id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fbem-18148	Wang, Xinyi; He, Zheng; Yang, Xiaohong	How Supply Chain Finance Helps SME Financing under Blockchain Technology: A Multi-Case Comparative Study Based on Manufacturing Industry	2024	7	.pdf	application/pdf	4830	165	37	Supply chain financial platform enterprises should further play an advantage, improve the composite talent training mechanism, and provide human resources support for the development of digital innovation. Comparison of supply chain finance financing methods between the two companies Projects Company name Shaanxi Sun Simiao High-Tech Pharmaceutical Co.Ltd. Micro and small enterprises under Jiangxi Ganjiu Wine Co.Ltd Financing options Conventional fixed asset mortgages Supply Chain Finance with Blockchain Technology Access to finance The Agricultural Bank of China Jiangxi Bank Financial guarantors Shaanxi Pharmaceutical Holding Group Co.Ltd. Jiangxi Ganjiu Wine Co.Ltd. The financing process Apply to the bank, the bank accepts the application, conducts an assessment and investigation, the bank examines the eligibility criteria and then signs a contract to make a loan A blockchain technology platform that covers the entire process and allows banks and guarantors to share data and information in real time Bank data sources Self-provided by the company Data sharing between banks, guarantors and SMEs The first source of repayment Shaanxi Sun Simiao Enterprise (all financial flows including payment for goods) Loans to all small and medium-sized enterprises in the supply chain of Jiangxi Ganjiu Table 1 shows that Shaanxi Sun Simiao Company and Jiangxi Gan Liquor Company have the same financing methods, which are the following two points: (1) Both enterprises choose to co-operate with financial institutions- banks; Shaanxi Sun Simiao Company signed an agreement with Agricultural Bank of China to obtain financial support from the bank; Jiangxi Gan Liquor Company chose to join hands with the local Jiangxi Bank to create a third-party platform to help the enterprise.	cache/fbem-18148.pdf	txt/fbem-18148.txt