id	sid	tid	token	lemma	pos
fbem-18366	1	1	frontiers	frontier	NOUN
fbem-18366	1	2	in	in	ADP
fbem-18366	1	3	business	business	NOUN
fbem-18366	1	4	,	,	PUNCT
fbem-18366	1	5	economics	economic	NOUN
fbem-18366	1	6	and	and	CCONJ
fbem-18366	1	7	management	management	NOUN
fbem-18366	1	8	issn	issn	PROPN
fbem-18366	1	9	:	:	PUNCT
fbem-18366	1	10	2766	2766	NUM
fbem-18366	1	11	-	-	PUNCT
fbem-18366	1	12	824x	824x	NUM
fbem-18366	1	13	|	|	ADJ
fbem-18366	1	14	vol	vol	NOUN
fbem-18366	1	15	.	.	PROPN
fbem-18366	1	16	13	13	NUM
fbem-18366	1	17	,	,	PUNCT
fbem-18366	1	18	no	no	INTJ
fbem-18366	1	19	.	.	NOUN
fbem-18366	1	20	3	3	NUM
fbem-18366	1	21	,	,	PUNCT
fbem-18366	1	22	2024	2024	NUM
fbem-18366	1	23	341	341	NUM
fbem-18366	1	24	internet	internet	NOUN
fbem-18366	1	25	financial	financial	ADJ
fbem-18366	1	26	information	information	NOUN
fbem-18366	1	27	security	security	NOUN
fbem-18366	1	28	risk	risk	NOUN
fbem-18366	1	29	and	and	CCONJ
fbem-18366	1	30	prevention	prevention	NOUN
fbem-18366	1	31	in	in	ADP
fbem-18366	1	32	the	the	DET
fbem-18366	1	33	age	age	NOUN
fbem-18366	1	34	of	of	ADP
fbem-18366	1	35	artificial	artificial	ADJ
fbem-18366	1	36	intelligence	intelligence	NOUN
fbem-18366	1	37	centong	centong	PROPN
fbem-18366	1	38	tao	tao	PROPN
fbem-18366	1	39	amazon.com	amazon.com	PROPN
fbem-18366	1	40	service	service	PROPN
fbem-18366	1	41	llc	llc	PROPN
fbem-18366	1	42	,	,	PUNCT
fbem-18366	1	43	miami	miami	PROPN
fbem-18366	1	44	,	,	PUNCT
fbem-18366	1	45	33143	33143	NUM
fbem-18366	1	46	,	,	PUNCT
fbem-18366	1	47	united	united	PROPN
fbem-18366	1	48	states	states	PROPN
fbem-18366	1	49	abstract	abstract	NOUN
fbem-18366	1	50	:	:	PUNCT
fbem-18366	1	51	with	with	ADP
fbem-18366	1	52	the	the	DET
fbem-18366	1	53	progress	progress	NOUN
fbem-18366	1	54	and	and	CCONJ
fbem-18366	1	55	development	development	NOUN
fbem-18366	1	56	of	of	ADP
fbem-18366	1	57	science	science	NOUN
fbem-18366	1	58	and	and	CCONJ
fbem-18366	1	59	technology	technology	NOUN
fbem-18366	1	60	,	,	PUNCT
fbem-18366	1	61	artificial	artificial	ADJ
fbem-18366	1	62	intelligence	intelligence	NOUN
fbem-18366	1	63	technology	technology	NOUN
fbem-18366	1	64	and	and	CCONJ
fbem-18366	1	65	its	its	PRON
fbem-18366	1	66	convenient	convenient	ADJ
fbem-18366	1	67	,	,	PUNCT
fbem-18366	1	68	fast	fast	ADJ
fbem-18366	1	69	,	,	PUNCT
fbem-18366	1	70	and	and	CCONJ
fbem-18366	1	71	efficient	efficient	ADJ
fbem-18366	1	72	performance	performance	NOUN
fbem-18366	1	73	characteristics	characteristic	NOUN
fbem-18366	1	74	have	have	AUX
fbem-18366	1	75	been	be	AUX
fbem-18366	1	76	widely	widely	ADV
fbem-18366	1	77	applied	apply	VERB
fbem-18366	1	78	in	in	ADP
fbem-18366	1	79	various	various	ADJ
fbem-18366	1	80	fields	field	NOUN
fbem-18366	1	81	,	,	PUNCT
fbem-18366	1	82	which	which	PRON
fbem-18366	1	83	has	have	AUX
fbem-18366	1	84	brought	bring	VERB
fbem-18366	1	85	great	great	ADJ
fbem-18366	1	86	changes	change	NOUN
fbem-18366	1	87	to	to	ADP
fbem-18366	1	88	the	the	DET
fbem-18366	1	89	financial	financial	ADJ
fbem-18366	1	90	industry	industry	NOUN
fbem-18366	1	91	and	and	CCONJ
fbem-18366	1	92	unprecedented	unprecedented	ADJ
fbem-18366	1	93	breakthroughs	breakthrough	NOUN
fbem-18366	1	94	and	and	CCONJ
fbem-18366	1	95	development	development	NOUN
fbem-18366	1	96	.	.	PUNCT
fbem-18366	2	1	although	although	SCONJ
fbem-18366	2	2	artificial	artificial	ADJ
fbem-18366	2	3	intelligence	intelligence	NOUN
fbem-18366	2	4	brings	bring	VERB
fbem-18366	2	5	huge	huge	ADJ
fbem-18366	2	6	development	development	NOUN
fbem-18366	2	7	opportunities	opportunity	NOUN
fbem-18366	2	8	for	for	ADP
fbem-18366	2	9	the	the	DET
fbem-18366	2	10	internet	internet	NOUN
fbem-18366	2	11	financial	financial	ADJ
fbem-18366	2	12	industry	industry	NOUN
fbem-18366	2	13	,	,	PUNCT
fbem-18366	2	14	it	it	PRON
fbem-18366	2	15	also	also	ADV
fbem-18366	2	16	brings	bring	VERB
fbem-18366	2	17	some	some	DET
fbem-18366	2	18	potential	potential	ADJ
fbem-18366	2	19	risks	risk	NOUN
fbem-18366	2	20	and	and	CCONJ
fbem-18366	2	21	challenges	challenge	NOUN
fbem-18366	2	22	,	,	PUNCT
fbem-18366	2	23	causing	cause	VERB
fbem-18366	2	24	internet	internet	NOUN
fbem-18366	2	25	financial	financial	ADJ
fbem-18366	2	26	information	information	NOUN
fbem-18366	2	27	to	to	PART
fbem-18366	2	28	face	face	VERB
fbem-18366	2	29	severe	severe	ADJ
fbem-18366	2	30	security	security	NOUN
fbem-18366	2	31	risks	risk	NOUN
fbem-18366	2	32	.	.	PUNCT
fbem-18366	3	1	how	how	SCONJ
fbem-18366	3	2	to	to	PART
fbem-18366	3	3	use	use	VERB
fbem-18366	3	4	artificial	artificial	ADJ
fbem-18366	3	5	intelligence	intelligence	NOUN
fbem-18366	3	6	technology	technology	NOUN
fbem-18366	3	7	to	to	PART
fbem-18366	3	8	effectively	effectively	ADV
fbem-18366	3	9	prevent	prevent	VERB
fbem-18366	3	10	and	and	CCONJ
fbem-18366	3	11	control	control	VERB
fbem-18366	3	12	financial	financial	ADJ
fbem-18366	3	13	information	information	NOUN
fbem-18366	3	14	security	security	NOUN
fbem-18366	3	15	risks	risk	NOUN
fbem-18366	3	16	is	be	AUX
fbem-18366	3	17	a	a	DET
fbem-18366	3	18	major	major	ADJ
fbem-18366	3	19	problem	problem	NOUN
fbem-18366	3	20	facing	face	VERB
fbem-18366	3	21	the	the	DET
fbem-18366	3	22	financial	financial	ADJ
fbem-18366	3	23	industry	industry	NOUN
fbem-18366	3	24	.	.	PUNCT
fbem-18366	4	1	this	this	DET
fbem-18366	4	2	paper	paper	NOUN
fbem-18366	4	3	analyzes	analyze	VERB
fbem-18366	4	4	the	the	DET
fbem-18366	4	5	security	security	NOUN
fbem-18366	4	6	risks	risk	NOUN
fbem-18366	4	7	of	of	ADP
fbem-18366	4	8	internet	internet	NOUN
fbem-18366	4	9	financial	financial	ADJ
fbem-18366	4	10	information	information	NOUN
fbem-18366	4	11	in	in	ADP
fbem-18366	4	12	the	the	DET
fbem-18366	4	13	era	era	NOUN
fbem-18366	4	14	of	of	ADP
fbem-18366	4	15	artificial	artificial	ADJ
fbem-18366	4	16	intelligence	intelligence	NOUN
fbem-18366	4	17	and	and	CCONJ
fbem-18366	4	18	puts	put	VERB
fbem-18366	4	19	forward	forward	ADV
fbem-18366	4	20	relevant	relevant	ADJ
fbem-18366	4	21	preventive	preventive	ADJ
fbem-18366	4	22	measures	measure	NOUN
fbem-18366	4	23	to	to	PART
fbem-18366	4	24	effectively	effectively	ADV
fbem-18366	4	25	deal	deal	VERB
fbem-18366	4	26	with	with	ADP
fbem-18366	4	27	various	various	ADJ
fbem-18366	4	28	security	security	NOUN
fbem-18366	4	29	risks	risk	NOUN
fbem-18366	4	30	,	,	PUNCT
fbem-18366	4	31	ensure	ensure	VERB
fbem-18366	4	32	the	the	DET
fbem-18366	4	33	information	information	NOUN
fbem-18366	4	34	security	security	NOUN
fbem-18366	4	35	management	management	NOUN
fbem-18366	4	36	of	of	ADP
fbem-18366	4	37	financial	financial	ADJ
fbem-18366	4	38	cloud	cloud	NOUN
fbem-18366	4	39	platforms	platform	NOUN
fbem-18366	4	40	,	,	PUNCT
fbem-18366	4	41	and	and	CCONJ
fbem-18366	4	42	promote	promote	VERB
fbem-18366	4	43	the	the	DET
fbem-18366	4	44	healthy	healthy	ADJ
fbem-18366	4	45	and	and	CCONJ
fbem-18366	4	46	stable	stable	ADJ
fbem-18366	4	47	development	development	NOUN
fbem-18366	4	48	of	of	ADP
fbem-18366	4	49	the	the	DET
fbem-18366	4	50	financial	financial	ADJ
fbem-18366	4	51	industry	industry	NOUN
fbem-18366	4	52	.	.	PUNCT
fbem-18366	5	1	keywords	keyword	NOUN
fbem-18366	5	2	:	:	PUNCT
fbem-18366	5	3	artificial	artificial	ADJ
fbem-18366	5	4	intelligence	intelligence	NOUN
fbem-18366	5	5	,	,	PUNCT
fbem-18366	5	6	internet	internet	NOUN
fbem-18366	5	7	finance	finance	NOUN
fbem-18366	5	8	,	,	PUNCT
fbem-18366	5	9	information	information	NOUN
fbem-18366	5	10	security	security	NOUN
fbem-18366	5	11	,	,	PUNCT
fbem-18366	5	12	risks	risk	NOUN
fbem-18366	5	13	and	and	CCONJ
fbem-18366	5	14	precautions	precaution	NOUN
fbem-18366	5	15	.	.	PUNCT
fbem-18366	6	1	1	1	X
fbem-18366	6	2	.	.	X
fbem-18366	6	3	introduction	introduction	NOUN
fbem-18366	6	4	the	the	DET
fbem-18366	6	5	rapid	rapid	ADJ
fbem-18366	6	6	development	development	NOUN
fbem-18366	6	7	of	of	ADP
fbem-18366	6	8	big	big	ADJ
fbem-18366	6	9	data	data	PROPN
fbem-18366	6	10	internet	internet	NOUN
fbem-18366	6	11	information	information	NOUN
fbem-18366	6	12	promotes	promote	VERB
fbem-18366	6	13	the	the	DET
fbem-18366	6	14	effective	effective	ADJ
fbem-18366	6	15	combination	combination	NOUN
fbem-18366	6	16	of	of	ADP
fbem-18366	6	17	artificial	artificial	ADJ
fbem-18366	6	18	intelligence	intelligence	NOUN
fbem-18366	6	19	technology	technology	NOUN
fbem-18366	6	20	and	and	CCONJ
fbem-18366	6	21	the	the	DET
fbem-18366	6	22	financial	financial	ADJ
fbem-18366	6	23	field	field	NOUN
fbem-18366	6	24	.	.	PUNCT
fbem-18366	7	1	it	it	PRON
fbem-18366	7	2	not	not	PART
fbem-18366	7	3	only	only	ADV
fbem-18366	7	4	improves	improve	VERB
fbem-18366	7	5	the	the	DET
fbem-18366	7	6	work	work	NOUN
fbem-18366	7	7	efficiency	efficiency	NOUN
fbem-18366	7	8	and	and	CCONJ
fbem-18366	7	9	user	user	NOUN
fbem-18366	7	10	experience	experience	NOUN
fbem-18366	7	11	of	of	ADP
fbem-18366	7	12	financial	financial	ADJ
fbem-18366	7	13	institutions	institution	NOUN
fbem-18366	7	14	but	but	CCONJ
fbem-18366	7	15	also	also	ADV
fbem-18366	7	16	saves	save	VERB
fbem-18366	7	17	labor	labor	NOUN
fbem-18366	7	18	costs	cost	NOUN
fbem-18366	7	19	to	to	ADP
fbem-18366	7	20	a	a	DET
fbem-18366	7	21	certain	certain	ADJ
fbem-18366	7	22	extent	extent	NOUN
fbem-18366	7	23	,	,	PUNCT
fbem-18366	7	24	improves	improve	VERB
fbem-18366	7	25	data	data	NOUN
fbem-18366	7	26	security	security	NOUN
fbem-18366	7	27	,	,	PUNCT
fbem-18366	7	28	and	and	CCONJ
fbem-18366	7	29	meets	meet	VERB
fbem-18366	7	30	the	the	DET
fbem-18366	7	31	growing	grow	VERB
fbem-18366	7	32	expectations	expectation	NOUN
fbem-18366	7	33	and	and	CCONJ
fbem-18366	7	34	demands	demand	NOUN
fbem-18366	7	35	of	of	ADP
fbem-18366	7	36	users	user	NOUN
fbem-18366	7	37	.	.	PUNCT
fbem-18366	8	1	in	in	ADP
fbem-18366	8	2	particular	particular	ADJ
fbem-18366	8	3	,	,	PUNCT
fbem-18366	8	4	the	the	DET
fbem-18366	8	5	implementation	implementation	NOUN
fbem-18366	8	6	of	of	ADP
fbem-18366	8	7	innovative	innovative	ADJ
fbem-18366	8	8	applications	application	NOUN
fbem-18366	8	9	such	such	ADJ
fbem-18366	8	10	as	as	ADP
fbem-18366	8	11	intelligent	intelligent	ADJ
fbem-18366	8	12	investment	investment	NOUN
fbem-18366	8	13	,	,	PUNCT
fbem-18366	8	14	fraud	fraud	NOUN
fbem-18366	8	15	detection	detection	NOUN
fbem-18366	8	16	,	,	PUNCT
fbem-18366	8	17	data	datum	NOUN
fbem-18366	8	18	analysis	analysis	NOUN
fbem-18366	8	19	,	,	PUNCT
fbem-18366	8	20	and	and	CCONJ
fbem-18366	8	21	investment	investment	NOUN
fbem-18366	8	22	decision	decision	NOUN
fbem-18366	8	23	-	-	PUNCT
fbem-18366	8	24	making	making	NOUN
fbem-18366	8	25	has	have	AUX
fbem-18366	8	26	pushed	push	VERB
fbem-18366	8	27	the	the	DET
fbem-18366	8	28	financial	financial	ADJ
fbem-18366	8	29	field	field	NOUN
fbem-18366	8	30	to	to	ADP
fbem-18366	8	31	a	a	DET
fbem-18366	8	32	new	new	ADJ
fbem-18366	8	33	height	height	NOUN
fbem-18366	8	34	and	and	CCONJ
fbem-18366	8	35	promoted	promote	VERB
fbem-18366	8	36	the	the	DET
fbem-18366	8	37	digital	digital	ADJ
fbem-18366	8	38	development	development	NOUN
fbem-18366	8	39	of	of	ADP
fbem-18366	8	40	financial	financial	ADJ
fbem-18366	8	41	platforms	platform	NOUN
fbem-18366	8	42	.	.	PUNCT
fbem-18366	9	1	the	the	DET
fbem-18366	9	2	intersection	intersection	NOUN
fbem-18366	9	3	of	of	ADP
fbem-18366	9	4	the	the	DET
fbem-18366	9	5	financial	financial	ADJ
fbem-18366	9	6	industry	industry	NOUN
fbem-18366	9	7	and	and	CCONJ
fbem-18366	9	8	artificial	artificial	ADJ
fbem-18366	9	9	intelligence	intelligence	NOUN
fbem-18366	9	10	needs	need	VERB
fbem-18366	9	11	a	a	DET
fbem-18366	9	12	large	large	ADJ
fbem-18366	9	13	amount	amount	NOUN
fbem-18366	9	14	of	of	ADP
fbem-18366	9	15	data	datum	NOUN
fbem-18366	9	16	support	support	NOUN
fbem-18366	9	17	.	.	PUNCT
fbem-18366	10	1	therefore	therefore	ADV
fbem-18366	10	2	,	,	PUNCT
fbem-18366	10	3	the	the	DET
fbem-18366	10	4	protection	protection	NOUN
fbem-18366	10	5	of	of	ADP
fbem-18366	10	6	financial	financial	ADJ
fbem-18366	10	7	information	information	NOUN
fbem-18366	10	8	security	security	NOUN
fbem-18366	10	9	under	under	ADP
fbem-18366	10	10	the	the	DET
fbem-18366	10	11	background	background	NOUN
fbem-18366	10	12	of	of	ADP
fbem-18366	10	13	the	the	DET
fbem-18366	10	14	rapid	rapid	ADJ
fbem-18366	10	15	spread	spread	NOUN
fbem-18366	10	16	of	of	ADP
fbem-18366	10	17	the	the	DET
fbem-18366	10	18	internet	internet	NOUN
fbem-18366	10	19	is	be	AUX
fbem-18366	10	20	the	the	DET
fbem-18366	10	21	foundation	foundation	NOUN
fbem-18366	10	22	of	of	ADP
fbem-18366	10	23	the	the	DET
fbem-18366	10	24	industry	industry	NOUN
fbem-18366	10	25	's	's	PART
fbem-18366	10	26	progress	progress	NOUN
fbem-18366	10	27	and	and	CCONJ
fbem-18366	10	28	development	development	NOUN
fbem-18366	10	29	.	.	PUNCT
fbem-18366	11	1	2	2	X
fbem-18366	11	2	.	.	X
fbem-18366	11	3	the	the	DET
fbem-18366	11	4	development	development	NOUN
fbem-18366	11	5	of	of	ADP
fbem-18366	11	6	the	the	DET
fbem-18366	11	7	internet	internet	NOUN
fbem-18366	11	8	finance	finance	NOUN
fbem-18366	11	9	industry	industry	NOUN
fbem-18366	11	10	in	in	ADP
fbem-18366	11	11	the	the	DET
fbem-18366	11	12	era	era	NOUN
fbem-18366	11	13	of	of	ADP
fbem-18366	11	14	artificial	artificial	ADJ
fbem-18366	11	15	intelligence	intelligence	NOUN
fbem-18366	11	16	2.1	2.1	NUM
fbem-18366	11	17	.	.	PUNCT
fbem-18366	11	18	internet	internet	NOUN
fbem-18366	11	19	finance	finance	NOUN
fbem-18366	11	20	and	and	CCONJ
fbem-18366	11	21	its	its	PRON
fbem-18366	11	22	performance	performance	NOUN
fbem-18366	11	23	model	model	NOUN
fbem-18366	11	24	internet	internet	NOUN
fbem-18366	11	25	finance	finance	NOUN
fbem-18366	11	26	refers	refer	VERB
fbem-18366	11	27	to	to	ADP
fbem-18366	11	28	a	a	DET
fbem-18366	11	29	new	new	ADJ
fbem-18366	11	30	type	type	NOUN
fbem-18366	11	31	of	of	ADP
fbem-18366	11	32	financial	financial	ADJ
fbem-18366	11	33	business	business	NOUN
fbem-18366	11	34	model	model	NOUN
fbem-18366	11	35	that	that	PRON
fbem-18366	11	36	combines	combine	VERB
fbem-18366	11	37	internet	internet	NOUN
fbem-18366	11	38	technology	technology	NOUN
fbem-18366	11	39	with	with	ADP
fbem-18366	11	40	the	the	DET
fbem-18366	11	41	traditional	traditional	ADJ
fbem-18366	11	42	financial	financial	ADJ
fbem-18366	11	43	industry	industry	NOUN
fbem-18366	11	44	to	to	PART
fbem-18366	11	45	achieve	achieve	VERB
fbem-18366	11	46	financing	financing	NOUN
fbem-18366	11	47	,	,	PUNCT
fbem-18366	11	48	payment	payment	NOUN
fbem-18366	11	49	,	,	PUNCT
fbem-18366	11	50	investment	investment	NOUN
fbem-18366	11	51	,	,	PUNCT
fbem-18366	11	52	and	and	CCONJ
fbem-18366	11	53	information	information	NOUN
fbem-18366	11	54	intermediary	intermediary	ADJ
fbem-18366	11	55	services	service	NOUN
fbem-18366	11	56	.	.	PUNCT
fbem-18366	12	1	internet	internet	NOUN
fbem-18366	12	2	finance	finance	NOUN
fbem-18366	12	3	is	be	AUX
fbem-18366	12	4	different	different	ADJ
fbem-18366	12	5	from	from	ADP
fbem-18366	12	6	the	the	DET
fbem-18366	12	7	traditional	traditional	ADJ
fbem-18366	12	8	financial	financial	ADJ
fbem-18366	12	9	business	business	NOUN
fbem-18366	12	10	and	and	CCONJ
fbem-18366	12	11	it	it	PRON
fbem-18366	12	12	is	be	AUX
fbem-18366	12	13	more	more	ADV
fbem-18366	12	14	transparent	transparent	ADJ
fbem-18366	12	15	,	,	PUNCT
fbem-18366	12	16	collaborative	collaborative	ADJ
fbem-18366	12	17	,	,	PUNCT
fbem-18366	12	18	low	low	ADJ
fbem-18366	12	19	intermediate	intermediate	ADJ
fbem-18366	12	20	cost	cost	NOUN
fbem-18366	12	21	,	,	PUNCT
fbem-18366	12	22	and	and	CCONJ
fbem-18366	12	23	convenient	convenient	ADJ
fbem-18366	12	24	to	to	PART
fbem-18366	12	25	operate	operate	VERB
fbem-18366	12	26	than	than	ADP
fbem-18366	12	27	the	the	DET
fbem-18366	12	28	traditional	traditional	ADJ
fbem-18366	12	29	financial	financial	ADJ
fbem-18366	12	30	business	business	NOUN
fbem-18366	12	31	.	.	PUNCT
fbem-18366	13	1	in	in	ADP
fbem-18366	13	2	addition	addition	NOUN
fbem-18366	13	3	,	,	PUNCT
fbem-18366	13	4	it	it	PRON
fbem-18366	13	5	is	be	AUX
fbem-18366	13	6	mainly	mainly	ADV
fbem-18366	13	7	reflected	reflect	VERB
fbem-18366	13	8	in	in	ADP
fbem-18366	13	9	the	the	DET
fbem-18366	13	10	following	follow	VERB
fbem-18366	13	11	aspects	aspect	NOUN
fbem-18366	13	12	.	.	PUNCT
fbem-18366	14	1	a.	a.	NOUN
fbem-18366	14	2	p2p	p2p	NOUN
fbem-18366	14	3	network	network	NOUN
fbem-18366	14	4	borrowing	borrowing	NOUN
fbem-18366	14	5	platform	platform	NOUN
fbem-18366	14	6	it	it	PRON
fbem-18366	14	7	mainly	mainly	ADV
fbem-18366	14	8	includes	include	VERB
fbem-18366	14	9	lufax	lufax	NOUN
fbem-18366	14	10	,	,	PUNCT
fbem-18366	14	11	hongling	hongle	VERB
fbem-18366	14	12	venture	venture	NOUN
fbem-18366	14	13	capital	capital	NOUN
fbem-18366	14	14	,	,	PUNCT
fbem-18366	14	15	finvolution	finvolution	NOUN
fbem-18366	14	16	group	group	NOUN
fbem-18366	14	17	,	,	PUNCT
fbem-18366	14	18	renren	renren	PROPN
fbem-18366	14	19	loan	loan	PROPN
fbem-18366	14	20	,	,	PUNCT
fbem-18366	14	21	yooli	yooli	PROPN
fbem-18366	14	22	net	net	NOUN
fbem-18366	14	23	,	,	PUNCT
fbem-18366	14	24	yiren	yiren	PROPN
fbem-18366	14	25	loan	loan	NOUN
fbem-18366	14	26	,	,	PUNCT
fbem-18366	14	27	and	and	CCONJ
fbem-18366	14	28	other	other	ADJ
fbem-18366	14	29	personal	personal	ADJ
fbem-18366	14	30	loan	loan	NOUN
fbem-18366	14	31	platforms	platform	NOUN
fbem-18366	14	32	.	.	PUNCT
fbem-18366	15	1	b.	b.	PROPN
fbem-18366	15	2	third	third	ADJ
fbem-18366	15	3	-	-	PUNCT
fbem-18366	15	4	party	party	NOUN
fbem-18366	15	5	payment	payment	NOUN
fbem-18366	15	6	it	it	PRON
fbem-18366	15	7	is	be	AUX
fbem-18366	15	8	a	a	DET
fbem-18366	15	9	payment	payment	NOUN
fbem-18366	15	10	method	method	NOUN
fbem-18366	15	11	established	establish	VERB
fbem-18366	15	12	among	among	ADP
fbem-18366	15	13	merchants	merchant	NOUN
fbem-18366	15	14	,	,	PUNCT
fbem-18366	15	15	consumers	consumer	NOUN
fbem-18366	15	16	,	,	PUNCT
fbem-18366	15	17	and	and	CCONJ
fbem-18366	15	18	financial	financial	ADJ
fbem-18366	15	19	institutions	institution	NOUN
fbem-18366	15	20	.	.	PUNCT
fbem-18366	16	1	the	the	DET
fbem-18366	16	2	most	most	ADV
fbem-18366	16	3	representative	representative	NOUN
fbem-18366	16	4	are	be	AUX
fbem-18366	16	5	alipay	alipay	PROPN
fbem-18366	16	6	,	,	PUNCT
fbem-18366	16	7	wechat	wechat	NOUN
fbem-18366	16	8	payment	payment	NOUN
fbem-18366	16	9	,	,	PUNCT
fbem-18366	16	10	credit	credit	NOUN
fbem-18366	16	11	card	card	NOUN
fbem-18366	16	12	payment	payment	NOUN
fbem-18366	16	13	,	,	PUNCT
fbem-18366	16	14	etc	etc	X
fbem-18366	16	15	.	.	X
fbem-18366	17	1	c.	c.	PROPN
fbem-18366	17	2	crowdfunding	crowdfunde	VERB
fbem-18366	17	3	it	it	PRON
fbem-18366	17	4	simply	simply	ADV
fbem-18366	17	5	refers	refer	VERB
fbem-18366	17	6	to	to	ADP
fbem-18366	17	7	financing	financing	NOUN
fbem-18366	17	8	,	,	PUNCT
fbem-18366	17	9	which	which	PRON
fbem-18366	17	10	is	be	AUX
fbem-18366	17	11	a	a	DET
fbem-18366	17	12	kind	kind	NOUN
fbem-18366	17	13	of	of	ADP
fbem-18366	17	14	legal	legal	ADJ
fbem-18366	17	15	fundraising	fundraising	NOUN
fbem-18366	17	16	behavior	behavior	NOUN
fbem-18366	17	17	initiated	initiate	VERB
fbem-18366	17	18	through	through	ADP
fbem-18366	17	19	internet	internet	NOUN
fbem-18366	17	20	platforms	platform	NOUN
fbem-18366	17	21	.	.	PUNCT
fbem-18366	18	1	common	common	ADJ
fbem-18366	18	2	forms	form	NOUN
fbem-18366	18	3	include	include	VERB
fbem-18366	18	4	equity	equity	NOUN
fbem-18366	18	5	crowdfunding	crowdfunding	NOUN
fbem-18366	18	6	and	and	CCONJ
fbem-18366	18	7	charitable	charitable	ADJ
fbem-18366	18	8	crowdfunding	crowdfunding	NOUN
fbem-18366	18	9	.	.	PUNCT
fbem-18366	19	1	d.	d.	PROPN
fbem-18366	19	2	big	big	PROPN
fbem-18366	19	3	data	data	PROPN
fbem-18366	19	4	credit	credit	NOUN
fbem-18366	19	5	checking	checking	NOUN
fbem-18366	19	6	it	it	PRON
fbem-18366	19	7	is	be	AUX
fbem-18366	19	8	a	a	DET
fbem-18366	19	9	tool	tool	NOUN
fbem-18366	19	10	to	to	PART
fbem-18366	19	11	record	record	VERB
fbem-18366	19	12	personal	personal	ADJ
fbem-18366	19	13	credit	credit	NOUN
fbem-18366	19	14	history	history	NOUN
fbem-18366	19	15	based	base	VERB
fbem-18366	19	16	on	on	ADP
fbem-18366	19	17	information	information	NOUN
fbem-18366	19	18	such	such	ADJ
fbem-18366	19	19	as	as	ADP
fbem-18366	19	20	ant	ant	ADJ
fbem-18366	19	21	credit	credit	NOUN
fbem-18366	19	22	pay	pay	NOUN
fbem-18366	19	23	,	,	PUNCT
fbem-18366	19	24	jd	jd	ADP
fbem-18366	19	25	credit	credit	NOUN
fbem-18366	19	26	and	and	CCONJ
fbem-18366	19	27	the	the	DET
fbem-18366	19	28	online	online	ADJ
fbem-18366	19	29	borrowing	borrowing	NOUN
fbem-18366	19	30	model	model	NOUN
fbem-18366	19	31	.	.	PUNCT
fbem-18366	20	1	for	for	ADP
fbem-18366	20	2	example	example	NOUN
fbem-18366	20	3	,	,	PUNCT
fbem-18366	20	4	sesame	sesame	ADJ
fbem-18366	20	5	credit	credit	NOUN
fbem-18366	20	6	is	be	AUX
fbem-18366	20	7	based	base	VERB
fbem-18366	20	8	on	on	ADP
fbem-18366	20	9	huge	huge	ADJ
fbem-18366	20	10	data	datum	NOUN
fbem-18366	20	11	accumulation	accumulation	NOUN
fbem-18366	20	12	.	.	PUNCT
fbem-18366	21	1	e.	e.	PROPN
fbem-18366	21	2	information	information	PROPN
fbem-18366	21	3	-	-	PUNCT
fbem-18366	21	4	based	base	VERB
fbem-18366	21	5	financial	financial	ADJ
fbem-18366	21	6	institutions	institution	NOUN
fbem-18366	21	7	it	it	PRON
fbem-18366	21	8	is	be	AUX
fbem-18366	21	9	a	a	DET
fbem-18366	21	10	banking	banking	NOUN
fbem-18366	21	11	,	,	PUNCT
fbem-18366	21	12	securities	security	NOUN
fbem-18366	21	13	,	,	PUNCT
fbem-18366	21	14	and	and	CCONJ
fbem-18366	21	15	insurance	insurance	NOUN
fbem-18366	21	16	financial	financial	ADJ
fbem-18366	21	17	institution	institution	NOUN
fbem-18366	21	18	that	that	PRON
fbem-18366	21	19	uses	use	VERB
fbem-18366	21	20	information	information	NOUN
fbem-18366	21	21	technology	technology	NOUN
fbem-18366	21	22	represented	represent	VERB
fbem-18366	21	23	by	by	ADP
fbem-18366	21	24	the	the	DET
fbem-18366	21	25	internet	internet	NOUN
fbem-18366	21	26	to	to	PART
fbem-18366	21	27	transform	transform	VERB
fbem-18366	21	28	or	or	CCONJ
fbem-18366	21	29	reconstruct	reconstruct	VERB
fbem-18366	21	30	traditional	traditional	ADJ
fbem-18366	21	31	financial	financial	ADJ
fbem-18366	21	32	operation	operation	NOUN
fbem-18366	21	33	service	service	NOUN
fbem-18366	21	34	products	product	NOUN
fbem-18366	21	35	in	in	ADP
fbem-18366	21	36	order	order	NOUN
fbem-18366	21	37	to	to	PART
fbem-18366	21	38	achieve	achieve	VERB
fbem-18366	21	39	comprehensive	comprehensive	ADJ
fbem-18366	21	40	information	information	NOUN
fbem-18366	21	41	management	management	NOUN
fbem-18366	21	42	.	.	PUNCT
fbem-18366	22	1	it	it	PRON
fbem-18366	22	2	aims	aim	VERB
fbem-18366	22	3	to	to	PART
fbem-18366	22	4	enable	enable	VERB
fbem-18366	22	5	people	people	NOUN
fbem-18366	22	6	to	to	PART
fbem-18366	22	7	enjoy	enjoy	VERB
fbem-18366	22	8	the	the	DET
fbem-18366	22	9	services	service	NOUN
fbem-18366	22	10	available	available	ADJ
fbem-18366	22	11	offline	offline	NOUN
fbem-18366	22	12	on	on	ADP
fbem-18366	22	13	the	the	DET
fbem-18366	22	14	internet	internet	NOUN
fbem-18366	22	15	.	.	PUNCT
fbem-18366	23	1	f.	f.	PROPN
fbem-18366	23	2	internet	internet	PROPN
fbem-18366	23	3	wealth	wealth	NOUN
fbem-18366	23	4	management	management	NOUN
fbem-18366	23	5	platform	platform	NOUN
fbem-18366	23	6	it	it	PRON
fbem-18366	23	7	is	be	AUX
fbem-18366	23	8	mainly	mainly	ADV
fbem-18366	23	9	used	use	VERB
fbem-18366	23	10	as	as	ADP
fbem-18366	23	11	a	a	DET
fbem-18366	23	12	platform	platform	NOUN
fbem-18366	23	13	for	for	ADP
fbem-18366	23	14	issuing	issue	VERB
fbem-18366	23	15	loan	loan	NOUN
fbem-18366	23	16	fund	fund	NOUN
fbem-18366	23	17	products	product	NOUN
fbem-18366	23	18	,	,	PUNCT
fbem-18366	23	19	wealth	wealth	NOUN
fbem-18366	23	20	management	management	NOUN
fbem-18366	23	21	products	product	NOUN
fbem-18366	23	22	or	or	CCONJ
fbem-18366	23	23	insurance	insurance	NOUN
fbem-18366	23	24	products	product	NOUN
fbem-18366	23	25	,	,	PUNCT
fbem-18366	23	26	such	such	ADJ
fbem-18366	23	27	as	as	ADP
fbem-18366	23	28	tenpay	tenpay	NOUN
fbem-18366	23	29	,	,	PUNCT
fbem-18366	23	30	lufax	lufax	NOUN
fbem-18366	23	31	,	,	PUNCT
fbem-18366	23	32	jd	jd	PROPN
fbem-18366	23	33	finance	finance	NOUN
fbem-18366	23	34	,	,	PUNCT
fbem-18366	23	35	and	and	CCONJ
fbem-18366	23	36	yu	yu	PRON
fbem-18366	23	37	'	'	PUNCT
fbem-18366	23	38	e	e	X
fbem-18366	23	39	bao	bao	PROPN
fbem-18366	23	40	.	.	PUNCT
fbem-18366	24	1	2.2	2.2	NUM
fbem-18366	24	2	.	.	PUNCT
fbem-18366	25	1	the	the	DET
fbem-18366	25	2	main	main	ADJ
fbem-18366	25	3	features	feature	NOUN
fbem-18366	25	4	of	of	ADP
fbem-18366	25	5	internet	internet	NOUN
fbem-18366	25	6	financial	financial	ADJ
fbem-18366	25	7	information	information	NOUN
fbem-18366	25	8	in	in	ADP
fbem-18366	25	9	the	the	DET
fbem-18366	25	10	era	era	NOUN
fbem-18366	25	11	of	of	ADP
fbem-18366	25	12	artificial	artificial	ADJ
fbem-18366	25	13	intelligence	intelligence	NOUN
fbem-18366	25	14	a.	a.	NOUN
fbem-18366	25	15	high	high	ADJ
fbem-18366	25	16	efficiency	efficiency	NOUN
fbem-18366	25	17	and	and	CCONJ
fbem-18366	25	18	low	low	ADJ
fbem-18366	25	19	cost	cost	NOUN
fbem-18366	25	20	the	the	DET
fbem-18366	25	21	development	development	NOUN
fbem-18366	25	22	of	of	ADP
fbem-18366	25	23	internet	internet	NOUN
fbem-18366	25	24	and	and	CCONJ
fbem-18366	25	25	data	datum	NOUN
fbem-18366	25	26	platforms	platform	NOUN
fbem-18366	25	27	has	have	AUX
fbem-18366	25	28	diversified	diversify	VERB
fbem-18366	25	29	the	the	DET
fbem-18366	25	30	financial	financial	ADJ
fbem-18366	25	31	industry	industry	NOUN
fbem-18366	25	32	.	.	PUNCT
fbem-18366	26	1	its	its	PRON
fbem-18366	26	2	operating	operating	NOUN
fbem-18366	26	3	cost	cost	NOUN
fbem-18366	26	4	is	be	AUX
fbem-18366	26	5	low	low	ADJ
fbem-18366	26	6	,	,	PUNCT
fbem-18366	26	7	many	many	ADJ
fbem-18366	26	8	transactions	transaction	NOUN
fbem-18366	26	9	can	can	AUX
fbem-18366	26	10	be	be	AUX
fbem-18366	26	11	completed	complete	VERB
fbem-18366	26	12	within	within	ADP
fbem-18366	26	13	a	a	DET
fbem-18366	26	14	few	few	ADJ
fbem-18366	26	15	seconds	second	NOUN
fbem-18366	26	16	,	,	PUNCT
fbem-18366	26	17	and	and	CCONJ
fbem-18366	26	18	the	the	DET
fbem-18366	26	19	geographical	geographical	ADJ
fbem-18366	26	20	limit	limit	NOUN
fbem-18366	26	21	is	be	AUX
fbem-18366	26	22	broken	break	VERB
fbem-18366	26	23	through	through	ADV
fbem-18366	26	24	.	.	PUNCT
fbem-18366	27	1	moreover	moreover	ADV
fbem-18366	27	2	,	,	PUNCT
fbem-18366	27	3	customers	customer	NOUN
fbem-18366	27	4	can	can	AUX
fbem-18366	27	5	experience	experience	VERB
fbem-18366	27	6	financial	financial	ADJ
fbem-18366	27	7	services	service	NOUN
fbem-18366	27	8	anytime	anytime	ADV
fbem-18366	27	9	and	and	CCONJ
fbem-18366	27	10	anywhere	anywhere	ADV
fbem-18366	27	11	,	,	PUNCT
fbem-18366	27	12	and	and	CCONJ
fbem-18366	27	13	realize	realize	VERB
fbem-18366	27	14	a	a	DET
fbem-18366	27	15	financial	financial	ADJ
fbem-18366	27	16	model	model	NOUN
fbem-18366	27	17	of	of	ADP
fbem-18366	27	18	global	global	ADJ
fbem-18366	27	19	communication	communication	NOUN
fbem-18366	27	20	without	without	ADP
fbem-18366	27	21	leaving	leave	VERB
fbem-18366	27	22	home	home	NOUN
fbem-18366	27	23	.	.	PUNCT
fbem-18366	28	1	also	also	ADV
fbem-18366	28	2	,	,	PUNCT
fbem-18366	28	3	it	it	PRON
fbem-18366	28	4	improves	improve	VERB
fbem-18366	28	5	the	the	DET
fbem-18366	28	6	service	service	NOUN
fbem-18366	28	7	efficiency	efficiency	NOUN
fbem-18366	28	8	.	.	PUNCT
fbem-18366	29	1	the	the	DET
fbem-18366	29	2	deposit	deposit	NOUN
fbem-18366	29	3	and	and	CCONJ
fbem-18366	29	4	payment	payment	NOUN
fbem-18366	29	5	services	service	NOUN
fbem-18366	29	6	of	of	ADP
fbem-18366	29	7	alipay	alipay	PROPN
fbem-18366	29	8	and	and	CCONJ
fbem-18366	29	9	wechat	wechat	NOUN
fbem-18366	29	10	are	be	AUX
fbem-18366	29	11	most	most	ADV
fbem-18366	29	12	commonly	commonly	ADV
fbem-18366	29	13	used	use	VERB
fbem-18366	29	14	in	in	ADP
fbem-18366	29	15	china	china	PROPN
fbem-18366	29	16	,	,	PUNCT
fbem-18366	29	17	which	which	PRON
fbem-18366	29	18	can	can	AUX
fbem-18366	29	19	enable	enable	VERB
fbem-18366	29	20	users	user	NOUN
fbem-18366	29	21	to	to	PART
fbem-18366	29	22	obtain	obtain	VERB
fbem-18366	29	23	revenue	revenue	NOUN
fbem-18366	29	24	in	in	ADP
fbem-18366	29	25	a	a	DET
fbem-18366	29	26	short	short	ADJ
fbem-18366	29	27	time	time	NOUN
fbem-18366	29	28	,	,	PUNCT
fbem-18366	29	29	and	and	CCONJ
fbem-18366	29	30	can	can	AUX
fbem-18366	29	31	also	also	ADV
fbem-18366	29	32	realize	realize	VERB
fbem-18366	29	33	transfer	transfer	NOUN
fbem-18366	29	34	and	and	CCONJ
fbem-18366	29	35	remittance	remittance	NOUN
fbem-18366	29	36	and	and	CCONJ
fbem-18366	29	37	living	living	NOUN
fbem-18366	29	38	payment	payment	NOUN
fbem-18366	29	39	,	,	PUNCT
fbem-18366	29	40	etc	etc	X
fbem-18366	29	41	.	.	X
fbem-18366	29	42	,	,	PUNCT
fbem-18366	29	43	greatly	greatly	ADV
fbem-18366	29	44	improving	improve	VERB
fbem-18366	29	45	the	the	DET
fbem-18366	29	46	user	user	NOUN
fbem-18366	29	47	experience	experience	NOUN
fbem-18366	29	48	.	.	PUNCT
fbem-18366	30	1	342	342	NUM
fbem-18366	30	2	b.	b.	PROPN
fbem-18366	30	3	personalized	personalize	VERB
fbem-18366	30	4	service	service	NOUN
fbem-18366	30	5	through	through	ADP
fbem-18366	30	6	data	datum	NOUN
fbem-18366	30	7	collection	collection	NOUN
fbem-18366	30	8	,	,	PUNCT
fbem-18366	30	9	storage	storage	NOUN
fbem-18366	30	10	,	,	PUNCT
fbem-18366	30	11	and	and	CCONJ
fbem-18366	30	12	analysis	analysis	NOUN
fbem-18366	30	13	of	of	ADP
fbem-18366	30	14	a	a	DET
fbem-18366	30	15	large	large	ADJ
fbem-18366	30	16	number	number	NOUN
fbem-18366	30	17	of	of	ADP
fbem-18366	30	18	user	user	NOUN
fbem-18366	30	19	data	datum	NOUN
fbem-18366	30	20	,	,	PUNCT
fbem-18366	30	21	artificial	artificial	ADJ
fbem-18366	30	22	intelligence	intelligence	NOUN
fbem-18366	30	23	internet	internet	NOUN
fbem-18366	30	24	identifies	identify	VERB
fbem-18366	30	25	potential	potential	ADJ
fbem-18366	30	26	users	user	NOUN
fbem-18366	30	27	,	,	PUNCT
fbem-18366	30	28	carries	carry	VERB
fbem-18366	30	29	out	out	ADP
fbem-18366	30	30	accurate	accurate	ADJ
fbem-18366	30	31	marketing	marketing	NOUN
fbem-18366	30	32	,	,	PUNCT
fbem-18366	30	33	and	and	CCONJ
fbem-18366	30	34	provides	provide	VERB
fbem-18366	30	35	more	more	ADJ
fbem-18366	30	36	personalized	personalized	ADJ
fbem-18366	30	37	financial	financial	ADJ
fbem-18366	30	38	services	service	NOUN
fbem-18366	30	39	to	to	ADP
fbem-18366	30	40	users	user	NOUN
fbem-18366	30	41	according	accord	VERB
fbem-18366	30	42	to	to	ADP
fbem-18366	30	43	their	their	PRON
fbem-18366	30	44	preferences	preference	NOUN
fbem-18366	30	45	and	and	CCONJ
fbem-18366	30	46	needs	need	NOUN
fbem-18366	30	47	.	.	PUNCT
fbem-18366	31	1	c.	c.	NOUN
fbem-18366	31	2	openness	openness	PROPN
fbem-18366	31	3	internet	internet	NOUN
fbem-18366	31	4	finance	finance	NOUN
fbem-18366	31	5	is	be	AUX
fbem-18366	31	6	based	base	VERB
fbem-18366	31	7	on	on	ADP
fbem-18366	31	8	internet	internet	NOUN
fbem-18366	31	9	technology	technology	NOUN
fbem-18366	31	10	.	.	PUNCT
fbem-18366	32	1	its	its	PRON
fbem-18366	32	2	main	main	ADJ
fbem-18366	32	3	characteristics	characteristic	NOUN
fbem-18366	32	4	are	be	AUX
fbem-18366	32	5	openness	openness	NOUN
fbem-18366	32	6	and	and	CCONJ
fbem-18366	32	7	sharing	sharing	NOUN
fbem-18366	32	8	.	.	PUNCT
fbem-18366	33	1	it	it	PRON
fbem-18366	33	2	extends	extend	VERB
fbem-18366	33	3	financial	financial	ADJ
fbem-18366	33	4	services	service	NOUN
fbem-18366	33	5	to	to	ADP
fbem-18366	33	6	a	a	DET
fbem-18366	33	7	wider	wide	ADJ
fbem-18366	33	8	group	group	NOUN
fbem-18366	33	9	of	of	ADP
fbem-18366	33	10	users	user	NOUN
fbem-18366	33	11	through	through	ADP
fbem-18366	33	12	the	the	DET
fbem-18366	33	13	connection	connection	NOUN
fbem-18366	33	14	between	between	ADP
fbem-18366	33	15	users	user	NOUN
fbem-18366	33	16	and	and	CCONJ
fbem-18366	33	17	financial	financial	ADJ
fbem-18366	33	18	institutions	institution	NOUN
fbem-18366	33	19	.	.	PUNCT
fbem-18366	34	1	d.	d.	PROPN
fbem-18366	34	2	innovation	innovation	PROPN
fbem-18366	34	3	internet	internet	NOUN
fbem-18366	34	4	finance	finance	NOUN
fbem-18366	34	5	upgrades	upgrade	NOUN
fbem-18366	35	1	and	and	CCONJ
fbem-18366	36	1	innovates	innovate	VERB
fbem-18366	36	2	the	the	DET
fbem-18366	36	3	traditional	traditional	ADJ
fbem-18366	36	4	business	business	NOUN
fbem-18366	36	5	model	model	NOUN
fbem-18366	36	6	of	of	ADP
fbem-18366	36	7	financial	financial	ADJ
fbem-18366	36	8	institutions	institution	NOUN
fbem-18366	36	9	through	through	ADP
fbem-18366	36	10	the	the	DET
fbem-18366	36	11	development	development	NOUN
fbem-18366	36	12	of	of	ADP
fbem-18366	36	13	internet	internet	NOUN
fbem-18366	36	14	and	and	CCONJ
fbem-18366	36	15	artificial	artificial	ADJ
fbem-18366	36	16	intelligence	intelligence	NOUN
fbem-18366	36	17	technology	technology	NOUN
fbem-18366	36	18	,	,	PUNCT
fbem-18366	36	19	and	and	CCONJ
fbem-18366	36	20	introduces	introduce	VERB
fbem-18366	36	21	new	new	ADJ
fbem-18366	36	22	products	product	NOUN
fbem-18366	36	23	and	and	CCONJ
fbem-18366	36	24	businesses	business	NOUN
fbem-18366	36	25	.	.	PUNCT
fbem-18366	37	1	at	at	ADP
fbem-18366	37	2	the	the	DET
fbem-18366	37	3	same	same	ADJ
fbem-18366	37	4	time	time	NOUN
fbem-18366	37	5	,	,	PUNCT
fbem-18366	37	6	it	it	PRON
fbem-18366	37	7	promotes	promote	VERB
fbem-18366	37	8	a	a	DET
fbem-18366	37	9	new	new	ADJ
fbem-18366	37	10	type	type	NOUN
fbem-18366	37	11	of	of	ADP
fbem-18366	37	12	financial	financial	ADJ
fbem-18366	37	13	business	business	NOUN
fbem-18366	37	14	represented	represent	VERB
fbem-18366	37	15	by	by	ADP
fbem-18366	37	16	p2p	p2p	NOUN
fbem-18366	37	17	peer	peer	NOUN
fbem-18366	37	18	-	-	PUNCT
fbem-18366	37	19	to	to	ADP
fbem-18366	37	20	-	-	PUNCT
fbem-18366	37	21	peer	peer	NOUN
fbem-18366	37	22	lending	lending	NOUN
fbem-18366	37	23	and	and	CCONJ
fbem-18366	37	24	crowdfunding	crowdfunding	NOUN
fbem-18366	37	25	,	,	PUNCT
fbem-18366	37	26	which	which	PRON
fbem-18366	37	27	enables	enable	VERB
fbem-18366	37	28	users	user	NOUN
fbem-18366	37	29	to	to	PART
fbem-18366	37	30	enjoy	enjoy	VERB
fbem-18366	37	31	various	various	ADJ
fbem-18366	37	32	and	and	CCONJ
fbem-18366	37	33	diversified	diversified	ADJ
fbem-18366	37	34	investment	investment	NOUN
fbem-18366	37	35	services	service	NOUN
fbem-18366	37	36	.	.	PUNCT
fbem-18366	38	1	e.	e.	PROPN
fbem-18366	38	2	risk	risk	PROPN
fbem-18366	38	3	controllability	controllability	NOUN
fbem-18366	38	4	through	through	ADP
fbem-18366	38	5	big	big	ADJ
fbem-18366	38	6	data	datum	NOUN
fbem-18366	38	7	analysis	analysis	NOUN
fbem-18366	38	8	and	and	CCONJ
fbem-18366	38	9	intelligent	intelligent	ADJ
fbem-18366	38	10	technology	technology	NOUN
fbem-18366	38	11	applications	application	NOUN
fbem-18366	38	12	,	,	PUNCT
fbem-18366	38	13	internet	internet	NOUN
fbem-18366	38	14	finance	finance	NOUN
fbem-18366	38	15	can	can	AUX
fbem-18366	38	16	understand	understand	VERB
fbem-18366	38	17	users	user	NOUN
fbem-18366	38	18	'	'	PART
fbem-18366	38	19	credit	credit	NOUN
fbem-18366	38	20	status	status	NOUN
fbem-18366	38	21	and	and	CCONJ
fbem-18366	38	22	risk	risk	NOUN
fbem-18366	38	23	preferences	preference	NOUN
fbem-18366	38	24	more	more	ADV
fbem-18366	38	25	comprehensively	comprehensively	ADV
fbem-18366	38	26	so	so	SCONJ
fbem-18366	38	27	as	as	SCONJ
fbem-18366	38	28	to	to	PART
fbem-18366	38	29	conduct	conduct	VERB
fbem-18366	38	30	more	more	ADV
fbem-18366	38	31	accurate	accurate	ADJ
fbem-18366	38	32	risk	risk	NOUN
fbem-18366	38	33	assessment	assessment	NOUN
fbem-18366	38	34	and	and	CCONJ
fbem-18366	38	35	control	control	NOUN
fbem-18366	38	36	to	to	PART
fbem-18366	38	37	protect	protect	VERB
fbem-18366	38	38	users	user	NOUN
fbem-18366	38	39	'	'	PART
fbem-18366	38	40	legitimate	legitimate	ADJ
fbem-18366	38	41	rights	right	NOUN
fbem-18366	38	42	and	and	CCONJ
fbem-18366	38	43	interests	interest	NOUN
fbem-18366	38	44	and	and	CCONJ
fbem-18366	38	45	fund	fund	NOUN
fbem-18366	38	46	safety	safety	NOUN
fbem-18366	38	47	.	.	PUNCT
fbem-18366	39	1	2.3	2.3	NUM
fbem-18366	39	2	.	.	PUNCT
fbem-18366	40	1	financial	financial	ADJ
fbem-18366	40	2	fields	field	NOUN
fbem-18366	40	3	and	and	CCONJ
fbem-18366	40	4	applications	application	NOUN
fbem-18366	40	5	in	in	ADP
fbem-18366	40	6	the	the	DET
fbem-18366	40	7	era	era	NOUN
fbem-18366	40	8	of	of	ADP
fbem-18366	40	9	artificial	artificial	ADJ
fbem-18366	40	10	intelligence	intelligence	NOUN
fbem-18366	40	11	the	the	DET
fbem-18366	40	12	development	development	NOUN
fbem-18366	40	13	of	of	ADP
fbem-18366	40	14	artificial	artificial	ADJ
fbem-18366	40	15	intelligence	intelligence	NOUN
fbem-18366	40	16	technology	technology	NOUN
fbem-18366	40	17	has	have	AUX
fbem-18366	40	18	brought	bring	VERB
fbem-18366	40	19	the	the	DET
fbem-18366	40	20	development	development	NOUN
fbem-18366	40	21	of	of	ADP
fbem-18366	40	22	internet	internet	NOUN
fbem-18366	40	23	finance	finance	NOUN
fbem-18366	40	24	to	to	ADP
fbem-18366	40	25	a	a	DET
fbem-18366	40	26	new	new	ADJ
fbem-18366	40	27	height	height	NOUN
fbem-18366	40	28	.	.	PUNCT
fbem-18366	41	1	in	in	ADP
fbem-18366	41	2	banking	banking	NOUN
fbem-18366	41	3	and	and	CCONJ
fbem-18366	41	4	even	even	ADV
fbem-18366	41	5	the	the	DET
fbem-18366	41	6	whole	whole	ADJ
fbem-18366	41	7	financial	financial	ADJ
fbem-18366	41	8	field	field	NOUN
fbem-18366	41	9	,	,	PUNCT
fbem-18366	41	10	artificial	artificial	ADJ
fbem-18366	41	11	intelligence	intelligence	NOUN
fbem-18366	41	12	has	have	AUX
fbem-18366	41	13	been	be	AUX
fbem-18366	41	14	applied	apply	VERB
fbem-18366	41	15	more	more	ADV
fbem-18366	41	16	and	and	CCONJ
fbem-18366	41	17	more	more	ADV
fbem-18366	41	18	widely	widely	ADV
fbem-18366	41	19	in	in	ADP
fbem-18366	41	20	internet	internet	NOUN
fbem-18366	41	21	finance	finance	NOUN
fbem-18366	41	22	with	with	ADP
fbem-18366	41	23	its	its	PRON
fbem-18366	41	24	characteristics	characteristic	NOUN
fbem-18366	41	25	of	of	ADP
fbem-18366	41	26	intelligence	intelligence	NOUN
fbem-18366	41	27	and	and	CCONJ
fbem-18366	41	28	humanization	humanization	NOUN
fbem-18366	41	29	.	.	PUNCT
fbem-18366	42	1	internet	internet	NOUN
fbem-18366	42	2	finance	finance	NOUN
fbem-18366	42	3	is	be	AUX
fbem-18366	42	4	based	base	VERB
fbem-18366	42	5	on	on	ADP
fbem-18366	42	6	a	a	DET
fbem-18366	42	7	huge	huge	ADJ
fbem-18366	42	8	data	datum	NOUN
fbem-18366	42	9	platform	platform	NOUN
fbem-18366	42	10	for	for	ADP
fbem-18366	42	11	effective	effective	ADJ
fbem-18366	42	12	analysis	analysis	NOUN
fbem-18366	42	13	and	and	CCONJ
fbem-18366	42	14	utilization	utilization	NOUN
fbem-18366	42	15	of	of	ADP
fbem-18366	42	16	data	datum	NOUN
fbem-18366	42	17	.	.	PUNCT
fbem-18366	43	1	the	the	DET
fbem-18366	43	2	application	application	NOUN
fbem-18366	43	3	of	of	ADP
fbem-18366	43	4	artificial	artificial	ADJ
fbem-18366	43	5	intelligence	intelligence	NOUN
fbem-18366	43	6	technology	technology	NOUN
fbem-18366	43	7	can	can	AUX
fbem-18366	43	8	greatly	greatly	ADV
fbem-18366	43	9	improve	improve	VERB
fbem-18366	43	10	data	datum	NOUN
fbem-18366	43	11	processing	processing	NOUN
fbem-18366	43	12	and	and	CCONJ
fbem-18366	43	13	analysis	analysis	NOUN
fbem-18366	43	14	capabilities	capability	NOUN
fbem-18366	43	15	.	.	PUNCT
fbem-18366	44	1	it	it	PRON
fbem-18366	44	2	can	can	AUX
fbem-18366	44	3	make	make	VERB
fbem-18366	44	4	investment	investment	NOUN
fbem-18366	44	5	forecasts	forecast	NOUN
fbem-18366	44	6	by	by	ADP
fbem-18366	44	7	identifying	identify	VERB
fbem-18366	44	8	patterns	pattern	NOUN
fbem-18366	44	9	or	or	CCONJ
fbem-18366	44	10	analyzing	analyze	VERB
fbem-18366	44	11	historical	historical	ADJ
fbem-18366	44	12	trends	trend	NOUN
fbem-18366	44	13	.	.	PUNCT
fbem-18366	45	1	it	it	PRON
fbem-18366	45	2	can	can	AUX
fbem-18366	45	3	also	also	ADV
fbem-18366	45	4	optimize	optimize	VERB
fbem-18366	45	5	asset	asset	NOUN
fbem-18366	45	6	allocation	allocation	NOUN
fbem-18366	45	7	according	accord	VERB
fbem-18366	45	8	to	to	ADP
fbem-18366	45	9	user	user	NOUN
fbem-18366	45	10	preferences	preference	NOUN
fbem-18366	45	11	with	with	ADP
fbem-18366	45	12	high	high	ADJ
fbem-18366	45	13	accuracy	accuracy	NOUN
fbem-18366	45	14	of	of	ADP
fbem-18366	45	15	data	datum	NOUN
fbem-18366	45	16	analysis	analysis	NOUN
fbem-18366	45	17	.	.	PUNCT
fbem-18366	46	1	artificial	artificial	ADJ
fbem-18366	46	2	intelligence	intelligence	NOUN
fbem-18366	46	3	technology	technology	NOUN
fbem-18366	46	4	can	can	AUX
fbem-18366	46	5	realize	realize	VERB
fbem-18366	46	6	intelligent	intelligent	ADJ
fbem-18366	46	7	customer	customer	NOUN
fbem-18366	46	8	service	service	NOUN
fbem-18366	46	9	through	through	ADP
fbem-18366	46	10	natural	natural	ADJ
fbem-18366	46	11	language	language	NOUN
fbem-18366	46	12	processing	processing	NOUN
fbem-18366	46	13	technology	technology	NOUN
fbem-18366	46	14	and	and	CCONJ
fbem-18366	46	15	machine	machine	NOUN
fbem-18366	46	16	learning	learning	NOUN
fbem-18366	46	17	algorithms	algorithm	NOUN
fbem-18366	46	18	,	,	PUNCT
fbem-18366	46	19	provide	provide	VERB
fbem-18366	46	20	more	more	ADV
fbem-18366	46	21	rapid	rapid	ADJ
fbem-18366	46	22	,	,	PUNCT
fbem-18366	46	23	convenient	convenient	ADJ
fbem-18366	46	24	and	and	CCONJ
fbem-18366	46	25	personalized	personalized	ADJ
fbem-18366	46	26	customer	customer	NOUN
fbem-18366	46	27	service	service	NOUN
fbem-18366	46	28	for	for	ADP
fbem-18366	46	29	financial	financial	ADJ
fbem-18366	46	30	institutions	institution	NOUN
fbem-18366	46	31	,	,	PUNCT
fbem-18366	46	32	optimize	optimize	VERB
fbem-18366	46	33	customer	customer	NOUN
fbem-18366	46	34	service	service	NOUN
fbem-18366	46	35	processes	process	NOUN
fbem-18366	46	36	,	,	PUNCT
fbem-18366	46	37	and	and	CCONJ
fbem-18366	46	38	improve	improve	VERB
fbem-18366	46	39	customer	customer	NOUN
fbem-18366	46	40	service	service	NOUN
fbem-18366	46	41	efficiency	efficiency	NOUN
fbem-18366	46	42	.	.	PUNCT
fbem-18366	47	1	risk	risk	NOUN
fbem-18366	47	2	assessment	assessment	NOUN
fbem-18366	47	3	and	and	CCONJ
fbem-18366	47	4	risk	risk	NOUN
fbem-18366	47	5	control	control	NOUN
fbem-18366	47	6	management	management	NOUN
fbem-18366	47	7	is	be	AUX
fbem-18366	47	8	one	one	NUM
fbem-18366	47	9	of	of	ADP
fbem-18366	47	10	the	the	DET
fbem-18366	47	11	important	important	ADJ
fbem-18366	47	12	applications	application	NOUN
fbem-18366	47	13	of	of	ADP
fbem-18366	47	14	artificial	artificial	ADJ
fbem-18366	47	15	intelligence	intelligence	NOUN
fbem-18366	47	16	in	in	ADP
fbem-18366	47	17	the	the	DET
fbem-18366	47	18	field	field	NOUN
fbem-18366	47	19	of	of	ADP
fbem-18366	47	20	finance	finance	NOUN
fbem-18366	47	21	.	.	PUNCT
fbem-18366	48	1	through	through	ADP
fbem-18366	48	2	data	data	NOUN
fbem-18366	48	3	analysis	analysis	NOUN
fbem-18366	48	4	and	and	CCONJ
fbem-18366	48	5	learning	learning	NOUN
fbem-18366	48	6	,	,	PUNCT
fbem-18366	48	7	customers	customer	NOUN
fbem-18366	48	8	'	'	PART
fbem-18366	48	9	credit	credit	NOUN
fbem-18366	48	10	coefficients	coefficient	NOUN
fbem-18366	48	11	can	can	AUX
fbem-18366	48	12	be	be	AUX
fbem-18366	48	13	efficiently	efficiently	ADV
fbem-18366	48	14	assessed	assess	VERB
fbem-18366	48	15	,	,	PUNCT
fbem-18366	48	16	potential	potential	ADJ
fbem-18366	48	17	financial	financial	ADJ
fbem-18366	48	18	risks	risk	NOUN
fbem-18366	48	19	can	can	AUX
fbem-18366	48	20	be	be	AUX
fbem-18366	48	21	effectively	effectively	ADV
fbem-18366	48	22	identified	identify	VERB
fbem-18366	48	23	,	,	PUNCT
fbem-18366	48	24	and	and	CCONJ
fbem-18366	48	25	changes	change	NOUN
fbem-18366	48	26	in	in	ADP
fbem-18366	48	27	financial	financial	ADJ
fbem-18366	48	28	markets	market	NOUN
fbem-18366	48	29	can	can	AUX
fbem-18366	48	30	be	be	AUX
fbem-18366	48	31	predicted	predict	VERB
fbem-18366	48	32	and	and	CCONJ
fbem-18366	48	33	analyzed	analyze	VERB
fbem-18366	48	34	based	base	VERB
fbem-18366	48	35	on	on	ADP
fbem-18366	48	36	the	the	DET
fbem-18366	48	37	data	datum	NOUN
fbem-18366	48	38	to	to	PART
fbem-18366	48	39	help	help	VERB
fbem-18366	48	40	financial	financial	ADJ
fbem-18366	48	41	institutions	institution	NOUN
fbem-18366	48	42	make	make	VERB
fbem-18366	48	43	more	more	ADV
fbem-18366	48	44	accurate	accurate	ADJ
fbem-18366	48	45	decisions	decision	NOUN
fbem-18366	48	46	.	.	PUNCT
fbem-18366	49	1	through	through	ADP
fbem-18366	49	2	the	the	DET
fbem-18366	49	3	analysis	analysis	NOUN
fbem-18366	49	4	and	and	CCONJ
fbem-18366	49	5	processing	processing	NOUN
fbem-18366	49	6	of	of	ADP
fbem-18366	49	7	big	big	ADJ
fbem-18366	49	8	data	datum	NOUN
fbem-18366	49	9	,	,	PUNCT
fbem-18366	49	10	an	an	DET
fbem-18366	49	11	alarm	alarm	NOUN
fbem-18366	49	12	system	system	NOUN
fbem-18366	49	13	can	can	AUX
fbem-18366	49	14	be	be	AUX
fbem-18366	49	15	provided	provide	VERB
fbem-18366	49	16	for	for	ADP
fbem-18366	49	17	abnormal	abnormal	ADJ
fbem-18366	49	18	transactions	transaction	NOUN
fbem-18366	49	19	or	or	CCONJ
fbem-18366	49	20	potential	potential	ADJ
fbem-18366	49	21	risk	risk	NOUN
fbem-18366	49	22	factors	factor	NOUN
fbem-18366	49	23	,	,	PUNCT
fbem-18366	49	24	reducing	reduce	VERB
fbem-18366	49	25	financial	financial	ADJ
fbem-18366	49	26	risks	risk	NOUN
fbem-18366	49	27	and	and	CCONJ
fbem-18366	49	28	ensuring	ensure	VERB
fbem-18366	49	29	the	the	DET
fbem-18366	49	30	healthy	healthy	ADJ
fbem-18366	49	31	and	and	CCONJ
fbem-18366	49	32	stable	stable	ADJ
fbem-18366	49	33	operation	operation	NOUN
fbem-18366	49	34	of	of	ADP
fbem-18366	49	35	financial	financial	ADJ
fbem-18366	49	36	institutions	institution	NOUN
fbem-18366	49	37	.	.	PUNCT
fbem-18366	50	1	through	through	ADP
fbem-18366	50	2	artificial	artificial	ADJ
fbem-18366	50	3	intelligence	intelligence	NOUN
fbem-18366	50	4	technology	technology	NOUN
fbem-18366	50	5	,	,	PUNCT
fbem-18366	50	6	it	it	PRON
fbem-18366	50	7	analyzes	analyze	VERB
fbem-18366	50	8	and	and	CCONJ
fbem-18366	50	9	predicts	predict	VERB
fbem-18366	50	10	the	the	DET
fbem-18366	50	11	investors	investor	NOUN
fbem-18366	50	12	'	'	PART
fbem-18366	50	13	risk	risk	NOUN
fbem-18366	50	14	preferences	preference	NOUN
fbem-18366	50	15	and	and	CCONJ
fbem-18366	50	16	investment	investment	NOUN
fbem-18366	50	17	objectives	objective	NOUN
fbem-18366	50	18	,	,	PUNCT
fbem-18366	50	19	and	and	CCONJ
fbem-18366	50	20	provides	provide	VERB
fbem-18366	50	21	more	more	ADV
fbem-18366	50	22	comprehensive	comprehensive	ADJ
fbem-18366	50	23	and	and	CCONJ
fbem-18366	50	24	personalized	personalized	ADJ
fbem-18366	50	25	investment	investment	NOUN
fbem-18366	50	26	advice	advice	NOUN
fbem-18366	50	27	and	and	CCONJ
fbem-18366	50	28	portfolio	portfolio	NOUN
fbem-18366	50	29	management	management	NOUN
fbem-18366	50	30	services	service	NOUN
fbem-18366	50	31	for	for	ADP
fbem-18366	50	32	investors	investor	NOUN
fbem-18366	50	33	.	.	PUNCT
fbem-18366	51	1	financial	financial	ADJ
fbem-18366	51	2	fraud	fraud	NOUN
fbem-18366	51	3	is	be	AUX
fbem-18366	51	4	a	a	DET
fbem-18366	51	5	common	common	ADJ
fbem-18366	51	6	problem	problem	NOUN
fbem-18366	51	7	in	in	ADP
fbem-18366	51	8	daily	daily	ADJ
fbem-18366	51	9	life	life	NOUN
fbem-18366	51	10	.	.	PUNCT
fbem-18366	52	1	artificial	artificial	ADJ
fbem-18366	52	2	intelligence	intelligence	NOUN
fbem-18366	52	3	technology	technology	NOUN
fbem-18366	52	4	can	can	AUX
fbem-18366	52	5	quickly	quickly	ADV
fbem-18366	52	6	identify	identify	VERB
fbem-18366	52	7	and	and	CCONJ
fbem-18366	52	8	solve	solve	VERB
fbem-18366	52	9	fraud	fraud	NOUN
fbem-18366	52	10	behaviors	behavior	NOUN
fbem-18366	52	11	when	when	SCONJ
fbem-18366	52	12	detecting	detect	VERB
fbem-18366	52	13	large	large	ADJ
fbem-18366	52	14	-	-	PUNCT
fbem-18366	52	15	value	value	NOUN
fbem-18366	52	16	transactions	transaction	NOUN
fbem-18366	52	17	,	,	PUNCT
fbem-18366	52	18	off	off	ADP
fbem-18366	52	19	-	-	PUNCT
fbem-18366	52	20	site	site	NOUN
fbem-18366	52	21	transactions	transaction	NOUN
fbem-18366	52	22	,	,	PUNCT
fbem-18366	52	23	abnormal	abnormal	ADJ
fbem-18366	52	24	transfers	transfer	NOUN
fbem-18366	52	25	,	,	PUNCT
fbem-18366	52	26	etc	etc	X
fbem-18366	52	27	.	.	X
fbem-18366	52	28	through	through	ADP
fbem-18366	52	29	the	the	DET
fbem-18366	52	30	data	data	NOUN
fbem-18366	52	31	learning	learn	VERB
fbem-18366	52	32	model	model	NOUN
fbem-18366	52	33	established	establish	VERB
fbem-18366	52	34	by	by	ADP
fbem-18366	52	35	users	user	NOUN
fbem-18366	52	36	,	,	PUNCT
fbem-18366	52	37	and	and	CCONJ
fbem-18366	52	38	take	take	VERB
fbem-18366	52	39	corresponding	correspond	VERB
fbem-18366	52	40	defense	defense	NOUN
fbem-18366	52	41	measures	measure	NOUN
fbem-18366	52	42	to	to	PART
fbem-18366	52	43	ensure	ensure	VERB
fbem-18366	52	44	the	the	DET
fbem-18366	52	45	safety	safety	NOUN
fbem-18366	52	46	of	of	ADP
fbem-18366	52	47	customers	customer	NOUN
fbem-18366	52	48	'	'	PART
fbem-18366	52	49	funds	fund	NOUN
fbem-18366	52	50	.	.	PUNCT
fbem-18366	53	1	intelligent	intelligent	ADJ
fbem-18366	53	2	marketing	marketing	NOUN
fbem-18366	53	3	collects	collect	VERB
fbem-18366	53	4	and	and	CCONJ
fbem-18366	53	5	analyzes	analyze	VERB
fbem-18366	53	6	customer	customer	NOUN
fbem-18366	53	7	behavior	behavior	NOUN
fbem-18366	53	8	data	datum	NOUN
fbem-18366	53	9	through	through	ADP
fbem-18366	53	10	artificial	artificial	ADJ
fbem-18366	53	11	intelligence	intelligence	NOUN
fbem-18366	53	12	technology	technology	NOUN
fbem-18366	53	13	for	for	ADP
fbem-18366	53	14	in	in	ADP
fbem-18366	53	15	-	-	PUNCT
fbem-18366	53	16	depth	depth	NOUN
fbem-18366	53	17	learning	learning	NOUN
fbem-18366	53	18	and	and	CCONJ
fbem-18366	53	19	model	model	NOUN
fbem-18366	53	20	building	building	PROPN
fbem-18366	53	21	,	,	PUNCT
fbem-18366	53	22	which	which	PRON
fbem-18366	53	23	realizes	realize	VERB
fbem-18366	53	24	personalized	personalized	ADJ
fbem-18366	53	25	and	and	CCONJ
fbem-18366	53	26	accurate	accurate	ADJ
fbem-18366	53	27	marketing	marketing	NOUN
fbem-18366	53	28	,	,	PUNCT
fbem-18366	53	29	broadens	broaden	VERB
fbem-18366	53	30	application	application	NOUN
fbem-18366	53	31	scenarios	scenario	NOUN
fbem-18366	53	32	,	,	PUNCT
fbem-18366	53	33	and	and	CCONJ
fbem-18366	53	34	improves	improve	VERB
fbem-18366	53	35	marketing	marketing	NOUN
fbem-18366	53	36	effect	effect	NOUN
fbem-18366	53	37	.	.	PUNCT
fbem-18366	54	1	2.4	2.4	NUM
fbem-18366	54	2	.	.	PUNCT
fbem-18366	55	1	the	the	DET
fbem-18366	55	2	importance	importance	NOUN
fbem-18366	55	3	of	of	ADP
fbem-18366	55	4	internet	internet	NOUN
fbem-18366	55	5	information	information	NOUN
fbem-18366	55	6	security	security	NOUN
fbem-18366	55	7	analysis	analysis	NOUN
fbem-18366	55	8	the	the	DET
fbem-18366	55	9	establishment	establishment	NOUN
fbem-18366	55	10	of	of	ADP
fbem-18366	55	11	financial	financial	ADJ
fbem-18366	55	12	institutions	institution	NOUN
fbem-18366	55	13	inevitably	inevitably	ADV
fbem-18366	55	14	requires	require	VERB
fbem-18366	55	15	the	the	DET
fbem-18366	55	16	storage	storage	NOUN
fbem-18366	55	17	of	of	ADP
fbem-18366	55	18	a	a	DET
fbem-18366	55	19	large	large	ADJ
fbem-18366	55	20	number	number	NOUN
fbem-18366	55	21	of	of	ADP
fbem-18366	55	22	sensitive	sensitive	ADJ
fbem-18366	55	23	information	information	NOUN
fbem-18366	55	24	of	of	ADP
fbem-18366	55	25	customers	customer	NOUN
fbem-18366	55	26	such	such	ADJ
fbem-18366	55	27	as	as	ADP
fbem-18366	55	28	personal	personal	ADJ
fbem-18366	55	29	identity	identity	NOUN
fbem-18366	55	30	information	information	NOUN
fbem-18366	55	31	,	,	PUNCT
fbem-18366	55	32	bank	bank	NOUN
fbem-18366	55	33	account	account	NOUN
fbem-18366	55	34	information	information	NOUN
fbem-18366	55	35	,	,	PUNCT
fbem-18366	55	36	telephone	telephone	NOUN
fbem-18366	55	37	information	information	NOUN
fbem-18366	55	38	and	and	CCONJ
fbem-18366	55	39	home	home	NOUN
fbem-18366	55	40	address	address	NOUN
fbem-18366	55	41	,	,	PUNCT
fbem-18366	55	42	etc	etc	X
fbem-18366	55	43	.	.	X
fbem-18366	56	1	the	the	DET
fbem-18366	56	2	security	security	NOUN
fbem-18366	56	3	of	of	ADP
fbem-18366	56	4	this	this	DET
fbem-18366	56	5	network	network	NOUN
fbem-18366	56	6	information	information	NOUN
fbem-18366	56	7	relates	relate	VERB
fbem-18366	56	8	to	to	ADP
fbem-18366	56	9	the	the	DET
fbem-18366	56	10	security	security	NOUN
fbem-18366	56	11	of	of	ADP
fbem-18366	56	12	sensitive	sensitive	ADJ
fbem-18366	56	13	information	information	NOUN
fbem-18366	56	14	and	and	CCONJ
fbem-18366	56	15	funds	fund	NOUN
fbem-18366	56	16	and	and	CCONJ
fbem-18366	56	17	plays	play	VERB
fbem-18366	56	18	a	a	DET
fbem-18366	56	19	vital	vital	ADJ
fbem-18366	56	20	role	role	NOUN
fbem-18366	56	21	in	in	ADP
fbem-18366	56	22	the	the	DET
fbem-18366	56	23	development	development	NOUN
fbem-18366	56	24	of	of	ADP
fbem-18366	56	25	the	the	DET
fbem-18366	56	26	financial	financial	ADJ
fbem-18366	56	27	industry	industry	NOUN
fbem-18366	56	28	.	.	PUNCT
fbem-18366	57	1	it	it	PRON
fbem-18366	57	2	relates	relate	VERB
fbem-18366	57	3	to	to	ADP
fbem-18366	57	4	the	the	DET
fbem-18366	57	5	storage	storage	NOUN
fbem-18366	57	6	and	and	CCONJ
fbem-18366	57	7	transmission	transmission	NOUN
fbem-18366	57	8	security	security	NOUN
fbem-18366	57	9	of	of	ADP
fbem-18366	57	10	the	the	DET
fbem-18366	57	11	financial	financial	ADJ
fbem-18366	57	12	industry	industry	NOUN
fbem-18366	57	13	and	and	CCONJ
fbem-18366	57	14	is	be	AUX
fbem-18366	57	15	the	the	DET
fbem-18366	57	16	basis	basis	NOUN
fbem-18366	57	17	for	for	ADP
fbem-18366	57	18	ensuring	ensure	VERB
fbem-18366	57	19	the	the	DET
fbem-18366	57	20	upgrading	upgrading	NOUN
fbem-18366	57	21	and	and	CCONJ
fbem-18366	57	22	innovation	innovation	NOUN
fbem-18366	57	23	of	of	ADP
fbem-18366	57	24	the	the	DET
fbem-18366	57	25	financial	financial	ADJ
fbem-18366	57	26	industry	industry	NOUN
fbem-18366	57	27	.	.	PUNCT
fbem-18366	58	1	when	when	SCONJ
fbem-18366	58	2	artificial	artificial	ADJ
fbem-18366	58	3	intelligence	intelligence	NOUN
fbem-18366	58	4	technology	technology	NOUN
fbem-18366	58	5	is	be	AUX
fbem-18366	58	6	widely	widely	ADV
fbem-18366	58	7	used	use	VERB
fbem-18366	58	8	,	,	PUNCT
fbem-18366	58	9	it	it	PRON
fbem-18366	58	10	will	will	AUX
fbem-18366	58	11	have	have	VERB
fbem-18366	58	12	a	a	DET
fbem-18366	58	13	certain	certain	ADJ
fbem-18366	58	14	impact	impact	NOUN
fbem-18366	58	15	on	on	ADP
fbem-18366	58	16	the	the	DET
fbem-18366	58	17	security	security	NOUN
fbem-18366	58	18	of	of	ADP
fbem-18366	58	19	this	this	DET
fbem-18366	58	20	sensitive	sensitive	ADJ
fbem-18366	58	21	information	information	NOUN
fbem-18366	58	22	.	.	PUNCT
fbem-18366	59	1	once	once	SCONJ
fbem-18366	59	2	this	this	DET
fbem-18366	59	3	information	information	NOUN
fbem-18366	59	4	is	be	AUX
fbem-18366	59	5	leaked	leak	VERB
fbem-18366	59	6	or	or	CCONJ
fbem-18366	59	7	attacked	attack	VERB
fbem-18366	59	8	by	by	ADP
fbem-18366	59	9	the	the	DET
fbem-18366	59	10	network	network	NOUN
fbem-18366	59	11	,	,	PUNCT
fbem-18366	59	12	it	it	PRON
fbem-18366	59	13	will	will	AUX
fbem-18366	59	14	bring	bring	VERB
fbem-18366	59	15	huge	huge	ADJ
fbem-18366	59	16	economic	economic	ADJ
fbem-18366	59	17	losses	loss	NOUN
fbem-18366	59	18	to	to	ADP
fbem-18366	59	19	customers	customer	NOUN
fbem-18366	59	20	,	,	PUNCT
fbem-18366	59	21	not	not	PART
fbem-18366	59	22	only	only	ADV
fbem-18366	59	23	making	make	VERB
fbem-18366	59	24	financial	financial	ADJ
fbem-18366	59	25	institutions	institution	NOUN
fbem-18366	59	26	lose	lose	VERB
fbem-18366	59	27	credit	credit	NOUN
fbem-18366	59	28	but	but	CCONJ
fbem-18366	59	29	also	also	ADV
fbem-18366	59	30	seriously	seriously	ADV
fbem-18366	59	31	lagging	lag	VERB
fbem-18366	59	32	the	the	DET
fbem-18366	59	33	development	development	NOUN
fbem-18366	59	34	of	of	ADP
fbem-18366	59	35	the	the	DET
fbem-18366	59	36	financial	financial	ADJ
fbem-18366	59	37	system	system	NOUN
fbem-18366	59	38	,	,	PUNCT
fbem-18366	59	39	affecting	affect	VERB
fbem-18366	59	40	the	the	DET
fbem-18366	59	41	stability	stability	NOUN
fbem-18366	59	42	of	of	ADP
fbem-18366	59	43	the	the	DET
fbem-18366	59	44	financial	financial	ADJ
fbem-18366	59	45	industry	industry	NOUN
fbem-18366	59	46	system	system	NOUN
fbem-18366	59	47	and	and	CCONJ
fbem-18366	59	48	the	the	DET
fbem-18366	59	49	development	development	NOUN
fbem-18366	59	50	of	of	ADP
fbem-18366	59	51	business	business	NOUN
fbem-18366	59	52	continuity	continuity	NOUN
fbem-18366	59	53	.	.	PUNCT
fbem-18366	60	1	if	if	SCONJ
fbem-18366	60	2	the	the	DET
fbem-18366	60	3	financial	financial	ADJ
fbem-18366	60	4	industry	industry	NOUN
fbem-18366	60	5	wants	want	VERB
fbem-18366	60	6	to	to	PART
fbem-18366	60	7	move	move	VERB
fbem-18366	60	8	forward	forward	ADV
fbem-18366	60	9	steadily	steadily	ADV
fbem-18366	60	10	on	on	ADP
fbem-18366	60	11	the	the	DET
fbem-18366	60	12	road	road	NOUN
fbem-18366	60	13	of	of	ADP
fbem-18366	60	14	development	development	NOUN
fbem-18366	60	15	,	,	PUNCT
fbem-18366	60	16	it	it	PRON
fbem-18366	60	17	needs	need	VERB
fbem-18366	60	18	to	to	PART
fbem-18366	60	19	understand	understand	VERB
fbem-18366	60	20	the	the	DET
fbem-18366	60	21	security	security	NOUN
fbem-18366	60	22	risks	risk	NOUN
fbem-18366	60	23	of	of	ADP
fbem-18366	60	24	internet	internet	NOUN
fbem-18366	60	25	financial	financial	ADJ
fbem-18366	60	26	information	information	NOUN
fbem-18366	60	27	,	,	PUNCT
fbem-18366	60	28	establish	establish	VERB
fbem-18366	60	29	the	the	DET
fbem-18366	60	30	security	security	NOUN
fbem-18366	60	31	system	system	NOUN
fbem-18366	60	32	guarantee	guarantee	NOUN
fbem-18366	60	33	of	of	ADP
fbem-18366	60	34	financial	financial	ADJ
fbem-18366	60	35	information	information	NOUN
fbem-18366	60	36	,	,	PUNCT
fbem-18366	60	37	and	and	CCONJ
fbem-18366	60	38	strengthen	strengthen	VERB
fbem-18366	60	39	technical	technical	ADJ
fbem-18366	60	40	protection	protection	NOUN
fbem-18366	60	41	and	and	CCONJ
fbem-18366	60	42	management	management	NOUN
fbem-18366	60	43	measures	measure	NOUN
fbem-18366	60	44	.	.	PUNCT
fbem-18366	61	1	3	3	X
fbem-18366	61	2	.	.	X
fbem-18366	61	3	security	security	NOUN
fbem-18366	61	4	risk	risk	NOUN
fbem-18366	61	5	analysis	analysis	NOUN
fbem-18366	61	6	of	of	ADP
fbem-18366	61	7	internet	internet	NOUN
fbem-18366	61	8	financial	financial	ADJ
fbem-18366	61	9	information	information	NOUN
fbem-18366	61	10	in	in	ADP
fbem-18366	61	11	the	the	DET
fbem-18366	61	12	age	age	NOUN
fbem-18366	61	13	of	of	ADP
fbem-18366	61	14	artificial	artificial	ADJ
fbem-18366	61	15	intelligence	intelligence	NOUN
fbem-18366	61	16	3.1	3.1	NUM
fbem-18366	61	17	.	.	PUNCT
fbem-18366	61	18	internet	internet	NOUN
fbem-18366	61	19	financial	financial	ADJ
fbem-18366	61	20	information	information	NOUN
fbem-18366	61	21	with	with	ADP
fbem-18366	61	22	data	datum	NOUN
fbem-18366	61	23	security	security	NOUN
fbem-18366	61	24	risks	risk	NOUN
fbem-18366	61	25	whether	whether	SCONJ
fbem-18366	61	26	it	it	PRON
fbem-18366	61	27	is	be	AUX
fbem-18366	61	28	an	an	DET
fbem-18366	61	29	intelligent	intelligent	ADJ
fbem-18366	61	30	financial	financial	ADJ
fbem-18366	61	31	platform	platform	NOUN
fbem-18366	61	32	or	or	CCONJ
fbem-18366	61	33	software	software	NOUN
fbem-18366	61	34	,	,	PUNCT
fbem-18366	61	35	the	the	DET
fbem-18366	61	36	transaction	transaction	NOUN
fbem-18366	61	37	center	center	NOUN
fbem-18366	61	38	of	of	ADP
fbem-18366	61	39	a	a	DET
fbem-18366	61	40	financial	financial	ADJ
fbem-18366	61	41	institution	institution	NOUN
fbem-18366	61	42	is	be	AUX
fbem-18366	61	43	based	base	VERB
fbem-18366	61	44	on	on	ADP
fbem-18366	61	45	the	the	DET
fbem-18366	61	46	real	real	ADJ
fbem-18366	61	47	information	information	NOUN
fbem-18366	61	48	of	of	ADP
fbem-18366	61	49	users	user	NOUN
fbem-18366	61	50	.	.	PUNCT
fbem-18366	62	1	in	in	ADP
fbem-18366	62	2	the	the	DET
fbem-18366	62	3	application	application	NOUN
fbem-18366	62	4	process	process	NOUN
fbem-18366	62	5	of	of	ADP
fbem-18366	62	6	internet	internet	NOUN
fbem-18366	62	7	financial	financial	ADJ
fbem-18366	62	8	information	information	NOUN
fbem-18366	62	9	,	,	PUNCT
fbem-18366	62	10	artificial	artificial	ADJ
fbem-18366	62	11	intelligence	intelligence	NOUN
fbem-18366	62	12	builds	build	VERB
fbem-18366	62	13	a	a	DET
fbem-18366	62	14	large	large	ADJ
fbem-18366	62	15	number	number	NOUN
fbem-18366	62	16	of	of	ADP
fbem-18366	62	17	database	database	NOUN
fbem-18366	62	18	platforms	platform	NOUN
fbem-18366	62	19	for	for	ADP
fbem-18366	62	20	training	training	NOUN
fbem-18366	62	21	and	and	CCONJ
fbem-18366	62	22	analysis	analysis	NOUN
fbem-18366	62	23	.	.	PUNCT
fbem-18366	63	1	it	it	PRON
fbem-18366	63	2	is	be	AUX
fbem-18366	63	3	to	to	PART
fbem-18366	63	4	achieve	achieve	VERB
fbem-18366	63	5	the	the	DET
fbem-18366	63	6	handling	handling	NOUN
fbem-18366	63	7	of	of	ADP
fbem-18366	63	8	information	information	NOUN
fbem-18366	63	9	exchange	exchange	NOUN
fbem-18366	63	10	,	,	PUNCT
fbem-18366	63	11	capital	capital	NOUN
fbem-18366	63	12	flow	flow	NOUN
fbem-18366	63	13	,	,	PUNCT
fbem-18366	63	14	and	and	CCONJ
fbem-18366	63	15	transaction	transaction	NOUN
fbem-18366	63	16	processing	processing	NOUN
fbem-18366	63	17	.	.	PUNCT
fbem-18366	64	1	the	the	DET
fbem-18366	64	2	internet	internet	NOUN
fbem-18366	64	3	platform	platform	NOUN
fbem-18366	64	4	has	have	VERB
fbem-18366	64	5	the	the	DET
fbem-18366	64	6	characteristics	characteristic	NOUN
fbem-18366	64	7	of	of	ADP
fbem-18366	64	8	fast	fast	ADJ
fbem-18366	64	9	transmission	transmission	NOUN
fbem-18366	64	10	speed	speed	NOUN
fbem-18366	64	11	,	,	PUNCT
fbem-18366	64	12	anonymity	anonymity	NOUN
fbem-18366	64	13	,	,	PUNCT
fbem-18366	64	14	sharing	sharing	NOUN
fbem-18366	64	15	,	,	PUNCT
fbem-18366	64	16	and	and	CCONJ
fbem-18366	64	17	flexibility	flexibility	NOUN
fbem-18366	64	18	.	.	PUNCT
fbem-18366	65	1	the	the	DET
fbem-18366	65	2	imperfect	imperfect	ADJ
fbem-18366	65	3	network	network	NOUN
fbem-18366	65	4	supervision	supervision	NOUN
fbem-18366	65	5	system	system	NOUN
fbem-18366	65	6	and	and	CCONJ
fbem-18366	65	7	the	the	DET
fbem-18366	65	8	absence	absence	NOUN
fbem-18366	65	9	of	of	ADP
fbem-18366	65	10	information	information	NOUN
fbem-18366	65	11	protection	protection	NOUN
fbem-18366	65	12	mechanisms	mechanism	NOUN
fbem-18366	65	13	in	in	ADP
fbem-18366	65	14	some	some	DET
fbem-18366	65	15	financial	financial	ADJ
fbem-18366	65	16	business	business	NOUN
fbem-18366	65	17	platform	platform	NOUN
fbem-18366	65	18	systems	system	NOUN
fbem-18366	65	19	cause	cause	VERB
fbem-18366	65	20	system	system	NOUN
fbem-18366	65	21	vulnerabilities	vulnerability	NOUN
fbem-18366	65	22	that	that	PRON
fbem-18366	65	23	are	be	AUX
fbem-18366	65	24	easy	easy	ADJ
fbem-18366	65	25	to	to	PART
fbem-18366	65	26	cause	cause	VERB
fbem-18366	65	27	data	datum	NOUN
fbem-18366	65	28	loss	loss	NOUN
fbem-18366	65	29	or	or	CCONJ
fbem-18366	65	30	malicious	malicious	ADJ
fbem-18366	65	31	tampering	tampering	NOUN
fbem-18366	65	32	,	,	PUNCT
fbem-18366	65	33	forming	form	VERB
fbem-18366	65	34	new	new	ADJ
fbem-18366	65	35	fraud	fraud	NOUN
fbem-18366	65	36	methods	method	NOUN
fbem-18366	65	37	.	.	PUNCT
fbem-18366	66	1	once	once	SCONJ
fbem-18366	66	2	information	information	NOUN
fbem-18366	66	3	is	be	AUX
fbem-18366	66	4	leaked	leak	VERB
fbem-18366	66	5	,	,	PUNCT
fbem-18366	66	6	it	it	PRON
fbem-18366	66	7	will	will	AUX
fbem-18366	66	8	seriously	seriously	ADV
fbem-18366	66	9	threaten	threaten	VERB
fbem-18366	66	10	users	user	NOUN
fbem-18366	66	11	'	'	PART
fbem-18366	66	12	capital	capital	NOUN
fbem-18366	66	13	safety	safety	NOUN
fbem-18366	66	14	and	and	CCONJ
fbem-18366	66	15	the	the	DET
fbem-18366	66	16	steady	steady	ADJ
fbem-18366	66	17	development	development	NOUN
fbem-18366	66	18	of	of	ADP
fbem-18366	66	19	the	the	DET
fbem-18366	66	20	financial	financial	ADJ
fbem-18366	66	21	industry	industry	NOUN
fbem-18366	66	22	.	.	PUNCT
fbem-18366	67	1	on	on	ADP
fbem-18366	67	2	the	the	DET
fbem-18366	67	3	other	other	ADJ
fbem-18366	67	4	hand	hand	NOUN
fbem-18366	67	5	,	,	PUNCT
fbem-18366	67	6	based	base	VERB
fbem-18366	67	7	on	on	ADP
fbem-18366	67	8	the	the	DET
fbem-18366	67	9	learning	learning	NOUN
fbem-18366	67	10	and	and	CCONJ
fbem-18366	67	11	analysis	analysis	NOUN
fbem-18366	67	12	of	of	ADP
fbem-18366	67	13	artificial	artificial	ADJ
fbem-18366	67	14	intelligence	intelligence	NOUN
fbem-18366	67	15	systems	system	NOUN
fbem-18366	67	16	,	,	PUNCT
fbem-18366	67	17	massive	massive	ADJ
fbem-18366	67	18	data	datum	NOUN
fbem-18366	67	19	are	be	AUX
fbem-18366	67	20	needed	need	VERB
fbem-18366	67	21	to	to	PART
fbem-18366	67	22	provide	provide	VERB
fbem-18366	67	23	decision	decision	NOUN
fbem-18366	67	24	-	-	PUNCT
fbem-18366	67	25	making	making	NOUN
fbem-18366	67	26	and	and	CCONJ
fbem-18366	67	27	support	support	NOUN
fbem-18366	67	28	,	,	PUNCT
fbem-18366	67	29	which	which	PRON
fbem-18366	67	30	will	will	AUX
fbem-18366	67	31	correspondingly	correspondingly	ADV
fbem-18366	67	32	face	face	VERB
fbem-18366	67	33	the	the	DET
fbem-18366	67	34	risk	risk	NOUN
fbem-18366	67	35	of	of	ADP
fbem-18366	67	36	data	datum	NOUN
fbem-18366	67	37	abuse	abuse	NOUN
fbem-18366	67	38	and	and	CCONJ
fbem-18366	67	39	affect	affect	VERB
fbem-18366	67	40	the	the	DET
fbem-18366	67	41	stability	stability	NOUN
fbem-18366	67	42	and	and	CCONJ
fbem-18366	67	43	transparency	transparency	NOUN
fbem-18366	67	44	of	of	ADP
fbem-18366	67	45	financial	financial	ADJ
fbem-18366	67	46	markets	market	NOUN
fbem-18366	67	47	[	[	X
fbem-18366	67	48	1	1	NUM
fbem-18366	67	49	]	]	PUNCT
fbem-18366	67	50	.	.	PUNCT
fbem-18366	68	1	343	343	NUM
fbem-18366	68	2	3.2	3.2	NUM
fbem-18366	68	3	.	.	PUNCT
fbem-18366	69	1	internet	internet	NOUN
fbem-18366	69	2	financial	financial	ADJ
fbem-18366	69	3	information	information	NOUN
fbem-18366	69	4	with	with	ADP
fbem-18366	69	5	the	the	DET
fbem-18366	69	6	risk	risk	NOUN
fbem-18366	69	7	of	of	ADP
fbem-18366	69	8	privacy	privacy	NOUN
fbem-18366	69	9	leakage	leakage	NOUN
fbem-18366	69	10	in	in	ADP
fbem-18366	69	11	the	the	DET
fbem-18366	69	12	internet	internet	NOUN
fbem-18366	69	13	financial	financial	ADJ
fbem-18366	69	14	business	business	NOUN
fbem-18366	69	15	,	,	PUNCT
fbem-18366	69	16	users	user	NOUN
fbem-18366	69	17	'	'	PART
fbem-18366	69	18	personal	personal	ADJ
fbem-18366	69	19	information	information	NOUN
fbem-18366	69	20	,	,	PUNCT
fbem-18366	69	21	property	property	NOUN
fbem-18366	69	22	information	information	NOUN
fbem-18366	69	23	,	,	PUNCT
fbem-18366	69	24	and	and	CCONJ
fbem-18366	69	25	transaction	transaction	NOUN
fbem-18366	69	26	information	information	NOUN
fbem-18366	69	27	will	will	AUX
fbem-18366	69	28	all	all	ADV
fbem-18366	69	29	face	face	VERB
fbem-18366	69	30	the	the	DET
fbem-18366	69	31	risks	risk	NOUN
fbem-18366	69	32	of	of	ADP
fbem-18366	69	33	stealing	stealing	NOUN
fbem-18366	69	34	,	,	PUNCT
fbem-18366	69	35	leaking	leak	VERB
fbem-18366	69	36	,	,	PUNCT
fbem-18366	69	37	tampering	tampering	NOUN
fbem-18366	69	38	and	and	CCONJ
fbem-18366	69	39	so	so	ADV
fbem-18366	69	40	on	on	ADV
fbem-18366	69	41	,	,	PUNCT
fbem-18366	69	42	which	which	PRON
fbem-18366	69	43	will	will	AUX
fbem-18366	69	44	bring	bring	VERB
fbem-18366	69	45	great	great	ADJ
fbem-18366	69	46	security	security	NOUN
fbem-18366	69	47	risks	risk	NOUN
fbem-18366	69	48	and	and	CCONJ
fbem-18366	69	49	threats	threat	NOUN
fbem-18366	69	50	to	to	ADP
fbem-18366	69	51	users	user	NOUN
fbem-18366	69	52	and	and	CCONJ
fbem-18366	69	53	the	the	DET
fbem-18366	69	54	development	development	NOUN
fbem-18366	69	55	of	of	ADP
fbem-18366	69	56	finance	finance	NOUN
fbem-18366	69	57	.	.	PUNCT
fbem-18366	70	1	especially	especially	ADV
fbem-18366	70	2	with	with	ADP
fbem-18366	70	3	the	the	DET
fbem-18366	70	4	extensive	extensive	ADJ
fbem-18366	70	5	application	application	NOUN
fbem-18366	70	6	of	of	ADP
fbem-18366	70	7	artificial	artificial	ADJ
fbem-18366	70	8	intelligence	intelligence	NOUN
fbem-18366	70	9	technology	technology	NOUN
fbem-18366	70	10	,	,	PUNCT
fbem-18366	70	11	illegal	illegal	ADJ
fbem-18366	70	12	users	user	NOUN
fbem-18366	70	13	will	will	AUX
fbem-18366	70	14	lure	lure	VERB
fbem-18366	70	15	and	and	CCONJ
fbem-18366	70	16	invade	invade	VERB
fbem-18366	70	17	users	user	NOUN
fbem-18366	70	18	'	'	PART
fbem-18366	70	19	financial	financial	ADJ
fbem-18366	70	20	platforms	platform	NOUN
fbem-18366	70	21	and	and	CCONJ
fbem-18366	70	22	accounts	account	NOUN
fbem-18366	70	23	by	by	ADP
fbem-18366	70	24	means	mean	NOUN
fbem-18366	70	25	of	of	ADP
fbem-18366	70	26	hacker	hacker	NOUN
fbem-18366	70	27	attacks	attack	NOUN
fbem-18366	70	28	,	,	PUNCT
fbem-18366	70	29	malicious	malicious	ADJ
fbem-18366	70	30	software	software	NOUN
fbem-18366	70	31	,	,	PUNCT
fbem-18366	70	32	and	and	CCONJ
fbem-18366	70	33	phishing	phishe	VERB
fbem-18366	70	34	,	,	PUNCT
fbem-18366	70	35	etc	etc	X
fbem-18366	70	36	.	.	X
fbem-18366	70	37	,	,	PUNCT
fbem-18366	70	38	to	to	ADP
fbem-18366	70	39	implant	implant	ADJ
fbem-18366	70	40	users	user	NOUN
fbem-18366	70	41	'	'	PART
fbem-18366	70	42	computers	computer	NOUN
fbem-18366	70	43	or	or	CCONJ
fbem-18366	70	44	equipment	equipment	NOUN
fbem-18366	70	45	and	and	CCONJ
fbem-18366	70	46	disguise	disguise	VERB
fbem-18366	70	47	legitimate	legitimate	ADJ
fbem-18366	70	48	websites	website	NOUN
fbem-18366	70	49	or	or	CCONJ
fbem-18366	70	50	platforms	platform	NOUN
fbem-18366	70	51	,	,	PUNCT
fbem-18366	70	52	steal	steal	VERB
fbem-18366	70	53	personal	personal	ADJ
fbem-18366	70	54	information	information	NOUN
fbem-18366	70	55	and	and	CCONJ
fbem-18366	70	56	property	property	NOUN
fbem-18366	70	57	.	.	PUNCT
fbem-18366	71	1	therefore	therefore	ADV
fbem-18366	71	2	,	,	PUNCT
fbem-18366	71	3	it	it	PRON
fbem-18366	71	4	causes	cause	VERB
fbem-18366	71	5	a	a	DET
fbem-18366	71	6	large	large	ADJ
fbem-18366	71	7	number	number	NOUN
fbem-18366	71	8	of	of	ADP
fbem-18366	71	9	users	user	NOUN
fbem-18366	71	10	'	'	PART
fbem-18366	71	11	property	property	NOUN
fbem-18366	71	12	to	to	PART
fbem-18366	71	13	be	be	AUX
fbem-18366	71	14	stolen	steal	VERB
fbem-18366	71	15	or	or	CCONJ
fbem-18366	71	16	personal	personal	ADJ
fbem-18366	71	17	information	information	NOUN
fbem-18366	71	18	to	to	PART
fbem-18366	71	19	be	be	AUX
fbem-18366	71	20	leaked	leak	VERB
fbem-18366	71	21	or	or	CCONJ
fbem-18366	71	22	abused	abuse	VERB
fbem-18366	71	23	.	.	PUNCT
fbem-18366	72	1	also	also	ADV
fbem-18366	72	2	,	,	PUNCT
fbem-18366	72	3	it	it	PRON
fbem-18366	72	4	leads	lead	VERB
fbem-18366	72	5	to	to	ADP
fbem-18366	72	6	malicious	malicious	ADJ
fbem-18366	72	7	operations	operation	NOUN
fbem-18366	72	8	such	such	ADJ
fbem-18366	72	9	as	as	ADP
fbem-18366	72	10	fraud	fraud	NOUN
fbem-18366	72	11	and	and	CCONJ
fbem-18366	72	12	money	money	NOUN
fbem-18366	72	13	laundering	laundering	NOUN
fbem-18366	72	14	and	and	CCONJ
fbem-18366	72	15	seriously	seriously	ADV
fbem-18366	72	16	hinders	hinder	VERB
fbem-18366	72	17	the	the	DET
fbem-18366	72	18	development	development	NOUN
fbem-18366	72	19	of	of	ADP
fbem-18366	72	20	the	the	DET
fbem-18366	72	21	internet	internet	NOUN
fbem-18366	72	22	financial	financial	ADJ
fbem-18366	72	23	industry	industry	NOUN
fbem-18366	72	24	.	.	PUNCT
fbem-18366	73	1	3.3	3.3	NUM
fbem-18366	73	2	.	.	PUNCT
fbem-18366	74	1	internet	internet	NOUN
fbem-18366	74	2	financial	financial	ADJ
fbem-18366	74	3	information	information	NOUN
fbem-18366	74	4	with	with	ADP
fbem-18366	74	5	technical	technical	ADJ
fbem-18366	74	6	security	security	NOUN
fbem-18366	74	7	risks	risk	VERB
fbem-18366	74	8	internet	internet	NOUN
fbem-18366	74	9	financial	financial	ADJ
fbem-18366	74	10	platform	platform	NOUN
fbem-18366	74	11	has	have	VERB
fbem-18366	74	12	multiple	multiple	ADJ
fbem-18366	74	13	operation	operation	NOUN
fbem-18366	74	14	modes	mode	NOUN
fbem-18366	74	15	such	such	ADJ
fbem-18366	74	16	as	as	ADP
fbem-18366	74	17	capital	capital	NOUN
fbem-18366	74	18	integration	integration	NOUN
fbem-18366	74	19	and	and	CCONJ
fbem-18366	74	20	credit	credit	NOUN
fbem-18366	74	21	stratification	stratification	NOUN
fbem-18366	74	22	.	.	PUNCT
fbem-18366	75	1	this	this	DET
fbem-18366	75	2	mode	mode	NOUN
fbem-18366	75	3	of	of	ADP
fbem-18366	75	4	operation	operation	NOUN
fbem-18366	75	5	is	be	AUX
fbem-18366	75	6	relatively	relatively	ADV
fbem-18366	75	7	complex	complex	ADJ
fbem-18366	75	8	so	so	SCONJ
fbem-18366	75	9	there	there	PRON
fbem-18366	75	10	are	be	VERB
fbem-18366	75	11	some	some	DET
fbem-18366	75	12	frequent	frequent	ADJ
fbem-18366	75	13	security	security	NOUN
fbem-18366	75	14	risks	risk	NOUN
fbem-18366	75	15	such	such	ADJ
fbem-18366	75	16	as	as	ADP
fbem-18366	75	17	website	website	NOUN
fbem-18366	75	18	vulnerabilities	vulnerability	NOUN
fbem-18366	75	19	,	,	PUNCT
fbem-18366	75	20	database	database	NOUN
fbem-18366	75	21	vulnerabilities	vulnerability	NOUN
fbem-18366	75	22	,	,	PUNCT
fbem-18366	75	23	and	and	CCONJ
fbem-18366	75	24	system	system	NOUN
fbem-18366	75	25	vulnerabilities	vulnerability	NOUN
fbem-18366	75	26	in	in	ADP
fbem-18366	75	27	the	the	DET
fbem-18366	75	28	process	process	NOUN
fbem-18366	75	29	of	of	ADP
fbem-18366	75	30	use	use	NOUN
fbem-18366	75	31	.	.	PUNCT
fbem-18366	76	1	these	these	DET
fbem-18366	76	2	bugs	bug	NOUN
fbem-18366	76	3	will	will	AUX
fbem-18366	76	4	lead	lead	VERB
fbem-18366	76	5	to	to	ADP
fbem-18366	76	6	the	the	DET
fbem-18366	76	7	leakage	leakage	NOUN
fbem-18366	76	8	of	of	ADP
fbem-18366	76	9	users	user	NOUN
fbem-18366	76	10	'	'	PART
fbem-18366	76	11	information	information	NOUN
fbem-18366	76	12	and	and	CCONJ
fbem-18366	76	13	induce	induce	VERB
fbem-18366	76	14	users	user	NOUN
fbem-18366	76	15	to	to	PART
fbem-18366	76	16	handle	handle	VERB
fbem-18366	76	17	loans	loan	NOUN
fbem-18366	76	18	or	or	CCONJ
fbem-18366	76	19	investments	investment	NOUN
fbem-18366	76	20	and	and	CCONJ
fbem-18366	76	21	conduct	conduct	VERB
fbem-18366	76	22	false	false	ADJ
fbem-18366	76	23	transactions	transaction	NOUN
fbem-18366	76	24	.	.	PUNCT
fbem-18366	77	1	in	in	ADP
fbem-18366	77	2	addition	addition	NOUN
fbem-18366	77	3	,	,	PUNCT
fbem-18366	77	4	internet	internet	NOUN
fbem-18366	77	5	financial	financial	ADJ
fbem-18366	77	6	platforms	platform	NOUN
fbem-18366	77	7	involve	involve	VERB
fbem-18366	77	8	a	a	DET
fbem-18366	77	9	large	large	ADJ
fbem-18366	77	10	amount	amount	NOUN
fbem-18366	77	11	of	of	ADP
fbem-18366	77	12	capital	capital	NOUN
fbem-18366	77	13	flow	flow	NOUN
fbem-18366	77	14	,	,	PUNCT
fbem-18366	77	15	and	and	CCONJ
fbem-18366	77	16	some	some	DET
fbem-18366	77	17	platforms	platform	NOUN
fbem-18366	77	18	are	be	AUX
fbem-18366	77	19	suspected	suspect	VERB
fbem-18366	77	20	of	of	ADP
fbem-18366	77	21	illegal	illegal	ADJ
fbem-18366	77	22	fund	fund	NOUN
fbem-18366	77	23	-	-	PUNCT
fbem-18366	77	24	raising	raising	NOUN
fbem-18366	77	25	,	,	PUNCT
fbem-18366	77	26	which	which	PRON
fbem-18366	77	27	makes	make	VERB
fbem-18366	77	28	users	user	NOUN
fbem-18366	77	29	invest	invest	VERB
fbem-18366	77	30	a	a	DET
fbem-18366	77	31	lot	lot	NOUN
fbem-18366	77	32	of	of	ADP
fbem-18366	77	33	money	money	NOUN
fbem-18366	77	34	in	in	ADP
fbem-18366	77	35	a	a	DET
fbem-18366	77	36	short	short	ADJ
fbem-18366	77	37	time	time	NOUN
fbem-18366	77	38	.	.	PUNCT
fbem-18366	78	1	however	however	ADV
fbem-18366	78	2	,	,	PUNCT
fbem-18366	78	3	the	the	DET
fbem-18366	78	4	instability	instability	NOUN
fbem-18366	78	5	of	of	ADP
fbem-18366	78	6	the	the	DET
fbem-18366	78	7	platforms	platform	NOUN
fbem-18366	78	8	leads	lead	VERB
fbem-18366	78	9	to	to	ADP
fbem-18366	78	10	serious	serious	ADJ
fbem-18366	78	11	security	security	NOUN
fbem-18366	78	12	risks	risk	NOUN
fbem-18366	78	13	for	for	ADP
fbem-18366	78	14	users	user	NOUN
fbem-18366	78	15	'	'	PART
fbem-18366	78	16	funds	fund	NOUN
fbem-18366	78	17	.	.	PUNCT
fbem-18366	79	1	3.4	3.4	NUM
fbem-18366	79	2	.	.	PUNCT
fbem-18366	79	3	internet	internet	NOUN
fbem-18366	79	4	financial	financial	ADJ
fbem-18366	79	5	information	information	NOUN
fbem-18366	79	6	with	with	ADP
fbem-18366	79	7	unstable	unstable	ADJ
fbem-18366	79	8	security	security	NOUN
fbem-18366	79	9	emergency	emergency	NOUN
fbem-18366	79	10	technical	technical	ADJ
fbem-18366	79	11	risks	risk	NOUN
fbem-18366	79	12	internet	internet	NOUN
fbem-18366	79	13	finance	finance	NOUN
fbem-18366	79	14	is	be	AUX
fbem-18366	79	15	not	not	PART
fbem-18366	79	16	a	a	DET
fbem-18366	79	17	simple	simple	ADJ
fbem-18366	79	18	integration	integration	NOUN
fbem-18366	79	19	of	of	ADP
fbem-18366	79	20	internet	internet	NOUN
fbem-18366	79	21	and	and	CCONJ
fbem-18366	79	22	finance	finance	NOUN
fbem-18366	79	23	.	.	PUNCT
fbem-18366	80	1	it	it	PRON
fbem-18366	80	2	is	be	AUX
fbem-18366	80	3	an	an	DET
fbem-18366	80	4	emerging	emerge	VERB
fbem-18366	80	5	field	field	NOUN
fbem-18366	80	6	that	that	PRON
fbem-18366	80	7	integrates	integrate	VERB
fbem-18366	80	8	traditional	traditional	ADJ
fbem-18366	80	9	banking	banking	NOUN
fbem-18366	80	10	business	business	NOUN
fbem-18366	80	11	with	with	ADP
fbem-18366	80	12	internet	internet	NOUN
fbem-18366	80	13	technology	technology	NOUN
fbem-18366	80	14	through	through	ADP
fbem-18366	80	15	internet	internet	NOUN
fbem-18366	80	16	and	and	CCONJ
fbem-18366	80	17	security	security	NOUN
fbem-18366	80	18	technology	technology	NOUN
fbem-18366	80	19	based	base	VERB
fbem-18366	80	20	on	on	ADP
fbem-18366	80	21	big	big	ADJ
fbem-18366	80	22	data	datum	NOUN
fbem-18366	80	23	,	,	PUNCT
fbem-18366	80	24	cloud	cloud	NOUN
fbem-18366	80	25	computing	computing	NOUN
fbem-18366	80	26	,	,	PUNCT
fbem-18366	80	27	and	and	CCONJ
fbem-18366	80	28	mobile	mobile	ADJ
fbem-18366	80	29	payment	payment	NOUN
fbem-18366	80	30	.	.	PUNCT
fbem-18366	81	1	the	the	DET
fbem-18366	81	2	changes	change	NOUN
fbem-18366	81	3	in	in	ADP
fbem-18366	81	4	the	the	DET
fbem-18366	81	5	financial	financial	ADJ
fbem-18366	81	6	market	market	NOUN
fbem-18366	81	7	are	be	AUX
fbem-18366	81	8	dynamic	dynamic	ADJ
fbem-18366	81	9	and	and	CCONJ
fbem-18366	81	10	complex	complex	ADJ
fbem-18366	81	11	.	.	PUNCT
fbem-18366	82	1	therefore	therefore	ADV
fbem-18366	82	2	,	,	PUNCT
fbem-18366	82	3	the	the	DET
fbem-18366	82	4	development	development	NOUN
fbem-18366	82	5	of	of	ADP
fbem-18366	82	6	internet	internet	NOUN
fbem-18366	82	7	finance	finance	NOUN
fbem-18366	82	8	needs	need	VERB
fbem-18366	82	9	the	the	DET
fbem-18366	82	10	support	support	NOUN
fbem-18366	82	11	of	of	ADP
fbem-18366	82	12	security	security	NOUN
fbem-18366	82	13	emergency	emergency	NOUN
fbem-18366	82	14	technology	technology	NOUN
fbem-18366	82	15	,	,	PUNCT
fbem-18366	82	16	especially	especially	ADV
fbem-18366	82	17	in	in	ADP
fbem-18366	82	18	new	new	ADJ
fbem-18366	82	19	technology	technology	NOUN
fbem-18366	82	20	fields	field	NOUN
fbem-18366	82	21	such	such	ADJ
fbem-18366	82	22	as	as	ADP
fbem-18366	82	23	blockchain	blockchain	PROPN
fbem-18366	82	24	.	.	PUNCT
fbem-18366	83	1	because	because	SCONJ
fbem-18366	83	2	internet	internet	NOUN
fbem-18366	83	3	finance	finance	NOUN
fbem-18366	83	4	focuses	focus	VERB
fbem-18366	83	5	on	on	ADP
fbem-18366	83	6	the	the	DET
fbem-18366	83	7	expansion	expansion	NOUN
fbem-18366	83	8	of	of	ADP
fbem-18366	83	9	financial	financial	ADJ
fbem-18366	83	10	business	business	NOUN
fbem-18366	83	11	and	and	CCONJ
fbem-18366	83	12	ignores	ignore	VERB
fbem-18366	83	13	the	the	DET
fbem-18366	83	14	innovation	innovation	NOUN
fbem-18366	83	15	and	and	CCONJ
fbem-18366	83	16	upgrading	upgrading	NOUN
fbem-18366	83	17	of	of	ADP
fbem-18366	83	18	security	security	NOUN
fbem-18366	83	19	emergency	emergency	NOUN
fbem-18366	83	20	technology	technology	NOUN
fbem-18366	83	21	,	,	PUNCT
fbem-18366	83	22	financial	financial	ADJ
fbem-18366	83	23	products	product	NOUN
fbem-18366	83	24	,	,	PUNCT
fbem-18366	83	25	and	and	CCONJ
fbem-18366	83	26	services	service	NOUN
fbem-18366	83	27	in	in	ADP
fbem-18366	83	28	china	china	PROPN
fbem-18366	83	29	have	have	AUX
fbem-18366	83	30	become	become	VERB
fbem-18366	83	31	increasingly	increasingly	ADV
fbem-18366	83	32	rich	rich	ADJ
fbem-18366	83	33	in	in	ADP
fbem-18366	83	34	recent	recent	ADJ
fbem-18366	83	35	years	year	NOUN
fbem-18366	83	36	,	,	PUNCT
fbem-18366	83	37	and	and	CCONJ
fbem-18366	83	38	financial	financial	ADJ
fbem-18366	83	39	consumption	consumption	NOUN
fbem-18366	83	40	disputes	dispute	NOUN
fbem-18366	83	41	have	have	AUX
fbem-18366	83	42	occurred	occur	VERB
fbem-18366	83	43	frequently	frequently	ADV
fbem-18366	83	44	.	.	PUNCT
fbem-18366	84	1	once	once	SCONJ
fbem-18366	84	2	the	the	DET
fbem-18366	84	3	information	information	NOUN
fbem-18366	84	4	security	security	NOUN
fbem-18366	84	5	risk	risk	NOUN
fbem-18366	84	6	problem	problem	NOUN
fbem-18366	84	7	occurs	occur	VERB
fbem-18366	84	8	,	,	PUNCT
fbem-18366	84	9	the	the	DET
fbem-18366	84	10	judgment	judgment	NOUN
fbem-18366	84	11	and	and	CCONJ
fbem-18366	84	12	decision	decision	NOUN
fbem-18366	84	13	-	-	PUNCT
fbem-18366	84	14	making	make	VERB
fbem-18366	84	15	ability	ability	NOUN
fbem-18366	84	16	of	of	ADP
fbem-18366	84	17	artificial	artificial	ADJ
fbem-18366	84	18	intelligence	intelligence	NOUN
fbem-18366	84	19	technology	technology	NOUN
fbem-18366	84	20	will	will	AUX
fbem-18366	84	21	decline	decline	VERB
fbem-18366	84	22	,	,	PUNCT
fbem-18366	84	23	which	which	PRON
fbem-18366	84	24	will	will	AUX
fbem-18366	84	25	lead	lead	VERB
fbem-18366	84	26	to	to	ADP
fbem-18366	84	27	inaccuracy	inaccuracy	NOUN
fbem-18366	84	28	or	or	CCONJ
fbem-18366	84	29	even	even	ADV
fbem-18366	84	30	failure	failure	NOUN
fbem-18366	84	31	of	of	ADP
fbem-18366	84	32	the	the	DET
fbem-18366	84	33	model	model	NOUN
fbem-18366	84	34	,	,	PUNCT
fbem-18366	84	35	and	and	CCONJ
fbem-18366	84	36	put	put	VERB
fbem-18366	84	37	users	user	NOUN
fbem-18366	84	38	have	have	VERB
fbem-18366	84	39	risk	risk	NOUN
fbem-18366	84	40	of	of	ADP
fbem-18366	84	41	improper	improper	ADJ
fbem-18366	84	42	decision	decision	NOUN
fbem-18366	84	43	-	-	PUNCT
fbem-18366	84	44	making	make	VERB
fbem-18366	84	45	and	and	CCONJ
fbem-18366	84	46	capital	capital	NOUN
fbem-18366	84	47	loss	loss	NOUN
fbem-18366	84	48	[	[	X
fbem-18366	84	49	2	2	NUM
fbem-18366	84	50	]	]	PUNCT
fbem-18366	84	51	.	.	PUNCT
fbem-18366	85	1	4	4	X
fbem-18366	85	2	.	.	X
fbem-18366	85	3	precautions	precaution	NOUN
fbem-18366	85	4	against	against	ADP
fbem-18366	85	5	internet	internet	NOUN
fbem-18366	85	6	financial	financial	ADJ
fbem-18366	85	7	information	information	NOUN
fbem-18366	85	8	security	security	NOUN
fbem-18366	85	9	risks	risk	VERB
fbem-18366	85	10	4.1	4.1	NUM
fbem-18366	85	11	.	.	PUNCT
fbem-18366	86	1	the	the	DET
fbem-18366	86	2	establishment	establishment	NOUN
fbem-18366	86	3	of	of	ADP
fbem-18366	86	4	an	an	DET
fbem-18366	86	5	internet	internet	NOUN
fbem-18366	86	6	financial	financial	ADJ
fbem-18366	86	7	information	information	NOUN
fbem-18366	86	8	risk	risk	NOUN
fbem-18366	86	9	management	management	NOUN
fbem-18366	86	10	system	system	NOUN
fbem-18366	86	11	establishing	establish	VERB
fbem-18366	86	12	a	a	DET
fbem-18366	86	13	complete	complete	ADJ
fbem-18366	86	14	information	information	NOUN
fbem-18366	86	15	risk	risk	NOUN
fbem-18366	86	16	management	management	NOUN
fbem-18366	86	17	system	system	NOUN
fbem-18366	86	18	is	be	AUX
fbem-18366	86	19	of	of	ADP
fbem-18366	86	20	great	great	ADJ
fbem-18366	86	21	significance	significance	NOUN
fbem-18366	86	22	to	to	ADP
fbem-18366	86	23	the	the	DET
fbem-18366	86	24	healthy	healthy	ADJ
fbem-18366	86	25	development	development	NOUN
fbem-18366	86	26	of	of	ADP
fbem-18366	86	27	the	the	DET
fbem-18366	86	28	internet	internet	NOUN
fbem-18366	86	29	financial	financial	ADJ
fbem-18366	86	30	platform	platform	NOUN
fbem-18366	86	31	.	.	PUNCT
fbem-18366	87	1	internet	internet	NOUN
fbem-18366	87	2	financial	financial	ADJ
fbem-18366	87	3	platforms	platform	NOUN
fbem-18366	87	4	can	can	AUX
fbem-18366	87	5	effectively	effectively	ADV
fbem-18366	87	6	identify	identify	VERB
fbem-18366	87	7	potential	potential	ADJ
fbem-18366	87	8	risks	risk	NOUN
fbem-18366	87	9	and	and	CCONJ
fbem-18366	87	10	formulate	formulate	ADJ
fbem-18366	87	11	risk	risk	NOUN
fbem-18366	87	12	control	control	NOUN
fbem-18366	87	13	policies	policy	NOUN
fbem-18366	87	14	by	by	ADP
fbem-18366	87	15	establishing	establish	VERB
fbem-18366	87	16	a	a	DET
fbem-18366	87	17	complete	complete	ADJ
fbem-18366	87	18	risk	risk	NOUN
fbem-18366	87	19	assessment	assessment	NOUN
fbem-18366	87	20	mechanism	mechanism	NOUN
fbem-18366	87	21	and	and	CCONJ
fbem-18366	87	22	using	use	VERB
fbem-18366	87	23	artificial	artificial	ADJ
fbem-18366	87	24	intelligence	intelligence	NOUN
fbem-18366	87	25	technology	technology	NOUN
fbem-18366	87	26	so	so	SCONJ
fbem-18366	87	27	that	that	SCONJ
fbem-18366	87	28	investors	investor	NOUN
fbem-18366	87	29	can	can	AUX
fbem-18366	87	30	have	have	VERB
fbem-18366	87	31	a	a	DET
fbem-18366	87	32	clear	clear	ADJ
fbem-18366	87	33	understanding	understanding	NOUN
fbem-18366	87	34	of	of	ADP
fbem-18366	87	35	the	the	DET
fbem-18366	87	36	risks	risk	NOUN
fbem-18366	87	37	related	relate	VERB
fbem-18366	87	38	to	to	ADP
fbem-18366	87	39	financial	financial	ADJ
fbem-18366	87	40	products	product	NOUN
fbem-18366	87	41	,	,	PUNCT
fbem-18366	87	42	reasonably	reasonably	ADV
fbem-18366	87	43	evaluate	evaluate	VERB
fbem-18366	87	44	their	their	PRON
fbem-18366	87	45	risk	risk	NOUN
fbem-18366	87	46	resistance	resistance	NOUN
fbem-18366	87	47	capacity	capacity	NOUN
fbem-18366	87	48	,	,	PUNCT
fbem-18366	87	49	and	and	CCONJ
fbem-18366	87	50	reduce	reduce	VERB
fbem-18366	87	51	investment	investment	NOUN
fbem-18366	87	52	risks	risk	NOUN
fbem-18366	87	53	.	.	PUNCT
fbem-18366	88	1	it	it	PRON
fbem-18366	88	2	is	be	AUX
fbem-18366	88	3	very	very	ADV
fbem-18366	88	4	important	important	ADJ
fbem-18366	88	5	to	to	PART
fbem-18366	88	6	formulate	formulate	VERB
fbem-18366	88	7	risk	risk	NOUN
fbem-18366	88	8	control	control	NOUN
fbem-18366	88	9	policies	policy	NOUN
fbem-18366	88	10	.	.	PUNCT
fbem-18366	89	1	financial	financial	ADJ
fbem-18366	89	2	institutions	institution	NOUN
fbem-18366	89	3	timely	timely	ADV
fbem-18366	89	4	assess	assess	VERB
fbem-18366	89	5	and	and	CCONJ
fbem-18366	89	6	control	control	VERB
fbem-18366	89	7	the	the	DET
fbem-18366	89	8	privacy	privacy	NOUN
fbem-18366	89	9	risks	risk	NOUN
fbem-18366	89	10	of	of	ADP
fbem-18366	89	11	data	datum	NOUN
fbem-18366	89	12	leakage	leakage	NOUN
fbem-18366	89	13	and	and	CCONJ
fbem-18366	89	14	data	datum	NOUN
fbem-18366	89	15	abuse	abuse	NOUN
fbem-18366	89	16	as	as	ADV
fbem-18366	89	17	well	well	ADV
fbem-18366	89	18	as	as	ADP
fbem-18366	89	19	the	the	DET
fbem-18366	89	20	risks	risk	NOUN
fbem-18366	89	21	existing	exist	VERB
fbem-18366	89	22	in	in	ADP
fbem-18366	89	23	the	the	DET
fbem-18366	89	24	process	process	NOUN
fbem-18366	89	25	of	of	ADP
fbem-18366	89	26	data	datum	NOUN
fbem-18366	89	27	processing	processing	NOUN
fbem-18366	89	28	or	or	CCONJ
fbem-18366	89	29	storage	storage	NOUN
fbem-18366	89	30	to	to	PART
fbem-18366	89	31	ensure	ensure	VERB
fbem-18366	89	32	that	that	SCONJ
fbem-18366	89	33	the	the	DET
fbem-18366	89	34	information	information	NOUN
fbem-18366	89	35	of	of	ADP
fbem-18366	89	36	data	datum	NOUN
fbem-18366	89	37	is	be	AUX
fbem-18366	89	38	not	not	PART
fbem-18366	89	39	leaked	leak	VERB
fbem-18366	89	40	in	in	ADP
fbem-18366	89	41	the	the	DET
fbem-18366	89	42	process	process	NOUN
fbem-18366	89	43	of	of	ADP
fbem-18366	89	44	transmission	transmission	NOUN
fbem-18366	89	45	processing	processing	NOUN
fbem-18366	89	46	and	and	CCONJ
fbem-18366	89	47	storage	storage	NOUN
fbem-18366	89	48	,	,	PUNCT
fbem-18366	89	49	fundamentally	fundamentally	ADV
fbem-18366	89	50	safeguard	safeguard	VERB
fbem-18366	89	51	the	the	DET
fbem-18366	89	52	legitimate	legitimate	ADJ
fbem-18366	89	53	rights	right	NOUN
fbem-18366	89	54	and	and	CCONJ
fbem-18366	89	55	interests	interest	NOUN
fbem-18366	89	56	of	of	ADP
fbem-18366	89	57	users	user	NOUN
fbem-18366	89	58	and	and	CCONJ
fbem-18366	89	59	ensure	ensure	VERB
fbem-18366	89	60	the	the	DET
fbem-18366	89	61	safety	safety	NOUN
fbem-18366	89	62	of	of	ADP
fbem-18366	89	63	users	user	NOUN
fbem-18366	89	64	'	'	PART
fbem-18366	89	65	funds	fund	NOUN
fbem-18366	89	66	.	.	PUNCT
fbem-18366	90	1	4.2	4.2	NUM
fbem-18366	90	2	.	.	PUNCT
fbem-18366	91	1	the	the	DET
fbem-18366	91	2	enhancement	enhancement	NOUN
fbem-18366	91	3	of	of	ADP
fbem-18366	91	4	safety	safety	NOUN
fbem-18366	91	5	awareness	awareness	NOUN
fbem-18366	91	6	and	and	CCONJ
fbem-18366	91	7	training	training	NOUN
fbem-18366	91	8	strengthening	strengthen	VERB
fbem-18366	91	9	security	security	NOUN
fbem-18366	91	10	awareness	awareness	NOUN
fbem-18366	91	11	and	and	CCONJ
fbem-18366	91	12	training	training	NOUN
fbem-18366	91	13	,	,	PUNCT
fbem-18366	91	14	regularly	regularly	ADV
fbem-18366	91	15	scanning	scan	VERB
fbem-18366	91	16	and	and	CCONJ
fbem-18366	91	17	detecting	detect	VERB
fbem-18366	91	18	network	network	NOUN
fbem-18366	91	19	security	security	NOUN
fbem-18366	91	20	vulnerabilities	vulnerability	NOUN
fbem-18366	91	21	with	with	ADP
fbem-18366	91	22	the	the	DET
fbem-18366	91	23	help	help	NOUN
fbem-18366	91	24	of	of	ADP
fbem-18366	91	25	artificial	artificial	ADJ
fbem-18366	91	26	intelligence	intelligence	NOUN
fbem-18366	91	27	technology	technology	NOUN
fbem-18366	91	28	,	,	PUNCT
fbem-18366	91	29	and	and	CCONJ
fbem-18366	91	30	conducting	conduct	VERB
fbem-18366	91	31	data	datum	NOUN
fbem-18366	91	32	access	access	NOUN
fbem-18366	91	33	and	and	CCONJ
fbem-18366	91	34	learning	learning	NOUN
fbem-18366	91	35	of	of	ADP
fbem-18366	91	36	financial	financial	ADJ
fbem-18366	91	37	transactions	transaction	NOUN
fbem-18366	91	38	are	be	AUX
fbem-18366	91	39	important	important	ADJ
fbem-18366	91	40	measures	measure	NOUN
fbem-18366	91	41	to	to	PART
fbem-18366	91	42	enhance	enhance	VERB
fbem-18366	91	43	the	the	DET
fbem-18366	91	44	defense	defense	NOUN
fbem-18366	91	45	capabilities	capability	NOUN
fbem-18366	91	46	of	of	ADP
fbem-18366	91	47	financial	financial	ADJ
fbem-18366	91	48	institutions	institution	NOUN
fbem-18366	91	49	.	.	PUNCT
fbem-18366	92	1	internet	internet	NOUN
fbem-18366	92	2	financial	financial	ADJ
fbem-18366	92	3	platforms	platform	NOUN
fbem-18366	92	4	should	should	AUX
fbem-18366	92	5	regularly	regularly	ADV
fbem-18366	92	6	carry	carry	VERB
fbem-18366	92	7	out	out	ADP
fbem-18366	92	8	security	security	NOUN
fbem-18366	92	9	education	education	NOUN
fbem-18366	92	10	and	and	CCONJ
fbem-18366	92	11	training	training	NOUN
fbem-18366	92	12	to	to	PART
fbem-18366	92	13	improve	improve	VERB
fbem-18366	92	14	users	user	NOUN
fbem-18366	92	15	'	'	PART
fbem-18366	92	16	security	security	NOUN
fbem-18366	92	17	level	level	NOUN
fbem-18366	92	18	,	,	PUNCT
fbem-18366	92	19	strengthen	strengthen	VERB
fbem-18366	92	20	employees	employee	NOUN
fbem-18366	92	21	'	'	PART
fbem-18366	92	22	awareness	awareness	NOUN
fbem-18366	92	23	of	of	ADP
fbem-18366	92	24	privacy	privacy	NOUN
fbem-18366	92	25	protection	protection	NOUN
fbem-18366	92	26	,	,	PUNCT
fbem-18366	92	27	correctly	correctly	ADV
fbem-18366	92	28	handle	handle	VERB
fbem-18366	92	29	privacy	privacy	NOUN
fbem-18366	92	30	data	datum	NOUN
fbem-18366	92	31	within	within	ADP
fbem-18366	92	32	their	their	PRON
fbem-18366	92	33	jurisdiction	jurisdiction	NOUN
fbem-18366	92	34	,	,	PUNCT
fbem-18366	92	35	pay	pay	VERB
fbem-18366	92	36	attention	attention	NOUN
fbem-18366	92	37	to	to	ADP
fbem-18366	92	38	information	information	NOUN
fbem-18366	92	39	security	security	NOUN
fbem-18366	92	40	control	control	NOUN
fbem-18366	92	41	,	,	PUNCT
fbem-18366	92	42	and	and	CCONJ
fbem-18366	92	43	improve	improve	VERB
fbem-18366	92	44	risk	risk	NOUN
fbem-18366	92	45	awareness	awareness	NOUN
fbem-18366	92	46	and	and	CCONJ
fbem-18366	92	47	prevention	prevention	NOUN
fbem-18366	92	48	capabilities	capability	NOUN
fbem-18366	92	49	.	.	PUNCT
fbem-18366	93	1	4.3	4.3	NUM
fbem-18366	93	2	.	.	PUNCT
fbem-18366	94	1	the	the	DET
fbem-18366	94	2	realization	realization	NOUN
fbem-18366	94	3	of	of	ADP
fbem-18366	94	4	improving	improve	VERB
fbem-18366	94	5	information	information	NOUN
fbem-18366	94	6	security	security	NOUN
fbem-18366	94	7	coefficient	coefficient	NOUN
fbem-18366	94	8	by	by	ADP
fbem-18366	94	9	optimizing	optimize	VERB
fbem-18366	94	10	artificial	artificial	ADJ
fbem-18366	94	11	intelligence	intelligence	NOUN
fbem-18366	94	12	technology	technology	NOUN
fbem-18366	94	13	a	a	DET
fbem-18366	94	14	more	more	ADV
fbem-18366	94	15	secure	secure	ADJ
fbem-18366	94	16	data	data	NOUN
fbem-18366	94	17	analysis	analysis	NOUN
fbem-18366	94	18	process	process	NOUN
fbem-18366	94	19	can	can	AUX
fbem-18366	94	20	eliminate	eliminate	VERB
fbem-18366	94	21	private	private	ADJ
fbem-18366	94	22	information	information	NOUN
fbem-18366	94	23	,	,	PUNCT
fbem-18366	94	24	reduce	reduce	VERB
fbem-18366	94	25	the	the	DET
fbem-18366	94	26	risk	risk	NOUN
fbem-18366	94	27	of	of	ADP
fbem-18366	94	28	accessing	access	VERB
fbem-18366	94	29	private	private	ADJ
fbem-18366	94	30	data	datum	NOUN
fbem-18366	94	31	and	and	CCONJ
fbem-18366	94	32	other	other	ADJ
fbem-18366	94	33	data	datum	NOUN
fbem-18366	94	34	,	,	PUNCT
fbem-18366	94	35	and	and	CCONJ
fbem-18366	94	36	reduce	reduce	VERB
fbem-18366	94	37	the	the	DET
fbem-18366	94	38	use	use	NOUN
fbem-18366	94	39	of	of	ADP
fbem-18366	94	40	private	private	ADJ
fbem-18366	94	41	data	datum	NOUN
fbem-18366	94	42	by	by	ADP
fbem-18366	94	43	upgrading	upgrade	VERB
fbem-18366	94	44	and	and	CCONJ
fbem-18366	94	45	optimizing	optimize	VERB
fbem-18366	94	46	the	the	DET
fbem-18366	94	47	calculation	calculation	NOUN
fbem-18366	94	48	algorithm	algorithm	NOUN
fbem-18366	94	49	of	of	ADP
fbem-18366	94	50	artificial	artificial	ADJ
fbem-18366	94	51	intelligence	intelligence	NOUN
fbem-18366	94	52	technology	technology	NOUN
fbem-18366	94	53	.	.	PUNCT
fbem-18366	95	1	in	in	ADP
fbem-18366	95	2	the	the	DET
fbem-18366	95	3	process	process	NOUN
fbem-18366	95	4	of	of	ADP
fbem-18366	95	5	avoiding	avoid	VERB
fbem-18366	95	6	data	datum	NOUN
fbem-18366	95	7	leakage	leakage	NOUN
fbem-18366	95	8	,	,	PUNCT
fbem-18366	95	9	tampering	tampering	NOUN
fbem-18366	95	10	,	,	PUNCT
fbem-18366	95	11	or	or	CCONJ
fbem-18366	95	12	abuse	abuse	NOUN
fbem-18366	95	13	by	by	ADP
fbem-18366	95	14	using	use	VERB
fbem-18366	95	15	differential	differential	ADJ
fbem-18366	95	16	privacy	privacy	NOUN
fbem-18366	95	17	and	and	CCONJ
fbem-18366	95	18	homomorphic	homomorphic	ADJ
fbem-18366	95	19	encryption	encryption	NOUN
fbem-18366	95	20	technology	technology	NOUN
fbem-18366	95	21	[	[	X
fbem-18366	95	22	3	3	NUM
fbem-18366	95	23	]	]	PUNCT
fbem-18366	95	24	.	.	PUNCT
fbem-18366	96	1	in	in	ADP
fbem-18366	96	2	addition	addition	NOUN
fbem-18366	96	3	,	,	PUNCT
fbem-18366	96	4	the	the	DET
fbem-18366	96	5	encryption	encryption	NOUN
fbem-18366	96	6	and	and	CCONJ
fbem-18366	96	7	desensitization	desensitization	NOUN
fbem-18366	96	8	technology	technology	NOUN
fbem-18366	96	9	of	of	ADP
fbem-18366	96	10	artificial	artificial	ADJ
fbem-18366	96	11	intelligence	intelligence	NOUN
fbem-18366	96	12	technology	technology	NOUN
fbem-18366	96	13	can	can	AUX
fbem-18366	96	14	effectively	effectively	ADV
fbem-18366	96	15	protect	protect	VERB
fbem-18366	96	16	personal	personal	ADJ
fbem-18366	96	17	privacy	privacy	NOUN
fbem-18366	96	18	data	datum	NOUN
fbem-18366	96	19	,	,	PUNCT
fbem-18366	96	20	avoid	avoid	VERB
fbem-18366	96	21	the	the	DET
fbem-18366	96	22	risk	risk	NOUN
fbem-18366	96	23	of	of	ADP
fbem-18366	96	24	information	information	NOUN
fbem-18366	96	25	leakage	leakage	NOUN
fbem-18366	96	26	and	and	CCONJ
fbem-18366	96	27	abuse	abuse	NOUN
fbem-18366	96	28	,	,	PUNCT
fbem-18366	96	29	and	and	CCONJ
fbem-18366	96	30	enhance	enhance	VERB
fbem-18366	96	31	the	the	DET
fbem-18366	96	32	confidentiality	confidentiality	NOUN
fbem-18366	96	33	of	of	ADP
fbem-18366	96	34	data	datum	NOUN
fbem-18366	96	35	.	.	PUNCT
fbem-18366	97	1	4.4	4.4	NUM
fbem-18366	97	2	.	.	PUNCT
fbem-18366	98	1	the	the	DET
fbem-18366	98	2	enhancement	enhancement	NOUN
fbem-18366	98	3	of	of	ADP
fbem-18366	98	4	supervision	supervision	NOUN
fbem-18366	98	5	and	and	CCONJ
fbem-18366	98	6	management	management	NOUN
fbem-18366	98	7	of	of	ADP
fbem-18366	98	8	technology	technology	NOUN
fbem-18366	98	9	risks	risk	VERB
fbem-18366	98	10	the	the	DET
fbem-18366	98	11	technical	technical	ADJ
fbem-18366	98	12	safety	safety	NOUN
fbem-18366	98	13	management	management	NOUN
fbem-18366	98	14	of	of	ADP
fbem-18366	98	15	internet	internet	NOUN
fbem-18366	98	16	financial	financial	ADJ
fbem-18366	98	17	platforms	platform	NOUN
fbem-18366	98	18	is	be	AUX
fbem-18366	98	19	the	the	DET
fbem-18366	98	20	safety	safety	NOUN
fbem-18366	98	21	guarantee	guarantee	NOUN
fbem-18366	98	22	for	for	SCONJ
fbem-18366	98	23	users	user	NOUN
fbem-18366	98	24	to	to	PART
fbem-18366	98	25	invest	invest	VERB
fbem-18366	98	26	and	and	CCONJ
fbem-18366	98	27	use	use	VERB
fbem-18366	98	28	so	so	ADV
fbem-18366	98	29	the	the	DET
fbem-18366	98	30	technical	technical	ADJ
fbem-18366	98	31	risk	risk	NOUN
fbem-18366	98	32	management	management	NOUN
fbem-18366	98	33	should	should	AUX
fbem-18366	98	34	be	be	AUX
fbem-18366	98	35	strengthened	strengthen	VERB
fbem-18366	98	36	.	.	PUNCT
fbem-18366	99	1	financial	financial	ADJ
fbem-18366	99	2	institutions	institution	NOUN
fbem-18366	99	3	such	such	ADJ
fbem-18366	99	4	as	as	ADP
fbem-18366	99	5	banks	bank	NOUN
fbem-18366	99	6	,	,	PUNCT
fbem-18366	99	7	trust	trust	NOUN
fbem-18366	99	8	companies	company	NOUN
fbem-18366	99	9	,	,	PUNCT
fbem-18366	99	10	or	or	CCONJ
fbem-18366	99	11	financial	financial	ADJ
fbem-18366	99	12	technology	technology	NOUN
fbem-18366	99	13	companies	company	NOUN
fbem-18366	99	14	improve	improve	VERB
fbem-18366	99	15	the	the	DET
fbem-18366	99	16	safety	safety	NOUN
fbem-18366	99	17	industry	industry	NOUN
fbem-18366	99	18	standard	standard	NOUN
fbem-18366	99	19	of	of	ADP
fbem-18366	99	20	financial	financial	ADJ
fbem-18366	99	21	institutions	institution	NOUN
fbem-18366	99	22	and	and	CCONJ
fbem-18366	99	23	users	user	NOUN
fbem-18366	99	24	'	'	PART
fbem-18366	99	25	sense	sense	NOUN
fbem-18366	99	26	of	of	ADP
fbem-18366	99	27	security	security	NOUN
fbem-18366	99	28	and	and	CCONJ
fbem-18366	99	29	trust	trust	NOUN
fbem-18366	99	30	by	by	ADP
fbem-18366	99	31	means	mean	NOUN
fbem-18366	99	32	of	of	ADP
fbem-18366	99	33	perfect	perfect	ADJ
fbem-18366	99	34	artificial	artificial	ADJ
fbem-18366	99	35	intelligence	intelligence	NOUN
fbem-18366	99	36	encryption	encryption	NOUN
fbem-18366	99	37	technology	technology	NOUN
fbem-18366	99	38	,	,	PUNCT
fbem-18366	99	39	user	user	NOUN
fbem-18366	99	40	three	three	NUM
fbem-18366	99	41	-	-	PUNCT
fbem-18366	99	42	level	level	NOUN
fbem-18366	99	43	authentication	authentication	NOUN
fbem-18366	99	44	,	,	PUNCT
fbem-18366	99	45	intelligent	intelligent	ADJ
fbem-18366	99	46	early	early	ADJ
fbem-18366	99	47	warning	warning	NOUN
fbem-18366	99	48	,	,	PUNCT
fbem-18366	99	49	data	data	NOUN
fbem-18366	99	50	mining	mining	NOUN
fbem-18366	99	51	,	,	PUNCT
fbem-18366	99	52	and	and	CCONJ
fbem-18366	99	53	other	other	ADJ
fbem-18366	99	54	means	mean	NOUN
fbem-18366	99	55	to	to	PART
fbem-18366	99	56	promote	promote	VERB
fbem-18366	99	57	the	the	DET
fbem-18366	99	58	healthy	healthy	ADJ
fbem-18366	99	59	and	and	CCONJ
fbem-18366	99	60	sustainable	sustainable	ADJ
fbem-18366	99	61	development	development	NOUN
fbem-18366	99	62	of	of	ADP
fbem-18366	99	63	financial	financial	ADJ
fbem-18366	99	64	markets	market	NOUN
fbem-18366	99	65	.	.	PUNCT
fbem-18366	100	1	5	5	X
fbem-18366	100	2	.	.	X
fbem-18366	100	3	conclusion	conclusion	NOUN
fbem-18366	100	4	under	under	ADP
fbem-18366	100	5	the	the	DET
fbem-18366	100	6	background	background	NOUN
fbem-18366	100	7	of	of	ADP
fbem-18366	100	8	the	the	DET
fbem-18366	100	9	artificial	artificial	ADJ
fbem-18366	100	10	intelligence	intelligence	NOUN
fbem-18366	100	11	era	era	NOUN
fbem-18366	100	12	,	,	PUNCT
fbem-18366	100	13	the	the	DET
fbem-18366	100	14	development	development	NOUN
fbem-18366	100	15	of	of	ADP
fbem-18366	100	16	internet	internet	NOUN
fbem-18366	100	17	finance	finance	NOUN
fbem-18366	100	18	has	have	AUX
fbem-18366	100	19	driven	drive	VERB
fbem-18366	100	20	the	the	DET
fbem-18366	100	21	opening	opening	NOUN
fbem-18366	100	22	and	and	CCONJ
fbem-18366	100	23	innovation	innovation	NOUN
fbem-18366	100	24	of	of	ADP
fbem-18366	100	25	the	the	DET
fbem-18366	100	26	financial	financial	ADJ
fbem-18366	100	27	market	market	NOUN
fbem-18366	100	28	,	,	PUNCT
fbem-18366	100	29	pushing	push	VERB
fbem-18366	100	30	the	the	DET
fbem-18366	100	31	development	development	NOUN
fbem-18366	100	32	of	of	ADP
fbem-18366	100	33	the	the	DET
fbem-18366	100	34	financial	financial	ADJ
fbem-18366	100	35	industry	industry	NOUN
fbem-18366	100	36	.	.	PUNCT
fbem-18366	101	1	however	however	ADV
fbem-18366	101	2	,	,	PUNCT
fbem-18366	101	3	attention	attention	NOUN
fbem-18366	101	4	should	should	AUX
fbem-18366	101	5	be	be	AUX
fbem-18366	101	6	paid	pay	VERB
fbem-18366	101	7	to	to	ADP
fbem-18366	101	8	344	344	NUM
fbem-18366	101	9	the	the	DET
fbem-18366	101	10	security	security	NOUN
fbem-18366	101	11	risks	risk	NOUN
fbem-18366	101	12	of	of	ADP
fbem-18366	101	13	internet	internet	NOUN
fbem-18366	101	14	financial	financial	ADJ
fbem-18366	101	15	information	information	NOUN
fbem-18366	101	16	.	.	PUNCT
fbem-18366	102	1	measures	measure	NOUN
fbem-18366	102	2	such	such	ADJ
fbem-18366	102	3	as	as	ADP
fbem-18366	102	4	establishing	establish	VERB
fbem-18366	102	5	an	an	DET
fbem-18366	102	6	internet	internet	NOUN
fbem-18366	102	7	financial	financial	ADJ
fbem-18366	102	8	information	information	NOUN
fbem-18366	102	9	risk	risk	NOUN
fbem-18366	102	10	management	management	NOUN
fbem-18366	102	11	system	system	NOUN
fbem-18366	102	12	,	,	PUNCT
fbem-18366	102	13	improving	improve	VERB
fbem-18366	102	14	the	the	DET
fbem-18366	102	15	safety	safety	NOUN
fbem-18366	102	16	factor	factor	NOUN
fbem-18366	102	17	of	of	ADP
fbem-18366	102	18	information	information	NOUN
fbem-18366	102	19	management	management	NOUN
fbem-18366	102	20	,	,	PUNCT
fbem-18366	102	21	strengthening	strengthen	VERB
fbem-18366	102	22	the	the	DET
fbem-18366	102	23	safety	safety	NOUN
fbem-18366	102	24	awareness	awareness	NOUN
fbem-18366	102	25	and	and	CCONJ
fbem-18366	102	26	training	training	NOUN
fbem-18366	102	27	,	,	PUNCT
fbem-18366	102	28	and	and	CCONJ
fbem-18366	102	29	strengthening	strengthen	VERB
fbem-18366	102	30	the	the	DET
fbem-18366	102	31	supervision	supervision	NOUN
fbem-18366	102	32	and	and	CCONJ
fbem-18366	102	33	management	management	NOUN
fbem-18366	102	34	of	of	ADP
fbem-18366	102	35	technological	technological	ADJ
fbem-18366	102	36	risks	risk	NOUN
fbem-18366	102	37	,	,	PUNCT
fbem-18366	102	38	etc	etc	X
fbem-18366	102	39	.	.	X
fbem-18366	102	40	will	will	AUX
fbem-18366	102	41	expand	expand	VERB
fbem-18366	102	42	the	the	DET
fbem-18366	102	43	application	application	NOUN
fbem-18366	102	44	scope	scope	NOUN
fbem-18366	102	45	and	and	CCONJ
fbem-18366	102	46	depth	depth	NOUN
fbem-18366	102	47	of	of	ADP
fbem-18366	102	48	artificial	artificial	ADJ
fbem-18366	102	49	intelligence	intelligence	NOUN
fbem-18366	102	50	in	in	ADP
fbem-18366	102	51	the	the	DET
fbem-18366	102	52	financial	financial	ADJ
fbem-18366	102	53	market	market	NOUN
fbem-18366	102	54	,	,	PUNCT
fbem-18366	102	55	prevent	prevent	VERB
fbem-18366	102	56	and	and	CCONJ
fbem-18366	102	57	resolve	resolve	VERB
fbem-18366	102	58	security	security	NOUN
fbem-18366	102	59	risks	risk	NOUN
fbem-18366	102	60	,	,	PUNCT
fbem-18366	102	61	and	and	CCONJ
fbem-18366	102	62	realize	realize	VERB
fbem-18366	102	63	the	the	DET
fbem-18366	102	64	safe	safe	ADJ
fbem-18366	102	65	,	,	PUNCT
fbem-18366	102	66	stable	stable	ADJ
fbem-18366	102	67	and	and	CCONJ
fbem-18366	102	68	healthy	healthy	ADJ
fbem-18366	102	69	development	development	NOUN
fbem-18366	102	70	of	of	ADP
fbem-18366	102	71	internet	internet	NOUN
fbem-18366	102	72	financial	financial	ADJ
fbem-18366	102	73	industry	industry	NOUN
fbem-18366	102	74	.	.	PUNCT
fbem-18366	103	1	references	reference	NOUN
fbem-18366	103	2	[	[	X
fbem-18366	103	3	1	1	NUM
fbem-18366	103	4	]	]	X
fbem-18366	103	5	jiao	jiao	PROPN
fbem-18366	103	6	,	,	PUNCT
fbem-18366	103	7	l.	l.	PROPN
fbem-18366	103	8	(	(	PUNCT
fbem-18366	103	9	2021	2021	NUM
fbem-18366	103	10	)	)	PUNCT
fbem-18366	103	11	.	.	PUNCT
fbem-18366	104	1	analysis	analysis	NOUN
fbem-18366	104	2	on	on	ADP
fbem-18366	104	3	the	the	DET
fbem-18366	104	4	development	development	NOUN
fbem-18366	104	5	countermeasures	countermeasure	NOUN
fbem-18366	104	6	of	of	ADP
fbem-18366	104	7	internet	internet	NOUN
fbem-18366	104	8	consumer	consumer	NOUN
fbem-18366	104	9	finance	finance	NOUN
fbem-18366	104	10	in	in	ADP
fbem-18366	104	11	the	the	DET
fbem-18366	104	12	new	new	ADJ
fbem-18366	104	13	era	era	NOUN
fbem-18366	104	14	.	.	PUNCT
fbem-18366	105	1	trade	trade	NOUN
fbem-18366	105	2	fair	fair	ADJ
fbem-18366	105	3	economy	economy	NOUN
fbem-18366	105	4	,	,	PUNCT
fbem-18366	105	5	34(13	34(13	NUM
fbem-18366	105	6	)	)	PUNCT
fbem-18366	105	7	.	.	PUNCT
fbem-18366	106	1	https://doi.org/10.12245/j.issn.20966776.2021.13.22	https://doi.org/10.12245/j.issn.20966776.2021.13.22	PRON
fbem-18366	107	1	[	[	X
fbem-18366	107	2	2	2	NUM
fbem-18366	107	3	]	]	SYM
fbem-18366	107	4	yang	yang	PROPN
fbem-18366	107	5	,	,	PUNCT
fbem-18366	107	6	z.	z.	PROPN
fbem-18366	107	7	(	(	PUNCT
fbem-18366	107	8	2017	2017	NUM
fbem-18366	107	9	)	)	PUNCT
fbem-18366	107	10	.	.	PUNCT
fbem-18366	108	1	the	the	DET
fbem-18366	108	2	application	application	NOUN
fbem-18366	108	3	status	status	NOUN
fbem-18366	108	4	and	and	CCONJ
fbem-18366	108	5	security	security	NOUN
fbem-18366	108	6	risk	risk	NOUN
fbem-18366	108	7	analysis	analysis	NOUN
fbem-18366	108	8	of	of	ADP
fbem-18366	108	9	artificial	artificial	ADJ
fbem-18366	108	10	intelligence	intelligence	NOUN
fbem-18366	108	11	in	in	ADP
fbem-18366	108	12	financial	financial	ADJ
fbem-18366	108	13	field	field	NOUN
fbem-18366	108	14	.	.	PUNCT
fbem-18366	109	1	finance	finance	NOUN
fbem-18366	109	2	economy	economy	NOUN
fbem-18366	109	3	,	,	PUNCT
fbem-18366	109	4	36(2	36(2	NUM
fbem-18366	109	5	)	)	PUNCT
fbem-18366	109	6	,	,	PUNCT
fbem-18366	109	7	147	147	NUM
fbem-18366	109	8	-	-	SYM
fbem-18366	109	9	148	148	NUM
fbem-18366	109	10	.	.	PUNCT
fbem-18366	110	1	https://doi.org/10.14057/j.cnki.cn43-1156/f.2017.02.066	https://doi.org/10.14057/j.cnki.cn43-1156/f.2017.02.066	NOUN
fbem-18366	110	2	[	[	X
fbem-18366	110	3	3	3	NUM
fbem-18366	110	4	]	]	X
fbem-18366	110	5	zhang	zhang	PROPN
fbem-18366	110	6	,	,	PUNCT
fbem-18366	110	7	r.	r.	PROPN
fbem-18366	110	8	(	(	PUNCT
fbem-18366	110	9	2021	2021	NUM
fbem-18366	110	10	)	)	PUNCT
fbem-18366	110	11	.	.	PUNCT
fbem-18366	111	1	the	the	DET
fbem-18366	111	2	credit	credit	NOUN
fbem-18366	111	3	risk	risk	NOUN
fbem-18366	111	4	of	of	ADP
fbem-18366	111	5	internet	internet	NOUN
fbem-18366	111	6	finance	finance	NOUN
fbem-18366	111	7	in	in	ADP
fbem-18366	111	8	china	china	PROPN
fbem-18366	111	9	and	and	CCONJ
fbem-18366	111	10	its	its	PRON
fbem-18366	111	11	prevention	prevention	NOUN
fbem-18366	111	12	.	.	PUNCT
fbem-18366	112	1	management	management	NOUN
fbem-18366	112	2	&	&	CCONJ
fbem-18366	112	3	technology	technology	PROPN
fbem-18366	112	4	of	of	ADP
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fbem-18366	112	7	14(5	14(5	NUM
fbem-18366	112	8	)	)	PUNCT
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fbem-18366	112	13	.	.	PUNCT
fbem-18366	112	14	https://navi.cnki.net/knavi/journals/zxqx/detail	https://navi.cnki.net/knavi/journals/zxqx/detail	NOUN