id	sid	tid	token	lemma	pos
fbem-22242	1	1	frontiers	frontier	NOUN
fbem-22242	1	2	in	in	ADP
fbem-22242	1	3	business	business	NOUN
fbem-22242	1	4	,	,	PUNCT
fbem-22242	1	5	economics	economic	NOUN
fbem-22242	1	6	and	and	CCONJ
fbem-22242	1	7	management	management	NOUN
fbem-22242	1	8	issn	issn	PROPN
fbem-22242	1	9	:	:	PUNCT
fbem-22242	1	10	2766	2766	NUM
fbem-22242	1	11	-	-	PUNCT
fbem-22242	1	12	824x	824x	NUM
fbem-22242	1	13	|	|	ADJ
fbem-22242	1	14	vol	vol	NOUN
fbem-22242	1	15	.	.	PROPN
fbem-22242	1	16	15	15	NUM
fbem-22242	1	17	,	,	PUNCT
fbem-22242	1	18	no	no	INTJ
fbem-22242	1	19	.	.	NOUN
fbem-22242	1	20	2	2	NUM
fbem-22242	1	21	,	,	PUNCT
fbem-22242	1	22	2024	2024	NUM
fbem-22242	1	23	134	134	NUM
fbem-22242	1	24	the	the	DET
fbem-22242	1	25	coordinated	coordinated	ADJ
fbem-22242	1	26	development	development	NOUN
fbem-22242	1	27	of	of	ADP
fbem-22242	1	28	digital	digital	ADJ
fbem-22242	1	29	inclusive	inclusive	ADJ
fbem-22242	1	30	finance	finance	NOUN
fbem-22242	1	31	and	and	CCONJ
fbem-22242	1	32	the	the	DET
fbem-22242	1	33	real	real	ADJ
fbem-22242	1	34	economy	economy	NOUN
fbem-22242	1	35	xueni	xueni	PROPN
fbem-22242	1	36	yin	yin	PROPN
fbem-22242	1	37	xi	xi	X
fbem-22242	1	38	'	'	PUNCT
fbem-22242	1	39	an	an	DET
fbem-22242	1	40	engineering	engineering	NOUN
fbem-22242	1	41	university	university	NOUN
fbem-22242	1	42	school	school	NOUN
fbem-22242	1	43	of	of	ADP
fbem-22242	1	44	management	management	NOUN
fbem-22242	1	45	xi	xi	ADP
fbem-22242	1	46	'	'	PUNCT
fbem-22242	1	47	an	an	PROPN
fbem-22242	1	48	,	,	PUNCT
fbem-22242	1	49	shaanxi	shaanxi	PROPN
fbem-22242	1	50	710699	710699	NUM
fbem-22242	1	51	,	,	PUNCT
fbem-22242	1	52	china	china	PROPN
fbem-22242	1	53	abstract	abstract	NOUN
fbem-22242	1	54	:	:	PUNCT
fbem-22242	1	55	through	through	ADP
fbem-22242	1	56	the	the	DET
fbem-22242	1	57	use	use	NOUN
fbem-22242	1	58	of	of	ADP
fbem-22242	1	59	modern	modern	ADJ
fbem-22242	1	60	information	information	NOUN
fbem-22242	1	61	technology	technology	NOUN
fbem-22242	1	62	for	for	ADP
fbem-22242	1	63	digital	digital	ADJ
fbem-22242	1	64	inclusive	inclusive	ADJ
fbem-22242	1	65	financial	financial	ADJ
fbem-22242	1	66	services	service	NOUN
fbem-22242	1	67	,	,	PUNCT
fbem-22242	1	68	its	its	PRON
fbem-22242	1	69	significance	significance	NOUN
fbem-22242	1	70	lies	lie	VERB
fbem-22242	1	71	in	in	ADP
fbem-22242	1	72	promoting	promote	VERB
fbem-22242	1	73	financial	financial	ADJ
fbem-22242	1	74	inclusiveness	inclusiveness	NOUN
fbem-22242	1	75	,	,	PUNCT
fbem-22242	1	76	lowering	lower	VERB
fbem-22242	1	77	the	the	DET
fbem-22242	1	78	threshold	threshold	NOUN
fbem-22242	1	79	of	of	ADP
fbem-22242	1	80	financial	financial	ADJ
fbem-22242	1	81	services	service	NOUN
fbem-22242	1	82	,	,	PUNCT
fbem-22242	1	83	promoting	promote	VERB
fbem-22242	1	84	economic	economic	ADJ
fbem-22242	1	85	development	development	NOUN
fbem-22242	1	86	,	,	PUNCT
fbem-22242	1	87	improving	improve	VERB
fbem-22242	1	88	the	the	DET
fbem-22242	1	89	efficiency	efficiency	NOUN
fbem-22242	1	90	of	of	ADP
fbem-22242	1	91	financial	financial	ADJ
fbem-22242	1	92	services	service	NOUN
fbem-22242	1	93	,	,	PUNCT
fbem-22242	1	94	and	and	CCONJ
fbem-22242	1	95	supporting	support	VERB
fbem-22242	1	96	social	social	ADJ
fbem-22242	1	97	equity	equity	NOUN
fbem-22242	1	98	and	and	CCONJ
fbem-22242	1	99	sustainable	sustainable	ADJ
fbem-22242	1	100	development	development	NOUN
fbem-22242	1	101	.	.	PUNCT
fbem-22242	2	1	these	these	DET
fbem-22242	2	2	effects	effect	NOUN
fbem-22242	2	3	make	make	VERB
fbem-22242	2	4	digital	digital	ADJ
fbem-22242	2	5	financial	financial	ADJ
fbem-22242	2	6	inclusiveness	inclusiveness	VERB
fbem-22242	2	7	an	an	DET
fbem-22242	2	8	important	important	ADJ
fbem-22242	2	9	force	force	NOUN
fbem-22242	2	10	driving	drive	VERB
fbem-22242	2	11	social	social	ADJ
fbem-22242	2	12	progress	progress	NOUN
fbem-22242	2	13	and	and	CCONJ
fbem-22242	2	14	economic	economic	ADJ
fbem-22242	2	15	development	development	NOUN
fbem-22242	2	16	.	.	PUNCT
fbem-22242	3	1	keywords	keyword	NOUN
fbem-22242	3	2	:	:	PUNCT
fbem-22242	3	3	digital	digital	ADJ
fbem-22242	3	4	inclusive	inclusive	ADJ
fbem-22242	3	5	finance	finance	NOUN
fbem-22242	3	6	,	,	PUNCT
fbem-22242	3	7	small	small	ADJ
fbem-22242	3	8	,	,	PUNCT
fbem-22242	3	9	medium	medium	ADJ
fbem-22242	3	10	and	and	CCONJ
fbem-22242	3	11	micro	micro	ADJ
fbem-22242	3	12	enterprises	enterprise	NOUN
fbem-22242	3	13	.	.	PUNCT
fbem-22242	4	1	1	1	X
fbem-22242	4	2	.	.	X
fbem-22242	4	3	the	the	DET
fbem-22242	4	4	current	current	ADJ
fbem-22242	4	5	financing	financing	NOUN
fbem-22242	4	6	status	status	NOUN
fbem-22242	4	7	of	of	ADP
fbem-22242	4	8	small	small	ADJ
fbem-22242	4	9	,	,	PUNCT
fbem-22242	4	10	medium	medium	ADJ
fbem-22242	4	11	and	and	CCONJ
fbem-22242	4	12	micro	micro	ADJ
fbem-22242	4	13	enterprises	enterprise	NOUN
fbem-22242	4	14	in	in	ADP
fbem-22242	4	15	december	december	PROPN
fbem-22242	4	16	2017	2017	NUM
fbem-22242	4	17	,	,	PUNCT
fbem-22242	4	18	the	the	DET
fbem-22242	4	19	national	national	PROPN
fbem-22242	4	20	bureau	bureau	PROPN
fbem-22242	4	21	of	of	ADP
fbem-22242	4	22	statistics	statistic	NOUN
fbem-22242	4	23	revised	revise	VERB
fbem-22242	4	24	and	and	CCONJ
fbem-22242	4	25	issued	issue	VERB
fbem-22242	4	26	the	the	DET
fbem-22242	4	27	classification	classification	NOUN
fbem-22242	4	28	measures	measure	NOUN
fbem-22242	4	29	of	of	ADP
fbem-22242	4	30	large	large	ADJ
fbem-22242	4	31	,	,	PUNCT
fbem-22242	4	32	small	small	ADJ
fbem-22242	4	33	,	,	PUNCT
fbem-22242	4	34	medium	medium	ADJ
fbem-22242	4	35	and	and	CCONJ
fbem-22242	4	36	micro	micro	ADJ
fbem-22242	4	37	enterprises	enterprise	NOUN
fbem-22242	4	38	in	in	ADP
fbem-22242	4	39	statistics	statistic	NOUN
fbem-22242	4	40	based	base	VERB
fbem-22242	4	41	on	on	ADP
fbem-22242	4	42	the	the	DET
fbem-22242	4	43	new	new	ADJ
fbem-22242	4	44	national	national	ADJ
fbem-22242	4	45	economy	economy	NOUN
fbem-22242	4	46	industry	industry	NOUN
fbem-22242	4	47	classification	classification	NOUN
fbem-22242	4	48	standard	standard	NOUN
fbem-22242	4	49	(	(	PUNCT
fbem-22242	4	50	2017	2017	NUM
fbem-22242	4	51	)	)	PUNCT
fbem-22242	4	52	.	.	PUNCT
fbem-22242	5	1	this	this	DET
fbem-22242	5	2	method	method	NOUN
fbem-22242	5	3	through	through	ADP
fbem-22242	5	4	comprehensive	comprehensive	ADJ
fbem-22242	5	5	considering	consider	VERB
fbem-22242	5	6	the	the	DET
fbem-22242	5	7	number	number	NOUN
fbem-22242	5	8	of	of	ADP
fbem-22242	5	9	employees	employee	NOUN
fbem-22242	5	10	,	,	PUNCT
fbem-22242	5	11	operating	operate	VERB
fbem-22242	5	12	income	income	NOUN
fbem-22242	5	13	and	and	CCONJ
fbem-22242	5	14	total	total	ADJ
fbem-22242	5	15	assets	asset	NOUN
fbem-22242	5	16	,	,	PUNCT
fbem-22242	5	17	such	such	ADJ
fbem-22242	5	18	as	as	ADP
fbem-22242	5	19	index	index	NOUN
fbem-22242	5	20	or	or	CCONJ
fbem-22242	5	21	corresponding	corresponding	ADJ
fbem-22242	5	22	alternative	alternative	ADJ
fbem-22242	5	23	index	index	NOUN
fbem-22242	5	24	,	,	PUNCT
fbem-22242	5	25	and	and	CCONJ
fbem-22242	5	26	combined	combine	VERB
fbem-22242	5	27	with	with	ADP
fbem-22242	5	28	the	the	DET
fbem-22242	5	29	characteristics	characteristic	NOUN
fbem-22242	5	30	of	of	ADP
fbem-22242	5	31	different	different	ADJ
fbem-22242	5	32	industries	industry	NOUN
fbem-22242	5	33	,	,	PUNCT
fbem-22242	5	34	formulate	formulate	VERB
fbem-22242	5	35	the	the	DET
fbem-22242	5	36	specific	specific	ADJ
fbem-22242	5	37	standard	standard	NOUN
fbem-22242	5	38	,	,	PUNCT
fbem-22242	5	39	to	to	PART
fbem-22242	5	40	distinguish	distinguish	VERB
fbem-22242	5	41	in	in	ADP
fbem-22242	5	42	all	all	DET
fbem-22242	5	43	kinds	kind	NOUN
fbem-22242	5	44	of	of	ADP
fbem-22242	5	45	organizations	organization	NOUN
fbem-22242	5	46	in	in	ADP
fbem-22242	5	47	the	the	DET
fbem-22242	5	48	form	form	NOUN
fbem-22242	5	49	of	of	ADP
fbem-22242	5	50	legal	legal	ADJ
fbem-22242	5	51	person	person	NOUN
fbem-22242	5	52	enterprise	enterprise	NOUN
fbem-22242	5	53	or	or	CCONJ
fbem-22242	5	54	units	unit	NOUN
fbem-22242	5	55	,	,	PUNCT
fbem-22242	5	56	they	they	PRON
fbem-22242	5	57	are	be	AUX
fbem-22242	5	58	classified	classify	VERB
fbem-22242	5	59	as	as	ADP
fbem-22242	5	60	large	large	ADJ
fbem-22242	5	61	,	,	PUNCT
fbem-22242	5	62	medium	medium	ADJ
fbem-22242	5	63	,	,	PUNCT
fbem-22242	5	64	small	small	ADJ
fbem-22242	5	65	and	and	CCONJ
fbem-22242	5	66	micro	micro	NOUN
fbem-22242	5	67	.	.	PUNCT
fbem-22242	6	1	by	by	ADP
fbem-22242	6	2	the	the	DET
fbem-22242	6	3	end	end	NOUN
fbem-22242	6	4	of	of	ADP
fbem-22242	6	5	2021	2021	NUM
fbem-22242	6	6	,	,	PUNCT
fbem-22242	6	7	there	there	PRON
fbem-22242	6	8	were	be	VERB
fbem-22242	6	9	48	48	NUM
fbem-22242	6	10	million	million	NUM
fbem-22242	6	11	small	small	ADJ
fbem-22242	6	12	,	,	PUNCT
fbem-22242	6	13	medium	medium	ADJ
fbem-22242	6	14	and	and	CCONJ
fbem-22242	6	15	micro	micro	ADJ
fbem-22242	6	16	enterprises	enterprise	NOUN
fbem-22242	6	17	in	in	ADP
fbem-22242	6	18	china	china	PROPN
fbem-22242	6	19	,	,	PUNCT
fbem-22242	6	20	accounting	account	VERB
fbem-22242	6	21	for	for	ADP
fbem-22242	6	22	90	90	NUM
fbem-22242	6	23	percent	percent	NOUN
fbem-22242	6	24	of	of	ADP
fbem-22242	6	25	the	the	DET
fbem-22242	6	26	total	total	ADJ
fbem-22242	6	27	number	number	NOUN
fbem-22242	6	28	of	of	ADP
fbem-22242	6	29	enterprises	enterprise	NOUN
fbem-22242	6	30	in	in	ADP
fbem-22242	6	31	china	china	PROPN
fbem-22242	6	32	,	,	PUNCT
fbem-22242	6	33	an	an	DET
fbem-22242	6	34	increase	increase	NOUN
fbem-22242	6	35	of	of	ADP
fbem-22242	6	36	2.7	2.7	NUM
fbem-22242	6	37	times	time	NOUN
fbem-22242	6	38	over	over	ADP
fbem-22242	6	39	the	the	DET
fbem-22242	6	40	end	end	NOUN
fbem-22242	6	41	of	of	ADP
fbem-22242	6	42	2012	2012	NUM
fbem-22242	6	43	.	.	PUNCT
fbem-22242	7	1	in	in	ADP
fbem-22242	7	2	2021	2021	NUM
fbem-22242	7	3	,	,	PUNCT
fbem-22242	7	4	china	china	PROPN
fbem-22242	7	5	had	have	VERB
fbem-22242	7	6	24,800	24,800	NUM
fbem-22242	7	7	newly	newly	ADV
fbem-22242	7	8	established	establish	VERB
fbem-22242	7	9	enterprises	enterprise	NOUN
fbem-22242	7	10	,	,	PUNCT
fbem-22242	7	11	3.6	3.6	NUM
fbem-22242	7	12	times	time	NOUN
fbem-22242	7	13	that	that	SCONJ
fbem-22242	7	14	in	in	ADP
fbem-22242	7	15	2012	2012	NUM
fbem-22242	7	16	.	.	PUNCT
fbem-22242	8	1	these	these	DET
fbem-22242	8	2	large	large	ADJ
fbem-22242	8	3	number	number	NOUN
fbem-22242	8	4	of	of	ADP
fbem-22242	8	5	small	small	ADJ
fbem-22242	8	6	,	,	PUNCT
fbem-22242	8	7	medium	medium	ADJ
fbem-22242	8	8	and	and	CCONJ
fbem-22242	8	9	micro	micro	ADJ
fbem-22242	8	10	-	-	ADJ
fbem-22242	8	11	sized	sized	ADJ
fbem-22242	8	12	enterprises	enterprise	NOUN
fbem-22242	8	13	not	not	PART
fbem-22242	8	14	only	only	ADV
fbem-22242	8	15	meet	meet	VERB
fbem-22242	8	16	the	the	DET
fbem-22242	8	17	diversified	diversified	ADJ
fbem-22242	8	18	market	market	NOUN
fbem-22242	8	19	demand	demand	NOUN
fbem-22242	8	20	,	,	PUNCT
fbem-22242	8	21	but	but	CCONJ
fbem-22242	8	22	also	also	ADV
fbem-22242	8	23	provide	provide	VERB
fbem-22242	8	24	a	a	DET
fbem-22242	8	25	strong	strong	ADJ
fbem-22242	8	26	impetus	impetus	NOUN
fbem-22242	8	27	for	for	ADP
fbem-22242	8	28	the	the	DET
fbem-22242	8	29	rapid	rapid	ADJ
fbem-22242	8	30	growth	growth	NOUN
fbem-22242	8	31	of	of	ADP
fbem-22242	8	32	china	china	PROPN
fbem-22242	8	33	's	's	PART
fbem-22242	8	34	economy	economy	NOUN
fbem-22242	8	35	,	,	PUNCT
fbem-22242	8	36	and	and	CCONJ
fbem-22242	8	37	become	become	VERB
fbem-22242	8	38	an	an	DET
fbem-22242	8	39	important	important	ADJ
fbem-22242	8	40	pillar	pillar	NOUN
fbem-22242	8	41	of	of	ADP
fbem-22242	8	42	china	china	PROPN
fbem-22242	8	43	's	's	PART
fbem-22242	8	44	economic	economic	ADJ
fbem-22242	8	45	market	market	NOUN
fbem-22242	8	46	and	and	CCONJ
fbem-22242	8	47	job	job	NOUN
fbem-22242	8	48	market	market	NOUN
fbem-22242	8	49	.	.	PUNCT
fbem-22242	9	1	however	however	ADV
fbem-22242	9	2	,	,	PUNCT
fbem-22242	9	3	although	although	SCONJ
fbem-22242	9	4	smes	sme	NOUN
fbem-22242	9	5	play	play	VERB
fbem-22242	9	6	a	a	DET
fbem-22242	9	7	pivotal	pivotal	ADJ
fbem-22242	9	8	role	role	NOUN
fbem-22242	9	9	in	in	ADP
fbem-22242	9	10	china	china	PROPN
fbem-22242	9	11	's	's	PART
fbem-22242	9	12	economy	economy	NOUN
fbem-22242	9	13	,	,	PUNCT
fbem-22242	9	14	the	the	DET
fbem-22242	9	15	development	development	NOUN
fbem-22242	9	16	of	of	ADP
fbem-22242	9	17	most	most	ADJ
fbem-22242	9	18	smes	sme	NOUN
fbem-22242	9	19	is	be	AUX
fbem-22242	9	20	not	not	PART
fbem-22242	9	21	smooth	smooth	ADJ
fbem-22242	9	22	.	.	PUNCT
fbem-22242	10	1	especially	especially	ADV
fbem-22242	10	2	in	in	ADP
fbem-22242	10	3	the	the	DET
fbem-22242	10	4	aspect	aspect	NOUN
fbem-22242	10	5	of	of	ADP
fbem-22242	10	6	financing	financing	NOUN
fbem-22242	10	7	,	,	PUNCT
fbem-22242	10	8	small	small	ADJ
fbem-22242	10	9	,	,	PUNCT
fbem-22242	10	10	medium	medium	ADJ
fbem-22242	10	11	and	and	CCONJ
fbem-22242	10	12	micro	micro	ADJ
fbem-22242	10	13	enterprises	enterprise	NOUN
fbem-22242	10	14	are	be	AUX
fbem-22242	10	15	facing	face	VERB
fbem-22242	10	16	many	many	ADJ
fbem-22242	10	17	difficulties	difficulty	NOUN
fbem-22242	10	18	.	.	PUNCT
fbem-22242	11	1	usually	usually	ADV
fbem-22242	11	2	,	,	PUNCT
fbem-22242	11	3	only	only	ADV
fbem-22242	11	4	large	large	ADJ
fbem-22242	11	5	and	and	CCONJ
fbem-22242	11	6	medium	medium	ADJ
fbem-22242	11	7	-	-	PUNCT
fbem-22242	11	8	sized	sized	ADJ
fbem-22242	11	9	enterprises	enterprise	NOUN
fbem-22242	11	10	can	can	AUX
fbem-22242	11	11	more	more	ADV
fbem-22242	11	12	easily	easily	ADV
fbem-22242	11	13	obtain	obtain	VERB
fbem-22242	11	14	the	the	DET
fbem-22242	11	15	funds	fund	NOUN
fbem-22242	11	16	needed	need	VERB
fbem-22242	11	17	to	to	PART
fbem-22242	11	18	operate	operate	VERB
fbem-22242	11	19	from	from	ADP
fbem-22242	11	20	traditional	traditional	ADJ
fbem-22242	11	21	financial	financial	ADJ
fbem-22242	11	22	institutions	institution	NOUN
fbem-22242	11	23	.	.	PUNCT
fbem-22242	12	1	the	the	DET
fbem-22242	12	2	financing	financing	NOUN
fbem-22242	12	3	difficulties	difficulty	NOUN
fbem-22242	12	4	of	of	ADP
fbem-22242	12	5	small	small	ADJ
fbem-22242	12	6	,	,	PUNCT
fbem-22242	12	7	medium	medium	ADJ
fbem-22242	12	8	and	and	CCONJ
fbem-22242	12	9	micro	micro	ADJ
fbem-22242	12	10	enterprises	enterprise	NOUN
fbem-22242	12	11	are	be	AUX
fbem-22242	12	12	caused	cause	VERB
fbem-22242	12	13	by	by	ADP
fbem-22242	12	14	a	a	DET
fbem-22242	12	15	variety	variety	NOUN
fbem-22242	12	16	of	of	ADP
fbem-22242	12	17	reasons	reason	NOUN
fbem-22242	12	18	,	,	PUNCT
fbem-22242	12	19	including	include	VERB
fbem-22242	12	20	but	but	CCONJ
fbem-22242	12	21	not	not	PART
fbem-22242	12	22	limited	limit	VERB
fbem-22242	12	23	to	to	ADP
fbem-22242	12	24	information	information	NOUN
fbem-22242	12	25	asymmetry	asymmetry	NOUN
fbem-22242	12	26	with	with	ADP
fbem-22242	12	27	financial	financial	ADJ
fbem-22242	12	28	institutions	institution	NOUN
fbem-22242	12	29	,	,	PUNCT
fbem-22242	12	30	insufficient	insufficient	ADJ
fbem-22242	12	31	collateral	collateral	NOUN
fbem-22242	12	32	,	,	PUNCT
fbem-22242	12	33	credit	credit	NOUN
fbem-22242	12	34	policy	policy	NOUN
fbem-22242	12	35	restrictions	restriction	NOUN
fbem-22242	12	36	,	,	PUNCT
fbem-22242	12	37	single	single	ADJ
fbem-22242	12	38	financing	financing	NOUN
fbem-22242	12	39	channels	channel	NOUN
fbem-22242	12	40	and	and	CCONJ
fbem-22242	12	41	high	high	ADJ
fbem-22242	12	42	operating	operating	NOUN
fbem-22242	12	43	risks	risk	NOUN
fbem-22242	12	44	of	of	ADP
fbem-22242	12	45	enterprises	enterprise	NOUN
fbem-22242	12	46	themselves	themselves	PRON
fbem-22242	12	47	.	.	PUNCT
fbem-22242	13	1	these	these	DET
fbem-22242	13	2	factors	factor	NOUN
fbem-22242	13	3	limit	limit	VERB
fbem-22242	13	4	the	the	DET
fbem-22242	13	5	financing	financing	NOUN
fbem-22242	13	6	capacity	capacity	NOUN
fbem-22242	13	7	of	of	ADP
fbem-22242	13	8	small	small	ADJ
fbem-22242	13	9	and	and	CCONJ
fbem-22242	13	10	medium	medium	ADJ
fbem-22242	13	11	-	-	PUNCT
fbem-22242	13	12	sized	sized	ADJ
fbem-22242	13	13	enterprises	enterprise	NOUN
fbem-22242	13	14	and	and	CCONJ
fbem-22242	13	15	hinder	hinder	VERB
fbem-22242	13	16	their	their	PRON
fbem-22242	13	17	further	further	ADJ
fbem-22242	13	18	development	development	NOUN
fbem-22242	13	19	.	.	PUNCT
fbem-22242	14	1	1.1	1.1	NUM
fbem-22242	14	2	.	.	PUNCT
fbem-22242	14	3	small	small	ADJ
fbem-22242	14	4	,	,	PUNCT
fbem-22242	14	5	medium	medium	ADJ
fbem-22242	14	6	and	and	CCONJ
fbem-22242	14	7	micro	micro	ADJ
fbem-22242	14	8	enterprises	enterprise	NOUN
fbem-22242	14	9	have	have	VERB
fbem-22242	14	10	a	a	DET
fbem-22242	14	11	small	small	ADJ
fbem-22242	14	12	scale	scale	NOUN
fbem-22242	14	13	and	and	CCONJ
fbem-22242	14	14	an	an	DET
fbem-22242	14	15	unreasonable	unreasonable	ADJ
fbem-22242	14	16	internal	internal	ADJ
fbem-22242	14	17	structure	structure	NOUN
fbem-22242	14	18	many	many	ADJ
fbem-22242	14	19	small	small	ADJ
fbem-22242	14	20	,	,	PUNCT
fbem-22242	14	21	medium	medium	ADJ
fbem-22242	14	22	and	and	CCONJ
fbem-22242	14	23	micro	micro	ADJ
fbem-22242	14	24	enterprises	enterprise	NOUN
fbem-22242	14	25	often	often	ADV
fbem-22242	14	26	face	face	VERB
fbem-22242	14	27	the	the	DET
fbem-22242	14	28	problem	problem	NOUN
fbem-22242	14	29	of	of	ADP
fbem-22242	14	30	insufficient	insufficient	ADJ
fbem-22242	14	31	fixed	fix	VERB
fbem-22242	14	32	assets	asset	NOUN
fbem-22242	14	33	due	due	ADJ
fbem-22242	14	34	to	to	ADP
fbem-22242	14	35	their	their	PRON
fbem-22242	14	36	short	short	ADJ
fbem-22242	14	37	history	history	NOUN
fbem-22242	14	38	.	.	PUNCT
fbem-22242	15	1	these	these	DET
fbem-22242	15	2	companies	company	NOUN
fbem-22242	15	3	may	may	AUX
fbem-22242	15	4	lack	lack	VERB
fbem-22242	15	5	sufficient	sufficient	ADJ
fbem-22242	15	6	own	own	ADJ
fbem-22242	15	7	assets	asset	NOUN
fbem-22242	15	8	,	,	PUNCT
fbem-22242	15	9	such	such	ADJ
fbem-22242	15	10	as	as	ADP
fbem-22242	15	11	plant	plant	NOUN
fbem-22242	15	12	and	and	CCONJ
fbem-22242	15	13	equipment	equipment	NOUN
fbem-22242	15	14	,	,	PUNCT
fbem-22242	15	15	or	or	CCONJ
fbem-22242	15	16	these	these	DET
fbem-22242	15	17	assets	asset	NOUN
fbem-22242	15	18	are	be	AUX
fbem-22242	15	19	acquired	acquire	VERB
fbem-22242	15	20	through	through	ADP
fbem-22242	15	21	leasing	leasing	NOUN
fbem-22242	15	22	,	,	PUNCT
fbem-22242	15	23	making	make	VERB
fbem-22242	15	24	it	it	PRON
fbem-22242	15	25	difficult	difficult	ADJ
fbem-22242	15	26	to	to	PART
fbem-22242	15	27	provide	provide	VERB
fbem-22242	15	28	collateral	collateral	NOUN
fbem-22242	15	29	needed	need	VERB
fbem-22242	15	30	by	by	ADP
fbem-22242	15	31	traditional	traditional	ADJ
fbem-22242	15	32	financial	financial	ADJ
fbem-22242	15	33	institutions	institution	NOUN
fbem-22242	15	34	to	to	PART
fbem-22242	15	35	support	support	VERB
fbem-22242	15	36	loan	loan	NOUN
fbem-22242	15	37	applications	application	NOUN
fbem-22242	15	38	.	.	PUNCT
fbem-22242	16	1	in	in	ADP
fbem-22242	16	2	addition	addition	NOUN
fbem-22242	16	3	,	,	PUNCT
fbem-22242	16	4	as	as	SCONJ
fbem-22242	16	5	these	these	DET
fbem-22242	16	6	enterprises	enterprise	NOUN
fbem-22242	16	7	have	have	AUX
fbem-22242	16	8	just	just	ADV
fbem-22242	16	9	started	start	VERB
fbem-22242	16	10	,	,	PUNCT
fbem-22242	16	11	their	their	PRON
fbem-22242	16	12	business	business	NOUN
fbem-22242	16	13	model	model	NOUN
fbem-22242	16	14	and	and	CCONJ
fbem-22242	16	15	market	market	NOUN
fbem-22242	16	16	prospects	prospect	NOUN
fbem-22242	16	17	are	be	AUX
fbem-22242	16	18	not	not	PART
fbem-22242	16	19	stable	stable	ADJ
fbem-22242	16	20	,	,	PUNCT
fbem-22242	16	21	and	and	CCONJ
fbem-22242	16	22	it	it	PRON
fbem-22242	16	23	is	be	AUX
fbem-22242	16	24	difficult	difficult	ADJ
fbem-22242	16	25	to	to	PART
fbem-22242	16	26	accurately	accurately	ADV
fbem-22242	16	27	predict	predict	VERB
fbem-22242	16	28	the	the	DET
fbem-22242	16	29	profit	profit	NOUN
fbem-22242	16	30	situation	situation	NOUN
fbem-22242	16	31	,	,	PUNCT
fbem-22242	16	32	which	which	PRON
fbem-22242	16	33	makes	make	VERB
fbem-22242	16	34	some	some	DET
fbem-22242	16	35	guarantee	guarantee	NOUN
fbem-22242	16	36	institutions	institution	NOUN
fbem-22242	16	37	maintain	maintain	VERB
fbem-22242	16	38	a	a	DET
fbem-22242	16	39	conservative	conservative	ADJ
fbem-22242	16	40	attitude	attitude	NOUN
fbem-22242	16	41	towards	towards	ADP
fbem-22242	16	42	providing	provide	VERB
fbem-22242	16	43	support	support	NOUN
fbem-22242	16	44	for	for	ADP
fbem-22242	16	45	micro	micro	ADJ
fbem-22242	16	46	,	,	PUNCT
fbem-22242	16	47	small	small	ADJ
fbem-22242	16	48	and	and	CCONJ
fbem-22242	16	49	medium	medium	ADJ
fbem-22242	16	50	-	-	PUNCT
fbem-22242	16	51	sized	sized	ADJ
fbem-22242	16	52	enterprises	enterprise	NOUN
fbem-22242	16	53	,	,	PUNCT
fbem-22242	16	54	and	and	CCONJ
fbem-22242	16	55	some	some	DET
fbem-22242	16	56	institutions	institution	NOUN
fbem-22242	16	57	will	will	AUX
fbem-22242	16	58	even	even	ADV
fbem-22242	16	59	directly	directly	ADV
fbem-22242	16	60	refuse	refuse	VERB
fbem-22242	16	61	to	to	PART
fbem-22242	16	62	guarantee	guarantee	VERB
fbem-22242	16	63	requests	request	NOUN
fbem-22242	16	64	.	.	PUNCT
fbem-22242	17	1	in	in	ADP
fbem-22242	17	2	the	the	DET
fbem-22242	17	3	face	face	NOUN
fbem-22242	17	4	of	of	ADP
fbem-22242	17	5	the	the	DET
fbem-22242	17	6	financing	financing	NOUN
fbem-22242	17	7	needs	need	NOUN
fbem-22242	17	8	of	of	ADP
fbem-22242	17	9	micro	micro	NOUN
fbem-22242	17	10	,	,	PUNCT
fbem-22242	17	11	small	small	ADJ
fbem-22242	17	12	and	and	CCONJ
fbem-22242	17	13	medium	medium	ADJ
fbem-22242	17	14	-	-	PUNCT
fbem-22242	17	15	sized	sized	ADJ
fbem-22242	17	16	enterprises	enterprise	NOUN
fbem-22242	17	17	,	,	PUNCT
fbem-22242	17	18	some	some	DET
fbem-22242	17	19	guarantee	guarantee	NOUN
fbem-22242	17	20	institutions	institution	NOUN
fbem-22242	17	21	will	will	AUX
fbem-22242	17	22	set	set	VERB
fbem-22242	17	23	a	a	DET
fbem-22242	17	24	higher	high	ADJ
fbem-22242	17	25	guarantee	guarantee	NOUN
fbem-22242	17	26	threshold	threshold	NOUN
fbem-22242	17	27	,	,	PUNCT
fbem-22242	17	28	which	which	PRON
fbem-22242	17	29	further	far	ADV
fbem-22242	17	30	aggravates	aggravate	VERB
fbem-22242	17	31	the	the	DET
fbem-22242	17	32	lack	lack	NOUN
fbem-22242	17	33	of	of	ADP
fbem-22242	17	34	guarantee	guarantee	NOUN
fbem-22242	17	35	dilemma	dilemma	NOUN
fbem-22242	17	36	of	of	ADP
fbem-22242	17	37	these	these	DET
fbem-22242	17	38	enterprises	enterprise	NOUN
fbem-22242	17	39	.	.	PUNCT
fbem-22242	18	1	at	at	ADP
fbem-22242	18	2	the	the	DET
fbem-22242	18	3	same	same	ADJ
fbem-22242	18	4	time	time	NOUN
fbem-22242	18	5	,	,	PUNCT
fbem-22242	18	6	some	some	DET
fbem-22242	18	7	small	small	ADJ
fbem-22242	18	8	,	,	PUNCT
fbem-22242	18	9	medium	medium	ADJ
fbem-22242	18	10	and	and	CCONJ
fbem-22242	18	11	micro	micro	ADJ
fbem-22242	18	12	enterprises	enterprise	NOUN
fbem-22242	18	13	have	have	VERB
fbem-22242	18	14	nonstandard	nonstandard	ADJ
fbem-22242	18	15	problems	problem	NOUN
fbem-22242	18	16	in	in	ADP
fbem-22242	18	17	the	the	DET
fbem-22242	18	18	internal	internal	ADJ
fbem-22242	18	19	structure	structure	NOUN
fbem-22242	18	20	and	and	CCONJ
fbem-22242	18	21	financial	financial	ADJ
fbem-22242	18	22	management	management	NOUN
fbem-22242	18	23	,	,	PUNCT
fbem-22242	18	24	such	such	ADJ
fbem-22242	18	25	as	as	ADP
fbem-22242	18	26	the	the	DET
fbem-22242	18	27	enterprise	enterprise	NOUN
fbem-22242	18	28	legal	legal	ADJ
fbem-22242	18	29	representative	representative	NOUN
fbem-22242	18	30	and	and	CCONJ
fbem-22242	18	31	equity	equity	NOUN
fbem-22242	18	32	structure	structure	NOUN
fbem-22242	18	33	information	information	NOUN
fbem-22242	18	34	is	be	AUX
fbem-22242	18	35	not	not	PART
fbem-22242	18	36	clear	clear	ADJ
fbem-22242	18	37	,	,	PUNCT
fbem-22242	18	38	which	which	PRON
fbem-22242	18	39	brings	bring	VERB
fbem-22242	18	40	difficulties	difficulty	NOUN
fbem-22242	18	41	in	in	ADP
fbem-22242	18	42	financing	finance	VERB
fbem-22242	18	43	audit	audit	NOUN
fbem-22242	18	44	to	to	ADP
fbem-22242	18	45	financing	financing	NOUN
fbem-22242	18	46	institutions	institution	NOUN
fbem-22242	18	47	.	.	PUNCT
fbem-22242	19	1	unable	unable	ADJ
fbem-22242	19	2	to	to	PART
fbem-22242	19	3	access	access	VERB
fbem-22242	19	4	clear	clear	ADJ
fbem-22242	19	5	and	and	CCONJ
fbem-22242	19	6	reasonable	reasonable	ADJ
fbem-22242	19	7	financial	financial	ADJ
fbem-22242	19	8	information	information	NOUN
fbem-22242	19	9	,	,	PUNCT
fbem-22242	19	10	traditional	traditional	ADJ
fbem-22242	19	11	banks	bank	NOUN
fbem-22242	19	12	will	will	AUX
fbem-22242	19	13	face	face	VERB
fbem-22242	19	14	many	many	ADJ
fbem-22242	19	15	challenges	challenge	NOUN
fbem-22242	19	16	in	in	ADP
fbem-22242	19	17	reviewing	review	VERB
fbem-22242	19	18	loan	loan	NOUN
fbem-22242	19	19	applications	application	NOUN
fbem-22242	19	20	from	from	ADP
fbem-22242	19	21	small	small	ADJ
fbem-22242	19	22	,	,	PUNCT
fbem-22242	19	23	medium	medium	ADJ
fbem-22242	19	24	and	and	CCONJ
fbem-22242	19	25	micro	micro	ADJ
fbem-22242	19	26	enterprises	enterprise	NOUN
fbem-22242	19	27	,	,	PUNCT
fbem-22242	19	28	so	so	SCONJ
fbem-22242	19	29	they	they	PRON
fbem-22242	19	30	are	be	AUX
fbem-22242	19	31	cautious	cautious	ADJ
fbem-22242	19	32	about	about	ADP
fbem-22242	19	33	issuing	issue	VERB
fbem-22242	19	34	loans	loan	NOUN
fbem-22242	19	35	and	and	CCONJ
fbem-22242	19	36	are	be	AUX
fbem-22242	19	37	afraid	afraid	ADJ
fbem-22242	19	38	to	to	PART
fbem-22242	19	39	approve	approve	VERB
fbem-22242	19	40	loans	loan	NOUN
fbem-22242	19	41	easily	easily	ADV
fbem-22242	19	42	.	.	PUNCT
fbem-22242	20	1	1.2	1.2	NUM
fbem-22242	20	2	.	.	PUNCT
fbem-22242	21	1	there	there	PRON
fbem-22242	21	2	are	be	VERB
fbem-22242	21	3	too	too	ADV
fbem-22242	21	4	few	few	ADJ
fbem-22242	21	5	traditional	traditional	ADJ
fbem-22242	21	6	financing	financing	NOUN
fbem-22242	21	7	channels	channel	NOUN
fbem-22242	21	8	for	for	ADP
fbem-22242	21	9	small	small	ADJ
fbem-22242	21	10	,	,	PUNCT
fbem-22242	21	11	medium	medium	ADJ
fbem-22242	21	12	and	and	CCONJ
fbem-22242	21	13	micro	micro	ADJ
fbem-22242	21	14	enterprises	enterprise	NOUN
fbem-22242	21	15	at	at	ADP
fbem-22242	21	16	present	present	ADJ
fbem-22242	21	17	,	,	PUNCT
fbem-22242	21	18	small	small	ADJ
fbem-22242	21	19	,	,	PUNCT
fbem-22242	21	20	medium	medium	ADJ
fbem-22242	21	21	and	and	CCONJ
fbem-22242	21	22	micro	micro	ADJ
fbem-22242	21	23	enterprises	enterprise	NOUN
fbem-22242	21	24	are	be	AUX
fbem-22242	21	25	often	often	ADV
fbem-22242	21	26	difficult	difficult	ADJ
fbem-22242	21	27	to	to	PART
fbem-22242	21	28	obtain	obtain	VERB
fbem-22242	21	29	enough	enough	ADJ
fbem-22242	21	30	funds	fund	NOUN
fbem-22242	21	31	through	through	ADP
fbem-22242	21	32	traditional	traditional	ADJ
fbem-22242	21	33	channels	channel	NOUN
fbem-22242	21	34	.	.	PUNCT
fbem-22242	22	1	first	first	ADV
fbem-22242	22	2	,	,	PUNCT
fbem-22242	22	3	because	because	SCONJ
fbem-22242	22	4	these	these	DET
fbem-22242	22	5	enterprises	enterprise	NOUN
fbem-22242	22	6	often	often	ADV
fbem-22242	22	7	lack	lack	VERB
fbem-22242	22	8	sufficient	sufficient	ADJ
fbem-22242	22	9	guarantee	guarantee	NOUN
fbem-22242	22	10	mechanisms	mechanism	NOUN
fbem-22242	22	11	,	,	PUNCT
fbem-22242	22	12	banks	bank	NOUN
fbem-22242	22	13	have	have	VERB
fbem-22242	22	14	to	to	PART
fbem-22242	22	15	consider	consider	VERB
fbem-22242	22	16	the	the	DET
fbem-22242	22	17	higher	high	ADJ
fbem-22242	22	18	risk	risk	NOUN
fbem-22242	22	19	of	of	ADP
fbem-22242	22	20	nonperforming	nonperforme	VERB
fbem-22242	22	21	loans	loan	NOUN
fbem-22242	22	22	when	when	SCONJ
fbem-22242	22	23	lending	lend	VERB
fbem-22242	22	24	to	to	ADP
fbem-22242	22	25	them	they	PRON
fbem-22242	22	26	,	,	PUNCT
fbem-22242	22	27	which	which	PRON
fbem-22242	22	28	increases	increase	VERB
fbem-22242	22	29	the	the	DET
fbem-22242	22	30	possibility	possibility	NOUN
fbem-22242	22	31	of	of	ADP
fbem-22242	22	32	loan	loan	NOUN
fbem-22242	22	33	losses	loss	NOUN
fbem-22242	22	34	for	for	ADP
fbem-22242	22	35	banks	bank	NOUN
fbem-22242	22	36	.	.	PUNCT
fbem-22242	23	1	secondly	secondly	ADV
fbem-22242	23	2	,	,	PUNCT
fbem-22242	23	3	the	the	DET
fbem-22242	23	4	loan	loan	NOUN
fbem-22242	23	5	demand	demand	NOUN
fbem-22242	23	6	of	of	ADP
fbem-22242	23	7	micro	micro	NOUN
fbem-22242	23	8	,	,	PUNCT
fbem-22242	23	9	small	small	ADJ
fbem-22242	23	10	and	and	CCONJ
fbem-22242	23	11	medium	medium	ADJ
fbem-22242	23	12	-	-	PUNCT
fbem-22242	23	13	sized	sized	ADJ
fbem-22242	23	14	enterprises	enterprise	NOUN
fbem-22242	23	15	is	be	AUX
fbem-22242	23	16	usually	usually	ADV
fbem-22242	23	17	characterized	characterize	VERB
fbem-22242	23	18	by	by	ADP
fbem-22242	23	19	small	small	ADJ
fbem-22242	23	20	loan	loan	NOUN
fbem-22242	23	21	amount	amount	NOUN
fbem-22242	23	22	and	and	CCONJ
fbem-22242	23	23	short	short	ADJ
fbem-22242	23	24	loan	loan	NOUN
fbem-22242	23	25	time	time	NOUN
fbem-22242	23	26	,	,	PUNCT
fbem-22242	23	27	which	which	PRON
fbem-22242	23	28	makes	make	VERB
fbem-22242	23	29	banks	bank	NOUN
fbem-22242	23	30	believe	believe	VERB
fbem-22242	23	31	that	that	SCONJ
fbem-22242	23	32	they	they	PRON
fbem-22242	23	33	can	can	AUX
fbem-22242	23	34	obtain	obtain	VERB
fbem-22242	23	35	lower	low	ADJ
fbem-22242	23	36	profits	profit	NOUN
fbem-22242	23	37	by	by	ADP
fbem-22242	23	38	providing	provide	VERB
fbem-22242	23	39	loans	loan	NOUN
fbem-22242	23	40	to	to	ADP
fbem-22242	23	41	micro	micro	PROPN
fbem-22242	23	42	,	,	PUNCT
fbem-22242	23	43	small	small	ADJ
fbem-22242	23	44	and	and	CCONJ
fbem-22242	23	45	medium	medium	ADJ
fbem-22242	23	46	-	-	PUNCT
fbem-22242	23	47	sized	sized	ADJ
fbem-22242	23	48	enterprises	enterprise	NOUN
fbem-22242	23	49	than	than	ADP
fbem-22242	23	50	investing	invest	VERB
fbem-22242	23	51	funds	fund	NOUN
fbem-22242	23	52	in	in	ADP
fbem-22242	23	53	large	large	ADJ
fbem-22242	23	54	enterprises	enterprise	NOUN
fbem-22242	23	55	.	.	PUNCT
fbem-22242	24	1	finally	finally	ADV
fbem-22242	24	2	,	,	PUNCT
fbem-22242	24	3	due	due	ADP
fbem-22242	24	4	to	to	ADP
fbem-22242	24	5	the	the	DET
fbem-22242	24	6	large	large	ADJ
fbem-22242	24	7	number	number	NOUN
fbem-22242	24	8	of	of	ADP
fbem-22242	24	9	small	small	ADJ
fbem-22242	24	10	,	,	PUNCT
fbem-22242	24	11	medium	medium	ADJ
fbem-22242	24	12	and	and	CCONJ
fbem-22242	24	13	micro	micro	ADJ
fbem-22242	24	14	enterprises	enterprise	NOUN
fbem-22242	24	15	that	that	PRON
fbem-22242	24	16	need	need	VERB
fbem-22242	24	17	loans	loan	NOUN
fbem-22242	24	18	,	,	PUNCT
fbem-22242	24	19	banks	bank	NOUN
fbem-22242	24	20	need	need	VERB
fbem-22242	24	21	to	to	PART
fbem-22242	24	22	deal	deal	VERB
fbem-22242	24	23	with	with	ADP
fbem-22242	24	24	a	a	DET
fbem-22242	24	25	large	large	ADJ
fbem-22242	24	26	number	number	NOUN
fbem-22242	24	27	of	of	ADP
fbem-22242	24	28	documents	document	NOUN
fbem-22242	24	29	and	and	CCONJ
fbem-22242	24	30	processes	process	NOUN
fbem-22242	24	31	when	when	SCONJ
fbem-22242	24	32	approving	approve	VERB
fbem-22242	24	33	these	these	DET
fbem-22242	24	34	loan	loan	NOUN
fbem-22242	24	35	applications	application	NOUN
fbem-22242	24	36	internally	internally	ADV
fbem-22242	24	37	,	,	PUNCT
fbem-22242	24	38	resulting	result	VERB
fbem-22242	24	39	in	in	ADP
fbem-22242	24	40	cumbersome	cumbersome	ADJ
fbem-22242	24	41	and	and	CCONJ
fbem-22242	24	42	time	time	NOUN
fbem-22242	24	43	-	-	PUNCT
fbem-22242	24	44	consuming	consume	VERB
fbem-22242	24	45	approval	approval	NOUN
fbem-22242	24	46	work	work	NOUN
fbem-22242	24	47	.	.	PUNCT
fbem-22242	25	1	therefore	therefore	ADV
fbem-22242	25	2	,	,	PUNCT
fbem-22242	25	3	after	after	ADP
fbem-22242	25	4	weighing	weigh	VERB
fbem-22242	25	5	the	the	DET
fbem-22242	25	6	135	135	NUM
fbem-22242	25	7	risks	risk	NOUN
fbem-22242	25	8	and	and	CCONJ
fbem-22242	25	9	returns	return	NOUN
fbem-22242	25	10	,	,	PUNCT
fbem-22242	25	11	banks	bank	NOUN
fbem-22242	25	12	are	be	AUX
fbem-22242	25	13	often	often	ADV
fbem-22242	25	14	unwilling	unwilling	ADJ
fbem-22242	25	15	to	to	PART
fbem-22242	25	16	invest	invest	VERB
fbem-22242	25	17	a	a	DET
fbem-22242	25	18	large	large	ADJ
fbem-22242	25	19	amount	amount	NOUN
fbem-22242	25	20	of	of	ADP
fbem-22242	25	21	funds	fund	NOUN
fbem-22242	25	22	in	in	ADP
fbem-22242	25	23	these	these	DET
fbem-22242	25	24	micro	micro	NOUN
fbem-22242	25	25	,	,	PUNCT
fbem-22242	25	26	small	small	ADJ
fbem-22242	25	27	and	and	CCONJ
fbem-22242	25	28	medium	medium	ADJ
fbem-22242	25	29	-	-	PUNCT
fbem-22242	25	30	sized	sized	ADJ
fbem-22242	25	31	enterprises	enterprise	NOUN
fbem-22242	25	32	with	with	ADP
fbem-22242	25	33	relatively	relatively	ADV
fbem-22242	25	34	unstable	unstable	ADJ
fbem-22242	25	35	development	development	NOUN
fbem-22242	25	36	.	.	PUNCT
fbem-22242	26	1	on	on	ADP
fbem-22242	26	2	the	the	DET
fbem-22242	26	3	contrary	contrary	NOUN
fbem-22242	26	4	,	,	PUNCT
fbem-22242	26	5	they	they	PRON
fbem-22242	26	6	are	be	AUX
fbem-22242	26	7	more	more	ADV
fbem-22242	26	8	inclined	inclined	ADJ
fbem-22242	26	9	to	to	PART
fbem-22242	26	10	invest	invest	VERB
fbem-22242	26	11	funds	fund	NOUN
fbem-22242	26	12	in	in	ADP
fbem-22242	26	13	long	long	ADJ
fbem-22242	26	14	-	-	PUNCT
fbem-22242	26	15	term	term	NOUN
fbem-22242	26	16	and	and	CCONJ
fbem-22242	26	17	large	large	ADJ
fbem-22242	26	18	-	-	PUNCT
fbem-22242	26	19	scale	scale	NOUN
fbem-22242	26	20	enterprises	enterprise	NOUN
fbem-22242	26	21	,	,	PUNCT
fbem-22242	26	22	because	because	SCONJ
fbem-22242	26	23	such	such	ADJ
fbem-22242	26	24	enterprises	enterprise	NOUN
fbem-22242	26	25	usually	usually	ADV
fbem-22242	26	26	have	have	VERB
fbem-22242	26	27	stronger	strong	ADJ
fbem-22242	26	28	repayment	repayment	NOUN
fbem-22242	26	29	ability	ability	NOUN
fbem-22242	26	30	and	and	CCONJ
fbem-22242	26	31	more	more	ADV
fbem-22242	26	32	stable	stable	ADJ
fbem-22242	26	33	business	business	NOUN
fbem-22242	26	34	prospects	prospect	NOUN
fbem-22242	26	35	,	,	PUNCT
fbem-22242	26	36	which	which	PRON
fbem-22242	26	37	can	can	AUX
fbem-22242	26	38	better	well	ADV
fbem-22242	26	39	guarantee	guarantee	VERB
fbem-22242	26	40	the	the	DET
fbem-22242	26	41	safety	safety	NOUN
fbem-22242	26	42	of	of	ADP
fbem-22242	26	43	bank	bank	NOUN
fbem-22242	26	44	funds	fund	NOUN
fbem-22242	26	45	.	.	PUNCT
fbem-22242	27	1	in	in	ADP
fbem-22242	27	2	addition	addition	NOUN
fbem-22242	27	3	,	,	PUNCT
fbem-22242	27	4	some	some	DET
fbem-22242	27	5	small	small	ADJ
fbem-22242	27	6	,	,	PUNCT
fbem-22242	27	7	medium	medium	ADJ
fbem-22242	27	8	and	and	CCONJ
fbem-22242	27	9	micro	micro	ADJ
fbem-22242	27	10	-	-	ADJ
fbem-22242	27	11	sized	sized	ADJ
fbem-22242	27	12	enterprises	enterprise	NOUN
fbem-22242	27	13	are	be	AUX
fbem-22242	27	14	still	still	ADV
fbem-22242	27	15	family	family	NOUN
fbem-22242	27	16	-	-	PUNCT
fbem-22242	27	17	style	style	NOUN
fbem-22242	27	18	enterprise	enterprise	NOUN
fbem-22242	27	19	mode	mode	NOUN
fbem-22242	27	20	,	,	PUNCT
fbem-22242	27	21	and	and	CCONJ
fbem-22242	27	22	the	the	DET
fbem-22242	27	23	management	management	NOUN
fbem-22242	27	24	mode	mode	NOUN
fbem-22242	27	25	is	be	AUX
fbem-22242	27	26	relatively	relatively	ADV
fbem-22242	27	27	old	old	ADJ
fbem-22242	27	28	and	and	CCONJ
fbem-22242	27	29	the	the	DET
fbem-22242	27	30	management	management	NOUN
fbem-22242	27	31	system	system	NOUN
fbem-22242	27	32	is	be	AUX
fbem-22242	27	33	not	not	PART
fbem-22242	27	34	standardized	standardize	VERB
fbem-22242	27	35	.	.	PUNCT
fbem-22242	28	1	compared	compare	VERB
fbem-22242	28	2	with	with	ADP
fbem-22242	28	3	large	large	ADJ
fbem-22242	28	4	state	state	NOUN
fbem-22242	28	5	-	-	PUNCT
fbem-22242	28	6	owned	own	VERB
fbem-22242	28	7	enterprises	enterprise	NOUN
fbem-22242	28	8	with	with	ADP
fbem-22242	28	9	more	more	ADJ
fbem-22242	28	10	scientific	scientific	ADJ
fbem-22242	28	11	management	management	NOUN
fbem-22242	28	12	mode	mode	NOUN
fbem-22242	28	13	,	,	PUNCT
fbem-22242	28	14	banks	bank	NOUN
fbem-22242	28	15	either	either	CCONJ
fbem-22242	28	16	choose	choose	VERB
fbem-22242	28	17	not	not	PART
fbem-22242	28	18	to	to	PART
fbem-22242	28	19	directly	directly	ADV
fbem-22242	28	20	lend	lend	VERB
fbem-22242	28	21	to	to	ADP
fbem-22242	28	22	small	small	ADJ
fbem-22242	28	23	,	,	PUNCT
fbem-22242	28	24	medium	medium	ADJ
fbem-22242	28	25	and	and	CCONJ
fbem-22242	28	26	micro	micro	ADJ
fbem-22242	28	27	enterprises	enterprise	NOUN
fbem-22242	28	28	,	,	PUNCT
fbem-22242	28	29	or	or	CCONJ
fbem-22242	28	30	set	set	VERB
fbem-22242	28	31	up	up	ADP
fbem-22242	28	32	a	a	DET
fbem-22242	28	33	series	series	NOUN
fbem-22242	28	34	of	of	ADP
fbem-22242	28	35	cumbersome	cumbersome	ADJ
fbem-22242	28	36	and	and	CCONJ
fbem-22242	28	37	complex	complex	ADJ
fbem-22242	28	38	audit	audit	NOUN
fbem-22242	28	39	procedures	procedure	NOUN
fbem-22242	28	40	.	.	PUNCT
fbem-22242	29	1	even	even	ADV
fbem-22242	29	2	if	if	SCONJ
fbem-22242	29	3	msmes	msme	NOUN
fbem-22242	29	4	successfully	successfully	ADV
fbem-22242	29	5	pass	pass	VERB
fbem-22242	29	6	these	these	DET
fbem-22242	29	7	strict	strict	ADJ
fbem-22242	29	8	audit	audit	NOUN
fbem-22242	29	9	processes	process	NOUN
fbem-22242	29	10	,	,	PUNCT
fbem-22242	29	11	banks	bank	NOUN
fbem-22242	29	12	may	may	AUX
fbem-22242	29	13	not	not	PART
fbem-22242	29	14	give	give	VERB
fbem-22242	29	15	them	they	PRON
fbem-22242	29	16	excessive	excessive	ADJ
fbem-22242	29	17	financial	financial	ADJ
fbem-22242	29	18	support	support	NOUN
fbem-22242	29	19	.	.	PUNCT
fbem-22242	30	1	these	these	DET
fbem-22242	30	2	reasons	reason	NOUN
fbem-22242	30	3	make	make	VERB
fbem-22242	30	4	the	the	DET
fbem-22242	30	5	traditional	traditional	ADJ
fbem-22242	30	6	financing	financing	NOUN
fbem-22242	30	7	channels	channel	NOUN
fbem-22242	30	8	of	of	ADP
fbem-22242	30	9	micro	micro	NOUN
fbem-22242	30	10	,	,	PUNCT
fbem-22242	30	11	small	small	ADJ
fbem-22242	30	12	and	and	CCONJ
fbem-22242	30	13	medium	medium	ADJ
fbem-22242	30	14	-	-	PUNCT
fbem-22242	30	15	sized	sized	ADJ
fbem-22242	30	16	enterprises	enterprise	NOUN
fbem-22242	30	17	in	in	ADP
fbem-22242	30	18	china	china	PROPN
fbem-22242	30	19	too	too	ADV
fbem-22242	30	20	few	few	ADJ
fbem-22242	30	21	.	.	PUNCT
fbem-22242	31	1	among	among	ADP
fbem-22242	31	2	many	many	ADJ
fbem-22242	31	3	financing	financing	NOUN
fbem-22242	31	4	channels	channel	NOUN
fbem-22242	31	5	,	,	PUNCT
fbem-22242	31	6	bank	bank	NOUN
fbem-22242	31	7	loan	loan	NOUN
fbem-22242	31	8	,	,	PUNCT
fbem-22242	31	9	a	a	DET
fbem-22242	31	10	more	more	ADV
fbem-22242	31	11	feasible	feasible	ADJ
fbem-22242	31	12	way	way	NOUN
fbem-22242	31	13	,	,	PUNCT
fbem-22242	31	14	is	be	AUX
fbem-22242	31	15	also	also	ADV
fbem-22242	31	16	extremely	extremely	ADV
fbem-22242	31	17	difficult	difficult	ADJ
fbem-22242	31	18	for	for	ADP
fbem-22242	31	19	micro	micro	NOUN
fbem-22242	31	20	,	,	PUNCT
fbem-22242	31	21	small	small	ADJ
fbem-22242	31	22	and	and	CCONJ
fbem-22242	31	23	medium	medium	ADJ
fbem-22242	31	24	-	-	PUNCT
fbem-22242	31	25	sized	sized	ADJ
fbem-22242	31	26	enterprises	enterprise	NOUN
fbem-22242	31	27	,	,	PUNCT
fbem-22242	31	28	and	and	CCONJ
fbem-22242	31	29	the	the	DET
fbem-22242	31	30	financing	financing	NOUN
fbem-22242	31	31	road	road	NOUN
fbem-22242	31	32	of	of	ADP
fbem-22242	31	33	micro	micro	NOUN
fbem-22242	31	34	,	,	PUNCT
fbem-22242	31	35	small	small	ADJ
fbem-22242	31	36	and	and	CCONJ
fbem-22242	31	37	medium	medium	ADJ
fbem-22242	31	38	-	-	PUNCT
fbem-22242	31	39	sized	sized	ADJ
fbem-22242	31	40	enterprises	enterprise	NOUN
fbem-22242	31	41	is	be	AUX
fbem-22242	31	42	blocked	block	VERB
fbem-22242	31	43	and	and	CCONJ
fbem-22242	31	44	long	long	ADJ
fbem-22242	31	45	.	.	PUNCT
fbem-22242	32	1	1.3	1.3	NUM
fbem-22242	32	2	.	.	PUNCT
fbem-22242	32	3	lack	lack	NOUN
fbem-22242	32	4	of	of	ADP
fbem-22242	32	5	financial	financial	ADJ
fbem-22242	32	6	product	product	NOUN
fbem-22242	32	7	innovation	innovation	NOUN
fbem-22242	32	8	for	for	ADP
fbem-22242	32	9	micro	micro	NOUN
fbem-22242	32	10	,	,	PUNCT
fbem-22242	32	11	small	small	ADJ
fbem-22242	32	12	and	and	CCONJ
fbem-22242	32	13	medium	medium	ADJ
fbem-22242	32	14	-	-	PUNCT
fbem-22242	32	15	sized	sized	ADJ
fbem-22242	32	16	enterprises	enterprise	NOUN
fbem-22242	32	17	in	in	ADP
fbem-22242	32	18	2022	2022	NUM
fbem-22242	32	19	,	,	PUNCT
fbem-22242	32	20	the	the	DET
fbem-22242	32	21	general	general	ADJ
fbem-22242	32	22	office	office	NOUN
fbem-22242	32	23	of	of	ADP
fbem-22242	32	24	the	the	DET
fbem-22242	32	25	china	china	PROPN
fbem-22242	32	26	banking	banking	PROPN
fbem-22242	32	27	and	and	CCONJ
fbem-22242	32	28	insurance	insurance	PROPN
fbem-22242	32	29	regulatory	regulatory	ADJ
fbem-22242	32	30	commission	commission	NOUN
fbem-22242	32	31	issued	issue	VERB
fbem-22242	32	32	an	an	DET
fbem-22242	32	33	important	important	ADJ
fbem-22242	32	34	notice	notice	NOUN
fbem-22242	32	35	aimed	aim	VERB
fbem-22242	32	36	to	to	PART
fbem-22242	32	37	strengthen	strengthen	VERB
fbem-22242	32	38	financial	financial	ADJ
fbem-22242	32	39	support	support	NOUN
fbem-22242	32	40	for	for	ADP
fbem-22242	32	41	the	the	DET
fbem-22242	32	42	development	development	NOUN
fbem-22242	32	43	of	of	ADP
fbem-22242	32	44	small	small	ADJ
fbem-22242	32	45	and	and	CCONJ
fbem-22242	32	46	micro	micro	ADJ
fbem-22242	32	47	businesses	business	NOUN
fbem-22242	32	48	.	.	PUNCT
fbem-22242	33	1	the	the	DET
fbem-22242	33	2	notice	notice	NOUN
fbem-22242	33	3	clarified	clarify	VERB
fbem-22242	33	4	the	the	DET
fbem-22242	33	5	work	work	NOUN
fbem-22242	33	6	target	target	NOUN
fbem-22242	33	7	,	,	PUNCT
fbem-22242	33	8	that	that	ADV
fbem-22242	33	9	is	is	ADV
fbem-22242	33	10	,	,	PUNCT
fbem-22242	33	11	to	to	PART
fbem-22242	33	12	achieve	achieve	VERB
fbem-22242	33	13	the	the	DET
fbem-22242	33	14	"	"	PUNCT
fbem-22242	33	15	two	two	NUM
fbem-22242	33	16	increase	increase	NOUN
fbem-22242	33	17	"	"	PUNCT
fbem-22242	33	18	target	target	NOUN
fbem-22242	33	19	of	of	ADP
fbem-22242	33	20	inclusive	inclusive	ADJ
fbem-22242	33	21	small	small	ADJ
fbem-22242	33	22	and	and	CCONJ
fbem-22242	33	23	micro	micro	ADJ
fbem-22242	33	24	business	business	NOUN
fbem-22242	33	25	loans	loan	NOUN
fbem-22242	33	26	of	of	ADP
fbem-22242	33	27	less	less	ADJ
fbem-22242	33	28	than	than	ADP
fbem-22242	33	29	10	10	NUM
fbem-22242	33	30	million	million	NUM
fbem-22242	33	31	yuan	yuan	NOUN
fbem-22242	33	32	(	(	PUNCT
fbem-22242	33	33	including	include	VERB
fbem-22242	33	34	)	)	PUNCT
fbem-22242	33	35	,	,	PUNCT
fbem-22242	33	36	which	which	PRON
fbem-22242	33	37	means	mean	VERB
fbem-22242	33	38	that	that	SCONJ
fbem-22242	33	39	in	in	ADP
fbem-22242	33	40	2022	2022	NUM
fbem-22242	33	41	,	,	PUNCT
fbem-22242	33	42	the	the	DET
fbem-22242	33	43	total	total	ADJ
fbem-22242	33	44	number	number	NOUN
fbem-22242	33	45	of	of	ADP
fbem-22242	33	46	such	such	ADJ
fbem-22242	33	47	loans	loan	NOUN
fbem-22242	33	48	and	and	CCONJ
fbem-22242	33	49	loan	loan	NOUN
fbem-22242	33	50	households	household	NOUN
fbem-22242	33	51	need	need	VERB
fbem-22242	33	52	to	to	PART
fbem-22242	33	53	be	be	AUX
fbem-22242	33	54	no	no	ADV
fbem-22242	33	55	lower	low	ADJ
fbem-22242	33	56	than	than	ADP
fbem-22242	33	57	the	the	DET
fbem-22242	33	58	level	level	NOUN
fbem-22242	33	59	at	at	ADP
fbem-22242	33	60	the	the	DET
fbem-22242	33	61	beginning	beginning	NOUN
fbem-22242	33	62	of	of	ADP
fbem-22242	33	63	the	the	DET
fbem-22242	33	64	year	year	NOUN
fbem-22242	33	65	.	.	PUNCT
fbem-22242	34	1	in	in	ADP
fbem-22242	34	2	order	order	NOUN
fbem-22242	34	3	to	to	PART
fbem-22242	34	4	achieve	achieve	VERB
fbem-22242	34	5	this	this	DET
fbem-22242	34	6	goal	goal	NOUN
fbem-22242	34	7	,	,	PUNCT
fbem-22242	34	8	the	the	DET
fbem-22242	34	9	notice	notice	NOUN
fbem-22242	34	10	put	put	VERB
fbem-22242	34	11	forward	forward	ADV
fbem-22242	34	12	specific	specific	ADJ
fbem-22242	34	13	measures	measure	NOUN
fbem-22242	34	14	such	such	ADJ
fbem-22242	34	15	as	as	ADP
fbem-22242	34	16	improving	improve	VERB
fbem-22242	34	17	the	the	DET
fbem-22242	34	18	multi	multi	ADJ
fbem-22242	34	19	-	-	ADJ
fbem-22242	34	20	level	level	ADJ
fbem-22242	34	21	credit	credit	NOUN
fbem-22242	34	22	supply	supply	NOUN
fbem-22242	34	23	system	system	NOUN
fbem-22242	34	24	for	for	ADP
fbem-22242	34	25	small	small	ADJ
fbem-22242	34	26	and	and	CCONJ
fbem-22242	34	27	micro	micro	ADJ
fbem-22242	34	28	enterprises	enterprise	NOUN
fbem-22242	34	29	,	,	PUNCT
fbem-22242	34	30	enhancing	enhance	VERB
fbem-22242	34	31	the	the	DET
fbem-22242	34	32	availability	availability	NOUN
fbem-22242	34	33	of	of	ADP
fbem-22242	34	34	loans	loan	NOUN
fbem-22242	34	35	for	for	ADP
fbem-22242	34	36	small	small	ADJ
fbem-22242	34	37	and	and	CCONJ
fbem-22242	34	38	micro	micro	ADJ
fbem-22242	34	39	enterprises	enterprise	NOUN
fbem-22242	34	40	,	,	PUNCT
fbem-22242	34	41	and	and	CCONJ
fbem-22242	34	42	doing	do	VERB
fbem-22242	34	43	a	a	DET
fbem-22242	34	44	good	good	ADJ
fbem-22242	34	45	job	job	NOUN
fbem-22242	34	46	in	in	ADP
fbem-22242	34	47	the	the	DET
fbem-22242	34	48	extension	extension	NOUN
fbem-22242	34	49	of	of	ADP
fbem-22242	34	50	principal	principal	NOUN
fbem-22242	34	51	and	and	CCONJ
fbem-22242	34	52	interest	interest	NOUN
fbem-22242	34	53	repayment	repayment	NOUN
fbem-22242	34	54	policies	policy	NOUN
fbem-22242	34	55	and	and	CCONJ
fbem-22242	34	56	the	the	DET
fbem-22242	34	57	management	management	NOUN
fbem-22242	34	58	of	of	ADP
fbem-22242	34	59	loan	loan	NOUN
fbem-22242	34	60	term	term	NOUN
fbem-22242	34	61	.	.	PUNCT
fbem-22242	35	1	although	although	SCONJ
fbem-22242	35	2	these	these	DET
fbem-22242	35	3	policies	policy	NOUN
fbem-22242	35	4	require	require	VERB
fbem-22242	35	5	banking	banking	NOUN
fbem-22242	35	6	financial	financial	ADJ
fbem-22242	35	7	institutions	institution	NOUN
fbem-22242	35	8	to	to	PART
fbem-22242	35	9	increase	increase	VERB
fbem-22242	35	10	the	the	DET
fbem-22242	35	11	innovation	innovation	NOUN
fbem-22242	35	12	of	of	ADP
fbem-22242	35	13	credit	credit	NOUN
fbem-22242	35	14	products	product	NOUN
fbem-22242	35	15	,	,	PUNCT
fbem-22242	35	16	after	after	ADV
fbem-22242	35	17	all	all	ADV
fbem-22242	35	18	,	,	PUNCT
fbem-22242	35	19	banks	bank	NOUN
fbem-22242	35	20	have	have	VERB
fbem-22242	35	21	risk	risk	NOUN
fbem-22242	35	22	considerations	consideration	NOUN
fbem-22242	35	23	,	,	PUNCT
fbem-22242	35	24	and	and	CCONJ
fbem-22242	35	25	no	no	DET
fbem-22242	35	26	one	one	NOUN
fbem-22242	35	27	can	can	AUX
fbem-22242	35	28	guarantee	guarantee	VERB
fbem-22242	35	29	that	that	SCONJ
fbem-22242	35	30	the	the	DET
fbem-22242	35	31	loan	loan	NOUN
fbem-22242	35	32	risk	risk	NOUN
fbem-22242	35	33	of	of	ADP
fbem-22242	35	34	small	small	ADJ
fbem-22242	35	35	,	,	PUNCT
fbem-22242	35	36	medium	medium	ADJ
fbem-22242	35	37	and	and	CCONJ
fbem-22242	35	38	micro	micro	ADJ
fbem-22242	35	39	enterprises	enterprise	NOUN
fbem-22242	35	40	will	will	AUX
fbem-22242	35	41	be	be	AUX
fbem-22242	35	42	bad	bad	ADJ
fbem-22242	35	43	in	in	ADP
fbem-22242	35	44	the	the	DET
fbem-22242	35	45	future	future	NOUN
fbem-22242	35	46	,	,	PUNCT
fbem-22242	35	47	and	and	CCONJ
fbem-22242	35	48	it	it	PRON
fbem-22242	35	49	always	always	ADV
fbem-22242	35	50	needs	need	VERB
fbem-22242	35	51	someone	someone	PRON
fbem-22242	35	52	to	to	PART
fbem-22242	35	53	bear	bear	VERB
fbem-22242	35	54	this	this	DET
fbem-22242	35	55	risk	risk	NOUN
fbem-22242	35	56	.	.	PUNCT
fbem-22242	36	1	the	the	DET
fbem-22242	36	2	financing	financing	NOUN
fbem-22242	36	3	of	of	ADP
fbem-22242	36	4	micro	micro	NOUN
fbem-22242	36	5	,	,	PUNCT
fbem-22242	36	6	small	small	ADJ
fbem-22242	36	7	and	and	CCONJ
fbem-22242	36	8	medium	medium	ADJ
fbem-22242	36	9	-	-	PUNCT
fbem-22242	36	10	sized	sized	ADJ
fbem-22242	36	11	enterprises	enterprise	NOUN
fbem-22242	36	12	is	be	AUX
fbem-22242	36	13	a	a	DET
fbem-22242	36	14	market	market	NOUN
fbem-22242	36	15	problem	problem	NOUN
fbem-22242	36	16	,	,	PUNCT
fbem-22242	36	17	but	but	CCONJ
fbem-22242	36	18	it	it	PRON
fbem-22242	36	19	is	be	AUX
fbem-22242	36	20	not	not	PART
fbem-22242	36	21	a	a	DET
fbem-22242	36	22	pure	pure	ADJ
fbem-22242	36	23	market	market	NOUN
fbem-22242	36	24	problem	problem	NOUN
fbem-22242	36	25	.	.	PUNCT
fbem-22242	37	1	it	it	PRON
fbem-22242	37	2	requires	require	VERB
fbem-22242	37	3	the	the	DET
fbem-22242	37	4	visible	visible	ADJ
fbem-22242	37	5	hand	hand	NOUN
fbem-22242	37	6	of	of	ADP
fbem-22242	37	7	the	the	DET
fbem-22242	37	8	government	government	NOUN
fbem-22242	37	9	and	and	CCONJ
fbem-22242	37	10	the	the	DET
fbem-22242	37	11	invisible	invisible	ADJ
fbem-22242	37	12	hand	hand	NOUN
fbem-22242	37	13	of	of	ADP
fbem-22242	37	14	the	the	DET
fbem-22242	37	15	market	market	NOUN
fbem-22242	37	16	to	to	PART
fbem-22242	37	17	solve	solve	VERB
fbem-22242	37	18	the	the	DET
fbem-22242	37	19	problem	problem	NOUN
fbem-22242	37	20	.	.	PUNCT
fbem-22242	38	1	at	at	ADP
fbem-22242	38	2	present	present	NOUN
fbem-22242	38	3	,	,	PUNCT
fbem-22242	38	4	although	although	SCONJ
fbem-22242	38	5	there	there	PRON
fbem-22242	38	6	are	be	VERB
fbem-22242	38	7	many	many	ADJ
fbem-22242	38	8	kinds	kind	NOUN
fbem-22242	38	9	of	of	ADP
fbem-22242	38	10	credit	credit	NOUN
fbem-22242	38	11	products	product	NOUN
fbem-22242	38	12	in	in	ADP
fbem-22242	38	13	the	the	DET
fbem-22242	38	14	market	market	NOUN
fbem-22242	38	15	,	,	PUNCT
fbem-22242	38	16	some	some	DET
fbem-22242	38	17	micro	micro	NOUN
fbem-22242	38	18	,	,	PUNCT
fbem-22242	38	19	small	small	ADJ
fbem-22242	38	20	and	and	CCONJ
fbem-22242	38	21	medium	medium	ADJ
fbem-22242	38	22	-	-	PUNCT
fbem-22242	38	23	sized	sized	ADJ
fbem-22242	38	24	enterprises	enterprise	NOUN
fbem-22242	38	25	still	still	ADV
fbem-22242	38	26	face	face	VERB
fbem-22242	38	27	strict	strict	ADJ
fbem-22242	38	28	loan	loan	NOUN
fbem-22242	38	29	conditions	condition	NOUN
fbem-22242	38	30	when	when	SCONJ
fbem-22242	38	31	applying	apply	VERB
fbem-22242	38	32	for	for	ADP
fbem-22242	38	33	loans	loan	NOUN
fbem-22242	38	34	.	.	PUNCT
fbem-22242	39	1	these	these	DET
fbem-22242	39	2	requirements	requirement	NOUN
fbem-22242	39	3	are	be	AUX
fbem-22242	39	4	often	often	ADV
fbem-22242	39	5	difficult	difficult	ADJ
fbem-22242	39	6	for	for	ADP
fbem-22242	39	7	many	many	ADJ
fbem-22242	39	8	micro	micro	ADJ
fbem-22242	39	9	,	,	PUNCT
fbem-22242	39	10	small	small	ADJ
fbem-22242	39	11	and	and	CCONJ
fbem-22242	39	12	medium	medium	ADJ
fbem-22242	39	13	-	-	PUNCT
fbem-22242	39	14	sized	sized	ADJ
fbem-22242	39	15	enterprises	enterprise	NOUN
fbem-22242	39	16	in	in	ADP
fbem-22242	39	17	the	the	DET
fbem-22242	39	18	early	early	ADJ
fbem-22242	39	19	stage	stage	NOUN
fbem-22242	39	20	of	of	ADP
fbem-22242	39	21	development	development	NOUN
fbem-22242	39	22	or	or	CCONJ
fbem-22242	39	23	facing	face	VERB
fbem-22242	39	24	operating	operate	VERB
fbem-22242	39	25	difficulties	difficulty	NOUN
fbem-22242	39	26	.	.	PUNCT
fbem-22242	40	1	it	it	PRON
fbem-22242	40	2	shows	show	VERB
fbem-22242	40	3	that	that	SCONJ
fbem-22242	40	4	credit	credit	NOUN
fbem-22242	40	5	products	product	NOUN
fbem-22242	40	6	lack	lack	VERB
fbem-22242	40	7	innovation	innovation	NOUN
fbem-22242	40	8	to	to	ADP
fbem-22242	40	9	a	a	DET
fbem-22242	40	10	certain	certain	ADJ
fbem-22242	40	11	extent	extent	NOUN
fbem-22242	40	12	,	,	PUNCT
fbem-22242	40	13	and	and	CCONJ
fbem-22242	40	14	fail	fail	VERB
fbem-22242	40	15	to	to	PART
fbem-22242	40	16	fully	fully	ADV
fbem-22242	40	17	take	take	VERB
fbem-22242	40	18	into	into	ADP
fbem-22242	40	19	account	account	NOUN
fbem-22242	40	20	the	the	DET
fbem-22242	40	21	special	special	ADJ
fbem-22242	40	22	needs	need	NOUN
fbem-22242	40	23	and	and	CCONJ
fbem-22242	40	24	actual	actual	ADJ
fbem-22242	40	25	situation	situation	NOUN
fbem-22242	40	26	of	of	ADP
fbem-22242	40	27	micro	micro	PROPN
fbem-22242	40	28	,	,	PUNCT
fbem-22242	40	29	small	small	ADJ
fbem-22242	40	30	and	and	CCONJ
fbem-22242	40	31	medium	medium	ADJ
fbem-22242	40	32	-	-	PUNCT
fbem-22242	40	33	sized	sized	ADJ
fbem-22242	40	34	enterprises	enterprise	NOUN
fbem-22242	40	35	.	.	PUNCT
fbem-22242	41	1	2	2	X
fbem-22242	41	2	.	.	X
fbem-22242	41	3	the	the	DET
fbem-22242	41	4	concept	concept	NOUN
fbem-22242	41	5	and	and	CCONJ
fbem-22242	41	6	development	development	NOUN
fbem-22242	41	7	background	background	NOUN
fbem-22242	41	8	of	of	ADP
fbem-22242	41	9	digital	digital	ADJ
fbem-22242	41	10	inclusive	inclusive	ADJ
fbem-22242	41	11	finance	finance	PROPN
fbem-22242	41	12	digital	digital	PROPN
fbem-22242	41	13	inclusive	inclusive	ADJ
fbem-22242	41	14	finance	finance	NOUN
fbem-22242	41	15	refers	refer	VERB
fbem-22242	41	16	to	to	ADP
fbem-22242	41	17	"	"	PUNCT
fbem-22242	41	18	internet	internet	NOUN
fbem-22242	41	19	+	+	CCONJ
fbem-22242	41	20	inclusive	inclusive	ADJ
fbem-22242	41	21	finance	finance	NOUN
fbem-22242	41	22	"	"	PUNCT
fbem-22242	41	23	,	,	PUNCT
fbem-22242	41	24	that	that	ADV
fbem-22242	41	25	is	is	ADV
fbem-22242	41	26	,	,	PUNCT
fbem-22242	41	27	the	the	DET
fbem-22242	41	28	effective	effective	ADJ
fbem-22242	41	29	combination	combination	NOUN
fbem-22242	41	30	of	of	ADP
fbem-22242	41	31	digital	digital	ADJ
fbem-22242	41	32	technology	technology	NOUN
fbem-22242	41	33	and	and	CCONJ
fbem-22242	41	34	inclusive	inclusive	ADJ
fbem-22242	41	35	finance	finance	NOUN
fbem-22242	41	36	.	.	PUNCT
fbem-22242	42	1	it	it	PRON
fbem-22242	42	2	through	through	ADP
fbem-22242	42	3	the	the	DET
fbem-22242	42	4	use	use	NOUN
fbem-22242	42	5	of	of	ADP
fbem-22242	42	6	big	big	ADJ
fbem-22242	42	7	data	datum	NOUN
fbem-22242	42	8	,	,	PUNCT
fbem-22242	42	9	artificial	artificial	ADJ
fbem-22242	42	10	intelligence	intelligence	NOUN
fbem-22242	42	11	,	,	PUNCT
fbem-22242	42	12	block	block	NOUN
fbem-22242	42	13	chain	chain	NOUN
fbem-22242	42	14	,	,	PUNCT
fbem-22242	42	15	payment	payment	NOUN
fbem-22242	42	16	and	and	CCONJ
fbem-22242	42	17	other	other	ADJ
fbem-22242	42	18	modern	modern	ADJ
fbem-22242	42	19	information	information	NOUN
fbem-22242	42	20	technology	technology	NOUN
fbem-22242	42	21	,	,	PUNCT
fbem-22242	42	22	achieve	achieve	VERB
fbem-22242	42	23	low	low	ADJ
fbem-22242	42	24	cost	cost	NOUN
fbem-22242	42	25	,	,	PUNCT
fbem-22242	42	26	efficient	efficient	ADJ
fbem-22242	42	27	saving	save	VERB
fbem-22242	42	28	financial	financial	ADJ
fbem-22242	42	29	services	service	NOUN
fbem-22242	42	30	,	,	PUNCT
fbem-22242	42	31	to	to	PART
fbem-22242	42	32	improve	improve	VERB
fbem-22242	42	33	the	the	DET
fbem-22242	42	34	quality	quality	NOUN
fbem-22242	42	35	of	of	ADP
fbem-22242	42	36	financial	financial	ADJ
fbem-22242	42	37	products	product	NOUN
fbem-22242	42	38	,	,	PUNCT
fbem-22242	42	39	eliminate	eliminate	VERB
fbem-22242	42	40	the	the	DET
fbem-22242	42	41	gap	gap	NOUN
fbem-22242	42	42	between	between	ADP
fbem-22242	42	43	financial	financial	ADJ
fbem-22242	42	44	services	service	NOUN
fbem-22242	42	45	,	,	PUNCT
fbem-22242	42	46	help	help	VERB
fbem-22242	42	47	traditional	traditional	ADJ
fbem-22242	42	48	financial	financial	ADJ
fbem-22242	42	49	institutions	institution	NOUN
fbem-22242	42	50	to	to	PART
fbem-22242	42	51	realize	realize	VERB
fbem-22242	42	52	reform	reform	NOUN
fbem-22242	42	53	and	and	CCONJ
fbem-22242	42	54	innovation	innovation	NOUN
fbem-22242	42	55	,	,	PUNCT
fbem-22242	42	56	promote	promote	VERB
fbem-22242	42	57	the	the	DET
fbem-22242	42	58	development	development	NOUN
fbem-22242	42	59	of	of	ADP
fbem-22242	42	60	financial	financial	ADJ
fbem-22242	42	61	services	service	NOUN
fbem-22242	42	62	,	,	PUNCT
fbem-22242	42	63	in	in	ADP
fbem-22242	42	64	order	order	NOUN
fbem-22242	42	65	to	to	PART
fbem-22242	42	66	realize	realize	VERB
fbem-22242	42	67	pratt	pratt	PROPN
fbem-22242	42	68	&	&	CCONJ
fbem-22242	42	69	whitney	whitney	PROPN
fbem-22242	42	70	democratization	democratization	PROPN
fbem-22242	42	71	and	and	CCONJ
fbem-22242	42	72	development	development	NOUN
fbem-22242	42	73	of	of	ADP
fbem-22242	42	74	financial	financial	ADJ
fbem-22242	42	75	services	service	NOUN
fbem-22242	42	76	.	.	PUNCT
fbem-22242	43	1	the	the	DET
fbem-22242	43	2	goal	goal	NOUN
fbem-22242	43	3	of	of	ADP
fbem-22242	43	4	digital	digital	ADJ
fbem-22242	43	5	financial	financial	ADJ
fbem-22242	43	6	inclusion	inclusion	NOUN
fbem-22242	43	7	is	be	AUX
fbem-22242	43	8	to	to	PART
fbem-22242	43	9	ensure	ensure	VERB
fbem-22242	43	10	that	that	SCONJ
fbem-22242	43	11	all	all	DET
fbem-22242	43	12	social	social	ADJ
fbem-22242	43	13	strata	strata	NOUN
fbem-22242	43	14	and	and	CCONJ
fbem-22242	43	15	groups	group	NOUN
fbem-22242	43	16	can	can	AUX
fbem-22242	43	17	access	access	VERB
fbem-22242	43	18	financial	financial	ADJ
fbem-22242	43	19	services	service	NOUN
fbem-22242	43	20	at	at	ADP
fbem-22242	43	21	a	a	DET
fbem-22242	43	22	reasonable	reasonable	ADJ
fbem-22242	43	23	cost	cost	NOUN
fbem-22242	43	24	,	,	PUNCT
fbem-22242	43	25	especially	especially	ADV
fbem-22242	43	26	in	in	ADP
fbem-22242	43	27	areas	area	NOUN
fbem-22242	43	28	where	where	SCONJ
fbem-22242	43	29	relatively	relatively	ADV
fbem-22242	43	30	weak	weak	ADJ
fbem-22242	43	31	financial	financial	ADJ
fbem-22242	43	32	services	service	NOUN
fbem-22242	43	33	such	such	ADJ
fbem-22242	43	34	as	as	ADP
fbem-22242	43	35	lowincome	lowincome	NOUN
fbem-22242	43	36	people	people	NOUN
fbem-22242	43	37	,	,	PUNCT
fbem-22242	43	38	small	small	ADJ
fbem-22242	43	39	,	,	PUNCT
fbem-22242	43	40	medium	medium	ADJ
fbem-22242	43	41	and	and	CCONJ
fbem-22242	43	42	micro	micro	ADJ
fbem-22242	43	43	enterprises	enterprise	NOUN
fbem-22242	43	44	and	and	CCONJ
fbem-22242	43	45	rural	rural	ADJ
fbem-22242	43	46	areas	area	NOUN
fbem-22242	43	47	are	be	AUX
fbem-22242	43	48	available	available	ADJ
fbem-22242	43	49	.	.	PUNCT
fbem-22242	44	1	(	(	PUNCT
fbem-22242	44	2	1	1	X
fbem-22242	44	3	)	)	PUNCT
fbem-22242	44	4	technology	technology	NOUN
fbem-22242	44	5	-	-	PUNCT
fbem-22242	44	6	driven	drive	VERB
fbem-22242	44	7	:	:	PUNCT
fbem-22242	44	8	with	with	ADP
fbem-22242	44	9	the	the	DET
fbem-22242	44	10	rapid	rapid	ADJ
fbem-22242	44	11	development	development	NOUN
fbem-22242	44	12	of	of	ADP
fbem-22242	44	13	information	information	NOUN
fbem-22242	44	14	technology	technology	NOUN
fbem-22242	44	15	,	,	PUNCT
fbem-22242	44	16	especially	especially	ADV
fbem-22242	44	17	the	the	DET
fbem-22242	44	18	wide	wide	ADJ
fbem-22242	44	19	application	application	NOUN
fbem-22242	44	20	of	of	ADP
fbem-22242	44	21	the	the	DET
fbem-22242	44	22	internet	internet	NOUN
fbem-22242	44	23	,	,	PUNCT
fbem-22242	44	24	big	big	ADJ
fbem-22242	44	25	data	datum	NOUN
fbem-22242	44	26	,	,	PUNCT
fbem-22242	44	27	artificial	artificial	ADJ
fbem-22242	44	28	intelligence	intelligence	NOUN
fbem-22242	44	29	and	and	CCONJ
fbem-22242	44	30	other	other	ADJ
fbem-22242	44	31	technologies	technology	NOUN
fbem-22242	44	32	,	,	PUNCT
fbem-22242	44	33	it	it	PRON
fbem-22242	44	34	provides	provide	VERB
fbem-22242	44	35	strong	strong	ADJ
fbem-22242	44	36	technical	technical	ADJ
fbem-22242	44	37	support	support	NOUN
fbem-22242	44	38	for	for	ADP
fbem-22242	44	39	digital	digital	ADJ
fbem-22242	44	40	inclusive	inclusive	ADJ
fbem-22242	44	41	finance	finance	NOUN
fbem-22242	44	42	.	.	PUNCT
fbem-22242	45	1	these	these	DET
fbem-22242	45	2	technologies	technology	NOUN
fbem-22242	45	3	have	have	AUX
fbem-22242	45	4	expanded	expand	VERB
fbem-22242	45	5	the	the	DET
fbem-22242	45	6	coverage	coverage	NOUN
fbem-22242	45	7	of	of	ADP
fbem-22242	45	8	financial	financial	ADJ
fbem-22242	45	9	services	service	NOUN
fbem-22242	45	10	,	,	PUNCT
fbem-22242	45	11	but	but	CCONJ
fbem-22242	45	12	also	also	ADV
fbem-22242	45	13	improve	improve	VERB
fbem-22242	45	14	the	the	DET
fbem-22242	45	15	efficiency	efficiency	NOUN
fbem-22242	45	16	and	and	CCONJ
fbem-22242	45	17	quality	quality	NOUN
fbem-22242	45	18	of	of	ADP
fbem-22242	45	19	financial	financial	ADJ
fbem-22242	45	20	services	service	NOUN
fbem-22242	45	21	.	.	PUNCT
fbem-22242	46	1	(	(	PUNCT
fbem-22242	46	2	2	2	NUM
fbem-22242	46	3	)	)	PUNCT
fbem-22242	46	4	policy	policy	NOUN
fbem-22242	46	5	promotion	promotion	NOUN
fbem-22242	46	6	:	:	PUNCT
fbem-22242	46	7	in	in	ADP
fbem-22242	46	8	recent	recent	ADJ
fbem-22242	46	9	years	year	NOUN
fbem-22242	46	10	,	,	PUNCT
fbem-22242	46	11	the	the	DET
fbem-22242	46	12	chinese	chinese	ADJ
fbem-22242	46	13	government	government	NOUN
fbem-22242	46	14	has	have	AUX
fbem-22242	46	15	attached	attach	VERB
fbem-22242	46	16	great	great	ADJ
fbem-22242	46	17	importance	importance	NOUN
fbem-22242	46	18	to	to	ADP
fbem-22242	46	19	the	the	DET
fbem-22242	46	20	development	development	NOUN
fbem-22242	46	21	of	of	ADP
fbem-22242	46	22	inclusive	inclusive	ADJ
fbem-22242	46	23	finance	finance	NOUN
fbem-22242	46	24	.	.	PUNCT
fbem-22242	47	1	since	since	SCONJ
fbem-22242	47	2	the	the	DET
fbem-22242	47	3	third	third	ADJ
fbem-22242	47	4	plenary	plenary	ADJ
fbem-22242	47	5	session	session	NOUN
fbem-22242	47	6	of	of	ADP
fbem-22242	47	7	the	the	DET
fbem-22242	47	8	18th	18th	ADJ
fbem-22242	47	9	cpc	cpc	PROPN
fbem-22242	47	10	central	central	PROPN
fbem-22242	47	11	committee	committee	PROPN
fbem-22242	47	12	formally	formally	ADV
fbem-22242	47	13	proposed	propose	VERB
fbem-22242	47	14	the	the	DET
fbem-22242	47	15	"	"	PUNCT
fbem-22242	47	16	development	development	NOUN
fbem-22242	47	17	of	of	ADP
fbem-22242	47	18	inclusive	inclusive	ADJ
fbem-22242	47	19	finance	finance	NOUN
fbem-22242	47	20	"	"	PUNCT
fbem-22242	47	21	in	in	ADP
fbem-22242	47	22	2013	2013	NUM
fbem-22242	47	23	,	,	PUNCT
fbem-22242	47	24	the	the	DET
fbem-22242	47	25	government	government	NOUN
fbem-22242	47	26	has	have	AUX
fbem-22242	47	27	introduced	introduce	VERB
fbem-22242	47	28	a	a	DET
fbem-22242	47	29	series	series	NOUN
fbem-22242	47	30	of	of	ADP
fbem-22242	47	31	policies	policy	NOUN
fbem-22242	47	32	and	and	CCONJ
fbem-22242	47	33	measures	measure	NOUN
fbem-22242	47	34	,	,	PUNCT
fbem-22242	47	35	such	such	ADJ
fbem-22242	47	36	as	as	ADP
fbem-22242	47	37	the	the	DET
fbem-22242	47	38	implementation	implementation	NOUN
fbem-22242	47	39	opinions	opinion	NOUN
fbem-22242	47	40	on	on	ADP
fbem-22242	47	41	promoting	promote	VERB
fbem-22242	47	42	the	the	DET
fbem-22242	47	43	high	high	ADJ
fbem-22242	47	44	-	-	PUNCT
fbem-22242	47	45	quality	quality	NOUN
fbem-22242	47	46	development	development	NOUN
fbem-22242	47	47	of	of	ADP
fbem-22242	47	48	inclusive	inclusive	ADJ
fbem-22242	47	49	finance	finance	NOUN
fbem-22242	47	50	,	,	PUNCT
fbem-22242	47	51	to	to	PART
fbem-22242	47	52	promote	promote	VERB
fbem-22242	47	53	the	the	DET
fbem-22242	47	54	rapid	rapid	ADJ
fbem-22242	47	55	development	development	NOUN
fbem-22242	47	56	of	of	ADP
fbem-22242	47	57	digital	digital	ADJ
fbem-22242	47	58	inclusive	inclusive	ADJ
fbem-22242	47	59	finance	finance	NOUN
fbem-22242	47	60	.	.	PUNCT
fbem-22242	48	1	these	these	DET
fbem-22242	48	2	policies	policy	NOUN
fbem-22242	48	3	provide	provide	VERB
fbem-22242	48	4	a	a	DET
fbem-22242	48	5	strong	strong	ADJ
fbem-22242	48	6	institutional	institutional	ADJ
fbem-22242	48	7	guarantee	guarantee	NOUN
fbem-22242	48	8	for	for	ADP
fbem-22242	48	9	the	the	DET
fbem-22242	48	10	development	development	NOUN
fbem-22242	48	11	of	of	ADP
fbem-22242	48	12	digital	digital	ADJ
fbem-22242	48	13	inclusive	inclusive	ADJ
fbem-22242	48	14	finance	finance	NOUN
fbem-22242	48	15	.	.	PUNCT
fbem-22242	49	1	(	(	PUNCT
fbem-22242	49	2	3	3	X
fbem-22242	49	3	)	)	PUNCT
fbem-22242	49	4	market	market	NOUN
fbem-22242	49	5	demand	demand	NOUN
fbem-22242	49	6	:	:	PUNCT
fbem-22242	49	7	with	with	ADP
fbem-22242	49	8	the	the	DET
fbem-22242	49	9	development	development	NOUN
fbem-22242	49	10	of	of	ADP
fbem-22242	49	11	economy	economy	NOUN
fbem-22242	49	12	and	and	CCONJ
fbem-22242	49	13	social	social	ADJ
fbem-22242	49	14	progress	progress	NOUN
fbem-22242	49	15	,	,	PUNCT
fbem-22242	49	16	people	people	NOUN
fbem-22242	49	17	's	's	PART
fbem-22242	49	18	demand	demand	NOUN
fbem-22242	49	19	for	for	ADP
fbem-22242	49	20	financial	financial	ADJ
fbem-22242	49	21	services	service	NOUN
fbem-22242	49	22	is	be	AUX
fbem-22242	49	23	increasingly	increasingly	ADV
fbem-22242	49	24	diversified	diversify	VERB
fbem-22242	49	25	.	.	PUNCT
fbem-22242	50	1	in	in	ADP
fbem-22242	50	2	particular	particular	ADJ
fbem-22242	50	3	,	,	PUNCT
fbem-22242	50	4	small	small	ADJ
fbem-22242	50	5	and	and	CCONJ
fbem-22242	50	6	micro	micro	ADJ
fbem-22242	50	7	businesses	business	NOUN
fbem-22242	50	8	,	,	PUNCT
fbem-22242	50	9	individual	individual	ADJ
fbem-22242	50	10	businesses	business	NOUN
fbem-22242	50	11	and	and	CCONJ
fbem-22242	50	12	rural	rural	ADJ
fbem-22242	50	13	areas	area	NOUN
fbem-22242	50	14	have	have	VERB
fbem-22242	50	15	a	a	DET
fbem-22242	50	16	more	more	ADV
fbem-22242	50	17	urgent	urgent	ADJ
fbem-22242	50	18	need	need	NOUN
fbem-22242	50	19	for	for	ADP
fbem-22242	50	20	financial	financial	ADJ
fbem-22242	50	21	services	service	NOUN
fbem-22242	50	22	.	.	PUNCT
fbem-22242	51	1	the	the	DET
fbem-22242	51	2	development	development	NOUN
fbem-22242	51	3	of	of	ADP
fbem-22242	51	4	digital	digital	ADJ
fbem-22242	51	5	inclusive	inclusive	ADJ
fbem-22242	51	6	finance	finance	NOUN
fbem-22242	51	7	just	just	ADV
fbem-22242	51	8	meets	meet	VERB
fbem-22242	51	9	the	the	DET
fbem-22242	51	10	needs	need	NOUN
fbem-22242	51	11	of	of	ADP
fbem-22242	51	12	these	these	DET
fbem-22242	51	13	groups	group	NOUN
fbem-22242	51	14	and	and	CCONJ
fbem-22242	51	15	provides	provide	VERB
fbem-22242	51	16	them	they	PRON
fbem-22242	51	17	with	with	ADP
fbem-22242	51	18	convenient	convenient	ADJ
fbem-22242	51	19	and	and	CCONJ
fbem-22242	51	20	efficient	efficient	ADJ
fbem-22242	51	21	financial	financial	ADJ
fbem-22242	51	22	services	service	NOUN
fbem-22242	51	23	.	.	PUNCT
fbem-22242	52	1	(	(	PUNCT
fbem-22242	52	2	4	4	X
fbem-22242	52	3	)	)	PUNCT
fbem-22242	52	4	financial	financial	ADJ
fbem-22242	52	5	innovation	innovation	NOUN
fbem-22242	52	6	:	:	PUNCT
fbem-22242	52	7	the	the	DET
fbem-22242	52	8	development	development	NOUN
fbem-22242	52	9	of	of	ADP
fbem-22242	52	10	digital	digital	ADJ
fbem-22242	52	11	inclusive	inclusive	ADJ
fbem-22242	52	12	finance	finance	NOUN
fbem-22242	52	13	also	also	ADV
fbem-22242	52	14	promotes	promote	VERB
fbem-22242	52	15	the	the	DET
fbem-22242	52	16	innovation	innovation	NOUN
fbem-22242	52	17	of	of	ADP
fbem-22242	52	18	the	the	DET
fbem-22242	52	19	financial	financial	ADJ
fbem-22242	52	20	industry	industry	NOUN
fbem-22242	52	21	.	.	PUNCT
fbem-22242	53	1	by	by	ADP
fbem-22242	53	2	using	use	VERB
fbem-22242	53	3	modern	modern	ADJ
fbem-22242	53	4	information	information	NOUN
fbem-22242	53	5	technology	technology	NOUN
fbem-22242	53	6	means	mean	VERB
fbem-22242	53	7	,	,	PUNCT
fbem-22242	53	8	financial	financial	ADJ
fbem-22242	53	9	institutions	institution	NOUN
fbem-22242	53	10	can	can	AUX
fbem-22242	53	11	develop	develop	VERB
fbem-22242	53	12	more	more	ADV
fbem-22242	53	13	innovative	innovative	ADJ
fbem-22242	53	14	financial	financial	ADJ
fbem-22242	53	15	products	product	NOUN
fbem-22242	53	16	and	and	CCONJ
fbem-22242	53	17	services	service	NOUN
fbem-22242	53	18	to	to	PART
fbem-22242	53	19	meet	meet	VERB
fbem-22242	53	20	the	the	DET
fbem-22242	53	21	needs	need	NOUN
fbem-22242	53	22	of	of	ADP
fbem-22242	53	23	different	different	ADJ
fbem-22242	53	24	groups	group	NOUN
fbem-22242	53	25	.	.	PUNCT
fbem-22242	54	1	at	at	ADP
fbem-22242	54	2	the	the	DET
fbem-22242	54	3	same	same	ADJ
fbem-22242	54	4	time	time	NOUN
fbem-22242	54	5	,	,	PUNCT
fbem-22242	54	6	the	the	DET
fbem-22242	54	7	development	development	NOUN
fbem-22242	54	8	of	of	ADP
fbem-22242	54	9	digital	digital	ADJ
fbem-22242	54	10	inclusive	inclusive	ADJ
fbem-22242	54	11	finance	finance	NOUN
fbem-22242	54	12	has	have	AUX
fbem-22242	54	13	also	also	ADV
fbem-22242	54	14	promoted	promote	VERB
fbem-22242	54	15	the	the	DET
fbem-22242	54	16	breakthrough	breakthrough	NOUN
fbem-22242	54	17	of	of	ADP
fbem-22242	54	18	financial	financial	ADJ
fbem-22242	54	19	institutions	institution	NOUN
fbem-22242	54	20	in	in	ADP
fbem-22242	54	21	business	business	NOUN
fbem-22242	54	22	model	model	NOUN
fbem-22242	54	23	,	,	PUNCT
fbem-22242	54	24	product	product	NOUN
fbem-22242	54	25	innovation	innovation	NOUN
fbem-22242	54	26	and	and	CCONJ
fbem-22242	54	27	other	other	ADJ
fbem-22242	54	28	aspects	aspect	NOUN
fbem-22242	54	29	.	.	PUNCT
fbem-22242	55	1	as	as	ADP
fbem-22242	55	2	a	a	DET
fbem-22242	55	3	new	new	ADJ
fbem-22242	55	4	financial	financial	ADJ
fbem-22242	55	5	service	service	NOUN
fbem-22242	55	6	model	model	NOUN
fbem-22242	55	7	,	,	PUNCT
fbem-22242	55	8	the	the	DET
fbem-22242	55	9	development	development	NOUN
fbem-22242	55	10	background	background	NOUN
fbem-22242	55	11	of	of	ADP
fbem-22242	55	12	digital	digital	ADJ
fbem-22242	55	13	inclusive	inclusive	ADJ
fbem-22242	55	14	finance	finance	NOUN
fbem-22242	55	15	covers	cover	VERB
fbem-22242	55	16	many	many	ADJ
fbem-22242	55	17	aspects	aspect	NOUN
fbem-22242	55	18	,	,	PUNCT
fbem-22242	55	19	such	such	ADJ
fbem-22242	55	20	as	as	ADP
fbem-22242	55	21	technology	technology	NOUN
fbem-22242	55	22	-	-	PUNCT
fbem-22242	55	23	driven	drive	VERB
fbem-22242	55	24	,	,	PUNCT
fbem-22242	55	25	policy	policy	NOUN
fbem-22242	55	26	-	-	PUNCT
fbem-22242	55	27	driven	drive	VERB
fbem-22242	55	28	,	,	PUNCT
fbem-22242	55	29	market	market	NOUN
fbem-22242	55	30	demand	demand	NOUN
fbem-22242	55	31	and	and	CCONJ
fbem-22242	55	32	financial	financial	ADJ
fbem-22242	55	33	innovation	innovation	NOUN
fbem-22242	55	34	.	.	PUNCT
fbem-22242	56	1	with	with	ADP
fbem-22242	56	2	the	the	DET
fbem-22242	56	3	combined	combine	VERB
fbem-22242	56	4	action	action	NOUN
fbem-22242	56	5	of	of	ADP
fbem-22242	56	6	these	these	DET
fbem-22242	56	7	factors	factor	NOUN
fbem-22242	56	8	,	,	PUNCT
fbem-22242	56	9	digital	digital	ADJ
fbem-22242	56	10	inclusive	inclusive	ADJ
fbem-22242	56	11	finance	finance	NOUN
fbem-22242	56	12	has	have	AUX
fbem-22242	56	13	achieved	achieve	VERB
fbem-22242	56	14	remarkable	remarkable	ADJ
fbem-22242	56	15	development	development	NOUN
fbem-22242	56	16	results	result	NOUN
fbem-22242	56	17	in	in	ADP
fbem-22242	56	18	china	china	PROPN
fbem-22242	56	19	,	,	PUNCT
fbem-22242	56	20	injecting	inject	VERB
fbem-22242	56	21	new	new	ADJ
fbem-22242	56	22	impetus	impetus	NOUN
fbem-22242	56	23	into	into	ADP
fbem-22242	56	24	the	the	DET
fbem-22242	56	25	real	real	ADJ
fbem-22242	56	26	economy	economy	NOUN
fbem-22242	56	27	and	and	CCONJ
fbem-22242	56	28	social	social	ADJ
fbem-22242	56	29	progress	progress	NOUN
fbem-22242	56	30	.	.	PUNCT
fbem-22242	57	1	136	136	NUM
fbem-22242	57	2	3	3	NUM
fbem-22242	57	3	.	.	PUNCT
fbem-22242	58	1	the	the	DET
fbem-22242	58	2	helping	help	VERB
fbem-22242	58	3	role	role	NOUN
fbem-22242	58	4	of	of	ADP
fbem-22242	58	5	inclusive	inclusive	ADJ
fbem-22242	58	6	finance	finance	NOUN
fbem-22242	58	7	in	in	ADP
fbem-22242	58	8	financing	financing	NOUN
fbem-22242	58	9	micro	micro	NOUN
fbem-22242	58	10	,	,	PUNCT
fbem-22242	58	11	small	small	ADJ
fbem-22242	58	12	and	and	CCONJ
fbem-22242	58	13	medium	medium	ADJ
fbem-22242	58	14	-	-	PUNCT
fbem-22242	58	15	sized	sized	ADJ
fbem-22242	58	16	enterprises	enterprise	NOUN
fbem-22242	58	17	inclusive	inclusive	ADJ
fbem-22242	58	18	finance	finance	NOUN
fbem-22242	58	19	,	,	PUNCT
fbem-22242	58	20	as	as	ADP
fbem-22242	58	21	a	a	DET
fbem-22242	58	22	financial	financial	ADJ
fbem-22242	58	23	model	model	NOUN
fbem-22242	58	24	aimed	aim	VERB
fbem-22242	58	25	at	at	ADP
fbem-22242	58	26	achieving	achieve	VERB
fbem-22242	58	27	extensive	extensive	ADJ
fbem-22242	58	28	coverage	coverage	NOUN
fbem-22242	58	29	of	of	ADP
fbem-22242	58	30	financial	financial	ADJ
fbem-22242	58	31	services	service	NOUN
fbem-22242	58	32	,	,	PUNCT
fbem-22242	58	33	highly	highly	ADV
fbem-22242	58	34	inclusive	inclusive	ADJ
fbem-22242	58	35	and	and	CCONJ
fbem-22242	58	36	reasonable	reasonable	ADJ
fbem-22242	58	37	cost	cost	NOUN
fbem-22242	58	38	,	,	PUNCT
fbem-22242	58	39	plays	play	VERB
fbem-22242	58	40	a	a	DET
fbem-22242	58	41	vital	vital	ADJ
fbem-22242	58	42	role	role	NOUN
fbem-22242	58	43	in	in	ADP
fbem-22242	58	44	promoting	promote	VERB
fbem-22242	58	45	the	the	DET
fbem-22242	58	46	prosperity	prosperity	NOUN
fbem-22242	58	47	of	of	ADP
fbem-22242	58	48	micro	micro	PROPN
fbem-22242	58	49	,	,	PUNCT
fbem-22242	58	50	small	small	ADJ
fbem-22242	58	51	and	and	CCONJ
fbem-22242	58	52	medium	medium	ADJ
fbem-22242	58	53	-	-	PUNCT
fbem-22242	58	54	sized	sized	ADJ
fbem-22242	58	55	enterprises	enterprise	NOUN
fbem-22242	58	56	.	.	PUNCT
fbem-22242	59	1	these	these	DET
fbem-22242	59	2	enterprises	enterprise	NOUN
fbem-22242	59	3	,	,	PUNCT
fbem-22242	59	4	as	as	ADP
fbem-22242	59	5	an	an	DET
fbem-22242	59	6	important	important	ADJ
fbem-22242	59	7	part	part	NOUN
fbem-22242	59	8	of	of	ADP
fbem-22242	59	9	the	the	DET
fbem-22242	59	10	economic	economic	ADJ
fbem-22242	59	11	system	system	NOUN
fbem-22242	59	12	,	,	PUNCT
fbem-22242	59	13	are	be	AUX
fbem-22242	59	14	often	often	ADV
fbem-22242	59	15	limited	limit	VERB
fbem-22242	59	16	by	by	ADP
fbem-22242	59	17	challenges	challenge	NOUN
fbem-22242	59	18	such	such	ADJ
fbem-22242	59	19	as	as	ADP
fbem-22242	59	20	insufficient	insufficient	ADJ
fbem-22242	59	21	funds	fund	NOUN
fbem-22242	59	22	and	and	CCONJ
fbem-22242	59	23	financing	financing	NOUN
fbem-22242	59	24	difficulties	difficulty	NOUN
fbem-22242	59	25	,	,	PUNCT
fbem-22242	59	26	which	which	PRON
fbem-22242	59	27	hinder	hinder	VERB
fbem-22242	59	28	their	their	PRON
fbem-22242	59	29	development	development	NOUN
fbem-22242	59	30	.	.	PUNCT
fbem-22242	60	1	however	however	ADV
fbem-22242	60	2	,	,	PUNCT
fbem-22242	60	3	the	the	DET
fbem-22242	60	4	rise	rise	NOUN
fbem-22242	60	5	of	of	ADP
fbem-22242	60	6	inclusive	inclusive	ADJ
fbem-22242	60	7	finance	finance	NOUN
fbem-22242	60	8	has	have	AUX
fbem-22242	60	9	brought	bring	VERB
fbem-22242	60	10	them	they	PRON
fbem-22242	60	11	new	new	ADJ
fbem-22242	60	12	opportunities	opportunity	NOUN
fbem-22242	60	13	for	for	ADP
fbem-22242	60	14	development	development	NOUN
fbem-22242	60	15	.	.	PUNCT
fbem-22242	61	1	first	first	ADV
fbem-22242	61	2	of	of	ADP
fbem-22242	61	3	all	all	PRON
fbem-22242	61	4	,	,	PUNCT
fbem-22242	61	5	inclusive	inclusive	ADJ
fbem-22242	61	6	finance	finance	NOUN
fbem-22242	61	7	has	have	AUX
fbem-22242	61	8	greatly	greatly	ADV
fbem-22242	61	9	lowered	lower	VERB
fbem-22242	61	10	the	the	DET
fbem-22242	61	11	threshold	threshold	NOUN
fbem-22242	61	12	for	for	ADP
fbem-22242	61	13	small	small	ADJ
fbem-22242	61	14	,	,	PUNCT
fbem-22242	61	15	medium	medium	ADJ
fbem-22242	61	16	and	and	CCONJ
fbem-22242	61	17	micro	micro	ADJ
fbem-22242	61	18	enterprises	enterprise	NOUN
fbem-22242	61	19	to	to	PART
fbem-22242	61	20	obtain	obtain	VERB
fbem-22242	61	21	financial	financial	ADJ
fbem-22242	61	22	services	service	NOUN
fbem-22242	61	23	.	.	PUNCT
fbem-22242	62	1	the	the	DET
fbem-22242	62	2	traditional	traditional	ADJ
fbem-22242	62	3	financial	financial	ADJ
fbem-22242	62	4	service	service	NOUN
fbem-22242	62	5	system	system	NOUN
fbem-22242	62	6	often	often	ADV
fbem-22242	62	7	holds	hold	VERB
fbem-22242	62	8	a	a	DET
fbem-22242	62	9	conservative	conservative	ADJ
fbem-22242	62	10	attitude	attitude	NOUN
fbem-22242	62	11	towards	towards	ADP
fbem-22242	62	12	small	small	ADJ
fbem-22242	62	13	,	,	PUNCT
fbem-22242	62	14	medium	medium	ADJ
fbem-22242	62	15	and	and	CCONJ
fbem-22242	62	16	medium	medium	ADJ
fbem-22242	62	17	-	-	PUNCT
fbem-22242	62	18	sized	sized	ADJ
fbem-22242	62	19	enterprises	enterprise	NOUN
fbem-22242	62	20	,	,	PUNCT
fbem-22242	62	21	believing	believe	VERB
fbem-22242	62	22	that	that	SCONJ
fbem-22242	62	23	they	they	PRON
fbem-22242	62	24	have	have	VERB
fbem-22242	62	25	high	high	ADJ
fbem-22242	62	26	risks	risk	NOUN
fbem-22242	62	27	and	and	CCONJ
fbem-22242	62	28	low	low	ADJ
fbem-22242	62	29	returns	return	NOUN
fbem-22242	62	30	.	.	PUNCT
fbem-22242	63	1	however	however	ADV
fbem-22242	63	2	,	,	PUNCT
fbem-22242	63	3	financial	financial	ADJ
fbem-22242	63	4	inclusion	inclusion	NOUN
fbem-22242	63	5	has	have	AUX
fbem-22242	63	6	broken	break	VERB
fbem-22242	63	7	this	this	DET
fbem-22242	63	8	deadlock	deadlock	NOUN
fbem-22242	63	9	by	by	ADP
fbem-22242	63	10	innovating	innovate	VERB
fbem-22242	63	11	financial	financial	ADJ
fbem-22242	63	12	products	product	NOUN
fbem-22242	63	13	and	and	CCONJ
fbem-22242	63	14	services	service	NOUN
fbem-22242	63	15	,	,	PUNCT
fbem-22242	63	16	simplifying	simplify	VERB
fbem-22242	63	17	business	business	NOUN
fbem-22242	63	18	processes	process	NOUN
fbem-22242	63	19	,	,	PUNCT
fbem-22242	63	20	and	and	CCONJ
fbem-22242	63	21	reducing	reduce	VERB
fbem-22242	63	22	service	service	NOUN
fbem-22242	63	23	costs	cost	NOUN
fbem-22242	63	24	.	.	PUNCT
fbem-22242	64	1	now	now	ADV
fbem-22242	64	2	,	,	PUNCT
fbem-22242	64	3	small	small	ADJ
fbem-22242	64	4	,	,	PUNCT
fbem-22242	64	5	medium	medium	ADJ
fbem-22242	64	6	and	and	CCONJ
fbem-22242	64	7	micro	micro	ADJ
fbem-22242	64	8	-	-	ADJ
fbem-22242	64	9	sized	sized	ADJ
fbem-22242	64	10	enterprises	enterprise	NOUN
fbem-22242	64	11	can	can	AUX
fbem-22242	64	12	more	more	ADV
fbem-22242	64	13	conveniently	conveniently	ADV
fbem-22242	64	14	obtain	obtain	VERB
fbem-22242	64	15	diversified	diversified	ADJ
fbem-22242	64	16	financial	financial	ADJ
fbem-22242	64	17	services	service	NOUN
fbem-22242	64	18	such	such	ADJ
fbem-22242	64	19	as	as	ADP
fbem-22242	64	20	loans	loan	NOUN
fbem-22242	64	21	,	,	PUNCT
fbem-22242	64	22	payment	payment	NOUN
fbem-22242	64	23	and	and	CCONJ
fbem-22242	64	24	insurance	insurance	NOUN
fbem-22242	64	25	through	through	ADP
fbem-22242	64	26	mobile	mobile	ADJ
fbem-22242	64	27	phones	phone	NOUN
fbem-22242	64	28	,	,	PUNCT
fbem-22242	64	29	the	the	DET
fbem-22242	64	30	internet	internet	NOUN
fbem-22242	64	31	and	and	CCONJ
fbem-22242	64	32	other	other	ADJ
fbem-22242	64	33	channels	channel	NOUN
fbem-22242	64	34	,	,	PUNCT
fbem-22242	64	35	which	which	PRON
fbem-22242	64	36	greatly	greatly	ADV
fbem-22242	64	37	improves	improve	VERB
fbem-22242	64	38	the	the	DET
fbem-22242	64	39	efficiency	efficiency	NOUN
fbem-22242	64	40	and	and	CCONJ
fbem-22242	64	41	convenience	convenience	NOUN
fbem-22242	64	42	of	of	ADP
fbem-22242	64	43	the	the	DET
fbem-22242	64	44	use	use	NOUN
fbem-22242	64	45	of	of	ADP
fbem-22242	64	46	funds	fund	NOUN
fbem-22242	64	47	.	.	PUNCT
fbem-22242	65	1	secondly	secondly	ADV
fbem-22242	65	2	,	,	PUNCT
fbem-22242	65	3	inclusive	inclusive	ADJ
fbem-22242	65	4	finance	finance	NOUN
fbem-22242	65	5	provides	provide	VERB
fbem-22242	65	6	diversified	diversified	ADJ
fbem-22242	65	7	financing	financing	NOUN
fbem-22242	65	8	channels	channel	NOUN
fbem-22242	65	9	for	for	ADP
fbem-22242	65	10	micro	micro	NOUN
fbem-22242	65	11	,	,	PUNCT
fbem-22242	65	12	small	small	ADJ
fbem-22242	65	13	and	and	CCONJ
fbem-22242	65	14	medium	medium	ADJ
fbem-22242	65	15	-	-	PUNCT
fbem-22242	65	16	sized	sized	ADJ
fbem-22242	65	17	enterprises	enterprise	NOUN
fbem-22242	65	18	.	.	PUNCT
fbem-22242	66	1	in	in	ADP
fbem-22242	66	2	addition	addition	NOUN
fbem-22242	66	3	to	to	ADP
fbem-22242	66	4	the	the	DET
fbem-22242	66	5	traditional	traditional	ADJ
fbem-22242	66	6	bank	bank	NOUN
fbem-22242	66	7	loans	loan	NOUN
fbem-22242	66	8	,	,	PUNCT
fbem-22242	66	9	inclusive	inclusive	ADJ
fbem-22242	66	10	finance	finance	NOUN
fbem-22242	66	11	has	have	AUX
fbem-22242	66	12	also	also	ADV
fbem-22242	66	13	promoted	promote	VERB
fbem-22242	66	14	the	the	DET
fbem-22242	66	15	development	development	NOUN
fbem-22242	66	16	of	of	ADP
fbem-22242	66	17	various	various	ADJ
fbem-22242	66	18	financing	financing	NOUN
fbem-22242	66	19	methods	method	NOUN
fbem-22242	66	20	,	,	PUNCT
fbem-22242	66	21	such	such	ADJ
fbem-22242	66	22	as	as	ADP
fbem-22242	66	23	equity	equity	NOUN
fbem-22242	66	24	financing	financing	NOUN
fbem-22242	66	25	,	,	PUNCT
fbem-22242	66	26	bond	bond	NOUN
fbem-22242	66	27	financing	financing	NOUN
fbem-22242	66	28	and	and	CCONJ
fbem-22242	66	29	bill	bill	NOUN
fbem-22242	66	30	financing	financing	NOUN
fbem-22242	66	31	.	.	PUNCT
fbem-22242	67	1	these	these	DET
fbem-22242	67	2	new	new	ADJ
fbem-22242	67	3	financing	financing	NOUN
fbem-22242	67	4	channels	channel	NOUN
fbem-22242	67	5	not	not	PART
fbem-22242	67	6	only	only	ADV
fbem-22242	67	7	reduce	reduce	VERB
fbem-22242	67	8	the	the	DET
fbem-22242	67	9	financing	financing	NOUN
fbem-22242	67	10	cost	cost	NOUN
fbem-22242	67	11	of	of	ADP
fbem-22242	67	12	enterprises	enterprise	NOUN
fbem-22242	67	13	,	,	PUNCT
fbem-22242	67	14	but	but	CCONJ
fbem-22242	67	15	also	also	ADV
fbem-22242	67	16	improve	improve	VERB
fbem-22242	67	17	the	the	DET
fbem-22242	67	18	flexibility	flexibility	NOUN
fbem-22242	67	19	and	and	CCONJ
fbem-22242	67	20	efficiency	efficiency	NOUN
fbem-22242	67	21	of	of	ADP
fbem-22242	67	22	financing	financing	NOUN
fbem-22242	67	23	.	.	PUNCT
fbem-22242	68	1	at	at	ADP
fbem-22242	68	2	the	the	DET
fbem-22242	68	3	same	same	ADJ
fbem-22242	68	4	time	time	NOUN
fbem-22242	68	5	,	,	PUNCT
fbem-22242	68	6	inclusive	inclusive	ADJ
fbem-22242	68	7	finance	finance	NOUN
fbem-22242	68	8	also	also	ADV
fbem-22242	68	9	actively	actively	ADV
fbem-22242	68	10	introduces	introduce	VERB
fbem-22242	68	11	diversified	diversified	ADJ
fbem-22242	68	12	sources	source	NOUN
fbem-22242	68	13	of	of	ADP
fbem-22242	68	14	funds	fund	NOUN
fbem-22242	68	15	such	such	ADJ
fbem-22242	68	16	as	as	ADP
fbem-22242	68	17	government	government	NOUN
fbem-22242	68	18	and	and	CCONJ
fbem-22242	68	19	social	social	ADJ
fbem-22242	68	20	capital	capital	NOUN
fbem-22242	68	21	,	,	PUNCT
fbem-22242	68	22	providing	provide	VERB
fbem-22242	68	23	more	more	ADV
fbem-22242	68	24	stable	stable	ADJ
fbem-22242	68	25	and	and	CCONJ
fbem-22242	68	26	reliable	reliable	ADJ
fbem-22242	68	27	financial	financial	ADJ
fbem-22242	68	28	support	support	NOUN
fbem-22242	68	29	for	for	ADP
fbem-22242	68	30	micro	micro	NOUN
fbem-22242	68	31	,	,	PUNCT
fbem-22242	68	32	small	small	ADJ
fbem-22242	68	33	and	and	CCONJ
fbem-22242	68	34	medium	medium	ADJ
fbem-22242	68	35	-	-	PUNCT
fbem-22242	68	36	sized	sized	ADJ
fbem-22242	68	37	enterprises	enterprise	NOUN
fbem-22242	68	38	.	.	PUNCT
fbem-22242	69	1	in	in	ADP
fbem-22242	69	2	addition	addition	NOUN
fbem-22242	69	3	,	,	PUNCT
fbem-22242	69	4	inclusive	inclusive	ADJ
fbem-22242	69	5	finance	finance	NOUN
fbem-22242	69	6	is	be	AUX
fbem-22242	69	7	also	also	ADV
fbem-22242	69	8	committed	committed	ADJ
fbem-22242	69	9	to	to	ADP
fbem-22242	69	10	strengthening	strengthen	VERB
fbem-22242	69	11	the	the	DET
fbem-22242	69	12	construction	construction	NOUN
fbem-22242	69	13	of	of	ADP
fbem-22242	69	14	financial	financial	ADJ
fbem-22242	69	15	infrastructure	infrastructure	NOUN
fbem-22242	69	16	and	and	CCONJ
fbem-22242	69	17	improving	improve	VERB
fbem-22242	69	18	the	the	DET
fbem-22242	69	19	financial	financial	ADJ
fbem-22242	69	20	service	service	NOUN
fbem-22242	69	21	experience	experience	NOUN
fbem-22242	69	22	of	of	ADP
fbem-22242	69	23	small	small	ADJ
fbem-22242	69	24	,	,	PUNCT
fbem-22242	69	25	medium	medium	ADJ
fbem-22242	69	26	and	and	CCONJ
fbem-22242	69	27	micro	micro	ADJ
fbem-22242	69	28	enterprises	enterprise	NOUN
fbem-22242	69	29	.	.	PUNCT
fbem-22242	70	1	for	for	ADP
fbem-22242	70	2	example	example	NOUN
fbem-22242	70	3	,	,	PUNCT
fbem-22242	70	4	inclusive	inclusive	ADJ
fbem-22242	70	5	finance	finance	NOUN
fbem-22242	70	6	promotes	promote	VERB
fbem-22242	70	7	the	the	DET
fbem-22242	70	8	improvement	improvement	NOUN
fbem-22242	70	9	of	of	ADP
fbem-22242	70	10	the	the	DET
fbem-22242	70	11	payment	payment	NOUN
fbem-22242	70	12	system	system	NOUN
fbem-22242	70	13	,	,	PUNCT
fbem-22242	70	14	making	make	VERB
fbem-22242	70	15	it	it	PRON
fbem-22242	70	16	more	more	ADV
fbem-22242	70	17	convenient	convenient	ADJ
fbem-22242	70	18	for	for	SCONJ
fbem-22242	70	19	small	small	ADJ
fbem-22242	70	20	and	and	CCONJ
fbem-22242	70	21	micro	micro	ADJ
fbem-22242	70	22	enterprises	enterprise	NOUN
fbem-22242	70	23	to	to	PART
fbem-22242	70	24	settle	settle	VERB
fbem-22242	70	25	and	and	CCONJ
fbem-22242	70	26	pay	pay	VERB
fbem-22242	70	27	.	.	PUNCT
fbem-22242	71	1	meanwhile	meanwhile	ADV
fbem-22242	71	2	,	,	PUNCT
fbem-22242	71	3	inclusive	inclusive	ADJ
fbem-22242	71	4	finance	finance	NOUN
fbem-22242	71	5	also	also	ADV
fbem-22242	71	6	promotes	promote	VERB
fbem-22242	71	7	the	the	DET
fbem-22242	71	8	construction	construction	NOUN
fbem-22242	71	9	of	of	ADP
fbem-22242	71	10	credit	credit	NOUN
fbem-22242	71	11	investigation	investigation	NOUN
fbem-22242	71	12	system	system	NOUN
fbem-22242	71	13	,	,	PUNCT
fbem-22242	71	14	providing	provide	VERB
fbem-22242	71	15	more	more	ADV
fbem-22242	71	16	reliable	reliable	ADJ
fbem-22242	71	17	credit	credit	NOUN
fbem-22242	71	18	rating	rating	NOUN
fbem-22242	71	19	and	and	CCONJ
fbem-22242	71	20	loan	loan	NOUN
fbem-22242	71	21	support	support	NOUN
fbem-22242	71	22	.	.	PUNCT
fbem-22242	72	1	the	the	DET
fbem-22242	72	2	improvement	improvement	NOUN
fbem-22242	72	3	of	of	ADP
fbem-22242	72	4	these	these	DET
fbem-22242	72	5	infrastructure	infrastructure	NOUN
fbem-22242	72	6	provides	provide	VERB
fbem-22242	72	7	a	a	DET
fbem-22242	72	8	more	more	ADV
fbem-22242	72	9	solid	solid	ADJ
fbem-22242	72	10	foundation	foundation	NOUN
fbem-22242	72	11	for	for	ADP
fbem-22242	72	12	the	the	DET
fbem-22242	72	13	development	development	NOUN
fbem-22242	72	14	of	of	ADP
fbem-22242	72	15	small	small	ADJ
fbem-22242	72	16	,	,	PUNCT
fbem-22242	72	17	medium	medium	ADJ
fbem-22242	72	18	and	and	CCONJ
fbem-22242	72	19	micro	micro	ADJ
fbem-22242	72	20	enterprises	enterprise	NOUN
fbem-22242	72	21	.	.	PUNCT
fbem-22242	73	1	more	more	ADV
fbem-22242	73	2	importantly	importantly	ADV
fbem-22242	73	3	,	,	PUNCT
fbem-22242	73	4	inclusive	inclusive	ADJ
fbem-22242	73	5	finance	finance	NOUN
fbem-22242	73	6	has	have	AUX
fbem-22242	73	7	significantly	significantly	ADV
fbem-22242	73	8	improved	improve	VERB
fbem-22242	73	9	the	the	DET
fbem-22242	73	10	anti	anti	ADJ
fbem-22242	73	11	-	-	ADJ
fbem-22242	73	12	risk	risk	ADJ
fbem-22242	73	13	ability	ability	NOUN
fbem-22242	73	14	of	of	ADP
fbem-22242	73	15	micro	micro	NOUN
fbem-22242	73	16	,	,	PUNCT
fbem-22242	73	17	small	small	ADJ
fbem-22242	73	18	and	and	CCONJ
fbem-22242	73	19	mediumsized	mediumsized	ADJ
fbem-22242	73	20	enterprises	enterprise	NOUN
fbem-22242	73	21	by	by	ADP
fbem-22242	73	22	optimizing	optimize	VERB
fbem-22242	73	23	the	the	DET
fbem-22242	73	24	financial	financial	ADJ
fbem-22242	73	25	service	service	NOUN
fbem-22242	73	26	model	model	NOUN
fbem-22242	73	27	.	.	PUNCT
fbem-22242	74	1	small	small	ADJ
fbem-22242	74	2	,	,	PUNCT
fbem-22242	74	3	medium	medium	ADJ
fbem-22242	74	4	and	and	CCONJ
fbem-22242	74	5	micro	micro	ADJ
fbem-22242	74	6	enterprises	enterprise	NOUN
fbem-22242	74	7	often	often	ADV
fbem-22242	74	8	face	face	VERB
fbem-22242	74	9	various	various	ADJ
fbem-22242	74	10	challenges	challenge	NOUN
fbem-22242	74	11	such	such	ADJ
fbem-22242	74	12	as	as	ADP
fbem-22242	74	13	market	market	NOUN
fbem-22242	74	14	risks	risk	NOUN
fbem-22242	74	15	and	and	CCONJ
fbem-22242	74	16	credit	credit	NOUN
fbem-22242	74	17	risks	risk	NOUN
fbem-22242	74	18	in	in	ADP
fbem-22242	74	19	the	the	DET
fbem-22242	74	20	process	process	NOUN
fbem-22242	74	21	of	of	ADP
fbem-22242	74	22	operation	operation	NOUN
fbem-22242	74	23	.	.	PUNCT
fbem-22242	75	1	by	by	ADP
fbem-22242	75	2	providing	provide	VERB
fbem-22242	75	3	risk	risk	NOUN
fbem-22242	75	4	guarantee	guarantee	NOUN
fbem-22242	75	5	,	,	PUNCT
fbem-22242	75	6	credit	credit	NOUN
fbem-22242	75	7	guarantee	guarantee	NOUN
fbem-22242	75	8	and	and	CCONJ
fbem-22242	75	9	other	other	ADJ
fbem-22242	75	10	services	service	NOUN
fbem-22242	75	11	,	,	PUNCT
fbem-22242	75	12	inclusive	inclusive	ADJ
fbem-22242	75	13	finance	finance	NOUN
fbem-22242	75	14	helps	help	VERB
fbem-22242	75	15	micro	micro	ADJ
fbem-22242	75	16	,	,	PUNCT
fbem-22242	75	17	small	small	ADJ
fbem-22242	75	18	and	and	CCONJ
fbem-22242	75	19	medium	medium	ADJ
fbem-22242	75	20	-	-	PUNCT
fbem-22242	75	21	sized	sized	ADJ
fbem-22242	75	22	enterprises	enterprise	NOUN
fbem-22242	75	23	reduce	reduce	VERB
fbem-22242	75	24	their	their	PRON
fbem-22242	75	25	risk	risk	NOUN
fbem-22242	75	26	exposure	exposure	NOUN
fbem-22242	75	27	and	and	CCONJ
fbem-22242	75	28	improve	improve	VERB
fbem-22242	75	29	their	their	PRON
fbem-22242	75	30	operational	operational	ADJ
fbem-22242	75	31	stability	stability	NOUN
fbem-22242	75	32	.	.	PUNCT
fbem-22242	76	1	at	at	ADP
fbem-22242	76	2	the	the	DET
fbem-22242	76	3	same	same	ADJ
fbem-22242	76	4	time	time	NOUN
fbem-22242	76	5	,	,	PUNCT
fbem-22242	76	6	inclusive	inclusive	ADJ
fbem-22242	76	7	finance	finance	NOUN
fbem-22242	76	8	also	also	ADV
fbem-22242	76	9	pays	pay	VERB
fbem-22242	76	10	attention	attention	NOUN
fbem-22242	76	11	to	to	ADP
fbem-22242	76	12	strengthening	strengthen	VERB
fbem-22242	76	13	the	the	DET
fbem-22242	76	14	popularization	popularization	NOUN
fbem-22242	76	15	and	and	CCONJ
fbem-22242	76	16	training	training	NOUN
fbem-22242	76	17	of	of	ADP
fbem-22242	76	18	financial	financial	ADJ
fbem-22242	76	19	knowledge	knowledge	NOUN
fbem-22242	76	20	,	,	PUNCT
fbem-22242	76	21	improving	improve	VERB
fbem-22242	76	22	the	the	DET
fbem-22242	76	23	financial	financial	ADJ
fbem-22242	76	24	literacy	literacy	NOUN
fbem-22242	76	25	and	and	CCONJ
fbem-22242	76	26	risk	risk	NOUN
fbem-22242	76	27	awareness	awareness	NOUN
fbem-22242	76	28	of	of	ADP
fbem-22242	76	29	micro	micro	PROPN
fbem-22242	76	30	,	,	PUNCT
fbem-22242	76	31	small	small	ADJ
fbem-22242	76	32	and	and	CCONJ
fbem-22242	76	33	medium	medium	ADJ
fbem-22242	76	34	-	-	PUNCT
fbem-22242	76	35	sized	sized	ADJ
fbem-22242	76	36	enterprises	enterprise	NOUN
fbem-22242	76	37	,	,	PUNCT
fbem-22242	76	38	so	so	SCONJ
fbem-22242	76	39	that	that	SCONJ
fbem-22242	76	40	they	they	PRON
fbem-22242	76	41	can	can	AUX
fbem-22242	76	42	better	well	ADV
fbem-22242	76	43	cope	cope	VERB
fbem-22242	76	44	with	with	ADP
fbem-22242	76	45	various	various	ADJ
fbem-22242	76	46	risks	risk	NOUN
fbem-22242	76	47	and	and	CCONJ
fbem-22242	76	48	challenges	challenge	NOUN
fbem-22242	76	49	.	.	PUNCT
fbem-22242	77	1	to	to	PART
fbem-22242	77	2	sum	sum	VERB
fbem-22242	77	3	up	up	ADP
fbem-22242	77	4	,	,	PUNCT
fbem-22242	77	5	the	the	DET
fbem-22242	77	6	help	help	NOUN
fbem-22242	77	7	of	of	ADP
fbem-22242	77	8	inclusive	inclusive	ADJ
fbem-22242	77	9	finance	finance	NOUN
fbem-22242	77	10	to	to	ADP
fbem-22242	77	11	micro	micro	PROPN
fbem-22242	77	12	,	,	PUNCT
fbem-22242	77	13	small	small	ADJ
fbem-22242	77	14	and	and	CCONJ
fbem-22242	77	15	medium	medium	ADJ
fbem-22242	77	16	-	-	PUNCT
fbem-22242	77	17	sized	sized	ADJ
fbem-22242	77	18	enterprises	enterprise	NOUN
fbem-22242	77	19	is	be	AUX
fbem-22242	77	20	multi	multi	ADJ
fbem-22242	77	21	-	-	ADJ
fbem-22242	77	22	dimensional	dimensional	ADJ
fbem-22242	77	23	and	and	CCONJ
fbem-22242	77	24	all	all	ADV
fbem-22242	77	25	-	-	PUNCT
fbem-22242	77	26	round	round	NOUN
fbem-22242	77	27	.	.	PUNCT
fbem-22242	78	1	it	it	PRON
fbem-22242	78	2	has	have	AUX
fbem-22242	78	3	lowered	lower	VERB
fbem-22242	78	4	the	the	DET
fbem-22242	78	5	threshold	threshold	NOUN
fbem-22242	78	6	of	of	ADP
fbem-22242	78	7	financial	financial	ADJ
fbem-22242	78	8	services	service	NOUN
fbem-22242	78	9	,	,	PUNCT
fbem-22242	78	10	provided	provide	VERB
fbem-22242	78	11	diversified	diversified	ADJ
fbem-22242	78	12	financing	financing	NOUN
fbem-22242	78	13	channels	channel	NOUN
fbem-22242	78	14	,	,	PUNCT
fbem-22242	78	15	strengthened	strengthen	VERB
fbem-22242	78	16	the	the	DET
fbem-22242	78	17	construction	construction	NOUN
fbem-22242	78	18	of	of	ADP
fbem-22242	78	19	financial	financial	ADJ
fbem-22242	78	20	infrastructure	infrastructure	NOUN
fbem-22242	78	21	,	,	PUNCT
fbem-22242	78	22	optimized	optimize	VERB
fbem-22242	78	23	the	the	DET
fbem-22242	78	24	financial	financial	ADJ
fbem-22242	78	25	service	service	NOUN
fbem-22242	78	26	model	model	NOUN
fbem-22242	78	27	,	,	PUNCT
fbem-22242	78	28	and	and	CCONJ
fbem-22242	78	29	injected	inject	VERB
fbem-22242	78	30	strong	strong	ADJ
fbem-22242	78	31	impetus	impetus	NOUN
fbem-22242	78	32	into	into	ADP
fbem-22242	78	33	the	the	DET
fbem-22242	78	34	development	development	NOUN
fbem-22242	78	35	of	of	ADP
fbem-22242	78	36	micro	micro	PROPN
fbem-22242	78	37	,	,	PUNCT
fbem-22242	78	38	small	small	ADJ
fbem-22242	78	39	and	and	CCONJ
fbem-22242	78	40	medium	medium	ADJ
fbem-22242	78	41	-	-	PUNCT
fbem-22242	78	42	sized	sized	ADJ
fbem-22242	78	43	enterprises	enterprise	NOUN
fbem-22242	78	44	.	.	PUNCT
fbem-22242	79	1	with	with	ADP
fbem-22242	79	2	the	the	DET
fbem-22242	79	3	continuous	continuous	ADJ
fbem-22242	79	4	development	development	NOUN
fbem-22242	79	5	and	and	CCONJ
fbem-22242	79	6	improvement	improvement	NOUN
fbem-22242	79	7	of	of	ADP
fbem-22242	79	8	inclusive	inclusive	ADJ
fbem-22242	79	9	finance	finance	NOUN
fbem-22242	79	10	,	,	PUNCT
fbem-22242	79	11	we	we	PRON
fbem-22242	79	12	have	have	VERB
fbem-22242	79	13	reason	reason	NOUN
fbem-22242	79	14	to	to	PART
fbem-22242	79	15	believe	believe	VERB
fbem-22242	79	16	that	that	SCONJ
fbem-22242	79	17	micro	micro	NOUN
fbem-22242	79	18	,	,	PUNCT
fbem-22242	79	19	small	small	ADJ
fbem-22242	79	20	and	and	CCONJ
fbem-22242	79	21	medium	medium	ADJ
fbem-22242	79	22	-	-	PUNCT
fbem-22242	79	23	sized	sized	ADJ
fbem-22242	79	24	enterprises	enterprise	NOUN
fbem-22242	79	25	will	will	AUX
fbem-22242	79	26	usher	usher	VERB
fbem-22242	79	27	in	in	ADP
fbem-22242	79	28	a	a	DET
fbem-22242	79	29	broader	broad	ADJ
fbem-22242	79	30	space	space	NOUN
fbem-22242	79	31	and	and	CCONJ
fbem-22242	79	32	better	well	ADJ
fbem-22242	79	33	prospects	prospect	NOUN
fbem-22242	79	34	in	in	ADP
fbem-22242	79	35	their	their	PRON
fbem-22242	79	36	future	future	ADJ
fbem-22242	79	37	development	development	NOUN
fbem-22242	79	38	.	.	PUNCT
fbem-22242	80	1	although	although	SCONJ
fbem-22242	80	2	china	china	PROPN
fbem-22242	80	3	's	's	PART
fbem-22242	80	4	inclusive	inclusive	ADJ
fbem-22242	80	5	finance	finance	NOUN
fbem-22242	80	6	has	have	AUX
fbem-22242	80	7	made	make	VERB
fbem-22242	80	8	remarkable	remarkable	ADJ
fbem-22242	80	9	development	development	NOUN
fbem-22242	80	10	results	result	NOUN
fbem-22242	80	11	,	,	PUNCT
fbem-22242	80	12	it	it	PRON
fbem-22242	80	13	still	still	ADV
fbem-22242	80	14	faces	face	VERB
fbem-22242	80	15	some	some	DET
fbem-22242	80	16	challenges	challenge	NOUN
fbem-22242	80	17	.	.	PUNCT
fbem-22242	81	1	first	first	ADV
fbem-22242	81	2	,	,	PUNCT
fbem-22242	81	3	the	the	DET
fbem-22242	81	4	sustainability	sustainability	NOUN
fbem-22242	81	5	of	of	ADP
fbem-22242	81	6	financial	financial	ADJ
fbem-22242	81	7	inclusion	inclusion	NOUN
fbem-22242	81	8	services	service	NOUN
fbem-22242	81	9	still	still	ADV
fbem-22242	81	10	needs	need	VERB
fbem-22242	81	11	to	to	PART
fbem-22242	81	12	be	be	AUX
fbem-22242	81	13	strengthened	strengthen	VERB
fbem-22242	81	14	.	.	PUNCT
fbem-22242	82	1	since	since	SCONJ
fbem-22242	82	2	inclusive	inclusive	ADJ
fbem-22242	82	3	financial	financial	ADJ
fbem-22242	82	4	services	service	NOUN
fbem-22242	82	5	are	be	AUX
fbem-22242	82	6	mainly	mainly	ADV
fbem-22242	82	7	targeted	target	VERB
fbem-22242	82	8	at	at	ADP
fbem-22242	82	9	low	low	ADJ
fbem-22242	82	10	-	-	PUNCT
fbem-22242	82	11	income	income	NOUN
fbem-22242	82	12	groups	group	NOUN
fbem-22242	82	13	and	and	CCONJ
fbem-22242	82	14	vulnerable	vulnerable	ADJ
fbem-22242	82	15	groups	group	NOUN
fbem-22242	82	16	such	such	ADJ
fbem-22242	82	17	as	as	ADP
fbem-22242	82	18	small	small	ADJ
fbem-22242	82	19	and	and	CCONJ
fbem-22242	82	20	micro	micro	ADJ
fbem-22242	82	21	enterprises	enterprise	NOUN
fbem-22242	82	22	,	,	PUNCT
fbem-22242	82	23	the	the	DET
fbem-22242	82	24	repayment	repayment	NOUN
fbem-22242	82	25	ability	ability	NOUN
fbem-22242	82	26	and	and	CCONJ
fbem-22242	82	27	risk	risk	NOUN
fbem-22242	82	28	tolerance	tolerance	NOUN
fbem-22242	82	29	of	of	ADP
fbem-22242	82	30	these	these	DET
fbem-22242	82	31	groups	group	NOUN
fbem-22242	82	32	are	be	AUX
fbem-22242	82	33	relatively	relatively	ADV
fbem-22242	82	34	weak	weak	ADJ
fbem-22242	82	35	,	,	PUNCT
fbem-22242	82	36	it	it	PRON
fbem-22242	82	37	is	be	AUX
fbem-22242	82	38	necessary	necessary	ADJ
fbem-22242	82	39	to	to	PART
fbem-22242	82	40	strengthen	strengthen	VERB
fbem-22242	82	41	risk	risk	NOUN
fbem-22242	82	42	management	management	NOUN
fbem-22242	82	43	and	and	CCONJ
fbem-22242	82	44	internal	internal	ADJ
fbem-22242	82	45	control	control	NOUN
fbem-22242	82	46	to	to	PART
fbem-22242	82	47	ensure	ensure	VERB
fbem-22242	82	48	the	the	DET
fbem-22242	82	49	sustainability	sustainability	NOUN
fbem-22242	82	50	of	of	ADP
fbem-22242	82	51	financial	financial	ADJ
fbem-22242	82	52	services	service	NOUN
fbem-22242	82	53	.	.	PUNCT
fbem-22242	83	1	second	second	ADJ
fbem-22242	83	2	,	,	PUNCT
fbem-22242	83	3	the	the	DET
fbem-22242	83	4	coverage	coverage	NOUN
fbem-22242	83	5	of	of	ADP
fbem-22242	83	6	inclusive	inclusive	ADJ
fbem-22242	83	7	financial	financial	ADJ
fbem-22242	83	8	services	service	NOUN
fbem-22242	83	9	still	still	ADV
fbem-22242	83	10	needs	need	VERB
fbem-22242	83	11	to	to	PART
fbem-22242	83	12	be	be	AUX
fbem-22242	83	13	further	far	ADV
fbem-22242	83	14	expanded	expand	VERB
fbem-22242	83	15	.	.	PUNCT
fbem-22242	84	1	although	although	SCONJ
fbem-22242	84	2	the	the	DET
fbem-22242	84	3	coverage	coverage	NOUN
fbem-22242	84	4	of	of	ADP
fbem-22242	84	5	inclusive	inclusive	ADJ
fbem-22242	84	6	financial	financial	ADJ
fbem-22242	84	7	services	service	NOUN
fbem-22242	84	8	in	in	ADP
fbem-22242	84	9	china	china	PROPN
fbem-22242	84	10	is	be	AUX
fbem-22242	84	11	relatively	relatively	ADV
fbem-22242	84	12	wide	wide	ADJ
fbem-22242	84	13	,	,	PUNCT
fbem-22242	84	14	there	there	PRON
fbem-22242	84	15	are	be	VERB
fbem-22242	84	16	still	still	ADV
fbem-22242	84	17	some	some	DET
fbem-22242	84	18	remote	remote	ADJ
fbem-22242	84	19	areas	area	NOUN
fbem-22242	84	20	and	and	CCONJ
fbem-22242	84	21	special	special	ADJ
fbem-22242	84	22	groups	group	NOUN
fbem-22242	84	23	that	that	PRON
fbem-22242	84	24	are	be	AUX
fbem-22242	84	25	difficult	difficult	ADJ
fbem-22242	84	26	to	to	PART
fbem-22242	84	27	obtain	obtain	VERB
fbem-22242	84	28	financial	financial	ADJ
fbem-22242	84	29	services	service	NOUN
fbem-22242	84	30	.	.	PUNCT
fbem-22242	85	1	therefore	therefore	ADV
fbem-22242	85	2	,	,	PUNCT
fbem-22242	85	3	it	it	PRON
fbem-22242	85	4	is	be	AUX
fbem-22242	85	5	necessary	necessary	ADJ
fbem-22242	85	6	to	to	PART
fbem-22242	85	7	further	far	ADV
fbem-22242	85	8	strengthen	strengthen	VERB
fbem-22242	85	9	the	the	DET
fbem-22242	85	10	popularization	popularization	NOUN
fbem-22242	85	11	and	and	CCONJ
fbem-22242	85	12	publicity	publicity	NOUN
fbem-22242	85	13	of	of	ADP
fbem-22242	85	14	financial	financial	ADJ
fbem-22242	85	15	services	service	NOUN
fbem-22242	85	16	and	and	CCONJ
fbem-22242	85	17	improve	improve	VERB
fbem-22242	85	18	the	the	DET
fbem-22242	85	19	coverage	coverage	NOUN
fbem-22242	85	20	of	of	ADP
fbem-22242	85	21	financial	financial	ADJ
fbem-22242	85	22	services	service	NOUN
fbem-22242	85	23	.	.	PUNCT
fbem-22242	86	1	however	however	ADV
fbem-22242	86	2	,	,	PUNCT
fbem-22242	86	3	the	the	DET
fbem-22242	86	4	development	development	NOUN
fbem-22242	86	5	of	of	ADP
fbem-22242	86	6	inclusive	inclusive	ADJ
fbem-22242	86	7	finance	finance	NOUN
fbem-22242	86	8	has	have	AUX
fbem-22242	86	9	also	also	ADV
fbem-22242	86	10	brought	bring	VERB
fbem-22242	86	11	many	many	ADJ
fbem-22242	86	12	opportunities	opportunity	NOUN
fbem-22242	86	13	.	.	PUNCT
fbem-22242	87	1	first	first	ADJ
fbem-22242	87	2	,	,	PUNCT
fbem-22242	87	3	inclusive	inclusive	ADJ
fbem-22242	87	4	finance	finance	NOUN
fbem-22242	87	5	is	be	AUX
fbem-22242	87	6	conducive	conducive	ADJ
fbem-22242	87	7	to	to	ADP
fbem-22242	87	8	promoting	promote	VERB
fbem-22242	87	9	the	the	DET
fbem-22242	87	10	development	development	NOUN
fbem-22242	87	11	of	of	ADP
fbem-22242	87	12	the	the	DET
fbem-22242	87	13	real	real	ADJ
fbem-22242	87	14	economy	economy	NOUN
fbem-22242	87	15	.	.	PUNCT
fbem-22242	88	1	by	by	ADP
fbem-22242	88	2	providing	provide	VERB
fbem-22242	88	3	financial	financial	ADJ
fbem-22242	88	4	services	service	NOUN
fbem-22242	88	5	such	such	ADJ
fbem-22242	88	6	as	as	ADP
fbem-22242	88	7	loans	loan	NOUN
fbem-22242	88	8	to	to	ADP
fbem-22242	88	9	small	small	ADJ
fbem-22242	88	10	and	and	CCONJ
fbem-22242	88	11	micro	micro	ADJ
fbem-22242	88	12	enterprises	enterprise	NOUN
fbem-22242	88	13	and	and	CCONJ
fbem-22242	88	14	individual	individual	ADJ
fbem-22242	88	15	industrial	industrial	ADJ
fbem-22242	88	16	and	and	CCONJ
fbem-22242	88	17	commercial	commercial	ADJ
fbem-22242	88	18	households	household	NOUN
fbem-22242	88	19	,	,	PUNCT
fbem-22242	88	20	it	it	PRON
fbem-22242	88	21	can	can	AUX
fbem-22242	88	22	promote	promote	VERB
fbem-22242	88	23	the	the	DET
fbem-22242	88	24	development	development	NOUN
fbem-22242	88	25	and	and	CCONJ
fbem-22242	88	26	growth	growth	NOUN
fbem-22242	88	27	of	of	ADP
fbem-22242	88	28	these	these	DET
fbem-22242	88	29	enterprises	enterprise	NOUN
fbem-22242	88	30	,	,	PUNCT
fbem-22242	88	31	and	and	CCONJ
fbem-22242	88	32	then	then	ADV
fbem-22242	88	33	promote	promote	VERB
fbem-22242	88	34	the	the	DET
fbem-22242	88	35	development	development	NOUN
fbem-22242	88	36	of	of	ADP
fbem-22242	88	37	the	the	DET
fbem-22242	88	38	entire	entire	ADJ
fbem-22242	88	39	real	real	ADJ
fbem-22242	88	40	economy	economy	NOUN
fbem-22242	88	41	.	.	PUNCT
fbem-22242	89	1	second	second	ADJ
fbem-22242	89	2	,	,	PUNCT
fbem-22242	89	3	inclusive	inclusive	ADJ
fbem-22242	89	4	finance	finance	NOUN
fbem-22242	89	5	helps	help	VERB
fbem-22242	89	6	to	to	PART
fbem-22242	89	7	promote	promote	VERB
fbem-22242	89	8	common	common	ADJ
fbem-22242	89	9	prosperity	prosperity	NOUN
fbem-22242	89	10	.	.	PUNCT
fbem-22242	90	1	by	by	ADP
fbem-22242	90	2	providing	provide	VERB
fbem-22242	90	3	financial	financial	ADJ
fbem-22242	90	4	services	service	NOUN
fbem-22242	90	5	to	to	ADP
fbem-22242	90	6	low	low	ADJ
fbem-22242	90	7	-	-	PUNCT
fbem-22242	90	8	income	income	NOUN
fbem-22242	90	9	groups	group	NOUN
fbem-22242	90	10	,	,	PUNCT
fbem-22242	90	11	it	it	PRON
fbem-22242	90	12	can	can	AUX
fbem-22242	90	13	help	help	VERB
fbem-22242	90	14	them	they	PRON
fbem-22242	90	15	improve	improve	VERB
fbem-22242	90	16	their	their	PRON
fbem-22242	90	17	living	living	NOUN
fbem-22242	90	18	conditions	condition	NOUN
fbem-22242	90	19	and	and	CCONJ
fbem-22242	90	20	raise	raise	VERB
fbem-22242	90	21	their	their	PRON
fbem-22242	90	22	income	income	NOUN
fbem-22242	90	23	level	level	NOUN
fbem-22242	90	24	,	,	PUNCT
fbem-22242	90	25	and	and	CCONJ
fbem-22242	90	26	then	then	ADV
fbem-22242	90	27	promote	promote	VERB
fbem-22242	90	28	the	the	DET
fbem-22242	90	29	common	common	ADJ
fbem-22242	90	30	prosperity	prosperity	NOUN
fbem-22242	90	31	of	of	ADP
fbem-22242	90	32	the	the	DET
fbem-22242	90	33	society	society	NOUN
fbem-22242	90	34	.	.	PUNCT
fbem-22242	91	1	finally	finally	ADV
fbem-22242	91	2	,	,	PUNCT
fbem-22242	91	3	financial	financial	ADJ
fbem-22242	91	4	inclusion	inclusion	NOUN
fbem-22242	91	5	helps	help	VERB
fbem-22242	91	6	to	to	PART
fbem-22242	91	7	promote	promote	VERB
fbem-22242	91	8	financial	financial	ADJ
fbem-22242	91	9	innovation	innovation	NOUN
fbem-22242	91	10	and	and	CCONJ
fbem-22242	91	11	technological	technological	ADJ
fbem-22242	91	12	progress	progress	NOUN
fbem-22242	91	13	.	.	PUNCT
fbem-22242	92	1	with	with	ADP
fbem-22242	92	2	the	the	DET
fbem-22242	92	3	continuous	continuous	ADJ
fbem-22242	92	4	development	development	NOUN
fbem-22242	92	5	of	of	ADP
fbem-22242	92	6	fintech	fintech	NOUN
fbem-22242	92	7	,	,	PUNCT
fbem-22242	92	8	the	the	DET
fbem-22242	92	9	innovation	innovation	NOUN
fbem-22242	92	10	space	space	NOUN
fbem-22242	92	11	of	of	ADP
fbem-22242	92	12	digital	digital	ADJ
fbem-22242	92	13	inclusive	inclusive	ADJ
fbem-22242	92	14	financial	financial	ADJ
fbem-22242	92	15	services	service	NOUN
fbem-22242	92	16	is	be	AUX
fbem-22242	92	17	becoming	become	VERB
fbem-22242	92	18	larger	large	ADJ
fbem-22242	92	19	and	and	CCONJ
fbem-22242	92	20	larger	large	ADJ
fbem-22242	92	21	,	,	PUNCT
fbem-22242	92	22	which	which	PRON
fbem-22242	92	23	can	can	AUX
fbem-22242	92	24	promote	promote	VERB
fbem-22242	92	25	financial	financial	ADJ
fbem-22242	92	26	institutions	institution	NOUN
fbem-22242	92	27	to	to	PART
fbem-22242	92	28	make	make	VERB
fbem-22242	92	29	new	new	ADJ
fbem-22242	92	30	breakthroughs	breakthrough	NOUN
fbem-22242	92	31	in	in	ADP
fbem-22242	92	32	business	business	NOUN
fbem-22242	92	33	model	model	NOUN
fbem-22242	92	34	and	and	CCONJ
fbem-22242	92	35	product	product	NOUN
fbem-22242	92	36	innovation	innovation	NOUN
fbem-22242	92	37	.	.	PUNCT
fbem-22242	93	1	4	4	X
fbem-22242	93	2	.	.	X
fbem-22242	93	3	digital	digital	PROPN
fbem-22242	93	4	inclusive	inclusive	ADJ
fbem-22242	93	5	finance	finance	NOUN
fbem-22242	93	6	promotes	promote	VERB
fbem-22242	93	7	all	all	DET
fbem-22242	93	8	aspects	aspect	NOUN
fbem-22242	93	9	of	of	ADP
fbem-22242	93	10	the	the	DET
fbem-22242	93	11	development	development	NOUN
fbem-22242	93	12	of	of	ADP
fbem-22242	93	13	the	the	DET
fbem-22242	93	14	real	real	ADJ
fbem-22242	93	15	economy	economy	NOUN
fbem-22242	93	16	4.1	4.1	NUM
fbem-22242	93	17	.	.	PUNCT
fbem-22242	94	1	digital	digital	ADJ
fbem-22242	94	2	inclusive	inclusive	ADJ
fbem-22242	94	3	finance	finance	NOUN
fbem-22242	94	4	lowers	lower	VERB
fbem-22242	94	5	the	the	DET
fbem-22242	94	6	threshold	threshold	NOUN
fbem-22242	94	7	of	of	ADP
fbem-22242	94	8	financial	financial	ADJ
fbem-22242	94	9	services	service	NOUN
fbem-22242	94	10	and	and	CCONJ
fbem-22242	94	11	promotes	promote	VERB
fbem-22242	94	12	financing	financing	NOUN
fbem-22242	94	13	in	in	ADP
fbem-22242	94	14	the	the	DET
fbem-22242	94	15	real	real	ADJ
fbem-22242	94	16	economy	economy	NOUN
fbem-22242	94	17	by	by	ADP
fbem-22242	94	18	integrating	integrate	VERB
fbem-22242	94	19	the	the	DET
fbem-22242	94	20	internet	internet	NOUN
fbem-22242	94	21	,	,	PUNCT
fbem-22242	94	22	big	big	ADJ
fbem-22242	94	23	data	datum	NOUN
fbem-22242	94	24	,	,	PUNCT
fbem-22242	94	25	cloud	cloud	NOUN
fbem-22242	94	26	computing	computing	NOUN
fbem-22242	94	27	and	and	CCONJ
fbem-22242	94	28	other	other	ADJ
fbem-22242	94	29	technical	technical	ADJ
fbem-22242	94	30	means	mean	NOUN
fbem-22242	94	31	,	,	PUNCT
fbem-22242	94	32	digital	digital	ADJ
fbem-22242	94	33	inclusive	inclusive	ADJ
fbem-22242	94	34	finance	finance	NOUN
fbem-22242	94	35	lowers	lower	VERB
fbem-22242	94	36	the	the	DET
fbem-22242	94	37	threshold	threshold	NOUN
fbem-22242	94	38	of	of	ADP
fbem-22242	94	39	financial	financial	ADJ
fbem-22242	94	40	services	service	NOUN
fbem-22242	94	41	,	,	PUNCT
fbem-22242	94	42	enabling	enable	VERB
fbem-22242	94	43	small	small	ADJ
fbem-22242	94	44	and	and	CCONJ
fbem-22242	94	45	mediumsized	mediumsized	ADJ
fbem-22242	94	46	enterprises	enterprise	NOUN
fbem-22242	94	47	and	and	CCONJ
fbem-22242	94	48	individuals	individual	NOUN
fbem-22242	94	49	to	to	PART
fbem-22242	94	50	obtain	obtain	VERB
fbem-22242	94	51	financial	financial	ADJ
fbem-22242	94	52	support	support	NOUN
fbem-22242	94	53	more	more	ADV
fbem-22242	94	54	conveniently	conveniently	ADV
fbem-22242	94	55	.	.	PUNCT
fbem-22242	95	1	for	for	ADP
fbem-22242	95	2	example	example	NOUN
fbem-22242	95	3	,	,	PUNCT
fbem-22242	95	4	p2p	p2p	NOUN
fbem-22242	95	5	online	online	ADJ
fbem-22242	95	6	lending	lending	NOUN
fbem-22242	95	7	,	,	PUNCT
fbem-22242	95	8	crowdfunding	crowdfunding	NOUN
fbem-22242	95	9	and	and	CCONJ
fbem-22242	95	10	other	other	ADJ
fbem-22242	95	11	modes	mode	NOUN
fbem-22242	95	12	have	have	AUX
fbem-22242	95	13	provided	provide	VERB
fbem-22242	95	14	various	various	ADJ
fbem-22242	95	15	financing	financing	NOUN
fbem-22242	95	16	methods	method	NOUN
fbem-22242	95	17	for	for	ADP
fbem-22242	95	18	different	different	ADJ
fbem-22242	95	19	groups	group	NOUN
fbem-22242	95	20	to	to	PART
fbem-22242	95	21	meet	meet	VERB
fbem-22242	95	22	their	their	PRON
fbem-22242	95	23	diversified	diversify	VERB
fbem-22242	95	24	financial	financial	ADJ
fbem-22242	95	25	needs	need	NOUN
fbem-22242	95	26	.	.	PUNCT
fbem-22242	96	1	according	accord	VERB
fbem-22242	96	2	to	to	ADP
fbem-22242	96	3	statistics	statistic	NOUN
fbem-22242	96	4	,	,	PUNCT
fbem-22242	96	5	"	"	PUNCT
fbem-22242	96	6	mybank	mybank	ADJ
fbem-22242	96	7	"	"	PUNCT
fbem-22242	96	8	provides	provide	VERB
fbem-22242	96	9	fast	fast	ADJ
fbem-22242	96	10	,	,	PUNCT
fbem-22242	96	11	flexible	flexible	ADJ
fbem-22242	96	12	and	and	CCONJ
fbem-22242	96	13	low	low	ADJ
fbem-22242	96	14	-	-	PUNCT
fbem-22242	96	15	interest	interest	NOUN
fbem-22242	96	16	loan	loan	NOUN
fbem-22242	96	17	services	service	NOUN
fbem-22242	96	18	for	for	ADP
fbem-22242	96	19	micro	micro	NOUN
fbem-22242	96	20	,	,	PUNCT
fbem-22242	96	21	small	small	ADJ
fbem-22242	96	22	and	and	CCONJ
fbem-22242	96	23	medium	medium	ADJ
fbem-22242	96	24	-	-	PUNCT
fbem-22242	96	25	sized	sized	ADJ
fbem-22242	96	26	enterprises	enterprise	NOUN
fbem-22242	96	27	by	by	ADP
fbem-22242	96	28	using	use	VERB
fbem-22242	96	29	the	the	DET
fbem-22242	96	30	amount	amount	NOUN
fbem-22242	96	31	of	of	ADP
fbem-22242	96	32	e	e	NOUN
fbem-22242	96	33	-	-	NOUN
fbem-22242	96	34	commerce	commerce	NOUN
fbem-22242	96	35	data	datum	NOUN
fbem-22242	96	36	on	on	ADP
fbem-22242	96	37	alibaba	alibaba	PROPN
fbem-22242	96	38	platform	platform	NOUN
fbem-22242	96	39	,	,	PUNCT
fbem-22242	96	40	and	and	CCONJ
fbem-22242	96	41	loans	loan	NOUN
fbem-22242	96	42	more	more	ADJ
fbem-22242	96	43	than	than	ADP
fbem-22242	96	44	137	137	NUM
fbem-22242	96	45	3.7	3.7	NUM
fbem-22242	96	46	trillion	trillion	NUM
fbem-22242	96	47	yuan	yuan	NOUN
fbem-22242	96	48	to	to	ADP
fbem-22242	96	49	more	more	ADJ
fbem-22242	96	50	than	than	ADP
fbem-22242	96	51	30	30	NUM
fbem-22242	96	52	million	million	NUM
fbem-22242	96	53	small	small	ADJ
fbem-22242	96	54	,	,	PUNCT
fbem-22242	96	55	medium	medium	ADJ
fbem-22242	96	56	-	-	PUNCT
fbem-22242	96	57	sized	sized	ADJ
fbem-22242	96	58	micro	micro	ADJ
fbem-22242	96	59	enterprises	enterprise	NOUN
fbem-22242	96	60	in	in	ADP
fbem-22242	96	61	2020	2020	NUM
fbem-22242	96	62	.	.	PUNCT
fbem-22242	97	1	4.2	4.2	NUM
fbem-22242	97	2	.	.	PUNCT
fbem-22242	98	1	digital	digital	ADJ
fbem-22242	98	2	inclusive	inclusive	ADJ
fbem-22242	98	3	finance	finance	NOUN
fbem-22242	98	4	will	will	AUX
fbem-22242	98	5	improve	improve	VERB
fbem-22242	98	6	the	the	DET
fbem-22242	98	7	efficiency	efficiency	NOUN
fbem-22242	98	8	of	of	ADP
fbem-22242	98	9	financial	financial	ADJ
fbem-22242	98	10	services	service	NOUN
fbem-22242	98	11	and	and	CCONJ
fbem-22242	98	12	optimize	optimize	VERB
fbem-22242	98	13	the	the	DET
fbem-22242	98	14	operation	operation	NOUN
fbem-22242	98	15	of	of	ADP
fbem-22242	98	16	the	the	DET
fbem-22242	98	17	real	real	ADJ
fbem-22242	98	18	economy	economy	NOUN
fbem-22242	98	19	the	the	DET
fbem-22242	98	20	development	development	NOUN
fbem-22242	98	21	of	of	ADP
fbem-22242	98	22	digital	digital	ADJ
fbem-22242	98	23	inclusive	inclusive	ADJ
fbem-22242	98	24	finance	finance	NOUN
fbem-22242	98	25	has	have	AUX
fbem-22242	98	26	improved	improve	VERB
fbem-22242	98	27	the	the	DET
fbem-22242	98	28	efficiency	efficiency	NOUN
fbem-22242	98	29	of	of	ADP
fbem-22242	98	30	financial	financial	ADJ
fbem-22242	98	31	services	service	NOUN
fbem-22242	98	32	,	,	PUNCT
fbem-22242	98	33	enabling	enable	VERB
fbem-22242	98	34	financial	financial	ADJ
fbem-22242	98	35	operations	operation	NOUN
fbem-22242	98	36	such	such	ADJ
fbem-22242	98	37	as	as	ADP
fbem-22242	98	38	payment	payment	NOUN
fbem-22242	98	39	,	,	PUNCT
fbem-22242	98	40	transfer	transfer	NOUN
fbem-22242	98	41	and	and	CCONJ
fbem-22242	98	42	financial	financial	ADJ
fbem-22242	98	43	management	management	NOUN
fbem-22242	98	44	to	to	PART
fbem-22242	98	45	be	be	AUX
fbem-22242	98	46	easily	easily	ADV
fbem-22242	98	47	completed	complete	VERB
fbem-22242	98	48	anytime	anytime	ADV
fbem-22242	98	49	and	and	CCONJ
fbem-22242	98	50	anywhere	anywhere	ADV
fbem-22242	98	51	,	,	PUNCT
fbem-22242	98	52	reducing	reduce	VERB
fbem-22242	98	53	the	the	DET
fbem-22242	98	54	time	time	NOUN
fbem-22242	98	55	cost	cost	NOUN
fbem-22242	98	56	of	of	ADP
fbem-22242	98	57	enterprises	enterprise	NOUN
fbem-22242	98	58	and	and	CCONJ
fbem-22242	98	59	individuals	individual	NOUN
fbem-22242	98	60	,	,	PUNCT
fbem-22242	98	61	and	and	CCONJ
fbem-22242	98	62	reducing	reduce	VERB
fbem-22242	98	63	operational	operational	ADJ
fbem-22242	98	64	risks	risk	NOUN
fbem-22242	98	65	.	.	PUNCT
fbem-22242	99	1	at	at	ADP
fbem-22242	99	2	the	the	DET
fbem-22242	99	3	same	same	ADJ
fbem-22242	99	4	time	time	NOUN
fbem-22242	99	5	,	,	PUNCT
fbem-22242	99	6	through	through	ADP
fbem-22242	99	7	big	big	ADJ
fbem-22242	99	8	data	datum	NOUN
fbem-22242	99	9	and	and	CCONJ
fbem-22242	99	10	artificial	artificial	ADJ
fbem-22242	99	11	intelligence	intelligence	NOUN
fbem-22242	99	12	and	and	CCONJ
fbem-22242	99	13	other	other	ADJ
fbem-22242	99	14	technical	technical	ADJ
fbem-22242	99	15	means	mean	NOUN
fbem-22242	99	16	,	,	PUNCT
fbem-22242	99	17	digital	digital	ADJ
fbem-22242	99	18	inclusive	inclusive	ADJ
fbem-22242	99	19	finance	finance	NOUN
fbem-22242	99	20	can	can	AUX
fbem-22242	99	21	provide	provide	VERB
fbem-22242	99	22	customers	customer	NOUN
fbem-22242	99	23	with	with	ADP
fbem-22242	99	24	more	more	ADV
fbem-22242	99	25	accurate	accurate	ADJ
fbem-22242	99	26	risk	risk	NOUN
fbem-22242	99	27	assessment	assessment	NOUN
fbem-22242	99	28	and	and	CCONJ
fbem-22242	99	29	personalized	personalized	ADJ
fbem-22242	99	30	push	push	NOUN
fbem-22242	99	31	,	,	PUNCT
fbem-22242	99	32	and	and	CCONJ
fbem-22242	99	33	provide	provide	VERB
fbem-22242	99	34	more	more	ADJ
fbem-22242	99	35	quality	quality	NOUN
fbem-22242	99	36	financial	financial	ADJ
fbem-22242	99	37	services	service	NOUN
fbem-22242	99	38	,	,	PUNCT
fbem-22242	99	39	thus	thus	ADV
fbem-22242	99	40	promoting	promote	VERB
fbem-22242	99	41	the	the	DET
fbem-22242	99	42	operation	operation	NOUN
fbem-22242	99	43	and	and	CCONJ
fbem-22242	99	44	development	development	NOUN
fbem-22242	99	45	of	of	ADP
fbem-22242	99	46	the	the	DET
fbem-22242	99	47	real	real	ADJ
fbem-22242	99	48	economy	economy	NOUN
fbem-22242	99	49	.	.	PUNCT
fbem-22242	100	1	4.3	4.3	NUM
fbem-22242	100	2	.	.	PUNCT
fbem-22242	101	1	digital	digital	PROPN
fbem-22242	101	2	inclusive	inclusive	ADJ
fbem-22242	101	3	finance	finance	NOUN
fbem-22242	101	4	will	will	AUX
fbem-22242	101	5	expand	expand	VERB
fbem-22242	101	6	financing	financing	NOUN
fbem-22242	101	7	channels	channel	NOUN
fbem-22242	101	8	and	and	CCONJ
fbem-22242	101	9	promote	promote	VERB
fbem-22242	101	10	innovation	innovation	NOUN
fbem-22242	101	11	in	in	ADP
fbem-22242	101	12	the	the	DET
fbem-22242	101	13	real	real	ADJ
fbem-22242	101	14	economy	economy	NOUN
fbem-22242	101	15	digital	digital	ADJ
fbem-22242	101	16	inclusive	inclusive	ADJ
fbem-22242	101	17	finance	finance	NOUN
fbem-22242	101	18	provides	provide	VERB
fbem-22242	101	19	a	a	DET
fbem-22242	101	20	new	new	ADJ
fbem-22242	101	21	financing	financing	NOUN
fbem-22242	101	22	channel	channel	NOUN
fbem-22242	101	23	and	and	CCONJ
fbem-22242	101	24	platform	platform	NOUN
fbem-22242	101	25	for	for	ADP
fbem-22242	101	26	innovation	innovation	NOUN
fbem-22242	101	27	in	in	ADP
fbem-22242	101	28	the	the	DET
fbem-22242	101	29	real	real	ADJ
fbem-22242	101	30	economy	economy	NOUN
fbem-22242	101	31	.	.	PUNCT
fbem-22242	102	1	crowdfunding	crowdfunding	NOUN
fbem-22242	102	2	and	and	CCONJ
fbem-22242	102	3	other	other	ADJ
fbem-22242	102	4	modes	mode	NOUN
fbem-22242	102	5	enable	enable	VERB
fbem-22242	102	6	entrepreneurs	entrepreneur	NOUN
fbem-22242	102	7	to	to	PART
fbem-22242	102	8	present	present	VERB
fbem-22242	102	9	their	their	PRON
fbem-22242	102	10	ideas	idea	NOUN
fbem-22242	102	11	and	and	CCONJ
fbem-22242	102	12	projects	project	NOUN
fbem-22242	102	13	to	to	ADP
fbem-22242	102	14	more	more	ADJ
fbem-22242	102	15	people	people	NOUN
fbem-22242	102	16	and	and	CCONJ
fbem-22242	102	17	get	get	VERB
fbem-22242	102	18	financial	financial	ADJ
fbem-22242	102	19	support	support	NOUN
fbem-22242	102	20	from	from	ADP
fbem-22242	102	21	them	they	PRON
fbem-22242	102	22	.	.	PUNCT
fbem-22242	103	1	this	this	DET
fbem-22242	103	2	community	community	NOUN
fbem-22242	103	3	-	-	PUNCT
fbem-22242	103	4	based	base	VERB
fbem-22242	103	5	financing	financing	NOUN
fbem-22242	103	6	mode	mode	NOUN
fbem-22242	103	7	not	not	PART
fbem-22242	103	8	only	only	ADV
fbem-22242	103	9	reduces	reduce	VERB
fbem-22242	103	10	entrepreneurial	entrepreneurial	ADJ
fbem-22242	103	11	risks	risk	NOUN
fbem-22242	103	12	,	,	PUNCT
fbem-22242	103	13	but	but	CCONJ
fbem-22242	103	14	also	also	ADV
fbem-22242	103	15	provides	provide	VERB
fbem-22242	103	16	opportunities	opportunity	NOUN
fbem-22242	103	17	for	for	ADP
fbem-22242	103	18	more	more	ADJ
fbem-22242	103	19	entrepreneurs	entrepreneur	NOUN
fbem-22242	103	20	.	.	PUNCT
fbem-22242	104	1	at	at	ADP
fbem-22242	104	2	the	the	DET
fbem-22242	104	3	same	same	ADJ
fbem-22242	104	4	time	time	NOUN
fbem-22242	104	5	,	,	PUNCT
fbem-22242	104	6	digital	digital	ADJ
fbem-22242	104	7	inclusive	inclusive	ADJ
fbem-22242	104	8	finance	finance	NOUN
fbem-22242	104	9	closely	closely	ADV
fbem-22242	104	10	combines	combine	VERB
fbem-22242	104	11	financial	financial	ADJ
fbem-22242	104	12	services	service	NOUN
fbem-22242	104	13	with	with	ADP
fbem-22242	104	14	the	the	DET
fbem-22242	104	15	real	real	ADJ
fbem-22242	104	16	economy	economy	NOUN
fbem-22242	104	17	,	,	PUNCT
fbem-22242	104	18	providing	provide	VERB
fbem-22242	104	19	professional	professional	ADJ
fbem-22242	104	20	financial	financial	ADJ
fbem-22242	104	21	support	support	NOUN
fbem-22242	104	22	and	and	CCONJ
fbem-22242	104	23	consulting	consulting	NOUN
fbem-22242	104	24	services	service	NOUN
fbem-22242	104	25	,	,	PUNCT
fbem-22242	104	26	providing	provide	VERB
fbem-22242	104	27	more	more	ADJ
fbem-22242	104	28	development	development	NOUN
fbem-22242	104	29	opportunities	opportunity	NOUN
fbem-22242	104	30	for	for	ADP
fbem-22242	104	31	enterprises	enterprise	NOUN
fbem-22242	104	32	,	,	PUNCT
fbem-22242	104	33	and	and	CCONJ
fbem-22242	104	34	further	far	ADV
fbem-22242	104	35	promoting	promote	VERB
fbem-22242	104	36	the	the	DET
fbem-22242	104	37	innovative	innovative	ADJ
fbem-22242	104	38	development	development	NOUN
fbem-22242	104	39	of	of	ADP
fbem-22242	104	40	the	the	DET
fbem-22242	104	41	real	real	ADJ
fbem-22242	104	42	economy	economy	NOUN
fbem-22242	104	43	.	.	PUNCT
fbem-22242	105	1	4.4	4.4	NUM
fbem-22242	105	2	.	.	PUNCT
fbem-22242	106	1	digital	digital	PROPN
fbem-22242	106	2	inclusive	inclusive	ADJ
fbem-22242	106	3	finance	finance	NOUN
fbem-22242	106	4	serves	serve	VERB
fbem-22242	106	5	rural	rural	ADJ
fbem-22242	106	6	revitalization	revitalization	NOUN
fbem-22242	106	7	and	and	CCONJ
fbem-22242	106	8	promotes	promote	VERB
fbem-22242	106	9	rural	rural	ADJ
fbem-22242	106	10	economic	economic	ADJ
fbem-22242	106	11	development	development	NOUN
fbem-22242	106	12	digital	digital	PROPN
fbem-22242	106	13	inclusive	inclusive	ADJ
fbem-22242	106	14	finance	finance	NOUN
fbem-22242	106	15	has	have	AUX
fbem-22242	106	16	played	play	VERB
fbem-22242	106	17	an	an	DET
fbem-22242	106	18	important	important	ADJ
fbem-22242	106	19	role	role	NOUN
fbem-22242	106	20	in	in	ADP
fbem-22242	106	21	rural	rural	ADJ
fbem-22242	106	22	revitalization	revitalization	NOUN
fbem-22242	106	23	.	.	PUNCT
fbem-22242	107	1	in	in	ADP
fbem-22242	107	2	recent	recent	ADJ
fbem-22242	107	3	years	year	NOUN
fbem-22242	107	4	,	,	PUNCT
fbem-22242	107	5	the	the	DET
fbem-22242	107	6	coverage	coverage	NOUN
fbem-22242	107	7	of	of	ADP
fbem-22242	107	8	digital	digital	ADJ
fbem-22242	107	9	inclusive	inclusive	ADJ
fbem-22242	107	10	finance	finance	NOUN
fbem-22242	107	11	in	in	ADP
fbem-22242	107	12	rural	rural	ADJ
fbem-22242	107	13	china	china	PROPN
fbem-22242	107	14	has	have	AUX
fbem-22242	107	15	been	be	AUX
fbem-22242	107	16	gradually	gradually	ADV
fbem-22242	107	17	expanded	expand	VERB
fbem-22242	107	18	,	,	PUNCT
fbem-22242	107	19	and	and	CCONJ
fbem-22242	107	20	the	the	DET
fbem-22242	107	21	availability	availability	NOUN
fbem-22242	107	22	of	of	ADP
fbem-22242	107	23	rural	rural	ADJ
fbem-22242	107	24	financial	financial	ADJ
fbem-22242	107	25	services	service	NOUN
fbem-22242	107	26	has	have	AUX
fbem-22242	107	27	been	be	AUX
fbem-22242	107	28	significantly	significantly	ADV
fbem-22242	107	29	enhanced	enhance	VERB
fbem-22242	107	30	.	.	PUNCT
fbem-22242	108	1	the	the	DET
fbem-22242	108	2	in	in	ADP
fbem-22242	108	3	-	-	PUNCT
fbem-22242	108	4	depth	depth	NOUN
fbem-22242	108	5	development	development	NOUN
fbem-22242	108	6	of	of	ADP
fbem-22242	108	7	digital	digital	ADJ
fbem-22242	108	8	inclusive	inclusive	ADJ
fbem-22242	108	9	finance	finance	NOUN
fbem-22242	108	10	in	in	ADP
fbem-22242	108	11	rural	rural	ADJ
fbem-22242	108	12	areas	area	NOUN
fbem-22242	108	13	has	have	AUX
fbem-22242	108	14	met	meet	VERB
fbem-22242	108	15	the	the	DET
fbem-22242	108	16	diversified	diversify	VERB
fbem-22242	108	17	financial	financial	ADJ
fbem-22242	108	18	needs	need	NOUN
fbem-22242	108	19	of	of	ADP
fbem-22242	108	20	rural	rural	ADJ
fbem-22242	108	21	residents	resident	NOUN
fbem-22242	108	22	,	,	PUNCT
fbem-22242	108	23	expanded	expand	VERB
fbem-22242	108	24	the	the	DET
fbem-22242	108	25	income	income	NOUN
fbem-22242	108	26	sources	source	NOUN
fbem-22242	108	27	of	of	ADP
fbem-22242	108	28	rural	rural	ADJ
fbem-22242	108	29	residents	resident	NOUN
fbem-22242	108	30	,	,	PUNCT
fbem-22242	108	31	narrowed	narrow	VERB
fbem-22242	108	32	the	the	DET
fbem-22242	108	33	income	income	NOUN
fbem-22242	108	34	gap	gap	NOUN
fbem-22242	108	35	between	between	ADP
fbem-22242	108	36	urban	urban	ADJ
fbem-22242	108	37	and	and	CCONJ
fbem-22242	108	38	rural	rural	ADJ
fbem-22242	108	39	areas	area	NOUN
fbem-22242	108	40	,	,	PUNCT
fbem-22242	108	41	and	and	CCONJ
fbem-22242	108	42	helped	help	VERB
fbem-22242	108	43	support	support	VERB
fbem-22242	108	44	the	the	DET
fbem-22242	108	45	comprehensive	comprehensive	ADJ
fbem-22242	108	46	promotion	promotion	NOUN
fbem-22242	108	47	of	of	ADP
fbem-22242	108	48	rural	rural	ADJ
fbem-22242	108	49	revitalization	revitalization	NOUN
fbem-22242	108	50	.	.	PUNCT
fbem-22242	109	1	4.5	4.5	NUM
fbem-22242	109	2	.	.	PUNCT
fbem-22242	110	1	policy	policy	NOUN
fbem-22242	110	2	support	support	NOUN
fbem-22242	110	3	to	to	PART
fbem-22242	110	4	promote	promote	VERB
fbem-22242	110	5	the	the	DET
fbem-22242	110	6	coordinated	coordinated	ADJ
fbem-22242	110	7	development	development	NOUN
fbem-22242	110	8	of	of	ADP
fbem-22242	110	9	digital	digital	ADJ
fbem-22242	110	10	inclusive	inclusive	ADJ
fbem-22242	110	11	finance	finance	NOUN
fbem-22242	110	12	and	and	CCONJ
fbem-22242	110	13	the	the	DET
fbem-22242	110	14	real	real	ADJ
fbem-22242	110	15	economy	economy	NOUN
fbem-22242	110	16	national	national	ADJ
fbem-22242	110	17	policies	policy	NOUN
fbem-22242	110	18	give	give	VERB
fbem-22242	110	19	strong	strong	ADJ
fbem-22242	110	20	support	support	NOUN
fbem-22242	110	21	to	to	ADP
fbem-22242	110	22	the	the	DET
fbem-22242	110	23	development	development	NOUN
fbem-22242	110	24	of	of	ADP
fbem-22242	110	25	digital	digital	ADJ
fbem-22242	110	26	inclusive	inclusive	ADJ
fbem-22242	110	27	finance	finance	NOUN
fbem-22242	110	28	.	.	PUNCT
fbem-22242	111	1	for	for	ADP
fbem-22242	111	2	example	example	NOUN
fbem-22242	111	3	,	,	PUNCT
fbem-22242	111	4	the	the	DET
fbem-22242	111	5	implementation	implementation	NOUN
fbem-22242	111	6	opinions	opinion	NOUN
fbem-22242	111	7	on	on	ADP
fbem-22242	111	8	promoting	promote	VERB
fbem-22242	111	9	the	the	DET
fbem-22242	111	10	high	high	ADJ
fbem-22242	111	11	-	-	PUNCT
fbem-22242	111	12	quality	quality	NOUN
fbem-22242	111	13	development	development	NOUN
fbem-22242	111	14	of	of	ADP
fbem-22242	111	15	inclusive	inclusive	ADJ
fbem-22242	111	16	finance	finance	NOUN
fbem-22242	111	17	and	and	CCONJ
fbem-22242	111	18	other	other	ADJ
fbem-22242	111	19	documents	document	NOUN
fbem-22242	111	20	require	require	VERB
fbem-22242	111	21	financial	financial	ADJ
fbem-22242	111	22	institutions	institution	NOUN
fbem-22242	111	23	to	to	PART
fbem-22242	111	24	deepen	deepen	VERB
fbem-22242	111	25	the	the	DET
fbem-22242	111	26	use	use	NOUN
fbem-22242	111	27	of	of	ADP
fbem-22242	111	28	scientific	scientific	ADJ
fbem-22242	111	29	and	and	CCONJ
fbem-22242	111	30	technological	technological	ADJ
fbem-22242	111	31	means	mean	NOUN
fbem-22242	111	32	,	,	PUNCT
fbem-22242	111	33	optimize	optimize	VERB
fbem-22242	111	34	the	the	DET
fbem-22242	111	35	inclusive	inclusive	ADJ
fbem-22242	111	36	finance	finance	PROPN
fbem-22242	111	37	service	service	NOUN
fbem-22242	111	38	model	model	NOUN
fbem-22242	111	39	,	,	PUNCT
fbem-22242	111	40	promote	promote	VERB
fbem-22242	111	41	the	the	DET
fbem-22242	111	42	development	development	NOUN
fbem-22242	111	43	of	of	ADP
fbem-22242	111	44	digital	digital	ADJ
fbem-22242	111	45	inclusive	inclusive	ADJ
fbem-22242	111	46	finance	finance	NOUN
fbem-22242	111	47	in	in	ADP
fbem-22242	111	48	an	an	DET
fbem-22242	111	49	orderly	orderly	ADJ
fbem-22242	111	50	manner	manner	NOUN
fbem-22242	111	51	,	,	PUNCT
fbem-22242	111	52	and	and	CCONJ
fbem-22242	111	53	improve	improve	VERB
fbem-22242	111	54	the	the	DET
fbem-22242	111	55	availability	availability	NOUN
fbem-22242	111	56	and	and	CCONJ
fbem-22242	111	57	quality	quality	NOUN
fbem-22242	111	58	of	of	ADP
fbem-22242	111	59	financial	financial	ADJ
fbem-22242	111	60	services	service	NOUN
fbem-22242	111	61	for	for	ADP
fbem-22242	111	62	small	small	ADJ
fbem-22242	111	63	and	and	CCONJ
fbem-22242	111	64	micro	micro	ADJ
fbem-22242	111	65	enterprises	enterprise	NOUN
fbem-22242	111	66	,	,	PUNCT
fbem-22242	111	67	individual	individual	ADJ
fbem-22242	111	68	industrial	industrial	ADJ
fbem-22242	111	69	and	and	CCONJ
fbem-22242	111	70	commercial	commercial	ADJ
fbem-22242	111	71	businesses	business	NOUN
fbem-22242	111	72	,	,	PUNCT
fbem-22242	111	73	and	and	CCONJ
fbem-22242	111	74	agriculture	agriculture	NOUN
fbem-22242	111	75	-	-	PUNCT
fbem-22242	111	76	related	relate	VERB
fbem-22242	111	77	entities	entity	NOUN
fbem-22242	111	78	.	.	PUNCT
fbem-22242	112	1	these	these	DET
fbem-22242	112	2	policies	policy	NOUN
fbem-22242	112	3	provide	provide	VERB
fbem-22242	112	4	a	a	DET
fbem-22242	112	5	strong	strong	ADJ
fbem-22242	112	6	guarantee	guarantee	NOUN
fbem-22242	112	7	for	for	ADP
fbem-22242	112	8	the	the	DET
fbem-22242	112	9	coordinated	coordinated	ADJ
fbem-22242	112	10	development	development	NOUN
fbem-22242	112	11	of	of	ADP
fbem-22242	112	12	digital	digital	ADJ
fbem-22242	112	13	inclusive	inclusive	ADJ
fbem-22242	112	14	finance	finance	NOUN
fbem-22242	112	15	and	and	CCONJ
fbem-22242	112	16	the	the	DET
fbem-22242	112	17	real	real	ADJ
fbem-22242	112	18	economy	economy	NOUN
fbem-22242	112	19	.	.	PUNCT
fbem-22242	113	1	to	to	PART
fbem-22242	113	2	sum	sum	VERB
fbem-22242	113	3	up	up	ADP
fbem-22242	113	4	,	,	PUNCT
fbem-22242	113	5	the	the	DET
fbem-22242	113	6	coordinated	coordinated	ADJ
fbem-22242	113	7	development	development	NOUN
fbem-22242	113	8	of	of	ADP
fbem-22242	113	9	china	china	PROPN
fbem-22242	113	10	's	's	PART
fbem-22242	113	11	digital	digital	ADJ
fbem-22242	113	12	inclusive	inclusive	ADJ
fbem-22242	113	13	finance	finance	NOUN
fbem-22242	113	14	and	and	CCONJ
fbem-22242	113	15	the	the	DET
fbem-22242	113	16	real	real	ADJ
fbem-22242	113	17	economy	economy	NOUN
fbem-22242	113	18	is	be	AUX
fbem-22242	113	19	reflected	reflect	VERB
fbem-22242	113	20	in	in	ADP
fbem-22242	113	21	many	many	ADJ
fbem-22242	113	22	aspects	aspect	NOUN
fbem-22242	113	23	,	,	PUNCT
fbem-22242	113	24	such	such	ADJ
fbem-22242	113	25	as	as	ADP
fbem-22242	113	26	lowering	lower	VERB
fbem-22242	113	27	the	the	DET
fbem-22242	113	28	threshold	threshold	NOUN
fbem-22242	113	29	of	of	ADP
fbem-22242	113	30	financial	financial	ADJ
fbem-22242	113	31	services	service	NOUN
fbem-22242	113	32	,	,	PUNCT
fbem-22242	113	33	improving	improve	VERB
fbem-22242	113	34	the	the	DET
fbem-22242	113	35	efficiency	efficiency	NOUN
fbem-22242	113	36	of	of	ADP
fbem-22242	113	37	financial	financial	ADJ
fbem-22242	113	38	services	service	NOUN
fbem-22242	113	39	,	,	PUNCT
fbem-22242	113	40	broadening	broaden	VERB
fbem-22242	113	41	financing	financing	NOUN
fbem-22242	113	42	channels	channel	NOUN
fbem-22242	113	43	,	,	PUNCT
fbem-22242	113	44	serving	serve	VERB
fbem-22242	113	45	rural	rural	ADJ
fbem-22242	113	46	revitalization	revitalization	NOUN
fbem-22242	113	47	and	and	CCONJ
fbem-22242	113	48	providing	provide	VERB
fbem-22242	113	49	policy	policy	NOUN
fbem-22242	113	50	support	support	NOUN
fbem-22242	113	51	.	.	PUNCT
fbem-22242	114	1	in	in	ADP
fbem-22242	114	2	the	the	DET
fbem-22242	114	3	future	future	NOUN
fbem-22242	114	4	,	,	PUNCT
fbem-22242	114	5	with	with	SCONJ
fbem-22242	114	6	the	the	DET
fbem-22242	114	7	continuous	continuous	ADJ
fbem-22242	114	8	development	development	NOUN
fbem-22242	114	9	of	of	ADP
fbem-22242	114	10	digital	digital	ADJ
fbem-22242	114	11	technology	technology	NOUN
fbem-22242	114	12	and	and	CCONJ
fbem-22242	114	13	the	the	DET
fbem-22242	114	14	continuous	continuous	ADJ
fbem-22242	114	15	promotion	promotion	NOUN
fbem-22242	114	16	of	of	ADP
fbem-22242	114	17	policies	policy	NOUN
fbem-22242	114	18	,	,	PUNCT
fbem-22242	114	19	the	the	DET
fbem-22242	114	20	coordinated	coordinated	ADJ
fbem-22242	114	21	development	development	NOUN
fbem-22242	114	22	of	of	ADP
fbem-22242	114	23	digital	digital	ADJ
fbem-22242	114	24	inclusive	inclusive	ADJ
fbem-22242	114	25	finance	finance	NOUN
fbem-22242	114	26	and	and	CCONJ
fbem-22242	114	27	the	the	DET
fbem-22242	114	28	real	real	ADJ
fbem-22242	114	29	economy	economy	NOUN
fbem-22242	114	30	will	will	AUX
fbem-22242	114	31	be	be	AUX
fbem-22242	114	32	further	far	ADV
fbem-22242	114	33	strengthened	strengthen	VERB
fbem-22242	114	34	,	,	PUNCT
fbem-22242	114	35	injecting	inject	VERB
fbem-22242	114	36	new	new	ADJ
fbem-22242	114	37	impetus	impetus	NOUN
fbem-22242	114	38	into	into	ADP
fbem-22242	114	39	the	the	DET
fbem-22242	114	40	high	high	ADJ
fbem-22242	114	41	-	-	PUNCT
fbem-22242	114	42	quality	quality	NOUN
fbem-22242	114	43	development	development	NOUN
fbem-22242	114	44	of	of	ADP
fbem-22242	114	45	china	china	PROPN
fbem-22242	114	46	's	's	PART
fbem-22242	114	47	economy	economy	NOUN
fbem-22242	114	48	.	.	PUNCT
fbem-22242	115	1	references	reference	NOUN
fbem-22242	115	2	[	[	X
fbem-22242	115	3	1	1	X
fbem-22242	115	4	]	]	X
fbem-22242	115	5	lei	lei	X
fbem-22242	115	6	x	x	PROPN
fbem-22242	115	7	,	,	PUNCT
fbem-22242	115	8	chen	chen	PROPN
fbem-22242	115	9	x	x	PROPN
fbem-22242	115	10	,	,	PUNCT
fbem-22242	115	11	xu	xu	PROPN
fbem-22242	115	12	l	l	PROPN
fbem-22242	115	13	,	,	PUNCT
fbem-22242	115	14	et	et	PROPN
fbem-22242	115	15	al	al	PROPN
fbem-22242	115	16	.	.	PUNCT
fbem-22242	115	17	carbon	carbon	NOUN
fbem-22242	115	18	reduction	reduction	NOUN
fbem-22242	115	19	effects	effect	NOUN
fbem-22242	115	20	of	of	ADP
fbem-22242	115	21	digital	digital	ADJ
fbem-22242	115	22	financial	financial	ADJ
fbem-22242	115	23	inclusion	inclusion	NOUN
fbem-22242	115	24	:	:	PUNCT
fbem-22242	115	25	evidence	evidence	NOUN
fbem-22242	115	26	from	from	ADP
fbem-22242	115	27	the	the	DET
fbem-22242	115	28	county	county	NOUN
fbem-22242	115	29	-	-	PUNCT
fbem-22242	115	30	scale	scale	NOUN
fbem-22242	115	31	in	in	ADP
fbem-22242	115	32	china	china	PROPN
fbem-22242	116	1	[	[	X
fbem-22242	116	2	j	j	X
fbem-22242	116	3	]	]	X
fbem-22242	116	4	.	.	PUNCT
fbem-22242	117	1	journal	journal	PROPN
fbem-22242	117	2	of	of	ADP
fbem-22242	117	3	cleaner	clean	ADJ
fbem-22242	117	4	production	production	NOUN
fbem-22242	117	5	,	,	PUNCT
fbem-22242	117	6	2024	2024	NUM
fbem-22242	117	7	,	,	PUNCT
fbem-22242	117	8	451142098-	451142098-	NOUN
fbem-22242	117	9	.	.	PUNCT
fbem-22242	118	1	[	[	X
fbem-22242	118	2	2	2	NUM
fbem-22242	118	3	]	]	X
fbem-22242	118	4	guo	guo	PROPN
fbem-22242	118	5	d	d	PROPN
fbem-22242	118	6	,	,	PUNCT
fbem-22242	118	7	li	li	PROPN
fbem-22242	118	8	l	l	PROPN
fbem-22242	118	9	,	,	PUNCT
fbem-22242	118	10	pang	pang	NOUN
fbem-22242	118	11	g.	g.	PROPN
fbem-22242	119	1	how	how	SCONJ
fbem-22242	119	2	does	do	AUX
fbem-22242	119	3	digital	digital	ADJ
fbem-22242	119	4	inclusive	inclusive	ADJ
fbem-22242	119	5	finance	finance	NOUN
fbem-22242	119	6	affect	affect	VERB
fbem-22242	119	7	county	county	NOUN
fbem-22242	119	8	's	's	PART
fbem-22242	119	9	common	common	ADJ
fbem-22242	119	10	prosperity	prosperity	NOUN
fbem-22242	119	11	:	:	PUNCT
fbem-22242	119	12	theoretical	theoretical	ADJ
fbem-22242	119	13	and	and	CCONJ
fbem-22242	119	14	empirical	empirical	ADJ
fbem-22242	119	15	evidence	evidence	NOUN
fbem-22242	119	16	from	from	ADP
fbem-22242	119	17	china	china	PROPN
fbem-22242	120	1	[	[	X
fbem-22242	120	2	j	j	X
fbem-22242	120	3	]	]	X
fbem-22242	120	4	.	.	PUNCT
fbem-22242	121	1	economic	economic	ADJ
fbem-22242	121	2	analysis	analysis	NOUN
fbem-22242	121	3	and	and	CCONJ
fbem-22242	121	4	policy	policy	NOUN
fbem-22242	121	5	,	,	PUNCT
fbem-22242	121	6	2024	2024	NUM
fbem-22242	121	7	,	,	PUNCT
fbem-22242	121	8	82340	82340	NUM
fbem-22242	121	9	-	-	SYM
fbem-22242	121	10	358	358	NUM
fbem-22242	121	11	.	.	PUNCT
fbem-22242	122	1	[	[	X
fbem-22242	122	2	3	3	X
fbem-22242	122	3	]	]	X
fbem-22242	122	4	liu	liu	PROPN
fbem-22242	122	5	j	j	PROPN
fbem-22242	122	6	,	,	PUNCT
fbem-22242	122	7	yao	yao	PROPN
fbem-22242	122	8	y.	y.	PROPN
fbem-22242	122	9	digital	digital	PROPN
fbem-22242	122	10	financial	financial	ADJ
fbem-22242	122	11	inclusion	inclusion	NOUN
fbem-22242	122	12	and	and	CCONJ
fbem-22242	122	13	upgrading	upgrading	NOUN
fbem-22242	122	14	of	of	ADP
fbem-22242	122	15	consumption	consumption	NOUN
fbem-22242	122	16	structure	structure	NOUN
fbem-22242	122	17	:	:	PUNCT
fbem-22242	122	18	evidence	evidence	NOUN
fbem-22242	122	19	from	from	ADP
fbem-22242	122	20	rural	rural	ADJ
fbem-22242	122	21	china	china	PROPN
fbem-22242	123	1	[	[	X
fbem-22242	123	2	j	j	X
fbem-22242	123	3	]	]	X
fbem-22242	123	4	.	.	PUNCT
fbem-22242	123	5	heliyon	heliyon	NOUN
fbem-22242	123	6	,	,	PUNCT
fbem-22242	123	7	2024	2024	NUM
fbem-22242	123	8	,	,	PUNCT
fbem-22242	123	9	10(7):e28659-	10(7):e28659-	NUM
fbem-22242	123	10	.	.	PUNCT
fbem-22242	124	1	[	[	X
fbem-22242	124	2	4	4	NUM
fbem-22242	124	3	]	]	PUNCT
fbem-22242	124	4	jiao	jiao	PROPN
fbem-22242	124	5	y	y	PROPN
fbem-22242	124	6	,	,	PUNCT
fbem-22242	124	7	wang	wang	PROPN
fbem-22242	124	8	g	g	PROPN
fbem-22242	124	9	,	,	PUNCT
fbem-22242	124	10	li	li	PROPN
fbem-22242	124	11	c	c	PROPN
fbem-22242	124	12	,	,	PUNCT
fbem-22242	124	13	et	et	PROPN
fbem-22242	125	1	al	al	PROPN
fbem-22242	125	2	.	.	PUNCT
fbem-22242	126	1	digital	digital	PROPN
fbem-22242	126	2	inclusive	inclusive	ADJ
fbem-22242	126	3	finance	finance	NOUN
fbem-22242	126	4	,	,	PUNCT
fbem-22242	126	5	factor	factor	NOUN
fbem-22242	126	6	flow	flow	NOUN
fbem-22242	126	7	and	and	CCONJ
fbem-22242	126	8	industrial	industrial	ADJ
fbem-22242	126	9	structure	structure	NOUN
fbem-22242	126	10	upgrading	upgrading	NOUN
fbem-22242	126	11	:	:	PUNCT
fbem-22242	126	12	evidence	evidence	NOUN
fbem-22242	126	13	from	from	ADP
fbem-22242	126	14	the	the	DET
fbem-22242	126	15	yellow	yellow	PROPN
fbem-22242	126	16	river	river	NOUN
fbem-22242	126	17	basin	basin	NOUN
fbem-22242	127	1	[	[	X
fbem-22242	127	2	j	j	X
fbem-22242	127	3	]	]	X
fbem-22242	127	4	.	.	PUNCT
fbem-22242	128	1	finance	finance	NOUN
fbem-22242	128	2	research	research	NOUN
fbem-22242	128	3	letters	letter	NOUN
fbem-22242	128	4	,	,	PUNCT
fbem-22242	128	5	2024	2024	NUM
fbem-22242	128	6	,	,	PUNCT
fbem-22242	128	7	62(pa):105141-	62(pa):105141-	NUM
fbem-22242	128	8	.	.	PUNCT