PII: S1057-0810(96)90021-9


Volume 5 Number 1 1996 

FINANCIAL SERVICES REVIEW 
THE JOURNAL, OF INDIVIDUAL FINANCIAL MANAGEMENT 

EditQr 
KAREN EILERS LAHEiY 

1995-1996 

Waldo L. Born 
Eastern Illinois University 

Lany A. Cox 
University of Mississippi 

Sharon A. DeVaney 
Purdue University 

Jean Louis Heck 
Villanova University 

Walter J. Wcerheide 
Rochester Institute of Technology 

AssociateEditors 

1995-1997 

Raj Aggrawal 
John Carroll University 

James R. Barth 
Auburn University 

Barry Diskin 
Florida State University 

Thomas H. Eyssell 
University of Missouri, St. Louis 

Sat&a G. Gustavson 
University of Georgia 

Andrea Hueson 
Vniversiry of Miami 

Jeff Madura 
Florida Atlantic University 

Terry L. Zivney 
Ball State University 

1!395-1998 

James S. Ang 
Florida State University 

Lawrence J. Gitman 
San Diego State University 

Douglas R. Kahl 
University of Akron 

James E. Larsen 
Wright State University 

Dixie L. Mills 
Illinois State University 

Tony Plath 
University of North Carolina 

at Charlotte 

A. Charlene Sullivan 
Purdue Vniversiry 

Jill Lynn Vihtelic 
Saint Mary’s College 

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