id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fbem-1043	Wongsunopparat, Sumas; He, Chunjing	Factors Influencing Chinese Consumers’ Desire to Use E-payment in Thailand	2022	10	.pdf	application/pdf	7928	378	45	More importantly, Trust & Security (TS) and second- order latent variable called Product value (PD) which represents User friendly (UF) and Technological aspects (TN) of e-Payment system seem to have significant effects on customer desire to use e-Payment due to their p-values are both less than .05. That means if e-Payment operators can provide highly-secure, high-tech, and user-friendly e-Payment system that can be trusted, people will be more likely to switch to use e-Payment to replace cards and cash any day.	cache/fbem-1043.pdf	txt/fbem-1043.txt