PII: 1057-0810(91)90054-3 187 Index Volume 1,1991/1992 AUTHORS Chinloy, Peter, “Real Estate Income and Relocation,” l(1): 45-59 Cox, Larry, “Review: Disability Income Insurance and the Individual,” l(1): 61-78 Crabb, Ronald R., “Probabilistic Estate Planning,” l(2): 143-157 Kleiman, Robert T., and Anandi P. Sahu, “Life Insurance Companies as Invest- ment Managers: New Implications for Consumers,” l(1): 23-34 Madura, Jeff, and Thomas J. O’Brien, “International Diversification for the Individual: A Review,” l(2): 159- 175 Mann, Steven V., and Donald P. Solberg, “Should Individual Investors Avoid the Stock Market Outside of Janu- ary?” l(2): 101-107 Markowitz, Harry M., “Individual versus Institutional Investing,” l(1): l-8 Murphy, Neil B., “Determinants of Household Check Writing: The Impacts of the Use of Electronic Banking Services and Alternative Pricing of Services,” l(I): 35-44 Nunnally, Bennie H., Jr., see Plath, D. Anthony O’Brien, Thomas J., see Madura, Jeff Plath, D. Anthony, and Nunnally, Bennie H., Jr., “Effective Credit Costs in Retail Financial Markets: Leasing versus Borrowing,” l(2): 109-129 Potts, Tom L., and William Reichenstein, “The Optimal Allocation of Pension Fund Assets: An Individual’s Perspective,” l(1): 9-22. Puelz, Amy v., and Robert Puelz, “Personal Financial Planning and the Allocation of Disposable Wealth,” l(2): 87-99 Puelz, Robert, see Puelz, Amy v. Reichenstein, William, see Potts, Tom L. Sahu, Anandi P , see Kleiman, Robert T. Solberg, Donald P, see Mann, Steven V. Yohannes, Arefaine G., “Comparing Mortgages with Different Payment Frequencies,” l(2): 131-142 ARTICLETITLES ‘Comparing Mortgages with Different Payment Frequencies,” Arefaine G. Yohannes, l(2): 131-142 “Determinants of Household Check Writ- ing: The Impacts of the Use of Elec- tronic Banking Services and Alternative Pricing of Services,” Neil B. Murphy, l(1): 35-44 FINANCIAL SERVICES REVIEW, l(2) 1991 “Effective Credit Costs in Retail Financial Markets: Leasing versus Borrow- ing,” D. Anthony Plath and Bennie H. Nunnally, Jr., l(2): 109-129 “Individual versus Institutional Invest- ing,” Harry M. Markowitz, l(1): 1-8 “International Diversification for the Individual: A Review,” Jeff Madura and Tom O’Brien, l(2): 159-175 “Life Insurance Companies as Investment Managers: New Implications for Consumers,” Robert T. Kleinman and Anadi P Sahu, l(1): 23-34 “Optimal Allocation of Pension Fund Assets: An Individual’s Perspective, The,” Tom L. Potts and William Reichenstein, I( 1): 9-22. “Personal Financial Planning and the Allocation of Disposable Wealth,” Amy v. Puelz and Robert Puelz, l(2): 87-99 “Probabilistic Estate Planning,” Ronald R. Crabb, l(2): 143-157 “Real Estate Income and Relocation,” Peter Chinloy, I( 1): 45-59 “Review: Disability Income Insurance and the Individual,” Larry Cox, I( I): 61-78 “Should Individual Investors Avoid the Stock Market Outside of January?” Steven V. Mann and Donald P. Solberg, l(2): 101-107