id	sid	tid	token	lemma	pos
fbem-10235	1	1	frontiers	frontier	NOUN
fbem-10235	1	2	in	in	ADP
fbem-10235	1	3	business	business	NOUN
fbem-10235	1	4	,	,	PUNCT
fbem-10235	1	5	economics	economic	NOUN
fbem-10235	1	6	and	and	CCONJ
fbem-10235	1	7	management	management	NOUN
fbem-10235	1	8	issn	issn	PROPN
fbem-10235	1	9	:	:	PUNCT
fbem-10235	1	10	2766	2766	NUM
fbem-10235	1	11	-	-	PUNCT
fbem-10235	1	12	824x	824x	NUM
fbem-10235	1	13	|	|	ADJ
fbem-10235	1	14	vol	vol	NOUN
fbem-10235	1	15	.	.	PROPN
fbem-10235	2	1	10	10	NUM
fbem-10235	2	2	,	,	PUNCT
fbem-10235	2	3	no	no	INTJ
fbem-10235	2	4	.	.	NOUN
fbem-10235	2	5	1	1	NUM
fbem-10235	2	6	,	,	PUNCT
fbem-10235	3	1	2023	2023	NUM
fbem-10235	3	2	162	162	NUM
fbem-10235	3	3	analysis	analysis	NOUN
fbem-10235	3	4	of	of	ADP
fbem-10235	3	5	the	the	DET
fbem-10235	3	6	impact	impact	NOUN
fbem-10235	3	7	of	of	ADP
fbem-10235	3	8	the	the	DET
fbem-10235	3	9	development	development	NOUN
fbem-10235	3	10	of	of	ADP
fbem-10235	3	11	internet	internet	NOUN
fbem-10235	3	12	finance	finance	NOUN
fbem-10235	3	13	on	on	ADP
fbem-10235	3	14	chinese	chinese	ADJ
fbem-10235	3	15	commercial	commercial	ADJ
fbem-10235	3	16	banks	bank	NOUN
fbem-10235	3	17	and	and	CCONJ
fbem-10235	3	18	countermeasures	countermeasure	NOUN
fbem-10235	3	19	huanan	huanan	PROPN
fbem-10235	3	20	li1	li1	NOUN
fbem-10235	3	21	,	,	PUNCT
fbem-10235	3	22	a	a	DET
fbem-10235	3	23	1school	1school	NUM
fbem-10235	3	24	of	of	ADP
fbem-10235	3	25	international	international	ADJ
fbem-10235	3	26	business	business	NOUN
fbem-10235	3	27	,	,	PUNCT
fbem-10235	3	28	jilin	jilin	PROPN
fbem-10235	3	29	international	international	PROPN
fbem-10235	3	30	studies	studies	PROPN
fbem-10235	3	31	university	university	PROPN
fbem-10235	3	32	,	,	PUNCT
fbem-10235	3	33	changchun	changchun	PROPN
fbem-10235	3	34	,	,	PUNCT
fbem-10235	3	35	jilin	jilin	PROPN
fbem-10235	3	36	,	,	PUNCT
fbem-10235	3	37	130117	130117	NUM
fbem-10235	3	38	,	,	PUNCT
fbem-10235	3	39	china	china	PROPN
fbem-10235	3	40	ajessica.lhn1016@gmail.com	ajessica.lhn1016@gmail.com	PROPN
fbem-10235	3	41	abstract	abstract	PROPN
fbem-10235	3	42	:	:	PUNCT
fbem-10235	3	43	along	along	ADP
fbem-10235	3	44	with	with	ADP
fbem-10235	3	45	the	the	DET
fbem-10235	3	46	continuous	continuous	ADJ
fbem-10235	3	47	progress	progress	NOUN
fbem-10235	3	48	and	and	CCONJ
fbem-10235	3	49	development	development	NOUN
fbem-10235	3	50	of	of	ADP
fbem-10235	3	51	information	information	NOUN
fbem-10235	3	52	technology	technology	NOUN
fbem-10235	3	53	,	,	PUNCT
fbem-10235	3	54	it	it	PRON
fbem-10235	3	55	has	have	AUX
fbem-10235	3	56	played	play	VERB
fbem-10235	3	57	an	an	DET
fbem-10235	3	58	important	important	ADJ
fbem-10235	3	59	role	role	NOUN
fbem-10235	3	60	in	in	ADP
fbem-10235	3	61	promoting	promote	VERB
fbem-10235	3	62	continuous	continuous	ADJ
fbem-10235	3	63	innovation	innovation	NOUN
fbem-10235	3	64	and	and	CCONJ
fbem-10235	3	65	change	change	NOUN
fbem-10235	3	66	in	in	ADP
fbem-10235	3	67	various	various	ADJ
fbem-10235	3	68	industries	industry	NOUN
fbem-10235	3	69	.	.	PUNCT
fbem-10235	4	1	among	among	ADP
fbem-10235	4	2	them	they	PRON
fbem-10235	4	3	,	,	PUNCT
fbem-10235	4	4	internet	internet	NOUN
fbem-10235	4	5	finance	finance	NOUN
fbem-10235	4	6	,	,	PUNCT
fbem-10235	4	7	which	which	PRON
fbem-10235	4	8	is	be	AUX
fbem-10235	4	9	supported	support	VERB
fbem-10235	4	10	by	by	ADP
fbem-10235	4	11	internet	internet	NOUN
fbem-10235	4	12	platform	platform	NOUN
fbem-10235	4	13	and	and	CCONJ
fbem-10235	4	14	internet	internet	NOUN
fbem-10235	4	15	technology	technology	NOUN
fbem-10235	4	16	,	,	PUNCT
fbem-10235	4	17	has	have	AUX
fbem-10235	4	18	been	be	AUX
fbem-10235	4	19	greatly	greatly	ADV
fbem-10235	4	20	developed	develop	VERB
fbem-10235	4	21	.	.	PUNCT
fbem-10235	5	1	internet	internet	NOUN
fbem-10235	5	2	finance	finance	NOUN
fbem-10235	5	3	,	,	PUNCT
fbem-10235	5	4	which	which	PRON
fbem-10235	5	5	is	be	AUX
fbem-10235	5	6	based	base	VERB
fbem-10235	5	7	on	on	ADP
fbem-10235	5	8	internet	internet	NOUN
fbem-10235	5	9	information	information	NOUN
fbem-10235	5	10	technology	technology	NOUN
fbem-10235	5	11	,	,	PUNCT
fbem-10235	5	12	not	not	PART
fbem-10235	5	13	only	only	ADV
fbem-10235	5	14	has	have	VERB
fbem-10235	5	15	the	the	DET
fbem-10235	5	16	advantages	advantage	NOUN
fbem-10235	5	17	of	of	ADP
fbem-10235	5	18	internet	internet	NOUN
fbem-10235	5	19	finance	finance	NOUN
fbem-10235	5	20	,	,	PUNCT
fbem-10235	5	21	based	base	VERB
fbem-10235	5	22	on	on	ADP
fbem-10235	5	23	internet	internet	NOUN
fbem-10235	5	24	information	information	NOUN
fbem-10235	5	25	technology	technology	NOUN
fbem-10235	5	26	,	,	PUNCT
fbem-10235	5	27	not	not	PART
fbem-10235	5	28	only	only	ADV
fbem-10235	5	29	has	have	VERB
fbem-10235	5	30	the	the	DET
fbem-10235	5	31	characteristics	characteristic	NOUN
fbem-10235	5	32	of	of	ADP
fbem-10235	5	33	rapidity	rapidity	NOUN
fbem-10235	5	34	and	and	CCONJ
fbem-10235	5	35	speed	speed	NOUN
fbem-10235	5	36	of	of	ADP
fbem-10235	5	37	the	the	DET
fbem-10235	5	38	internet	internet	NOUN
fbem-10235	5	39	,	,	PUNCT
fbem-10235	5	40	but	but	CCONJ
fbem-10235	5	41	also	also	ADV
fbem-10235	5	42	its	its	PRON
fbem-10235	5	43	ever	ever	ADV
fbem-10235	5	44	-	-	PUNCT
fbem-10235	5	45	increasing	increase	VERB
fbem-10235	5	46	credibility	credibility	NOUN
fbem-10235	5	47	brings	bring	VERB
fbem-10235	5	48	great	great	ADJ
fbem-10235	5	49	challenges	challenge	NOUN
fbem-10235	5	50	and	and	CCONJ
fbem-10235	5	51	threats	threat	NOUN
fbem-10235	5	52	to	to	ADP
fbem-10235	5	53	traditional	traditional	ADJ
fbem-10235	5	54	finance	finance	NOUN
fbem-10235	5	55	.	.	PUNCT
fbem-10235	6	1	in	in	ADP
fbem-10235	6	2	order	order	NOUN
fbem-10235	6	3	to	to	PART
fbem-10235	6	4	gain	gain	VERB
fbem-10235	6	5	advantages	advantage	NOUN
fbem-10235	6	6	in	in	ADP
fbem-10235	6	7	this	this	DET
fbem-10235	6	8	fierce	fierce	ADJ
fbem-10235	6	9	financial	financial	ADJ
fbem-10235	6	10	market	market	NOUN
fbem-10235	6	11	competition	competition	NOUN
fbem-10235	6	12	,	,	PUNCT
fbem-10235	6	13	finance	finance	NOUN
fbem-10235	6	14	should	should	AUX
fbem-10235	6	15	be	be	AUX
fbem-10235	6	16	brave	brave	ADJ
fbem-10235	6	17	enough	enough	ADV
fbem-10235	6	18	to	to	PART
fbem-10235	6	19	face	face	VERB
fbem-10235	6	20	the	the	DET
fbem-10235	6	21	challenges	challenge	NOUN
fbem-10235	6	22	brought	bring	VERB
fbem-10235	6	23	by	by	ADP
fbem-10235	6	24	internet	internet	NOUN
fbem-10235	6	25	finance	finance	NOUN
fbem-10235	6	26	and	and	CCONJ
fbem-10235	6	27	take	take	VERB
fbem-10235	6	28	active	active	ADJ
fbem-10235	6	29	and	and	CCONJ
fbem-10235	6	30	effective	effective	ADJ
fbem-10235	6	31	measures	measure	NOUN
fbem-10235	6	32	to	to	PART
fbem-10235	6	33	deal	deal	VERB
fbem-10235	6	34	with	with	ADP
fbem-10235	6	35	them	they	PRON
fbem-10235	6	36	.	.	PUNCT
fbem-10235	7	1	this	this	DET
fbem-10235	7	2	paper	paper	NOUN
fbem-10235	7	3	is	be	AUX
fbem-10235	7	4	based	base	VERB
fbem-10235	7	5	on	on	ADP
fbem-10235	7	6	a	a	DET
fbem-10235	7	7	review	review	NOUN
fbem-10235	7	8	of	of	ADP
fbem-10235	7	9	internet	internet	NOUN
fbem-10235	7	10	finance	finance	NOUN
fbem-10235	7	11	.	.	PUNCT
fbem-10235	8	1	based	base	VERB
fbem-10235	8	2	on	on	ADP
fbem-10235	8	3	this	this	PRON
fbem-10235	8	4	,	,	PUNCT
fbem-10235	8	5	this	this	DET
fbem-10235	8	6	paper	paper	NOUN
fbem-10235	8	7	analyzes	analyze	VERB
fbem-10235	8	8	the	the	DET
fbem-10235	8	9	operation	operation	NOUN
fbem-10235	8	10	mode	mode	NOUN
fbem-10235	8	11	of	of	ADP
fbem-10235	8	12	internet	internet	NOUN
fbem-10235	8	13	finance	finance	NOUN
fbem-10235	8	14	and	and	CCONJ
fbem-10235	8	15	proposes	propose	VERB
fbem-10235	8	16	a	a	DET
fbem-10235	8	17	response	response	NOUN
fbem-10235	8	18	to	to	ADP
fbem-10235	8	19	the	the	DET
fbem-10235	8	20	impact	impact	NOUN
fbem-10235	8	21	of	of	ADP
fbem-10235	8	22	internet	internet	NOUN
fbem-10235	8	23	finance	finance	NOUN
fbem-10235	8	24	on	on	ADP
fbem-10235	8	25	traditional	traditional	ADJ
fbem-10235	8	26	finance	finance	NOUN
fbem-10235	8	27	using	use	VERB
fbem-10235	8	28	swot	swot	PROPN
fbem-10235	8	29	analysis	analysis	NOUN
fbem-10235	8	30	.	.	PUNCT
fbem-10235	9	1	in	in	ADP
fbem-10235	9	2	this	this	DET
fbem-10235	9	3	paper	paper	NOUN
fbem-10235	9	4	,	,	PUNCT
fbem-10235	9	5	we	we	PRON
fbem-10235	9	6	analyze	analyze	VERB
fbem-10235	9	7	the	the	DET
fbem-10235	9	8	operation	operation	NOUN
fbem-10235	9	9	model	model	NOUN
fbem-10235	9	10	of	of	ADP
fbem-10235	9	11	internet	internet	NOUN
fbem-10235	9	12	finance	finance	NOUN
fbem-10235	9	13	and	and	CCONJ
fbem-10235	9	14	propose	propose	VERB
fbem-10235	9	15	strategies	strategy	NOUN
fbem-10235	9	16	to	to	PART
fbem-10235	9	17	cope	cope	VERB
fbem-10235	9	18	with	with	ADP
fbem-10235	9	19	the	the	DET
fbem-10235	9	20	impact	impact	NOUN
fbem-10235	9	21	of	of	ADP
fbem-10235	9	22	internet	internet	NOUN
fbem-10235	9	23	finance	finance	NOUN
fbem-10235	9	24	on	on	ADP
fbem-10235	9	25	traditional	traditional	ADJ
fbem-10235	9	26	finance	finance	NOUN
fbem-10235	9	27	by	by	ADP
fbem-10235	9	28	using	use	VERB
fbem-10235	9	29	swot	swot	PROPN
fbem-10235	9	30	analysis	analysis	NOUN
fbem-10235	9	31	.	.	PUNCT
fbem-10235	10	1	1	1	X
fbem-10235	10	2	.	.	X
fbem-10235	10	3	introduction	introduction	NOUN
fbem-10235	10	4	in	in	ADP
fbem-10235	10	5	the	the	DET
fbem-10235	10	6	past	past	ADJ
fbem-10235	10	7	ten	ten	NUM
fbem-10235	10	8	years	year	NOUN
fbem-10235	10	9	,	,	PUNCT
fbem-10235	10	10	along	along	ADP
fbem-10235	10	11	with	with	ADP
fbem-10235	10	12	the	the	DET
fbem-10235	10	13	continuous	continuous	ADJ
fbem-10235	10	14	development	development	NOUN
fbem-10235	10	15	and	and	CCONJ
fbem-10235	10	16	application	application	NOUN
fbem-10235	10	17	of	of	ADP
fbem-10235	10	18	internet	internet	NOUN
fbem-10235	10	19	technology	technology	NOUN
fbem-10235	10	20	and	and	CCONJ
fbem-10235	10	21	big	big	ADJ
fbem-10235	10	22	data	datum	NOUN
fbem-10235	10	23	technology	technology	NOUN
fbem-10235	10	24	,	,	PUNCT
fbem-10235	10	25	the	the	DET
fbem-10235	10	26	use	use	NOUN
fbem-10235	10	27	of	of	ADP
fbem-10235	10	28	internet	internet	NOUN
fbem-10235	10	29	technology	technology	NOUN
fbem-10235	10	30	such	such	ADJ
fbem-10235	10	31	as	as	ADP
fbem-10235	10	32	cloud	cloud	NOUN
fbem-10235	10	33	computing	computing	NOUN
fbem-10235	10	34	,	,	PUNCT
fbem-10235	10	35	social	social	ADJ
fbem-10235	10	36	networking	networking	NOUN
fbem-10235	10	37	and	and	CCONJ
fbem-10235	10	38	e	e	NOUN
fbem-10235	10	39	-	-	NOUN
fbem-10235	10	40	commerce	commerce	NOUN
fbem-10235	10	41	supported	support	VERB
fbem-10235	10	42	by	by	ADP
fbem-10235	10	43	both	both	DET
fbem-10235	10	44	technologies	technology	NOUN
fbem-10235	10	45	has	have	AUX
fbem-10235	10	46	also	also	ADV
fbem-10235	10	47	been	be	AUX
fbem-10235	10	48	well	well	ADV
fbem-10235	10	49	developed[1	developed[1	NOUN
fbem-10235	10	50	]	]	PUNCT
fbem-10235	10	51	.	.	PUNCT
fbem-10235	11	1	thanks	thank	NOUN
fbem-10235	11	2	to	to	ADP
fbem-10235	11	3	the	the	DET
fbem-10235	11	4	development	development	NOUN
fbem-10235	11	5	of	of	ADP
fbem-10235	11	6	internet	internet	NOUN
fbem-10235	11	7	information	information	NOUN
fbem-10235	11	8	technology	technology	NOUN
fbem-10235	11	9	,	,	PUNCT
fbem-10235	11	10	internet	internet	NOUN
fbem-10235	11	11	finance	finance	NOUN
fbem-10235	11	12	has	have	AUX
fbem-10235	11	13	been	be	AUX
fbem-10235	11	14	greatly	greatly	ADV
fbem-10235	11	15	developed	develop	VERB
fbem-10235	11	16	since	since	SCONJ
fbem-10235	11	17	its	its	PRON
fbem-10235	11	18	birth	birth	NOUN
fbem-10235	11	19	,	,	PUNCT
fbem-10235	11	20	and	and	CCONJ
fbem-10235	11	21	with	with	ADP
fbem-10235	11	22	the	the	DET
fbem-10235	11	23	continuous	continuous	ADJ
fbem-10235	11	24	application	application	NOUN
fbem-10235	11	25	of	of	ADP
fbem-10235	11	26	big	big	ADJ
fbem-10235	11	27	data	datum	NOUN
fbem-10235	11	28	technology	technology	NOUN
fbem-10235	11	29	and	and	CCONJ
fbem-10235	11	30	the	the	DET
fbem-10235	11	31	emergence	emergence	NOUN
fbem-10235	11	32	of	of	ADP
fbem-10235	11	33	more	more	ADJ
fbem-10235	11	34	and	and	CCONJ
fbem-10235	11	35	more	more	ADJ
fbem-10235	11	36	e	e	NOUN
fbem-10235	11	37	-	-	NOUN
fbem-10235	11	38	commerce	commerce	NOUN
fbem-10235	11	39	platforms	platform	NOUN
fbem-10235	11	40	,	,	PUNCT
fbem-10235	11	41	internet	internet	NOUN
fbem-10235	11	42	finance	finance	NOUN
fbem-10235	11	43	has	have	AUX
fbem-10235	11	44	become	become	VERB
fbem-10235	11	45	more	more	ADV
fbem-10235	11	46	and	and	CCONJ
fbem-10235	11	47	more	more	ADV
fbem-10235	11	48	favored	favor	VERB
fbem-10235	11	49	and	and	CCONJ
fbem-10235	11	50	trusted	trust	VERB
fbem-10235	11	51	by	by	ADP
fbem-10235	11	52	the	the	DET
fbem-10235	11	53	majority	majority	NOUN
fbem-10235	11	54	of	of	ADP
fbem-10235	11	55	internet	internet	NOUN
fbem-10235	11	56	users	user	NOUN
fbem-10235	11	57	,	,	PUNCT
fbem-10235	11	58	while	while	SCONJ
fbem-10235	11	59	also	also	ADV
fbem-10235	11	60	posing	pose	VERB
fbem-10235	11	61	serious	serious	ADJ
fbem-10235	11	62	challenges	challenge	NOUN
fbem-10235	11	63	and	and	CCONJ
fbem-10235	11	64	threats	threat	NOUN
fbem-10235	11	65	to	to	ADP
fbem-10235	11	66	traditional	traditional	ADJ
fbem-10235	11	67	finance[2	finance[2	NOUN
fbem-10235	11	68	]	]	PUNCT
fbem-10235	11	69	.	.	PUNCT
fbem-10235	12	1	since	since	SCONJ
fbem-10235	12	2	its	its	PRON
fbem-10235	12	3	creation	creation	NOUN
fbem-10235	12	4	,	,	PUNCT
fbem-10235	12	5	internet	internet	NOUN
fbem-10235	12	6	finance	finance	NOUN
fbem-10235	12	7	has	have	AUX
fbem-10235	12	8	chosen	choose	VERB
fbem-10235	12	9	to	to	PART
fbem-10235	12	10	take	take	VERB
fbem-10235	12	11	small	small	ADJ
fbem-10235	12	12	and	and	CCONJ
fbem-10235	12	13	medium	medium	ADJ
fbem-10235	12	14	-	-	PUNCT
fbem-10235	12	15	sized	sized	ADJ
fbem-10235	12	16	enterprises	enterprise	NOUN
fbem-10235	12	17	and	and	CCONJ
fbem-10235	12	18	individual	individual	ADJ
fbem-10235	12	19	users	user	NOUN
fbem-10235	12	20	as	as	ADP
fbem-10235	12	21	its	its	PRON
fbem-10235	12	22	entry	entry	NOUN
fbem-10235	12	23	point	point	NOUN
fbem-10235	12	24	,	,	PUNCT
fbem-10235	12	25	and	and	CCONJ
fbem-10235	12	26	has	have	AUX
fbem-10235	12	27	not	not	PART
fbem-10235	12	28	chosen	choose	VERB
fbem-10235	12	29	to	to	PART
fbem-10235	12	30	compete	compete	VERB
fbem-10235	12	31	with	with	ADP
fbem-10235	12	32	traditional	traditional	ADJ
fbem-10235	12	33	commercial	commercial	ADJ
fbem-10235	12	34	banks	bank	NOUN
fbem-10235	12	35	in	in	ADP
fbem-10235	12	36	the	the	DET
fbem-10235	12	37	field	field	NOUN
fbem-10235	12	38	of	of	ADP
fbem-10235	12	39	high	high	ADJ
fbem-10235	12	40	net	net	ADJ
fbem-10235	12	41	worth	worth	ADJ
fbem-10235	12	42	customers	customer	NOUN
fbem-10235	12	43	and	and	CCONJ
fbem-10235	12	44	large	large	ADJ
fbem-10235	12	45	enterprises	enterprise	NOUN
fbem-10235	12	46	.	.	PUNCT
fbem-10235	13	1	as	as	ADP
fbem-10235	13	2	a	a	DET
fbem-10235	13	3	result	result	NOUN
fbem-10235	13	4	,	,	PUNCT
fbem-10235	13	5	internet	internet	NOUN
fbem-10235	13	6	finance	finance	NOUN
fbem-10235	13	7	has	have	AUX
fbem-10235	13	8	rapidly	rapidly	ADV
fbem-10235	13	9	built	build	VERB
fbem-10235	13	10	up	up	ADP
fbem-10235	13	11	a	a	DET
fbem-10235	13	12	large	large	ADJ
fbem-10235	13	13	customer	customer	NOUN
fbem-10235	13	14	base	base	NOUN
fbem-10235	13	15	in	in	ADP
fbem-10235	13	16	terms	term	NOUN
fbem-10235	13	17	of	of	ADP
fbem-10235	13	18	small	small	ADJ
fbem-10235	13	19	deposit	deposit	NOUN
fbem-10235	13	20	and	and	CCONJ
fbem-10235	13	21	loan	loan	NOUN
fbem-10235	13	22	business	business	NOUN
fbem-10235	13	23	and	and	CCONJ
fbem-10235	13	24	diverse	diverse	VERB
fbem-10235	13	25	wealth	wealth	NOUN
fbem-10235	13	26	management	management	NOUN
fbem-10235	13	27	business[3	business[3	PROPN
fbem-10235	13	28	]	]	PUNCT
fbem-10235	13	29	.	.	PUNCT
fbem-10235	14	1	the	the	DET
fbem-10235	14	2	reduction	reduction	NOUN
fbem-10235	14	3	of	of	ADP
fbem-10235	14	4	commercial	commercial	ADJ
fbem-10235	14	5	banks	bank	NOUN
fbem-10235	14	6	'	'	PART
fbem-10235	14	7	customers	customer	NOUN
fbem-10235	14	8	,	,	PUNCT
fbem-10235	14	9	to	to	ADP
fbem-10235	14	10	a	a	DET
fbem-10235	14	11	certain	certain	ADJ
fbem-10235	14	12	extent	extent	NOUN
fbem-10235	14	13	,	,	PUNCT
fbem-10235	14	14	affects	affect	VERB
fbem-10235	14	15	their	their	PRON
fbem-10235	14	16	deposit	deposit	NOUN
fbem-10235	14	17	and	and	CCONJ
fbem-10235	14	18	loan	loan	NOUN
fbem-10235	14	19	interest	interest	NOUN
fbem-10235	14	20	differential	differential	ADJ
fbem-10235	14	21	income	income	NOUN
fbem-10235	14	22	and	and	CCONJ
fbem-10235	14	23	intermediate	intermediate	ADJ
fbem-10235	14	24	business	business	NOUN
fbem-10235	14	25	income	income	NOUN
fbem-10235	14	26	,	,	PUNCT
fbem-10235	14	27	which	which	PRON
fbem-10235	14	28	has	have	AUX
fbem-10235	14	29	seriously	seriously	ADV
fbem-10235	14	30	threatened	threaten	VERB
fbem-10235	14	31	commercial	commercial	ADJ
fbem-10235	14	32	banks	bank	NOUN
fbem-10235	14	33	'	'	PART
fbem-10235	14	34	own	own	ADJ
fbem-10235	14	35	profitability	profitability	NOUN
fbem-10235	14	36	methods	method	NOUN
fbem-10235	14	37	.	.	PUNCT
fbem-10235	15	1	the	the	DET
fbem-10235	15	2	impact	impact	NOUN
fbem-10235	15	3	of	of	ADP
fbem-10235	15	4	the	the	DET
fbem-10235	15	5	rapid	rapid	ADJ
fbem-10235	15	6	development	development	NOUN
fbem-10235	15	7	of	of	ADP
fbem-10235	15	8	internet	internet	NOUN
fbem-10235	15	9	finance	finance	NOUN
fbem-10235	15	10	on	on	ADP
fbem-10235	15	11	commercial	commercial	ADJ
fbem-10235	15	12	banks	bank	NOUN
fbem-10235	15	13	is	be	AUX
fbem-10235	15	14	not	not	PART
fbem-10235	15	15	only	only	ADV
fbem-10235	15	16	in	in	ADP
fbem-10235	15	17	terms	term	NOUN
fbem-10235	15	18	of	of	ADP
fbem-10235	15	19	business	business	NOUN
fbem-10235	15	20	profitability	profitability	NOUN
fbem-10235	15	21	,	,	PUNCT
fbem-10235	15	22	but	but	CCONJ
fbem-10235	15	23	will	will	AUX
fbem-10235	15	24	further	far	ADV
fbem-10235	15	25	weaken	weaken	VERB
fbem-10235	15	26	the	the	DET
fbem-10235	15	27	position	position	NOUN
fbem-10235	15	28	of	of	ADP
fbem-10235	15	29	commercial	commercial	ADJ
fbem-10235	15	30	banks	bank	NOUN
fbem-10235	15	31	in	in	ADP
fbem-10235	15	32	the	the	DET
fbem-10235	15	33	financial	financial	ADJ
fbem-10235	15	34	field	field	NOUN
fbem-10235	15	35	,	,	PUNCT
fbem-10235	15	36	thus	thus	ADV
fbem-10235	15	37	shaking	shake	VERB
fbem-10235	15	38	the	the	DET
fbem-10235	15	39	the	the	DET
fbem-10235	15	40	impact	impact	NOUN
fbem-10235	15	41	of	of	ADP
fbem-10235	15	42	the	the	DET
fbem-10235	15	43	rapid	rapid	ADJ
fbem-10235	15	44	development	development	NOUN
fbem-10235	15	45	of	of	ADP
fbem-10235	15	46	internet	internet	NOUN
fbem-10235	15	47	finance	finance	NOUN
fbem-10235	15	48	on	on	ADP
fbem-10235	15	49	commercial	commercial	ADJ
fbem-10235	15	50	banks	bank	NOUN
fbem-10235	15	51	is	be	AUX
fbem-10235	15	52	not	not	PART
fbem-10235	15	53	only	only	ADV
fbem-10235	15	54	in	in	ADP
fbem-10235	15	55	terms	term	NOUN
fbem-10235	15	56	of	of	ADP
fbem-10235	15	57	business	business	NOUN
fbem-10235	15	58	profitability	profitability	NOUN
fbem-10235	15	59	,	,	PUNCT
fbem-10235	15	60	but	but	CCONJ
fbem-10235	15	61	also	also	ADV
fbem-10235	15	62	in	in	ADP
fbem-10235	15	63	further	far	ADV
fbem-10235	15	64	weakening	weaken	VERB
fbem-10235	15	65	the	the	DET
fbem-10235	15	66	position	position	NOUN
fbem-10235	15	67	of	of	ADP
fbem-10235	15	68	commercial	commercial	ADJ
fbem-10235	15	69	banks	bank	NOUN
fbem-10235	15	70	in	in	ADP
fbem-10235	15	71	the	the	DET
fbem-10235	15	72	financial	financial	ADJ
fbem-10235	15	73	sector	sector	NOUN
fbem-10235	15	74	,	,	PUNCT
fbem-10235	15	75	thus	thus	ADV
fbem-10235	15	76	shaking	shake	VERB
fbem-10235	15	77	the	the	DET
fbem-10235	15	78	foundation	foundation	NOUN
fbem-10235	15	79	of	of	ADP
fbem-10235	15	80	commercial	commercial	ADJ
fbem-10235	15	81	banks[4	banks[4	NOUN
fbem-10235	15	82	]	]	PUNCT
fbem-10235	15	83	.	.	PUNCT
fbem-10235	16	1	these	these	DET
fbem-10235	16	2	critical	critical	ADJ
fbem-10235	16	3	situations	situation	NOUN
fbem-10235	16	4	force	force	VERB
fbem-10235	16	5	commercial	commercial	ADJ
fbem-10235	16	6	banks	bank	NOUN
fbem-10235	16	7	to	to	PART
fbem-10235	16	8	carry	carry	VERB
fbem-10235	16	9	out	out	ADP
fbem-10235	16	10	in	in	ADP
fbem-10235	16	11	-	-	PUNCT
fbem-10235	16	12	depth	depth	NOUN
fbem-10235	16	13	reforms	reform	NOUN
fbem-10235	16	14	and	and	CCONJ
fbem-10235	16	15	change	change	VERB
fbem-10235	16	16	their	their	PRON
fbem-10235	16	17	traditional	traditional	ADJ
fbem-10235	16	18	business	business	NOUN
fbem-10235	16	19	philosophy	philosophy	NOUN
fbem-10235	16	20	and	and	CCONJ
fbem-10235	16	21	strategic	strategic	ADJ
fbem-10235	16	22	positioning	positioning	NOUN
fbem-10235	16	23	.	.	PUNCT
fbem-10235	17	1	therefore	therefore	ADV
fbem-10235	17	2	,	,	PUNCT
fbem-10235	17	3	it	it	PRON
fbem-10235	17	4	is	be	AUX
fbem-10235	17	5	important	important	ADJ
fbem-10235	17	6	to	to	PART
fbem-10235	17	7	analyze	analyze	VERB
fbem-10235	17	8	the	the	DET
fbem-10235	17	9	impact	impact	NOUN
fbem-10235	17	10	of	of	ADP
fbem-10235	17	11	internet	internet	NOUN
fbem-10235	17	12	finance	finance	NOUN
fbem-10235	17	13	on	on	ADP
fbem-10235	17	14	commercial	commercial	ADJ
fbem-10235	17	15	banks	bank	NOUN
fbem-10235	17	16	and	and	CCONJ
fbem-10235	17	17	the	the	DET
fbem-10235	17	18	countermeasures	countermeasure	NOUN
fbem-10235	17	19	of	of	ADP
fbem-10235	17	20	commercial	commercial	ADJ
fbem-10235	17	21	banks	bank	NOUN
fbem-10235	17	22	to	to	PART
fbem-10235	17	23	reform	reform	VERB
fbem-10235	17	24	and	and	CCONJ
fbem-10235	17	25	innovate	innovate	VERB
fbem-10235	17	26	in	in	ADP
fbem-10235	17	27	the	the	DET
fbem-10235	17	28	era	era	NOUN
fbem-10235	17	29	of	of	ADP
fbem-10235	17	30	"	"	PUNCT
fbem-10235	17	31	internet+	internet+	ADJ
fbem-10235	17	32	"	"	PUNCT
fbem-10235	17	33	.	.	PUNCT
fbem-10235	18	1	2	2	X
fbem-10235	18	2	.	.	X
fbem-10235	18	3	the	the	DET
fbem-10235	18	4	operation	operation	NOUN
fbem-10235	18	5	mode	mode	NOUN
fbem-10235	18	6	of	of	ADP
fbem-10235	18	7	internet	internet	NOUN
fbem-10235	18	8	finance	finance	NOUN
fbem-10235	18	9	in	in	ADP
fbem-10235	18	10	terms	term	NOUN
fbem-10235	18	11	of	of	ADP
fbem-10235	18	12	the	the	DET
fbem-10235	18	13	current	current	ADJ
fbem-10235	18	14	development	development	NOUN
fbem-10235	18	15	process	process	NOUN
fbem-10235	18	16	of	of	ADP
fbem-10235	18	17	china	china	PROPN
fbem-10235	18	18	's	's	PART
fbem-10235	18	19	internet	internet	NOUN
fbem-10235	18	20	,	,	PUNCT
fbem-10235	18	21	as	as	SCONJ
fbem-10235	18	22	people	people	NOUN
fbem-10235	18	23	gradually	gradually	ADV
fbem-10235	18	24	break	break	VERB
fbem-10235	18	25	the	the	DET
fbem-10235	18	26	mindset	mindset	NOUN
fbem-10235	18	27	and	and	CCONJ
fbem-10235	18	28	experiment	experiment	NOUN
fbem-10235	18	29	with	with	ADP
fbem-10235	18	30	innovation	innovation	NOUN
fbem-10235	18	31	,	,	PUNCT
fbem-10235	18	32	internet	internet	NOUN
fbem-10235	18	33	finance	finance	NOUN
fbem-10235	18	34	tends	tend	VERB
fbem-10235	18	35	to	to	PART
fbem-10235	18	36	coexist	coexist	VERB
fbem-10235	18	37	in	in	ADP
fbem-10235	18	38	multiple	multiple	ADJ
fbem-10235	18	39	models	model	NOUN
fbem-10235	18	40	and	and	CCONJ
fbem-10235	18	41	is	be	AUX
fbem-10235	18	42	expanding	expand	VERB
fbem-10235	18	43	.	.	PUNCT
fbem-10235	19	1	the	the	DET
fbem-10235	19	2	most	most	ADV
fbem-10235	19	3	typical	typical	ADJ
fbem-10235	19	4	representatives	representative	NOUN
fbem-10235	19	5	are	be	AUX
fbem-10235	19	6	third	third	ADJ
fbem-10235	19	7	-	-	PUNCT
fbem-10235	19	8	party	party	NOUN
fbem-10235	19	9	payment	payment	NOUN
fbem-10235	19	10	,	,	PUNCT
fbem-10235	19	11	internet	internet	NOUN
fbem-10235	19	12	finance	finance	NOUN
fbem-10235	19	13	and	and	CCONJ
fbem-10235	19	14	crowdfunding	crowdfunding	NOUN
fbem-10235	19	15	models	model	NOUN
fbem-10235	19	16	.	.	PUNCT
fbem-10235	20	1	2.1	2.1	NUM
fbem-10235	20	2	.	.	PUNCT
fbem-10235	20	3	third	third	ADJ
fbem-10235	20	4	party	party	PROPN
fbem-10235	20	5	payments	payment	NOUN
fbem-10235	20	6	third	third	ADJ
fbem-10235	20	7	party	party	NOUN
fbem-10235	20	8	payment	payment	NOUN
fbem-10235	20	9	refers	refer	VERB
fbem-10235	20	10	to	to	ADP
fbem-10235	20	11	a	a	DET
fbem-10235	20	12	third	third	ADJ
fbem-10235	20	13	party	party	NOUN
fbem-10235	20	14	enterprise	enterprise	NOUN
fbem-10235	20	15	network	network	NOUN
fbem-10235	20	16	company	company	NOUN
fbem-10235	20	17	with	with	ADP
fbem-10235	20	18	certain	certain	ADJ
fbem-10235	20	19	business	business	NOUN
fbem-10235	20	20	reputation	reputation	NOUN
fbem-10235	20	21	and	and	CCONJ
fbem-10235	20	22	market	market	NOUN
fbem-10235	20	23	position	position	NOUN
fbem-10235	20	24	signing	signing	NOUN
fbem-10235	20	25	contracts	contract	NOUN
fbem-10235	20	26	with	with	ADP
fbem-10235	20	27	various	various	ADJ
fbem-10235	20	28	commercial	commercial	ADJ
fbem-10235	20	29	banks	bank	NOUN
fbem-10235	20	30	to	to	PART
fbem-10235	20	31	provide	provide	VERB
fbem-10235	20	32	credit	credit	NOUN
fbem-10235	20	33	guarantee	guarantee	NOUN
fbem-10235	20	34	for	for	ADP
fbem-10235	20	35	the	the	DET
fbem-10235	20	36	buyer	buyer	NOUN
fbem-10235	20	37	and	and	CCONJ
fbem-10235	20	38	seller	seller	NOUN
fbem-10235	20	39	.	.	PUNCT
fbem-10235	21	1	in	in	ADP
fbem-10235	21	2	the	the	DET
fbem-10235	21	3	payment	payment	NOUN
fbem-10235	21	4	link	link	NOUN
fbem-10235	21	5	,	,	PUNCT
fbem-10235	21	6	payment	payment	NOUN
fbem-10235	21	7	is	be	AUX
fbem-10235	21	8	no	no	ADV
fbem-10235	21	9	longer	long	ADV
fbem-10235	21	10	made	make	VERB
fbem-10235	21	11	directly	directly	ADV
fbem-10235	21	12	through	through	ADP
fbem-10235	21	13	the	the	DET
fbem-10235	21	14	bank	bank	NOUN
fbem-10235	21	15	,	,	PUNCT
fbem-10235	21	16	but	but	CCONJ
fbem-10235	21	17	an	an	DET
fbem-10235	21	18	additional	additional	ADJ
fbem-10235	21	19	intermediary	intermediary	NOUN
fbem-10235	21	20	is	be	AUX
fbem-10235	21	21	set	set	VERB
fbem-10235	21	22	up	up	ADP
fbem-10235	21	23	,	,	PUNCT
fbem-10235	21	24	and	and	CCONJ
fbem-10235	21	25	when	when	SCONJ
fbem-10235	21	26	the	the	DET
fbem-10235	21	27	transaction	transaction	NOUN
fbem-10235	21	28	is	be	AUX
fbem-10235	21	29	carried	carry	VERB
fbem-10235	21	30	out	out	ADP
fbem-10235	21	31	on	on	ADP
fbem-10235	21	32	the	the	DET
fbem-10235	21	33	third	third	ADJ
fbem-10235	21	34	party	party	NOUN
fbem-10235	21	35	payment	payment	NOUN
fbem-10235	21	36	platform	platform	NOUN
fbem-10235	21	37	,	,	PUNCT
fbem-10235	21	38	the	the	DET
fbem-10235	21	39	buyer	buyer	NOUN
fbem-10235	21	40	buys	buy	VERB
fbem-10235	21	41	the	the	DET
fbem-10235	21	42	product	product	NOUN
fbem-10235	21	43	and	and	CCONJ
fbem-10235	21	44	no	no	ADV
fbem-10235	21	45	longer	long	ADV
fbem-10235	21	46	pays	pay	VERB
fbem-10235	21	47	the	the	DET
fbem-10235	21	48	money	money	NOUN
fbem-10235	21	49	directly	directly	ADV
fbem-10235	21	50	to	to	ADP
fbem-10235	21	51	the	the	DET
fbem-10235	21	52	seller	seller	NOUN
fbem-10235	21	53	,	,	PUNCT
fbem-10235	21	54	but	but	CCONJ
fbem-10235	21	55	pays	pay	VERB
fbem-10235	21	56	the	the	DET
fbem-10235	21	57	intermediary	intermediary	NOUN
fbem-10235	21	58	,	,	PUNCT
fbem-10235	21	59	who	who	PRON
fbem-10235	21	60	only	only	ADV
fbem-10235	21	61	notifies	notify	VERB
fbem-10235	21	62	the	the	DET
fbem-10235	21	63	seller	seller	NOUN
fbem-10235	21	64	the	the	DET
fbem-10235	21	65	intermediary	intermediary	NOUN
fbem-10235	21	66	only	only	ADV
fbem-10235	21	67	notifies	notifie	NOUN
fbem-10235	21	68	the	the	DET
fbem-10235	21	69	seller	seller	NOUN
fbem-10235	21	70	of	of	ADP
fbem-10235	21	71	the	the	DET
fbem-10235	21	72	shipment	shipment	NOUN
fbem-10235	21	73	and	and	CCONJ
fbem-10235	21	74	does	do	AUX
fbem-10235	21	75	not	not	PART
fbem-10235	21	76	pay	pay	VERB
fbem-10235	21	77	the	the	DET
fbem-10235	21	78	money	money	NOUN
fbem-10235	21	79	to	to	ADP
fbem-10235	21	80	the	the	DET
fbem-10235	21	81	seller[5	seller[5	NOUN
fbem-10235	21	82	]	]	X
fbem-10235	21	83	.	.	PUNCT
fbem-10235	22	1	instead	instead	ADV
fbem-10235	22	2	,	,	PUNCT
fbem-10235	22	3	the	the	DET
fbem-10235	22	4	seller	seller	NOUN
fbem-10235	22	5	receives	receive	VERB
fbem-10235	22	6	the	the	DET
fbem-10235	22	7	money	money	NOUN
fbem-10235	22	8	paid	pay	VERB
fbem-10235	22	9	by	by	ADP
fbem-10235	22	10	the	the	DET
fbem-10235	22	11	intermediary	intermediary	NOUN
fbem-10235	22	12	only	only	ADV
fbem-10235	22	13	after	after	SCONJ
fbem-10235	22	14	the	the	DET
fbem-10235	22	15	buyer	buyer	NOUN
fbem-10235	22	16	receives	receive	VERB
fbem-10235	22	17	the	the	DET
fbem-10235	22	18	product	product	NOUN
fbem-10235	22	19	and	and	CCONJ
fbem-10235	22	20	makes	make	VERB
fbem-10235	22	21	a	a	DET
fbem-10235	22	22	confirmation	confirmation	NOUN
fbem-10235	22	23	notification	notification	NOUN
fbem-10235	22	24	of	of	ADP
fbem-10235	22	25	payment	payment	NOUN
fbem-10235	22	26	.	.	PUNCT
fbem-10235	23	1	examples	example	NOUN
fbem-10235	23	2	include	include	VERB
fbem-10235	23	3	ali	ali	PROPN
fbem-10235	23	4	group	group	PROPN
fbem-10235	23	5	's	's	PART
fbem-10235	23	6	alipay	alipay	PROPN
fbem-10235	23	7	and	and	CCONJ
fbem-10235	23	8	jingdong	jingdong	PROPN
fbem-10235	23	9	's	's	PART
fbem-10235	23	10	jingdong	jingdong	ADJ
fbem-10235	23	11	wallet	wallet	NOUN
fbem-10235	23	12	.	.	PUNCT
fbem-10235	24	1	the	the	DET
fbem-10235	24	2	process	process	NOUN
fbem-10235	24	3	of	of	ADP
fbem-10235	24	4	third	third	ADJ
fbem-10235	24	5	-	-	PUNCT
fbem-10235	24	6	party	party	NOUN
fbem-10235	24	7	payment	payment	NOUN
fbem-10235	24	8	is	be	AUX
fbem-10235	24	9	shown	show	VERB
fbem-10235	24	10	in	in	ADP
fbem-10235	24	11	figure	figure	NOUN
fbem-10235	24	12	1	1	NUM
fbem-10235	24	13	.	.	NOUN
fbem-10235	24	14	163	163	NUM
fbem-10235	24	15	figure	figure	NOUN
fbem-10235	24	16	1	1	NUM
fbem-10235	24	17	.	.	PUNCT
fbem-10235	25	1	the	the	DET
fbem-10235	25	2	process	process	NOUN
fbem-10235	25	3	of	of	ADP
fbem-10235	25	4	third	third	ADJ
fbem-10235	25	5	-	-	PUNCT
fbem-10235	25	6	party	party	NOUN
fbem-10235	25	7	payment	payment	NOUN
fbem-10235	25	8	2.2	2.2	NUM
fbem-10235	25	9	.	.	PUNCT
fbem-10235	26	1	internet	internet	NOUN
fbem-10235	26	2	crowdfunding	crowdfunding	NOUN
fbem-10235	26	3	crowdfunding	crowdfunding	NOUN
fbem-10235	26	4	,	,	PUNCT
fbem-10235	26	5	known	know	VERB
fbem-10235	26	6	as	as	ADP
fbem-10235	26	7	mass	mass	NOUN
fbem-10235	26	8	funding	funding	NOUN
fbem-10235	26	9	,	,	PUNCT
fbem-10235	26	10	refers	refer	VERB
fbem-10235	26	11	to	to	ADP
fbem-10235	26	12	the	the	DET
fbem-10235	26	13	project	project	NOUN
fbem-10235	26	14	's	's	PART
fbem-10235	26	15	initiator	initiator	NOUN
fbem-10235	26	16	using	use	VERB
fbem-10235	26	17	the	the	DET
fbem-10235	26	18	crowdfunding	crowdfunding	NOUN
fbem-10235	26	19	platform	platform	NOUN
fbem-10235	26	20	of	of	ADP
fbem-10235	26	21	internet	internet	NOUN
fbem-10235	26	22	financial	financial	ADJ
fbem-10235	26	23	institutions	institution	NOUN
fbem-10235	26	24	to	to	PART
fbem-10235	26	25	show	show	VERB
fbem-10235	26	26	the	the	DET
fbem-10235	26	27	public	public	NOUN
fbem-10235	26	28	the	the	DET
fbem-10235	26	29	project	project	NOUN
fbem-10235	26	30	's	's	PART
fbem-10235	26	31	ideas	idea	NOUN
fbem-10235	26	32	and	and	CCONJ
fbem-10235	26	33	needs	need	NOUN
fbem-10235	26	34	,	,	PUNCT
fbem-10235	26	35	thus	thus	ADV
fbem-10235	26	36	attracting	attract	VERB
fbem-10235	26	37	the	the	DET
fbem-10235	26	38	public	public	NOUN
fbem-10235	26	39	's	's	PART
fbem-10235	26	40	attention	attention	NOUN
fbem-10235	26	41	,	,	PUNCT
fbem-10235	26	42	gathering	gather	VERB
fbem-10235	26	43	the	the	DET
fbem-10235	26	44	public	public	NOUN
fbem-10235	26	45	's	's	PART
fbem-10235	26	46	power	power	NOUN
fbem-10235	26	47	,	,	PUNCT
fbem-10235	26	48	pooling	pool	VERB
fbem-10235	26	49	the	the	DET
fbem-10235	26	50	public	public	NOUN
fbem-10235	26	51	's	's	PART
fbem-10235	26	52	funds	fund	NOUN
fbem-10235	26	53	,	,	PUNCT
fbem-10235	26	54	abilities	ability	NOUN
fbem-10235	26	55	and	and	CCONJ
fbem-10235	26	56	channels	channel	NOUN
fbem-10235	26	57	,	,	PUNCT
fbem-10235	26	58	and	and	CCONJ
fbem-10235	26	59	then	then	ADV
fbem-10235	26	60	obtaining	obtain	VERB
fbem-10235	26	61	the	the	DET
fbem-10235	26	62	project	project	NOUN
fbem-10235	26	63	's	's	PART
fbem-10235	26	64	financial	financial	ADJ
fbem-10235	26	65	assistance	assistance	NOUN
fbem-10235	26	66	,	,	PUNCT
fbem-10235	26	67	so	so	SCONJ
fbem-10235	26	68	that	that	SCONJ
fbem-10235	26	69	the	the	DET
fbem-10235	26	70	project	project	NOUN
fbem-10235	26	71	can	can	AUX
fbem-10235	26	72	be	be	AUX
fbem-10235	26	73	carried	carry	VERB
fbem-10235	26	74	out	out	ADP
fbem-10235	26	75	and	and	CCONJ
fbem-10235	26	76	implemented	implement	VERB
fbem-10235	26	77	in	in	ADP
fbem-10235	26	78	reality	reality	NOUN
fbem-10235	26	79	,	,	PUNCT
fbem-10235	26	80	and	and	CCONJ
fbem-10235	26	81	some	some	DET
fbem-10235	26	82	projects	project	NOUN
fbem-10235	26	83	will	will	AUX
fbem-10235	26	84	give	give	VERB
fbem-10235	26	85	back	back	ADP
fbem-10235	26	86	to	to	ADP
fbem-10235	26	87	the	the	DET
fbem-10235	26	88	public	public	NOUN
fbem-10235	26	89	when	when	SCONJ
fbem-10235	26	90	they	they	PRON
fbem-10235	26	91	gain	gain	VERB
fbem-10235	26	92	revenue	revenue	NOUN
fbem-10235	26	93	.	.	PUNCT
fbem-10235	27	1	the	the	DET
fbem-10235	27	2	public	public	NOUN
fbem-10235	27	3	.	.	PUNCT
fbem-10235	28	1	there	there	PRON
fbem-10235	28	2	are	be	VERB
fbem-10235	28	3	four	four	NUM
fbem-10235	28	4	main	main	ADJ
fbem-10235	28	5	types	type	NOUN
fbem-10235	28	6	of	of	ADP
fbem-10235	28	7	crowdfunding	crowdfunding	NOUN
fbem-10235	28	8	in	in	ADP
fbem-10235	28	9	china	china	PROPN
fbem-10235	28	10	,	,	PUNCT
fbem-10235	28	11	namely	namely	ADV
fbem-10235	28	12	bond	bond	NOUN
fbem-10235	28	13	crowdfunding	crowdfunding	NOUN
fbem-10235	28	14	,	,	PUNCT
fbem-10235	28	15	equity	equity	NOUN
fbem-10235	28	16	crowdfunding	crowdfunding	NOUN
fbem-10235	28	17	,	,	PUNCT
fbem-10235	28	18	return	return	VERB
fbem-10235	28	19	crowdfunding	crowdfunding	NOUN
fbem-10235	28	20	and	and	CCONJ
fbem-10235	28	21	donation	donation	NOUN
fbem-10235	28	22	crowdfunding	crowdfunding	NOUN
fbem-10235	28	23	.	.	PUNCT
fbem-10235	29	1	up	up	ADP
fbem-10235	29	2	to	to	ADP
fbem-10235	29	3	now	now	ADV
fbem-10235	29	4	,	,	PUNCT
fbem-10235	29	5	crowdfunding.com	crowdfunding.com	X
fbem-10235	29	6	and	and	CCONJ
fbem-10235	29	7	name	name	NOUN
fbem-10235	29	8	time	time	NOUN
fbem-10235	29	9	are	be	AUX
fbem-10235	29	10	the	the	DET
fbem-10235	29	11	more	more	ADV
fbem-10235	29	12	successful	successful	ADJ
fbem-10235	29	13	crowdfunding	crowdfunding	NOUN
fbem-10235	29	14	websites	website	NOUN
fbem-10235	29	15	in	in	ADP
fbem-10235	29	16	china	china	PROPN
fbem-10235	29	17	.	.	PUNCT
fbem-10235	30	1	2.3	2.3	NUM
fbem-10235	30	2	.	.	PUNCT
fbem-10235	30	3	internet	internet	NOUN
fbem-10235	30	4	banking	banking	NOUN
fbem-10235	30	5	internet	internet	NOUN
fbem-10235	30	6	banking	banking	NOUN
fbem-10235	30	7	refers	refer	VERB
fbem-10235	30	8	to	to	ADP
fbem-10235	30	9	the	the	DET
fbem-10235	30	10	behavior	behavior	NOUN
fbem-10235	30	11	that	that	PRON
fbem-10235	30	12	internet	internet	NOUN
fbem-10235	30	13	financial	financial	ADJ
fbem-10235	30	14	enterprises	enterprise	NOUN
fbem-10235	30	15	move	move	VERB
fbem-10235	30	16	financial	financial	ADJ
fbem-10235	30	17	products	product	NOUN
fbem-10235	30	18	from	from	ADP
fbem-10235	30	19	offline	offline	NOUN
fbem-10235	30	20	to	to	ADP
fbem-10235	30	21	online	online	NOUN
fbem-10235	30	22	,	,	PUNCT
fbem-10235	30	23	so	so	SCONJ
fbem-10235	30	24	that	that	SCONJ
fbem-10235	30	25	investors	investor	NOUN
fbem-10235	30	26	can	can	AUX
fbem-10235	30	27	purchase	purchase	VERB
fbem-10235	30	28	their	their	PRON
fbem-10235	30	29	preferred	preferred	ADJ
fbem-10235	30	30	financial	financial	ADJ
fbem-10235	30	31	products	product	NOUN
fbem-10235	30	32	through	through	ADP
fbem-10235	30	33	the	the	DET
fbem-10235	30	34	internet	internet	NOUN
fbem-10235	30	35	platform	platform	NOUN
fbem-10235	30	36	,	,	PUNCT
fbem-10235	30	37	make	make	VERB
fbem-10235	30	38	investments	investment	NOUN
fbem-10235	30	39	and	and	CCONJ
fbem-10235	30	40	obtain	obtain	VERB
fbem-10235	30	41	benefits[6	benefits[6	ADV
fbem-10235	30	42	]	]	PUNCT
fbem-10235	30	43	.	.	PUNCT
fbem-10235	31	1	compared	compare	VERB
fbem-10235	31	2	with	with	ADP
fbem-10235	31	3	traditional	traditional	ADJ
fbem-10235	31	4	financial	financial	ADJ
fbem-10235	31	5	institutions	institution	NOUN
fbem-10235	31	6	financial	financial	ADJ
fbem-10235	31	7	products	product	NOUN
fbem-10235	31	8	,	,	PUNCT
fbem-10235	31	9	internet	internet	NOUN
fbem-10235	31	10	financial	financial	ADJ
fbem-10235	31	11	products	product	NOUN
fbem-10235	31	12	do	do	AUX
fbem-10235	31	13	not	not	PART
fbem-10235	31	14	have	have	VERB
fbem-10235	31	15	time	time	NOUN
fbem-10235	31	16	and	and	CCONJ
fbem-10235	31	17	space	space	NOUN
fbem-10235	31	18	restrictions	restriction	NOUN
fbem-10235	31	19	,	,	PUNCT
fbem-10235	31	20	and	and	CCONJ
fbem-10235	31	21	product	product	NOUN
fbem-10235	31	22	service	service	NOUN
fbem-10235	31	23	types	type	NOUN
fbem-10235	31	24	are	be	AUX
fbem-10235	31	25	targeted	target	VERB
fbem-10235	31	26	to	to	PART
fbem-10235	31	27	meet	meet	VERB
fbem-10235	31	28	the	the	DET
fbem-10235	31	29	different	different	ADJ
fbem-10235	31	30	needs	need	NOUN
fbem-10235	31	31	of	of	ADP
fbem-10235	31	32	various	various	ADJ
fbem-10235	31	33	types	type	NOUN
fbem-10235	31	34	of	of	ADP
fbem-10235	31	35	customers	customer	NOUN
fbem-10235	31	36	,	,	PUNCT
fbem-10235	31	37	truly	truly	ADV
fbem-10235	31	38	diversified	diversified	ADJ
fbem-10235	31	39	and	and	CCONJ
fbem-10235	31	40	personalized	personalize	VERB
fbem-10235	31	41	,	,	PUNCT
fbem-10235	31	42	and	and	CCONJ
fbem-10235	31	43	the	the	DET
fbem-10235	31	44	network	network	NOUN
fbem-10235	31	45	financial	financial	ADJ
fbem-10235	31	46	operation	operation	NOUN
fbem-10235	31	47	process	process	NOUN
fbem-10235	31	48	is	be	AUX
fbem-10235	31	49	more	more	ADV
fbem-10235	31	50	concise	concise	ADJ
fbem-10235	31	51	,	,	PUNCT
fbem-10235	31	52	fast	fast	ADJ
fbem-10235	31	53	,	,	PUNCT
fbem-10235	31	54	and	and	CCONJ
fbem-10235	31	55	popular	popular	ADJ
fbem-10235	31	56	with	with	ADP
fbem-10235	31	57	customers[7	customers[7	NOUN
fbem-10235	31	58	]	]	X
fbem-10235	31	59	.	.	PUNCT
fbem-10235	32	1	for	for	ADP
fbem-10235	32	2	example	example	NOUN
fbem-10235	32	3	,	,	PUNCT
fbem-10235	32	4	yuebao	yuebao	ADJ
fbem-10235	32	5	,	,	PUNCT
fbem-10235	32	6	baidu	baidu	NOUN
fbem-10235	32	7	baifa	baifa	NOUN
fbem-10235	32	8	,	,	PUNCT
fbem-10235	32	9	rong360	rong360	PROPN
fbem-10235	32	10	,	,	PUNCT
fbem-10235	32	11	are	be	AUX
fbem-10235	32	12	all	all	PRON
fbem-10235	32	13	successful	successful	ADJ
fbem-10235	32	14	cases	case	NOUN
fbem-10235	32	15	.	.	PUNCT
fbem-10235	33	1	3	3	X
fbem-10235	33	2	.	.	X
fbem-10235	33	3	the	the	DET
fbem-10235	33	4	impact	impact	NOUN
fbem-10235	33	5	and	and	CCONJ
fbem-10235	33	6	challenges	challenge	NOUN
fbem-10235	33	7	brought	bring	VERB
fbem-10235	33	8	by	by	ADP
fbem-10235	33	9	internet	internet	NOUN
fbem-10235	33	10	finance	finance	NOUN
fbem-10235	33	11	to	to	ADP
fbem-10235	33	12	traditional	traditional	ADJ
fbem-10235	33	13	commercial	commercial	ADJ
fbem-10235	33	14	banks	bank	NOUN
fbem-10235	33	15	3.1	3.1	NUM
fbem-10235	33	16	.	.	PUNCT
fbem-10235	33	17	difficulty	difficulty	NOUN
fbem-10235	33	18	in	in	ADP
fbem-10235	33	19	upgrading	upgrade	VERB
fbem-10235	33	20	and	and	CCONJ
fbem-10235	33	21	reforming	reform	VERB
fbem-10235	33	22	traditional	traditional	ADJ
fbem-10235	33	23	financial	financial	ADJ
fbem-10235	33	24	services	service	NOUN
fbem-10235	33	25	,	,	PUNCT
fbem-10235	33	26	leading	lead	VERB
fbem-10235	33	27	to	to	ADP
fbem-10235	33	28	customer	customer	NOUN
fbem-10235	33	29	loss	loss	NOUN
fbem-10235	33	30	the	the	DET
fbem-10235	33	31	internet	internet	NOUN
fbem-10235	33	32	finance	finance	NOUN
fbem-10235	33	33	,	,	PUNCT
fbem-10235	33	34	which	which	PRON
fbem-10235	33	35	is	be	AUX
fbem-10235	33	36	constantly	constantly	ADV
fbem-10235	33	37	developing	develop	VERB
fbem-10235	33	38	and	and	CCONJ
fbem-10235	33	39	gaining	gain	VERB
fbem-10235	33	40	the	the	DET
fbem-10235	33	41	trust	trust	NOUN
fbem-10235	33	42	of	of	ADP
fbem-10235	33	43	users	user	NOUN
fbem-10235	33	44	,	,	PUNCT
fbem-10235	33	45	has	have	AUX
fbem-10235	33	46	a	a	DET
fbem-10235	33	47	significant	significant	ADJ
fbem-10235	33	48	impact	impact	NOUN
fbem-10235	33	49	on	on	ADP
fbem-10235	33	50	traditional	traditional	ADJ
fbem-10235	33	51	finance	finance	NOUN
fbem-10235	33	52	,	,	PUNCT
fbem-10235	33	53	of	of	ADP
fbem-10235	33	54	which	which	PRON
fbem-10235	33	55	the	the	DET
fbem-10235	33	56	most	most	ADV
fbem-10235	33	57	impacted	impact	VERB
fbem-10235	33	58	is	be	AUX
fbem-10235	33	59	the	the	DET
fbem-10235	33	60	financial	financial	ADJ
fbem-10235	33	61	service	service	NOUN
fbem-10235	33	62	module	module	NOUN
fbem-10235	33	63	,	,	PUNCT
fbem-10235	33	64	which	which	PRON
fbem-10235	33	65	is	be	AUX
fbem-10235	33	66	limited	limit	VERB
fbem-10235	33	67	by	by	ADP
fbem-10235	33	68	its	its	PRON
fbem-10235	33	69	own	own	ADJ
fbem-10235	33	70	environment	environment	NOUN
fbem-10235	33	71	,	,	PUNCT
fbem-10235	33	72	making	make	VERB
fbem-10235	33	73	it	it	PRON
fbem-10235	33	74	more	more	ADV
fbem-10235	33	75	difficult	difficult	ADJ
fbem-10235	33	76	to	to	PART
fbem-10235	33	77	upgrade	upgrade	VERB
fbem-10235	33	78	its	its	PRON
fbem-10235	33	79	financial	financial	ADJ
fbem-10235	33	80	services	service	NOUN
fbem-10235	33	81	,	,	PUNCT
fbem-10235	33	82	thus	thus	ADV
fbem-10235	33	83	also	also	ADV
fbem-10235	33	84	leading	lead	VERB
fbem-10235	33	85	to	to	ADP
fbem-10235	33	86	a	a	DET
fbem-10235	33	87	more	more	ADV
fbem-10235	33	88	serious	serious	ADJ
fbem-10235	33	89	loss	loss	NOUN
fbem-10235	33	90	of	of	ADP
fbem-10235	33	91	customers	customer	NOUN
fbem-10235	33	92	.	.	PUNCT
fbem-10235	34	1	as	as	SCONJ
fbem-10235	34	2	the	the	DET
fbem-10235	34	3	internet	internet	NOUN
fbem-10235	34	4	information	information	NOUN
fbem-10235	34	5	technology	technology	NOUN
fbem-10235	34	6	has	have	VERB
fbem-10235	34	7	the	the	DET
fbem-10235	34	8	ability	ability	NOUN
fbem-10235	34	9	of	of	ADP
fbem-10235	34	10	information	information	NOUN
fbem-10235	34	11	sharing	sharing	NOUN
fbem-10235	34	12	,	,	PUNCT
fbem-10235	34	13	the	the	DET
fbem-10235	34	14	internet	internet	NOUN
fbem-10235	34	15	financial	financial	ADJ
fbem-10235	34	16	enterprises	enterprise	NOUN
fbem-10235	34	17	share	share	VERB
fbem-10235	34	18	information	information	NOUN
fbem-10235	34	19	with	with	ADP
fbem-10235	34	20	each	each	DET
fbem-10235	34	21	other	other	ADJ
fbem-10235	34	22	,	,	PUNCT
fbem-10235	34	23	thus	thus	ADV
fbem-10235	34	24	forming	form	VERB
fbem-10235	34	25	a	a	DET
fbem-10235	34	26	monopoly	monopoly	NOUN
fbem-10235	34	27	of	of	ADP
fbem-10235	34	28	user	user	NOUN
fbem-10235	34	29	information	information	NOUN
fbem-10235	34	30	,	,	PUNCT
fbem-10235	34	31	which	which	PRON
fbem-10235	34	32	leads	lead	VERB
fbem-10235	34	33	to	to	ADP
fbem-10235	34	34	traditional	traditional	ADJ
fbem-10235	34	35	financial	financial	ADJ
fbem-10235	34	36	institutions	institution	NOUN
fbem-10235	34	37	not	not	PART
fbem-10235	34	38	being	be	AUX
fbem-10235	34	39	able	able	ADJ
fbem-10235	34	40	to	to	PART
fbem-10235	34	41	effectively	effectively	ADV
fbem-10235	34	42	obtain	obtain	VERB
fbem-10235	34	43	the	the	DET
fbem-10235	34	44	information	information	NOUN
fbem-10235	34	45	of	of	ADP
fbem-10235	34	46	users	user	NOUN
fbem-10235	34	47	in	in	ADP
fbem-10235	34	48	need	need	NOUN
fbem-10235	34	49	,	,	PUNCT
fbem-10235	34	50	thus	thus	ADV
fbem-10235	34	51	not	not	PART
fbem-10235	34	52	being	be	AUX
fbem-10235	34	53	able	able	ADJ
fbem-10235	34	54	to	to	PART
fbem-10235	34	55	provide	provide	VERB
fbem-10235	34	56	financial	financial	ADJ
fbem-10235	34	57	services	service	NOUN
fbem-10235	34	58	to	to	ADP
fbem-10235	34	59	users	user	NOUN
fbem-10235	34	60	in	in	ADP
fbem-10235	34	61	time	time	NOUN
fbem-10235	34	62	to	to	PART
fbem-10235	34	63	solve	solve	VERB
fbem-10235	34	64	the	the	DET
fbem-10235	34	65	actual	actual	ADJ
fbem-10235	34	66	needs	need	NOUN
fbem-10235	34	67	of	of	ADP
fbem-10235	34	68	users	user	NOUN
fbem-10235	34	69	,	,	PUNCT
fbem-10235	34	70	and	and	CCONJ
fbem-10235	34	71	thus	thus	ADV
fbem-10235	34	72	making	make	VERB
fbem-10235	34	73	it	it	PRON
fbem-10235	34	74	difficult	difficult	ADJ
fbem-10235	34	75	to	to	PART
fbem-10235	34	76	upgrade	upgrade	VERB
fbem-10235	34	77	and	and	CCONJ
fbem-10235	34	78	change	change	VERB
fbem-10235	34	79	their	their	PRON
fbem-10235	34	80	financial	financial	ADJ
fbem-10235	34	81	services	service	NOUN
fbem-10235	34	82	,	,	PUNCT
fbem-10235	34	83	which	which	PRON
fbem-10235	34	84	is	be	AUX
fbem-10235	34	85	also	also	ADV
fbem-10235	34	86	one	one	NUM
fbem-10235	34	87	of	of	ADP
fbem-10235	34	88	the	the	DET
fbem-10235	34	89	main	main	ADJ
fbem-10235	34	90	reasons	reason	NOUN
fbem-10235	34	91	why	why	SCONJ
fbem-10235	34	92	traditional	traditional	ADJ
fbem-10235	34	93	finance	finance	NOUN
fbem-10235	34	94	this	this	PRON
fbem-10235	34	95	is	be	AUX
fbem-10235	34	96	one	one	NUM
fbem-10235	34	97	of	of	ADP
fbem-10235	34	98	the	the	DET
fbem-10235	34	99	main	main	ADJ
fbem-10235	34	100	reasons	reason	NOUN
fbem-10235	34	101	for	for	ADP
fbem-10235	34	102	the	the	DET
fbem-10235	34	103	gradual	gradual	ADJ
fbem-10235	34	104	loss	loss	NOUN
fbem-10235	34	105	of	of	ADP
fbem-10235	34	106	customers	customer	NOUN
fbem-10235	34	107	.	.	PUNCT
fbem-10235	35	1	3.2	3.2	NUM
fbem-10235	35	2	.	.	PUNCT
fbem-10235	35	3	internet	internet	NOUN
fbem-10235	35	4	finance	finance	NOUN
fbem-10235	35	5	has	have	AUX
fbem-10235	35	6	weakened	weaken	VERB
fbem-10235	35	7	the	the	DET
fbem-10235	35	8	advantages	advantage	NOUN
fbem-10235	35	9	of	of	ADP
fbem-10235	35	10	traditional	traditional	ADJ
fbem-10235	35	11	finance	finance	NOUN
fbem-10235	35	12	the	the	DET
fbem-10235	35	13	traditional	traditional	ADJ
fbem-10235	35	14	financial	financial	ADJ
fbem-10235	35	15	industry	industry	NOUN
fbem-10235	35	16	has	have	VERB
fbem-10235	35	17	greater	great	ADJ
fbem-10235	35	18	advantages	advantage	NOUN
fbem-10235	35	19	than	than	ADP
fbem-10235	35	20	some	some	DET
fbem-10235	35	21	other	other	ADJ
fbem-10235	35	22	financial	financial	ADJ
fbem-10235	35	23	industries	industry	NOUN
fbem-10235	35	24	,	,	PUNCT
fbem-10235	35	25	for	for	ADP
fbem-10235	35	26	example	example	NOUN
fbem-10235	35	27	,	,	PUNCT
fbem-10235	35	28	compared	compare	VERB
fbem-10235	35	29	with	with	ADP
fbem-10235	35	30	credit	credit	NOUN
fbem-10235	35	31	cooperatives	cooperative	NOUN
fbem-10235	35	32	,	,	PUNCT
fbem-10235	35	33	the	the	DET
fbem-10235	35	34	former	former	ADJ
fbem-10235	35	35	belongs	belong	VERB
fbem-10235	35	36	to	to	ADP
fbem-10235	35	37	state	state	NOUN
fbem-10235	35	38	-	-	PUNCT
fbem-10235	35	39	owned	own	VERB
fbem-10235	35	40	enterprises	enterprise	NOUN
fbem-10235	35	41	or	or	CCONJ
fbem-10235	35	42	state	state	NOUN
fbem-10235	35	43	-	-	PUNCT
fbem-10235	35	44	owned	own	VERB
fbem-10235	35	45	enterprises	enterprise	NOUN
fbem-10235	35	46	for	for	ADP
fbem-10235	35	47	holding	hold	VERB
fbem-10235	35	48	civil	civil	ADJ
fbem-10235	35	49	commercial	commercial	ADJ
fbem-10235	35	50	banks	bank	NOUN
fbem-10235	35	51	,	,	PUNCT
fbem-10235	35	52	with	with	ADP
fbem-10235	35	53	the	the	DET
fbem-10235	35	54	advantages	advantage	NOUN
fbem-10235	35	55	of	of	ADP
fbem-10235	35	56	capital	capital	NOUN
fbem-10235	35	57	,	,	PUNCT
fbem-10235	35	58	policy	policy	NOUN
fbem-10235	35	59	dividends	dividend	NOUN
fbem-10235	35	60	,	,	PUNCT
fbem-10235	35	61	professional	professional	ADJ
fbem-10235	35	62	and	and	CCONJ
fbem-10235	35	63	credit	credit	NOUN
fbem-10235	35	64	,	,	PUNCT
fbem-10235	35	65	etc	etc	X
fbem-10235	35	66	.	.	X
fbem-10235	35	67	,	,	PUNCT
fbem-10235	35	68	but	but	CCONJ
fbem-10235	35	69	compared	compare	VERB
fbem-10235	35	70	with	with	ADP
fbem-10235	35	71	internet	internet	NOUN
fbem-10235	35	72	finance	finance	NOUN
fbem-10235	35	73	,	,	PUNCT
fbem-10235	35	74	with	with	ADP
fbem-10235	35	75	the	the	DET
fbem-10235	35	76	continuous	continuous	ADJ
fbem-10235	35	77	development	development	NOUN
fbem-10235	35	78	of	of	ADP
fbem-10235	35	79	network	network	NOUN
fbem-10235	35	80	information	information	NOUN
fbem-10235	35	81	technology	technology	NOUN
fbem-10235	35	82	,	,	PUNCT
fbem-10235	35	83	internet	internet	NOUN
fbem-10235	35	84	finance	finance	NOUN
fbem-10235	35	85	has	have	AUX
fbem-10235	35	86	become	become	VERB
fbem-10235	35	87	more	more	ADV
fbem-10235	35	88	and	and	CCONJ
fbem-10235	35	89	more	more	ADV
fbem-10235	35	90	mature	mature	ADJ
fbem-10235	35	91	,	,	PUNCT
fbem-10235	35	92	with	with	ADP
fbem-10235	35	93	network	network	NOUN
fbem-10235	35	94	information	information	NOUN
fbem-10235	35	95	technologybased	technologybase	VERB
fbem-10235	35	96	internet	internet	NOUN
fbem-10235	35	97	finance	finance	NOUN
fbem-10235	35	98	,	,	PUNCT
fbem-10235	35	99	access	access	NOUN
fbem-10235	35	100	to	to	ADP
fbem-10235	35	101	information	information	NOUN
fbem-10235	35	102	of	of	ADP
fbem-10235	35	103	financial	financial	ADJ
fbem-10235	35	104	service	service	NOUN
fbem-10235	35	105	users	user	NOUN
fbem-10235	35	106	can	can	AUX
fbem-10235	35	107	be	be	AUX
fbem-10235	35	108	said	say	VERB
fbem-10235	35	109	to	to	PART
fbem-10235	35	110	be	be	AUX
fbem-10235	35	111	free	free	ADJ
fbem-10235	35	112	of	of	ADP
fbem-10235	35	113	any	any	DET
fbem-10235	35	114	cost	cost	NOUN
fbem-10235	35	115	,	,	PUNCT
fbem-10235	35	116	coupled	couple	VERB
fbem-10235	35	117	with	with	ADP
fbem-10235	35	118	the	the	DET
fbem-10235	35	119	good	good	ADJ
fbem-10235	35	120	performance	performance	NOUN
fbem-10235	35	121	of	of	ADP
fbem-10235	35	122	the	the	DET
fbem-10235	35	123	credit	credit	NOUN
fbem-10235	35	124	and	and	CCONJ
fbem-10235	35	125	performance	performance	NOUN
fbem-10235	35	126	ability	ability	NOUN
fbem-10235	35	127	of	of	ADP
fbem-10235	35	128	internet	internet	NOUN
fbem-10235	35	129	finance	finance	NOUN
fbem-10235	35	130	in	in	ADP
fbem-10235	35	131	recent	recent	ADJ
fbem-10235	35	132	years	year	NOUN
fbem-10235	35	133	,	,	PUNCT
fbem-10235	35	134	the	the	DET
fbem-10235	35	135	impact	impact	NOUN
fbem-10235	35	136	on	on	ADP
fbem-10235	35	137	social	social	ADJ
fbem-10235	35	138	development	development	NOUN
fbem-10235	35	139	is	be	AUX
fbem-10235	35	140	also	also	ADV
fbem-10235	35	141	increasing	increase	VERB
fbem-10235	35	142	.	.	PUNCT
fbem-10235	36	1	therefore	therefore	ADV
fbem-10235	36	2	,	,	PUNCT
fbem-10235	36	3	traditional	traditional	ADJ
fbem-10235	36	4	finance	finance	NOUN
fbem-10235	36	5	is	be	AUX
fbem-10235	36	6	greatly	greatly	ADV
fbem-10235	36	7	affected	affect	VERB
fbem-10235	36	8	by	by	ADP
fbem-10235	36	9	the	the	DET
fbem-10235	36	10	impact	impact	NOUN
fbem-10235	36	11	of	of	ADP
fbem-10235	36	12	internet	internet	NOUN
fbem-10235	36	13	finance	finance	NOUN
fbem-10235	36	14	in	in	ADP
fbem-10235	36	15	obtaining	obtain	VERB
fbem-10235	36	16	user	user	NOUN
fbem-10235	36	17	information	information	NOUN
fbem-10235	36	18	.	.	PUNCT
fbem-10235	37	1	3.3	3.3	NUM
fbem-10235	37	2	.	.	PUNCT
fbem-10235	38	1	the	the	DET
fbem-10235	38	2	impact	impact	NOUN
fbem-10235	38	3	to	to	ADP
fbem-10235	38	4	the	the	DET
fbem-10235	38	5	intermediate	intermediate	ADJ
fbem-10235	38	6	business	business	PROPN
fbem-10235	38	7	development	development	NOUN
fbem-10235	38	8	traditional	traditional	ADJ
fbem-10235	38	9	commercial	commercial	ADJ
fbem-10235	38	10	banks	bank	NOUN
fbem-10235	38	11	have	have	AUX
fbem-10235	38	12	been	be	AUX
fbem-10235	38	13	affected	affect	VERB
fbem-10235	38	14	by	by	ADP
fbem-10235	38	15	the	the	DET
fbem-10235	38	16	profit	profit	NOUN
fbem-10235	38	17	model	model	NOUN
fbem-10235	38	18	,	,	PUNCT
fbem-10235	38	19	deposit	deposit	NOUN
fbem-10235	38	20	and	and	CCONJ
fbem-10235	38	21	loan	loan	NOUN
fbem-10235	38	22	spreads	spread	NOUN
fbem-10235	38	23	and	and	CCONJ
fbem-10235	38	24	intermediate	intermediate	ADJ
fbem-10235	38	25	business	business	NOUN
fbem-10235	38	26	,	,	PUNCT
fbem-10235	38	27	making	make	VERB
fbem-10235	38	28	the	the	DET
fbem-10235	38	29	development	development	NOUN
fbem-10235	38	30	of	of	ADP
fbem-10235	38	31	their	their	PRON
fbem-10235	38	32	intermediate	intermediate	ADJ
fbem-10235	38	33	business	business	NOUN
fbem-10235	38	34	has	have	AUX
fbem-10235	38	35	been	be	AUX
fbem-10235	38	36	difficult	difficult	ADJ
fbem-10235	38	37	,	,	PUNCT
fbem-10235	38	38	and	and	CCONJ
fbem-10235	38	39	by	by	ADP
fbem-10235	38	40	the	the	DET
fbem-10235	38	41	barriers	barrier	NOUN
fbem-10235	38	42	of	of	ADP
fbem-10235	38	43	internet	internet	NOUN
fbem-10235	38	44	information	information	NOUN
fbem-10235	38	45	technology	technology	NOUN
fbem-10235	38	46	,	,	PUNCT
fbem-10235	38	47	it	it	PRON
fbem-10235	38	48	is	be	AUX
fbem-10235	38	49	also	also	ADV
fbem-10235	38	50	very	very	ADV
fbem-10235	38	51	difficult	difficult	ADJ
fbem-10235	38	52	to	to	PART
fbem-10235	38	53	achieve	achieve	VERB
fbem-10235	38	54	reform	reform	NOUN
fbem-10235	38	55	by	by	ADP
fbem-10235	38	56	obtaining	obtain	VERB
fbem-10235	38	57	information	information	NOUN
fbem-10235	38	58	from	from	ADP
fbem-10235	38	59	a	a	DET
fbem-10235	38	60	wide	wide	ADJ
fbem-10235	38	61	range	range	NOUN
fbem-10235	38	62	of	of	ADP
fbem-10235	38	63	users	user	NOUN
fbem-10235	38	64	.	.	PUNCT
fbem-10235	39	1	the	the	DET
fbem-10235	39	2	internet	internet	NOUN
fbem-10235	39	3	finance	finance	NOUN
fbem-10235	39	4	is	be	AUX
fbem-10235	39	5	basically	basically	ADV
fbem-10235	39	6	relying	rely	VERB
fbem-10235	39	7	on	on	ADP
fbem-10235	39	8	the	the	DET
fbem-10235	39	9	products	product	NOUN
fbem-10235	39	10	of	of	ADP
fbem-10235	39	11	large	large	ADJ
fbem-10235	39	12	enterprises	enterprise	NOUN
fbem-10235	39	13	,	,	PUNCT
fbem-10235	39	14	the	the	DET
fbem-10235	39	15	enterprise	enterprise	NOUN
fbem-10235	39	16	itself	itself	PRON
fbem-10235	39	17	provides	provide	VERB
fbem-10235	39	18	a	a	DET
fbem-10235	39	19	large	large	ADJ
fbem-10235	39	20	online	online	ADJ
fbem-10235	39	21	consumer	consumer	NOUN
fbem-10235	39	22	market	market	NOUN
fbem-10235	39	23	for	for	SCONJ
fbem-10235	39	24	users	user	NOUN
fbem-10235	39	25	to	to	PART
fbem-10235	39	26	choose	choose	VERB
fbem-10235	39	27	,	,	PUNCT
fbem-10235	39	28	or	or	CCONJ
fbem-10235	39	29	joint	joint	ADJ
fbem-10235	39	30	with	with	ADP
fbem-10235	39	31	other	other	ADJ
fbem-10235	39	32	ecommerce	ecommerce	NOUN
fbem-10235	39	33	platform	platform	NOUN
fbem-10235	39	34	,	,	PUNCT
fbem-10235	39	35	making	make	VERB
fbem-10235	39	36	it	it	PRON
fbem-10235	39	37	easier	easy	ADJ
fbem-10235	39	38	to	to	PART
fbem-10235	39	39	obtain	obtain	VERB
fbem-10235	39	40	user	user	NOUN
fbem-10235	39	41	information	information	NOUN
fbem-10235	39	42	,	,	PUNCT
fbem-10235	39	43	easy	easy	ADJ
fbem-10235	39	44	to	to	PART
fbem-10235	39	45	use	use	VERB
fbem-10235	39	46	big	big	ADJ
fbem-10235	39	47	data	datum	NOUN
fbem-10235	39	48	technology	technology	NOUN
fbem-10235	39	49	to	to	PART
fbem-10235	39	50	analyze	analyze	VERB
fbem-10235	39	51	user	user	NOUN
fbem-10235	39	52	preferences	preference	NOUN
fbem-10235	39	53	for	for	ADP
fbem-10235	39	54	financial	financial	ADJ
fbem-10235	39	55	services	service	NOUN
fbem-10235	39	56	,	,	PUNCT
fbem-10235	39	57	in	in	ADP
fbem-10235	39	58	order	order	NOUN
fbem-10235	39	59	to	to	PART
fbem-10235	39	60	push	push	VERB
fbem-10235	39	61	the	the	DET
fbem-10235	39	62	corresponding	corresponding	ADJ
fbem-10235	39	63	financial	financial	ADJ
fbem-10235	39	64	services	service	NOUN
fbem-10235	39	65	to	to	ADP
fbem-10235	39	66	users	user	NOUN
fbem-10235	39	67	to	to	PART
fbem-10235	39	68	enhance	enhance	VERB
fbem-10235	39	69	user	user	NOUN
fbem-10235	39	70	164	164	NUM
fbem-10235	39	71	satisfaction	satisfaction	NOUN
fbem-10235	39	72	and	and	CCONJ
fbem-10235	39	73	loyalty	loyalty	NOUN
fbem-10235	39	74	.	.	PUNCT
fbem-10235	40	1	and	and	CCONJ
fbem-10235	40	2	therefore	therefore	ADV
fbem-10235	40	3	the	the	DET
fbem-10235	40	4	internet	internet	NOUN
fbem-10235	40	5	financial	financial	ADJ
fbem-10235	40	6	intermediary	intermediary	NOUN
fbem-10235	40	7	services	service	NOUN
fbem-10235	40	8	have	have	AUX
fbem-10235	40	9	been	be	AUX
fbem-10235	40	10	developed	develop	VERB
fbem-10235	40	11	,	,	PUNCT
fbem-10235	40	12	while	while	SCONJ
fbem-10235	40	13	the	the	DET
fbem-10235	40	14	traditional	traditional	ADJ
fbem-10235	40	15	financial	financial	ADJ
fbem-10235	40	16	intermediary	intermediary	NOUN
fbem-10235	40	17	services	service	NOUN
fbem-10235	40	18	are	be	AUX
fbem-10235	40	19	increasingly	increasingly	ADV
fbem-10235	40	20	limited	limited	ADJ
fbem-10235	40	21	.	.	PUNCT
fbem-10235	41	1	3.4	3.4	NUM
fbem-10235	41	2	.	.	PUNCT
fbem-10235	42	1	asset	asset	NOUN
fbem-10235	42	2	income	income	NOUN
fbem-10235	42	3	is	be	AUX
fbem-10235	42	4	hindered	hinder	VERB
fbem-10235	42	5	one	one	NUM
fbem-10235	42	6	characteristic	characteristic	NOUN
fbem-10235	42	7	of	of	ADP
fbem-10235	42	8	the	the	DET
fbem-10235	42	9	traditional	traditional	ADJ
fbem-10235	42	10	financial	financial	ADJ
fbem-10235	42	11	industry	industry	NOUN
fbem-10235	42	12	is	be	AUX
fbem-10235	42	13	that	that	SCONJ
fbem-10235	42	14	it	it	PRON
fbem-10235	42	15	operates	operate	VERB
fbem-10235	42	16	with	with	ADP
fbem-10235	42	17	long	long	ADJ
fbem-10235	42	18	-	-	PUNCT
fbem-10235	42	19	term	term	NOUN
fbem-10235	42	20	debt	debt	NOUN
fbem-10235	42	21	,	,	PUNCT
fbem-10235	42	22	earning	earn	VERB
fbem-10235	42	23	a	a	DET
fbem-10235	42	24	deposit	deposit	NOUN
fbem-10235	42	25	spread	spread	VERB
fbem-10235	42	26	by	by	ADP
fbem-10235	42	27	taking	take	VERB
fbem-10235	42	28	deposits	deposit	NOUN
fbem-10235	42	29	from	from	ADP
fbem-10235	42	30	the	the	DET
fbem-10235	42	31	public	public	NOUN
fbem-10235	42	32	and	and	CCONJ
fbem-10235	42	33	then	then	ADV
fbem-10235	42	34	issuing	issue	VERB
fbem-10235	42	35	loans	loan	NOUN
fbem-10235	42	36	to	to	ADP
fbem-10235	42	37	individuals	individual	NOUN
fbem-10235	42	38	or	or	CCONJ
fbem-10235	42	39	enterprises	enterprise	NOUN
fbem-10235	42	40	with	with	ADP
fbem-10235	42	41	financial	financial	ADJ
fbem-10235	42	42	service	service	NOUN
fbem-10235	42	43	needs	need	NOUN
fbem-10235	42	44	based	base	VERB
fbem-10235	42	45	on	on	ADP
fbem-10235	42	46	its	its	PRON
fbem-10235	42	47	own	own	ADJ
fbem-10235	42	48	good	good	ADJ
fbem-10235	42	49	credit	credit	NOUN
fbem-10235	42	50	base	base	NOUN
fbem-10235	42	51	.	.	PUNCT
fbem-10235	43	1	as	as	SCONJ
fbem-10235	43	2	shown	show	VERB
fbem-10235	43	3	in	in	ADP
fbem-10235	43	4	table	table	NOUN
fbem-10235	43	5	1	1	NUM
fbem-10235	43	6	:	:	PUNCT
fbem-10235	43	7	table	table	NOUN
fbem-10235	43	8	1	1	NUM
fbem-10235	43	9	.	.	PUNCT
fbem-10235	44	1	deposit	deposit	NOUN
fbem-10235	44	2	rates	rate	NOUN
fbem-10235	44	3	of	of	ADP
fbem-10235	44	4	the	the	DET
fbem-10235	44	5	four	four	NUM
fbem-10235	44	6	largest	large	ADJ
fbem-10235	44	7	banks	bank	NOUN
fbem-10235	44	8	in	in	ADP
fbem-10235	44	9	china	china	PROPN
fbem-10235	44	10	(	(	PUNCT
fbem-10235	44	11	%	%	INTJ
fbem-10235	44	12	)	)	PUNCT
fbem-10235	44	13	bank	bank	NOUN
fbem-10235	44	14	base	base	NOUN
fbem-10235	44	15	rate	rate	NOUN
fbem-10235	44	16	3months	3months	NUM
fbem-10235	44	17	6months	6months	NUM
fbem-10235	44	18	1year	1year	NUM
fbem-10235	44	19	2years	2years	NUM
fbem-10235	44	20	3years	3years	NUM
fbem-10235	44	21	icbc	icbc	NOUN
fbem-10235	44	22	0.2	0.2	NUM
fbem-10235	44	23	1.25	1.25	NUM
fbem-10235	44	24	1.45	1.45	NUM
fbem-10235	44	25	1.65	1.65	NUM
fbem-10235	44	26	2.05	2.05	NUM
fbem-10235	44	27	2.45	2.45	NUM
fbem-10235	44	28	ccb	ccb	PROPN
fbem-10235	44	29	0.2	0.2	NUM
fbem-10235	44	30	1.25	1.25	NUM
fbem-10235	44	31	1.45	1.45	NUM
fbem-10235	44	32	1.65	1.65	NUM
fbem-10235	44	33	2.05	2.05	NUM
fbem-10235	44	34	2.45	2.45	NUM
fbem-10235	44	35	abc	abc	PROPN
fbem-10235	44	36	0.2	0.2	NUM
fbem-10235	44	37	1.25	1.25	NUM
fbem-10235	44	38	1.45	1.45	NUM
fbem-10235	44	39	1.65	1.65	NUM
fbem-10235	44	40	2.05	2.05	NUM
fbem-10235	44	41	2.45	2.45	NUM
fbem-10235	44	42	bc	bc	PROPN
fbem-10235	44	43	0.2	0.2	NUM
fbem-10235	44	44	1.25	1.25	NUM
fbem-10235	44	45	1.45	1.45	NUM
fbem-10235	44	46	1.65	1.65	NUM
fbem-10235	44	47	2.05	2.05	NUM
fbem-10235	44	48	2.45	2.45	NUM
fbem-10235	44	49	table	table	NOUN
fbem-10235	44	50	2	2	NUM
fbem-10235	44	51	.	.	X
fbem-10235	44	52	seven	seven	NUM
fbem-10235	44	53	-	-	PUNCT
fbem-10235	44	54	day	day	NOUN
fbem-10235	44	55	call	call	NOUN
fbem-10235	44	56	rates	rate	NOUN
fbem-10235	44	57	of	of	ADP
fbem-10235	44	58	two	two	NUM
fbem-10235	44	59	major	major	ADJ
fbem-10235	44	60	internet	internet	NOUN
fbem-10235	44	61	financial	financial	ADJ
fbem-10235	44	62	companies	company	NOUN
fbem-10235	44	63	in	in	ADP
fbem-10235	44	64	china	china	PROPN
fbem-10235	44	65	(	(	PUNCT
fbem-10235	44	66	%	%	INTJ
fbem-10235	44	67	)	)	PUNCT
fbem-10235	44	68	company	company	NOUN
fbem-10235	44	69	base	base	NOUN
fbem-10235	44	70	rate	rate	NOUN
fbem-10235	44	71	1day	1day	NUM
fbem-10235	44	72	2days	2days	NUM
fbem-10235	44	73	3days	3days	NUM
fbem-10235	44	74	4days	4days	NUM
fbem-10235	44	75	5days	5days	NUM
fbem-10235	44	76	6days	6days	NUM
fbem-10235	44	77	alipay	alipay	VERB
fbem-10235	44	78	0.35	0.35	NUM
fbem-10235	44	79	4.477	4.477	NUM
fbem-10235	44	80	4.480	4.480	NUM
fbem-10235	44	81	4.486	4.486	NUM
fbem-10235	44	82	4.456	4.456	NUM
fbem-10235	44	83	4.450	4.450	NUM
fbem-10235	44	84	4.453	4.453	NUM
fbem-10235	44	85	tenpay	tenpay	NOUN
fbem-10235	44	86	0.35	0.35	NUM
fbem-10235	44	87	3.14	3.14	NUM
fbem-10235	44	88	3.26	3.26	NUM
fbem-10235	44	89	3.41	3.41	NUM
fbem-10235	44	90	3.17	3.17	NUM
fbem-10235	44	91	3.05	3.05	NUM
fbem-10235	44	92	3.01	3.01	NUM
fbem-10235	44	93	from	from	ADP
fbem-10235	44	94	the	the	DET
fbem-10235	44	95	above	above	ADJ
fbem-10235	44	96	table	table	NOUN
fbem-10235	44	97	1	1	NUM
fbem-10235	44	98	and	and	CCONJ
fbem-10235	44	99	table	table	NOUN
fbem-10235	44	100	2	2	NUM
fbem-10235	44	101	,	,	PUNCT
fbem-10235	44	102	it	it	PRON
fbem-10235	44	103	can	can	AUX
fbem-10235	44	104	be	be	AUX
fbem-10235	44	105	seen	see	VERB
fbem-10235	44	106	that	that	SCONJ
fbem-10235	44	107	when	when	SCONJ
fbem-10235	44	108	the	the	DET
fbem-10235	44	109	internet	internet	NOUN
fbem-10235	44	110	finance	finance	NOUN
fbem-10235	44	111	launched	launch	VERB
fbem-10235	44	112	the	the	DET
fbem-10235	44	113	user	user	NOUN
fbem-10235	44	114	asset	asset	NOUN
fbem-10235	44	115	income	income	NOUN
fbem-10235	44	116	business	business	NOUN
fbem-10235	44	117	,	,	PUNCT
fbem-10235	44	118	although	although	SCONJ
fbem-10235	44	119	from	from	ADP
fbem-10235	44	120	a	a	DET
fbem-10235	44	121	macro	macro	ADJ
fbem-10235	44	122	point	point	NOUN
fbem-10235	44	123	of	of	ADP
fbem-10235	44	124	view	view	NOUN
fbem-10235	44	125	,	,	PUNCT
fbem-10235	44	126	alipay	alipay	PROPN
fbem-10235	44	127	and	and	CCONJ
fbem-10235	44	128	caipay	caipay	NOUN
fbem-10235	44	129	are	be	AUX
fbem-10235	44	130	not	not	PART
fbem-10235	44	131	stable	stable	ADJ
fbem-10235	44	132	to	to	PART
fbem-10235	44	133	guarantee	guarantee	VERB
fbem-10235	44	134	the	the	DET
fbem-10235	44	135	rate	rate	NOUN
fbem-10235	44	136	of	of	ADP
fbem-10235	44	137	return	return	NOUN
fbem-10235	44	138	,	,	PUNCT
fbem-10235	44	139	but	but	CCONJ
fbem-10235	44	140	it	it	PRON
fbem-10235	44	141	is	be	AUX
fbem-10235	44	142	also	also	ADV
fbem-10235	44	143	incomparable	incomparable	ADJ
fbem-10235	44	144	to	to	ADP
fbem-10235	44	145	the	the	DET
fbem-10235	44	146	short	short	ADJ
fbem-10235	44	147	-	-	PUNCT
fbem-10235	44	148	term	term	NOUN
fbem-10235	44	149	deposit	deposit	NOUN
fbem-10235	44	150	rates	rate	NOUN
fbem-10235	44	151	provided	provide	VERB
fbem-10235	44	152	by	by	ADP
fbem-10235	44	153	traditional	traditional	ADJ
fbem-10235	44	154	finance	finance	NOUN
fbem-10235	44	155	,	,	PUNCT
fbem-10235	44	156	plus	plus	CCONJ
fbem-10235	44	157	,	,	PUNCT
fbem-10235	44	158	at	at	ADP
fbem-10235	44	159	this	this	DET
fbem-10235	44	160	stage	stage	NOUN
fbem-10235	44	161	,	,	PUNCT
fbem-10235	44	162	intermediate	intermediate	ADJ
fbem-10235	44	163	businesses	business	NOUN
fbem-10235	44	164	such	such	ADJ
fbem-10235	44	165	as	as	ADP
fbem-10235	44	166	wealth	wealth	NOUN
fbem-10235	44	167	management	management	NOUN
fbem-10235	44	168	products	product	NOUN
fbem-10235	44	169	are	be	AUX
fbem-10235	44	170	loved	love	VERB
fbem-10235	44	171	by	by	ADP
fbem-10235	44	172	the	the	DET
fbem-10235	44	173	public	public	NOUN
fbem-10235	44	174	,	,	PUNCT
fbem-10235	44	175	more	more	ADV
fbem-10235	44	176	idle	idle	ADJ
fbem-10235	44	177	money	money	NOUN
fbem-10235	44	178	flowed	flow	VERB
fbem-10235	44	179	to	to	ADP
fbem-10235	44	180	the	the	DET
fbem-10235	44	181	intermediate	intermediate	ADJ
fbem-10235	44	182	business	business	NOUN
fbem-10235	44	183	of	of	ADP
fbem-10235	44	184	financial	financial	ADJ
fbem-10235	44	185	services	service	NOUN
fbem-10235	44	186	,	,	PUNCT
fbem-10235	44	187	making	make	VERB
fbem-10235	44	188	the	the	DET
fbem-10235	44	189	traditional	traditional	ADJ
fbem-10235	44	190	financial	financial	ADJ
fbem-10235	44	191	industry	industry	NOUN
fbem-10235	44	192	to	to	PART
fbem-10235	44	193	deposit	deposit	VERB
fbem-10235	44	194	and	and	CCONJ
fbem-10235	44	195	lending	lending	NOUN
fbem-10235	44	196	spread	spread	VERB
fbem-10235	44	197	for	for	ADP
fbem-10235	44	198	profitability	profitability	NOUN
fbem-10235	44	199	model	model	NOUN
fbem-10235	44	200	is	be	AUX
fbem-10235	44	201	a	a	DET
fbem-10235	44	202	big	big	ADJ
fbem-10235	44	203	impact	impact	NOUN
fbem-10235	44	204	,	,	PUNCT
fbem-10235	44	205	and	and	CCONJ
fbem-10235	44	206	its	its	PRON
fbem-10235	44	207	profitability	profitability	NOUN
fbem-10235	44	208	is	be	AUX
fbem-10235	44	209	also	also	ADV
fbem-10235	44	210	significantly	significantly	ADV
fbem-10235	44	211	hampered	hamper	VERB
fbem-10235	44	212	.	.	PUNCT
fbem-10235	45	1	4	4	X
fbem-10235	45	2	.	.	X
fbem-10235	45	3	response	response	NOUN
fbem-10235	45	4	strategies	strategy	NOUN
fbem-10235	45	5	based	base	VERB
fbem-10235	45	6	on	on	ADP
fbem-10235	45	7	swot	swot	PROPN
fbem-10235	45	8	analysis	analysis	NOUN
fbem-10235	45	9	4.1	4.1	NUM
fbem-10235	45	10	.	.	PUNCT
fbem-10235	46	1	so	so	ADV
fbem-10235	46	2	strategic	strategic	ADJ
fbem-10235	46	3	analysis	analysis	NOUN
fbem-10235	46	4	the	the	DET
fbem-10235	46	5	traditional	traditional	ADJ
fbem-10235	46	6	financial	financial	ADJ
fbem-10235	46	7	industry	industry	NOUN
fbem-10235	46	8	's	's	PART
fbem-10235	46	9	major	major	ADJ
fbem-10235	46	10	advantage	advantage	NOUN
fbem-10235	46	11	is	be	AUX
fbem-10235	46	12	capital	capital	NOUN
fbem-10235	46	13	and	and	CCONJ
fbem-10235	46	14	financial	financial	ADJ
fbem-10235	46	15	technology	technology	NOUN
fbem-10235	46	16	,	,	PUNCT
fbem-10235	46	17	traditional	traditional	ADJ
fbem-10235	46	18	finance	finance	NOUN
fbem-10235	46	19	should	should	AUX
fbem-10235	46	20	make	make	VERB
fbem-10235	46	21	use	use	NOUN
fbem-10235	46	22	of	of	ADP
fbem-10235	46	23	its	its	PRON
fbem-10235	46	24	own	own	ADJ
fbem-10235	46	25	strong	strong	ADJ
fbem-10235	46	26	financial	financial	ADJ
fbem-10235	46	27	services	service	NOUN
fbem-10235	46	28	technology	technology	NOUN
fbem-10235	46	29	capability	capability	NOUN
fbem-10235	46	30	and	and	CCONJ
fbem-10235	46	31	the	the	DET
fbem-10235	46	32	advantage	advantage	NOUN
fbem-10235	46	33	of	of	ADP
fbem-10235	46	34	strong	strong	ADJ
fbem-10235	46	35	capital	capital	NOUN
fbem-10235	46	36	,	,	PUNCT
fbem-10235	46	37	supported	support	VERB
fbem-10235	46	38	by	by	ADP
fbem-10235	46	39	big	big	ADJ
fbem-10235	46	40	data	datum	NOUN
fbem-10235	46	41	,	,	PUNCT
fbem-10235	46	42	cloud	cloud	NOUN
fbem-10235	46	43	computing	computing	NOUN
fbem-10235	46	44	and	and	CCONJ
fbem-10235	46	45	other	other	ADJ
fbem-10235	46	46	advanced	advanced	ADJ
fbem-10235	46	47	internet	internet	NOUN
fbem-10235	46	48	information	information	NOUN
fbem-10235	46	49	technology	technology	NOUN
fbem-10235	46	50	,	,	PUNCT
fbem-10235	46	51	combined	combine	VERB
fbem-10235	46	52	with	with	ADP
fbem-10235	46	53	the	the	DET
fbem-10235	46	54	many	many	ADJ
fbem-10235	46	55	ecommerce	ecommerce	NOUN
fbem-10235	46	56	platforms	platform	NOUN
fbem-10235	46	57	like	like	ADP
fbem-10235	46	58	stars	star	NOUN
fbem-10235	46	59	,	,	PUNCT
fbem-10235	46	60	seize	seize	VERB
fbem-10235	46	61	the	the	DET
fbem-10235	46	62	wave	wave	NOUN
fbem-10235	46	63	of	of	ADP
fbem-10235	46	64	the	the	DET
fbem-10235	46	65	information	information	NOUN
fbem-10235	46	66	revolution	revolution	NOUN
fbem-10235	46	67	,	,	PUNCT
fbem-10235	46	68	and	and	CCONJ
fbem-10235	46	69	actively	actively	ADV
fbem-10235	46	70	promote	promote	VERB
fbem-10235	46	71	their	their	PRON
fbem-10235	46	72	own	own	ADJ
fbem-10235	46	73	development	development	NOUN
fbem-10235	46	74	of	of	ADP
fbem-10235	46	75	internet	internet	NOUN
fbem-10235	46	76	financial	financial	ADJ
fbem-10235	46	77	services	service	NOUN
fbem-10235	46	78	products	product	NOUN
fbem-10235	46	79	.	.	PUNCT
fbem-10235	47	1	we	we	PRON
fbem-10235	47	2	also	also	ADV
fbem-10235	47	3	attract	attract	VERB
fbem-10235	47	4	a	a	DET
fbem-10235	47	5	large	large	ADJ
fbem-10235	47	6	number	number	NOUN
fbem-10235	47	7	of	of	ADP
fbem-10235	47	8	talents	talent	NOUN
fbem-10235	47	9	with	with	ADP
fbem-10235	47	10	experience	experience	NOUN
fbem-10235	47	11	in	in	ADP
fbem-10235	47	12	internet	internet	NOUN
fbem-10235	47	13	finance	finance	NOUN
fbem-10235	47	14	to	to	PART
fbem-10235	47	15	join	join	VERB
fbem-10235	47	16	us	we	PRON
fbem-10235	47	17	,	,	PUNCT
fbem-10235	47	18	use	use	VERB
fbem-10235	47	19	so	so	ADV
fbem-10235	47	20	strategy	strategy	NOUN
fbem-10235	47	21	to	to	PART
fbem-10235	47	22	avoid	avoid	VERB
fbem-10235	47	23	the	the	DET
fbem-10235	47	24	problem	problem	NOUN
fbem-10235	47	25	of	of	ADP
fbem-10235	47	26	homogenization	homogenization	NOUN
fbem-10235	47	27	with	with	ADP
fbem-10235	47	28	existing	exist	VERB
fbem-10235	47	29	internet	internet	NOUN
fbem-10235	47	30	financial	financial	ADJ
fbem-10235	47	31	service	service	NOUN
fbem-10235	47	32	products	product	NOUN
fbem-10235	47	33	,	,	PUNCT
fbem-10235	47	34	and	and	CCONJ
fbem-10235	47	35	use	use	VERB
fbem-10235	47	36	the	the	DET
fbem-10235	47	37	sharing	sharing	NOUN
fbem-10235	47	38	of	of	ADP
fbem-10235	47	39	big	big	ADJ
fbem-10235	47	40	data	datum	NOUN
fbem-10235	47	41	to	to	PART
fbem-10235	47	42	obtain	obtain	VERB
fbem-10235	47	43	information	information	NOUN
fbem-10235	47	44	about	about	ADP
fbem-10235	47	45	the	the	DET
fbem-10235	47	46	users	user	NOUN
fbem-10235	47	47	of	of	ADP
fbem-10235	47	48	financial	financial	ADJ
fbem-10235	47	49	service	service	NOUN
fbem-10235	47	50	needs	need	NOUN
fbem-10235	47	51	and	and	CCONJ
fbem-10235	47	52	develop	develop	VERB
fbem-10235	47	53	an	an	DET
fbem-10235	47	54	internet	internet	NOUN
fbem-10235	47	55	financial	financial	ADJ
fbem-10235	47	56	road	road	NOUN
fbem-10235	47	57	of	of	ADP
fbem-10235	47	58	our	our	PRON
fbem-10235	47	59	own	own	ADJ
fbem-10235	47	60	.	.	PUNCT
fbem-10235	48	1	in	in	ADP
fbem-10235	48	2	the	the	DET
fbem-10235	48	3	so	so	ADJ
fbem-10235	48	4	strategy	strategy	NOUN
fbem-10235	48	5	,	,	PUNCT
fbem-10235	48	6	s	s	X
fbem-10235	48	7	is	be	AUX
fbem-10235	48	8	for	for	ADP
fbem-10235	48	9	capital	capital	NOUN
fbem-10235	48	10	and	and	CCONJ
fbem-10235	48	11	financial	financial	ADJ
fbem-10235	48	12	technology	technology	NOUN
fbem-10235	48	13	advantages	advantage	NOUN
fbem-10235	48	14	,	,	PUNCT
fbem-10235	48	15	with	with	ADP
fbem-10235	48	16	complete	complete	ADJ
fbem-10235	48	17	dividend	dividend	NOUN
fbem-10235	48	18	support	support	NOUN
fbem-10235	48	19	and	and	CCONJ
fbem-10235	48	20	market	market	NOUN
fbem-10235	48	21	risk	risk	NOUN
fbem-10235	48	22	control	control	NOUN
fbem-10235	48	23	capabilities	capability	NOUN
fbem-10235	48	24	;	;	PUNCT
fbem-10235	48	25	o	o	NOUN
fbem-10235	48	26	that	that	ADV
fbem-10235	48	27	is	is	ADV
fbem-10235	48	28	,	,	PUNCT
fbem-10235	48	29	give	give	VERB
fbem-10235	48	30	full	full	ADJ
fbem-10235	48	31	play	play	NOUN
fbem-10235	48	32	to	to	ADP
fbem-10235	48	33	financial	financial	ADJ
fbem-10235	48	34	technology	technology	NOUN
fbem-10235	48	35	and	and	CCONJ
fbem-10235	48	36	risk	risk	NOUN
fbem-10235	48	37	control	control	NOUN
fbem-10235	48	38	in	in	ADP
fbem-10235	48	39	the	the	DET
fbem-10235	48	40	internet	internet	NOUN
fbem-10235	48	41	financial	financial	ADJ
fbem-10235	48	42	applications	application	NOUN
fbem-10235	48	43	of	of	ADP
fbem-10235	48	44	risk	risk	NOUN
fbem-10235	48	45	avoidance	avoidance	NOUN
fbem-10235	48	46	,	,	PUNCT
fbem-10235	48	47	while	while	SCONJ
fbem-10235	48	48	using	use	VERB
fbem-10235	48	49	financial	financial	ADJ
fbem-10235	48	50	policies	policy	NOUN
fbem-10235	48	51	on	on	ADP
fbem-10235	48	52	the	the	DET
fbem-10235	48	53	original	original	ADJ
fbem-10235	48	54	internet	internet	NOUN
fbem-10235	48	55	financial	financial	ADJ
fbem-10235	48	56	homogenization	homogenization	NOUN
fbem-10235	48	57	of	of	ADP
fbem-10235	48	58	products	product	NOUN
fbem-10235	48	59	to	to	PART
fbem-10235	48	60	impact	impact	VERB
fbem-10235	48	61	.	.	PUNCT
fbem-10235	49	1	4.2	4.2	NUM
fbem-10235	49	2	.	.	PUNCT
fbem-10235	50	1	wo	will	AUX
fbem-10235	50	2	strategic	strategic	ADJ
fbem-10235	50	3	analysis	analysis	NOUN
fbem-10235	50	4	internet	internet	NOUN
fbem-10235	50	5	users	user	NOUN
fbem-10235	50	6	are	be	AUX
fbem-10235	50	7	a	a	DET
fbem-10235	50	8	virtual	virtual	ADJ
fbem-10235	50	9	social	social	ADJ
fbem-10235	50	10	family	family	NOUN
fbem-10235	50	11	,	,	PUNCT
fbem-10235	50	12	and	and	CCONJ
fbem-10235	50	13	everyone	everyone	PRON
fbem-10235	50	14	obtains	obtain	VERB
fbem-10235	50	15	products	product	NOUN
fbem-10235	50	16	and	and	CCONJ
fbem-10235	50	17	services	service	NOUN
fbem-10235	50	18	related	relate	VERB
fbem-10235	50	19	to	to	ADP
fbem-10235	50	20	their	their	PRON
fbem-10235	50	21	needs	need	NOUN
fbem-10235	50	22	through	through	ADP
fbem-10235	50	23	network	network	NOUN
fbem-10235	50	24	information	information	NOUN
fbem-10235	50	25	technology	technology	NOUN
fbem-10235	50	26	,	,	PUNCT
fbem-10235	50	27	and	and	CCONJ
fbem-10235	50	28	after	after	ADP
fbem-10235	50	29	years	year	NOUN
fbem-10235	50	30	of	of	ADP
fbem-10235	50	31	experience	experience	NOUN
fbem-10235	50	32	in	in	ADP
fbem-10235	50	33	using	use	VERB
fbem-10235	50	34	the	the	DET
fbem-10235	50	35	internet	internet	NOUN
fbem-10235	50	36	,	,	PUNCT
fbem-10235	50	37	each	each	DET
fbem-10235	50	38	user	user	NOUN
fbem-10235	50	39	has	have	VERB
fbem-10235	50	40	his	his	PRON
fbem-10235	50	41	or	or	CCONJ
fbem-10235	50	42	her	her	PRON
fbem-10235	50	43	own	own	ADJ
fbem-10235	50	44	thinking	thinking	NOUN
fbem-10235	50	45	about	about	ADP
fbem-10235	50	46	internet	internet	NOUN
fbem-10235	50	47	use	use	NOUN
fbem-10235	50	48	.	.	PUNCT
fbem-10235	51	1	the	the	DET
fbem-10235	51	2	internet	internet	NOUN
fbem-10235	51	3	has	have	VERB
fbem-10235	51	4	a	a	DET
fbem-10235	51	5	very	very	ADV
fbem-10235	51	6	strong	strong	ADJ
fbem-10235	51	7	coverage	coverage	NOUN
fbem-10235	51	8	,	,	PUNCT
fbem-10235	51	9	and	and	CCONJ
fbem-10235	51	10	according	accord	VERB
fbem-10235	51	11	to	to	ADP
fbem-10235	51	12	statistics	statistic	NOUN
fbem-10235	51	13	,	,	PUNCT
fbem-10235	51	14	the	the	DET
fbem-10235	51	15	number	number	NOUN
fbem-10235	51	16	of	of	ADP
fbem-10235	51	17	internet	internet	NOUN
fbem-10235	51	18	users	user	NOUN
fbem-10235	51	19	nationwide	nationwide	ADV
fbem-10235	51	20	has	have	AUX
fbem-10235	51	21	reached	reach	VERB
fbem-10235	51	22	1.051	1.051	NUM
fbem-10235	51	23	billion	billion	NUM
fbem-10235	51	24	as	as	ADP
fbem-10235	51	25	of	of	ADP
fbem-10235	51	26	june	june	PROPN
fbem-10235	51	27	2022	2022	NUM
fbem-10235	51	28	.	.	PUNCT
fbem-10235	52	1	the	the	DET
fbem-10235	52	2	internet	internet	NOUN
fbem-10235	52	3	,	,	PUNCT
fbem-10235	52	4	from	from	ADP
fbem-10235	52	5	a	a	DET
fbem-10235	52	6	certain	certain	ADJ
fbem-10235	52	7	point	point	NOUN
fbem-10235	52	8	of	of	ADP
fbem-10235	52	9	view	view	NOUN
fbem-10235	52	10	,	,	PUNCT
fbem-10235	52	11	user	user	NOUN
fbem-10235	52	12	information	information	NOUN
fbem-10235	52	13	exists	exist	VERB
fbem-10235	52	14	in	in	ADP
fbem-10235	52	15	the	the	DET
fbem-10235	52	16	whole	whole	ADJ
fbem-10235	52	17	network	network	NOUN
fbem-10235	52	18	big	big	ADJ
fbem-10235	52	19	data	datum	NOUN
fbem-10235	52	20	space	space	NOUN
fbem-10235	52	21	,	,	PUNCT
fbem-10235	52	22	at	at	ADP
fbem-10235	52	23	the	the	DET
fbem-10235	52	24	same	same	ADJ
fbem-10235	52	25	time	time	NOUN
fbem-10235	52	26	,	,	PUNCT
fbem-10235	52	27	the	the	DET
fbem-10235	52	28	internet	internet	NOUN
fbem-10235	52	29	also	also	ADV
fbem-10235	52	30	pays	pay	VERB
fbem-10235	52	31	more	more	ADJ
fbem-10235	52	32	attention	attention	NOUN
fbem-10235	52	33	to	to	ADP
fbem-10235	52	34	user	user	NOUN
fbem-10235	52	35	experience	experience	NOUN
fbem-10235	52	36	satisfaction	satisfaction	NOUN
fbem-10235	52	37	,	,	PUNCT
fbem-10235	52	38	for	for	ADP
fbem-10235	52	39	free	free	ADJ
fbem-10235	52	40	network	network	NOUN
fbem-10235	52	41	experience	experience	NOUN
fbem-10235	52	42	,	,	PUNCT
fbem-10235	52	43	good	good	ADJ
fbem-10235	52	44	experience	experience	NOUN
fbem-10235	52	45	is	be	AUX
fbem-10235	52	46	able	able	ADJ
fbem-10235	52	47	to	to	PART
fbem-10235	52	48	obtain	obtain	VERB
fbem-10235	52	49	user	user	NOUN
fbem-10235	52	50	loyalty	loyalty	NOUN
fbem-10235	52	51	,	,	PUNCT
fbem-10235	52	52	at	at	ADP
fbem-10235	52	53	the	the	DET
fbem-10235	52	54	same	same	ADJ
fbem-10235	52	55	time	time	NOUN
fbem-10235	52	56	,	,	PUNCT
fbem-10235	52	57	users	user	NOUN
fbem-10235	52	58	in	in	ADP
fbem-10235	52	59	the	the	DET
fbem-10235	52	60	experience	experience	NOUN
fbem-10235	52	61	of	of	ADP
fbem-10235	52	62	mutual	mutual	ADJ
fbem-10235	52	63	network	network	NOUN
fbem-10235	52	64	communication	communication	NOUN
fbem-10235	52	65	or	or	CCONJ
fbem-10235	52	66	interaction	interaction	NOUN
fbem-10235	52	67	,	,	PUNCT
fbem-10235	52	68	are	be	AUX
fbem-10235	52	69	to	to	PART
fbem-10235	52	70	provide	provide	VERB
fbem-10235	52	71	products	product	NOUN
fbem-10235	52	72	and	and	CCONJ
fbem-10235	52	73	services	service	NOUN
fbem-10235	52	74	to	to	PART
fbem-10235	52	75	obtain	obtain	VERB
fbem-10235	52	76	the	the	DET
fbem-10235	52	77	source	source	NOUN
fbem-10235	52	78	of	of	ADP
fbem-10235	52	79	information	information	NOUN
fbem-10235	52	80	about	about	ADP
fbem-10235	52	81	user	user	NOUN
fbem-10235	52	82	needs	need	NOUN
fbem-10235	52	83	.	.	PUNCT
fbem-10235	53	1	the	the	DET
fbem-10235	53	2	traditional	traditional	ADJ
fbem-10235	53	3	financial	financial	ADJ
fbem-10235	53	4	concept	concept	NOUN
fbem-10235	53	5	,	,	PUNCT
fbem-10235	53	6	most	most	ADJ
fbem-10235	53	7	of	of	ADP
fbem-10235	53	8	them	they	PRON
fbem-10235	53	9	bring	bring	VERB
fbem-10235	53	10	the	the	DET
fbem-10235	53	11	cold	cold	ADJ
fbem-10235	53	12	side	side	NOUN
fbem-10235	53	13	,	,	PUNCT
fbem-10235	53	14	so	so	SCONJ
fbem-10235	53	15	it	it	PRON
fbem-10235	53	16	should	should	AUX
fbem-10235	53	17	follow	follow	VERB
fbem-10235	53	18	the	the	DET
fbem-10235	53	19	trend	trend	NOUN
fbem-10235	53	20	of	of	ADP
fbem-10235	53	21	the	the	DET
fbem-10235	53	22	times	time	NOUN
fbem-10235	53	23	and	and	CCONJ
fbem-10235	53	24	put	put	VERB
fbem-10235	53	25	the	the	DET
fbem-10235	53	26	user	user	NOUN
fbem-10235	53	27	experience	experience	NOUN
fbem-10235	53	28	and	and	CCONJ
fbem-10235	53	29	user	user	NOUN
fbem-10235	53	30	service	service	NOUN
fbem-10235	53	31	in	in	ADP
fbem-10235	53	32	the	the	DET
fbem-10235	53	33	first	first	ADJ
fbem-10235	53	34	place	place	NOUN
fbem-10235	53	35	of	of	ADP
fbem-10235	53	36	financial	financial	ADJ
fbem-10235	53	37	services	service	NOUN
fbem-10235	53	38	,	,	PUNCT
fbem-10235	53	39	the	the	DET
fbem-10235	53	40	user	user	NOUN
fbem-10235	53	41	experience	experience	NOUN
fbem-10235	53	42	and	and	CCONJ
fbem-10235	53	43	satisfaction	satisfaction	NOUN
fbem-10235	53	44	of	of	ADP
fbem-10235	53	45	the	the	DET
fbem-10235	53	46	financial	financial	ADJ
fbem-10235	53	47	service	service	NOUN
fbem-10235	53	48	products	product	NOUN
fbem-10235	53	49	provided	provide	VERB
fbem-10235	53	50	,	,	PUNCT
fbem-10235	53	51	is	be	AUX
fbem-10235	53	52	the	the	DET
fbem-10235	53	53	main	main	ADJ
fbem-10235	53	54	source	source	NOUN
fbem-10235	53	55	of	of	ADP
fbem-10235	53	56	communication	communication	NOUN
fbem-10235	53	57	to	to	PART
fbem-10235	53	58	strengthen	strengthen	VERB
fbem-10235	53	59	the	the	DET
fbem-10235	53	60	contact	contact	NOUN
fbem-10235	53	61	with	with	ADP
fbem-10235	53	62	customers	customer	NOUN
fbem-10235	53	63	gathered	gather	VERB
fbem-10235	53	64	to	to	ADP
fbem-10235	53	65	,	,	PUNCT
fbem-10235	53	66	as	as	ADV
fbem-10235	53	67	well	well	ADV
fbem-10235	53	68	as	as	ADP
fbem-10235	53	69	the	the	DET
fbem-10235	53	70	way	way	NOUN
fbem-10235	53	71	to	to	PART
fbem-10235	53	72	obtain	obtain	VERB
fbem-10235	53	73	customer	customer	NOUN
fbem-10235	53	74	loyalty	loyalty	NOUN
fbem-10235	53	75	.	.	PUNCT
fbem-10235	54	1	therefore	therefore	ADV
fbem-10235	54	2	,	,	PUNCT
fbem-10235	54	3	in	in	ADP
fbem-10235	54	4	the	the	DET
fbem-10235	54	5	process	process	NOUN
fbem-10235	54	6	of	of	ADP
fbem-10235	54	7	transformation	transformation	NOUN
fbem-10235	54	8	and	and	CCONJ
fbem-10235	54	9	upgrading	upgrading	NOUN
fbem-10235	54	10	of	of	ADP
fbem-10235	54	11	traditional	traditional	ADJ
fbem-10235	54	12	financial	financial	ADJ
fbem-10235	54	13	institutions	institution	NOUN
fbem-10235	54	14	to	to	ADP
fbem-10235	54	15	the	the	DET
fbem-10235	54	16	internet	internet	NOUN
fbem-10235	54	17	financial	financial	PROPN
fbem-10235	54	18	service	service	NOUN
fbem-10235	54	19	model	model	NOUN
fbem-10235	54	20	,	,	PUNCT
fbem-10235	54	21	the	the	DET
fbem-10235	54	22	financial	financial	ADJ
fbem-10235	54	23	service	service	NOUN
fbem-10235	54	24	products	product	NOUN
fbem-10235	54	25	provided	provide	VERB
fbem-10235	54	26	must	must	AUX
fbem-10235	54	27	have	have	VERB
fbem-10235	54	28	two	two	NUM
fbem-10235	54	29	characteristics	characteristic	NOUN
fbem-10235	54	30	,	,	PUNCT
fbem-10235	54	31	respectively	respectively	ADV
fbem-10235	54	32	,	,	PUNCT
fbem-10235	54	33	to	to	PART
fbem-10235	54	34	provide	provide	VERB
fbem-10235	54	35	free	free	ADJ
fbem-10235	54	36	financial	financial	ADJ
fbem-10235	54	37	service	service	NOUN
fbem-10235	54	38	experience	experience	NOUN
fbem-10235	54	39	to	to	PART
fbem-10235	54	40	obtain	obtain	VERB
fbem-10235	54	41	the	the	DET
fbem-10235	54	42	user	user	NOUN
fbem-10235	54	43	's	's	PART
fbem-10235	54	44	demand	demand	NOUN
fbem-10235	54	45	preferences	preference	NOUN
fbem-10235	54	46	,	,	PUNCT
fbem-10235	54	47	so	so	SCONJ
fbem-10235	54	48	as	as	SCONJ
fbem-10235	54	49	to	to	PART
fbem-10235	54	50	analyze	analyze	VERB
fbem-10235	54	51	and	and	CCONJ
fbem-10235	54	52	sort	sort	VERB
fbem-10235	54	53	out	out	ADP
fbem-10235	54	54	the	the	DET
fbem-10235	54	55	differences	difference	NOUN
fbem-10235	54	56	in	in	ADP
fbem-10235	54	57	user	user	NOUN
fbem-10235	54	58	needs	need	NOUN
fbem-10235	54	59	from	from	ADP
fbem-10235	54	60	the	the	DET
fbem-10235	54	61	data	datum	NOUN
fbem-10235	54	62	and	and	CCONJ
fbem-10235	54	63	provide	provide	VERB
fbem-10235	54	64	the	the	DET
fbem-10235	54	65	corresponding	correspond	VERB
fbem-10235	54	66	service	service	NOUN
fbem-10235	54	67	needs	need	NOUN
fbem-10235	54	68	,	,	PUNCT
fbem-10235	54	69	and	and	CCONJ
fbem-10235	54	70	to	to	PART
fbem-10235	54	71	strengthen	strengthen	VERB
fbem-10235	54	72	business	business	NOUN
fbem-10235	54	73	alliances	alliance	NOUN
fbem-10235	54	74	with	with	ADP
fbem-10235	54	75	partners	partner	NOUN
fbem-10235	54	76	,	,	PUNCT
fbem-10235	54	77	such	such	ADJ
fbem-10235	54	78	as	as	ADP
fbem-10235	54	79	ecommerce	ecommerce	NOUN
fbem-10235	54	80	platforms	platform	NOUN
fbem-10235	54	81	,	,	PUNCT
fbem-10235	54	82	the	the	DET
fbem-10235	54	83	own	own	ADJ
fbem-10235	54	84	established	establish	VERB
fbem-10235	54	85	internet	internet	NOUN
fbem-10235	54	86	financial	financial	ADJ
fbem-10235	54	87	platform	platform	NOUN
fbem-10235	54	88	big	big	ADJ
fbem-10235	54	89	data	datum	NOUN
fbem-10235	54	90	and	and	CCONJ
fbem-10235	54	91	the	the	DET
fbem-10235	54	92	platform	platform	NOUN
fbem-10235	54	93	's	's	PART
fbem-10235	54	94	big	big	ADJ
fbem-10235	54	95	data	datum	NOUN
fbem-10235	54	96	information	information	NOUN
fbem-10235	54	97	integration	integration	NOUN
fbem-10235	54	98	,	,	PUNCT
fbem-10235	54	99	the	the	DET
fbem-10235	54	100	establishment	establishment	NOUN
fbem-10235	54	101	of	of	ADP
fbem-10235	54	102	win	win	NOUN
fbem-10235	54	103	-	-	PUNCT
fbem-10235	54	104	win	win	NOUN
fbem-10235	54	105	cooperation	cooperation	NOUN
fbem-10235	54	106	and	and	CCONJ
fbem-10235	54	107	win	win	NOUN
fbem-10235	54	108	-	-	PUNCT
fbem-10235	54	109	win	win	NOUN
fbem-10235	54	110	situation	situation	NOUN
fbem-10235	54	111	,	,	PUNCT
fbem-10235	54	112	to	to	PART
fbem-10235	54	113	provide	provide	VERB
fbem-10235	54	114	a	a	DET
fbem-10235	54	115	full	full	ADJ
fbem-10235	54	116	range	range	NOUN
fbem-10235	54	117	of	of	ADP
fbem-10235	54	118	financial	financial	ADJ
fbem-10235	54	119	services	service	NOUN
fbem-10235	54	120	to	to	PART
fbem-10235	54	121	better	well	ADV
fbem-10235	54	122	meet	meet	VERB
fbem-10235	54	123	the	the	DET
fbem-10235	54	124	different	different	ADJ
fbem-10235	54	125	needs	need	NOUN
fbem-10235	54	126	of	of	ADP
fbem-10235	54	127	users	user	NOUN
fbem-10235	54	128	.	.	PUNCT
fbem-10235	55	1	4.3	4.3	NUM
fbem-10235	55	2	.	.	PUNCT
fbem-10235	55	3	st	st	PROPN
fbem-10235	55	4	strategic	strategic	ADJ
fbem-10235	55	5	analysis	analysis	NOUN
fbem-10235	55	6	the	the	DET
fbem-10235	55	7	traditional	traditional	ADJ
fbem-10235	55	8	financial	financial	ADJ
fbem-10235	55	9	industry	industry	NOUN
fbem-10235	55	10	itself	itself	PRON
fbem-10235	55	11	is	be	AUX
fbem-10235	55	12	in	in	ADP
fbem-10235	55	13	the	the	DET
fbem-10235	55	14	leading	lead	VERB
fbem-10235	55	15	position	position	NOUN
fbem-10235	55	16	of	of	ADP
fbem-10235	55	17	financial	financial	ADJ
fbem-10235	55	18	technology	technology	NOUN
fbem-10235	55	19	and	and	CCONJ
fbem-10235	55	20	risk	risk	NOUN
fbem-10235	55	21	avoidance	avoidance	NOUN
fbem-10235	55	22	,	,	PUNCT
fbem-10235	55	23	and	and	CCONJ
fbem-10235	55	24	is	be	AUX
fbem-10235	55	25	also	also	ADV
fbem-10235	55	26	protected	protect	VERB
fbem-10235	55	27	by	by	ADP
fbem-10235	55	28	policy	policy	NOUN
fbem-10235	55	29	dividends	dividend	NOUN
fbem-10235	55	30	.	.	PUNCT
fbem-10235	56	1	therefore	therefore	ADV
fbem-10235	56	2	,	,	PUNCT
fbem-10235	56	3	traditional	traditional	ADJ
fbem-10235	56	4	financial	financial	ADJ
fbem-10235	56	5	institutions	institution	NOUN
fbem-10235	56	6	should	should	AUX
fbem-10235	56	7	take	take	VERB
fbem-10235	56	8	advantage	advantage	NOUN
fbem-10235	56	9	of	of	ADP
fbem-10235	56	10	their	their	PRON
fbem-10235	56	11	own	own	ADJ
fbem-10235	56	12	dividend	dividend	NOUN
fbem-10235	56	13	policy	policy	NOUN
fbem-10235	56	14	and	and	CCONJ
fbem-10235	56	15	financial	financial	ADJ
fbem-10235	56	16	service	service	NOUN
fbem-10235	56	17	technology	technology	NOUN
fbem-10235	56	18	capabilities	capability	NOUN
fbem-10235	56	19	to	to	PART
fbem-10235	56	20	cooperate	cooperate	VERB
fbem-10235	56	21	with	with	ADP
fbem-10235	56	22	internet	internet	NOUN
fbem-10235	56	23	financial	financial	ADJ
fbem-10235	56	24	enterprises	enterprise	NOUN
fbem-10235	56	25	to	to	PART
fbem-10235	56	26	realize	realize	VERB
fbem-10235	56	27	their	their	PRON
fbem-10235	56	28	own	own	ADJ
fbem-10235	56	29	conditions	condition	NOUN
fbem-10235	56	30	for	for	ADP
fbem-10235	56	31	entering	enter	VERB
fbem-10235	56	32	the	the	DET
fbem-10235	56	33	development	development	NOUN
fbem-10235	56	34	of	of	ADP
fbem-10235	56	35	the	the	DET
fbem-10235	56	36	internet	internet	NOUN
fbem-10235	56	37	financial	financial	ADJ
fbem-10235	56	38	industry	industry	NOUN
fbem-10235	56	39	and	and	CCONJ
fbem-10235	56	40	form	form	VERB
fbem-10235	56	41	a	a	DET
fbem-10235	56	42	complementary	complementary	ADJ
fbem-10235	56	43	relationship	relationship	NOUN
fbem-10235	56	44	between	between	ADP
fbem-10235	56	45	them	they	PRON
fbem-10235	56	46	to	to	PART
fbem-10235	56	47	achieve	achieve	VERB
fbem-10235	56	48	"	"	PUNCT
fbem-10235	56	49	non	non	ADJ
fbem-10235	56	50	-	-	ADJ
fbem-10235	56	51	zero	zero	NUM
fbem-10235	56	52	-	-	PUNCT
fbem-10235	56	53	sum	sum	NOUN
fbem-10235	56	54	"	"	PUNCT
fbem-10235	56	55	game	game	NOUN
fbem-10235	56	56	of	of	ADP
fbem-10235	56	57	cooperation	cooperation	NOUN
fbem-10235	56	58	and	and	CCONJ
fbem-10235	56	59	win	win	NOUN
fbem-10235	56	60	-	-	PUNCT
fbem-10235	56	61	win	win	NOUN
fbem-10235	56	62	mode	mode	NOUN
fbem-10235	56	63	.	.	PUNCT
fbem-10235	57	1	traditional	traditional	ADJ
fbem-10235	57	2	finance	finance	NOUN
fbem-10235	57	3	should	should	AUX
fbem-10235	57	4	take	take	VERB
fbem-10235	57	5	advantage	advantage	NOUN
fbem-10235	57	6	of	of	ADP
fbem-10235	57	7	the	the	DET
fbem-10235	57	8	policy	policy	NOUN
fbem-10235	57	9	to	to	PART
fbem-10235	57	10	avoid	avoid	VERB
fbem-10235	57	11	the	the	DET
fbem-10235	57	12	homogenization	homogenization	NOUN
fbem-10235	57	13	of	of	ADP
fbem-10235	57	14	165	165	NUM
fbem-10235	57	15	products	product	NOUN
fbem-10235	57	16	with	with	ADP
fbem-10235	57	17	internet	internet	NOUN
fbem-10235	57	18	finance	finance	NOUN
fbem-10235	57	19	.	.	PUNCT
fbem-10235	58	1	the	the	DET
fbem-10235	58	2	cooperation	cooperation	NOUN
fbem-10235	58	3	mode	mode	NOUN
fbem-10235	58	4	between	between	ADP
fbem-10235	58	5	the	the	DET
fbem-10235	58	6	two	two	NUM
fbem-10235	58	7	has	have	VERB
fbem-10235	58	8	the	the	DET
fbem-10235	58	9	following	follow	VERB
fbem-10235	58	10	three	three	NUM
fbem-10235	58	11	ways	way	NOUN
fbem-10235	58	12	,	,	PUNCT
fbem-10235	58	13	one	one	NUM
fbem-10235	58	14	of	of	ADP
fbem-10235	58	15	which	which	PRON
fbem-10235	58	16	is	be	AUX
fbem-10235	58	17	that	that	SCONJ
fbem-10235	58	18	in	in	ADP
fbem-10235	58	19	today	today	NOUN
fbem-10235	58	20	's	's	PART
fbem-10235	58	21	majestic	majestic	ADJ
fbem-10235	58	22	development	development	NOUN
fbem-10235	58	23	of	of	ADP
fbem-10235	58	24	big	big	ADJ
fbem-10235	58	25	data	datum	NOUN
fbem-10235	58	26	,	,	PUNCT
fbem-10235	58	27	the	the	DET
fbem-10235	58	28	characteristics	characteristic	NOUN
fbem-10235	58	29	of	of	ADP
fbem-10235	58	30	big	big	ADJ
fbem-10235	58	31	data	datum	NOUN
fbem-10235	58	32	technology	technology	NOUN
fbem-10235	58	33	can	can	AUX
fbem-10235	58	34	be	be	AUX
fbem-10235	58	35	used	use	VERB
fbem-10235	58	36	to	to	PART
fbem-10235	58	37	achieve	achieve	VERB
fbem-10235	58	38	the	the	DET
fbem-10235	58	39	sharing	sharing	NOUN
fbem-10235	58	40	of	of	ADP
fbem-10235	58	41	user	user	NOUN
fbem-10235	58	42	information	information	NOUN
fbem-10235	58	43	resources	resource	NOUN
fbem-10235	58	44	between	between	ADP
fbem-10235	58	45	the	the	DET
fbem-10235	58	46	two	two	NUM
fbem-10235	58	47	sides	side	NOUN
fbem-10235	58	48	.	.	PUNCT
fbem-10235	59	1	the	the	DET
fbem-10235	59	2	two	two	NUM
fbem-10235	59	3	sides	side	NOUN
fbem-10235	59	4	should	should	AUX
fbem-10235	59	5	use	use	VERB
fbem-10235	59	6	their	their	PRON
fbem-10235	59	7	own	own	ADJ
fbem-10235	59	8	environment	environment	NOUN
fbem-10235	59	9	to	to	PART
fbem-10235	59	10	obtain	obtain	VERB
fbem-10235	59	11	financial	financial	ADJ
fbem-10235	59	12	service	service	NOUN
fbem-10235	59	13	demand	demand	NOUN
fbem-10235	59	14	information	information	NOUN
fbem-10235	59	15	resources	resource	NOUN
fbem-10235	59	16	from	from	ADP
fbem-10235	59	17	different	different	ADJ
fbem-10235	59	18	levels	level	NOUN
fbem-10235	59	19	,	,	PUNCT
fbem-10235	59	20	while	while	SCONJ
fbem-10235	59	21	establishing	establish	VERB
fbem-10235	59	22	a	a	DET
fbem-10235	59	23	trust	trust	NOUN
fbem-10235	59	24	mechanism	mechanism	NOUN
fbem-10235	59	25	between	between	ADP
fbem-10235	59	26	the	the	DET
fbem-10235	59	27	two	two	NUM
fbem-10235	59	28	sides	side	NOUN
fbem-10235	59	29	,	,	PUNCT
fbem-10235	59	30	so	so	SCONJ
fbem-10235	59	31	as	as	SCONJ
fbem-10235	59	32	to	to	PART
fbem-10235	59	33	realize	realize	VERB
fbem-10235	59	34	the	the	DET
fbem-10235	59	35	cross	cross	NOUN
fbem-10235	59	36	to	to	PART
fbem-10235	59	37	provide	provide	VERB
fbem-10235	59	38	financial	financial	ADJ
fbem-10235	59	39	services	service	NOUN
fbem-10235	59	40	for	for	ADP
fbem-10235	59	41	the	the	DET
fbem-10235	59	42	demand	demand	NOUN
fbem-10235	59	43	users	user	NOUN
fbem-10235	59	44	;	;	PUNCT
fbem-10235	59	45	the	the	DET
fbem-10235	59	46	second	second	NOUN
fbem-10235	59	47	is	be	AUX
fbem-10235	59	48	to	to	PART
fbem-10235	59	49	provide	provide	VERB
fbem-10235	59	50	product	product	NOUN
fbem-10235	59	51	transaction	transaction	NOUN
fbem-10235	59	52	support	support	NOUN
fbem-10235	59	53	for	for	ADP
fbem-10235	59	54	some	some	DET
fbem-10235	59	55	other	other	ADJ
fbem-10235	59	56	small	small	ADJ
fbem-10235	59	57	e	e	NOUN
fbem-10235	59	58	-	-	NOUN
fbem-10235	59	59	commerce	commerce	NOUN
fbem-10235	59	60	platforms	platform	NOUN
fbem-10235	59	61	,	,	PUNCT
fbem-10235	59	62	using	use	VERB
fbem-10235	59	63	these	these	DET
fbem-10235	59	64	small	small	ADJ
fbem-10235	59	65	business	business	NOUN
fbem-10235	59	66	platforms	platform	NOUN
fbem-10235	59	67	to	to	PART
fbem-10235	59	68	provide	provide	VERB
fbem-10235	59	69	demand	demand	NOUN
fbem-10235	59	70	information	information	NOUN
fbem-10235	59	71	for	for	ADP
fbem-10235	59	72	their	their	PRON
fbem-10235	59	73	own	own	ADJ
fbem-10235	59	74	financial	financial	ADJ
fbem-10235	59	75	services	service	NOUN
fbem-10235	59	76	;	;	PUNCT
fbem-10235	59	77	the	the	DET
fbem-10235	59	78	third	third	ADJ
fbem-10235	59	79	,	,	PUNCT
fbem-10235	59	80	using	use	VERB
fbem-10235	59	81	big	big	ADJ
fbem-10235	59	82	data	datum	NOUN
fbem-10235	59	83	technology	technology	NOUN
fbem-10235	59	84	has	have	VERB
fbem-10235	59	85	the	the	DET
fbem-10235	59	86	advantage	advantage	NOUN
fbem-10235	59	87	of	of	ADP
fbem-10235	59	88	sharing	sharing	NOUN
fbem-10235	59	89	.	.	PUNCT
fbem-10235	60	1	using	use	VERB
fbem-10235	60	2	its	its	PRON
fbem-10235	60	3	own	own	ADJ
fbem-10235	60	4	advantages	advantage	NOUN
fbem-10235	60	5	combined	combine	VERB
fbem-10235	60	6	with	with	ADP
fbem-10235	60	7	the	the	DET
fbem-10235	60	8	internet	internet	NOUN
fbem-10235	60	9	financial	financial	ADJ
fbem-10235	60	10	platform	platform	NOUN
fbem-10235	60	11	,	,	PUNCT
fbem-10235	60	12	the	the	DET
fbem-10235	60	13	credit	credit	NOUN
fbem-10235	60	14	authorization	authorization	NOUN
fbem-10235	60	15	for	for	ADP
fbem-10235	60	16	small	small	ADJ
fbem-10235	60	17	and	and	CCONJ
fbem-10235	60	18	micro	micro	ADJ
fbem-10235	60	19	enterprises	enterprise	NOUN
fbem-10235	60	20	or	or	CCONJ
fbem-10235	60	21	website	website	NOUN
fbem-10235	60	22	platform	platform	NOUN
fbem-10235	60	23	stores	store	NOUN
fbem-10235	60	24	,	,	PUNCT
fbem-10235	60	25	so	so	SCONJ
fbem-10235	60	26	that	that	SCONJ
fbem-10235	60	27	small	small	ADJ
fbem-10235	60	28	and	and	CCONJ
fbem-10235	60	29	micro	micro	ADJ
fbem-10235	60	30	enterprises	enterprise	NOUN
fbem-10235	60	31	get	get	VERB
fbem-10235	60	32	a	a	DET
fbem-10235	60	33	lot	lot	NOUN
fbem-10235	60	34	of	of	ADP
fbem-10235	60	35	credit	credit	NOUN
fbem-10235	60	36	lines	line	NOUN
fbem-10235	60	37	,	,	PUNCT
fbem-10235	60	38	so	so	SCONJ
fbem-10235	60	39	as	as	SCONJ
fbem-10235	60	40	to	to	PART
fbem-10235	60	41	obtain	obtain	VERB
fbem-10235	60	42	more	more	ADJ
fbem-10235	60	43	revenue	revenue	NOUN
fbem-10235	60	44	in	in	ADP
fbem-10235	60	45	the	the	DET
fbem-10235	60	46	credit	credit	NOUN
fbem-10235	60	47	business	business	NOUN
fbem-10235	60	48	.	.	PUNCT
fbem-10235	61	1	4.4	4.4	NUM
fbem-10235	61	2	.	.	PUNCT
fbem-10235	62	1	wt	wt	ADP
fbem-10235	62	2	strategic	strategic	ADJ
fbem-10235	62	3	analysis	analysis	NOUN
fbem-10235	62	4	today	today	NOUN
fbem-10235	62	5	,	,	PUNCT
fbem-10235	62	6	as	as	SCONJ
fbem-10235	62	7	internet	internet	NOUN
fbem-10235	62	8	technology	technology	NOUN
fbem-10235	62	9	is	be	AUX
fbem-10235	62	10	moving	move	VERB
fbem-10235	62	11	toward	toward	ADP
fbem-10235	62	12	information	information	NOUN
fbem-10235	62	13	revolution	revolution	NOUN
fbem-10235	62	14	4.0	4.0	NUM
fbem-10235	62	15	,	,	PUNCT
fbem-10235	62	16	traditional	traditional	ADJ
fbem-10235	62	17	finance	finance	NOUN
fbem-10235	62	18	should	should	AUX
fbem-10235	62	19	take	take	VERB
fbem-10235	62	20	the	the	DET
fbem-10235	62	21	initiative	initiative	NOUN
fbem-10235	62	22	to	to	PART
fbem-10235	62	23	seize	seize	VERB
fbem-10235	62	24	the	the	DET
fbem-10235	62	25	transformation	transformation	NOUN
fbem-10235	62	26	opportunity	opportunity	NOUN
fbem-10235	62	27	to	to	PART
fbem-10235	62	28	expand	expand	VERB
fbem-10235	62	29	its	its	PRON
fbem-10235	62	30	own	own	ADJ
fbem-10235	62	31	business	business	NOUN
fbem-10235	62	32	scope	scope	NOUN
fbem-10235	62	33	and	and	CCONJ
fbem-10235	62	34	provide	provide	VERB
fbem-10235	62	35	more	more	ADJ
fbem-10235	62	36	users	user	NOUN
fbem-10235	62	37	with	with	ADP
fbem-10235	62	38	better	well	ADJ
fbem-10235	62	39	financial	financial	ADJ
fbem-10235	62	40	services	service	NOUN
fbem-10235	62	41	to	to	PART
fbem-10235	62	42	obtain	obtain	VERB
fbem-10235	62	43	more	more	ADJ
fbem-10235	62	44	income	income	NOUN
fbem-10235	62	45	from	from	ADP
fbem-10235	62	46	asset	asset	NOUN
fbem-10235	62	47	utilization	utilization	NOUN
fbem-10235	62	48	and	and	CCONJ
fbem-10235	62	49	increase	increase	VERB
fbem-10235	62	50	the	the	DET
fbem-10235	62	51	proportion	proportion	NOUN
fbem-10235	62	52	of	of	ADP
fbem-10235	62	53	income	income	NOUN
fbem-10235	62	54	from	from	ADP
fbem-10235	62	55	noninterest	noninter	ADJ
fbem-10235	62	56	sources	source	NOUN
fbem-10235	62	57	.	.	PUNCT
fbem-10235	63	1	using	use	VERB
fbem-10235	63	2	its	its	PRON
fbem-10235	63	3	own	own	ADJ
fbem-10235	63	4	strong	strong	ADJ
fbem-10235	63	5	capital	capital	NOUN
fbem-10235	63	6	and	and	CCONJ
fbem-10235	63	7	means	mean	VERB
fbem-10235	63	8	to	to	PART
fbem-10235	63	9	avoid	avoid	VERB
fbem-10235	63	10	financial	financial	ADJ
fbem-10235	63	11	risks	risk	NOUN
fbem-10235	63	12	,	,	PUNCT
fbem-10235	63	13	it	it	PRON
fbem-10235	63	14	gradually	gradually	ADV
fbem-10235	63	15	transforms	transform	VERB
fbem-10235	63	16	into	into	ADP
fbem-10235	63	17	a	a	DET
fbem-10235	63	18	comprehensive	comprehensive	ADJ
fbem-10235	63	19	financial	financial	ADJ
fbem-10235	63	20	service	service	NOUN
fbem-10235	63	21	,	,	PUNCT
fbem-10235	63	22	strengthens	strengthen	VERB
fbem-10235	63	23	the	the	DET
fbem-10235	63	24	positioning	positioning	NOUN
fbem-10235	63	25	and	and	CCONJ
fbem-10235	63	26	innovation	innovation	NOUN
fbem-10235	63	27	of	of	ADP
fbem-10235	63	28	service	service	NOUN
fbem-10235	63	29	products	product	NOUN
fbem-10235	63	30	,	,	PUNCT
fbem-10235	63	31	and	and	CCONJ
fbem-10235	63	32	at	at	ADP
fbem-10235	63	33	the	the	DET
fbem-10235	63	34	same	same	ADJ
fbem-10235	63	35	time	time	NOUN
fbem-10235	63	36	takes	take	VERB
fbem-10235	63	37	advantage	advantage	NOUN
fbem-10235	63	38	of	of	ADP
fbem-10235	63	39	cooperation	cooperation	NOUN
fbem-10235	63	40	with	with	ADP
fbem-10235	63	41	internet	internet	NOUN
fbem-10235	63	42	financial	financial	ADJ
fbem-10235	63	43	platforms	platform	NOUN
fbem-10235	63	44	to	to	PART
fbem-10235	63	45	increase	increase	VERB
fbem-10235	63	46	its	its	PRON
fbem-10235	63	47	own	own	ADJ
fbem-10235	63	48	intermediate	intermediate	ADJ
fbem-10235	63	49	service	service	NOUN
fbem-10235	63	50	items	item	NOUN
fbem-10235	63	51	and	and	CCONJ
fbem-10235	63	52	provide	provide	VERB
fbem-10235	63	53	customers	customer	NOUN
fbem-10235	63	54	with	with	ADP
fbem-10235	63	55	more	more	ADV
fbem-10235	63	56	diversified	diversified	ADJ
fbem-10235	63	57	services	service	NOUN
fbem-10235	63	58	,	,	PUNCT
fbem-10235	63	59	such	such	ADJ
fbem-10235	63	60	as	as	ADP
fbem-10235	63	61	wealth	wealth	NOUN
fbem-10235	63	62	management	management	NOUN
fbem-10235	63	63	and	and	CCONJ
fbem-10235	63	64	investment	investment	NOUN
fbem-10235	63	65	escrow	escrow	NOUN
fbem-10235	63	66	.	.	PUNCT
fbem-10235	64	1	and	and	CCONJ
fbem-10235	64	2	through	through	ADP
fbem-10235	64	3	good	good	ADJ
fbem-10235	64	4	service	service	NOUN
fbem-10235	64	5	quality	quality	NOUN
fbem-10235	64	6	to	to	PART
fbem-10235	64	7	gain	gain	VERB
fbem-10235	64	8	the	the	DET
fbem-10235	64	9	loyalty	loyalty	NOUN
fbem-10235	64	10	and	and	CCONJ
fbem-10235	64	11	satisfaction	satisfaction	NOUN
fbem-10235	64	12	of	of	ADP
fbem-10235	64	13	users	user	NOUN
fbem-10235	64	14	,	,	PUNCT
fbem-10235	64	15	to	to	PART
fbem-10235	64	16	provide	provide	VERB
fbem-10235	64	17	themselves	themselves	PRON
fbem-10235	64	18	with	with	ADP
fbem-10235	64	19	more	more	ADJ
fbem-10235	64	20	intermediate	intermediate	ADJ
fbem-10235	64	21	services	service	NOUN
fbem-10235	64	22	for	for	ADP
fbem-10235	64	23	business	business	NOUN
fbem-10235	64	24	growth	growth	NOUN
fbem-10235	64	25	and	and	CCONJ
fbem-10235	64	26	benefits	benefit	NOUN
fbem-10235	64	27	.	.	PUNCT
fbem-10235	65	1	specifically	specifically	ADV
fbem-10235	65	2	,	,	PUNCT
fbem-10235	65	3	we	we	PRON
fbem-10235	65	4	can	can	AUX
fbem-10235	65	5	start	start	VERB
fbem-10235	65	6	from	from	ADP
fbem-10235	65	7	the	the	DET
fbem-10235	65	8	following	following	ADJ
fbem-10235	65	9	aspects	aspect	NOUN
fbem-10235	65	10	:	:	PUNCT
fbem-10235	65	11	one	one	NUM
fbem-10235	65	12	is	be	AUX
fbem-10235	65	13	to	to	PART
fbem-10235	65	14	continue	continue	VERB
fbem-10235	65	15	to	to	PART
fbem-10235	65	16	expand	expand	VERB
fbem-10235	65	17	the	the	DET
fbem-10235	65	18	coverage	coverage	NOUN
fbem-10235	65	19	of	of	ADP
fbem-10235	65	20	traditional	traditional	ADJ
fbem-10235	65	21	financial	financial	ADJ
fbem-10235	65	22	services	service	NOUN
fbem-10235	65	23	;	;	PUNCT
fbem-10235	65	24	the	the	DET
fbem-10235	65	25	second	second	NOUN
fbem-10235	65	26	is	be	AUX
fbem-10235	65	27	to	to	PART
fbem-10235	65	28	build	build	VERB
fbem-10235	65	29	a	a	DET
fbem-10235	65	30	comprehensive	comprehensive	ADJ
fbem-10235	65	31	financial	financial	ADJ
fbem-10235	65	32	service	service	NOUN
fbem-10235	65	33	system	system	NOUN
fbem-10235	65	34	and	and	CCONJ
fbem-10235	65	35	develop	develop	VERB
fbem-10235	65	36	innovative	innovative	ADJ
fbem-10235	65	37	intermediate	intermediate	ADJ
fbem-10235	65	38	services	service	NOUN
fbem-10235	65	39	;	;	PUNCT
fbem-10235	65	40	the	the	DET
fbem-10235	65	41	third	third	NOUN
fbem-10235	65	42	is	be	AUX
fbem-10235	65	43	to	to	PART
fbem-10235	65	44	provide	provide	VERB
fbem-10235	65	45	more	more	ADV
fbem-10235	65	46	financial	financial	ADJ
fbem-10235	65	47	additional	additional	ADJ
fbem-10235	65	48	products	product	NOUN
fbem-10235	65	49	or	or	CCONJ
fbem-10235	65	50	services	service	NOUN
fbem-10235	65	51	to	to	ADP
fbem-10235	65	52	smes	sme	NOUN
fbem-10235	65	53	or	or	CCONJ
fbem-10235	65	54	individuals	individual	NOUN
fbem-10235	65	55	to	to	PART
fbem-10235	65	56	enhance	enhance	VERB
fbem-10235	65	57	user	user	NOUN
fbem-10235	65	58	experience	experience	NOUN
fbem-10235	65	59	and	and	CCONJ
fbem-10235	65	60	user	user	NOUN
fbem-10235	65	61	satisfaction	satisfaction	NOUN
fbem-10235	65	62	,	,	PUNCT
fbem-10235	65	63	so	so	SCONJ
fbem-10235	65	64	as	as	SCONJ
fbem-10235	65	65	to	to	PART
fbem-10235	65	66	gain	gain	VERB
fbem-10235	65	67	more	more	ADJ
fbem-10235	65	68	financial	financial	ADJ
fbem-10235	65	69	service	service	NOUN
fbem-10235	65	70	revenue	revenue	NOUN
fbem-10235	65	71	.	.	PUNCT
fbem-10235	66	1	5	5	X
fbem-10235	66	2	.	.	X
fbem-10235	66	3	conclusion	conclusion	NOUN
fbem-10235	66	4	in	in	ADP
fbem-10235	66	5	today	today	NOUN
fbem-10235	66	6	's	's	PART
fbem-10235	66	7	wave	wave	NOUN
fbem-10235	66	8	of	of	ADP
fbem-10235	66	9	development	development	NOUN
fbem-10235	66	10	of	of	ADP
fbem-10235	66	11	internet	internet	NOUN
fbem-10235	66	12	finance	finance	NOUN
fbem-10235	66	13	,	,	PUNCT
fbem-10235	66	14	traditional	traditional	ADJ
fbem-10235	66	15	finance	finance	NOUN
fbem-10235	66	16	has	have	AUX
fbem-10235	66	17	been	be	AUX
fbem-10235	66	18	subjected	subject	VERB
fbem-10235	66	19	to	to	ADP
fbem-10235	66	20	a	a	DET
fbem-10235	66	21	greater	great	ADJ
fbem-10235	66	22	impact	impact	NOUN
fbem-10235	66	23	of	of	ADP
fbem-10235	66	24	internet	internet	NOUN
fbem-10235	66	25	finance	finance	NOUN
fbem-10235	66	26	,	,	PUNCT
fbem-10235	66	27	which	which	PRON
fbem-10235	66	28	will	will	AUX
fbem-10235	66	29	inevitably	inevitably	ADV
fbem-10235	66	30	affect	affect	VERB
fbem-10235	66	31	the	the	DET
fbem-10235	66	32	development	development	NOUN
fbem-10235	66	33	and	and	CCONJ
fbem-10235	66	34	profitability	profitability	NOUN
fbem-10235	66	35	of	of	ADP
fbem-10235	66	36	traditional	traditional	ADJ
fbem-10235	66	37	finance	finance	NOUN
fbem-10235	66	38	to	to	ADP
fbem-10235	66	39	a	a	DET
fbem-10235	66	40	certain	certain	ADJ
fbem-10235	66	41	extent	extent	NOUN
fbem-10235	66	42	.	.	PUNCT
fbem-10235	67	1	traditional	traditional	ADJ
fbem-10235	67	2	finance	finance	NOUN
fbem-10235	67	3	should	should	AUX
fbem-10235	67	4	combine	combine	VERB
fbem-10235	67	5	its	its	PRON
fbem-10235	67	6	own	own	ADJ
fbem-10235	67	7	advantages	advantage	NOUN
fbem-10235	67	8	,	,	PUNCT
fbem-10235	67	9	take	take	VERB
fbem-10235	67	10	advantage	advantage	NOUN
fbem-10235	67	11	of	of	ADP
fbem-10235	67	12	the	the	DET
fbem-10235	67	13	arrival	arrival	NOUN
fbem-10235	67	14	of	of	ADP
fbem-10235	67	15	the	the	DET
fbem-10235	67	16	internet	internet	NOUN
fbem-10235	67	17	technology	technology	NOUN
fbem-10235	67	18	revolution	revolution	NOUN
fbem-10235	67	19	4.0	4.0	NUM
fbem-10235	67	20	era	era	NOUN
fbem-10235	67	21	,	,	PUNCT
fbem-10235	67	22	take	take	VERB
fbem-10235	67	23	the	the	DET
fbem-10235	67	24	initiative	initiative	NOUN
fbem-10235	67	25	to	to	PART
fbem-10235	67	26	seize	seize	VERB
fbem-10235	67	27	the	the	DET
fbem-10235	67	28	opportunity	opportunity	NOUN
fbem-10235	67	29	,	,	PUNCT
fbem-10235	67	30	adopt	adopt	VERB
fbem-10235	67	31	a	a	DET
fbem-10235	67	32	win	win	NOUN
fbem-10235	67	33	-	-	PUNCT
fbem-10235	67	34	win	win	NOUN
fbem-10235	67	35	cooperation	cooperation	NOUN
fbem-10235	67	36	approach	approach	NOUN
fbem-10235	67	37	,	,	PUNCT
fbem-10235	67	38	and	and	CCONJ
fbem-10235	67	39	actively	actively	ADV
fbem-10235	67	40	establish	establish	VERB
fbem-10235	67	41	a	a	DET
fbem-10235	67	42	mechanism	mechanism	NOUN
fbem-10235	67	43	for	for	ADP
fbem-10235	67	44	sharing	share	VERB
fbem-10235	67	45	resources	resource	NOUN
fbem-10235	67	46	with	with	ADP
fbem-10235	67	47	internet	internet	NOUN
fbem-10235	67	48	finance	finance	NOUN
fbem-10235	67	49	.	.	PUNCT
fbem-10235	68	1	strengthen	strengthen	VERB
fbem-10235	68	2	the	the	DET
fbem-10235	68	3	trust	trust	NOUN
fbem-10235	68	4	between	between	ADP
fbem-10235	68	5	the	the	DET
fbem-10235	68	6	two	two	NUM
fbem-10235	68	7	sides	side	NOUN
fbem-10235	68	8	,	,	PUNCT
fbem-10235	68	9	and	and	CCONJ
fbem-10235	68	10	at	at	ADP
fbem-10235	68	11	the	the	DET
fbem-10235	68	12	same	same	ADJ
fbem-10235	68	13	time	time	NOUN
fbem-10235	68	14	establish	establish	VERB
fbem-10235	68	15	a	a	DET
fbem-10235	68	16	complementary	complementary	ADJ
fbem-10235	68	17	shared	share	VERB
fbem-10235	68	18	big	big	ADJ
fbem-10235	68	19	data	datum	NOUN
fbem-10235	68	20	information	information	NOUN
fbem-10235	68	21	sharing	share	VERB
fbem-10235	68	22	platform	platform	NOUN
fbem-10235	68	23	to	to	PART
fbem-10235	68	24	achieve	achieve	VERB
fbem-10235	68	25	win	win	NOUN
fbem-10235	68	26	-	-	PUNCT
fbem-10235	68	27	win	win	NOUN
fbem-10235	68	28	cooperation	cooperation	NOUN
fbem-10235	68	29	.	.	PUNCT
fbem-10235	69	1	this	this	DET
fbem-10235	69	2	paper	paper	NOUN
fbem-10235	69	3	proposes	propose	VERB
fbem-10235	69	4	feasible	feasible	ADJ
fbem-10235	69	5	strategies	strategy	NOUN
fbem-10235	69	6	for	for	ADP
fbem-10235	69	7	traditional	traditional	ADJ
fbem-10235	69	8	finance	finance	NOUN
fbem-10235	69	9	to	to	PART
fbem-10235	69	10	cope	cope	VERB
fbem-10235	69	11	with	with	ADP
fbem-10235	69	12	the	the	DET
fbem-10235	69	13	impact	impact	NOUN
fbem-10235	69	14	of	of	ADP
fbem-10235	69	15	the	the	DET
fbem-10235	69	16	wave	wave	NOUN
fbem-10235	69	17	of	of	ADP
fbem-10235	69	18	internet	internet	NOUN
fbem-10235	69	19	finance	finance	NOUN
fbem-10235	69	20	development	development	NOUN
fbem-10235	69	21	by	by	ADP
fbem-10235	69	22	using	use	VERB
fbem-10235	69	23	swot	swot	NOUN
fbem-10235	69	24	analysis	analysis	NOUN
fbem-10235	69	25	and	and	CCONJ
fbem-10235	69	26	combining	combine	VERB
fbem-10235	69	27	the	the	DET
fbem-10235	69	28	background	background	NOUN
fbem-10235	69	29	of	of	ADP
fbem-10235	69	30	the	the	DET
fbem-10235	69	31	model	model	NOUN
fbem-10235	69	32	of	of	ADP
fbem-10235	69	33	internet	internet	NOUN
fbem-10235	69	34	finance	finance	NOUN
fbem-10235	69	35	development	development	NOUN
fbem-10235	69	36	,	,	PUNCT
fbem-10235	69	37	in	in	ADP
fbem-10235	69	38	order	order	NOUN
fbem-10235	69	39	to	to	PART
fbem-10235	69	40	play	play	VERB
fbem-10235	69	41	a	a	DET
fbem-10235	69	42	role	role	NOUN
fbem-10235	69	43	in	in	ADP
fbem-10235	69	44	the	the	DET
fbem-10235	69	45	transformation	transformation	NOUN
fbem-10235	69	46	and	and	CCONJ
fbem-10235	69	47	innovation	innovation	NOUN
fbem-10235	69	48	of	of	ADP
fbem-10235	69	49	traditional	traditional	ADJ
fbem-10235	69	50	finance	finance	NOUN
fbem-10235	69	51	industry	industry	NOUN
fbem-10235	69	52	.	.	PUNCT
fbem-10235	70	1	references	reference	NOUN
fbem-10235	70	2	[	[	X
fbem-10235	70	3	1	1	NUM
fbem-10235	70	4	]	]	SYM
fbem-10235	70	5	xu	xu	PROPN
fbem-10235	70	6	,	,	PUNCT
fbem-10235	70	7	j.	j.	PROPN
fbem-10235	70	8	(	(	PUNCT
fbem-10235	70	9	2017	2017	NUM
fbem-10235	70	10	)	)	PUNCT
fbem-10235	70	11	.	.	PUNCT
fbem-10235	71	1	china	china	PROPN
fbem-10235	71	2	's	's	PART
fbem-10235	71	3	internet	internet	NOUN
fbem-10235	71	4	finance	finance	NOUN
fbem-10235	71	5	:	:	PUNCT
fbem-10235	71	6	a	a	DET
fbem-10235	71	7	critical	critical	ADJ
fbem-10235	71	8	review	review	NOUN
fbem-10235	71	9	.	.	PUNCT
fbem-10235	72	1	china	china	PROPN
fbem-10235	72	2	&	&	CCONJ
fbem-10235	72	3	world	world	PROPN
fbem-10235	72	4	economy	economy	PROPN
fbem-10235	72	5	,	,	PUNCT
fbem-10235	72	6	25(4	25(4	NOUN
fbem-10235	72	7	)	)	PUNCT
fbem-10235	72	8	,	,	PUNCT
fbem-10235	72	9	78	78	NUM
fbem-10235	72	10	-	-	SYM
fbem-10235	72	11	92	92	NUM
fbem-10235	72	12	.	.	PUNCT
fbem-10235	73	1	[	[	X
fbem-10235	73	2	2	2	NUM
fbem-10235	73	3	]	]	X
fbem-10235	73	4	xie	xie	PROPN
fbem-10235	73	5	,	,	PUNCT
fbem-10235	73	6	p.	p.	PROPN
fbem-10235	73	7	,	,	PUNCT
fbem-10235	73	8	zou	zou	PROPN
fbem-10235	73	9	,	,	PUNCT
fbem-10235	73	10	c.	c.	PROPN
fbem-10235	73	11	,	,	PUNCT
fbem-10235	73	12	&	&	CCONJ
fbem-10235	73	13	liu	liu	PROPN
fbem-10235	73	14	,	,	PUNCT
fbem-10235	73	15	h.	h.	PROPN
fbem-10235	73	16	(	(	PUNCT
fbem-10235	73	17	2016	2016	NUM
fbem-10235	73	18	)	)	PUNCT
fbem-10235	73	19	.	.	PUNCT
fbem-10235	74	1	the	the	DET
fbem-10235	74	2	fundamentals	fundamental	NOUN
fbem-10235	74	3	of	of	ADP
fbem-10235	74	4	internet	internet	NOUN
fbem-10235	74	5	finance	finance	NOUN
fbem-10235	74	6	and	and	CCONJ
fbem-10235	74	7	its	its	PRON
fbem-10235	74	8	policy	policy	NOUN
fbem-10235	74	9	implications	implication	NOUN
fbem-10235	74	10	in	in	ADP
fbem-10235	74	11	china	china	PROPN
fbem-10235	74	12	.	.	PUNCT
fbem-10235	75	1	china	china	PROPN
fbem-10235	75	2	economic	economic	PROPN
fbem-10235	75	3	journal	journal	PROPN
fbem-10235	75	4	,	,	PUNCT
fbem-10235	75	5	9(3	9(3	NUM
fbem-10235	75	6	)	)	PUNCT
fbem-10235	75	7	,	,	PUNCT
fbem-10235	75	8	240	240	NUM
fbem-10235	75	9	-	-	SYM
fbem-10235	75	10	252	252	NUM
fbem-10235	75	11	.	.	PUNCT
fbem-10235	76	1	[	[	X
fbem-10235	76	2	3	3	NUM
fbem-10235	76	3	]	]	X
fbem-10235	76	4	luo	luo	PROPN
fbem-10235	76	5	,	,	PUNCT
fbem-10235	76	6	c.	c.	PROPN
fbem-10235	76	7	,	,	PUNCT
fbem-10235	76	8	li	li	PROPN
fbem-10235	76	9	,	,	PUNCT
fbem-10235	76	10	m.	m.	NOUN
fbem-10235	76	11	,	,	PUNCT
fbem-10235	76	12	peng	peng	PROPN
fbem-10235	76	13	,	,	PUNCT
fbem-10235	76	14	p.	p.	PROPN
fbem-10235	76	15	,	,	PUNCT
fbem-10235	76	16	&	&	CCONJ
fbem-10235	76	17	fan	fan	PROPN
fbem-10235	76	18	,	,	PUNCT
fbem-10235	76	19	s.	s.	PROPN
fbem-10235	76	20	(	(	PUNCT
fbem-10235	76	21	2018	2018	NUM
fbem-10235	76	22	)	)	PUNCT
fbem-10235	76	23	.	.	PUNCT
fbem-10235	77	1	how	how	SCONJ
fbem-10235	77	2	does	do	AUX
fbem-10235	77	3	internet	internet	NOUN
fbem-10235	77	4	finance	finance	NOUN
fbem-10235	77	5	influence	influence	VERB
fbem-10235	77	6	the	the	DET
fbem-10235	77	7	interest	interest	NOUN
fbem-10235	77	8	rate	rate	NOUN
fbem-10235	77	9	?	?	PUNCT
fbem-10235	78	1	evidence	evidence	NOUN
fbem-10235	78	2	from	from	ADP
fbem-10235	78	3	chinese	chinese	ADJ
fbem-10235	78	4	financial	financial	ADJ
fbem-10235	78	5	markets	market	NOUN
fbem-10235	78	6	.	.	PUNCT
fbem-10235	79	1	dutch	dutch	ADJ
fbem-10235	79	2	journal	journal	PROPN
fbem-10235	79	3	of	of	ADP
fbem-10235	79	4	finance	finance	NOUN
fbem-10235	79	5	and	and	CCONJ
fbem-10235	79	6	management	management	NOUN
fbem-10235	79	7	,	,	PUNCT
fbem-10235	79	8	2(1	2(1	NUM
fbem-10235	79	9	)	)	PUNCT
fbem-10235	79	10	,	,	PUNCT
fbem-10235	79	11	01	01	X
fbem-10235	79	12	.	.	PUNCT
fbem-10235	80	1	[	[	X
fbem-10235	80	2	4	4	NUM
fbem-10235	80	3	]	]	X
fbem-10235	80	4	wang	wang	PROPN
fbem-10235	80	5	,	,	PUNCT
fbem-10235	80	6	j.	j.	PROPN
fbem-10235	80	7	,	,	PUNCT
fbem-10235	80	8	shen	shen	PROPN
fbem-10235	80	9	,	,	PUNCT
fbem-10235	80	10	y.	y.	PROPN
fbem-10235	80	11	,	,	PUNCT
fbem-10235	80	12	&	&	CCONJ
fbem-10235	80	13	huang	huang	PROPN
fbem-10235	80	14	,	,	PUNCT
fbem-10235	80	15	y.	y.	PROPN
fbem-10235	80	16	(	(	PUNCT
fbem-10235	80	17	2016	2016	NUM
fbem-10235	80	18	)	)	PUNCT
fbem-10235	80	19	.	.	PUNCT
fbem-10235	81	1	evaluating	evaluate	VERB
fbem-10235	81	2	the	the	DET
fbem-10235	81	3	regulatory	regulatory	ADJ
fbem-10235	81	4	scheme	scheme	NOUN
fbem-10235	81	5	for	for	ADP
fbem-10235	81	6	internet	internet	NOUN
fbem-10235	81	7	finance	finance	NOUN
fbem-10235	81	8	in	in	ADP
fbem-10235	81	9	china	china	PROPN
fbem-10235	81	10	:	:	PUNCT
fbem-10235	81	11	the	the	DET
fbem-10235	81	12	case	case	NOUN
fbem-10235	81	13	of	of	ADP
fbem-10235	81	14	peer	peer	NOUN
fbem-10235	81	15	-	-	PUNCT
fbem-10235	81	16	to	to	ADP
fbem-10235	81	17	-	-	PUNCT
fbem-10235	81	18	peer	peer	NOUN
fbem-10235	81	19	lending	lending	NOUN
fbem-10235	81	20	.	.	PUNCT
fbem-10235	82	1	china	china	PROPN
fbem-10235	82	2	economic	economic	PROPN
fbem-10235	82	3	journal	journal	PROPN
fbem-10235	82	4	,	,	PUNCT
fbem-10235	82	5	9(3	9(3	NUM
fbem-10235	82	6	)	)	PUNCT
fbem-10235	82	7	,	,	PUNCT
fbem-10235	82	8	272	272	NUM
fbem-10235	82	9	-	-	SYM
fbem-10235	82	10	287	287	NUM
fbem-10235	82	11	.	.	PUNCT
fbem-10235	83	1	[	[	X
fbem-10235	83	2	5	5	NUM
fbem-10235	83	3	]	]	SYM
fbem-10235	83	4	yao	yao	NOUN
fbem-10235	83	5	,	,	PUNCT
fbem-10235	83	6	m.	m.	NOUN
fbem-10235	83	7	,	,	PUNCT
fbem-10235	83	8	di	di	PROPN
fbem-10235	83	9	,	,	PUNCT
fbem-10235	83	10	h.	h.	PROPN
fbem-10235	83	11	,	,	PUNCT
fbem-10235	83	12	zheng	zheng	PROPN
fbem-10235	83	13	,	,	PUNCT
fbem-10235	83	14	x.	x.	PROPN
fbem-10235	83	15	,	,	PUNCT
fbem-10235	83	16	&	&	CCONJ
fbem-10235	83	17	xu	xu	PROPN
fbem-10235	83	18	,	,	PUNCT
fbem-10235	83	19	x.	x.	NOUN
fbem-10235	83	20	(	(	PUNCT
fbem-10235	83	21	2018	2018	NUM
fbem-10235	83	22	)	)	PUNCT
fbem-10235	83	23	.	.	PUNCT
fbem-10235	84	1	impact	impact	NOUN
fbem-10235	84	2	of	of	ADP
fbem-10235	84	3	payment	payment	NOUN
fbem-10235	84	4	technology	technology	NOUN
fbem-10235	84	5	innovations	innovation	NOUN
fbem-10235	84	6	on	on	ADP
fbem-10235	84	7	the	the	DET
fbem-10235	84	8	traditional	traditional	ADJ
fbem-10235	84	9	financial	financial	ADJ
fbem-10235	84	10	industry	industry	NOUN
fbem-10235	84	11	:	:	PUNCT
fbem-10235	84	12	a	a	DET
fbem-10235	84	13	focus	focus	NOUN
fbem-10235	84	14	on	on	ADP
fbem-10235	84	15	china	china	PROPN
fbem-10235	84	16	.	.	PUNCT
fbem-10235	85	1	technological	technological	ADJ
fbem-10235	85	2	forecasting	forecasting	NOUN
fbem-10235	85	3	and	and	CCONJ
fbem-10235	85	4	social	social	ADJ
fbem-10235	85	5	change	change	NOUN
fbem-10235	85	6	,	,	PUNCT
fbem-10235	85	7	135	135	NUM
fbem-10235	85	8	,	,	PUNCT
fbem-10235	85	9	199	199	NUM
fbem-10235	85	10	-	-	SYM
fbem-10235	85	11	207	207	NUM
fbem-10235	85	12	.	.	PUNCT
fbem-10235	86	1	[	[	X
fbem-10235	86	2	6	6	NUM
fbem-10235	86	3	]	]	X
fbem-10235	86	4	zhao	zhao	X
fbem-10235	86	5	,	,	PUNCT
fbem-10235	86	6	a.	a.	PROPN
fbem-10235	86	7	l.	l.	PROPN
fbem-10235	86	8	,	,	PUNCT
fbem-10235	86	9	koenig‐lewis	koenig‐lewis	PROPN
fbem-10235	86	10	,	,	PUNCT
fbem-10235	86	11	n.	n.	NOUN
fbem-10235	86	12	,	,	PUNCT
fbem-10235	86	13	hanmer‐lloyd	hanmer‐lloyd	PROPN
fbem-10235	86	14	,	,	PUNCT
fbem-10235	86	15	s.	s.	PROPN
fbem-10235	86	16	,	,	PUNCT
fbem-10235	86	17	&	&	CCONJ
fbem-10235	86	18	ward	ward	PROPN
fbem-10235	86	19	,	,	PUNCT
fbem-10235	86	20	p.	p.	NOUN
fbem-10235	86	21	(	(	PUNCT
fbem-10235	86	22	2010	2010	NUM
fbem-10235	86	23	)	)	PUNCT
fbem-10235	86	24	.	.	PUNCT
fbem-10235	87	1	adoption	adoption	NOUN
fbem-10235	87	2	of	of	ADP
fbem-10235	87	3	internet	internet	NOUN
fbem-10235	87	4	banking	banking	NOUN
fbem-10235	87	5	services	service	NOUN
fbem-10235	87	6	in	in	ADP
fbem-10235	87	7	china	china	PROPN
fbem-10235	87	8	:	:	PUNCT
fbem-10235	87	9	is	be	AUX
fbem-10235	87	10	it	it	PRON
fbem-10235	87	11	all	all	PRON
fbem-10235	87	12	about	about	ADP
fbem-10235	87	13	trust	trust	NOUN
fbem-10235	87	14	?	?	PUNCT
fbem-10235	87	15	.	.	PUNCT
fbem-10235	88	1	international	international	ADJ
fbem-10235	88	2	journal	journal	PROPN
fbem-10235	88	3	of	of	ADP
fbem-10235	88	4	bank	bank	PROPN
fbem-10235	88	5	marketing	marketing	NOUN
fbem-10235	88	6	.	.	PUNCT
fbem-10235	89	1	[	[	X
fbem-10235	89	2	7	7	NUM
fbem-10235	89	3	]	]	SYM
fbem-10235	89	4	xu	xu	PROPN
fbem-10235	89	5	,	,	PUNCT
fbem-10235	89	6	b.	b.	PROPN
fbem-10235	89	7	,	,	PUNCT
fbem-10235	89	8	shao	shao	PROPN
fbem-10235	89	9	,	,	PUNCT
fbem-10235	89	10	b.	b.	PROPN
fbem-10235	89	11	,	,	PUNCT
fbem-10235	89	12	lin	lin	PROPN
fbem-10235	89	13	,	,	PUNCT
fbem-10235	89	14	z.	z.	PROPN
fbem-10235	89	15	,	,	PUNCT
fbem-10235	89	16	&	&	CCONJ
fbem-10235	89	17	shi	shi	PROPN
fbem-10235	89	18	,	,	PUNCT
fbem-10235	89	19	y.	y.	PROPN
fbem-10235	89	20	(	(	PUNCT
fbem-10235	89	21	2009	2009	NUM
fbem-10235	89	22	)	)	PUNCT
fbem-10235	89	23	.	.	PUNCT
fbem-10235	90	1	enterprise	enterprise	NOUN
fbem-10235	90	2	adoption	adoption	NOUN
fbem-10235	90	3	of	of	ADP
fbem-10235	90	4	internet	internet	NOUN
fbem-10235	90	5	banking	banking	NOUN
fbem-10235	90	6	in	in	ADP
fbem-10235	90	7	china	china	PROPN
fbem-10235	90	8	.	.	PUNCT
fbem-10235	91	1	journal	journal	PROPN
fbem-10235	91	2	of	of	ADP
fbem-10235	91	3	global	global	ADJ
fbem-10235	91	4	information	information	PROPN
fbem-10235	91	5	technology	technology	NOUN
fbem-10235	91	6	management	management	NOUN
fbem-10235	91	7	,	,	PUNCT
fbem-10235	91	8	12(3	12(3	NUM
fbem-10235	91	9	)	)	PUNCT
fbem-10235	91	10	,	,	PUNCT
fbem-10235	91	11	7	7	NUM
fbem-10235	91	12	-	-	SYM
fbem-10235	91	13	28	28	NUM
fbem-10235	91	14	.	.	PUNCT