id	sid	tid	token	lemma	pos
fbem-14771	1	1	frontiers	frontier	NOUN
fbem-14771	1	2	in	in	ADP
fbem-14771	1	3	business	business	NOUN
fbem-14771	1	4	,	,	PUNCT
fbem-14771	1	5	economics	economic	NOUN
fbem-14771	1	6	and	and	CCONJ
fbem-14771	1	7	management	management	NOUN
fbem-14771	1	8	issn	issn	PROPN
fbem-14771	1	9	:	:	PUNCT
fbem-14771	1	10	2766	2766	NUM
fbem-14771	1	11	-	-	PUNCT
fbem-14771	1	12	824x	824x	NUM
fbem-14771	1	13	|	|	ADJ
fbem-14771	1	14	vol	vol	NOUN
fbem-14771	1	15	.	.	PROPN
fbem-14771	2	1	12	12	NUM
fbem-14771	2	2	,	,	PUNCT
fbem-14771	2	3	no	no	INTJ
fbem-14771	2	4	.	.	NOUN
fbem-14771	2	5	2	2	NUM
fbem-14771	2	6	,	,	PUNCT
fbem-14771	2	7	2023	2023	NUM
fbem-14771	2	8	115	115	NUM
fbem-14771	2	9	analysis	analysis	NOUN
fbem-14771	2	10	of	of	ADP
fbem-14771	2	11	willingness	willingness	NOUN
fbem-14771	2	12	factors	factor	NOUN
fbem-14771	2	13	of	of	ADP
fbem-14771	2	14	digital	digital	ADJ
fbem-14771	2	15	rmb	rmb	NOUN
fbem-14771	2	16	acceptance	acceptance	NOUN
fbem-14771	2	17	based	base	VERB
fbem-14771	2	18	on	on	ADP
fbem-14771	2	19	pest	pest	NOUN
fbem-14771	2	20	perspective	perspective	NOUN
fbem-14771	2	21	and	and	CCONJ
fbem-14771	2	22	tam‐sem	tam‐sem	NOUN
fbem-14771	2	23	model	model	NOUN
fbem-14771	2	24	yiming	yiming	PROPN
fbem-14771	2	25	liang1	liang1	PROPN
fbem-14771	2	26	,	,	PUNCT
fbem-14771	2	27	*	*	PROPN
fbem-14771	2	28	,	,	PUNCT
fbem-14771	2	29	shuyang	shuyang	PROPN
fbem-14771	2	30	ma1	ma1	PROPN
fbem-14771	2	31	1school	1school	NUM
fbem-14771	2	32	of	of	ADP
fbem-14771	2	33	statistics	statistic	NOUN
fbem-14771	2	34	and	and	CCONJ
fbem-14771	2	35	applied	applied	ADJ
fbem-14771	2	36	mathematics	mathematic	NOUN
fbem-14771	2	37	,	,	PUNCT
fbem-14771	2	38	anhui	anhui	PROPN
fbem-14771	2	39	university	university	PROPN
fbem-14771	2	40	of	of	ADP
fbem-14771	2	41	finance	finance	NOUN
fbem-14771	2	42	and	and	CCONJ
fbem-14771	2	43	economics	economic	NOUN
fbem-14771	2	44	,	,	PUNCT
fbem-14771	2	45	bengbu	bengbu	NOUN
fbem-14771	2	46	233030	233030	NUM
fbem-14771	2	47	,	,	PUNCT
fbem-14771	2	48	china	china	PROPN
fbem-14771	2	49	*	*	PUNCT
fbem-14771	2	50	corresponding	correspond	VERB
fbem-14771	2	51	author	author	NOUN
fbem-14771	2	52	e	e	NOUN
fbem-14771	2	53	-	-	NOUN
fbem-14771	2	54	mail	mail	NOUN
fbem-14771	2	55	:	:	PUNCT
fbem-14771	2	56	yiming0427@foxmail.com	yiming0427@foxmail.com	X
fbem-14771	3	1	abstract	abstract	NOUN
fbem-14771	3	2	:	:	PUNCT
fbem-14771	3	3	in	in	ADP
fbem-14771	3	4	the	the	DET
fbem-14771	3	5	context	context	NOUN
fbem-14771	3	6	of	of	ADP
fbem-14771	3	7	the	the	DET
fbem-14771	3	8	comprehensive	comprehensive	ADJ
fbem-14771	3	9	promotion	promotion	NOUN
fbem-14771	3	10	of	of	ADP
fbem-14771	3	11	the	the	DET
fbem-14771	3	12	pilot	pilot	NOUN
fbem-14771	3	13	work	work	NOUN
fbem-14771	3	14	of	of	ADP
fbem-14771	3	15	digital	digital	ADJ
fbem-14771	3	16	rmb	rmb	NOUN
fbem-14771	3	17	,	,	PUNCT
fbem-14771	3	18	clarifying	clarify	VERB
fbem-14771	3	19	the	the	DET
fbem-14771	3	20	factors	factor	NOUN
fbem-14771	3	21	that	that	PRON
fbem-14771	3	22	affect	affect	VERB
fbem-14771	3	23	the	the	DET
fbem-14771	3	24	public	public	NOUN
fbem-14771	3	25	's	's	PART
fbem-14771	3	26	acceptance	acceptance	NOUN
fbem-14771	3	27	and	and	CCONJ
fbem-14771	3	28	use	use	NOUN
fbem-14771	3	29	of	of	ADP
fbem-14771	3	30	digital	digital	ADJ
fbem-14771	3	31	rmb	rmb	NOUN
fbem-14771	3	32	is	be	AUX
fbem-14771	3	33	conducive	conducive	ADJ
fbem-14771	3	34	to	to	ADP
fbem-14771	3	35	the	the	DET
fbem-14771	3	36	in	in	ADP
fbem-14771	3	37	-	-	PUNCT
fbem-14771	3	38	depth	depth	NOUN
fbem-14771	3	39	promotion	promotion	NOUN
fbem-14771	3	40	and	and	CCONJ
fbem-14771	3	41	popularization	popularization	NOUN
fbem-14771	3	42	of	of	ADP
fbem-14771	3	43	digital	digital	ADJ
fbem-14771	3	44	rmb	rmb	NOUN
fbem-14771	3	45	.	.	PUNCT
fbem-14771	4	1	based	base	VERB
fbem-14771	4	2	on	on	ADP
fbem-14771	4	3	the	the	DET
fbem-14771	4	4	pest	pest	NOUN
fbem-14771	4	5	perspective	perspective	NOUN
fbem-14771	4	6	and	and	CCONJ
fbem-14771	4	7	tam	tam	PROPN
fbem-14771	4	8	model	model	NOUN
fbem-14771	4	9	theory	theory	PROPN
fbem-14771	4	10	,	,	PUNCT
fbem-14771	4	11	a	a	DET
fbem-14771	4	12	research	research	NOUN
fbem-14771	4	13	model	model	NOUN
fbem-14771	4	14	on	on	ADP
fbem-14771	4	15	the	the	DET
fbem-14771	4	16	influencing	influence	VERB
fbem-14771	4	17	factors	factor	NOUN
fbem-14771	4	18	of	of	ADP
fbem-14771	4	19	the	the	DET
fbem-14771	4	20	acceptance	acceptance	NOUN
fbem-14771	4	21	and	and	CCONJ
fbem-14771	4	22	use	use	NOUN
fbem-14771	4	23	of	of	ADP
fbem-14771	4	24	digital	digital	ADJ
fbem-14771	4	25	rmb	rmb	NOUN
fbem-14771	4	26	was	be	AUX
fbem-14771	4	27	constructed	construct	VERB
fbem-14771	4	28	.	.	PUNCT
fbem-14771	5	1	a	a	DET
fbem-14771	5	2	questionnaire	questionnaire	NOUN
fbem-14771	5	3	survey	survey	NOUN
fbem-14771	5	4	was	be	AUX
fbem-14771	5	5	conducted	conduct	VERB
fbem-14771	5	6	to	to	PART
fbem-14771	5	7	obtain	obtain	VERB
fbem-14771	5	8	1105	1105	NUM
fbem-14771	5	9	pieces	piece	NOUN
fbem-14771	5	10	of	of	ADP
fbem-14771	5	11	data	datum	NOUN
fbem-14771	5	12	,	,	PUNCT
fbem-14771	5	13	and	and	CCONJ
fbem-14771	5	14	the	the	DET
fbem-14771	5	15	structural	structural	ADJ
fbem-14771	5	16	equation	equation	NOUN
fbem-14771	5	17	(	(	PUNCT
fbem-14771	5	18	sem	sem	NOUN
fbem-14771	5	19	)	)	PUNCT
fbem-14771	5	20	model	model	NOUN
fbem-14771	5	21	was	be	AUX
fbem-14771	5	22	used	use	VERB
fbem-14771	5	23	to	to	PART
fbem-14771	5	24	verify	verify	VERB
fbem-14771	5	25	the	the	DET
fbem-14771	5	26	hypothesis	hypothesis	NOUN
fbem-14771	5	27	and	and	CCONJ
fbem-14771	5	28	the	the	DET
fbem-14771	5	29	net	net	ADJ
fbem-14771	5	30	effect	effect	NOUN
fbem-14771	5	31	of	of	ADP
fbem-14771	5	32	variables	variable	NOUN
fbem-14771	5	33	,	,	PUNCT
fbem-14771	5	34	exploring	explore	VERB
fbem-14771	5	35	the	the	DET
fbem-14771	5	36	path	path	NOUN
fbem-14771	5	37	of	of	ADP
fbem-14771	5	38	the	the	DET
fbem-14771	5	39	influence	influence	NOUN
fbem-14771	5	40	of	of	ADP
fbem-14771	5	41	acceptance	acceptance	NOUN
fbem-14771	5	42	intention	intention	NOUN
fbem-14771	5	43	.	.	PUNCT
fbem-14771	6	1	the	the	DET
fbem-14771	6	2	results	result	NOUN
fbem-14771	6	3	show	show	VERB
fbem-14771	6	4	that	that	SCONJ
fbem-14771	6	5	the	the	PRON
fbem-14771	6	6	higher	high	ADJ
fbem-14771	6	7	the	the	DET
fbem-14771	6	8	practicality	practicality	NOUN
fbem-14771	6	9	and	and	CCONJ
fbem-14771	6	10	security	security	NOUN
fbem-14771	6	11	of	of	ADP
fbem-14771	6	12	digital	digital	ADJ
fbem-14771	6	13	rmb	rmb	NOUN
fbem-14771	6	14	,	,	PUNCT
fbem-14771	6	15	the	the	PRON
fbem-14771	6	16	higher	high	ADJ
fbem-14771	6	17	the	the	DET
fbem-14771	6	18	willingness	willingness	NOUN
fbem-14771	6	19	of	of	ADP
fbem-14771	6	20	the	the	DET
fbem-14771	6	21	public	public	NOUN
fbem-14771	6	22	to	to	PART
fbem-14771	6	23	use	use	VERB
fbem-14771	6	24	digital	digital	ADJ
fbem-14771	6	25	rmb	rmb	NOUN
fbem-14771	6	26	;	;	PUNCT
fbem-14771	6	27	if	if	SCONJ
fbem-14771	6	28	digital	digital	ADJ
fbem-14771	6	29	rmb	rmb	NOUN
fbem-14771	6	30	can	can	AUX
fbem-14771	6	31	continue	continue	VERB
fbem-14771	6	32	to	to	PART
fbem-14771	6	33	leverage	leverage	VERB
fbem-14771	6	34	its	its	PRON
fbem-14771	6	35	advantages	advantage	NOUN
fbem-14771	6	36	of	of	ADP
fbem-14771	6	37	simplicity	simplicity	NOUN
fbem-14771	6	38	and	and	CCONJ
fbem-14771	6	39	convenience	convenience	NOUN
fbem-14771	6	40	,	,	PUNCT
fbem-14771	6	41	optimizing	optimize	VERB
fbem-14771	6	42	the	the	DET
fbem-14771	6	43	relevant	relevant	ADJ
fbem-14771	6	44	payment	payment	NOUN
fbem-14771	6	45	experience	experience	NOUN
fbem-14771	6	46	,	,	PUNCT
fbem-14771	6	47	it	it	PRON
fbem-14771	6	48	will	will	AUX
fbem-14771	6	49	be	be	AUX
fbem-14771	6	50	of	of	ADP
fbem-14771	6	51	great	great	ADJ
fbem-14771	6	52	help	help	NOUN
fbem-14771	6	53	in	in	ADP
fbem-14771	6	54	increasing	increase	VERB
fbem-14771	6	55	the	the	DET
fbem-14771	6	56	willingness	willingness	NOUN
fbem-14771	6	57	of	of	ADP
fbem-14771	6	58	the	the	DET
fbem-14771	6	59	public	public	NOUN
fbem-14771	6	60	to	to	PART
fbem-14771	6	61	use	use	VERB
fbem-14771	6	62	it	it	PRON
fbem-14771	6	63	;	;	PUNCT
fbem-14771	6	64	and	and	CCONJ
fbem-14771	6	65	the	the	DET
fbem-14771	6	66	public	public	NOUN
fbem-14771	6	67	is	be	AUX
fbem-14771	6	68	more	more	ADV
fbem-14771	6	69	concerned	concerned	ADJ
fbem-14771	6	70	about	about	ADP
fbem-14771	6	71	the	the	DET
fbem-14771	6	72	feedback	feedback	NOUN
fbem-14771	6	73	service	service	NOUN
fbem-14771	6	74	channels	channel	NOUN
fbem-14771	6	75	for	for	ADP
fbem-14771	6	76	digital	digital	ADJ
fbem-14771	6	77	rmb	rmb	NOUN
fbem-14771	6	78	;	;	PUNCT
fbem-14771	6	79	the	the	DET
fbem-14771	6	80	most	most	ADV
fbem-14771	6	81	influential	influential	ADJ
fbem-14771	6	82	factor	factor	NOUN
fbem-14771	6	83	among	among	ADP
fbem-14771	6	84	the	the	DET
fbem-14771	6	85	willingness	willingness	NOUN
fbem-14771	6	86	to	to	PART
fbem-14771	6	87	use	use	VERB
fbem-14771	6	88	is	be	AUX
fbem-14771	6	89	the	the	DET
fbem-14771	6	90	recommendation	recommendation	NOUN
fbem-14771	6	91	of	of	ADP
fbem-14771	6	92	others	other	NOUN
fbem-14771	6	93	.	.	PUNCT
fbem-14771	7	1	based	base	VERB
fbem-14771	7	2	on	on	ADP
fbem-14771	7	3	this	this	PRON
fbem-14771	7	4	,	,	PUNCT
fbem-14771	7	5	it	it	PRON
fbem-14771	7	6	is	be	AUX
fbem-14771	7	7	proposed	propose	VERB
fbem-14771	7	8	to	to	PART
fbem-14771	7	9	promote	promote	VERB
fbem-14771	7	10	the	the	DET
fbem-14771	7	11	application	application	NOUN
fbem-14771	7	12	of	of	ADP
fbem-14771	7	13	digital	digital	ADJ
fbem-14771	7	14	renminbi	renminbi	NOUN
fbem-14771	7	15	by	by	ADP
fbem-14771	7	16	promoting	promote	VERB
fbem-14771	7	17	application	application	NOUN
fbem-14771	7	18	scenario	scenario	NOUN
fbem-14771	7	19	development	development	NOUN
fbem-14771	7	20	and	and	CCONJ
fbem-14771	7	21	ecological	ecological	ADJ
fbem-14771	7	22	construction	construction	NOUN
fbem-14771	7	23	,	,	PUNCT
fbem-14771	7	24	enhancing	enhance	VERB
fbem-14771	7	25	user	user	NOUN
fbem-14771	7	26	stickiness	stickiness	NOUN
fbem-14771	7	27	,	,	PUNCT
fbem-14771	7	28	cultivating	cultivate	VERB
fbem-14771	7	29	citizen	citizen	NOUN
fbem-14771	7	30	digital	digital	ADJ
fbem-14771	7	31	literacy	literacy	NOUN
fbem-14771	7	32	,	,	PUNCT
fbem-14771	7	33	improving	improve	VERB
fbem-14771	7	34	user	user	NOUN
fbem-14771	7	35	experience	experience	NOUN
fbem-14771	7	36	and	and	CCONJ
fbem-14771	7	37	effectiveness	effectiveness	NOUN
fbem-14771	7	38	,	,	PUNCT
fbem-14771	7	39	strengthening	strengthen	VERB
fbem-14771	7	40	security	security	NOUN
fbem-14771	7	41	and	and	CCONJ
fbem-14771	7	42	legislative	legislative	ADJ
fbem-14771	7	43	supervision	supervision	NOUN
fbem-14771	7	44	,	,	PUNCT
fbem-14771	7	45	and	and	CCONJ
fbem-14771	7	46	implementing	implement	VERB
fbem-14771	7	47	publicity	publicity	NOUN
fbem-14771	7	48	work	work	NOUN
fbem-14771	7	49	.	.	PUNCT
fbem-14771	8	1	keywords	keyword	NOUN
fbem-14771	8	2	:	:	PUNCT
fbem-14771	8	3	digital	digital	ADJ
fbem-14771	8	4	rmb	rmb	NOUN
fbem-14771	8	5	;	;	PUNCT
fbem-14771	8	6	willingness	willingness	NOUN
fbem-14771	8	7	to	to	PART
fbem-14771	8	8	accept	accept	VERB
fbem-14771	8	9	;	;	PUNCT
fbem-14771	8	10	impact	impact	VERB
fbem-14771	8	11	path	path	NOUN
fbem-14771	8	12	analysis	analysis	NOUN
fbem-14771	8	13	;	;	PUNCT
fbem-14771	8	14	pest	pest	NOUN
fbem-14771	8	15	;	;	PUNCT
fbem-14771	8	16	tam	tam	X
fbem-14771	8	17	.	.	NOUN
fbem-14771	8	18	1	1	NUM
fbem-14771	8	19	.	.	X
fbem-14771	8	20	background	background	NOUN
fbem-14771	8	21	the	the	DET
fbem-14771	8	22	development	development	NOUN
fbem-14771	8	23	and	and	CCONJ
fbem-14771	8	24	application	application	NOUN
fbem-14771	8	25	of	of	ADP
fbem-14771	8	26	a	a	DET
fbem-14771	8	27	new	new	ADJ
fbem-14771	8	28	generation	generation	NOUN
fbem-14771	8	29	of	of	ADP
fbem-14771	8	30	information	information	NOUN
fbem-14771	8	31	technology	technology	NOUN
fbem-14771	8	32	represented	represent	VERB
fbem-14771	8	33	by	by	ADP
fbem-14771	8	34	cloud	cloud	NOUN
fbem-14771	8	35	computing	computing	NOUN
fbem-14771	8	36	,	,	PUNCT
fbem-14771	8	37	big	big	ADJ
fbem-14771	8	38	data	datum	NOUN
fbem-14771	8	39	,	,	PUNCT
fbem-14771	8	40	artificial	artificial	ADJ
fbem-14771	8	41	intelligence	intelligence	NOUN
fbem-14771	8	42	,	,	PUNCT
fbem-14771	8	43	and	and	CCONJ
fbem-14771	8	44	blockchain	blockchain	NOUN
fbem-14771	8	45	,	,	PUNCT
fbem-14771	8	46	while	while	SCONJ
fbem-14771	8	47	promoting	promote	VERB
fbem-14771	8	48	the	the	DET
fbem-14771	8	49	development	development	NOUN
fbem-14771	8	50	of	of	ADP
fbem-14771	8	51	the	the	DET
fbem-14771	8	52	digital	digital	ADJ
fbem-14771	8	53	economy	economy	NOUN
fbem-14771	8	54	,	,	PUNCT
fbem-14771	8	55	has	have	AUX
fbem-14771	8	56	also	also	ADV
fbem-14771	8	57	spawned	spawn	VERB
fbem-14771	8	58	virtual	virtual	ADJ
fbem-14771	8	59	currencies	currency	NOUN
fbem-14771	8	60	such	such	ADJ
fbem-14771	8	61	as	as	ADP
fbem-14771	8	62	bitcoin	bitcoin	NOUN
fbem-14771	8	63	and	and	CCONJ
fbem-14771	8	64	libra	libra	NOUN
fbem-14771	8	65	,	,	PUNCT
fbem-14771	8	66	accelerating	accelerate	VERB
fbem-14771	8	67	the	the	DET
fbem-14771	8	68	digitization	digitization	NOUN
fbem-14771	8	69	process	process	NOUN
fbem-14771	8	70	of	of	ADP
fbem-14771	8	71	money	money	NOUN
fbem-14771	8	72	.	.	PUNCT
fbem-14771	9	1	in	in	ADP
fbem-14771	9	2	order	order	NOUN
fbem-14771	9	3	to	to	PART
fbem-14771	9	4	occupy	occupy	VERB
fbem-14771	9	5	the	the	DET
fbem-14771	9	6	commanding	command	VERB
fbem-14771	9	7	heights	height	NOUN
fbem-14771	9	8	of	of	ADP
fbem-14771	9	9	the	the	DET
fbem-14771	9	10	development	development	NOUN
fbem-14771	9	11	of	of	ADP
fbem-14771	9	12	the	the	DET
fbem-14771	9	13	digital	digital	ADJ
fbem-14771	9	14	economy	economy	NOUN
fbem-14771	9	15	,	,	PUNCT
fbem-14771	9	16	safeguard	safeguard	VERB
fbem-14771	9	17	monetary	monetary	ADJ
fbem-14771	9	18	sovereignty	sovereignty	NOUN
fbem-14771	9	19	and	and	CCONJ
fbem-14771	9	20	maintain	maintain	VERB
fbem-14771	9	21	the	the	DET
fbem-14771	9	22	stability	stability	NOUN
fbem-14771	9	23	of	of	ADP
fbem-14771	9	24	the	the	DET
fbem-14771	9	25	financial	financial	ADJ
fbem-14771	9	26	system	system	NOUN
fbem-14771	9	27	,	,	PUNCT
fbem-14771	9	28	many	many	ADJ
fbem-14771	9	29	central	central	ADJ
fbem-14771	9	30	banks	bank	NOUN
fbem-14771	9	31	in	in	ADP
fbem-14771	9	32	the	the	DET
fbem-14771	9	33	world	world	NOUN
fbem-14771	9	34	have	have	AUX
fbem-14771	9	35	launched	launch	VERB
fbem-14771	9	36	the	the	DET
fbem-14771	9	37	research	research	NOUN
fbem-14771	9	38	and	and	CCONJ
fbem-14771	9	39	development	development	NOUN
fbem-14771	9	40	program	program	NOUN
fbem-14771	9	41	of	of	ADP
fbem-14771	9	42	digital	digital	ADJ
fbem-14771	9	43	currency	currency	NOUN
fbem-14771	9	44	.	.	PUNCT
fbem-14771	10	1	the	the	DET
fbem-14771	10	2	digital	digital	ADJ
fbem-14771	10	3	currency	currency	NOUN
fbem-14771	10	4	launched	launch	VERB
fbem-14771	10	5	by	by	ADP
fbem-14771	10	6	the	the	DET
fbem-14771	10	7	people	people	NOUN
fbem-14771	10	8	's	's	PART
fbem-14771	10	9	bank	bank	PROPN
fbem-14771	10	10	of	of	ADP
fbem-14771	10	11	china	china	PROPN
fbem-14771	10	12	,	,	PUNCT
fbem-14771	10	13	the	the	DET
fbem-14771	10	14	digital	digital	ADJ
fbem-14771	10	15	renminbi	renminbi	NOUN
fbem-14771	10	16	,	,	PUNCT
fbem-14771	10	17	has	have	VERB
fbem-14771	10	18	many	many	ADJ
fbem-14771	10	19	advantages	advantage	NOUN
fbem-14771	10	20	such	such	ADJ
fbem-14771	10	21	as	as	ADP
fbem-14771	10	22	"	"	PUNCT
fbem-14771	10	23	payment	payment	NOUN
fbem-14771	10	24	as	as	ADP
fbem-14771	10	25	settlement	settlement	NOUN
fbem-14771	10	26	"	"	PUNCT
fbem-14771	10	27	,	,	PUNCT
fbem-14771	10	28	traceability	traceability	NOUN
fbem-14771	10	29	,	,	PUNCT
fbem-14771	10	30	unlimited	unlimited	ADJ
fbem-14771	10	31	legal	legal	ADJ
fbem-14771	10	32	compensation	compensation	NOUN
fbem-14771	10	33	,	,	PUNCT
fbem-14771	10	34	"	"	PUNCT
fbem-14771	10	35	double	double	ADJ
fbem-14771	10	36	offline	offline	ADJ
fbem-14771	10	37	"	"	PUNCT
fbem-14771	10	38	payment	payment	NOUN
fbem-14771	10	39	,	,	PUNCT
fbem-14771	10	40	controllable	controllable	ADJ
fbem-14771	10	41	anonymity	anonymity	NOUN
fbem-14771	10	42	and	and	CCONJ
fbem-14771	10	43	zero	zero	NUM
fbem-14771	10	44	fees	fee	NOUN
fbem-14771	10	45	.	.	PUNCT
fbem-14771	11	1	it	it	PRON
fbem-14771	11	2	is	be	AUX
fbem-14771	11	3	of	of	ADP
fbem-14771	11	4	great	great	ADJ
fbem-14771	11	5	significance	significance	NOUN
fbem-14771	11	6	in	in	ADP
fbem-14771	11	7	improving	improve	VERB
fbem-14771	11	8	the	the	DET
fbem-14771	11	9	convenience	convenience	NOUN
fbem-14771	11	10	and	and	CCONJ
fbem-14771	11	11	security	security	NOUN
fbem-14771	11	12	of	of	ADP
fbem-14771	11	13	residents	resident	NOUN
fbem-14771	11	14	'	'	PART
fbem-14771	11	15	payment	payment	NOUN
fbem-14771	11	16	,	,	PUNCT
fbem-14771	11	17	reducing	reduce	VERB
fbem-14771	11	18	issuance	issuance	NOUN
fbem-14771	11	19	and	and	CCONJ
fbem-14771	11	20	circulation	circulation	NOUN
fbem-14771	11	21	costs	cost	NOUN
fbem-14771	11	22	,	,	PUNCT
fbem-14771	11	23	combating	combat	VERB
fbem-14771	11	24	crimes	crime	NOUN
fbem-14771	11	25	such	such	ADJ
fbem-14771	11	26	as	as	ADP
fbem-14771	11	27	money	money	NOUN
fbem-14771	11	28	laundering	laundering	NOUN
fbem-14771	11	29	,	,	PUNCT
fbem-14771	11	30	improving	improve	VERB
fbem-14771	11	31	the	the	DET
fbem-14771	11	32	effectiveness	effectiveness	NOUN
fbem-14771	11	33	of	of	ADP
fbem-14771	11	34	monetary	monetary	ADJ
fbem-14771	11	35	policy	policy	NOUN
fbem-14771	11	36	,	,	PUNCT
fbem-14771	11	37	and	and	CCONJ
fbem-14771	11	38	promoting	promote	VERB
fbem-14771	11	39	the	the	DET
fbem-14771	11	40	internationalization	internationalization	NOUN
fbem-14771	11	41	of	of	ADP
fbem-14771	11	42	rmb	rmb	PROPN
fbem-14771	11	43	.	.	PUNCT
fbem-14771	12	1	china	china	PROPN
fbem-14771	12	2	has	have	AUX
fbem-14771	12	3	included	include	VERB
fbem-14771	12	4	the	the	DET
fbem-14771	12	5	"	"	PUNCT
fbem-14771	12	6	prudent	prudent	ADJ
fbem-14771	12	7	promotion	promotion	NOUN
fbem-14771	12	8	of	of	ADP
fbem-14771	12	9	digital	digital	ADJ
fbem-14771	12	10	currency	currency	NOUN
fbem-14771	12	11	research	research	NOUN
fbem-14771	12	12	and	and	CCONJ
fbem-14771	12	13	development	development	NOUN
fbem-14771	12	14	"	"	PUNCT
fbem-14771	12	15	in	in	ADP
fbem-14771	12	16	the	the	DET
fbem-14771	12	17	"	"	PUNCT
fbem-14771	12	18	14th	14th	ADJ
fbem-14771	12	19	five	five	NUM
fbem-14771	12	20	-	-	PUNCT
fbem-14771	12	21	year	year	NOUN
fbem-14771	12	22	plan	plan	NOUN
fbem-14771	12	23	"	"	PUNCT
fbem-14771	12	24	,	,	PUNCT
fbem-14771	12	25	and	and	CCONJ
fbem-14771	12	26	has	have	AUX
fbem-14771	12	27	continued	continue	VERB
fbem-14771	12	28	to	to	PART
fbem-14771	12	29	carry	carry	VERB
fbem-14771	12	30	out	out	ADP
fbem-14771	12	31	and	and	CCONJ
fbem-14771	12	32	promote	promote	VERB
fbem-14771	12	33	the	the	DET
fbem-14771	12	34	pilot	pilot	NOUN
fbem-14771	12	35	work	work	NOUN
fbem-14771	12	36	of	of	ADP
fbem-14771	12	37	digital	digital	ADJ
fbem-14771	12	38	renminbi	renminbi	NOUN
fbem-14771	12	39	in	in	ADP
fbem-14771	12	40	many	many	ADJ
fbem-14771	12	41	cities	city	NOUN
fbem-14771	12	42	across	across	ADP
fbem-14771	12	43	the	the	DET
fbem-14771	12	44	country	country	NOUN
fbem-14771	12	45	,	,	PUNCT
fbem-14771	12	46	and	and	CCONJ
fbem-14771	12	47	fully	fully	ADV
fbem-14771	12	48	support	support	VERB
fbem-14771	12	49	the	the	DET
fbem-14771	12	50	innovation	innovation	NOUN
fbem-14771	12	51	and	and	CCONJ
fbem-14771	12	52	landing	landing	NOUN
fbem-14771	12	53	of	of	ADP
fbem-14771	12	54	various	various	ADJ
fbem-14771	12	55	digital	digital	ADJ
fbem-14771	12	56	renminbi	renminbi	NOUN
fbem-14771	12	57	application	application	NOUN
fbem-14771	12	58	scenarios	scenario	NOUN
fbem-14771	12	59	.	.	PUNCT
fbem-14771	13	1	the	the	DET
fbem-14771	13	2	digital	digital	PROPN
fbem-14771	13	3	rmb	rmb	PROPN
fbem-14771	13	4	pilot	pilot	NOUN
fbem-14771	13	5	has	have	AUX
fbem-14771	13	6	covered	cover	VERB
fbem-14771	13	7	seven	seven	NUM
fbem-14771	13	8	regions	region	NOUN
fbem-14771	13	9	in	in	ADP
fbem-14771	13	10	north	north	PROPN
fbem-14771	13	11	china	china	PROPN
fbem-14771	13	12	,	,	PUNCT
fbem-14771	13	13	east	east	PROPN
fbem-14771	13	14	china	china	PROPN
fbem-14771	13	15	,	,	PUNCT
fbem-14771	13	16	south	south	PROPN
fbem-14771	13	17	china	china	PROPN
fbem-14771	13	18	,	,	PUNCT
fbem-14771	13	19	central	central	ADJ
fbem-14771	13	20	china	china	PROPN
fbem-14771	13	21	,	,	PUNCT
fbem-14771	13	22	southwest	southwest	NOUN
fbem-14771	13	23	,	,	PUNCT
fbem-14771	13	24	northwest	northwest	ADJ
fbem-14771	13	25	and	and	CCONJ
fbem-14771	13	26	northeast	northeast	ADJ
fbem-14771	13	27	china	china	PROPN
fbem-14771	13	28	,	,	PUNCT
fbem-14771	13	29	with	with	ADP
fbem-14771	13	30	application	application	NOUN
fbem-14771	13	31	scenarios	scenario	NOUN
fbem-14771	13	32	covering	cover	VERB
fbem-14771	13	33	diverse	diverse	ADJ
fbem-14771	13	34	fields	field	NOUN
fbem-14771	13	35	such	such	ADJ
fbem-14771	13	36	as	as	ADP
fbem-14771	13	37	food	food	NOUN
fbem-14771	13	38	,	,	PUNCT
fbem-14771	13	39	clothing	clothing	NOUN
fbem-14771	13	40	,	,	PUNCT
fbem-14771	13	41	housing	housing	NOUN
fbem-14771	13	42	and	and	CCONJ
fbem-14771	13	43	transportation	transportation	NOUN
fbem-14771	13	44	,	,	PUNCT
fbem-14771	13	45	government	government	NOUN
fbem-14771	13	46	services	service	NOUN
fbem-14771	13	47	and	and	CCONJ
fbem-14771	13	48	cross	cross	ADJ
fbem-14771	13	49	-	-	ADJ
fbem-14771	13	50	border	border	ADJ
fbem-14771	13	51	settlement	settlement	NOUN
fbem-14771	13	52	.	.	PUNCT
fbem-14771	14	1	digital	digital	PROPN
fbem-14771	14	2	yuan	yuan	PROPN
fbem-14771	14	3	technology	technology	NOUN
fbem-14771	14	4	has	have	AUX
fbem-14771	14	5	made	make	VERB
fbem-14771	14	6	its	its	PRON
fbem-14771	14	7	mark	mark	NOUN
fbem-14771	14	8	at	at	ADP
fbem-14771	14	9	major	major	ADJ
fbem-14771	14	10	events	event	NOUN
fbem-14771	14	11	such	such	ADJ
fbem-14771	14	12	as	as	ADP
fbem-14771	14	13	the	the	DET
fbem-14771	14	14	14th	14th	ADJ
fbem-14771	14	15	games	game	NOUN
fbem-14771	14	16	of	of	ADP
fbem-14771	14	17	the	the	DET
fbem-14771	14	18	people	people	NOUN
fbem-14771	14	19	's	's	PART
fbem-14771	14	20	republic	republic	NOUN
fbem-14771	14	21	of	of	ADP
fbem-14771	14	22	china	china	PROPN
fbem-14771	14	23	and	and	CCONJ
fbem-14771	14	24	the	the	DET
fbem-14771	14	25	2022	2022	NUM
fbem-14771	14	26	beijing	beijing	PROPN
fbem-14771	14	27	winter	winter	NOUN
fbem-14771	14	28	olympics	olympics	PROPN
fbem-14771	14	29	.	.	PUNCT
fbem-14771	15	1	however	however	ADV
fbem-14771	15	2	,	,	PUNCT
fbem-14771	15	3	on	on	ADP
fbem-14771	15	4	the	the	DET
fbem-14771	15	5	whole	whole	NOUN
fbem-14771	15	6	,	,	PUNCT
fbem-14771	15	7	the	the	DET
fbem-14771	15	8	scale	scale	NOUN
fbem-14771	15	9	of	of	ADP
fbem-14771	15	10	the	the	DET
fbem-14771	15	11	digital	digital	ADJ
fbem-14771	15	12	rmb	rmb	PROPN
fbem-14771	15	13	pilot	pilot	NOUN
fbem-14771	15	14	is	be	AUX
fbem-14771	15	15	still	still	ADV
fbem-14771	15	16	not	not	PART
fbem-14771	15	17	wide	wide	ADJ
fbem-14771	15	18	enough	enough	ADV
fbem-14771	15	19	,	,	PUNCT
fbem-14771	15	20	the	the	DET
fbem-14771	15	21	test	test	NOUN
fbem-14771	15	22	scene	scene	NOUN
fbem-14771	15	23	is	be	AUX
fbem-14771	15	24	relatively	relatively	ADV
fbem-14771	15	25	closed	closed	ADJ
fbem-14771	15	26	,	,	PUNCT
fbem-14771	15	27	and	and	CCONJ
fbem-14771	15	28	the	the	DET
fbem-14771	15	29	promotion	promotion	NOUN
fbem-14771	15	30	mainly	mainly	ADV
fbem-14771	15	31	relies	rely	VERB
fbem-14771	15	32	on	on	ADP
fbem-14771	15	33	the	the	DET
fbem-14771	15	34	red	red	ADJ
fbem-14771	15	35	envelope	envelope	PROPN
fbem-14771	15	36	reward	reward	NOUN
fbem-14771	15	37	form	form	NOUN
fbem-14771	15	38	,	,	PUNCT
fbem-14771	15	39	and	and	CCONJ
fbem-14771	15	40	it	it	PRON
fbem-14771	15	41	is	be	AUX
fbem-14771	15	42	still	still	ADV
fbem-14771	15	43	difficult	difficult	ADJ
fbem-14771	15	44	to	to	PART
fbem-14771	15	45	cultivate	cultivate	VERB
fbem-14771	15	46	users	user	NOUN
fbem-14771	15	47	'	'	PART
fbem-14771	15	48	habits	habit	NOUN
fbem-14771	15	49	of	of	ADP
fbem-14771	15	50	using	use	VERB
fbem-14771	15	51	digital	digital	ADJ
fbem-14771	15	52	rmb	rmb	NOUN
fbem-14771	15	53	under	under	ADP
fbem-14771	15	54	the	the	DET
fbem-14771	15	55	current	current	ADJ
fbem-14771	15	56	situation	situation	NOUN
fbem-14771	15	57	that	that	SCONJ
fbem-14771	15	58	mobile	mobile	ADJ
fbem-14771	15	59	payment	payment	NOUN
fbem-14771	15	60	methods	method	NOUN
fbem-14771	15	61	such	such	ADJ
fbem-14771	15	62	as	as	ADP
fbem-14771	15	63	wechat	wechat	PROPN
fbem-14771	15	64	and	and	CCONJ
fbem-14771	15	65	alipay	alipay	PROPN
fbem-14771	15	66	occupy	occupy	VERB
fbem-14771	15	67	the	the	DET
fbem-14771	15	68	mainstream	mainstream	NOUN
fbem-14771	15	69	,	,	PUNCT
fbem-14771	15	70	and	and	CCONJ
fbem-14771	15	71	there	there	PRON
fbem-14771	15	72	is	be	VERB
fbem-14771	15	73	still	still	ADV
fbem-14771	15	74	a	a	DET
fbem-14771	15	75	long	long	ADJ
fbem-14771	15	76	way	way	NOUN
fbem-14771	15	77	to	to	PART
fbem-14771	15	78	achieve	achieve	VERB
fbem-14771	15	79	the	the	DET
fbem-14771	15	80	official	official	ADJ
fbem-14771	15	81	landing	landing	NOUN
fbem-14771	15	82	of	of	ADP
fbem-14771	15	83	the	the	DET
fbem-14771	15	84	national	national	ADJ
fbem-14771	15	85	scale	scale	NOUN
fbem-14771	15	86	.	.	PUNCT
fbem-14771	16	1	relevant	relevant	ADJ
fbem-14771	16	2	research	research	NOUN
fbem-14771	16	3	points	point	VERB
fbem-14771	16	4	out	out	ADP
fbem-14771	16	5	that	that	SCONJ
fbem-14771	16	6	the	the	DET
fbem-14771	16	7	main	main	ADJ
fbem-14771	16	8	challenge	challenge	NOUN
fbem-14771	16	9	of	of	ADP
fbem-14771	16	10	the	the	DET
fbem-14771	16	11	current	current	ADJ
fbem-14771	16	12	digital	digital	ADJ
fbem-14771	16	13	rmb	rmb	NOUN
fbem-14771	16	14	is	be	AUX
fbem-14771	16	15	the	the	DET
fbem-14771	16	16	promotion	promotion	NOUN
fbem-14771	16	17	,	,	PUNCT
fbem-14771	16	18	and	and	CCONJ
fbem-14771	16	19	improving	improve	VERB
fbem-14771	16	20	consumers	consumer	NOUN
fbem-14771	16	21	'	'	PART
fbem-14771	16	22	willingness	willingness	NOUN
fbem-14771	16	23	to	to	PART
fbem-14771	16	24	use	use	VERB
fbem-14771	16	25	digital	digital	ADJ
fbem-14771	16	26	rmb	rmb	NOUN
fbem-14771	16	27	is	be	AUX
fbem-14771	16	28	the	the	DET
fbem-14771	16	29	focus	focus	NOUN
fbem-14771	16	30	of	of	ADP
fbem-14771	16	31	the	the	DET
fbem-14771	16	32	promotion	promotion	NOUN
fbem-14771	16	33	of	of	ADP
fbem-14771	16	34	digital	digital	ADJ
fbem-14771	16	35	rmb	rmb	NOUN
fbem-14771	16	36	.	.	PUNCT
fbem-14771	17	1	it	it	PRON
fbem-14771	17	2	is	be	AUX
fbem-14771	17	3	necessary	necessary	ADJ
fbem-14771	17	4	to	to	PART
fbem-14771	17	5	explore	explore	VERB
fbem-14771	17	6	the	the	DET
fbem-14771	17	7	factors	factor	NOUN
fbem-14771	17	8	that	that	PRON
fbem-14771	17	9	affect	affect	VERB
fbem-14771	17	10	users	user	NOUN
fbem-14771	17	11	'	'	PART
fbem-14771	17	12	willingness	willingness	NOUN
fbem-14771	17	13	to	to	PART
fbem-14771	17	14	accept	accept	VERB
fbem-14771	17	15	and	and	CCONJ
fbem-14771	17	16	use	use	VERB
fbem-14771	17	17	digital	digital	ADJ
fbem-14771	17	18	rmb	rmb	NOUN
fbem-14771	17	19	from	from	ADP
fbem-14771	17	20	the	the	DET
fbem-14771	17	21	perspective	perspective	NOUN
fbem-14771	17	22	of	of	ADP
fbem-14771	17	23	users	user	NOUN
fbem-14771	17	24	,	,	PUNCT
fbem-14771	17	25	and	and	CCONJ
fbem-14771	17	26	take	take	VERB
fbem-14771	17	27	targeted	target	VERB
fbem-14771	17	28	measures	measure	NOUN
fbem-14771	17	29	to	to	PART
fbem-14771	17	30	meet	meet	VERB
fbem-14771	17	31	the	the	DET
fbem-14771	17	32	specific	specific	ADJ
fbem-14771	17	33	needs	need	NOUN
fbem-14771	17	34	and	and	CCONJ
fbem-14771	17	35	expectations	expectation	NOUN
fbem-14771	17	36	of	of	ADP
fbem-14771	17	37	the	the	DET
fbem-14771	17	38	public	public	NOUN
fbem-14771	17	39	for	for	ADP
fbem-14771	17	40	digital	digital	ADJ
fbem-14771	17	41	rmb[1	rmb[1	NOUN
fbem-14771	17	42	]	]	PUNCT
fbem-14771	17	43	.	.	PUNCT
fbem-14771	18	1	at	at	ADP
fbem-14771	18	2	present	present	ADJ
fbem-14771	18	3	,	,	PUNCT
fbem-14771	18	4	there	there	PRON
fbem-14771	18	5	are	be	VERB
fbem-14771	18	6	still	still	ADV
fbem-14771	18	7	relatively	relatively	ADV
fbem-14771	18	8	few	few	ADJ
fbem-14771	18	9	researches	research	NOUN
fbem-14771	18	10	on	on	ADP
fbem-14771	18	11	the	the	DET
fbem-14771	18	12	influencing	influence	VERB
fbem-14771	18	13	factors	factor	NOUN
fbem-14771	18	14	of	of	ADP
fbem-14771	18	15	the	the	DET
fbem-14771	18	16	acceptance	acceptance	NOUN
fbem-14771	18	17	and	and	CCONJ
fbem-14771	18	18	use	use	NOUN
fbem-14771	18	19	of	of	ADP
fbem-14771	18	20	digital	digital	ADJ
fbem-14771	18	21	rmb	rmb	NOUN
fbem-14771	18	22	.	.	PUNCT
fbem-14771	19	1	existing	exist	VERB
fbem-14771	19	2	literatures	literature	NOUN
fbem-14771	19	3	only	only	ADV
fbem-14771	19	4	analyze	analyze	VERB
fbem-14771	19	5	the	the	DET
fbem-14771	19	6	influencing	influence	VERB
fbem-14771	19	7	factors	factor	NOUN
fbem-14771	19	8	of	of	ADP
fbem-14771	19	9	the	the	DET
fbem-14771	19	10	acceptance	acceptance	NOUN
fbem-14771	19	11	intention	intention	NOUN
fbem-14771	19	12	of	of	ADP
fbem-14771	19	13	digital	digital	ADJ
fbem-14771	19	14	rmb	rmb	NOUN
fbem-14771	19	15	,	,	PUNCT
fbem-14771	19	16	ignoring	ignore	VERB
fbem-14771	19	17	the	the	DET
fbem-14771	19	18	use	use	NOUN
fbem-14771	19	19	behavior	behavior	NOUN
fbem-14771	19	20	variables	variable	NOUN
fbem-14771	19	21	,	,	PUNCT
fbem-14771	19	22	failing	fail	VERB
fbem-14771	19	23	to	to	PART
fbem-14771	19	24	consider	consider	VERB
fbem-14771	19	25	the	the	DET
fbem-14771	19	26	relationship	relationship	NOUN
fbem-14771	19	27	and	and	CCONJ
fbem-14771	19	28	difference	difference	NOUN
fbem-14771	19	29	between	between	ADP
fbem-14771	19	30	the	the	DET
fbem-14771	19	31	intention	intention	NOUN
fbem-14771	19	32	and	and	CCONJ
fbem-14771	19	33	behavior	behavior	NOUN
fbem-14771	19	34	,	,	PUNCT
fbem-14771	19	35	and	and	CCONJ
fbem-14771	19	36	failing	fail	VERB
fbem-14771	19	37	to	to	PART
fbem-14771	19	38	include	include	VERB
fbem-14771	19	39	important	important	ADJ
fbem-14771	19	40	factors	factor	NOUN
fbem-14771	19	41	such	such	ADJ
fbem-14771	19	42	as	as	ADP
fbem-14771	19	43	individual	individual	ADJ
fbem-14771	19	44	innovation	innovation	NOUN
fbem-14771	19	45	characteristics	characteristic	NOUN
fbem-14771	19	46	in	in	ADP
fbem-14771	19	47	the	the	DET
fbem-14771	19	48	analysis	analysis	NOUN
fbem-14771	19	49	model	model	NOUN
fbem-14771	19	50	.	.	PUNCT
fbem-14771	20	1	the	the	DET
fbem-14771	20	2	existing	exist	VERB
fbem-14771	20	3	studies	study	NOUN
fbem-14771	20	4	have	have	AUX
fbem-14771	20	5	not	not	PART
fbem-14771	20	6	involved	involve	VERB
fbem-14771	20	7	the	the	DET
fbem-14771	20	8	joint	joint	ADJ
fbem-14771	20	9	effects	effect	NOUN
fbem-14771	20	10	among	among	ADP
fbem-14771	20	11	various	various	ADJ
fbem-14771	20	12	influencing	influence	VERB
fbem-14771	20	13	factors	factor	NOUN
fbem-14771	20	14	,	,	PUNCT
fbem-14771	20	15	and	and	CCONJ
fbem-14771	20	16	the	the	DET
fbem-14771	20	17	exploration	exploration	NOUN
fbem-14771	20	18	of	of	ADP
fbem-14771	20	19	the	the	DET
fbem-14771	20	20	influencing	influence	VERB
fbem-14771	20	21	mechanism	mechanism	NOUN
fbem-14771	20	22	and	and	CCONJ
fbem-14771	20	23	path	path	NOUN
fbem-14771	20	24	of	of	ADP
fbem-14771	20	25	the	the	DET
fbem-14771	20	26	acceptance	acceptance	NOUN
fbem-14771	20	27	and	and	CCONJ
fbem-14771	20	28	use	use	NOUN
fbem-14771	20	29	of	of	ADP
fbem-14771	20	30	digital	digital	ADJ
fbem-14771	20	31	rmb	rmb	NOUN
fbem-14771	20	32	is	be	AUX
fbem-14771	20	33	not	not	PART
fbem-14771	20	34	comprehensive	comprehensive	ADJ
fbem-14771	20	35	and	and	CCONJ
fbem-14771	20	36	in	in	ADP
fbem-14771	20	37	-	-	PUNCT
fbem-14771	20	38	depth	depth	NOUN
fbem-14771	20	39	.	.	PUNCT
fbem-14771	21	1	2	2	X
fbem-14771	21	2	.	.	X
fbem-14771	21	3	research	research	NOUN
fbem-14771	21	4	review	review	NOUN
fbem-14771	21	5	2.1	2.1	NUM
fbem-14771	21	6	.	.	PUNCT
fbem-14771	22	1	factors	factor	NOUN
fbem-14771	22	2	affecting	affect	VERB
fbem-14771	22	3	the	the	DET
fbem-14771	22	4	acceptance	acceptance	NOUN
fbem-14771	22	5	and	and	CCONJ
fbem-14771	22	6	use	use	NOUN
fbem-14771	22	7	of	of	ADP
fbem-14771	22	8	digital	digital	ADJ
fbem-14771	22	9	rmb	rmb	NOUN
fbem-14771	22	10	in	in	ADP
fbem-14771	22	11	terms	term	NOUN
fbem-14771	22	12	of	of	ADP
fbem-14771	22	13	the	the	DET
fbem-14771	22	14	empirical	empirical	ADJ
fbem-14771	22	15	research	research	NOUN
fbem-14771	22	16	on	on	ADP
fbem-14771	22	17	the	the	DET
fbem-14771	22	18	factors	factor	NOUN
fbem-14771	22	19	affecting	affect	VERB
fbem-14771	22	20	116	116	NUM
fbem-14771	22	21	the	the	DET
fbem-14771	22	22	acceptance	acceptance	NOUN
fbem-14771	22	23	and	and	CCONJ
fbem-14771	22	24	use	use	NOUN
fbem-14771	22	25	of	of	ADP
fbem-14771	22	26	digital	digital	ADJ
fbem-14771	22	27	rmb	rmb	NOUN
fbem-14771	22	28	,	,	PUNCT
fbem-14771	22	29	li	li	PROPN
fbem-14771	22	30	et	et	PROPN
fbem-14771	22	31	al.[2	al.[2	PROPN
fbem-14771	22	32	]	]	PUNCT
fbem-14771	22	33	used	use	VERB
fbem-14771	22	34	kmeans	kmean	NOUN
fbem-14771	22	35	clustering	cluster	VERB
fbem-14771	22	36	method	method	NOUN
fbem-14771	22	37	to	to	PART
fbem-14771	22	38	classify	classify	VERB
fbem-14771	22	39	the	the	DET
fbem-14771	22	40	survey	survey	NOUN
fbem-14771	22	41	group	group	NOUN
fbem-14771	22	42	according	accord	VERB
fbem-14771	22	43	to	to	ADP
fbem-14771	22	44	their	their	PRON
fbem-14771	22	45	attitude	attitude	NOUN
fbem-14771	22	46	towards	towards	ADP
fbem-14771	22	47	digital	digital	ADJ
fbem-14771	22	48	rmb	rmb	NOUN
fbem-14771	22	49	,	,	PUNCT
fbem-14771	22	50	and	and	CCONJ
fbem-14771	22	51	used	use	VERB
fbem-14771	22	52	structural	structural	ADJ
fbem-14771	22	53	equation	equation	NOUN
fbem-14771	22	54	to	to	PART
fbem-14771	22	55	analyze	analyze	VERB
fbem-14771	22	56	that	that	SCONJ
fbem-14771	22	57	security	security	NOUN
fbem-14771	22	58	,	,	PUNCT
fbem-14771	22	59	dual	dual	ADJ
fbem-14771	22	60	offline	offline	ADJ
fbem-14771	22	61	payment	payment	NOUN
fbem-14771	22	62	and	and	CCONJ
fbem-14771	22	63	legal	legal	ADJ
fbem-14771	22	64	compensation	compensation	NOUN
fbem-14771	22	65	are	be	AUX
fbem-14771	22	66	the	the	DET
fbem-14771	22	67	main	main	ADJ
fbem-14771	22	68	factors	factor	NOUN
fbem-14771	22	69	affecting	affect	VERB
fbem-14771	22	70	the	the	DET
fbem-14771	22	71	acceptance	acceptance	NOUN
fbem-14771	22	72	willingness	willingness	NOUN
fbem-14771	22	73	of	of	ADP
fbem-14771	22	74	digital	digital	ADJ
fbem-14771	22	75	rmb	rmb	NOUN
fbem-14771	22	76	.	.	PUNCT
fbem-14771	23	1	li	li	PROPN
fbem-14771	23	2	pengze	pengze	PROPN
fbem-14771	23	3	et	et	PROPN
fbem-14771	23	4	al.[3	al.[3	PROPN
fbem-14771	23	5	]	]	PUNCT
fbem-14771	23	6	combined	combine	VERB
fbem-14771	23	7	the	the	DET
fbem-14771	23	8	neural	neural	ADJ
fbem-14771	23	9	network	network	NOUN
fbem-14771	23	10	model	model	NOUN
fbem-14771	23	11	and	and	CCONJ
fbem-14771	23	12	structural	structural	ADJ
fbem-14771	23	13	equation	equation	NOUN
fbem-14771	23	14	model	model	NOUN
fbem-14771	23	15	to	to	PART
fbem-14771	23	16	verify	verify	VERB
fbem-14771	23	17	that	that	SCONJ
fbem-14771	23	18	the	the	DET
fbem-14771	23	19	borrowing	borrowing	NOUN
fbem-14771	23	20	and	and	CCONJ
fbem-14771	23	21	privacy	privacy	NOUN
fbem-14771	23	22	security	security	NOUN
fbem-14771	23	23	are	be	AUX
fbem-14771	23	24	the	the	DET
fbem-14771	23	25	main	main	ADJ
fbem-14771	23	26	factors	factor	NOUN
fbem-14771	23	27	affecting	affect	VERB
fbem-14771	23	28	the	the	DET
fbem-14771	23	29	acceptance	acceptance	NOUN
fbem-14771	23	30	willingness	willingness	NOUN
fbem-14771	23	31	of	of	ADP
fbem-14771	23	32	digital	digital	ADJ
fbem-14771	23	33	rmb	rmb	NOUN
fbem-14771	23	34	.	.	PUNCT
fbem-14771	24	1	wu	wu	PROPN
fbem-14771	24	2	et	et	PROPN
fbem-14771	24	3	al.[4	al.[4	PROPN
fbem-14771	24	4	]	]	PUNCT
fbem-14771	24	5	adjusted	adjust	VERB
fbem-14771	24	6	the	the	DET
fbem-14771	24	7	integration	integration	NOUN
fbem-14771	24	8	theory	theory	NOUN
fbem-14771	24	9	model	model	NOUN
fbem-14771	24	10	of	of	ADP
fbem-14771	24	11	technology	technology	NOUN
fbem-14771	24	12	acceptance	acceptance	NOUN
fbem-14771	24	13	and	and	CCONJ
fbem-14771	24	14	use	use	NOUN
fbem-14771	24	15	by	by	ADP
fbem-14771	24	16	combining	combine	VERB
fbem-14771	24	17	the	the	DET
fbem-14771	24	18	perceived	perceive	VERB
fbem-14771	24	19	risk	risk	NOUN
fbem-14771	24	20	theory	theory	NOUN
fbem-14771	24	21	,	,	PUNCT
fbem-14771	24	22	and	and	CCONJ
fbem-14771	24	23	adopted	adopt	VERB
fbem-14771	24	24	the	the	DET
fbem-14771	24	25	structural	structural	ADJ
fbem-14771	24	26	equation	equation	NOUN
fbem-14771	24	27	model	model	NOUN
fbem-14771	24	28	to	to	PART
fbem-14771	24	29	prove	prove	VERB
fbem-14771	24	30	that	that	SCONJ
fbem-14771	24	31	perceived	perceive	VERB
fbem-14771	24	32	fairness	fairness	NOUN
fbem-14771	24	33	,	,	PUNCT
fbem-14771	24	34	habits	habit	NOUN
fbem-14771	24	35	,	,	PUNCT
fbem-14771	24	36	social	social	ADJ
fbem-14771	24	37	influence	influence	NOUN
fbem-14771	24	38	and	and	CCONJ
fbem-14771	24	39	national	national	ADJ
fbem-14771	24	40	identity	identity	NOUN
fbem-14771	24	41	have	have	VERB
fbem-14771	24	42	significant	significant	ADJ
fbem-14771	24	43	positive	positive	ADJ
fbem-14771	24	44	effects	effect	NOUN
fbem-14771	24	45	on	on	ADP
fbem-14771	24	46	the	the	DET
fbem-14771	24	47	acceptance	acceptance	NOUN
fbem-14771	24	48	intention	intention	NOUN
fbem-14771	24	49	of	of	ADP
fbem-14771	24	50	digital	digital	ADJ
fbem-14771	24	51	rmb	rmb	NOUN
fbem-14771	24	52	,	,	PUNCT
fbem-14771	24	53	while	while	SCONJ
fbem-14771	24	54	perceived	perceive	VERB
fbem-14771	24	55	risk	risk	NOUN
fbem-14771	24	56	has	have	VERB
fbem-14771	24	57	significant	significant	ADJ
fbem-14771	24	58	negative	negative	ADJ
fbem-14771	24	59	effects	effect	NOUN
fbem-14771	24	60	.	.	PUNCT
fbem-14771	25	1	national	national	ADJ
fbem-14771	25	2	identity	identity	NOUN
fbem-14771	25	3	has	have	VERB
fbem-14771	25	4	a	a	DET
fbem-14771	25	5	moderating	moderate	VERB
fbem-14771	25	6	effect	effect	NOUN
fbem-14771	25	7	on	on	ADP
fbem-14771	25	8	the	the	DET
fbem-14771	25	9	relationship	relationship	NOUN
fbem-14771	25	10	among	among	ADP
fbem-14771	25	11	perceived	perceive	VERB
fbem-14771	25	12	fairness	fairness	NOUN
fbem-14771	25	13	,	,	PUNCT
fbem-14771	25	14	habit	habit	NOUN
fbem-14771	25	15	,	,	PUNCT
fbem-14771	25	16	perceived	perceive	VERB
fbem-14771	25	17	risk	risk	NOUN
fbem-14771	25	18	and	and	CCONJ
fbem-14771	25	19	willingness	willingness	NOUN
fbem-14771	25	20	to	to	PART
fbem-14771	25	21	use	use	VERB
fbem-14771	25	22	.	.	PUNCT
fbem-14771	26	1	the	the	DET
fbem-14771	26	2	aforementioned	aforementioned	PROPN
fbem-14771	26	3	literature	literature	NOUN
fbem-14771	26	4	only	only	ADV
fbem-14771	26	5	analyzed	analyze	VERB
fbem-14771	26	6	the	the	DET
fbem-14771	26	7	factors	factor	NOUN
fbem-14771	26	8	affecting	affect	VERB
fbem-14771	26	9	the	the	DET
fbem-14771	26	10	willingness	willingness	NOUN
fbem-14771	26	11	to	to	PART
fbem-14771	26	12	accept	accept	VERB
fbem-14771	26	13	digital	digital	ADJ
fbem-14771	26	14	rmb	rmb	NOUN
fbem-14771	26	15	,	,	PUNCT
fbem-14771	26	16	and	and	CCONJ
fbem-14771	26	17	did	do	AUX
fbem-14771	26	18	not	not	PART
fbem-14771	26	19	include	include	VERB
fbem-14771	26	20	the	the	DET
fbem-14771	26	21	use	use	NOUN
fbem-14771	26	22	behavior	behavior	NOUN
fbem-14771	26	23	into	into	ADP
fbem-14771	26	24	the	the	DET
fbem-14771	26	25	model	model	NOUN
fbem-14771	26	26	.	.	PUNCT
fbem-14771	27	1	however	however	ADV
fbem-14771	27	2	,	,	PUNCT
fbem-14771	27	3	according	accord	VERB
fbem-14771	27	4	to	to	ADP
fbem-14771	27	5	the	the	DET
fbem-14771	27	6	rational	rational	ADJ
fbem-14771	27	7	behavior	behavior	NOUN
fbem-14771	27	8	theory	theory	NOUN
fbem-14771	27	9	(	(	PUNCT
fbem-14771	27	10	tra)[5	tra)[5	PROPN
fbem-14771	27	11	]	]	PUNCT
fbem-14771	27	12	and	and	CCONJ
fbem-14771	27	13	the	the	DET
fbem-14771	27	14	planned	plan	VERB
fbem-14771	27	15	behavior	behavior	NOUN
fbem-14771	27	16	theory	theory	NOUN
fbem-14771	27	17	(	(	PUNCT
fbem-14771	27	18	tpb)[6	tpb)[6	NOUN
fbem-14771	27	19	]	]	PUNCT
fbem-14771	27	20	,	,	PUNCT
fbem-14771	27	21	there	there	PRON
fbem-14771	27	22	is	be	VERB
fbem-14771	27	23	a	a	DET
fbem-14771	27	24	significant	significant	ADJ
fbem-14771	27	25	causal	causal	ADJ
fbem-14771	27	26	relationship	relationship	NOUN
fbem-14771	27	27	between	between	ADP
fbem-14771	27	28	the	the	DET
fbem-14771	27	29	acceptance	acceptance	NOUN
fbem-14771	27	30	willingness	willingness	NOUN
fbem-14771	27	31	and	and	CCONJ
fbem-14771	27	32	the	the	DET
fbem-14771	27	33	use	use	NOUN
fbem-14771	27	34	behavior	behavior	NOUN
fbem-14771	27	35	,	,	PUNCT
fbem-14771	27	36	and	and	CCONJ
fbem-14771	27	37	this	this	DET
fbem-14771	27	38	relationship	relationship	NOUN
fbem-14771	27	39	has	have	AUX
fbem-14771	27	40	been	be	AUX
fbem-14771	27	41	proved	prove	VERB
fbem-14771	27	42	in	in	ADP
fbem-14771	27	43	relevant	relevant	ADJ
fbem-14771	27	44	studies	study	NOUN
fbem-14771	27	45	.	.	PUNCT
fbem-14771	28	1	therefore	therefore	ADV
fbem-14771	28	2	,	,	PUNCT
fbem-14771	28	3	this	this	DET
fbem-14771	28	4	paper	paper	NOUN
fbem-14771	28	5	intends	intend	VERB
fbem-14771	28	6	to	to	PART
fbem-14771	28	7	integrate	integrate	VERB
fbem-14771	28	8	the	the	DET
fbem-14771	28	9	theoretical	theoretical	ADJ
fbem-14771	28	10	research	research	NOUN
fbem-14771	28	11	on	on	ADP
fbem-14771	28	12	the	the	DET
fbem-14771	28	13	influencing	influence	VERB
fbem-14771	28	14	factors	factor	NOUN
fbem-14771	28	15	of	of	ADP
fbem-14771	28	16	technology	technology	NOUN
fbem-14771	28	17	acceptance	acceptance	NOUN
fbem-14771	28	18	and	and	CCONJ
fbem-14771	28	19	use	use	NOUN
fbem-14771	28	20	,	,	PUNCT
fbem-14771	28	21	and	and	CCONJ
fbem-14771	28	22	fully	fully	ADV
fbem-14771	28	23	consider	consider	VERB
fbem-14771	28	24	the	the	DET
fbem-14771	28	25	characteristics	characteristic	NOUN
fbem-14771	28	26	of	of	ADP
fbem-14771	28	27	digital	digital	ADJ
fbem-14771	28	28	rmb	rmb	NOUN
fbem-14771	28	29	itself	itself	PRON
fbem-14771	28	30	,	,	PUNCT
fbem-14771	28	31	to	to	PART
fbem-14771	28	32	build	build	VERB
fbem-14771	28	33	a	a	DET
fbem-14771	28	34	relatively	relatively	ADV
fbem-14771	28	35	comprehensive	comprehensive	ADJ
fbem-14771	28	36	research	research	NOUN
fbem-14771	28	37	model	model	NOUN
fbem-14771	28	38	on	on	ADP
fbem-14771	28	39	the	the	DET
fbem-14771	28	40	influencing	influence	VERB
fbem-14771	28	41	factors	factor	NOUN
fbem-14771	28	42	of	of	ADP
fbem-14771	28	43	digital	digital	ADJ
fbem-14771	28	44	rmb	rmb	NOUN
fbem-14771	28	45	acceptance	acceptance	NOUN
fbem-14771	28	46	and	and	CCONJ
fbem-14771	28	47	use	use	NOUN
fbem-14771	28	48	.	.	PUNCT
fbem-14771	29	1	2.2	2.2	NUM
fbem-14771	29	2	.	.	PUNCT
fbem-14771	30	1	the	the	DET
fbem-14771	30	2	theory	theory	NOUN
fbem-14771	30	3	of	of	ADP
fbem-14771	30	4	influencing	influence	VERB
fbem-14771	30	5	factors	factor	NOUN
fbem-14771	30	6	of	of	ADP
fbem-14771	30	7	technology	technology	NOUN
fbem-14771	30	8	acceptance	acceptance	NOUN
fbem-14771	30	9	and	and	CCONJ
fbem-14771	30	10	use	use	VERB
fbem-14771	30	11	the	the	DET
fbem-14771	30	12	prerequisite	prerequisite	NOUN
fbem-14771	30	13	for	for	ADP
fbem-14771	30	14	a	a	DET
fbem-14771	30	15	technology	technology	NOUN
fbem-14771	30	16	to	to	PART
fbem-14771	30	17	show	show	VERB
fbem-14771	30	18	its	its	PRON
fbem-14771	30	19	utility	utility	NOUN
fbem-14771	30	20	is	be	AUX
fbem-14771	30	21	to	to	PART
fbem-14771	30	22	be	be	AUX
fbem-14771	30	23	widely	widely	ADV
fbem-14771	30	24	accepted	accept	VERB
fbem-14771	30	25	and	and	CCONJ
fbem-14771	30	26	used	use	VERB
fbem-14771	30	27	by	by	ADP
fbem-14771	30	28	the	the	DET
fbem-14771	30	29	public	public	NOUN
fbem-14771	30	30	.	.	PUNCT
fbem-14771	31	1	the	the	DET
fbem-14771	31	2	research	research	NOUN
fbem-14771	31	3	on	on	ADP
fbem-14771	31	4	the	the	DET
fbem-14771	31	5	influencing	influence	VERB
fbem-14771	31	6	factors	factor	NOUN
fbem-14771	31	7	of	of	ADP
fbem-14771	31	8	users	user	NOUN
fbem-14771	31	9	'	'	PART
fbem-14771	31	10	acceptance	acceptance	NOUN
fbem-14771	31	11	and	and	CCONJ
fbem-14771	31	12	use	use	NOUN
fbem-14771	31	13	of	of	ADP
fbem-14771	31	14	technology	technology	NOUN
fbem-14771	31	15	is	be	AUX
fbem-14771	31	16	an	an	DET
fbem-14771	31	17	important	important	ADJ
fbem-14771	31	18	subject	subject	NOUN
fbem-14771	31	19	in	in	ADP
fbem-14771	31	20	the	the	DET
fbem-14771	31	21	field	field	NOUN
fbem-14771	31	22	of	of	ADP
fbem-14771	31	23	technology	technology	NOUN
fbem-14771	31	24	application	application	NOUN
fbem-14771	31	25	.	.	PUNCT
fbem-14771	32	1	many	many	ADJ
fbem-14771	32	2	theories	theory	NOUN
fbem-14771	32	3	such	such	ADJ
fbem-14771	32	4	as	as	ADP
fbem-14771	32	5	technology	technology	NOUN
fbem-14771	32	6	acceptance	acceptance	NOUN
fbem-14771	32	7	model	model	NOUN
fbem-14771	32	8	(	(	PUNCT
fbem-14771	32	9	tam	tam	NOUN
fbem-14771	32	10	)	)	PUNCT
fbem-14771	32	11	and	and	CCONJ
fbem-14771	32	12	innovation	innovation	NOUN
fbem-14771	32	13	diffusion	diffusion	NOUN
fbem-14771	32	14	theory	theory	NOUN
fbem-14771	32	15	(	(	PUNCT
fbem-14771	32	16	idt	idt	PROPN
fbem-14771	32	17	)	)	PUNCT
fbem-14771	32	18	have	have	AUX
fbem-14771	32	19	been	be	AUX
fbem-14771	32	20	proposed	propose	VERB
fbem-14771	32	21	and	and	CCONJ
fbem-14771	32	22	used	use	VERB
fbem-14771	32	23	to	to	PART
fbem-14771	32	24	explain	explain	VERB
fbem-14771	32	25	and	and	CCONJ
fbem-14771	32	26	predict	predict	VERB
fbem-14771	32	27	users	user	NOUN
fbem-14771	32	28	'	'	PART
fbem-14771	32	29	attitudes	attitude	NOUN
fbem-14771	32	30	and	and	CCONJ
fbem-14771	32	31	behaviors	behavior	NOUN
fbem-14771	32	32	about	about	ADP
fbem-14771	32	33	technology	technology	NOUN
fbem-14771	32	34	.	.	PUNCT
fbem-14771	33	1	in	in	ADP
fbem-14771	33	2	order	order	NOUN
fbem-14771	33	3	to	to	PART
fbem-14771	33	4	enhance	enhance	VERB
fbem-14771	33	5	the	the	DET
fbem-14771	33	6	explanatory	explanatory	ADJ
fbem-14771	33	7	ability	ability	NOUN
fbem-14771	33	8	of	of	ADP
fbem-14771	33	9	the	the	DET
fbem-14771	33	10	model	model	NOUN
fbem-14771	33	11	,	,	PUNCT
fbem-14771	33	12	venkatesh	venkatesh	PROPN
fbem-14771	33	13	et	et	PROPN
fbem-14771	33	14	al[7	al[7	PROPN
fbem-14771	33	15	]	]	PUNCT
fbem-14771	33	16	.	.	PUNCT
fbem-14771	34	1	integrated	integrate	VERB
fbem-14771	34	2	eight	eight	NUM
fbem-14771	34	3	models	model	NOUN
fbem-14771	34	4	including	include	VERB
fbem-14771	34	5	tam	tam	PROPN
fbem-14771	34	6	,	,	PUNCT
fbem-14771	34	7	idt	idt	PROPN
fbem-14771	34	8	,	,	PUNCT
fbem-14771	34	9	tra	tra	NOUN
fbem-14771	34	10	and	and	CCONJ
fbem-14771	34	11	tpb	tpb	VERB
fbem-14771	34	12	to	to	PART
fbem-14771	34	13	build	build	VERB
fbem-14771	34	14	a	a	DET
fbem-14771	34	15	utaut	utaut	ADJ
fbem-14771	34	16	model	model	NOUN
fbem-14771	34	17	,	,	PUNCT
fbem-14771	34	18	which	which	PRON
fbem-14771	34	19	included	include	VERB
fbem-14771	34	20	four	four	NUM
fbem-14771	34	21	factors	factor	NOUN
fbem-14771	34	22	(	(	PUNCT
fbem-14771	34	23	performance	performance	NOUN
fbem-14771	34	24	expectation	expectation	NOUN
fbem-14771	34	25	,	,	PUNCT
fbem-14771	34	26	effort	effort	NOUN
fbem-14771	34	27	expectation	expectation	NOUN
fbem-14771	34	28	,	,	PUNCT
fbem-14771	34	29	social	social	ADJ
fbem-14771	34	30	influence	influence	NOUN
fbem-14771	34	31	and	and	CCONJ
fbem-14771	34	32	convenience	convenience	NOUN
fbem-14771	34	33	)	)	PUNCT
fbem-14771	34	34	and	and	CCONJ
fbem-14771	34	35	four	four	NUM
fbem-14771	34	36	moderating	moderate	VERB
fbem-14771	34	37	variables	variable	NOUN
fbem-14771	34	38	(	(	PUNCT
fbem-14771	34	39	gender	gender	NOUN
fbem-14771	34	40	,	,	PUNCT
fbem-14771	34	41	age	age	NOUN
fbem-14771	34	42	,	,	PUNCT
fbem-14771	34	43	experience	experience	NOUN
fbem-14771	34	44	and	and	CCONJ
fbem-14771	34	45	voluntary	voluntary	ADJ
fbem-14771	34	46	use	use	NOUN
fbem-14771	34	47	)	)	PUNCT
fbem-14771	34	48	.	.	PUNCT
fbem-14771	35	1	based	base	VERB
fbem-14771	35	2	on	on	ADP
fbem-14771	35	3	the	the	DET
fbem-14771	35	4	consideration	consideration	NOUN
fbem-14771	35	5	of	of	ADP
fbem-14771	35	6	consumer	consumer	NOUN
fbem-14771	35	7	habits	habit	NOUN
fbem-14771	35	8	and	and	CCONJ
fbem-14771	35	9	pleasure	pleasure	NOUN
fbem-14771	35	10	,	,	PUNCT
fbem-14771	35	11	hedonic	hedonic	ADJ
fbem-14771	35	12	motivation	motivation	NOUN
fbem-14771	35	13	,	,	PUNCT
fbem-14771	35	14	price	price	NOUN
fbem-14771	35	15	value	value	NOUN
fbem-14771	35	16	and	and	CCONJ
fbem-14771	35	17	habit	habit	NOUN
fbem-14771	35	18	are	be	AUX
fbem-14771	35	19	added	add	VERB
fbem-14771	35	20	,	,	PUNCT
fbem-14771	35	21	and	and	CCONJ
fbem-14771	35	22	voluntary	voluntary	ADJ
fbem-14771	35	23	use	use	NOUN
fbem-14771	35	24	of	of	ADP
fbem-14771	35	25	the	the	DET
fbem-14771	35	26	regulating	regulate	VERB
fbem-14771	35	27	variable	variable	NOUN
fbem-14771	35	28	is	be	AUX
fbem-14771	35	29	deleted	delete	VERB
fbem-14771	35	30	.	.	PUNCT
fbem-14771	36	1	a	a	DET
fbem-14771	36	2	utaut2	utaut2	NOUN
fbem-14771	36	3	model	model	NOUN
fbem-14771	36	4	is	be	AUX
fbem-14771	36	5	proposed	propose	VERB
fbem-14771	36	6	to	to	PART
fbem-14771	36	7	further	far	ADV
fbem-14771	36	8	improve	improve	VERB
fbem-14771	36	9	the	the	DET
fbem-14771	36	10	explainability	explainability	NOUN
fbem-14771	36	11	of	of	ADP
fbem-14771	36	12	the	the	DET
fbem-14771	36	13	model	model	NOUN
fbem-14771	36	14	.	.	PUNCT
fbem-14771	37	1	at	at	ADP
fbem-14771	37	2	present	present	ADJ
fbem-14771	37	3	,	,	PUNCT
fbem-14771	37	4	utaut2	utaut2	PROPN
fbem-14771	37	5	model	model	NOUN
fbem-14771	37	6	has	have	AUX
fbem-14771	37	7	become	become	VERB
fbem-14771	37	8	one	one	NUM
fbem-14771	37	9	of	of	ADP
fbem-14771	37	10	the	the	DET
fbem-14771	37	11	most	most	ADV
fbem-14771	37	12	powerful	powerful	ADJ
fbem-14771	37	13	models	model	NOUN
fbem-14771	37	14	to	to	PART
fbem-14771	37	15	explain	explain	VERB
fbem-14771	37	16	users	user	NOUN
fbem-14771	37	17	'	'	PART
fbem-14771	37	18	technology	technology	NOUN
fbem-14771	37	19	acceptance	acceptance	NOUN
fbem-14771	37	20	and	and	CCONJ
fbem-14771	37	21	usage	usage	NOUN
fbem-14771	37	22	behavior	behavior	NOUN
fbem-14771	37	23	,	,	PUNCT
fbem-14771	37	24	and	and	CCONJ
fbem-14771	37	25	has	have	AUX
fbem-14771	37	26	been	be	AUX
fbem-14771	37	27	widely	widely	ADV
fbem-14771	37	28	used	use	VERB
fbem-14771	37	29	in	in	ADP
fbem-14771	37	30	user	user	NOUN
fbem-14771	37	31	research	research	NOUN
fbem-14771	37	32	in	in	ADP
fbem-14771	37	33	many	many	ADJ
fbem-14771	37	34	technical	technical	ADJ
fbem-14771	37	35	fields[8	fields[8	PROPN
fbem-14771	37	36	-	-	PROPN
fbem-14771	37	37	10	10	NUM
fbem-14771	37	38	]	]	PUNCT
fbem-14771	37	39	.	.	PUNCT
fbem-14771	38	1	digital	digital	PROPN
fbem-14771	38	2	rmb	rmb	PROPN
fbem-14771	38	3	is	be	AUX
fbem-14771	38	4	a	a	DET
fbem-14771	38	5	digital	digital	ADJ
fbem-14771	38	6	form	form	NOUN
fbem-14771	38	7	of	of	ADP
fbem-14771	38	8	currency	currency	NOUN
fbem-14771	38	9	,	,	PUNCT
fbem-14771	38	10	and	and	CCONJ
fbem-14771	38	11	its	its	PRON
fbem-14771	38	12	essential	essential	ADJ
fbem-14771	38	13	carrier	carrier	NOUN
fbem-14771	38	14	is	be	AUX
fbem-14771	38	15	information	information	NOUN
fbem-14771	38	16	technology	technology	NOUN
fbem-14771	38	17	such	such	ADJ
fbem-14771	38	18	as	as	ADP
fbem-14771	38	19	blockchain	blockchain	PROPN
fbem-14771	38	20	.	.	PUNCT
fbem-14771	39	1	it	it	PRON
fbem-14771	39	2	is	be	AUX
fbem-14771	39	3	suitable	suitable	ADJ
fbem-14771	39	4	for	for	ADP
fbem-14771	39	5	using	use	VERB
fbem-14771	39	6	utaut2	utaut2	PROPN
fbem-14771	39	7	model	model	NOUN
fbem-14771	39	8	to	to	PART
fbem-14771	39	9	study	study	VERB
fbem-14771	39	10	the	the	DET
fbem-14771	39	11	influencing	influence	VERB
fbem-14771	39	12	factors	factor	NOUN
fbem-14771	39	13	of	of	ADP
fbem-14771	39	14	its	its	PRON
fbem-14771	39	15	acceptance	acceptance	NOUN
fbem-14771	39	16	and	and	CCONJ
fbem-14771	39	17	use	use	NOUN
fbem-14771	39	18	.	.	PUNCT
fbem-14771	40	1	however	however	ADV
fbem-14771	40	2	,	,	PUNCT
fbem-14771	40	3	due	due	ADP
fbem-14771	40	4	to	to	ADP
fbem-14771	40	5	the	the	DET
fbem-14771	40	6	differences	difference	NOUN
fbem-14771	40	7	in	in	ADP
fbem-14771	40	8	research	research	NOUN
fbem-14771	40	9	objects	object	NOUN
fbem-14771	40	10	,	,	PUNCT
fbem-14771	40	11	some	some	DET
fbem-14771	40	12	scholars	scholar	NOUN
fbem-14771	40	13	use	use	VERB
fbem-14771	40	14	other	other	ADJ
fbem-14771	40	15	theories	theory	NOUN
fbem-14771	40	16	to	to	PART
fbem-14771	40	17	extend	extend	VERB
fbem-14771	40	18	the	the	DET
fbem-14771	40	19	utaut2	utaut2	PROPN
fbem-14771	40	20	model	model	NOUN
fbem-14771	40	21	to	to	PART
fbem-14771	40	22	better	well	ADV
fbem-14771	40	23	explain	explain	VERB
fbem-14771	40	24	specific	specific	ADJ
fbem-14771	40	25	user	user	NOUN
fbem-14771	40	26	behaviors	behavior	NOUN
fbem-14771	40	27	in	in	ADP
fbem-14771	40	28	their	their	PRON
fbem-14771	40	29	respective	respective	ADJ
fbem-14771	40	30	research	research	NOUN
fbem-14771	40	31	contexts	contexts	NOUN
fbem-14771	40	32	.	.	PUNCT
fbem-14771	41	1	according	accord	VERB
fbem-14771	41	2	to	to	ADP
fbem-14771	41	3	the	the	DET
fbem-14771	41	4	theory	theory	NOUN
fbem-14771	41	5	of	of	ADP
fbem-14771	41	6	perceived	perceive	VERB
fbem-14771	41	7	risk	risk	NOUN
fbem-14771	41	8	,	,	PUNCT
fbem-14771	41	9	when	when	SCONJ
fbem-14771	41	10	it	it	PRON
fbem-14771	41	11	is	be	AUX
fbem-14771	41	12	impossible	impossible	ADJ
fbem-14771	41	13	to	to	PART
fbem-14771	41	14	determine	determine	VERB
fbem-14771	41	15	whether	whether	SCONJ
fbem-14771	41	16	the	the	DET
fbem-14771	41	17	results	result	NOUN
fbem-14771	41	18	produced	produce	VERB
fbem-14771	41	19	by	by	ADP
fbem-14771	41	20	their	their	PRON
fbem-14771	41	21	behavior	behavior	NOUN
fbem-14771	41	22	meet	meet	VERB
fbem-14771	41	23	the	the	DET
fbem-14771	41	24	expectations	expectation	NOUN
fbem-14771	41	25	,	,	PUNCT
fbem-14771	41	26	the	the	DET
fbem-14771	41	27	possibility	possibility	NOUN
fbem-14771	41	28	that	that	SCONJ
fbem-14771	41	29	consumers	consumer	NOUN
fbem-14771	41	30	subjectively	subjectively	ADV
fbem-14771	41	31	perceive	perceive	VERB
fbem-14771	41	32	that	that	SCONJ
fbem-14771	41	33	some	some	DET
fbem-14771	41	34	unpleasant	unpleasant	ADJ
fbem-14771	41	35	results	result	NOUN
fbem-14771	41	36	may	may	AUX
fbem-14771	41	37	be	be	AUX
fbem-14771	41	38	produced	produce	VERB
fbem-14771	41	39	is	be	AUX
fbem-14771	41	40	called	call	VERB
fbem-14771	41	41	perceived	perceive	VERB
fbem-14771	41	42	risk.[11	risk.[11	PROPN
fbem-14771	41	43	]	]	X
fbem-14771	41	44	users	user	NOUN
fbem-14771	41	45	'	'	PART
fbem-14771	41	46	attitudes	attitude	NOUN
fbem-14771	41	47	and	and	CCONJ
fbem-14771	41	48	behaviors	behavior	NOUN
fbem-14771	41	49	toward	toward	ADP
fbem-14771	41	50	digital	digital	ADJ
fbem-14771	41	51	rmb	rmb	NOUN
fbem-14771	41	52	may	may	AUX
fbem-14771	41	53	be	be	AUX
fbem-14771	41	54	influenced	influence	VERB
fbem-14771	41	55	by	by	ADP
fbem-14771	41	56	perceived	perceive	VERB
fbem-14771	41	57	risks	risk	NOUN
fbem-14771	41	58	due	due	ADJ
fbem-14771	41	59	to	to	ADP
fbem-14771	41	60	a	a	DET
fbem-14771	41	61	lack	lack	NOUN
fbem-14771	41	62	of	of	ADP
fbem-14771	41	63	understanding	understanding	NOUN
fbem-14771	41	64	of	of	ADP
fbem-14771	41	65	the	the	DET
fbem-14771	41	66	technology	technology	NOUN
fbem-14771	41	67	or	or	CCONJ
fbem-14771	41	68	concerns	concern	NOUN
fbem-14771	41	69	about	about	ADP
fbem-14771	41	70	potential	potential	ADJ
fbem-14771	41	71	threats	threat	NOUN
fbem-14771	41	72	to	to	ADP
fbem-14771	41	73	privacy	privacy	NOUN
fbem-14771	41	74	and	and	CCONJ
fbem-14771	41	75	security	security	NOUN
fbem-14771	41	76	.	.	PUNCT
fbem-14771	42	1	the	the	DET
fbem-14771	42	2	correlation	correlation	NOUN
fbem-14771	42	3	between	between	ADP
fbem-14771	42	4	perceived	perceive	VERB
fbem-14771	42	5	risk	risk	NOUN
fbem-14771	42	6	and	and	CCONJ
fbem-14771	42	7	willingness	willingness	NOUN
fbem-14771	42	8	to	to	PART
fbem-14771	42	9	accept	accept	VERB
fbem-14771	42	10	digital	digital	ADJ
fbem-14771	42	11	rmb	rmb	NOUN
fbem-14771	42	12	has	have	AUX
fbem-14771	42	13	been	be	AUX
fbem-14771	42	14	verified[12	verified[12	NOUN
fbem-14771	42	15	]	]	X
fbem-14771	42	16	,	,	PUNCT
fbem-14771	42	17	and	and	CCONJ
fbem-14771	42	18	existing	exist	VERB
fbem-14771	42	19	literatures	literature	NOUN
fbem-14771	42	20	have	have	AUX
fbem-14771	42	21	combined	combine	VERB
fbem-14771	42	22	the	the	DET
fbem-14771	42	23	perceived	perceive	VERB
fbem-14771	42	24	risk	risk	NOUN
fbem-14771	42	25	theory	theory	NOUN
fbem-14771	42	26	and	and	CCONJ
fbem-14771	42	27	utaut2	utaut2	NOUN
fbem-14771	42	28	model	model	NOUN
fbem-14771	42	29	and	and	CCONJ
fbem-14771	42	30	applied	apply	VERB
fbem-14771	42	31	them	they	PRON
fbem-14771	42	32	to	to	ADP
fbem-14771	42	33	the	the	DET
fbem-14771	42	34	research	research	NOUN
fbem-14771	42	35	on	on	ADP
fbem-14771	42	36	user	user	NOUN
fbem-14771	42	37	behavior	behavior	NOUN
fbem-14771	42	38	of	of	ADP
fbem-14771	42	39	new	new	ADJ
fbem-14771	42	40	technologies[13	technologies[13	PROPN
fbem-14771	42	41	]	]	PUNCT
fbem-14771	42	42	.	.	PUNCT
fbem-14771	43	1	therefore	therefore	ADV
fbem-14771	43	2	,	,	PUNCT
fbem-14771	43	3	this	this	DET
fbem-14771	43	4	paper	paper	NOUN
fbem-14771	43	5	incorporates	incorporate	VERB
fbem-14771	43	6	the	the	DET
fbem-14771	43	7	perceived	perceive	VERB
fbem-14771	43	8	risk	risk	NOUN
fbem-14771	43	9	theory	theory	NOUN
fbem-14771	43	10	into	into	ADP
fbem-14771	43	11	the	the	DET
fbem-14771	43	12	research	research	NOUN
fbem-14771	43	13	model	model	NOUN
fbem-14771	43	14	.	.	PUNCT
fbem-14771	44	1	in	in	ADP
fbem-14771	44	2	addition	addition	NOUN
fbem-14771	44	3	,	,	PUNCT
fbem-14771	44	4	the	the	DET
fbem-14771	44	5	attitude	attitude	NOUN
fbem-14771	44	6	towards	towards	ADP
fbem-14771	44	7	innovation	innovation	NOUN
fbem-14771	44	8	and	and	CCONJ
fbem-14771	44	9	learning	learn	VERB
fbem-14771	44	10	ability	ability	NOUN
fbem-14771	44	11	are	be	AUX
fbem-14771	44	12	also	also	ADV
fbem-14771	44	13	important	important	ADJ
fbem-14771	44	14	reasons	reason	NOUN
fbem-14771	44	15	for	for	ADP
fbem-14771	44	16	the	the	DET
fbem-14771	44	17	differences	difference	NOUN
fbem-14771	44	18	in	in	ADP
fbem-14771	44	19	individual	individual	ADJ
fbem-14771	44	20	acceptance	acceptance	NOUN
fbem-14771	44	21	and	and	CCONJ
fbem-14771	44	22	use	use	NOUN
fbem-14771	44	23	of	of	ADP
fbem-14771	44	24	technology	technology	NOUN
fbem-14771	44	25	.	.	PUNCT
fbem-14771	45	1	this	this	DET
fbem-14771	45	2	trait	trait	NOUN
fbem-14771	45	3	is	be	AUX
fbem-14771	45	4	defined	define	VERB
fbem-14771	45	5	as	as	ADP
fbem-14771	45	6	individual	individual	ADJ
fbem-14771	45	7	innovation	innovation	NOUN
fbem-14771	45	8	in	in	ADP
fbem-14771	45	9	the	the	DET
fbem-14771	45	10	theory	theory	NOUN
fbem-14771	45	11	of	of	ADP
fbem-14771	45	12	innovation	innovation	NOUN
fbem-14771	45	13	diffusion	diffusion	NOUN
fbem-14771	45	14	,	,	PUNCT
fbem-14771	45	15	that	that	ADV
fbem-14771	45	16	is	be	AUX
fbem-14771	45	17	,	,	PUNCT
fbem-14771	45	18	"	"	PUNCT
fbem-14771	45	19	the	the	DET
fbem-14771	45	20	degree	degree	NOUN
fbem-14771	45	21	to	to	PART
fbem-14771	45	22	which	which	PRON
fbem-14771	45	23	individuals	individual	NOUN
fbem-14771	45	24	or	or	CCONJ
fbem-14771	45	25	other	other	ADJ
fbem-14771	45	26	receptive	receptive	ADJ
fbem-14771	45	27	units	unit	NOUN
fbem-14771	45	28	accept	accept	VERB
fbem-14771	45	29	new	new	ADJ
fbem-14771	45	30	ideas	idea	NOUN
fbem-14771	45	31	relatively	relatively	ADV
fbem-14771	45	32	earlier	early	ADV
fbem-14771	45	33	than	than	ADP
fbem-14771	45	34	other	other	ADJ
fbem-14771	45	35	members	member	NOUN
fbem-14771	45	36	of	of	ADP
fbem-14771	45	37	the	the	DET
fbem-14771	45	38	system"[14	system"[14	PROPN
fbem-14771	45	39	]	]	PUNCT
fbem-14771	45	40	.	.	PUNCT
fbem-14771	46	1	groups	group	NOUN
fbem-14771	46	2	with	with	ADP
fbem-14771	46	3	high	high	ADJ
fbem-14771	46	4	individual	individual	ADJ
fbem-14771	46	5	innovation	innovation	NOUN
fbem-14771	46	6	will	will	AUX
fbem-14771	46	7	be	be	AUX
fbem-14771	46	8	more	more	ADV
fbem-14771	46	9	interested	interested	ADJ
fbem-14771	46	10	in	in	ADP
fbem-14771	46	11	cutting	cut	VERB
fbem-14771	46	12	-	-	PUNCT
fbem-14771	46	13	edge	edge	NOUN
fbem-14771	46	14	technologies	technology	NOUN
fbem-14771	46	15	such	such	ADJ
fbem-14771	46	16	as	as	ADP
fbem-14771	46	17	digital	digital	ADJ
fbem-14771	46	18	rmb	rmb	NOUN
fbem-14771	46	19	,	,	PUNCT
fbem-14771	46	20	have	have	VERB
fbem-14771	46	21	a	a	DET
fbem-14771	46	22	stronger	strong	ADJ
fbem-14771	46	23	tendency	tendency	NOUN
fbem-14771	46	24	to	to	PART
fbem-14771	46	25	understand	understand	VERB
fbem-14771	46	26	and	and	CCONJ
fbem-14771	46	27	master	master	VERB
fbem-14771	46	28	its	its	PRON
fbem-14771	46	29	related	related	ADJ
fbem-14771	46	30	knowledge	knowledge	NOUN
fbem-14771	46	31	and	and	CCONJ
fbem-14771	46	32	use	use	NOUN
fbem-14771	46	33	methods	method	NOUN
fbem-14771	46	34	,	,	PUNCT
fbem-14771	46	35	and	and	CCONJ
fbem-14771	46	36	are	be	AUX
fbem-14771	46	37	easier	easy	ADJ
fbem-14771	46	38	to	to	PART
fbem-14771	46	39	become	become	VERB
fbem-14771	46	40	the	the	DET
fbem-14771	46	41	audience	audience	NOUN
fbem-14771	46	42	of	of	ADP
fbem-14771	46	43	digital	digital	ADJ
fbem-14771	46	44	rmb	rmb	NOUN
fbem-14771	46	45	.	.	PUNCT
fbem-14771	47	1	although	although	SCONJ
fbem-14771	47	2	the	the	DET
fbem-14771	47	3	utaut2	utaut2	PROPN
fbem-14771	47	4	model	model	PROPN
fbem-14771	47	5	integrates	integrate	VERB
fbem-14771	47	6	the	the	DET
fbem-14771	47	7	comparative	comparative	ADJ
fbem-14771	47	8	advantage	advantage	NOUN
fbem-14771	47	9	,	,	PUNCT
fbem-14771	47	10	ease	ease	NOUN
fbem-14771	47	11	of	of	ADP
fbem-14771	47	12	use	use	NOUN
fbem-14771	47	13	,	,	PUNCT
fbem-14771	47	14	compatibility	compatibility	NOUN
fbem-14771	47	15	and	and	CCONJ
fbem-14771	47	16	other	other	ADJ
fbem-14771	47	17	elements	element	NOUN
fbem-14771	47	18	of	of	ADP
fbem-14771	47	19	innovation	innovation	NOUN
fbem-14771	47	20	diffusion	diffusion	NOUN
fbem-14771	47	21	theory	theory	NOUN
fbem-14771	47	22	,	,	PUNCT
fbem-14771	47	23	it	it	PRON
fbem-14771	47	24	lacks	lack	VERB
fbem-14771	47	25	relevant	relevant	ADJ
fbem-14771	47	26	variables	variable	NOUN
fbem-14771	47	27	like	like	ADP
fbem-14771	47	28	individual	individual	ADJ
fbem-14771	47	29	innovation	innovation	NOUN
fbem-14771	47	30	.	.	PUNCT
fbem-14771	48	1	some	some	DET
fbem-14771	48	2	scholars	scholar	NOUN
fbem-14771	48	3	have	have	AUX
fbem-14771	48	4	extended	extend	VERB
fbem-14771	48	5	the	the	DET
fbem-14771	48	6	utaut2	utaut2	NOUN
fbem-14771	48	7	model	model	NOUN
fbem-14771	48	8	by	by	ADP
fbem-14771	48	9	using	use	VERB
fbem-14771	48	10	perceived	perceive	VERB
fbem-14771	48	11	risk	risk	NOUN
fbem-14771	48	12	and	and	CCONJ
fbem-14771	48	13	individual	individual	ADJ
fbem-14771	48	14	innovation	innovation	NOUN
fbem-14771	48	15	when	when	SCONJ
fbem-14771	48	16	studying	study	VERB
fbem-14771	48	17	the	the	DET
fbem-14771	48	18	acceptance	acceptance	NOUN
fbem-14771	48	19	of	of	ADP
fbem-14771	48	20	ebanking	ebanking	ADJ
fbem-14771	48	21	services[15	services[15	NOUN
fbem-14771	48	22	]	]	PUNCT
fbem-14771	48	23	.	.	PUNCT
fbem-14771	49	1	therefore	therefore	ADV
fbem-14771	49	2	,	,	PUNCT
fbem-14771	49	3	individual	individual	ADJ
fbem-14771	49	4	innovation	innovation	NOUN
fbem-14771	49	5	can	can	AUX
fbem-14771	49	6	also	also	ADV
fbem-14771	49	7	be	be	AUX
fbem-14771	49	8	used	use	VERB
fbem-14771	49	9	as	as	ADP
fbem-14771	49	10	a	a	DET
fbem-14771	49	11	component	component	NOUN
fbem-14771	49	12	of	of	ADP
fbem-14771	49	13	the	the	DET
fbem-14771	49	14	model	model	NOUN
fbem-14771	49	15	in	in	ADP
fbem-14771	49	16	this	this	DET
fbem-14771	49	17	paper	paper	NOUN
fbem-14771	49	18	.	.	PUNCT
fbem-14771	50	1	3	3	X
fbem-14771	50	2	.	.	X
fbem-14771	50	3	model	model	NOUN
fbem-14771	50	4	theory	theory	PROPN
fbem-14771	50	5	and	and	CCONJ
fbem-14771	50	6	data	datum	NOUN
fbem-14771	50	7	source	source	NOUN
fbem-14771	50	8	3.1	3.1	NUM
fbem-14771	50	9	.	.	PUNCT
fbem-14771	50	10	model	model	NOUN
fbem-14771	50	11	theory	theory	PROPN
fbem-14771	50	12	3.1.1	3.1.1	NUM
fbem-14771	50	13	.	.	PUNCT
fbem-14771	51	1	pest	pest	NOUN
fbem-14771	51	2	model	model	NOUN
fbem-14771	51	3	pest	pest	NOUN
fbem-14771	51	4	analysis[16	analysis[16	PROPN
fbem-14771	51	5	]	]	X
fbem-14771	51	6	refers	refer	VERB
fbem-14771	51	7	to	to	ADP
fbem-14771	51	8	the	the	DET
fbem-14771	51	9	analysis	analysis	NOUN
fbem-14771	51	10	of	of	ADP
fbem-14771	51	11	the	the	DET
fbem-14771	51	12	macro	macro	ADJ
fbem-14771	51	13	environment	environment	NOUN
fbem-14771	51	14	,	,	PUNCT
fbem-14771	51	15	the	the	DET
fbem-14771	51	16	macro	macro	PROPN
fbem-14771	51	17	environment	environment	NOUN
fbem-14771	51	18	,	,	PUNCT
fbem-14771	51	19	also	also	ADV
fbem-14771	51	20	known	know	VERB
fbem-14771	51	21	as	as	ADP
fbem-14771	51	22	the	the	DET
fbem-14771	51	23	general	general	ADJ
fbem-14771	51	24	environment	environment	NOUN
fbem-14771	51	25	,	,	PUNCT
fbem-14771	51	26	refers	refer	VERB
fbem-14771	51	27	to	to	ADP
fbem-14771	51	28	all	all	DET
fbem-14771	51	29	the	the	DET
fbem-14771	51	30	macro	macro	ADJ
fbem-14771	51	31	factors	factor	NOUN
fbem-14771	51	32	that	that	PRON
fbem-14771	51	33	affect	affect	VERB
fbem-14771	51	34	the	the	DET
fbem-14771	51	35	industry	industry	NOUN
fbem-14771	51	36	and	and	CCONJ
fbem-14771	51	37	enterprise	enterprise	NOUN
fbem-14771	51	38	.	.	PUNCT
fbem-14771	52	1	analysis	analysis	NOUN
fbem-14771	52	2	of	of	ADP
fbem-14771	52	3	macro	macro	ADJ
fbem-14771	52	4	environmental	environmental	ADJ
fbem-14771	52	5	factors	factor	NOUN
fbem-14771	52	6	,	,	PUNCT
fbem-14771	52	7	different	different	ADJ
fbem-14771	52	8	industries	industry	NOUN
fbem-14771	52	9	according	accord	VERB
fbem-14771	52	10	to	to	ADP
fbem-14771	52	11	their	their	PRON
fbem-14771	52	12	own	own	ADJ
fbem-14771	52	13	characteristics	characteristic	NOUN
fbem-14771	52	14	and	and	CCONJ
fbem-14771	52	15	business	business	NOUN
fbem-14771	52	16	needs	need	NOUN
fbem-14771	52	17	,	,	PUNCT
fbem-14771	52	18	the	the	DET
fbem-14771	52	19	specific	specific	ADJ
fbem-14771	52	20	content	content	NOUN
fbem-14771	52	21	of	of	ADP
fbem-14771	52	22	the	the	DET
fbem-14771	52	23	analysis	analysis	NOUN
fbem-14771	52	24	will	will	AUX
fbem-14771	52	25	be	be	AUX
fbem-14771	52	26	different	different	ADJ
fbem-14771	52	27	.	.	PUNCT
fbem-14771	53	1	however	however	ADV
fbem-14771	53	2	,	,	PUNCT
fbem-14771	53	3	it	it	PRON
fbem-14771	53	4	is	be	AUX
fbem-14771	53	5	generally	generally	ADV
fbem-14771	53	6	necessary	necessary	ADJ
fbem-14771	53	7	to	to	PART
fbem-14771	53	8	analyze	analyze	VERB
fbem-14771	53	9	the	the	DET
fbem-14771	53	10	four	four	NUM
fbem-14771	53	11	major	major	ADJ
fbem-14771	53	12	external	external	ADJ
fbem-14771	53	13	environmental	environmental	ADJ
fbem-14771	53	14	factors	factor	NOUN
fbem-14771	53	15	affecting	affect	VERB
fbem-14771	53	16	the	the	DET
fbem-14771	53	17	industry	industry	NOUN
fbem-14771	53	18	:	:	PUNCT
fbem-14771	53	19	political	political	ADJ
fbem-14771	53	20	,	,	PUNCT
fbem-14771	53	21	economic	economic	ADJ
fbem-14771	53	22	,	,	PUNCT
fbem-14771	53	23	social	social	ADJ
fbem-14771	53	24	and	and	CCONJ
fbem-14771	53	25	technological	technological	ADJ
fbem-14771	53	26	.	.	PUNCT
fbem-14771	54	1	3.1.2	3.1.2	X
fbem-14771	54	2	.	.	PUNCT
fbem-14771	54	3	tam	tam	NOUN
fbem-14771	54	4	model	model	NOUN
fbem-14771	54	5	in	in	ADP
fbem-14771	54	6	1989	1989	NUM
fbem-14771	54	7	,	,	PUNCT
fbem-14771	54	8	davis[17	davis[17	PROPN
fbem-14771	54	9	]	]	PUNCT
fbem-14771	54	10	proposed	propose	VERB
fbem-14771	54	11	the	the	DET
fbem-14771	54	12	technology	technology	NOUN
fbem-14771	54	13	acceptance	acceptance	NOUN
fbem-14771	54	14	model	model	NOUN
fbem-14771	54	15	(	(	PUNCT
fbem-14771	54	16	tam	tam	PROPN
fbem-14771	54	17	)	)	PUNCT
fbem-14771	54	18	,	,	PUNCT
fbem-14771	54	19	which	which	PRON
fbem-14771	54	20	constructed	construct	VERB
fbem-14771	54	21	the	the	DET
fbem-14771	54	22	relationship	relationship	NOUN
fbem-14771	54	23	between	between	ADP
fbem-14771	54	24	individual	individual	ADJ
fbem-14771	54	25	use	use	NOUN
fbem-14771	54	26	behavior	behavior	NOUN
fbem-14771	54	27	,	,	PUNCT
fbem-14771	54	28	perceived	perceive	VERB
fbem-14771	54	29	usefulness	usefulness	NOUN
fbem-14771	54	30	,	,	PUNCT
fbem-14771	54	31	perceived	perceive	VERB
fbem-14771	54	32	ease	ease	NOUN
fbem-14771	54	33	of	of	ADP
fbem-14771	54	34	use	use	NOUN
fbem-14771	54	35	,	,	PUNCT
fbem-14771	54	36	use	use	VERB
fbem-14771	54	37	attitude	attitude	NOUN
fbem-14771	54	38	and	and	CCONJ
fbem-14771	54	39	external	external	ADJ
fbem-14771	54	40	influence	influence	NOUN
fbem-14771	54	41	.	.	PUNCT
fbem-14771	55	1	perceived	perceive	VERB
fbem-14771	55	2	usability	usability	NOUN
fbem-14771	55	3	refers	refer	VERB
fbem-14771	55	4	to	to	ADP
fbem-14771	55	5	the	the	DET
fbem-14771	55	6	degree	degree	NOUN
fbem-14771	55	7	to	to	PART
fbem-14771	55	8	which	which	PRON
fbem-14771	55	9	users	user	NOUN
fbem-14771	55	10	perceive	perceive	VERB
fbem-14771	55	11	that	that	SCONJ
fbem-14771	55	12	a	a	DET
fbem-14771	55	13	certain	certain	ADJ
fbem-14771	55	14	technology	technology	NOUN
fbem-14771	55	15	or	or	CCONJ
fbem-14771	55	16	system	system	NOUN
fbem-14771	55	17	is	be	AUX
fbem-14771	55	18	easy	easy	ADJ
fbem-14771	55	19	to	to	PART
fbem-14771	55	20	use	use	VERB
fbem-14771	55	21	;	;	PUNCT
fbem-14771	55	22	perceived	perceive	VERB
fbem-14771	55	23	usefulness	usefulness	NOUN
fbem-14771	55	24	refers	refer	VERB
fbem-14771	55	25	to	to	ADP
fbem-14771	55	26	users	user	NOUN
fbem-14771	55	27	'	'	PART
fbem-14771	55	28	expectation	expectation	NOUN
fbem-14771	55	29	of	of	ADP
fbem-14771	55	30	benefits	benefit	NOUN
fbem-14771	55	31	from	from	ADP
fbem-14771	55	32	using	use	VERB
fbem-14771	55	33	information	information	NOUN
fbem-14771	55	34	systems	system	NOUN
fbem-14771	55	35	;	;	PUNCT
fbem-14771	55	36	usage	usage	NOUN
fbem-14771	55	37	attitude	attitude	NOUN
fbem-14771	55	38	refers	refer	VERB
fbem-14771	55	39	to	to	ADP
fbem-14771	55	40	users	user	NOUN
fbem-14771	55	41	'	'	PART
fbem-14771	55	42	subjective	subjective	ADJ
fbem-14771	55	43	positive	positive	ADJ
fbem-14771	55	44	or	or	CCONJ
fbem-14771	55	45	negative	negative	ADJ
fbem-14771	55	46	feelings	feeling	NOUN
fbem-14771	55	47	when	when	SCONJ
fbem-14771	55	48	using	use	VERB
fbem-14771	55	49	information	information	NOUN
fbem-14771	55	50	systems	system	NOUN
fbem-14771	55	51	;	;	PUNCT
fbem-14771	55	52	external	external	ADJ
fbem-14771	55	53	variables	variable	NOUN
fbem-14771	55	54	will	will	AUX
fbem-14771	55	55	indirectly	indirectly	ADV
fbem-14771	55	56	affect	affect	VERB
fbem-14771	55	57	users	user	NOUN
fbem-14771	55	58	'	'	PART
fbem-14771	55	59	intentions	intention	NOUN
fbem-14771	55	60	or	or	CCONJ
fbem-14771	55	61	behaviors	behavior	NOUN
fbem-14771	55	62	through	through	ADP
fbem-14771	55	63	perceived	perceive	VERB
fbem-14771	55	64	usability	usability	NOUN
fbem-14771	55	65	and	and	CCONJ
fbem-14771	55	66	usefulness	usefulness	NOUN
fbem-14771	55	67	.	.	PUNCT
fbem-14771	56	1	3.1.3	3.1.3	NUM
fbem-14771	56	2	.	.	PUNCT
fbem-14771	56	3	sem	sem	PROPN
fbem-14771	56	4	model	model	PROPN
fbem-14771	56	5	sem	sem	PROPN
fbem-14771	56	6	structural	structural	ADJ
fbem-14771	56	7	equation	equation	NOUN
fbem-14771	56	8	model[18	model[18	NOUN
fbem-14771	56	9	]	]	PUNCT
fbem-14771	56	10	is	be	AUX
fbem-14771	56	11	a	a	DET
fbem-14771	56	12	kind	kind	NOUN
fbem-14771	56	13	of	of	ADP
fbem-14771	56	14	model	model	NOUN
fbem-14771	56	15	based	base	VERB
fbem-14771	56	16	on	on	ADP
fbem-14771	56	17	factor	factor	NOUN
fbem-14771	56	18	analysis	analysis	NOUN
fbem-14771	56	19	and	and	CCONJ
fbem-14771	56	20	linear	linear	ADJ
fbem-14771	56	21	regression	regression	NOUN
fbem-14771	56	22	method	method	NOUN
fbem-14771	56	23	,	,	PUNCT
fbem-14771	56	24	which	which	PRON
fbem-14771	56	25	is	be	AUX
fbem-14771	56	26	used	use	VERB
fbem-14771	56	27	to	to	PART
fbem-14771	56	28	analyze	analyze	VERB
fbem-14771	56	29	the	the	DET
fbem-14771	56	30	path	path	NOUN
fbem-14771	56	31	relationship	relationship	NOUN
fbem-14771	56	32	between	between	ADP
fbem-14771	56	33	complex	complex	ADJ
fbem-14771	56	34	117	117	NUM
fbem-14771	56	35	variables	variable	NOUN
fbem-14771	56	36	.	.	PUNCT
fbem-14771	57	1	sem	sem	ADJ
fbem-14771	57	2	structural	structural	ADJ
fbem-14771	57	3	equation	equation	NOUN
fbem-14771	57	4	model	model	NOUN
fbem-14771	57	5	can	can	AUX
fbem-14771	57	6	be	be	AUX
fbem-14771	57	7	used	use	VERB
fbem-14771	57	8	to	to	PART
fbem-14771	57	9	explore	explore	VERB
fbem-14771	57	10	the	the	DET
fbem-14771	57	11	relationship	relationship	NOUN
fbem-14771	57	12	between	between	ADP
fbem-14771	57	13	variables	variable	NOUN
fbem-14771	57	14	.	.	PUNCT
fbem-14771	58	1	it	it	PRON
fbem-14771	58	2	analyzes	analyze	VERB
fbem-14771	58	3	data	datum	NOUN
fbem-14771	58	4	by	by	ADP
fbem-14771	58	5	incorporating	incorporate	VERB
fbem-14771	58	6	causal	causal	ADJ
fbem-14771	58	7	relationships	relationship	NOUN
fbem-14771	58	8	between	between	ADP
fbem-14771	58	9	variables	variable	NOUN
fbem-14771	58	10	and	and	CCONJ
fbem-14771	58	11	measurement	measurement	NOUN
fbem-14771	58	12	errors	error	NOUN
fbem-14771	58	13	into	into	ADP
fbem-14771	58	14	a	a	DET
fbem-14771	58	15	unified	unified	ADJ
fbem-14771	58	16	analytical	analytical	ADJ
fbem-14771	58	17	framework	framework	NOUN
fbem-14771	58	18	,	,	PUNCT
fbem-14771	58	19	so	so	SCONJ
fbem-14771	58	20	that	that	SCONJ
fbem-14771	58	21	the	the	DET
fbem-14771	58	22	relationship	relationship	NOUN
fbem-14771	58	23	between	between	ADP
fbem-14771	58	24	multiple	multiple	ADJ
fbem-14771	58	25	variables	variable	NOUN
fbem-14771	58	26	can	can	AUX
fbem-14771	58	27	be	be	AUX
fbem-14771	58	28	evaluated	evaluate	VERB
fbem-14771	58	29	simultaneously	simultaneously	ADV
fbem-14771	58	30	.	.	PUNCT
fbem-14771	59	1	these	these	DET
fbem-14771	59	2	variables	variable	NOUN
fbem-14771	59	3	can	can	AUX
fbem-14771	59	4	be	be	AUX
fbem-14771	59	5	observational	observational	ADJ
fbem-14771	59	6	data	datum	NOUN
fbem-14771	59	7	(	(	PUNCT
fbem-14771	59	8	such	such	ADJ
fbem-14771	59	9	as	as	ADP
fbem-14771	59	10	the	the	DET
fbem-14771	59	11	indicators	indicator	NOUN
fbem-14771	59	12	in	in	ADP
fbem-14771	59	13	a	a	DET
fbem-14771	59	14	questionnaire	questionnaire	NOUN
fbem-14771	59	15	)	)	PUNCT
fbem-14771	59	16	or	or	CCONJ
fbem-14771	59	17	latent	latent	NOUN
fbem-14771	59	18	variables	variable	NOUN
fbem-14771	59	19	(	(	PUNCT
fbem-14771	59	20	such	such	ADJ
fbem-14771	59	21	as	as	ADP
fbem-14771	59	22	cognition	cognition	NOUN
fbem-14771	59	23	,	,	PUNCT
fbem-14771	59	24	emotion	emotion	NOUN
fbem-14771	59	25	,	,	PUNCT
fbem-14771	59	26	beliefs	belief	NOUN
fbem-14771	59	27	,	,	PUNCT
fbem-14771	59	28	etc	etc	X
fbem-14771	59	29	.	.	X
fbem-14771	59	30	,	,	PUNCT
fbem-14771	59	31	which	which	PRON
fbem-14771	59	32	are	be	AUX
fbem-14771	59	33	difficult	difficult	ADJ
fbem-14771	59	34	to	to	PART
fbem-14771	59	35	observe	observe	VERB
fbem-14771	59	36	directly	directly	ADV
fbem-14771	59	37	)	)	PUNCT
fbem-14771	59	38	.	.	PUNCT
fbem-14771	60	1	3.2	3.2	NUM
fbem-14771	60	2	.	.	PUNCT
fbem-14771	60	3	data	datum	NOUN
fbem-14771	60	4	source	source	NOUN
fbem-14771	60	5	based	base	VERB
fbem-14771	60	6	on	on	ADP
fbem-14771	60	7	the	the	DET
fbem-14771	60	8	current	current	ADJ
fbem-14771	60	9	promotion	promotion	NOUN
fbem-14771	60	10	of	of	ADP
fbem-14771	60	11	digital	digital	ADJ
fbem-14771	60	12	rmb	rmb	NOUN
fbem-14771	60	13	,	,	PUNCT
fbem-14771	60	14	pilot	pilot	NOUN
fbem-14771	60	15	cities	city	NOUN
fbem-14771	60	16	and	and	CCONJ
fbem-14771	60	17	pilot	pilot	NOUN
fbem-14771	60	18	commercial	commercial	ADJ
fbem-14771	60	19	banks	bank	NOUN
fbem-14771	60	20	are	be	AUX
fbem-14771	60	21	the	the	DET
fbem-14771	60	22	main	main	ADJ
fbem-14771	60	23	promotion	promotion	NOUN
fbem-14771	60	24	channels	channel	NOUN
fbem-14771	60	25	,	,	PUNCT
fbem-14771	60	26	so	so	SCONJ
fbem-14771	60	27	the	the	DET
fbem-14771	60	28	data	data	NOUN
fbem-14771	60	29	collection	collection	NOUN
fbem-14771	60	30	method	method	NOUN
fbem-14771	60	31	mainly	mainly	ADV
fbem-14771	60	32	adopts	adopt	VERB
fbem-14771	60	33	the	the	DET
fbem-14771	60	34	combination	combination	NOUN
fbem-14771	60	35	of	of	ADP
fbem-14771	60	36	online	online	ADJ
fbem-14771	60	37	and	and	CCONJ
fbem-14771	60	38	offline	offline	ADJ
fbem-14771	60	39	questionnaires	questionnaire	NOUN
fbem-14771	60	40	.	.	PUNCT
fbem-14771	61	1	the	the	DET
fbem-14771	61	2	online	online	ADJ
fbem-14771	61	3	questionnaire	questionnaire	NOUN
fbem-14771	61	4	takes	take	VERB
fbem-14771	61	5	into	into	ADP
fbem-14771	61	6	account	account	NOUN
fbem-14771	61	7	the	the	DET
fbem-14771	61	8	differences	difference	NOUN
fbem-14771	61	9	of	of	ADP
fbem-14771	61	10	pilot	pilot	NOUN
fbem-14771	61	11	cities	city	NOUN
fbem-14771	61	12	,	,	PUNCT
fbem-14771	61	13	and	and	CCONJ
fbem-14771	61	14	limits	limit	VERB
fbem-14771	61	15	the	the	DET
fbem-14771	61	16	users	user	NOUN
fbem-14771	61	17	participating	participate	VERB
fbem-14771	61	18	in	in	ADP
fbem-14771	61	19	the	the	DET
fbem-14771	61	20	questionnaire	questionnaire	NOUN
fbem-14771	61	21	by	by	ADP
fbem-14771	61	22	region	region	NOUN
fbem-14771	61	23	.	.	PUNCT
fbem-14771	62	1	the	the	DET
fbem-14771	62	2	offline	offline	ADJ
fbem-14771	62	3	questionnaire	questionnaire	NOUN
fbem-14771	62	4	survey	survey	NOUN
fbem-14771	62	5	selects	select	VERB
fbem-14771	62	6	4	4	NUM
fbem-14771	62	7	representative	representative	ADJ
fbem-14771	62	8	branches	branch	NOUN
fbem-14771	62	9	of	of	ADP
fbem-14771	62	10	a	a	DET
fbem-14771	62	11	commercial	commercial	ADJ
fbem-14771	62	12	bank	bank	NOUN
fbem-14771	62	13	,	,	PUNCT
fbem-14771	62	14	which	which	PRON
fbem-14771	62	15	are	be	AUX
fbem-14771	62	16	located	locate	VERB
fbem-14771	62	17	in	in	ADP
fbem-14771	62	18	the	the	DET
fbem-14771	62	19	commercial	commercial	ADJ
fbem-14771	62	20	community	community	NOUN
fbem-14771	62	21	,	,	PUNCT
fbem-14771	62	22	residential	residential	ADJ
fbem-14771	62	23	community	community	NOUN
fbem-14771	62	24	,	,	PUNCT
fbem-14771	62	25	university	university	NOUN
fbem-14771	62	26	community	community	NOUN
fbem-14771	62	27	and	and	CCONJ
fbem-14771	62	28	comprehensive	comprehensive	ADJ
fbem-14771	62	29	community	community	NOUN
fbem-14771	62	30	respectively	respectively	ADV
fbem-14771	62	31	.	.	PUNCT
fbem-14771	63	1	these	these	DET
fbem-14771	63	2	4	4	NUM
fbem-14771	63	3	branches	branch	NOUN
fbem-14771	63	4	have	have	VERB
fbem-14771	63	5	the	the	DET
fbem-14771	63	6	characteristics	characteristic	NOUN
fbem-14771	63	7	of	of	ADP
fbem-14771	63	8	large	large	ADJ
fbem-14771	63	9	passenger	passenger	NOUN
fbem-14771	63	10	flow	flow	NOUN
fbem-14771	63	11	,	,	PUNCT
fbem-14771	63	12	rich	rich	ADJ
fbem-14771	63	13	customer	customer	NOUN
fbem-14771	63	14	levels	level	NOUN
fbem-14771	63	15	and	and	CCONJ
fbem-14771	63	16	strong	strong	ADJ
fbem-14771	63	17	customer	customer	NOUN
fbem-14771	63	18	group	group	NOUN
fbem-14771	63	19	representation	representation	NOUN
fbem-14771	63	20	,	,	PUNCT
fbem-14771	63	21	which	which	PRON
fbem-14771	63	22	effectively	effectively	ADV
fbem-14771	63	23	meet	meet	VERB
fbem-14771	63	24	the	the	DET
fbem-14771	63	25	needs	need	NOUN
fbem-14771	63	26	of	of	ADP
fbem-14771	63	27	research	research	NOUN
fbem-14771	63	28	and	and	CCONJ
fbem-14771	63	29	are	be	AUX
fbem-14771	63	30	typical	typical	ADJ
fbem-14771	63	31	and	and	CCONJ
fbem-14771	63	32	representative	representative	ADJ
fbem-14771	63	33	.	.	PUNCT
fbem-14771	64	1	a	a	DET
fbem-14771	64	2	total	total	NOUN
fbem-14771	64	3	of	of	ADP
fbem-14771	64	4	1200	1200	NUM
fbem-14771	64	5	customers	customer	NOUN
fbem-14771	64	6	were	be	AUX
fbem-14771	64	7	investigated	investigate	VERB
fbem-14771	64	8	,	,	PUNCT
fbem-14771	64	9	and	and	CCONJ
fbem-14771	64	10	1105	1105	NUM
fbem-14771	64	11	valid	valid	ADJ
fbem-14771	64	12	questionnaires	questionnaire	NOUN
fbem-14771	64	13	were	be	AUX
fbem-14771	64	14	collected	collect	VERB
fbem-14771	64	15	,	,	PUNCT
fbem-14771	64	16	with	with	ADP
fbem-14771	64	17	a	a	DET
fbem-14771	64	18	comprehensive	comprehensive	ADJ
fbem-14771	64	19	effective	effective	ADJ
fbem-14771	64	20	rate	rate	NOUN
fbem-14771	64	21	of	of	ADP
fbem-14771	64	22	92.08	92.08	NUM
fbem-14771	64	23	%	%	NOUN
fbem-14771	64	24	.	.	PUNCT
fbem-14771	65	1	4	4	X
fbem-14771	65	2	.	.	X
fbem-14771	65	3	mechanism	mechanism	NOUN
fbem-14771	65	4	analysis	analysis	NOUN
fbem-14771	65	5	of	of	ADP
fbem-14771	65	6	influencing	influence	VERB
fbem-14771	65	7	factors	factor	NOUN
fbem-14771	65	8	based	base	VERB
fbem-14771	65	9	on	on	ADP
fbem-14771	65	10	pest	pest	NOUN
fbem-14771	65	11	whether	whether	SCONJ
fbem-14771	65	12	from	from	ADP
fbem-14771	65	13	the	the	DET
fbem-14771	65	14	macro	macro	NOUN
fbem-14771	65	15	or	or	CCONJ
fbem-14771	65	16	micro	micro	ADJ
fbem-14771	65	17	level	level	NOUN
fbem-14771	65	18	,	,	PUNCT
fbem-14771	65	19	or	or	CCONJ
fbem-14771	65	20	from	from	ADP
fbem-14771	65	21	the	the	DET
fbem-14771	65	22	central	central	ADJ
fbem-14771	65	23	banks	bank	NOUN
fbem-14771	65	24	'	'	PART
fbem-14771	65	25	policy	policy	NOUN
fbem-14771	65	26	analysis	analysis	NOUN
fbem-14771	65	27	of	of	ADP
fbem-14771	65	28	digital	digital	ADJ
fbem-14771	65	29	currency	currency	NOUN
fbem-14771	65	30	,	,	PUNCT
fbem-14771	65	31	there	there	PRON
fbem-14771	65	32	are	be	VERB
fbem-14771	65	33	more	more	ADJ
fbem-14771	65	34	research	research	NOUN
fbem-14771	65	35	results	result	NOUN
fbem-14771	65	36	on	on	ADP
fbem-14771	65	37	the	the	DET
fbem-14771	65	38	promotion	promotion	NOUN
fbem-14771	65	39	and	and	CCONJ
fbem-14771	65	40	operation	operation	NOUN
fbem-14771	65	41	mechanism	mechanism	NOUN
fbem-14771	65	42	of	of	ADP
fbem-14771	65	43	digital	digital	ADJ
fbem-14771	65	44	rmb	rmb	NOUN
fbem-14771	65	45	.	.	PUNCT
fbem-14771	66	1	however	however	ADV
fbem-14771	66	2	,	,	PUNCT
fbem-14771	66	3	there	there	PRON
fbem-14771	66	4	are	be	VERB
fbem-14771	66	5	fewer	few	ADJ
fbem-14771	66	6	studies	study	NOUN
fbem-14771	66	7	on	on	ADP
fbem-14771	66	8	the	the	DET
fbem-14771	66	9	relevant	relevant	ADJ
fbem-14771	66	10	factors	factor	NOUN
fbem-14771	66	11	affecting	affect	VERB
fbem-14771	66	12	users	user	NOUN
fbem-14771	66	13	'	'	PART
fbem-14771	66	14	use	use	NOUN
fbem-14771	66	15	of	of	ADP
fbem-14771	66	16	digital	digital	ADJ
fbem-14771	66	17	rmb	rmb	NOUN
fbem-14771	66	18	and	and	CCONJ
fbem-14771	66	19	the	the	DET
fbem-14771	66	20	corresponding	corresponding	ADJ
fbem-14771	66	21	impact	impact	NOUN
fbem-14771	66	22	degree	degree	NOUN
fbem-14771	66	23	of	of	ADP
fbem-14771	66	24	these	these	DET
fbem-14771	66	25	factors	factor	NOUN
fbem-14771	66	26	.	.	PUNCT
fbem-14771	67	1	therefore	therefore	ADV
fbem-14771	67	2	,	,	PUNCT
fbem-14771	67	3	this	this	DET
fbem-14771	67	4	paper	paper	NOUN
fbem-14771	67	5	analyzes	analyze	VERB
fbem-14771	67	6	the	the	DET
fbem-14771	67	7	influencing	influence	VERB
fbem-14771	67	8	factors	factor	NOUN
fbem-14771	67	9	of	of	ADP
fbem-14771	67	10	the	the	DET
fbem-14771	67	11	use	use	NOUN
fbem-14771	67	12	of	of	ADP
fbem-14771	67	13	digital	digital	ADJ
fbem-14771	67	14	rmb	rmb	NOUN
fbem-14771	67	15	from	from	ADP
fbem-14771	67	16	the	the	DET
fbem-14771	67	17	following	follow	VERB
fbem-14771	67	18	four	four	NUM
fbem-14771	67	19	perspectives	perspective	NOUN
fbem-14771	67	20	based	base	VERB
fbem-14771	67	21	on	on	ADP
fbem-14771	67	22	pest	pest	NOUN
fbem-14771	67	23	model	model	NOUN
fbem-14771	67	24	.	.	PUNCT
fbem-14771	68	1	4.1	4.1	NUM
fbem-14771	68	2	.	.	PUNCT
fbem-14771	69	1	politics	politic	NOUN
fbem-14771	69	2	policy	policy	NOUN
fbem-14771	69	3	promotion	promotion	NOUN
fbem-14771	69	4	and	and	CCONJ
fbem-14771	69	5	institutional	institutional	ADJ
fbem-14771	69	6	guarantee	guarantee	NOUN
fbem-14771	69	7	.	.	PUNCT
fbem-14771	70	1	at	at	ADP
fbem-14771	70	2	present	present	ADJ
fbem-14771	70	3	,	,	PUNCT
fbem-14771	70	4	china	china	PROPN
fbem-14771	70	5	's	's	PART
fbem-14771	70	6	digital	digital	PROPN
fbem-14771	70	7	yuan	yuan	PROPN
fbem-14771	70	8	has	have	AUX
fbem-14771	70	9	entered	enter	VERB
fbem-14771	70	10	the	the	DET
fbem-14771	70	11	trial	trial	NOUN
fbem-14771	70	12	operation	operation	NOUN
fbem-14771	70	13	stage	stage	NOUN
fbem-14771	70	14	,	,	PUNCT
fbem-14771	70	15	as	as	ADP
fbem-14771	70	16	a	a	DET
fbem-14771	70	17	typical	typical	ADJ
fbem-14771	70	18	representative	representative	NOUN
fbem-14771	70	19	of	of	ADP
fbem-14771	70	20	digital	digital	ADJ
fbem-14771	70	21	assets	asset	NOUN
fbem-14771	70	22	,	,	PUNCT
fbem-14771	70	23	digital	digital	PROPN
fbem-14771	70	24	yuan	yuan	NOUN
fbem-14771	70	25	contains	contain	VERB
fbem-14771	70	26	huge	huge	ADJ
fbem-14771	70	27	social	social	ADJ
fbem-14771	70	28	wealth	wealth	NOUN
fbem-14771	70	29	,	,	PUNCT
fbem-14771	70	30	but	but	CCONJ
fbem-14771	70	31	also	also	ADV
fbem-14771	70	32	represents	represent	VERB
fbem-14771	70	33	the	the	DET
fbem-14771	70	34	direction	direction	NOUN
fbem-14771	70	35	of	of	ADP
fbem-14771	70	36	technology	technology	NOUN
fbem-14771	70	37	development	development	NOUN
fbem-14771	70	38	.	.	PUNCT
fbem-14771	71	1	the	the	DET
fbem-14771	71	2	establishment	establishment	NOUN
fbem-14771	71	3	of	of	ADP
fbem-14771	71	4	a	a	DET
fbem-14771	71	5	guarantee	guarantee	NOUN
fbem-14771	71	6	system	system	NOUN
fbem-14771	71	7	for	for	ADP
fbem-14771	71	8	digital	digital	ADJ
fbem-14771	71	9	rmb	rmb	NOUN
fbem-14771	71	10	has	have	VERB
fbem-14771	71	11	both	both	CCONJ
fbem-14771	71	12	theoretical	theoretical	ADJ
fbem-14771	71	13	and	and	CCONJ
fbem-14771	71	14	practical	practical	ADJ
fbem-14771	71	15	significance	significance	NOUN
fbem-14771	71	16	.	.	PUNCT
fbem-14771	72	1	combining	combine	VERB
fbem-14771	72	2	the	the	DET
fbem-14771	72	3	technical	technical	ADJ
fbem-14771	72	4	basis	basis	NOUN
fbem-14771	72	5	and	and	CCONJ
fbem-14771	72	6	circulation	circulation	NOUN
fbem-14771	72	7	system	system	NOUN
fbem-14771	72	8	of	of	ADP
fbem-14771	72	9	china	china	PROPN
fbem-14771	72	10	's	's	PART
fbem-14771	72	11	digital	digital	ADJ
fbem-14771	72	12	rmb	rmb	NOUN
fbem-14771	72	13	issuance	issuance	NOUN
fbem-14771	72	14	,	,	PUNCT
fbem-14771	72	15	it	it	PRON
fbem-14771	72	16	is	be	AUX
fbem-14771	72	17	necessary	necessary	ADJ
fbem-14771	72	18	to	to	PART
fbem-14771	72	19	introduce	introduce	VERB
fbem-14771	72	20	the	the	DET
fbem-14771	72	21	concept	concept	NOUN
fbem-14771	72	22	of	of	ADP
fbem-14771	72	23	smart	smart	ADJ
fbem-14771	72	24	contract	contract	NOUN
fbem-14771	72	25	and	and	CCONJ
fbem-14771	72	26	complete	complete	VERB
fbem-14771	72	27	the	the	DET
fbem-14771	72	28	construction	construction	NOUN
fbem-14771	72	29	of	of	ADP
fbem-14771	72	30	digital	digital	ADJ
fbem-14771	72	31	rmb	rmb	NOUN
fbem-14771	72	32	secured	secure	VERB
fbem-14771	72	33	transaction	transaction	NOUN
fbem-14771	72	34	framework	framework	NOUN
fbem-14771	72	35	.	.	PUNCT
fbem-14771	73	1	due	due	ADP
fbem-14771	73	2	to	to	ADP
fbem-14771	73	3	its	its	PRON
fbem-14771	73	4	natural	natural	ADJ
fbem-14771	73	5	publicity	publicity	NOUN
fbem-14771	73	6	and	and	CCONJ
fbem-14771	73	7	technical	technical	ADJ
fbem-14771	73	8	support	support	NOUN
fbem-14771	73	9	,	,	PUNCT
fbem-14771	73	10	the	the	DET
fbem-14771	73	11	information	information	NOUN
fbem-14771	73	12	contained	contain	VERB
fbem-14771	73	13	in	in	ADP
fbem-14771	73	14	the	the	DET
fbem-14771	73	15	digital	digital	ADJ
fbem-14771	73	16	rmb	rmb	NOUN
fbem-14771	73	17	can	can	AUX
fbem-14771	73	18	be	be	AUX
fbem-14771	73	19	traced	trace	VERB
fbem-14771	73	20	and	and	CCONJ
fbem-14771	73	21	almost	almost	ADV
fbem-14771	73	22	can	can	AUX
fbem-14771	73	23	not	not	PART
fbem-14771	73	24	be	be	AUX
fbem-14771	73	25	tampered	tamper	VERB
fbem-14771	73	26	with	with	ADP
fbem-14771	73	27	.	.	PUNCT
fbem-14771	74	1	these	these	DET
fbem-14771	74	2	characteristics	characteristic	NOUN
fbem-14771	74	3	make	make	VERB
fbem-14771	74	4	the	the	DET
fbem-14771	74	5	digital	digital	ADJ
fbem-14771	74	6	rmb	rmb	NOUN
fbem-14771	74	7	have	have	VERB
fbem-14771	74	8	strong	strong	ADJ
fbem-14771	74	9	credibility	credibility	NOUN
fbem-14771	74	10	.	.	PUNCT
fbem-14771	75	1	therefore	therefore	ADV
fbem-14771	75	2	,	,	PUNCT
fbem-14771	75	3	the	the	DET
fbem-14771	75	4	external	external	ADJ
fbem-14771	75	5	influence	influence	NOUN
fbem-14771	75	6	brought	bring	VERB
fbem-14771	75	7	by	by	ADP
fbem-14771	75	8	the	the	DET
fbem-14771	75	9	government	government	NOUN
fbem-14771	75	10	and	and	CCONJ
fbem-14771	75	11	social	social	ADJ
fbem-14771	75	12	development	development	NOUN
fbem-14771	75	13	will	will	AUX
fbem-14771	75	14	inevitably	inevitably	ADV
fbem-14771	75	15	affect	affect	VERB
fbem-14771	75	16	the	the	DET
fbem-14771	75	17	willingness	willingness	NOUN
fbem-14771	75	18	to	to	PART
fbem-14771	75	19	use	use	VERB
fbem-14771	75	20	the	the	DET
fbem-14771	75	21	digital	digital	ADJ
fbem-14771	75	22	rmb	rmb	NOUN
fbem-14771	75	23	.	.	PUNCT
fbem-14771	76	1	4.2	4.2	NUM
fbem-14771	76	2	.	.	PUNCT
fbem-14771	77	1	economy	economy	NOUN
fbem-14771	77	2	digital	digital	ADJ
fbem-14771	77	3	rmb	rmb	NOUN
fbem-14771	77	4	is	be	AUX
fbem-14771	77	5	increasingly	increasingly	ADV
fbem-14771	77	6	rich	rich	ADJ
fbem-14771	77	7	in	in	ADP
fbem-14771	77	8	application	application	NOUN
fbem-14771	77	9	scenarios	scenario	NOUN
fbem-14771	77	10	.	.	PUNCT
fbem-14771	78	1	at	at	ADP
fbem-14771	78	2	present	present	ADJ
fbem-14771	78	3	,	,	PUNCT
fbem-14771	78	4	the	the	DET
fbem-14771	78	5	application	application	NOUN
fbem-14771	78	6	scenarios	scenario	NOUN
fbem-14771	78	7	of	of	ADP
fbem-14771	78	8	digital	digital	ADJ
fbem-14771	78	9	rmb	rmb	NOUN
fbem-14771	78	10	are	be	AUX
fbem-14771	78	11	mainly	mainly	ADV
fbem-14771	78	12	concentrated	concentrate	VERB
fbem-14771	78	13	in	in	ADP
fbem-14771	78	14	small	small	ADJ
fbem-14771	78	15	-	-	PUNCT
fbem-14771	78	16	scale	scale	NOUN
fbem-14771	78	17	and	and	CCONJ
fbem-14771	78	18	retail	retail	NOUN
fbem-14771	78	19	-	-	PUNCT
fbem-14771	78	20	oriented	orient	VERB
fbem-14771	78	21	scenarios	scenario	NOUN
fbem-14771	78	22	.	.	PUNCT
fbem-14771	79	1	the	the	DET
fbem-14771	79	2	digital	digital	ADJ
fbem-14771	79	3	rmb	rmb	NOUN
fbem-14771	79	4	activities	activity	NOUN
fbem-14771	79	5	in	in	ADP
fbem-14771	79	6	the	the	DET
fbem-14771	79	7	pilot	pilot	NOUN
fbem-14771	79	8	areas	area	NOUN
fbem-14771	79	9	basically	basically	ADV
fbem-14771	79	10	focus	focus	VERB
fbem-14771	79	11	on	on	ADP
fbem-14771	79	12	the	the	DET
fbem-14771	79	13	daily	daily	ADJ
fbem-14771	79	14	life	life	NOUN
fbem-14771	79	15	of	of	ADP
fbem-14771	79	16	consumers	consumer	NOUN
fbem-14771	79	17	,	,	PUNCT
fbem-14771	79	18	covering	cover	VERB
fbem-14771	79	19	scenes	scene	NOUN
fbem-14771	79	20	such	such	ADJ
fbem-14771	79	21	as	as	ADP
fbem-14771	79	22	clothing	clothing	NOUN
fbem-14771	79	23	,	,	PUNCT
fbem-14771	79	24	food	food	NOUN
fbem-14771	79	25	,	,	PUNCT
fbem-14771	79	26	housing	housing	NOUN
fbem-14771	79	27	and	and	CCONJ
fbem-14771	79	28	transportation	transportation	NOUN
fbem-14771	79	29	,	,	PUNCT
fbem-14771	79	30	and	and	CCONJ
fbem-14771	79	31	the	the	DET
fbem-14771	79	32	types	type	NOUN
fbem-14771	79	33	of	of	ADP
fbem-14771	79	34	merchants	merchant	NOUN
fbem-14771	79	35	include	include	VERB
fbem-14771	79	36	shopping	shopping	NOUN
fbem-14771	79	37	malls	mall	NOUN
fbem-14771	79	38	and	and	CCONJ
fbem-14771	79	39	supermarkets	supermarket	NOUN
fbem-14771	79	40	,	,	PUNCT
fbem-14771	79	41	retail	retail	ADJ
fbem-14771	79	42	department	department	NOUN
fbem-14771	79	43	stores	store	NOUN
fbem-14771	79	44	,	,	PUNCT
fbem-14771	79	45	catering	catering	NOUN
fbem-14771	79	46	chains	chain	NOUN
fbem-14771	79	47	,	,	PUNCT
fbem-14771	79	48	subway	subway	NOUN
fbem-14771	79	49	recharge	recharge	NOUN
fbem-14771	79	50	,	,	PUNCT
fbem-14771	79	51	garden	garden	VERB
fbem-14771	79	52	scenic	scenic	ADJ
fbem-14771	79	53	spots	spot	NOUN
fbem-14771	79	54	,	,	PUNCT
fbem-14771	79	55	etc	etc	X
fbem-14771	79	56	.	.	X
fbem-14771	79	57	this	this	DET
fbem-14771	79	58	kind	kind	NOUN
fbem-14771	79	59	of	of	ADP
fbem-14771	79	60	small	small	ADJ
fbem-14771	79	61	and	and	CCONJ
fbem-14771	79	62	highfrequency	highfrequency	NOUN
fbem-14771	79	63	consumption	consumption	NOUN
fbem-14771	79	64	scenario	scenario	NOUN
fbem-14771	79	65	is	be	AUX
fbem-14771	79	66	conducive	conducive	ADJ
fbem-14771	79	67	to	to	ADP
fbem-14771	79	68	the	the	DET
fbem-14771	79	69	use	use	NOUN
fbem-14771	79	70	and	and	CCONJ
fbem-14771	79	71	acceptance	acceptance	NOUN
fbem-14771	79	72	of	of	ADP
fbem-14771	79	73	digital	digital	ADJ
fbem-14771	79	74	rmb	rmb	NOUN
fbem-14771	79	75	by	by	ADP
fbem-14771	79	76	the	the	DET
fbem-14771	79	77	public	public	NOUN
fbem-14771	79	78	.	.	PUNCT
fbem-14771	80	1	some	some	DET
fbem-14771	80	2	merchants	merchant	NOUN
fbem-14771	80	3	have	have	AUX
fbem-14771	80	4	also	also	ADV
fbem-14771	80	5	provided	provide	VERB
fbem-14771	80	6	targeted	target	VERB
fbem-14771	80	7	preferential	preferential	ADJ
fbem-14771	80	8	benefits	benefit	NOUN
fbem-14771	80	9	,	,	PUNCT
fbem-14771	80	10	that	that	ADV
fbem-14771	80	11	is	is	ADV
fbem-14771	80	12	,	,	PUNCT
fbem-14771	80	13	the	the	DET
fbem-14771	80	14	use	use	NOUN
fbem-14771	80	15	of	of	ADP
fbem-14771	80	16	digital	digital	ADJ
fbem-14771	80	17	renminbi	renminbi	NOUN
fbem-14771	80	18	to	to	PART
fbem-14771	80	19	pay	pay	VERB
fbem-14771	80	20	for	for	ADP
fbem-14771	80	21	goods	good	NOUN
fbem-14771	80	22	to	to	PART
fbem-14771	80	23	enjoy	enjoy	VERB
fbem-14771	80	24	exclusive	exclusive	ADJ
fbem-14771	80	25	benefits	benefit	NOUN
fbem-14771	80	26	,	,	PUNCT
fbem-14771	80	27	this	this	DET
fbem-14771	80	28	initiative	initiative	NOUN
fbem-14771	80	29	can	can	AUX
fbem-14771	80	30	be	be	AUX
fbem-14771	80	31	described	describe	VERB
fbem-14771	80	32	as	as	ADP
fbem-14771	80	33	a	a	DET
fbem-14771	80	34	win	win	NOUN
fbem-14771	80	35	-	-	PUNCT
fbem-14771	80	36	win	win	NOUN
fbem-14771	80	37	situation	situation	NOUN
fbem-14771	80	38	for	for	ADP
fbem-14771	80	39	merchants	merchant	NOUN
fbem-14771	80	40	and	and	CCONJ
fbem-14771	80	41	consumers	consumer	NOUN
fbem-14771	80	42	.	.	PUNCT
fbem-14771	81	1	in	in	ADP
fbem-14771	81	2	addition	addition	NOUN
fbem-14771	81	3	to	to	ADP
fbem-14771	81	4	the	the	DET
fbem-14771	81	5	above	above	ADJ
fbem-14771	81	6	common	common	ADJ
fbem-14771	81	7	retail	retail	ADJ
fbem-14771	81	8	scenarios	scenario	NOUN
fbem-14771	81	9	,	,	PUNCT
fbem-14771	81	10	the	the	DET
fbem-14771	81	11	application	application	NOUN
fbem-14771	81	12	scenarios	scenario	NOUN
fbem-14771	81	13	of	of	ADP
fbem-14771	81	14	government	government	NOUN
fbem-14771	81	15	and	and	CCONJ
fbem-14771	81	16	enterprises	enterprise	NOUN
fbem-14771	81	17	are	be	AUX
fbem-14771	81	18	gradually	gradually	ADV
fbem-14771	81	19	expanding	expand	VERB
fbem-14771	81	20	.	.	PUNCT
fbem-14771	82	1	for	for	ADP
fbem-14771	82	2	example	example	NOUN
fbem-14771	82	3	,	,	PUNCT
fbem-14771	82	4	some	some	DET
fbem-14771	82	5	companies	company	NOUN
fbem-14771	82	6	have	have	AUX
fbem-14771	82	7	tried	try	VERB
fbem-14771	82	8	to	to	PART
fbem-14771	82	9	use	use	VERB
fbem-14771	82	10	digital	digital	ADJ
fbem-14771	82	11	yuan	yuan	NOUN
fbem-14771	82	12	to	to	PART
fbem-14771	82	13	pay	pay	VERB
fbem-14771	82	14	employees	employee	NOUN
fbem-14771	82	15	'	'	PART
fbem-14771	82	16	salaries	salary	NOUN
fbem-14771	82	17	,	,	PUNCT
fbem-14771	82	18	and	and	CCONJ
fbem-14771	82	19	government	government	NOUN
fbem-14771	82	20	units	unit	NOUN
fbem-14771	82	21	can	can	AUX
fbem-14771	82	22	use	use	VERB
fbem-14771	82	23	digital	digital	ADJ
fbem-14771	82	24	yuan	yuan	NOUN
fbem-14771	82	25	to	to	PART
fbem-14771	82	26	pay	pay	VERB
fbem-14771	82	27	taxes	taxis	NOUN
fbem-14771	82	28	and	and	CCONJ
fbem-14771	82	29	grant	grant	VERB
fbem-14771	82	30	subsidies	subsidy	NOUN
fbem-14771	82	31	.	.	PUNCT
fbem-14771	83	1	some	some	DET
fbem-14771	83	2	commercial	commercial	ADJ
fbem-14771	83	3	banks	bank	NOUN
fbem-14771	83	4	have	have	AUX
fbem-14771	83	5	also	also	ADV
fbem-14771	83	6	launched	launch	VERB
fbem-14771	83	7	atm	atm	PROPN
fbem-14771	83	8	digital	digital	PROPN
fbem-14771	83	9	rmb	rmb	NOUN
fbem-14771	83	10	deposit	deposit	NOUN
fbem-14771	83	11	and	and	CCONJ
fbem-14771	83	12	deposit	deposit	NOUN
fbem-14771	83	13	functions	function	NOUN
fbem-14771	83	14	,	,	PUNCT
fbem-14771	83	15	which	which	PRON
fbem-14771	83	16	guide	guide	VERB
fbem-14771	83	17	consumers	consumer	NOUN
fbem-14771	83	18	to	to	PART
fbem-14771	83	19	adapt	adapt	VERB
fbem-14771	83	20	to	to	ADP
fbem-14771	83	21	the	the	DET
fbem-14771	83	22	digitalization	digitalization	NOUN
fbem-14771	83	23	of	of	ADP
fbem-14771	83	24	cash	cash	NOUN
fbem-14771	83	25	,	,	PUNCT
fbem-14771	83	26	and	and	CCONJ
fbem-14771	83	27	also	also	ADV
fbem-14771	83	28	have	have	VERB
fbem-14771	83	29	a	a	DET
fbem-14771	83	30	reference	reference	NOUN
fbem-14771	83	31	significance	significance	NOUN
fbem-14771	83	32	for	for	ADP
fbem-14771	83	33	large	large	ADJ
fbem-14771	83	34	amounts	amount	NOUN
fbem-14771	83	35	of	of	ADP
fbem-14771	83	36	public	public	ADJ
fbem-14771	83	37	transfers	transfer	NOUN
fbem-14771	83	38	between	between	ADP
fbem-14771	83	39	enterprises	enterprise	NOUN
fbem-14771	83	40	.	.	PUNCT
fbem-14771	84	1	it	it	PRON
fbem-14771	84	2	can	can	AUX
fbem-14771	84	3	be	be	AUX
fbem-14771	84	4	predicted	predict	VERB
fbem-14771	84	5	that	that	SCONJ
fbem-14771	84	6	the	the	DET
fbem-14771	84	7	application	application	NOUN
fbem-14771	84	8	trend	trend	NOUN
fbem-14771	84	9	of	of	ADP
fbem-14771	84	10	digital	digital	ADJ
fbem-14771	84	11	rmb	rmb	NOUN
fbem-14771	84	12	in	in	ADP
fbem-14771	84	13	the	the	DET
fbem-14771	84	14	future	future	NOUN
fbem-14771	84	15	is	be	AUX
fbem-14771	84	16	from	from	ADP
fbem-14771	84	17	small	small	ADJ
fbem-14771	84	18	amounts	amount	NOUN
fbem-14771	84	19	and	and	CCONJ
fbem-14771	84	20	retail	retail	ADJ
fbem-14771	84	21	to	to	ADP
fbem-14771	84	22	large	large	ADJ
fbem-14771	84	23	-	-	PUNCT
fbem-14771	84	24	scale	scale	NOUN
fbem-14771	84	25	cend	cend	NOUN
fbem-14771	84	26	users	user	NOUN
fbem-14771	84	27	and	and	CCONJ
fbem-14771	84	28	then	then	ADV
fbem-14771	84	29	to	to	ADP
fbem-14771	84	30	b	b	NOUN
fbem-14771	84	31	-	-	PUNCT
fbem-14771	84	32	end	end	VERB
fbem-14771	84	33	large	large	ADJ
fbem-14771	84	34	-	-	PUNCT
fbem-14771	84	35	value	value	NOUN
fbem-14771	84	36	fields	field	NOUN
fbem-14771	84	37	.	.	PUNCT
fbem-14771	85	1	in	in	ADP
fbem-14771	85	2	the	the	DET
fbem-14771	85	3	future	future	NOUN
fbem-14771	85	4	,	,	PUNCT
fbem-14771	85	5	the	the	DET
fbem-14771	85	6	digital	digital	ADJ
fbem-14771	85	7	renminbi	renminbi	NOUN
fbem-14771	85	8	will	will	AUX
fbem-14771	85	9	accelerate	accelerate	VERB
fbem-14771	85	10	towards	towards	ADP
fbem-14771	85	11	the	the	DET
fbem-14771	85	12	b	b	NUM
fbem-14771	85	13	-	-	PUNCT
fbem-14771	85	14	end	end	NOUN
fbem-14771	85	15	scenario	scenario	NOUN
fbem-14771	85	16	,	,	PUNCT
fbem-14771	85	17	showing	show	VERB
fbem-14771	85	18	huge	huge	ADJ
fbem-14771	85	19	application	application	NOUN
fbem-14771	85	20	potential	potential	NOUN
fbem-14771	85	21	,	,	PUNCT
fbem-14771	85	22	and	and	CCONJ
fbem-14771	85	23	at	at	ADP
fbem-14771	85	24	the	the	DET
fbem-14771	85	25	same	same	ADJ
fbem-14771	85	26	time	time	NOUN
fbem-14771	85	27	,	,	PUNCT
fbem-14771	85	28	it	it	PRON
fbem-14771	85	29	should	should	AUX
fbem-14771	85	30	be	be	AUX
fbem-14771	85	31	realized	realize	VERB
fbem-14771	85	32	that	that	SCONJ
fbem-14771	85	33	the	the	DET
fbem-14771	85	34	current	current	ADJ
fbem-14771	85	35	technical	technical	ADJ
fbem-14771	85	36	conditions	condition	NOUN
fbem-14771	85	37	are	be	AUX
fbem-14771	85	38	still	still	ADV
fbem-14771	85	39	immature	immature	ADJ
fbem-14771	85	40	and	and	CCONJ
fbem-14771	85	41	the	the	DET
fbem-14771	85	42	risk	risk	NOUN
fbem-14771	85	43	control	control	NOUN
fbem-14771	85	44	is	be	AUX
fbem-14771	85	45	difficult	difficult	ADJ
fbem-14771	85	46	.	.	PUNCT
fbem-14771	86	1	behind	behind	ADP
fbem-14771	86	2	the	the	DET
fbem-14771	86	3	use	use	NOUN
fbem-14771	86	4	of	of	ADP
fbem-14771	86	5	digital	digital	ADJ
fbem-14771	86	6	rmb	rmb	NOUN
fbem-14771	86	7	by	by	ADP
fbem-14771	86	8	businesses	business	NOUN
fbem-14771	86	9	and	and	CCONJ
fbem-14771	86	10	consumers	consumer	NOUN
fbem-14771	86	11	with	with	ADP
fbem-14771	86	12	almost	almost	ADV
fbem-14771	86	13	no	no	PRON
fbem-14771	86	14	threshold	threshold	NOUN
fbem-14771	86	15	is	be	AUX
fbem-14771	86	16	china	china	PROPN
fbem-14771	86	17	's	's	PART
fbem-14771	86	18	years	year	NOUN
fbem-14771	86	19	of	of	ADP
fbem-14771	86	20	research	research	NOUN
fbem-14771	86	21	and	and	CCONJ
fbem-14771	86	22	development	development	NOUN
fbem-14771	86	23	of	of	ADP
fbem-14771	86	24	digital	digital	ADJ
fbem-14771	86	25	rmb	rmb	NOUN
fbem-14771	86	26	,	,	PUNCT
fbem-14771	86	27	and	and	CCONJ
fbem-14771	86	28	the	the	DET
fbem-14771	86	29	progress	progress	NOUN
fbem-14771	86	30	of	of	ADP
fbem-14771	86	31	blockchain	blockchain	PROPN
fbem-14771	86	32	and	and	CCONJ
fbem-14771	86	33	other	other	ADJ
fbem-14771	86	34	underlying	underlying	ADJ
fbem-14771	86	35	technologies	technology	NOUN
fbem-14771	86	36	provides	provide	VERB
fbem-14771	86	37	a	a	DET
fbem-14771	86	38	guarantee	guarantee	NOUN
fbem-14771	86	39	for	for	ADP
fbem-14771	86	40	the	the	DET
fbem-14771	86	41	application	application	NOUN
fbem-14771	86	42	of	of	ADP
fbem-14771	86	43	digital	digital	ADJ
fbem-14771	86	44	rmb	rmb	NOUN
fbem-14771	86	45	.	.	PUNCT
fbem-14771	87	1	only	only	ADV
fbem-14771	87	2	by	by	ADP
fbem-14771	87	3	accelerating	accelerate	VERB
fbem-14771	87	4	the	the	DET
fbem-14771	87	5	innovative	innovative	ADJ
fbem-14771	87	6	research	research	NOUN
fbem-14771	87	7	on	on	ADP
fbem-14771	87	8	the	the	DET
fbem-14771	87	9	functions	function	NOUN
fbem-14771	87	10	of	of	ADP
fbem-14771	87	11	the	the	DET
fbem-14771	87	12	digital	digital	ADJ
fbem-14771	87	13	rmb	rmb	NOUN
fbem-14771	87	14	and	and	CCONJ
fbem-14771	87	15	enriching	enrich	VERB
fbem-14771	87	16	the	the	DET
fbem-14771	87	17	application	application	NOUN
fbem-14771	87	18	of	of	ADP
fbem-14771	87	19	online	online	ADJ
fbem-14771	87	20	and	and	CCONJ
fbem-14771	87	21	offline	offline	ADJ
fbem-14771	87	22	scenarios	scenario	NOUN
fbem-14771	87	23	can	can	AUX
fbem-14771	87	24	the	the	DET
fbem-14771	87	25	digital	digital	ADJ
fbem-14771	87	26	rmb	rmb	NOUN
fbem-14771	87	27	truly	truly	ADV
fbem-14771	87	28	penetrate	penetrate	VERB
fbem-14771	87	29	into	into	ADP
fbem-14771	87	30	all	all	DET
fbem-14771	87	31	aspects	aspect	NOUN
fbem-14771	87	32	of	of	ADP
fbem-14771	87	33	life	life	NOUN
fbem-14771	87	34	.	.	PUNCT
fbem-14771	88	1	4.3	4.3	NUM
fbem-14771	88	2	.	.	PUNCT
fbem-14771	89	1	society	society	NOUN
fbem-14771	89	2	security	security	NOUN
fbem-14771	89	3	of	of	ADP
fbem-14771	89	4	digital	digital	ADJ
fbem-14771	89	5	rmb	rmb	NOUN
fbem-14771	89	6	.	.	PUNCT
fbem-14771	90	1	digital	digital	ADJ
fbem-14771	90	2	rmb	rmb	PROPN
fbem-14771	90	3	not	not	PART
fbem-14771	90	4	only	only	ADV
fbem-14771	90	5	has	have	VERB
fbem-14771	90	6	high	high	ADJ
fbem-14771	90	7	security	security	NOUN
fbem-14771	90	8	,	,	PUNCT
fbem-14771	90	9	but	but	CCONJ
fbem-14771	90	10	also	also	ADV
fbem-14771	90	11	can	can	AUX
fbem-14771	90	12	load	load	VERB
fbem-14771	90	13	smart	smart	ADJ
fbem-14771	90	14	contracts	contract	NOUN
fbem-14771	90	15	related	relate	VERB
fbem-14771	90	16	to	to	ADP
fbem-14771	90	17	currency	currency	NOUN
fbem-14771	90	18	functions	function	NOUN
fbem-14771	90	19	.	.	PUNCT
fbem-14771	91	1	digital	digital	ADJ
fbem-14771	91	2	rmb	rmb	PROPN
fbem-14771	91	3	has	have	VERB
fbem-14771	91	4	the	the	DET
fbem-14771	91	5	characteristics	characteristic	NOUN
fbem-14771	91	6	of	of	ADP
fbem-14771	91	7	controllable	controllable	ADJ
fbem-14771	91	8	anonymity	anonymity	NOUN
fbem-14771	91	9	,	,	PUNCT
fbem-14771	91	10	that	that	ADV
fbem-14771	91	11	is	is	ADV
fbem-14771	91	12	,	,	PUNCT
fbem-14771	91	13	"	"	PUNCT
fbem-14771	91	14	small	small	ADJ
fbem-14771	91	15	amounts	amount	NOUN
fbem-14771	91	16	of	of	ADP
fbem-14771	91	17	anonymity	anonymity	NOUN
fbem-14771	91	18	and	and	CCONJ
fbem-14771	91	19	large	large	ADJ
fbem-14771	91	20	amounts	amount	NOUN
fbem-14771	91	21	of	of	ADP
fbem-14771	91	22	traceability	traceability	NOUN
fbem-14771	91	23	according	accord	VERB
fbem-14771	91	24	to	to	ADP
fbem-14771	91	25	law	law	NOUN
fbem-14771	91	26	"	"	PUNCT
fbem-14771	91	27	.	.	PUNCT
fbem-14771	92	1	current	current	ADJ
fbem-14771	92	2	payment	payment	NOUN
fbem-14771	92	3	tools	tool	NOUN
fbem-14771	92	4	,	,	PUNCT
fbem-14771	92	5	whether	whether	SCONJ
fbem-14771	92	6	bank	bank	NOUN
fbem-14771	92	7	cards	card	NOUN
fbem-14771	92	8	,	,	PUNCT
fbem-14771	92	9	wechat	wechat	PROPN
fbem-14771	92	10	or	or	CCONJ
fbem-14771	92	11	alipay	alipay	PROPN
fbem-14771	92	12	,	,	PUNCT
fbem-14771	92	13	are	be	AUX
fbem-14771	92	14	bound	bind	VERB
fbem-14771	92	15	to	to	ADP
fbem-14771	92	16	the	the	DET
fbem-14771	92	17	bank	bank	NOUN
fbem-14771	92	18	account	account	NOUN
fbem-14771	92	19	system	system	NOUN
fbem-14771	92	20	,	,	PUNCT
fbem-14771	92	21	bank	bank	NOUN
fbem-14771	92	22	account	account	NOUN
fbem-14771	92	23	opening	opening	NOUN
fbem-14771	92	24	is	be	AUX
fbem-14771	92	25	a	a	DET
fbem-14771	92	26	real	real	ADJ
fbem-14771	92	27	-	-	PUNCT
fbem-14771	92	28	name	name	NOUN
fbem-14771	92	29	system	system	NOUN
fbem-14771	92	30	,	,	PUNCT
fbem-14771	92	31	unable	unable	ADJ
fbem-14771	92	32	to	to	PART
fbem-14771	92	33	meet	meet	VERB
fbem-14771	92	34	the	the	DET
fbem-14771	92	35	demand	demand	NOUN
fbem-14771	92	36	for	for	ADP
fbem-14771	92	37	anonymity	anonymity	NOUN
fbem-14771	92	38	,	,	PUNCT
fbem-14771	92	39	and	and	CCONJ
fbem-14771	92	40	digital	digital	ADJ
fbem-14771	92	41	rmb	rmb	NOUN
fbem-14771	92	42	does	do	AUX
fbem-14771	92	43	not	not	PART
fbem-14771	92	44	rely	rely	VERB
fbem-14771	92	45	on	on	ADP
fbem-14771	92	46	bank	bank	NOUN
fbem-14771	92	47	accounts	account	NOUN
fbem-14771	92	48	,	,	PUNCT
fbem-14771	92	49	its	its	PRON
fbem-14771	92	50	loose	loose	ADJ
fbem-14771	92	51	coupling	coupling	NOUN
fbem-14771	92	52	characteristics	characteristic	NOUN
fbem-14771	92	53	make	make	VERB
fbem-14771	92	54	payment	payment	NOUN
fbem-14771	92	55	more	more	ADV
fbem-14771	92	56	able	able	ADJ
fbem-14771	92	57	to	to	PART
fbem-14771	92	58	protect	protect	VERB
fbem-14771	92	59	the	the	DET
fbem-14771	92	60	privacy	privacy	NOUN
fbem-14771	92	61	of	of	ADP
fbem-14771	92	62	users	user	NOUN
fbem-14771	92	63	.	.	PUNCT
fbem-14771	93	1	in	in	ADP
fbem-14771	93	2	addition	addition	NOUN
fbem-14771	93	3	,	,	PUNCT
fbem-14771	93	4	it	it	PRON
fbem-14771	93	5	is	be	AUX
fbem-14771	93	6	worth	worth	ADJ
fbem-14771	93	7	noting	note	VERB
fbem-14771	93	8	that	that	SCONJ
fbem-14771	93	9	the	the	DET
fbem-14771	93	10	development	development	NOUN
fbem-14771	93	11	of	of	ADP
fbem-14771	93	12	cryptocurrencies	cryptocurrencie	NOUN
fbem-14771	93	13	,	,	PUNCT
fbem-14771	93	14	especially	especially	ADV
fbem-14771	93	15	global	global	ADJ
fbem-14771	93	16	stablecoins	stablecoin	NOUN
fbem-14771	93	17	,	,	PUNCT
fbem-14771	93	18	is	be	AUX
fbem-14771	93	19	one	one	NUM
fbem-14771	93	20	of	of	ADP
fbem-14771	93	21	the	the	DET
fbem-14771	93	22	research	research	NOUN
fbem-14771	93	23	and	and	CCONJ
fbem-14771	93	24	development	development	NOUN
fbem-14771	93	25	backgrounds	background	NOUN
fbem-14771	93	26	of	of	ADP
fbem-14771	93	27	the	the	DET
fbem-14771	93	28	central	central	PROPN
fbem-14771	93	29	bank	bank	NOUN
fbem-14771	93	30	's	's	PART
fbem-14771	93	31	digital	digital	PROPN
fbem-14771	93	32	yuan	yuan	NOUN
fbem-14771	93	33	.	.	PUNCT
fbem-14771	94	1	in	in	ADP
fbem-14771	94	2	addition	addition	NOUN
fbem-14771	94	3	to	to	ADP
fbem-14771	94	4	the	the	DET
fbem-14771	94	5	needs	need	NOUN
fbem-14771	94	6	of	of	ADP
fbem-14771	94	7	the	the	DET
fbem-14771	94	8	development	development	NOUN
fbem-14771	94	9	of	of	ADP
fbem-14771	94	10	the	the	DET
fbem-14771	94	11	digital	digital	ADJ
fbem-14771	94	12	economy	economy	NOUN
fbem-14771	94	13	,	,	PUNCT
fbem-14771	94	14	as	as	ADV
fbem-14771	94	15	well	well	ADV
fbem-14771	94	16	as	as	ADP
fbem-14771	94	17	the	the	DET
fbem-14771	94	18	changes	change	NOUN
fbem-14771	94	19	in	in	ADP
fbem-14771	94	20	the	the	DET
fbem-14771	94	21	function	function	NOUN
fbem-14771	94	22	of	of	ADP
fbem-14771	94	23	cash	cash	NOUN
fbem-14771	94	24	and	and	CCONJ
fbem-14771	94	25	its	its	PRON
fbem-14771	94	26	use	use	NOUN
fbem-14771	94	27	environment	environment	NOUN
fbem-14771	94	28	,	,	PUNCT
fbem-14771	94	29	cryptocurrencies	cryptocurrencie	NOUN
fbem-14771	94	30	have	have	AUX
fbem-14771	94	31	also	also	ADV
fbem-14771	94	32	become	become	VERB
fbem-14771	94	33	a	a	DET
fbem-14771	94	34	must	must	AUX
fbem-14771	94	35	-	-	PUNCT
fbem-14771	94	36	do	do	AUX
fbem-14771	94	37	topic	topic	NOUN
fbem-14771	94	38	to	to	PART
fbem-14771	94	39	promote	promote	VERB
fbem-14771	94	40	the	the	DET
fbem-14771	94	41	research	research	NOUN
fbem-14771	94	42	and	and	CCONJ
fbem-14771	94	43	development	development	NOUN
fbem-14771	94	44	of	of	ADP
fbem-14771	94	45	central	central	ADJ
fbem-14771	94	46	banks	bank	NOUN
fbem-14771	94	47	'	'	PART
fbem-14771	94	48	digital	digital	ADJ
fbem-14771	94	49	currencies	currency	NOUN
fbem-14771	94	50	.	.	PUNCT
fbem-14771	95	1	the	the	DET
fbem-14771	95	2	white	white	PROPN
fbem-14771	95	3	paper	paper	NOUN
fbem-14771	95	4	on	on	ADP
fbem-14771	95	5	the	the	DET
fbem-14771	95	6	progress	progress	NOUN
fbem-14771	95	7	of	of	ADP
fbem-14771	95	8	digital	digital	ADJ
fbem-14771	95	9	rmb	rmb	NOUN
fbem-14771	95	10	research	research	NOUN
fbem-14771	95	11	and	and	CCONJ
fbem-14771	95	12	development	development	NOUN
fbem-14771	95	13	released	release	VERB
fbem-14771	95	14	by	by	ADP
fbem-14771	95	15	the	the	DET
fbem-14771	95	16	central	central	ADJ
fbem-14771	95	17	bank	bank	NOUN
fbem-14771	95	18	pointed	point	VERB
fbem-14771	95	19	out	out	ADP
fbem-14771	95	20	that	that	SCONJ
fbem-14771	95	21	since	since	SCONJ
fbem-14771	95	22	the	the	DET
fbem-14771	95	23	advent	advent	NOUN
fbem-14771	95	24	of	of	ADP
fbem-14771	95	25	bitcoin	bitcoin	NOUN
fbem-14771	95	26	,	,	PUNCT
fbem-14771	95	27	the	the	DET
fbem-14771	95	28	private	private	ADJ
fbem-14771	95	29	sector	sector	NOUN
fbem-14771	95	30	has	have	AUX
fbem-14771	95	31	launched	launch	VERB
fbem-14771	95	32	various	various	ADJ
fbem-14771	95	33	so	so	ADV
fbem-14771	95	34	-	-	PUNCT
fbem-14771	95	35	called	call	VERB
fbem-14771	95	36	cryptocurrencies	cryptocurrencie	NOUN
fbem-14771	95	37	.	.	PUNCT
fbem-14771	96	1	according	accord	VERB
fbem-14771	96	2	to	to	ADP
fbem-14771	96	3	incomplete	incomplete	ADJ
fbem-14771	96	4	statistics	statistic	NOUN
fbem-14771	96	5	,	,	PUNCT
fbem-14771	96	6	there	there	PRON
fbem-14771	96	7	are	be	VERB
fbem-14771	96	8	currently	currently	ADV
fbem-14771	96	9	more	more	ADJ
fbem-14771	96	10	than	than	ADP
fbem-14771	96	11	10,000	10,000	NUM
fbem-14771	96	12	influential	influential	ADJ
fbem-14771	96	13	cryptocurrencies	cryptocurrencie	NOUN
fbem-14771	96	14	with	with	ADP
fbem-14771	96	15	a	a	DET
fbem-14771	96	16	total	total	ADJ
fbem-14771	96	17	market	market	NOUN
fbem-14771	96	18	value	value	NOUN
fbem-14771	96	19	of	of	ADP
fbem-14771	96	20	more	more	ADJ
fbem-14771	96	21	than	than	ADP
fbem-14771	96	22	$	$	SYM
fbem-14771	96	23	1.3	1.3	NUM
fbem-14771	96	24	trillion	trillion	NUM
fbem-14771	96	25	.	.	PUNCT
fbem-14771	97	1	digital	digital	ADJ
fbem-14771	97	2	currency	currency	NOUN
fbem-14771	97	3	will	will	AUX
fbem-14771	97	4	bring	bring	VERB
fbem-14771	97	5	many	many	ADJ
fbem-14771	97	6	risks	risk	NOUN
fbem-14771	97	7	and	and	CCONJ
fbem-14771	97	8	challenges	challenge	NOUN
fbem-14771	97	9	to	to	ADP
fbem-14771	97	10	the	the	DET
fbem-14771	97	11	international	international	ADJ
fbem-14771	97	12	monetary	monetary	ADJ
fbem-14771	97	13	system	system	NOUN
fbem-14771	97	14	,	,	PUNCT
fbem-14771	97	15	payment	payment	NOUN
fbem-14771	97	16	and	and	CCONJ
fbem-14771	97	17	clearing	clear	VERB
fbem-14771	97	18	118	118	NUM
fbem-14771	97	19	system	system	NOUN
fbem-14771	97	20	,	,	PUNCT
fbem-14771	97	21	monetary	monetary	ADJ
fbem-14771	97	22	policy	policy	NOUN
fbem-14771	97	23	,	,	PUNCT
fbem-14771	97	24	cross	cross	ADJ
fbem-14771	97	25	-	-	ADJ
fbem-14771	97	26	border	border	ADJ
fbem-14771	97	27	capital	capital	NOUN
fbem-14771	97	28	flow	flow	NOUN
fbem-14771	97	29	management	management	NOUN
fbem-14771	97	30	,	,	PUNCT
fbem-14771	97	31	etc	etc	X
fbem-14771	97	32	.	.	X
fbem-14771	97	33	,	,	PUNCT
fbem-14771	97	34	so	so	ADV
fbem-14771	97	35	security	security	NOUN
fbem-14771	97	36	has	have	AUX
fbem-14771	97	37	become	become	VERB
fbem-14771	97	38	one	one	NUM
fbem-14771	97	39	of	of	ADP
fbem-14771	97	40	the	the	DET
fbem-14771	97	41	factors	factor	NOUN
fbem-14771	97	42	affecting	affect	VERB
fbem-14771	97	43	the	the	DET
fbem-14771	97	44	willingness	willingness	NOUN
fbem-14771	97	45	to	to	PART
fbem-14771	97	46	use	use	VERB
fbem-14771	97	47	digital	digital	ADJ
fbem-14771	97	48	rmb	rmb	NOUN
fbem-14771	97	49	.	.	PUNCT
fbem-14771	98	1	4.4	4.4	NUM
fbem-14771	98	2	.	.	PUNCT
fbem-14771	99	1	technology	technology	VERB
fbem-14771	99	2	the	the	DET
fbem-14771	99	3	technical	technical	ADJ
fbem-14771	99	4	route	route	NOUN
fbem-14771	99	5	of	of	ADP
fbem-14771	99	6	digital	digital	ADJ
fbem-14771	99	7	rmb	rmb	NOUN
fbem-14771	99	8	.	.	PUNCT
fbem-14771	100	1	different	different	ADJ
fbem-14771	100	2	from	from	ADP
fbem-14771	100	3	traditional	traditional	ADJ
fbem-14771	100	4	payment	payment	NOUN
fbem-14771	100	5	methods	method	NOUN
fbem-14771	100	6	,	,	PUNCT
fbem-14771	100	7	the	the	DET
fbem-14771	100	8	research	research	NOUN
fbem-14771	100	9	and	and	CCONJ
fbem-14771	100	10	development	development	NOUN
fbem-14771	100	11	of	of	ADP
fbem-14771	100	12	digital	digital	ADJ
fbem-14771	100	13	human	human	PROPN
fbem-14771	100	14	rmb	rmb	NOUN
fbem-14771	100	15	has	have	VERB
fbem-14771	100	16	no	no	DET
fbem-14771	100	17	preset	preset	ADJ
fbem-14771	100	18	technical	technical	ADJ
fbem-14771	100	19	route	route	NOUN
fbem-14771	100	20	.	.	PUNCT
fbem-14771	101	1	because	because	SCONJ
fbem-14771	101	2	it	it	PRON
fbem-14771	101	3	is	be	AUX
fbem-14771	101	4	positioned	position	VERB
fbem-14771	101	5	to	to	PART
fbem-14771	101	6	replace	replace	VERB
fbem-14771	101	7	cash	cash	NOUN
fbem-14771	101	8	in	in	ADP
fbem-14771	101	9	circulation	circulation	NOUN
fbem-14771	101	10	,	,	PUNCT
fbem-14771	101	11	that	that	ADV
fbem-14771	101	12	is	is	ADV
fbem-14771	101	13	,	,	PUNCT
fbem-14771	101	14	to	to	PART
fbem-14771	101	15	replace	replace	VERB
fbem-14771	101	16	m0	m0	NOUN
fbem-14771	101	17	,	,	PUNCT
fbem-14771	101	18	it	it	PRON
fbem-14771	101	19	has	have	VERB
fbem-14771	101	20	natural	natural	ADJ
fbem-14771	101	21	value	value	NOUN
fbem-14771	101	22	characteristics	characteristic	NOUN
fbem-14771	101	23	and	and	CCONJ
fbem-14771	101	24	legal	legal	ADJ
fbem-14771	101	25	compensation	compensation	NOUN
fbem-14771	101	26	compared	compare	VERB
fbem-14771	101	27	with	with	ADP
fbem-14771	101	28	the	the	DET
fbem-14771	101	29	traditional	traditional	ADJ
fbem-14771	101	30	payment	payment	NOUN
fbem-14771	101	31	system	system	NOUN
fbem-14771	101	32	,	,	PUNCT
fbem-14771	101	33	which	which	PRON
fbem-14771	101	34	focuses	focus	VERB
fbem-14771	101	35	on	on	ADP
fbem-14771	101	36	m1	m1	PROPN
fbem-14771	101	37	and	and	CCONJ
fbem-14771	101	38	m2	m2	PROPN
fbem-14771	101	39	.	.	PUNCT
fbem-14771	102	1	therefore	therefore	ADV
fbem-14771	102	2	,	,	PUNCT
fbem-14771	102	3	on	on	ADP
fbem-14771	102	4	the	the	DET
fbem-14771	102	5	technical	technical	ADJ
fbem-14771	102	6	route	route	NOUN
fbem-14771	102	7	,	,	PUNCT
fbem-14771	102	8	the	the	DET
fbem-14771	102	9	digital	digital	ADJ
fbem-14771	102	10	rmb	rmb	NOUN
fbem-14771	102	11	more	more	ADV
fbem-14771	102	12	encourages	encourage	VERB
fbem-14771	102	13	the	the	DET
fbem-14771	102	14	relevant	relevant	ADJ
fbem-14771	102	15	middle	middle	ADJ
fbem-14771	102	16	and	and	CCONJ
fbem-14771	102	17	downstream	downstream	ADJ
fbem-14771	102	18	industrial	industrial	ADJ
fbem-14771	102	19	chain	chain	NOUN
fbem-14771	102	20	to	to	PART
fbem-14771	102	21	carry	carry	VERB
fbem-14771	102	22	out	out	ADP
fbem-14771	102	23	technological	technological	ADJ
fbem-14771	102	24	innovation	innovation	NOUN
fbem-14771	102	25	,	,	PUNCT
fbem-14771	102	26	specifically	specifically	ADV
fbem-14771	102	27	providing	provide	VERB
fbem-14771	102	28	the	the	DET
fbem-14771	102	29	interface	interface	NOUN
fbem-14771	102	30	of	of	ADP
fbem-14771	102	31	the	the	DET
fbem-14771	102	32	technical	technical	ADJ
fbem-14771	102	33	route	route	NOUN
fbem-14771	102	34	in	in	ADP
fbem-14771	102	35	intelligent	intelligent	ADJ
fbem-14771	102	36	computing	computing	NOUN
fbem-14771	102	37	,	,	PUNCT
fbem-14771	102	38	transaction	transaction	NOUN
fbem-14771	102	39	communication	communication	NOUN
fbem-14771	102	40	,	,	PUNCT
fbem-14771	102	41	payment	payment	NOUN
fbem-14771	102	42	technology	technology	NOUN
fbem-14771	102	43	,	,	PUNCT
fbem-14771	102	44	transaction	transaction	NOUN
fbem-14771	102	45	terminals	terminal	NOUN
fbem-14771	102	46	and	and	CCONJ
fbem-14771	102	47	security	security	NOUN
fbem-14771	102	48	,	,	PUNCT
fbem-14771	102	49	and	and	CCONJ
fbem-14771	102	50	giving	give	VERB
fbem-14771	102	51	the	the	DET
fbem-14771	102	52	participants	participant	NOUN
fbem-14771	102	53	enough	enough	ADJ
fbem-14771	102	54	space	space	NOUN
fbem-14771	102	55	for	for	ADP
fbem-14771	102	56	innovation	innovation	NOUN
fbem-14771	102	57	.	.	PUNCT
fbem-14771	103	1	5	5	X
fbem-14771	103	2	.	.	X
fbem-14771	103	3	influence	influence	NOUN
fbem-14771	103	4	path	path	NOUN
fbem-14771	103	5	analysis	analysis	NOUN
fbem-14771	103	6	based	base	VERB
fbem-14771	103	7	on	on	ADP
fbem-14771	103	8	tam	tam	PROPN
fbem-14771	103	9	-	-	ADJ
fbem-14771	103	10	sem	sem	ADJ
fbem-14771	103	11	model	model	NOUN
fbem-14771	103	12	5.1	5.1	NUM
fbem-14771	103	13	.	.	PUNCT
fbem-14771	104	1	factor	factor	NOUN
fbem-14771	104	2	analysis	analysis	NOUN
fbem-14771	104	3	there	there	PRON
fbem-14771	104	4	are	be	VERB
fbem-14771	104	5	25	25	NUM
fbem-14771	104	6	indicators	indicator	NOUN
fbem-14771	104	7	that	that	PRON
fbem-14771	104	8	can	can	AUX
fbem-14771	104	9	affect	affect	VERB
fbem-14771	104	10	the	the	DET
fbem-14771	104	11	recognition	recognition	NOUN
fbem-14771	104	12	degree	degree	NOUN
fbem-14771	104	13	of	of	ADP
fbem-14771	104	14	digital	digital	ADJ
fbem-14771	104	15	rmb	rmb	NOUN
fbem-14771	104	16	.	.	PUNCT
fbem-14771	105	1	the	the	DET
fbem-14771	105	2	reliability	reliability	NOUN
fbem-14771	105	3	and	and	CCONJ
fbem-14771	105	4	validity	validity	NOUN
fbem-14771	105	5	and	and	CCONJ
fbem-14771	105	6	factor	factor	NOUN
fbem-14771	105	7	analysis	analysis	NOUN
fbem-14771	105	8	in	in	ADP
fbem-14771	105	9	this	this	DET
fbem-14771	105	10	paper	paper	NOUN
fbem-14771	105	11	show	show	NOUN
fbem-14771	105	12	that	that	SCONJ
fbem-14771	105	13	the	the	DET
fbem-14771	105	14	kmo	kmo	PROPN
fbem-14771	105	15	value	value	NOUN
fbem-14771	105	16	is	be	AUX
fbem-14771	105	17	0.982>0.7	0.982>0.7	NUM
fbem-14771	105	18	and	and	CCONJ
fbem-14771	105	19	the	the	DET
fbem-14771	105	20	p	p	NOUN
fbem-14771	105	21	value	value	NOUN
fbem-14771	105	22	is	be	AUX
fbem-14771	105	23	0.000	0.000	NUM
fbem-14771	105	24	.	.	PUNCT
fbem-14771	106	1	therefore	therefore	ADV
fbem-14771	106	2	,	,	PUNCT
fbem-14771	106	3	the	the	DET
fbem-14771	106	4	variables	variable	NOUN
fbem-14771	106	5	are	be	AUX
fbem-14771	106	6	not	not	PART
fbem-14771	106	7	independent	independent	ADJ
fbem-14771	106	8	,	,	PUNCT
fbem-14771	106	9	the	the	DET
fbem-14771	106	10	correlation	correlation	NOUN
fbem-14771	106	11	between	between	ADP
fbem-14771	106	12	variables	variable	NOUN
fbem-14771	106	13	is	be	AUX
fbem-14771	106	14	strong	strong	ADJ
fbem-14771	106	15	,	,	PUNCT
fbem-14771	106	16	and	and	CCONJ
fbem-14771	106	17	the	the	DET
fbem-14771	106	18	cumulative	cumulative	ADJ
fbem-14771	106	19	variance	variance	NOUN
fbem-14771	106	20	contribution	contribution	NOUN
fbem-14771	106	21	rate	rate	NOUN
fbem-14771	106	22	is	be	AUX
fbem-14771	106	23	77.518	77.518	NUM
fbem-14771	106	24	%	%	NOUN
fbem-14771	106	25	.	.	PUNCT
fbem-14771	107	1	table	table	NOUN
fbem-14771	107	2	1	1	NUM
fbem-14771	107	3	.	.	PUNCT
fbem-14771	107	4	digital	digital	ADJ
fbem-14771	107	5	rmb	rmb	PROPN
fbem-14771	107	6	recognition	recognition	NOUN
fbem-14771	107	7	degree	degree	NOUN
fbem-14771	107	8	rotation	rotation	NOUN
fbem-14771	107	9	orthogonal	orthogonal	ADJ
fbem-14771	107	10	factor	factor	NOUN
fbem-14771	107	11	table	table	NOUN
fbem-14771	107	12	index	index	NOUN
fbem-14771	107	13	factor	factor	NOUN
fbem-14771	107	14	name	name	NOUN
fbem-14771	107	15	1	1	NUM
fbem-14771	107	16	2	2	NUM
fbem-14771	107	17	3	3	NUM
fbem-14771	107	18	4	4	NUM
fbem-14771	107	19	5	5	NUM
fbem-14771	107	20	simple	simple	ADJ
fbem-14771	107	21	operation	operation	NOUN
fbem-14771	107	22	0.504	0.504	NUM
fbem-14771	107	23	0.369	0.369	NUM
fbem-14771	107	24	0.400	0.400	NUM
fbem-14771	107	25	0.330	0.330	NUM
fbem-14771	107	26	0.274	0.274	NUM
fbem-14771	107	27	perceived	perceive	VERB
fbem-14771	107	28	ease	ease	NOUN
fbem-14771	107	29	factor	factor	NOUN
fbem-14771	107	30	for	for	ADP
fbem-14771	107	31	all	all	DET
fbem-14771	107	32	groups	group	NOUN
fbem-14771	107	33	0.537	0.537	NUM
fbem-14771	107	34	0.341	0.341	NUM
fbem-14771	107	35	0.258	0.258	NUM
fbem-14771	107	36	0.401	0.401	NUM
fbem-14771	107	37	0.357	0.357	NUM
fbem-14771	107	38	be	be	AUX
fbem-14771	107	39	open	open	ADJ
fbem-14771	107	40	to	to	ADP
fbem-14771	107	41	new	new	ADJ
fbem-14771	107	42	things	thing	NOUN
fbem-14771	107	43	0.577	0.577	NUM
fbem-14771	107	44	0.292	0.292	NUM
fbem-14771	107	45	0.224	0.224	NUM
fbem-14771	107	46	0.484	0.484	NUM
fbem-14771	107	47	0.264	0.264	NUM
fbem-14771	107	48	have	have	VERB
fbem-14771	107	49	the	the	DET
fbem-14771	107	50	conditions	condition	NOUN
fbem-14771	107	51	to	to	PART
fbem-14771	107	52	use	use	VERB
fbem-14771	107	53	the	the	DET
fbem-14771	107	54	digital	digital	ADJ
fbem-14771	107	55	rmb	rmb	NOUN
fbem-14771	107	56	0.292	0.292	NUM
fbem-14771	107	57	0.398	0.398	NUM
fbem-14771	107	58	0.375	0.375	NUM
fbem-14771	107	59	0.495	0.495	NUM
fbem-14771	107	60	0.333	0.333	NUM
fbem-14771	107	61	no	no	DET
fbem-14771	107	62	need	need	NOUN
fbem-14771	107	63	to	to	PART
fbem-14771	107	64	wait	wait	VERB
fbem-14771	107	65	for	for	ADP
fbem-14771	107	66	the	the	DET
fbem-14771	107	67	tedious	tedious	ADJ
fbem-14771	107	68	process	process	NOUN
fbem-14771	107	69	0.327	0.327	NUM
fbem-14771	107	70	0.700	0.700	NUM
fbem-14771	107	71	0.218	0.218	NUM
fbem-14771	107	72	0.214	0.214	NUM
fbem-14771	107	73	0.369	0.369	NUM
fbem-14771	107	74	reduce	reduce	VERB
fbem-14771	107	75	the	the	DET
fbem-14771	107	76	risk	risk	NOUN
fbem-14771	107	77	of	of	ADP
fbem-14771	107	78	carrying	carry	VERB
fbem-14771	107	79	large	large	ADJ
fbem-14771	107	80	amounts	amount	NOUN
fbem-14771	107	81	of	of	ADP
fbem-14771	107	82	currency	currency	NOUN
fbem-14771	107	83	0.412	0.412	NUM
fbem-14771	107	84	0.185	0.185	NUM
fbem-14771	107	85	0.501	0.501	NUM
fbem-14771	107	86	0.349	0.349	NUM
fbem-14771	107	87	0.376	0.376	NUM
fbem-14771	107	88	perceived	perceive	VERB
fbem-14771	107	89	usefulness	usefulness	NOUN
fbem-14771	107	90	factor	factor	NOUN
fbem-14771	107	91	fast	fast	ADJ
fbem-14771	107	92	and	and	CCONJ
fbem-14771	107	93	convenient	convenient	ADJ
fbem-14771	107	94	payment	payment	NOUN
fbem-14771	107	95	0.575	0.575	NUM
fbem-14771	107	96	0.374	0.374	NUM
fbem-14771	107	97	0.295	0.295	NUM
fbem-14771	107	98	0.248	0.248	NUM
fbem-14771	107	99	0.431	0.431	NUM
fbem-14771	107	100	avoid	avoid	VERB
fbem-14771	107	101	fake	fake	ADJ
fbem-14771	107	102	money	money	NOUN
fbem-14771	107	103	0.628	0.628	NUM
fbem-14771	107	104	0.330	0.330	NUM
fbem-14771	107	105	0.390	0.390	NUM
fbem-14771	107	106	0.317	0.317	NUM
fbem-14771	107	107	0.242	0.242	NUM
fbem-14771	107	108	highly	highly	ADV
fbem-14771	107	109	integrated	integrate	VERB
fbem-14771	107	110	with	with	ADP
fbem-14771	107	111	life	life	NOUN
fbem-14771	107	112	0.102	0.102	NUM
fbem-14771	107	113	0.536	0.536	NUM
fbem-14771	107	114	0.548	0.548	NUM
fbem-14771	107	115	0.286	0.286	NUM
fbem-14771	107	116	0.378	0.378	NUM
fbem-14771	107	117	good	good	ADJ
fbem-14771	107	118	for	for	ADP
fbem-14771	107	119	financial	financial	ADJ
fbem-14771	107	120	planning	planning	NOUN
fbem-14771	107	121	0.394	0.394	NUM
fbem-14771	107	122	0.296	0.296	NUM
fbem-14771	107	123	0.566	0.566	NUM
fbem-14771	107	124	0.297	0.297	NUM
fbem-14771	107	125	0.346	0.346	NUM
fbem-14771	107	126	relevant	relevant	ADJ
fbem-14771	107	127	laws	law	NOUN
fbem-14771	107	128	and	and	CCONJ
fbem-14771	107	129	regulations	regulation	NOUN
fbem-14771	107	130	are	be	AUX
fbem-14771	107	131	not	not	PART
fbem-14771	107	132	perfect	perfect	ADJ
fbem-14771	107	133	0.299	0.299	NUM
fbem-14771	107	134	0.569	0.569	NUM
fbem-14771	107	135	0.321	0.321	NUM
fbem-14771	107	136	0.398	0.398	NUM
fbem-14771	107	137	0.250	0.250	NUM
fbem-14771	107	138	perceived	perceive	VERB
fbem-14771	107	139	risk	risk	NOUN
fbem-14771	107	140	factor	factor	NOUN
fbem-14771	107	141	privacy	privacy	NOUN
fbem-14771	107	142	information	information	NOUN
fbem-14771	107	143	is	be	AUX
fbem-14771	107	144	easy	easy	ADJ
fbem-14771	107	145	to	to	PART
fbem-14771	107	146	leak	leak	VERB
fbem-14771	107	147	0.208	0.208	NUM
fbem-14771	107	148	0.218	0.218	NUM
fbem-14771	107	149	0.346	0.346	NUM
fbem-14771	107	150	0.433	0.433	NUM
fbem-14771	107	151	0.610	0.610	NUM
fbem-14771	107	152	network	network	NOUN
fbem-14771	107	153	communication	communication	NOUN
fbem-14771	107	154	security	security	NOUN
fbem-14771	107	155	needs	need	VERB
fbem-14771	107	156	to	to	PART
fbem-14771	107	157	be	be	AUX
fbem-14771	107	158	strengthened	strengthen	VERB
fbem-14771	107	159	0.336	0.336	NUM
fbem-14771	107	160	0.615	0.615	NUM
fbem-14771	107	161	0.187	0.187	NUM
fbem-14771	107	162	0.445	0.445	NUM
fbem-14771	107	163	0.264	0.264	NUM
fbem-14771	107	164	loss	loss	NOUN
fbem-14771	107	165	of	of	ADP
fbem-14771	107	166	mobile	mobile	ADJ
fbem-14771	107	167	terminal	terminal	ADJ
fbem-14771	107	168	results	result	NOUN
fbem-14771	107	169	in	in	ADP
fbem-14771	107	170	loss	loss	NOUN
fbem-14771	107	171	0.296	0.296	NUM
fbem-14771	107	172	0.443	0.443	NUM
fbem-14771	107	173	0.300	0.300	NUM
fbem-14771	107	174	0.288	0.288	NUM
fbem-14771	107	175	0.552	0.552	NUM
fbem-14771	107	176	affect	affect	VERB
fbem-14771	107	177	personnel	personnel	NOUN
fbem-14771	107	178	employment	employment	NOUN
fbem-14771	108	1	0.410	0.410	NUM
fbem-14771	108	2	0.583	0.583	NUM
fbem-14771	108	3	0.385	0.385	NUM
fbem-14771	108	4	0.256	0.256	NUM
fbem-14771	108	5	0.220	0.220	NUM
fbem-14771	108	6	be	be	AUX
fbem-14771	108	7	able	able	ADJ
fbem-14771	108	8	to	to	PART
fbem-14771	108	9	find	find	VERB
fbem-14771	108	10	feedback	feedback	NOUN
fbem-14771	108	11	channels	channel	NOUN
fbem-14771	108	12	0.574	0.574	NUM
fbem-14771	108	13	0.400	0.400	NUM
fbem-14771	108	14	0.393	0.393	NUM
fbem-14771	108	15	0.198	0.198	NUM
fbem-14771	108	16	0.280	0.280	NUM
fbem-14771	108	17	feedback	feedback	NOUN
fbem-14771	108	18	mechanism	mechanism	NOUN
fbem-14771	108	19	factor	factor	NOUN
fbem-14771	108	20	problems	problem	NOUN
fbem-14771	108	21	can	can	AUX
fbem-14771	108	22	be	be	AUX
fbem-14771	108	23	solved	solve	VERB
fbem-14771	108	24	in	in	ADP
fbem-14771	108	25	time	time	NOUN
fbem-14771	108	26	0.337	0.337	NUM
fbem-14771	108	27	0.352	0.352	NUM
fbem-14771	108	28	0.525	0.525	NUM
fbem-14771	108	29	0.454	0.454	NUM
fbem-14771	108	30	0.190	0.190	NUM
fbem-14771	108	31	doubts	doubt	NOUN
fbem-14771	108	32	can	can	AUX
fbem-14771	108	33	be	be	AUX
fbem-14771	108	34	answered	answer	VERB
fbem-14771	108	35	0.458	0.458	NUM
fbem-14771	108	36	0.331	0.331	NUM
fbem-14771	108	37	0.222	0.222	NUM
fbem-14771	108	38	0.129	0.129	NUM
fbem-14771	108	39	0.646	0.646	NUM
fbem-14771	108	40	the	the	DET
fbem-14771	108	41	solution	solution	NOUN
fbem-14771	108	42	to	to	ADP
fbem-14771	108	43	the	the	DET
fbem-14771	108	44	problem	problem	NOUN
fbem-14771	108	45	is	be	AUX
fbem-14771	108	46	desired	desire	VERB
fbem-14771	108	47	0.212	0.212	NUM
fbem-14771	108	48	0.316	0.316	NUM
fbem-14771	108	49	0.355	0.355	NUM
fbem-14771	108	50	0.699	0.699	NUM
fbem-14771	108	51	0.261	0.261	NUM
fbem-14771	108	52	the	the	DET
fbem-14771	108	53	process	process	NOUN
fbem-14771	108	54	of	of	ADP
fbem-14771	108	55	solving	solve	VERB
fbem-14771	108	56	the	the	DET
fbem-14771	108	57	problem	problem	NOUN
fbem-14771	108	58	is	be	AUX
fbem-14771	108	59	satisfactory	satisfactory	ADJ
fbem-14771	108	60	0.467	0.467	NUM
fbem-14771	108	61	0.283	0.283	NUM
fbem-14771	108	62	0.160	0.160	NUM
fbem-14771	108	63	0.638	0.638	NUM
fbem-14771	108	64	0.296	0.296	NUM
fbem-14771	108	65	the	the	DET
fbem-14771	108	66	digital	digital	ADJ
fbem-14771	108	67	rmb	rmb	NOUN
fbem-14771	108	68	is	be	AUX
fbem-14771	108	69	worth	worth	ADJ
fbem-14771	108	70	using	use	VERB
fbem-14771	108	71	0.504	0.504	NUM
fbem-14771	108	72	0.233	0.233	NUM
fbem-14771	108	73	0.261	0.261	NUM
fbem-14771	108	74	0.425	0.425	NUM
fbem-14771	108	75	0.460	0.460	NUM
fbem-14771	108	76	use	use	NOUN
fbem-14771	108	77	willingness	willingness	NOUN
fbem-14771	108	78	factor	factor	NOUN
fbem-14771	108	79	willing	willing	ADJ
fbem-14771	108	80	to	to	PART
fbem-14771	108	81	use	use	VERB
fbem-14771	108	82	digital	digital	ADJ
fbem-14771	108	83	rmb	rmb	NOUN
fbem-14771	108	84	0.317	0.317	NUM
fbem-14771	108	85	0.259	0.259	NUM
fbem-14771	108	86	0.746	0.746	NUM
fbem-14771	108	87	0.196	0.196	NUM
fbem-14771	108	88	0.273	0.273	NOUN
fbem-14771	108	89	willing	willing	ADJ
fbem-14771	108	90	to	to	PART
fbem-14771	108	91	support	support	VERB
fbem-14771	108	92	the	the	DET
fbem-14771	108	93	development	development	NOUN
fbem-14771	108	94	of	of	ADP
fbem-14771	108	95	digital	digital	PROPN
fbem-14771	108	96	rmb	rmb	PROPN
fbem-14771	108	97	0.438	0.438	NUM
fbem-14771	108	98	0.504	0.504	NUM
fbem-14771	108	99	0.344	0.344	NUM
fbem-14771	108	100	0.301	0.301	NUM
fbem-14771	108	101	0.188	0.188	NUM
fbem-14771	108	102	complementary	complementary	ADJ
fbem-14771	108	103	with	with	ADP
fbem-14771	108	104	other	other	ADJ
fbem-14771	108	105	payment	payment	NOUN
fbem-14771	108	106	methods	method	NOUN
fbem-14771	108	107	0.254	0.254	NUM
fbem-14771	108	108	0.324	0.324	NUM
fbem-14771	108	109	0.323	0.323	NUM
fbem-14771	108	110	0.361	0.361	NUM
fbem-14771	108	111	0.601	0.601	NUM
fbem-14771	108	112	willing	willing	ADJ
fbem-14771	108	113	to	to	PART
fbem-14771	108	114	recommend	recommend	VERB
fbem-14771	108	115	digital	digital	ADJ
fbem-14771	108	116	rmb	rmb	NOUN
fbem-14771	108	117	to	to	ADP
fbem-14771	108	118	others	other	NOUN
fbem-14771	108	119	0.469	0.469	NUM
fbem-14771	108	120	0.487	0.487	NUM
fbem-14771	108	121	0.313	0.313	NUM
fbem-14771	108	122	0.229	0.229	NUM
fbem-14771	108	123	0.390	0.390	NUM
fbem-14771	108	124	according	accord	VERB
fbem-14771	108	125	to	to	ADP
fbem-14771	108	126	the	the	DET
fbem-14771	108	127	results	result	NOUN
fbem-14771	108	128	in	in	ADP
fbem-14771	108	129	the	the	DET
fbem-14771	108	130	table	table	NOUN
fbem-14771	108	131	above	above	ADV
fbem-14771	108	132	,	,	PUNCT
fbem-14771	108	133	this	this	DET
fbem-14771	108	134	paper	paper	NOUN
fbem-14771	108	135	divides	divide	VERB
fbem-14771	108	136	the	the	DET
fbem-14771	108	137	factors	factor	NOUN
fbem-14771	108	138	affecting	affect	VERB
fbem-14771	108	139	the	the	DET
fbem-14771	108	140	recognition	recognition	NOUN
fbem-14771	108	141	of	of	ADP
fbem-14771	108	142	digital	digital	ADJ
fbem-14771	108	143	rmb	rmb	NOUN
fbem-14771	108	144	into	into	ADP
fbem-14771	108	145	five	five	NUM
fbem-14771	108	146	parts	part	NOUN
fbem-14771	108	147	,	,	PUNCT
fbem-14771	108	148	namely	namely	ADV
fbem-14771	108	149	,	,	PUNCT
fbem-14771	108	150	perceived	perceive	VERB
fbem-14771	108	151	risk	risk	NOUN
fbem-14771	108	152	,	,	PUNCT
fbem-14771	108	153	perceived	perceive	VERB
fbem-14771	108	154	ease	ease	NOUN
fbem-14771	108	155	of	of	ADP
fbem-14771	108	156	use	use	NOUN
fbem-14771	108	157	,	,	PUNCT
fbem-14771	108	158	perceived	perceive	VERB
fbem-14771	108	159	usefulness	usefulness	NOUN
fbem-14771	108	160	,	,	PUNCT
fbem-14771	108	161	willingness	willingness	NOUN
fbem-14771	108	162	to	to	PART
fbem-14771	108	163	use	use	VERB
fbem-14771	108	164	,	,	PUNCT
fbem-14771	108	165	and	and	CCONJ
fbem-14771	108	166	feedback	feedback	NOUN
fbem-14771	108	167	mechanism	mechanism	NOUN
fbem-14771	108	168	.	.	PUNCT
fbem-14771	109	1	119	119	NUM
fbem-14771	109	2	table	table	NOUN
fbem-14771	109	3	2	2	NUM
fbem-14771	109	4	.	.	PUNCT
fbem-14771	109	5	statistical	statistical	ADJ
fbem-14771	109	6	table	table	NOUN
fbem-14771	109	7	of	of	ADP
fbem-14771	109	8	effect	effect	NOUN
fbem-14771	109	9	index	index	NOUN
fbem-14771	109	10	of	of	ADP
fbem-14771	109	11	digital	digital	ADJ
fbem-14771	109	12	rmb	rmb	PROPN
fbem-14771	109	13	impact	impact	NOUN
fbem-14771	109	14	factor	factor	NOUN
fbem-14771	109	15	index	index	NOUN
fbem-14771	109	16	factor	factor	NOUN
fbem-14771	109	17	loading	load	VERB
fbem-14771	109	18	weight	weight	NOUN
fbem-14771	109	19	mean	mean	NOUN
fbem-14771	109	20	value	value	NOUN
fbem-14771	109	21	population	population	NOUN
fbem-14771	109	22	mean	mean	NOUN
fbem-14771	109	23	value	value	NOUN
fbem-14771	109	24	name	name	NOUN
fbem-14771	109	25	simple	simple	ADJ
fbem-14771	109	26	operation	operation	NOUN
fbem-14771	109	27	0.734	0.734	NUM
fbem-14771	109	28	0.407	0.407	NUM
fbem-14771	109	29	3.12	3.12	NUM
fbem-14771	109	30	3.198	3.198	NUM
fbem-14771	109	31	perceived	perceive	VERB
fbem-14771	109	32	ease	ease	NOUN
fbem-14771	109	33	factor	factor	NOUN
fbem-14771	109	34	for	for	ADP
fbem-14771	109	35	all	all	DET
fbem-14771	109	36	groups	group	NOUN
fbem-14771	109	37	0.759	0.759	NUM
fbem-14771	109	38	0.410	0.410	NUM
fbem-14771	109	39	3.48	3.48	NUM
fbem-14771	109	40	be	be	AUX
fbem-14771	109	41	open	open	ADJ
fbem-14771	109	42	to	to	ADP
fbem-14771	109	43	new	new	ADJ
fbem-14771	109	44	things	thing	NOUN
fbem-14771	109	45	0.772	0.772	NUM
fbem-14771	109	46	0.400	0.400	NUM
fbem-14771	109	47	3.05	3.05	NUM
fbem-14771	109	48	have	have	VERB
fbem-14771	109	49	the	the	DET
fbem-14771	109	50	conditions	condition	NOUN
fbem-14771	109	51	to	to	PART
fbem-14771	109	52	use	use	VERB
fbem-14771	109	53	the	the	DET
fbem-14771	109	54	digital	digital	ADJ
fbem-14771	109	55	rmb	rmb	NOUN
fbem-14771	109	56	0.740	0.740	NUM
fbem-14771	109	57	0.406	0.406	NUM
fbem-14771	109	58	3.21	3.21	NUM
fbem-14771	109	59	no	no	DET
fbem-14771	109	60	need	need	NOUN
fbem-14771	109	61	to	to	PART
fbem-14771	109	62	wait	wait	VERB
fbem-14771	109	63	for	for	ADP
fbem-14771	109	64	the	the	DET
fbem-14771	109	65	tedious	tedious	ADJ
fbem-14771	109	66	process	process	NOUN
fbem-14771	109	67	0.826	0.826	NUM
fbem-14771	109	68	0.398	0.398	NUM
fbem-14771	109	69	3.13	3.13	NUM
fbem-14771	109	70	reduce	reduce	VERB
fbem-14771	109	71	the	the	DET
fbem-14771	109	72	risk	risk	NOUN
fbem-14771	109	73	of	of	ADP
fbem-14771	109	74	carrying	carry	VERB
fbem-14771	109	75	large	large	ADJ
fbem-14771	109	76	amounts	amount	NOUN
fbem-14771	109	77	of	of	ADP
fbem-14771	109	78	currency	currency	NOUN
fbem-14771	109	79	0.718	0.718	NUM
fbem-14771	109	80	0.391	0.391	NUM
fbem-14771	109	81	3.45	3.45	NUM
fbem-14771	109	82	3.314	3.314	NUM
fbem-14771	109	83	perceived	perceive	VERB
fbem-14771	109	84	usefulness	usefulness	NOUN
fbem-14771	109	85	factor	factor	NOUN
fbem-14771	109	86	fast	fast	ADJ
fbem-14771	109	87	and	and	CCONJ
fbem-14771	109	88	convenient	convenient	ADJ
fbem-14771	109	89	payment	payment	NOUN
fbem-14771	109	90	0.805	0.805	NUM
fbem-14771	109	91	0.418	0.418	NUM
fbem-14771	109	92	3.63	3.63	NUM
fbem-14771	109	93	avoid	avoid	VERB
fbem-14771	109	94	fake	fake	ADJ
fbem-14771	109	95	money	money	NOUN
fbem-14771	109	96	0.814	0.814	NUM
fbem-14771	109	97	0.415	0.415	NUM
fbem-14771	109	98	3.19	3.19	NUM
fbem-14771	109	99	highly	highly	ADV
fbem-14771	109	100	integrated	integrate	VERB
fbem-14771	109	101	with	with	ADP
fbem-14771	109	102	life	life	NOUN
fbem-14771	109	103	0.822	0.822	NUM
fbem-14771	109	104	0.396	0.396	NUM
fbem-14771	109	105	3.21	3.21	NUM
fbem-14771	109	106	good	good	NOUN
fbem-14771	109	107	for	for	ADP
fbem-14771	109	108	financial	financial	ADJ
fbem-14771	109	109	planning	planning	NOUN
fbem-14771	109	110	0.771	0.771	NUM
fbem-14771	109	111	0.408	0.408	NUM
fbem-14771	109	112	3.09	3.09	NUM
fbem-14771	109	113	relevant	relevant	ADJ
fbem-14771	109	114	laws	law	NOUN
fbem-14771	109	115	and	and	CCONJ
fbem-14771	109	116	regulations	regulation	NOUN
fbem-14771	109	117	are	be	AUX
fbem-14771	109	118	not	not	PART
fbem-14771	109	119	perfect	perfect	ADJ
fbem-14771	109	120	0.737	0.737	NUM
fbem-14771	109	121	0.398	0.398	NUM
fbem-14771	109	122	3.36	3.36	NUM
fbem-14771	109	123	3.156	3.156	NUM
fbem-14771	109	124	perceived	perceive	VERB
fbem-14771	109	125	risk	risk	NOUN
fbem-14771	109	126	factor	factor	NOUN
fbem-14771	109	127	privacy	privacy	NOUN
fbem-14771	109	128	information	information	NOUN
fbem-14771	109	129	is	be	AUX
fbem-14771	109	130	easy	easy	ADJ
fbem-14771	109	131	to	to	PART
fbem-14771	109	132	leak	leak	VERB
fbem-14771	109	133	0.770	0.770	NUM
fbem-14771	109	134	0.385	0.385	NUM
fbem-14771	109	135	3.19	3.19	NUM
fbem-14771	109	136	network	network	NOUN
fbem-14771	109	137	communication	communication	NOUN
fbem-14771	109	138	security	security	NOUN
fbem-14771	109	139	needs	need	VERB
fbem-14771	109	140	to	to	PART
fbem-14771	109	141	be	be	AUX
fbem-14771	109	142	strengthened	strengthen	VERB
fbem-14771	109	143	0.794	0.794	NUM
fbem-14771	109	144	0.401	0.401	NUM
fbem-14771	109	145	3.21	3.21	NUM
fbem-14771	109	146	loss	loss	NOUN
fbem-14771	109	147	of	of	ADP
fbem-14771	109	148	mobile	mobile	ADJ
fbem-14771	109	149	terminal	terminal	ADJ
fbem-14771	109	150	results	result	NOUN
fbem-14771	109	151	in	in	ADP
fbem-14771	109	152	loss	loss	NOUN
fbem-14771	109	153	0.762	0.762	NUM
fbem-14771	109	154	0.404	0.404	NUM
fbem-14771	109	155	3.13	3.13	NUM
fbem-14771	109	156	affect	affect	VERB
fbem-14771	109	157	personnel	personnel	NOUN
fbem-14771	109	158	employment	employment	NOUN
fbem-14771	109	159	0.770	0.770	NUM
fbem-14771	109	160	0.404	0.404	NUM
fbem-14771	109	161	2.89	2.89	NUM
fbem-14771	109	162	be	be	AUX
fbem-14771	109	163	able	able	ADJ
fbem-14771	109	164	to	to	PART
fbem-14771	109	165	find	find	VERB
fbem-14771	109	166	feedback	feedback	NOUN
fbem-14771	109	167	channels	channel	NOUN
fbem-14771	109	168	0.762	0.762	NUM
fbem-14771	109	169	0.402	0.402	NUM
fbem-14771	109	170	3.21	3.21	NUM
fbem-14771	109	171	3.122	3.122	NUM
fbem-14771	109	172	feedback	feedback	NOUN
fbem-14771	109	173	mechanism	mechanism	NOUN
fbem-14771	109	174	factor	factor	NOUN
fbem-14771	109	175	problems	problem	NOUN
fbem-14771	109	176	can	can	AUX
fbem-14771	109	177	be	be	AUX
fbem-14771	109	178	solved	solve	VERB
fbem-14771	109	179	in	in	ADP
fbem-14771	109	180	time	time	NOUN
fbem-14771	109	181	0.755	0.755	NUM
fbem-14771	109	182	0.399	0.399	NUM
fbem-14771	109	183	3.05	3.05	NUM
fbem-14771	109	184	doubts	doubt	NOUN
fbem-14771	109	185	can	can	AUX
fbem-14771	109	186	be	be	AUX
fbem-14771	109	187	answered	answer	VERB
fbem-14771	109	188	0.802	0.802	NUM
fbem-14771	109	189	0.386	0.386	NUM
fbem-14771	109	190	3.09	3.09	NUM
fbem-14771	109	191	the	the	DET
fbem-14771	109	192	solution	solution	NOUN
fbem-14771	109	193	to	to	ADP
fbem-14771	109	194	the	the	DET
fbem-14771	109	195	problem	problem	NOUN
fbem-14771	109	196	is	be	AUX
fbem-14771	109	197	desired	desire	VERB
fbem-14771	109	198	0.827	0.827	NUM
fbem-14771	109	199	0.392	0.392	NUM
fbem-14771	109	200	3.15	3.15	NUM
fbem-14771	109	201	the	the	DET
fbem-14771	109	202	process	process	NOUN
fbem-14771	109	203	of	of	ADP
fbem-14771	109	204	solving	solve	VERB
fbem-14771	109	205	the	the	DET
fbem-14771	109	206	problem	problem	NOUN
fbem-14771	109	207	is	be	AUX
fbem-14771	109	208	satisfactory	satisfactory	ADJ
fbem-14771	109	209	0.819	0.819	NUM
fbem-14771	109	210	0.398	0.398	NUM
fbem-14771	109	211	3.11	3.11	NUM
fbem-14771	109	212	the	the	DET
fbem-14771	109	213	digital	digital	ADJ
fbem-14771	109	214	rmb	rmb	NOUN
fbem-14771	109	215	is	be	AUX
fbem-14771	109	216	worth	worth	ADJ
fbem-14771	109	217	using	use	VERB
fbem-14771	109	218	0.768	0.768	NUM
fbem-14771	109	219	0.405	0.405	NUM
fbem-14771	109	220	3.31	3.31	NUM
fbem-14771	109	221	3.197	3.197	NUM
fbem-14771	109	222	use	use	NOUN
fbem-14771	109	223	willingness	willingness	NOUN
fbem-14771	109	224	factor	factor	NOUN
fbem-14771	109	225	willing	willing	ADJ
fbem-14771	109	226	to	to	PART
fbem-14771	109	227	use	use	VERB
fbem-14771	109	228	digital	digital	ADJ
fbem-14771	109	229	rmb	rmb	NOUN
fbem-14771	109	230	0.837	0.837	NUM
fbem-14771	109	231	0.384	0.384	NUM
fbem-14771	109	232	3.44	3.44	NUM
fbem-14771	109	233	willing	willing	ADJ
fbem-14771	109	234	to	to	PART
fbem-14771	109	235	support	support	VERB
fbem-14771	109	236	the	the	DET
fbem-14771	109	237	development	development	NOUN
fbem-14771	109	238	of	of	ADP
fbem-14771	109	239	digital	digital	ADJ
fbem-14771	109	240	rmb	rmb	PROPN
fbem-14771	109	241	0.690	0.690	NUM
fbem-14771	109	242	0.387	0.387	NUM
fbem-14771	109	243	3.11	3.11	NUM
fbem-14771	109	244	complementary	complementary	ADJ
fbem-14771	109	245	with	with	ADP
fbem-14771	109	246	other	other	ADJ
fbem-14771	109	247	payment	payment	NOUN
fbem-14771	109	248	methods	method	NOUN
fbem-14771	109	249	0.765	0.765	NUM
fbem-14771	109	250	0.397	0.397	NUM
fbem-14771	109	251	3.12	3.12	NUM
fbem-14771	109	252	willing	willing	ADJ
fbem-14771	109	253	to	to	PART
fbem-14771	109	254	recommend	recommend	VERB
fbem-14771	109	255	digital	digital	ADJ
fbem-14771	109	256	rmb	rmb	NOUN
fbem-14771	109	257	to	to	ADP
fbem-14771	109	258	others	other	NOUN
fbem-14771	109	259	0.760	0.760	NUM
fbem-14771	109	260	0.410	0.410	NUM
fbem-14771	109	261	2.96	2.96	NUM
fbem-14771	109	262	according	accord	VERB
fbem-14771	109	263	to	to	ADP
fbem-14771	109	264	the	the	DET
fbem-14771	109	265	results	result	NOUN
fbem-14771	109	266	in	in	ADP
fbem-14771	109	267	the	the	DET
fbem-14771	109	268	table	table	NOUN
fbem-14771	109	269	above	above	ADV
fbem-14771	109	270	,	,	PUNCT
fbem-14771	109	271	it	it	PRON
fbem-14771	109	272	can	can	AUX
fbem-14771	109	273	be	be	AUX
fbem-14771	109	274	seen	see	VERB
fbem-14771	109	275	that	that	SCONJ
fbem-14771	109	276	all	all	DET
fbem-14771	109	277	factors	factor	NOUN
fbem-14771	109	278	have	have	VERB
fbem-14771	109	279	a	a	DET
fbem-14771	109	280	high	high	ADJ
fbem-14771	109	281	degree	degree	NOUN
fbem-14771	109	282	of	of	ADP
fbem-14771	109	283	recognition	recognition	NOUN
fbem-14771	109	284	.	.	PUNCT
fbem-14771	110	1	the	the	DET
fbem-14771	110	2	perceived	perceive	VERB
fbem-14771	110	3	usefulness	usefulness	NOUN
fbem-14771	110	4	factor	factor	NOUN
fbem-14771	110	5	is	be	AUX
fbem-14771	110	6	the	the	DET
fbem-14771	110	7	highest	high	ADJ
fbem-14771	110	8	,	,	PUNCT
fbem-14771	110	9	and	and	CCONJ
fbem-14771	110	10	the	the	DET
fbem-14771	110	11	perceived	perceive	VERB
fbem-14771	110	12	ease	ease	NOUN
fbem-14771	110	13	factor	factor	NOUN
fbem-14771	110	14	is	be	AUX
fbem-14771	110	15	the	the	DET
fbem-14771	110	16	second	second	ADJ
fbem-14771	110	17	.	.	PUNCT
fbem-14771	111	1	by	by	ADP
fbem-14771	111	2	placing	place	VERB
fbem-14771	111	3	the	the	DET
fbem-14771	111	4	remaining	remain	VERB
fbem-14771	111	5	three	three	NUM
fbem-14771	111	6	factors	factor	NOUN
fbem-14771	111	7	in	in	ADP
fbem-14771	111	8	descending	descend	VERB
fbem-14771	111	9	order	order	NOUN
fbem-14771	111	10	,	,	PUNCT
fbem-14771	111	11	the	the	DET
fbem-14771	111	12	order	order	NOUN
fbem-14771	111	13	can	can	AUX
fbem-14771	111	14	be	be	AUX
fbem-14771	111	15	obtained	obtain	VERB
fbem-14771	111	16	as	as	ADP
fbem-14771	111	17	willingness	willingness	NOUN
fbem-14771	111	18	to	to	PART
fbem-14771	111	19	use	use	VERB
fbem-14771	111	20	,	,	PUNCT
fbem-14771	111	21	perceived	perceive	VERB
fbem-14771	111	22	risk	risk	NOUN
fbem-14771	111	23	,	,	PUNCT
fbem-14771	111	24	and	and	CCONJ
fbem-14771	111	25	feedback	feedback	NOUN
fbem-14771	111	26	mechanism	mechanism	NOUN
fbem-14771	111	27	.	.	PUNCT
fbem-14771	112	1	5.2	5.2	NUM
fbem-14771	112	2	.	.	PUNCT
fbem-14771	113	1	the	the	DET
fbem-14771	113	2	preliminary	preliminary	ADJ
fbem-14771	113	3	construction	construction	NOUN
fbem-14771	113	4	of	of	ADP
fbem-14771	113	5	the	the	DET
fbem-14771	113	6	model	model	NOUN
fbem-14771	113	7	in	in	ADP
fbem-14771	113	8	this	this	DET
fbem-14771	113	9	paper	paper	NOUN
fbem-14771	113	10	,	,	PUNCT
fbem-14771	113	11	the	the	DET
fbem-14771	113	12	factors	factor	NOUN
fbem-14771	113	13	and	and	CCONJ
fbem-14771	113	14	variables	variable	NOUN
fbem-14771	113	15	obtained	obtain	VERB
fbem-14771	113	16	in	in	ADP
fbem-14771	113	17	the	the	DET
fbem-14771	113	18	previous	previous	ADJ
fbem-14771	113	19	paper	paper	NOUN
fbem-14771	113	20	are	be	AUX
fbem-14771	113	21	introduced	introduce	VERB
fbem-14771	113	22	into	into	ADP
fbem-14771	113	23	the	the	DET
fbem-14771	113	24	model	model	NOUN
fbem-14771	113	25	,	,	PUNCT
fbem-14771	113	26	and	and	CCONJ
fbem-14771	113	27	the	the	DET
fbem-14771	113	28	structural	structural	ADJ
fbem-14771	113	29	equation	equation	NOUN
fbem-14771	113	30	model	model	NOUN
fbem-14771	113	31	of	of	ADP
fbem-14771	113	32	digital	digital	ADJ
fbem-14771	113	33	rmb	rmb	NOUN
fbem-14771	113	34	recognition	recognition	NOUN
fbem-14771	113	35	can	can	AUX
fbem-14771	113	36	be	be	AUX
fbem-14771	113	37	obtained	obtain	VERB
fbem-14771	113	38	.	.	PUNCT
fbem-14771	114	1	for	for	ADP
fbem-14771	114	2	this	this	DET
fbem-14771	114	3	model	model	NOUN
fbem-14771	114	4	,	,	PUNCT
fbem-14771	114	5	we	we	PRON
fbem-14771	114	6	make	make	VERB
fbem-14771	114	7	the	the	DET
fbem-14771	114	8	following	follow	VERB
fbem-14771	114	9	assumptions	assumption	NOUN
fbem-14771	114	10	:	:	PUNCT
fbem-14771	114	11	h1	h1	NOUN
fbem-14771	114	12	:	:	PUNCT
fbem-14771	114	13	feedback	feedback	NOUN
fbem-14771	114	14	mechanism	mechanism	NOUN
fbem-14771	114	15	factors	factor	NOUN
fbem-14771	114	16	can	can	AUX
fbem-14771	114	17	directly	directly	ADV
fbem-14771	114	18	affect	affect	VERB
fbem-14771	114	19	perceived	perceive	VERB
fbem-14771	114	20	ease	ease	NOUN
fbem-14771	114	21	of	of	ADP
fbem-14771	114	22	use	use	NOUN
fbem-14771	114	23	factors	factor	NOUN
fbem-14771	114	24	.	.	PUNCT
fbem-14771	115	1	h2	h2	NOUN
fbem-14771	115	2	:	:	PUNCT
fbem-14771	115	3	perceived	perceive	VERB
fbem-14771	115	4	ease	ease	NOUN
fbem-14771	115	5	of	of	ADP
fbem-14771	115	6	use	use	NOUN
fbem-14771	115	7	factor	factor	NOUN
fbem-14771	115	8	can	can	AUX
fbem-14771	115	9	directly	directly	ADV
fbem-14771	115	10	affect	affect	VERB
fbem-14771	115	11	perceived	perceive	VERB
fbem-14771	115	12	usefulness	usefulness	NOUN
fbem-14771	115	13	factor	factor	NOUN
fbem-14771	115	14	.	.	PUNCT
fbem-14771	116	1	h3	h3	NOUN
fbem-14771	116	2	:	:	PUNCT
fbem-14771	116	3	the	the	DET
fbem-14771	116	4	perceived	perceive	VERB
fbem-14771	116	5	ease	ease	NOUN
fbem-14771	116	6	of	of	ADP
fbem-14771	116	7	use	use	NOUN
fbem-14771	116	8	factor	factor	NOUN
fbem-14771	116	9	can	can	AUX
fbem-14771	116	10	directly	directly	ADV
fbem-14771	116	11	affect	affect	VERB
fbem-14771	116	12	the	the	DET
fbem-14771	116	13	willingness	willingness	NOUN
fbem-14771	116	14	to	to	PART
fbem-14771	116	15	use	use	VERB
fbem-14771	116	16	factor	factor	NOUN
fbem-14771	116	17	.	.	PUNCT
fbem-14771	117	1	h4	h4	PROPN
fbem-14771	117	2	:	:	PUNCT
fbem-14771	117	3	perceived	perceive	VERB
fbem-14771	117	4	risk	risk	NOUN
fbem-14771	117	5	factors	factor	NOUN
fbem-14771	117	6	can	can	AUX
fbem-14771	117	7	directly	directly	ADV
fbem-14771	117	8	affect	affect	VERB
fbem-14771	117	9	feedback	feedback	NOUN
fbem-14771	117	10	mechanism	mechanism	NOUN
fbem-14771	117	11	factors	factor	NOUN
fbem-14771	117	12	.	.	PUNCT
fbem-14771	118	1	h5	h5	PROPN
fbem-14771	118	2	:	:	PUNCT
fbem-14771	118	3	perceived	perceive	VERB
fbem-14771	118	4	risk	risk	NOUN
fbem-14771	118	5	factors	factor	NOUN
fbem-14771	118	6	can	can	AUX
fbem-14771	118	7	directly	directly	ADV
fbem-14771	118	8	affect	affect	VERB
fbem-14771	118	9	the	the	DET
fbem-14771	118	10	use	use	NOUN
fbem-14771	118	11	of	of	ADP
fbem-14771	118	12	willingness	willingness	NOUN
fbem-14771	118	13	factors	factor	NOUN
fbem-14771	118	14	.	.	PUNCT
fbem-14771	119	1	h6	h6	NOUN
fbem-14771	119	2	:	:	PUNCT
fbem-14771	119	3	perceived	perceive	VERB
fbem-14771	119	4	usefulness	usefulness	NOUN
fbem-14771	119	5	factor	factor	NOUN
fbem-14771	119	6	can	can	AUX
fbem-14771	119	7	directly	directly	ADV
fbem-14771	119	8	affect	affect	VERB
fbem-14771	119	9	the	the	DET
fbem-14771	119	10	use	use	NOUN
fbem-14771	119	11	of	of	ADP
fbem-14771	119	12	willingness	willingness	NOUN
fbem-14771	119	13	factor	factor	NOUN
fbem-14771	119	14	.	.	PUNCT
fbem-14771	120	1	based	base	VERB
fbem-14771	120	2	on	on	ADP
fbem-14771	120	3	the	the	DET
fbem-14771	120	4	above	above	ADJ
fbem-14771	120	5	assumptions	assumption	NOUN
fbem-14771	120	6	,	,	PUNCT
fbem-14771	120	7	a	a	DET
fbem-14771	120	8	model	model	NOUN
fbem-14771	120	9	of	of	ADP
fbem-14771	120	10	factors	factor	NOUN
fbem-14771	120	11	influencing	influence	VERB
fbem-14771	120	12	the	the	DET
fbem-14771	120	13	recognition	recognition	NOUN
fbem-14771	120	14	degree	degree	NOUN
fbem-14771	120	15	of	of	ADP
fbem-14771	120	16	digital	digital	ADJ
fbem-14771	120	17	rmb	rmb	NOUN
fbem-14771	120	18	is	be	AUX
fbem-14771	120	19	established	establish	VERB
fbem-14771	120	20	.	.	PUNCT
fbem-14771	121	1	the	the	DET
fbem-14771	121	2	fitting	fitting	ADJ
fbem-14771	121	3	results	result	NOUN
fbem-14771	121	4	are	be	AUX
fbem-14771	121	5	shown	show	VERB
fbem-14771	121	6	in	in	ADP
fbem-14771	121	7	the	the	DET
fbem-14771	121	8	following	follow	VERB
fbem-14771	121	9	table	table	NOUN
fbem-14771	121	10	:	:	PUNCT
fbem-14771	121	11	chi	chi	PROPN
fbem-14771	121	12	square	square	PROPN
fbem-14771	121	13	/	/	SYM
fbem-14771	121	14	df=2.673	df=2.673	PROPN
fbem-14771	121	15	<	<	X
fbem-14771	121	16	3	3	NUM
fbem-14771	121	17	,	,	PUNCT
fbem-14771	121	18	good	good	ADJ
fbem-14771	121	19	fitting	fitting	ADJ
fbem-14771	121	20	,	,	PUNCT
fbem-14771	121	21	gfi	gfi	NOUN
fbem-14771	121	22	value	value	NOUN
fbem-14771	121	23	less	less	ADJ
fbem-14771	121	24	than	than	ADP
fbem-14771	121	25	0.9	0.9	NUM
fbem-14771	121	26	,	,	PUNCT
fbem-14771	121	27	ifi	ifi	PROPN
fbem-14771	121	28	value	value	NOUN
fbem-14771	121	29	less	less	ADJ
fbem-14771	121	30	than	than	ADP
fbem-14771	121	31	0.9	0.9	NUM
fbem-14771	121	32	,	,	PUNCT
fbem-14771	121	33	and	and	CCONJ
fbem-14771	121	34	rmsea	rmsea	NOUN
fbem-14771	121	35	value	value	NOUN
fbem-14771	121	36	greater	great	ADJ
fbem-14771	121	37	than	than	ADP
fbem-14771	121	38	0.08	0.08	NUM
fbem-14771	121	39	,	,	PUNCT
fbem-14771	121	40	we	we	PRON
fbem-14771	121	41	need	need	VERB
fbem-14771	121	42	to	to	PART
fbem-14771	121	43	revise	revise	VERB
fbem-14771	121	44	the	the	DET
fbem-14771	121	45	model	model	NOUN
fbem-14771	121	46	.	.	PUNCT
fbem-14771	122	1	table	table	NOUN
fbem-14771	122	2	4	4	NUM
fbem-14771	122	3	.	.	PUNCT
fbem-14771	123	1	preliminary	preliminary	ADJ
fbem-14771	123	2	fitting	fitting	ADJ
fbem-14771	123	3	results	result	NOUN
fbem-14771	123	4	of	of	ADP
fbem-14771	123	5	digital	digital	ADJ
fbem-14771	123	6	rmb	rmb	NOUN
fbem-14771	123	7	fitted	fit	VERB
fbem-14771	123	8	statistics	statistic	NOUN
fbem-14771	123	9	value	value	NOUN
fbem-14771	123	10	reference	reference	NOUN
fbem-14771	123	11	value	value	NOUN
fbem-14771	123	12	chi	chi	PROPN
fbem-14771	123	13	square	square	PROPN
fbem-14771	123	14	/	/	SYM
fbem-14771	123	15	df	df	PROPN
fbem-14771	123	16	2.671	2.671	NUM
fbem-14771	123	17	<3	<3	X
fbem-14771	123	18	cfi	cfi	PROPN
fbem-14771	123	19	:	:	PUNCT
fbem-14771	123	20	index	index	NOUN
fbem-14771	123	21	of	of	ADP
fbem-14771	123	22	goodness	goodness	NOUN
fbem-14771	123	23	of	of	ADP
fbem-14771	123	24	fit	fit	ADJ
fbem-14771	123	25	0.879	0.879	NUM
fbem-14771	123	26	>	>	SYM
fbem-14771	123	27	0.9	0.9	NUM
fbem-14771	123	28	nf	nf	NUM
fbem-14771	123	29	:	:	PUNCT
fbem-14771	123	30	gauge	gauge	NOUN
fbem-14771	123	31	fit	fit	ADJ
fbem-14771	123	32	index	index	NOUN
fbem-14771	123	33	0.902	0.902	NUM
fbem-14771	123	34	>	>	PUNCT
fbem-14771	123	35	0.9，the	0.9，the	PRON
fbem-14771	123	36	closer	close	ADV
fbem-14771	123	37	the	the	DET
fbem-14771	123	38	value	value	NOUN
fbem-14771	123	39	is	be	AUX
fbem-14771	123	40	to	to	ADP
fbem-14771	123	41	1	1	NUM
fbem-14771	123	42	,	,	PUNCT
fbem-14771	123	43	the	the	DET
fbem-14771	123	44	better	well	ADJ
fbem-14771	123	45	ifi	ifi	NOUN
fbem-14771	123	46	:	:	PUNCT
fbem-14771	123	47	nfi	nfi	PROPN
fbem-14771	123	48	adjusted	adjust	VERB
fbem-14771	123	49	with	with	ADP
fbem-14771	123	50	degrees	degree	NOUN
fbem-14771	123	51	of	of	ADP
fbem-14771	123	52	freedom	freedom	NOUN
fbem-14771	123	53	0.893	0.893	NUM
fbem-14771	123	54	>	>	SYM
fbem-14771	123	55	0.9	0.9	NUM
fbem-14771	123	56	rfi	rfi	NOUN
fbem-14771	123	57	:	:	PUNCT
fbem-14771	123	58	relative	relative	ADJ
fbem-14771	123	59	fit	fit	ADJ
fbem-14771	123	60	index	index	NOUN
fbem-14771	123	61	0.927	0.927	NUM
fbem-14771	123	62	>	>	SYM
fbem-14771	123	63	0.9	0.9	NUM
fbem-14771	123	64	cfi	cfi	NOUN
fbem-14771	123	65	:	:	PUNCT
fbem-14771	123	66	comparison	comparison	NOUN
fbem-14771	123	67	fit	fit	ADJ
fbem-14771	123	68	index	index	NOUN
fbem-14771	123	69	0.911	0.911	NOUN
fbem-14771	123	70	>	>	PUNCT
fbem-14771	123	71	0.9，the	0.9，the	PRON
fbem-14771	123	72	closer	close	ADV
fbem-14771	123	73	the	the	DET
fbem-14771	123	74	value	value	NOUN
fbem-14771	123	75	is	be	AUX
fbem-14771	123	76	to	to	ADP
fbem-14771	123	77	1	1	NUM
fbem-14771	123	78	,	,	PUNCT
fbem-14771	123	79	the	the	DET
fbem-14771	123	80	better	well	ADJ
fbem-14771	123	81	rmsea	rmsea	NOUN
fbem-14771	123	82	:	:	PUNCT
fbem-14771	123	83	approximate	approximate	ADJ
fbem-14771	123	84	error	error	NOUN
fbem-14771	123	85	to	to	PART
fbem-14771	123	86	root	root	VERB
fbem-14771	123	87	mean	mean	PROPN
fbem-14771	123	88	square	square	PROPN
fbem-14771	123	89	0.081	0.081	NUM
fbem-14771	123	90	<	<	X
fbem-14771	123	91	0.08，the	0.08，the	X
fbem-14771	123	92	smaller	small	ADJ
fbem-14771	123	93	the	the	PRON
fbem-14771	123	94	better	well	ADJ
fbem-14771	123	95	.	.	PUNCT
fbem-14771	124	1	5.3	5.3	NUM
fbem-14771	124	2	.	.	PUNCT
fbem-14771	124	3	model	model	NOUN
fbem-14771	124	4	revision	revision	NOUN
fbem-14771	124	5	and	and	CCONJ
fbem-14771	124	6	testing	testing	NOUN
fbem-14771	124	7	in	in	ADP
fbem-14771	124	8	this	this	DET
fbem-14771	124	9	paper	paper	NOUN
fbem-14771	124	10	,	,	PUNCT
fbem-14771	124	11	the	the	DET
fbem-14771	124	12	correlation	correlation	NOUN
fbem-14771	124	13	path	path	NOUN
fbem-14771	124	14	is	be	AUX
fbem-14771	124	15	added	add	VERB
fbem-14771	124	16	by	by	ADP
fbem-14771	124	17	the	the	DET
fbem-14771	124	18	correction	correction	NOUN
fbem-14771	124	19	index	index	NOUN
fbem-14771	124	20	,	,	PUNCT
fbem-14771	124	21	and	and	CCONJ
fbem-14771	124	22	the	the	DET
fbem-14771	124	23	causal	causal	ADJ
fbem-14771	124	24	path	path	NOUN
fbem-14771	124	25	method	method	NOUN
fbem-14771	124	26	is	be	AUX
fbem-14771	124	27	also	also	ADV
fbem-14771	124	28	used	use	VERB
fbem-14771	124	29	to	to	PART
fbem-14771	124	30	modify	modify	VERB
fbem-14771	124	31	the	the	DET
fbem-14771	124	32	model	model	NOUN
fbem-14771	124	33	.	.	PUNCT
fbem-14771	125	1	the	the	DET
fbem-14771	125	2	fitting	fitting	ADJ
fbem-14771	125	3	results	result	NOUN
fbem-14771	125	4	are	be	AUX
fbem-14771	125	5	shown	show	VERB
fbem-14771	125	6	in	in	ADP
fbem-14771	125	7	the	the	DET
fbem-14771	125	8	table	table	NOUN
fbem-14771	125	9	below	below	ADV
fbem-14771	125	10	.	.	PUNCT
fbem-14771	126	1	according	accord	VERB
fbem-14771	126	2	to	to	ADP
fbem-14771	126	3	the	the	DET
fbem-14771	126	4	results	result	NOUN
fbem-14771	126	5	in	in	ADP
fbem-14771	126	6	the	the	DET
fbem-14771	126	7	table	table	NOUN
fbem-14771	126	8	,	,	PUNCT
fbem-14771	126	9	the	the	DET
fbem-14771	126	10	modified	modify	VERB
fbem-14771	126	11	model	model	NOUN
fbem-14771	126	12	has	have	VERB
fbem-14771	126	13	120	120	NUM
fbem-14771	126	14	a	a	DET
fbem-14771	126	15	good	good	ADJ
fbem-14771	126	16	goodness	goodness	NOUN
fbem-14771	126	17	of	of	ADP
fbem-14771	126	18	fit	fit	PROPN
fbem-14771	126	19	.	.	PUNCT
fbem-14771	126	20	table	table	NOUN
fbem-14771	126	21	5	5	NUM
fbem-14771	126	22	.	.	PUNCT
fbem-14771	126	23	fitting	fitting	ADJ
fbem-14771	126	24	results	result	NOUN
fbem-14771	126	25	of	of	ADP
fbem-14771	126	26	digital	digital	ADJ
fbem-14771	126	27	rmb	rmb	NOUN
fbem-14771	126	28	revised	revise	VERB
fbem-14771	126	29	model	model	NOUN
fbem-14771	126	30	fitted	fit	VERB
fbem-14771	126	31	statistics	statistic	NOUN
fbem-14771	126	32	value	value	NOUN
fbem-14771	126	33	reference	reference	NOUN
fbem-14771	126	34	value	value	NOUN
fbem-14771	126	35	chi	chi	PROPN
fbem-14771	126	36	square	square	PROPN
fbem-14771	126	37	/	/	SYM
fbem-14771	126	38	df	df	PROPN
fbem-14771	126	39	2.593	2.593	NUM
fbem-14771	126	40	<3	<3	NOUN
fbem-14771	126	41	cfi	cfi	PROPN
fbem-14771	126	42	:	:	PUNCT
fbem-14771	126	43	index	index	NOUN
fbem-14771	126	44	of	of	ADP
fbem-14771	126	45	goodness	goodness	NOUN
fbem-14771	126	46	of	of	ADP
fbem-14771	126	47	fit	fit	ADJ
fbem-14771	126	48	0.957	0.957	NUM
fbem-14771	126	49	>	>	SYM
fbem-14771	126	50	0.9	0.9	NUM
fbem-14771	126	51	nf	nf	NUM
fbem-14771	126	52	:	:	PUNCT
fbem-14771	126	53	gauge	gauge	VERB
fbem-14771	126	54	fit	fit	ADJ
fbem-14771	126	55	index	index	NOUN
fbem-14771	126	56	0.931	0.931	NUM
fbem-14771	126	57	>	>	PUNCT
fbem-14771	126	58	0.9，the	0.9，the	PRON
fbem-14771	126	59	closer	close	ADV
fbem-14771	126	60	the	the	DET
fbem-14771	126	61	value	value	NOUN
fbem-14771	126	62	is	be	AUX
fbem-14771	126	63	to	to	ADP
fbem-14771	126	64	1	1	NUM
fbem-14771	126	65	,	,	PUNCT
fbem-14771	126	66	the	the	DET
fbem-14771	126	67	better	well	ADJ
fbem-14771	126	68	ifi	ifi	NOUN
fbem-14771	126	69	:	:	PUNCT
fbem-14771	126	70	nfi	nfi	PROPN
fbem-14771	126	71	adjusted	adjust	VERB
fbem-14771	126	72	with	with	ADP
fbem-14771	126	73	degrees	degree	NOUN
fbem-14771	126	74	of	of	ADP
fbem-14771	126	75	freedom	freedom	NOUN
fbem-14771	126	76	0.940	0.940	NUM
fbem-14771	126	77	>	>	SYM
fbem-14771	126	78	0.9	0.9	NUM
fbem-14771	126	79	rfi	rfi	NOUN
fbem-14771	126	80	:	:	PUNCT
fbem-14771	126	81	relative	relative	ADJ
fbem-14771	126	82	fit	fit	ADJ
fbem-14771	126	83	index	index	NOUN
fbem-14771	126	84	0.933	0.933	NUM
fbem-14771	126	85	>	>	SYM
fbem-14771	126	86	0.9	0.9	NUM
fbem-14771	126	87	cfi	cfi	NOUN
fbem-14771	126	88	:	:	PUNCT
fbem-14771	126	89	comparison	comparison	NOUN
fbem-14771	126	90	fit	fit	ADJ
fbem-14771	126	91	index	index	NOUN
fbem-14771	126	92	0.940	0.940	NUM
fbem-14771	126	93	>	>	PUNCT
fbem-14771	126	94	0.9，the	0.9，the	PRON
fbem-14771	126	95	closer	close	ADV
fbem-14771	126	96	the	the	DET
fbem-14771	126	97	value	value	NOUN
fbem-14771	126	98	is	be	AUX
fbem-14771	126	99	to	to	ADP
fbem-14771	126	100	1	1	NUM
fbem-14771	126	101	,	,	PUNCT
fbem-14771	126	102	the	the	DET
fbem-14771	126	103	better	well	ADJ
fbem-14771	126	104	rmsea	rmsea	NOUN
fbem-14771	126	105	:	:	PUNCT
fbem-14771	126	106	approximate	approximate	ADJ
fbem-14771	126	107	error	error	NOUN
fbem-14771	126	108	to	to	PART
fbem-14771	126	109	root	root	VERB
fbem-14771	126	110	mean	mean	PROPN
fbem-14771	126	111	square	square	PROPN
fbem-14771	126	112	0.076	0.076	NUM
fbem-14771	126	113	<	<	X
fbem-14771	126	114	0.08，the	0.08，the	X
fbem-14771	126	115	smaller	small	ADJ
fbem-14771	126	116	the	the	PRON
fbem-14771	126	117	better	well	ADJ
fbem-14771	126	118	.	.	PUNCT
fbem-14771	127	1	table	table	NOUN
fbem-14771	127	2	6	6	NUM
fbem-14771	127	3	.	.	PUNCT
fbem-14771	128	1	sem	sem	PROPN
fbem-14771	128	2	path	path	PROPN
fbem-14771	128	3	coefficient	coefficient	PROPN
fbem-14771	128	4	estimation	estimation	NOUN
fbem-14771	128	5	table	table	NOUN
fbem-14771	128	6	of	of	ADP
fbem-14771	128	7	digital	digital	ADJ
fbem-14771	128	8	rmb	rmb	NOUN
fbem-14771	128	9	x	x	PUNCT
fbem-14771	128	10	→	→	SYM
fbem-14771	128	11	y	y	PROPN
fbem-14771	128	12	nonstandardized	nonstandardize	VERB
fbem-14771	128	13	path	path	PROPN
fbem-14771	128	14	coefficient	coefficient	PROPN
fbem-14771	128	15	estimation	estimation	PROPN
fbem-14771	128	16	s.e	s.e	PROPN
fbem-14771	128	17	.	.	PROPN
fbem-14771	128	18	c.r	c.r	PROPN
fbem-14771	128	19	.	.	PROPN
fbem-14771	129	1	p	p	PROPN
fbem-14771	129	2	standardized	standardized	ADJ
fbem-14771	129	3	path	path	NOUN
fbem-14771	129	4	coefficient	coefficient	NOUN
fbem-14771	129	5	estimation	estimation	NOUN
fbem-14771	129	6	feedback	feedback	NOUN
fbem-14771	129	7	mechanism	mechanism	NOUN
fbem-14771	129	8	factor	factor	NOUN
fbem-14771	129	9	→	→	SYM
fbem-14771	129	10	perceived	perceive	VERB
fbem-14771	129	11	ease	ease	NOUN
fbem-14771	129	12	factor	factor	NOUN
fbem-14771	129	13	0.812	0.812	NUM
fbem-14771	129	14	0.025	0.025	NUM
fbem-14771	129	15	33.041	33.041	NUM
fbem-14771	129	16	0.000	0.000	NUM
fbem-14771	129	17	0.999	0.999	NUM
fbem-14771	129	18	perceived	perceive	VERB
fbem-14771	129	19	ease	ease	NOUN
fbem-14771	129	20	factor	factor	NOUN
fbem-14771	129	21	→	→	SYM
fbem-14771	129	22	perceived	perceive	VERB
fbem-14771	129	23	usefulness	usefulness	NOUN
fbem-14771	129	24	factor	factor	NOUN
fbem-14771	129	25	1.148	1.148	NUM
fbem-14771	129	26	0.036	0.036	NUM
fbem-14771	129	27	31.943	31.943	NUM
fbem-14771	129	28	0.000	0.000	NUM
fbem-14771	129	29	0.995	0.995	NUM
fbem-14771	129	30	perceived	perceive	VERB
fbem-14771	129	31	ease	ease	NOUN
fbem-14771	129	32	factor	factor	NOUN
fbem-14771	129	33	→	→	SYM
fbem-14771	129	34	use	use	NOUN
fbem-14771	129	35	willingness	willingness	NOUN
fbem-14771	129	36	factor	factor	NOUN
fbem-14771	129	37	2.287	2.287	NUM
fbem-14771	129	38	1.357	1.357	NUM
fbem-14771	129	39	1.685	1.685	NUM
fbem-14771	129	40	0.092	0.092	NUM
fbem-14771	129	41	1.880	1.880	NUM
fbem-14771	129	42	perceived	perceive	VERB
fbem-14771	129	43	usefulness	usefulness	NOUN
fbem-14771	129	44	factor	factor	NOUN
fbem-14771	129	45	→	→	SYM
fbem-14771	129	46	use	use	NOUN
fbem-14771	129	47	willingness	willingness	NOUN
fbem-14771	129	48	factor	factor	NOUN
fbem-14771	129	49	-0.385	-0.385	PUNCT
fbem-14771	129	50	0.564	0.564	NUM
fbem-14771	129	51	-0.684	-0.684	NUM
fbem-14771	129	52	0.494	0.494	NUM
fbem-14771	129	53	-0.366	-0.366	NUM
fbem-14771	129	54	perceived	perceive	VERB
fbem-14771	129	55	risk	risk	NOUN
fbem-14771	129	56	factor	factor	NOUN
fbem-14771	129	57	→	→	SYM
fbem-14771	129	58	feedback	feedback	NOUN
fbem-14771	129	59	mechanism	mechanism	NOUN
fbem-14771	129	60	factor	factor	NOUN
fbem-14771	129	61	1.070	1.070	NUM
fbem-14771	129	62	0.031	0.031	NUM
fbem-14771	129	63	34.623	34.623	NUM
fbem-14771	129	64	0.000	0.000	NUM
fbem-14771	129	65	0.997	0.997	NUM
fbem-14771	129	66	perceived	perceive	VERB
fbem-14771	129	67	risk	risk	NOUN
fbem-14771	129	68	factor	factor	NOUN
fbem-14771	129	69	→	→	SYM
fbem-14771	129	70	use	use	NOUN
fbem-14771	129	71	willingness	willingness	NOUN
fbem-14771	129	72	factor	factor	NOUN
fbem-14771	129	73	-0.551	-0.551	NOUN
fbem-14771	129	74	0.988	0.988	NUM
fbem-14771	129	75	-0.558	-0.558	PUNCT
fbem-14771	129	76	0.577	0.577	NUM
fbem-14771	129	77	-0.520	-0.520	NUM
fbem-14771	129	78	feedback	feedback	NOUN
fbem-14771	129	79	mechanism	mechanism	NOUN
fbem-14771	129	80	factor	factor	NOUN
fbem-14771	129	81	→	→	PUNCT
fbem-14771	129	82	no	no	DET
fbem-14771	129	83	need	need	NOUN
fbem-14771	129	84	to	to	PART
fbem-14771	129	85	wait	wait	VERB
fbem-14771	129	86	for	for	ADP
fbem-14771	129	87	the	the	DET
fbem-14771	129	88	tedious	tedious	ADJ
fbem-14771	129	89	process	process	NOUN
fbem-14771	129	90	0.928	0.928	NUM
fbem-14771	129	91	0.027	0.027	NUM
fbem-14771	129	92	34.468	34.468	NUM
fbem-14771	129	93	0.000	0.000	NUM
fbem-14771	129	94	0.820	0.820	NUM
fbem-14771	129	95	feedback	feedback	NOUN
fbem-14771	129	96	mechanism	mechanism	NOUN
fbem-14771	129	97	factor	factor	NOUN
fbem-14771	129	98	→	→	PUNCT
fbem-14771	129	99	the	the	DET
fbem-14771	129	100	use	use	NOUN
fbem-14771	129	101	of	of	ADP
fbem-14771	129	102	digital	digital	ADJ
fbem-14771	129	103	rmb	rmb	NOUN
fbem-14771	129	104	is	be	AUX
fbem-14771	129	105	required	require	VERB
fbem-14771	129	106	0.901	0.901	NUM
fbem-14771	129	107	0.025	0.025	NUM
fbem-14771	129	108	35.469	35.469	NUM
fbem-14771	129	109	0	0	NUM
fbem-14771	129	110	..	..	SYM
fbem-14771	129	111	000	000	NUM
fbem-14771	129	112	0.834	0.834	NUM
fbem-14771	129	113	feedback	feedback	NOUN
fbem-14771	129	114	mechanism	mechanism	NOUN
fbem-14771	129	115	factor	factor	NOUN
fbem-14771	129	116	→	→	SYM
fbem-14771	129	117	be	be	AUX
fbem-14771	129	118	open	open	ADJ
fbem-14771	129	119	to	to	ADP
fbem-14771	129	120	new	new	ADJ
fbem-14771	129	121	things	thing	NOUN
fbem-14771	129	122	0.917	0.917	NUM
fbem-14771	129	123	0.026	0.026	NUM
fbem-14771	129	124	34.716	34.716	NUM
fbem-14771	129	125	0.000	0.000	NUM
fbem-14771	129	126	0.823	0.823	NUM
fbem-14771	129	127	feedback	feedback	NOUN
fbem-14771	129	128	mechanism	mechanism	NOUN
fbem-14771	129	129	factor	factor	NOUN
fbem-14771	129	130	→	→	PUNCT
fbem-14771	129	131	for	for	ADP
fbem-14771	129	132	all	all	DET
fbem-14771	129	133	groups	group	NOUN
fbem-14771	129	134	0.975	0.975	NUM
fbem-14771	129	135	0.026	0.026	NUM
fbem-14771	129	136	36.396	36.396	NUM
fbem-14771	129	137	0.000	0.000	NUM
fbem-14771	129	138	0.847	0.847	NUM
fbem-14771	129	139	feedback	feedback	NOUN
fbem-14771	129	140	mechanism	mechanism	NOUN
fbem-14771	129	141	factor	factor	NOUN
fbem-14771	129	142	→	→	SYM
fbem-14771	129	143	simple	simple	ADJ
fbem-14771	129	144	operation	operation	NOUN
fbem-14771	129	145	1.000	1.000	NUM
fbem-14771	129	146	0.838	0.838	NUM
fbem-14771	129	147	perceived	perceive	VERB
fbem-14771	129	148	ease	ease	NOUN
fbem-14771	129	149	factor	factor	NOUN
fbem-14771	129	150	→	→	SYM
fbem-14771	129	151	good	good	ADJ
fbem-14771	129	152	for	for	ADP
fbem-14771	129	153	financial	financial	ADJ
fbem-14771	129	154	planning	planning	NOUN
fbem-14771	129	155	1.215	1.215	NUM
fbem-14771	129	156	0.037	0.037	NUM
fbem-14771	129	157	33.202	33.202	NUM
fbem-14771	129	158	0.000	0.000	NUM
fbem-14771	129	159	0.839	0.839	NUM
fbem-14771	129	160	perceived	perceive	VERB
fbem-14771	129	161	ease	ease	NOUN
fbem-14771	129	162	factor	factor	NOUN
fbem-14771	129	163	→	→	PUNCT
fbem-14771	129	164	highly	highly	ADV
fbem-14771	129	165	integrated	integrate	VERB
fbem-14771	129	166	with	with	ADP
fbem-14771	129	167	life	life	NOUN
fbem-14771	129	168	1.120	1.120	NUM
fbem-14771	129	169	0.036	0.036	NUM
fbem-14771	129	170	31.528	31.528	NUM
fbem-14771	129	171	0.000	0.000	NUM
fbem-14771	129	172	0.809	0.809	NUM
fbem-14771	129	173	perceived	perceive	VERB
fbem-14771	129	174	ease	ease	NOUN
fbem-14771	129	175	factor	factor	NOUN
fbem-14771	129	176	→	→	SYM
fbem-14771	129	177	avoid	avoid	VERB
fbem-14771	129	178	fake	fake	ADJ
fbem-14771	129	179	money	money	NOUN
fbem-14771	129	180	1.176	1.176	NUM
fbem-14771	129	181	0.034	0.034	NUM
fbem-14771	129	182	34.304	34.304	NUM
fbem-14771	129	183	0.000	0.000	NUM
fbem-14771	129	184	0.858	0.858	NUM
fbem-14771	129	185	perceived	perceive	VERB
fbem-14771	129	186	ease	ease	NOUN
fbem-14771	129	187	factor	factor	NOUN
fbem-14771	129	188	→	→	SYM
fbem-14771	129	189	fast	fast	ADJ
fbem-14771	129	190	and	and	CCONJ
fbem-14771	129	191	convenient	convenient	ADJ
fbem-14771	129	192	payment	payment	NOUN
fbem-14771	129	193	1.272	1.272	NUM
fbem-14771	129	194	0.037	0.037	NUM
fbem-14771	129	195	34.694	34.694	NUM
fbem-14771	129	196	0.000	0.000	NUM
fbem-14771	129	197	0.864	0.864	NUM
fbem-14771	129	198	perceived	perceive	VERB
fbem-14771	129	199	ease	ease	NOUN
fbem-14771	129	200	factor	factor	NOUN
fbem-14771	129	201	→	→	SYM
fbem-14771	129	202	reduce	reduce	VERB
fbem-14771	129	203	the	the	DET
fbem-14771	129	204	risk	risk	NOUN
fbem-14771	129	205	of	of	ADP
fbem-14771	129	206	carrying	carry	VERB
fbem-14771	129	207	large	large	ADJ
fbem-14771	129	208	amounts	amount	NOUN
fbem-14771	129	209	of	of	ADP
fbem-14771	129	210	currency	currency	NOUN
fbem-14771	129	211	1.000	1.000	NUM
fbem-14771	129	212	0.800	0.800	NUM
fbem-14771	129	213	perceived	perceive	VERB
fbem-14771	129	214	usefulness	usefulness	NOUN
fbem-14771	129	215	factor	factor	NOUN
fbem-14771	129	216	→	→	PUNCT
fbem-14771	129	217	affect	affect	VERB
fbem-14771	129	218	personnel	personnel	NOUN
fbem-14771	129	219	employment	employment	NOUN
fbem-14771	129	220	0.999	0.999	NUM
fbem-14771	129	221	0.029	0.029	NUM
fbem-14771	129	222	34.269	34.269	NUM
fbem-14771	129	223	0.000	0.000	NUM
fbem-14771	129	224	0.863	0.863	NUM
fbem-14771	129	225	perceived	perceive	VERB
fbem-14771	129	226	usefulness	usefulness	NOUN
fbem-14771	129	227	factor	factor	NOUN
fbem-14771	129	228	→	→	SYM
fbem-14771	129	229	loss	loss	NOUN
fbem-14771	129	230	of	of	ADP
fbem-14771	129	231	mobile	mobile	ADJ
fbem-14771	129	232	terminal	terminal	ADJ
fbem-14771	129	233	results	result	NOUN
fbem-14771	129	234	in	in	ADP
fbem-14771	129	235	loss	loss	NOUN
fbem-14771	129	236	1.016	1.016	NUM
fbem-14771	129	237	0.030	0.030	NUM
fbem-14771	129	238	34.107	34.107	NUM
fbem-14771	129	239	0.000	0.000	NUM
fbem-14771	129	240	0.833	0.833	NUM
fbem-14771	129	241	perceived	perceive	VERB
fbem-14771	129	242	usefulness	usefulness	NOUN
fbem-14771	129	243	factor	factor	NOUN
fbem-14771	129	244	→	→	SYM
fbem-14771	129	245	network	network	NOUN
fbem-14771	129	246	communication	communication	NOUN
fbem-14771	129	247	security	security	NOUN
fbem-14771	129	248	needs	need	VERB
fbem-14771	129	249	to	to	PART
fbem-14771	129	250	be	be	AUX
fbem-14771	129	251	strengthened	strengthen	VERB
fbem-14771	129	252	1.030	1.030	NUM
fbem-14771	129	253	0.030	0.030	NUM
fbem-14771	129	254	33.945	33.945	NUM
fbem-14771	129	255	0.000	0.000	NUM
fbem-14771	129	256	0.831	0.831	NUM
fbem-14771	129	257	perceived	perceive	VERB
fbem-14771	129	258	usefulness	usefulness	NOUN
fbem-14771	129	259	factor	factor	NOUN
fbem-14771	129	260	→	→	SYM
fbem-14771	129	261	privacy	privacy	NOUN
fbem-14771	129	262	information	information	NOUN
fbem-14771	129	263	is	be	AUX
fbem-14771	129	264	easy	easy	ADJ
fbem-14771	129	265	to	to	PART
fbem-14771	129	266	leak	leak	VERB
fbem-14771	129	267	0.913	0.913	NUM
fbem-14771	129	268	0.029	0.029	NUM
fbem-14771	129	269	31.271	31.271	NUM
fbem-14771	129	270	0.000	0.000	NUM
fbem-14771	129	271	0.787	0.787	NUM
fbem-14771	129	272	perceived	perceive	VERB
fbem-14771	129	273	usefulness	usefulness	NOUN
fbem-14771	129	274	factor	factor	NOUN
fbem-14771	129	275	→	→	SYM
fbem-14771	129	276	relevant	relevant	ADJ
fbem-14771	129	277	laws	law	NOUN
fbem-14771	129	278	and	and	CCONJ
fbem-14771	129	279	regulations	regulation	NOUN
fbem-14771	129	280	are	be	AUX
fbem-14771	129	281	not	not	PART
fbem-14771	129	282	perfect	perfect	ADJ
fbem-14771	129	283	1.000	1.000	NUM
fbem-14771	129	284	0.822	0.822	NUM
fbem-14771	129	285	perceived	perceive	VERB
fbem-14771	129	286	risk	risk	NOUN
fbem-14771	129	287	factor	factor	NOUN
fbem-14771	129	288	→	→	SYM
fbem-14771	129	289	be	be	AUX
fbem-14771	129	290	able	able	ADJ
fbem-14771	129	291	to	to	PART
fbem-14771	129	292	find	find	VERB
fbem-14771	129	293	feedback	feedback	NOUN
fbem-14771	129	294	channels	channel	NOUN
fbem-14771	129	295	1.000	1.000	NUM
fbem-14771	129	296	0.832	0.832	NUM
fbem-14771	129	297	perceived	perceive	VERB
fbem-14771	129	298	risk	risk	NOUN
fbem-14771	129	299	factor	factor	NOUN
fbem-14771	129	300	→	→	PUNCT
fbem-14771	129	301	the	the	DET
fbem-14771	129	302	process	process	NOUN
fbem-14771	129	303	of	of	ADP
fbem-14771	129	304	solving	solve	VERB
fbem-14771	129	305	the	the	DET
fbem-14771	129	306	problem	problem	NOUN
fbem-14771	129	307	is	be	AUX
fbem-14771	129	308	satisfactory	satisfactory	ADJ
fbem-14771	129	309	1.025	1.025	NUM
fbem-14771	129	310	0.030	0.030	NUM
fbem-14771	129	311	34.077	34.077	NUM
fbem-14771	129	312	0.000	0.000	NUM
fbem-14771	129	313	0.821	0.821	NUM
fbem-14771	129	314	perceived	perceive	VERB
fbem-14771	129	315	risk	risk	NOUN
fbem-14771	129	316	factor	factor	NOUN
fbem-14771	129	317	→	→	PUNCT
fbem-14771	129	318	the	the	DET
fbem-14771	129	319	solution	solution	NOUN
fbem-14771	129	320	to	to	ADP
fbem-14771	129	321	the	the	DET
fbem-14771	129	322	problem	problem	NOUN
fbem-14771	129	323	is	be	AUX
fbem-14771	129	324	desired	desire	VERB
fbem-14771	129	325	0.991	0.991	NUM
fbem-14771	129	326	0.030	0.030	NUM
fbem-14771	129	327	32.941	32.941	NUM
fbem-14771	129	328	0.000	0.000	NUM
fbem-14771	129	329	0.804	0.804	NUM
fbem-14771	129	330	perceived	perceive	VERB
fbem-14771	129	331	risk	risk	NOUN
fbem-14771	129	332	factor	factor	NOUN
fbem-14771	129	333	→	→	SYM
fbem-14771	129	334	doubts	doubt	NOUN
fbem-14771	129	335	can	can	AUX
fbem-14771	129	336	be	be	AUX
fbem-14771	129	337	answered	answer	VERB
fbem-14771	129	338	0.956	0.956	NUM
fbem-14771	129	339	0.030	0.030	NUM
fbem-14771	129	340	32.224	32.224	NUM
fbem-14771	129	341	0.000	0.000	NUM
fbem-14771	129	342	0.792	0.792	NUM
fbem-14771	129	343	perceived	perceive	VERB
fbem-14771	129	344	risk	risk	NOUN
fbem-14771	129	345	factor	factor	NOUN
fbem-14771	129	346	→	→	PUNCT
fbem-14771	129	347	problems	problem	NOUN
fbem-14771	129	348	can	can	AUX
fbem-14771	129	349	be	be	AUX
fbem-14771	129	350	solved	solve	VERB
fbem-14771	129	351	in	in	ADP
fbem-14771	129	352	time	time	NOUN
fbem-14771	129	353	0.989	0.989	NUM
fbem-14771	129	354	0.029	0.029	NUM
fbem-14771	129	355	34.105	34.105	NUM
fbem-14771	129	356	0.000	0.000	NUM
fbem-14771	129	357	0.822	0.822	NUM
fbem-14771	129	358	use	use	NOUN
fbem-14771	129	359	willingness	willingness	NOUN
fbem-14771	129	360	factor	factor	NOUN
fbem-14771	129	361	→	→	SYM
fbem-14771	129	362	willing	willing	ADJ
fbem-14771	129	363	to	to	PART
fbem-14771	129	364	recommend	recommend	VERB
fbem-14771	129	365	digital	digital	ADJ
fbem-14771	129	366	rmb	rmb	NOUN
fbem-14771	129	367	to	to	ADP
fbem-14771	129	368	others	other	NOUN
fbem-14771	129	369	0.993	0.993	NUM
fbem-14771	129	370	0.027	0.027	NUM
fbem-14771	129	371	36.315	36.315	NUM
fbem-14771	129	372	0.000	0.000	NUM
fbem-14771	129	373	0.850	0.850	NUM
fbem-14771	129	374	use	use	NOUN
fbem-14771	129	375	willingness	willingness	NOUN
fbem-14771	129	376	factor	factor	NOUN
fbem-14771	129	377	→	→	SYM
fbem-14771	129	378	complementary	complementary	ADJ
fbem-14771	129	379	with	with	ADP
fbem-14771	129	380	other	other	ADJ
fbem-14771	129	381	payment	payment	NOUN
fbem-14771	129	382	methods	method	NOUN
fbem-14771	129	383	0.963	0.963	NUM
fbem-14771	129	384	0.028	0.028	NUM
fbem-14771	129	385	33.977	33.977	NUM
fbem-14771	129	386	0.000	0.000	NUM
fbem-14771	129	387	0.816	0.816	NUM
fbem-14771	129	388	use	use	NOUN
fbem-14771	129	389	willingness	willingness	NOUN
fbem-14771	129	390	factor	factor	NOUN
fbem-14771	129	391	→	→	SYM
fbem-14771	129	392	willing	willing	ADJ
fbem-14771	129	393	to	to	PART
fbem-14771	129	394	support	support	VERB
fbem-14771	129	395	the	the	DET
fbem-14771	129	396	development	development	NOUN
fbem-14771	129	397	of	of	ADP
fbem-14771	129	398	digital	digital	ADJ
fbem-14771	129	399	rmb	rmb	PROPN
fbem-14771	129	400	0.906	0.906	NUM
fbem-14771	129	401	0.028	0.028	NUM
fbem-14771	129	402	32.739	32.739	NUM
fbem-14771	129	403	0.000	0.000	NUM
fbem-14771	129	404	0.797	0.797	NUM
fbem-14771	129	405	use	use	NOUN
fbem-14771	129	406	willingness	willingness	NOUN
fbem-14771	129	407	factor	factor	NOUN
fbem-14771	129	408	→	→	SYM
fbem-14771	129	409	willing	willing	ADJ
fbem-14771	129	410	to	to	PART
fbem-14771	129	411	use	use	VERB
fbem-14771	129	412	digital	digital	ADJ
fbem-14771	129	413	rmb	rmb	NOUN
fbem-14771	129	414	0.848	0.848	NUM
fbem-14771	129	415	0.026	0.026	NUM
fbem-14771	129	416	32.097	32.097	NUM
fbem-14771	129	417	0.000	0.000	NUM
fbem-14771	129	418	0.787	0.787	NUM
fbem-14771	129	419	use	use	NOUN
fbem-14771	129	420	willingness	willingness	NOUN
fbem-14771	129	421	factor	factor	NOUN
fbem-14771	129	422	→	→	SYM
fbem-14771	129	423	think	think	VERB
fbem-14771	129	424	the	the	DET
fbem-14771	129	425	number	number	NOUN
fbem-14771	129	426	rmb	rmb	NOUN
fbem-14771	129	427	is	be	AUX
fbem-14771	129	428	worth	worth	ADJ
fbem-14771	129	429	using	use	VERB
fbem-14771	129	430	1.000	1.000	NUM
fbem-14771	129	431	0.836	0.836	NUM
fbem-14771	129	432	121	121	NUM
fbem-14771	129	433	5.4	5.4	NUM
fbem-14771	129	434	.	.	PUNCT
fbem-14771	130	1	model	model	NOUN
fbem-14771	130	2	conclusion	conclusion	NOUN
fbem-14771	130	3	the	the	DET
fbem-14771	130	4	following	follow	VERB
fbem-14771	130	5	conclusions	conclusion	NOUN
fbem-14771	130	6	can	can	AUX
fbem-14771	130	7	be	be	AUX
fbem-14771	130	8	drawn	draw	VERB
fbem-14771	130	9	from	from	ADP
fbem-14771	130	10	the	the	DET
fbem-14771	130	11	above	above	ADJ
fbem-14771	130	12	analysis	analysis	NOUN
fbem-14771	130	13	:	:	PUNCT
fbem-14771	130	14	(	(	PUNCT
fbem-14771	130	15	1	1	X
fbem-14771	130	16	)	)	PUNCT
fbem-14771	130	17	the	the	DET
fbem-14771	130	18	relationship	relationship	NOUN
fbem-14771	130	19	between	between	ADP
fbem-14771	130	20	latent	latent	NOUN
fbem-14771	130	21	variables	variable	NOUN
fbem-14771	130	22	perceived	perceive	VERB
fbem-14771	130	23	usefulness	usefulness	NOUN
fbem-14771	130	24	,	,	PUNCT
fbem-14771	130	25	perceived	perceive	VERB
fbem-14771	130	26	risk	risk	NOUN
fbem-14771	130	27	,	,	PUNCT
fbem-14771	130	28	and	and	CCONJ
fbem-14771	130	29	perceived	perceive	VERB
fbem-14771	130	30	ease	ease	NOUN
fbem-14771	130	31	of	of	ADP
fbem-14771	130	32	use	use	NOUN
fbem-14771	130	33	positively	positively	ADV
fbem-14771	130	34	influence	influence	NOUN
fbem-14771	130	35	willingness	willingness	NOUN
fbem-14771	130	36	to	to	PART
fbem-14771	130	37	use	use	VERB
fbem-14771	130	38	.	.	PUNCT
fbem-14771	131	1	it	it	PRON
fbem-14771	131	2	shows	show	VERB
fbem-14771	131	3	that	that	SCONJ
fbem-14771	131	4	if	if	SCONJ
fbem-14771	131	5	the	the	DET
fbem-14771	131	6	digital	digital	ADJ
fbem-14771	131	7	rmb	rmb	NOUN
fbem-14771	131	8	can	can	AUX
fbem-14771	131	9	highlight	highlight	VERB
fbem-14771	131	10	its	its	PRON
fbem-14771	131	11	own	own	ADJ
fbem-14771	131	12	role	role	NOUN
fbem-14771	131	13	,	,	PUNCT
fbem-14771	131	14	constantly	constantly	ADV
fbem-14771	131	15	improve	improve	VERB
fbem-14771	131	16	its	its	PRON
fbem-14771	131	17	own	own	ADJ
fbem-14771	131	18	functions	function	NOUN
fbem-14771	131	19	,	,	PUNCT
fbem-14771	131	20	and	and	CCONJ
fbem-14771	131	21	enhance	enhance	VERB
fbem-14771	131	22	its	its	PRON
fbem-14771	131	23	practicality	practicality	NOUN
fbem-14771	131	24	and	and	CCONJ
fbem-14771	131	25	security	security	NOUN
fbem-14771	131	26	,	,	PUNCT
fbem-14771	131	27	the	the	PRON
fbem-14771	131	28	more	more	ADJ
fbem-14771	131	29	people	people	NOUN
fbem-14771	131	30	support	support	VERB
fbem-14771	131	31	the	the	DET
fbem-14771	131	32	digital	digital	ADJ
fbem-14771	131	33	rmb	rmb	NOUN
fbem-14771	131	34	,	,	PUNCT
fbem-14771	131	35	the	the	PRON
fbem-14771	131	36	higher	high	ADJ
fbem-14771	131	37	their	their	PRON
fbem-14771	131	38	willingness	willingness	NOUN
fbem-14771	131	39	to	to	PART
fbem-14771	131	40	use	use	VERB
fbem-14771	131	41	the	the	DET
fbem-14771	131	42	digital	digital	ADJ
fbem-14771	131	43	rmb	rmb	NOUN
fbem-14771	131	44	.	.	PUNCT
fbem-14771	132	1	in	in	ADP
fbem-14771	132	2	addition	addition	NOUN
fbem-14771	132	3	,	,	PUNCT
fbem-14771	132	4	although	although	SCONJ
fbem-14771	132	5	perceived	perceive	VERB
fbem-14771	132	6	risk	risk	NOUN
fbem-14771	132	7	affects	affect	VERB
fbem-14771	132	8	people	people	NOUN
fbem-14771	132	9	's	's	PART
fbem-14771	132	10	willingness	willingness	NOUN
fbem-14771	132	11	to	to	PART
fbem-14771	132	12	use	use	VERB
fbem-14771	132	13	digital	digital	ADJ
fbem-14771	132	14	rmb	rmb	NOUN
fbem-14771	132	15	to	to	ADP
fbem-14771	132	16	a	a	DET
fbem-14771	132	17	lesser	less	ADJ
fbem-14771	132	18	extent	extent	NOUN
fbem-14771	132	19	,	,	PUNCT
fbem-14771	132	20	it	it	PRON
fbem-14771	132	21	can	can	AUX
fbem-14771	132	22	influence	influence	VERB
fbem-14771	132	23	the	the	DET
fbem-14771	132	24	willingness	willingness	NOUN
fbem-14771	132	25	to	to	PART
fbem-14771	132	26	use	use	VERB
fbem-14771	132	27	by	by	ADP
fbem-14771	132	28	influencing	influence	VERB
fbem-14771	132	29	other	other	ADJ
fbem-14771	132	30	factors	factor	NOUN
fbem-14771	132	31	.	.	PUNCT
fbem-14771	133	1	(	(	PUNCT
fbem-14771	133	2	2	2	X
fbem-14771	133	3	)	)	PUNCT
fbem-14771	133	4	the	the	DET
fbem-14771	133	5	relationship	relationship	NOUN
fbem-14771	133	6	between	between	ADP
fbem-14771	133	7	observed	observed	ADJ
fbem-14771	133	8	variables	variable	NOUN
fbem-14771	133	9	and	and	CCONJ
fbem-14771	133	10	latent	latent	NOUN
fbem-14771	133	11	variables	variable	NOUN
fbem-14771	133	12	according	accord	VERB
fbem-14771	133	13	to	to	ADP
fbem-14771	133	14	the	the	DET
fbem-14771	133	15	standardized	standardized	ADJ
fbem-14771	133	16	load	load	NOUN
fbem-14771	133	17	factor	factor	NOUN
fbem-14771	133	18	,	,	PUNCT
fbem-14771	133	19	among	among	ADP
fbem-14771	133	20	the	the	DET
fbem-14771	133	21	perceived	perceive	VERB
fbem-14771	133	22	ease	ease	NOUN
fbem-14771	133	23	of	of	ADP
fbem-14771	133	24	use	use	NOUN
fbem-14771	133	25	factors	factor	NOUN
fbem-14771	133	26	,	,	PUNCT
fbem-14771	133	27	"	"	PUNCT
fbem-14771	133	28	for	for	ADP
fbem-14771	133	29	all	all	DET
fbem-14771	133	30	groups	group	NOUN
fbem-14771	133	31	"	"	PUNCT
fbem-14771	133	32	has	have	VERB
fbem-14771	133	33	the	the	DET
fbem-14771	133	34	greatest	great	ADJ
fbem-14771	133	35	impact	impact	NOUN
fbem-14771	133	36	,	,	PUNCT
fbem-14771	133	37	which	which	PRON
fbem-14771	133	38	indicates	indicate	VERB
fbem-14771	133	39	that	that	SCONJ
fbem-14771	133	40	when	when	SCONJ
fbem-14771	133	41	using	use	VERB
fbem-14771	133	42	digital	digital	ADJ
fbem-14771	133	43	rmb	rmb	NOUN
fbem-14771	133	44	,	,	PUNCT
fbem-14771	133	45	people	people	NOUN
fbem-14771	133	46	pay	pay	VERB
fbem-14771	133	47	more	more	ADJ
fbem-14771	133	48	attention	attention	NOUN
fbem-14771	133	49	to	to	ADP
fbem-14771	133	50	whether	whether	SCONJ
fbem-14771	133	51	this	this	DET
fbem-14771	133	52	payment	payment	NOUN
fbem-14771	133	53	method	method	NOUN
fbem-14771	133	54	is	be	AUX
fbem-14771	133	55	practical	practical	ADJ
fbem-14771	133	56	and	and	CCONJ
fbem-14771	133	57	applicable	applicable	ADJ
fbem-14771	133	58	to	to	ADP
fbem-14771	133	59	a	a	DET
fbem-14771	133	60	certain	certain	ADJ
fbem-14771	133	61	extent	extent	NOUN
fbem-14771	133	62	.	.	PUNCT
fbem-14771	134	1	moreover	moreover	ADV
fbem-14771	134	2	,	,	PUNCT
fbem-14771	134	3	"	"	PUNCT
fbem-14771	134	4	simple	simple	ADJ
fbem-14771	134	5	operation	operation	NOUN
fbem-14771	134	6	"	"	PUNCT
fbem-14771	134	7	and	and	CCONJ
fbem-14771	134	8	"	"	PUNCT
fbem-14771	134	9	i	i	PRON
fbem-14771	134	10	have	have	VERB
fbem-14771	134	11	the	the	DET
fbem-14771	134	12	conditions	condition	NOUN
fbem-14771	134	13	to	to	PART
fbem-14771	134	14	use	use	VERB
fbem-14771	134	15	digital	digital	ADJ
fbem-14771	134	16	rmb	rmb	NOUN
fbem-14771	134	17	"	"	PUNCT
fbem-14771	134	18	also	also	ADV
fbem-14771	134	19	have	have	VERB
fbem-14771	134	20	a	a	DET
fbem-14771	134	21	certain	certain	ADJ
fbem-14771	134	22	impact	impact	NOUN
fbem-14771	134	23	on	on	ADP
fbem-14771	134	24	the	the	DET
fbem-14771	134	25	public	public	NOUN
fbem-14771	134	26	's	's	PART
fbem-14771	134	27	recognition	recognition	NOUN
fbem-14771	134	28	,	,	PUNCT
fbem-14771	134	29	indicating	indicate	VERB
fbem-14771	134	30	that	that	SCONJ
fbem-14771	134	31	if	if	SCONJ
fbem-14771	134	32	digital	digital	ADJ
fbem-14771	134	33	rmb	rmb	NOUN
fbem-14771	134	34	can	can	AUX
fbem-14771	134	35	continue	continue	VERB
fbem-14771	134	36	to	to	PART
fbem-14771	134	37	play	play	VERB
fbem-14771	134	38	its	its	PRON
fbem-14771	134	39	advantages	advantage	NOUN
fbem-14771	134	40	of	of	ADP
fbem-14771	134	41	simplicity	simplicity	NOUN
fbem-14771	134	42	and	and	CCONJ
fbem-14771	134	43	convenience	convenience	NOUN
fbem-14771	134	44	,	,	PUNCT
fbem-14771	134	45	optimize	optimize	VERB
fbem-14771	134	46	the	the	DET
fbem-14771	134	47	relevant	relevant	ADJ
fbem-14771	134	48	payment	payment	NOUN
fbem-14771	134	49	experience	experience	NOUN
fbem-14771	134	50	,	,	PUNCT
fbem-14771	134	51	it	it	PRON
fbem-14771	134	52	will	will	AUX
fbem-14771	134	53	be	be	AUX
fbem-14771	134	54	of	of	ADP
fbem-14771	134	55	great	great	ADJ
fbem-14771	134	56	help	help	NOUN
fbem-14771	134	57	to	to	PART
fbem-14771	134	58	improve	improve	VERB
fbem-14771	134	59	the	the	DET
fbem-14771	134	60	public	public	NOUN
fbem-14771	134	61	's	's	PART
fbem-14771	134	62	willingness	willingness	NOUN
fbem-14771	134	63	to	to	PART
fbem-14771	134	64	use	use	VERB
fbem-14771	134	65	.	.	PUNCT
fbem-14771	135	1	the	the	DET
fbem-14771	135	2	most	most	ADV
fbem-14771	135	3	influential	influential	ADJ
fbem-14771	135	4	factor	factor	NOUN
fbem-14771	135	5	of	of	ADP
fbem-14771	135	6	perceived	perceive	VERB
fbem-14771	135	7	usefulness	usefulness	NOUN
fbem-14771	135	8	is	be	AUX
fbem-14771	135	9	"	"	PUNCT
fbem-14771	135	10	payment	payment	NOUN
fbem-14771	135	11	speed	speed	NOUN
fbem-14771	135	12	and	and	CCONJ
fbem-14771	135	13	convenience	convenience	NOUN
fbem-14771	135	14	"	"	PUNCT
fbem-14771	135	15	.	.	PUNCT
fbem-14771	136	1	among	among	ADP
fbem-14771	136	2	the	the	DET
fbem-14771	136	3	perceived	perceive	VERB
fbem-14771	136	4	risk	risk	NOUN
fbem-14771	136	5	factors	factor	NOUN
fbem-14771	136	6	,	,	PUNCT
fbem-14771	136	7	the	the	DET
fbem-14771	136	8	most	most	ADV
fbem-14771	136	9	important	important	ADJ
fbem-14771	136	10	indicator	indicator	NOUN
fbem-14771	136	11	that	that	PRON
fbem-14771	136	12	has	have	VERB
fbem-14771	136	13	an	an	DET
fbem-14771	136	14	impact	impact	NOUN
fbem-14771	136	15	on	on	ADP
fbem-14771	136	16	the	the	DET
fbem-14771	136	17	recognition	recognition	NOUN
fbem-14771	136	18	of	of	ADP
fbem-14771	136	19	digital	digital	ADJ
fbem-14771	136	20	rmb	rmb	NOUN
fbem-14771	136	21	is	be	AUX
fbem-14771	136	22	"	"	PUNCT
fbem-14771	136	23	affecting	affect	VERB
fbem-14771	136	24	people	people	NOUN
fbem-14771	136	25	's	's	PART
fbem-14771	136	26	employment	employment	NOUN
fbem-14771	136	27	"	"	PUNCT
fbem-14771	136	28	,	,	PUNCT
fbem-14771	136	29	followed	follow	VERB
fbem-14771	136	30	by	by	ADP
fbem-14771	136	31	"	"	PUNCT
fbem-14771	136	32	loss	loss	NOUN
fbem-14771	136	33	of	of	ADP
fbem-14771	136	34	mobile	mobile	ADJ
fbem-14771	136	35	terminals	terminal	NOUN
fbem-14771	136	36	resulting	result	VERB
fbem-14771	136	37	in	in	ADP
fbem-14771	136	38	loss	loss	NOUN
fbem-14771	136	39	"	"	PUNCT
fbem-14771	136	40	.	.	PUNCT
fbem-14771	137	1	the	the	DET
fbem-14771	137	2	most	most	ADV
fbem-14771	137	3	influential	influential	ADJ
fbem-14771	137	4	feedback	feedback	NOUN
fbem-14771	137	5	mechanism	mechanism	NOUN
fbem-14771	137	6	factor	factor	NOUN
fbem-14771	137	7	is	be	AUX
fbem-14771	137	8	"	"	PUNCT
fbem-14771	137	9	being	be	AUX
fbem-14771	137	10	able	able	ADJ
fbem-14771	137	11	to	to	PART
fbem-14771	137	12	find	find	VERB
fbem-14771	137	13	feedback	feedback	NOUN
fbem-14771	137	14	channels	channel	NOUN
fbem-14771	137	15	"	"	PUNCT
fbem-14771	137	16	.	.	PUNCT
fbem-14771	138	1	it	it	PRON
fbem-14771	138	2	can	can	AUX
fbem-14771	138	3	be	be	AUX
fbem-14771	138	4	seen	see	VERB
fbem-14771	138	5	that	that	SCONJ
fbem-14771	138	6	people	people	NOUN
fbem-14771	138	7	are	be	AUX
fbem-14771	138	8	more	more	ADV
fbem-14771	138	9	concerned	concerned	ADJ
fbem-14771	138	10	about	about	ADP
fbem-14771	138	11	the	the	DET
fbem-14771	138	12	feedback	feedback	NOUN
fbem-14771	138	13	service	service	NOUN
fbem-14771	138	14	channels	channel	NOUN
fbem-14771	138	15	of	of	ADP
fbem-14771	138	16	digital	digital	ADJ
fbem-14771	138	17	rmb	rmb	NOUN
fbem-14771	138	18	.	.	PUNCT
fbem-14771	139	1	the	the	DET
fbem-14771	139	2	most	most	ADV
fbem-14771	139	3	influential	influential	ADJ
fbem-14771	139	4	use	use	NOUN
fbem-14771	139	5	of	of	ADP
fbem-14771	139	6	willingness	willingness	NOUN
fbem-14771	139	7	factors	factor	NOUN
fbem-14771	139	8	is	be	AUX
fbem-14771	139	9	"	"	PUNCT
fbem-14771	139	10	i	i	PRON
fbem-14771	139	11	would	would	AUX
fbem-14771	139	12	recommend	recommend	VERB
fbem-14771	139	13	the	the	DET
fbem-14771	139	14	digital	digital	PROPN
fbem-14771	139	15	yuan	yuan	PROPN
fbem-14771	139	16	to	to	ADP
fbem-14771	139	17	others	other	NOUN
fbem-14771	139	18	.	.	PUNCT
fbem-14771	139	19	"	"	PUNCT
fbem-14771	140	1	6	6	NUM
fbem-14771	140	2	.	.	X
fbem-14771	140	3	conclusion	conclusion	NOUN
fbem-14771	140	4	and	and	CCONJ
fbem-14771	140	5	suggestion	suggestion	NOUN
fbem-14771	140	6	6.1	6.1	NUM
fbem-14771	140	7	.	.	PUNCT
fbem-14771	141	1	conclusion	conclusion	NOUN
fbem-14771	141	2	6.1.1	6.1.1	NUM
fbem-14771	141	3	.	.	PUNCT
fbem-14771	142	1	publicity	publicity	NOUN
fbem-14771	142	2	and	and	CCONJ
fbem-14771	142	3	science	science	NOUN
fbem-14771	142	4	popularization	popularization	NOUN
fbem-14771	142	5	are	be	AUX
fbem-14771	142	6	not	not	PART
fbem-14771	142	7	in	in	ADP
fbem-14771	142	8	place	place	NOUN
fbem-14771	142	9	,	,	PUNCT
fbem-14771	142	10	and	and	CCONJ
fbem-14771	142	11	the	the	DET
fbem-14771	142	12	public	public	NOUN
fbem-14771	142	13	does	do	AUX
fbem-14771	142	14	not	not	PART
fbem-14771	142	15	understand	understand	VERB
fbem-14771	142	16	and	and	CCONJ
fbem-14771	142	17	pay	pay	VERB
fbem-14771	142	18	no	no	DET
fbem-14771	142	19	attention	attention	NOUN
fbem-14771	142	20	to	to	ADP
fbem-14771	142	21	the	the	DET
fbem-14771	142	22	digital	digital	ADJ
fbem-14771	142	23	rmb	rmb	NOUN
fbem-14771	142	24	(	(	PUNCT
fbem-14771	142	25	1	1	X
fbem-14771	142	26	)	)	PUNCT
fbem-14771	142	27	the	the	DET
fbem-14771	142	28	publicity	publicity	NOUN
fbem-14771	142	29	channels	channel	NOUN
fbem-14771	142	30	are	be	AUX
fbem-14771	142	31	narrow	narrow	ADJ
fbem-14771	142	32	according	accord	VERB
fbem-14771	142	33	to	to	ADP
fbem-14771	142	34	the	the	DET
fbem-14771	142	35	survey	survey	NOUN
fbem-14771	142	36	,	,	PUNCT
fbem-14771	142	37	most	most	ADJ
fbem-14771	142	38	people	people	NOUN
fbem-14771	142	39	understand	understand	VERB
fbem-14771	142	40	the	the	DET
fbem-14771	142	41	digital	digital	ADJ
fbem-14771	142	42	rmb	rmb	NOUN
fbem-14771	142	43	through	through	ADP
fbem-14771	142	44	tv	tv	NOUN
fbem-14771	142	45	news	news	NOUN
fbem-14771	142	46	,	,	PUNCT
fbem-14771	142	47	accounting	account	VERB
fbem-14771	142	48	for	for	ADP
fbem-14771	142	49	24.8	24.8	NUM
fbem-14771	142	50	%	%	NOUN
fbem-14771	142	51	,	,	PUNCT
fbem-14771	142	52	and	and	CCONJ
fbem-14771	142	53	23.30	23.30	NUM
fbem-14771	142	54	%	%	NOUN
fbem-14771	142	55	of	of	ADP
fbem-14771	142	56	people	people	NOUN
fbem-14771	142	57	understand	understand	VERB
fbem-14771	142	58	the	the	DET
fbem-14771	142	59	digital	digital	ADJ
fbem-14771	142	60	rmb	rmb	NOUN
fbem-14771	142	61	through	through	ADP
fbem-14771	142	62	the	the	DET
fbem-14771	142	63	information	information	NOUN
fbem-14771	142	64	of	of	ADP
fbem-14771	142	65	people	people	NOUN
fbem-14771	142	66	around	around	ADP
fbem-14771	142	67	them	they	PRON
fbem-14771	142	68	.	.	PUNCT
fbem-14771	143	1	research	research	NOUN
fbem-14771	143	2	on	on	ADP
fbem-14771	143	3	the	the	DET
fbem-14771	143	4	internet	internet	NOUN
fbem-14771	143	5	,	,	PUNCT
fbem-14771	143	6	social	social	ADJ
fbem-14771	143	7	media	medium	NOUN
fbem-14771	143	8	and	and	CCONJ
fbem-14771	143	9	social	social	ADJ
fbem-14771	143	10	networks	network	NOUN
fbem-14771	143	11	only	only	ADV
fbem-14771	143	12	accounted	account	VERB
fbem-14771	143	13	for	for	ADP
fbem-14771	143	14	17.9	17.9	NUM
fbem-14771	143	15	%	%	NOUN
fbem-14771	143	16	.	.	PUNCT
fbem-14771	144	1	only	only	ADV
fbem-14771	144	2	4.60	4.60	NUM
fbem-14771	144	3	percent	percent	NOUN
fbem-14771	144	4	of	of	ADP
fbem-14771	144	5	students	student	NOUN
fbem-14771	144	6	learned	learn	VERB
fbem-14771	144	7	science	science	NOUN
fbem-14771	144	8	through	through	ADP
fbem-14771	144	9	community	community	NOUN
fbem-14771	144	10	publicity	publicity	NOUN
fbem-14771	144	11	and	and	CCONJ
fbem-14771	144	12	school	school	NOUN
fbem-14771	144	13	teachers	teacher	NOUN
fbem-14771	144	14	.	.	PUNCT
fbem-14771	145	1	less	less	ADJ
fbem-14771	145	2	of	of	ADP
fbem-14771	145	3	the	the	DET
fbem-14771	145	4	population	population	NOUN
fbem-14771	145	5	is	be	AUX
fbem-14771	145	6	known	know	VERB
fbem-14771	145	7	through	through	ADP
fbem-14771	145	8	other	other	ADJ
fbem-14771	145	9	channels	channel	NOUN
fbem-14771	145	10	of	of	ADP
fbem-14771	145	11	communication	communication	NOUN
fbem-14771	145	12	.	.	PUNCT
fbem-14771	146	1	(	(	PUNCT
fbem-14771	146	2	2	2	X
fbem-14771	146	3	)	)	PUNCT
fbem-14771	146	4	people	people	NOUN
fbem-14771	146	5	pay	pay	VERB
fbem-14771	146	6	less	less	ADJ
fbem-14771	146	7	attention	attention	NOUN
fbem-14771	146	8	to	to	ADP
fbem-14771	146	9	digital	digital	ADJ
fbem-14771	146	10	tokens	token	NOUN
fbem-14771	146	11	in	in	ADP
fbem-14771	146	12	the	the	DET
fbem-14771	146	13	questionnaire	questionnaire	NOUN
fbem-14771	146	14	survey	survey	NOUN
fbem-14771	146	15	,	,	PUNCT
fbem-14771	146	16	51.8	51.8	NUM
fbem-14771	146	17	%	%	NOUN
fbem-14771	146	18	of	of	ADP
fbem-14771	146	19	the	the	DET
fbem-14771	146	20	public	public	NOUN
fbem-14771	146	21	showed	show	VERB
fbem-14771	146	22	that	that	SCONJ
fbem-14771	146	23	they	they	PRON
fbem-14771	146	24	basically	basically	ADV
fbem-14771	146	25	did	do	AUX
fbem-14771	146	26	not	not	PART
fbem-14771	146	27	know	know	VERB
fbem-14771	146	28	or	or	CCONJ
fbem-14771	146	29	did	do	AUX
fbem-14771	146	30	not	not	PART
fbem-14771	146	31	know	know	VERB
fbem-14771	146	32	much	much	ADJ
fbem-14771	146	33	about	about	ADP
fbem-14771	146	34	the	the	DET
fbem-14771	146	35	digital	digital	ADJ
fbem-14771	146	36	rmb	rmb	NOUN
fbem-14771	146	37	,	,	PUNCT
fbem-14771	146	38	and	and	CCONJ
fbem-14771	146	39	59.2	59.2	NUM
fbem-14771	146	40	%	%	NOUN
fbem-14771	146	41	of	of	ADP
fbem-14771	146	42	the	the	DET
fbem-14771	146	43	people	people	NOUN
fbem-14771	146	44	believed	believe	VERB
fbem-14771	146	45	that	that	SCONJ
fbem-14771	146	46	the	the	DET
fbem-14771	146	47	digital	digital	ADJ
fbem-14771	146	48	rmb	rmb	NOUN
fbem-14771	146	49	had	have	VERB
fbem-14771	146	50	the	the	DET
fbem-14771	146	51	same	same	ADJ
fbem-14771	146	52	nature	nature	NOUN
fbem-14771	146	53	as	as	ADP
fbem-14771	146	54	alipay	alipay	PROPN
fbem-14771	146	55	and	and	CCONJ
fbem-14771	146	56	wechat	wechat	NOUN
fbem-14771	146	57	pay	pay	VERB
fbem-14771	146	58	or	or	CCONJ
fbem-14771	146	59	could	could	AUX
fbem-14771	146	60	not	not	PART
fbem-14771	146	61	distinguish	distinguish	VERB
fbem-14771	146	62	the	the	DET
fbem-14771	146	63	difference	difference	NOUN
fbem-14771	146	64	between	between	ADP
fbem-14771	146	65	the	the	DET
fbem-14771	146	66	two	two	NUM
fbem-14771	146	67	.	.	PUNCT
fbem-14771	147	1	the	the	DET
fbem-14771	147	2	above	above	ADJ
fbem-14771	147	3	data	datum	NOUN
fbem-14771	147	4	shows	show	VERB
fbem-14771	147	5	that	that	SCONJ
fbem-14771	147	6	the	the	DET
fbem-14771	147	7	public	public	NOUN
fbem-14771	147	8	's	's	PART
fbem-14771	147	9	attention	attention	NOUN
fbem-14771	147	10	and	and	CCONJ
fbem-14771	147	11	understanding	understanding	NOUN
fbem-14771	147	12	of	of	ADP
fbem-14771	147	13	the	the	DET
fbem-14771	147	14	digital	digital	ADJ
fbem-14771	147	15	rmb	rmb	NOUN
fbem-14771	147	16	related	relate	VERB
fbem-14771	147	17	information	information	NOUN
fbem-14771	147	18	is	be	AUX
fbem-14771	147	19	not	not	PART
fbem-14771	147	20	high	high	ADJ
fbem-14771	147	21	,	,	PUNCT
fbem-14771	147	22	resulting	result	VERB
fbem-14771	147	23	in	in	ADP
fbem-14771	147	24	a	a	DET
fbem-14771	147	25	low	low	ADJ
fbem-14771	147	26	degree	degree	NOUN
fbem-14771	147	27	of	of	ADP
fbem-14771	147	28	recognition	recognition	NOUN
fbem-14771	147	29	.	.	PUNCT
fbem-14771	148	1	(	(	PUNCT
fbem-14771	148	2	3	3	X
fbem-14771	148	3	)	)	PUNCT
fbem-14771	148	4	people	people	NOUN
fbem-14771	148	5	's	's	PART
fbem-14771	148	6	low	low	ADJ
fbem-14771	148	7	understanding	understanding	NOUN
fbem-14771	148	8	of	of	ADP
fbem-14771	148	9	the	the	DET
fbem-14771	148	10	functions	function	NOUN
fbem-14771	148	11	of	of	ADP
fbem-14771	148	12	digital	digital	ADJ
fbem-14771	148	13	rmb	rmb	NOUN
fbem-14771	148	14	leads	lead	VERB
fbem-14771	148	15	to	to	ADP
fbem-14771	148	16	low	low	ADJ
fbem-14771	148	17	willingness	willingness	NOUN
fbem-14771	148	18	to	to	PART
fbem-14771	148	19	use	use	VERB
fbem-14771	148	20	it	it	PRON
fbem-14771	148	21	through	through	ADP
fbem-14771	148	22	the	the	DET
fbem-14771	148	23	questionnaire	questionnaire	NOUN
fbem-14771	148	24	survey	survey	NOUN
fbem-14771	148	25	,	,	PUNCT
fbem-14771	148	26	it	it	PRON
fbem-14771	148	27	can	can	AUX
fbem-14771	148	28	be	be	AUX
fbem-14771	148	29	found	find	VERB
fbem-14771	148	30	that	that	SCONJ
fbem-14771	148	31	nearly	nearly	ADV
fbem-14771	148	32	half	half	NOUN
fbem-14771	148	33	of	of	ADP
fbem-14771	148	34	the	the	DET
fbem-14771	148	35	people	people	NOUN
fbem-14771	148	36	do	do	AUX
fbem-14771	148	37	not	not	PART
fbem-14771	148	38	know	know	VERB
fbem-14771	148	39	the	the	DET
fbem-14771	148	40	features	feature	NOUN
fbem-14771	148	41	and	and	CCONJ
fbem-14771	148	42	functions	function	NOUN
fbem-14771	148	43	of	of	ADP
fbem-14771	148	44	digital	digital	ADJ
fbem-14771	148	45	rmb	rmb	NOUN
fbem-14771	148	46	.	.	PUNCT
fbem-14771	149	1	according	accord	VERB
fbem-14771	149	2	to	to	ADP
fbem-14771	149	3	the	the	DET
fbem-14771	149	4	interview	interview	NOUN
fbem-14771	149	5	,	,	PUNCT
fbem-14771	149	6	the	the	DET
fbem-14771	149	7	people	people	NOUN
fbem-14771	149	8	do	do	AUX
fbem-14771	149	9	not	not	PART
fbem-14771	149	10	know	know	VERB
fbem-14771	149	11	that	that	SCONJ
fbem-14771	149	12	digital	digital	ADJ
fbem-14771	149	13	rmb	rmb	NOUN
fbem-14771	149	14	has	have	VERB
fbem-14771	149	15	dual	dual	ADJ
fbem-14771	149	16	offline	offline	ADJ
fbem-14771	149	17	functions	function	NOUN
fbem-14771	149	18	,	,	PUNCT
fbem-14771	149	19	adopts	adopt	VERB
fbem-14771	149	20	a	a	DET
fbem-14771	149	21	two	two	NUM
fbem-14771	149	22	-	-	PUNCT
fbem-14771	149	23	tier	tier	NOUN
fbem-14771	149	24	delivery	delivery	NOUN
fbem-14771	149	25	system	system	NOUN
fbem-14771	149	26	of	of	ADP
fbem-14771	149	27	"	"	PUNCT
fbem-14771	149	28	central	central	ADJ
fbem-14771	149	29	bankagent	bankagent	NOUN
fbem-14771	149	30	commercial	commercial	ADJ
fbem-14771	149	31	institution	institution	NOUN
fbem-14771	149	32	"	"	PUNCT
fbem-14771	149	33	and	and	CCONJ
fbem-14771	149	34	can	can	AUX
fbem-14771	149	35	protect	protect	VERB
fbem-14771	149	36	the	the	DET
fbem-14771	149	37	privacy	privacy	NOUN
fbem-14771	149	38	of	of	ADP
fbem-14771	149	39	the	the	DET
fbem-14771	149	40	people	people	NOUN
fbem-14771	149	41	.	.	PUNCT
fbem-14771	150	1	due	due	ADP
fbem-14771	150	2	to	to	ADP
fbem-14771	150	3	the	the	DET
fbem-14771	150	4	lack	lack	NOUN
fbem-14771	150	5	of	of	ADP
fbem-14771	150	6	understanding	understanding	NOUN
fbem-14771	150	7	of	of	ADP
fbem-14771	150	8	the	the	DET
fbem-14771	150	9	functions	function	NOUN
fbem-14771	150	10	,	,	PUNCT
fbem-14771	150	11	the	the	DET
fbem-14771	150	12	people	people	NOUN
fbem-14771	150	13	have	have	VERB
fbem-14771	150	14	some	some	DET
fbem-14771	150	15	misunderstandings	misunderstanding	NOUN
fbem-14771	150	16	about	about	ADP
fbem-14771	150	17	digital	digital	ADJ
fbem-14771	150	18	rmb	rmb	NOUN
fbem-14771	150	19	.	.	PUNCT
fbem-14771	151	1	it	it	PRON
fbem-14771	151	2	is	be	AUX
fbem-14771	151	3	not	not	PART
fbem-14771	151	4	understood	understand	VERB
fbem-14771	151	5	that	that	SCONJ
fbem-14771	151	6	the	the	DET
fbem-14771	151	7	convenience	convenience	NOUN
fbem-14771	151	8	and	and	CCONJ
fbem-14771	151	9	convenience	convenience	NOUN
fbem-14771	151	10	of	of	ADP
fbem-14771	151	11	the	the	DET
fbem-14771	151	12	digital	digital	PROPN
fbem-14771	151	13	yuan	yuan	PROPN
fbem-14771	151	14	has	have	AUX
fbem-14771	151	15	reduced	reduce	VERB
fbem-14771	151	16	people	people	NOUN
fbem-14771	151	17	's	's	PART
fbem-14771	151	18	willingness	willingness	NOUN
fbem-14771	151	19	to	to	PART
fbem-14771	151	20	use	use	VERB
fbem-14771	151	21	it	it	PRON
fbem-14771	151	22	.	.	PUNCT
fbem-14771	152	1	6.1.2	6.1.2	X
fbem-14771	152	2	.	.	PUNCT
fbem-14771	153	1	people	people	NOUN
fbem-14771	153	2	are	be	AUX
fbem-14771	153	3	used	use	VERB
fbem-14771	153	4	to	to	ADP
fbem-14771	153	5	using	use	VERB
fbem-14771	153	6	third	third	ADJ
fbem-14771	153	7	-	-	PUNCT
fbem-14771	153	8	party	party	NOUN
fbem-14771	153	9	mobile	mobile	ADJ
fbem-14771	153	10	payment	payment	NOUN
fbem-14771	153	11	,	,	PUNCT
fbem-14771	153	12	and	and	CCONJ
fbem-14771	153	13	some	some	PRON
fbem-14771	153	14	are	be	AUX
fbem-14771	153	15	reluctant	reluctant	ADJ
fbem-14771	153	16	to	to	PART
fbem-14771	153	17	accept	accept	VERB
fbem-14771	153	18	new	new	ADJ
fbem-14771	153	19	things	thing	NOUN
fbem-14771	153	20	(	(	PUNCT
fbem-14771	153	21	1	1	X
fbem-14771	153	22	)	)	PUNCT
fbem-14771	153	23	the	the	DET
fbem-14771	153	24	habit	habit	NOUN
fbem-14771	153	25	of	of	ADP
fbem-14771	153	26	using	use	VERB
fbem-14771	153	27	mobile	mobile	ADJ
fbem-14771	153	28	payment	payment	NOUN
fbem-14771	153	29	leads	lead	VERB
fbem-14771	153	30	to	to	ADP
fbem-14771	153	31	the	the	DET
fbem-14771	153	32	frustration	frustration	NOUN
fbem-14771	153	33	of	of	ADP
fbem-14771	153	34	people	people	NOUN
fbem-14771	153	35	's	's	PART
fbem-14771	153	36	willingness	willingness	NOUN
fbem-14771	153	37	to	to	PART
fbem-14771	153	38	use	use	VERB
fbem-14771	153	39	digital	digital	ADJ
fbem-14771	153	40	rmb	rmb	NOUN
fbem-14771	153	41	most	most	ADJ
fbem-14771	153	42	people	people	NOUN
fbem-14771	153	43	are	be	AUX
fbem-14771	153	44	more	more	ADV
fbem-14771	153	45	willing	willing	ADJ
fbem-14771	153	46	to	to	PART
fbem-14771	153	47	use	use	VERB
fbem-14771	153	48	mobile	mobile	ADJ
fbem-14771	153	49	payment	payment	NOUN
fbem-14771	153	50	rather	rather	ADV
fbem-14771	153	51	than	than	ADP
fbem-14771	153	52	digital	digital	ADJ
fbem-14771	153	53	rmb	rmb	NOUN
fbem-14771	153	54	.	.	PUNCT
fbem-14771	154	1	according	accord	VERB
fbem-14771	154	2	to	to	ADP
fbem-14771	154	3	the	the	DET
fbem-14771	154	4	questionnaire	questionnaire	NOUN
fbem-14771	154	5	survey	survey	NOUN
fbem-14771	154	6	,	,	PUNCT
fbem-14771	154	7	people	people	NOUN
fbem-14771	154	8	are	be	AUX
fbem-14771	154	9	already	already	ADV
fbem-14771	154	10	familiar	familiar	ADJ
fbem-14771	154	11	with	with	ADP
fbem-14771	154	12	the	the	DET
fbem-14771	154	13	use	use	NOUN
fbem-14771	154	14	of	of	ADP
fbem-14771	154	15	mobile	mobile	ADJ
fbem-14771	154	16	payment	payment	NOUN
fbem-14771	154	17	,	,	PUNCT
fbem-14771	154	18	up	up	ADP
fbem-14771	154	19	to	to	PART
fbem-14771	154	20	99	99	NUM
fbem-14771	154	21	%	%	NOUN
fbem-14771	154	22	of	of	ADP
fbem-14771	154	23	the	the	DET
fbem-14771	154	24	people	people	NOUN
fbem-14771	154	25	use	use	VERB
fbem-14771	154	26	mobile	mobile	ADJ
fbem-14771	154	27	payment	payment	NOUN
fbem-14771	154	28	,	,	PUNCT
fbem-14771	154	29	65.5	65.5	NUM
fbem-14771	154	30	%	%	NOUN
fbem-14771	154	31	of	of	ADP
fbem-14771	154	32	the	the	DET
fbem-14771	154	33	people	people	NOUN
fbem-14771	154	34	use	use	VERB
fbem-14771	154	35	mobile	mobile	ADJ
fbem-14771	154	36	payment	payment	NOUN
fbem-14771	154	37	very	very	ADV
fbem-14771	154	38	frequently	frequently	ADV
fbem-14771	154	39	or	or	CCONJ
fbem-14771	154	40	relatively	relatively	ADV
fbem-14771	154	41	frequently	frequently	ADV
fbem-14771	154	42	.	.	PUNCT
fbem-14771	155	1	(	(	PUNCT
fbem-14771	155	2	2	2	X
fbem-14771	155	3	)	)	PUNCT
fbem-14771	155	4	unwilling	unwilling	ADJ
fbem-14771	155	5	to	to	PART
fbem-14771	155	6	accept	accept	VERB
fbem-14771	155	7	the	the	DET
fbem-14771	155	8	use	use	NOUN
fbem-14771	155	9	of	of	ADP
fbem-14771	155	10	new	new	ADJ
fbem-14771	155	11	things	thing	NOUN
fbem-14771	155	12	and	and	CCONJ
fbem-14771	155	13	special	special	ADJ
fbem-14771	155	14	people	people	NOUN
fbem-14771	155	15	through	through	ADP
fbem-14771	155	16	the	the	DET
fbem-14771	155	17	analysis	analysis	NOUN
fbem-14771	155	18	,	,	PUNCT
fbem-14771	155	19	it	it	PRON
fbem-14771	155	20	can	can	AUX
fbem-14771	155	21	be	be	AUX
fbem-14771	155	22	seen	see	VERB
fbem-14771	155	23	that	that	SCONJ
fbem-14771	155	24	being	be	AUX
fbem-14771	155	25	willing	willing	ADJ
fbem-14771	155	26	to	to	PART
fbem-14771	155	27	accept	accept	VERB
fbem-14771	155	28	new	new	ADJ
fbem-14771	155	29	things	thing	NOUN
fbem-14771	155	30	is	be	AUX
fbem-14771	155	31	an	an	DET
fbem-14771	155	32	important	important	ADJ
fbem-14771	155	33	indicator	indicator	NOUN
fbem-14771	155	34	,	,	PUNCT
fbem-14771	155	35	and	and	CCONJ
fbem-14771	155	36	some	some	DET
fbem-14771	155	37	people	people	NOUN
fbem-14771	155	38	are	be	AUX
fbem-14771	155	39	unwilling	unwilling	ADJ
fbem-14771	155	40	to	to	PART
fbem-14771	155	41	accept	accept	VERB
fbem-14771	155	42	new	new	ADJ
fbem-14771	155	43	things	thing	NOUN
fbem-14771	155	44	,	,	PUNCT
fbem-14771	155	45	which	which	PRON
fbem-14771	155	46	makes	make	VERB
fbem-14771	155	47	it	it	PRON
fbem-14771	155	48	difficult	difficult	ADJ
fbem-14771	155	49	to	to	PART
fbem-14771	155	50	promote	promote	VERB
fbem-14771	155	51	digital	digital	ADJ
fbem-14771	155	52	rmb	rmb	NOUN
fbem-14771	155	53	.	.	PUNCT
fbem-14771	156	1	according	accord	VERB
fbem-14771	156	2	to	to	ADP
fbem-14771	156	3	the	the	DET
fbem-14771	156	4	actual	actual	ADJ
fbem-14771	156	5	interview	interview	NOUN
fbem-14771	156	6	,	,	PUNCT
fbem-14771	156	7	some	some	DET
fbem-14771	156	8	people	people	NOUN
fbem-14771	156	9	are	be	AUX
fbem-14771	156	10	not	not	PART
fbem-14771	156	11	willing	willing	ADJ
fbem-14771	156	12	to	to	PART
fbem-14771	156	13	change	change	VERB
fbem-14771	156	14	their	their	PRON
fbem-14771	156	15	living	living	NOUN
fbem-14771	156	16	habits	habit	NOUN
fbem-14771	156	17	and	and	CCONJ
fbem-14771	156	18	re	re	VERB
fbem-14771	156	19	-	-	VERB
fbem-14771	156	20	learn	learn	VERB
fbem-14771	156	21	new	new	ADJ
fbem-14771	156	22	payment	payment	NOUN
fbem-14771	156	23	methods	method	NOUN
fbem-14771	156	24	,	,	PUNCT
fbem-14771	156	25	and	and	CCONJ
fbem-14771	156	26	some	some	DET
fbem-14771	156	27	elderly	elderly	ADJ
fbem-14771	156	28	people	people	NOUN
fbem-14771	156	29	say	say	VERB
fbem-14771	156	30	that	that	SCONJ
fbem-14771	156	31	it	it	PRON
fbem-14771	156	32	is	be	AUX
fbem-14771	156	33	difficult	difficult	ADJ
fbem-14771	156	34	to	to	PART
fbem-14771	156	35	learn	learn	VERB
fbem-14771	156	36	new	new	ADJ
fbem-14771	156	37	payment	payment	NOUN
fbem-14771	156	38	methods	method	NOUN
fbem-14771	156	39	,	,	PUNCT
fbem-14771	156	40	and	and	CCONJ
fbem-14771	156	41	they	they	PRON
fbem-14771	156	42	are	be	AUX
fbem-14771	156	43	more	more	ADV
fbem-14771	156	44	willing	willing	ADJ
fbem-14771	156	45	to	to	PART
fbem-14771	156	46	use	use	VERB
fbem-14771	156	47	mobile	mobile	ADJ
fbem-14771	156	48	payment	payment	NOUN
fbem-14771	156	49	that	that	PRON
fbem-14771	156	50	is	be	AUX
fbem-14771	156	51	already	already	ADV
fbem-14771	156	52	familiar	familiar	ADJ
fbem-14771	156	53	with	with	ADP
fbem-14771	156	54	the	the	DET
fbem-14771	156	55	operation	operation	NOUN
fbem-14771	156	56	.	.	PUNCT
fbem-14771	157	1	6.1.3	6.1.3	ADJ
fbem-14771	157	2	.	.	PUNCT
fbem-14771	158	1	there	there	PRON
fbem-14771	158	2	are	be	VERB
fbem-14771	158	3	some	some	DET
fbem-14771	158	4	factors	factor	NOUN
fbem-14771	158	5	that	that	PRON
fbem-14771	158	6	lead	lead	VERB
fbem-14771	158	7	to	to	ADP
fbem-14771	158	8	low	low	ADJ
fbem-14771	158	9	public	public	ADJ
fbem-14771	158	10	recognition	recognition	NOUN
fbem-14771	158	11	and	and	CCONJ
fbem-14771	158	12	low	low	ADJ
fbem-14771	158	13	willingness	willingness	NOUN
fbem-14771	158	14	to	to	PART
fbem-14771	158	15	use	use	VERB
fbem-14771	158	16	,	,	PUNCT
fbem-14771	158	17	which	which	PRON
fbem-14771	158	18	hinder	hinder	VERB
fbem-14771	158	19	development	development	NOUN
fbem-14771	158	20	(	(	PUNCT
fbem-14771	158	21	1	1	NUM
fbem-14771	158	22	)	)	PUNCT
fbem-14771	158	23	immature	immature	ADJ
fbem-14771	158	24	technical	technical	ADJ
fbem-14771	158	25	foundation	foundation	NOUN
fbem-14771	158	26	,	,	PUNCT
fbem-14771	158	27	imperfect	imperfect	ADJ
fbem-14771	158	28	regulatory	regulatory	ADJ
fbem-14771	158	29	system	system	NOUN
fbem-14771	158	30	and	and	CCONJ
fbem-14771	158	31	laws	law	NOUN
fbem-14771	158	32	and	and	CCONJ
fbem-14771	158	33	regulations	regulation	NOUN
fbem-14771	158	34	according	accord	VERB
fbem-14771	158	35	to	to	ADP
fbem-14771	158	36	the	the	DET
fbem-14771	158	37	data	datum	NOUN
fbem-14771	158	38	,	,	PUNCT
fbem-14771	158	39	47.1	47.1	NUM
fbem-14771	158	40	%	%	NOUN
fbem-14771	158	41	of	of	ADP
fbem-14771	158	42	the	the	DET
fbem-14771	158	43	people	people	NOUN
fbem-14771	158	44	believe	believe	VERB
fbem-14771	158	45	that	that	SCONJ
fbem-14771	158	46	the	the	DET
fbem-14771	158	47	immature	immature	ADJ
fbem-14771	158	48	technical	technical	ADJ
fbem-14771	158	49	foundation	foundation	NOUN
fbem-14771	158	50	and	and	CCONJ
fbem-14771	158	51	unclear	unclear	ADJ
fbem-14771	158	52	application	application	NOUN
fbem-14771	158	53	scenarios	scenario	NOUN
fbem-14771	158	54	are	be	AUX
fbem-14771	158	55	the	the	DET
fbem-14771	158	56	main	main	ADJ
fbem-14771	158	57	obstacles	obstacle	NOUN
fbem-14771	158	58	to	to	ADP
fbem-14771	158	59	the	the	DET
fbem-14771	158	60	issuance	issuance	NOUN
fbem-14771	158	61	of	of	ADP
fbem-14771	158	62	digital	digital	ADJ
fbem-14771	158	63	rmb	rmb	NOUN
fbem-14771	158	64	.	.	PUNCT
fbem-14771	159	1	the	the	DET
fbem-14771	159	2	lack	lack	NOUN
fbem-14771	159	3	of	of	ADP
fbem-14771	159	4	sound	sound	ADJ
fbem-14771	159	5	laws	law	NOUN
fbem-14771	159	6	and	and	CCONJ
fbem-14771	159	7	regulations	regulation	NOUN
fbem-14771	159	8	and	and	CCONJ
fbem-14771	159	9	incomplete	incomplete	ADJ
fbem-14771	159	10	supporting	support	VERB
fbem-14771	159	11	facilities	facility	NOUN
fbem-14771	159	12	are	be	AUX
fbem-14771	159	13	also	also	ADV
fbem-14771	159	14	considered	consider	VERB
fbem-14771	159	15	to	to	PART
fbem-14771	159	16	be	be	AUX
fbem-14771	159	17	a	a	DET
fbem-14771	159	18	big	big	ADJ
fbem-14771	159	19	obstacle	obstacle	NOUN
fbem-14771	159	20	.	.	PUNCT
fbem-14771	160	1	(	(	PUNCT
fbem-14771	160	2	2	2	X
fbem-14771	160	3	)	)	PUNCT
fbem-14771	160	4	the	the	DET
fbem-14771	160	5	impact	impact	NOUN
fbem-14771	160	6	on	on	ADP
fbem-14771	160	7	people	people	NOUN
fbem-14771	160	8	's	's	PART
fbem-14771	160	9	employment	employment	NOUN
fbem-14771	160	10	hinders	hinder	VERB
fbem-14771	160	11	the	the	DET
fbem-14771	160	12	development	development	NOUN
fbem-14771	160	13	of	of	ADP
fbem-14771	160	14	digital	digital	ADJ
fbem-14771	160	15	rmb	rmb	NOUN
fbem-14771	160	16	"	"	PUNCT
fbem-14771	160	17	affecting	affect	VERB
fbem-14771	160	18	people	people	NOUN
fbem-14771	160	19	's	's	PART
fbem-14771	160	20	employment	employment	NOUN
fbem-14771	160	21	"	"	PUNCT
fbem-14771	160	22	has	have	AUX
fbem-14771	160	23	become	become	VERB
fbem-14771	160	24	an	an	DET
fbem-14771	160	25	important	important	ADJ
fbem-14771	160	26	indicator	indicator	NOUN
fbem-14771	160	27	affecting	affect	VERB
fbem-14771	160	28	the	the	DET
fbem-14771	160	29	recognition	recognition	NOUN
fbem-14771	160	30	of	of	ADP
fbem-14771	160	31	digital	digital	ADJ
fbem-14771	160	32	rmb	rmb	NOUN
fbem-14771	160	33	.	.	PUNCT
fbem-14771	161	1	the	the	DET
fbem-14771	161	2	government	government	NOUN
fbem-14771	161	3	should	should	AUX
fbem-14771	161	4	pay	pay	VERB
fbem-14771	161	5	attention	attention	NOUN
fbem-14771	161	6	to	to	ADP
fbem-14771	161	7	such	such	ADJ
fbem-14771	161	8	problems	problem	NOUN
fbem-14771	161	9	,	,	PUNCT
fbem-14771	161	10	and	and	CCONJ
fbem-14771	161	11	propose	propose	VERB
fbem-14771	161	12	corresponding	corresponding	ADJ
fbem-14771	161	13	measures	measure	NOUN
fbem-14771	161	14	and	and	CCONJ
fbem-14771	161	15	policies	policy	NOUN
fbem-14771	161	16	to	to	PART
fbem-14771	161	17	solve	solve	VERB
fbem-14771	161	18	such	such	ADJ
fbem-14771	161	19	employment	employment	NOUN
fbem-14771	161	20	problems	problem	NOUN
fbem-14771	161	21	in	in	ADP
fbem-14771	161	22	terms	term	NOUN
fbem-14771	161	23	of	of	ADP
fbem-14771	161	24	personnel	personnel	NOUN
fbem-14771	161	25	's	's	PART
fbem-14771	161	26	employment	employment	NOUN
fbem-14771	161	27	,	,	PUNCT
fbem-14771	161	28	so	so	SCONJ
fbem-14771	161	29	as	as	SCONJ
fbem-14771	161	30	to	to	PART
fbem-14771	161	31	ensure	ensure	VERB
fbem-14771	161	32	people	people	NOUN
fbem-14771	161	33	's	's	PART
fbem-14771	161	34	livelihood	livelihood	NOUN
fbem-14771	161	35	,	,	PUNCT
fbem-14771	161	36	enhance	enhance	VERB
fbem-14771	161	37	people	people	NOUN
fbem-14771	161	38	's	's	PART
fbem-14771	161	39	sense	sense	NOUN
fbem-14771	161	40	of	of	ADP
fbem-14771	161	41	happiness	happiness	NOUN
fbem-14771	161	42	,	,	PUNCT
fbem-14771	161	43	satisfaction	satisfaction	NOUN
fbem-14771	161	44	and	and	CCONJ
fbem-14771	161	45	gain	gain	NOUN
fbem-14771	161	46	,	,	PUNCT
fbem-14771	161	47	and	and	CCONJ
fbem-14771	161	48	promote	promote	VERB
fbem-14771	161	49	the	the	DET
fbem-14771	161	50	normal	normal	ADJ
fbem-14771	161	51	development	development	NOUN
fbem-14771	161	52	of	of	ADP
fbem-14771	161	53	the	the	DET
fbem-14771	161	54	national	national	ADJ
fbem-14771	161	55	economy	economy	NOUN
fbem-14771	161	56	.	.	PUNCT
fbem-14771	162	1	(	(	PUNCT
fbem-14771	162	2	3	3	X
fbem-14771	162	3	)	)	PUNCT
fbem-14771	162	4	the	the	DET
fbem-14771	162	5	problem	problem	NOUN
fbem-14771	162	6	of	of	ADP
fbem-14771	162	7	imperfect	imperfect	ADJ
fbem-14771	162	8	digital	digital	ADJ
fbem-14771	162	9	rmb	rmb	NOUN
fbem-14771	162	10	service	service	NOUN
fbem-14771	162	11	channels	channel	NOUN
fbem-14771	162	12	needs	need	VERB
fbem-14771	162	13	to	to	PART
fbem-14771	162	14	be	be	AUX
fbem-14771	162	15	solved	solve	VERB
fbem-14771	162	16	urgently	urgently	ADV
fbem-14771	162	17	among	among	ADP
fbem-14771	162	18	the	the	DET
fbem-14771	162	19	feedback	feedback	NOUN
fbem-14771	162	20	factors	factor	NOUN
fbem-14771	162	21	,	,	PUNCT
fbem-14771	162	22	"	"	PUNCT
fbem-14771	162	23	being	be	AUX
fbem-14771	162	24	able	able	ADJ
fbem-14771	162	25	to	to	PART
fbem-14771	162	26	find	find	VERB
fbem-14771	162	27	feedback	feedback	NOUN
fbem-14771	162	28	channels	channel	NOUN
fbem-14771	162	29	"	"	PUNCT
fbem-14771	162	30	has	have	VERB
fbem-14771	162	31	the	the	DET
fbem-14771	162	32	greatest	great	ADJ
fbem-14771	162	33	impact	impact	NOUN
fbem-14771	162	34	.	.	PUNCT
fbem-14771	163	1	it	it	PRON
fbem-14771	163	2	can	can	AUX
fbem-14771	163	3	be	be	AUX
fbem-14771	163	4	seen	see	VERB
fbem-14771	163	5	that	that	SCONJ
fbem-14771	163	6	people	people	NOUN
fbem-14771	163	7	are	be	AUX
fbem-14771	163	8	more	more	ADV
fbem-14771	163	9	concerned	concerned	ADJ
fbem-14771	163	10	about	about	ADP
fbem-14771	163	11	the	the	DET
fbem-14771	163	12	feedback	feedback	NOUN
fbem-14771	163	13	service	service	NOUN
fbem-14771	163	14	channels	channel	NOUN
fbem-14771	163	15	of	of	ADP
fbem-14771	163	16	digital	digital	ADJ
fbem-14771	163	17	rmb	rmb	NOUN
fbem-14771	163	18	.	.	PUNCT
fbem-14771	164	1	if	if	SCONJ
fbem-14771	164	2	the	the	DET
fbem-14771	164	3	government	government	NOUN
fbem-14771	164	4	can	can	AUX
fbem-14771	164	5	strengthen	strengthen	VERB
fbem-14771	164	6	the	the	DET
fbem-14771	164	7	construction	construction	NOUN
fbem-14771	164	8	of	of	ADP
fbem-14771	164	9	feedback	feedback	NOUN
fbem-14771	164	10	channels	channel	NOUN
fbem-14771	164	11	and	and	CCONJ
fbem-14771	164	12	strive	strive	VERB
fbem-14771	164	13	to	to	PART
fbem-14771	164	14	solve	solve	VERB
fbem-14771	164	15	the	the	DET
fbem-14771	164	16	problems	problem	NOUN
fbem-14771	164	17	of	of	ADP
fbem-14771	164	18	users	user	NOUN
fbem-14771	164	19	,	,	PUNCT
fbem-14771	164	20	it	it	PRON
fbem-14771	164	21	will	will	AUX
fbem-14771	164	22	be	be	AUX
fbem-14771	164	23	able	able	ADJ
fbem-14771	164	24	to	to	PART
fbem-14771	164	25	effectively	effectively	ADV
fbem-14771	164	26	expand	expand	VERB
fbem-14771	164	27	the	the	DET
fbem-14771	164	28	scope	scope	NOUN
fbem-14771	164	29	of	of	ADP
fbem-14771	164	30	people	people	NOUN
fbem-14771	164	31	and	and	CCONJ
fbem-14771	164	32	enhance	enhance	VERB
fbem-14771	164	33	the	the	DET
fbem-14771	164	34	cohesivity	cohesivity	NOUN
fbem-14771	164	35	of	of	ADP
fbem-14771	164	36	people	people	NOUN
fbem-14771	164	37	.	.	PUNCT
fbem-14771	165	1	122	122	NUM
fbem-14771	165	2	(	(	PUNCT
fbem-14771	165	3	4	4	NUM
fbem-14771	165	4	)	)	PUNCT
fbem-14771	165	5	perceived	perceive	VERB
fbem-14771	165	6	usefulness	usefulness	NOUN
fbem-14771	165	7	and	and	CCONJ
fbem-14771	165	8	perceived	perceive	VERB
fbem-14771	165	9	ease	ease	NOUN
fbem-14771	165	10	of	of	ADP
fbem-14771	165	11	use	use	NOUN
fbem-14771	165	12	factors	factor	NOUN
fbem-14771	165	13	can	can	AUX
fbem-14771	165	14	greatly	greatly	ADV
fbem-14771	165	15	affect	affect	VERB
fbem-14771	165	16	the	the	DET
fbem-14771	165	17	willingness	willingness	NOUN
fbem-14771	165	18	to	to	PART
fbem-14771	165	19	use	use	VERB
fbem-14771	165	20	digital	digital	ADJ
fbem-14771	165	21	rmb	rmb	NOUN
fbem-14771	165	22	from	from	ADP
fbem-14771	165	23	the	the	DET
fbem-14771	165	24	above	above	ADJ
fbem-14771	165	25	analysis	analysis	NOUN
fbem-14771	165	26	,	,	PUNCT
fbem-14771	165	27	it	it	PRON
fbem-14771	165	28	can	can	AUX
fbem-14771	165	29	be	be	AUX
fbem-14771	165	30	seen	see	VERB
fbem-14771	165	31	that	that	SCONJ
fbem-14771	165	32	perceived	perceive	VERB
fbem-14771	165	33	usefulness	usefulness	NOUN
fbem-14771	165	34	and	and	CCONJ
fbem-14771	165	35	perceived	perceive	VERB
fbem-14771	165	36	ease	ease	NOUN
fbem-14771	165	37	of	of	ADP
fbem-14771	165	38	use	use	NOUN
fbem-14771	165	39	can	can	AUX
fbem-14771	165	40	positively	positively	ADV
fbem-14771	165	41	affect	affect	VERB
fbem-14771	165	42	people	people	NOUN
fbem-14771	165	43	's	's	PART
fbem-14771	165	44	willingness	willingness	NOUN
fbem-14771	165	45	to	to	PART
fbem-14771	165	46	use	use	VERB
fbem-14771	165	47	digital	digital	ADJ
fbem-14771	165	48	rmb	rmb	NOUN
fbem-14771	165	49	.	.	PUNCT
fbem-14771	166	1	banks	bank	NOUN
fbem-14771	166	2	should	should	AUX
fbem-14771	166	3	give	give	VERB
fbem-14771	166	4	full	full	ADJ
fbem-14771	166	5	play	play	NOUN
fbem-14771	166	6	to	to	ADP
fbem-14771	166	7	the	the	DET
fbem-14771	166	8	effectiveness	effectiveness	NOUN
fbem-14771	166	9	of	of	ADP
fbem-14771	166	10	digital	digital	ADJ
fbem-14771	166	11	rmb	rmb	NOUN
fbem-14771	166	12	,	,	PUNCT
fbem-14771	166	13	constantly	constantly	ADV
fbem-14771	166	14	improve	improve	VERB
fbem-14771	166	15	their	their	PRON
fbem-14771	166	16	functions	function	NOUN
fbem-14771	166	17	,	,	PUNCT
fbem-14771	166	18	improve	improve	VERB
fbem-14771	166	19	practicality	practicality	NOUN
fbem-14771	166	20	and	and	CCONJ
fbem-14771	166	21	security	security	NOUN
fbem-14771	166	22	,	,	PUNCT
fbem-14771	166	23	and	and	CCONJ
fbem-14771	166	24	the	the	DET
fbem-14771	166	25	public	public	NOUN
fbem-14771	166	26	will	will	AUX
fbem-14771	166	27	support	support	VERB
fbem-14771	166	28	and	and	CCONJ
fbem-14771	166	29	use	use	VERB
fbem-14771	166	30	digital	digital	ADJ
fbem-14771	166	31	rmb	rmb	NOUN
fbem-14771	166	32	more	more	ADV
fbem-14771	166	33	strongly	strongly	ADV
fbem-14771	166	34	.	.	PUNCT
fbem-14771	167	1	(	(	PUNCT
fbem-14771	167	2	5	5	X
fbem-14771	167	3	)	)	PUNCT
fbem-14771	167	4	the	the	DET
fbem-14771	167	5	central	central	ADJ
fbem-14771	167	6	bank	bank	NOUN
fbem-14771	167	7	issued	issue	VERB
fbem-14771	167	8	,	,	PUNCT
fbem-14771	167	9	easy	easy	ADJ
fbem-14771	167	10	to	to	PART
fbem-14771	167	11	operate	operate	VERB
fbem-14771	167	12	,	,	PUNCT
fbem-14771	167	13	anonymous	anonymous	ADJ
fbem-14771	167	14	payment	payment	NOUN
fbem-14771	167	15	makes	make	VERB
fbem-14771	167	16	digital	digital	ADJ
fbem-14771	167	17	rmb	rmb	NOUN
fbem-14771	167	18	more	more	ADV
fbem-14771	167	19	recognized	recognize	VERB
fbem-14771	167	20	people	people	NOUN
fbem-14771	167	21	's	's	PART
fbem-14771	167	22	willingness	willingness	NOUN
fbem-14771	167	23	to	to	PART
fbem-14771	167	24	use	use	VERB
fbem-14771	167	25	digital	digital	ADJ
fbem-14771	167	26	rmb	rmb	NOUN
fbem-14771	167	27	is	be	AUX
fbem-14771	167	28	generally	generally	ADV
fbem-14771	167	29	high	high	ADJ
fbem-14771	167	30	,	,	PUNCT
fbem-14771	167	31	and	and	CCONJ
fbem-14771	167	32	the	the	DET
fbem-14771	167	33	number	number	NOUN
fbem-14771	167	34	of	of	ADP
fbem-14771	167	35	people	people	NOUN
fbem-14771	167	36	willing	willing	ADJ
fbem-14771	167	37	to	to	PART
fbem-14771	167	38	use	use	VERB
fbem-14771	167	39	digital	digital	ADJ
fbem-14771	167	40	rmb	rmb	NOUN
fbem-14771	167	41	is	be	AUX
fbem-14771	167	42	not	not	PART
fbem-14771	167	43	small	small	ADJ
fbem-14771	167	44	compared	compare	VERB
fbem-14771	167	45	with	with	ADP
fbem-14771	167	46	integrating	integrate	VERB
fbem-14771	167	47	into	into	ADP
fbem-14771	167	48	life	life	NOUN
fbem-14771	167	49	and	and	CCONJ
fbem-14771	167	50	using	use	VERB
fbem-14771	167	51	mobile	mobile	ADJ
fbem-14771	167	52	payment	payment	NOUN
fbem-14771	167	53	habits	habit	NOUN
fbem-14771	167	54	.	.	PUNCT
fbem-14771	168	1	from	from	ADP
fbem-14771	168	2	the	the	DET
fbem-14771	168	3	sentiment	sentiment	NOUN
fbem-14771	168	4	analysis	analysis	NOUN
fbem-14771	168	5	,	,	PUNCT
fbem-14771	168	6	it	it	PRON
fbem-14771	168	7	is	be	AUX
fbem-14771	168	8	also	also	ADV
fbem-14771	168	9	easy	easy	ADJ
fbem-14771	168	10	to	to	PART
fbem-14771	168	11	find	find	VERB
fbem-14771	168	12	that	that	SCONJ
fbem-14771	168	13	the	the	DET
fbem-14771	168	14	public	public	NOUN
fbem-14771	168	15	's	's	PART
fbem-14771	168	16	recognition	recognition	NOUN
fbem-14771	168	17	of	of	ADP
fbem-14771	168	18	digital	digital	ADJ
fbem-14771	168	19	rmb	rmb	NOUN
fbem-14771	168	20	is	be	AUX
fbem-14771	168	21	close	close	ADJ
fbem-14771	168	22	to	to	ADP
fbem-14771	168	23	completely	completely	ADV
fbem-14771	168	24	positive	positive	ADJ
fbem-14771	168	25	.	.	PUNCT
fbem-14771	169	1	the	the	DET
fbem-14771	169	2	analysis	analysis	NOUN
fbem-14771	169	3	believes	believe	VERB
fbem-14771	169	4	that	that	SCONJ
fbem-14771	169	5	the	the	DET
fbem-14771	169	6	digital	digital	ADJ
fbem-14771	169	7	rmb	rmb	NOUN
fbem-14771	169	8	issued	issue	VERB
fbem-14771	169	9	by	by	ADP
fbem-14771	169	10	the	the	DET
fbem-14771	169	11	central	central	PROPN
fbem-14771	169	12	bank	bank	NOUN
fbem-14771	169	13	,	,	PUNCT
fbem-14771	169	14	simple	simple	ADJ
fbem-14771	169	15	and	and	CCONJ
fbem-14771	169	16	convenient	convenient	ADJ
fbem-14771	169	17	operation	operation	NOUN
fbem-14771	169	18	,	,	PUNCT
fbem-14771	169	19	and	and	CCONJ
fbem-14771	169	20	can	can	AUX
fbem-14771	169	21	protect	protect	VERB
fbem-14771	169	22	privacy	privacy	NOUN
fbem-14771	169	23	to	to	ADP
fbem-14771	169	24	a	a	DET
fbem-14771	169	25	large	large	ADJ
fbem-14771	169	26	extent	extent	NOUN
fbem-14771	169	27	are	be	AUX
fbem-14771	169	28	the	the	DET
fbem-14771	169	29	main	main	ADJ
fbem-14771	169	30	reasons	reason	NOUN
fbem-14771	169	31	for	for	ADP
fbem-14771	169	32	the	the	DET
fbem-14771	169	33	trust	trust	NOUN
fbem-14771	169	34	of	of	ADP
fbem-14771	169	35	the	the	DET
fbem-14771	169	36	public	public	NOUN
fbem-14771	169	37	.	.	PUNCT
fbem-14771	170	1	in	in	ADP
fbem-14771	170	2	the	the	DET
fbem-14771	170	3	correlation	correlation	NOUN
fbem-14771	170	4	analysis	analysis	NOUN
fbem-14771	170	5	,	,	PUNCT
fbem-14771	170	6	we	we	PRON
fbem-14771	170	7	can	can	AUX
fbem-14771	170	8	know	know	VERB
fbem-14771	170	9	that	that	SCONJ
fbem-14771	170	10	the	the	DET
fbem-14771	170	11	group	group	NOUN
fbem-14771	170	12	that	that	PRON
fbem-14771	170	13	believes	believe	VERB
fbem-14771	170	14	that	that	SCONJ
fbem-14771	170	15	the	the	DET
fbem-14771	170	16	digital	digital	ADJ
fbem-14771	170	17	rmb	rmb	NOUN
fbem-14771	170	18	improves	improve	VERB
fbem-14771	170	19	the	the	DET
fbem-14771	170	20	convenience	convenience	NOUN
fbem-14771	170	21	and	and	CCONJ
fbem-14771	170	22	transparency	transparency	NOUN
fbem-14771	170	23	of	of	ADP
fbem-14771	170	24	economic	economic	ADJ
fbem-14771	170	25	transactions	transaction	NOUN
fbem-14771	170	26	has	have	VERB
fbem-14771	170	27	a	a	DET
fbem-14771	170	28	higher	high	ADJ
fbem-14771	170	29	degree	degree	NOUN
fbem-14771	170	30	of	of	ADP
fbem-14771	170	31	recognition	recognition	NOUN
fbem-14771	170	32	,	,	PUNCT
fbem-14771	170	33	and	and	CCONJ
fbem-14771	170	34	the	the	DET
fbem-14771	170	35	further	further	ADJ
fbem-14771	170	36	development	development	NOUN
fbem-14771	170	37	of	of	ADP
fbem-14771	170	38	the	the	DET
fbem-14771	170	39	digital	digital	ADJ
fbem-14771	170	40	rmb	rmb	NOUN
fbem-14771	170	41	can	can	AUX
fbem-14771	170	42	start	start	VERB
fbem-14771	170	43	from	from	ADP
fbem-14771	170	44	these	these	DET
fbem-14771	170	45	two	two	NUM
fbem-14771	170	46	aspects	aspect	NOUN
fbem-14771	170	47	.	.	PUNCT
fbem-14771	171	1	(	(	PUNCT
fbem-14771	171	2	6	6	NUM
fbem-14771	171	3	)	)	PUNCT
fbem-14771	171	4	limitations	limitation	NOUN
fbem-14771	171	5	of	of	ADP
fbem-14771	171	6	application	application	NOUN
fbem-14771	171	7	scenarios	scenario	NOUN
fbem-14771	171	8	lead	lead	VERB
fbem-14771	171	9	to	to	PART
fbem-14771	171	10	decreased	decrease	VERB
fbem-14771	171	11	willingness	willingness	NOUN
fbem-14771	171	12	to	to	PART
fbem-14771	171	13	use	use	VERB
fbem-14771	171	14	according	accord	VERB
fbem-14771	171	15	to	to	ADP
fbem-14771	171	16	the	the	DET
fbem-14771	171	17	data	datum	NOUN
fbem-14771	171	18	analysis	analysis	NOUN
fbem-14771	171	19	,	,	PUNCT
fbem-14771	171	20	there	there	PRON
fbem-14771	171	21	are	be	VERB
fbem-14771	171	22	currently	currently	ADV
fbem-14771	171	23	250,000	250,000	NUM
fbem-14771	171	24	people	people	NOUN
fbem-14771	171	25	participating	participate	VERB
fbem-14771	171	26	in	in	ADP
fbem-14771	171	27	the	the	DET
fbem-14771	171	28	digital	digital	ADJ
fbem-14771	171	29	rmb	rmb	NOUN
fbem-14771	171	30	,	,	PUNCT
fbem-14771	171	31	and	and	CCONJ
fbem-14771	171	32	the	the	DET
fbem-14771	171	33	test	test	NOUN
fbem-14771	171	34	area	area	NOUN
fbem-14771	171	35	is	be	AUX
fbem-14771	171	36	only	only	ADV
fbem-14771	171	37	ten	ten	NUM
fbem-14771	171	38	cities	city	NOUN
fbem-14771	171	39	.	.	PUNCT
fbem-14771	172	1	the	the	DET
fbem-14771	172	2	test	test	NOUN
fbem-14771	172	3	scenario	scenario	NOUN
fbem-14771	172	4	is	be	AUX
fbem-14771	172	5	mainly	mainly	ADV
fbem-14771	172	6	catering	cater	VERB
fbem-14771	172	7	retail	retail	ADJ
fbem-14771	172	8	and	and	CCONJ
fbem-14771	172	9	other	other	ADJ
fbem-14771	172	10	consumption	consumption	NOUN
fbem-14771	172	11	areas	area	NOUN
fbem-14771	172	12	suitable	suitable	ADJ
fbem-14771	172	13	for	for	ADP
fbem-14771	172	14	small	small	ADJ
fbem-14771	172	15	amounts	amount	NOUN
fbem-14771	172	16	of	of	ADP
fbem-14771	172	17	consumption	consumption	NOUN
fbem-14771	172	18	,	,	PUNCT
fbem-14771	172	19	and	and	CCONJ
fbem-14771	172	20	the	the	DET
fbem-14771	172	21	consumption	consumption	NOUN
fbem-14771	172	22	mode	mode	NOUN
fbem-14771	172	23	is	be	AUX
fbem-14771	172	24	wired	wire	VERB
fbem-14771	172	25	online	online	ADV
fbem-14771	172	26	,	,	PUNCT
fbem-14771	172	27	offline	offline	ADJ
fbem-14771	172	28	,	,	PUNCT
fbem-14771	172	29	cold	cold	ADJ
fbem-14771	172	30	wallet	wallet	NOUN
fbem-14771	172	31	and	and	CCONJ
fbem-14771	172	32	offline	offline	ADJ
fbem-14771	172	33	wallet	wallet	NOUN
fbem-14771	172	34	.	.	PUNCT
fbem-14771	173	1	the	the	DET
fbem-14771	173	2	consumption	consumption	NOUN
fbem-14771	173	3	scenario	scenario	NOUN
fbem-14771	173	4	is	be	AUX
fbem-14771	173	5	designated	designate	VERB
fbem-14771	173	6	merchants	merchant	NOUN
fbem-14771	173	7	or	or	CCONJ
fbem-14771	173	8	hospitals	hospital	NOUN
fbem-14771	173	9	,	,	PUNCT
fbem-14771	173	10	which	which	PRON
fbem-14771	173	11	has	have	VERB
fbem-14771	173	12	greater	great	ADJ
fbem-14771	173	13	limitations	limitation	NOUN
fbem-14771	173	14	.	.	PUNCT
fbem-14771	174	1	in	in	ADP
fbem-14771	174	2	order	order	NOUN
fbem-14771	174	3	to	to	PART
fbem-14771	174	4	better	well	ADV
fbem-14771	174	5	develop	develop	VERB
fbem-14771	174	6	the	the	DET
fbem-14771	174	7	digital	digital	ADJ
fbem-14771	174	8	rmb	rmb	NOUN
fbem-14771	174	9	,	,	PUNCT
fbem-14771	174	10	more	more	ADJ
fbem-14771	174	11	use	use	VERB
fbem-14771	174	12	scenarios	scenario	NOUN
fbem-14771	174	13	should	should	AUX
fbem-14771	174	14	be	be	AUX
fbem-14771	174	15	added	add	VERB
fbem-14771	174	16	,	,	PUNCT
fbem-14771	174	17	the	the	DET
fbem-14771	174	18	scope	scope	NOUN
fbem-14771	174	19	of	of	ADP
fbem-14771	174	20	the	the	DET
fbem-14771	174	21	pilot	pilot	NOUN
fbem-14771	174	22	should	should	AUX
fbem-14771	174	23	be	be	AUX
fbem-14771	174	24	expanded	expand	VERB
fbem-14771	174	25	,	,	PUNCT
fbem-14771	174	26	and	and	CCONJ
fbem-14771	174	27	the	the	DET
fbem-14771	174	28	development	development	NOUN
fbem-14771	174	29	of	of	ADP
fbem-14771	174	30	the	the	DET
fbem-14771	174	31	digital	digital	ADJ
fbem-14771	174	32	rmb	rmb	NOUN
fbem-14771	174	33	should	should	AUX
fbem-14771	174	34	be	be	AUX
fbem-14771	174	35	effectively	effectively	ADV
fbem-14771	174	36	driven	drive	VERB
fbem-14771	174	37	on	on	ADP
fbem-14771	174	38	the	the	DET
fbem-14771	174	39	basis	basis	NOUN
fbem-14771	174	40	of	of	ADP
fbem-14771	174	41	increasing	increase	VERB
fbem-14771	174	42	the	the	DET
fbem-14771	174	43	number	number	NOUN
fbem-14771	174	44	of	of	ADP
fbem-14771	174	45	people	people	NOUN
fbem-14771	174	46	.	.	PUNCT
fbem-14771	175	1	6.2	6.2	NUM
fbem-14771	175	2	.	.	PUNCT
fbem-14771	175	3	suggestion	suggestion	NOUN
fbem-14771	175	4	6.2.1	6.2.1	NOUN
fbem-14771	175	5	.	.	PUNCT
fbem-14771	176	1	policy	policy	NOUN
fbem-14771	176	2	level	level	NOUN
fbem-14771	176	3	(	(	PUNCT
fbem-14771	176	4	1	1	X
fbem-14771	176	5	)	)	PUNCT
fbem-14771	176	6	explore	explore	VERB
fbem-14771	176	7	new	new	ADJ
fbem-14771	176	8	regulatory	regulatory	ADJ
fbem-14771	176	9	models	model	NOUN
fbem-14771	176	10	and	and	CCONJ
fbem-14771	176	11	formulate	formulate	VERB
fbem-14771	176	12	standardized	standardized	ADJ
fbem-14771	176	13	laws	law	NOUN
fbem-14771	176	14	and	and	CCONJ
fbem-14771	176	15	regulations	regulation	NOUN
fbem-14771	176	16	the	the	DET
fbem-14771	176	17	issuance	issuance	NOUN
fbem-14771	176	18	and	and	CCONJ
fbem-14771	176	19	promotion	promotion	NOUN
fbem-14771	176	20	of	of	ADP
fbem-14771	176	21	digital	digital	ADJ
fbem-14771	176	22	rmb	rmb	NOUN
fbem-14771	176	23	can	can	AUX
fbem-14771	176	24	not	not	PART
fbem-14771	176	25	be	be	AUX
fbem-14771	176	26	separated	separate	VERB
fbem-14771	176	27	from	from	ADP
fbem-14771	176	28	a	a	DET
fbem-14771	176	29	sound	sound	ADJ
fbem-14771	176	30	circulation	circulation	NOUN
fbem-14771	176	31	and	and	CCONJ
fbem-14771	176	32	circulation	circulation	NOUN
fbem-14771	176	33	of	of	ADP
fbem-14771	176	34	the	the	DET
fbem-14771	176	35	new	new	ADJ
fbem-14771	176	36	regulatory	regulatory	ADJ
fbem-14771	176	37	model	model	NOUN
fbem-14771	176	38	.	.	PUNCT
fbem-14771	177	1	it	it	PRON
fbem-14771	177	2	is	be	AUX
fbem-14771	177	3	necessary	necessary	ADJ
fbem-14771	177	4	to	to	PART
fbem-14771	177	5	innovate	innovate	VERB
fbem-14771	177	6	and	and	CCONJ
fbem-14771	177	7	change	change	VERB
fbem-14771	177	8	the	the	DET
fbem-14771	177	9	old	old	ADJ
fbem-14771	177	10	policy	policy	NOUN
fbem-14771	177	11	and	and	CCONJ
fbem-14771	177	12	regulatory	regulatory	ADJ
fbem-14771	177	13	system	system	NOUN
fbem-14771	177	14	,	,	PUNCT
fbem-14771	177	15	establish	establish	VERB
fbem-14771	177	16	a	a	DET
fbem-14771	177	17	unique	unique	ADJ
fbem-14771	177	18	regulatory	regulatory	ADJ
fbem-14771	177	19	body	body	NOUN
fbem-14771	177	20	,	,	PUNCT
fbem-14771	177	21	clarify	clarify	VERB
fbem-14771	177	22	the	the	DET
fbem-14771	177	23	existing	exist	VERB
fbem-14771	177	24	problems	problem	NOUN
fbem-14771	177	25	,	,	PUNCT
fbem-14771	177	26	use	use	NOUN
fbem-14771	177	27	blockchain	blockchain	NOUN
fbem-14771	177	28	,	,	PUNCT
fbem-14771	177	29	cryptography	cryptography	NOUN
fbem-14771	177	30	and	and	CCONJ
fbem-14771	177	31	other	other	ADJ
fbem-14771	177	32	technologies	technology	NOUN
fbem-14771	177	33	to	to	PART
fbem-14771	177	34	improve	improve	VERB
fbem-14771	177	35	the	the	DET
fbem-14771	177	36	tracking	tracking	NOUN
fbem-14771	177	37	of	of	ADP
fbem-14771	177	38	the	the	DET
fbem-14771	177	39	circulation	circulation	NOUN
fbem-14771	177	40	of	of	ADP
fbem-14771	177	41	funds	fund	NOUN
fbem-14771	177	42	by	by	ADP
fbem-14771	177	43	digital	digital	ADJ
fbem-14771	177	44	rmb	rmb	NOUN
fbem-14771	177	45	,	,	PUNCT
fbem-14771	177	46	formulate	formulate	VERB
fbem-14771	177	47	a	a	DET
fbem-14771	177	48	unique	unique	ADJ
fbem-14771	177	49	regulatory	regulatory	ADJ
fbem-14771	177	50	system	system	NOUN
fbem-14771	177	51	,	,	PUNCT
fbem-14771	177	52	and	and	CCONJ
fbem-14771	177	53	protect	protect	VERB
fbem-14771	177	54	the	the	DET
fbem-14771	177	55	rights	right	NOUN
fbem-14771	177	56	and	and	CCONJ
fbem-14771	177	57	interests	interest	NOUN
fbem-14771	177	58	of	of	ADP
fbem-14771	177	59	the	the	DET
fbem-14771	177	60	public	public	NOUN
fbem-14771	177	61	in	in	ADP
fbem-14771	177	62	all	all	DET
fbem-14771	177	63	aspects	aspect	NOUN
fbem-14771	177	64	.	.	PUNCT
fbem-14771	178	1	strengthen	strengthen	VERB
fbem-14771	178	2	the	the	DET
fbem-14771	178	3	protection	protection	NOUN
fbem-14771	178	4	of	of	ADP
fbem-14771	178	5	privacy	privacy	NOUN
fbem-14771	178	6	and	and	CCONJ
fbem-14771	178	7	the	the	DET
fbem-14771	178	8	security	security	NOUN
fbem-14771	178	9	of	of	ADP
fbem-14771	178	10	the	the	DET
fbem-14771	178	11	digital	digital	ADJ
fbem-14771	178	12	economy	economy	NOUN
fbem-14771	178	13	.	.	PUNCT
fbem-14771	179	1	the	the	DET
fbem-14771	179	2	digital	digital	ADJ
fbem-14771	179	3	rmb	rmb	NOUN
fbem-14771	179	4	is	be	AUX
fbem-14771	179	5	in	in	ADP
fbem-14771	179	6	the	the	DET
fbem-14771	179	7	early	early	ADJ
fbem-14771	179	8	stage	stage	NOUN
fbem-14771	179	9	of	of	ADP
fbem-14771	179	10	issuance	issuance	NOUN
fbem-14771	179	11	,	,	PUNCT
fbem-14771	179	12	and	and	CCONJ
fbem-14771	179	13	there	there	PRON
fbem-14771	179	14	is	be	VERB
fbem-14771	179	15	no	no	DET
fbem-14771	179	16	sound	sound	NOUN
fbem-14771	179	17	and	and	CCONJ
fbem-14771	179	18	complete	complete	ADJ
fbem-14771	179	19	legal	legal	ADJ
fbem-14771	179	20	system	system	NOUN
fbem-14771	179	21	.	.	PUNCT
fbem-14771	180	1	therefore	therefore	ADV
fbem-14771	180	2	,	,	PUNCT
fbem-14771	180	3	the	the	DET
fbem-14771	180	4	problem	problem	NOUN
fbem-14771	180	5	of	of	ADP
fbem-14771	180	6	imperfect	imperfect	ADJ
fbem-14771	180	7	laws	law	NOUN
fbem-14771	180	8	and	and	CCONJ
fbem-14771	180	9	regulations	regulation	NOUN
fbem-14771	180	10	is	be	AUX
fbem-14771	180	11	the	the	DET
fbem-14771	180	12	first	first	ADJ
fbem-14771	180	13	thing	thing	NOUN
fbem-14771	180	14	to	to	PART
fbem-14771	180	15	be	be	AUX
fbem-14771	180	16	solved	solve	VERB
fbem-14771	180	17	in	in	ADP
fbem-14771	180	18	the	the	DET
fbem-14771	180	19	current	current	ADJ
fbem-14771	180	20	wide	wide	ADJ
fbem-14771	180	21	circulation	circulation	NOUN
fbem-14771	180	22	of	of	ADP
fbem-14771	180	23	digital	digital	ADJ
fbem-14771	180	24	rmb	rmb	NOUN
fbem-14771	180	25	.	.	PUNCT
fbem-14771	181	1	therefore	therefore	ADV
fbem-14771	181	2	,	,	PUNCT
fbem-14771	181	3	it	it	PRON
fbem-14771	181	4	is	be	AUX
fbem-14771	181	5	necessary	necessary	ADJ
fbem-14771	181	6	to	to	PART
fbem-14771	181	7	formulate	formulate	VERB
fbem-14771	181	8	a	a	DET
fbem-14771	181	9	special	special	ADJ
fbem-14771	181	10	law	law	NOUN
fbem-14771	181	11	and	and	CCONJ
fbem-14771	181	12	regulation	regulation	NOUN
fbem-14771	181	13	with	with	ADP
fbem-14771	181	14	a	a	DET
fbem-14771	181	15	high	high	ADJ
fbem-14771	181	16	legal	legal	ADJ
fbem-14771	181	17	level	level	NOUN
fbem-14771	181	18	for	for	ADP
fbem-14771	181	19	the	the	DET
fbem-14771	181	20	widespread	widespread	ADJ
fbem-14771	181	21	popularization	popularization	NOUN
fbem-14771	181	22	and	and	CCONJ
fbem-14771	181	23	circulation	circulation	NOUN
fbem-14771	181	24	of	of	ADP
fbem-14771	181	25	digital	digital	ADJ
fbem-14771	181	26	rmb	rmb	NOUN
fbem-14771	181	27	,	,	PUNCT
fbem-14771	181	28	so	so	SCONJ
fbem-14771	181	29	that	that	SCONJ
fbem-14771	181	30	the	the	DET
fbem-14771	181	31	public	public	NOUN
fbem-14771	181	32	can	can	AUX
fbem-14771	181	33	feel	feel	VERB
fbem-14771	181	34	more	more	ADV
fbem-14771	181	35	secure	secure	ADJ
fbem-14771	181	36	when	when	SCONJ
fbem-14771	181	37	using	use	VERB
fbem-14771	181	38	digital	digital	ADJ
fbem-14771	181	39	rmb	rmb	NOUN
fbem-14771	181	40	.	.	PUNCT
fbem-14771	182	1	meanwhile	meanwhile	ADV
fbem-14771	182	2	,	,	PUNCT
fbem-14771	182	3	digital	digital	ADJ
fbem-14771	182	4	rmb	rmb	NOUN
fbem-14771	182	5	is	be	AUX
fbem-14771	182	6	also	also	ADV
fbem-14771	182	7	a	a	DET
fbem-14771	182	8	new	new	ADJ
fbem-14771	182	9	form	form	NOUN
fbem-14771	182	10	of	of	ADP
fbem-14771	182	11	currency	currency	NOUN
fbem-14771	182	12	and	and	CCONJ
fbem-14771	182	13	payment	payment	NOUN
fbem-14771	182	14	method	method	NOUN
fbem-14771	182	15	,	,	PUNCT
fbem-14771	182	16	and	and	CCONJ
fbem-14771	182	17	there	there	PRON
fbem-14771	182	18	will	will	AUX
fbem-14771	182	19	inevitably	inevitably	ADV
fbem-14771	182	20	be	be	AUX
fbem-14771	182	21	shortcomings	shortcoming	NOUN
fbem-14771	182	22	in	in	ADP
fbem-14771	182	23	application	application	NOUN
fbem-14771	182	24	and	and	CCONJ
fbem-14771	182	25	promotion	promotion	NOUN
fbem-14771	182	26	.	.	PUNCT
fbem-14771	183	1	it	it	PRON
fbem-14771	183	2	is	be	AUX
fbem-14771	183	3	necessary	necessary	ADJ
fbem-14771	183	4	to	to	PART
fbem-14771	183	5	constantly	constantly	ADV
fbem-14771	183	6	adjust	adjust	VERB
fbem-14771	183	7	and	and	CCONJ
fbem-14771	183	8	revise	revise	VERB
fbem-14771	183	9	relevant	relevant	ADJ
fbem-14771	183	10	laws	law	NOUN
fbem-14771	183	11	and	and	CCONJ
fbem-14771	183	12	regulations	regulation	NOUN
fbem-14771	183	13	.	.	PUNCT
fbem-14771	184	1	(	(	PUNCT
fbem-14771	184	2	2	2	X
fbem-14771	184	3	)	)	PUNCT
fbem-14771	184	4	increase	increase	NOUN
fbem-14771	184	5	technology	technology	NOUN
fbem-14771	184	6	research	research	NOUN
fbem-14771	184	7	and	and	CCONJ
fbem-14771	184	8	development	development	NOUN
fbem-14771	184	9	efforts	effort	NOUN
fbem-14771	184	10	and	and	CCONJ
fbem-14771	184	11	strengthen	strengthen	VERB
fbem-14771	184	12	key	key	ADJ
fbem-14771	184	13	links	link	NOUN
fbem-14771	184	14	at	at	ADP
fbem-14771	184	15	present	present	ADJ
fbem-14771	184	16	,	,	PUNCT
fbem-14771	184	17	the	the	DET
fbem-14771	184	18	digital	digital	ADJ
fbem-14771	184	19	rmb	rmb	NOUN
fbem-14771	184	20	has	have	AUX
fbem-14771	184	21	just	just	ADV
fbem-14771	184	22	been	be	AUX
fbem-14771	184	23	issued	issue	VERB
fbem-14771	184	24	,	,	PUNCT
fbem-14771	184	25	facing	face	VERB
fbem-14771	184	26	many	many	ADJ
fbem-14771	184	27	technical	technical	ADJ
fbem-14771	184	28	problems	problem	NOUN
fbem-14771	184	29	,	,	PUNCT
fbem-14771	184	30	we	we	PRON
fbem-14771	184	31	should	should	AUX
fbem-14771	184	32	continue	continue	VERB
fbem-14771	184	33	to	to	PART
fbem-14771	184	34	pay	pay	VERB
fbem-14771	184	35	attention	attention	NOUN
fbem-14771	184	36	to	to	ADP
fbem-14771	184	37	and	and	CCONJ
fbem-14771	184	38	try	try	VERB
fbem-14771	184	39	other	other	ADJ
fbem-14771	184	40	security	security	NOUN
fbem-14771	184	41	technologies	technology	NOUN
fbem-14771	184	42	,	,	PUNCT
fbem-14771	184	43	trusted	trust	VERB
fbem-14771	184	44	technologies	technology	NOUN
fbem-14771	184	45	,	,	PUNCT
fbem-14771	184	46	actively	actively	ADV
fbem-14771	184	47	integrate	integrate	VERB
fbem-14771	184	48	various	various	ADJ
fbem-14771	184	49	technologies	technology	NOUN
fbem-14771	184	50	and	and	CCONJ
fbem-14771	184	51	innovation	innovation	NOUN
fbem-14771	184	52	,	,	PUNCT
fbem-14771	184	53	increase	increase	VERB
fbem-14771	184	54	research	research	NOUN
fbem-14771	184	55	and	and	CCONJ
fbem-14771	184	56	development	development	NOUN
fbem-14771	184	57	efforts	effort	NOUN
fbem-14771	184	58	,	,	PUNCT
fbem-14771	184	59	and	and	CCONJ
fbem-14771	184	60	change	change	VERB
fbem-14771	184	61	the	the	DET
fbem-14771	184	62	situation	situation	NOUN
fbem-14771	184	63	of	of	ADP
fbem-14771	184	64	a	a	DET
fbem-14771	184	65	single	single	ADJ
fbem-14771	184	66	technology	technology	NOUN
fbem-14771	184	67	.	.	PUNCT
fbem-14771	185	1	establish	establish	VERB
fbem-14771	185	2	a	a	DET
fbem-14771	185	3	specialized	specialized	ADJ
fbem-14771	185	4	technical	technical	ADJ
fbem-14771	185	5	support	support	NOUN
fbem-14771	185	6	institution	institution	NOUN
fbem-14771	185	7	,	,	PUNCT
fbem-14771	185	8	cooperate	cooperate	VERB
fbem-14771	185	9	with	with	ADP
fbem-14771	185	10	colleges	college	NOUN
fbem-14771	185	11	and	and	CCONJ
fbem-14771	185	12	universities	university	NOUN
fbem-14771	185	13	to	to	PART
fbem-14771	185	14	build	build	VERB
fbem-14771	185	15	an	an	DET
fbem-14771	185	16	industry	industry	NOUN
fbem-14771	185	17	-	-	PUNCT
fbem-14771	185	18	university	university	NOUN
fbem-14771	185	19	-	-	PUNCT
fbem-14771	185	20	research	research	NOUN
fbem-14771	185	21	cooperation	cooperation	NOUN
fbem-14771	185	22	model	model	NOUN
fbem-14771	185	23	,	,	PUNCT
fbem-14771	185	24	specifically	specifically	ADV
fbem-14771	185	25	solve	solve	VERB
fbem-14771	185	26	the	the	DET
fbem-14771	185	27	technical	technical	ADJ
fbem-14771	185	28	problems	problem	NOUN
fbem-14771	185	29	in	in	ADP
fbem-14771	185	30	the	the	DET
fbem-14771	185	31	issuance	issuance	NOUN
fbem-14771	185	32	and	and	CCONJ
fbem-14771	185	33	promotion	promotion	NOUN
fbem-14771	185	34	of	of	ADP
fbem-14771	185	35	digital	digital	ADJ
fbem-14771	185	36	rmb	rmb	NOUN
fbem-14771	185	37	,	,	PUNCT
fbem-14771	185	38	and	and	CCONJ
fbem-14771	185	39	accelerate	accelerate	VERB
fbem-14771	185	40	the	the	DET
fbem-14771	185	41	transformation	transformation	NOUN
fbem-14771	185	42	of	of	ADP
fbem-14771	185	43	scientific	scientific	ADJ
fbem-14771	185	44	and	and	CCONJ
fbem-14771	185	45	technological	technological	ADJ
fbem-14771	185	46	achievements	achievement	NOUN
fbem-14771	185	47	and	and	CCONJ
fbem-14771	185	48	knowledge	knowledge	NOUN
fbem-14771	185	49	diffusion	diffusion	NOUN
fbem-14771	185	50	.	.	PUNCT
fbem-14771	186	1	6.2.2	6.2.2	X
fbem-14771	186	2	.	.	PUNCT
fbem-14771	186	3	bank	bank	NOUN
fbem-14771	186	4	level	level	NOUN
fbem-14771	186	5	(	(	PUNCT
fbem-14771	186	6	1	1	X
fbem-14771	186	7	)	)	PUNCT
fbem-14771	186	8	cooperate	cooperate	VERB
fbem-14771	186	9	with	with	ADP
fbem-14771	186	10	third	third	ADJ
fbem-14771	186	11	-	-	PUNCT
fbem-14771	186	12	party	party	NOUN
fbem-14771	186	13	payment	payment	NOUN
fbem-14771	186	14	platforms	platform	NOUN
fbem-14771	186	15	to	to	PART
fbem-14771	186	16	increase	increase	VERB
fbem-14771	186	17	application	application	NOUN
fbem-14771	186	18	scenarios	scenario	NOUN
fbem-14771	186	19	to	to	PART
fbem-14771	186	20	facilitate	facilitate	VERB
fbem-14771	186	21	the	the	DET
fbem-14771	186	22	circulation	circulation	NOUN
fbem-14771	186	23	of	of	ADP
fbem-14771	186	24	digital	digital	ADJ
fbem-14771	186	25	rmb	rmb	NOUN
fbem-14771	186	26	one	one	NUM
fbem-14771	186	27	of	of	ADP
fbem-14771	186	28	the	the	DET
fbem-14771	186	29	most	most	ADV
fbem-14771	186	30	important	important	ADJ
fbem-14771	186	31	obstacles	obstacle	NOUN
fbem-14771	186	32	in	in	ADP
fbem-14771	186	33	the	the	DET
fbem-14771	186	34	introduction	introduction	NOUN
fbem-14771	186	35	of	of	ADP
fbem-14771	186	36	the	the	DET
fbem-14771	186	37	central	central	ADJ
fbem-14771	186	38	bank	bank	NOUN
fbem-14771	186	39	's	's	PART
fbem-14771	186	40	digital	digital	ADJ
fbem-14771	186	41	rmb	rmb	NOUN
fbem-14771	186	42	is	be	AUX
fbem-14771	186	43	the	the	DET
fbem-14771	186	44	unclear	unclear	ADJ
fbem-14771	186	45	application	application	NOUN
fbem-14771	186	46	scenario	scenario	NOUN
fbem-14771	186	47	,	,	PUNCT
fbem-14771	186	48	so	so	ADV
fbem-14771	186	49	china	china	PROPN
fbem-14771	186	50	's	's	PART
fbem-14771	186	51	banks	bank	NOUN
fbem-14771	186	52	have	have	VERB
fbem-14771	186	53	an	an	DET
fbem-14771	186	54	important	important	ADJ
fbem-14771	186	55	task	task	NOUN
fbem-14771	186	56	is	be	AUX
fbem-14771	186	57	to	to	PART
fbem-14771	186	58	increase	increase	VERB
fbem-14771	186	59	and	and	CCONJ
fbem-14771	186	60	clarify	clarify	VERB
fbem-14771	186	61	the	the	DET
fbem-14771	186	62	application	application	NOUN
fbem-14771	186	63	scenario	scenario	NOUN
fbem-14771	186	64	of	of	ADP
fbem-14771	186	65	digital	digital	ADJ
fbem-14771	186	66	rmb	rmb	NOUN
fbem-14771	186	67	.	.	PUNCT
fbem-14771	187	1	when	when	SCONJ
fbem-14771	187	2	the	the	DET
fbem-14771	187	3	digital	digital	ADJ
fbem-14771	187	4	rmb	rmb	NOUN
fbem-14771	187	5	is	be	AUX
fbem-14771	187	6	widely	widely	ADV
fbem-14771	187	7	popularized	popularize	VERB
fbem-14771	187	8	,	,	PUNCT
fbem-14771	187	9	due	due	ADP
fbem-14771	187	10	to	to	ADP
fbem-14771	187	11	the	the	DET
fbem-14771	187	12	lack	lack	NOUN
fbem-14771	187	13	of	of	ADP
fbem-14771	187	14	various	various	ADJ
fbem-14771	187	15	application	application	NOUN
fbem-14771	187	16	scenarios	scenario	NOUN
fbem-14771	187	17	,	,	PUNCT
fbem-14771	187	18	the	the	DET
fbem-14771	187	19	public	public	NOUN
fbem-14771	187	20	will	will	AUX
fbem-14771	187	21	be	be	AUX
fbem-14771	187	22	unwilling	unwilling	ADJ
fbem-14771	187	23	or	or	CCONJ
fbem-14771	187	24	unable	unable	ADJ
fbem-14771	187	25	to	to	PART
fbem-14771	187	26	use	use	VERB
fbem-14771	187	27	the	the	DET
fbem-14771	187	28	digital	digital	ADJ
fbem-14771	187	29	rmb	rmb	NOUN
fbem-14771	187	30	when	when	SCONJ
fbem-14771	187	31	conducting	conduct	VERB
fbem-14771	187	32	money	money	NOUN
fbem-14771	187	33	transactions	transaction	NOUN
fbem-14771	187	34	,	,	PUNCT
fbem-14771	187	35	which	which	PRON
fbem-14771	187	36	will	will	AUX
fbem-14771	187	37	have	have	VERB
fbem-14771	187	38	a	a	DET
fbem-14771	187	39	great	great	ADJ
fbem-14771	187	40	impact	impact	NOUN
fbem-14771	187	41	on	on	ADP
fbem-14771	187	42	the	the	DET
fbem-14771	187	43	widespread	widespread	ADJ
fbem-14771	187	44	popularity	popularity	NOUN
fbem-14771	187	45	of	of	ADP
fbem-14771	187	46	the	the	DET
fbem-14771	187	47	digital	digital	ADJ
fbem-14771	187	48	rmb	rmb	NOUN
fbem-14771	187	49	.	.	PUNCT
fbem-14771	188	1	according	accord	VERB
fbem-14771	188	2	to	to	ADP
fbem-14771	188	3	the	the	DET
fbem-14771	188	4	survey	survey	NOUN
fbem-14771	188	5	,	,	PUNCT
fbem-14771	188	6	most	most	ADJ
fbem-14771	188	7	people	people	NOUN
fbem-14771	188	8	's	's	PART
fbem-14771	188	9	understanding	understanding	NOUN
fbem-14771	188	10	of	of	ADP
fbem-14771	188	11	mobile	mobile	ADJ
fbem-14771	188	12	payment	payment	NOUN
fbem-14771	188	13	is	be	AUX
fbem-14771	188	14	far	far	ADV
fbem-14771	188	15	greater	great	ADJ
fbem-14771	188	16	than	than	ADP
fbem-14771	188	17	that	that	PRON
fbem-14771	188	18	of	of	ADP
fbem-14771	188	19	digital	digital	PROPN
fbem-14771	188	20	yuan	yuan	NOUN
fbem-14771	188	21	,	,	PUNCT
fbem-14771	188	22	and	and	CCONJ
fbem-14771	188	23	the	the	DET
fbem-14771	188	24	use	use	NOUN
fbem-14771	188	25	rate	rate	NOUN
fbem-14771	188	26	of	of	ADP
fbem-14771	188	27	mobile	mobile	ADJ
fbem-14771	188	28	payment	payment	NOUN
fbem-14771	188	29	is	be	AUX
fbem-14771	188	30	also	also	ADV
fbem-14771	188	31	higher	high	ADJ
fbem-14771	188	32	than	than	ADP
fbem-14771	188	33	90	90	NUM
fbem-14771	188	34	percent	percent	NOUN
fbem-14771	188	35	.	.	PUNCT
fbem-14771	189	1	therefore	therefore	ADV
fbem-14771	189	2	,	,	PUNCT
fbem-14771	189	3	banks	bank	NOUN
fbem-14771	189	4	can	can	AUX
fbem-14771	189	5	cooperate	cooperate	VERB
fbem-14771	189	6	with	with	ADP
fbem-14771	189	7	third	third	ADJ
fbem-14771	189	8	-	-	PUNCT
fbem-14771	189	9	party	party	NOUN
fbem-14771	189	10	payment	payment	NOUN
fbem-14771	189	11	platforms	platform	NOUN
fbem-14771	189	12	,	,	PUNCT
fbem-14771	189	13	increase	increase	VERB
fbem-14771	189	14	the	the	DET
fbem-14771	189	15	payment	payment	NOUN
fbem-14771	189	16	interface	interface	NOUN
fbem-14771	189	17	of	of	ADP
fbem-14771	189	18	digital	digital	ADJ
fbem-14771	189	19	rmb	rmb	NOUN
fbem-14771	189	20	in	in	ADP
fbem-14771	189	21	third	third	ADJ
fbem-14771	189	22	-	-	PUNCT
fbem-14771	189	23	party	party	NOUN
fbem-14771	189	24	payment	payment	NOUN
fbem-14771	189	25	platforms	platform	NOUN
fbem-14771	189	26	,	,	PUNCT
fbem-14771	189	27	and	and	CCONJ
fbem-14771	189	28	increase	increase	VERB
fbem-14771	189	29	the	the	DET
fbem-14771	189	30	application	application	NOUN
fbem-14771	189	31	scenarios	scenario	NOUN
fbem-14771	189	32	and	and	CCONJ
fbem-14771	189	33	usage	usage	NOUN
fbem-14771	189	34	rates	rate	NOUN
fbem-14771	189	35	of	of	ADP
fbem-14771	189	36	digital	digital	ADJ
fbem-14771	189	37	rmb	rmb	NOUN
fbem-14771	189	38	in	in	ADP
fbem-14771	189	39	daily	daily	ADJ
fbem-14771	189	40	life	life	NOUN
fbem-14771	189	41	.	.	PUNCT
fbem-14771	190	1	mobile	mobile	ADJ
fbem-14771	190	2	payment	payment	NOUN
fbem-14771	190	3	platforms	platform	NOUN
fbem-14771	190	4	could	could	AUX
fbem-14771	190	5	also	also	ADV
fbem-14771	190	6	add	add	VERB
fbem-14771	190	7	pages	page	NOUN
fbem-14771	190	8	to	to	PART
fbem-14771	190	9	promote	promote	VERB
fbem-14771	190	10	the	the	DET
fbem-14771	190	11	digital	digital	PROPN
fbem-14771	190	12	yuan	yuan	PROPN
fbem-14771	190	13	.	.	PUNCT
fbem-14771	191	1	mutual	mutual	ADJ
fbem-14771	191	2	benefit	benefit	NOUN
fbem-14771	191	3	and	and	CCONJ
fbem-14771	191	4	win	win	NOUN
fbem-14771	191	5	-	-	PUNCT
fbem-14771	191	6	win	win	NOUN
fbem-14771	191	7	cooperation	cooperation	NOUN
fbem-14771	191	8	with	with	ADP
fbem-14771	191	9	mobile	mobile	ADJ
fbem-14771	191	10	payment	payment	NOUN
fbem-14771	191	11	,	,	PUNCT
fbem-14771	191	12	expanding	expand	VERB
fbem-14771	191	13	the	the	DET
fbem-14771	191	14	application	application	NOUN
fbem-14771	191	15	scenarios	scenario	NOUN
fbem-14771	191	16	of	of	ADP
fbem-14771	191	17	digital	digital	ADJ
fbem-14771	191	18	rmb	rmb	NOUN
fbem-14771	191	19	and	and	CCONJ
fbem-14771	191	20	increasing	increase	VERB
fbem-14771	191	21	its	its	PRON
fbem-14771	191	22	usage	usage	NOUN
fbem-14771	191	23	rating	rating	NOUN
fbem-14771	191	24	can	can	AUX
fbem-14771	191	25	promote	promote	VERB
fbem-14771	191	26	the	the	DET
fbem-14771	191	27	development	development	NOUN
fbem-14771	191	28	and	and	CCONJ
fbem-14771	191	29	circulation	circulation	NOUN
fbem-14771	191	30	of	of	ADP
fbem-14771	191	31	digital	digital	ADJ
fbem-14771	191	32	rmb	rmb	NOUN
fbem-14771	191	33	.	.	PUNCT
fbem-14771	192	1	(	(	PUNCT
fbem-14771	192	2	2	2	X
fbem-14771	192	3	)	)	PUNCT
fbem-14771	192	4	launch	launch	VERB
fbem-14771	192	5	a	a	DET
fbem-14771	192	6	series	series	NOUN
fbem-14771	192	7	of	of	ADP
fbem-14771	192	8	measures	measure	NOUN
fbem-14771	192	9	to	to	PART
fbem-14771	192	10	popularize	popularize	VERB
fbem-14771	192	11	the	the	DET
fbem-14771	192	12	digital	digital	ADJ
fbem-14771	192	13	rmb	rmb	NOUN
fbem-14771	192	14	according	accord	VERB
fbem-14771	192	15	to	to	ADP
fbem-14771	192	16	the	the	DET
fbem-14771	192	17	survey	survey	NOUN
fbem-14771	192	18	,	,	PUNCT
fbem-14771	192	19	people	people	NOUN
fbem-14771	192	20	generally	generally	ADV
fbem-14771	192	21	have	have	VERB
fbem-14771	192	22	a	a	DET
fbem-14771	192	23	low	low	ADJ
fbem-14771	192	24	understanding	understanding	NOUN
fbem-14771	192	25	of	of	ADP
fbem-14771	192	26	the	the	DET
fbem-14771	192	27	functions	function	NOUN
fbem-14771	192	28	of	of	ADP
fbem-14771	192	29	digital	digital	ADJ
fbem-14771	192	30	rmb	rmb	NOUN
fbem-14771	192	31	.	.	PUNCT
fbem-14771	193	1	in	in	ADP
fbem-14771	193	2	order	order	NOUN
fbem-14771	193	3	to	to	PART
fbem-14771	193	4	better	well	ADV
fbem-14771	193	5	popularize	popularize	VERB
fbem-14771	193	6	the	the	DET
fbem-14771	193	7	functions	function	NOUN
fbem-14771	193	8	and	and	CCONJ
fbem-14771	193	9	use	use	VERB
fbem-14771	193	10	methods	method	NOUN
fbem-14771	193	11	of	of	ADP
fbem-14771	193	12	digital	digital	ADJ
fbem-14771	193	13	rmb	rmb	NOUN
fbem-14771	193	14	to	to	ADP
fbem-14771	193	15	the	the	DET
fbem-14771	193	16	public	public	NOUN
fbem-14771	193	17	,	,	PUNCT
fbem-14771	193	18	we	we	PRON
fbem-14771	193	19	can	can	AUX
fbem-14771	193	20	cooperate	cooperate	VERB
fbem-14771	193	21	with	with	ADP
fbem-14771	193	22	communities	community	NOUN
fbem-14771	193	23	and	and	CCONJ
fbem-14771	193	24	schools	school	NOUN
fbem-14771	193	25	to	to	PART
fbem-14771	193	26	popularize	popularize	VERB
fbem-14771	193	27	digital	digital	ADJ
fbem-14771	193	28	rmb	rmb	NOUN
fbem-14771	193	29	through	through	ADP
fbem-14771	193	30	a	a	DET
fbem-14771	193	31	series	series	NOUN
fbem-14771	193	32	of	of	ADP
fbem-14771	193	33	measures	measure	NOUN
fbem-14771	193	34	such	such	ADJ
fbem-14771	193	35	as	as	ADP
fbem-14771	193	36	holding	hold	VERB
fbem-14771	193	37	lectures	lecture	NOUN
fbem-14771	193	38	,	,	PUNCT
fbem-14771	193	39	recruiting	recruiting	NOUN
fbem-14771	193	40	volunteers	volunteer	NOUN
fbem-14771	193	41	and	and	CCONJ
fbem-14771	193	42	distributing	distribute	VERB
fbem-14771	193	43	leaflets	leaflet	NOUN
fbem-14771	193	44	to	to	PART
fbem-14771	193	45	improve	improve	VERB
fbem-14771	193	46	the	the	DET
fbem-14771	193	47	utilization	utilization	NOUN
fbem-14771	193	48	rate	rate	NOUN
fbem-14771	193	49	of	of	ADP
fbem-14771	193	50	digital	digital	ADJ
fbem-14771	193	51	rmb	rmb	NOUN
fbem-14771	193	52	.	.	PUNCT
fbem-14771	194	1	according	accord	VERB
fbem-14771	194	2	to	to	ADP
fbem-14771	194	3	the	the	DET
fbem-14771	194	4	survey	survey	NOUN
fbem-14771	194	5	and	and	CCONJ
fbem-14771	194	6	analysis	analysis	NOUN
fbem-14771	194	7	,	,	PUNCT
fbem-14771	194	8	tv	tv	NOUN
fbem-14771	194	9	news	news	NOUN
fbem-14771	194	10	and	and	CCONJ
fbem-14771	194	11	the	the	DET
fbem-14771	194	12	internet	internet	NOUN
fbem-14771	194	13	are	be	AUX
fbem-14771	194	14	important	important	ADJ
fbem-14771	194	15	channels	channel	NOUN
fbem-14771	194	16	to	to	PART
fbem-14771	194	17	understand	understand	VERB
fbem-14771	194	18	digital	digital	ADJ
fbem-14771	194	19	rmb	rmb	NOUN
fbem-14771	194	20	,	,	PUNCT
fbem-14771	194	21	so	so	SCONJ
fbem-14771	194	22	the	the	DET
fbem-14771	194	23	introduction	introduction	NOUN
fbem-14771	194	24	of	of	ADP
fbem-14771	194	25	digital	digital	ADJ
fbem-14771	194	26	rmb	rmb	NOUN
fbem-14771	194	27	through	through	ADP
fbem-14771	194	28	tv	tv	NOUN
fbem-14771	194	29	news	news	NOUN
fbem-14771	194	30	should	should	AUX
fbem-14771	194	31	continue	continue	VERB
fbem-14771	194	32	to	to	PART
fbem-14771	194	33	be	be	AUX
fbem-14771	194	34	strengthened	strengthen	VERB
fbem-14771	194	35	,	,	PUNCT
fbem-14771	194	36	and	and	CCONJ
fbem-14771	194	37	the	the	DET
fbem-14771	194	38	central	central	ADJ
fbem-14771	194	39	bank	bank	NOUN
fbem-14771	194	40	can	can	AUX
fbem-14771	194	41	cooperate	cooperate	VERB
fbem-14771	194	42	with	with	ADP
fbem-14771	194	43	tv	tv	NOUN
fbem-14771	194	44	stations	station	NOUN
fbem-14771	194	45	to	to	PART
fbem-14771	194	46	launch	launch	VERB
fbem-14771	194	47	corresponding	corresponding	ADJ
fbem-14771	194	48	advertising	advertising	NOUN
fbem-14771	194	49	.	.	PUNCT
fbem-14771	195	1	in	in	ADP
fbem-14771	195	2	the	the	DET
fbem-14771	195	3	internet	internet	NOUN
fbem-14771	195	4	era	era	NOUN
fbem-14771	195	5	,	,	PUNCT
fbem-14771	195	6	the	the	DET
fbem-14771	195	7	internet	internet	NOUN
fbem-14771	195	8	platform	platform	NOUN
fbem-14771	195	9	is	be	AUX
fbem-14771	195	10	used	use	VERB
fbem-14771	195	11	to	to	PART
fbem-14771	195	12	spread	spread	VERB
fbem-14771	195	13	news	news	NOUN
fbem-14771	195	14	very	very	ADV
fbem-14771	195	15	quickly	quickly	ADV
fbem-14771	195	16	,	,	PUNCT
fbem-14771	195	17	and	and	CCONJ
fbem-14771	195	18	the	the	DET
fbem-14771	195	19	internet	internet	NOUN
fbem-14771	195	20	is	be	AUX
fbem-14771	195	21	also	also	ADV
fbem-14771	195	22	one	one	NUM
fbem-14771	195	23	of	of	ADP
fbem-14771	195	24	the	the	DET
fbem-14771	195	25	main	main	ADJ
fbem-14771	195	26	channels	channel	NOUN
fbem-14771	195	27	for	for	SCONJ
fbem-14771	195	28	people	people	NOUN
fbem-14771	195	29	to	to	PART
fbem-14771	195	30	understand	understand	VERB
fbem-14771	195	31	.	.	PUNCT
fbem-14771	196	1	therefore	therefore	ADV
fbem-14771	196	2	,	,	PUNCT
fbem-14771	196	3	the	the	DET
fbem-14771	196	4	government	government	NOUN
fbem-14771	196	5	can	can	AUX
fbem-14771	196	6	publish	publish	VERB
fbem-14771	196	7	tweets	tweet	NOUN
fbem-14771	196	8	and	and	CCONJ
fbem-14771	196	9	popular	popular	ADJ
fbem-14771	196	10	science	science	NOUN
fbem-14771	196	11	articles	article	NOUN
fbem-14771	196	12	on	on	ADP
fbem-14771	196	13	the	the	DET
fbem-14771	196	14	internet	internet	NOUN
fbem-14771	196	15	platform	platform	NOUN
fbem-14771	196	16	.	.	PUNCT
fbem-14771	197	1	(	(	PUNCT
fbem-14771	197	2	3	3	X
fbem-14771	197	3	)	)	PUNCT
fbem-14771	197	4	increase	increase	NOUN
fbem-14771	197	5	pilot	pilot	NOUN
fbem-14771	197	6	work	work	NOUN
fbem-14771	197	7	and	and	CCONJ
fbem-14771	197	8	focus	focus	VERB
fbem-14771	197	9	on	on	ADP
fbem-14771	197	10	the	the	DET
fbem-14771	197	11	use	use	NOUN
fbem-14771	197	12	of	of	ADP
fbem-14771	197	13	special	special	ADJ
fbem-14771	197	14	groups	group	NOUN
fbem-14771	197	15	it	it	PRON
fbem-14771	197	16	is	be	AUX
fbem-14771	197	17	suggested	suggest	VERB
fbem-14771	197	18	to	to	PART
fbem-14771	197	19	add	add	VERB
fbem-14771	197	20	more	more	ADJ
fbem-14771	197	21	pilots	pilot	NOUN
fbem-14771	197	22	,	,	PUNCT
fbem-14771	197	23	in	in	ADP
fbem-14771	197	24	addition	addition	NOUN
fbem-14771	197	25	to	to	ADP
fbem-14771	197	26	first	first	ADJ
fbem-14771	197	27	-	-	PUNCT
fbem-14771	197	28	tier	tier	NOUN
fbem-14771	197	29	cities	city	NOUN
fbem-14771	197	30	,	,	PUNCT
fbem-14771	197	31	some	some	DET
fbem-14771	197	32	second	second	ADJ
fbem-14771	197	33	-	-	PUNCT
fbem-14771	197	34	tier	tier	NOUN
fbem-14771	197	35	cities	city	NOUN
fbem-14771	197	36	and	and	CCONJ
fbem-14771	197	37	less	less	ADV
fbem-14771	197	38	developed	develop	VERB
fbem-14771	197	39	areas	area	NOUN
fbem-14771	197	40	can	can	AUX
fbem-14771	197	41	be	be	AUX
fbem-14771	197	42	123	123	NUM
fbem-14771	197	43	added	add	VERB
fbem-14771	197	44	because	because	SCONJ
fbem-14771	197	45	only	only	ADV
fbem-14771	197	46	economically	economically	ADV
fbem-14771	197	47	backward	backward	ADJ
fbem-14771	197	48	areas	area	NOUN
fbem-14771	197	49	can	can	AUX
fbem-14771	197	50	be	be	AUX
fbem-14771	197	51	promoted	promote	VERB
fbem-14771	197	52	,	,	PUNCT
fbem-14771	197	53	in	in	ADP
fbem-14771	197	54	order	order	NOUN
fbem-14771	197	55	to	to	PART
fbem-14771	197	56	better	well	ADV
fbem-14771	197	57	promote	promote	VERB
fbem-14771	197	58	in	in	ADP
fbem-14771	197	59	the	the	DET
fbem-14771	197	60	country	country	NOUN
fbem-14771	197	61	.	.	PUNCT
fbem-14771	198	1	if	if	SCONJ
fbem-14771	198	2	we	we	PRON
fbem-14771	198	3	want	want	VERB
fbem-14771	198	4	to	to	PART
fbem-14771	198	5	popularize	popularize	VERB
fbem-14771	198	6	the	the	DET
fbem-14771	198	7	digital	digital	ADJ
fbem-14771	198	8	rmb	rmb	NOUN
fbem-14771	198	9	,	,	PUNCT
fbem-14771	198	10	we	we	PRON
fbem-14771	198	11	should	should	AUX
fbem-14771	198	12	better	well	ADV
fbem-14771	198	13	solve	solve	VERB
fbem-14771	198	14	the	the	DET
fbem-14771	198	15	technical	technical	ADJ
fbem-14771	198	16	obstacles	obstacle	NOUN
fbem-14771	198	17	of	of	ADP
fbem-14771	198	18	the	the	DET
fbem-14771	198	19	elderly	elderly	ADJ
fbem-14771	198	20	in	in	ADP
fbem-14771	198	21	the	the	DET
fbem-14771	198	22	use	use	NOUN
fbem-14771	198	23	of	of	ADP
fbem-14771	198	24	digital	digital	ADJ
fbem-14771	198	25	rmb	rmb	NOUN
fbem-14771	198	26	,	,	PUNCT
fbem-14771	198	27	and	and	CCONJ
fbem-14771	198	28	focus	focus	VERB
fbem-14771	198	29	on	on	ADP
fbem-14771	198	30	the	the	DET
fbem-14771	198	31	free	free	ADJ
fbem-14771	198	32	use	use	NOUN
fbem-14771	198	33	of	of	ADP
fbem-14771	198	34	currency	currency	NOUN
fbem-14771	198	35	for	for	ADP
fbem-14771	198	36	people	people	NOUN
fbem-14771	198	37	with	with	ADP
fbem-14771	198	38	difficulties	difficulty	NOUN
fbem-14771	198	39	.	.	PUNCT
fbem-14771	199	1	acknowledgment	acknowledgment	NOUN
fbem-14771	199	2	this	this	DET
fbem-14771	199	3	work	work	NOUN
fbem-14771	199	4	was	be	AUX
fbem-14771	199	5	financially	financially	ADV
fbem-14771	199	6	supported	support	VERB
fbem-14771	199	7	by	by	ADP
fbem-14771	199	8	the	the	DET
fbem-14771	199	9	anhui	anhui	PROPN
fbem-14771	199	10	university	university	PROPN
fbem-14771	199	11	of	of	ADP
fbem-14771	199	12	finance	finance	PROPN
fbem-14771	199	13	and	and	CCONJ
fbem-14771	199	14	economics	economic	NOUN
fbem-14771	199	15	college	college	NOUN
fbem-14771	199	16	student	student	NOUN
fbem-14771	199	17	innovation	innovation	NOUN
fbem-14771	199	18	and	and	CCONJ
fbem-14771	199	19	entrepreneurship	entrepreneurship	NOUN
fbem-14771	199	20	training	training	NOUN
fbem-14771	199	21	program	program	NOUN
fbem-14771	199	22	(	(	PUNCT
fbem-14771	199	23	project	project	NOUN
fbem-14771	199	24	number	number	NOUN
fbem-14771	199	25	:	:	PUNCT
fbem-14771	199	26	202110378261	202110378261	NUM
fbem-14771	199	27	)	)	PUNCT
fbem-14771	199	28	,	,	PUNCT
fbem-14771	199	29	analysis	analysis	NOUN
fbem-14771	199	30	of	of	ADP
fbem-14771	199	31	decisive	decisive	ADJ
fbem-14771	199	32	factors	factor	NOUN
fbem-14771	199	33	for	for	ADP
fbem-14771	199	34	the	the	DET
fbem-14771	199	35	wide	wide	ADJ
fbem-14771	199	36	acceptance	acceptance	NOUN
fbem-14771	199	37	of	of	ADP
fbem-14771	199	38	digital	digital	ADJ
fbem-14771	199	39	rmb	rmb	NOUN
fbem-14771	199	40	based	base	VERB
fbem-14771	199	41	on	on	ADP
fbem-14771	199	42	pest	pest	NOUN
fbem-14771	199	43	perspective	perspective	NOUN
fbem-14771	199	44	and	and	CCONJ
fbem-14771	199	45	tam	tam	NOUN
fbem-14771	199	46	transmission	transmission	NOUN
fbem-14771	199	47	mechanism	mechanism	NOUN
fbem-14771	199	48	.	.	PUNCT
fbem-14771	200	1	references	reference	NOUN
fbem-14771	200	2	[	[	X
fbem-14771	200	3	1	1	NUM
fbem-14771	200	4	]	]	X
fbem-14771	200	5	guo	guo	PROPN
fbem-14771	200	6	j	j	PROPN
fbem-14771	200	7	,	,	PUNCT
fbem-14771	200	8	wang	wang	PROPN
fbem-14771	200	9	w	w	PROPN
fbem-14771	200	10	t.	t.	PROPN
fbem-14771	200	11	the	the	DET
fbem-14771	200	12	mechanism	mechanism	NOUN
fbem-14771	200	13	and	and	CCONJ
fbem-14771	200	14	path	path	NOUN
fbem-14771	200	15	of	of	ADP
fbem-14771	200	16	the	the	DET
fbem-14771	200	17	central	central	PROPN
fbem-14771	200	18	bank	bank	NOUN
fbem-14771	200	19	’s	’s	PART
fbem-14771	200	20	digital	digital	ADJ
fbem-14771	200	21	currency	currency	NOUN
fbem-14771	200	22	promoting	promote	VERB
fbem-14771	200	23	consumption	consumption	NOUN
fbem-14771	200	24	upgrading	upgrading	NOUN
fbem-14771	200	25	[	[	X
fbem-14771	200	26	j].consumer	j].consumer	PROPN
fbem-14771	200	27	economics,2020,36(5):90	economics,2020,36(5):90	NOUN
fbem-14771	200	28	-	-	PUNCT
fbem-14771	200	29	96	96	NUM
fbem-14771	200	30	.	.	PUNCT
fbem-14771	201	1	[	[	X
fbem-14771	201	2	2	2	NUM
fbem-14771	201	3	]	]	SYM
fbem-14771	201	4	li	li	PROPN
fbem-14771	201	5	y	y	PROPN
fbem-14771	201	6	,	,	PUNCT
fbem-14771	201	7	dai	dai	PROPN
fbem-14771	201	8	s	s	PROPN
fbem-14771	201	9	,	,	PUNCT
fbem-14771	201	10	qiu	qiu	PROPN
fbem-14771	201	11	j.	j.	PROPN
fbem-14771	201	12	analysis	analysis	NOUN
fbem-14771	201	13	and	and	CCONJ
fbem-14771	201	14	research	research	NOUN
fbem-14771	201	15	on	on	ADP
fbem-14771	201	16	image	image	NOUN
fbem-14771	201	17	factors	factor	NOUN
fbem-14771	201	18	of	of	ADP
fbem-14771	201	19	digital	digital	ADJ
fbem-14771	201	20	rmb	rmb	PROPN
fbem-14771	201	21	acceptance	acceptance	NOUN
fbem-14771	201	22	willingness	willingness	NOUN
fbem-14771	201	23	based	base	VERB
fbem-14771	201	24	on	on	ADP
fbem-14771	201	25	big	big	ADJ
fbem-14771	201	26	data	datum	NOUN
fbem-14771	201	27	analysis	analysis	NOUN
fbem-14771	201	28	algorithm	algorithm	NOUN
fbem-14771	201	29	[	[	X
fbem-14771	201	30	c]//2022	c]//2022	PROPN
fbem-14771	201	31	3rd	3rd	ADJ
fbem-14771	201	32	international	international	ADJ
fbem-14771	201	33	conference	conference	NOUN
fbem-14771	201	34	on	on	ADP
fbem-14771	201	35	electronic	electronic	ADJ
fbem-14771	201	36	communication	communication	NOUN
fbem-14771	201	37	and	and	CCONJ
fbem-14771	201	38	artificial	artificial	ADJ
fbem-14771	201	39	intelligence	intelligence	NOUN
fbem-14771	201	40	(	(	PUNCT
fbem-14771	201	41	iwecai	iwecai	PROPN
fbem-14771	201	42	)	)	PUNCT
fbem-14771	201	43	.	.	PUNCT
fbem-14771	202	1	new	new	PROPN
fbem-14771	202	2	york	york	PROPN
fbem-14771	202	3	:	:	PUNCT
fbem-14771	202	4	ieee	ieee	NOUN
fbem-14771	202	5	,	,	PUNCT
fbem-14771	202	6	2022	2022	NUM
fbem-14771	202	7	.	.	PUNCT
fbem-14771	203	1	[	[	X
fbem-14771	203	2	3	3	X
fbem-14771	203	3	]	]	X
fbem-14771	203	4	li	li	PROPN
fbem-14771	203	5	p	p	PROPN
fbem-14771	203	6	z	z	PROPN
fbem-14771	203	7	,	,	PUNCT
fbem-14771	203	8	song	song	NOUN
fbem-14771	203	9	c	c	PROPN
fbem-14771	203	10	y	y	PROPN
fbem-14771	203	11	,	,	PUNCT
fbem-14771	203	12	li	li	PROPN
fbem-14771	203	13	x	x	X
fbem-14771	203	14	q	q	PROPN
fbem-14771	203	15	,	,	PUNCT
fbem-14771	203	16	et	et	PROPN
fbem-14771	203	17	al	al	PROPN
fbem-14771	203	18	.	.	PROPN
fbem-14771	203	19	research	research	NOUN
fbem-14771	203	20	on	on	ADP
fbem-14771	203	21	influencing	influence	VERB
fbem-14771	203	22	factors	factor	NOUN
fbem-14771	203	23	of	of	ADP
fbem-14771	203	24	willingness	willingness	NOUN
fbem-14771	203	25	and	and	CCONJ
fbem-14771	203	26	concern	concern	NOUN
fbem-14771	203	27	to	to	PART
fbem-14771	203	28	use	use	VERB
fbem-14771	203	29	e	e	NOUN
fbem-14771	203	30	-	-	NOUN
fbem-14771	203	31	cny	cny	NOUN
fbem-14771	203	32	based	base	VERB
fbem-14771	203	33	on	on	ADP
fbem-14771	203	34	structural	structural	ADJ
fbem-14771	203	35	equation	equation	NOUN
fbem-14771	203	36	model	model	NOUN
fbem-14771	203	37	:	:	PUNCT
fbem-14771	203	38	a	a	DET
fbem-14771	203	39	case	case	NOUN
fbem-14771	203	40	study	study	NOUN
fbem-14771	203	41	of	of	ADP
fbem-14771	203	42	university	university	NOUN
fbem-14771	203	43	students	student	NOUN
fbem-14771	203	44	in	in	ADP
fbem-14771	203	45	shenyang[j].china	shenyang[j].china	PROPN
fbem-14771	203	46	market,2022，29(13):183	market,2022，29(13):183	PROPN
fbem-14771	203	47	-	-	SYM
fbem-14771	203	48	188	188	NUM
fbem-14771	203	49	.	.	PUNCT
fbem-14771	204	1	[	[	X
fbem-14771	204	2	4	4	NUM
fbem-14771	204	3	]	]	X
fbem-14771	204	4	wu	wu	PROPN
fbem-14771	204	5	b	b	PROPN
fbem-14771	204	6	,	,	PUNCT
fbem-14771	204	7	an	an	DET
fbem-14771	204	8	x	x	NOUN
fbem-14771	204	9	,	,	PUNCT
fbem-14771	204	10	wang	wang	PROPN
fbem-14771	204	11	c	c	AUX
fbem-14771	204	12	,	,	PUNCT
fbem-14771	204	13	et	et	PROPN
fbem-14771	204	14	al	al	PROPN
fbem-14771	204	15	.	.	PROPN
fbem-14771	204	16	extending	extend	VERB
fbem-14771	204	17	utaut	utaut	NOUN
fbem-14771	204	18	with	with	ADP
fbem-14771	204	19	national	national	ADJ
fbem-14771	204	20	identity	identity	NOUN
fbem-14771	204	21	and	and	CCONJ
fbem-14771	204	22	fairness	fairness	NOUN
fbem-14771	204	23	to	to	PART
fbem-14771	204	24	understand	understand	VERB
fbem-14771	204	25	user	user	NOUN
fbem-14771	204	26	adoption	adoption	NOUN
fbem-14771	204	27	of	of	ADP
fbem-14771	204	28	dcep	dcep	NOUN
fbem-14771	204	29	in	in	ADP
fbem-14771	204	30	china[j	china[j	NOUN
fbem-14771	204	31	]	]	PUNCT
fbem-14771	204	32	.	.	PUNCT
fbem-14771	205	1	scientific	scientific	ADJ
fbem-14771	205	2	reports	report	NOUN
fbem-14771	205	3	,	,	PUNCT
fbem-14771	205	4	2022,12(1):1	2022,12(1):1	NUM
fbem-14771	205	5	-	-	SYM
fbem-14771	205	6	11	11	NUM
fbem-14771	205	7	.	.	PUNCT
fbem-14771	206	1	[	[	X
fbem-14771	206	2	5	5	NUM
fbem-14771	206	3	]	]	PUNCT
fbem-14771	206	4	fishbein	fishbein	PROPN
fbem-14771	206	5	m	m	PROPN
fbem-14771	206	6	,	,	PUNCT
fbem-14771	206	7	ajzen	ajzen	PROPN
fbem-14771	206	8	i.	i.	NOUN
fbem-14771	206	9	belief	belief	NOUN
fbem-14771	206	10	,	,	PUNCT
fbem-14771	206	11	attitude	attitude	NOUN
fbem-14771	206	12	,	,	PUNCT
fbem-14771	206	13	intention	intention	NOUN
fbem-14771	206	14	,	,	PUNCT
fbem-14771	206	15	and	and	CCONJ
fbem-14771	206	16	behavior	behavior	NOUN
fbem-14771	206	17	:	:	PUNCT
fbem-14771	206	18	an	an	DET
fbem-14771	206	19	introduction	introduction	NOUN
fbem-14771	206	20	to	to	ADP
fbem-14771	206	21	theory	theory	NOUN
fbem-14771	206	22	and	and	CCONJ
fbem-14771	206	23	research[j	research[j	NOUN
fbem-14771	206	24	]	]	PUNCT
fbem-14771	206	25	.	.	PUNCT
fbem-14771	207	1	philosophy	philosophy	NOUN
fbem-14771	207	2	and	and	CCONJ
fbem-14771	207	3	rhetoric	rhetoric	NOUN
fbem-14771	207	4	,	,	PUNCT
fbem-14771	207	5	1977	1977	NUM
fbem-14771	207	6	,	,	PUNCT
fbem-14771	207	7	10(2):130	10(2):130	NUM
fbem-14771	207	8	-	-	SYM
fbem-14771	207	9	132	132	NUM
fbem-14771	207	10	.	.	PUNCT
fbem-14771	208	1	[	[	X
fbem-14771	208	2	6	6	NUM
fbem-14771	208	3	]	]	PUNCT
fbem-14771	208	4	ajzen	ajzen	NOUN
fbem-14771	208	5	i.	i.	NOUN
fbem-14771	208	6	the	the	DET
fbem-14771	208	7	theory	theory	NOUN
fbem-14771	208	8	of	of	ADP
fbem-14771	208	9	planned	plan	VERB
fbem-14771	208	10	behavior[j	behavior[j	NOUN
fbem-14771	208	11	]	]	PUNCT
fbem-14771	208	12	.	.	PUNCT
fbem-14771	209	1	organizational	organizational	ADJ
fbem-14771	209	2	behavior	behavior	NOUN
fbem-14771	209	3	and	and	CCONJ
fbem-14771	209	4	human	human	ADJ
fbem-14771	209	5	decision	decision	NOUN
fbem-14771	209	6	processes	process	NOUN
fbem-14771	209	7	,	,	PUNCT
fbem-14771	209	8	1991	1991	NUM
fbem-14771	209	9	,	,	PUNCT
fbem-14771	209	10	50(2	50(2	NUM
fbem-14771	209	11	):	):	PUNCT
fbem-14771	209	12	179211	179211	NUM
fbem-14771	209	13	.	.	PUNCT
fbem-14771	210	1	[	[	X
fbem-14771	210	2	7	7	X
fbem-14771	210	3	]	]	X
fbem-14771	210	4	venkatesh	venkatesh	PROPN
fbem-14771	210	5	v	v	PROPN
fbem-14771	210	6	,	,	PUNCT
fbem-14771	210	7	morris	morris	PROPN
fbem-14771	210	8	m	m	PROPN
fbem-14771	210	9	g	g	PROPN
fbem-14771	210	10	,	,	PUNCT
fbem-14771	210	11	davis	davis	PROPN
fbem-14771	210	12	g	g	PROPN
fbem-14771	210	13	b	b	PROPN
fbem-14771	210	14	,	,	PUNCT
fbem-14771	210	15	et	et	PROPN
fbem-14771	210	16	al	al	PROPN
fbem-14771	210	17	.	.	PROPN
fbem-14771	211	1	user	user	PROPN
fbem-14771	211	2	acceptance	acceptance	NOUN
fbem-14771	211	3	of	of	ADP
fbem-14771	211	4	information	information	NOUN
fbem-14771	211	5	technology	technology	NOUN
fbem-14771	211	6	:	:	PUNCT
fbem-14771	211	7	toward	toward	ADP
fbem-14771	211	8	a	a	DET
fbem-14771	211	9	unified	unified	ADJ
fbem-14771	211	10	view[j	view[j	NOUN
fbem-14771	211	11	]	]	PUNCT
fbem-14771	211	12	.	.	PUNCT
fbem-14771	212	1	mis	mis	PROPN
fbem-14771	212	2	quarterly	quarterly	PROPN
fbem-14771	212	3	,	,	PUNCT
fbem-14771	212	4	2003	2003	NUM
fbem-14771	212	5	,	,	PUNCT
fbem-14771	212	6	27(3	27(3	NUM
fbem-14771	212	7	):	):	PUNCT
fbem-14771	212	8	425	425	NUM
fbem-14771	212	9	-	-	SYM
fbem-14771	212	10	478	478	NUM
fbem-14771	212	11	.	.	PUNCT
fbem-14771	213	1	[	[	X
fbem-14771	213	2	8	8	NUM
fbem-14771	213	3	]	]	X
fbem-14771	213	4	marpaung	marpaung	PROPN
fbem-14771	213	5	f	f	PROPN
fbem-14771	213	6	k	k	PROPN
fbem-14771	213	7	,	,	PUNCT
fbem-14771	213	8	dewi	dewi	PROPN
fbem-14771	213	9	r	r	NOUN
fbem-14771	213	10	s	s	PROPN
fbem-14771	213	11	,	,	PUNCT
fbem-14771	213	12	grace	grace	NOUN
fbem-14771	213	13	e	e	NOUN
fbem-14771	213	14	,	,	PUNCT
fbem-14771	213	15	et	et	PROPN
fbem-14771	213	16	al	al	PROPN
fbem-14771	213	17	.	.	PUNCT
fbem-14771	213	18	behavioral	behavioral	ADJ
fbem-14771	213	19	stimulus	stimulus	NOUN
fbem-14771	213	20	for	for	ADP
fbem-14771	213	21	using	use	VERB
fbem-14771	213	22	bank	bank	PROPN
fbem-14771	213	23	mestika	mestika	PROPN
fbem-14771	213	24	mobile	mobile	PROPN
fbem-14771	213	25	banking	banking	NOUN
fbem-14771	213	26	services	service	NOUN
fbem-14771	213	27	:	:	PUNCT
fbem-14771	213	28	utaut2	utaut2	PROPN
fbem-14771	213	29	model	model	PROPN
fbem-14771	213	30	perspective	perspective	PROPN
fbem-14771	214	1	[	[	X
fbem-14771	214	2	j	j	X
fbem-14771	214	3	]	]	X
fbem-14771	214	4	.	.	PUNCT
fbem-14771	215	1	golden	golden	ADJ
fbem-14771	215	2	ratio	ratio	NOUN
fbem-14771	215	3	of	of	ADP
fbem-14771	215	4	marketing	marketing	NOUN
fbem-14771	215	5	and	and	CCONJ
fbem-14771	215	6	applied	apply	VERB
fbem-14771	215	7	psychology	psychology	NOUN
fbem-14771	215	8	of	of	ADP
fbem-14771	215	9	business	business	NOUN
fbem-14771	215	10	,	,	PUNCT
fbem-14771	215	11	2021	2021	NUM
fbem-14771	215	12	,	,	PUNCT
fbem-14771	215	13	1(2	1(2	NUM
fbem-14771	215	14	):	):	PUNCT
fbem-14771	215	15	61	61	NUM
fbem-14771	215	16	-	-	SYM
fbem-14771	215	17	72	72	NUM
fbem-14771	215	18	.	.	PUNCT
fbem-14771	216	1	[	[	X
fbem-14771	216	2	9	9	X
fbem-14771	216	3	]	]	X
fbem-14771	216	4	lim	lim	PROPN
fbem-14771	216	5	c	c	PROPN
fbem-14771	216	6	l	l	PROPN
fbem-14771	216	7	,	,	PUNCT
fbem-14771	216	8	tang	tang	PROPN
fbem-14771	216	9	s	s	PART
fbem-14771	216	10	f	f	NOUN
fbem-14771	216	11	,	,	PUNCT
fbem-14771	216	12	ravichandran	ravichandran	ADJ
fbem-14771	216	13	p.	p.	NOUN
fbem-14771	216	14	a	a	DET
fbem-14771	216	15	study	study	NOUN
fbem-14771	216	16	on	on	ADP
fbem-14771	216	17	the	the	DET
fbem-14771	216	18	mediation	mediation	NOUN
fbem-14771	216	19	effects	effect	NOUN
fbem-14771	216	20	of	of	ADP
fbem-14771	216	21	intention	intention	NOUN
fbem-14771	216	22	to	to	PART
fbem-14771	216	23	enroll	enroll	VERB
fbem-14771	216	24	in	in	ADP
fbem-14771	216	25	moocs	mooc	NOUN
fbem-14771	216	26	on	on	ADP
fbem-14771	216	27	its	its	PRON
fbem-14771	216	28	actual	actual	ADJ
fbem-14771	216	29	usage	usage	NOUN
fbem-14771	216	30	[	[	X
fbem-14771	216	31	c]//proceedings	c]//proceeding	NOUN
fbem-14771	216	32	of	of	ADP
fbem-14771	216	33	the	the	DET
fbem-14771	216	34	8th	8th	ADJ
fbem-14771	216	35	international	international	ADJ
fbem-14771	216	36	conference	conference	NOUN
fbem-14771	216	37	on	on	ADP
fbem-14771	216	38	e	e	NOUN
fbem-14771	216	39	-	-	NOUN
fbem-14771	216	40	education	education	NOUN
fbem-14771	216	41	,	,	PUNCT
fbem-14771	216	42	e	e	NOUN
fbem-14771	216	43	-	-	NOUN
fbem-14771	216	44	business	business	NOUN
fbem-14771	216	45	,	,	PUNCT
fbem-14771	216	46	e	e	NOUN
fbem-14771	216	47	-	-	NOUN
fbem-14771	216	48	management	management	NOUN
fbem-14771	216	49	and	and	CCONJ
fbem-14771	216	50	e	e	NOUN
fbem-14771	216	51	-	-	NOUN
fbem-14771	216	52	learning	learning	NOUN
fbem-14771	216	53	.	.	PUNCT
fbem-14771	217	1	new	new	PROPN
fbem-14771	217	2	york	york	PROPN
fbem-14771	217	3	:	:	PUNCT
fbem-14771	217	4	association	association	NOUN
fbem-14771	217	5	for	for	ADP
fbem-14771	217	6	computing	compute	VERB
fbem-14771	217	7	machinery	machinery	NOUN
fbem-14771	217	8	,	,	PUNCT
fbem-14771	217	9	2017	2017	NUM
fbem-14771	217	10	:	:	PUNCT
fbem-14771	217	11	3033	3033	NUM
fbem-14771	217	12	.	.	PUNCT
fbem-14771	218	1	[	[	X
fbem-14771	218	2	10	10	NUM
fbem-14771	218	3	]	]	X
fbem-14771	218	4	chang	chang	PROPN
fbem-14771	218	5	c	c	PROPN
fbem-14771	218	6	m	m	PROPN
fbem-14771	218	7	,	,	PUNCT
fbem-14771	218	8	liu	liu	PROPN
fbem-14771	218	9	l	l	PROPN
fbem-14771	218	10	w	w	PROPN
fbem-14771	218	11	,	,	PUNCT
fbem-14771	218	12	huang	huang	PROPN
fbem-14771	218	13	h	h	PROPN
fbem-14771	218	14	c	c	PROPN
fbem-14771	218	15	,	,	PUNCT
fbem-14771	218	16	et	et	PROPN
fbem-14771	218	17	al	al	PROPN
fbem-14771	218	18	.	.	PUNCT
fbem-14771	218	19	factors	factor	NOUN
fbem-14771	218	20	influencing	influence	VERB
fbem-14771	218	21	online	online	ADJ
fbem-14771	218	22	hotel	hotel	NOUN
fbem-14771	218	23	booking	booking	NOUN
fbem-14771	218	24	:	:	PUNCT
fbem-14771	218	25	extending	extend	VERB
fbem-14771	218	26	utaut2	utaut2	NOUN
fbem-14771	218	27	with	with	ADP
fbem-14771	218	28	age	age	NOUN
fbem-14771	218	29	,	,	PUNCT
fbem-14771	218	30	gender	gender	NOUN
fbem-14771	218	31	,	,	PUNCT
fbem-14771	218	32	and	and	CCONJ
fbem-14771	218	33	experience	experience	NOUN
fbem-14771	218	34	as	as	ADP
fbem-14771	218	35	moderators[j	moderators[j	NOUN
fbem-14771	218	36	]	]	X
fbem-14771	218	37	.	.	PUNCT
fbem-14771	219	1	information	information	NOUN
fbem-14771	219	2	,	,	PUNCT
fbem-14771	219	3	2019	2019	NUM
fbem-14771	219	4	,	,	PUNCT
fbem-14771	219	5	10(9	10(9	NUM
fbem-14771	219	6	):	):	PUNCT
fbem-14771	219	7	281	281	NUM
fbem-14771	219	8	-	-	SYM
fbem-14771	219	9	300	300	NUM
fbem-14771	219	10	.	.	PUNCT
fbem-14771	220	1	[	[	X
fbem-14771	220	2	11	11	NUM
fbem-14771	220	3	]	]	PUNCT
fbem-14771	220	4	bauer	bauer	NOUN
fbem-14771	220	5	r	r	NOUN
fbem-14771	220	6	a.	a.	NOUN
fbem-14771	220	7	consumer	consumer	NOUN
fbem-14771	220	8	behavior	behavior	NOUN
fbem-14771	220	9	as	as	ADP
fbem-14771	220	10	risk	risk	NOUN
fbem-14771	220	11	taking	take	VERB
fbem-14771	220	12	[	[	X
fbem-14771	220	13	c	c	X
fbem-14771	220	14	]	]	PUNCT
fbem-14771	220	15	//hancock	//hancock	PUNCT
fbem-14771	220	16	r	r	NOUN
fbem-14771	220	17	s.	s.	PROPN
fbem-14771	220	18	dynamic	dynamic	ADJ
fbem-14771	220	19	marketing	marketing	NOUN
fbem-14771	220	20	for	for	ADP
fbem-14771	220	21	a	a	DET
fbem-14771	220	22	changing	change	VERB
fbem-14771	220	23	world	world	NOUN
fbem-14771	220	24	.	.	PUNCT
fbem-14771	221	1	chicago	chicago	PROPN
fbem-14771	221	2	:	:	PUNCT
fbem-14771	222	1	american	american	PROPN
fbem-14771	222	2	marketing	marketing	PROPN
fbem-14771	222	3	association,1960	association,1960	PROPN
fbem-14771	222	4	.	.	PUNCT
fbem-14771	223	1	[	[	X
fbem-14771	223	2	12	12	NUM
fbem-14771	223	3	]	]	X
fbem-14771	223	4	söilen	söilen	PROPN
fbem-14771	223	5	k	k	PROPN
fbem-14771	223	6	s	s	PROPN
fbem-14771	223	7	,	,	PUNCT
fbem-14771	223	8	benhayoun	benhayoun	PROPN
fbem-14771	223	9	l.	l.	NOUN
fbem-14771	223	10	household	household	NOUN
fbem-14771	223	11	acceptance	acceptance	NOUN
fbem-14771	223	12	of	of	ADP
fbem-14771	223	13	central	central	ADJ
fbem-14771	223	14	bank	bank	PROPN
fbem-14771	223	15	digital	digital	ADJ
fbem-14771	223	16	currency	currency	NOUN
fbem-14771	223	17	:	:	PUNCT
fbem-14771	223	18	the	the	DET
fbem-14771	223	19	role	role	NOUN
fbem-14771	223	20	of	of	ADP
fbem-14771	223	21	institutional	institutional	ADJ
fbem-14771	223	22	trust[j	trust[j	NOUN
fbem-14771	223	23	]	]	PUNCT
fbem-14771	223	24	.	.	PUNCT
fbem-14771	224	1	international	international	ADJ
fbem-14771	224	2	journal	journal	PROPN
fbem-14771	224	3	of	of	ADP
fbem-14771	224	4	bank	bank	PROPN
fbem-14771	224	5	marketing	marketing	NOUN
fbem-14771	224	6	,	,	PUNCT
fbem-14771	224	7	2021	2021	NUM
fbem-14771	224	8	,	,	PUNCT
fbem-14771	224	9	40(1	40(1	NUM
fbem-14771	224	10	):	):	PUNCT
fbem-14771	224	11	172	172	NUM
fbem-14771	224	12	-	-	SYM
fbem-14771	224	13	196	196	NUM
fbem-14771	224	14	.	.	PUNCT
fbem-14771	225	1	[	[	X
fbem-14771	225	2	13	13	NUM
fbem-14771	225	3	]	]	PUNCT
fbem-14771	225	4	byun	byun	NOUN
fbem-14771	225	5	h	h	PROPN
fbem-14771	225	6	,	,	PUNCT
fbem-14771	225	7	park	park	PROPN
fbem-14771	225	8	j.	j.	PROPN
fbem-14771	225	9	a	a	DET
fbem-14771	225	10	study	study	NOUN
fbem-14771	225	11	on	on	ADP
fbem-14771	225	12	the	the	DET
fbem-14771	225	13	intention	intention	NOUN
fbem-14771	225	14	to	to	PART
fbem-14771	225	15	use	use	VERB
fbem-14771	225	16	korean	korean	ADJ
fbem-14771	225	17	telemedicine	telemedicine	NOUN
fbem-14771	225	18	services	service	NOUN
fbem-14771	225	19	:	:	PUNCT
fbem-14771	225	20	focusing	focus	VERB
fbem-14771	225	21	on	on	ADP
fbem-14771	225	22	the	the	DET
fbem-14771	225	23	utaut2	utaut2	PROPN
fbem-14771	225	24	model	model	NOUN
fbem-14771	225	25	[	[	X
fbem-14771	225	26	m]//	m]//	PROPN
fbem-14771	225	27	kim	kim	PROPN
fbem-14771	225	28	j	j	PROPN
fbem-14771	225	29	,	,	PUNCT
fbem-14771	225	30	lee	lee	PROPN
fbem-14771	225	31	r.	r.	PROPN
fbem-14771	225	32	data	data	PROPN
fbem-14771	225	33	science	science	PROPN
fbem-14771	225	34	and	and	CCONJ
fbem-14771	225	35	digital	digital	ADJ
fbem-14771	225	36	transformation	transformation	NOUN
fbem-14771	225	37	in	in	ADP
fbem-14771	225	38	the	the	DET
fbem-14771	225	39	fourth	fourth	ADJ
fbem-14771	225	40	industrial	industrial	ADJ
fbem-14771	225	41	revolution	revolution	NOUN
fbem-14771	225	42	.	.	PUNCT
fbem-14771	226	1	cham	cham	PROPN
fbem-14771	226	2	:	:	PUNCT
fbem-14771	226	3	springer	springer	NOUN
fbem-14771	226	4	,	,	PUNCT
fbem-14771	226	5	2021	2021	NUM
fbem-14771	226	6	.	.	PUNCT
fbem-14771	227	1	[	[	X
fbem-14771	227	2	14	14	NUM
fbem-14771	227	3	]	]	X
fbem-14771	227	4	rogers	rogers	PROPN
fbem-14771	227	5	e	e	PROPN
fbem-14771	227	6	m.	m.	NOUN
fbem-14771	227	7	diffusion	diffusion	NOUN
fbem-14771	227	8	of	of	ADP
fbem-14771	227	9	innovations	innovation	NOUN
fbem-14771	227	10	[	[	X
fbem-14771	227	11	m	m	X
fbem-14771	227	12	]	]	X
fbem-14771	227	13	3rd	3rd	NOUN
fbem-14771	227	14	.	.	PUNCT
fbem-14771	228	1	new	new	PROPN
fbem-14771	228	2	york	york	PROPN
fbem-14771	228	3	:	:	PUNCT
fbem-14771	228	4	free	free	ADJ
fbem-14771	228	5	press	press	NOUN
fbem-14771	228	6	,	,	PUNCT
fbem-14771	228	7	1983	1983	NUM
fbem-14771	228	8	.	.	PUNCT
fbem-14771	229	1	[	[	X
fbem-14771	229	2	15	15	NUM
fbem-14771	229	3	]	]	X
fbem-14771	229	4	chauhan	chauhan	PROPN
fbem-14771	229	5	v	v	PROPN
fbem-14771	229	6	,	,	PUNCT
fbem-14771	229	7	yadav	yadav	PROPN
fbem-14771	229	8	r	r	PROPN
fbem-14771	229	9	,	,	PUNCT
fbem-14771	229	10	choudhary	choudhary	PROPN
fbem-14771	229	11	v.	v.	ADP
fbem-14771	229	12	adoption	adoption	NOUN
fbem-14771	229	13	of	of	ADP
fbem-14771	229	14	electronic	electronic	ADJ
fbem-14771	229	15	banking	banking	NOUN
fbem-14771	229	16	services	service	NOUN
fbem-14771	229	17	in	in	ADP
fbem-14771	229	18	india	india	PROPN
fbem-14771	229	19	:	:	PUNCT
fbem-14771	229	20	an	an	DET
fbem-14771	229	21	extension	extension	NOUN
fbem-14771	229	22	of	of	ADP
fbem-14771	229	23	utaut2	utaut2	NOUN
fbem-14771	229	24	model[j	model[j	PROPN
fbem-14771	229	25	]	]	PUNCT
fbem-14771	229	26	.	.	PUNCT
fbem-14771	230	1	journal	journal	PROPN
fbem-14771	230	2	of	of	ADP
fbem-14771	230	3	financial	financial	ADJ
fbem-14771	230	4	services	service	NOUN
fbem-14771	230	5	marketing	marketing	NOUN
fbem-14771	230	6	,	,	PUNCT
fbem-14771	230	7	2022	2022	NUM
fbem-14771	230	8	,	,	PUNCT
fbem-14771	230	9	27(1	27(1	NUM
fbem-14771	230	10	):	):	PUNCT
fbem-14771	230	11	27	27	NUM
fbem-14771	230	12	-	-	SYM
fbem-14771	230	13	40	40	NUM
fbem-14771	230	14	.	.	PUNCT
fbem-14771	231	1	[	[	X
fbem-14771	231	2	16	16	NUM
fbem-14771	231	3	]	]	X
fbem-14771	231	4	chen	chen	PROPN
fbem-14771	231	5	w	w	PROPN
fbem-14771	231	6	,	,	PUNCT
fbem-14771	231	7	xu	xu	PROPN
fbem-14771	232	1	p.	p.	PROPN
fbem-14771	232	2	digital	digital	ADJ
fbem-14771	232	3	economy	economy	NOUN
fbem-14771	232	4	yunfu	yunfu	NOUN
fbem-14771	232	5	city	city	NOUN
fbem-14771	232	6	under	under	ADP
fbem-14771	232	7	the	the	DET
fbem-14771	232	8	background	background	NOUN
fbem-14771	232	9	of	of	ADP
fbem-14771	232	10	the	the	DET
fbem-14771	232	11	development	development	NOUN
fbem-14771	232	12	of	of	ADP
fbem-14771	232	13	china	china	PROPN
fbem-14771	232	14	's	's	PART
fbem-14771	232	15	high	high	ADJ
fbem-14771	232	16	quality	quality	NOUN
fbem-14771	232	17	,	,	PUNCT
fbem-14771	232	18	pest	pest	VERB
fbem-14771	232	19	analysis	analysis	NOUN
fbem-14771	232	20	[	[	X
fbem-14771	232	21	j	j	X
fbem-14771	232	22	]	]	X
fbem-14771	232	23	.	.	PUNCT
fbem-14771	233	1	journal	journal	PROPN
fbem-14771	233	2	of	of	ADP
fbem-14771	233	3	modern	modern	ADJ
fbem-14771	233	4	business	business	NOUN
fbem-14771	233	5	,	,	PUNCT
fbem-14771	233	6	(	(	PUNCT
fbem-14771	233	7	21	21	NUM
fbem-14771	233	8	)	)	PUNCT
fbem-14771	233	9	:	:	PUNCT
fbem-14771	233	10	2023	2023	NUM
fbem-14771	233	11	-	-	SYM
fbem-14771	233	12	54	54	NUM
fbem-14771	233	13	51	51	NUM
fbem-14771	233	14	,	,	PUNCT
fbem-14771	233	15	doi	doi	NOUN
fbem-14771	233	16	:	:	PUNCT
fbem-14771	233	17	10.14097	10.14097	NUM
fbem-14771	233	18	/	/	SYM
fbem-14771	233	19	j.carol	j.carol	PROPN
fbem-14771	233	20	carroll	carroll	PROPN
fbem-14771	233	21	nki	nki	PROPN
fbem-14771	233	22	.	.	PUNCT
fbem-14771	234	1	5392/2023.21.017	5392/2023.21.017	X
fbem-14771	234	2	.	.	PUNCT
fbem-14771	235	1	[	[	X
fbem-14771	235	2	17	17	NUM
fbem-14771	235	3	]	]	X
fbem-14771	235	4	tao	tao	PROPN
fbem-14771	235	5	z	z	PROPN
fbem-14771	235	6	,	,	PUNCT
fbem-14771	235	7	su	su	PROPN
fbem-14771	235	8	l.	l.	PROPN
fbem-14771	235	9	research	research	PROPN
fbem-14771	235	10	on	on	ADP
fbem-14771	235	11	influencing	influence	VERB
fbem-14771	235	12	factors	factor	NOUN
fbem-14771	235	13	of	of	ADP
fbem-14771	235	14	research	research	NOUN
fbem-14771	235	15	users	user	NOUN
fbem-14771	235	16	'	'	PART
fbem-14771	235	17	willingness	willingness	NOUN
fbem-14771	235	18	to	to	PART
fbem-14771	235	19	use	use	VERB
fbem-14771	235	20	government	government	NOUN
fbem-14771	235	21	open	open	ADJ
fbem-14771	235	22	data	datum	NOUN
fbem-14771	235	23	:	:	PUNCT
fbem-14771	235	24	based	base	VERB
fbem-14771	235	25	on	on	ADP
fbem-14771	235	26	moa	moa	NOUN
fbem-14771	235	27	model	model	NOUN
fbem-14771	235	28	and	and	CCONJ
fbem-14771	235	29	tam	tam	NOUN
fbem-14771	235	30	model	model	NOUN
fbem-14771	235	31	[	[	X
fbem-14771	235	32	j	j	X
fbem-14771	235	33	]	]	X
fbem-14771	235	34	.	.	PUNCT
fbem-14771	236	1	journal	journal	PROPN
fbem-14771	236	2	of	of	ADP
fbem-14771	236	3	beijing	beijing	PROPN
fbem-14771	236	4	city	city	PROPN
fbem-14771	236	5	university	university	PROPN
fbem-14771	236	6	,	,	PUNCT
fbem-14771	236	7	2023	2023	NUM
fbem-14771	236	8	(	(	PUNCT
fbem-14771	236	9	5	5	NUM
fbem-14771	236	10	)	)	PUNCT
fbem-14771	236	11	:	:	PUNCT
fbem-14771	236	12	64	64	NUM
fbem-14771	236	13	-	-	SYM
fbem-14771	236	14	74	74	NUM
fbem-14771	236	15	+	+	NUM
fbem-14771	236	16	79	79	NUM
fbem-14771	236	17	.	.	PUNCT
fbem-14771	237	1	doi	doi	NOUN
fbem-14771	237	2	:	:	PUNCT
fbem-14771	237	3	10.16132	10.16132	NUM
fbem-14771	237	4	/	/	SYM
fbem-14771	237	5	j.carol	j.carol	PROPN
fbem-14771	237	6	carroll	carroll	PROPN
fbem-14771	237	7	nki	nki	PROPN
fbem-14771	237	8	cn115388	cn115388	PROPN
fbem-14771	237	9	/	/	SYM
fbem-14771	237	10	z.	z.	PROPN
fbem-14771	237	11	2023.05.006	2023.05.006	NUM
fbem-14771	237	12	.	.	PUNCT
fbem-14771	238	1	[	[	X
fbem-14771	238	2	18	18	NUM
fbem-14771	238	3	]	]	X
fbem-14771	238	4	liu	liu	PROPN
fbem-14771	238	5	z	z	PROPN
fbem-14771	238	6	,	,	PUNCT
fbem-14771	238	7	han	han	PROPN
fbem-14771	238	8	s.	s.	PROPN
fbem-14771	238	9	research	research	PROPN
fbem-14771	238	10	on	on	ADP
fbem-14771	238	11	influencing	influence	VERB
fbem-14771	238	12	factors	factor	NOUN
fbem-14771	238	13	of	of	ADP
fbem-14771	238	14	interactive	interactive	ADJ
fbem-14771	238	15	level	level	NOUN
fbem-14771	238	16	of	of	ADP
fbem-14771	238	17	moocs	mooc	NOUN
fbem-14771	238	18	teaching	teach	VERB
fbem-14771	238	19	based	base	VERB
fbem-14771	238	20	on	on	ADP
fbem-14771	238	21	sem	sem	PROPN
fbem-14771	238	22	model	model	NOUN
fbem-14771	238	23	:	:	PUNCT
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fbem-14771	238	25	data	datum	NOUN
fbem-14771	238	26	from	from	ADP
fbem-14771	238	27	three	three	NUM
fbem-14771	238	28	moocs	mooc	NOUN
fbem-14771	238	29	discussion	discussion	NOUN
fbem-14771	238	30	areas	area	NOUN
fbem-14771	239	1	[	[	X
fbem-14771	239	2	j	j	X
fbem-14771	239	3	]	]	X
fbem-14771	239	4	.	.	PUNCT
fbem-14771	240	1	china	china	PROPN
fbem-14771	240	2	audio	audio	ADJ
fbem-14771	240	3	-	-	ADJ
fbem-14771	240	4	visual	visual	ADJ
fbem-14771	240	5	education,2023(11):113	education,2023(11):113	PROPN
fbem-14771	240	6	-	-	PUNCT
fbem-14771	240	7	121	121	NUM
fbem-14771	240	8	.	.	PUNCT