id	sid	tid	token	lemma	pos
fbem-19579	1	1	frontiers	frontier	NOUN
fbem-19579	1	2	in	in	ADP
fbem-19579	1	3	business	business	NOUN
fbem-19579	1	4	,	,	PUNCT
fbem-19579	1	5	economics	economic	NOUN
fbem-19579	1	6	and	and	CCONJ
fbem-19579	1	7	management	management	NOUN
fbem-19579	1	8	issn	issn	PROPN
fbem-19579	1	9	:	:	PUNCT
fbem-19579	1	10	2766	2766	NUM
fbem-19579	1	11	-	-	PUNCT
fbem-19579	1	12	824x	824x	NUM
fbem-19579	1	13	|	|	ADJ
fbem-19579	1	14	vol	vol	NOUN
fbem-19579	1	15	.	.	PUNCT
fbem-19579	2	1	14	14	NUM
fbem-19579	2	2	,	,	PUNCT
fbem-19579	2	3	no	no	INTJ
fbem-19579	2	4	.	.	NOUN
fbem-19579	2	5	2	2	NUM
fbem-19579	2	6	,	,	PUNCT
fbem-19579	2	7	2024	2024	NUM
fbem-19579	2	8	10	10	NUM
fbem-19579	2	9	application	application	NOUN
fbem-19579	2	10	and	and	CCONJ
fbem-19579	2	11	development	development	NOUN
fbem-19579	2	12	of	of	ADP
fbem-19579	2	13	artificial	artificial	ADJ
fbem-19579	2	14	intelligence	intelligence	NOUN
fbem-19579	2	15	risk	risk	NOUN
fbem-19579	2	16	control	control	NOUN
fbem-19579	2	17	in	in	ADP
fbem-19579	2	18	internet	internet	NOUN
fbem-19579	2	19	finance	finance	NOUN
fbem-19579	2	20	centong	centong	PROPN
fbem-19579	2	21	tao1	tao1	PROPN
fbem-19579	2	22	,	,	PUNCT
fbem-19579	2	23	yinqi	yinqi	NOUN
fbem-19579	2	24	liu2	liu2	PROPN
fbem-19579	2	25	1amazon.com	1amazon.com	NUM
fbem-19579	2	26	service	service	PROPN
fbem-19579	2	27	llc	llc	PROPN
fbem-19579	2	28	,	,	PUNCT
fbem-19579	2	29	miami	miami	PROPN
fbem-19579	2	30	,	,	PUNCT
fbem-19579	2	31	33143	33143	NUM
fbem-19579	2	32	,	,	PUNCT
fbem-19579	2	33	united	united	PROPN
fbem-19579	2	34	states	states	PROPN
fbem-19579	2	35	2university	2university	PROPN
fbem-19579	2	36	of	of	ADP
fbem-19579	2	37	miami	miami	PROPN
fbem-19579	2	38	,	,	PUNCT
fbem-19579	2	39	miami	miami	PROPN
fbem-19579	2	40	,	,	PUNCT
fbem-19579	2	41	33143	33143	NUM
fbem-19579	2	42	,	,	PUNCT
fbem-19579	2	43	united	united	PROPN
fbem-19579	2	44	states	states	PROPN
fbem-19579	2	45	abstract	abstract	NOUN
fbem-19579	2	46	:	:	PUNCT
fbem-19579	2	47	with	with	ADP
fbem-19579	2	48	the	the	DET
fbem-19579	2	49	rapid	rapid	ADJ
fbem-19579	2	50	development	development	NOUN
fbem-19579	2	51	of	of	ADP
fbem-19579	2	52	internet	internet	NOUN
fbem-19579	2	53	finance	finance	NOUN
fbem-19579	2	54	,	,	PUNCT
fbem-19579	2	55	traditional	traditional	ADJ
fbem-19579	2	56	risk	risk	NOUN
fbem-19579	2	57	control	control	NOUN
fbem-19579	2	58	methods	method	NOUN
fbem-19579	2	59	can	can	AUX
fbem-19579	2	60	no	no	ADV
fbem-19579	2	61	longer	long	ADV
fbem-19579	2	62	meet	meet	VERB
fbem-19579	2	63	the	the	DET
fbem-19579	2	64	current	current	ADJ
fbem-19579	2	65	needs	need	NOUN
fbem-19579	2	66	.	.	PUNCT
fbem-19579	3	1	as	as	ADP
fbem-19579	3	2	a	a	DET
fbem-19579	3	3	new	new	ADJ
fbem-19579	3	4	technical	technical	ADJ
fbem-19579	3	5	means	mean	NOUN
fbem-19579	3	6	,	,	PUNCT
fbem-19579	3	7	artificial	artificial	ADJ
fbem-19579	3	8	intelligence	intelligence	NOUN
fbem-19579	3	9	risk	risk	NOUN
fbem-19579	3	10	control	control	NOUN
fbem-19579	3	11	has	have	AUX
fbem-19579	3	12	become	become	VERB
fbem-19579	3	13	an	an	DET
fbem-19579	3	14	important	important	ADJ
fbem-19579	3	15	development	development	NOUN
fbem-19579	3	16	direction	direction	NOUN
fbem-19579	3	17	in	in	ADP
fbem-19579	3	18	the	the	DET
fbem-19579	3	19	field	field	NOUN
fbem-19579	3	20	of	of	ADP
fbem-19579	3	21	internet	internet	NOUN
fbem-19579	3	22	finance	finance	NOUN
fbem-19579	3	23	by	by	ADP
fbem-19579	3	24	predicting	predict	VERB
fbem-19579	3	25	and	and	CCONJ
fbem-19579	3	26	managing	manage	VERB
fbem-19579	3	27	financial	financial	ADJ
fbem-19579	3	28	risks	risk	NOUN
fbem-19579	3	29	more	more	ADV
fbem-19579	3	30	accurately	accurately	ADV
fbem-19579	3	31	through	through	ADP
fbem-19579	3	32	big	big	ADJ
fbem-19579	3	33	data	datum	NOUN
fbem-19579	3	34	analysis	analysis	NOUN
fbem-19579	3	35	,	,	PUNCT
fbem-19579	3	36	machine	machine	NOUN
fbem-19579	3	37	learning	learning	NOUN
fbem-19579	3	38	,	,	PUNCT
fbem-19579	3	39	and	and	CCONJ
fbem-19579	3	40	other	other	ADJ
fbem-19579	3	41	technologies	technology	NOUN
fbem-19579	3	42	.	.	PUNCT
fbem-19579	4	1	this	this	DET
fbem-19579	4	2	paper	paper	NOUN
fbem-19579	4	3	will	will	AUX
fbem-19579	4	4	discuss	discuss	VERB
fbem-19579	4	5	the	the	DET
fbem-19579	4	6	application	application	NOUN
fbem-19579	4	7	significance	significance	NOUN
fbem-19579	4	8	,	,	PUNCT
fbem-19579	4	9	challenges	challenge	NOUN
fbem-19579	4	10	,	,	PUNCT
fbem-19579	4	11	and	and	CCONJ
fbem-19579	4	12	development	development	NOUN
fbem-19579	4	13	strategies	strategy	NOUN
fbem-19579	4	14	of	of	ADP
fbem-19579	4	15	artificial	artificial	ADJ
fbem-19579	4	16	intelligence	intelligence	NOUN
fbem-19579	4	17	risk	risk	NOUN
fbem-19579	4	18	control	control	NOUN
fbem-19579	4	19	in	in	ADP
fbem-19579	4	20	the	the	DET
fbem-19579	4	21	field	field	NOUN
fbem-19579	4	22	of	of	ADP
fbem-19579	4	23	internet	internet	NOUN
fbem-19579	4	24	finance	finance	NOUN
fbem-19579	4	25	,	,	PUNCT
fbem-19579	4	26	to	to	PART
fbem-19579	4	27	provide	provide	VERB
fbem-19579	4	28	a	a	DET
fbem-19579	4	29	reference	reference	NOUN
fbem-19579	4	30	for	for	ADP
fbem-19579	4	31	the	the	DET
fbem-19579	4	32	risk	risk	NOUN
fbem-19579	4	33	management	management	NOUN
fbem-19579	4	34	of	of	ADP
fbem-19579	4	35	internet	internet	NOUN
fbem-19579	4	36	finance	finance	NOUN
fbem-19579	4	37	.	.	PUNCT
fbem-19579	5	1	keywords	keyword	NOUN
fbem-19579	5	2	:	:	PUNCT
fbem-19579	5	3	artificial	artificial	ADJ
fbem-19579	5	4	intelligence	intelligence	NOUN
fbem-19579	5	5	,	,	PUNCT
fbem-19579	5	6	risk	risk	NOUN
fbem-19579	5	7	control	control	NOUN
fbem-19579	5	8	,	,	PUNCT
fbem-19579	5	9	internet	internet	NOUN
fbem-19579	5	10	finance	finance	NOUN
fbem-19579	5	11	,	,	PUNCT
fbem-19579	5	12	application	application	NOUN
fbem-19579	5	13	,	,	PUNCT
fbem-19579	5	14	strategy	strategy	NOUN
fbem-19579	5	15	.	.	PUNCT
fbem-19579	6	1	1	1	X
fbem-19579	6	2	.	.	X
fbem-19579	6	3	introduction	introduction	NOUN
fbem-19579	6	4	the	the	DET
fbem-19579	6	5	rise	rise	NOUN
fbem-19579	6	6	of	of	ADP
fbem-19579	6	7	internet	internet	NOUN
fbem-19579	6	8	finance	finance	NOUN
fbem-19579	6	9	has	have	AUX
fbem-19579	6	10	brought	bring	VERB
fbem-19579	6	11	revolutionary	revolutionary	ADJ
fbem-19579	6	12	changes	change	NOUN
fbem-19579	6	13	to	to	ADP
fbem-19579	6	14	the	the	DET
fbem-19579	6	15	traditional	traditional	ADJ
fbem-19579	6	16	financial	financial	ADJ
fbem-19579	6	17	industry	industry	NOUN
fbem-19579	6	18	but	but	CCONJ
fbem-19579	6	19	it	it	PRON
fbem-19579	6	20	also	also	ADV
fbem-19579	6	21	encounters	encounter	VERB
fbem-19579	6	22	many	many	ADJ
fbem-19579	6	23	risks	risk	NOUN
fbem-19579	6	24	and	and	CCONJ
fbem-19579	6	25	challenges	challenge	NOUN
fbem-19579	6	26	.	.	PUNCT
fbem-19579	7	1	how	how	SCONJ
fbem-19579	7	2	to	to	PART
fbem-19579	7	3	effectively	effectively	ADV
fbem-19579	7	4	identify	identify	VERB
fbem-19579	7	5	and	and	CCONJ
fbem-19579	7	6	prevent	prevent	VERB
fbem-19579	7	7	these	these	DET
fbem-19579	7	8	risks	risk	NOUN
fbem-19579	7	9	has	have	AUX
fbem-19579	7	10	become	become	VERB
fbem-19579	7	11	a	a	DET
fbem-19579	7	12	key	key	ADJ
fbem-19579	7	13	issue	issue	NOUN
fbem-19579	7	14	in	in	ADP
fbem-19579	7	15	the	the	DET
fbem-19579	7	16	development	development	NOUN
fbem-19579	7	17	of	of	ADP
fbem-19579	7	18	the	the	DET
fbem-19579	7	19	industry	industry	NOUN
fbem-19579	7	20	.	.	PUNCT
fbem-19579	8	1	in	in	ADP
fbem-19579	8	2	recent	recent	ADJ
fbem-19579	8	3	years	year	NOUN
fbem-19579	8	4	,	,	PUNCT
fbem-19579	8	5	artificial	artificial	ADJ
fbem-19579	8	6	intelligence	intelligence	NOUN
fbem-19579	8	7	technology	technology	NOUN
fbem-19579	8	8	has	have	AUX
fbem-19579	8	9	been	be	AUX
fbem-19579	8	10	widely	widely	ADV
fbem-19579	8	11	used	use	VERB
fbem-19579	8	12	in	in	ADP
fbem-19579	8	13	the	the	DET
fbem-19579	8	14	financial	financial	ADJ
fbem-19579	8	15	field	field	NOUN
fbem-19579	8	16	,	,	PUNCT
fbem-19579	8	17	especially	especially	ADV
fbem-19579	8	18	in	in	ADP
fbem-19579	8	19	risk	risk	NOUN
fbem-19579	8	20	control	control	NOUN
fbem-19579	8	21	,	,	PUNCT
fbem-19579	8	22	which	which	PRON
fbem-19579	8	23	shows	show	VERB
fbem-19579	8	24	great	great	ADJ
fbem-19579	8	25	potential	potential	NOUN
fbem-19579	8	26	.	.	PUNCT
fbem-19579	9	1	artificial	artificial	ADJ
fbem-19579	9	2	intelligence	intelligence	NOUN
fbem-19579	9	3	risk	risk	NOUN
fbem-19579	9	4	control	control	NOUN
fbem-19579	9	5	can	can	AUX
fbem-19579	9	6	realize	realize	VERB
fbem-19579	9	7	real	real	ADJ
fbem-19579	9	8	-	-	PUNCT
fbem-19579	9	9	time	time	NOUN
fbem-19579	9	10	monitoring	monitoring	NOUN
fbem-19579	9	11	and	and	CCONJ
fbem-19579	9	12	early	early	ADJ
fbem-19579	9	13	warning	warning	NOUN
fbem-19579	9	14	of	of	ADP
fbem-19579	9	15	financial	financial	ADJ
fbem-19579	9	16	risks	risk	NOUN
fbem-19579	9	17	and	and	CCONJ
fbem-19579	9	18	improve	improve	VERB
fbem-19579	9	19	the	the	DET
fbem-19579	9	20	efficiency	efficiency	NOUN
fbem-19579	9	21	and	and	CCONJ
fbem-19579	9	22	accuracy	accuracy	NOUN
fbem-19579	9	23	of	of	ADP
fbem-19579	9	24	risk	risk	NOUN
fbem-19579	9	25	management	management	NOUN
fbem-19579	9	26	by	by	ADP
fbem-19579	9	27	analyzing	analyze	VERB
fbem-19579	9	28	and	and	CCONJ
fbem-19579	9	29	learning	learn	VERB
fbem-19579	9	30	massive	massive	ADJ
fbem-19579	9	31	data	datum	NOUN
fbem-19579	9	32	.	.	PUNCT
fbem-19579	10	1	2	2	X
fbem-19579	10	2	.	.	X
fbem-19579	10	3	the	the	DET
fbem-19579	10	4	significance	significance	NOUN
fbem-19579	10	5	of	of	ADP
fbem-19579	10	6	artificial	artificial	ADJ
fbem-19579	10	7	intelligence	intelligence	NOUN
fbem-19579	10	8	risk	risk	NOUN
fbem-19579	10	9	control	control	NOUN
fbem-19579	10	10	in	in	ADP
fbem-19579	10	11	internet	internet	NOUN
fbem-19579	10	12	finance	finance	NOUN
fbem-19579	10	13	2.1	2.1	NUM
fbem-19579	10	14	.	.	PUNCT
fbem-19579	11	1	the	the	DET
fbem-19579	11	2	improvement	improvement	NOUN
fbem-19579	11	3	of	of	ADP
fbem-19579	11	4	risk	risk	NOUN
fbem-19579	11	5	identification	identification	NOUN
fbem-19579	11	6	speed	speed	NOUN
fbem-19579	11	7	and	and	CCONJ
fbem-19579	11	8	accuracy	accuracy	NOUN
fbem-19579	11	9	artificial	artificial	ADJ
fbem-19579	11	10	intelligence	intelligence	NOUN
fbem-19579	11	11	technology	technology	NOUN
fbem-19579	11	12	plays	play	VERB
fbem-19579	11	13	a	a	DET
fbem-19579	11	14	vital	vital	ADJ
fbem-19579	11	15	role	role	NOUN
fbem-19579	11	16	in	in	ADP
fbem-19579	11	17	the	the	DET
fbem-19579	11	18	application	application	NOUN
fbem-19579	11	19	of	of	ADP
fbem-19579	11	20	risk	risk	NOUN
fbem-19579	11	21	control	control	NOUN
fbem-19579	11	22	in	in	ADP
fbem-19579	11	23	internet	internet	NOUN
fbem-19579	11	24	finance	finance	NOUN
fbem-19579	11	25	,	,	PUNCT
fbem-19579	11	26	especially	especially	ADV
fbem-19579	11	27	in	in	ADP
fbem-19579	11	28	improving	improve	VERB
fbem-19579	11	29	the	the	DET
fbem-19579	11	30	speed	speed	NOUN
fbem-19579	11	31	and	and	CCONJ
fbem-19579	11	32	accuracy	accuracy	NOUN
fbem-19579	11	33	of	of	ADP
fbem-19579	11	34	risk	risk	NOUN
fbem-19579	11	35	identification	identification	NOUN
fbem-19579	11	36	.	.	PUNCT
fbem-19579	12	1	this	this	PRON
fbem-19579	12	2	depends	depend	VERB
fbem-19579	12	3	on	on	ADP
fbem-19579	12	4	the	the	DET
fbem-19579	12	5	powerful	powerful	ADJ
fbem-19579	12	6	ability	ability	NOUN
fbem-19579	12	7	of	of	ADP
fbem-19579	12	8	machine	machine	NOUN
fbem-19579	12	9	learning	learning	NOUN
fbem-19579	12	10	and	and	CCONJ
fbem-19579	12	11	data	datum	NOUN
fbem-19579	12	12	analysis	analysis	NOUN
fbem-19579	12	13	technology	technology	NOUN
fbem-19579	12	14	,	,	PUNCT
fbem-19579	12	15	which	which	PRON
fbem-19579	12	16	enables	enable	VERB
fbem-19579	12	17	artificial	artificial	ADJ
fbem-19579	12	18	intelligence	intelligence	NOUN
fbem-19579	12	19	to	to	PART
fbem-19579	12	20	process	process	VERB
fbem-19579	12	21	and	and	CCONJ
fbem-19579	12	22	analyze	analyze	VERB
fbem-19579	12	23	huge	huge	ADJ
fbem-19579	12	24	data	datum	NOUN
fbem-19579	12	25	sets	set	VERB
fbem-19579	12	26	quickly	quickly	ADV
fbem-19579	12	27	.	.	PUNCT
fbem-19579	13	1	in	in	ADP
fbem-19579	13	2	the	the	DET
fbem-19579	13	3	internet	internet	NOUN
fbem-19579	13	4	financial	financial	ADJ
fbem-19579	13	5	environment	environment	NOUN
fbem-19579	13	6	,	,	PUNCT
fbem-19579	13	7	a	a	DET
fbem-19579	13	8	large	large	ADJ
fbem-19579	13	9	amount	amount	NOUN
fbem-19579	13	10	of	of	ADP
fbem-19579	13	11	transaction	transaction	NOUN
fbem-19579	13	12	data	datum	NOUN
fbem-19579	13	13	,	,	PUNCT
fbem-19579	13	14	user	user	NOUN
fbem-19579	13	15	behavior	behavior	NOUN
fbem-19579	13	16	records	record	NOUN
fbem-19579	13	17	,	,	PUNCT
fbem-19579	13	18	and	and	CCONJ
fbem-19579	13	19	external	external	ADJ
fbem-19579	13	20	information	information	NOUN
fbem-19579	13	21	are	be	AUX
fbem-19579	13	22	generated	generate	VERB
fbem-19579	13	23	every	every	DET
fbem-19579	13	24	second	second	NOUN
fbem-19579	13	25	.	.	PUNCT
fbem-19579	14	1	these	these	DET
fbem-19579	14	2	data	datum	NOUN
fbem-19579	14	3	contain	contain	VERB
fbem-19579	14	4	deep	deep	ADJ
fbem-19579	14	5	insights	insight	NOUN
fbem-19579	14	6	that	that	PRON
fbem-19579	14	7	are	be	AUX
fbem-19579	14	8	crucial	crucial	ADJ
fbem-19579	14	9	to	to	PART
fbem-19579	14	10	risk	risk	VERB
fbem-19579	14	11	management	management	NOUN
fbem-19579	14	12	.	.	PUNCT
fbem-19579	15	1	traditional	traditional	ADJ
fbem-19579	15	2	risk	risk	NOUN
fbem-19579	15	3	management	management	NOUN
fbem-19579	15	4	methods	method	NOUN
fbem-19579	15	5	often	often	ADV
fbem-19579	15	6	rely	rely	VERB
fbem-19579	15	7	on	on	ADP
fbem-19579	15	8	rule	rule	NOUN
fbem-19579	15	9	engines	engine	NOUN
fbem-19579	15	10	and	and	CCONJ
fbem-19579	15	11	manual	manual	ADJ
fbem-19579	15	12	verification	verification	NOUN
fbem-19579	15	13	,	,	PUNCT
fbem-19579	15	14	which	which	PRON
fbem-19579	15	15	are	be	AUX
fbem-19579	15	16	time	time	NOUN
fbem-19579	15	17	-	-	PUNCT
fbem-19579	15	18	consuming	consume	VERB
fbem-19579	15	19	and	and	CCONJ
fbem-19579	15	20	inefficient	inefficient	ADJ
fbem-19579	15	21	when	when	SCONJ
fbem-19579	15	22	dealing	deal	VERB
fbem-19579	15	23	with	with	ADP
fbem-19579	15	24	complex	complex	ADJ
fbem-19579	15	25	and	and	CCONJ
fbem-19579	15	26	dynamically	dynamically	ADV
fbem-19579	15	27	changing	change	VERB
fbem-19579	15	28	risk	risk	NOUN
fbem-19579	15	29	scenarios	scenario	NOUN
fbem-19579	15	30	.	.	PUNCT
fbem-19579	16	1	artificial	artificial	ADJ
fbem-19579	16	2	intelligence	intelligence	NOUN
fbem-19579	16	3	technology	technology	NOUN
fbem-19579	16	4	through	through	ADP
fbem-19579	16	5	the	the	DET
fbem-19579	16	6	advanced	advanced	ADJ
fbem-19579	16	7	machine	machine	NOUN
fbem-19579	16	8	learning	learning	NOUN
fbem-19579	16	9	model	model	NOUN
fbem-19579	16	10	can	can	AUX
fbem-19579	16	11	not	not	PART
fbem-19579	16	12	only	only	ADV
fbem-19579	16	13	learn	learn	VERB
fbem-19579	16	14	the	the	DET
fbem-19579	16	15	potential	potential	ADJ
fbem-19579	16	16	risk	risk	NOUN
fbem-19579	16	17	patterns	pattern	NOUN
fbem-19579	16	18	and	and	CCONJ
fbem-19579	16	19	indicators	indicator	NOUN
fbem-19579	16	20	from	from	ADP
fbem-19579	16	21	these	these	DET
fbem-19579	16	22	huge	huge	ADJ
fbem-19579	16	23	data	datum	NOUN
fbem-19579	16	24	but	but	CCONJ
fbem-19579	16	25	also	also	ADV
fbem-19579	16	26	update	update	VERB
fbem-19579	16	27	these	these	DET
fbem-19579	16	28	patterns	pattern	NOUN
fbem-19579	16	29	and	and	CCONJ
fbem-19579	16	30	indicators	indicator	NOUN
fbem-19579	16	31	in	in	ADP
fbem-19579	16	32	real	real	ADJ
fbem-19579	16	33	-	-	PUNCT
fbem-19579	16	34	time	time	NOUN
fbem-19579	16	35	to	to	PART
fbem-19579	16	36	adapt	adapt	VERB
fbem-19579	16	37	to	to	ADP
fbem-19579	16	38	the	the	DET
fbem-19579	16	39	new	new	ADJ
fbem-19579	16	40	risk	risk	NOUN
fbem-19579	16	41	environment	environment	NOUN
fbem-19579	16	42	.	.	PUNCT
fbem-19579	17	1	for	for	ADP
fbem-19579	17	2	example	example	NOUN
fbem-19579	17	3	,	,	PUNCT
fbem-19579	17	4	in	in	ADP
fbem-19579	17	5	identifying	identify	VERB
fbem-19579	17	6	credit	credit	NOUN
fbem-19579	17	7	card	card	NOUN
fbem-19579	17	8	fraud	fraud	NOUN
fbem-19579	17	9	,	,	PUNCT
fbem-19579	17	10	the	the	DET
fbem-19579	17	11	ai	ai	NOUN
fbem-19579	17	12	system	system	NOUN
fbem-19579	17	13	can	can	AUX
fbem-19579	17	14	learn	learn	VERB
fbem-19579	17	15	the	the	DET
fbem-19579	17	16	subtle	subtle	ADJ
fbem-19579	17	17	difference	difference	NOUN
fbem-19579	17	18	between	between	ADP
fbem-19579	17	19	normal	normal	ADJ
fbem-19579	17	20	and	and	CCONJ
fbem-19579	17	21	fraudulent	fraudulent	ADJ
fbem-19579	17	22	transactions	transaction	NOUN
fbem-19579	17	23	by	by	ADP
fbem-19579	17	24	analyzing	analyze	VERB
fbem-19579	17	25	past	past	ADJ
fbem-19579	17	26	transaction	transaction	NOUN
fbem-19579	17	27	data	datum	NOUN
fbem-19579	17	28	[	[	X
fbem-19579	17	29	1	1	NUM
fbem-19579	17	30	]	]	PUNCT
fbem-19579	17	31	.	.	PUNCT
fbem-19579	18	1	these	these	DET
fbem-19579	18	2	differences	difference	NOUN
fbem-19579	18	3	may	may	AUX
fbem-19579	18	4	include	include	VERB
fbem-19579	18	5	anomalies	anomaly	NOUN
fbem-19579	18	6	in	in	ADP
fbem-19579	18	7	transaction	transaction	NOUN
fbem-19579	18	8	amounts	amount	NOUN
fbem-19579	18	9	,	,	PUNCT
fbem-19579	18	10	sudden	sudden	ADJ
fbem-19579	18	11	changes	change	NOUN
fbem-19579	18	12	in	in	ADP
fbem-19579	18	13	transaction	transaction	NOUN
fbem-19579	18	14	frequency	frequency	NOUN
fbem-19579	18	15	,	,	PUNCT
fbem-19579	18	16	unusual	unusual	ADJ
fbem-19579	18	17	geographical	geographical	ADJ
fbem-19579	18	18	patterns	pattern	NOUN
fbem-19579	18	19	,	,	PUNCT
fbem-19579	18	20	etc	etc	X
fbem-19579	18	21	.	.	X
fbem-19579	19	1	once	once	SCONJ
fbem-19579	19	2	the	the	DET
fbem-19579	19	3	training	training	NOUN
fbem-19579	19	4	of	of	ADP
fbem-19579	19	5	the	the	DET
fbem-19579	19	6	artificial	artificial	ADJ
fbem-19579	19	7	intelligence	intelligence	NOUN
fbem-19579	19	8	model	model	NOUN
fbem-19579	19	9	is	be	AUX
fbem-19579	19	10	completed	complete	VERB
fbem-19579	19	11	,	,	PUNCT
fbem-19579	19	12	these	these	DET
fbem-19579	19	13	abnormal	abnormal	ADJ
fbem-19579	19	14	patterns	pattern	NOUN
fbem-19579	19	15	can	can	AUX
fbem-19579	19	16	be	be	AUX
fbem-19579	19	17	identified	identify	VERB
fbem-19579	19	18	almost	almost	ADV
fbem-19579	19	19	in	in	ADP
fbem-19579	19	20	real	real	ADJ
fbem-19579	19	21	-	-	PUNCT
fbem-19579	19	22	time	time	NOUN
fbem-19579	19	23	when	when	SCONJ
fbem-19579	19	24	actual	actual	ADJ
fbem-19579	19	25	transactions	transaction	NOUN
fbem-19579	19	26	occur	occur	VERB
fbem-19579	19	27	,	,	PUNCT
fbem-19579	19	28	and	and	CCONJ
fbem-19579	19	29	high	high	ADJ
fbem-19579	19	30	-	-	PUNCT
fbem-19579	19	31	risk	risk	NOUN
fbem-19579	19	32	transactions	transaction	NOUN
fbem-19579	19	33	can	can	AUX
fbem-19579	19	34	be	be	AUX
fbem-19579	19	35	quickly	quickly	ADV
fbem-19579	19	36	locked	lock	VERB
fbem-19579	19	37	,	,	PUNCT
fbem-19579	19	38	thus	thus	ADV
fbem-19579	19	39	greatly	greatly	ADV
fbem-19579	19	40	reducing	reduce	VERB
fbem-19579	19	41	the	the	DET
fbem-19579	19	42	losses	loss	NOUN
fbem-19579	19	43	caused	cause	VERB
fbem-19579	19	44	by	by	ADP
fbem-19579	19	45	fraud	fraud	NOUN
fbem-19579	19	46	.	.	PUNCT
fbem-19579	20	1	2.2	2.2	NUM
fbem-19579	20	2	.	.	PUNCT
fbem-19579	20	3	dynamic	dynamic	ADJ
fbem-19579	20	4	risk	risk	NOUN
fbem-19579	20	5	assessment	assessment	NOUN
fbem-19579	20	6	in	in	ADP
fbem-19579	20	7	the	the	DET
fbem-19579	20	8	field	field	NOUN
fbem-19579	20	9	of	of	ADP
fbem-19579	20	10	internet	internet	NOUN
fbem-19579	20	11	finance	finance	NOUN
fbem-19579	20	12	,	,	PUNCT
fbem-19579	20	13	the	the	DET
fbem-19579	20	14	significance	significance	NOUN
fbem-19579	20	15	and	and	CCONJ
fbem-19579	20	16	role	role	NOUN
fbem-19579	20	17	of	of	ADP
fbem-19579	20	18	dynamic	dynamic	ADJ
fbem-19579	20	19	risk	risk	NOUN
fbem-19579	20	20	assessment	assessment	NOUN
fbem-19579	20	21	are	be	AUX
fbem-19579	20	22	particularly	particularly	ADV
fbem-19579	20	23	prominent	prominent	ADJ
fbem-19579	20	24	.	.	PUNCT
fbem-19579	21	1	through	through	ADP
fbem-19579	21	2	its	its	PRON
fbem-19579	21	3	powerful	powerful	ADJ
fbem-19579	21	4	data	datum	NOUN
fbem-19579	21	5	processing	processing	NOUN
fbem-19579	21	6	ability	ability	NOUN
fbem-19579	21	7	and	and	CCONJ
fbem-19579	21	8	learning	learning	NOUN
fbem-19579	21	9	ability	ability	NOUN
fbem-19579	21	10	,	,	PUNCT
fbem-19579	21	11	artificial	artificial	ADJ
fbem-19579	21	12	intelligence	intelligence	NOUN
fbem-19579	21	13	systems	system	NOUN
fbem-19579	21	14	can	can	AUX
fbem-19579	21	15	continuously	continuously	ADV
fbem-19579	21	16	collect	collect	VERB
fbem-19579	21	17	and	and	CCONJ
fbem-19579	21	18	analyze	analyze	VERB
fbem-19579	21	19	multi	multi	ADJ
fbem-19579	21	20	-	-	ADJ
fbem-19579	21	21	dimensional	dimensional	ADJ
fbem-19579	21	22	big	big	ADJ
fbem-19579	21	23	data	datum	NOUN
fbem-19579	21	24	from	from	ADP
fbem-19579	21	25	user	user	NOUN
fbem-19579	21	26	behavior	behavior	NOUN
fbem-19579	21	27	,	,	PUNCT
fbem-19579	21	28	trading	trading	NOUN
fbem-19579	21	29	patterns	pattern	NOUN
fbem-19579	21	30	,	,	PUNCT
fbem-19579	21	31	market	market	NOUN
fbem-19579	21	32	dynamics	dynamic	NOUN
fbem-19579	21	33	,	,	PUNCT
fbem-19579	21	34	etc	etc	X
fbem-19579	21	35	.	.	X
fbem-19579	22	1	this	this	DET
fbem-19579	22	2	kind	kind	NOUN
fbem-19579	22	3	of	of	ADP
fbem-19579	22	4	real	real	ADJ
fbem-19579	22	5	-	-	PUNCT
fbem-19579	22	6	time	time	NOUN
fbem-19579	22	7	monitoring	monitoring	NOUN
fbem-19579	22	8	and	and	CCONJ
fbem-19579	22	9	analysis	analysis	NOUN
fbem-19579	22	10	can	can	AUX
fbem-19579	22	11	not	not	PART
fbem-19579	22	12	only	only	ADV
fbem-19579	22	13	capture	capture	VERB
fbem-19579	22	14	the	the	DET
fbem-19579	22	15	static	static	ADJ
fbem-19579	22	16	data	datum	NOUN
fbem-19579	22	17	snapshot	snapshot	NOUN
fbem-19579	22	18	but	but	CCONJ
fbem-19579	22	19	also	also	ADV
fbem-19579	22	20	capture	capture	VERB
fbem-19579	22	21	the	the	DET
fbem-19579	22	22	dynamic	dynamic	ADJ
fbem-19579	22	23	relationship	relationship	NOUN
fbem-19579	22	24	and	and	CCONJ
fbem-19579	22	25	changing	change	VERB
fbem-19579	22	26	trend	trend	NOUN
fbem-19579	22	27	between	between	ADP
fbem-19579	22	28	the	the	DET
fbem-19579	22	29	data	datum	NOUN
fbem-19579	22	30	,	,	PUNCT
fbem-19579	22	31	such	such	ADJ
fbem-19579	22	32	as	as	ADP
fbem-19579	22	33	the	the	DET
fbem-19579	22	34	sudden	sudden	ADJ
fbem-19579	22	35	change	change	NOUN
fbem-19579	22	36	of	of	ADP
fbem-19579	22	37	users	user	NOUN
fbem-19579	22	38	'	'	PART
fbem-19579	22	39	consumption	consumption	NOUN
fbem-19579	22	40	habits	habit	NOUN
fbem-19579	22	41	,	,	PUNCT
fbem-19579	22	42	payment	payment	NOUN
fbem-19579	22	43	behavior	behavior	NOUN
fbem-19579	22	44	,	,	PUNCT
fbem-19579	22	45	and	and	CCONJ
fbem-19579	22	46	the	the	DET
fbem-19579	22	47	rapid	rapid	ADJ
fbem-19579	22	48	change	change	NOUN
fbem-19579	22	49	of	of	ADP
fbem-19579	22	50	market	market	NOUN
fbem-19579	22	51	environment	environment	NOUN
fbem-19579	22	52	.	.	PUNCT
fbem-19579	23	1	over	over	ADP
fbem-19579	23	2	time	time	NOUN
fbem-19579	23	3	,	,	PUNCT
fbem-19579	23	4	the	the	DET
fbem-19579	23	5	artificial	artificial	ADJ
fbem-19579	23	6	intelligence	intelligence	NOUN
fbem-19579	23	7	system	system	NOUN
fbem-19579	23	8	will	will	AUX
fbem-19579	23	9	know	know	VERB
fbem-19579	23	10	more	more	ADJ
fbem-19579	23	11	about	about	ADP
fbem-19579	23	12	the	the	DET
fbem-19579	23	13	changes	change	NOUN
fbem-19579	23	14	of	of	ADP
fbem-19579	23	15	the	the	DET
fbem-19579	23	16	market	market	NOUN
fbem-19579	23	17	and	and	CCONJ
fbem-19579	23	18	the	the	DET
fbem-19579	23	19	behavior	behavior	NOUN
fbem-19579	23	20	of	of	ADP
fbem-19579	23	21	users	user	NOUN
fbem-19579	23	22	,	,	PUNCT
fbem-19579	23	23	and	and	CCONJ
fbem-19579	23	24	then	then	ADV
fbem-19579	23	25	it	it	PRON
fbem-19579	23	26	can	can	AUX
fbem-19579	23	27	constantly	constantly	ADV
fbem-19579	23	28	update	update	VERB
fbem-19579	23	29	its	its	PRON
fbem-19579	23	30	own	own	ADJ
fbem-19579	23	31	understanding	understanding	NOUN
fbem-19579	23	32	and	and	CCONJ
fbem-19579	23	33	judgment	judgment	NOUN
fbem-19579	23	34	.	.	PUNCT
fbem-19579	24	1	artificial	artificial	ADJ
fbem-19579	24	2	intelligence	intelligence	NOUN
fbem-19579	24	3	is	be	AUX
fbem-19579	24	4	mainly	mainly	ADV
fbem-19579	24	5	based	base	VERB
fbem-19579	24	6	on	on	ADP
fbem-19579	24	7	past	past	ADJ
fbem-19579	24	8	data	datum	NOUN
fbem-19579	24	9	to	to	PART
fbem-19579	24	10	respond	respond	VERB
fbem-19579	24	11	,	,	PUNCT
fbem-19579	24	12	thus	thus	ADV
fbem-19579	24	13	making	make	VERB
fbem-19579	24	14	risk	risk	NOUN
fbem-19579	24	15	management	management	NOUN
fbem-19579	24	16	more	more	ADV
fbem-19579	24	17	personalized	personalized	ADJ
fbem-19579	24	18	and	and	CCONJ
fbem-19579	24	19	refined	refine	VERB
fbem-19579	24	20	.	.	PUNCT
fbem-19579	25	1	just	just	ADV
fbem-19579	25	2	like	like	SCONJ
fbem-19579	25	3	everyone	everyone	PRON
fbem-19579	25	4	has	have	VERB
fbem-19579	25	5	a	a	DET
fbem-19579	25	6	unique	unique	ADJ
fbem-19579	25	7	fingerprint	fingerprint	NOUN
fbem-19579	25	8	,	,	PUNCT
fbem-19579	25	9	this	this	DET
fbem-19579	25	10	system	system	NOUN
fbem-19579	25	11	can	can	AUX
fbem-19579	25	12	identify	identify	VERB
fbem-19579	25	13	and	and	CCONJ
fbem-19579	25	14	evaluate	evaluate	VERB
fbem-19579	25	15	the	the	DET
fbem-19579	25	16	unique	unique	ADJ
fbem-19579	25	17	risk	risk	NOUN
fbem-19579	25	18	situation	situation	NOUN
fbem-19579	25	19	of	of	ADP
fbem-19579	25	20	each	each	DET
fbem-19579	25	21	user	user	NOUN
fbem-19579	25	22	and	and	CCONJ
fbem-19579	25	23	provide	provide	VERB
fbem-19579	25	24	tailor	tailor	NOUN
fbem-19579	25	25	-	-	PUNCT
fbem-19579	25	26	made	make	VERB
fbem-19579	25	27	solutions	solution	NOUN
fbem-19579	25	28	.	.	PUNCT
fbem-19579	26	1	2.3	2.3	NUM
fbem-19579	26	2	.	.	PUNCT
fbem-19579	27	1	the	the	DET
fbem-19579	27	2	reduction	reduction	NOUN
fbem-19579	27	3	of	of	ADP
fbem-19579	27	4	labor	labor	NOUN
fbem-19579	27	5	costs	cost	NOUN
fbem-19579	27	6	and	and	CCONJ
fbem-19579	27	7	errors	error	NOUN
fbem-19579	27	8	in	in	ADP
fbem-19579	27	9	the	the	DET
fbem-19579	27	10	rapidly	rapidly	ADV
fbem-19579	27	11	developing	develop	VERB
fbem-19579	27	12	field	field	NOUN
fbem-19579	27	13	of	of	ADP
fbem-19579	27	14	internet	internet	NOUN
fbem-19579	27	15	finance	finance	NOUN
fbem-19579	27	16	,	,	PUNCT
fbem-19579	27	17	the	the	DET
fbem-19579	27	18	traditional	traditional	ADJ
fbem-19579	27	19	risk	risk	NOUN
fbem-19579	27	20	management	management	NOUN
fbem-19579	27	21	method	method	NOUN
fbem-19579	27	22	mainly	mainly	ADV
fbem-19579	27	23	relies	rely	VERB
fbem-19579	27	24	on	on	ADP
fbem-19579	27	25	manual	manual	ADJ
fbem-19579	27	26	review	review	NOUN
fbem-19579	27	27	and	and	CCONJ
fbem-19579	27	28	decision	decision	NOUN
fbem-19579	27	29	-	-	PUNCT
fbem-19579	27	30	making	making	NOUN
fbem-19579	27	31	,	,	PUNCT
fbem-19579	27	32	which	which	PRON
fbem-19579	27	33	can	can	AUX
fbem-19579	27	34	deal	deal	VERB
fbem-19579	27	35	with	with	ADP
fbem-19579	27	36	problems	problem	NOUN
fbem-19579	27	37	to	to	ADP
fbem-19579	27	38	a	a	DET
fbem-19579	27	39	certain	certain	ADJ
fbem-19579	27	40	extent	extent	NOUN
fbem-19579	27	41	.	.	PUNCT
fbem-19579	28	1	conversely	conversely	ADV
fbem-19579	28	2	,	,	PUNCT
fbem-19579	28	3	it	it	PRON
fbem-19579	28	4	also	also	ADV
fbem-19579	28	5	brings	bring	VERB
fbem-19579	28	6	a	a	DET
fbem-19579	28	7	lot	lot	NOUN
fbem-19579	28	8	of	of	ADP
fbem-19579	28	9	trouble	trouble	NOUN
fbem-19579	28	10	.	.	PUNCT
fbem-19579	29	1	for	for	ADP
fbem-19579	29	2	example	example	NOUN
fbem-19579	29	3	,	,	PUNCT
fbem-19579	29	4	manual	manual	ADJ
fbem-19579	29	5	review	review	NOUN
fbem-19579	29	6	is	be	AUX
fbem-19579	29	7	not	not	PART
fbem-19579	29	8	only	only	ADV
fbem-19579	29	9	inefficient	inefficient	ADJ
fbem-19579	29	10	but	but	CCONJ
fbem-19579	29	11	also	also	ADV
fbem-19579	29	12	particularly	particularly	ADV
fbem-19579	29	13	time	time	NOUN
fbem-19579	29	14	-	-	PUNCT
fbem-19579	29	15	consuming	consume	VERB
fbem-19579	29	16	and	and	CCONJ
fbem-19579	29	17	laborious	laborious	ADJ
fbem-19579	29	18	when	when	SCONJ
fbem-19579	29	19	dealing	deal	VERB
fbem-19579	29	20	with	with	ADP
fbem-19579	29	21	massive	massive	ADJ
fbem-19579	29	22	and	and	CCONJ
fbem-19579	29	23	complex	complex	ADJ
fbem-19579	29	24	data	datum	NOUN
fbem-19579	29	25	.	.	PUNCT
fbem-19579	30	1	in	in	ADP
fbem-19579	30	2	this	this	DET
fbem-19579	30	3	context	context	NOUN
fbem-19579	30	4	,	,	PUNCT
fbem-19579	30	5	artificial	artificial	ADJ
fbem-19579	30	6	intelligence	intelligence	NOUN
fbem-19579	30	7	risk	risk	NOUN
fbem-19579	30	8	control	control	NOUN
fbem-19579	30	9	technology	technology	NOUN
fbem-19579	30	10	is	be	AUX
fbem-19579	30	11	particularly	particularly	ADV
fbem-19579	30	12	important	important	ADJ
fbem-19579	30	13	.	.	PUNCT
fbem-19579	31	1	artificial	artificial	ADJ
fbem-19579	31	2	intelligence	intelligence	NOUN
fbem-19579	31	3	by	by	ADP
fbem-19579	31	4	using	use	VERB
fbem-19579	31	5	machine	machine	NOUN
fbem-19579	31	6	learning	learning	NOUN
fbem-19579	31	7	and	and	CCONJ
fbem-19579	31	8	deep	deep	ADJ
fbem-19579	31	9	learning	learning	NOUN
fbem-19579	31	10	technologies	technology	NOUN
fbem-19579	31	11	can	can	AUX
fbem-19579	31	12	quickly	quickly	ADV
fbem-19579	31	13	learn	learn	VERB
fbem-19579	31	14	and	and	CCONJ
fbem-19579	31	15	identify	identify	VERB
fbem-19579	31	16	risk	risk	NOUN
fbem-19579	31	17	patterns	pattern	NOUN
fbem-19579	31	18	,	,	PUNCT
fbem-19579	31	19	and	and	CCONJ
fbem-19579	31	20	automatically	automatically	ADV
fbem-19579	31	21	complete	complete	ADJ
fbem-19579	31	22	risk	risk	NOUN
fbem-19579	31	23	assessment	assessment	NOUN
fbem-19579	31	24	,	,	PUNCT
fbem-19579	31	25	which	which	PRON
fbem-19579	31	26	greatly	greatly	ADV
fbem-19579	31	27	saves	save	VERB
fbem-19579	31	28	time	time	NOUN
fbem-19579	31	29	and	and	CCONJ
fbem-19579	31	30	energy	energy	NOUN
fbem-19579	31	31	.	.	PUNCT
fbem-19579	32	1	furthermore	furthermore	ADV
fbem-19579	32	2	,	,	PUNCT
fbem-19579	32	3	this	this	DET
fbem-19579	32	4	system	system	NOUN
fbem-19579	32	5	can	can	AUX
fbem-19579	32	6	monitor	monitor	VERB
fbem-19579	32	7	data	datum	NOUN
fbem-19579	32	8	around	around	ADP
fbem-19579	32	9	the	the	DET
fbem-19579	32	10	clock	clock	NOUN
fbem-19579	32	11	,	,	PUNCT
fbem-19579	32	12	which	which	PRON
fbem-19579	32	13	is	be	AUX
fbem-19579	32	14	a	a	DET
fbem-19579	32	15	saver	saver	NOUN
fbem-19579	32	16	for	for	ADP
fbem-19579	32	17	those	those	DET
fbem-19579	32	18	scenes	scene	NOUN
fbem-19579	32	19	that	that	PRON
fbem-19579	32	20	need	need	VERB
fbem-19579	32	21	real	real	ADJ
fbem-19579	32	22	-	-	PUNCT
fbem-19579	32	23	time	time	NOUN
fbem-19579	32	24	monitoring	monitoring	NOUN
fbem-19579	32	25	.	.	PUNCT
fbem-19579	33	1	with	with	ADP
fbem-19579	33	2	the	the	DET
fbem-19579	33	3	continuous	continuous	ADJ
fbem-19579	33	4	progress	progress	NOUN
fbem-19579	33	5	and	and	CCONJ
fbem-19579	33	6	optimization	optimization	NOUN
fbem-19579	33	7	of	of	ADP
fbem-19579	33	8	technology	technology	NOUN
fbem-19579	33	9	,	,	PUNCT
fbem-19579	33	10	the	the	DET
fbem-19579	33	11	application	application	NOUN
fbem-19579	33	12	of	of	ADP
fbem-19579	33	13	11	11	NUM
fbem-19579	33	14	artificial	artificial	ADJ
fbem-19579	33	15	intelligence	intelligence	NOUN
fbem-19579	33	16	in	in	ADP
fbem-19579	33	17	the	the	DET
fbem-19579	33	18	field	field	NOUN
fbem-19579	33	19	of	of	ADP
fbem-19579	33	20	risk	risk	NOUN
fbem-19579	33	21	control	control	NOUN
fbem-19579	33	22	is	be	AUX
fbem-19579	33	23	also	also	ADV
fbem-19579	33	24	continuously	continuously	ADV
fbem-19579	33	25	improving	improve	VERB
fbem-19579	33	26	,	,	PUNCT
fbem-19579	33	27	which	which	PRON
fbem-19579	33	28	can	can	AUX
fbem-19579	33	29	deal	deal	VERB
fbem-19579	33	30	with	with	ADP
fbem-19579	33	31	more	more	ADV
fbem-19579	33	32	complex	complex	ADJ
fbem-19579	33	33	and	and	CCONJ
fbem-19579	33	34	changeable	changeable	ADJ
fbem-19579	33	35	risk	risk	NOUN
fbem-19579	33	36	scenarios	scenario	NOUN
fbem-19579	33	37	and	and	CCONJ
fbem-19579	33	38	further	far	ADV
fbem-19579	33	39	reduce	reduce	VERB
fbem-19579	33	40	errors	error	NOUN
fbem-19579	33	41	and	and	CCONJ
fbem-19579	33	42	omissions	omission	NOUN
fbem-19579	33	43	caused	cause	VERB
fbem-19579	33	44	by	by	ADP
fbem-19579	33	45	human	human	ADJ
fbem-19579	33	46	factors	factor	NOUN
fbem-19579	33	47	.	.	PUNCT
fbem-19579	34	1	3	3	X
fbem-19579	34	2	.	.	X
fbem-19579	34	3	challenges	challenge	NOUN
fbem-19579	34	4	and	and	CCONJ
fbem-19579	34	5	status	status	NOUN
fbem-19579	34	6	quo	quo	NOUN
fbem-19579	34	7	of	of	ADP
fbem-19579	34	8	the	the	DET
fbem-19579	34	9	application	application	NOUN
fbem-19579	34	10	of	of	ADP
fbem-19579	34	11	artificial	artificial	ADJ
fbem-19579	34	12	intelligence	intelligence	NOUN
fbem-19579	34	13	risk	risk	NOUN
fbem-19579	34	14	control	control	NOUN
fbem-19579	34	15	in	in	ADP
fbem-19579	34	16	internet	internet	NOUN
fbem-19579	34	17	finance	finance	NOUN
fbem-19579	34	18	3.1	3.1	NUM
fbem-19579	34	19	.	.	PUNCT
fbem-19579	35	1	transparency	transparency	NOUN
fbem-19579	35	2	and	and	CCONJ
fbem-19579	35	3	interpretability	interpretability	NOUN
fbem-19579	35	4	of	of	ADP
fbem-19579	35	5	the	the	DET
fbem-19579	35	6	model	model	NOUN
fbem-19579	35	7	in	in	ADP
fbem-19579	35	8	the	the	DET
fbem-19579	35	9	internet	internet	NOUN
fbem-19579	35	10	finance	finance	NOUN
fbem-19579	35	11	industry	industry	NOUN
fbem-19579	35	12	,	,	PUNCT
fbem-19579	35	13	the	the	DET
fbem-19579	35	14	transparency	transparency	NOUN
fbem-19579	35	15	and	and	CCONJ
fbem-19579	35	16	interpretability	interpretability	NOUN
fbem-19579	35	17	of	of	ADP
fbem-19579	35	18	artificial	artificial	ADJ
fbem-19579	35	19	intelligence	intelligence	NOUN
fbem-19579	35	20	risk	risk	NOUN
fbem-19579	35	21	control	control	NOUN
fbem-19579	35	22	model	model	NOUN
fbem-19579	35	23	consist	consist	NOUN
fbem-19579	35	24	of	of	ADP
fbem-19579	35	25	the	the	DET
fbem-19579	35	26	main	main	ADJ
fbem-19579	35	27	challenge	challenge	NOUN
fbem-19579	35	28	.	.	PUNCT
fbem-19579	36	1	especially	especially	ADV
fbem-19579	36	2	for	for	ADP
fbem-19579	36	3	deep	deep	ADJ
fbem-19579	36	4	learning	learning	NOUN
fbem-19579	36	5	models	model	NOUN
fbem-19579	36	6	,	,	PUNCT
fbem-19579	36	7	the	the	DET
fbem-19579	36	8	complexity	complexity	NOUN
fbem-19579	36	9	of	of	ADP
fbem-19579	36	10	their	their	PRON
fbem-19579	36	11	internal	internal	ADJ
fbem-19579	36	12	structure	structure	NOUN
fbem-19579	36	13	and	and	CCONJ
fbem-19579	36	14	operating	operating	NOUN
fbem-19579	36	15	mechanism	mechanism	NOUN
fbem-19579	36	16	often	often	ADV
fbem-19579	36	17	makes	make	VERB
fbem-19579	36	18	them	they	PRON
fbem-19579	36	19	regard	regard	VERB
fbem-19579	36	20	as	as	ADP
fbem-19579	36	21	black	black	ADJ
fbem-19579	36	22	box	box	NOUN
fbem-19579	36	23	that	that	PRON
fbem-19579	36	24	are	be	AUX
fbem-19579	36	25	difficult	difficult	ADJ
fbem-19579	36	26	to	to	PART
fbem-19579	36	27	see	see	VERB
fbem-19579	36	28	through	through	ADP
fbem-19579	36	29	.	.	PUNCT
fbem-19579	37	1	although	although	SCONJ
fbem-19579	37	2	these	these	DET
fbem-19579	37	3	models	model	NOUN
fbem-19579	37	4	can	can	AUX
fbem-19579	37	5	provide	provide	VERB
fbem-19579	37	6	highly	highly	ADV
fbem-19579	37	7	accurate	accurate	ADJ
fbem-19579	37	8	prediction	prediction	NOUN
fbem-19579	37	9	or	or	CCONJ
fbem-19579	37	10	decision	decision	NOUN
fbem-19579	37	11	-	-	PUNCT
fbem-19579	37	12	making	making	NOUN
fbem-19579	37	13	,	,	PUNCT
fbem-19579	37	14	it	it	PRON
fbem-19579	37	15	is	be	AUX
fbem-19579	37	16	difficult	difficult	ADJ
fbem-19579	37	17	for	for	SCONJ
fbem-19579	37	18	outsiders	outsider	NOUN
fbem-19579	37	19	to	to	PART
fbem-19579	37	20	understand	understand	VERB
fbem-19579	37	21	their	their	PRON
fbem-19579	37	22	decision	decision	NOUN
fbem-19579	37	23	-	-	PUNCT
fbem-19579	37	24	making	make	VERB
fbem-19579	37	25	path	path	NOUN
fbem-19579	37	26	.	.	PUNCT
fbem-19579	38	1	in	in	ADP
fbem-19579	38	2	the	the	DET
fbem-19579	38	3	field	field	NOUN
fbem-19579	38	4	of	of	ADP
fbem-19579	38	5	financial	financial	ADJ
fbem-19579	38	6	services	service	NOUN
fbem-19579	38	7	,	,	PUNCT
fbem-19579	38	8	this	this	DET
fbem-19579	38	9	problem	problem	NOUN
fbem-19579	38	10	is	be	AUX
fbem-19579	38	11	particularly	particularly	ADV
fbem-19579	38	12	obvious	obvious	ADJ
fbem-19579	38	13	.	.	PUNCT
fbem-19579	39	1	the	the	DET
fbem-19579	39	2	importance	importance	NOUN
fbem-19579	39	3	of	of	ADP
fbem-19579	39	4	financial	financial	ADJ
fbem-19579	39	5	decisionmaking	decisionmaking	NOUN
fbem-19579	39	6	such	such	ADJ
fbem-19579	39	7	as	as	ADP
fbem-19579	39	8	loan	loan	NOUN
fbem-19579	39	9	approval	approval	NOUN
fbem-19579	39	10	,	,	PUNCT
fbem-19579	39	11	credit	credit	NOUN
fbem-19579	39	12	rating	rating	NOUN
fbem-19579	39	13	or	or	CCONJ
fbem-19579	39	14	risk	risk	NOUN
fbem-19579	39	15	assessment	assessment	NOUN
fbem-19579	39	16	,	,	PUNCT
fbem-19579	39	17	means	mean	VERB
fbem-19579	39	18	that	that	SCONJ
fbem-19579	39	19	customers	customer	NOUN
fbem-19579	39	20	and	and	CCONJ
fbem-19579	39	21	regulators	regulator	NOUN
fbem-19579	39	22	may	may	AUX
fbem-19579	39	23	require	require	VERB
fbem-19579	39	24	an	an	DET
fbem-19579	39	25	understanding	understanding	NOUN
fbem-19579	39	26	of	of	ADP
fbem-19579	39	27	the	the	DET
fbem-19579	39	28	decision	decision	NOUN
fbem-19579	39	29	-	-	PUNCT
fbem-19579	39	30	making	make	VERB
fbem-19579	39	31	process	process	NOUN
fbem-19579	39	32	of	of	ADP
fbem-19579	39	33	the	the	DET
fbem-19579	39	34	model	model	NOUN
fbem-19579	39	35	.	.	PUNCT
fbem-19579	40	1	the	the	DET
fbem-19579	40	2	lack	lack	NOUN
fbem-19579	40	3	of	of	ADP
fbem-19579	40	4	transparency	transparency	NOUN
fbem-19579	40	5	and	and	CCONJ
fbem-19579	40	6	interpretability	interpretability	NOUN
fbem-19579	40	7	may	may	AUX
fbem-19579	40	8	lead	lead	VERB
fbem-19579	40	9	to	to	ADP
fbem-19579	40	10	several	several	ADJ
fbem-19579	40	11	problems	problem	NOUN
fbem-19579	40	12	[	[	X
fbem-19579	40	13	2	2	NUM
fbem-19579	40	14	]	]	PUNCT
fbem-19579	40	15	.	.	PUNCT
fbem-19579	41	1	trust	trust	NOUN
fbem-19579	41	2	issues	issue	NOUN
fbem-19579	41	3	may	may	AUX
fbem-19579	41	4	arise	arise	VERB
fbem-19579	41	5	and	and	CCONJ
fbem-19579	41	6	customers	customer	NOUN
fbem-19579	41	7	and	and	CCONJ
fbem-19579	41	8	regulators	regulator	NOUN
fbem-19579	41	9	may	may	AUX
fbem-19579	41	10	be	be	AUX
fbem-19579	41	11	skeptical	skeptical	ADJ
fbem-19579	41	12	about	about	ADP
fbem-19579	41	13	the	the	DET
fbem-19579	41	14	decision	decision	NOUN
fbem-19579	41	15	-	-	PUNCT
fbem-19579	41	16	making	making	NOUN
fbem-19579	41	17	of	of	ADP
fbem-19579	41	18	the	the	DET
fbem-19579	41	19	ai	ai	PROPN
fbem-19579	41	20	model	model	NOUN
fbem-19579	41	21	.	.	PUNCT
fbem-19579	42	1	compliance	compliance	NOUN
fbem-19579	42	2	risks	risk	NOUN
fbem-19579	42	3	may	may	AUX
fbem-19579	42	4	also	also	ADV
fbem-19579	42	5	arise	arise	VERB
fbem-19579	42	6	because	because	SCONJ
fbem-19579	42	7	many	many	ADJ
fbem-19579	42	8	jurisdictions	jurisdiction	NOUN
fbem-19579	42	9	’	'	PUNCT
fbem-19579	42	10	financial	financial	ADJ
fbem-19579	42	11	institutions	institution	NOUN
fbem-19579	42	12	need	need	VERB
fbem-19579	42	13	it	it	PRON
fbem-19579	42	14	to	to	PART
fbem-19579	42	15	be	be	AUX
fbem-19579	42	16	able	able	ADJ
fbem-19579	42	17	to	to	PART
fbem-19579	42	18	explain	explain	VERB
fbem-19579	42	19	their	their	PRON
fbem-19579	42	20	decision	decision	NOUN
fbem-19579	42	21	-	-	PUNCT
fbem-19579	42	22	making	make	VERB
fbem-19579	42	23	processes	process	NOUN
fbem-19579	42	24	,	,	PUNCT
fbem-19579	42	25	especially	especially	ADV
fbem-19579	42	26	when	when	SCONJ
fbem-19579	42	27	these	these	DET
fbem-19579	42	28	decisions	decision	NOUN
fbem-19579	42	29	involve	involve	VERB
fbem-19579	42	30	personal	personal	ADJ
fbem-19579	42	31	data	datum	NOUN
fbem-19579	42	32	.	.	PUNCT
fbem-19579	43	1	3.2	3.2	NUM
fbem-19579	43	2	.	.	PUNCT
fbem-19579	44	1	the	the	DET
fbem-19579	44	2	model	model	NOUN
fbem-19579	44	3	bias	bias	PROPN
fbem-19579	44	4	and	and	CCONJ
fbem-19579	44	5	fairness	fairness	NOUN
fbem-19579	44	6	issues	issue	NOUN
fbem-19579	44	7	the	the	DET
fbem-19579	44	8	problem	problem	NOUN
fbem-19579	44	9	of	of	ADP
fbem-19579	44	10	model	model	NOUN
fbem-19579	44	11	bias	bias	NOUN
fbem-19579	44	12	and	and	CCONJ
fbem-19579	44	13	fairness	fairness	NOUN
fbem-19579	44	14	is	be	AUX
fbem-19579	44	15	one	one	NUM
fbem-19579	44	16	of	of	ADP
fbem-19579	44	17	the	the	DET
fbem-19579	44	18	important	important	ADJ
fbem-19579	44	19	challenges	challenge	NOUN
fbem-19579	44	20	in	in	ADP
fbem-19579	44	21	the	the	DET
fbem-19579	44	22	application	application	NOUN
fbem-19579	44	23	of	of	ADP
fbem-19579	44	24	artificial	artificial	ADJ
fbem-19579	44	25	intelligence	intelligence	NOUN
fbem-19579	44	26	risk	risk	NOUN
fbem-19579	44	27	control	control	NOUN
fbem-19579	44	28	in	in	ADP
fbem-19579	44	29	the	the	DET
fbem-19579	44	30	field	field	NOUN
fbem-19579	44	31	of	of	ADP
fbem-19579	44	32	internet	internet	NOUN
fbem-19579	44	33	finance	finance	NOUN
fbem-19579	44	34	.	.	PUNCT
fbem-19579	45	1	the	the	DET
fbem-19579	45	2	root	root	NOUN
fbem-19579	45	3	of	of	ADP
fbem-19579	45	4	this	this	DET
fbem-19579	45	5	problem	problem	NOUN
fbem-19579	45	6	is	be	AUX
fbem-19579	45	7	the	the	DET
fbem-19579	45	8	bias	bias	NOUN
fbem-19579	45	9	of	of	ADP
fbem-19579	45	10	training	training	NOUN
fbem-19579	45	11	data	datum	NOUN
fbem-19579	45	12	.	.	PUNCT
fbem-19579	46	1	the	the	DET
fbem-19579	46	2	learning	learning	NOUN
fbem-19579	46	3	and	and	CCONJ
fbem-19579	46	4	decision	decision	NOUN
fbem-19579	46	5	-	-	PUNCT
fbem-19579	46	6	making	make	VERB
fbem-19579	46	7	process	process	NOUN
fbem-19579	46	8	of	of	ADP
fbem-19579	46	9	the	the	DET
fbem-19579	46	10	artificial	artificial	ADJ
fbem-19579	46	11	intelligence	intelligence	NOUN
fbem-19579	46	12	model	model	NOUN
fbem-19579	46	13	depends	depend	VERB
fbem-19579	46	14	on	on	ADP
fbem-19579	46	15	a	a	DET
fbem-19579	46	16	large	large	ADJ
fbem-19579	46	17	amount	amount	NOUN
fbem-19579	46	18	of	of	ADP
fbem-19579	46	19	historical	historical	ADJ
fbem-19579	46	20	data	datum	NOUN
fbem-19579	46	21	.	.	PUNCT
fbem-19579	47	1	if	if	SCONJ
fbem-19579	47	2	there	there	PRON
fbem-19579	47	3	are	be	VERB
fbem-19579	47	4	systematic	systematic	ADJ
fbem-19579	47	5	biases	bias	NOUN
fbem-19579	47	6	in	in	ADP
fbem-19579	47	7	the	the	DET
fbem-19579	47	8	data	datum	NOUN
fbem-19579	47	9	such	such	ADJ
fbem-19579	47	10	as	as	ADP
fbem-19579	47	11	historical	historical	ADJ
fbem-19579	47	12	injustices	injustice	NOUN
fbem-19579	47	13	against	against	ADP
fbem-19579	47	14	certain	certain	ADJ
fbem-19579	47	15	groups	group	NOUN
fbem-19579	47	16	or	or	CCONJ
fbem-19579	47	17	biases	bias	NOUN
fbem-19579	47	18	in	in	ADP
fbem-19579	47	19	the	the	DET
fbem-19579	47	20	data	data	NOUN
fbem-19579	47	21	collection	collection	NOUN
fbem-19579	47	22	process	process	NOUN
fbem-19579	47	23	,	,	PUNCT
fbem-19579	47	24	the	the	DET
fbem-19579	47	25	model	model	NOUN
fbem-19579	47	26	may	may	AUX
fbem-19579	47	27	inherit	inherit	VERB
fbem-19579	47	28	these	these	DET
fbem-19579	47	29	biases	bias	NOUN
fbem-19579	47	30	.	.	PUNCT
fbem-19579	48	1	in	in	ADP
fbem-19579	48	2	the	the	DET
fbem-19579	48	3	scene	scene	NOUN
fbem-19579	48	4	of	of	ADP
fbem-19579	48	5	loan	loan	NOUN
fbem-19579	48	6	approval	approval	NOUN
fbem-19579	48	7	,	,	PUNCT
fbem-19579	48	8	if	if	SCONJ
fbem-19579	48	9	historical	historical	ADJ
fbem-19579	48	10	data	datum	NOUN
fbem-19579	48	11	shows	show	VERB
fbem-19579	48	12	that	that	SCONJ
fbem-19579	48	13	the	the	DET
fbem-19579	48	14	default	default	NOUN
fbem-19579	48	15	rate	rate	NOUN
fbem-19579	48	16	of	of	ADP
fbem-19579	48	17	a	a	DET
fbem-19579	48	18	certain	certain	ADJ
fbem-19579	48	19	minority	minority	NOUN
fbem-19579	48	20	group	group	NOUN
fbem-19579	48	21	is	be	AUX
fbem-19579	48	22	high	high	ADJ
fbem-19579	48	23	,	,	PUNCT
fbem-19579	48	24	the	the	DET
fbem-19579	48	25	model	model	NOUN
fbem-19579	48	26	based	base	VERB
fbem-19579	48	27	on	on	ADP
fbem-19579	48	28	these	these	DET
fbem-19579	48	29	data	datum	NOUN
fbem-19579	48	30	may	may	AUX
fbem-19579	48	31	be	be	AUX
fbem-19579	48	32	more	more	ADV
fbem-19579	48	33	cautious	cautious	ADJ
fbem-19579	48	34	about	about	ADP
fbem-19579	48	35	the	the	DET
fbem-19579	48	36	loan	loan	NOUN
fbem-19579	48	37	application	application	NOUN
fbem-19579	48	38	of	of	ADP
fbem-19579	48	39	this	this	DET
fbem-19579	48	40	group	group	NOUN
fbem-19579	48	41	.	.	PUNCT
fbem-19579	49	1	although	although	SCONJ
fbem-19579	49	2	this	this	DET
fbem-19579	49	3	practice	practice	NOUN
fbem-19579	49	4	reduces	reduce	VERB
fbem-19579	49	5	the	the	DET
fbem-19579	49	6	risk	risk	NOUN
fbem-19579	49	7	from	from	ADP
fbem-19579	49	8	the	the	DET
fbem-19579	49	9	perspective	perspective	NOUN
fbem-19579	49	10	of	of	ADP
fbem-19579	49	11	the	the	DET
fbem-19579	49	12	model	model	NOUN
fbem-19579	49	13	,	,	PUNCT
fbem-19579	49	14	it	it	PRON
fbem-19579	49	15	may	may	AUX
fbem-19579	49	16	aggravate	aggravate	VERB
fbem-19579	49	17	the	the	DET
fbem-19579	49	18	unfair	unfair	ADJ
fbem-19579	49	19	treatment	treatment	NOUN
fbem-19579	49	20	of	of	ADP
fbem-19579	49	21	this	this	DET
fbem-19579	49	22	group	group	NOUN
fbem-19579	49	23	.	.	PUNCT
fbem-19579	50	1	this	this	DET
fbem-19579	50	2	kind	kind	NOUN
fbem-19579	50	3	of	of	ADP
fbem-19579	50	4	model	model	NOUN
fbem-19579	50	5	can	can	AUX
fbem-19579	50	6	make	make	VERB
fbem-19579	50	7	the	the	DET
fbem-19579	50	8	group	group	NOUN
fbem-19579	50	9	more	more	ADV
fbem-19579	50	10	difficult	difficult	ADJ
fbem-19579	50	11	for	for	ADP
fbem-19579	50	12	obtaining	obtain	VERB
fbem-19579	50	13	loans	loan	NOUN
fbem-19579	50	14	and	and	CCONJ
fbem-19579	50	15	form	form	VERB
fbem-19579	50	16	a	a	DET
fbem-19579	50	17	negative	negative	ADJ
fbem-19579	50	18	cycle	cycle	NOUN
fbem-19579	50	19	.	.	PUNCT
fbem-19579	51	1	3.3	3.3	NUM
fbem-19579	51	2	.	.	PUNCT
fbem-19579	52	1	technical	technical	ADJ
fbem-19579	52	2	challenges	challenge	NOUN
fbem-19579	52	3	and	and	CCONJ
fbem-19579	52	4	cost	cost	NOUN
fbem-19579	52	5	issues	issue	NOUN
fbem-19579	52	6	when	when	SCONJ
fbem-19579	52	7	applying	apply	VERB
fbem-19579	52	8	artificial	artificial	ADJ
fbem-19579	52	9	intelligence	intelligence	NOUN
fbem-19579	52	10	to	to	PART
fbem-19579	52	11	do	do	VERB
fbem-19579	52	12	risk	risk	NOUN
fbem-19579	52	13	control	control	NOUN
fbem-19579	52	14	in	in	ADP
fbem-19579	52	15	the	the	DET
fbem-19579	52	16	field	field	NOUN
fbem-19579	52	17	of	of	ADP
fbem-19579	52	18	internet	internet	NOUN
fbem-19579	52	19	finance	finance	NOUN
fbem-19579	52	20	,	,	PUNCT
fbem-19579	52	21	technical	technical	ADJ
fbem-19579	52	22	challenges	challenge	NOUN
fbem-19579	52	23	and	and	CCONJ
fbem-19579	52	24	cost	cost	NOUN
fbem-19579	52	25	problems	problem	NOUN
fbem-19579	52	26	can	can	AUX
fbem-19579	52	27	not	not	PART
fbem-19579	52	28	be	be	AUX
fbem-19579	52	29	ignored	ignore	VERB
fbem-19579	52	30	.	.	PUNCT
fbem-19579	53	1	the	the	DET
fbem-19579	53	2	development	development	NOUN
fbem-19579	53	3	of	of	ADP
fbem-19579	53	4	an	an	DET
fbem-19579	53	5	efficient	efficient	ADJ
fbem-19579	53	6	artificial	artificial	ADJ
fbem-19579	53	7	intelligence	intelligence	NOUN
fbem-19579	53	8	system	system	NOUN
fbem-19579	53	9	needs	need	VERB
fbem-19579	53	10	to	to	PART
fbem-19579	53	11	rely	rely	VERB
fbem-19579	53	12	on	on	ADP
fbem-19579	53	13	advanced	advanced	ADJ
fbem-19579	53	14	technologies	technology	NOUN
fbem-19579	53	15	and	and	CCONJ
fbem-19579	53	16	algorithms	algorithm	NOUN
fbem-19579	53	17	,	,	PUNCT
fbem-19579	53	18	which	which	PRON
fbem-19579	53	19	not	not	PART
fbem-19579	53	20	only	only	ADV
fbem-19579	53	21	require	require	VERB
fbem-19579	53	22	a	a	DET
fbem-19579	53	23	large	large	ADJ
fbem-19579	53	24	number	number	NOUN
fbem-19579	53	25	of	of	ADP
fbem-19579	53	26	technical	technical	ADJ
fbem-19579	53	27	resources	resource	NOUN
fbem-19579	53	28	but	but	CCONJ
fbem-19579	53	29	also	also	ADV
fbem-19579	53	30	require	require	VERB
fbem-19579	53	31	profound	profound	ADJ
fbem-19579	53	32	professional	professional	ADJ
fbem-19579	53	33	knowledge	knowledge	NOUN
fbem-19579	53	34	.	.	PUNCT
fbem-19579	54	1	for	for	ADP
fbem-19579	54	2	example	example	NOUN
fbem-19579	54	3	,	,	PUNCT
fbem-19579	54	4	the	the	DET
fbem-19579	54	5	development	development	NOUN
fbem-19579	54	6	team	team	NOUN
fbem-19579	54	7	needs	need	VERB
fbem-19579	54	8	to	to	PART
fbem-19579	54	9	be	be	AUX
fbem-19579	54	10	familiar	familiar	ADJ
fbem-19579	54	11	with	with	ADP
fbem-19579	54	12	machine	machine	NOUN
fbem-19579	54	13	learning	learning	NOUN
fbem-19579	54	14	,	,	PUNCT
fbem-19579	54	15	data	datum	NOUN
fbem-19579	54	16	analysis	analysis	NOUN
fbem-19579	54	17	,	,	PUNCT
fbem-19579	54	18	programming	programming	NOUN
fbem-19579	54	19	,	,	PUNCT
fbem-19579	54	20	and	and	CCONJ
fbem-19579	54	21	other	other	ADJ
fbem-19579	54	22	areas	area	NOUN
fbem-19579	54	23	in	in	ADP
fbem-19579	54	24	order	order	NOUN
fbem-19579	54	25	to	to	PART
fbem-19579	54	26	build	build	VERB
fbem-19579	54	27	an	an	DET
fbem-19579	54	28	accurate	accurate	ADJ
fbem-19579	54	29	credit	credit	NOUN
fbem-19579	54	30	risk	risk	NOUN
fbem-19579	54	31	assessment	assessment	NOUN
fbem-19579	54	32	model	model	NOUN
fbem-19579	54	33	.	.	PUNCT
fbem-19579	55	1	the	the	DET
fbem-19579	55	2	deployment	deployment	NOUN
fbem-19579	55	3	and	and	CCONJ
fbem-19579	55	4	maintenance	maintenance	NOUN
fbem-19579	55	5	of	of	ADP
fbem-19579	55	6	artificial	artificial	ADJ
fbem-19579	55	7	intelligence	intelligence	NOUN
fbem-19579	55	8	systems	system	NOUN
fbem-19579	55	9	is	be	AUX
fbem-19579	55	10	also	also	ADV
fbem-19579	55	11	a	a	DET
fbem-19579	55	12	complex	complex	ADJ
fbem-19579	55	13	and	and	CCONJ
fbem-19579	55	14	continuous	continuous	ADJ
fbem-19579	55	15	process	process	NOUN
fbem-19579	55	16	.	.	PUNCT
fbem-19579	56	1	the	the	DET
fbem-19579	56	2	system	system	NOUN
fbem-19579	56	3	needs	need	VERB
fbem-19579	56	4	to	to	PART
fbem-19579	56	5	continuously	continuously	ADV
fbem-19579	56	6	collect	collect	VERB
fbem-19579	56	7	and	and	CCONJ
fbem-19579	56	8	process	process	VERB
fbem-19579	56	9	a	a	DET
fbem-19579	56	10	large	large	ADJ
fbem-19579	56	11	amount	amount	NOUN
fbem-19579	56	12	of	of	ADP
fbem-19579	56	13	data	datum	NOUN
fbem-19579	56	14	to	to	PART
fbem-19579	56	15	maintain	maintain	VERB
fbem-19579	56	16	its	its	PRON
fbem-19579	56	17	accuracy	accuracy	NOUN
fbem-19579	56	18	and	and	CCONJ
fbem-19579	56	19	effectiveness	effectiveness	NOUN
fbem-19579	56	20	.	.	PUNCT
fbem-19579	57	1	maintaining	maintain	VERB
fbem-19579	57	2	competitiveness	competitiveness	NOUN
fbem-19579	57	3	is	be	AUX
fbem-19579	57	4	one	one	NUM
fbem-19579	57	5	of	of	ADP
fbem-19579	57	6	the	the	DET
fbem-19579	57	7	important	important	ADJ
fbem-19579	57	8	goals	goal	NOUN
fbem-19579	57	9	of	of	ADP
fbem-19579	57	10	internet	internet	NOUN
fbem-19579	57	11	financial	financial	ADJ
fbem-19579	57	12	enterprises	enterprise	NOUN
fbem-19579	57	13	,	,	PUNCT
fbem-19579	57	14	which	which	PRON
fbem-19579	57	15	means	mean	VERB
fbem-19579	57	16	that	that	SCONJ
fbem-19579	57	17	enterprises	enterprise	NOUN
fbem-19579	57	18	need	need	VERB
fbem-19579	57	19	to	to	PART
fbem-19579	57	20	constantly	constantly	ADV
fbem-19579	57	21	update	update	VERB
fbem-19579	57	22	and	and	CCONJ
fbem-19579	57	23	optimize	optimize	VERB
fbem-19579	57	24	their	their	PRON
fbem-19579	57	25	artificial	artificial	ADJ
fbem-19579	57	26	intelligence	intelligence	NOUN
fbem-19579	57	27	systems	system	NOUN
fbem-19579	57	28	to	to	PART
fbem-19579	57	29	cope	cope	VERB
fbem-19579	57	30	with	with	ADP
fbem-19579	57	31	changes	change	NOUN
fbem-19579	57	32	in	in	ADP
fbem-19579	57	33	the	the	DET
fbem-19579	57	34	market	market	NOUN
fbem-19579	57	35	and	and	CCONJ
fbem-19579	57	36	challenges	challenge	NOUN
fbem-19579	57	37	from	from	ADP
fbem-19579	57	38	competitors	competitor	NOUN
fbem-19579	57	39	.	.	PUNCT
fbem-19579	58	1	this	this	DET
fbem-19579	58	2	continuous	continuous	ADJ
fbem-19579	58	3	technological	technological	ADJ
fbem-19579	58	4	iteration	iteration	NOUN
fbem-19579	58	5	not	not	PART
fbem-19579	58	6	only	only	ADV
fbem-19579	58	7	increases	increase	VERB
fbem-19579	58	8	the	the	DET
fbem-19579	58	9	cost	cost	NOUN
fbem-19579	58	10	of	of	ADP
fbem-19579	58	11	research	research	NOUN
fbem-19579	58	12	and	and	CCONJ
fbem-19579	58	13	development	development	NOUN
fbem-19579	58	14	but	but	CCONJ
fbem-19579	58	15	also	also	ADV
fbem-19579	58	16	leads	lead	VERB
fbem-19579	58	17	to	to	ADP
fbem-19579	58	18	an	an	DET
fbem-19579	58	19	increase	increase	NOUN
fbem-19579	58	20	in	in	ADP
fbem-19579	58	21	operating	operating	NOUN
fbem-19579	58	22	costs	cost	NOUN
fbem-19579	58	23	.	.	PUNCT
fbem-19579	59	1	for	for	ADP
fbem-19579	59	2	example	example	NOUN
fbem-19579	59	3	,	,	PUNCT
fbem-19579	59	4	the	the	DET
fbem-19579	59	5	introduction	introduction	NOUN
fbem-19579	59	6	of	of	ADP
fbem-19579	59	7	new	new	ADJ
fbem-19579	59	8	technologies	technology	NOUN
fbem-19579	59	9	may	may	AUX
fbem-19579	59	10	require	require	VERB
fbem-19579	59	11	upgrading	upgrade	VERB
fbem-19579	59	12	existing	exist	VERB
fbem-19579	59	13	infrastructure	infrastructure	NOUN
fbem-19579	59	14	or	or	CCONJ
fbem-19579	59	15	increasing	increase	VERB
fbem-19579	59	16	the	the	DET
fbem-19579	59	17	demand	demand	NOUN
fbem-19579	59	18	for	for	ADP
fbem-19579	59	19	highly	highly	ADV
fbem-19579	59	20	skilled	skilled	ADJ
fbem-19579	59	21	personnel	personnel	NOUN
fbem-19579	59	22	.	.	PUNCT
fbem-19579	60	1	3.4	3.4	NUM
fbem-19579	60	2	.	.	PUNCT
fbem-19579	60	3	technology	technology	NOUN
fbem-19579	60	4	dependence	dependence	NOUN
fbem-19579	60	5	and	and	CCONJ
fbem-19579	60	6	system	system	NOUN
fbem-19579	60	7	failure	failure	NOUN
fbem-19579	60	8	risk	risk	NOUN
fbem-19579	60	9	in	in	ADP
fbem-19579	60	10	the	the	DET
fbem-19579	60	11	field	field	NOUN
fbem-19579	60	12	of	of	ADP
fbem-19579	60	13	internet	internet	NOUN
fbem-19579	60	14	finance	finance	NOUN
fbem-19579	60	15	,	,	PUNCT
fbem-19579	60	16	artificial	artificial	ADJ
fbem-19579	60	17	intelligence	intelligence	NOUN
fbem-19579	60	18	technology	technology	NOUN
fbem-19579	60	19	has	have	AUX
fbem-19579	60	20	been	be	AUX
fbem-19579	60	21	widely	widely	ADV
fbem-19579	60	22	used	use	VERB
fbem-19579	60	23	in	in	ADP
fbem-19579	60	24	risk	risk	NOUN
fbem-19579	60	25	control	control	NOUN
fbem-19579	60	26	and	and	CCONJ
fbem-19579	60	27	decisionmaking	decisionmake	VERB
fbem-19579	60	28	processes	process	NOUN
fbem-19579	60	29	.	.	PUNCT
fbem-19579	61	1	as	as	ADP
fbem-19579	61	2	the	the	DET
fbem-19579	61	3	reliance	reliance	NOUN
fbem-19579	61	4	on	on	ADP
fbem-19579	61	5	these	these	DET
fbem-19579	61	6	systems	system	NOUN
fbem-19579	61	7	increases	increase	NOUN
fbem-19579	61	8	,	,	PUNCT
fbem-19579	61	9	so	so	ADV
fbem-19579	61	10	does	do	VERB
fbem-19579	61	11	the	the	DET
fbem-19579	61	12	risk	risk	NOUN
fbem-19579	61	13	of	of	ADP
fbem-19579	61	14	technology	technology	NOUN
fbem-19579	61	15	dependency	dependency	NOUN
fbem-19579	61	16	and	and	CCONJ
fbem-19579	61	17	system	system	NOUN
fbem-19579	61	18	failure	failure	NOUN
fbem-19579	61	19	.	.	PUNCT
fbem-19579	62	1	when	when	SCONJ
fbem-19579	62	2	the	the	DET
fbem-19579	62	3	artificial	artificial	ADJ
fbem-19579	62	4	intelligence	intelligence	NOUN
fbem-19579	62	5	system	system	NOUN
fbem-19579	62	6	is	be	AUX
fbem-19579	62	7	used	use	VERB
fbem-19579	62	8	as	as	ADP
fbem-19579	62	9	the	the	DET
fbem-19579	62	10	core	core	NOUN
fbem-19579	62	11	tool	tool	NOUN
fbem-19579	62	12	of	of	ADP
fbem-19579	62	13	risk	risk	NOUN
fbem-19579	62	14	management	management	NOUN
fbem-19579	62	15	,	,	PUNCT
fbem-19579	62	16	any	any	DET
fbem-19579	62	17	failure	failure	NOUN
fbem-19579	62	18	or	or	CCONJ
fbem-19579	62	19	error	error	NOUN
fbem-19579	62	20	may	may	AUX
fbem-19579	62	21	lead	lead	VERB
fbem-19579	62	22	to	to	ADP
fbem-19579	62	23	the	the	DET
fbem-19579	62	24	interruption	interruption	NOUN
fbem-19579	62	25	of	of	ADP
fbem-19579	62	26	financial	financial	ADJ
fbem-19579	62	27	services	service	NOUN
fbem-19579	62	28	and	and	CCONJ
fbem-19579	62	29	even	even	ADV
fbem-19579	62	30	trigger	trigger	VERB
fbem-19579	62	31	wider	wide	ADJ
fbem-19579	62	32	financial	financial	ADJ
fbem-19579	62	33	market	market	NOUN
fbem-19579	62	34	turmoil	turmoil	NOUN
fbem-19579	62	35	.	.	PUNCT
fbem-19579	63	1	there	there	PRON
fbem-19579	63	2	are	be	VERB
fbem-19579	63	3	many	many	ADJ
fbem-19579	63	4	reasons	reason	NOUN
fbem-19579	63	5	for	for	ADP
fbem-19579	63	6	this	this	DET
fbem-19579	63	7	risk	risk	NOUN
fbem-19579	63	8	.	.	PUNCT
fbem-19579	64	1	the	the	DET
fbem-19579	64	2	complexity	complexity	NOUN
fbem-19579	64	3	of	of	ADP
fbem-19579	64	4	the	the	DET
fbem-19579	64	5	artificial	artificial	ADJ
fbem-19579	64	6	intelligence	intelligence	NOUN
fbem-19579	64	7	system	system	NOUN
fbem-19579	64	8	makes	make	VERB
fbem-19579	64	9	it	it	PRON
fbem-19579	64	10	more	more	ADV
fbem-19579	64	11	prone	prone	ADJ
fbem-19579	64	12	to	to	ADP
fbem-19579	64	13	failure	failure	NOUN
fbem-19579	64	14	.	.	PUNCT
fbem-19579	65	1	these	these	DET
fbem-19579	65	2	systems	system	NOUN
fbem-19579	65	3	usually	usually	ADV
fbem-19579	65	4	rely	rely	VERB
fbem-19579	65	5	on	on	ADP
fbem-19579	65	6	a	a	DET
fbem-19579	65	7	large	large	ADJ
fbem-19579	65	8	amount	amount	NOUN
fbem-19579	65	9	of	of	ADP
fbem-19579	65	10	data	datum	NOUN
fbem-19579	65	11	and	and	CCONJ
fbem-19579	65	12	complex	complex	ADJ
fbem-19579	65	13	algorithms	algorithm	NOUN
fbem-19579	65	14	.	.	PUNCT
fbem-19579	66	1	any	any	DET
fbem-19579	66	2	data	data	NOUN
fbem-19579	66	3	error	error	NOUN
fbem-19579	66	4	,	,	PUNCT
fbem-19579	66	5	algorithm	algorithm	NOUN
fbem-19579	66	6	defect	defect	NOUN
fbem-19579	66	7	,	,	PUNCT
fbem-19579	66	8	or	or	CCONJ
fbem-19579	66	9	software	software	NOUN
fbem-19579	66	10	and	and	CCONJ
fbem-19579	66	11	hardware	hardware	NOUN
fbem-19579	66	12	failure	failure	NOUN
fbem-19579	66	13	may	may	AUX
fbem-19579	66	14	lead	lead	VERB
fbem-19579	66	15	to	to	ADP
fbem-19579	66	16	system	system	NOUN
fbem-19579	66	17	performance	performance	NOUN
fbem-19579	66	18	degradation	degradation	NOUN
fbem-19579	66	19	or	or	CCONJ
fbem-19579	66	20	complete	complete	ADJ
fbem-19579	66	21	collapse	collapse	NOUN
fbem-19579	66	22	.	.	PUNCT
fbem-19579	67	1	artificial	artificial	ADJ
fbem-19579	67	2	intelligence	intelligence	NOUN
fbem-19579	67	3	systems	system	NOUN
fbem-19579	67	4	may	may	AUX
fbem-19579	67	5	have	have	VERB
fbem-19579	67	6	design	design	NOUN
fbem-19579	67	7	defects	defect	NOUN
fbem-19579	67	8	,	,	PUNCT
fbem-19579	67	9	which	which	PRON
fbem-19579	67	10	make	make	VERB
fbem-19579	67	11	them	they	PRON
fbem-19579	67	12	unable	unable	ADJ
fbem-19579	67	13	to	to	PART
fbem-19579	67	14	correctly	correctly	ADV
fbem-19579	67	15	process	process	VERB
fbem-19579	67	16	information	information	NOUN
fbem-19579	67	17	or	or	CCONJ
fbem-19579	67	18	make	make	VERB
fbem-19579	67	19	accurate	accurate	ADJ
fbem-19579	67	20	predictions	prediction	NOUN
fbem-19579	67	21	in	in	ADP
fbem-19579	67	22	some	some	DET
fbem-19579	67	23	cases	case	NOUN
fbem-19579	67	24	[	[	X
fbem-19579	67	25	3	3	NUM
fbem-19579	67	26	]	]	PUNCT
fbem-19579	67	27	.	.	PUNCT
fbem-19579	68	1	with	with	ADP
fbem-19579	68	2	the	the	DET
fbem-19579	68	3	constant	constant	ADJ
fbem-19579	68	4	changes	change	NOUN
fbem-19579	68	5	in	in	ADP
fbem-19579	68	6	the	the	DET
fbem-19579	68	7	financial	financial	ADJ
fbem-19579	68	8	market	market	NOUN
fbem-19579	68	9	and	and	CCONJ
fbem-19579	68	10	customer	customer	NOUN
fbem-19579	68	11	behavior	behavior	NOUN
fbem-19579	68	12	,	,	PUNCT
fbem-19579	68	13	if	if	SCONJ
fbem-19579	68	14	the	the	DET
fbem-19579	68	15	artificial	artificial	ADJ
fbem-19579	68	16	intelligence	intelligence	NOUN
fbem-19579	68	17	system	system	NOUN
fbem-19579	68	18	can	can	AUX
fbem-19579	68	19	not	not	PART
fbem-19579	68	20	adapt	adapt	VERB
fbem-19579	68	21	to	to	ADP
fbem-19579	68	22	these	these	DET
fbem-19579	68	23	changes	change	NOUN
fbem-19579	68	24	in	in	ADP
fbem-19579	68	25	time	time	NOUN
fbem-19579	68	26	,	,	PUNCT
fbem-19579	68	27	the	the	DET
fbem-19579	68	28	actual	actual	ADJ
fbem-19579	68	29	performance	performance	NOUN
fbem-19579	68	30	may	may	AUX
fbem-19579	68	31	be	be	AUX
fbem-19579	68	32	affected	affect	VERB
fbem-19579	68	33	.	.	PUNCT
fbem-19579	69	1	in	in	ADP
fbem-19579	69	2	addition	addition	NOUN
fbem-19579	69	3	to	to	ADP
fbem-19579	69	4	these	these	DET
fbem-19579	69	5	technical	technical	ADJ
fbem-19579	69	6	problems	problem	NOUN
fbem-19579	69	7	,	,	PUNCT
fbem-19579	69	8	excessive	excessive	ADJ
fbem-19579	69	9	dependence	dependence	NOUN
fbem-19579	69	10	on	on	ADP
fbem-19579	69	11	artificial	artificial	ADJ
fbem-19579	69	12	intelligence	intelligence	NOUN
fbem-19579	69	13	systems	system	NOUN
fbem-19579	69	14	may	may	AUX
fbem-19579	69	15	also	also	ADV
fbem-19579	69	16	lead	lead	VERB
fbem-19579	69	17	to	to	ADP
fbem-19579	69	18	the	the	DET
fbem-19579	69	19	reduction	reduction	NOUN
fbem-19579	69	20	of	of	ADP
fbem-19579	69	21	professional	professional	ADJ
fbem-19579	69	22	judgment	judgment	NOUN
fbem-19579	69	23	and	and	CCONJ
fbem-19579	69	24	supervision	supervision	NOUN
fbem-19579	69	25	of	of	ADP
fbem-19579	69	26	technicians	technician	NOUN
fbem-19579	69	27	.	.	PUNCT
fbem-19579	70	1	4	4	X
fbem-19579	70	2	.	.	NOUN
fbem-19579	70	3	effective	effective	ADJ
fbem-19579	70	4	strategies	strategy	NOUN
fbem-19579	70	5	for	for	ADP
fbem-19579	70	6	the	the	DET
fbem-19579	70	7	application	application	NOUN
fbem-19579	70	8	and	and	CCONJ
fbem-19579	70	9	development	development	NOUN
fbem-19579	70	10	of	of	ADP
fbem-19579	70	11	artificial	artificial	ADJ
fbem-19579	70	12	intelligence	intelligence	NOUN
fbem-19579	70	13	risk	risk	NOUN
fbem-19579	70	14	control	control	NOUN
fbem-19579	70	15	in	in	ADP
fbem-19579	70	16	internet	internet	NOUN
fbem-19579	70	17	finance	finance	NOUN
fbem-19579	70	18	4.1	4.1	NUM
fbem-19579	70	19	.	.	PUNCT
fbem-19579	71	1	data	datum	NOUN
fbem-19579	71	2	quality	quality	NOUN
fbem-19579	71	3	and	and	CCONJ
fbem-19579	71	4	management	management	NOUN
fbem-19579	71	5	in	in	ADP
fbem-19579	71	6	the	the	DET
fbem-19579	71	7	field	field	NOUN
fbem-19579	71	8	of	of	ADP
fbem-19579	71	9	internet	internet	NOUN
fbem-19579	71	10	finance	finance	NOUN
fbem-19579	71	11	,	,	PUNCT
fbem-19579	71	12	the	the	DET
fbem-19579	71	13	effectiveness	effectiveness	NOUN
fbem-19579	71	14	of	of	ADP
fbem-19579	71	15	artificial	artificial	ADJ
fbem-19579	71	16	intelligence	intelligence	NOUN
fbem-19579	71	17	risk	risk	NOUN
fbem-19579	71	18	control	control	NOUN
fbem-19579	71	19	systems	system	NOUN
fbem-19579	71	20	greatly	greatly	ADV
fbem-19579	71	21	depends	depend	VERB
fbem-19579	71	22	on	on	ADP
fbem-19579	71	23	the	the	DET
fbem-19579	71	24	quality	quality	NOUN
fbem-19579	71	25	and	and	CCONJ
fbem-19579	71	26	management	management	NOUN
fbem-19579	71	27	of	of	ADP
fbem-19579	71	28	data	data	PROPN
fbem-19579	71	29	.	.	PUNCT
fbem-19579	72	1	high	high	ADJ
fbem-19579	72	2	-	-	PUNCT
fbem-19579	72	3	quality	quality	NOUN
fbem-19579	72	4	data	datum	NOUN
fbem-19579	72	5	includes	include	VERB
fbem-19579	72	6	accuracy	accuracy	NOUN
fbem-19579	72	7	,	,	PUNCT
fbem-19579	72	8	completeness	completeness	NOUN
fbem-19579	72	9	,	,	PUNCT
fbem-19579	72	10	authenticity	authenticity	NOUN
fbem-19579	72	11	,	,	PUNCT
fbem-19579	72	12	timely	timely	ADV
fbem-19579	72	13	updating	updating	NOUN
fbem-19579	72	14	,	,	PUNCT
fbem-19579	72	15	and	and	CCONJ
fbem-19579	72	16	applicability	applicability	NOUN
fbem-19579	72	17	.	.	PUNCT
fbem-19579	73	1	in	in	ADP
fbem-19579	73	2	the	the	DET
fbem-19579	73	3	process	process	NOUN
fbem-19579	73	4	of	of	ADP
fbem-19579	73	5	data	datum	NOUN
fbem-19579	73	6	collection	collection	NOUN
fbem-19579	73	7	,	,	PUNCT
fbem-19579	73	8	it	it	PRON
fbem-19579	73	9	is	be	AUX
fbem-19579	73	10	necessary	necessary	ADJ
fbem-19579	73	11	to	to	PART
fbem-19579	73	12	ensure	ensure	VERB
fbem-19579	73	13	the	the	DET
fbem-19579	73	14	legitimacy	legitimacy	NOUN
fbem-19579	73	15	of	of	ADP
fbem-19579	73	16	the	the	DET
fbem-19579	73	17	source	source	NOUN
fbem-19579	73	18	and	and	CCONJ
fbem-19579	73	19	the	the	DET
fbem-19579	73	20	validity	validity	NOUN
fbem-19579	73	21	of	of	ADP
fbem-19579	73	22	the	the	DET
fbem-19579	73	23	data	datum	NOUN
fbem-19579	73	24	and	and	CCONJ
fbem-19579	73	25	avoid	avoid	VERB
fbem-19579	73	26	influencing	influence	VERB
fbem-19579	73	27	the	the	DET
fbem-19579	73	28	database	database	NOUN
fbem-19579	73	29	.	.	PUNCT
fbem-19579	74	1	this	this	PRON
fbem-19579	74	2	requires	require	VERB
fbem-19579	74	3	clear	clear	ADJ
fbem-19579	74	4	data	datum	NOUN
fbem-19579	74	5	source	source	NOUN
fbem-19579	74	6	assessment	assessment	NOUN
fbem-19579	74	7	mechanisms	mechanism	NOUN
fbem-19579	74	8	and	and	CCONJ
fbem-19579	74	9	quality	quality	NOUN
fbem-19579	74	10	control	control	NOUN
fbem-19579	74	11	processes	process	NOUN
fbem-19579	74	12	,	,	PUNCT
fbem-19579	74	13	as	as	ADV
fbem-19579	74	14	well	well	ADV
fbem-19579	74	15	as	as	ADP
fbem-19579	74	16	effective	effective	ADJ
fbem-19579	74	17	data	datum	NOUN
fbem-19579	74	18	cleansing	cleansing	NOUN
fbem-19579	74	19	and	and	CCONJ
fbem-19579	74	20	preprocessing	preprocessing	NOUN
fbem-19579	74	21	methods	method	NOUN
fbem-19579	74	22	to	to	PART
fbem-19579	74	23	eliminate	eliminate	VERB
fbem-19579	74	24	erroneous	erroneous	ADJ
fbem-19579	74	25	,	,	PUNCT
fbem-19579	74	26	duplicate	duplicate	NOUN
fbem-19579	74	27	,	,	PUNCT
fbem-19579	74	28	or	or	CCONJ
fbem-19579	74	29	unrelated	unrelated	ADJ
fbem-19579	74	30	data	datum	NOUN
fbem-19579	74	31	.	.	PUNCT
fbem-19579	75	1	data	datum	NOUN
fbem-19579	75	2	storage	storage	NOUN
fbem-19579	75	3	should	should	AUX
fbem-19579	75	4	ensure	ensure	VERB
fbem-19579	75	5	data	datum	NOUN
fbem-19579	75	6	security	security	NOUN
fbem-19579	75	7	and	and	CCONJ
fbem-19579	75	8	privacy	privacy	NOUN
fbem-19579	75	9	protection	protection	NOUN
fbem-19579	75	10	,	,	PUNCT
fbem-19579	75	11	and	and	CCONJ
fbem-19579	75	12	comply	comply	VERB
fbem-19579	75	13	with	with	ADP
fbem-19579	75	14	relevant	relevant	ADJ
fbem-19579	75	15	data	datum	NOUN
fbem-19579	75	16	protection	protection	NOUN
fbem-19579	75	17	laws	law	NOUN
fbem-19579	75	18	and	and	CCONJ
fbem-19579	75	19	regulations	regulation	NOUN
fbem-19579	75	20	such	such	ADJ
fbem-19579	75	21	as	as	ADP
fbem-19579	75	22	encrypting	encrypt	VERB
fbem-19579	75	23	sensitive	sensitive	ADJ
fbem-19579	75	24	information	information	NOUN
fbem-19579	75	25	.	.	PUNCT
fbem-19579	76	1	meanwhile	meanwhile	ADV
fbem-19579	76	2	,	,	PUNCT
fbem-19579	76	3	keeping	keep	VERB
fbem-19579	76	4	data	datum	NOUN
fbem-19579	76	5	easy	easy	ADJ
fbem-19579	76	6	to	to	PART
fbem-19579	76	7	retrieve	retrieve	VERB
fbem-19579	76	8	and	and	CCONJ
fbem-19579	76	9	analyze	analyze	NOUN
fbem-19579	76	10	is	be	AUX
fbem-19579	76	11	essential	essential	ADJ
fbem-19579	76	12	.	.	PUNCT
fbem-19579	77	1	in	in	ADP
fbem-19579	77	2	the	the	DET
fbem-19579	77	3	stage	stage	NOUN
fbem-19579	77	4	of	of	ADP
fbem-19579	77	5	data	datum	NOUN
fbem-19579	77	6	processing	processing	NOUN
fbem-19579	77	7	and	and	CCONJ
fbem-19579	77	8	analysis	analysis	NOUN
fbem-19579	77	9	,	,	PUNCT
fbem-19579	77	10	efficient	efficient	ADJ
fbem-19579	77	11	algorithms	algorithm	NOUN
fbem-19579	77	12	and	and	CCONJ
fbem-19579	77	13	techniques	technique	NOUN
fbem-19579	77	14	should	should	AUX
fbem-19579	77	15	be	be	AUX
fbem-19579	77	16	adopted	adopt	VERB
fbem-19579	77	17	to	to	PART
fbem-19579	77	18	ensure	ensure	VERB
fbem-19579	77	19	the	the	DET
fbem-19579	77	20	timeliness	timeliness	NOUN
fbem-19579	77	21	and	and	CCONJ
fbem-19579	77	22	accuracy	accuracy	NOUN
fbem-19579	77	23	of	of	ADP
fbem-19579	77	24	the	the	DET
fbem-19579	77	25	data	datum	NOUN
fbem-19579	77	26	.	.	PUNCT
fbem-19579	78	1	using	use	VERB
fbem-19579	78	2	advanced	advanced	ADJ
fbem-19579	78	3	data	datum	NOUN
fbem-19579	78	4	analysis	analysis	NOUN
fbem-19579	78	5	technology	technology	NOUN
fbem-19579	78	6	to	to	PART
fbem-19579	78	7	dig	dig	VERB
fbem-19579	78	8	deep	deep	ADV
fbem-19579	78	9	into	into	ADP
fbem-19579	78	10	the	the	DET
fbem-19579	78	11	potential	potential	ADJ
fbem-19579	78	12	value	value	NOUN
fbem-19579	78	13	and	and	CCONJ
fbem-19579	78	14	insight	insight	NOUN
fbem-19579	78	15	of	of	ADP
fbem-19579	78	16	data	datum	NOUN
fbem-19579	78	17	can	can	AUX
fbem-19579	78	18	improve	improve	VERB
fbem-19579	78	19	the	the	DET
fbem-19579	78	20	accuracy	accuracy	NOUN
fbem-19579	78	21	12	12	NUM
fbem-19579	78	22	of	of	ADP
fbem-19579	78	23	risk	risk	NOUN
fbem-19579	78	24	identification	identification	NOUN
fbem-19579	78	25	and	and	CCONJ
fbem-19579	78	26	assessment	assessment	NOUN
fbem-19579	78	27	.	.	PUNCT
fbem-19579	79	1	regular	regular	ADJ
fbem-19579	79	2	review	review	NOUN
fbem-19579	79	3	and	and	CCONJ
fbem-19579	79	4	update	update	NOUN
fbem-19579	79	5	of	of	ADP
fbem-19579	79	6	data	datum	NOUN
fbem-19579	79	7	management	management	NOUN
fbem-19579	79	8	systems	system	NOUN
fbem-19579	79	9	can	can	AUX
fbem-19579	79	10	meet	meet	VERB
fbem-19579	79	11	new	new	ADJ
fbem-19579	79	12	challenges	challenge	NOUN
fbem-19579	79	13	and	and	CCONJ
fbem-19579	79	14	technological	technological	ADJ
fbem-19579	79	15	progress	progress	NOUN
fbem-19579	79	16	.	.	PUNCT
fbem-19579	80	1	with	with	ADP
fbem-19579	80	2	the	the	DET
fbem-19579	80	3	development	development	NOUN
fbem-19579	80	4	of	of	ADP
fbem-19579	80	5	technologies	technology	NOUN
fbem-19579	80	6	such	such	ADJ
fbem-19579	80	7	as	as	ADP
fbem-19579	80	8	big	big	ADJ
fbem-19579	80	9	data	datum	NOUN
fbem-19579	80	10	,	,	PUNCT
fbem-19579	80	11	cloud	cloud	NOUN
fbem-19579	80	12	computing	computing	NOUN
fbem-19579	80	13	,	,	PUNCT
fbem-19579	80	14	and	and	CCONJ
fbem-19579	80	15	artificial	artificial	ADJ
fbem-19579	80	16	intelligence	intelligence	NOUN
fbem-19579	80	17	,	,	PUNCT
fbem-19579	80	18	data	datum	NOUN
fbem-19579	80	19	management	management	NOUN
fbem-19579	80	20	strategies	strategy	NOUN
fbem-19579	80	21	and	and	CCONJ
fbem-19579	80	22	tools	tool	NOUN
fbem-19579	80	23	need	need	VERB
fbem-19579	80	24	to	to	PART
fbem-19579	80	25	be	be	AUX
fbem-19579	80	26	updated	update	VERB
fbem-19579	80	27	accordingly	accordingly	ADV
fbem-19579	80	28	to	to	PART
fbem-19579	80	29	improve	improve	VERB
fbem-19579	80	30	data	datum	NOUN
fbem-19579	80	31	processing	processing	NOUN
fbem-19579	80	32	efficiency	efficiency	NOUN
fbem-19579	80	33	and	and	CCONJ
fbem-19579	80	34	analysis	analysis	NOUN
fbem-19579	80	35	ability	ability	NOUN
fbem-19579	80	36	.	.	PUNCT
fbem-19579	81	1	4.2	4.2	NUM
fbem-19579	81	2	.	.	PUNCT
fbem-19579	82	1	the	the	DET
fbem-19579	82	2	model	model	NOUN
fbem-19579	82	3	optimization	optimization	NOUN
fbem-19579	82	4	and	and	CCONJ
fbem-19579	82	5	iteration	iteration	NOUN
fbem-19579	82	6	in	in	ADP
fbem-19579	82	7	the	the	DET
fbem-19579	82	8	field	field	NOUN
fbem-19579	82	9	of	of	ADP
fbem-19579	82	10	internet	internet	NOUN
fbem-19579	82	11	finance	finance	NOUN
fbem-19579	82	12	,	,	PUNCT
fbem-19579	82	13	the	the	DET
fbem-19579	82	14	optimization	optimization	NOUN
fbem-19579	82	15	and	and	CCONJ
fbem-19579	82	16	iteration	iteration	NOUN
fbem-19579	82	17	of	of	ADP
fbem-19579	82	18	the	the	DET
fbem-19579	82	19	risk	risk	NOUN
fbem-19579	82	20	control	control	NOUN
fbem-19579	82	21	model	model	NOUN
fbem-19579	82	22	with	with	ADP
fbem-19579	82	23	the	the	DET
fbem-19579	82	24	continuous	continuous	ADJ
fbem-19579	82	25	change	change	NOUN
fbem-19579	82	26	of	of	ADP
fbem-19579	82	27	market	market	NOUN
fbem-19579	82	28	environment	environment	NOUN
fbem-19579	82	29	and	and	CCONJ
fbem-19579	82	30	the	the	DET
fbem-19579	82	31	diversity	diversity	NOUN
fbem-19579	82	32	of	of	ADP
fbem-19579	82	33	consumer	consumer	NOUN
fbem-19579	82	34	behavior	behavior	NOUN
fbem-19579	82	35	is	be	AUX
fbem-19579	82	36	particularly	particularly	ADV
fbem-19579	82	37	important	important	ADJ
fbem-19579	82	38	.	.	PUNCT
fbem-19579	83	1	in	in	ADP
fbem-19579	83	2	the	the	DET
fbem-19579	83	3	process	process	NOUN
fbem-19579	83	4	of	of	ADP
fbem-19579	83	5	model	model	NOUN
fbem-19579	83	6	optimization	optimization	NOUN
fbem-19579	83	7	,	,	PUNCT
fbem-19579	83	8	attention	attention	NOUN
fbem-19579	83	9	should	should	AUX
fbem-19579	83	10	be	be	AUX
fbem-19579	83	11	paid	pay	VERB
fbem-19579	83	12	to	to	ADP
fbem-19579	83	13	the	the	DET
fbem-19579	83	14	quality	quality	NOUN
fbem-19579	83	15	and	and	CCONJ
fbem-19579	83	16	diversity	diversity	NOUN
fbem-19579	83	17	of	of	ADP
fbem-19579	83	18	data	datum	NOUN
fbem-19579	83	19	.	.	PUNCT
fbem-19579	84	1	this	this	PRON
fbem-19579	84	2	includes	includes	AUX
fbem-19579	84	3	continuously	continuously	ADV
fbem-19579	84	4	expanding	expand	VERB
fbem-19579	84	5	and	and	CCONJ
fbem-19579	84	6	updating	update	VERB
fbem-19579	84	7	the	the	DET
fbem-19579	84	8	data	datum	NOUN
fbem-19579	84	9	set	set	VERB
fbem-19579	84	10	to	to	PART
fbem-19579	84	11	ensure	ensure	VERB
fbem-19579	84	12	that	that	SCONJ
fbem-19579	84	13	the	the	DET
fbem-19579	84	14	data	datum	NOUN
fbem-19579	84	15	from	from	ADP
fbem-19579	84	16	model	model	NOUN
fbem-19579	84	17	training	training	NOUN
fbem-19579	84	18	and	and	CCONJ
fbem-19579	84	19	testing	testing	NOUN
fbem-19579	84	20	can	can	AUX
fbem-19579	84	21	truly	truly	ADV
fbem-19579	84	22	reflect	reflect	VERB
fbem-19579	84	23	the	the	DET
fbem-19579	84	24	latest	late	ADJ
fbem-19579	84	25	changes	change	NOUN
fbem-19579	84	26	in	in	ADP
fbem-19579	84	27	the	the	DET
fbem-19579	84	28	market	market	NOUN
fbem-19579	84	29	environment	environment	NOUN
fbem-19579	84	30	and	and	CCONJ
fbem-19579	84	31	consumer	consumer	NOUN
fbem-19579	84	32	behavior	behavior	NOUN
fbem-19579	84	33	.	.	PUNCT
fbem-19579	85	1	introducing	introduce	VERB
fbem-19579	85	2	new	new	ADJ
fbem-19579	85	3	data	datum	NOUN
fbem-19579	85	4	types	type	NOUN
fbem-19579	85	5	and	and	CCONJ
fbem-19579	85	6	sources	source	NOUN
fbem-19579	85	7	can	can	AUX
fbem-19579	85	8	help	help	VERB
fbem-19579	85	9	the	the	DET
fbem-19579	85	10	model	model	NOUN
fbem-19579	85	11	capture	capture	VERB
fbem-19579	85	12	more	more	ADV
fbem-19579	85	13	detailed	detailed	ADJ
fbem-19579	85	14	and	and	CCONJ
fbem-19579	85	15	deeper	deep	ADJ
fbem-19579	85	16	risk	risk	NOUN
fbem-19579	85	17	factors	factor	NOUN
fbem-19579	85	18	.	.	PUNCT
fbem-19579	86	1	the	the	DET
fbem-19579	86	2	algorithm	algorithm	NOUN
fbem-19579	86	3	and	and	CCONJ
fbem-19579	86	4	technology	technology	NOUN
fbem-19579	86	5	of	of	ADP
fbem-19579	86	6	the	the	DET
fbem-19579	86	7	model	model	NOUN
fbem-19579	86	8	also	also	ADV
fbem-19579	86	9	need	need	VERB
fbem-19579	86	10	to	to	PART
fbem-19579	86	11	be	be	AUX
fbem-19579	86	12	continuously	continuously	ADV
fbem-19579	86	13	updated	update	VERB
fbem-19579	86	14	.	.	PUNCT
fbem-19579	87	1	with	with	ADP
fbem-19579	87	2	the	the	DET
fbem-19579	87	3	development	development	NOUN
fbem-19579	87	4	of	of	ADP
fbem-19579	87	5	artificial	artificial	ADJ
fbem-19579	87	6	intelligence	intelligence	NOUN
fbem-19579	87	7	and	and	CCONJ
fbem-19579	87	8	machine	machine	NOUN
fbem-19579	87	9	learning	learn	VERB
fbem-19579	87	10	technology	technology	NOUN
fbem-19579	87	11	,	,	PUNCT
fbem-19579	87	12	new	new	ADJ
fbem-19579	87	13	algorithms	algorithm	NOUN
fbem-19579	87	14	and	and	CCONJ
fbem-19579	87	15	model	model	NOUN
fbem-19579	87	16	structures	structure	NOUN
fbem-19579	87	17	are	be	AUX
fbem-19579	87	18	proposed	propose	VERB
fbem-19579	87	19	.	.	PUNCT
fbem-19579	88	1	the	the	DET
fbem-19579	88	2	application	application	NOUN
fbem-19579	88	3	of	of	ADP
fbem-19579	88	4	these	these	DET
fbem-19579	88	5	latest	late	ADJ
fbem-19579	88	6	technologies	technology	NOUN
fbem-19579	88	7	can	can	AUX
fbem-19579	88	8	improve	improve	VERB
fbem-19579	88	9	the	the	DET
fbem-19579	88	10	prediction	prediction	NOUN
fbem-19579	88	11	accuracy	accuracy	NOUN
fbem-19579	88	12	of	of	ADP
fbem-19579	88	13	the	the	DET
fbem-19579	88	14	risk	risk	NOUN
fbem-19579	88	15	control	control	NOUN
fbem-19579	88	16	model	model	NOUN
fbem-19579	88	17	and	and	CCONJ
fbem-19579	88	18	can	can	AUX
fbem-19579	88	19	be	be	AUX
fbem-19579	88	20	more	more	ADV
fbem-19579	88	21	efficient	efficient	ADJ
fbem-19579	88	22	when	when	SCONJ
fbem-19579	88	23	dealing	deal	VERB
fbem-19579	88	24	with	with	ADP
fbem-19579	88	25	large	large	ADJ
fbem-19579	88	26	-	-	PUNCT
fbem-19579	88	27	scale	scale	NOUN
fbem-19579	88	28	data	datum	NOUN
fbem-19579	88	29	and	and	CCONJ
fbem-19579	88	30	complex	complex	ADJ
fbem-19579	88	31	problems	problem	NOUN
fbem-19579	88	32	.	.	PUNCT
fbem-19579	89	1	for	for	ADP
fbem-19579	89	2	example	example	NOUN
fbem-19579	89	3	,	,	PUNCT
fbem-19579	89	4	in	in	ADP
fbem-19579	89	5	-	-	PUNCT
fbem-19579	89	6	depth	depth	NOUN
fbem-19579	89	7	learning	learning	NOUN
fbem-19579	89	8	technology	technology	NOUN
fbem-19579	89	9	has	have	AUX
fbem-19579	89	10	shown	show	VERB
fbem-19579	89	11	a	a	DET
fbem-19579	89	12	strong	strong	ADJ
fbem-19579	89	13	ability	ability	NOUN
fbem-19579	89	14	to	to	PART
fbem-19579	89	15	deal	deal	VERB
fbem-19579	89	16	with	with	ADP
fbem-19579	89	17	unstructured	unstructured	ADJ
fbem-19579	89	18	data	datum	NOUN
fbem-19579	89	19	such	such	ADJ
fbem-19579	89	20	as	as	ADP
fbem-19579	89	21	text	text	NOUN
fbem-19579	89	22	and	and	CCONJ
fbem-19579	89	23	pictures	picture	NOUN
fbem-19579	89	24	,	,	PUNCT
fbem-19579	89	25	which	which	PRON
fbem-19579	89	26	is	be	AUX
fbem-19579	89	27	very	very	ADV
fbem-19579	89	28	helpful	helpful	ADJ
fbem-19579	89	29	in	in	ADP
fbem-19579	89	30	understanding	understanding	NOUN
fbem-19579	89	31	and	and	CCONJ
fbem-19579	89	32	predicting	predict	VERB
fbem-19579	89	33	consumer	consumer	NOUN
fbem-19579	89	34	behavior	behavior	NOUN
fbem-19579	89	35	,	,	PUNCT
fbem-19579	89	36	identifying	identify	VERB
fbem-19579	89	37	fraud	fraud	NOUN
fbem-19579	89	38	,	,	PUNCT
fbem-19579	89	39	etc	etc	X
fbem-19579	89	40	.	.	X
fbem-19579	90	1	the	the	DET
fbem-19579	90	2	optimization	optimization	NOUN
fbem-19579	90	3	and	and	CCONJ
fbem-19579	90	4	iteration	iteration	NOUN
fbem-19579	90	5	of	of	ADP
fbem-19579	90	6	the	the	DET
fbem-19579	90	7	model	model	NOUN
fbem-19579	90	8	also	also	ADV
fbem-19579	90	9	need	need	VERB
fbem-19579	90	10	a	a	DET
fbem-19579	90	11	continuous	continuous	ADJ
fbem-19579	90	12	evaluation	evaluation	NOUN
fbem-19579	90	13	mechanism	mechanism	NOUN
fbem-19579	90	14	.	.	PUNCT
fbem-19579	91	1	this	this	PRON
fbem-19579	91	2	includes	include	VERB
fbem-19579	91	3	not	not	PART
fbem-19579	91	4	only	only	ADV
fbem-19579	91	5	periodic	periodic	ADJ
fbem-19579	91	6	back	back	NOUN
fbem-19579	91	7	-	-	PUNCT
fbem-19579	91	8	testing	testing	NOUN
fbem-19579	91	9	of	of	ADP
fbem-19579	91	10	the	the	DET
fbem-19579	91	11	model	model	NOUN
fbem-19579	91	12	performance	performance	NOUN
fbem-19579	91	13	but	but	CCONJ
fbem-19579	91	14	also	also	ADV
fbem-19579	91	15	monitoring	monitor	VERB
fbem-19579	91	16	the	the	DET
fbem-19579	91	17	actual	actual	ADJ
fbem-19579	91	18	application	application	NOUN
fbem-19579	91	19	effect	effect	NOUN
fbem-19579	91	20	of	of	ADP
fbem-19579	91	21	the	the	DET
fbem-19579	91	22	model	model	NOUN
fbem-19579	91	23	.	.	PUNCT
fbem-19579	92	1	by	by	ADP
fbem-19579	92	2	collecting	collect	VERB
fbem-19579	92	3	feedback	feedback	NOUN
fbem-19579	92	4	from	from	ADP
fbem-19579	92	5	the	the	DET
fbem-19579	92	6	actual	actual	ADJ
fbem-19579	92	7	operation	operation	NOUN
fbem-19579	92	8	of	of	ADP
fbem-19579	92	9	the	the	DET
fbem-19579	92	10	model	model	NOUN
fbem-19579	92	11	,	,	PUNCT
fbem-19579	92	12	the	the	DET
fbem-19579	92	13	deficiencies	deficiency	NOUN
fbem-19579	92	14	of	of	ADP
fbem-19579	92	15	the	the	DET
fbem-19579	92	16	model	model	NOUN
fbem-19579	92	17	can	can	AUX
fbem-19579	92	18	be	be	AUX
fbem-19579	92	19	found	find	VERB
fbem-19579	92	20	in	in	ADP
fbem-19579	92	21	time	time	NOUN
fbem-19579	92	22	and	and	CCONJ
fbem-19579	92	23	adjusted	adjust	VERB
fbem-19579	92	24	accordingly	accordingly	ADV
fbem-19579	92	25	.	.	PUNCT
fbem-19579	93	1	4.3	4.3	NUM
fbem-19579	93	2	.	.	PUNCT
fbem-19579	94	1	the	the	DET
fbem-19579	94	2	multi	multi	ADJ
fbem-19579	94	3	-	-	ADJ
fbem-19579	94	4	model	model	ADJ
fbem-19579	94	5	fusion	fusion	NOUN
fbem-19579	94	6	in	in	ADP
fbem-19579	94	7	the	the	DET
fbem-19579	94	8	process	process	NOUN
fbem-19579	94	9	of	of	ADP
fbem-19579	94	10	strengthening	strengthen	VERB
fbem-19579	94	11	artificial	artificial	ADJ
fbem-19579	94	12	intelligence	intelligence	NOUN
fbem-19579	94	13	risk	risk	NOUN
fbem-19579	94	14	control	control	NOUN
fbem-19579	94	15	in	in	ADP
fbem-19579	94	16	the	the	DET
fbem-19579	94	17	field	field	NOUN
fbem-19579	94	18	of	of	ADP
fbem-19579	94	19	internet	internet	NOUN
fbem-19579	94	20	finance	finance	NOUN
fbem-19579	94	21	,	,	PUNCT
fbem-19579	94	22	a	a	DET
fbem-19579	94	23	multi	multi	ADJ
fbem-19579	94	24	-	-	ADJ
fbem-19579	94	25	model	model	ADJ
fbem-19579	94	26	fusion	fusion	NOUN
fbem-19579	94	27	strategy	strategy	NOUN
fbem-19579	94	28	plays	play	VERB
fbem-19579	94	29	a	a	DET
fbem-19579	94	30	vital	vital	ADJ
fbem-19579	94	31	role	role	NOUN
fbem-19579	94	32	.	.	PUNCT
fbem-19579	95	1	machine	machine	NOUN
fbem-19579	95	2	learning	learning	NOUN
fbem-19579	95	3	models	model	NOUN
fbem-19579	95	4	can	can	AUX
fbem-19579	95	5	learn	learn	VERB
fbem-19579	95	6	and	and	CCONJ
fbem-19579	95	7	predict	predict	VERB
fbem-19579	95	8	future	future	ADJ
fbem-19579	95	9	risk	risk	NOUN
fbem-19579	95	10	events	event	NOUN
fbem-19579	95	11	based	base	VERB
fbem-19579	95	12	on	on	ADP
fbem-19579	95	13	historical	historical	ADJ
fbem-19579	95	14	data	datum	NOUN
fbem-19579	95	15	,	,	PUNCT
fbem-19579	95	16	while	while	SCONJ
fbem-19579	95	17	deep	deep	ADJ
fbem-19579	95	18	learning	learning	NOUN
fbem-19579	95	19	models	model	NOUN
fbem-19579	95	20	can	can	AUX
fbem-19579	95	21	capture	capture	VERB
fbem-19579	95	22	deeper	deep	ADJ
fbem-19579	95	23	features	feature	NOUN
fbem-19579	95	24	and	and	CCONJ
fbem-19579	95	25	patterns	pattern	NOUN
fbem-19579	95	26	in	in	ADP
fbem-19579	95	27	the	the	DET
fbem-19579	95	28	data	datum	NOUN
fbem-19579	95	29	through	through	ADP
fbem-19579	95	30	their	their	PRON
fbem-19579	95	31	complex	complex	ADJ
fbem-19579	95	32	network	network	NOUN
fbem-19579	95	33	structure	structure	NOUN
fbem-19579	95	34	.	.	PUNCT
fbem-19579	96	1	natural	natural	ADJ
fbem-19579	96	2	language	language	NOUN
fbem-19579	96	3	processing	processing	NOUN
fbem-19579	96	4	technology	technology	NOUN
fbem-19579	96	5	enables	enable	VERB
fbem-19579	96	6	the	the	DET
fbem-19579	96	7	system	system	NOUN
fbem-19579	96	8	to	to	PART
fbem-19579	96	9	understand	understand	VERB
fbem-19579	96	10	and	and	CCONJ
fbem-19579	96	11	analyze	analyze	VERB
fbem-19579	96	12	the	the	DET
fbem-19579	96	13	information	information	NOUN
fbem-19579	96	14	in	in	ADP
fbem-19579	96	15	human	human	ADJ
fbem-19579	96	16	language	language	NOUN
fbem-19579	96	17	,	,	PUNCT
fbem-19579	96	18	providing	provide	VERB
fbem-19579	96	19	a	a	DET
fbem-19579	96	20	richer	rich	ADJ
fbem-19579	96	21	and	and	CCONJ
fbem-19579	96	22	more	more	ADV
fbem-19579	96	23	intuitive	intuitive	ADJ
fbem-19579	96	24	data	datum	NOUN
fbem-19579	96	25	source	source	NOUN
fbem-19579	96	26	for	for	ADP
fbem-19579	96	27	risk	risk	NOUN
fbem-19579	96	28	control	control	NOUN
fbem-19579	96	29	decision	decision	NOUN
fbem-19579	96	30	-	-	PUNCT
fbem-19579	96	31	making	making	NOUN
fbem-19579	96	32	.	.	PUNCT
fbem-19579	97	1	the	the	DET
fbem-19579	97	2	advantage	advantage	NOUN
fbem-19579	97	3	of	of	ADP
fbem-19579	97	4	multi	multi	ADJ
fbem-19579	97	5	-	-	ADJ
fbem-19579	97	6	model	model	ADJ
fbem-19579	97	7	fusion	fusion	NOUN
fbem-19579	97	8	is	be	AUX
fbem-19579	97	9	that	that	SCONJ
fbem-19579	97	10	it	it	PRON
fbem-19579	97	11	can	can	AUX
fbem-19579	97	12	fully	fully	ADV
fbem-19579	97	13	utilize	utilize	VERB
fbem-19579	97	14	the	the	DET
fbem-19579	97	15	characteristics	characteristic	NOUN
fbem-19579	97	16	of	of	ADP
fbem-19579	97	17	each	each	DET
fbem-19579	97	18	technology	technology	NOUN
fbem-19579	97	19	.	.	PUNCT
fbem-19579	98	1	by	by	ADP
fbem-19579	98	2	combining	combine	VERB
fbem-19579	98	3	different	different	ADJ
fbem-19579	98	4	models	model	NOUN
fbem-19579	98	5	and	and	CCONJ
fbem-19579	98	6	technologies	technology	NOUN
fbem-19579	98	7	,	,	PUNCT
fbem-19579	98	8	the	the	DET
fbem-19579	98	9	system	system	NOUN
fbem-19579	98	10	can	can	AUX
fbem-19579	98	11	identify	identify	VERB
fbem-19579	98	12	and	and	CCONJ
fbem-19579	98	13	evaluate	evaluate	VERB
fbem-19579	98	14	risks	risk	NOUN
fbem-19579	98	15	from	from	ADP
fbem-19579	98	16	multiple	multiple	ADJ
fbem-19579	98	17	perspectives	perspective	NOUN
fbem-19579	98	18	and	and	CCONJ
fbem-19579	98	19	levels	level	NOUN
fbem-19579	98	20	.	.	PUNCT
fbem-19579	99	1	for	for	ADP
fbem-19579	99	2	example	example	NOUN
fbem-19579	99	3	,	,	PUNCT
fbem-19579	99	4	some	some	DET
fbem-19579	99	5	models	model	NOUN
fbem-19579	99	6	may	may	AUX
fbem-19579	99	7	perform	perform	VERB
fbem-19579	99	8	better	well	ADV
fbem-19579	99	9	in	in	ADP
fbem-19579	99	10	identifying	identify	VERB
fbem-19579	99	11	fraud	fraud	NOUN
fbem-19579	99	12	,	,	PUNCT
fbem-19579	99	13	while	while	SCONJ
fbem-19579	99	14	others	other	NOUN
fbem-19579	99	15	may	may	AUX
fbem-19579	99	16	be	be	AUX
fbem-19579	99	17	better	well	ADJ
fbem-19579	99	18	at	at	ADP
fbem-19579	99	19	predicting	predict	VERB
fbem-19579	99	20	credit	credit	NOUN
fbem-19579	99	21	risk	risk	NOUN
fbem-19579	99	22	.	.	PUNCT
fbem-19579	100	1	combining	combine	VERB
fbem-19579	100	2	these	these	DET
fbem-19579	100	3	models	model	NOUN
fbem-19579	100	4	can	can	AUX
fbem-19579	100	5	achieve	achieve	VERB
fbem-19579	100	6	a	a	DET
fbem-19579	100	7	more	more	ADV
fbem-19579	100	8	comprehensive	comprehensive	ADJ
fbem-19579	100	9	risk	risk	NOUN
fbem-19579	100	10	coverage	coverage	NOUN
fbem-19579	100	11	and	and	CCONJ
fbem-19579	100	12	reduce	reduce	VERB
fbem-19579	100	13	the	the	DET
fbem-19579	100	14	risk	risk	NOUN
fbem-19579	100	15	points	point	NOUN
fbem-19579	100	16	that	that	SCONJ
fbem-19579	100	17	a	a	DET
fbem-19579	100	18	single	single	ADJ
fbem-19579	100	19	model	model	NOUN
fbem-19579	100	20	may	may	AUX
fbem-19579	100	21	ignore	ignore	VERB
fbem-19579	100	22	[	[	X
fbem-19579	100	23	4	4	NUM
fbem-19579	100	24	]	]	PUNCT
fbem-19579	100	25	.	.	PUNCT
fbem-19579	101	1	multi	multi	ADJ
fbem-19579	101	2	-	-	ADJ
fbem-19579	101	3	model	model	ADJ
fbem-19579	101	4	fusion	fusion	NOUN
fbem-19579	101	5	can	can	AUX
fbem-19579	101	6	also	also	ADV
fbem-19579	101	7	improve	improve	VERB
fbem-19579	101	8	the	the	DET
fbem-19579	101	9	robustness	robustness	NOUN
fbem-19579	101	10	and	and	CCONJ
fbem-19579	101	11	adaptability	adaptability	NOUN
fbem-19579	101	12	of	of	ADP
fbem-19579	101	13	the	the	DET
fbem-19579	101	14	system	system	NOUN
fbem-19579	101	15	.	.	PUNCT
fbem-19579	102	1	financial	financial	ADJ
fbem-19579	102	2	markets	market	NOUN
fbem-19579	102	3	and	and	CCONJ
fbem-19579	102	4	consumer	consumer	NOUN
fbem-19579	102	5	behavior	behavior	NOUN
fbem-19579	102	6	are	be	AUX
fbem-19579	102	7	constantly	constantly	ADV
fbem-19579	102	8	changing	change	VERB
fbem-19579	102	9	,	,	PUNCT
fbem-19579	102	10	and	and	CCONJ
fbem-19579	102	11	it	it	PRON
fbem-19579	102	12	may	may	AUX
fbem-19579	102	13	be	be	AUX
fbem-19579	102	14	difficult	difficult	ADJ
fbem-19579	102	15	for	for	SCONJ
fbem-19579	102	16	a	a	DET
fbem-19579	102	17	single	single	ADJ
fbem-19579	102	18	model	model	NOUN
fbem-19579	102	19	to	to	PART
fbem-19579	102	20	adapt	adapt	VERB
fbem-19579	102	21	to	to	ADP
fbem-19579	102	22	these	these	DET
fbem-19579	102	23	changes	change	NOUN
fbem-19579	102	24	.	.	PUNCT
fbem-19579	103	1	multi	multi	ADJ
fbem-19579	103	2	-	-	ADJ
fbem-19579	103	3	model	model	ADJ
fbem-19579	103	4	integration	integration	NOUN
fbem-19579	103	5	can	can	AUX
fbem-19579	103	6	be	be	AUX
fbem-19579	103	7	more	more	ADV
fbem-19579	103	8	flexible	flexible	ADJ
fbem-19579	103	9	to	to	PART
fbem-19579	103	10	adapt	adapt	VERB
fbem-19579	103	11	to	to	ADP
fbem-19579	103	12	new	new	ADJ
fbem-19579	103	13	market	market	NOUN
fbem-19579	103	14	conditions	condition	NOUN
fbem-19579	103	15	and	and	CCONJ
fbem-19579	103	16	risk	risk	NOUN
fbem-19579	103	17	patterns	pattern	NOUN
fbem-19579	103	18	by	by	ADP
fbem-19579	103	19	constantly	constantly	ADV
fbem-19579	103	20	adjusting	adjust	VERB
fbem-19579	103	21	the	the	DET
fbem-19579	103	22	weights	weight	NOUN
fbem-19579	103	23	and	and	CCONJ
fbem-19579	103	24	parameters	parameter	NOUN
fbem-19579	103	25	of	of	ADP
fbem-19579	103	26	each	each	DET
fbem-19579	103	27	model	model	NOUN
fbem-19579	103	28	.	.	PUNCT
fbem-19579	104	1	5	5	X
fbem-19579	104	2	.	.	X
fbem-19579	104	3	conclusion	conclusion	VERB
fbem-19579	104	4	the	the	DET
fbem-19579	104	5	application	application	NOUN
fbem-19579	104	6	and	and	CCONJ
fbem-19579	104	7	development	development	NOUN
fbem-19579	104	8	of	of	ADP
fbem-19579	104	9	artificial	artificial	ADJ
fbem-19579	104	10	intelligence	intelligence	NOUN
fbem-19579	104	11	risk	risk	NOUN
fbem-19579	104	12	control	control	NOUN
fbem-19579	104	13	in	in	ADP
fbem-19579	104	14	internet	internet	NOUN
fbem-19579	104	15	finance	finance	NOUN
fbem-19579	104	16	is	be	AUX
fbem-19579	104	17	a	a	DET
fbem-19579	104	18	long	long	ADJ
fbem-19579	104	19	-	-	PUNCT
fbem-19579	104	20	term	term	NOUN
fbem-19579	104	21	and	and	CCONJ
fbem-19579	104	22	complicated	complicated	ADJ
fbem-19579	104	23	task	task	NOUN
fbem-19579	104	24	.	.	PUNCT
fbem-19579	105	1	in	in	ADP
fbem-19579	105	2	the	the	DET
fbem-19579	105	3	face	face	NOUN
fbem-19579	105	4	of	of	ADP
fbem-19579	105	5	challenges	challenge	NOUN
fbem-19579	105	6	and	and	CCONJ
fbem-19579	105	7	problems	problem	NOUN
fbem-19579	105	8	,	,	PUNCT
fbem-19579	105	9	financial	financial	ADJ
fbem-19579	105	10	institutions	institution	NOUN
fbem-19579	105	11	,	,	PUNCT
fbem-19579	105	12	technology	technology	NOUN
fbem-19579	105	13	providers	provider	NOUN
fbem-19579	105	14	and	and	CCONJ
fbem-19579	105	15	regulatory	regulatory	ADJ
fbem-19579	105	16	agencies	agency	NOUN
fbem-19579	105	17	need	need	VERB
fbem-19579	105	18	to	to	PART
fbem-19579	105	19	work	work	VERB
fbem-19579	105	20	together	together	ADV
fbem-19579	105	21	to	to	PART
fbem-19579	105	22	continuously	continuously	ADV
fbem-19579	105	23	optimize	optimize	VERB
fbem-19579	105	24	the	the	DET
fbem-19579	105	25	risk	risk	NOUN
fbem-19579	105	26	control	control	NOUN
fbem-19579	105	27	model	model	NOUN
fbem-19579	105	28	and	and	CCONJ
fbem-19579	105	29	management	management	NOUN
fbem-19579	105	30	system	system	NOUN
fbem-19579	105	31	through	through	ADP
fbem-19579	105	32	technological	technological	ADJ
fbem-19579	105	33	innovation	innovation	NOUN
fbem-19579	105	34	and	and	CCONJ
fbem-19579	105	35	policy	policy	NOUN
fbem-19579	105	36	guidance	guidance	NOUN
fbem-19579	105	37	.	.	PUNCT
fbem-19579	106	1	by	by	ADP
fbem-19579	106	2	implementing	implement	VERB
fbem-19579	106	3	effective	effective	ADJ
fbem-19579	106	4	strategies	strategy	NOUN
fbem-19579	106	5	,	,	PUNCT
fbem-19579	106	6	we	we	PRON
fbem-19579	106	7	can	can	AUX
fbem-19579	106	8	not	not	PART
fbem-19579	106	9	only	only	ADV
fbem-19579	106	10	improve	improve	VERB
fbem-19579	106	11	the	the	DET
fbem-19579	106	12	efficiency	efficiency	NOUN
fbem-19579	106	13	and	and	CCONJ
fbem-19579	106	14	effectiveness	effectiveness	NOUN
fbem-19579	106	15	of	of	ADP
fbem-19579	106	16	risk	risk	NOUN
fbem-19579	106	17	control	control	NOUN
fbem-19579	106	18	but	but	CCONJ
fbem-19579	106	19	also	also	ADV
fbem-19579	106	20	provide	provide	VERB
fbem-19579	106	21	safer	safe	ADJ
fbem-19579	106	22	and	and	CCONJ
fbem-19579	106	23	more	more	ADV
fbem-19579	106	24	convenient	convenient	ADJ
fbem-19579	106	25	financial	financial	ADJ
fbem-19579	106	26	services	service	NOUN
fbem-19579	106	27	for	for	ADP
fbem-19579	106	28	consumers	consumer	NOUN
fbem-19579	106	29	and	and	CCONJ
fbem-19579	106	30	promote	promote	VERB
fbem-19579	106	31	the	the	DET
fbem-19579	106	32	healthy	healthy	ADJ
fbem-19579	106	33	and	and	CCONJ
fbem-19579	106	34	sustainable	sustainable	ADJ
fbem-19579	106	35	development	development	NOUN
fbem-19579	106	36	of	of	ADP
fbem-19579	106	37	the	the	DET
fbem-19579	106	38	internet	internet	NOUN
fbem-19579	106	39	finance	finance	NOUN
fbem-19579	106	40	industry	industry	NOUN
fbem-19579	106	41	.	.	PUNCT
fbem-19579	107	1	in	in	ADP
fbem-19579	107	2	the	the	DET
fbem-19579	107	3	future	future	NOUN
fbem-19579	107	4	with	with	ADP
fbem-19579	107	5	technological	technological	ADJ
fbem-19579	107	6	progress	progress	NOUN
fbem-19579	107	7	and	and	CCONJ
fbem-19579	107	8	perfect	perfect	ADJ
fbem-19579	107	9	regulatory	regulatory	ADJ
fbem-19579	107	10	environment	environment	NOUN
fbem-19579	107	11	,	,	PUNCT
fbem-19579	107	12	the	the	DET
fbem-19579	107	13	application	application	NOUN
fbem-19579	107	14	of	of	ADP
fbem-19579	107	15	artificial	artificial	ADJ
fbem-19579	107	16	intelligence	intelligence	NOUN
fbem-19579	107	17	risk	risk	NOUN
fbem-19579	107	18	control	control	NOUN
fbem-19579	107	19	in	in	ADP
fbem-19579	107	20	the	the	DET
fbem-19579	107	21	field	field	NOUN
fbem-19579	107	22	of	of	ADP
fbem-19579	107	23	internet	internet	NOUN
fbem-19579	107	24	finance	finance	NOUN
fbem-19579	107	25	will	will	AUX
fbem-19579	107	26	show	show	VERB
fbem-19579	107	27	a	a	DET
fbem-19579	107	28	broader	broad	ADJ
fbem-19579	107	29	development	development	NOUN
fbem-19579	107	30	prospect	prospect	NOUN
fbem-19579	107	31	.	.	PUNCT
fbem-19579	108	1	references	reference	NOUN
fbem-19579	108	2	[	[	X
fbem-19579	108	3	1	1	NUM
fbem-19579	108	4	]	]	X
fbem-19579	108	5	bai	bai	PROPN
fbem-19579	108	6	,	,	PUNCT
fbem-19579	108	7	y.	y.	PROPN
fbem-19579	108	8	c.	c.	PROPN
fbem-19579	108	9	(	(	PUNCT
fbem-19579	108	10	2019	2019	NUM
fbem-19579	108	11	)	)	PUNCT
fbem-19579	108	12	.	.	PUNCT
fbem-19579	109	1	the	the	DET
fbem-19579	109	2	application	application	NOUN
fbem-19579	109	3	and	and	CCONJ
fbem-19579	109	4	development	development	NOUN
fbem-19579	109	5	of	of	ADP
fbem-19579	109	6	artificial	artificial	ADJ
fbem-19579	109	7	intelligence	intelligence	NOUN
fbem-19579	109	8	risk	risk	NOUN
fbem-19579	109	9	control	control	NOUN
fbem-19579	109	10	in	in	ADP
fbem-19579	109	11	internet	internet	NOUN
fbem-19579	109	12	finance	finance	NOUN
fbem-19579	109	13	.	.	PUNCT
fbem-19579	110	1	business	business	NOUN
fbem-19579	110	2	news	news	PROPN
fbem-19579	110	3	,	,	PUNCT
fbem-19579	110	4	37(20	37(20	NUM
fbem-19579	110	5	)	)	PUNCT
fbem-19579	110	6	,	,	PUNCT
fbem-19579	110	7	48	48	NUM
fbem-19579	110	8	-	-	SYM
fbem-19579	110	9	50	50	NUM
fbem-19579	110	10	.	.	PUNCT
fbem-19579	111	1	[	[	X
fbem-19579	111	2	2	2	NUM
fbem-19579	111	3	]	]	X
fbem-19579	111	4	lian	lian	PROPN
fbem-19579	111	5	,	,	PUNCT
fbem-19579	111	6	j.	j.	PROPN
fbem-19579	111	7	t.	t.	PROPN
fbem-19579	111	8	(	(	PUNCT
fbem-19579	111	9	2019	2019	NUM
fbem-19579	111	10	)	)	PUNCT
fbem-19579	111	11	.	.	PUNCT
fbem-19579	112	1	the	the	DET
fbem-19579	112	2	research	research	NOUN
fbem-19579	112	3	on	on	ADP
fbem-19579	112	4	the	the	DET
fbem-19579	112	5	application	application	NOUN
fbem-19579	112	6	difficulties	difficulty	NOUN
fbem-19579	112	7	and	and	CCONJ
fbem-19579	112	8	countermeasures	countermeasure	NOUN
fbem-19579	112	9	of	of	ADP
fbem-19579	112	10	artificial	artificial	ADJ
fbem-19579	112	11	intelligence	intelligence	NOUN
fbem-19579	112	12	technology	technology	NOUN
fbem-19579	112	13	in	in	ADP
fbem-19579	112	14	the	the	DET
fbem-19579	112	15	financial	financial	ADJ
fbem-19579	112	16	field	field	NOUN
fbem-19579	112	17	.	.	PUNCT
fbem-19579	113	1	peak	peak	NOUN
fbem-19579	113	2	data	datum	NOUN
fbem-19579	113	3	science	science	NOUN
fbem-19579	113	4	,	,	PUNCT
fbem-19579	113	5	18(11	18(11	NUM
fbem-19579	113	6	)	)	PUNCT
fbem-19579	113	7	,	,	PUNCT
fbem-19579	113	8	1	1	X
fbem-19579	113	9	.	.	PUNCT
fbem-19579	114	1	[	[	X
fbem-19579	114	2	3	3	NUM
fbem-19579	114	3	]	]	X
fbem-19579	114	4	fan	fan	NOUN
fbem-19579	114	5	,	,	PUNCT
fbem-19579	114	6	m.	m.	NOUN
fbem-19579	114	7	,	,	PUNCT
fbem-19579	114	8	&	&	CCONJ
fbem-19579	114	9	guan	guan	PROPN
fbem-19579	114	10	,	,	PUNCT
fbem-19579	114	11	l.	l.	PROPN
fbem-19579	114	12	(	(	PUNCT
fbem-19579	114	13	2018	2018	NUM
fbem-19579	114	14	)	)	PUNCT
fbem-19579	114	15	.	.	PUNCT
fbem-19579	115	1	the	the	DET
fbem-19579	115	2	research	research	NOUN
fbem-19579	115	3	onapplication	onapplication	NOUN
fbem-19579	115	4	of	of	ADP
fbem-19579	115	5	artificial	artificial	ADJ
fbem-19579	115	6	intelligence	intelligence	NOUN
fbem-19579	115	7	technology	technology	NOUN
fbem-19579	115	8	in	in	ADP
fbem-19579	115	9	internet	internet	NOUN
fbem-19579	115	10	finance	finance	NOUN
fbem-19579	115	11	and	and	CCONJ
fbem-19579	115	12	security	security	NOUN
fbem-19579	115	13	risk	risk	NOUN
fbem-19579	115	14	.	.	PUNCT
fbem-19579	116	1	the	the	DET
fbem-19579	116	2	journal	journal	PROPN
fbem-19579	116	3	of	of	ADP
fbem-19579	116	4	shandong	shandong	PROPN
fbem-19579	116	5	agriculture	agriculture	PROPN
fbem-19579	116	6	and	and	CCONJ
fbem-19579	116	7	engineering	engineering	PROPN
fbem-19579	116	8	university	university	NOUN
fbem-19579	116	9	,	,	PUNCT
fbem-19579	116	10	35(3	35(3	NUM
fbem-19579	116	11	)	)	PUNCT
fbem-19579	116	12	.	.	PUNCT
fbem-19579	116	13	https://doi.org/10.3969/j.issn.1008-7540.2018.03.014	https://doi.org/10.3969/j.issn.1008-7540.2018.03.014	X
fbem-19579	117	1	[	[	X
fbem-19579	117	2	4	4	NUM
fbem-19579	117	3	]	]	X
fbem-19579	117	4	zhi	zhi	PROPN
fbem-19579	117	5	,	,	PUNCT
fbem-19579	117	6	z.	z.	PROPN
fbem-19579	117	7	f.	f.	PROPN
fbem-19579	117	8	(	(	PUNCT
fbem-19579	117	9	2023	2023	NUM
fbem-19579	117	10	)	)	PUNCT
fbem-19579	117	11	.	.	PUNCT
fbem-19579	118	1	information	information	NOUN
fbem-19579	118	2	content	content	NOUN
fbem-19579	118	3	governance	governance	NOUN
fbem-19579	118	4	of	of	ADP
fbem-19579	118	5	large	large	ADJ
fbem-19579	118	6	model	model	NOUN
fbem-19579	118	7	of	of	ADP
fbem-19579	118	8	generative	generative	ADJ
fbem-19579	118	9	artificial	artificial	ADJ
fbem-19579	118	10	intelligence	intelligence	NOUN
fbem-19579	118	11	.	.	PUNCT
fbem-19579	119	1	tribune	tribune	PROPN
fbem-19579	119	2	of	of	ADP
fbem-19579	119	3	political	political	ADJ
fbem-19579	119	4	science	science	NOUN
fbem-19579	119	5	and	and	CCONJ
fbem-19579	119	6	law	law	NOUN
fbem-19579	119	7	,	,	PUNCT
fbem-19579	119	8	41(4	41(4	NUM
fbem-19579	119	9	)	)	PUNCT
fbem-19579	119	10	,	,	PUNCT
fbem-19579	119	11	34	34	NUM
fbem-19579	119	12	-	-	SYM
fbem-19579	119	13	48	48	NUM
fbem-19579	119	14	.	.	PUNCT
fbem-19579	120	1	https://doi.org/10.3969/j.issn.1000-0208.2023.04.003	https://doi.org/10.3969/j.issn.1000-0208.2023.04.003	NOUN