id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fbem-1428	Li, Yuxi; Zhao, Guiyu; Qiang, Yuntao; Wu, Jibing	Research on The Effect of Digital Finance on The Transformation and Upgrading of Residents' Consumption Structure	2022	4	.pdf	application/pdf	2825	94	27	Therefore, digital finance can alleviate the problem of unreasonable allocation of financial resources caused by financial exclusion, promote financial services to cover more rural low-income people, help them obtain financial support, let more rural residents enjoy low-threshold, low-risk, efficient and convenient financial service products and services, increase the investment income of rural residents, help improve the consumption capacity of rural residents, and thus drive the narrowing of the gap between urban and rural residents' consumption. The Issue of Establishing and Improving the Regulatory System for Digital Inclusive Finance In order to strengthen the risk prevention of digital inclusive finance, it is recommended to make full use of regulatory technology empowerment, continuously improve regulatory capabilities, and pay attention to the role of industry self-discipline; Unify regulatory standards in various fields to avoid regulatory arbitrage; Continue to strengthen behavior supervision and functional supervision; In particular, pay attention to the prevention and control of algorithm discrimination, induce improper marketing, information abuse and other behaviors that infringe on the rights and interests of financial consumers that may be brought about by the use of digital technology, and strive to strengthen data security and personal information protection, so that the people can fully trust digital inclusive financial services and can truly use digital inclusive financial services with confidence.	cache/fbem-1428.pdf	txt/fbem-1428.txt