id	keyword
fsr-4050	fund savings
fsr-4050	use
fsr-4050	emergency fund
fsr-4050	fintech
fsr-4050	fintech use
fsr-4050	financial
fsr-4050	intention
fsr-4050	et al
fsr-4050	control
fsr-4050	behavior
fsr-4050	emergency savings
fsr-4050	journal
fsr-4050	households
fsr-4050	norms
fsr-4050	attitudes
fsr-4050	technology
fsr-4050	services
fsr-4050	research
fsr-4050	study
fsr-4050	savings behavior