id	sid	tid	token	lemma	pos
fbem-1428	1	1	frontiers	frontier	NOUN
fbem-1428	1	2	in	in	ADP
fbem-1428	1	3	business	business	NOUN
fbem-1428	1	4	,	,	PUNCT
fbem-1428	1	5	economics	economic	NOUN
fbem-1428	1	6	and	and	CCONJ
fbem-1428	1	7	management	management	NOUN
fbem-1428	1	8	issn	issn	PROPN
fbem-1428	1	9	:	:	PUNCT
fbem-1428	1	10	2766	2766	NUM
fbem-1428	1	11	-	-	PUNCT
fbem-1428	1	12	824x	824x	NUM
fbem-1428	1	13	|	|	ADJ
fbem-1428	1	14	vol	vol	NOUN
fbem-1428	1	15	.	.	PROPN
fbem-1428	2	1	5	5	NUM
fbem-1428	2	2	,	,	PUNCT
fbem-1428	2	3	no	no	INTJ
fbem-1428	2	4	.	.	NOUN
fbem-1428	2	5	1	1	NUM
fbem-1428	2	6	,	,	PUNCT
fbem-1428	2	7	2022	2022	NUM
fbem-1428	2	8	44	44	NUM
fbem-1428	2	9	research	research	NOUN
fbem-1428	2	10	on	on	ADP
fbem-1428	2	11	the	the	DET
fbem-1428	2	12	effect	effect	NOUN
fbem-1428	2	13	of	of	ADP
fbem-1428	2	14	digital	digital	ADJ
fbem-1428	2	15	finance	finance	NOUN
fbem-1428	2	16	on	on	ADP
fbem-1428	2	17	the	the	DET
fbem-1428	2	18	transformation	transformation	NOUN
fbem-1428	2	19	and	and	CCONJ
fbem-1428	2	20	upgrading	upgrading	NOUN
fbem-1428	2	21	of	of	ADP
fbem-1428	2	22	residents	resident	NOUN
fbem-1428	2	23	'	'	PART
fbem-1428	2	24	consumption	consumption	NOUN
fbem-1428	2	25	structure	structure	NOUN
fbem-1428	2	26	yuxi	yuxi	PROPN
fbem-1428	2	27	li	li	PROPN
fbem-1428	2	28	,	,	PUNCT
fbem-1428	2	29	guiyu	guiyu	PROPN
fbem-1428	2	30	zhao	zhao	PROPN
fbem-1428	2	31	,	,	PUNCT
fbem-1428	2	32	yuntao	yuntao	PROPN
fbem-1428	2	33	qiang	qiang	PROPN
fbem-1428	2	34	and	and	CCONJ
fbem-1428	2	35	jibing	jibing	PROPN
fbem-1428	2	36	wu	wu	PROPN
fbem-1428	2	37	school	school	PROPN
fbem-1428	2	38	of	of	ADP
fbem-1428	2	39	anhui	anhui	PROPN
fbem-1428	2	40	university	university	PROPN
fbem-1428	2	41	of	of	ADP
fbem-1428	2	42	finance	finance	NOUN
fbem-1428	2	43	and	and	CCONJ
fbem-1428	2	44	economics	economic	NOUN
fbem-1428	2	45	,	,	PUNCT
fbem-1428	2	46	bengbu	bengbu	NOUN
fbem-1428	2	47	,	,	PUNCT
fbem-1428	2	48	233000	233000	NUM
fbem-1428	2	49	,	,	PUNCT
fbem-1428	2	50	china	china	PROPN
fbem-1428	2	51	abstract	abstract	NOUN
fbem-1428	2	52	:	:	PUNCT
fbem-1428	2	53	the	the	DET
fbem-1428	2	54	effect	effect	NOUN
fbem-1428	2	55	of	of	ADP
fbem-1428	2	56	digital	digital	ADJ
fbem-1428	2	57	finance	finance	NOUN
fbem-1428	2	58	on	on	ADP
fbem-1428	2	59	the	the	DET
fbem-1428	2	60	upgrading	upgrading	NOUN
fbem-1428	2	61	of	of	ADP
fbem-1428	2	62	china	china	PROPN
fbem-1428	2	63	's	's	PART
fbem-1428	2	64	resident	resident	ADJ
fbem-1428	2	65	consumption	consumption	NOUN
fbem-1428	2	66	structure	structure	NOUN
fbem-1428	2	67	,	,	PUNCT
fbem-1428	2	68	at	at	ADP
fbem-1428	2	69	this	this	DET
fbem-1428	2	70	stage	stage	NOUN
fbem-1428	2	71	of	of	ADP
fbem-1428	2	72	china	china	PROPN
fbem-1428	2	73	's	's	PART
fbem-1428	2	74	expansion	expansion	NOUN
fbem-1428	2	75	of	of	ADP
fbem-1428	2	76	domestic	domestic	ADJ
fbem-1428	2	77	demand	demand	NOUN
fbem-1428	2	78	,	,	PUNCT
fbem-1428	2	79	transformation	transformation	NOUN
fbem-1428	2	80	and	and	CCONJ
fbem-1428	2	81	development	development	NOUN
fbem-1428	2	82	of	of	ADP
fbem-1428	2	83	new	new	ADJ
fbem-1428	2	84	momentum	momentum	NOUN
fbem-1428	2	85	,	,	PUNCT
fbem-1428	2	86	economic	economic	ADJ
fbem-1428	2	87	shifting	shift	VERB
fbem-1428	2	88	transformation	transformation	NOUN
fbem-1428	2	89	is	be	AUX
fbem-1428	2	90	extremely	extremely	ADV
fbem-1428	2	91	important	important	ADJ
fbem-1428	2	92	,	,	PUNCT
fbem-1428	2	93	can	can	AUX
fbem-1428	2	94	greatly	greatly	ADV
fbem-1428	2	95	improve	improve	VERB
fbem-1428	2	96	the	the	DET
fbem-1428	2	97	efficiency	efficiency	NOUN
fbem-1428	2	98	of	of	ADP
fbem-1428	2	99	capital	capital	NOUN
fbem-1428	2	100	allocation	allocation	NOUN
fbem-1428	2	101	in	in	ADP
fbem-1428	2	102	the	the	DET
fbem-1428	2	103	real	real	ADJ
fbem-1428	2	104	economy	economy	NOUN
fbem-1428	2	105	,	,	PUNCT
fbem-1428	2	106	most	most	ADJ
fbem-1428	2	107	scholars	scholar	NOUN
fbem-1428	2	108	agree	agree	VERB
fbem-1428	2	109	that	that	SCONJ
fbem-1428	2	110	digital	digital	ADJ
fbem-1428	2	111	finance	finance	NOUN
fbem-1428	2	112	can	can	AUX
fbem-1428	2	113	improve	improve	VERB
fbem-1428	2	114	the	the	DET
fbem-1428	2	115	consumption	consumption	NOUN
fbem-1428	2	116	level	level	NOUN
fbem-1428	2	117	of	of	ADP
fbem-1428	2	118	residents	resident	NOUN
fbem-1428	2	119	and	and	CCONJ
fbem-1428	2	120	optimize	optimize	VERB
fbem-1428	2	121	the	the	DET
fbem-1428	2	122	consumption	consumption	NOUN
fbem-1428	2	123	structure	structure	NOUN
fbem-1428	2	124	of	of	ADP
fbem-1428	2	125	residents	resident	NOUN
fbem-1428	2	126	,	,	PUNCT
fbem-1428	2	127	this	this	DET
fbem-1428	2	128	paper	paper	NOUN
fbem-1428	2	129	from	from	ADP
fbem-1428	2	130	the	the	DET
fbem-1428	2	131	perspective	perspective	NOUN
fbem-1428	2	132	of	of	ADP
fbem-1428	2	133	reducing	reduce	VERB
fbem-1428	2	134	the	the	DET
fbem-1428	2	135	consumption	consumption	NOUN
fbem-1428	2	136	gap	gap	NOUN
fbem-1428	2	137	between	between	ADP
fbem-1428	2	138	urban	urban	ADJ
fbem-1428	2	139	and	and	CCONJ
fbem-1428	2	140	rural	rural	ADJ
fbem-1428	2	141	residents	resident	NOUN
fbem-1428	2	142	,	,	PUNCT
fbem-1428	2	143	narrowing	narrow	VERB
fbem-1428	2	144	the	the	DET
fbem-1428	2	145	consumption	consumption	NOUN
fbem-1428	2	146	gap	gap	NOUN
fbem-1428	2	147	of	of	ADP
fbem-1428	2	148	different	different	ADJ
fbem-1428	2	149	income	income	NOUN
fbem-1428	2	150	groups	group	NOUN
fbem-1428	2	151	,	,	PUNCT
fbem-1428	2	152	breaking	break	VERB
fbem-1428	2	153	the	the	DET
fbem-1428	2	154	consumption	consumption	NOUN
fbem-1428	2	155	gap	gap	NOUN
fbem-1428	2	156	of	of	ADP
fbem-1428	2	157	different	different	ADJ
fbem-1428	2	158	age	age	NOUN
fbem-1428	2	159	groups	group	NOUN
fbem-1428	2	160	to	to	PART
fbem-1428	2	161	study	study	VERB
fbem-1428	2	162	the	the	DET
fbem-1428	2	163	impact	impact	NOUN
fbem-1428	2	164	of	of	ADP
fbem-1428	2	165	digital	digital	ADJ
fbem-1428	2	166	finance	finance	NOUN
fbem-1428	2	167	on	on	ADP
fbem-1428	2	168	china	china	PROPN
fbem-1428	2	169	's	's	PART
fbem-1428	2	170	consumption	consumption	NOUN
fbem-1428	2	171	structure	structure	NOUN
fbem-1428	2	172	.	.	PUNCT
fbem-1428	3	1	keywords	keyword	NOUN
fbem-1428	3	2	:	:	PUNCT
fbem-1428	3	3	digital	digital	ADJ
fbem-1428	3	4	finance	finance	NOUN
fbem-1428	3	5	,	,	PUNCT
fbem-1428	3	6	consumption	consumption	NOUN
fbem-1428	3	7	structure	structure	NOUN
fbem-1428	3	8	,	,	PUNCT
fbem-1428	3	9	upgrade	upgrade	VERB
fbem-1428	3	10	,	,	PUNCT
fbem-1428	3	11	effect	effect	NOUN
fbem-1428	3	12	.	.	PUNCT
fbem-1428	4	1	1	1	X
fbem-1428	4	2	.	.	X
fbem-1428	4	3	introduction	introduction	NOUN
fbem-1428	4	4	digital	digital	ADJ
fbem-1428	4	5	finance	finance	NOUN
fbem-1428	4	6	as	as	ADP
fbem-1428	4	7	an	an	DET
fbem-1428	4	8	emerging	emerge	VERB
fbem-1428	4	9	field	field	NOUN
fbem-1428	4	10	of	of	ADP
fbem-1428	4	11	finance	finance	NOUN
fbem-1428	4	12	,	,	PUNCT
fbem-1428	4	13	its	its	PRON
fbem-1428	4	14	concept	concept	NOUN
fbem-1428	4	15	is	be	AUX
fbem-1428	4	16	relatively	relatively	ADV
fbem-1428	4	17	new	new	ADJ
fbem-1428	4	18	and	and	CCONJ
fbem-1428	4	19	rapid	rapid	ADJ
fbem-1428	4	20	development	development	NOUN
fbem-1428	4	21	,	,	PUNCT
fbem-1428	4	22	this	this	DET
fbem-1428	4	23	project	project	NOUN
fbem-1428	4	24	keeps	keep	VERB
fbem-1428	4	25	pace	pace	NOUN
fbem-1428	4	26	with	with	ADP
fbem-1428	4	27	the	the	DET
fbem-1428	4	28	times	time	NOUN
fbem-1428	4	29	,	,	PUNCT
fbem-1428	4	30	combined	combine	VERB
fbem-1428	4	31	with	with	ADP
fbem-1428	4	32	its	its	PRON
fbem-1428	4	33	latest	late	ADJ
fbem-1428	4	34	characteristics	characteristic	NOUN
fbem-1428	4	35	of	of	ADP
fbem-1428	4	36	its	its	PRON
fbem-1428	4	37	analysis	analysis	NOUN
fbem-1428	4	38	of	of	ADP
fbem-1428	4	39	its	its	PRON
fbem-1428	4	40	development	development	NOUN
fbem-1428	4	41	process	process	NOUN
fbem-1428	4	42	,	,	PUNCT
fbem-1428	4	43	model	model	NOUN
fbem-1428	4	44	and	and	CCONJ
fbem-1428	4	45	risks	risk	NOUN
fbem-1428	4	46	and	and	CCONJ
fbem-1428	4	47	other	other	ADJ
fbem-1428	4	48	status	status	NOUN
fbem-1428	4	49	quo	quo	NOUN
fbem-1428	4	50	,	,	PUNCT
fbem-1428	4	51	the	the	DET
fbem-1428	4	52	analysis	analysis	NOUN
fbem-1428	4	53	is	be	AUX
fbem-1428	4	54	more	more	ADV
fbem-1428	4	55	objective	objective	ADJ
fbem-1428	4	56	and	and	CCONJ
fbem-1428	4	57	comprehensive	comprehensive	ADJ
fbem-1428	4	58	,	,	PUNCT
fbem-1428	4	59	can	can	AUX
fbem-1428	4	60	be	be	AUX
fbem-1428	4	61	used	use	VERB
fbem-1428	4	62	as	as	ADP
fbem-1428	4	63	the	the	DET
fbem-1428	4	64	latest	late	ADJ
fbem-1428	4	65	reference	reference	NOUN
fbem-1428	4	66	to	to	PART
fbem-1428	4	67	follow	follow	VERB
fbem-1428	4	68	up	up	ADP
fbem-1428	4	69	its	its	PRON
fbem-1428	4	70	development	development	NOUN
fbem-1428	4	71	overview	overview	NOUN
fbem-1428	4	72	;	;	PUNCT
fbem-1428	4	73	secondly	secondly	ADV
fbem-1428	4	74	,	,	PUNCT
fbem-1428	4	75	there	there	PRON
fbem-1428	4	76	are	be	VERB
fbem-1428	4	77	few	few	ADJ
fbem-1428	4	78	results	result	NOUN
fbem-1428	4	79	in	in	ADP
fbem-1428	4	80	the	the	DET
fbem-1428	4	81	exploration	exploration	NOUN
fbem-1428	4	82	of	of	ADP
fbem-1428	4	83	its	its	PRON
fbem-1428	4	84	combination	combination	NOUN
fbem-1428	4	85	with	with	ADP
fbem-1428	4	86	consumption	consumption	NOUN
fbem-1428	4	87	structure	structure	NOUN
fbem-1428	4	88	,	,	PUNCT
fbem-1428	4	89	and	and	CCONJ
fbem-1428	4	90	the	the	DET
fbem-1428	4	91	theoretical	theoretical	ADJ
fbem-1428	4	92	and	and	CCONJ
fbem-1428	4	93	empirical	empirical	ADJ
fbem-1428	4	94	exploration	exploration	NOUN
fbem-1428	4	95	of	of	ADP
fbem-1428	4	96	the	the	DET
fbem-1428	4	97	relationship	relationship	NOUN
fbem-1428	4	98	between	between	ADP
fbem-1428	4	99	the	the	DET
fbem-1428	4	100	two	two	NUM
fbem-1428	4	101	in	in	ADP
fbem-1428	4	102	this	this	DET
fbem-1428	4	103	paper	paper	NOUN
fbem-1428	4	104	is	be	AUX
fbem-1428	4	105	conducive	conducive	ADJ
fbem-1428	4	106	to	to	ADP
fbem-1428	4	107	enriching	enrich	VERB
fbem-1428	4	108	the	the	DET
fbem-1428	4	109	research	research	NOUN
fbem-1428	4	110	results	result	NOUN
fbem-1428	4	111	and	and	CCONJ
fbem-1428	4	112	expanding	expand	VERB
fbem-1428	4	113	the	the	DET
fbem-1428	4	114	relevant	relevant	ADJ
fbem-1428	4	115	research	research	NOUN
fbem-1428	4	116	.	.	PUNCT
fbem-1428	5	1	2	2	X
fbem-1428	5	2	.	.	X
fbem-1428	5	3	the	the	DET
fbem-1428	5	4	current	current	ADJ
fbem-1428	5	5	status	status	NOUN
fbem-1428	5	6	of	of	ADP
fbem-1428	5	7	digital	digital	ADJ
fbem-1428	5	8	finance	finance	NOUN
fbem-1428	5	9	jiang	jiang	PROPN
fbem-1428	5	10	qingzheng	qingzheng	PROPN
fbem-1428	5	11	et	et	PROPN
fbem-1428	5	12	al	al	PROPN
fbem-1428	5	13	.	.	PROPN
fbem-1428	6	1	(	(	PUNCT
fbem-1428	6	2	2019	2019	NUM
fbem-1428	6	3	)	)	PUNCT
fbem-1428	6	4	found	find	VERB
fbem-1428	6	5	that	that	SCONJ
fbem-1428	6	6	the	the	DET
fbem-1428	6	7	level	level	NOUN
fbem-1428	6	8	of	of	ADP
fbem-1428	6	9	digital	digital	ADJ
fbem-1428	6	10	finance	finance	NOUN
fbem-1428	6	11	development	development	NOUN
fbem-1428	6	12	is	be	AUX
fbem-1428	6	13	positively	positively	ADV
fbem-1428	6	14	correlated	correlate	VERB
fbem-1428	6	15	with	with	ADP
fbem-1428	6	16	urbanization	urbanization	NOUN
fbem-1428	6	17	and	and	CCONJ
fbem-1428	6	18	economic	economic	ADJ
fbem-1428	6	19	development	development	NOUN
fbem-1428	6	20	;	;	PUNCT
fbem-1428	6	21	ge	ge	PROPN
fbem-1428	6	22	heping	heping	PROPN
fbem-1428	6	23	and	and	CCONJ
fbem-1428	6	24	zhu	zhu	PROPN
fbem-1428	6	25	huiwen	huiwen	NOUN
fbem-1428	6	26	(	(	PUNCT
fbem-1428	6	27	2018	2018	NUM
fbem-1428	6	28	)	)	PUNCT
fbem-1428	6	29	show	show	VERB
fbem-1428	6	30	that	that	SCONJ
fbem-1428	6	31	the	the	DET
fbem-1428	6	32	level	level	NOUN
fbem-1428	6	33	of	of	ADP
fbem-1428	6	34	economic	economic	ADJ
fbem-1428	6	35	development	development	NOUN
fbem-1428	6	36	of	of	ADP
fbem-1428	6	37	a	a	DET
fbem-1428	6	38	region	region	NOUN
fbem-1428	6	39	and	and	CCONJ
fbem-1428	6	40	the	the	DET
fbem-1428	6	41	digital	digital	ADJ
fbem-1428	6	42	financial	financial	ADJ
fbem-1428	6	43	index	index	NOUN
fbem-1428	6	44	of	of	ADP
fbem-1428	6	45	the	the	DET
fbem-1428	6	46	region	region	NOUN
fbem-1428	6	47	are	be	AUX
fbem-1428	6	48	not	not	PART
fbem-1428	6	49	linear	linear	ADJ
fbem-1428	6	50	,	,	PUNCT
fbem-1428	6	51	but	but	CCONJ
fbem-1428	6	52	u	u	NOUN
fbem-1428	6	53	-	-	VERB
fbem-1428	6	54	shaped	shaped	ADJ
fbem-1428	6	55	.	.	PUNCT
fbem-1428	7	1	cheng	cheng	PROPN
fbem-1428	7	2	xuezhen	xuezhen	PROPN
fbem-1428	7	3	,	,	PUNCT
fbem-1428	7	4	gong	gong	PROPN
fbem-1428	7	5	qinyi	qinyi	PROPN
fbem-1428	7	6	(	(	PUNCT
fbem-1428	7	7	2020	2020	NUM
fbem-1428	7	8	)	)	PUNCT
fbem-1428	7	9	,	,	PUNCT
fbem-1428	7	10	he	he	PRON
fbem-1428	7	11	jian	jian	PROPN
fbem-1428	7	12	,	,	PUNCT
fbem-1428	7	13	zhang	zhang	PROPN
fbem-1428	7	14	hongmei	hongmei	PROPN
fbem-1428	7	15	(	(	PUNCT
fbem-1428	7	16	2020	2020	NUM
fbem-1428	7	17	)	)	PUNCT
fbem-1428	7	18	found	find	VERB
fbem-1428	7	19	that	that	SCONJ
fbem-1428	7	20	digital	digital	ADJ
fbem-1428	7	21	finance	finance	NOUN
fbem-1428	7	22	has	have	VERB
fbem-1428	7	23	a	a	DET
fbem-1428	7	24	significant	significant	ADJ
fbem-1428	7	25	role	role	NOUN
fbem-1428	7	26	in	in	ADP
fbem-1428	7	27	promoting	promote	VERB
fbem-1428	7	28	the	the	DET
fbem-1428	7	29	development	development	NOUN
fbem-1428	7	30	of	of	ADP
fbem-1428	7	31	the	the	DET
fbem-1428	7	32	real	real	ADJ
fbem-1428	7	33	economy	economy	NOUN
fbem-1428	7	34	and	and	CCONJ
fbem-1428	7	35	high	high	ADJ
fbem-1428	7	36	-	-	PUNCT
fbem-1428	7	37	quality	quality	NOUN
fbem-1428	7	38	economic	economic	ADJ
fbem-1428	7	39	development	development	NOUN
fbem-1428	7	40	and	and	CCONJ
fbem-1428	7	41	has	have	VERB
fbem-1428	7	42	regional	regional	ADJ
fbem-1428	7	43	heterogeneity	heterogeneity	NOUN
fbem-1428	7	44	.	.	PUNCT
fbem-1428	8	1	chen	chen	PROPN
fbem-1428	8	2	chanji	chanji	PROPN
fbem-1428	8	3	and	and	CCONJ
fbem-1428	8	4	yue	yue	PROPN
fbem-1428	8	5	yuzhu	yuzhu	PROPN
fbem-1428	8	6	(	(	PUNCT
fbem-1428	8	7	2018	2018	NUM
fbem-1428	8	8	)	)	PUNCT
fbem-1428	8	9	believe	believe	VERB
fbem-1428	8	10	that	that	SCONJ
fbem-1428	8	11	consumption	consumption	NOUN
fbem-1428	8	12	,	,	PUNCT
fbem-1428	8	13	investment	investment	NOUN
fbem-1428	8	14	and	and	CCONJ
fbem-1428	8	15	net	net	ADJ
fbem-1428	8	16	exports	export	NOUN
fbem-1428	8	17	are	be	AUX
fbem-1428	8	18	the	the	DET
fbem-1428	8	19	three	three	NUM
fbem-1428	8	20	main	main	ADJ
fbem-1428	8	21	paths	path	NOUN
fbem-1428	8	22	for	for	ADP
fbem-1428	8	23	digital	digital	ADJ
fbem-1428	8	24	inclusive	inclusive	ADJ
fbem-1428	8	25	finance	finance	NOUN
fbem-1428	8	26	to	to	PART
fbem-1428	8	27	promote	promote	VERB
fbem-1428	8	28	economic	economic	ADJ
fbem-1428	8	29	growth	growth	NOUN
fbem-1428	8	30	,	,	PUNCT
fbem-1428	8	31	of	of	ADP
fbem-1428	8	32	which	which	PRON
fbem-1428	8	33	the	the	DET
fbem-1428	8	34	pulling	pull	VERB
fbem-1428	8	35	effect	effect	NOUN
fbem-1428	8	36	of	of	ADP
fbem-1428	8	37	digital	digital	ADJ
fbem-1428	8	38	finance	finance	NOUN
fbem-1428	8	39	on	on	ADP
fbem-1428	8	40	economic	economic	ADJ
fbem-1428	8	41	growth	growth	NOUN
fbem-1428	8	42	is	be	AUX
fbem-1428	8	43	decreasing	decrease	VERB
fbem-1428	8	44	in	in	ADP
fbem-1428	8	45	the	the	DET
fbem-1428	8	46	west	west	NOUN
fbem-1428	8	47	,	,	PUNCT
fbem-1428	8	48	middle	middle	NOUN
fbem-1428	8	49	and	and	CCONJ
fbem-1428	8	50	east	east	NOUN
fbem-1428	8	51	.	.	PUNCT
fbem-1428	9	1	liu	liu	PROPN
fbem-1428	9	2	ruining	ruin	VERB
fbem-1428	9	3	et	et	PROPN
fbem-1428	9	4	al	al	PROPN
fbem-1428	9	5	.	.	PROPN
fbem-1428	10	1	(	(	PUNCT
fbem-1428	10	2	2019	2019	NUM
fbem-1428	10	3	)	)	PUNCT
fbem-1428	10	4	proposed	propose	VERB
fbem-1428	10	5	that	that	SCONJ
fbem-1428	10	6	digital	digital	ADJ
fbem-1428	10	7	inclusive	inclusive	ADJ
fbem-1428	10	8	finance	finance	NOUN
fbem-1428	10	9	can	can	AUX
fbem-1428	10	10	greatly	greatly	ADV
fbem-1428	10	11	improve	improve	VERB
fbem-1428	10	12	the	the	DET
fbem-1428	10	13	efficiency	efficiency	NOUN
fbem-1428	10	14	of	of	ADP
fbem-1428	10	15	capital	capital	NOUN
fbem-1428	10	16	allocation	allocation	NOUN
fbem-1428	10	17	in	in	ADP
fbem-1428	10	18	the	the	DET
fbem-1428	10	19	real	real	ADJ
fbem-1428	10	20	economy	economy	NOUN
fbem-1428	10	21	,	,	PUNCT
fbem-1428	10	22	and	and	CCONJ
fbem-1428	10	23	play	play	VERB
fbem-1428	10	24	the	the	DET
fbem-1428	10	25	greatest	great	ADJ
fbem-1428	10	26	role	role	NOUN
fbem-1428	10	27	in	in	ADP
fbem-1428	10	28	the	the	DET
fbem-1428	10	29	western	western	ADJ
fbem-1428	10	30	region	region	NOUN
fbem-1428	10	31	in	in	ADP
fbem-1428	10	32	this	this	DET
fbem-1428	10	33	regard	regard	NOUN
fbem-1428	10	34	.	.	PUNCT
fbem-1428	11	1	in	in	ADP
fbem-1428	11	2	terms	term	NOUN
fbem-1428	11	3	of	of	ADP
fbem-1428	11	4	empirical	empirical	ADJ
fbem-1428	11	5	analysis	analysis	NOUN
fbem-1428	11	6	methods	method	NOUN
fbem-1428	11	7	,	,	PUNCT
fbem-1428	11	8	ols	ol	NOUN
fbem-1428	11	9	,	,	PUNCT
fbem-1428	11	10	panel	panel	NOUN
fbem-1428	11	11	fixed	fix	VERB
fbem-1428	11	12	effect	effect	NOUN
fbem-1428	11	13	or	or	CCONJ
fbem-1428	11	14	bidirectional	bidirectional	ADJ
fbem-1428	11	15	fixed	fix	VERB
fbem-1428	11	16	effect	effect	NOUN
fbem-1428	11	17	model	model	NOUN
fbem-1428	11	18	are	be	AUX
fbem-1428	11	19	mostly	mostly	ADV
fbem-1428	11	20	used	use	VERB
fbem-1428	11	21	,	,	PUNCT
fbem-1428	11	22	and	and	CCONJ
fbem-1428	11	23	aids	aids	PROPN
fbem-1428	11	24	model	model	NOUN
fbem-1428	11	25	,	,	PUNCT
fbem-1428	11	26	mediation	mediation	NOUN
fbem-1428	11	27	effect	effect	NOUN
fbem-1428	11	28	model	model	NOUN
fbem-1428	11	29	,	,	PUNCT
fbem-1428	11	30	var	var	PROPN
fbem-1428	11	31	,	,	PUNCT
fbem-1428	11	32	spatial	spatial	ADJ
fbem-1428	11	33	econometric	econometric	ADJ
fbem-1428	11	34	model	model	NOUN
fbem-1428	11	35	and	and	CCONJ
fbem-1428	11	36	threshold	threshold	NOUN
fbem-1428	11	37	model	model	NOUN
fbem-1428	11	38	are	be	AUX
fbem-1428	11	39	rarely	rarely	ADV
fbem-1428	11	40	used	use	VERB
fbem-1428	11	41	.	.	PUNCT
fbem-1428	12	1	most	most	ADJ
fbem-1428	12	2	scholars	scholar	NOUN
fbem-1428	12	3	agree	agree	VERB
fbem-1428	12	4	that	that	SCONJ
fbem-1428	12	5	digital	digital	ADJ
fbem-1428	12	6	finance	finance	NOUN
fbem-1428	12	7	can	can	AUX
fbem-1428	12	8	improve	improve	VERB
fbem-1428	12	9	the	the	DET
fbem-1428	12	10	consumption	consumption	NOUN
fbem-1428	12	11	level	level	NOUN
fbem-1428	12	12	of	of	ADP
fbem-1428	12	13	residents	resident	NOUN
fbem-1428	12	14	and	and	CCONJ
fbem-1428	12	15	optimize	optimize	VERB
fbem-1428	12	16	the	the	DET
fbem-1428	12	17	consumption	consumption	NOUN
fbem-1428	12	18	structure	structure	NOUN
fbem-1428	12	19	of	of	ADP
fbem-1428	12	20	residents	resident	NOUN
fbem-1428	12	21	,	,	PUNCT
fbem-1428	12	22	but	but	CCONJ
fbem-1428	12	23	there	there	PRON
fbem-1428	12	24	are	be	VERB
fbem-1428	12	25	still	still	ADV
fbem-1428	12	26	relatively	relatively	ADV
fbem-1428	12	27	few	few	ADJ
fbem-1428	12	28	literature	literature	NOUN
fbem-1428	12	29	specializing	specialize	VERB
fbem-1428	12	30	in	in	ADP
fbem-1428	12	31	digital	digital	ADJ
fbem-1428	12	32	finance	finance	NOUN
fbem-1428	12	33	and	and	CCONJ
fbem-1428	12	34	consumption	consumption	NOUN
fbem-1428	12	35	structure	structure	NOUN
fbem-1428	12	36	upgrading	upgrading	NOUN
fbem-1428	12	37	,	,	PUNCT
fbem-1428	12	38	and	and	CCONJ
fbem-1428	12	39	there	there	PRON
fbem-1428	12	40	are	be	VERB
fbem-1428	12	41	too	too	ADV
fbem-1428	12	42	many	many	ADJ
fbem-1428	12	43	concerns	concern	NOUN
fbem-1428	12	44	about	about	ADP
fbem-1428	12	45	the	the	DET
fbem-1428	12	46	total	total	ADJ
fbem-1428	12	47	consumption	consumption	NOUN
fbem-1428	12	48	and	and	CCONJ
fbem-1428	12	49	ignore	ignore	VERB
fbem-1428	12	50	the	the	DET
fbem-1428	12	51	structure	structure	NOUN
fbem-1428	12	52	.	.	PUNCT
fbem-1428	13	1	3	3	X
fbem-1428	13	2	.	.	X
fbem-1428	13	3	the	the	DET
fbem-1428	13	4	importance	importance	NOUN
fbem-1428	13	5	of	of	ADP
fbem-1428	13	6	digital	digital	ADJ
fbem-1428	13	7	finance	finance	NOUN
fbem-1428	13	8	in	in	ADP
fbem-1428	13	9	the	the	DET
fbem-1428	13	10	transformation	transformation	NOUN
fbem-1428	13	11	and	and	CCONJ
fbem-1428	13	12	upgrading	upgrading	NOUN
fbem-1428	13	13	of	of	ADP
fbem-1428	13	14	residents	resident	NOUN
fbem-1428	13	15	'	'	PART
fbem-1428	13	16	consumption	consumption	NOUN
fbem-1428	13	17	structure	structure	NOUN
fbem-1428	13	18	3.1	3.1	NUM
fbem-1428	13	19	.	.	PUNCT
fbem-1428	13	20	reduce	reduce	VERB
fbem-1428	13	21	the	the	DET
fbem-1428	13	22	gap	gap	NOUN
fbem-1428	13	23	between	between	ADP
fbem-1428	13	24	urban	urban	ADJ
fbem-1428	13	25	and	and	CCONJ
fbem-1428	13	26	rural	rural	ADJ
fbem-1428	13	27	residents	resident	NOUN
fbem-1428	13	28	'	'	PART
fbem-1428	13	29	consumption	consumption	NOUN
fbem-1428	13	30	the	the	DET
fbem-1428	13	31	most	most	ADV
fbem-1428	13	32	important	important	ADJ
fbem-1428	13	33	gap	gap	NOUN
fbem-1428	13	34	in	in	ADP
fbem-1428	13	35	the	the	DET
fbem-1428	13	36	field	field	NOUN
fbem-1428	13	37	of	of	ADP
fbem-1428	13	38	consumption	consumption	NOUN
fbem-1428	13	39	of	of	ADP
fbem-1428	13	40	urban	urban	ADJ
fbem-1428	13	41	and	and	CCONJ
fbem-1428	13	42	rural	rural	ADJ
fbem-1428	13	43	residents	resident	NOUN
fbem-1428	13	44	is	be	AUX
fbem-1428	13	45	manifested	manifest	VERB
fbem-1428	13	46	in	in	ADP
fbem-1428	13	47	three	three	NUM
fbem-1428	13	48	aspects	aspect	NOUN
fbem-1428	13	49	:	:	PUNCT
fbem-1428	13	50	first	first	ADV
fbem-1428	13	51	,	,	PUNCT
fbem-1428	13	52	the	the	DET
fbem-1428	13	53	overall	overall	ADJ
fbem-1428	13	54	gap	gap	NOUN
fbem-1428	13	55	.	.	PUNCT
fbem-1428	14	1	affected	affect	VERB
fbem-1428	14	2	by	by	ADP
fbem-1428	14	3	the	the	DET
fbem-1428	14	4	consumption	consumption	NOUN
fbem-1428	14	5	environment	environment	NOUN
fbem-1428	14	6	,	,	PUNCT
fbem-1428	14	7	income	income	NOUN
fbem-1428	14	8	level	level	NOUN
fbem-1428	14	9	and	and	CCONJ
fbem-1428	14	10	consumption	consumption	NOUN
fbem-1428	14	11	concept	concept	NOUN
fbem-1428	14	12	,	,	PUNCT
fbem-1428	14	13	the	the	DET
fbem-1428	14	14	consumption	consumption	NOUN
fbem-1428	14	15	structure	structure	NOUN
fbem-1428	14	16	of	of	ADP
fbem-1428	14	17	urban	urban	ADJ
fbem-1428	14	18	and	and	CCONJ
fbem-1428	14	19	rural	rural	ADJ
fbem-1428	14	20	residents	resident	NOUN
fbem-1428	14	21	varies	vary	VERB
fbem-1428	14	22	greatly	greatly	ADV
fbem-1428	14	23	.	.	PUNCT
fbem-1428	15	1	rural	rural	ADJ
fbem-1428	15	2	residents	resident	NOUN
fbem-1428	15	3	are	be	AUX
fbem-1428	15	4	biased	bias	VERB
fbem-1428	15	5	toward	toward	ADP
fbem-1428	15	6	consumption	consumption	NOUN
fbem-1428	15	7	that	that	PRON
fbem-1428	15	8	meets	meet	VERB
fbem-1428	15	9	living	living	NOUN
fbem-1428	15	10	conditions	condition	NOUN
fbem-1428	15	11	,	,	PUNCT
fbem-1428	15	12	while	while	SCONJ
fbem-1428	15	13	urban	urban	ADJ
fbem-1428	15	14	residents	resident	NOUN
fbem-1428	15	15	are	be	AUX
fbem-1428	15	16	biased	bias	VERB
fbem-1428	15	17	towards	towards	ADP
fbem-1428	15	18	highquality	highquality	NOUN
fbem-1428	15	19	living	live	VERB
fbem-1428	15	20	consumption	consumption	NOUN
fbem-1428	15	21	.	.	PUNCT
fbem-1428	16	1	the	the	DET
fbem-1428	16	2	second	second	ADJ
fbem-1428	16	3	is	be	AUX
fbem-1428	16	4	the	the	DET
fbem-1428	16	5	gap	gap	NOUN
fbem-1428	16	6	in	in	ADP
fbem-1428	16	7	consumption	consumption	NOUN
fbem-1428	16	8	quality	quality	NOUN
fbem-1428	16	9	.	.	PUNCT
fbem-1428	17	1	the	the	DET
fbem-1428	17	2	consumption	consumption	NOUN
fbem-1428	17	3	of	of	ADP
fbem-1428	17	4	grain	grain	NOUN
fbem-1428	17	5	and	and	CCONJ
fbem-1428	17	6	vegetables	vegetable	NOUN
fbem-1428	17	7	in	in	ADP
fbem-1428	17	8	the	the	DET
fbem-1428	17	9	food	food	NOUN
fbem-1428	17	10	consumption	consumption	NOUN
fbem-1428	17	11	of	of	ADP
fbem-1428	17	12	urban	urban	ADJ
fbem-1428	17	13	residents	resident	NOUN
fbem-1428	17	14	is	be	AUX
fbem-1428	17	15	significantly	significantly	ADV
fbem-1428	17	16	lower	low	ADJ
fbem-1428	17	17	than	than	ADP
fbem-1428	17	18	that	that	PRON
fbem-1428	17	19	of	of	ADP
fbem-1428	17	20	rural	rural	ADJ
fbem-1428	17	21	residents	resident	NOUN
fbem-1428	17	22	,	,	PUNCT
fbem-1428	17	23	and	and	CCONJ
fbem-1428	17	24	the	the	DET
fbem-1428	17	25	consumption	consumption	NOUN
fbem-1428	17	26	of	of	ADP
fbem-1428	17	27	dairy	dairy	NOUN
fbem-1428	17	28	products	product	NOUN
fbem-1428	17	29	,	,	PUNCT
fbem-1428	17	30	meat	meat	NOUN
fbem-1428	17	31	and	and	CCONJ
fbem-1428	17	32	poultry	poultry	NOUN
fbem-1428	17	33	eggs	egg	NOUN
fbem-1428	17	34	is	be	AUX
fbem-1428	17	35	significantly	significantly	ADV
fbem-1428	17	36	higher	high	ADJ
fbem-1428	17	37	than	than	ADP
fbem-1428	17	38	that	that	PRON
fbem-1428	17	39	of	of	ADP
fbem-1428	17	40	rural	rural	ADJ
fbem-1428	17	41	residents	resident	NOUN
fbem-1428	17	42	.	.	PUNCT
fbem-1428	18	1	the	the	DET
fbem-1428	18	2	third	third	NOUN
fbem-1428	18	3	is	be	AUX
fbem-1428	18	4	the	the	DET
fbem-1428	18	5	gap	gap	NOUN
fbem-1428	18	6	in	in	ADP
fbem-1428	18	7	the	the	DET
fbem-1428	18	8	ownership	ownership	NOUN
fbem-1428	18	9	of	of	ADP
fbem-1428	18	10	durable	durable	ADJ
fbem-1428	18	11	consumer	consumer	NOUN
fbem-1428	18	12	goods	good	NOUN
fbem-1428	18	13	.	.	PUNCT
fbem-1428	19	1	urban	urban	ADJ
fbem-1428	19	2	residents	resident	NOUN
fbem-1428	19	3	generally	generally	ADV
fbem-1428	19	4	have	have	VERB
fbem-1428	19	5	higher	high	ADJ
fbem-1428	19	6	ownership	ownership	NOUN
fbem-1428	19	7	of	of	ADP
fbem-1428	19	8	traditional	traditional	ADJ
fbem-1428	19	9	durable	durable	ADJ
fbem-1428	19	10	consumer	consumer	NOUN
fbem-1428	19	11	goods	good	NOUN
fbem-1428	19	12	(	(	PUNCT
fbem-1428	19	13	televisions	television	NOUN
fbem-1428	19	14	,	,	PUNCT
fbem-1428	19	15	refrigerators	refrigerator	NOUN
fbem-1428	19	16	,	,	PUNCT
fbem-1428	19	17	etc	etc	X
fbem-1428	19	18	.	.	X
fbem-1428	19	19	)	)	PUNCT
fbem-1428	20	1	and	and	CCONJ
fbem-1428	20	2	emerging	emerge	VERB
fbem-1428	20	3	durable	durable	ADJ
fbem-1428	20	4	consumer	consumer	NOUN
fbem-1428	20	5	goods	good	NOUN
fbem-1428	20	6	(	(	PUNCT
fbem-1428	20	7	computers	computer	NOUN
fbem-1428	20	8	,	,	PUNCT
fbem-1428	20	9	automobiles	automobile	NOUN
fbem-1428	20	10	,	,	PUNCT
fbem-1428	20	11	etc	etc	X
fbem-1428	20	12	.	.	X
fbem-1428	20	13	)	)	PUNCT
fbem-1428	20	14	than	than	ADP
fbem-1428	20	15	rural	rural	ADJ
fbem-1428	20	16	residents	resident	NOUN
fbem-1428	20	17	.	.	PUNCT
fbem-1428	21	1	due	due	ADP
fbem-1428	21	2	to	to	ADP
fbem-1428	21	3	the	the	DET
fbem-1428	21	4	long	long	ADV
fbem-1428	21	5	-	-	PUNCT
fbem-1428	21	6	standing	stand	VERB
fbem-1428	21	7	dual	dual	ADJ
fbem-1428	21	8	economic	economic	ADJ
fbem-1428	21	9	structure	structure	NOUN
fbem-1428	21	10	of	of	ADP
fbem-1428	21	11	urban	urban	ADJ
fbem-1428	21	12	and	and	CCONJ
fbem-1428	21	13	rural	rural	ADJ
fbem-1428	21	14	areas	area	NOUN
fbem-1428	21	15	,	,	PUNCT
fbem-1428	21	16	the	the	DET
fbem-1428	21	17	level	level	NOUN
fbem-1428	21	18	of	of	ADP
fbem-1428	21	19	consumption	consumption	NOUN
fbem-1428	21	20	expenditure	expenditure	NOUN
fbem-1428	21	21	of	of	ADP
fbem-1428	21	22	urban	urban	ADJ
fbem-1428	21	23	residents	resident	NOUN
fbem-1428	21	24	in	in	ADP
fbem-1428	21	25	china	china	PROPN
fbem-1428	21	26	is	be	AUX
fbem-1428	21	27	much	much	ADV
fbem-1428	21	28	higher	high	ADJ
fbem-1428	21	29	than	than	ADP
fbem-1428	21	30	that	that	PRON
fbem-1428	21	31	of	of	ADP
fbem-1428	21	32	rural	rural	ADJ
fbem-1428	21	33	residents	resident	NOUN
fbem-1428	21	34	,	,	PUNCT
fbem-1428	21	35	and	and	CCONJ
fbem-1428	21	36	the	the	DET
fbem-1428	21	37	large	large	ADJ
fbem-1428	21	38	gap	gap	NOUN
fbem-1428	21	39	restricts	restrict	VERB
fbem-1428	21	40	the	the	DET
fbem-1428	21	41	process	process	NOUN
fbem-1428	21	42	of	of	ADP
fbem-1428	21	43	urban	urban	ADJ
fbem-1428	21	44	-	-	PUNCT
fbem-1428	21	45	rural	rural	ADJ
fbem-1428	21	46	integration	integration	NOUN
fbem-1428	21	47	.	.	PUNCT
fbem-1428	22	1	the	the	DET
fbem-1428	22	2	direct	direct	ADJ
fbem-1428	22	3	impact	impact	NOUN
fbem-1428	22	4	of	of	ADP
fbem-1428	22	5	digital	digital	ADJ
fbem-1428	22	6	finance	finance	NOUN
fbem-1428	22	7	on	on	ADP
fbem-1428	22	8	the	the	DET
fbem-1428	22	9	consumption	consumption	NOUN
fbem-1428	22	10	capacity	capacity	NOUN
fbem-1428	22	11	of	of	ADP
fbem-1428	22	12	urban	urban	ADJ
fbem-1428	22	13	and	and	CCONJ
fbem-1428	22	14	rural	rural	ADJ
fbem-1428	22	15	residents	resident	NOUN
fbem-1428	22	16	is	be	AUX
fbem-1428	22	17	mainly	mainly	ADV
fbem-1428	22	18	financial	financial	ADJ
fbem-1428	22	19	management	management	NOUN
fbem-1428	22	20	,	,	PUNCT
fbem-1428	22	21	so	so	CCONJ
fbem-1428	22	22	the	the	DET
fbem-1428	22	23	acquisition	acquisition	NOUN
fbem-1428	22	24	and	and	CCONJ
fbem-1428	22	25	use	use	NOUN
fbem-1428	22	26	of	of	ADP
fbem-1428	22	27	financial	financial	ADJ
fbem-1428	22	28	services	service	NOUN
fbem-1428	22	29	and	and	CCONJ
fbem-1428	22	30	products	product	NOUN
fbem-1428	22	31	can	can	AUX
fbem-1428	22	32	affect	affect	VERB
fbem-1428	22	33	the	the	DET
fbem-1428	22	34	consumption	consumption	NOUN
fbem-1428	22	35	of	of	ADP
fbem-1428	22	36	urban	urban	ADJ
fbem-1428	22	37	and	and	CCONJ
fbem-1428	22	38	rural	rural	ADJ
fbem-1428	22	39	residents	resident	NOUN
fbem-1428	22	40	.	.	PUNCT
fbem-1428	23	1	through	through	ADP
fbem-1428	23	2	the	the	DET
fbem-1428	23	3	profit	profit	NOUN
fbem-1428	23	4	of	of	ADP
fbem-1428	23	5	financial	financial	ADJ
fbem-1428	23	6	management	management	NOUN
fbem-1428	23	7	,	,	PUNCT
fbem-1428	23	8	45	45	NUM
fbem-1428	23	9	residents	resident	NOUN
fbem-1428	23	10	will	will	AUX
fbem-1428	23	11	use	use	VERB
fbem-1428	23	12	it	it	PRON
fbem-1428	23	13	to	to	PART
fbem-1428	23	14	consume	consume	VERB
fbem-1428	23	15	.	.	PUNCT
fbem-1428	24	1	the	the	DET
fbem-1428	24	2	role	role	NOUN
fbem-1428	24	3	path	path	NOUN
fbem-1428	24	4	of	of	ADP
fbem-1428	24	5	financial	financial	ADJ
fbem-1428	24	6	wealth	wealth	NOUN
fbem-1428	24	7	management	management	NOUN
fbem-1428	24	8	to	to	PART
fbem-1428	24	9	enhance	enhance	VERB
fbem-1428	24	10	consumption	consumption	NOUN
fbem-1428	24	11	capacity	capacity	NOUN
fbem-1428	24	12	is	be	AUX
fbem-1428	24	13	as	as	SCONJ
fbem-1428	24	14	follows	follow	VERB
fbem-1428	24	15	:	:	PUNCT
fbem-1428	24	16	first	first	ADV
fbem-1428	24	17	,	,	PUNCT
fbem-1428	24	18	the	the	DET
fbem-1428	24	19	preservation	preservation	NOUN
fbem-1428	24	20	and	and	CCONJ
fbem-1428	24	21	appreciation	appreciation	NOUN
fbem-1428	24	22	of	of	ADP
fbem-1428	24	23	financial	financial	ADJ
fbem-1428	24	24	assets	asset	NOUN
fbem-1428	24	25	,	,	PUNCT
fbem-1428	24	26	residents	resident	NOUN
fbem-1428	24	27	participate	participate	VERB
fbem-1428	24	28	in	in	ADP
fbem-1428	24	29	financial	financial	ADJ
fbem-1428	24	30	wealth	wealth	NOUN
fbem-1428	24	31	management	management	NOUN
fbem-1428	24	32	product	product	NOUN
fbem-1428	24	33	transactions	transaction	NOUN
fbem-1428	24	34	,	,	PUNCT
fbem-1428	24	35	the	the	DET
fbem-1428	24	36	value	value	NOUN
fbem-1428	24	37	of	of	ADP
fbem-1428	24	38	the	the	DET
fbem-1428	24	39	assets	asset	NOUN
fbem-1428	24	40	held	hold	VERB
fbem-1428	24	41	increases	increase	NOUN
fbem-1428	24	42	,	,	PUNCT
fbem-1428	24	43	and	and	CCONJ
fbem-1428	24	44	the	the	DET
fbem-1428	24	45	consumption	consumption	NOUN
fbem-1428	24	46	capacity	capacity	NOUN
fbem-1428	24	47	and	and	CCONJ
fbem-1428	24	48	consumption	consumption	NOUN
fbem-1428	24	49	willingness	willingness	NOUN
fbem-1428	24	50	of	of	ADP
fbem-1428	24	51	residents	resident	NOUN
fbem-1428	24	52	will	will	AUX
fbem-1428	24	53	increase	increase	VERB
fbem-1428	24	54	accordingly	accordingly	ADV
fbem-1428	24	55	,	,	PUNCT
fbem-1428	24	56	thereby	thereby	ADV
fbem-1428	24	57	stimulating	stimulate	VERB
fbem-1428	24	58	consumer	consumer	NOUN
fbem-1428	24	59	expenditure	expenditure	NOUN
fbem-1428	24	60	;	;	PUNCT
fbem-1428	24	61	the	the	DET
fbem-1428	24	62	second	second	NOUN
fbem-1428	24	63	is	be	AUX
fbem-1428	24	64	the	the	DET
fbem-1428	24	65	investment	investment	NOUN
fbem-1428	24	66	income	income	NOUN
fbem-1428	24	67	of	of	ADP
fbem-1428	24	68	financial	financial	ADJ
fbem-1428	24	69	assets	asset	NOUN
fbem-1428	24	70	,	,	PUNCT
fbem-1428	24	71	according	accord	VERB
fbem-1428	24	72	to	to	ADP
fbem-1428	24	73	the	the	DET
fbem-1428	24	74	theory	theory	NOUN
fbem-1428	24	75	of	of	ADP
fbem-1428	24	76	consumption	consumption	NOUN
fbem-1428	24	77	,	,	PUNCT
fbem-1428	24	78	income	income	NOUN
fbem-1428	24	79	plays	play	VERB
fbem-1428	24	80	a	a	DET
fbem-1428	24	81	key	key	ADJ
fbem-1428	24	82	role	role	NOUN
fbem-1428	24	83	in	in	ADP
fbem-1428	24	84	consumption	consumption	NOUN
fbem-1428	24	85	,	,	PUNCT
fbem-1428	24	86	residents	resident	NOUN
fbem-1428	24	87	through	through	ADP
fbem-1428	24	88	investment	investment	NOUN
fbem-1428	24	89	in	in	ADP
fbem-1428	24	90	the	the	DET
fbem-1428	24	91	stock	stock	NOUN
fbem-1428	24	92	market	market	NOUN
fbem-1428	24	93	,	,	PUNCT
fbem-1428	24	94	funds	fund	NOUN
fbem-1428	24	95	,	,	PUNCT
fbem-1428	24	96	bonds	bond	NOUN
fbem-1428	24	97	,	,	PUNCT
fbem-1428	24	98	etc	etc	X
fbem-1428	24	99	.	.	X
fbem-1428	24	100	,	,	PUNCT
fbem-1428	24	101	to	to	PART
fbem-1428	24	102	obtain	obtain	VERB
fbem-1428	24	103	a	a	DET
fbem-1428	24	104	certain	certain	ADJ
fbem-1428	24	105	amount	amount	NOUN
fbem-1428	24	106	of	of	ADP
fbem-1428	24	107	investment	investment	NOUN
fbem-1428	24	108	income	income	NOUN
fbem-1428	24	109	,	,	PUNCT
fbem-1428	24	110	to	to	PART
fbem-1428	24	111	promote	promote	VERB
fbem-1428	24	112	the	the	DET
fbem-1428	24	113	increase	increase	NOUN
fbem-1428	24	114	of	of	ADP
fbem-1428	24	115	residents	resident	NOUN
fbem-1428	24	116	'	'	PART
fbem-1428	24	117	consumption	consumption	NOUN
fbem-1428	24	118	capacity	capacity	NOUN
fbem-1428	24	119	;	;	PUNCT
fbem-1428	24	120	third	third	X
fbem-1428	24	121	,	,	PUNCT
fbem-1428	24	122	portfolio	portfolio	NOUN
fbem-1428	24	123	,	,	PUNCT
fbem-1428	24	124	digital	digital	ADJ
fbem-1428	24	125	inclusive	inclusive	ADJ
fbem-1428	24	126	finance	finance	NOUN
fbem-1428	24	127	uses	use	VERB
fbem-1428	24	128	internet	internet	NOUN
fbem-1428	24	129	channels	channel	NOUN
fbem-1428	24	130	to	to	PART
fbem-1428	24	131	deliver	deliver	VERB
fbem-1428	24	132	more	more	ADJ
fbem-1428	24	133	financial	financial	ADJ
fbem-1428	24	134	products	product	NOUN
fbem-1428	24	135	to	to	ADP
fbem-1428	24	136	residents	resident	NOUN
fbem-1428	24	137	to	to	PART
fbem-1428	24	138	choose	choose	VERB
fbem-1428	24	139	from	from	ADP
fbem-1428	24	140	,	,	PUNCT
fbem-1428	24	141	and	and	CCONJ
fbem-1428	24	142	residents	resident	NOUN
fbem-1428	24	143	can	can	AUX
fbem-1428	24	144	choose	choose	VERB
fbem-1428	24	145	an	an	DET
fbem-1428	24	146	asset	asset	NOUN
fbem-1428	24	147	portfolio	portfolio	NOUN
fbem-1428	24	148	with	with	ADP
fbem-1428	24	149	different	different	ADJ
fbem-1428	24	150	risk	risk	NOUN
fbem-1428	24	151	and	and	CCONJ
fbem-1428	24	152	return	return	VERB
fbem-1428	24	153	levels	level	NOUN
fbem-1428	24	154	according	accord	VERB
fbem-1428	24	155	to	to	ADP
fbem-1428	24	156	their	their	PRON
fbem-1428	24	157	own	own	ADJ
fbem-1428	24	158	asset	asset	NOUN
fbem-1428	24	159	strength	strength	NOUN
fbem-1428	24	160	and	and	CCONJ
fbem-1428	24	161	preferences	preference	NOUN
fbem-1428	24	162	,	,	PUNCT
fbem-1428	24	163	which	which	PRON
fbem-1428	24	164	can	can	AUX
fbem-1428	24	165	diversify	diversify	VERB
fbem-1428	24	166	residents	resident	NOUN
fbem-1428	24	167	'	'	PART
fbem-1428	24	168	investment	investment	NOUN
fbem-1428	24	169	risks	risk	NOUN
fbem-1428	24	170	and	and	CCONJ
fbem-1428	24	171	increase	increase	VERB
fbem-1428	24	172	residents	resident	NOUN
fbem-1428	24	173	'	'	PART
fbem-1428	24	174	investment	investment	NOUN
fbem-1428	24	175	income	income	NOUN
fbem-1428	24	176	.	.	PUNCT
fbem-1428	25	1	traditional	traditional	ADJ
fbem-1428	25	2	financial	financial	ADJ
fbem-1428	25	3	institutions	institution	NOUN
fbem-1428	25	4	usually	usually	ADV
fbem-1428	25	5	improve	improve	VERB
fbem-1428	25	6	service	service	NOUN
fbem-1428	25	7	coverage	coverage	NOUN
fbem-1428	25	8	in	in	ADP
fbem-1428	25	9	the	the	DET
fbem-1428	25	10	way	way	NOUN
fbem-1428	25	11	to	to	PART
fbem-1428	25	12	set	set	VERB
fbem-1428	25	13	up	up	ADP
fbem-1428	25	14	branches	branch	NOUN
fbem-1428	25	15	,	,	PUNCT
fbem-1428	25	16	increase	increase	VERB
fbem-1428	25	17	business	business	NOUN
fbem-1428	25	18	outlets	outlet	NOUN
fbem-1428	25	19	,	,	PUNCT
fbem-1428	25	20	set	set	VERB
fbem-1428	25	21	up	up	ADP
fbem-1428	25	22	self	self	NOUN
fbem-1428	25	23	-	-	PUNCT
fbem-1428	25	24	service	service	NOUN
fbem-1428	25	25	machines	machine	NOUN
fbem-1428	25	26	,	,	PUNCT
fbem-1428	25	27	but	but	CCONJ
fbem-1428	25	28	for	for	ADP
fbem-1428	25	29	the	the	DET
fbem-1428	25	30	sake	sake	NOUN
fbem-1428	25	31	of	of	ADP
fbem-1428	25	32	cost	cost	NOUN
fbem-1428	25	33	and	and	CCONJ
fbem-1428	25	34	economic	economic	ADJ
fbem-1428	25	35	benefits	benefit	NOUN
fbem-1428	25	36	,	,	PUNCT
fbem-1428	25	37	financial	financial	ADJ
fbem-1428	25	38	institutions	institution	NOUN
fbem-1428	25	39	generally	generally	ADV
fbem-1428	25	40	choose	choose	VERB
fbem-1428	25	41	to	to	PART
fbem-1428	25	42	set	set	VERB
fbem-1428	25	43	up	up	ADP
fbem-1428	25	44	commercial	commercial	ADJ
fbem-1428	25	45	outlets	outlet	NOUN
fbem-1428	25	46	in	in	ADP
fbem-1428	25	47	economically	economically	ADV
fbem-1428	25	48	developed	develop	VERB
fbem-1428	25	49	,	,	PUNCT
fbem-1428	25	50	commercially	commercially	ADV
fbem-1428	25	51	prosperous	prosperous	ADJ
fbem-1428	25	52	,	,	PUNCT
fbem-1428	25	53	and	and	CCONJ
fbem-1428	25	54	relatively	relatively	ADV
fbem-1428	25	55	densely	densely	ADV
fbem-1428	25	56	populated	populated	ADJ
fbem-1428	25	57	areas	area	NOUN
fbem-1428	25	58	,	,	PUNCT
fbem-1428	25	59	so	so	ADV
fbem-1428	25	60	economically	economically	ADV
fbem-1428	25	61	backward	backward	ADJ
fbem-1428	25	62	,	,	PUNCT
fbem-1428	25	63	rural	rural	ADJ
fbem-1428	25	64	and	and	CCONJ
fbem-1428	25	65	remote	remote	ADJ
fbem-1428	25	66	areas	area	NOUN
fbem-1428	25	67	often	often	ADV
fbem-1428	25	68	lack	lack	VERB
fbem-1428	25	69	corresponding	correspond	VERB
fbem-1428	25	70	financial	financial	ADJ
fbem-1428	25	71	services	service	NOUN
fbem-1428	25	72	.	.	PUNCT
fbem-1428	26	1	with	with	ADP
fbem-1428	26	2	the	the	DET
fbem-1428	26	3	gradual	gradual	ADJ
fbem-1428	26	4	deepening	deepening	NOUN
fbem-1428	26	5	of	of	ADP
fbem-1428	26	6	the	the	DET
fbem-1428	26	7	application	application	NOUN
fbem-1428	26	8	of	of	ADP
fbem-1428	26	9	digital	digital	ADJ
fbem-1428	26	10	technologies	technology	NOUN
fbem-1428	26	11	such	such	ADJ
fbem-1428	26	12	as	as	ADP
fbem-1428	26	13	mobile	mobile	ADJ
fbem-1428	26	14	internet	internet	NOUN
fbem-1428	26	15	,	,	PUNCT
fbem-1428	26	16	low	low	ADJ
fbem-1428	26	17	-	-	PUNCT
fbem-1428	26	18	cost	cost	NOUN
fbem-1428	26	19	convenient	convenient	ADJ
fbem-1428	26	20	financial	financial	ADJ
fbem-1428	26	21	services	service	NOUN
fbem-1428	26	22	have	have	AUX
fbem-1428	26	23	formed	form	VERB
fbem-1428	26	24	a	a	DET
fbem-1428	26	25	stronger	strong	ADJ
fbem-1428	26	26	regional	regional	ADJ
fbem-1428	26	27	coverage	coverage	NOUN
fbem-1428	26	28	in	in	ADP
fbem-1428	26	29	remote	remote	ADJ
fbem-1428	26	30	areas	area	NOUN
fbem-1428	26	31	,	,	PUNCT
fbem-1428	26	32	which	which	PRON
fbem-1428	26	33	is	be	AUX
fbem-1428	26	34	conducive	conducive	ADJ
fbem-1428	26	35	to	to	ADP
fbem-1428	26	36	rural	rural	ADJ
fbem-1428	26	37	areas	area	NOUN
fbem-1428	26	38	to	to	PART
fbem-1428	26	39	break	break	VERB
fbem-1428	26	40	through	through	ADP
fbem-1428	26	41	the	the	DET
fbem-1428	26	42	geographical	geographical	ADJ
fbem-1428	26	43	restrictions	restriction	NOUN
fbem-1428	26	44	of	of	ADP
fbem-1428	26	45	financial	financial	ADJ
fbem-1428	26	46	services	service	NOUN
fbem-1428	26	47	,	,	PUNCT
fbem-1428	26	48	so	so	SCONJ
fbem-1428	26	49	that	that	SCONJ
fbem-1428	26	50	rural	rural	ADJ
fbem-1428	26	51	residents	resident	NOUN
fbem-1428	26	52	who	who	PRON
fbem-1428	26	53	are	be	AUX
fbem-1428	26	54	financially	financially	ADV
fbem-1428	26	55	marginalized	marginalize	VERB
fbem-1428	26	56	can	can	AUX
fbem-1428	26	57	access	access	VERB
fbem-1428	26	58	financial	financial	ADJ
fbem-1428	26	59	resources	resource	NOUN
fbem-1428	26	60	as	as	ADP
fbem-1428	26	61	urban	urban	ADJ
fbem-1428	26	62	residents	resident	NOUN
fbem-1428	26	63	,	,	PUNCT
fbem-1428	26	64	thereby	thereby	ADV
fbem-1428	26	65	alleviating	alleviate	VERB
fbem-1428	26	66	the	the	DET
fbem-1428	26	67	problem	problem	NOUN
fbem-1428	26	68	of	of	ADP
fbem-1428	26	69	financial	financial	ADJ
fbem-1428	26	70	exclusion	exclusion	NOUN
fbem-1428	26	71	in	in	ADP
fbem-1428	26	72	rural	rural	ADJ
fbem-1428	26	73	areas	area	NOUN
fbem-1428	26	74	and	and	CCONJ
fbem-1428	26	75	providing	provide	VERB
fbem-1428	26	76	access	access	NOUN
fbem-1428	26	77	to	to	ADP
fbem-1428	26	78	financial	financial	ADJ
fbem-1428	26	79	services	service	NOUN
fbem-1428	26	80	.	.	PUNCT
fbem-1428	27	1	therefore	therefore	ADV
fbem-1428	27	2	,	,	PUNCT
fbem-1428	27	3	digital	digital	ADJ
fbem-1428	27	4	finance	finance	NOUN
fbem-1428	27	5	can	can	AUX
fbem-1428	27	6	alleviate	alleviate	VERB
fbem-1428	27	7	the	the	DET
fbem-1428	27	8	problem	problem	NOUN
fbem-1428	27	9	of	of	ADP
fbem-1428	27	10	unreasonable	unreasonable	ADJ
fbem-1428	27	11	allocation	allocation	NOUN
fbem-1428	27	12	of	of	ADP
fbem-1428	27	13	financial	financial	ADJ
fbem-1428	27	14	resources	resource	NOUN
fbem-1428	27	15	caused	cause	VERB
fbem-1428	27	16	by	by	ADP
fbem-1428	27	17	financial	financial	ADJ
fbem-1428	27	18	exclusion	exclusion	NOUN
fbem-1428	27	19	,	,	PUNCT
fbem-1428	27	20	promote	promote	VERB
fbem-1428	27	21	financial	financial	ADJ
fbem-1428	27	22	services	service	NOUN
fbem-1428	27	23	to	to	PART
fbem-1428	27	24	cover	cover	VERB
fbem-1428	27	25	more	more	ADJ
fbem-1428	27	26	rural	rural	ADJ
fbem-1428	27	27	low	low	ADJ
fbem-1428	27	28	-	-	PUNCT
fbem-1428	27	29	income	income	NOUN
fbem-1428	27	30	people	people	NOUN
fbem-1428	27	31	,	,	PUNCT
fbem-1428	27	32	help	help	VERB
fbem-1428	27	33	them	they	PRON
fbem-1428	27	34	obtain	obtain	VERB
fbem-1428	27	35	financial	financial	ADJ
fbem-1428	27	36	support	support	NOUN
fbem-1428	27	37	,	,	PUNCT
fbem-1428	27	38	let	let	VERB
fbem-1428	27	39	more	more	ADJ
fbem-1428	27	40	rural	rural	ADJ
fbem-1428	27	41	residents	resident	NOUN
fbem-1428	27	42	enjoy	enjoy	VERB
fbem-1428	27	43	low	low	ADJ
fbem-1428	27	44	-	-	PUNCT
fbem-1428	27	45	threshold	threshold	NOUN
fbem-1428	27	46	,	,	PUNCT
fbem-1428	27	47	low	low	ADJ
fbem-1428	27	48	-	-	PUNCT
fbem-1428	27	49	risk	risk	NOUN
fbem-1428	27	50	,	,	PUNCT
fbem-1428	27	51	efficient	efficient	ADJ
fbem-1428	27	52	and	and	CCONJ
fbem-1428	27	53	convenient	convenient	ADJ
fbem-1428	27	54	financial	financial	ADJ
fbem-1428	27	55	service	service	NOUN
fbem-1428	27	56	products	product	NOUN
fbem-1428	27	57	and	and	CCONJ
fbem-1428	27	58	services	service	NOUN
fbem-1428	27	59	,	,	PUNCT
fbem-1428	27	60	increase	increase	VERB
fbem-1428	27	61	the	the	DET
fbem-1428	27	62	investment	investment	NOUN
fbem-1428	27	63	income	income	NOUN
fbem-1428	27	64	of	of	ADP
fbem-1428	27	65	rural	rural	ADJ
fbem-1428	27	66	residents	resident	NOUN
fbem-1428	27	67	,	,	PUNCT
fbem-1428	27	68	help	help	VERB
fbem-1428	27	69	improve	improve	VERB
fbem-1428	27	70	the	the	DET
fbem-1428	27	71	consumption	consumption	NOUN
fbem-1428	27	72	capacity	capacity	NOUN
fbem-1428	27	73	of	of	ADP
fbem-1428	27	74	rural	rural	ADJ
fbem-1428	27	75	residents	resident	NOUN
fbem-1428	27	76	,	,	PUNCT
fbem-1428	27	77	and	and	CCONJ
fbem-1428	27	78	thus	thus	ADV
fbem-1428	27	79	drive	drive	VERB
fbem-1428	27	80	the	the	DET
fbem-1428	27	81	narrowing	narrowing	NOUN
fbem-1428	27	82	of	of	ADP
fbem-1428	27	83	the	the	DET
fbem-1428	27	84	gap	gap	NOUN
fbem-1428	27	85	between	between	ADP
fbem-1428	27	86	urban	urban	ADJ
fbem-1428	27	87	and	and	CCONJ
fbem-1428	27	88	rural	rural	ADJ
fbem-1428	27	89	residents	resident	NOUN
fbem-1428	27	90	'	'	PART
fbem-1428	27	91	consumption	consumption	NOUN
fbem-1428	27	92	.	.	PUNCT
fbem-1428	28	1	3.2	3.2	NUM
fbem-1428	28	2	.	.	PUNCT
fbem-1428	28	3	narrow	narrow	VERB
fbem-1428	28	4	the	the	DET
fbem-1428	28	5	consumption	consumption	NOUN
fbem-1428	28	6	gap	gap	NOUN
fbem-1428	28	7	between	between	ADP
fbem-1428	28	8	different	different	ADJ
fbem-1428	28	9	income	income	NOUN
fbem-1428	28	10	groups	group	NOUN
fbem-1428	28	11	.	.	PUNCT
fbem-1428	29	1	according	accord	VERB
fbem-1428	29	2	to	to	ADP
fbem-1428	29	3	the	the	DET
fbem-1428	29	4	urban	urban	ADJ
fbem-1428	29	5	and	and	CCONJ
fbem-1428	29	6	rural	rural	ADJ
fbem-1428	29	7	household	household	NOUN
fbem-1428	29	8	survey	survey	NOUN
fbem-1428	29	9	data	datum	NOUN
fbem-1428	29	10	,	,	PUNCT
fbem-1428	29	11	in	in	ADP
fbem-1428	29	12	addition	addition	NOUN
fbem-1428	29	13	to	to	ADP
fbem-1428	29	14	food	food	NOUN
fbem-1428	29	15	,	,	PUNCT
fbem-1428	29	16	the	the	DET
fbem-1428	29	17	consumption	consumption	NOUN
fbem-1428	29	18	expenditure	expenditure	NOUN
fbem-1428	29	19	of	of	ADP
fbem-1428	29	20	low	low	ADJ
fbem-1428	29	21	-	-	PUNCT
fbem-1428	29	22	income	income	NOUN
fbem-1428	29	23	families	family	NOUN
fbem-1428	29	24	is	be	AUX
fbem-1428	29	25	mostly	mostly	ADV
fbem-1428	29	26	used	use	VERB
fbem-1428	29	27	to	to	PART
fbem-1428	29	28	improve	improve	VERB
fbem-1428	29	29	living	living	NOUN
fbem-1428	29	30	conditions	condition	NOUN
fbem-1428	29	31	and	and	CCONJ
fbem-1428	29	32	purchase	purchase	VERB
fbem-1428	29	33	daily	daily	ADJ
fbem-1428	29	34	necessities	necessity	NOUN
fbem-1428	29	35	,	,	PUNCT
fbem-1428	29	36	and	and	CCONJ
fbem-1428	29	37	the	the	DET
fbem-1428	29	38	ownership	ownership	NOUN
fbem-1428	29	39	of	of	ADP
fbem-1428	29	40	durable	durable	ADJ
fbem-1428	29	41	consumer	consumer	NOUN
fbem-1428	29	42	goods	good	NOUN
fbem-1428	29	43	in	in	ADP
fbem-1428	29	44	some	some	DET
fbem-1428	29	45	low	low	ADJ
fbem-1428	29	46	-	-	PUNCT
fbem-1428	29	47	income	income	NOUN
fbem-1428	29	48	families	family	NOUN
fbem-1428	29	49	is	be	AUX
fbem-1428	29	50	almost	almost	ADV
fbem-1428	29	51	zero	zero	NUM
fbem-1428	29	52	.	.	PUNCT
fbem-1428	30	1	the	the	DET
fbem-1428	30	2	consumption	consumption	NOUN
fbem-1428	30	3	expenditure	expenditure	NOUN
fbem-1428	30	4	of	of	ADP
fbem-1428	30	5	high	high	ADJ
fbem-1428	30	6	-	-	PUNCT
fbem-1428	30	7	income	income	NOUN
fbem-1428	30	8	groups	group	NOUN
fbem-1428	30	9	is	be	AUX
fbem-1428	30	10	used	use	VERB
fbem-1428	30	11	on	on	ADP
fbem-1428	30	12	the	the	DET
fbem-1428	30	13	one	one	NUM
fbem-1428	30	14	hand	hand	NOUN
fbem-1428	30	15	to	to	PART
fbem-1428	30	16	meet	meet	VERB
fbem-1428	30	17	the	the	DET
fbem-1428	30	18	higher	high	ADJ
fbem-1428	30	19	quality	quality	NOUN
fbem-1428	30	20	of	of	ADP
fbem-1428	30	21	food	food	NOUN
fbem-1428	30	22	,	,	PUNCT
fbem-1428	30	23	clothing	clothing	NOUN
fbem-1428	30	24	,	,	PUNCT
fbem-1428	30	25	housing	housing	NOUN
fbem-1428	30	26	and	and	CCONJ
fbem-1428	30	27	transportation	transportation	NOUN
fbem-1428	30	28	,	,	PUNCT
fbem-1428	30	29	and	and	CCONJ
fbem-1428	30	30	on	on	ADP
fbem-1428	30	31	the	the	DET
fbem-1428	30	32	other	other	ADJ
fbem-1428	30	33	hand	hand	NOUN
fbem-1428	30	34	,	,	PUNCT
fbem-1428	30	35	it	it	PRON
fbem-1428	30	36	is	be	AUX
fbem-1428	30	37	used	use	VERB
fbem-1428	30	38	to	to	PART
fbem-1428	30	39	meet	meet	VERB
fbem-1428	30	40	the	the	DET
fbem-1428	30	41	spiritual	spiritual	ADJ
fbem-1428	30	42	and	and	CCONJ
fbem-1428	30	43	cultural	cultural	ADJ
fbem-1428	30	44	needs	need	NOUN
fbem-1428	30	45	,	,	PUNCT
fbem-1428	30	46	and	and	CCONJ
fbem-1428	30	47	the	the	DET
fbem-1428	30	48	number	number	NOUN
fbem-1428	30	49	of	of	ADP
fbem-1428	30	50	durable	durable	ADJ
fbem-1428	30	51	consumer	consumer	NOUN
fbem-1428	30	52	goods	good	NOUN
fbem-1428	30	53	,	,	PUNCT
fbem-1428	30	54	especially	especially	ADV
fbem-1428	30	55	high	high	ADJ
fbem-1428	30	56	-	-	PUNCT
fbem-1428	30	57	end	end	NOUN
fbem-1428	30	58	durable	durable	ADJ
fbem-1428	30	59	consumer	consumer	NOUN
fbem-1428	30	60	goods	good	NOUN
fbem-1428	30	61	,	,	PUNCT
fbem-1428	30	62	is	be	AUX
fbem-1428	30	63	higher	high	ADJ
fbem-1428	30	64	than	than	ADP
fbem-1428	30	65	that	that	PRON
fbem-1428	30	66	of	of	ADP
fbem-1428	30	67	low	low	ADJ
fbem-1428	30	68	-	-	PUNCT
fbem-1428	30	69	income	income	NOUN
fbem-1428	30	70	households	household	NOUN
fbem-1428	30	71	.	.	PUNCT
fbem-1428	31	1	at	at	ADP
fbem-1428	31	2	present	present	ADJ
fbem-1428	31	3	,	,	PUNCT
fbem-1428	31	4	digital	digital	ADJ
fbem-1428	31	5	inclusive	inclusive	ADJ
fbem-1428	31	6	finance	finance	NOUN
fbem-1428	31	7	can	can	AUX
fbem-1428	31	8	have	have	VERB
fbem-1428	31	9	an	an	DET
fbem-1428	31	10	indirect	indirect	ADJ
fbem-1428	31	11	impact	impact	NOUN
fbem-1428	31	12	on	on	ADP
fbem-1428	31	13	the	the	DET
fbem-1428	31	14	consumption	consumption	NOUN
fbem-1428	31	15	capacity	capacity	NOUN
fbem-1428	31	16	of	of	ADP
fbem-1428	31	17	urban	urban	ADJ
fbem-1428	31	18	and	and	CCONJ
fbem-1428	31	19	rural	rural	ADJ
fbem-1428	31	20	residents	resident	NOUN
fbem-1428	31	21	through	through	ADP
fbem-1428	31	22	financial	financial	ADJ
fbem-1428	31	23	support	support	NOUN
fbem-1428	31	24	for	for	ADP
fbem-1428	31	25	industrial	industrial	ADJ
fbem-1428	31	26	development	development	NOUN
fbem-1428	31	27	.	.	PUNCT
fbem-1428	32	1	industrial	industrial	ADJ
fbem-1428	32	2	development	development	NOUN
fbem-1428	32	3	is	be	AUX
fbem-1428	32	4	the	the	DET
fbem-1428	32	5	foundation	foundation	NOUN
fbem-1428	32	6	for	for	ADP
fbem-1428	32	7	achieving	achieve	VERB
fbem-1428	32	8	endogenous	endogenous	ADJ
fbem-1428	32	9	economic	economic	ADJ
fbem-1428	32	10	growth	growth	NOUN
fbem-1428	32	11	,	,	PUNCT
fbem-1428	32	12	and	and	CCONJ
fbem-1428	32	13	it	it	PRON
fbem-1428	32	14	is	be	AUX
fbem-1428	32	15	also	also	ADV
fbem-1428	32	16	an	an	DET
fbem-1428	32	17	important	important	ADJ
fbem-1428	32	18	foundation	foundation	NOUN
fbem-1428	32	19	for	for	ADP
fbem-1428	32	20	achieving	achieve	VERB
fbem-1428	32	21	the	the	DET
fbem-1428	32	22	growth	growth	NOUN
fbem-1428	32	23	of	of	ADP
fbem-1428	32	24	residents	resident	NOUN
fbem-1428	32	25	'	'	PART
fbem-1428	32	26	income	income	NOUN
fbem-1428	32	27	.	.	PUNCT
fbem-1428	33	1	specifically	specifically	ADV
fbem-1428	33	2	,	,	PUNCT
fbem-1428	33	3	on	on	ADP
fbem-1428	33	4	the	the	DET
fbem-1428	33	5	one	one	NUM
fbem-1428	33	6	hand	hand	NOUN
fbem-1428	33	7	,	,	PUNCT
fbem-1428	33	8	industrial	industrial	ADJ
fbem-1428	33	9	development	development	NOUN
fbem-1428	33	10	creates	create	VERB
fbem-1428	33	11	more	more	ADJ
fbem-1428	33	12	jobs	job	NOUN
fbem-1428	33	13	for	for	ADP
fbem-1428	33	14	residents	resident	NOUN
fbem-1428	33	15	and	and	CCONJ
fbem-1428	33	16	increases	increase	VERB
fbem-1428	33	17	the	the	DET
fbem-1428	33	18	channels	channel	NOUN
fbem-1428	33	19	for	for	SCONJ
fbem-1428	33	20	residents	resident	NOUN
fbem-1428	33	21	to	to	PART
fbem-1428	33	22	obtain	obtain	VERB
fbem-1428	33	23	wage	wage	NOUN
fbem-1428	33	24	income	income	NOUN
fbem-1428	33	25	;	;	PUNCT
fbem-1428	33	26	on	on	ADP
fbem-1428	33	27	the	the	DET
fbem-1428	33	28	other	other	ADJ
fbem-1428	33	29	hand	hand	NOUN
fbem-1428	33	30	,	,	PUNCT
fbem-1428	33	31	industrial	industrial	ADJ
fbem-1428	33	32	development	development	NOUN
fbem-1428	33	33	is	be	AUX
fbem-1428	33	34	conducive	conducive	ADJ
fbem-1428	33	35	to	to	ADP
fbem-1428	33	36	the	the	DET
fbem-1428	33	37	prosperity	prosperity	NOUN
fbem-1428	33	38	of	of	ADP
fbem-1428	33	39	the	the	DET
fbem-1428	33	40	economic	economic	ADJ
fbem-1428	33	41	market	market	NOUN
fbem-1428	33	42	,	,	PUNCT
fbem-1428	33	43	promotes	promote	VERB
fbem-1428	33	44	economic	economic	ADJ
fbem-1428	33	45	growth	growth	NOUN
fbem-1428	33	46	,	,	PUNCT
fbem-1428	33	47	and	and	CCONJ
fbem-1428	33	48	creates	create	VERB
fbem-1428	33	49	a	a	DET
fbem-1428	33	50	good	good	ADJ
fbem-1428	33	51	market	market	NOUN
fbem-1428	33	52	environment	environment	NOUN
fbem-1428	33	53	for	for	ADP
fbem-1428	33	54	the	the	DET
fbem-1428	33	55	further	further	ADJ
fbem-1428	33	56	development	development	NOUN
fbem-1428	33	57	of	of	ADP
fbem-1428	33	58	production	production	NOUN
fbem-1428	33	59	and	and	CCONJ
fbem-1428	33	60	operation	operation	NOUN
fbem-1428	33	61	activities	activity	NOUN
fbem-1428	33	62	such	such	ADJ
fbem-1428	33	63	as	as	ADP
fbem-1428	33	64	self	self	NOUN
fbem-1428	33	65	-	-	PUNCT
fbem-1428	33	66	employed	employ	VERB
fbem-1428	33	67	,	,	PUNCT
fbem-1428	33	68	private	private	ADJ
fbem-1428	33	69	economy	economy	NOUN
fbem-1428	33	70	,	,	PUNCT
fbem-1428	33	71	and	and	CCONJ
fbem-1428	33	72	cooperatives	cooperative	NOUN
fbem-1428	33	73	,	,	PUNCT
fbem-1428	33	74	thus	thus	ADV
fbem-1428	33	75	helping	help	VERB
fbem-1428	33	76	to	to	PART
fbem-1428	33	77	increase	increase	VERB
fbem-1428	33	78	the	the	DET
fbem-1428	33	79	operating	operate	VERB
fbem-1428	33	80	income	income	NOUN
fbem-1428	33	81	of	of	ADP
fbem-1428	33	82	residents	resident	NOUN
fbem-1428	33	83	.	.	PUNCT
fbem-1428	34	1	for	for	ADP
fbem-1428	34	2	a	a	DET
fbem-1428	34	3	long	long	ADJ
fbem-1428	34	4	time	time	NOUN
fbem-1428	34	5	,	,	PUNCT
fbem-1428	34	6	small	small	ADJ
fbem-1428	34	7	and	and	CCONJ
fbem-1428	34	8	medium	medium	ADJ
fbem-1428	34	9	-	-	PUNCT
fbem-1428	34	10	sized	sized	ADJ
fbem-1428	34	11	enterprises	enterprise	NOUN
fbem-1428	34	12	committed	commit	VERB
fbem-1428	34	13	to	to	ADP
fbem-1428	34	14	the	the	DET
fbem-1428	34	15	development	development	NOUN
fbem-1428	34	16	of	of	ADP
fbem-1428	34	17	rural	rural	ADJ
fbem-1428	34	18	industries	industry	NOUN
fbem-1428	34	19	in	in	ADP
fbem-1428	34	20	china	china	PROPN
fbem-1428	34	21	have	have	AUX
fbem-1428	34	22	been	be	AUX
fbem-1428	34	23	difficult	difficult	ADJ
fbem-1428	34	24	to	to	PART
fbem-1428	34	25	obtain	obtain	VERB
fbem-1428	34	26	financial	financial	ADJ
fbem-1428	34	27	support	support	NOUN
fbem-1428	34	28	,	,	PUNCT
fbem-1428	34	29	and	and	CCONJ
fbem-1428	34	30	their	their	PRON
fbem-1428	34	31	financing	financing	NOUN
fbem-1428	34	32	difficulties	difficulty	NOUN
fbem-1428	34	33	and	and	CCONJ
fbem-1428	34	34	lack	lack	NOUN
fbem-1428	34	35	of	of	ADP
fbem-1428	34	36	financing	financing	NOUN
fbem-1428	34	37	have	have	AUX
fbem-1428	34	38	restricted	restrict	VERB
fbem-1428	34	39	the	the	DET
fbem-1428	34	40	development	development	NOUN
fbem-1428	34	41	of	of	ADP
fbem-1428	34	42	enterprises	enterprise	NOUN
fbem-1428	34	43	,	,	PUNCT
fbem-1428	34	44	which	which	PRON
fbem-1428	34	45	in	in	ADP
fbem-1428	34	46	turn	turn	NOUN
fbem-1428	34	47	has	have	AUX
fbem-1428	34	48	made	make	VERB
fbem-1428	34	49	it	it	PRON
fbem-1428	34	50	difficult	difficult	ADJ
fbem-1428	34	51	to	to	PART
fbem-1428	34	52	help	help	VERB
fbem-1428	34	53	rural	rural	ADJ
fbem-1428	34	54	economic	economic	ADJ
fbem-1428	34	55	development	development	NOUN
fbem-1428	34	56	and	and	CCONJ
fbem-1428	34	57	increase	increase	VERB
fbem-1428	34	58	the	the	DET
fbem-1428	34	59	income	income	NOUN
fbem-1428	34	60	of	of	ADP
fbem-1428	34	61	rural	rural	ADJ
fbem-1428	34	62	residents	resident	NOUN
fbem-1428	34	63	.	.	PUNCT
fbem-1428	35	1	as	as	ADP
fbem-1428	35	2	an	an	DET
fbem-1428	35	3	important	important	ADJ
fbem-1428	35	4	means	mean	NOUN
fbem-1428	35	5	to	to	PART
fbem-1428	35	6	achieve	achieve	VERB
fbem-1428	35	7	rural	rural	ADJ
fbem-1428	35	8	revitalization	revitalization	NOUN
fbem-1428	35	9	in	in	ADP
fbem-1428	35	10	recent	recent	ADJ
fbem-1428	35	11	years	year	NOUN
fbem-1428	35	12	,	,	PUNCT
fbem-1428	35	13	digital	digital	ADJ
fbem-1428	35	14	finance	finance	NOUN
fbem-1428	35	15	can	can	AUX
fbem-1428	35	16	make	make	VERB
fbem-1428	35	17	full	full	ADJ
fbem-1428	35	18	use	use	NOUN
fbem-1428	35	19	of	of	ADP
fbem-1428	35	20	digital	digital	ADJ
fbem-1428	35	21	technology	technology	NOUN
fbem-1428	35	22	and	and	CCONJ
fbem-1428	35	23	financial	financial	ADJ
fbem-1428	35	24	technology	technology	NOUN
fbem-1428	35	25	,	,	PUNCT
fbem-1428	35	26	effectively	effectively	ADV
fbem-1428	35	27	reduce	reduce	VERB
fbem-1428	35	28	the	the	DET
fbem-1428	35	29	cost	cost	NOUN
fbem-1428	35	30	of	of	ADP
fbem-1428	35	31	financial	financial	ADJ
fbem-1428	35	32	services	service	NOUN
fbem-1428	35	33	,	,	PUNCT
fbem-1428	35	34	break	break	VERB
fbem-1428	35	35	down	down	ADP
fbem-1428	35	36	the	the	DET
fbem-1428	35	37	information	information	NOUN
fbem-1428	35	38	barriers	barrier	NOUN
fbem-1428	35	39	of	of	ADP
fbem-1428	35	40	small	small	ADJ
fbem-1428	35	41	and	and	CCONJ
fbem-1428	35	42	medium	medium	ADJ
fbem-1428	35	43	-	-	PUNCT
fbem-1428	35	44	sized	sized	ADJ
fbem-1428	35	45	enterprises	enterprise	NOUN
fbem-1428	35	46	,	,	PUNCT
fbem-1428	35	47	provide	provide	VERB
fbem-1428	35	48	industrial	industrial	ADJ
fbem-1428	35	49	development	development	NOUN
fbem-1428	35	50	support	support	NOUN
fbem-1428	35	51	for	for	ADP
fbem-1428	35	52	rural	rural	ADJ
fbem-1428	35	53	areas	area	NOUN
fbem-1428	35	54	,	,	PUNCT
fbem-1428	35	55	drive	drive	VERB
fbem-1428	35	56	employment	employment	NOUN
fbem-1428	35	57	in	in	ADP
fbem-1428	35	58	rural	rural	ADJ
fbem-1428	35	59	areas	area	NOUN
fbem-1428	35	60	,	,	PUNCT
fbem-1428	35	61	increase	increase	VERB
fbem-1428	35	62	employment	employment	NOUN
fbem-1428	35	63	,	,	PUNCT
fbem-1428	35	64	and	and	CCONJ
fbem-1428	35	65	help	help	VERB
fbem-1428	35	66	narrow	narrow	VERB
fbem-1428	35	67	the	the	DET
fbem-1428	35	68	gap	gap	NOUN
fbem-1428	35	69	between	between	ADP
fbem-1428	35	70	group	group	NOUN
fbem-1428	35	71	consumption	consumption	NOUN
fbem-1428	35	72	.	.	PUNCT
fbem-1428	36	1	digital	digital	ADJ
fbem-1428	36	2	finance	finance	NOUN
fbem-1428	36	3	also	also	ADV
fbem-1428	36	4	focuses	focus	VERB
fbem-1428	36	5	on	on	ADP
fbem-1428	36	6	consumer	consumer	NOUN
fbem-1428	36	7	credit	credit	NOUN
fbem-1428	36	8	,	,	PUNCT
fbem-1428	36	9	relaxing	relax	VERB
fbem-1428	36	10	credit	credit	NOUN
fbem-1428	36	11	standards	standard	NOUN
fbem-1428	36	12	,	,	PUNCT
fbem-1428	36	13	so	so	SCONJ
fbem-1428	36	14	that	that	SCONJ
fbem-1428	36	15	more	more	ADJ
fbem-1428	36	16	people	people	NOUN
fbem-1428	36	17	can	can	AUX
fbem-1428	36	18	enjoy	enjoy	VERB
fbem-1428	36	19	consumer	consumer	NOUN
fbem-1428	36	20	credit	credit	NOUN
fbem-1428	36	21	services	service	NOUN
fbem-1428	36	22	,	,	PUNCT
fbem-1428	36	23	effectively	effectively	ADV
fbem-1428	36	24	alleviating	alleviate	VERB
fbem-1428	36	25	liquidity	liquidity	NOUN
fbem-1428	36	26	constraints	constraint	NOUN
fbem-1428	36	27	and	and	CCONJ
fbem-1428	36	28	preventive	preventive	ADJ
fbem-1428	36	29	savings	saving	NOUN
fbem-1428	36	30	,	,	PUNCT
fbem-1428	36	31	and	and	CCONJ
fbem-1428	36	32	gradually	gradually	ADV
fbem-1428	36	33	changing	change	VERB
fbem-1428	36	34	residents	resident	NOUN
fbem-1428	36	35	'	'	PART
fbem-1428	36	36	consumption	consumption	NOUN
fbem-1428	36	37	habits	habit	NOUN
fbem-1428	36	38	.	.	PUNCT
fbem-1428	37	1	3.3	3.3	NUM
fbem-1428	37	2	.	.	PUNCT
fbem-1428	38	1	break	break	VERB
fbem-1428	38	2	the	the	DET
fbem-1428	38	3	consumption	consumption	NOUN
fbem-1428	38	4	gap	gap	NOUN
fbem-1428	38	5	between	between	ADP
fbem-1428	38	6	different	different	ADJ
fbem-1428	38	7	age	age	NOUN
fbem-1428	38	8	groups	group	NOUN
fbem-1428	38	9	.	.	PUNCT
fbem-1428	39	1	the	the	DET
fbem-1428	39	2	different	different	ADJ
fbem-1428	39	3	age	age	NOUN
fbem-1428	39	4	groups	group	NOUN
fbem-1428	39	5	are	be	AUX
fbem-1428	39	6	mainly	mainly	ADV
fbem-1428	39	7	divided	divide	VERB
fbem-1428	39	8	into	into	ADP
fbem-1428	39	9	the	the	DET
fbem-1428	39	10	traditional	traditional	ADJ
fbem-1428	39	11	generation	generation	NOUN
fbem-1428	39	12	and	and	CCONJ
fbem-1428	39	13	the	the	DET
fbem-1428	39	14	new	new	ADJ
fbem-1428	39	15	generation	generation	NOUN
fbem-1428	39	16	.	.	PUNCT
fbem-1428	40	1	affected	affect	VERB
fbem-1428	40	2	by	by	ADP
fbem-1428	40	3	factors	factor	NOUN
fbem-1428	40	4	such	such	ADJ
fbem-1428	40	5	as	as	ADP
fbem-1428	40	6	economic	economic	ADJ
fbem-1428	40	7	income	income	NOUN
fbem-1428	40	8	,	,	PUNCT
fbem-1428	40	9	age	age	NOUN
fbem-1428	40	10	differences	difference	NOUN
fbem-1428	40	11	and	and	CCONJ
fbem-1428	40	12	cultural	cultural	ADJ
fbem-1428	40	13	traditions	tradition	NOUN
fbem-1428	40	14	,	,	PUNCT
fbem-1428	40	15	the	the	DET
fbem-1428	40	16	consumption	consumption	NOUN
fbem-1428	40	17	concepts	concept	NOUN
fbem-1428	40	18	of	of	ADP
fbem-1428	40	19	the	the	DET
fbem-1428	40	20	two	two	NUM
fbem-1428	40	21	generations	generation	NOUN
fbem-1428	40	22	are	be	AUX
fbem-1428	40	23	very	very	ADV
fbem-1428	40	24	different	different	ADJ
fbem-1428	40	25	.	.	PUNCT
fbem-1428	41	1	the	the	DET
fbem-1428	41	2	traditional	traditional	ADJ
fbem-1428	41	3	generation	generation	NOUN
fbem-1428	41	4	's	's	PART
fbem-1428	41	5	view	view	NOUN
fbem-1428	41	6	of	of	ADP
fbem-1428	41	7	consumption	consumption	NOUN
fbem-1428	41	8	is	be	AUX
fbem-1428	41	9	more	more	ADV
fbem-1428	41	10	conservative	conservative	ADJ
fbem-1428	41	11	,	,	PUNCT
fbem-1428	41	12	with	with	ADP
fbem-1428	41	13	a	a	DET
fbem-1428	41	14	low	low	ADJ
fbem-1428	41	15	consumption	consumption	NOUN
fbem-1428	41	16	tendency	tendency	NOUN
fbem-1428	41	17	but	but	CCONJ
fbem-1428	41	18	a	a	DET
fbem-1428	41	19	high	high	ADJ
fbem-1428	41	20	saving	saving	NOUN
fbem-1428	41	21	tendency	tendency	NOUN
fbem-1428	41	22	.	.	PUNCT
fbem-1428	42	1	as	as	ADP
fbem-1428	42	2	a	a	DET
fbem-1428	42	3	new	new	ADJ
fbem-1428	42	4	generation	generation	NOUN
fbem-1428	42	5	of	of	ADP
fbem-1428	42	6	post-80s	post-80s	PROPN
fbem-1428	42	7	and	and	CCONJ
fbem-1428	42	8	post-90s	post-90s	NOUN
fbem-1428	42	9	,	,	PUNCT
fbem-1428	42	10	the	the	DET
fbem-1428	42	11	concept	concept	NOUN
fbem-1428	42	12	of	of	ADP
fbem-1428	42	13	consumption	consumption	NOUN
fbem-1428	42	14	is	be	AUX
fbem-1428	42	15	relatively	relatively	ADV
fbem-1428	42	16	open	open	ADJ
fbem-1428	42	17	,	,	PUNCT
fbem-1428	42	18	dare	dare	VERB
fbem-1428	42	19	to	to	PART
fbem-1428	42	20	consume	consume	VERB
fbem-1428	42	21	ahead	ahead	ADV
fbem-1428	42	22	,	,	PUNCT
fbem-1428	42	23	but	but	CCONJ
fbem-1428	42	24	the	the	DET
fbem-1428	42	25	savings	saving	NOUN
fbem-1428	42	26	are	be	AUX
fbem-1428	42	27	limited	limit	VERB
fbem-1428	42	28	,	,	PUNCT
fbem-1428	42	29	and	and	CCONJ
fbem-1428	42	30	the	the	DET
fbem-1428	42	31	consumption	consumption	NOUN
fbem-1428	42	32	capacity	capacity	NOUN
fbem-1428	42	33	is	be	AUX
fbem-1428	42	34	smaller	small	ADJ
fbem-1428	42	35	than	than	ADP
fbem-1428	42	36	that	that	PRON
fbem-1428	42	37	of	of	ADP
fbem-1428	42	38	the	the	DET
fbem-1428	42	39	traditional	traditional	ADJ
fbem-1428	42	40	generation	generation	NOUN
fbem-1428	42	41	.	.	PUNCT
fbem-1428	43	1	digital	digital	ADJ
fbem-1428	43	2	finance	finance	NOUN
fbem-1428	43	3	adheres	adhere	VERB
fbem-1428	43	4	to	to	ADP
fbem-1428	43	5	the	the	DET
fbem-1428	43	6	parallel	parallel	NOUN
fbem-1428	43	7	of	of	ADP
fbem-1428	43	8	traditional	traditional	ADJ
fbem-1428	43	9	services	service	NOUN
fbem-1428	43	10	and	and	CCONJ
fbem-1428	43	11	intelligent	intelligent	ADJ
fbem-1428	43	12	innovation	innovation	NOUN
fbem-1428	43	13	,	,	PUNCT
fbem-1428	43	14	strengthens	strengthen	VERB
fbem-1428	43	15	the	the	DET
fbem-1428	43	16	popularization	popularization	NOUN
fbem-1428	43	17	and	and	CCONJ
fbem-1428	43	18	publicity	publicity	NOUN
fbem-1428	43	19	of	of	ADP
fbem-1428	43	20	financial	financial	ADJ
fbem-1428	43	21	anti	anti	ADJ
fbem-1428	43	22	-	-	ADJ
fbem-1428	43	23	fraud	fraud	ADJ
fbem-1428	43	24	knowledge	knowledge	NOUN
fbem-1428	43	25	,	,	PUNCT
fbem-1428	43	26	enhances	enhance	VERB
fbem-1428	43	27	the	the	DET
fbem-1428	43	28	awareness	awareness	NOUN
fbem-1428	43	29	of	of	ADP
fbem-1428	43	30	prevention	prevention	NOUN
fbem-1428	43	31	,	,	PUNCT
fbem-1428	43	32	and	and	CCONJ
fbem-1428	43	33	adds	add	VERB
fbem-1428	43	34	a	a	DET
fbem-1428	43	35	"	"	PUNCT
fbem-1428	43	36	security	security	NOUN
fbem-1428	43	37	lock	lock	NOUN
fbem-1428	43	38	"	"	PUNCT
fbem-1428	43	39	to	to	ADP
fbem-1428	43	40	the	the	DET
fbem-1428	43	41	middle	middle	NOUN
fbem-1428	43	42	-	-	PUNCT
fbem-1428	43	43	aged	aged	ADJ
fbem-1428	43	44	and	and	CCONJ
fbem-1428	43	45	elderly	elderly	ADJ
fbem-1428	43	46	stages	stage	NOUN
fbem-1428	43	47	who	who	PRON
fbem-1428	43	48	are	be	AUX
fbem-1428	43	49	not	not	PART
fbem-1428	43	50	familiar	familiar	ADJ
fbem-1428	43	51	with	with	ADP
fbem-1428	43	52	digital	digital	ADJ
fbem-1428	43	53	finance	finance	NOUN
fbem-1428	43	54	,	,	PUNCT
fbem-1428	43	55	helping	help	VERB
fbem-1428	43	56	them	they	PRON
fbem-1428	43	57	strengthen	strengthen	VERB
fbem-1428	43	58	the	the	DET
fbem-1428	43	59	protection	protection	NOUN
fbem-1428	43	60	of	of	ADP
fbem-1428	43	61	their	their	PRON
fbem-1428	43	62	own	own	ADJ
fbem-1428	43	63	rights	right	NOUN
fbem-1428	43	64	and	and	CCONJ
fbem-1428	43	65	interests	interest	NOUN
fbem-1428	43	66	and	and	CCONJ
fbem-1428	43	67	enhance	enhance	VERB
fbem-1428	43	68	their	their	PRON
fbem-1428	43	69	trust	trust	NOUN
fbem-1428	43	70	in	in	ADP
fbem-1428	43	71	financial	financial	ADJ
fbem-1428	43	72	consumption	consumption	NOUN
fbem-1428	43	73	.	.	PUNCT
fbem-1428	44	1	4	4	X
fbem-1428	44	2	.	.	X
fbem-1428	44	3	the	the	DET
fbem-1428	44	4	inadequacy	inadequacy	NOUN
fbem-1428	44	5	of	of	ADP
fbem-1428	44	6	digital	digital	ADJ
fbem-1428	44	7	finance	finance	NOUN
fbem-1428	44	8	in	in	ADP
fbem-1428	44	9	upgrading	upgrade	VERB
fbem-1428	44	10	the	the	DET
fbem-1428	44	11	consumption	consumption	NOUN
fbem-1428	44	12	structure	structure	NOUN
fbem-1428	44	13	of	of	ADP
fbem-1428	44	14	residents	resident	NOUN
fbem-1428	44	15	4.1	4.1	NUM
fbem-1428	44	16	.	.	PUNCT
fbem-1428	45	1	problems	problem	NOUN
fbem-1428	45	2	with	with	ADP
fbem-1428	45	3	digital	digital	ADJ
fbem-1428	45	4	and	and	CCONJ
fbem-1428	45	5	network	network	NOUN
fbem-1428	45	6	technology	technology	NOUN
fbem-1428	45	7	if	if	SCONJ
fbem-1428	45	8	digital	digital	ADJ
fbem-1428	45	9	finance	finance	NOUN
fbem-1428	45	10	wants	want	VERB
fbem-1428	45	11	to	to	PART
fbem-1428	45	12	develop	develop	VERB
fbem-1428	45	13	safely	safely	ADV
fbem-1428	45	14	and	and	CCONJ
fbem-1428	45	15	stably	stably	ADV
fbem-1428	45	16	,	,	PUNCT
fbem-1428	45	17	it	it	PRON
fbem-1428	45	18	will	will	AUX
fbem-1428	45	19	have	have	VERB
fbem-1428	45	20	high	high	ADJ
fbem-1428	45	21	requirements	requirement	NOUN
fbem-1428	45	22	for	for	ADP
fbem-1428	45	23	the	the	DET
fbem-1428	45	24	network	network	NOUN
fbem-1428	45	25	system	system	NOUN
fbem-1428	45	26	.	.	PUNCT
fbem-1428	46	1	an	an	DET
fbem-1428	46	2	insecure	insecure	ADJ
fbem-1428	46	3	network	network	NOUN
fbem-1428	46	4	environment	environment	NOUN
fbem-1428	46	5	is	be	AUX
fbem-1428	46	6	difficult	difficult	ADJ
fbem-1428	46	7	to	to	PART
fbem-1428	46	8	resist	resist	VERB
fbem-1428	46	9	the	the	DET
fbem-1428	46	10	intrusion	intrusion	NOUN
fbem-1428	46	11	of	of	ADP
fbem-1428	46	12	hackers	hacker	NOUN
fbem-1428	46	13	,	,	PUNCT
fbem-1428	46	14	which	which	PRON
fbem-1428	46	15	means	mean	VERB
fbem-1428	46	16	that	that	SCONJ
fbem-1428	46	17	there	there	PRON
fbem-1428	46	18	may	may	AUX
fbem-1428	46	19	be	be	AUX
fbem-1428	46	20	fraud	fraud	NOUN
fbem-1428	46	21	or	or	CCONJ
fbem-1428	46	22	theft	theft	NOUN
fbem-1428	46	23	of	of	ADP
fbem-1428	46	24	funds	fund	NOUN
fbem-1428	46	25	,	,	PUNCT
fbem-1428	46	26	46	46	NUM
fbem-1428	46	27	which	which	PRON
fbem-1428	46	28	is	be	AUX
fbem-1428	46	29	very	very	ADV
fbem-1428	46	30	detrimental	detrimental	ADJ
fbem-1428	46	31	to	to	ADP
fbem-1428	46	32	the	the	DET
fbem-1428	46	33	interests	interest	NOUN
fbem-1428	46	34	of	of	ADP
fbem-1428	46	35	consumers	consumer	NOUN
fbem-1428	46	36	.	.	PUNCT
fbem-1428	47	1	4.2	4.2	NUM
fbem-1428	47	2	.	.	PUNCT
fbem-1428	48	1	infrastructure	infrastructure	NOUN
fbem-1428	48	2	issues	issue	NOUN
fbem-1428	48	3	the	the	DET
fbem-1428	48	4	5	5	NUM
fbem-1428	48	5	g	g	NOUN
fbem-1428	48	6	era	era	NOUN
fbem-1428	48	7	has	have	AUX
fbem-1428	48	8	arrived	arrive	VERB
fbem-1428	48	9	,	,	PUNCT
fbem-1428	48	10	people	people	NOUN
fbem-1428	48	11	have	have	VERB
fbem-1428	48	12	higher	high	ADJ
fbem-1428	48	13	requirements	requirement	NOUN
fbem-1428	48	14	for	for	ADP
fbem-1428	48	15	the	the	DET
fbem-1428	48	16	speed	speed	NOUN
fbem-1428	48	17	and	and	CCONJ
fbem-1428	48	18	stability	stability	NOUN
fbem-1428	48	19	of	of	ADP
fbem-1428	48	20	the	the	DET
fbem-1428	48	21	network	network	NOUN
fbem-1428	48	22	,	,	PUNCT
fbem-1428	48	23	which	which	PRON
fbem-1428	48	24	is	be	AUX
fbem-1428	48	25	also	also	ADV
fbem-1428	48	26	the	the	DET
fbem-1428	48	27	impact	impact	NOUN
fbem-1428	48	28	of	of	ADP
fbem-1428	48	29	the	the	DET
fbem-1428	48	30	development	development	NOUN
fbem-1428	48	31	of	of	ADP
fbem-1428	48	32	digital	digital	ADJ
fbem-1428	48	33	finance	finance	NOUN
fbem-1428	48	34	on	on	ADP
fbem-1428	48	35	financial	financial	ADJ
fbem-1428	48	36	consumers	consumer	NOUN
fbem-1428	48	37	and	and	CCONJ
fbem-1428	48	38	the	the	DET
fbem-1428	48	39	problems	problem	NOUN
fbem-1428	48	40	must	must	AUX
fbem-1428	48	41	not	not	PART
fbem-1428	48	42	be	be	AUX
fbem-1428	48	43	mentioned	mention	VERB
fbem-1428	48	44	,	,	PUNCT
fbem-1428	48	45	some	some	DET
fbem-1428	48	46	backward	backward	ADJ
fbem-1428	48	47	areas	area	NOUN
fbem-1428	48	48	of	of	ADP
fbem-1428	48	49	consumers	consumer	NOUN
fbem-1428	48	50	may	may	AUX
fbem-1428	48	51	not	not	PART
fbem-1428	48	52	be	be	AUX
fbem-1428	48	53	able	able	ADJ
fbem-1428	48	54	to	to	PART
fbem-1428	48	55	afford	afford	VERB
fbem-1428	48	56	expensive	expensive	ADJ
fbem-1428	48	57	network	network	NOUN
fbem-1428	48	58	connection	connection	NOUN
fbem-1428	48	59	costs	cost	NOUN
fbem-1428	48	60	,	,	PUNCT
fbem-1428	48	61	but	but	CCONJ
fbem-1428	48	62	also	also	ADV
fbem-1428	48	63	can	can	AUX
fbem-1428	48	64	not	not	PART
fbem-1428	48	65	pay	pay	VERB
fbem-1428	48	66	for	for	ADP
fbem-1428	48	67	digital	digital	ADJ
fbem-1428	48	68	finance	finance	NOUN
fbem-1428	48	69	often	often	ADV
fbem-1428	48	70	need	need	VERB
fbem-1428	48	71	to	to	PART
fbem-1428	48	72	use	use	VERB
fbem-1428	48	73	mobile	mobile	ADJ
fbem-1428	48	74	terminal	terminal	ADJ
fbem-1428	48	75	equipment	equipment	NOUN
fbem-1428	48	76	,	,	PUNCT
fbem-1428	48	77	such	such	ADJ
fbem-1428	48	78	as	as	ADP
fbem-1428	48	79	tablets	tablet	NOUN
fbem-1428	48	80	,	,	PUNCT
fbem-1428	48	81	mobile	mobile	ADJ
fbem-1428	48	82	phones	phone	NOUN
fbem-1428	48	83	,	,	PUNCT
fbem-1428	48	84	etc	etc	X
fbem-1428	48	85	.	.	X
fbem-1428	48	86	,	,	PUNCT
fbem-1428	48	87	which	which	PRON
fbem-1428	48	88	to	to	ADP
fbem-1428	48	89	a	a	DET
fbem-1428	48	90	certain	certain	ADJ
fbem-1428	48	91	extent	extent	NOUN
fbem-1428	48	92	limits	limit	VERB
fbem-1428	48	93	the	the	DET
fbem-1428	48	94	development	development	NOUN
fbem-1428	48	95	of	of	ADP
fbem-1428	48	96	digital	digital	ADJ
fbem-1428	48	97	finance	finance	NOUN
fbem-1428	48	98	,	,	PUNCT
fbem-1428	48	99	is	be	AUX
fbem-1428	48	100	also	also	ADV
fbem-1428	48	101	an	an	DET
fbem-1428	48	102	additional	additional	ADJ
fbem-1428	48	103	expense	expense	NOUN
fbem-1428	48	104	for	for	ADP
fbem-1428	48	105	consumers	consumer	NOUN
fbem-1428	48	106	.	.	PUNCT
fbem-1428	49	1	4.3	4.3	NUM
fbem-1428	49	2	.	.	PUNCT
fbem-1428	50	1	the	the	DET
fbem-1428	50	2	issue	issue	NOUN
fbem-1428	50	3	of	of	ADP
fbem-1428	50	4	establishing	establish	VERB
fbem-1428	50	5	and	and	CCONJ
fbem-1428	50	6	improving	improve	VERB
fbem-1428	50	7	the	the	DET
fbem-1428	50	8	regulatory	regulatory	ADJ
fbem-1428	50	9	system	system	NOUN
fbem-1428	50	10	for	for	ADP
fbem-1428	50	11	digital	digital	ADJ
fbem-1428	50	12	inclusive	inclusive	ADJ
fbem-1428	50	13	finance	finance	NOUN
fbem-1428	50	14	in	in	ADP
fbem-1428	50	15	order	order	NOUN
fbem-1428	50	16	to	to	PART
fbem-1428	50	17	strengthen	strengthen	VERB
fbem-1428	50	18	the	the	DET
fbem-1428	50	19	risk	risk	NOUN
fbem-1428	50	20	prevention	prevention	NOUN
fbem-1428	50	21	of	of	ADP
fbem-1428	50	22	digital	digital	ADJ
fbem-1428	50	23	inclusive	inclusive	ADJ
fbem-1428	50	24	finance	finance	NOUN
fbem-1428	50	25	,	,	PUNCT
fbem-1428	50	26	it	it	PRON
fbem-1428	50	27	is	be	AUX
fbem-1428	50	28	recommended	recommend	VERB
fbem-1428	50	29	to	to	PART
fbem-1428	50	30	make	make	VERB
fbem-1428	50	31	full	full	ADJ
fbem-1428	50	32	use	use	NOUN
fbem-1428	50	33	of	of	ADP
fbem-1428	50	34	regulatory	regulatory	ADJ
fbem-1428	50	35	technology	technology	NOUN
fbem-1428	50	36	empowerment	empowerment	NOUN
fbem-1428	50	37	,	,	PUNCT
fbem-1428	50	38	continuously	continuously	ADV
fbem-1428	50	39	improve	improve	VERB
fbem-1428	50	40	regulatory	regulatory	ADJ
fbem-1428	50	41	capabilities	capability	NOUN
fbem-1428	50	42	,	,	PUNCT
fbem-1428	50	43	and	and	CCONJ
fbem-1428	50	44	pay	pay	VERB
fbem-1428	50	45	attention	attention	NOUN
fbem-1428	50	46	to	to	ADP
fbem-1428	50	47	the	the	DET
fbem-1428	50	48	role	role	NOUN
fbem-1428	50	49	of	of	ADP
fbem-1428	50	50	industry	industry	NOUN
fbem-1428	50	51	self	self	NOUN
fbem-1428	50	52	-	-	PUNCT
fbem-1428	50	53	discipline	discipline	NOUN
fbem-1428	50	54	;	;	PUNCT
fbem-1428	50	55	unify	unify	VERB
fbem-1428	50	56	regulatory	regulatory	ADJ
fbem-1428	50	57	standards	standard	NOUN
fbem-1428	50	58	in	in	ADP
fbem-1428	50	59	various	various	ADJ
fbem-1428	50	60	fields	field	NOUN
fbem-1428	50	61	to	to	PART
fbem-1428	50	62	avoid	avoid	VERB
fbem-1428	50	63	regulatory	regulatory	ADJ
fbem-1428	50	64	arbitrage	arbitrage	NOUN
fbem-1428	50	65	;	;	PUNCT
fbem-1428	50	66	continue	continue	VERB
fbem-1428	50	67	to	to	PART
fbem-1428	50	68	strengthen	strengthen	VERB
fbem-1428	50	69	behavior	behavior	NOUN
fbem-1428	50	70	supervision	supervision	NOUN
fbem-1428	50	71	and	and	CCONJ
fbem-1428	50	72	functional	functional	ADJ
fbem-1428	50	73	supervision	supervision	NOUN
fbem-1428	50	74	;	;	PUNCT
fbem-1428	50	75	in	in	ADP
fbem-1428	50	76	particular	particular	ADJ
fbem-1428	50	77	,	,	PUNCT
fbem-1428	50	78	pay	pay	VERB
fbem-1428	50	79	attention	attention	NOUN
fbem-1428	50	80	to	to	ADP
fbem-1428	50	81	the	the	DET
fbem-1428	50	82	prevention	prevention	NOUN
fbem-1428	50	83	and	and	CCONJ
fbem-1428	50	84	control	control	NOUN
fbem-1428	50	85	of	of	ADP
fbem-1428	50	86	algorithm	algorithm	NOUN
fbem-1428	50	87	discrimination	discrimination	NOUN
fbem-1428	50	88	,	,	PUNCT
fbem-1428	50	89	induce	induce	VERB
fbem-1428	50	90	improper	improper	ADJ
fbem-1428	50	91	marketing	marketing	NOUN
fbem-1428	50	92	,	,	PUNCT
fbem-1428	50	93	information	information	NOUN
fbem-1428	50	94	abuse	abuse	NOUN
fbem-1428	50	95	and	and	CCONJ
fbem-1428	50	96	other	other	ADJ
fbem-1428	50	97	behaviors	behavior	NOUN
fbem-1428	50	98	that	that	PRON
fbem-1428	50	99	infringe	infringe	VERB
fbem-1428	50	100	on	on	ADP
fbem-1428	50	101	the	the	DET
fbem-1428	50	102	rights	right	NOUN
fbem-1428	50	103	and	and	CCONJ
fbem-1428	50	104	interests	interest	NOUN
fbem-1428	50	105	of	of	ADP
fbem-1428	50	106	financial	financial	ADJ
fbem-1428	50	107	consumers	consumer	NOUN
fbem-1428	50	108	that	that	PRON
fbem-1428	50	109	may	may	AUX
fbem-1428	50	110	be	be	AUX
fbem-1428	50	111	brought	bring	VERB
fbem-1428	50	112	about	about	ADP
fbem-1428	50	113	by	by	ADP
fbem-1428	50	114	the	the	DET
fbem-1428	50	115	use	use	NOUN
fbem-1428	50	116	of	of	ADP
fbem-1428	50	117	digital	digital	ADJ
fbem-1428	50	118	technology	technology	NOUN
fbem-1428	50	119	,	,	PUNCT
fbem-1428	50	120	and	and	CCONJ
fbem-1428	50	121	strive	strive	VERB
fbem-1428	50	122	to	to	PART
fbem-1428	50	123	strengthen	strengthen	VERB
fbem-1428	50	124	data	datum	NOUN
fbem-1428	50	125	security	security	NOUN
fbem-1428	50	126	and	and	CCONJ
fbem-1428	50	127	personal	personal	ADJ
fbem-1428	50	128	information	information	NOUN
fbem-1428	50	129	protection	protection	NOUN
fbem-1428	50	130	,	,	PUNCT
fbem-1428	50	131	so	so	SCONJ
fbem-1428	50	132	that	that	SCONJ
fbem-1428	50	133	the	the	DET
fbem-1428	50	134	people	people	NOUN
fbem-1428	50	135	can	can	AUX
fbem-1428	50	136	fully	fully	ADV
fbem-1428	50	137	trust	trust	VERB
fbem-1428	50	138	digital	digital	ADJ
fbem-1428	50	139	inclusive	inclusive	ADJ
fbem-1428	50	140	financial	financial	ADJ
fbem-1428	50	141	services	service	NOUN
fbem-1428	50	142	and	and	CCONJ
fbem-1428	50	143	can	can	AUX
fbem-1428	50	144	truly	truly	ADV
fbem-1428	50	145	use	use	VERB
fbem-1428	50	146	digital	digital	ADJ
fbem-1428	50	147	inclusive	inclusive	ADJ
fbem-1428	50	148	financial	financial	ADJ
fbem-1428	50	149	services	service	NOUN
fbem-1428	50	150	with	with	ADP
fbem-1428	50	151	confidence	confidence	NOUN
fbem-1428	50	152	.	.	PUNCT
fbem-1428	51	1	5	5	X
fbem-1428	51	2	.	.	X
fbem-1428	51	3	countermeasures	countermeasure	NOUN
fbem-1428	51	4	are	be	AUX
fbem-1428	51	5	recommended	recommend	VERB
fbem-1428	51	6	the	the	DET
fbem-1428	51	7	upgrading	upgrading	NOUN
fbem-1428	51	8	of	of	ADP
fbem-1428	51	9	residents	resident	NOUN
fbem-1428	51	10	'	'	PART
fbem-1428	51	11	consumption	consumption	NOUN
fbem-1428	51	12	structure	structure	NOUN
fbem-1428	51	13	is	be	AUX
fbem-1428	51	14	a	a	DET
fbem-1428	51	15	strong	strong	ADJ
fbem-1428	51	16	driving	driving	NOUN
fbem-1428	51	17	force	force	NOUN
fbem-1428	51	18	for	for	ADP
fbem-1428	51	19	china	china	PROPN
fbem-1428	51	20	's	's	PART
fbem-1428	51	21	economic	economic	ADJ
fbem-1428	51	22	recovery	recovery	NOUN
fbem-1428	51	23	and	and	CCONJ
fbem-1428	51	24	transformation	transformation	NOUN
fbem-1428	51	25	and	and	CCONJ
fbem-1428	51	26	upgrading	upgrading	NOUN
fbem-1428	51	27	,	,	PUNCT
fbem-1428	51	28	and	and	CCONJ
fbem-1428	51	29	it	it	PRON
fbem-1428	51	30	is	be	AUX
fbem-1428	51	31	also	also	ADV
fbem-1428	51	32	a	a	DET
fbem-1428	51	33	strong	strong	ADJ
fbem-1428	51	34	agent	agent	NOUN
fbem-1428	51	35	to	to	PART
fbem-1428	51	36	help	help	VERB
fbem-1428	51	37	the	the	DET
fbem-1428	51	38	upgrading	upgrading	NOUN
fbem-1428	51	39	of	of	ADP
fbem-1428	51	40	industrial	industrial	ADJ
fbem-1428	51	41	structure	structure	NOUN
fbem-1428	51	42	,	,	PUNCT
fbem-1428	51	43	and	and	CCONJ
fbem-1428	51	44	it	it	PRON
fbem-1428	51	45	is	be	AUX
fbem-1428	51	46	also	also	ADV
fbem-1428	51	47	an	an	DET
fbem-1428	51	48	important	important	ADJ
fbem-1428	51	49	driving	driving	NOUN
fbem-1428	51	50	force	force	NOUN
fbem-1428	51	51	for	for	ADP
fbem-1428	51	52	the	the	DET
fbem-1428	51	53	formation	formation	NOUN
fbem-1428	51	54	of	of	ADP
fbem-1428	51	55	a	a	DET
fbem-1428	51	56	domestic	domestic	ADJ
fbem-1428	51	57	and	and	CCONJ
fbem-1428	51	58	international	international	ADJ
fbem-1428	51	59	"	"	PUNCT
fbem-1428	51	60	double	double	ADJ
fbem-1428	51	61	cycle	cycle	NOUN
fbem-1428	51	62	"	"	PUNCT
fbem-1428	51	63	development	development	NOUN
fbem-1428	51	64	pattern	pattern	NOUN
fbem-1428	51	65	.	.	PUNCT
fbem-1428	52	1	first	first	ADV
fbem-1428	52	2	,	,	PUNCT
fbem-1428	52	3	vigorously	vigorously	ADV
fbem-1428	52	4	develop	develop	VERB
fbem-1428	52	5	digital	digital	ADJ
fbem-1428	52	6	finance	finance	NOUN
fbem-1428	52	7	and	and	CCONJ
fbem-1428	52	8	strengthen	strengthen	VERB
fbem-1428	52	9	its	its	PRON
fbem-1428	52	10	coverage	coverage	NOUN
fbem-1428	52	11	,	,	PUNCT
fbem-1428	52	12	depth	depth	NOUN
fbem-1428	52	13	of	of	ADP
fbem-1428	52	14	use	use	NOUN
fbem-1428	52	15	and	and	CCONJ
fbem-1428	52	16	degree	degree	NOUN
fbem-1428	52	17	of	of	ADP
fbem-1428	52	18	digitization	digitization	NOUN
fbem-1428	52	19	.	.	PUNCT
fbem-1428	53	1	the	the	DET
fbem-1428	53	2	banking	banking	NOUN
fbem-1428	53	3	industry	industry	NOUN
fbem-1428	53	4	is	be	AUX
fbem-1428	53	5	the	the	DET
fbem-1428	53	6	leader	leader	NOUN
fbem-1428	53	7	in	in	ADP
fbem-1428	53	8	the	the	DET
fbem-1428	53	9	development	development	NOUN
fbem-1428	53	10	of	of	ADP
fbem-1428	53	11	digital	digital	ADJ
fbem-1428	53	12	finance	finance	NOUN
fbem-1428	53	13	in	in	ADP
fbem-1428	53	14	china	china	PROPN
fbem-1428	53	15	,	,	PUNCT
fbem-1428	53	16	and	and	CCONJ
fbem-1428	53	17	the	the	DET
fbem-1428	53	18	success	success	NOUN
fbem-1428	53	19	of	of	ADP
fbem-1428	53	20	the	the	DET
fbem-1428	53	21	digital	digital	ADJ
fbem-1428	53	22	transformation	transformation	NOUN
fbem-1428	53	23	of	of	ADP
fbem-1428	53	24	banks	bank	NOUN
fbem-1428	53	25	is	be	AUX
fbem-1428	53	26	related	relate	VERB
fbem-1428	53	27	to	to	ADP
fbem-1428	53	28	the	the	DET
fbem-1428	53	29	depth	depth	NOUN
fbem-1428	53	30	of	of	ADP
fbem-1428	53	31	development	development	NOUN
fbem-1428	53	32	of	of	ADP
fbem-1428	53	33	digital	digital	ADJ
fbem-1428	53	34	finance	finance	NOUN
fbem-1428	53	35	in	in	ADP
fbem-1428	53	36	china	china	PROPN
fbem-1428	53	37	.	.	PUNCT
fbem-1428	54	1	the	the	DET
fbem-1428	54	2	digital	digital	ADJ
fbem-1428	54	3	transformation	transformation	NOUN
fbem-1428	54	4	of	of	ADP
fbem-1428	54	5	banks	bank	NOUN
fbem-1428	54	6	should	should	AUX
fbem-1428	54	7	not	not	PART
fbem-1428	54	8	be	be	AUX
fbem-1428	54	9	copied	copy	VERB
fbem-1428	54	10	and	and	CCONJ
fbem-1428	54	11	copied	copy	VERB
fbem-1428	54	12	,	,	PUNCT
fbem-1428	54	13	but	but	CCONJ
fbem-1428	54	14	should	should	AUX
fbem-1428	54	15	proceed	proceed	VERB
fbem-1428	54	16	from	from	ADP
fbem-1428	54	17	their	their	PRON
fbem-1428	54	18	own	own	ADJ
fbem-1428	54	19	reality	reality	NOUN
fbem-1428	54	20	and	and	CCONJ
fbem-1428	54	21	objectively	objectively	ADV
fbem-1428	54	22	formulate	formulate	VERB
fbem-1428	54	23	a	a	DET
fbem-1428	54	24	strategic	strategic	ADJ
fbem-1428	54	25	plan	plan	NOUN
fbem-1428	54	26	suitable	suitable	ADJ
fbem-1428	54	27	for	for	ADP
fbem-1428	54	28	themselves	themselves	PRON
fbem-1428	54	29	.	.	PUNCT
fbem-1428	55	1	strengthen	strengthen	VERB
fbem-1428	55	2	the	the	DET
fbem-1428	55	3	coverage	coverage	NOUN
fbem-1428	55	4	of	of	ADP
fbem-1428	55	5	digital	digital	ADJ
fbem-1428	55	6	financial	financial	ADJ
fbem-1428	55	7	services	service	NOUN
fbem-1428	55	8	,	,	PUNCT
fbem-1428	55	9	attach	attach	VERB
fbem-1428	55	10	importance	importance	NOUN
fbem-1428	55	11	to	to	ADP
fbem-1428	55	12	cooperation	cooperation	NOUN
fbem-1428	55	13	with	with	ADP
fbem-1428	55	14	financial	financial	ADJ
fbem-1428	55	15	technology	technology	NOUN
fbem-1428	55	16	companies	company	NOUN
fbem-1428	55	17	,	,	PUNCT
fbem-1428	55	18	and	and	CCONJ
fbem-1428	55	19	actively	actively	ADV
fbem-1428	55	20	introduce	introduce	VERB
fbem-1428	55	21	advanced	advanced	ADJ
fbem-1428	55	22	digital	digital	ADJ
fbem-1428	55	23	technologies	technology	NOUN
fbem-1428	55	24	for	for	ADP
fbem-1428	55	25	banking	banking	NOUN
fbem-1428	55	26	operations	operation	NOUN
fbem-1428	55	27	,	,	PUNCT
fbem-1428	55	28	so	so	SCONJ
fbem-1428	55	29	as	as	SCONJ
fbem-1428	55	30	to	to	PART
fbem-1428	55	31	break	break	VERB
fbem-1428	55	32	technical	technical	ADJ
fbem-1428	55	33	restrictions	restriction	NOUN
fbem-1428	55	34	,	,	PUNCT
fbem-1428	55	35	enhance	enhance	VERB
fbem-1428	55	36	the	the	DET
fbem-1428	55	37	degree	degree	NOUN
fbem-1428	55	38	of	of	ADP
fbem-1428	55	39	digitization	digitization	NOUN
fbem-1428	55	40	of	of	ADP
fbem-1428	55	41	financial	financial	ADJ
fbem-1428	55	42	services	service	NOUN
fbem-1428	55	43	,	,	PUNCT
fbem-1428	55	44	and	and	CCONJ
fbem-1428	55	45	achieve	achieve	VERB
fbem-1428	55	46	cross	cross	ADJ
fbem-1428	55	47	-	-	ADJ
fbem-1428	55	48	border	border	ADJ
fbem-1428	55	49	integration	integration	NOUN
fbem-1428	55	50	.	.	PUNCT
fbem-1428	56	1	second	second	ADV
fbem-1428	56	2	,	,	PUNCT
fbem-1428	56	3	continuously	continuously	ADV
fbem-1428	56	4	strengthen	strengthen	VERB
fbem-1428	56	5	and	and	CCONJ
fbem-1428	56	6	optimize	optimize	VERB
fbem-1428	56	7	digital	digital	ADJ
fbem-1428	56	8	financial	financial	ADJ
fbem-1428	56	9	services	service	NOUN
fbem-1428	56	10	such	such	ADJ
fbem-1428	56	11	as	as	ADP
fbem-1428	56	12	digital	digital	ADJ
fbem-1428	56	13	payment	payment	NOUN
fbem-1428	56	14	,	,	PUNCT
fbem-1428	56	15	digital	digital	ADJ
fbem-1428	56	16	credit	credit	NOUN
fbem-1428	56	17	,	,	PUNCT
fbem-1428	56	18	and	and	CCONJ
fbem-1428	56	19	digital	digital	ADJ
fbem-1428	56	20	insurance	insurance	NOUN
fbem-1428	56	21	.	.	PUNCT
fbem-1428	57	1	various	various	ADJ
fbem-1428	57	2	financial	financial	ADJ
fbem-1428	57	3	service	service	NOUN
fbem-1428	57	4	platforms	platform	NOUN
fbem-1428	57	5	such	such	ADJ
fbem-1428	57	6	as	as	ADP
fbem-1428	57	7	payment	payment	NOUN
fbem-1428	57	8	,	,	PUNCT
fbem-1428	57	9	insurance	insurance	NOUN
fbem-1428	57	10	,	,	PUNCT
fbem-1428	57	11	and	and	CCONJ
fbem-1428	57	12	credit	credit	NOUN
fbem-1428	57	13	should	should	AUX
fbem-1428	57	14	actively	actively	ADV
fbem-1428	57	15	integrate	integrate	VERB
fbem-1428	57	16	into	into	ADP
fbem-1428	57	17	the	the	DET
fbem-1428	57	18	digital	digital	ADJ
fbem-1428	57	19	inclusive	inclusive	ADJ
fbem-1428	57	20	financial	financial	ADJ
fbem-1428	57	21	system	system	NOUN
fbem-1428	57	22	,	,	PUNCT
fbem-1428	57	23	give	give	VERB
fbem-1428	57	24	full	full	ADJ
fbem-1428	57	25	play	play	NOUN
fbem-1428	57	26	to	to	ADP
fbem-1428	57	27	their	their	PRON
fbem-1428	57	28	comparative	comparative	ADJ
fbem-1428	57	29	advantages	advantage	NOUN
fbem-1428	57	30	,	,	PUNCT
fbem-1428	57	31	optimize	optimize	VERB
fbem-1428	57	32	financial	financial	ADJ
fbem-1428	57	33	services	service	NOUN
fbem-1428	57	34	,	,	PUNCT
fbem-1428	57	35	and	and	CCONJ
fbem-1428	57	36	provide	provide	VERB
fbem-1428	57	37	loan	loan	NOUN
fbem-1428	57	38	extensions	extension	NOUN
fbem-1428	57	39	,	,	PUNCT
fbem-1428	57	40	fee	fee	NOUN
fbem-1428	57	41	reductions	reduction	NOUN
fbem-1428	57	42	,	,	PUNCT
fbem-1428	57	43	emergency	emergency	NOUN
fbem-1428	57	44	loans	loan	NOUN
fbem-1428	57	45	and	and	CCONJ
fbem-1428	57	46	related	relate	VERB
fbem-1428	57	47	insurance	insurance	NOUN
fbem-1428	57	48	services	service	NOUN
fbem-1428	57	49	for	for	ADP
fbem-1428	57	50	small	small	ADJ
fbem-1428	57	51	and	and	CCONJ
fbem-1428	57	52	micro	micro	ADJ
fbem-1428	57	53	enterprises	enterprise	NOUN
fbem-1428	57	54	and	and	CCONJ
fbem-1428	57	55	vulnerable	vulnerable	ADJ
fbem-1428	57	56	groups	group	NOUN
fbem-1428	57	57	.	.	PUNCT
fbem-1428	58	1	strive	strive	VERB
fbem-1428	58	2	to	to	PART
fbem-1428	58	3	alleviate	alleviate	VERB
fbem-1428	58	4	the	the	DET
fbem-1428	58	5	consumption	consumption	NOUN
fbem-1428	58	6	pressure	pressure	NOUN
fbem-1428	58	7	of	of	ADP
fbem-1428	58	8	residents	resident	NOUN
fbem-1428	58	9	under	under	ADP
fbem-1428	58	10	the	the	DET
fbem-1428	58	11	epidemic	epidemic	NOUN
fbem-1428	58	12	,	,	PUNCT
fbem-1428	58	13	expand	expand	VERB
fbem-1428	58	14	domestic	domestic	ADJ
fbem-1428	58	15	demand	demand	NOUN
fbem-1428	58	16	,	,	PUNCT
fbem-1428	58	17	improve	improve	VERB
fbem-1428	58	18	the	the	DET
fbem-1428	58	19	overall	overall	ADJ
fbem-1428	58	20	consumption	consumption	NOUN
fbem-1428	58	21	level	level	NOUN
fbem-1428	58	22	of	of	ADP
fbem-1428	58	23	the	the	DET
fbem-1428	58	24	country	country	NOUN
fbem-1428	58	25	,	,	PUNCT
fbem-1428	58	26	guide	guide	VERB
fbem-1428	58	27	residents	resident	NOUN
fbem-1428	58	28	to	to	PART
fbem-1428	58	29	increase	increase	VERB
fbem-1428	58	30	their	their	PRON
fbem-1428	58	31	enjoyment	enjoyment	NOUN
fbem-1428	58	32	of	of	ADP
fbem-1428	58	33	developmentoriented	developmentoriente	VERB
fbem-1428	58	34	consumption	consumption	NOUN
fbem-1428	58	35	,	,	PUNCT
fbem-1428	58	36	and	and	CCONJ
fbem-1428	58	37	optimize	optimize	VERB
fbem-1428	58	38	the	the	DET
fbem-1428	58	39	consumption	consumption	NOUN
fbem-1428	58	40	structure	structure	NOUN
fbem-1428	58	41	of	of	ADP
fbem-1428	58	42	residents	resident	NOUN
fbem-1428	58	43	,	,	PUNCT
fbem-1428	58	44	so	so	SCONJ
fbem-1428	58	45	as	as	SCONJ
fbem-1428	58	46	to	to	PART
fbem-1428	58	47	promote	promote	VERB
fbem-1428	58	48	economic	economic	ADJ
fbem-1428	58	49	recovery	recovery	NOUN
fbem-1428	58	50	and	and	CCONJ
fbem-1428	58	51	occupy	occupy	VERB
fbem-1428	58	52	a	a	DET
fbem-1428	58	53	place	place	NOUN
fbem-1428	58	54	in	in	ADP
fbem-1428	58	55	the	the	DET
fbem-1428	58	56	wave	wave	NOUN
fbem-1428	58	57	of	of	ADP
fbem-1428	58	58	digital	digital	ADJ
fbem-1428	58	59	economy	economy	NOUN
fbem-1428	58	60	.	.	PUNCT
fbem-1428	59	1	third	third	ADV
fbem-1428	59	2	,	,	PUNCT
fbem-1428	59	3	increase	increase	VERB
fbem-1428	59	4	the	the	DET
fbem-1428	59	5	disposable	disposable	ADJ
fbem-1428	59	6	income	income	NOUN
fbem-1428	59	7	of	of	ADP
fbem-1428	59	8	residents	resident	NOUN
fbem-1428	59	9	.	.	PUNCT
fbem-1428	60	1	income	income	NOUN
fbem-1428	60	2	is	be	AUX
fbem-1428	60	3	one	one	NUM
fbem-1428	60	4	of	of	ADP
fbem-1428	60	5	the	the	DET
fbem-1428	60	6	important	important	ADJ
fbem-1428	60	7	intermediaries	intermediary	NOUN
fbem-1428	60	8	for	for	ADP
fbem-1428	60	9	digital	digital	ADJ
fbem-1428	60	10	inclusive	inclusive	ADJ
fbem-1428	60	11	finance	finance	NOUN
fbem-1428	60	12	to	to	PART
fbem-1428	60	13	promote	promote	VERB
fbem-1428	60	14	the	the	DET
fbem-1428	60	15	upgrading	upgrading	NOUN
fbem-1428	60	16	of	of	ADP
fbem-1428	60	17	residents	resident	NOUN
fbem-1428	60	18	'	'	PART
fbem-1428	60	19	consumption	consumption	NOUN
fbem-1428	60	20	structure	structure	NOUN
fbem-1428	60	21	,	,	PUNCT
fbem-1428	60	22	and	and	CCONJ
fbem-1428	60	23	from	from	ADP
fbem-1428	60	24	a	a	DET
fbem-1428	60	25	long	long	ADJ
fbem-1428	60	26	-	-	PUNCT
fbem-1428	60	27	term	term	NOUN
fbem-1428	60	28	perspective	perspective	NOUN
fbem-1428	60	29	,	,	PUNCT
fbem-1428	60	30	the	the	DET
fbem-1428	60	31	importance	importance	NOUN
fbem-1428	60	32	of	of	ADP
fbem-1428	60	33	this	this	DET
fbem-1428	60	34	role	role	NOUN
fbem-1428	60	35	channel	channel	NOUN
fbem-1428	60	36	can	can	AUX
fbem-1428	60	37	not	not	PART
fbem-1428	60	38	be	be	AUX
fbem-1428	60	39	ignored	ignore	VERB
fbem-1428	60	40	.	.	PUNCT
fbem-1428	61	1	in	in	ADP
fbem-1428	61	2	the	the	DET
fbem-1428	61	3	stage	stage	NOUN
fbem-1428	61	4	of	of	ADP
fbem-1428	61	5	normalization	normalization	NOUN
fbem-1428	61	6	of	of	ADP
fbem-1428	61	7	epidemic	epidemic	NOUN
fbem-1428	61	8	prevention	prevention	NOUN
fbem-1428	61	9	and	and	CCONJ
fbem-1428	61	10	control	control	NOUN
fbem-1428	61	11	,	,	PUNCT
fbem-1428	61	12	gdp	gdp	NOUN
fbem-1428	61	13	growth	growth	NOUN
fbem-1428	61	14	should	should	AUX
fbem-1428	61	15	be	be	AUX
fbem-1428	61	16	restored	restore	VERB
fbem-1428	61	17	as	as	ADV
fbem-1428	61	18	soon	soon	ADV
fbem-1428	61	19	as	as	ADP
fbem-1428	61	20	possible	possible	ADJ
fbem-1428	61	21	,	,	PUNCT
fbem-1428	61	22	and	and	CCONJ
fbem-1428	61	23	the	the	DET
fbem-1428	61	24	gdp	gdp	NOUN
fbem-1428	61	25	growth	growth	NOUN
fbem-1428	61	26	rate	rate	NOUN
fbem-1428	61	27	should	should	AUX
fbem-1428	61	28	be	be	AUX
fbem-1428	61	29	maintained	maintain	VERB
fbem-1428	61	30	at	at	ADP
fbem-1428	61	31	about	about	ADP
fbem-1428	61	32	6	6	NUM
fbem-1428	61	33	%	%	NOUN
fbem-1428	61	34	,	,	PUNCT
fbem-1428	61	35	so	so	SCONJ
fbem-1428	61	36	as	as	SCONJ
fbem-1428	61	37	to	to	PART
fbem-1428	61	38	ensure	ensure	VERB
fbem-1428	61	39	the	the	DET
fbem-1428	61	40	stable	stable	ADJ
fbem-1428	61	41	operation	operation	NOUN
fbem-1428	61	42	of	of	ADP
fbem-1428	61	43	the	the	DET
fbem-1428	61	44	economy	economy	NOUN
fbem-1428	61	45	,	,	PUNCT
fbem-1428	61	46	ensure	ensure	VERB
fbem-1428	61	47	the	the	DET
fbem-1428	61	48	basic	basic	ADJ
fbem-1428	61	49	income	income	NOUN
fbem-1428	61	50	level	level	NOUN
fbem-1428	61	51	of	of	ADP
fbem-1428	61	52	residents	resident	NOUN
fbem-1428	61	53	,	,	PUNCT
fbem-1428	61	54	and	and	CCONJ
fbem-1428	61	55	provide	provide	VERB
fbem-1428	61	56	a	a	DET
fbem-1428	61	57	good	good	ADJ
fbem-1428	61	58	macroeconomic	macroeconomic	ADJ
fbem-1428	61	59	environment	environment	NOUN
fbem-1428	61	60	for	for	ADP
fbem-1428	61	61	residents	resident	NOUN
fbem-1428	61	62	'	'	PART
fbem-1428	61	63	consumption	consumption	NOUN
fbem-1428	61	64	.	.	PUNCT
fbem-1428	62	1	solve	solve	VERB
fbem-1428	62	2	the	the	DET
fbem-1428	62	3	problem	problem	NOUN
fbem-1428	62	4	of	of	ADP
fbem-1428	62	5	large	large	ADJ
fbem-1428	62	6	-	-	PUNCT
fbem-1428	62	7	scale	scale	NOUN
fbem-1428	62	8	unemployment	unemployment	NOUN
fbem-1428	62	9	caused	cause	VERB
fbem-1428	62	10	by	by	ADP
fbem-1428	62	11	the	the	DET
fbem-1428	62	12	impact	impact	NOUN
fbem-1428	62	13	of	of	ADP
fbem-1428	62	14	the	the	DET
fbem-1428	62	15	epidemic	epidemic	NOUN
fbem-1428	62	16	,	,	PUNCT
fbem-1428	62	17	and	and	CCONJ
fbem-1428	62	18	promote	promote	VERB
fbem-1428	62	19	the	the	DET
fbem-1428	62	20	recovery	recovery	NOUN
fbem-1428	62	21	of	of	ADP
fbem-1428	62	22	domestic	domestic	ADJ
fbem-1428	62	23	demand	demand	NOUN
fbem-1428	62	24	and	and	CCONJ
fbem-1428	62	25	the	the	DET
fbem-1428	62	26	upgrading	upgrading	NOUN
fbem-1428	62	27	of	of	ADP
fbem-1428	62	28	consumption	consumption	NOUN
fbem-1428	62	29	structure	structure	NOUN
fbem-1428	62	30	.	.	PUNCT
fbem-1428	63	1	in	in	ADP
fbem-1428	63	2	addition	addition	NOUN
fbem-1428	63	3	to	to	ADP
fbem-1428	63	4	improving	improve	VERB
fbem-1428	63	5	the	the	DET
fbem-1428	63	6	income	income	NOUN
fbem-1428	63	7	level	level	NOUN
fbem-1428	63	8	,	,	PUNCT
fbem-1428	63	9	it	it	PRON
fbem-1428	63	10	is	be	AUX
fbem-1428	63	11	also	also	ADV
fbem-1428	63	12	necessary	necessary	ADJ
fbem-1428	63	13	to	to	PART
fbem-1428	63	14	speed	speed	VERB
fbem-1428	63	15	up	up	ADP
fbem-1428	63	16	the	the	DET
fbem-1428	63	17	improvement	improvement	NOUN
fbem-1428	63	18	of	of	ADP
fbem-1428	63	19	the	the	DET
fbem-1428	63	20	income	income	NOUN
fbem-1428	63	21	distribution	distribution	NOUN
fbem-1428	63	22	system	system	NOUN
fbem-1428	63	23	to	to	PART
fbem-1428	63	24	ensure	ensure	VERB
fbem-1428	63	25	fairness	fairness	NOUN
fbem-1428	63	26	and	and	CCONJ
fbem-1428	63	27	justice	justice	NOUN
fbem-1428	63	28	and	and	CCONJ
fbem-1428	63	29	common	common	ADJ
fbem-1428	63	30	prosperity	prosperity	NOUN
fbem-1428	63	31	.	.	PUNCT
fbem-1428	64	1	fourth	fourth	ADV
fbem-1428	64	2	,	,	PUNCT
fbem-1428	64	3	strengthen	strengthen	VERB
fbem-1428	64	4	supervision	supervision	NOUN
fbem-1428	64	5	and	and	CCONJ
fbem-1428	64	6	correctly	correctly	ADV
fbem-1428	64	7	guide	guide	VERB
fbem-1428	64	8	the	the	DET
fbem-1428	64	9	development	development	NOUN
fbem-1428	64	10	of	of	ADP
fbem-1428	64	11	digital	digital	ADJ
fbem-1428	64	12	finance	finance	NOUN
fbem-1428	64	13	.	.	PUNCT
fbem-1428	65	1	this	this	PRON
fbem-1428	65	2	requires	require	VERB
fbem-1428	65	3	regulatory	regulatory	ADJ
fbem-1428	65	4	authorities	authority	NOUN
fbem-1428	65	5	to	to	PART
fbem-1428	65	6	keep	keep	VERB
fbem-1428	65	7	pace	pace	NOUN
fbem-1428	65	8	with	with	ADP
fbem-1428	65	9	the	the	DET
fbem-1428	65	10	times	time	NOUN
fbem-1428	65	11	,	,	PUNCT
fbem-1428	65	12	learn	learn	VERB
fbem-1428	65	13	from	from	ADP
fbem-1428	65	14	traditional	traditional	ADJ
fbem-1428	65	15	regulatory	regulatory	ADJ
fbem-1428	65	16	mechanisms	mechanism	NOUN
fbem-1428	65	17	or	or	CCONJ
fbem-1428	65	18	methods	method	NOUN
fbem-1428	65	19	while	while	SCONJ
fbem-1428	65	20	also	also	ADV
fbem-1428	65	21	innovating	innovate	VERB
fbem-1428	65	22	supervision	supervision	NOUN
fbem-1428	65	23	,	,	PUNCT
fbem-1428	65	24	and	and	CCONJ
fbem-1428	65	25	must	must	AUX
fbem-1428	65	26	explore	explore	VERB
fbem-1428	65	27	a	a	DET
fbem-1428	65	28	regulatory	regulatory	ADJ
fbem-1428	65	29	mechanism	mechanism	NOUN
fbem-1428	65	30	suitable	suitable	ADJ
fbem-1428	65	31	for	for	ADP
fbem-1428	65	32	the	the	DET
fbem-1428	65	33	development	development	NOUN
fbem-1428	65	34	of	of	ADP
fbem-1428	65	35	the	the	DET
fbem-1428	65	36	digital	digital	ADJ
fbem-1428	65	37	economy	economy	NOUN
fbem-1428	65	38	as	as	ADV
fbem-1428	65	39	soon	soon	ADV
fbem-1428	65	40	as	as	ADP
fbem-1428	65	41	possible	possible	ADJ
fbem-1428	65	42	.	.	PUNCT
fbem-1428	66	1	regulatory	regulatory	ADJ
fbem-1428	66	2	authorities	authority	NOUN
fbem-1428	66	3	should	should	AUX
fbem-1428	66	4	weave	weave	VERB
fbem-1428	66	5	a	a	DET
fbem-1428	66	6	reliable	reliable	ADJ
fbem-1428	66	7	information	information	NOUN
fbem-1428	66	8	and	and	CCONJ
fbem-1428	66	9	data	datum	NOUN
fbem-1428	66	10	safety	safety	NOUN
fbem-1428	66	11	net	net	NOUN
fbem-1428	66	12	as	as	ADP
fbem-1428	66	13	a	a	DET
fbem-1428	66	14	backing	backing	NOUN
fbem-1428	66	15	for	for	ADP
fbem-1428	66	16	the	the	DET
fbem-1428	66	17	majority	majority	NOUN
fbem-1428	66	18	of	of	ADP
fbem-1428	66	19	financial	financial	ADJ
fbem-1428	66	20	consumers	consumer	NOUN
fbem-1428	66	21	,	,	PUNCT
fbem-1428	66	22	strengthen	strengthen	VERB
fbem-1428	66	23	information	information	NOUN
fbem-1428	66	24	disclosure	disclosure	NOUN
fbem-1428	66	25	and	and	CCONJ
fbem-1428	66	26	risk	risk	NOUN
fbem-1428	66	27	tips	tip	NOUN
fbem-1428	66	28	,	,	PUNCT
fbem-1428	66	29	so	so	SCONJ
fbem-1428	66	30	that	that	SCONJ
fbem-1428	66	31	the	the	DET
fbem-1428	66	32	digital	digital	ADJ
fbem-1428	66	33	financial	financial	ADJ
fbem-1428	66	34	industry	industry	NOUN
fbem-1428	66	35	can	can	AUX
fbem-1428	66	36	develop	develop	VERB
fbem-1428	66	37	healthily	healthily	ADV
fbem-1428	66	38	and	and	CCONJ
fbem-1428	66	39	sustainably	sustainably	ADV
fbem-1428	66	40	,	,	PUNCT
fbem-1428	66	41	so	so	SCONJ
fbem-1428	66	42	that	that	SCONJ
fbem-1428	66	43	consumers	consumer	NOUN
fbem-1428	66	44	can	can	AUX
fbem-1428	66	45	consume	consume	VERB
fbem-1428	66	46	,	,	PUNCT
fbem-1428	66	47	dare	dare	VERB
fbem-1428	66	48	to	to	PART
fbem-1428	66	49	consume	consume	VERB
fbem-1428	66	50	,	,	PUNCT
fbem-1428	66	51	and	and	CCONJ
fbem-1428	66	52	play	play	VERB
fbem-1428	66	53	the	the	DET
fbem-1428	66	54	greatest	great	ADJ
fbem-1428	66	55	role	role	NOUN
fbem-1428	66	56	in	in	ADP
fbem-1428	66	57	optimizing	optimize	VERB
fbem-1428	66	58	and	and	CCONJ
fbem-1428	66	59	upgrading	upgrade	VERB
fbem-1428	66	60	the	the	DET
fbem-1428	66	61	consumption	consumption	NOUN
fbem-1428	66	62	structure	structure	NOUN
fbem-1428	66	63	of	of	ADP
fbem-1428	66	64	chinese	chinese	ADJ
fbem-1428	66	65	residents	resident	NOUN
fbem-1428	66	66	under	under	ADP
fbem-1428	66	67	the	the	DET
fbem-1428	66	68	normalization	normalization	NOUN
fbem-1428	66	69	of	of	ADP
fbem-1428	66	70	epidemic	epidemic	NOUN
fbem-1428	66	71	prevention	prevention	NOUN
fbem-1428	66	72	and	and	CCONJ
fbem-1428	66	73	control	control	NOUN
fbem-1428	66	74	.	.	PUNCT
fbem-1428	67	1	references	reference	NOUN
fbem-1428	67	2	[	[	X
fbem-1428	67	3	1	1	NUM
fbem-1428	67	4	]	]	X
fbem-1428	67	5	yin	yin	PROPN
fbem-1428	67	6	yue	yue	PROPN
fbem-1428	67	7	.	.	PUNCT
fbem-1428	68	1	digital	digital	PROPN
fbem-1428	68	2	finance	finance	PROPN
fbem-1428	68	3	,	,	PUNCT
fbem-1428	68	4	industrial	industrial	ADJ
fbem-1428	68	5	agglomeration	agglomeration	NOUN
fbem-1428	68	6	and	and	CCONJ
fbem-1428	68	7	total	total	ADJ
fbem-1428	68	8	factor	factor	NOUN
fbem-1428	68	9	productivity[j	productivity[j	NOUN
fbem-1428	68	10	/	/	SYM
fbem-1428	68	11	ol].statistics	ol].statistic	NOUN
fbem-1428	68	12	and	and	CCONJ
fbem-1428	68	13	decisionmaking,2022(07):131	decisionmaking,2022(07):131	NOUN
fbem-1428	68	14	-	-	PUNCT
fbem-1428	68	15	135[2022	135[2022	NUM
fbem-1428	68	16	-	-	PUNCT
fbem-1428	68	17	04	04	NUM
fbem-1428	68	18	-	-	PUNCT
fbem-1428	68	19	09	09	NUM
fbem-1428	68	20	]	]	PUNCT
fbem-1428	68	21	.	.	PUNCT
fbem-1428	69	1	doi:10.13546	doi:10.13546	PROPN
fbem-1428	69	2	/	/	SYM
fbem-1428	69	3	j.cnki.tjyjc.2022.07.026	j.cnki.tjyjc.2022.07.026	PROPN
fbem-1428	69	4	.	.	PUNCT
fbem-1428	70	1	[	[	X
fbem-1428	70	2	2	2	NUM
fbem-1428	70	3	]	]	X
fbem-1428	70	4	li	li	PROPN
fbem-1428	70	5	tao	tao	PROPN
fbem-1428	70	6	,	,	PUNCT
fbem-1428	70	7	peng	peng	PROPN
fbem-1428	70	8	dongman	dongman	NOUN
fbem-1428	70	9	.	.	PUNCT
fbem-1428	71	1	digital	digital	ADJ
fbem-1428	71	2	financial	financial	ADJ
fbem-1428	71	3	poverty	poverty	NOUN
fbem-1428	71	4	reduction	reduction	NOUN
fbem-1428	71	5	:	:	PUNCT
fbem-1428	71	6	a	a	DET
fbem-1428	71	7	review	review	NOUN
fbem-1428	71	8	and	and	CCONJ
fbem-1428	71	9	prospect	prospect	NOUN
fbem-1428	71	10	of	of	ADP
fbem-1428	71	11	research	research	NOUN
fbem-1428	71	12	hotspots[j	hotspots[j	PROPN
fbem-1428	71	13	/	/	SYM
fbem-1428	71	14	ol].monthly	ol].monthly	ADV
fbem-1428	71	15	journal	journal	NOUN
fbem-1428	71	16	of	of	ADP
fbem-1428	71	17	finance	finance	NOUN
fbem-1428	71	18	and	and	CCONJ
fbem-1428	71	19	accounting	accounting	NOUN
fbem-1428	71	20	:	:	PUNCT
fbem-1428	71	21	1	1	NUM
fbem-1428	71	22	-	-	PUNCT
fbem-1428	71	23	7[2022	7[2022	NUM
fbem-1428	71	24	-	-	PUNCT
fbem-1428	71	25	0409].http://kns.cnki.net	0409].http://kns.cnki.net	NOUN
fbem-1428	71	26	/	/	SYM
fbem-1428	71	27	kcms	kcms	NOUN
fbem-1428	71	28	/	/	SYM
fbem-1428	71	29	detail/42.1290.f.20220329.1117	detail/42.1290.f.20220329.1117	NOUN
fbem-1428	71	30	.	.	NOUN
fbem-1428	71	31	020.html	020.html	NOUN
fbem-1428	72	1	[	[	X
fbem-1428	72	2	3	3	NUM
fbem-1428	72	3	]	]	PUNCT
fbem-1428	72	4	huo	huo	PROPN
fbem-1428	72	5	jingyuan	jingyuan	PROPN
fbem-1428	72	6	.	.	PUNCT
fbem-1428	73	1	influence	influence	NOUN
fbem-1428	73	2	of	of	ADP
fbem-1428	73	3	cultural	cultural	ADJ
fbem-1428	73	4	and	and	CCONJ
fbem-1428	73	5	creative	creative	ADJ
fbem-1428	73	6	industries	industry	NOUN
fbem-1428	73	7	on	on	ADP
fbem-1428	73	8	regional	regional	ADJ
fbem-1428	73	9	economic	economic	ADJ
fbem-1428	73	10	development	development	NOUN
fbem-1428	73	11	and	and	CCONJ
fbem-1428	73	12	countermeasures	countermeasure	NOUN
fbem-1428	73	13	-	-	PUNCT
fbem-1428	73	14	taking	take	VERB
fbem-1428	73	15	tianjin	tianjin	NOUN
fbem-1428	73	16	as	as	ADP
fbem-1428	73	17	an	an	DET
fbem-1428	73	18	example	example	NOUN
fbem-1428	73	19	[	[	X
fbem-1428	73	20	j	j	X
fbem-1428	73	21	]	]	X
fbem-1428	73	22	.	.	PUNCT
fbem-1428	74	1	journal	journal	PROPN
fbem-1428	74	2	of	of	ADP
fbem-1428	74	3	north	north	PROPN
fbem-1428	74	4	china	china	PROPN
fbem-1428	74	5	university	university	PROPN
fbem-1428	74	6	of	of	ADP
fbem-1428	74	7	water	water	NOUN
fbem-1428	74	8	resources	resource	NOUN
fbem-1428	74	9	and	and	CCONJ
fbem-1428	74	10	hydropower	hydropower	NOUN
fbem-1428	74	11	(	(	PUNCT
fbem-1428	74	12	social	social	ADJ
fbem-1428	74	13	science	science	NOUN
fbem-1428	74	14	edition	edition	PROPN
fbem-1428	74	15	)	)	PUNCT
fbem-1428	74	16	,	,	PUNCT
fbem-1428	74	17	2017	2017	NUM
fbem-1428	74	18	,	,	PUNCT
fbem-1428	74	19	33	33	NUM
fbem-1428	74	20	(	(	PUNCT
fbem-1428	74	21	01	01	NUM
fbem-1428	74	22	):	):	PUNCT
fbem-1428	74	23	48	48	NUM
fbem-1428	74	24	-	-	SYM
fbem-1428	74	25	51	51	NUM
fbem-1428	74	26	.	.	PUNCT
fbem-1428	75	1	doi	doi	NOUN
fbem-1428	75	2	:	:	PUNCT
fbem-1428	75	3	10.13790	10.13790	NUM
fbem-1428	75	4	/	/	SYM
fbem-1428	75	5	j.cnki.issn1008	j.cnki.issn1008	NOUN
fbem-1428	75	6	-	-	NOUN
fbem-1428	75	7	4444.2017.01.012	4444.2017.01.012	PROPN
fbem-1428	76	1	[	[	X
fbem-1428	76	2	4	4	NUM
fbem-1428	76	3	]	]	PUNCT
fbem-1428	76	4	huo	huo	PROPN
fbem-1428	76	5	jingyuan	jingyuan	PROPN
fbem-1428	76	6	.	.	PUNCT
fbem-1428	77	1	influence	influence	NOUN
fbem-1428	77	2	of	of	ADP
fbem-1428	77	3	cultural	cultural	ADJ
fbem-1428	77	4	and	and	CCONJ
fbem-1428	77	5	creative	creative	ADJ
fbem-1428	77	6	industries	industry	NOUN
fbem-1428	77	7	on	on	ADP
fbem-1428	77	8	regional	regional	ADJ
fbem-1428	77	9	economic	economic	ADJ
fbem-1428	77	10	development	development	NOUN
fbem-1428	77	11	and	and	CCONJ
fbem-1428	77	12	countermeasures	countermeasure	NOUN
fbem-1428	77	13	-	-	PUNCT
fbem-1428	77	14	taking	take	VERB
fbem-1428	77	15	tianjin	tianjin	NOUN
fbem-1428	77	16	as	as	ADP
fbem-1428	77	17	an	an	DET
fbem-1428	77	18	example	example	NOUN
fbem-1428	77	19	[	[	X
fbem-1428	77	20	j	j	X
fbem-1428	77	21	]	]	X
fbem-1428	77	22	.	.	PUNCT
fbem-1428	78	1	journal	journal	PROPN
fbem-1428	78	2	of	of	ADP
fbem-1428	78	3	north	north	PROPN
fbem-1428	78	4	china	china	PROPN
fbem-1428	78	5	university	university	PROPN
fbem-1428	78	6	of	of	ADP
fbem-1428	78	7	water	water	NOUN
fbem-1428	78	8	resources	resource	NOUN
fbem-1428	78	9	and	and	CCONJ
fbem-1428	78	10	hydropower	hydropower	NOUN
fbem-1428	78	11	(	(	PUNCT
fbem-1428	78	12	social	social	ADJ
fbem-1428	78	13	science	science	NOUN
fbem-1428	78	14	edition	edition	PROPN
fbem-1428	78	15	)	)	PUNCT
fbem-1428	78	16	,	,	PUNCT
fbem-1428	78	17	2017	2017	NUM
fbem-1428	78	18	,	,	PUNCT
fbem-1428	78	19	33	33	NUM
fbem-1428	78	20	(	(	PUNCT
fbem-1428	78	21	01	01	NUM
fbem-1428	78	22	):	):	PUNCT
fbem-1428	78	23	48	48	NUM
fbem-1428	78	24	-	-	SYM
fbem-1428	78	25	51	51	NUM
fbem-1428	78	26	.	.	PUNCT
fbem-1428	79	1	doi	doi	NOUN
fbem-1428	79	2	:	:	PUNCT
fbem-1428	79	3	10.13790	10.13790	NUM
fbem-1428	79	4	/	/	SYM
fbem-1428	79	5	j.cnki.issn1008	j.cnki.issn1008	NOUN
fbem-1428	79	6	-	-	NOUN
fbem-1428	79	7	4444.2017.01.012	4444.2017.01.012	NOUN
fbem-1428	79	8	.	.	PUNCT
fbem-1428	80	1	[	[	X
fbem-1428	80	2	5	5	NUM
fbem-1428	80	3	]	]	PUNCT
fbem-1428	80	4	lin	lin	PROPN
fbem-1428	80	5	muxi	muxi	PROPN
fbem-1428	80	6	,	,	PUNCT
fbem-1428	80	7	xiao	xiao	PROPN
fbem-1428	80	8	yubo	yubo	PROPN
fbem-1428	80	9	.	.	PUNCT
fbem-1428	81	1	digital	digital	ADJ
fbem-1428	81	2	finance	finance	NOUN
fbem-1428	81	3	,	,	PUNCT
fbem-1428	81	4	technological	technological	ADJ
fbem-1428	81	5	innovation	innovation	NOUN
fbem-1428	81	6	and	and	CCONJ
fbem-1428	81	7	regional	regional	ADJ
fbem-1428	81	8	economic	economic	ADJ
fbem-1428	81	9	growth[j	growth[j	NOUN
fbem-1428	81	10	/	/	SYM
fbem-1428	81	11	ol].journal	ol].journal	ADJ
fbem-1428	81	12	of	of	ADP
fbem-1428	81	13	47	47	NUM
fbem-1428	81	14	lanzhou	lanzhou	PROPN
fbem-1428	81	15	university	university	PROPN
fbem-1428	81	16	(	(	PUNCT
fbem-1428	81	17	social	social	ADJ
fbem-1428	81	18	science	science	NOUN
fbem-1428	81	19	edition	edition	PROPN
fbem-1428	81	20	)	)	PUNCT
fbem-1428	81	21	,	,	PUNCT
fbem-1428	81	22	2022(02):4759[2022	2022(02):4759[2022	PROPN
fbem-1428	81	23	-	-	PUNCT
fbem-1428	81	24	04	04	NUM
fbem-1428	81	25	-	-	PUNCT
fbem-1428	81	26	09	09	NUM
fbem-1428	81	27	]	]	PUNCT
fbem-1428	81	28	.	.	PUNCT
fbem-1428	81	29	doi:10.13885	doi:10.13885	PROPN
fbem-1428	81	30	/	/	SYM
fbem-1428	81	31	j.issn.1000	j.issn.1000	PROPN
fbem-1428	81	32	-	-	PUNCT
fbem-1428	81	33	2804.2022.02.005	2804.2022.02.005	PROPN
fbem-1428	81	34	.	.	PUNCT
fbem-1428	82	1	[	[	X
fbem-1428	82	2	6	6	NUM
fbem-1428	82	3	]	]	X
fbem-1428	82	4	li	li	PROPN
fbem-1428	82	5	chunfeng	chunfeng	PROPN
fbem-1428	82	6	,	,	PUNCT
fbem-1428	82	7	xu	xu	PROPN
fbem-1428	82	8	yaxuan	yaxuan	PROPN
fbem-1428	82	9	.	.	PUNCT
fbem-1428	83	1	research	research	NOUN
fbem-1428	83	2	on	on	ADP
fbem-1428	83	3	the	the	DET
fbem-1428	83	4	effect	effect	NOUN
fbem-1428	83	5	of	of	ADP
fbem-1428	83	6	digital	digital	ADJ
fbem-1428	83	7	finance	finance	NOUN
fbem-1428	83	8	driving	drive	VERB
fbem-1428	83	9	residents	resident	NOUN
fbem-1428	83	10	'	'	PART
fbem-1428	83	11	consumption	consumption	NOUN
fbem-1428	83	12	in	in	ADP
fbem-1428	83	13	different	different	ADJ
fbem-1428	83	14	structures[j	structures[j	NOUN
fbem-1428	83	15	/	/	SYM
fbem-1428	83	16	ol].modern	ol].modern	ADJ
fbem-1428	83	17	finance	finance	NOUN
fbem-1428	83	18	and	and	CCONJ
fbem-1428	83	19	economics	economic	NOUN
fbem-1428	83	20	(	(	PUNCT
fbem-1428	83	21	journal	journal	PROPN
fbem-1428	83	22	of	of	ADP
fbem-1428	83	23	tianjin	tianjin	PROPN
fbem-1428	83	24	university	university	PROPN
fbem-1428	83	25	of	of	ADP
fbem-1428	83	26	finance	finance	NOUN
fbem-1428	83	27	and	and	CCONJ
fbem-1428	83	28	economics	economic	NOUN
fbem-1428	83	29	)	)	PUNCT
fbem-1428	83	30	,	,	PUNCT
fbem-1428	83	31	2022(04):6778[2022	2022(04):6778[2022	X
fbem-1428	83	32	-	-	PUNCT
fbem-1428	83	33	04	04	NUM
fbem-1428	83	34	-	-	PUNCT
fbem-1428	83	35	09	09	NUM
fbem-1428	83	36	]	]	PUNCT
fbem-1428	83	37	.	.	PUNCT
fbem-1428	84	1	doi:10.19559	doi:10.19559	PROPN
fbem-1428	84	2	/	/	SYM
fbem-1428	84	3	j.cnki.12	j.cnki.12	PROPN
fbem-1428	84	4	-	-	PUNCT
fbem-1428	84	5	1387.2022.04.005	1387.2022.04.005	PROPN
fbem-1428	84	6	.	.	PUNCT
fbem-1428	85	1	[	[	X
fbem-1428	85	2	7	7	NUM
fbem-1428	85	3	]	]	X
fbem-1428	85	4	li	li	PROPN
fbem-1428	85	5	fei	fei	PROPN
fbem-1428	85	6	-	-	PUNCT
fbem-1428	85	7	fei	fei	PROPN
fbem-1428	85	8	,	,	PUNCT
fbem-1428	85	9	ma	ma	PROPN
fbem-1428	85	10	ruowei	ruowei	PROPN
fbem-1428	85	11	,	,	PUNCT
fbem-1428	85	12	huang	huang	PROPN
fbem-1428	85	13	xie	xie	PROPN
fbem-1428	85	14	-	-	PUNCT
fbem-1428	85	15	yu	yu	PROPN
fbem-1428	85	16	.	.	PUNCT
fbem-1428	85	17	digital	digital	PROPN
fbem-1428	85	18	finance	finance	NOUN
fbem-1428	85	19	,	,	PUNCT
fbem-1428	85	20	property	property	NOUN
fbem-1428	85	21	rights	right	NOUN
fbem-1428	85	22	and	and	CCONJ
fbem-1428	85	23	enterprise	enterprise	NOUN
fbem-1428	85	24	innovation	innovation	NOUN
fbem-1428	85	25	:	:	PUNCT
fbem-1428	85	26	based	base	VERB
fbem-1428	85	27	on	on	ADP
fbem-1428	85	28	the	the	DET
fbem-1428	85	29	perspective	perspective	NOUN
fbem-1428	85	30	of	of	ADP
fbem-1428	85	31	innovation	innovation	NOUN
fbem-1428	85	32	heterogeneity[j].technology	heterogeneity[j].technology	NOUN
fbem-1428	85	33	economics	economic	NOUN
fbem-1428	85	34	and	and	CCONJ
fbem-1428	85	35	management	management	NOUN
fbem-1428	85	36	research	research	NOUN
fbem-1428	85	37	,	,	PUNCT
fbem-1428	85	38	2022(03):27	2022(03):27	NUM
fbem-1428	85	39	-	-	SYM
fbem-1428	85	40	33	33	NUM
fbem-1428	85	41	.	.	PUNCT