id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fbem-17400	Jiang, Shengye	Commercial Bank Loan Risk and Prevention	2024	4	.pdf	application/pdf	3047	118	42	This paper discusses the risk and prevention of commercial bank loans from the aspects of the concept and characteristics of commercial bank loan risk, the current problems in the risk management and control of commercial bank loans, and the countermeasures to the risk management and control of commercial bank loans, so as to provide reference for promoting the healthy development of the financial industry and standardizing the management of financial enterprises. The concept of commercial bank loan risk The risk of commercial bank loans refers to the possibility that the borrower or counterparty of the bank fails to perform its obligations in accordance with the agreed terms, so the borrower cannot repay the principal and interest of the loan on time or fails to repay it within the time limit, resulting in changes in the income of the commercial bank.	cache/fbem-17400.pdf	txt/fbem-17400.txt