id	sid	tid	token	lemma	pos
fbem-20424	1	1	frontiers	frontier	NOUN
fbem-20424	1	2	in	in	ADP
fbem-20424	1	3	business	business	NOUN
fbem-20424	1	4	,	,	PUNCT
fbem-20424	1	5	economics	economic	NOUN
fbem-20424	1	6	and	and	CCONJ
fbem-20424	1	7	management	management	NOUN
fbem-20424	1	8	issn	issn	PROPN
fbem-20424	1	9	:	:	PUNCT
fbem-20424	1	10	2766	2766	NUM
fbem-20424	1	11	-	-	PUNCT
fbem-20424	1	12	824x	824x	NUM
fbem-20424	1	13	|	|	ADJ
fbem-20424	1	14	vol	vol	NOUN
fbem-20424	1	15	.	.	PUNCT
fbem-20424	2	1	14	14	NUM
fbem-20424	2	2	,	,	PUNCT
fbem-20424	2	3	no	no	INTJ
fbem-20424	2	4	.	.	NOUN
fbem-20424	2	5	3	3	NUM
fbem-20424	2	6	,	,	PUNCT
fbem-20424	2	7	2024	2024	NUM
fbem-20424	2	8	10	10	NUM
fbem-20424	2	9	promoting	promote	VERB
fbem-20424	2	10	age‐friendly	age‐friendly	DET
fbem-20424	2	11	finance	finance	NOUN
fbem-20424	2	12	and	and	CCONJ
fbem-20424	2	13	bridging	bridge	VERB
fbem-20424	2	14	the	the	DET
fbem-20424	2	15	"	"	PUNCT
fbem-20424	2	16	digital	digital	ADJ
fbem-20424	2	17	divide	divide	NOUN
fbem-20424	2	18	"	"	PUNCT
fbem-20424	2	19	baoting	baote	VERB
fbem-20424	2	20	dou	dou	PROPN
fbem-20424	2	21	*	*	PROPN
fbem-20424	2	22	school	school	NOUN
fbem-20424	2	23	of	of	ADP
fbem-20424	2	24	business	business	NOUN
fbem-20424	2	25	,	,	PUNCT
fbem-20424	2	26	hunan	hunan	PROPN
fbem-20424	2	27	university	university	PROPN
fbem-20424	2	28	of	of	ADP
fbem-20424	2	29	science	science	NOUN
fbem-20424	2	30	and	and	CCONJ
fbem-20424	2	31	technology	technology	NOUN
fbem-20424	2	32	,	,	PUNCT
fbem-20424	2	33	xiangtan	xiangtan	PROPN
fbem-20424	2	34	411201	411201	NUM
fbem-20424	2	35	,	,	PUNCT
fbem-20424	2	36	china	china	PROPN
fbem-20424	2	37	*	*	PUNCT
fbem-20424	2	38	corresponding	correspond	VERB
fbem-20424	2	39	author	author	NOUN
fbem-20424	2	40	abstract	abstract	NOUN
fbem-20424	2	41	:	:	PUNCT
fbem-20424	2	42	with	with	ADP
fbem-20424	2	43	the	the	DET
fbem-20424	2	44	rapid	rapid	ADJ
fbem-20424	2	45	development	development	NOUN
fbem-20424	2	46	of	of	ADP
fbem-20424	2	47	mobile	mobile	ADJ
fbem-20424	2	48	internet	internet	NOUN
fbem-20424	2	49	and	and	CCONJ
fbem-20424	2	50	artificial	artificial	ADJ
fbem-20424	2	51	intelligence	intelligence	NOUN
fbem-20424	2	52	,	,	PUNCT
fbem-20424	2	53	young	young	ADJ
fbem-20424	2	54	and	and	CCONJ
fbem-20424	2	55	middle	middle	ADJ
fbem-20424	2	56	-	-	PUNCT
fbem-20424	2	57	aged	aged	ADJ
fbem-20424	2	58	people	people	NOUN
fbem-20424	2	59	are	be	AUX
fbem-20424	2	60	enjoying	enjoy	VERB
fbem-20424	2	61	the	the	DET
fbem-20424	2	62	convenience	convenience	NOUN
fbem-20424	2	63	of	of	ADP
fbem-20424	2	64	online	online	ADJ
fbem-20424	2	65	shopping	shopping	NOUN
fbem-20424	2	66	,	,	PUNCT
fbem-20424	2	67	ordering	order	VERB
fbem-20424	2	68	food	food	NOUN
fbem-20424	2	69	,	,	PUNCT
fbem-20424	2	70	buying	buy	VERB
fbem-20424	2	71	groceries	grocery	NOUN
fbem-20424	2	72	,	,	PUNCT
fbem-20424	2	73	transferring	transfer	VERB
fbem-20424	2	74	money	money	NOUN
fbem-20424	2	75	and	and	CCONJ
fbem-20424	2	76	so	so	ADV
fbem-20424	2	77	on	on	ADV
fbem-20424	2	78	,	,	PUNCT
fbem-20424	2	79	while	while	SCONJ
fbem-20424	2	80	at	at	ADP
fbem-20424	2	81	the	the	DET
fbem-20424	2	82	same	same	ADJ
fbem-20424	2	83	time	time	NOUN
fbem-20424	2	84	the	the	DET
fbem-20424	2	85	elderly	elderly	ADJ
fbem-20424	2	86	are	be	AUX
fbem-20424	2	87	suffering	suffer	VERB
fbem-20424	2	88	from	from	ADP
fbem-20424	2	89	difficulties	difficulty	NOUN
fbem-20424	2	90	in	in	ADP
fbem-20424	2	91	payment	payment	NOUN
fbem-20424	2	92	,	,	PUNCT
fbem-20424	2	93	traveling	travel	VERB
fbem-20424	2	94	,	,	PUNCT
fbem-20424	2	95	medical	medical	ADJ
fbem-20424	2	96	care	care	NOUN
fbem-20424	2	97	,	,	PUNCT
fbem-20424	2	98	shopping	shopping	NOUN
fbem-20424	2	99	and	and	CCONJ
fbem-20424	2	100	so	so	ADV
fbem-20424	2	101	on	on	ADV
fbem-20424	2	102	,	,	PUNCT
fbem-20424	2	103	which	which	PRON
fbem-20424	2	104	has	have	AUX
fbem-20424	2	105	become	become	VERB
fbem-20424	2	106	a	a	DET
fbem-20424	2	107	"	"	PUNCT
fbem-20424	2	108	digital	digital	ADJ
fbem-20424	2	109	divide	divide	NOUN
fbem-20424	2	110	"	"	PUNCT
fbem-20424	2	111	in	in	ADP
fbem-20424	2	112	front	front	NOUN
fbem-20424	2	113	of	of	ADP
fbem-20424	2	114	the	the	DET
fbem-20424	2	115	elderly	elderly	ADJ
fbem-20424	2	116	.	.	PUNCT
fbem-20424	3	1	according	accord	VERB
fbem-20424	3	2	to	to	ADP
fbem-20424	3	3	the	the	DET
fbem-20424	3	4	data	datum	NOUN
fbem-20424	3	5	released	release	VERB
fbem-20424	3	6	by	by	ADP
fbem-20424	3	7	the	the	DET
fbem-20424	3	8	national	national	PROPN
fbem-20424	3	9	bureau	bureau	PROPN
fbem-20424	3	10	of	of	ADP
fbem-20424	3	11	statistics	statistic	NOUN
fbem-20424	3	12	at	at	ADP
fbem-20424	3	13	the	the	DET
fbem-20424	3	14	end	end	NOUN
fbem-20424	3	15	of	of	ADP
fbem-20424	3	16	2022	2022	NUM
fbem-20424	3	17	,	,	PUNCT
fbem-20424	3	18	china	china	PROPN
fbem-20424	3	19	's	's	PART
fbem-20424	3	20	population	population	NOUN
fbem-20424	3	21	aged	age	VERB
fbem-20424	3	22	60	60	NUM
fbem-20424	3	23	and	and	CCONJ
fbem-20424	3	24	above	above	ADV
fbem-20424	3	25	is	be	AUX
fbem-20424	3	26	28,040,000	28,040,000	NUM
fbem-20424	3	27	,	,	PUNCT
fbem-20424	3	28	accounting	account	VERB
fbem-20424	3	29	for	for	ADP
fbem-20424	3	30	as	as	ADV
fbem-20424	3	31	much	much	ADJ
fbem-20424	3	32	as	as	ADP
fbem-20424	3	33	19.8	19.8	NUM
fbem-20424	3	34	%	%	NOUN
fbem-20424	3	35	of	of	ADP
fbem-20424	3	36	the	the	DET
fbem-20424	3	37	total	total	ADJ
fbem-20424	3	38	population	population	NOUN
fbem-20424	3	39	,	,	PUNCT
fbem-20424	3	40	of	of	ADP
fbem-20424	3	41	which	which	PRON
fbem-20424	3	42	209,780,000	209,780,000	NUM
fbem-20424	3	43	are	be	AUX
fbem-20424	3	44	aged	age	VERB
fbem-20424	3	45	65	65	NUM
fbem-20424	3	46	and	and	CCONJ
fbem-20424	3	47	above	above	ADV
fbem-20424	3	48	,	,	PUNCT
fbem-20424	3	49	accounting	account	VERB
fbem-20424	3	50	for	for	ADP
fbem-20424	3	51	nearly	nearly	ADV
fbem-20424	3	52	15	15	NUM
fbem-20424	3	53	%	%	NOUN
fbem-20424	3	54	,	,	PUNCT
fbem-20424	3	55	which	which	PRON
fbem-20424	3	56	means	mean	VERB
fbem-20424	3	57	that	that	SCONJ
fbem-20424	3	58	china	china	PROPN
fbem-20424	3	59	is	be	AUX
fbem-20424	3	60	facing	face	VERB
fbem-20424	3	61	the	the	DET
fbem-20424	3	62	problem	problem	NOUN
fbem-20424	3	63	of	of	ADP
fbem-20424	3	64	deep	deep	ADJ
fbem-20424	3	65	aging	aging	NOUN
fbem-20424	3	66	.	.	PUNCT
fbem-20424	4	1	therefore	therefore	ADV
fbem-20424	4	2	,	,	PUNCT
fbem-20424	4	3	how	how	SCONJ
fbem-20424	4	4	to	to	PART
fbem-20424	4	5	promote	promote	VERB
fbem-20424	4	6	the	the	DET
fbem-20424	4	7	reform	reform	NOUN
fbem-20424	4	8	of	of	ADP
fbem-20424	4	9	aging	age	VERB
fbem-20424	4	10	and	and	CCONJ
fbem-20424	4	11	provide	provide	VERB
fbem-20424	4	12	financial	financial	ADJ
fbem-20424	4	13	services	service	NOUN
fbem-20424	4	14	suitable	suitable	ADJ
fbem-20424	4	15	for	for	ADP
fbem-20424	4	16	the	the	DET
fbem-20424	4	17	elderly	elderly	ADJ
fbem-20424	4	18	has	have	AUX
fbem-20424	4	19	become	become	VERB
fbem-20424	4	20	a	a	DET
fbem-20424	4	21	new	new	ADJ
fbem-20424	4	22	opportunity	opportunity	NOUN
fbem-20424	4	23	for	for	SCONJ
fbem-20424	4	24	commercial	commercial	ADJ
fbem-20424	4	25	banks	bank	NOUN
fbem-20424	4	26	to	to	PART
fbem-20424	4	27	enhance	enhance	VERB
fbem-20424	4	28	their	their	PRON
fbem-20424	4	29	market	market	NOUN
fbem-20424	4	30	competitiveness	competitiveness	NOUN
fbem-20424	4	31	and	and	CCONJ
fbem-20424	4	32	overtake	overtake	VERB
fbem-20424	4	33	in	in	ADP
fbem-20424	4	34	the	the	DET
fbem-20424	4	35	"	"	PUNCT
fbem-20424	4	36	silver	silver	ADJ
fbem-20424	4	37	economy	economy	NOUN
fbem-20424	4	38	"	"	PUNCT
fbem-20424	4	39	.	.	PUNCT
fbem-20424	5	1	keywords	keyword	NOUN
fbem-20424	5	2	:	:	PUNCT
fbem-20424	5	3	age	age	NOUN
fbem-20424	5	4	-	-	PUNCT
fbem-20424	5	5	friendly	friendly	ADJ
fbem-20424	5	6	finance	finance	NOUN
fbem-20424	5	7	,	,	PUNCT
fbem-20424	5	8	digital	digital	ADJ
fbem-20424	5	9	divide	divide	NOUN
fbem-20424	5	10	,	,	PUNCT
fbem-20424	5	11	commercial	commercial	ADJ
fbem-20424	5	12	banks	bank	NOUN
fbem-20424	5	13	,	,	PUNCT
fbem-20424	5	14	aging	age	VERB
fbem-20424	5	15	population	population	NOUN
fbem-20424	5	16	.	.	PUNCT
fbem-20424	6	1	1	1	X
fbem-20424	6	2	.	.	X
fbem-20424	6	3	introduction	introduction	NOUN
fbem-20424	6	4	population	population	NOUN
fbem-20424	6	5	ageing	ageing	NOUN
fbem-20424	6	6	has	have	AUX
fbem-20424	6	7	become	become	VERB
fbem-20424	6	8	the	the	DET
fbem-20424	6	9	new	new	ADJ
fbem-20424	6	10	normal	normal	ADJ
fbem-20424	6	11	in	in	ADP
fbem-20424	6	12	china	china	PROPN
fbem-20424	6	13	and	and	CCONJ
fbem-20424	6	14	is	be	AUX
fbem-20424	6	15	an	an	DET
fbem-20424	6	16	important	important	ADJ
fbem-20424	6	17	issue	issue	NOUN
fbem-20424	6	18	that	that	PRON
fbem-20424	6	19	needs	need	VERB
fbem-20424	6	20	to	to	PART
fbem-20424	6	21	be	be	AUX
fbem-20424	6	22	properly	properly	ADV
fbem-20424	6	23	dealt	deal	VERB
fbem-20424	6	24	with	with	ADP
fbem-20424	6	25	in	in	ADP
fbem-20424	6	26	china	china	PROPN
fbem-20424	6	27	's	's	PART
fbem-20424	6	28	economic	economic	ADJ
fbem-20424	6	29	and	and	CCONJ
fbem-20424	6	30	social	social	ADJ
fbem-20424	6	31	development	development	NOUN
fbem-20424	6	32	.	.	PUNCT
fbem-20424	7	1	at	at	ADP
fbem-20424	7	2	the	the	DET
fbem-20424	7	3	same	same	ADJ
fbem-20424	7	4	time	time	NOUN
fbem-20424	7	5	,	,	PUNCT
fbem-20424	7	6	according	accord	VERB
fbem-20424	7	7	to	to	ADP
fbem-20424	7	8	the	the	DET
fbem-20424	7	9	demographic	demographic	ADJ
fbem-20424	7	10	changes	change	NOUN
fbem-20424	7	11	predicted	predict	VERB
fbem-20424	7	12	by	by	ADP
fbem-20424	7	13	the	the	DET
fbem-20424	7	14	national	national	ADJ
fbem-20424	7	15	population	population	PROPN
fbem-20424	7	16	development	development	NOUN
fbem-20424	7	17	plan	plan	PROPN
fbem-20424	7	18	2016	2016	NUM
fbem-20424	7	19	-	-	SYM
fbem-20424	7	20	2030	2030	NUM
fbem-20424	7	21	,	,	PUNCT
fbem-20424	7	22	by	by	ADP
fbem-20424	7	23	2030	2030	NUM
fbem-20424	7	24	,	,	PUNCT
fbem-20424	7	25	the	the	DET
fbem-20424	7	26	proportion	proportion	NOUN
fbem-20424	7	27	of	of	ADP
fbem-20424	7	28	people	people	NOUN
fbem-20424	7	29	aged	age	VERB
fbem-20424	7	30	60	60	NUM
fbem-20424	7	31	years	year	NOUN
fbem-20424	7	32	and	and	CCONJ
fbem-20424	7	33	above	above	ADV
fbem-20424	7	34	in	in	ADP
fbem-20424	7	35	china	china	PROPN
fbem-20424	7	36	may	may	AUX
fbem-20424	7	37	approach	approach	VERB
fbem-20424	7	38	or	or	CCONJ
fbem-20424	7	39	even	even	ADV
fbem-20424	7	40	exceed	exceed	VERB
fbem-20424	7	41	1/4	1/4	NUM
fbem-20424	7	42	,	,	PUNCT
fbem-20424	7	43	and	and	CCONJ
fbem-20424	7	44	the	the	DET
fbem-20424	7	45	elderly	elderly	ADJ
fbem-20424	7	46	population	population	NOUN
fbem-20424	7	47	will	will	AUX
fbem-20424	7	48	reach	reach	VERB
fbem-20424	7	49	its	its	PRON
fbem-20424	7	50	peak	peak	NOUN
fbem-20424	7	51	in	in	ADP
fbem-20424	7	52	2055	2055	NUM
fbem-20424	7	53	-	-	SYM
fbem-20424	7	54	2060	2060	NUM
fbem-20424	8	1	[	[	X
fbem-20424	8	2	1	1	NUM
fbem-20424	8	3	]	]	PUNCT
fbem-20424	8	4	.	.	PUNCT
fbem-20424	9	1	in	in	ADP
fbem-20424	9	2	view	view	NOUN
fbem-20424	9	3	of	of	ADP
fbem-20424	9	4	this	this	PRON
fbem-20424	9	5	,	,	PUNCT
fbem-20424	9	6	the	the	DET
fbem-20424	9	7	19th	19th	ADJ
fbem-20424	9	8	national	national	ADJ
fbem-20424	9	9	congress	congress	PROPN
fbem-20424	9	10	of	of	ADP
fbem-20424	9	11	the	the	DET
fbem-20424	9	12	cpc	cpc	PROPN
fbem-20424	9	13	,	,	PUNCT
fbem-20424	9	14	the	the	DET
fbem-20424	9	15	14th	14th	ADJ
fbem-20424	9	16	five	five	NUM
fbem-20424	9	17	-	-	PUNCT
fbem-20424	9	18	year	year	NOUN
fbem-20424	9	19	plan	plan	NOUN
fbem-20424	9	20	and	and	CCONJ
fbem-20424	9	21	the	the	DET
fbem-20424	9	22	vision	vision	NOUN
fbem-20424	9	23	2035	2035	NUM
fbem-20424	9	24	outline	outline	NOUN
fbem-20424	9	25	have	have	AUX
fbem-20424	9	26	all	all	PRON
fbem-20424	9	27	made	make	VERB
fbem-20424	9	28	overall	overall	ADJ
fbem-20424	9	29	deployment	deployment	NOUN
fbem-20424	9	30	and	and	CCONJ
fbem-20424	9	31	arrangements	arrangement	NOUN
fbem-20424	9	32	for	for	ADP
fbem-20424	9	33	population	population	NOUN
fbem-20424	9	34	aging	aging	NOUN
fbem-20424	9	35	.	.	PUNCT
fbem-20424	10	1	in	in	ADP
fbem-20424	10	2	the	the	DET
fbem-20424	10	3	field	field	NOUN
fbem-20424	10	4	of	of	ADP
fbem-20424	10	5	financial	financial	ADJ
fbem-20424	10	6	development	development	NOUN
fbem-20424	10	7	,	,	PUNCT
fbem-20424	10	8	the	the	DET
fbem-20424	10	9	people	people	NOUN
fbem-20424	10	10	's	's	PART
fbem-20424	10	11	bank	bank	PROPN
fbem-20424	10	12	of	of	ADP
fbem-20424	10	13	china	china	PROPN
fbem-20424	10	14	and	and	CCONJ
fbem-20424	10	15	other	other	ADJ
fbem-20424	10	16	departments	department	NOUN
fbem-20424	10	17	have	have	AUX
fbem-20424	10	18	also	also	ADV
fbem-20424	10	19	issued	issue	VERB
fbem-20424	10	20	a	a	DET
fbem-20424	10	21	number	number	NOUN
fbem-20424	10	22	of	of	ADP
fbem-20424	10	23	guidance	guidance	NOUN
fbem-20424	10	24	opinions	opinion	NOUN
fbem-20424	10	25	and	and	CCONJ
fbem-20424	10	26	working	working	NOUN
fbem-20424	10	27	guidelines	guideline	NOUN
fbem-20424	10	28	to	to	PART
fbem-20424	10	29	promote	promote	VERB
fbem-20424	10	30	aging	age	VERB
fbem-20424	10	31	financial	financial	ADJ
fbem-20424	10	32	services	service	NOUN
fbem-20424	10	33	,	,	PUNCT
fbem-20424	10	34	with	with	ADP
fbem-20424	10	35	the	the	DET
fbem-20424	10	36	aim	aim	NOUN
fbem-20424	10	37	of	of	ADP
fbem-20424	10	38	improving	improve	VERB
fbem-20424	10	39	the	the	DET
fbem-20424	10	40	satisfaction	satisfaction	NOUN
fbem-20424	10	41	of	of	ADP
fbem-20424	10	42	elderly	elderly	ADJ
fbem-20424	10	43	customers	customer	NOUN
fbem-20424	10	44	.	.	PUNCT
fbem-20424	11	1	according	accord	VERB
fbem-20424	11	2	to	to	ADP
fbem-20424	11	3	age	age	NOUN
fbem-20424	11	4	club	club	NOUN
fbem-20424	11	5	statistics	statistic	NOUN
fbem-20424	11	6	,	,	PUNCT
fbem-20424	11	7	a	a	DET
fbem-20424	11	8	small	small	ADJ
fbem-20424	11	9	number	number	NOUN
fbem-20424	11	10	of	of	ADP
fbem-20424	11	11	elderly	elderly	ADJ
fbem-20424	11	12	customers	customer	NOUN
fbem-20424	11	13	hold	hold	VERB
fbem-20424	11	14	more	more	ADJ
fbem-20424	11	15	than	than	ADP
fbem-20424	11	16	70	70	NUM
fbem-20424	11	17	%	%	NOUN
fbem-20424	11	18	of	of	ADP
fbem-20424	11	19	total	total	ADJ
fbem-20424	11	20	bank	bank	NOUN
fbem-20424	11	21	deposits	deposit	NOUN
fbem-20424	11	22	[	[	X
fbem-20424	11	23	2	2	NUM
fbem-20424	11	24	]	]	PUNCT
fbem-20424	11	25	.	.	PUNCT
fbem-20424	12	1	although	although	SCONJ
fbem-20424	12	2	the	the	DET
fbem-20424	12	3	proportion	proportion	NOUN
fbem-20424	12	4	of	of	ADP
fbem-20424	12	5	the	the	DET
fbem-20424	12	6	elderly	elderly	ADJ
fbem-20424	12	7	group	group	NOUN
fbem-20424	12	8	in	in	ADP
fbem-20424	12	9	the	the	DET
fbem-20424	12	10	commercial	commercial	ADJ
fbem-20424	12	11	bank	bank	NOUN
fbem-20424	12	12	customers	customer	NOUN
fbem-20424	12	13	is	be	AUX
fbem-20424	12	14	not	not	PART
fbem-20424	12	15	large	large	ADJ
fbem-20424	12	16	,	,	PUNCT
fbem-20424	12	17	but	but	CCONJ
fbem-20424	12	18	from	from	ADP
fbem-20424	12	19	this	this	DET
fbem-20424	12	20	part	part	NOUN
fbem-20424	12	21	of	of	ADP
fbem-20424	12	22	the	the	DET
fbem-20424	12	23	group	group	NOUN
fbem-20424	12	24	to	to	PART
fbem-20424	12	25	absorb	absorb	VERB
fbem-20424	12	26	the	the	DET
fbem-20424	12	27	funds	fund	NOUN
fbem-20424	12	28	can	can	AUX
fbem-20424	12	29	give	give	VERB
fbem-20424	12	30	banks	bank	NOUN
fbem-20424	12	31	and	and	CCONJ
fbem-20424	12	32	other	other	ADJ
fbem-20424	12	33	financial	financial	ADJ
fbem-20424	12	34	institutions	institution	NOUN
fbem-20424	12	35	to	to	PART
fbem-20424	12	36	bring	bring	VERB
fbem-20424	12	37	a	a	DET
fbem-20424	12	38	huge	huge	ADJ
fbem-20424	12	39	amount	amount	NOUN
fbem-20424	12	40	of	of	ADP
fbem-20424	12	41	revenue	revenue	NOUN
fbem-20424	12	42	,	,	PUNCT
fbem-20424	12	43	and	and	CCONJ
fbem-20424	12	44	this	this	DET
fbem-20424	12	45	part	part	NOUN
fbem-20424	12	46	of	of	ADP
fbem-20424	12	47	the	the	DET
fbem-20424	12	48	group	group	NOUN
fbem-20424	12	49	is	be	AUX
fbem-20424	12	50	facing	face	VERB
fbem-20424	12	51	a	a	DET
fbem-20424	12	52	serious	serious	ADJ
fbem-20424	12	53	"	"	PUNCT
fbem-20424	12	54	digital	digital	ADJ
fbem-20424	12	55	divide	divide	NOUN
fbem-20424	12	56	"	"	PUNCT
fbem-20424	12	57	problem	problem	NOUN
fbem-20424	12	58	,	,	PUNCT
fbem-20424	12	59	therefore	therefore	ADV
fbem-20424	12	60	,	,	PUNCT
fbem-20424	12	61	to	to	PART
fbem-20424	12	62	solve	solve	VERB
fbem-20424	12	63	the	the	DET
fbem-20424	12	64	"	"	PUNCT
fbem-20424	12	65	digital	digital	ADJ
fbem-20424	12	66	divide	divide	NOUN
fbem-20424	12	67	"	"	PUNCT
fbem-20424	12	68	problem	problem	NOUN
fbem-20424	12	69	of	of	ADP
fbem-20424	12	70	the	the	DET
fbem-20424	12	71	elderly	elderly	ADJ
fbem-20424	12	72	group	group	NOUN
fbem-20424	12	73	has	have	AUX
fbem-20424	12	74	become	become	VERB
fbem-20424	12	75	an	an	DET
fbem-20424	12	76	urgent	urgent	ADJ
fbem-20424	12	77	task	task	NOUN
fbem-20424	12	78	for	for	ADP
fbem-20424	12	79	financial	financial	ADJ
fbem-20424	12	80	institutions	institution	NOUN
fbem-20424	12	81	.	.	PUNCT
fbem-20424	13	1	therefore	therefore	ADV
fbem-20424	13	2	,	,	PUNCT
fbem-20424	13	3	solving	solve	VERB
fbem-20424	13	4	the	the	DET
fbem-20424	13	5	problem	problem	NOUN
fbem-20424	13	6	of	of	ADP
fbem-20424	13	7	the	the	DET
fbem-20424	13	8	"	"	PUNCT
fbem-20424	13	9	digital	digital	ADJ
fbem-20424	13	10	divide	divide	NOUN
fbem-20424	13	11	"	"	PUNCT
fbem-20424	13	12	among	among	ADP
fbem-20424	13	13	the	the	DET
fbem-20424	13	14	elderly	elderly	ADJ
fbem-20424	13	15	has	have	AUX
fbem-20424	13	16	become	become	VERB
fbem-20424	13	17	a	a	DET
fbem-20424	13	18	top	top	ADJ
fbem-20424	13	19	priority	priority	NOUN
fbem-20424	13	20	for	for	ADP
fbem-20424	13	21	financial	financial	ADJ
fbem-20424	13	22	institutions	institution	NOUN
fbem-20424	13	23	.	.	PUNCT
fbem-20424	14	1	meeting	meet	VERB
fbem-20424	14	2	the	the	DET
fbem-20424	14	3	diversified	diversify	VERB
fbem-20424	14	4	financial	financial	ADJ
fbem-20424	14	5	needs	need	NOUN
fbem-20424	14	6	of	of	ADP
fbem-20424	14	7	the	the	DET
fbem-20424	14	8	elderly	elderly	ADJ
fbem-20424	14	9	and	and	CCONJ
fbem-20424	14	10	promoting	promote	VERB
fbem-20424	14	11	the	the	DET
fbem-20424	14	12	development	development	NOUN
fbem-20424	14	13	of	of	ADP
fbem-20424	14	14	financial	financial	ADJ
fbem-20424	14	15	services	service	NOUN
fbem-20424	14	16	in	in	ADP
fbem-20424	14	17	the	the	DET
fbem-20424	14	18	direction	direction	NOUN
fbem-20424	14	19	of	of	ADP
fbem-20424	14	20	safety	safety	NOUN
fbem-20424	14	21	and	and	CCONJ
fbem-20424	14	22	convenience	convenience	NOUN
fbem-20424	14	23	is	be	AUX
fbem-20424	14	24	the	the	DET
fbem-20424	14	25	fundamental	fundamental	ADJ
fbem-20424	14	26	purpose	purpose	NOUN
fbem-20424	14	27	of	of	ADP
fbem-20424	14	28	realizing	realize	VERB
fbem-20424	14	29	the	the	DET
fbem-20424	14	30	ageing	age	VERB
fbem-20424	14	31	transformation	transformation	NOUN
fbem-20424	14	32	of	of	ADP
fbem-20424	14	33	financial	financial	ADJ
fbem-20424	14	34	services	service	NOUN
fbem-20424	14	35	.	.	PUNCT
fbem-20424	15	1	from	from	ADP
fbem-20424	15	2	the	the	DET
fbem-20424	15	3	practical	practical	ADJ
fbem-20424	15	4	experience	experience	NOUN
fbem-20424	15	5	at	at	ADP
fbem-20424	15	6	home	home	NOUN
fbem-20424	15	7	and	and	CCONJ
fbem-20424	15	8	abroad	abroad	ADV
fbem-20424	15	9	,	,	PUNCT
fbem-20424	15	10	it	it	PRON
fbem-20424	15	11	is	be	AUX
fbem-20424	15	12	known	know	VERB
fbem-20424	15	13	that	that	SCONJ
fbem-20424	15	14	financial	financial	ADJ
fbem-20424	15	15	institutions	institution	NOUN
fbem-20424	15	16	should	should	AUX
fbem-20424	15	17	firstly	firstly	ADV
fbem-20424	15	18	identify	identify	VERB
fbem-20424	15	19	the	the	DET
fbem-20424	15	20	differences	difference	NOUN
fbem-20424	15	21	in	in	ADP
fbem-20424	15	22	the	the	DET
fbem-20424	15	23	needs	need	NOUN
fbem-20424	15	24	of	of	ADP
fbem-20424	15	25	different	different	ADJ
fbem-20424	15	26	customers	customer	NOUN
fbem-20424	15	27	for	for	ADP
fbem-20424	15	28	financial	financial	ADJ
fbem-20424	15	29	services	service	NOUN
fbem-20424	15	30	,	,	PUNCT
fbem-20424	15	31	pay	pay	VERB
fbem-20424	15	32	attention	attention	NOUN
fbem-20424	15	33	to	to	ADP
fbem-20424	15	34	the	the	DET
fbem-20424	15	35	financial	financial	ADJ
fbem-20424	15	36	consumption	consumption	NOUN
fbem-20424	15	37	habits	habit	NOUN
fbem-20424	15	38	and	and	CCONJ
fbem-20424	15	39	financial	financial	ADJ
fbem-20424	15	40	service	service	NOUN
fbem-20424	15	41	needs	need	NOUN
fbem-20424	15	42	of	of	ADP
fbem-20424	15	43	elderly	elderly	ADJ
fbem-20424	15	44	customers	customer	NOUN
fbem-20424	15	45	,	,	PUNCT
fbem-20424	15	46	and	and	CCONJ
fbem-20424	15	47	carry	carry	VERB
fbem-20424	15	48	out	out	ADP
fbem-20424	15	49	aging	age	VERB
fbem-20424	15	50	-	-	PUNCT
fbem-20424	15	51	adapted	adapt	VERB
fbem-20424	15	52	innovation	innovation	NOUN
fbem-20424	15	53	of	of	ADP
fbem-20424	15	54	financial	financial	ADJ
fbem-20424	15	55	products	product	NOUN
fbem-20424	15	56	and	and	CCONJ
fbem-20424	15	57	services	service	NOUN
fbem-20424	15	58	on	on	ADP
fbem-20424	15	59	the	the	DET
fbem-20424	15	60	basis	basis	NOUN
fbem-20424	15	61	of	of	ADP
fbem-20424	15	62	fully	fully	ADV
fbem-20424	15	63	respecting	respect	VERB
fbem-20424	15	64	the	the	DET
fbem-20424	15	65	consumption	consumption	NOUN
fbem-20424	15	66	habits	habit	NOUN
fbem-20424	15	67	of	of	ADP
fbem-20424	15	68	the	the	DET
fbem-20424	15	69	elderly	elderly	ADJ
fbem-20424	15	70	group	group	NOUN
fbem-20424	16	1	[	[	X
fbem-20424	16	2	3	3	NUM
fbem-20424	16	3	]	]	PUNCT
fbem-20424	16	4	.	.	PUNCT
fbem-20424	17	1	2	2	X
fbem-20424	17	2	.	.	X
fbem-20424	17	3	financial	financial	ADJ
fbem-20424	17	4	needs	need	NOUN
fbem-20424	17	5	of	of	ADP
fbem-20424	17	6	our	our	PRON
fbem-20424	17	7	older	old	ADJ
fbem-20424	17	8	persons	person	NOUN
fbem-20424	17	9	as	as	SCONJ
fbem-20424	17	10	china	china	PROPN
fbem-20424	17	11	's	's	PART
fbem-20424	17	12	economy	economy	NOUN
fbem-20424	17	13	improves	improve	VERB
fbem-20424	17	14	,	,	PUNCT
fbem-20424	17	15	the	the	DET
fbem-20424	17	16	income	income	NOUN
fbem-20424	17	17	level	level	NOUN
fbem-20424	17	18	of	of	ADP
fbem-20424	17	19	the	the	DET
fbem-20424	17	20	elderly	elderly	ADJ
fbem-20424	17	21	has	have	AUX
fbem-20424	17	22	risen	rise	VERB
fbem-20424	17	23	significantly	significantly	ADV
fbem-20424	17	24	.	.	PUNCT
fbem-20424	18	1	in	in	ADP
fbem-20424	18	2	general	general	ADJ
fbem-20424	18	3	,	,	PUNCT
fbem-20424	18	4	the	the	DET
fbem-20424	18	5	financial	financial	ADJ
fbem-20424	18	6	needs	need	NOUN
fbem-20424	18	7	of	of	ADP
fbem-20424	18	8	the	the	DET
fbem-20424	18	9	elderly	elderly	ADJ
fbem-20424	18	10	are	be	AUX
fbem-20424	18	11	gradually	gradually	ADV
fbem-20424	18	12	diversifying	diversify	VERB
fbem-20424	18	13	.	.	PUNCT
fbem-20424	19	1	the	the	DET
fbem-20424	19	2	financial	financial	ADJ
fbem-20424	19	3	needs	need	NOUN
fbem-20424	19	4	of	of	ADP
fbem-20424	19	5	the	the	DET
fbem-20424	19	6	elderly	elderly	ADJ
fbem-20424	19	7	include	include	VERB
fbem-20424	19	8	the	the	DET
fbem-20424	19	9	need	need	NOUN
fbem-20424	19	10	for	for	ADP
fbem-20424	19	11	savings	saving	NOUN
fbem-20424	19	12	,	,	PUNCT
fbem-20424	19	13	the	the	DET
fbem-20424	19	14	need	need	NOUN
fbem-20424	19	15	for	for	ADP
fbem-20424	19	16	bank	bank	NOUN
fbem-20424	19	17	finance	finance	NOUN
fbem-20424	19	18	and	and	CCONJ
fbem-20424	19	19	the	the	DET
fbem-20424	19	20	need	need	NOUN
fbem-20424	19	21	for	for	ADP
fbem-20424	19	22	diversified	diversified	ADJ
fbem-20424	19	23	services	service	NOUN
fbem-20424	19	24	.	.	PUNCT
fbem-20424	20	1	among	among	ADP
fbem-20424	20	2	them	they	PRON
fbem-20424	20	3	,	,	PUNCT
fbem-20424	20	4	the	the	DET
fbem-20424	20	5	savings	saving	NOUN
fbem-20424	20	6	demand	demand	NOUN
fbem-20424	20	7	is	be	AUX
fbem-20424	20	8	mainly	mainly	ADV
fbem-20424	20	9	due	due	ADJ
fbem-20424	20	10	to	to	ADP
fbem-20424	20	11	the	the	DET
fbem-20424	20	12	elderly	elderly	ADJ
fbem-20424	20	13	daily	daily	ADJ
fbem-20424	20	14	expenses	expense	NOUN
fbem-20424	20	15	,	,	PUNCT
fbem-20424	20	16	old	old	ADJ
fbem-20424	20	17	age	age	NOUN
fbem-20424	20	18	,	,	PUNCT
fbem-20424	20	19	to	to	ADP
fbem-20424	20	20	their	their	PRON
fbem-20424	20	21	children	child	NOUN
fbem-20424	20	22	to	to	PART
fbem-20424	20	23	spend	spend	VERB
fbem-20424	20	24	and	and	CCONJ
fbem-20424	20	25	prepare	prepare	VERB
fbem-20424	20	26	for	for	ADP
fbem-20424	20	27	the	the	DET
fbem-20424	20	28	emergency	emergency	NOUN
fbem-20424	20	29	and	and	CCONJ
fbem-20424	20	30	so	so	ADV
fbem-20424	20	31	on	on	ADP
fbem-20424	20	32	the	the	DET
fbem-20424	20	33	hands	hand	NOUN
fbem-20424	20	34	of	of	ADP
fbem-20424	20	35	the	the	DET
fbem-20424	20	36	idle	idle	ADJ
fbem-20424	20	37	funds	fund	NOUN
fbem-20424	20	38	deposited	deposit	VERB
fbem-20424	20	39	in	in	ADP
fbem-20424	20	40	the	the	DET
fbem-20424	20	41	bank	bank	NOUN
fbem-20424	20	42	,	,	PUNCT
fbem-20424	20	43	in	in	ADP
fbem-20424	20	44	this	this	DET
fbem-20424	20	45	kind	kind	NOUN
fbem-20424	20	46	of	of	ADP
fbem-20424	20	47	demand	demand	NOUN
fbem-20424	20	48	the	the	DET
fbem-20424	20	49	elderly	elderly	ADJ
fbem-20424	20	50	is	be	AUX
fbem-20424	20	51	mainly	mainly	ADV
fbem-20424	20	52	concerned	concerned	ADJ
fbem-20424	20	53	about	about	ADP
fbem-20424	20	54	their	their	PRON
fbem-20424	20	55	own	own	ADJ
fbem-20424	20	56	deposited	deposit	VERB
fbem-20424	20	57	money	money	NOUN
fbem-20424	20	58	in	in	ADP
fbem-20424	20	59	the	the	DET
fbem-20424	20	60	bank	bank	NOUN
fbem-20424	20	61	is	be	AUX
fbem-20424	20	62	safe	safe	ADJ
fbem-20424	20	63	,	,	PUNCT
fbem-20424	20	64	concerned	concerned	ADJ
fbem-20424	20	65	about	about	ADP
fbem-20424	20	66	their	their	PRON
fbem-20424	20	67	own	own	ADJ
fbem-20424	20	68	bank	bank	NOUN
fbem-20424	20	69	card	card	NOUN
fbem-20424	20	70	or	or	CCONJ
fbem-20424	20	71	passbook	passbook	NOUN
fbem-20424	20	72	inside	inside	ADP
fbem-20424	20	73	the	the	DET
fbem-20424	20	74	balance	balance	NOUN
fbem-20424	20	75	of	of	ADP
fbem-20424	20	76	the	the	DET
fbem-20424	20	77	deposits	deposit	NOUN
fbem-20424	20	78	;	;	PUNCT
fbem-20424	20	79	the	the	DET
fbem-20424	20	80	elderly	elderly	ADJ
fbem-20424	20	81	's	's	PART
fbem-20424	20	82	financial	financial	ADJ
fbem-20424	20	83	needs	need	NOUN
fbem-20424	20	84	are	be	AUX
fbem-20424	20	85	mainly	mainly	ADV
fbem-20424	20	86	the	the	DET
fbem-20424	20	87	pursuit	pursuit	NOUN
fbem-20424	20	88	of	of	ADP
fbem-20424	20	89	the	the	DET
fbem-20424	20	90	property	property	NOUN
fbem-20424	20	91	of	of	ADP
fbem-20424	20	92	the	the	DET
fbem-20424	20	93	preservation	preservation	NOUN
fbem-20424	20	94	of	of	ADP
fbem-20424	20	95	capital	capital	NOUN
fbem-20424	20	96	appreciation	appreciation	NOUN
fbem-20424	20	97	,	,	PUNCT
fbem-20424	20	98	pay	pay	VERB
fbem-20424	20	99	attention	attention	NOUN
fbem-20424	20	100	to	to	ADP
fbem-20424	20	101	the	the	DET
fbem-20424	20	102	rate	rate	NOUN
fbem-20424	20	103	of	of	ADP
fbem-20424	20	104	return	return	NOUN
fbem-20424	20	105	,	,	PUNCT
fbem-20424	20	106	aversion	aversion	NOUN
fbem-20424	20	107	to	to	PART
fbem-20424	20	108	risk	risk	VERB
fbem-20424	20	109	,	,	PUNCT
fbem-20424	20	110	pay	pay	VERB
fbem-20424	20	111	attention	attention	NOUN
fbem-20424	20	112	to	to	ADP
fbem-20424	20	113	the	the	DET
fbem-20424	20	114	financial	financial	ADJ
fbem-20424	20	115	institution	institution	NOUN
fbem-20424	20	116	brand	brand	NOUN
fbem-20424	20	117	,	,	PUNCT
fbem-20424	20	118	their	their	PRON
fbem-20424	20	119	most	most	ADV
fbem-20424	20	120	purchased	purchase	VERB
fbem-20424	20	121	products	product	NOUN
fbem-20424	20	122	are	be	AUX
fbem-20424	20	123	regular	regular	ADJ
fbem-20424	20	124	savings	saving	NOUN
fbem-20424	20	125	and	and	CCONJ
fbem-20424	20	126	treasury	treasury	NOUN
fbem-20424	20	127	bonds	bond	NOUN
fbem-20424	20	128	,	,	PUNCT
fbem-20424	20	129	and	and	CCONJ
fbem-20424	20	130	they	they	PRON
fbem-20424	20	131	like	like	VERB
fbem-20424	20	132	to	to	PART
fbem-20424	20	133	compare	compare	VERB
fbem-20424	20	134	the	the	DET
fbem-20424	20	135	yield	yield	NOUN
fbem-20424	20	136	,	,	PUNCT
fbem-20424	20	137	risk	risk	NOUN
fbem-20424	20	138	and	and	CCONJ
fbem-20424	20	139	liquidity	liquidity	NOUN
fbem-20424	20	140	of	of	ADP
fbem-20424	20	141	financial	financial	ADJ
fbem-20424	20	142	products	product	NOUN
fbem-20424	20	143	with	with	ADP
fbem-20424	20	144	those	those	PRON
fbem-20424	20	145	of	of	ADP
fbem-20424	20	146	regular	regular	ADJ
fbem-20424	20	147	ones	one	NOUN
fbem-20424	20	148	,	,	PUNCT
fbem-20424	20	149	and	and	CCONJ
fbem-20424	20	150	in	in	ADP
fbem-20424	20	151	terms	term	NOUN
fbem-20424	20	152	of	of	ADP
fbem-20424	20	153	subregions	subregion	NOUN
fbem-20424	20	154	,	,	PUNCT
fbem-20424	20	155	the	the	DET
fbem-20424	20	156	elderly	elderly	ADJ
fbem-20424	20	157	in	in	ADP
fbem-20424	20	158	urban	urban	ADJ
fbem-20424	20	159	areas	area	NOUN
fbem-20424	20	160	pay	pay	VERB
fbem-20424	20	161	more	more	ADJ
fbem-20424	20	162	attention	attention	NOUN
fbem-20424	20	163	to	to	ADP
fbem-20424	20	164	personalized	personalized	ADJ
fbem-20424	20	165	and	and	CCONJ
fbem-20424	20	166	characteristic	characteristic	ADJ
fbem-20424	20	167	financial	financial	ADJ
fbem-20424	20	168	products	product	NOUN
fbem-20424	20	169	targeting	target	VERB
fbem-20424	20	170	pensions	pension	NOUN
fbem-20424	20	171	,	,	PUNCT
fbem-20424	20	172	etc	etc	X
fbem-20424	20	173	.	.	X
fbem-20424	20	174	,	,	PUNCT
fbem-20424	20	175	while	while	SCONJ
fbem-20424	20	176	those	those	PRON
fbem-20424	20	177	in	in	ADP
fbem-20424	20	178	rural	rural	ADJ
fbem-20424	20	179	areas	area	NOUN
fbem-20424	20	180	pay	pay	VERB
fbem-20424	20	181	more	more	ADJ
fbem-20424	20	182	attention	attention	NOUN
fbem-20424	20	183	to	to	ADP
fbem-20424	20	184	capital	capital	NOUN
fbem-20424	20	185	preservation	preservation	NOUN
fbem-20424	20	186	;	;	PUNCT
fbem-20424	20	187	the	the	DET
fbem-20424	20	188	elderly	elderly	ADJ
fbem-20424	20	189	,	,	PUNCT
fbem-20424	20	190	due	due	ADP
fbem-20424	20	191	to	to	ADP
fbem-20424	20	192	their	their	PRON
fbem-20424	20	193	own	own	ADJ
fbem-20424	20	194	particularities	particularity	NOUN
fbem-20424	20	195	,	,	PUNCT
fbem-20424	20	196	are	be	AUX
fbem-20424	20	197	highly	highly	ADV
fbem-20424	20	198	dependent	dependent	ADJ
fbem-20424	20	199	on	on	ADP
fbem-20424	20	200	the	the	DET
fbem-20424	20	201	network	network	NOUN
fbem-20424	20	202	outlets	outlet	NOUN
fbem-20424	20	203	,	,	PUNCT
fbem-20424	20	204	and	and	CCONJ
fbem-20424	20	205	the	the	DET
fbem-20424	20	206	diversified	diversified	ADJ
fbem-20424	20	207	service	service	NOUN
fbem-20424	20	208	demands	demand	NOUN
fbem-20424	20	209	mainly	mainly	ADV
fbem-20424	20	210	refer	refer	VERB
fbem-20424	20	211	to	to	ADP
fbem-20424	20	212	the	the	DET
fbem-20424	20	213	following	follow	VERB
fbem-20424	20	214	the	the	DET
fbem-20424	20	215	diversified	diversify	VERB
fbem-20424	20	216	service	service	NOUN
fbem-20424	20	217	demands	demand	NOUN
fbem-20424	20	218	mainly	mainly	ADV
fbem-20424	20	219	refer	refer	VERB
fbem-20424	20	220	to	to	ADP
fbem-20424	20	221	the	the	DET
fbem-20424	20	222	demand	demand	NOUN
fbem-20424	20	223	for	for	ADP
fbem-20424	20	224	hardware	hardware	NOUN
fbem-20424	20	225	setup	setup	NOUN
fbem-20424	20	226	of	of	ADP
fbem-20424	20	227	the	the	DET
fbem-20424	20	228	outlets	outlet	NOUN
fbem-20424	20	229	,	,	PUNCT
fbem-20424	20	230	the	the	DET
fbem-20424	20	231	demand	demand	NOUN
fbem-20424	20	232	for	for	ADP
fbem-20424	20	233	service	service	NOUN
fbem-20424	20	234	environment	environment	NOUN
fbem-20424	20	235	and	and	CCONJ
fbem-20424	20	236	professional	professional	ADJ
fbem-20424	20	237	service	service	NOUN
fbem-20424	20	238	personnel	personnel	NOUN
fbem-20424	20	239	,	,	PUNCT
fbem-20424	20	240	and	and	CCONJ
fbem-20424	20	241	the	the	DET
fbem-20424	20	242	demand	demand	NOUN
fbem-20424	20	243	for	for	ADP
fbem-20424	20	244	improvement	improvement	NOUN
fbem-20424	20	245	of	of	ADP
fbem-20424	20	246	financial	financial	ADJ
fbem-20424	20	247	literacy	literacy	NOUN
fbem-20424	20	248	.	.	PUNCT
fbem-20424	21	1	11	11	NUM
fbem-20424	21	2	3	3	NUM
fbem-20424	21	3	.	.	PUNCT
fbem-20424	22	1	the	the	DET
fbem-20424	22	2	current	current	ADJ
fbem-20424	22	3	situation	situation	NOUN
fbem-20424	22	4	of	of	ADP
fbem-20424	22	5	aging	age	VERB
fbem-20424	22	6	finance	finance	NOUN
fbem-20424	22	7	in	in	ADP
fbem-20424	22	8	china	china	PROPN
fbem-20424	22	9	's	's	PART
fbem-20424	22	10	commercial	commercial	ADJ
fbem-20424	22	11	banks	bank	NOUN
fbem-20424	22	12	3.1	3.1	NUM
fbem-20424	22	13	.	.	PUNCT
fbem-20424	22	14	insufficient	insufficient	ADJ
fbem-20424	22	15	service	service	NOUN
fbem-20424	22	16	support	support	NOUN
fbem-20424	22	17	for	for	ADP
fbem-20424	22	18	agefriendly	agefriendly	ADJ
fbem-20424	22	19	finance	finance	NOUN
fbem-20424	22	20	leaves	leave	VERB
fbem-20424	22	21	older	old	ADJ
fbem-20424	22	22	people	people	NOUN
fbem-20424	22	23	on	on	ADP
fbem-20424	22	24	the	the	DET
fbem-20424	22	25	digital	digital	ADJ
fbem-20424	22	26	periphery	periphery	NOUN
fbem-20424	22	27	with	with	ADP
fbem-20424	22	28	the	the	DET
fbem-20424	22	29	digital	digital	ADJ
fbem-20424	22	30	transformation	transformation	NOUN
fbem-20424	22	31	of	of	ADP
fbem-20424	22	32	the	the	DET
fbem-20424	22	33	banking	banking	NOUN
fbem-20424	22	34	industry	industry	NOUN
fbem-20424	22	35	,	,	PUNCT
fbem-20424	22	36	the	the	DET
fbem-20424	22	37	business	business	NOUN
fbem-20424	22	38	of	of	ADP
fbem-20424	22	39	many	many	ADJ
fbem-20424	22	40	banks	bank	NOUN
fbem-20424	22	41	has	have	AUX
fbem-20424	22	42	begun	begin	VERB
fbem-20424	22	43	to	to	PART
fbem-20424	22	44	shift	shift	VERB
fbem-20424	22	45	from	from	ADP
fbem-20424	22	46	offline	offline	ADJ
fbem-20424	22	47	branches	branch	NOUN
fbem-20424	22	48	to	to	ADP
fbem-20424	22	49	online	online	ADJ
fbem-20424	22	50	mobile	mobile	ADJ
fbem-20424	22	51	banking	banking	NOUN
fbem-20424	22	52	app	app	PROPN
fbem-20424	22	53	operation	operation	NOUN
fbem-20424	22	54	,	,	PUNCT
fbem-20424	22	55	and	and	CCONJ
fbem-20424	22	56	the	the	DET
fbem-20424	22	57	staff	staff	NOUN
fbem-20424	22	58	of	of	ADP
fbem-20424	22	59	business	business	NOUN
fbem-20424	22	60	branches	branch	NOUN
fbem-20424	22	61	and	and	CCONJ
fbem-20424	22	62	offline	offline	NOUN
fbem-20424	22	63	has	have	AUX
fbem-20424	22	64	been	be	AUX
fbem-20424	22	65	reduced	reduce	VERB
fbem-20424	22	66	accordingly	accordingly	ADV
fbem-20424	22	67	,	,	PUNCT
fbem-20424	22	68	the	the	DET
fbem-20424	22	69	intelligent	intelligent	ADJ
fbem-20424	22	70	service	service	NOUN
fbem-20424	22	71	has	have	AUX
fbem-20424	22	72	increased	increase	VERB
fbem-20424	22	73	,	,	PUNCT
fbem-20424	22	74	and	and	CCONJ
fbem-20424	22	75	the	the	DET
fbem-20424	22	76	manual	manual	ADJ
fbem-20424	22	77	service	service	NOUN
fbem-20424	22	78	has	have	AUX
fbem-20424	22	79	been	be	AUX
fbem-20424	22	80	reduced	reduce	VERB
fbem-20424	22	81	,	,	PUNCT
fbem-20424	22	82	but	but	CCONJ
fbem-20424	22	83	close	close	ADV
fbem-20424	22	84	to	to	PART
fbem-20424	22	85	half	half	NOUN
fbem-20424	22	86	of	of	ADP
fbem-20424	22	87	the	the	DET
fbem-20424	22	88	elderly	elderly	ADJ
fbem-20424	22	89	people	people	NOUN
fbem-20424	22	90	do	do	AUX
fbem-20424	22	91	not	not	PART
fbem-20424	22	92	know	know	VERB
fbem-20424	22	93	how	how	SCONJ
fbem-20424	22	94	to	to	PART
fbem-20424	22	95	use	use	VERB
fbem-20424	22	96	a	a	DET
fbem-20424	22	97	smartphone	smartphone	NOUN
fbem-20424	22	98	or	or	CCONJ
fbem-20424	22	99	even	even	ADV
fbem-20424	22	100	do	do	AUX
fbem-20424	22	101	n't	not	PART
fbem-20424	22	102	have	have	VERB
fbem-20424	22	103	a	a	DET
fbem-20424	22	104	smartphone	smartphone	NOUN
fbem-20424	22	105	,	,	PUNCT
fbem-20424	22	106	and	and	CCONJ
fbem-20424	22	107	their	their	PRON
fbem-20424	22	108	acceptance	acceptance	NOUN
fbem-20424	22	109	of	of	ADP
fbem-20424	22	110	the	the	DET
fbem-20424	22	111	mobile	mobile	ADJ
fbem-20424	22	112	banking	banking	NOUN
fbem-20424	22	113	app	app	NOUN
fbem-20424	22	114	is	be	AUX
fbem-20424	22	115	relatively	relatively	ADV
fbem-20424	22	116	low	low	ADJ
fbem-20424	22	117	,	,	PUNCT
fbem-20424	22	118	and	and	CCONJ
fbem-20424	22	119	when	when	SCONJ
fbem-20424	22	120	some	some	DET
fbem-20424	22	121	business	business	NOUN
fbem-20424	22	122	can	can	AUX
fbem-20424	22	123	only	only	ADV
fbem-20424	22	124	be	be	AUX
fbem-20424	22	125	operated	operate	VERB
fbem-20424	22	126	through	through	ADP
fbem-20424	22	127	the	the	DET
fbem-20424	22	128	mobile	mobile	ADJ
fbem-20424	22	129	banking	banking	NOUN
fbem-20424	22	130	when	when	SCONJ
fbem-20424	22	131	some	some	DET
fbem-20424	22	132	services	service	NOUN
fbem-20424	22	133	can	can	AUX
fbem-20424	22	134	only	only	ADV
fbem-20424	22	135	be	be	AUX
fbem-20424	22	136	operated	operate	VERB
fbem-20424	22	137	through	through	ADP
fbem-20424	22	138	mobile	mobile	ADJ
fbem-20424	22	139	banking	banking	NOUN
fbem-20424	22	140	app	app	NOUN
fbem-20424	22	141	and	and	CCONJ
fbem-20424	22	142	financial	financial	ADJ
fbem-20424	22	143	products	product	NOUN
fbem-20424	22	144	need	need	VERB
fbem-20424	22	145	to	to	PART
fbem-20424	22	146	be	be	AUX
fbem-20424	22	147	purchased	purchase	VERB
fbem-20424	22	148	through	through	ADP
fbem-20424	22	149	mobile	mobile	ADJ
fbem-20424	22	150	banking	banking	NOUN
fbem-20424	22	151	app	app	PROPN
fbem-20424	22	152	,	,	PUNCT
fbem-20424	22	153	the	the	DET
fbem-20424	22	154	elderly	elderly	ADJ
fbem-20424	22	155	who	who	PRON
fbem-20424	22	156	are	be	AUX
fbem-20424	22	157	used	use	VERB
fbem-20424	22	158	to	to	PART
fbem-20424	22	159	doing	do	VERB
fbem-20424	22	160	business	business	NOUN
fbem-20424	22	161	offline	offline	NOUN
fbem-20424	22	162	and	and	CCONJ
fbem-20424	22	163	less	less	ADV
fbem-20424	22	164	capable	capable	ADJ
fbem-20424	22	165	of	of	ADP
fbem-20424	22	166	accepting	accept	VERB
fbem-20424	22	167	new	new	ADJ
fbem-20424	22	168	things	thing	NOUN
fbem-20424	22	169	will	will	AUX
fbem-20424	22	170	be	be	AUX
fbem-20424	22	171	on	on	ADP
fbem-20424	22	172	the	the	DET
fbem-20424	22	173	verge	verge	NOUN
fbem-20424	22	174	of	of	ADP
fbem-20424	22	175	digitization	digitization	NOUN
fbem-20424	22	176	.	.	PUNCT
fbem-20424	23	1	3.2	3.2	NUM
fbem-20424	23	2	.	.	PUNCT
fbem-20424	23	3	aging	age	VERB
fbem-20424	23	4	financial	financial	ADJ
fbem-20424	23	5	security	security	NOUN
fbem-20424	23	6	needs	need	VERB
fbem-20424	23	7	to	to	PART
fbem-20424	23	8	be	be	AUX
fbem-20424	23	9	further	far	ADV
fbem-20424	23	10	improved	improve	VERB
fbem-20424	23	11	with	with	ADP
fbem-20424	23	12	the	the	DET
fbem-20424	23	13	development	development	NOUN
fbem-20424	23	14	of	of	ADP
fbem-20424	23	15	science	science	NOUN
fbem-20424	23	16	and	and	CCONJ
fbem-20424	23	17	technology	technology	NOUN
fbem-20424	23	18	,	,	PUNCT
fbem-20424	23	19	new	new	ADJ
fbem-20424	23	20	forms	form	NOUN
fbem-20424	23	21	of	of	ADP
fbem-20424	23	22	fraud	fraud	NOUN
fbem-20424	23	23	are	be	AUX
fbem-20424	23	24	emerging	emerge	VERB
fbem-20424	23	25	,	,	PUNCT
fbem-20424	23	26	the	the	DET
fbem-20424	23	27	elderly	elderly	ADJ
fbem-20424	23	28	can	can	AUX
fbem-20424	23	29	often	often	ADV
fbem-20424	23	30	encounter	encounter	VERB
fbem-20424	23	31	illegal	illegal	ADJ
fbem-20424	23	32	fund	fund	NOUN
fbem-20424	23	33	-	-	PUNCT
fbem-20424	23	34	raising	raising	NOUN
fbem-20424	23	35	,	,	PUNCT
fbem-20424	23	36	illegal	illegal	ADJ
fbem-20424	23	37	money	money	NOUN
fbem-20424	23	38	laundering	laundering	NOUN
fbem-20424	23	39	,	,	PUNCT
fbem-20424	23	40	credit	credit	NOUN
fbem-20424	23	41	repair	repair	NOUN
fbem-20424	23	42	,	,	PUNCT
fbem-20424	23	43	telecom	telecom	NOUN
fbem-20424	23	44	fraud	fraud	NOUN
fbem-20424	23	45	,	,	PUNCT
fbem-20424	23	46	deposit	deposit	NOUN
fbem-20424	23	47	insurance	insurance	NOUN
fbem-20424	23	48	and	and	CCONJ
fbem-20424	23	49	other	other	ADJ
fbem-20424	23	50	frauds	fraud	NOUN
fbem-20424	23	51	,	,	PUNCT
fbem-20424	23	52	and	and	CCONJ
fbem-20424	23	53	become	become	AUX
fbem-20424	23	54	the	the	DET
fbem-20424	23	55	hardest	hard	ADV
fbem-20424	23	56	hit	hit	VERB
fbem-20424	23	57	by	by	ADP
fbem-20424	23	58	financial	financial	ADJ
fbem-20424	23	59	fraud	fraud	NOUN
fbem-20424	23	60	.	.	PUNCT
fbem-20424	24	1	due	due	ADP
fbem-20424	24	2	to	to	ADP
fbem-20424	24	3	the	the	DET
fbem-20424	24	4	poor	poor	ADJ
fbem-20424	24	5	risk	risk	NOUN
fbem-20424	24	6	awareness	awareness	NOUN
fbem-20424	24	7	of	of	ADP
fbem-20424	24	8	the	the	DET
fbem-20424	24	9	elderly	elderly	ADJ
fbem-20424	24	10	,	,	PUNCT
fbem-20424	24	11	financial	financial	ADJ
fbem-20424	24	12	knowledge	knowledge	NOUN
fbem-20424	24	13	is	be	AUX
fbem-20424	24	14	lacking	lack	VERB
fbem-20424	24	15	,	,	PUNCT
fbem-20424	24	16	there	there	PRON
fbem-20424	24	17	is	be	VERB
fbem-20424	24	18	a	a	DET
fbem-20424	24	19	general	general	ADJ
fbem-20424	24	20	"	"	PUNCT
fbem-20424	24	21	greedy	greedy	ADJ
fbem-20424	24	22	for	for	ADP
fbem-20424	24	23	small	small	ADJ
fbem-20424	24	24	gains	gain	NOUN
fbem-20424	24	25	"	"	PUNCT
fbem-20424	24	26	idea	idea	NOUN
fbem-20424	24	27	,	,	PUNCT
fbem-20424	24	28	easy	easy	ADJ
fbem-20424	24	29	to	to	PART
fbem-20424	24	30	be	be	AUX
fbem-20424	24	31	targeted	target	VERB
fbem-20424	24	32	by	by	ADP
fbem-20424	24	33	criminals	criminal	NOUN
fbem-20424	24	34	,	,	PUNCT
fbem-20424	24	35	and	and	CCONJ
fbem-20424	24	36	through	through	ADP
fbem-20424	24	37	the	the	DET
fbem-20424	24	38	actual	actual	ADJ
fbem-20424	24	39	fraud	fraud	NOUN
fbem-20424	24	40	cases	case	NOUN
fbem-20424	24	41	found	find	VERB
fbem-20424	24	42	that	that	SCONJ
fbem-20424	24	43	the	the	DET
fbem-20424	24	44	elderly	elderly	ADJ
fbem-20424	24	45	are	be	AUX
fbem-20424	24	46	really	really	ADV
fbem-20424	24	47	easy	easy	ADJ
fbem-20424	24	48	to	to	PART
fbem-20424	24	49	listen	listen	VERB
fbem-20424	24	50	to	to	ADP
fbem-20424	24	51	the	the	DET
fbem-20424	24	52	fraudsters	fraudster	NOUN
fbem-20424	24	53	said	say	VERB
fbem-20424	24	54	"	"	PUNCT
fbem-20424	24	55	high	high	ADJ
fbem-20424	24	56	returns	return	NOUN
fbem-20424	24	57	"	"	PUNCT
fbem-20424	24	58	.	.	PUNCT
fbem-20424	25	1	click	click	VERB
fbem-20424	25	2	on	on	ADP
fbem-20424	25	3	the	the	DET
fbem-20424	25	4	fraudulent	fraudulent	ADJ
fbem-20424	25	5	link	link	NOUN
fbem-20424	25	6	of	of	ADP
fbem-20424	25	7	the	the	DET
fbem-20424	25	8	fraudsters	fraudster	NOUN
fbem-20424	25	9	,	,	PUNCT
fbem-20424	25	10	rental	rental	NOUN
fbem-20424	25	11	,	,	PUNCT
fbem-20424	25	12	sale	sale	NOUN
fbem-20424	25	13	,	,	PUNCT
fbem-20424	25	14	lending	lending	NOUN
fbem-20424	25	15	bank	bank	NOUN
fbem-20424	25	16	cards	card	NOUN
fbem-20424	25	17	to	to	ADP
fbem-20424	25	18	fraudsters	fraudster	NOUN
fbem-20424	25	19	,	,	PUNCT
fbem-20424	25	20	lightly	lightly	ADV
fbem-20424	25	21	lead	lead	VERB
fbem-20424	25	22	to	to	ADP
fbem-20424	25	23	the	the	DET
fbem-20424	25	24	leakage	leakage	NOUN
fbem-20424	25	25	of	of	ADP
fbem-20424	25	26	personal	personal	ADJ
fbem-20424	25	27	information	information	NOUN
fbem-20424	25	28	,	,	PUNCT
fbem-20424	25	29	property	property	NOUN
fbem-20424	25	30	caused	cause	VERB
fbem-20424	25	31	by	by	ADP
fbem-20424	25	32	huge	huge	ADJ
fbem-20424	25	33	losses	loss	NOUN
fbem-20424	25	34	,	,	PUNCT
fbem-20424	25	35	and	and	CCONJ
fbem-20424	25	36	seriously	seriously	ADV
fbem-20424	25	37	cause	cause	VERB
fbem-20424	25	38	serious	serious	ADJ
fbem-20424	25	39	crimes	crime	NOUN
fbem-20424	25	40	.	.	PUNCT
fbem-20424	26	1	in	in	ADP
fbem-20424	26	2	response	response	NOUN
fbem-20424	26	3	to	to	ADP
fbem-20424	26	4	this	this	DET
fbem-20424	26	5	form	form	NOUN
fbem-20424	26	6	of	of	ADP
fbem-20424	26	7	major	major	ADJ
fbem-20424	26	8	commercial	commercial	ADJ
fbem-20424	26	9	banks	bank	NOUN
fbem-20424	26	10	have	have	AUX
fbem-20424	26	11	taken	take	VERB
fbem-20424	26	12	a	a	DET
fbem-20424	26	13	series	series	NOUN
fbem-20424	26	14	of	of	ADP
fbem-20424	26	15	measures	measure	NOUN
fbem-20424	26	16	,	,	PUNCT
fbem-20424	26	17	such	such	ADJ
fbem-20424	26	18	as	as	ADP
fbem-20424	26	19	"	"	PUNCT
fbem-20424	26	20	cut	cut	VERB
fbem-20424	26	21	off	off	ADP
fbem-20424	26	22	the	the	DET
fbem-20424	26	23	card	card	NOUN
fbem-20424	26	24	action	action	NOUN
fbem-20424	26	25	"	"	PUNCT
fbem-20424	26	26	,	,	PUNCT
fbem-20424	26	27	the	the	DET
fbem-20424	26	28	funds	fund	NOUN
fbem-20424	26	29	fast	fast	VERB
fbem-20424	26	30	in	in	ADP
fbem-20424	26	31	and	and	CCONJ
fbem-20424	26	32	out	out	ADP
fbem-20424	26	33	of	of	ADP
fbem-20424	26	34	the	the	DET
fbem-20424	26	35	bank	bank	NOUN
fbem-20424	26	36	card	card	NOUN
fbem-20424	26	37	control	control	NOUN
fbem-20424	26	38	,	,	PUNCT
fbem-20424	26	39	transfer	transfer	NOUN
fbem-20424	26	40	withdrawal	withdrawal	NOUN
fbem-20424	26	41	,	,	PUNCT
fbem-20424	26	42	etc	etc	X
fbem-20424	26	43	.	.	X
fbem-20424	26	44	,	,	PUNCT
fbem-20424	26	45	but	but	CCONJ
fbem-20424	26	46	the	the	DET
fbem-20424	26	47	current	current	ADJ
fbem-20424	26	48	form	form	NOUN
fbem-20424	26	49	of	of	ADP
fbem-20424	26	50	elderly	elderly	ADJ
fbem-20424	26	51	fraud	fraud	NOUN
fbem-20424	26	52	is	be	AUX
fbem-20424	26	53	still	still	ADV
fbem-20424	26	54	serious	serious	ADJ
fbem-20424	26	55	,	,	PUNCT
fbem-20424	26	56	for	for	SCONJ
fbem-20424	26	57	the	the	DET
fbem-20424	26	58	elderly	elderly	ADJ
fbem-20424	26	59	financial	financial	ADJ
fbem-20424	26	60	security	security	NOUN
fbem-20424	26	61	needs	need	VERB
fbem-20424	26	62	to	to	PART
fbem-20424	26	63	be	be	AUX
fbem-20424	26	64	further	far	ADV
fbem-20424	26	65	improved	improve	VERB
fbem-20424	26	66	.	.	PUNCT
fbem-20424	27	1	3.3	3.3	NUM
fbem-20424	27	2	.	.	PUNCT
fbem-20424	28	1	fewer	few	ADJ
fbem-20424	28	2	age	age	NOUN
fbem-20424	28	3	-	-	PUNCT
fbem-20424	28	4	appropriate	appropriate	ADJ
fbem-20424	28	5	financial	financial	ADJ
fbem-20424	28	6	products	product	NOUN
fbem-20424	28	7	elderly	elderly	ADJ
fbem-20424	28	8	people	people	NOUN
fbem-20424	28	9	have	have	VERB
fbem-20424	28	10	poorer	poor	ADJ
fbem-20424	28	11	risk	risk	NOUN
fbem-20424	28	12	-	-	PUNCT
fbem-20424	28	13	tolerance	tolerance	NOUN
fbem-20424	28	14	ability	ability	NOUN
fbem-20424	28	15	,	,	PUNCT
fbem-20424	28	16	the	the	DET
fbem-20424	28	17	vast	vast	ADJ
fbem-20424	28	18	majority	majority	NOUN
fbem-20424	28	19	of	of	ADP
fbem-20424	28	20	them	they	PRON
fbem-20424	28	21	are	be	AUX
fbem-20424	28	22	risk	risk	NOUN
fbem-20424	28	23	averse	averse	ADJ
fbem-20424	28	24	,	,	PUNCT
fbem-20424	28	25	have	have	AUX
fbem-20424	28	26	higher	high	ADJ
fbem-20424	28	27	liquidity	liquidity	NOUN
fbem-20424	28	28	requirements	requirement	NOUN
fbem-20424	28	29	for	for	ADP
fbem-20424	28	30	financial	financial	ADJ
fbem-20424	28	31	products	product	NOUN
fbem-20424	28	32	,	,	PUNCT
fbem-20424	28	33	and	and	CCONJ
fbem-20424	28	34	are	be	AUX
fbem-20424	28	35	mainly	mainly	ADV
fbem-20424	28	36	inclined	incline	VERB
fbem-20424	28	37	to	to	ADP
fbem-20424	28	38	capital	capital	NOUN
fbem-20424	28	39	preservation	preservation	NOUN
fbem-20424	28	40	and	and	CCONJ
fbem-20424	28	41	products	product	NOUN
fbem-20424	28	42	with	with	ADP
fbem-20424	28	43	certain	certain	ADJ
fbem-20424	28	44	investment	investment	NOUN
fbem-20424	28	45	returns	return	NOUN
fbem-20424	28	46	.	.	PUNCT
fbem-20424	29	1	at	at	ADP
fbem-20424	29	2	present	present	ADJ
fbem-20424	29	3	,	,	PUNCT
fbem-20424	29	4	the	the	DET
fbem-20424	29	5	financial	financial	ADJ
fbem-20424	29	6	products	product	NOUN
fbem-20424	29	7	that	that	PRON
fbem-20424	29	8	are	be	AUX
fbem-20424	29	9	widely	widely	ADV
fbem-20424	29	10	liked	like	VERB
fbem-20424	29	11	by	by	ADP
fbem-20424	29	12	the	the	DET
fbem-20424	29	13	elderly	elderly	ADJ
fbem-20424	29	14	are	be	AUX
fbem-20424	29	15	regular	regular	ADJ
fbem-20424	29	16	savings	saving	NOUN
fbem-20424	29	17	,	,	PUNCT
fbem-20424	29	18	large	large	ADJ
fbem-20424	29	19	certificates	certificate	NOUN
fbem-20424	29	20	of	of	ADP
fbem-20424	29	21	deposit	deposit	NOUN
fbem-20424	29	22	and	and	CCONJ
fbem-20424	29	23	treasury	treasury	NOUN
fbem-20424	29	24	bonds	bond	NOUN
fbem-20424	29	25	,	,	PUNCT
fbem-20424	29	26	and	and	CCONJ
fbem-20424	29	27	other	other	ADJ
fbem-20424	29	28	financial	financial	ADJ
fbem-20424	29	29	products	product	NOUN
fbem-20424	29	30	are	be	AUX
fbem-20424	29	31	mainly	mainly	ADV
fbem-20424	29	32	designed	design	VERB
fbem-20424	29	33	for	for	ADP
fbem-20424	29	34	enterprises	enterprise	NOUN
fbem-20424	29	35	and	and	CCONJ
fbem-20424	29	36	young	young	ADJ
fbem-20424	29	37	people	people	NOUN
fbem-20424	29	38	in	in	ADP
fbem-20424	29	39	the	the	DET
fbem-20424	29	40	consumer	consumer	NOUN
fbem-20424	29	41	groups	group	NOUN
fbem-20424	29	42	,	,	PUNCT
fbem-20424	29	43	and	and	CCONJ
fbem-20424	29	44	there	there	PRON
fbem-20424	29	45	are	be	VERB
fbem-20424	29	46	fewer	few	ADJ
fbem-20424	29	47	financial	financial	ADJ
fbem-20424	29	48	products	product	NOUN
fbem-20424	29	49	specifically	specifically	ADV
fbem-20424	29	50	designed	design	VERB
fbem-20424	29	51	for	for	SCONJ
fbem-20424	29	52	the	the	DET
fbem-20424	29	53	elderly	elderly	ADJ
fbem-20424	29	54	to	to	PART
fbem-20424	29	55	invest	invest	VERB
fbem-20424	29	56	in	in	ADP
fbem-20424	29	57	the	the	DET
fbem-20424	29	58	characteristics	characteristic	NOUN
fbem-20424	29	59	of	of	ADP
fbem-20424	29	60	the	the	DET
fbem-20424	29	61	elderly	elderly	ADJ
fbem-20424	29	62	's	's	PART
fbem-20424	29	63	financial	financial	ADJ
fbem-20424	29	64	management	management	NOUN
fbem-20424	29	65	,	,	PUNCT
fbem-20424	29	66	which	which	PRON
fbem-20424	29	67	are	be	AUX
fbem-20424	29	68	relatively	relatively	ADV
fbem-20424	29	69	single	single	ADJ
fbem-20424	29	70	in	in	ADP
fbem-20424	29	71	type	type	NOUN
fbem-20424	29	72	,	,	PUNCT
fbem-20424	29	73	and	and	CCONJ
fbem-20424	29	74	even	even	ADV
fbem-20424	29	75	though	though	SCONJ
fbem-20424	29	76	some	some	PRON
fbem-20424	29	77	of	of	ADP
fbem-20424	29	78	the	the	DET
fbem-20424	29	79	financial	financial	ADJ
fbem-20424	29	80	products	product	NOUN
fbem-20424	29	81	have	have	AUX
fbem-20424	29	82	taken	take	VERB
fbem-20424	29	83	into	into	ADP
fbem-20424	29	84	account	account	NOUN
fbem-20424	29	85	the	the	DET
fbem-20424	29	86	needs	need	NOUN
fbem-20424	29	87	of	of	ADP
fbem-20424	29	88	the	the	DET
fbem-20424	29	89	elderly	elderly	ADJ
fbem-20424	29	90	,	,	PUNCT
fbem-20424	29	91	they	they	PRON
fbem-20424	29	92	can	can	AUX
fbem-20424	29	93	not	not	PART
fbem-20424	29	94	be	be	AUX
fbem-20424	29	95	purchased	purchase	VERB
fbem-20424	29	96	due	due	ADP
fbem-20424	29	97	to	to	ADP
fbem-20424	29	98	their	their	PRON
fbem-20424	29	99	age	age	NOUN
fbem-20424	29	100	in	in	ADP
fbem-20424	29	101	practice	practice	NOUN
fbem-20424	29	102	.	.	PUNCT
fbem-20424	30	1	these	these	DET
fbem-20424	30	2	products	product	NOUN
fbem-20424	30	3	are	be	AUX
fbem-20424	30	4	not	not	PART
fbem-20424	30	5	widely	widely	ADV
fbem-20424	30	6	recognized	recognize	VERB
fbem-20424	30	7	by	by	ADP
fbem-20424	30	8	the	the	DET
fbem-20424	30	9	elderly	elderly	ADJ
fbem-20424	30	10	.	.	PUNCT
fbem-20424	31	1	4	4	X
fbem-20424	31	2	.	.	X
fbem-20424	31	3	technology	technology	NOUN
fbem-20424	31	4	acceptance	acceptance	NOUN
fbem-20424	31	5	model	model	NOUN
fbem-20424	31	6	and	and	CCONJ
fbem-20424	31	7	the	the	DET
fbem-20424	31	8	digital	digital	ADJ
fbem-20424	31	9	divide	divide	NOUN
fbem-20424	31	10	in	in	ADP
fbem-20424	31	11	1989	1989	NUM
fbem-20424	31	12	,	,	PUNCT
fbem-20424	31	13	the	the	DET
fbem-20424	31	14	american	american	ADJ
fbem-20424	31	15	scholar	scholar	PROPN
fbem-20424	31	16	davis	davis	PROPN
fbem-20424	31	17	applied	apply	VERB
fbem-20424	31	18	the	the	DET
fbem-20424	31	19	theory	theory	NOUN
fbem-20424	31	20	of	of	ADP
fbem-20424	31	21	planned	plan	VERB
fbem-20424	31	22	behavior	behavior	NOUN
fbem-20424	31	23	and	and	CCONJ
fbem-20424	31	24	the	the	DET
fbem-20424	31	25	theory	theory	NOUN
fbem-20424	31	26	of	of	ADP
fbem-20424	31	27	rational	rational	ADJ
fbem-20424	31	28	behavior	behavior	NOUN
fbem-20424	31	29	to	to	ADP
fbem-20424	31	30	the	the	DET
fbem-20424	31	31	field	field	NOUN
fbem-20424	31	32	of	of	ADP
fbem-20424	31	33	information	information	NOUN
fbem-20424	31	34	systems	system	NOUN
fbem-20424	31	35	for	for	ADP
fbem-20424	31	36	explaining	explain	VERB
fbem-20424	31	37	the	the	DET
fbem-20424	31	38	acceptance	acceptance	NOUN
fbem-20424	31	39	behavior	behavior	NOUN
fbem-20424	31	40	of	of	ADP
fbem-20424	31	41	users	user	NOUN
fbem-20424	31	42	towards	towards	ADP
fbem-20424	31	43	information	information	NOUN
fbem-20424	31	44	technology	technology	NOUN
fbem-20424	31	45	,	,	PUNCT
fbem-20424	31	46	on	on	ADP
fbem-20424	31	47	the	the	DET
fbem-20424	31	48	basis	basis	NOUN
fbem-20424	31	49	of	of	ADP
fbem-20424	31	50	which	which	PRON
fbem-20424	31	51	he	he	PRON
fbem-20424	31	52	proposed	propose	VERB
fbem-20424	31	53	the	the	DET
fbem-20424	31	54	technology	technology	NOUN
fbem-20424	31	55	acceptance	acceptance	NOUN
fbem-20424	31	56	model	model	NOUN
fbem-20424	31	57	(	(	PUNCT
fbem-20424	31	58	tam	tam	PROPN
fbem-20424	31	59	)	)	PUNCT
fbem-20424	31	60	.	.	PUNCT
fbem-20424	32	1	the	the	DET
fbem-20424	32	2	technology	technology	NOUN
fbem-20424	32	3	acceptance	acceptance	NOUN
fbem-20424	32	4	model	model	NOUN
fbem-20424	32	5	regards	regard	VERB
fbem-20424	32	6	the	the	DET
fbem-20424	32	7	system	system	NOUN
fbem-20424	32	8	design	design	NOUN
fbem-20424	32	9	feature	feature	NOUN
fbem-20424	32	10	variables	variable	NOUN
fbem-20424	32	11	as	as	ADP
fbem-20424	32	12	external	external	ADJ
fbem-20424	32	13	variables	variable	NOUN
fbem-20424	32	14	,	,	PUNCT
fbem-20424	32	15	as	as	ADP
fbem-20424	32	16	the	the	DET
fbem-20424	32	17	initial	initial	ADJ
fbem-20424	32	18	factors	factor	NOUN
fbem-20424	32	19	for	for	SCONJ
fbem-20424	32	20	people	people	NOUN
fbem-20424	32	21	to	to	PART
fbem-20424	32	22	decide	decide	VERB
fbem-20424	32	23	whether	whether	SCONJ
fbem-20424	32	24	to	to	PART
fbem-20424	32	25	use	use	VERB
fbem-20424	32	26	the	the	DET
fbem-20424	32	27	information	information	NOUN
fbem-20424	32	28	system	system	NOUN
fbem-20424	32	29	or	or	CCONJ
fbem-20424	32	30	not	not	PART
fbem-20424	32	31	.	.	PUNCT
fbem-20424	33	1	system	system	NOUN
fbem-20424	33	2	design	design	NOUN
fbem-20424	33	3	features	feature	NOUN
fbem-20424	33	4	directly	directly	ADV
fbem-20424	33	5	determine	determine	VERB
fbem-20424	33	6	perceived	perceive	VERB
fbem-20424	33	7	ease	ease	NOUN
fbem-20424	33	8	of	of	ADP
fbem-20424	33	9	use	use	NOUN
fbem-20424	33	10	,	,	PUNCT
fbem-20424	33	11	and	and	CCONJ
fbem-20424	33	12	together	together	ADV
fbem-20424	33	13	with	with	ADP
fbem-20424	33	14	perceived	perceive	VERB
fbem-20424	33	15	ease	ease	NOUN
fbem-20424	33	16	of	of	ADP
fbem-20424	33	17	use	use	NOUN
fbem-20424	33	18	determine	determine	NOUN
fbem-20424	33	19	perceived	perceive	VERB
fbem-20424	33	20	usefulness	usefulness	NOUN
fbem-20424	33	21	,	,	PUNCT
fbem-20424	33	22	and	and	CCONJ
fbem-20424	33	23	the	the	DET
fbem-20424	33	24	latter	latter	ADJ
fbem-20424	33	25	two	two	NUM
fbem-20424	33	26	together	together	ADV
fbem-20424	33	27	determine	determine	VERB
fbem-20424	33	28	people	people	NOUN
fbem-20424	33	29	's	's	PART
fbem-20424	33	30	attitude	attitude	NOUN
fbem-20424	33	31	towards	towards	ADP
fbem-20424	33	32	using	use	VERB
fbem-20424	33	33	information	information	NOUN
fbem-20424	33	34	systems	system	NOUN
fbem-20424	33	35	,	,	PUNCT
fbem-20424	33	36	and	and	CCONJ
fbem-20424	33	37	this	this	DET
fbem-20424	33	38	attitude	attitude	NOUN
fbem-20424	33	39	in	in	ADP
fbem-20424	33	40	turn	turn	NOUN
fbem-20424	33	41	influences	influence	VERB
fbem-20424	33	42	people	people	NOUN
fbem-20424	33	43	's	's	PART
fbem-20424	33	44	behavioral	behavioral	ADJ
fbem-20424	33	45	willingness	willingness	NOUN
fbem-20424	33	46	to	to	PART
fbem-20424	33	47	use	use	VERB
fbem-20424	33	48	information	information	NOUN
fbem-20424	33	49	systems	system	NOUN
fbem-20424	33	50	together	together	ADV
fbem-20424	33	51	with	with	ADP
fbem-20424	33	52	perceived	perceive	VERB
fbem-20424	33	53	usefulness	usefulness	NOUN
fbem-20424	33	54	,	,	PUNCT
fbem-20424	33	55	and	and	CCONJ
fbem-20424	33	56	behavioral	behavioral	ADJ
fbem-20424	33	57	willingness	willingness	NOUN
fbem-20424	33	58	ultimately	ultimately	ADV
fbem-20424	33	59	determines	determine	VERB
fbem-20424	33	60	the	the	DET
fbem-20424	33	61	use	use	NOUN
fbem-20424	33	62	of	of	ADP
fbem-20424	33	63	information	information	NOUN
fbem-20424	33	64	systems	system	NOUN
fbem-20424	33	65	in	in	ADP
fbem-20424	33	66	practice	practice	NOUN
fbem-20424	33	67	[	[	X
fbem-20424	33	68	5	5	NUM
fbem-20424	33	69	]	]	PUNCT
fbem-20424	33	70	.	.	PUNCT
fbem-20424	34	1	older	old	ADJ
fbem-20424	34	2	people	people	NOUN
fbem-20424	34	3	's	's	PART
fbem-20424	34	4	fear	fear	NOUN
fbem-20424	34	5	of	of	ADP
fbem-20424	34	6	digital	digital	ADJ
fbem-20424	34	7	finance	finance	NOUN
fbem-20424	34	8	is	be	AUX
fbem-20424	34	9	in	in	ADP
fbem-20424	34	10	line	line	NOUN
fbem-20424	34	11	with	with	ADP
fbem-20424	34	12	the	the	DET
fbem-20424	34	13	extended	extended	ADJ
fbem-20424	34	14	theory	theory	NOUN
fbem-20424	34	15	of	of	ADP
fbem-20424	34	16	technology	technology	NOUN
fbem-20424	34	17	acceptance	acceptance	NOUN
fbem-20424	34	18	model	model	NOUN
fbem-20424	34	19	(	(	PUNCT
fbem-20424	34	20	tam	tam	PROPN
fbem-20424	34	21	)	)	PUNCT
fbem-20424	34	22	,	,	PUNCT
fbem-20424	34	23	which	which	PRON
fbem-20424	34	24	was	be	AUX
fbem-20424	34	25	proposed	propose	VERB
fbem-20424	34	26	by	by	ADP
fbem-20424	34	27	hemill	hemill	NOUN
fbem-20424	34	28	in	in	ADP
fbem-20424	34	29	2005	2005	NUM
fbem-20424	34	30	based	base	VERB
fbem-20424	34	31	on	on	ADP
fbem-20424	34	32	two	two	NUM
fbem-20424	34	33	key	key	ADJ
fbem-20424	34	34	factors	factor	NOUN
fbem-20424	34	35	,	,	PUNCT
fbem-20424	34	36	namely	namely	ADV
fbem-20424	34	37	,	,	PUNCT
fbem-20424	34	38	perceived	perceive	VERB
fbem-20424	34	39	risk	risk	NOUN
fbem-20424	34	40	and	and	CCONJ
fbem-20424	34	41	trust	trust	NOUN
fbem-20424	34	42	,	,	PUNCT
fbem-20424	34	43	as	as	ADV
fbem-20424	34	44	well	well	ADV
fbem-20424	34	45	as	as	ADP
fbem-20424	34	46	the	the	DET
fbem-20424	34	47	extended	extended	ADJ
fbem-20424	34	48	model	model	NOUN
fbem-20424	34	49	of	of	ADP
fbem-20424	34	50	tam	tam	PROPN
fbem-20424	34	51	,	,	PUNCT
fbem-20424	34	52	which	which	PRON
fbem-20424	34	53	is	be	AUX
fbem-20424	34	54	based	base	VERB
fbem-20424	34	55	on	on	ADP
fbem-20424	34	56	"	"	PUNCT
fbem-20424	34	57	security	security	NOUN
fbem-20424	34	58	first	first	ADJ
fbem-20424	34	59	"	"	PUNCT
fbem-20424	34	60	.	.	PUNCT
fbem-20424	35	1	in	in	ADP
fbem-20424	35	2	this	this	DET
fbem-20424	35	3	model	model	NOUN
fbem-20424	35	4	,	,	PUNCT
fbem-20424	35	5	system	system	NOUN
fbem-20424	35	6	design	design	NOUN
fbem-20424	35	7	features	feature	NOUN
fbem-20424	35	8	significantly	significantly	ADV
fbem-20424	35	9	affect	affect	VERB
fbem-20424	35	10	perceived	perceive	VERB
fbem-20424	35	11	risk	risk	NOUN
fbem-20424	35	12	and	and	CCONJ
fbem-20424	35	13	trust	trust	NOUN
fbem-20424	35	14	,	,	PUNCT
fbem-20424	35	15	and	and	CCONJ
fbem-20424	35	16	perceived	perceive	VERB
fbem-20424	35	17	risk	risk	NOUN
fbem-20424	35	18	affects	affect	VERB
fbem-20424	35	19	perceived	perceive	VERB
fbem-20424	35	20	usefulness	usefulness	NOUN
fbem-20424	35	21	.	.	PUNCT
fbem-20424	36	1	the	the	DET
fbem-20424	36	2	model	model	NOUN
fbem-20424	36	3	delves	delve	VERB
fbem-20424	36	4	into	into	ADP
fbem-20424	36	5	the	the	DET
fbem-20424	36	6	performance	performance	NOUN
fbem-20424	36	7	of	of	ADP
fbem-20424	36	8	users	user	NOUN
fbem-20424	36	9	of	of	ADP
fbem-20424	36	10	security	security	NOUN
fbem-20424	36	11	-	-	PUNCT
fbem-20424	36	12	conscious	conscious	ADJ
fbem-20424	36	13	information	information	NOUN
fbem-20424	36	14	systems	system	NOUN
fbem-20424	36	15	,	,	PUNCT
fbem-20424	36	16	their	their	PRON
fbem-20424	36	17	perceived	perceive	VERB
fbem-20424	36	18	benefits	benefit	NOUN
fbem-20424	36	19	and	and	CCONJ
fbem-20424	36	20	their	their	PRON
fbem-20424	36	21	willingness	willingness	NOUN
fbem-20424	36	22	to	to	PART
fbem-20424	36	23	use	use	VERB
fbem-20424	36	24	these	these	DET
fbem-20424	36	25	technologies	technology	NOUN
fbem-20424	36	26	,	,	PUNCT
fbem-20424	36	27	and	and	CCONJ
fbem-20424	36	28	demonstrates	demonstrate	VERB
fbem-20424	36	29	the	the	DET
fbem-20424	36	30	acceptance	acceptance	NOUN
fbem-20424	36	31	of	of	ADP
fbem-20424	36	32	information	information	NOUN
fbem-20424	36	33	systems	system	NOUN
fbem-20424	36	34	by	by	ADP
fbem-20424	36	35	security	security	NOUN
fbem-20424	36	36	-	-	PUNCT
fbem-20424	36	37	sensitive	sensitive	ADJ
fbem-20424	36	38	users	user	NOUN
fbem-20424	36	39	.	.	PUNCT
fbem-20424	37	1	summarizing	summarize	VERB
fbem-20424	37	2	the	the	DET
fbem-20424	37	3	above	above	ADJ
fbem-20424	37	4	theoretical	theoretical	ADJ
fbem-20424	37	5	analysis	analysis	NOUN
fbem-20424	37	6	,	,	PUNCT
fbem-20424	37	7	the	the	DET
fbem-20424	37	8	technology	technology	NOUN
fbem-20424	37	9	acceptance	acceptance	NOUN
fbem-20424	37	10	model	model	NOUN
fbem-20424	37	11	is	be	AUX
fbem-20424	37	12	more	more	ADV
fbem-20424	37	13	suitable	suitable	ADJ
fbem-20424	37	14	for	for	ADP
fbem-20424	37	15	comprehensively	comprehensively	ADV
fbem-20424	37	16	explaining	explain	VERB
fbem-20424	37	17	the	the	DET
fbem-20424	37	18	financial	financial	ADJ
fbem-20424	37	19	digital	digital	ADJ
fbem-20424	37	20	divide	divide	NOUN
fbem-20424	37	21	problem	problem	NOUN
fbem-20424	37	22	faced	face	VERB
fbem-20424	37	23	by	by	ADP
fbem-20424	37	24	the	the	DET
fbem-20424	37	25	elderly	elderly	ADJ
fbem-20424	37	26	,	,	PUNCT
fbem-20424	37	27	and	and	CCONJ
fbem-20424	37	28	can	can	AUX
fbem-20424	37	29	theoretically	theoretically	ADV
fbem-20424	37	30	guide	guide	VERB
fbem-20424	37	31	the	the	DET
fbem-20424	37	32	practice	practice	NOUN
fbem-20424	37	33	of	of	ADP
fbem-20424	37	34	digital	digital	ADJ
fbem-20424	37	35	financial	financial	ADJ
fbem-20424	37	36	inclusion	inclusion	NOUN
fbem-20424	37	37	.	.	PUNCT
fbem-20424	38	1	first	first	ADV
fbem-20424	38	2	,	,	PUNCT
fbem-20424	38	3	the	the	DET
fbem-20424	38	4	products	product	NOUN
fbem-20424	38	5	and	and	CCONJ
fbem-20424	38	6	services	service	NOUN
fbem-20424	38	7	themselves	themselves	PRON
fbem-20424	38	8	are	be	AUX
fbem-20424	38	9	the	the	DET
fbem-20424	38	10	endogenous	endogenous	ADJ
fbem-20424	38	11	drivers	driver	NOUN
fbem-20424	38	12	that	that	PRON
fbem-20424	38	13	attract	attract	VERB
fbem-20424	38	14	older	old	ADJ
fbem-20424	38	15	people	people	NOUN
fbem-20424	38	16	to	to	ADP
fbem-20424	38	17	digital	digital	ADJ
fbem-20424	38	18	financial	financial	ADJ
fbem-20424	38	19	inclusion	inclusion	NOUN
fbem-20424	38	20	.	.	PUNCT
fbem-20424	39	1	the	the	DET
fbem-20424	39	2	technology	technology	NOUN
fbem-20424	39	3	acceptance	acceptance	NOUN
fbem-20424	39	4	model	model	NOUN
fbem-20424	39	5	attributes	attribute	VERB
fbem-20424	39	6	the	the	DET
fbem-20424	39	7	most	most	ADV
fbem-20424	39	8	important	important	ADJ
fbem-20424	39	9	factor	factor	NOUN
fbem-20424	39	10	influencing	influence	VERB
fbem-20424	39	11	user	user	NOUN
fbem-20424	39	12	use	use	NOUN
fbem-20424	39	13	to	to	ADP
fbem-20424	39	14	usefulness	usefulness	NOUN
fbem-20424	39	15	,	,	PUNCT
fbem-20424	39	16	which	which	PRON
fbem-20424	39	17	for	for	ADP
fbem-20424	39	18	older	old	ADJ
fbem-20424	39	19	people	people	NOUN
fbem-20424	39	20	is	be	AUX
fbem-20424	39	21	that	that	SCONJ
fbem-20424	39	22	the	the	DET
fbem-20424	39	23	business	business	NOUN
fbem-20424	39	24	is	be	AUX
fbem-20424	39	25	sufficiently	sufficiently	ADV
fbem-20424	39	26	attractive	attractive	ADJ
fbem-20424	39	27	.	.	PUNCT
fbem-20424	40	1	for	for	ADP
fbem-20424	40	2	example	example	NOUN
fbem-20424	40	3	,	,	PUNCT
fbem-20424	40	4	older	old	ADJ
fbem-20424	40	5	people	people	NOUN
fbem-20424	40	6	are	be	AUX
fbem-20424	40	7	willing	willing	ADJ
fbem-20424	40	8	to	to	PART
fbem-20424	40	9	queue	queue	VERB
fbem-20424	40	10	up	up	ADP
fbem-20424	40	11	in	in	ADP
fbem-20424	40	12	branches	branch	NOUN
fbem-20424	40	13	to	to	PART
fbem-20424	40	14	buy	buy	VERB
fbem-20424	40	15	treasury	treasury	NOUN
fbem-20424	40	16	bonds	bond	NOUN
fbem-20424	40	17	even	even	ADV
fbem-20424	40	18	on	on	ADP
fbem-20424	40	19	a	a	DET
fbem-20424	40	20	cold	cold	ADJ
fbem-20424	40	21	and	and	CCONJ
fbem-20424	40	22	windy	windy	ADJ
fbem-20424	40	23	winter	winter	NOUN
fbem-20424	40	24	day	day	NOUN
fbem-20424	40	25	.	.	PUNCT
fbem-20424	41	1	however	however	ADV
fbem-20424	41	2	,	,	PUNCT
fbem-20424	41	3	if	if	SCONJ
fbem-20424	41	4	the	the	DET
fbem-20424	41	5	elderly	elderly	ADJ
fbem-20424	41	6	can	can	AUX
fbem-20424	41	7	easily	easily	ADV
fbem-20424	41	8	buy	buy	VERB
fbem-20424	41	9	safe	safe	ADJ
fbem-20424	41	10	and	and	CCONJ
fbem-20424	41	11	stable	stable	ADJ
fbem-20424	41	12	popular	popular	ADJ
fbem-20424	41	13	investment	investment	NOUN
fbem-20424	41	14	products	product	NOUN
fbem-20424	41	15	at	at	ADP
fbem-20424	41	16	home	home	NOUN
fbem-20424	41	17	,	,	PUNCT
fbem-20424	41	18	and	and	CCONJ
fbem-20424	41	19	do	do	AUX
fbem-20424	41	20	not	not	PART
fbem-20424	41	21	have	have	VERB
fbem-20424	41	22	to	to	PART
fbem-20424	41	23	compete	compete	VERB
fbem-20424	41	24	with	with	ADP
fbem-20424	41	25	young	young	ADJ
fbem-20424	41	26	people	people	NOUN
fbem-20424	41	27	"	"	PUNCT
fbem-20424	41	28	hand	hand	NOUN
fbem-20424	41	29	speed	speed	NOUN
fbem-20424	41	30	"	"	PUNCT
fbem-20424	41	31	,	,	PUNCT
fbem-20424	41	32	it	it	PRON
fbem-20424	41	33	is	be	AUX
fbem-20424	41	34	a	a	DET
fbem-20424	41	35	better	well	ADJ
fbem-20424	41	36	choice	choice	NOUN
fbem-20424	41	37	for	for	ADP
fbem-20424	41	38	both	both	CCONJ
fbem-20424	41	39	the	the	DET
fbem-20424	41	40	elderly	elderly	ADJ
fbem-20424	41	41	and	and	CCONJ
fbem-20424	41	42	the	the	DET
fbem-20424	41	43	bank	bank	NOUN
fbem-20424	41	44	.	.	PUNCT
fbem-20424	42	1	second	second	ADJ
fbem-20424	42	2	,	,	PUNCT
fbem-20424	42	3	simplicity	simplicity	NOUN
fbem-20424	42	4	and	and	CCONJ
fbem-20424	42	5	ease	ease	NOUN
fbem-20424	42	6	of	of	ADP
fbem-20424	42	7	operation	operation	NOUN
fbem-20424	42	8	are	be	AUX
fbem-20424	42	9	important	important	ADJ
fbem-20424	42	10	means	mean	NOUN
fbem-20424	42	11	of	of	ADP
fbem-20424	42	12	promoting	promote	VERB
fbem-20424	42	13	the	the	DET
fbem-20424	42	14	participation	participation	NOUN
fbem-20424	42	15	of	of	ADP
fbem-20424	42	16	older	old	ADJ
fbem-20424	42	17	persons	person	NOUN
fbem-20424	42	18	in	in	ADP
fbem-20424	42	19	digital	digital	ADJ
fbem-20424	42	20	inclusive	inclusive	ADJ
fbem-20424	42	21	finance	finance	NOUN
fbem-20424	42	22	.	.	PUNCT
fbem-20424	43	1	the	the	DET
fbem-20424	43	2	second	second	ADJ
fbem-20424	43	3	important	important	ADJ
fbem-20424	43	4	factor	factor	NOUN
fbem-20424	43	5	in	in	ADP
fbem-20424	43	6	the	the	DET
fbem-20424	43	7	technology	technology	NOUN
fbem-20424	43	8	acceptance	acceptance	NOUN
fbem-20424	43	9	model	model	NOUN
fbem-20424	43	10	is	be	AUX
fbem-20424	43	11	ease	ease	NOUN
fbem-20424	43	12	of	of	ADP
fbem-20424	43	13	use	use	NOUN
fbem-20424	43	14	.	.	PUNCT
fbem-20424	44	1	the	the	DET
fbem-20424	44	2	digital	digital	ADJ
fbem-20424	44	3	capabilities	capability	NOUN
fbem-20424	44	4	of	of	ADP
fbem-20424	44	5	older	old	ADJ
fbem-20424	44	6	people	people	NOUN
fbem-20424	44	7	are	be	AUX
fbem-20424	44	8	weaker	weak	ADJ
fbem-20424	44	9	than	than	ADP
fbem-20424	44	10	those	those	PRON
fbem-20424	44	11	of	of	ADP
fbem-20424	44	12	younger	young	ADJ
fbem-20424	44	13	groups	group	NOUN
fbem-20424	44	14	,	,	PUNCT
fbem-20424	44	15	and	and	CCONJ
fbem-20424	44	16	how	how	SCONJ
fbem-20424	44	17	to	to	PART
fbem-20424	44	18	design	design	VERB
fbem-20424	44	19	digital	digital	ADJ
fbem-20424	44	20	inclusive	inclusive	ADJ
fbem-20424	44	21	financial	financial	ADJ
fbem-20424	44	22	products	product	NOUN
fbem-20424	44	23	that	that	PRON
fbem-20424	44	24	are	be	AUX
fbem-20424	44	25	more	more	ADV
fbem-20424	44	26	suitable	suitable	ADJ
fbem-20424	44	27	for	for	SCONJ
fbem-20424	44	28	older	old	ADJ
fbem-20424	44	29	people	people	NOUN
fbem-20424	44	30	has	have	AUX
fbem-20424	44	31	not	not	PART
fbem-20424	44	32	been	be	AUX
fbem-20424	44	33	considered	consider	VERB
fbem-20424	44	34	enough	enough	ADJ
fbem-20424	44	35	by	by	ADP
fbem-20424	44	36	banks	bank	NOUN
fbem-20424	44	37	and	and	CCONJ
fbem-20424	44	38	other	other	ADJ
fbem-20424	44	39	financial	financial	ADJ
fbem-20424	44	40	institutions	institution	NOUN
fbem-20424	44	41	in	in	ADP
fbem-20424	44	42	the	the	DET
fbem-20424	44	43	past	past	NOUN
fbem-20424	44	44	.	.	PUNCT
fbem-20424	45	1	existing	exist	VERB
fbem-20424	45	2	product	product	NOUN
fbem-20424	45	3	design	design	NOUN
fbem-20424	45	4	is	be	AUX
fbem-20424	45	5	often	often	ADV
fbem-20424	45	6	considered	consider	VERB
fbem-20424	45	7	from	from	ADP
fbem-20424	45	8	the	the	DET
fbem-20424	45	9	perspective	perspective	NOUN
fbem-20424	45	10	of	of	ADP
fbem-20424	45	11	maximizing	maximize	VERB
fbem-20424	45	12	the	the	DET
fbem-20424	45	13	straight	straight	ADJ
fbem-20424	45	14	-	-	PUNCT
fbem-20424	45	15	through	through	NOUN
fbem-20424	45	16	rate	rate	NOUN
fbem-20424	45	17	or	or	CCONJ
fbem-20424	45	18	process	process	NOUN
fbem-20424	45	19	completion	completion	NOUN
fbem-20424	45	20	rate	rate	NOUN
fbem-20424	45	21	.	.	PUNCT
fbem-20424	46	1	elderly	elderly	ADJ
fbem-20424	46	2	clientele	clientele	NOUN
fbem-20424	46	3	are	be	AUX
fbem-20424	46	4	not	not	PART
fbem-20424	46	5	active	active	ADJ
fbem-20424	46	6	in	in	ADP
fbem-20424	46	7	the	the	DET
fbem-20424	46	8	digital	digital	ADJ
fbem-20424	46	9	space	space	NOUN
fbem-20424	46	10	and	and	CCONJ
fbem-20424	46	11	are	be	AUX
fbem-20424	46	12	often	often	ADV
fbem-20424	46	13	overlooked	overlook	VERB
fbem-20424	46	14	by	by	ADP
fbem-20424	46	15	product	product	NOUN
fbem-20424	46	16	designers	designer	NOUN
fbem-20424	46	17	,	,	PUNCT
fbem-20424	46	18	ultimately	ultimately	ADV
fbem-20424	46	19	leading	lead	VERB
fbem-20424	46	20	to	to	ADP
fbem-20424	46	21	an	an	DET
fbem-20424	46	22	awkward	awkward	ADJ
fbem-20424	46	23	situation	situation	NOUN
fbem-20424	46	24	where	where	SCONJ
fbem-20424	46	25	older	old	ADJ
fbem-20424	46	26	people	people	NOUN
fbem-20424	46	27	find	find	VERB
fbem-20424	46	28	it	it	PRON
fbem-20424	46	29	difficult	difficult	ADJ
fbem-20424	46	30	to	to	PART
fbem-20424	46	31	use	use	VERB
fbem-20424	46	32	the	the	DET
fbem-20424	46	33	product	product	NOUN
fbem-20424	46	34	even	even	ADV
fbem-20424	46	35	if	if	SCONJ
fbem-20424	46	36	they	they	PRON
fbem-20424	46	37	are	be	AUX
fbem-20424	46	38	willing	willing	ADJ
fbem-20424	46	39	to	to	PART
fbem-20424	46	40	do	do	VERB
fbem-20424	46	41	so	so	ADV
fbem-20424	46	42	.	.	PUNCT
fbem-20424	47	1	finally	finally	ADV
fbem-20424	47	2	,	,	PUNCT
fbem-20424	47	3	peace	peace	NOUN
fbem-20424	47	4	of	of	ADP
fbem-20424	47	5	mind	mind	NOUN
fbem-20424	47	6	is	be	AUX
fbem-20424	47	7	a	a	DET
fbem-20424	47	8	fundamental	fundamental	ADJ
fbem-20424	47	9	safeguard	safeguard	NOUN
fbem-20424	47	10	to	to	PART
fbem-20424	47	11	promote	promote	VERB
fbem-20424	47	12	the	the	DET
fbem-20424	47	13	participation	participation	NOUN
fbem-20424	47	14	of	of	ADP
fbem-20424	47	15	older	old	ADJ
fbem-20424	47	16	persons	person	NOUN
fbem-20424	47	17	in	in	ADP
fbem-20424	47	18	digital	digital	ADJ
fbem-20424	47	19	financial	financial	ADJ
fbem-20424	47	20	12	12	NUM
fbem-20424	47	21	inclusion	inclusion	NOUN
fbem-20424	47	22	.	.	PUNCT
fbem-20424	48	1	as	as	ADP
fbem-20424	48	2	an	an	DET
fbem-20424	48	3	external	external	ADJ
fbem-20424	48	4	variable	variable	NOUN
fbem-20424	48	5	in	in	ADP
fbem-20424	48	6	the	the	DET
fbem-20424	48	7	technology	technology	NOUN
fbem-20424	48	8	acceptance	acceptance	NOUN
fbem-20424	48	9	model	model	NOUN
fbem-20424	48	10	,	,	PUNCT
fbem-20424	48	11	although	although	SCONJ
fbem-20424	48	12	it	it	PRON
fbem-20424	48	13	is	be	AUX
fbem-20424	48	14	not	not	PART
fbem-20424	48	15	the	the	DET
fbem-20424	48	16	strongest	strong	ADJ
fbem-20424	48	17	driving	driving	NOUN
fbem-20424	48	18	factor	factor	NOUN
fbem-20424	48	19	,	,	PUNCT
fbem-20424	48	20	it	it	PRON
fbem-20424	48	21	has	have	VERB
fbem-20424	48	22	a	a	DET
fbem-20424	48	23	"	"	PUNCT
fbem-20424	48	24	one	one	NUM
fbem-20424	48	25	-	-	PUNCT
fbem-20424	48	26	vote	vote	NOUN
fbem-20424	48	27	"	"	PUNCT
fbem-20424	48	28	effect	effect	NOUN
fbem-20424	48	29	.	.	PUNCT
fbem-20424	49	1	once	once	ADV
fbem-20424	49	2	older	old	ADJ
fbem-20424	49	3	people	people	NOUN
fbem-20424	49	4	feel	feel	VERB
fbem-20424	49	5	insecure	insecure	ADJ
fbem-20424	49	6	during	during	ADP
fbem-20424	49	7	the	the	DET
fbem-20424	49	8	online	online	ADJ
fbem-20424	49	9	process	process	NOUN
fbem-20424	49	10	,	,	PUNCT
fbem-20424	49	11	coupled	couple	VERB
fbem-20424	49	12	with	with	ADP
fbem-20424	49	13	their	their	PRON
fbem-20424	49	14	previous	previous	ADJ
fbem-20424	49	15	rejection	rejection	NOUN
fbem-20424	49	16	,	,	PUNCT
fbem-20424	49	17	they	they	PRON
fbem-20424	49	18	will	will	AUX
fbem-20424	49	19	almost	almost	ADV
fbem-20424	49	20	certainly	certainly	ADV
fbem-20424	49	21	give	give	VERB
fbem-20424	49	22	up	up	ADP
fbem-20424	49	23	using	use	VERB
fbem-20424	49	24	digital	digital	ADJ
fbem-20424	49	25	financial	financial	ADJ
fbem-20424	49	26	products	product	NOUN
fbem-20424	49	27	.	.	PUNCT
fbem-20424	50	1	5	5	X
fbem-20424	50	2	.	.	X
fbem-20424	50	3	measures	measure	NOUN
fbem-20424	50	4	by	by	ADP
fbem-20424	50	5	commercial	commercial	ADJ
fbem-20424	50	6	banks	bank	NOUN
fbem-20424	50	7	to	to	PART
fbem-20424	50	8	promote	promote	VERB
fbem-20424	50	9	age	age	NOUN
fbem-20424	50	10	-	-	PUNCT
fbem-20424	50	11	friendly	friendly	ADJ
fbem-20424	50	12	finance	finance	NOUN
fbem-20424	50	13	5.1	5.1	NUM
fbem-20424	50	14	.	.	PUNCT
fbem-20424	51	1	building	build	VERB
fbem-20424	51	2	an	an	DET
fbem-20424	51	3	ageing	age	VERB
fbem-20424	51	4	-	-	PUNCT
fbem-20424	51	5	friendly	friendly	ADJ
fbem-20424	51	6	service	service	NOUN
fbem-20424	51	7	system	system	NOUN
fbem-20424	51	8	to	to	PART
fbem-20424	51	9	enhance	enhance	VERB
fbem-20424	51	10	the	the	DET
fbem-20424	51	11	sense	sense	NOUN
fbem-20424	51	12	of	of	ADP
fbem-20424	51	13	accessibility	accessibility	NOUN
fbem-20424	51	14	for	for	ADP
fbem-20424	51	15	the	the	DET
fbem-20424	51	16	elderly	elderly	ADJ
fbem-20424	51	17	establishing	establish	VERB
fbem-20424	51	18	an	an	DET
fbem-20424	51	19	exclusive	exclusive	ADJ
fbem-20424	51	20	ageing	age	VERB
fbem-20424	51	21	-	-	PUNCT
fbem-20424	51	22	adapted	adapt	VERB
fbem-20424	51	23	service	service	NOUN
fbem-20424	51	24	system	system	NOUN
fbem-20424	51	25	for	for	ADP
fbem-20424	51	26	the	the	DET
fbem-20424	51	27	financial	financial	ADJ
fbem-20424	51	28	needs	need	NOUN
fbem-20424	51	29	of	of	ADP
fbem-20424	51	30	elderly	elderly	ADJ
fbem-20424	51	31	customers	customer	NOUN
fbem-20424	51	32	,	,	PUNCT
fbem-20424	51	33	and	and	CCONJ
fbem-20424	51	34	providing	provide	VERB
fbem-20424	51	35	preferential	preferential	ADJ
fbem-20424	51	36	treatment	treatment	NOUN
fbem-20424	51	37	for	for	ADP
fbem-20424	51	38	the	the	DET
fbem-20424	51	39	elderly	elderly	ADJ
fbem-20424	51	40	to	to	ADP
fbem-20424	51	41	the	the	DET
fbem-20424	51	42	greatest	great	ADJ
fbem-20424	51	43	extent	extent	NOUN
fbem-20424	51	44	possible	possible	ADJ
fbem-20424	51	45	.	.	PUNCT
fbem-20424	52	1	in	in	ADP
fbem-20424	52	2	response	response	NOUN
fbem-20424	52	3	to	to	ADP
fbem-20424	52	4	the	the	DET
fbem-20424	52	5	daily	daily	ADJ
fbem-20424	52	6	high	high	ADJ
fbem-20424	52	7	-	-	PUNCT
fbem-20424	52	8	frequency	frequency	NOUN
fbem-20424	52	9	financial	financial	ADJ
fbem-20424	52	10	service	service	NOUN
fbem-20424	52	11	needs	need	NOUN
fbem-20424	52	12	of	of	ADP
fbem-20424	52	13	elderly	elderly	ADJ
fbem-20424	52	14	customers	customer	NOUN
fbem-20424	52	15	,	,	PUNCT
fbem-20424	52	16	corresponding	correspond	VERB
fbem-20424	52	17	preferential	preferential	ADJ
fbem-20424	52	18	policies	policy	NOUN
fbem-20424	52	19	have	have	AUX
fbem-20424	52	20	been	be	AUX
fbem-20424	52	21	adopted	adopt	VERB
fbem-20424	52	22	,	,	PUNCT
fbem-20424	52	23	such	such	ADJ
fbem-20424	52	24	as	as	ADP
fbem-20424	52	25	reducing	reduce	VERB
fbem-20424	52	26	or	or	CCONJ
fbem-20424	52	27	waiving	waive	VERB
fbem-20424	52	28	the	the	DET
fbem-20424	52	29	annual	annual	ADJ
fbem-20424	52	30	fee	fee	NOUN
fbem-20424	52	31	for	for	ADP
fbem-20424	52	32	bank	bank	NOUN
fbem-20424	52	33	cards	card	NOUN
fbem-20424	52	34	,	,	PUNCT
fbem-20424	52	35	sms	sms	NOUN
fbem-20424	52	36	change	change	NOUN
fbem-20424	52	37	alerts	alert	NOUN
fbem-20424	52	38	,	,	PUNCT
fbem-20424	52	39	interbank	interbank	NOUN
fbem-20424	52	40	transfer	transfer	NOUN
fbem-20424	52	41	fees	fee	NOUN
fbem-20424	52	42	,	,	PUNCT
fbem-20424	52	43	etc	etc	X
fbem-20424	52	44	.	.	X
fbem-20424	52	45	,	,	PUNCT
fbem-20424	52	46	and	and	CCONJ
fbem-20424	52	47	providing	provide	VERB
fbem-20424	52	48	value	value	NOUN
fbem-20424	52	49	-	-	PUNCT
fbem-20424	52	50	added	add	VERB
fbem-20424	52	51	services	service	NOUN
fbem-20424	52	52	such	such	ADJ
fbem-20424	52	53	as	as	ADP
fbem-20424	52	54	consumption	consumption	NOUN
fbem-20424	52	55	concessions	concession	NOUN
fbem-20424	52	56	from	from	ADP
fbem-20424	52	57	neighboring	neighboring	NOUN
fbem-20424	52	58	merchants	merchant	NOUN
fbem-20424	52	59	,	,	PUNCT
fbem-20424	52	60	door	door	NOUN
fbem-20424	52	61	-	-	PUNCT
fbem-20424	52	62	to	to	ADP
fbem-20424	52	63	-	-	PUNCT
fbem-20424	52	64	door	door	NOUN
fbem-20424	52	65	financial	financial	ADJ
fbem-20424	52	66	services	service	NOUN
fbem-20424	52	67	and	and	CCONJ
fbem-20424	52	68	health	health	NOUN
fbem-20424	52	69	checks	check	NOUN
fbem-20424	52	70	.	.	PUNCT
fbem-20424	53	1	the	the	DET
fbem-20424	53	2	branch	branch	NOUN
fbem-20424	53	3	is	be	AUX
fbem-20424	53	4	the	the	DET
fbem-20424	53	5	main	main	ADJ
fbem-20424	53	6	place	place	NOUN
fbem-20424	53	7	for	for	ADP
fbem-20424	53	8	financial	financial	ADJ
fbem-20424	53	9	institutions	institution	NOUN
fbem-20424	53	10	to	to	PART
fbem-20424	53	11	provide	provide	VERB
fbem-20424	53	12	financial	financial	ADJ
fbem-20424	53	13	services	service	NOUN
fbem-20424	53	14	for	for	ADP
fbem-20424	53	15	elderly	elderly	ADJ
fbem-20424	53	16	customers	customer	NOUN
fbem-20424	53	17	,	,	PUNCT
fbem-20424	53	18	the	the	DET
fbem-20424	53	19	branch	branch	NOUN
fbem-20424	53	20	should	should	AUX
fbem-20424	53	21	optimize	optimize	VERB
fbem-20424	53	22	the	the	DET
fbem-20424	53	23	aging	age	VERB
fbem-20424	53	24	service	service	NOUN
fbem-20424	53	25	environment	environment	NOUN
fbem-20424	53	26	,	,	PUNCT
fbem-20424	53	27	provide	provide	VERB
fbem-20424	53	28	elderly	elderly	ADJ
fbem-20424	53	29	customers	customer	NOUN
fbem-20424	53	30	with	with	ADP
fbem-20424	53	31	presbyopia	presbyopia	ADJ
fbem-20424	53	32	glasses	glass	NOUN
fbem-20424	53	33	,	,	PUNCT
fbem-20424	53	34	wheelchairs	wheelchairs	NOUN
fbem-20424	53	35	,	,	PUNCT
fbem-20424	53	36	umbrellas	umbrella	NOUN
fbem-20424	53	37	,	,	PUNCT
fbem-20424	53	38	medical	medical	ADJ
fbem-20424	53	39	first	first	ADJ
fbem-20424	53	40	aid	aid	NOUN
fbem-20424	53	41	kits	kit	NOUN
fbem-20424	53	42	and	and	CCONJ
fbem-20424	53	43	other	other	ADJ
fbem-20424	53	44	basic	basic	ADJ
fbem-20424	53	45	facilities	facility	NOUN
fbem-20424	53	46	,	,	PUNCT
fbem-20424	53	47	while	while	SCONJ
fbem-20424	53	48	retaining	retain	VERB
fbem-20424	53	49	the	the	DET
fbem-20424	53	50	cash	cash	NOUN
fbem-20424	53	51	service	service	NOUN
fbem-20424	53	52	window	window	NOUN
fbem-20424	53	53	,	,	PUNCT
fbem-20424	53	54	smooth	smooth	ADJ
fbem-20424	53	55	green	green	PROPN
fbem-20424	53	56	consultation	consultation	PROPN
fbem-20424	53	57	channel	channel	NOUN
fbem-20424	53	58	,	,	PUNCT
fbem-20424	53	59	laying	lay	VERB
fbem-20424	53	60	non	non	ADJ
fbem-20424	53	61	-	-	ADJ
fbem-20424	53	62	slip	slip	ADJ
fbem-20424	53	63	mats	mat	NOUN
fbem-20424	53	64	[	[	X
fbem-20424	53	65	7	7	NUM
fbem-20424	53	66	]	]	PUNCT
fbem-20424	53	67	,	,	PUNCT
fbem-20424	53	68	set	set	VERB
fbem-20424	53	69	up	up	ADP
fbem-20424	53	70	a	a	DET
fbem-20424	53	71	"	"	PUNCT
fbem-20424	53	72	senior	senior	ADJ
fbem-20424	53	73	citizen	citizen	NOUN
fbem-20424	53	74	service	service	NOUN
fbem-20424	53	75	zone	zone	NOUN
fbem-20424	53	76	in	in	ADP
fbem-20424	53	77	the	the	DET
fbem-20424	53	78	lobby	lobby	NOUN
fbem-20424	53	79	"	"	PUNCT
fbem-20424	53	80	and	and	CCONJ
fbem-20424	53	81	configure	configure	NOUN
fbem-20424	53	82	comfortable	comfortable	ADJ
fbem-20424	53	83	sofas	sofas	NOUN
fbem-20424	53	84	and	and	CCONJ
fbem-20424	53	85	pillows	pillow	NOUN
fbem-20424	53	86	to	to	PART
fbem-20424	53	87	facilitate	facilitate	VERB
fbem-20424	53	88	the	the	DET
fbem-20424	53	89	waiting	waiting	NOUN
fbem-20424	53	90	of	of	ADP
fbem-20424	53	91	elderly	elderly	ADJ
fbem-20424	53	92	customers	customer	NOUN
fbem-20424	53	93	,	,	PUNCT
fbem-20424	53	94	and	and	CCONJ
fbem-20424	53	95	at	at	ADP
fbem-20424	53	96	the	the	DET
fbem-20424	53	97	same	same	ADJ
fbem-20424	53	98	time	time	NOUN
fbem-20424	53	99	,	,	PUNCT
fbem-20424	53	100	provide	provide	VERB
fbem-20424	53	101	elderly	elderly	ADJ
fbem-20424	53	102	groups	group	NOUN
fbem-20424	53	103	with	with	ADP
fbem-20424	53	104	love	love	NOUN
fbem-20424	53	105	service	service	NOUN
fbem-20424	53	106	card	card	NOUN
fbem-20424	53	107	,	,	PUNCT
fbem-20424	53	108	fill	fill	NOUN
fbem-20424	53	109	in	in	ADP
fbem-20424	53	110	the	the	DET
fbem-20424	53	111	service	service	NOUN
fbem-20424	53	112	card	card	NOUN
fbem-20424	53	113	for	for	ADP
fbem-20424	53	114	the	the	DET
fbem-20424	53	115	elderly	elderly	ADJ
fbem-20424	53	116	in	in	ADP
fbem-20424	53	117	need	need	NOUN
fbem-20424	53	118	of	of	ADP
fbem-20424	53	119	home	home	NOUN
fbem-20424	53	120	address	address	NOUN
fbem-20424	53	121	,	,	PUNCT
fbem-20424	53	122	emergency	emergency	NOUN
fbem-20424	53	123	contact	contact	NOUN
fbem-20424	53	124	person	person	NOUN
fbem-20424	53	125	and	and	CCONJ
fbem-20424	53	126	their	their	PRON
fbem-20424	53	127	contact	contact	NOUN
fbem-20424	53	128	information	information	NOUN
fbem-20424	53	129	,	,	PUNCT
fbem-20424	53	130	carry	carry	VERB
fbem-20424	53	131	for	for	ADP
fbem-20424	53	132	emergency	emergency	NOUN
fbem-20424	53	133	,	,	PUNCT
fbem-20424	53	134	install	install	VERB
fbem-20424	53	135	service	service	NOUN
fbem-20424	53	136	call	call	NOUN
fbem-20424	53	137	devices	device	NOUN
fbem-20424	53	138	in	in	ADP
fbem-20424	53	139	self	self	NOUN
fbem-20424	53	140	-	-	PUNCT
fbem-20424	53	141	service	service	NOUN
fbem-20424	53	142	equipment	equipment	NOUN
fbem-20424	53	143	,	,	PUNCT
fbem-20424	53	144	special	special	ADJ
fbem-20424	53	145	seats	seat	NOUN
fbem-20424	53	146	to	to	PART
fbem-20424	53	147	facilitate	facilitate	VERB
fbem-20424	53	148	the	the	DET
fbem-20424	53	149	elderly	elderly	ADJ
fbem-20424	53	150	to	to	PART
fbem-20424	53	151	call	call	VERB
fbem-20424	53	152	with	with	ADP
fbem-20424	53	153	one	one	NUM
fbem-20424	53	154	key	key	NOUN
fbem-20424	53	155	,	,	PUNCT
fbem-20424	53	156	and	and	CCONJ
fbem-20424	53	157	continuously	continuously	ADV
fbem-20424	53	158	improve	improve	VERB
fbem-20424	53	159	the	the	DET
fbem-20424	53	160	level	level	NOUN
fbem-20424	53	161	of	of	ADP
fbem-20424	53	162	convenience	convenience	NOUN
fbem-20424	53	163	of	of	ADP
fbem-20424	53	164	financial	financial	ADJ
fbem-20424	53	165	services	service	NOUN
fbem-20424	53	166	for	for	ADP
fbem-20424	53	167	the	the	DET
fbem-20424	53	168	elderly	elderly	ADJ
fbem-20424	53	169	customers	customer	NOUN
fbem-20424	53	170	.	.	PUNCT
fbem-20424	54	1	it	it	PRON
fbem-20424	54	2	also	also	ADV
fbem-20424	54	3	installs	install	VERB
fbem-20424	54	4	service	service	NOUN
fbem-20424	54	5	call	call	NOUN
fbem-20424	54	6	devices	device	NOUN
fbem-20424	54	7	in	in	ADP
fbem-20424	54	8	self	self	NOUN
fbem-20424	54	9	-	-	PUNCT
fbem-20424	54	10	service	service	NOUN
fbem-20424	54	11	equipment	equipment	NOUN
fbem-20424	54	12	and	and	CCONJ
fbem-20424	54	13	special	special	ADJ
fbem-20424	54	14	seats	seat	NOUN
fbem-20424	54	15	to	to	PART
fbem-20424	54	16	facilitate	facilitate	VERB
fbem-20424	54	17	one	one	NUM
fbem-20424	54	18	-	-	PUNCT
fbem-20424	54	19	touch	touch	NOUN
fbem-20424	54	20	calling	calling	NOUN
fbem-20424	54	21	by	by	ADP
fbem-20424	54	22	the	the	DET
fbem-20424	54	23	elderly	elderly	ADJ
fbem-20424	54	24	,	,	PUNCT
fbem-20424	54	25	so	so	SCONJ
fbem-20424	54	26	as	as	SCONJ
fbem-20424	54	27	to	to	PART
fbem-20424	54	28	continuously	continuously	ADV
fbem-20424	54	29	improve	improve	VERB
fbem-20424	54	30	the	the	DET
fbem-20424	54	31	level	level	NOUN
fbem-20424	54	32	of	of	ADP
fbem-20424	54	33	financial	financial	ADJ
fbem-20424	54	34	service	service	NOUN
fbem-20424	54	35	facilitation	facilitation	NOUN
fbem-20424	54	36	for	for	ADP
fbem-20424	54	37	elderly	elderly	ADJ
fbem-20424	54	38	customers	customer	NOUN
fbem-20424	54	39	.	.	PUNCT
fbem-20424	55	1	formulating	formulate	VERB
fbem-20424	55	2	standardized	standardized	ADJ
fbem-20424	55	3	service	service	NOUN
fbem-20424	55	4	procedures	procedure	NOUN
fbem-20424	55	5	and	and	CCONJ
fbem-20424	55	6	relevant	relevant	ADJ
fbem-20424	55	7	emergency	emergency	NOUN
fbem-20424	55	8	plans	plan	NOUN
fbem-20424	55	9	for	for	ADP
fbem-20424	55	10	group	group	NOUN
fbem-20424	55	11	halls	hall	NOUN
fbem-20424	55	12	for	for	ADP
fbem-20424	55	13	the	the	DET
fbem-20424	55	14	elderly	elderly	ADJ
fbem-20424	55	15	and	and	CCONJ
fbem-20424	55	16	special	special	ADJ
fbem-20424	55	17	clients	client	NOUN
fbem-20424	55	18	.	.	PUNCT
fbem-20424	56	1	first	first	ADV
fbem-20424	56	2	of	of	ADP
fbem-20424	56	3	all	all	PRON
fbem-20424	56	4	,	,	PUNCT
fbem-20424	56	5	strengthen	strengthen	VERB
fbem-20424	56	6	the	the	DET
fbem-20424	56	7	training	training	NOUN
fbem-20424	56	8	of	of	ADP
fbem-20424	56	9	branch	branch	NOUN
fbem-20424	56	10	service	service	NOUN
fbem-20424	56	11	personnel	personnel	NOUN
fbem-20424	56	12	,	,	PUNCT
fbem-20424	56	13	in	in	ADP
fbem-20424	56	14	addition	addition	NOUN
fbem-20424	56	15	to	to	ADP
fbem-20424	56	16	the	the	DET
fbem-20424	56	17	training	training	NOUN
fbem-20424	56	18	of	of	ADP
fbem-20424	56	19	relevant	relevant	ADJ
fbem-20424	56	20	financial	financial	ADJ
fbem-20424	56	21	professional	professional	ADJ
fbem-20424	56	22	ability	ability	NOUN
fbem-20424	56	23	,	,	PUNCT
fbem-20424	56	24	should	should	AUX
fbem-20424	56	25	also	also	ADV
fbem-20424	56	26	carry	carry	VERB
fbem-20424	56	27	out	out	ADP
fbem-20424	56	28	professional	professional	ADJ
fbem-20424	56	29	training	training	NOUN
fbem-20424	56	30	,	,	PUNCT
fbem-20424	56	31	such	such	ADJ
fbem-20424	56	32	as	as	ADP
fbem-20424	56	33	first	first	ADJ
fbem-20424	56	34	aid	aid	NOUN
fbem-20424	56	35	knowledge	knowledge	NOUN
fbem-20424	56	36	training	training	NOUN
fbem-20424	56	37	and	and	CCONJ
fbem-20424	56	38	the	the	DET
fbem-20424	56	39	elderly	elderly	ADJ
fbem-20424	56	40	psychology	psychology	NOUN
fbem-20424	56	41	assessment	assessment	NOUN
fbem-20424	56	42	,	,	PUNCT
fbem-20424	56	43	so	so	SCONJ
fbem-20424	56	44	that	that	SCONJ
fbem-20424	56	45	branch	branch	NOUN
fbem-20424	56	46	service	service	NOUN
fbem-20424	56	47	personnel	personnel	NOUN
fbem-20424	56	48	in	in	ADP
fbem-20424	56	49	providing	provide	VERB
fbem-20424	56	50	services	service	NOUN
fbem-20424	56	51	for	for	ADP
fbem-20424	56	52	the	the	DET
fbem-20424	56	53	elderly	elderly	ADJ
fbem-20424	56	54	,	,	PUNCT
fbem-20424	56	55	can	can	AUX
fbem-20424	56	56	quickly	quickly	ADV
fbem-20424	56	57	grasp	grasp	VERB
fbem-20424	56	58	the	the	DET
fbem-20424	56	59	service	service	NOUN
fbem-20424	56	60	needs	need	NOUN
fbem-20424	56	61	of	of	ADP
fbem-20424	56	62	the	the	DET
fbem-20424	56	63	elderly	elderly	ADJ
fbem-20424	56	64	,	,	PUNCT
fbem-20424	56	65	for	for	ADP
fbem-20424	56	66	the	the	DET
fbem-20424	56	67	psychological	psychological	ADJ
fbem-20424	56	68	changes	change	NOUN
fbem-20424	56	69	in	in	ADP
fbem-20424	56	70	the	the	DET
fbem-20424	56	71	elderly	elderly	ADJ
fbem-20424	56	72	customers	customer	NOUN
fbem-20424	56	73	timely	timely	ADJ
fbem-20424	56	74	change	change	NOUN
fbem-20424	56	75	of	of	ADP
fbem-20424	56	76	the	the	DET
fbem-20424	56	77	communication	communication	NOUN
fbem-20424	56	78	mode	mode	NOUN
fbem-20424	56	79	,	,	PUNCT
fbem-20424	56	80	to	to	PART
fbem-20424	56	81	better	well	ADV
fbem-20424	56	82	realize	realize	VERB
fbem-20424	56	83	the	the	DET
fbem-20424	56	84	personalized	personalized	ADJ
fbem-20424	56	85	service	service	NOUN
fbem-20424	56	86	.	.	PUNCT
fbem-20424	57	1	secondly	secondly	ADV
fbem-20424	57	2	,	,	PUNCT
fbem-20424	57	3	we	we	PRON
fbem-20424	57	4	will	will	AUX
fbem-20424	57	5	triage	triage	VERB
fbem-20424	57	6	the	the	DET
fbem-20424	57	7	elderly	elderly	ADJ
fbem-20424	57	8	customers	customer	NOUN
fbem-20424	57	9	entering	enter	VERB
fbem-20424	57	10	the	the	DET
fbem-20424	57	11	branch	branch	NOUN
fbem-20424	57	12	in	in	ADP
fbem-20424	57	13	a	a	DET
fbem-20424	57	14	timely	timely	ADJ
fbem-20424	57	15	manner	manner	NOUN
fbem-20424	57	16	,	,	PUNCT
fbem-20424	57	17	take	take	VERB
fbem-20424	57	18	the	the	DET
fbem-20424	57	19	initiative	initiative	NOUN
fbem-20424	57	20	to	to	PART
fbem-20424	57	21	understand	understand	VERB
fbem-20424	57	22	the	the	DET
fbem-20424	57	23	needs	need	NOUN
fbem-20424	57	24	of	of	ADP
fbem-20424	57	25	the	the	DET
fbem-20424	57	26	elderly	elderly	ADJ
fbem-20424	57	27	customers	customer	NOUN
fbem-20424	57	28	,	,	PUNCT
fbem-20424	57	29	designate	designate	ADJ
fbem-20424	57	30	specialists	specialist	NOUN
fbem-20424	57	31	to	to	PART
fbem-20424	57	32	provide	provide	VERB
fbem-20424	57	33	financial	financial	ADJ
fbem-20424	57	34	services	service	NOUN
fbem-20424	57	35	for	for	ADP
fbem-20424	57	36	the	the	DET
fbem-20424	57	37	elderly	elderly	ADJ
fbem-20424	57	38	customers	customer	NOUN
fbem-20424	57	39	,	,	PUNCT
fbem-20424	57	40	clearly	clearly	ADV
fbem-20424	57	41	inform	inform	VERB
fbem-20424	57	42	the	the	DET
fbem-20424	57	43	customers	customer	NOUN
fbem-20424	57	44	of	of	ADP
fbem-20424	57	45	their	their	PRON
fbem-20424	57	46	responsibilities	responsibility	NOUN
fbem-20424	57	47	and	and	CCONJ
fbem-20424	57	48	rights	right	NOUN
fbem-20424	57	49	during	during	ADP
fbem-20424	57	50	the	the	DET
fbem-20424	57	51	process	process	NOUN
fbem-20424	57	52	of	of	ADP
fbem-20424	57	53	handling	handle	VERB
fbem-20424	57	54	the	the	DET
fbem-20424	57	55	business	business	NOUN
fbem-20424	57	56	to	to	PART
fbem-20424	57	57	ensure	ensure	VERB
fbem-20424	57	58	that	that	SCONJ
fbem-20424	57	59	the	the	DET
fbem-20424	57	60	services	service	NOUN
fbem-20424	57	61	are	be	AUX
fbem-20424	57	62	compliant	compliant	ADJ
fbem-20424	57	63	and	and	CCONJ
fbem-20424	57	64	considerate	considerate	VERB
fbem-20424	57	65	,	,	PUNCT
fbem-20424	57	66	and	and	CCONJ
fbem-20424	57	67	the	the	DET
fbem-20424	57	68	process	process	NOUN
fbem-20424	57	69	is	be	AUX
fbem-20424	57	70	meticulous	meticulous	ADJ
fbem-20424	57	71	and	and	CCONJ
fbem-20424	57	72	standardized	standardized	ADJ
fbem-20424	57	73	,	,	PUNCT
fbem-20424	57	74	and	and	CCONJ
fbem-20424	57	75	at	at	ADP
fbem-20424	57	76	the	the	DET
fbem-20424	57	77	same	same	ADJ
fbem-20424	57	78	time	time	NOUN
fbem-20424	57	79	,	,	PUNCT
fbem-20424	57	80	we	we	PRON
fbem-20424	57	81	will	will	AUX
fbem-20424	57	82	make	make	VERB
fbem-20424	57	83	regular	regular	ADJ
fbem-20424	57	84	return	return	NOUN
fbem-20424	57	85	visits	visit	NOUN
fbem-20424	57	86	to	to	ADP
fbem-20424	57	87	the	the	DET
fbem-20424	57	88	elderly	elderly	ADJ
fbem-20424	57	89	customers	customer	NOUN
fbem-20424	57	90	with	with	ADP
fbem-20424	57	91	good	good	ADJ
fbem-20424	57	92	communication	communication	NOUN
fbem-20424	57	93	skills	skill	NOUN
fbem-20424	57	94	,	,	PUNCT
fbem-20424	57	95	and	and	CCONJ
fbem-20424	57	96	take	take	VERB
fbem-20424	57	97	the	the	DET
fbem-20424	57	98	initiative	initiative	NOUN
fbem-20424	57	99	to	to	PART
fbem-20424	57	100	adopt	adopt	VERB
fbem-20424	57	101	"	"	PUNCT
fbem-20424	57	102	doorto	doorto	NOUN
fbem-20424	57	103	-	-	PUNCT
fbem-20424	57	104	door	door	NOUN
fbem-20424	57	105	"	"	PUNCT
fbem-20424	57	106	services	service	NOUN
fbem-20424	57	107	for	for	ADP
fbem-20424	57	108	the	the	DET
fbem-20424	57	109	elderly	elderly	ADJ
fbem-20424	57	110	customers	customer	NOUN
fbem-20424	57	111	who	who	PRON
fbem-20424	57	112	are	be	AUX
fbem-20424	57	113	unable	unable	ADJ
fbem-20424	57	114	to	to	PART
fbem-20424	57	115	move	move	VERB
fbem-20424	57	116	on	on	ADP
fbem-20424	57	117	the	the	DET
fbem-20424	57	118	premise	premise	NOUN
fbem-20424	57	119	of	of	ADP
fbem-20424	57	120	prudent	prudent	ADJ
fbem-20424	57	121	and	and	CCONJ
fbem-20424	57	122	compliant	compliant	ADJ
fbem-20424	57	123	.	.	PUNCT
fbem-20424	58	1	we	we	PRON
fbem-20424	58	2	also	also	ADV
fbem-20424	58	3	make	make	VERB
fbem-20424	58	4	regular	regular	ADJ
fbem-20424	58	5	visits	visit	NOUN
fbem-20424	58	6	to	to	ADP
fbem-20424	58	7	elderly	elderly	ADJ
fbem-20424	58	8	customers	customer	NOUN
fbem-20424	58	9	with	with	ADP
fbem-20424	58	10	good	good	ADJ
fbem-20424	58	11	communication	communication	NOUN
fbem-20424	58	12	skills	skill	NOUN
fbem-20424	58	13	and	and	CCONJ
fbem-20424	58	14	take	take	VERB
fbem-20424	58	15	the	the	DET
fbem-20424	58	16	initiative	initiative	NOUN
fbem-20424	58	17	to	to	PART
fbem-20424	58	18	provide	provide	VERB
fbem-20424	58	19	door	door	NOUN
fbem-20424	58	20	-	-	PUNCT
fbem-20424	58	21	to	to	ADP
fbem-20424	58	22	-	-	PUNCT
fbem-20424	58	23	door	door	NOUN
fbem-20424	58	24	services	service	NOUN
fbem-20424	58	25	for	for	ADP
fbem-20424	58	26	elderly	elderly	ADJ
fbem-20424	58	27	customers	customer	NOUN
fbem-20424	58	28	with	with	ADP
fbem-20424	58	29	mobility	mobility	NOUN
fbem-20424	58	30	disabilities	disability	NOUN
fbem-20424	58	31	under	under	ADP
fbem-20424	58	32	the	the	DET
fbem-20424	58	33	premise	premise	NOUN
fbem-20424	58	34	of	of	ADP
fbem-20424	58	35	prudent	prudent	ADJ
fbem-20424	58	36	compliance	compliance	NOUN
fbem-20424	58	37	.	.	PUNCT
fbem-20424	59	1	5.2	5.2	NUM
fbem-20424	59	2	.	.	PUNCT
fbem-20424	59	3	create	create	VERB
fbem-20424	59	4	age	age	NOUN
fbem-20424	59	5	-	-	PUNCT
fbem-20424	59	6	appropriate	appropriate	ADJ
fbem-20424	59	7	financial	financial	ADJ
fbem-20424	59	8	products	product	NOUN
fbem-20424	59	9	and	and	CCONJ
fbem-20424	59	10	improve	improve	VERB
fbem-20424	59	11	the	the	DET
fbem-20424	59	12	senior	senior	ADJ
fbem-20424	59	13	product	product	NOUN
fbem-20424	59	14	system	system	NOUN
fbem-20424	59	15	to	to	PART
fbem-20424	59	16	develop	develop	VERB
fbem-20424	59	17	special	special	ADJ
fbem-20424	59	18	financial	financial	ADJ
fbem-20424	59	19	service	service	NOUN
fbem-20424	59	20	products	product	NOUN
fbem-20424	59	21	for	for	ADP
fbem-20424	59	22	the	the	DET
fbem-20424	59	23	elderly	elderly	ADJ
fbem-20424	59	24	according	accord	VERB
fbem-20424	59	25	to	to	ADP
fbem-20424	59	26	the	the	DET
fbem-20424	59	27	financial	financial	ADJ
fbem-20424	59	28	needs	need	NOUN
fbem-20424	59	29	and	and	CCONJ
fbem-20424	59	30	risk	risk	NOUN
fbem-20424	59	31	-	-	PUNCT
fbem-20424	59	32	tolerance	tolerance	NOUN
fbem-20424	59	33	ability	ability	NOUN
fbem-20424	59	34	of	of	ADP
fbem-20424	59	35	the	the	DET
fbem-20424	59	36	elderly	elderly	ADJ
fbem-20424	59	37	at	at	ADP
fbem-20424	59	38	different	different	ADJ
fbem-20424	59	39	levels	level	NOUN
fbem-20424	59	40	at	at	ADP
fbem-20424	59	41	this	this	DET
fbem-20424	59	42	stage	stage	NOUN
fbem-20424	59	43	,	,	PUNCT
fbem-20424	59	44	to	to	PART
fbem-20424	59	45	innovate	innovate	VERB
fbem-20424	59	46	the	the	DET
fbem-20424	59	47	subscription	subscription	NOUN
fbem-20424	59	48	amount	amount	NOUN
fbem-20424	59	49	,	,	PUNCT
fbem-20424	59	50	product	product	NOUN
fbem-20424	59	51	term	term	NOUN
fbem-20424	59	52	,	,	PUNCT
fbem-20424	59	53	risk	risk	NOUN
fbem-20424	59	54	level	level	NOUN
fbem-20424	59	55	and	and	CCONJ
fbem-20424	59	56	capital	capital	NOUN
fbem-20424	59	57	preservation	preservation	NOUN
fbem-20424	59	58	rate	rate	NOUN
fbem-20424	59	59	of	of	ADP
fbem-20424	59	60	the	the	DET
fbem-20424	59	61	existing	exist	VERB
fbem-20424	59	62	financial	financial	ADJ
fbem-20424	59	63	products	product	NOUN
fbem-20424	59	64	in	in	ADP
fbem-20424	59	65	the	the	DET
fbem-20424	59	66	market	market	NOUN
fbem-20424	59	67	,	,	PUNCT
fbem-20424	59	68	and	and	CCONJ
fbem-20424	59	69	to	to	PART
fbem-20424	59	70	create	create	VERB
fbem-20424	59	71	a	a	DET
fbem-20424	59	72	comprehensive	comprehensive	ADJ
fbem-20424	59	73	service	service	NOUN
fbem-20424	59	74	program	program	NOUN
fbem-20424	59	75	integrating	integrate	VERB
fbem-20424	59	76	products	product	NOUN
fbem-20424	59	77	such	such	ADJ
fbem-20424	59	78	as	as	ADP
fbem-20424	59	79	deposits	deposit	NOUN
fbem-20424	59	80	,	,	PUNCT
fbem-20424	59	81	wealth	wealth	NOUN
fbem-20424	59	82	management	management	NOUN
fbem-20424	59	83	,	,	PUNCT
fbem-20424	59	84	insurance	insurance	NOUN
fbem-20424	59	85	,	,	PUNCT
fbem-20424	59	86	fund	fund	NOUN
fbem-20424	59	87	investment	investment	NOUN
fbem-20424	59	88	,	,	PUNCT
fbem-20424	59	89	etc	etc	X
fbem-20424	59	90	.	.	X
fbem-20424	59	91	,	,	PUNCT
fbem-20424	59	92	as	as	ADV
fbem-20424	59	93	well	well	ADV
fbem-20424	59	94	as	as	ADP
fbem-20424	59	95	to	to	PART
fbem-20424	59	96	provide	provide	VERB
fbem-20424	59	97	supportive	supportive	ADJ
fbem-20424	59	98	rights	right	NOUN
fbem-20424	59	99	and	and	CCONJ
fbem-20424	59	100	interests	interest	NOUN
fbem-20424	59	101	for	for	ADP
fbem-20424	59	102	the	the	DET
fbem-20424	59	103	characteristics	characteristic	NOUN
fbem-20424	59	104	of	of	ADP
fbem-20424	59	105	the	the	DET
fbem-20424	59	106	elderly	elderly	ADJ
fbem-20424	59	107	customers	customer	NOUN
fbem-20424	59	108	,	,	PUNCT
fbem-20424	59	109	and	and	CCONJ
fbem-20424	59	110	to	to	PART
fbem-20424	59	111	take	take	VERB
fbem-20424	59	112	into	into	ADP
fbem-20424	59	113	account	account	NOUN
fbem-20424	59	114	a	a	DET
fbem-20424	59	115	balance	balance	NOUN
fbem-20424	59	116	of	of	ADP
fbem-20424	59	117	flexibility	flexibility	NOUN
fbem-20424	59	118	and	and	CCONJ
fbem-20424	59	119	profitability	profitability	NOUN
fbem-20424	59	120	of	of	ADP
fbem-20424	59	121	the	the	DET
fbem-20424	59	122	products	product	NOUN
fbem-20424	59	123	.	.	PUNCT
fbem-20424	60	1	at	at	ADP
fbem-20424	60	2	the	the	DET
fbem-20424	60	3	same	same	ADJ
fbem-20424	60	4	time	time	NOUN
fbem-20424	60	5	,	,	PUNCT
fbem-20424	60	6	when	when	SCONJ
fbem-20424	60	7	innovating	innovate	VERB
fbem-20424	60	8	age	age	NOUN
fbem-20424	60	9	-	-	PUNCT
fbem-20424	60	10	appropriate	appropriate	ADJ
fbem-20424	60	11	financial	financial	ADJ
fbem-20424	60	12	products	product	NOUN
fbem-20424	60	13	,	,	PUNCT
fbem-20424	60	14	the	the	DET
fbem-20424	60	15	company	company	NOUN
fbem-20424	60	16	should	should	AUX
fbem-20424	60	17	be	be	AUX
fbem-20424	60	18	vigilant	vigilant	ADJ
fbem-20424	60	19	about	about	ADP
fbem-20424	60	20	the	the	DET
fbem-20424	60	21	safety	safety	NOUN
fbem-20424	60	22	of	of	ADP
fbem-20424	60	23	the	the	DET
fbem-20424	60	24	products	product	NOUN
fbem-20424	60	25	and	and	CCONJ
fbem-20424	60	26	guard	guard	VERB
fbem-20424	60	27	against	against	ADP
fbem-20424	60	28	illegal	illegal	ADJ
fbem-20424	60	29	financial	financial	ADJ
fbem-20424	60	30	activities	activity	NOUN
fbem-20424	60	31	.	.	PUNCT
fbem-20424	61	1	5.3	5.3	NUM
fbem-20424	61	2	.	.	PUNCT
fbem-20424	61	3	enhancing	enhance	VERB
fbem-20424	61	4	digital	digital	ADJ
fbem-20424	61	5	empowerment	empowerment	NOUN
fbem-20424	61	6	and	and	CCONJ
fbem-20424	61	7	bridging	bridge	VERB
fbem-20424	61	8	the	the	DET
fbem-20424	61	9	"	"	PUNCT
fbem-20424	61	10	digital	digital	ADJ
fbem-20424	61	11	divide	divide	NOUN
fbem-20424	61	12	"	"	PUNCT
fbem-20424	61	13	in	in	ADP
fbem-20424	61	14	response	response	NOUN
fbem-20424	61	15	to	to	ADP
fbem-20424	61	16	the	the	DET
fbem-20424	61	17	needs	need	NOUN
fbem-20424	61	18	of	of	ADP
fbem-20424	61	19	the	the	DET
fbem-20424	61	20	elderly	elderly	ADJ
fbem-20424	61	21	for	for	ADP
fbem-20424	61	22	mobile	mobile	ADJ
fbem-20424	61	23	financial	financial	ADJ
fbem-20424	61	24	payments	payment	NOUN
fbem-20424	61	25	,	,	PUNCT
fbem-20424	61	26	strengthen	strengthen	VERB
fbem-20424	61	27	technological	technological	ADJ
fbem-20424	61	28	empowerment	empowerment	NOUN
fbem-20424	61	29	and	and	CCONJ
fbem-20424	61	30	continuously	continuously	ADV
fbem-20424	61	31	improve	improve	VERB
fbem-20424	61	32	the	the	DET
fbem-20424	61	33	convenience	convenience	NOUN
fbem-20424	61	34	and	and	CCONJ
fbem-20424	61	35	security	security	NOUN
fbem-20424	61	36	of	of	ADP
fbem-20424	61	37	payments	payment	NOUN
fbem-20424	61	38	.	.	PUNCT
fbem-20424	62	1	banks	bank	NOUN
fbem-20424	62	2	should	should	AUX
fbem-20424	62	3	develop	develop	VERB
fbem-20424	62	4	a	a	DET
fbem-20424	62	5	"	"	PUNCT
fbem-20424	62	6	senior	senior	ADJ
fbem-20424	62	7	version	version	NOUN
fbem-20424	62	8	"	"	PUNCT
fbem-20424	62	9	of	of	ADP
fbem-20424	62	10	mobile	mobile	ADJ
fbem-20424	62	11	banking	banking	NOUN
fbem-20424	62	12	app	app	NOUN
fbem-20424	62	13	,	,	PUNCT
fbem-20424	62	14	with	with	ADP
fbem-20424	62	15	the	the	DET
fbem-20424	62	16	system	system	NOUN
fbem-20424	62	17	automatically	automatically	ADV
fbem-20424	62	18	recognizing	recognize	VERB
fbem-20424	62	19	senior	senior	ADJ
fbem-20424	62	20	customers	customer	NOUN
fbem-20424	62	21	over	over	ADP
fbem-20424	62	22	60	60	NUM
fbem-20424	62	23	years	year	NOUN
fbem-20424	62	24	old	old	ADJ
fbem-20424	62	25	and	and	CCONJ
fbem-20424	62	26	switching	switch	VERB
fbem-20424	62	27	to	to	ADP
fbem-20424	62	28	the	the	DET
fbem-20424	62	29	"	"	PUNCT
fbem-20424	62	30	senior	senior	ADJ
fbem-20424	62	31	version	version	NOUN
fbem-20424	62	32	"	"	PUNCT
fbem-20424	62	33	of	of	ADP
fbem-20424	62	34	mobile	mobile	ADJ
fbem-20424	62	35	banking	banking	NOUN
fbem-20424	62	36	.	.	PUNCT
fbem-20424	63	1	the	the	DET
fbem-20424	63	2	app	app	NOUN
fbem-20424	63	3	should	should	AUX
fbem-20424	63	4	reconstruct	reconstruct	VERB
fbem-20424	63	5	the	the	DET
fbem-20424	63	6	interface	interface	NOUN
fbem-20424	63	7	,	,	PUNCT
fbem-20424	63	8	reduce	reduce	VERB
fbem-20424	63	9	the	the	DET
fbem-20424	63	10	number	number	NOUN
fbem-20424	63	11	of	of	ADP
fbem-20424	63	12	opening	opening	NOUN
fbem-20424	63	13	screen	screen	NOUN
fbem-20424	63	14	advertisements	advertisement	NOUN
fbem-20424	63	15	,	,	PUNCT
fbem-20424	63	16	simplify	simplify	VERB
fbem-20424	63	17	the	the	DET
fbem-20424	63	18	functions	function	NOUN
fbem-20424	63	19	,	,	PUNCT
fbem-20424	63	20	and	and	CCONJ
fbem-20424	63	21	build	build	VERB
fbem-20424	63	22	the	the	DET
fbem-20424	63	23	core	core	NOUN
fbem-20424	63	24	functions	function	NOUN
fbem-20424	63	25	required	require	VERB
fbem-20424	63	26	by	by	ADP
fbem-20424	63	27	senior	senior	ADJ
fbem-20424	63	28	customers	customer	NOUN
fbem-20424	63	29	.	.	PUNCT
fbem-20424	64	1	the	the	DET
fbem-20424	64	2	app	app	NOUN
fbem-20424	64	3	should	should	AUX
fbem-20424	64	4	reconstruct	reconstruct	VERB
fbem-20424	64	5	the	the	DET
fbem-20424	64	6	interface	interface	NOUN
fbem-20424	64	7	,	,	PUNCT
fbem-20424	64	8	reduce	reduce	VERB
fbem-20424	64	9	open	open	ADJ
fbem-20424	64	10	-	-	PUNCT
fbem-20424	64	11	screen	screen	NOUN
fbem-20424	64	12	advertisements	advertisement	NOUN
fbem-20424	64	13	,	,	PUNCT
fbem-20424	64	14	simplify	simplify	NOUN
fbem-20424	64	15	functions	function	NOUN
fbem-20424	64	16	,	,	PUNCT
fbem-20424	64	17	and	and	CCONJ
fbem-20424	64	18	build	build	VERB
fbem-20424	64	19	the	the	DET
fbem-20424	64	20	core	core	NOUN
fbem-20424	64	21	functions	function	NOUN
fbem-20424	64	22	required	require	VERB
fbem-20424	64	23	by	by	ADP
fbem-20424	64	24	elderly	elderly	ADJ
fbem-20424	64	25	customers	customer	NOUN
fbem-20424	64	26	,	,	PUNCT
fbem-20424	64	27	such	such	ADJ
fbem-20424	64	28	as	as	ADP
fbem-20424	64	29	the	the	DET
fbem-20424	64	30	minimalist	minimalist	ADJ
fbem-20424	64	31	mode	mode	NOUN
fbem-20424	64	32	,	,	PUNCT
fbem-20424	64	33	the	the	DET
fbem-20424	64	34	use	use	NOUN
fbem-20424	64	35	of	of	ADP
fbem-20424	64	36	large	large	ADJ
fbem-20424	64	37	fonts	font	NOUN
fbem-20424	64	38	,	,	PUNCT
fbem-20424	64	39	easy	easy	NOUN
fbem-20424	64	40	-	-	PUNCT
fbem-20424	64	41	to	to	PART
fbem-20424	64	42	-	-	PUNCT
fbem-20424	64	43	recognize	recognize	VERB
fbem-20424	64	44	icons	icon	NOUN
fbem-20424	64	45	,	,	PUNCT
fbem-20424	64	46	and	and	CCONJ
fbem-20424	64	47	the	the	DET
fbem-20424	64	48	construction	construction	NOUN
fbem-20424	64	49	of	of	ADP
fbem-20424	64	50	one	one	NUM
fbem-20424	64	51	-	-	PUNCT
fbem-20424	64	52	key	key	NOUN
fbem-20424	64	53	help	help	NOUN
fbem-20424	64	54	and	and	CCONJ
fbem-20424	64	55	voice	voice	NOUN
fbem-20424	64	56	announcement	announcement	NOUN
fbem-20424	64	57	.	.	PUNCT
fbem-20424	65	1	provide	provide	VERB
fbem-20424	65	2	upgraded	upgrade	VERB
fbem-20424	65	3	telephone	telephone	NOUN
fbem-20424	65	4	banking	banking	NOUN
fbem-20424	65	5	line	line	NOUN
fbem-20424	65	6	services	service	NOUN
fbem-20424	65	7	for	for	ADP
fbem-20424	65	8	the	the	DET
fbem-20424	65	9	elderly	elderly	ADJ
fbem-20424	65	10	,	,	PUNCT
fbem-20424	65	11	automatically	automatically	ADV
fbem-20424	65	12	identify	identify	VERB
fbem-20424	65	13	the	the	DET
fbem-20424	65	14	age	age	NOUN
fbem-20424	65	15	of	of	ADP
fbem-20424	65	16	customers	customer	NOUN
fbem-20424	65	17	by	by	ADP
fbem-20424	65	18	their	their	PRON
fbem-20424	65	19	cell	cell	NOUN
fbem-20424	65	20	phone	phone	NOUN
fbem-20424	65	21	numbers	number	NOUN
fbem-20424	65	22	,	,	PUNCT
fbem-20424	65	23	reduce	reduce	VERB
fbem-20424	65	24	the	the	DET
fbem-20424	65	25	link	link	NOUN
fbem-20424	65	26	to	to	ADP
fbem-20424	65	27	manual	manual	ADJ
fbem-20424	65	28	services	service	NOUN
fbem-20424	65	29	,	,	PUNCT
fbem-20424	65	30	provide	provide	VERB
fbem-20424	65	31	one	one	NUM
fbem-20424	65	32	-	-	PUNCT
fbem-20424	65	33	key	key	NOUN
fbem-20424	65	34	direct	direct	ADJ
fbem-20424	65	35	access	access	NOUN
fbem-20424	65	36	to	to	ADP
fbem-20424	65	37	manual	manual	ADJ
fbem-20424	65	38	customer	customer	NOUN
fbem-20424	65	39	service	service	NOUN
fbem-20424	65	40	,	,	PUNCT
fbem-20424	65	41	and	and	CCONJ
fbem-20424	65	42	provide	provide	VERB
fbem-20424	65	43	timely	timely	ADJ
fbem-20424	65	44	and	and	CCONJ
fbem-20424	65	45	warm	warm	ADJ
fbem-20424	65	46	online	online	ADJ
fbem-20424	65	47	financial	financial	ADJ
fbem-20424	65	48	services	service	NOUN
fbem-20424	65	49	for	for	ADP
fbem-20424	65	50	the	the	DET
fbem-20424	65	51	elderly	elderly	ADJ
fbem-20424	65	52	.	.	PUNCT
fbem-20424	66	1	offline	offline	PROPN
fbem-20424	66	2	,	,	PUNCT
fbem-20424	66	3	it	it	PRON
fbem-20424	66	4	has	have	AUX
fbem-20424	66	5	carried	carry	VERB
fbem-20424	66	6	out	out	ADP
fbem-20424	66	7	ageing	age	VERB
fbem-20424	66	8	reforms	reform	NOUN
fbem-20424	66	9	to	to	ADP
fbem-20424	66	10	the	the	DET
fbem-20424	66	11	smart	smart	ADJ
fbem-20424	66	12	machines	machine	NOUN
fbem-20424	66	13	in	in	ADP
fbem-20424	66	14	its	its	PRON
fbem-20424	66	15	branches	branch	NOUN
fbem-20424	66	16	,	,	PUNCT
fbem-20424	66	17	constantly	constantly	ADV
fbem-20424	66	18	upgrading	upgrade	VERB
fbem-20424	66	19	them	they	PRON
fbem-20424	66	20	to	to	PART
fbem-20424	66	21	provide	provide	VERB
fbem-20424	66	22	the	the	DET
fbem-20424	66	23	elderly	elderly	ADJ
fbem-20424	66	24	with	with	ADP
fbem-20424	66	25	a	a	DET
fbem-20424	66	26	customized	customized	ADJ
fbem-20424	66	27	service	service	NOUN
fbem-20424	66	28	system	system	NOUN
fbem-20424	66	29	with	with	ADP
fbem-20424	66	30	eye	eye	NOUN
fbem-20424	66	31	-	-	PUNCT
fbem-20424	66	32	catching	catch	VERB
fbem-20424	66	33	fonts	font	NOUN
fbem-20424	66	34	that	that	PRON
fbem-20424	66	35	is	be	AUX
fbem-20424	66	36	simple	simple	ADJ
fbem-20424	66	37	and	and	CCONJ
fbem-20424	66	38	easy	easy	ADJ
fbem-20424	66	39	to	to	PART
fbem-20424	66	40	operate	operate	VERB
fbem-20424	66	41	,	,	PUNCT
fbem-20424	66	42	so	so	SCONJ
fbem-20424	66	43	as	as	SCONJ
fbem-20424	66	44	to	to	PART
fbem-20424	66	45	promote	promote	VERB
fbem-20424	66	46	the	the	DET
fbem-20424	66	47	upgrading	upgrading	NOUN
fbem-20424	66	48	of	of	ADP
fbem-20424	66	49	its	its	PRON
fbem-20424	66	50	financial	financial	ADJ
fbem-20424	66	51	services	service	NOUN
fbem-20424	66	52	in	in	ADP
fbem-20424	66	53	the	the	DET
fbem-20424	66	54	direction	direction	NOUN
fbem-20424	66	55	of	of	ADP
fbem-20424	66	56	being	be	AUX
fbem-20424	66	57	"	"	PUNCT
fbem-20424	66	58	seniorfriendly	seniorfriendly	ADV
fbem-20424	66	59	"	"	PUNCT
fbem-20424	66	60	.	.	PUNCT
fbem-20424	67	1	5.4	5.4	NUM
fbem-20424	67	2	.	.	PUNCT
fbem-20424	68	1	strengthening	strengthen	VERB
fbem-20424	68	2	cooperation	cooperation	NOUN
fbem-20424	68	3	with	with	ADP
fbem-20424	68	4	the	the	DET
fbem-20424	68	5	community	community	NOUN
fbem-20424	68	6	and	and	CCONJ
fbem-20424	68	7	exploring	explore	VERB
fbem-20424	68	8	"	"	PUNCT
fbem-20424	68	9	public	public	ADJ
fbem-20424	68	10	welfare	welfare	NOUN
fbem-20424	68	11	and	and	CCONJ
fbem-20424	68	12	finance	finance	NOUN
fbem-20424	68	13	"	"	PUNCT
fbem-20424	68	14	community	community	NOUN
fbem-20424	68	15	financial	financial	ADJ
fbem-20424	68	16	services	service	NOUN
fbem-20424	68	17	with	with	ADP
fbem-20424	68	18	special	special	ADJ
fbem-20424	68	19	characteristics	characteristic	NOUN
fbem-20424	68	20	financial	financial	ADJ
fbem-20424	68	21	institutions	institution	NOUN
fbem-20424	68	22	should	should	AUX
fbem-20424	68	23	strengthen	strengthen	VERB
fbem-20424	68	24	cooperation	cooperation	NOUN
fbem-20424	68	25	with	with	ADP
fbem-20424	68	26	communities	community	NOUN
fbem-20424	68	27	and	and	CCONJ
fbem-20424	68	28	explore	explore	VERB
fbem-20424	68	29	"	"	PUNCT
fbem-20424	68	30	public	public	ADJ
fbem-20424	68	31	welfare	welfare	NOUN
fbem-20424	68	32	and	and	CCONJ
fbem-20424	68	33	finance	finance	NOUN
fbem-20424	68	34	"	"	PUNCT
fbem-20424	68	35	community	community	NOUN
fbem-20424	68	36	financial	financial	ADJ
fbem-20424	68	37	services	service	NOUN
fbem-20424	68	38	.	.	PUNCT
fbem-20424	69	1	they	they	PRON
fbem-20424	69	2	should	should	AUX
fbem-20424	69	3	actively	actively	ADV
fbem-20424	69	4	cooperate	cooperate	VERB
fbem-20424	69	5	with	with	ADP
fbem-20424	69	6	public	public	ADJ
fbem-20424	69	7	welfare	welfare	NOUN
fbem-20424	69	8	organizations	organization	NOUN
fbem-20424	69	9	to	to	PART
fbem-20424	69	10	hold	hold	VERB
fbem-20424	69	11	community	community	NOUN
fbem-20424	69	12	public	public	ADJ
fbem-20424	69	13	welfare	welfare	NOUN
fbem-20424	69	14	activities	activity	NOUN
fbem-20424	69	15	,	,	PUNCT
fbem-20424	69	16	build	build	VERB
fbem-20424	69	17	a	a	DET
fbem-20424	69	18	resource	resource	NOUN
fbem-20424	69	19	-	-	PUNCT
fbem-20424	69	20	sharing	share	VERB
fbem-20424	69	21	platform	platform	NOUN
fbem-20424	69	22	and	and	CCONJ
fbem-20424	69	23	13	13	NUM
fbem-20424	69	24	promote	promote	VERB
fbem-20424	69	25	the	the	DET
fbem-20424	69	26	active	active	ADJ
fbem-20424	69	27	participation	participation	NOUN
fbem-20424	69	28	of	of	ADP
fbem-20424	69	29	merchants	merchant	NOUN
fbem-20424	69	30	from	from	ADP
fbem-20424	69	31	all	all	DET
fbem-20424	69	32	walks	walk	NOUN
fbem-20424	69	33	of	of	ADP
fbem-20424	69	34	life	life	NOUN
fbem-20424	69	35	to	to	PART
fbem-20424	69	36	diversify	diversify	VERB
fbem-20424	69	37	the	the	DET
fbem-20424	69	38	forms	form	NOUN
fbem-20424	69	39	of	of	ADP
fbem-20424	69	40	customer	customer	NOUN
fbem-20424	69	41	service	service	NOUN
fbem-20424	69	42	and	and	CCONJ
fbem-20424	69	43	create	create	VERB
fbem-20424	69	44	a	a	DET
fbem-20424	69	45	new	new	ADJ
fbem-20424	69	46	force	force	NOUN
fbem-20424	69	47	for	for	ADP
fbem-20424	69	48	community	community	NOUN
fbem-20424	69	49	integration	integration	NOUN
fbem-20424	69	50	,	,	PUNCT
fbem-20424	69	51	such	such	ADJ
fbem-20424	69	52	as	as	ADP
fbem-20424	69	53	a	a	DET
fbem-20424	69	54	series	series	NOUN
fbem-20424	69	55	of	of	ADP
fbem-20424	69	56	activities	activity	NOUN
fbem-20424	69	57	to	to	PART
fbem-20424	69	58	"	"	PUNCT
fbem-20424	69	59	learn	learn	VERB
fbem-20424	69	60	financial	financial	ADJ
fbem-20424	69	61	knowledge	knowledge	NOUN
fbem-20424	69	62	"	"	PUNCT
fbem-20424	69	63	,	,	PUNCT
fbem-20424	69	64	"	"	PUNCT
fbem-20424	69	65	health	health	NOUN
fbem-20424	69	66	with	with	ADP
fbem-20424	69	67	a	a	DET
fbem-20424	69	68	date	date	NOUN
fbem-20424	69	69	"	"	PUNCT
fbem-20424	69	70	,	,	PUNCT
fbem-20424	69	71	"	"	PUNCT
fbem-20424	69	72	promote	promote	VERB
fbem-20424	69	73	the	the	DET
fbem-20424	69	74	spirit	spirit	NOUN
fbem-20424	69	75	of	of	ADP
fbem-20424	69	76	lei	lei	PROPN
fbem-20424	69	77	feng	feng	PROPN
fbem-20424	69	78	"	"	PUNCT
fbem-20424	69	79	,	,	PUNCT
fbem-20424	69	80	"	"	PUNCT
fbem-20424	69	81	public	public	ADJ
fbem-20424	69	82	welfare	welfare	NOUN
fbem-20424	69	83	clinic	clinic	NOUN
fbem-20424	69	84	"	"	PUNCT
fbem-20424	69	85	and	and	CCONJ
fbem-20424	69	86	so	so	ADV
fbem-20424	69	87	on	on	ADV
fbem-20424	69	88	.	.	PUNCT
fbem-20424	70	1	"	"	PUNCT
fbem-20424	70	2	these	these	DET
fbem-20424	70	3	activities	activity	NOUN
fbem-20424	70	4	not	not	PART
fbem-20424	70	5	only	only	ADV
fbem-20424	70	6	enrich	enrich	VERB
fbem-20424	70	7	the	the	DET
fbem-20424	70	8	recreational	recreational	ADJ
fbem-20424	70	9	life	life	NOUN
fbem-20424	70	10	of	of	ADP
fbem-20424	70	11	the	the	DET
fbem-20424	70	12	elderly	elderly	ADJ
fbem-20424	70	13	,	,	PUNCT
fbem-20424	70	14	enhance	enhance	VERB
fbem-20424	70	15	their	their	PRON
fbem-20424	70	16	health	health	NOUN
fbem-20424	70	17	knowledge	knowledge	NOUN
fbem-20424	70	18	,	,	PUNCT
fbem-20424	70	19	and	and	CCONJ
fbem-20424	70	20	help	help	VERB
fbem-20424	70	21	them	they	PRON
fbem-20424	70	22	adapt	adapt	VERB
fbem-20424	70	23	to	to	ADP
fbem-20424	70	24	the	the	DET
fbem-20424	70	25	development	development	NOUN
fbem-20424	70	26	of	of	ADP
fbem-20424	70	27	the	the	DET
fbem-20424	70	28	times	time	NOUN
fbem-20424	70	29	,	,	PUNCT
fbem-20424	70	30	but	but	CCONJ
fbem-20424	70	31	also	also	ADV
fbem-20424	70	32	help	help	VERB
fbem-20424	70	33	to	to	PART
fbem-20424	70	34	continuously	continuously	ADV
fbem-20424	70	35	meet	meet	VERB
fbem-20424	70	36	the	the	DET
fbem-20424	70	37	needs	need	NOUN
fbem-20424	70	38	of	of	ADP
fbem-20424	70	39	the	the	DET
fbem-20424	70	40	elderly	elderly	ADJ
fbem-20424	70	41	for	for	ADP
fbem-20424	70	42	quality	quality	NOUN
fbem-20424	70	43	financial	financial	ADJ
fbem-20424	70	44	services	service	NOUN
fbem-20424	70	45	.	.	PUNCT
fbem-20424	71	1	meet	meet	VERB
fbem-20424	71	2	the	the	DET
fbem-20424	71	3	needs	need	NOUN
fbem-20424	71	4	of	of	ADP
fbem-20424	71	5	the	the	DET
fbem-20424	71	6	elderly	elderly	ADJ
fbem-20424	71	7	for	for	ADP
fbem-20424	71	8	quality	quality	NOUN
fbem-20424	71	9	financial	financial	ADJ
fbem-20424	71	10	services	service	NOUN
fbem-20424	71	11	and	and	CCONJ
fbem-20424	71	12	enhance	enhance	VERB
fbem-20424	71	13	the	the	DET
fbem-20424	71	14	influence	influence	NOUN
fbem-20424	71	15	of	of	ADP
fbem-20424	71	16	financial	financial	ADJ
fbem-20424	71	17	institutions	institution	NOUN
fbem-20424	71	18	.	.	PUNCT
fbem-20424	72	1	5.5	5.5	NUM
fbem-20424	72	2	.	.	PUNCT
fbem-20424	73	1	strengthening	strengthen	VERB
fbem-20424	73	2	financial	financial	ADJ
fbem-20424	73	3	literacy	literacy	NOUN
fbem-20424	73	4	campaigns	campaign	NOUN
fbem-20424	73	5	to	to	PART
fbem-20424	73	6	protect	protect	VERB
fbem-20424	73	7	the	the	DET
fbem-20424	73	8	legitimate	legitimate	ADJ
fbem-20424	73	9	rights	right	NOUN
fbem-20424	73	10	and	and	CCONJ
fbem-20424	73	11	interests	interest	NOUN
fbem-20424	73	12	of	of	ADP
fbem-20424	73	13	older	old	ADJ
fbem-20424	73	14	persons	person	NOUN
fbem-20424	73	15	taking	take	VERB
fbem-20424	73	16	advantage	advantage	NOUN
fbem-20424	73	17	of	of	ADP
fbem-20424	73	18	the	the	DET
fbem-20424	73	19	"	"	PUNCT
fbem-20424	73	20	3.15	3.15	NUM
fbem-20424	73	21	financial	financial	ADJ
fbem-20424	73	22	consumers	consumer	NOUN
fbem-20424	73	23	'	'	PART
fbem-20424	73	24	rights	right	NOUN
fbem-20424	73	25	day	day	NOUN
fbem-20424	73	26	"	"	PUNCT
fbem-20424	73	27	,	,	PUNCT
fbem-20424	73	28	it	it	PRON
fbem-20424	73	29	has	have	AUX
fbem-20424	73	30	widely	widely	ADV
fbem-20424	73	31	carried	carry	VERB
fbem-20424	73	32	out	out	ADP
fbem-20424	73	33	thematic	thematic	ADJ
fbem-20424	73	34	publicity	publicity	NOUN
fbem-20424	73	35	activities	activity	NOUN
fbem-20424	73	36	to	to	PART
fbem-20424	73	37	popularize	popularize	VERB
fbem-20424	73	38	some	some	DET
fbem-20424	73	39	practical	practical	ADJ
fbem-20424	73	40	financial	financial	ADJ
fbem-20424	73	41	knowledge	knowledge	NOUN
fbem-20424	73	42	in	in	ADP
fbem-20424	73	43	daily	daily	ADJ
fbem-20424	73	44	life	life	NOUN
fbem-20424	73	45	,	,	PUNCT
fbem-20424	73	46	and	and	CCONJ
fbem-20424	73	47	to	to	PART
fbem-20424	73	48	address	address	VERB
fbem-20424	73	49	the	the	DET
fbem-20424	73	50	hotspots	hotspot	NOUN
fbem-20424	73	51	of	of	ADP
fbem-20424	73	52	telecommunication	telecommunication	NOUN
fbem-20424	73	53	fraud	fraud	NOUN
fbem-20424	73	54	,	,	PUNCT
fbem-20424	73	55	rmb	rmb	NOUN
fbem-20424	73	56	cash	cash	NOUN
fbem-20424	73	57	collection	collection	NOUN
fbem-20424	73	58	and	and	CCONJ
fbem-20424	73	59	payment	payment	NOUN
fbem-20424	73	60	,	,	PUNCT
fbem-20424	73	61	illegal	illegal	ADJ
fbem-20424	73	62	fund	fund	NOUN
fbem-20424	73	63	-	-	PUNCT
fbem-20424	73	64	raising	raising	NOUN
fbem-20424	73	65	,	,	PUNCT
fbem-20424	73	66	and	and	CCONJ
fbem-20424	73	67	illegal	illegal	ADJ
fbem-20424	73	68	financial	financial	ADJ
fbem-20424	73	69	advertisements	advertisement	NOUN
fbem-20424	73	70	that	that	SCONJ
fbem-20424	73	71	the	the	DET
fbem-20424	73	72	elderly	elderly	ADJ
fbem-20424	73	73	often	often	ADV
fbem-20424	73	74	encounter	encounter	VERB
fbem-20424	73	75	at	at	ADP
fbem-20424	73	76	this	this	DET
fbem-20424	73	77	stage	stage	NOUN
fbem-20424	73	78	.	.	PUNCT
fbem-20424	74	1	the	the	DET
fbem-20424	74	2	publicity	publicity	NOUN
fbem-20424	74	3	was	be	AUX
fbem-20424	74	4	carried	carry	VERB
fbem-20424	74	5	out	out	ADP
fbem-20424	74	6	by	by	ADP
fbem-20424	74	7	means	mean	NOUN
fbem-20424	74	8	of	of	ADP
fbem-20424	74	9	senior	senior	ADJ
fbem-20424	74	10	citizen	citizen	NOUN
fbem-20424	74	11	posters	poster	NOUN
fbem-20424	74	12	,	,	PUNCT
fbem-20424	74	13	publicity	publicity	NOUN
fbem-20424	74	14	brochures	brochure	NOUN
fbem-20424	74	15	,	,	PUNCT
fbem-20424	74	16	and	and	CCONJ
fbem-20424	74	17	long	long	ADJ
fbem-20424	74	18	illustrations	illustration	NOUN
fbem-20424	74	19	,	,	PUNCT
fbem-20424	74	20	etc	etc	X
fbem-20424	74	21	.	.	X
fbem-20424	74	22	during	during	ADP
fbem-20424	74	23	the	the	DET
fbem-20424	74	24	activities	activity	NOUN
fbem-20424	74	25	,	,	PUNCT
fbem-20424	74	26	we	we	PRON
fbem-20424	74	27	meticulously	meticulously	ADV
fbem-20424	74	28	and	and	CCONJ
fbem-20424	74	29	patiently	patiently	ADV
fbem-20424	74	30	explained	explain	VERB
fbem-20424	74	31	and	and	CCONJ
fbem-20424	74	32	answered	answer	VERB
fbem-20424	74	33	the	the	DET
fbem-20424	74	34	questions	question	NOUN
fbem-20424	74	35	of	of	ADP
fbem-20424	74	36	the	the	DET
fbem-20424	74	37	elderly	elderly	ADJ
fbem-20424	74	38	,	,	PUNCT
fbem-20424	74	39	and	and	CCONJ
fbem-20424	74	40	enhanced	enhance	VERB
fbem-20424	74	41	their	their	PRON
fbem-20424	74	42	awareness	awareness	NOUN
fbem-20424	74	43	of	of	ADP
fbem-20424	74	44	the	the	DET
fbem-20424	74	45	prevention	prevention	NOUN
fbem-20424	74	46	of	of	ADP
fbem-20424	74	47	financial	financial	ADJ
fbem-20424	74	48	violations	violation	NOUN
fbem-20424	74	49	.	.	PUNCT
fbem-20424	75	1	in	in	ADP
fbem-20424	75	2	order	order	NOUN
fbem-20424	75	3	to	to	PART
fbem-20424	75	4	prevent	prevent	VERB
fbem-20424	75	5	unused	unused	ADJ
fbem-20424	75	6	bank	bank	NOUN
fbem-20424	75	7	cards	card	NOUN
fbem-20424	75	8	from	from	ADP
fbem-20424	75	9	being	be	AUX
fbem-20424	75	10	utilized	utilize	VERB
fbem-20424	75	11	by	by	ADP
fbem-20424	75	12	lawbreakers	lawbreaker	NOUN
fbem-20424	75	13	,	,	PUNCT
fbem-20424	75	14	and	and	CCONJ
fbem-20424	75	15	in	in	ADP
fbem-20424	75	16	conjunction	conjunction	NOUN
fbem-20424	75	17	with	with	ADP
fbem-20424	75	18	the	the	DET
fbem-20424	75	19	current	current	ADJ
fbem-20424	75	20	requirements	requirement	NOUN
fbem-20424	75	21	of	of	ADP
fbem-20424	75	22	the	the	DET
fbem-20424	75	23	"	"	PUNCT
fbem-20424	75	24	card	card	NOUN
fbem-20424	75	25	-	-	PUNCT
fbem-20424	75	26	breaking	break	VERB
fbem-20424	75	27	"	"	PUNCT
fbem-20424	75	28	work	work	NOUN
fbem-20424	75	29	,	,	PUNCT
fbem-20424	75	30	publicity	publicity	NOUN
fbem-20424	75	31	efforts	effort	NOUN
fbem-20424	75	32	should	should	AUX
fbem-20424	75	33	be	be	AUX
fbem-20424	75	34	stepped	step	VERB
fbem-20424	75	35	up	up	ADP
fbem-20424	75	36	for	for	ADP
fbem-20424	75	37	the	the	DET
fbem-20424	75	38	elderly	elderly	ADJ
fbem-20424	75	39	,	,	PUNCT
fbem-20424	75	40	and	and	CCONJ
fbem-20424	75	41	elderly	elderly	ADJ
fbem-20424	75	42	customers	customer	NOUN
fbem-20424	75	43	should	should	AUX
fbem-20424	75	44	be	be	AUX
fbem-20424	75	45	urged	urge	VERB
fbem-20424	75	46	to	to	PART
fbem-20424	75	47	destroy	destroy	VERB
fbem-20424	75	48	their	their	PRON
fbem-20424	75	49	unused	unused	ADJ
fbem-20424	75	50	bank	bank	NOUN
fbem-20424	75	51	cards	card	NOUN
fbem-20424	75	52	in	in	ADP
fbem-20424	75	53	a	a	DET
fbem-20424	75	54	timely	timely	ADJ
fbem-20424	75	55	manner	manner	NOUN
fbem-20424	75	56	.	.	PUNCT
fbem-20424	76	1	in	in	ADP
fbem-20424	76	2	view	view	NOUN
fbem-20424	76	3	of	of	ADP
fbem-20424	76	4	the	the	DET
fbem-20424	76	5	low	low	ADJ
fbem-20424	76	6	risk	risk	NOUN
fbem-20424	76	7	prevention	prevention	NOUN
fbem-20424	76	8	awareness	awareness	NOUN
fbem-20424	76	9	of	of	ADP
fbem-20424	76	10	the	the	DET
fbem-20424	76	11	elderly	elderly	ADJ
fbem-20424	76	12	and	and	CCONJ
fbem-20424	76	13	their	their	PRON
fbem-20424	76	14	lack	lack	NOUN
fbem-20424	76	15	of	of	ADP
fbem-20424	76	16	understanding	understanding	NOUN
fbem-20424	76	17	of	of	ADP
fbem-20424	76	18	fraudulent	fraudulent	ADJ
fbem-20424	76	19	means	mean	NOUN
fbem-20424	76	20	,	,	PUNCT
fbem-20424	76	21	we	we	PRON
fbem-20424	76	22	should	should	AUX
fbem-20424	76	23	strengthen	strengthen	VERB
fbem-20424	76	24	risk	risk	NOUN
fbem-20424	76	25	tips	tip	NOUN
fbem-20424	76	26	for	for	ADP
fbem-20424	76	27	large	large	ADJ
fbem-20424	76	28	-	-	PUNCT
fbem-20424	76	29	value	value	NOUN
fbem-20424	76	30	transfers	transfer	NOUN
fbem-20424	76	31	and	and	CCONJ
fbem-20424	76	32	remittances	remittance	NOUN
fbem-20424	76	33	by	by	ADP
fbem-20424	76	34	elderly	elderly	ADJ
fbem-20424	76	35	customers	customer	NOUN
fbem-20424	76	36	and	and	CCONJ
fbem-20424	76	37	accurately	accurately	ADV
fbem-20424	76	38	verify	verify	VERB
fbem-20424	76	39	the	the	DET
fbem-20424	76	40	account	account	NOUN
fbem-20424	76	41	information	information	NOUN
fbem-20424	76	42	of	of	ADP
fbem-20424	76	43	the	the	DET
fbem-20424	76	44	recipients	recipient	NOUN
fbem-20424	76	45	,	,	PUNCT
fbem-20424	76	46	so	so	SCONJ
fbem-20424	76	47	as	as	SCONJ
fbem-20424	76	48	to	to	PART
fbem-20424	76	49	protect	protect	VERB
fbem-20424	76	50	the	the	DET
fbem-20424	76	51	financial	financial	ADJ
fbem-20424	76	52	security	security	NOUN
fbem-20424	76	53	of	of	ADP
fbem-20424	76	54	the	the	DET
fbem-20424	76	55	elderly	elderly	ADJ
fbem-20424	76	56	to	to	ADP
fbem-20424	76	57	the	the	DET
fbem-20424	76	58	greatest	great	ADJ
fbem-20424	76	59	extent	extent	NOUN
fbem-20424	76	60	possible	possible	ADJ
fbem-20424	76	61	[	[	X
fbem-20424	76	62	7	7	NUM
fbem-20424	76	63	]	]	PUNCT
fbem-20424	76	64	.	.	PUNCT
fbem-20424	77	1	acknowledgment	acknowledgment	PROPN
fbem-20424	77	2	natural	natural	ADJ
fbem-20424	77	3	science	science	PROPN
fbem-20424	77	4	foundation	foundation	PROPN
fbem-20424	77	5	.	.	PUNCT
fbem-20424	78	1	references	reference	NOUN
fbem-20424	78	2	[	[	X
fbem-20424	78	3	1	1	NUM
fbem-20424	78	4	]	]	X
fbem-20424	78	5	z.n	z.n	PROPN
fbem-20424	78	6	.	.	PROPN
fbem-20424	78	7	hou	hou	PROPN
fbem-20424	78	8	,	,	PUNCT
fbem-20424	78	9	y.	y.	PROPN
fbem-20424	78	10	wang	wang	PROPN
fbem-20424	78	11	and	and	CCONJ
fbem-20424	78	12	x.t	x.t	PROPN
fbem-20424	78	13	.	.	PROPN
fbem-20424	78	14	wang	wang	PROPN
fbem-20424	78	15	:	:	PUNCT
fbem-20424	78	16	pension	pension	NOUN
fbem-20424	78	17	finance	finance	NOUN
fbem-20424	78	18	:	:	PUNCT
fbem-20424	78	19	logical	logical	ADJ
fbem-20424	78	20	framework	framework	NOUN
fbem-20424	78	21	,	,	PUNCT
fbem-20424	78	22	dynamic	dynamic	ADJ
fbem-20424	78	23	developments	development	NOUN
fbem-20424	78	24	and	and	CCONJ
fbem-20424	78	25	practical	practical	ADJ
fbem-20424	78	26	paths	path	NOUN
fbem-20424	78	27	,	,	PUNCT
fbem-20424	78	28	journal	journal	NOUN
fbem-20424	78	29	of	of	ADP
fbem-20424	78	30	modern	modern	ADJ
fbem-20424	78	31	finance	finance	NOUN
fbem-20424	78	32	guide	guide	NOUN
fbem-20424	78	33	,	,	PUNCT
fbem-20424	78	34	vol	vol	NOUN
fbem-20424	78	35	.	.	PROPN
fbem-20424	78	36	10	10	NUM
fbem-20424	78	37	(	(	PUNCT
fbem-20424	78	38	2022	2022	NUM
fbem-20424	78	39	)	)	PUNCT
fbem-20424	78	40	,	,	PUNCT
fbem-20424	78	41	p.27	p.27	NOUN
fbem-20424	78	42	-	-	X
fbem-20424	78	43	30	30	NUM
fbem-20424	78	44	.	.	PUNCT
fbem-20424	79	1	[	[	X
fbem-20424	79	2	2	2	X
fbem-20424	79	3	]	]	SYM
fbem-20424	79	4	x.t	x.t	PROPN
fbem-20424	79	5	.	.	PROPN
fbem-20424	79	6	wang	wang	PROPN
fbem-20424	79	7	,	,	PUNCT
fbem-20424	79	8	s.w	s.w	PROPN
fbem-20424	79	9	.	.	PROPN
fbem-20424	79	10	sun	sun	PROPN
fbem-20424	79	11	and	and	CCONJ
fbem-20424	79	12	z.n	z.n	PROPN
fbem-20424	79	13	.	.	PROPN
fbem-20424	79	14	hou	hou	PROPN
fbem-20424	79	15	:	:	PUNCT
fbem-20424	79	16	adaptive	adaptive	ADJ
fbem-20424	79	17	retrofitting	retrofitting	NOUN
fbem-20424	79	18	helps	help	VERB
fbem-20424	79	19	elderly	elderly	ADJ
fbem-20424	79	20	clientele	clientele	NOUN
fbem-20424	79	21	cross	cross	VERB
fbem-20424	79	22	the	the	DET
fbem-20424	79	23	"	"	PUNCT
fbem-20424	79	24	digital	digital	ADJ
fbem-20424	79	25	divide	divide	NOUN
fbem-20424	79	26	"	"	PUNCT
fbem-20424	79	27	,	,	PUNCT
fbem-20424	79	28	journal	journal	NOUN
fbem-20424	79	29	of	of	ADP
fbem-20424	79	30	modern	modern	ADJ
fbem-20424	79	31	commercial	commercial	ADJ
fbem-20424	79	32	banking	banking	NOUN
fbem-20424	79	33	,	,	PUNCT
fbem-20424	79	34	vol	vol	NOUN
fbem-20424	79	35	.	.	PROPN
fbem-20424	79	36	15	15	NUM
fbem-20424	79	37	(	(	PUNCT
fbem-20424	79	38	2023	2023	NUM
fbem-20424	79	39	)	)	PUNCT
fbem-20424	79	40	,	,	PUNCT
fbem-20424	79	41	p.43	p.43	NOUN
fbem-20424	79	42	-	-	SYM
fbem-20424	79	43	45	45	NUM
fbem-20424	79	44	.	.	PUNCT
fbem-20424	80	1	[	[	X
fbem-20424	80	2	3	3	X
fbem-20424	80	3	]	]	X
fbem-20424	80	4	y.j	y.j	PROPN
fbem-20424	80	5	.	.	PROPN
fbem-20424	80	6	zhang	zhang	PROPN
fbem-20424	80	7	:	:	PUNCT
fbem-20424	80	8	banks	bank	NOUN
fbem-20424	80	9	should	should	AUX
fbem-20424	80	10	do	do	VERB
fbem-20424	80	11	a	a	DET
fbem-20424	80	12	better	well	ADJ
fbem-20424	80	13	job	job	NOUN
fbem-20424	80	14	of	of	ADP
fbem-20424	80	15	"	"	PUNCT
fbem-20424	80	16	age	age	NOUN
fbem-20424	80	17	-	-	PUNCT
fbem-20424	80	18	friendly	friendly	ADJ
fbem-20424	80	19	"	"	PUNCT
fbem-20424	80	20	financial	financial	ADJ
fbem-20424	80	21	services	service	NOUN
fbem-20424	80	22	in	in	ADP
fbem-20424	80	23	the	the	DET
fbem-20424	80	24	digital	digital	ADJ
fbem-20424	80	25	era	era	NOUN
fbem-20424	80	26	,	,	PUNCT
fbem-20424	80	27	journal	journal	NOUN
fbem-20424	80	28	of	of	ADP
fbem-20424	80	29	chinese	chinese	ADJ
fbem-20424	80	30	businessman	businessman	NOUN
fbem-20424	80	31	,	,	PUNCT
fbem-20424	80	32	vol	vol	NOUN
fbem-20424	80	33	.	.	PROPN
fbem-20424	80	34	11	11	NUM
fbem-20424	80	35	(	(	PUNCT
fbem-20424	80	36	2023	2023	NUM
fbem-20424	80	37	)	)	PUNCT
fbem-20424	80	38	,	,	PUNCT
fbem-20424	80	39	p.80	p.80	PROPN
fbem-20424	80	40	-	-	PUNCT
fbem-20424	80	41	81	81	NUM
fbem-20424	80	42	.	.	PUNCT
fbem-20424	81	1	[	[	X
fbem-20424	81	2	4	4	NUM
fbem-20424	81	3	]	]	X
fbem-20424	81	4	y.h	y.h	PROPN
fbem-20424	81	5	.	.	PROPN
fbem-20424	81	6	han	han	PROPN
fbem-20424	81	7	,	,	PUNCT
fbem-20424	81	8	s.t	s.t	PROPN
fbem-20424	81	9	.	.	PROPN
fbem-20424	81	10	tan	tan	PROPN
fbem-20424	81	11	and	and	CCONJ
fbem-20424	81	12	h.	h.	PROPN
fbem-20424	81	13	cheng	cheng	PROPN
fbem-20424	81	14	:	:	PUNCT
fbem-20424	81	15	from	from	ADP
fbem-20424	81	16	"	"	PUNCT
fbem-20424	81	17	digital	digital	ADJ
fbem-20424	81	18	divide	divide	NOUN
fbem-20424	81	19	"	"	PUNCT
fbem-20424	81	20	to	to	ADP
fbem-20424	81	21	"	"	PUNCT
fbem-20424	81	22	digital	digital	ADJ
fbem-20424	81	23	dividend	dividend	NOUN
fbem-20424	81	24	"	"	PUNCT
fbem-20424	81	25	:	:	PUNCT
fbem-20424	81	26	optimizing	optimize	VERB
fbem-20424	81	27	the	the	DET
fbem-20424	81	28	path	path	NOUN
fbem-20424	81	29	of	of	ADP
fbem-20424	81	30	industrial	industrial	ADJ
fbem-20424	81	31	policies	policy	NOUN
fbem-20424	81	32	to	to	PART
fbem-20424	81	33	cope	cope	VERB
fbem-20424	81	34	with	with	ADP
fbem-20424	81	35	population	population	NOUN
fbem-20424	81	36	aging	aging	NOUN
fbem-20424	81	37	,	,	PUNCT
fbem-20424	81	38	journal	journal	NOUN
fbem-20424	81	39	of	of	ADP
fbem-20424	81	40	gannan	gannan	PROPN
fbem-20424	81	41	normal	normal	ADJ
fbem-20424	81	42	university	university	NOUN
fbem-20424	81	43	,	,	PUNCT
fbem-20424	81	44	vol	vol	NOUN
fbem-20424	81	45	.	.	PROPN
fbem-20424	81	46	44	44	NUM
fbem-20424	81	47	(	(	PUNCT
fbem-20424	81	48	2023	2023	NUM
fbem-20424	81	49	)	)	PUNCT
fbem-20424	81	50	no.2	no.2	PROPN
fbem-20424	81	51	,	,	PUNCT
fbem-20424	81	52	p.107	p.107	NOUN
fbem-20424	81	53	-	-	SYM
fbem-20424	81	54	114	114	NUM
fbem-20424	81	55	.	.	PUNCT
fbem-20424	82	1	[	[	X
fbem-20424	82	2	5	5	X
fbem-20424	82	3	]	]	PUNCT
fbem-20424	82	4	x.w	x.w	PROPN
fbem-20424	82	5	.	.	PROPN
fbem-20424	82	6	mei	mei	PROPN
fbem-20424	82	7	and	and	CCONJ
fbem-20424	82	8	p.	p.	PROPN
fbem-20424	82	9	bian	bian	PROPN
fbem-20424	82	10	:	:	PUNCT
fbem-20424	82	11	crossing	cross	VERB
fbem-20424	82	12	the	the	DET
fbem-20424	82	13	financial	financial	ADJ
fbem-20424	82	14	digital	digital	ADJ
fbem-20424	82	15	divide	divide	NOUN
fbem-20424	82	16	in	in	ADP
fbem-20424	82	17	older	old	ADJ
fbem-20424	82	18	age	age	NOUN
fbem-20424	82	19	groups	group	NOUN
fbem-20424	82	20	,	,	PUNCT
fbem-20424	82	21	journal	journal	NOUN
fbem-20424	82	22	of	of	ADP
fbem-20424	82	23	china	china	PROPN
fbem-20424	82	24	finance	finance	PROPN
fbem-20424	82	25	,	,	PUNCT
fbem-20424	82	26	vol	vol	NOUN
fbem-20424	82	27	.	.	PROPN
fbem-20424	83	1	10	10	NUM
fbem-20424	83	2	(	(	PUNCT
fbem-20424	83	3	2022	2022	NUM
fbem-20424	83	4	)	)	PUNCT
fbem-20424	83	5	,	,	PUNCT
fbem-20424	83	6	p.23	p.23	PROPN
fbem-20424	83	7	-	-	X
fbem-20424	83	8	24	24	NUM
fbem-20424	83	9	.	.	PUNCT
fbem-20424	84	1	[	[	X
fbem-20424	84	2	6	6	NUM
fbem-20424	84	3	]	]	PUNCT
fbem-20424	84	4	f.	f.	PROPN
fbem-20424	84	5	zhang	zhang	PROPN
fbem-20424	84	6	,	,	PUNCT
fbem-20424	84	7	c.w	c.w	PROPN
fbem-20424	84	8	.	.	PROPN
fbem-20424	84	9	chen	chen	PROPN
fbem-20424	84	10	and	and	CCONJ
fbem-20424	84	11	y.h	y.h	PROPN
fbem-20424	84	12	.	.	PROPN
fbem-20424	84	13	han	han	PROPN
fbem-20424	84	14	:	:	PUNCT
fbem-20424	84	15	population	population	NOUN
fbem-20424	84	16	ageing	age	VERB
fbem-20424	84	17	in	in	ADP
fbem-20424	84	18	the	the	DET
fbem-20424	84	19	development	development	NOUN
fbem-20424	84	20	of	of	ADP
fbem-20424	84	21	the	the	DET
fbem-20424	84	22	digital	digital	ADJ
fbem-20424	84	23	economy	economy	NOUN
fbem-20424	84	24	:	:	PUNCT
fbem-20424	84	25	how	how	SCONJ
fbem-20424	84	26	to	to	PART
fbem-20424	84	27	cross	cross	VERB
fbem-20424	84	28	the	the	DET
fbem-20424	84	29	digital	digital	ADJ
fbem-20424	84	30	divide	divide	NOUN
fbem-20424	84	31	,	,	PUNCT
fbem-20424	84	32	journal	journal	NOUN
fbem-20424	84	33	of	of	ADP
fbem-20424	84	34	gannan	gannan	PROPN
fbem-20424	84	35	normal	normal	ADJ
fbem-20424	84	36	university	university	NOUN
fbem-20424	84	37	,	,	PUNCT
fbem-20424	84	38	vol.42	vol.42	NOUN
fbem-20424	84	39	(	(	PUNCT
fbem-20424	84	40	2021	2021	NUM
fbem-20424	84	41	)	)	PUNCT
fbem-20424	84	42	no.4	no.4	PROPN
fbem-20424	84	43	,	,	PUNCT
fbem-20424	84	44	p.118	p.118	VERB
fbem-20424	84	45	-	-	NOUN
fbem-20424	84	46	122	122	NUM
fbem-20424	84	47	.	.	PUNCT
fbem-20424	85	1	[	[	X
fbem-20424	85	2	7	7	X
fbem-20424	85	3	]	]	X
fbem-20424	85	4	d.y	d.y	PROPN
fbem-20424	85	5	.	.	PUNCT
fbem-20424	86	1	he	he	PRON
fbem-20424	86	2	:	:	PUNCT
fbem-20424	86	3	accelerating	accelerate	VERB
fbem-20424	86	4	age	age	NOUN
fbem-20424	86	5	-	-	PUNCT
fbem-20424	86	6	friendly	friendly	ADJ
fbem-20424	86	7	reforms	reform	NOUN
fbem-20424	86	8	to	to	PART
fbem-20424	86	9	make	make	VERB
fbem-20424	86	10	senior	senior	ADJ
fbem-20424	86	11	financial	financial	ADJ
fbem-20424	86	12	services	service	NOUN
fbem-20424	86	13	more	more	ADV
fbem-20424	86	14	welcoming	welcoming	ADJ
fbem-20424	86	15	,	,	PUNCT
fbem-20424	86	16	journal	journal	NOUN
fbem-20424	86	17	of	of	ADP
fbem-20424	86	18	china	china	PROPN
fbem-20424	86	19	rural	rural	ADJ
fbem-20424	86	20	finance	finance	NOUN
fbem-20424	86	21	,	,	PUNCT
fbem-20424	86	22	vol	vol	NOUN
fbem-20424	86	23	.	.	PROPN
fbem-20424	86	24	19	19	NUM
fbem-20424	86	25	(	(	PUNCT
fbem-20424	86	26	2021	2021	NUM
fbem-20424	86	27	)	)	PUNCT
fbem-20424	86	28	,	,	PUNCT
fbem-20424	86	29	p.58	p.58	PROPN
fbem-20424	86	30	-	-	X
fbem-20424	86	31	59	59	NUM
fbem-20424	86	32	.	.	PUNCT