id	sid	tid	token	lemma	pos
fbem-12615	1	1	frontiers	frontier	NOUN
fbem-12615	1	2	in	in	ADP
fbem-12615	1	3	business	business	NOUN
fbem-12615	1	4	,	,	PUNCT
fbem-12615	1	5	economics	economic	NOUN
fbem-12615	1	6	and	and	CCONJ
fbem-12615	1	7	management	management	NOUN
fbem-12615	1	8	issn	issn	PROPN
fbem-12615	1	9	:	:	PUNCT
fbem-12615	1	10	2766	2766	NUM
fbem-12615	1	11	-	-	PUNCT
fbem-12615	1	12	824x	824x	NUM
fbem-12615	1	13	|	|	ADJ
fbem-12615	1	14	vol	vol	NOUN
fbem-12615	1	15	.	.	PUNCT
fbem-12615	2	1	11	11	NUM
fbem-12615	2	2	,	,	PUNCT
fbem-12615	2	3	no	no	INTJ
fbem-12615	2	4	.	.	NOUN
fbem-12615	2	5	2	2	NUM
fbem-12615	2	6	,	,	PUNCT
fbem-12615	3	1	2023	2023	NUM
fbem-12615	3	2	238	238	NUM
fbem-12615	3	3	analysis	analysis	NOUN
fbem-12615	3	4	of	of	ADP
fbem-12615	3	5	insurance	insurance	NOUN
fbem-12615	3	6	anti‐fraud	anti‐fraud	NOUN
fbem-12615	3	7	game	game	NOUN
fbem-12615	3	8	based	base	VERB
fbem-12615	3	9	on	on	ADP
fbem-12615	3	10	random	random	ADJ
fbem-12615	3	11	forest	forest	NOUN
fbem-12615	3	12	and	and	CCONJ
fbem-12615	3	13	xgboost	xgboost	PROPN
fbem-12615	3	14	model	model	PROPN
fbem-12615	3	15	zheyu	zheyu	PROPN
fbem-12615	3	16	li	li	PROPN
fbem-12615	3	17	guangdong	guangdong	PROPN
fbem-12615	3	18	university	university	PROPN
fbem-12615	3	19	of	of	ADP
fbem-12615	3	20	finance	finance	PROPN
fbem-12615	3	21	,	,	PUNCT
fbem-12615	3	22	guangzhou	guangzhou	PROPN
fbem-12615	3	23	,	,	PUNCT
fbem-12615	3	24	china	china	PROPN
fbem-12615	3	25	abstract	abstract	PROPN
fbem-12615	3	26	:	:	PUNCT
fbem-12615	3	27	with	with	ADP
fbem-12615	3	28	the	the	DET
fbem-12615	3	29	rapid	rapid	ADJ
fbem-12615	3	30	development	development	NOUN
fbem-12615	3	31	of	of	ADP
fbem-12615	3	32	china	china	PROPN
fbem-12615	3	33	's	's	PART
fbem-12615	3	34	health	health	NOUN
fbem-12615	3	35	insurance	insurance	NOUN
fbem-12615	3	36	industry	industry	NOUN
fbem-12615	3	37	,	,	PUNCT
fbem-12615	3	38	cases	case	NOUN
fbem-12615	3	39	of	of	ADP
fbem-12615	3	40	health	health	NOUN
fbem-12615	3	41	insurance	insurance	NOUN
fbem-12615	3	42	fraud	fraud	NOUN
fbem-12615	3	43	are	be	AUX
fbem-12615	3	44	also	also	ADV
fbem-12615	3	45	on	on	ADP
fbem-12615	3	46	the	the	DET
fbem-12615	3	47	rise	rise	NOUN
fbem-12615	3	48	year	year	NOUN
fbem-12615	3	49	by	by	ADP
fbem-12615	3	50	year	year	NOUN
fbem-12615	3	51	,	,	PUNCT
fbem-12615	3	52	which	which	PRON
fbem-12615	3	53	has	have	AUX
fbem-12615	3	54	had	have	VERB
fbem-12615	3	55	a	a	DET
fbem-12615	3	56	negative	negative	ADJ
fbem-12615	3	57	impact	impact	NOUN
fbem-12615	3	58	on	on	ADP
fbem-12615	3	59	the	the	DET
fbem-12615	3	60	development	development	NOUN
fbem-12615	3	61	of	of	ADP
fbem-12615	3	62	the	the	DET
fbem-12615	3	63	health	health	NOUN
fbem-12615	3	64	insurance	insurance	NOUN
fbem-12615	3	65	industry	industry	NOUN
fbem-12615	3	66	and	and	CCONJ
fbem-12615	3	67	social	social	ADJ
fbem-12615	3	68	stability	stability	NOUN
fbem-12615	3	69	.	.	PUNCT
fbem-12615	4	1	this	this	DET
fbem-12615	4	2	article	article	NOUN
fbem-12615	4	3	analyzes	analyze	VERB
fbem-12615	4	4	the	the	DET
fbem-12615	4	5	insurance	insurance	NOUN
fbem-12615	4	6	anti	anti	PROPN
fbem-12615	4	7	fraud	fraud	NOUN
fbem-12615	4	8	game	game	NOUN
fbem-12615	4	9	based	base	VERB
fbem-12615	4	10	on	on	ADP
fbem-12615	4	11	the	the	DET
fbem-12615	4	12	random	random	ADJ
fbem-12615	4	13	forest	forest	NOUN
fbem-12615	4	14	and	and	CCONJ
fbem-12615	4	15	xgboost	xgboost	PROPN
fbem-12615	4	16	model	model	PROPN
fbem-12615	4	17	.	.	PUNCT
fbem-12615	5	1	the	the	DET
fbem-12615	5	2	purpose	purpose	NOUN
fbem-12615	5	3	of	of	ADP
fbem-12615	5	4	game	game	NOUN
fbem-12615	5	5	analysis	analysis	NOUN
fbem-12615	5	6	is	be	AUX
fbem-12615	5	7	to	to	PART
fbem-12615	5	8	use	use	VERB
fbem-12615	5	9	game	game	NOUN
fbem-12615	5	10	theory	theory	NOUN
fbem-12615	5	11	to	to	PART
fbem-12615	5	12	analyze	analyze	VERB
fbem-12615	5	13	the	the	DET
fbem-12615	5	14	occurrence	occurrence	NOUN
fbem-12615	5	15	process	process	NOUN
fbem-12615	5	16	of	of	ADP
fbem-12615	5	17	health	health	NOUN
fbem-12615	5	18	insurance	insurance	NOUN
fbem-12615	5	19	fraud	fraud	NOUN
fbem-12615	5	20	behavior	behavior	NOUN
fbem-12615	5	21	,	,	PUNCT
fbem-12615	5	22	and	and	CCONJ
fbem-12615	5	23	then	then	ADV
fbem-12615	5	24	identify	identify	VERB
fbem-12615	5	25	the	the	DET
fbem-12615	5	26	main	main	ADJ
fbem-12615	5	27	factors	factor	NOUN
fbem-12615	5	28	that	that	PRON
fbem-12615	5	29	affect	affect	VERB
fbem-12615	5	30	moral	moral	ADJ
fbem-12615	5	31	hazard	hazard	NOUN
fbem-12615	5	32	and	and	CCONJ
fbem-12615	5	33	insurance	insurance	NOUN
fbem-12615	5	34	agency	agency	NOUN
fbem-12615	5	35	expenditure	expenditure	NOUN
fbem-12615	5	36	costs	cost	NOUN
fbem-12615	5	37	.	.	PUNCT
fbem-12615	6	1	and	and	CCONJ
fbem-12615	6	2	an	an	DET
fbem-12615	6	3	insurance	insurance	NOUN
fbem-12615	6	4	anti	anti	PROPN
fbem-12615	6	5	fraud	fraud	PROPN
fbem-12615	6	6	game	game	NOUN
fbem-12615	6	7	model	model	NOUN
fbem-12615	6	8	was	be	AUX
fbem-12615	6	9	constructed	construct	VERB
fbem-12615	6	10	in	in	ADP
fbem-12615	6	11	the	the	DET
fbem-12615	6	12	article	article	NOUN
fbem-12615	6	13	.	.	PUNCT
fbem-12615	7	1	game	game	NOUN
fbem-12615	7	2	theory	theory	NOUN
fbem-12615	7	3	can	can	AUX
fbem-12615	7	4	be	be	AUX
fbem-12615	7	5	used	use	VERB
fbem-12615	7	6	to	to	PART
fbem-12615	7	7	analyze	analyze	VERB
fbem-12615	7	8	the	the	DET
fbem-12615	7	9	process	process	NOUN
fbem-12615	7	10	of	of	ADP
fbem-12615	7	11	health	health	NOUN
fbem-12615	7	12	insurance	insurance	NOUN
fbem-12615	7	13	fraud	fraud	NOUN
fbem-12615	7	14	and	and	CCONJ
fbem-12615	7	15	identify	identify	VERB
fbem-12615	7	16	the	the	DET
fbem-12615	7	17	main	main	ADJ
fbem-12615	7	18	factors	factor	NOUN
fbem-12615	7	19	that	that	PRON
fbem-12615	7	20	affect	affect	VERB
fbem-12615	7	21	moral	moral	ADJ
fbem-12615	7	22	hazard	hazard	NOUN
fbem-12615	7	23	.	.	PUNCT
fbem-12615	8	1	the	the	DET
fbem-12615	8	2	most	most	ADV
fbem-12615	8	3	common	common	ADJ
fbem-12615	8	4	type	type	NOUN
fbem-12615	8	5	of	of	ADP
fbem-12615	8	6	health	health	NOUN
fbem-12615	8	7	insurance	insurance	NOUN
fbem-12615	8	8	fraud	fraud	NOUN
fbem-12615	8	9	in	in	ADP
fbem-12615	8	10	china	china	PROPN
fbem-12615	8	11	is	be	AUX
fbem-12615	8	12	doctor	doctor	NOUN
fbem-12615	8	13	-	-	PUNCT
fbem-12615	8	14	patient	patient	NOUN
fbem-12615	8	15	collusion	collusion	NOUN
fbem-12615	8	16	fraud	fraud	NOUN
fbem-12615	8	17	.	.	PUNCT
fbem-12615	9	1	we	we	PRON
fbem-12615	9	2	will	will	AUX
fbem-12615	9	3	only	only	ADV
fbem-12615	9	4	discuss	discuss	VERB
fbem-12615	9	5	this	this	DET
fbem-12615	9	6	type	type	NOUN
fbem-12615	9	7	of	of	ADP
fbem-12615	9	8	fraud	fraud	NOUN
fbem-12615	9	9	and	and	CCONJ
fbem-12615	9	10	not	not	PART
fbem-12615	9	11	analyze	analyze	VERB
fbem-12615	9	12	other	other	ADJ
fbem-12615	9	13	types	type	NOUN
fbem-12615	9	14	.	.	PUNCT
fbem-12615	10	1	and	and	CCONJ
fbem-12615	10	2	through	through	ADP
fbem-12615	10	3	research	research	NOUN
fbem-12615	10	4	,	,	PUNCT
fbem-12615	10	5	it	it	PRON
fbem-12615	10	6	has	have	AUX
fbem-12615	10	7	been	be	AUX
fbem-12615	10	8	shown	show	VERB
fbem-12615	10	9	that	that	SCONJ
fbem-12615	10	10	the	the	DET
fbem-12615	10	11	xuboost	xuboost	ADJ
fbem-12615	10	12	model	model	NOUN
fbem-12615	10	13	has	have	VERB
fbem-12615	10	14	significant	significant	ADJ
fbem-12615	10	15	advantages	advantage	NOUN
fbem-12615	10	16	in	in	ADP
fbem-12615	10	17	accuracy	accuracy	NOUN
fbem-12615	10	18	and	and	CCONJ
fbem-12615	10	19	recall	recall	NOUN
fbem-12615	10	20	,	,	PUNCT
fbem-12615	10	21	while	while	SCONJ
fbem-12615	10	22	the	the	DET
fbem-12615	10	23	random	random	ADJ
fbem-12615	10	24	forest	forest	NOUN
fbem-12615	10	25	has	have	VERB
fbem-12615	10	26	a	a	DET
fbem-12615	10	27	higher	high	ADJ
fbem-12615	10	28	accuracy	accuracy	NOUN
fbem-12615	10	29	.	.	PUNCT
fbem-12615	11	1	obviously	obviously	ADV
fbem-12615	11	2	,	,	PUNCT
fbem-12615	11	3	the	the	DET
fbem-12615	11	4	xuboost	xuboost	ADJ
fbem-12615	11	5	model	model	NOUN
fbem-12615	11	6	has	have	VERB
fbem-12615	11	7	good	good	ADJ
fbem-12615	11	8	performance	performance	NOUN
fbem-12615	11	9	.	.	PUNCT
fbem-12615	12	1	keywords	keyword	NOUN
fbem-12615	12	2	:	:	PUNCT
fbem-12615	12	3	random	random	ADJ
fbem-12615	12	4	forest	forest	NOUN
fbem-12615	12	5	,	,	PUNCT
fbem-12615	12	6	xgboost	xgboost	PROPN
fbem-12615	12	7	model	model	PROPN
fbem-12615	12	8	,	,	PUNCT
fbem-12615	12	9	insurance	insurance	NOUN
fbem-12615	12	10	anti	anti	PROPN
fbem-12615	12	11	fraud	fraud	NOUN
fbem-12615	12	12	,	,	PUNCT
fbem-12615	12	13	game	game	NOUN
fbem-12615	12	14	analysis	analysis	NOUN
fbem-12615	12	15	.	.	PUNCT
fbem-12615	13	1	1	1	X
fbem-12615	13	2	.	.	X
fbem-12615	13	3	introduction	introduction	NOUN
fbem-12615	13	4	today	today	NOUN
fbem-12615	13	5	,	,	PUNCT
fbem-12615	13	6	the	the	DET
fbem-12615	13	7	problem	problem	NOUN
fbem-12615	13	8	of	of	ADP
fbem-12615	13	9	insurance	insurance	NOUN
fbem-12615	13	10	fraud	fraud	NOUN
fbem-12615	13	11	has	have	AUX
fbem-12615	13	12	been	be	AUX
fbem-12615	13	13	concerned	concern	VERB
fbem-12615	13	14	by	by	ADP
fbem-12615	13	15	international	international	ADJ
fbem-12615	13	16	insurance	insurance	NOUN
fbem-12615	13	17	,	,	PUNCT
fbem-12615	13	18	because	because	SCONJ
fbem-12615	13	19	insurance	insurance	NOUN
fbem-12615	13	20	fraud	fraud	NOUN
fbem-12615	13	21	has	have	AUX
fbem-12615	13	22	caused	cause	VERB
fbem-12615	13	23	many	many	ADJ
fbem-12615	13	24	negative	negative	ADJ
fbem-12615	13	25	effects	effect	NOUN
fbem-12615	13	26	.	.	PUNCT
fbem-12615	14	1	insurance	insurance	NOUN
fbem-12615	14	2	fraud	fraud	NOUN
fbem-12615	14	3	refers	refer	VERB
fbem-12615	14	4	to	to	ADP
fbem-12615	14	5	the	the	DET
fbem-12615	14	6	illegal	illegal	ADJ
fbem-12615	14	7	and	and	CCONJ
fbem-12615	14	8	criminal	criminal	ADJ
fbem-12615	14	9	acts	act	NOUN
fbem-12615	14	10	that	that	PRON
fbem-12615	14	11	the	the	DET
fbem-12615	14	12	insured	insure	VERB
fbem-12615	14	13	,	,	PUNCT
fbem-12615	14	14	the	the	DET
fbem-12615	14	15	insured	insure	VERB
fbem-12615	14	16	or	or	CCONJ
fbem-12615	14	17	the	the	DET
fbem-12615	14	18	beneficiary	beneficiary	NOUN
fbem-12615	14	19	take	take	VERB
fbem-12615	14	20	various	various	ADJ
fbem-12615	14	21	deceptive	deceptive	ADJ
fbem-12615	14	22	means	mean	NOUN
fbem-12615	14	23	to	to	PART
fbem-12615	14	24	defraud	defraud	VERB
fbem-12615	14	25	the	the	DET
fbem-12615	14	26	insurer	insurer	NOUN
fbem-12615	14	27	for	for	ADP
fbem-12615	14	28	the	the	DET
fbem-12615	14	29	purpose	purpose	NOUN
fbem-12615	14	30	of	of	ADP
fbem-12615	14	31	illegally	illegally	ADV
fbem-12615	14	32	possessing	possess	VERB
fbem-12615	14	33	insurance	insurance	NOUN
fbem-12615	14	34	indemnity	indemnity	NOUN
fbem-12615	14	35	[	[	X
fbem-12615	14	36	1	1	NUM
fbem-12615	14	37	]	]	PUNCT
fbem-12615	14	38	.	.	PUNCT
fbem-12615	15	1	the	the	DET
fbem-12615	15	2	interests	interest	NOUN
fbem-12615	15	3	of	of	ADP
fbem-12615	15	4	insurers	insurer	NOUN
fbem-12615	15	5	will	will	AUX
fbem-12615	15	6	be	be	AUX
fbem-12615	15	7	affected	affect	VERB
fbem-12615	15	8	by	by	ADP
fbem-12615	15	9	insurance	insurance	NOUN
fbem-12615	15	10	fraud	fraud	NOUN
fbem-12615	15	11	,	,	PUNCT
fbem-12615	15	12	and	and	CCONJ
fbem-12615	15	13	social	social	ADJ
fbem-12615	15	14	property	property	NOUN
fbem-12615	15	15	and	and	CCONJ
fbem-12615	15	16	social	social	ADJ
fbem-12615	15	17	stability	stability	NOUN
fbem-12615	15	18	will	will	AUX
fbem-12615	15	19	also	also	ADV
fbem-12615	15	20	be	be	AUX
fbem-12615	15	21	threatened	threaten	VERB
fbem-12615	15	22	by	by	ADP
fbem-12615	15	23	insurance	insurance	NOUN
fbem-12615	15	24	fraud	fraud	NOUN
fbem-12615	15	25	.	.	PUNCT
fbem-12615	16	1	what	what	PRON
fbem-12615	16	2	is	be	AUX
fbem-12615	16	3	more	more	ADV
fbem-12615	16	4	serious	serious	ADJ
fbem-12615	16	5	is	be	AUX
fbem-12615	16	6	that	that	SCONJ
fbem-12615	16	7	the	the	DET
fbem-12615	16	8	losses	loss	NOUN
fbem-12615	16	9	caused	cause	VERB
fbem-12615	16	10	by	by	ADP
fbem-12615	16	11	insurance	insurance	NOUN
fbem-12615	16	12	anti	anti	NOUN
fbem-12615	16	13	-	-	NOUN
fbem-12615	16	14	fraud	fraud	NOUN
fbem-12615	16	15	will	will	AUX
fbem-12615	16	16	be	be	AUX
fbem-12615	16	17	difficult	difficult	ADJ
fbem-12615	16	18	to	to	PART
fbem-12615	16	19	estimate	estimate	VERB
fbem-12615	16	20	,	,	PUNCT
fbem-12615	16	21	and	and	CCONJ
fbem-12615	16	22	insurance	insurance	NOUN
fbem-12615	16	23	and	and	CCONJ
fbem-12615	16	24	other	other	ADJ
fbem-12615	16	25	related	related	ADJ
fbem-12615	16	26	industries	industry	NOUN
fbem-12615	16	27	will	will	AUX
fbem-12615	16	28	be	be	AUX
fbem-12615	16	29	threatened	threaten	VERB
fbem-12615	16	30	and	and	CCONJ
fbem-12615	16	31	affected	affect	VERB
fbem-12615	16	32	by	by	ADP
fbem-12615	16	33	insurance	insurance	NOUN
fbem-12615	16	34	fraud	fraud	NOUN
fbem-12615	16	35	[	[	X
fbem-12615	16	36	2	2	NUM
fbem-12615	16	37	]	]	PUNCT
fbem-12615	16	38	.	.	PUNCT
fbem-12615	17	1	a	a	DET
fbem-12615	17	2	large	large	ADJ
fbem-12615	17	3	number	number	NOUN
fbem-12615	17	4	of	of	ADP
fbem-12615	17	5	insurance	insurance	NOUN
fbem-12615	17	6	anti	anti	ADJ
fbem-12615	17	7	-	-	NOUN
fbem-12615	17	8	fraud	fraud	NOUN
fbem-12615	17	9	have	have	AUX
fbem-12615	17	10	done	do	VERB
fbem-12615	17	11	great	great	ADJ
fbem-12615	17	12	harm	harm	NOUN
fbem-12615	17	13	to	to	ADP
fbem-12615	17	14	insurance	insurance	NOUN
fbem-12615	17	15	companies	company	NOUN
fbem-12615	17	16	and	and	CCONJ
fbem-12615	17	17	society	society	NOUN
fbem-12615	17	18	.	.	PUNCT
fbem-12615	18	1	for	for	ADP
fbem-12615	18	2	insurance	insurance	NOUN
fbem-12615	18	3	companies	company	NOUN
fbem-12615	18	4	,	,	PUNCT
fbem-12615	18	5	paying	pay	VERB
fbem-12615	18	6	compensation	compensation	NOUN
fbem-12615	18	7	that	that	PRON
fbem-12615	18	8	should	should	AUX
fbem-12615	18	9	not	not	PART
fbem-12615	18	10	be	be	AUX
fbem-12615	18	11	spent	spend	VERB
fbem-12615	18	12	reduces	reduce	VERB
fbem-12615	18	13	the	the	DET
fbem-12615	18	14	company	company	NOUN
fbem-12615	18	15	's	's	PART
fbem-12615	18	16	income	income	NOUN
fbem-12615	18	17	and	and	CCONJ
fbem-12615	18	18	solvency	solvency	NOUN
fbem-12615	18	19	,	,	PUNCT
fbem-12615	18	20	and	and	CCONJ
fbem-12615	18	21	also	also	ADV
fbem-12615	18	22	forces	force	VERB
fbem-12615	18	23	insurance	insurance	NOUN
fbem-12615	18	24	companies	company	NOUN
fbem-12615	18	25	to	to	PART
fbem-12615	18	26	raise	raise	VERB
fbem-12615	18	27	insurance	insurance	NOUN
fbem-12615	18	28	rates	rate	NOUN
fbem-12615	18	29	,	,	PUNCT
fbem-12615	18	30	which	which	PRON
fbem-12615	18	31	is	be	AUX
fbem-12615	18	32	not	not	PART
fbem-12615	18	33	conducive	conducive	ADJ
fbem-12615	18	34	to	to	ADP
fbem-12615	18	35	participating	participate	VERB
fbem-12615	18	36	in	in	ADP
fbem-12615	18	37	the	the	DET
fbem-12615	18	38	competition	competition	NOUN
fbem-12615	18	39	in	in	ADP
fbem-12615	18	40	the	the	DET
fbem-12615	18	41	insurance	insurance	NOUN
fbem-12615	18	42	market	market	NOUN
fbem-12615	18	43	,	,	PUNCT
fbem-12615	18	44	but	but	CCONJ
fbem-12615	18	45	also	also	ADV
fbem-12615	18	46	increases	increase	VERB
fbem-12615	18	47	the	the	DET
fbem-12615	18	48	burden	burden	NOUN
fbem-12615	18	49	on	on	ADP
fbem-12615	18	50	consumers	consumer	NOUN
fbem-12615	19	1	[	[	X
fbem-12615	19	2	3	3	NUM
fbem-12615	19	3	]	]	PUNCT
fbem-12615	19	4	.	.	PUNCT
fbem-12615	20	1	the	the	DET
fbem-12615	20	2	competition	competition	NOUN
fbem-12615	20	3	in	in	ADP
fbem-12615	20	4	the	the	DET
fbem-12615	20	5	insurance	insurance	NOUN
fbem-12615	20	6	industry	industry	NOUN
fbem-12615	20	7	is	be	AUX
fbem-12615	20	8	very	very	ADV
fbem-12615	20	9	fierce	fierce	ADJ
fbem-12615	20	10	,	,	PUNCT
fbem-12615	20	11	and	and	CCONJ
fbem-12615	20	12	there	there	PRON
fbem-12615	20	13	is	be	VERB
fbem-12615	20	14	little	little	ADJ
fbem-12615	20	15	exchange	exchange	NOUN
fbem-12615	20	16	of	of	ADP
fbem-12615	20	17	information	information	NOUN
fbem-12615	20	18	about	about	ADP
fbem-12615	20	19	fraudulent	fraudulent	ADJ
fbem-12615	20	20	insurance	insurance	NOUN
fbem-12615	20	21	and	and	CCONJ
fbem-12615	20	22	compensation	compensation	NOUN
fbem-12615	20	23	within	within	ADP
fbem-12615	20	24	the	the	DET
fbem-12615	20	25	industry	industry	NOUN
fbem-12615	20	26	.	.	PUNCT
fbem-12615	21	1	this	this	PRON
fbem-12615	21	2	enables	enable	VERB
fbem-12615	21	3	repeat	repeat	VERB
fbem-12615	21	4	insurance	insurance	NOUN
fbem-12615	21	5	fraudsters	fraudster	NOUN
fbem-12615	21	6	to	to	PART
fbem-12615	21	7	defraud	defraud	VERB
fbem-12615	21	8	several	several	ADJ
fbem-12615	21	9	insurance	insurance	NOUN
fbem-12615	21	10	companies	company	NOUN
fbem-12615	21	11	.	.	PUNCT
fbem-12615	22	1	however	however	ADV
fbem-12615	22	2	,	,	PUNCT
fbem-12615	22	3	in	in	ADP
fbem-12615	22	4	order	order	NOUN
fbem-12615	22	5	to	to	PART
fbem-12615	22	6	maintain	maintain	VERB
fbem-12615	22	7	their	their	PRON
fbem-12615	22	8	reputation	reputation	NOUN
fbem-12615	22	9	,	,	PUNCT
fbem-12615	22	10	some	some	DET
fbem-12615	22	11	insurance	insurance	NOUN
fbem-12615	22	12	companies	company	NOUN
fbem-12615	22	13	deal	deal	VERB
fbem-12615	22	14	with	with	ADP
fbem-12615	22	15	insurance	insurance	NOUN
fbem-12615	22	16	fraud	fraud	NOUN
fbem-12615	22	17	in	in	ADP
fbem-12615	22	18	a	a	DET
fbem-12615	22	19	low	low	ADJ
fbem-12615	22	20	-	-	PUNCT
fbem-12615	22	21	key	key	NOUN
fbem-12615	22	22	way	way	NOUN
fbem-12615	22	23	,	,	PUNCT
fbem-12615	22	24	and	and	CCONJ
fbem-12615	22	25	even	even	ADV
fbem-12615	22	26	condone	condone	VERB
fbem-12615	22	27	the	the	DET
fbem-12615	22	28	behavior	behavior	NOUN
fbem-12615	22	29	of	of	ADP
fbem-12615	22	30	fraudsters	fraudster	NOUN
fbem-12615	22	31	.	.	PUNCT
fbem-12615	23	1	because	because	SCONJ
fbem-12615	23	2	of	of	ADP
fbem-12615	23	3	the	the	DET
fbem-12615	23	4	complexity	complexity	NOUN
fbem-12615	23	5	of	of	ADP
fbem-12615	23	6	insurance	insurance	NOUN
fbem-12615	23	7	anti	anti	NOUN
fbem-12615	23	8	-	-	NOUN
fbem-12615	23	9	fraud	fraud	NOUN
fbem-12615	23	10	,	,	PUNCT
fbem-12615	23	11	the	the	DET
fbem-12615	23	12	research	research	NOUN
fbem-12615	23	13	work	work	NOUN
fbem-12615	23	14	is	be	AUX
fbem-12615	23	15	difficult	difficult	ADJ
fbem-12615	23	16	,	,	PUNCT
fbem-12615	23	17	and	and	CCONJ
fbem-12615	23	18	because	because	SCONJ
fbem-12615	23	19	of	of	ADP
fbem-12615	23	20	the	the	DET
fbem-12615	23	21	variety	variety	NOUN
fbem-12615	23	22	of	of	ADP
fbem-12615	23	23	insurance	insurance	NOUN
fbem-12615	23	24	anti	anti	NOUN
fbem-12615	23	25	-	-	NOUN
fbem-12615	23	26	fraud	fraud	NOUN
fbem-12615	23	27	,	,	PUNCT
fbem-12615	23	28	it	it	PRON
fbem-12615	23	29	is	be	AUX
fbem-12615	23	30	not	not	PART
fbem-12615	23	31	convenient	convenient	ADJ
fbem-12615	23	32	for	for	SCONJ
fbem-12615	23	33	researchers	researcher	NOUN
fbem-12615	23	34	to	to	PART
fbem-12615	23	35	make	make	VERB
fbem-12615	23	36	detailed	detailed	ADJ
fbem-12615	23	37	statistics	statistic	NOUN
fbem-12615	23	38	,	,	PUNCT
fbem-12615	23	39	so	so	ADV
fbem-12615	23	40	both	both	CCONJ
fbem-12615	23	41	domestic	domestic	ADJ
fbem-12615	23	42	and	and	CCONJ
fbem-12615	23	43	foreign	foreign	ADJ
fbem-12615	23	44	insurance	insurance	NOUN
fbem-12615	23	45	companies	company	NOUN
fbem-12615	23	46	feel	feel	VERB
fbem-12615	23	47	"	"	PUNCT
fbem-12615	23	48	headache	headache	NOUN
fbem-12615	23	49	"	"	PUNCT
fbem-12615	23	50	about	about	ADP
fbem-12615	23	51	insurance	insurance	NOUN
fbem-12615	23	52	fraud	fraud	NOUN
fbem-12615	23	53	[	[	X
fbem-12615	23	54	4	4	NUM
fbem-12615	23	55	]	]	PUNCT
fbem-12615	23	56	.	.	PUNCT
fbem-12615	24	1	some	some	DET
fbem-12615	24	2	insured	insured	ADJ
fbem-12615	24	3	people	people	NOUN
fbem-12615	24	4	ignore	ignore	VERB
fbem-12615	24	5	the	the	DET
fbem-12615	24	6	terms	term	NOUN
fbem-12615	24	7	of	of	ADP
fbem-12615	24	8	the	the	DET
fbem-12615	24	9	contract	contract	NOUN
fbem-12615	24	10	,	,	PUNCT
fbem-12615	24	11	violate	violate	VERB
fbem-12615	24	12	the	the	DET
fbem-12615	24	13	insured	insure	VERB
fbem-12615	24	14	's	's	PART
fbem-12615	24	15	obligation	obligation	NOUN
fbem-12615	24	16	to	to	PART
fbem-12615	24	17	tell	tell	VERB
fbem-12615	24	18	the	the	DET
fbem-12615	24	19	truth	truth	NOUN
fbem-12615	24	20	as	as	SCONJ
fbem-12615	24	21	stipulated	stipulate	VERB
fbem-12615	24	22	in	in	ADP
fbem-12615	24	23	the	the	DET
fbem-12615	24	24	insurance	insurance	NOUN
fbem-12615	24	25	contract	contract	NOUN
fbem-12615	24	26	,	,	PUNCT
fbem-12615	24	27	and	and	CCONJ
fbem-12615	24	28	keep	keep	VERB
fbem-12615	24	29	silent	silent	ADJ
fbem-12615	24	30	about	about	ADP
fbem-12615	24	31	their	their	PRON
fbem-12615	24	32	past	past	ADJ
fbem-12615	24	33	medical	medical	ADJ
fbem-12615	24	34	history	history	NOUN
fbem-12615	24	35	.	.	PUNCT
fbem-12615	25	1	after	after	ADP
fbem-12615	25	2	underwriting	underwriting	NOUN
fbem-12615	25	3	,	,	PUNCT
fbem-12615	25	4	the	the	DET
fbem-12615	25	5	insurance	insurance	NOUN
fbem-12615	25	6	company	company	NOUN
fbem-12615	25	7	sought	seek	VERB
fbem-12615	25	8	medical	medical	ADJ
fbem-12615	25	9	treatment	treatment	NOUN
fbem-12615	25	10	for	for	ADP
fbem-12615	25	11	related	related	ADJ
fbem-12615	25	12	diseases	disease	NOUN
fbem-12615	25	13	,	,	PUNCT
fbem-12615	25	14	and	and	CCONJ
fbem-12615	25	15	concealed	conceal	VERB
fbem-12615	25	16	the	the	DET
fbem-12615	25	17	past	past	ADJ
fbem-12615	25	18	medical	medical	ADJ
fbem-12615	25	19	history	history	NOUN
fbem-12615	25	20	during	during	ADP
fbem-12615	25	21	the	the	DET
fbem-12615	25	22	medical	medical	ADJ
fbem-12615	25	23	treatment	treatment	NOUN
fbem-12615	25	24	,	,	PUNCT
fbem-12615	25	25	resulting	result	VERB
fbem-12615	25	26	in	in	ADP
fbem-12615	25	27	the	the	DET
fbem-12615	25	28	insurance	insurance	NOUN
fbem-12615	25	29	company	company	NOUN
fbem-12615	25	30	being	be	AUX
fbem-12615	25	31	unable	unable	ADJ
fbem-12615	25	32	to	to	PART
fbem-12615	25	33	obtain	obtain	VERB
fbem-12615	25	34	evidence	evidence	NOUN
fbem-12615	25	35	and	and	CCONJ
fbem-12615	25	36	having	have	VERB
fbem-12615	25	37	to	to	PART
fbem-12615	25	38	pay	pay	VERB
fbem-12615	25	39	compensation	compensation	NOUN
fbem-12615	25	40	.	.	PUNCT
fbem-12615	26	1	therefore	therefore	ADV
fbem-12615	26	2	,	,	PUNCT
fbem-12615	26	3	preventing	prevent	VERB
fbem-12615	26	4	insurance	insurance	NOUN
fbem-12615	26	5	fraud	fraud	NOUN
fbem-12615	26	6	is	be	AUX
fbem-12615	26	7	not	not	PART
fbem-12615	26	8	only	only	ADV
fbem-12615	26	9	the	the	DET
fbem-12615	26	10	guarantee	guarantee	NOUN
fbem-12615	26	11	of	of	ADP
fbem-12615	26	12	the	the	DET
fbem-12615	26	13	insurance	insurance	NOUN
fbem-12615	26	14	industry	industry	NOUN
fbem-12615	26	15	,	,	PUNCT
fbem-12615	26	16	but	but	CCONJ
fbem-12615	26	17	also	also	ADV
fbem-12615	26	18	an	an	DET
fbem-12615	26	19	important	important	ADJ
fbem-12615	26	20	means	mean	NOUN
fbem-12615	26	21	of	of	ADP
fbem-12615	26	22	self	self	NOUN
fbem-12615	26	23	-	-	PUNCT
fbem-12615	26	24	control	control	NOUN
fbem-12615	26	25	for	for	ADP
fbem-12615	26	26	insurance	insurance	NOUN
fbem-12615	26	27	companies	company	NOUN
fbem-12615	26	28	.	.	PUNCT
fbem-12615	27	1	in	in	ADP
fbem-12615	27	2	this	this	DET
fbem-12615	27	3	regard	regard	NOUN
fbem-12615	27	4	,	,	PUNCT
fbem-12615	27	5	this	this	DET
fbem-12615	27	6	paper	paper	NOUN
fbem-12615	27	7	analyzes	analyze	VERB
fbem-12615	27	8	the	the	DET
fbem-12615	27	9	insurance	insurance	NOUN
fbem-12615	27	10	anti	anti	ADJ
fbem-12615	27	11	-	-	ADJ
fbem-12615	27	12	fraud	fraud	ADJ
fbem-12615	27	13	game	game	NOUN
fbem-12615	27	14	based	base	VERB
fbem-12615	27	15	on	on	ADP
fbem-12615	27	16	random	random	ADJ
fbem-12615	27	17	forest	forest	NOUN
fbem-12615	27	18	and	and	CCONJ
fbem-12615	27	19	xgboost	xgboost	PROPN
fbem-12615	27	20	model	model	PROPN
fbem-12615	27	21	.	.	PUNCT
fbem-12615	28	1	the	the	DET
fbem-12615	28	2	purpose	purpose	NOUN
fbem-12615	28	3	of	of	ADP
fbem-12615	28	4	game	game	NOUN
fbem-12615	28	5	analysis	analysis	NOUN
fbem-12615	28	6	is	be	AUX
fbem-12615	28	7	to	to	PART
fbem-12615	28	8	analyze	analyze	VERB
fbem-12615	28	9	the	the	DET
fbem-12615	28	10	occurrence	occurrence	NOUN
fbem-12615	28	11	process	process	NOUN
fbem-12615	28	12	of	of	ADP
fbem-12615	28	13	health	health	NOUN
fbem-12615	28	14	insurance	insurance	NOUN
fbem-12615	28	15	fraud	fraud	NOUN
fbem-12615	28	16	by	by	ADP
fbem-12615	28	17	using	use	VERB
fbem-12615	28	18	game	game	NOUN
fbem-12615	28	19	theory	theory	NOUN
fbem-12615	28	20	,	,	PUNCT
fbem-12615	28	21	and	and	CCONJ
fbem-12615	28	22	then	then	ADV
fbem-12615	28	23	find	find	VERB
fbem-12615	28	24	out	out	ADP
fbem-12615	28	25	the	the	DET
fbem-12615	28	26	main	main	ADJ
fbem-12615	28	27	factors	factor	NOUN
fbem-12615	28	28	that	that	PRON
fbem-12615	28	29	affect	affect	VERB
fbem-12615	28	30	moral	moral	ADJ
fbem-12615	28	31	hazard	hazard	NOUN
fbem-12615	28	32	and	and	CCONJ
fbem-12615	28	33	the	the	DET
fbem-12615	28	34	expenditure	expenditure	NOUN
fbem-12615	28	35	cost	cost	NOUN
fbem-12615	28	36	of	of	ADP
fbem-12615	28	37	insurance	insurance	NOUN
fbem-12615	28	38	institutions	institution	NOUN
fbem-12615	28	39	[	[	X
fbem-12615	28	40	5	5	NUM
fbem-12615	28	41	]	]	PUNCT
fbem-12615	28	42	.	.	PUNCT
fbem-12615	29	1	this	this	DET
fbem-12615	29	2	paper	paper	NOUN
fbem-12615	29	3	defines	define	VERB
fbem-12615	29	4	the	the	DET
fbem-12615	29	5	additional	additional	ADJ
fbem-12615	29	6	expenses	expense	NOUN
fbem-12615	29	7	of	of	ADP
fbem-12615	29	8	insurance	insurance	NOUN
fbem-12615	29	9	companies	company	NOUN
fbem-12615	29	10	caused	cause	VERB
fbem-12615	29	11	by	by	ADP
fbem-12615	29	12	health	health	NOUN
fbem-12615	29	13	insurance	insurance	NOUN
fbem-12615	29	14	fraud	fraud	NOUN
fbem-12615	29	15	as	as	ADP
fbem-12615	29	16	the	the	DET
fbem-12615	29	17	cost	cost	NOUN
fbem-12615	29	18	of	of	ADP
fbem-12615	29	19	fraudulent	fraudulent	ADJ
fbem-12615	29	20	claims	claim	NOUN
fbem-12615	29	21	.	.	PUNCT
fbem-12615	30	1	random	random	ADJ
fbem-12615	30	2	forest	forest	NOUN
fbem-12615	30	3	and	and	CCONJ
fbem-12615	30	4	xgboost	xgboost	ADJ
fbem-12615	30	5	algorithm	algorithm	PROPN
fbem-12615	30	6	are	be	AUX
fbem-12615	30	7	used	use	VERB
fbem-12615	30	8	to	to	PART
fbem-12615	30	9	evaluate	evaluate	VERB
fbem-12615	30	10	the	the	DET
fbem-12615	30	11	importance	importance	NOUN
fbem-12615	30	12	of	of	ADP
fbem-12615	30	13	features	feature	NOUN
fbem-12615	30	14	,	,	PUNCT
fbem-12615	30	15	and	and	CCONJ
fbem-12615	30	16	data	datum	NOUN
fbem-12615	30	17	-	-	PUNCT
fbem-12615	30	18	based	base	VERB
fbem-12615	30	19	heuristic	heuristic	ADJ
fbem-12615	30	20	statistical	statistical	ADJ
fbem-12615	30	21	analysis	analysis	NOUN
fbem-12615	30	22	is	be	AUX
fbem-12615	30	23	used	use	VERB
fbem-12615	30	24	to	to	PART
fbem-12615	30	25	rank	rank	VERB
fbem-12615	30	26	the	the	DET
fbem-12615	30	27	features	feature	NOUN
fbem-12615	30	28	in	in	ADP
fbem-12615	30	29	a	a	DET
fbem-12615	30	30	weighted	weighted	ADJ
fbem-12615	30	31	comprehensive	comprehensive	ADJ
fbem-12615	30	32	way	way	NOUN
fbem-12615	30	33	.	.	PUNCT
fbem-12615	31	1	xgboost	xgboost	ADJ
fbem-12615	32	1	algorithm	algorithm	PROPN
fbem-12615	32	2	is	be	AUX
fbem-12615	32	3	used	use	VERB
fbem-12615	32	4	to	to	PART
fbem-12615	32	5	establish	establish	VERB
fbem-12615	32	6	a	a	DET
fbem-12615	32	7	model	model	NOUN
fbem-12615	32	8	,	,	PUNCT
fbem-12615	32	9	which	which	PRON
fbem-12615	32	10	is	be	AUX
fbem-12615	32	11	compared	compare	VERB
fbem-12615	32	12	according	accord	VERB
fbem-12615	32	13	to	to	ADP
fbem-12615	32	14	the	the	DET
fbem-12615	32	15	model	model	NOUN
fbem-12615	32	16	evaluation	evaluation	NOUN
fbem-12615	32	17	index	index	NOUN
fbem-12615	32	18	,	,	PUNCT
fbem-12615	32	19	thus	thus	ADV
fbem-12615	32	20	providing	provide	VERB
fbem-12615	32	21	reference	reference	NOUN
fbem-12615	32	22	for	for	ADP
fbem-12615	32	23	credit	credit	NOUN
fbem-12615	32	24	evaluation	evaluation	NOUN
fbem-12615	32	25	researchers	researcher	NOUN
fbem-12615	32	26	and	and	CCONJ
fbem-12615	32	27	related	related	ADJ
fbem-12615	32	28	enterprises	enterprise	NOUN
fbem-12615	32	29	and	and	CCONJ
fbem-12615	32	30	institutions	institution	NOUN
fbem-12615	32	31	to	to	PART
fbem-12615	32	32	choose	choose	VERB
fbem-12615	32	33	models	model	NOUN
fbem-12615	33	1	[	[	X
fbem-12615	33	2	6	6	NUM
fbem-12615	33	3	]	]	PUNCT
fbem-12615	33	4	.	.	PUNCT
fbem-12615	34	1	2	2	X
fbem-12615	34	2	.	.	X
fbem-12615	34	3	causes	cause	NOUN
fbem-12615	34	4	of	of	ADP
fbem-12615	34	5	insurance	insurance	NOUN
fbem-12615	34	6	anti	anti	NOUN
fbem-12615	34	7	-	-	NOUN
fbem-12615	34	8	fraud	fraud	ADJ
fbem-12615	34	9	2.1	2.1	NUM
fbem-12615	34	10	.	.	PUNCT
fbem-12615	35	1	the	the	DET
fbem-12615	35	2	insurance	insurance	NOUN
fbem-12615	35	3	company	company	NOUN
fbem-12615	35	4	's	's	PART
fbem-12615	35	5	own	own	ADJ
fbem-12615	35	6	management	management	NOUN
fbem-12615	35	7	is	be	AUX
fbem-12615	35	8	insufficient	insufficient	ADJ
fbem-12615	35	9	the	the	DET
fbem-12615	35	10	phenomenon	phenomenon	NOUN
fbem-12615	35	11	of	of	ADP
fbem-12615	35	12	"	"	PUNCT
fbem-12615	35	13	valuing	value	VERB
fbem-12615	35	14	quantity	quantity	NOUN
fbem-12615	35	15	over	over	ADP
fbem-12615	35	16	quality	quality	NOUN
fbem-12615	35	17	"	"	PUNCT
fbem-12615	35	18	generally	generally	ADV
fbem-12615	35	19	exists	exist	VERB
fbem-12615	35	20	in	in	ADP
fbem-12615	35	21	china	china	PROPN
fbem-12615	35	22	's	's	PART
fbem-12615	35	23	insurance	insurance	NOUN
fbem-12615	35	24	companies	company	NOUN
fbem-12615	35	25	,	,	PUNCT
fbem-12615	35	26	with	with	ADP
fbem-12615	35	27	extensive	extensive	ADJ
fbem-12615	35	28	management	management	NOUN
fbem-12615	35	29	and	and	CCONJ
fbem-12615	35	30	assessment	assessment	NOUN
fbem-12615	35	31	of	of	ADP
fbem-12615	35	32	the	the	DET
fbem-12615	35	33	treatment	treatment	NOUN
fbem-12615	35	34	and	and	CCONJ
fbem-12615	35	35	promotion	promotion	NOUN
fbem-12615	35	36	of	of	ADP
fbem-12615	35	37	business	business	NOUN
fbem-12615	35	38	personnel	personnel	NOUN
fbem-12615	35	39	taking	take	VERB
fbem-12615	35	40	business	business	NOUN
fbem-12615	35	41	volume	volume	NOUN
fbem-12615	35	42	as	as	ADP
fbem-12615	35	43	a	a	DET
fbem-12615	35	44	single	single	ADJ
fbem-12615	35	45	measure	measure	NOUN
fbem-12615	35	46	.	.	PUNCT
fbem-12615	36	1	due	due	ADP
fbem-12615	36	2	to	to	ADP
fbem-12615	36	3	the	the	DET
fbem-12615	36	4	lack	lack	NOUN
fbem-12615	36	5	of	of	ADP
fbem-12615	36	6	standardization	standardization	NOUN
fbem-12615	36	7	in	in	ADP
fbem-12615	36	8	management	management	NOUN
fbem-12615	36	9	,	,	PUNCT
fbem-12615	36	10	the	the	DET
fbem-12615	36	11	problem	problem	NOUN
fbem-12615	36	12	of	of	ADP
fbem-12615	36	13	insurance	insurance	NOUN
fbem-12615	36	14	fraud	fraud	NOUN
fbem-12615	36	15	is	be	AUX
fbem-12615	36	16	more	more	ADV
fbem-12615	36	17	serious	serious	ADJ
fbem-12615	36	18	in	in	ADP
fbem-12615	36	19	china	china	PROPN
fbem-12615	36	20	,	,	PUNCT
fbem-12615	36	21	and	and	CCONJ
fbem-12615	36	22	the	the	DET
fbem-12615	36	23	proportion	proportion	NOUN
fbem-12615	36	24	is	be	AUX
fbem-12615	36	25	estimated	estimate	VERB
fbem-12615	36	26	to	to	PART
fbem-12615	36	27	be	be	AUX
fbem-12615	36	28	between	between	ADP
fbem-12615	36	29	28	28	NUM
fbem-12615	36	30	%	%	NOUN
fbem-12615	36	31	and	and	CCONJ
fbem-12615	36	32	39	39	NUM
fbem-12615	36	33	%	%	NOUN
fbem-12615	36	34	[	[	X
fbem-12615	36	35	7	7	NUM
fbem-12615	36	36	]	]	PUNCT
fbem-12615	36	37	.	.	PUNCT
fbem-12615	37	1	according	accord	VERB
fbem-12615	37	2	to	to	ADP
fbem-12615	37	3	the	the	DET
fbem-12615	37	4	statistics	statistic	NOUN
fbem-12615	37	5	of	of	ADP
fbem-12615	37	6	the	the	DET
fbem-12615	37	7	united	united	PROPN
fbem-12615	37	8	states	states	PROPN
fbem-12615	37	9	in	in	ADP
fbem-12615	37	10	2022	2022	NUM
fbem-12615	37	11	,	,	PUNCT
fbem-12615	37	12	the	the	DET
fbem-12615	37	13	amount	amount	NOUN
fbem-12615	37	14	of	of	ADP
fbem-12615	37	15	health	health	NOUN
fbem-12615	37	16	insurance	insurance	NOUN
fbem-12615	37	17	fraud	fraud	NOUN
fbem-12615	37	18	is	be	AUX
fbem-12615	37	19	$	$	SYM
fbem-12615	37	20	28	28	NUM
fbem-12615	37	21	billion	billion	NUM
fbem-12615	37	22	,	,	PUNCT
fbem-12615	37	23	and	and	CCONJ
fbem-12615	37	24	it	it	PRON
fbem-12615	37	25	is	be	AUX
fbem-12615	37	26	rising	rise	VERB
fbem-12615	37	27	every	every	DET
fbem-12615	37	28	year	year	NOUN
fbem-12615	37	29	.	.	PUNCT
fbem-12615	38	1	in	in	ADP
fbem-12615	38	2	the	the	DET
fbem-12615	38	3	field	field	NOUN
fbem-12615	38	4	of	of	ADP
fbem-12615	38	5	health	health	NOUN
fbem-12615	38	6	insurance	insurance	NOUN
fbem-12615	38	7	in	in	ADP
fbem-12615	38	8	china	china	PROPN
fbem-12615	38	9	,	,	PUNCT
fbem-12615	38	10	the	the	DET
fbem-12615	38	11	most	most	ADV
fbem-12615	38	12	common	common	ADJ
fbem-12615	38	13	is	be	AUX
fbem-12615	38	14	the	the	DET
fbem-12615	38	15	collusion	collusion	NOUN
fbem-12615	38	16	fraud	fraud	NOUN
fbem-12615	38	17	between	between	ADP
fbem-12615	38	18	the	the	DET
fbem-12615	38	19	insured	insure	VERB
fbem-12615	38	20	and	and	CCONJ
fbem-12615	38	21	the	the	DET
fbem-12615	38	22	medical	medical	ADJ
fbem-12615	38	23	service	service	NOUN
fbem-12615	38	24	provider	provider	NOUN
fbem-12615	38	25	.	.	PUNCT
fbem-12615	39	1	insured	insure	VERB
fbem-12615	39	2	or	or	CCONJ
fbem-12615	39	3	beneficiary	beneficiary	NOUN
fbem-12615	39	4	often	often	ADV
fbem-12615	39	5	colludes	collude	VERB
fbem-12615	39	6	with	with	ADP
fbem-12615	39	7	hospitals	hospital	NOUN
fbem-12615	39	8	,	,	PUNCT
fbem-12615	39	9	clinics	clinic	NOUN
fbem-12615	39	10	and	and	CCONJ
fbem-12615	39	11	doctors	doctor	NOUN
fbem-12615	39	12	to	to	PART
fbem-12615	39	13	defraud	defraud	VERB
fbem-12615	39	14	insurance	insurance	NOUN
fbem-12615	39	15	money	money	NOUN
fbem-12615	39	16	.	.	PUNCT
fbem-12615	40	1	doctors	doctor	NOUN
fbem-12615	40	2	may	may	AUX
fbem-12615	40	3	have	have	VERB
fbem-12615	40	4	a	a	DET
fbem-12615	40	5	good	good	ADJ
fbem-12615	40	6	239	239	NUM
fbem-12615	40	7	personal	personal	ADJ
fbem-12615	40	8	relationship	relationship	NOUN
fbem-12615	40	9	with	with	ADP
fbem-12615	40	10	the	the	DET
fbem-12615	40	11	insured	insured	ADJ
fbem-12615	40	12	or	or	CCONJ
fbem-12615	40	13	beneficiary	beneficiary	NOUN
fbem-12615	40	14	,	,	PUNCT
fbem-12615	40	15	or	or	CCONJ
fbem-12615	40	16	doctors	doctor	NOUN
fbem-12615	40	17	may	may	AUX
fbem-12615	40	18	take	take	VERB
fbem-12615	40	19	kickbacks	kickback	NOUN
fbem-12615	40	20	into	into	ADP
fbem-12615	40	21	account	account	NOUN
fbem-12615	40	22	their	their	PRON
fbem-12615	40	23	own	own	ADJ
fbem-12615	40	24	interests	interest	NOUN
fbem-12615	40	25	,	,	PUNCT
fbem-12615	40	26	or	or	CCONJ
fbem-12615	40	27	hospitals	hospital	NOUN
fbem-12615	40	28	may	may	AUX
fbem-12615	40	29	prescribe	prescribe	VERB
fbem-12615	40	30	more	more	ADJ
fbem-12615	40	31	drugs	drug	NOUN
fbem-12615	40	32	to	to	PART
fbem-12615	40	33	attract	attract	VERB
fbem-12615	40	34	more	more	ADJ
fbem-12615	40	35	patients	patient	NOUN
fbem-12615	40	36	to	to	PART
fbem-12615	40	37	see	see	VERB
fbem-12615	40	38	a	a	DET
fbem-12615	40	39	doctor	doctor	NOUN
fbem-12615	40	40	,	,	PUNCT
fbem-12615	40	41	even	even	ADV
fbem-12615	40	42	if	if	SCONJ
fbem-12615	40	43	they	they	PRON
fbem-12615	40	44	are	be	AUX
fbem-12615	40	45	not	not	PART
fbem-12615	40	46	sick	sick	ADJ
fbem-12615	40	47	,	,	PUNCT
fbem-12615	40	48	they	they	PRON
fbem-12615	40	49	can	can	AUX
fbem-12615	40	50	prescribe	prescribe	VERB
fbem-12615	40	51	hospitalization	hospitalization	NOUN
fbem-12615	40	52	expenses	expense	NOUN
fbem-12615	40	53	and	and	CCONJ
fbem-12615	40	54	medical	medical	ADJ
fbem-12615	40	55	expenses	expense	NOUN
fbem-12615	40	56	.	.	PUNCT
fbem-12615	41	1	there	there	PRON
fbem-12615	41	2	are	be	VERB
fbem-12615	41	3	also	also	ADV
fbem-12615	41	4	some	some	DET
fbem-12615	41	5	insured	insured	ADJ
fbem-12615	41	6	people	people	NOUN
fbem-12615	41	7	who	who	PRON
fbem-12615	41	8	let	let	VERB
fbem-12615	41	9	others	other	NOUN
fbem-12615	41	10	pretend	pretend	VERB
fbem-12615	41	11	to	to	PART
fbem-12615	41	12	see	see	VERB
fbem-12615	41	13	a	a	DET
fbem-12615	41	14	doctor	doctor	NOUN
fbem-12615	41	15	to	to	PART
fbem-12615	41	16	defraud	defraud	VERB
fbem-12615	41	17	the	the	DET
fbem-12615	41	18	insurance	insurance	NOUN
fbem-12615	41	19	money	money	NOUN
fbem-12615	41	20	.	.	PUNCT
fbem-12615	42	1	it	it	PRON
fbem-12615	42	2	is	be	AUX
fbem-12615	42	3	more	more	ADV
fbem-12615	42	4	difficult	difficult	ADJ
fbem-12615	42	5	for	for	SCONJ
fbem-12615	42	6	an	an	DET
fbem-12615	42	7	insurance	insurance	NOUN
fbem-12615	42	8	company	company	NOUN
fbem-12615	42	9	to	to	PART
fbem-12615	42	10	control	control	VERB
fbem-12615	42	11	if	if	SCONJ
fbem-12615	42	12	the	the	DET
fbem-12615	42	13	insurance	insurance	NOUN
fbem-12615	42	14	company	company	NOUN
fbem-12615	42	15	's	's	PART
fbem-12615	42	16	claim	claim	NOUN
fbem-12615	42	17	adjusters	adjuster	NOUN
fbem-12615	42	18	,	,	PUNCT
fbem-12615	42	19	policyholders	policyholder	NOUN
fbem-12615	42	20	or	or	CCONJ
fbem-12615	42	21	beneficiaries	beneficiary	NOUN
fbem-12615	42	22	collude	collude	VERB
fbem-12615	42	23	with	with	ADP
fbem-12615	42	24	doctors	doctor	NOUN
fbem-12615	42	25	to	to	PART
fbem-12615	42	26	deceive	deceive	VERB
fbem-12615	42	27	the	the	DET
fbem-12615	42	28	insurance	insurance	NOUN
fbem-12615	42	29	company[8	company[8	NOUN
fbem-12615	42	30	]	]	X
fbem-12615	42	31	.	.	PUNCT
fbem-12615	43	1	limited	limit	VERB
fbem-12615	43	2	by	by	ADP
fbem-12615	43	3	space	space	NOUN
fbem-12615	43	4	,	,	PUNCT
fbem-12615	43	5	this	this	DET
fbem-12615	43	6	paper	paper	NOUN
fbem-12615	43	7	only	only	ADV
fbem-12615	43	8	discusses	discuss	VERB
fbem-12615	43	9	the	the	DET
fbem-12615	43	10	game	game	NOUN
fbem-12615	43	11	analysis	analysis	NOUN
fbem-12615	43	12	of	of	ADP
fbem-12615	43	13	their	their	PRON
fbem-12615	43	14	collusion	collusion	NOUN
fbem-12615	43	15	,	,	PUNCT
fbem-12615	43	16	and	and	CCONJ
fbem-12615	43	17	at	at	ADP
fbem-12615	43	18	the	the	DET
fbem-12615	43	19	same	same	ADJ
fbem-12615	43	20	time	time	NOUN
fbem-12615	43	21	,	,	PUNCT
fbem-12615	43	22	only	only	ADV
fbem-12615	43	23	discusses	discuss	VERB
fbem-12615	43	24	the	the	DET
fbem-12615	43	25	fraudulent	fraudulent	ADJ
fbem-12615	43	26	behavior	behavior	NOUN
fbem-12615	43	27	of	of	ADP
fbem-12615	43	28	agents	agent	NOUN
fbem-12615	43	29	in	in	ADP
fbem-12615	43	30	the	the	DET
fbem-12615	43	31	fact	fact	NOUN
fbem-12615	43	32	of	of	ADP
fbem-12615	43	33	illness	illness	NOUN
fbem-12615	43	34	,	,	PUNCT
fbem-12615	43	35	without	without	ADP
fbem-12615	43	36	considering	consider	VERB
fbem-12615	43	37	the	the	DET
fbem-12615	43	38	fraud	fraud	NOUN
fbem-12615	43	39	of	of	ADP
fbem-12615	43	40	different	different	ADJ
fbem-12615	43	41	types	type	NOUN
fbem-12615	43	42	of	of	ADP
fbem-12615	43	43	diseases	disease	NOUN
fbem-12615	43	44	.	.	PUNCT
fbem-12615	44	1	some	some	DET
fbem-12615	44	2	underwriting	underwriting	NOUN
fbem-12615	44	3	and	and	CCONJ
fbem-12615	44	4	compensation	compensation	NOUN
fbem-12615	44	5	personnel	personnel	NOUN
fbem-12615	44	6	are	be	AUX
fbem-12615	44	7	of	of	ADP
fbem-12615	44	8	low	low	ADJ
fbem-12615	44	9	quality	quality	NOUN
fbem-12615	44	10	,	,	PUNCT
fbem-12615	44	11	the	the	DET
fbem-12615	44	12	company	company	NOUN
fbem-12615	44	13	's	's	PART
fbem-12615	44	14	management	management	NOUN
fbem-12615	44	15	rules	rule	NOUN
fbem-12615	44	16	are	be	AUX
fbem-12615	44	17	not	not	PART
fbem-12615	44	18	strict	strict	ADJ
fbem-12615	44	19	,	,	PUNCT
fbem-12615	44	20	insurance	insurance	NOUN
fbem-12615	44	21	companies	company	NOUN
fbem-12615	44	22	absorb	absorb	VERB
fbem-12615	44	23	a	a	DET
fbem-12615	44	24	large	large	ADJ
fbem-12615	44	25	number	number	NOUN
fbem-12615	44	26	of	of	ADP
fbem-12615	44	27	unqualified	unqualified	ADJ
fbem-12615	44	28	policies	policy	NOUN
fbem-12615	44	29	,	,	PUNCT
fbem-12615	44	30	and	and	CCONJ
fbem-12615	44	31	they	they	PRON
fbem-12615	44	32	fail	fail	VERB
fbem-12615	44	33	to	to	PART
fbem-12615	44	34	conduct	conduct	VERB
fbem-12615	44	35	detailed	detailed	ADJ
fbem-12615	44	36	investigations	investigation	NOUN
fbem-12615	44	37	when	when	SCONJ
fbem-12615	44	38	making	make	VERB
fbem-12615	44	39	claims	claim	NOUN
fbem-12615	44	40	,	,	PUNCT
fbem-12615	44	41	which	which	PRON
fbem-12615	44	42	makes	make	VERB
fbem-12615	44	43	some	some	DET
fbem-12615	44	44	insurance	insurance	NOUN
fbem-12615	44	45	fraud	fraud	NOUN
fbem-12615	44	46	cases	case	NOUN
fbem-12615	44	47	successfully	successfully	ADV
fbem-12615	44	48	compensated[9	compensated[9	NOUN
fbem-12615	44	49	]	]	PUNCT
fbem-12615	44	50	.	.	PUNCT
fbem-12615	45	1	there	there	PRON
fbem-12615	45	2	are	be	VERB
fbem-12615	45	3	even	even	ADV
fbem-12615	45	4	cases	case	NOUN
fbem-12615	45	5	where	where	SCONJ
fbem-12615	45	6	insiders	insider	NOUN
fbem-12615	45	7	of	of	ADP
fbem-12615	45	8	insurance	insurance	NOUN
fbem-12615	45	9	companies	company	NOUN
fbem-12615	45	10	participate	participate	VERB
fbem-12615	45	11	in	in	ADP
fbem-12615	45	12	insurance	insurance	NOUN
fbem-12615	45	13	fraud	fraud	NOUN
fbem-12615	45	14	.	.	PUNCT
fbem-12615	46	1	2.2	2.2	NUM
fbem-12615	46	2	.	.	PUNCT
fbem-12615	46	3	incomplete	incomplete	ADJ
fbem-12615	46	4	social	social	ADJ
fbem-12615	46	5	medical	medical	ADJ
fbem-12615	46	6	system	system	NOUN
fbem-12615	46	7	china	china	PROPN
fbem-12615	46	8	's	's	PART
fbem-12615	46	9	medical	medical	ADJ
fbem-12615	46	10	system	system	NOUN
fbem-12615	46	11	is	be	AUX
fbem-12615	46	12	currently	currently	ADV
fbem-12615	46	13	in	in	ADP
fbem-12615	46	14	a	a	DET
fbem-12615	46	15	period	period	NOUN
fbem-12615	46	16	of	of	ADP
fbem-12615	46	17	reform	reform	NOUN
fbem-12615	46	18	,	,	PUNCT
fbem-12615	46	19	and	and	CCONJ
fbem-12615	46	20	the	the	DET
fbem-12615	46	21	relevant	relevant	ADJ
fbem-12615	46	22	systems	system	NOUN
fbem-12615	46	23	are	be	AUX
fbem-12615	46	24	not	not	PART
fbem-12615	46	25	yet	yet	ADV
fbem-12615	46	26	perfect	perfect	ADJ
fbem-12615	46	27	.	.	PUNCT
fbem-12615	47	1	the	the	DET
fbem-12615	47	2	sharing	sharing	NOUN
fbem-12615	47	3	of	of	ADP
fbem-12615	47	4	medical	medical	ADJ
fbem-12615	47	5	information	information	NOUN
fbem-12615	47	6	has	have	AUX
fbem-12615	47	7	not	not	PART
fbem-12615	47	8	yet	yet	ADV
fbem-12615	47	9	been	be	AUX
fbem-12615	47	10	established	establish	VERB
fbem-12615	47	11	in	in	ADP
fbem-12615	47	12	most	most	ADJ
fbem-12615	47	13	regions	region	NOUN
fbem-12615	47	14	.	.	PUNCT
fbem-12615	48	1	health	health	NOUN
fbem-12615	48	2	insurance	insurance	NOUN
fbem-12615	48	3	fraud	fraud	NOUN
fbem-12615	48	4	is	be	AUX
fbem-12615	48	5	an	an	DET
fbem-12615	48	6	illegal	illegal	ADJ
fbem-12615	48	7	and	and	CCONJ
fbem-12615	48	8	criminal	criminal	ADJ
fbem-12615	48	9	activity	activity	NOUN
fbem-12615	48	10	in	in	ADP
fbem-12615	48	11	which	which	PRON
fbem-12615	48	12	policyholders	policyholder	NOUN
fbem-12615	48	13	or	or	CCONJ
fbem-12615	48	14	related	relate	VERB
fbem-12615	48	15	personnel	personnel	NOUN
fbem-12615	48	16	deceive	deceive	VERB
fbem-12615	48	17	insurers	insurer	NOUN
fbem-12615	48	18	into	into	ADP
fbem-12615	48	19	compensating	compensate	VERB
fbem-12615	48	20	for	for	ADP
fbem-12615	48	21	insurance	insurance	NOUN
fbem-12615	48	22	benefits	benefit	NOUN
fbem-12615	48	23	by	by	ADP
fbem-12615	48	24	fabricating	fabricate	VERB
fbem-12615	48	25	or	or	CCONJ
fbem-12615	48	26	exaggerating	exaggerate	VERB
fbem-12615	48	27	insurance	insurance	NOUN
fbem-12615	48	28	accidents	accident	NOUN
fbem-12615	48	29	and	and	CCONJ
fbem-12615	48	30	concealing	conceal	VERB
fbem-12615	48	31	the	the	DET
fbem-12615	48	32	truth[10	truth[10	NOUN
fbem-12615	48	33	]	]	PUNCT
fbem-12615	48	34	.	.	PUNCT
fbem-12615	49	1	in	in	ADP
fbem-12615	49	2	addition	addition	NOUN
fbem-12615	49	3	,	,	PUNCT
fbem-12615	49	4	some	some	DET
fbem-12615	49	5	insured	insured	ADJ
fbem-12615	49	6	individuals	individual	NOUN
fbem-12615	49	7	may	may	AUX
fbem-12615	49	8	excessively	excessively	ADV
fbem-12615	49	9	exaggerate	exaggerate	VERB
fbem-12615	49	10	symptoms	symptom	NOUN
fbem-12615	49	11	or	or	CCONJ
fbem-12615	49	12	are	be	AUX
fbem-12615	49	13	unwilling	unwilling	ADJ
fbem-12615	49	14	to	to	PART
fbem-12615	49	15	clearly	clearly	ADV
fbem-12615	49	16	explain	explain	VERB
fbem-12615	49	17	existing	exist	VERB
fbem-12615	49	18	symptoms	symptom	NOUN
fbem-12615	49	19	.	.	PUNCT
fbem-12615	50	1	even	even	ADV
fbem-12615	50	2	if	if	SCONJ
fbem-12615	50	3	the	the	DET
fbem-12615	50	4	policyholder	policyholder	NOUN
fbem-12615	50	5	deliberately	deliberately	ADV
fbem-12615	50	6	conceals	conceal	VERB
fbem-12615	50	7	their	their	PRON
fbem-12615	50	8	past	past	ADJ
fbem-12615	50	9	medical	medical	ADJ
fbem-12615	50	10	history	history	NOUN
fbem-12615	50	11	or	or	CCONJ
fbem-12615	50	12	existing	exist	VERB
fbem-12615	50	13	symptoms	symptom	NOUN
fbem-12615	50	14	with	with	ADP
fbem-12615	50	15	superb	superb	ADJ
fbem-12615	50	16	techniques	technique	NOUN
fbem-12615	50	17	,	,	PUNCT
fbem-12615	50	18	it	it	PRON
fbem-12615	50	19	is	be	AUX
fbem-12615	50	20	inevitable	inevitable	ADJ
fbem-12615	50	21	to	to	PART
fbem-12615	50	22	reveal	reveal	VERB
fbem-12615	50	23	some	some	DET
fbem-12615	50	24	traces	trace	NOUN
fbem-12615	50	25	of	of	ADP
fbem-12615	50	26	fraud	fraud	NOUN
fbem-12615	50	27	,	,	PUNCT
fbem-12615	50	28	which	which	PRON
fbem-12615	50	29	can	can	AUX
fbem-12615	50	30	sometimes	sometimes	ADV
fbem-12615	50	31	be	be	AUX
fbem-12615	50	32	detected	detect	VERB
fbem-12615	50	33	by	by	ADP
fbem-12615	50	34	vigilant	vigilant	ADJ
fbem-12615	50	35	claims	claim	NOUN
fbem-12615	50	36	personnel	personnel	NOUN
fbem-12615	50	37	.	.	PUNCT
fbem-12615	51	1	due	due	ADP
fbem-12615	51	2	to	to	ADP
fbem-12615	51	3	the	the	DET
fbem-12615	51	4	serious	serious	ADJ
fbem-12615	51	5	impact	impact	NOUN
fbem-12615	51	6	of	of	ADP
fbem-12615	51	7	insurance	insurance	NOUN
fbem-12615	51	8	fraud	fraud	NOUN
fbem-12615	51	9	on	on	ADP
fbem-12615	51	10	the	the	DET
fbem-12615	51	11	reputation	reputation	NOUN
fbem-12615	51	12	of	of	ADP
fbem-12615	51	13	insurance	insurance	NOUN
fbem-12615	51	14	companies	company	NOUN
fbem-12615	51	15	,	,	PUNCT
fbem-12615	51	16	the	the	DET
fbem-12615	51	17	survival	survival	NOUN
fbem-12615	51	18	and	and	CCONJ
fbem-12615	51	19	development	development	NOUN
fbem-12615	51	20	of	of	ADP
fbem-12615	51	21	insurance	insurance	NOUN
fbem-12615	51	22	companies	company	NOUN
fbem-12615	51	23	will	will	AUX
fbem-12615	51	24	be	be	AUX
fbem-12615	51	25	seriously	seriously	ADV
fbem-12615	51	26	threatened	threaten	VERB
fbem-12615	51	27	by	by	ADP
fbem-12615	51	28	insurance	insurance	NOUN
fbem-12615	51	29	fraud	fraud	NOUN
fbem-12615	51	30	,	,	PUNCT
fbem-12615	51	31	which	which	PRON
fbem-12615	51	32	will	will	AUX
fbem-12615	51	33	discourage	discourage	VERB
fbem-12615	51	34	buyers	buyer	NOUN
fbem-12615	51	35	who	who	PRON
fbem-12615	51	36	originally	originally	ADV
fbem-12615	51	37	had	have	VERB
fbem-12615	51	38	the	the	DET
fbem-12615	51	39	desire	desire	NOUN
fbem-12615	51	40	to	to	PART
fbem-12615	51	41	purchase	purchase	VERB
fbem-12615	51	42	insurance	insurance	NOUN
fbem-12615	51	43	.	.	PUNCT
fbem-12615	52	1	insurance	insurance	NOUN
fbem-12615	52	2	companies	company	NOUN
fbem-12615	52	3	will	will	AUX
fbem-12615	52	4	also	also	ADV
fbem-12615	52	5	reduce	reduce	VERB
fbem-12615	52	6	their	their	PRON
fbem-12615	52	7	business	business	NOUN
fbem-12615	52	8	scale	scale	NOUN
fbem-12615	52	9	due	due	ADP
fbem-12615	52	10	to	to	ADP
fbem-12615	52	11	the	the	DET
fbem-12615	52	12	increase	increase	NOUN
fbem-12615	52	13	in	in	ADP
fbem-12615	52	14	their	their	PRON
fbem-12615	52	15	own	own	ADJ
fbem-12615	52	16	costs	cost	NOUN
fbem-12615	52	17	,	,	PUNCT
fbem-12615	52	18	which	which	PRON
fbem-12615	52	19	will	will	AUX
fbem-12615	52	20	have	have	VERB
fbem-12615	52	21	a	a	DET
fbem-12615	52	22	very	very	ADV
fbem-12615	52	23	serious	serious	ADJ
fbem-12615	52	24	impact	impact	NOUN
fbem-12615	52	25	on	on	ADP
fbem-12615	52	26	the	the	DET
fbem-12615	52	27	entire	entire	ADJ
fbem-12615	52	28	insurance	insurance	NOUN
fbem-12615	52	29	market	market	NOUN
fbem-12615	52	30	.	.	PUNCT
fbem-12615	53	1	at	at	ADP
fbem-12615	53	2	present	present	ADJ
fbem-12615	53	3	,	,	PUNCT
fbem-12615	53	4	there	there	PRON
fbem-12615	53	5	is	be	VERB
fbem-12615	53	6	no	no	DET
fbem-12615	53	7	effective	effective	ADJ
fbem-12615	53	8	supervision	supervision	NOUN
fbem-12615	53	9	mechanism	mechanism	NOUN
fbem-12615	53	10	to	to	PART
fbem-12615	53	11	regulate	regulate	VERB
fbem-12615	53	12	insurance	insurance	NOUN
fbem-12615	53	13	fraud	fraud	NOUN
fbem-12615	53	14	involving	involve	VERB
fbem-12615	53	15	collusion	collusion	NOUN
fbem-12615	53	16	between	between	ADP
fbem-12615	53	17	doctors	doctor	NOUN
fbem-12615	53	18	and	and	CCONJ
fbem-12615	53	19	patients	patient	NOUN
fbem-12615	53	20	,	,	PUNCT
fbem-12615	53	21	which	which	PRON
fbem-12615	53	22	poses	pose	VERB
fbem-12615	53	23	certain	certain	ADJ
fbem-12615	53	24	difficulties	difficulty	NOUN
fbem-12615	53	25	for	for	ADP
fbem-12615	53	26	insurance	insurance	NOUN
fbem-12615	53	27	companies	company	NOUN
fbem-12615	53	28	in	in	ADP
fbem-12615	53	29	risk	risk	NOUN
fbem-12615	53	30	control	control	NOUN
fbem-12615	53	31	and	and	CCONJ
fbem-12615	53	32	investigation	investigation	NOUN
fbem-12615	53	33	and	and	CCONJ
fbem-12615	53	34	evidence	evidence	NOUN
fbem-12615	53	35	collection	collection	NOUN
fbem-12615	53	36	.	.	PUNCT
fbem-12615	54	1	2.3	2.3	NUM
fbem-12615	54	2	.	.	PUNCT
fbem-12615	54	3	incomplete	incomplete	ADJ
fbem-12615	54	4	laws	law	NOUN
fbem-12615	54	5	and	and	CCONJ
fbem-12615	54	6	regulations	regulation	NOUN
fbem-12615	54	7	the	the	DET
fbem-12615	54	8	insurance	insurance	NOUN
fbem-12615	54	9	law	law	NOUN
fbem-12615	54	10	and	and	CCONJ
fbem-12615	54	11	criminal	criminal	ADJ
fbem-12615	54	12	law	law	NOUN
fbem-12615	54	13	stipulate	stipulate	VERB
fbem-12615	54	14	the	the	DET
fbem-12615	54	15	crime	crime	NOUN
fbem-12615	54	16	of	of	ADP
fbem-12615	54	17	insurance	insurance	NOUN
fbem-12615	54	18	fraud	fraud	NOUN
fbem-12615	54	19	,	,	PUNCT
fbem-12615	54	20	but	but	CCONJ
fbem-12615	54	21	there	there	PRON
fbem-12615	54	22	is	be	VERB
fbem-12615	54	23	no	no	DET
fbem-12615	54	24	relevant	relevant	ADJ
fbem-12615	54	25	provision	provision	NOUN
fbem-12615	54	26	for	for	ADP
fbem-12615	54	27	attempted	attempt	VERB
fbem-12615	54	28	insurance	insurance	NOUN
fbem-12615	54	29	fraud	fraud	NOUN
fbem-12615	54	30	.	.	PUNCT
fbem-12615	55	1	some	some	DET
fbem-12615	55	2	policyholders	policyholder	NOUN
fbem-12615	55	3	,	,	PUNCT
fbem-12615	55	4	without	without	ADP
fbem-12615	55	5	undergoing	undergo	VERB
fbem-12615	55	6	any	any	DET
fbem-12615	55	7	treatment	treatment	NOUN
fbem-12615	55	8	,	,	PUNCT
fbem-12615	55	9	make	make	VERB
fbem-12615	55	10	doctors	doctor	NOUN
fbem-12615	55	11	panic	panic	VERB
fbem-12615	55	12	and	and	CCONJ
fbem-12615	55	13	issue	issue	NOUN
fbem-12615	55	14	documents	document	NOUN
fbem-12615	55	15	for	for	ADP
fbem-12615	55	16	surgical	surgical	ADJ
fbem-12615	55	17	and	and	CCONJ
fbem-12615	55	18	hospitalization	hospitalization	NOUN
fbem-12615	55	19	expenses	expense	NOUN
fbem-12615	55	20	,	,	PUNCT
fbem-12615	55	21	and	and	CCONJ
fbem-12615	55	22	then	then	ADV
fbem-12615	55	23	claim	claim	VERB
fbem-12615	55	24	compensation	compensation	NOUN
fbem-12615	55	25	from	from	ADP
fbem-12615	55	26	insurance	insurance	NOUN
fbem-12615	55	27	companies	company	NOUN
fbem-12615	55	28	based	base	VERB
fbem-12615	55	29	on	on	ADP
fbem-12615	55	30	these	these	DET
fbem-12615	55	31	documents	document	NOUN
fbem-12615	55	32	.	.	PUNCT
fbem-12615	56	1	in	in	ADP
fbem-12615	56	2	the	the	DET
fbem-12615	56	3	united	united	PROPN
fbem-12615	56	4	states	states	PROPN
fbem-12615	56	5	,	,	PUNCT
fbem-12615	56	6	poor	poor	ADJ
fbem-12615	56	7	people	people	NOUN
fbem-12615	56	8	and	and	CCONJ
fbem-12615	56	9	new	new	ADJ
fbem-12615	56	10	immigrants	immigrant	NOUN
fbem-12615	56	11	who	who	PRON
fbem-12615	56	12	have	have	VERB
fbem-12615	56	13	medical	medical	ADJ
fbem-12615	56	14	insurance	insurance	NOUN
fbem-12615	56	15	but	but	CCONJ
fbem-12615	56	16	are	be	AUX
fbem-12615	56	17	struggling	struggle	VERB
fbem-12615	56	18	in	in	ADP
fbem-12615	56	19	life	life	NOUN
fbem-12615	56	20	sign	sign	NOUN
fbem-12615	56	21	cooperation	cooperation	NOUN
fbem-12615	56	22	agreements	agreement	NOUN
fbem-12615	56	23	with	with	ADP
fbem-12615	56	24	"	"	PUNCT
fbem-12615	56	25	snake	snake	NOUN
fbem-12615	56	26	head	head	NOUN
fbem-12615	56	27	"	"	PUNCT
fbem-12615	56	28	in	in	ADP
fbem-12615	56	29	order	order	NOUN
fbem-12615	56	30	to	to	PART
fbem-12615	56	31	obtain	obtain	VERB
fbem-12615	56	32	insurance	insurance	NOUN
fbem-12615	56	33	benefits	benefit	NOUN
fbem-12615	56	34	obtained	obtain	VERB
fbem-12615	56	35	together	together	ADV
fbem-12615	56	36	with	with	ADP
fbem-12615	56	37	"	"	PUNCT
fbem-12615	56	38	snake	snake	NOUN
fbem-12615	56	39	head	head	NOUN
fbem-12615	56	40	"	"	PUNCT
fbem-12615	56	41	and	and	CCONJ
fbem-12615	56	42	clinics	clinic	NOUN
fbem-12615	56	43	,	,	PUNCT
fbem-12615	56	44	and	and	CCONJ
fbem-12615	56	45	are	be	AUX
fbem-12615	56	46	then	then	ADV
fbem-12615	56	47	sent	send	VERB
fbem-12615	56	48	to	to	ADP
fbem-12615	56	49	"	"	PUNCT
fbem-12615	56	50	designated	designate	VERB
fbem-12615	56	51	hospitals	hospital	NOUN
fbem-12615	56	52	"	"	PUNCT
fbem-12615	56	53	in	in	ADP
fbem-12615	56	54	batches	batch	NOUN
fbem-12615	56	55	.	.	PUNCT
fbem-12615	57	1	in	in	ADP
fbem-12615	57	2	addition	addition	NOUN
fbem-12615	57	3	to	to	ADP
fbem-12615	57	4	fabricating	fabricate	VERB
fbem-12615	57	5	insurance	insurance	NOUN
fbem-12615	57	6	subject	subject	NOUN
fbem-12615	57	7	matter	matter	NOUN
fbem-12615	57	8	insurance	insurance	NOUN
fbem-12615	57	9	fraud	fraud	NOUN
fbem-12615	57	10	claims	claim	NOUN
fbem-12615	57	11	,	,	PUNCT
fbem-12615	57	12	it	it	PRON
fbem-12615	57	13	is	be	AUX
fbem-12615	57	14	common	common	ADJ
fbem-12615	57	15	in	in	ADP
fbem-12615	57	16	health	health	NOUN
fbem-12615	57	17	insurance	insurance	NOUN
fbem-12615	57	18	to	to	PART
fbem-12615	57	19	intentionally	intentionally	ADV
fbem-12615	57	20	delay	delay	VERB
fbem-12615	57	21	the	the	DET
fbem-12615	57	22	observation	observation	NOUN
fbem-12615	57	23	period	period	NOUN
fbem-12615	57	24	for	for	ADP
fbem-12615	57	25	illness	illness	NOUN
fbem-12615	57	26	or	or	CCONJ
fbem-12615	57	27	death	death	NOUN
fbem-12615	57	28	,	,	PUNCT
fbem-12615	57	29	report	report	VERB
fbem-12615	57	30	the	the	DET
fbem-12615	57	31	case	case	NOUN
fbem-12615	57	32	after	after	ADP
fbem-12615	57	33	the	the	DET
fbem-12615	57	34	observation	observation	NOUN
fbem-12615	57	35	period	period	NOUN
fbem-12615	57	36	,	,	PUNCT
fbem-12615	57	37	place	place	VERB
fbem-12615	57	38	the	the	DET
fbem-12615	57	39	accident	accident	NOUN
fbem-12615	57	40	time	time	NOUN
fbem-12615	57	41	within	within	ADP
fbem-12615	57	42	the	the	DET
fbem-12615	57	43	responsibility	responsibility	NOUN
fbem-12615	57	44	period	period	NOUN
fbem-12615	57	45	,	,	PUNCT
fbem-12615	57	46	and	and	CCONJ
fbem-12615	57	47	deceive	deceive	VERB
fbem-12615	57	48	the	the	DET
fbem-12615	57	49	insurance	insurance	NOUN
fbem-12615	57	50	company	company	NOUN
fbem-12615	57	51	for	for	ADP
fbem-12615	57	52	insurance	insurance	NOUN
fbem-12615	57	53	benefits	benefit	NOUN
fbem-12615	57	54	.	.	PUNCT
fbem-12615	58	1	some	some	DET
fbem-12615	58	2	insured	insure	VERB
fbem-12615	58	3	individuals	individual	NOUN
fbem-12615	58	4	collude	collude	VERB
fbem-12615	58	5	with	with	ADP
fbem-12615	58	6	medical	medical	ADJ
fbem-12615	58	7	personnel	personnel	NOUN
fbem-12615	58	8	or	or	CCONJ
fbem-12615	58	9	entrust	entrust	VERB
fbem-12615	58	10	counterfeit	counterfeit	ADJ
fbem-12615	58	11	vendors	vendor	NOUN
fbem-12615	58	12	to	to	PART
fbem-12615	58	13	provide	provide	VERB
fbem-12615	58	14	false	false	ADJ
fbem-12615	58	15	medical	medical	ADJ
fbem-12615	58	16	records	record	NOUN
fbem-12615	58	17	,	,	PUNCT
fbem-12615	58	18	receipts	receipt	NOUN
fbem-12615	58	19	,	,	PUNCT
fbem-12615	58	20	and	and	CCONJ
fbem-12615	58	21	other	other	ADJ
fbem-12615	58	22	false	false	ADJ
fbem-12615	58	23	evidence	evidence	NOUN
fbem-12615	58	24	to	to	PART
fbem-12615	58	25	claim	claim	VERB
fbem-12615	58	26	compensation	compensation	NOUN
fbem-12615	58	27	for	for	ADP
fbem-12615	58	28	the	the	DET
fbem-12615	58	29	purpose	purpose	NOUN
fbem-12615	58	30	of	of	ADP
fbem-12615	58	31	payment	payment	NOUN
fbem-12615	58	32	.	.	PUNCT
fbem-12615	59	1	in	in	ADP
fbem-12615	59	2	practice	practice	NOUN
fbem-12615	59	3	,	,	PUNCT
fbem-12615	59	4	the	the	DET
fbem-12615	59	5	public	public	ADJ
fbem-12615	59	6	security	security	NOUN
fbem-12615	59	7	organs	organ	NOUN
fbem-12615	59	8	are	be	AUX
fbem-12615	59	9	unable	unable	ADJ
fbem-12615	59	10	to	to	PART
fbem-12615	59	11	pursue	pursue	VERB
fbem-12615	59	12	criminal	criminal	ADJ
fbem-12615	59	13	responsibility	responsibility	NOUN
fbem-12615	59	14	for	for	ADP
fbem-12615	59	15	attempted	attempt	VERB
fbem-12615	59	16	insurance	insurance	NOUN
fbem-12615	59	17	fraud	fraud	NOUN
fbem-12615	59	18	cases	case	NOUN
fbem-12615	59	19	,	,	PUNCT
fbem-12615	59	20	and	and	CCONJ
fbem-12615	59	21	there	there	PRON
fbem-12615	59	22	are	be	VERB
fbem-12615	59	23	no	no	DET
fbem-12615	59	24	relevant	relevant	ADJ
fbem-12615	59	25	punishment	punishment	NOUN
fbem-12615	59	26	measures	measure	NOUN
fbem-12615	59	27	.	.	PUNCT
fbem-12615	60	1	in	in	ADP
fbem-12615	60	2	insurance	insurance	NOUN
fbem-12615	60	3	fraud	fraud	NOUN
fbem-12615	60	4	,	,	PUNCT
fbem-12615	60	5	insurance	insurance	NOUN
fbem-12615	60	6	companies	company	NOUN
fbem-12615	60	7	are	be	AUX
fbem-12615	60	8	in	in	ADP
fbem-12615	60	9	a	a	DET
fbem-12615	60	10	disadvantaged	disadvantaged	ADJ
fbem-12615	60	11	position	position	NOUN
fbem-12615	60	12	,	,	PUNCT
fbem-12615	60	13	and	and	CCONJ
fbem-12615	60	14	some	some	DET
fbem-12615	60	15	judicial	judicial	ADJ
fbem-12615	60	16	rulings	ruling	NOUN
fbem-12615	60	17	blindly	blindly	ADV
fbem-12615	60	18	lean	lean	VERB
fbem-12615	60	19	towards	towards	ADP
fbem-12615	60	20	the	the	DET
fbem-12615	60	21	insured	insure	VERB
fbem-12615	60	22	,	,	PUNCT
fbem-12615	60	23	leading	lead	VERB
fbem-12615	60	24	to	to	ADP
fbem-12615	60	25	judicial	judicial	ADJ
fbem-12615	60	26	injustice	injustice	NOUN
fbem-12615	60	27	and	and	CCONJ
fbem-12615	60	28	objectively	objectively	ADV
fbem-12615	60	29	condoning	condone	VERB
fbem-12615	60	30	insurance	insurance	NOUN
fbem-12615	60	31	fraud	fraud	NOUN
fbem-12615	60	32	.	.	PUNCT
fbem-12615	61	1	3	3	X
fbem-12615	61	2	.	.	X
fbem-12615	61	3	analysis	analysis	NOUN
fbem-12615	61	4	of	of	ADP
fbem-12615	61	5	insurance	insurance	NOUN
fbem-12615	61	6	anti	anti	ADJ
fbem-12615	61	7	-	-	ADJ
fbem-12615	61	8	fraud	fraud	ADJ
fbem-12615	61	9	game	game	NOUN
fbem-12615	61	10	based	base	VERB
fbem-12615	61	11	on	on	ADP
fbem-12615	61	12	random	random	ADJ
fbem-12615	61	13	forest	forest	NOUN
fbem-12615	61	14	and	and	CCONJ
fbem-12615	61	15	xgboost	xgboost	ADP
fbem-12615	61	16	model	model	PROPN
fbem-12615	61	17	3.1	3.1	NUM
fbem-12615	61	18	.	.	PUNCT
fbem-12615	62	1	construction	construction	NOUN
fbem-12615	62	2	of	of	ADP
fbem-12615	62	3	insurance	insurance	NOUN
fbem-12615	62	4	anti	anti	ADJ
fbem-12615	62	5	-	-	ADJ
fbem-12615	62	6	fraud	fraud	ADJ
fbem-12615	62	7	game	game	NOUN
fbem-12615	62	8	model	model	NOUN
fbem-12615	62	9	by	by	ADP
fbem-12615	62	10	establishing	establish	VERB
fbem-12615	62	11	a	a	DET
fbem-12615	62	12	game	game	NOUN
fbem-12615	62	13	model	model	NOUN
fbem-12615	62	14	of	of	ADP
fbem-12615	62	15	health	health	PROPN
fbem-12615	62	16	insurance	insurance	NOUN
fbem-12615	62	17	fraud	fraud	NOUN
fbem-12615	62	18	,	,	PUNCT
fbem-12615	62	19	we	we	PRON
fbem-12615	62	20	can	can	AUX
fbem-12615	62	21	analyze	analyze	VERB
fbem-12615	62	22	the	the	DET
fbem-12615	62	23	occurrence	occurrence	NOUN
fbem-12615	62	24	process	process	NOUN
fbem-12615	62	25	of	of	ADP
fbem-12615	62	26	health	health	NOUN
fbem-12615	62	27	insurance	insurance	NOUN
fbem-12615	62	28	fraud	fraud	NOUN
fbem-12615	62	29	by	by	ADP
fbem-12615	62	30	using	use	VERB
fbem-12615	62	31	game	game	NOUN
fbem-12615	62	32	theory	theory	NOUN
fbem-12615	62	33	,	,	PUNCT
fbem-12615	62	34	and	and	CCONJ
fbem-12615	62	35	then	then	ADV
fbem-12615	62	36	find	find	VERB
fbem-12615	62	37	out	out	ADP
fbem-12615	62	38	the	the	DET
fbem-12615	62	39	main	main	ADJ
fbem-12615	62	40	factors	factor	NOUN
fbem-12615	62	41	affecting	affect	VERB
fbem-12615	62	42	moral	moral	ADJ
fbem-12615	62	43	hazard	hazard	NOUN
fbem-12615	62	44	.	.	PUNCT
fbem-12615	63	1	the	the	DET
fbem-12615	63	2	most	most	ADV
fbem-12615	63	3	common	common	ADJ
fbem-12615	63	4	type	type	NOUN
fbem-12615	63	5	of	of	ADP
fbem-12615	63	6	health	health	NOUN
fbem-12615	63	7	insurance	insurance	NOUN
fbem-12615	63	8	fraud	fraud	NOUN
fbem-12615	63	9	in	in	ADP
fbem-12615	63	10	china	china	PROPN
fbem-12615	63	11	is	be	AUX
fbem-12615	63	12	doctor	doctor	NOUN
fbem-12615	63	13	-	-	PUNCT
fbem-12615	63	14	patient	patient	NOUN
fbem-12615	63	15	collusion	collusion	NOUN
fbem-12615	63	16	fraud	fraud	NOUN
fbem-12615	63	17	.	.	PUNCT
fbem-12615	64	1	here	here	ADV
fbem-12615	64	2	,	,	PUNCT
fbem-12615	64	3	only	only	ADV
fbem-12615	64	4	this	this	DET
fbem-12615	64	5	type	type	NOUN
fbem-12615	64	6	of	of	ADP
fbem-12615	64	7	fraud	fraud	NOUN
fbem-12615	64	8	is	be	AUX
fbem-12615	64	9	discussed	discuss	VERB
fbem-12615	64	10	,	,	PUNCT
fbem-12615	64	11	and	and	CCONJ
fbem-12615	64	12	other	other	ADJ
fbem-12615	64	13	types	type	NOUN
fbem-12615	64	14	are	be	AUX
fbem-12615	64	15	not	not	PART
fbem-12615	64	16	analyzed	analyze	VERB
fbem-12615	64	17	.	.	PUNCT
fbem-12615	65	1	this	this	DET
fbem-12615	65	2	paper	paper	NOUN
fbem-12615	65	3	attempts	attempt	VERB
fbem-12615	65	4	to	to	PART
fbem-12615	65	5	analyze	analyze	VERB
fbem-12615	65	6	the	the	DET
fbem-12615	65	7	insurance	insurance	NOUN
fbem-12615	65	8	anti	anti	ADJ
fbem-12615	65	9	-	-	ADJ
fbem-12615	65	10	fraud	fraud	ADJ
fbem-12615	65	11	game	game	NOUN
fbem-12615	65	12	based	base	VERB
fbem-12615	65	13	on	on	ADP
fbem-12615	65	14	random	random	ADJ
fbem-12615	65	15	forest	forest	NOUN
fbem-12615	65	16	and	and	CCONJ
fbem-12615	65	17	xgboost	xgboost	PROPN
fbem-12615	65	18	model	model	PROPN
fbem-12615	65	19	.	.	PUNCT
fbem-12615	66	1	xgboost	xgboost	PROPN
fbem-12615	66	2	is	be	AUX
fbem-12615	66	3	called	call	VERB
fbem-12615	66	4	extreme	extreme	ADJ
fbem-12615	66	5	gradient	gradient	NOUN
fbem-12615	66	6	boosting	boosting	NOUN
fbem-12615	66	7	,	,	PUNCT
fbem-12615	66	8	which	which	PRON
fbem-12615	66	9	can	can	AUX
fbem-12615	66	10	be	be	AUX
fbem-12615	66	11	regarded	regard	VERB
fbem-12615	66	12	as	as	ADP
fbem-12615	66	13	the	the	DET
fbem-12615	66	14	optimization	optimization	NOUN
fbem-12615	66	15	of	of	ADP
fbem-12615	66	16	gbdt	gbdt	PROPN
fbem-12615	66	17	.	.	PUNCT
fbem-12615	67	1	gbdt	gbdt	NOUN
fbem-12615	67	2	adopts	adopt	VERB
fbem-12615	67	3	the	the	DET
fbem-12615	67	4	idea	idea	NOUN
fbem-12615	67	5	of	of	ADP
fbem-12615	67	6	gradient	gradient	ADJ
fbem-12615	67	7	descent	descent	NOUN
fbem-12615	67	8	when	when	SCONJ
fbem-12615	67	9	generating	generate	VERB
fbem-12615	67	10	each	each	DET
fbem-12615	67	11	tree	tree	NOUN
fbem-12615	67	12	,	,	PUNCT
fbem-12615	67	13	taking	take	VERB
fbem-12615	67	14	all	all	DET
fbem-12615	67	15	single	single	ADJ
fbem-12615	67	16	decision	decision	NOUN
fbem-12615	67	17	trees	tree	NOUN
fbem-12615	67	18	as	as	ADP
fbem-12615	67	19	the	the	DET
fbem-12615	67	20	basis	basis	NOUN
fbem-12615	67	21	and	and	CCONJ
fbem-12615	67	22	taking	take	VERB
fbem-12615	67	23	the	the	DET
fbem-12615	67	24	goal	goal	NOUN
fbem-12615	67	25	of	of	ADP
fbem-12615	67	26	minimizing	minimize	VERB
fbem-12615	67	27	the	the	DET
fbem-12615	67	28	loss	loss	NOUN
fbem-12615	67	29	function	function	NOUN
fbem-12615	67	30	as	as	ADP
fbem-12615	67	31	one	one	NUM
fbem-12615	67	32	step	step	NOUN
fbem-12615	67	33	further	far	ADV
fbem-12615	67	34	.	.	PUNCT
fbem-12615	68	1	different	different	ADJ
fbem-12615	68	2	from	from	ADP
fbem-12615	68	3	gbdt	gbdt	NOUN
fbem-12615	68	4	model	model	NOUN
fbem-12615	68	5	,	,	PUNCT
fbem-12615	68	6	xgboost	xgboost	PROPN
fbem-12615	68	7	model	model	NOUN
fbem-12615	68	8	can	can	AUX
fbem-12615	68	9	automatically	automatically	ADV
fbem-12615	68	10	use	use	VERB
fbem-12615	68	11	cp	cp	NOUN
fbem-12615	68	12	u	u	PROPN
fbem-12615	68	13	for	for	ADP
fbem-12615	68	14	multi	multi	ADJ
fbem-12615	68	15	-	-	ADJ
fbem-12615	68	16	thread	thread	ADJ
fbem-12615	68	17	parallel	parallel	ADJ
fbem-12615	68	18	calculation	calculation	NOUN
fbem-12615	68	19	,	,	PUNCT
fbem-12615	68	20	and	and	CCONJ
fbem-12615	68	21	expand	expand	VERB
fbem-12615	68	22	the	the	DET
fbem-12615	68	23	loss	loss	NOUN
fbem-12615	68	24	function	function	NOUN
fbem-12615	68	25	by	by	ADP
fbem-12615	68	26	taylor	taylor	NOUN
fbem-12615	68	27	formula	formula	NOUN
fbem-12615	68	28	in	in	ADP
fbem-12615	68	29	the	the	DET
fbem-12615	68	30	second	second	ADJ
fbem-12615	68	31	order	order	NOUN
fbem-12615	68	32	,	,	PUNCT
fbem-12615	68	33	adding	add	VERB
fbem-12615	68	34	regularization	regularization	NOUN
fbem-12615	68	35	term	term	NOUN
fbem-12615	68	36	after	after	SCONJ
fbem-12615	68	37	the	the	DET
fbem-12615	68	38	loss	loss	NOUN
fbem-12615	68	39	function	function	VERB
fbem-12615	68	40	to	to	PART
fbem-12615	68	41	restrain	restrain	VERB
fbem-12615	68	42	the	the	DET
fbem-12615	68	43	decline	decline	NOUN
fbem-12615	68	44	of	of	ADP
fbem-12615	68	45	the	the	DET
fbem-12615	68	46	loss	loss	NOUN
fbem-12615	68	47	function	function	NOUN
fbem-12615	68	48	and	and	CCONJ
fbem-12615	68	49	the	the	DET
fbem-12615	68	50	overall	overall	ADJ
fbem-12615	68	51	complexity	complexity	NOUN
fbem-12615	68	52	of	of	ADP
fbem-12615	68	53	the	the	DET
fbem-12615	68	54	model	model	NOUN
fbem-12615	68	55	.	.	PUNCT
fbem-12615	69	1	the	the	DET
fbem-12615	69	2	overall	overall	ADJ
fbem-12615	69	3	objective	objective	ADJ
fbem-12615	69	4	function	function	NOUN
fbem-12615	69	5	of	of	ADP
fbem-12615	69	6	xuboost	xuboost	PROPN
fbem-12615	69	7	is	be	AUX
fbem-12615	69	8	:	:	PUNCT
fbem-12615	69	9			NOUN
fbem-12615	69	10			PROPN
fbem-12615	69	11			NOUN
fbem-12615	69	12			PROPN
fbem-12615	70	1			PRON
fbem-12615	70	2			NUM
fbem-12615	70	3	ki	ki	PROPN
fbem-12615	71	1	iyll	iyll	PROPN
fbem-12615	71	2			PROPN
fbem-12615	71	3	(	(	PUNCT
fbem-12615	71	4	1	1	NUM
fbem-12615	71	5	)	)	PUNCT
fbem-12615	71	6	where	where	SCONJ
fbem-12615	71	7			NOUN
fbem-12615	71	8	l	l	PROPN
fbem-12615	71	9	is	be	AUX
fbem-12615	71	10	the	the	DET
fbem-12615	71	11	loss	loss	NOUN
fbem-12615	71	12	function	function	NOUN
fbem-12615	71	13	,	,	PUNCT
fbem-12615	71	14	which	which	PRON
fbem-12615	71	15	is	be	AUX
fbem-12615	71	16	used	use	VERB
fbem-12615	71	17	to	to	PART
fbem-12615	71	18	ask	ask	VERB
fbem-12615	71	19	the	the	DET
fbem-12615	71	20	difference	difference	NOUN
fbem-12615	71	21	between	between	ADP
fbem-12615	71	22	the	the	DET
fbem-12615	71	23	predicted	predict	VERB
fbem-12615	71	24	value	value	NOUN
fbem-12615	71	25	iy	iy	PROPN
fbem-12615	71	26	and	and	CCONJ
fbem-12615	71	27	the	the	DET
fbem-12615	71	28	real	real	ADJ
fbem-12615	71	29	value	value	NOUN
fbem-12615	71	30	;	;	PUNCT
fbem-12615	71	31			NOUN
fbem-12615	71	32			PROPN
fbem-12615	71	33	is	be	AUX
fbem-12615	71	34	the	the	DET
fbem-12615	71	35	regularization	regularization	NOUN
fbem-12615	71	36	term	term	NOUN
fbem-12615	71	37	of	of	ADP
fbem-12615	71	38	the	the	DET
fbem-12615	71	39	model	model	NOUN
fbem-12615	71	40	,	,	PUNCT
fbem-12615	71	41	which	which	PRON
fbem-12615	71	42	is	be	AUX
fbem-12615	71	43	used	use	VERB
fbem-12615	71	44	to	to	PART
fbem-12615	71	45	reduce	reduce	VERB
fbem-12615	71	46	the	the	DET
fbem-12615	71	47	complexity	complexity	NOUN
fbem-12615	71	48	and	and	CCONJ
fbem-12615	71	49	over	over	ADP
fbem-12615	71	50	-	-	PUNCT
fbem-12615	71	51	fitting	fit	VERB
fbem-12615	71	52	problem	problem	NOUN
fbem-12615	71	53	of	of	ADP
fbem-12615	71	54	the	the	DET
fbem-12615	71	55	model	model	NOUN
fbem-12615	71	56	,	,	PUNCT
fbem-12615	71	57	and	and	CCONJ
fbem-12615	71	58	the	the	DET
fbem-12615	71	59	model	model	NOUN
fbem-12615	71	60	goal	goal	NOUN
fbem-12615	71	61	is	be	AUX
fbem-12615	71	62	to	to	PART
fbem-12615	71	63	minimize	minimize	VERB
fbem-12615	71	64	the	the	DET
fbem-12615	71	65	objective	objective	ADJ
fbem-12615	71	66	function	function	NOUN
fbem-12615	71	67	.	.	PUNCT
fbem-12615	72	1	in	in	ADP
fbem-12615	72	2	this	this	DET
fbem-12615	72	3	model	model	NOUN
fbem-12615	72	4	,	,	PUNCT
fbem-12615	72	5	the	the	DET
fbem-12615	72	6	claimant	claimant	NOUN
fbem-12615	72	7	is	be	AUX
fbem-12615	72	8	a	a	DET
fbem-12615	72	9	concrete	concrete	ADJ
fbem-12615	72	10	person	person	NOUN
fbem-12615	72	11	with	with	ADP
fbem-12615	72	12	a	a	DET
fbem-12615	72	13	tendency	tendency	NOUN
fbem-12615	72	14	to	to	PART
fbem-12615	72	15	maximize	maximize	VERB
fbem-12615	72	16	benefits	benefit	NOUN
fbem-12615	72	17	.	.	PUNCT
fbem-12615	73	1	claims	claim	NOUN
fbem-12615	73	2	adjuster	adjuster	NOUN
fbem-12615	73	3	has	have	VERB
fbem-12615	73	4	two	two	NUM
fbem-12615	73	5	optional	optional	ADJ
fbem-12615	73	6	strategies	strategy	NOUN
fbem-12615	73	7	:	:	PUNCT
fbem-12615	73	8	violation	violation	NOUN
fbem-12615	73	9	or	or	CCONJ
fbem-12615	73	10	non	non	NOUN
fbem-12615	73	11	-	-	NOUN
fbem-12615	73	12	violation	violation	NOUN
fbem-12615	73	13	.	.	PUNCT
fbem-12615	74	1	what	what	PRON
fbem-12615	74	2	stimulates	stimulate	VERB
fbem-12615	74	3	its	its	PRON
fbem-12615	74	4	violation	violation	NOUN
fbem-12615	74	5	is	be	AUX
fbem-12615	74	6	the	the	DET
fbem-12615	74	7	huge	huge	ADJ
fbem-12615	74	8	gains	gain	NOUN
fbem-12615	74	9	when	when	SCONJ
fbem-12615	74	10	the	the	DET
fbem-12615	74	11	violation	violation	NOUN
fbem-12615	74	12	is	be	AUX
fbem-12615	74	13	not	not	PART
fbem-12615	74	14	discovered	discover	VERB
fbem-12615	74	15	.	.	PUNCT
fbem-12615	75	1	there	there	PRON
fbem-12615	75	2	are	be	VERB
fbem-12615	75	3	four	four	NUM
fbem-12615	75	4	results	result	NOUN
fbem-12615	75	5	in	in	ADP
fbem-12615	75	6	this	this	DET
fbem-12615	75	7	game	game	NOUN
fbem-12615	75	8	:	:	PUNCT
fbem-12615	75	9	first	first	ADV
fbem-12615	75	10	,	,	PUNCT
fbem-12615	75	11	the	the	DET
fbem-12615	75	12	policyholder	policyholder	NOUN
fbem-12615	75	13	cheats	cheat	NOUN
fbem-12615	75	14	and	and	CCONJ
fbem-12615	75	15	the	the	DET
fbem-12615	75	16	insurer	insurer	NOUN
fbem-12615	75	17	investigates	investigate	VERB
fbem-12615	75	18	,	,	PUNCT
fbem-12615	75	19	and	and	CCONJ
fbem-12615	75	20	the	the	DET
fbem-12615	75	21	policyholder	policyholder	NOUN
fbem-12615	75	22	's	's	PART
fbem-12615	75	23	income	income	NOUN
fbem-12615	75	24	is	be	AUX
fbem-12615	75	25	-	-	PUNCT
fbem-12615	75	26	a	a	DET
fbem-12615	75	27	-	-	PUNCT
fbem-12615	75	28	b	b	NOUN
fbem-12615	75	29	;	;	PUNCT
fbem-12615	75	30	second	second	ADJ
fbem-12615	75	31	,	,	PUNCT
fbem-12615	75	32	if	if	SCONJ
fbem-12615	75	33	the	the	DET
fbem-12615	75	34	insured	insure	VERB
fbem-12615	75	35	cheats	cheat	NOUN
fbem-12615	75	36	and	and	CCONJ
fbem-12615	75	37	the	the	DET
fbem-12615	75	38	insurer	insurer	NOUN
fbem-12615	75	39	does	do	AUX
fbem-12615	75	40	not	not	PART
fbem-12615	75	41	investigate	investigate	VERB
fbem-12615	75	42	,	,	PUNCT
fbem-12615	75	43	the	the	DET
fbem-12615	75	44	income	income	NOUN
fbem-12615	75	45	of	of	ADP
fbem-12615	75	46	the	the	DET
fbem-12615	75	47	insured	insure	VERB
fbem-12615	75	48	is	be	AUX
fbem-12615	75	49	c	c	NOUN
fbem-12615	75	50	-	-	PUNCT
fbem-12615	75	51	a	a	NOUN
fbem-12615	75	52	;	;	PUNCT
fbem-12615	75	53	third	third	ADJ
fbem-12615	75	54	,	,	PUNCT
fbem-12615	75	55	the	the	DET
fbem-12615	75	56	insured	insure	VERB
fbem-12615	75	57	does	do	AUX
fbem-12615	75	58	not	not	PART
fbem-12615	75	59	cheat	cheat	VERB
fbem-12615	75	60	,	,	PUNCT
fbem-12615	75	61	the	the	DET
fbem-12615	75	62	insurer	insurer	NOUN
fbem-12615	75	63	investigates	investigate	VERB
fbem-12615	75	64	,	,	PUNCT
fbem-12615	75	65	and	and	CCONJ
fbem-12615	75	66	the	the	DET
fbem-12615	75	67	insured	insure	VERB
fbem-12615	75	68	has	have	VERB
fbem-12615	75	69	no	no	DET
fbem-12615	75	70	income	income	NOUN
fbem-12615	75	71	;	;	PUNCT
fbem-12615	75	72	fourth	fourth	X
fbem-12615	75	73	,	,	PUNCT
fbem-12615	75	74	the	the	DET
fbem-12615	75	75	240	240	NUM
fbem-12615	75	76	insured	insure	VERB
fbem-12615	75	77	does	do	AUX
fbem-12615	75	78	not	not	PART
fbem-12615	75	79	cheat	cheat	VERB
fbem-12615	75	80	,	,	PUNCT
fbem-12615	75	81	the	the	DET
fbem-12615	75	82	insurer	insurer	NOUN
fbem-12615	75	83	does	do	AUX
fbem-12615	75	84	not	not	PART
fbem-12615	75	85	investigate	investigate	VERB
fbem-12615	75	86	,	,	PUNCT
fbem-12615	75	87	and	and	CCONJ
fbem-12615	75	88	both	both	CCONJ
fbem-12615	75	89	the	the	DET
fbem-12615	75	90	insured	insure	VERB
fbem-12615	75	91	and	and	CCONJ
fbem-12615	75	92	the	the	DET
fbem-12615	75	93	insurer	insurer	NOUN
fbem-12615	75	94	have	have	VERB
fbem-12615	75	95	no	no	DET
fbem-12615	75	96	income	income	NOUN
fbem-12615	75	97	.	.	PUNCT
fbem-12615	76	1	the	the	DET
fbem-12615	76	2	expanded	expand	VERB
fbem-12615	76	3	form	form	NOUN
fbem-12615	76	4	of	of	ADP
fbem-12615	76	5	this	this	DET
fbem-12615	76	6	game	game	NOUN
fbem-12615	76	7	is	be	AUX
fbem-12615	76	8	shown	show	VERB
fbem-12615	76	9	in	in	ADP
fbem-12615	76	10	figure	figure	NOUN
fbem-12615	76	11	1	1	NUM
fbem-12615	76	12	.	.	PUNCT
fbem-12615	76	13	figure	figure	NOUN
fbem-12615	76	14	1	1	NUM
fbem-12615	76	15	.	.	PUNCT
fbem-12615	77	1	the	the	DET
fbem-12615	77	2	extended	extended	ADJ
fbem-12615	77	3	form	form	NOUN
fbem-12615	77	4	of	of	ADP
fbem-12615	77	5	the	the	DET
fbem-12615	77	6	game	game	NOUN
fbem-12615	77	7	the	the	DET
fbem-12615	77	8	problem	problem	NOUN
fbem-12615	77	9	of	of	ADP
fbem-12615	77	10	insurance	insurance	NOUN
fbem-12615	77	11	fraud	fraud	NOUN
fbem-12615	77	12	caused	cause	VERB
fbem-12615	77	13	by	by	ADP
fbem-12615	77	14	information	information	NOUN
fbem-12615	77	15	asymmetry	asymmetry	NOUN
fbem-12615	77	16	in	in	ADP
fbem-12615	77	17	health	health	NOUN
fbem-12615	77	18	insurance	insurance	NOUN
fbem-12615	77	19	belongs	belong	VERB
fbem-12615	77	20	to	to	ADP
fbem-12615	77	21	a	a	DET
fbem-12615	77	22	static	static	ADJ
fbem-12615	77	23	game	game	NOUN
fbem-12615	77	24	problem	problem	NOUN
fbem-12615	77	25	with	with	ADP
fbem-12615	77	26	incomplete	incomplete	ADJ
fbem-12615	77	27	information	information	NOUN
fbem-12615	77	28	.	.	PUNCT
fbem-12615	78	1	so	so	ADV
fbem-12615	78	2	,	,	PUNCT
fbem-12615	78	3	if	if	SCONJ
fbem-12615	78	4	the	the	DET
fbem-12615	78	5	policyholder	policyholder	PROPN
fbem-12615	78	6	zhang	zhang	PROPN
fbem-12615	78	7	yanzha	yanzha	PROPN
fbem-12615	78	8	,	,	PUNCT
fbem-12615	78	9	the	the	DET
fbem-12615	78	10	insurer	insurer	NOUN
fbem-12615	78	11	will	will	AUX
fbem-12615	78	12	investigate	investigate	VERB
fbem-12615	78	13	.	.	PUNCT
fbem-12615	79	1	according	accord	VERB
fbem-12615	79	2	to	to	ADP
fbem-12615	79	3	the	the	DET
fbem-12615	79	4	game	game	NOUN
fbem-12615	79	5	tree	tree	NOUN
fbem-12615	79	6	,	,	PUNCT
fbem-12615	79	7	the	the	DET
fbem-12615	79	8	benefits	benefit	NOUN
fbem-12615	79	9	of	of	ADP
fbem-12615	79	10	the	the	DET
fbem-12615	79	11	insurer	insurer	NOUN
fbem-12615	79	12	's	's	PART
fbem-12615	79	13	investigation	investigation	NOUN
fbem-12615	79	14	are	be	AUX
fbem-12615	79	15	greater	great	ADJ
fbem-12615	79	16	than	than	ADP
fbem-12615	79	17	the	the	DET
fbem-12615	79	18	benefits	benefit	NOUN
fbem-12615	79	19	of	of	ADP
fbem-12615	79	20	the	the	DET
fbem-12615	79	21	insurer	insurer	NOUN
fbem-12615	79	22	's	's	PART
fbem-12615	79	23	investigation	investigation	NOUN
fbem-12615	79	24	,	,	PUNCT
fbem-12615	79	25	because	because	SCONJ
fbem-12615	79	26	c	c	X
fbem-12615	79	27	>	>	X
fbem-12615	79	28	d	d	NOUN
fbem-12615	79	29	,	,	PUNCT
fbem-12615	79	30	so	so	SCONJ
fbem-12615	79	31	c	c	PROPN
fbem-12615	79	32	<	<	X
fbem-12615	79	33	d.	d.	PROPN
fbem-12615	79	34	if	if	SCONJ
fbem-12615	79	35	the	the	DET
fbem-12615	79	36	policyholder	policyholder	NOUN
fbem-12615	79	37	is	be	AUX
fbem-12615	79	38	not	not	PART
fbem-12615	79	39	fraudulent	fraudulent	ADJ
fbem-12615	79	40	,	,	PUNCT
fbem-12615	79	41	the	the	DET
fbem-12615	79	42	insurer	insurer	NOUN
fbem-12615	79	43	will	will	AUX
fbem-12615	79	44	not	not	PART
fbem-12615	79	45	investigate	investigate	VERB
fbem-12615	79	46	.	.	PUNCT
fbem-12615	80	1	because	because	SCONJ
fbem-12615	80	2	when	when	SCONJ
fbem-12615	80	3	the	the	DET
fbem-12615	80	4	policyholder	policyholder	NOUN
fbem-12615	80	5	is	be	AUX
fbem-12615	80	6	not	not	PART
fbem-12615	80	7	fraudulent	fraudulent	ADJ
fbem-12615	80	8	,	,	PUNCT
fbem-12615	80	9	according	accord	VERB
fbem-12615	80	10	to	to	ADP
fbem-12615	80	11	the	the	DET
fbem-12615	80	12	game	game	NOUN
fbem-12615	80	13	tree	tree	NOUN
fbem-12615	80	14	,	,	PUNCT
fbem-12615	80	15	the	the	DET
fbem-12615	80	16	benefits	benefit	NOUN
fbem-12615	80	17	of	of	ADP
fbem-12615	80	18	the	the	DET
fbem-12615	80	19	insurer	insurer	NOUN
fbem-12615	80	20	's	's	PART
fbem-12615	80	21	investigation	investigation	NOUN
fbem-12615	80	22	are	be	AUX
fbem-12615	80	23	greater	great	ADJ
fbem-12615	80	24	than	than	ADP
fbem-12615	80	25	the	the	DET
fbem-12615	80	26	benefits	benefit	NOUN
fbem-12615	80	27	of	of	ADP
fbem-12615	80	28	the	the	DET
fbem-12615	80	29	insurer	insurer	NOUN
fbem-12615	80	30	's	's	PART
fbem-12615	80	31	investigation	investigation	NOUN
fbem-12615	80	32	,	,	PUNCT
fbem-12615	80	33	i.e.	i.e.	X
fbem-12615	80	34	0	0	NUM
fbem-12615	80	35	>	>	X
fbem-12615	80	36	d.	d.	PROPN
fbem-12615	80	37	3.2	3.2	NUM
fbem-12615	80	38	.	.	PUNCT
fbem-12615	81	1	analysis	analysis	NOUN
fbem-12615	81	2	of	of	ADP
fbem-12615	81	3	game	game	NOUN
fbem-12615	81	4	results	result	VERB
fbem-12615	81	5	the	the	PRON
fbem-12615	81	6	higher	high	ADJ
fbem-12615	81	7	the	the	DET
fbem-12615	81	8	review	review	NOUN
fbem-12615	81	9	cost	cost	NOUN
fbem-12615	81	10	,	,	PUNCT
fbem-12615	81	11	lower	lower	VERB
fbem-12615	81	12	the	the	DET
fbem-12615	81	13	fines	fine	NOUN
fbem-12615	81	14	,	,	PUNCT
fbem-12615	81	15	and	and	CCONJ
fbem-12615	81	16	lower	lower	VERB
fbem-12615	81	17	the	the	DET
fbem-12615	81	18	compensation	compensation	NOUN
fbem-12615	81	19	for	for	ADP
fbem-12615	81	20	insurance	insurance	NOUN
fbem-12615	81	21	companies	company	NOUN
fbem-12615	81	22	,	,	PUNCT
fbem-12615	81	23	the	the	PRON
fbem-12615	81	24	greater	great	ADJ
fbem-12615	81	25	the	the	DET
fbem-12615	81	26	probability	probability	NOUN
fbem-12615	81	27	of	of	ADP
fbem-12615	81	28	insurance	insurance	NOUN
fbem-12615	81	29	fraud	fraud	NOUN
fbem-12615	81	30	occurring	occur	VERB
fbem-12615	81	31	.	.	PUNCT
fbem-12615	82	1	according	accord	VERB
fbem-12615	82	2	to	to	ADP
fbem-12615	82	3	general	general	ADJ
fbem-12615	82	4	classification	classification	NOUN
fbem-12615	82	5	,	,	PUNCT
fbem-12615	82	6	insurance	insurance	NOUN
fbem-12615	82	7	fraud	fraud	NOUN
fbem-12615	82	8	can	can	AUX
fbem-12615	82	9	be	be	AUX
fbem-12615	82	10	divided	divide	VERB
fbem-12615	82	11	into	into	ADP
fbem-12615	82	12	three	three	NUM
fbem-12615	82	13	categories	category	NOUN
fbem-12615	82	14	,	,	PUNCT
fbem-12615	82	15	namely	namely	ADV
fbem-12615	82	16	direct	direct	ADJ
fbem-12615	82	17	fraud	fraud	NOUN
fbem-12615	82	18	committed	commit	VERB
fbem-12615	82	19	by	by	ADP
fbem-12615	82	20	claimants	claimant	NOUN
fbem-12615	82	21	,	,	PUNCT
fbem-12615	82	22	agency	agency	NOUN
fbem-12615	82	23	fraud	fraud	NOUN
fbem-12615	82	24	committed	commit	VERB
fbem-12615	82	25	by	by	ADP
fbem-12615	82	26	claims	claim	NOUN
fbem-12615	82	27	agents	agent	NOUN
fbem-12615	82	28	,	,	PUNCT
fbem-12615	82	29	and	and	CCONJ
fbem-12615	82	30	internal	internal	ADJ
fbem-12615	82	31	and	and	CCONJ
fbem-12615	82	32	external	external	ADJ
fbem-12615	82	33	collusion	collusion	NOUN
fbem-12615	82	34	fraud	fraud	NOUN
fbem-12615	82	35	committed	commit	VERB
fbem-12615	82	36	by	by	ADP
fbem-12615	82	37	company	company	NOUN
fbem-12615	82	38	claims	claim	NOUN
fbem-12615	82	39	personnel	personnel	NOUN
fbem-12615	82	40	.	.	PUNCT
fbem-12615	83	1	the	the	DET
fbem-12615	83	2	claims	claim	NOUN
fbem-12615	83	3	agent	agent	NOUN
fbem-12615	83	4	and	and	CCONJ
fbem-12615	83	5	the	the	DET
fbem-12615	83	6	company	company	NOUN
fbem-12615	83	7	's	's	PART
fbem-12615	83	8	claims	claim	NOUN
fbem-12615	83	9	personnel	personnel	NOUN
fbem-12615	83	10	are	be	AUX
fbem-12615	83	11	actually	actually	ADV
fbem-12615	83	12	the	the	DET
fbem-12615	83	13	company	company	NOUN
fbem-12615	83	14	's	's	PART
fbem-12615	83	15	agents	agent	NOUN
fbem-12615	83	16	when	when	SCONJ
fbem-12615	83	17	handling	handle	VERB
fbem-12615	83	18	claims	claim	NOUN
fbem-12615	83	19	.	.	PUNCT
fbem-12615	84	1	the	the	DET
fbem-12615	84	2	construction	construction	NOUN
fbem-12615	84	3	of	of	ADP
fbem-12615	84	4	the	the	DET
fbem-12615	84	5	models	model	NOUN
fbem-12615	84	6	in	in	ADP
fbem-12615	84	7	this	this	DET
fbem-12615	84	8	article	article	NOUN
fbem-12615	84	9	is	be	AUX
fbem-12615	84	10	implemented	implement	VERB
fbem-12615	84	11	using	use	VERB
fbem-12615	84	12	python	python	NOUN
fbem-12615	84	13	's	's	PART
fbem-12615	84	14	skelean	skelean	ADJ
fbem-12615	84	15	program	program	NOUN
fbem-12615	84	16	package	package	NOUN
fbem-12615	84	17	.	.	PUNCT
fbem-12615	85	1	in	in	ADP
fbem-12615	85	2	addition	addition	NOUN
fbem-12615	85	3	to	to	ADP
fbem-12615	85	4	building	build	VERB
fbem-12615	85	5	the	the	DET
fbem-12615	85	6	xuboost	xuboost	ADJ
fbem-12615	85	7	algorithm	algorithm	NOUN
fbem-12615	85	8	model	model	NOUN
fbem-12615	85	9	,	,	PUNCT
fbem-12615	85	10	a	a	DET
fbem-12615	85	11	random	random	ADJ
fbem-12615	85	12	forest	forest	NOUN
fbem-12615	85	13	model	model	NOUN
fbem-12615	85	14	and	and	CCONJ
fbem-12615	85	15	a	a	DET
fbem-12615	85	16	ubdt	ubdt	NOUN
fbem-12615	85	17	algorithm	algorithm	NOUN
fbem-12615	85	18	model	model	NOUN
fbem-12615	85	19	are	be	AUX
fbem-12615	85	20	also	also	ADV
fbem-12615	85	21	established	establish	VERB
fbem-12615	85	22	.	.	PUNCT
fbem-12615	86	1	when	when	SCONJ
fbem-12615	86	2	using	use	VERB
fbem-12615	86	3	the	the	DET
fbem-12615	86	4	same	same	ADJ
fbem-12615	86	5	dataset	dataset	NOUN
fbem-12615	86	6	,	,	PUNCT
fbem-12615	86	7	these	these	DET
fbem-12615	86	8	three	three	NUM
fbem-12615	86	9	models	model	NOUN
fbem-12615	86	10	are	be	AUX
fbem-12615	86	11	compared	compare	VERB
fbem-12615	86	12	and	and	CCONJ
fbem-12615	86	13	used	use	VERB
fbem-12615	86	14	.	.	PUNCT
fbem-12615	87	1	table	table	NOUN
fbem-12615	87	2	1	1	NUM
fbem-12615	87	3	shows	show	VERB
fbem-12615	87	4	the	the	DET
fbem-12615	87	5	accuracy	accuracy	NOUN
fbem-12615	87	6	,	,	PUNCT
fbem-12615	87	7	precision	precision	NOUN
fbem-12615	87	8	,	,	PUNCT
fbem-12615	87	9	and	and	CCONJ
fbem-12615	87	10	recall	recall	NOUN
fbem-12615	87	11	of	of	ADP
fbem-12615	87	12	three	three	NUM
fbem-12615	87	13	algorithm	algorithm	NOUN
fbem-12615	87	14	models	model	NOUN
fbem-12615	87	15	on	on	ADP
fbem-12615	87	16	the	the	DET
fbem-12615	87	17	same	same	ADJ
fbem-12615	87	18	dataset	dataset	NOUN
fbem-12615	87	19	.	.	PUNCT
fbem-12615	88	1	from	from	ADP
fbem-12615	88	2	the	the	DET
fbem-12615	88	3	table	table	NOUN
fbem-12615	88	4	,	,	PUNCT
fbem-12615	88	5	it	it	PRON
fbem-12615	88	6	can	can	AUX
fbem-12615	88	7	be	be	AUX
fbem-12615	88	8	seen	see	VERB
fbem-12615	88	9	that	that	SCONJ
fbem-12615	88	10	the	the	DET
fbem-12615	88	11	xuboost	xuboost	ADJ
fbem-12615	88	12	model	model	NOUN
fbem-12615	88	13	has	have	VERB
fbem-12615	88	14	significant	significant	ADJ
fbem-12615	88	15	advantages	advantage	NOUN
fbem-12615	88	16	in	in	ADP
fbem-12615	88	17	accuracy	accuracy	NOUN
fbem-12615	88	18	and	and	CCONJ
fbem-12615	88	19	recall	recall	NOUN
fbem-12615	88	20	,	,	PUNCT
fbem-12615	88	21	while	while	SCONJ
fbem-12615	88	22	the	the	DET
fbem-12615	88	23	random	random	ADJ
fbem-12615	88	24	forest	forest	NOUN
fbem-12615	88	25	has	have	VERB
fbem-12615	88	26	a	a	DET
fbem-12615	88	27	higher	high	ADJ
fbem-12615	88	28	accuracy	accuracy	NOUN
fbem-12615	88	29	.	.	PUNCT
fbem-12615	89	1	obviously	obviously	ADV
fbem-12615	89	2	,	,	PUNCT
fbem-12615	89	3	the	the	DET
fbem-12615	89	4	xuboost	xuboost	ADJ
fbem-12615	89	5	model	model	NOUN
fbem-12615	89	6	has	have	VERB
fbem-12615	89	7	good	good	ADJ
fbem-12615	89	8	performance	performance	NOUN
fbem-12615	89	9	.	.	PUNCT
fbem-12615	90	1	table	table	NOUN
fbem-12615	90	2	1	1	NUM
fbem-12615	90	3	.	.	PUNCT
fbem-12615	90	4	comparison	comparison	NOUN
fbem-12615	90	5	of	of	ADP
fbem-12615	90	6	evaluation	evaluation	NOUN
fbem-12615	90	7	index	index	NOUN
fbem-12615	90	8	values	value	NOUN
fbem-12615	90	9	of	of	ADP
fbem-12615	90	10	three	three	NUM
fbem-12615	90	11	algorithm	algorithm	NOUN
fbem-12615	90	12	models	model	NOUN
fbem-12615	90	13	model	model	NOUN
fbem-12615	90	14	accuracy	accuracy	NOUN
fbem-12615	90	15	precision	precision	NOUN
fbem-12615	90	16	recall	recall	VERB
fbem-12615	90	17	random	random	ADJ
fbem-12615	90	18	forest	forest	NOUN
fbem-12615	90	19	0.722	0.722	NUM
fbem-12615	90	20	0.87	0.87	NUM
fbem-12615	90	21	0.73	0.73	NUM
fbem-12615	90	22	xgboost	xgboost	ADV
fbem-12615	90	23	0.753	0.753	NUM
fbem-12615	90	24	0.84	0.84	NUM
fbem-12615	90	25	0.75	0.75	NUM
fbem-12615	90	26	gbdt	gbdt	NOUN
fbem-12615	90	27	0.708	0.708	NUM
fbem-12615	90	28	0.81	0.81	NUM
fbem-12615	90	29	0.78	0.78	NUM
fbem-12615	90	30	establish	establish	VERB
fbem-12615	90	31	a	a	DET
fbem-12615	90	32	comprehensive	comprehensive	ADJ
fbem-12615	90	33	claims	claim	NOUN
fbem-12615	90	34	settlement	settlement	NOUN
fbem-12615	90	35	procedure	procedure	NOUN
fbem-12615	90	36	and	and	CCONJ
fbem-12615	90	37	a	a	DET
fbem-12615	90	38	complete	complete	ADJ
fbem-12615	90	39	set	set	NOUN
fbem-12615	90	40	of	of	ADP
fbem-12615	90	41	supervision	supervision	NOUN
fbem-12615	90	42	and	and	CCONJ
fbem-12615	90	43	constraint	constraint	NOUN
fbem-12615	90	44	mechanisms	mechanism	NOUN
fbem-12615	90	45	to	to	PART
fbem-12615	90	46	continuously	continuously	ADV
fbem-12615	90	47	reduce	reduce	VERB
fbem-12615	90	48	supervision	supervision	NOUN
fbem-12615	90	49	and	and	CCONJ
fbem-12615	90	50	inspection	inspection	NOUN
fbem-12615	90	51	costs	cost	NOUN
fbem-12615	90	52	.	.	PUNCT
fbem-12615	91	1	in	in	ADP
fbem-12615	91	2	practice	practice	NOUN
fbem-12615	91	3	,	,	PUNCT
fbem-12615	91	4	the	the	PRON
fbem-12615	91	5	higher	high	ADJ
fbem-12615	91	6	the	the	DET
fbem-12615	91	7	amount	amount	NOUN
fbem-12615	91	8	of	of	ADP
fbem-12615	91	9	compensation	compensation	NOUN
fbem-12615	91	10	the	the	DET
fbem-12615	91	11	insured	insure	VERB
fbem-12615	91	12	applies	apply	VERB
fbem-12615	91	13	for	for	ADP
fbem-12615	91	14	,	,	PUNCT
fbem-12615	91	15	the	the	PRON
fbem-12615	91	16	greater	great	ADJ
fbem-12615	91	17	the	the	DET
fbem-12615	91	18	probability	probability	NOUN
fbem-12615	91	19	that	that	SCONJ
fbem-12615	91	20	the	the	DET
fbem-12615	91	21	insurance	insurance	NOUN
fbem-12615	91	22	company	company	NOUN
fbem-12615	91	23	will	will	AUX
fbem-12615	91	24	review	review	VERB
fbem-12615	91	25	it	it	PRON
fbem-12615	91	26	,	,	PUNCT
fbem-12615	91	27	the	the	PRON
fbem-12615	91	28	greater	great	ADJ
fbem-12615	91	29	the	the	DET
fbem-12615	91	30	likelihood	likelihood	NOUN
fbem-12615	91	31	of	of	ADP
fbem-12615	91	32	fraudulent	fraudulent	ADJ
fbem-12615	91	33	behavior	behavior	NOUN
fbem-12615	91	34	being	be	AUX
fbem-12615	91	35	discovered	discover	VERB
fbem-12615	91	36	,	,	PUNCT
fbem-12615	91	37	and	and	CCONJ
fbem-12615	91	38	the	the	DET
fbem-12615	91	39	probability	probability	NOUN
fbem-12615	91	40	of	of	ADP
fbem-12615	91	41	fraudulent	fraudulent	ADJ
fbem-12615	91	42	behavior	behavior	NOUN
fbem-12615	91	43	occurring	occur	VERB
fbem-12615	91	44	will	will	AUX
fbem-12615	91	45	decrease	decrease	VERB
fbem-12615	91	46	accordingly	accordingly	ADV
fbem-12615	91	47	.	.	PUNCT
fbem-12615	92	1	therefore	therefore	ADV
fbem-12615	92	2	,	,	PUNCT
fbem-12615	92	3	the	the	DET
fbem-12615	92	4	probability	probability	NOUN
fbem-12615	92	5	of	of	ADP
fbem-12615	92	6	fraudulent	fraudulent	ADJ
fbem-12615	92	7	behavior	behavior	NOUN
fbem-12615	92	8	occurring	occur	VERB
fbem-12615	92	9	in	in	ADP
fbem-12615	92	10	major	major	ADJ
fbem-12615	92	11	illness	illness	NOUN
fbem-12615	92	12	insurance	insurance	NOUN
fbem-12615	92	13	is	be	AUX
fbem-12615	92	14	relatively	relatively	ADV
fbem-12615	92	15	low	low	ADJ
fbem-12615	92	16	,	,	PUNCT
fbem-12615	92	17	while	while	SCONJ
fbem-12615	92	18	in	in	ADP
fbem-12615	92	19	some	some	DET
fbem-12615	92	20	common	common	ADJ
fbem-12615	92	21	diseases	disease	NOUN
fbem-12615	92	22	such	such	ADJ
fbem-12615	92	23	as	as	ADP
fbem-12615	92	24	colds	cold	NOUN
fbem-12615	92	25	and	and	CCONJ
fbem-12615	92	26	fever	fever	NOUN
fbem-12615	92	27	,	,	PUNCT
fbem-12615	92	28	doctor	doctor	NOUN
fbem-12615	92	29	-	-	PUNCT
fbem-12615	92	30	patient	patient	NOUN
fbem-12615	92	31	collusion	collusion	NOUN
fbem-12615	92	32	is	be	AUX
fbem-12615	92	33	more	more	ADV
fbem-12615	92	34	common	common	ADJ
fbem-12615	92	35	.	.	PUNCT
fbem-12615	93	1	under	under	ADP
fbem-12615	93	2	the	the	DET
fbem-12615	93	3	random	random	ADJ
fbem-12615	93	4	forest	forest	NOUN
fbem-12615	93	5	and	and	CCONJ
fbem-12615	93	6	xgboost	xgboost	PROPN
fbem-12615	93	7	model	model	PROPN
fbem-12615	93	8	,	,	PUNCT
fbem-12615	93	9	strict	strict	ADJ
fbem-12615	93	10	standards	standard	NOUN
fbem-12615	93	11	should	should	AUX
fbem-12615	93	12	be	be	AUX
fbem-12615	93	13	established	establish	VERB
fbem-12615	93	14	for	for	ADP
fbem-12615	93	15	various	various	ADJ
fbem-12615	93	16	stages	stage	NOUN
fbem-12615	93	17	within	within	ADP
fbem-12615	93	18	the	the	DET
fbem-12615	93	19	company	company	NOUN
fbem-12615	93	20	,	,	PUNCT
fbem-12615	93	21	including	include	VERB
fbem-12615	93	22	case	case	NOUN
fbem-12615	93	23	filing	filing	NOUN
fbem-12615	93	24	,	,	PUNCT
fbem-12615	93	25	exploration	exploration	NOUN
fbem-12615	93	26	,	,	PUNCT
fbem-12615	93	27	loss	loss	NOUN
fbem-12615	93	28	assessment	assessment	NOUN
fbem-12615	93	29	,	,	PUNCT
fbem-12615	93	30	and	and	CCONJ
fbem-12615	93	31	compensation	compensation	NOUN
fbem-12615	93	32	.	.	PUNCT
fbem-12615	94	1	it	it	PRON
fbem-12615	94	2	is	be	AUX
fbem-12615	94	3	necessary	necessary	ADJ
fbem-12615	94	4	to	to	PART
fbem-12615	94	5	cooperate	cooperate	VERB
fbem-12615	94	6	with	with	ADP
fbem-12615	94	7	relevant	relevant	ADJ
fbem-12615	94	8	departments	department	NOUN
fbem-12615	94	9	and	and	CCONJ
fbem-12615	94	10	sister	sister	NOUN
fbem-12615	94	11	units	unit	NOUN
fbem-12615	94	12	and	and	CCONJ
fbem-12615	94	13	take	take	VERB
fbem-12615	94	14	various	various	ADJ
fbem-12615	94	15	measures	measure	NOUN
fbem-12615	94	16	to	to	PART
fbem-12615	94	17	reduce	reduce	VERB
fbem-12615	94	18	the	the	DET
fbem-12615	94	19	chances	chance	NOUN
fbem-12615	94	20	of	of	ADP
fbem-12615	94	21	claimant	claimant	ADJ
fbem-12615	94	22	fraud	fraud	NOUN
fbem-12615	94	23	.	.	PUNCT
fbem-12615	95	1	4	4	X
fbem-12615	95	2	.	.	X
fbem-12615	95	3	conclusions	conclusion	NOUN
fbem-12615	95	4	this	this	DET
fbem-12615	95	5	paper	paper	NOUN
fbem-12615	95	6	analyzes	analyze	VERB
fbem-12615	95	7	the	the	DET
fbem-12615	95	8	insurance	insurance	NOUN
fbem-12615	95	9	anti	anti	ADJ
fbem-12615	95	10	-	-	ADJ
fbem-12615	95	11	fraud	fraud	ADJ
fbem-12615	95	12	game	game	NOUN
fbem-12615	95	13	based	base	VERB
fbem-12615	95	14	on	on	ADP
fbem-12615	95	15	random	random	ADJ
fbem-12615	95	16	forest	forest	NOUN
fbem-12615	95	17	and	and	CCONJ
fbem-12615	95	18	xgboost	xgboost	PROPN
fbem-12615	95	19	model	model	NOUN
fbem-12615	95	20	,	,	PUNCT
fbem-12615	95	21	and	and	CCONJ
fbem-12615	95	22	constructs	construct	VERB
fbem-12615	95	23	an	an	DET
fbem-12615	95	24	insurance	insurance	NOUN
fbem-12615	95	25	anti	anti	ADJ
fbem-12615	95	26	-	-	ADJ
fbem-12615	95	27	fraud	fraud	ADJ
fbem-12615	95	28	game	game	NOUN
fbem-12615	95	29	model	model	NOUN
fbem-12615	95	30	in	in	ADP
fbem-12615	95	31	this	this	DET
fbem-12615	95	32	paper	paper	NOUN
fbem-12615	95	33	.	.	PUNCT
fbem-12615	96	1	from	from	ADP
fbem-12615	96	2	the	the	DET
fbem-12615	96	3	model	model	NOUN
fbem-12615	96	4	,	,	PUNCT
fbem-12615	96	5	it	it	PRON
fbem-12615	96	6	can	can	AUX
fbem-12615	96	7	be	be	AUX
fbem-12615	96	8	concluded	conclude	VERB
fbem-12615	96	9	that	that	SCONJ
fbem-12615	96	10	in	in	ADP
fbem-12615	96	11	order	order	NOUN
fbem-12615	96	12	to	to	PART
fbem-12615	96	13	reduce	reduce	VERB
fbem-12615	96	14	the	the	DET
fbem-12615	96	15	probability	probability	NOUN
fbem-12615	96	16	of	of	ADP
fbem-12615	96	17	policyholders	policyholder	NOUN
fbem-12615	96	18	,	,	PUNCT
fbem-12615	96	19	insurance	insurance	NOUN
fbem-12615	96	20	companies	company	NOUN
fbem-12615	96	21	should	should	AUX
fbem-12615	96	22	strengthen	strengthen	VERB
fbem-12615	96	23	the	the	DET
fbem-12615	96	24	specialization	specialization	NOUN
fbem-12615	96	25	and	and	CCONJ
fbem-12615	96	26	standardization	standardization	NOUN
fbem-12615	96	27	of	of	ADP
fbem-12615	96	28	underwriting	underwriting	NOUN
fbem-12615	96	29	and	and	CCONJ
fbem-12615	96	30	claims	claim	NOUN
fbem-12615	96	31	review	review	NOUN
fbem-12615	96	32	;	;	PUNCT
fbem-12615	96	33	improve	improve	VERB
fbem-12615	96	34	the	the	DET
fbem-12615	96	35	internal	internal	ADJ
fbem-12615	96	36	supervision	supervision	NOUN
fbem-12615	96	37	mechanism	mechanism	NOUN
fbem-12615	96	38	of	of	ADP
fbem-12615	96	39	insurance	insurance	NOUN
fbem-12615	96	40	companies	company	NOUN
fbem-12615	96	41	;	;	PUNCT
fbem-12615	96	42	strictly	strictly	ADV
fbem-12615	96	43	deal	deal	VERB
fbem-12615	96	44	with	with	ADP
fbem-12615	96	45	insurance	insurance	NOUN
fbem-12615	96	46	fraud	fraud	NOUN
fbem-12615	96	47	.	.	PUNCT
fbem-12615	97	1	only	only	ADV
fbem-12615	97	2	in	in	ADP
fbem-12615	97	3	this	this	DET
fbem-12615	97	4	way	way	NOUN
fbem-12615	97	5	can	can	AUX
fbem-12615	97	6	we	we	PRON
fbem-12615	97	7	really	really	ADV
fbem-12615	97	8	reduce	reduce	VERB
fbem-12615	97	9	the	the	DET
fbem-12615	97	10	proportion	proportion	NOUN
fbem-12615	97	11	of	of	ADP
fbem-12615	97	12	insurance	insurance	NOUN
fbem-12615	97	13	fraud	fraud	NOUN
fbem-12615	97	14	.	.	PUNCT
fbem-12615	98	1	moreover	moreover	ADV
fbem-12615	98	2	,	,	PUNCT
fbem-12615	98	3	we	we	PRON
fbem-12615	98	4	should	should	AUX
fbem-12615	98	5	241	241	NUM
fbem-12615	98	6	strengthen	strengthen	VERB
fbem-12615	98	7	the	the	DET
fbem-12615	98	8	training	training	NOUN
fbem-12615	98	9	of	of	ADP
fbem-12615	98	10	relevant	relevant	ADJ
fbem-12615	98	11	personnel	personnel	NOUN
fbem-12615	98	12	of	of	ADP
fbem-12615	98	13	insurance	insurance	NOUN
fbem-12615	98	14	companies	company	NOUN
fbem-12615	98	15	,	,	PUNCT
fbem-12615	98	16	enhance	enhance	VERB
fbem-12615	98	17	their	their	PRON
fbem-12615	98	18	professional	professional	ADJ
fbem-12615	98	19	skills	skill	NOUN
fbem-12615	98	20	and	and	CCONJ
fbem-12615	98	21	professionalism	professionalism	NOUN
fbem-12615	98	22	,	,	PUNCT
fbem-12615	98	23	and	and	CCONJ
fbem-12615	98	24	let	let	VERB
fbem-12615	98	25	salesmen	salesman	NOUN
fbem-12615	98	26	have	have	VERB
fbem-12615	98	27	a	a	DET
fbem-12615	98	28	sense	sense	NOUN
fbem-12615	98	29	of	of	ADP
fbem-12615	98	30	responsibility	responsibility	NOUN
fbem-12615	98	31	.	.	PUNCT
fbem-12615	99	1	the	the	DET
fbem-12615	99	2	results	result	NOUN
fbem-12615	99	3	show	show	VERB
fbem-12615	99	4	that	that	SCONJ
fbem-12615	99	5	the	the	DET
fbem-12615	99	6	models	model	NOUN
fbem-12615	99	7	in	in	ADP
fbem-12615	99	8	this	this	DET
fbem-12615	99	9	paper	paper	NOUN
fbem-12615	99	10	are	be	AUX
fbem-12615	99	11	all	all	PRON
fbem-12615	99	12	built	build	VERB
fbem-12615	99	13	by	by	ADP
fbem-12615	99	14	python	python	NOUN
fbem-12615	99	15	's	's	PART
fbem-12615	99	16	sklean	sklean	ADJ
fbem-12615	99	17	package	package	NOUN
fbem-12615	99	18	.	.	PUNCT
fbem-12615	100	1	in	in	ADP
fbem-12615	100	2	addition	addition	NOUN
fbem-12615	100	3	,	,	PUNCT
fbem-12615	100	4	in	in	ADP
fbem-12615	100	5	addition	addition	NOUN
fbem-12615	100	6	to	to	ADP
fbem-12615	100	7	the	the	DET
fbem-12615	100	8	xuboost	xuboost	PROPN
fbem-12615	100	9	model	model	NOUN
fbem-12615	100	10	,	,	PUNCT
fbem-12615	100	11	the	the	DET
fbem-12615	100	12	random	random	ADJ
fbem-12615	100	13	forest	forest	NOUN
fbem-12615	100	14	model	model	NOUN
fbem-12615	100	15	and	and	CCONJ
fbem-12615	100	16	ubdt	ubdt	NOUN
fbem-12615	100	17	model	model	NOUN
fbem-12615	100	18	are	be	AUX
fbem-12615	100	19	also	also	ADV
fbem-12615	100	20	built	build	VERB
fbem-12615	100	21	,	,	PUNCT
fbem-12615	100	22	and	and	CCONJ
fbem-12615	100	23	the	the	DET
fbem-12615	100	24	three	three	NUM
fbem-12615	100	25	models	model	NOUN
fbem-12615	100	26	are	be	AUX
fbem-12615	100	27	compared	compare	VERB
fbem-12615	100	28	under	under	ADP
fbem-12615	100	29	the	the	DET
fbem-12615	100	30	same	same	ADJ
fbem-12615	100	31	data	datum	NOUN
fbem-12615	100	32	set	set	VERB
fbem-12615	100	33	.	.	PUNCT
fbem-12615	101	1	among	among	ADP
fbem-12615	101	2	the	the	DET
fbem-12615	101	3	three	three	NUM
fbem-12615	101	4	models	model	NOUN
fbem-12615	101	5	,	,	PUNCT
fbem-12615	101	6	xuboost	xuboost	ADJ
fbem-12615	101	7	model	model	NOUN
fbem-12615	101	8	has	have	VERB
fbem-12615	101	9	obvious	obvious	ADJ
fbem-12615	101	10	advantages	advantage	NOUN
fbem-12615	101	11	in	in	ADP
fbem-12615	101	12	accuracy	accuracy	NOUN
fbem-12615	101	13	and	and	CCONJ
fbem-12615	101	14	recall	recall	NOUN
fbem-12615	101	15	,	,	PUNCT
fbem-12615	101	16	while	while	SCONJ
fbem-12615	101	17	the	the	DET
fbem-12615	101	18	random	random	ADJ
fbem-12615	101	19	forest	forest	NOUN
fbem-12615	101	20	has	have	VERB
fbem-12615	101	21	higher	high	ADJ
fbem-12615	101	22	accuracy	accuracy	NOUN
fbem-12615	101	23	.	.	PUNCT
fbem-12615	102	1	obviously	obviously	ADV
fbem-12615	102	2	,	,	PUNCT
fbem-12615	102	3	xuboost	xuboost	ADJ
fbem-12615	102	4	model	model	NOUN
fbem-12615	102	5	has	have	VERB
fbem-12615	102	6	better	well	ADJ
fbem-12615	102	7	performance	performance	NOUN
fbem-12615	102	8	.	.	PUNCT
fbem-12615	103	1	the	the	DET
fbem-12615	103	2	admission	admission	NOUN
fbem-12615	103	3	system	system	NOUN
fbem-12615	103	4	should	should	AUX
fbem-12615	103	5	be	be	AUX
fbem-12615	103	6	implemented	implement	VERB
fbem-12615	103	7	for	for	ADP
fbem-12615	103	8	the	the	DET
fbem-12615	103	9	underwriting	underwriting	NOUN
fbem-12615	103	10	and	and	CCONJ
fbem-12615	103	11	compensation	compensation	NOUN
fbem-12615	103	12	personnel	personnel	NOUN
fbem-12615	103	13	of	of	ADP
fbem-12615	103	14	health	health	NOUN
fbem-12615	103	15	insurance	insurance	NOUN
fbem-12615	103	16	,	,	PUNCT
fbem-12615	103	17	and	and	CCONJ
fbem-12615	103	18	their	their	PRON
fbem-12615	103	19	determination	determination	NOUN
fbem-12615	103	20	and	and	CCONJ
fbem-12615	103	21	attitude	attitude	NOUN
fbem-12615	103	22	to	to	PART
fbem-12615	103	23	prevent	prevent	VERB
fbem-12615	103	24	fraud	fraud	NOUN
fbem-12615	103	25	should	should	AUX
fbem-12615	103	26	be	be	AUX
fbem-12615	103	27	publicized	publicize	VERB
fbem-12615	103	28	to	to	PART
fbem-12615	103	29	strengthen	strengthen	VERB
fbem-12615	103	30	the	the	DET
fbem-12615	103	31	anti	anti	ADJ
fbem-12615	103	32	-	-	ADJ
fbem-12615	103	33	fraud	fraud	ADJ
fbem-12615	103	34	efforts	effort	NOUN
fbem-12615	103	35	.	.	PUNCT
fbem-12615	104	1	in	in	ADP
fbem-12615	104	2	addition	addition	NOUN
fbem-12615	104	3	,	,	PUNCT
fbem-12615	104	4	speed	speed	VERB
fbem-12615	104	5	up	up	ADP
fbem-12615	104	6	the	the	DET
fbem-12615	104	7	reform	reform	NOUN
fbem-12615	104	8	of	of	ADP
fbem-12615	104	9	personnel	personnel	NOUN
fbem-12615	104	10	system	system	NOUN
fbem-12615	104	11	and	and	CCONJ
fbem-12615	104	12	establish	establish	VERB
fbem-12615	104	13	an	an	DET
fbem-12615	104	14	effective	effective	ADJ
fbem-12615	104	15	talent	talent	NOUN
fbem-12615	104	16	incentive	incentive	NOUN
fbem-12615	104	17	mechanism	mechanism	NOUN
fbem-12615	104	18	.	.	PUNCT
fbem-12615	105	1	at	at	ADP
fbem-12615	105	2	present	present	ADJ
fbem-12615	105	3	,	,	PUNCT
fbem-12615	105	4	the	the	DET
fbem-12615	105	5	fraudulent	fraudulent	ADJ
fbem-12615	105	6	means	mean	NOUN
fbem-12615	105	7	of	of	ADP
fbem-12615	105	8	health	health	NOUN
fbem-12615	105	9	insurance	insurance	NOUN
fbem-12615	105	10	are	be	AUX
fbem-12615	105	11	diversified	diversify	VERB
fbem-12615	105	12	,	,	PUNCT
fbem-12615	105	13	and	and	CCONJ
fbem-12615	105	14	insurance	insurance	NOUN
fbem-12615	105	15	companies	company	NOUN
fbem-12615	105	16	urgently	urgently	ADV
fbem-12615	105	17	need	need	VERB
fbem-12615	105	18	to	to	PART
fbem-12615	105	19	strengthen	strengthen	VERB
fbem-12615	105	20	the	the	DET
fbem-12615	105	21	construction	construction	NOUN
fbem-12615	105	22	of	of	ADP
fbem-12615	105	23	internal	internal	ADJ
fbem-12615	105	24	control	control	NOUN
fbem-12615	105	25	system	system	NOUN
fbem-12615	105	26	,	,	PUNCT
fbem-12615	105	27	improve	improve	VERB
fbem-12615	105	28	the	the	DET
fbem-12615	105	29	comprehensive	comprehensive	ADJ
fbem-12615	105	30	quality	quality	NOUN
fbem-12615	105	31	of	of	ADP
fbem-12615	105	32	business	business	NOUN
fbem-12615	105	33	personnel	personnel	NOUN
fbem-12615	105	34	,	,	PUNCT
fbem-12615	105	35	identify	identify	VERB
fbem-12615	105	36	fraud	fraud	NOUN
fbem-12615	105	37	and	and	CCONJ
fbem-12615	105	38	establish	establish	VERB
fbem-12615	105	39	a	a	DET
fbem-12615	105	40	complete	complete	ADJ
fbem-12615	105	41	anti	anti	ADJ
fbem-12615	105	42	-	-	ADJ
fbem-12615	105	43	fraud	fraud	ADJ
fbem-12615	105	44	system	system	NOUN
fbem-12615	105	45	,	,	PUNCT
fbem-12615	105	46	so	so	SCONJ
fbem-12615	105	47	as	as	SCONJ
fbem-12615	105	48	to	to	PART
fbem-12615	105	49	promote	promote	VERB
fbem-12615	105	50	the	the	DET
fbem-12615	105	51	development	development	NOUN
fbem-12615	105	52	of	of	ADP
fbem-12615	105	53	health	health	NOUN
fbem-12615	105	54	insurance	insurance	NOUN
fbem-12615	105	55	.	.	PUNCT
fbem-12615	106	1	references	reference	NOUN
fbem-12615	106	2	[	[	X
fbem-12615	106	3	1	1	NUM
fbem-12615	106	4	]	]	PUNCT
fbem-12615	106	5	yu	yu	PROPN
fbem-12615	106	6	l.	l.	PROPN
fbem-12615	106	7	thinking	think	VERB
fbem-12615	106	8	about	about	ADP
fbem-12615	106	9	regulating	regulate	VERB
fbem-12615	106	10	basic	basic	ADJ
fbem-12615	106	11	medical	medical	ADJ
fbem-12615	106	12	insurance	insurance	NOUN
fbem-12615	106	13	payment	payment	NOUN
fbem-12615	106	14	fraud[j	fraud[j	PROPN
fbem-12615	106	15	]	]	PUNCT
fbem-12615	106	16	.	.	PUNCT
fbem-12615	107	1	china	china	PROPN
fbem-12615	107	2	health	health	PROPN
fbem-12615	107	3	insurance	insurance	NOUN
fbem-12615	107	4	,	,	PUNCT
fbem-12615	107	5	2022	2022	NUM
fbem-12615	107	6	,	,	PUNCT
fbem-12615	107	7	26(7):10	26(7):10	NUM
fbem-12615	107	8	-	-	SYM
fbem-12615	107	9	13	13	NUM
fbem-12615	107	10	.	.	PUNCT
fbem-12615	108	1	[	[	X
fbem-12615	108	2	2	2	NUM
fbem-12615	108	3	]	]	X
fbem-12615	108	4	guang	guang	PROPN
fbem-12615	108	5	-	-	PUNCT
fbem-12615	108	6	hao	hao	PROPN
fbem-12615	108	7	h	h	PROPN
fbem-12615	108	8	,	,	PUNCT
fbem-12615	108	9	economics	economics	PROPN
fbem-12615	108	10	s	s	PART
fbem-12615	108	11	o	o	NOUN
fbem-12615	108	12	,	,	PUNCT
fbem-12615	108	13	university	university	NOUN
fbem-12615	108	14	p.applied	p.applie	VERB
fbem-12615	108	15	research	research	NOUN
fbem-12615	108	16	of	of	ADP
fbem-12615	108	17	digital	digital	ADJ
fbem-12615	108	18	fraud	fraud	NOUN
fbem-12615	108	19	and	and	CCONJ
fbem-12615	108	20	financial	financial	ADJ
fbem-12615	108	21	technology	technology	NOUN
fbem-12615	108	22	antifraud[j].taxation	antifraud[j].taxation	NOUN
fbem-12615	108	23	and	and	CCONJ
fbem-12615	108	24	economy	economy	NOUN
fbem-12615	108	25	,	,	PUNCT
fbem-12615	108	26	2019	2019	NUM
fbem-12615	108	27	,	,	PUNCT
fbem-12615	108	28	20(7):12	20(7):12	NUM
fbem-12615	108	29	-	-	SYM
fbem-12615	108	30	16	16	NUM
fbem-12615	108	31	.	.	PUNCT
fbem-12615	109	1	[	[	X
fbem-12615	109	2	3	3	NUM
fbem-12615	109	3	]	]	SYM
fbem-12615	109	4	pathmananathan	pathmananathan	NOUN
fbem-12615	109	5	p	p	PROPN
fbem-12615	109	6	r	r	PROPN
fbem-12615	109	7	,	,	PUNCT
fbem-12615	109	8	aseh	aseh	ADJ
fbem-12615	109	9	k.identifying	k.identifying	ADJ
fbem-12615	109	10	predictors	predictor	NOUN
fbem-12615	109	11	of	of	ADP
fbem-12615	109	12	perceived	perceive	VERB
fbem-12615	109	13	claims	claim	NOUN
fbem-12615	109	14	of	of	ADP
fbem-12615	109	15	insurance	insurance	NOUN
fbem-12615	109	16	fraudulance[j].archives	fraudulance[j].archive	NOUN
fbem-12615	109	17	of	of	ADP
fbem-12615	109	18	business	business	NOUN
fbem-12615	109	19	research	research	NOUN
fbem-12615	109	20	,	,	PUNCT
fbem-12615	109	21	2021	2021	NUM
fbem-12615	109	22	,	,	PUNCT
fbem-12615	109	23	9(6):68	9(6):68	NUM
fbem-12615	109	24	-	-	PUNCT
fbem-12615	109	25	76	76	NUM
fbem-12615	109	26	.	.	PUNCT
fbem-12615	110	1	[	[	X
fbem-12615	110	2	4	4	X
fbem-12615	110	3	]	]	X
fbem-12615	110	4	li	li	PROPN
fbem-12615	110	5	p	p	PROPN
fbem-12615	110	6	,	,	PUNCT
fbem-12615	110	7	shen	shen	PROPN
fbem-12615	110	8	b	b	PROPN
fbem-12615	110	9	,	,	PUNCT
fbem-12615	110	10	dong	dong	NOUN
fbem-12615	110	11	w.an	w.an	ADJ
fbem-12615	110	12	anti	anti	ADJ
fbem-12615	110	13	-	-	ADJ
fbem-12615	110	14	fraud	fraud	ADJ
fbem-12615	110	15	system	system	NOUN
fbem-12615	110	16	for	for	ADP
fbem-12615	110	17	car	car	NOUN
fbem-12615	110	18	insurance	insurance	NOUN
fbem-12615	110	19	claim	claim	NOUN
fbem-12615	110	20	based	base	VERB
fbem-12615	110	21	on	on	ADP
fbem-12615	110	22	visual	visual	ADJ
fbem-12615	110	23	evidence[j	evidence[j	PROPN
fbem-12615	110	24	]	]	PUNCT
fbem-12615	110	25	.	.	PUNCT
fbem-12615	111	1	the	the	DET
fbem-12615	111	2	singapore	singapore	PROPN
fbem-12615	111	3	economic	economic	PROPN
fbem-12615	111	4	review	review	PROPN
fbem-12615	111	5	,	,	PUNCT
fbem-12615	111	6	2019	2019	NUM
fbem-12615	111	7	,	,	PUNCT
fbem-12615	111	8	16(7):10	16(7):10	PROPN
fbem-12615	111	9	-	-	SYM
fbem-12615	111	10	17	17	NUM
fbem-12615	111	11	.	.	PUNCT
fbem-12615	112	1	[	[	X
fbem-12615	112	2	5	5	NUM
fbem-12615	112	3	]	]	PUNCT
fbem-12615	112	4	verykios	verykio	NOUN
fbem-12615	112	5	v	v	ADP
fbem-12615	112	6	s	s	PROPN
fbem-12615	112	7	,	,	PUNCT
fbem-12615	112	8	stavropoulos	stavropoulo	NOUN
fbem-12615	112	9	e	e	PROPN
fbem-12615	112	10	c	c	X
fbem-12615	112	11	,	,	PUNCT
fbem-12615	112	12	zorkadis	zorkadis	NOUN
fbem-12615	112	13	v	v	NOUN
fbem-12615	112	14	,	,	PUNCT
fbem-12615	112	15	et	et	PROPN
fbem-12615	112	16	al.sensitive	al.sensitive	ADJ
fbem-12615	112	17	data	datum	NOUN
fbem-12615	112	18	hiding	hide	VERB
fbem-12615	112	19	in	in	ADP
fbem-12615	112	20	financial	financial	ADJ
fbem-12615	112	21	anti	anti	ADJ
fbem-12615	112	22	-	-	ADJ
fbem-12615	112	23	fraud	fraud	ADJ
fbem-12615	112	24	process[j].international	process[j].international	ADJ
fbem-12615	112	25	journal	journal	NOUN
fbem-12615	112	26	of	of	ADP
fbem-12615	112	27	electronic	electronic	ADJ
fbem-12615	112	28	governance	governance	NOUN
fbem-12615	112	29	,	,	PUNCT
fbem-12615	112	30	2022	2022	NUM
fbem-12615	112	31	,	,	PUNCT
fbem-12615	112	32	20(11):10	20(11):10	NUM
fbem-12615	112	33	-	-	SYM
fbem-12615	112	34	14	14	NUM
fbem-12615	112	35	.	.	PUNCT
fbem-12615	113	1	[	[	X
fbem-12615	113	2	6	6	NUM
fbem-12615	113	3	]	]	PUNCT
fbem-12615	113	4	wu	wu	PROPN
fbem-12615	113	5	t	t	PROPN
fbem-12615	113	6	c	c	PROPN
fbem-12615	113	7	m	m	PROPN
fbem-12615	113	8	,	,	PUNCT
fbem-12615	113	9	yen	yen	PROPN
fbem-12615	113	10	c	c	PROPN
fbem-12615	113	11	t	t	PROPN
fbem-12615	113	12	,	,	PUNCT
fbem-12615	113	13	huang	huang	PROPN
fbem-12615	113	14	c	c	PROPN
fbem-12615	113	15	c	c	PROPN
fbem-12615	113	16	,	,	PUNCT
fbem-12615	113	17	et	et	PROPN
fbem-12615	113	18	al.social	al.social	PROPN
fbem-12615	113	19	insurance	insurance	PROPN
fbem-12615	113	20	under	under	ADP
fbem-12615	113	21	fraud	fraud	NOUN
fbem-12615	113	22	and	and	CCONJ
fbem-12615	113	23	redistributive	redistributive	ADJ
fbem-12615	113	24	taxation[j].the	taxation[j].the	DET
fbem-12615	113	25	singapore	singapore	PROPN
fbem-12615	113	26	economic	economic	PROPN
fbem-12615	113	27	review	review	PROPN
fbem-12615	113	28	,	,	PUNCT
fbem-12615	113	29	2019	2019	NUM
fbem-12615	113	30	,	,	PUNCT
fbem-12615	113	31	16(9):10	16(9):10	NUM
fbem-12615	113	32	-	-	SYM
fbem-12615	113	33	15	15	NUM
fbem-12615	113	34	.	.	PUNCT
fbem-12615	114	1	[	[	X
fbem-12615	114	2	7	7	X
fbem-12615	114	3	]	]	X
fbem-12615	114	4	maría	maría	PROPN
fbem-12615	114	5	skarsdóttir	skarsdóttir	PROPN
fbem-12615	114	6	,	,	PUNCT
fbem-12615	114	7	ahmed	ahmed	PROPN
fbem-12615	114	8	w	w	PROPN
fbem-12615	114	9	,	,	PUNCT
fbem-12615	114	10	antonio	antonio	PROPN
fbem-12615	114	11	k	k	PROPN
fbem-12615	114	12	,	,	PUNCT
fbem-12615	114	13	et	et	PROPN
fbem-12615	114	14	al.social	al.social	PROPN
fbem-12615	114	15	network	network	NOUN
fbem-12615	114	16	analytics	analytic	NOUN
fbem-12615	114	17	for	for	ADP
fbem-12615	114	18	supervised	supervised	ADJ
fbem-12615	114	19	fraud	fraud	NOUN
fbem-12615	114	20	detection	detection	NOUN
fbem-12615	114	21	in	in	ADP
fbem-12615	114	22	insurance[j].risk	insurance[j].risk	PROPN
fbem-12615	114	23	analysis	analysis	NOUN
fbem-12615	114	24	,	,	PUNCT
fbem-12615	114	25	2021	2021	NUM
fbem-12615	114	26	,	,	PUNCT
fbem-12615	114	27	14(4):3	14(4):3	NUM
fbem-12615	114	28	-	-	SYM
fbem-12615	114	29	7	7	NUM
fbem-12615	114	30	.	.	PUNCT
fbem-12615	115	1	[	[	X
fbem-12615	115	2	8	8	NUM
fbem-12615	115	3	]	]	X
fbem-12615	115	4	haiche	haiche	NOUN
fbem-12615	115	5	l.research	l.research	NOUN
fbem-12615	115	6	on	on	ADP
fbem-12615	115	7	anti	anti	ADJ
fbem-12615	115	8	-	-	ADJ
fbem-12615	115	9	fraud	fraud	ADJ
fbem-12615	115	10	legal	legal	ADJ
fbem-12615	115	11	measures	measure	NOUN
fbem-12615	115	12	of	of	ADP
fbem-12615	115	13	commercial	commercial	ADJ
fbem-12615	115	14	medical	medical	ADJ
fbem-12615	115	15	insurance[j].medicine	insurance[j].medicine	NOUN
fbem-12615	115	16	and	and	CCONJ
fbem-12615	115	17	society	society	NOUN
fbem-12615	115	18	,	,	PUNCT
fbem-12615	115	19	2022	2022	NUM
fbem-12615	115	20	,	,	PUNCT
fbem-12615	115	21	23(7):10	23(7):10	NOUN
fbem-12615	115	22	-	-	SYM
fbem-12615	115	23	15	15	NUM
fbem-12615	115	24	.	.	PUNCT
fbem-12615	116	1	[	[	X
fbem-12615	116	2	9	9	NUM
fbem-12615	116	3	]	]	X
fbem-12615	116	4	wang	wang	PROPN
fbem-12615	116	5	s	s	PROPN
fbem-12615	116	6	,	,	PUNCT
fbem-12615	116	7	zhuang	zhuang	PROPN
fbem-12615	116	8	j	j	PROPN
fbem-12615	116	9	,	,	PUNCT
fbem-12615	116	10	zheng	zheng	PROPN
fbem-12615	116	11	j	j	PROPN
fbem-12615	116	12	,	,	PUNCT
fbem-12615	116	13	et	et	PROPN
fbem-12615	116	14	al.application	al.application	NOUN
fbem-12615	116	15	of	of	ADP
fbem-12615	116	16	bayesian	bayesian	NOUN
fbem-12615	116	17	hyperparameter	hyperparameter	NOUN
fbem-12615	116	18	optimized	optimize	VERB
fbem-12615	116	19	random	random	ADJ
fbem-12615	116	20	forest	forest	NOUN
fbem-12615	116	21	and	and	CCONJ
fbem-12615	116	22	xgboost	xgboost	ADV
fbem-12615	116	23	model	model	NOUN
fbem-12615	116	24	for	for	ADP
fbem-12615	116	25	landslide	landslide	NOUN
fbem-12615	116	26	susceptibility	susceptibility	NOUN
fbem-12615	116	27	mapping[j].frontiers	mapping[j].frontier	NOUN
fbem-12615	116	28	in	in	ADP
fbem-12615	116	29	earth	earth	NOUN
fbem-12615	116	30	science	science	NOUN
fbem-12615	116	31	,	,	PUNCT
fbem-12615	116	32	2021	2021	NUM
fbem-12615	116	33	,	,	PUNCT
fbem-12615	116	34	9(8):10	9(8):10	NUM
fbem-12615	116	35	-	-	SYM
fbem-12615	116	36	16	16	NUM
fbem-12615	116	37	.	.	PUNCT
fbem-12615	117	1	[	[	X
fbem-12615	117	2	10	10	NUM
fbem-12615	117	3	]	]	X
fbem-12615	117	4	wang	wang	PROPN
fbem-12615	117	5	xiaohui	xiaohui	PROPN
fbem-12615	117	6	,	,	PUNCT
fbem-12615	117	7	sean	sean	PROPN
fbem-12615	117	8	,	,	PUNCT
fbem-12615	117	9	li	li	PROPN
fbem-12615	117	10	junqing	junqing	PROPN
fbem-12615	117	11	,	,	PUNCT
fbem-12615	117	12	et	et	PROPN
fbem-12615	117	13	al	al	PROPN
fbem-12615	117	14	.	.	PROPN
fbem-12615	117	15	research	research	NOUN
fbem-12615	117	16	on	on	ADP
fbem-12615	117	17	the	the	DET
fbem-12615	117	18	improved	improved	ADJ
fbem-12615	117	19	method	method	NOUN
fbem-12615	117	20	of	of	ADP
fbem-12615	117	21	xgboost	xgboost	PROPN
fbem-12615	117	22	based	base	VERB
fbem-12615	117	23	on	on	ADP
fbem-12615	117	24	genetic	genetic	ADJ
fbem-12615	117	25	algorithm	algorithm	NOUN
fbem-12615	117	26	and	and	CCONJ
fbem-12615	117	27	random	random	ADJ
fbem-12615	117	28	forest	forest	NOUN
fbem-12615	118	1	[	[	X
fbem-12615	118	2	j	j	X
fbem-12615	118	3	]	]	X
fbem-12615	118	4	.	.	PUNCT
fbem-12615	119	1	computer	computer	NOUN
fbem-12615	119	2	science	science	NOUN
fbem-12615	119	3	,	,	PUNCT
fbem-12615	119	4	2020,47	2020,47	NUM
fbem-12615	119	5	(	(	PUNCT
fbem-12615	119	6	s02	s02	PROPN
fbem-12615	119	7	):	):	PUNCT
fbem-12615	119	8	6	6	NUM
fbem-12615	119	9	-	-	SYM
fbem-12615	119	10	9	9	NUM
fbem-12615	119	11	.	.	PUNCT