id	sid	tid	token	lemma	pos
ftr-446	1	1	florida	florida	PROPN
ftr-446	1	2	tax	tax	PROPN
ftr-446	1	3	review	review	NOUN
ftr-446	1	4	volume	volume	NOUN
ftr-446	1	5	4	4	NUM
ftr-446	1	6	1999	1999	NUM
ftr-446	1	7	number	number	NOUN
ftr-446	1	8	5	5	NUM
ftr-446	1	9	book	book	NOUN
ftr-446	1	10	review	review	NOUN
ftr-446	1	11	perspectives	perspective	NOUN
ftr-446	1	12	on	on	ADP
ftr-446	1	13	social	social	ADJ
ftr-446	1	14	security	security	NOUN
ftr-446	1	15	reform	reform	NOUN
ftr-446	1	16	framing	frame	VERB
ftr-446	1	17	the	the	DET
ftr-446	1	18	social	social	ADJ
ftr-446	1	19	security	security	NOUN
ftr-446	1	20	debate	debate	NOUN
ftr-446	1	21	:	:	PUNCT
ftr-446	1	22	values	value	NOUN
ftr-446	1	23	,	,	PUNCT
ftr-446	1	24	politics	politic	NOUN
ftr-446	1	25	,	,	PUNCT
ftr-446	1	26	and	and	CCONJ
ftr-446	1	27	economics	economic	NOUN
ftr-446	1	28	(	(	PUNCT
ftr-446	1	29	r.	r.	PROPN
ftr-446	1	30	douglas	douglas	PROPN
ftr-446	1	31	arnold	arnold	PROPN
ftr-446	1	32	,	,	PUNCT
ftr-446	1	33	michael	michael	PROPN
ftr-446	1	34	j.	j.	PROPN
ftr-446	1	35	graetz	graetz	PROPN
ftr-446	1	36	&	&	CCONJ
ftr-446	1	37	alicia	alicia	PROPN
ftr-446	1	38	h.	h.	PROPN
ftr-446	1	39	munnell	munnell	PROPN
ftr-446	1	40	eds	eds	PROPN
ftr-446	1	41	.	.	PROPN
ftr-446	1	42	,	,	PUNCT
ftr-446	1	43	1998	1998	NUM
ftr-446	1	44	)	)	PUNCT
ftr-446	1	45	prospects	prospect	NOUN
ftr-446	1	46	for	for	ADP
ftr-446	1	47	social	social	ADJ
ftr-446	1	48	security	security	NOUN
ftr-446	1	49	reform	reform	NOUN
ftr-446	1	50	(	(	PUNCT
ftr-446	1	51	olivia	olivia	PROPN
ftr-446	1	52	s.	s.	PROPN
ftr-446	1	53	mitchell	mitchell	PROPN
ftr-446	1	54	,	,	PUNCT
ftr-446	1	55	robert	robert	PROPN
ftr-446	1	56	j.	j.	PROPN
ftr-446	1	57	myers	myers	PROPN
ftr-446	1	58	&	&	CCONJ
ftr-446	1	59	howard	howard	PROPN
ftr-446	1	60	young	young	PROPN
ftr-446	1	61	eds	eds	PROPN
ftr-446	1	62	.	.	PROPN
ftr-446	1	63	,	,	PUNCT
ftr-446	1	64	1999	1999	NUM
ftr-446	1	65	)	)	PUNCT
ftr-446	1	66	.	.	PUNCT
ftr-446	2	1	reviewed	review	VERB
ftr-446	2	2	by	by	ADP
ftr-446	2	3	karen	karen	PROPN
ftr-446	2	4	c.	c.	PROPN
ftr-446	2	5	burke	burke	PROPN
ftr-446	2	6	*	*	PROPN
ftr-446	2	7	and	and	CCONJ
ftr-446	2	8	grayson	grayson	PROPN
ftr-446	2	9	m.p	m.p	PROPN
ftr-446	2	10	.	.	PROPN
ftr-446	2	11	mccouch	mccouch	PROPN
ftr-446	2	12	.	.	PUNCT
ftr-446	3	1	*	*	PUNCT
ftr-446	3	2	"	"	PUNCT
ftr-446	3	3	these	these	DET
ftr-446	3	4	two	two	NUM
ftr-446	3	5	volumes	volume	NOUN
ftr-446	3	6	offer	offer	VERB
ftr-446	3	7	an	an	DET
ftr-446	3	8	interdisciplinary	interdisciplinary	ADJ
ftr-446	3	9	perspective	perspective	NOUN
ftr-446	3	10	on	on	ADP
ftr-446	3	11	major	major	ADJ
ftr-446	3	12	issues	issue	NOUN
ftr-446	3	13	which	which	PRON
ftr-446	3	14	lie	lie	VERB
ftr-446	3	15	at	at	ADP
ftr-446	3	16	the	the	DET
ftr-446	3	17	heart	heart	NOUN
ftr-446	3	18	of	of	ADP
ftr-446	3	19	the	the	DET
ftr-446	3	20	current	current	ADJ
ftr-446	3	21	debate	debate	NOUN
ftr-446	3	22	over	over	ADP
ftr-446	3	23	social	social	ADJ
ftr-446	3	24	security	security	NOUN
ftr-446	3	25	reform	reform	NOUN
ftr-446	3	26	.	.	PUNCT
ftr-446	4	1	each	each	DET
ftr-446	4	2	volume	volume	NOUN
ftr-446	4	3	contains	contain	VERB
ftr-446	4	4	a	a	DET
ftr-446	4	5	series	series	NOUN
ftr-446	4	6	of	of	ADP
ftr-446	4	7	papers	paper	NOUN
ftr-446	4	8	from	from	ADP
ftr-446	4	9	a	a	DET
ftr-446	4	10	broad	broad	ADJ
ftr-446	4	11	range	range	NOUN
ftr-446	4	12	of	of	ADP
ftr-446	4	13	contributors	contributor	NOUN
ftr-446	4	14	,	,	PUNCT
ftr-446	4	15	including	include	VERB
ftr-446	4	16	economists	economist	NOUN
ftr-446	4	17	,	,	PUNCT
ftr-446	4	18	actuaries	actuary	NOUN
ftr-446	4	19	,	,	PUNCT
ftr-446	4	20	investment	investment	NOUN
ftr-446	4	21	managers	manager	NOUN
ftr-446	4	22	,	,	PUNCT
ftr-446	4	23	political	political	ADJ
ftr-446	4	24	scientists	scientist	NOUN
ftr-446	4	25	,	,	PUNCT
ftr-446	4	26	and	and	CCONJ
ftr-446	4	27	policymakers	policymaker	NOUN
ftr-446	4	28	.	.	PUNCT
ftr-446	5	1	in	in	ADP
ftr-446	5	2	analyzing	analyze	VERB
ftr-446	5	3	various	various	ADJ
ftr-446	5	4	specific	specific	ADJ
ftr-446	5	5	proposals	proposal	NOUN
ftr-446	5	6	and	and	CCONJ
ftr-446	5	7	conceptual	conceptual	ADJ
ftr-446	5	8	models	model	NOUN
ftr-446	5	9	for	for	ADP
ftr-446	5	10	reform	reform	NOUN
ftr-446	5	11	,	,	PUNCT
ftr-446	5	12	the	the	DET
ftr-446	5	13	contributors	contributor	NOUN
ftr-446	5	14	identify	identify	VERB
ftr-446	5	15	some	some	DET
ftr-446	5	16	areas	area	NOUN
ftr-446	5	17	of	of	ADP
ftr-446	5	18	emerging	emerge	VERB
ftr-446	5	19	consensus	consensus	NOUN
ftr-446	5	20	as	as	ADV
ftr-446	5	21	well	well	ADV
ftr-446	5	22	as	as	ADP
ftr-446	5	23	numerous	numerous	ADJ
ftr-446	5	24	conflicts	conflict	NOUN
ftr-446	5	25	,	,	PUNCT
ftr-446	5	26	tensions	tension	NOUN
ftr-446	5	27	,	,	PUNCT
ftr-446	5	28	and	and	CCONJ
ftr-446	5	29	tradeoffs	tradeoff	NOUN
ftr-446	5	30	which	which	PRON
ftr-446	5	31	ultimately	ultimately	ADV
ftr-446	5	32	must	must	AUX
ftr-446	5	33	be	be	AUX
ftr-446	5	34	resolved	resolve	VERB
ftr-446	5	35	through	through	ADP
ftr-446	5	36	the	the	DET
ftr-446	5	37	political	political	ADJ
ftr-446	5	38	process	process	NOUN
ftr-446	5	39	.	.	PUNCT
ftr-446	6	1	the	the	DET
ftr-446	6	2	result	result	NOUN
ftr-446	6	3	is	be	AUX
ftr-446	6	4	a	a	DET
ftr-446	6	5	valuable	valuable	ADJ
ftr-446	6	6	survey	survey	NOUN
ftr-446	6	7	of	of	ADP
ftr-446	6	8	proposals	proposal	NOUN
ftr-446	6	9	and	and	CCONJ
ftr-446	6	10	trends	trend	NOUN
ftr-446	6	11	which	which	PRON
ftr-446	6	12	will	will	AUX
ftr-446	6	13	determine	determine	VERB
ftr-446	6	14	the	the	DET
ftr-446	6	15	direction	direction	NOUN
ftr-446	6	16	of	of	ADP
ftr-446	6	17	future	future	ADJ
ftr-446	6	18	reform	reform	NOUN
ftr-446	6	19	.	.	PUNCT
ftr-446	7	1	options	option	NOUN
ftr-446	7	2	for	for	ADP
ftr-446	7	3	refonln	refonln	NOUN
ftr-446	7	4	projected	project	VERB
ftr-446	7	5	long	long	ADJ
ftr-446	7	6	-	-	PUNCT
ftr-446	7	7	term	term	NOUN
ftr-446	7	8	shortfalls	shortfall	NOUN
ftr-446	7	9	in	in	ADP
ftr-446	7	10	social	social	ADJ
ftr-446	7	11	security	security	NOUN
ftr-446	7	12	financing	financing	NOUN
ftr-446	7	13	have	have	AUX
ftr-446	7	14	prompted	prompt	VERB
ftr-446	7	15	all	all	DET
ftr-446	7	16	sorts	sort	NOUN
ftr-446	7	17	of	of	ADP
ftr-446	7	18	proposals	proposal	NOUN
ftr-446	7	19	for	for	ADP
ftr-446	7	20	modifying	modify	VERB
ftr-446	7	21	or	or	CCONJ
ftr-446	7	22	restructuring	restructure	VERB
ftr-446	7	23	the	the	DET
ftr-446	7	24	existing	exist	VERB
ftr-446	7	25	system	system	NOUN
ftr-446	7	26	.	.	PUNCT
ftr-446	8	1	many	many	ADJ
ftr-446	8	2	of	of	ADP
ftr-446	8	3	these	these	DET
ftr-446	8	4	proposals	proposal	NOUN
ftr-446	8	5	involve	involve	VERB
ftr-446	8	6	two	two	NUM
ftr-446	8	7	basic	basic	ADJ
ftr-446	8	8	reforms	reform	NOUN
ftr-446	8	9	which	which	PRON
ftr-446	8	10	hold	hold	VERB
ftr-446	8	11	special	special	ADJ
ftr-446	8	12	interest	interest	NOUN
ftr-446	8	13	for	for	ADP
ftr-446	8	14	economists	economist	NOUN
ftr-446	8	15	:	:	PUNCT
ftr-446	8	16	(	(	PUNCT
ftr-446	8	17	1	1	X
ftr-446	8	18	)	)	PUNCT
ftr-446	8	19	moving	move	VERB
ftr-446	8	20	away	away	ADV
ftr-446	8	21	from	from	ADP
ftr-446	8	22	a	a	DET
ftr-446	8	23	pay	pay	NOUN
ftr-446	8	24	-	-	PUNCT
ftr-446	8	25	asyou	asyou	NOUN
ftr-446	8	26	-	-	PUNCT
ftr-446	8	27	go	go	NOUN
ftr-446	8	28	system	system	NOUN
ftr-446	8	29	in	in	ADP
ftr-446	8	30	the	the	DET
ftr-446	8	31	direction	direction	NOUN
ftr-446	8	32	of	of	ADP
ftr-446	8	33	advance	advance	NOUN
ftr-446	8	34	funding	funding	NOUN
ftr-446	8	35	;	;	PUNCT
ftr-446	8	36	and	and	CCONJ
ftr-446	8	37	(	(	PUNCT
ftr-446	8	38	2	2	X
ftr-446	8	39	)	)	PUNCT
ftr-446	8	40	adopting	adopt	VERB
ftr-446	8	41	a	a	DET
ftr-446	8	42	more	more	ADV
ftr-446	8	43	diversified	diversified	ADJ
ftr-446	8	44	investment	investment	NOUN
ftr-446	8	45	strategy	strategy	NOUN
ftr-446	8	46	for	for	ADP
ftr-446	8	47	funds	fund	NOUN
ftr-446	8	48	accumulated	accumulate	VERB
ftr-446	8	49	in	in	ADP
ftr-446	8	50	the	the	DET
ftr-446	8	51	social	social	ADJ
ftr-446	8	52	security	security	NOUN
ftr-446	8	53	system	system	NOUN
ftr-446	8	54	.	.	PUNCT
ftr-446	9	1	economists	economist	NOUN
ftr-446	9	2	generally	generally	ADV
ftr-446	9	3	agree	agree	VERB
ftr-446	9	4	that	that	SCONJ
ftr-446	9	5	advance	advance	NOUN
ftr-446	9	6	funding	funding	NOUN
ftr-446	9	7	and	and	CCONJ
ftr-446	9	8	investment	investment	NOUN
ftr-446	9	9	diversification	diversification	NOUN
ftr-446	9	10	might	might	AUX
ftr-446	9	11	bring	bring	VERB
ftr-446	9	12	substantial	substantial	ADJ
ftr-446	9	13	benefits	benefit	NOUN
ftr-446	9	14	but	but	CCONJ
ftr-446	9	15	would	would	AUX
ftr-446	9	16	also	also	ADV
ftr-446	9	17	pose	pose	VERB
ftr-446	9	18	significant	significant	ADJ
ftr-446	9	19	risks	risk	NOUN
ftr-446	9	20	and	and	CCONJ
ftr-446	9	21	costs	cost	NOUN
ftr-446	9	22	.	.	PUNCT
ftr-446	10	1	thus	thus	ADV
ftr-446	10	2	,	,	PUNCT
ftr-446	10	3	they	they	PRON
ftr-446	10	4	emphasize	emphasize	VERB
ftr-446	10	5	that	that	SCONJ
ftr-446	10	6	the	the	DET
ftr-446	10	7	focus	focus	NOUN
ftr-446	10	8	of	of	ADP
ftr-446	10	9	debate	debate	NOUN
ftr-446	10	10	should	should	AUX
ftr-446	10	11	be	be	AUX
ftr-446	10	12	on	on	ADP
ftr-446	10	13	identifying	identify	VERB
ftr-446	10	14	and	and	CCONJ
ftr-446	10	15	comparing	compare	VERB
ftr-446	10	16	the	the	DET
ftr-446	10	17	tradeoffs	tradeoff	NOUN
ftr-446	10	18	required	require	VERB
ftr-446	10	19	by	by	ADP
ftr-446	10	20	various	various	ADJ
ftr-446	10	21	approaches	approach	NOUN
ftr-446	10	22	rather	rather	ADV
ftr-446	10	23	than	than	ADP
ftr-446	10	24	on	on	ADP
ftr-446	10	25	whether	whether	SCONJ
ftr-446	10	26	there	there	PRON
ftr-446	10	27	is	be	VERB
ftr-446	10	28	a	a	DET
ftr-446	10	29	"	"	PUNCT
ftr-446	10	30	free	free	ADJ
ftr-446	10	31	lunch	lunch	NOUN
ftr-446	10	32	.	.	PUNCT
ftr-446	10	33	"	"	PUNCT
ftr-446	10	34	'	'	PUNCT
ftr-446	10	35	*	*	PUNCT
ftr-446	10	36	professor	professor	NOUN
ftr-446	10	37	of	of	ADP
ftr-446	10	38	law	law	NOUN
ftr-446	10	39	,	,	PUNCT
ftr-446	10	40	university	university	PROPN
ftr-446	10	41	of	of	ADP
ftr-446	10	42	minnesota	minnesota	PROPN
ftr-446	10	43	law	law	PROPN
ftr-446	10	44	school	school	NOUN
ftr-446	10	45	.	.	PUNCT
ftr-446	11	1	*	*	PUNCT
ftr-446	11	2	*	*	PUNCT
ftr-446	11	3	professor	professor	NOUN
ftr-446	11	4	of	of	ADP
ftr-446	11	5	law	law	NOUN
ftr-446	11	6	,	,	PUNCT
ftr-446	11	7	university	university	PROPN
ftr-446	11	8	of	of	ADP
ftr-446	11	9	miami	miami	PROPN
ftr-446	11	10	school	school	PROPN
ftr-446	11	11	of	of	ADP
ftr-446	11	12	law	law	NOUN
ftr-446	11	13	.	.	PUNCT
ftr-446	12	1	1	1	X
ftr-446	12	2	.	.	X
ftr-446	12	3	see	see	VERB
ftr-446	12	4	john	john	PROPN
ftr-446	12	5	geanakoplos	geanakoplos	PROPN
ftr-446	12	6	,	,	PUNCT
ftr-446	12	7	olivia	olivia	PROPN
ftr-446	12	8	mitchell	mitchell	PROPN
ftr-446	12	9	&	&	CCONJ
ftr-446	12	10	stephen	stephen	PROPN
ftr-446	12	11	p.	p.	PROPN
ftr-446	12	12	zeldes	zeldes	PROPN
ftr-446	12	13	,	,	PUNCT
ftr-446	12	14	would	would	AUX
ftr-446	12	15	a	a	DET
ftr-446	12	16	privatized	privatized	ADJ
ftr-446	12	17	social	social	ADJ
ftr-446	12	18	security	security	NOUN
ftr-446	12	19	system	system	NOUN
ftr-446	12	20	really	really	ADV
ftr-446	12	21	pay	pay	VERB
ftr-446	12	22	a	a	DET
ftr-446	12	23	higher	high	ADJ
ftr-446	12	24	rate	rate	NOUN
ftr-446	12	25	of	of	ADP
ftr-446	12	26	return	return	NOUN
ftr-446	12	27	?	?	PUNCT
ftr-446	12	28	,	,	PUNCT
ftr-446	12	29	in	in	ADP
ftr-446	12	30	framing	frame	VERB
ftr-446	12	31	the	the	DET
ftr-446	12	32	social	social	ADJ
ftr-446	12	33	security	security	NOUN
ftr-446	12	34	debate	debate	NOUN
ftr-446	12	35	:	:	PUNCT
ftr-446	12	36	values	value	NOUN
ftr-446	12	37	,	,	PUNCT
ftr-446	12	38	politics	politic	NOUN
ftr-446	12	39	,	,	PUNCT
ftr-446	12	40	and	and	CCONJ
ftr-446	12	41	economics	economic	NOUN
ftr-446	12	42	137	137	NUM
ftr-446	12	43	,	,	PUNCT
ftr-446	12	44	150	150	NUM
ftr-446	12	45	(	(	PUNCT
ftr-446	12	46	r.	r.	PROPN
ftr-446	12	47	douglas	douglas	PROPN
ftr-446	12	48	arnold	arnold	PROPN
ftr-446	12	49	,	,	PUNCT
ftr-446	12	50	michael	michael	PROPN
ftr-446	12	51	j.	j.	PROPN
ftr-446	12	52	graetz	graetz	PROPN
ftr-446	12	53	&	&	CCONJ
ftr-446	12	54	alicia	alicia	PROPN
ftr-446	12	55	h.	h.	PROPN
ftr-446	12	56	munnell	munnell	PROPN
ftr-446	12	57	eds	eds	PROPN
ftr-446	12	58	.	.	PROPN
ftr-446	12	59	,	,	PUNCT
ftr-446	12	60	1998	1998	NUM
ftr-446	12	61	)	)	PUNCT
ftr-446	13	1	[	[	X
ftr-446	13	2	hereinafter	hereinafter	NOUN
ftr-446	13	3	framing	frame	VERB
ftr-446	13	4	the	the	DET
ftr-446	13	5	social	social	ADJ
ftr-446	13	6	security	security	NOUN
ftr-446	13	7	debate	debate	NOUN
ftr-446	13	8	]	]	PUNCT
ftr-446	13	9	.	.	PUNCT
ftr-446	14	1	florida	florida	PROPN
ftr-446	14	2	tax	tax	PROPN
ftr-446	14	3	review	review	NOUN
ftr-446	14	4	some	some	DET
ftr-446	14	5	proposals	proposal	NOUN
ftr-446	14	6	would	would	AUX
ftr-446	14	7	go	go	VERB
ftr-446	14	8	further	far	ADV
ftr-446	14	9	and	and	CCONJ
ftr-446	14	10	introduce	introduce	VERB
ftr-446	14	11	a	a	DET
ftr-446	14	12	system	system	NOUN
ftr-446	14	13	of	of	ADP
ftr-446	14	14	private	private	ADJ
ftr-446	14	15	accounts	account	NOUN
ftr-446	14	16	owned	own	VERB
ftr-446	14	17	and	and	CCONJ
ftr-446	14	18	controlled	control	VERB
ftr-446	14	19	by	by	ADP
ftr-446	14	20	individual	individual	ADJ
ftr-446	14	21	participants	participant	NOUN
ftr-446	14	22	.	.	PUNCT
ftr-446	15	1	in	in	ADP
ftr-446	15	2	effect	effect	NOUN
ftr-446	15	3	,	,	PUNCT
ftr-446	15	4	these	these	DET
ftr-446	15	5	proposals	proposal	NOUN
ftr-446	15	6	would	would	AUX
ftr-446	15	7	privatize	privatize	VERB
ftr-446	15	8	social	social	ADJ
ftr-446	15	9	security	security	NOUN
ftr-446	15	10	by	by	ADP
ftr-446	15	11	shifting	shift	VERB
ftr-446	15	12	from	from	ADP
ftr-446	15	13	a	a	DET
ftr-446	15	14	defined	define	VERB
ftr-446	15	15	-	-	PUNCT
ftr-446	15	16	benefit	benefit	NOUN
ftr-446	15	17	system	system	NOUN
ftr-446	15	18	in	in	ADP
ftr-446	15	19	the	the	DET
ftr-446	15	20	direction	direction	NOUN
ftr-446	15	21	of	of	ADP
ftr-446	15	22	a	a	DET
ftr-446	15	23	defined	define	VERB
ftr-446	15	24	-	-	PUNCT
ftr-446	15	25	contribution	contribution	NOUN
ftr-446	15	26	system	system	NOUN
ftr-446	15	27	.	.	PUNCT
ftr-446	16	1	although	although	SCONJ
ftr-446	16	2	the	the	DET
ftr-446	16	3	concepts	concept	NOUN
ftr-446	16	4	of	of	ADP
ftr-446	16	5	advance	advance	NOUN
ftr-446	16	6	funding	funding	NOUN
ftr-446	16	7	,	,	PUNCT
ftr-446	16	8	diversification	diversification	NOUN
ftr-446	16	9	,	,	PUNCT
ftr-446	16	10	and	and	CCONJ
ftr-446	16	11	privatization	privatization	NOUN
ftr-446	16	12	are	be	AUX
ftr-446	16	13	often	often	ADV
ftr-446	16	14	linked	link	VERB
ftr-446	16	15	together	together	ADV
ftr-446	16	16	,	,	PUNCT
ftr-446	16	17	they	they	PRON
ftr-446	16	18	are	be	AUX
ftr-446	16	19	analytically	analytically	ADV
ftr-446	16	20	distinct	distinct	ADJ
ftr-446	16	21	:	:	PUNCT
ftr-446	16	22	in	in	ADP
ftr-446	16	23	theory	theory	NOUN
ftr-446	16	24	,	,	PUNCT
ftr-446	16	25	it	it	PRON
ftr-446	16	26	is	be	AUX
ftr-446	16	27	possible	possible	ADJ
ftr-446	16	28	to	to	PART
ftr-446	16	29	introduce	introduce	VERB
ftr-446	16	30	any	any	DET
ftr-446	16	31	one	one	NUM
ftr-446	16	32	of	of	ADP
ftr-446	16	33	them	they	PRON
ftr-446	16	34	independently	independently	ADV
ftr-446	16	35	of	of	ADP
ftr-446	16	36	the	the	DET
ftr-446	16	37	others.2	others.2	PROPN
ftr-446	16	38	all	all	DET
ftr-446	16	39	three	three	NUM
ftr-446	16	40	issues	issue	NOUN
ftr-446	16	41	are	be	AUX
ftr-446	16	42	central	central	ADJ
ftr-446	16	43	to	to	ADP
ftr-446	16	44	the	the	DET
ftr-446	16	45	social	social	ADJ
ftr-446	16	46	security	security	NOUN
ftr-446	16	47	debate	debate	NOUN
ftr-446	16	48	,	,	PUNCT
ftr-446	16	49	but	but	CCONJ
ftr-446	16	50	the	the	DET
ftr-446	16	51	implications	implication	NOUN
ftr-446	16	52	of	of	ADP
ftr-446	16	53	privatization	privatization	NOUN
ftr-446	16	54	remain	remain	VERB
ftr-446	16	55	far	far	ADV
ftr-446	16	56	more	more	ADV
ftr-446	16	57	controversial	controversial	ADJ
ftr-446	16	58	than	than	ADP
ftr-446	16	59	those	those	PRON
ftr-446	16	60	of	of	ADP
ftr-446	16	61	advance	advance	NOUN
ftr-446	16	62	funding	funding	NOUN
ftr-446	16	63	or	or	CCONJ
ftr-446	16	64	investment	investment	NOUN
ftr-446	16	65	diversification	diversification	NOUN
ftr-446	16	66	.	.	PUNCT
ftr-446	17	1	thus	thus	ADV
ftr-446	17	2	,	,	PUNCT
ftr-446	17	3	in	in	ADP
ftr-446	17	4	analyzing	analyze	VERB
ftr-446	17	5	and	and	CCONJ
ftr-446	17	6	comparing	compare	VERB
ftr-446	17	7	different	different	ADJ
ftr-446	17	8	reform	reform	NOUN
ftr-446	17	9	proposals	proposal	NOUN
ftr-446	17	10	,	,	PUNCT
ftr-446	17	11	economists	economist	NOUN
ftr-446	17	12	treat	treat	VERB
ftr-446	17	13	the	the	DET
ftr-446	17	14	three	three	NUM
ftr-446	17	15	concepts	concept	NOUN
ftr-446	17	16	separately	separately	ADV
ftr-446	17	17	.	.	PUNCT
ftr-446	18	1	in	in	ADP
ftr-446	18	2	particular	particular	ADJ
ftr-446	18	3	,	,	PUNCT
ftr-446	18	4	they	they	PRON
ftr-446	18	5	point	point	VERB
ftr-446	18	6	out	out	ADP
ftr-446	18	7	that	that	PRON
ftr-446	18	8	advance	advance	NOUN
ftr-446	18	9	funding	funding	NOUN
ftr-446	18	10	and	and	CCONJ
ftr-446	18	11	investment	investment	NOUN
ftr-446	18	12	diversification	diversification	NOUN
ftr-446	18	13	could	could	AUX
ftr-446	18	14	be	be	AUX
ftr-446	18	15	implemented	implement	VERB
ftr-446	18	16	either	either	CCONJ
ftr-446	18	17	under	under	ADP
ftr-446	18	18	a	a	DET
ftr-446	18	19	collective	collective	ADJ
ftr-446	18	20	defined	define	VERB
ftr-446	18	21	-	-	PUNCT
ftr-446	18	22	benefit	benefit	NOUN
ftr-446	18	23	system	system	NOUN
ftr-446	18	24	or	or	CCONJ
ftr-446	18	25	under	under	ADP
ftr-446	18	26	a	a	DET
ftr-446	18	27	privatized	privatized	ADJ
ftr-446	18	28	definedcontribution	definedcontribution	NOUN
ftr-446	18	29	system	system	NOUN
ftr-446	18	30	.	.	PUNCT
ftr-446	19	1	advance	advance	NOUN
ftr-446	19	2	funding	funding	NOUN
ftr-446	19	3	and	and	CCONJ
ftr-446	19	4	transition	transition	NOUN
ftr-446	19	5	costs	cost	NOUN
ftr-446	19	6	.	.	PUNCT
ftr-446	20	1	in	in	ADP
ftr-446	20	2	the	the	DET
ftr-446	20	3	abstract	abstract	ADJ
ftr-446	20	4	,	,	PUNCT
ftr-446	20	5	advance	advance	NOUN
ftr-446	20	6	funding	funding	NOUN
ftr-446	20	7	is	be	AUX
ftr-446	20	8	attractive	attractive	ADJ
ftr-446	20	9	because	because	SCONJ
ftr-446	20	10	it	it	PRON
ftr-446	20	11	would	would	AUX
ftr-446	20	12	potentially	potentially	ADV
ftr-446	20	13	increase	increase	VERB
ftr-446	20	14	national	national	ADJ
ftr-446	20	15	savings	saving	NOUN
ftr-446	20	16	and	and	CCONJ
ftr-446	20	17	economic	economic	ADJ
ftr-446	20	18	growth	growth	NOUN
ftr-446	20	19	(	(	PUNCT
ftr-446	20	20	to	to	SCONJ
ftr-446	20	21	the	the	DET
ftr-446	20	22	extent	extent	NOUN
ftr-446	20	23	that	that	PRON
ftr-446	20	24	increased	increase	VERB
ftr-446	20	25	social	social	ADJ
ftr-446	20	26	security	security	NOUN
ftr-446	20	27	fund	fund	NOUN
ftr-446	20	28	accumulations	accumulation	NOUN
ftr-446	20	29	would	would	AUX
ftr-446	20	30	not	not	PART
ftr-446	20	31	be	be	AUX
ftr-446	20	32	offset	offset	VERB
ftr-446	20	33	by	by	ADP
ftr-446	20	34	dissaving	dissave	VERB
ftr-446	20	35	in	in	ADP
ftr-446	20	36	other	other	ADJ
ftr-446	20	37	sectors	sector	NOUN
ftr-446	20	38	of	of	ADP
ftr-446	20	39	the	the	DET
ftr-446	20	40	economy	economy	NOUN
ftr-446	20	41	)	)	PUNCT
ftr-446	20	42	.	.	PUNCT
ftr-446	21	1	the	the	DET
ftr-446	21	2	resulting	result	VERB
ftr-446	21	3	higher	high	ADJ
ftr-446	21	4	return	return	NOUN
ftr-446	21	5	on	on	ADP
ftr-446	21	6	the	the	DET
ftr-446	21	7	accumulated	accumulate	VERB
ftr-446	21	8	funds	fund	NOUN
ftr-446	21	9	might	might	AUX
ftr-446	21	10	ultimately	ultimately	ADV
ftr-446	21	11	make	make	VERB
ftr-446	21	12	it	it	PRON
ftr-446	21	13	easier	easy	ADJ
ftr-446	21	14	to	to	PART
ftr-446	21	15	provide	provide	VERB
ftr-446	21	16	a	a	DET
ftr-446	21	17	given	give	VERB
ftr-446	21	18	level	level	NOUN
ftr-446	21	19	of	of	ADP
ftr-446	21	20	benefits	benefit	NOUN
ftr-446	21	21	without	without	ADP
ftr-446	21	22	increasing	increase	VERB
ftr-446	21	23	payroll	payroll	NOUN
ftr-446	21	24	taxes	taxis	NOUN
ftr-446	21	25	.	.	PUNCT
ftr-446	22	1	under	under	ADP
ftr-446	22	2	the	the	DET
ftr-446	22	3	existing	exist	VERB
ftr-446	22	4	pay	pay	NOUN
ftr-446	22	5	-	-	PUNCT
ftr-446	22	6	as	as	ADP
ftr-446	22	7	-	-	PUNCT
ftr-446	22	8	you	you	PRON
ftr-446	22	9	-	-	PUNCT
ftr-446	22	10	go	go	NOUN
ftr-446	22	11	system	system	NOUN
ftr-446	22	12	,	,	PUNCT
ftr-446	22	13	almost	almost	ADV
ftr-446	22	14	all	all	PRON
ftr-446	22	15	of	of	ADP
ftr-446	22	16	the	the	DET
ftr-446	22	17	revenue	revenue	NOUN
ftr-446	22	18	collected	collect	VERB
ftr-446	22	19	each	each	DET
ftr-446	22	20	year	year	NOUN
ftr-446	22	21	in	in	ADP
ftr-446	22	22	payroll	payroll	NOUN
ftr-446	22	23	taxes	taxis	NOUN
ftr-446	22	24	is	be	AUX
ftr-446	22	25	used	use	VERB
ftr-446	22	26	to	to	PART
ftr-446	22	27	pay	pay	VERB
ftr-446	22	28	current	current	ADJ
ftr-446	22	29	benefits	benefit	NOUN
ftr-446	22	30	.	.	PUNCT
ftr-446	23	1	(	(	PUNCT
ftr-446	23	2	the	the	DET
ftr-446	23	3	social	social	ADJ
ftr-446	23	4	security	security	NOUN
ftr-446	23	5	trust	trust	NOUN
ftr-446	23	6	funds	fund	NOUN
ftr-446	23	7	are	be	AUX
ftr-446	23	8	presently	presently	ADV
ftr-446	23	9	accumulating	accumulate	VERB
ftr-446	23	10	modest	modest	ADJ
ftr-446	23	11	annual	annual	ADJ
ftr-446	23	12	surpluses	surplus	NOUN
ftr-446	23	13	,	,	PUNCT
ftr-446	23	14	but	but	CCONJ
ftr-446	23	15	these	these	DET
ftr-446	23	16	accumulations	accumulation	NOUN
ftr-446	23	17	are	be	AUX
ftr-446	23	18	expected	expect	VERB
ftr-446	23	19	to	to	PART
ftr-446	23	20	be	be	AUX
ftr-446	23	21	exhausted	exhaust	VERB
ftr-446	23	22	by	by	ADP
ftr-446	23	23	2032	2032	NUM
ftr-446	23	24	.	.	PUNCT
ftr-446	23	25	)	)	PUNCT
ftr-446	24	1	in	in	ADP
ftr-446	24	2	effect	effect	NOUN
ftr-446	24	3	,	,	PUNCT
ftr-446	24	4	the	the	DET
ftr-446	24	5	burden	burden	NOUN
ftr-446	24	6	of	of	ADP
ftr-446	24	7	financing	financing	NOUN
ftr-446	24	8	benefits	benefit	NOUN
ftr-446	24	9	for	for	ADP
ftr-446	24	10	each	each	DET
ftr-446	24	11	generation	generation	NOUN
ftr-446	24	12	of	of	ADP
ftr-446	24	13	retirees	retiree	NOUN
ftr-446	24	14	falls	fall	VERB
ftr-446	24	15	on	on	ADP
ftr-446	24	16	succeeding	succeed	VERB
ftr-446	24	17	generations	generation	NOUN
ftr-446	24	18	of	of	ADP
ftr-446	24	19	workers	worker	NOUN
ftr-446	24	20	.	.	PUNCT
ftr-446	25	1	by	by	ADP
ftr-446	25	2	contrast	contrast	NOUN
ftr-446	25	3	,	,	PUNCT
ftr-446	25	4	under	under	ADP
ftr-446	25	5	a	a	DET
ftr-446	25	6	system	system	NOUN
ftr-446	25	7	with	with	ADP
ftr-446	25	8	full	full	ADJ
ftr-446	25	9	advance	advance	NOUN
ftr-446	25	10	funding	funding	NOUN
ftr-446	25	11	,	,	PUNCT
ftr-446	25	12	payroll	payroll	NOUN
ftr-446	25	13	taxes	taxis	NOUN
ftr-446	25	14	would	would	AUX
ftr-446	25	15	be	be	AUX
ftr-446	25	16	set	set	VERB
ftr-446	25	17	aside	aside	ADV
ftr-446	25	18	and	and	CCONJ
ftr-446	25	19	used	use	VERB
ftr-446	25	20	,	,	PUNCT
ftr-446	25	21	with	with	ADP
ftr-446	25	22	accumulated	accumulate	VERB
ftr-446	25	23	earnings	earning	NOUN
ftr-446	25	24	,	,	PUNCT
ftr-446	25	25	to	to	PART
ftr-446	25	26	pay	pay	VERB
ftr-446	25	27	benefits	benefit	NOUN
ftr-446	25	28	for	for	ADP
ftr-446	25	29	current	current	ADJ
ftr-446	25	30	workers	worker	NOUN
ftr-446	25	31	in	in	ADP
ftr-446	25	32	retirement	retirement	NOUN
ftr-446	25	33	.	.	PUNCT
ftr-446	26	1	in	in	ADP
ftr-446	26	2	effect	effect	NOUN
ftr-446	26	3	,	,	PUNCT
ftr-446	26	4	advance	advance	NOUN
ftr-446	26	5	funding	funding	NOUN
ftr-446	26	6	would	would	AUX
ftr-446	26	7	place	place	VERB
ftr-446	26	8	on	on	ADP
ftr-446	26	9	each	each	DET
ftr-446	26	10	generation	generation	NOUN
ftr-446	26	11	of	of	ADP
ftr-446	26	12	workers	worker	NOUN
ftr-446	26	13	the	the	DET
ftr-446	26	14	burden	burden	NOUN
ftr-446	26	15	of	of	ADP
ftr-446	26	16	financing	finance	VERB
ftr-446	26	17	their	their	PRON
ftr-446	26	18	own	own	ADJ
ftr-446	26	19	retirement	retirement	NOUN
ftr-446	26	20	.	.	PUNCT
ftr-446	27	1	economists	economist	NOUN
ftr-446	27	2	point	point	VERB
ftr-446	27	3	out	out	ADP
ftr-446	27	4	,	,	PUNCT
ftr-446	27	5	however	however	ADV
ftr-446	27	6	,	,	PUNCT
ftr-446	27	7	that	that	SCONJ
ftr-446	27	8	the	the	DET
ftr-446	27	9	transition	transition	NOUN
ftr-446	27	10	to	to	PART
ftr-446	27	11	advance	advance	VERB
ftr-446	27	12	funding	funding	NOUN
ftr-446	27	13	would	would	AUX
ftr-446	27	14	not	not	PART
ftr-446	27	15	be	be	AUX
ftr-446	27	16	costless	costless	ADJ
ftr-446	27	17	.	.	PUNCT
ftr-446	28	1	even	even	ADV
ftr-446	28	2	if	if	SCONJ
ftr-446	28	3	it	it	PRON
ftr-446	28	4	were	be	AUX
ftr-446	28	5	possible	possible	ADJ
ftr-446	28	6	to	to	PART
ftr-446	28	7	replace	replace	VERB
ftr-446	28	8	the	the	DET
ftr-446	28	9	existing	exist	VERB
ftr-446	28	10	system	system	NOUN
ftr-446	28	11	prospectively	prospectively	ADV
ftr-446	28	12	with	with	ADP
ftr-446	28	13	full	full	ADJ
ftr-446	28	14	advance	advance	NOUN
ftr-446	28	15	funding	funding	NOUN
ftr-446	28	16	,	,	PUNCT
ftr-446	28	17	it	it	PRON
ftr-446	28	18	would	would	AUX
ftr-446	28	19	still	still	ADV
ftr-446	28	20	be	be	AUX
ftr-446	28	21	necessary	necessary	ADJ
ftr-446	28	22	to	to	PART
ftr-446	28	23	pay	pay	VERB
ftr-446	28	24	future	future	ADJ
ftr-446	28	25	benefits	benefit	NOUN
ftr-446	28	26	that	that	PRON
ftr-446	28	27	have	have	AUX
ftr-446	28	28	been	be	AUX
ftr-446	28	29	promised	promise	VERB
ftr-446	28	30	to	to	PART
ftr-446	28	31	current	current	ADJ
ftr-446	28	32	retirees	retiree	NOUN
ftr-446	28	33	and	and	CCONJ
ftr-446	28	34	workers	worker	NOUN
ftr-446	28	35	under	under	ADP
ftr-446	28	36	the	the	DET
ftr-446	28	37	existing	exist	VERB
ftr-446	28	38	system	system	NOUN
ftr-446	28	39	based	base	VERB
ftr-446	28	40	on	on	ADP
ftr-446	28	41	their	their	PRON
ftr-446	28	42	previously	previously	ADV
ftr-446	28	43	credited	credit	VERB
ftr-446	28	44	earnings	earning	NOUN
ftr-446	28	45	.	.	PUNCT
ftr-446	29	1	by	by	ADP
ftr-446	29	2	one	one	NUM
ftr-446	29	3	estimate	estimate	NOUN
ftr-446	29	4	,	,	PUNCT
ftr-446	29	5	this	this	DET
ftr-446	29	6	"	"	PUNCT
ftr-446	29	7	unfunded	unfunded	ADJ
ftr-446	29	8	liability	liability	NOUN
ftr-446	29	9	"	"	PUNCT
ftr-446	29	10	already	already	ADV
ftr-446	29	11	stands	stand	VERB
ftr-446	29	12	at	at	ADP
ftr-446	29	13	around	around	ADP
ftr-446	29	14	$	$	SYM
ftr-446	29	15	9	9	NUM
ftr-446	29	16	trillion.3	trillion.3	NOUN
ftr-446	29	17	given	give	VERB
ftr-446	29	18	the	the	DET
ftr-446	29	19	magnitude	magnitude	NOUN
ftr-446	29	20	of	of	ADP
ftr-446	29	21	this	this	DET
ftr-446	29	22	transition	transition	NOUN
ftr-446	29	23	cost	cost	NOUN
ftr-446	29	24	,	,	PUNCT
ftr-446	29	25	any	any	DET
ftr-446	29	26	proposal	proposal	NOUN
ftr-446	29	27	to	to	PART
ftr-446	29	28	implement	implement	VERB
ftr-446	29	29	advance	advance	NOUN
ftr-446	29	30	2	2	NUM
ftr-446	29	31	.	.	PUNCT
ftr-446	30	1	see	see	VERB
ftr-446	30	2	i	i	PRON
ftr-446	30	3	d.	d.	PROPN
ftr-446	30	4	at	at	ADP
ftr-446	30	5	138	138	NUM
ftr-446	30	6	-	-	SYM
ftr-446	30	7	41	41	NUM
ftr-446	30	8	.	.	PUNCT
ftr-446	31	1	3	3	X
ftr-446	31	2	.	.	X
ftr-446	31	3	see	see	VERB
ftr-446	31	4	stephen	stephen	PROPN
ftr-446	31	5	c.	c.	PROPN
ftr-446	31	6	goss	goss	PROPN
ftr-446	31	7	,	,	PUNCT
ftr-446	31	8	measuring	measure	VERB
ftr-446	31	9	solvency	solvency	NOUN
ftr-446	31	10	in	in	ADP
ftr-446	31	11	the	the	DET
ftr-446	31	12	social	social	ADJ
ftr-446	31	13	security	security	NOUN
ftr-446	31	14	system	system	NOUN
ftr-446	31	15	,	,	PUNCT
ftr-446	31	16	in	in	ADP
ftr-446	31	17	prospects	prospect	NOUN
ftr-446	31	18	for	for	ADP
ftr-446	31	19	social	social	ADJ
ftr-446	31	20	security	security	NOUN
ftr-446	31	21	reform	reform	NOUN
ftr-446	31	22	16	16	NUM
ftr-446	31	23	,	,	PUNCT
ftr-446	31	24	34	34	NUM
ftr-446	31	25	(	(	PUNCT
ftr-446	31	26	olivia	olivia	PROPN
ftr-446	31	27	s.	s.	PROPN
ftr-446	31	28	mitchell	mitchell	PROPN
ftr-446	31	29	,	,	PUNCT
ftr-446	31	30	robert	robert	PROPN
ftr-446	31	31	j.	j.	PROPN
ftr-446	31	32	myers	myers	PROPN
ftr-446	31	33	&	&	CCONJ
ftr-446	31	34	howard	howard	PROPN
ftr-446	31	35	young	young	PROPN
ftr-446	31	36	eds	eds	PROPN
ftr-446	31	37	.	.	PROPN
ftr-446	31	38	,	,	PUNCT
ftr-446	31	39	1999	1999	NUM
ftr-446	31	40	)	)	PUNCT
ftr-446	32	1	[	[	X
ftr-446	32	2	hereinafter	hereinafter	NOUN
ftr-446	32	3	prospects	prospect	NOUN
ftr-446	32	4	for	for	ADP
ftr-446	32	5	social	social	ADJ
ftr-446	32	6	security	security	NOUN
ftr-446	32	7	reform	reform	NOUN
ftr-446	32	8	)	)	PUNCT
ftr-446	32	9	.	.	PUNCT
ftr-446	33	1	[	[	X
ftr-446	33	2	vol	vol	NOUN
ftr-446	33	3	4:5	4:5	NUM
ftr-446	33	4	perspectives	perspective	NOUN
ftr-446	33	5	on	on	ADP
ftr-446	33	6	social	social	ADJ
ftr-446	33	7	security	security	NOUN
ftr-446	33	8	reform	reform	NOUN
ftr-446	33	9	funding	funding	NOUN
ftr-446	33	10	should	should	AUX
ftr-446	33	11	specify	specify	VERB
ftr-446	33	12	how	how	SCONJ
ftr-446	33	13	the	the	DET
ftr-446	33	14	cost	cost	NOUN
ftr-446	33	15	is	be	AUX
ftr-446	33	16	to	to	PART
ftr-446	33	17	be	be	AUX
ftr-446	33	18	financed	finance	VERB
ftr-446	33	19	(	(	PUNCT
ftr-446	33	20	e.g.	e.g.	ADV
ftr-446	33	21	,	,	PUNCT
ftr-446	33	22	from	from	ADP
ftr-446	33	23	additional	additional	ADJ
ftr-446	33	24	government	government	NOUN
ftr-446	33	25	debt	debt	NOUN
ftr-446	33	26	,	,	PUNCT
ftr-446	33	27	increased	increase	VERB
ftr-446	33	28	taxes	taxis	NOUN
ftr-446	33	29	,	,	PUNCT
ftr-446	33	30	or	or	CCONJ
ftr-446	33	31	revenue	revenue	NOUN
ftr-446	33	32	diverted	divert	VERB
ftr-446	33	33	from	from	ADP
ftr-446	33	34	other	other	ADJ
ftr-446	33	35	uses	use	NOUN
ftr-446	33	36	)	)	PUNCT
ftr-446	33	37	.	.	PUNCT
ftr-446	34	1	obviously	obviously	ADV
ftr-446	34	2	,	,	PUNCT
ftr-446	34	3	the	the	DET
ftr-446	34	4	choice	choice	NOUN
ftr-446	34	5	of	of	ADP
ftr-446	34	6	financing	financing	NOUN
ftr-446	34	7	method	method	NOUN
ftr-446	34	8	would	would	AUX
ftr-446	34	9	determine	determine	VERB
ftr-446	34	10	how	how	SCONJ
ftr-446	34	11	the	the	DET
ftr-446	34	12	transition	transition	NOUN
ftr-446	34	13	costs	cost	NOUN
ftr-446	34	14	would	would	AUX
ftr-446	34	15	be	be	AUX
ftr-446	34	16	spread	spread	VERB
ftr-446	34	17	among	among	ADP
ftr-446	34	18	current	current	ADJ
ftr-446	34	19	and	and	CCONJ
ftr-446	34	20	future	future	ADJ
ftr-446	34	21	generations	generation	NOUN
ftr-446	34	22	.	.	PUNCT
ftr-446	35	1	furthermore	furthermore	ADV
ftr-446	35	2	,	,	PUNCT
ftr-446	35	3	it	it	PRON
ftr-446	35	4	might	might	AUX
ftr-446	35	5	be	be	AUX
ftr-446	35	6	imperative	imperative	ADJ
ftr-446	35	7	as	as	ADP
ftr-446	35	8	a	a	DET
ftr-446	35	9	political	political	ADJ
ftr-446	35	10	matter	matter	NOUN
ftr-446	35	11	to	to	PART
ftr-446	35	12	impose	impose	VERB
ftr-446	35	13	costs	cost	NOUN
ftr-446	35	14	as	as	ADV
ftr-446	35	15	gradually	gradually	ADV
ftr-446	35	16	and	and	CCONJ
ftr-446	35	17	imperceptibly	imperceptibly	ADV
ftr-446	35	18	as	as	ADP
ftr-446	35	19	possible	possible	ADJ
ftr-446	35	20	,	,	PUNCT
ftr-446	35	21	especially	especially	ADV
ftr-446	35	22	in	in	ADP
ftr-446	35	23	the	the	DET
ftr-446	35	24	absence	absence	NOUN
ftr-446	35	25	of	of	ADP
ftr-446	35	26	immediate	immediate	ADJ
ftr-446	35	27	and	and	CCONJ
ftr-446	35	28	obvious	obvious	ADJ
ftr-446	35	29	benefits	benefit	NOUN
ftr-446	35	30	.	.	PUNCT
ftr-446	35	31	'	'	PUNCT
ftr-446	36	1	proponents	proponent	NOUN
ftr-446	36	2	of	of	ADP
ftr-446	36	3	privatization	privatization	NOUN
ftr-446	36	4	sometimes	sometimes	ADV
ftr-446	36	5	argue	argue	VERB
ftr-446	36	6	that	that	SCONJ
ftr-446	36	7	the	the	DET
ftr-446	36	8	projected	project	VERB
ftr-446	36	9	surpluses	surplus	NOUN
ftr-446	36	10	in	in	ADP
ftr-446	36	11	the	the	DET
ftr-446	36	12	unified	unified	ADJ
ftr-446	36	13	budget	budget	NOUN
ftr-446	36	14	should	should	AUX
ftr-446	36	15	be	be	AUX
ftr-446	36	16	used	use	VERB
ftr-446	36	17	to	to	PART
ftr-446	36	18	finance	finance	VERB
ftr-446	36	19	a	a	DET
ftr-446	36	20	"	"	PUNCT
ftr-446	36	21	painless	painless	ADJ
ftr-446	36	22	"	"	PUNCT
ftr-446	36	23	transition	transition	NOUN
ftr-446	36	24	to	to	ADP
ftr-446	36	25	an	an	DET
ftr-446	36	26	advance	advance	NOUN
ftr-446	36	27	-	-	PUNCT
ftr-446	36	28	funded	fund	VERB
ftr-446	36	29	system	system	NOUN
ftr-446	36	30	of	of	ADP
ftr-446	36	31	private	private	ADJ
ftr-446	36	32	accounts	account	NOUN
ftr-446	36	33	.	.	PUNCT
ftr-446	37	1	the	the	DET
ftr-446	37	2	projected	project	VERB
ftr-446	37	3	surpluses	surplus	NOUN
ftr-446	37	4	,	,	PUNCT
ftr-446	37	5	attributable	attributable	ADJ
ftr-446	37	6	primarily	primarily	ADV
ftr-446	37	7	to	to	ADP
ftr-446	37	8	the	the	DET
ftr-446	37	9	temporary	temporary	ADJ
ftr-446	37	10	accumulation	accumulation	NOUN
ftr-446	37	11	of	of	ADP
ftr-446	37	12	social	social	ADJ
ftr-446	37	13	security	security	NOUN
ftr-446	37	14	funds	fund	NOUN
ftr-446	37	15	,	,	PUNCT
ftr-446	37	16	may	may	AUX
ftr-446	37	17	seem	seem	VERB
ftr-446	37	18	to	to	PART
ftr-446	37	19	offer	offer	VERB
ftr-446	37	20	a	a	DET
ftr-446	37	21	ready	ready	ADJ
ftr-446	37	22	source	source	NOUN
ftr-446	37	23	of	of	ADP
ftr-446	37	24	funds	fund	NOUN
ftr-446	37	25	to	to	PART
ftr-446	37	26	defray	defray	VERB
ftr-446	37	27	transition	transition	NOUN
ftr-446	37	28	costs	cost	NOUN
ftr-446	37	29	.	.	PUNCT
ftr-446	38	1	however	however	ADV
ftr-446	38	2	,	,	PUNCT
ftr-446	38	3	diverting	divert	VERB
ftr-446	38	4	the	the	DET
ftr-446	38	5	projected	project	VERB
ftr-446	38	6	surpluses	surplus	NOUN
ftr-446	38	7	to	to	PART
ftr-446	38	8	fund	fund	VERB
ftr-446	38	9	private	private	ADJ
ftr-446	38	10	accounts	account	NOUN
ftr-446	38	11	would	would	AUX
ftr-446	38	12	merely	merely	ADV
ftr-446	38	13	exacerbate	exacerbate	VERB
ftr-446	38	14	the	the	DET
ftr-446	38	15	unfunded	unfunded	ADJ
ftr-446	38	16	liability	liability	NOUN
ftr-446	38	17	of	of	ADP
ftr-446	38	18	the	the	DET
ftr-446	38	19	existing	exist	VERB
ftr-446	38	20	system	system	NOUN
ftr-446	38	21	.	.	PUNCT
ftr-446	39	1	this	this	DET
ftr-446	39	2	approach	approach	NOUN
ftr-446	39	3	,	,	PUNCT
ftr-446	39	4	described	describe	VERB
ftr-446	39	5	by	by	ADP
ftr-446	39	6	one	one	NUM
ftr-446	39	7	commentator	commentator	NOUN
ftr-446	39	8	as	as	ADP
ftr-446	39	9	"	"	PUNCT
ftr-446	39	10	stealth	stealth	ADJ
ftr-446	39	11	privatization	privatization	NOUN
ftr-446	39	12	,	,	PUNCT
ftr-446	39	13	"	"	PUNCT
ftr-446	39	14	appears	appear	VERB
ftr-446	39	15	to	to	PART
ftr-446	39	16	be	be	AUX
ftr-446	39	17	a	a	DET
ftr-446	39	18	political	political	ADJ
ftr-446	39	19	tactic	tactic	NOUN
ftr-446	39	20	designed	design	VERB
ftr-446	39	21	to	to	PART
ftr-446	39	22	jump	jump	AUX
ftr-446	39	23	-	-	PUNCT
ftr-446	39	24	start	start	VERB
ftr-446	39	25	the	the	DET
ftr-446	39	26	process	process	NOUN
ftr-446	39	27	of	of	ADP
ftr-446	39	28	privatization	privatization	NOUN
ftr-446	39	29	and	and	CCONJ
ftr-446	39	30	preempt	preempt	VERB
ftr-446	39	31	full	full	ADJ
ftr-446	39	32	consideration	consideration	NOUN
ftr-446	39	33	of	of	ADP
ftr-446	39	34	the	the	DET
ftr-446	39	35	direction	direction	NOUN
ftr-446	39	36	of	of	ADP
ftr-446	39	37	future	future	NOUN
ftr-446	39	38	reform.5	reform.5	PROPN
ftr-446	39	39	the	the	DET
ftr-446	39	40	current	current	ADJ
ftr-446	39	41	budgetary	budgetary	ADJ
ftr-446	39	42	skirmishing	skirmishing	NOUN
ftr-446	39	43	highlights	highlight	NOUN
ftr-446	39	44	the	the	DET
ftr-446	39	45	need	need	NOUN
ftr-446	39	46	to	to	PART
ftr-446	39	47	devise	devise	VERB
ftr-446	39	48	a	a	DET
ftr-446	39	49	mechanism	mechanism	NOUN
ftr-446	39	50	to	to	PART
ftr-446	39	51	ensure	ensure	VERB
ftr-446	39	52	that	that	SCONJ
ftr-446	39	53	accumulated	accumulate	VERB
ftr-446	39	54	social	social	ADJ
ftr-446	39	55	security	security	NOUN
ftr-446	39	56	funds	fund	NOUN
ftr-446	39	57	can	can	AUX
ftr-446	39	58	not	not	PART
ftr-446	39	59	be	be	AUX
ftr-446	39	60	raided	raid	VERB
ftr-446	39	61	to	to	PART
ftr-446	39	62	finance	finance	VERB
ftr-446	39	63	other	other	ADJ
ftr-446	39	64	government	government	NOUN
ftr-446	39	65	expenditures	expenditure	NOUN
ftr-446	39	66	.	.	PUNCT
ftr-446	40	1	investment	investment	NOUN
ftr-446	40	2	returns	return	NOUN
ftr-446	40	3	.	.	PUNCT
ftr-446	41	1	the	the	DET
ftr-446	41	2	prospect	prospect	NOUN
ftr-446	41	3	of	of	ADP
ftr-446	41	4	accumulating	accumulate	VERB
ftr-446	41	5	substantial	substantial	ADJ
ftr-446	41	6	funds	fund	NOUN
ftr-446	41	7	through	through	ADP
ftr-446	41	8	partial	partial	ADJ
ftr-446	41	9	or	or	CCONJ
ftr-446	41	10	full	full	ADJ
ftr-446	41	11	advance	advance	NOUN
ftr-446	41	12	funding	funding	NOUN
ftr-446	41	13	raises	raise	VERB
ftr-446	41	14	the	the	DET
ftr-446	41	15	issue	issue	NOUN
ftr-446	41	16	of	of	ADP
ftr-446	41	17	how	how	SCONJ
ftr-446	41	18	those	those	DET
ftr-446	41	19	funds	fund	NOUN
ftr-446	41	20	should	should	AUX
ftr-446	41	21	be	be	AUX
ftr-446	41	22	invested	invest	VERB
ftr-446	41	23	to	to	PART
ftr-446	41	24	achieve	achieve	VERB
ftr-446	41	25	optimal	optimal	ADJ
ftr-446	41	26	returns	return	NOUN
ftr-446	41	27	.	.	PUNCT
ftr-446	42	1	many	many	ADJ
ftr-446	42	2	of	of	ADP
ftr-446	42	3	the	the	DET
ftr-446	42	4	current	current	ADJ
ftr-446	42	5	reform	reform	NOUN
ftr-446	42	6	proposals	proposal	NOUN
ftr-446	42	7	would	would	AUX
ftr-446	42	8	abandon	abandon	VERB
ftr-446	42	9	the	the	DET
ftr-446	42	10	practice	practice	NOUN
ftr-446	42	11	of	of	ADP
ftr-446	42	12	investing	invest	VERB
ftr-446	42	13	funds	fund	NOUN
ftr-446	42	14	exclusively	exclusively	ADV
ftr-446	42	15	in	in	ADP
ftr-446	42	16	government	government	NOUN
ftr-446	42	17	bonds	bond	NOUN
ftr-446	42	18	and	and	CCONJ
ftr-446	42	19	permit	permit	VERB
ftr-446	42	20	investment	investment	NOUN
ftr-446	42	21	in	in	ADP
ftr-446	42	22	a	a	DET
ftr-446	42	23	more	more	ADV
ftr-446	42	24	diversified	diversified	ADJ
ftr-446	42	25	portfolio	portfolio	NOUN
ftr-446	42	26	of	of	ADP
ftr-446	42	27	stocks	stock	NOUN
ftr-446	42	28	and	and	CCONJ
ftr-446	42	29	bonds	bond	NOUN
ftr-446	42	30	.	.	PUNCT
ftr-446	43	1	there	there	PRON
ftr-446	43	2	seems	seem	VERB
ftr-446	43	3	to	to	PART
ftr-446	43	4	be	be	AUX
ftr-446	43	5	little	little	ADJ
ftr-446	43	6	reason	reason	NOUN
ftr-446	43	7	,	,	PUNCT
ftr-446	43	8	on	on	ADP
ftr-446	43	9	purely	purely	ADV
ftr-446	43	10	economic	economic	ADJ
ftr-446	43	11	grounds	ground	NOUN
ftr-446	43	12	,	,	PUNCT
ftr-446	43	13	to	to	PART
ftr-446	43	14	deny	deny	VERB
ftr-446	43	15	access	access	NOUN
ftr-446	43	16	to	to	ADP
ftr-446	43	17	higher	high	ADJ
ftr-446	43	18	returns	return	NOUN
ftr-446	43	19	from	from	ADP
ftr-446	43	20	private	private	ADJ
ftr-446	43	21	capital	capital	NOUN
ftr-446	43	22	markets	market	NOUN
ftr-446	43	23	;	;	PUNCT
ftr-446	43	24	indeed	indeed	ADV
ftr-446	43	25	,	,	PUNCT
ftr-446	43	26	modem	modem	ADJ
ftr-446	43	27	financial	financial	ADJ
ftr-446	43	28	theory	theory	NOUN
ftr-446	43	29	treats	treat	VERB
ftr-446	43	30	diversification	diversification	NOUN
ftr-446	43	31	as	as	ADP
ftr-446	43	32	an	an	DET
ftr-446	43	33	important	important	ADJ
ftr-446	43	34	aspect	aspect	NOUN
ftr-446	43	35	of	of	ADP
ftr-446	43	36	prudent	prudent	ADJ
ftr-446	43	37	investment	investment	NOUN
ftr-446	43	38	.	.	PUNCT
ftr-446	44	1	at	at	ADP
ftr-446	44	2	the	the	DET
ftr-446	44	3	same	same	ADJ
ftr-446	44	4	time	time	NOUN
ftr-446	44	5	,	,	PUNCT
ftr-446	44	6	it	it	PRON
ftr-446	44	7	is	be	AUX
ftr-446	44	8	important	important	ADJ
ftr-446	44	9	to	to	PART
ftr-446	44	10	understand	understand	VERB
ftr-446	44	11	the	the	DET
ftr-446	44	12	risks	risk	NOUN
ftr-446	44	13	and	and	CCONJ
ftr-446	44	14	limitations	limitation	NOUN
ftr-446	44	15	associated	associate	VERB
ftr-446	44	16	with	with	ADP
ftr-446	44	17	a	a	DET
ftr-446	44	18	more	more	ADV
ftr-446	44	19	flexible	flexible	ADJ
ftr-446	44	20	investment	investment	NOUN
ftr-446	44	21	strategy	strategy	NOUN
ftr-446	44	22	.	.	PUNCT
ftr-446	45	1	proponents	proponent	NOUN
ftr-446	45	2	of	of	ADP
ftr-446	45	3	privatization	privatization	NOUN
ftr-446	45	4	often	often	ADV
ftr-446	45	5	complain	complain	VERB
ftr-446	45	6	that	that	SCONJ
ftr-446	45	7	the	the	DET
ftr-446	45	8	existing	exist	VERB
ftr-446	45	9	system	system	NOUN
ftr-446	45	10	produces	produce	VERB
ftr-446	45	11	unreasonably	unreasonably	ADV
ftr-446	45	12	low	low	ADJ
ftr-446	45	13	returns	return	NOUN
ftr-446	45	14	,	,	PUNCT
ftr-446	45	15	and	and	CCONJ
ftr-446	45	16	argue	argue	VERB
ftr-446	45	17	that	that	SCONJ
ftr-446	45	18	all	all	DET
ftr-446	45	19	current	current	ADJ
ftr-446	45	20	and	and	CCONJ
ftr-446	45	21	future	future	ADJ
ftr-446	45	22	workers	worker	NOUN
ftr-446	45	23	would	would	AUX
ftr-446	45	24	be	be	AUX
ftr-446	45	25	better	well	ADJ
ftr-446	45	26	off	off	ADP
ftr-446	45	27	under	under	ADP
ftr-446	45	28	a	a	DET
ftr-446	45	29	privatized	privatized	ADJ
ftr-446	45	30	system	system	NOUN
ftr-446	45	31	that	that	PRON
ftr-446	45	32	allowed	allow	VERB
ftr-446	45	33	individual	individual	ADJ
ftr-446	45	34	workers	worker	NOUN
ftr-446	45	35	to	to	PART
ftr-446	45	36	invest	invest	VERB
ftr-446	45	37	funds	fund	NOUN
ftr-446	45	38	directly	directly	ADV
ftr-446	45	39	in	in	ADP
ftr-446	45	40	private	private	ADJ
ftr-446	45	41	capital	capital	NOUN
ftr-446	45	42	markets	market	NOUN
ftr-446	45	43	.	.	PUNCT
ftr-446	46	1	careful	careful	ADJ
ftr-446	46	2	economic	economic	ADJ
ftr-446	46	3	analysis	analysis	NOUN
ftr-446	46	4	reveals	reveal	VERB
ftr-446	46	5	two	two	NUM
ftr-446	46	6	major	major	ADJ
ftr-446	46	7	flaws	flaw	NOUN
ftr-446	46	8	in	in	ADP
ftr-446	46	9	this	this	DET
ftr-446	46	10	standard	standard	ADJ
ftr-446	46	11	"	"	PUNCT
ftr-446	46	12	moneys	money	NOUN
ftr-446	46	13	-	-	PUNCT
ftr-446	46	14	worth	worth	ADJ
ftr-446	46	15	"	"	PUNCT
ftr-446	46	16	claim	claim	NOUN
ftr-446	46	17	.	.	PUNCT
ftr-446	47	1	first	first	ADV
ftr-446	47	2	,	,	PUNCT
ftr-446	47	3	the	the	DET
ftr-446	47	4	claim	claim	NOUN
ftr-446	47	5	ignores	ignore	VERB
ftr-446	47	6	the	the	DET
ftr-446	47	7	massive	massive	ADJ
ftr-446	47	8	transition	transition	NOUN
ftr-446	47	9	costs	cost	NOUN
ftr-446	47	10	associated	associate	VERB
ftr-446	47	11	with	with	ADP
ftr-446	47	12	the	the	DET
ftr-446	47	13	shift	shift	NOUN
ftr-446	47	14	to	to	PART
ftr-446	47	15	advance	advance	VERB
ftr-446	47	16	funding	funding	NOUN
ftr-446	47	17	.	.	PUNCT
ftr-446	48	1	if	if	SCONJ
ftr-446	48	2	those	those	DET
ftr-446	48	3	costs	cost	NOUN
ftr-446	48	4	were	be	AUX
ftr-446	48	5	taken	take	VERB
ftr-446	48	6	into	into	ADP
ftr-446	48	7	account	account	NOUN
ftr-446	48	8	(	(	PUNCT
ftr-446	48	9	e.g.	e.g.	ADV
ftr-446	48	10	,	,	PUNCT
ftr-446	48	11	by	by	ADP
ftr-446	48	12	converting	convert	VERB
ftr-446	48	13	4	4	NUM
ftr-446	48	14	.	.	PUNCT
ftr-446	49	1	see	see	VERB
ftr-446	49	2	rl	rl	PROPN
ftr-446	49	3	douglas	douglas	PROPN
ftr-446	49	4	arnold	arnold	PROPN
ftr-446	49	5	,	,	PUNCT
ftr-446	49	6	the	the	DET
ftr-446	49	7	political	political	ADJ
ftr-446	49	8	feasibility	feasibility	NOUN
ftr-446	49	9	of	of	ADP
ftr-446	49	10	social	social	ADJ
ftr-446	49	11	security	security	NOUN
ftr-446	49	12	reform	reform	NOUN
ftr-446	49	13	,	,	PUNCT
ftr-446	49	14	in	in	ADP
ftr-446	49	15	framing	frame	VERB
ftr-446	49	16	the	the	DET
ftr-446	49	17	social	social	ADJ
ftr-446	49	18	security	security	NOUN
ftr-446	49	19	debate	debate	NOUN
ftr-446	49	20	,	,	PUNCT
ftr-446	49	21	supra	supra	PROPN
ftr-446	49	22	note	note	NOUN
ftr-446	49	23	1	1	NUM
ftr-446	49	24	,	,	PUNCT
ftr-446	49	25	at	at	ADP
ftr-446	49	26	389	389	NUM
ftr-446	49	27	,	,	PUNCT
ftr-446	49	28	397	397	NUM
ftr-446	49	29	-	-	SYM
ftr-446	49	30	408	408	NUM
ftr-446	49	31	.	.	PUNCT
ftr-446	50	1	5	5	X
ftr-446	50	2	.	.	X
ftr-446	50	3	see	see	VERB
ftr-446	50	4	i	i	PRON
ftr-446	50	5	d.	d.	PROPN
ftr-446	50	6	at	at	ADP
ftr-446	50	7	414	414	NUM
ftr-446	50	8	.	.	PUNCT
ftr-446	51	1	19991	19991	NUM
ftr-446	52	1	florida	florida	PROPN
ftr-446	52	2	tax	tax	PROPN
ftr-446	52	3	review	review	NOUN
ftr-446	52	4	the	the	DET
ftr-446	52	5	existing	exist	VERB
ftr-446	52	6	unfunded	unfunded	ADJ
ftr-446	52	7	liability	liability	NOUN
ftr-446	52	8	into	into	ADP
ftr-446	52	9	explicit	explicit	ADJ
ftr-446	52	10	debt	debt	NOUN
ftr-446	52	11	financed	finance	VERB
ftr-446	52	12	with	with	ADP
ftr-446	52	13	new	new	ADJ
ftr-446	52	14	taxes	taxis	NOUN
ftr-446	52	15	along	along	ADP
ftr-446	52	16	a	a	DET
ftr-446	52	17	similar	similar	ADJ
ftr-446	52	18	time	time	NOUN
ftr-446	52	19	path	path	NOUN
ftr-446	52	20	)	)	PUNCT
ftr-446	52	21	,	,	PUNCT
ftr-446	52	22	the	the	DET
ftr-446	52	23	return	return	NOUN
ftr-446	52	24	on	on	ADP
ftr-446	52	25	private	private	ADJ
ftr-446	52	26	accounts	account	NOUN
ftr-446	52	27	invested	invest	VERB
ftr-446	52	28	in	in	ADP
ftr-446	52	29	government	government	NOUN
ftr-446	52	30	bonds	bond	NOUN
ftr-446	52	31	would	would	AUX
ftr-446	52	32	be	be	AUX
ftr-446	52	33	no	no	ADV
ftr-446	52	34	higher	high	ADJ
ftr-446	52	35	than	than	ADP
ftr-446	52	36	the	the	DET
ftr-446	52	37	low	low	ADJ
ftr-446	52	38	projected	project	VERB
ftr-446	52	39	return	return	NOUN
ftr-446	52	40	on	on	ADP
ftr-446	52	41	current	current	ADJ
ftr-446	52	42	contributions	contribution	NOUN
ftr-446	52	43	under	under	ADP
ftr-446	52	44	the	the	DET
ftr-446	52	45	existing	exist	VERB
ftr-446	52	46	system	system	NOUN
ftr-446	52	47	.	.	PUNCT
ftr-446	53	1	second	second	ADJ
ftr-446	53	2	,	,	PUNCT
ftr-446	53	3	the	the	DET
ftr-446	53	4	money's	money's	PROPN
ftr-446	53	5	-	-	PUNCT
ftr-446	53	6	worth	worth	NOUN
ftr-446	53	7	claim	claim	NOUN
ftr-446	53	8	fails	fail	VERB
ftr-446	53	9	to	to	PART
ftr-446	53	10	make	make	VERB
ftr-446	53	11	a	a	DET
ftr-446	53	12	proper	proper	ADJ
ftr-446	53	13	adjustment	adjustment	NOUN
ftr-446	53	14	for	for	ADP
ftr-446	53	15	risk	risk	NOUN
ftr-446	53	16	.	.	PUNCT
ftr-446	54	1	investors	investor	NOUN
ftr-446	54	2	who	who	PRON
ftr-446	54	3	already	already	ADV
ftr-446	54	4	hold	hold	VERB
ftr-446	54	5	properly	properly	ADV
ftr-446	54	6	diversified	diversify	VERB
ftr-446	54	7	portfolios	portfolio	NOUN
ftr-446	54	8	will	will	AUX
ftr-446	54	9	not	not	PART
ftr-446	54	10	necessarily	necessarily	ADV
ftr-446	54	11	choose	choose	VERB
ftr-446	54	12	to	to	PART
ftr-446	54	13	invest	invest	VERB
ftr-446	54	14	their	their	PRON
ftr-446	54	15	marginal	marginal	ADJ
ftr-446	54	16	dollars	dollar	NOUN
ftr-446	54	17	entirely	entirely	ADV
ftr-446	54	18	in	in	ADP
ftr-446	54	19	stocks	stock	NOUN
ftr-446	54	20	rather	rather	ADV
ftr-446	54	21	than	than	ADP
ftr-446	54	22	in	in	ADP
ftr-446	54	23	government	government	NOUN
ftr-446	54	24	bonds	bond	NOUN
ftr-446	54	25	,	,	PUNCT
ftr-446	54	26	even	even	ADV
ftr-446	54	27	though	though	SCONJ
ftr-446	54	28	the	the	DET
ftr-446	54	29	stocks	stock	NOUN
ftr-446	54	30	have	have	VERB
ftr-446	54	31	higher	high	ADJ
ftr-446	54	32	expected	expect	VERB
ftr-446	54	33	returns	return	NOUN
ftr-446	54	34	.	.	PUNCT
ftr-446	55	1	indeed	indeed	ADV
ftr-446	55	2	,	,	PUNCT
ftr-446	55	3	these	these	DET
ftr-446	55	4	investors	investor	NOUN
ftr-446	55	5	may	may	AUX
ftr-446	55	6	rationally	rationally	ADV
ftr-446	55	7	choose	choose	VERB
ftr-446	55	8	to	to	PART
ftr-446	55	9	offset	offset	VERB
ftr-446	55	10	any	any	DET
ftr-446	55	11	change	change	NOUN
ftr-446	55	12	in	in	ADP
ftr-446	55	13	social	social	ADJ
ftr-446	55	14	security	security	NOUN
ftr-446	55	15	investments	investment	NOUN
ftr-446	55	16	by	by	ADP
ftr-446	55	17	making	make	VERB
ftr-446	55	18	a	a	DET
ftr-446	55	19	countervailing	countervail	VERB
ftr-446	55	20	change	change	NOUN
ftr-446	55	21	in	in	ADP
ftr-446	55	22	the	the	DET
ftr-446	55	23	rest	rest	NOUN
ftr-446	55	24	of	of	ADP
ftr-446	55	25	their	their	PRON
ftr-446	55	26	portfolios	portfolio	NOUN
ftr-446	55	27	.	.	PUNCT
ftr-446	56	1	the	the	DET
ftr-446	56	2	real	real	ADJ
ftr-446	56	3	beneficiaries	beneficiary	NOUN
ftr-446	56	4	of	of	ADP
ftr-446	56	5	diversifying	diversify	VERB
ftr-446	56	6	social	social	ADJ
ftr-446	56	7	security	security	NOUN
ftr-446	56	8	investments	investment	NOUN
ftr-446	56	9	would	would	AUX
ftr-446	56	10	be	be	AUX
ftr-446	56	11	"	"	PUNCT
ftr-446	56	12	constrained	constrain	VERB
ftr-446	56	13	"	"	PUNCT
ftr-446	56	14	investors	investor	NOUN
ftr-446	56	15	who	who	PRON
ftr-446	56	16	would	would	AUX
ftr-446	56	17	otherwise	otherwise	ADV
ftr-446	56	18	lack	lack	VERB
ftr-446	56	19	access	access	NOUN
ftr-446	56	20	to	to	ADP
ftr-446	56	21	private	private	ADJ
ftr-446	56	22	capital	capital	NOUN
ftr-446	56	23	markets	market	NOUN
ftr-446	56	24	.	.	PUNCT
ftr-446	57	1	after	after	ADP
ftr-446	57	2	taking	take	VERB
ftr-446	57	3	account	account	NOUN
ftr-446	57	4	of	of	ADP
ftr-446	57	5	transition	transition	NOUN
ftr-446	57	6	costs	cost	NOUN
ftr-446	57	7	and	and	CCONJ
ftr-446	57	8	risk	risk	NOUN
ftr-446	57	9	,	,	PUNCT
ftr-446	57	10	the	the	DET
ftr-446	57	11	improvement	improvement	NOUN
ftr-446	57	12	in	in	ADP
ftr-446	57	13	investment	investment	NOUN
ftr-446	57	14	returns	return	NOUN
ftr-446	57	15	would	would	AUX
ftr-446	57	16	be	be	AUX
ftr-446	57	17	neither	neither	CCONJ
ftr-446	57	18	as	as	ADV
ftr-446	57	19	dramatic	dramatic	ADJ
ftr-446	57	20	nor	nor	CCONJ
ftr-446	57	21	as	as	ADV
ftr-446	57	22	widespread	widespread	ADJ
ftr-446	57	23	as	as	SCONJ
ftr-446	57	24	they	they	PRON
ftr-446	57	25	might	might	AUX
ftr-446	57	26	appear	appear	VERB
ftr-446	57	27	at	at	ADP
ftr-446	57	28	first	first	ADJ
ftr-446	57	29	glance.6	glance.6	NOUN
ftr-446	57	30	of	of	ADP
ftr-446	57	31	course	course	NOUN
ftr-446	57	32	,	,	PUNCT
ftr-446	57	33	higher	high	ADJ
ftr-446	57	34	investment	investment	NOUN
ftr-446	57	35	returns	return	NOUN
ftr-446	57	36	could	could	AUX
ftr-446	57	37	be	be	AUX
ftr-446	57	38	also	also	ADV
ftr-446	57	39	be	be	AUX
ftr-446	57	40	achieved	achieve	VERB
ftr-446	57	41	in	in	ADP
ftr-446	57	42	a	a	DET
ftr-446	57	43	centralized	centralized	ADJ
ftr-446	57	44	system	system	NOUN
ftr-446	57	45	without	without	ADP
ftr-446	57	46	private	private	ADJ
ftr-446	57	47	accounts	account	NOUN
ftr-446	57	48	.	.	PUNCT
ftr-446	58	1	here	here	ADV
ftr-446	58	2	again	again	ADV
ftr-446	58	3	,	,	PUNCT
ftr-446	58	4	the	the	DET
ftr-446	58	5	correlation	correlation	NOUN
ftr-446	58	6	between	between	ADP
ftr-446	58	7	risk	risk	NOUN
ftr-446	58	8	and	and	CCONJ
ftr-446	58	9	return	return	NOUN
ftr-446	58	10	is	be	AUX
ftr-446	58	11	relevant	relevant	ADJ
ftr-446	58	12	in	in	ADP
ftr-446	58	13	determining	determine	VERB
ftr-446	58	14	how	how	SCONJ
ftr-446	58	15	the	the	DET
ftr-446	58	16	accumulated	accumulate	VERB
ftr-446	58	17	funds	fund	NOUN
ftr-446	58	18	should	should	AUX
ftr-446	58	19	be	be	AUX
ftr-446	58	20	invested	invest	VERB
ftr-446	58	21	.	.	PUNCT
ftr-446	59	1	moving	move	VERB
ftr-446	59	2	social	social	ADJ
ftr-446	59	3	security	security	NOUN
ftr-446	59	4	funds	fund	NOUN
ftr-446	59	5	from	from	ADP
ftr-446	59	6	government	government	NOUN
ftr-446	59	7	bonds	bond	NOUN
ftr-446	59	8	into	into	ADP
ftr-446	59	9	private	private	ADJ
ftr-446	59	10	capital	capital	NOUN
ftr-446	59	11	markets	market	NOUN
ftr-446	59	12	would	would	AUX
ftr-446	59	13	imply	imply	VERB
ftr-446	59	14	a	a	DET
ftr-446	59	15	corresponding	correspond	VERB
ftr-446	59	16	shift	shift	NOUN
ftr-446	59	17	of	of	ADP
ftr-446	59	18	other	other	ADJ
ftr-446	59	19	funds	fund	NOUN
ftr-446	59	20	in	in	ADP
ftr-446	59	21	the	the	DET
ftr-446	59	22	opposite	opposite	ADJ
ftr-446	59	23	direction	direction	NOUN
ftr-446	59	24	,	,	PUNCT
ftr-446	59	25	leaving	leave	VERB
ftr-446	59	26	a	a	DET
ftr-446	59	27	larger	large	ADJ
ftr-446	59	28	portion	portion	NOUN
ftr-446	59	29	of	of	ADP
ftr-446	59	30	non	non	ADJ
ftr-446	59	31	-	-	ADJ
ftr-446	59	32	social	social	ADJ
ftr-446	59	33	security	security	NOUN
ftr-446	59	34	funds	fund	NOUN
ftr-446	59	35	invested	invest	VERB
ftr-446	59	36	in	in	ADP
ftr-446	59	37	government	government	NOUN
ftr-446	59	38	bonds	bond	NOUN
ftr-446	59	39	.	.	PUNCT
ftr-446	60	1	such	such	DET
ftr-446	60	2	an	an	DET
ftr-446	60	3	"	"	PUNCT
ftr-446	60	4	asset	asset	NOUN
ftr-446	60	5	swap	swap	NOUN
ftr-446	60	6	"	"	PUNCT
ftr-446	60	7	might	might	AUX
ftr-446	60	8	well	well	ADV
ftr-446	60	9	result	result	VERB
ftr-446	60	10	in	in	ADP
ftr-446	60	11	higher	high	ADJ
ftr-446	60	12	investment	investment	NOUN
ftr-446	60	13	returns	return	NOUN
ftr-446	60	14	for	for	ADP
ftr-446	60	15	the	the	DET
ftr-446	60	16	social	social	ADJ
ftr-446	60	17	security	security	NOUN
ftr-446	60	18	funds	fund	NOUN
ftr-446	60	19	,	,	PUNCT
ftr-446	60	20	which	which	PRON
ftr-446	60	21	would	would	AUX
ftr-446	60	22	offer	offer	VERB
ftr-446	60	23	the	the	DET
ftr-446	60	24	political	political	ADJ
ftr-446	60	25	advantages	advantage	NOUN
ftr-446	60	26	of	of	ADP
ftr-446	60	27	improving	improve	VERB
ftr-446	60	28	the	the	DET
ftr-446	60	29	financial	financial	ADJ
ftr-446	60	30	condition	condition	NOUN
ftr-446	60	31	of	of	ADP
ftr-446	60	32	social	social	ADJ
ftr-446	60	33	security	security	NOUN
ftr-446	60	34	and	and	CCONJ
ftr-446	60	35	reducing	reduce	VERB
ftr-446	60	36	the	the	DET
ftr-446	60	37	need	need	NOUN
ftr-446	60	38	for	for	ADP
ftr-446	60	39	payroll	payroll	NOUN
ftr-446	60	40	tax	tax	NOUN
ftr-446	60	41	increases	increase	NOUN
ftr-446	60	42	(	(	PUNCT
ftr-446	60	43	or	or	CCONJ
ftr-446	60	44	benefit	benefit	NOUN
ftr-446	60	45	cuts	cut	NOUN
ftr-446	60	46	)	)	PUNCT
ftr-446	60	47	.	.	PUNCT
ftr-446	61	1	at	at	ADP
ftr-446	61	2	the	the	DET
ftr-446	61	3	same	same	ADJ
ftr-446	61	4	time	time	NOUN
ftr-446	61	5	,	,	PUNCT
ftr-446	61	6	higher	high	ADJ
ftr-446	61	7	returns	return	NOUN
ftr-446	61	8	would	would	AUX
ftr-446	61	9	be	be	AUX
ftr-446	61	10	accompanied	accompany	VERB
ftr-446	61	11	by	by	ADP
ftr-446	61	12	increased	increase	VERB
ftr-446	61	13	risk	risk	NOUN
ftr-446	61	14	and	and	CCONJ
ftr-446	61	15	would	would	AUX
ftr-446	61	16	presumably	presumably	ADV
ftr-446	61	17	trigger	trigger	VERB
ftr-446	61	18	countervailing	countervailing	ADJ
ftr-446	61	19	adjustments	adjustment	NOUN
ftr-446	61	20	in	in	ADP
ftr-446	61	21	the	the	DET
ftr-446	61	22	rates	rate	NOUN
ftr-446	61	23	of	of	ADP
ftr-446	61	24	risk	risk	NOUN
ftr-446	61	25	and	and	CCONJ
ftr-446	61	26	return	return	VERB
ftr-446	61	27	for	for	ADP
ftr-446	61	28	non	non	ADJ
ftr-446	61	29	-	-	ADJ
ftr-446	61	30	social	social	ADJ
ftr-446	61	31	security	security	NOUN
ftr-446	61	32	funds	fund	NOUN
ftr-446	61	33	.	.	PUNCT
ftr-446	62	1	control	control	NOUN
ftr-446	62	2	of	of	ADP
ftr-446	62	3	investments	investment	NOUN
ftr-446	62	4	.	.	PUNCT
ftr-446	63	1	the	the	DET
ftr-446	63	2	prospect	prospect	NOUN
ftr-446	63	3	of	of	ADP
ftr-446	63	4	investing	invest	VERB
ftr-446	63	5	accumulated	accumulate	VERB
ftr-446	63	6	funds	fund	NOUN
ftr-446	63	7	in	in	ADP
ftr-446	63	8	private	private	ADJ
ftr-446	63	9	capital	capital	NOUN
ftr-446	63	10	markets	market	NOUN
ftr-446	63	11	also	also	ADV
ftr-446	63	12	raises	raise	VERB
ftr-446	63	13	the	the	DET
ftr-446	63	14	issue	issue	NOUN
ftr-446	63	15	of	of	ADP
ftr-446	63	16	control	control	NOUN
ftr-446	63	17	over	over	ADP
ftr-446	63	18	investment	investment	NOUN
ftr-446	63	19	strategy	strategy	NOUN
ftr-446	63	20	.	.	PUNCT
ftr-446	64	1	if	if	SCONJ
ftr-446	64	2	the	the	DET
ftr-446	64	3	funds	fund	NOUN
ftr-446	64	4	are	be	AUX
ftr-446	64	5	held	hold	VERB
ftr-446	64	6	by	by	ADP
ftr-446	64	7	the	the	DET
ftr-446	64	8	government	government	NOUN
ftr-446	64	9	in	in	ADP
ftr-446	64	10	a	a	DET
ftr-446	64	11	centralized	centralized	ADJ
ftr-446	64	12	system	system	NOUN
ftr-446	64	13	,	,	PUNCT
ftr-446	64	14	there	there	PRON
ftr-446	64	15	are	be	VERB
ftr-446	64	16	grounds	ground	NOUN
ftr-446	64	17	for	for	ADP
ftr-446	64	18	concern	concern	NOUN
ftr-446	64	19	that	that	SCONJ
ftr-446	64	20	government	government	NOUN
ftr-446	64	21	control	control	NOUN
ftr-446	64	22	might	might	AUX
ftr-446	64	23	lead	lead	VERB
ftr-446	64	24	to	to	ADP
ftr-446	64	25	"	"	PUNCT
ftr-446	64	26	social	social	ADJ
ftr-446	64	27	investing	investing	NOUN
ftr-446	64	28	"	"	PUNCT
ftr-446	64	29	or	or	CCONJ
ftr-446	64	30	to	to	ADP
ftr-446	64	31	unwarranted	unwarranted	ADJ
ftr-446	64	32	interference	interference	NOUN
ftr-446	64	33	in	in	ADP
ftr-446	64	34	corporate	corporate	ADJ
ftr-446	64	35	decision	decision	NOUN
ftr-446	64	36	-	-	PUNCT
ftr-446	64	37	making.7	making.7	ADJ
ftr-446	64	38	one	one	NUM
ftr-446	64	39	response	response	NOUN
ftr-446	64	40	to	to	ADP
ftr-446	64	41	these	these	DET
ftr-446	64	42	concerns	concern	NOUN
ftr-446	64	43	would	would	AUX
ftr-446	64	44	be	be	AUX
ftr-446	64	45	to	to	PART
ftr-446	64	46	introduce	introduce	VERB
ftr-446	64	47	institutional	institutional	ADJ
ftr-446	64	48	safeguards	safeguard	NOUN
ftr-446	64	49	to	to	PART
ftr-446	64	50	insulate	insulate	VERB
ftr-446	64	51	investment	investment	NOUN
ftr-446	64	52	strategy	strategy	NOUN
ftr-446	64	53	from	from	ADP
ftr-446	64	54	political	political	ADJ
ftr-446	64	55	pressure	pressure	NOUN
ftr-446	64	56	.	.	PUNCT
ftr-446	65	1	the	the	DET
ftr-446	65	2	leading	lead	VERB
ftr-446	65	3	example	example	NOUN
ftr-446	65	4	of	of	ADP
ftr-446	65	5	this	this	DET
ftr-446	65	6	approach	approach	NOUN
ftr-446	65	7	is	be	AUX
ftr-446	65	8	the	the	DET
ftr-446	65	9	federal	federal	ADJ
ftr-446	65	10	thrift	thrift	NOUN
ftr-446	65	11	savings	saving	NOUN
ftr-446	65	12	plan	plan	NOUN
ftr-446	65	13	(	(	PUNCT
ftr-446	65	14	tsp	tsp	NOUN
ftr-446	65	15	)	)	PUNCT
ftr-446	65	16	,	,	PUNCT
ftr-446	65	17	which	which	PRON
ftr-446	65	18	has	have	AUX
ftr-446	65	19	adopted	adopt	VERB
ftr-446	65	20	a	a	DET
ftr-446	65	21	combination	combination	NOUN
ftr-446	65	22	of	of	ADP
ftr-446	65	23	safeguards	safeguard	NOUN
ftr-446	65	24	:	:	PUNCT
ftr-446	65	25	the	the	DET
ftr-446	65	26	investment	investment	NOUN
ftr-446	65	27	function	function	NOUN
ftr-446	65	28	is	be	AUX
ftr-446	65	29	delegated	delegate	VERB
ftr-446	65	30	to	to	ADP
ftr-446	65	31	an	an	DET
ftr-446	65	32	inde6	inde6	NOUN
ftr-446	65	33	.	.	PUNCT
ftr-446	66	1	see	see	VERB
ftr-446	66	2	geanakoplos	geanakoplo	NOUN
ftr-446	66	3	et	et	PROPN
ftr-446	66	4	al	al	PROPN
ftr-446	66	5	.	.	PROPN
ftr-446	66	6	,	,	PUNCT
ftr-446	66	7	supra	supra	PROPN
ftr-446	66	8	note	note	PROPN
ftr-446	66	9	1	1	NUM
ftr-446	66	10	,	,	PUNCT
ftr-446	66	11	at	at	ADP
ftr-446	66	12	148	148	NUM
ftr-446	66	13	-	-	SYM
ftr-446	66	14	57	57	NUM
ftr-446	66	15	.	.	PUNCT
ftr-446	67	1	7	7	X
ftr-446	67	2	.	.	X
ftr-446	67	3	see	see	VERB
ftr-446	67	4	theodore	theodore	PROPN
ftr-446	67	5	j.	j.	PROPN
ftr-446	67	6	angelis	angelis	PROPN
ftr-446	67	7	,	,	PUNCT
ftr-446	67	8	investing	invest	VERB
ftr-446	67	9	public	public	ADJ
ftr-446	67	10	money	money	NOUN
ftr-446	67	11	in	in	ADP
ftr-446	67	12	private	private	ADJ
ftr-446	67	13	markets	market	NOUN
ftr-446	67	14	:	:	PUNCT
ftr-446	67	15	what	what	PRON
ftr-446	67	16	are	be	AUX
ftr-446	67	17	the	the	DET
ftr-446	67	18	right	right	ADJ
ftr-446	67	19	questions	question	NOUN
ftr-446	67	20	?	?	PUNCT
ftr-446	67	21	,	,	PUNCT
ftr-446	67	22	in	in	ADP
ftr-446	67	23	framing	frame	VERB
ftr-446	67	24	the	the	DET
ftr-446	67	25	social	social	ADJ
ftr-446	67	26	security	security	NOUN
ftr-446	67	27	debate	debate	NOUN
ftr-446	67	28	,	,	PUNCT
ftr-446	67	29	supra	supra	PROPN
ftr-446	67	30	note	note	NOUN
ftr-446	67	31	1	1	NUM
ftr-446	67	32	,	,	PUNCT
ftr-446	67	33	at	at	ADP
ftr-446	67	34	287	287	NUM
ftr-446	67	35	,	,	PUNCT
ftr-446	67	36	290	290	NUM
ftr-446	67	37	-	-	SYM
ftr-446	67	38	93	93	NUM
ftr-446	67	39	,	,	PUNCT
ftr-446	67	40	304	304	NUM
ftr-446	67	41	-	-	SYM
ftr-446	67	42	10	10	NUM
ftr-446	67	43	.	.	PUNCT
ftr-446	68	1	[	[	X
ftr-446	68	2	vol	vol	NOUN
ftr-446	68	3	4:5	4:5	NUM
ftr-446	68	4	perspectives	perspective	NOUN
ftr-446	68	5	on	on	ADP
ftr-446	68	6	social	social	ADJ
ftr-446	68	7	security	security	NOUN
ftr-446	68	8	reform	reform	PROPN
ftr-446	68	9	pendent	pendent	PROPN
ftr-446	68	10	board	board	PROPN
ftr-446	68	11	,	,	PUNCT
ftr-446	68	12	funds	fund	NOUN
ftr-446	68	13	are	be	AUX
ftr-446	68	14	invested	invest	VERB
ftr-446	68	15	exclusively	exclusively	ADV
ftr-446	68	16	in	in	ADP
ftr-446	68	17	broad	broad	ADJ
ftr-446	68	18	index	index	NOUN
ftr-446	68	19	funds	fund	NOUN
ftr-446	68	20	,	,	PUNCT
ftr-446	68	21	and	and	CCONJ
ftr-446	68	22	stock	stock	NOUN
ftr-446	68	23	voting	voting	NOUN
ftr-446	68	24	rights	right	NOUN
ftr-446	68	25	are	be	AUX
ftr-446	68	26	exercised	exercise	VERB
ftr-446	68	27	by	by	ADP
ftr-446	68	28	an	an	DET
ftr-446	68	29	independent	independent	ADJ
ftr-446	68	30	investment	investment	NOUN
ftr-446	68	31	manager	manager	NOUN
ftr-446	68	32	.	.	PUNCT
ftr-446	68	33	'	'	PUNCT
ftr-446	69	1	it	it	PRON
ftr-446	69	2	is	be	AUX
ftr-446	69	3	not	not	PART
ftr-446	69	4	clear	clear	ADJ
ftr-446	69	5	whether	whether	SCONJ
ftr-446	69	6	this	this	DET
ftr-446	69	7	approach	approach	NOUN
ftr-446	69	8	would	would	AUX
ftr-446	69	9	prove	prove	VERB
ftr-446	69	10	as	as	ADP
ftr-446	69	11	effective	effective	ADJ
ftr-446	69	12	for	for	ADP
ftr-446	69	13	the	the	DET
ftr-446	69	14	social	social	ADJ
ftr-446	69	15	security	security	NOUN
ftr-446	69	16	system	system	NOUN
ftr-446	69	17	as	as	SCONJ
ftr-446	69	18	it	it	PRON
ftr-446	69	19	has	have	AUX
ftr-446	69	20	for	for	ADP
ftr-446	69	21	the	the	DET
ftr-446	69	22	tsp	tsp	NOUN
ftr-446	69	23	;	;	PUNCT
ftr-446	69	24	the	the	DET
ftr-446	69	25	sheer	sheer	ADJ
ftr-446	69	26	size	size	NOUN
ftr-446	69	27	of	of	ADP
ftr-446	69	28	the	the	DET
ftr-446	69	29	funds	fund	NOUN
ftr-446	69	30	involved	involve	VERB
ftr-446	69	31	in	in	ADP
ftr-446	69	32	an	an	DET
ftr-446	69	33	advance	advance	NOUN
ftr-446	69	34	-	-	PUNCT
ftr-446	69	35	funded	fund	VERB
ftr-446	69	36	social	social	ADJ
ftr-446	69	37	security	security	NOUN
ftr-446	69	38	system	system	NOUN
ftr-446	69	39	might	might	AUX
ftr-446	69	40	pose	pose	VERB
ftr-446	69	41	special	special	ADJ
ftr-446	69	42	risks	risk	NOUN
ftr-446	69	43	of	of	ADP
ftr-446	69	44	government	government	NOUN
ftr-446	69	45	interference	interference	NOUN
ftr-446	69	46	.	.	PUNCT
ftr-446	70	1	furthermore	furthermore	ADV
ftr-446	70	2	,	,	PUNCT
ftr-446	70	3	even	even	ADV
ftr-446	70	4	the	the	DET
ftr-446	70	5	most	most	ADV
ftr-446	70	6	effective	effective	ADJ
ftr-446	70	7	safeguards	safeguard	NOUN
ftr-446	70	8	would	would	AUX
ftr-446	70	9	remain	remain	VERB
ftr-446	70	10	subject	subject	ADJ
ftr-446	70	11	to	to	ADP
ftr-446	70	12	the	the	DET
ftr-446	70	13	political	political	ADJ
ftr-446	70	14	risk	risk	NOUN
ftr-446	70	15	of	of	ADP
ftr-446	70	16	revision	revision	NOUN
ftr-446	70	17	or	or	CCONJ
ftr-446	70	18	repeal	repeal	NOUN
ftr-446	70	19	by	by	ADP
ftr-446	70	20	subsequent	subsequent	ADJ
ftr-446	70	21	legislation	legislation	NOUN
ftr-446	70	22	.	.	PUNCT
ftr-446	71	1	proponents	proponent	NOUN
ftr-446	71	2	of	of	ADP
ftr-446	71	3	privatization	privatization	NOUN
ftr-446	71	4	often	often	ADV
ftr-446	71	5	argue	argue	VERB
ftr-446	71	6	that	that	SCONJ
ftr-446	71	7	putting	put	VERB
ftr-446	71	8	funds	fund	NOUN
ftr-446	71	9	directly	directly	ADV
ftr-446	71	10	into	into	ADP
ftr-446	71	11	private	private	ADJ
ftr-446	71	12	accounts	account	NOUN
ftr-446	71	13	under	under	ADP
ftr-446	71	14	the	the	DET
ftr-446	71	15	control	control	NOUN
ftr-446	71	16	of	of	ADP
ftr-446	71	17	individual	individual	ADJ
ftr-446	71	18	workers	worker	NOUN
ftr-446	71	19	would	would	AUX
ftr-446	71	20	be	be	AUX
ftr-446	71	21	a	a	DET
ftr-446	71	22	more	more	ADV
ftr-446	71	23	effective	effective	ADJ
ftr-446	71	24	approach	approach	NOUN
ftr-446	71	25	to	to	PART
ftr-446	71	26	prevent	prevent	VERB
ftr-446	71	27	unwarranted	unwarranted	ADJ
ftr-446	71	28	government	government	NOUN
ftr-446	71	29	interference	interference	NOUN
ftr-446	71	30	in	in	ADP
ftr-446	71	31	private	private	ADJ
ftr-446	71	32	capital	capital	NOUN
ftr-446	71	33	markets	market	NOUN
ftr-446	71	34	.	.	PUNCT
ftr-446	72	1	a	a	DET
ftr-446	72	2	decentralized	decentralize	VERB
ftr-446	72	3	system	system	NOUN
ftr-446	72	4	of	of	ADP
ftr-446	72	5	private	private	ADJ
ftr-446	72	6	accounts	account	NOUN
ftr-446	72	7	,	,	PUNCT
ftr-446	72	8	however	however	ADV
ftr-446	72	9	,	,	PUNCT
ftr-446	72	10	would	would	AUX
ftr-446	72	11	give	give	VERB
ftr-446	72	12	rise	rise	NOUN
ftr-446	72	13	to	to	ADP
ftr-446	72	14	a	a	DET
ftr-446	72	15	fresh	fresh	ADJ
ftr-446	72	16	range	range	NOUN
ftr-446	72	17	of	of	ADP
ftr-446	72	18	problems	problem	NOUN
ftr-446	72	19	:	:	PUNCT
ftr-446	72	20	high	high	ADJ
ftr-446	72	21	administrative	administrative	ADJ
ftr-446	72	22	costs	cost	NOUN
ftr-446	72	23	;	;	PUNCT
ftr-446	72	24	excessively	excessively	ADV
ftr-446	72	25	risky	risky	ADJ
ftr-446	72	26	investment	investment	NOUN
ftr-446	72	27	decisions	decision	NOUN
ftr-446	72	28	;	;	PUNCT
ftr-446	72	29	fraud	fraud	NOUN
ftr-446	72	30	;	;	PUNCT
ftr-446	72	31	and	and	CCONJ
ftr-446	72	32	breaches	breach	NOUN
ftr-446	72	33	of	of	ADP
ftr-446	72	34	fiduciary	fiduciary	ADJ
ftr-446	72	35	obligations	obligation	NOUN
ftr-446	72	36	.	.	PUNCT
ftr-446	73	1	to	to	PART
ftr-446	73	2	protect	protect	VERB
ftr-446	73	3	individual	individual	ADJ
ftr-446	73	4	workers	worker	NOUN
ftr-446	73	5	and	and	CCONJ
ftr-446	73	6	preserve	preserve	VERB
ftr-446	73	7	the	the	DET
ftr-446	73	8	integrity	integrity	NOUN
ftr-446	73	9	of	of	ADP
ftr-446	73	10	the	the	DET
ftr-446	73	11	system	system	NOUN
ftr-446	73	12	,	,	PUNCT
ftr-446	73	13	the	the	DET
ftr-446	73	14	government	government	NOUN
ftr-446	73	15	would	would	AUX
ftr-446	73	16	almost	almost	ADV
ftr-446	73	17	certainly	certainly	ADV
ftr-446	73	18	be	be	AUX
ftr-446	73	19	called	call	VERB
ftr-446	73	20	on	on	ADP
ftr-446	73	21	to	to	PART
ftr-446	73	22	regulate	regulate	VERB
ftr-446	73	23	financial	financial	ADJ
ftr-446	73	24	service	service	NOUN
ftr-446	73	25	providers	provider	NOUN
ftr-446	73	26	and	and	CCONJ
ftr-446	73	27	perhaps	perhaps	ADV
ftr-446	73	28	to	to	PART
ftr-446	73	29	restrict	restrict	VERB
ftr-446	73	30	individual	individual	ADJ
ftr-446	73	31	investment	investment	NOUN
ftr-446	73	32	choices	choice	NOUN
ftr-446	73	33	as	as	SCONJ
ftr-446	73	34	well.9	well.9	PROPN
ftr-446	73	35	furthermore	furthermore	ADV
ftr-446	73	36	,	,	PUNCT
ftr-446	73	37	it	it	PRON
ftr-446	73	38	would	would	AUX
ftr-446	73	39	be	be	AUX
ftr-446	73	40	necessary	necessary	ADJ
ftr-446	73	41	to	to	PART
ftr-446	73	42	specify	specify	VERB
ftr-446	73	43	whether	whether	SCONJ
ftr-446	73	44	the	the	DET
ftr-446	73	45	responsibility	responsibility	NOUN
ftr-446	73	46	for	for	ADP
ftr-446	73	47	establishing	establish	VERB
ftr-446	73	48	and	and	CCONJ
ftr-446	73	49	maintaining	maintain	VERB
ftr-446	73	50	private	private	ADJ
ftr-446	73	51	accounts	account	NOUN
ftr-446	73	52	should	should	AUX
ftr-446	73	53	fall	fall	VERB
ftr-446	73	54	on	on	ADP
ftr-446	73	55	individual	individual	ADJ
ftr-446	73	56	workers	worker	NOUN
ftr-446	73	57	or	or	CCONJ
ftr-446	73	58	on	on	ADP
ftr-446	73	59	their	their	PRON
ftr-446	73	60	employers	employer	NOUN
ftr-446	73	61	in	in	ADP
ftr-446	73	62	the	the	DET
ftr-446	73	63	first	first	ADJ
ftr-446	73	64	instance	instance	NOUN
ftr-446	73	65	.	.	PUNCT
ftr-446	74	1	a	a	DET
ftr-446	74	2	worker	worker	NOUN
ftr-446	74	3	-	-	PUNCT
ftr-446	74	4	based	base	VERB
ftr-446	74	5	system	system	NOUN
ftr-446	74	6	(	(	PUNCT
ftr-446	74	7	along	along	ADP
ftr-446	74	8	the	the	DET
ftr-446	74	9	lines	line	NOUN
ftr-446	74	10	of	of	ADP
ftr-446	74	11	individual	individual	ADJ
ftr-446	74	12	retirement	retirement	NOUN
ftr-446	74	13	accounts	account	NOUN
ftr-446	74	14	)	)	PUNCT
ftr-446	74	15	would	would	AUX
ftr-446	74	16	raise	raise	VERB
ftr-446	74	17	special	special	ADJ
ftr-446	74	18	concerns	concern	NOUN
ftr-446	74	19	about	about	ADP
ftr-446	74	20	administrative	administrative	ADJ
ftr-446	74	21	costs	cost	NOUN
ftr-446	74	22	,	,	PUNCT
ftr-446	74	23	funding	funding	NOUN
ftr-446	74	24	errors	error	NOUN
ftr-446	74	25	,	,	PUNCT
ftr-446	74	26	and	and	CCONJ
ftr-446	74	27	imprudent	imprudent	ADJ
ftr-446	74	28	investment	investment	NOUN
ftr-446	74	29	choices	choice	NOUN
ftr-446	74	30	,	,	PUNCT
ftr-446	74	31	while	while	SCONJ
ftr-446	74	32	an	an	DET
ftr-446	74	33	employer	employer	NOUN
ftr-446	74	34	-	-	PUNCT
ftr-446	74	35	based	base	VERB
ftr-446	74	36	system	system	NOUN
ftr-446	74	37	(	(	PUNCT
ftr-446	74	38	along	along	ADP
ftr-446	74	39	the	the	DET
ftr-446	74	40	lines	line	NOUN
ftr-446	74	41	of	of	ADP
ftr-446	74	42	401(k	401(k	NOUN
ftr-446	74	43	)	)	PUNCT
ftr-446	74	44	plans	plan	NOUN
ftr-446	74	45	)	)	PUNCT
ftr-446	74	46	would	would	AUX
ftr-446	74	47	rely	rely	VERB
ftr-446	74	48	heavily	heavily	ADV
ftr-446	74	49	on	on	ADP
ftr-446	74	50	employers	employer	NOUN
ftr-446	74	51	who	who	PRON
ftr-446	74	52	in	in	ADP
ftr-446	74	53	many	many	ADJ
ftr-446	74	54	cases	case	NOUN
ftr-446	74	55	might	might	AUX
ftr-446	74	56	be	be	AUX
ftr-446	74	57	ill	ill	ADV
ftr-446	74	58	-	-	PUNCT
ftr-446	74	59	equipped	equip	VERB
ftr-446	74	60	to	to	PART
ftr-446	74	61	meet	meet	VERB
ftr-446	74	62	their	their	PRON
ftr-446	74	63	new	new	ADJ
ftr-446	74	64	obligations	obligation	NOUN
ftr-446	74	65	.	.	PUNCT
ftr-446	75	1	'0	'0	X
ftr-446	75	2	these	these	DET
ftr-446	75	3	increased	increase	VERB
ftr-446	75	4	regulatory	regulatory	ADJ
ftr-446	75	5	and	and	CCONJ
ftr-446	75	6	administrative	administrative	ADJ
ftr-446	75	7	burdens	burden	NOUN
ftr-446	75	8	should	should	AUX
ftr-446	75	9	be	be	AUX
ftr-446	75	10	taken	take	VERB
ftr-446	75	11	into	into	ADP
ftr-446	75	12	account	account	NOUN
ftr-446	75	13	in	in	ADP
ftr-446	75	14	evaluating	evaluate	VERB
ftr-446	75	15	any	any	DET
ftr-446	75	16	proposal	proposal	NOUN
ftr-446	75	17	to	to	PART
ftr-446	75	18	move	move	VERB
ftr-446	75	19	toward	toward	ADP
ftr-446	75	20	a	a	DET
ftr-446	75	21	decentralized	decentralize	VERB
ftr-446	75	22	system	system	NOUN
ftr-446	75	23	of	of	ADP
ftr-446	75	24	private	private	ADJ
ftr-446	75	25	accounts	account	NOUN
ftr-446	75	26	.	.	PUNCT
ftr-446	76	1	retirement	retirement	NOUN
ftr-446	76	2	security	security	NOUN
ftr-446	76	3	.	.	PUNCT
ftr-446	77	1	the	the	DET
ftr-446	77	2	debate	debate	NOUN
ftr-446	77	3	over	over	ADP
ftr-446	77	4	privatizing	privatize	VERB
ftr-446	77	5	social	social	ADJ
ftr-446	77	6	security	security	NOUN
ftr-446	77	7	reflects	reflect	VERB
ftr-446	77	8	a	a	DET
ftr-446	77	9	fundamental	fundamental	ADJ
ftr-446	77	10	tension	tension	NOUN
ftr-446	77	11	between	between	ADP
ftr-446	77	12	competing	compete	VERB
ftr-446	77	13	goals	goal	NOUN
ftr-446	77	14	of	of	ADP
ftr-446	77	15	"	"	PUNCT
ftr-446	77	16	social	social	ADJ
ftr-446	77	17	adequacy	adequacy	NOUN
ftr-446	77	18	"	"	PUNCT
ftr-446	77	19	and	and	CCONJ
ftr-446	77	20	"	"	PUNCT
ftr-446	77	21	individual	individual	ADJ
ftr-446	77	22	equity	equity	NOUN
ftr-446	77	23	.	.	PUNCT
ftr-446	77	24	"	"	PUNCT
ftr-446	78	1	in	in	ADP
ftr-446	78	2	general	general	ADJ
ftr-446	78	3	,	,	PUNCT
ftr-446	78	4	reformers	reformer	NOUN
ftr-446	78	5	who	who	PRON
ftr-446	78	6	place	place	VERB
ftr-446	78	7	a	a	DET
ftr-446	78	8	high	high	ADJ
ftr-446	78	9	value	value	NOUN
ftr-446	78	10	on	on	ADP
ftr-446	78	11	social	social	ADJ
ftr-446	78	12	adequacy	adequacy	NOUN
ftr-446	78	13	support	support	NOUN
ftr-446	78	14	retaining	retain	VERB
ftr-446	78	15	the	the	DET
ftr-446	78	16	existing	exist	VERB
ftr-446	78	17	collective	collective	ADJ
ftr-446	78	18	defined	define	VERB
ftr-446	78	19	-	-	PUNCT
ftr-446	78	20	benefit	benefit	NOUN
ftr-446	78	21	system	system	NOUN
ftr-446	78	22	with	with	ADP
ftr-446	78	23	various	various	ADJ
ftr-446	78	24	modifications	modification	NOUN
ftr-446	78	25	,	,	PUNCT
ftr-446	78	26	while	while	SCONJ
ftr-446	78	27	those	those	PRON
ftr-446	78	28	who	who	PRON
ftr-446	78	29	emphasize	emphasize	VERB
ftr-446	78	30	individual	individual	ADJ
ftr-446	78	31	equity	equity	NOUN
ftr-446	78	32	recommend	recommend	VERB
ftr-446	78	33	moving	move	VERB
ftr-446	78	34	toward	toward	ADP
ftr-446	78	35	a	a	DET
ftr-446	78	36	defined	define	VERB
ftr-446	78	37	-	-	PUNCT
ftr-446	78	38	contribution	contribution	NOUN
ftr-446	78	39	system	system	NOUN
ftr-446	78	40	with	with	ADP
ftr-446	78	41	private	private	ADJ
ftr-446	78	42	accounts	account	NOUN
ftr-446	78	43	.	.	PUNCT
ftr-446	79	1	even	even	ADV
ftr-446	79	2	staunch	staunch	ADJ
ftr-446	79	3	proponents	proponent	NOUN
ftr-446	79	4	of	of	ADP
ftr-446	79	5	privatization	privatization	NOUN
ftr-446	79	6	,	,	PUNCT
ftr-446	79	7	however	however	ADV
ftr-446	79	8	,	,	PUNCT
ftr-446	79	9	usually	usually	ADV
ftr-446	79	10	acknowledge	acknowledge	VERB
ftr-446	79	11	the	the	DET
ftr-446	79	12	need	need	NOUN
ftr-446	79	13	to	to	PART
ftr-446	79	14	maintain	maintain	VERB
ftr-446	79	15	some	some	DET
ftr-446	79	16	minimally	minimally	ADV
ftr-446	79	17	adequate	adequate	ADJ
ftr-446	79	18	level	level	NOUN
ftr-446	79	19	of	of	ADP
ftr-446	79	20	retirement	retirement	NOUN
ftr-446	79	21	benefits	benefit	NOUN
ftr-446	79	22	.	.	PUNCT
ftr-446	80	1	8	8	X
ftr-446	80	2	.	.	X
ftr-446	80	3	see	see	VERB
ftr-446	80	4	i	i	PRON
ftr-446	80	5	d.	d.	PROPN
ftr-446	80	6	at	at	ADP
ftr-446	80	7	293	293	NUM
ftr-446	80	8	-	-	SYM
ftr-446	80	9	303	303	NUM
ftr-446	80	10	;	;	PUNCT
ftr-446	80	11	francis	francis	PROPN
ftr-446	80	12	x.	x.	PROPN
ftr-446	80	13	cavanaugh	cavanaugh	PROPN
ftr-446	80	14	,	,	PUNCT
ftr-446	80	15	discussant	discussant	NOUN
ftr-446	80	16	,	,	PUNCT
ftr-446	80	17	in	in	ADP
ftr-446	80	18	framing	frame	VERB
ftr-446	80	19	the	the	DET
ftr-446	80	20	social	social	ADJ
ftr-446	80	21	security	security	NOUN
ftr-446	80	22	debate	debate	NOUN
ftr-446	80	23	,	,	PUNCT
ftr-446	80	24	supra	supra	PROPN
ftr-446	80	25	note	note	VERB
ftr-446	81	1	i	i	PRON
ftr-446	81	2	,	,	PUNCT
ftr-446	81	3	at	at	ADP
ftr-446	81	4	319	319	NUM
ftr-446	81	5	,	,	PUNCT
ftr-446	81	6	319	319	NUM
ftr-446	81	7	-	-	SYM
ftr-446	81	8	23	23	NUM
ftr-446	81	9	.	.	PUNCT
ftr-446	82	1	9	9	X
ftr-446	82	2	.	.	X
ftr-446	82	3	see	see	VERB
ftr-446	82	4	howell	howell	PROPN
ftr-446	82	5	e.	e.	PROPN
ftr-446	82	6	jackson	jackson	PROPN
ftr-446	82	7	,	,	PUNCT
ftr-446	82	8	discussant	discussant	PROPN
ftr-446	82	9	,	,	PUNCT
ftr-446	82	10	in	in	ADP
ftr-446	82	11	framing	frame	VERB
ftr-446	82	12	the	the	DET
ftr-446	82	13	social	social	ADJ
ftr-446	82	14	security	security	NOUN
ftr-446	82	15	debate	debate	NOUN
ftr-446	82	16	,	,	PUNCT
ftr-446	82	17	supra	supra	PROPN
ftr-446	82	18	note	note	NOUN
ftr-446	82	19	1	1	NUM
ftr-446	82	20	,	,	PUNCT
ftr-446	82	21	at	at	ADP
ftr-446	82	22	329	329	NUM
ftr-446	82	23	,	,	PUNCT
ftr-446	82	24	335	335	NUM
ftr-446	82	25	-	-	SYM
ftr-446	82	26	45	45	NUM
ftr-446	82	27	.	.	NOUN
ftr-446	82	28	10	10	NUM
ftr-446	82	29	.	.	PUNCT
ftr-446	83	1	see	see	VERB
ftr-446	83	2	janice	janice	PROPN
ftr-446	83	3	m.	m.	PROPN
ftr-446	83	4	gregory	gregory	PROPN
ftr-446	83	5	,	,	PUNCT
ftr-446	83	6	possible	possible	ADJ
ftr-446	83	7	employer	employer	NOUN
ftr-446	83	8	responses	response	NOUN
ftr-446	83	9	to	to	ADP
ftr-446	83	10	social	social	ADJ
ftr-446	83	11	security	security	NOUN
ftr-446	83	12	reform	reform	NOUN
ftr-446	83	13	,	,	PUNCT
ftr-446	83	14	in	in	ADP
ftr-446	83	15	prospects	prospect	NOUN
ftr-446	83	16	for	for	ADP
ftr-446	83	17	social	social	ADJ
ftr-446	83	18	security	security	NOUN
ftr-446	83	19	reform	reform	NOUN
ftr-446	83	20	,	,	PUNCT
ftr-446	83	21	supra	supra	PROPN
ftr-446	83	22	note	note	NOUN
ftr-446	83	23	3	3	NUM
ftr-446	83	24	,	,	PUNCT
ftr-446	83	25	at	at	ADP
ftr-446	83	26	313	313	NUM
ftr-446	83	27	,	,	PUNCT
ftr-446	83	28	321	321	NUM
ftr-446	83	29	-	-	SYM
ftr-446	83	30	23	23	NUM
ftr-446	83	31	.	.	PUNCT
ftr-446	84	1	19991	19991	NUM
ftr-446	84	2	florida	florida	PROPN
ftr-446	84	3	tax	tax	PROPN
ftr-446	84	4	review	review	NOUN
ftr-446	84	5	a	a	DET
ftr-446	84	6	defined	define	VERB
ftr-446	84	7	-	-	PUNCT
ftr-446	84	8	contribution	contribution	NOUN
ftr-446	84	9	system	system	NOUN
ftr-446	84	10	with	with	ADP
ftr-446	84	11	private	private	ADJ
ftr-446	84	12	accounts	account	NOUN
ftr-446	84	13	automatically	automatically	ADV
ftr-446	84	14	serves	serve	VERB
ftr-446	84	15	the	the	DET
ftr-446	84	16	goal	goal	NOUN
ftr-446	84	17	of	of	ADP
ftr-446	84	18	individual	individual	ADJ
ftr-446	84	19	equity	equity	NOUN
ftr-446	84	20	by	by	ADP
ftr-446	84	21	linking	link	VERB
ftr-446	84	22	the	the	DET
ftr-446	84	23	level	level	NOUN
ftr-446	84	24	of	of	ADP
ftr-446	84	25	retirement	retirement	NOUN
ftr-446	84	26	benefits	benefit	NOUN
ftr-446	84	27	directly	directly	ADV
ftr-446	84	28	to	to	ADP
ftr-446	84	29	the	the	DET
ftr-446	84	30	accumulated	accumulate	VERB
ftr-446	84	31	value	value	NOUN
ftr-446	84	32	of	of	ADP
ftr-446	84	33	the	the	DET
ftr-446	84	34	participant	participant	NOUN
ftr-446	84	35	's	's	PART
ftr-446	84	36	prior	prior	ADJ
ftr-446	84	37	contributions	contribution	NOUN
ftr-446	84	38	.	.	PUNCT
ftr-446	85	1	a	a	DET
ftr-446	85	2	major	major	ADJ
ftr-446	85	3	concern	concern	NOUN
ftr-446	85	4	under	under	ADP
ftr-446	85	5	such	such	DET
ftr-446	85	6	a	a	DET
ftr-446	85	7	system	system	NOUN
ftr-446	85	8	is	be	AUX
ftr-446	85	9	that	that	SCONJ
ftr-446	85	10	retirement	retirement	NOUN
ftr-446	85	11	benefits	benefit	NOUN
ftr-446	85	12	may	may	AUX
ftr-446	85	13	prove	prove	VERB
ftr-446	85	14	inadequate	inadequate	ADJ
ftr-446	85	15	due	due	ADJ
ftr-446	85	16	to	to	ADP
ftr-446	85	17	premature	premature	ADJ
ftr-446	85	18	account	account	NOUN
ftr-446	85	19	withdrawals	withdrawal	NOUN
ftr-446	85	20	,	,	PUNCT
ftr-446	85	21	market	market	NOUN
ftr-446	85	22	fluctuations	fluctuation	NOUN
ftr-446	85	23	,	,	PUNCT
ftr-446	85	24	or	or	CCONJ
ftr-446	85	25	low	low	ADJ
ftr-446	85	26	lifetime	lifetime	NOUN
ftr-446	85	27	earnings	earning	NOUN
ftr-446	85	28	.	.	PUNCT
ftr-446	86	1	to	to	PART
ftr-446	86	2	guard	guard	VERB
ftr-446	86	3	against	against	ADP
ftr-446	86	4	these	these	DET
ftr-446	86	5	risks	risk	NOUN
ftr-446	86	6	,	,	PUNCT
ftr-446	86	7	the	the	DET
ftr-446	86	8	system	system	NOUN
ftr-446	86	9	might	might	AUX
ftr-446	86	10	include	include	VERB
ftr-446	86	11	one	one	NUM
ftr-446	86	12	or	or	CCONJ
ftr-446	86	13	more	more	ADJ
ftr-446	86	14	of	of	ADP
ftr-446	86	15	the	the	DET
ftr-446	86	16	following	following	NOUN
ftr-446	86	17	:	:	PUNCT
ftr-446	86	18	(	(	PUNCT
ftr-446	86	19	1	1	X
ftr-446	86	20	)	)	PUNCT
ftr-446	86	21	restrictions	restriction	NOUN
ftr-446	86	22	on	on	ADP
ftr-446	86	23	the	the	DET
ftr-446	86	24	time	time	NOUN
ftr-446	86	25	and	and	CCONJ
ftr-446	86	26	form	form	NOUN
ftr-446	86	27	of	of	ADP
ftr-446	86	28	account	account	NOUN
ftr-446	86	29	withdrawals	withdrawal	NOUN
ftr-446	86	30	;	;	PUNCT
ftr-446	86	31	(	(	PUNCT
ftr-446	86	32	2	2	X
ftr-446	86	33	)	)	PUNCT
ftr-446	86	34	guarantees	guarantee	NOUN
ftr-446	86	35	to	to	PART
ftr-446	86	36	ensure	ensure	VERB
ftr-446	86	37	a	a	DET
ftr-446	86	38	minimum	minimum	NOUN
ftr-446	86	39	account	account	NOUN
ftr-446	86	40	balance	balance	NOUN
ftr-446	86	41	or	or	CCONJ
ftr-446	86	42	investment	investment	NOUN
ftr-446	86	43	return	return	NOUN
ftr-446	86	44	;	;	PUNCT
ftr-446	86	45	and	and	CCONJ
ftr-446	86	46	(	(	PUNCT
ftr-446	86	47	3	3	X
ftr-446	86	48	)	)	PUNCT
ftr-446	86	49	government	government	NOUN
ftr-446	86	50	matching	matching	NOUN
ftr-446	86	51	contributions	contribution	NOUN
ftr-446	86	52	for	for	ADP
ftr-446	86	53	low	low	ADJ
ftr-446	86	54	earners	earner	NOUN
ftr-446	86	55	.	.	PUNCT
ftr-446	87	1	a	a	DET
ftr-446	87	2	separate	separate	ADJ
ftr-446	87	3	issue	issue	NOUN
ftr-446	87	4	is	be	AUX
ftr-446	87	5	whether	whether	SCONJ
ftr-446	87	6	such	such	ADJ
ftr-446	87	7	measures	measure	NOUN
ftr-446	87	8	,	,	PUNCT
ftr-446	87	9	even	even	ADV
ftr-446	87	10	if	if	SCONJ
ftr-446	87	11	adopted	adopt	VERB
ftr-446	87	12	,	,	PUNCT
ftr-446	87	13	would	would	AUX
ftr-446	87	14	prove	prove	VERB
ftr-446	87	15	politically	politically	ADV
ftr-446	87	16	sustainable	sustainable	ADJ
ftr-446	87	17	over	over	ADP
ftr-446	87	18	time	time	NOUN
ftr-446	87	19	.	.	PUNCT
ftr-446	88	1	in	in	ADP
ftr-446	88	2	the	the	DET
ftr-446	88	3	absence	absence	NOUN
ftr-446	88	4	of	of	ADP
ftr-446	88	5	any	any	DET
ftr-446	88	6	restrictions	restriction	NOUN
ftr-446	88	7	on	on	ADP
ftr-446	88	8	account	account	NOUN
ftr-446	88	9	withdrawals	withdrawal	NOUN
ftr-446	88	10	,	,	PUNCT
ftr-446	88	11	there	there	PRON
ftr-446	88	12	is	be	VERB
ftr-446	88	13	an	an	DET
ftr-446	88	14	obvious	obvious	ADJ
ftr-446	88	15	risk	risk	NOUN
ftr-446	88	16	that	that	SCONJ
ftr-446	88	17	participants	participant	NOUN
ftr-446	88	18	might	might	AUX
ftr-446	88	19	spend	spend	VERB
ftr-446	88	20	down	down	ADP
ftr-446	88	21	their	their	PRON
ftr-446	88	22	entire	entire	ADJ
ftr-446	88	23	account	account	NOUN
ftr-446	88	24	balances	balance	NOUN
ftr-446	88	25	promptly	promptly	ADV
ftr-446	88	26	upon	upon	SCONJ
ftr-446	88	27	retirement	retirement	NOUN
ftr-446	88	28	,	,	PUNCT
ftr-446	88	29	leaving	leave	VERB
ftr-446	88	30	inadequate	inadequate	ADJ
ftr-446	88	31	resources	resource	NOUN
ftr-446	88	32	for	for	ADP
ftr-446	88	33	later	later	ADJ
ftr-446	88	34	years	year	NOUN
ftr-446	88	35	.	.	PUNCT
ftr-446	89	1	(	(	PUNCT
ftr-446	89	2	indeed	indeed	ADV
ftr-446	89	3	,	,	PUNCT
ftr-446	89	4	the	the	DET
ftr-446	89	5	experience	experience	NOUN
ftr-446	89	6	with	with	ADP
ftr-446	89	7	private	private	ADJ
ftr-446	89	8	pension	pension	NOUN
ftr-446	89	9	funds	fund	NOUN
ftr-446	89	10	suggests	suggest	VERB
ftr-446	89	11	that	that	SCONJ
ftr-446	89	12	there	there	PRON
ftr-446	89	13	might	might	AUX
ftr-446	89	14	be	be	AUX
ftr-446	89	15	substantial	substantial	ADJ
ftr-446	89	16	political	political	ADJ
ftr-446	89	17	pressure	pressure	NOUN
ftr-446	89	18	to	to	PART
ftr-446	89	19	allow	allow	VERB
ftr-446	89	20	withdrawals	withdrawal	NOUN
ftr-446	89	21	in	in	ADP
ftr-446	89	22	certain	certain	ADJ
ftr-446	89	23	cases	case	NOUN
ftr-446	89	24	even	even	ADV
ftr-446	89	25	before	before	ADP
ftr-446	89	26	retirement	retirement	NOUN
ftr-446	89	27	.	.	PUNCT
ftr-446	89	28	)	)	PUNCT
ftr-446	89	29	to	to	PART
ftr-446	89	30	prevent	prevent	VERB
ftr-446	89	31	premature	premature	ADJ
ftr-446	89	32	exhaustion	exhaustion	NOUN
ftr-446	89	33	of	of	ADP
ftr-446	89	34	private	private	ADJ
ftr-446	89	35	accounts	account	NOUN
ftr-446	89	36	,	,	PUNCT
ftr-446	89	37	participants	participant	NOUN
ftr-446	89	38	might	might	AUX
ftr-446	89	39	be	be	AUX
ftr-446	89	40	required	require	VERB
ftr-446	89	41	to	to	PART
ftr-446	89	42	use	use	VERB
ftr-446	89	43	all	all	PRON
ftr-446	89	44	or	or	CCONJ
ftr-446	89	45	part	part	NOUN
ftr-446	89	46	of	of	ADP
ftr-446	89	47	their	their	PRON
ftr-446	89	48	account	account	NOUN
ftr-446	89	49	balances	balance	NOUN
ftr-446	89	50	at	at	ADP
ftr-446	89	51	retirement	retirement	NOUN
ftr-446	89	52	to	to	PART
ftr-446	89	53	purchase	purchase	VERB
ftr-446	89	54	annuities	annuity	NOUN
ftr-446	89	55	.	.	PUNCT
ftr-446	90	1	full	full	ADJ
ftr-446	90	2	mandatory	mandatory	ADJ
ftr-446	90	3	annuitization	annuitization	NOUN
ftr-446	90	4	would	would	AUX
ftr-446	90	5	provide	provide	VERB
ftr-446	90	6	valuable	valuable	ADJ
ftr-446	90	7	protection	protection	NOUN
ftr-446	90	8	for	for	ADP
ftr-446	90	9	long	long	ADV
ftr-446	90	10	-	-	PUNCT
ftr-446	90	11	lived	live	VERB
ftr-446	90	12	participants	participant	NOUN
ftr-446	90	13	(	(	PUNCT
ftr-446	90	14	albeit	albeit	SCONJ
ftr-446	90	15	at	at	ADP
ftr-446	90	16	the	the	DET
ftr-446	90	17	expense	expense	NOUN
ftr-446	90	18	of	of	ADP
ftr-446	90	19	shortlived	shortlived	ADJ
ftr-446	90	20	participants	participant	NOUN
ftr-446	90	21	)	)	PUNCT
ftr-446	90	22	,	,	PUNCT
ftr-446	90	23	and	and	CCONJ
ftr-446	90	24	would	would	AUX
ftr-446	90	25	mitigate	mitigate	VERB
ftr-446	90	26	the	the	DET
ftr-446	90	27	effects	effect	NOUN
ftr-446	90	28	of	of	ADP
ftr-446	90	29	adverse	adverse	ADJ
ftr-446	90	30	selection	selection	NOUN
ftr-446	90	31	on	on	ADP
ftr-446	90	32	annuity	annuity	NOUN
ftr-446	90	33	prices	price	NOUN
ftr-446	90	34	.	.	PUNCT
ftr-446	91	1	even	even	ADV
ftr-446	91	2	partial	partial	ADJ
ftr-446	91	3	annuitization	annuitization	NOUN
ftr-446	91	4	would	would	AUX
ftr-446	91	5	provide	provide	VERB
ftr-446	91	6	some	some	PRON
ftr-446	91	7	of	of	ADP
ftr-446	91	8	the	the	DET
ftr-446	91	9	same	same	ADJ
ftr-446	91	10	protection	protection	NOUN
ftr-446	91	11	while	while	SCONJ
ftr-446	91	12	allowing	allow	VERB
ftr-446	91	13	individual	individual	ADJ
ftr-446	91	14	participants	participant	NOUN
ftr-446	91	15	to	to	PART
ftr-446	91	16	spend	spend	VERB
ftr-446	91	17	down	down	ADP
ftr-446	91	18	part	part	NOUN
ftr-446	91	19	of	of	ADP
ftr-446	91	20	their	their	PRON
ftr-446	91	21	account	account	NOUN
ftr-446	91	22	balances	balance	NOUN
ftr-446	91	23	.	.	PUNCT
ftr-446	92	1	just	just	ADV
ftr-446	92	2	as	as	SCONJ
ftr-446	92	3	some	some	DET
ftr-446	92	4	form	form	NOUN
ftr-446	92	5	of	of	ADP
ftr-446	92	6	mandatory	mandatory	ADJ
ftr-446	92	7	savings	saving	NOUN
ftr-446	92	8	is	be	AUX
ftr-446	92	9	considered	consider	VERB
ftr-446	92	10	necessary	necessary	ADJ
ftr-446	92	11	to	to	PART
ftr-446	92	12	ensure	ensure	VERB
ftr-446	92	13	an	an	DET
ftr-446	92	14	adequate	adequate	ADJ
ftr-446	92	15	level	level	NOUN
ftr-446	92	16	of	of	ADP
ftr-446	92	17	resources	resource	NOUN
ftr-446	92	18	at	at	ADP
ftr-446	92	19	retirement	retirement	NOUN
ftr-446	92	20	,	,	PUNCT
ftr-446	92	21	some	some	DET
ftr-446	92	22	level	level	NOUN
ftr-446	92	23	of	of	ADP
ftr-446	92	24	mandatory	mandatory	ADJ
ftr-446	92	25	annuitization	annuitization	NOUN
ftr-446	92	26	may	may	AUX
ftr-446	92	27	be	be	AUX
ftr-446	92	28	desirable	desirable	ADJ
ftr-446	92	29	to	to	PART
ftr-446	92	30	ensure	ensure	VERB
ftr-446	92	31	an	an	DET
ftr-446	92	32	adequate	adequate	ADJ
ftr-446	92	33	level	level	NOUN
ftr-446	92	34	of	of	ADP
ftr-446	92	35	income	income	NOUN
ftr-446	92	36	throughout	throughout	ADP
ftr-446	92	37	the	the	DET
ftr-446	92	38	retirement	retirement	NOUN
ftr-446	92	39	period	period	NOUN
ftr-446	92	40	.	.	PUNCT
ftr-446	93	1	restrictions	restriction	NOUN
ftr-446	93	2	on	on	ADP
ftr-446	93	3	the	the	DET
ftr-446	93	4	time	time	NOUN
ftr-446	93	5	and	and	CCONJ
ftr-446	93	6	form	form	NOUN
ftr-446	93	7	of	of	ADP
ftr-446	93	8	account	account	NOUN
ftr-446	93	9	withdrawals	withdrawal	NOUN
ftr-446	93	10	also	also	ADV
ftr-446	93	11	have	have	VERB
ftr-446	93	12	important	important	ADJ
ftr-446	93	13	consequences	consequence	NOUN
ftr-446	93	14	for	for	ADP
ftr-446	93	15	surviving	survive	VERB
ftr-446	93	16	spouses	spouse	NOUN
ftr-446	93	17	.	.	PUNCT
ftr-446	94	1	elderly	elderly	ADJ
ftr-446	94	2	widows	widow	NOUN
ftr-446	94	3	run	run	VERB
ftr-446	94	4	a	a	DET
ftr-446	94	5	disproportionately	disproportionately	ADV
ftr-446	94	6	high	high	ADJ
ftr-446	94	7	risk	risk	NOUN
ftr-446	94	8	of	of	ADP
ftr-446	94	9	poverty	poverty	NOUN
ftr-446	94	10	,	,	PUNCT
ftr-446	94	11	despite	despite	SCONJ
ftr-446	94	12	the	the	DET
ftr-446	94	13	mandatory	mandatory	ADJ
ftr-446	94	14	survivor	survivor	NOUN
ftr-446	94	15	benefits	benefit	NOUN
ftr-446	94	16	provided	provide	VERB
ftr-446	94	17	by	by	ADP
ftr-446	94	18	the	the	DET
ftr-446	94	19	existing	exist	VERB
ftr-446	94	20	social	social	ADJ
ftr-446	94	21	security	security	NOUN
ftr-446	94	22	system	system	NOUN
ftr-446	94	23	.	.	PUNCT
ftr-446	94	24	"	"	PUNCT
ftr-446	95	1	under	under	ADP
ftr-446	95	2	a	a	DET
ftr-446	95	3	system	system	NOUN
ftr-446	95	4	of	of	ADP
ftr-446	95	5	private	private	ADJ
ftr-446	95	6	accounts	account	NOUN
ftr-446	95	7	,	,	PUNCT
ftr-446	95	8	special	special	ADJ
ftr-446	95	9	safeguards	safeguard	NOUN
ftr-446	95	10	would	would	AUX
ftr-446	95	11	be	be	AUX
ftr-446	95	12	necessary	necessary	ADJ
ftr-446	95	13	to	to	PART
ftr-446	95	14	prevent	prevent	VERB
ftr-446	95	15	an	an	DET
ftr-446	95	16	even	even	ADV
ftr-446	95	17	higher	high	ADJ
ftr-446	95	18	poverty	poverty	NOUN
ftr-446	95	19	rate	rate	NOUN
ftr-446	95	20	among	among	ADP
ftr-446	95	21	elderly	elderly	ADJ
ftr-446	95	22	widows	widow	NOUN
ftr-446	95	23	.	.	PUNCT
ftr-446	96	1	assuming	assume	VERB
ftr-446	96	2	some	some	DET
ftr-446	96	3	level	level	NOUN
ftr-446	96	4	of	of	ADP
ftr-446	96	5	mandatory	mandatory	ADJ
ftr-446	96	6	annuitization	annuitization	NOUN
ftr-446	96	7	,	,	PUNCT
ftr-446	96	8	one	one	NUM
ftr-446	96	9	approach	approach	NOUN
ftr-446	96	10	would	would	AUX
ftr-446	96	11	be	be	AUX
ftr-446	96	12	to	to	PART
ftr-446	96	13	require	require	VERB
ftr-446	96	14	that	that	SCONJ
ftr-446	96	15	benefits	benefit	NOUN
ftr-446	96	16	be	be	AUX
ftr-446	96	17	paid	pay	VERB
ftr-446	96	18	out	out	ADP
ftr-446	96	19	in	in	ADP
ftr-446	96	20	the	the	DET
ftr-446	96	21	form	form	NOUN
ftr-446	96	22	of	of	ADP
ftr-446	96	23	joint	joint	ADJ
ftr-446	96	24	-	-	PUNCT
ftr-446	96	25	and	and	CCONJ
ftr-446	96	26	-	-	PUNCT
ftr-446	96	27	survivor	survivor	NOUN
ftr-446	96	28	annuities	annuity	NOUN
ftr-446	96	29	,	,	PUNCT
ftr-446	96	30	by	by	ADP
ftr-446	96	31	analogy	analogy	NOUN
ftr-446	96	32	to	to	ADP
ftr-446	96	33	the	the	DET
ftr-446	96	34	existing	exist	VERB
ftr-446	96	35	treatment	treatment	NOUN
ftr-446	96	36	of	of	ADP
ftr-446	96	37	private	private	ADJ
ftr-446	96	38	pension	pension	NOUN
ftr-446	96	39	plans	plan	NOUN
ftr-446	96	40	.	.	PUNCT
ftr-446	96	41	'2	'2	PROPN
ftr-446	96	42	in	in	ADP
ftr-446	96	43	the	the	DET
ftr-446	96	44	absence	absence	NOUN
ftr-446	96	45	of	of	ADP
ftr-446	96	46	mandatory	mandatory	ADJ
ftr-446	96	47	survivor	survivor	NOUN
ftr-446	96	48	benefits	benefit	NOUN
ftr-446	96	49	,	,	PUNCT
ftr-446	96	50	it	it	PRON
ftr-446	96	51	would	would	AUX
ftr-446	96	52	be	be	AUX
ftr-446	96	53	necessary	necessary	ADJ
ftr-446	96	54	to	to	PART
ftr-446	96	55	consider	consider	VERB
ftr-446	96	56	whether	whether	SCONJ
ftr-446	96	57	some	some	DET
ftr-446	96	58	form	form	NOUN
ftr-446	96	59	of	of	ADP
ftr-446	96	60	"	"	PUNCT
ftr-446	96	61	earnings	earning	NOUN
ftr-446	96	62	sharing	sharing	NOUN
ftr-446	96	63	"	"	PUNCT
ftr-446	96	64	should	should	AUX
ftr-446	96	65	be	be	AUX
ftr-446	96	66	required	require	VERB
ftr-446	96	67	for	for	ADP
ftr-446	96	68	private	private	ADJ
ftr-446	96	69	accounts	account	NOUN
ftr-446	96	70	.	.	PUNCT
ftr-446	97	1	a	a	DET
ftr-446	97	2	pure	pure	ADJ
ftr-446	97	3	earnings11	earnings11	NOUN
ftr-446	97	4	.	.	PUNCT
ftr-446	98	1	see	see	VERB
ftr-446	98	2	karen	karen	PROPN
ftr-446	98	3	c.	c.	PROPN
ftr-446	98	4	holden	holden	PROPN
ftr-446	98	5	,	,	PUNCT
ftr-446	98	6	women	woman	NOUN
ftr-446	98	7	as	as	ADP
ftr-446	98	8	widows	widow	NOUN
ftr-446	98	9	under	under	ADP
ftr-446	98	10	a	a	DET
ftr-446	98	11	reformed	reform	VERB
ftr-446	98	12	social	social	ADJ
ftr-446	98	13	security	security	NOUN
ftr-446	98	14	system	system	NOUN
ftr-446	98	15	,	,	PUNCT
ftr-446	98	16	in	in	ADP
ftr-446	98	17	prospects	prospect	NOUN
ftr-446	98	18	for	for	ADP
ftr-446	98	19	social	social	ADJ
ftr-446	98	20	security	security	NOUN
ftr-446	98	21	reform	reform	NOUN
ftr-446	98	22	,	,	PUNCT
ftr-446	98	23	supra	supra	PROPN
ftr-446	98	24	note	note	NOUN
ftr-446	98	25	3	3	NUM
ftr-446	98	26	,	,	PUNCT
ftr-446	98	27	at	at	ADP
ftr-446	98	28	356	356	NUM
ftr-446	98	29	,	,	PUNCT
ftr-446	98	30	358	358	NUM
ftr-446	98	31	-	-	SYM
ftr-446	98	32	61	61	NUM
ftr-446	98	33	.	.	PUNCT
ftr-446	99	1	12	12	NUM
ftr-446	99	2	.	.	PUNCT
ftr-446	100	1	see	see	VERB
ftr-446	100	2	i	i	PRON
ftr-446	100	3	d.	d.	PROPN
ftr-446	100	4	at	at	ADP
ftr-446	100	5	361	361	NUM
ftr-446	100	6	-	-	SYM
ftr-446	100	7	67	67	NUM
ftr-446	100	8	.	.	PUNCT
ftr-446	101	1	[	[	X
ftr-446	101	2	vol	vol	NOUN
ftr-446	101	3	4:5	4:5	NUM
ftr-446	101	4	perspectives	perspective	NOUN
ftr-446	101	5	on	on	ADP
ftr-446	101	6	social	social	ADJ
ftr-446	101	7	security	security	NOUN
ftr-446	101	8	reform	reform	NOUN
ftr-446	101	9	sharing	sharing	NOUN
ftr-446	101	10	approach	approach	NOUN
ftr-446	101	11	would	would	AUX
ftr-446	101	12	allocate	allocate	VERB
ftr-446	101	13	to	to	ADP
ftr-446	101	14	each	each	DET
ftr-446	101	15	spouse	spouse	NOUN
ftr-446	101	16	an	an	DET
ftr-446	101	17	equal	equal	ADJ
ftr-446	101	18	one	one	NUM
ftr-446	101	19	-	-	PUNCT
ftr-446	101	20	half	half	NOUN
ftr-446	101	21	share	share	NOUN
ftr-446	101	22	of	of	ADP
ftr-446	101	23	the	the	DET
ftr-446	101	24	couple	couple	NOUN
ftr-446	101	25	's	's	PART
ftr-446	101	26	combined	combine	VERB
ftr-446	101	27	earnings	earning	NOUN
ftr-446	101	28	during	during	ADP
ftr-446	101	29	marriage	marriage	NOUN
ftr-446	101	30	,	,	PUNCT
ftr-446	101	31	resulting	result	VERB
ftr-446	101	32	in	in	ADP
ftr-446	101	33	a	a	DET
ftr-446	101	34	corresponding	corresponding	ADJ
ftr-446	101	35	allocation	allocation	NOUN
ftr-446	101	36	of	of	ADP
ftr-446	101	37	balances	balance	NOUN
ftr-446	101	38	in	in	ADP
ftr-446	101	39	their	their	PRON
ftr-446	101	40	private	private	ADJ
ftr-446	101	41	accounts	account	NOUN
ftr-446	101	42	.	.	PUNCT
ftr-446	102	1	in	in	ADP
ftr-446	102	2	comparison	comparison	NOUN
ftr-446	102	3	to	to	ADP
ftr-446	102	4	the	the	DET
ftr-446	102	5	existing	exist	VERB
ftr-446	102	6	system	system	NOUN
ftr-446	102	7	of	of	ADP
ftr-446	102	8	spousal	spousal	NOUN
ftr-446	102	9	benefits	benefit	NOUN
ftr-446	102	10	,	,	PUNCT
ftr-446	102	11	a	a	DET
ftr-446	102	12	system	system	NOUN
ftr-446	102	13	of	of	ADP
ftr-446	102	14	private	private	ADJ
ftr-446	102	15	accounts	account	NOUN
ftr-446	102	16	with	with	ADP
ftr-446	102	17	earnings	earning	NOUN
ftr-446	102	18	sharing	sharing	NOUN
ftr-446	102	19	might	might	AUX
ftr-446	102	20	be	be	AUX
ftr-446	102	21	viewed	view	VERB
ftr-446	102	22	as	as	ADP
ftr-446	102	23	considerably	considerably	ADV
ftr-446	102	24	more	more	ADV
ftr-446	102	25	equitable	equitable	ADJ
ftr-446	102	26	for	for	ADP
ftr-446	102	27	many	many	ADJ
ftr-446	102	28	kinds	kind	NOUN
ftr-446	102	29	of	of	ADP
ftr-446	102	30	families	family	NOUN
ftr-446	102	31	.	.	PUNCT
ftr-446	103	1	it	it	PRON
ftr-446	103	2	remains	remain	VERB
ftr-446	103	3	unclear	unclear	ADJ
ftr-446	103	4	,	,	PUNCT
ftr-446	103	5	however	however	ADV
ftr-446	103	6	,	,	PUNCT
ftr-446	103	7	whether	whether	SCONJ
ftr-446	103	8	earnings	earning	NOUN
ftr-446	103	9	sharing	sharing	NOUN
ftr-446	103	10	would	would	AUX
ftr-446	103	11	prove	prove	VERB
ftr-446	103	12	any	any	PRON
ftr-446	103	13	more	more	ADV
ftr-446	103	14	politically	politically	ADV
ftr-446	103	15	feasible	feasible	ADJ
ftr-446	103	16	under	under	ADP
ftr-446	103	17	a	a	DET
ftr-446	103	18	privatized	privatized	ADJ
ftr-446	103	19	system	system	NOUN
ftr-446	103	20	than	than	ADP
ftr-446	103	21	under	under	ADP
ftr-446	103	22	the	the	DET
ftr-446	103	23	existing	exist	VERB
ftr-446	103	24	system	system	NOUN
ftr-446	103	25	.	.	PUNCT
ftr-446	104	1	another	another	DET
ftr-446	104	2	concern	concern	NOUN
ftr-446	104	3	raised	raise	VERB
ftr-446	104	4	by	by	ADP
ftr-446	104	5	private	private	ADJ
ftr-446	104	6	accounts	account	NOUN
ftr-446	104	7	relates	relate	VERB
ftr-446	104	8	to	to	ADP
ftr-446	104	9	the	the	DET
ftr-446	104	10	issue	issue	NOUN
ftr-446	104	11	of	of	ADP
ftr-446	104	12	market	market	NOUN
ftr-446	104	13	risk	risk	NOUN
ftr-446	104	14	.	.	PUNCT
ftr-446	105	1	to	to	ADP
ftr-446	105	2	the	the	DET
ftr-446	105	3	extent	extent	NOUN
ftr-446	105	4	that	that	SCONJ
ftr-446	105	5	individual	individual	ADJ
ftr-446	105	6	participants	participant	NOUN
ftr-446	105	7	had	have	AUX
ftr-446	105	8	a	a	DET
ftr-446	105	9	wide	wide	ADJ
ftr-446	105	10	range	range	NOUN
ftr-446	105	11	of	of	ADP
ftr-446	105	12	investment	investment	NOUN
ftr-446	105	13	choices	choice	NOUN
ftr-446	105	14	,	,	PUNCT
ftr-446	105	15	many	many	ADJ
ftr-446	105	16	of	of	ADP
ftr-446	105	17	them	they	PRON
ftr-446	105	18	would	would	AUX
ftr-446	105	19	likely	likely	ADV
ftr-446	105	20	end	end	VERB
ftr-446	105	21	up	up	ADP
ftr-446	105	22	with	with	ADP
ftr-446	105	23	inadequate	inadequate	ADJ
ftr-446	105	24	balances	balance	NOUN
ftr-446	105	25	in	in	ADP
ftr-446	105	26	their	their	PRON
ftr-446	105	27	private	private	ADJ
ftr-446	105	28	accounts	account	NOUN
ftr-446	105	29	at	at	ADP
ftr-446	105	30	retirement	retirement	NOUN
ftr-446	105	31	,	,	PUNCT
ftr-446	105	32	due	due	ADP
ftr-446	105	33	to	to	ADP
ftr-446	105	34	poor	poor	ADJ
ftr-446	105	35	investment	investment	NOUN
ftr-446	105	36	decisions	decision	NOUN
ftr-446	105	37	or	or	CCONJ
ftr-446	105	38	simple	simple	ADJ
ftr-446	105	39	bad	bad	ADJ
ftr-446	105	40	luck	luck	NOUN
ftr-446	105	41	.	.	PUNCT
ftr-446	106	1	it	it	PRON
ftr-446	106	2	seems	seem	VERB
ftr-446	106	3	likely	likely	ADJ
ftr-446	106	4	,	,	PUNCT
ftr-446	106	5	therefore	therefore	ADV
ftr-446	106	6	,	,	PUNCT
ftr-446	106	7	that	that	SCONJ
ftr-446	106	8	the	the	DET
ftr-446	106	9	government	government	NOUN
ftr-446	106	10	would	would	AUX
ftr-446	106	11	be	be	AUX
ftr-446	106	12	called	call	VERB
ftr-446	106	13	on	on	ADP
ftr-446	106	14	to	to	PART
ftr-446	106	15	guarantee	guarantee	VERB
ftr-446	106	16	some	some	DET
ftr-446	106	17	minimum	minimum	NOUN
ftr-446	106	18	account	account	NOUN
ftr-446	106	19	balance	balance	NOUN
ftr-446	106	20	or	or	CCONJ
ftr-446	106	21	rate	rate	NOUN
ftr-446	106	22	of	of	ADP
ftr-446	106	23	return	return	NOUN
ftr-446	106	24	on	on	ADP
ftr-446	106	25	investments	investment	NOUN
ftr-446	106	26	.	.	PUNCT
ftr-446	106	27	'	'	PUNCT
ftr-446	107	1	3	3	NUM
ftr-446	107	2	to	to	PART
ftr-446	107	3	control	control	VERB
ftr-446	107	4	the	the	DET
ftr-446	107	5	cost	cost	NOUN
ftr-446	107	6	of	of	ADP
ftr-446	107	7	such	such	ADJ
ftr-446	107	8	guarantees	guarantee	NOUN
ftr-446	107	9	and	and	CCONJ
ftr-446	107	10	address	address	VERB
ftr-446	107	11	the	the	DET
ftr-446	107	12	related	related	ADJ
ftr-446	107	13	problem	problem	NOUN
ftr-446	107	14	of	of	ADP
ftr-446	107	15	moral	moral	ADJ
ftr-446	107	16	hazard	hazard	NOUN
ftr-446	107	17	,	,	PUNCT
ftr-446	107	18	the	the	DET
ftr-446	107	19	government	government	NOUN
ftr-446	107	20	would	would	AUX
ftr-446	107	21	presumably	presumably	ADV
ftr-446	107	22	insist	insist	VERB
ftr-446	107	23	on	on	ADP
ftr-446	107	24	restricting	restrict	VERB
ftr-446	107	25	the	the	DET
ftr-446	107	26	range	range	NOUN
ftr-446	107	27	of	of	ADP
ftr-446	107	28	investment	investment	NOUN
ftr-446	107	29	choices	choice	NOUN
ftr-446	107	30	open	open	ADJ
ftr-446	107	31	to	to	ADP
ftr-446	107	32	individual	individual	ADJ
ftr-446	107	33	participants	participant	NOUN
ftr-446	107	34	.	.	PUNCT
ftr-446	108	1	for	for	ADP
ftr-446	108	2	example	example	NOUN
ftr-446	108	3	,	,	PUNCT
ftr-446	108	4	participants	participant	NOUN
ftr-446	108	5	might	might	AUX
ftr-446	108	6	be	be	AUX
ftr-446	108	7	allowed	allow	VERB
ftr-446	108	8	to	to	PART
ftr-446	108	9	allocate	allocate	VERB
ftr-446	108	10	the	the	DET
ftr-446	108	11	funds	fund	NOUN
ftr-446	108	12	in	in	ADP
ftr-446	108	13	their	their	PRON
ftr-446	108	14	private	private	ADJ
ftr-446	108	15	accounts	account	NOUN
ftr-446	108	16	among	among	ADP
ftr-446	108	17	a	a	DET
ftr-446	108	18	limited	limited	ADJ
ftr-446	108	19	number	number	NOUN
ftr-446	108	20	of	of	ADP
ftr-446	108	21	index	index	NOUN
ftr-446	108	22	funds	fund	NOUN
ftr-446	108	23	classified	classify	VERB
ftr-446	108	24	according	accord	VERB
ftr-446	108	25	to	to	ADP
ftr-446	108	26	type	type	NOUN
ftr-446	108	27	and	and	CCONJ
ftr-446	108	28	level	level	NOUN
ftr-446	108	29	of	of	ADP
ftr-446	108	30	investment	investment	NOUN
ftr-446	108	31	risk	risk	NOUN
ftr-446	108	32	.	.	PUNCT
ftr-446	109	1	even	even	ADV
ftr-446	109	2	under	under	ADP
ftr-446	109	3	a	a	DET
ftr-446	109	4	closely	closely	ADV
ftr-446	109	5	regulated	regulate	VERB
ftr-446	109	6	system	system	NOUN
ftr-446	109	7	of	of	ADP
ftr-446	109	8	private	private	ADJ
ftr-446	109	9	accounts	account	NOUN
ftr-446	109	10	,	,	PUNCT
ftr-446	109	11	the	the	DET
ftr-446	109	12	volatility	volatility	NOUN
ftr-446	109	13	of	of	ADP
ftr-446	109	14	private	private	ADJ
ftr-446	109	15	capital	capital	NOUN
ftr-446	109	16	markets	market	NOUN
ftr-446	109	17	would	would	AUX
ftr-446	109	18	probably	probably	ADV
ftr-446	109	19	intensify	intensify	VERB
ftr-446	109	20	problems	problem	NOUN
ftr-446	109	21	of	of	ADP
ftr-446	109	22	equity	equity	NOUN
ftr-446	109	23	among	among	ADP
ftr-446	109	24	different	different	ADJ
ftr-446	109	25	groups	group	NOUN
ftr-446	109	26	of	of	ADP
ftr-446	109	27	participants	participant	NOUN
ftr-446	109	28	.	.	PUNCT
ftr-446	110	1	those	those	PRON
ftr-446	110	2	who	who	PRON
ftr-446	110	3	happened	happen	VERB
ftr-446	110	4	to	to	PART
ftr-446	110	5	retire	retire	VERB
ftr-446	110	6	at	at	ADP
ftr-446	110	7	a	a	DET
ftr-446	110	8	moment	moment	NOUN
ftr-446	110	9	when	when	SCONJ
ftr-446	110	10	the	the	DET
ftr-446	110	11	market	market	NOUN
ftr-446	110	12	had	have	AUX
ftr-446	110	13	soared	soar	VERB
ftr-446	110	14	to	to	ADP
ftr-446	110	15	unprecedented	unprecedented	ADJ
ftr-446	110	16	heights	height	NOUN
ftr-446	110	17	(	(	PUNCT
ftr-446	110	18	or	or	CCONJ
ftr-446	110	19	dived	dive	VERB
ftr-446	110	20	to	to	ADP
ftr-446	110	21	unexpected	unexpected	ADJ
ftr-446	110	22	depths	depth	NOUN
ftr-446	110	23	)	)	PUNCT
ftr-446	110	24	would	would	AUX
ftr-446	110	25	find	find	VERB
ftr-446	110	26	themselves	themselves	PRON
ftr-446	110	27	locked	lock	VERB
ftr-446	110	28	into	into	ADP
ftr-446	110	29	abnormally	abnormally	ADV
ftr-446	110	30	high	high	ADJ
ftr-446	110	31	(	(	PUNCT
ftr-446	110	32	or	or	CCONJ
ftr-446	110	33	low	low	ADJ
ftr-446	110	34	)	)	PUNCT
ftr-446	110	35	levels	level	NOUN
ftr-446	110	36	of	of	ADP
ftr-446	110	37	retirement	retirement	NOUN
ftr-446	110	38	income	income	NOUN
ftr-446	110	39	during	during	ADP
ftr-446	110	40	retirement	retirement	NOUN
ftr-446	110	41	.	.	PUNCT
ftr-446	111	1	14	14	NUM
ftr-446	111	2	finally	finally	ADV
ftr-446	111	3	,	,	PUNCT
ftr-446	111	4	a	a	DET
ftr-446	111	5	system	system	NOUN
ftr-446	111	6	of	of	ADP
ftr-446	111	7	private	private	ADJ
ftr-446	111	8	accounts	account	NOUN
ftr-446	111	9	raises	raise	VERB
ftr-446	111	10	the	the	DET
ftr-446	111	11	issue	issue	NOUN
ftr-446	111	12	of	of	ADP
ftr-446	111	13	providing	provide	VERB
ftr-446	111	14	adequate	adequate	ADJ
ftr-446	111	15	retirement	retirement	NOUN
ftr-446	111	16	benefits	benefit	NOUN
ftr-446	111	17	for	for	ADP
ftr-446	111	18	participants	participant	NOUN
ftr-446	111	19	with	with	ADP
ftr-446	111	20	low	low	ADJ
ftr-446	111	21	lifetime	lifetime	NOUN
ftr-446	111	22	earnings	earning	NOUN
ftr-446	111	23	.	.	PUNCT
ftr-446	112	1	the	the	DET
ftr-446	112	2	existing	exist	VERB
ftr-446	112	3	social	social	ADJ
ftr-446	112	4	security	security	NOUN
ftr-446	112	5	system	system	NOUN
ftr-446	112	6	includes	include	VERB
ftr-446	112	7	a	a	DET
ftr-446	112	8	significant	significant	ADJ
ftr-446	112	9	redistributive	redistributive	ADJ
ftr-446	112	10	component	component	NOUN
ftr-446	112	11	,	,	PUNCT
ftr-446	112	12	due	due	ADP
ftr-446	112	13	to	to	ADP
ftr-446	112	14	a	a	DET
ftr-446	112	15	progressive	progressive	ADJ
ftr-446	112	16	benefit	benefit	NOUN
ftr-446	112	17	formula	formula	NOUN
ftr-446	112	18	which	which	PRON
ftr-446	112	19	produces	produce	VERB
ftr-446	112	20	disproportionately	disproportionately	ADV
ftr-446	112	21	high	high	ADJ
ftr-446	112	22	benefit	benefit	NOUN
ftr-446	112	23	levels	level	NOUN
ftr-446	112	24	for	for	ADP
ftr-446	112	25	low	low	ADJ
ftr-446	112	26	earners	earner	NOUN
ftr-446	112	27	.	.	PUNCT
ftr-446	113	1	even	even	ADV
ftr-446	113	2	in	in	ADP
ftr-446	113	3	a	a	DET
ftr-446	113	4	system	system	NOUN
ftr-446	113	5	of	of	ADP
ftr-446	113	6	private	private	ADJ
ftr-446	113	7	accounts	account	NOUN
ftr-446	113	8	,	,	PUNCT
ftr-446	113	9	it	it	PRON
ftr-446	113	10	is	be	AUX
ftr-446	113	11	possible	possible	ADJ
ftr-446	113	12	to	to	PART
ftr-446	113	13	preserve	preserve	VERB
ftr-446	113	14	some	some	DET
ftr-446	113	15	degree	degree	NOUN
ftr-446	113	16	of	of	ADP
ftr-446	113	17	progressivity	progressivity	NOUN
ftr-446	113	18	.	.	PUNCT
ftr-446	114	1	to	to	ADP
ftr-446	114	2	the	the	DET
ftr-446	114	3	extent	extent	NOUN
ftr-446	114	4	that	that	SCONJ
ftr-446	114	5	only	only	ADV
ftr-446	114	6	a	a	DET
ftr-446	114	7	portion	portion	NOUN
ftr-446	114	8	of	of	ADP
ftr-446	114	9	the	the	DET
ftr-446	114	10	existing	exist	VERB
ftr-446	114	11	system	system	NOUN
ftr-446	114	12	is	be	AUX
ftr-446	114	13	privatized	privatize	VERB
ftr-446	114	14	,	,	PUNCT
ftr-446	114	15	the	the	DET
ftr-446	114	16	remaining	remain	VERB
ftr-446	114	17	defined	define	VERB
ftr-446	114	18	-	-	PUNCT
ftr-446	114	19	benefit	benefit	NOUN
ftr-446	114	20	portion	portion	NOUN
ftr-446	114	21	could	could	AUX
ftr-446	114	22	continue	continue	VERB
ftr-446	114	23	to	to	PART
ftr-446	114	24	provide	provide	VERB
ftr-446	114	25	higher	high	ADJ
ftr-446	114	26	benefits	benefit	NOUN
ftr-446	114	27	for	for	ADP
ftr-446	114	28	low	low	ADJ
ftr-446	114	29	earners	earner	NOUN
ftr-446	114	30	.	.	PUNCT
ftr-446	115	1	alternatively	alternatively	ADV
ftr-446	115	2	,	,	PUNCT
ftr-446	115	3	a	a	DET
ftr-446	115	4	two	two	NUM
ftr-446	115	5	-	-	PUNCT
ftr-446	115	6	tier	tier	NOUN
ftr-446	115	7	system	system	NOUN
ftr-446	115	8	could	could	AUX
ftr-446	115	9	provide	provide	VERB
ftr-446	115	10	a	a	DET
ftr-446	115	11	flat	flat	ADJ
ftr-446	115	12	minimum	minimum	ADJ
ftr-446	115	13	benefit	benefit	NOUN
ftr-446	115	14	for	for	ADP
ftr-446	115	15	all	all	DET
ftr-446	115	16	participants	participant	NOUN
ftr-446	115	17	as	as	ADV
ftr-446	115	18	well	well	ADV
ftr-446	115	19	as	as	ADP
ftr-446	115	20	a	a	DET
ftr-446	115	21	supplementary	supplementary	ADJ
ftr-446	115	22	tier	tier	NOUN
ftr-446	115	23	of	of	ADP
ftr-446	115	24	private	private	ADJ
ftr-446	115	25	accounts	account	NOUN
ftr-446	115	26	.	.	PUNCT
ftr-446	116	1	if	if	SCONJ
ftr-446	116	2	private	private	ADJ
ftr-446	116	3	accounts	account	NOUN
ftr-446	116	4	represent	represent	VERB
ftr-446	116	5	most	most	ADJ
ftr-446	116	6	or	or	CCONJ
ftr-446	116	7	all	all	PRON
ftr-446	116	8	of	of	ADP
ftr-446	116	9	the	the	DET
ftr-446	116	10	overall	overall	ADJ
ftr-446	116	11	system	system	NOUN
ftr-446	116	12	,	,	PUNCT
ftr-446	116	13	it	it	PRON
ftr-446	116	14	might	might	AUX
ftr-446	116	15	be	be	AUX
ftr-446	116	16	necessary	necessary	ADJ
ftr-446	116	17	to	to	PART
ftr-446	116	18	provide	provide	VERB
ftr-446	116	19	some	some	DET
ftr-446	116	20	sort	sort	NOUN
ftr-446	116	21	of	of	ADP
ftr-446	116	22	matching	match	VERB
ftr-446	116	23	contributions	contribution	NOUN
ftr-446	116	24	for	for	ADP
ftr-446	116	25	low	low	ADJ
ftr-446	116	26	earners	earner	NOUN
ftr-446	116	27	.	.	PUNCT
ftr-446	117	1	it	it	PRON
ftr-446	117	2	is	be	AUX
ftr-446	117	3	also	also	ADV
ftr-446	117	4	13	13	NUM
ftr-446	117	5	.	.	PUNCT
ftr-446	118	1	see	see	VERB
ftr-446	118	2	stephen	stephen	PROPN
ftr-446	118	3	g.	g.	PROPN
ftr-446	118	4	kellison	kellison	PROPN
ftr-446	118	5	&	&	CCONJ
ftr-446	118	6	marilyn	marilyn	PROPN
ftr-446	118	7	moon	moon	PROPN
ftr-446	118	8	,	,	PUNCT
ftr-446	118	9	new	new	ADJ
ftr-446	118	10	opportunities	opportunity	NOUN
ftr-446	118	11	for	for	ADP
ftr-446	118	12	the	the	DET
ftr-446	118	13	social	social	ADJ
ftr-446	118	14	security	security	NOUN
ftr-446	118	15	system	system	NOUN
ftr-446	118	16	,	,	PUNCT
ftr-446	118	17	in	in	ADP
ftr-446	118	18	prospects	prospect	NOUN
ftr-446	118	19	for	for	ADP
ftr-446	118	20	social	social	ADJ
ftr-446	118	21	security	security	NOUN
ftr-446	118	22	reform	reform	NOUN
ftr-446	118	23	,	,	PUNCT
ftr-446	118	24	supra	supra	PROPN
ftr-446	118	25	note	note	NOUN
ftr-446	118	26	3	3	NUM
ftr-446	118	27	,	,	PUNCT
ftr-446	118	28	at	at	ADP
ftr-446	118	29	60	60	NUM
ftr-446	118	30	,	,	PUNCT
ftr-446	118	31	72	72	NUM
ftr-446	118	32	-	-	SYM
ftr-446	118	33	74	74	NUM
ftr-446	118	34	.	.	PUNCT
ftr-446	119	1	14	14	NUM
ftr-446	119	2	.	.	PUNCT
ftr-446	120	1	see	see	VERB
ftr-446	120	2	lawrence	lawrence	PROPN
ftr-446	120	3	h.	h.	PROPN
ftr-446	120	4	thompson	thompson	PROPN
ftr-446	120	5	,	,	PUNCT
ftr-446	120	6	individual	individual	ADJ
ftr-446	120	7	uncertainty	uncertainty	NOUN
ftr-446	120	8	in	in	ADP
ftr-446	120	9	retirement	retirement	NOUN
ftr-446	120	10	income	income	NOUN
ftr-446	120	11	planning	planning	NOUN
ftr-446	120	12	under	under	ADP
ftr-446	120	13	different	different	ADJ
ftr-446	120	14	public	public	ADJ
ftr-446	120	15	pension	pension	NOUN
ftr-446	120	16	regimes	regime	NOUN
ftr-446	120	17	,	,	PUNCT
ftr-446	120	18	in	in	ADP
ftr-446	120	19	framing	frame	VERB
ftr-446	120	20	the	the	DET
ftr-446	120	21	social	social	ADJ
ftr-446	120	22	security	security	NOUN
ftr-446	120	23	debate	debate	NOUN
ftr-446	120	24	,	,	PUNCT
ftr-446	120	25	supra	supra	PROPN
ftr-446	120	26	note	note	NOUN
ftr-446	120	27	1	1	NUM
ftr-446	120	28	,	,	PUNCT
ftr-446	120	29	at	at	ADP
ftr-446	120	30	113	113	NUM
ftr-446	120	31	,	,	PUNCT
ftr-446	120	32	121	121	NUM
ftr-446	120	33	-	-	SYM
ftr-446	120	34	29	29	NUM
ftr-446	120	35	.	.	PUNCT
ftr-446	120	36	1999	1999	NUM
ftr-446	120	37	]	]	PUNCT
ftr-446	120	38	florida	florida	PROPN
ftr-446	120	39	tax	tax	PROPN
ftr-446	120	40	review	review	NOUN
ftr-446	120	41	important	important	ADJ
ftr-446	120	42	to	to	PART
ftr-446	120	43	consider	consider	VERB
ftr-446	120	44	the	the	DET
ftr-446	120	45	allocation	allocation	NOUN
ftr-446	120	46	of	of	ADP
ftr-446	120	47	administrative	administrative	ADJ
ftr-446	120	48	costs	cost	NOUN
ftr-446	120	49	among	among	ADP
ftr-446	120	50	private	private	ADJ
ftr-446	120	51	accounts	account	NOUN
ftr-446	120	52	.	.	PUNCT
ftr-446	121	1	since	since	SCONJ
ftr-446	121	2	charges	charge	NOUN
ftr-446	121	3	based	base	VERB
ftr-446	121	4	on	on	ADP
ftr-446	121	5	a	a	DET
ftr-446	121	6	flat	flat	ADJ
ftr-446	121	7	amount	amount	NOUN
ftr-446	121	8	per	per	ADP
ftr-446	121	9	account	account	NOUN
ftr-446	121	10	would	would	AUX
ftr-446	121	11	disproportionately	disproportionately	ADV
ftr-446	121	12	erode	erode	VERB
ftr-446	121	13	the	the	DET
ftr-446	121	14	value	value	NOUN
ftr-446	121	15	of	of	ADP
ftr-446	121	16	small	small	ADJ
ftr-446	121	17	accounts	account	NOUN
ftr-446	121	18	,	,	PUNCT
ftr-446	121	19	it	it	PRON
ftr-446	121	20	might	might	AUX
ftr-446	121	21	be	be	AUX
ftr-446	121	22	fairer	fair	ADJ
ftr-446	121	23	to	to	PART
ftr-446	121	24	allocate	allocate	VERB
ftr-446	121	25	charges	charge	NOUN
ftr-446	121	26	based	base	VERB
ftr-446	121	27	on	on	ADP
ftr-446	121	28	accumulated	accumulate	VERB
ftr-446	121	29	account	account	NOUN
ftr-446	121	30	balances	balance	NOUN
ftr-446	121	31	.	.	PUNCT
ftr-446	122	1	private	private	ADJ
ftr-446	122	2	pension	pension	NOUN
ftr-446	122	3	plans	plan	NOUN
ftr-446	122	4	.	.	PUNCT
ftr-446	123	1	any	any	DET
ftr-446	123	2	fundamental	fundamental	ADJ
ftr-446	123	3	reform	reform	NOUN
ftr-446	123	4	of	of	ADP
ftr-446	123	5	the	the	DET
ftr-446	123	6	existing	exist	VERB
ftr-446	123	7	social	social	ADJ
ftr-446	123	8	security	security	NOUN
ftr-446	123	9	system	system	NOUN
ftr-446	123	10	will	will	AUX
ftr-446	123	11	inevitably	inevitably	ADV
ftr-446	123	12	affect	affect	VERB
ftr-446	123	13	the	the	DET
ftr-446	123	14	structure	structure	NOUN
ftr-446	123	15	of	of	ADP
ftr-446	123	16	private	private	ADJ
ftr-446	123	17	employersponsored	employersponsored	ADJ
ftr-446	123	18	pension	pension	NOUN
ftr-446	123	19	plans	plan	NOUN
ftr-446	123	20	.	.	PUNCT
ftr-446	124	1	employer	employer	NOUN
ftr-446	124	2	-	-	PUNCT
ftr-446	124	3	sponsored	sponsor	VERB
ftr-446	124	4	plans	plan	NOUN
ftr-446	124	5	have	have	AUX
ftr-446	124	6	expanded	expand	VERB
ftr-446	124	7	in	in	ADP
ftr-446	124	8	a	a	DET
ftr-446	124	9	context	context	NOUN
ftr-446	124	10	of	of	ADP
ftr-446	124	11	targeted	target	VERB
ftr-446	124	12	federal	federal	ADJ
ftr-446	124	13	tax	tax	NOUN
ftr-446	124	14	incentives	incentive	NOUN
ftr-446	124	15	and	and	CCONJ
ftr-446	124	16	complex	complex	ADJ
ftr-446	124	17	nondiscrimination	nondiscrimination	NOUN
ftr-446	124	18	rules	rule	NOUN
ftr-446	124	19	designed	design	VERB
ftr-446	124	20	to	to	PART
ftr-446	124	21	ensure	ensure	VERB
ftr-446	124	22	access	access	NOUN
ftr-446	124	23	for	for	ADP
ftr-446	124	24	nonhighly	nonhighly	ADV
ftr-446	124	25	compensated	compensate	VERB
ftr-446	124	26	employees	employee	NOUN
ftr-446	124	27	.	.	PUNCT
ftr-446	125	1	since	since	SCONJ
ftr-446	125	2	plan	plan	NOUN
ftr-446	125	3	benefit	benefit	NOUN
ftr-446	125	4	formulas	formula	NOUN
ftr-446	125	5	typically	typically	ADV
ftr-446	125	6	take	take	VERB
ftr-446	125	7	social	social	ADJ
ftr-446	125	8	security	security	NOUN
ftr-446	125	9	benefits	benefit	NOUN
ftr-446	125	10	into	into	ADP
ftr-446	125	11	account	account	NOUN
ftr-446	125	12	,	,	PUNCT
ftr-446	125	13	any	any	DET
ftr-446	125	14	changes	change	NOUN
ftr-446	125	15	in	in	ADP
ftr-446	125	16	the	the	DET
ftr-446	125	17	level	level	NOUN
ftr-446	125	18	of	of	ADP
ftr-446	125	19	social	social	ADJ
ftr-446	125	20	security	security	NOUN
ftr-446	125	21	benefits	benefit	NOUN
ftr-446	125	22	or	or	CCONJ
ftr-446	125	23	in	in	ADP
ftr-446	125	24	the	the	DET
ftr-446	125	25	payroll	payroll	NOUN
ftr-446	125	26	tax	tax	NOUN
ftr-446	125	27	base	base	NOUN
ftr-446	125	28	will	will	AUX
ftr-446	125	29	have	have	VERB
ftr-446	125	30	an	an	DET
ftr-446	125	31	immediate	immediate	ADJ
ftr-446	125	32	impact	impact	NOUN
ftr-446	125	33	on	on	ADP
ftr-446	125	34	the	the	DET
ftr-446	125	35	administration	administration	NOUN
ftr-446	125	36	and	and	CCONJ
ftr-446	125	37	design	design	NOUN
ftr-446	125	38	of	of	ADP
ftr-446	125	39	"	"	PUNCT
ftr-446	125	40	integrated	integrated	ADJ
ftr-446	125	41	"	"	PUNCT
ftr-446	125	42	employer	employer	NOUN
ftr-446	125	43	-	-	PUNCT
ftr-446	125	44	sponsored	sponsor	VERB
ftr-446	125	45	plans	plan	NOUN
ftr-446	125	46	.	.	PUNCT
ftr-446	126	1	in	in	ADP
ftr-446	126	2	the	the	DET
ftr-446	126	3	long	long	ADJ
ftr-446	126	4	run	run	NOUN
ftr-446	126	5	,	,	PUNCT
ftr-446	126	6	employer	employer	NOUN
ftr-446	126	7	-	-	PUNCT
ftr-446	126	8	sponsored	sponsor	VERB
ftr-446	126	9	plans	plan	NOUN
ftr-446	126	10	will	will	AUX
ftr-446	126	11	respond	respond	VERB
ftr-446	126	12	to	to	ADP
ftr-446	126	13	altered	alter	VERB
ftr-446	126	14	employee	employee	NOUN
ftr-446	126	15	expectations	expectation	NOUN
ftr-446	126	16	,	,	PUNCT
ftr-446	126	17	business	business	NOUN
ftr-446	126	18	needs	need	NOUN
ftr-446	126	19	,	,	PUNCT
ftr-446	126	20	and	and	CCONJ
ftr-446	126	21	regulatory	regulatory	ADJ
ftr-446	126	22	requirements	requirement	NOUN
ftr-446	126	23	.	.	PUNCT
ftr-446	127	1	5	5	NUM
ftr-446	127	2	introducing	introduce	VERB
ftr-446	127	3	mandatory	mandatory	ADJ
ftr-446	127	4	private	private	ADJ
ftr-446	127	5	accounts	account	NOUN
ftr-446	127	6	into	into	ADP
ftr-446	127	7	the	the	DET
ftr-446	127	8	social	social	ADJ
ftr-446	127	9	security	security	NOUN
ftr-446	127	10	system	system	NOUN
ftr-446	127	11	might	might	AUX
ftr-446	127	12	induce	induce	VERB
ftr-446	127	13	workers	worker	NOUN
ftr-446	127	14	to	to	PART
ftr-446	127	15	reduce	reduce	VERB
ftr-446	127	16	other	other	ADJ
ftr-446	127	17	savings	saving	NOUN
ftr-446	127	18	.	.	PUNCT
ftr-446	128	1	for	for	ADP
ftr-446	128	2	example	example	NOUN
ftr-446	128	3	,	,	PUNCT
ftr-446	128	4	nonhighly	nonhighly	ADV
ftr-446	128	5	compensated	compensate	VERB
ftr-446	128	6	employees	employee	NOUN
ftr-446	128	7	might	might	AUX
ftr-446	128	8	choose	choose	VERB
ftr-446	128	9	to	to	PART
ftr-446	128	10	reduce	reduce	VERB
ftr-446	128	11	voluntary	voluntary	ADJ
ftr-446	128	12	contributions	contribution	NOUN
ftr-446	128	13	to	to	ADP
ftr-446	128	14	employer	employer	NOUN
ftr-446	128	15	-	-	PUNCT
ftr-446	128	16	sponsored	sponsor	VERB
ftr-446	128	17	401(k	401(k	PROPN
ftr-446	128	18	)	)	PUNCT
ftr-446	128	19	plans	plan	NOUN
ftr-446	128	20	,	,	PUNCT
ftr-446	128	21	thereby	thereby	ADV
ftr-446	128	22	threatening	threaten	VERB
ftr-446	128	23	the	the	DET
ftr-446	128	24	ability	ability	NOUN
ftr-446	128	25	of	of	ADP
ftr-446	128	26	some	some	DET
ftr-446	128	27	employer	employer	NOUN
ftr-446	128	28	-	-	PUNCT
ftr-446	128	29	sponsored	sponsor	VERB
ftr-446	128	30	plans	plan	NOUN
ftr-446	128	31	to	to	PART
ftr-446	128	32	comply	comply	VERB
ftr-446	128	33	with	with	ADP
ftr-446	128	34	the	the	DET
ftr-446	128	35	nondiscrimination	nondiscrimination	NOUN
ftr-446	128	36	rules	rule	NOUN
ftr-446	128	37	.	.	PUNCT
ftr-446	129	1	furthermore	furthermore	ADV
ftr-446	129	2	,	,	PUNCT
ftr-446	129	3	allowing	allow	VERB
ftr-446	129	4	individual	individual	ADJ
ftr-446	129	5	workers	worker	NOUN
ftr-446	129	6	to	to	PART
ftr-446	129	7	make	make	VERB
ftr-446	129	8	additional	additional	ADJ
ftr-446	129	9	,	,	PUNCT
ftr-446	129	10	voluntary	voluntary	ADJ
ftr-446	129	11	contributions	contribution	NOUN
ftr-446	129	12	to	to	ADP
ftr-446	129	13	their	their	PRON
ftr-446	129	14	private	private	ADJ
ftr-446	129	15	social	social	ADJ
ftr-446	129	16	security	security	NOUN
ftr-446	129	17	accounts	account	NOUN
ftr-446	129	18	might	might	AUX
ftr-446	129	19	make	make	VERB
ftr-446	129	20	employersponsored	employersponsored	ADJ
ftr-446	129	21	plans	plan	NOUN
ftr-446	129	22	less	less	ADV
ftr-446	129	23	attractive	attractive	ADJ
ftr-446	129	24	for	for	ADP
ftr-446	129	25	highly	highly	ADV
ftr-446	129	26	-	-	PUNCT
ftr-446	129	27	compensated	compensate	VERB
ftr-446	129	28	employees	employee	NOUN
ftr-446	129	29	.	.	PUNCT
ftr-446	130	1	some	some	DET
ftr-446	130	2	observers	observer	NOUN
ftr-446	130	3	fear	fear	VERB
ftr-446	130	4	that	that	SCONJ
ftr-446	130	5	proposed	propose	VERB
ftr-446	130	6	social	social	ADJ
ftr-446	130	7	security	security	NOUN
ftr-446	130	8	reforms	reform	NOUN
ftr-446	130	9	could	could	AUX
ftr-446	130	10	accelerate	accelerate	VERB
ftr-446	130	11	a	a	DET
ftr-446	130	12	trend	trend	NOUN
ftr-446	130	13	toward	toward	ADP
ftr-446	130	14	a	a	DET
ftr-446	130	15	"	"	PUNCT
ftr-446	130	16	two	two	NUM
ftr-446	130	17	-	-	PUNCT
ftr-446	130	18	tier	tier	NOUN
ftr-446	130	19	"	"	PUNCT
ftr-446	130	20	system	system	NOUN
ftr-446	130	21	in	in	ADP
ftr-446	130	22	which	which	PRON
ftr-446	130	23	employers	employer	NOUN
ftr-446	130	24	would	would	AUX
ftr-446	130	25	offer	offer	VERB
ftr-446	130	26	unfunded	unfunded	ADJ
ftr-446	130	27	,	,	PUNCT
ftr-446	130	28	nonqualified	nonqualified	ADJ
ftr-446	130	29	plans	plan	NOUN
ftr-446	130	30	for	for	ADP
ftr-446	130	31	highly	highly	ADV
ftr-446	130	32	-	-	PUNCT
ftr-446	130	33	compensated	compensate	VERB
ftr-446	130	34	employees	employee	NOUN
ftr-446	130	35	and	and	CCONJ
ftr-446	130	36	funded	fund	VERB
ftr-446	130	37	plans	plan	NOUN
ftr-446	130	38	that	that	PRON
ftr-446	130	39	would	would	AUX
ftr-446	130	40	be	be	AUX
ftr-446	130	41	"	"	PUNCT
ftr-446	130	42	adequate	adequate	ADJ
ftr-446	130	43	for	for	ADP
ftr-446	130	44	the	the	DET
ftr-446	130	45	lower	lower	ADV
ftr-446	130	46	-	-	PUNCT
ftr-446	130	47	paid	pay	VERB
ftr-446	130	48	and	and	CCONJ
ftr-446	130	49	inadequate	inadequate	ADJ
ftr-446	130	50	for	for	ADP
ftr-446	130	51	employees	employee	NOUN
ftr-446	130	52	in	in	ADP
ftr-446	130	53	the	the	DET
ftr-446	130	54	middle	middle	NOUN
ftr-446	130	55	.	.	PUNCT
ftr-446	131	1	"	"	PUNCT
ftr-446	131	2	'	'	PUNCT
ftr-446	131	3	16	16	NUM
ftr-446	131	4	from	from	ADP
ftr-446	131	5	the	the	DET
ftr-446	131	6	broader	broad	ADJ
ftr-446	131	7	perspective	perspective	NOUN
ftr-446	131	8	of	of	ADP
ftr-446	131	9	retirement	retirement	NOUN
ftr-446	131	10	income	income	NOUN
ftr-446	131	11	policy	policy	NOUN
ftr-446	131	12	,	,	PUNCT
ftr-446	131	13	social	social	ADJ
ftr-446	131	14	security	security	NOUN
ftr-446	131	15	and	and	CCONJ
ftr-446	131	16	employer	employer	NOUN
ftr-446	131	17	-	-	PUNCT
ftr-446	131	18	sponsored	sponsor	VERB
ftr-446	131	19	pension	pension	NOUN
ftr-446	131	20	plans	plan	NOUN
ftr-446	131	21	,	,	PUNCT
ftr-446	131	22	along	along	ADP
ftr-446	131	23	with	with	ADP
ftr-446	131	24	private	private	ADJ
ftr-446	131	25	savings	saving	NOUN
ftr-446	131	26	,	,	PUNCT
ftr-446	131	27	have	have	AUX
ftr-446	131	28	long	long	ADV
ftr-446	131	29	been	be	AUX
ftr-446	131	30	viewed	view	VERB
ftr-446	131	31	as	as	ADP
ftr-446	131	32	essential	essential	ADJ
ftr-446	131	33	complementary	complementary	ADJ
ftr-446	131	34	components	component	NOUN
ftr-446	131	35	of	of	ADP
ftr-446	131	36	a	a	DET
ftr-446	131	37	"	"	PUNCT
ftr-446	131	38	threelegged	threelegge	VERB
ftr-446	131	39	stool	stool	NOUN
ftr-446	131	40	.	.	PUNCT
ftr-446	131	41	"	"	PUNCT
ftr-446	132	1	taken	take	VERB
ftr-446	132	2	together	together	ADV
ftr-446	132	3	,	,	PUNCT
ftr-446	132	4	social	social	ADJ
ftr-446	132	5	security	security	NOUN
ftr-446	132	6	and	and	CCONJ
ftr-446	132	7	employer	employer	NOUN
ftr-446	132	8	-	-	PUNCT
ftr-446	132	9	sponsored	sponsor	VERB
ftr-446	132	10	plans	plan	NOUN
ftr-446	132	11	in	in	ADP
ftr-446	132	12	their	their	PRON
ftr-446	132	13	existing	exist	VERB
ftr-446	132	14	forms	form	NOUN
ftr-446	132	15	combine	combine	AUX
ftr-446	132	16	defined	define	VERB
ftr-446	132	17	-	-	PUNCT
ftr-446	132	18	benefit	benefit	NOUN
ftr-446	132	19	and	and	CCONJ
ftr-446	132	20	defined	define	VERB
ftr-446	132	21	-	-	PUNCT
ftr-446	132	22	contribution	contribution	NOUN
ftr-446	132	23	approaches	approach	NOUN
ftr-446	132	24	in	in	ADP
ftr-446	132	25	a	a	DET
ftr-446	132	26	"	"	PUNCT
ftr-446	132	27	mixed	mixed	ADJ
ftr-446	132	28	"	"	PUNCT
ftr-446	132	29	system	system	NOUN
ftr-446	132	30	of	of	ADP
ftr-446	132	31	retirement	retirement	NOUN
ftr-446	132	32	savings	saving	NOUN
ftr-446	132	33	.	.	PUNCT
ftr-446	133	1	within	within	ADP
ftr-446	133	2	the	the	DET
ftr-446	133	3	context	context	NOUN
ftr-446	133	4	of	of	ADP
ftr-446	133	5	employer	employer	NOUN
ftr-446	133	6	-	-	PUNCT
ftr-446	133	7	sponsored	sponsor	VERB
ftr-446	133	8	plans	plan	NOUN
ftr-446	133	9	,	,	PUNCT
ftr-446	133	10	voluntary	voluntary	ADJ
ftr-446	133	11	defined	define	VERB
ftr-446	133	12	-	-	PUNCT
ftr-446	133	13	contribution	contribution	NOUN
ftr-446	133	14	arrangements	arrangement	NOUN
ftr-446	133	15	such	such	ADJ
ftr-446	133	16	as	as	ADP
ftr-446	133	17	401(k	401(k	NOUN
ftr-446	133	18	)	)	PUNCT
ftr-446	133	19	plans	plan	NOUN
ftr-446	133	20	have	have	AUX
ftr-446	133	21	substantially	substantially	ADV
ftr-446	133	22	encroached	encroach	VERB
ftr-446	133	23	on	on	ADP
ftr-446	133	24	more	more	ADV
ftr-446	133	25	traditional	traditional	ADJ
ftr-446	133	26	definedbenefit	definedbenefit	NOUN
ftr-446	133	27	arrangements	arrangement	NOUN
ftr-446	133	28	,	,	PUNCT
ftr-446	133	29	with	with	ADP
ftr-446	133	30	the	the	DET
ftr-446	133	31	result	result	NOUN
ftr-446	133	32	that	that	SCONJ
ftr-446	133	33	individual	individual	ADJ
ftr-446	133	34	workers	worker	NOUN
ftr-446	133	35	bear	bear	VERB
ftr-446	133	36	an	an	DET
ftr-446	133	37	15	15	NUM
ftr-446	133	38	.	.	PUNCT
ftr-446	134	1	see	see	VERB
ftr-446	134	2	gregory	gregory	PROPN
ftr-446	134	3	,	,	PUNCT
ftr-446	134	4	supra	supra	PROPN
ftr-446	134	5	note	note	PROPN
ftr-446	134	6	10	10	NUM
ftr-446	134	7	,	,	PUNCT
ftr-446	134	8	at	at	ADP
ftr-446	134	9	318	318	NUM
ftr-446	134	10	-	-	SYM
ftr-446	134	11	30	30	NUM
ftr-446	134	12	.	.	PUNCT
ftr-446	135	1	16	16	NUM
ftr-446	135	2	.	.	PUNCT
ftr-446	136	1	see	see	VERB
ftr-446	136	2	christopher	christopher	PROPN
ftr-446	136	3	bone	bone	PROPN
ftr-446	136	4	,	,	PUNCT
ftr-446	136	5	an	an	DET
ftr-446	136	6	actuarial	actuarial	ADJ
ftr-446	136	7	perspective	perspective	NOUN
ftr-446	136	8	on	on	ADP
ftr-446	136	9	how	how	SCONJ
ftr-446	136	10	social	social	ADJ
ftr-446	136	11	security	security	NOUN
ftr-446	136	12	reform	reform	NOUN
ftr-446	136	13	could	could	AUX
ftr-446	136	14	influence	influence	VERB
ftr-446	136	15	employer	employer	NOUN
ftr-446	136	16	-	-	PUNCT
ftr-446	136	17	sponsored	sponsor	VERB
ftr-446	136	18	pensions	pension	NOUN
ftr-446	136	19	,	,	PUNCT
ftr-446	136	20	in	in	ADP
ftr-446	136	21	prospects	prospect	NOUN
ftr-446	136	22	for	for	ADP
ftr-446	136	23	social	social	ADJ
ftr-446	136	24	security	security	NOUN
ftr-446	136	25	reform	reform	NOUN
ftr-446	136	26	,	,	PUNCT
ftr-446	136	27	supra	supra	PROPN
ftr-446	136	28	note	note	NOUN
ftr-446	136	29	3	3	NUM
ftr-446	136	30	,	,	PUNCT
ftr-446	136	31	at	at	ADP
ftr-446	136	32	333	333	NUM
ftr-446	136	33	,	,	PUNCT
ftr-446	136	34	346	346	NUM
ftr-446	136	35	.	.	PUNCT
ftr-446	137	1	[	[	X
ftr-446	137	2	vol	vol	NOUN
ftr-446	137	3	4:5	4:5	NUM
ftr-446	137	4	perspectives	perspective	NOUN
ftr-446	137	5	on	on	ADP
ftr-446	137	6	social	social	ADJ
ftr-446	137	7	security	security	NOUN
ftr-446	137	8	reform	reform	NOUN
ftr-446	137	9	increasing	increase	VERB
ftr-446	137	10	share	share	NOUN
ftr-446	137	11	of	of	ADP
ftr-446	137	12	investment	investment	NOUN
ftr-446	137	13	risks	risk	NOUN
ftr-446	137	14	compared	compare	VERB
ftr-446	137	15	to	to	ADP
ftr-446	137	16	employers	employer	NOUN
ftr-446	137	17	.	.	PUNCT
ftr-446	138	1	introducing	introduce	VERB
ftr-446	138	2	a	a	DET
ftr-446	138	3	system	system	NOUN
ftr-446	138	4	of	of	ADP
ftr-446	138	5	private	private	ADJ
ftr-446	138	6	social	social	ADJ
ftr-446	138	7	security	security	NOUN
ftr-446	138	8	accounts	account	NOUN
ftr-446	138	9	would	would	AUX
ftr-446	138	10	shift	shift	VERB
ftr-446	138	11	the	the	DET
ftr-446	138	12	balance	balance	NOUN
ftr-446	138	13	in	in	ADP
ftr-446	138	14	the	the	DET
ftr-446	138	15	combined	combined	ADJ
ftr-446	138	16	public	public	ADJ
ftr-446	138	17	and	and	CCONJ
ftr-446	138	18	private	private	ADJ
ftr-446	138	19	systems	system	NOUN
ftr-446	138	20	even	even	ADV
ftr-446	138	21	more	more	ADV
ftr-446	138	22	decisively	decisively	ADV
ftr-446	138	23	toward	toward	ADP
ftr-446	138	24	a	a	DET
ftr-446	138	25	definedcontribution	definedcontribution	NOUN
ftr-446	138	26	approach	approach	NOUN
ftr-446	138	27	.	.	PUNCT
ftr-446	139	1	such	such	DET
ftr-446	139	2	a	a	DET
ftr-446	139	3	shift	shift	NOUN
ftr-446	139	4	might	might	AUX
ftr-446	139	5	raise	raise	VERB
ftr-446	139	6	questions	question	NOUN
ftr-446	139	7	both	both	CCONJ
ftr-446	139	8	about	about	ADP
ftr-446	139	9	the	the	DET
ftr-446	139	10	desirability	desirability	NOUN
ftr-446	139	11	of	of	ADP
ftr-446	139	12	creating	create	VERB
ftr-446	139	13	a	a	DET
ftr-446	139	14	new	new	ADJ
ftr-446	139	15	type	type	NOUN
ftr-446	139	16	of	of	ADP
ftr-446	139	17	savings	saving	NOUN
ftr-446	139	18	vehicle	vehicle	NOUN
ftr-446	139	19	(	(	PUNCT
ftr-446	139	20	in	in	ADP
ftr-446	139	21	addition	addition	NOUN
ftr-446	139	22	to	to	ADP
ftr-446	139	23	existing	exist	VERB
ftr-446	139	24	401(k	401(k	NOUN
ftr-446	139	25	)	)	PUNCT
ftr-446	139	26	plans	plan	NOUN
ftr-446	139	27	and	and	CCONJ
ftr-446	139	28	iras	ira	NOUN
ftr-446	139	29	)	)	PUNCT
ftr-446	139	30	and	and	CCONJ
ftr-446	139	31	about	about	ADP
ftr-446	139	32	the	the	DET
ftr-446	139	33	long	long	ADJ
ftr-446	139	34	-	-	PUNCT
ftr-446	139	35	term	term	NOUN
ftr-446	139	36	stability	stability	NOUN
ftr-446	139	37	of	of	ADP
ftr-446	139	38	employersponsored	employersponsored	ADJ
ftr-446	139	39	plans	plan	NOUN
ftr-446	139	40	.	.	PUNCT
ftr-446	140	1	political	political	ADJ
ftr-446	140	2	risk	risk	NOUN
ftr-446	140	3	.	.	PUNCT
ftr-446	141	1	all	all	DET
ftr-446	141	2	retirement	retirement	NOUN
ftr-446	141	3	programs	program	NOUN
ftr-446	141	4	are	be	AUX
ftr-446	141	5	subject	subject	ADJ
ftr-446	141	6	to	to	ADP
ftr-446	141	7	political	political	ADJ
ftr-446	141	8	risks	risk	NOUN
ftr-446	141	9	in	in	ADP
ftr-446	141	10	the	the	DET
ftr-446	141	11	sense	sense	NOUN
ftr-446	141	12	that	that	SCONJ
ftr-446	141	13	their	their	PRON
ftr-446	141	14	original	original	ADJ
ftr-446	141	15	design	design	NOUN
ftr-446	141	16	,	,	PUNCT
ftr-446	141	17	operation	operation	NOUN
ftr-446	141	18	,	,	PUNCT
ftr-446	141	19	and	and	CCONJ
ftr-446	141	20	purposes	purpose	NOUN
ftr-446	141	21	may	may	AUX
ftr-446	141	22	prove	prove	VERB
ftr-446	141	23	unstable	unstable	ADJ
ftr-446	141	24	or	or	CCONJ
ftr-446	141	25	become	become	VERB
ftr-446	141	26	unsustainable	unsustainable	ADJ
ftr-446	141	27	over	over	ADP
ftr-446	141	28	time	time	NOUN
ftr-446	141	29	due	due	ADP
ftr-446	141	30	to	to	ADP
ftr-446	141	31	evolving	evolve	VERB
ftr-446	141	32	political	political	ADJ
ftr-446	141	33	conditions	condition	NOUN
ftr-446	141	34	.	.	PUNCT
ftr-446	142	1	for	for	ADP
ftr-446	142	2	example	example	NOUN
ftr-446	142	3	,	,	PUNCT
ftr-446	142	4	if	if	SCONJ
ftr-446	142	5	the	the	DET
ftr-446	142	6	social	social	ADJ
ftr-446	142	7	security	security	NOUN
ftr-446	142	8	system	system	NOUN
ftr-446	142	9	is	be	AUX
ftr-446	142	10	bifurcated	bifurcate	VERB
ftr-446	142	11	into	into	ADP
ftr-446	142	12	a	a	DET
ftr-446	142	13	defined	define	VERB
ftr-446	142	14	-	-	PUNCT
ftr-446	142	15	contribution	contribution	NOUN
ftr-446	142	16	component	component	NOUN
ftr-446	142	17	and	and	CCONJ
ftr-446	142	18	a	a	DET
ftr-446	142	19	defined	define	VERB
ftr-446	142	20	-	-	PUNCT
ftr-446	142	21	benefit	benefit	NOUN
ftr-446	142	22	component	component	NOUN
ftr-446	142	23	,	,	PUNCT
ftr-446	142	24	the	the	DET
ftr-446	142	25	main	main	ADJ
ftr-446	142	26	political	political	ADJ
ftr-446	142	27	risk	risk	NOUN
ftr-446	142	28	is	be	AUX
ftr-446	142	29	that	that	SCONJ
ftr-446	142	30	the	the	DET
ftr-446	142	31	goal	goal	NOUN
ftr-446	142	32	of	of	ADP
ftr-446	142	33	social	social	ADJ
ftr-446	142	34	adequacy	adequacy	NOUN
ftr-446	142	35	will	will	AUX
ftr-446	142	36	ultimately	ultimately	ADV
ftr-446	142	37	be	be	AUX
ftr-446	142	38	undermined	undermine	VERB
ftr-446	142	39	.	.	PUNCT
ftr-446	143	1	initially	initially	ADV
ftr-446	143	2	,	,	PUNCT
ftr-446	143	3	the	the	DET
ftr-446	143	4	proposed	propose	VERB
ftr-446	143	5	reform	reform	NOUN
ftr-446	143	6	might	might	AUX
ftr-446	143	7	retain	retain	VERB
ftr-446	143	8	some	some	DET
ftr-446	143	9	version	version	NOUN
ftr-446	143	10	of	of	ADP
ftr-446	143	11	the	the	DET
ftr-446	143	12	existing	exist	VERB
ftr-446	143	13	defined	define	VERB
ftr-446	143	14	-	-	PUNCT
ftr-446	143	15	benefit	benefit	NOUN
ftr-446	143	16	system	system	NOUN
ftr-446	143	17	with	with	ADP
ftr-446	143	18	a	a	DET
ftr-446	143	19	progressive	progressive	ADJ
ftr-446	143	20	benefit	benefit	NOUN
ftr-446	143	21	formula	formula	NOUN
ftr-446	143	22	,	,	PUNCT
ftr-446	143	23	coupled	couple	VERB
ftr-446	143	24	with	with	ADP
ftr-446	143	25	a	a	DET
ftr-446	143	26	supplementary	supplementary	ADJ
ftr-446	143	27	tier	tier	NOUN
ftr-446	143	28	of	of	ADP
ftr-446	143	29	private	private	ADJ
ftr-446	143	30	accounts	account	NOUN
ftr-446	143	31	.	.	PUNCT
ftr-446	144	1	such	such	DET
ftr-446	144	2	a	a	DET
ftr-446	144	3	bifurcated	bifurcated	ADJ
ftr-446	144	4	system	system	NOUN
ftr-446	144	5	would	would	AUX
ftr-446	144	6	concentrate	concentrate	VERB
ftr-446	144	7	the	the	DET
ftr-446	144	8	redistributive	redistributive	ADJ
ftr-446	144	9	function	function	NOUN
ftr-446	144	10	in	in	ADP
ftr-446	144	11	the	the	DET
ftr-446	144	12	defined	define	VERB
ftr-446	144	13	-	-	PUNCT
ftr-446	144	14	benefit	benefit	NOUN
ftr-446	144	15	component	component	NOUN
ftr-446	144	16	,	,	PUNCT
ftr-446	144	17	which	which	PRON
ftr-446	144	18	would	would	AUX
ftr-446	144	19	be	be	AUX
ftr-446	144	20	more	more	ADV
ftr-446	144	21	isolated	isolated	ADJ
ftr-446	144	22	and	and	CCONJ
ftr-446	144	23	vulnerable	vulnerable	ADJ
ftr-446	144	24	than	than	ADP
ftr-446	144	25	under	under	ADP
ftr-446	144	26	the	the	DET
ftr-446	144	27	existing	exist	VERB
ftr-446	144	28	system	system	NOUN
ftr-446	144	29	.	.	PUNCT
ftr-446	145	1	indeed	indeed	ADV
ftr-446	145	2	,	,	PUNCT
ftr-446	145	3	the	the	DET
ftr-446	145	4	reformed	reform	VERB
ftr-446	145	5	system	system	NOUN
ftr-446	145	6	itself	itself	PRON
ftr-446	145	7	might	might	AUX
ftr-446	145	8	generate	generate	VERB
ftr-446	145	9	a	a	DET
ftr-446	145	10	new	new	ADJ
ftr-446	145	11	political	political	ADJ
ftr-446	145	12	dynamic	dynamic	NOUN
ftr-446	145	13	in	in	ADP
ftr-446	145	14	which	which	PRON
ftr-446	145	15	middleand	middleand	NOUN
ftr-446	145	16	high	high	ADJ
ftr-446	145	17	-	-	PUNCT
ftr-446	145	18	income	income	NOUN
ftr-446	145	19	participants	participant	NOUN
ftr-446	145	20	sought	seek	VERB
ftr-446	145	21	to	to	PART
ftr-446	145	22	expand	expand	VERB
ftr-446	145	23	the	the	DET
ftr-446	145	24	definedcontribution	definedcontribution	NOUN
ftr-446	145	25	component	component	NOUN
ftr-446	145	26	at	at	ADP
ftr-446	145	27	the	the	DET
ftr-446	145	28	expense	expense	NOUN
ftr-446	145	29	of	of	ADP
ftr-446	145	30	the	the	DET
ftr-446	145	31	defined	define	VERB
ftr-446	145	32	-	-	PUNCT
ftr-446	145	33	benefit	benefit	NOUN
ftr-446	145	34	component	component	NOUN
ftr-446	145	35	.	.	PUNCT
ftr-446	146	1	although	although	SCONJ
ftr-446	146	2	long	long	ADJ
ftr-446	146	3	-	-	PUNCT
ftr-446	146	4	term	term	NOUN
ftr-446	146	5	predictions	prediction	NOUN
ftr-446	146	6	are	be	AUX
ftr-446	146	7	hazardous	hazardous	ADJ
ftr-446	146	8	,	,	PUNCT
ftr-446	146	9	there	there	PRON
ftr-446	146	10	is	be	VERB
ftr-446	146	11	little	little	ADJ
ftr-446	146	12	reason	reason	NOUN
ftr-446	146	13	to	to	PART
ftr-446	146	14	expect	expect	VERB
ftr-446	146	15	that	that	SCONJ
ftr-446	146	16	introducing	introduce	VERB
ftr-446	146	17	private	private	ADJ
ftr-446	146	18	accounts	account	NOUN
ftr-446	146	19	would	would	AUX
ftr-446	146	20	ultimately	ultimately	ADV
ftr-446	146	21	strengthen	strengthen	VERB
ftr-446	146	22	the	the	DET
ftr-446	146	23	collective	collective	ADJ
ftr-446	146	24	retirement	retirement	NOUN
ftr-446	146	25	security	security	NOUN
ftr-446	146	26	system	system	NOUN
ftr-446	146	27	or	or	CCONJ
ftr-446	146	28	mitigate	mitigate	VERB
ftr-446	146	29	existing	exist	VERB
ftr-446	146	30	disparities	disparity	NOUN
ftr-446	146	31	of	of	ADP
ftr-446	146	32	income	income	NOUN
ftr-446	146	33	among	among	ADP
ftr-446	146	34	retired	retired	ADJ
ftr-446	146	35	workers	worker	NOUN
ftr-446	146	36	.	.	PUNCT
ftr-446	147	1	17	17	NUM
ftr-446	147	2	by	by	ADP
ftr-446	147	3	contrast	contrast	NOUN
ftr-446	147	4	,	,	PUNCT
ftr-446	147	5	the	the	DET
ftr-446	147	6	main	main	ADJ
ftr-446	147	7	political	political	ADJ
ftr-446	147	8	risk	risk	NOUN
ftr-446	147	9	for	for	ADP
ftr-446	147	10	the	the	DET
ftr-446	147	11	existing	exist	VERB
ftr-446	147	12	system	system	NOUN
ftr-446	147	13	is	be	AUX
ftr-446	147	14	that	that	SCONJ
ftr-446	147	15	the	the	DET
ftr-446	147	16	public	public	NOUN
ftr-446	147	17	will	will	AUX
ftr-446	147	18	be	be	AUX
ftr-446	147	19	unwilling	unwilling	ADJ
ftr-446	147	20	to	to	PART
ftr-446	147	21	accept	accept	VERB
ftr-446	147	22	the	the	DET
ftr-446	147	23	tax	tax	NOUN
ftr-446	147	24	increases	increase	NOUN
ftr-446	147	25	(	(	PUNCT
ftr-446	147	26	or	or	CCONJ
ftr-446	147	27	benefit	benefit	NOUN
ftr-446	147	28	reductions	reduction	NOUN
ftr-446	147	29	)	)	PUNCT
ftr-446	147	30	necessary	necessary	ADJ
ftr-446	147	31	to	to	PART
ftr-446	147	32	restore	restore	VERB
ftr-446	147	33	actuarial	actuarial	ADJ
ftr-446	147	34	balance	balance	NOUN
ftr-446	147	35	.	.	PUNCT
ftr-446	148	1	with	with	ADP
ftr-446	148	2	this	this	DET
ftr-446	148	3	risk	risk	NOUN
ftr-446	148	4	in	in	ADP
ftr-446	148	5	mind	mind	NOUN
ftr-446	148	6	,	,	PUNCT
ftr-446	148	7	many	many	ADJ
ftr-446	148	8	commentators	commentator	NOUN
ftr-446	148	9	assert	assert	VERB
ftr-446	148	10	that	that	SCONJ
ftr-446	148	11	promised	promise	VERB
ftr-446	148	12	benefits	benefit	NOUN
ftr-446	148	13	can	can	AUX
ftr-446	148	14	not	not	PART
ftr-446	148	15	be	be	AUX
ftr-446	148	16	paid	pay	VERB
ftr-446	148	17	without	without	ADP
ftr-446	148	18	raising	raise	VERB
ftr-446	148	19	payroll	payroll	NOUN
ftr-446	148	20	taxes	taxis	NOUN
ftr-446	148	21	to	to	ADP
ftr-446	148	22	politically	politically	ADV
ftr-446	148	23	unacceptable	unacceptable	ADJ
ftr-446	148	24	levels	level	NOUN
ftr-446	148	25	and	and	CCONJ
ftr-446	148	26	conclude	conclude	VERB
ftr-446	148	27	that	that	SCONJ
ftr-446	148	28	social	social	ADJ
ftr-446	148	29	security	security	NOUN
ftr-446	148	30	in	in	ADP
ftr-446	148	31	its	its	PRON
ftr-446	148	32	existing	exist	VERB
ftr-446	148	33	form	form	NOUN
ftr-446	148	34	is	be	AUX
ftr-446	148	35	unsustainable	unsustainable	ADJ
ftr-446	148	36	.	.	PUNCT
ftr-446	148	37	'	'	PUNCT
ftr-446	149	1	despite	despite	SCONJ
ftr-446	149	2	repeated	repeat	VERB
ftr-446	149	3	predictions	prediction	NOUN
ftr-446	149	4	that	that	SCONJ
ftr-446	149	5	the	the	DET
ftr-446	149	6	existing	exist	VERB
ftr-446	149	7	system	system	NOUN
ftr-446	149	8	will	will	AUX
ftr-446	149	9	inevitably	inevitably	ADV
ftr-446	149	10	lose	lose	VERB
ftr-446	149	11	political	political	ADJ
ftr-446	149	12	support	support	NOUN
ftr-446	149	13	,	,	PUNCT
ftr-446	149	14	the	the	DET
ftr-446	149	15	situation	situation	NOUN
ftr-446	149	16	appears	appear	VERB
ftr-446	149	17	to	to	PART
ftr-446	149	18	be	be	AUX
ftr-446	149	19	far	far	ADV
ftr-446	149	20	more	more	ADV
ftr-446	149	21	complex	complex	ADJ
ftr-446	149	22	.	.	PUNCT
ftr-446	150	1	careful	careful	ADJ
ftr-446	150	2	analysis	analysis	NOUN
ftr-446	150	3	of	of	ADP
ftr-446	150	4	polling	polling	NOUN
ftr-446	150	5	data	datum	NOUN
ftr-446	150	6	confims	confim	VERB
ftr-446	150	7	low	low	ADJ
ftr-446	150	8	public	public	ADJ
ftr-446	150	9	confidence	confidence	NOUN
ftr-446	150	10	in	in	ADP
ftr-446	150	11	the	the	DET
ftr-446	150	12	existing	exist	VERB
ftr-446	150	13	system	system	NOUN
ftr-446	150	14	but	but	CCONJ
ftr-446	150	15	also	also	ADV
ftr-446	150	16	indicates	indicate	VERB
ftr-446	150	17	strong	strong	ADJ
ftr-446	150	18	and	and	CCONJ
ftr-446	150	19	17	17	NUM
ftr-446	150	20	.	.	PUNCT
ftr-446	151	1	see	see	VERB
ftr-446	151	2	hugh	hugh	PROPN
ftr-446	151	3	heclo	heclo	PROPN
ftr-446	151	4	,	,	PUNCT
ftr-446	151	5	a	a	DET
ftr-446	151	6	political	political	ADJ
ftr-446	151	7	science	science	NOUN
ftr-446	151	8	perspective	perspective	NOUN
ftr-446	151	9	on	on	ADP
ftr-446	151	10	social	social	ADJ
ftr-446	151	11	security	security	NOUN
ftr-446	151	12	reform	reform	NOUN
ftr-446	151	13	.	.	PUNCT
ftr-446	152	1	in	in	ADP
ftr-446	152	2	framing	frame	VERB
ftr-446	152	3	the	the	DET
ftr-446	152	4	social	social	ADJ
ftr-446	152	5	security	security	NOUN
ftr-446	152	6	debate	debate	NOUN
ftr-446	152	7	,	,	PUNCT
ftr-446	152	8	supra	supra	PROPN
ftr-446	152	9	note	note	NOUN
ftr-446	152	10	1	1	NUM
ftr-446	152	11	,	,	PUNCT
ftr-446	152	12	at	at	ADP
ftr-446	152	13	65	65	NUM
ftr-446	152	14	,	,	PUNCT
ftr-446	152	15	83	83	NUM
ftr-446	152	16	-	-	SYM
ftr-446	152	17	89	89	NUM
ftr-446	152	18	.	.	PUNCT
ftr-446	152	19	18	18	NUM
ftr-446	152	20	.	.	PUNCT
ftr-446	153	1	see	see	VERB
ftr-446	153	2	gordon	gordon	PROPN
ftr-446	153	3	p.	p.	PROPN
ftr-446	153	4	goodfellow	goodfellow	PROPN
ftr-446	153	5	&	&	CCONJ
ftr-446	153	6	sylvester	sylvester	PROPN
ftr-446	153	7	j.	j.	PROPN
ftr-446	153	8	schieber	schieber	PROPN
ftr-446	153	9	,	,	PUNCT
ftr-446	153	10	simulating	simulate	VERB
ftr-446	153	11	benefit	benefit	NOUN
ftr-446	153	12	levels	level	NOUN
ftr-446	153	13	under	under	ADP
ftr-446	153	14	alternative	alternative	ADJ
ftr-446	153	15	social	social	ADJ
ftr-446	153	16	security	security	NOUN
ftr-446	153	17	reforms	reform	NOUN
ftr-446	153	18	,	,	PUNCT
ftr-446	153	19	in	in	ADP
ftr-446	153	20	prospects	prospect	NOUN
ftr-446	153	21	for	for	ADP
ftr-446	153	22	social	social	ADJ
ftr-446	153	23	security	security	NOUN
ftr-446	153	24	reform	reform	NOUN
ftr-446	153	25	,	,	PUNCT
ftr-446	153	26	supra	supra	PROPN
ftr-446	153	27	note	note	NOUN
ftr-446	153	28	3	3	NUM
ftr-446	153	29	,	,	PUNCT
ftr-446	153	30	at	at	ADP
ftr-446	153	31	152	152	NUM
ftr-446	153	32	,	,	PUNCT
ftr-446	153	33	180	180	NUM
ftr-446	153	34	-	-	SYM
ftr-446	153	35	81	81	NUM
ftr-446	153	36	.	.	PUNCT
ftr-446	153	37	19991	19991	NUM
ftr-446	154	1	florida	florida	PROPN
ftr-446	154	2	tax	tax	NOUN
ftr-446	154	3	review	review	NOUN
ftr-446	154	4	sustained	sustain	VERB
ftr-446	154	5	public	public	ADJ
ftr-446	154	6	support	support	NOUN
ftr-446	154	7	for	for	ADP
ftr-446	154	8	social	social	ADJ
ftr-446	154	9	security	security	NOUN
ftr-446	154	10	.	.	PUNCT
ftr-446	155	1	9	9	NUM
ftr-446	155	2	moreover	moreover	ADV
ftr-446	155	3	,	,	PUNCT
ftr-446	155	4	in	in	ADP
ftr-446	155	5	analyzing	analyze	VERB
ftr-446	155	6	attitudes	attitude	NOUN
ftr-446	155	7	toward	toward	ADP
ftr-446	155	8	reform	reform	NOUN
ftr-446	155	9	proposals	proposal	NOUN
ftr-446	155	10	,	,	PUNCT
ftr-446	155	11	there	there	PRON
ftr-446	155	12	appear	appear	VERB
ftr-446	155	13	to	to	PART
ftr-446	155	14	be	be	AUX
ftr-446	155	15	significant	significant	ADJ
ftr-446	155	16	differences	difference	NOUN
ftr-446	155	17	along	along	ADP
ftr-446	155	18	income	income	NOUN
ftr-446	155	19	and	and	CCONJ
ftr-446	155	20	gender	gender	NOUN
ftr-446	155	21	lines	line	NOUN
ftr-446	155	22	but	but	CCONJ
ftr-446	155	23	,	,	PUNCT
ftr-446	155	24	somewhat	somewhat	ADV
ftr-446	155	25	surprisingly	surprisingly	ADV
ftr-446	155	26	,	,	PUNCT
ftr-446	155	27	age	age	NOUN
ftr-446	155	28	does	do	AUX
ftr-446	155	29	not	not	PART
ftr-446	155	30	appear	appear	VERB
ftr-446	155	31	to	to	PART
ftr-446	155	32	be	be	AUX
ftr-446	155	33	an	an	DET
ftr-446	155	34	especially	especially	ADV
ftr-446	155	35	salient	salient	ADJ
ftr-446	155	36	factor.2	factor.2	NOUN
ftr-446	155	37	"	"	PUNCT
ftr-446	155	38	value	value	NOUN
ftr-446	155	39	judgments	judgment	NOUN
ftr-446	155	40	as	as	ADV
ftr-446	155	41	well	well	ADV
ftr-446	155	42	as	as	ADP
ftr-446	155	43	economic	economic	ADJ
ftr-446	155	44	factors	factor	NOUN
ftr-446	155	45	may	may	AUX
ftr-446	155	46	play	play	VERB
ftr-446	155	47	an	an	DET
ftr-446	155	48	important	important	ADJ
ftr-446	155	49	role	role	NOUN
ftr-446	155	50	in	in	ADP
ftr-446	155	51	shaping	shape	VERB
ftr-446	155	52	public	public	ADJ
ftr-446	155	53	opinion	opinion	NOUN
ftr-446	155	54	about	about	ADP
ftr-446	155	55	the	the	DET
ftr-446	155	56	existing	exist	VERB
ftr-446	155	57	system	system	NOUN
ftr-446	155	58	and	and	CCONJ
ftr-446	155	59	proposals	proposal	NOUN
ftr-446	155	60	for	for	ADP
ftr-446	155	61	its	its	PRON
ftr-446	155	62	reform	reform	NOUN
ftr-446	155	63	.	.	PUNCT
ftr-446	156	1	polling	polling	NOUN
ftr-446	156	2	data	datum	NOUN
ftr-446	156	3	also	also	ADV
ftr-446	156	4	give	give	VERB
ftr-446	156	5	grounds	ground	NOUN
ftr-446	156	6	for	for	ADP
ftr-446	156	7	concern	concern	NOUN
ftr-446	156	8	about	about	ADP
ftr-446	156	9	the	the	DET
ftr-446	156	10	level	level	NOUN
ftr-446	156	11	of	of	ADP
ftr-446	156	12	public	public	ADJ
ftr-446	156	13	understanding	understanding	NOUN
ftr-446	156	14	of	of	ADP
ftr-446	156	15	basic	basic	ADJ
ftr-446	156	16	issues	issue	NOUN
ftr-446	156	17	in	in	ADP
ftr-446	156	18	the	the	DET
ftr-446	156	19	social	social	ADJ
ftr-446	156	20	security	security	NOUN
ftr-446	156	21	debate	debate	NOUN
ftr-446	156	22	.	.	PUNCT
ftr-446	157	1	many	many	ADJ
ftr-446	157	2	people	people	NOUN
ftr-446	157	3	express	express	VERB
ftr-446	157	4	general	general	ADJ
ftr-446	157	5	support	support	NOUN
ftr-446	157	6	for	for	ADP
ftr-446	157	7	social	social	ADJ
ftr-446	157	8	security	security	NOUN
ftr-446	157	9	yet	yet	ADV
ftr-446	157	10	oppose	oppose	VERB
ftr-446	157	11	raising	raise	VERB
ftr-446	157	12	taxes	taxis	NOUN
ftr-446	157	13	(	(	PUNCT
ftr-446	157	14	or	or	CCONJ
ftr-446	157	15	cutting	cut	VERB
ftr-446	157	16	benefits	benefit	NOUN
ftr-446	157	17	)	)	PUNCT
ftr-446	157	18	because	because	SCONJ
ftr-446	157	19	they	they	PRON
ftr-446	157	20	do	do	AUX
ftr-446	157	21	not	not	PART
ftr-446	157	22	believe	believe	VERB
ftr-446	157	23	such	such	ADJ
ftr-446	157	24	measures	measure	NOUN
ftr-446	157	25	are	be	AUX
ftr-446	157	26	needed	need	VERB
ftr-446	157	27	to	to	PART
ftr-446	157	28	preserve	preserve	VERB
ftr-446	157	29	the	the	DET
ftr-446	157	30	existing	exist	VERB
ftr-446	157	31	system	system	NOUN
ftr-446	157	32	.	.	PUNCT
ftr-446	158	1	furthermore	furthermore	ADV
ftr-446	158	2	,	,	PUNCT
ftr-446	158	3	people	people	NOUN
ftr-446	158	4	who	who	PRON
ftr-446	158	5	appear	appear	VERB
ftr-446	158	6	worried	worried	ADJ
ftr-446	158	7	about	about	ADP
ftr-446	158	8	their	their	PRON
ftr-446	158	9	own	own	ADJ
ftr-446	158	10	retirement	retirement	NOUN
ftr-446	158	11	security	security	NOUN
ftr-446	158	12	nevertheless	nevertheless	ADV
ftr-446	158	13	tend	tend	VERB
ftr-446	158	14	to	to	PART
ftr-446	158	15	underestimate	underestimate	VERB
ftr-446	158	16	the	the	DET
ftr-446	158	17	need	need	NOUN
ftr-446	158	18	for	for	ADP
ftr-446	158	19	increased	increase	VERB
ftr-446	158	20	individual	individual	ADJ
ftr-446	158	21	saving	saving	NOUN
ftr-446	158	22	.	.	PUNCT
ftr-446	159	1	these	these	DET
ftr-446	159	2	gaps	gap	NOUN
ftr-446	159	3	and	and	CCONJ
ftr-446	159	4	inconsistencies	inconsistency	NOUN
ftr-446	159	5	suggest	suggest	VERB
ftr-446	159	6	that	that	SCONJ
ftr-446	159	7	political	political	ADJ
ftr-446	159	8	leaders	leader	NOUN
ftr-446	159	9	,	,	PUNCT
ftr-446	159	10	policy	policy	NOUN
ftr-446	159	11	analysts	analyst	NOUN
ftr-446	159	12	,	,	PUNCT
ftr-446	159	13	and	and	CCONJ
ftr-446	159	14	the	the	DET
ftr-446	159	15	news	news	NOUN
ftr-446	159	16	media	medium	NOUN
ftr-446	159	17	all	all	PRON
ftr-446	159	18	have	have	VERB
ftr-446	159	19	important	important	ADJ
ftr-446	159	20	roles	role	NOUN
ftr-446	159	21	to	to	PART
ftr-446	159	22	play	play	VERB
ftr-446	159	23	in	in	ADP
ftr-446	159	24	framing	frame	VERB
ftr-446	159	25	the	the	DET
ftr-446	159	26	debate	debate	NOUN
ftr-446	159	27	and	and	CCONJ
ftr-446	159	28	shaping	shape	VERB
ftr-446	159	29	public	public	ADJ
ftr-446	159	30	opinion	opinion	NOUN
ftr-446	159	31	.	.	PUNCT
ftr-446	160	1	developing	develop	VERB
ftr-446	160	2	a	a	DET
ftr-446	160	3	political	political	ADJ
ftr-446	160	4	consensus	consensus	NOUN
ftr-446	160	5	will	will	AUX
ftr-446	160	6	not	not	PART
ftr-446	160	7	be	be	AUX
ftr-446	160	8	easy	easy	ADJ
ftr-446	160	9	.	.	PUNCT
ftr-446	161	1	nevertheless	nevertheless	ADV
ftr-446	161	2	,	,	PUNCT
ftr-446	161	3	delay	delay	NOUN
ftr-446	161	4	will	will	AUX
ftr-446	161	5	only	only	ADV
ftr-446	161	6	increase	increase	VERB
ftr-446	161	7	the	the	DET
ftr-446	161	8	cost	cost	NOUN
ftr-446	161	9	of	of	ADP
ftr-446	161	10	implementing	implement	VERB
ftr-446	161	11	reform	reform	NOUN
ftr-446	161	12	.	.	PUNCT
ftr-446	162	1	at	at	ADP
ftr-446	162	2	present	present	ADJ
ftr-446	162	3	,	,	PUNCT
ftr-446	162	4	the	the	DET
ftr-446	162	5	changes	change	NOUN
ftr-446	162	6	needed	need	VERB
ftr-446	162	7	to	to	PART
ftr-446	162	8	restore	restore	VERB
ftr-446	162	9	actuarial	actuarial	ADJ
ftr-446	162	10	balance	balance	NOUN
ftr-446	162	11	to	to	ADP
ftr-446	162	12	the	the	DET
ftr-446	162	13	existing	exist	VERB
ftr-446	162	14	system	system	NOUN
ftr-446	162	15	are	be	AUX
ftr-446	162	16	still	still	ADV
ftr-446	162	17	relatively	relatively	ADV
ftr-446	162	18	modest	modest	ADJ
ftr-446	162	19	,	,	PUNCT
ftr-446	162	20	but	but	CCONJ
ftr-446	162	21	the	the	DET
ftr-446	162	22	required	require	VERB
ftr-446	162	23	tax	tax	NOUN
ftr-446	162	24	increases	increase	NOUN
ftr-446	162	25	(	(	PUNCT
ftr-446	162	26	or	or	CCONJ
ftr-446	162	27	benefit	benefit	NOUN
ftr-446	162	28	cuts	cut	NOUN
ftr-446	162	29	)	)	PUNCT
ftr-446	162	30	will	will	AUX
ftr-446	162	31	rise	rise	VERB
ftr-446	162	32	steeply	steeply	ADV
ftr-446	162	33	with	with	ADP
ftr-446	162	34	the	the	DET
ftr-446	162	35	passage	passage	NOUN
ftr-446	162	36	of	of	ADP
ftr-446	162	37	time	time	NOUN
ftr-446	162	38	.	.	PUNCT
ftr-446	163	1	proponents	proponent	NOUN
ftr-446	163	2	of	of	ADP
ftr-446	163	3	privatization	privatization	NOUN
ftr-446	163	4	also	also	ADV
ftr-446	163	5	can	can	AUX
ftr-446	163	6	not	not	PART
ftr-446	163	7	afford	afford	VERB
ftr-446	163	8	delay	delay	VERB
ftr-446	163	9	,	,	PUNCT
ftr-446	163	10	since	since	SCONJ
ftr-446	163	11	the	the	DET
ftr-446	163	12	costs	cost	NOUN
ftr-446	163	13	of	of	ADP
ftr-446	163	14	maintaining	maintain	VERB
ftr-446	163	15	promised	promise	VERB
ftr-446	163	16	benefits	benefit	NOUN
ftr-446	163	17	under	under	ADP
ftr-446	163	18	the	the	DET
ftr-446	163	19	existing	exist	VERB
ftr-446	163	20	system	system	NOUN
ftr-446	163	21	while	while	SCONJ
ftr-446	163	22	setting	set	VERB
ftr-446	163	23	aside	aside	ADP
ftr-446	163	24	additional	additional	ADJ
ftr-446	163	25	funds	fund	NOUN
ftr-446	163	26	for	for	ADP
ftr-446	163	27	a	a	DET
ftr-446	163	28	new	new	ADJ
ftr-446	163	29	system	system	NOUN
ftr-446	163	30	of	of	ADP
ftr-446	163	31	private	private	ADJ
ftr-446	163	32	accounts	account	NOUN
ftr-446	163	33	will	will	AUX
ftr-446	163	34	eventually	eventually	ADV
ftr-446	163	35	become	become	VERB
ftr-446	163	36	prohibitive	prohibitive	ADJ
ftr-446	163	37	.	.	PUNCT
ftr-446	164	1	even	even	ADV
ftr-446	164	2	in	in	ADP
ftr-446	164	3	the	the	DET
ftr-446	164	4	absence	absence	NOUN
ftr-446	164	5	of	of	ADP
ftr-446	164	6	an	an	DET
ftr-446	164	7	immediate	immediate	ADJ
ftr-446	164	8	liquidity	liquidity	NOUN
ftr-446	164	9	"	"	PUNCT
ftr-446	164	10	crisis	crisis	NOUN
ftr-446	164	11	,	,	PUNCT
ftr-446	164	12	"	"	PUNCT
ftr-446	164	13	there	there	PRON
ftr-446	164	14	is	be	VERB
ftr-446	164	15	general	general	ADJ
ftr-446	164	16	agreement	agreement	NOUN
ftr-446	164	17	that	that	PRON
ftr-446	164	18	social	social	ADJ
ftr-446	164	19	security	security	NOUN
ftr-446	164	20	reform	reform	NOUN
ftr-446	164	21	should	should	AUX
ftr-446	164	22	be	be	AUX
ftr-446	164	23	undertaken	undertake	VERB
ftr-446	164	24	sooner	soon	ADV
ftr-446	164	25	rather	rather	ADV
ftr-446	164	26	than	than	ADP
ftr-446	164	27	later	later	ADV
ftr-446	164	28	.	.	PUNCT
ftr-446	165	1	conclusion	conclusion	NOUN
ftr-446	165	2	.	.	PUNCT
ftr-446	166	1	these	these	DET
ftr-446	166	2	volumes	volume	NOUN
ftr-446	166	3	provide	provide	VERB
ftr-446	166	4	insightful	insightful	ADJ
ftr-446	166	5	and	and	CCONJ
ftr-446	166	6	balanced	balanced	ADJ
ftr-446	166	7	analysis	analysis	NOUN
ftr-446	166	8	of	of	ADP
ftr-446	166	9	a	a	DET
ftr-446	166	10	broad	broad	ADJ
ftr-446	166	11	range	range	NOUN
ftr-446	166	12	of	of	ADP
ftr-446	166	13	issues	issue	NOUN
ftr-446	166	14	in	in	ADP
ftr-446	166	15	the	the	DET
ftr-446	166	16	social	social	ADJ
ftr-446	166	17	security	security	NOUN
ftr-446	166	18	debate	debate	NOUN
ftr-446	166	19	.	.	PUNCT
ftr-446	167	1	despite	despite	SCONJ
ftr-446	167	2	the	the	DET
ftr-446	167	3	diverse	diverse	ADJ
ftr-446	167	4	approaches	approach	NOUN
ftr-446	167	5	taken	take	VERB
ftr-446	167	6	by	by	ADP
ftr-446	167	7	the	the	DET
ftr-446	167	8	contributors	contributor	NOUN
ftr-446	167	9	,	,	PUNCT
ftr-446	167	10	there	there	PRON
ftr-446	167	11	appears	appear	VERB
ftr-446	167	12	to	to	PART
ftr-446	167	13	be	be	AUX
ftr-446	167	14	remarkable	remarkable	ADJ
ftr-446	167	15	agreement	agreement	NOUN
ftr-446	167	16	about	about	ADP
ftr-446	167	17	the	the	DET
ftr-446	167	18	economic	economic	ADJ
ftr-446	167	19	tradeoffs	tradeoff	NOUN
ftr-446	167	20	inherent	inherent	ADJ
ftr-446	167	21	in	in	ADP
ftr-446	167	22	various	various	ADJ
ftr-446	167	23	reform	reform	NOUN
ftr-446	167	24	proposals	proposal	NOUN
ftr-446	167	25	.	.	PUNCT
ftr-446	168	1	indeed	indeed	ADV
ftr-446	168	2	,	,	PUNCT
ftr-446	168	3	according	accord	VERB
ftr-446	168	4	to	to	ADP
ftr-446	168	5	one	one	NUM
ftr-446	168	6	of	of	ADP
ftr-446	168	7	the	the	DET
ftr-446	168	8	editors	editor	NOUN
ftr-446	168	9	,	,	PUNCT
ftr-446	168	10	"	"	PUNCT
ftr-446	168	11	the	the	DET
ftr-446	168	12	economics	economic	NOUN
ftr-446	168	13	,	,	PUNCT
ftr-446	168	14	while	while	SCONJ
ftr-446	168	15	interesting	interesting	ADJ
ftr-446	168	16	,	,	PUNCT
ftr-446	168	17	complicated	complicated	ADJ
ftr-446	168	18	,	,	PUNCT
ftr-446	168	19	and	and	CCONJ
ftr-446	168	20	often	often	ADV
ftr-446	168	21	misreported	misreporte	VERB
ftr-446	168	22	,	,	PUNCT
ftr-446	168	23	is	be	AUX
ftr-446	168	24	not	not	PART
ftr-446	168	25	controversial	controversial	ADJ
ftr-446	168	26	.	.	PUNCT
ftr-446	169	1	"	"	PUNCT
ftr-446	169	2	'	'	PUNCT
ftr-446	169	3	"	"	PUNCT
ftr-446	169	4	at	at	ADP
ftr-446	169	5	the	the	DET
ftr-446	169	6	same	same	ADJ
ftr-446	169	7	time	time	NOUN
ftr-446	169	8	,	,	PUNCT
ftr-446	169	9	the	the	DET
ftr-446	169	10	various	various	ADJ
ftr-446	169	11	reform	reform	NOUN
ftr-446	169	12	proposals	proposal	NOUN
ftr-446	169	13	elicit	elicit	VERB
ftr-446	169	14	differing	differ	VERB
ftr-446	169	15	assessments	assessment	NOUN
ftr-446	169	16	which	which	PRON
ftr-446	169	17	inevitably	inevitably	ADV
ftr-446	169	18	reflect	reflect	VERB
ftr-446	169	19	highly	highly	ADV
ftr-446	169	20	controversial	controversial	ADJ
ftr-446	169	21	judgments	judgment	NOUN
ftr-446	169	22	about	about	ADP
ftr-446	169	23	values	value	NOUN
ftr-446	169	24	and	and	CCONJ
ftr-446	169	25	politics	politic	NOUN
ftr-446	169	26	.	.	PUNCT
ftr-446	170	1	this	this	PRON
ftr-446	170	2	is	be	AUX
ftr-446	170	3	hardly	hardly	ADV
ftr-446	170	4	surprising	surprising	ADJ
ftr-446	170	5	,	,	PUNCT
ftr-446	170	6	for	for	SCONJ
ftr-446	170	7	values	value	NOUN
ftr-446	170	8	and	and	CCONJ
ftr-446	170	9	politics	politic	NOUN
ftr-446	170	10	lie	lie	VERB
ftr-446	170	11	at	at	ADP
ftr-446	170	12	the	the	DET
ftr-446	170	13	heart	heart	NOUN
ftr-446	170	14	of	of	ADP
ftr-446	170	15	the	the	DET
ftr-446	170	16	social	social	ADJ
ftr-446	170	17	19	19	NUM
ftr-446	170	18	.	.	PUNCT
ftr-446	171	1	see	see	VERB
ftr-446	171	2	lawrence	lawrence	PROPN
ftr-446	171	3	r.	r.	PROPN
ftr-446	171	4	jacobs	jacobs	PROPN
ftr-446	171	5	&	&	CCONJ
ftr-446	171	6	robert	robert	PROPN
ftr-446	171	7	y.	y.	PROPN
ftr-446	171	8	shapiro	shapiro	PROPN
ftr-446	171	9	,	,	PUNCT
ftr-446	171	10	myths	myth	NOUN
ftr-446	171	11	and	and	CCONJ
ftr-446	171	12	misunderstandings	misunderstanding	NOUN
ftr-446	171	13	about	about	ADP
ftr-446	171	14	public	public	ADJ
ftr-446	171	15	opinion	opinion	NOUN
ftr-446	171	16	toward	toward	ADP
ftr-446	171	17	social	social	ADJ
ftr-446	171	18	security	security	NOUN
ftr-446	171	19	,	,	PUNCT
ftr-446	171	20	in	in	ADP
ftr-446	171	21	framing	frame	VERB
ftr-446	171	22	the	the	DET
ftr-446	171	23	social	social	ADJ
ftr-446	171	24	security	security	NOUN
ftr-446	171	25	debate	debate	NOUN
ftr-446	171	26	,	,	PUNCT
ftr-446	171	27	supra	supra	PROPN
ftr-446	171	28	note	note	NOUN
ftr-446	171	29	1	1	NUM
ftr-446	171	30	,	,	PUNCT
ftr-446	171	31	at	at	ADP
ftr-446	171	32	355	355	NUM
ftr-446	171	33	,	,	PUNCT
ftr-446	171	34	364	364	NUM
ftr-446	171	35	-	-	SYM
ftr-446	171	36	76	76	NUM
ftr-446	171	37	.	.	PUNCT
ftr-446	172	1	20	20	NUM
ftr-446	172	2	.	.	PUNCT
ftr-446	173	1	see	see	VERB
ftr-446	173	2	john	john	PROPN
ftr-446	173	3	rother	rother	PROPN
ftr-446	173	4	&	&	CCONJ
ftr-446	173	5	william	william	PROPN
ftr-446	173	6	e.	e.	PROPN
ftr-446	173	7	wright	wright	PROPN
ftr-446	173	8	,	,	PUNCT
ftr-446	173	9	americans	americans	PROPN
ftr-446	173	10	'	'	PART
ftr-446	173	11	views	view	NOUN
ftr-446	173	12	of	of	ADP
ftr-446	173	13	social	social	ADJ
ftr-446	173	14	security	security	NOUN
ftr-446	173	15	and	and	CCONJ
ftr-446	173	16	social	social	ADJ
ftr-446	173	17	security	security	NOUN
ftr-446	173	18	reforms	reform	NOUN
ftr-446	173	19	,	,	PUNCT
ftr-446	173	20	in	in	ADP
ftr-446	173	21	prospects	prospect	NOUN
ftr-446	173	22	for	for	ADP
ftr-446	173	23	social	social	ADJ
ftr-446	173	24	security	security	NOUN
ftr-446	173	25	reform	reform	NOUN
ftr-446	173	26	,	,	PUNCT
ftr-446	173	27	supra	supra	PROPN
ftr-446	173	28	note	note	NOUN
ftr-446	173	29	3	3	NUM
ftr-446	173	30	,	,	PUNCT
ftr-446	173	31	at	at	ADP
ftr-446	173	32	380	380	NUM
ftr-446	173	33	,	,	PUNCT
ftr-446	173	34	392	392	NUM
ftr-446	173	35	-	-	SYM
ftr-446	173	36	93	93	NUM
ftr-446	173	37	.	.	PUNCT
ftr-446	174	1	21	21	NUM
ftr-446	174	2	.	.	PUNCT
ftr-446	175	1	alicia	alicia	PROPN
ftr-446	175	2	h.	h.	PROPN
ftr-446	175	3	munnell	munnell	PROPN
ftr-446	175	4	,	,	PUNCT
ftr-446	175	5	introduction	introduction	NOUN
ftr-446	175	6	,	,	PUNCT
ftr-446	175	7	in	in	ADP
ftr-446	175	8	framing	frame	VERB
ftr-446	175	9	the	the	DET
ftr-446	175	10	social	social	ADJ
ftr-446	175	11	security	security	NOUN
ftr-446	175	12	debate	debate	NOUN
ftr-446	175	13	,	,	PUNCT
ftr-446	175	14	supra	supra	PROPN
ftr-446	175	15	note	note	NOUN
ftr-446	175	16	1	1	NUM
ftr-446	175	17	,	,	PUNCT
ftr-446	175	18	at	at	ADP
ftr-446	175	19	1	1	NUM
ftr-446	175	20	,	,	PUNCT
ftr-446	175	21	28	28	NUM
ftr-446	175	22	.	.	PUNCT
ftr-446	176	1	[	[	X
ftr-446	176	2	vol	vol	NOUN
ftr-446	176	3	4:5	4:5	NUM
ftr-446	176	4	19991	19991	NUM
ftr-446	176	5	perspectives	perspective	NOUN
ftr-446	176	6	on	on	ADP
ftr-446	176	7	social	social	ADJ
ftr-446	176	8	security	security	NOUN
ftr-446	176	9	reform	reform	NOUN
ftr-446	176	10	427	427	NUM
ftr-446	176	11	security	security	NOUN
ftr-446	176	12	debate	debate	NOUN
ftr-446	176	13	.	.	PUNCT
ftr-446	177	1	it	it	PRON
ftr-446	177	2	would	would	AUX
ftr-446	177	3	be	be	AUX
ftr-446	177	4	unrealistic	unrealistic	ADJ
ftr-446	177	5	to	to	PART
ftr-446	177	6	expect	expect	VERB
ftr-446	177	7	unanimous	unanimous	ADJ
ftr-446	177	8	agreement	agreement	NOUN
ftr-446	177	9	on	on	ADP
ftr-446	177	10	the	the	DET
ftr-446	177	11	criteria	criterion	NOUN
ftr-446	177	12	for	for	ADP
ftr-446	177	13	evaluating	evaluate	VERB
ftr-446	177	14	competing	compete	VERB
ftr-446	177	15	reform	reform	NOUN
ftr-446	177	16	proposals	proposal	NOUN
ftr-446	177	17	,	,	PUNCT
ftr-446	177	18	much	much	ADV
ftr-446	177	19	less	less	ADJ
ftr-446	177	20	on	on	ADP
ftr-446	177	21	their	their	PRON
ftr-446	177	22	substantive	substantive	ADJ
ftr-446	177	23	merits	merit	NOUN
ftr-446	177	24	.	.	PUNCT
ftr-446	178	1	for	for	ADP
ftr-446	178	2	all	all	PRON
ftr-446	178	3	of	of	ADP
ftr-446	178	4	the	the	DET
ftr-446	178	5	differences	difference	NOUN
ftr-446	178	6	in	in	ADP
ftr-446	178	7	their	their	PRON
ftr-446	178	8	premises	premise	NOUN
ftr-446	178	9	and	and	CCONJ
ftr-446	178	10	viewpoints	viewpoint	NOUN
ftr-446	178	11	,	,	PUNCT
ftr-446	178	12	the	the	DET
ftr-446	178	13	contributors	contributor	NOUN
ftr-446	178	14	bring	bring	VERB
ftr-446	178	15	a	a	DET
ftr-446	178	16	welcome	welcome	ADJ
ftr-446	178	17	note	note	NOUN
ftr-446	178	18	of	of	ADP
ftr-446	178	19	clarity	clarity	NOUN
ftr-446	178	20	and	and	CCONJ
ftr-446	178	21	candor	candor	NOUN
ftr-446	178	22	to	to	ADP
ftr-446	178	23	the	the	DET
ftr-446	178	24	debate	debate	NOUN
ftr-446	178	25	.	.	PUNCT