id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fbem-29337	Li, Weiye	The Positive Impact of Digital Financial Inclusion on Household Consumption	2025	5	.pdf	application/pdf	3646	238	35	Internet penetration rates meet the necessary conditions for an effective IV: they are highly correlated with DFI adoption but do not directly influence household consumption beyond their role in enabling DFI. This study explores how DFI affects household consumption, focusing on how these services alleviate liquidity constraints, foster intertemporal consumption, and promote inclusive growth.	cache/fbem-29337.pdf	txt/fbem-29337.txt