id	sid	tid	token	lemma	pos
fbem-2249	1	1	frontiers	frontier	NOUN
fbem-2249	1	2	in	in	ADP
fbem-2249	1	3	business	business	NOUN
fbem-2249	1	4	,	,	PUNCT
fbem-2249	1	5	economics	economic	NOUN
fbem-2249	1	6	and	and	CCONJ
fbem-2249	1	7	management	management	NOUN
fbem-2249	1	8	issn	issn	PROPN
fbem-2249	1	9	:	:	PUNCT
fbem-2249	1	10	2766	2766	NUM
fbem-2249	1	11	-	-	PUNCT
fbem-2249	1	12	824x	824x	NUM
fbem-2249	1	13	|	|	ADJ
fbem-2249	1	14	vol	vol	NOUN
fbem-2249	1	15	.	.	PROPN
fbem-2249	2	1	6	6	NUM
fbem-2249	2	2	,	,	PUNCT
fbem-2249	2	3	no	no	INTJ
fbem-2249	2	4	.	.	NOUN
fbem-2249	2	5	1	1	NUM
fbem-2249	2	6	,	,	PUNCT
fbem-2249	2	7	2022	2022	NUM
fbem-2249	2	8	4	4	NUM
fbem-2249	2	9	the	the	DET
fbem-2249	2	10	impact	impact	NOUN
fbem-2249	2	11	of	of	ADP
fbem-2249	2	12	payment	payment	NOUN
fbem-2249	2	13	innovation	innovation	NOUN
fbem-2249	2	14	on	on	ADP
fbem-2249	2	15	narrowing	narrow	VERB
fbem-2249	2	16	the	the	DET
fbem-2249	2	17	urban‐rural	urban‐rural	ADJ
fbem-2249	2	18	gap	gap	NOUN
fbem-2249	2	19	mingjuan	mingjuan	PROPN
fbem-2249	2	20	wang	wang	PROPN
fbem-2249	2	21	school	school	PROPN
fbem-2249	2	22	of	of	ADP
fbem-2249	2	23	business	business	NOUN
fbem-2249	2	24	,	,	PUNCT
fbem-2249	2	25	university	university	NOUN
fbem-2249	2	26	of	of	ADP
fbem-2249	2	27	shanghai	shanghai	PROPN
fbem-2249	2	28	for	for	ADP
fbem-2249	2	29	science	science	PROPN
fbem-2249	2	30	&	&	CCONJ
fbem-2249	2	31	technology	technology	PROPN
fbem-2249	2	32	,	,	PUNCT
fbem-2249	2	33	shanghai	shanghai	PROPN
fbem-2249	2	34	200093	200093	NUM
fbem-2249	2	35	,	,	PUNCT
fbem-2249	2	36	china	china	PROPN
fbem-2249	2	37	abstract	abstract	NOUN
fbem-2249	2	38	:	:	PUNCT
fbem-2249	2	39	with	with	ADP
fbem-2249	2	40	the	the	DET
fbem-2249	2	41	rapid	rapid	ADJ
fbem-2249	2	42	development	development	NOUN
fbem-2249	2	43	of	of	ADP
fbem-2249	2	44	fintech	fintech	NOUN
fbem-2249	2	45	,	,	PUNCT
fbem-2249	2	46	mobile	mobile	ADJ
fbem-2249	2	47	payments	payment	NOUN
fbem-2249	2	48	is	be	AUX
fbem-2249	2	49	rapidly	rapidly	ADV
fbem-2249	2	50	being	be	AUX
fbem-2249	2	51	widely	widely	ADV
fbem-2249	2	52	used	use	VERB
fbem-2249	2	53	in	in	ADP
fbem-2249	2	54	china	china	PROPN
fbem-2249	2	55	.	.	PUNCT
fbem-2249	3	1	as	as	ADP
fbem-2249	3	2	a	a	DET
fbem-2249	3	3	financial	financial	ADJ
fbem-2249	3	4	and	and	CCONJ
fbem-2249	3	5	economic	economic	ADJ
fbem-2249	3	6	connection	connection	NOUN
fbem-2249	3	7	point	point	NOUN
fbem-2249	3	8	,	,	PUNCT
fbem-2249	3	9	vigorously	vigorously	ADV
fbem-2249	3	10	developing	develop	VERB
fbem-2249	3	11	the	the	DET
fbem-2249	3	12	payment	payment	NOUN
fbem-2249	3	13	system	system	NOUN
fbem-2249	3	14	is	be	AUX
fbem-2249	3	15	the	the	DET
fbem-2249	3	16	inevitable	inevitable	ADJ
fbem-2249	3	17	choice	choice	NOUN
fbem-2249	3	18	to	to	PART
fbem-2249	3	19	narrow	narrow	VERB
fbem-2249	3	20	the	the	DET
fbem-2249	3	21	gap	gap	NOUN
fbem-2249	3	22	between	between	ADP
fbem-2249	3	23	urban	urban	ADJ
fbem-2249	3	24	and	and	CCONJ
fbem-2249	3	25	rural	rural	ADJ
fbem-2249	3	26	areas	area	NOUN
fbem-2249	3	27	.	.	PUNCT
fbem-2249	4	1	based	base	VERB
fbem-2249	4	2	on	on	ADP
fbem-2249	4	3	this	this	PRON
fbem-2249	4	4	,	,	PUNCT
fbem-2249	4	5	this	this	DET
fbem-2249	4	6	study	study	NOUN
fbem-2249	4	7	attempts	attempt	VERB
fbem-2249	4	8	to	to	PART
fbem-2249	4	9	establish	establish	VERB
fbem-2249	4	10	a	a	DET
fbem-2249	4	11	random	random	ADJ
fbem-2249	4	12	effect	effect	NOUN
fbem-2249	4	13	model	model	NOUN
fbem-2249	4	14	in	in	ADP
fbem-2249	4	15	panel	panel	NOUN
fbem-2249	4	16	regression	regression	NOUN
fbem-2249	4	17	to	to	PART
fbem-2249	4	18	analyse	analyse	VERB
fbem-2249	4	19	the	the	DET
fbem-2249	4	20	impact	impact	NOUN
fbem-2249	4	21	of	of	ADP
fbem-2249	4	22	the	the	DET
fbem-2249	4	23	development	development	NOUN
fbem-2249	4	24	of	of	ADP
fbem-2249	4	25	third	third	ADJ
fbem-2249	4	26	-	-	PUNCT
fbem-2249	4	27	party	party	NOUN
fbem-2249	4	28	payment	payment	NOUN
fbem-2249	4	29	on	on	ADP
fbem-2249	4	30	the	the	DET
fbem-2249	4	31	urban	urban	ADJ
fbem-2249	4	32	-	-	PUNCT
fbem-2249	4	33	rural	rural	ADJ
fbem-2249	4	34	income	income	NOUN
fbem-2249	4	35	gap	gap	NOUN
fbem-2249	4	36	of	of	ADP
fbem-2249	4	37	31	31	NUM
fbem-2249	4	38	provinces	province	NOUN
fbem-2249	4	39	and	and	CCONJ
fbem-2249	4	40	municipalities	municipality	NOUN
fbem-2249	4	41	from	from	ADP
fbem-2249	4	42	2013	2013	NUM
fbem-2249	4	43	to	to	ADP
fbem-2249	4	44	2020	2020	NUM
fbem-2249	4	45	in	in	ADP
fbem-2249	4	46	china	china	PROPN
fbem-2249	4	47	.	.	PUNCT
fbem-2249	5	1	the	the	DET
fbem-2249	5	2	results	result	NOUN
fbem-2249	5	3	show	show	VERB
fbem-2249	5	4	that	that	SCONJ
fbem-2249	5	5	the	the	DET
fbem-2249	5	6	growth	growth	NOUN
fbem-2249	5	7	of	of	ADP
fbem-2249	5	8	third	third	ADJ
fbem-2249	5	9	-	-	PUNCT
fbem-2249	5	10	party	party	NOUN
fbem-2249	5	11	payment	payment	NOUN
fbem-2249	5	12	scale	scale	NOUN
fbem-2249	5	13	has	have	VERB
fbem-2249	5	14	a	a	DET
fbem-2249	5	15	positive	positive	ADJ
fbem-2249	5	16	effect	effect	NOUN
fbem-2249	5	17	on	on	ADP
fbem-2249	5	18	narrowing	narrow	VERB
fbem-2249	5	19	the	the	DET
fbem-2249	5	20	urban	urban	ADJ
fbem-2249	5	21	-	-	PUNCT
fbem-2249	5	22	rural	rural	ADJ
fbem-2249	5	23	income	income	NOUN
fbem-2249	5	24	gap	gap	NOUN
fbem-2249	5	25	.	.	PUNCT
fbem-2249	6	1	therefore	therefore	ADV
fbem-2249	6	2	,	,	PUNCT
fbem-2249	6	3	this	this	DET
fbem-2249	6	4	paper	paper	NOUN
fbem-2249	6	5	suggests	suggest	VERB
fbem-2249	6	6	that	that	SCONJ
fbem-2249	6	7	increasing	increase	VERB
fbem-2249	6	8	the	the	DET
fbem-2249	6	9	construction	construction	NOUN
fbem-2249	6	10	of	of	ADP
fbem-2249	6	11	rural	rural	ADJ
fbem-2249	6	12	mobile	mobile	ADJ
fbem-2249	6	13	payment	payment	NOUN
fbem-2249	6	14	is	be	AUX
fbem-2249	6	15	of	of	ADP
fbem-2249	6	16	great	great	ADJ
fbem-2249	6	17	significance	significance	NOUN
fbem-2249	6	18	to	to	PART
fbem-2249	6	19	improve	improve	VERB
fbem-2249	6	20	farmers	farmer	NOUN
fbem-2249	6	21	’	'	PUNCT
fbem-2249	6	22	income	income	NOUN
fbem-2249	6	23	.	.	PUNCT
fbem-2249	7	1	and	and	CCONJ
fbem-2249	7	2	finally	finally	ADV
fbem-2249	7	3	puts	put	VERB
fbem-2249	7	4	forward	forward	ADV
fbem-2249	7	5	the	the	DET
fbem-2249	7	6	specific	specific	ADJ
fbem-2249	7	7	path	path	NOUN
fbem-2249	7	8	of	of	ADP
fbem-2249	7	9	mobile	mobile	ADJ
fbem-2249	7	10	payment	payment	NOUN
fbem-2249	7	11	construction	construction	NOUN
fbem-2249	7	12	.	.	PUNCT
fbem-2249	8	1	keywords	keyword	NOUN
fbem-2249	8	2	:	:	PUNCT
fbem-2249	8	3	urban	urban	ADJ
fbem-2249	8	4	-	-	PUNCT
fbem-2249	8	5	rural	rural	ADJ
fbem-2249	8	6	income	income	NOUN
fbem-2249	8	7	gap	gap	NOUN
fbem-2249	8	8	,	,	PUNCT
fbem-2249	8	9	third	third	ADJ
fbem-2249	8	10	-	-	PUNCT
fbem-2249	8	11	party	party	NOUN
fbem-2249	8	12	payment	payment	NOUN
fbem-2249	8	13	,	,	PUNCT
fbem-2249	8	14	random	random	ADJ
fbem-2249	8	15	effects	effect	NOUN
fbem-2249	8	16	model	model	NOUN
fbem-2249	8	17	,	,	PUNCT
fbem-2249	8	18	mobile	mobile	ADJ
fbem-2249	8	19	payment	payment	NOUN
fbem-2249	8	20	construction	construction	NOUN
fbem-2249	8	21	.	.	PUNCT
fbem-2249	9	1	1	1	X
fbem-2249	9	2	.	.	X
fbem-2249	9	3	introduction	introduction	NOUN
fbem-2249	9	4	for	for	ADP
fbem-2249	9	5	many	many	ADJ
fbem-2249	9	6	years	year	NOUN
fbem-2249	9	7	,	,	PUNCT
fbem-2249	9	8	the	the	DET
fbem-2249	9	9	urban	urban	ADJ
fbem-2249	9	10	-	-	PUNCT
fbem-2249	9	11	rural	rural	ADJ
fbem-2249	9	12	income	income	NOUN
fbem-2249	9	13	gap	gap	NOUN
fbem-2249	9	14	in	in	ADP
fbem-2249	9	15	china	china	PROPN
fbem-2249	9	16	has	have	AUX
fbem-2249	9	17	been	be	AUX
fbem-2249	9	18	in	in	ADP
fbem-2249	9	19	dire	dire	ADJ
fbem-2249	9	20	need	need	NOUN
fbem-2249	9	21	of	of	ADP
fbem-2249	9	22	resolution	resolution	NOUN
fbem-2249	9	23	.	.	PUNCT
fbem-2249	10	1	globally	globally	ADV
fbem-2249	10	2	,	,	PUNCT
fbem-2249	10	3	china	china	PROPN
fbem-2249	10	4	,	,	PUNCT
fbem-2249	10	5	as	as	ADP
fbem-2249	10	6	one	one	NUM
fbem-2249	10	7	of	of	ADP
fbem-2249	10	8	the	the	DET
fbem-2249	10	9	few	few	ADJ
fbem-2249	10	10	countries	country	NOUN
fbem-2249	10	11	in	in	ADP
fbem-2249	10	12	the	the	DET
fbem-2249	10	13	world	world	NOUN
fbem-2249	10	14	with	with	ADP
fbem-2249	10	15	a	a	DET
fbem-2249	10	16	gini	gini	PROPN
fbem-2249	10	17	coefficient	coefficient	NOUN
fbem-2249	10	18	over	over	ADP
fbem-2249	10	19	0.5	0.5	NUM
fbem-2249	10	20	,	,	PUNCT
fbem-2249	10	21	has	have	AUX
fbem-2249	10	22	become	become	VERB
fbem-2249	10	23	one	one	NUM
fbem-2249	10	24	of	of	ADP
fbem-2249	10	25	the	the	DET
fbem-2249	10	26	countries	country	NOUN
fbem-2249	10	27	with	with	ADP
fbem-2249	10	28	a	a	DET
fbem-2249	10	29	high	high	ADJ
fbem-2249	10	30	degree	degree	NOUN
fbem-2249	10	31	of	of	ADP
fbem-2249	10	32	income	income	NOUN
fbem-2249	10	33	disparity	disparity	NOUN
fbem-2249	10	34	inequality	inequality	NOUN
fbem-2249	10	35	.	.	PUNCT
fbem-2249	11	1	and	and	CCONJ
fbem-2249	11	2	helping	help	VERB
fbem-2249	11	3	farmers	farmer	NOUN
fbem-2249	11	4	to	to	PART
fbem-2249	11	5	increase	increase	VERB
fbem-2249	11	6	their	their	PRON
fbem-2249	11	7	income	income	NOUN
fbem-2249	11	8	,	,	PUNCT
fbem-2249	11	9	as	as	ADP
fbem-2249	11	10	a	a	DET
fbem-2249	11	11	key	key	ADJ
fbem-2249	11	12	point	point	NOUN
fbem-2249	11	13	to	to	PART
fbem-2249	11	14	narrow	narrow	VERB
fbem-2249	11	15	the	the	DET
fbem-2249	11	16	urban	urban	ADJ
fbem-2249	11	17	-	-	PUNCT
fbem-2249	11	18	rural	rural	ADJ
fbem-2249	11	19	gap	gap	NOUN
fbem-2249	11	20	,	,	PUNCT
fbem-2249	11	21	directly	directly	ADV
fbem-2249	11	22	determines	determine	VERB
fbem-2249	11	23	the	the	DET
fbem-2249	11	24	future	future	ADJ
fbem-2249	11	25	development	development	NOUN
fbem-2249	11	26	trend	trend	NOUN
fbem-2249	11	27	of	of	ADP
fbem-2249	11	28	the	the	DET
fbem-2249	11	29	urban	urban	ADJ
fbem-2249	11	30	-	-	PUNCT
fbem-2249	11	31	rural	rural	ADJ
fbem-2249	11	32	gap	gap	NOUN
fbem-2249	11	33	.	.	PUNCT
fbem-2249	12	1	in	in	ADP
fbem-2249	12	2	recent	recent	ADJ
fbem-2249	12	3	years	year	NOUN
fbem-2249	12	4	,	,	PUNCT
fbem-2249	12	5	as	as	SCONJ
fbem-2249	12	6	china	china	PROPN
fbem-2249	12	7	's	's	PART
fbem-2249	12	8	mobile	mobile	ADJ
fbem-2249	12	9	payment	payment	NOUN
fbem-2249	12	10	project	project	NOUN
fbem-2249	12	11	continues	continue	VERB
fbem-2249	12	12	to	to	PART
fbem-2249	12	13	sink	sink	VERB
fbem-2249	12	14	into	into	ADP
fbem-2249	12	15	rural	rural	ADJ
fbem-2249	12	16	areas	area	NOUN
fbem-2249	12	17	,	,	PUNCT
fbem-2249	12	18	the	the	DET
fbem-2249	12	19	payment	payment	NOUN
fbem-2249	12	20	environment	environment	NOUN
fbem-2249	12	21	for	for	ADP
fbem-2249	12	22	farmers	farmer	NOUN
fbem-2249	12	23	has	have	AUX
fbem-2249	12	24	been	be	AUX
fbem-2249	12	25	greatly	greatly	ADV
fbem-2249	12	26	enhanced	enhance	VERB
fbem-2249	12	27	,	,	PUNCT
fbem-2249	12	28	and	and	CCONJ
fbem-2249	12	29	non	non	ADJ
fbem-2249	12	30	-	-	ADJ
fbem-2249	12	31	cash	cash	ADJ
fbem-2249	12	32	payments	payment	NOUN
fbem-2249	12	33	have	have	AUX
fbem-2249	12	34	become	become	VERB
fbem-2249	12	35	the	the	DET
fbem-2249	12	36	payment	payment	NOUN
fbem-2249	12	37	choice	choice	NOUN
fbem-2249	12	38	for	for	ADP
fbem-2249	12	39	more	more	ADJ
fbem-2249	12	40	and	and	CCONJ
fbem-2249	12	41	more	more	ADJ
fbem-2249	12	42	farmers	farmer	NOUN
fbem-2249	12	43	.	.	PUNCT
fbem-2249	13	1	the	the	DET
fbem-2249	13	2	third	third	ADJ
fbem-2249	13	3	-	-	PUNCT
fbem-2249	13	4	party	party	NOUN
fbem-2249	13	5	payments	payment	NOUN
fbem-2249	13	6	innovation	innovation	NOUN
fbem-2249	13	7	aims	aim	VERB
fbem-2249	13	8	to	to	PART
fbem-2249	13	9	serve	serve	VERB
fbem-2249	13	10	"	"	PUNCT
fbem-2249	13	11	agriculture	agriculture	NOUN
fbem-2249	13	12	,	,	PUNCT
fbem-2249	13	13	rural	rural	ADJ
fbem-2249	13	14	areas	area	NOUN
fbem-2249	13	15	and	and	CCONJ
fbem-2249	13	16	farmers	farmer	NOUN
fbem-2249	13	17	"	"	PUNCT
fbem-2249	13	18	.	.	PUNCT
fbem-2249	14	1	it	it	PRON
fbem-2249	14	2	refers	refer	VERB
fbem-2249	14	3	to	to	ADP
fbem-2249	14	4	an	an	DET
fbem-2249	14	5	independent	independent	ADJ
fbem-2249	14	6	institution	institution	NOUN
fbem-2249	14	7	independent	independent	ADJ
fbem-2249	14	8	of	of	ADP
fbem-2249	14	9	merchants	merchant	NOUN
fbem-2249	14	10	and	and	CCONJ
fbem-2249	14	11	banks	bank	NOUN
fbem-2249	14	12	,	,	PUNCT
fbem-2249	14	13	which	which	PRON
fbem-2249	14	14	can	can	AUX
fbem-2249	14	15	provide	provide	VERB
fbem-2249	14	16	transaction	transaction	NOUN
fbem-2249	14	17	payment	payment	NOUN
fbem-2249	14	18	platforms	platform	NOUN
fbem-2249	14	19	for	for	ADP
fbem-2249	14	20	merchants	merchant	NOUN
fbem-2249	14	21	and	and	CCONJ
fbem-2249	14	22	consumers	consumer	NOUN
fbem-2249	14	23	,	,	PUNCT
fbem-2249	14	24	such	such	ADJ
fbem-2249	14	25	as	as	ADP
fbem-2249	14	26	alipay	alipay	PROPN
fbem-2249	14	27	,	,	PUNCT
fbem-2249	14	28	wechat	wechat	NOUN
fbem-2249	14	29	pay	pay	NOUN
fbem-2249	14	30	,	,	PUNCT
fbem-2249	14	31	flash	flash	NOUN
fbem-2249	14	32	payment	payment	NOUN
fbem-2249	14	33	,	,	PUNCT
fbem-2249	14	34	baidu	baidu	NOUN
fbem-2249	14	35	wallet	wallet	NOUN
fbem-2249	14	36	,	,	PUNCT
fbem-2249	14	37	etc	etc	X
fbem-2249	14	38	.	.	X
fbem-2249	14	39	according	accord	VERB
fbem-2249	14	40	to	to	ADP
fbem-2249	14	41	econet	econet	NOUN
fbem-2249	14	42	data	datum	NOUN
fbem-2249	14	43	2021	2021	NUM
fbem-2249	14	44	statistics	statistic	NOUN
fbem-2249	14	45	,	,	PUNCT
fbem-2249	14	46	as	as	ADP
fbem-2249	14	47	of	of	ADP
fbem-2249	14	48	december	december	PROPN
fbem-2249	14	49	31	31	NUM
fbem-2249	14	50	,	,	PUNCT
fbem-2249	14	51	2021	2021	NUM
fbem-2249	14	52	,	,	PUNCT
fbem-2249	14	53	china	china	PROPN
fbem-2249	14	54	's	's	PART
fbem-2249	14	55	third	third	ADJ
fbem-2249	14	56	-	-	PUNCT
fbem-2249	14	57	party	party	NOUN
fbem-2249	14	58	integrated	integrate	VERB
fbem-2249	14	59	payment	payment	NOUN
fbem-2249	14	60	scale	scale	NOUN
fbem-2249	14	61	has	have	AUX
fbem-2249	14	62	exceeded	exceed	VERB
fbem-2249	14	63	350	350	NUM
fbem-2249	14	64	trillion	trillion	NUM
fbem-2249	14	65	yuan	yuan	NOUN
fbem-2249	14	66	,	,	PUNCT
fbem-2249	14	67	and	and	CCONJ
fbem-2249	14	68	the	the	DET
fbem-2249	14	69	number	number	NOUN
fbem-2249	14	70	of	of	ADP
fbem-2249	14	71	people	people	NOUN
fbem-2249	14	72	using	use	VERB
fbem-2249	14	73	third	third	ADJ
fbem-2249	14	74	-	-	PUNCT
fbem-2249	14	75	party	party	NOUN
fbem-2249	14	76	platforms	platform	NOUN
fbem-2249	14	77	for	for	ADP
fbem-2249	14	78	online	online	ADJ
fbem-2249	14	79	payment	payment	NOUN
fbem-2249	14	80	has	have	AUX
fbem-2249	14	81	exceeded	exceed	VERB
fbem-2249	14	82	900	900	NUM
fbem-2249	14	83	million	million	NUM
fbem-2249	14	84	.	.	PUNCT
fbem-2249	15	1	after	after	ADP
fbem-2249	15	2	the	the	DET
fbem-2249	15	3	continuous	continuous	ADJ
fbem-2249	15	4	upgrading	upgrading	NOUN
fbem-2249	15	5	and	and	CCONJ
fbem-2249	15	6	transformation	transformation	NOUN
fbem-2249	15	7	of	of	ADP
fbem-2249	15	8	third	third	ADJ
fbem-2249	15	9	-	-	PUNCT
fbem-2249	15	10	party	party	NOUN
fbem-2249	15	11	payment	payment	NOUN
fbem-2249	15	12	and	and	CCONJ
fbem-2249	15	13	the	the	DET
fbem-2249	15	14	innovation	innovation	NOUN
fbem-2249	15	15	of	of	ADP
fbem-2249	15	16	its	its	PRON
fbem-2249	15	17	own	own	ADJ
fbem-2249	15	18	technical	technical	ADJ
fbem-2249	15	19	force	force	NOUN
fbem-2249	15	20	,	,	PUNCT
fbem-2249	15	21	it	it	PRON
fbem-2249	15	22	has	have	AUX
fbem-2249	15	23	injected	inject	VERB
fbem-2249	15	24	new	new	ADJ
fbem-2249	15	25	vitality	vitality	NOUN
fbem-2249	15	26	into	into	ADP
fbem-2249	15	27	the	the	DET
fbem-2249	15	28	rural	rural	ADJ
fbem-2249	15	29	economic	economic	ADJ
fbem-2249	15	30	development	development	NOUN
fbem-2249	15	31	and	and	CCONJ
fbem-2249	15	32	made	make	VERB
fbem-2249	15	33	great	great	ADJ
fbem-2249	15	34	contributions	contribution	NOUN
fbem-2249	15	35	on	on	ADP
fbem-2249	15	36	narrowing	narrow	VERB
fbem-2249	15	37	the	the	DET
fbem-2249	15	38	urban	urban	ADJ
fbem-2249	15	39	-	-	PUNCT
fbem-2249	15	40	rural	rural	ADJ
fbem-2249	15	41	income	income	NOUN
fbem-2249	15	42	gap	gap	NOUN
fbem-2249	15	43	.	.	PUNCT
fbem-2249	16	1	2	2	X
fbem-2249	16	2	.	.	X
fbem-2249	16	3	literature	literature	NOUN
fbem-2249	16	4	review	review	VERB
fbem-2249	16	5	a	a	DET
fbem-2249	16	6	large	large	ADJ
fbem-2249	16	7	number	number	NOUN
fbem-2249	16	8	of	of	ADP
fbem-2249	16	9	studies	study	NOUN
fbem-2249	16	10	have	have	AUX
fbem-2249	16	11	been	be	AUX
fbem-2249	16	12	conducted	conduct	VERB
fbem-2249	16	13	on	on	ADP
fbem-2249	16	14	how	how	SCONJ
fbem-2249	16	15	to	to	PART
fbem-2249	16	16	narrow	narrow	VERB
fbem-2249	16	17	the	the	DET
fbem-2249	16	18	urban	urban	ADJ
fbem-2249	16	19	-	-	PUNCT
fbem-2249	16	20	rural	rural	ADJ
fbem-2249	16	21	income	income	NOUN
fbem-2249	16	22	gap	gap	NOUN
fbem-2249	16	23	,	,	PUNCT
fbem-2249	16	24	but	but	CCONJ
fbem-2249	16	25	there	there	PRON
fbem-2249	16	26	are	be	VERB
fbem-2249	16	27	few	few	ADJ
fbem-2249	16	28	literatures	literature	NOUN
fbem-2249	16	29	that	that	PRON
fbem-2249	16	30	study	study	VERB
fbem-2249	16	31	the	the	DET
fbem-2249	16	32	method	method	NOUN
fbem-2249	16	33	from	from	ADP
fbem-2249	16	34	the	the	DET
fbem-2249	16	35	perspective	perspective	NOUN
fbem-2249	16	36	of	of	ADP
fbem-2249	16	37	payments	payment	NOUN
fbem-2249	16	38	innovation	innovation	NOUN
fbem-2249	16	39	.	.	PUNCT
fbem-2249	17	1	zhongxia	zhongxia	PROPN
fbem-2249	17	2	li(2020	li(2020	PROPN
fbem-2249	17	3	)	)	PUNCT
fbem-2249	17	4	proposed	propose	VERB
fbem-2249	17	5	that	that	SCONJ
fbem-2249	17	6	new	new	ADJ
fbem-2249	17	7	payment	payment	NOUN
fbem-2249	17	8	methods	method	NOUN
fbem-2249	17	9	are	be	AUX
fbem-2249	17	10	conducive	conducive	ADJ
fbem-2249	17	11	to	to	PART
fbem-2249	17	12	improve	improve	VERB
fbem-2249	17	13	the	the	DET
fbem-2249	17	14	payment	payment	NOUN
fbem-2249	17	15	environment	environment	NOUN
fbem-2249	17	16	in	in	ADP
fbem-2249	17	17	rural	rural	ADJ
fbem-2249	17	18	areas	area	NOUN
fbem-2249	17	19	and	and	CCONJ
fbem-2249	17	20	have	have	VERB
fbem-2249	17	21	great	great	ADJ
fbem-2249	17	22	practical	practical	ADJ
fbem-2249	17	23	significance	significance	NOUN
fbem-2249	17	24	in	in	ADP
fbem-2249	17	25	accelerating	accelerate	VERB
fbem-2249	17	26	the	the	DET
fbem-2249	17	27	development	development	NOUN
fbem-2249	17	28	of	of	ADP
fbem-2249	17	29	diversified	diversified	ADJ
fbem-2249	17	30	rural	rural	ADJ
fbem-2249	17	31	economies[1	economies[1	NOUN
fbem-2249	17	32	]	]	PUNCT
fbem-2249	17	33	.	.	PUNCT
fbem-2249	18	1	haiyuan	haiyuan	PROPN
fbem-2249	18	2	gao	gao	PROPN
fbem-2249	18	3	(	(	PUNCT
fbem-2249	18	4	2021	2021	NUM
fbem-2249	18	5	)	)	PUNCT
fbem-2249	18	6	uses	use	VERB
fbem-2249	18	7	a	a	DET
fbem-2249	18	8	theoretical	theoretical	ADJ
fbem-2249	18	9	hypothesis	hypothesis	NOUN
fbem-2249	18	10	approach	approach	NOUN
fbem-2249	18	11	to	to	PART
fbem-2249	18	12	study	study	VERB
fbem-2249	18	13	the	the	DET
fbem-2249	18	14	relationship	relationship	NOUN
fbem-2249	18	15	between	between	ADP
fbem-2249	18	16	the	the	DET
fbem-2249	18	17	development	development	NOUN
fbem-2249	18	18	of	of	ADP
fbem-2249	18	19	third	third	ADJ
fbem-2249	18	20	-	-	PUNCT
fbem-2249	18	21	party	party	NOUN
fbem-2249	18	22	payments	payment	NOUN
fbem-2249	18	23	and	and	CCONJ
fbem-2249	18	24	the	the	DET
fbem-2249	18	25	consumption	consumption	NOUN
fbem-2249	18	26	gap	gap	NOUN
fbem-2249	18	27	between	between	ADP
fbem-2249	18	28	urban	urban	ADJ
fbem-2249	18	29	and	and	CCONJ
fbem-2249	18	30	rural	rural	ADJ
fbem-2249	18	31	residents	resident	NOUN
fbem-2249	18	32	,	,	PUNCT
fbem-2249	18	33	and	and	CCONJ
fbem-2249	18	34	finds	find	VERB
fbem-2249	18	35	that	that	SCONJ
fbem-2249	18	36	the	the	DET
fbem-2249	18	37	development	development	NOUN
fbem-2249	18	38	of	of	ADP
fbem-2249	18	39	third	third	ADJ
fbem-2249	18	40	-	-	PUNCT
fbem-2249	18	41	party	party	NOUN
fbem-2249	18	42	payments	payment	NOUN
fbem-2249	18	43	has	have	VERB
fbem-2249	18	44	a	a	DET
fbem-2249	18	45	catalytic	catalytic	ADJ
fbem-2249	18	46	effect	effect	NOUN
fbem-2249	18	47	on	on	ADP
fbem-2249	18	48	narrowing	narrow	VERB
fbem-2249	18	49	the	the	DET
fbem-2249	18	50	income	income	NOUN
fbem-2249	18	51	gap	gap	NOUN
fbem-2249	18	52	between	between	ADP
fbem-2249	18	53	urban	urban	ADJ
fbem-2249	18	54	and	and	CCONJ
fbem-2249	18	55	rural	rural	ADJ
fbem-2249	18	56	areas[2	areas[2	PROPN
fbem-2249	18	57	]	]	PUNCT
fbem-2249	18	58	.	.	PUNCT
fbem-2249	19	1	tong	tong	PROPN
fbem-2249	19	2	ti(2021	ti(2021	VERB
fbem-2249	19	3	)	)	PUNCT
fbem-2249	19	4	argues	argue	VERB
fbem-2249	19	5	that	that	SCONJ
fbem-2249	19	6	the	the	DET
fbem-2249	19	7	payment	payment	NOUN
fbem-2249	19	8	industry	industry	NOUN
fbem-2249	19	9	plays	play	VERB
fbem-2249	19	10	a	a	DET
fbem-2249	19	11	fundamental	fundamental	ADJ
fbem-2249	19	12	role	role	NOUN
fbem-2249	19	13	in	in	ADP
fbem-2249	19	14	the	the	DET
fbem-2249	19	15	national	national	ADJ
fbem-2249	19	16	economy	economy	NOUN
fbem-2249	19	17	and	and	CCONJ
fbem-2249	19	18	has	have	VERB
fbem-2249	19	19	a	a	DET
fbem-2249	19	20	great	great	ADJ
fbem-2249	19	21	responsibility	responsibility	NOUN
fbem-2249	19	22	and	and	CCONJ
fbem-2249	19	23	difficult	difficult	ADJ
fbem-2249	19	24	task	task	NOUN
fbem-2249	19	25	in	in	ADP
fbem-2249	19	26	the	the	DET
fbem-2249	19	27	implementation	implementation	NOUN
fbem-2249	19	28	of	of	ADP
fbem-2249	19	29	rural	rural	ADJ
fbem-2249	19	30	revitalization	revitalization	NOUN
fbem-2249	19	31	strategy[3	strategy[3	NOUN
fbem-2249	19	32	]	]	PUNCT
fbem-2249	19	33	.	.	PUNCT
fbem-2249	20	1	hu	hu	PROPN
fbem-2249	20	2	ping	ping	PROPN
fbem-2249	20	3	(	(	PUNCT
fbem-2249	20	4	2022	2022	NUM
fbem-2249	20	5	)	)	PUNCT
fbem-2249	20	6	believes	believe	VERB
fbem-2249	20	7	that	that	SCONJ
fbem-2249	20	8	payment	payment	NOUN
fbem-2249	20	9	clearing	clearing	NOUN
fbem-2249	20	10	,	,	PUNCT
fbem-2249	20	11	as	as	ADP
fbem-2249	20	12	the	the	DET
fbem-2249	20	13	most	most	ADV
fbem-2249	20	14	fundamental	fundamental	ADJ
fbem-2249	20	15	function	function	NOUN
fbem-2249	20	16	of	of	ADP
fbem-2249	20	17	finance	finance	NOUN
fbem-2249	20	18	,	,	PUNCT
fbem-2249	20	19	is	be	AUX
fbem-2249	20	20	the	the	DET
fbem-2249	20	21	pivot	pivot	NOUN
fbem-2249	20	22	point	point	NOUN
fbem-2249	20	23	connecting	connect	VERB
fbem-2249	20	24	financial	financial	ADJ
fbem-2249	20	25	services	service	NOUN
fbem-2249	20	26	and	and	CCONJ
fbem-2249	20	27	supply	supply	NOUN
fbem-2249	20	28	for	for	ADP
fbem-2249	20	29	residents	resident	NOUN
fbem-2249	20	30	,	,	PUNCT
fbem-2249	20	31	and	and	CCONJ
fbem-2249	20	32	the	the	DET
fbem-2249	20	33	development	development	NOUN
fbem-2249	20	34	of	of	ADP
fbem-2249	20	35	payment	payment	NOUN
fbem-2249	20	36	clearing	clearing	NOUN
fbem-2249	20	37	is	be	AUX
fbem-2249	20	38	an	an	DET
fbem-2249	20	39	inevitable	inevitable	ADJ
fbem-2249	20	40	choice	choice	NOUN
fbem-2249	20	41	to	to	PART
fbem-2249	20	42	achieve	achieve	VERB
fbem-2249	20	43	common	common	ADJ
fbem-2249	20	44	prosperity[4	prosperity[4	NOUN
fbem-2249	20	45	]	]	PUNCT
fbem-2249	20	46	.	.	PUNCT
fbem-2249	21	1	looking	look	VERB
fbem-2249	21	2	at	at	ADP
fbem-2249	21	3	the	the	DET
fbem-2249	21	4	above	above	ADJ
fbem-2249	21	5	literature	literature	NOUN
fbem-2249	21	6	,	,	PUNCT
fbem-2249	21	7	most	most	ADJ
fbem-2249	21	8	scholars	scholar	NOUN
fbem-2249	21	9	hold	hold	VERB
fbem-2249	21	10	a	a	DET
fbem-2249	21	11	positive	positive	ADJ
fbem-2249	21	12	attitude	attitude	NOUN
fbem-2249	21	13	towards	towards	ADP
fbem-2249	21	14	third	third	ADJ
fbem-2249	21	15	-	-	PUNCT
fbem-2249	21	16	party	party	NOUN
fbem-2249	21	17	payment	payment	NOUN
fbem-2249	21	18	on	on	ADP
fbem-2249	21	19	rural	rural	ADJ
fbem-2249	21	20	economic	economic	ADJ
fbem-2249	21	21	development	development	NOUN
fbem-2249	21	22	.	.	PUNCT
fbem-2249	22	1	on	on	ADP
fbem-2249	22	2	this	this	DET
fbem-2249	22	3	basis	basis	NOUN
fbem-2249	22	4	,	,	PUNCT
fbem-2249	22	5	this	this	DET
fbem-2249	22	6	paper	paper	NOUN
fbem-2249	22	7	will	will	AUX
fbem-2249	22	8	further	far	ADV
fbem-2249	22	9	study	study	VERB
fbem-2249	22	10	the	the	DET
fbem-2249	22	11	impact	impact	NOUN
fbem-2249	22	12	of	of	ADP
fbem-2249	22	13	third	third	ADJ
fbem-2249	22	14	-	-	PUNCT
fbem-2249	22	15	party	party	NOUN
fbem-2249	22	16	payment	payment	NOUN
fbem-2249	22	17	on	on	ADP
fbem-2249	22	18	the	the	DET
fbem-2249	22	19	urban	urban	ADJ
fbem-2249	22	20	-	-	PUNCT
fbem-2249	22	21	rural	rural	ADJ
fbem-2249	22	22	income	income	NOUN
fbem-2249	22	23	gap	gap	NOUN
fbem-2249	22	24	.	.	PUNCT
fbem-2249	23	1	3	3	X
fbem-2249	23	2	.	.	X
fbem-2249	23	3	empirical	empirical	ADJ
fbem-2249	23	4	analysis	analysis	NOUN
fbem-2249	23	5	3.1	3.1	NUM
fbem-2249	23	6	.	.	PUNCT
fbem-2249	23	7	sample	sample	NOUN
fbem-2249	23	8	selection	selection	NOUN
fbem-2249	23	9	and	and	CCONJ
fbem-2249	23	10	variable	variable	NOUN
fbem-2249	23	11	in	in	ADP
fbem-2249	23	12	this	this	DET
fbem-2249	23	13	paper	paper	NOUN
fbem-2249	23	14	,	,	PUNCT
fbem-2249	23	15	panel	panel	NOUN
fbem-2249	23	16	data	datum	NOUN
fbem-2249	23	17	of	of	ADP
fbem-2249	23	18	31	31	NUM
fbem-2249	23	19	provinces	province	NOUN
fbem-2249	23	20	,	,	PUNCT
fbem-2249	23	21	cities	city	NOUN
fbem-2249	23	22	and	and	CCONJ
fbem-2249	23	23	autonomous	autonomous	ADJ
fbem-2249	23	24	regions	region	NOUN
fbem-2249	23	25	in	in	ADP
fbem-2249	23	26	china	china	PROPN
fbem-2249	23	27	are	be	AUX
fbem-2249	23	28	selected	select	VERB
fbem-2249	23	29	for	for	ADP
fbem-2249	23	30	the	the	DET
fbem-2249	23	31	study	study	NOUN
fbem-2249	23	32	,	,	PUNCT
fbem-2249	23	33	among	among	ADP
fbem-2249	23	34	which	which	PRON
fbem-2249	23	35	the	the	DET
fbem-2249	23	36	data	datum	NOUN
fbem-2249	23	37	of	of	ADP
fbem-2249	23	38	third	third	ADJ
fbem-2249	23	39	-	-	PUNCT
fbem-2249	23	40	party	party	NOUN
fbem-2249	23	41	payment	payment	NOUN
fbem-2249	23	42	are	be	AUX
fbem-2249	23	43	obtained	obtain	VERB
fbem-2249	23	44	from	from	ADP
fbem-2249	23	45	econet	econet	NOUN
fbem-2249	23	46	,	,	PUNCT
fbem-2249	23	47	and	and	CCONJ
fbem-2249	23	48	the	the	DET
fbem-2249	23	49	data	datum	NOUN
fbem-2249	23	50	of	of	ADP
fbem-2249	23	51	the	the	DET
fbem-2249	23	52	rest	rest	NOUN
fbem-2249	23	53	of	of	ADP
fbem-2249	23	54	the	the	DET
fbem-2249	23	55	relevant	relevant	ADJ
fbem-2249	23	56	index	index	NOUN
fbem-2249	23	57	system	system	NOUN
fbem-2249	23	58	are	be	AUX
fbem-2249	23	59	obtained	obtain	VERB
fbem-2249	23	60	from	from	ADP
fbem-2249	23	61	the	the	DET
fbem-2249	23	62	official	official	ADJ
fbem-2249	23	63	website	website	NOUN
fbem-2249	23	64	of	of	ADP
fbem-2249	23	65	the	the	DET
fbem-2249	23	66	national	national	PROPN
fbem-2249	23	67	bureau	bureau	PROPN
fbem-2249	23	68	of	of	ADP
fbem-2249	23	69	statistics	statistic	NOUN
fbem-2249	23	70	.	.	PUNCT
fbem-2249	24	1	in	in	ADP
fbem-2249	24	2	order	order	NOUN
fbem-2249	24	3	to	to	PART
fbem-2249	24	4	avoid	avoid	VERB
fbem-2249	24	5	the	the	DET
fbem-2249	24	6	influence	influence	NOUN
fbem-2249	24	7	of	of	ADP
fbem-2249	24	8	the	the	DET
fbem-2249	24	9	dimension	dimension	NOUN
fbem-2249	24	10	,	,	PUNCT
fbem-2249	24	11	some	some	DET
fbem-2249	24	12	data	datum	NOUN
fbem-2249	24	13	are	be	AUX
fbem-2249	24	14	logarithmically	logarithmically	ADV
fbem-2249	24	15	processed	process	VERB
fbem-2249	24	16	.	.	PUNCT
fbem-2249	25	1	3.1.1	3.1.1	X
fbem-2249	25	2	.	.	PUNCT
fbem-2249	25	3	explained	explain	VERB
fbem-2249	25	4	variable	variable	ADJ
fbem-2249	25	5	this	this	DET
fbem-2249	25	6	paper	paper	NOUN
fbem-2249	25	7	selects	select	VERB
fbem-2249	25	8	the	the	DET
fbem-2249	25	9	thiel	thiel	PROPN
fbem-2249	25	10	index	index	NOUN
fbem-2249	25	11	as	as	ADP
fbem-2249	25	12	the	the	DET
fbem-2249	25	13	explained	explain	VERB
fbem-2249	25	14	variable	variable	NOUN
fbem-2249	25	15	to	to	PART
fbem-2249	25	16	measure	measure	VERB
fbem-2249	25	17	the	the	DET
fbem-2249	25	18	urban	urban	ADJ
fbem-2249	25	19	-	-	PUNCT
fbem-2249	25	20	rural	rural	ADJ
fbem-2249	25	21	income	income	NOUN
fbem-2249	25	22	gap	gap	NOUN
fbem-2249	25	23	�	�	PROPN
fbem-2249	25	24	�	�	PROPN
fbem-2249	25	25	which	which	PRON
fbem-2249	25	26	is	be	AUX
fbem-2249	25	27	calculated	calculate	VERB
fbem-2249	25	28	as	as	SCONJ
fbem-2249	25	29	follows	follow	VERB
fbem-2249	25	30	.	.	PUNCT
fbem-2249	26	1	∑	∑	PUNCT
fbem-2249	26	2	(	(	PUNCT
fbem-2249	26	3	1	1	X
fbem-2249	26	4	)	)	PUNCT
fbem-2249	26	5	where	where	SCONJ
fbem-2249	26	6	i	i	PRON
fbem-2249	26	7	represents	represent	VERB
fbem-2249	26	8	urban	urban	ADJ
fbem-2249	26	9	and	and	CCONJ
fbem-2249	26	10	rural	rural	ADJ
fbem-2249	26	11	areas	area	NOUN
fbem-2249	26	12	,	,	PUNCT
fbem-2249	26	13	respectively	respectively	ADV
fbem-2249	26	14	,	,	PUNCT
fbem-2249	26	15	t	t	PROPN
fbem-2249	26	16	represents	represent	VERB
fbem-2249	26	17	the	the	DET
fbem-2249	26	18	period	period	NOUN
fbem-2249	26	19	,	,	PUNCT
fbem-2249	26	20	p	p	PROPN
fbem-2249	26	21	denotes	denote	NOUN
fbem-2249	26	22	income	income	NOUN
fbem-2249	26	23	,	,	PUNCT
fbem-2249	26	24	and	and	CCONJ
fbem-2249	26	25	z	z	NOUN
fbem-2249	26	26	denotes	denote	NOUN
fbem-2249	26	27	population	population	NOUN
fbem-2249	26	28	.	.	PUNCT
fbem-2249	27	1	3.1.2	3.1.2	X
fbem-2249	27	2	.	.	PUNCT
fbem-2249	27	3	explanatory	explanatory	ADJ
fbem-2249	27	4	variable	variable	NOUN
fbem-2249	27	5	this	this	DET
fbem-2249	27	6	paper	paper	NOUN
fbem-2249	27	7	selects	select	VERB
fbem-2249	27	8	the	the	DET
fbem-2249	27	9	transaction	transaction	NOUN
fbem-2249	27	10	scale	scale	NOUN
fbem-2249	27	11	of	of	ADP
fbem-2249	27	12	third	third	ADJ
fbem-2249	27	13	-	-	PUNCT
fbem-2249	27	14	party	party	NOUN
fbem-2249	27	15	comprehensive	comprehensive	ADJ
fbem-2249	27	16	payment	payment	NOUN
fbem-2249	27	17	as	as	ADP
fbem-2249	27	18	the	the	DET
fbem-2249	27	19	explanatory	explanatory	ADJ
fbem-2249	27	20	variable	variable	NOUN
fbem-2249	27	21	(	(	PUNCT
fbem-2249	27	22	)	)	PUNCT
fbem-2249	27	23	.	.	PUNCT
fbem-2249	28	1	as	as	ADP
fbem-2249	28	2	a	a	DET
fbem-2249	28	3	good	good	ADJ
fbem-2249	28	4	practice	practice	NOUN
fbem-2249	28	5	model	model	NOUN
fbem-2249	28	6	of	of	ADP
fbem-2249	28	7	financial	financial	ADJ
fbem-2249	28	8	inclusion	inclusion	NOUN
fbem-2249	28	9	recognized	recognize	VERB
fbem-2249	28	10	by	by	ADP
fbem-2249	28	11	the	the	DET
fbem-2249	28	12	chinese	chinese	ADJ
fbem-2249	28	13	industry	industry	NOUN
fbem-2249	28	14	,	,	PUNCT
fbem-2249	28	15	third	third	ADJ
fbem-2249	28	16	-	-	PUNCT
fbem-2249	28	17	party	party	NOUN
fbem-2249	28	18	payment	payment	NOUN
fbem-2249	28	19	is	be	AUX
fbem-2249	28	20	rapidly	rapidly	ADV
fbem-2249	28	21	gaining	gain	VERB
fbem-2249	28	22	popularity	popularity	NOUN
fbem-2249	28	23	and	and	CCONJ
fbem-2249	28	24	injecting	inject	VERB
fbem-2249	28	25	new	new	ADJ
fbem-2249	28	26	strength	strength	NOUN
fbem-2249	28	27	into	into	ADP
fbem-2249	28	28	the	the	DET
fbem-2249	28	29	chinese	chinese	ADJ
fbem-2249	28	30	5	5	NUM
fbem-2249	28	31	economy	economy	NOUN
fbem-2249	28	32	.	.	PUNCT
fbem-2249	29	1	3.1.3	3.1.3	X
fbem-2249	29	2	.	.	PUNCT
fbem-2249	29	3	control	control	NOUN
fbem-2249	29	4	variables	variable	NOUN
fbem-2249	29	5	since	since	SCONJ
fbem-2249	29	6	there	there	PRON
fbem-2249	29	7	are	be	VERB
fbem-2249	29	8	many	many	ADJ
fbem-2249	29	9	factors	factor	NOUN
fbem-2249	29	10	affecting	affect	VERB
fbem-2249	29	11	the	the	DET
fbem-2249	29	12	urban	urban	ADJ
fbem-2249	29	13	-	-	PUNCT
fbem-2249	29	14	rural	rural	ADJ
fbem-2249	29	15	income	income	NOUN
fbem-2249	29	16	gap	gap	NOUN
fbem-2249	29	17	,	,	PUNCT
fbem-2249	29	18	these	these	DET
fbem-2249	29	19	factors	factor	NOUN
fbem-2249	29	20	can	can	AUX
fbem-2249	29	21	not	not	PART
fbem-2249	29	22	be	be	AUX
fbem-2249	29	23	ignored	ignore	VERB
fbem-2249	29	24	when	when	SCONJ
fbem-2249	29	25	building	build	VERB
fbem-2249	29	26	the	the	DET
fbem-2249	29	27	model	model	NOUN
fbem-2249	29	28	,	,	PUNCT
fbem-2249	29	29	otherwise	otherwise	ADV
fbem-2249	29	30	the	the	DET
fbem-2249	29	31	variance	variance	NOUN
fbem-2249	29	32	of	of	ADP
fbem-2249	29	33	the	the	DET
fbem-2249	29	34	random	random	ADJ
fbem-2249	29	35	disturbance	disturbance	NOUN
fbem-2249	29	36	term	term	NOUN
fbem-2249	29	37	will	will	AUX
fbem-2249	29	38	increase	increase	VERB
fbem-2249	29	39	,	,	PUNCT
fbem-2249	29	40	making	make	VERB
fbem-2249	29	41	the	the	DET
fbem-2249	29	42	accuracy	accuracy	NOUN
fbem-2249	29	43	and	and	CCONJ
fbem-2249	29	44	credibility	credibility	NOUN
fbem-2249	29	45	of	of	ADP
fbem-2249	29	46	the	the	DET
fbem-2249	29	47	model	model	NOUN
fbem-2249	29	48	results	result	VERB
fbem-2249	29	49	lower	lower	ADV
fbem-2249	29	50	.	.	PUNCT
fbem-2249	30	1	referring	refer	VERB
fbem-2249	30	2	to	to	ADP
fbem-2249	30	3	relevant	relevant	ADJ
fbem-2249	30	4	books	book	NOUN
fbem-2249	30	5	and	and	CCONJ
fbem-2249	30	6	literature	literature	NOUN
fbem-2249	30	7	,	,	PUNCT
fbem-2249	30	8	this	this	DET
fbem-2249	30	9	paper	paper	NOUN
fbem-2249	30	10	selects	select	VERB
fbem-2249	30	11	the	the	DET
fbem-2249	30	12	urbanization	urbanization	NOUN
fbem-2249	30	13	level	level	NOUN
fbem-2249	30	14	(	(	PUNCT
fbem-2249	30	15	z	z	NOUN
fbem-2249	30	16	)	)	PUNCT
fbem-2249	30	17	,	,	PUNCT
fbem-2249	30	18	the	the	DET
fbem-2249	30	19	level	level	NOUN
fbem-2249	30	20	of	of	ADP
fbem-2249	30	21	regional	regional	ADJ
fbem-2249	30	22	economic	economic	ADJ
fbem-2249	30	23	development	development	NOUN
fbem-2249	30	24	(	(	PUNCT
fbem-2249	30	25	)	)	PUNCT
fbem-2249	30	26	,	,	PUNCT
fbem-2249	30	27	years	year	NOUN
fbem-2249	30	28	of	of	ADP
fbem-2249	30	29	education	education	NOUN
fbem-2249	30	30	per	per	ADP
fbem-2249	30	31	capita	capita	X
fbem-2249	30	32	(	(	PUNCT
fbem-2249	30	33	)	)	PUNCT
fbem-2249	30	34	,	,	PUNCT
fbem-2249	30	35	regional	regional	ADJ
fbem-2249	30	36	financial	financial	ADJ
fbem-2249	30	37	development	development	NOUN
fbem-2249	30	38	index	index	NOUN
fbem-2249	30	39	,	,	PUNCT
fbem-2249	30	40	regional	regional	ADJ
fbem-2249	30	41	disposable	disposable	ADJ
fbem-2249	30	42	income	income	NOUN
fbem-2249	30	43	per	per	ADP
fbem-2249	30	44	capita	capita	NOUN
fbem-2249	30	45	(	(	PUNCT
fbem-2249	30	46	as	as	ADP
fbem-2249	30	47	control	control	NOUN
fbem-2249	30	48	variables	variable	NOUN
fbem-2249	30	49	.	.	PUNCT
fbem-2249	31	1	table	table	NOUN
fbem-2249	31	2	1	1	NUM
fbem-2249	31	3	.	.	PUNCT
fbem-2249	32	1	definitions	definition	NOUN
fbem-2249	32	2	of	of	ADP
fbem-2249	32	3	variablies	variablie	NOUN
fbem-2249	32	4	and	and	CCONJ
fbem-2249	32	5	expected	expect	VERB
fbem-2249	32	6	sign	sign	NOUN
fbem-2249	32	7	notation	notation	NOUN
fbem-2249	32	8	empirical	empirical	ADJ
fbem-2249	32	9	definition	definition	NOUN
fbem-2249	32	10	urban	urban	ADJ
fbem-2249	32	11	-	-	PUNCT
fbem-2249	32	12	rural	rural	ADJ
fbem-2249	32	13	income	income	NOUN
fbem-2249	32	14	gap	gap	NOUN
fbem-2249	32	15	third	third	ADJ
fbem-2249	32	16	-	-	PUNCT
fbem-2249	32	17	party	party	NOUN
fbem-2249	32	18	comprehensive	comprehensive	ADJ
fbem-2249	32	19	payment	payment	NOUN
fbem-2249	32	20	scale	scale	NOUN
fbem-2249	32	21	level	level	NOUN
fbem-2249	32	22	of	of	ADP
fbem-2249	32	23	urbanization	urbanization	NOUN
fbem-2249	32	24	gdp	gdp	NOUN
fbem-2249	32	25	per	per	ADP
fbem-2249	32	26	capita	capita	NOUN
fbem-2249	32	27	years	year	NOUN
fbem-2249	32	28	of	of	ADP
fbem-2249	32	29	schooling	schooling	NOUN
fbem-2249	32	30	per	per	ADP
fbem-2249	32	31	capita	capita	X
fbem-2249	32	32	financial	financial	ADJ
fbem-2249	32	33	development	development	NOUN
fbem-2249	32	34	index	index	NOUN
fbem-2249	32	35	disposable	disposable	ADJ
fbem-2249	32	36	income	income	NOUN
fbem-2249	32	37	per	per	ADP
fbem-2249	32	38	capita	capita	NOUN
fbem-2249	32	39	3.2	3.2	NUM
fbem-2249	32	40	.	.	PUNCT
fbem-2249	33	1	establishment	establishment	NOUN
fbem-2249	33	2	of	of	ADP
fbem-2249	33	3	theoretical	theoretical	ADJ
fbem-2249	33	4	model	model	NOUN
fbem-2249	33	5	3.2.1	3.2.1	NUM
fbem-2249	33	6	.	.	PUNCT
fbem-2249	34	1	correlation	correlation	NOUN
fbem-2249	34	2	analysis	analysis	NOUN
fbem-2249	34	3	using	use	VERB
fbem-2249	34	4	rstudio	rstudio	NOUN
fbem-2249	34	5	for	for	ADP
fbem-2249	34	6	correlation	correlation	NOUN
fbem-2249	34	7	analysis	analysis	NOUN
fbem-2249	34	8	of	of	ADP
fbem-2249	34	9	the	the	DET
fbem-2249	34	10	sample	sample	NOUN
fbem-2249	34	11	data	datum	NOUN
fbem-2249	34	12	.	.	PUNCT
fbem-2249	35	1	we	we	PRON
fbem-2249	35	2	found	find	VERB
fbem-2249	35	3	that	that	SCONJ
fbem-2249	35	4	there	there	PRON
fbem-2249	35	5	is	be	VERB
fbem-2249	35	6	a	a	DET
fbem-2249	35	7	high	high	ADJ
fbem-2249	35	8	correlation	correlation	NOUN
fbem-2249	35	9	between	between	ADP
fbem-2249	35	10	control	control	NOUN
fbem-2249	35	11	variables	variable	NOUN
fbem-2249	35	12	and	and	CCONJ
fbem-2249	35	13	control	control	NOUN
fbem-2249	35	14	variables	variable	NOUN
fbem-2249	35	15	,	,	PUNCT
fbem-2249	35	16	which	which	PRON
fbem-2249	35	17	may	may	AUX
fbem-2249	35	18	cause	cause	VERB
fbem-2249	35	19	the	the	DET
fbem-2249	35	20	existence	existence	NOUN
fbem-2249	35	21	of	of	ADP
fbem-2249	35	22	multicollinearity	multicollinearity	NOUN
fbem-2249	35	23	in	in	ADP
fbem-2249	35	24	the	the	DET
fbem-2249	35	25	subsequent	subsequent	ADJ
fbem-2249	35	26	multiple	multiple	ADJ
fbem-2249	35	27	regression	regression	NOUN
fbem-2249	35	28	model	model	NOUN
fbem-2249	35	29	,	,	PUNCT
fbem-2249	35	30	and	and	CCONJ
fbem-2249	35	31	it	it	PRON
fbem-2249	35	32	is	be	AUX
fbem-2249	35	33	also	also	ADV
fbem-2249	35	34	found	find	VERB
fbem-2249	35	35	that	that	SCONJ
fbem-2249	35	36	a	a	DET
fbem-2249	35	37	high	high	ADJ
fbem-2249	35	38	correlation	correlation	NOUN
fbem-2249	35	39	between	between	ADP
fbem-2249	35	40	and	and	CCONJ
fbem-2249	35	41	other	other	ADJ
fbem-2249	35	42	variables	variable	NOUN
fbem-2249	35	43	.	.	PUNCT
fbem-2249	36	1	therefore	therefore	ADV
fbem-2249	36	2	,	,	PUNCT
fbem-2249	36	3	considering	consider	VERB
fbem-2249	36	4	eliminating	eliminate	VERB
fbem-2249	36	5	it	it	PRON
fbem-2249	36	6	in	in	ADP
fbem-2249	36	7	the	the	DET
fbem-2249	36	8	subsequent	subsequent	ADJ
fbem-2249	36	9	modeling	modeling	NOUN
fbem-2249	36	10	.	.	PUNCT
fbem-2249	37	1	table	table	NOUN
fbem-2249	37	2	2	2	NUM
fbem-2249	37	3	.	.	PUNCT
fbem-2249	37	4	correlation	correlation	NOUN
fbem-2249	37	5	matrix	matrix	NOUN
fbem-2249	37	6	1	1	NUM
fbem-2249	37	7	-0.24	-0.24	NOUN
fbem-2249	37	8	-0.85	-0.85	NOUN
fbem-2249	37	9	-0.73	-0.73	PUNCT
fbem-2249	37	10	-0.75	-0.75	NUM
fbem-2249	37	11	-0.11	-0.11	NUM
fbem-2249	37	12	-0.73	-0.73	NOUN
fbem-2249	37	13	-0.24	-0.24	NUM
fbem-2249	37	14	1	1	NUM
fbem-2249	37	15	0.22	0.22	NUM
fbem-2249	37	16	0.45	0.45	NUM
fbem-2249	37	17	0.29	0.29	NUM
fbem-2249	37	18	0.02	0.02	NUM
fbem-2249	37	19	0.21	0.21	NUM
fbem-2249	37	20	-0.85	-0.85	NOUN
fbem-2249	37	21	0.22	0.22	NUM
fbem-2249	37	22	1	1	NUM
fbem-2249	37	23	0.85	0.85	NUM
fbem-2249	37	24	0.86	0.86	NUM
fbem-2249	37	25	0.09	0.09	NUM
fbem-2249	37	26	0.87	0.87	NUM
fbem-2249	37	27	-0.73	-0.73	NUM
fbem-2249	37	28	0.45	0.45	NUM
fbem-2249	37	29	0.85	0.85	NUM
fbem-2249	37	30	1	1	NUM
fbem-2249	37	31	0.93	0.93	NUM
fbem-2249	37	32	0.04	0.04	NUM
fbem-2249	37	33	0.71	0.71	NUM
fbem-2249	37	34	-0.75	-0.75	NUM
fbem-2249	37	35	0.29	0.29	NUM
fbem-2249	37	36	0.86	0.86	NUM
fbem-2249	37	37	0.93	0.93	NUM
fbem-2249	37	38	1	1	NUM
fbem-2249	37	39	0.07	0.07	NUM
fbem-2249	37	40	0.68	0.68	NUM
fbem-2249	37	41	-0.11	-0.11	NUM
fbem-2249	37	42	0.02	0.02	NUM
fbem-2249	37	43	0.09	0.09	NUM
fbem-2249	37	44	0.04	0.04	NUM
fbem-2249	37	45	0.07	0.07	NUM
fbem-2249	37	46	1	1	NUM
fbem-2249	37	47	0.13	0.13	NUM
fbem-2249	37	48	-0.73	-0.73	NUM
fbem-2249	37	49	0.21	0.21	NUM
fbem-2249	37	50	0.87	0.87	NUM
fbem-2249	37	51	0.71	0.71	NUM
fbem-2249	37	52	0.68	0.68	NUM
fbem-2249	37	53	0.13	0.13	NUM
fbem-2249	37	54	1	1	NUM
fbem-2249	37	55	3.2.2	3.2.2	NUM
fbem-2249	37	56	.	.	PUNCT
fbem-2249	38	1	model	model	NOUN
fbem-2249	38	2	selection	selection	NOUN
fbem-2249	38	3	for	for	ADP
fbem-2249	38	4	panel	panel	NOUN
fbem-2249	38	5	data	datum	NOUN
fbem-2249	38	6	regression	regression	NOUN
fbem-2249	39	1	,	,	PUNCT
fbem-2249	39	2	the	the	DET
fbem-2249	39	3	main	main	ADJ
fbem-2249	39	4	three	three	NUM
fbem-2249	39	5	regression	regression	NOUN
fbem-2249	39	6	models	model	NOUN
fbem-2249	39	7	were	be	AUX
fbem-2249	39	8	mixed	mixed	ADJ
fbem-2249	39	9	effects	effect	NOUN
fbem-2249	39	10	,	,	PUNCT
fbem-2249	39	11	fixed	fix	VERB
fbem-2249	39	12	effects	effect	NOUN
fbem-2249	39	13	,	,	PUNCT
fbem-2249	39	14	and	and	CCONJ
fbem-2249	39	15	random	random	ADJ
fbem-2249	39	16	effects	effect	NOUN
fbem-2249	39	17	models	model	NOUN
fbem-2249	39	18	.	.	PUNCT
fbem-2249	40	1	mixed	mixed	ADJ
fbem-2249	40	2	effects	effect	NOUN
fbem-2249	40	3	model	model	NOUN
fbem-2249	40	4	means	mean	VERB
fbem-2249	40	5	no	no	DET
fbem-2249	40	6	individual	individual	ADJ
fbem-2249	40	7	influence	influence	NOUN
fbem-2249	40	8	and	and	CCONJ
fbem-2249	40	9	no	no	DET
fbem-2249	40	10	structural	structural	ADJ
fbem-2249	40	11	change	change	NOUN
fbem-2249	40	12	in	in	ADP
fbem-2249	40	13	the	the	DET
fbem-2249	40	14	cross	cross	NOUN
fbem-2249	40	15	section	section	NOUN
fbem-2249	40	16	;	;	PUNCT
fbem-2249	40	17	fixed	fix	VERB
fbem-2249	40	18	effect	effect	NOUN
fbem-2249	40	19	model	model	NOUN
fbem-2249	40	20	refers	refer	VERB
fbem-2249	40	21	to	to	ADP
fbem-2249	40	22	the	the	DET
fbem-2249	40	23	individual	individual	ADJ
fbem-2249	40	24	influence	influence	NOUN
fbem-2249	40	25	and	and	CCONJ
fbem-2249	40	26	no	no	DET
fbem-2249	40	27	structural	structural	ADJ
fbem-2249	40	28	change	change	NOUN
fbem-2249	40	29	in	in	ADP
fbem-2249	40	30	the	the	DET
fbem-2249	40	31	cross	cross	NOUN
fbem-2249	40	32	section	section	NOUN
fbem-2249	40	33	;	;	PUNCT
fbem-2249	40	34	random	random	ADJ
fbem-2249	40	35	effect	effect	NOUN
fbem-2249	40	36	model	model	NOUN
fbem-2249	40	37	means	mean	VERB
fbem-2249	40	38	both	both	PRON
fbem-2249	40	39	individual	individual	ADJ
fbem-2249	40	40	influence	influence	NOUN
fbem-2249	40	41	and	and	CCONJ
fbem-2249	40	42	structural	structural	ADJ
fbem-2249	40	43	change	change	NOUN
fbem-2249	40	44	in	in	ADP
fbem-2249	40	45	the	the	DET
fbem-2249	40	46	cross	cross	NOUN
fbem-2249	40	47	section	section	NOUN
fbem-2249	40	48	.	.	PUNCT
fbem-2249	41	1	the	the	DET
fbem-2249	41	2	f	f	PROPN
fbem-2249	41	3	and	and	CCONJ
fbem-2249	41	4	housman	housman	PROPN
fbem-2249	41	5	tests	test	NOUN
fbem-2249	41	6	were	be	AUX
fbem-2249	41	7	used	use	VERB
fbem-2249	41	8	for	for	ADP
fbem-2249	41	9	model	model	NOUN
fbem-2249	41	10	screening	screening	NOUN
fbem-2249	41	11	.	.	PUNCT
fbem-2249	42	1	the	the	DET
fbem-2249	42	2	f	f	PROPN
fbem-2249	42	3	test	test	NOUN
fbem-2249	42	4	is	be	AUX
fbem-2249	42	5	used	use	VERB
fbem-2249	42	6	to	to	PART
fbem-2249	42	7	select	select	VERB
fbem-2249	42	8	whether	whether	SCONJ
fbem-2249	42	9	to	to	PART
fbem-2249	42	10	choose	choose	VERB
fbem-2249	42	11	a	a	DET
fbem-2249	42	12	fixed	fix	VERB
fbem-2249	42	13	effect	effect	NOUN
fbem-2249	42	14	model	model	NOUN
fbem-2249	42	15	or	or	CCONJ
fbem-2249	42	16	a	a	DET
fbem-2249	42	17	mixed	mixed	ADJ
fbem-2249	42	18	effect	effect	NOUN
fbem-2249	42	19	model	model	NOUN
fbem-2249	42	20	;	;	PUNCT
fbem-2249	42	21	the	the	DET
fbem-2249	42	22	housmann	housmann	PROPN
fbem-2249	42	23	test	test	NOUN
fbem-2249	42	24	is	be	AUX
fbem-2249	42	25	used	use	VERB
fbem-2249	42	26	to	to	PART
fbem-2249	42	27	test	test	VERB
fbem-2249	42	28	whether	whether	SCONJ
fbem-2249	42	29	the	the	DET
fbem-2249	42	30	random	random	ADJ
fbem-2249	42	31	effect	effect	NOUN
fbem-2249	42	32	model	model	NOUN
fbem-2249	42	33	is	be	AUX
fbem-2249	42	34	a	a	DET
fbem-2249	42	35	random	random	ADJ
fbem-2249	42	36	effect	effect	NOUN
fbem-2249	42	37	model	model	NOUN
fbem-2249	42	38	.	.	PUNCT
fbem-2249	43	1	the	the	DET
fbem-2249	43	2	results	result	NOUN
fbem-2249	43	3	of	of	ADP
fbem-2249	43	4	the	the	DET
fbem-2249	43	5	test	test	NOUN
fbem-2249	43	6	using	use	VERB
fbem-2249	43	7	rstudio	rstudio	NOUN
fbem-2249	43	8	are	be	AUX
fbem-2249	43	9	as	as	ADP
fbem-2249	43	10	follows.from	follows.from	ADP
fbem-2249	43	11	the	the	DET
fbem-2249	43	12	test	test	NOUN
fbem-2249	43	13	results	result	NOUN
fbem-2249	43	14	we	we	PRON
fbem-2249	43	15	can	can	AUX
fbem-2249	43	16	tentatively	tentatively	ADV
fbem-2249	43	17	determine	determine	VERB
fbem-2249	43	18	that	that	SCONJ
fbem-2249	43	19	a	a	DET
fbem-2249	43	20	random	random	ADJ
fbem-2249	43	21	effects	effect	NOUN
fbem-2249	43	22	model	model	NOUN
fbem-2249	43	23	should	should	AUX
fbem-2249	43	24	be	be	AUX
fbem-2249	43	25	chosen	choose	VERB
fbem-2249	43	26	for	for	ADP
fbem-2249	43	27	the	the	DET
fbem-2249	43	28	panel	panel	NOUN
fbem-2249	43	29	regression	regression	NOUN
fbem-2249	43	30	.	.	PUNCT
fbem-2249	44	1	table	table	NOUN
fbem-2249	44	2	3	3	NUM
fbem-2249	44	3	.	.	PUNCT
fbem-2249	44	4	model	model	NOUN
fbem-2249	44	5	screening	screen	VERB
fbem-2249	44	6	results	result	NOUN
fbem-2249	44	7	test	test	NOUN
fbem-2249	44	8	method	method	NOUN
fbem-2249	44	9	f	f	PROPN
fbem-2249	44	10	test	test	PROPN
fbem-2249	44	11	hausman	hausman	PROPN
fbem-2249	44	12	test	test	NOUN
fbem-2249	44	13	test	test	NOUN
fbem-2249	44	14	type	type	NOUN
fbem-2249	44	15	mixed	mixed	ADJ
fbem-2249	44	16	or	or	CCONJ
fbem-2249	44	17	fixed	fix	VERB
fbem-2249	44	18	fixed	fix	VERB
fbem-2249	44	19	or	or	CCONJ
fbem-2249	44	20	random	random	ADJ
fbem-2249	44	21	p	p	NOUN
fbem-2249	44	22	-	-	PUNCT
fbem-2249	44	23	value	value	NOUN
fbem-2249	44	24	<	<	X
fbem-2249	44	25	2.2e-16	2.2e-16	NOUN
fbem-2249	44	26	0.3377	0.3377	NUM
fbem-2249	44	27	conclusion	conclusion	NOUN
fbem-2249	44	28	fixed	fix	VERB
fbem-2249	44	29	effects	effect	NOUN
fbem-2249	44	30	model	model	VERB
fbem-2249	44	31	random	random	ADJ
fbem-2249	44	32	effect	effect	NOUN
fbem-2249	44	33	model	model	NOUN
fbem-2249	44	34	3.3	3.3	NUM
fbem-2249	44	35	.	.	PUNCT
fbem-2249	45	1	random	random	ADJ
fbem-2249	45	2	effects	effect	NOUN
fbem-2249	45	3	modeling	modeling	NOUN
fbem-2249	45	4	in	in	ADP
fbem-2249	45	5	this	this	DET
fbem-2249	45	6	paper	paper	NOUN
fbem-2249	45	7	,	,	PUNCT
fbem-2249	45	8	the	the	DET
fbem-2249	45	9	following	follow	VERB
fbem-2249	45	10	econometric	econometric	ADJ
fbem-2249	45	11	model	model	NOUN
fbem-2249	45	12	is	be	AUX
fbem-2249	45	13	established	establish	VERB
fbem-2249	45	14	with	with	ADP
fbem-2249	45	15	the	the	DET
fbem-2249	45	16	thiel	thiel	PROPN
fbem-2249	45	17	index	index	NOUN
fbem-2249	45	18	of	of	ADP
fbem-2249	45	19	31	31	NUM
fbem-2249	45	20	provinces	province	NOUN
fbem-2249	45	21	,	,	PUNCT
fbem-2249	45	22	cities	city	NOUN
fbem-2249	45	23	and	and	CCONJ
fbem-2249	45	24	autonomous	autonomous	ADJ
fbem-2249	45	25	regions	region	NOUN
fbem-2249	45	26	as	as	ADP
fbem-2249	45	27	the	the	DET
fbem-2249	45	28	explanatory	explanatory	ADJ
fbem-2249	45	29	variable	variable	NOUN
fbem-2249	45	30	and	and	CCONJ
fbem-2249	45	31	the	the	DET
fbem-2249	45	32	logarithmic	logarithmic	ADJ
fbem-2249	45	33	third	third	ADJ
fbem-2249	45	34	-	-	PUNCT
fbem-2249	45	35	party	party	NOUN
fbem-2249	45	36	integrated	integrate	VERB
fbem-2249	45	37	payment	payment	NOUN
fbem-2249	45	38	transaction	transaction	NOUN
fbem-2249	45	39	size	size	NOUN
fbem-2249	45	40	as	as	ADP
fbem-2249	45	41	the	the	DET
fbem-2249	45	42	explanatory	explanatory	ADJ
fbem-2249	45	43	variable	variable	NOUN
fbem-2249	45	44	.	.	PUNCT
fbem-2249	46	1	(	(	PUNCT
fbem-2249	46	2	2	2	X
fbem-2249	46	3	)	)	PUNCT
fbem-2249	46	4	where	where	SCONJ
fbem-2249	46	5	represents	represent	VERB
fbem-2249	46	6	the	the	DET
fbem-2249	46	7	constant	constant	ADJ
fbem-2249	46	8	term	term	NOUN
fbem-2249	46	9	,	,	PUNCT
fbem-2249	46	10	,	,	PUNCT
fbem-2249	46	11	,	,	PUNCT
fbem-2249	46	12	,	,	PUNCT
fbem-2249	46	13	,	,	PUNCT
fbem-2249	46	14	represent	represent	VERB
fbem-2249	46	15	the	the	DET
fbem-2249	46	16	regression	regression	NOUN
fbem-2249	46	17	numbers	number	NOUN
fbem-2249	46	18	of	of	ADP
fbem-2249	46	19	each	each	DET
fbem-2249	46	20	explanatory	explanatory	ADJ
fbem-2249	46	21	variable	variable	NOUN
fbem-2249	46	22	,	,	PUNCT
fbem-2249	46	23	respectively	respectively	ADV
fbem-2249	46	24	.	.	PUNCT
fbem-2249	47	1	the	the	DET
fbem-2249	47	2	panel	panel	NOUN
fbem-2249	47	3	data	datum	NOUN
fbem-2249	47	4	were	be	AUX
fbem-2249	47	5	imported	import	VERB
fbem-2249	47	6	into	into	ADP
fbem-2249	47	7	rstudio	rstudio	NOUN
fbem-2249	47	8	to	to	PART
fbem-2249	47	9	perform	perform	VERB
fbem-2249	47	10	,	,	PUNCT
fbem-2249	47	11	and	and	CCONJ
fbem-2249	47	12	the	the	DET
fbem-2249	47	13	results	result	NOUN
fbem-2249	47	14	are	be	AUX
fbem-2249	47	15	shown	show	VERB
fbem-2249	47	16	in	in	ADP
fbem-2249	47	17	table	table	NOUN
fbem-2249	47	18	4	4	NUM
fbem-2249	47	19	.	.	PUNCT
fbem-2249	47	20	table	table	NOUN
fbem-2249	47	21	4	4	NUM
fbem-2249	47	22	.	.	PUNCT
fbem-2249	47	23	list	list	NOUN
fbem-2249	47	24	of	of	ADP
fbem-2249	47	25	regression	regression	NOUN
fbem-2249	47	26	results	result	NOUN
fbem-2249	47	27	variables	variable	NOUN
fbem-2249	47	28	estimate	estimate	VERB
fbem-2249	47	29	std	std	NOUN
fbem-2249	47	30	z	z	NOUN
fbem-2249	47	31	-	-	PUNCT
fbem-2249	47	32	value	value	NOUN
fbem-2249	47	33	pr(>|z|	pr(>|z|	NOUN
fbem-2249	47	34	)	)	PUNCT
fbem-2249	47	35	significance	significance	NOUN
fbem-2249	47	36	-0.25	-0.25	NUM
fbem-2249	47	37	0.40	0.40	NUM
fbem-2249	47	38	-0.63	-0.63	NOUN
fbem-2249	47	39	0.53	0.53	NUM
fbem-2249	47	40	-18.20	-18.20	X
fbem-2249	47	41	2.75	2.75	NUM
fbem-2249	47	42	-6.62	-6.62	NOUN
fbem-2249	48	1	3.5e-11	3.5e-11	NUM
fbem-2249	48	2	*	*	PUNCT
fbem-2249	48	3	*	*	PUNCT
fbem-2249	48	4	*	*	PUNCT
fbem-2249	49	1	-1.23	-1.23	NUM
fbem-2249	49	2	1.39	1.39	NUM
fbem-2249	49	3	-0.88	-0.88	NUM
fbem-2249	49	4	0.38	0.38	NUM
fbem-2249	49	5	-1.58	-1.58	NOUN
fbem-2249	49	6	0.89	0.89	NUM
fbem-2249	49	7	-1.78	-1.78	NUM
fbem-2249	49	8	0.08	0.08	NUM
fbem-2249	49	9	.	.	PUNCT
fbem-2249	50	1	-0.20	-0.20	NUM
fbem-2249	50	2	0.12	0.12	NUM
fbem-2249	50	3	-1.73	-1.73	NUM
fbem-2249	50	4	0.08	0.08	NUM
fbem-2249	50	5	*	*	PUNCT
fbem-2249	50	6	51.20	51.20	NUM
fbem-2249	50	7	7.78	7.78	NUM
fbem-2249	50	8	6.58	6.58	NUM
fbem-2249	50	9	4.8e-11	4.8e-11	NUM
fbem-2249	51	1	*	*	PUNCT
fbem-2249	51	2	*	*	PUNCT
fbem-2249	51	3	*	*	PUNCT
fbem-2249	51	4	from	from	ADP
fbem-2249	51	5	the	the	DET
fbem-2249	51	6	preliminary	preliminary	ADJ
fbem-2249	51	7	results	result	NOUN
fbem-2249	51	8	of	of	ADP
fbem-2249	51	9	the	the	DET
fbem-2249	51	10	regression	regression	NOUN
fbem-2249	51	11	,	,	PUNCT
fbem-2249	51	12	the	the	DET
fbem-2249	51	13	explanatory	explanatory	ADJ
fbem-2249	51	14	variables	variable	NOUN
fbem-2249	51	15	were	be	AUX
fbem-2249	51	16	not	not	PART
fbem-2249	51	17	significant	significant	ADJ
fbem-2249	51	18	,	,	PUNCT
fbem-2249	51	19	and	and	CCONJ
fbem-2249	51	20	the	the	DET
fbem-2249	51	21	value	value	NOUN
fbem-2249	51	22	of	of	ADP
fbem-2249	51	23	r	r	NOUN
fbem-2249	51	24	-	-	PUNCT
fbem-2249	51	25	squared	square	VERB
fbem-2249	51	26	was	be	AUX
fbem-2249	51	27	0.7331	0.7331	NUM
fbem-2249	51	28	.	.	PUNCT
fbem-2249	52	1	considering	consider	VERB
fbem-2249	52	2	that	that	SCONJ
fbem-2249	52	3	it	it	PRON
fbem-2249	52	4	was	be	AUX
fbem-2249	52	5	due	due	ADJ
fbem-2249	52	6	to	to	ADP
fbem-2249	52	7	the	the	DET
fbem-2249	52	8	existence	existence	NOUN
fbem-2249	52	9	of	of	ADP
fbem-2249	52	10	multicollinearity	multicollinearity	NOUN
fbem-2249	52	11	,	,	PUNCT
fbem-2249	52	12	so	so	CCONJ
fbem-2249	52	13	the	the	DET
fbem-2249	52	14	multicollinearity	multicollinearity	NOUN
fbem-2249	52	15	test	test	NOUN
fbem-2249	52	16	was	be	AUX
fbem-2249	52	17	conducted	conduct	VERB
fbem-2249	52	18	.	.	PUNCT
fbem-2249	53	1	,	,	PUNCT
fbem-2249	53	2	,	,	PUNCT
fbem-2249	53	3	,	,	PUNCT
fbem-2249	53	4	,	,	PUNCT
fbem-2249	53	5	,	,	PUNCT
fbem-2249	53	6	these	these	DET
fbem-2249	53	7	six	six	NUM
fbem-2249	53	8	variables	variable	NOUN
fbem-2249	53	9	correspond	correspond	VERB
fbem-2249	53	10	to	to	ADP
fbem-2249	53	11	the	the	DET
fbem-2249	53	12	vif	vif	NOUN
fbem-2249	53	13	values	value	NOUN
fbem-2249	53	14	of	of	ADP
fbem-2249	53	15	5.08	5.08	NUM
fbem-2249	53	16	,	,	PUNCT
fbem-2249	53	17	7.32	7.32	NUM
fbem-2249	53	18	,	,	PUNCT
fbem-2249	53	19	16.47	16.47	NUM
fbem-2249	53	20	,	,	PUNCT
fbem-2249	53	21	8.35	8.35	NUM
fbem-2249	53	22	,	,	PUNCT
fbem-2249	53	23	1.03	1.03	NUM
fbem-2249	53	24	,	,	PUNCT
fbem-2249	53	25	3.16	3.16	NUM
fbem-2249	53	26	,	,	PUNCT
fbem-2249	53	27	and	and	CCONJ
fbem-2249	53	28	the	the	DET
fbem-2249	53	29	variables	variable	NOUN
fbem-2249	53	30	with	with	ADP
fbem-2249	53	31	high	high	ADJ
fbem-2249	53	32	correlation	correlation	NOUN
fbem-2249	53	33	were	be	AUX
fbem-2249	53	34	removed	remove	VERB
fbem-2249	53	35	.	.	PUNCT
fbem-2249	54	1	the	the	DET
fbem-2249	54	2	following	follow	VERB
fbem-2249	54	3	multiple	multiple	ADJ
fbem-2249	54	4	linear	linear	PROPN
fbem-2249	54	5	regression	regression	NOUN
fbem-2249	54	6	model	model	NOUN
fbem-2249	54	7	was	be	AUX
fbem-2249	54	8	reestablished	reestablish	VERB
fbem-2249	54	9	:	:	PUNCT
fbem-2249	54	10	(	(	PUNCT
fbem-2249	54	11	3	3	X
fbem-2249	54	12	)	)	PUNCT
fbem-2249	54	13	the	the	DET
fbem-2249	54	14	regression	regression	NOUN
fbem-2249	54	15	results	result	NOUN
fbem-2249	54	16	obtained	obtain	VERB
fbem-2249	54	17	are	be	AUX
fbem-2249	54	18	shown	show	VERB
fbem-2249	54	19	below	below	ADP
fbem-2249	54	20	.	.	PUNCT
fbem-2249	55	1	the	the	DET
fbem-2249	55	2	r	r	NOUN
fbem-2249	55	3	square	square	NOUN
fbem-2249	55	4	of	of	ADP
fbem-2249	55	5	the	the	DET
fbem-2249	55	6	model	model	NOUN
fbem-2249	55	7	was	be	AUX
fbem-2249	55	8	0.9451	0.9451	NUM
fbem-2249	55	9	,	,	PUNCT
fbem-2249	55	10	and	and	CCONJ
fbem-2249	55	11	all	all	DET
fbem-2249	55	12	variables	variable	NOUN
fbem-2249	55	13	were	be	AUX
fbem-2249	55	14	significant	significant	ADJ
fbem-2249	55	15	.	.	PUNCT
fbem-2249	56	1	residual	residual	ADJ
fbem-2249	56	2	testing	testing	NOUN
fbem-2249	56	3	will	will	AUX
fbem-2249	56	4	be	be	AUX
fbem-2249	56	5	followed	follow	VERB
fbem-2249	56	6	up	up	ADP
fbem-2249	56	7	to	to	PART
fbem-2249	56	8	ensure	ensure	VERB
fbem-2249	56	9	the	the	DET
fbem-2249	56	10	accuracy	accuracy	NOUN
fbem-2249	56	11	of	of	ADP
fbem-2249	56	12	the	the	DET
fbem-2249	56	13	model	model	NOUN
fbem-2249	56	14	.	.	PUNCT
fbem-2249	57	1	table	table	NOUN
fbem-2249	57	2	5	5	NUM
fbem-2249	57	3	.	.	PUNCT
fbem-2249	58	1	regression	regression	NOUN
fbem-2249	58	2	results	result	NOUN
fbem-2249	58	3	of	of	ADP
fbem-2249	58	4	the	the	DET
fbem-2249	58	5	modified	modify	VERB
fbem-2249	58	6	model	model	NOUN
fbem-2249	58	7	variables	variable	NOUN
fbem-2249	58	8	estimate	estimate	VERB
fbem-2249	58	9	std	std	NOUN
fbem-2249	58	10	z	z	NOUN
fbem-2249	58	11	-	-	PUNCT
fbem-2249	58	12	value	value	NOUN
fbem-2249	58	13	pr(>|z|	pr(>|z|	NOUN
fbem-2249	58	14	)	)	PUNCT
fbem-2249	58	15	significance	significance	NOUN
fbem-2249	58	16	-0.25	-0.25	NUM
fbem-2249	58	17	0.40	0.40	NUM
fbem-2249	58	18	-0.63	-0.63	NOUN
fbem-2249	58	19	0.53	0.53	NUM
fbem-2249	58	20	*	*	PUNCT
fbem-2249	58	21	-18.20	-18.20	X
fbem-2249	58	22	2.75	2.75	NUM
fbem-2249	58	23	-6.62	-6.62	NOUN
fbem-2249	58	24	3.5e-11	3.5e-11	NUM
fbem-2249	58	25	*	*	PUNCT
fbem-2249	58	26	*	*	PUNCT
fbem-2249	58	27	*	*	PUNCT
fbem-2249	58	28	51.20	51.20	NUM
fbem-2249	58	29	7.78	7.78	NUM
fbem-2249	58	30	6.58	6.58	NUM
fbem-2249	58	31	4.8e-11	4.8e-11	NUM
fbem-2249	59	1	*	*	PUNCT
fbem-2249	59	2	*	*	PUNCT
fbem-2249	59	3	*	*	PUNCT
fbem-2249	59	4	therefore	therefore	ADV
fbem-2249	59	5	,	,	PUNCT
fbem-2249	59	6	the	the	DET
fbem-2249	59	7	modified	modify	VERB
fbem-2249	59	8	model	model	NOUN
fbem-2249	59	9	is	be	AUX
fbem-2249	59	10	:	:	PUNCT
fbem-2249	59	11	27.9545	27.9545	NUM
fbem-2249	59	12	0.2841	0.2841	NUM
fbem-2249	59	13	25.864	25.864	NUM
fbem-2249	59	14	(	(	PUNCT
fbem-2249	59	15	4	4	NUM
fbem-2249	59	16	)	)	PUNCT
fbem-2249	59	17	6	6	NUM
fbem-2249	59	18	3.4	3.4	NUM
fbem-2249	59	19	.	.	PUNCT
fbem-2249	60	1	regression	regression	NOUN
fbem-2249	60	2	diagnosis	diagnosis	NOUN
fbem-2249	60	3	3.4.1	3.4.1	NUM
fbem-2249	60	4	.	.	PUNCT
fbem-2249	60	5	normality	normality	NOUN
fbem-2249	60	6	test	test	NOUN
fbem-2249	60	7	the	the	DET
fbem-2249	60	8	skewness	skewness	NOUN
fbem-2249	60	9	(	(	PUNCT
fbem-2249	60	10	)	)	PUNCT
fbem-2249	60	11	function	function	NOUN
fbem-2249	60	12	and	and	CCONJ
fbem-2249	60	13	the	the	DET
fbem-2249	60	14	kurtosis	kurtosis	NOUN
fbem-2249	60	15	(	(	PUNCT
fbem-2249	60	16	)	)	PUNCT
fbem-2249	60	17	function	function	NOUN
fbem-2249	60	18	in	in	ADP
fbem-2249	60	19	the	the	DET
fbem-2249	60	20	rstudio	rstudio	NOUN
fbem-2249	60	21	are	be	AUX
fbem-2249	60	22	used	use	VERB
fbem-2249	60	23	to	to	PART
fbem-2249	60	24	conduct	conduct	VERB
fbem-2249	60	25	the	the	DET
fbem-2249	60	26	normality	normality	NOUN
fbem-2249	60	27	test	test	NOUN
fbem-2249	60	28	,	,	PUNCT
fbem-2249	60	29	where	where	SCONJ
fbem-2249	60	30	the	the	DET
fbem-2249	60	31	obtained	obtain	VERB
fbem-2249	60	32	kurtosis	kurtosis	NOUN
fbem-2249	60	33	value	value	NOUN
fbem-2249	60	34	is	be	AUX
fbem-2249	60	35	3.08	3.08	NUM
fbem-2249	60	36	and	and	CCONJ
fbem-2249	60	37	the	the	DET
fbem-2249	60	38	skewness	skewness	NOUN
fbem-2249	60	39	value	value	NOUN
fbem-2249	60	40	is	be	AUX
fbem-2249	60	41	0.58	0.58	NUM
fbem-2249	60	42	.	.	PUNCT
fbem-2249	61	1	due	due	ADP
fbem-2249	61	2	to	to	ADP
fbem-2249	61	3	the	the	DET
fbem-2249	61	4	small	small	ADJ
fbem-2249	61	5	deviation	deviation	NOUN
fbem-2249	61	6	degree	degree	NOUN
fbem-2249	61	7	,	,	PUNCT
fbem-2249	61	8	the	the	DET
fbem-2249	61	9	residue	residue	NOUN
fbem-2249	61	10	can	can	AUX
fbem-2249	61	11	be	be	AUX
fbem-2249	61	12	roughly	roughly	ADV
fbem-2249	61	13	considered	consider	VERB
fbem-2249	61	14	to	to	PART
fbem-2249	61	15	obey	obey	VERB
fbem-2249	61	16	a	a	DET
fbem-2249	61	17	normal	normal	ADJ
fbem-2249	61	18	distribution	distribution	NOUN
fbem-2249	61	19	.	.	PUNCT
fbem-2249	62	1	3.4.2	3.4.2	X
fbem-2249	62	2	.	.	PUNCT
fbem-2249	63	1	heteroscedasticity	heteroscedasticity	NOUN
fbem-2249	63	2	test	test	VERB
fbem-2249	63	3	the	the	DET
fbem-2249	63	4	bptest	bptest	NOUN
fbem-2249	63	5	(	(	PUNCT
fbem-2249	63	6	)	)	PUNCT
fbem-2249	63	7	function	function	NOUN
fbem-2249	63	8	in	in	ADP
fbem-2249	63	9	rstudio	rstudio	NOUN
fbem-2249	63	10	and	and	CCONJ
fbem-2249	63	11	the	the	DET
fbem-2249	63	12	gqtest	gqtest	NOUN
fbem-2249	63	13	(	(	PUNCT
fbem-2249	63	14	)	)	PUNCT
fbem-2249	63	15	function	function	NOUN
fbem-2249	63	16	were	be	AUX
fbem-2249	63	17	tested	test	VERB
fbem-2249	63	18	as	as	SCONJ
fbem-2249	63	19	follows	follow	VERB
fbem-2249	63	20	:	:	PUNCT
fbem-2249	63	21	bp=3.90	bp=3.90	NOUN
fbem-2249	63	22	,	,	PUNCT
fbem-2249	63	23	df=7	df=7	PROPN
fbem-2249	63	24	,	,	PUNCT
fbem-2249	63	25	p	p	NOUN
fbem-2249	63	26	-	-	PUNCT
fbem-2249	63	27	value=0.26	value=0.26	ADJ
fbem-2249	63	28	;	;	PUNCT
fbem-2249	63	29	gq=0.63	gq=0.63	NOUN
fbem-2249	63	30	,	,	PUNCT
fbem-2249	63	31	df1=121	df1=121	PROPN
fbem-2249	63	32	,	,	PUNCT
fbem-2249	63	33	df2=121	df2=121	PROPN
fbem-2249	63	34	,	,	PUNCT
fbem-2249	63	35	p	p	NOUN
fbem-2249	63	36	-	-	PUNCT
fbem-2249	63	37	value=0.99	value=0.99	NOUN
fbem-2249	63	38	;	;	PUNCT
fbem-2249	63	39	the	the	DET
fbem-2249	63	40	p	p	NOUN
fbem-2249	63	41	-	-	PUNCT
fbem-2249	63	42	value	value	NOUN
fbem-2249	63	43	of	of	ADP
fbem-2249	63	44	the	the	DET
fbem-2249	63	45	test	test	NOUN
fbem-2249	63	46	results	result	NOUN
fbem-2249	63	47	of	of	ADP
fbem-2249	63	48	both	both	DET
fbem-2249	63	49	methods	method	NOUN
fbem-2249	63	50	is	be	AUX
fbem-2249	63	51	greater	great	ADJ
fbem-2249	63	52	than	than	ADP
fbem-2249	63	53	0.05	0.05	NUM
fbem-2249	63	54	,	,	PUNCT
fbem-2249	63	55	so	so	SCONJ
fbem-2249	63	56	the	the	DET
fbem-2249	63	57	model	model	NOUN
fbem-2249	63	58	is	be	AUX
fbem-2249	63	59	not	not	PART
fbem-2249	63	60	considered	consider	VERB
fbem-2249	63	61	to	to	PART
fbem-2249	63	62	have	have	VERB
fbem-2249	63	63	heteroscedastic	heteroscedastic	ADJ
fbem-2249	63	64	differences	difference	NOUN
fbem-2249	63	65	at	at	ADP
fbem-2249	63	66	the	the	DET
fbem-2249	63	67	95	95	NUM
fbem-2249	63	68	%	%	NOUN
fbem-2249	63	69	significance	significance	NOUN
fbem-2249	63	70	level	level	NOUN
fbem-2249	63	71	.	.	PUNCT
fbem-2249	64	1	3.4.3	3.4.3	X
fbem-2249	64	2	.	.	PUNCT
fbem-2249	64	3	sequence	sequence	NOUN
fbem-2249	64	4	correlation	correlation	NOUN
fbem-2249	64	5	test	test	NOUN
fbem-2249	64	6	the	the	DET
fbem-2249	64	7	dwtest	dwt	ADJ
fbem-2249	64	8	(	(	PUNCT
fbem-2249	64	9	)	)	PUNCT
fbem-2249	64	10	function	function	NOUN
fbem-2249	64	11	in	in	ADP
fbem-2249	64	12	the	the	DET
fbem-2249	64	13	r	r	NOUN
fbem-2249	64	14	language	language	NOUN
fbem-2249	64	15	was	be	AUX
fbem-2249	64	16	used	use	VERB
fbem-2249	64	17	to	to	PART
fbem-2249	64	18	perform	perform	VERB
fbem-2249	64	19	the	the	DET
fbem-2249	64	20	d.w	d.w	PROPN
fbem-2249	64	21	.	.	PROPN
fbem-2249	64	22	test	test	NOUN
fbem-2249	64	23	to	to	PART
fbem-2249	64	24	determine	determine	VERB
fbem-2249	64	25	whether	whether	SCONJ
fbem-2249	64	26	the	the	DET
fbem-2249	64	27	model	model	NOUN
fbem-2249	64	28	has	have	VERB
fbem-2249	64	29	a	a	DET
fbem-2249	64	30	sequence	sequence	NOUN
fbem-2249	64	31	correlation	correlation	NOUN
fbem-2249	64	32	,	,	PUNCT
fbem-2249	64	33	resulting	result	VERB
fbem-2249	64	34	in	in	ADP
fbem-2249	64	35	d.w.=2.107	d.w.=2.107	NOUN
fbem-2249	64	36	,	,	PUNCT
fbem-2249	64	37	and	and	CCONJ
fbem-2249	64	38	pvalue=0.954	pvalue=0.954	VERB
fbem-2249	64	39	.	.	PUNCT
fbem-2249	65	1	because	because	SCONJ
fbem-2249	65	2	the	the	DET
fbem-2249	65	3	test	test	NOUN
fbem-2249	65	4	value	value	NOUN
fbem-2249	65	5	of	of	ADP
fbem-2249	65	6	d.w	d.w	PROPN
fbem-2249	65	7	.	.	PROPN
fbem-2249	65	8	is	be	AUX
fbem-2249	65	9	close	close	ADJ
fbem-2249	65	10	to	to	ADP
fbem-2249	65	11	2	2	NUM
fbem-2249	65	12	and	and	CCONJ
fbem-2249	65	13	the	the	DET
fbem-2249	65	14	p	p	NOUN
fbem-2249	65	15	value	value	NOUN
fbem-2249	65	16	is	be	AUX
fbem-2249	65	17	much	much	ADV
fbem-2249	65	18	greater	great	ADJ
fbem-2249	65	19	than	than	ADP
fbem-2249	65	20	0.05	0.05	NUM
fbem-2249	65	21	,	,	PUNCT
fbem-2249	65	22	the	the	DET
fbem-2249	65	23	model	model	NOUN
fbem-2249	65	24	is	be	AUX
fbem-2249	65	25	considered	consider	VERB
fbem-2249	65	26	no	no	DET
fbem-2249	65	27	sequence	sequence	NOUN
fbem-2249	65	28	correlation	correlation	NOUN
fbem-2249	65	29	at	at	ADP
fbem-2249	65	30	the	the	DET
fbem-2249	65	31	95	95	NUM
fbem-2249	65	32	%	%	NOUN
fbem-2249	65	33	significance	significance	NOUN
fbem-2249	65	34	level	level	NOUN
fbem-2249	65	35	.	.	PUNCT
fbem-2249	66	1	3.4.4	3.4.4	X
fbem-2249	66	2	.	.	PUNCT
fbem-2249	67	1	summary	summary	NOUN
fbem-2249	67	2	of	of	ADP
fbem-2249	67	3	model	model	NOUN
fbem-2249	67	4	results	result	NOUN
fbem-2249	67	5	according	accord	VERB
fbem-2249	67	6	to	to	ADP
fbem-2249	67	7	the	the	DET
fbem-2249	67	8	above	above	ADJ
fbem-2249	67	9	empirical	empirical	ADJ
fbem-2249	67	10	analysis	analysis	NOUN
fbem-2249	67	11	,	,	PUNCT
fbem-2249	67	12	it	it	PRON
fbem-2249	67	13	can	can	AUX
fbem-2249	67	14	be	be	AUX
fbem-2249	67	15	seen	see	VERB
fbem-2249	67	16	that	that	SCONJ
fbem-2249	67	17	the	the	DET
fbem-2249	67	18	growth	growth	NOUN
fbem-2249	67	19	of	of	ADP
fbem-2249	67	20	third	third	ADJ
fbem-2249	67	21	-	-	PUNCT
fbem-2249	67	22	party	party	NOUN
fbem-2249	67	23	payment	payment	NOUN
fbem-2249	67	24	scale	scale	NOUN
fbem-2249	67	25	will	will	AUX
fbem-2249	67	26	narrow	narrow	VERB
fbem-2249	67	27	the	the	DET
fbem-2249	67	28	urban	urban	ADJ
fbem-2249	67	29	-	-	PUNCT
fbem-2249	67	30	rural	rural	ADJ
fbem-2249	67	31	income	income	NOUN
fbem-2249	67	32	gap	gap	NOUN
fbem-2249	67	33	to	to	ADP
fbem-2249	67	34	a	a	DET
fbem-2249	67	35	certain	certain	ADJ
fbem-2249	67	36	extent	extent	NOUN
fbem-2249	67	37	.	.	PUNCT
fbem-2249	68	1	meantime	meantime	ADV
fbem-2249	68	2	,	,	PUNCT
fbem-2249	68	3	this	this	DET
fbem-2249	68	4	study	study	NOUN
fbem-2249	68	5	finds	find	VERB
fbem-2249	68	6	that	that	SCONJ
fbem-2249	68	7	the	the	PRON
fbem-2249	68	8	higher	high	ADJ
fbem-2249	68	9	the	the	DET
fbem-2249	68	10	urbanization	urbanization	NOUN
fbem-2249	68	11	rate	rate	NOUN
fbem-2249	68	12	,	,	PUNCT
fbem-2249	68	13	the	the	PRON
fbem-2249	68	14	lower	low	ADJ
fbem-2249	68	15	the	the	DET
fbem-2249	68	16	urban	urban	ADJ
fbem-2249	68	17	-	-	PUNCT
fbem-2249	68	18	rural	rural	ADJ
fbem-2249	68	19	income	income	NOUN
fbem-2249	68	20	gap	gap	NOUN
fbem-2249	68	21	.	.	PUNCT
fbem-2249	69	1	based	base	VERB
fbem-2249	69	2	on	on	ADP
fbem-2249	69	3	this	this	DET
fbem-2249	69	4	research	research	NOUN
fbem-2249	69	5	,	,	PUNCT
fbem-2249	69	6	this	this	DET
fbem-2249	69	7	study	study	NOUN
fbem-2249	69	8	suggests	suggest	VERB
fbem-2249	69	9	that	that	SCONJ
fbem-2249	69	10	it	it	PRON
fbem-2249	69	11	is	be	AUX
fbem-2249	69	12	of	of	ADP
fbem-2249	69	13	great	great	ADJ
fbem-2249	69	14	practical	practical	ADJ
fbem-2249	69	15	significance	significance	NOUN
fbem-2249	69	16	to	to	PART
fbem-2249	69	17	reasonably	reasonably	ADV
fbem-2249	69	18	promote	promote	VERB
fbem-2249	69	19	the	the	DET
fbem-2249	69	20	promotion	promotion	NOUN
fbem-2249	69	21	of	of	ADP
fbem-2249	69	22	third	third	ADJ
fbem-2249	69	23	-	-	PUNCT
fbem-2249	69	24	party	party	NOUN
fbem-2249	69	25	payment	payment	NOUN
fbem-2249	69	26	in	in	ADP
fbem-2249	69	27	rural	rural	ADJ
fbem-2249	69	28	areas	area	NOUN
fbem-2249	69	29	.	.	PUNCT
fbem-2249	70	1	4	4	X
fbem-2249	70	2	.	.	X
fbem-2249	70	3	specific	specific	ADJ
fbem-2249	70	4	implementation	implementation	NOUN
fbem-2249	70	5	path	path	NOUN
fbem-2249	70	6	of	of	ADP
fbem-2249	70	7	rural	rural	ADJ
fbem-2249	70	8	payment	payment	NOUN
fbem-2249	70	9	reform	reform	NOUN
fbem-2249	70	10	4.1	4.1	NUM
fbem-2249	70	11	.	.	PUNCT
fbem-2249	71	1	the	the	DET
fbem-2249	71	2	meaning	meaning	NOUN
fbem-2249	71	3	of	of	ADP
fbem-2249	71	4	payment	payment	NOUN
fbem-2249	71	5	to	to	PART
fbem-2249	71	6	help	help	VERB
fbem-2249	71	7	farmers	farmer	NOUN
fbem-2249	71	8	the	the	DET
fbem-2249	71	9	so	so	ADV
fbem-2249	71	10	-	-	PUNCT
fbem-2249	71	11	called	call	VERB
fbem-2249	71	12	payment	payment	NOUN
fbem-2249	71	13	to	to	PART
fbem-2249	71	14	help	help	VERB
fbem-2249	71	15	farmers	farmer	NOUN
fbem-2249	71	16	,	,	PUNCT
fbem-2249	71	17	that	that	ADV
fbem-2249	71	18	is	is	ADV
fbem-2249	71	19	,	,	PUNCT
fbem-2249	71	20	the	the	DET
fbem-2249	71	21	use	use	NOUN
fbem-2249	71	22	of	of	ADP
fbem-2249	71	23	third	third	ADJ
fbem-2249	71	24	-	-	PUNCT
fbem-2249	71	25	party	party	NOUN
fbem-2249	71	26	payments	payment	NOUN
fbem-2249	71	27	and	and	CCONJ
fbem-2249	71	28	other	other	ADJ
fbem-2249	71	29	innovative	innovative	ADJ
fbem-2249	71	30	financial	financial	ADJ
fbem-2249	71	31	technology	technology	NOUN
fbem-2249	71	32	to	to	PART
fbem-2249	71	33	fill	fill	VERB
fbem-2249	71	34	the	the	DET
fbem-2249	71	35	gap	gap	NOUN
fbem-2249	71	36	in	in	ADP
fbem-2249	71	37	the	the	DET
fbem-2249	71	38	field	field	NOUN
fbem-2249	71	39	of	of	ADP
fbem-2249	71	40	financial	financial	ADJ
fbem-2249	71	41	services	service	NOUN
fbem-2249	71	42	for	for	ADP
fbem-2249	71	43	rural	rural	ADJ
fbem-2249	71	44	residents	resident	NOUN
fbem-2249	71	45	,	,	PUNCT
fbem-2249	71	46	to	to	PART
fbem-2249	71	47	promote	promote	VERB
fbem-2249	71	48	the	the	DET
fbem-2249	71	49	expansion	expansion	NOUN
fbem-2249	71	50	of	of	ADP
fbem-2249	71	51	payment	payment	NOUN
fbem-2249	71	52	and	and	CCONJ
fbem-2249	71	53	clearing	clearing	NOUN
fbem-2249	71	54	services	service	NOUN
fbem-2249	71	55	from	from	ADP
fbem-2249	71	56	serving	serve	VERB
fbem-2249	71	57	farmers	farmer	NOUN
fbem-2249	71	58	'	'	PART
fbem-2249	71	59	lives	life	NOUN
fbem-2249	71	60	to	to	ADP
fbem-2249	71	61	serving	serve	VERB
fbem-2249	71	62	agricultural	agricultural	ADJ
fbem-2249	71	63	production	production	NOUN
fbem-2249	71	64	,	,	PUNCT
fbem-2249	71	65	to	to	PART
fbem-2249	71	66	provide	provide	VERB
fbem-2249	71	67	farmers	farmer	NOUN
fbem-2249	71	68	with	with	ADP
fbem-2249	71	69	"	"	PUNCT
fbem-2249	71	70	intelligent	intelligent	ADJ
fbem-2249	71	71	management	management	NOUN
fbem-2249	71	72	+	+	CCONJ
fbem-2249	71	73	financial	financial	ADJ
fbem-2249	71	74	services	service	NOUN
fbem-2249	71	75	"	"	PUNCT
fbem-2249	71	76	integrated	integrate	VERB
fbem-2249	71	77	comprehensive	comprehensive	ADJ
fbem-2249	71	78	services	service	NOUN
fbem-2249	71	79	.	.	PUNCT
fbem-2249	72	1	4.2	4.2	NUM
fbem-2249	72	2	.	.	PUNCT
fbem-2249	72	3	practice	practice	NOUN
fbem-2249	72	4	significance	significance	NOUN
fbem-2249	72	5	in	in	ADP
fbem-2249	72	6	payment	payment	NOUN
fbem-2249	72	7	reform	reform	NOUN
fbem-2249	72	8	as	as	ADP
fbem-2249	72	9	a	a	DET
fbem-2249	72	10	financial	financial	ADJ
fbem-2249	72	11	infrastructure	infrastructure	NOUN
fbem-2249	72	12	,	,	PUNCT
fbem-2249	72	13	payment	payment	NOUN
fbem-2249	72	14	carries	carry	VERB
fbem-2249	72	15	the	the	DET
fbem-2249	72	16	function	function	NOUN
fbem-2249	72	17	of	of	ADP
fbem-2249	72	18	capital	capital	NOUN
fbem-2249	72	19	flow	flow	NOUN
fbem-2249	72	20	,	,	PUNCT
fbem-2249	72	21	information	information	NOUN
fbem-2249	72	22	flow	flow	NOUN
fbem-2249	72	23	and	and	CCONJ
fbem-2249	72	24	scene	scene	NOUN
fbem-2249	72	25	expansion[5	expansion[5	NOUN
fbem-2249	72	26	]	]	PUNCT
fbem-2249	72	27	.	.	PUNCT
fbem-2249	73	1	if	if	SCONJ
fbem-2249	73	2	finance	finance	NOUN
fbem-2249	73	3	wants	want	VERB
fbem-2249	73	4	to	to	PART
fbem-2249	73	5	better	well	ADV
fbem-2249	73	6	serve	serve	VERB
fbem-2249	73	7	the	the	DET
fbem-2249	73	8	rural	rural	ADJ
fbem-2249	73	9	economy	economy	NOUN
fbem-2249	73	10	,	,	PUNCT
fbem-2249	73	11	the	the	DET
fbem-2249	73	12	key	key	ADJ
fbem-2249	73	13	step	step	NOUN
fbem-2249	73	14	is	be	AUX
fbem-2249	73	15	to	to	PART
fbem-2249	73	16	provide	provide	VERB
fbem-2249	73	17	payment	payment	NOUN
fbem-2249	73	18	and	and	CCONJ
fbem-2249	73	19	settlement	settlement	NOUN
fbem-2249	73	20	convenience	convenience	NOUN
fbem-2249	73	21	,	,	PUNCT
fbem-2249	73	22	and	and	CCONJ
fbem-2249	73	23	the	the	DET
fbem-2249	73	24	emergence	emergence	NOUN
fbem-2249	73	25	of	of	ADP
fbem-2249	73	26	third	third	ADJ
fbem-2249	73	27	-	-	PUNCT
fbem-2249	73	28	party	party	NOUN
fbem-2249	73	29	payment	payment	NOUN
fbem-2249	73	30	just	just	ADV
fbem-2249	73	31	meets	meet	VERB
fbem-2249	73	32	this	this	DET
fbem-2249	73	33	demand	demand	NOUN
fbem-2249	73	34	.	.	PUNCT
fbem-2249	74	1	it	it	PRON
fbem-2249	74	2	not	not	PART
fbem-2249	74	3	only	only	ADV
fbem-2249	74	4	provides	provide	VERB
fbem-2249	74	5	a	a	DET
fbem-2249	74	6	strong	strong	ADJ
fbem-2249	74	7	support	support	NOUN
fbem-2249	74	8	for	for	ADP
fbem-2249	74	9	the	the	DET
fbem-2249	74	10	flow	flow	NOUN
fbem-2249	74	11	of	of	ADP
fbem-2249	74	12	rural	rural	ADJ
fbem-2249	74	13	funds	fund	NOUN
fbem-2249	74	14	,	,	PUNCT
fbem-2249	74	15	connects	connect	VERB
fbem-2249	74	16	the	the	DET
fbem-2249	74	17	rural	rural	ADJ
fbem-2249	74	18	economy	economy	NOUN
fbem-2249	74	19	and	and	CCONJ
fbem-2249	74	20	finance	finance	NOUN
fbem-2249	74	21	effectively	effectively	ADV
fbem-2249	74	22	,	,	PUNCT
fbem-2249	74	23	but	but	CCONJ
fbem-2249	74	24	also	also	ADV
fbem-2249	74	25	expands	expand	VERB
fbem-2249	74	26	the	the	DET
fbem-2249	74	27	traditional	traditional	ADJ
fbem-2249	74	28	financial	financial	ADJ
fbem-2249	74	29	services	service	NOUN
fbem-2249	74	30	,	,	PUNCT
fbem-2249	74	31	filling	fill	VERB
fbem-2249	74	32	the	the	DET
fbem-2249	74	33	blank	blank	ADJ
fbem-2249	74	34	area	area	NOUN
fbem-2249	74	35	of	of	ADP
fbem-2249	74	36	rural	rural	ADJ
fbem-2249	74	37	residents	resident	NOUN
fbem-2249	74	38	in	in	ADP
fbem-2249	74	39	the	the	DET
fbem-2249	74	40	field	field	NOUN
fbem-2249	74	41	of	of	ADP
fbem-2249	74	42	financial	financial	ADJ
fbem-2249	74	43	services	service	NOUN
fbem-2249	74	44	.	.	PUNCT
fbem-2249	75	1	the	the	DET
fbem-2249	75	2	sinking	sinking	NOUN
fbem-2249	75	3	of	of	ADP
fbem-2249	75	4	the	the	DET
fbem-2249	75	5	third	third	ADJ
fbem-2249	75	6	-	-	PUNCT
fbem-2249	75	7	party	party	NOUN
fbem-2249	75	8	payment	payment	NOUN
fbem-2249	75	9	to	to	ADP
fbem-2249	75	10	the	the	DET
fbem-2249	75	11	county	county	NOUN
fbem-2249	75	12	and	and	CCONJ
fbem-2249	75	13	rural	rural	ADJ
fbem-2249	75	14	areas	area	NOUN
fbem-2249	75	15	provides	provide	VERB
fbem-2249	75	16	better	well	ADJ
fbem-2249	75	17	payment	payment	NOUN
fbem-2249	75	18	and	and	CCONJ
fbem-2249	75	19	settlement	settlement	NOUN
fbem-2249	75	20	services	service	NOUN
fbem-2249	75	21	for	for	ADP
fbem-2249	75	22	the	the	DET
fbem-2249	75	23	middle	middle	ADJ
fbem-2249	75	24	and	and	CCONJ
fbem-2249	75	25	low	low	ADJ
fbem-2249	75	26	income	income	NOUN
fbem-2249	75	27	groups	group	NOUN
fbem-2249	75	28	,	,	PUNCT
fbem-2249	75	29	which	which	PRON
fbem-2249	75	30	is	be	AUX
fbem-2249	75	31	conducive	conducive	ADJ
fbem-2249	75	32	to	to	PART
fbem-2249	75	33	improve	improve	VERB
fbem-2249	75	34	the	the	DET
fbem-2249	75	35	digital	digital	ADJ
fbem-2249	75	36	divide	divide	NOUN
fbem-2249	75	37	in	in	ADP
fbem-2249	75	38	the	the	DET
fbem-2249	75	39	rural	rural	ADJ
fbem-2249	75	40	areas	area	NOUN
fbem-2249	75	41	,	,	PUNCT
fbem-2249	75	42	and	and	CCONJ
fbem-2249	75	43	provides	provide	VERB
fbem-2249	75	44	a	a	DET
fbem-2249	75	45	solid	solid	ADJ
fbem-2249	75	46	support	support	NOUN
fbem-2249	75	47	for	for	ADP
fbem-2249	75	48	narrowing	narrow	VERB
fbem-2249	75	49	the	the	DET
fbem-2249	75	50	income	income	NOUN
fbem-2249	75	51	gap	gap	NOUN
fbem-2249	75	52	between	between	ADP
fbem-2249	75	53	urban	urban	ADJ
fbem-2249	75	54	and	and	CCONJ
fbem-2249	75	55	rural	rural	ADJ
fbem-2249	75	56	areas	area	NOUN
fbem-2249	75	57	.	.	PUNCT
fbem-2249	76	1	from	from	ADP
fbem-2249	76	2	manual	manual	ADJ
fbem-2249	76	3	bookkeeping	bookkeeping	NOUN
fbem-2249	76	4	,	,	PUNCT
fbem-2249	76	5	cash	cash	NOUN
fbem-2249	76	6	payment	payment	NOUN
fbem-2249	76	7	to	to	ADP
fbem-2249	76	8	the	the	DET
fbem-2249	76	9	payment	payment	NOUN
fbem-2249	76	10	platform	platform	NOUN
fbem-2249	76	11	,	,	PUNCT
fbem-2249	76	12	trading	trade	VERB
fbem-2249	76	13	"	"	PUNCT
fbem-2249	76	14	zero	zero	NUM
fbem-2249	76	15	contact	contact	NOUN
fbem-2249	76	16	"	"	PUNCT
fbem-2249	76	17	,	,	PUNCT
fbem-2249	76	18	third	third	ADJ
fbem-2249	76	19	-	-	PUNCT
fbem-2249	76	20	party	party	NOUN
fbem-2249	76	21	payment	payment	NOUN
fbem-2249	76	22	products	product	NOUN
fbem-2249	76	23	are	be	AUX
fbem-2249	76	24	expected	expect	VERB
fbem-2249	76	25	to	to	PART
fbem-2249	76	26	apply	apply	VERB
fbem-2249	76	27	in	in	ADP
fbem-2249	76	28	major	major	ADJ
fbem-2249	76	29	production	production	NOUN
fbem-2249	76	30	and	and	CCONJ
fbem-2249	76	31	marketing	marketing	NOUN
fbem-2249	76	32	service	service	NOUN
fbem-2249	76	33	platforms	platform	NOUN
fbem-2249	76	34	in	in	ADP
fbem-2249	76	35	rural	rural	ADJ
fbem-2249	76	36	areas	area	NOUN
fbem-2249	76	37	.	.	PUNCT
fbem-2249	77	1	it	it	PRON
fbem-2249	77	2	is	be	AUX
fbem-2249	77	3	necessary	necessary	ADJ
fbem-2249	77	4	to	to	PART
fbem-2249	77	5	establish	establish	VERB
fbem-2249	77	6	a	a	DET
fbem-2249	77	7	platform	platform	NOUN
fbem-2249	77	8	integrating	integrate	VERB
fbem-2249	77	9	production	production	NOUN
fbem-2249	77	10	and	and	CCONJ
fbem-2249	77	11	marketing	marketing	NOUN
fbem-2249	77	12	,	,	PUNCT
fbem-2249	77	13	online	online	ADJ
fbem-2249	77	14	bookkeeping	bookkeeping	NOUN
fbem-2249	77	15	,	,	PUNCT
fbem-2249	77	16	payment	payment	NOUN
fbem-2249	77	17	and	and	CCONJ
fbem-2249	77	18	settlement	settlement	NOUN
fbem-2249	77	19	,	,	PUNCT
fbem-2249	77	20	rural	rural	ADJ
fbem-2249	77	21	credit	credit	NOUN
fbem-2249	77	22	and	and	CCONJ
fbem-2249	77	23	payment	payment	NOUN
fbem-2249	77	24	to	to	PART
fbem-2249	77	25	benefit	benefit	VERB
fbem-2249	77	26	farmers	farmer	NOUN
fbem-2249	77	27	,	,	PUNCT
fbem-2249	77	28	which	which	PRON
fbem-2249	77	29	can	can	AUX
fbem-2249	77	30	reduce	reduce	VERB
fbem-2249	77	31	the	the	DET
fbem-2249	77	32	difficulty	difficulty	NOUN
fbem-2249	77	33	of	of	ADP
fbem-2249	77	34	farmers	farmer	NOUN
fbem-2249	77	35	to	to	PART
fbem-2249	77	36	get	get	VERB
fbem-2249	77	37	credit	credit	NOUN
fbem-2249	77	38	support	support	NOUN
fbem-2249	77	39	,	,	PUNCT
fbem-2249	77	40	and	and	CCONJ
fbem-2249	77	41	make	make	VERB
fbem-2249	77	42	a	a	DET
fbem-2249	77	43	great	great	ADJ
fbem-2249	77	44	contribution	contribution	NOUN
fbem-2249	77	45	to	to	PART
fbem-2249	77	46	increase	increase	VERB
fbem-2249	77	47	farmers	farmer	NOUN
fbem-2249	77	48	'	'	PART
fbem-2249	77	49	income	income	NOUN
fbem-2249	77	50	.	.	PUNCT
fbem-2249	78	1	based	base	VERB
fbem-2249	78	2	on	on	ADP
fbem-2249	78	3	this	this	PRON
fbem-2249	78	4	,	,	PUNCT
fbem-2249	78	5	this	this	DET
fbem-2249	78	6	paper	paper	NOUN
fbem-2249	78	7	argues	argue	VERB
fbem-2249	78	8	that	that	SCONJ
fbem-2249	78	9	mobile	mobile	ADJ
fbem-2249	78	10	payment	payment	NOUN
fbem-2249	78	11	is	be	AUX
fbem-2249	78	12	the	the	DET
fbem-2249	78	13	vanguard	vanguard	NOUN
fbem-2249	78	14	of	of	ADP
fbem-2249	78	15	narrowing	narrow	VERB
fbem-2249	78	16	the	the	DET
fbem-2249	78	17	gap	gap	NOUN
fbem-2249	78	18	between	between	ADP
fbem-2249	78	19	urban	urban	ADJ
fbem-2249	78	20	and	and	CCONJ
fbem-2249	78	21	rural	rural	ADJ
fbem-2249	78	22	payment	payment	NOUN
fbem-2249	78	23	services	service	NOUN
fbem-2249	78	24	,	,	PUNCT
fbem-2249	78	25	and	and	CCONJ
fbem-2249	78	26	is	be	AUX
fbem-2249	78	27	an	an	DET
fbem-2249	78	28	important	important	ADJ
fbem-2249	78	29	part	part	NOUN
fbem-2249	78	30	of	of	ADP
fbem-2249	78	31	the	the	DET
fbem-2249	78	32	financial	financial	ADJ
fbem-2249	78	33	support	support	NOUN
fbem-2249	78	34	for	for	ADP
fbem-2249	78	35	comprehensive	comprehensive	ADJ
fbem-2249	78	36	rural	rural	ADJ
fbem-2249	78	37	revitalization	revitalization	NOUN
fbem-2249	78	38	in	in	ADP
fbem-2249	78	39	the	the	DET
fbem-2249	78	40	new	new	ADJ
fbem-2249	78	41	era	era	NOUN
fbem-2249	78	42	.	.	PUNCT
fbem-2249	79	1	4.3	4.3	NUM
fbem-2249	79	2	.	.	PUNCT
fbem-2249	80	1	the	the	DET
fbem-2249	80	2	path	path	NOUN
fbem-2249	80	3	of	of	ADP
fbem-2249	80	4	rural	rural	ADJ
fbem-2249	80	5	payment	payment	NOUN
fbem-2249	80	6	revolution	revolution	NOUN
fbem-2249	80	7	4.3.1	4.3.1	VERB
fbem-2249	80	8	.	.	PUNCT
fbem-2249	80	9	from	from	ADP
fbem-2249	80	10	the	the	DET
fbem-2249	80	11	bank	bank	NOUN
fbem-2249	80	12	’s	’s	PART
fbem-2249	80	13	perspective	perspective	NOUN
fbem-2249	80	14	banking	banking	NOUN
fbem-2249	80	15	institutions	institution	NOUN
fbem-2249	80	16	should	should	AUX
fbem-2249	80	17	continue	continue	VERB
fbem-2249	80	18	to	to	PART
fbem-2249	80	19	optimize	optimize	VERB
fbem-2249	80	20	the	the	DET
fbem-2249	80	21	farmers	farmer	NOUN
fbem-2249	80	22	'	'	PART
fbem-2249	80	23	bank	bank	NOUN
fbem-2249	80	24	card	card	NOUN
fbem-2249	80	25	withdrawal	withdrawal	NOUN
fbem-2249	80	26	service	service	NOUN
fbem-2249	80	27	,	,	PUNCT
fbem-2249	80	28	provide	provide	VERB
fbem-2249	80	29	,	,	PUNCT
fbem-2249	80	30	inter	inter	ADJ
fbem-2249	80	31	-	-	ADJ
fbem-2249	80	32	bank	bank	ADJ
fbem-2249	80	33	transfer	transfer	NOUN
fbem-2249	80	34	,	,	PUNCT
fbem-2249	80	35	account	account	NOUN
fbem-2249	80	36	query	query	NOUN
fbem-2249	80	37	,	,	PUNCT
fbem-2249	80	38	life	life	NOUN
fbem-2249	80	39	payment	payment	NOUN
fbem-2249	80	40	and	and	CCONJ
fbem-2249	80	41	other	other	ADJ
fbem-2249	80	42	services	service	NOUN
fbem-2249	80	43	,	,	PUNCT
fbem-2249	80	44	build	build	VERB
fbem-2249	80	45	a	a	DET
fbem-2249	80	46	comprehensive	comprehensive	ADJ
fbem-2249	80	47	rural	rural	ADJ
fbem-2249	80	48	inclusive	inclusive	ADJ
fbem-2249	80	49	financial	financial	ADJ
fbem-2249	80	50	service	service	NOUN
fbem-2249	80	51	station	station	NOUN
fbem-2249	80	52	that	that	PRON
fbem-2249	80	53	combines	combine	VERB
fbem-2249	80	54	financial	financial	ADJ
fbem-2249	80	55	services	service	NOUN
fbem-2249	80	56	,	,	PUNCT
fbem-2249	80	57	payment	payment	NOUN
fbem-2249	80	58	services	service	NOUN
fbem-2249	80	59	,	,	PUNCT
fbem-2249	80	60	convenience	convenience	NOUN
fbem-2249	80	61	services	service	NOUN
fbem-2249	80	62	,	,	PUNCT
fbem-2249	80	63	knowledge	knowledge	NOUN
fbem-2249	80	64	publicity	publicity	NOUN
fbem-2249	80	65	and	and	CCONJ
fbem-2249	80	66	other	other	ADJ
fbem-2249	80	67	functions	function	NOUN
fbem-2249	80	68	.	.	PUNCT
fbem-2249	81	1	helping	help	VERB
fbem-2249	81	2	farmers	farmer	NOUN
fbem-2249	81	3	remain	remain	VERB
fbem-2249	81	4	with	with	ADP
fbem-2249	81	5	doors	door	NOUN
fbem-2249	81	6	to	to	PART
fbem-2249	81	7	deal	deal	VERB
fbem-2249	81	8	with	with	ADP
fbem-2249	81	9	related	related	ADJ
fbem-2249	81	10	payment	payment	NOUN
fbem-2249	81	11	business	business	NOUN
fbem-2249	81	12	and	and	CCONJ
fbem-2249	81	13	enjoying	enjoy	VERB
fbem-2249	81	14	convenient	convenient	ADJ
fbem-2249	81	15	payment	payment	NOUN
fbem-2249	81	16	service[6	service[6	NOUN
fbem-2249	81	17	]	]	PUNCT
fbem-2249	81	18	.	.	PUNCT
fbem-2249	82	1	meanwhile	meanwhile	ADV
fbem-2249	82	2	,	,	PUNCT
fbem-2249	82	3	banks	bank	NOUN
fbem-2249	82	4	should	should	AUX
fbem-2249	82	5	focus	focus	VERB
fbem-2249	82	6	on	on	ADP
fbem-2249	82	7	the	the	DET
fbem-2249	82	8	rural	rural	ADJ
fbem-2249	82	9	life	life	NOUN
fbem-2249	82	10	and	and	CCONJ
fbem-2249	82	11	production	production	NOUN
fbem-2249	82	12	,	,	PUNCT
fbem-2249	82	13	distribution	distribution	NOUN
fbem-2249	82	14	,	,	PUNCT
fbem-2249	82	15	circulation	circulation	NOUN
fbem-2249	82	16	,	,	PUNCT
fbem-2249	82	17	consumption	consumption	NOUN
fbem-2249	82	18	of	of	ADP
fbem-2249	82	19	payment	payment	NOUN
fbem-2249	82	20	demand	demand	NOUN
fbem-2249	82	21	,	,	PUNCT
fbem-2249	82	22	continue	continue	VERB
fbem-2249	82	23	to	to	PART
fbem-2249	82	24	optimize	optimize	VERB
fbem-2249	82	25	the	the	DET
fbem-2249	82	26	payment	payment	NOUN
fbem-2249	82	27	service	service	NOUN
fbem-2249	82	28	supply	supply	NOUN
fbem-2249	82	29	,	,	PUNCT
fbem-2249	82	30	adhere	adhere	VERB
fbem-2249	82	31	to	to	PART
fbem-2249	82	32	promote	promote	VERB
fbem-2249	82	33	mobile	mobile	ADJ
fbem-2249	82	34	payment	payment	NOUN
fbem-2249	82	35	sinking	sink	VERB
fbem-2249	82	36	rural	rural	ADJ
fbem-2249	82	37	,	,	PUNCT
fbem-2249	82	38	rich	rich	ADJ
fbem-2249	82	39	online	online	ADJ
fbem-2249	82	40	scenarios	scenario	NOUN
fbem-2249	82	41	,	,	PUNCT
fbem-2249	82	42	develop	develop	VERB
fbem-2249	82	43	mobile	mobile	ADJ
fbem-2249	82	44	banking	banking	NOUN
fbem-2249	82	45	rural	rural	ADJ
fbem-2249	82	46	revitalization	revitalization	NOUN
fbem-2249	82	47	of	of	ADP
fbem-2249	82	48	exclusive	exclusive	ADJ
fbem-2249	82	49	functions	function	NOUN
fbem-2249	82	50	,	,	PUNCT
fbem-2249	82	51	gradually	gradually	ADV
fbem-2249	82	52	build	build	VERB
fbem-2249	82	53	inclusive	inclusive	ADJ
fbem-2249	82	54	financial	financial	ADJ
fbem-2249	82	55	service	service	NOUN
fbem-2249	82	56	station	station	NOUN
fbem-2249	82	57	,	,	PUNCT
fbem-2249	82	58	receiving	receive	VERB
fbem-2249	82	59	merchants	merchant	NOUN
fbem-2249	82	60	,	,	PUNCT
fbem-2249	82	61	mobile	mobile	ADJ
fbem-2249	82	62	banking	banking	NOUN
fbem-2249	82	63	,	,	PUNCT
fbem-2249	82	64	cloud	cloud	NOUN
fbem-2249	82	65	flash	flash	NOUN
fbem-2249	82	66	pay	pay	NOUN
fbem-2249	82	67	product	product	NOUN
fbem-2249	82	68	services	service	NOUN
fbem-2249	82	69	and	and	CCONJ
fbem-2249	82	70	other	other	ADJ
fbem-2249	82	71	integration	integration	NOUN
fbem-2249	82	72	of	of	ADP
fbem-2249	82	73	the	the	DET
fbem-2249	82	74	development	development	NOUN
fbem-2249	82	75	of	of	ADP
fbem-2249	82	76	mobile	mobile	ADJ
fbem-2249	82	77	payment	payment	NOUN
fbem-2249	82	78	system	system	NOUN
fbem-2249	82	79	.	.	PUNCT
fbem-2249	83	1	4.3.2	4.3.2	X
fbem-2249	83	2	.	.	PUNCT
fbem-2249	84	1	from	from	ADP
fbem-2249	84	2	rural	rural	ADJ
fbem-2249	84	3	merchants	merchant	NOUN
fbem-2249	84	4	in	in	ADP
fbem-2249	84	5	the	the	DET
fbem-2249	84	6	face	face	NOUN
fbem-2249	84	7	of	of	ADP
fbem-2249	84	8	rural	rural	ADJ
fbem-2249	84	9	retail	retail	NOUN
fbem-2249	84	10	,	,	PUNCT
fbem-2249	84	11	rural	rural	ADJ
fbem-2249	84	12	large	large	ADJ
fbem-2249	84	13	acquisition	acquisition	NOUN
fbem-2249	84	14	market	market	NOUN
fbem-2249	84	15	and	and	CCONJ
fbem-2249	84	16	small	small	ADJ
fbem-2249	84	17	acquisition	acquisition	NOUN
fbem-2249	84	18	point	point	NOUN
fbem-2249	84	19	payment	payment	NOUN
fbem-2249	84	20	settlement	settlement	NOUN
fbem-2249	84	21	of	of	ADP
fbem-2249	84	22	different	different	ADJ
fbem-2249	84	23	demand	demand	NOUN
fbem-2249	84	24	of	of	ADP
fbem-2249	84	25	agricultural	agricultural	ADJ
fbem-2249	84	26	products	product	NOUN
fbem-2249	84	27	,	,	PUNCT
fbem-2249	84	28	each	each	DET
fbem-2249	84	29	rural	rural	ADJ
fbem-2249	84	30	region	region	NOUN
fbem-2249	84	31	can	can	AUX
fbem-2249	84	32	join	join	VERB
fbem-2249	84	33	hands	hand	NOUN
fbem-2249	84	34	with	with	ADP
fbem-2249	84	35	companies	company	NOUN
fbem-2249	84	36	to	to	PART
fbem-2249	84	37	create	create	VERB
fbem-2249	84	38	a	a	DET
fbem-2249	84	39	series	series	NOUN
fbem-2249	84	40	of	of	ADP
fbem-2249	84	41	settlement	settlement	NOUN
fbem-2249	84	42	tool	tool	NOUN
fbem-2249	84	43	,	,	PUNCT
fbem-2249	84	44	such	such	ADJ
fbem-2249	84	45	as	as	ADP
fbem-2249	84	46	the	the	DET
fbem-2249	84	47	existing	exist	VERB
fbem-2249	84	48	"	"	PUNCT
fbem-2249	84	49	harvest	harvest	NOUN
fbem-2249	84	50	treasure	treasure	NOUN
fbem-2249	84	51	"	"	PUNCT
fbem-2249	84	52	,	,	PUNCT
fbem-2249	84	53	"	"	PUNCT
fbem-2249	84	54	fu	fu	ADJ
fbem-2249	84	55	agriculture	agriculture	NOUN
fbem-2249	84	56	"	"	PUNCT
fbem-2249	84	57	and	and	CCONJ
fbem-2249	84	58	other	other	ADJ
fbem-2249	84	59	convenient	convenient	ADJ
fbem-2249	84	60	payment	payment	NOUN
fbem-2249	84	61	tools	tool	NOUN
fbem-2249	84	62	,	,	PUNCT
fbem-2249	84	63	so	so	SCONJ
fbem-2249	84	64	that	that	SCONJ
fbem-2249	84	65	villagers	villager	NOUN
fbem-2249	84	66	can	can	AUX
fbem-2249	84	67	enjoy	enjoy	VERB
fbem-2249	84	68	the	the	DET
fbem-2249	84	69	dividends	dividend	NOUN
fbem-2249	84	70	of	of	ADP
fbem-2249	84	71	convenient	convenient	ADJ
fbem-2249	84	72	payment	payment	NOUN
fbem-2249	84	73	in	in	ADP
fbem-2249	84	74	their	their	PRON
fbem-2249	84	75	farmland	farmland	NOUN
fbem-2249	84	76	.	.	PUNCT
fbem-2249	85	1	this	this	DET
fbem-2249	85	2	paper	paper	NOUN
fbem-2249	85	3	promote	promote	VERB
fbem-2249	85	4	the	the	DET
fbem-2249	85	5	"	"	PUNCT
fbem-2249	85	6	third	third	ADJ
fbem-2249	85	7	-	-	PUNCT
fbem-2249	85	8	party	party	NOUN
fbem-2249	85	9	payment	payment	NOUN
fbem-2249	85	10	+	+	CCONJ
fbem-2249	85	11	inclusive	inclusive	ADJ
fbem-2249	85	12	financial	financial	ADJ
fbem-2249	85	13	services	services	PROPN
fbem-2249	85	14	"	"	PUNCT
fbem-2249	85	15	model	model	NOUN
fbem-2249	85	16	to	to	PART
fbem-2249	85	17	create	create	VERB
fbem-2249	85	18	a	a	DET
fbem-2249	85	19	third	third	ADJ
fbem-2249	85	20	-	-	PUNCT
fbem-2249	85	21	party	party	NOUN
fbem-2249	85	22	payment	payment	NOUN
fbem-2249	85	23	platform	platform	NOUN
fbem-2249	85	24	for	for	ADP
fbem-2249	85	25	the	the	DET
fbem-2249	85	26	public	public	NOUN
fbem-2249	85	27	,	,	PUNCT
fbem-2249	85	28	so	so	SCONJ
fbem-2249	85	29	that	that	SCONJ
fbem-2249	85	30	resources	resource	NOUN
fbem-2249	85	31	can	can	AUX
fbem-2249	85	32	be	be	AUX
fbem-2249	85	33	turned	turn	VERB
fbem-2249	85	34	into	into	ADP
fbem-2249	85	35	funds	fund	NOUN
fbem-2249	85	36	and	and	CCONJ
fbem-2249	85	37	agricultural	agricultural	ADJ
fbem-2249	85	38	subsidies	subsidy	NOUN
fbem-2249	85	39	can	can	AUX
fbem-2249	85	40	be	be	AUX
fbem-2249	85	41	implemented	implement	VERB
fbem-2249	85	42	to	to	ADP
fbem-2249	85	43	every	every	DET
fbem-2249	85	44	household[7].specific	household[7].specific	ADJ
fbem-2249	85	45	practical	practical	ADJ
fbem-2249	85	46	measures	measure	NOUN
fbem-2249	85	47	may	may	AUX
fbem-2249	85	48	include	include	VERB
fbem-2249	85	49	:	:	PUNCT
fbem-2249	85	50	taking	take	VERB
fbem-2249	85	51	advantage	advantage	NOUN
fbem-2249	85	52	of	of	ADP
fbem-2249	85	53	rural	rural	ADJ
fbem-2249	85	54	scenery	scenery	NOUN
fbem-2249	85	55	and	and	CCONJ
fbem-2249	85	56	tourism	tourism	NOUN
fbem-2249	85	57	,	,	PUNCT
fbem-2249	85	58	increasing	increase	VERB
fbem-2249	85	59	the	the	DET
fbem-2249	85	60	research	research	NOUN
fbem-2249	85	61	and	and	CCONJ
fbem-2249	85	62	development	development	NOUN
fbem-2249	85	63	of	of	ADP
fbem-2249	85	64	"	"	PUNCT
fbem-2249	85	65	third	third	ADJ
fbem-2249	85	66	-	-	PUNCT
fbem-2249	85	67	party	party	NOUN
fbem-2249	85	68	payment	payment	NOUN
fbem-2249	85	69	+	+	CCONJ
fbem-2249	85	70	rural	rural	ADJ
fbem-2249	85	71	tourism	tourism	NOUN
fbem-2249	85	72	"	"	PUNCT
fbem-2249	85	73	payment	payment	NOUN
fbem-2249	85	74	and	and	CCONJ
fbem-2249	85	75	settlement	settlement	NOUN
fbem-2249	85	76	tools	tool	NOUN
fbem-2249	85	77	,	,	PUNCT
fbem-2249	85	78	realizing	realize	VERB
fbem-2249	85	79	the	the	DET
fbem-2249	85	80	full	full	ADJ
fbem-2249	85	81	coverage	coverage	NOUN
fbem-2249	85	82	of	of	ADP
fbem-2249	85	83	third	third	ADJ
fbem-2249	85	84	-	-	PUNCT
fbem-2249	85	85	party	party	NOUN
fbem-2249	85	86	payment	payment	NOUN
fbem-2249	85	87	in	in	ADP
fbem-2249	85	88	scenic	scenic	ADJ
fbem-2249	85	89	area	area	NOUN
fbem-2249	85	90	services	service	NOUN
fbem-2249	85	91	such	such	ADJ
fbem-2249	85	92	as	as	ADP
fbem-2249	85	93	parking	parking	NOUN
fbem-2249	85	94	,	,	PUNCT
fbem-2249	85	95	ticketing	ticketing	NOUN
fbem-2249	85	96	and	and	CCONJ
fbem-2249	85	97	b&b	b&b	PROPN
fbem-2249	85	98	.	.	PUNCT
fbem-2249	86	1	in	in	ADP
fbem-2249	86	2	addition	addition	NOUN
fbem-2249	86	3	,	,	PUNCT
fbem-2249	86	4	the	the	DET
fbem-2249	86	5	company	company	NOUN
fbem-2249	86	6	will	will	AUX
fbem-2249	86	7	guide	guide	VERB
fbem-2249	86	8	urban	urban	ADJ
fbem-2249	86	9	residents	resident	NOUN
fbem-2249	86	10	to	to	PART
fbem-2249	86	11	shift	shift	VERB
fbem-2249	86	12	their	their	PRON
fbem-2249	86	13	consumption	consumption	NOUN
fbem-2249	86	14	focus	focus	NOUN
fbem-2249	86	15	to	to	ADP
fbem-2249	86	16	the	the	DET
fbem-2249	86	17	countryside	countryside	NOUN
fbem-2249	86	18	and	and	CCONJ
fbem-2249	86	19	boost	boost	VERB
fbem-2249	86	20	farmers	farmer	NOUN
fbem-2249	86	21	'	'	PART
fbem-2249	86	22	income	income	NOUN
fbem-2249	86	23	.	.	PUNCT
fbem-2249	87	1	meanwhile	meanwhile	ADV
fbem-2249	87	2	,	,	PUNCT
fbem-2249	87	3	this	this	DET
fbem-2249	87	4	paper	paper	NOUN
fbem-2249	87	5	suggests	suggest	VERB
fbem-2249	87	6	the	the	DET
fbem-2249	87	7	"	"	PUNCT
fbem-2249	87	8	mobile	mobile	ADJ
fbem-2249	87	9	payment	payment	NOUN
fbem-2249	87	10	+	+	CCONJ
fbem-2249	87	11	grain	grain	NOUN
fbem-2249	87	12	purchase	purchase	NOUN
fbem-2249	87	13	"	"	PUNCT
fbem-2249	87	14	,	,	PUNCT
fbem-2249	87	15	focus	focus	VERB
fbem-2249	87	16	on	on	ADP
fbem-2249	87	17	the	the	DET
fbem-2249	87	18	capital	capital	NOUN
fbem-2249	87	19	settlement	settlement	NOUN
fbem-2249	87	20	demand	demand	NOUN
fbem-2249	87	21	in	in	ADP
fbem-2249	87	22	the	the	DET
fbem-2249	87	23	grain	grain	NOUN
fbem-2249	87	24	purchase	purchase	NOUN
fbem-2249	87	25	and	and	CCONJ
fbem-2249	87	26	selling	selling	NOUN
fbem-2249	87	27	link	link	NOUN
fbem-2249	87	28	,	,	PUNCT
fbem-2249	87	29	and	and	CCONJ
fbem-2249	87	30	solve	solve	VERB
fbem-2249	87	31	the	the	DET
fbem-2249	87	32	problem	problem	NOUN
fbem-2249	87	33	of	of	ADP
fbem-2249	87	34	non	non	ADJ
fbem-2249	87	35	-	-	ADJ
fbem-2249	87	36	performing	performing	ADJ
fbem-2249	87	37	loans	loan	NOUN
fbem-2249	87	38	in	in	ADP
fbem-2249	87	39	the	the	DET
fbem-2249	87	40	process	process	NOUN
fbem-2249	87	41	of	of	ADP
fbem-2249	87	42	grain	grain	NOUN
fbem-2249	87	43	purchase	purchase	NOUN
fbem-2249	87	44	.	.	PUNCT
fbem-2249	88	1	5	5	X
fbem-2249	88	2	.	.	X
fbem-2249	88	3	conclusions	conclusion	NOUN
fbem-2249	88	4	and	and	CCONJ
fbem-2249	88	5	suggestions	suggestion	NOUN
fbem-2249	88	6	based	base	VERB
fbem-2249	88	7	on	on	ADP
fbem-2249	88	8	the	the	DET
fbem-2249	88	9	above	above	ADJ
fbem-2249	88	10	research	research	NOUN
fbem-2249	89	1	,	,	PUNCT
fbem-2249	89	2	this	this	DET
fbem-2249	89	3	paper	paper	NOUN
fbem-2249	89	4	argues	argue	VERB
fbem-2249	89	5	that	that	SCONJ
fbem-2249	89	6	reasonably	reasonably	ADV
fbem-2249	89	7	promoting	promote	VERB
fbem-2249	89	8	the	the	DET
fbem-2249	89	9	promotion	promotion	NOUN
fbem-2249	89	10	of	of	ADP
fbem-2249	89	11	third	third	ADJ
fbem-2249	89	12	-	-	PUNCT
fbem-2249	89	13	party	party	NOUN
fbem-2249	89	14	payment	payment	NOUN
fbem-2249	89	15	in	in	ADP
fbem-2249	89	16	rural	rural	ADJ
fbem-2249	89	17	areas	area	NOUN
fbem-2249	89	18	is	be	AUX
fbem-2249	89	19	of	of	ADP
fbem-2249	89	20	great	great	ADJ
fbem-2249	89	21	practical	practical	ADJ
fbem-2249	89	22	significance	significance	NOUN
fbem-2249	89	23	to	to	PART
fbem-2249	89	24	narrow	narrow	VERB
fbem-2249	89	25	the	the	DET
fbem-2249	89	26	urban	urban	ADJ
fbem-2249	89	27	-	-	PUNCT
fbem-2249	89	28	rural	rural	ADJ
fbem-2249	89	29	income	income	NOUN
fbem-2249	89	30	gap	gap	NOUN
fbem-2249	89	31	.	.	PUNCT
fbem-2249	90	1	based	base	VERB
fbem-2249	90	2	on	on	ADP
fbem-2249	90	3	how	how	SCONJ
fbem-2249	90	4	to	to	PART
fbem-2249	90	5	reasonably	reasonably	ADV
fbem-2249	90	6	promote	promote	VERB
fbem-2249	90	7	the	the	DET
fbem-2249	90	8	application	application	NOUN
fbem-2249	90	9	of	of	ADP
fbem-2249	90	10	third	third	ADJ
fbem-2249	90	11	-	-	PUNCT
fbem-2249	90	12	party	party	NOUN
fbem-2249	90	13	payment	payment	NOUN
fbem-2249	90	14	in	in	ADP
fbem-2249	90	15	rural	rural	ADJ
fbem-2249	90	16	areas	area	NOUN
fbem-2249	90	17	,	,	PUNCT
fbem-2249	90	18	this	this	DET
fbem-2249	90	19	paper	paper	NOUN
fbem-2249	90	20	proposes	propose	VERB
fbem-2249	90	21	the	the	DET
fbem-2249	90	22	following	follow	VERB
fbem-2249	90	23	two	two	NUM
fbem-2249	90	24	suggestions	suggestion	NOUN
fbem-2249	90	25	.	.	PUNCT
fbem-2249	91	1	firstly	firstly	ADV
fbem-2249	91	2	,	,	PUNCT
fbem-2249	91	3	this	this	DET
fbem-2249	91	4	paper	paper	NOUN
fbem-2249	91	5	suggests	suggest	VERB
fbem-2249	91	6	that	that	SCONJ
fbem-2249	91	7	government	government	NOUN
fbem-2249	91	8	should	should	AUX
fbem-2249	91	9	increase	increase	VERB
fbem-2249	91	10	7	7	NUM
fbem-2249	91	11	the	the	DET
fbem-2249	91	12	coverage	coverage	NOUN
fbem-2249	91	13	rate	rate	NOUN
fbem-2249	91	14	and	and	CCONJ
fbem-2249	91	15	promote	promote	VERB
fbem-2249	91	16	the	the	DET
fbem-2249	91	17	convenience	convenience	NOUN
fbem-2249	91	18	of	of	ADP
fbem-2249	91	19	third	third	ADJ
fbem-2249	91	20	-	-	PUNCT
fbem-2249	91	21	party	party	NOUN
fbem-2249	91	22	payment	payment	NOUN
fbem-2249	91	23	services	service	NOUN
fbem-2249	91	24	to	to	ADP
fbem-2249	91	25	rural	rural	ADJ
fbem-2249	91	26	areas	area	NOUN
fbem-2249	91	27	in	in	ADP
fbem-2249	91	28	counties	county	NOUN
fbem-2249	91	29	.	.	PUNCT
fbem-2249	92	1	the	the	DET
fbem-2249	92	2	rural	rural	ADJ
fbem-2249	92	3	market	market	NOUN
fbem-2249	92	4	can	can	AUX
fbem-2249	92	5	be	be	AUX
fbem-2249	92	6	said	say	VERB
fbem-2249	92	7	to	to	PART
fbem-2249	92	8	be	be	AUX
fbem-2249	92	9	the	the	DET
fbem-2249	92	10	next	next	ADJ
fbem-2249	92	11	blue	blue	ADJ
fbem-2249	92	12	ocean	ocean	NOUN
fbem-2249	92	13	of	of	ADP
fbem-2249	92	14	third	third	ADJ
fbem-2249	92	15	-	-	PUNCT
fbem-2249	92	16	party	party	NOUN
fbem-2249	92	17	payment	payment	NOUN
fbem-2249	92	18	.	.	PUNCT
fbem-2249	93	1	at	at	ADP
fbem-2249	93	2	present	present	ADJ
fbem-2249	93	3	,	,	PUNCT
fbem-2249	93	4	due	due	ADP
fbem-2249	93	5	to	to	ADP
fbem-2249	93	6	the	the	DET
fbem-2249	93	7	influence	influence	NOUN
fbem-2249	93	8	of	of	ADP
fbem-2249	93	9	traditional	traditional	ADJ
fbem-2249	93	10	rural	rural	ADJ
fbem-2249	93	11	concepts	concept	NOUN
fbem-2249	93	12	and	and	CCONJ
fbem-2249	93	13	the	the	DET
fbem-2249	93	14	high	high	ADJ
fbem-2249	93	15	construction	construction	NOUN
fbem-2249	93	16	cost	cost	NOUN
fbem-2249	93	17	of	of	ADP
fbem-2249	93	18	bank	bank	NOUN
fbem-2249	93	19	rural	rural	ADJ
fbem-2249	93	20	mobile	mobile	ADJ
fbem-2249	93	21	business	business	NOUN
fbem-2249	93	22	,	,	PUNCT
fbem-2249	93	23	the	the	DET
fbem-2249	93	24	utilization	utilization	NOUN
fbem-2249	93	25	rate	rate	NOUN
fbem-2249	93	26	of	of	ADP
fbem-2249	93	27	third	third	ADJ
fbem-2249	93	28	-	-	PUNCT
fbem-2249	93	29	party	party	NOUN
fbem-2249	93	30	payment	payment	NOUN
fbem-2249	93	31	in	in	ADP
fbem-2249	93	32	rural	rural	ADJ
fbem-2249	93	33	areas	area	NOUN
fbem-2249	93	34	is	be	AUX
fbem-2249	93	35	still	still	ADV
fbem-2249	93	36	not	not	PART
fbem-2249	93	37	very	very	ADV
fbem-2249	93	38	high	high	ADJ
fbem-2249	93	39	,	,	PUNCT
fbem-2249	93	40	so	so	CCONJ
fbem-2249	93	41	the	the	DET
fbem-2249	93	42	financial	financial	ADJ
fbem-2249	93	43	resources	resource	NOUN
fbem-2249	93	44	can	can	AUX
fbem-2249	93	45	not	not	PART
fbem-2249	93	46	be	be	AUX
fbem-2249	93	47	reasonably	reasonably	ADV
fbem-2249	93	48	allocated	allocate	VERB
fbem-2249	93	49	.	.	PUNCT
fbem-2249	94	1	most	most	ADJ
fbem-2249	94	2	rural	rural	ADJ
fbem-2249	94	3	residents	resident	NOUN
fbem-2249	94	4	still	still	ADV
fbem-2249	94	5	use	use	VERB
fbem-2249	94	6	cash	cash	NOUN
fbem-2249	94	7	as	as	ADP
fbem-2249	94	8	the	the	DET
fbem-2249	94	9	main	main	ADJ
fbem-2249	94	10	payment	payment	NOUN
fbem-2249	94	11	tool	tool	NOUN
fbem-2249	94	12	.	.	PUNCT
fbem-2249	95	1	in	in	ADP
fbem-2249	95	2	order	order	NOUN
fbem-2249	95	3	to	to	PART
fbem-2249	95	4	cope	cope	VERB
fbem-2249	95	5	with	with	ADP
fbem-2249	95	6	the	the	DET
fbem-2249	95	7	above	above	ADJ
fbem-2249	95	8	problems	problem	NOUN
fbem-2249	95	9	,	,	PUNCT
fbem-2249	95	10	major	major	ADJ
fbem-2249	95	11	financial	financial	ADJ
fbem-2249	95	12	institutions	institution	NOUN
fbem-2249	95	13	should	should	AUX
fbem-2249	95	14	increase	increase	VERB
fbem-2249	95	15	the	the	DET
fbem-2249	95	16	construction	construction	NOUN
fbem-2249	95	17	of	of	ADP
fbem-2249	95	18	mobile	mobile	ADJ
fbem-2249	95	19	business	business	NOUN
fbem-2249	95	20	infrastructure	infrastructure	NOUN
fbem-2249	95	21	in	in	ADP
fbem-2249	95	22	rural	rural	ADJ
fbem-2249	95	23	areas	area	NOUN
fbem-2249	95	24	,	,	PUNCT
fbem-2249	95	25	develop	develop	VERB
fbem-2249	95	26	the	the	DET
fbem-2249	95	27	payment	payment	NOUN
fbem-2249	95	28	environment	environment	NOUN
fbem-2249	95	29	construction	construction	NOUN
fbem-2249	95	30	in	in	ADP
fbem-2249	95	31	rural	rural	ADJ
fbem-2249	95	32	areas	area	NOUN
fbem-2249	95	33	,	,	PUNCT
fbem-2249	95	34	finally	finally	ADV
fbem-2249	95	35	realize	realize	VERB
fbem-2249	95	36	the	the	DET
fbem-2249	95	37	multi	multi	ADJ
fbem-2249	95	38	-	-	ADJ
fbem-2249	95	39	party	party	ADJ
fbem-2249	95	40	coverage	coverage	NOUN
fbem-2249	95	41	of	of	ADP
fbem-2249	95	42	third	third	ADJ
fbem-2249	95	43	-	-	PUNCT
fbem-2249	95	44	party	party	NOUN
fbem-2249	95	45	payment	payment	NOUN
fbem-2249	95	46	services	service	NOUN
fbem-2249	95	47	in	in	ADP
fbem-2249	95	48	rural	rural	ADJ
fbem-2249	95	49	areas	area	NOUN
fbem-2249	95	50	.	.	PUNCT
fbem-2249	96	1	secondly	secondly	ADV
fbem-2249	96	2	,	,	PUNCT
fbem-2249	96	3	regulator	regulator	NOUN
fbem-2249	96	4	should	should	AUX
fbem-2249	96	5	improve	improve	VERB
fbem-2249	96	6	the	the	DET
fbem-2249	96	7	third	third	ADJ
fbem-2249	96	8	-	-	PUNCT
fbem-2249	96	9	party	party	NOUN
fbem-2249	96	10	payment	payment	NOUN
fbem-2249	96	11	supervision	supervision	NOUN
fbem-2249	96	12	system	system	NOUN
fbem-2249	96	13	.	.	PUNCT
fbem-2249	97	1	after	after	ADP
fbem-2249	97	2	the	the	DET
fbem-2249	97	3	rapid	rapid	ADJ
fbem-2249	97	4	popularity	popularity	NOUN
fbem-2249	97	5	of	of	ADP
fbem-2249	97	6	third	third	ADJ
fbem-2249	97	7	-	-	PUNCT
fbem-2249	97	8	party	party	NOUN
fbem-2249	97	9	payment	payment	NOUN
fbem-2249	97	10	,	,	PUNCT
fbem-2249	97	11	the	the	DET
fbem-2249	97	12	risks	risk	NOUN
fbem-2249	97	13	in	in	ADP
fbem-2249	97	14	the	the	DET
fbem-2249	97	15	payment	payment	NOUN
fbem-2249	97	16	environment	environment	NOUN
fbem-2249	97	17	are	be	AUX
fbem-2249	97	18	also	also	ADV
fbem-2249	97	19	gaining	gain	VERB
fbem-2249	97	20	more	more	ADJ
fbem-2249	97	21	and	and	CCONJ
fbem-2249	97	22	more	more	ADJ
fbem-2249	97	23	attention	attention	NOUN
fbem-2249	97	24	.	.	PUNCT
fbem-2249	98	1	many	many	ADJ
fbem-2249	98	2	users	user	NOUN
fbem-2249	98	3	say	say	VERB
fbem-2249	98	4	that	that	SCONJ
fbem-2249	98	5	there	there	PRON
fbem-2249	98	6	are	be	VERB
fbem-2249	98	7	security	security	NOUN
fbem-2249	98	8	loopholes	loophole	NOUN
fbem-2249	98	9	of	of	ADP
fbem-2249	98	10	personal	personal	ADJ
fbem-2249	98	11	privacy	privacy	NOUN
fbem-2249	98	12	leakage	leakage	NOUN
fbem-2249	98	13	in	in	ADP
fbem-2249	98	14	the	the	DET
fbem-2249	98	15	specific	specific	ADJ
fbem-2249	98	16	process	process	NOUN
fbem-2249	98	17	of	of	ADP
fbem-2249	98	18	third	third	ADJ
fbem-2249	98	19	-	-	PUNCT
fbem-2249	98	20	party	party	NOUN
fbem-2249	98	21	payment	payment	NOUN
fbem-2249	98	22	applications	application	NOUN
fbem-2249	98	23	and	and	CCONJ
fbem-2249	98	24	some	some	DET
fbem-2249	98	25	illegal	illegal	ADJ
fbem-2249	98	26	elements	element	NOUN
fbem-2249	98	27	'	'	PART
fbem-2249	98	28	money	money	NOUN
fbem-2249	98	29	laundering	laundering	NOUN
fbem-2249	98	30	behavior	behavior	NOUN
fbem-2249	98	31	,	,	PUNCT
fbem-2249	98	32	making	make	VERB
fbem-2249	98	33	thirdparty	thirdparty	NOUN
fbem-2249	98	34	payment	payment	NOUN
fbem-2249	98	35	become	become	VERB
fbem-2249	98	36	a	a	DET
fbem-2249	98	37	tool	tool	NOUN
fbem-2249	98	38	for	for	ADP
fbem-2249	98	39	illegal	illegal	ADJ
fbem-2249	98	40	elements	element	NOUN
fbem-2249	98	41	to	to	PART
fbem-2249	98	42	transfer	transfer	VERB
fbem-2249	98	43	funds	fund	NOUN
fbem-2249	98	44	.	.	PUNCT
fbem-2249	99	1	in	in	ADP
fbem-2249	99	2	this	this	DET
fbem-2249	99	3	regard	regard	NOUN
fbem-2249	99	4	,	,	PUNCT
fbem-2249	99	5	the	the	DET
fbem-2249	99	6	major	major	ADJ
fbem-2249	99	7	bank	bank	NOUN
fbem-2249	99	8	institutions	institution	NOUN
fbem-2249	99	9	should	should	AUX
fbem-2249	99	10	increase	increase	VERB
fbem-2249	99	11	the	the	DET
fbem-2249	99	12	risk	risk	NOUN
fbem-2249	99	13	control	control	NOUN
fbem-2249	99	14	of	of	ADP
fbem-2249	99	15	the	the	DET
fbem-2249	99	16	third	third	ADJ
fbem-2249	99	17	-	-	PUNCT
fbem-2249	99	18	party	party	NOUN
fbem-2249	99	19	business	business	NOUN
fbem-2249	99	20	.	.	PUNCT
fbem-2249	100	1	the	the	DET
fbem-2249	100	2	cbrc	cbrc	NOUN
fbem-2249	100	3	and	and	CCONJ
fbem-2249	100	4	the	the	DET
fbem-2249	100	5	csrc	csrc	NOUN
fbem-2249	100	6	should	should	AUX
fbem-2249	100	7	also	also	ADV
fbem-2249	100	8	increase	increase	VERB
fbem-2249	100	9	the	the	DET
fbem-2249	100	10	market	market	NOUN
fbem-2249	100	11	management	management	NOUN
fbem-2249	100	12	of	of	ADP
fbem-2249	100	13	the	the	DET
fbem-2249	100	14	third	third	ADJ
fbem-2249	100	15	-	-	PUNCT
fbem-2249	100	16	party	party	NOUN
fbem-2249	100	17	payment	payment	NOUN
fbem-2249	100	18	,	,	PUNCT
fbem-2249	100	19	and	and	CCONJ
fbem-2249	100	20	bring	bring	VERB
fbem-2249	100	21	the	the	DET
fbem-2249	100	22	thirdparty	thirdparty	NOUN
fbem-2249	100	23	payment	payment	NOUN
fbem-2249	100	24	industry	industry	NOUN
fbem-2249	100	25	into	into	ADP
fbem-2249	100	26	the	the	DET
fbem-2249	100	27	scope	scope	NOUN
fbem-2249	100	28	of	of	ADP
fbem-2249	100	29	national	national	ADJ
fbem-2249	100	30	supervision	supervision	NOUN
fbem-2249	100	31	.	.	PUNCT
fbem-2249	101	1	references	reference	NOUN
fbem-2249	101	2	[	[	X
fbem-2249	101	3	1	1	NUM
fbem-2249	101	4	]	]	PUNCT
fbem-2249	101	5	zhongxia	zhongxia	PROPN
fbem-2249	101	6	li	li	PROPN
fbem-2249	101	7	.	.	PUNCT
fbem-2249	102	1	an	an	DET
fbem-2249	102	2	analysis	analysis	NOUN
fbem-2249	102	3	of	of	ADP
fbem-2249	102	4	the	the	DET
fbem-2249	102	5	construction	construction	NOUN
fbem-2249	102	6	of	of	ADP
fbem-2249	102	7	rural	rural	ADJ
fbem-2249	102	8	payment	payment	NOUN
fbem-2249	102	9	environment	environment	NOUN
fbem-2249	102	10	in	in	ADP
fbem-2249	102	11	the	the	DET
fbem-2249	102	12	new	new	ADJ
fbem-2249	102	13	era	era	NOUN
fbem-2249	103	1	[	[	X
fbem-2249	103	2	j	j	X
fbem-2249	103	3	]	]	X
fbem-2249	103	4	.	.	PUNCT
fbem-2249	104	1	hebei	hebei	PROPN
fbem-2249	104	2	finance	finance	PROPN
fbem-2249	104	3	,	,	PUNCT
fbem-2249	104	4	2020(2):63	2020(2):63	NUM
fbem-2249	104	5	-	-	SYM
fbem-2249	104	6	66	66	NUM
fbem-2249	104	7	.	.	PUNCT
fbem-2249	105	1	[	[	X
fbem-2249	105	2	2	2	NUM
fbem-2249	105	3	]	]	X
fbem-2249	105	4	haiyuan	haiyuan	PROPN
fbem-2249	105	5	cao	cao	PROPN
fbem-2249	105	6	.	.	PUNCT
fbem-2249	106	1	the	the	DET
fbem-2249	106	2	impact	impact	NOUN
fbem-2249	106	3	of	of	ADP
fbem-2249	106	4	third	third	ADJ
fbem-2249	106	5	-	-	PUNCT
fbem-2249	106	6	party	party	NOUN
fbem-2249	106	7	payment	payment	NOUN
fbem-2249	106	8	development	development	NOUN
fbem-2249	106	9	on	on	ADP
fbem-2249	106	10	consumption	consumption	NOUN
fbem-2249	106	11	gap	gap	NOUN
fbem-2249	106	12	between	between	ADP
fbem-2249	106	13	urban	urban	ADJ
fbem-2249	106	14	and	and	CCONJ
fbem-2249	106	15	rural	rural	ADJ
fbem-2249	106	16	residentsempirical	residentsempirical	ADJ
fbem-2249	106	17	evidence	evidence	NOUN
fbem-2249	106	18	based	base	VERB
fbem-2249	106	19	on	on	ADP
fbem-2249	106	20	empirical	empirical	ADJ
fbem-2249	106	21	data	datum	NOUN
fbem-2249	106	22	from	from	ADP
fbem-2249	106	23	2013	2013	NUM
fbem-2249	106	24	-	-	SYM
fbem-2249	106	25	2020	2020	NUM
fbem-2249	106	26	.	.	PUNCT
fbem-2249	107	1	business	business	NOUN
fbem-2249	107	2	economics	economic	NOUN
fbem-2249	107	3	research	research	NOUN
fbem-2249	107	4	,	,	PUNCT
fbem-2249	107	5	2021(22):54	2021(22):54	NUM
fbem-2249	107	6	-	-	SYM
fbem-2249	107	7	57	57	NUM
fbem-2249	107	8	.	.	PUNCT
fbem-2249	108	1	[	[	X
fbem-2249	108	2	3	3	NUM
fbem-2249	108	3	]	]	X
fbem-2249	108	4	tong	tong	PROPN
fbem-2249	108	5	li	li	PROPN
fbem-2249	108	6	.	.	PROPN
fbem-2249	108	7	payment	payment	NOUN
fbem-2249	108	8	services	service	NOUN
fbem-2249	108	9	to	to	PART
fbem-2249	108	10	help	help	VERB
fbem-2249	108	11	rural	rural	ADJ
fbem-2249	108	12	revitalization	revitalization	NOUN
fbem-2249	109	1	[	[	X
fbem-2249	109	2	j	j	X
fbem-2249	109	3	]	]	X
fbem-2249	109	4	.	.	PUNCT
fbem-2249	110	1	china	china	PROPN
fbem-2249	110	2	finance,2021(06):93	finance,2021(06):93	PROPN
fbem-2249	110	3	-	-	PUNCT
fbem-2249	110	4	94	94	NUM
fbem-2249	110	5	.	.	PUNCT
fbem-2249	111	1	[	[	X
fbem-2249	111	2	4	4	X
fbem-2249	111	3	]	]	PUNCT
fbem-2249	111	4	bingyu	bingyu	PROPN
fbem-2249	111	5	hu	hu	PROPN
fbem-2249	111	6	.	.	PROPN
fbem-2249	111	7	analysis	analysis	NOUN
fbem-2249	111	8	and	and	CCONJ
fbem-2249	111	9	research	research	NOUN
fbem-2249	111	10	on	on	ADP
fbem-2249	111	11	the	the	DET
fbem-2249	111	12	role	role	NOUN
fbem-2249	111	13	of	of	ADP
fbem-2249	111	14	mobile	mobile	ADJ
fbem-2249	111	15	payment	payment	NOUN
fbem-2249	111	16	in	in	ADP
fbem-2249	111	17	promoting	promote	VERB
fbem-2249	111	18	rural	rural	ADJ
fbem-2249	111	19	financial	financial	ADJ
fbem-2249	111	20	inclusion	inclusion	NOUN
fbem-2249	112	1	[	[	X
fbem-2249	112	2	j	j	X
fbem-2249	112	3	]	]	X
fbem-2249	112	4	.	.	PUNCT
fbem-2249	113	1	eworld,2018(16):21	eworld,2018(16):21	PROPN
fbem-2249	113	2	-	-	PUNCT
fbem-2249	113	3	23	23	NUM
fbem-2249	113	4	.	.	PUNCT
fbem-2249	114	1	[	[	X
fbem-2249	114	2	5	5	NUM
fbem-2249	114	3	]	]	X
fbem-2249	114	4	changyan	changyan	PROPN
fbem-2249	114	5	yang	yang	PROPN
fbem-2249	114	6	.	.	PUNCT
fbem-2249	114	7	comprehensively	comprehensively	ADV
fbem-2249	114	8	promote	promote	VERB
fbem-2249	114	9	the	the	DET
fbem-2249	114	10	construction	construction	NOUN
fbem-2249	114	11	of	of	ADP
fbem-2249	114	12	"	"	PUNCT
fbem-2249	114	13	mobile	mobile	ADJ
fbem-2249	114	14	payment	payment	NOUN
fbem-2249	114	15	province	province	NOUN
fbem-2249	114	16	"	"	PUNCT
fbem-2249	114	17	to	to	PART
fbem-2249	114	18	deepen	deepen	VERB
fbem-2249	114	19	the	the	DET
fbem-2249	114	20	development	development	NOUN
fbem-2249	114	21	of	of	ADP
fbem-2249	114	22	highquality	highquality	NOUN
fbem-2249	114	23	services	service	NOUN
fbem-2249	114	24	for	for	ADP
fbem-2249	114	25	the	the	DET
fbem-2249	114	26	construction	construction	NOUN
fbem-2249	114	27	of	of	ADP
fbem-2249	114	28	common	common	ADJ
fbem-2249	114	29	wealth	wealth	NOUN
fbem-2249	114	30	demonstration	demonstration	NOUN
fbem-2249	114	31	area[j	area[j	NOUN
fbem-2249	114	32	]	]	PUNCT
fbem-2249	114	33	.	.	PUNCT
fbem-2249	115	1	zhejiang	zhejiang	PROPN
fbem-2249	115	2	finance	finance	PROPN
fbem-2249	115	3	,	,	PUNCT
fbem-2249	115	4	2021(9):3	2021(9):3	PROPN
fbem-2249	115	5	-	-	SYM
fbem-2249	115	6	9	9	NUM
fbem-2249	115	7	.	.	PUNCT
fbem-2249	116	1	[	[	X
fbem-2249	116	2	6	6	NUM
fbem-2249	116	3	]	]	X
fbem-2249	116	4	wenzhao	wenzhao	PROPN
fbem-2249	116	5	shi	shi	PROPN
fbem-2249	116	6	.	.	PUNCT
fbem-2249	117	1	deeply	deeply	ADV
fbem-2249	117	2	practicing	practice	VERB
fbem-2249	117	3	the	the	DET
fbem-2249	117	4	concept	concept	NOUN
fbem-2249	117	5	of	of	ADP
fbem-2249	117	6	"	"	PUNCT
fbem-2249	117	7	payment	payment	NOUN
fbem-2249	117	8	for	for	ADP
fbem-2249	117	9	the	the	DET
fbem-2249	117	10	people	people	NOUN
fbem-2249	117	11	"	"	PUNCT
fbem-2249	117	12	and	and	CCONJ
fbem-2249	117	13	promoting	promote	VERB
fbem-2249	117	14	the	the	DET
fbem-2249	117	15	upgrading	upgrading	NOUN
fbem-2249	117	16	of	of	ADP
fbem-2249	117	17	rural	rural	ADJ
fbem-2249	117	18	payment	payment	NOUN
fbem-2249	117	19	services	service	NOUN
fbem-2249	117	20	[	[	X
fbem-2249	117	21	j	j	X
fbem-2249	117	22	]	]	X
fbem-2249	117	23	.	.	PUNCT
fbem-2249	118	1	china	china	PROPN
fbem-2249	118	2	credit	credit	NOUN
fbem-2249	118	3	card	card	NOUN
fbem-2249	118	4	,	,	PUNCT
fbem-2249	118	5	2019(10):8	2019(10):8	NUM
fbem-2249	118	6	-	-	SYM
fbem-2249	118	7	13	13	NUM
fbem-2249	118	8	.	.	PUNCT
fbem-2249	119	1	[	[	X
fbem-2249	119	2	7	7	X
fbem-2249	119	3	]	]	X
fbem-2249	119	4	changchun	changchun	PROPN
fbem-2249	119	5	li	li	PROPN
fbem-2249	119	6	,	,	PUNCT
fbem-2249	119	7	feng	feng	PROPN
fbem-2249	119	8	liqun	liqun	PROPN
fbem-2249	119	9	.	.	PUNCT
fbem-2249	119	10	problems	problem	NOUN
fbem-2249	119	11	and	and	CCONJ
fbem-2249	119	12	suggestions	suggestion	NOUN
fbem-2249	119	13	of	of	ADP
fbem-2249	119	14	mobile	mobile	ADJ
fbem-2249	119	15	payment	payment	NOUN
fbem-2249	119	16	to	to	PART
fbem-2249	119	17	help	help	VERB
fbem-2249	119	18	rural	rural	ADJ
fbem-2249	119	19	revitalization[j	revitalization[j	PROPN
fbem-2249	119	20	]	]	PUNCT
fbem-2249	119	21	.	.	PUNCT
fbem-2249	120	1	northern	northern	ADJ
fbem-2249	120	2	finance	finance	NOUN
fbem-2249	120	3	,	,	PUNCT
fbem-2249	120	4	2020(02):110	2020(02):110	NUM
fbem-2249	120	5	-	-	SYM
fbem-2249	120	6	112	112	NUM
fbem-2249	120	7	.	.	PUNCT