id	keyword
fsr-3513	financial
fsr-3513	socialization
fsr-3513	americans
fsr-3513	african
fsr-3513	knowledge
fsr-3513	control
fsr-3513	fmbeh
fsr-3513	literacy
fsr-3513	self
fsr-3513	journal
fsr-3513	behavior
fsr-3513	et al
fsr-3513	european
fsr-3513	fsoc
fsr-3513	young
fsr-3513	model
fsr-3513	fskills