id	sid	tid	token	lemma	pos
fbem-17402	1	1	frontiers	frontier	NOUN
fbem-17402	1	2	in	in	ADP
fbem-17402	1	3	business	business	NOUN
fbem-17402	1	4	,	,	PUNCT
fbem-17402	1	5	economics	economic	NOUN
fbem-17402	1	6	and	and	CCONJ
fbem-17402	1	7	management	management	NOUN
fbem-17402	1	8	issn	issn	PROPN
fbem-17402	1	9	:	:	PUNCT
fbem-17402	1	10	2766	2766	NUM
fbem-17402	1	11	-	-	PUNCT
fbem-17402	1	12	824x	824x	NUM
fbem-17402	1	13	|	|	ADJ
fbem-17402	1	14	vol	vol	NOUN
fbem-17402	1	15	.	.	PROPN
fbem-17402	1	16	13	13	NUM
fbem-17402	1	17	,	,	PUNCT
fbem-17402	1	18	no	no	INTJ
fbem-17402	1	19	.	.	NOUN
fbem-17402	1	20	2	2	NUM
fbem-17402	1	21	,	,	PUNCT
fbem-17402	1	22	2024	2024	NUM
fbem-17402	1	23	160	160	NUM
fbem-17402	1	24	reasons	reason	NOUN
fbem-17402	1	25	and	and	CCONJ
fbem-17402	1	26	enlightenment	enlightenment	NOUN
fbem-17402	1	27	for	for	ADP
fbem-17402	1	28	the	the	DET
fbem-17402	1	29	bankruptcy	bankruptcy	NOUN
fbem-17402	1	30	of	of	ADP
fbem-17402	1	31	silicon	silicon	PROPN
fbem-17402	1	32	valley	valley	PROPN
fbem-17402	1	33	bank	bank	PROPN
fbem-17402	1	34	shengye	shengye	PROPN
fbem-17402	1	35	jiang	jiang	PROPN
fbem-17402	1	36	department	department	PROPN
fbem-17402	1	37	of	of	ADP
fbem-17402	1	38	finance	finance	NOUN
fbem-17402	1	39	and	and	CCONJ
fbem-17402	1	40	economics	economic	NOUN
fbem-17402	1	41	,	,	PUNCT
fbem-17402	1	42	shandong	shandong	PROPN
fbem-17402	1	43	university	university	PROPN
fbem-17402	1	44	of	of	ADP
fbem-17402	1	45	science	science	NOUN
fbem-17402	1	46	and	and	CCONJ
fbem-17402	1	47	technology	technology	NOUN
fbem-17402	1	48	,	,	PUNCT
fbem-17402	1	49	jinan	jinan	PROPN
fbem-17402	1	50	,	,	PUNCT
fbem-17402	1	51	shandong	shandong	PROPN
fbem-17402	1	52	,	,	PUNCT
fbem-17402	1	53	250031	250031	NUM
fbem-17402	1	54	,	,	PUNCT
fbem-17402	1	55	china	china	PROPN
fbem-17402	1	56	abstract	abstract	PROPN
fbem-17402	1	57	:	:	PUNCT
fbem-17402	1	58	at	at	ADP
fbem-17402	1	59	the	the	DET
fbem-17402	1	60	beginning	beginning	NOUN
fbem-17402	1	61	of	of	ADP
fbem-17402	1	62	2023	2023	NUM
fbem-17402	1	63	,	,	PUNCT
fbem-17402	1	64	the	the	DET
fbem-17402	1	65	16th	16th	ADJ
fbem-17402	1	66	silicon	silicon	PROPN
fbem-17402	1	67	valley	valley	PROPN
fbem-17402	1	68	bank	bank	PROPN
fbem-17402	1	69	in	in	ADP
fbem-17402	1	70	the	the	DET
fbem-17402	1	71	united	united	PROPN
fbem-17402	1	72	states	states	PROPN
fbem-17402	1	73	,	,	PUNCT
fbem-17402	1	74	broke	break	VERB
fbem-17402	1	75	out	out	ADP
fbem-17402	1	76	the	the	DET
fbem-17402	1	77	liquidity	liquidity	NOUN
fbem-17402	1	78	run	run	NOUN
fbem-17402	1	79	crisis	crisis	NOUN
fbem-17402	1	80	,	,	PUNCT
fbem-17402	1	81	and	and	CCONJ
fbem-17402	1	82	then	then	ADV
fbem-17402	1	83	quickly	quickly	ADV
fbem-17402	1	84	declared	declare	VERB
fbem-17402	1	85	bankruptcy	bankruptcy	NOUN
fbem-17402	1	86	,	,	PUNCT
fbem-17402	1	87	which	which	PRON
fbem-17402	1	88	attracted	attract	VERB
fbem-17402	1	89	wide	wide	ADJ
fbem-17402	1	90	attention	attention	NOUN
fbem-17402	1	91	from	from	ADP
fbem-17402	1	92	the	the	DET
fbem-17402	1	93	society	society	NOUN
fbem-17402	1	94	.	.	PUNCT
fbem-17402	2	1	history	history	NOUN
fbem-17402	2	2	can	can	AUX
fbem-17402	2	3	guide	guide	VERB
fbem-17402	2	4	to	to	ADP
fbem-17402	2	5	the	the	DET
fbem-17402	2	6	gains	gain	NOUN
fbem-17402	2	7	and	and	CCONJ
fbem-17402	2	8	losses	loss	NOUN
fbem-17402	2	9	,	,	PUNCT
fbem-17402	2	10	by	by	ADP
fbem-17402	2	11	learning	learn	VERB
fbem-17402	2	12	bank	bank	NOUN
fbem-17402	2	13	bankruptcy	bankruptcy	NOUN
fbem-17402	2	14	cases	case	NOUN
fbem-17402	2	15	,	,	PUNCT
fbem-17402	2	16	enterprises	enterprise	NOUN
fbem-17402	2	17	can	can	AUX
fbem-17402	2	18	better	well	ADV
fbem-17402	2	19	understand	understand	VERB
fbem-17402	2	20	the	the	DET
fbem-17402	2	21	importance	importance	NOUN
fbem-17402	2	22	of	of	ADP
fbem-17402	2	23	corporate	corporate	ADJ
fbem-17402	2	24	management	management	NOUN
fbem-17402	2	25	,	,	PUNCT
fbem-17402	2	26	financial	financial	ADJ
fbem-17402	2	27	stability	stability	NOUN
fbem-17402	2	28	and	and	CCONJ
fbem-17402	2	29	risk	risk	NOUN
fbem-17402	2	30	management	management	NOUN
fbem-17402	2	31	and	and	CCONJ
fbem-17402	2	32	make	make	VERB
fbem-17402	2	33	more	more	ADV
fbem-17402	2	34	informed	informed	ADJ
fbem-17402	2	35	investment	investment	NOUN
fbem-17402	2	36	decisions	decision	NOUN
fbem-17402	2	37	;	;	PUNCT
fbem-17402	2	38	it	it	PRON
fbem-17402	2	39	can	can	AUX
fbem-17402	2	40	also	also	ADV
fbem-17402	2	41	help	help	VERB
fbem-17402	2	42	enterprises	enterprise	NOUN
fbem-17402	2	43	realize	realize	VERB
fbem-17402	2	44	the	the	DET
fbem-17402	2	45	importance	importance	NOUN
fbem-17402	2	46	of	of	ADP
fbem-17402	2	47	financial	financial	ADJ
fbem-17402	2	48	stability	stability	NOUN
fbem-17402	2	49	and	and	CCONJ
fbem-17402	2	50	promote	promote	VERB
fbem-17402	2	51	relevant	relevant	ADJ
fbem-17402	2	52	regulatory	regulatory	ADJ
fbem-17402	2	53	agencies	agency	NOUN
fbem-17402	2	54	to	to	PART
fbem-17402	2	55	take	take	VERB
fbem-17402	2	56	measures	measure	NOUN
fbem-17402	2	57	to	to	PART
fbem-17402	2	58	ensure	ensure	VERB
fbem-17402	2	59	the	the	DET
fbem-17402	2	60	healthy	healthy	ADJ
fbem-17402	2	61	operation	operation	NOUN
fbem-17402	2	62	of	of	ADP
fbem-17402	2	63	the	the	DET
fbem-17402	2	64	financial	financial	ADJ
fbem-17402	2	65	system	system	NOUN
fbem-17402	2	66	.	.	PUNCT
fbem-17402	3	1	finally	finally	ADV
fbem-17402	3	2	,	,	PUNCT
fbem-17402	3	3	understanding	understand	VERB
fbem-17402	3	4	bank	bank	NOUN
fbem-17402	3	5	bankruptcy	bankruptcy	NOUN
fbem-17402	3	6	events	event	NOUN
fbem-17402	3	7	can	can	AUX
fbem-17402	3	8	help	help	VERB
fbem-17402	3	9	relevant	relevant	ADJ
fbem-17402	3	10	stakeholders	stakeholder	NOUN
fbem-17402	3	11	know	know	VERB
fbem-17402	3	12	how	how	SCONJ
fbem-17402	3	13	to	to	PART
fbem-17402	3	14	protect	protect	VERB
fbem-17402	3	15	their	their	PRON
fbem-17402	3	16	rights	right	NOUN
fbem-17402	3	17	and	and	CCONJ
fbem-17402	3	18	interests	interest	NOUN
fbem-17402	3	19	.	.	PUNCT
fbem-17402	4	1	this	this	DET
fbem-17402	4	2	paper	paper	NOUN
fbem-17402	4	3	will	will	AUX
fbem-17402	4	4	conduct	conduct	VERB
fbem-17402	4	5	a	a	DET
fbem-17402	4	6	deep	deep	ADJ
fbem-17402	4	7	review	review	NOUN
fbem-17402	4	8	of	of	ADP
fbem-17402	4	9	the	the	DET
fbem-17402	4	10	bankruptcy	bankruptcy	NOUN
fbem-17402	4	11	of	of	ADP
fbem-17402	4	12	silicon	silicon	PROPN
fbem-17402	4	13	valley	valley	PROPN
fbem-17402	4	14	bank	bank	PROPN
fbem-17402	4	15	,	,	PUNCT
fbem-17402	4	16	and	and	CCONJ
fbem-17402	4	17	will	will	AUX
fbem-17402	4	18	analyze	analyze	VERB
fbem-17402	4	19	the	the	DET
fbem-17402	4	20	real	real	ADJ
fbem-17402	4	21	cause	cause	NOUN
fbem-17402	4	22	of	of	ADP
fbem-17402	4	23	the	the	DET
fbem-17402	4	24	bankruptcy	bankruptcy	NOUN
fbem-17402	4	25	of	of	ADP
fbem-17402	4	26	silicon	silicon	PROPN
fbem-17402	4	27	valley	valley	PROPN
fbem-17402	4	28	bank	bank	PROPN
fbem-17402	4	29	,	,	PUNCT
fbem-17402	4	30	hoping	hope	VERB
fbem-17402	4	31	to	to	PART
fbem-17402	4	32	help	help	VERB
fbem-17402	4	33	domestic	domestic	ADJ
fbem-17402	4	34	and	and	CCONJ
fbem-17402	4	35	foreign	foreign	ADJ
fbem-17402	4	36	banks	bank	NOUN
fbem-17402	4	37	to	to	PART
fbem-17402	4	38	give	give	VERB
fbem-17402	4	39	corresponding	corresponding	ADJ
fbem-17402	4	40	enlightenment	enlightenment	NOUN
fbem-17402	4	41	.	.	PUNCT
fbem-17402	5	1	keywords	keyword	NOUN
fbem-17402	5	2	:	:	PUNCT
fbem-17402	5	3	silicon	silicon	PROPN
fbem-17402	5	4	valley	valley	PROPN
fbem-17402	5	5	bank	bank	PROPN
fbem-17402	5	6	,	,	PUNCT
fbem-17402	5	7	liquidity	liquidity	NOUN
fbem-17402	5	8	risk	risk	NOUN
fbem-17402	5	9	,	,	PUNCT
fbem-17402	5	10	assets	asset	NOUN
fbem-17402	5	11	and	and	CCONJ
fbem-17402	5	12	liabilities	liability	NOUN
fbem-17402	5	13	maturity	maturity	NOUN
fbem-17402	5	14	mismatch	mismatch	NOUN
fbem-17402	5	15	.	.	PUNCT
fbem-17402	6	1	1	1	X
fbem-17402	6	2	.	.	X
fbem-17402	6	3	introduction	introduction	NOUN
fbem-17402	6	4	founded	found	VERB
fbem-17402	6	5	in	in	ADP
fbem-17402	6	6	1983	1983	NUM
fbem-17402	6	7	in	in	ADP
fbem-17402	6	8	the	the	DET
fbem-17402	6	9	united	united	PROPN
fbem-17402	6	10	states	states	PROPN
fbem-17402	6	11	,	,	PUNCT
fbem-17402	6	12	silicon	silicon	PROPN
fbem-17402	6	13	valley	valley	PROPN
fbem-17402	6	14	bank	bank	PROPN
fbem-17402	6	15	is	be	AUX
fbem-17402	6	16	a	a	DET
fbem-17402	6	17	commercial	commercial	ADJ
fbem-17402	6	18	bank	bank	NOUN
fbem-17402	6	19	focusing	focus	VERB
fbem-17402	6	20	on	on	ADP
fbem-17402	6	21	innovative	innovative	ADJ
fbem-17402	6	22	technology	technology	NOUN
fbem-17402	6	23	,	,	PUNCT
fbem-17402	6	24	life	life	NOUN
fbem-17402	6	25	sciences	science	NOUN
fbem-17402	6	26	,	,	PUNCT
fbem-17402	6	27	clean	clean	ADJ
fbem-17402	6	28	energy	energy	NOUN
fbem-17402	6	29	and	and	CCONJ
fbem-17402	6	30	venture	venture	NOUN
fbem-17402	6	31	capital	capital	NOUN
fbem-17402	6	32	.	.	PUNCT
fbem-17402	7	1	it	it	PRON
fbem-17402	7	2	provides	provide	VERB
fbem-17402	7	3	a	a	DET
fbem-17402	7	4	comprehensive	comprehensive	ADJ
fbem-17402	7	5	range	range	NOUN
fbem-17402	7	6	of	of	ADP
fbem-17402	7	7	financial	financial	ADJ
fbem-17402	7	8	products	product	NOUN
fbem-17402	7	9	and	and	CCONJ
fbem-17402	7	10	services	service	NOUN
fbem-17402	7	11	for	for	ADP
fbem-17402	7	12	start	start	NOUN
fbem-17402	7	13	-	-	PUNCT
fbem-17402	7	14	ups	up	NOUN
fbem-17402	7	15	,	,	PUNCT
fbem-17402	7	16	venture	venture	NOUN
fbem-17402	7	17	capital	capital	NOUN
fbem-17402	7	18	firms	firm	NOUN
fbem-17402	7	19	,	,	PUNCT
fbem-17402	7	20	private	private	ADJ
fbem-17402	7	21	equity	equity	NOUN
fbem-17402	7	22	funds	fund	NOUN
fbem-17402	7	23	,	,	PUNCT
fbem-17402	7	24	and	and	CCONJ
fbem-17402	7	25	innovative	innovative	ADJ
fbem-17402	7	26	enterprises	enterprise	NOUN
fbem-17402	7	27	,	,	PUNCT
fbem-17402	7	28	including	include	VERB
fbem-17402	7	29	commercial	commercial	ADJ
fbem-17402	7	30	loans	loan	NOUN
fbem-17402	7	31	,	,	PUNCT
fbem-17402	7	32	financing	financing	NOUN
fbem-17402	7	33	,	,	PUNCT
fbem-17402	7	34	payment	payment	NOUN
fbem-17402	7	35	solutions	solution	NOUN
fbem-17402	7	36	,	,	PUNCT
fbem-17402	7	37	cash	cash	NOUN
fbem-17402	7	38	management	management	NOUN
fbem-17402	7	39	,	,	PUNCT
fbem-17402	7	40	capital	capital	NOUN
fbem-17402	7	41	market	market	NOUN
fbem-17402	7	42	services	service	NOUN
fbem-17402	7	43	,	,	PUNCT
fbem-17402	7	44	and	and	CCONJ
fbem-17402	7	45	more	more	ADJ
fbem-17402	7	46	.	.	PUNCT
fbem-17402	8	1	silicon	silicon	PROPN
fbem-17402	8	2	valley	valley	PROPN
fbem-17402	8	3	bank	bank	PROPN
fbem-17402	8	4	has	have	VERB
fbem-17402	8	5	multiple	multiple	ADJ
fbem-17402	8	6	branches	branch	NOUN
fbem-17402	8	7	and	and	CCONJ
fbem-17402	8	8	offices	office	NOUN
fbem-17402	8	9	in	in	ADP
fbem-17402	8	10	the	the	DET
fbem-17402	8	11	united	united	PROPN
fbem-17402	8	12	states	states	PROPN
fbem-17402	8	13	and	and	CCONJ
fbem-17402	8	14	around	around	ADP
fbem-17402	8	15	the	the	DET
fbem-17402	8	16	world	world	NOUN
fbem-17402	8	17	to	to	PART
fbem-17402	8	18	provide	provide	VERB
fbem-17402	8	19	global	global	ADJ
fbem-17402	8	20	financial	financial	ADJ
fbem-17402	8	21	support	support	NOUN
fbem-17402	8	22	to	to	ADP
fbem-17402	8	23	its	its	PRON
fbem-17402	8	24	customers	customer	NOUN
fbem-17402	8	25	.	.	PUNCT
fbem-17402	9	1	according	accord	VERB
fbem-17402	9	2	to	to	ADP
fbem-17402	9	3	silicon	silicon	PROPN
fbem-17402	9	4	valley	valley	PROPN
fbem-17402	9	5	bank	bank	PROPN
fbem-17402	9	6	,	,	PUNCT
fbem-17402	9	7	as	as	ADP
fbem-17402	9	8	of	of	ADP
fbem-17402	9	9	december	december	PROPN
fbem-17402	9	10	31,2022	31,2022	NUM
fbem-17402	9	11	,	,	PUNCT
fbem-17402	9	12	total	total	ADJ
fbem-17402	9	13	assets	asset	NOUN
fbem-17402	9	14	of	of	ADP
fbem-17402	9	15	silicon	silicon	PROPN
fbem-17402	9	16	valley	valley	PROPN
fbem-17402	9	17	bank	bank	PROPN
fbem-17402	9	18	were	be	AUX
fbem-17402	9	19	$	$	SYM
fbem-17402	9	20	211.8	211.8	NUM
fbem-17402	9	21	billion	billion	NUM
fbem-17402	9	22	,	,	PUNCT
fbem-17402	9	23	total	total	ADJ
fbem-17402	9	24	investment	investment	NOUN
fbem-17402	9	25	securities	security	NOUN
fbem-17402	9	26	were	be	AUX
fbem-17402	9	27	$	$	SYM
fbem-17402	9	28	120.1	120.1	NUM
fbem-17402	9	29	billion	billion	NUM
fbem-17402	9	30	,	,	PUNCT
fbem-17402	9	31	total	total	ADJ
fbem-17402	9	32	loans	loan	NOUN
fbem-17402	9	33	and	and	CCONJ
fbem-17402	9	34	amortization	amortization	NOUN
fbem-17402	9	35	costs	cost	NOUN
fbem-17402	9	36	were	be	AUX
fbem-17402	9	37	$	$	SYM
fbem-17402	9	38	74.3	74.3	NUM
fbem-17402	9	39	billion	billion	NUM
fbem-17402	9	40	,	,	PUNCT
fbem-17402	9	41	total	total	ADJ
fbem-17402	9	42	deposits	deposit	NOUN
fbem-17402	9	43	were	be	AUX
fbem-17402	9	44	$	$	SYM
fbem-17402	9	45	173.1	173.1	NUM
fbem-17402	9	46	billion	billion	NUM
fbem-17402	9	47	,	,	PUNCT
fbem-17402	9	48	and	and	CCONJ
fbem-17402	9	49	total	total	ADJ
fbem-17402	9	50	shareholders	shareholder	NOUN
fbem-17402	9	51	'	'	PART
fbem-17402	9	52	equity	equity	NOUN
fbem-17402	9	53	was	be	AUX
fbem-17402	9	54	$	$	SYM
fbem-17402	9	55	16	16	NUM
fbem-17402	9	56	billion	billion	NUM
fbem-17402	9	57	.	.	PUNCT
fbem-17402	10	1	in	in	ADP
fbem-17402	10	2	2022	2022	NUM
fbem-17402	10	3	,	,	PUNCT
fbem-17402	10	4	silicon	silicon	PROPN
fbem-17402	10	5	valley	valley	PROPN
fbem-17402	10	6	bank	bank	PROPN
fbem-17402	10	7	's	's	PART
fbem-17402	10	8	net	net	ADJ
fbem-17402	10	9	income	income	NOUN
fbem-17402	10	10	was	be	AUX
fbem-17402	10	11	$	$	SYM
fbem-17402	10	12	1.5	1.5	NUM
fbem-17402	10	13	billion	billion	NUM
fbem-17402	10	14	,	,	PUNCT
fbem-17402	10	15	down	down	ADV
fbem-17402	10	16	14.7	14.7	NUM
fbem-17402	10	17	%	%	NOUN
fbem-17402	10	18	from	from	ADP
fbem-17402	10	19	a	a	DET
fbem-17402	10	20	year	year	NOUN
fbem-17402	10	21	earlier	early	ADV
fbem-17402	10	22	.	.	PUNCT
fbem-17402	11	1	on	on	ADP
fbem-17402	11	2	march	march	PROPN
fbem-17402	11	3	7,2023	7,2023	PROPN
fbem-17402	11	4	,	,	PUNCT
fbem-17402	11	5	silicon	silicon	PROPN
fbem-17402	11	6	valley	valley	PROPN
fbem-17402	11	7	bank	bank	PROPN
fbem-17402	11	8	announced	announce	VERB
fbem-17402	11	9	that	that	SCONJ
fbem-17402	11	10	it	it	PRON
fbem-17402	11	11	was	be	AUX
fbem-17402	11	12	honored	honor	VERB
fbem-17402	11	13	to	to	PART
fbem-17402	11	14	be	be	AUX
fbem-17402	11	15	named	name	VERB
fbem-17402	11	16	the	the	DET
fbem-17402	11	17	best	good	ADJ
fbem-17402	11	18	bank	bank	NOUN
fbem-17402	11	19	in	in	ADP
fbem-17402	11	20	the	the	DET
fbem-17402	11	21	united	united	PROPN
fbem-17402	11	22	states	states	PROPN
fbem-17402	11	23	by	by	ADP
fbem-17402	11	24	forbes	forbes	PROPN
fbem-17402	11	25	magazine	magazine	NOUN
fbem-17402	11	26	for	for	ADP
fbem-17402	11	27	five	five	NUM
fbem-17402	11	28	consecutive	consecutive	ADJ
fbem-17402	11	29	years	year	NOUN
fbem-17402	11	30	.	.	PUNCT
fbem-17402	12	1	silicon	silicon	PROPN
fbem-17402	12	2	valley	valley	PROPN
fbem-17402	12	3	bank	bank	PROPN
fbem-17402	12	4	,	,	PUNCT
fbem-17402	12	5	which	which	PRON
fbem-17402	12	6	won	win	VERB
fbem-17402	12	7	forbes	forbes	PROPN
fbem-17402	12	8	magazine	magazine	NOUN
fbem-17402	12	9	"	"	PUNCT
fbem-17402	12	10	best	good	ADJ
fbem-17402	12	11	bank	bank	PROPN
fbem-17402	12	12	in	in	ADP
fbem-17402	12	13	america	america	PROPN
fbem-17402	12	14	"	"	PUNCT
fbem-17402	12	15	for	for	ADP
fbem-17402	12	16	five	five	NUM
fbem-17402	12	17	consecutive	consecutive	ADJ
fbem-17402	12	18	years	year	NOUN
fbem-17402	12	19	,	,	PUNCT
fbem-17402	12	20	was	be	AUX
fbem-17402	12	21	forced	force	VERB
fbem-17402	12	22	to	to	PART
fbem-17402	12	23	go	go	VERB
fbem-17402	12	24	bankrupt	bankrupt	ADJ
fbem-17402	12	25	within	within	ADP
fbem-17402	12	26	three	three	NUM
fbem-17402	12	27	days	day	NOUN
fbem-17402	12	28	due	due	ADP
fbem-17402	12	29	to	to	ADP
fbem-17402	12	30	a	a	DET
fbem-17402	12	31	severe	severe	ADJ
fbem-17402	12	32	"	"	PUNCT
fbem-17402	12	33	run	run	NOUN
fbem-17402	12	34	"	"	PUNCT
fbem-17402	12	35	and	and	CCONJ
fbem-17402	12	36	the	the	DET
fbem-17402	12	37	book	book	NOUN
fbem-17402	12	38	value	value	NOUN
fbem-17402	12	39	of	of	ADP
fbem-17402	12	40	current	current	ADJ
fbem-17402	12	41	assets	asset	NOUN
fbem-17402	12	42	could	could	AUX
fbem-17402	12	43	not	not	PART
fbem-17402	12	44	cope	cope	VERB
fbem-17402	12	45	with	with	ADP
fbem-17402	12	46	the	the	DET
fbem-17402	12	47	large	large	ADJ
fbem-17402	12	48	increase	increase	NOUN
fbem-17402	12	49	in	in	ADP
fbem-17402	12	50	withdrawal	withdrawal	NOUN
fbem-17402	12	51	demand	demand	NOUN
fbem-17402	12	52	in	in	ADP
fbem-17402	12	53	a	a	DET
fbem-17402	12	54	short	short	ADJ
fbem-17402	12	55	period	period	NOUN
fbem-17402	12	56	of	of	ADP
fbem-17402	12	57	time	time	NOUN
fbem-17402	12	58	.	.	PUNCT
fbem-17402	13	1	on	on	ADP
fbem-17402	13	2	march	march	PROPN
fbem-17402	13	3	10,2023	10,2023	NUM
fbem-17402	13	4	,	,	PUNCT
fbem-17402	13	5	fdic	fdic	PROPN
fbem-17402	13	6	became	become	VERB
fbem-17402	13	7	the	the	DET
fbem-17402	13	8	bankruptcy	bankruptcy	NOUN
fbem-17402	13	9	administrator	administrator	NOUN
fbem-17402	13	10	.	.	PUNCT
fbem-17402	14	1	the	the	DET
fbem-17402	14	2	global	global	PROPN
fbem-17402	14	3	silicon	silicon	PROPN
fbem-17402	14	4	valley	valley	PROPN
fbem-17402	14	5	bank	bank	PROPN
fbem-17402	14	6	failure	failure	NOUN
fbem-17402	14	7	was	be	AUX
fbem-17402	14	8	the	the	DET
fbem-17402	14	9	second	second	ADV
fbem-17402	14	10	largest	large	ADJ
fbem-17402	14	11	bank	bank	NOUN
fbem-17402	14	12	failure	failure	NOUN
fbem-17402	14	13	in	in	ADP
fbem-17402	14	14	american	american	ADJ
fbem-17402	14	15	history	history	NOUN
fbem-17402	14	16	,	,	PUNCT
fbem-17402	14	17	after	after	ADP
fbem-17402	14	18	the	the	DET
fbem-17402	14	19	collapse	collapse	NOUN
fbem-17402	14	20	of	of	ADP
fbem-17402	14	21	washington	washington	PROPN
fbem-17402	14	22	mutual	mutual	ADJ
fbem-17402	14	23	in	in	ADP
fbem-17402	14	24	2008	2008	NUM
fbem-17402	14	25	.	.	PUNCT
fbem-17402	15	1	2	2	X
fbem-17402	15	2	.	.	X
fbem-17402	15	3	the	the	DET
fbem-17402	15	4	reasons	reason	NOUN
fbem-17402	15	5	for	for	ADP
fbem-17402	15	6	the	the	DET
fbem-17402	15	7	bankruptcy	bankruptcy	NOUN
fbem-17402	15	8	of	of	ADP
fbem-17402	15	9	silicon	silicon	PROPN
fbem-17402	15	10	valley	valley	PROPN
fbem-17402	15	11	banks	bank	NOUN
fbem-17402	15	12	the	the	DET
fbem-17402	15	13	following	following	NOUN
fbem-17402	15	14	will	will	AUX
fbem-17402	15	15	specifically	specifically	ADV
fbem-17402	15	16	describe	describe	VERB
fbem-17402	15	17	the	the	DET
fbem-17402	15	18	reasons	reason	NOUN
fbem-17402	15	19	for	for	ADP
fbem-17402	15	20	the	the	DET
fbem-17402	15	21	bankruptcy	bankruptcy	NOUN
fbem-17402	15	22	of	of	ADP
fbem-17402	15	23	silicon	silicon	PROPN
fbem-17402	15	24	valley	valley	PROPN
fbem-17402	15	25	bank	bank	PROPN
fbem-17402	15	26	.	.	PUNCT
fbem-17402	16	1	the	the	DET
fbem-17402	16	2	reasons	reason	NOUN
fbem-17402	16	3	for	for	ADP
fbem-17402	16	4	the	the	DET
fbem-17402	16	5	bankruptcy	bankruptcy	NOUN
fbem-17402	16	6	of	of	ADP
fbem-17402	16	7	silicon	silicon	PROPN
fbem-17402	16	8	valley	valley	PROPN
fbem-17402	16	9	bank	bank	PROPN
fbem-17402	16	10	can	can	AUX
fbem-17402	16	11	be	be	AUX
fbem-17402	16	12	mainly	mainly	ADV
fbem-17402	16	13	described	describe	VERB
fbem-17402	16	14	from	from	ADP
fbem-17402	16	15	two	two	NUM
fbem-17402	16	16	aspects	aspect	NOUN
fbem-17402	16	17	,	,	PUNCT
fbem-17402	16	18	on	on	ADP
fbem-17402	16	19	the	the	DET
fbem-17402	16	20	one	one	NUM
fbem-17402	16	21	hand	hand	NOUN
fbem-17402	16	22	,	,	PUNCT
fbem-17402	16	23	the	the	DET
fbem-17402	16	24	external	external	ADJ
fbem-17402	16	25	background	background	NOUN
fbem-17402	16	26	of	of	ADP
fbem-17402	16	27	the	the	DET
fbem-17402	16	28	continuous	continuous	ADJ
fbem-17402	16	29	interest	interest	NOUN
fbem-17402	16	30	rate	rate	NOUN
fbem-17402	16	31	increase	increase	NOUN
fbem-17402	16	32	in	in	ADP
fbem-17402	16	33	the	the	DET
fbem-17402	16	34	united	united	PROPN
fbem-17402	16	35	states	states	PROPN
fbem-17402	16	36	,	,	PUNCT
fbem-17402	16	37	on	on	ADP
fbem-17402	16	38	the	the	DET
fbem-17402	16	39	other	other	ADJ
fbem-17402	16	40	hand	hand	NOUN
fbem-17402	16	41	,	,	PUNCT
fbem-17402	16	42	the	the	DET
fbem-17402	16	43	internal	internal	ADJ
fbem-17402	16	44	factors	factor	NOUN
fbem-17402	16	45	of	of	ADP
fbem-17402	16	46	the	the	DET
fbem-17402	16	47	bank	bank	NOUN
fbem-17402	16	48	itself	itself	PRON
fbem-17402	16	49	.	.	PUNCT
fbem-17402	17	1	the	the	DET
fbem-17402	17	2	following	following	NOUN
fbem-17402	17	3	will	will	AUX
fbem-17402	17	4	be	be	AUX
fbem-17402	17	5	described	describe	VERB
fbem-17402	17	6	through	through	ADP
fbem-17402	17	7	four	four	NUM
fbem-17402	17	8	processes	process	NOUN
fbem-17402	17	9	.	.	PUNCT
fbem-17402	18	1	2.1	2.1	NUM
fbem-17402	18	2	.	.	PUNCT
fbem-17402	18	3	silicon	silicon	PROPN
fbem-17402	18	4	valley	valley	PROPN
fbem-17402	18	5	banks	bank	NOUN
fbem-17402	18	6	'	'	PART
fbem-17402	18	7	own	own	ADJ
fbem-17402	18	8	assets	asset	NOUN
fbem-17402	18	9	and	and	CCONJ
fbem-17402	18	10	liabilities	liability	NOUN
fbem-17402	18	11	are	be	AUX
fbem-17402	18	12	seriously	seriously	ADV
fbem-17402	18	13	unbalanced	unbalanced	ADJ
fbem-17402	18	14	silicon	silicon	NOUN
fbem-17402	18	15	valley	valley	NOUN
fbem-17402	18	16	startups	startup	NOUN
fbem-17402	18	17	generally	generally	ADV
fbem-17402	18	18	choose	choose	VERB
fbem-17402	18	19	silicon	silicon	PROPN
fbem-17402	18	20	valley	valley	PROPN
fbem-17402	18	21	bank	bank	PROPN
fbem-17402	18	22	as	as	ADP
fbem-17402	18	23	the	the	DET
fbem-17402	18	24	opening	opening	NOUN
fbem-17402	18	25	bank	bank	NOUN
fbem-17402	18	26	,	,	PUNCT
fbem-17402	18	27	and	and	CCONJ
fbem-17402	18	28	make	make	VERB
fbem-17402	18	29	loans	loan	NOUN
fbem-17402	18	30	or	or	CCONJ
fbem-17402	18	31	deposits	deposit	NOUN
fbem-17402	18	32	through	through	ADP
fbem-17402	18	33	silicon	silicon	PROPN
fbem-17402	18	34	valley	valley	PROPN
fbem-17402	18	35	bank	bank	PROPN
fbem-17402	18	36	.	.	PUNCT
fbem-17402	19	1	before	before	ADP
fbem-17402	19	2	the	the	DET
fbem-17402	19	3	covid-19	covid-19	PROPN
fbem-17402	19	4	outbreak	outbreak	NOUN
fbem-17402	19	5	,	,	PUNCT
fbem-17402	19	6	silicon	silicon	NOUN
fbem-17402	19	7	valley	valley	NOUN
fbem-17402	19	8	banks	bank	NOUN
fbem-17402	19	9	and	and	CCONJ
fbem-17402	19	10	various	various	ADJ
fbem-17402	19	11	technology	technology	NOUN
fbem-17402	19	12	industry	industry	NOUN
fbem-17402	19	13	rapid	rapid	ADJ
fbem-17402	19	14	development	development	NOUN
fbem-17402	19	15	,	,	PUNCT
fbem-17402	19	16	this	this	DET
fbem-17402	19	17	time	time	NOUN
fbem-17402	19	18	silicon	silicon	PROPN
fbem-17402	19	19	valley	valley	PROPN
fbem-17402	19	20	bank	bank	PROPN
fbem-17402	19	21	deposits	deposit	NOUN
fbem-17402	19	22	increased	increase	VERB
fbem-17402	19	23	significantly	significantly	ADV
fbem-17402	19	24	,	,	PUNCT
fbem-17402	19	25	it	it	PRON
fbem-17402	19	26	increased	increase	VERB
fbem-17402	19	27	the	the	DET
fbem-17402	19	28	size	size	NOUN
fbem-17402	19	29	of	of	ADP
fbem-17402	19	30	the	the	DET
fbem-17402	19	31	bank	bank	PROPN
fbem-17402	19	32	of	of	ADP
fbem-17402	19	33	silicon	silicon	PROPN
fbem-17402	19	34	valley	valley	NOUN
fbem-17402	19	35	debt	debt	NOUN
fbem-17402	19	36	,	,	PUNCT
fbem-17402	19	37	but	but	CCONJ
fbem-17402	19	38	in	in	ADP
fbem-17402	19	39	recent	recent	ADJ
fbem-17402	19	40	years	year	NOUN
fbem-17402	19	41	by	by	ADP
fbem-17402	19	42	the	the	DET
fbem-17402	19	43	covid-19	covid-19	PROPN
fbem-17402	19	44	outbreak	outbreak	NOUN
fbem-17402	19	45	under	under	ADP
fbem-17402	19	46	the	the	DET
fbem-17402	19	47	influence	influence	NOUN
fbem-17402	19	48	of	of	ADP
fbem-17402	19	49	unstable	unstable	ADJ
fbem-17402	19	50	factors	factor	NOUN
fbem-17402	19	51	,	,	PUNCT
fbem-17402	19	52	a	a	DET
fbem-17402	19	53	large	large	ADJ
fbem-17402	19	54	number	number	NOUN
fbem-17402	19	55	of	of	ADP
fbem-17402	19	56	enterprise	enterprise	NOUN
fbem-17402	19	57	demand	demand	NOUN
fbem-17402	19	58	for	for	ADP
fbem-17402	19	59	capital	capital	NOUN
fbem-17402	19	60	,	,	PUNCT
fbem-17402	19	61	the	the	DET
fbem-17402	19	62	early	early	ADJ
fbem-17402	19	63	debt	debt	NOUN
fbem-17402	19	64	of	of	ADP
fbem-17402	19	65	the	the	DET
fbem-17402	19	66	high	high	ADJ
fbem-17402	19	67	concentration	concentration	NOUN
fbem-17402	19	68	buried	bury	VERB
fbem-17402	19	69	the	the	DET
fbem-17402	19	70	hidden	hidden	ADJ
fbem-17402	19	71	trouble	trouble	NOUN
fbem-17402	19	72	.	.	PUNCT
fbem-17402	20	1	due	due	ADP
fbem-17402	20	2	to	to	ADP
fbem-17402	20	3	the	the	DET
fbem-17402	20	4	particularity	particularity	NOUN
fbem-17402	20	5	of	of	ADP
fbem-17402	20	6	customer	customer	NOUN
fbem-17402	20	7	service	service	PROPN
fbem-17402	20	8	,	,	PUNCT
fbem-17402	20	9	silicon	silicon	PROPN
fbem-17402	20	10	valley	valley	PROPN
fbem-17402	20	11	bank	bank	PROPN
fbem-17402	20	12	is	be	AUX
fbem-17402	20	13	different	different	ADJ
fbem-17402	20	14	from	from	ADP
fbem-17402	20	15	ordinary	ordinary	ADJ
fbem-17402	20	16	commercial	commercial	ADJ
fbem-17402	20	17	banks	bank	NOUN
fbem-17402	20	18	and	and	CCONJ
fbem-17402	20	19	different	different	ADJ
fbem-17402	20	20	from	from	ADP
fbem-17402	20	21	conventional	conventional	ADJ
fbem-17402	20	22	commercial	commercial	ADJ
fbem-17402	20	23	banks	bank	NOUN
fbem-17402	20	24	in	in	ADP
fbem-17402	20	25	operation	operation	NOUN
fbem-17402	20	26	.	.	PUNCT
fbem-17402	21	1	as	as	SCONJ
fbem-17402	21	2	is	be	AUX
fbem-17402	21	3	known	know	VERB
fbem-17402	21	4	to	to	ADP
fbem-17402	21	5	all	all	PRON
fbem-17402	21	6	,	,	PUNCT
fbem-17402	21	7	the	the	DET
fbem-17402	21	8	main	main	ADJ
fbem-17402	21	9	business	business	NOUN
fbem-17402	21	10	of	of	ADP
fbem-17402	21	11	commercial	commercial	ADJ
fbem-17402	21	12	banks	bank	NOUN
fbem-17402	21	13	is	be	AUX
fbem-17402	21	14	deposits	deposit	NOUN
fbem-17402	21	15	and	and	CCONJ
fbem-17402	21	16	loans	loan	NOUN
fbem-17402	21	17	,	,	PUNCT
fbem-17402	21	18	and	and	CCONJ
fbem-17402	21	19	the	the	DET
fbem-17402	21	20	main	main	ADJ
fbem-17402	21	21	profit	profit	NOUN
fbem-17402	21	22	of	of	ADP
fbem-17402	21	23	commercial	commercial	ADJ
fbem-17402	21	24	banks	bank	NOUN
fbem-17402	21	25	comes	come	VERB
fbem-17402	21	26	from	from	ADP
fbem-17402	21	27	the	the	DET
fbem-17402	21	28	spread	spread	NOUN
fbem-17402	21	29	between	between	ADP
fbem-17402	21	30	deposits	deposit	NOUN
fbem-17402	21	31	and	and	CCONJ
fbem-17402	21	32	loans	loan	NOUN
fbem-17402	21	33	.	.	PUNCT
fbem-17402	22	1	silicon	silicon	PROPN
fbem-17402	22	2	valley	valley	PROPN
fbem-17402	22	3	bank	bank	PROPN
fbem-17402	22	4	is	be	AUX
fbem-17402	22	5	characterized	characterize	VERB
fbem-17402	22	6	by	by	ADP
fbem-17402	22	7	its	its	PRON
fbem-17402	22	8	asset	asset	NOUN
fbem-17402	22	9	lending	lending	NOUN
fbem-17402	22	10	business	business	NOUN
fbem-17402	22	11	and	and	CCONJ
fbem-17402	22	12	flipping	flip	VERB
fbem-17402	22	13	corporate	corporate	ADJ
fbem-17402	22	14	deposits	deposit	NOUN
fbem-17402	22	15	into	into	ADP
fbem-17402	22	16	treasury	treasury	NOUN
fbem-17402	22	17	bonds	bond	NOUN
fbem-17402	22	18	and	and	CCONJ
fbem-17402	22	19	securities	security	NOUN
fbem-17402	22	20	.	.	PUNCT
fbem-17402	23	1	from	from	ADP
fbem-17402	23	2	the	the	DET
fbem-17402	23	3	perspective	perspective	NOUN
fbem-17402	23	4	of	of	ADP
fbem-17402	23	5	liabilities	liability	NOUN
fbem-17402	23	6	,	,	PUNCT
fbem-17402	23	7	the	the	DET
fbem-17402	23	8	deposit	deposit	NOUN
fbem-17402	23	9	structure	structure	NOUN
fbem-17402	23	10	is	be	AUX
fbem-17402	23	11	single	single	ADJ
fbem-17402	23	12	,	,	PUNCT
fbem-17402	23	13	and	and	CCONJ
fbem-17402	23	14	demand	demand	NOUN
fbem-17402	23	15	deposits	deposit	NOUN
fbem-17402	23	16	account	account	VERB
fbem-17402	23	17	for	for	ADP
fbem-17402	23	18	66	66	NUM
fbem-17402	23	19	%	%	NOUN
fbem-17402	23	20	.	.	PUNCT
fbem-17402	24	1	since	since	SCONJ
fbem-17402	24	2	the	the	DET
fbem-17402	24	3	epidemic	epidemic	NOUN
fbem-17402	24	4	in	in	ADP
fbem-17402	24	5	2020	2020	NUM
fbem-17402	24	6	,	,	PUNCT
fbem-17402	24	7	the	the	DET
fbem-17402	24	8	liquidity	liquidity	NOUN
fbem-17402	24	9	has	have	AUX
fbem-17402	24	10	been	be	AUX
fbem-17402	24	11	relatively	relatively	ADV
fbem-17402	24	12	loose	loose	ADJ
fbem-17402	24	13	,	,	PUNCT
fbem-17402	24	14	and	and	CCONJ
fbem-17402	24	15	silicon	silicon	NOUN
fbem-17402	24	16	valley	valley	NOUN
fbem-17402	24	17	banks	bank	NOUN
fbem-17402	24	18	have	have	AUX
fbem-17402	24	19	absorbed	absorb	VERB
fbem-17402	24	20	the	the	DET
fbem-17402	24	21	low	low	ADJ
fbem-17402	24	22	-	-	PUNCT
fbem-17402	24	23	cost	cost	NOUN
fbem-17402	24	24	deposits	deposit	NOUN
fbem-17402	24	25	of	of	ADP
fbem-17402	24	26	science	science	NOUN
fbem-17402	24	27	and	and	CCONJ
fbem-17402	24	28	technology	technology	NOUN
fbem-17402	24	29	innovation	innovation	NOUN
fbem-17402	24	30	enterprises	enterprise	NOUN
fbem-17402	24	31	on	on	ADP
fbem-17402	24	32	a	a	DET
fbem-17402	24	33	large	large	ADJ
fbem-17402	24	34	scale	scale	NOUN
fbem-17402	24	35	.	.	PUNCT
fbem-17402	25	1	in	in	ADP
fbem-17402	25	2	the	the	DET
fbem-17402	25	3	past	past	ADJ
fbem-17402	25	4	two	two	NUM
fbem-17402	25	5	years	year	NOUN
fbem-17402	25	6	,	,	PUNCT
fbem-17402	25	7	the	the	DET
fbem-17402	25	8	federal	federal	PROPN
fbem-17402	25	9	reserve	reserve	PROPN
fbem-17402	25	10	has	have	AUX
fbem-17402	25	11	actively	actively	ADV
fbem-17402	25	12	raised	raise	VERB
fbem-17402	25	13	interest	interest	NOUN
fbem-17402	25	14	rates	rate	NOUN
fbem-17402	25	15	,	,	PUNCT
fbem-17402	25	16	and	and	CCONJ
fbem-17402	25	17	start	start	NOUN
fbem-17402	25	18	-	-	PUNCT
fbem-17402	25	19	ups	up	NOUN
fbem-17402	25	20	into	into	ADP
fbem-17402	25	21	financing	financing	NOUN
fbem-17402	25	22	difficulties	difficulty	NOUN
fbem-17402	25	23	,	,	PUNCT
fbem-17402	25	24	accelerating	accelerate	VERB
fbem-17402	25	25	the	the	DET
fbem-17402	25	26	consumption	consumption	NOUN
fbem-17402	25	27	of	of	ADP
fbem-17402	25	28	deposits	deposit	NOUN
fbem-17402	25	29	,	,	PUNCT
fbem-17402	25	30	leading	lead	VERB
fbem-17402	25	31	to	to	ADP
fbem-17402	25	32	pressure	pressure	NOUN
fbem-17402	25	33	on	on	ADP
fbem-17402	25	34	the	the	DET
fbem-17402	25	35	debt	debt	NOUN
fbem-17402	25	36	side	side	NOUN
fbem-17402	25	37	of	of	ADP
fbem-17402	25	38	silicon	silicon	NOUN
fbem-17402	25	39	valley	valley	NOUN
fbem-17402	25	40	banks	bank	NOUN
fbem-17402	25	41	.	.	PUNCT
fbem-17402	26	1	from	from	ADP
fbem-17402	26	2	the	the	DET
fbem-17402	26	3	asset	asset	NOUN
fbem-17402	26	4	side	side	NOUN
fbem-17402	26	5	,	,	PUNCT
fbem-17402	26	6	the	the	DET
fbem-17402	26	7	asset	asset	NOUN
fbem-17402	26	8	investment	investment	NOUN
fbem-17402	26	9	structure	structure	NOUN
fbem-17402	26	10	is	be	AUX
fbem-17402	26	11	single	single	ADJ
fbem-17402	26	12	,	,	PUNCT
fbem-17402	26	13	and	and	CCONJ
fbem-17402	26	14	the	the	DET
fbem-17402	26	15	proportion	proportion	NOUN
fbem-17402	26	16	of	of	ADP
fbem-17402	26	17	bond	bond	NOUN
fbem-17402	26	18	purchases	purchase	NOUN
fbem-17402	26	19	reaches	reach	VERB
fbem-17402	26	20	70	70	NUM
fbem-17402	26	21	%	%	NOUN
fbem-17402	26	22	.	.	PUNCT
fbem-17402	27	1	to	to	PART
fbem-17402	27	2	generate	generate	VERB
fbem-17402	27	3	higher	high	ADJ
fbem-17402	27	4	yields	yield	NOUN
fbem-17402	27	5	,	,	PUNCT
fbem-17402	27	6	silicon	silicon	NOUN
fbem-17402	27	7	valley	valley	NOUN
fbem-17402	27	8	banks	bank	NOUN
fbem-17402	27	9	have	have	AUX
fbem-17402	27	10	allocated	allocate	VERB
fbem-17402	27	11	a	a	DET
fbem-17402	27	12	lot	lot	NOUN
fbem-17402	27	13	of	of	ADP
fbem-17402	27	14	long	long	ADJ
fbem-17402	27	15	-	-	PUNCT
fbem-17402	27	16	term	term	NOUN
fbem-17402	27	17	treasury	treasury	NOUN
fbem-17402	27	18	bonds	bond	NOUN
fbem-17402	27	19	and	and	CCONJ
fbem-17402	27	20	mortgage	mortgage	NOUN
fbem-17402	27	21	-	-	PUNCT
fbem-17402	27	22	backed	back	VERB
fbem-17402	27	23	securities	security	NOUN
fbem-17402	27	24	(	(	PUNCT
fbem-17402	27	25	mbs	mb	NOUN
fbem-17402	27	26	)	)	PUNCT
fbem-17402	27	27	.	.	PUNCT
fbem-17402	28	1	due	due	ADP
fbem-17402	28	2	to	to	ADP
fbem-17402	28	3	low	low	ADJ
fbem-17402	28	4	market	market	NOUN
fbem-17402	28	5	interest	interest	NOUN
fbem-17402	28	6	rates	rate	NOUN
fbem-17402	28	7	at	at	ADP
fbem-17402	28	8	the	the	DET
fbem-17402	28	9	time	time	NOUN
fbem-17402	28	10	and	and	CCONJ
fbem-17402	28	11	market	market	NOUN
fbem-17402	28	12	regulation	regulation	NOUN
fbem-17402	28	13	at	at	ADP
fbem-17402	28	14	the	the	DET
fbem-17402	28	15	time	time	NOUN
fbem-17402	28	16	,	,	PUNCT
fbem-17402	28	17	silicon	silicon	PROPN
fbem-17402	28	18	valley	valley	PROPN
fbem-17402	28	19	bank	bank	PROPN
fbem-17402	28	20	issued	issue	VERB
fbem-17402	28	21	another	another	DET
fbem-17402	28	22	asset	asset	NOUN
fbem-17402	28	23	portfolio	portfolio	NOUN
fbem-17402	28	24	htm	htm	PROPN
fbem-17402	28	25	(	(	PUNCT
fbem-17402	28	26	held	hold	VERB
fbem-17402	28	27	-	-	PUNCT
fbem-17402	28	28	to	to	ADP
fbem-17402	28	29	-	-	PUNCT
fbem-17402	28	30	maturity	maturity	NOUN
fbem-17402	28	31	)	)	PUNCT
fbem-17402	28	32	.	.	PUNCT
fbem-17402	29	1	in	in	ADP
fbem-17402	29	2	summary	summary	NOUN
fbem-17402	29	3	,	,	PUNCT
fbem-17402	29	4	silicon	silicon	PROPN
fbem-17402	29	5	valley	valley	PROPN
fbem-17402	29	6	bank	bank	PROPN
fbem-17402	29	7	's	's	PART
fbem-17402	29	8	assets	asset	NOUN
fbem-17402	29	9	are	be	AUX
fbem-17402	29	10	mainly	mainly	ADV
fbem-17402	29	11	longterm	longterm	VERB
fbem-17402	29	12	securities	security	NOUN
fbem-17402	29	13	with	with	ADP
fbem-17402	29	14	longer	long	ADJ
fbem-17402	29	15	duration	duration	NOUN
fbem-17402	29	16	.	.	PUNCT
fbem-17402	30	1	silicon	silicon	PROPN
fbem-17402	30	2	valley	valley	PROPN
fbem-17402	30	3	banks	bank	NOUN
fbem-17402	30	4	'	'	PART
fbem-17402	30	5	liabilities	liability	NOUN
fbem-17402	30	6	are	be	AUX
fbem-17402	30	7	mainly	mainly	ADV
fbem-17402	30	8	deposits	deposit	NOUN
fbem-17402	30	9	with	with	ADP
fbem-17402	30	10	shorter	short	ADJ
fbem-17402	30	11	maturities	maturity	NOUN
fbem-17402	30	12	.	.	PUNCT
fbem-17402	31	1	161	161	NUM
fbem-17402	31	2	2.2	2.2	NUM
fbem-17402	31	3	.	.	PUNCT
fbem-17402	32	1	continuous	continuous	ADJ
fbem-17402	32	2	interest	interest	NOUN
fbem-17402	32	3	rate	rate	NOUN
fbem-17402	32	4	hikes	hike	NOUN
fbem-17402	32	5	lead	lead	VERB
fbem-17402	32	6	to	to	ADP
fbem-17402	32	7	risks	risk	NOUN
fbem-17402	32	8	facing	face	VERB
fbem-17402	32	9	banks	bank	NOUN
fbem-17402	32	10	it	it	PRON
fbem-17402	32	11	can	can	AUX
fbem-17402	32	12	be	be	AUX
fbem-17402	32	13	seen	see	VERB
fbem-17402	32	14	above	above	ADP
fbem-17402	32	15	that	that	SCONJ
fbem-17402	32	16	the	the	DET
fbem-17402	32	17	maturity	maturity	NOUN
fbem-17402	32	18	mismatch	mismatch	NOUN
fbem-17402	32	19	between	between	ADP
fbem-17402	32	20	assets	asset	NOUN
fbem-17402	32	21	and	and	CCONJ
fbem-17402	32	22	liabilities	liability	NOUN
fbem-17402	32	23	of	of	ADP
fbem-17402	32	24	silicon	silicon	NOUN
fbem-17402	32	25	valley	valley	NOUN
fbem-17402	32	26	banks	bank	NOUN
fbem-17402	32	27	is	be	AUX
fbem-17402	32	28	serious	serious	ADJ
fbem-17402	32	29	and	and	CCONJ
fbem-17402	32	30	the	the	DET
fbem-17402	32	31	concentration	concentration	NOUN
fbem-17402	32	32	of	of	ADP
fbem-17402	32	33	deposit	deposit	NOUN
fbem-17402	32	34	absorption	absorption	NOUN
fbem-17402	32	35	is	be	AUX
fbem-17402	32	36	high	high	ADJ
fbem-17402	32	37	,	,	PUNCT
fbem-17402	32	38	which	which	PRON
fbem-17402	32	39	will	will	AUX
fbem-17402	32	40	make	make	VERB
fbem-17402	32	41	banks	bank	NOUN
fbem-17402	32	42	face	face	VERB
fbem-17402	32	43	interest	interest	NOUN
fbem-17402	32	44	rate	rate	NOUN
fbem-17402	32	45	risk	risk	NOUN
fbem-17402	32	46	and	and	CCONJ
fbem-17402	32	47	liquidity	liquidity	NOUN
fbem-17402	32	48	risk	risk	NOUN
fbem-17402	32	49	.	.	PUNCT
fbem-17402	33	1	silicon	silicon	PROPN
fbem-17402	33	2	valley	valley	PROPN
fbem-17402	33	3	banks	bank	NOUN
fbem-17402	33	4	are	be	AUX
fbem-17402	33	5	dominated	dominate	VERB
fbem-17402	33	6	by	by	ADP
fbem-17402	33	7	low	low	ADJ
fbem-17402	33	8	-	-	PUNCT
fbem-17402	33	9	risk	risk	NOUN
fbem-17402	33	10	treasury	treasury	NOUN
fbem-17402	33	11	bonds	bond	NOUN
fbem-17402	33	12	and	and	CCONJ
fbem-17402	33	13	mortgage	mortgage	NOUN
fbem-17402	33	14	-	-	PUNCT
fbem-17402	33	15	backed	back	VERB
fbem-17402	33	16	securities	security	NOUN
fbem-17402	33	17	,	,	PUNCT
fbem-17402	33	18	with	with	ADP
fbem-17402	33	19	low	low	ADJ
fbem-17402	33	20	default	default	NOUN
fbem-17402	33	21	risk	risk	NOUN
fbem-17402	33	22	and	and	CCONJ
fbem-17402	33	23	low	low	ADJ
fbem-17402	33	24	yields	yield	NOUN
fbem-17402	33	25	.	.	PUNCT
fbem-17402	34	1	this	this	DET
fbem-17402	34	2	asset	asset	NOUN
fbem-17402	34	3	allocation	allocation	NOUN
fbem-17402	34	4	is	be	AUX
fbem-17402	34	5	feasible	feasible	ADJ
fbem-17402	34	6	during	during	ADP
fbem-17402	34	7	the	the	DET
fbem-17402	34	8	low	low	ADJ
fbem-17402	34	9	interest	interest	NOUN
fbem-17402	34	10	rate	rate	NOUN
fbem-17402	34	11	policy	policy	NOUN
fbem-17402	34	12	cycle	cycle	NOUN
fbem-17402	34	13	.	.	PUNCT
fbem-17402	35	1	but	but	CCONJ
fbem-17402	35	2	when	when	SCONJ
fbem-17402	35	3	monetary	monetary	ADJ
fbem-17402	35	4	policy	policy	NOUN
fbem-17402	35	5	shifts	shift	NOUN
fbem-17402	35	6	from	from	ADP
fbem-17402	35	7	easing	ease	VERB
fbem-17402	35	8	to	to	ADP
fbem-17402	35	9	tightening	tighten	VERB
fbem-17402	35	10	.	.	PUNCT
fbem-17402	36	1	from	from	ADP
fbem-17402	36	2	march	march	PROPN
fbem-17402	36	3	2022	2022	NUM
fbem-17402	36	4	to	to	ADP
fbem-17402	36	5	march	march	PROPN
fbem-17402	36	6	2023	2023	NUM
fbem-17402	36	7	,	,	PUNCT
fbem-17402	36	8	the	the	DET
fbem-17402	36	9	federal	federal	PROPN
fbem-17402	36	10	reserve	reserve	PROPN
fbem-17402	36	11	has	have	AUX
fbem-17402	36	12	repeatedly	repeatedly	ADV
fbem-17402	36	13	raised	raise	VERB
fbem-17402	36	14	interest	interest	NOUN
fbem-17402	36	15	rates	rate	NOUN
fbem-17402	36	16	by	by	ADP
fbem-17402	36	17	450	450	NUM
fbem-17402	36	18	basis	basis	NOUN
fbem-17402	36	19	points	point	NOUN
fbem-17402	36	20	to	to	PART
fbem-17402	36	21	combat	combat	VERB
fbem-17402	36	22	the	the	DET
fbem-17402	36	23	highest	high	ADJ
fbem-17402	36	24	inflation	inflation	NOUN
fbem-17402	36	25	in	in	ADP
fbem-17402	36	26	40	40	NUM
fbem-17402	36	27	years	year	NOUN
fbem-17402	36	28	,	,	PUNCT
fbem-17402	36	29	with	with	ADP
fbem-17402	36	30	the	the	DET
fbem-17402	36	31	federal	federal	ADJ
fbem-17402	36	32	funds	fund	NOUN
fbem-17402	36	33	rate	rate	NOUN
fbem-17402	36	34	reaching	reach	VERB
fbem-17402	36	35	a	a	DET
fbem-17402	36	36	range	range	NOUN
fbem-17402	36	37	of	of	ADP
fbem-17402	36	38	4.5	4.5	NUM
fbem-17402	36	39	%	%	NOUN
fbem-17402	36	40	to	to	ADP
fbem-17402	36	41	4.75	4.75	NUM
fbem-17402	36	42	%	%	NOUN
fbem-17402	36	43	.	.	PUNCT
fbem-17402	37	1	because	because	SCONJ
fbem-17402	37	2	the	the	DET
fbem-17402	37	3	bond	bond	NOUN
fbem-17402	37	4	price	price	NOUN
fbem-17402	37	5	and	and	CCONJ
fbem-17402	37	6	interest	interest	NOUN
fbem-17402	37	7	rate	rate	NOUN
fbem-17402	37	8	inversely	inversely	ADV
fbem-17402	37	9	proportional	proportional	ADJ
fbem-17402	37	10	relationship	relationship	NOUN
fbem-17402	37	11	.	.	PUNCT
fbem-17402	38	1	the	the	DET
fbem-17402	38	2	asset	asset	NOUN
fbem-17402	38	3	side	side	NOUN
fbem-17402	38	4	of	of	ADP
fbem-17402	38	5	silicon	silicon	PROPN
fbem-17402	38	6	valley	valley	PROPN
fbem-17402	38	7	bank	bank	PROPN
fbem-17402	38	8	holds	hold	VERB
fbem-17402	38	9	securities	security	NOUN
fbem-17402	38	10	with	with	ADP
fbem-17402	38	11	a	a	DET
fbem-17402	38	12	relatively	relatively	ADV
fbem-17402	38	13	long	long	ADJ
fbem-17402	38	14	duration	duration	NOUN
fbem-17402	38	15	and	and	CCONJ
fbem-17402	38	16	is	be	AUX
fbem-17402	38	17	more	more	ADV
fbem-17402	38	18	sensitive	sensitive	ADJ
fbem-17402	38	19	to	to	ADP
fbem-17402	38	20	interest	interest	NOUN
fbem-17402	38	21	rate	rate	NOUN
fbem-17402	38	22	changes	change	NOUN
fbem-17402	38	23	.	.	PUNCT
fbem-17402	39	1	when	when	SCONJ
fbem-17402	39	2	the	the	DET
fbem-17402	39	3	federal	federal	PROPN
fbem-17402	39	4	reserve	reserve	PROPN
fbem-17402	39	5	keeps	keep	VERB
fbem-17402	39	6	raising	raise	VERB
fbem-17402	39	7	interest	interest	NOUN
fbem-17402	39	8	rates	rate	NOUN
fbem-17402	39	9	,	,	PUNCT
fbem-17402	39	10	the	the	DET
fbem-17402	39	11	price	price	NOUN
fbem-17402	39	12	of	of	ADP
fbem-17402	39	13	securities	security	NOUN
fbem-17402	39	14	on	on	ADP
fbem-17402	39	15	the	the	DET
fbem-17402	39	16	asset	asset	NOUN
fbem-17402	39	17	side	side	NOUN
fbem-17402	39	18	drops	drop	VERB
fbem-17402	39	19	sharply	sharply	ADV
fbem-17402	39	20	.	.	PUNCT
fbem-17402	40	1	this	this	PRON
fbem-17402	40	2	will	will	AUX
fbem-17402	40	3	also	also	ADV
fbem-17402	40	4	be	be	AUX
fbem-17402	40	5	an	an	DET
fbem-17402	40	6	analysis	analysis	NOUN
fbem-17402	40	7	of	of	ADP
fbem-17402	40	8	refinancing	refinance	VERB
fbem-17402	40	9	risks	risk	NOUN
fbem-17402	40	10	:	:	PUNCT
fbem-17402	40	11	in	in	ADP
fbem-17402	40	12	general	general	ADJ
fbem-17402	40	13	,	,	PUNCT
fbem-17402	40	14	the	the	DET
fbem-17402	40	15	maturity	maturity	NOUN
fbem-17402	40	16	of	of	ADP
fbem-17402	40	17	bank	bank	NOUN
fbem-17402	40	18	assets	asset	NOUN
fbem-17402	40	19	is	be	AUX
fbem-17402	40	20	longer	long	ADJ
fbem-17402	40	21	than	than	ADP
fbem-17402	40	22	the	the	DET
fbem-17402	40	23	maturity	maturity	NOUN
fbem-17402	40	24	of	of	ADP
fbem-17402	40	25	bank	bank	NOUN
fbem-17402	40	26	liabilities	liability	NOUN
fbem-17402	40	27	.	.	PUNCT
fbem-17402	41	1	this	this	PRON
fbem-17402	41	2	also	also	ADV
fbem-17402	41	3	means	mean	VERB
fbem-17402	41	4	that	that	SCONJ
fbem-17402	41	5	banks	bank	NOUN
fbem-17402	41	6	are	be	AUX
fbem-17402	41	7	always	always	ADV
fbem-17402	41	8	in	in	ADP
fbem-17402	41	9	a	a	DET
fbem-17402	41	10	state	state	NOUN
fbem-17402	41	11	of	of	ADP
fbem-17402	41	12	"	"	PUNCT
fbem-17402	41	13	short	short	ADJ
fbem-17402	41	14	-	-	PUNCT
fbem-17402	41	15	term	term	NOUN
fbem-17402	41	16	financing	financing	NOUN
fbem-17402	41	17	"	"	PUNCT
fbem-17402	41	18	and	and	CCONJ
fbem-17402	41	19	have	have	VERB
fbem-17402	41	20	to	to	PART
fbem-17402	41	21	face	face	VERB
fbem-17402	41	22	higher	high	ADJ
fbem-17402	41	23	risks	risk	NOUN
fbem-17402	41	24	of	of	ADP
fbem-17402	41	25	refinancing	refinance	VERB
fbem-17402	41	26	their	their	PRON
fbem-17402	41	27	assets	asset	NOUN
fbem-17402	41	28	than	than	ADP
fbem-17402	41	29	before	before	ADV
fbem-17402	41	30	.	.	PUNCT
fbem-17402	42	1	as	as	SCONJ
fbem-17402	42	2	the	the	DET
fbem-17402	42	3	federal	federal	PROPN
fbem-17402	42	4	reserve	reserve	PROPN
fbem-17402	42	5	's	's	PART
fbem-17402	42	6	interest	interest	NOUN
fbem-17402	42	7	rate	rate	NOUN
fbem-17402	42	8	hike	hike	NOUN
fbem-17402	42	9	leads	lead	VERB
fbem-17402	42	10	to	to	ADP
fbem-17402	42	11	the	the	DET
fbem-17402	42	12	continuous	continuous	ADJ
fbem-17402	42	13	rise	rise	NOUN
fbem-17402	42	14	of	of	ADP
fbem-17402	42	15	market	market	NOUN
fbem-17402	42	16	interest	interest	NOUN
fbem-17402	42	17	rates	rate	NOUN
fbem-17402	42	18	,	,	PUNCT
fbem-17402	42	19	the	the	DET
fbem-17402	42	20	deposit	deposit	NOUN
fbem-17402	42	21	rates	rate	NOUN
fbem-17402	42	22	absorbed	absorb	VERB
fbem-17402	42	23	by	by	ADP
fbem-17402	42	24	silicon	silicon	NOUN
fbem-17402	42	25	valley	valley	NOUN
fbem-17402	42	26	banks	bank	NOUN
fbem-17402	42	27	are	be	AUX
fbem-17402	42	28	also	also	ADV
fbem-17402	42	29	rising	rise	VERB
fbem-17402	42	30	,	,	PUNCT
fbem-17402	42	31	and	and	CCONJ
fbem-17402	42	32	the	the	DET
fbem-17402	42	33	financing	financing	NOUN
fbem-17402	42	34	costs	cost	NOUN
fbem-17402	42	35	of	of	ADP
fbem-17402	42	36	banks	bank	NOUN
fbem-17402	42	37	are	be	AUX
fbem-17402	42	38	rising	rise	VERB
fbem-17402	42	39	.	.	PUNCT
fbem-17402	43	1	the	the	DET
fbem-17402	43	2	overall	overall	ADJ
fbem-17402	43	3	result	result	NOUN
fbem-17402	43	4	of	of	ADP
fbem-17402	43	5	the	the	DET
fbem-17402	43	6	rate	rate	NOUN
fbem-17402	43	7	hike	hike	NOUN
fbem-17402	43	8	is	be	AUX
fbem-17402	43	9	shrinking	shrink	VERB
fbem-17402	43	10	assets	asset	NOUN
fbem-17402	43	11	and	and	CCONJ
fbem-17402	43	12	increasing	increase	VERB
fbem-17402	43	13	liabilities	liability	NOUN
fbem-17402	43	14	,	,	PUNCT
fbem-17402	43	15	which	which	PRON
fbem-17402	43	16	leads	lead	VERB
fbem-17402	43	17	to	to	ADP
fbem-17402	43	18	an	an	DET
fbem-17402	43	19	imbalance	imbalance	NOUN
fbem-17402	43	20	in	in	ADP
fbem-17402	43	21	balance	balance	NOUN
fbem-17402	43	22	sheet	sheet	NOUN
fbem-17402	43	23	business	business	NOUN
fbem-17402	43	24	.	.	PUNCT
fbem-17402	44	1	2.3	2.3	NUM
fbem-17402	44	2	.	.	PUNCT
fbem-17402	45	1	into	into	ADP
fbem-17402	45	2	a	a	DET
fbem-17402	45	3	liquidity	liquidity	NOUN
fbem-17402	45	4	crisis	crisis	NOUN
fbem-17402	45	5	first	first	ADV
fbem-17402	45	6	of	of	ADP
fbem-17402	45	7	all	all	PRON
fbem-17402	45	8	,	,	PUNCT
fbem-17402	45	9	while	while	SCONJ
fbem-17402	45	10	the	the	DET
fbem-17402	45	11	rate	rate	NOUN
fbem-17402	45	12	hike	hike	NOUN
fbem-17402	45	13	in	in	ADP
fbem-17402	45	14	the	the	DET
fbem-17402	45	15	us	us	PROPN
fbem-17402	45	16	,	,	PUNCT
fbem-17402	45	17	technology	technology	NOUN
fbem-17402	45	18	companies	company	NOUN
fbem-17402	45	19	have	have	AUX
fbem-17402	45	20	also	also	ADV
fbem-17402	45	21	encountered	encounter	VERB
fbem-17402	45	22	a	a	DET
fbem-17402	45	23	bottleneck	bottleneck	NOUN
fbem-17402	45	24	in	in	ADP
fbem-17402	45	25	the	the	DET
fbem-17402	45	26	industry	industry	NOUN
fbem-17402	45	27	due	due	ADP
fbem-17402	45	28	to	to	ADP
fbem-17402	45	29	the	the	DET
fbem-17402	45	30	covid-19	covid-19	PROPN
fbem-17402	45	31	pandemic	pandemic	NOUN
fbem-17402	45	32	,	,	PUNCT
fbem-17402	45	33	and	and	CCONJ
fbem-17402	45	34	many	many	ADJ
fbem-17402	45	35	technology	technology	NOUN
fbem-17402	45	36	companies	company	NOUN
fbem-17402	45	37	can	can	AUX
fbem-17402	45	38	only	only	ADV
fbem-17402	45	39	use	use	VERB
fbem-17402	45	40	their	their	PRON
fbem-17402	45	41	own	own	ADJ
fbem-17402	45	42	funds	fund	NOUN
fbem-17402	45	43	in	in	ADP
fbem-17402	45	44	the	the	DET
fbem-17402	45	45	bank	bank	NOUN
fbem-17402	45	46	deposits	deposit	NOUN
fbem-17402	45	47	.	.	PUNCT
fbem-17402	46	1	large	large	ADJ
fbem-17402	46	2	amounts	amount	NOUN
fbem-17402	46	3	of	of	ADP
fbem-17402	46	4	deposits	deposit	NOUN
fbem-17402	46	5	from	from	ADP
fbem-17402	46	6	silicon	silicon	NOUN
fbem-17402	46	7	valley	valley	NOUN
fbem-17402	46	8	banks	bank	NOUN
fbem-17402	46	9	.	.	PUNCT
fbem-17402	47	1	for	for	ADP
fbem-17402	47	2	silicon	silicon	PROPN
fbem-17402	47	3	valley	valley	NOUN
fbem-17402	47	4	banks	bank	NOUN
fbem-17402	47	5	,	,	PUNCT
fbem-17402	47	6	this	this	PRON
fbem-17402	47	7	also	also	ADV
fbem-17402	47	8	creates	create	VERB
fbem-17402	47	9	an	an	DET
fbem-17402	47	10	unexpected	unexpected	ADJ
fbem-17402	47	11	demand	demand	NOUN
fbem-17402	47	12	for	for	ADP
fbem-17402	47	13	cash	cash	NOUN
fbem-17402	47	14	withdrawals	withdrawal	NOUN
fbem-17402	47	15	.	.	PUNCT
fbem-17402	48	1	second	second	ADJ
fbem-17402	48	2	,	,	PUNCT
fbem-17402	48	3	htm	htm	PROPN
fbem-17402	48	4	securities	security	NOUN
fbem-17402	48	5	issued	issue	VERB
fbem-17402	48	6	by	by	ADP
fbem-17402	48	7	silicon	silicon	NOUN
fbem-17402	48	8	valley	valley	NOUN
fbem-17402	48	9	banks	bank	NOUN
fbem-17402	48	10	yield	yield	VERB
fbem-17402	48	11	about	about	ADV
fbem-17402	48	12	1.6	1.6	NUM
fbem-17402	48	13	%	%	NOUN
fbem-17402	48	14	,	,	PUNCT
fbem-17402	48	15	and	and	CCONJ
fbem-17402	48	16	as	as	SCONJ
fbem-17402	48	17	the	the	DET
fbem-17402	48	18	federal	federal	PROPN
fbem-17402	48	19	reserve	reserve	NOUN
fbem-17402	48	20	raises	raise	VERB
fbem-17402	48	21	rates	rate	NOUN
fbem-17402	48	22	and	and	CCONJ
fbem-17402	48	23	deposit	deposit	NOUN
fbem-17402	48	24	rates	rate	NOUN
fbem-17402	48	25	rise	rise	VERB
fbem-17402	48	26	,	,	PUNCT
fbem-17402	48	27	securities	security	NOUN
fbem-17402	48	28	holders	holder	NOUN
fbem-17402	48	29	tend	tend	VERB
fbem-17402	48	30	to	to	PART
fbem-17402	48	31	sell	sell	VERB
fbem-17402	48	32	their	their	PRON
fbem-17402	48	33	htm	htm	NOUN
fbem-17402	48	34	and	and	CCONJ
fbem-17402	48	35	recover	recover	VERB
fbem-17402	48	36	funds	fund	NOUN
fbem-17402	48	37	for	for	ADP
fbem-17402	48	38	high	high	ADJ
fbem-17402	48	39	-	-	PUNCT
fbem-17402	48	40	yield	yield	NOUN
fbem-17402	48	41	investments	investment	NOUN
fbem-17402	48	42	,	,	PUNCT
fbem-17402	48	43	forcing	force	VERB
fbem-17402	48	44	silicon	silicon	NOUN
fbem-17402	48	45	valley	valley	NOUN
fbem-17402	48	46	banks	bank	NOUN
fbem-17402	48	47	to	to	PART
fbem-17402	48	48	spend	spend	VERB
fbem-17402	48	49	money	money	NOUN
fbem-17402	48	50	to	to	PART
fbem-17402	48	51	pay	pay	VERB
fbem-17402	48	52	for	for	ADP
fbem-17402	48	53	htm	htm	PROPN
fbem-17402	48	54	securities	security	NOUN
fbem-17402	48	55	.	.	PUNCT
fbem-17402	49	1	under	under	ADP
fbem-17402	49	2	the	the	DET
fbem-17402	49	3	influence	influence	NOUN
fbem-17402	49	4	of	of	ADP
fbem-17402	49	5	the	the	DET
fbem-17402	49	6	above	above	ADJ
fbem-17402	49	7	two	two	NUM
fbem-17402	49	8	cases	case	NOUN
fbem-17402	49	9	,	,	PUNCT
fbem-17402	49	10	for	for	ADP
fbem-17402	49	11	silicon	silicon	NOUN
fbem-17402	49	12	valley	valley	NOUN
fbem-17402	49	13	banks	bank	NOUN
fbem-17402	49	14	,	,	PUNCT
fbem-17402	49	15	suddenly	suddenly	ADV
fbem-17402	49	16	appeared	appear	VERB
fbem-17402	49	17	a	a	DET
fbem-17402	49	18	lot	lot	NOUN
fbem-17402	49	19	of	of	ADP
fbem-17402	49	20	unexpected	unexpected	ADJ
fbem-17402	49	21	cash	cash	NOUN
fbem-17402	49	22	demand	demand	NOUN
fbem-17402	49	23	is	be	AUX
fbem-17402	49	24	liquidity	liquidity	NOUN
fbem-17402	49	25	risk	risk	NOUN
fbem-17402	49	26	,	,	PUNCT
fbem-17402	49	27	and	and	CCONJ
fbem-17402	49	28	silicon	silicon	PROPN
fbem-17402	49	29	valley	valley	PROPN
fbem-17402	49	30	bank	bank	PROPN
fbem-17402	49	31	reserves	reserve	NOUN
fbem-17402	49	32	less	less	ADV
fbem-17402	49	33	and	and	CCONJ
fbem-17402	49	34	not	not	PART
fbem-17402	49	35	enough	enough	ADJ
fbem-17402	49	36	liquidity	liquidity	NOUN
fbem-17402	49	37	to	to	PART
fbem-17402	49	38	pay	pay	VERB
fbem-17402	49	39	,	,	PUNCT
fbem-17402	49	40	forced	force	VERB
fbem-17402	49	41	to	to	PART
fbem-17402	49	42	sell	sell	VERB
fbem-17402	49	43	other	other	ADJ
fbem-17402	49	44	assets	asset	NOUN
fbem-17402	49	45	such	such	ADJ
fbem-17402	49	46	as	as	ADP
fbem-17402	49	47	treasury	treasury	PROPN
fbem-17402	49	48	securities	security	NOUN
fbem-17402	49	49	,	,	PUNCT
fbem-17402	49	50	while	while	SCONJ
fbem-17402	49	51	treasury	treasury	NOUN
fbem-17402	49	52	prices	price	NOUN
fbem-17402	49	53	also	also	ADV
fbem-17402	49	54	lower	lower	VERB
fbem-17402	49	55	state	state	NOUN
fbem-17402	49	56	,	,	PUNCT
fbem-17402	49	57	accelerate	accelerate	VERB
fbem-17402	49	58	selling	sell	VERB
fbem-17402	49	59	bonds	bond	NOUN
fbem-17402	49	60	and	and	CCONJ
fbem-17402	49	61	other	other	ADJ
fbem-17402	49	62	securities	security	NOUN
fbem-17402	49	63	will	will	AUX
fbem-17402	49	64	only	only	ADV
fbem-17402	49	65	continue	continue	VERB
fbem-17402	49	66	to	to	PART
fbem-17402	49	67	increase	increase	VERB
fbem-17402	49	68	losses	loss	NOUN
fbem-17402	49	69	.	.	PUNCT
fbem-17402	50	1	2.4	2.4	NUM
fbem-17402	50	2	.	.	PUNCT
fbem-17402	51	1	serious	serious	ADJ
fbem-17402	51	2	run	run	NOUN
fbem-17402	51	3	after	after	ADP
fbem-17402	51	4	the	the	DET
fbem-17402	51	5	risk	risk	NOUN
fbem-17402	51	6	of	of	ADP
fbem-17402	51	7	floating	float	VERB
fbem-17402	51	8	losses	loss	NOUN
fbem-17402	51	9	in	in	ADP
fbem-17402	51	10	securities	security	NOUN
fbem-17402	51	11	prices	price	NOUN
fbem-17402	51	12	,	,	PUNCT
fbem-17402	51	13	silicon	silicon	PROPN
fbem-17402	51	14	valley	valley	PROPN
fbem-17402	51	15	bank	bank	PROPN
fbem-17402	51	16	did	do	AUX
fbem-17402	51	17	not	not	PART
fbem-17402	51	18	conduct	conduct	VERB
fbem-17402	51	19	sufficient	sufficient	ADJ
fbem-17402	51	20	market	market	NOUN
fbem-17402	51	21	communication	communication	NOUN
fbem-17402	51	22	in	in	ADP
fbem-17402	51	23	the	the	DET
fbem-17402	51	24	face	face	NOUN
fbem-17402	51	25	of	of	ADP
fbem-17402	51	26	rating	rating	NOUN
fbem-17402	51	27	agencies	agency	NOUN
fbem-17402	51	28	such	such	ADJ
fbem-17402	51	29	as	as	ADP
fbem-17402	51	30	moody	moody	PROPN
fbem-17402	51	31	's	's	PART
fbem-17402	51	32	lowering	lower	VERB
fbem-17402	51	33	their	their	PRON
fbem-17402	51	34	ratings	rating	NOUN
fbem-17402	51	35	,	,	PUNCT
fbem-17402	51	36	but	but	CCONJ
fbem-17402	51	37	tried	try	VERB
fbem-17402	51	38	to	to	PART
fbem-17402	51	39	ease	ease	VERB
fbem-17402	51	40	the	the	DET
fbem-17402	51	41	difficulties	difficulty	NOUN
fbem-17402	51	42	by	by	ADP
fbem-17402	51	43	selling	sell	VERB
fbem-17402	51	44	bonds	bond	NOUN
fbem-17402	51	45	and	and	CCONJ
fbem-17402	51	46	selling	sell	VERB
fbem-17402	51	47	new	new	ADJ
fbem-17402	51	48	shares	share	NOUN
fbem-17402	51	49	.	.	PUNCT
fbem-17402	52	1	when	when	SCONJ
fbem-17402	52	2	silicon	silicon	PROPN
fbem-17402	52	3	valley	valley	PROPN
fbem-17402	52	4	bank	bank	PROPN
fbem-17402	52	5	from	from	ADP
fbem-17402	52	6	floating	float	VERB
fbem-17402	52	7	losses	loss	NOUN
fbem-17402	52	8	into	into	ADP
fbem-17402	52	9	actual	actual	ADJ
fbem-17402	52	10	losses	loss	NOUN
fbem-17402	52	11	,	,	PUNCT
fbem-17402	52	12	caused	cause	VERB
fbem-17402	52	13	a	a	DET
fbem-17402	52	14	new	new	ADJ
fbem-17402	52	15	reputation	reputation	NOUN
fbem-17402	52	16	risk	risk	NOUN
fbem-17402	52	17	,	,	PUNCT
fbem-17402	52	18	due	due	ADP
fbem-17402	52	19	to	to	ADP
fbem-17402	52	20	the	the	DET
fbem-17402	52	21	existence	existence	NOUN
fbem-17402	52	22	of	of	ADP
fbem-17402	52	23	information	information	NOUN
fbem-17402	52	24	asymmetry	asymmetry	NOUN
fbem-17402	52	25	.	.	PUNCT
fbem-17402	53	1	silicon	silicon	PROPN
fbem-17402	53	2	valley	valley	PROPN
fbem-17402	53	3	bank	bank	PROPN
fbem-17402	53	4	's	's	PART
fbem-17402	53	5	solvency	solvency	NOUN
fbem-17402	53	6	has	have	AUX
fbem-17402	53	7	been	be	AUX
fbem-17402	53	8	questioned	question	VERB
fbem-17402	53	9	by	by	ADP
fbem-17402	53	10	depositors	depositor	NOUN
fbem-17402	53	11	,	,	PUNCT
fbem-17402	53	12	and	and	CCONJ
fbem-17402	53	13	related	related	ADJ
fbem-17402	53	14	rumors	rumor	NOUN
fbem-17402	53	15	have	have	AUX
fbem-17402	53	16	quickly	quickly	ADV
fbem-17402	53	17	spread	spread	VERB
fbem-17402	53	18	,	,	PUNCT
fbem-17402	53	19	further	far	ADV
fbem-17402	53	20	exacerbating	exacerbate	VERB
fbem-17402	53	21	their	their	PRON
fbem-17402	53	22	panic	panic	NOUN
fbem-17402	53	23	.	.	PUNCT
fbem-17402	54	1	based	base	VERB
fbem-17402	54	2	on	on	ADP
fbem-17402	54	3	this	this	PRON
fbem-17402	54	4	,	,	PUNCT
fbem-17402	54	5	the	the	DET
fbem-17402	54	6	market	market	NOUN
fbem-17402	54	7	expects	expect	VERB
fbem-17402	54	8	silicon	silicon	PROPN
fbem-17402	54	9	valley	valley	PROPN
fbem-17402	54	10	bank	bank	PROPN
fbem-17402	54	11	's	's	PART
fbem-17402	54	12	floating	float	VERB
fbem-17402	54	13	losses	loss	NOUN
fbem-17402	54	14	to	to	PART
fbem-17402	54	15	be	be	AUX
fbem-17402	54	16	further	far	ADV
fbem-17402	54	17	exposed	expose	VERB
fbem-17402	54	18	,	,	PUNCT
fbem-17402	54	19	and	and	CCONJ
fbem-17402	54	20	further	further	ADJ
fbem-17402	54	21	questions	question	NOUN
fbem-17402	54	22	the	the	DET
fbem-17402	54	23	authenticity	authenticity	NOUN
fbem-17402	54	24	of	of	ADP
fbem-17402	54	25	silicon	silicon	PROPN
fbem-17402	54	26	valley	valley	PROPN
fbem-17402	54	27	bank	bank	PROPN
fbem-17402	54	28	's	's	PART
fbem-17402	54	29	capital	capital	NOUN
fbem-17402	54	30	adequacy	adequacy	NOUN
fbem-17402	54	31	ratio	ratio	NOUN
fbem-17402	54	32	,	,	PUNCT
fbem-17402	54	33	leading	lead	VERB
fbem-17402	54	34	to	to	ADP
fbem-17402	54	35	more	more	ADV
fbem-17402	54	36	serious	serious	ADJ
fbem-17402	54	37	liquidity	liquidity	NOUN
fbem-17402	54	38	problems	problem	NOUN
fbem-17402	54	39	.	.	PUNCT
fbem-17402	55	1	under	under	ADP
fbem-17402	55	2	the	the	DET
fbem-17402	55	3	strong	strong	ADJ
fbem-17402	55	4	run	run	NOUN
fbem-17402	55	5	-	-	PUNCT
fbem-17402	55	6	on	on	ADP
fbem-17402	55	7	depositors	depositor	NOUN
fbem-17402	55	8	,	,	PUNCT
fbem-17402	55	9	silicon	silicon	PROPN
fbem-17402	55	10	valley	valley	PROPN
fbem-17402	55	11	bank	bank	PROPN
fbem-17402	55	12	ultimately	ultimately	ADV
fbem-17402	55	13	went	go	VERB
fbem-17402	55	14	bankrupt	bankrupt	ADJ
fbem-17402	55	15	.	.	PUNCT
fbem-17402	56	1	3	3	X
fbem-17402	56	2	.	.	X
fbem-17402	56	3	corresponding	correspond	VERB
fbem-17402	56	4	enlightenment	enlightenment	NOUN
fbem-17402	56	5	and	and	CCONJ
fbem-17402	56	6	thinking	think	VERB
fbem-17402	56	7	3.1	3.1	NUM
fbem-17402	56	8	.	.	PUNCT
fbem-17402	57	1	make	make	VERB
fbem-17402	57	2	sufficient	sufficient	ADJ
fbem-17402	57	3	early	early	ADJ
fbem-17402	57	4	warning	warning	NOUN
fbem-17402	57	5	to	to	PART
fbem-17402	57	6	ensure	ensure	VERB
fbem-17402	57	7	capital	capital	NOUN
fbem-17402	57	8	adequacy	adequacy	NOUN
fbem-17402	57	9	and	and	CCONJ
fbem-17402	57	10	liquidity	liquidity	NOUN
fbem-17402	57	11	from	from	ADP
fbem-17402	57	12	the	the	DET
fbem-17402	57	13	silicon	silicon	NOUN
fbem-17402	57	14	valley	valley	PROPN
fbem-17402	57	15	bank	bank	PROPN
fbem-17402	57	16	bankruptcy	bankruptcy	PROPN
fbem-17402	57	17	incident	incident	PROPN
fbem-17402	57	18	,	,	PUNCT
fbem-17402	57	19	we	we	PRON
fbem-17402	57	20	see	see	VERB
fbem-17402	57	21	that	that	SCONJ
fbem-17402	57	22	the	the	DET
fbem-17402	57	23	liquidity	liquidity	NOUN
fbem-17402	57	24	pressures	pressure	NOUN
fbem-17402	57	25	on	on	ADP
fbem-17402	57	26	banks	bank	NOUN
fbem-17402	57	27	may	may	AUX
fbem-17402	57	28	stem	stem	VERB
fbem-17402	57	29	from	from	ADP
fbem-17402	57	30	both	both	DET
fbem-17402	57	31	sides	side	NOUN
fbem-17402	57	32	of	of	ADP
fbem-17402	57	33	the	the	DET
fbem-17402	57	34	balance	balance	NOUN
fbem-17402	57	35	sheet	sheet	NOUN
fbem-17402	57	36	.	.	PUNCT
fbem-17402	58	1	on	on	ADP
fbem-17402	58	2	the	the	DET
fbem-17402	58	3	asset	asset	NOUN
fbem-17402	58	4	side	side	NOUN
fbem-17402	58	5	,	,	PUNCT
fbem-17402	58	6	unexpected	unexpected	ADJ
fbem-17402	58	7	high	high	ADJ
fbem-17402	58	8	loan	loan	NOUN
fbem-17402	58	9	default	default	NOUN
fbem-17402	58	10	rate	rate	NOUN
fbem-17402	58	11	and	and	CCONJ
fbem-17402	58	12	impaired	impaired	ADJ
fbem-17402	58	13	asset	asset	NOUN
fbem-17402	58	14	sales	sale	NOUN
fbem-17402	58	15	can	can	AUX
fbem-17402	58	16	cause	cause	VERB
fbem-17402	58	17	liquidity	liquidity	NOUN
fbem-17402	58	18	problems	problem	NOUN
fbem-17402	58	19	;	;	PUNCT
fbem-17402	58	20	on	on	ADP
fbem-17402	58	21	the	the	DET
fbem-17402	58	22	liability	liability	NOUN
fbem-17402	58	23	side	side	NOUN
fbem-17402	58	24	,	,	PUNCT
fbem-17402	58	25	unexpected	unexpected	ADJ
fbem-17402	58	26	large	large	ADJ
fbem-17402	58	27	amounts	amount	NOUN
fbem-17402	58	28	of	of	ADP
fbem-17402	58	29	cash	cash	NOUN
fbem-17402	58	30	withdrawals	withdrawal	NOUN
fbem-17402	58	31	can	can	AUX
fbem-17402	58	32	also	also	ADV
fbem-17402	58	33	cause	cause	VERB
fbem-17402	58	34	liquidity	liquidity	NOUN
fbem-17402	58	35	problems	problem	NOUN
fbem-17402	58	36	.	.	PUNCT
fbem-17402	59	1	the	the	DET
fbem-17402	59	2	capital	capital	NOUN
fbem-17402	59	3	of	of	ADP
fbem-17402	59	4	the	the	DET
fbem-17402	59	5	bank	bank	NOUN
fbem-17402	59	6	is	be	AUX
fbem-17402	59	7	an	an	DET
fbem-17402	59	8	effective	effective	ADJ
fbem-17402	59	9	allocation	allocation	NOUN
fbem-17402	59	10	as	as	ADP
fbem-17402	59	11	a	a	DET
fbem-17402	59	12	buffer	buffer	NOUN
fbem-17402	59	13	to	to	PART
fbem-17402	59	14	absorb	absorb	VERB
fbem-17402	59	15	the	the	DET
fbem-17402	59	16	corresponding	corresponding	ADJ
fbem-17402	59	17	losses	loss	NOUN
fbem-17402	59	18	,	,	PUNCT
fbem-17402	59	19	so	so	SCONJ
fbem-17402	59	20	the	the	DET
fbem-17402	59	21	enterprises	enterprise	NOUN
fbem-17402	59	22	should	should	AUX
fbem-17402	59	23	have	have	VERB
fbem-17402	59	24	sufficient	sufficient	ADJ
fbem-17402	59	25	liquidity	liquidity	NOUN
fbem-17402	59	26	assets	asset	NOUN
fbem-17402	59	27	and	and	CCONJ
fbem-17402	59	28	capital	capital	NOUN
fbem-17402	59	29	to	to	PART
fbem-17402	59	30	deal	deal	VERB
fbem-17402	59	31	with	with	ADP
fbem-17402	59	32	the	the	DET
fbem-17402	59	33	liquidity	liquidity	NOUN
fbem-17402	59	34	risks	risk	NOUN
fbem-17402	59	35	,	,	PUNCT
fbem-17402	59	36	but	but	CCONJ
fbem-17402	59	37	the	the	DET
fbem-17402	59	38	current	current	ADJ
fbem-17402	59	39	assets	asset	NOUN
fbem-17402	59	40	and	and	CCONJ
fbem-17402	59	41	capital	capital	NOUN
fbem-17402	59	42	retained	retain	VERB
fbem-17402	59	43	will	will	AUX
fbem-17402	59	44	also	also	ADV
fbem-17402	59	45	make	make	VERB
fbem-17402	59	46	the	the	DET
fbem-17402	59	47	enterprise	enterprise	NOUN
fbem-17402	59	48	lose	lose	VERB
fbem-17402	59	49	the	the	DET
fbem-17402	59	50	opportunity	opportunity	NOUN
fbem-17402	59	51	cost	cost	NOUN
fbem-17402	59	52	of	of	ADP
fbem-17402	59	53	profit	profit	NOUN
fbem-17402	59	54	.	.	PUNCT
fbem-17402	60	1	the	the	DET
fbem-17402	60	2	more	more	ADV
fbem-17402	60	3	effective	effective	ADJ
fbem-17402	60	4	solution	solution	NOUN
fbem-17402	60	5	should	should	AUX
fbem-17402	60	6	be	be	AUX
fbem-17402	60	7	for	for	SCONJ
fbem-17402	60	8	banks	bank	NOUN
fbem-17402	60	9	to	to	PART
fbem-17402	60	10	combine	combine	VERB
fbem-17402	60	11	information	information	NOUN
fbem-17402	60	12	technology	technology	NOUN
fbem-17402	60	13	with	with	ADP
fbem-17402	60	14	the	the	DET
fbem-17402	60	15	financial	financial	ADJ
fbem-17402	60	16	industry	industry	NOUN
fbem-17402	60	17	,	,	PUNCT
fbem-17402	60	18	form	form	VERB
fbem-17402	60	19	a	a	DET
fbem-17402	60	20	corresponding	correspond	VERB
fbem-17402	60	21	scientific	scientific	ADJ
fbem-17402	60	22	and	and	CCONJ
fbem-17402	60	23	timely	timely	ADJ
fbem-17402	60	24	detection	detection	NOUN
fbem-17402	60	25	mechanism	mechanism	NOUN
fbem-17402	60	26	,	,	PUNCT
fbem-17402	60	27	and	and	CCONJ
fbem-17402	60	28	accurately	accurately	ADV
fbem-17402	60	29	predict	predict	VERB
fbem-17402	60	30	the	the	DET
fbem-17402	60	31	daily	daily	ADJ
fbem-17402	60	32	withdrawal	withdrawal	NOUN
fbem-17402	60	33	demand	demand	NOUN
fbem-17402	60	34	as	as	ADV
fbem-17402	60	35	accurately	accurately	ADV
fbem-17402	60	36	as	as	ADP
fbem-17402	60	37	possible	possible	ADJ
fbem-17402	60	38	.	.	PUNCT
fbem-17402	61	1	3.2	3.2	NUM
fbem-17402	61	2	.	.	PUNCT
fbem-17402	61	3	diversify	diversify	VERB
fbem-17402	61	4	investment	investment	NOUN
fbem-17402	61	5	and	and	CCONJ
fbem-17402	61	6	diversify	diversify	NOUN
fbem-17402	61	7	risks	risk	NOUN
fbem-17402	61	8	a	a	DET
fbem-17402	61	9	large	large	ADJ
fbem-17402	61	10	number	number	NOUN
fbem-17402	61	11	of	of	ADP
fbem-17402	61	12	deposits	deposit	NOUN
fbem-17402	61	13	in	in	ADP
fbem-17402	61	14	silicon	silicon	PROPN
fbem-17402	61	15	valley	valley	PROPN
fbem-17402	61	16	bank	bank	PROPN
fbem-17402	61	17	come	come	VERB
fbem-17402	61	18	from	from	ADP
fbem-17402	61	19	high	high	ADJ
fbem-17402	61	20	-	-	PUNCT
fbem-17402	61	21	tech	tech	NOUN
fbem-17402	61	22	innovative	innovative	ADJ
fbem-17402	61	23	start	start	NOUN
fbem-17402	61	24	-	-	PUNCT
fbem-17402	61	25	ups	up	NOUN
fbem-17402	61	26	in	in	ADP
fbem-17402	61	27	silicon	silicon	NOUN
fbem-17402	61	28	valley	valley	NOUN
fbem-17402	61	29	,	,	PUNCT
fbem-17402	61	30	while	while	SCONJ
fbem-17402	61	31	silicon	silicon	PROPN
fbem-17402	61	32	valley	valley	PROPN
fbem-17402	61	33	bank	bank	PROPN
fbem-17402	61	34	allocates	allocate	VERB
fbem-17402	61	35	a	a	DET
fbem-17402	61	36	large	large	ADJ
fbem-17402	61	37	number	number	NOUN
fbem-17402	61	38	of	of	ADP
fbem-17402	61	39	securities	security	NOUN
fbem-17402	61	40	at	at	ADP
fbem-17402	61	41	the	the	DET
fbem-17402	61	42	asset	asset	NOUN
fbem-17402	61	43	end	end	NOUN
fbem-17402	61	44	,	,	PUNCT
fbem-17402	61	45	so	so	CCONJ
fbem-17402	61	46	there	there	PRON
fbem-17402	61	47	is	be	VERB
fbem-17402	61	48	a	a	DET
fbem-17402	61	49	high	high	ADJ
fbem-17402	61	50	concentration	concentration	NOUN
fbem-17402	61	51	in	in	ADP
fbem-17402	61	52	both	both	CCONJ
fbem-17402	61	53	debt	debt	NOUN
fbem-17402	61	54	and	and	CCONJ
fbem-17402	61	55	asset	asset	NOUN
fbem-17402	61	56	end	end	NOUN
fbem-17402	61	57	.	.	PUNCT
fbem-17402	62	1	therefore	therefore	ADV
fbem-17402	62	2	,	,	PUNCT
fbem-17402	62	3	when	when	SCONJ
fbem-17402	62	4	commercial	commercial	ADJ
fbem-17402	62	5	banks	bank	NOUN
fbem-17402	62	6	focus	focus	VERB
fbem-17402	62	7	on	on	ADP
fbem-17402	62	8	the	the	DET
fbem-17402	62	9	development	development	NOUN
fbem-17402	62	10	of	of	ADP
fbem-17402	62	11	customers	customer	NOUN
fbem-17402	62	12	and	and	CCONJ
fbem-17402	62	13	businesses	business	NOUN
fbem-17402	62	14	in	in	ADP
fbem-17402	62	15	a	a	DET
fbem-17402	62	16	certain	certain	ADJ
fbem-17402	62	17	field	field	NOUN
fbem-17402	62	18	,	,	PUNCT
fbem-17402	62	19	they	they	PRON
fbem-17402	62	20	should	should	AUX
fbem-17402	62	21	pay	pay	VERB
fbem-17402	62	22	close	close	ADJ
fbem-17402	62	23	attention	attention	NOUN
fbem-17402	62	24	to	to	ADP
fbem-17402	62	25	the	the	DET
fbem-17402	62	26	risk	risk	NOUN
fbem-17402	62	27	concentration	concentration	NOUN
fbem-17402	62	28	of	of	ADP
fbem-17402	62	29	industries	industry	NOUN
fbem-17402	62	30	,	,	PUNCT
fbem-17402	62	31	regions	region	NOUN
fbem-17402	62	32	,	,	PUNCT
fbem-17402	62	33	customers	customer	NOUN
fbem-17402	62	34	and	and	CCONJ
fbem-17402	62	35	products	product	NOUN
fbem-17402	62	36	,	,	PUNCT
fbem-17402	62	37	and	and	CCONJ
fbem-17402	62	38	at	at	ADP
fbem-17402	62	39	the	the	DET
fbem-17402	62	40	same	same	ADJ
fbem-17402	62	41	time	time	NOUN
fbem-17402	62	42	adopt	adopt	VERB
fbem-17402	62	43	diversified	diversified	ADJ
fbem-17402	62	44	investment	investment	NOUN
fbem-17402	62	45	methods	method	NOUN
fbem-17402	62	46	to	to	PART
fbem-17402	62	47	achieve	achieve	VERB
fbem-17402	62	48	the	the	DET
fbem-17402	62	49	purpose	purpose	NOUN
fbem-17402	62	50	of	of	ADP
fbem-17402	62	51	dispersing	disperse	VERB
fbem-17402	62	52	the	the	DET
fbem-17402	62	53	asset	asset	NOUN
fbem-17402	62	54	portfolio	portfolio	NOUN
fbem-17402	62	55	.	.	PUNCT
fbem-17402	63	1	3.3	3.3	NUM
fbem-17402	63	2	.	.	PUNCT
fbem-17402	64	1	improve	improve	VERB
fbem-17402	64	2	the	the	DET
fbem-17402	64	3	corresponding	corresponding	ADJ
fbem-17402	64	4	institutional	institutional	ADJ
fbem-17402	64	5	guarantee	guarantee	NOUN
fbem-17402	64	6	to	to	PART
fbem-17402	64	7	provide	provide	VERB
fbem-17402	64	8	institutional	institutional	ADJ
fbem-17402	64	9	guarantee	guarantee	NOUN
fbem-17402	64	10	for	for	ADP
fbem-17402	64	11	bank	bank	NOUN
fbem-17402	64	12	bankruptcy	bankruptcy	NOUN
fbem-17402	64	13	after	after	ADP
fbem-17402	64	14	the	the	DET
fbem-17402	64	15	bankruptcy	bankruptcy	NOUN
fbem-17402	64	16	of	of	ADP
fbem-17402	64	17	silicon	silicon	PROPN
fbem-17402	64	18	valley	valley	PROPN
fbem-17402	64	19	bank	bank	PROPN
fbem-17402	64	20	,	,	PUNCT
fbem-17402	64	21	fdic	fdic	PROPN
fbem-17402	64	22	took	take	VERB
fbem-17402	64	23	over	over	ADP
fbem-17402	64	24	silicon	silicon	PROPN
fbem-17402	64	25	valley	valley	PROPN
fbem-17402	64	26	bank	bank	PROPN
fbem-17402	64	27	,	,	PUNCT
fbem-17402	64	28	providing	provide	VERB
fbem-17402	64	29	protection	protection	NOUN
fbem-17402	64	30	for	for	ADP
fbem-17402	64	31	the	the	DET
fbem-17402	64	32	depositors	depositor	NOUN
fbem-17402	64	33	of	of	ADP
fbem-17402	64	34	silicon	silicon	PROPN
fbem-17402	64	35	valley	valley	PROPN
fbem-17402	64	36	bank	bank	PROPN
fbem-17402	64	37	,	,	PUNCT
fbem-17402	64	38	and	and	CCONJ
fbem-17402	64	39	reducing	reduce	VERB
fbem-17402	64	40	the	the	DET
fbem-17402	64	41	impact	impact	NOUN
fbem-17402	64	42	of	of	ADP
fbem-17402	64	43	bank	bank	NOUN
fbem-17402	64	44	collapse	collapse	NOUN
fbem-17402	64	45	on	on	ADP
fbem-17402	64	46	the	the	DET
fbem-17402	64	47	whole	whole	ADJ
fbem-17402	64	48	macro	macro	ADJ
fbem-17402	64	49	society	society	NOUN
fbem-17402	64	50	and	and	CCONJ
fbem-17402	64	51	economy	economy	NOUN
fbem-17402	64	52	.	.	PUNCT
fbem-17402	65	1	governments	government	NOUN
fbem-17402	65	2	should	should	AUX
fbem-17402	65	3	also	also	ADV
fbem-17402	65	4	establish	establish	VERB
fbem-17402	65	5	corresponding	correspond	VERB
fbem-17402	65	6	deposit	deposit	NOUN
fbem-17402	65	7	insurance	insurance	NOUN
fbem-17402	65	8	mechanisms	mechanism	NOUN
fbem-17402	65	9	and	and	CCONJ
fbem-17402	65	10	establish	establish	VERB
fbem-17402	65	11	similar	similar	ADJ
fbem-17402	65	12	fdic	fdic	ADJ
fbem-17402	65	13	insurance	insurance	NOUN
fbem-17402	65	14	disposal	disposal	NOUN
fbem-17402	65	15	rules	rule	NOUN
fbem-17402	65	16	.	.	PUNCT
fbem-17402	66	1	the	the	DET
fbem-17402	66	2	government	government	NOUN
fbem-17402	66	3	should	should	AUX
fbem-17402	66	4	also	also	ADV
fbem-17402	66	5	adopt	adopt	VERB
fbem-17402	66	6	existing	exist	VERB
fbem-17402	66	7	mechanisms	mechanism	NOUN
fbem-17402	66	8	or	or	CCONJ
fbem-17402	66	9	other	other	ADJ
fbem-17402	66	10	ways	way	NOUN
fbem-17402	66	11	to	to	PART
fbem-17402	66	12	timely	timely	ADV
fbem-17402	66	13	supervise	supervise	VERB
fbem-17402	66	14	and	and	CCONJ
fbem-17402	66	15	supervise	supervise	VERB
fbem-17402	66	16	market	market	NOUN
fbem-17402	66	17	changes	change	NOUN
fbem-17402	66	18	,	,	PUNCT
fbem-17402	66	19	and	and	CCONJ
fbem-17402	66	20	better	well	ADJ
fbem-17402	66	21	assess	assess	VERB
fbem-17402	66	22	the	the	DET
fbem-17402	66	23	risk	risk	NOUN
fbem-17402	66	24	status	status	NOUN
fbem-17402	66	25	of	of	ADP
fbem-17402	66	26	banks	bank	NOUN
fbem-17402	66	27	,	,	PUNCT
fbem-17402	66	28	so	so	SCONJ
fbem-17402	66	29	as	as	SCONJ
fbem-17402	66	30	to	to	PART
fbem-17402	66	31	take	take	VERB
fbem-17402	66	32	corresponding	corresponding	ADJ
fbem-17402	66	33	measures	measure	NOUN
fbem-17402	66	34	.	.	PUNCT
fbem-17402	67	1	4	4	X
fbem-17402	67	2	.	.	X
fbem-17402	67	3	summary	summary	NOUN
fbem-17402	67	4	to	to	PART
fbem-17402	67	5	sum	sum	VERB
fbem-17402	67	6	up	up	ADP
fbem-17402	67	7	,	,	PUNCT
fbem-17402	67	8	through	through	ADP
fbem-17402	67	9	the	the	DET
fbem-17402	67	10	in	in	ADP
fbem-17402	67	11	-	-	PUNCT
fbem-17402	67	12	depth	depth	NOUN
fbem-17402	67	13	study	study	NOUN
fbem-17402	67	14	of	of	ADP
fbem-17402	67	15	bank	bank	NOUN
fbem-17402	67	16	bankruptcy	bankruptcy	NOUN
fbem-17402	67	17	events	event	NOUN
fbem-17402	67	18	,	,	PUNCT
fbem-17402	67	19	the	the	DET
fbem-17402	67	20	main	main	ADJ
fbem-17402	67	21	causes	cause	NOUN
fbem-17402	67	22	of	of	ADP
fbem-17402	67	23	bank	bank	NOUN
fbem-17402	67	24	bankruptcy	bankruptcy	NOUN
fbem-17402	67	25	can	can	AUX
fbem-17402	67	26	be	be	AUX
fbem-17402	67	27	identified	identify	VERB
fbem-17402	67	28	,	,	PUNCT
fbem-17402	67	29	and	and	CCONJ
fbem-17402	67	30	corresponding	correspond	VERB
fbem-17402	67	31	measures	measure	NOUN
fbem-17402	67	32	can	can	AUX
fbem-17402	67	33	be	be	AUX
fbem-17402	67	34	formulated	formulate	VERB
fbem-17402	67	35	to	to	PART
fbem-17402	67	36	avoid	avoid	VERB
fbem-17402	67	37	the	the	DET
fbem-17402	67	38	occurrence	occurrence	NOUN
fbem-17402	67	39	of	of	ADP
fbem-17402	67	40	similar	similar	ADJ
fbem-17402	67	41	events	event	NOUN
fbem-17402	67	42	in	in	ADP
fbem-17402	67	43	the	the	DET
fbem-17402	67	44	future	future	NOUN
fbem-17402	67	45	.	.	PUNCT
fbem-17402	68	1	this	this	PRON
fbem-17402	68	2	is	be	AUX
fbem-17402	68	3	crucial	crucial	ADJ
fbem-17402	68	4	to	to	ADP
fbem-17402	68	5	maintaining	maintain	VERB
fbem-17402	68	6	the	the	DET
fbem-17402	68	7	stability	stability	NOUN
fbem-17402	68	8	of	of	ADP
fbem-17402	68	9	the	the	DET
fbem-17402	68	10	financial	financial	ADJ
fbem-17402	68	11	markets	market	NOUN
fbem-17402	68	12	.	.	PUNCT
fbem-17402	69	1	the	the	DET
fbem-17402	69	2	study	study	NOUN
fbem-17402	69	3	of	of	ADP
fbem-17402	69	4	bank	bank	NOUN
fbem-17402	69	5	bankruptcy	bankruptcy	NOUN
fbem-17402	69	6	events	event	NOUN
fbem-17402	69	7	can	can	AUX
fbem-17402	69	8	help	help	VERB
fbem-17402	69	9	participants	participant	NOUN
fbem-17402	69	10	in	in	ADP
fbem-17402	69	11	the	the	DET
fbem-17402	69	12	financial	financial	ADJ
fbem-17402	69	13	market	market	NOUN
fbem-17402	69	14	,	,	PUNCT
fbem-17402	69	15	such	such	ADJ
fbem-17402	69	16	as	as	ADP
fbem-17402	69	17	investors	investor	NOUN
fbem-17402	69	18	,	,	PUNCT
fbem-17402	69	19	governments	government	NOUN
fbem-17402	69	20	and	and	CCONJ
fbem-17402	69	21	banks	bank	NOUN
fbem-17402	69	22	themselves	themselves	PRON
fbem-17402	69	23	,	,	PUNCT
fbem-17402	69	24	to	to	PART
fbem-17402	69	25	understand	understand	VERB
fbem-17402	69	26	credit	credit	NOUN
fbem-17402	69	27	risks	risk	NOUN
fbem-17402	69	28	,	,	PUNCT
fbem-17402	69	29	market	market	NOUN
fbem-17402	69	30	risks	risk	NOUN
fbem-17402	69	31	,	,	PUNCT
fbem-17402	69	32	liquidity	liquidity	NOUN
fbem-17402	69	33	162	162	NUM
fbem-17402	69	34	risks	risk	NOUN
fbem-17402	69	35	and	and	CCONJ
fbem-17402	69	36	a	a	DET
fbem-17402	69	37	series	series	NOUN
fbem-17402	69	38	of	of	ADP
fbem-17402	69	39	bank	bank	NOUN
fbem-17402	69	40	risks	risk	NOUN
fbem-17402	69	41	,	,	PUNCT
fbem-17402	69	42	so	so	SCONJ
fbem-17402	69	43	as	as	SCONJ
fbem-17402	69	44	to	to	PART
fbem-17402	69	45	make	make	VERB
fbem-17402	69	46	wise	wise	ADJ
fbem-17402	69	47	investment	investment	NOUN
fbem-17402	69	48	decisions	decision	NOUN
fbem-17402	69	49	and	and	CCONJ
fbem-17402	69	50	operation	operation	NOUN
fbem-17402	69	51	and	and	CCONJ
fbem-17402	69	52	management	management	NOUN
fbem-17402	69	53	strategies	strategy	NOUN
fbem-17402	69	54	.	.	PUNCT
fbem-17402	70	1	references	reference	NOUN
fbem-17402	70	2	[	[	X
fbem-17402	70	3	1	1	NUM
fbem-17402	70	4	]	]	PUNCT
fbem-17402	70	5	song	song	NOUN
fbem-17402	70	6	xia	xia	PROPN
fbem-17402	70	7	.	.	PUNCT
fbem-17402	71	1	reasons	reason	NOUN
fbem-17402	71	2	and	and	CCONJ
fbem-17402	71	3	inspirations	inspiration	NOUN
fbem-17402	71	4	for	for	ADP
fbem-17402	71	5	the	the	DET
fbem-17402	71	6	bankruptcy	bankruptcy	NOUN
fbem-17402	71	7	of	of	ADP
fbem-17402	71	8	silicon	silicon	PROPN
fbem-17402	71	9	valley	valley	PROPN
fbem-17402	71	10	bank	bank	PROPN
fbem-17402	72	1	[	[	X
fbem-17402	72	2	j	j	X
fbem-17402	72	3	]	]	X
fbem-17402	72	4	.	.	PUNCT
fbem-17402	73	1	cooperative	cooperative	ADJ
fbem-17402	73	2	economy	economy	NOUN
fbem-17402	73	3	and	and	CCONJ
fbem-17402	73	4	technology	technology	NOUN
fbem-17402	73	5	,	,	PUNCT
fbem-17402	73	6	2024	2024	NUM
fbem-17402	73	7	(	(	PUNCT
fbem-17402	73	8	03	03	NUM
fbem-17402	73	9	):	):	PUNCT
fbem-17402	73	10	56	56	NUM
fbem-17402	73	11	-	-	SYM
fbem-17402	73	12	58	58	NUM
fbem-17402	73	13	.	.	PUNCT
fbem-17402	74	1	[	[	X
fbem-17402	74	2	2	2	X
fbem-17402	74	3	]	]	PUNCT
fbem-17402	74	4	xiaoxue	xiaoxue	PROPN
fbem-17402	74	5	xie	xie	PROPN
fbem-17402	74	6	.	.	PUNCT
fbem-17402	75	1	the	the	DET
fbem-17402	75	2	bankruptcy	bankruptcy	NOUN
fbem-17402	75	3	of	of	ADP
fbem-17402	75	4	silicon	silicon	PROPN
fbem-17402	75	5	valley	valley	PROPN
fbem-17402	75	6	bank	bank	PROPN
fbem-17402	75	7	and	and	CCONJ
fbem-17402	75	8	its	its	PRON
fbem-17402	75	9	implications	implication	NOUN
fbem-17402	75	10	for	for	ADP
fbem-17402	75	11	commercial	commercial	ADJ
fbem-17402	75	12	banks	bank	NOUN
fbem-17402	76	1	[	[	X
fbem-17402	76	2	j	j	X
fbem-17402	76	3	]	]	X
fbem-17402	76	4	.	.	PUNCT
fbem-17402	77	1	china	china	PROPN
fbem-17402	77	2	finance	finance	PROPN
fbem-17402	77	3	,	,	PUNCT
fbem-17402	77	4	2023	2023	NUM
fbem-17402	77	5	(	(	PUNCT
fbem-17402	77	6	07	07	NUM
fbem-17402	77	7	):	):	PUNCT
fbem-17402	77	8	34	34	NUM
fbem-17402	77	9	-	-	SYM
fbem-17402	77	10	35	35	NUM
fbem-17402	77	11	.	.	PUNCT
fbem-17402	78	1	[	[	X
fbem-17402	78	2	3	3	X
fbem-17402	78	3	]	]	X
fbem-17402	78	4	barbara	barbara	PROPN
fbem-17402	78	5	casu	casu	PROPN
fbem-17402	78	6	.	.	PUNCT
fbem-17402	79	1	claudia	claudia	PROPN
fbem-17402	79	2	girardone	girardone	PROPN
fbem-17402	79	3	.	.	PUNCT
fbem-17402	80	1	philip	philip	PROPN
fbem-17402	80	2	molyneux	molyneux	PROPN
fbem-17402	80	3	.	.	PUNCT
fbem-17402	81	1	introduction	introduction	NOUN
fbem-17402	81	2	to	to	ADP
fbem-17402	81	3	banking	banking	NOUN
fbem-17402	81	4	[	[	X
fbem-17402	81	5	m	m	X
fbem-17402	81	6	]	]	X
fbem-17402	81	7	.	.	PUNCT
fbem-17402	82	1	guo	guo	PROPN
fbem-17402	82	2	ning	ning	PROPN
fbem-17402	82	3	,	,	PUNCT
fbem-17402	82	4	wang	wang	PROPN
fbem-17402	82	5	tao	tao	PROPN
fbem-17402	82	6	,	,	PUNCT
fbem-17402	82	7	trans	trans	PROPN
fbem-17402	82	8	.	.	PROPN
fbem-17402	83	1	beijing	beijing	PROPN
fbem-17402	83	2	,	,	PUNCT
fbem-17402	83	3	chinese	chinese	PROPN
fbem-17402	83	4	renmin	renmin	PROPN
fbem-17402	83	5	university	university	PROPN
fbem-17402	83	6	press	press	NOUN
fbem-17402	83	7	,	,	PUNCT
fbem-17402	83	8	2020	2020	NUM
fbem-17402	83	9	.	.	PUNCT