id	sid	eid	entity	type
fbem-16432	1	1	2766-824x	QUANTITY
fbem-16432	1	2	13	CARDINAL
fbem-16432	1	3	1	CARDINAL
fbem-16432	1	4	2024 21	DATE
fbem-16432	1	5	xiao zhang school of business	PERSON
fbem-16432	1	6	nanjing	GPE
fbem-16432	1	7	university	GPE
fbem-16432	1	8	210000	CARDINAL
fbem-16432	1	9	china	GPE
fbem-16432	3	1	1	CARDINAL
fbem-16432	3	2	2	CARDINAL
fbem-16432	4	1	3	CARDINAL
fbem-16432	5	1	4	CARDINAL
fbem-16432	7	1	1.	CARDINAL
fbem-16432	14	1	third	ORDINAL
fbem-16432	17	1	2	CARDINAL
fbem-16432	20	1	china	GPE
fbem-16432	21	1	china	GPE
fbem-16432	21	2	digital china	ORG
fbem-16432	22	1	digital china	ORG
fbem-16432	22	2	china	GPE
fbem-16432	26	1	22 3	CARDINAL
fbem-16432	27	1	guiso	PERSON
fbem-16432	27	2	haliassos	PERSON
fbem-16432	27	3	jappelli	PERSON
fbem-16432	27	4	european	NORP
fbem-16432	27	5	american	NORP
fbem-16432	29	1	campell	ORG
fbem-16432	31	1	agnew	PERSON
fbem-16432	33	1	bernheim	GPE
fbem-16432	34	1	j m	PERSON
fbem-16432	39	1	rooij et al	PERSON
fbem-16432	40	1	hong et al.	GPE
fbem-16432	40	2	guiso	PERSON
fbem-16432	40	3	paiella	PERSON
fbem-16432	40	4	guiso et al	PERSON
fbem-16432	40	5	the united states	GPE
fbem-16432	40	6	italy	GPE
fbem-16432	40	7	netherlands	GPE
fbem-16432	43	1	guiso et al	PERSON
fbem-16432	44	1	durlurf	ORG
fbem-16432	45	1	hong et al.	GPE
fbem-16432	47	1	yin zhichao et al	PERSON
fbem-16432	49	1	liu yulin	PERSON
fbem-16432	49	2	zheng xiaochen	PERSON
fbem-16432	50	1	chfs	NORP
fbem-16432	50	2	xiaomeng et al.	PERSON
fbem-16432	52	1	beck et al.	PERSON
fbem-16432	53	1	2017	CARDINAL
fbem-16432	53	2	china	GPE
fbem-16432	53	3	qiangguo linghe mall	ORG
fbem-16432	57	1	4	CARDINAL
fbem-16432	57	2	1	CARDINAL
fbem-16432	57	3	the 1950s	DATE
fbem-16432	57	4	american	NORP
fbem-16432	57	5	1952	DATE
fbem-16432	60	1	23	CARDINAL
fbem-16432	61	1	william sharpe	PERSON
fbem-16432	63	1	ross	PERSON
fbem-16432	64	1	1969	DATE
fbem-16432	66	1	2	CARDINAL
fbem-16432	66	2	the 1990s	DATE
fbem-16432	67	1	today	DATE
fbem-16432	68	1	kempson	PERSON
fbem-16432	68	2	whyley(1999a,1999b	PERSON
fbem-16432	68	3	six	CARDINAL
fbem-16432	70	1	second	ORDINAL
fbem-16432	70	2	third	ORDINAL
fbem-16432	70	3	fourth	ORDINAL
fbem-16432	70	4	sixth	ORDINAL
fbem-16432	71	1	3	CARDINAL
fbem-16432	71	2	american	NORP
fbem-16432	71	3	chris	PERSON
fbem-16432	72	1	anderson	PERSON
fbem-16432	76	1	yu	PERSON
fbem-16432	77	1	yu	PERSON
fbem-16432	78	1	china	GPE
fbem-16432	80	1	5	CARDINAL
fbem-16432	80	2	china	GPE
fbem-16432	84	1	1	CARDINAL
fbem-16432	84	2	the 1990s	DATE
fbem-16432	85	1	80/20	CARDINAL
fbem-16432	85	2	20%	PERCENT
fbem-16432	85	3	80%	PERCENT
fbem-16432	85	4	80%	PERCENT
fbem-16432	89	1	2	CARDINAL
fbem-16432	89	2	china	GPE
fbem-16432	89	3	china	GPE
fbem-16432	90	1	24	CARDINAL
fbem-16432	92	1	3	CARDINAL
fbem-16432	93	1	third	ORDINAL
fbem-16432	95	1	1	CARDINAL
fbem-16432	96	1	alipay	PERSON
fbem-16432	97	1	2	CARDINAL
fbem-16432	99	1	3	CARDINAL
fbem-16432	101	1	4	CARDINAL
fbem-16432	104	1	1	CARDINAL
fbem-16432	106	1	2	CARDINAL
fbem-16432	108	1	digital financial platforms	ORG
fbem-16432	109	1	3	CARDINAL
fbem-16432	111	1	5	CARDINAL
fbem-16432	112	1	1	CARDINAL
fbem-16432	114	1	2	CARDINAL
fbem-16432	115	1	3.	CARDINAL
fbem-16432	116	1	4	CARDINAL
fbem-16432	119	1	5	CARDINAL
fbem-16432	121	1	first	ORDINAL
fbem-16432	121	2	china	GPE
fbem-16432	121	3	china	GPE
fbem-16432	122	1	25	CARDINAL
fbem-16432	123	1	china	GPE
fbem-16432	124	1	60%	PERCENT
fbem-16432	124	2	china	GPE
fbem-16432	124	3	80%	PERCENT
fbem-16432	129	1	china	GPE
fbem-16432	130	1	second	ORDINAL
fbem-16432	134	1	third	ORDINAL
fbem-16432	138	1	6	CARDINAL
fbem-16432	138	2	first	ORDINAL
fbem-16432	140	1	second	ORDINAL
fbem-16432	140	2	china	GPE
fbem-16432	142	1	third	ORDINAL
fbem-16432	145	1	china	GPE
fbem-16432	151	1	26	CARDINAL
fbem-16432	154	1	7	CARDINAL
fbem-16432	161	1	first	ORDINAL
fbem-16432	164	1	second	ORDINAL
fbem-16432	166	1	third	ORDINAL
fbem-16432	168	1	fourth	ORDINAL
fbem-16432	170	1	1	CARDINAL
fbem-16432	172	1	1952	DATE
fbem-16432	172	2	7	CARDINAL
fbem-16432	172	3	1	CARDINAL
fbem-16432	173	1	77-91	CARDINAL
fbem-16432	174	1	2	CARDINAL
fbem-16432	175	1	1958	DATE
fbem-16432	175	2	25(2):65-86	DATE
fbem-16432	176	1	3	CARDINAL
fbem-16432	176	2	william.	PERSON
fbem-16432	177	1	1964	DATE
fbem-16432	177	2	12	CARDINAL
fbem-16432	178	1	4	CARDINAL
fbem-16432	178	2	1969	DATE
fbem-16432	179	1	5	CARDINAL
fbem-16432	179	2	jappelli	PERSON
fbem-16432	180	1	cambridge	GPE
fbem-16432	180	2	mit press,2002:251-290	ORG
fbem-16432	181	1	6	CARDINAL
fbem-16432	182	1	191-211	CARDINAL
fbem-16432	183	1	7	CARDINAL
fbem-16432	183	2	c. c.	PERSON
fbem-16432	183	3	1998	DATE
fbem-16432	183	4	1983-1989	DATE
fbem-16432	183	5	263~275	CARDINAL
fbem-16432	184	1	8	CARDINAL
fbem-16432	184	2	jappelli	PERSON
fbem-16432	185	1	cambridge	GPE
fbem-16432	185	2	mit press,2002:251-290	ORG
fbem-16432	186	1	9	CARDINAL
fbem-16432	186	2	jappelli	GPE
fbem-16432	186	3	europe	LOC
fbem-16432	187	1	policy2003	PERSON
fbem-16432	187	2	18(36):123-170	CARDINAL
fbem-16432	188	1	10	CARDINAL
fbem-16432	188	2	campbell jy household	ORG
fbem-16432	189	1	2006	DATE
fbem-16432	189	2	61(4	DATE
fbem-16432	189	3	1553-1604	DATE
fbem-16432	190	1	11	CARDINAL
fbem-16432	190	2	agnew j balduzzi p	PERSON
fbem-16432	193	1	american	NORP
fbem-16432	193	2	review2003	ORG
fbem-16432	193	3	93	CARDINAL
fbem-16432	193	4	1	CARDINAL
fbem-16432	193	5	193	CARDINAL
fbem-16432	194	1	12	CARDINAL
fbem-16432	194	2	benheim bd garrett dm	PERSON
fbem-16432	195	1	journal of public economics	ORG
fbem-16432	195	2	2003	DATE
fbem-16432	195	3	1487-1519	CARDINAL
fbem-16432	196	1	13	CARDINAL
fbem-16432	196	2	campbell jy household	ORG
fbem-16432	197	1	2006	DATE
fbem-16432	197	2	61(4	DATE
fbem-16432	197	3	1553-1604	DATE
fbem-16432	198	1	14	CARDINAL
fbem-16432	198	2	jm samwick	PERSON
fbem-16432	198	3	the 1980s	DATE
fbem-16432	198	4	1990s[j	CARDINAL
fbem-16432	200	1	15	CARDINAL