id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fbem-5882	Yuan, Yuetong	Transformation and Upgrading Development Strategies of Small and Medium-sized Banks Under the Influence of Internet Finance: A Case Study of China Everbright Bank	2023	5	.pdf	application/pdf	3785	102	17	This paper first studies and analyzes the impact of Internet financial technology on the current digital business transformation and development direction of small and medium-sized commercial banks from the market perspective, the bank perspective and the regulatory perspective, and then analyzes the current external policy environment of Internet finance industry and the internal management environment of small and medium-sized state-owned commercial banks in China. The rapid development of financial technology has greatly accelerated the process of interest rate marketization, which will inevitably bring huge impact to the traditional financial industry.	cache/fbem-5882.pdf	txt/fbem-5882.txt