id	sid	tid	token	lemma	pos
fbem-20469	1	1	frontiers	frontier	NOUN
fbem-20469	1	2	in	in	ADP
fbem-20469	1	3	business	business	NOUN
fbem-20469	1	4	,	,	PUNCT
fbem-20469	1	5	economics	economic	NOUN
fbem-20469	1	6	and	and	CCONJ
fbem-20469	1	7	management	management	NOUN
fbem-20469	1	8	issn	issn	PROPN
fbem-20469	1	9	:	:	PUNCT
fbem-20469	1	10	2766	2766	NUM
fbem-20469	1	11	-	-	PUNCT
fbem-20469	1	12	824x	824x	NUM
fbem-20469	1	13	|	|	ADJ
fbem-20469	1	14	vol	vol	NOUN
fbem-20469	1	15	.	.	PUNCT
fbem-20469	2	1	14	14	NUM
fbem-20469	2	2	,	,	PUNCT
fbem-20469	2	3	no	no	INTJ
fbem-20469	2	4	.	.	NOUN
fbem-20469	2	5	3	3	NUM
fbem-20469	2	6	,	,	PUNCT
fbem-20469	2	7	2024	2024	NUM
fbem-20469	2	8	152	152	NUM
fbem-20469	2	9	financial	financial	ADJ
fbem-20469	2	10	innovation	innovation	NOUN
fbem-20469	2	11	:	:	PUNCT
fbem-20469	2	12	disruption	disruption	NOUN
fbem-20469	2	13	and	and	CCONJ
fbem-20469	2	14	reinvention	reinvention	NOUN
fbem-20469	2	15	in	in	ADP
fbem-20469	2	16	the	the	DET
fbem-20469	2	17	future	future	ADJ
fbem-20469	2	18	financial	financial	ADJ
fbem-20469	2	19	sector	sector	NOUN
fbem-20469	2	20	ziwei	ziwei	PROPN
fbem-20469	2	21	luo	luo	PROPN
fbem-20469	2	22	*	*	PROPN
fbem-20469	2	23	the	the	DET
fbem-20469	2	24	bartlett	bartlett	PROPN
fbem-20469	2	25	development	development	PROPN
fbem-20469	2	26	planning	planning	PROPN
fbem-20469	2	27	unit	unit	NOUN
fbem-20469	2	28	,	,	PUNCT
fbem-20469	2	29	university	university	NOUN
fbem-20469	2	30	college	college	PROPN
fbem-20469	2	31	london	london	PROPN
fbem-20469	2	32	,	,	PUNCT
fbem-20469	2	33	london	london	PROPN
fbem-20469	2	34	,	,	PUNCT
fbem-20469	2	35	uk	uk	PROPN
fbem-20469	2	36	*	*	PUNCT
fbem-20469	2	37	corresponding	correspond	VERB
fbem-20469	2	38	author	author	NOUN
fbem-20469	2	39	:	:	PUNCT
fbem-20469	2	40	luoziwei2024@outlook.com	luoziwei2024@outlook.com	X
fbem-20469	2	41	abstract	abstract	NOUN
fbem-20469	2	42	:	:	PUNCT
fbem-20469	2	43	with	with	ADP
fbem-20469	2	44	the	the	DET
fbem-20469	2	45	rapid	rapid	ADJ
fbem-20469	2	46	development	development	NOUN
fbem-20469	2	47	of	of	ADP
fbem-20469	2	48	global	global	ADJ
fbem-20469	2	49	technology	technology	NOUN
fbem-20469	2	50	,	,	PUNCT
fbem-20469	2	51	the	the	DET
fbem-20469	2	52	financial	financial	ADJ
fbem-20469	2	53	industry	industry	NOUN
fbem-20469	2	54	is	be	AUX
fbem-20469	2	55	facing	face	VERB
fbem-20469	2	56	unprecedented	unprecedented	ADJ
fbem-20469	2	57	opportunities	opportunity	NOUN
fbem-20469	2	58	and	and	CCONJ
fbem-20469	2	59	challenges	challenge	NOUN
fbem-20469	2	60	.	.	PUNCT
fbem-20469	3	1	the	the	DET
fbem-20469	3	2	innovative	innovative	ADJ
fbem-20469	3	3	wave	wave	NOUN
fbem-20469	3	4	of	of	ADP
fbem-20469	3	5	financial	financial	ADJ
fbem-20469	3	6	technology	technology	NOUN
fbem-20469	3	7	,	,	PUNCT
fbem-20469	3	8	such	such	ADJ
fbem-20469	3	9	as	as	ADP
fbem-20469	3	10	blockchain	blockchain	NOUN
fbem-20469	3	11	,	,	PUNCT
fbem-20469	3	12	artificial	artificial	ADJ
fbem-20469	3	13	intelligence	intelligence	NOUN
fbem-20469	3	14	and	and	CCONJ
fbem-20469	3	15	big	big	ADJ
fbem-20469	3	16	data	datum	NOUN
fbem-20469	3	17	analysis	analysis	NOUN
fbem-20469	3	18	technology	technology	NOUN
fbem-20469	3	19	,	,	PUNCT
fbem-20469	3	20	not	not	PART
fbem-20469	3	21	only	only	ADV
fbem-20469	3	22	brings	bring	VERB
fbem-20469	3	23	a	a	DET
fbem-20469	3	24	new	new	ADJ
fbem-20469	3	25	business	business	NOUN
fbem-20469	3	26	model	model	NOUN
fbem-20469	3	27	for	for	ADP
fbem-20469	3	28	the	the	DET
fbem-20469	3	29	financial	financial	ADJ
fbem-20469	3	30	sector	sector	NOUN
fbem-20469	3	31	,	,	PUNCT
fbem-20469	3	32	but	but	CCONJ
fbem-20469	3	33	also	also	ADV
fbem-20469	3	34	improves	improve	VERB
fbem-20469	3	35	the	the	DET
fbem-20469	3	36	efficiency	efficiency	NOUN
fbem-20469	3	37	and	and	CCONJ
fbem-20469	3	38	quality	quality	NOUN
fbem-20469	3	39	of	of	ADP
fbem-20469	3	40	financial	financial	ADJ
fbem-20469	3	41	services	service	NOUN
fbem-20469	3	42	.	.	PUNCT
fbem-20469	4	1	in	in	ADP
fbem-20469	4	2	this	this	DET
fbem-20469	4	3	paper	paper	NOUN
fbem-20469	4	4	,	,	PUNCT
fbem-20469	4	5	we	we	PRON
fbem-20469	4	6	will	will	AUX
fbem-20469	4	7	discuss	discuss	VERB
fbem-20469	4	8	the	the	DET
fbem-20469	4	9	development	development	NOUN
fbem-20469	4	10	trend	trend	NOUN
fbem-20469	4	11	of	of	ADP
fbem-20469	4	12	fintech	fintech	NOUN
fbem-20469	4	13	,	,	PUNCT
fbem-20469	4	14	technological	technological	ADJ
fbem-20469	4	15	innovation	innovation	NOUN
fbem-20469	4	16	and	and	CCONJ
fbem-20469	4	17	its	its	PRON
fbem-20469	4	18	application	application	NOUN
fbem-20469	4	19	in	in	ADP
fbem-20469	4	20	the	the	DET
fbem-20469	4	21	financial	financial	ADJ
fbem-20469	4	22	industry	industry	NOUN
fbem-20469	4	23	,	,	PUNCT
fbem-20469	4	24	and	and	CCONJ
fbem-20469	4	25	explore	explore	VERB
fbem-20469	4	26	how	how	SCONJ
fbem-20469	4	27	financial	financial	ADJ
fbem-20469	4	28	innovation	innovation	NOUN
fbem-20469	4	29	can	can	AUX
fbem-20469	4	30	subvert	subvert	VERB
fbem-20469	4	31	the	the	DET
fbem-20469	4	32	traditional	traditional	ADJ
fbem-20469	4	33	financial	financial	ADJ
fbem-20469	4	34	model	model	NOUN
fbem-20469	4	35	and	and	CCONJ
fbem-20469	4	36	have	have	VERB
fbem-20469	4	37	a	a	DET
fbem-20469	4	38	far	far	ADV
fbem-20469	4	39	-	-	PUNCT
fbem-20469	4	40	reaching	reach	VERB
fbem-20469	4	41	impact	impact	NOUN
fbem-20469	4	42	on	on	ADP
fbem-20469	4	43	the	the	DET
fbem-20469	4	44	development	development	NOUN
fbem-20469	4	45	of	of	ADP
fbem-20469	4	46	the	the	DET
fbem-20469	4	47	financial	financial	ADJ
fbem-20469	4	48	industry	industry	NOUN
fbem-20469	4	49	in	in	ADP
fbem-20469	4	50	the	the	DET
fbem-20469	4	51	future	future	NOUN
fbem-20469	4	52	.	.	PUNCT
fbem-20469	5	1	keywords	keyword	NOUN
fbem-20469	5	2	:	:	PUNCT
fbem-20469	5	3	financial	financial	ADJ
fbem-20469	5	4	innovation	innovation	NOUN
fbem-20469	5	5	;	;	PUNCT
fbem-20469	5	6	disruption	disruption	NOUN
fbem-20469	5	7	;	;	PUNCT
fbem-20469	5	8	remodeling	remodeling	NOUN
fbem-20469	5	9	.	.	PUNCT
fbem-20469	6	1	1	1	X
fbem-20469	6	2	.	.	X
fbem-20469	6	3	the	the	DET
fbem-20469	6	4	concept	concept	NOUN
fbem-20469	6	5	and	and	CCONJ
fbem-20469	6	6	meaning	meaning	NOUN
fbem-20469	6	7	of	of	ADP
fbem-20469	6	8	financial	financial	ADJ
fbem-20469	6	9	innovation	innovation	NOUN
fbem-20469	6	10	financial	financial	ADJ
fbem-20469	6	11	innovation	innovation	NOUN
fbem-20469	6	12	refers	refer	VERB
fbem-20469	6	13	to	to	ADP
fbem-20469	6	14	the	the	DET
fbem-20469	6	15	introduction	introduction	NOUN
fbem-20469	6	16	of	of	ADP
fbem-20469	6	17	new	new	ADJ
fbem-20469	6	18	financial	financial	ADJ
fbem-20469	6	19	products	product	NOUN
fbem-20469	6	20	,	,	PUNCT
fbem-20469	6	21	services	service	NOUN
fbem-20469	6	22	,	,	PUNCT
fbem-20469	6	23	technologies	technology	NOUN
fbem-20469	6	24	,	,	PUNCT
fbem-20469	6	25	systems	system	NOUN
fbem-20469	6	26	or	or	CCONJ
fbem-20469	6	27	business	business	NOUN
fbem-20469	6	28	models	model	NOUN
fbem-20469	6	29	by	by	ADP
fbem-20469	6	30	financial	financial	ADJ
fbem-20469	6	31	institutions	institution	NOUN
fbem-20469	6	32	or	or	CCONJ
fbem-20469	6	33	financial	financial	ADJ
fbem-20469	6	34	markets	market	NOUN
fbem-20469	6	35	to	to	PART
fbem-20469	6	36	change	change	VERB
fbem-20469	6	37	the	the	DET
fbem-20469	6	38	traditional	traditional	ADJ
fbem-20469	6	39	financial	financial	ADJ
fbem-20469	6	40	business	business	NOUN
fbem-20469	6	41	model	model	NOUN
fbem-20469	6	42	,	,	PUNCT
fbem-20469	6	43	improve	improve	VERB
fbem-20469	6	44	the	the	DET
fbem-20469	6	45	operational	operational	ADJ
fbem-20469	6	46	efficiency	efficiency	NOUN
fbem-20469	6	47	and	and	CCONJ
fbem-20469	6	48	service	service	NOUN
fbem-20469	6	49	level	level	NOUN
fbem-20469	6	50	of	of	ADP
fbem-20469	6	51	financial	financial	ADJ
fbem-20469	6	52	institutions	institution	NOUN
fbem-20469	6	53	in	in	ADP
fbem-20469	6	54	order	order	NOUN
fbem-20469	6	55	to	to	PART
fbem-20469	6	56	meet	meet	VERB
fbem-20469	6	57	market	market	NOUN
fbem-20469	6	58	demand	demand	NOUN
fbem-20469	6	59	and	and	CCONJ
fbem-20469	6	60	promote	promote	VERB
fbem-20469	6	61	the	the	DET
fbem-20469	6	62	development	development	NOUN
fbem-20469	6	63	and	and	CCONJ
fbem-20469	6	64	stability	stability	NOUN
fbem-20469	6	65	of	of	ADP
fbem-20469	6	66	financial	financial	ADJ
fbem-20469	6	67	markets	market	NOUN
fbem-20469	6	68	.	.	PUNCT
fbem-20469	7	1	the	the	DET
fbem-20469	7	2	connotation	connotation	NOUN
fbem-20469	7	3	of	of	ADP
fbem-20469	7	4	financial	financial	ADJ
fbem-20469	7	5	innovation	innovation	NOUN
fbem-20469	7	6	includes	include	VERB
fbem-20469	7	7	product	product	NOUN
fbem-20469	7	8	innovation	innovation	NOUN
fbem-20469	7	9	,	,	PUNCT
fbem-20469	7	10	technological	technological	ADJ
fbem-20469	7	11	innovation	innovation	NOUN
fbem-20469	7	12	,	,	PUNCT
fbem-20469	7	13	system	system	NOUN
fbem-20469	7	14	innovation	innovation	NOUN
fbem-20469	7	15	and	and	CCONJ
fbem-20469	7	16	business	business	NOUN
fbem-20469	7	17	model	model	NOUN
fbem-20469	7	18	innovation	innovation	NOUN
fbem-20469	7	19	,	,	PUNCT
fbem-20469	7	20	covering	cover	VERB
fbem-20469	7	21	all	all	DET
fbem-20469	7	22	aspects	aspect	NOUN
fbem-20469	7	23	and	and	CCONJ
fbem-20469	7	24	levels	level	NOUN
fbem-20469	7	25	of	of	ADP
fbem-20469	7	26	financial	financial	ADJ
fbem-20469	7	27	business	business	NOUN
fbem-20469	7	28	.	.	PUNCT
fbem-20469	8	1	the	the	DET
fbem-20469	8	2	essence	essence	NOUN
fbem-20469	8	3	of	of	ADP
fbem-20469	8	4	financial	financial	ADJ
fbem-20469	8	5	innovation	innovation	NOUN
fbem-20469	8	6	is	be	AUX
fbem-20469	8	7	to	to	PART
fbem-20469	8	8	improve	improve	VERB
fbem-20469	8	9	the	the	DET
fbem-20469	8	10	competitiveness	competitiveness	NOUN
fbem-20469	8	11	and	and	CCONJ
fbem-20469	8	12	profitability	profitability	NOUN
fbem-20469	8	13	of	of	ADP
fbem-20469	8	14	financial	financial	ADJ
fbem-20469	8	15	institutions	institution	NOUN
fbem-20469	8	16	and	and	CCONJ
fbem-20469	8	17	to	to	PART
fbem-20469	8	18	promote	promote	VERB
fbem-20469	8	19	the	the	DET
fbem-20469	8	20	healthy	healthy	ADJ
fbem-20469	8	21	development	development	NOUN
fbem-20469	8	22	of	of	ADP
fbem-20469	8	23	the	the	DET
fbem-20469	8	24	financial	financial	ADJ
fbem-20469	8	25	market	market	NOUN
fbem-20469	8	26	while	while	SCONJ
fbem-20469	8	27	continuously	continuously	ADV
fbem-20469	8	28	adapting	adapt	VERB
fbem-20469	8	29	to	to	ADP
fbem-20469	8	30	changes	change	NOUN
fbem-20469	8	31	in	in	ADP
fbem-20469	8	32	market	market	NOUN
fbem-20469	8	33	demand	demand	NOUN
fbem-20469	8	34	and	and	CCONJ
fbem-20469	8	35	meeting	meet	VERB
fbem-20469	8	36	the	the	DET
fbem-20469	8	37	requirements	requirement	NOUN
fbem-20469	8	38	of	of	ADP
fbem-20469	8	39	economic	economic	ADJ
fbem-20469	8	40	development	development	NOUN
fbem-20469	8	41	.	.	PUNCT
fbem-20469	9	1	2	2	X
fbem-20469	9	2	.	.	X
fbem-20469	9	3	fintech	fintech	NOUN
fbem-20469	9	4	and	and	CCONJ
fbem-20469	9	5	financial	financial	ADJ
fbem-20469	9	6	innovation	innovation	NOUN
fbem-20469	9	7	2.1	2.1	NUM
fbem-20469	9	8	.	.	PUNCT
fbem-20469	10	1	the	the	DET
fbem-20469	10	2	current	current	ADJ
fbem-20469	10	3	state	state	NOUN
fbem-20469	10	4	of	of	ADP
fbem-20469	10	5	development	development	NOUN
fbem-20469	10	6	of	of	ADP
fbem-20469	10	7	financial	financial	ADJ
fbem-20469	10	8	technology	technology	NOUN
fbem-20469	10	9	fintech	fintech	NOUN
fbem-20469	10	10	,	,	PUNCT
fbem-20469	10	11	as	as	ADP
fbem-20469	10	12	an	an	DET
fbem-20469	10	13	important	important	ADJ
fbem-20469	10	14	part	part	NOUN
fbem-20469	10	15	of	of	ADP
fbem-20469	10	16	the	the	DET
fbem-20469	10	17	financial	financial	ADJ
fbem-20469	10	18	industry	industry	NOUN
fbem-20469	10	19	,	,	PUNCT
fbem-20469	10	20	has	have	AUX
fbem-20469	10	21	shown	show	VERB
fbem-20469	10	22	a	a	DET
fbem-20469	10	23	rapid	rapid	ADJ
fbem-20469	10	24	development	development	NOUN
fbem-20469	10	25	momentum	momentum	NOUN
fbem-20469	10	26	in	in	ADP
fbem-20469	10	27	recent	recent	ADJ
fbem-20469	10	28	years	year	NOUN
fbem-20469	10	29	.	.	PUNCT
fbem-20469	11	1	in	in	ADP
fbem-20469	11	2	the	the	DET
fbem-20469	11	3	era	era	NOUN
fbem-20469	11	4	of	of	ADP
fbem-20469	11	5	rapid	rapid	ADJ
fbem-20469	11	6	technological	technological	ADJ
fbem-20469	11	7	change	change	NOUN
fbem-20469	11	8	,	,	PUNCT
fbem-20469	11	9	fintech	fintech	NOUN
fbem-20469	11	10	has	have	AUX
fbem-20469	11	11	profoundly	profoundly	ADV
fbem-20469	11	12	changed	change	VERB
fbem-20469	11	13	the	the	DET
fbem-20469	11	14	operation	operation	NOUN
fbem-20469	11	15	mode	mode	NOUN
fbem-20469	11	16	and	and	CCONJ
fbem-20469	11	17	service	service	NOUN
fbem-20469	11	18	mode	mode	NOUN
fbem-20469	11	19	of	of	ADP
fbem-20469	11	20	traditional	traditional	ADJ
fbem-20469	11	21	financial	financial	ADJ
fbem-20469	11	22	business	business	NOUN
fbem-20469	11	23	with	with	ADP
fbem-20469	11	24	its	its	PRON
fbem-20469	11	25	characteristics	characteristic	NOUN
fbem-20469	11	26	of	of	ADP
fbem-20469	11	27	efficiency	efficiency	NOUN
fbem-20469	11	28	,	,	PUNCT
fbem-20469	11	29	convenience	convenience	NOUN
fbem-20469	11	30	and	and	CCONJ
fbem-20469	11	31	intelligence	intelligence	NOUN
fbem-20469	11	32	.	.	PUNCT
fbem-20469	12	1	in	in	ADP
fbem-20469	12	2	terms	term	NOUN
fbem-20469	12	3	of	of	ADP
fbem-20469	12	4	technology	technology	NOUN
fbem-20469	12	5	,	,	PUNCT
fbem-20469	12	6	emerging	emerge	VERB
fbem-20469	12	7	technologies	technology	NOUN
fbem-20469	12	8	such	such	ADJ
fbem-20469	12	9	as	as	ADP
fbem-20469	12	10	artificial	artificial	ADJ
fbem-20469	12	11	intelligence	intelligence	NOUN
fbem-20469	12	12	,	,	PUNCT
fbem-20469	12	13	big	big	ADJ
fbem-20469	12	14	data	datum	NOUN
fbem-20469	12	15	,	,	PUNCT
fbem-20469	12	16	blockchain	blockchain	NOUN
fbem-20469	12	17	and	and	CCONJ
fbem-20469	12	18	cloud	cloud	PROPN
fbem-20469	12	19	computing	computing	NOUN
fbem-20469	12	20	are	be	AUX
fbem-20469	12	21	constantly	constantly	ADV
fbem-20469	12	22	emerging	emerge	VERB
fbem-20469	12	23	,	,	PUNCT
fbem-20469	12	24	providing	provide	VERB
fbem-20469	12	25	strong	strong	ADJ
fbem-20469	12	26	support	support	NOUN
fbem-20469	12	27	for	for	ADP
fbem-20469	12	28	the	the	DET
fbem-20469	12	29	development	development	NOUN
fbem-20469	12	30	of	of	ADP
fbem-20469	12	31	financial	financial	ADJ
fbem-20469	12	32	technology	technology	NOUN
fbem-20469	12	33	.	.	PUNCT
fbem-20469	13	1	at	at	ADP
fbem-20469	13	2	the	the	DET
fbem-20469	13	3	same	same	ADJ
fbem-20469	13	4	time	time	NOUN
fbem-20469	13	5	,	,	PUNCT
fbem-20469	13	6	the	the	DET
fbem-20469	13	7	continuous	continuous	ADJ
fbem-20469	13	8	emergence	emergence	NOUN
fbem-20469	13	9	of	of	ADP
fbem-20469	13	10	fintech	fintech	NOUN
fbem-20469	13	11	enterprises	enterprise	NOUN
fbem-20469	13	12	has	have	AUX
fbem-20469	13	13	also	also	ADV
fbem-20469	13	14	injected	inject	VERB
fbem-20469	13	15	new	new	ADJ
fbem-20469	13	16	vitality	vitality	NOUN
fbem-20469	13	17	into	into	ADP
fbem-20469	13	18	the	the	DET
fbem-20469	13	19	application	application	NOUN
fbem-20469	13	20	and	and	CCONJ
fbem-20469	13	21	innovation	innovation	NOUN
fbem-20469	13	22	of	of	ADP
fbem-20469	13	23	fintech	fintech	NOUN
fbem-20469	13	24	.	.	PUNCT
fbem-20469	14	1	globally	globally	ADV
fbem-20469	14	2	,	,	PUNCT
fbem-20469	14	3	the	the	DET
fbem-20469	14	4	application	application	NOUN
fbem-20469	14	5	of	of	ADP
fbem-20469	14	6	fintech	fintech	NOUN
fbem-20469	14	7	has	have	AUX
fbem-20469	14	8	penetrated	penetrate	VERB
fbem-20469	14	9	into	into	ADP
fbem-20469	14	10	various	various	ADJ
fbem-20469	14	11	fields	field	NOUN
fbem-20469	14	12	of	of	ADP
fbem-20469	14	13	the	the	DET
fbem-20469	14	14	financial	financial	ADJ
fbem-20469	14	15	industry	industry	NOUN
fbem-20469	14	16	,	,	PUNCT
fbem-20469	14	17	including	include	VERB
fbem-20469	14	18	but	but	CCONJ
fbem-20469	14	19	not	not	PART
fbem-20469	14	20	limited	limit	VERB
fbem-20469	14	21	to	to	ADP
fbem-20469	14	22	payment	payment	NOUN
fbem-20469	14	23	and	and	CCONJ
fbem-20469	14	24	settlement	settlement	NOUN
fbem-20469	14	25	,	,	PUNCT
fbem-20469	14	26	loan	loan	NOUN
fbem-20469	14	27	financing	financing	NOUN
fbem-20469	14	28	,	,	PUNCT
fbem-20469	14	29	risk	risk	NOUN
fbem-20469	14	30	management	management	NOUN
fbem-20469	14	31	,	,	PUNCT
fbem-20469	14	32	asset	asset	NOUN
fbem-20469	14	33	management	management	NOUN
fbem-20469	14	34	,	,	PUNCT
fbem-20469	14	35	etc	etc	X
fbem-20469	14	36	.	.	X
fbem-20469	14	37	taking	take	VERB
fbem-20469	14	38	the	the	DET
fbem-20469	14	39	field	field	NOUN
fbem-20469	14	40	of	of	ADP
fbem-20469	14	41	payment	payment	NOUN
fbem-20469	14	42	and	and	CCONJ
fbem-20469	14	43	settlement	settlement	NOUN
fbem-20469	14	44	as	as	ADP
fbem-20469	14	45	an	an	DET
fbem-20469	14	46	example	example	NOUN
fbem-20469	14	47	,	,	PUNCT
fbem-20469	14	48	the	the	DET
fbem-20469	14	49	rapid	rapid	ADJ
fbem-20469	14	50	popularization	popularization	NOUN
fbem-20469	14	51	of	of	ADP
fbem-20469	14	52	new	new	ADJ
fbem-20469	14	53	payment	payment	NOUN
fbem-20469	14	54	methods	method	NOUN
fbem-20469	14	55	such	such	ADJ
fbem-20469	14	56	as	as	ADP
fbem-20469	14	57	mobile	mobile	ADJ
fbem-20469	14	58	payment	payment	NOUN
fbem-20469	14	59	,	,	PUNCT
fbem-20469	14	60	sensorless	sensorless	NOUN
fbem-20469	14	61	payment	payment	NOUN
fbem-20469	14	62	and	and	CCONJ
fbem-20469	14	63	digital	digital	ADJ
fbem-20469	14	64	currency	currency	NOUN
fbem-20469	14	65	has	have	AUX
fbem-20469	14	66	become	become	VERB
fbem-20469	14	67	a	a	DET
fbem-20469	14	68	distinctive	distinctive	ADJ
fbem-20469	14	69	symbol	symbol	NOUN
fbem-20469	14	70	of	of	ADP
fbem-20469	14	71	the	the	DET
fbem-20469	14	72	development	development	NOUN
fbem-20469	14	73	of	of	ADP
fbem-20469	14	74	financial	financial	ADJ
fbem-20469	14	75	technology	technology	NOUN
fbem-20469	14	76	.	.	PUNCT
fbem-20469	15	1	in	in	ADP
fbem-20469	15	2	the	the	DET
fbem-20469	15	3	field	field	NOUN
fbem-20469	15	4	of	of	ADP
fbem-20469	15	5	loan	loan	NOUN
fbem-20469	15	6	financing	financing	NOUN
fbem-20469	15	7	,	,	PUNCT
fbem-20469	15	8	the	the	DET
fbem-20469	15	9	rise	rise	NOUN
fbem-20469	15	10	of	of	ADP
fbem-20469	15	11	new	new	ADJ
fbem-20469	15	12	financial	financial	ADJ
fbem-20469	15	13	models	model	NOUN
fbem-20469	15	14	such	such	ADJ
fbem-20469	15	15	as	as	ADP
fbem-20469	15	16	p2p	p2p	NOUN
fbem-20469	15	17	online	online	ADJ
fbem-20469	15	18	lending	lending	NOUN
fbem-20469	15	19	,	,	PUNCT
fbem-20469	15	20	consumer	consumer	NOUN
fbem-20469	15	21	finance	finance	NOUN
fbem-20469	15	22	and	and	CCONJ
fbem-20469	15	23	supply	supply	NOUN
fbem-20469	15	24	chain	chain	NOUN
fbem-20469	15	25	finance	finance	NOUN
fbem-20469	15	26	also	also	ADV
fbem-20469	15	27	provides	provide	VERB
fbem-20469	15	28	broad	broad	ADJ
fbem-20469	15	29	space	space	NOUN
fbem-20469	15	30	for	for	ADP
fbem-20469	15	31	the	the	DET
fbem-20469	15	32	application	application	NOUN
fbem-20469	15	33	of	of	ADP
fbem-20469	15	34	financial	financial	ADJ
fbem-20469	15	35	technology	technology	NOUN
fbem-20469	15	36	.	.	PUNCT
fbem-20469	16	1	2.2	2.2	NUM
fbem-20469	16	2	.	.	PUNCT
fbem-20469	17	1	the	the	DET
fbem-20469	17	2	role	role	NOUN
fbem-20469	17	3	of	of	ADP
fbem-20469	17	4	fintech	fintech	NOUN
fbem-20469	17	5	in	in	ADP
fbem-20469	17	6	driving	drive	VERB
fbem-20469	17	7	financial	financial	ADJ
fbem-20469	17	8	innovation	innovation	NOUN
fbem-20469	17	9	the	the	DET
fbem-20469	17	10	role	role	NOUN
fbem-20469	17	11	of	of	ADP
fbem-20469	17	12	fintech	fintech	NOUN
fbem-20469	17	13	in	in	ADP
fbem-20469	17	14	promoting	promote	VERB
fbem-20469	17	15	financial	financial	ADJ
fbem-20469	17	16	innovation	innovation	NOUN
fbem-20469	17	17	can	can	AUX
fbem-20469	17	18	not	not	PART
fbem-20469	17	19	be	be	AUX
fbem-20469	17	20	ignored	ignore	VERB
fbem-20469	17	21	.	.	PUNCT
fbem-20469	18	1	first	first	ADV
fbem-20469	18	2	,	,	PUNCT
fbem-20469	18	3	the	the	DET
fbem-20469	18	4	application	application	NOUN
fbem-20469	18	5	of	of	ADP
fbem-20469	18	6	fintech	fintech	NOUN
fbem-20469	18	7	provides	provide	VERB
fbem-20469	18	8	more	more	ADV
fbem-20469	18	9	efficient	efficient	ADJ
fbem-20469	18	10	and	and	CCONJ
fbem-20469	18	11	convenient	convenient	ADJ
fbem-20469	18	12	services	service	NOUN
fbem-20469	18	13	for	for	ADP
fbem-20469	18	14	financial	financial	ADJ
fbem-20469	18	15	business	business	NOUN
fbem-20469	18	16	.	.	PUNCT
fbem-20469	19	1	taking	take	VERB
fbem-20469	19	2	mobile	mobile	ADJ
fbem-20469	19	3	payment	payment	NOUN
fbem-20469	19	4	as	as	ADP
fbem-20469	19	5	an	an	DET
fbem-20469	19	6	example	example	NOUN
fbem-20469	19	7	,	,	PUNCT
fbem-20469	19	8	users	user	NOUN
fbem-20469	19	9	can	can	AUX
fbem-20469	19	10	complete	complete	VERB
fbem-20469	19	11	payment	payment	NOUN
fbem-20469	19	12	through	through	ADP
fbem-20469	19	13	mobile	mobile	ADJ
fbem-20469	19	14	apps	app	NOUN
fbem-20469	19	15	,	,	PUNCT
fbem-20469	19	16	which	which	PRON
fbem-20469	19	17	greatly	greatly	ADV
fbem-20469	19	18	improves	improve	VERB
fbem-20469	19	19	the	the	DET
fbem-20469	19	20	efficiency	efficiency	NOUN
fbem-20469	19	21	and	and	CCONJ
fbem-20469	19	22	convenience	convenience	NOUN
fbem-20469	19	23	of	of	ADP
fbem-20469	19	24	payment	payment	NOUN
fbem-20469	19	25	and	and	CCONJ
fbem-20469	19	26	provides	provide	VERB
fbem-20469	19	27	technical	technical	ADJ
fbem-20469	19	28	support	support	NOUN
fbem-20469	19	29	for	for	ADP
fbem-20469	19	30	financial	financial	ADJ
fbem-20469	19	31	innovation	innovation	NOUN
fbem-20469	19	32	.	.	PUNCT
fbem-20469	20	1	secondly	secondly	ADV
fbem-20469	20	2	,	,	PUNCT
fbem-20469	20	3	the	the	DET
fbem-20469	20	4	development	development	NOUN
fbem-20469	20	5	of	of	ADP
fbem-20469	20	6	financial	financial	ADJ
fbem-20469	20	7	technology	technology	NOUN
fbem-20469	20	8	has	have	AUX
fbem-20469	20	9	provided	provide	VERB
fbem-20469	20	10	financial	financial	ADJ
fbem-20469	20	11	institutions	institution	NOUN
fbem-20469	20	12	with	with	ADP
fbem-20469	20	13	more	more	ADV
fbem-20469	20	14	abundant	abundant	ADJ
fbem-20469	20	15	and	and	CCONJ
fbem-20469	20	16	diverse	diverse	ADJ
fbem-20469	20	17	financial	financial	ADJ
fbem-20469	20	18	products	product	NOUN
fbem-20469	20	19	and	and	CCONJ
fbem-20469	20	20	services	service	NOUN
fbem-20469	20	21	.	.	PUNCT
fbem-20469	21	1	through	through	ADP
fbem-20469	21	2	big	big	ADJ
fbem-20469	21	3	data	datum	NOUN
fbem-20469	21	4	analysis	analysis	NOUN
fbem-20469	21	5	and	and	CCONJ
fbem-20469	21	6	intelligent	intelligent	ADJ
fbem-20469	21	7	recommendation	recommendation	NOUN
fbem-20469	21	8	,	,	PUNCT
fbem-20469	21	9	fintech	fintech	NOUN
fbem-20469	21	10	can	can	AUX
fbem-20469	21	11	better	well	ADV
fbem-20469	21	12	meet	meet	VERB
fbem-20469	21	13	customers	customer	NOUN
fbem-20469	21	14	'	'	PART
fbem-20469	21	15	personalized	personalized	ADJ
fbem-20469	21	16	and	and	CCONJ
fbem-20469	21	17	diversified	diversify	VERB
fbem-20469	21	18	financial	financial	ADJ
fbem-20469	21	19	needs	need	NOUN
fbem-20469	21	20	,	,	PUNCT
fbem-20469	21	21	and	and	CCONJ
fbem-20469	21	22	promote	promote	VERB
fbem-20469	21	23	financial	financial	ADJ
fbem-20469	21	24	innovation	innovation	NOUN
fbem-20469	21	25	to	to	PART
fbem-20469	21	26	deepen	deepen	VERB
fbem-20469	21	27	and	and	CCONJ
fbem-20469	21	28	expand	expand	VERB
fbem-20469	21	29	.	.	PUNCT
fbem-20469	22	1	thirdly	thirdly	ADV
fbem-20469	22	2	,	,	PUNCT
fbem-20469	22	3	the	the	DET
fbem-20469	22	4	application	application	NOUN
fbem-20469	22	5	of	of	ADP
fbem-20469	22	6	financial	financial	ADJ
fbem-20469	22	7	technology	technology	NOUN
fbem-20469	22	8	also	also	ADV
fbem-20469	22	9	provides	provide	VERB
fbem-20469	22	10	a	a	DET
fbem-20469	22	11	more	more	ADV
fbem-20469	22	12	scientific	scientific	ADJ
fbem-20469	22	13	and	and	CCONJ
fbem-20469	22	14	effective	effective	ADJ
fbem-20469	22	15	means	mean	NOUN
fbem-20469	22	16	for	for	ADP
fbem-20469	22	17	financial	financial	ADJ
fbem-20469	22	18	supervision	supervision	NOUN
fbem-20469	22	19	.	.	PUNCT
fbem-20469	23	1	through	through	ADP
fbem-20469	23	2	the	the	DET
fbem-20469	23	3	application	application	NOUN
fbem-20469	23	4	of	of	ADP
fbem-20469	23	5	blockchain	blockchain	PROPN
fbem-20469	23	6	technology	technology	PROPN
fbem-20469	23	7	,	,	PUNCT
fbem-20469	23	8	the	the	DET
fbem-20469	23	9	traceability	traceability	NOUN
fbem-20469	23	10	and	and	CCONJ
fbem-20469	23	11	tamper	tamper	VERB
fbem-20469	23	12	resistance	resistance	NOUN
fbem-20469	23	13	of	of	ADP
fbem-20469	23	14	financial	financial	ADJ
fbem-20469	23	15	data	datum	NOUN
fbem-20469	23	16	are	be	AUX
fbem-20469	23	17	realized	realize	VERB
fbem-20469	23	18	,	,	PUNCT
fbem-20469	23	19	providing	provide	VERB
fbem-20469	23	20	strong	strong	ADJ
fbem-20469	23	21	technical	technical	ADJ
fbem-20469	23	22	support	support	NOUN
fbem-20469	23	23	for	for	ADP
fbem-20469	23	24	financial	financial	ADJ
fbem-20469	23	25	supervision	supervision	NOUN
fbem-20469	23	26	,	,	PUNCT
fbem-20469	23	27	and	and	CCONJ
fbem-20469	23	28	promoting	promote	VERB
fbem-20469	23	29	the	the	DET
fbem-20469	23	30	continuous	continuous	ADJ
fbem-20469	23	31	improvement	improvement	NOUN
fbem-20469	23	32	and	and	CCONJ
fbem-20469	23	33	upgrading	upgrading	NOUN
fbem-20469	23	34	of	of	ADP
fbem-20469	23	35	the	the	DET
fbem-20469	23	36	financial	financial	ADJ
fbem-20469	23	37	supervision	supervision	NOUN
fbem-20469	23	38	system	system	NOUN
fbem-20469	23	39	.	.	PUNCT
fbem-20469	24	1	3	3	X
fbem-20469	24	2	.	.	X
fbem-20469	24	3	financial	financial	ADJ
fbem-20469	24	4	innovation	innovation	NOUN
fbem-20469	24	5	and	and	CCONJ
fbem-20469	24	6	financial	financial	ADJ
fbem-20469	24	7	risk	risk	NOUN
fbem-20469	24	8	3.1	3.1	NUM
fbem-20469	24	9	.	.	PUNCT
fbem-20469	25	1	the	the	DET
fbem-20469	25	2	challenge	challenge	NOUN
fbem-20469	25	3	of	of	ADP
fbem-20469	25	4	financial	financial	ADJ
fbem-20469	25	5	innovation	innovation	NOUN
fbem-20469	25	6	to	to	ADP
fbem-20469	25	7	financial	financial	ADJ
fbem-20469	25	8	risk	risk	NOUN
fbem-20469	25	9	financial	financial	ADJ
fbem-20469	25	10	innovation	innovation	NOUN
fbem-20469	25	11	,	,	PUNCT
fbem-20469	25	12	as	as	ADP
fbem-20469	25	13	an	an	DET
fbem-20469	25	14	important	important	ADJ
fbem-20469	25	15	issue	issue	NOUN
fbem-20469	25	16	in	in	ADP
fbem-20469	25	17	the	the	DET
fbem-20469	25	18	financial	financial	ADJ
fbem-20469	25	19	field	field	NOUN
fbem-20469	25	20	,	,	PUNCT
fbem-20469	25	21	poses	pose	VERB
fbem-20469	25	22	new	new	ADJ
fbem-20469	25	23	challenges	challenge	NOUN
fbem-20469	25	24	to	to	ADP
fbem-20469	25	25	financial	financial	ADJ
fbem-20469	25	26	risk	risk	NOUN
fbem-20469	25	27	.	.	PUNCT
fbem-20469	26	1	first	first	ADV
fbem-20469	26	2	of	of	ADP
fbem-20469	26	3	all	all	PRON
fbem-20469	26	4	,	,	PUNCT
fbem-20469	26	5	the	the	DET
fbem-20469	26	6	continuous	continuous	ADJ
fbem-20469	26	7	emergence	emergence	NOUN
fbem-20469	26	8	of	of	ADP
fbem-20469	26	9	financial	financial	ADJ
fbem-20469	26	10	innovation	innovation	NOUN
fbem-20469	26	11	has	have	AUX
fbem-20469	26	12	injected	inject	VERB
fbem-20469	26	13	more	more	ADJ
fbem-20469	26	14	financial	financial	ADJ
fbem-20469	26	15	instruments	instrument	NOUN
fbem-20469	26	16	and	and	CCONJ
fbem-20469	26	17	products	product	NOUN
fbem-20469	26	18	into	into	ADP
fbem-20469	26	19	the	the	DET
fbem-20469	26	20	financial	financial	ADJ
fbem-20469	26	21	market	market	NOUN
fbem-20469	26	22	,	,	PUNCT
fbem-20469	26	23	and	and	CCONJ
fbem-20469	26	24	the	the	DET
fbem-20469	26	25	complexity	complexity	NOUN
fbem-20469	26	26	and	and	CCONJ
fbem-20469	26	27	innovativeness	innovativeness	NOUN
fbem-20469	26	28	of	of	ADP
fbem-20469	26	29	these	these	DET
fbem-20469	26	30	new	new	ADJ
fbem-20469	26	31	153	153	NUM
fbem-20469	26	32	products	product	NOUN
fbem-20469	26	33	have	have	AUX
fbem-20469	26	34	brought	bring	VERB
fbem-20469	26	35	more	more	ADJ
fbem-20469	26	36	uncertainty	uncertainty	NOUN
fbem-20469	26	37	to	to	ADP
fbem-20469	26	38	the	the	DET
fbem-20469	26	39	financial	financial	ADJ
fbem-20469	26	40	market	market	NOUN
fbem-20469	26	41	,	,	PUNCT
fbem-20469	26	42	thus	thus	ADV
fbem-20469	26	43	increasing	increase	VERB
fbem-20469	26	44	the	the	DET
fbem-20469	26	45	probability	probability	NOUN
fbem-20469	26	46	of	of	ADP
fbem-20469	26	47	financial	financial	ADJ
fbem-20469	26	48	risks	risk	NOUN
fbem-20469	26	49	.	.	PUNCT
fbem-20469	27	1	secondly	secondly	ADV
fbem-20469	27	2	,	,	PUNCT
fbem-20469	27	3	the	the	DET
fbem-20469	27	4	rapid	rapid	ADJ
fbem-20469	27	5	development	development	NOUN
fbem-20469	27	6	of	of	ADP
fbem-20469	27	7	financial	financial	ADJ
fbem-20469	27	8	innovation	innovation	NOUN
fbem-20469	27	9	has	have	AUX
fbem-20469	27	10	also	also	ADV
fbem-20469	27	11	aggravated	aggravate	VERB
fbem-20469	27	12	the	the	DET
fbem-20469	27	13	opacity	opacity	NOUN
fbem-20469	27	14	of	of	ADP
fbem-20469	27	15	the	the	DET
fbem-20469	27	16	financial	financial	ADJ
fbem-20469	27	17	market	market	NOUN
fbem-20469	27	18	,	,	PUNCT
fbem-20469	27	19	making	make	VERB
fbem-20469	27	20	the	the	DET
fbem-20469	27	21	contagion	contagion	NOUN
fbem-20469	27	22	effect	effect	NOUN
fbem-20469	27	23	of	of	ADP
fbem-20469	27	24	financial	financial	ADJ
fbem-20469	27	25	risks	risk	NOUN
fbem-20469	27	26	more	more	ADV
fbem-20469	27	27	obvious	obvious	ADJ
fbem-20469	27	28	,	,	PUNCT
fbem-20469	27	29	and	and	CCONJ
fbem-20469	27	30	once	once	ADV
fbem-20469	27	31	a	a	DET
fbem-20469	27	32	problem	problem	NOUN
fbem-20469	27	33	occurs	occur	VERB
fbem-20469	27	34	in	in	ADP
fbem-20469	27	35	a	a	DET
fbem-20469	27	36	certain	certain	ADJ
fbem-20469	27	37	link	link	NOUN
fbem-20469	27	38	,	,	PUNCT
fbem-20469	27	39	it	it	PRON
fbem-20469	27	40	may	may	AUX
fbem-20469	27	41	quickly	quickly	ADV
fbem-20469	27	42	spread	spread	VERB
fbem-20469	27	43	to	to	ADP
fbem-20469	27	44	the	the	DET
fbem-20469	27	45	whole	whole	ADJ
fbem-20469	27	46	financial	financial	ADJ
fbem-20469	27	47	system	system	NOUN
fbem-20469	27	48	,	,	PUNCT
fbem-20469	27	49	leading	lead	VERB
fbem-20469	27	50	to	to	ADP
fbem-20469	27	51	the	the	DET
fbem-20469	27	52	emergence	emergence	NOUN
fbem-20469	27	53	of	of	ADP
fbem-20469	27	54	systemic	systemic	ADJ
fbem-20469	27	55	risks	risk	NOUN
fbem-20469	27	56	.	.	PUNCT
fbem-20469	28	1	moreover	moreover	ADV
fbem-20469	28	2	,	,	PUNCT
fbem-20469	28	3	the	the	DET
fbem-20469	28	4	rapid	rapid	ADJ
fbem-20469	28	5	development	development	NOUN
fbem-20469	28	6	of	of	ADP
fbem-20469	28	7	financial	financial	ADJ
fbem-20469	28	8	innovation	innovation	NOUN
fbem-20469	28	9	has	have	AUX
fbem-20469	28	10	also	also	ADV
fbem-20469	28	11	brought	bring	VERB
fbem-20469	28	12	challenges	challenge	NOUN
fbem-20469	28	13	to	to	ADP
fbem-20469	28	14	financial	financial	ADJ
fbem-20469	28	15	supervision	supervision	NOUN
fbem-20469	28	16	,	,	PUNCT
fbem-20469	28	17	and	and	CCONJ
fbem-20469	28	18	the	the	DET
fbem-20469	28	19	supervisory	supervisory	ADJ
fbem-20469	28	20	authorities	authority	NOUN
fbem-20469	28	21	need	need	VERB
fbem-20469	28	22	to	to	PART
fbem-20469	28	23	constantly	constantly	ADV
fbem-20469	28	24	follow	follow	VERB
fbem-20469	28	25	up	up	ADP
fbem-20469	28	26	and	and	CCONJ
fbem-20469	28	27	adapt	adapt	VERB
fbem-20469	28	28	to	to	ADP
fbem-20469	28	29	the	the	DET
fbem-20469	28	30	pace	pace	NOUN
fbem-20469	28	31	of	of	ADP
fbem-20469	28	32	financial	financial	ADJ
fbem-20469	28	33	innovation	innovation	NOUN
fbem-20469	28	34	in	in	ADP
fbem-20469	28	35	order	order	NOUN
fbem-20469	28	36	to	to	PART
fbem-20469	28	37	effectively	effectively	ADV
fbem-20469	28	38	control	control	VERB
fbem-20469	28	39	the	the	DET
fbem-20469	28	40	occurrence	occurrence	NOUN
fbem-20469	28	41	of	of	ADP
fbem-20469	28	42	financial	financial	ADJ
fbem-20469	28	43	risks	risk	NOUN
fbem-20469	28	44	.	.	PUNCT
fbem-20469	29	1	therefore	therefore	ADV
fbem-20469	29	2	,	,	PUNCT
fbem-20469	29	3	the	the	DET
fbem-20469	29	4	challenges	challenge	NOUN
fbem-20469	29	5	of	of	ADP
fbem-20469	29	6	financial	financial	ADJ
fbem-20469	29	7	innovation	innovation	NOUN
fbem-20469	29	8	to	to	ADP
fbem-20469	29	9	financial	financial	ADJ
fbem-20469	29	10	risk	risk	NOUN
fbem-20469	29	11	are	be	AUX
fbem-20469	29	12	multifaceted	multifaceted	ADJ
fbem-20469	29	13	and	and	CCONJ
fbem-20469	29	14	need	need	VERB
fbem-20469	29	15	to	to	PART
fbem-20469	29	16	be	be	AUX
fbem-20469	29	17	comprehensively	comprehensively	ADV
fbem-20469	29	18	and	and	CCONJ
fbem-20469	29	19	thoroughly	thoroughly	ADV
fbem-20469	29	20	analyzed	analyze	VERB
fbem-20469	29	21	and	and	CCONJ
fbem-20469	29	22	studied	study	VERB
fbem-20469	29	23	.	.	PUNCT
fbem-20469	30	1	3.2	3.2	NUM
fbem-20469	30	2	.	.	PUNCT
fbem-20469	31	1	the	the	DET
fbem-20469	31	2	response	response	NOUN
fbem-20469	31	3	of	of	ADP
fbem-20469	31	4	financial	financial	ADJ
fbem-20469	31	5	regulation	regulation	NOUN
fbem-20469	31	6	to	to	ADP
fbem-20469	31	7	financial	financial	ADJ
fbem-20469	31	8	innovation	innovation	NOUN
fbem-20469	31	9	in	in	ADP
fbem-20469	31	10	the	the	DET
fbem-20469	31	11	face	face	NOUN
fbem-20469	31	12	of	of	ADP
fbem-20469	31	13	the	the	DET
fbem-20469	31	14	challenges	challenge	NOUN
fbem-20469	31	15	posed	pose	VERB
fbem-20469	31	16	by	by	ADP
fbem-20469	31	17	financial	financial	ADJ
fbem-20469	31	18	innovation	innovation	NOUN
fbem-20469	31	19	,	,	PUNCT
fbem-20469	31	20	financial	financial	ADJ
fbem-20469	31	21	regulators	regulator	NOUN
fbem-20469	31	22	must	must	AUX
fbem-20469	31	23	respond	respond	VERB
fbem-20469	31	24	in	in	ADP
fbem-20469	31	25	a	a	DET
fbem-20469	31	26	timely	timely	ADJ
fbem-20469	31	27	manner	manner	NOUN
fbem-20469	31	28	in	in	ADP
fbem-20469	31	29	order	order	NOUN
fbem-20469	31	30	to	to	PART
fbem-20469	31	31	maintain	maintain	VERB
fbem-20469	31	32	the	the	DET
fbem-20469	31	33	stability	stability	NOUN
fbem-20469	31	34	and	and	CCONJ
fbem-20469	31	35	security	security	NOUN
fbem-20469	31	36	of	of	ADP
fbem-20469	31	37	the	the	DET
fbem-20469	31	38	financial	financial	ADJ
fbem-20469	31	39	market	market	NOUN
fbem-20469	31	40	.	.	PUNCT
fbem-20469	32	1	first	first	ADV
fbem-20469	32	2	,	,	PUNCT
fbem-20469	32	3	financial	financial	ADJ
fbem-20469	32	4	regulators	regulator	NOUN
fbem-20469	32	5	need	need	VERB
fbem-20469	32	6	to	to	PART
fbem-20469	32	7	strengthen	strengthen	VERB
fbem-20469	32	8	risk	risk	NOUN
fbem-20469	32	9	management	management	NOUN
fbem-20469	32	10	and	and	CCONJ
fbem-20469	32	11	control	control	NOUN
fbem-20469	32	12	in	in	ADP
fbem-20469	32	13	the	the	DET
fbem-20469	32	14	process	process	NOUN
fbem-20469	32	15	of	of	ADP
fbem-20469	32	16	financial	financial	ADJ
fbem-20469	32	17	innovation	innovation	NOUN
fbem-20469	32	18	.	.	PUNCT
fbem-20469	33	1	supervisors	supervisor	NOUN
fbem-20469	33	2	should	should	AUX
fbem-20469	33	3	establish	establish	VERB
fbem-20469	33	4	a	a	DET
fbem-20469	33	5	more	more	ADV
fbem-20469	33	6	comprehensive	comprehensive	ADJ
fbem-20469	33	7	risk	risk	NOUN
fbem-20469	33	8	management	management	NOUN
fbem-20469	33	9	framework	framework	NOUN
fbem-20469	33	10	,	,	PUNCT
fbem-20469	33	11	including	include	VERB
fbem-20469	33	12	the	the	DET
fbem-20469	33	13	review	review	NOUN
fbem-20469	33	14	and	and	CCONJ
fbem-20469	33	15	supervision	supervision	NOUN
fbem-20469	33	16	of	of	ADP
fbem-20469	33	17	new	new	ADJ
fbem-20469	33	18	financial	financial	ADJ
fbem-20469	33	19	products	product	NOUN
fbem-20469	33	20	and	and	CCONJ
fbem-20469	33	21	the	the	DET
fbem-20469	33	22	assessment	assessment	NOUN
fbem-20469	33	23	of	of	ADP
fbem-20469	33	24	the	the	DET
fbem-20469	33	25	risk	risk	NOUN
fbem-20469	33	26	management	management	NOUN
fbem-20469	33	27	capacity	capacity	NOUN
fbem-20469	33	28	of	of	ADP
fbem-20469	33	29	financial	financial	ADJ
fbem-20469	33	30	institutions	institution	NOUN
fbem-20469	33	31	,	,	PUNCT
fbem-20469	33	32	in	in	ADP
fbem-20469	33	33	order	order	NOUN
fbem-20469	33	34	to	to	PART
fbem-20469	33	35	ensure	ensure	VERB
fbem-20469	33	36	that	that	SCONJ
fbem-20469	33	37	financial	financial	ADJ
fbem-20469	33	38	innovation	innovation	NOUN
fbem-20469	33	39	does	do	AUX
fbem-20469	33	40	not	not	PART
fbem-20469	33	41	lead	lead	VERB
fbem-20469	33	42	to	to	ADP
fbem-20469	33	43	the	the	DET
fbem-20469	33	44	rapid	rapid	ADJ
fbem-20469	33	45	spread	spread	NOUN
fbem-20469	33	46	of	of	ADP
fbem-20469	33	47	financial	financial	ADJ
fbem-20469	33	48	risks	risk	NOUN
fbem-20469	33	49	.	.	PUNCT
fbem-20469	34	1	secondly	secondly	ADV
fbem-20469	34	2	,	,	PUNCT
fbem-20469	34	3	financial	financial	ADJ
fbem-20469	34	4	regulation	regulation	NOUN
fbem-20469	34	5	needs	need	VERB
fbem-20469	34	6	to	to	PART
fbem-20469	34	7	strengthen	strengthen	VERB
fbem-20469	34	8	the	the	DET
fbem-20469	34	9	supervision	supervision	NOUN
fbem-20469	34	10	of	of	ADP
fbem-20469	34	11	financial	financial	ADJ
fbem-20469	34	12	technology	technology	NOUN
fbem-20469	34	13	.	.	PUNCT
fbem-20469	35	1	with	with	ADP
fbem-20469	35	2	the	the	DET
fbem-20469	35	3	continuous	continuous	ADJ
fbem-20469	35	4	development	development	NOUN
fbem-20469	35	5	of	of	ADP
fbem-20469	35	6	financial	financial	ADJ
fbem-20469	35	7	technology	technology	NOUN
fbem-20469	35	8	,	,	PUNCT
fbem-20469	35	9	the	the	DET
fbem-20469	35	10	regulators	regulator	NOUN
fbem-20469	35	11	need	need	VERB
fbem-20469	35	12	to	to	PART
fbem-20469	35	13	follow	follow	VERB
fbem-20469	35	14	up	up	ADP
fbem-20469	35	15	and	and	CCONJ
fbem-20469	35	16	adapt	adapt	VERB
fbem-20469	35	17	to	to	ADP
fbem-20469	35	18	the	the	DET
fbem-20469	35	19	application	application	NOUN
fbem-20469	35	20	of	of	ADP
fbem-20469	35	21	new	new	ADJ
fbem-20469	35	22	technology	technology	NOUN
fbem-20469	35	23	in	in	ADP
fbem-20469	35	24	a	a	DET
fbem-20469	35	25	timely	timely	ADJ
fbem-20469	35	26	manner	manner	NOUN
fbem-20469	35	27	,	,	PUNCT
fbem-20469	35	28	and	and	CCONJ
fbem-20469	35	29	establish	establish	VERB
fbem-20469	35	30	a	a	DET
fbem-20469	35	31	corresponding	correspond	VERB
fbem-20469	35	32	regulatory	regulatory	ADJ
fbem-20469	35	33	framework	framework	NOUN
fbem-20469	35	34	to	to	PART
fbem-20469	35	35	ensure	ensure	VERB
fbem-20469	35	36	that	that	SCONJ
fbem-20469	35	37	the	the	DET
fbem-20469	35	38	development	development	NOUN
fbem-20469	35	39	of	of	ADP
fbem-20469	35	40	financial	financial	ADJ
fbem-20469	35	41	technology	technology	NOUN
fbem-20469	35	42	will	will	AUX
fbem-20469	35	43	not	not	PART
fbem-20469	35	44	become	become	VERB
fbem-20469	35	45	a	a	DET
fbem-20469	35	46	source	source	NOUN
fbem-20469	35	47	of	of	ADP
fbem-20469	35	48	financial	financial	ADJ
fbem-20469	35	49	risks	risk	NOUN
fbem-20469	35	50	.	.	PUNCT
fbem-20469	36	1	furthermore	furthermore	ADV
fbem-20469	36	2	,	,	PUNCT
fbem-20469	36	3	financial	financial	ADJ
fbem-20469	36	4	supervision	supervision	NOUN
fbem-20469	36	5	needs	need	VERB
fbem-20469	36	6	to	to	PART
fbem-20469	36	7	emphasize	emphasize	VERB
fbem-20469	36	8	cross	cross	ADJ
fbem-20469	36	9	-	-	ADJ
fbem-20469	36	10	border	border	ADJ
fbem-20469	36	11	cooperation	cooperation	NOUN
fbem-20469	36	12	and	and	CCONJ
fbem-20469	36	13	information	information	NOUN
fbem-20469	36	14	sharing	sharing	NOUN
fbem-20469	36	15	.	.	PUNCT
fbem-20469	37	1	the	the	DET
fbem-20469	37	2	globalization	globalization	NOUN
fbem-20469	37	3	of	of	ADP
fbem-20469	37	4	the	the	DET
fbem-20469	37	5	financial	financial	ADJ
fbem-20469	37	6	market	market	NOUN
fbem-20469	37	7	has	have	AUX
fbem-20469	37	8	made	make	VERB
fbem-20469	37	9	the	the	DET
fbem-20469	37	10	contagion	contagion	NOUN
fbem-20469	37	11	effect	effect	NOUN
fbem-20469	37	12	of	of	ADP
fbem-20469	37	13	financial	financial	ADJ
fbem-20469	37	14	risks	risk	NOUN
fbem-20469	37	15	increasingly	increasingly	ADV
fbem-20469	37	16	obvious	obvious	ADJ
fbem-20469	37	17	,	,	PUNCT
fbem-20469	37	18	and	and	CCONJ
fbem-20469	37	19	financial	financial	ADJ
fbem-20469	37	20	regulators	regulator	NOUN
fbem-20469	37	21	should	should	AUX
fbem-20469	37	22	strengthen	strengthen	VERB
fbem-20469	37	23	cooperation	cooperation	NOUN
fbem-20469	37	24	with	with	ADP
fbem-20469	37	25	international	international	ADJ
fbem-20469	37	26	regulators	regulator	NOUN
fbem-20469	37	27	to	to	PART
fbem-20469	37	28	jointly	jointly	ADV
fbem-20469	37	29	address	address	VERB
fbem-20469	37	30	the	the	DET
fbem-20469	37	31	challenges	challenge	NOUN
fbem-20469	37	32	of	of	ADP
fbem-20469	37	33	cross	cross	ADJ
fbem-20469	37	34	-	-	ADJ
fbem-20469	37	35	border	border	ADJ
fbem-20469	37	36	financial	financial	ADJ
fbem-20469	37	37	risks	risk	NOUN
fbem-20469	37	38	,	,	PUNCT
fbem-20469	37	39	and	and	CCONJ
fbem-20469	37	40	at	at	ADP
fbem-20469	37	41	the	the	DET
fbem-20469	37	42	same	same	ADJ
fbem-20469	37	43	time	time	NOUN
fbem-20469	37	44	establish	establish	VERB
fbem-20469	37	45	a	a	DET
fbem-20469	37	46	more	more	ADV
fbem-20469	37	47	comprehensive	comprehensive	ADJ
fbem-20469	37	48	information	information	NOUN
fbem-20469	37	49	-	-	PUNCT
fbem-20469	37	50	sharing	share	VERB
fbem-20469	37	51	mechanism	mechanism	NOUN
fbem-20469	37	52	to	to	PART
fbem-20469	37	53	detect	detect	VERB
fbem-20469	37	54	and	and	CCONJ
fbem-20469	37	55	respond	respond	VERB
fbem-20469	37	56	to	to	ADP
fbem-20469	37	57	signs	sign	NOUN
fbem-20469	37	58	of	of	ADP
fbem-20469	37	59	financial	financial	ADJ
fbem-20469	37	60	risks	risk	NOUN
fbem-20469	37	61	in	in	ADP
fbem-20469	37	62	a	a	DET
fbem-20469	37	63	timely	timely	ADJ
fbem-20469	37	64	manner	manner	NOUN
fbem-20469	37	65	.	.	PUNCT
fbem-20469	38	1	3.3	3.3	NUM
fbem-20469	38	2	.	.	PUNCT
fbem-20469	39	1	exploring	explore	VERB
fbem-20469	39	2	the	the	DET
fbem-20469	39	3	path	path	NOUN
fbem-20469	39	4	of	of	ADP
fbem-20469	39	5	financial	financial	ADJ
fbem-20469	39	6	innovation	innovation	NOUN
fbem-20469	39	7	and	and	CCONJ
fbem-20469	39	8	risk	risk	NOUN
fbem-20469	39	9	management	management	NOUN
fbem-20469	39	10	in	in	ADP
fbem-20469	39	11	the	the	DET
fbem-20469	39	12	exploration	exploration	NOUN
fbem-20469	39	13	of	of	ADP
fbem-20469	39	14	the	the	DET
fbem-20469	39	15	path	path	NOUN
fbem-20469	39	16	of	of	ADP
fbem-20469	39	17	financial	financial	ADJ
fbem-20469	39	18	innovation	innovation	NOUN
fbem-20469	39	19	and	and	CCONJ
fbem-20469	39	20	risk	risk	NOUN
fbem-20469	39	21	management	management	NOUN
fbem-20469	39	22	,	,	PUNCT
fbem-20469	39	23	it	it	PRON
fbem-20469	39	24	is	be	AUX
fbem-20469	39	25	necessary	necessary	ADJ
fbem-20469	39	26	to	to	PART
fbem-20469	39	27	fully	fully	ADV
fbem-20469	39	28	recognize	recognize	VERB
fbem-20469	39	29	the	the	DET
fbem-20469	39	30	intrinsic	intrinsic	ADJ
fbem-20469	39	31	connection	connection	NOUN
fbem-20469	39	32	between	between	ADP
fbem-20469	39	33	financial	financial	ADJ
fbem-20469	39	34	innovation	innovation	NOUN
fbem-20469	39	35	and	and	CCONJ
fbem-20469	39	36	risk	risk	NOUN
fbem-20469	39	37	management	management	NOUN
fbem-20469	39	38	,	,	PUNCT
fbem-20469	39	39	as	as	ADV
fbem-20469	39	40	well	well	ADV
fbem-20469	39	41	as	as	ADP
fbem-20469	39	42	the	the	DET
fbem-20469	39	43	influence	influence	NOUN
fbem-20469	39	44	mechanism	mechanism	NOUN
fbem-20469	39	45	of	of	ADP
fbem-20469	39	46	financial	financial	ADJ
fbem-20469	39	47	innovation	innovation	NOUN
fbem-20469	39	48	on	on	ADP
fbem-20469	39	49	risk	risk	NOUN
fbem-20469	39	50	management	management	NOUN
fbem-20469	39	51	.	.	PUNCT
fbem-20469	40	1	first	first	ADV
fbem-20469	40	2	of	of	ADP
fbem-20469	40	3	all	all	PRON
fbem-20469	40	4	,	,	PUNCT
fbem-20469	40	5	financial	financial	ADJ
fbem-20469	40	6	innovation	innovation	NOUN
fbem-20469	40	7	is	be	AUX
fbem-20469	40	8	not	not	PART
fbem-20469	40	9	only	only	ADV
fbem-20469	40	10	the	the	DET
fbem-20469	40	11	innovation	innovation	NOUN
fbem-20469	40	12	of	of	ADP
fbem-20469	40	13	financial	financial	ADJ
fbem-20469	40	14	products	product	NOUN
fbem-20469	40	15	and	and	CCONJ
fbem-20469	40	16	services	service	NOUN
fbem-20469	40	17	,	,	PUNCT
fbem-20469	40	18	but	but	CCONJ
fbem-20469	40	19	also	also	ADV
fbem-20469	40	20	the	the	DET
fbem-20469	40	21	innovation	innovation	NOUN
fbem-20469	40	22	of	of	ADP
fbem-20469	40	23	financial	financial	ADJ
fbem-20469	40	24	system	system	NOUN
fbem-20469	40	25	and	and	CCONJ
fbem-20469	40	26	market	market	NOUN
fbem-20469	40	27	mechanism	mechanism	NOUN
fbem-20469	40	28	.	.	PUNCT
fbem-20469	41	1	therefore	therefore	ADV
fbem-20469	41	2	,	,	PUNCT
fbem-20469	41	3	effective	effective	ADJ
fbem-20469	41	4	risk	risk	NOUN
fbem-20469	41	5	management	management	NOUN
fbem-20469	41	6	needs	need	VERB
fbem-20469	41	7	to	to	PART
fbem-20469	41	8	start	start	VERB
fbem-20469	41	9	from	from	ADP
fbem-20469	41	10	the	the	DET
fbem-20469	41	11	level	level	NOUN
fbem-20469	41	12	of	of	ADP
fbem-20469	41	13	system	system	NOUN
fbem-20469	41	14	and	and	CCONJ
fbem-20469	41	15	mechanism	mechanism	NOUN
fbem-20469	41	16	,	,	PUNCT
fbem-20469	41	17	strengthen	strengthen	VERB
fbem-20469	41	18	the	the	DET
fbem-20469	41	19	internal	internal	ADJ
fbem-20469	41	20	management	management	NOUN
fbem-20469	41	21	and	and	CCONJ
fbem-20469	41	22	supervision	supervision	NOUN
fbem-20469	41	23	in	in	ADP
fbem-20469	41	24	the	the	DET
fbem-20469	41	25	process	process	NOUN
fbem-20469	41	26	of	of	ADP
fbem-20469	41	27	financial	financial	ADJ
fbem-20469	41	28	innovation	innovation	NOUN
fbem-20469	41	29	,	,	PUNCT
fbem-20469	41	30	establish	establish	VERB
fbem-20469	41	31	more	more	ADV
fbem-20469	41	32	perfect	perfect	ADJ
fbem-20469	41	33	governance	governance	NOUN
fbem-20469	41	34	structure	structure	NOUN
fbem-20469	41	35	and	and	CCONJ
fbem-20469	41	36	internal	internal	ADJ
fbem-20469	41	37	control	control	NOUN
fbem-20469	41	38	mechanism	mechanism	NOUN
fbem-20469	41	39	,	,	PUNCT
fbem-20469	41	40	and	and	CCONJ
fbem-20469	41	41	ensure	ensure	VERB
fbem-20469	41	42	that	that	SCONJ
fbem-20469	41	43	financial	financial	ADJ
fbem-20469	41	44	innovation	innovation	NOUN
fbem-20469	41	45	will	will	AUX
fbem-20469	41	46	not	not	PART
fbem-20469	41	47	lead	lead	VERB
fbem-20469	41	48	to	to	ADP
fbem-20469	41	49	the	the	DET
fbem-20469	41	50	rapid	rapid	ADJ
fbem-20469	41	51	accumulation	accumulation	NOUN
fbem-20469	41	52	and	and	CCONJ
fbem-20469	41	53	spread	spread	NOUN
fbem-20469	41	54	of	of	ADP
fbem-20469	41	55	risks	risk	NOUN
fbem-20469	41	56	.	.	PUNCT
fbem-20469	42	1	secondly	secondly	ADV
fbem-20469	42	2	,	,	PUNCT
fbem-20469	42	3	financial	financial	ADJ
fbem-20469	42	4	innovation	innovation	NOUN
fbem-20469	42	5	also	also	ADV
fbem-20469	42	6	needs	need	VERB
fbem-20469	42	7	to	to	PART
fbem-20469	42	8	make	make	VERB
fbem-20469	42	9	full	full	ADJ
fbem-20469	42	10	use	use	NOUN
fbem-20469	42	11	of	of	ADP
fbem-20469	42	12	the	the	DET
fbem-20469	42	13	power	power	NOUN
fbem-20469	42	14	of	of	ADP
fbem-20469	42	15	financial	financial	ADJ
fbem-20469	42	16	technology	technology	NOUN
fbem-20469	42	17	to	to	PART
fbem-20469	42	18	improve	improve	VERB
fbem-20469	42	19	the	the	DET
fbem-20469	42	20	efficiency	efficiency	NOUN
fbem-20469	42	21	and	and	CCONJ
fbem-20469	42	22	level	level	NOUN
fbem-20469	42	23	of	of	ADP
fbem-20469	42	24	risk	risk	NOUN
fbem-20469	42	25	management	management	NOUN
fbem-20469	42	26	.	.	PUNCT
fbem-20469	43	1	financial	financial	ADJ
fbem-20469	43	2	technology	technology	NOUN
fbem-20469	43	3	has	have	VERB
fbem-20469	43	4	unique	unique	ADJ
fbem-20469	43	5	advantages	advantage	NOUN
fbem-20469	43	6	in	in	ADP
fbem-20469	43	7	risk	risk	NOUN
fbem-20469	43	8	identification	identification	NOUN
fbem-20469	43	9	,	,	PUNCT
fbem-20469	43	10	monitoring	monitoring	NOUN
fbem-20469	43	11	and	and	CCONJ
fbem-20469	43	12	control	control	NOUN
fbem-20469	43	13	,	,	PUNCT
fbem-20469	43	14	which	which	PRON
fbem-20469	43	15	can	can	AUX
fbem-20469	43	16	help	help	VERB
fbem-20469	43	17	financial	financial	ADJ
fbem-20469	43	18	institutions	institution	NOUN
fbem-20469	43	19	identify	identify	VERB
fbem-20469	43	20	and	and	CCONJ
fbem-20469	43	21	assess	assess	VERB
fbem-20469	43	22	risks	risk	NOUN
fbem-20469	43	23	more	more	ADV
fbem-20469	43	24	accurately	accurately	ADV
fbem-20469	43	25	,	,	PUNCT
fbem-20469	43	26	improve	improve	VERB
fbem-20469	43	27	the	the	DET
fbem-20469	43	28	intelligence	intelligence	NOUN
fbem-20469	43	29	and	and	CCONJ
fbem-20469	43	30	precision	precision	NOUN
fbem-20469	43	31	of	of	ADP
fbem-20469	43	32	risk	risk	NOUN
fbem-20469	43	33	management	management	NOUN
fbem-20469	43	34	,	,	PUNCT
fbem-20469	43	35	so	so	SCONJ
fbem-20469	43	36	as	as	SCONJ
fbem-20469	43	37	to	to	PART
fbem-20469	43	38	effectively	effectively	ADV
fbem-20469	43	39	prevent	prevent	VERB
fbem-20469	43	40	the	the	DET
fbem-20469	43	41	occurrence	occurrence	NOUN
fbem-20469	43	42	of	of	ADP
fbem-20469	43	43	financial	financial	ADJ
fbem-20469	43	44	risks	risk	NOUN
fbem-20469	43	45	.	.	PUNCT
fbem-20469	44	1	moreover	moreover	ADV
fbem-20469	44	2	,	,	PUNCT
fbem-20469	44	3	financial	financial	ADJ
fbem-20469	44	4	innovation	innovation	NOUN
fbem-20469	44	5	needs	need	VERB
fbem-20469	44	6	to	to	PART
fbem-20469	44	7	emphasize	emphasize	VERB
fbem-20469	44	8	the	the	DET
fbem-20469	44	9	balance	balance	NOUN
fbem-20469	44	10	between	between	ADP
fbem-20469	44	11	risk	risk	NOUN
fbem-20469	44	12	management	management	NOUN
fbem-20469	44	13	and	and	CCONJ
fbem-20469	44	14	innovative	innovative	ADJ
fbem-20469	44	15	development	development	NOUN
fbem-20469	44	16	.	.	PUNCT
fbem-20469	45	1	the	the	DET
fbem-20469	45	2	promotion	promotion	NOUN
fbem-20469	45	3	of	of	ADP
fbem-20469	45	4	financial	financial	ADJ
fbem-20469	45	5	innovation	innovation	NOUN
fbem-20469	45	6	needs	need	VERB
fbem-20469	45	7	to	to	PART
fbem-20469	45	8	take	take	VERB
fbem-20469	45	9	into	into	ADP
fbem-20469	45	10	account	account	NOUN
fbem-20469	45	11	the	the	DET
fbem-20469	45	12	controllability	controllability	NOUN
fbem-20469	45	13	and	and	CCONJ
fbem-20469	45	14	stability	stability	NOUN
fbem-20469	45	15	of	of	ADP
fbem-20469	45	16	risks	risk	NOUN
fbem-20469	45	17	,	,	PUNCT
fbem-20469	45	18	avoid	avoid	VERB
fbem-20469	45	19	excessive	excessive	ADJ
fbem-20469	45	20	pursuit	pursuit	NOUN
fbem-20469	45	21	of	of	ADP
fbem-20469	45	22	innovation	innovation	NOUN
fbem-20469	45	23	and	and	CCONJ
fbem-20469	45	24	neglect	neglect	NOUN
fbem-20469	45	25	risk	risk	NOUN
fbem-20469	45	26	management	management	NOUN
fbem-20469	45	27	,	,	PUNCT
fbem-20469	45	28	and	and	CCONJ
fbem-20469	45	29	ensure	ensure	VERB
fbem-20469	45	30	the	the	DET
fbem-20469	45	31	sound	sound	ADJ
fbem-20469	45	32	development	development	NOUN
fbem-20469	45	33	of	of	ADP
fbem-20469	45	34	financial	financial	ADJ
fbem-20469	45	35	innovation	innovation	NOUN
fbem-20469	45	36	.	.	PUNCT
fbem-20469	46	1	4	4	X
fbem-20469	46	2	.	.	X
fbem-20469	46	3	prospects	prospect	NOUN
fbem-20469	46	4	and	and	CCONJ
fbem-20469	46	5	countermeasures	countermeasure	NOUN
fbem-20469	46	6	for	for	ADP
fbem-20469	46	7	the	the	DET
fbem-20469	46	8	future	future	NOUN
fbem-20469	46	9	of	of	ADP
fbem-20469	46	10	the	the	DET
fbem-20469	46	11	financial	financial	ADJ
fbem-20469	46	12	sector	sector	NOUN
fbem-20469	46	13	4.1	4.1	NUM
fbem-20469	46	14	.	.	PUNCT
fbem-20469	46	15	challenges	challenge	NOUN
fbem-20469	46	16	and	and	CCONJ
fbem-20469	46	17	opportunities	opportunity	NOUN
fbem-20469	46	18	of	of	ADP
fbem-20469	46	19	financial	financial	ADJ
fbem-20469	46	20	innovation	innovation	NOUN
fbem-20469	46	21	for	for	ADP
fbem-20469	46	22	financial	financial	ADJ
fbem-20469	46	23	institutions	institution	NOUN
fbem-20469	46	24	as	as	ADP
fbem-20469	46	25	an	an	DET
fbem-20469	46	26	important	important	ADJ
fbem-20469	46	27	part	part	NOUN
fbem-20469	46	28	of	of	ADP
fbem-20469	46	29	the	the	DET
fbem-20469	46	30	financial	financial	ADJ
fbem-20469	46	31	system	system	NOUN
fbem-20469	46	32	,	,	PUNCT
fbem-20469	46	33	financial	financial	ADJ
fbem-20469	46	34	institutions	institution	NOUN
fbem-20469	46	35	are	be	AUX
fbem-20469	46	36	facing	face	VERB
fbem-20469	46	37	the	the	DET
fbem-20469	46	38	challenges	challenge	NOUN
fbem-20469	46	39	and	and	CCONJ
fbem-20469	46	40	opportunities	opportunity	NOUN
fbem-20469	46	41	brought	bring	VERB
fbem-20469	46	42	about	about	ADP
fbem-20469	46	43	by	by	ADP
fbem-20469	46	44	financial	financial	ADJ
fbem-20469	46	45	innovation	innovation	NOUN
fbem-20469	46	46	.	.	PUNCT
fbem-20469	47	1	firstly	firstly	ADV
fbem-20469	47	2	,	,	PUNCT
fbem-20469	47	3	the	the	DET
fbem-20469	47	4	challenge	challenge	NOUN
fbem-20469	47	5	of	of	ADP
fbem-20469	47	6	financial	financial	ADJ
fbem-20469	47	7	innovation	innovation	NOUN
fbem-20469	47	8	to	to	ADP
fbem-20469	47	9	traditional	traditional	ADJ
fbem-20469	47	10	financial	financial	ADJ
fbem-20469	47	11	institutions	institution	NOUN
fbem-20469	47	12	lies	lie	VERB
fbem-20469	47	13	in	in	ADP
fbem-20469	47	14	the	the	DET
fbem-20469	47	15	fact	fact	NOUN
fbem-20469	47	16	that	that	SCONJ
fbem-20469	47	17	the	the	DET
fbem-20469	47	18	rapid	rapid	ADJ
fbem-20469	47	19	development	development	NOUN
fbem-20469	47	20	of	of	ADP
fbem-20469	47	21	emerging	emerge	VERB
fbem-20469	47	22	technologies	technology	NOUN
fbem-20469	47	23	has	have	AUX
fbem-20469	47	24	challenged	challenge	VERB
fbem-20469	47	25	the	the	DET
fbem-20469	47	26	monopoly	monopoly	NOUN
fbem-20469	47	27	of	of	ADP
fbem-20469	47	28	financial	financial	ADJ
fbem-20469	47	29	services	service	NOUN
fbem-20469	47	30	in	in	ADP
fbem-20469	47	31	traditional	traditional	ADJ
fbem-20469	47	32	financial	financial	ADJ
fbem-20469	47	33	institutions	institution	NOUN
fbem-20469	47	34	,	,	PUNCT
fbem-20469	47	35	and	and	CCONJ
fbem-20469	47	36	the	the	DET
fbem-20469	47	37	rise	rise	NOUN
fbem-20469	47	38	of	of	ADP
fbem-20469	47	39	financial	financial	ADJ
fbem-20469	47	40	technology	technology	NOUN
fbem-20469	47	41	companies	company	NOUN
fbem-20469	47	42	has	have	AUX
fbem-20469	47	43	impacted	impact	VERB
fbem-20469	47	44	the	the	DET
fbem-20469	47	45	market	market	NOUN
fbem-20469	47	46	share	share	NOUN
fbem-20469	47	47	of	of	ADP
fbem-20469	47	48	financial	financial	ADJ
fbem-20469	47	49	institutions	institution	NOUN
fbem-20469	47	50	.	.	PUNCT
fbem-20469	48	1	secondly	secondly	ADV
fbem-20469	48	2	,	,	PUNCT
fbem-20469	48	3	financial	financial	ADJ
fbem-20469	48	4	innovation	innovation	NOUN
fbem-20469	48	5	has	have	AUX
fbem-20469	48	6	brought	bring	VERB
fbem-20469	48	7	great	great	ADJ
fbem-20469	48	8	opportunities	opportunity	NOUN
fbem-20469	48	9	for	for	ADP
fbem-20469	48	10	financial	financial	ADJ
fbem-20469	48	11	institutions	institution	NOUN
fbem-20469	48	12	,	,	PUNCT
fbem-20469	48	13	through	through	ADP
fbem-20469	48	14	the	the	DET
fbem-20469	48	15	introduction	introduction	NOUN
fbem-20469	48	16	of	of	ADP
fbem-20469	48	17	new	new	ADJ
fbem-20469	48	18	technologies	technology	NOUN
fbem-20469	48	19	and	and	CCONJ
fbem-20469	48	20	new	new	ADJ
fbem-20469	48	21	models	model	NOUN
fbem-20469	48	22	,	,	PUNCT
fbem-20469	48	23	financial	financial	ADJ
fbem-20469	48	24	institutions	institution	NOUN
fbem-20469	48	25	can	can	AUX
fbem-20469	48	26	improve	improve	VERB
fbem-20469	48	27	the	the	DET
fbem-20469	48	28	efficiency	efficiency	NOUN
fbem-20469	48	29	and	and	CCONJ
fbem-20469	48	30	quality	quality	NOUN
fbem-20469	48	31	of	of	ADP
fbem-20469	48	32	financial	financial	ADJ
fbem-20469	48	33	services	service	NOUN
fbem-20469	48	34	,	,	PUNCT
fbem-20469	48	35	expand	expand	VERB
fbem-20469	48	36	the	the	DET
fbem-20469	48	37	depth	depth	NOUN
fbem-20469	48	38	and	and	CCONJ
fbem-20469	48	39	breadth	breadth	NOUN
fbem-20469	48	40	of	of	ADP
fbem-20469	48	41	the	the	DET
fbem-20469	48	42	financial	financial	ADJ
fbem-20469	48	43	market	market	NOUN
fbem-20469	48	44	,	,	PUNCT
fbem-20469	48	45	and	and	CCONJ
fbem-20469	48	46	realize	realize	VERB
fbem-20469	48	47	the	the	DET
fbem-20469	48	48	innovation	innovation	NOUN
fbem-20469	48	49	and	and	CCONJ
fbem-20469	48	50	transformation	transformation	NOUN
fbem-20469	48	51	of	of	ADP
fbem-20469	48	52	financial	financial	ADJ
fbem-20469	48	53	services	service	NOUN
fbem-20469	48	54	.	.	PUNCT
fbem-20469	49	1	therefore	therefore	ADV
fbem-20469	49	2	,	,	PUNCT
fbem-20469	49	3	financial	financial	ADJ
fbem-20469	49	4	institutions	institution	NOUN
fbem-20469	49	5	need	need	VERB
fbem-20469	49	6	to	to	PART
fbem-20469	49	7	actively	actively	ADV
fbem-20469	49	8	respond	respond	VERB
fbem-20469	49	9	to	to	ADP
fbem-20469	49	10	the	the	DET
fbem-20469	49	11	challenges	challenge	NOUN
fbem-20469	49	12	brought	bring	VERB
fbem-20469	49	13	about	about	ADP
fbem-20469	49	14	by	by	ADP
fbem-20469	49	15	financial	financial	ADJ
fbem-20469	49	16	innovation	innovation	NOUN
fbem-20469	49	17	,	,	PUNCT
fbem-20469	49	18	seize	seize	VERB
fbem-20469	49	19	the	the	DET
fbem-20469	49	20	opportunities	opportunity	NOUN
fbem-20469	49	21	contained	contain	VERB
fbem-20469	49	22	in	in	ADP
fbem-20469	49	23	financial	financial	ADJ
fbem-20469	49	24	innovation	innovation	NOUN
fbem-20469	49	25	,	,	PUNCT
fbem-20469	49	26	strengthen	strengthen	VERB
fbem-20469	49	27	technological	technological	ADJ
fbem-20469	49	28	innovation	innovation	NOUN
fbem-20469	49	29	and	and	CCONJ
fbem-20469	49	30	management	management	NOUN
fbem-20469	49	31	innovation	innovation	NOUN
fbem-20469	49	32	,	,	PUNCT
fbem-20469	49	33	enhance	enhance	VERB
fbem-20469	49	34	core	core	NOUN
fbem-20469	49	35	competitiveness	competitiveness	NOUN
fbem-20469	49	36	and	and	CCONJ
fbem-20469	49	37	realize	realize	VERB
fbem-20469	49	38	sustainable	sustainable	ADJ
fbem-20469	49	39	development	development	NOUN
fbem-20469	49	40	.	.	PUNCT
fbem-20469	50	1	4.2	4.2	NUM
fbem-20469	50	2	.	.	PUNCT
fbem-20469	51	1	the	the	DET
fbem-20469	51	2	impact	impact	NOUN
fbem-20469	51	3	of	of	ADP
fbem-20469	51	4	financial	financial	ADJ
fbem-20469	51	5	innovation	innovation	NOUN
fbem-20469	51	6	on	on	ADP
fbem-20469	51	7	financial	financial	ADJ
fbem-20469	51	8	practitioners	practitioner	NOUN
fbem-20469	51	9	and	and	CCONJ
fbem-20469	51	10	coping	cope	VERB
fbem-20469	51	11	strategies	strategy	NOUN
fbem-20469	51	12	the	the	DET
fbem-20469	51	13	impact	impact	NOUN
fbem-20469	51	14	of	of	ADP
fbem-20469	51	15	financial	financial	ADJ
fbem-20469	51	16	innovation	innovation	NOUN
fbem-20469	51	17	on	on	ADP
fbem-20469	51	18	financial	financial	ADJ
fbem-20469	51	19	practitioners	practitioner	NOUN
fbem-20469	51	20	can	can	AUX
fbem-20469	51	21	not	not	PART
fbem-20469	51	22	be	be	AUX
fbem-20469	51	23	ignored	ignore	VERB
fbem-20469	51	24	.	.	PUNCT
fbem-20469	52	1	with	with	ADP
fbem-20469	52	2	the	the	DET
fbem-20469	52	3	rapid	rapid	ADJ
fbem-20469	52	4	development	development	NOUN
fbem-20469	52	5	of	of	ADP
fbem-20469	52	6	financial	financial	ADJ
fbem-20469	52	7	technology	technology	NOUN
fbem-20469	52	8	,	,	PUNCT
fbem-20469	52	9	the	the	DET
fbem-20469	52	10	work	work	NOUN
fbem-20469	52	11	mode	mode	NOUN
fbem-20469	52	12	and	and	CCONJ
fbem-20469	52	13	skill	skill	NOUN
fbem-20469	52	14	requirements	requirement	NOUN
fbem-20469	52	15	of	of	ADP
fbem-20469	52	16	traditional	traditional	ADJ
fbem-20469	52	17	financial	financial	ADJ
fbem-20469	52	18	practitioners	practitioner	NOUN
fbem-20469	52	19	have	have	AUX
fbem-20469	52	20	changed	change	VERB
fbem-20469	52	21	dramatically	dramatically	ADV
fbem-20469	52	22	.	.	PUNCT
fbem-20469	53	1	on	on	ADP
fbem-20469	53	2	the	the	DET
fbem-20469	53	3	one	one	NUM
fbem-20469	53	4	hand	hand	NOUN
fbem-20469	53	5	,	,	PUNCT
fbem-20469	53	6	the	the	DET
fbem-20469	53	7	rise	rise	NOUN
fbem-20469	53	8	of	of	ADP
fbem-20469	53	9	financial	financial	ADJ
fbem-20469	53	10	technology	technology	NOUN
fbem-20469	53	11	has	have	AUX
fbem-20469	53	12	put	put	VERB
fbem-20469	53	13	forward	forward	ADV
fbem-20469	53	14	higher	high	ADJ
fbem-20469	53	15	requirements	requirement	NOUN
fbem-20469	53	16	for	for	ADP
fbem-20469	53	17	traditional	traditional	ADJ
fbem-20469	53	18	financial	financial	ADJ
fbem-20469	53	19	practitioners	practitioner	NOUN
fbem-20469	53	20	,	,	PUNCT
fbem-20469	53	21	requiring	require	VERB
fbem-20469	53	22	them	they	PRON
fbem-20469	53	23	to	to	PART
fbem-20469	53	24	have	have	VERB
fbem-20469	53	25	stronger	strong	ADJ
fbem-20469	53	26	information	information	NOUN
fbem-20469	53	27	technology	technology	NOUN
fbem-20469	53	28	and	and	CCONJ
fbem-20469	53	29	financial	financial	ADJ
fbem-20469	53	30	knowledge	knowledge	NOUN
fbem-20469	53	31	,	,	PUNCT
fbem-20469	53	32	and	and	CCONJ
fbem-20469	53	33	be	be	AUX
fbem-20469	53	34	able	able	ADJ
fbem-20469	53	35	to	to	PART
fbem-20469	53	36	adapt	adapt	VERB
fbem-20469	53	37	to	to	ADP
fbem-20469	53	38	the	the	DET
fbem-20469	53	39	changes	change	NOUN
fbem-20469	53	40	brought	bring	VERB
fbem-20469	53	41	about	about	ADP
fbem-20469	53	42	by	by	ADP
fbem-20469	53	43	financial	financial	ADJ
fbem-20469	53	44	innovation	innovation	NOUN
fbem-20469	53	45	.	.	PUNCT
fbem-20469	54	1	on	on	ADP
fbem-20469	54	2	the	the	DET
fbem-20469	54	3	other	other	ADJ
fbem-20469	54	4	hand	hand	NOUN
fbem-20469	54	5	,	,	PUNCT
fbem-20469	54	6	the	the	DET
fbem-20469	54	7	development	development	NOUN
fbem-20469	54	8	of	of	ADP
fbem-20469	54	9	fintech	fintech	NOUN
fbem-20469	54	10	also	also	ADV
fbem-20469	54	11	brings	bring	VERB
fbem-20469	54	12	new	new	ADJ
fbem-20469	54	13	opportunities	opportunity	NOUN
fbem-20469	54	14	for	for	ADP
fbem-20469	54	15	financial	financial	ADJ
fbem-20469	54	16	practitioners	practitioner	NOUN
fbem-20469	54	17	to	to	PART
fbem-20469	54	18	acquire	acquire	VERB
fbem-20469	54	19	new	new	ADJ
fbem-20469	54	20	skills	skill	NOUN
fbem-20469	54	21	and	and	CCONJ
fbem-20469	54	22	knowledge	knowledge	NOUN
fbem-20469	54	23	through	through	ADP
fbem-20469	54	24	learning	learning	NOUN
fbem-20469	54	25	and	and	CCONJ
fbem-20469	54	26	transformation	transformation	NOUN
fbem-20469	54	27	to	to	PART
fbem-20469	54	28	adapt	adapt	VERB
fbem-20469	54	29	to	to	ADP
fbem-20469	54	30	the	the	DET
fbem-20469	54	31	requirements	requirement	NOUN
fbem-20469	54	32	of	of	ADP
fbem-20469	54	33	the	the	DET
fbem-20469	54	34	fintech	fintech	NOUN
fbem-20469	54	35	era	era	NOUN
fbem-20469	54	36	.	.	PUNCT
fbem-20469	55	1	therefore	therefore	ADV
fbem-20469	55	2	,	,	PUNCT
fbem-20469	55	3	financial	financial	ADJ
fbem-20469	55	4	practitioners	practitioner	NOUN
fbem-20469	55	5	need	need	VERB
fbem-20469	55	6	to	to	PART
fbem-20469	55	7	continuously	continuously	ADV
fbem-20469	55	8	improve	improve	VERB
fbem-20469	55	9	their	their	PRON
fbem-20469	55	10	comprehensive	comprehensive	ADJ
fbem-20469	55	11	quality	quality	NOUN
fbem-20469	55	12	,	,	PUNCT
fbem-20469	55	13	strengthen	strengthen	VERB
fbem-20469	55	14	their	their	PRON
fbem-20469	55	15	learning	learning	NOUN
fbem-20469	55	16	and	and	CCONJ
fbem-20469	55	17	adaptability	adaptability	NOUN
fbem-20469	55	18	,	,	PUNCT
fbem-20469	55	19	and	and	CCONJ
fbem-20469	55	20	actively	actively	ADV
fbem-20469	55	21	respond	respond	VERB
fbem-20469	55	22	to	to	ADP
fbem-20469	55	23	the	the	DET
fbem-20469	55	24	challenges	challenge	NOUN
fbem-20469	55	25	and	and	CCONJ
fbem-20469	55	26	opportunities	opportunity	NOUN
fbem-20469	55	27	brought	bring	VERB
fbem-20469	55	28	by	by	ADP
fbem-20469	55	29	financial	financial	ADJ
fbem-20469	55	30	innovation	innovation	NOUN
fbem-20469	55	31	.	.	PUNCT
fbem-20469	56	1	5	5	X
fbem-20469	56	2	.	.	X
fbem-20469	56	3	conclusion	conclusion	VERB
fbem-20469	56	4	the	the	DET
fbem-20469	56	5	innovative	innovative	ADJ
fbem-20469	56	6	wave	wave	NOUN
fbem-20469	56	7	of	of	ADP
fbem-20469	56	8	financial	financial	ADJ
fbem-20469	56	9	technology	technology	NOUN
fbem-20469	56	10	has	have	AUX
fbem-20469	56	11	profoundly	profoundly	ADV
fbem-20469	56	12	changed	change	VERB
fbem-20469	56	13	the	the	DET
fbem-20469	56	14	face	face	NOUN
fbem-20469	56	15	of	of	ADP
fbem-20469	56	16	the	the	DET
fbem-20469	56	17	financial	financial	ADJ
fbem-20469	56	18	industry	industry	NOUN
fbem-20469	56	19	.	.	PUNCT
fbem-20469	57	1	the	the	DET
fbem-20469	57	2	154	154	NUM
fbem-20469	57	3	application	application	NOUN
fbem-20469	57	4	of	of	ADP
fbem-20469	57	5	blockchain	blockchain	PROPN
fbem-20469	57	6	,	,	PUNCT
fbem-20469	57	7	artificial	artificial	ADJ
fbem-20469	57	8	intelligence	intelligence	NOUN
fbem-20469	57	9	,	,	PUNCT
fbem-20469	57	10	big	big	ADJ
fbem-20469	57	11	data	datum	NOUN
fbem-20469	57	12	analysis	analysis	NOUN
fbem-20469	57	13	and	and	CCONJ
fbem-20469	57	14	other	other	ADJ
fbem-20469	57	15	technologies	technology	NOUN
fbem-20469	57	16	has	have	AUX
fbem-20469	57	17	not	not	PART
fbem-20469	57	18	only	only	ADV
fbem-20469	57	19	subverted	subvert	VERB
fbem-20469	57	20	the	the	DET
fbem-20469	57	21	traditional	traditional	ADJ
fbem-20469	57	22	financial	financial	ADJ
fbem-20469	57	23	model	model	NOUN
fbem-20469	57	24	,	,	PUNCT
fbem-20469	57	25	but	but	CCONJ
fbem-20469	57	26	also	also	ADV
fbem-20469	57	27	brought	bring	VERB
fbem-20469	57	28	unprecedented	unprecedented	ADJ
fbem-20469	57	29	development	development	NOUN
fbem-20469	57	30	opportunities	opportunity	NOUN
fbem-20469	57	31	for	for	ADP
fbem-20469	57	32	the	the	DET
fbem-20469	57	33	financial	financial	ADJ
fbem-20469	57	34	industry	industry	NOUN
fbem-20469	57	35	.	.	PUNCT
fbem-20469	58	1	in	in	ADP
fbem-20469	58	2	the	the	DET
fbem-20469	58	3	face	face	NOUN
fbem-20469	58	4	of	of	ADP
fbem-20469	58	5	the	the	DET
fbem-20469	58	6	challenges	challenge	NOUN
fbem-20469	58	7	and	and	CCONJ
fbem-20469	58	8	opportunities	opportunity	NOUN
fbem-20469	58	9	of	of	ADP
fbem-20469	58	10	financial	financial	ADJ
fbem-20469	58	11	innovation	innovation	NOUN
fbem-20469	58	12	,	,	PUNCT
fbem-20469	58	13	financial	financial	ADJ
fbem-20469	58	14	institutions	institution	NOUN
fbem-20469	58	15	need	need	VERB
fbem-20469	58	16	to	to	PART
fbem-20469	58	17	continuously	continuously	ADV
fbem-20469	58	18	adjust	adjust	VERB
fbem-20469	58	19	their	their	PRON
fbem-20469	58	20	development	development	NOUN
fbem-20469	58	21	strategies	strategy	NOUN
fbem-20469	58	22	and	and	CCONJ
fbem-20469	58	23	actively	actively	ADV
fbem-20469	58	24	embrace	embrace	VERB
fbem-20469	58	25	technological	technological	ADJ
fbem-20469	58	26	innovation	innovation	NOUN
fbem-20469	58	27	to	to	PART
fbem-20469	58	28	improve	improve	VERB
fbem-20469	58	29	the	the	DET
fbem-20469	58	30	quality	quality	NOUN
fbem-20469	58	31	of	of	ADP
fbem-20469	58	32	financial	financial	ADJ
fbem-20469	58	33	services	service	NOUN
fbem-20469	58	34	and	and	CCONJ
fbem-20469	58	35	customer	customer	NOUN
fbem-20469	58	36	experience	experience	NOUN
fbem-20469	58	37	.	.	PUNCT
fbem-20469	59	1	at	at	ADP
fbem-20469	59	2	the	the	DET
fbem-20469	59	3	same	same	ADJ
fbem-20469	59	4	time	time	NOUN
fbem-20469	59	5	,	,	PUNCT
fbem-20469	59	6	the	the	DET
fbem-20469	59	7	government	government	NOUN
fbem-20469	59	8	and	and	CCONJ
fbem-20469	59	9	enterprises	enterprise	NOUN
fbem-20469	59	10	should	should	AUX
fbem-20469	59	11	work	work	VERB
fbem-20469	59	12	together	together	ADV
fbem-20469	59	13	to	to	PART
fbem-20469	59	14	create	create	VERB
fbem-20469	59	15	a	a	DET
fbem-20469	59	16	favorable	favorable	ADJ
fbem-20469	59	17	financial	financial	ADJ
fbem-20469	59	18	innovation	innovation	NOUN
fbem-20469	59	19	ecosystem	ecosystem	NOUN
fbem-20469	59	20	to	to	PART
fbem-20469	59	21	ensure	ensure	VERB
fbem-20469	59	22	the	the	DET
fbem-20469	59	23	sustainable	sustainable	ADJ
fbem-20469	59	24	development	development	NOUN
fbem-20469	59	25	of	of	ADP
fbem-20469	59	26	the	the	DET
fbem-20469	59	27	financial	financial	ADJ
fbem-20469	59	28	industry	industry	NOUN
fbem-20469	59	29	.	.	PUNCT
fbem-20469	60	1	in	in	ADP
fbem-20469	60	2	the	the	DET
fbem-20469	60	3	future	future	NOUN
fbem-20469	60	4	,	,	PUNCT
fbem-20469	60	5	financial	financial	ADJ
fbem-20469	60	6	innovation	innovation	NOUN
fbem-20469	60	7	will	will	AUX
fbem-20469	60	8	continue	continue	VERB
fbem-20469	60	9	to	to	PART
fbem-20469	60	10	lead	lead	VERB
fbem-20469	60	11	the	the	DET
fbem-20469	60	12	financial	financial	ADJ
fbem-20469	60	13	industry	industry	NOUN
fbem-20469	60	14	to	to	ADP
fbem-20469	60	15	greater	great	ADJ
fbem-20469	60	16	heights	height	NOUN
fbem-20469	60	17	and	and	CCONJ
fbem-20469	60	18	inject	inject	VERB
fbem-20469	60	19	new	new	ADJ
fbem-20469	60	20	vitality	vitality	NOUN
fbem-20469	60	21	into	into	ADP
fbem-20469	60	22	global	global	ADJ
fbem-20469	60	23	economic	economic	ADJ
fbem-20469	60	24	development	development	NOUN
fbem-20469	60	25	.	.	PUNCT
fbem-20469	61	1	references	reference	NOUN
fbem-20469	61	2	[	[	X
fbem-20469	61	3	1	1	NUM
fbem-20469	61	4	]	]	X
fbem-20469	61	5	cai	cai	PROPN
fbem-20469	61	6	yiying	yiying	PROPN
fbem-20469	61	7	,	,	PUNCT
fbem-20469	61	8	wang	wang	PROPN
fbem-20469	61	9	xiaobing	xiaobing	PROPN
fbem-20469	61	10	the	the	DET
fbem-20469	61	11	development	development	NOUN
fbem-20469	61	12	of	of	ADP
fbem-20469	61	13	financial	financial	ADJ
fbem-20469	61	14	industry	industry	NOUN
fbem-20469	61	15	in	in	ADP
fbem-20469	61	16	the	the	DET
fbem-20469	61	17	future	future	NOUN
fbem-20469	61	18	will	will	AUX
fbem-20469	61	19	provide	provide	VERB
fbem-20469	61	20	new	new	ADJ
fbem-20469	61	21	employment	employment	NOUN
fbem-20469	61	22	opportunities	opportunity	NOUN
fbem-20469	61	23	for	for	ADP
fbem-20469	61	24	young	young	ADJ
fbem-20469	61	25	people	people	NOUN
fbem-20469	61	26	[	[	X
fbem-20469	61	27	n	n	CCONJ
fbem-20469	61	28	]	]	X
fbem-20469	61	29	21st	21st	ADJ
fbem-20469	61	30	century	century	NOUN
fbem-20469	61	31	economic	economic	ADJ
fbem-20469	61	32	report	report	NOUN
fbem-20469	61	33	,	,	PUNCT
fbem-20469	61	34	2023	2023	NUM
fbem-20469	61	35	-	-	SYM
fbem-20469	61	36	08	08	NUM
fbem-20469	61	37	-	-	SYM
fbem-20469	61	38	07	07	NUM
fbem-20469	61	39	(	(	PUNCT
fbem-20469	61	40	008	008	NUM
fbem-20469	61	41	)	)	PUNCT
fbem-20469	61	42	doi:10.28723	doi:10.28723	PROPN
fbem-20469	61	43	/	/	SYM
fbem-20469	61	44	n.cnki.nsjbd.2023.003115	n.cnki.nsjbd.2023.003115	PROPN
fbem-20469	62	1	[	[	X
fbem-20469	62	2	2	2	X
fbem-20469	62	3	]	]	X
fbem-20469	62	4	liu	liu	PROPN
fbem-20469	62	5	jifeng	jifeng	PROPN
fbem-20469	62	6	,	,	PUNCT
fbem-20469	62	7	miao	miao	PROPN
fbem-20469	62	8	hui	hui	PROPN
fbem-20469	62	9	anti	anti	PROPN
fbem-20469	62	10	monopoly	monopoly	PROPN
fbem-20469	62	11	law	law	NOUN
fbem-20469	62	12	enforcement	enforcement	NOUN
fbem-20469	62	13	in	in	ADP
fbem-20469	62	14	china	china	PROPN
fbem-20469	62	15	's	's	PART
fbem-20469	62	16	financial	financial	ADJ
fbem-20469	62	17	industry	industry	NOUN
fbem-20469	62	18	:	:	PUNCT
fbem-20469	62	19	historical	historical	ADJ
fbem-20469	62	20	evolution	evolution	NOUN
fbem-20469	62	21	and	and	CCONJ
fbem-20469	62	22	future	future	ADJ
fbem-20469	62	23	direction	direction	NOUN
fbem-20469	62	24	[	[	X
fbem-20469	62	25	j	j	X
fbem-20469	62	26	]	]	X
fbem-20469	62	27	china	china	PROPN
fbem-20469	62	28	foreign	foreign	PROPN
fbem-20469	62	29	exchange	exchange	PROPN
fbem-20469	62	30	,	,	PUNCT
fbem-20469	62	31	2022	2022	NUM
fbem-20469	62	32	,	,	PUNCT
fbem-20469	62	33	(	(	PUNCT
fbem-20469	62	34	04	04	NUM
fbem-20469	62	35	):	):	PUNCT
fbem-20469	62	36	7	7	NUM
fbem-20469	62	37	-	-	SYM
fbem-20469	62	38	10	10	NUM
fbem-20469	62	39	[	[	X
fbem-20469	62	40	3	3	NUM
fbem-20469	62	41	]	]	X
fbem-20469	62	42	jiang	jiang	PROPN
fbem-20469	62	43	jiantao	jiantao	PROPN
fbem-20469	62	44	analysis	analysis	NOUN
fbem-20469	62	45	of	of	ADP
fbem-20469	62	46	the	the	DET
fbem-20469	62	47	future	future	ADJ
fbem-20469	62	48	development	development	NOUN
fbem-20469	62	49	direction	direction	NOUN
fbem-20469	62	50	of	of	ADP
fbem-20469	62	51	the	the	DET
fbem-20469	62	52	financial	financial	ADJ
fbem-20469	62	53	industry	industry	NOUN
fbem-20469	62	54	in	in	ADP
fbem-20469	62	55	the	the	DET
fbem-20469	62	56	context	context	NOUN
fbem-20469	62	57	of	of	ADP
fbem-20469	62	58	"	"	PUNCT
fbem-20469	62	59	blockchain+	blockchain+	X
fbem-20469	62	60	"	"	PUNCT
fbem-20469	62	61	[	[	X
fbem-20469	62	62	j	j	X
fbem-20469	62	63	]	]	X
fbem-20469	62	64	enterprise	enterprise	NOUN
fbem-20469	62	65	science	science	NOUN
fbem-20469	62	66	and	and	CCONJ
fbem-20469	62	67	technology	technology	NOUN
fbem-20469	62	68	and	and	CCONJ
fbem-20469	62	69	development	development	NOUN
fbem-20469	62	70	,	,	PUNCT
fbem-20469	62	71	2021	2021	NUM
fbem-20469	62	72	,	,	PUNCT
fbem-20469	62	73	(	(	PUNCT
fbem-20469	62	74	09	09	NUM
fbem-20469	62	75	):	):	PUNCT
fbem-20469	62	76	101	101	NUM
fbem-20469	62	77	-	-	SYM
fbem-20469	62	78	103	103	NUM
fbem-20469	63	1	[	[	X
fbem-20469	63	2	4	4	NUM
fbem-20469	63	3	]	]	SYM
fbem-20469	63	4	hu	hu	PROPN
fbem-20469	63	5	naijing	naijing	PROPN
fbem-20469	63	6	,	,	PUNCT
fbem-20469	63	7	zhou	zhou	PROPN
fbem-20469	63	8	huan	huan	PROPN
fbem-20469	63	9	,	,	PUNCT
fbem-20469	63	10	dong	dong	PROPN
fbem-20469	63	11	ruzhen	ruzhen	PROPN
fbem-20469	63	12	blockchain	blockchain	PROPN
fbem-20469	63	13	technology	technology	PROPN
fbem-20469	63	14	subverts	subvert	VERB
fbem-20469	63	15	the	the	DET
fbem-20469	63	16	financial	financial	ADJ
fbem-20469	63	17	future	future	NOUN
fbem-20469	63	18	and	and	CCONJ
fbem-20469	63	19	development	development	NOUN
fbem-20469	63	20	suggestions	suggestion	NOUN
fbem-20469	63	21	in	in	ADP
fbem-20469	63	22	shanghai	shanghai	PROPN
fbem-20469	63	23	financial	financial	ADJ
fbem-20469	63	24	center	center	PROPN
fbem-20469	63	25	[	[	X
fbem-20469	63	26	j	j	X
fbem-20469	63	27	]	]	X
fbem-20469	63	28	journal	journal	PROPN
fbem-20469	63	29	of	of	ADP
fbem-20469	63	30	shanghai	shanghai	PROPN
fbem-20469	63	31	institute	institute	PROPN
fbem-20469	63	32	of	of	ADP
fbem-20469	63	33	finance	finance	PROPN
fbem-20469	63	34	,	,	PUNCT
fbem-20469	63	35	2016	2016	NUM
fbem-20469	63	36	,	,	PUNCT
fbem-20469	63	37	(	(	PUNCT
fbem-20469	63	38	03	03	NUM
fbem-20469	63	39	):	):	PUNCT
fbem-20469	63	40	31	31	NUM
fbem-20469	63	41	-	-	SYM
fbem-20469	63	42	41	41	NUM
fbem-20469	63	43	[	[	X
fbem-20469	63	44	5	5	NUM
fbem-20469	63	45	]	]	PUNCT
fbem-20469	63	46	editorial	editorial	ADJ
fbem-20469	63	47	department	department	NOUN
fbem-20469	63	48	future	future	ADJ
fbem-20469	63	49	development	development	NOUN
fbem-20469	63	50	trend	trend	NOUN
fbem-20469	63	51	of	of	ADP
fbem-20469	63	52	internet	internet	NOUN
fbem-20469	63	53	finance	finance	NOUN
fbem-20469	64	1	[	[	X
fbem-20469	64	2	j	j	X
fbem-20469	64	3	]	]	X
fbem-20469	64	4	modern	modern	PROPN
fbem-20469	64	5	commerce	commerce	PROPN
fbem-20469	64	6	,	,	PUNCT
fbem-20469	64	7	2014	2014	NUM
fbem-20469	64	8	,	,	PUNCT
fbem-20469	64	9	(	(	PUNCT
fbem-20469	64	10	13	13	NUM
fbem-20469	64	11	):	):	SYM
fbem-20469	64	12	2	2	NUM