id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fbem-18282	Guo, Zhichao	Study on the Impact of Interest Rate Marketisation on the Profitability of Chinese Commercial Banks	2024	7	.pdf	application/pdf	5284	196	36	This paper identifies the positive effects of banking transformation on improving bank profitability by building a model, which will help construct a theoretical framework for commercial bank profitability in the context of interest rate marketisation. Net interest margin and commercial bank profitability is proportional to the relationship between every 1% rise in profitability, commercial bank profitability rose by 0.2538037%, net interest margin is the difference between the interest on deposits and loans of commercial banks, is the most important mode of profitability, the importance of self- evident; asset size and commercial bank profitability is proportional to the relationship between every 1% rise in profitability, commercial bank profitability rose by 241 0.4333385%, any Enterprises have scale effects, banks are no exception, the size of the bank can reduce marginal costs, thereby improving their profitability; non-performing loans provision coverage ratio and commercial bank profitability is inversely proportional to the relationship between every 1% rise in profitability of commercial banks, the profitability of commercial banks fell by 0.0006444%; non-interest income ratio and commercial bank profitability is a positive relationship between every 1% rise in profitability of commercial banks rose by 0.0006444%; non-interest income ratio and commercial bank profitability is a positive relationship between every 1% rise in profitability of commercial banks rose by 0.0006444%.	cache/fbem-18282.pdf	txt/fbem-18282.txt