id	sid	tid	token	lemma	pos
fbem-16711	1	1	frontiers	frontier	NOUN
fbem-16711	1	2	in	in	ADP
fbem-16711	1	3	business	business	NOUN
fbem-16711	1	4	,	,	PUNCT
fbem-16711	1	5	economics	economic	NOUN
fbem-16711	1	6	and	and	CCONJ
fbem-16711	1	7	management	management	NOUN
fbem-16711	1	8	issn	issn	PROPN
fbem-16711	1	9	:	:	PUNCT
fbem-16711	1	10	2766	2766	NUM
fbem-16711	1	11	-	-	PUNCT
fbem-16711	1	12	824x	824x	NUM
fbem-16711	1	13	|	|	ADJ
fbem-16711	1	14	vol	vol	NOUN
fbem-16711	1	15	.	.	PROPN
fbem-16711	1	16	13	13	NUM
fbem-16711	1	17	,	,	PUNCT
fbem-16711	1	18	no	no	INTJ
fbem-16711	1	19	.	.	NOUN
fbem-16711	1	20	1	1	NUM
fbem-16711	1	21	,	,	PUNCT
fbem-16711	1	22	2024	2024	NUM
fbem-16711	1	23	243	243	NUM
fbem-16711	1	24	is	be	AUX
fbem-16711	1	25	the	the	DET
fbem-16711	1	26	“	"	PUNCT
fbem-16711	1	27	lehman	lehman	NOUN
fbem-16711	1	28	crisis	crisis	NOUN
fbem-16711	1	29	”	"	PUNCT
fbem-16711	1	30	reappearing	reappear	VERB
fbem-16711	1	31	-analysis	-analysis	NOUN
fbem-16711	1	32	of	of	ADP
fbem-16711	1	33	the	the	DET
fbem-16711	1	34	reasons	reason	NOUN
fbem-16711	1	35	for	for	ADP
fbem-16711	1	36	the	the	DET
fbem-16711	1	37	bankruptcy	bankruptcy	NOUN
fbem-16711	1	38	of	of	ADP
fbem-16711	1	39	svb	svb	PROPN
fbem-16711	1	40	and	and	CCONJ
fbem-16711	1	41	its	its	PRON
fbem-16711	1	42	enlightenment	enlightenment	PROPN
fbem-16711	1	43	jie	jie	PROPN
fbem-16711	1	44	guo1	guo1	PROPN
fbem-16711	1	45	,	,	PUNCT
fbem-16711	1	46	*	*	PROPN
fbem-16711	1	47	1hunan	1hunan	NUM
fbem-16711	1	48	university	university	NOUN
fbem-16711	1	49	of	of	ADP
fbem-16711	1	50	science	science	NOUN
fbem-16711	1	51	and	and	CCONJ
fbem-16711	1	52	technology	technology	NOUN
fbem-16711	1	53	,	,	PUNCT
fbem-16711	1	54	xiangtan	xiangtan	PROPN
fbem-16711	1	55	,	,	PUNCT
fbem-16711	1	56	hunan	hunan	PROPN
fbem-16711	1	57	,	,	PUNCT
fbem-16711	1	58	co	co	NOUN
fbem-16711	1	59	411100	411100	NUM
fbem-16711	1	60	,	,	PUNCT
fbem-16711	1	61	china	china	PROPN
fbem-16711	1	62	*	*	PUNCT
fbem-16711	1	63	corresponding	correspond	VERB
fbem-16711	1	64	author	author	NOUN
fbem-16711	1	65	abstract	abstract	NOUN
fbem-16711	1	66	:	:	PUNCT
fbem-16711	1	67	on	on	ADP
fbem-16711	1	68	march	march	PROPN
fbem-16711	1	69	7	7	NUM
fbem-16711	1	70	,	,	PUNCT
fbem-16711	1	71	2023	2023	NUM
fbem-16711	1	72	,	,	PUNCT
fbem-16711	1	73	silicon	silicon	PROPN
fbem-16711	1	74	valley	valley	PROPN
fbem-16711	1	75	bank	bank	PROPN
fbem-16711	1	76	(	(	PUNCT
fbem-16711	1	77	svb	svb	PROPN
fbem-16711	1	78	)	)	PUNCT
fbem-16711	1	79	announced	announce	VERB
fbem-16711	1	80	that	that	SCONJ
fbem-16711	1	81	it	it	PRON
fbem-16711	1	82	is	be	AUX
fbem-16711	1	83	honored	honor	VERB
fbem-16711	1	84	to	to	PART
fbem-16711	1	85	have	have	AUX
fbem-16711	1	86	been	be	AUX
fbem-16711	1	87	named	name	VERB
fbem-16711	1	88	the	the	DET
fbem-16711	1	89	best	good	ADJ
fbem-16711	1	90	bank	bank	NOUN
fbem-16711	1	91	in	in	ADP
fbem-16711	1	92	the	the	DET
fbem-16711	1	93	united	united	PROPN
fbem-16711	1	94	states	states	PROPN
fbem-16711	1	95	by	by	ADP
fbem-16711	1	96	forbes	forbes	PROPN
fbem-16711	1	97	magazine	magazine	NOUN
fbem-16711	1	98	for	for	ADP
fbem-16711	1	99	five	five	NUM
fbem-16711	1	100	consecutive	consecutive	ADJ
fbem-16711	1	101	years	year	NOUN
fbem-16711	1	102	.	.	PUNCT
fbem-16711	2	1	dramatically	dramatically	ADV
fbem-16711	2	2	,	,	PUNCT
fbem-16711	2	3	three	three	NUM
fbem-16711	2	4	days	day	NOUN
fbem-16711	2	5	later	later	ADV
fbem-16711	2	6	,	,	PUNCT
fbem-16711	2	7	it	it	PRON
fbem-16711	2	8	collapsed	collapse	VERB
fbem-16711	2	9	within	within	ADP
fbem-16711	2	10	48	48	NUM
fbem-16711	2	11	hours	hour	NOUN
fbem-16711	2	12	due	due	ADP
fbem-16711	2	13	to	to	ADP
fbem-16711	2	14	insolvency	insolvency	NOUN
fbem-16711	2	15	,	,	PUNCT
fbem-16711	2	16	causing	cause	VERB
fbem-16711	2	17	a	a	DET
fbem-16711	2	18	huge	huge	ADJ
fbem-16711	2	19	uproar	uproar	NOUN
fbem-16711	2	20	and	and	CCONJ
fbem-16711	2	21	becoming	become	VERB
fbem-16711	2	22	the	the	DET
fbem-16711	2	23	largest	large	ADJ
fbem-16711	2	24	bank	bank	NOUN
fbem-16711	2	25	failure	failure	NOUN
fbem-16711	2	26	in	in	ADP
fbem-16711	2	27	the	the	DET
fbem-16711	2	28	united	united	PROPN
fbem-16711	2	29	states	states	PROPN
fbem-16711	2	30	since	since	SCONJ
fbem-16711	2	31	the	the	DET
fbem-16711	2	32	2008	2008	NUM
fbem-16711	2	33	financial	financial	ADJ
fbem-16711	2	34	crisis	crisis	NOUN
fbem-16711	2	35	.	.	PUNCT
fbem-16711	3	1	this	this	DET
fbem-16711	3	2	case	case	NOUN
fbem-16711	3	3	firstly	firstly	ADV
fbem-16711	3	4	introduces	introduce	VERB
fbem-16711	3	5	svb	svb	PROPN
fbem-16711	3	6	and	and	CCONJ
fbem-16711	3	7	its	its	PRON
fbem-16711	3	8	unique	unique	ADJ
fbem-16711	3	9	business	business	NOUN
fbem-16711	3	10	model	model	NOUN
fbem-16711	3	11	,	,	PUNCT
fbem-16711	3	12	outlines	outline	VERB
fbem-16711	3	13	its	its	PRON
fbem-16711	3	14	process	process	NOUN
fbem-16711	3	15	of	of	ADP
fbem-16711	3	16	suffering	suffer	VERB
fbem-16711	3	17	from	from	ADP
fbem-16711	3	18	severe	severe	ADJ
fbem-16711	3	19	runs	run	NOUN
fbem-16711	3	20	and	and	CCONJ
fbem-16711	3	21	ultimately	ultimately	ADV
fbem-16711	3	22	leading	lead	VERB
fbem-16711	3	23	to	to	ADP
fbem-16711	3	24	bankruptcy	bankruptcy	NOUN
fbem-16711	3	25	after	after	ADP
fbem-16711	3	26	monetary	monetary	ADJ
fbem-16711	3	27	policy	policy	NOUN
fbem-16711	3	28	changes	change	NOUN
fbem-16711	3	29	,	,	PUNCT
fbem-16711	3	30	and	and	CCONJ
fbem-16711	3	31	states	state	VERB
fbem-16711	3	32	its	its	PRON
fbem-16711	3	33	series	series	NOUN
fbem-16711	3	34	of	of	ADP
fbem-16711	3	35	subsequent	subsequent	ADJ
fbem-16711	3	36	impacts	impact	NOUN
fbem-16711	3	37	on	on	ADP
fbem-16711	3	38	the	the	DET
fbem-16711	3	39	global	global	ADJ
fbem-16711	3	40	economy	economy	NOUN
fbem-16711	3	41	after	after	ADP
fbem-16711	3	42	bankruptcy	bankruptcy	NOUN
fbem-16711	3	43	.	.	PUNCT
fbem-16711	4	1	next	next	ADV
fbem-16711	4	2	,	,	PUNCT
fbem-16711	4	3	analyze	analyze	VERB
fbem-16711	4	4	the	the	DET
fbem-16711	4	5	reasons	reason	NOUN
fbem-16711	4	6	for	for	ADP
fbem-16711	4	7	the	the	DET
fbem-16711	4	8	bankruptcy	bankruptcy	NOUN
fbem-16711	4	9	of	of	ADP
fbem-16711	4	10	svb	svb	PROPN
fbem-16711	4	11	from	from	ADP
fbem-16711	4	12	two	two	NUM
fbem-16711	4	13	aspects	aspect	NOUN
fbem-16711	4	14	:	:	PUNCT
fbem-16711	4	15	the	the	DET
fbem-16711	4	16	deficiencies	deficiency	NOUN
fbem-16711	4	17	in	in	ADP
fbem-16711	4	18	its	its	PRON
fbem-16711	4	19	own	own	ADJ
fbem-16711	4	20	risk	risk	NOUN
fbem-16711	4	21	control	control	NOUN
fbem-16711	4	22	and	and	CCONJ
fbem-16711	4	23	the	the	DET
fbem-16711	4	24	lack	lack	NOUN
fbem-16711	4	25	of	of	ADP
fbem-16711	4	26	supervision	supervision	NOUN
fbem-16711	4	27	from	from	ADP
fbem-16711	4	28	internal	internal	ADJ
fbem-16711	4	29	and	and	CCONJ
fbem-16711	4	30	external	external	ADJ
fbem-16711	4	31	regulatory	regulatory	ADJ
fbem-16711	4	32	departments	department	NOUN
fbem-16711	4	33	.	.	PUNCT
fbem-16711	5	1	finally	finally	ADV
fbem-16711	5	2	,	,	PUNCT
fbem-16711	5	3	by	by	ADP
fbem-16711	5	4	reviewing	review	VERB
fbem-16711	5	5	the	the	DET
fbem-16711	5	6	entire	entire	ADJ
fbem-16711	5	7	process	process	NOUN
fbem-16711	5	8	of	of	ADP
fbem-16711	5	9	the	the	DET
fbem-16711	5	10	bankruptcy	bankruptcy	NOUN
fbem-16711	5	11	of	of	ADP
fbem-16711	5	12	svb	svb	PROPN
fbem-16711	5	13	,	,	PUNCT
fbem-16711	5	14	we	we	PRON
fbem-16711	5	15	can	can	AUX
fbem-16711	5	16	obtain	obtain	VERB
fbem-16711	5	17	the	the	DET
fbem-16711	5	18	enlightenment	enlightenment	NOUN
fbem-16711	5	19	for	for	ADP
fbem-16711	5	20	china	china	PROPN
fbem-16711	5	21	's	's	PART
fbem-16711	5	22	banking	banking	NOUN
fbem-16711	5	23	industry	industry	NOUN
fbem-16711	5	24	and	and	CCONJ
fbem-16711	5	25	financial	financial	ADJ
fbem-16711	5	26	regulatory	regulatory	ADJ
fbem-16711	5	27	agencies	agency	NOUN
fbem-16711	5	28	from	from	ADP
fbem-16711	5	29	this	this	DET
fbem-16711	5	30	incident	incident	NOUN
fbem-16711	5	31	.	.	PUNCT
fbem-16711	6	1	keywords	keyword	NOUN
fbem-16711	6	2	:	:	PUNCT
fbem-16711	6	3	silicon	silicon	PROPN
fbem-16711	6	4	valley	valley	PROPN
fbem-16711	6	5	bank	bank	PROPN
fbem-16711	6	6	;	;	PUNCT
fbem-16711	6	7	liquidity	liquidity	NOUN
fbem-16711	6	8	risk	risk	NOUN
fbem-16711	6	9	;	;	PUNCT
fbem-16711	6	10	interest	interest	NOUN
fbem-16711	6	11	rate	rate	NOUN
fbem-16711	6	12	risk	risk	NOUN
fbem-16711	6	13	.	.	PUNCT
fbem-16711	7	1	1	1	X
fbem-16711	7	2	.	.	X
fbem-16711	7	3	introduction	introduction	NOUN
fbem-16711	7	4	recently	recently	ADV
fbem-16711	7	5	,	,	PUNCT
fbem-16711	7	6	the	the	DET
fbem-16711	7	7	news	news	NOUN
fbem-16711	7	8	of	of	ADP
fbem-16711	7	9	silicon	silicon	PROPN
fbem-16711	7	10	valley	valley	PROPN
fbem-16711	7	11	bank	bank	PROPN
fbem-16711	7	12	(	(	PUNCT
fbem-16711	7	13	svb	svb	PROPN
fbem-16711	7	14	)	)	PUNCT
fbem-16711	7	15	bankruptcy	bankruptcy	NOUN
fbem-16711	7	16	within	within	ADP
fbem-16711	7	17	48	48	NUM
fbem-16711	7	18	hours	hour	NOUN
fbem-16711	7	19	undoubtedly	undoubtedly	ADV
fbem-16711	7	20	caused	cause	VERB
fbem-16711	7	21	a	a	DET
fbem-16711	7	22	wave	wave	NOUN
fbem-16711	7	23	of	of	ADP
fbem-16711	7	24	turbulence	turbulence	NOUN
fbem-16711	7	25	in	in	ADP
fbem-16711	7	26	the	the	DET
fbem-16711	7	27	international	international	ADJ
fbem-16711	7	28	financial	financial	ADJ
fbem-16711	7	29	market	market	NOUN
fbem-16711	7	30	.	.	PUNCT
fbem-16711	8	1	on	on	ADP
fbem-16711	8	2	march	march	PROPN
fbem-16711	8	3	9th	9th	NOUN
fbem-16711	8	4	,	,	PUNCT
fbem-16711	8	5	svb	svb	PROPN
fbem-16711	8	6	suddenly	suddenly	ADV
fbem-16711	8	7	announced	announce	VERB
fbem-16711	8	8	that	that	SCONJ
fbem-16711	8	9	it	it	PRON
fbem-16711	8	10	had	have	AUX
fbem-16711	8	11	decided	decide	VERB
fbem-16711	8	12	to	to	PART
fbem-16711	8	13	raise	raise	VERB
fbem-16711	8	14	$	$	SYM
fbem-16711	8	15	2.25	2.25	NUM
fbem-16711	8	16	billion	billion	NUM
fbem-16711	8	17	by	by	ADP
fbem-16711	8	18	selling	sell	VERB
fbem-16711	8	19	its	its	PRON
fbem-16711	8	20	common	common	ADJ
fbem-16711	8	21	and	and	CCONJ
fbem-16711	8	22	preferred	preferred	ADJ
fbem-16711	8	23	shares	share	NOUN
fbem-16711	8	24	,	,	PUNCT
fbem-16711	8	25	as	as	SCONJ
fbem-16711	8	26	the	the	DET
fbem-16711	8	27	sale	sale	NOUN
fbem-16711	8	28	of	of	ADP
fbem-16711	8	29	some	some	DET
fbem-16711	8	30	securities	security	NOUN
fbem-16711	8	31	in	in	ADP
fbem-16711	8	32	its	its	PRON
fbem-16711	8	33	investment	investment	NOUN
fbem-16711	8	34	portfolio	portfolio	NOUN
fbem-16711	8	35	would	would	AUX
fbem-16711	8	36	result	result	VERB
fbem-16711	8	37	in	in	ADP
fbem-16711	8	38	a	a	DET
fbem-16711	8	39	loss	loss	NOUN
fbem-16711	8	40	of	of	ADP
fbem-16711	8	41	$	$	SYM
fbem-16711	8	42	1.8	1.8	NUM
fbem-16711	8	43	billion	billion	NUM
fbem-16711	8	44	.	.	PUNCT
fbem-16711	9	1	this	this	DET
fbem-16711	9	2	decision	decision	NOUN
fbem-16711	9	3	became	become	VERB
fbem-16711	9	4	the	the	DET
fbem-16711	9	5	trigger	trigger	NOUN
fbem-16711	9	6	for	for	ADP
fbem-16711	9	7	its	its	PRON
fbem-16711	9	8	bankruptcy	bankruptcy	NOUN
fbem-16711	9	9	,	,	PUNCT
fbem-16711	9	10	on	on	ADP
fbem-16711	9	11	the	the	DET
fbem-16711	9	12	same	same	ADJ
fbem-16711	9	13	day	day	NOUN
fbem-16711	9	14	,	,	PUNCT
fbem-16711	9	15	its	its	PRON
fbem-16711	9	16	stock	stock	NOUN
fbem-16711	9	17	price	price	NOUN
fbem-16711	9	18	plummeted	plummet	VERB
fbem-16711	9	19	by	by	ADP
fbem-16711	9	20	more	more	ADJ
fbem-16711	9	21	than	than	ADP
fbem-16711	9	22	60	60	NUM
fbem-16711	9	23	%	%	NOUN
fbem-16711	9	24	,	,	PUNCT
fbem-16711	9	25	and	and	CCONJ
fbem-16711	9	26	its	its	PRON
fbem-16711	9	27	market	market	NOUN
fbem-16711	9	28	value	value	NOUN
fbem-16711	9	29	evaporated	evaporate	VERB
fbem-16711	9	30	by	by	ADP
fbem-16711	9	31	$	$	SYM
fbem-16711	9	32	9.4	9.4	NUM
fbem-16711	9	33	billion	billion	NUM
fbem-16711	9	34	during	during	ADP
fbem-16711	9	35	the	the	DET
fbem-16711	9	36	same	same	ADJ
fbem-16711	9	37	day	day	NOUN
fbem-16711	9	38	.	.	PUNCT
fbem-16711	10	1	on	on	ADP
fbem-16711	10	2	march	march	PROPN
fbem-16711	10	3	11th	11th	NOUN
fbem-16711	10	4	,	,	PUNCT
fbem-16711	10	5	even	even	ADV
fbem-16711	10	6	more	more	ADV
fbem-16711	10	7	shocking	shocking	ADJ
fbem-16711	10	8	news	news	NOUN
fbem-16711	10	9	came	come	VERB
fbem-16711	10	10	out	out	ADP
fbem-16711	10	11	:	:	PUNCT
fbem-16711	10	12	svb	svb	PROPN
fbem-16711	10	13	was	be	AUX
fbem-16711	10	14	shut	shut	VERB
fbem-16711	10	15	down	down	ADP
fbem-16711	10	16	by	by	ADP
fbem-16711	10	17	california	california	PROPN
fbem-16711	10	18	regulators	regulator	NOUN
fbem-16711	10	19	,	,	PUNCT
fbem-16711	10	20	and	and	CCONJ
fbem-16711	10	21	the	the	DET
fbem-16711	10	22	federal	federal	ADJ
fbem-16711	10	23	deposit	deposit	NOUN
fbem-16711	10	24	insurance	insurance	NOUN
fbem-16711	10	25	corporation	corporation	NOUN
fbem-16711	10	26	(	(	PUNCT
fbem-16711	10	27	fdic	fdic	PROPN
fbem-16711	10	28	)	)	PUNCT
fbem-16711	10	29	was	be	AUX
fbem-16711	10	30	appointed	appoint	VERB
fbem-16711	10	31	as	as	ADP
fbem-16711	10	32	bankruptcy	bankruptcy	NOUN
fbem-16711	10	33	administrator	administrator	NOUN
fbem-16711	10	34	to	to	PART
fbem-16711	10	35	take	take	VERB
fbem-16711	10	36	over	over	ADP
fbem-16711	10	37	svb	svb	PROPN
fbem-16711	10	38	.	.	PUNCT
fbem-16711	11	1	svb	svb	PROPN
fbem-16711	11	2	only	only	ADV
fbem-16711	11	3	took	take	VERB
fbem-16711	11	4	48	48	NUM
fbem-16711	11	5	hours	hour	NOUN
fbem-16711	11	6	from	from	ADP
fbem-16711	11	7	announcing	announce	VERB
fbem-16711	11	8	liquidity	liquidity	NOUN
fbem-16711	11	9	risk	risk	NOUN
fbem-16711	11	10	to	to	ADP
fbem-16711	11	11	bankruptcy	bankruptcy	NOUN
fbem-16711	11	12	.	.	PUNCT
fbem-16711	12	1	although	although	SCONJ
fbem-16711	12	2	it	it	PRON
fbem-16711	12	3	raised	raise	VERB
fbem-16711	12	4	over	over	ADP
fbem-16711	12	5	$	$	SYM
fbem-16711	12	6	2	2	NUM
fbem-16711	12	7	billion	billion	NUM
fbem-16711	12	8	in	in	ADP
fbem-16711	12	9	funds	fund	NOUN
fbem-16711	12	10	to	to	AUX
fbem-16711	12	11	selfrescue	selfrescue	NOUN
fbem-16711	12	12	by	by	ADP
fbem-16711	12	13	selling	sell	VERB
fbem-16711	12	14	shares	share	NOUN
fbem-16711	12	15	,	,	PUNCT
fbem-16711	12	16	it	it	PRON
fbem-16711	12	17	still	still	ADV
fbem-16711	12	18	could	could	AUX
fbem-16711	12	19	n't	not	PART
fbem-16711	12	20	escape	escape	VERB
fbem-16711	12	21	the	the	DET
fbem-16711	12	22	fate	fate	NOUN
fbem-16711	12	23	of	of	ADP
fbem-16711	12	24	being	be	AUX
fbem-16711	12	25	entrusted	entrust	VERB
fbem-16711	12	26	.	.	PUNCT
fbem-16711	13	1	svb	svb	PROPN
fbem-16711	13	2	became	become	VERB
fbem-16711	13	3	the	the	DET
fbem-16711	13	4	largest	large	ADJ
fbem-16711	13	5	bankrupt	bankrupt	ADJ
fbem-16711	13	6	bank	bank	NOUN
fbem-16711	13	7	in	in	ADP
fbem-16711	13	8	us	we	PRON
fbem-16711	13	9	since	since	SCONJ
fbem-16711	13	10	the	the	DET
fbem-16711	13	11	2008	2008	NUM
fbem-16711	13	12	financial	financial	ADJ
fbem-16711	13	13	crisis	crisis	NOUN
fbem-16711	13	14	,	,	PUNCT
fbem-16711	13	15	how	how	SCONJ
fbem-16711	13	16	did	do	AUX
fbem-16711	13	17	it	it	PRON
fbem-16711	13	18	collapse	collapse	VERB
fbem-16711	13	19	step	step	NOUN
fbem-16711	13	20	by	by	ADP
fbem-16711	13	21	step	step	NOUN
fbem-16711	13	22	,	,	PUNCT
fbem-16711	13	23	and	and	CCONJ
fbem-16711	13	24	what	what	PRON
fbem-16711	13	25	are	be	AUX
fbem-16711	13	26	the	the	DET
fbem-16711	13	27	reasons	reason	NOUN
fbem-16711	13	28	behind	behind	ADP
fbem-16711	13	29	it	it	PRON
fbem-16711	13	30	?	?	PUNCT
fbem-16711	14	1	2	2	X
fbem-16711	14	2	.	.	X
fbem-16711	14	3	the	the	DET
fbem-16711	14	4	introduction	introduction	NOUN
fbem-16711	14	5	of	of	ADP
fbem-16711	14	6	svb	svb	PROPN
fbem-16711	14	7	svb	svb	PROPN
fbem-16711	14	8	was	be	AUX
fbem-16711	14	9	founded	found	VERB
fbem-16711	14	10	in	in	ADP
fbem-16711	14	11	1983	1983	NUM
fbem-16711	14	12	and	and	CCONJ
fbem-16711	14	13	is	be	AUX
fbem-16711	14	14	the	the	DET
fbem-16711	14	15	16th	16th	ADJ
fbem-16711	14	16	largest	large	ADJ
fbem-16711	14	17	bank	bank	NOUN
fbem-16711	14	18	in	in	ADP
fbem-16711	14	19	the	the	DET
fbem-16711	14	20	united	united	PROPN
fbem-16711	14	21	states	states	PROPN
fbem-16711	14	22	.	.	PUNCT
fbem-16711	15	1	it	it	PRON
fbem-16711	15	2	is	be	AUX
fbem-16711	15	3	a	a	DET
fbem-16711	15	4	regional	regional	ADJ
fbem-16711	15	5	bank	bank	NOUN
fbem-16711	15	6	headquartered	headquarter	VERB
fbem-16711	15	7	in	in	ADP
fbem-16711	15	8	california	california	PROPN
fbem-16711	15	9	,	,	PUNCT
fbem-16711	15	10	primarily	primarily	ADV
fbem-16711	15	11	serving	serve	VERB
fbem-16711	15	12	innovative	innovative	ADJ
fbem-16711	15	13	companies	company	NOUN
fbem-16711	15	14	and	and	CCONJ
fbem-16711	15	15	businesses	business	NOUN
fbem-16711	15	16	.	.	PUNCT
fbem-16711	16	1	it	it	PRON
fbem-16711	16	2	provides	provide	VERB
fbem-16711	16	3	traditional	traditional	ADJ
fbem-16711	16	4	commercial	commercial	ADJ
fbem-16711	16	5	banking	banking	NOUN
fbem-16711	16	6	services	service	NOUN
fbem-16711	16	7	such	such	ADJ
fbem-16711	16	8	as	as	ADP
fbem-16711	16	9	credit	credit	NOUN
fbem-16711	16	10	,	,	PUNCT
fbem-16711	16	11	fund	fund	NOUN
fbem-16711	16	12	management	management	NOUN
fbem-16711	16	13	,	,	PUNCT
fbem-16711	16	14	and	and	CCONJ
fbem-16711	16	15	trade	trade	NOUN
fbem-16711	16	16	deficit	deficit	NOUN
fbem-16711	16	17	to	to	ADP
fbem-16711	16	18	customers	customer	NOUN
fbem-16711	16	19	.	.	PUNCT
fbem-16711	17	1	its	its	PRON
fbem-16711	17	2	uniqueness	uniqueness	NOUN
fbem-16711	17	3	reflects	reflect	VERB
fbem-16711	17	4	in	in	ADP
fbem-16711	17	5	its	its	PRON
fbem-16711	17	6	customer	customer	NOUN
fbem-16711	17	7	base	base	NOUN
fbem-16711	17	8	,	,	PUNCT
fbem-16711	17	9	which	which	PRON
fbem-16711	17	10	focus	focus	VERB
fbem-16711	17	11	on	on	ADP
fbem-16711	17	12	technology	technology	NOUN
fbem-16711	17	13	innovation	innovation	NOUN
fbem-16711	17	14	companies	company	NOUN
fbem-16711	17	15	and	and	CCONJ
fbem-16711	17	16	their	their	PRON
fbem-16711	17	17	investors	investor	NOUN
fbem-16711	17	18	in	in	ADP
fbem-16711	17	19	the	the	DET
fbem-16711	17	20	fields	field	NOUN
fbem-16711	17	21	of	of	ADP
fbem-16711	17	22	software	software	NOUN
fbem-16711	17	23	,	,	PUNCT
fbem-16711	17	24	hardware	hardware	NOUN
fbem-16711	17	25	,	,	PUNCT
fbem-16711	17	26	life	life	NOUN
fbem-16711	17	27	sciences	science	NOUN
fbem-16711	17	28	,	,	PUNCT
fbem-16711	17	29	new	new	ADJ
fbem-16711	17	30	energy	energy	NOUN
fbem-16711	17	31	,	,	PUNCT
fbem-16711	17	32	and	and	CCONJ
fbem-16711	17	33	new	new	ADJ
fbem-16711	17	34	materials	material	NOUN
fbem-16711	17	35	.	.	PUNCT
fbem-16711	18	1	in	in	ADP
fbem-16711	18	2	the	the	DET
fbem-16711	18	3	early	early	ADJ
fbem-16711	18	4	1990s	1990	NOUN
fbem-16711	18	5	,	,	PUNCT
fbem-16711	18	6	the	the	DET
fbem-16711	18	7	high	high	ADJ
fbem-16711	18	8	-	-	PUNCT
fbem-16711	18	9	tech	tech	NOUN
fbem-16711	18	10	industry	industry	NOUN
fbem-16711	18	11	in	in	ADP
fbem-16711	18	12	silicon	silicon	PROPN
fbem-16711	18	13	valley	valley	PROPN
fbem-16711	18	14	began	begin	VERB
fbem-16711	18	15	to	to	PART
fbem-16711	18	16	rise	rise	VERB
fbem-16711	18	17	,	,	PUNCT
fbem-16711	18	18	and	and	CCONJ
fbem-16711	18	19	a	a	DET
fbem-16711	18	20	large	large	ADJ
fbem-16711	18	21	number	number	NOUN
fbem-16711	18	22	of	of	ADP
fbem-16711	18	23	science	science	NOUN
fbem-16711	18	24	and	and	CCONJ
fbem-16711	18	25	technology	technology	NOUN
fbem-16711	18	26	innovation	innovation	NOUN
fbem-16711	18	27	enterprises	enterprise	NOUN
fbem-16711	18	28	emerged	emerge	VERB
fbem-16711	18	29	with	with	ADP
fbem-16711	18	30	urgent	urgent	ADJ
fbem-16711	18	31	need	need	NOUN
fbem-16711	18	32	of	of	ADP
fbem-16711	18	33	funding	funding	NOUN
fbem-16711	18	34	.	.	PUNCT
fbem-16711	19	1	in	in	ADP
fbem-16711	19	2	such	such	DET
fbem-16711	19	3	an	an	DET
fbem-16711	19	4	environment	environment	NOUN
fbem-16711	19	5	,	,	PUNCT
fbem-16711	19	6	svb	svb	PROPN
fbem-16711	19	7	has	have	AUX
fbem-16711	19	8	combined	combine	VERB
fbem-16711	19	9	high	high	ADJ
fbem-16711	19	10	-	-	PUNCT
fbem-16711	19	11	yield	yield	NOUN
fbem-16711	19	12	equity	equity	NOUN
fbem-16711	19	13	investment	investment	NOUN
fbem-16711	19	14	with	with	ADP
fbem-16711	19	15	low	low	ADJ
fbem-16711	19	16	-	-	PUNCT
fbem-16711	19	17	risk	risk	NOUN
fbem-16711	19	18	debt	debt	NOUN
fbem-16711	19	19	investment	investment	NOUN
fbem-16711	19	20	,	,	PUNCT
fbem-16711	19	21	exploring	explore	VERB
fbem-16711	19	22	a	a	DET
fbem-16711	19	23	business	business	NOUN
fbem-16711	19	24	model	model	NOUN
fbem-16711	19	25	,	,	PUNCT
fbem-16711	19	26	then	then	ADV
fbem-16711	19	27	its	its	PRON
fbem-16711	19	28	business	business	NOUN
fbem-16711	19	29	has	have	AUX
fbem-16711	19	30	been	be	AUX
fbem-16711	19	31	greatly	greatly	ADV
fbem-16711	19	32	expanded	expand	VERB
fbem-16711	19	33	,	,	PUNCT
fbem-16711	19	34	covering	cover	VERB
fbem-16711	19	35	various	various	ADJ
fbem-16711	19	36	regions	region	NOUN
fbem-16711	19	37	including	include	VERB
fbem-16711	19	38	north	north	PROPN
fbem-16711	19	39	america	america	PROPN
fbem-16711	19	40	,	,	PUNCT
fbem-16711	19	41	asia	asia	PROPN
fbem-16711	19	42	,	,	PUNCT
fbem-16711	19	43	and	and	CCONJ
fbem-16711	19	44	europe	europe	PROPN
fbem-16711	19	45	.	.	PUNCT
fbem-16711	20	1	its	its	PRON
fbem-16711	20	2	popularity	popularity	NOUN
fbem-16711	20	3	increased	increase	VERB
fbem-16711	20	4	a	a	DET
fbem-16711	20	5	lot	lot	NOUN
fbem-16711	20	6	,	,	PUNCT
fbem-16711	20	7	many	many	ADJ
fbem-16711	20	8	well	well	ADV
fbem-16711	20	9	-	-	PUNCT
fbem-16711	20	10	known	know	VERB
fbem-16711	20	11	it	it	PRON
fbem-16711	20	12	companies	company	NOUN
fbem-16711	20	13	such	such	ADJ
fbem-16711	20	14	as	as	ADP
fbem-16711	20	15	facebook	facebook	NOUN
fbem-16711	20	16	and	and	CCONJ
fbem-16711	20	17	twitter	twitter	NOUN
fbem-16711	20	18	being	be	AUX
fbem-16711	20	19	its	its	PRON
fbem-16711	20	20	financing	financing	NOUN
fbem-16711	20	21	clients	client	NOUN
fbem-16711	20	22	.	.	PUNCT
fbem-16711	21	1	as	as	ADP
fbem-16711	21	2	of	of	ADP
fbem-16711	21	3	the	the	DET
fbem-16711	21	4	end	end	NOUN
fbem-16711	21	5	of	of	ADP
fbem-16711	21	6	2022	2022	NUM
fbem-16711	21	7	,	,	PUNCT
fbem-16711	21	8	svb	svb	PROPN
fbem-16711	21	9	had	have	VERB
fbem-16711	21	10	total	total	ADJ
fbem-16711	21	11	assets	asset	NOUN
fbem-16711	21	12	of	of	ADP
fbem-16711	21	13	approximately	approximately	ADV
fbem-16711	21	14	$	$	SYM
fbem-16711	21	15	211.8	211.8	NUM
fbem-16711	21	16	billion	billion	NUM
fbem-16711	21	17	and	and	CCONJ
fbem-16711	21	18	total	total	ADJ
fbem-16711	21	19	deposits	deposit	NOUN
fbem-16711	21	20	of	of	ADP
fbem-16711	21	21	approximately	approximately	ADV
fbem-16711	21	22	$	$	SYM
fbem-16711	21	23	175.4	175.4	NUM
fbem-16711	21	24	billion	billion	NUM
fbem-16711	21	25	,	,	PUNCT
fbem-16711	21	26	both	both	PRON
fbem-16711	21	27	of	of	ADP
fbem-16711	21	28	which	which	PRON
fbem-16711	21	29	were	be	AUX
fbem-16711	21	30	among	among	ADP
fbem-16711	21	31	the	the	DET
fbem-16711	21	32	top	top	ADJ
fbem-16711	21	33	20	20	NUM
fbem-16711	21	34	banks	bank	NOUN
fbem-16711	21	35	in	in	ADP
fbem-16711	21	36	the	the	DET
fbem-16711	21	37	united	united	PROPN
fbem-16711	21	38	states	states	PROPN
fbem-16711	21	39	.	.	PUNCT
fbem-16711	22	1	the	the	DET
fbem-16711	22	2	main	main	ADJ
fbem-16711	22	3	business	business	NOUN
fbem-16711	22	4	model	model	NOUN
fbem-16711	22	5	of	of	ADP
fbem-16711	22	6	svb	svb	PROPN
fbem-16711	22	7	is	be	AUX
fbem-16711	22	8	investment	investment	NOUN
fbem-16711	22	9	-	-	PUNCT
fbem-16711	22	10	loan	loan	NOUN
fbem-16711	22	11	linkage	linkage	NOUN
fbem-16711	22	12	,	,	PUNCT
fbem-16711	22	13	its	its	PRON
fbem-16711	22	14	credit	credit	NOUN
fbem-16711	22	15	for	for	ADP
fbem-16711	22	16	start	start	VERB
fbem-16711	22	17	-	-	PUNCT
fbem-16711	22	18	up	up	ADP
fbem-16711	22	19	enterprises	enterprise	NOUN
fbem-16711	22	20	generally	generally	ADV
fbem-16711	22	21	adopts	adopt	VERB
fbem-16711	22	22	a	a	DET
fbem-16711	22	23	follow	follow	VERB
fbem-16711	22	24	-	-	PUNCT
fbem-16711	22	25	up	up	ADP
fbem-16711	22	26	investment	investment	NOUN
fbem-16711	22	27	model	model	NOUN
fbem-16711	22	28	,	,	PUNCT
fbem-16711	22	29	when	when	SCONJ
fbem-16711	22	30	the	the	DET
fbem-16711	22	31	enterprise	enterprise	NOUN
fbem-16711	22	32	obtains	obtain	VERB
fbem-16711	22	33	venture	venture	NOUN
fbem-16711	22	34	capital	capital	NOUN
fbem-16711	22	35	equity	equity	NOUN
fbem-16711	22	36	investment	investment	NOUN
fbem-16711	22	37	,	,	PUNCT
fbem-16711	22	38	svb	svb	PROPN
fbem-16711	22	39	approved	approve	VERB
fbem-16711	22	40	the	the	DET
fbem-16711	22	41	credit	credit	NOUN
fbem-16711	22	42	limit	limit	NOUN
fbem-16711	22	43	in	in	ADP
fbem-16711	22	44	a	a	DET
fbem-16711	22	45	certain	certain	ADJ
fbem-16711	22	46	proportion	proportion	NOUN
fbem-16711	22	47	.	.	PUNCT
fbem-16711	23	1	the	the	DET
fbem-16711	23	2	approved	approve	VERB
fbem-16711	23	3	credit	credit	NOUN
fbem-16711	23	4	generally	generally	ADV
fbem-16711	23	5	requires	require	VERB
fbem-16711	23	6	third	third	ADJ
fbem-16711	23	7	-	-	PUNCT
fbem-16711	23	8	party	party	NOUN
fbem-16711	23	9	guarantees	guarantee	NOUN
fbem-16711	23	10	such	such	ADJ
fbem-16711	23	11	as	as	ADP
fbem-16711	23	12	venture	venture	NOUN
fbem-16711	23	13	capital	capital	NOUN
fbem-16711	23	14	or	or	CCONJ
fbem-16711	23	15	intellectual	intellectual	ADJ
fbem-16711	23	16	property	property	NOUN
fbem-16711	23	17	collateral	collateral	NOUN
fbem-16711	23	18	.	.	PUNCT
fbem-16711	24	1	usually	usually	ADV
fbem-16711	24	2	,	,	PUNCT
fbem-16711	24	3	svb	svb	PROPN
fbem-16711	24	4	charge	charge	NOUN
fbem-16711	24	5	interest	interest	NOUN
fbem-16711	24	6	rates	rate	NOUN
fbem-16711	24	7	higher	high	ADJ
fbem-16711	24	8	than	than	ADP
fbem-16711	24	9	regular	regular	ADJ
fbem-16711	24	10	corporate	corporate	ADJ
fbem-16711	24	11	loans	loan	NOUN
fbem-16711	24	12	to	to	ADP
fbem-16711	24	13	science	science	NOUN
fbem-16711	24	14	and	and	CCONJ
fbem-16711	24	15	technology	technology	NOUN
fbem-16711	24	16	innovation	innovation	NOUN
fbem-16711	24	17	companies	company	NOUN
fbem-16711	24	18	,	,	PUNCT
fbem-16711	24	19	and	and	CCONJ
fbem-16711	24	20	may	may	AUX
fbem-16711	24	21	also	also	ADV
fbem-16711	24	22	acquire	acquire	VERB
fbem-16711	24	23	a	a	DET
fbem-16711	24	24	certain	certain	ADJ
fbem-16711	24	25	proportion	proportion	NOUN
fbem-16711	24	26	of	of	ADP
fbem-16711	24	27	corporate	corporate	ADJ
fbem-16711	24	28	stock	stock	NOUN
fbem-16711	24	29	warrants	warrant	NOUN
fbem-16711	24	30	to	to	PART
fbem-16711	24	31	increase	increase	VERB
fbem-16711	24	32	future	future	ADJ
fbem-16711	24	33	earnings	earning	NOUN
fbem-16711	24	34	.	.	PUNCT
fbem-16711	25	1	in	in	ADP
fbem-16711	25	2	addition	addition	NOUN
fbem-16711	25	3	,	,	PUNCT
fbem-16711	25	4	svb	svb	PROPN
fbem-16711	25	5	also	also	ADV
fbem-16711	25	6	provides	provide	VERB
fbem-16711	25	7	credit	credit	NOUN
fbem-16711	25	8	support	support	NOUN
fbem-16711	25	9	to	to	PART
fbem-16711	25	10	venture	venture	VERB
fbem-16711	25	11	capital	capital	NOUN
fbem-16711	25	12	companies	company	NOUN
fbem-16711	25	13	,	,	PUNCT
fbem-16711	25	14	providing	provide	VERB
fbem-16711	25	15	certain	certain	ADJ
fbem-16711	25	16	loan	loan	NOUN
fbem-16711	25	17	support	support	NOUN
fbem-16711	25	18	when	when	SCONJ
fbem-16711	25	19	the	the	DET
fbem-16711	25	20	latter	latter	NOUN
fbem-16711	25	21	's	's	PART
fbem-16711	25	22	projects	project	NOUN
fbem-16711	25	23	require	require	VERB
fbem-16711	25	24	capital	capital	NOUN
fbem-16711	25	25	investment	investment	NOUN
fbem-16711	25	26	but	but	CCONJ
fbem-16711	25	27	liquidity	liquidity	NOUN
fbem-16711	25	28	is	be	AUX
fbem-16711	25	29	scarce	scarce	ADJ
fbem-16711	25	30	.	.	PUNCT
fbem-16711	26	1	the	the	DET
fbem-16711	26	2	business	business	NOUN
fbem-16711	26	3	model	model	NOUN
fbem-16711	26	4	of	of	ADP
fbem-16711	26	5	svb	svb	PROPN
fbem-16711	26	6	is	be	AUX
fbem-16711	26	7	shown	show	VERB
fbem-16711	26	8	in	in	ADP
fbem-16711	26	9	the	the	DET
fbem-16711	26	10	figure	figure	NOUN
fbem-16711	26	11	1	1	NUM
fbem-16711	26	12	.	.	PUNCT
fbem-16711	27	1	svb	svb	PROPN
fbem-16711	27	2	's	's	PART
fbem-16711	27	3	profit	profit	NOUN
fbem-16711	27	4	model	model	NOUN
fbem-16711	27	5	relies	rely	VERB
fbem-16711	27	6	on	on	ADP
fbem-16711	27	7	a	a	DET
fbem-16711	27	8	"	"	PUNCT
fbem-16711	27	9	high	high	ADJ
fbem-16711	27	10	interest	interest	NOUN
fbem-16711	27	11	margin	margin	NOUN
fbem-16711	27	12	"	"	PUNCT
fbem-16711	27	13	strategy	strategy	NOUN
fbem-16711	27	14	.	.	PUNCT
fbem-16711	28	1	from	from	ADP
fbem-16711	28	2	the	the	DET
fbem-16711	28	3	debt	debt	NOUN
fbem-16711	28	4	side	side	NOUN
fbem-16711	28	5	,	,	PUNCT
fbem-16711	28	6	svb	svb	PROPN
fbem-16711	28	7	is	be	AUX
fbem-16711	28	8	different	different	ADJ
fbem-16711	28	9	from	from	ADP
fbem-16711	28	10	ordinary	ordinary	ADJ
fbem-16711	28	11	commercial	commercial	ADJ
fbem-16711	28	12	banks	bank	NOUN
fbem-16711	28	13	.	.	PUNCT
fbem-16711	29	1	commercial	commercial	ADJ
fbem-16711	29	2	banks	bank	NOUN
fbem-16711	29	3	rely	rely	VERB
fbem-16711	29	4	on	on	ADP
fbem-16711	29	5	a	a	DET
fbem-16711	29	6	large	large	ADJ
fbem-16711	29	7	number	number	NOUN
fbem-16711	29	8	of	of	ADP
fbem-16711	29	9	household	household	NOUN
fbem-16711	29	10	savings	saving	NOUN
fbem-16711	29	11	accounts	account	NOUN
fbem-16711	29	12	for	for	ADP
fbem-16711	29	13	deposits	deposit	NOUN
fbem-16711	29	14	,	,	PUNCT
fbem-16711	29	15	but	but	CCONJ
fbem-16711	29	16	svb	svb	PROPN
fbem-16711	29	17	's	's	PART
fbem-16711	29	18	deposits	deposit	NOUN
fbem-16711	29	19	mainly	mainly	ADV
fbem-16711	29	20	absorb	absorb	VERB
fbem-16711	29	21	funds	fund	NOUN
fbem-16711	29	22	from	from	ADP
fbem-16711	29	23	venture	venture	NOUN
fbem-16711	29	24	capital	capital	NOUN
fbem-16711	29	25	and	and	CCONJ
fbem-16711	29	26	technology	technology	NOUN
fbem-16711	29	27	enterprises	enterprise	NOUN
fbem-16711	29	28	.	.	PUNCT
fbem-16711	30	1	this	this	PRON
fbem-16711	30	2	can	can	AUX
fbem-16711	30	3	achieve	achieve	VERB
fbem-16711	30	4	the	the	DET
fbem-16711	30	5	maximum	maximum	ADJ
fbem-16711	30	6	retention	retention	NOUN
fbem-16711	30	7	of	of	ADP
fbem-16711	30	8	funds	fund	NOUN
fbem-16711	30	9	within	within	ADP
fbem-16711	30	10	the	the	DET
fbem-16711	30	11	bank	bank	NOUN
fbem-16711	30	12	,	,	PUNCT
fbem-16711	30	13	even	even	ADV
fbem-16711	30	14	if	if	SCONJ
fbem-16711	30	15	they	they	PRON
fbem-16711	30	16	are	be	AUX
fbem-16711	30	17	transferred	transfer	VERB
fbem-16711	30	18	between	between	ADP
fbem-16711	30	19	investors	investor	NOUN
fbem-16711	30	20	and	and	CCONJ
fbem-16711	30	21	invested	invest	VERB
fbem-16711	30	22	enterprises	enterprise	NOUN
fbem-16711	30	23	.	.	PUNCT
fbem-16711	31	1	and	and	CCONJ
fbem-16711	31	2	risk	risk	NOUN
fbem-16711	31	3	investors	investor	NOUN
fbem-16711	31	4	are	be	AUX
fbem-16711	31	5	usually	usually	ADV
fbem-16711	31	6	not	not	PART
fbem-16711	31	7	sensitive	sensitive	ADJ
fbem-16711	31	8	to	to	ADP
fbem-16711	31	9	interest	interest	NOUN
fbem-16711	31	10	rates	rate	NOUN
fbem-16711	31	11	,	,	PUNCT
fbem-16711	31	12	so	so	CCONJ
fbem-16711	31	13	the	the	DET
fbem-16711	31	14	cost	cost	NOUN
fbem-16711	31	15	on	on	ADP
fbem-16711	31	16	the	the	DET
fbem-16711	31	17	debt	debt	NOUN
fbem-16711	31	18	side	side	NOUN
fbem-16711	31	19	is	be	AUX
fbem-16711	31	20	not	not	PART
fbem-16711	31	21	high	high	ADJ
fbem-16711	31	22	.	.	PUNCT
fbem-16711	32	1	from	from	ADP
fbem-16711	32	2	the	the	DET
fbem-16711	32	3	asset	asset	NOUN
fbem-16711	32	4	side	side	NOUN
fbem-16711	32	5	,	,	PUNCT
fbem-16711	32	6	due	due	ADP
fbem-16711	32	7	to	to	ADP
fbem-16711	32	8	the	the	DET
fbem-16711	32	9	high	high	ADJ
fbem-16711	32	10	profitability	profitability	NOUN
fbem-16711	32	11	of	of	ADP
fbem-16711	32	12	science	science	NOUN
fbem-16711	32	13	and	and	CCONJ
fbem-16711	32	14	technology	technology	NOUN
fbem-16711	32	15	enterprises	enterprise	NOUN
fbem-16711	32	16	entering	enter	VERB
fbem-16711	32	17	the	the	DET
fbem-16711	32	18	market	market	NOUN
fbem-16711	32	19	expansion	expansion	NOUN
fbem-16711	32	20	stage	stage	NOUN
fbem-16711	32	21	,	,	PUNCT
fbem-16711	32	22	svb	svb	PROPN
fbem-16711	32	23	generally	generally	ADV
fbem-16711	32	24	offers	offer	VERB
fbem-16711	32	25	higher	high	ADJ
fbem-16711	32	26	interest	interest	NOUN
fbem-16711	32	27	rates	rate	NOUN
fbem-16711	32	28	for	for	ADP
fbem-16711	32	29	loans	loan	NOUN
fbem-16711	32	30	to	to	ADP
fbem-16711	32	31	small	small	ADJ
fbem-16711	32	32	and	and	CCONJ
fbem-16711	32	33	medium	medium	ADJ
fbem-16711	32	34	-	-	PUNCT
fbem-16711	32	35	sized	sized	ADJ
fbem-16711	32	36	technology	technology	NOUN
fbem-16711	32	37	enterprises	enterprise	NOUN
fbem-16711	32	38	.	.	PUNCT
fbem-16711	33	1	therefore	therefore	ADV
fbem-16711	33	2	,	,	PUNCT
fbem-16711	33	3	svb	svb	PROPN
fbem-16711	33	4	achieved	achieve	VERB
fbem-16711	33	5	"	"	PUNCT
fbem-16711	33	6	high	high	ADJ
fbem-16711	33	7	interest	interest	NOUN
fbem-16711	33	8	margin	margin	NOUN
fbem-16711	33	9	"	"	PUNCT
fbem-16711	33	10	successfully	successfully	ADV
fbem-16711	33	11	,	,	PUNCT
fbem-16711	33	12	and	and	CCONJ
fbem-16711	33	13	its	its	PRON
fbem-16711	33	14	net	net	ADJ
fbem-16711	33	15	interest	interest	NOUN
fbem-16711	33	16	margin	margin	NOUN
fbem-16711	33	17	remained	remain	VERB
fbem-16711	33	18	at	at	ADP
fbem-16711	33	19	a	a	DET
fbem-16711	33	20	high	high	ADJ
fbem-16711	33	21	244	244	NUM
fbem-16711	33	22	level	level	NOUN
fbem-16711	33	23	among	among	ADP
fbem-16711	33	24	peers	peer	NOUN
fbem-16711	33	25	from	from	ADP
fbem-16711	33	26	2015	2015	NUM
fbem-16711	33	27	to	to	ADP
fbem-16711	33	28	2022	2022	NUM
fbem-16711	33	29	.	.	PUNCT
fbem-16711	34	1	start	start	VERB
fbem-16711	34	2	 	 	SPACE
fbem-16711	34	3	ups	ups	PROPN
fbem-16711	34	4	svb	svb	PROPN
fbem-16711	34	5	x	x	NOUN
fbem-16711	34	6	 	 	SPACE
fbem-16711	34	7	round	round	ADJ
fbem-16711	34	8	 	 	SPACE
fbem-16711	34	9	investment	investment	NOUN
fbem-16711	34	10	y	y	PROPN
fbem-16711	34	11	 	 	SPACE
fbem-16711	34	12	round	round	ADJ
fbem-16711	34	13	 	 	SPACE
fbem-16711	34	14	investment	investment	NOUN
fbem-16711	34	15	software	software	NOUN
fbem-16711	34	16	hardware	hardware	NOUN
fbem-16711	34	17	life	life	NOUN
fbem-16711	34	18	sciences	sciences	PROPN
fbem-16711	34	19	new	new	ADJ
fbem-16711	34	20	energy	energy	NOUN
fbem-16711	34	21	start	start	VERB
fbem-16711	34	22	 	 	SPACE
fbem-16711	34	23	up	up	ADP
fbem-16711	34	24	 	 	SPACE
fbem-16711	34	25	loan3%‐5	loan3%‐5	PROPN
fbem-16711	34	26	%	%	NOUN
fbem-16711	34	27	 	 	SPACE
fbem-16711	34	28	stock	stock	NOUN
fbem-16711	34	29	 	 	SPACE
fbem-16711	34	30	warrants	warrant	NOUN
fbem-16711	34	31	repayment	repayment	NOUN
fbem-16711	34	32	 	 	SPACE
fbem-16711	34	33	of	of	ADP
fbem-16711	34	34	 	 	SPACE
fbem-16711	34	35	principal	principal	NOUN
fbem-16711	34	36	  	  	SPACE
fbem-16711	34	37	and	and	CCONJ
fbem-16711	34	38	 	 	SPACE
fbem-16711	34	39	interest	interest	NOUN
fbem-16711	34	40	start	start	VERB
fbem-16711	34	41	 	 	SPACE
fbem-16711	34	42	ups	up	NOUN
fbem-16711	34	43	 	 	SPACE
fbem-16711	34	44	usually	usually	ADV
fbem-16711	34	45	 	 	SPACE
fbem-16711	34	46	have	have	VERB
fbem-16711	34	47	  	  	SPACE
fbem-16711	34	48	higher	high	ADJ
fbem-16711	34	49	 	 	SPACE
fbem-16711	34	50	risks	risk	NOUN
fbem-16711	34	51	,	,	PUNCT
fbem-16711	34	52	 	 	SPACE
fbem-16711	34	53	so	so	ADV
fbem-16711	34	54	 	 	SPACE
fbem-16711	34	55	banks	bank	NOUN
fbem-16711	34	56	  	  	SPACE
fbem-16711	34	57	require	require	VERB
fbem-16711	34	58	 	 	SPACE
fbem-16711	34	59	companies	company	NOUN
fbem-16711	34	60	 	 	SPACE
fbem-16711	34	61	to	to	PART
fbem-16711	34	62	  	  	SPACE
fbem-16711	34	63	provide	provide	VERB
fbem-16711	34	64	 	 	SPACE
fbem-16711	34	65	stock	stock	NOUN
fbem-16711	34	66	 	 	SPACE
fbem-16711	34	67	warrants	warrant	NOUN
fbem-16711	34	68	  	  	SPACE
fbem-16711	34	69	when	when	SCONJ
fbem-16711	34	70	 	 	SPACE
fbem-16711	34	71	issuing	issue	VERB
fbem-16711	34	72	 	 	SPACE
fbem-16711	34	73	loans	loan	NOUN
fbem-16711	34	74	 	 	SPACE
fbem-16711	34	75	to	to	PART
fbem-16711	34	76	  	  	SPACE
fbem-16711	34	77	cover	cover	VERB
fbem-16711	34	78	 	 	SPACE
fbem-16711	34	79	certain	certain	ADJ
fbem-16711	34	80	 	 	SPACE
fbem-16711	34	81	credit	credit	NOUN
fbem-16711	34	82	  	  	SPACE
fbem-16711	34	83	risks	risk	NOUN
fbem-16711	34	84	start	start	VERB
fbem-16711	34	85	 	 	SPACE
fbem-16711	34	86	up	up	ADP
fbem-16711	34	87	 	 	SPACE
fbem-16711	34	88	loan	loan	NOUN
fbem-16711	34	89	 	 	SPACE
fbem-16711	34	90	is	be	AUX
fbem-16711	34	91	 	 	SPACE
fbem-16711	34	92	similar	similar	ADJ
fbem-16711	34	93	 	 	SPACE
fbem-16711	34	94	to	to	ADP
fbem-16711	34	95	 	 	SPACE
fbem-16711	34	96	a	a	DET
fbem-16711	34	97	 	 	SPACE
fbem-16711	34	98	bridge	bridge	NOUN
fbem-16711	34	99	 	 	SPACE
fbem-16711	34	100	for	for	ADP
fbem-16711	34	101	 	 	SPACE
fbem-16711	34	102	a	a	DET
fbem-16711	34	103	  	  	SPACE
fbem-16711	34	104	startup	startup	NOUN
fbem-16711	34	105	 	 	SPACE
fbem-16711	34	106	company	company	NOUN
fbem-16711	34	107	 	 	SPACE
fbem-16711	34	108	during	during	ADP
fbem-16711	34	109	 	 	SPACE
fbem-16711	34	110	the	the	DET
fbem-16711	34	111	 	 	SPACE
fbem-16711	34	112	x	x	NOUN
fbem-16711	34	113	 	 	SPACE
fbem-16711	34	114	and	and	CCONJ
fbem-16711	34	115	 	 	SPACE
fbem-16711	34	116	y	y	NOUN
fbem-16711	34	117	  	  	SPACE
fbem-16711	34	118	rounds	round	NOUN
fbem-16711	34	119	 	 	SPACE
fbem-16711	34	120	of	of	ADP
fbem-16711	34	121	 	 	SPACE
fbem-16711	34	122	financing	financing	NOUN
fbem-16711	34	123	 	 	SPACE
fbem-16711	34	124	capital	capital	NOUN
fbem-16711	34	125	 	 	SPACE
fbem-16711	34	126	turnover	turnover	NOUN
fbem-16711	34	127	part	part	NOUN
fbem-16711	34	128	 	 	SPACE
fbem-16711	34	129	of	of	ADP
fbem-16711	34	130	 	 	SPACE
fbem-16711	34	131	the	the	DET
fbem-16711	34	132	 	 	SPACE
fbem-16711	34	133	funds	fund	NOUN
fbem-16711	34	134	 	 	SPACE
fbem-16711	34	135	received	receive	VERB
fbem-16711	34	136	 	 	SPACE
fbem-16711	34	137	by	by	ADP
fbem-16711	34	138	 	 	SPACE
fbem-16711	34	139	series	series	NOUN
fbem-16711	34	140	 	 	SPACE
fbem-16711	34	141	y	y	PROPN
fbem-16711	34	142	  	  	SPACE
fbem-16711	34	143	investors	investor	NOUN
fbem-16711	34	144	 	 	SPACE
fbem-16711	34	145	are	be	AUX
fbem-16711	34	146	 	 	SPACE
fbem-16711	34	147	used	use	VERB
fbem-16711	34	148	 	 	SPACE
fbem-16711	34	149	to	to	PART
fbem-16711	34	150	 	 	SPACE
fbem-16711	34	151	repay	repay	VERB
fbem-16711	34	152	 	 	SPACE
fbem-16711	34	153	bank	bank	NOUN
fbem-16711	34	154	 	 	SPACE
fbem-16711	34	155	loans	loan	NOUN
fbem-16711	34	156	,	,	PUNCT
fbem-16711	34	157	  	  	SPACE
fbem-16711	34	158	hence	hence	ADV
fbem-16711	34	159	 	 	SPACE
fbem-16711	34	160	startup	startup	NOUN
fbem-16711	34	161	 	 	SPACE
fbem-16711	34	162	loans	loan	NOUN
fbem-16711	34	163	 	 	SPACE
fbem-16711	34	164	are	be	AUX
fbem-16711	34	165	 	 	SPACE
fbem-16711	34	166	also	also	ADV
fbem-16711	34	167	 	 	SPACE
fbem-16711	34	168	known	know	VERB
fbem-16711	34	169	 	 	SPACE
fbem-16711	34	170	as	as	ADP
fbem-16711	34	171	  	  	SPACE
fbem-16711	34	172	investor	investor	NOUN
fbem-16711	34	173	 	 	SPACE
fbem-16711	34	174	dependent	dependent	ADJ
fbem-16711	34	175	 	 	SPACE
fbem-16711	34	176	loans	loan	NOUN
fbem-16711	34	177	figure	figure	VERB
fbem-16711	34	178	1	1	NUM
fbem-16711	34	179	.	.	PUNCT
fbem-16711	35	1	the	the	DET
fbem-16711	35	2	business	business	NOUN
fbem-16711	35	3	model	model	NOUN
fbem-16711	35	4	of	of	ADP
fbem-16711	35	5	svb	svb	PROPN
fbem-16711	35	6	3	3	NUM
fbem-16711	35	7	.	.	PUNCT
fbem-16711	35	8	risk	risk	NOUN
fbem-16711	35	9	emerge	emerge	NOUN
fbem-16711	35	10	:	:	PUNCT
fbem-16711	35	11	mismatched	mismatch	VERB
fbem-16711	35	12	terms	term	NOUN
fbem-16711	35	13	bring	bring	VERB
fbem-16711	35	14	liquidity	liquidity	NOUN
fbem-16711	35	15	risks	risk	NOUN
fbem-16711	35	16	3.1	3.1	NUM
fbem-16711	35	17	.	.	PUNCT
fbem-16711	36	1	svb	svb	PROPN
fbem-16711	36	2	absorb	absorb	VERB
fbem-16711	36	3	a	a	DET
fbem-16711	36	4	large	large	ADJ
fbem-16711	36	5	amount	amount	NOUN
fbem-16711	36	6	of	of	ADP
fbem-16711	36	7	deposits	deposit	NOUN
fbem-16711	36	8	the	the	DET
fbem-16711	36	9	business	business	NOUN
fbem-16711	36	10	of	of	ADP
fbem-16711	36	11	svb	svb	PROPN
fbem-16711	36	12	has	have	VERB
fbem-16711	36	13	its	its	PRON
fbem-16711	36	14	particularity	particularity	NOUN
fbem-16711	36	15	since	since	SCONJ
fbem-16711	36	16	its	its	PRON
fbem-16711	36	17	business	business	NOUN
fbem-16711	36	18	scale	scale	NOUN
fbem-16711	36	19	is	be	AUX
fbem-16711	36	20	closely	closely	ADV
fbem-16711	36	21	related	relate	VERB
fbem-16711	36	22	to	to	AUX
fbem-16711	36	23	venture	venture	VERB
fbem-16711	36	24	capital	capital	NOUN
fbem-16711	36	25	in	in	ADP
fbem-16711	36	26	the	the	DET
fbem-16711	36	27	silicon	silicon	NOUN
fbem-16711	36	28	valley	valley	PROPN
fbem-16711	36	29	region	region	NOUN
fbem-16711	36	30	.	.	PUNCT
fbem-16711	37	1	during	during	ADP
fbem-16711	37	2	the	the	DET
fbem-16711	37	3	entrepreneurial	entrepreneurial	ADJ
fbem-16711	37	4	boom	boom	NOUN
fbem-16711	37	5	and	and	CCONJ
fbem-16711	37	6	loose	loose	ADJ
fbem-16711	37	7	liquidity	liquidity	NOUN
fbem-16711	37	8	period	period	NOUN
fbem-16711	37	9	,	,	PUNCT
fbem-16711	37	10	the	the	DET
fbem-16711	37	11	scale	scale	NOUN
fbem-16711	37	12	of	of	ADP
fbem-16711	37	13	svb	svb	PROPN
fbem-16711	37	14	's	's	PART
fbem-16711	37	15	business	business	NOUN
fbem-16711	37	16	increased	increase	VERB
fbem-16711	37	17	rapidly	rapidly	ADV
fbem-16711	37	18	.	.	PUNCT
fbem-16711	38	1	in	in	ADP
fbem-16711	38	2	2020	2020	NUM
fbem-16711	38	3	,	,	PUNCT
fbem-16711	38	4	the	the	DET
fbem-16711	38	5	united	united	PROPN
fbem-16711	38	6	states	states	PROPN
fbem-16711	38	7	mainly	mainly	ADV
fbem-16711	38	8	adopted	adopt	VERB
fbem-16711	38	9	a	a	DET
fbem-16711	38	10	loose	loose	ADJ
fbem-16711	38	11	monetary	monetary	ADJ
fbem-16711	38	12	policy	policy	NOUN
fbem-16711	38	13	to	to	PART
fbem-16711	38	14	cope	cope	VERB
fbem-16711	38	15	with	with	ADP
fbem-16711	38	16	the	the	DET
fbem-16711	38	17	economic	economic	ADJ
fbem-16711	38	18	recession	recession	NOUN
fbem-16711	38	19	caused	cause	VERB
fbem-16711	38	20	by	by	ADP
fbem-16711	38	21	the	the	DET
fbem-16711	38	22	pandemic	pandemic	NOUN
fbem-16711	38	23	,	,	PUNCT
fbem-16711	38	24	resulting	result	VERB
fbem-16711	38	25	in	in	ADP
fbem-16711	38	26	a	a	DET
fbem-16711	38	27	surge	surge	NOUN
fbem-16711	38	28	in	in	ADP
fbem-16711	38	29	market	market	NOUN
fbem-16711	38	30	liquidity	liquidity	NOUN
fbem-16711	38	31	.	.	PUNCT
fbem-16711	39	1	the	the	DET
fbem-16711	39	2	low	low	ADJ
fbem-16711	39	3	interest	interest	NOUN
fbem-16711	39	4	rate	rate	NOUN
fbem-16711	39	5	loan	loan	NOUN
fbem-16711	39	6	combined	combine	VERB
fbem-16711	39	7	with	with	ADP
fbem-16711	39	8	the	the	DET
fbem-16711	39	9	booming	booming	ADJ
fbem-16711	39	10	venture	venture	NOUN
fbem-16711	39	11	capital	capital	NOUN
fbem-16711	39	12	activities	activity	NOUN
fbem-16711	39	13	targeting	target	VERB
fbem-16711	39	14	start	start	NOUN
fbem-16711	39	15	-	-	PUNCT
fbem-16711	39	16	ups	up	NOUN
fbem-16711	39	17	in	in	ADP
fbem-16711	39	18	technology	technology	NOUN
fbem-16711	39	19	companies	company	NOUN
fbem-16711	39	20	has	have	AUX
fbem-16711	39	21	made	make	VERB
fbem-16711	39	22	it	it	PRON
fbem-16711	39	23	easy	easy	ADJ
fbem-16711	39	24	for	for	SCONJ
fbem-16711	39	25	these	these	DET
fbem-16711	39	26	companies	company	NOUN
fbem-16711	39	27	to	to	PART
fbem-16711	39	28	obtain	obtain	VERB
fbem-16711	39	29	a	a	DET
fbem-16711	39	30	large	large	ADJ
fbem-16711	39	31	amount	amount	NOUN
fbem-16711	39	32	of	of	ADP
fbem-16711	39	33	funds	fund	NOUN
fbem-16711	39	34	.	.	PUNCT
fbem-16711	40	1	so	so	ADV
fbem-16711	40	2	,	,	PUNCT
fbem-16711	40	3	a	a	DET
fbem-16711	40	4	large	large	ADJ
fbem-16711	40	5	amount	amount	NOUN
fbem-16711	40	6	of	of	ADP
fbem-16711	40	7	money	money	NOUN
fbem-16711	40	8	entered	enter	VERB
fbem-16711	40	9	svb	svb	PROPN
fbem-16711	40	10	's	's	PART
fbem-16711	40	11	customer	customer	NOUN
fbem-16711	40	12	base	base	NOUN
fbem-16711	40	13	through	through	ADP
fbem-16711	40	14	various	various	ADJ
fbem-16711	40	15	financing	financing	NOUN
fbem-16711	40	16	channels	channel	NOUN
fbem-16711	40	17	such	such	ADJ
fbem-16711	40	18	as	as	ADP
fbem-16711	40	19	the	the	DET
fbem-16711	40	20	stock	stock	NOUN
fbem-16711	40	21	market	market	NOUN
fbem-16711	40	22	.	.	PUNCT
fbem-16711	41	1	due	due	ADP
fbem-16711	41	2	to	to	ADP
fbem-16711	41	3	the	the	DET
fbem-16711	41	4	fact	fact	NOUN
fbem-16711	41	5	that	that	SCONJ
fbem-16711	41	6	the	the	DET
fbem-16711	41	7	financing	financing	NOUN
fbem-16711	41	8	of	of	ADP
fbem-16711	41	9	these	these	DET
fbem-16711	41	10	technology	technology	NOUN
fbem-16711	41	11	enterprises	enterprise	NOUN
fbem-16711	41	12	far	far	ADV
fbem-16711	41	13	exceeds	exceed	VERB
fbem-16711	41	14	their	their	PRON
fbem-16711	41	15	actual	actual	ADJ
fbem-16711	41	16	development	development	NOUN
fbem-16711	41	17	needs	need	NOUN
fbem-16711	41	18	,	,	PUNCT
fbem-16711	41	19	they	they	PRON
fbem-16711	41	20	deposited	deposit	VERB
fbem-16711	41	21	a	a	DET
fbem-16711	41	22	large	large	ADJ
fbem-16711	41	23	part	part	NOUN
fbem-16711	41	24	of	of	ADP
fbem-16711	41	25	the	the	DET
fbem-16711	41	26	funds	fund	NOUN
fbem-16711	41	27	they	they	PRON
fbem-16711	41	28	had	have	AUX
fbem-16711	41	29	obtained	obtain	VERB
fbem-16711	41	30	into	into	ADP
fbem-16711	41	31	svb	svb	PROPN
fbem-16711	41	32	,	,	PUNCT
fbem-16711	41	33	resulting	result	VERB
fbem-16711	41	34	in	in	ADP
fbem-16711	41	35	a	a	DET
fbem-16711	41	36	significant	significant	ADJ
fbem-16711	41	37	increase	increase	NOUN
fbem-16711	41	38	in	in	ADP
fbem-16711	41	39	svb	svb	PROPN
fbem-16711	41	40	's	's	PART
fbem-16711	41	41	deposit	deposit	NOUN
fbem-16711	41	42	size	size	NOUN
fbem-16711	41	43	.	.	PUNCT
fbem-16711	42	1	as	as	ADP
fbem-16711	42	2	of	of	ADP
fbem-16711	42	3	june	june	PROPN
fbem-16711	42	4	2020	2020	NUM
fbem-16711	42	5	,	,	PUNCT
fbem-16711	42	6	the	the	DET
fbem-16711	42	7	deposit	deposit	NOUN
fbem-16711	42	8	size	size	NOUN
fbem-16711	42	9	of	of	ADP
fbem-16711	42	10	svb	svb	PROPN
fbem-16711	42	11	was	be	AUX
fbem-16711	42	12	74.5	74.5	NUM
fbem-16711	42	13	billion	billion	NUM
fbem-16711	42	14	us	us	PROPN
fbem-16711	42	15	dollars	dollar	NOUN
fbem-16711	42	16	.	.	PUNCT
fbem-16711	43	1	as	as	ADP
fbem-16711	43	2	of	of	ADP
fbem-16711	43	3	the	the	DET
fbem-16711	43	4	end	end	NOUN
fbem-16711	43	5	of	of	ADP
fbem-16711	43	6	2021	2021	NUM
fbem-16711	43	7	,	,	PUNCT
fbem-16711	43	8	the	the	DET
fbem-16711	43	9	deposit	deposit	NOUN
fbem-16711	43	10	size	size	NOUN
fbem-16711	43	11	of	of	ADP
fbem-16711	43	12	svb	svb	PROPN
fbem-16711	43	13	reached	reach	VERB
fbem-16711	43	14	189.2	189.2	NUM
fbem-16711	43	15	billion	billion	NUM
fbem-16711	43	16	us	us	PROPN
fbem-16711	43	17	dollars	dollar	NOUN
fbem-16711	43	18	,	,	PUNCT
fbem-16711	43	19	an	an	DET
fbem-16711	43	20	increase	increase	NOUN
fbem-16711	43	21	of	of	ADP
fbem-16711	43	22	more	more	ADJ
fbem-16711	43	23	than	than	ADP
fbem-16711	43	24	twice	twice	ADV
fbem-16711	43	25	.	.	PUNCT
fbem-16711	44	1	figure	figure	NOUN
fbem-16711	44	2	2	2	NUM
fbem-16711	44	3	shows	show	VERB
fbem-16711	44	4	the	the	DET
fbem-16711	44	5	total	total	ADJ
fbem-16711	44	6	amount	amount	NOUN
fbem-16711	44	7	of	of	ADP
fbem-16711	44	8	bank	bank	NOUN
fbem-16711	44	9	deposits	deposit	NOUN
fbem-16711	44	10	in	in	ADP
fbem-16711	44	11	silicon	silicon	NOUN
fbem-16711	44	12	valley	valley	NOUN
fbem-16711	44	13	from	from	ADP
fbem-16711	44	14	2016	2016	NUM
fbem-16711	44	15	to	to	ADP
fbem-16711	44	16	2022	2022	NUM
fbem-16711	44	17	.	.	PUNCT
fbem-16711	45	1	figure	figure	NOUN
fbem-16711	45	2	2	2	NUM
fbem-16711	45	3	.	.	PUNCT
fbem-16711	45	4	total	total	ADJ
fbem-16711	45	5	deposits	deposit	NOUN
fbem-16711	45	6	of	of	ADP
fbem-16711	45	7	svb	svb	PROPN
fbem-16711	45	8	in	in	ADP
fbem-16711	45	9	2016	2016	NUM
fbem-16711	45	10	-	-	SYM
fbem-16711	45	11	2022	2022	NUM
fbem-16711	45	12	22.75	22.75	NUM
fbem-16711	45	13	34.69	34.69	NUM
fbem-16711	45	14	39.54	39.54	NUM
fbem-16711	45	15	39.52	39.52	NUM
fbem-16711	45	16	44.74	44.74	NUM
fbem-16711	45	17	49.99	49.99	NUM
fbem-16711	45	18	62.94	62.94	NUM
fbem-16711	45	19	103.19	103.19	NUM
fbem-16711	45	20	191.43	191.43	NUM
fbem-16711	45	21	190.15	190.15	NUM
fbem-16711	45	22	0	0	NUM
fbem-16711	45	23	50	50	NUM
fbem-16711	45	24	100	100	NUM
fbem-16711	45	25	150	150	NUM
fbem-16711	45	26	200	200	NUM
fbem-16711	45	27	250	250	NUM
fbem-16711	45	28	2013	2013	NUM
fbem-16711	45	29	2014	2014	NUM
fbem-16711	45	30	2015	2015	NUM
fbem-16711	45	31	2016	2016	NUM
fbem-16711	45	32	2017	2017	NUM
fbem-16711	45	33	2018	2018	NUM
fbem-16711	45	34	2019	2019	NUM
fbem-16711	45	35	2020	2020	NUM
fbem-16711	45	36	2021	2021	NUM
fbem-16711	45	37	2022	2022	NUM
fbem-16711	45	38	deposites（billion	deposites（billion	ADP
fbem-16711	45	39	us	us	PROPN
fbem-16711	45	40	dollars	dollar	NOUN
fbem-16711	45	41	）	）	PROPN
fbem-16711	45	42	245	245	NUM
fbem-16711	45	43	3.2	3.2	NUM
fbem-16711	45	44	.	.	PUNCT
fbem-16711	46	1	accumulating	accumulate	VERB
fbem-16711	46	2	high	high	ADJ
fbem-16711	46	3	value	value	NOUN
fbem-16711	46	4	securities	security	NOUN
fbem-16711	46	5	positions	position	NOUN
fbem-16711	46	6	since	since	SCONJ
fbem-16711	46	7	svb	svb	PROPN
fbem-16711	46	8	's	's	PART
fbem-16711	46	9	client	client	NOUN
fbem-16711	46	10	,	,	PUNCT
fbem-16711	46	11	the	the	DET
fbem-16711	46	12	technology	technology	NOUN
fbem-16711	46	13	companies	company	NOUN
fbem-16711	46	14	,	,	PUNCT
fbem-16711	46	15	obtaining	obtain	VERB
fbem-16711	46	16	sufficient	sufficient	ADJ
fbem-16711	46	17	financing	financing	NOUN
fbem-16711	46	18	from	from	ADP
fbem-16711	46	19	capital	capital	NOUN
fbem-16711	46	20	market	market	NOUN
fbem-16711	46	21	,	,	PUNCT
fbem-16711	46	22	their	their	PRON
fbem-16711	46	23	loan	loan	NOUN
fbem-16711	46	24	needs	need	NOUN
fbem-16711	46	25	have	have	AUX
fbem-16711	46	26	been	be	AUX
fbem-16711	46	27	greatly	greatly	ADV
fbem-16711	46	28	reduced	reduce	VERB
fbem-16711	46	29	.	.	PUNCT
fbem-16711	47	1	therefore	therefore	ADV
fbem-16711	47	2	,	,	PUNCT
fbem-16711	47	3	svb	svb	PROPN
fbem-16711	47	4	needs	need	VERB
fbem-16711	47	5	to	to	PART
fbem-16711	47	6	seek	seek	VERB
fbem-16711	47	7	other	other	ADJ
fbem-16711	47	8	ways	way	NOUN
fbem-16711	47	9	using	use	VERB
fbem-16711	47	10	the	the	DET
fbem-16711	47	11	large	large	ADJ
fbem-16711	47	12	amount	amount	NOUN
fbem-16711	47	13	of	of	ADP
fbem-16711	47	14	funds	fund	NOUN
fbem-16711	47	15	in	in	ADP
fbem-16711	47	16	hand	hand	NOUN
fbem-16711	47	17	to	to	PART
fbem-16711	47	18	create	create	VERB
fbem-16711	47	19	more	more	ADJ
fbem-16711	47	20	profits	profit	NOUN
fbem-16711	47	21	from	from	ADP
fbem-16711	47	22	these	these	DET
fbem-16711	47	23	large	large	ADJ
fbem-16711	47	24	deposits	deposit	NOUN
fbem-16711	47	25	.	.	PUNCT
fbem-16711	48	1	it	it	PRON
fbem-16711	48	2	chose	choose	VERB
fbem-16711	48	3	to	to	PART
fbem-16711	48	4	allocate	allocate	VERB
fbem-16711	48	5	more	more	ADJ
fbem-16711	48	6	than	than	ADP
fbem-16711	48	7	half	half	NOUN
fbem-16711	48	8	of	of	ADP
fbem-16711	48	9	its	its	PRON
fbem-16711	48	10	assets	asset	NOUN
fbem-16711	48	11	to	to	ADP
fbem-16711	48	12	us	us	PROPN
fbem-16711	48	13	treasury	treasury	NOUN
fbem-16711	48	14	bond	bond	NOUN
fbem-16711	48	15	bonds	bond	NOUN
fbem-16711	48	16	and	and	CCONJ
fbem-16711	48	17	mbs	mb	NOUN
fbem-16711	48	18	.	.	PUNCT
fbem-16711	49	1	although	although	SCONJ
fbem-16711	49	2	the	the	DET
fbem-16711	49	3	yield	yield	NOUN
fbem-16711	49	4	of	of	ADP
fbem-16711	49	5	treasury	treasury	NOUN
fbem-16711	49	6	bond	bond	NOUN
fbem-16711	49	7	is	be	AUX
fbem-16711	49	8	stable	stable	ADJ
fbem-16711	49	9	and	and	CCONJ
fbem-16711	49	10	has	have	VERB
fbem-16711	49	11	a	a	DET
fbem-16711	49	12	lower	low	ADJ
fbem-16711	49	13	risk	risk	NOUN
fbem-16711	49	14	coefficient	coefficient	NOUN
fbem-16711	49	15	than	than	ADP
fbem-16711	49	16	other	other	ADJ
fbem-16711	49	17	investment	investment	NOUN
fbem-16711	49	18	products	product	NOUN
fbem-16711	49	19	,	,	PUNCT
fbem-16711	49	20	it	it	PRON
fbem-16711	49	21	can	can	AUX
fbem-16711	49	22	only	only	ADV
fbem-16711	49	23	be	be	AUX
fbem-16711	49	24	redeemed	redeem	VERB
fbem-16711	49	25	when	when	SCONJ
fbem-16711	49	26	it	it	PRON
fbem-16711	49	27	is	be	AUX
fbem-16711	49	28	due	due	ADJ
fbem-16711	49	29	.	.	PUNCT
fbem-16711	50	1	if	if	SCONJ
fbem-16711	50	2	it	it	PRON
fbem-16711	50	3	is	be	AUX
fbem-16711	50	4	sold	sell	VERB
fbem-16711	50	5	in	in	ADP
fbem-16711	50	6	the	the	DET
fbem-16711	50	7	market	market	NOUN
fbem-16711	50	8	before	before	SCONJ
fbem-16711	50	9	the	the	DET
fbem-16711	50	10	time	time	NOUN
fbem-16711	50	11	comes	come	VERB
fbem-16711	50	12	,	,	PUNCT
fbem-16711	50	13	it	it	PRON
fbem-16711	50	14	may	may	AUX
fbem-16711	50	15	face	face	VERB
fbem-16711	50	16	the	the	DET
fbem-16711	50	17	risk	risk	NOUN
fbem-16711	50	18	that	that	SCONJ
fbem-16711	50	19	the	the	DET
fbem-16711	50	20	principal	principal	NOUN
fbem-16711	50	21	can	can	AUX
fbem-16711	50	22	not	not	PART
fbem-16711	50	23	be	be	AUX
fbem-16711	50	24	recovered	recover	VERB
fbem-16711	50	25	.	.	PUNCT
fbem-16711	51	1	at	at	ADP
fbem-16711	51	2	the	the	DET
fbem-16711	51	3	same	same	ADJ
fbem-16711	51	4	time	time	NOUN
fbem-16711	51	5	,	,	PUNCT
fbem-16711	51	6	once	once	ADV
fbem-16711	51	7	encountering	encounter	VERB
fbem-16711	51	8	an	an	DET
fbem-16711	51	9	increase	increase	NOUN
fbem-16711	51	10	in	in	ADP
fbem-16711	51	11	interest	interest	NOUN
fbem-16711	51	12	rates	rate	NOUN
fbem-16711	51	13	,	,	PUNCT
fbem-16711	51	14	the	the	DET
fbem-16711	51	15	returns	return	NOUN
fbem-16711	51	16	from	from	ADP
fbem-16711	51	17	early	early	ADJ
fbem-16711	51	18	selling	selling	NOUN
fbem-16711	51	19	will	will	AUX
fbem-16711	51	20	be	be	AUX
fbem-16711	51	21	much	much	ADV
fbem-16711	51	22	lower	low	ADJ
fbem-16711	51	23	than	than	ADP
fbem-16711	51	24	the	the	DET
fbem-16711	51	25	cost	cost	NOUN
fbem-16711	51	26	of	of	ADP
fbem-16711	51	27	funds	fund	NOUN
fbem-16711	51	28	,	,	PUNCT
fbem-16711	51	29	resulting	result	VERB
fbem-16711	51	30	in	in	ADP
fbem-16711	51	31	losses	loss	NOUN
fbem-16711	51	32	.	.	PUNCT
fbem-16711	52	1	mbs	mb	NOUN
fbem-16711	52	2	,	,	PUNCT
fbem-16711	52	3	which	which	PRON
fbem-16711	52	4	is	be	AUX
fbem-16711	52	5	called	call	VERB
fbem-16711	52	6	mortgage	mortgage	NOUN
fbem-16711	52	7	-	-	PUNCT
fbem-16711	52	8	backed	back	VERB
fbem-16711	52	9	security	security	NOUN
fbem-16711	52	10	,	,	PUNCT
fbem-16711	52	11	is	be	AUX
fbem-16711	52	12	a	a	DET
fbem-16711	52	13	new	new	ADJ
fbem-16711	52	14	type	type	NOUN
fbem-16711	52	15	of	of	ADP
fbem-16711	52	16	securitized	securitize	VERB
fbem-16711	52	17	financial	financial	ADJ
fbem-16711	52	18	product	product	NOUN
fbem-16711	52	19	that	that	PRON
fbem-16711	52	20	packages	package	VERB
fbem-16711	52	21	mortgage	mortgage	NOUN
fbem-16711	52	22	loans	loan	NOUN
fbem-16711	52	23	that	that	PRON
fbem-16711	52	24	take	take	VERB
fbem-16711	52	25	decades	decade	NOUN
fbem-16711	52	26	to	to	PART
fbem-16711	52	27	recover	recover	VERB
fbem-16711	52	28	funds	fund	NOUN
fbem-16711	52	29	and	and	CCONJ
fbem-16711	52	30	turns	turn	VERB
fbem-16711	52	31	them	they	PRON
fbem-16711	52	32	into	into	ADP
fbem-16711	52	33	collateral	collateral	NOUN
fbem-16711	52	34	.	.	PUNCT
fbem-16711	53	1	the	the	DET
fbem-16711	53	2	returns	return	NOUN
fbem-16711	53	3	of	of	ADP
fbem-16711	53	4	investment	investment	NOUN
fbem-16711	53	5	products	product	NOUN
fbem-16711	53	6	like	like	ADP
fbem-16711	53	7	mbs	mb	NOUN
fbem-16711	53	8	are	be	AUX
fbem-16711	53	9	also	also	ADV
fbem-16711	53	10	closely	closely	ADV
fbem-16711	53	11	linked	link	VERB
fbem-16711	53	12	to	to	ADP
fbem-16711	53	13	monetary	monetary	ADJ
fbem-16711	53	14	policy	policy	NOUN
fbem-16711	53	15	.	.	PUNCT
fbem-16711	54	1	it	it	PRON
fbem-16711	54	2	can	can	AUX
fbem-16711	54	3	be	be	AUX
fbem-16711	54	4	seen	see	VERB
fbem-16711	54	5	that	that	SCONJ
fbem-16711	54	6	those	those	DET
fbem-16711	54	7	two	two	NUM
fbem-16711	54	8	maturity	maturity	NOUN
fbem-16711	54	9	mismatched	mismatch	VERB
fbem-16711	54	10	methods	method	NOUN
fbem-16711	54	11	would	would	AUX
fbem-16711	54	12	bring	bring	VERB
fbem-16711	54	13	some	some	DET
fbem-16711	54	14	difficulty	difficulty	NOUN
fbem-16711	54	15	when	when	SCONJ
fbem-16711	54	16	liquidity	liquidity	NOUN
fbem-16711	54	17	risks	risk	NOUN
fbem-16711	54	18	arises	arise	VERB
fbem-16711	54	19	.	.	PUNCT
fbem-16711	55	1	public	public	ADJ
fbem-16711	55	2	information	information	NOUN
fbem-16711	55	3	shows	show	VERB
fbem-16711	55	4	that	that	SCONJ
fbem-16711	55	5	from	from	ADP
fbem-16711	55	6	the	the	DET
fbem-16711	55	7	middle	middle	NOUN
fbem-16711	55	8	of	of	ADP
fbem-16711	55	9	2020	2020	NUM
fbem-16711	55	10	to	to	ADP
fbem-16711	55	11	the	the	DET
fbem-16711	55	12	end	end	NOUN
fbem-16711	55	13	of	of	ADP
fbem-16711	55	14	2021	2021	NUM
fbem-16711	55	15	,	,	PUNCT
fbem-16711	55	16	svb	svb	PROPN
fbem-16711	55	17	's	's	PART
fbem-16711	55	18	holdings	holding	NOUN
fbem-16711	55	19	of	of	ADP
fbem-16711	55	20	us	us	PROPN
fbem-16711	55	21	treasury	treasury	PROPN
fbem-16711	55	22	bond	bond	NOUN
fbem-16711	55	23	bonds	bond	NOUN
fbem-16711	55	24	,	,	PUNCT
fbem-16711	55	25	local	local	ADJ
fbem-16711	55	26	bonds	bond	NOUN
fbem-16711	55	27	and	and	CCONJ
fbem-16711	55	28	government	government	NOUN
fbem-16711	55	29	agency	agency	NOUN
fbem-16711	55	30	bonds	bond	NOUN
fbem-16711	55	31	will	will	AUX
fbem-16711	55	32	increase	increase	VERB
fbem-16711	55	33	significantly	significantly	ADV
fbem-16711	55	34	from	from	ADP
fbem-16711	55	35	us	we	PRON
fbem-16711	55	36	$	$	SYM
fbem-16711	55	37	8.5	8.5	NUM
fbem-16711	55	38	billion	billion	NUM
fbem-16711	55	39	at	at	ADP
fbem-16711	55	40	the	the	DET
fbem-16711	55	41	end	end	NOUN
fbem-16711	55	42	of	of	ADP
fbem-16711	55	43	2020	2020	NUM
fbem-16711	55	44	to	to	ADP
fbem-16711	55	45	us	we	PRON
fbem-16711	55	46	$	$	SYM
fbem-16711	55	47	23.6	23.6	NUM
fbem-16711	55	48	billion	billion	NUM
fbem-16711	55	49	at	at	ADP
fbem-16711	55	50	the	the	DET
fbem-16711	55	51	end	end	NOUN
fbem-16711	55	52	of	of	ADP
fbem-16711	55	53	2021	2021	NUM
fbem-16711	55	54	,	,	PUNCT
fbem-16711	55	55	and	and	CCONJ
fbem-16711	55	56	the	the	DET
fbem-16711	55	57	mbs	mb	NOUN
fbem-16711	55	58	held	hold	VERB
fbem-16711	55	59	to	to	ADP
fbem-16711	55	60	maturity	maturity	NOUN
fbem-16711	55	61	will	will	AUX
fbem-16711	55	62	increase	increase	VERB
fbem-16711	55	63	from	from	ADP
fbem-16711	55	64	us	we	PRON
fbem-16711	55	65	$	$	SYM
fbem-16711	55	66	16.2	16.2	NUM
fbem-16711	55	67	billion	billion	NUM
fbem-16711	55	68	to	to	ADP
fbem-16711	55	69	us	we	PRON
fbem-16711	55	70	$	$	SYM
fbem-16711	55	71	96.9	96.9	NUM
fbem-16711	55	72	billion	billion	NUM
fbem-16711	55	73	.	.	PUNCT
fbem-16711	56	1	however	however	ADV
fbem-16711	56	2	,	,	PUNCT
fbem-16711	56	3	the	the	DET
fbem-16711	56	4	amount	amount	NOUN
fbem-16711	56	5	of	of	ADP
fbem-16711	56	6	cash	cash	NOUN
fbem-16711	56	7	and	and	CCONJ
fbem-16711	56	8	cash	cash	NOUN
fbem-16711	56	9	equivalents	equivalent	NOUN
fbem-16711	56	10	,	,	PUNCT
fbem-16711	56	11	which	which	PRON
fbem-16711	56	12	are	be	AUX
fbem-16711	56	13	the	the	DET
fbem-16711	56	14	most	most	ADV
fbem-16711	56	15	important	important	ADJ
fbem-16711	56	16	for	for	SCONJ
fbem-16711	56	17	banks	bank	NOUN
fbem-16711	56	18	to	to	PART
fbem-16711	56	19	ensure	ensure	VERB
fbem-16711	56	20	their	their	PRON
fbem-16711	56	21	liquidity	liquidity	NOUN
fbem-16711	56	22	,	,	PUNCT
fbem-16711	56	23	has	have	AUX
fbem-16711	56	24	decreased	decrease	VERB
fbem-16711	56	25	,	,	PUNCT
fbem-16711	56	26	accounting	account	VERB
fbem-16711	56	27	for	for	ADP
fbem-16711	56	28	only	only	ADV
fbem-16711	56	29	7	7	NUM
fbem-16711	56	30	%	%	NOUN
fbem-16711	56	31	of	of	ADP
fbem-16711	56	32	total	total	ADJ
fbem-16711	56	33	assets	asset	NOUN
fbem-16711	56	34	as	as	ADP
fbem-16711	56	35	of	of	ADP
fbem-16711	56	36	the	the	DET
fbem-16711	56	37	end	end	NOUN
fbem-16711	56	38	of	of	ADP
fbem-16711	56	39	2021	2021	NUM
fbem-16711	56	40	.	.	PUNCT
fbem-16711	57	1	this	this	DET
fbem-16711	57	2	asset	asset	NOUN
fbem-16711	57	3	allocation	allocation	NOUN
fbem-16711	57	4	structure	structure	NOUN
fbem-16711	57	5	means	mean	VERB
fbem-16711	57	6	that	that	SCONJ
fbem-16711	57	7	svb	svb	PROPN
fbem-16711	57	8	has	have	AUX
fbem-16711	57	9	not	not	PART
fbem-16711	57	10	set	set	VERB
fbem-16711	57	11	aside	aside	ADP
fbem-16711	57	12	an	an	DET
fbem-16711	57	13	equal	equal	ADJ
fbem-16711	57	14	proportion	proportion	NOUN
fbem-16711	57	15	of	of	ADP
fbem-16711	57	16	sufficient	sufficient	ADJ
fbem-16711	57	17	cash	cash	NOUN
fbem-16711	57	18	to	to	PART
fbem-16711	57	19	cope	cope	VERB
fbem-16711	57	20	with	with	ADP
fbem-16711	57	21	short	short	ADJ
fbem-16711	57	22	-	-	PUNCT
fbem-16711	57	23	term	term	NOUN
fbem-16711	57	24	withdrawals	withdrawal	NOUN
fbem-16711	57	25	from	from	ADP
fbem-16711	57	26	depositors	depositor	NOUN
fbem-16711	57	27	.	.	PUNCT
fbem-16711	58	1	in	in	ADP
fbem-16711	58	2	the	the	DET
fbem-16711	58	3	figure	figure	NOUN
fbem-16711	58	4	3	3	NUM
fbem-16711	58	5	and	and	CCONJ
fbem-16711	58	6	figure	figure	VERB
fbem-16711	58	7	4	4	NUM
fbem-16711	58	8	,	,	PUNCT
fbem-16711	58	9	they	they	PRON
fbem-16711	58	10	shows	show	VERB
fbem-16711	58	11	that	that	SCONJ
fbem-16711	58	12	most	most	ADJ
fbem-16711	58	13	of	of	ADP
fbem-16711	58	14	the	the	DET
fbem-16711	58	15	assets	asset	NOUN
fbem-16711	58	16	exist	exist	VERB
fbem-16711	58	17	in	in	ADP
fbem-16711	58	18	a	a	DET
fbem-16711	58	19	long	long	ADJ
fbem-16711	58	20	-	-	PUNCT
fbem-16711	58	21	term	term	NOUN
fbem-16711	58	22	form	form	NOUN
fbem-16711	58	23	,	,	PUNCT
fbem-16711	58	24	resulting	result	VERB
fbem-16711	58	25	in	in	ADP
fbem-16711	58	26	mismatched	mismatched	ADJ
fbem-16711	58	27	maturities	maturity	NOUN
fbem-16711	58	28	and	and	CCONJ
fbem-16711	58	29	potential	potential	ADJ
fbem-16711	58	30	liquidity	liquidity	NOUN
fbem-16711	58	31	risks	risk	NOUN
fbem-16711	58	32	.	.	PUNCT
fbem-16711	59	1	figure	figure	NOUN
fbem-16711	59	2	3	3	NUM
fbem-16711	59	3	.	.	PUNCT
fbem-16711	60	1	svb	svb	PROPN
fbem-16711	60	2	u.s	u.s	PROPN
fbem-16711	60	3	.	.	PROPN
fbem-16711	60	4	treasury	treasury	PROPN
fbem-16711	60	5	and	and	CCONJ
fbem-16711	60	6	mbs	mb	NOUN
fbem-16711	60	7	holdings	holding	NOUN
fbem-16711	60	8	figure	figure	VERB
fbem-16711	60	9	4	4	NUM
fbem-16711	60	10	.	.	PUNCT
fbem-16711	61	1	svb	svb	PROPN
fbem-16711	61	2	asset	asset	PROPN
fbem-16711	61	3	allocation	allocation	NOUN
fbem-16711	61	4	103.8	103.8	NUM
fbem-16711	61	5	112	112	NUM
fbem-16711	61	6	118.8	118.8	NUM
fbem-16711	61	7	135.7	135.7	NUM
fbem-16711	61	8	134.2	134.2	NUM
fbem-16711	61	9	120.5	120.5	NUM
fbem-16711	61	10	161.3	161.3	NUM
fbem-16711	61	11	170	170	NUM
fbem-16711	61	12	191.7	191.7	NUM
fbem-16711	61	13	393.8	393.8	NUM
fbem-16711	61	14	1016.4	1016.4	NUM
fbem-16711	61	15	920.5	920.5	NUM
fbem-16711	61	16	30.5	30.5	NUM
fbem-16711	61	17	31.7	31.7	NUM
fbem-16711	61	18	33.7	33.7	NUM
fbem-16711	61	19	37.6	37.6	NUM
fbem-16711	61	20	51.2	51.2	NUM
fbem-16711	61	21	32	32	NUM
fbem-16711	61	22	52.7	52.7	NUM
fbem-16711	61	23	54.1	54.1	NUM
fbem-16711	61	24	46.1	46.1	NUM
fbem-16711	61	25	140.6	140.6	NUM
fbem-16711	61	26	265	265	NUM
fbem-16711	61	27	261.3	261.3	NUM
fbem-16711	61	28	0	0	NUM
fbem-16711	62	1	200	200	NUM
fbem-16711	62	2	400	400	NUM
fbem-16711	62	3	600	600	NUM
fbem-16711	62	4	800	800	NUM
fbem-16711	62	5	1000	1000	NUM
fbem-16711	62	6	1200	1200	NUM
fbem-16711	62	7	1400	1400	NUM
fbem-16711	62	8	2011	2011	NUM
fbem-16711	62	9	2012	2012	NUM
fbem-16711	62	10	2013	2013	NUM
fbem-16711	62	11	2014	2014	NUM
fbem-16711	62	12	2015	2015	NUM
fbem-16711	62	13	2016	2016	NUM
fbem-16711	62	14	2017	2017	NUM
fbem-16711	62	15	2018	2018	NUM
fbem-16711	62	16	2019	2019	NUM
fbem-16711	62	17	2020	2020	NUM
fbem-16711	62	18	2021	2021	NUM
fbem-16711	62	19	2022	2022	NUM
fbem-16711	62	20	us	us	PROPN
fbem-16711	62	21	treasury	treasury	PROPN
fbem-16711	62	22	bond	bond	NOUN
fbem-16711	62	23	mbs	mb	VERB
fbem-16711	62	24	6	6	NUM
fbem-16711	62	25	6	6	NUM
fbem-16711	62	26	10	10	NUM
fbem-16711	62	27	15	15	NUM
fbem-16711	62	28	7	7	NUM
fbem-16711	62	29	7	7	NUM
fbem-16711	62	30	22	22	NUM
fbem-16711	62	31	14	14	NUM
fbem-16711	62	32	20	20	NUM
fbem-16711	62	33	27	27	NUM
fbem-16711	62	34	13	13	NUM
fbem-16711	62	35	12	12	NUM
fbem-16711	62	36	25	25	NUM
fbem-16711	62	37	27	27	NUM
fbem-16711	62	38	19	19	NUM
fbem-16711	62	39	14	14	NUM
fbem-16711	62	40	46	46	NUM
fbem-16711	62	41	43	43	NUM
fbem-16711	62	42	45	45	NUM
fbem-16711	62	43	49	49	NUM
fbem-16711	62	44	46	46	NUM
fbem-16711	62	45	39	39	NUM
fbem-16711	62	46	31	31	NUM
fbem-16711	62	47	35	35	NUM
fbem-16711	62	48	3	3	NUM
fbem-16711	62	49	4	4	NUM
fbem-16711	62	50	5	5	NUM
fbem-16711	62	51	5	5	NUM
fbem-16711	62	52	2	2	NUM
fbem-16711	62	53	3	3	NUM
fbem-16711	62	54	0	0	NUM
fbem-16711	62	55	%	%	NOUN
fbem-16711	62	56	10	10	NUM
fbem-16711	62	57	%	%	NOUN
fbem-16711	62	58	20	20	NUM
fbem-16711	62	59	%	%	NOUN
fbem-16711	62	60	30	30	NUM
fbem-16711	62	61	%	%	NOUN
fbem-16711	62	62	40	40	NUM
fbem-16711	62	63	%	%	NOUN
fbem-16711	62	64	50	50	NUM
fbem-16711	62	65	%	%	NOUN
fbem-16711	62	66	60	60	NUM
fbem-16711	62	67	%	%	NOUN
fbem-16711	62	68	70	70	NUM
fbem-16711	62	69	%	%	NOUN
fbem-16711	62	70	80	80	NUM
fbem-16711	62	71	%	%	NOUN
fbem-16711	62	72	90	90	NUM
fbem-16711	62	73	%	%	NOUN
fbem-16711	62	74	100	100	NUM
fbem-16711	62	75	%	%	NOUN
fbem-16711	62	76	2017	2017	NUM
fbem-16711	62	77	2018	2018	NUM
fbem-16711	62	78	2019	2019	NUM
fbem-16711	62	79	2020	2020	NUM
fbem-16711	62	80	2021	2021	NUM
fbem-16711	62	81	2022	2022	NUM
fbem-16711	62	82	cash	cash	NOUN
fbem-16711	62	83	convertible	convertible	ADJ
fbem-16711	62	84	bonds	bond	NOUN
fbem-16711	62	85	htm	htm	PROPN
fbem-16711	62	86	securities	securities	PROPN
fbem-16711	62	87	loan	loan	VERB
fbem-16711	62	88	others	other	NOUN
fbem-16711	62	89	246	246	NUM
fbem-16711	62	90	3.3	3.3	NUM
fbem-16711	62	91	.	.	PUNCT
fbem-16711	63	1	asset	asset	NOUN
fbem-16711	63	2	prices	price	NOUN
fbem-16711	63	3	plummet	plummet	VERB
fbem-16711	63	4	sharply	sharply	ADV
fbem-16711	63	5	starting	start	VERB
fbem-16711	63	6	from	from	ADP
fbem-16711	63	7	2022	2022	NUM
fbem-16711	63	8	,	,	PUNCT
fbem-16711	63	9	the	the	DET
fbem-16711	63	10	federal	federal	PROPN
fbem-16711	63	11	reserve	reserve	PROPN
fbem-16711	63	12	has	have	AUX
fbem-16711	63	13	initiated	initiate	VERB
fbem-16711	63	14	its	its	PRON
fbem-16711	63	15	most	most	ADV
fbem-16711	63	16	aggressive	aggressive	ADJ
fbem-16711	63	17	interest	interest	NOUN
fbem-16711	63	18	rate	rate	NOUN
fbem-16711	63	19	hike	hike	NOUN
fbem-16711	63	20	in	in	ADP
fbem-16711	63	21	40	40	NUM
fbem-16711	63	22	years	year	NOUN
fbem-16711	63	23	to	to	PART
fbem-16711	63	24	combat	combat	VERB
fbem-16711	63	25	inflation	inflation	NOUN
fbem-16711	63	26	,	,	PUNCT
fbem-16711	63	27	with	with	ADP
fbem-16711	63	28	seven	seven	NUM
fbem-16711	63	29	major	major	ADJ
fbem-16711	63	30	rate	rate	NOUN
fbem-16711	63	31	hikes	hike	NOUN
fbem-16711	63	32	within	within	ADP
fbem-16711	63	33	a	a	DET
fbem-16711	63	34	year	year	NOUN
fbem-16711	63	35	,	,	PUNCT
fbem-16711	63	36	raising	raise	VERB
fbem-16711	63	37	the	the	DET
fbem-16711	63	38	benchmark	benchmark	ADJ
fbem-16711	63	39	interest	interest	NOUN
fbem-16711	63	40	rate	rate	NOUN
fbem-16711	63	41	from	from	ADP
fbem-16711	63	42	0	0	NUM
fbem-16711	63	43	to	to	ADP
fbem-16711	63	44	4.5	4.5	NUM
fbem-16711	63	45	%	%	NOUN
fbem-16711	63	46	.	.	PUNCT
fbem-16711	64	1	this	this	PRON
fbem-16711	64	2	has	have	AUX
fbem-16711	64	3	brought	bring	VERB
fbem-16711	64	4	a	a	DET
fbem-16711	64	5	fatal	fatal	ADJ
fbem-16711	64	6	blow	blow	NOUN
fbem-16711	64	7	to	to	ADP
fbem-16711	64	8	the	the	DET
fbem-16711	64	9	deposit	deposit	NOUN
fbem-16711	64	10	and	and	CCONJ
fbem-16711	64	11	two	two	NUM
fbem-16711	64	12	investment	investment	NOUN
fbem-16711	64	13	products	product	NOUN
fbem-16711	64	14	of	of	ADP
fbem-16711	64	15	svb	svb	PROPN
fbem-16711	64	16	.	.	PUNCT
fbem-16711	65	1	firstly	firstly	ADV
fbem-16711	65	2	,	,	PUNCT
fbem-16711	65	3	after	after	ADP
fbem-16711	65	4	a	a	DET
fbem-16711	65	5	significant	significant	ADJ
fbem-16711	65	6	interest	interest	NOUN
fbem-16711	65	7	rate	rate	NOUN
fbem-16711	65	8	hike	hike	NOUN
fbem-16711	65	9	,	,	PUNCT
fbem-16711	65	10	the	the	DET
fbem-16711	65	11	financing	financing	NOUN
fbem-16711	65	12	costs	cost	NOUN
fbem-16711	65	13	of	of	ADP
fbem-16711	65	14	enterprises	enterprise	NOUN
fbem-16711	65	15	increased	increase	VERB
fbem-16711	65	16	,	,	PUNCT
fbem-16711	65	17	so	so	CCONJ
fbem-16711	65	18	the	the	DET
fbem-16711	65	19	scale	scale	NOUN
fbem-16711	65	20	of	of	ADP
fbem-16711	65	21	ipo	ipo	NOUN
fbem-16711	65	22	financing	financing	NOUN
fbem-16711	65	23	in	in	ADP
fbem-16711	65	24	the	the	DET
fbem-16711	65	25	information	information	NOUN
fbem-16711	65	26	technology	technology	NOUN
fbem-16711	65	27	industry	industry	NOUN
fbem-16711	65	28	has	have	AUX
fbem-16711	65	29	plummeted	plummet	VERB
fbem-16711	65	30	.	.	PUNCT
fbem-16711	66	1	the	the	DET
fbem-16711	66	2	problem	problem	NOUN
fbem-16711	66	3	of	of	ADP
fbem-16711	66	4	financing	finance	VERB
fbem-16711	66	5	difficulties	difficulty	NOUN
fbem-16711	66	6	for	for	ADP
fbem-16711	66	7	startups	startup	NOUN
fbem-16711	66	8	has	have	AUX
fbem-16711	66	9	become	become	VERB
fbem-16711	66	10	increasingly	increasingly	ADV
fbem-16711	66	11	prominent	prominent	ADJ
fbem-16711	66	12	.	.	PUNCT
fbem-16711	67	1	many	many	ADJ
fbem-16711	67	2	high	high	ADJ
fbem-16711	67	3	-	-	PUNCT
fbem-16711	67	4	tech	tech	NOUN
fbem-16711	67	5	startups	startup	NOUN
fbem-16711	67	6	withdrew	withdraw	VERB
fbem-16711	67	7	deposits	deposit	NOUN
fbem-16711	67	8	from	from	ADP
fbem-16711	67	9	svb	svb	PROPN
fbem-16711	67	10	to	to	PART
fbem-16711	67	11	support	support	VERB
fbem-16711	67	12	their	their	PRON
fbem-16711	67	13	business	business	NOUN
fbem-16711	67	14	operations	operation	NOUN
fbem-16711	67	15	,	,	PUNCT
fbem-16711	67	16	so	so	CCONJ
fbem-16711	67	17	a	a	DET
fbem-16711	67	18	large	large	ADJ
fbem-16711	67	19	amount	amount	NOUN
fbem-16711	67	20	of	of	ADP
fbem-16711	67	21	deposits	deposit	NOUN
fbem-16711	67	22	are	be	AUX
fbem-16711	67	23	gradually	gradually	ADV
fbem-16711	67	24	flowing	flow	VERB
fbem-16711	67	25	out	out	ADP
fbem-16711	67	26	of	of	ADP
fbem-16711	67	27	svb	svb	PROPN
fbem-16711	67	28	's	's	PART
fbem-16711	67	29	debt	debt	NOUN
fbem-16711	67	30	side	side	NOUN
fbem-16711	67	31	.	.	PUNCT
fbem-16711	68	1	as	as	ADP
fbem-16711	68	2	of	of	ADP
fbem-16711	68	3	the	the	DET
fbem-16711	68	4	end	end	NOUN
fbem-16711	68	5	of	of	ADP
fbem-16711	68	6	2022	2022	NUM
fbem-16711	68	7	,	,	PUNCT
fbem-16711	68	8	svb	svb	PROPN
fbem-16711	68	9	's	's	PART
fbem-16711	68	10	deposit	deposit	NOUN
fbem-16711	68	11	balance	balance	NOUN
fbem-16711	68	12	was	be	AUX
fbem-16711	68	13	$	$	SYM
fbem-16711	68	14	173.1	173.1	NUM
fbem-16711	68	15	billion	billion	NUM
fbem-16711	68	16	,	,	PUNCT
fbem-16711	68	17	a	a	DET
fbem-16711	68	18	decrease	decrease	NOUN
fbem-16711	68	19	of	of	ADP
fbem-16711	68	20	8.5	8.5	NUM
fbem-16711	68	21	%	%	NOUN
fbem-16711	68	22	from	from	ADP
fbem-16711	68	23	the	the	DET
fbem-16711	68	24	end	end	NOUN
fbem-16711	68	25	of	of	ADP
fbem-16711	68	26	2021	2021	NUM
fbem-16711	68	27	.	.	PUNCT
fbem-16711	69	1	therefore	therefore	ADV
fbem-16711	69	2	,	,	PUNCT
fbem-16711	69	3	svb	svb	PROPN
fbem-16711	69	4	was	be	AUX
fbem-16711	69	5	forced	force	VERB
fbem-16711	69	6	to	to	PART
fbem-16711	69	7	sell	sell	VERB
fbem-16711	69	8	its	its	PRON
fbem-16711	69	9	assets	asset	NOUN
fbem-16711	69	10	to	to	PART
fbem-16711	69	11	meet	meet	VERB
fbem-16711	69	12	depositors	depositor	NOUN
fbem-16711	69	13	'	'	PART
fbem-16711	69	14	withdrawals	withdrawal	NOUN
fbem-16711	69	15	.	.	PUNCT
fbem-16711	70	1	but	but	CCONJ
fbem-16711	70	2	at	at	ADP
fbem-16711	70	3	this	this	DET
fbem-16711	70	4	time	time	NOUN
fbem-16711	70	5	,	,	PUNCT
fbem-16711	70	6	it	it	PRON
fbem-16711	70	7	faced	face	VERB
fbem-16711	70	8	the	the	DET
fbem-16711	70	9	dilemma	dilemma	NOUN
fbem-16711	70	10	of	of	ADP
fbem-16711	70	11	decline	decline	NOUN
fbem-16711	70	12	in	in	ADP
fbem-16711	70	13	bond	bond	NOUN
fbem-16711	70	14	prices	price	NOUN
fbem-16711	70	15	after	after	SCONJ
fbem-16711	70	16	interest	interest	NOUN
fbem-16711	70	17	rates	rate	NOUN
fbem-16711	70	18	rise	rise	VERB
fbem-16711	70	19	.	.	PUNCT
fbem-16711	71	1	previously	previously	ADV
fbem-16711	71	2	,	,	PUNCT
fbem-16711	71	3	the	the	DET
fbem-16711	71	4	average	average	ADJ
fbem-16711	71	5	yield	yield	NOUN
fbem-16711	71	6	of	of	ADP
fbem-16711	71	7	treasury	treasury	NOUN
fbem-16711	71	8	bond	bond	NOUN
fbem-16711	71	9	purchased	purchase	VERB
fbem-16711	71	10	by	by	ADP
fbem-16711	71	11	svb	svb	PROPN
fbem-16711	71	12	was	be	AUX
fbem-16711	71	13	1.79	1.79	NUM
fbem-16711	71	14	%	%	NOUN
fbem-16711	71	15	,	,	PUNCT
fbem-16711	71	16	but	but	CCONJ
fbem-16711	71	17	after	after	ADP
fbem-16711	71	18	the	the	DET
fbem-16711	71	19	drastic	drastic	ADJ
fbem-16711	71	20	interest	interest	NOUN
fbem-16711	71	21	rate	rate	NOUN
fbem-16711	71	22	increase	increase	NOUN
fbem-16711	71	23	in	in	ADP
fbem-16711	71	24	2022	2022	NUM
fbem-16711	71	25	,	,	PUNCT
fbem-16711	71	26	the	the	DET
fbem-16711	71	27	yield	yield	NOUN
fbem-16711	71	28	of	of	ADP
fbem-16711	71	29	treasury	treasury	NOUN
fbem-16711	71	30	bond	bond	NOUN
fbem-16711	71	31	has	have	AUX
fbem-16711	71	32	reached	reach	VERB
fbem-16711	71	33	4.7	4.7	NUM
fbem-16711	71	34	%	%	NOUN
fbem-16711	71	35	,	,	PUNCT
fbem-16711	71	36	resulting	result	VERB
fbem-16711	71	37	in	in	ADP
fbem-16711	71	38	a	a	DET
fbem-16711	71	39	loss	loss	NOUN
fbem-16711	71	40	of	of	ADP
fbem-16711	71	41	nearly	nearly	ADV
fbem-16711	71	42	1.8	1.8	NUM
fbem-16711	71	43	billion	billion	NUM
fbem-16711	71	44	dollars	dollar	NOUN
fbem-16711	71	45	from	from	ADP
fbem-16711	71	46	this	this	DET
fbem-16711	71	47	sale	sale	NOUN
fbem-16711	71	48	of	of	ADP
fbem-16711	71	49	svb	svb	PROPN
fbem-16711	71	50	.	.	PUNCT
fbem-16711	72	1	in	in	ADP
fbem-16711	72	2	addition	addition	NOUN
fbem-16711	72	3	,	,	PUNCT
fbem-16711	72	4	after	after	ADP
fbem-16711	72	5	the	the	DET
fbem-16711	72	6	increase	increase	NOUN
fbem-16711	72	7	in	in	ADP
fbem-16711	72	8	interest	interest	NOUN
fbem-16711	72	9	rates	rate	NOUN
fbem-16711	72	10	,	,	PUNCT
fbem-16711	72	11	residents	resident	NOUN
fbem-16711	72	12	burdened	burden	VERB
fbem-16711	72	13	with	with	ADP
fbem-16711	72	14	mortgage	mortgage	NOUN
fbem-16711	72	15	loans	loan	NOUN
fbem-16711	72	16	are	be	AUX
fbem-16711	72	17	unwilling	unwilling	ADJ
fbem-16711	72	18	to	to	PART
fbem-16711	72	19	repay	repay	VERB
fbem-16711	72	20	in	in	ADP
fbem-16711	72	21	advance	advance	NOUN
fbem-16711	72	22	,	,	PUNCT
fbem-16711	72	23	and	and	CCONJ
fbem-16711	72	24	the	the	DET
fbem-16711	72	25	speed	speed	NOUN
fbem-16711	72	26	of	of	ADP
fbem-16711	72	27	mbs	mb	NOUN
fbem-16711	72	28	's	's	PART
fbem-16711	72	29	fund	fund	NOUN
fbem-16711	72	30	recovery	recovery	NOUN
fbem-16711	72	31	is	be	AUX
fbem-16711	72	32	also	also	ADV
fbem-16711	72	33	significantly	significantly	ADV
fbem-16711	72	34	decreasing	decrease	VERB
fbem-16711	72	35	.	.	PUNCT
fbem-16711	73	1	if	if	SCONJ
fbem-16711	73	2	svb	svb	PROPN
fbem-16711	73	3	sell	sell	VERB
fbem-16711	73	4	its	its	PRON
fbem-16711	73	5	holding	holding	NOUN
fbem-16711	73	6	mbs	mb	NOUN
fbem-16711	73	7	at	at	ADP
fbem-16711	73	8	this	this	DET
fbem-16711	73	9	time	time	NOUN
fbem-16711	73	10	,	,	PUNCT
fbem-16711	73	11	it	it	PRON
fbem-16711	73	12	need	need	VERB
fbem-16711	73	13	subsidize	subsidize	VERB
fbem-16711	73	14	the	the	DET
fbem-16711	73	15	buyer	buyer	NOUN
fbem-16711	73	16	's	's	PART
fbem-16711	73	17	interest	interest	NOUN
fbem-16711	73	18	difference	difference	NOUN
fbem-16711	73	19	for	for	ADP
fbem-16711	73	20	nearly	nearly	ADV
fbem-16711	73	21	two	two	NUM
fbem-16711	73	22	years	year	NOUN
fbem-16711	73	23	.	.	PUNCT
fbem-16711	74	1	overall	overall	ADJ
fbem-16711	74	2	,	,	PUNCT
fbem-16711	74	3	interest	interest	NOUN
fbem-16711	74	4	rate	rate	NOUN
fbem-16711	74	5	hikes	hike	NOUN
fbem-16711	74	6	led	lead	VERB
fbem-16711	74	7	to	to	ADP
fbem-16711	74	8	increased	increase	VERB
fbem-16711	74	9	customer	customer	NOUN
fbem-16711	74	10	demand	demand	NOUN
fbem-16711	74	11	for	for	ADP
fbem-16711	74	12	deposits	deposit	NOUN
fbem-16711	74	13	,	,	PUNCT
fbem-16711	74	14	forcing	force	VERB
fbem-16711	74	15	svb	svb	PROPN
fbem-16711	74	16	to	to	PART
fbem-16711	74	17	sell	sell	VERB
fbem-16711	74	18	off	off	ADP
fbem-16711	74	19	its	its	PRON
fbem-16711	74	20	assets	asset	NOUN
fbem-16711	74	21	,	,	PUNCT
fbem-16711	74	22	and	and	CCONJ
fbem-16711	74	23	both	both	PRON
fbem-16711	74	24	of	of	ADP
fbem-16711	74	25	its	its	PRON
fbem-16711	74	26	main	main	ADJ
fbem-16711	74	27	assets	asset	NOUN
fbem-16711	74	28	are	be	AUX
fbem-16711	74	29	facing	face	VERB
fbem-16711	74	30	huge	huge	ADJ
fbem-16711	74	31	losses	loss	NOUN
fbem-16711	74	32	due	due	ADP
fbem-16711	74	33	to	to	ADP
fbem-16711	74	34	interest	interest	NOUN
fbem-16711	74	35	rate	rate	NOUN
fbem-16711	74	36	hikes	hike	NOUN
fbem-16711	74	37	,	,	PUNCT
fbem-16711	74	38	creating	create	VERB
fbem-16711	74	39	a	a	DET
fbem-16711	74	40	vicious	vicious	ADJ
fbem-16711	74	41	cycle	cycle	NOUN
fbem-16711	74	42	that	that	PRON
fbem-16711	74	43	continues	continue	VERB
fbem-16711	74	44	to	to	PART
fbem-16711	74	45	exacerbate	exacerbate	VERB
fbem-16711	74	46	its	its	PRON
fbem-16711	74	47	liquidity	liquidity	NOUN
fbem-16711	74	48	risk	risk	NOUN
fbem-16711	74	49	.	.	PUNCT
fbem-16711	75	1	4	4	X
fbem-16711	75	2	.	.	X
fbem-16711	75	3	crisis	crisis	NOUN
fbem-16711	75	4	outbreak	outbreak	NOUN
fbem-16711	75	5	:	:	PUNCT
fbem-16711	76	1	svb	svb	PROPN
fbem-16711	76	2	deeply	deeply	ADV
fbem-16711	76	3	embroiled	embroil	VERB
fbem-16711	76	4	in	in	ADP
fbem-16711	76	5	a	a	DET
fbem-16711	76	6	liquidity	liquidity	NOUN
fbem-16711	76	7	crisis	crisis	NOUN
fbem-16711	76	8	4.1	4.1	NUM
fbem-16711	76	9	.	.	PUNCT
fbem-16711	77	1	rush	rush	NOUN
fbem-16711	77	2	of	of	ADP
fbem-16711	77	3	runs	run	NOUN
fbem-16711	77	4	occur	occur	VERB
fbem-16711	77	5	actually	actually	ADV
fbem-16711	77	6	,	,	PUNCT
fbem-16711	77	7	at	at	ADP
fbem-16711	77	8	that	that	DET
fbem-16711	77	9	time	time	NOUN
fbem-16711	77	10	,	,	PUNCT
fbem-16711	77	11	if	if	SCONJ
fbem-16711	77	12	the	the	DET
fbem-16711	77	13	assets	asset	NOUN
fbem-16711	77	14	held	hold	VERB
fbem-16711	77	15	by	by	ADP
fbem-16711	77	16	svb	svb	PROPN
fbem-16711	77	17	were	be	AUX
fbem-16711	77	18	not	not	PART
fbem-16711	77	19	in	in	ADP
fbem-16711	77	20	a	a	DET
fbem-16711	77	21	trading	trading	NOUN
fbem-16711	77	22	state	state	NOUN
fbem-16711	77	23	,	,	PUNCT
fbem-16711	77	24	there	there	PRON
fbem-16711	77	25	would	would	AUX
fbem-16711	77	26	be	be	AUX
fbem-16711	77	27	no	no	DET
fbem-16711	77	28	actual	actual	ADJ
fbem-16711	77	29	loss	loss	NOUN
fbem-16711	77	30	,	,	PUNCT
fbem-16711	77	31	and	and	CCONJ
fbem-16711	77	32	the	the	DET
fbem-16711	77	33	change	change	NOUN
fbem-16711	77	34	in	in	ADP
fbem-16711	77	35	value	value	NOUN
fbem-16711	77	36	would	would	AUX
fbem-16711	77	37	not	not	PART
fbem-16711	77	38	be	be	AUX
fbem-16711	77	39	reflected	reflect	VERB
fbem-16711	77	40	on	on	ADP
fbem-16711	77	41	the	the	DET
fbem-16711	77	42	books	book	NOUN
fbem-16711	77	43	.	.	PUNCT
fbem-16711	78	1	however	however	ADV
fbem-16711	78	2	,	,	PUNCT
fbem-16711	78	3	when	when	SCONJ
fbem-16711	78	4	the	the	DET
fbem-16711	78	5	first	first	ADJ
fbem-16711	78	6	batch	batch	NOUN
fbem-16711	78	7	of	of	ADP
fbem-16711	78	8	depositors	depositor	NOUN
fbem-16711	78	9	started	start	VERB
fbem-16711	78	10	to	to	PART
fbem-16711	78	11	withdraw	withdraw	VERB
fbem-16711	78	12	deposits	deposit	NOUN
fbem-16711	78	13	,	,	PUNCT
fbem-16711	78	14	the	the	DET
fbem-16711	78	15	bank	bank	NOUN
fbem-16711	78	16	was	be	AUX
fbem-16711	78	17	forced	force	VERB
fbem-16711	78	18	to	to	PART
fbem-16711	78	19	change	change	VERB
fbem-16711	78	20	the	the	DET
fbem-16711	78	21	bonds	bond	NOUN
fbem-16711	78	22	originally	originally	ADV
fbem-16711	78	23	marked	mark	VERB
fbem-16711	78	24	as	as	SCONJ
fbem-16711	78	25	held	hold	VERB
fbem-16711	78	26	to	to	ADP
fbem-16711	78	27	maturity	maturity	NOUN
fbem-16711	78	28	to	to	PART
fbem-16711	78	29	tradable	tradable	ADJ
fbem-16711	78	30	,	,	PUNCT
fbem-16711	78	31	therefore	therefore	ADV
fbem-16711	78	32	reflected	reflect	VERB
fbem-16711	78	33	huge	huge	ADJ
fbem-16711	78	34	losses	loss	NOUN
fbem-16711	78	35	on	on	ADP
fbem-16711	78	36	the	the	DET
fbem-16711	78	37	books	book	NOUN
fbem-16711	78	38	.	.	PUNCT
fbem-16711	79	1	at	at	ADP
fbem-16711	79	2	the	the	DET
fbem-16711	79	3	same	same	ADJ
fbem-16711	79	4	time	time	NOUN
fbem-16711	79	5	,	,	PUNCT
fbem-16711	79	6	in	in	ADP
fbem-16711	79	7	early	early	ADJ
fbem-16711	79	8	march	march	NOUN
fbem-16711	79	9	,	,	PUNCT
fbem-16711	79	10	moody	moody	PROPN
fbem-16711	79	11	's	's	PART
fbem-16711	79	12	notified	notify	VERB
fbem-16711	79	13	svb	svb	PROPN
fbem-16711	79	14	that	that	SCONJ
fbem-16711	79	15	it	it	PRON
fbem-16711	79	16	was	be	AUX
fbem-16711	79	17	preparing	prepare	VERB
fbem-16711	79	18	to	to	PART
fbem-16711	79	19	downgrade	downgrade	VERB
fbem-16711	79	20	its	its	PRON
fbem-16711	79	21	credit	credit	NOUN
fbem-16711	79	22	rating	rating	NOUN
fbem-16711	79	23	.	.	PUNCT
fbem-16711	80	1	svb	svb	PROPN
fbem-16711	80	2	's	's	PART
fbem-16711	80	3	parent	parent	NOUN
fbem-16711	80	4	company	company	NOUN
fbem-16711	80	5	,	,	PUNCT
fbem-16711	80	6	svb	svb	PROPN
fbem-16711	80	7	financial	financial	PROPN
fbem-16711	80	8	,	,	PUNCT
fbem-16711	80	9	was	be	AUX
fbem-16711	80	10	concerned	concern	VERB
fbem-16711	80	11	that	that	SCONJ
fbem-16711	80	12	rating	rating	NOUN
fbem-16711	80	13	downgrade	downgrade	NOUN
fbem-16711	80	14	could	could	AUX
fbem-16711	80	15	weaken	weaken	VERB
fbem-16711	80	16	investors	investor	NOUN
fbem-16711	80	17	and	and	CCONJ
fbem-16711	80	18	customers	customer	NOUN
fbem-16711	80	19	'	'	PART
fbem-16711	80	20	confidence	confidence	NOUN
fbem-16711	80	21	in	in	ADP
fbem-16711	80	22	svb	svb	PROPN
fbem-16711	80	23	's	's	PART
fbem-16711	80	24	financial	financial	ADJ
fbem-16711	80	25	health	health	NOUN
fbem-16711	80	26	.	.	PUNCT
fbem-16711	81	1	so	so	ADV
fbem-16711	81	2	it	it	PRON
fbem-16711	81	3	suddenly	suddenly	ADV
fbem-16711	81	4	announced	announce	VERB
fbem-16711	81	5	to	to	PART
fbem-16711	81	6	sale	sale	VERB
fbem-16711	81	7	$	$	SYM
fbem-16711	81	8	21	21	NUM
fbem-16711	81	9	billion	billion	NUM
fbem-16711	81	10	of	of	ADP
fbem-16711	81	11	convertible	convertible	ADJ
fbem-16711	81	12	assets	asset	NOUN
fbem-16711	81	13	at	at	ADP
fbem-16711	81	14	a	a	DET
fbem-16711	81	15	loss	loss	NOUN
fbem-16711	81	16	of	of	ADP
fbem-16711	81	17	$	$	SYM
fbem-16711	81	18	1.8	1.8	NUM
fbem-16711	81	19	billion	billion	NUM
fbem-16711	81	20	,	,	PUNCT
fbem-16711	81	21	issued	issue	VERB
fbem-16711	81	22	convertible	convertible	ADJ
fbem-16711	81	23	bonds	bond	NOUN
fbem-16711	81	24	to	to	PART
fbem-16711	81	25	raise	raise	VERB
fbem-16711	81	26	$	$	SYM
fbem-16711	81	27	15	15	NUM
fbem-16711	81	28	billion	billion	NUM
fbem-16711	81	29	in	in	ADP
fbem-16711	81	30	funds	fund	NOUN
fbem-16711	81	31	,	,	PUNCT
fbem-16711	81	32	and	and	CCONJ
fbem-16711	81	33	raised	raise	VERB
fbem-16711	81	34	$	$	SYM
fbem-16711	81	35	2.25	2.25	NUM
fbem-16711	81	36	billion	billion	NUM
fbem-16711	81	37	through	through	ADP
fbem-16711	81	38	the	the	DET
fbem-16711	81	39	sale	sale	NOUN
fbem-16711	81	40	of	of	ADP
fbem-16711	81	41	common	common	ADJ
fbem-16711	81	42	and	and	CCONJ
fbem-16711	81	43	preferred	preferred	ADJ
fbem-16711	81	44	shares	share	NOUN
fbem-16711	81	45	on	on	ADP
fbem-16711	81	46	march	march	PROPN
fbem-16711	81	47	8th	8th	NOUN
fbem-16711	81	48	.	.	PUNCT
fbem-16711	82	1	it	it	PRON
fbem-16711	82	2	believed	believe	VERB
fbem-16711	82	3	that	that	SCONJ
fbem-16711	82	4	doing	do	VERB
fbem-16711	82	5	so	so	ADV
fbem-16711	82	6	could	could	AUX
fbem-16711	82	7	improve	improve	VERB
fbem-16711	82	8	financial	financial	ADJ
fbem-16711	82	9	stability	stability	NOUN
fbem-16711	82	10	and	and	CCONJ
fbem-16711	82	11	avoid	avoid	VERB
fbem-16711	82	12	a	a	DET
fbem-16711	82	13	credit	credit	NOUN
fbem-16711	82	14	rating	rating	NOUN
fbem-16711	82	15	downgrade	downgrade	NOUN
fbem-16711	82	16	.	.	PUNCT
fbem-16711	83	1	however	however	ADV
fbem-16711	83	2	,	,	PUNCT
fbem-16711	83	3	these	these	DET
fbem-16711	83	4	self	self	NOUN
fbem-16711	83	5	-	-	PUNCT
fbem-16711	83	6	rescue	rescue	NOUN
fbem-16711	83	7	measures	measure	NOUN
fbem-16711	83	8	by	by	ADP
fbem-16711	83	9	svb	svb	PROPN
fbem-16711	83	10	made	make	VERB
fbem-16711	83	11	the	the	DET
fbem-16711	83	12	market	market	NOUN
fbem-16711	83	13	more	more	ADV
fbem-16711	83	14	aware	aware	ADJ
fbem-16711	83	15	of	of	ADP
fbem-16711	83	16	its	its	PRON
fbem-16711	83	17	liquidity	liquidity	NOUN
fbem-16711	83	18	risk	risk	NOUN
fbem-16711	83	19	,	,	PUNCT
fbem-16711	83	20	and	and	CCONJ
fbem-16711	83	21	the	the	DET
fbem-16711	83	22	three	three	NUM
fbem-16711	83	23	announced	announce	VERB
fbem-16711	83	24	measures	measure	NOUN
fbem-16711	83	25	pointed	point	VERB
fbem-16711	83	26	to	to	ADP
fbem-16711	83	27	the	the	DET
fbem-16711	83	28	same	same	ADJ
fbem-16711	83	29	signal	signal	NOUN
fbem-16711	83	30	:	:	PUNCT
fbem-16711	83	31	svb	svb	PROPN
fbem-16711	83	32	have	have	AUX
fbem-16711	83	33	experienced	experience	VERB
fbem-16711	83	34	a	a	DET
fbem-16711	83	35	serious	serious	ADJ
fbem-16711	83	36	cash	cash	NOUN
fbem-16711	83	37	crisis	crisis	NOUN
fbem-16711	83	38	.	.	PUNCT
fbem-16711	84	1	depositors	depositor	NOUN
fbem-16711	84	2	were	be	AUX
fbem-16711	84	3	worry	worry	NOUN
fbem-16711	84	4	that	that	SCONJ
fbem-16711	84	5	svb	svb	PROPN
fbem-16711	84	6	's	's	PART
fbem-16711	84	7	capital	capital	NOUN
fbem-16711	84	8	would	would	AUX
fbem-16711	84	9	suffer	suffer	VERB
fbem-16711	84	10	losses	loss	NOUN
fbem-16711	84	11	and	and	CCONJ
fbem-16711	84	12	affect	affect	VERB
fbem-16711	84	13	the	the	DET
fbem-16711	84	14	safety	safety	NOUN
fbem-16711	84	15	of	of	ADP
fbem-16711	84	16	their	their	PRON
fbem-16711	84	17	deposits	deposit	NOUN
fbem-16711	84	18	,	,	PUNCT
fbem-16711	84	19	so	so	SCONJ
fbem-16711	84	20	they	they	PRON
fbem-16711	84	21	have	have	AUX
fbem-16711	84	22	joined	join	VERB
fbem-16711	84	23	the	the	DET
fbem-16711	84	24	ranks	rank	NOUN
fbem-16711	84	25	of	of	ADP
fbem-16711	84	26	withdrawals	withdrawal	NOUN
fbem-16711	84	27	,	,	PUNCT
fbem-16711	84	28	leading	lead	VERB
fbem-16711	84	29	to	to	ADP
fbem-16711	84	30	the	the	DET
fbem-16711	84	31	bank	bank	NOUN
fbem-16711	84	32	's	's	PART
fbem-16711	84	33	most	most	ADV
fbem-16711	84	34	terrifying	terrifying	ADJ
fbem-16711	84	35	nightmare	nightmare	NOUN
fbem-16711	84	36	a	a	DET
fbem-16711	84	37	run	run	NOUN
fbem-16711	84	38	.	.	PUNCT
fbem-16711	85	1	within	within	ADP
fbem-16711	85	2	a	a	DET
fbem-16711	85	3	single	single	ADJ
fbem-16711	85	4	day	day	NOUN
fbem-16711	85	5	,	,	PUNCT
fbem-16711	85	6	the	the	DET
fbem-16711	85	7	wave	wave	NOUN
fbem-16711	85	8	of	of	ADP
fbem-16711	85	9	runs	run	NOUN
fbem-16711	85	10	completely	completely	ADV
fbem-16711	85	11	crushed	crush	VERB
fbem-16711	85	12	svb	svb	PROPN
fbem-16711	85	13	:	:	PUNCT
fbem-16711	85	14	customer	customer	NOUN
fbem-16711	85	15	withdrawal	withdrawal	NOUN
fbem-16711	85	16	requirements	requirement	NOUN
fbem-16711	85	17	reached	reach	VERB
fbem-16711	85	18	as	as	ADV
fbem-16711	85	19	high	high	ADJ
fbem-16711	85	20	as	as	ADP
fbem-16711	85	21	$	$	SYM
fbem-16711	85	22	42	42	NUM
fbem-16711	85	23	billion	billion	NUM
fbem-16711	85	24	,	,	PUNCT
fbem-16711	85	25	almost	almost	ADV
fbem-16711	85	26	a	a	PRON
fbem-16711	85	27	quarter	quarter	NOUN
fbem-16711	85	28	of	of	ADP
fbem-16711	85	29	the	the	DET
fbem-16711	85	30	bank	bank	NOUN
fbem-16711	85	31	's	's	PART
fbem-16711	85	32	total	total	ADJ
fbem-16711	85	33	deposits	deposit	NOUN
fbem-16711	85	34	.	.	PUNCT
fbem-16711	86	1	in	in	ADP
fbem-16711	86	2	addition	addition	NOUN
fbem-16711	86	3	,	,	PUNCT
fbem-16711	86	4	the	the	DET
fbem-16711	86	5	capital	capital	NOUN
fbem-16711	86	6	market	market	NOUN
fbem-16711	86	7	is	be	AUX
fbem-16711	86	8	also	also	ADV
fbem-16711	86	9	in	in	ADP
fbem-16711	86	10	a	a	DET
fbem-16711	86	11	state	state	NOUN
fbem-16711	86	12	of	of	ADP
fbem-16711	86	13	anxiety	anxiety	NOUN
fbem-16711	86	14	.	.	PUNCT
fbem-16711	87	1	such	such	DET
fbem-16711	87	2	a	a	DET
fbem-16711	87	3	large	large	ADJ
fbem-16711	87	4	-	-	PUNCT
fbem-16711	87	5	scale	scale	NOUN
fbem-16711	87	6	stock	stock	NOUN
fbem-16711	87	7	issuance	issuance	NOUN
fbem-16711	87	8	means	mean	VERB
fbem-16711	87	9	that	that	SCONJ
fbem-16711	87	10	the	the	DET
fbem-16711	87	11	existing	exist	VERB
fbem-16711	87	12	shareholder	shareholder	NOUN
fbem-16711	87	13	equity	equity	NOUN
fbem-16711	87	14	was	be	AUX
fbem-16711	87	15	severely	severely	ADV
fbem-16711	87	16	diluted	dilute	VERB
fbem-16711	87	17	,	,	PUNCT
fbem-16711	87	18	so	so	ADV
fbem-16711	87	19	many	many	ADJ
fbem-16711	87	20	of	of	ADP
fbem-16711	87	21	the	the	DET
fbem-16711	87	22	svb	svb	PROPN
fbem-16711	87	23	investors	investor	NOUN
fbem-16711	87	24	started	start	VERB
fbem-16711	87	25	to	to	PART
fbem-16711	87	26	sell	sell	VERB
fbem-16711	87	27	their	their	PRON
fbem-16711	87	28	stocks	stock	NOUN
fbem-16711	87	29	.	.	PUNCT
fbem-16711	88	1	on	on	ADP
fbem-16711	88	2	march	march	PROPN
fbem-16711	88	3	7th	7th	PROPN
fbem-16711	88	4	,	,	PUNCT
fbem-16711	88	5	the	the	DET
fbem-16711	88	6	stock	stock	NOUN
fbem-16711	88	7	price	price	NOUN
fbem-16711	88	8	fell	fall	VERB
fbem-16711	88	9	by	by	ADP
fbem-16711	88	10	15	15	NUM
fbem-16711	88	11	%	%	NOUN
fbem-16711	88	12	.	.	PUNCT
fbem-16711	89	1	as	as	SCONJ
fbem-16711	89	2	the	the	DET
fbem-16711	89	3	event	event	NOUN
fbem-16711	89	4	escalated	escalate	VERB
fbem-16711	89	5	,	,	PUNCT
fbem-16711	89	6	the	the	DET
fbem-16711	89	7	stock	stock	NOUN
fbem-16711	89	8	price	price	NOUN
fbem-16711	89	9	plummeted	plummet	VERB
fbem-16711	89	10	by	by	ADP
fbem-16711	89	11	60	60	NUM
fbem-16711	89	12	%	%	NOUN
fbem-16711	89	13	on	on	ADP
fbem-16711	89	14	march	march	PROPN
fbem-16711	89	15	9th	9th	NOUN
fbem-16711	89	16	,	,	PUNCT
fbem-16711	89	17	and	and	CCONJ
fbem-16711	89	18	in	in	ADP
fbem-16711	89	19	the	the	DET
fbem-16711	89	20	evening	evening	NOUN
fbem-16711	89	21	,	,	PUNCT
fbem-16711	89	22	the	the	DET
fbem-16711	89	23	cash	cash	NOUN
fbem-16711	89	24	balance	balance	NOUN
fbem-16711	89	25	of	of	ADP
fbem-16711	89	26	svb	svb	PROPN
fbem-16711	89	27	had	have	AUX
fbem-16711	89	28	turned	turn	VERB
fbem-16711	89	29	into	into	ADP
fbem-16711	89	30	negative	negative	ADJ
fbem-16711	89	31	$	$	SYM
fbem-16711	89	32	1	1	NUM
fbem-16711	89	33	billion	billion	NUM
fbem-16711	89	34	.	.	PUNCT
fbem-16711	90	1	in	in	ADP
fbem-16711	90	2	order	order	NOUN
fbem-16711	90	3	to	to	PART
fbem-16711	90	4	cope	cope	VERB
fbem-16711	90	5	with	with	ADP
fbem-16711	90	6	the	the	DET
fbem-16711	90	7	run	run	NOUN
fbem-16711	90	8	,	,	PUNCT
fbem-16711	90	9	svb	svb	PROPN
fbem-16711	90	10	were	be	AUX
fbem-16711	90	11	forced	force	VERB
fbem-16711	90	12	to	to	PART
fbem-16711	90	13	sell	sell	VERB
fbem-16711	90	14	more	more	ADJ
fbem-16711	90	15	bonds	bond	NOUN
fbem-16711	90	16	,	,	PUNCT
fbem-16711	90	17	resulting	result	VERB
fbem-16711	90	18	in	in	ADP
fbem-16711	90	19	greater	great	ADJ
fbem-16711	90	20	losses	loss	NOUN
fbem-16711	90	21	and	and	CCONJ
fbem-16711	90	22	creating	create	VERB
fbem-16711	90	23	a	a	DET
fbem-16711	90	24	vicious	vicious	ADJ
fbem-16711	90	25	cycle	cycle	NOUN
fbem-16711	90	26	.	.	PUNCT
fbem-16711	91	1	4.2	4.2	NUM
fbem-16711	91	2	.	.	PUNCT
fbem-16711	91	3	bankruptcy	bankruptcy	NOUN
fbem-16711	91	4	become	become	VERB
fbem-16711	91	5	foregone	foregone	NOUN
fbem-16711	91	6	outcome	outcome	NOUN
fbem-16711	91	7	on	on	ADP
fbem-16711	91	8	march	march	PROPN
fbem-16711	91	9	10th	10th	NOUN
fbem-16711	91	10	,	,	PUNCT
fbem-16711	91	11	market	market	NOUN
fbem-16711	91	12	panic	panic	NOUN
fbem-16711	91	13	continued	continue	VERB
fbem-16711	91	14	to	to	PART
fbem-16711	91	15	spread	spread	VERB
fbem-16711	91	16	,	,	PUNCT
fbem-16711	91	17	and	and	CCONJ
fbem-16711	91	18	the	the	DET
fbem-16711	91	19	stock	stock	NOUN
fbem-16711	91	20	price	price	NOUN
fbem-16711	91	21	of	of	ADP
fbem-16711	91	22	svb	svb	PROPN
fbem-16711	91	23	plummeted	plummet	VERB
fbem-16711	91	24	by	by	ADP
fbem-16711	91	25	68	68	NUM
fbem-16711	91	26	%	%	NOUN
fbem-16711	91	27	,	,	PUNCT
fbem-16711	91	28	the	the	DET
fbem-16711	91	29	stocks	stock	NOUN
fbem-16711	91	30	were	be	AUX
fbem-16711	91	31	previously	previously	ADV
fbem-16711	91	32	worth	worth	ADJ
fbem-16711	91	33	$	$	SYM
fbem-16711	91	34	267	267	NUM
fbem-16711	91	35	fell	fall	VERB
fbem-16711	91	36	to	to	ADP
fbem-16711	91	37	less	less	ADJ
fbem-16711	91	38	than	than	ADP
fbem-16711	91	39	$	$	SYM
fbem-16711	91	40	35	35	NUM
fbem-16711	91	41	.	.	PUNCT
fbem-16711	92	1	svb	svb	PROPN
fbem-16711	92	2	had	have	VERB
fbem-16711	92	3	to	to	PART
fbem-16711	92	4	declare	declare	VERB
fbem-16711	92	5	bankruptcy	bankruptcy	NOUN
fbem-16711	92	6	48	48	NUM
fbem-16711	92	7	hours	hour	NOUN
fbem-16711	92	8	after	after	ADP
fbem-16711	92	9	announcing	announce	VERB
fbem-16711	92	10	the	the	DET
fbem-16711	92	11	sale	sale	NOUN
fbem-16711	92	12	of	of	ADP
fbem-16711	92	13	bonds	bond	NOUN
fbem-16711	92	14	.	.	PUNCT
fbem-16711	93	1	the	the	DET
fbem-16711	93	2	federal	federal	ADJ
fbem-16711	93	3	deposit	deposit	NOUN
fbem-16711	93	4	insurance	insurance	NOUN
fbem-16711	93	5	corporation	corporation	NOUN
fbem-16711	93	6	(	(	PUNCT
fbem-16711	93	7	fdic	fdic	PROPN
fbem-16711	93	8	)	)	PUNCT
fbem-16711	93	9	has	have	AUX
fbem-16711	93	10	issued	issue	VERB
fbem-16711	93	11	a	a	DET
fbem-16711	93	12	statement	statement	NOUN
fbem-16711	93	13	stating	state	VERB
fbem-16711	93	14	that	that	SCONJ
fbem-16711	93	15	the	the	DET
fbem-16711	93	16	california	california	PROPN
fbem-16711	93	17	department	department	PROPN
fbem-16711	93	18	of	of	ADP
fbem-16711	93	19	financial	financial	ADJ
fbem-16711	93	20	protection	protection	NOUN
fbem-16711	93	21	and	and	CCONJ
fbem-16711	93	22	innovation	innovation	NOUN
fbem-16711	93	23	(	(	PUNCT
fbem-16711	93	24	dfpi	dfpi	ADJ
fbem-16711	93	25	)	)	PUNCT
fbem-16711	93	26	has	have	AUX
fbem-16711	93	27	announced	announce	VERB
fbem-16711	93	28	the	the	DET
fbem-16711	93	29	closure	closure	NOUN
fbem-16711	93	30	of	of	ADP
fbem-16711	93	31	svb	svb	PROPN
fbem-16711	93	32	and	and	CCONJ
fbem-16711	93	33	appointed	appoint	VERB
fbem-16711	93	34	fdic	fdic	PROPN
fbem-16711	93	35	as	as	ADP
fbem-16711	93	36	bankruptcy	bankruptcy	NOUN
fbem-16711	93	37	administrator	administrator	NOUN
fbem-16711	93	38	on	on	ADP
fbem-16711	93	39	the	the	DET
fbem-16711	93	40	grounds	ground	NOUN
fbem-16711	93	41	of	of	ADP
fbem-16711	93	42	"	"	PUNCT
fbem-16711	93	43	insufficient	insufficient	ADJ
fbem-16711	93	44	liquidity	liquidity	NOUN
fbem-16711	93	45	and	and	CCONJ
fbem-16711	93	46	insolvency	insolvency	NOUN
fbem-16711	93	47	"	"	PUNCT
fbem-16711	93	48	.	.	PUNCT
fbem-16711	94	1	according	accord	VERB
fbem-16711	94	2	to	to	ADP
fbem-16711	94	3	a	a	DET
fbem-16711	94	4	statement	statement	NOUN
fbem-16711	94	5	released	release	VERB
fbem-16711	94	6	by	by	ADP
fbem-16711	94	7	the	the	DET
fbem-16711	94	8	fdic	fdic	PROPN
fbem-16711	94	9	,	,	PUNCT
fbem-16711	94	10	in	in	ADP
fbem-16711	94	11	order	order	NOUN
fbem-16711	94	12	to	to	PART
fbem-16711	94	13	protect	protect	VERB
fbem-16711	94	14	insured	insured	ADJ
fbem-16711	94	15	depositors	depositor	NOUN
fbem-16711	94	16	,	,	PUNCT
fbem-16711	94	17	the	the	DET
fbem-16711	94	18	fdic	fdic	PROPN
fbem-16711	94	19	has	have	AUX
fbem-16711	94	20	created	create	VERB
fbem-16711	94	21	the	the	DET
fbem-16711	94	22	deposit	deposit	NOUN
fbem-16711	94	23	insurance	insurance	PROPN
fbem-16711	94	24	national	national	PROPN
fbem-16711	94	25	bank	bank	PROPN
fbem-16711	94	26	(	(	PUNCT
fbem-16711	94	27	dinb	dinb	ADJ
fbem-16711	94	28	)	)	PUNCT
fbem-16711	94	29	.	.	PUNCT
fbem-16711	95	1	when	when	SCONJ
fbem-16711	95	2	svb	svb	PROPN
fbem-16711	95	3	closed	close	VERB
fbem-16711	95	4	,	,	PUNCT
fbem-16711	95	5	the	the	DET
fbem-16711	95	6	fdic	fdic	PROPN
fbem-16711	95	7	,	,	PUNCT
fbem-16711	95	8	as	as	ADP
fbem-16711	95	9	the	the	DET
fbem-16711	95	10	receiver	receiver	NOUN
fbem-16711	95	11	,	,	PUNCT
fbem-16711	95	12	must	must	AUX
fbem-16711	95	13	immediately	immediately	ADV
fbem-16711	95	14	transfer	transfer	VERB
fbem-16711	95	15	all	all	DET
fbem-16711	95	16	insured	insure	VERB
fbem-16711	95	17	deposits	deposit	NOUN
fbem-16711	95	18	from	from	ADP
fbem-16711	95	19	svb	svb	PROPN
fbem-16711	95	20	to	to	ADP
fbem-16711	95	21	the	the	DET
fbem-16711	95	22	dinb	dinb	NOUN
fbem-16711	95	23	.	.	PUNCT
fbem-16711	96	1	the	the	DET
fbem-16711	96	2	fdic	fdic	PROPN
fbem-16711	96	3	stated	state	VERB
fbem-16711	96	4	that	that	SCONJ
fbem-16711	96	5	the	the	DET
fbem-16711	96	6	headquarters	headquarters	NOUN
fbem-16711	96	7	and	and	CCONJ
fbem-16711	96	8	all	all	DET
fbem-16711	96	9	branches	branch	NOUN
fbem-16711	96	10	of	of	ADP
fbem-16711	96	11	svb	svb	PROPN
fbem-16711	96	12	will	will	AUX
fbem-16711	96	13	reopen	reopen	VERB
fbem-16711	96	14	on	on	ADP
fbem-16711	96	15	the	the	DET
fbem-16711	96	16	13th	13th	NOUN
fbem-16711	96	17	,	,	PUNCT
fbem-16711	96	18	and	and	CCONJ
fbem-16711	96	19	all	all	DET
fbem-16711	96	20	insured	insure	VERB
fbem-16711	96	21	depositors	depositor	NOUN
fbem-16711	96	22	can	can	AUX
fbem-16711	96	23	retrieve	retrieve	VERB
fbem-16711	96	24	their	their	PRON
fbem-16711	96	25	insured	insure	VERB
fbem-16711	96	26	deposits	deposit	NOUN
fbem-16711	96	27	no	no	ADV
fbem-16711	96	28	later	later	ADV
fbem-16711	96	29	than	than	ADP
fbem-16711	96	30	the	the	DET
fbem-16711	96	31	morning	morning	NOUN
fbem-16711	96	32	of	of	ADP
fbem-16711	96	33	the	the	DET
fbem-16711	96	34	same	same	ADJ
fbem-16711	96	35	day	day	NOUN
fbem-16711	96	36	.	.	PUNCT
fbem-16711	97	1	according	accord	VERB
fbem-16711	97	2	to	to	ADP
fbem-16711	97	3	the	the	DET
fbem-16711	97	4	standard	standard	NOUN
fbem-16711	97	5	,	,	PUNCT
fbem-16711	97	6	the	the	DET
fbem-16711	97	7	maximum	maximum	ADJ
fbem-16711	97	8	insured	insure	VERB
fbem-16711	97	9	amount	amount	NOUN
fbem-16711	97	10	per	per	ADP
fbem-16711	97	11	insured	insure	VERB
fbem-16711	97	12	depositor	depositor	NOUN
fbem-16711	97	13	is	be	AUX
fbem-16711	97	14	$	$	SYM
fbem-16711	97	15	250000	250000	NUM
fbem-16711	97	16	.	.	PUNCT
fbem-16711	98	1	however	however	ADV
fbem-16711	98	2	,	,	PUNCT
fbem-16711	98	3	the	the	DET
fbem-16711	98	4	regulatory	regulatory	ADJ
fbem-16711	98	5	reports	report	NOUN
fbem-16711	98	6	shown	show	VERB
fbem-16711	98	7	that	that	SCONJ
fbem-16711	98	8	many	many	ADJ
fbem-16711	98	9	depositors	depositor	NOUN
fbem-16711	98	10	of	of	ADP
fbem-16711	98	11	svb	svb	PROPN
fbem-16711	98	12	have	have	VERB
fbem-16711	98	13	deposits	deposit	NOUN
fbem-16711	98	14	higher	high	ADJ
fbem-16711	98	15	than	than	ADP
fbem-16711	98	16	this	this	DET
fbem-16711	98	17	number	number	NOUN
fbem-16711	98	18	,	,	PUNCT
fbem-16711	98	19	as	as	ADP
fbem-16711	98	20	of	of	ADP
fbem-16711	98	21	the	the	DET
fbem-16711	98	22	end	end	NOUN
fbem-16711	98	23	of	of	ADP
fbem-16711	98	24	2022	2022	NUM
fbem-16711	98	25	,	,	PUNCT
fbem-16711	98	26	89	89	NUM
fbem-16711	98	27	%	%	NOUN
fbem-16711	98	28	of	of	ADP
fbem-16711	98	29	svb	svb	PROPN
fbem-16711	98	30	’s	’s	PART
fbem-16711	98	31	deposits	deposit	NOUN
fbem-16711	98	32	were	be	AUX
fbem-16711	98	33	not	not	PART
fbem-16711	98	34	insured	insure	VERB
fbem-16711	98	35	.	.	PUNCT
fbem-16711	99	1	4.3	4.3	NUM
fbem-16711	99	2	.	.	PUNCT
fbem-16711	99	3	butterfly	butterfly	NOUN
fbem-16711	99	4	effect	effect	NOUN
fbem-16711	99	5	manifest	manifest	VERB
fbem-16711	99	6	the	the	DET
fbem-16711	99	7	svb	svb	PROPN
fbem-16711	99	8	incident	incident	PROPN
fbem-16711	99	9	triggered	trigger	VERB
fbem-16711	99	10	panic	panic	NOUN
fbem-16711	99	11	in	in	ADP
fbem-16711	99	12	the	the	DET
fbem-16711	99	13	market	market	NOUN
fbem-16711	99	14	over	over	ADP
fbem-16711	99	15	the	the	DET
fbem-16711	99	16	entire	entire	ADJ
fbem-16711	99	17	us	us	PROPN
fbem-16711	99	18	banking	banking	NOUN
fbem-16711	99	19	industry	industry	NOUN
fbem-16711	99	20	,	,	PUNCT
fbem-16711	99	21	and	and	CCONJ
fbem-16711	99	22	some	some	DET
fbem-16711	99	23	european	european	ADJ
fbem-16711	99	24	banks	bank	NOUN
fbem-16711	99	25	and	and	CCONJ
fbem-16711	99	26	emerging	emerge	VERB
fbem-16711	99	27	markets	market	NOUN
fbem-16711	99	28	had	have	AUX
fbem-16711	99	29	also	also	ADV
fbem-16711	99	30	been	be	AUX
fbem-16711	99	31	affected	affect	VERB
fbem-16711	99	32	.	.	PUNCT
fbem-16711	100	1	although	although	SCONJ
fbem-16711	100	2	the	the	DET
fbem-16711	100	3	us	us	PROPN
fbem-16711	100	4	treasury	treasury	PROPN
fbem-16711	100	5	,	,	PUNCT
fbem-16711	100	6	federal	federal	PROPN
fbem-16711	100	7	reserve	reserve	PROPN
fbem-16711	100	8	,	,	PUNCT
fbem-16711	100	9	and	and	CCONJ
fbem-16711	100	10	fdic	fdic	PROPN
fbem-16711	100	11	reaffirm	reaffirm	VERB
fbem-16711	100	12	that	that	SCONJ
fbem-16711	100	13	the	the	DET
fbem-16711	100	14	bankruptcy	bankruptcy	NOUN
fbem-16711	100	15	would	would	AUX
fbem-16711	100	16	not	not	PART
fbem-16711	100	17	cause	cause	VERB
fbem-16711	100	18	systemic	systemic	ADJ
fbem-16711	100	19	risk	risk	NOUN
fbem-16711	100	20	,	,	PUNCT
fbem-16711	100	21	us	us	PROPN
fbem-16711	100	22	banking	banking	NOUN
fbem-16711	100	23	stocks	stock	NOUN
fbem-16711	100	24	still	still	ADV
fbem-16711	100	25	suffered	suffer	VERB
fbem-16711	100	26	severe	severe	ADJ
fbem-16711	100	27	selling	selling	NOUN
fbem-16711	100	28	.	.	PUNCT
fbem-16711	101	1	the	the	DET
fbem-16711	101	2	stock	stock	NOUN
fbem-16711	101	3	of	of	ADP
fbem-16711	101	4	first	first	PROPN
fbem-16711	101	5	republic	republic	PROPN
fbem-16711	101	6	bank	bank	PROPN
fbem-16711	101	7	plummeted	plummet	VERB
fbem-16711	101	8	75	75	NUM
fbem-16711	101	9	%	%	NOUN
fbem-16711	101	10	during	during	ADP
fbem-16711	101	11	the	the	DET
fbem-16711	101	12	trading	trading	NOUN
fbem-16711	101	13	session	session	NOUN
fbem-16711	101	14	,	,	PUNCT
fbem-16711	101	15	western	western	ADJ
fbem-16711	101	16	alliance	alliance	PROPN
fbem-16711	101	17	bank	bank	PROPN
fbem-16711	101	18	closed	close	VERB
fbem-16711	101	19	down	down	ADV
fbem-16711	101	20	47	47	NUM
fbem-16711	101	21	%	%	NOUN
fbem-16711	101	22	,	,	PUNCT
fbem-16711	101	23	pacwest	pacw	ADJ
fbem-16711	101	24	and	and	CCONJ
fbem-16711	101	25	zion	zion	PROPN
fbem-16711	101	26	both	both	PRON
fbem-16711	101	27	fell	fall	VERB
fbem-16711	101	28	more	more	ADJ
fbem-16711	101	29	than	than	ADP
fbem-16711	101	30	20	20	NUM
fbem-16711	101	31	%	%	NOUN
fbem-16711	101	32	.	.	PUNCT
fbem-16711	102	1	according	accord	VERB
fbem-16711	102	2	to	to	ADP
fbem-16711	102	3	the	the	DET
fbem-16711	102	4	industry	industry	NOUN
fbem-16711	102	5	index	index	NOUN
fbem-16711	102	6	of	of	ADP
fbem-16711	102	7	156	156	NUM
fbem-16711	102	8	us	us	PROPN
fbem-16711	102	9	listed	list	VERB
fbem-16711	102	10	banks	bank	NOUN
fbem-16711	102	11	tracked	track	VERB
fbem-16711	102	12	by	by	ADP
fbem-16711	102	13	uk	uk	PROPN
fbem-16711	102	14	financial	financial	ADJ
fbem-16711	102	15	information	information	NOUN
fbem-16711	102	16	professional	professional	PROPN
fbem-16711	102	17	services	services	PROPN
fbem-16711	102	18	firm	firm	PROPN
fbem-16711	102	19	refinitiv	refinitiv	PROPN
fbem-16711	102	20	,	,	PUNCT
fbem-16711	102	21	149	149	NUM
fbem-16711	102	22	banks	bank	NOUN
fbem-16711	102	23	experienced	experience	VERB
fbem-16711	102	24	varying	vary	VERB
fbem-16711	102	25	degrees	degree	NOUN
fbem-16711	102	26	of	of	ADP
fbem-16711	102	27	decline	decline	NOUN
fbem-16711	102	28	in	in	ADP
fbem-16711	102	29	closing	closing	NOUN
fbem-16711	102	30	prices	price	NOUN
fbem-16711	102	31	during	during	ADP
fbem-16711	102	32	that	that	DET
fbem-16711	102	33	period	period	NOUN
fbem-16711	102	34	.	.	PUNCT
fbem-16711	103	1	in	in	ADP
fbem-16711	103	2	addition	addition	NOUN
fbem-16711	103	3	,	,	PUNCT
fbem-16711	103	4	the	the	DET
fbem-16711	103	5	butterfly	butterfly	NOUN
fbem-16711	103	6	effect	effect	NOUN
fbem-16711	103	7	of	of	ADP
fbem-16711	103	8	svb	svb	PROPN
fbem-16711	103	9	's	's	PART
fbem-16711	103	10	bankruptcy	bankruptcy	NOUN
fbem-16711	103	11	has	have	AUX
fbem-16711	103	12	emerged	emerge	VERB
fbem-16711	103	13	.	.	PUNCT
fbem-16711	104	1	some	some	DET
fbem-16711	104	2	small	small	ADJ
fbem-16711	104	3	and	and	CCONJ
fbem-16711	104	4	medium	medium	ADJ
fbem-16711	104	5	-	-	PUNCT
fbem-16711	104	6	sized	sized	ADJ
fbem-16711	104	7	banks	bank	NOUN
fbem-16711	104	8	in	in	ADP
fbem-16711	104	9	the	the	DET
fbem-16711	104	10	united	united	PROPN
fbem-16711	104	11	states	states	PROPN
fbem-16711	104	12	followed	follow	VERB
fbem-16711	104	13	the	the	DET
fbem-16711	104	14	footsteps	footstep	NOUN
fbem-16711	104	15	of	of	ADP
fbem-16711	104	16	svb	svb	PROPN
fbem-16711	104	17	.	.	PUNCT
fbem-16711	105	1	on	on	ADP
fbem-16711	105	2	march	march	PROPN
fbem-16711	105	3	12th	12th	NOUN
fbem-16711	105	4	,	,	PUNCT
fbem-16711	105	5	sbny	sbny	NOUN
fbem-16711	105	6	,	,	PUNCT
fbem-16711	105	7	the	the	DET
fbem-16711	105	8	29th	29th	ADJ
fbem-16711	105	9	largest	large	ADJ
fbem-16711	105	10	bank	bank	NOUN
fbem-16711	105	11	in	in	ADP
fbem-16711	105	12	the	the	DET
fbem-16711	105	13	united	united	PROPN
fbem-16711	105	14	states	states	PROPN
fbem-16711	105	15	with	with	ADP
fbem-16711	105	16	assets	asset	NOUN
fbem-16711	105	17	exceeding	exceed	VERB
fbem-16711	105	18	$	$	SYM
fbem-16711	105	19	100	100	NUM
fbem-16711	105	20	billion	billion	NUM
fbem-16711	105	21	went	go	VERB
fbem-16711	105	22	bankrupt	bankrupt	ADJ
fbem-16711	105	23	.	.	PUNCT
fbem-16711	106	1	besides	besides	SCONJ
fbem-16711	106	2	,	,	PUNCT
fbem-16711	106	3	there	there	PRON
fbem-16711	106	4	was	be	VERB
fbem-16711	106	5	also	also	ADV
fbem-16711	106	6	a	a	DET
fbem-16711	106	7	voluntary	voluntary	ADJ
fbem-16711	106	8	liquidation	liquidation	NOUN
fbem-16711	106	9	of	of	ADP
fbem-16711	106	10	silver	silver	PROPN
fbem-16711	106	11	gate	gate	PROPN
fbem-16711	106	12	bank	bank	PROPN
fbem-16711	106	13	.	.	PUNCT
fbem-16711	107	1	together	together	ADV
fbem-16711	107	2	,	,	PUNCT
fbem-16711	107	3	there	there	PRON
fbem-16711	107	4	were	be	VERB
fbem-16711	107	5	three	three	NUM
fbem-16711	107	6	bank	bank	NOUN
fbem-16711	107	7	failures	failure	NOUN
fbem-16711	107	8	in	in	ADP
fbem-16711	107	9	the	the	DET
fbem-16711	107	10	united	united	PROPN
fbem-16711	107	11	states	states	PROPN
fbem-16711	107	12	within	within	ADP
fbem-16711	107	13	a	a	DET
fbem-16711	107	14	week	week	NOUN
fbem-16711	107	15	.	.	PUNCT
fbem-16711	108	1	what	what	PRON
fbem-16711	108	2	's	be	AUX
fbem-16711	108	3	even	even	ADV
fbem-16711	108	4	more	more	ADV
fbem-16711	108	5	terrifying	terrifying	ADJ
fbem-16711	108	6	is	be	AUX
fbem-16711	108	7	that	that	SCONJ
fbem-16711	108	8	,	,	PUNCT
fbem-16711	108	9	the	the	DET
fbem-16711	108	10	crisis	crisis	NOUN
fbem-16711	108	11	of	of	ADP
fbem-16711	108	12	svb	svb	PROPN
fbem-16711	108	13	bankruptcy	bankruptcy	PROPN
fbem-16711	108	14	was	be	AUX
fbem-16711	108	15	gradually	gradually	ADV
fbem-16711	108	16	spreading	spread	VERB
fbem-16711	108	17	to	to	ADP
fbem-16711	108	18	europe	europe	PROPN
fbem-16711	108	19	.	.	PUNCT
fbem-16711	109	1	on	on	ADP
fbem-16711	109	2	march	march	PROPN
fbem-16711	109	3	15th	15th	NOUN
fbem-16711	109	4	,	,	PUNCT
fbem-16711	109	5	the	the	DET
fbem-16711	109	6	stock	stock	NOUN
fbem-16711	109	7	price	price	NOUN
fbem-16711	109	8	of	of	ADP
fbem-16711	109	9	credit	credit	NOUN
fbem-16711	109	10	suisse	suisse	PROPN
fbem-16711	109	11	,	,	PUNCT
fbem-16711	109	12	switzerland	switzerland	PROPN
fbem-16711	109	13	's	's	PART
fbem-16711	109	14	second	second	ADV
fbem-16711	109	15	largest	large	ADJ
fbem-16711	109	16	bank	bank	NOUN
fbem-16711	109	17	with	with	ADP
fbem-16711	109	18	a	a	DET
fbem-16711	109	19	century	century	NOUN
fbem-16711	109	20	of	of	ADP
fbem-16711	109	21	history	history	NOUN
fbem-16711	109	22	,	,	PUNCT
fbem-16711	109	23	plummeted	plummet	VERB
fbem-16711	109	24	sharply	sharply	ADV
fbem-16711	109	25	.	.	PUNCT
fbem-16711	110	1	on	on	ADP
fbem-16711	110	2	march	march	PROPN
fbem-16711	110	3	19th	19th	NOUN
fbem-16711	110	4	,	,	PUNCT
fbem-16711	110	5	ubs	ubs	PROPN
fbem-16711	110	6	group	group	PROPN
fbem-16711	110	7	announced	announce	VERB
fbem-16711	110	8	a	a	DET
fbem-16711	110	9	acquisition	acquisition	NOUN
fbem-16711	110	10	of	of	ADP
fbem-16711	110	11	credit	credit	NOUN
fbem-16711	110	12	suisse	suisse	NOUN
fbem-16711	110	13	for	for	ADP
fbem-16711	110	14	a	a	DET
fbem-16711	110	15	total	total	ADJ
fbem-16711	110	16	consideration	consideration	NOUN
fbem-16711	110	17	of	of	ADP
fbem-16711	110	18	3	3	NUM
fbem-16711	110	19	billion	billion	NUM
fbem-16711	110	20	swiss	swiss	ADJ
fbem-16711	110	21	francs	franc	NOUN
fbem-16711	110	22	247	247	NUM
fbem-16711	110	23	(	(	PUNCT
fbem-16711	110	24	approximately	approximately	ADV
fbem-16711	110	25	3.25	3.25	NUM
fbem-16711	110	26	billion	billion	NUM
fbem-16711	110	27	us	us	PROPN
fbem-16711	110	28	dollars	dollar	NOUN
fbem-16711	110	29	)	)	PUNCT
fbem-16711	110	30	.	.	PUNCT
fbem-16711	111	1	subsequently	subsequently	ADV
fbem-16711	111	2	,	,	PUNCT
fbem-16711	111	3	deutsche	deutsche	PROPN
fbem-16711	111	4	bank	bank	PROPN
fbem-16711	111	5	,	,	PUNCT
fbem-16711	111	6	germany	germany	PROPN
fbem-16711	111	7	's	's	PART
fbem-16711	111	8	largest	large	ADJ
fbem-16711	111	9	bank	bank	NOUN
fbem-16711	111	10	by	by	ADP
fbem-16711	111	11	asset	asset	NOUN
fbem-16711	111	12	size	size	NOUN
fbem-16711	111	13	,	,	PUNCT
fbem-16711	111	14	saw	see	VERB
fbem-16711	111	15	its	its	PRON
fbem-16711	111	16	stock	stock	NOUN
fbem-16711	111	17	price	price	NOUN
fbem-16711	111	18	plummet	plummet	VERB
fbem-16711	111	19	by	by	ADP
fbem-16711	111	20	15	15	NUM
fbem-16711	111	21	%	%	NOUN
fbem-16711	111	22	due	due	ADP
fbem-16711	111	23	to	to	ADP
fbem-16711	111	24	market	market	NOUN
fbem-16711	111	25	concerns	concern	NOUN
fbem-16711	111	26	about	about	ADP
fbem-16711	111	27	its	its	PRON
fbem-16711	111	28	exposure	exposure	NOUN
fbem-16711	111	29	to	to	ADP
fbem-16711	111	30	commercial	commercial	ADJ
fbem-16711	111	31	real	real	ADJ
fbem-16711	111	32	estate	estate	NOUN
fbem-16711	111	33	in	in	ADP
fbem-16711	111	34	the	the	DET
fbem-16711	111	35	us	us	PROPN
fbem-16711	111	36	,	,	PUNCT
fbem-16711	111	37	creating	create	VERB
fbem-16711	111	38	the	the	DET
fbem-16711	111	39	largest	large	ADJ
fbem-16711	111	40	decline	decline	NOUN
fbem-16711	111	41	in	in	ADP
fbem-16711	111	42	three	three	NUM
fbem-16711	111	43	years	year	NOUN
fbem-16711	111	44	.	.	PUNCT
fbem-16711	112	1	5	5	X
fbem-16711	112	2	.	.	X
fbem-16711	112	3	trace	trace	VERB
fbem-16711	112	4	the	the	DET
fbem-16711	112	5	reasons	reason	NOUN
fbem-16711	112	6	:	:	PUNCT
fbem-16711	112	7	why	why	SCONJ
fbem-16711	112	8	did	do	AUX
fbem-16711	112	9	svb	svb	PROPN
fbem-16711	112	10	go	go	VERB
fbem-16711	112	11	bankrupt	bankrupt	ADJ
fbem-16711	112	12	?	?	PUNCT
fbem-16711	113	1	5.1	5.1	NUM
fbem-16711	113	2	.	.	PUNCT
fbem-16711	114	1	insufficient	insufficient	ADJ
fbem-16711	114	2	risk	risk	NOUN
fbem-16711	114	3	control	control	NOUN
fbem-16711	114	4	of	of	ADP
fbem-16711	114	5	svb	svb	PROPN
fbem-16711	114	6	by	by	ADP
fbem-16711	114	7	analyzing	analyze	VERB
fbem-16711	114	8	the	the	DET
fbem-16711	114	9	svb	svb	PROPN
fbem-16711	114	10	event	event	NOUN
fbem-16711	114	11	,	,	PUNCT
fbem-16711	114	12	it	it	PRON
fbem-16711	114	13	can	can	AUX
fbem-16711	114	14	be	be	AUX
fbem-16711	114	15	concluded	conclude	VERB
fbem-16711	114	16	that	that	SCONJ
fbem-16711	114	17	the	the	DET
fbem-16711	114	18	bank	bank	NOUN
fbem-16711	114	19	ran	run	VERB
fbem-16711	114	20	due	due	ADJ
fbem-16711	114	21	to	to	ADP
fbem-16711	114	22	the	the	DET
fbem-16711	114	23	excessive	excessive	ADJ
fbem-16711	114	24	allocation	allocation	NOUN
fbem-16711	114	25	of	of	ADP
fbem-16711	114	26	short	short	ADJ
fbem-16711	114	27	-	-	PUNCT
fbem-16711	114	28	term	term	NOUN
fbem-16711	114	29	deposits	deposit	NOUN
fbem-16711	114	30	on	on	ADP
fbem-16711	114	31	assets	asset	NOUN
fbem-16711	114	32	with	with	ADP
fbem-16711	114	33	longer	long	ADJ
fbem-16711	114	34	term	term	NOUN
fbem-16711	114	35	structures	structure	NOUN
fbem-16711	114	36	,	,	PUNCT
fbem-16711	114	37	and	and	CCONJ
fbem-16711	114	38	fail	fail	VERB
fbem-16711	114	39	to	to	PART
fbem-16711	114	40	adjust	adjust	VERB
fbem-16711	114	41	asset	asset	NOUN
fbem-16711	114	42	allocation	allocation	NOUN
fbem-16711	114	43	strategies	strategy	NOUN
fbem-16711	114	44	in	in	ADP
fbem-16711	114	45	time	time	NOUN
fbem-16711	114	46	.	.	PUNCT
fbem-16711	115	1	in	in	ADP
fbem-16711	115	2	fact	fact	NOUN
fbem-16711	115	3	,	,	PUNCT
fbem-16711	115	4	the	the	DET
fbem-16711	115	5	deeper	deep	ADJ
fbem-16711	115	6	reason	reason	NOUN
fbem-16711	115	7	is	be	AUX
fbem-16711	115	8	the	the	DET
fbem-16711	115	9	insufficient	insufficient	ADJ
fbem-16711	115	10	risk	risk	NOUN
fbem-16711	115	11	management	management	NOUN
fbem-16711	115	12	ability	ability	NOUN
fbem-16711	115	13	of	of	ADP
fbem-16711	115	14	svb	svb	PROPN
fbem-16711	115	15	itself	itself	PRON
fbem-16711	115	16	,	,	PUNCT
fbem-16711	115	17	which	which	PRON
fbem-16711	115	18	can	can	AUX
fbem-16711	115	19	be	be	AUX
fbem-16711	115	20	listed	list	VERB
fbem-16711	115	21	in	in	ADP
fbem-16711	115	22	the	the	DET
fbem-16711	115	23	following	follow	VERB
fbem-16711	115	24	aspects	aspect	NOUN
fbem-16711	115	25	.	.	PUNCT
fbem-16711	116	1	firstly	firstly	ADV
fbem-16711	116	2	,	,	PUNCT
fbem-16711	116	3	the	the	DET
fbem-16711	116	4	risk	risk	NOUN
fbem-16711	116	5	management	management	NOUN
fbem-16711	116	6	is	be	AUX
fbem-16711	116	7	inadequate	inadequate	ADJ
fbem-16711	116	8	.	.	PUNCT
fbem-16711	117	1	as	as	ADV
fbem-16711	117	2	early	early	ADV
fbem-16711	117	3	as	as	ADP
fbem-16711	117	4	the	the	DET
fbem-16711	117	5	end	end	NOUN
fbem-16711	117	6	of	of	ADP
fbem-16711	117	7	2021	2021	NUM
fbem-16711	117	8	,	,	PUNCT
fbem-16711	117	9	regulatory	regulatory	ADJ
fbem-16711	117	10	authorities	authority	NOUN
fbem-16711	117	11	had	have	AUX
fbem-16711	117	12	discovered	discover	VERB
fbem-16711	117	13	deficiencies	deficiency	NOUN
fbem-16711	117	14	in	in	ADP
fbem-16711	117	15	liquidity	liquidity	NOUN
fbem-16711	117	16	management	management	NOUN
fbem-16711	117	17	at	at	ADP
fbem-16711	117	18	svb	svb	PROPN
fbem-16711	117	19	,	,	PUNCT
fbem-16711	117	20	involving	involve	VERB
fbem-16711	117	21	six	six	NUM
fbem-16711	117	22	indicators	indicator	NOUN
fbem-16711	117	23	including	include	VERB
fbem-16711	117	24	liquidity	liquidity	NOUN
fbem-16711	117	25	stress	stress	NOUN
fbem-16711	117	26	testing	testing	NOUN
fbem-16711	117	27	,	,	PUNCT
fbem-16711	117	28	emergency	emergency	NOUN
fbem-16711	117	29	funds	fund	NOUN
fbem-16711	117	30	,	,	PUNCT
fbem-16711	117	31	and	and	CCONJ
fbem-16711	117	32	liquidity	liquidity	NOUN
fbem-16711	117	33	risk	risk	NOUN
fbem-16711	117	34	control	control	NOUN
fbem-16711	117	35	.	.	PUNCT
fbem-16711	118	1	besides	besides	SCONJ
fbem-16711	118	2	,	,	PUNCT
fbem-16711	118	3	in	in	ADP
fbem-16711	118	4	may	may	PROPN
fbem-16711	118	5	2022	2022	NUM
fbem-16711	118	6	,	,	PUNCT
fbem-16711	118	7	regulatory	regulatory	ADJ
fbem-16711	118	8	authorities	authority	NOUN
fbem-16711	118	9	downgraded	downgrade	VERB
fbem-16711	118	10	the	the	DET
fbem-16711	118	11	management	management	NOUN
fbem-16711	118	12	rating	rating	NOUN
fbem-16711	118	13	of	of	ADP
fbem-16711	118	14	svb	svb	PROPN
fbem-16711	118	15	to	to	AUX
fbem-16711	118	16	"	"	PUNCT
fbem-16711	118	17	average	average	ADJ
fbem-16711	118	18	"	"	PUNCT
fbem-16711	118	19	due	due	ADP
fbem-16711	118	20	to	to	ADP
fbem-16711	118	21	its	its	PRON
fbem-16711	118	22	weak	weak	ADJ
fbem-16711	118	23	board	board	NOUN
fbem-16711	118	24	supervision	supervision	NOUN
fbem-16711	118	25	,	,	PUNCT
fbem-16711	118	26	weak	weak	ADJ
fbem-16711	118	27	risk	risk	NOUN
fbem-16711	118	28	management	management	NOUN
fbem-16711	118	29	,	,	PUNCT
fbem-16711	118	30	and	and	CCONJ
fbem-16711	118	31	insufficient	insufficient	ADJ
fbem-16711	118	32	internal	internal	ADJ
fbem-16711	118	33	audit	audit	NOUN
fbem-16711	118	34	functions	function	NOUN
fbem-16711	118	35	.	.	PUNCT
fbem-16711	119	1	this	this	PRON
fbem-16711	119	2	fully	fully	ADV
fbem-16711	119	3	demonstrates	demonstrate	VERB
fbem-16711	119	4	the	the	DET
fbem-16711	119	5	inadequate	inadequate	ADJ
fbem-16711	119	6	risk	risk	NOUN
fbem-16711	119	7	control	control	NOUN
fbem-16711	119	8	performance	performance	NOUN
fbem-16711	119	9	of	of	ADP
fbem-16711	119	10	svb	svb	PROPN
fbem-16711	119	11	.	.	PUNCT
fbem-16711	120	1	the	the	DET
fbem-16711	120	2	risk	risk	NOUN
fbem-16711	120	3	management	management	NOUN
fbem-16711	120	4	department	department	NOUN
fbem-16711	120	5	and	and	CCONJ
fbem-16711	120	6	risk	risk	NOUN
fbem-16711	120	7	strategy	strategy	NOUN
fbem-16711	120	8	committee	committee	PROPN
fbem-16711	120	9	of	of	ADP
fbem-16711	120	10	svb	svb	PROPN
fbem-16711	120	11	actually	actually	ADV
fbem-16711	120	12	had	have	VERB
fbem-16711	120	13	a	a	DET
fbem-16711	120	14	clear	clear	ADJ
fbem-16711	120	15	understanding	understanding	NOUN
fbem-16711	120	16	of	of	ADP
fbem-16711	120	17	the	the	DET
fbem-16711	120	18	structure	structure	NOUN
fbem-16711	120	19	,	,	PUNCT
fbem-16711	120	20	maturity	maturity	NOUN
fbem-16711	120	21	,	,	PUNCT
fbem-16711	120	22	and	and	CCONJ
fbem-16711	120	23	potential	potential	ADJ
fbem-16711	120	24	risks	risk	NOUN
fbem-16711	120	25	of	of	ADP
fbem-16711	120	26	its	its	PRON
fbem-16711	120	27	assets	asset	NOUN
fbem-16711	120	28	and	and	CCONJ
fbem-16711	120	29	liabilities	liability	NOUN
fbem-16711	120	30	,	,	PUNCT
fbem-16711	120	31	but	but	CCONJ
fbem-16711	120	32	in	in	ADP
fbem-16711	120	33	reality	reality	NOUN
fbem-16711	120	34	,	,	PUNCT
fbem-16711	120	35	but	but	CCONJ
fbem-16711	120	36	they	they	PRON
fbem-16711	120	37	put	put	VERB
fbem-16711	120	38	risk	risk	NOUN
fbem-16711	120	39	warnings	warning	NOUN
fbem-16711	120	40	on	on	ADP
fbem-16711	120	41	the	the	DET
fbem-16711	120	42	shelf	shelf	NOUN
fbem-16711	120	43	and	and	CCONJ
fbem-16711	120	44	did	do	AUX
fbem-16711	120	45	n’t	not	PART
fbem-16711	120	46	conduct	conduct	VERB
fbem-16711	120	47	corresponding	correspond	VERB
fbem-16711	120	48	measures	measure	NOUN
fbem-16711	120	49	to	to	PART
fbem-16711	120	50	deal	deal	VERB
fbem-16711	120	51	with	with	ADP
fbem-16711	120	52	those	those	DET
fbem-16711	120	53	risks	risk	NOUN
fbem-16711	120	54	.	.	PUNCT
fbem-16711	121	1	according	accord	VERB
fbem-16711	121	2	to	to	ADP
fbem-16711	121	3	public	public	ADJ
fbem-16711	121	4	information	information	NOUN
fbem-16711	121	5	disclosed	disclose	VERB
fbem-16711	121	6	in	in	ADP
fbem-16711	121	7	the	the	DET
fbem-16711	121	8	2023	2023	NUM
fbem-16711	121	9	shareholder	shareholder	NOUN
fbem-16711	121	10	power	power	NOUN
fbem-16711	121	11	of	of	ADP
fbem-16711	121	12	attorney	attorney	NOUN
fbem-16711	121	13	of	of	ADP
fbem-16711	121	14	svb	svb	PROPN
fbem-16711	121	15	,	,	PUNCT
fbem-16711	121	16	laura	laura	PROPN
fbem-16711	121	17	izurieta	izurieta	PROPN
fbem-16711	121	18	,	,	PUNCT
fbem-16711	121	19	the	the	DET
fbem-16711	121	20	chief	chief	ADJ
fbem-16711	121	21	risk	risk	NOUN
fbem-16711	121	22	officer	officer	NOUN
fbem-16711	121	23	,	,	PUNCT
fbem-16711	121	24	has	have	AUX
fbem-16711	121	25	actually	actually	ADV
fbem-16711	121	26	ceased	cease	VERB
fbem-16711	121	27	her	her	PRON
fbem-16711	121	28	duties	duty	NOUN
fbem-16711	121	29	since	since	SCONJ
fbem-16711	121	30	april	april	PROPN
fbem-16711	121	31	2022	2022	NUM
fbem-16711	121	32	and	and	CCONJ
fbem-16711	121	33	officially	officially	ADV
fbem-16711	121	34	resigned	resign	VERB
fbem-16711	121	35	in	in	ADP
fbem-16711	121	36	october	october	PROPN
fbem-16711	121	37	2022	2022	NUM
fbem-16711	121	38	,	,	PUNCT
fbem-16711	121	39	the	the	DET
fbem-16711	121	40	new	new	ADJ
fbem-16711	121	41	chief	chief	ADJ
fbem-16711	121	42	risk	risk	NOUN
fbem-16711	121	43	officer	officer	NOUN
fbem-16711	121	44	was	be	AUX
fbem-16711	121	45	appointed	appoint	VERB
fbem-16711	121	46	until	until	ADP
fbem-16711	121	47	january	january	PROPN
fbem-16711	121	48	2023	2023	NUM
fbem-16711	121	49	,	,	PUNCT
fbem-16711	121	50	which	which	PRON
fbem-16711	121	51	coincided	coincide	VERB
fbem-16711	121	52	with	with	ADP
fbem-16711	121	53	a	a	DET
fbem-16711	121	54	period	period	NOUN
fbem-16711	121	55	of	of	ADP
fbem-16711	121	56	significant	significant	ADJ
fbem-16711	121	57	changes	change	NOUN
fbem-16711	121	58	in	in	ADP
fbem-16711	121	59	the	the	DET
fbem-16711	121	60	financial	financial	ADJ
fbem-16711	121	61	market	market	NOUN
fbem-16711	121	62	.	.	PUNCT
fbem-16711	122	1	the	the	DET
fbem-16711	122	2	long	long	ADJ
fbem-16711	122	3	-	-	PUNCT
fbem-16711	122	4	term	term	NOUN
fbem-16711	122	5	vacancy	vacancy	NOUN
fbem-16711	122	6	of	of	ADP
fbem-16711	122	7	chief	chief	ADJ
fbem-16711	122	8	risk	risk	NOUN
fbem-16711	122	9	officer	officer	NOUN
fbem-16711	122	10	to	to	ADP
fbem-16711	122	11	some	some	DET
fbem-16711	122	12	extent	extent	NOUN
fbem-16711	122	13	led	lead	VERB
fbem-16711	122	14	to	to	ADP
fbem-16711	122	15	the	the	DET
fbem-16711	122	16	failure	failure	NOUN
fbem-16711	122	17	of	of	ADP
fbem-16711	122	18	making	make	VERB
fbem-16711	122	19	risk	risk	NOUN
fbem-16711	122	20	strategies	strategy	NOUN
fbem-16711	122	21	adjustments	adjustment	NOUN
fbem-16711	122	22	in	in	ADP
fbem-16711	122	23	time	time	NOUN
fbem-16711	122	24	,	,	PUNCT
fbem-16711	122	25	and	and	CCONJ
fbem-16711	122	26	also	also	ADV
fbem-16711	122	27	reflects	reflect	VERB
fbem-16711	122	28	that	that	SCONJ
fbem-16711	122	29	svb	svb	PROPN
fbem-16711	122	30	did	do	AUX
fbem-16711	122	31	not	not	PART
fbem-16711	122	32	attach	attach	VERB
fbem-16711	122	33	enough	enough	ADJ
fbem-16711	122	34	importance	importance	NOUN
fbem-16711	122	35	to	to	PART
fbem-16711	122	36	risk	risk	NOUN
fbem-16711	122	37	governance	governance	NOUN
fbem-16711	122	38	.	.	PUNCT
fbem-16711	123	1	secondly	secondly	ADV
fbem-16711	123	2	,	,	PUNCT
fbem-16711	123	3	the	the	DET
fbem-16711	123	4	risk	risk	NOUN
fbem-16711	123	5	appetite	appetite	NOUN
fbem-16711	123	6	is	be	AUX
fbem-16711	123	7	unreasonable	unreasonable	ADJ
fbem-16711	123	8	.	.	PUNCT
fbem-16711	124	1	banks	bank	NOUN
fbem-16711	124	2	are	be	AUX
fbem-16711	124	3	highly	highly	ADV
fbem-16711	124	4	leveraged	leverage	VERB
fbem-16711	124	5	enterprises	enterprise	NOUN
fbem-16711	124	6	with	with	ADP
fbem-16711	124	7	operational	operational	ADJ
fbem-16711	124	8	risks	risk	NOUN
fbem-16711	124	9	and	and	CCONJ
fbem-16711	124	10	natural	natural	ADJ
fbem-16711	124	11	fragility	fragility	NOUN
fbem-16711	124	12	,	,	PUNCT
fbem-16711	124	13	and	and	CCONJ
fbem-16711	124	14	their	their	PRON
fbem-16711	124	15	risk	risk	NOUN
fbem-16711	124	16	preferences	preference	NOUN
fbem-16711	124	17	determine	determine	VERB
fbem-16711	124	18	the	the	DET
fbem-16711	124	19	effectiveness	effectiveness	NOUN
fbem-16711	124	20	of	of	ADP
fbem-16711	124	21	their	their	PRON
fbem-16711	124	22	risk	risk	NOUN
fbem-16711	124	23	strategies	strategy	NOUN
fbem-16711	124	24	.	.	PUNCT
fbem-16711	125	1	in	in	ADP
fbem-16711	125	2	reality	reality	NOUN
fbem-16711	125	3	,	,	PUNCT
fbem-16711	125	4	the	the	DET
fbem-16711	125	5	risk	risk	NOUN
fbem-16711	125	6	appetite	appetite	NOUN
fbem-16711	125	7	of	of	ADP
fbem-16711	125	8	banks	bank	NOUN
fbem-16711	125	9	should	should	AUX
fbem-16711	125	10	be	be	AUX
fbem-16711	125	11	set	set	VERB
fbem-16711	125	12	in	in	ADP
fbem-16711	125	13	conjunction	conjunction	NOUN
fbem-16711	125	14	with	with	ADP
fbem-16711	125	15	macroeconomic	macroeconomic	ADJ
fbem-16711	125	16	conditions	condition	NOUN
fbem-16711	125	17	and	and	CCONJ
fbem-16711	125	18	their	their	PRON
fbem-16711	125	19	risk	risk	NOUN
fbem-16711	125	20	bearing	bear	VERB
fbem-16711	125	21	capacity	capacity	NOUN
fbem-16711	125	22	,	,	PUNCT
fbem-16711	125	23	the	the	DET
fbem-16711	125	24	continuous	continuous	ADJ
fbem-16711	125	25	monitoring	monitoring	NOUN
fbem-16711	125	26	should	should	AUX
fbem-16711	125	27	be	be	AUX
fbem-16711	125	28	also	also	ADV
fbem-16711	125	29	carried	carry	VERB
fbem-16711	125	30	out	out	ADP
fbem-16711	125	31	to	to	PART
fbem-16711	125	32	timely	timely	ADV
fbem-16711	125	33	adjust	adjust	VERB
fbem-16711	125	34	risk	risk	NOUN
fbem-16711	125	35	preferences	preference	NOUN
fbem-16711	125	36	.	.	PUNCT
fbem-16711	126	1	the	the	DET
fbem-16711	126	2	period	period	NOUN
fbem-16711	126	3	from	from	ADP
fbem-16711	126	4	2020	2020	NUM
fbem-16711	126	5	to	to	ADP
fbem-16711	126	6	2021	2021	NUM
fbem-16711	126	7	met	meet	VERB
fbem-16711	126	8	a	a	DET
fbem-16711	126	9	downward	downward	ADJ
fbem-16711	126	10	trend	trend	NOUN
fbem-16711	126	11	in	in	ADP
fbem-16711	126	12	us	us	PROPN
fbem-16711	126	13	interest	interest	NOUN
fbem-16711	126	14	rates	rate	NOUN
fbem-16711	126	15	,	,	PUNCT
fbem-16711	126	16	svb	svb	PROPN
fbem-16711	126	17	allocated	allocate	VERB
fbem-16711	126	18	over	over	ADP
fbem-16711	126	19	70	70	NUM
fbem-16711	126	20	%	%	NOUN
fbem-16711	126	21	of	of	ADP
fbem-16711	126	22	its	its	PRON
fbem-16711	126	23	newly	newly	ADV
fbem-16711	126	24	added	add	VERB
fbem-16711	126	25	deposits	deposit	NOUN
fbem-16711	126	26	to	to	ADP
fbem-16711	126	27	long	long	ADJ
fbem-16711	126	28	-	-	PUNCT
fbem-16711	126	29	term	term	NOUN
fbem-16711	126	30	mortgage	mortgage	NOUN
fbem-16711	126	31	-	-	PUNCT
fbem-16711	126	32	backed	back	VERB
fbem-16711	126	33	securities	security	NOUN
fbem-16711	126	34	(	(	PUNCT
fbem-16711	126	35	increasing	increase	VERB
fbem-16711	126	36	its	its	PRON
fbem-16711	126	37	holdings	holding	NOUN
fbem-16711	126	38	by	by	ADP
fbem-16711	126	39	$	$	SYM
fbem-16711	126	40	80	80	NUM
fbem-16711	126	41	billion	billion	NUM
fbem-16711	126	42	in	in	ADP
fbem-16711	126	43	mbs	mb	NOUN
fbem-16711	126	44	)	)	PUNCT
fbem-16711	126	45	to	to	PART
fbem-16711	126	46	obtain	obtain	VERB
fbem-16711	126	47	higher	high	ADJ
fbem-16711	126	48	returns	return	NOUN
fbem-16711	126	49	.	.	PUNCT
fbem-16711	127	1	this	this	DET
fbem-16711	127	2	action	action	NOUN
fbem-16711	127	3	resulted	result	VERB
fbem-16711	127	4	in	in	ADP
fbem-16711	127	5	a	a	DET
fbem-16711	127	6	serious	serious	ADJ
fbem-16711	127	7	imbalance	imbalance	NOUN
fbem-16711	127	8	in	in	ADP
fbem-16711	127	9	its	its	PRON
fbem-16711	127	10	asset	asset	NOUN
fbem-16711	127	11	liability	liability	NOUN
fbem-16711	127	12	structure	structure	NOUN
fbem-16711	127	13	,	,	PUNCT
fbem-16711	127	14	which	which	PRON
fbem-16711	127	15	brought	bring	VERB
fbem-16711	127	16	out	out	ADP
fbem-16711	127	17	greater	great	ADJ
fbem-16711	127	18	liquidity	liquidity	NOUN
fbem-16711	127	19	risk	risk	NOUN
fbem-16711	127	20	.	.	PUNCT
fbem-16711	128	1	thirdly	thirdly	ADV
fbem-16711	128	2	,	,	PUNCT
fbem-16711	128	3	the	the	DET
fbem-16711	128	4	risk	risk	NOUN
fbem-16711	128	5	strategy	strategy	NOUN
fbem-16711	128	6	is	be	AUX
fbem-16711	128	7	incorrect	incorrect	ADJ
fbem-16711	128	8	.	.	PUNCT
fbem-16711	129	1	under	under	ADP
fbem-16711	129	2	its	its	PRON
fbem-16711	129	3	aggressive	aggressive	ADJ
fbem-16711	129	4	risk	risk	NOUN
fbem-16711	129	5	appetite	appetite	NOUN
fbem-16711	129	6	,	,	PUNCT
fbem-16711	129	7	the	the	DET
fbem-16711	129	8	bank	bank	NOUN
fbem-16711	129	9	's	's	PART
fbem-16711	129	10	business	business	NOUN
fbem-16711	129	11	strategy	strategy	NOUN
fbem-16711	129	12	directly	directly	ADV
fbem-16711	129	13	led	lead	VERB
fbem-16711	129	14	to	to	ADP
fbem-16711	129	15	a	a	DET
fbem-16711	129	16	higher	high	ADJ
fbem-16711	129	17	concentration	concentration	NOUN
fbem-16711	129	18	of	of	ADP
fbem-16711	129	19	risk	risk	NOUN
fbem-16711	129	20	.	.	PUNCT
fbem-16711	130	1	this	this	DET
fbem-16711	130	2	high	high	ADJ
fbem-16711	130	3	concentration	concentration	NOUN
fbem-16711	130	4	is	be	AUX
fbem-16711	130	5	reflected	reflect	VERB
fbem-16711	130	6	in	in	ADP
fbem-16711	130	7	two	two	NUM
fbem-16711	130	8	aspects	aspect	NOUN
fbem-16711	130	9	.	.	PUNCT
fbem-16711	131	1	on	on	ADP
fbem-16711	131	2	the	the	DET
fbem-16711	131	3	one	one	NUM
fbem-16711	131	4	hand	hand	NOUN
fbem-16711	131	5	,	,	PUNCT
fbem-16711	131	6	there	there	PRON
fbem-16711	131	7	is	be	VERB
fbem-16711	131	8	a	a	DET
fbem-16711	131	9	high	high	ADJ
fbem-16711	131	10	concentration	concentration	NOUN
fbem-16711	131	11	of	of	ADP
fbem-16711	131	12	customers	customer	NOUN
fbem-16711	131	13	,	,	PUNCT
fbem-16711	131	14	with	with	ADP
fbem-16711	131	15	a	a	DET
fbem-16711	131	16	high	high	ADJ
fbem-16711	131	17	degree	degree	NOUN
fbem-16711	131	18	of	of	ADP
fbem-16711	131	19	overlap	overlap	NOUN
fbem-16711	131	20	between	between	ADP
fbem-16711	131	21	asset	asset	NOUN
fbem-16711	131	22	and	and	CCONJ
fbem-16711	131	23	liability	liability	NOUN
fbem-16711	131	24	customers	customer	NOUN
fbem-16711	131	25	.	.	PUNCT
fbem-16711	132	1	svb	svb	PROPN
fbem-16711	132	2	focused	focus	VERB
fbem-16711	132	3	on	on	ADP
fbem-16711	132	4	serving	serve	VERB
fbem-16711	132	5	pe	pe	PROPN
fbem-16711	132	6	/	/	SYM
fbem-16711	132	7	vc	vc	NOUN
fbem-16711	132	8	institutions	institution	NOUN
fbem-16711	132	9	and	and	CCONJ
fbem-16711	132	10	startups	startup	NOUN
fbem-16711	132	11	,	,	PUNCT
fbem-16711	132	12	so	so	CCONJ
fbem-16711	132	13	its	its	PRON
fbem-16711	132	14	performance	performance	NOUN
fbem-16711	132	15	was	be	AUX
fbem-16711	132	16	closely	closely	ADV
fbem-16711	132	17	related	relate	VERB
fbem-16711	132	18	to	to	ADP
fbem-16711	132	19	the	the	DET
fbem-16711	132	20	development	development	NOUN
fbem-16711	132	21	of	of	ADP
fbem-16711	132	22	those	those	DET
fbem-16711	132	23	customers	customer	NOUN
fbem-16711	132	24	.	.	PUNCT
fbem-16711	133	1	as	as	SCONJ
fbem-16711	133	2	shown	show	VERB
fbem-16711	133	3	in	in	ADP
fbem-16711	133	4	figure	figure	NOUN
fbem-16711	133	5	5	5	NUM
fbem-16711	133	6	and	and	CCONJ
fbem-16711	133	7	figure	figure	VERB
fbem-16711	133	8	6	6	NUM
fbem-16711	133	9	,	,	PUNCT
fbem-16711	133	10	as	as	ADP
fbem-16711	133	11	of	of	ADP
fbem-16711	133	12	the	the	DET
fbem-16711	133	13	end	end	NOUN
fbem-16711	133	14	of	of	ADP
fbem-16711	133	15	2022	2022	NUM
fbem-16711	133	16	,	,	PUNCT
fbem-16711	133	17	pe	pe	PROPN
fbem-16711	133	18	/	/	SYM
fbem-16711	133	19	vc	vc	NOUN
fbem-16711	133	20	institutions	institution	NOUN
fbem-16711	133	21	and	and	CCONJ
fbem-16711	133	22	startups	startup	NOUN
fbem-16711	133	23	accounted	account	VERB
fbem-16711	133	24	for	for	ADP
fbem-16711	133	25	approximately	approximately	ADV
fbem-16711	133	26	43	43	NUM
fbem-16711	133	27	%	%	NOUN
fbem-16711	133	28	of	of	ADP
fbem-16711	133	29	svb	svb	PROPN
fbem-16711	133	30	’s	’s	PART
fbem-16711	133	31	deposit	deposit	NOUN
fbem-16711	133	32	customers	customer	NOUN
fbem-16711	133	33	and	and	CCONJ
fbem-16711	133	34	73	73	NUM
fbem-16711	133	35	%	%	NOUN
fbem-16711	133	36	of	of	ADP
fbem-16711	133	37	its	its	PRON
fbem-16711	133	38	loan	loan	NOUN
fbem-16711	133	39	customers	customer	NOUN
fbem-16711	133	40	.	.	PUNCT
fbem-16711	134	1	when	when	SCONJ
fbem-16711	134	2	the	the	DET
fbem-16711	134	3	macro	macro	ADJ
fbem-16711	134	4	economy	economy	NOUN
fbem-16711	134	5	became	become	VERB
fbem-16711	134	6	weak	weak	ADJ
fbem-16711	134	7	and	and	CCONJ
fbem-16711	134	8	the	the	DET
fbem-16711	134	9	performance	performance	NOUN
fbem-16711	134	10	of	of	ADP
fbem-16711	134	11	start	start	NOUN
fbem-16711	134	12	-	-	PUNCT
fbem-16711	134	13	ups	up	NOUN
fbem-16711	134	14	showed	show	VERB
fbem-16711	134	15	a	a	DET
fbem-16711	134	16	downward	downward	ADJ
fbem-16711	134	17	trend	trend	NOUN
fbem-16711	134	18	,	,	PUNCT
fbem-16711	134	19	svb	svb	PROPN
fbem-16711	134	20	's	's	PART
fbem-16711	134	21	customers	customer	NOUN
fbem-16711	134	22	withdrew	withdraw	VERB
fbem-16711	134	23	a	a	DET
fbem-16711	134	24	large	large	ADJ
fbem-16711	134	25	amount	amount	NOUN
fbem-16711	134	26	of	of	ADP
fbem-16711	134	27	deposits	deposit	NOUN
fbem-16711	134	28	to	to	PART
fbem-16711	134	29	maintain	maintain	VERB
fbem-16711	134	30	their	their	PRON
fbem-16711	134	31	livelihoods	livelihood	NOUN
fbem-16711	134	32	;	;	PUNCT
fbem-16711	134	33	at	at	ADP
fbem-16711	134	34	the	the	DET
fbem-16711	134	35	same	same	ADJ
fbem-16711	134	36	time	time	NOUN
fbem-16711	134	37	,	,	PUNCT
fbem-16711	134	38	the	the	DET
fbem-16711	134	39	decline	decline	NOUN
fbem-16711	134	40	in	in	ADP
fbem-16711	134	41	valuation	valuation	NOUN
fbem-16711	134	42	of	of	ADP
fbem-16711	134	43	these	these	DET
fbem-16711	134	44	enterprises	enterprise	NOUN
fbem-16711	134	45	has	have	AUX
fbem-16711	134	46	also	also	ADV
fbem-16711	134	47	had	have	VERB
fbem-16711	134	48	a	a	DET
fbem-16711	134	49	negative	negative	ADJ
fbem-16711	134	50	impact	impact	NOUN
fbem-16711	134	51	on	on	ADP
fbem-16711	134	52	their	their	PRON
fbem-16711	134	53	loan	loan	NOUN
fbem-16711	134	54	repayment	repayment	NOUN
fbem-16711	134	55	ability	ability	NOUN
fbem-16711	134	56	,	,	PUNCT
fbem-16711	134	57	which	which	PRON
fbem-16711	134	58	directly	directly	ADV
fbem-16711	134	59	weakening	weaken	VERB
fbem-16711	134	60	the	the	DET
fbem-16711	134	61	operational	operational	ADJ
fbem-16711	134	62	stability	stability	NOUN
fbem-16711	134	63	of	of	ADP
fbem-16711	134	64	svb	svb	PROPN
fbem-16711	134	65	.	.	PUNCT
fbem-16711	135	1	figure	figure	NOUN
fbem-16711	135	2	5	5	NUM
fbem-16711	135	3	.	.	PUNCT
fbem-16711	136	1	proportion	proportion	NOUN
fbem-16711	136	2	of	of	ADP
fbem-16711	136	3	svb	svb	PROPN
fbem-16711	136	4	’s	’s	PART
fbem-16711	136	5	deposit	deposit	NOUN
fbem-16711	136	6	customers	customer	NOUN
fbem-16711	136	7	30	30	NUM
fbem-16711	136	8	%	%	NOUN
fbem-16711	136	9	21%18	21%18	NUM
fbem-16711	136	10	%	%	NOUN
fbem-16711	136	11	13	13	NUM
fbem-16711	136	12	%	%	NOUN
fbem-16711	136	13	12	12	NUM
fbem-16711	136	14	%	%	NOUN
fbem-16711	136	15	6	6	NUM
fbem-16711	136	16	%	%	NOUN
fbem-16711	136	17	start	start	NOUN
fbem-16711	136	18	-	-	PUNCT
fbem-16711	136	19	ups	up	NOUN
fbem-16711	136	20	technlogy	technlogy	NOUN
fbem-16711	136	21	companies	company	NOUN
fbem-16711	136	22	international	international	ADJ
fbem-16711	136	23	deposit	deposit	NOUN
fbem-16711	136	24	balance	balance	NOUN
fbem-16711	136	25	pe	pe	NOUN
fbem-16711	136	26	/	/	SYM
fbem-16711	136	27	vc	vc	NOUN
fbem-16711	136	28	institutions	institution	NOUN
fbem-16711	136	29	life	life	NOUN
fbem-16711	136	30	science	science	PROPN
fbem-16711	136	31	private	private	ADJ
fbem-16711	136	32	bank	bank	PROPN
fbem-16711	136	33	248	248	NUM
fbem-16711	136	34	figure	figure	NOUN
fbem-16711	136	35	6	6	NUM
fbem-16711	136	36	.	.	PUNCT
fbem-16711	137	1	proportion	proportion	NOUN
fbem-16711	137	2	of	of	ADP
fbem-16711	137	3	svb	svb	PROPN
fbem-16711	137	4	’s	’s	PART
fbem-16711	137	5	loan	loan	NOUN
fbem-16711	137	6	customers	customer	NOUN
fbem-16711	137	7	on	on	ADP
fbem-16711	137	8	the	the	DET
fbem-16711	137	9	other	other	ADJ
fbem-16711	137	10	hand	hand	NOUN
fbem-16711	137	11	,	,	PUNCT
fbem-16711	137	12	there	there	PRON
fbem-16711	137	13	is	be	VERB
fbem-16711	137	14	a	a	DET
fbem-16711	137	15	high	high	ADJ
fbem-16711	137	16	concentration	concentration	NOUN
fbem-16711	137	17	of	of	ADP
fbem-16711	137	18	assets	asset	NOUN
fbem-16711	137	19	,	,	PUNCT
fbem-16711	137	20	mainly	mainly	ADV
fbem-16711	137	21	manifested	manifest	VERB
fbem-16711	137	22	as	as	ADP
fbem-16711	137	23	a	a	DET
fbem-16711	137	24	high	high	ADJ
fbem-16711	137	25	concentration	concentration	NOUN
fbem-16711	137	26	of	of	ADP
fbem-16711	137	27	asset	asset	NOUN
fbem-16711	137	28	types	type	NOUN
fbem-16711	137	29	and	and	CCONJ
fbem-16711	137	30	term	term	NOUN
fbem-16711	137	31	structures	structure	NOUN
fbem-16711	137	32	.	.	PUNCT
fbem-16711	138	1	as	as	SCONJ
fbem-16711	138	2	it	it	PRON
fbem-16711	138	3	shown	show	VERB
fbem-16711	138	4	in	in	ADP
fbem-16711	138	5	the	the	DET
fbem-16711	138	6	figure	figure	NOUN
fbem-16711	138	7	7	7	NUM
fbem-16711	138	8	,	,	PUNCT
fbem-16711	138	9	by	by	ADP
fbem-16711	138	10	the	the	DET
fbem-16711	138	11	end	end	NOUN
fbem-16711	138	12	of	of	ADP
fbem-16711	138	13	2022	2022	NUM
fbem-16711	138	14	,	,	PUNCT
fbem-16711	138	15	the	the	DET
fbem-16711	138	16	net	net	ADJ
fbem-16711	138	17	loan	loan	NOUN
fbem-16711	138	18	assets	asset	NOUN
fbem-16711	138	19	of	of	ADP
fbem-16711	138	20	svb	svb	PROPN
fbem-16711	138	21	accounted	account	VERB
fbem-16711	138	22	for	for	ADP
fbem-16711	138	23	about	about	ADV
fbem-16711	138	24	33	33	NUM
fbem-16711	138	25	%	%	NOUN
fbem-16711	138	26	,	,	PUNCT
fbem-16711	138	27	and	and	CCONJ
fbem-16711	138	28	the	the	DET
fbem-16711	138	29	fixed	fix	VERB
fbem-16711	138	30	income	income	NOUN
fbem-16711	138	31	securities	security	NOUN
fbem-16711	138	32	accounted	account	VERB
fbem-16711	138	33	for	for	ADP
fbem-16711	138	34	about	about	ADV
fbem-16711	138	35	55	55	NUM
fbem-16711	138	36	%	%	NOUN
fbem-16711	138	37	,	,	PUNCT
fbem-16711	138	38	of	of	ADP
fbem-16711	138	39	which	which	PRON
fbem-16711	138	40	the	the	DET
fbem-16711	138	41	u.s	u.s	PROPN
fbem-16711	138	42	.	.	PROPN
fbem-16711	138	43	treasury	treasury	PROPN
fbem-16711	138	44	bond	bond	PROPN
fbem-16711	138	45	and	and	CCONJ
fbem-16711	138	46	mbs	mb	NOUN
fbem-16711	138	47	accounted	account	VERB
fbem-16711	138	48	for	for	ADP
fbem-16711	138	49	14	14	NUM
fbem-16711	138	50	%	%	NOUN
fbem-16711	138	51	and	and	CCONJ
fbem-16711	138	52	55	55	NUM
fbem-16711	138	53	%	%	NOUN
fbem-16711	138	54	respectively	respectively	ADV
fbem-16711	138	55	.	.	PUNCT
fbem-16711	139	1	the	the	DET
fbem-16711	139	2	figure	figure	NOUN
fbem-16711	139	3	8	8	NUM
fbem-16711	139	4	is	be	AUX
fbem-16711	139	5	the	the	DET
fbem-16711	139	6	asset	asset	NOUN
fbem-16711	139	7	maturity	maturity	NOUN
fbem-16711	139	8	structure	structure	NOUN
fbem-16711	139	9	of	of	ADP
fbem-16711	139	10	svb	svb	PROPN
fbem-16711	139	11	at	at	ADP
fbem-16711	139	12	the	the	DET
fbem-16711	139	13	end	end	NOUN
fbem-16711	139	14	of	of	ADP
fbem-16711	139	15	2022	2022	NUM
fbem-16711	139	16	,	,	PUNCT
fbem-16711	139	17	it	it	PRON
fbem-16711	139	18	was	be	AUX
fbem-16711	139	19	mostly	mostly	ADV
fbem-16711	139	20	concentrated	concentrate	VERB
fbem-16711	139	21	in	in	ADP
fbem-16711	139	22	assets	asset	NOUN
fbem-16711	139	23	more	more	ADJ
fbem-16711	139	24	than	than	ADP
fbem-16711	139	25	five	five	NUM
fbem-16711	139	26	years	year	NOUN
fbem-16711	139	27	maturity	maturity	NOUN
fbem-16711	139	28	,	,	PUNCT
fbem-16711	139	29	while	while	SCONJ
fbem-16711	139	30	the	the	DET
fbem-16711	139	31	one	one	NUM
fbem-16711	139	32	-	-	PUNCT
fbem-16711	139	33	year	year	NOUN
fbem-16711	139	34	assets	asset	NOUN
fbem-16711	139	35	with	with	ADP
fbem-16711	139	36	high	high	ADJ
fbem-16711	139	37	liquidity	liquidity	NOUN
fbem-16711	139	38	accounted	account	VERB
fbem-16711	139	39	for	for	ADP
fbem-16711	139	40	only	only	ADV
fbem-16711	139	41	23	23	NUM
fbem-16711	139	42	%	%	NOUN
fbem-16711	139	43	.	.	PUNCT
fbem-16711	140	1	in	in	ADP
fbem-16711	140	2	the	the	DET
fbem-16711	140	3	situation	situation	NOUN
fbem-16711	140	4	of	of	ADP
fbem-16711	140	5	loose	loose	ADJ
fbem-16711	140	6	monetary	monetary	ADJ
fbem-16711	140	7	policy	policy	NOUN
fbem-16711	140	8	,	,	PUNCT
fbem-16711	140	9	abundant	abundant	ADJ
fbem-16711	140	10	liquidity	liquidity	NOUN
fbem-16711	140	11	and	and	CCONJ
fbem-16711	140	12	lower	low	ADJ
fbem-16711	140	13	market	market	NOUN
fbem-16711	140	14	interest	interest	NOUN
fbem-16711	140	15	rates	rate	NOUN
fbem-16711	140	16	,	,	PUNCT
fbem-16711	140	17	svb	svb	PROPN
fbem-16711	140	18	purchased	purchase	VERB
fbem-16711	140	19	a	a	DET
fbem-16711	140	20	large	large	ADJ
fbem-16711	140	21	number	number	NOUN
fbem-16711	140	22	of	of	ADP
fbem-16711	140	23	relatively	relatively	ADV
fbem-16711	140	24	low	low	ADJ
fbem-16711	140	25	-	-	PUNCT
fbem-16711	140	26	risk	risk	NOUN
fbem-16711	140	27	mortgage	mortgage	NOUN
fbem-16711	140	28	-	-	PUNCT
fbem-16711	140	29	backed	back	VERB
fbem-16711	140	30	securities	security	NOUN
fbem-16711	140	31	,	,	PUNCT
fbem-16711	140	32	but	but	CCONJ
fbem-16711	140	33	ignored	ignore	VERB
fbem-16711	140	34	the	the	DET
fbem-16711	140	35	serious	serious	ADJ
fbem-16711	140	36	imbalance	imbalance	NOUN
fbem-16711	140	37	of	of	ADP
fbem-16711	140	38	its	its	PRON
fbem-16711	140	39	asset	asset	NOUN
fbem-16711	140	40	structure	structure	NOUN
fbem-16711	140	41	.	.	PUNCT
fbem-16711	141	1	figure	figure	VERB
fbem-16711	141	2	7	7	NUM
fbem-16711	141	3	.	.	PUNCT
fbem-16711	141	4	fixed	fix	VERB
fbem-16711	141	5	income	income	NOUN
fbem-16711	141	6	securities	security	NOUN
fbem-16711	141	7	investment	investment	NOUN
fbem-16711	141	8	structure	structure	NOUN
fbem-16711	141	9	of	of	ADP
fbem-16711	141	10	svb	svb	PROPN
fbem-16711	141	11	at	at	ADP
fbem-16711	141	12	the	the	DET
fbem-16711	141	13	end	end	NOUN
fbem-16711	141	14	of	of	ADP
fbem-16711	141	15	2022	2022	NUM
fbem-16711	141	16	57	57	NUM
fbem-16711	141	17	%	%	NOUN
fbem-16711	141	18	21	21	NUM
fbem-16711	141	19	%	%	NOUN
fbem-16711	141	20	11	11	NUM
fbem-16711	141	21	%	%	NOUN
fbem-16711	141	22	8	8	NUM
fbem-16711	141	23	%	%	NOUN
fbem-16711	141	24	2	2	NUM
fbem-16711	141	25	%	%	NOUN
fbem-16711	141	26	1	1	NUM
fbem-16711	141	27	%	%	NOUN
fbem-16711	141	28	pe	pe	ADJ
fbem-16711	141	29	/	/	SYM
fbem-16711	141	30	vc	vc	NOUN
fbem-16711	141	31	institutions	institution	NOUN
fbem-16711	141	32	start	start	NOUN
fbem-16711	141	33	-	-	PUNCT
fbem-16711	141	34	ups	up	NOUN
fbem-16711	141	35	private	private	ADJ
fbem-16711	141	36	bank	bank	NOUN
fbem-16711	141	37	others	other	NOUN
fbem-16711	141	38	commercial	commercial	ADJ
fbem-16711	141	39	real	real	ADJ
fbem-16711	141	40	estate	estate	NOUN
fbem-16711	141	41	red	red	ADJ
fbem-16711	141	42	wine	wine	NOUN
fbem-16711	141	43	55	55	NUM
fbem-16711	141	44	%	%	NOUN
fbem-16711	141	45	14	14	NUM
fbem-16711	141	46	%	%	NOUN
fbem-16711	141	47	13	13	NUM
fbem-16711	141	48	%	%	NOUN
fbem-16711	141	49	9	9	NUM
fbem-16711	141	50	%	%	NOUN
fbem-16711	141	51	7	7	NUM
fbem-16711	141	52	%	%	NOUN
fbem-16711	141	53	1	1	NUM
fbem-16711	141	54	%	%	NOUN
fbem-16711	141	55	1	1	NUM
fbem-16711	141	56	%	%	NOUN
fbem-16711	141	57	mbs	mbs	PROPN
fbem-16711	141	58	u.s	u.s	PROPN
fbem-16711	141	59	.	.	PROPN
fbem-16711	141	60	treasury	treasury	PROPN
fbem-16711	141	61	securities	securities	PROPN
fbem-16711	141	62	mortgage	mortgage	NOUN
fbem-16711	141	63	backed	back	VERB
fbem-16711	141	64	security	security	PROPN
fbem-16711	141	65	cmos	cmos	PROPN
fbem-16711	141	66	-	-	PUNCT
fbem-16711	141	67	fixed	fix	VERB
fbem-16711	141	68	rate	rate	NOUN
fbem-16711	141	69	government	government	NOUN
fbem-16711	141	70	bonds	bond	VERB
fbem-16711	141	71	unsecured	unsecured	ADJ
fbem-16711	141	72	bonds	bond	NOUN
fbem-16711	141	73	corporate	corporate	ADJ
fbem-16711	141	74	bonds	bond	NOUN
fbem-16711	141	75	249	249	NUM
fbem-16711	141	76	figure	figure	NOUN
fbem-16711	141	77	8	8	NUM
fbem-16711	141	78	.	.	PUNCT
fbem-16711	142	1	asset	asset	NOUN
fbem-16711	142	2	maturity	maturity	NOUN
fbem-16711	142	3	structure	structure	NOUN
fbem-16711	142	4	of	of	ADP
fbem-16711	142	5	svb	svb	PROPN
fbem-16711	142	6	at	at	ADP
fbem-16711	142	7	the	the	DET
fbem-16711	142	8	end	end	NOUN
fbem-16711	142	9	of	of	ADP
fbem-16711	142	10	2022	2022	NUM
fbem-16711	142	11	5.2	5.2	NUM
fbem-16711	142	12	.	.	PUNCT
fbem-16711	143	1	poor	poor	ADJ
fbem-16711	143	2	regulation	regulation	NOUN
fbem-16711	143	3	by	by	ADP
fbem-16711	143	4	the	the	DET
fbem-16711	143	5	federal	federal	PROPN
fbem-16711	143	6	reserve	reserve	PROPN
fbem-16711	143	7	on	on	ADP
fbem-16711	143	8	april	april	PROPN
fbem-16711	143	9	28	28	NUM
fbem-16711	143	10	,	,	PUNCT
fbem-16711	143	11	2023	2023	NUM
fbem-16711	143	12	,	,	PUNCT
fbem-16711	143	13	the	the	DET
fbem-16711	143	14	federal	federal	PROPN
fbem-16711	143	15	reserve	reserve	PROPN
fbem-16711	143	16	released	release	VERB
fbem-16711	143	17	a	a	DET
fbem-16711	143	18	review	review	NOUN
fbem-16711	143	19	report	report	NOUN
fbem-16711	143	20	on	on	ADP
fbem-16711	143	21	the	the	DET
fbem-16711	143	22	federal	federal	PROPN
fbem-16711	143	23	reserve	reserve	PROPN
fbem-16711	143	24	's	's	PART
fbem-16711	143	25	supervision	supervision	NOUN
fbem-16711	143	26	and	and	CCONJ
fbem-16711	143	27	regulation	regulation	NOUN
fbem-16711	143	28	of	of	ADP
fbem-16711	143	29	svb	svb	PROPN
fbem-16711	143	30	,	,	PUNCT
fbem-16711	143	31	which	which	PRON
fbem-16711	143	32	systematically	systematically	ADV
fbem-16711	143	33	analyzed	analyze	VERB
fbem-16711	143	34	the	the	DET
fbem-16711	143	35	reasons	reason	NOUN
fbem-16711	143	36	for	for	ADP
fbem-16711	143	37	the	the	DET
fbem-16711	143	38	bankruptcy	bankruptcy	NOUN
fbem-16711	143	39	of	of	ADP
fbem-16711	143	40	svb	svb	PROPN
fbem-16711	143	41	and	and	CCONJ
fbem-16711	143	42	specifically	specifically	ADV
fbem-16711	143	43	pointed	point	VERB
fbem-16711	143	44	out	out	ADP
fbem-16711	143	45	the	the	DET
fbem-16711	143	46	deficiencies	deficiency	NOUN
fbem-16711	143	47	in	in	ADP
fbem-16711	143	48	the	the	DET
fbem-16711	143	49	federal	federal	PROPN
fbem-16711	143	50	reserve	reserve	PROPN
fbem-16711	143	51	's	's	PART
fbem-16711	143	52	supervision	supervision	NOUN
fbem-16711	143	53	and	and	CCONJ
fbem-16711	143	54	regulation	regulation	NOUN
fbem-16711	143	55	.	.	PUNCT
fbem-16711	144	1	firstly	firstly	ADV
fbem-16711	144	2	,	,	PUNCT
fbem-16711	144	3	the	the	DET
fbem-16711	144	4	federal	federal	PROPN
fbem-16711	144	5	reserve	reserve	PROPN
fbem-16711	144	6	has	have	AUX
fbem-16711	144	7	not	not	PART
fbem-16711	144	8	fully	fully	ADV
fbem-16711	144	9	recognized	recognize	VERB
fbem-16711	144	10	the	the	DET
fbem-16711	144	11	serious	serious	ADJ
fbem-16711	144	12	vulnerability	vulnerability	NOUN
fbem-16711	144	13	that	that	PRON
fbem-16711	144	14	rapid	rapid	ADJ
fbem-16711	144	15	expansion	expansion	NOUN
fbem-16711	144	16	and	and	CCONJ
fbem-16711	144	17	other	other	ADJ
fbem-16711	144	18	factors	factor	NOUN
fbem-16711	144	19	bring	bring	VERB
fbem-16711	144	20	to	to	ADP
fbem-16711	144	21	svb	svb	PROPN
fbem-16711	144	22	.	.	PUNCT
fbem-16711	145	1	from	from	ADP
fbem-16711	145	2	2019	2019	NUM
fbem-16711	145	3	to	to	ADP
fbem-16711	145	4	2021	2021	NUM
fbem-16711	145	5	,	,	PUNCT
fbem-16711	145	6	svb	svb	PROPN
fbem-16711	145	7	's	's	PART
fbem-16711	145	8	asset	asset	NOUN
fbem-16711	145	9	size	size	NOUN
fbem-16711	145	10	grew	grow	VERB
fbem-16711	145	11	rapidly	rapidly	ADV
fbem-16711	145	12	,	,	PUNCT
fbem-16711	145	13	but	but	CCONJ
fbem-16711	145	14	the	the	DET
fbem-16711	145	15	bank	bank	NOUN
fbem-16711	145	16	was	be	AUX
fbem-16711	145	17	not	not	PART
fbem-16711	145	18	subject	subject	ADJ
fbem-16711	145	19	to	to	ADP
fbem-16711	145	20	stricter	strict	ADJ
fbem-16711	145	21	regulatory	regulatory	ADJ
fbem-16711	145	22	constraints	constraint	NOUN
fbem-16711	145	23	.	.	PUNCT
fbem-16711	146	1	the	the	DET
fbem-16711	146	2	federal	federal	PROPN
fbem-16711	146	3	reserve	reserve	PROPN
fbem-16711	146	4	is	be	AUX
fbem-16711	146	5	not	not	PART
fbem-16711	146	6	aware	aware	ADJ
fbem-16711	146	7	of	of	ADP
fbem-16711	146	8	the	the	DET
fbem-16711	146	9	severity	severity	NOUN
fbem-16711	146	10	of	of	ADP
fbem-16711	146	11	its	its	PRON
fbem-16711	146	12	deficiencies	deficiency	NOUN
fbem-16711	146	13	in	in	ADP
fbem-16711	146	14	corporate	corporate	ADJ
fbem-16711	146	15	governance	governance	NOUN
fbem-16711	146	16	,	,	PUNCT
fbem-16711	146	17	liquidity	liquidity	NOUN
fbem-16711	146	18	,	,	PUNCT
fbem-16711	146	19	and	and	CCONJ
fbem-16711	146	20	interest	interest	NOUN
fbem-16711	146	21	rate	rate	NOUN
fbem-16711	146	22	risk	risk	NOUN
fbem-16711	146	23	management	management	NOUN
fbem-16711	146	24	,	,	PUNCT
fbem-16711	146	25	even	even	ADV
fbem-16711	146	26	still	still	ADV
fbem-16711	146	27	gave	give	VERB
fbem-16711	146	28	it	it	PRON
fbem-16711	146	29	a	a	DET
fbem-16711	146	30	good	good	ADJ
fbem-16711	146	31	rating	rating	NOUN
fbem-16711	146	32	.	.	PUNCT
fbem-16711	147	1	secondly	secondly	ADV
fbem-16711	147	2	,	,	PUNCT
fbem-16711	147	3	a	a	DET
fbem-16711	147	4	customized	customize	VERB
fbem-16711	147	5	regulatory	regulatory	ADJ
fbem-16711	147	6	framework	framework	NOUN
fbem-16711	147	7	weakened	weaken	VERB
fbem-16711	147	8	the	the	DET
fbem-16711	147	9	binding	bind	VERB
fbem-16711	147	10	force	force	NOUN
fbem-16711	147	11	and	and	CCONJ
fbem-16711	147	12	timeliness	timeliness	NOUN
fbem-16711	147	13	of	of	ADP
fbem-16711	147	14	regulatory	regulatory	ADJ
fbem-16711	147	15	measures	measure	NOUN
fbem-16711	147	16	to	to	ADP
fbem-16711	147	17	some	some	DET
fbem-16711	147	18	extent	extent	NOUN
fbem-16711	147	19	.	.	PUNCT
fbem-16711	148	1	in	in	ADP
fbem-16711	148	2	2018	2018	NUM
fbem-16711	148	3	,	,	PUNCT
fbem-16711	148	4	the	the	DET
fbem-16711	148	5	federal	federal	PROPN
fbem-16711	148	6	reserve	reserve	PROPN
fbem-16711	148	7	revised	revise	VERB
fbem-16711	148	8	the	the	DET
fbem-16711	148	9	regulatory	regulatory	ADJ
fbem-16711	148	10	standards	standard	NOUN
fbem-16711	148	11	for	for	ADP
fbem-16711	148	12	financial	financial	ADJ
fbem-16711	148	13	institutions	institution	NOUN
fbem-16711	148	14	based	base	VERB
fbem-16711	148	15	on	on	ADP
fbem-16711	148	16	the	the	DET
fbem-16711	148	17	economic	economic	ADJ
fbem-16711	148	18	growth	growth	NOUN
fbem-16711	148	19	,	,	PUNCT
fbem-16711	148	20	regulatory	regulatory	ADJ
fbem-16711	148	21	relief	relief	NOUN
fbem-16711	148	22	,	,	PUNCT
fbem-16711	148	23	and	and	CCONJ
fbem-16711	148	24	consumer	consumer	NOUN
fbem-16711	148	25	protection	protection	PROPN
fbem-16711	148	26	act	act	PROPN
fbem-16711	148	27	,	,	PUNCT
fbem-16711	148	28	raising	raise	VERB
fbem-16711	148	29	the	the	DET
fbem-16711	148	30	threshold	threshold	NOUN
fbem-16711	148	31	for	for	ADP
fbem-16711	148	32	regulatory	regulatory	ADJ
fbem-16711	148	33	standards	standard	NOUN
fbem-16711	148	34	from	from	ADP
fbem-16711	148	35	$	$	SYM
fbem-16711	148	36	50	50	NUM
fbem-16711	148	37	billion	billion	NUM
fbem-16711	148	38	to	to	PART
fbem-16711	148	39	$	$	SYM
fbem-16711	148	40	250	250	NUM
fbem-16711	148	41	billion	billion	NUM
fbem-16711	148	42	.	.	PUNCT
fbem-16711	149	1	this	this	PRON
fbem-16711	149	2	led	lead	VERB
fbem-16711	149	3	to	to	ADP
fbem-16711	149	4	a	a	DET
fbem-16711	149	5	significant	significant	ADJ
fbem-16711	149	6	relaxation	relaxation	NOUN
fbem-16711	149	7	of	of	ADP
fbem-16711	149	8	regulation	regulation	NOUN
fbem-16711	149	9	for	for	ADP
fbem-16711	149	10	those	those	DET
fbem-16711	149	11	banks	bank	NOUN
fbem-16711	149	12	with	with	ADP
fbem-16711	149	13	total	total	ADJ
fbem-16711	149	14	assets	asset	NOUN
fbem-16711	149	15	below	below	ADP
fbem-16711	149	16	$	$	SYM
fbem-16711	149	17	250	250	NUM
fbem-16711	149	18	billion	billion	NUM
fbem-16711	149	19	.	.	PUNCT
fbem-16711	150	1	the	the	DET
fbem-16711	150	2	act	act	NOUN
fbem-16711	150	3	divides	divide	VERB
fbem-16711	150	4	us	us	PROPN
fbem-16711	150	5	banks	bank	NOUN
fbem-16711	150	6	into	into	ADP
fbem-16711	150	7	five	five	NUM
fbem-16711	150	8	tiers	tier	NOUN
fbem-16711	150	9	based	base	VERB
fbem-16711	150	10	on	on	ADP
fbem-16711	150	11	several	several	ADJ
fbem-16711	150	12	indicators	indicator	NOUN
fbem-16711	150	13	including	include	VERB
fbem-16711	150	14	total	total	ADJ
fbem-16711	150	15	bank	bank	NOUN
fbem-16711	150	16	asset	asset	NOUN
fbem-16711	150	17	size	size	NOUN
fbem-16711	150	18	,	,	PUNCT
fbem-16711	150	19	cross	cross	ADJ
fbem-16711	150	20	-	-	ADJ
fbem-16711	150	21	border	border	ADJ
fbem-16711	150	22	business	business	NOUN
fbem-16711	150	23	size	size	NOUN
fbem-16711	150	24	,	,	PUNCT
fbem-16711	150	25	non	non	ADJ
fbem-16711	150	26	-	-	ADJ
fbem-16711	150	27	bank	bank	ADJ
fbem-16711	150	28	assets	asset	NOUN
fbem-16711	150	29	and	and	CCONJ
fbem-16711	150	30	so	so	ADV
fbem-16711	150	31	on	on	ADV
fbem-16711	150	32	,	,	PUNCT
fbem-16711	150	33	and	and	CCONJ
fbem-16711	150	34	establishes	establish	VERB
fbem-16711	150	35	corresponding	correspond	VERB
fbem-16711	150	36	regulatory	regulatory	ADJ
fbem-16711	150	37	requirements	requirement	NOUN
fbem-16711	150	38	for	for	ADP
fbem-16711	150	39	each	each	DET
fbem-16711	150	40	tier	tier	NOUN
fbem-16711	150	41	.	.	PUNCT
fbem-16711	151	1	the	the	DET
fbem-16711	151	2	capital	capital	NOUN
fbem-16711	151	3	and	and	CCONJ
fbem-16711	151	4	liquidity	liquidity	NOUN
fbem-16711	151	5	requirements	requirement	NOUN
fbem-16711	151	6	for	for	ADP
fbem-16711	151	7	banks	bank	NOUN
fbem-16711	151	8	in	in	ADP
fbem-16711	151	9	fourth	fourth	ADJ
fbem-16711	151	10	and	and	CCONJ
fbem-16711	151	11	fifth	fifth	ADJ
fbem-16711	151	12	tier	tier	NOUN
fbem-16711	151	13	were	be	AUX
fbem-16711	151	14	relaxed	relax	VERB
fbem-16711	151	15	.	.	PUNCT
fbem-16711	152	1	svb	svb	PROPN
fbem-16711	152	2	,	,	PUNCT
fbem-16711	152	3	which	which	PRON
fbem-16711	152	4	ranked	rank	VERB
fbem-16711	152	5	16th	16th	NOUN
fbem-16711	152	6	in	in	ADP
fbem-16711	152	7	the	the	DET
fbem-16711	152	8	united	united	PROPN
fbem-16711	152	9	states	states	PROPN
fbem-16711	152	10	,	,	PUNCT
fbem-16711	152	11	has	have	AUX
fbem-16711	152	12	been	be	AUX
fbem-16711	152	13	classified	classify	VERB
fbem-16711	152	14	in	in	ADP
fbem-16711	152	15	the	the	DET
fbem-16711	152	16	fourth	fourth	ADJ
fbem-16711	152	17	tier	tier	NOUN
fbem-16711	152	18	,	,	PUNCT
fbem-16711	152	19	becoming	become	VERB
fbem-16711	152	20	one	one	NUM
fbem-16711	152	21	of	of	ADP
fbem-16711	152	22	the	the	DET
fbem-16711	152	23	biggest	big	ADJ
fbem-16711	152	24	beneficiaries	beneficiary	NOUN
fbem-16711	152	25	of	of	ADP
fbem-16711	152	26	regulatory	regulatory	ADJ
fbem-16711	152	27	easing	easing	NOUN
fbem-16711	152	28	in	in	ADP
fbem-16711	152	29	2018	2018	NUM
fbem-16711	152	30	.	.	PUNCT
fbem-16711	153	1	according	accord	VERB
fbem-16711	153	2	to	to	ADP
fbem-16711	153	3	regulatory	regulatory	ADJ
fbem-16711	153	4	requirements	requirement	NOUN
fbem-16711	153	5	,	,	PUNCT
fbem-16711	153	6	svb	svb	PROPN
fbem-16711	153	7	do	do	AUX
fbem-16711	153	8	not	not	PART
fbem-16711	153	9	need	need	VERB
fbem-16711	153	10	to	to	PART
fbem-16711	153	11	set	set	VERB
fbem-16711	153	12	up	up	ADP
fbem-16711	153	13	countercyclical	countercyclical	ADJ
fbem-16711	153	14	capital	capital	NOUN
fbem-16711	153	15	buffers	buffer	NOUN
fbem-16711	153	16	,	,	PUNCT
fbem-16711	153	17	and	and	CCONJ
fbem-16711	153	18	accumulated	accumulate	VERB
fbem-16711	153	19	other	other	ADJ
fbem-16711	153	20	comprehensive	comprehensive	ADJ
fbem-16711	153	21	income	income	NOUN
fbem-16711	153	22	(	(	PUNCT
fbem-16711	153	23	aoci	aoci	NOUN
fbem-16711	153	24	)	)	PUNCT
fbem-16711	153	25	projects	project	NOUN
fbem-16711	153	26	are	be	AUX
fbem-16711	153	27	no	no	ADV
fbem-16711	153	28	longer	long	ADV
fbem-16711	153	29	included	include	VERB
fbem-16711	153	30	in	in	ADP
fbem-16711	153	31	tier	tier	NOUN
fbem-16711	153	32	1	1	NUM
fbem-16711	153	33	regulatory	regulatory	ADJ
fbem-16711	153	34	capital	capital	NOUN
fbem-16711	153	35	.	.	PUNCT
fbem-16711	154	1	svb	svb	PROPN
fbem-16711	154	2	,	,	PUNCT
fbem-16711	154	3	which	which	PRON
fbem-16711	154	4	belong	belong	VERB
fbem-16711	154	5	to	to	ADP
fbem-16711	154	6	the	the	DET
fbem-16711	154	7	fourth	fourth	ADJ
fbem-16711	154	8	tier	tier	NOUN
fbem-16711	154	9	and	and	CCONJ
fbem-16711	154	10	have	have	VERB
fbem-16711	154	11	short	short	ADJ
fbem-16711	154	12	-	-	PUNCT
fbem-16711	154	13	term	term	NOUN
fbem-16711	154	14	wholesale	wholesale	ADJ
fbem-16711	154	15	funds	fund	NOUN
fbem-16711	154	16	below	below	ADP
fbem-16711	154	17	$	$	SYM
fbem-16711	154	18	50	50	NUM
fbem-16711	154	19	billion	billion	NUM
fbem-16711	154	20	,	,	PUNCT
fbem-16711	154	21	were	be	AUX
fbem-16711	154	22	allowed	allow	VERB
fbem-16711	154	23	to	to	PART
fbem-16711	154	24	lower	lower	VERB
fbem-16711	154	25	its	its	PRON
fbem-16711	154	26	liquidity	liquidity	NOUN
fbem-16711	154	27	requirements	requirement	NOUN
fbem-16711	154	28	,	,	PUNCT
fbem-16711	154	29	with	with	ADP
fbem-16711	154	30	no	no	DET
fbem-16711	154	31	regulatory	regulatory	ADJ
fbem-16711	154	32	requirements	requirement	NOUN
fbem-16711	154	33	for	for	ADP
fbem-16711	154	34	its	its	PRON
fbem-16711	154	35	liquidity	liquidity	NOUN
fbem-16711	154	36	coverage	coverage	NOUN
fbem-16711	154	37	ratio	ratio	NOUN
fbem-16711	154	38	(	(	PUNCT
fbem-16711	154	39	lcr	lcr	NOUN
fbem-16711	154	40	)	)	PUNCT
fbem-16711	154	41	and	and	CCONJ
fbem-16711	154	42	net	net	ADJ
fbem-16711	154	43	stable	stable	ADJ
fbem-16711	154	44	funds	fund	NOUN
fbem-16711	154	45	ratio	ratio	NOUN
fbem-16711	154	46	(	(	PUNCT
fbem-16711	154	47	nsfr	nsfr	ADJ
fbem-16711	154	48	)	)	PUNCT
fbem-16711	154	49	.	.	PUNCT
fbem-16711	155	1	besides	besides	SCONJ
fbem-16711	155	2	,	,	PUNCT
fbem-16711	155	3	the	the	DET
fbem-16711	155	4	fourth	fourth	ADJ
fbem-16711	155	5	tier	tier	NOUN
fbem-16711	155	6	banks	bank	NOUN
fbem-16711	155	7	can	can	AUX
fbem-16711	155	8	conduct	conduct	VERB
fbem-16711	155	9	regulatory	regulatory	ADJ
fbem-16711	155	10	capital	capital	NOUN
fbem-16711	155	11	stress	stress	NOUN
fbem-16711	155	12	tests	test	VERB
fbem-16711	155	13	every	every	DET
fbem-16711	155	14	two	two	NUM
fbem-16711	155	15	years	year	NOUN
fbem-16711	155	16	and	and	CCONJ
fbem-16711	155	17	do	do	AUX
fbem-16711	155	18	not	not	PART
fbem-16711	155	19	need	need	VERB
fbem-16711	155	20	to	to	PART
fbem-16711	155	21	conduct	conduct	VERB
fbem-16711	155	22	their	their	PRON
fbem-16711	155	23	own	own	ADJ
fbem-16711	155	24	capital	capital	NOUN
fbem-16711	155	25	stress	stress	NOUN
fbem-16711	155	26	tests	test	NOUN
fbem-16711	155	27	.	.	PUNCT
fbem-16711	156	1	the	the	DET
fbem-16711	156	2	relaxation	relaxation	NOUN
fbem-16711	156	3	of	of	ADP
fbem-16711	156	4	aoci	aoci	PROPN
fbem-16711	156	5	regulatory	regulatory	ADJ
fbem-16711	156	6	policies	policy	NOUN
fbem-16711	156	7	on	on	ADP
fbem-16711	156	8	fourth	fourth	ADJ
fbem-16711	156	9	tier	tier	NOUN
fbem-16711	156	10	banks	bank	NOUN
fbem-16711	156	11	made	make	VERB
fbem-16711	156	12	them	they	PRON
fbem-16711	156	13	a	a	DET
fbem-16711	156	14	tool	tool	NOUN
fbem-16711	156	15	for	for	ADP
fbem-16711	156	16	small	small	ADJ
fbem-16711	156	17	and	and	CCONJ
fbem-16711	156	18	mediumsized	mediumsized	ADJ
fbem-16711	156	19	commercial	commercial	ADJ
fbem-16711	156	20	banks	bank	NOUN
fbem-16711	156	21	to	to	PART
fbem-16711	156	22	cover	cover	VERB
fbem-16711	156	23	up	up	ADP
fbem-16711	156	24	the	the	DET
fbem-16711	156	25	fragility	fragility	NOUN
fbem-16711	156	26	of	of	ADP
fbem-16711	156	27	their	their	PRON
fbem-16711	156	28	balance	balance	NOUN
fbem-16711	156	29	sheets	sheet	NOUN
fbem-16711	156	30	,	,	PUNCT
fbem-16711	156	31	which	which	PRON
fbem-16711	156	32	planted	plant	VERB
fbem-16711	156	33	seeds	seed	NOUN
fbem-16711	156	34	for	for	ADP
fbem-16711	156	35	the	the	DET
fbem-16711	156	36	crisis	crisis	NOUN
fbem-16711	156	37	events	event	NOUN
fbem-16711	156	38	of	of	ADP
fbem-16711	156	39	svb	svb	PROPN
fbem-16711	156	40	.	.	PUNCT
fbem-16711	157	1	in	in	ADP
fbem-16711	157	2	fact	fact	NOUN
fbem-16711	157	3	,	,	PUNCT
fbem-16711	157	4	by	by	ADP
fbem-16711	157	5	the	the	DET
fbem-16711	157	6	end	end	NOUN
fbem-16711	157	7	of	of	ADP
fbem-16711	157	8	2022	2022	NUM
fbem-16711	157	9	,	,	PUNCT
fbem-16711	157	10	the	the	DET
fbem-16711	157	11	unrealized	unrealized	ADJ
fbem-16711	157	12	losses	loss	NOUN
fbem-16711	157	13	of	of	ADP
fbem-16711	157	14	svb	svb	PROPN
fbem-16711	157	15	exceeding	exceed	VERB
fbem-16711	157	16	its	its	PRON
fbem-16711	157	17	capital	capital	NOUN
fbem-16711	157	18	equity	equity	NOUN
fbem-16711	157	19	and	and	CCONJ
fbem-16711	157	20	technically	technically	ADV
fbem-16711	157	21	gone	go	VERB
fbem-16711	157	22	bankrupt	bankrupt	ADJ
fbem-16711	157	23	already	already	ADV
fbem-16711	157	24	.	.	PUNCT
fbem-16711	158	1	6	6	X
fbem-16711	158	2	.	.	X
fbem-16711	158	3	ring	re	VERB
fbem-16711	158	4	the	the	DET
fbem-16711	158	5	alarm	alarm	NOUN
fbem-16711	158	6	:	:	PUNCT
fbem-16711	158	7	the	the	DET
fbem-16711	158	8	enlightenment	enlightenment	NOUN
fbem-16711	158	9	of	of	ADP
fbem-16711	158	10	the	the	DET
fbem-16711	158	11	svb	svb	PROPN
fbem-16711	158	12	incident	incident	PROPN
fbem-16711	158	13	the	the	DET
fbem-16711	158	14	main	main	ADJ
fbem-16711	158	15	business	business	NOUN
fbem-16711	158	16	and	and	CCONJ
fbem-16711	158	17	model	model	NOUN
fbem-16711	158	18	of	of	ADP
fbem-16711	158	19	svb	svb	PROPN
fbem-16711	158	20	have	have	AUX
fbem-16711	158	21	enabled	enable	VERB
fbem-16711	158	22	it	it	PRON
fbem-16711	158	23	to	to	PART
fbem-16711	158	24	operate	operate	VERB
fbem-16711	158	25	successfully	successfully	ADV
fbem-16711	158	26	for	for	ADP
fbem-16711	158	27	nearly	nearly	ADV
fbem-16711	158	28	50	50	NUM
fbem-16711	158	29	years	year	NOUN
fbem-16711	158	30	.	.	PUNCT
fbem-16711	159	1	its	its	PRON
fbem-16711	159	2	investment	investment	NOUN
fbem-16711	159	3	loan	loan	NOUN
fbem-16711	159	4	linkage	linkage	NOUN
fbem-16711	159	5	model	model	NOUN
fbem-16711	159	6	has	have	AUX
fbem-16711	159	7	incubated	incubate	VERB
fbem-16711	159	8	numerous	numerous	ADJ
fbem-16711	159	9	outstanding	outstanding	ADJ
fbem-16711	159	10	technology	technology	NOUN
fbem-16711	159	11	giants	giant	NOUN
fbem-16711	159	12	,	,	PUNCT
fbem-16711	159	13	which	which	PRON
fbem-16711	159	14	help	help	VERB
fbem-16711	159	15	it	it	PRON
fbem-16711	159	16	become	become	VERB
fbem-16711	159	17	a	a	DET
fbem-16711	159	18	benchmark	benchmark	NOUN
fbem-16711	159	19	in	in	ADP
fbem-16711	159	20	the	the	DET
fbem-16711	159	21	field	field	NOUN
fbem-16711	159	22	of	of	ADP
fbem-16711	159	23	technology	technology	NOUN
fbem-16711	159	24	finance	finance	NOUN
fbem-16711	159	25	.	.	PUNCT
fbem-16711	160	1	however	however	ADV
fbem-16711	160	2	,	,	PUNCT
fbem-16711	160	3	due	due	ADP
fbem-16711	160	4	to	to	ADP
fbem-16711	160	5	interest	interest	NOUN
fbem-16711	160	6	rate	rate	NOUN
fbem-16711	160	7	risk	risk	NOUN
fbem-16711	160	8	,	,	PUNCT
fbem-16711	160	9	liquidity	liquidity	NOUN
fbem-16711	160	10	risk	risk	NOUN
fbem-16711	160	11	,	,	PUNCT
fbem-16711	160	12	and	and	CCONJ
fbem-16711	160	13	weak	weak	ADJ
fbem-16711	160	14	expected	expect	VERB
fbem-16711	160	15	management	management	NOUN
fbem-16711	160	16	level	level	NOUN
fbem-16711	160	17	,	,	PUNCT
fbem-16711	160	18	it	it	PRON
fbem-16711	160	19	unfortunately	unfortunately	ADV
fbem-16711	160	20	went	go	VERB
fbem-16711	160	21	bankrupt	bankrupt	ADJ
fbem-16711	160	22	.	.	PUNCT
fbem-16711	161	1	the	the	DET
fbem-16711	161	2	svb	svb	PROPN
fbem-16711	161	3	crisis	crisis	NOUN
fbem-16711	161	4	has	have	VERB
fbem-16711	161	5	the	the	DET
fbem-16711	161	6	following	follow	VERB
fbem-16711	161	7	implications	implication	NOUN
fbem-16711	161	8	for	for	ADP
fbem-16711	161	9	the	the	DET
fbem-16711	161	10	development	development	NOUN
fbem-16711	161	11	of	of	ADP
fbem-16711	161	12	chinese	chinese	ADJ
fbem-16711	161	13	commercial	commercial	ADJ
fbem-16711	161	14	banks	bank	NOUN
fbem-16711	161	15	and	and	CCONJ
fbem-16711	161	16	financial	financial	ADJ
fbem-16711	161	17	regulatory	regulatory	ADJ
fbem-16711	161	18	agencies	agency	NOUN
fbem-16711	161	19	:	:	PUNCT
fbem-16711	161	20	6.1	6.1	NUM
fbem-16711	161	21	.	.	PUNCT
fbem-16711	162	1	enlightenment	enlightenment	PROPN
fbem-16711	162	2	for	for	ADP
fbem-16711	162	3	chinese	chinese	ADJ
fbem-16711	162	4	banks	bank	NOUN
fbem-16711	162	5	firstly	firstly	ADV
fbem-16711	162	6	,	,	PUNCT
fbem-16711	162	7	it	it	PRON
fbem-16711	162	8	is	be	AUX
fbem-16711	162	9	necessary	necessary	ADJ
fbem-16711	162	10	to	to	PART
fbem-16711	162	11	build	build	VERB
fbem-16711	162	12	a	a	DET
fbem-16711	162	13	sound	sound	ADJ
fbem-16711	162	14	risk	risk	NOUN
fbem-16711	162	15	governance	governance	NOUN
fbem-16711	162	16	system	system	NOUN
fbem-16711	162	17	.	.	PUNCT
fbem-16711	163	1	risk	risk	NOUN
fbem-16711	163	2	governance	governance	NOUN
fbem-16711	163	3	is	be	AUX
fbem-16711	163	4	the	the	DET
fbem-16711	163	5	prerequisite	prerequisite	NOUN
fbem-16711	163	6	for	for	ADP
fbem-16711	163	7	effectively	effectively	ADV
fbem-16711	163	8	carrying	carry	VERB
fbem-16711	163	9	out	out	ADP
fbem-16711	163	10	risk	risk	NOUN
fbem-16711	163	11	management	management	NOUN
fbem-16711	163	12	work	work	NOUN
fbem-16711	163	13	.	.	PUNCT
fbem-16711	164	1	a	a	DET
fbem-16711	164	2	risk	risk	NOUN
fbem-16711	164	3	governance	governance	NOUN
fbem-16711	164	4	system	system	NOUN
fbem-16711	164	5	should	should	AUX
fbem-16711	164	6	be	be	AUX
fbem-16711	164	7	constructed	construct	VERB
fbem-16711	164	8	based	base	VERB
fbem-16711	164	9	on	on	ADP
fbem-16711	164	10	the	the	DET
fbem-16711	164	11	principles	principle	NOUN
fbem-16711	164	12	of	of	ADP
fbem-16711	164	13	incentive	incentive	NOUN
fbem-16711	164	14	compatibility	compatibility	NOUN
fbem-16711	164	15	,	,	PUNCT
fbem-16711	164	16	complete	complete	ADJ
fbem-16711	164	17	system	system	NOUN
fbem-16711	164	18	,	,	PUNCT
fbem-16711	164	19	and	and	CCONJ
fbem-16711	164	20	clear	clear	ADJ
fbem-16711	164	21	division	division	NOUN
fbem-16711	164	22	of	of	ADP
fbem-16711	164	23	labor	labor	NOUN
fbem-16711	164	24	.	.	PUNCT
fbem-16711	165	1	the	the	DET
fbem-16711	165	2	board	board	NOUN
fbem-16711	165	3	of	of	ADP
fbem-16711	165	4	directors	director	NOUN
fbem-16711	165	5	and	and	CCONJ
fbem-16711	165	6	senior	senior	ADJ
fbem-16711	165	7	management	management	NOUN
fbem-16711	165	8	should	should	AUX
fbem-16711	165	9	bear	bear	VERB
fbem-16711	165	10	ultimate	ultimate	ADJ
fbem-16711	165	11	and	and	CCONJ
fbem-16711	165	12	direct	direct	ADJ
fbem-16711	165	13	responsibility	responsibility	NOUN
fbem-16711	165	14	for	for	ADP
fbem-16711	165	15	the	the	DET
fbem-16711	165	16	effectiveness	effectiveness	NOUN
fbem-16711	165	17	of	of	ADP
fbem-16711	165	18	risk	risk	NOUN
fbem-16711	165	19	management	management	NOUN
fbem-16711	165	20	,	,	PUNCT
fbem-16711	165	21	ensuring	ensure	VERB
fbem-16711	165	22	their	their	PRON
fbem-16711	165	23	deep	deep	ADJ
fbem-16711	165	24	and	and	CCONJ
fbem-16711	165	25	extensive	extensive	ADJ
fbem-16711	165	26	participation	participation	NOUN
fbem-16711	165	27	in	in	ADP
fbem-16711	165	28	risk	risk	NOUN
fbem-16711	165	29	management	management	NOUN
fbem-16711	165	30	.	.	PUNCT
fbem-16711	166	1	banks	bank	NOUN
fbem-16711	166	2	should	should	AUX
fbem-16711	166	3	always	always	ADV
fbem-16711	166	4	adhere	adhere	VERB
fbem-16711	166	5	to	to	ADP
fbem-16711	166	6	the	the	DET
fbem-16711	166	7	three	three	NUM
fbem-16711	166	8	principles	principle	NOUN
fbem-16711	166	9	of	of	ADP
fbem-16711	166	10	safety	safety	NOUN
fbem-16711	166	11	,	,	PUNCT
fbem-16711	166	12	liquidity	liquidity	NOUN
fbem-16711	166	13	,	,	PUNCT
fbem-16711	166	14	and	and	CCONJ
fbem-16711	166	15	profitability	profitability	NOUN
fbem-16711	166	16	in	in	ADP
fbem-16711	166	17	their	their	PRON
fbem-16711	166	18	business	business	NOUN
fbem-16711	166	19	management	management	NOUN
fbem-16711	166	20	,	,	PUNCT
fbem-16711	166	21	and	and	CCONJ
fbem-16711	166	22	pursue	pursue	VERB
fbem-16711	166	23	maximum	maximum	ADJ
fbem-16711	166	24	profitability	profitability	NOUN
fbem-16711	166	25	while	while	SCONJ
fbem-16711	166	26	ensuring	ensure	VERB
fbem-16711	166	27	safety	safety	NOUN
fbem-16711	166	28	and	and	CCONJ
fbem-16711	166	29	liquidity	liquidity	NOUN
fbem-16711	166	30	.	.	PUNCT
fbem-16711	167	1	svb	svb	PROPN
fbem-16711	167	2	's	's	PART
fbem-16711	167	3	excessive	excessive	ADJ
fbem-16711	167	4	emphasis	emphasis	NOUN
fbem-16711	167	5	on	on	ADP
fbem-16711	167	6	profitability	profitability	NOUN
fbem-16711	167	7	and	and	CCONJ
fbem-16711	167	8	neglect	neglect	NOUN
fbem-16711	167	9	of	of	ADP
fbem-16711	167	10	safety	safety	NOUN
fbem-16711	167	11	and	and	CCONJ
fbem-16711	167	12	liquidity	liquidity	NOUN
fbem-16711	167	13	management	management	NOUN
fbem-16711	167	14	ultimately	ultimately	ADV
fbem-16711	167	15	led	lead	VERB
fbem-16711	167	16	to	to	ADP
fbem-16711	167	17	the	the	DET
fbem-16711	167	18	outbreak	outbreak	NOUN
fbem-16711	167	19	of	of	ADP
fbem-16711	167	20	the	the	DET
fbem-16711	167	21	crisis	crisis	NOUN
fbem-16711	167	22	.	.	PUNCT
fbem-16711	168	1	in	in	ADP
fbem-16711	168	2	view	view	NOUN
fbem-16711	168	3	of	of	ADP
fbem-16711	168	4	this	this	PRON
fbem-16711	168	5	,	,	PUNCT
fbem-16711	168	6	commercial	commercial	ADJ
fbem-16711	168	7	banks	bank	NOUN
fbem-16711	168	8	should	should	AUX
fbem-16711	168	9	prioritize	prioritize	VERB
fbem-16711	168	10	safety	safety	NOUN
fbem-16711	168	11	and	and	CCONJ
fbem-16711	168	12	liquidity	liquidity	NOUN
fbem-16711	168	13	throughout	throughout	ADP
fbem-16711	168	14	the	the	DET
fbem-16711	168	15	entire	entire	ADJ
fbem-16711	168	16	risk	risk	NOUN
fbem-16711	168	17	management	management	NOUN
fbem-16711	168	18	process	process	NOUN
fbem-16711	168	19	,	,	PUNCT
fbem-16711	168	20	and	and	CCONJ
fbem-16711	168	21	they	they	PRON
fbem-16711	168	22	pursue	pursue	VERB
fbem-16711	168	23	profitability	profitability	NOUN
fbem-16711	168	24	only	only	ADV
fbem-16711	168	25	when	when	SCONJ
fbem-16711	168	26	ensure	ensure	VERB
fbem-16711	168	27	operational	operational	ADJ
fbem-16711	168	28	safety	safety	NOUN
fbem-16711	168	29	and	and	CCONJ
fbem-16711	168	30	sufficient	sufficient	ADJ
fbem-16711	168	31	liquidity	liquidity	NOUN
fbem-16711	168	32	.	.	PUNCT
fbem-16711	169	1	secondly	secondly	ADV
fbem-16711	169	2	,	,	PUNCT
fbem-16711	169	3	it	it	PRON
fbem-16711	169	4	is	be	AUX
fbem-16711	169	5	necessary	necessary	ADJ
fbem-16711	169	6	to	to	PART
fbem-16711	169	7	establish	establish	VERB
fbem-16711	169	8	a	a	DET
fbem-16711	169	9	prudent	prudent	ADJ
fbem-16711	169	10	risk	risk	NOUN
fbem-16711	169	11	appetite	appetite	NOUN
fbem-16711	169	12	.	.	PUNCT
fbem-16711	170	1	the	the	DET
fbem-16711	170	2	deposit	deposit	NOUN
fbem-16711	170	3	and	and	CCONJ
fbem-16711	170	4	loan	loan	NOUN
fbem-16711	170	5	business	business	NOUN
fbem-16711	170	6	of	of	ADP
fbem-16711	170	7	banks	bank	NOUN
fbem-16711	170	8	carries	carry	VERB
fbem-16711	170	9	a	a	DET
fbem-16711	170	10	natural	natural	ADJ
fbem-16711	170	11	risk	risk	NOUN
fbem-16711	170	12	of	of	ADP
fbem-16711	170	13	mismatched	mismatched	ADJ
fbem-16711	170	14	terms	term	NOUN
fbem-16711	170	15	,	,	PUNCT
fbem-16711	170	16	and	and	CCONJ
fbem-16711	170	17	excessive	excessive	ADJ
fbem-16711	170	18	risk	risk	NOUN
fbem-16711	170	19	appetite	appetite	NOUN
fbem-16711	170	20	can	can	AUX
fbem-16711	170	21	highlight	highlight	VERB
fbem-16711	170	22	the	the	DET
fbem-16711	170	23	fragility	fragility	NOUN
fbem-16711	170	24	of	of	ADP
fbem-16711	170	25	the	the	DET
fbem-16711	170	26	bank	bank	NOUN
fbem-16711	170	27	in	in	ADP
fbem-16711	170	28	a	a	DET
fbem-16711	170	29	bad	bad	ADJ
fbem-16711	170	30	operating	operating	NOUN
fbem-16711	170	31	environment	environment	NOUN
fbem-16711	170	32	.	.	PUNCT
fbem-16711	171	1	therefore	therefore	ADV
fbem-16711	171	2	,	,	PUNCT
fbem-16711	171	3	it	it	PRON
fbem-16711	171	4	is	be	AUX
fbem-16711	171	5	particularly	particularly	ADV
fbem-16711	171	6	important	important	ADJ
fbem-16711	171	7	to	to	PART
fbem-16711	171	8	set	set	VERB
fbem-16711	171	9	a	a	DET
fbem-16711	171	10	prudent	prudent	ADJ
fbem-16711	171	11	risk	risk	NOUN
fbem-16711	171	12	preference	preference	NOUN
fbem-16711	171	13	,	,	PUNCT
fbem-16711	171	14	which	which	PRON
fbem-16711	171	15	is	be	AUX
fbem-16711	171	16	to	to	PART
fbem-16711	171	17	set	set	VERB
fbem-16711	171	18	a	a	DET
fbem-16711	171	19	reasonable	reasonable	ADJ
fbem-16711	171	20	risk	risk	NOUN
fbem-16711	171	21	structure	structure	NOUN
fbem-16711	171	22	and	and	CCONJ
fbem-16711	171	23	optimal	optimal	ADJ
fbem-16711	171	24	boundary	boundary	NOUN
fbem-16711	171	25	based	base	VERB
fbem-16711	171	26	on	on	ADP
fbem-16711	171	27	the	the	DET
fbem-16711	171	28	needs	need	NOUN
fbem-16711	171	29	of	of	ADP
fbem-16711	171	30	asset	asset	NOUN
fbem-16711	171	31	liability	liability	NOUN
fbem-16711	171	32	portfolio	portfolio	NOUN
fbem-16711	171	33	management	management	NOUN
fbem-16711	171	34	while	while	SCONJ
fbem-16711	171	35	meeting	meet	VERB
fbem-16711	171	36	capital	capital	NOUN
fbem-16711	171	37	constraints	constraint	NOUN
fbem-16711	171	38	,	,	PUNCT
fbem-16711	171	39	in	in	ADP
fbem-16711	171	40	order	order	NOUN
fbem-16711	171	41	to	to	PART
fbem-16711	171	42	achieve	achieve	VERB
fbem-16711	171	43	a	a	DET
fbem-16711	171	44	balance	balance	NOUN
fbem-16711	171	45	between	between	ADP
fbem-16711	171	46	risk	risk	NOUN
fbem-16711	171	47	and	and	CCONJ
fbem-16711	171	48	return	return	NOUN
fbem-16711	171	49	,	,	PUNCT
fbem-16711	171	50	short	short	ADJ
fbem-16711	171	51	-	-	PUNCT
fbem-16711	171	52	term	term	NOUN
fbem-16711	171	53	profit	profit	NOUN
fbem-16711	171	54	and	and	CCONJ
fbem-16711	171	55	long	long	ADJ
fbem-16711	171	56	-	-	PUNCT
fbem-16711	171	57	term	term	NOUN
fbem-16711	171	58	value	value	NOUN
fbem-16711	171	59	.	.	PUNCT
fbem-16711	172	1	svb	svb	PROPN
fbem-16711	172	2	chose	choose	VERB
fbem-16711	172	3	an	an	DET
fbem-16711	172	4	aggressive	aggressive	ADJ
fbem-16711	172	5	risk	risk	NOUN
fbem-16711	172	6	appetite	appetite	NOUN
fbem-16711	172	7	in	in	ADP
fbem-16711	172	8	a	a	DET
fbem-16711	172	9	loose	loose	ADJ
fbem-16711	172	10	monetary	monetary	ADJ
fbem-16711	172	11	environment	environment	NOUN
fbem-16711	172	12	,	,	PUNCT
fbem-16711	172	13	and	and	CCONJ
fbem-16711	172	14	the	the	DET
fbem-16711	172	15	initial	initial	ADJ
fbem-16711	172	16	issues	issue	NOUN
fbem-16711	172	17	of	of	ADP
fbem-16711	172	18	mismatched	mismatched	ADJ
fbem-16711	172	19	maturity	maturity	NOUN
fbem-16711	172	20	and	and	CCONJ
fbem-16711	172	21	high	high	ADJ
fbem-16711	172	22	concentration	concentration	NOUN
fbem-16711	172	23	were	be	AUX
fbem-16711	172	24	not	not	PART
fbem-16711	172	25	obvious	obvious	ADJ
fbem-16711	172	26	at	at	ADP
fbem-16711	172	27	that	that	DET
fbem-16711	172	28	time	time	NOUN
fbem-16711	172	29	;	;	PUNCT
fbem-16711	172	30	as	as	SCONJ
fbem-16711	172	31	the	the	DET
fbem-16711	172	32	federal	federal	ADJ
fbem-16711	172	33	59%18	59%18	NUM
fbem-16711	172	34	%	%	NOUN
fbem-16711	172	35	23	23	NUM
fbem-16711	172	36	%	%	NOUN
fbem-16711	172	37	over	over	ADP
fbem-16711	172	38	5	5	NUM
fbem-16711	172	39	years	year	NOUN
fbem-16711	172	40	1	1	NUM
fbem-16711	172	41	-	-	SYM
fbem-16711	172	42	5	5	NUM
fbem-16711	172	43	years	year	NOUN
fbem-16711	172	44	within	within	ADP
fbem-16711	172	45	1	1	NUM
fbem-16711	172	46	year	year	NOUN
fbem-16711	172	47	250	250	NUM
fbem-16711	172	48	reserve	reserve	NOUN
fbem-16711	172	49	raised	raise	VERB
fbem-16711	172	50	interest	interest	NOUN
fbem-16711	172	51	rates	rate	NOUN
fbem-16711	172	52	and	and	CCONJ
fbem-16711	172	53	tightened	tighten	VERB
fbem-16711	172	54	monetary	monetary	ADJ
fbem-16711	172	55	policy	policy	NOUN
fbem-16711	172	56	,	,	PUNCT
fbem-16711	172	57	the	the	DET
fbem-16711	172	58	failure	failure	NOUN
fbem-16711	172	59	to	to	PART
fbem-16711	172	60	adjust	adjust	VERB
fbem-16711	172	61	risk	risk	NOUN
fbem-16711	172	62	preferences	preference	NOUN
fbem-16711	172	63	in	in	ADP
fbem-16711	172	64	time	time	NOUN
fbem-16711	172	65	ultimately	ultimately	ADV
fbem-16711	172	66	led	lead	VERB
fbem-16711	172	67	to	to	ADP
fbem-16711	172	68	the	the	DET
fbem-16711	172	69	exposure	exposure	NOUN
fbem-16711	172	70	of	of	ADP
fbem-16711	172	71	problems	problem	NOUN
fbem-16711	172	72	and	and	CCONJ
fbem-16711	172	73	triggered	trigger	VERB
fbem-16711	172	74	a	a	DET
fbem-16711	172	75	liquidity	liquidity	NOUN
fbem-16711	172	76	crisis	crisis	NOUN
fbem-16711	172	77	.	.	PUNCT
fbem-16711	173	1	therefore	therefore	ADV
fbem-16711	173	2	,	,	PUNCT
fbem-16711	173	3	commercial	commercial	ADJ
fbem-16711	173	4	banks	bank	NOUN
fbem-16711	173	5	should	should	AUX
fbem-16711	173	6	continuously	continuously	ADV
fbem-16711	173	7	optimize	optimize	VERB
fbem-16711	173	8	their	their	PRON
fbem-16711	173	9	risk	risk	NOUN
fbem-16711	173	10	management	management	NOUN
fbem-16711	173	11	organizational	organizational	ADJ
fbem-16711	173	12	structure	structure	NOUN
fbem-16711	173	13	and	and	CCONJ
fbem-16711	173	14	develop	develop	VERB
fbem-16711	173	15	reasonable	reasonable	ADJ
fbem-16711	173	16	risk	risk	NOUN
fbem-16711	173	17	strategies	strategy	NOUN
fbem-16711	173	18	under	under	ADP
fbem-16711	173	19	a	a	DET
fbem-16711	173	20	prudent	prudent	ADJ
fbem-16711	173	21	risk	risk	NOUN
fbem-16711	173	22	preference	preference	NOUN
fbem-16711	173	23	.	.	PUNCT
fbem-16711	174	1	thirdly	thirdly	ADV
fbem-16711	174	2	,	,	PUNCT
fbem-16711	174	3	reasonable	reasonable	ADJ
fbem-16711	174	4	and	and	CCONJ
fbem-16711	174	5	effective	effective	ADJ
fbem-16711	174	6	risk	risk	NOUN
fbem-16711	174	7	strategies	strategy	NOUN
fbem-16711	174	8	should	should	AUX
fbem-16711	174	9	be	be	AUX
fbem-16711	174	10	adopted	adopt	VERB
fbem-16711	174	11	.	.	PUNCT
fbem-16711	175	1	on	on	ADP
fbem-16711	175	2	the	the	DET
fbem-16711	175	3	one	one	NUM
fbem-16711	175	4	hand	hand	NOUN
fbem-16711	175	5	,	,	PUNCT
fbem-16711	175	6	banks	bank	NOUN
fbem-16711	175	7	need	need	VERB
fbem-16711	175	8	to	to	PART
fbem-16711	175	9	enhance	enhance	VERB
fbem-16711	175	10	their	their	PRON
fbem-16711	175	11	awareness	awareness	NOUN
fbem-16711	175	12	of	of	ADP
fbem-16711	175	13	cross	cross	ADJ
fbem-16711	175	14	-	-	ADJ
fbem-16711	175	15	cycle	cycle	ADJ
fbem-16711	175	16	operations	operation	NOUN
fbem-16711	175	17	,	,	PUNCT
fbem-16711	175	18	strengthen	strengthen	VERB
fbem-16711	175	19	the	the	DET
fbem-16711	175	20	management	management	NOUN
fbem-16711	175	21	of	of	ADP
fbem-16711	175	22	macro	macro	ADJ
fbem-16711	175	23	risks	risk	NOUN
fbem-16711	175	24	,	,	PUNCT
fbem-16711	175	25	structural	structural	ADJ
fbem-16711	175	26	risks	risk	NOUN
fbem-16711	175	27	,	,	PUNCT
fbem-16711	175	28	maturity	maturity	NOUN
fbem-16711	175	29	risks	risk	NOUN
fbem-16711	175	30	and	and	CCONJ
fbem-16711	175	31	currency	currency	NOUN
fbem-16711	175	32	risks	risk	NOUN
fbem-16711	175	33	of	of	ADP
fbem-16711	175	34	their	their	PRON
fbem-16711	175	35	assets	asset	NOUN
fbem-16711	175	36	and	and	CCONJ
fbem-16711	175	37	liabilities	liability	NOUN
fbem-16711	175	38	,	,	PUNCT
fbem-16711	175	39	play	play	VERB
fbem-16711	175	40	the	the	DET
fbem-16711	175	41	role	role	NOUN
fbem-16711	175	42	of	of	ADP
fbem-16711	175	43	risk	risk	NOUN
fbem-16711	175	44	management	management	NOUN
fbem-16711	175	45	strategy	strategy	NOUN
fbem-16711	175	46	committees	committee	NOUN
fbem-16711	175	47	and	and	CCONJ
fbem-16711	175	48	risk	risk	NOUN
fbem-16711	175	49	management	management	NOUN
fbem-16711	175	50	departments	department	NOUN
fbem-16711	175	51	to	to	PART
fbem-16711	175	52	achieve	achieve	VERB
fbem-16711	175	53	stable	stable	ADJ
fbem-16711	175	54	business	business	NOUN
fbem-16711	175	55	operations	operation	NOUN
fbem-16711	175	56	across	across	ADP
fbem-16711	175	57	cycles	cycle	NOUN
fbem-16711	175	58	.	.	PUNCT
fbem-16711	176	1	on	on	ADP
fbem-16711	176	2	the	the	DET
fbem-16711	176	3	other	other	ADJ
fbem-16711	176	4	hand	hand	NOUN
fbem-16711	176	5	,	,	PUNCT
fbem-16711	176	6	the	the	DET
fbem-16711	176	7	banks	bank	NOUN
fbem-16711	176	8	need	need	VERB
fbem-16711	176	9	to	to	PART
fbem-16711	176	10	strengthen	strengthen	VERB
fbem-16711	176	11	liquidity	liquidity	NOUN
fbem-16711	176	12	management	management	NOUN
fbem-16711	176	13	.	.	PUNCT
fbem-16711	177	1	svb	svb	PROPN
fbem-16711	177	2	has	have	AUX
fbem-16711	177	3	taken	take	VERB
fbem-16711	177	4	liquidity	liquidity	NOUN
fbem-16711	177	5	risk	risk	NOUN
fbem-16711	177	6	stress	stress	NOUN
fbem-16711	177	7	tests	test	VERB
fbem-16711	177	8	lightly	lightly	ADV
fbem-16711	177	9	in	in	ADP
fbem-16711	177	10	recent	recent	ADJ
fbem-16711	177	11	years	year	NOUN
fbem-16711	177	12	and	and	CCONJ
fbem-16711	177	13	has	have	AUX
fbem-16711	177	14	been	be	AUX
fbem-16711	177	15	somewhat	somewhat	ADV
fbem-16711	177	16	hasty	hasty	ADJ
fbem-16711	177	17	in	in	ADP
fbem-16711	177	18	emergency	emergency	NOUN
fbem-16711	177	19	response	response	NOUN
fbem-16711	177	20	,	,	PUNCT
fbem-16711	177	21	which	which	PRON
fbem-16711	177	22	is	be	AUX
fbem-16711	177	23	also	also	ADV
fbem-16711	177	24	one	one	NUM
fbem-16711	177	25	of	of	ADP
fbem-16711	177	26	the	the	DET
fbem-16711	177	27	reasons	reason	NOUN
fbem-16711	177	28	for	for	ADP
fbem-16711	177	29	this	this	DET
fbem-16711	177	30	crisis	crisis	NOUN
fbem-16711	177	31	.	.	PUNCT
fbem-16711	178	1	commercial	commercial	ADJ
fbem-16711	178	2	banks	bank	NOUN
fbem-16711	178	3	should	should	AUX
fbem-16711	178	4	attach	attach	VERB
fbem-16711	178	5	great	great	ADJ
fbem-16711	178	6	importance	importance	NOUN
fbem-16711	178	7	to	to	ADP
fbem-16711	178	8	the	the	DET
fbem-16711	178	9	normalized	normalize	VERB
fbem-16711	178	10	use	use	NOUN
fbem-16711	178	11	of	of	ADP
fbem-16711	178	12	risk	risk	NOUN
fbem-16711	178	13	management	management	NOUN
fbem-16711	178	14	tools	tool	NOUN
fbem-16711	178	15	such	such	ADJ
fbem-16711	178	16	as	as	ADP
fbem-16711	178	17	stress	stress	NOUN
fbem-16711	178	18	testing	testing	NOUN
fbem-16711	178	19	,	,	PUNCT
fbem-16711	178	20	and	and	CCONJ
fbem-16711	178	21	fully	fully	ADV
fbem-16711	178	22	evaluate	evaluate	VERB
fbem-16711	178	23	the	the	DET
fbem-16711	178	24	customer	customer	NOUN
fbem-16711	178	25	's	's	PART
fbem-16711	178	26	ability	ability	NOUN
fbem-16711	178	27	to	to	PART
fbem-16711	178	28	repay	repay	VERB
fbem-16711	178	29	loans	loan	NOUN
fbem-16711	178	30	and	and	CCONJ
fbem-16711	178	31	willingness	willingness	NOUN
fbem-16711	178	32	to	to	PART
fbem-16711	178	33	withdraw	withdraw	VERB
fbem-16711	178	34	deposits	deposit	NOUN
fbem-16711	178	35	.	.	PUNCT
fbem-16711	179	1	at	at	ADP
fbem-16711	179	2	the	the	DET
fbem-16711	179	3	same	same	ADJ
fbem-16711	179	4	time	time	NOUN
fbem-16711	179	5	,	,	PUNCT
fbem-16711	179	6	preparing	prepare	VERB
fbem-16711	179	7	emergency	emergency	NOUN
fbem-16711	179	8	plans	plan	NOUN
fbem-16711	179	9	to	to	PART
fbem-16711	179	10	deal	deal	VERB
fbem-16711	179	11	with	with	ADP
fbem-16711	179	12	short	short	ADJ
fbem-16711	179	13	-	-	PUNCT
fbem-16711	179	14	term	term	NOUN
fbem-16711	179	15	liquidity	liquidity	NOUN
fbem-16711	179	16	shortages	shortage	NOUN
fbem-16711	179	17	and	and	CCONJ
fbem-16711	179	18	manage	manage	VERB
fbem-16711	179	19	information	information	NOUN
fbem-16711	179	20	disclosure	disclosure	NOUN
fbem-16711	179	21	during	during	ADP
fbem-16711	179	22	emergencies	emergency	NOUN
fbem-16711	179	23	is	be	AUX
fbem-16711	179	24	also	also	ADV
fbem-16711	179	25	a	a	DET
fbem-16711	179	26	very	very	ADV
fbem-16711	179	27	significant	significant	ADJ
fbem-16711	179	28	thing	thing	NOUN
fbem-16711	179	29	.	.	PUNCT
fbem-16711	180	1	in	in	ADP
fbem-16711	180	2	addition	addition	NOUN
fbem-16711	180	3	,	,	PUNCT
fbem-16711	180	4	it	it	PRON
fbem-16711	180	5	is	be	AUX
fbem-16711	180	6	necessary	necessary	ADJ
fbem-16711	180	7	to	to	PART
fbem-16711	180	8	do	do	VERB
fbem-16711	180	9	a	a	DET
fbem-16711	180	10	good	good	ADJ
fbem-16711	180	11	job	job	NOUN
fbem-16711	180	12	in	in	ADP
fbem-16711	180	13	concentration	concentration	NOUN
fbem-16711	180	14	management	management	NOUN
fbem-16711	180	15	.	.	PUNCT
fbem-16711	181	1	svb	svb	PROPN
fbem-16711	181	2	has	have	VERB
fbem-16711	181	3	a	a	DET
fbem-16711	181	4	high	high	ADJ
fbem-16711	181	5	concentration	concentration	NOUN
fbem-16711	181	6	of	of	ADP
fbem-16711	181	7	customers	customer	NOUN
fbem-16711	181	8	on	on	ADP
fbem-16711	181	9	both	both	CCONJ
fbem-16711	181	10	the	the	DET
fbem-16711	181	11	asset	asset	NOUN
fbem-16711	181	12	and	and	CCONJ
fbem-16711	181	13	liability	liability	NOUN
fbem-16711	181	14	sides	side	NOUN
fbem-16711	181	15	,	,	PUNCT
fbem-16711	181	16	greatly	greatly	ADV
fbem-16711	181	17	reducing	reduce	VERB
fbem-16711	181	18	its	its	PRON
fbem-16711	181	19	risk	risk	NOUN
fbem-16711	181	20	resistance	resistance	NOUN
fbem-16711	181	21	ability	ability	NOUN
fbem-16711	181	22	.	.	PUNCT
fbem-16711	182	1	on	on	ADP
fbem-16711	182	2	the	the	DET
fbem-16711	182	3	basis	basis	NOUN
fbem-16711	182	4	of	of	ADP
fbem-16711	182	5	fully	fully	ADV
fbem-16711	182	6	utilizing	utilize	VERB
fbem-16711	182	7	their	their	PRON
fbem-16711	182	8	comparative	comparative	ADJ
fbem-16711	182	9	advantages	advantage	NOUN
fbem-16711	182	10	,	,	PUNCT
fbem-16711	182	11	commercial	commercial	ADJ
fbem-16711	182	12	banks	bank	NOUN
fbem-16711	182	13	can	can	AUX
fbem-16711	182	14	appropriately	appropriately	ADV
fbem-16711	182	15	diversify	diversify	VERB
fbem-16711	182	16	the	the	DET
fbem-16711	182	17	concentration	concentration	NOUN
fbem-16711	182	18	of	of	ADP
fbem-16711	182	19	assets	asset	NOUN
fbem-16711	182	20	and	and	CCONJ
fbem-16711	182	21	liabilities	liability	NOUN
fbem-16711	182	22	at	at	ADP
fbem-16711	182	23	various	various	ADJ
fbem-16711	182	24	industries	industry	NOUN
fbem-16711	182	25	,	,	PUNCT
fbem-16711	182	26	regionals	regional	NOUN
fbem-16711	182	27	and	and	CCONJ
fbem-16711	182	28	customer	customer	NOUN
fbem-16711	182	29	levels	level	NOUN
fbem-16711	182	30	,	,	PUNCT
fbem-16711	182	31	closely	closely	ADV
fbem-16711	182	32	monitoring	monitor	VERB
fbem-16711	182	33	the	the	DET
fbem-16711	182	34	risk	risk	NOUN
fbem-16711	182	35	concentration	concentration	NOUN
fbem-16711	182	36	within	within	ADP
fbem-16711	182	37	the	the	DET
fbem-16711	182	38	industry	industry	NOUN
fbem-16711	182	39	and	and	CCONJ
fbem-16711	182	40	region	region	NOUN
fbem-16711	182	41	,	,	PUNCT
fbem-16711	182	42	as	as	ADV
fbem-16711	182	43	well	well	ADV
fbem-16711	182	44	as	as	ADP
fbem-16711	182	45	the	the	DET
fbem-16711	182	46	correlation	correlation	NOUN
fbem-16711	182	47	between	between	ADP
fbem-16711	182	48	important	important	ADJ
fbem-16711	182	49	customers	customer	NOUN
fbem-16711	182	50	,	,	PUNCT
fbem-16711	182	51	to	to	PART
fbem-16711	182	52	ensure	ensure	VERB
fbem-16711	182	53	that	that	SCONJ
fbem-16711	182	54	the	the	DET
fbem-16711	182	55	concentration	concentration	NOUN
fbem-16711	182	56	risk	risk	NOUN
fbem-16711	182	57	is	be	AUX
fbem-16711	182	58	within	within	ADP
fbem-16711	182	59	a	a	DET
fbem-16711	182	60	reasonable	reasonable	ADJ
fbem-16711	182	61	range	range	NOUN
fbem-16711	182	62	.	.	PUNCT
fbem-16711	183	1	6.2	6.2	NUM
fbem-16711	183	2	.	.	PUNCT
fbem-16711	183	3	enlightenment	enlightenment	PROPN
fbem-16711	183	4	for	for	ADP
fbem-16711	183	5	financial	financial	ADJ
fbem-16711	183	6	regulatory	regulatory	ADJ
fbem-16711	183	7	agencies	agency	NOUN
fbem-16711	183	8	firstly	firstly	ADV
fbem-16711	183	9	,	,	PUNCT
fbem-16711	183	10	financial	financial	ADJ
fbem-16711	183	11	regulatory	regulatory	ADJ
fbem-16711	183	12	agencies	agency	NOUN
fbem-16711	183	13	should	should	AUX
fbem-16711	183	14	increase	increase	VERB
fbem-16711	183	15	the	the	DET
fbem-16711	183	16	speed	speed	NOUN
fbem-16711	183	17	,	,	PUNCT
fbem-16711	183	18	intensity	intensity	NOUN
fbem-16711	183	19	,	,	PUNCT
fbem-16711	183	20	and	and	CCONJ
fbem-16711	183	21	sensitivity	sensitivity	NOUN
fbem-16711	183	22	of	of	ADP
fbem-16711	183	23	regulation	regulation	NOUN
fbem-16711	183	24	.	.	PUNCT
fbem-16711	184	1	one	one	NUM
fbem-16711	184	2	is	be	AUX
fbem-16711	184	3	to	to	PART
fbem-16711	184	4	introduce	introduce	VERB
fbem-16711	184	5	more	more	ADJ
fbem-16711	184	6	continuity	continuity	NOUN
fbem-16711	184	7	between	between	ADP
fbem-16711	184	8	different	different	ADJ
fbem-16711	184	9	supervision	supervision	NOUN
fbem-16711	184	10	categories	category	NOUN
fbem-16711	184	11	for	for	ADP
fbem-16711	184	12	banks	bank	NOUN
fbem-16711	184	13	,	,	PUNCT
fbem-16711	184	14	so	so	SCONJ
fbem-16711	184	15	that	that	SCONJ
fbem-16711	184	16	as	as	SCONJ
fbem-16711	184	17	they	they	PRON
fbem-16711	184	18	expand	expand	VERB
fbem-16711	184	19	in	in	ADP
fbem-16711	184	20	scale	scale	NOUN
fbem-16711	184	21	,	,	PUNCT
fbem-16711	184	22	they	they	PRON
fbem-16711	184	23	can	can	AUX
fbem-16711	184	24	apply	apply	VERB
fbem-16711	184	25	higher	high	ADJ
fbem-16711	184	26	standards	standard	NOUN
fbem-16711	184	27	more	more	ADV
fbem-16711	184	28	quickly	quickly	ADV
fbem-16711	184	29	.	.	PUNCT
fbem-16711	185	1	the	the	DET
fbem-16711	185	2	second	second	NOUN
fbem-16711	185	3	is	be	AUX
fbem-16711	185	4	to	to	PART
fbem-16711	185	5	focus	focus	VERB
fbem-16711	185	6	on	on	ADP
fbem-16711	185	7	the	the	DET
fbem-16711	185	8	specific	specific	ADJ
fbem-16711	185	9	risks	risk	NOUN
fbem-16711	185	10	of	of	ADP
fbem-16711	185	11	banks	bank	NOUN
fbem-16711	185	12	with	with	ADP
fbem-16711	185	13	rapid	rapid	ADJ
fbem-16711	185	14	growth	growth	NOUN
fbem-16711	185	15	,	,	PUNCT
fbem-16711	185	16	concentrated	concentrate	VERB
fbem-16711	185	17	business	business	NOUN
fbem-16711	185	18	models	model	NOUN
fbem-16711	185	19	,	,	PUNCT
fbem-16711	185	20	or	or	CCONJ
fbem-16711	185	21	other	other	ADJ
fbem-16711	185	22	special	special	ADJ
fbem-16711	185	23	characteristics	characteristic	NOUN
fbem-16711	185	24	,	,	PUNCT
fbem-16711	185	25	rather	rather	ADV
fbem-16711	185	26	than	than	ADP
fbem-16711	185	27	just	just	ADV
fbem-16711	185	28	considering	consider	VERB
fbem-16711	185	29	asset	asset	NOUN
fbem-16711	185	30	size	size	NOUN
fbem-16711	185	31	.	.	PUNCT
fbem-16711	186	1	the	the	DET
fbem-16711	186	2	federal	federal	PROPN
fbem-16711	186	3	reserve	reserve	PROPN
fbem-16711	186	4	has	have	AUX
fbem-16711	186	5	begun	begin	VERB
fbem-16711	186	6	to	to	PART
fbem-16711	186	7	establish	establish	VERB
fbem-16711	186	8	a	a	DET
fbem-16711	186	9	dedicated	dedicated	ADJ
fbem-16711	186	10	new	new	ADJ
fbem-16711	186	11	type	type	NOUN
fbem-16711	186	12	of	of	ADP
fbem-16711	186	13	business	business	NOUN
fbem-16711	186	14	supervision	supervision	NOUN
fbem-16711	186	15	team	team	NOUN
fbem-16711	186	16	,	,	PUNCT
fbem-16711	186	17	focusing	focus	VERB
fbem-16711	186	18	on	on	ADP
fbem-16711	186	19	risks	risk	NOUN
fbem-16711	186	20	such	such	ADJ
fbem-16711	186	21	as	as	ADP
fbem-16711	186	22	fintech	fintech	NOUN
fbem-16711	186	23	and	and	CCONJ
fbem-16711	186	24	cryptocurrency	cryptocurrency	NOUN
fbem-16711	186	25	activities	activity	NOUN
fbem-16711	186	26	,	,	PUNCT
fbem-16711	186	27	as	as	ADP
fbem-16711	186	28	a	a	DET
fbem-16711	186	29	supplement	supplement	NOUN
fbem-16711	186	30	to	to	ADP
fbem-16711	186	31	the	the	DET
fbem-16711	186	32	existing	exist	VERB
fbem-16711	186	33	supervision	supervision	NOUN
fbem-16711	186	34	team	team	NOUN
fbem-16711	186	35	.	.	PUNCT
fbem-16711	187	1	thirdly	thirdly	ADV
fbem-16711	187	2	,	,	PUNCT
fbem-16711	187	3	once	once	SCONJ
fbem-16711	187	4	banks	bank	NOUN
fbem-16711	187	5	and	and	CCONJ
fbem-16711	187	6	regulatory	regulatory	ADJ
fbem-16711	187	7	agencies	agency	NOUN
fbem-16711	187	8	discover	discover	VERB
fbem-16711	187	9	problems	problem	NOUN
fbem-16711	187	10	,	,	PUNCT
fbem-16711	187	11	they	they	PRON
fbem-16711	187	12	should	should	AUX
fbem-16711	187	13	solve	solve	VERB
fbem-16711	187	14	them	they	PRON
fbem-16711	187	15	more	more	ADV
fbem-16711	187	16	quickly	quickly	ADV
fbem-16711	187	17	.	.	PUNCT
fbem-16711	188	1	for	for	SCONJ
fbem-16711	188	2	banks	bank	NOUN
fbem-16711	188	3	with	with	ADP
fbem-16711	188	4	insufficient	insufficient	ADJ
fbem-16711	188	5	capital	capital	NOUN
fbem-16711	188	6	,	,	PUNCT
fbem-16711	188	7	liquidity	liquidity	NOUN
fbem-16711	188	8	management	management	NOUN
fbem-16711	188	9	,	,	PUNCT
fbem-16711	188	10	and	and	CCONJ
fbem-16711	188	11	internal	internal	ADJ
fbem-16711	188	12	controls	control	NOUN
fbem-16711	188	13	,	,	PUNCT
fbem-16711	188	14	higher	high	ADJ
fbem-16711	188	15	capital	capital	NOUN
fbem-16711	188	16	or	or	CCONJ
fbem-16711	188	17	liquidity	liquidity	NOUN
fbem-16711	188	18	requirements	requirement	NOUN
fbem-16711	188	19	can	can	AUX
fbem-16711	188	20	serve	serve	VERB
fbem-16711	188	21	as	as	ADP
fbem-16711	188	22	important	important	ADJ
fbem-16711	188	23	safeguard	safeguard	NOUN
fbem-16711	188	24	measures	measure	NOUN
fbem-16711	188	25	until	until	SCONJ
fbem-16711	188	26	risk	risk	NOUN
fbem-16711	188	27	control	control	NOUN
fbem-16711	188	28	improvements	improvement	NOUN
fbem-16711	188	29	are	be	AUX
fbem-16711	188	30	made	make	VERB
fbem-16711	188	31	.	.	PUNCT
fbem-16711	189	1	secondly	secondly	ADV
fbem-16711	189	2	,	,	PUNCT
fbem-16711	189	3	the	the	DET
fbem-16711	189	4	collapse	collapse	NOUN
fbem-16711	189	5	of	of	ADP
fbem-16711	189	6	svb	svb	PROPN
fbem-16711	189	7	indicates	indicate	VERB
fbem-16711	189	8	that	that	SCONJ
fbem-16711	189	9	more	more	ADJ
fbem-16711	189	10	banks	bank	NOUN
fbem-16711	189	11	should	should	AUX
fbem-16711	189	12	be	be	AUX
fbem-16711	189	13	required	require	VERB
fbem-16711	189	14	to	to	PART
fbem-16711	189	15	apply	apply	VERB
fbem-16711	189	16	stricter	strict	ADJ
fbem-16711	189	17	standards	standard	NOUN
fbem-16711	189	18	.	.	PUNCT
fbem-16711	190	1	the	the	DET
fbem-16711	190	2	federal	federal	PROPN
fbem-16711	190	3	reserve	reserve	PROPN
fbem-16711	190	4	plans	plan	NOUN
fbem-16711	190	5	to	to	PART
fbem-16711	190	6	re	re	VERB
fbem-16711	190	7	-	-	VERB
fbem-16711	190	8	examine	examine	VERB
fbem-16711	190	9	its	its	PRON
fbem-16711	190	10	customized	customized	ADJ
fbem-16711	190	11	regulatory	regulatory	ADJ
fbem-16711	190	12	framework	framework	NOUN
fbem-16711	190	13	,	,	PUNCT
fbem-16711	190	14	including	include	VERB
fbem-16711	190	15	reassessing	reassess	VERB
fbem-16711	190	16	regulatory	regulatory	ADJ
fbem-16711	190	17	rules	rule	NOUN
fbem-16711	190	18	for	for	ADP
fbem-16711	190	19	banks	bank	NOUN
fbem-16711	190	20	with	with	ADP
fbem-16711	190	21	assets	asset	NOUN
fbem-16711	190	22	of	of	ADP
fbem-16711	190	23	over	over	ADP
fbem-16711	190	24	$	$	SYM
fbem-16711	190	25	100	100	NUM
fbem-16711	190	26	billion	billion	NUM
fbem-16711	190	27	.	.	PUNCT
fbem-16711	191	1	the	the	DET
fbem-16711	191	2	new	new	ADJ
fbem-16711	191	3	regulatory	regulatory	ADJ
fbem-16711	191	4	framework	framework	NOUN
fbem-16711	191	5	has	have	VERB
fbem-16711	191	6	reference	reference	NOUN
fbem-16711	191	7	significance	significance	NOUN
fbem-16711	191	8	for	for	ADP
fbem-16711	191	9	the	the	DET
fbem-16711	191	10	supervision	supervision	NOUN
fbem-16711	191	11	of	of	ADP
fbem-16711	191	12	china	china	PROPN
fbem-16711	191	13	's	's	PART
fbem-16711	191	14	banking	banking	NOUN
fbem-16711	191	15	industry	industry	NOUN
fbem-16711	191	16	,	,	PUNCT
fbem-16711	191	17	specifically	specifically	ADV
fbem-16711	191	18	involving	involve	VERB
fbem-16711	191	19	the	the	DET
fbem-16711	191	20	following	follow	VERB
fbem-16711	191	21	aspects	aspect	NOUN
fbem-16711	191	22	:	:	PUNCT
fbem-16711	191	23	first	first	ADV
fbem-16711	191	24	,	,	PUNCT
fbem-16711	191	25	interest	interest	NOUN
fbem-16711	191	26	rate	rate	NOUN
fbem-16711	191	27	risk	risk	NOUN
fbem-16711	191	28	management	management	NOUN
fbem-16711	191	29	.	.	PUNCT
fbem-16711	192	1	interest	interest	NOUN
fbem-16711	192	2	rate	rate	NOUN
fbem-16711	192	3	risk	risk	NOUN
fbem-16711	192	4	is	be	AUX
fbem-16711	192	5	a	a	DET
fbem-16711	192	6	core	core	ADJ
fbem-16711	192	7	risk	risk	NOUN
fbem-16711	192	8	in	in	ADP
fbem-16711	192	9	the	the	DET
fbem-16711	192	10	banking	banking	NOUN
fbem-16711	192	11	industry	industry	NOUN
fbem-16711	192	12	and	and	CCONJ
fbem-16711	192	13	is	be	AUX
fbem-16711	192	14	not	not	PART
fbem-16711	192	15	unfamiliar	unfamiliar	ADJ
fbem-16711	192	16	to	to	ADP
fbem-16711	192	17	banks	bank	NOUN
fbem-16711	192	18	or	or	CCONJ
fbem-16711	192	19	regulatory	regulatory	ADJ
fbem-16711	192	20	agencies	agency	NOUN
fbem-16711	192	21	,	,	PUNCT
fbem-16711	192	22	but	but	CCONJ
fbem-16711	192	23	svb	svb	PROPN
fbem-16711	192	24	did	do	AUX
fbem-16711	192	25	n’t	not	PART
fbem-16711	192	26	properly	properly	ADV
fbem-16711	192	27	handled	handle	VERB
fbem-16711	192	28	interest	interest	NOUN
fbem-16711	192	29	rate	rate	NOUN
fbem-16711	192	30	risk	risk	NOUN
fbem-16711	192	31	,	,	PUNCT
fbem-16711	192	32	and	and	CCONJ
fbem-16711	192	33	regulatory	regulatory	ADJ
fbem-16711	192	34	agencies	agency	NOUN
fbem-16711	192	35	have	have	AUX
fbem-16711	192	36	not	not	PART
fbem-16711	192	37	forced	force	VERB
fbem-16711	192	38	banks	bank	NOUN
fbem-16711	192	39	to	to	PART
fbem-16711	192	40	quickly	quickly	ADV
fbem-16711	192	41	correct	correct	VERB
fbem-16711	192	42	it	it	PRON
fbem-16711	192	43	.	.	PUNCT
fbem-16711	193	1	the	the	DET
fbem-16711	193	2	second	second	ADJ
fbem-16711	193	3	is	be	AUX
fbem-16711	193	4	liquidity	liquidity	NOUN
fbem-16711	193	5	risk	risk	NOUN
fbem-16711	193	6	management	management	NOUN
fbem-16711	193	7	.	.	PUNCT
fbem-16711	194	1	the	the	DET
fbem-16711	194	2	liquidity	liquidity	NOUN
fbem-16711	194	3	management	management	NOUN
fbem-16711	194	4	model	model	NOUN
fbem-16711	194	5	of	of	ADP
fbem-16711	194	6	banks	bank	NOUN
fbem-16711	194	7	should	should	AUX
fbem-16711	194	8	better	well	ADV
fbem-16711	194	9	reflect	reflect	VERB
fbem-16711	194	10	the	the	DET
fbem-16711	194	11	liquidity	liquidity	NOUN
fbem-16711	194	12	risk	risk	NOUN
fbem-16711	194	13	of	of	ADP
fbem-16711	194	14	non	non	ADJ
fbem-16711	194	15	-	-	ADJ
fbem-16711	194	16	guaranteed	guarantee	VERB
fbem-16711	194	17	deposits	deposit	NOUN
fbem-16711	194	18	.	.	PUNCT
fbem-16711	195	1	the	the	DET
fbem-16711	195	2	third	third	NOUN
fbem-16711	195	3	is	be	AUX
fbem-16711	195	4	capital	capital	NOUN
fbem-16711	195	5	requirements	requirement	NOUN
fbem-16711	195	6	.	.	PUNCT
fbem-16711	196	1	financial	financial	ADJ
fbem-16711	196	2	regulatory	regulatory	ADJ
fbem-16711	196	3	authorities	authority	NOUN
fbem-16711	196	4	should	should	AUX
fbem-16711	196	5	make	make	VERB
fbem-16711	196	6	more	more	ADJ
fbem-16711	196	7	banks	bank	NOUN
fbem-16711	196	8	pay	pay	VERB
fbem-16711	196	9	attention	attention	NOUN
fbem-16711	196	10	to	to	ADP
fbem-16711	196	11	unrealized	unrealized	ADJ
fbem-16711	196	12	gains	gain	NOUN
fbem-16711	196	13	and	and	CCONJ
fbem-16711	196	14	losses	loss	NOUN
fbem-16711	196	15	on	on	ADP
fbem-16711	196	16	convertible	convertible	ADJ
fbem-16711	196	17	securities	security	NOUN
fbem-16711	196	18	,	,	PUNCT
fbem-16711	196	19	in	in	ADP
fbem-16711	196	20	order	order	NOUN
fbem-16711	196	21	to	to	PART
fbem-16711	196	22	better	well	ADV
fbem-16711	196	23	align	align	VERB
fbem-16711	196	24	their	their	PRON
fbem-16711	196	25	capital	capital	NOUN
fbem-16711	196	26	strength	strength	NOUN
fbem-16711	196	27	with	with	ADP
fbem-16711	196	28	their	their	PRON
fbem-16711	196	29	financial	financial	ADJ
fbem-16711	196	30	condition	condition	NOUN
fbem-16711	196	31	and	and	CCONJ
fbem-16711	196	32	risk	risk	NOUN
fbem-16711	196	33	.	.	PUNCT
fbem-16711	197	1	the	the	DET
fbem-16711	197	2	fourth	fourth	ADJ
fbem-16711	197	3	is	be	AUX
fbem-16711	197	4	stress	stress	NOUN
fbem-16711	197	5	testing	testing	NOUN
fbem-16711	197	6	.	.	PUNCT
fbem-16711	198	1	the	the	DET
fbem-16711	198	2	customized	customized	ADJ
fbem-16711	198	3	regulatory	regulatory	ADJ
fbem-16711	198	4	framework	framework	NOUN
fbem-16711	198	5	would	would	AUX
fbem-16711	198	6	reduce	reduce	VERB
fbem-16711	198	7	the	the	DET
fbem-16711	198	8	coverage	coverage	NOUN
fbem-16711	198	9	and	and	CCONJ
fbem-16711	198	10	timeliness	timeliness	NOUN
fbem-16711	198	11	of	of	ADP
fbem-16711	198	12	stress	stress	NOUN
fbem-16711	198	13	testing	testing	NOUN
fbem-16711	198	14	,	,	PUNCT
fbem-16711	198	15	so	so	SCONJ
fbem-16711	198	16	it	it	PRON
fbem-16711	198	17	needs	need	VERB
fbem-16711	198	18	to	to	PART
fbem-16711	198	19	be	be	AUX
fbem-16711	198	20	reexamined	reexamine	VERB
fbem-16711	198	21	.	.	PUNCT
fbem-16711	199	1	the	the	DET
fbem-16711	199	2	fifth	fifth	ADJ
fbem-16711	199	3	is	be	AUX
fbem-16711	199	4	the	the	DET
fbem-16711	199	5	incentive	incentive	NOUN
fbem-16711	199	6	mechanism	mechanism	NOUN
fbem-16711	199	7	for	for	ADP
fbem-16711	199	8	bank	bank	NOUN
fbem-16711	199	9	management	management	NOUN
fbem-16711	199	10	.	.	PUNCT
fbem-16711	200	1	the	the	DET
fbem-16711	200	2	executives	executive	NOUN
fbem-16711	200	3	of	of	ADP
fbem-16711	200	4	svb	svb	PROPN
fbem-16711	200	5	responded	respond	VERB
fbem-16711	200	6	to	to	ADP
fbem-16711	200	7	the	the	DET
fbem-16711	200	8	incentive	incentive	NOUN
fbem-16711	200	9	measures	measure	NOUN
fbem-16711	200	10	approved	approve	VERB
fbem-16711	200	11	by	by	ADP
fbem-16711	200	12	the	the	DET
fbem-16711	200	13	board	board	NOUN
fbem-16711	200	14	,	,	PUNCT
fbem-16711	200	15	stating	state	VERB
fbem-16711	200	16	that	that	SCONJ
fbem-16711	200	17	they	they	PRON
fbem-16711	200	18	have	have	AUX
fbem-16711	200	19	not	not	PART
fbem-16711	200	20	received	receive	VERB
fbem-16711	200	21	compensation	compensation	NOUN
fbem-16711	200	22	for	for	ADP
fbem-16711	200	23	managing	manage	VERB
fbem-16711	200	24	bank	bank	NOUN
fbem-16711	200	25	risks	risk	NOUN
fbem-16711	200	26	,	,	PUNCT
fbem-16711	200	27	therefore	therefore	ADV
fbem-16711	200	28	consideration	consideration	NOUN
fbem-16711	200	29	should	should	AUX
fbem-16711	200	30	be	be	AUX
fbem-16711	200	31	given	give	VERB
fbem-16711	200	32	to	to	ADP
fbem-16711	200	33	setting	set	VERB
fbem-16711	200	34	stricter	strict	ADJ
fbem-16711	200	35	minimum	minimum	NOUN
fbem-16711	200	36	standards	standard	NOUN
fbem-16711	200	37	for	for	ADP
fbem-16711	200	38	incentive	incentive	NOUN
fbem-16711	200	39	compensation	compensation	NOUN
fbem-16711	200	40	plans	plan	NOUN
fbem-16711	200	41	.	.	PUNCT
fbem-16711	201	1	references	reference	NOUN
fbem-16711	201	2	[	[	X
fbem-16711	201	3	1	1	NUM
fbem-16711	201	4	]	]	PUNCT
fbem-16711	201	5	q.	q.	PROPN
fbem-16711	201	6	y.	y.	PROPN
fbem-16711	201	7	xiong	xiong	PROPN
fbem-16711	201	8	,	,	PUNCT
fbem-16711	201	9	h.	h.	PROPN
fbem-16711	201	10	m.	m.	PROPN
fbem-16711	201	11	lv	lv	PROPN
fbem-16711	201	12	,	,	PUNCT
fbem-16711	201	13	x.	x.	PROPN
fbem-16711	201	14	chu	chu	PROPN
fbem-16711	201	15	,	,	PUNCT
fbem-16711	201	16	x.j	x.j	PROPN
fbem-16711	201	17	.	.	PROPN
fbem-16711	201	18	huang	huang	PROPN
fbem-16711	201	19	,	,	PUNCT
fbem-16711	201	20	“	"	PUNCT
fbem-16711	201	21	the	the	DET
fbem-16711	201	22	impact	impact	NOUN
fbem-16711	201	23	and	and	CCONJ
fbem-16711	201	24	inspiration	inspiration	NOUN
fbem-16711	201	25	of	of	ADP
fbem-16711	201	26	the	the	DET
fbem-16711	201	27	bankruptcy	bankruptcy	NOUN
fbem-16711	201	28	of	of	ADP
fbem-16711	201	29	silicon	silicon	PROPN
fbem-16711	201	30	valley	valley	NOUN
fbem-16711	201	31	banks	bank	NOUN
fbem-16711	201	32	in	in	ADP
fbem-16711	201	33	the	the	DET
fbem-16711	201	34	united	united	PROPN
fbem-16711	201	35	states	states	PROPN
fbem-16711	201	36	,	,	PUNCT
fbem-16711	201	37	”	"	PUNCT
fbem-16711	201	38	international	international	ADJ
fbem-16711	201	39	finance	finance	NOUN
fbem-16711	201	40	,	,	PUNCT
fbem-16711	201	41	vol	vol	NOUN
fbem-16711	201	42	.	.	PROPN
fbem-16711	201	43	4	4	NUM
fbem-16711	201	44	,	,	PUNCT
fbem-16711	201	45	pp	pp	ADJ
fbem-16711	201	46	.	.	PUNCT
fbem-16711	202	1	57	57	NUM
fbem-16711	202	2	-	-	SYM
fbem-16711	202	3	66	66	NUM
fbem-16711	202	4	,	,	PUNCT
fbem-16711	202	5	april.2023	april.2023	PROPN
fbem-16711	202	6	.	.	PUNCT
fbem-16711	203	1	[	[	X
fbem-16711	203	2	2	2	NUM
fbem-16711	203	3	]	]	X
fbem-16711	203	4	y.	y.	PROPN
fbem-16711	203	5	fang	fang	PROPN
fbem-16711	203	6	,	,	PUNCT
fbem-16711	203	7	y.	y.	PROPN
fbem-16711	203	8	yuan	yuan	PROPN
fbem-16711	203	9	,	,	PUNCT
fbem-16711	203	10	“	"	PUNCT
fbem-16711	203	11	the	the	DET
fbem-16711	203	12	causes	cause	NOUN
fbem-16711	203	13	and	and	CCONJ
fbem-16711	203	14	countermeasures	countermeasure	NOUN
fbem-16711	203	15	of	of	ADP
fbem-16711	203	16	runs	run	NOUN
fbem-16711	203	17	on	on	ADP
fbem-16711	203	18	silicon	silicon	PROPN
fbem-16711	203	19	valley	valley	PROPN
fbem-16711	203	20	bank	bank	PROPN
fbem-16711	203	21	and	and	CCONJ
fbem-16711	203	22	northern	northern	PROPN
fbem-16711	203	23	rock	rock	PROPN
fbem-16711	203	24	bank	bank	NOUN
fbem-16711	203	25	,	,	PUNCT
fbem-16711	203	26	”	"	PUNCT
fbem-16711	203	27	finance	finance	NOUN
fbem-16711	203	28	and	and	CCONJ
fbem-16711	203	29	accounting	accounting	NOUN
fbem-16711	203	30	monthly，vol.9	monthly，vol.9	PROPN
fbem-16711	203	31	,	,	PUNCT
fbem-16711	203	32	pp.14	pp.14	NOUN
fbem-16711	203	33	-	-	SYM
fbem-16711	203	34	18	18	NUM
fbem-16711	203	35	,	,	PUNCT
fbem-16711	203	36	sep.2023	sep.2023	PROPN
fbem-16711	203	37	.	.	PUNCT
fbem-16711	204	1	[	[	X
fbem-16711	204	2	3	3	X
fbem-16711	204	3	]	]	PUNCT
fbem-16711	204	4	w.	w.	PROPN
fbem-16711	204	5	s.	s.	PROPN
fbem-16711	204	6	peng	peng	PROPN
fbem-16711	204	7	,	,	PUNCT
fbem-16711	204	8	c.	c.	PROPN
fbem-16711	204	9	h.	h.	PROPN
fbem-16711	204	10	hong	hong	PROPN
fbem-16711	204	11	,	,	PUNCT
fbem-16711	204	12	c.	c.	PROPN
fbem-16711	204	13	xie	xie	PROPN
fbem-16711	204	14	,	,	PUNCT
fbem-16711	204	15	“	"	PUNCT
fbem-16711	204	16	the	the	DET
fbem-16711	204	17	crisis	crisis	NOUN
fbem-16711	204	18	of	of	ADP
fbem-16711	204	19	european	european	ADJ
fbem-16711	204	20	and	and	CCONJ
fbem-16711	204	21	american	american	ADJ
fbem-16711	204	22	banks	bank	NOUN
fbem-16711	204	23	:	:	PUNCT
fbem-16711	204	24	old	old	ADJ
fbem-16711	204	25	problems	problem	NOUN
fbem-16711	204	26	and	and	CCONJ
fbem-16711	204	27	new	new	ADJ
fbem-16711	204	28	meanings	meaning	NOUN
fbem-16711	204	29	behind	behind	ADP
fbem-16711	204	30	runs	run	NOUN
fbem-16711	204	31	,	,	PUNCT
fbem-16711	204	32	”	"	PUNCT
fbem-16711	204	33	china	china	PROPN
fbem-16711	204	34	money	money	PROPN
fbem-16711	204	35	,	,	PUNCT
fbem-16711	204	36	vol.4	vol.4	PROPN
fbem-16711	204	37	,	,	PUNCT
fbem-16711	204	38	pp.12	pp.12	NOUN
fbem-16711	204	39	-	-	ADJ
fbem-16711	204	40	17	17	NUM
fbem-16711	204	41	,	,	PUNCT
fbem-16711	204	42	april.2023	april.2023	PROPN
fbem-16711	204	43	.	.	PUNCT
fbem-16711	205	1	[	[	X
fbem-16711	205	2	4	4	X
fbem-16711	205	3	]	]	PUNCT
fbem-16711	205	4	h.	h.	PROPN
fbem-16711	205	5	l.	l.	PROPN
fbem-16711	205	6	han	han	PROPN
fbem-16711	205	7	,	,	PUNCT
fbem-16711	205	8	y.	y.	PROPN
fbem-16711	205	9	peng	peng	PROPN
fbem-16711	205	10	,	,	PUNCT
fbem-16711	205	11	q.	q.	PROPN
fbem-16711	205	12	liu	liu	PROPN
fbem-16711	205	13	,	,	PUNCT
fbem-16711	205	14	h.	h.	PROPN
fbem-16711	205	15	w.	w.	PROPN
fbem-16711	205	16	chen	chen	PROPN
fbem-16711	205	17	,	,	PUNCT
fbem-16711	205	18	“	"	PUNCT
fbem-16711	205	19	research	research	NOUN
fbem-16711	205	20	on	on	ADP
fbem-16711	205	21	bankruptcy	bankruptcy	NOUN
fbem-16711	205	22	of	of	ADP
fbem-16711	205	23	silicon	silicon	PROPN
fbem-16711	205	24	valley	valley	NOUN
fbem-16711	205	25	banks	bank	NOUN
fbem-16711	205	26	under	under	ADP
fbem-16711	205	27	the	the	DET
fbem-16711	205	28	background	background	NOUN
fbem-16711	205	29	of	of	ADP
fbem-16711	205	30	basel	basel	PROPN
fbem-16711	205	31	iii	iii	PROPN
fbem-16711	205	32	accords	accords	PROPN
fbem-16711	205	33	:	:	PUNCT
fbem-16711	205	34	a	a	DET
fbem-16711	205	35	dual	dual	ADJ
fbem-16711	205	36	perspective	perspective	NOUN
fbem-16711	205	37	based	base	VERB
fbem-16711	205	38	on	on	ADP
fbem-16711	205	39	business	business	NOUN
fbem-16711	205	40	models	model	NOUN
fbem-16711	205	41	and	and	CCONJ
fbem-16711	205	42	regulatory	regulatory	ADJ
fbem-16711	205	43	metrics	metric	NOUN
fbem-16711	205	44	,	,	PUNCT
fbem-16711	205	45	”	"	PUNCT
fbem-16711	205	46	finance	finance	NOUN
fbem-16711	205	47	and	and	CCONJ
fbem-16711	205	48	accounting	account	VERB
fbem-16711	205	49	monthly	monthly	ADV
fbem-16711	205	50	,	,	PUNCT
fbem-16711	205	51	vol.9	vol.9	PROPN
fbem-16711	205	52	,	,	PUNCT
fbem-16711	205	53	pp.3	pp.3	PROPN
fbem-16711	205	54	-	-	SYM
fbem-16711	205	55	13	13	NUM
fbem-16711	205	56	,	,	PUNCT
fbem-16711	205	57	sep.2023	sep.2023	PROPN
fbem-16711	205	58	.	.	PUNCT
fbem-16711	206	1	[	[	X
fbem-16711	206	2	5	5	X
fbem-16711	206	3	]	]	PUNCT
fbem-16711	206	4	f.	f.	PROPN
fbem-16711	206	5	chen	chen	PROPN
fbem-16711	206	6	,	,	PUNCT
fbem-16711	206	7	j.	j.	PROPN
fbem-16711	206	8	h.	h.	PROPN
fbem-16711	206	9	zhang	zhang	PROPN
fbem-16711	206	10	,	,	PUNCT
fbem-16711	206	11	“	"	PUNCT
fbem-16711	206	12	the	the	DET
fbem-16711	206	13	enlightenment	enlightenment	NOUN
fbem-16711	206	14	of	of	ADP
fbem-16711	206	15	the	the	DET
fbem-16711	206	16	silicon	silicon	PROPN
fbem-16711	206	17	valley	valley	PROPN
fbem-16711	206	18	bank	bank	PROPN
fbem-16711	206	19	incident	incident	PROPN
fbem-16711	206	20	on	on	ADP
fbem-16711	206	21	risk	risk	NOUN
fbem-16711	206	22	prevention	prevention	NOUN
fbem-16711	206	23	in	in	ADP
fbem-16711	206	24	bond	bond	NOUN
fbem-16711	206	25	investment	investment	NOUN
fbem-16711	206	26	,	,	PUNCT
fbem-16711	206	27	”	"	PUNCT
fbem-16711	206	28	china	china	PROPN
fbem-16711	206	29	money	money	NOUN
fbem-16711	206	30	,	,	PUNCT
fbem-16711	206	31	vol.5	vol.5	PROPN
fbem-16711	206	32	,	,	PUNCT
fbem-16711	206	33	pp.31	pp.31	NOUN
fbem-16711	206	34	-	-	PUNCT
fbem-16711	206	35	35	35	NUM
fbem-16711	206	36	,	,	PUNCT
fbem-16711	206	37	may.2023	may.2023	NUM
fbem-16711	206	38	.	.	PUNCT
fbem-16711	207	1	[	[	X
fbem-16711	207	2	6	6	NUM
fbem-16711	207	3	]	]	X
fbem-16711	207	4	y.	y.	PROPN
fbem-16711	207	5	n.	n.	PROPN
fbem-16711	207	6	huang	huang	PROPN
fbem-16711	207	7	,	,	PUNCT
fbem-16711	207	8	b.	b.	PROPN
fbem-16711	207	9	zhou	zhou	PROPN
fbem-16711	207	10	,	,	PUNCT
fbem-16711	207	11	“	"	PUNCT
fbem-16711	207	12	analysis	analysis	NOUN
fbem-16711	207	13	of	of	ADP
fbem-16711	207	14	the	the	DET
fbem-16711	207	15	causes	cause	NOUN
fbem-16711	207	16	of	of	ADP
fbem-16711	207	17	the	the	DET
fbem-16711	207	18	silicon	silicon	PROPN
fbem-16711	207	19	valley	valley	PROPN
fbem-16711	207	20	bank	bank	PROPN
fbem-16711	207	21	crisis	crisis	NOUN
fbem-16711	207	22	and	and	CCONJ
fbem-16711	207	23	its	its	PRON
fbem-16711	207	24	inspiration	inspiration	NOUN
fbem-16711	207	25	for	for	ADP
fbem-16711	207	26	china	china	PROPN
fbem-16711	207	27	's	's	PART
fbem-16711	207	28	banking	banking	NOUN
fbem-16711	207	29	industry	industry	NOUN
fbem-16711	207	30	,	,	PUNCT
fbem-16711	207	31	”	"	PUNCT
fbem-16711	207	32	china	china	PROPN
fbem-16711	207	33	money	money	NOUN
fbem-16711	207	34	,	,	PUNCT
fbem-16711	207	35	vol.5	vol.5	PROPN
fbem-16711	207	36	,	,	PUNCT
fbem-16711	207	37	pp.78	pp.78	NOUN
fbem-16711	207	38	-	-	PUNCT
fbem-16711	207	39	80	80	NUM
fbem-16711	207	40	,	,	PUNCT
fbem-16711	207	41	may.2023	may.2023	NUM
fbem-16711	207	42	.	.	PUNCT
fbem-16711	208	1	[	[	X
fbem-16711	208	2	7	7	X
fbem-16711	208	3	]	]	X
fbem-16711	208	4	r.	r.	PROPN
fbem-16711	208	5	xian	xian	PROPN
fbem-16711	208	6	,	,	PUNCT
fbem-16711	208	7	“	"	PUNCT
fbem-16711	208	8	the	the	DET
fbem-16711	208	9	alarm	alarm	NOUN
fbem-16711	208	10	has	have	AUX
fbem-16711	208	11	already	already	ADV
fbem-16711	208	12	sounded	sound	VERB
fbem-16711	208	13	—	—	PUNCT
fbem-16711	208	14	—	—	PUNCT
fbem-16711	208	15	bankruptcy	bankruptcy	NOUN
fbem-16711	208	16	review	review	VERB
fbem-16711	208	17	analysis	analysis	NOUN
fbem-16711	208	18	of	of	ADP
fbem-16711	208	19	silicon	silicon	PROPN
fbem-16711	208	20	valley	valley	PROPN
fbem-16711	208	21	bank	bank	PROPN
fbem-16711	208	22	,	,	PUNCT
fbem-16711	208	23	”	"	PUNCT
fbem-16711	208	24	finance	finance	NOUN
fbem-16711	208	25	and	and	CCONJ
fbem-16711	208	26	accounting	account	VERB
fbem-16711	208	27	for	for	ADP
fbem-16711	208	28	international	international	PROPN
fbem-16711	208	29	commerce	commerce	PROPN
fbem-16711	208	30	,	,	PUNCT
fbem-16711	208	31	vol.20	vol.20	NOUN
fbem-16711	208	32	,	,	PUNCT
fbem-16711	208	33	pp.38	pp.38	NOUN
fbem-16711	208	34	-	-	PUNCT
fbem-16711	208	35	53	53	NUM
fbem-16711	208	36	.	.	PUNCT
fbem-16711	209	1	oct.2023	oct.2023	NUM
fbem-16711	209	2	.	.	PUNCT
fbem-16711	210	1	[	[	X
fbem-16711	210	2	8	8	NUM
fbem-16711	210	3	]	]	PUNCT
fbem-16711	210	4	h.	h.	PROPN
fbem-16711	210	5	h.	h.	PROPN
fbem-16711	210	6	gao	gao	PROPN
fbem-16711	210	7	,	,	PUNCT
fbem-16711	210	8	“	"	PUNCT
fbem-16711	210	9	the	the	DET
fbem-16711	210	10	causes	cause	NOUN
fbem-16711	210	11	and	and	CCONJ
fbem-16711	210	12	trends	trend	NOUN
fbem-16711	210	13	of	of	ADP
fbem-16711	210	14	the	the	DET
fbem-16711	210	15	banking	banking	NOUN
fbem-16711	210	16	crisis	crisis	NOUN
fbem-16711	210	17	in	in	ADP
fbem-16711	210	18	europe	europe	PROPN
fbem-16711	210	19	and	and	CCONJ
fbem-16711	210	20	america	america	PROPN
fbem-16711	210	21	,	,	PUNCT
fbem-16711	210	22	”	"	PUNCT
fbem-16711	210	23	people	people	NOUN
fbem-16711	210	24	's	's	PART
fbem-16711	210	25	tribune	tribune	NOUN
fbem-16711	210	26	,	,	PUNCT
fbem-16711	210	27	vol.22	vol.22	NOUN
fbem-16711	210	28	,	,	PUNCT
fbem-16711	210	29	pp.86	pp.86	NOUN
fbem-16711	210	30	-	-	PUNCT
fbem-16711	210	31	89	89	NUM
fbem-16711	210	32	,	,	PUNCT
fbem-16711	210	33	nov.2023	nov.2023	NUM
fbem-16711	210	34	.	.	PUNCT
fbem-16711	211	1	[	[	X
fbem-16711	211	2	9	9	NUM
fbem-16711	211	3	]	]	PUNCT
fbem-16711	211	4	x.	x.	NOUN
fbem-16711	211	5	d.	d.	PROPN
fbem-16711	211	6	zhou	zhou	PROPN
fbem-16711	211	7	,	,	PUNCT
fbem-16711	211	8	“	"	PUNCT
fbem-16711	211	9	a	a	DET
fbem-16711	211	10	comparative	comparative	ADJ
fbem-16711	211	11	analysis	analysis	NOUN
fbem-16711	211	12	of	of	ADP
fbem-16711	211	13	the	the	DET
fbem-16711	211	14	crisis	crisis	NOUN
fbem-16711	211	15	of	of	ADP
fbem-16711	211	16	small	small	ADJ
fbem-16711	211	17	and	and	CCONJ
fbem-16711	211	18	medium	medium	ADJ
fbem-16711	211	19	sized	sized	ADJ
fbem-16711	211	20	banks	bank	NOUN
fbem-16711	211	21	and	and	CCONJ
fbem-16711	211	22	the	the	DET
fbem-16711	211	23	savings	saving	NOUN
fbem-16711	211	24	and	and	CCONJ
fbem-16711	211	25	loan	loan	NOUN
fbem-16711	211	26	crisis	crisis	NOUN
fbem-16711	211	27	in	in	ADP
fbem-16711	211	28	the	the	DET
fbem-16711	211	29	united	united	PROPN
fbem-16711	211	30	states	states	PROPN
fbem-16711	211	31	,	,	PUNCT
fbem-16711	211	32	”	"	PUNCT
fbem-16711	211	33	china	china	PROPN
fbem-16711	211	34	finance	finance	PROPN
fbem-16711	211	35	,	,	PUNCT
fbem-16711	211	36	vol.18	vol.18	NOUN
fbem-16711	211	37	,	,	PUNCT
fbem-16711	211	38	pp	pp	ADJ
fbem-16711	211	39	.	.	PUNCT
fbem-16711	212	1	73	73	NUM
fbem-16711	212	2	-	-	SYM
fbem-16711	212	3	76	76	NUM
fbem-16711	212	4	,	,	PUNCT
fbem-16711	212	5	sep.2023	sep.2023	PROPN
fbem-16711	212	6	.	.	PUNCT
fbem-16711	213	1	[	[	X
fbem-16711	213	2	10	10	NUM
fbem-16711	213	3	]	]	X
fbem-16711	213	4	l.	l.	PROPN
fbem-16711	213	5	s.	s.	PROPN
fbem-16711	213	6	zheng	zheng	PROPN
fbem-16711	213	7	,	,	PUNCT
fbem-16711	213	8	z.	z.	PROPN
fbem-16711	213	9	y.	y.	PROPN
fbem-16711	213	10	zhao	zhao	PROPN
fbem-16711	213	11	,	,	PUNCT
fbem-16711	213	12	“	"	PUNCT
fbem-16711	213	13	regulatory	regulatory	ADJ
fbem-16711	213	14	reflection	reflection	NOUN
fbem-16711	213	15	and	and	CCONJ
fbem-16711	213	16	inspiration	inspiration	NOUN
fbem-16711	213	17	on	on	ADP
fbem-16711	213	18	banking	banking	NOUN
fbem-16711	213	19	risks	risk	NOUN
fbem-16711	213	20	in	in	ADP
fbem-16711	213	21	the	the	DET
fbem-16711	213	22	us	us	PROPN
fbem-16711	213	23	and	and	CCONJ
fbem-16711	213	24	europe	europe	PROPN
fbem-16711	213	25	,	,	PUNCT
fbem-16711	213	26	”	"	PUNCT
fbem-16711	213	27	international	international	ADJ
fbem-16711	213	28	economic	economic	ADJ
fbem-16711	213	29	review	review	NOUN
fbem-16711	213	30	,	,	PUNCT
fbem-16711	213	31	vol.6	vol.6	PROPN
fbem-16711	213	32	,	,	PUNCT
fbem-16711	213	33	pp	pp	ADJ
fbem-16711	213	34	.	.	PUNCT
fbem-16711	214	1	104	104	NUM
fbem-16711	214	2	-	-	SYM
fbem-16711	214	3	124	124	NUM
fbem-16711	215	1	+	+	NOUN
fbem-16711	215	2	6	6	NUM
fbem-16711	215	3	-	-	SYM
fbem-16711	215	4	7	7	NUM
fbem-16711	215	5	,	,	PUNCT
fbem-16711	215	6	sep.2023	sep.2023	PROPN
fbem-16711	215	7	.	.	PUNCT
fbem-16711	216	1	[	[	X
fbem-16711	216	2	11	11	NUM
fbem-16711	216	3	]	]	X
fbem-16711	216	4	y.	y.	PROPN
fbem-16711	216	5	zhao	zhao	PROPN
fbem-16711	216	6	,	,	PUNCT
fbem-16711	216	7	l.	l.	PROPN
fbem-16711	216	8	y.	y.	PROPN
fbem-16711	216	9	zhang	zhang	PROPN
fbem-16711	216	10	,	,	PUNCT
fbem-16711	216	11	y.	y.	PROPN
fbem-16711	216	12	n.	n.	PROPN
fbem-16711	216	13	xu	xu	PROPN
fbem-16711	216	14	,	,	PUNCT
fbem-16711	216	15	w.	w.	PROPN
fbem-16711	216	16	w.	w.	PROPN
fbem-16711	216	17	wang	wang	PROPN
fbem-16711	216	18	,	,	PUNCT
fbem-16711	216	19	k.	k.	PROPN
fbem-16711	216	20	k.	k.	PROPN
fbem-16711	216	21	xiao	xiao	PROPN
fbem-16711	216	22	,	,	PUNCT
fbem-16711	216	23	“	"	PUNCT
fbem-16711	216	24	research	research	NOUN
fbem-16711	216	25	on	on	ADP
fbem-16711	216	26	the	the	DET
fbem-16711	216	27	mechanism	mechanism	NOUN
fbem-16711	216	28	of	of	ADP
fbem-16711	216	29	financial	financial	ADJ
fbem-16711	216	30	institutions	institution	NOUN
fbem-16711	216	31	serving	serve	VERB
fbem-16711	216	32	technology	technology	NOUN
fbem-16711	216	33	innovation	innovation	NOUN
fbem-16711	216	34	and	and	CCONJ
fbem-16711	216	35	entrepreneurship	entrepreneurship	NOUN
fbem-16711	216	36	:	:	PUNCT
fbem-16711	216	37	taking	take	VERB
fbem-16711	216	38	svb	svb	PROPN
fbem-16711	216	39	financial	financial	ADJ
fbem-16711	216	40	group	group	NOUN
fbem-16711	216	41	as	as	ADP
fbem-16711	216	42	an	an	DET
fbem-16711	216	43	example	example	NOUN
fbem-16711	216	44	,	,	PUNCT
fbem-16711	216	45	”	"	PUNCT
fbem-16711	216	46	new	new	ADJ
fbem-16711	216	47	finance	finance	NOUN
fbem-16711	216	48	,	,	PUNCT
fbem-16711	216	49	vol.8	vol.8	PROPN
fbem-16711	216	50	,	,	PUNCT
fbem-16711	216	51	pp	pp	ADJ
fbem-16711	216	52	.	.	PUNCT
fbem-16711	217	1	4450	4450	NUM
fbem-16711	217	2	,	,	PUNCT
fbem-16711	217	3	aug.2023	aug.2023	NUM
fbem-16711	217	4	.	.	PUNCT
fbem-16711	218	1	[	[	X
fbem-16711	218	2	12	12	NUM
fbem-16711	218	3	]	]	X
fbem-16711	218	4	y.	y.	PROPN
fbem-16711	218	5	l.	l.	PROPN
fbem-16711	218	6	wang	wang	PROPN
fbem-16711	218	7	,	,	PUNCT
fbem-16711	218	8	“	"	PUNCT
fbem-16711	218	9	from	from	ADP
fbem-16711	218	10	the	the	DET
fbem-16711	218	11	perspective	perspective	NOUN
fbem-16711	218	12	of	of	ADP
fbem-16711	218	13	systemic	systemic	ADJ
fbem-16711	218	14	risk	risk	NOUN
fbem-16711	218	15	,	,	PUNCT
fbem-16711	218	16	the	the	DET
fbem-16711	218	17	crisis	crisis	NOUN
fbem-16711	218	18	response	response	NOUN
fbem-16711	218	19	of	of	ADP
fbem-16711	218	20	the	the	DET
fbem-16711	218	21	us	us	PROPN
fbem-16711	218	22	banking	banking	NOUN
fbem-16711	218	23	industry	industry	NOUN
fbem-16711	218	24	,	,	PUNCT
fbem-16711	218	25	”	"	PUNCT
fbem-16711	218	26	china	china	PROPN
fbem-16711	218	27	finance	finance	PROPN
fbem-16711	218	28	,	,	PUNCT
fbem-16711	218	29	vol.16	vol.16	PROPN
fbem-16711	218	30	,	,	PUNCT
fbem-16711	218	31	pp	pp	ADJ
fbem-16711	218	32	.	.	PUNCT
fbem-16711	219	1	78	78	NUM
fbem-16711	219	2	-	-	SYM
fbem-16711	219	3	80	80	NUM
fbem-16711	219	4	,	,	PUNCT
fbem-16711	219	5	aug.2023	aug.2023	NUM
fbem-16711	219	6	.	.	PUNCT
fbem-16711	220	1	[	[	X
fbem-16711	220	2	13	13	NUM
fbem-16711	220	3	]	]	PUNCT
fbem-16711	220	4	z.	z.	PROPN
fbem-16711	220	5	l.	l.	PROPN
fbem-16711	220	6	huang	huang	PROPN
fbem-16711	220	7	,	,	PUNCT
fbem-16711	220	8	“	"	PUNCT
fbem-16711	220	9	microscopic	microscopic	ADJ
fbem-16711	220	10	thinking	thinking	NOUN
fbem-16711	220	11	on	on	ADP
fbem-16711	220	12	macro	macro	ADJ
fbem-16711	220	13	financial	financial	ADJ
fbem-16711	220	14	stability	stability	NOUN
fbem-16711	220	15	,	,	PUNCT
fbem-16711	220	16	”	"	PUNCT
fbem-16711	220	17	credit	credit	NOUN
fbem-16711	220	18	reference	reference	NOUN
fbem-16711	220	19	,	,	PUNCT
fbem-16711	220	20	vol.6	vol.6	PROPN
fbem-16711	220	21	,	,	PUNCT
fbem-16711	220	22	pp	pp	ADJ
fbem-16711	220	23	.	.	PUNCT
fbem-16711	221	1	11	11	NUM
fbem-16711	221	2	-	-	SYM
fbem-16711	221	3	17	17	NUM
fbem-16711	221	4	+	+	SYM
fbem-16711	221	5	26	26	NUM
fbem-16711	221	6	,	,	PUNCT
fbem-16711	221	7	jun.2023	jun.2023	PROPN
fbem-16711	221	8	.	.	PUNCT