id	sid	tid	token	lemma	pos
fbem-28360	1	1	frontiers	frontier	NOUN
fbem-28360	1	2	in	in	ADP
fbem-28360	1	3	business	business	NOUN
fbem-28360	1	4	,	,	PUNCT
fbem-28360	1	5	economics	economic	NOUN
fbem-28360	1	6	and	and	CCONJ
fbem-28360	1	7	management	management	NOUN
fbem-28360	1	8	issn	issn	PROPN
fbem-28360	1	9	:	:	PUNCT
fbem-28360	1	10	2766	2766	NUM
fbem-28360	1	11	-	-	PUNCT
fbem-28360	1	12	824x	824x	NUM
fbem-28360	1	13	|	|	ADJ
fbem-28360	1	14	vol	vol	NOUN
fbem-28360	1	15	.	.	PROPN
fbem-28360	1	16	17	17	NUM
fbem-28360	1	17	,	,	PUNCT
fbem-28360	1	18	no	no	INTJ
fbem-28360	1	19	.	.	NOUN
fbem-28360	1	20	3	3	NUM
fbem-28360	1	21	,	,	PUNCT
fbem-28360	1	22	2024	2024	NUM
fbem-28360	1	23	295	295	NUM
fbem-28360	1	24	prospects	prospect	NOUN
fbem-28360	1	25	for	for	ADP
fbem-28360	1	26	the	the	DET
fbem-28360	1	27	application	application	NOUN
fbem-28360	1	28	of	of	ADP
fbem-28360	1	29	blockchain	blockchain	PROPN
fbem-28360	1	30	technology	technology	PROPN
fbem-28360	1	31	in	in	ADP
fbem-28360	1	32	the	the	DET
fbem-28360	1	33	financial	financial	ADJ
fbem-28360	1	34	sector	sector	NOUN
fbem-28360	1	35	and	and	CCONJ
fbem-28360	1	36	regulatory	regulatory	ADJ
fbem-28360	1	37	challenges	challenge	NOUN
fbem-28360	1	38	ziwei	ziwei	PROPN
fbem-28360	1	39	wang	wang	PROPN
fbem-28360	1	40	faculty	faculty	PROPN
fbem-28360	1	41	of	of	ADP
fbem-28360	1	42	science	science	NOUN
fbem-28360	1	43	,	,	PUNCT
fbem-28360	1	44	hong	hong	PROPN
fbem-28360	1	45	kong	kong	PROPN
fbem-28360	1	46	baptist	baptist	PROPN
fbem-28360	1	47	university	university	PROPN
fbem-28360	1	48	,	,	PUNCT
fbem-28360	1	49	hong	hong	PROPN
fbem-28360	1	50	kong	kong	PROPN
fbem-28360	1	51	,	,	PUNCT
fbem-28360	1	52	999077	999077	NUM
fbem-28360	1	53	,	,	PUNCT
fbem-28360	1	54	china	china	PROPN
fbem-28360	1	55	abstract	abstract	NOUN
fbem-28360	1	56	:	:	PUNCT
fbem-28360	1	57	this	this	DET
fbem-28360	1	58	paper	paper	NOUN
fbem-28360	1	59	discusses	discuss	VERB
fbem-28360	1	60	the	the	DET
fbem-28360	1	61	application	application	NOUN
fbem-28360	1	62	prospects	prospect	NOUN
fbem-28360	1	63	and	and	CCONJ
fbem-28360	1	64	regulatory	regulatory	ADJ
fbem-28360	1	65	challenges	challenge	NOUN
fbem-28360	1	66	of	of	ADP
fbem-28360	1	67	blockchain	blockchain	PROPN
fbem-28360	1	68	technology	technology	PROPN
fbem-28360	1	69	in	in	ADP
fbem-28360	1	70	the	the	DET
fbem-28360	1	71	financial	financial	ADJ
fbem-28360	1	72	field	field	NOUN
fbem-28360	1	73	.	.	PUNCT
fbem-28360	2	1	it	it	PRON
fbem-28360	2	2	describes	describe	VERB
fbem-28360	2	3	the	the	DET
fbem-28360	2	4	advantages	advantage	NOUN
fbem-28360	2	5	of	of	ADP
fbem-28360	2	6	blockchain	blockchain	PROPN
fbem-28360	2	7	technology	technology	PROPN
fbem-28360	2	8	's	's	PART
fbem-28360	2	9	application	application	NOUN
fbem-28360	2	10	in	in	ADP
fbem-28360	2	11	supply	supply	NOUN
fbem-28360	2	12	chain	chain	NOUN
fbem-28360	2	13	finance	finance	NOUN
fbem-28360	2	14	,	,	PUNCT
fbem-28360	2	15	trade	trade	NOUN
fbem-28360	2	16	finance	finance	NOUN
fbem-28360	2	17	,	,	PUNCT
fbem-28360	2	18	cross	cross	ADJ
fbem-28360	2	19	-	-	ADJ
fbem-28360	2	20	border	border	ADJ
fbem-28360	2	21	payment	payment	NOUN
fbem-28360	2	22	,	,	PUNCT
fbem-28360	2	23	securities	security	NOUN
fbem-28360	2	24	trading	trading	NOUN
fbem-28360	2	25	and	and	CCONJ
fbem-28360	2	26	insurance	insurance	NOUN
fbem-28360	2	27	,	,	PUNCT
fbem-28360	2	28	including	include	VERB
fbem-28360	2	29	promoting	promote	VERB
fbem-28360	2	30	the	the	DET
fbem-28360	2	31	flow	flow	NOUN
fbem-28360	2	32	of	of	ADP
fbem-28360	2	33	funds	fund	NOUN
fbem-28360	2	34	,	,	PUNCT
fbem-28360	2	35	reducing	reduce	VERB
fbem-28360	2	36	financial	financial	ADJ
fbem-28360	2	37	risks	risk	NOUN
fbem-28360	2	38	and	and	CCONJ
fbem-28360	2	39	improving	improve	VERB
fbem-28360	2	40	transaction	transaction	NOUN
fbem-28360	2	41	efficiency	efficiency	NOUN
fbem-28360	2	42	.	.	PUNCT
fbem-28360	3	1	at	at	ADP
fbem-28360	3	2	the	the	DET
fbem-28360	3	3	same	same	ADJ
fbem-28360	3	4	time	time	NOUN
fbem-28360	3	5	,	,	PUNCT
fbem-28360	3	6	it	it	PRON
fbem-28360	3	7	points	point	VERB
fbem-28360	3	8	out	out	ADP
fbem-28360	3	9	the	the	DET
fbem-28360	3	10	regulatory	regulatory	ADJ
fbem-28360	3	11	challenges	challenge	NOUN
fbem-28360	3	12	it	it	PRON
fbem-28360	3	13	faces	face	VERB
fbem-28360	3	14	,	,	PUNCT
fbem-28360	3	15	such	such	ADJ
fbem-28360	3	16	as	as	ADP
fbem-28360	3	17	the	the	DET
fbem-28360	3	18	unclear	unclear	ADJ
fbem-28360	3	19	domestic	domestic	ADJ
fbem-28360	3	20	regulatory	regulatory	ADJ
fbem-28360	3	21	framework	framework	NOUN
fbem-28360	3	22	,	,	PUNCT
fbem-28360	3	23	the	the	DET
fbem-28360	3	24	lack	lack	NOUN
fbem-28360	3	25	of	of	ADP
fbem-28360	3	26	universal	universal	ADJ
fbem-28360	3	27	rules	rule	NOUN
fbem-28360	3	28	for	for	ADP
fbem-28360	3	29	the	the	DET
fbem-28360	3	30	technology	technology	NOUN
fbem-28360	3	31	,	,	PUNCT
fbem-28360	3	32	the	the	DET
fbem-28360	3	33	contradiction	contradiction	NOUN
fbem-28360	3	34	between	between	ADP
fbem-28360	3	35	the	the	DET
fbem-28360	3	36	protection	protection	NOUN
fbem-28360	3	37	of	of	ADP
fbem-28360	3	38	customer	customer	NOUN
fbem-28360	3	39	privacy	privacy	NOUN
fbem-28360	3	40	and	and	CCONJ
fbem-28360	3	41	the	the	DET
fbem-28360	3	42	application	application	NOUN
fbem-28360	3	43	of	of	ADP
fbem-28360	3	44	data	datum	NOUN
fbem-28360	3	45	,	,	PUNCT
fbem-28360	3	46	and	and	CCONJ
fbem-28360	3	47	the	the	DET
fbem-28360	3	48	"	"	PUNCT
fbem-28360	3	49	two	two	NUM
fbem-28360	3	50	-	-	PUNCT
fbem-28360	3	51	sidedness	sidedness	NOUN
fbem-28360	3	52	"	"	PUNCT
fbem-28360	3	53	of	of	ADP
fbem-28360	3	54	the	the	DET
fbem-28360	3	55	application	application	NOUN
fbem-28360	3	56	by	by	ADP
fbem-28360	3	57	commercial	commercial	ADJ
fbem-28360	3	58	banks	bank	NOUN
fbem-28360	3	59	.	.	PUNCT
fbem-28360	4	1	finally	finally	ADV
fbem-28360	4	2	,	,	PUNCT
fbem-28360	4	3	it	it	PRON
fbem-28360	4	4	is	be	AUX
fbem-28360	4	5	proposed	propose	VERB
fbem-28360	4	6	that	that	SCONJ
fbem-28360	4	7	joint	joint	ADJ
fbem-28360	4	8	efforts	effort	NOUN
fbem-28360	4	9	should	should	AUX
fbem-28360	4	10	be	be	AUX
fbem-28360	4	11	made	make	VERB
fbem-28360	4	12	at	at	ADP
fbem-28360	4	13	the	the	DET
fbem-28360	4	14	levels	level	NOUN
fbem-28360	4	15	of	of	ADP
fbem-28360	4	16	policy	policy	NOUN
fbem-28360	4	17	regulation	regulation	NOUN
fbem-28360	4	18	,	,	PUNCT
fbem-28360	4	19	industry	industry	NOUN
fbem-28360	4	20	organisations	organisation	NOUN
fbem-28360	4	21	and	and	CCONJ
fbem-28360	4	22	practitioners	practitioner	NOUN
fbem-28360	4	23	to	to	PART
fbem-28360	4	24	achieve	achieve	VERB
fbem-28360	4	25	the	the	DET
fbem-28360	4	26	safe	safe	ADJ
fbem-28360	4	27	,	,	PUNCT
fbem-28360	4	28	stable	stable	ADJ
fbem-28360	4	29	and	and	CCONJ
fbem-28360	4	30	sustainable	sustainable	ADJ
fbem-28360	4	31	development	development	NOUN
fbem-28360	4	32	of	of	ADP
fbem-28360	4	33	blockchain	blockchain	PROPN
fbem-28360	4	34	technology	technology	PROPN
fbem-28360	4	35	in	in	ADP
fbem-28360	4	36	the	the	DET
fbem-28360	4	37	financial	financial	ADJ
fbem-28360	4	38	sector	sector	NOUN
fbem-28360	4	39	.	.	PUNCT
fbem-28360	5	1	keywords	keyword	NOUN
fbem-28360	5	2	:	:	PUNCT
fbem-28360	5	3	blockchain	blockchain	PROPN
fbem-28360	5	4	technology	technology	PROPN
fbem-28360	5	5	,	,	PUNCT
fbem-28360	5	6	financial	financial	ADJ
fbem-28360	5	7	sector	sector	NOUN
fbem-28360	5	8	,	,	PUNCT
fbem-28360	5	9	application	application	NOUN
fbem-28360	5	10	prospects	prospect	NOUN
fbem-28360	5	11	,	,	PUNCT
fbem-28360	5	12	regulatory	regulatory	ADJ
fbem-28360	5	13	challenges	challenge	NOUN
fbem-28360	5	14	.	.	PUNCT
fbem-28360	6	1	1	1	X
fbem-28360	6	2	.	.	X
fbem-28360	6	3	introduction	introduction	NOUN
fbem-28360	6	4	blockchain	blockchain	PROPN
fbem-28360	6	5	technology	technology	PROPN
fbem-28360	6	6	,	,	PUNCT
fbem-28360	6	7	as	as	ADP
fbem-28360	6	8	an	an	DET
fbem-28360	6	9	emerging	emerge	VERB
fbem-28360	6	10	distributed	distribute	VERB
fbem-28360	6	11	ledger	ledger	NOUN
fbem-28360	6	12	technology	technology	NOUN
fbem-28360	6	13	with	with	ADP
fbem-28360	6	14	features	feature	NOUN
fbem-28360	6	15	such	such	ADJ
fbem-28360	6	16	as	as	ADP
fbem-28360	6	17	decentralisation	decentralisation	NOUN
fbem-28360	6	18	,	,	PUNCT
fbem-28360	6	19	nontampering	nontampering	NOUN
fbem-28360	6	20	,	,	PUNCT
fbem-28360	6	21	security	security	NOUN
fbem-28360	6	22	and	and	CCONJ
fbem-28360	6	23	transparency	transparency	NOUN
fbem-28360	6	24	,	,	PUNCT
fbem-28360	6	25	has	have	AUX
fbem-28360	6	26	attracted	attract	VERB
fbem-28360	6	27	a	a	DET
fbem-28360	6	28	lot	lot	NOUN
fbem-28360	6	29	of	of	ADP
fbem-28360	6	30	attention	attention	NOUN
fbem-28360	6	31	in	in	ADP
fbem-28360	6	32	the	the	DET
fbem-28360	6	33	financial	financial	ADJ
fbem-28360	6	34	field	field	NOUN
fbem-28360	6	35	in	in	ADP
fbem-28360	6	36	recent	recent	ADJ
fbem-28360	6	37	years	year	NOUN
fbem-28360	6	38	.	.	PUNCT
fbem-28360	7	1	the	the	DET
fbem-28360	7	2	report	report	NOUN
fbem-28360	7	3	released	release	VERB
fbem-28360	7	4	by	by	ADP
fbem-28360	7	5	china	china	PROPN
fbem-28360	7	6	internet	internet	PROPN
fbem-28360	7	7	finance	finance	PROPN
fbem-28360	7	8	association	association	NOUN
fbem-28360	7	9	shows	show	VERB
fbem-28360	7	10	that	that	SCONJ
fbem-28360	7	11	the	the	DET
fbem-28360	7	12	applicable	applicable	ADJ
fbem-28360	7	13	scenarios	scenario	NOUN
fbem-28360	7	14	and	and	CCONJ
fbem-28360	7	15	application	application	NOUN
fbem-28360	7	16	logic	logic	NOUN
fbem-28360	7	17	of	of	ADP
fbem-28360	7	18	blockchain	blockchain	PROPN
fbem-28360	7	19	technology	technology	PROPN
fbem-28360	7	20	in	in	ADP
fbem-28360	7	21	the	the	DET
fbem-28360	7	22	financial	financial	ADJ
fbem-28360	7	23	field	field	NOUN
fbem-28360	7	24	have	have	AUX
fbem-28360	7	25	gradually	gradually	ADV
fbem-28360	7	26	become	become	VERB
fbem-28360	7	27	clear	clear	ADJ
fbem-28360	7	28	,	,	PUNCT
fbem-28360	7	29	the	the	DET
fbem-28360	7	30	exploration	exploration	NOUN
fbem-28360	7	31	of	of	ADP
fbem-28360	7	32	related	related	ADJ
fbem-28360	7	33	applications	application	NOUN
fbem-28360	7	34	has	have	AUX
fbem-28360	7	35	continued	continue	VERB
fbem-28360	7	36	to	to	PART
fbem-28360	7	37	deepen	deepen	VERB
fbem-28360	7	38	,	,	PUNCT
fbem-28360	7	39	and	and	CCONJ
fbem-28360	7	40	practice	practice	NOUN
fbem-28360	7	41	cases	case	NOUN
fbem-28360	7	42	have	have	AUX
fbem-28360	7	43	become	become	VERB
fbem-28360	7	44	increasingly	increasingly	ADV
fbem-28360	7	45	abundant	abundant	ADJ
fbem-28360	7	46	.	.	PUNCT
fbem-28360	8	1	the	the	DET
fbem-28360	8	2	application	application	NOUN
fbem-28360	8	3	of	of	ADP
fbem-28360	8	4	this	this	DET
fbem-28360	8	5	technology	technology	NOUN
fbem-28360	8	6	in	in	ADP
fbem-28360	8	7	the	the	DET
fbem-28360	8	8	financial	financial	ADJ
fbem-28360	8	9	field	field	NOUN
fbem-28360	8	10	is	be	AUX
fbem-28360	8	11	mainly	mainly	ADV
fbem-28360	8	12	characterised	characterise	VERB
fbem-28360	8	13	by	by	ADP
fbem-28360	8	14	three	three	NUM
fbem-28360	8	15	aspects	aspect	NOUN
fbem-28360	8	16	:	:	PUNCT
fbem-28360	8	17	firstly	firstly	ADV
fbem-28360	8	18	,	,	PUNCT
fbem-28360	8	19	there	there	PRON
fbem-28360	8	20	are	be	VERB
fbem-28360	8	21	many	many	ADJ
fbem-28360	8	22	application	application	NOUN
fbem-28360	8	23	explorations	exploration	NOUN
fbem-28360	8	24	,	,	PUNCT
fbem-28360	8	25	which	which	PRON
fbem-28360	8	26	are	be	AUX
fbem-28360	8	27	closely	closely	ADV
fbem-28360	8	28	combined	combine	VERB
fbem-28360	8	29	with	with	ADP
fbem-28360	8	30	business	business	NOUN
fbem-28360	8	31	needs	need	NOUN
fbem-28360	8	32	and	and	CCONJ
fbem-28360	8	33	involve	involve	VERB
fbem-28360	8	34	many	many	ADJ
fbem-28360	8	35	fields	field	NOUN
fbem-28360	8	36	such	such	ADJ
fbem-28360	8	37	as	as	ADP
fbem-28360	8	38	supply	supply	NOUN
fbem-28360	8	39	chain	chain	NOUN
fbem-28360	8	40	finance	finance	NOUN
fbem-28360	8	41	,	,	PUNCT
fbem-28360	8	42	trade	trade	NOUN
fbem-28360	8	43	finance	finance	NOUN
fbem-28360	8	44	,	,	PUNCT
fbem-28360	8	45	insurance	insurance	NOUN
fbem-28360	8	46	technology	technology	NOUN
fbem-28360	8	47	,	,	PUNCT
fbem-28360	8	48	cross	cross	ADJ
fbem-28360	8	49	-	-	ADJ
fbem-28360	8	50	border	border	ADJ
fbem-28360	8	51	payment	payment	NOUN
fbem-28360	8	52	,	,	PUNCT
fbem-28360	8	53	asset	asset	NOUN
fbem-28360	8	54	securitisation	securitisation	NOUN
fbem-28360	8	55	,	,	PUNCT
fbem-28360	8	56	etc	etc	X
fbem-28360	8	57	.	.	X
fbem-28360	8	58	;	;	PUNCT
fbem-28360	8	59	secondly	secondly	ADV
fbem-28360	8	60	,	,	PUNCT
fbem-28360	8	61	there	there	PRON
fbem-28360	8	62	is	be	VERB
fbem-28360	8	63	a	a	DET
fbem-28360	8	64	diversity	diversity	NOUN
fbem-28360	8	65	of	of	ADP
fbem-28360	8	66	participating	participate	VERB
fbem-28360	8	67	subjects	subject	NOUN
fbem-28360	8	68	,	,	PUNCT
fbem-28360	8	69	including	include	VERB
fbem-28360	8	70	fintech	fintech	NOUN
fbem-28360	8	71	service	service	NOUN
fbem-28360	8	72	providers	provider	NOUN
fbem-28360	8	73	,	,	PUNCT
fbem-28360	8	74	banks	bank	NOUN
fbem-28360	8	75	,	,	PUNCT
fbem-28360	8	76	fund	fund	NOUN
fbem-28360	8	77	companies	company	NOUN
fbem-28360	8	78	,	,	PUNCT
fbem-28360	8	79	insurance	insurance	NOUN
fbem-28360	8	80	companies	company	NOUN
fbem-28360	8	81	and	and	CCONJ
fbem-28360	8	82	other	other	ADJ
fbem-28360	8	83	types	type	NOUN
fbem-28360	8	84	;	;	PUNCT
fbem-28360	8	85	thirdly	thirdly	ADV
fbem-28360	8	86	,	,	PUNCT
fbem-28360	8	87	the	the	DET
fbem-28360	8	88	underlying	underlying	ADJ
fbem-28360	8	89	technological	technological	ADJ
fbem-28360	8	90	research	research	NOUN
fbem-28360	8	91	and	and	CCONJ
fbem-28360	8	92	development	development	NOUN
fbem-28360	8	93	has	have	AUX
fbem-28360	8	94	been	be	AUX
fbem-28360	8	95	strengthened	strengthen	VERB
fbem-28360	8	96	,	,	PUNCT
fbem-28360	8	97	and	and	CCONJ
fbem-28360	8	98	information	information	NOUN
fbem-28360	8	99	security	security	NOUN
fbem-28360	8	100	and	and	CCONJ
fbem-28360	8	101	performance	performance	NOUN
fbem-28360	8	102	innovation	innovation	NOUN
fbem-28360	8	103	has	have	AUX
fbem-28360	8	104	received	receive	VERB
fbem-28360	8	105	widespread	widespread	ADJ
fbem-28360	8	106	attention	attention	NOUN
fbem-28360	8	107	,	,	PUNCT
fbem-28360	8	108	and	and	CCONJ
fbem-28360	8	109	some	some	DET
fbem-28360	8	110	platforms	platform	NOUN
fbem-28360	8	111	have	have	AUX
fbem-28360	8	112	achieved	achieve	VERB
fbem-28360	8	113	transaction	transaction	NOUN
fbem-28360	8	114	processing	processing	NOUN
fbem-28360	8	115	speeds	speed	NOUN
fbem-28360	8	116	of	of	ADP
fbem-28360	8	117	10,000	10,000	NUM
fbem-28360	8	118	per	per	ADP
fbem-28360	8	119	second	second	NOUN
fbem-28360	8	120	.	.	PUNCT
fbem-28360	9	1	however	however	ADV
fbem-28360	9	2	,	,	PUNCT
fbem-28360	9	3	the	the	DET
fbem-28360	9	4	integration	integration	NOUN
fbem-28360	9	5	and	and	CCONJ
fbem-28360	9	6	development	development	NOUN
fbem-28360	9	7	of	of	ADP
fbem-28360	9	8	blockchain	blockchain	PROPN
fbem-28360	9	9	and	and	CCONJ
fbem-28360	9	10	finance	finance	NOUN
fbem-28360	9	11	is	be	AUX
fbem-28360	9	12	still	still	ADV
fbem-28360	9	13	in	in	ADP
fbem-28360	9	14	the	the	DET
fbem-28360	9	15	primary	primary	ADJ
fbem-28360	9	16	stage	stage	NOUN
fbem-28360	9	17	,	,	PUNCT
fbem-28360	9	18	facing	face	VERB
fbem-28360	9	19	challenges	challenge	NOUN
fbem-28360	9	20	in	in	ADP
fbem-28360	9	21	terms	term	NOUN
fbem-28360	9	22	of	of	ADP
fbem-28360	9	23	technological	technological	ADJ
fbem-28360	9	24	maturity	maturity	NOUN
fbem-28360	9	25	,	,	PUNCT
fbem-28360	9	26	degree	degree	NOUN
fbem-28360	9	27	of	of	ADP
fbem-28360	9	28	independent	independent	ADJ
fbem-28360	9	29	innovation	innovation	NOUN
fbem-28360	9	30	,	,	PUNCT
fbem-28360	9	31	degree	degree	NOUN
fbem-28360	9	32	of	of	ADP
fbem-28360	9	33	scenario	scenario	NOUN
fbem-28360	9	34	fit	fit	ADJ
fbem-28360	9	35	and	and	CCONJ
fbem-28360	9	36	degree	degree	NOUN
fbem-28360	9	37	of	of	ADP
fbem-28360	9	38	completeness	completeness	NOUN
fbem-28360	9	39	of	of	ADP
fbem-28360	9	40	institutional	institutional	ADJ
fbem-28360	9	41	rules	rule	NOUN
fbem-28360	9	42	[	[	X
fbem-28360	9	43	1	1	NUM
fbem-28360	9	44	]	]	PUNCT
fbem-28360	9	45	.	.	PUNCT
fbem-28360	10	1	in	in	ADP
fbem-28360	10	2	order	order	NOUN
fbem-28360	10	3	to	to	PART
fbem-28360	10	4	realise	realise	VERB
fbem-28360	10	5	the	the	DET
fbem-28360	10	6	reliable	reliable	ADJ
fbem-28360	10	7	,	,	PUNCT
fbem-28360	10	8	controllable	controllable	ADJ
fbem-28360	10	9	and	and	CCONJ
fbem-28360	10	10	trustworthy	trustworthy	ADJ
fbem-28360	10	11	application	application	NOUN
fbem-28360	10	12	of	of	ADP
fbem-28360	10	13	blockchain	blockchain	PROPN
fbem-28360	10	14	technology	technology	PROPN
fbem-28360	10	15	in	in	ADP
fbem-28360	10	16	the	the	DET
fbem-28360	10	17	financial	financial	ADJ
fbem-28360	10	18	field	field	NOUN
fbem-28360	10	19	,	,	PUNCT
fbem-28360	10	20	and	and	CCONJ
fbem-28360	10	21	to	to	PART
fbem-28360	10	22	promote	promote	VERB
fbem-28360	10	23	its	its	PRON
fbem-28360	10	24	deep	deep	ADJ
fbem-28360	10	25	integration	integration	NOUN
fbem-28360	10	26	with	with	ADP
fbem-28360	10	27	finance	finance	NOUN
fbem-28360	10	28	,	,	PUNCT
fbem-28360	10	29	the	the	DET
fbem-28360	10	30	financial	financial	ADJ
fbem-28360	10	31	industry	industry	NOUN
fbem-28360	10	32	needs	need	VERB
fbem-28360	10	33	to	to	PART
fbem-28360	10	34	do	do	VERB
fbem-28360	10	35	a	a	DET
fbem-28360	10	36	solid	solid	ADJ
fbem-28360	10	37	job	job	NOUN
fbem-28360	10	38	of	of	ADP
fbem-28360	10	39	all	all	DET
fbem-28360	10	40	the	the	DET
fbem-28360	10	41	groundwork	groundwork	NOUN
fbem-28360	10	42	.	.	PUNCT
fbem-28360	11	1	this	this	PRON
fbem-28360	11	2	will	will	AUX
fbem-28360	11	3	help	help	VERB
fbem-28360	11	4	promote	promote	VERB
fbem-28360	11	5	the	the	DET
fbem-28360	11	6	wide	wide	ADJ
fbem-28360	11	7	application	application	NOUN
fbem-28360	11	8	of	of	ADP
fbem-28360	11	9	blockchain	blockchain	PROPN
fbem-28360	11	10	technology	technology	PROPN
fbem-28360	11	11	in	in	ADP
fbem-28360	11	12	the	the	DET
fbem-28360	11	13	financial	financial	ADJ
fbem-28360	11	14	sector	sector	NOUN
fbem-28360	11	15	and	and	CCONJ
fbem-28360	11	16	bring	bring	VERB
fbem-28360	11	17	more	more	ADJ
fbem-28360	11	18	innovation	innovation	NOUN
fbem-28360	11	19	and	and	CCONJ
fbem-28360	11	20	development	development	NOUN
fbem-28360	11	21	opportunities	opportunity	NOUN
fbem-28360	11	22	to	to	ADP
fbem-28360	11	23	the	the	DET
fbem-28360	11	24	financial	financial	ADJ
fbem-28360	11	25	industry	industry	NOUN
fbem-28360	11	26	.	.	PUNCT
fbem-28360	12	1	2	2	X
fbem-28360	12	2	.	.	X
fbem-28360	12	3	application	application	NOUN
fbem-28360	12	4	of	of	ADP
fbem-28360	12	5	blockchain	blockchain	PROPN
fbem-28360	12	6	technology	technology	PROPN
fbem-28360	12	7	in	in	ADP
fbem-28360	12	8	the	the	DET
fbem-28360	12	9	financial	financial	ADJ
fbem-28360	12	10	field	field	NOUN
fbem-28360	12	11	2.1	2.1	NUM
fbem-28360	12	12	.	.	PUNCT
fbem-28360	12	13	supply	supply	NOUN
fbem-28360	12	14	chain	chain	NOUN
fbem-28360	12	15	finance	finance	NOUN
fbem-28360	12	16	(	(	PUNCT
fbem-28360	12	17	1	1	NUM
fbem-28360	12	18	)	)	PUNCT
fbem-28360	12	19	pain	pain	NOUN
fbem-28360	12	20	points	point	NOUN
fbem-28360	12	21	of	of	ADP
fbem-28360	12	22	traditional	traditional	ADJ
fbem-28360	12	23	supply	supply	NOUN
fbem-28360	12	24	chain	chain	NOUN
fbem-28360	12	25	finance	finance	NOUN
fbem-28360	12	26	in	in	ADP
fbem-28360	12	27	traditional	traditional	ADJ
fbem-28360	12	28	supply	supply	NOUN
fbem-28360	12	29	chain	chain	NOUN
fbem-28360	12	30	finance	finance	NOUN
fbem-28360	12	31	,	,	PUNCT
fbem-28360	12	32	upstream	upstream	ADJ
fbem-28360	12	33	and	and	CCONJ
fbem-28360	12	34	downstream	downstream	ADJ
fbem-28360	12	35	small	small	ADJ
fbem-28360	12	36	and	and	CCONJ
fbem-28360	12	37	medium	medium	ADJ
fbem-28360	12	38	-	-	PUNCT
fbem-28360	12	39	sized	sized	ADJ
fbem-28360	12	40	enterprises	enterprise	NOUN
fbem-28360	12	41	(	(	PUNCT
fbem-28360	12	42	smes	sme	NOUN
fbem-28360	12	43	)	)	PUNCT
fbem-28360	12	44	often	often	ADV
fbem-28360	12	45	face	face	VERB
fbem-28360	12	46	problems	problem	NOUN
fbem-28360	12	47	such	such	ADJ
fbem-28360	12	48	as	as	ADP
fbem-28360	12	49	weak	weak	ADJ
fbem-28360	12	50	capital	capital	NOUN
fbem-28360	12	51	and	and	CCONJ
fbem-28360	12	52	long	long	ADJ
fbem-28360	12	53	billing	billing	NOUN
fbem-28360	12	54	periods	period	NOUN
fbem-28360	12	55	.	.	PUNCT
fbem-28360	13	1	this	this	PRON
fbem-28360	13	2	makes	make	VERB
fbem-28360	13	3	enterprises	enterprise	NOUN
fbem-28360	13	4	in	in	ADP
fbem-28360	13	5	the	the	DET
fbem-28360	13	6	operation	operation	NOUN
fbem-28360	13	7	process	process	NOUN
fbem-28360	13	8	of	of	ADP
fbem-28360	13	9	capital	capital	NOUN
fbem-28360	13	10	pressure	pressure	NOUN
fbem-28360	13	11	,	,	PUNCT
fbem-28360	13	12	difficult	difficult	ADJ
fbem-28360	13	13	to	to	PART
fbem-28360	13	14	meet	meet	VERB
fbem-28360	13	15	the	the	DET
fbem-28360	13	16	needs	need	NOUN
fbem-28360	13	17	of	of	ADP
fbem-28360	13	18	daily	daily	ADJ
fbem-28360	13	19	production	production	NOUN
fbem-28360	13	20	and	and	CCONJ
fbem-28360	13	21	business	business	NOUN
fbem-28360	13	22	expansion	expansion	NOUN
fbem-28360	13	23	.	.	PUNCT
fbem-28360	14	1	at	at	ADP
fbem-28360	14	2	the	the	DET
fbem-28360	14	3	same	same	ADJ
fbem-28360	14	4	time	time	NOUN
fbem-28360	14	5	,	,	PUNCT
fbem-28360	14	6	banks	bank	NOUN
fbem-28360	14	7	and	and	CCONJ
fbem-28360	14	8	other	other	ADJ
fbem-28360	14	9	financial	financial	ADJ
fbem-28360	14	10	institutions	institution	NOUN
fbem-28360	14	11	in	in	ADP
fbem-28360	14	12	the	the	DET
fbem-28360	14	13	traditional	traditional	ADJ
fbem-28360	14	14	supply	supply	NOUN
fbem-28360	14	15	chain	chain	NOUN
fbem-28360	14	16	finance	finance	NOUN
fbem-28360	14	17	model	model	NOUN
fbem-28360	14	18	,	,	PUNCT
fbem-28360	14	19	it	it	PRON
fbem-28360	14	20	is	be	AUX
fbem-28360	14	21	difficult	difficult	ADJ
fbem-28360	14	22	to	to	PART
fbem-28360	14	23	fully	fully	ADV
fbem-28360	14	24	grasp	grasp	VERB
fbem-28360	14	25	the	the	DET
fbem-28360	14	26	financial	financial	ADJ
fbem-28360	14	27	situation	situation	NOUN
fbem-28360	14	28	of	of	ADP
fbem-28360	14	29	enterprises	enterprise	NOUN
fbem-28360	14	30	and	and	CCONJ
fbem-28360	14	31	risk	risk	NOUN
fbem-28360	14	32	information	information	NOUN
fbem-28360	14	33	.	.	PUNCT
fbem-28360	15	1	due	due	ADP
fbem-28360	15	2	to	to	ADP
fbem-28360	15	3	the	the	DET
fbem-28360	15	4	asymmetry	asymmetry	NOUN
fbem-28360	15	5	of	of	ADP
fbem-28360	15	6	information	information	NOUN
fbem-28360	15	7	,	,	PUNCT
fbem-28360	15	8	banks	bank	NOUN
fbem-28360	15	9	need	need	VERB
fbem-28360	15	10	to	to	PART
fbem-28360	15	11	invest	invest	VERB
fbem-28360	15	12	a	a	DET
fbem-28360	15	13	lot	lot	NOUN
fbem-28360	15	14	of	of	ADP
fbem-28360	15	15	manpower	manpower	NOUN
fbem-28360	15	16	and	and	CCONJ
fbem-28360	15	17	time	time	NOUN
fbem-28360	15	18	in	in	ADP
fbem-28360	15	19	investigation	investigation	NOUN
fbem-28360	15	20	and	and	CCONJ
fbem-28360	15	21	audit	audit	NOUN
fbem-28360	15	22	,	,	PUNCT
fbem-28360	15	23	which	which	PRON
fbem-28360	15	24	increases	increase	VERB
fbem-28360	15	25	the	the	DET
fbem-28360	15	26	operating	operating	NOUN
fbem-28360	15	27	costs	cost	NOUN
fbem-28360	15	28	[	[	X
fbem-28360	15	29	2	2	NUM
fbem-28360	15	30	]	]	PUNCT
fbem-28360	15	31	.	.	PUNCT
fbem-28360	16	1	moreover	moreover	ADV
fbem-28360	16	2	,	,	PUNCT
fbem-28360	16	3	this	this	DET
fbem-28360	16	4	uncertainty	uncertainty	NOUN
fbem-28360	16	5	also	also	ADV
fbem-28360	16	6	leads	lead	VERB
fbem-28360	16	7	banks	bank	NOUN
fbem-28360	16	8	to	to	PART
fbem-28360	16	9	be	be	AUX
fbem-28360	16	10	more	more	ADV
fbem-28360	16	11	cautious	cautious	ADJ
fbem-28360	16	12	in	in	ADP
fbem-28360	16	13	providing	provide	VERB
fbem-28360	16	14	financing	financing	NOUN
fbem-28360	16	15	,	,	PUNCT
fbem-28360	16	16	making	make	VERB
fbem-28360	16	17	it	it	PRON
fbem-28360	16	18	difficult	difficult	ADJ
fbem-28360	16	19	for	for	SCONJ
fbem-28360	16	20	smes	sme	NOUN
fbem-28360	16	21	to	to	PART
fbem-28360	16	22	raise	raise	VERB
fbem-28360	16	23	funds	fund	NOUN
fbem-28360	16	24	.	.	PUNCT
fbem-28360	17	1	(	(	PUNCT
fbem-28360	17	2	2	2	X
fbem-28360	17	3	)	)	PUNCT
fbem-28360	17	4	application	application	NOUN
fbem-28360	17	5	advantages	advantage	NOUN
fbem-28360	17	6	of	of	ADP
fbem-28360	17	7	blockchain	blockchain	PROPN
fbem-28360	17	8	technology	technology	PROPN
fbem-28360	17	9	through	through	ADP
fbem-28360	17	10	the	the	DET
fbem-28360	17	11	establishment	establishment	NOUN
fbem-28360	17	12	of	of	ADP
fbem-28360	17	13	a	a	DET
fbem-28360	17	14	distributed	distribute	VERB
fbem-28360	17	15	ledger	ledger	NOUN
fbem-28360	17	16	,	,	PUNCT
fbem-28360	17	17	transaction	transaction	NOUN
fbem-28360	17	18	information	information	NOUN
fbem-28360	17	19	in	in	ADP
fbem-28360	17	20	the	the	DET
fbem-28360	17	21	supply	supply	NOUN
fbem-28360	17	22	chain	chain	NOUN
fbem-28360	17	23	is	be	AUX
fbem-28360	17	24	recorded	record	VERB
fbem-28360	17	25	in	in	ADP
fbem-28360	17	26	real	real	ADJ
fbem-28360	17	27	time	time	NOUN
fbem-28360	17	28	and	and	CCONJ
fbem-28360	17	29	can	can	AUX
fbem-28360	17	30	not	not	PART
fbem-28360	17	31	be	be	AUX
fbem-28360	17	32	tampered	tamper	VERB
fbem-28360	17	33	with	with	ADP
fbem-28360	17	34	,	,	PUNCT
fbem-28360	17	35	and	and	CCONJ
fbem-28360	17	36	the	the	DET
fbem-28360	17	37	credit	credit	NOUN
fbem-28360	17	38	of	of	ADP
fbem-28360	17	39	the	the	DET
fbem-28360	17	40	core	core	NOUN
fbem-28360	17	41	enterprise	enterprise	NOUN
fbem-28360	17	42	can	can	AUX
fbem-28360	17	43	be	be	AUX
fbem-28360	17	44	more	more	ADV
fbem-28360	17	45	effectively	effectively	ADV
fbem-28360	17	46	transmitted	transmit	VERB
fbem-28360	17	47	to	to	PART
fbem-28360	17	48	upstream	upstream	VERB
fbem-28360	17	49	and	and	CCONJ
fbem-28360	17	50	downstream	downstream	ADJ
fbem-28360	17	51	smes	sme	NOUN
fbem-28360	17	52	.	.	PUNCT
fbem-28360	18	1	this	this	PRON
fbem-28360	18	2	provides	provide	VERB
fbem-28360	18	3	smes	sme	NOUN
fbem-28360	18	4	with	with	ADP
fbem-28360	18	5	more	more	ADJ
fbem-28360	18	6	financing	financing	NOUN
fbem-28360	18	7	opportunities	opportunity	NOUN
fbem-28360	18	8	and	and	CCONJ
fbem-28360	18	9	facilitates	facilitate	VERB
fbem-28360	18	10	the	the	DET
fbem-28360	18	11	flow	flow	NOUN
fbem-28360	18	12	of	of	ADP
fbem-28360	18	13	capital	capital	NOUN
fbem-28360	18	14	through	through	ADP
fbem-28360	18	15	the	the	DET
fbem-28360	18	16	supply	supply	NOUN
fbem-28360	18	17	chain	chain	NOUN
fbem-28360	18	18	.	.	PUNCT
fbem-28360	19	1	the	the	DET
fbem-28360	19	2	blockchain	blockchain	PROPN
fbem-28360	19	3	's	's	PART
fbem-28360	19	4	immutability	immutability	NOUN
fbem-28360	19	5	and	and	CCONJ
fbem-28360	19	6	transparency	transparency	NOUN
fbem-28360	19	7	ensure	ensure	VERB
fbem-28360	19	8	the	the	DET
fbem-28360	19	9	authenticity	authenticity	NOUN
fbem-28360	19	10	and	and	CCONJ
fbem-28360	19	11	reliability	reliability	NOUN
fbem-28360	19	12	of	of	ADP
fbem-28360	19	13	the	the	DET
fbem-28360	19	14	credit	credit	NOUN
fbem-28360	19	15	of	of	ADP
fbem-28360	19	16	the	the	DET
fbem-28360	19	17	core	core	NOUN
fbem-28360	19	18	enterprise	enterprise	NOUN
fbem-28360	19	19	.	.	PUNCT
fbem-28360	20	1	financial	financial	ADJ
fbem-28360	20	2	institutions	institution	NOUN
fbem-28360	20	3	can	can	AUX
fbem-28360	20	4	have	have	VERB
fbem-28360	20	5	a	a	DET
fbem-28360	20	6	clear	clear	ADJ
fbem-28360	20	7	understanding	understanding	NOUN
fbem-28360	20	8	of	of	ADP
fbem-28360	20	9	the	the	DET
fbem-28360	20	10	transactional	transactional	ADJ
fbem-28360	20	11	relationships	relationship	NOUN
fbem-28360	20	12	between	between	ADP
fbem-28360	20	13	core	core	NOUN
fbem-28360	20	14	enterprises	enterprise	NOUN
fbem-28360	20	15	and	and	CCONJ
fbem-28360	20	16	upstream	upstream	ADJ
fbem-28360	20	17	and	and	CCONJ
fbem-28360	20	18	downstream	downstream	ADJ
fbem-28360	20	19	enterprises	enterprise	NOUN
fbem-28360	20	20	through	through	ADP
fbem-28360	20	21	the	the	DET
fbem-28360	20	22	blockchain	blockchain	PROPN
fbem-28360	20	23	platform	platform	NOUN
fbem-28360	20	24	,	,	PUNCT
fbem-28360	20	25	thus	thus	ADV
fbem-28360	20	26	reducing	reduce	VERB
fbem-28360	20	27	the	the	DET
fbem-28360	20	28	difficulty	difficulty	NOUN
fbem-28360	20	29	of	of	ADP
fbem-28360	20	30	risk	risk	NOUN
fbem-28360	20	31	assessment	assessment	NOUN
fbem-28360	20	32	for	for	ADP
fbem-28360	20	33	smes	sme	NOUN
fbem-28360	20	34	and	and	CCONJ
fbem-28360	20	35	improving	improve	VERB
fbem-28360	20	36	the	the	DET
fbem-28360	20	37	feasibility	feasibility	NOUN
fbem-28360	20	38	of	of	ADP
fbem-28360	20	39	financing	financing	NOUN
fbem-28360	20	40	.	.	PUNCT
fbem-28360	21	1	the	the	DET
fbem-28360	21	2	application	application	NOUN
fbem-28360	21	3	of	of	ADP
fbem-28360	21	4	smart	smart	ADJ
fbem-28360	21	5	contracts	contract	NOUN
fbem-28360	21	6	can	can	AUX
fbem-28360	21	7	automatically	automatically	ADV
fbem-28360	21	8	execute	execute	VERB
fbem-28360	21	9	the	the	DET
fbem-28360	21	10	terms	term	NOUN
fbem-28360	21	11	of	of	ADP
fbem-28360	21	12	the	the	DET
fbem-28360	21	13	contract	contract	NOUN
fbem-28360	21	14	,	,	PUNCT
fbem-28360	21	15	and	and	CCONJ
fbem-28360	21	16	when	when	SCONJ
fbem-28360	21	17	the	the	DET
fbem-28360	21	18	preset	preset	ADJ
fbem-28360	21	19	conditions	condition	NOUN
fbem-28360	21	20	are	be	AUX
fbem-28360	21	21	met	meet	VERB
fbem-28360	21	22	,	,	PUNCT
fbem-28360	21	23	the	the	DET
fbem-28360	21	24	funds	fund	NOUN
fbem-28360	21	25	are	be	AUX
fbem-28360	21	26	automatically	automatically	ADV
fbem-28360	21	27	released	release	VERB
fbem-28360	21	28	or	or	CCONJ
fbem-28360	21	29	the	the	DET
fbem-28360	21	30	transaction	transaction	NOUN
fbem-28360	21	31	is	be	AUX
fbem-28360	21	32	automatically	automatically	ADV
fbem-28360	21	33	completed	complete	VERB
fbem-28360	21	34	,	,	PUNCT
fbem-28360	21	35	reducing	reduce	VERB
fbem-28360	21	36	the	the	DET
fbem-28360	21	37	possibility	possibility	NOUN
fbem-28360	21	38	of	of	ADP
fbem-28360	21	39	human	human	ADJ
fbem-28360	21	40	intervention	intervention	NOUN
fbem-28360	21	41	and	and	CCONJ
fbem-28360	21	42	operational	operational	ADJ
fbem-28360	21	43	errors	error	NOUN
fbem-28360	21	44	[	[	X
fbem-28360	21	45	3	3	NUM
fbem-28360	21	46	]	]	PUNCT
fbem-28360	21	47	.	.	PUNCT
fbem-28360	22	1	meanwhile	meanwhile	ADV
fbem-28360	22	2	,	,	PUNCT
fbem-28360	22	3	blockchain	blockchain	PROPN
fbem-28360	22	4	's	's	PART
fbem-28360	22	5	encryption	encryption	NOUN
fbem-28360	22	6	technology	technology	NOUN
fbem-28360	22	7	and	and	CCONJ
fbem-28360	22	8	296	296	NUM
fbem-28360	22	9	distributed	distribute	VERB
fbem-28360	22	10	storage	storage	NOUN
fbem-28360	22	11	ensure	ensure	VERB
fbem-28360	22	12	data	datum	NOUN
fbem-28360	22	13	security	security	NOUN
fbem-28360	22	14	and	and	CCONJ
fbem-28360	22	15	reduce	reduce	VERB
fbem-28360	22	16	the	the	DET
fbem-28360	22	17	risk	risk	NOUN
fbem-28360	22	18	of	of	ADP
fbem-28360	22	19	data	datum	NOUN
fbem-28360	22	20	tampering	tampering	NOUN
fbem-28360	22	21	or	or	CCONJ
fbem-28360	22	22	leakage	leakage	NOUN
fbem-28360	22	23	.	.	PUNCT
fbem-28360	23	1	all	all	DET
fbem-28360	23	2	participants	participant	NOUN
fbem-28360	23	3	can	can	AUX
fbem-28360	23	4	view	view	VERB
fbem-28360	23	5	and	and	CCONJ
fbem-28360	23	6	share	share	VERB
fbem-28360	23	7	transaction	transaction	NOUN
fbem-28360	23	8	information	information	NOUN
fbem-28360	23	9	on	on	ADP
fbem-28360	23	10	the	the	DET
fbem-28360	23	11	blockchain	blockchain	PROPN
fbem-28360	23	12	platform	platform	NOUN
fbem-28360	23	13	,	,	PUNCT
fbem-28360	23	14	and	and	CCONJ
fbem-28360	23	15	banks	bank	NOUN
fbem-28360	23	16	are	be	AUX
fbem-28360	23	17	able	able	ADJ
fbem-28360	23	18	to	to	PART
fbem-28360	23	19	have	have	VERB
fbem-28360	23	20	a	a	DET
fbem-28360	23	21	more	more	ADV
fbem-28360	23	22	comprehensive	comprehensive	ADJ
fbem-28360	23	23	grasp	grasp	NOUN
fbem-28360	23	24	of	of	ADP
fbem-28360	23	25	an	an	DET
fbem-28360	23	26	enterprise	enterprise	NOUN
fbem-28360	23	27	's	's	PART
fbem-28360	23	28	operations	operation	NOUN
fbem-28360	23	29	,	,	PUNCT
fbem-28360	23	30	financial	financial	ADJ
fbem-28360	23	31	condition	condition	NOUN
fbem-28360	23	32	and	and	CCONJ
fbem-28360	23	33	credit	credit	NOUN
fbem-28360	23	34	level	level	NOUN
fbem-28360	23	35	,	,	PUNCT
fbem-28360	23	36	so	so	SCONJ
fbem-28360	23	37	as	as	SCONJ
fbem-28360	23	38	to	to	PART
fbem-28360	23	39	make	make	VERB
fbem-28360	23	40	more	more	ADV
fbem-28360	23	41	accurate	accurate	ADJ
fbem-28360	23	42	risk	risk	NOUN
fbem-28360	23	43	assessments	assessment	NOUN
fbem-28360	23	44	and	and	CCONJ
fbem-28360	23	45	financing	financing	NOUN
fbem-28360	23	46	decisions	decision	NOUN
fbem-28360	23	47	.	.	PUNCT
fbem-28360	24	1	in	in	ADP
fbem-28360	24	2	addition	addition	NOUN
fbem-28360	24	3	,	,	PUNCT
fbem-28360	24	4	blockchain	blockchain	PROPN
fbem-28360	24	5	technology	technology	PROPN
fbem-28360	24	6	can	can	AUX
fbem-28360	24	7	also	also	ADV
fbem-28360	24	8	enhance	enhance	VERB
fbem-28360	24	9	the	the	DET
fbem-28360	24	10	ability	ability	NOUN
fbem-28360	24	11	of	of	ADP
fbem-28360	24	12	industry	industry	NOUN
fbem-28360	24	13	chain	chain	NOUN
fbem-28360	24	14	cooperation	cooperation	NOUN
fbem-28360	24	15	.	.	PUNCT
fbem-28360	25	1	through	through	ADP
fbem-28360	25	2	real	real	ADJ
fbem-28360	25	3	-	-	PUNCT
fbem-28360	25	4	time	time	NOUN
fbem-28360	25	5	information	information	NOUN
fbem-28360	25	6	sharing	sharing	NOUN
fbem-28360	25	7	and	and	CCONJ
fbem-28360	25	8	transparency	transparency	NOUN
fbem-28360	25	9	,	,	PUNCT
fbem-28360	25	10	enterprises	enterprise	NOUN
fbem-28360	25	11	in	in	ADP
fbem-28360	25	12	the	the	DET
fbem-28360	25	13	supply	supply	NOUN
fbem-28360	25	14	chain	chain	NOUN
fbem-28360	25	15	can	can	AUX
fbem-28360	25	16	better	well	ADV
fbem-28360	25	17	collaborate	collaborate	VERB
fbem-28360	25	18	,	,	PUNCT
fbem-28360	25	19	optimise	optimise	ADJ
fbem-28360	25	20	production	production	NOUN
fbem-28360	25	21	processes	process	NOUN
fbem-28360	25	22	and	and	CCONJ
fbem-28360	25	23	improve	improve	VERB
fbem-28360	25	24	overall	overall	ADJ
fbem-28360	25	25	efficiency	efficiency	NOUN
fbem-28360	25	26	.	.	PUNCT
fbem-28360	26	1	figure	figure	NOUN
fbem-28360	26	2	1	1	NUM
fbem-28360	26	3	.	.	PUNCT
fbem-28360	26	4	supply	supply	NOUN
fbem-28360	26	5	chain	chain	NOUN
fbem-28360	26	6	finance	finance	NOUN
fbem-28360	26	7	2.2	2.2	NUM
fbem-28360	26	8	.	.	PUNCT
fbem-28360	27	1	trade	trade	NOUN
fbem-28360	27	2	finance	finance	NOUN
fbem-28360	27	3	(	(	PUNCT
fbem-28360	27	4	1	1	X
fbem-28360	27	5	)	)	PUNCT
fbem-28360	27	6	disadvantages	disadvantage	NOUN
fbem-28360	27	7	of	of	ADP
fbem-28360	27	8	traditional	traditional	ADJ
fbem-28360	27	9	trade	trade	NOUN
fbem-28360	27	10	finance	finance	NOUN
fbem-28360	27	11	traditional	traditional	ADJ
fbem-28360	27	12	trade	trade	NOUN
fbem-28360	27	13	financing	financing	NOUN
fbem-28360	27	14	has	have	VERB
fbem-28360	27	15	many	many	ADJ
fbem-28360	27	16	disadvantages	disadvantage	NOUN
fbem-28360	27	17	,	,	PUNCT
fbem-28360	27	18	the	the	DET
fbem-28360	27	19	verification	verification	NOUN
fbem-28360	27	20	process	process	NOUN
fbem-28360	27	21	is	be	AUX
fbem-28360	27	22	cumbersome	cumbersome	ADJ
fbem-28360	27	23	,	,	PUNCT
fbem-28360	27	24	involving	involve	VERB
fbem-28360	27	25	a	a	DET
fbem-28360	27	26	large	large	ADJ
fbem-28360	27	27	number	number	NOUN
fbem-28360	27	28	of	of	ADP
fbem-28360	27	29	document	document	NOUN
fbem-28360	27	30	review	review	NOUN
fbem-28360	27	31	and	and	CCONJ
fbem-28360	27	32	data	data	NOUN
fbem-28360	27	33	verification	verification	NOUN
fbem-28360	27	34	work	work	NOUN
fbem-28360	27	35	,	,	PUNCT
fbem-28360	27	36	consuming	consume	VERB
fbem-28360	27	37	a	a	DET
fbem-28360	27	38	lot	lot	NOUN
fbem-28360	27	39	of	of	ADP
fbem-28360	27	40	time	time	NOUN
fbem-28360	27	41	and	and	CCONJ
fbem-28360	27	42	human	human	ADJ
fbem-28360	27	43	resources	resource	NOUN
fbem-28360	27	44	;	;	PUNCT
fbem-28360	27	45	low	low	ADJ
fbem-28360	27	46	rate	rate	NOUN
fbem-28360	27	47	,	,	PUNCT
fbem-28360	27	48	due	due	ADP
fbem-28360	27	49	to	to	ADP
fbem-28360	27	50	the	the	DET
fbem-28360	27	51	complexity	complexity	NOUN
fbem-28360	27	52	of	of	ADP
fbem-28360	27	53	the	the	DET
fbem-28360	27	54	verification	verification	NOUN
fbem-28360	27	55	process	process	NOUN
fbem-28360	27	56	,	,	PUNCT
fbem-28360	27	57	resulting	result	VERB
fbem-28360	27	58	in	in	ADP
fbem-28360	27	59	the	the	DET
fbem-28360	27	60	whole	whole	ADJ
fbem-28360	27	61	process	process	NOUN
fbem-28360	27	62	of	of	ADP
fbem-28360	27	63	trade	trade	NOUN
fbem-28360	27	64	financing	financing	NOUN
fbem-28360	27	65	is	be	AUX
fbem-28360	27	66	time	time	NOUN
fbem-28360	27	67	-	-	PUNCT
fbem-28360	27	68	consuming	consume	VERB
fbem-28360	27	69	,	,	PUNCT
fbem-28360	27	70	affecting	affect	VERB
fbem-28360	27	71	the	the	DET
fbem-28360	27	72	speed	speed	NOUN
fbem-28360	27	73	of	of	ADP
fbem-28360	27	74	the	the	DET
fbem-28360	27	75	enterprise	enterprise	NOUN
fbem-28360	27	76	's	's	PART
fbem-28360	27	77	capital	capital	NOUN
fbem-28360	27	78	turnover	turnover	NOUN
fbem-28360	27	79	;	;	PUNCT
fbem-28360	27	80	information	information	NOUN
fbem-28360	27	81	is	be	AUX
fbem-28360	27	82	not	not	PART
fbem-28360	27	83	open	open	ADJ
fbem-28360	27	84	,	,	PUNCT
fbem-28360	27	85	the	the	DET
fbem-28360	27	86	parties	party	NOUN
fbem-28360	27	87	in	in	ADP
fbem-28360	27	88	the	the	DET
fbem-28360	27	89	trade	trade	NOUN
fbem-28360	27	90	financing	financing	NOUN
fbem-28360	27	91	is	be	AUX
fbem-28360	27	92	difficult	difficult	ADJ
fbem-28360	27	93	to	to	PART
fbem-28360	27	94	fully	fully	ADV
fbem-28360	27	95	grasp	grasp	VERB
fbem-28360	27	96	the	the	DET
fbem-28360	27	97	transaction	transaction	NOUN
fbem-28360	27	98	information	information	NOUN
fbem-28360	27	99	,	,	PUNCT
fbem-28360	27	100	prone	prone	ADJ
fbem-28360	27	101	to	to	ADP
fbem-28360	27	102	information	information	NOUN
fbem-28360	27	103	asymmetric	asymmetric	ADJ
fbem-28360	27	104	problems	problem	NOUN
fbem-28360	27	105	.	.	PUNCT
fbem-28360	28	1	increased	increase	VERB
fbem-28360	28	2	financing	financing	NOUN
fbem-28360	28	3	risks	risk	NOUN
fbem-28360	28	4	.	.	PUNCT
fbem-28360	29	1	(	(	PUNCT
fbem-28360	29	2	2	2	X
fbem-28360	29	3	)	)	PUNCT
fbem-28360	29	4	blockchain	blockchain	PROPN
fbem-28360	29	5	technology	technology	PROPN
fbem-28360	29	6	solutions	solutions	PROPN
fbem-28360	29	7	blockchain	blockchain	PROPN
fbem-28360	29	8	technology	technology	PROPN
fbem-28360	29	9	provides	provide	VERB
fbem-28360	29	10	a	a	DET
fbem-28360	29	11	brand	brand	NOUN
fbem-28360	29	12	new	new	ADJ
fbem-28360	29	13	solution	solution	NOUN
fbem-28360	29	14	for	for	ADP
fbem-28360	29	15	trade	trade	NOUN
fbem-28360	29	16	financing	financing	NOUN
fbem-28360	29	17	,	,	PUNCT
fbem-28360	29	18	and	and	CCONJ
fbem-28360	29	19	blockchain	blockchain	PROPN
fbem-28360	29	20	can	can	AUX
fbem-28360	29	21	cover	cover	VERB
fbem-28360	29	22	all	all	DET
fbem-28360	29	23	parties	party	NOUN
fbem-28360	29	24	in	in	ADP
fbem-28360	29	25	trade	trade	NOUN
fbem-28360	29	26	financing	financing	NOUN
fbem-28360	29	27	and	and	CCONJ
fbem-28360	29	28	achieve	achieve	VERB
fbem-28360	29	29	data	datum	NOUN
fbem-28360	29	30	interoperability	interoperability	NOUN
fbem-28360	29	31	.	.	PUNCT
fbem-28360	30	1	by	by	ADP
fbem-28360	30	2	establishing	establish	VERB
fbem-28360	30	3	a	a	DET
fbem-28360	30	4	distributed	distribute	VERB
fbem-28360	30	5	ledger	ledger	NOUN
fbem-28360	30	6	,	,	PUNCT
fbem-28360	30	7	all	all	DET
fbem-28360	30	8	parties	party	NOUN
fbem-28360	30	9	can	can	AUX
fbem-28360	30	10	share	share	VERB
fbem-28360	30	11	transaction	transaction	NOUN
fbem-28360	30	12	information	information	NOUN
fbem-28360	30	13	in	in	ADP
fbem-28360	30	14	real	real	ADJ
fbem-28360	30	15	time	time	NOUN
fbem-28360	30	16	,	,	PUNCT
fbem-28360	30	17	reducing	reduce	VERB
fbem-28360	30	18	information	information	NOUN
fbem-28360	30	19	asymmetry	asymmetry	NOUN
fbem-28360	30	20	and	and	CCONJ
fbem-28360	30	21	improving	improve	VERB
fbem-28360	30	22	financing	financing	NOUN
fbem-28360	30	23	efficiency	efficiency	NOUN
fbem-28360	30	24	.	.	PUNCT
fbem-28360	31	1	blockchain	blockchain	PROPN
fbem-28360	31	2	can	can	AUX
fbem-28360	31	3	simplify	simplify	VERB
fbem-28360	31	4	the	the	DET
fbem-28360	31	5	flow	flow	NOUN
fbem-28360	31	6	of	of	ADP
fbem-28360	31	7	documents	document	NOUN
fbem-28360	31	8	[	[	X
fbem-28360	31	9	4	4	NUM
fbem-28360	31	10	]	]	PUNCT
fbem-28360	31	11	.	.	PUNCT
fbem-28360	32	1	in	in	ADP
fbem-28360	32	2	traditional	traditional	ADJ
fbem-28360	32	3	trade	trade	NOUN
fbem-28360	32	4	financing	financing	NOUN
fbem-28360	32	5	,	,	PUNCT
fbem-28360	32	6	the	the	DET
fbem-28360	32	7	transmission	transmission	NOUN
fbem-28360	32	8	and	and	CCONJ
fbem-28360	32	9	review	review	NOUN
fbem-28360	32	10	of	of	ADP
fbem-28360	32	11	documents	document	NOUN
fbem-28360	32	12	takes	take	VERB
fbem-28360	32	13	a	a	DET
fbem-28360	32	14	lot	lot	NOUN
fbem-28360	32	15	of	of	ADP
fbem-28360	32	16	time	time	NOUN
fbem-28360	32	17	,	,	PUNCT
fbem-28360	32	18	while	while	SCONJ
fbem-28360	32	19	blockchain	blockchain	PROPN
fbem-28360	32	20	technology	technology	PROPN
fbem-28360	32	21	can	can	AUX
fbem-28360	32	22	digitise	digitise	VERB
fbem-28360	32	23	the	the	DET
fbem-28360	32	24	documents	document	NOUN
fbem-28360	32	25	to	to	PART
fbem-28360	32	26	achieve	achieve	VERB
fbem-28360	32	27	automated	automate	VERB
fbem-28360	32	28	circulation	circulation	NOUN
fbem-28360	32	29	and	and	CCONJ
fbem-28360	32	30	verification	verification	NOUN
fbem-28360	32	31	,	,	PUNCT
fbem-28360	32	32	greatly	greatly	ADV
fbem-28360	32	33	reducing	reduce	VERB
fbem-28360	32	34	the	the	DET
fbem-28360	32	35	processing	processing	NOUN
fbem-28360	32	36	time	time	NOUN
fbem-28360	32	37	of	of	ADP
fbem-28360	32	38	documents	document	NOUN
fbem-28360	32	39	.	.	PUNCT
fbem-28360	33	1	in	in	ADP
fbem-28360	33	2	addition	addition	NOUN
fbem-28360	33	3	,	,	PUNCT
fbem-28360	33	4	banks	bank	NOUN
fbem-28360	33	5	can	can	AUX
fbem-28360	33	6	more	more	ADV
fbem-28360	33	7	easily	easily	ADV
fbem-28360	33	8	identify	identify	VERB
fbem-28360	33	9	the	the	DET
fbem-28360	33	10	authenticity	authenticity	NOUN
fbem-28360	33	11	of	of	ADP
fbem-28360	33	12	data	datum	NOUN
fbem-28360	33	13	through	through	ADP
fbem-28360	33	14	blockchain	blockchain	PROPN
fbem-28360	33	15	technology	technology	PROPN
fbem-28360	33	16	.	.	PUNCT
fbem-28360	34	1	the	the	DET
fbem-28360	34	2	non	non	ADJ
fbem-28360	34	3	-	-	ADJ
fbem-28360	34	4	tamperability	tamperability	ADJ
fbem-28360	34	5	of	of	ADP
fbem-28360	34	6	blockchain	blockchain	PROPN
fbem-28360	34	7	ensures	ensure	VERB
fbem-28360	34	8	the	the	DET
fbem-28360	34	9	authenticity	authenticity	NOUN
fbem-28360	34	10	of	of	ADP
fbem-28360	34	11	transaction	transaction	NOUN
fbem-28360	34	12	data	datum	NOUN
fbem-28360	34	13	,	,	PUNCT
fbem-28360	34	14	and	and	CCONJ
fbem-28360	34	15	banks	bank	NOUN
fbem-28360	34	16	can	can	AUX
fbem-28360	34	17	more	more	ADV
fbem-28360	34	18	accurately	accurately	ADV
fbem-28360	34	19	assess	assess	VERB
fbem-28360	34	20	the	the	DET
fbem-28360	34	21	credit	credit	NOUN
fbem-28360	34	22	status	status	NOUN
fbem-28360	34	23	and	and	CCONJ
fbem-28360	34	24	risk	risk	NOUN
fbem-28360	34	25	level	level	NOUN
fbem-28360	34	26	of	of	ADP
fbem-28360	34	27	enterprises	enterprise	NOUN
fbem-28360	34	28	and	and	CCONJ
fbem-28360	34	29	prevent	prevent	VERB
fbem-28360	34	30	financing	financing	NOUN
fbem-28360	34	31	fraud	fraud	NOUN
fbem-28360	34	32	.	.	PUNCT
fbem-28360	35	1	2.3	2.3	NUM
fbem-28360	35	2	.	.	PUNCT
fbem-28360	36	1	cross	cross	ADJ
fbem-28360	36	2	-	-	ADJ
fbem-28360	36	3	border	border	ADJ
fbem-28360	36	4	payments	payment	NOUN
fbem-28360	36	5	traditional	traditional	ADJ
fbem-28360	36	6	cross	cross	ADJ
fbem-28360	36	7	-	-	ADJ
fbem-28360	36	8	border	border	ADJ
fbem-28360	36	9	payments	payment	NOUN
fbem-28360	36	10	face	face	VERB
fbem-28360	36	11	challenges	challenge	NOUN
fbem-28360	36	12	such	such	ADJ
fbem-28360	36	13	as	as	ADP
fbem-28360	36	14	lengthy	lengthy	ADJ
fbem-28360	36	15	processes	process	NOUN
fbem-28360	36	16	,	,	PUNCT
fbem-28360	36	17	high	high	ADJ
fbem-28360	36	18	fees	fee	NOUN
fbem-28360	36	19	and	and	CCONJ
fbem-28360	36	20	complex	complex	ADJ
fbem-28360	36	21	interfaces	interface	NOUN
fbem-28360	36	22	.	.	PUNCT
fbem-28360	37	1	synchronisation	synchronisation	NOUN
fbem-28360	37	2	of	of	ADP
fbem-28360	37	3	local	local	ADJ
fbem-28360	37	4	database	database	NOUN
fbem-28360	37	5	reconciliations	reconciliation	NOUN
fbem-28360	37	6	reduces	reduce	VERB
fbem-28360	37	7	transaction	transaction	NOUN
fbem-28360	37	8	efficiency	efficiency	NOUN
fbem-28360	37	9	,	,	PUNCT
fbem-28360	37	10	while	while	SCONJ
fbem-28360	37	11	large	large	ADJ
fbem-28360	37	12	reserves	reserve	NOUN
fbem-28360	37	13	and	and	CCONJ
fbem-28360	37	14	payment	payment	NOUN
fbem-28360	37	15	information	information	NOUN
fbem-28360	37	16	processing	processing	NOUN
fbem-28360	37	17	costs	cost	NOUN
fbem-28360	37	18	increase	increase	VERB
fbem-28360	37	19	the	the	DET
fbem-28360	37	20	burden	burden	NOUN
fbem-28360	37	21	of	of	ADP
fbem-28360	37	22	crossborder	crossborder	NOUN
fbem-28360	37	23	payments	payment	NOUN
fbem-28360	37	24	.	.	PUNCT
fbem-28360	38	1	blockchain	blockchain	PROPN
fbem-28360	38	2	technology	technology	PROPN
fbem-28360	38	3	brings	bring	VERB
fbem-28360	38	4	innovation	innovation	NOUN
fbem-28360	38	5	to	to	ADP
fbem-28360	38	6	cross	cross	ADJ
fbem-28360	38	7	-	-	ADJ
fbem-28360	38	8	border	border	ADJ
fbem-28360	38	9	payments	payment	NOUN
fbem-28360	38	10	,	,	PUNCT
fbem-28360	38	11	establishing	establish	VERB
fbem-28360	38	12	a	a	DET
fbem-28360	38	13	decentralised	decentralise	VERB
fbem-28360	38	14	transaction	transaction	NOUN
fbem-28360	38	15	system	system	NOUN
fbem-28360	38	16	,	,	PUNCT
fbem-28360	38	17	reducing	reduce	VERB
fbem-28360	38	18	settlement	settlement	NOUN
fbem-28360	38	19	costs	cost	NOUN
fbem-28360	38	20	and	and	CCONJ
fbem-28360	38	21	enhancing	enhance	VERB
fbem-28360	38	22	transaction	transaction	NOUN
fbem-28360	38	23	security	security	NOUN
fbem-28360	38	24	.	.	PUNCT
fbem-28360	39	1	instant	instant	ADJ
fbem-28360	39	2	confirmation	confirmation	NOUN
fbem-28360	39	3	enables	enable	VERB
fbem-28360	39	4	near	near	ADP
fbem-28360	39	5	real	real	ADJ
fbem-28360	39	6	-	-	PUNCT
fbem-28360	39	7	time	time	NOUN
fbem-28360	39	8	settlement	settlement	NOUN
fbem-28360	39	9	of	of	ADP
fbem-28360	39	10	funds	fund	NOUN
fbem-28360	39	11	,	,	PUNCT
fbem-28360	39	12	such	such	ADJ
fbem-28360	39	13	as	as	ADP
fbem-28360	39	14	the	the	DET
fbem-28360	39	15	ripple	ripple	ADJ
fbem-28360	39	16	protocol	protocol	NOUN
fbem-28360	39	17	,	,	PUNCT
fbem-28360	39	18	which	which	PRON
fbem-28360	39	19	takes	take	VERB
fbem-28360	39	20	only	only	ADV
fbem-28360	39	21	5	5	NUM
fbem-28360	39	22	seconds	second	NOUN
fbem-28360	39	23	to	to	ADP
fbem-28360	39	24	clear	clear	ADJ
fbem-28360	39	25	payments	payment	NOUN
fbem-28360	39	26	,	,	PUNCT
fbem-28360	39	27	much	much	ADV
fbem-28360	39	28	faster	fast	ADV
fbem-28360	39	29	than	than	ADP
fbem-28360	39	30	the	the	DET
fbem-28360	39	31	2	2	NUM
fbem-28360	39	32	days	day	NOUN
fbem-28360	39	33	for	for	ADP
fbem-28360	39	34	traditional	traditional	ADJ
fbem-28360	39	35	swift	swift	NOUN
fbem-28360	39	36	or	or	CCONJ
fbem-28360	39	37	24	24	NUM
fbem-28360	39	38	hours	hour	NOUN
fbem-28360	39	39	for	for	ADP
fbem-28360	39	40	intra	intra	ADJ
fbem-28360	39	41	-	-	ADJ
fbem-28360	39	42	bank	bank	ADJ
fbem-28360	39	43	transfers	transfer	NOUN
fbem-28360	39	44	.	.	PUNCT
fbem-28360	40	1	blockchain	blockchain	PROPN
fbem-28360	40	2	removes	remove	VERB
fbem-28360	40	3	the	the	DET
fbem-28360	40	4	middleman	middleman	NOUN
fbem-28360	40	5	and	and	CCONJ
fbem-28360	40	6	complex	complex	ADJ
fbem-28360	40	7	settlement	settlement	NOUN
fbem-28360	40	8	networks	network	NOUN
fbem-28360	40	9	,	,	PUNCT
fbem-28360	40	10	leaving	leave	VERB
fbem-28360	40	11	banks	bank	NOUN
fbem-28360	40	12	with	with	ADP
fbem-28360	40	13	a	a	DET
fbem-28360	40	14	single	single	ADJ
fbem-28360	40	15	reserve	reserve	NOUN
fbem-28360	40	16	account	account	NOUN
fbem-28360	40	17	,	,	PUNCT
fbem-28360	40	18	saving	save	VERB
fbem-28360	40	19	costs	cost	NOUN
fbem-28360	40	20	and	and	CCONJ
fbem-28360	40	21	reducing	reduce	VERB
fbem-28360	40	22	processing	processing	NOUN
fbem-28360	40	23	and	and	CCONJ
fbem-28360	40	24	reconciliation	reconciliation	NOUN
fbem-28360	40	25	fees	fee	NOUN
fbem-28360	40	26	[	[	X
fbem-28360	40	27	5	5	NUM
fbem-28360	40	28	]	]	PUNCT
fbem-28360	40	29	.	.	PUNCT
fbem-28360	41	1	transactions	transaction	NOUN
fbem-28360	41	2	are	be	AUX
fbem-28360	41	3	publicly	publicly	ADV
fbem-28360	41	4	visible	visible	ADJ
fbem-28360	41	5	,	,	PUNCT
fbem-28360	41	6	enhancing	enhance	VERB
fbem-28360	41	7	transparency	transparency	NOUN
fbem-28360	41	8	and	and	CCONJ
fbem-28360	41	9	traceability	traceability	NOUN
fbem-28360	41	10	,	,	PUNCT
fbem-28360	41	11	and	and	CCONJ
fbem-28360	41	12	facilitating	facilitate	VERB
fbem-28360	41	13	regulatory	regulatory	ADJ
fbem-28360	41	14	compliance	compliance	NOUN
fbem-28360	41	15	.	.	PUNCT
fbem-28360	42	1	the	the	DET
fbem-28360	42	2	ripple	ripple	ADJ
fbem-28360	42	3	protocol	protocol	NOUN
fbem-28360	42	4	supports	support	VERB
fbem-28360	42	5	anonymous	anonymous	ADJ
fbem-28360	42	6	transactions	transaction	NOUN
fbem-28360	42	7	,	,	PUNCT
fbem-28360	42	8	protecting	protect	VERB
fbem-28360	42	9	the	the	DET
fbem-28360	42	10	privacy	privacy	NOUN
fbem-28360	42	11	of	of	ADP
fbem-28360	42	12	traders	trader	NOUN
fbem-28360	42	13	,	,	PUNCT
fbem-28360	42	14	enabling	enable	VERB
fbem-28360	42	15	free	free	ADJ
fbem-28360	42	16	,	,	PUNCT
fbem-28360	42	17	real	real	ADJ
fbem-28360	42	18	-	-	PUNCT
fbem-28360	42	19	time	time	NOUN
fbem-28360	42	20	payments	payment	NOUN
fbem-28360	42	21	with	with	ADP
fbem-28360	42	22	low	low	ADJ
fbem-28360	42	23	risk	risk	NOUN
fbem-28360	42	24	of	of	ADP
fbem-28360	42	25	rejection	rejection	NOUN
fbem-28360	42	26	,	,	PUNCT
fbem-28360	42	27	and	and	CCONJ
fbem-28360	42	28	support	support	NOUN
fbem-28360	42	29	for	for	ADP
fbem-28360	42	30	multiple	multiple	ADJ
fbem-28360	42	31	currencies	currency	NOUN
fbem-28360	42	32	,	,	PUNCT
fbem-28360	42	33	enabling	enable	VERB
fbem-28360	42	34	banks	bank	NOUN
fbem-28360	42	35	to	to	PART
fbem-28360	42	36	transfer	transfer	VERB
fbem-28360	42	37	funds	fund	NOUN
fbem-28360	42	38	directly	directly	ADV
fbem-28360	42	39	and	and	CCONJ
fbem-28360	42	40	settle	settle	VERB
fbem-28360	42	41	them	they	PRON
fbem-28360	42	42	instantly	instantly	ADV
fbem-28360	42	43	.	.	PUNCT
fbem-28360	43	1	the	the	DET
fbem-28360	43	2	central	central	PROPN
fbem-28360	43	3	bank	bank	PROPN
fbem-28360	43	4	digital	digital	ADJ
fbem-28360	43	5	currency	currency	NOUN
fbem-28360	43	6	bridge	bridge	NOUN
fbem-28360	43	7	project	project	NOUN
fbem-28360	43	8	is	be	AUX
fbem-28360	43	9	also	also	ADV
fbem-28360	43	10	a	a	DET
fbem-28360	43	11	successful	successful	ADJ
fbem-28360	43	12	application	application	NOUN
fbem-28360	43	13	of	of	ADP
fbem-28360	43	14	blockchain	blockchain	PROPN
fbem-28360	43	15	technology	technology	PROPN
fbem-28360	43	16	,	,	PUNCT
fbem-28360	43	17	creating	create	VERB
fbem-28360	43	18	a	a	DET
fbem-28360	43	19	cross	cross	ADJ
fbem-28360	43	20	-	-	ADJ
fbem-28360	43	21	border	border	ADJ
fbem-28360	43	22	payment	payment	NOUN
fbem-28360	43	23	solution	solution	NOUN
fbem-28360	43	24	centred	centre	VERB
fbem-28360	43	25	on	on	ADP
fbem-28360	43	26	the	the	DET
fbem-28360	43	27	central	central	ADJ
fbem-28360	43	28	bank	bank	PROPN
fbem-28360	43	29	digital	digital	ADJ
fbem-28360	43	30	currency	currency	NOUN
fbem-28360	43	31	,	,	PUNCT
fbem-28360	43	32	following	follow	VERB
fbem-28360	43	33	the	the	DET
fbem-28360	43	34	principles	principle	NOUN
fbem-28360	43	35	of	of	ADP
fbem-28360	43	36	"	"	PUNCT
fbem-28360	43	37	no	no	DET
fbem-28360	43	38	loss	loss	NOUN
fbem-28360	43	39	"	"	PUNCT
fbem-28360	43	40	,	,	PUNCT
fbem-28360	43	41	"	"	PUNCT
fbem-28360	43	42	compliance	compliance	NOUN
fbem-28360	43	43	"	"	PUNCT
fbem-28360	43	44	and	and	CCONJ
fbem-28360	43	45	"	"	PUNCT
fbem-28360	43	46	interoperability	interoperability	NOUN
fbem-28360	43	47	"	"	PUNCT
fbem-28360	43	48	.	.	PUNCT
fbem-28360	44	1	following	follow	VERB
fbem-28360	44	2	the	the	DET
fbem-28360	44	3	principles	principle	NOUN
fbem-28360	44	4	of	of	ADP
fbem-28360	44	5	"	"	PUNCT
fbem-28360	44	6	non	non	ADJ
fbem-28360	44	7	-	-	ADJ
fbem-28360	44	8	destructive	destructive	ADJ
fbem-28360	44	9	"	"	PUNCT
fbem-28360	44	10	,	,	PUNCT
fbem-28360	44	11	"	"	PUNCT
fbem-28360	44	12	compliance	compliance	NOUN
fbem-28360	44	13	"	"	PUNCT
fbem-28360	44	14	and	and	CCONJ
fbem-28360	44	15	"	"	PUNCT
fbem-28360	44	16	interoperability	interoperability	NOUN
fbem-28360	44	17	"	"	PUNCT
fbem-28360	44	18	,	,	PUNCT
fbem-28360	44	19	it	it	PRON
fbem-28360	44	20	significantly	significantly	ADV
fbem-28360	44	21	improves	improve	VERB
fbem-28360	44	22	transaction	transaction	NOUN
fbem-28360	44	23	efficiency	efficiency	NOUN
fbem-28360	44	24	and	and	CCONJ
fbem-28360	44	25	reduces	reduce	VERB
fbem-28360	44	26	costs	cost	NOUN
fbem-28360	44	27	by	by	ADP
fbem-28360	44	28	at	at	ADV
fbem-28360	44	29	least	least	ADV
fbem-28360	44	30	50	50	NUM
fbem-28360	44	31	per	per	ADP
fbem-28360	44	32	cent	cent	NOUN
fbem-28360	44	33	,	,	PUNCT
fbem-28360	44	34	demonstrating	demonstrate	VERB
fbem-28360	44	35	the	the	DET
fbem-28360	44	36	huge	huge	ADJ
fbem-28360	44	37	potential	potential	NOUN
fbem-28360	44	38	of	of	ADP
fbem-28360	44	39	blockchain	blockchain	PROPN
fbem-28360	44	40	in	in	ADP
fbem-28360	44	41	the	the	DET
fbem-28360	44	42	field	field	NOUN
fbem-28360	44	43	of	of	ADP
fbem-28360	44	44	cross	cross	ADJ
fbem-28360	44	45	-	-	ADJ
fbem-28360	44	46	border	border	ADJ
fbem-28360	44	47	payments	payment	NOUN
fbem-28360	44	48	.	.	PUNCT
fbem-28360	45	1	figure	figure	NOUN
fbem-28360	45	2	2	2	NUM
fbem-28360	45	3	.	.	PUNCT
fbem-28360	45	4	cross	cross	ADJ
fbem-28360	45	5	-	-	ADJ
fbem-28360	45	6	border	border	ADJ
fbem-28360	45	7	payments	payment	NOUN
fbem-28360	45	8	3	3	NUM
fbem-28360	45	9	.	.	PUNCT
fbem-28360	45	10	prospects	prospect	NOUN
fbem-28360	45	11	for	for	ADP
fbem-28360	45	12	the	the	DET
fbem-28360	45	13	application	application	NOUN
fbem-28360	45	14	of	of	ADP
fbem-28360	45	15	blockchain	blockchain	PROPN
fbem-28360	45	16	technology	technology	PROPN
fbem-28360	45	17	in	in	ADP
fbem-28360	45	18	the	the	DET
fbem-28360	45	19	financial	financial	ADJ
fbem-28360	45	20	field	field	NOUN
fbem-28360	45	21	3.1	3.1	NUM
fbem-28360	45	22	.	.	PUNCT
fbem-28360	46	1	improvement	improvement	NOUN
fbem-28360	46	2	of	of	ADP
fbem-28360	46	3	the	the	DET
fbem-28360	46	4	payment	payment	NOUN
fbem-28360	46	5	clearing	clearing	NOUN
fbem-28360	46	6	system	system	NOUN
fbem-28360	46	7	the	the	DET
fbem-28360	46	8	application	application	NOUN
fbem-28360	46	9	of	of	ADP
fbem-28360	46	10	blockchain	blockchain	PROPN
fbem-28360	46	11	technology	technology	PROPN
fbem-28360	46	12	in	in	ADP
fbem-28360	46	13	payment	payment	NOUN
fbem-28360	46	14	clearing	clearing	NOUN
fbem-28360	46	15	systems	system	NOUN
fbem-28360	46	16	has	have	VERB
fbem-28360	46	17	significant	significant	ADJ
fbem-28360	46	18	advantages	advantage	NOUN
fbem-28360	46	19	.	.	PUNCT
fbem-28360	47	1	traditional	traditional	ADJ
fbem-28360	47	2	payment	payment	NOUN
fbem-28360	47	3	clearing	clearing	NOUN
fbem-28360	47	4	systems	system	NOUN
fbem-28360	47	5	often	often	ADV
fbem-28360	47	6	involve	involve	VERB
fbem-28360	47	7	multiple	multiple	ADJ
fbem-28360	47	8	intermediaries	intermediary	NOUN
fbem-28360	47	9	,	,	PUNCT
fbem-28360	47	10	and	and	CCONJ
fbem-28360	47	11	the	the	DET
fbem-28360	47	12	process	process	NOUN
fbem-28360	47	13	is	be	AUX
fbem-28360	47	14	cumbersome	cumbersome	ADJ
fbem-28360	47	15	,	,	PUNCT
fbem-28360	47	16	timeconsuming	timeconsuming	ADJ
fbem-28360	47	17	and	and	CCONJ
fbem-28360	47	18	costly	costly	ADJ
fbem-28360	47	19	.	.	PUNCT
fbem-28360	48	1	the	the	DET
fbem-28360	48	2	blockchain	blockchain	NOUN
fbem-28360	48	3	-	-	PUNCT
fbem-28360	48	4	based	base	VERB
fbem-28360	48	5	payment	payment	NOUN
fbem-28360	48	6	clearing	clearing	NOUN
fbem-28360	48	7	system	system	NOUN
fbem-28360	48	8	is	be	AUX
fbem-28360	48	9	able	able	ADJ
fbem-28360	48	10	to	to	PART
fbem-28360	48	11	realise	realise	VERB
fbem-28360	48	12	direct	direct	ADJ
fbem-28360	48	13	point	point	NOUN
fbem-28360	48	14	-	-	PUNCT
fbem-28360	48	15	to	to	ADP
fbem-28360	48	16	-	-	PUNCT
fbem-28360	48	17	point	point	NOUN
fbem-28360	48	18	transactions	transaction	NOUN
fbem-28360	48	19	,	,	PUNCT
fbem-28360	48	20	removing	remove	VERB
fbem-28360	48	21	intermediate	intermediate	ADJ
fbem-28360	48	22	links	link	NOUN
fbem-28360	48	23	,	,	PUNCT
fbem-28360	48	24	greatly	greatly	ADV
fbem-28360	48	25	improving	improve	VERB
fbem-28360	48	26	payment	payment	NOUN
fbem-28360	48	27	efficiency	efficiency	NOUN
fbem-28360	48	28	and	and	CCONJ
fbem-28360	48	29	reducing	reduce	VERB
fbem-28360	48	30	costs	cost	NOUN
fbem-28360	48	31	.	.	PUNCT
fbem-28360	49	1	for	for	ADP
fbem-28360	49	2	example	example	NOUN
fbem-28360	49	3	,	,	PUNCT
fbem-28360	49	4	the	the	DET
fbem-28360	49	5	ripple	ripple	NOUN
fbem-28360	49	6	(	(	PUNCT
fbem-28360	49	7	ripple	ripple	ADJ
fbem-28360	49	8	)	)	PUNCT
fbem-28360	49	9	network	network	NOUN
fbem-28360	49	10	is	be	AUX
fbem-28360	49	11	a	a	DET
fbem-28360	49	12	distributed	distribute	VERB
fbem-28360	49	13	ledger	ledger	NOUN
fbem-28360	49	14	network	network	NOUN
fbem-28360	49	15	that	that	PRON
fbem-28360	49	16	integrates	integrate	VERB
fbem-28360	49	17	information	information	NOUN
fbem-28360	49	18	transmission	transmission	NOUN
fbem-28360	49	19	and	and	CCONJ
fbem-28360	49	20	fund	fund	NOUN
fbem-28360	49	21	clearing	clearing	NOUN
fbem-28360	49	22	into	into	ADP
fbem-28360	49	23	a	a	DET
fbem-28360	49	24	flat	flat	ADJ
fbem-28360	49	25	network	network	NOUN
fbem-28360	49	26	,	,	PUNCT
fbem-28360	49	27	which	which	PRON
fbem-28360	49	28	is	be	AUX
fbem-28360	49	29	mainly	mainly	ADV
fbem-28360	49	30	used	use	VERB
fbem-28360	49	31	in	in	ADP
fbem-28360	49	32	cross	cross	ADJ
fbem-28360	49	33	-	-	ADJ
fbem-28360	49	34	border	border	ADJ
fbem-28360	49	35	payment	payment	NOUN
fbem-28360	49	36	and	and	CCONJ
fbem-28360	49	37	settlement	settlement	NOUN
fbem-28360	49	38	scenarios	scenario	NOUN
fbem-28360	49	39	.	.	PUNCT
fbem-28360	50	1	it	it	PRON
fbem-28360	50	2	removes	remove	VERB
fbem-28360	50	3	the	the	DET
fbem-28360	50	4	intermediaries	intermediary	NOUN
fbem-28360	50	5	in	in	ADP
fbem-28360	50	6	the	the	DET
fbem-28360	50	7	original	original	ADJ
fbem-28360	50	8	cross	cross	ADJ
fbem-28360	50	9	-	-	ADJ
fbem-28360	50	10	border	border	ADJ
fbem-28360	50	11	payment	payment	NOUN
fbem-28360	50	12	and	and	CCONJ
fbem-28360	50	13	settlement	settlement	NOUN
fbem-28360	50	14	model	model	NOUN
fbem-28360	50	15	through	through	ADP
fbem-28360	50	16	the	the	DET
fbem-28360	50	17	formation	formation	NOUN
fbem-28360	50	18	of	of	ADP
fbem-28360	50	19	consensus	consensus	NOUN
fbem-28360	50	20	by	by	ADP
fbem-28360	50	21	many	many	ADJ
fbem-28360	50	22	network	network	NOUN
fbem-28360	50	23	nodes	node	NOUN
fbem-28360	50	24	,	,	PUNCT
fbem-28360	50	25	and	and	CCONJ
fbem-28360	50	26	uses	use	VERB
fbem-28360	50	27	the	the	DET
fbem-28360	50	28	blockchain	blockchain	PROPN
fbem-28360	50	29	network	network	NOUN
fbem-28360	50	30	to	to	PART
fbem-28360	50	31	conduct	conduct	VERB
fbem-28360	50	32	direct	direct	ADJ
fbem-28360	50	33	peer	peer	NOUN
fbem-28360	50	34	-	-	PUNCT
fbem-28360	50	35	to	to	ADP
fbem-28360	50	36	-	-	PUNCT
fbem-28360	50	37	peer	peer	NOUN
fbem-28360	50	38	transactions	transaction	NOUN
fbem-28360	50	39	,	,	PUNCT
fbem-28360	50	40	which	which	PRON
fbem-28360	50	41	achieves	achieve	VERB
fbem-28360	50	42	instantaneous	instantaneous	ADJ
fbem-28360	50	43	clearing	clearing	NOUN
fbem-28360	50	44	and	and	CCONJ
fbem-28360	50	45	low	low	ADJ
fbem-28360	50	46	cost	cost	NOUN
fbem-28360	50	47	.	.	PUNCT
fbem-28360	51	1	the	the	DET
fbem-28360	51	2	monetary	monetary	ADJ
fbem-28360	51	3	authority	authority	NOUN
fbem-28360	51	4	of	of	ADP
fbem-28360	51	5	singapore	singapore	PROPN
fbem-28360	51	6	's	's	PART
fbem-28360	51	7	ubin	ubin	NOUN
fbem-28360	51	8	project	project	NOUN
fbem-28360	51	9	is	be	AUX
fbem-28360	51	10	also	also	ADV
fbem-28360	51	11	a	a	DET
fbem-28360	51	12	successful	successful	ADJ
fbem-28360	51	13	attempt	attempt	NOUN
fbem-28360	51	14	to	to	PART
fbem-28360	51	15	use	use	VERB
fbem-28360	51	16	blockchain	blockchain	PROPN
fbem-28360	51	17	technology	technology	NOUN
fbem-28360	51	18	in	in	ADP
fbem-28360	51	19	payment	payment	NOUN
fbem-28360	51	20	clearing	clearing	NOUN
fbem-28360	51	21	.	.	PUNCT
fbem-28360	52	1	the	the	DET
fbem-28360	52	2	project	project	NOUN
fbem-28360	52	3	has	have	AUX
fbem-28360	52	4	gone	go	VERB
fbem-28360	52	5	through	through	ADP
fbem-28360	52	6	several	several	ADJ
fbem-28360	52	7	stages	stage	NOUN
fbem-28360	52	8	of	of	ADP
fbem-28360	52	9	development	development	NOUN
fbem-28360	52	10	,	,	PUNCT
fbem-28360	52	11	exploring	explore	VERB
fbem-28360	52	12	the	the	DET
fbem-28360	52	13	use	use	NOUN
fbem-28360	52	14	of	of	ADP
fbem-28360	52	15	distributed	distribute	VERB
fbem-28360	52	16	ledger	ledger	NOUN
fbem-28360	52	17	technology	technology	NOUN
fbem-28360	52	18	for	for	ADP
fbem-28360	52	19	inter	inter	ADJ
fbem-28360	52	20	-	-	ADJ
fbem-28360	52	21	bank	bank	ADJ
fbem-28360	52	22	payments	payment	NOUN
fbem-28360	52	23	,	,	PUNCT
fbem-28360	52	24	transfers	transfer	NOUN
fbem-28360	52	25	and	and	CCONJ
fbem-28360	52	26	cross	cross	VERB
fbem-28360	52	27	297	297	NUM
fbem-28360	52	28	border	border	NOUN
fbem-28360	52	29	settlements	settlement	NOUN
fbem-28360	52	30	,	,	PUNCT
fbem-28360	52	31	providing	provide	VERB
fbem-28360	52	32	new	new	ADJ
fbem-28360	52	33	ideas	idea	NOUN
fbem-28360	52	34	and	and	CCONJ
fbem-28360	52	35	solutions	solution	NOUN
fbem-28360	52	36	for	for	ADP
fbem-28360	52	37	innovation	innovation	NOUN
fbem-28360	52	38	in	in	ADP
fbem-28360	52	39	payment	payment	NOUN
fbem-28360	52	40	clearing	clearing	NOUN
fbem-28360	52	41	systems	system	NOUN
fbem-28360	52	42	.	.	PUNCT
fbem-28360	53	1	the	the	DET
fbem-28360	53	2	application	application	NOUN
fbem-28360	53	3	of	of	ADP
fbem-28360	53	4	blockchain	blockchain	PROPN
fbem-28360	53	5	technology	technology	PROPN
fbem-28360	53	6	in	in	ADP
fbem-28360	53	7	payment	payment	NOUN
fbem-28360	53	8	clearing	clearing	NOUN
fbem-28360	53	9	systems	system	NOUN
fbem-28360	53	10	not	not	PART
fbem-28360	53	11	only	only	ADV
fbem-28360	53	12	improves	improve	VERB
fbem-28360	53	13	payment	payment	NOUN
fbem-28360	53	14	efficiency	efficiency	NOUN
fbem-28360	53	15	and	and	CCONJ
fbem-28360	53	16	reduces	reduce	VERB
fbem-28360	53	17	costs	cost	NOUN
fbem-28360	53	18	,	,	PUNCT
fbem-28360	53	19	but	but	CCONJ
fbem-28360	53	20	also	also	ADV
fbem-28360	53	21	enhances	enhance	VERB
fbem-28360	53	22	the	the	DET
fbem-28360	53	23	security	security	NOUN
fbem-28360	53	24	and	and	CCONJ
fbem-28360	53	25	transparency	transparency	NOUN
fbem-28360	53	26	of	of	ADP
fbem-28360	53	27	transactions	transaction	NOUN
fbem-28360	53	28	.	.	PUNCT
fbem-28360	54	1	due	due	ADP
fbem-28360	54	2	to	to	ADP
fbem-28360	54	3	the	the	DET
fbem-28360	54	4	immutability	immutability	NOUN
fbem-28360	54	5	and	and	CCONJ
fbem-28360	54	6	traceability	traceability	NOUN
fbem-28360	54	7	of	of	ADP
fbem-28360	54	8	the	the	DET
fbem-28360	54	9	blockchain	blockchain	NOUN
fbem-28360	54	10	,	,	PUNCT
fbem-28360	54	11	every	every	DET
fbem-28360	54	12	transaction	transaction	NOUN
fbem-28360	54	13	is	be	AUX
fbem-28360	54	14	recorded	record	VERB
fbem-28360	54	15	on	on	ADP
fbem-28360	54	16	the	the	DET
fbem-28360	54	17	blockchain	blockchain	NOUN
fbem-28360	54	18	and	and	CCONJ
fbem-28360	54	19	can	can	AUX
fbem-28360	54	20	not	not	PART
fbem-28360	54	21	be	be	AUX
fbem-28360	54	22	tampered	tamper	VERB
fbem-28360	54	23	with	with	ADP
fbem-28360	54	24	by	by	ADP
fbem-28360	54	25	anyone	anyone	PRON
fbem-28360	54	26	,	,	PUNCT
fbem-28360	54	27	which	which	PRON
fbem-28360	54	28	greatly	greatly	ADV
fbem-28360	54	29	reduces	reduce	VERB
fbem-28360	54	30	the	the	DET
fbem-28360	54	31	probability	probability	NOUN
fbem-28360	54	32	of	of	ADP
fbem-28360	54	33	fraud	fraud	NOUN
fbem-28360	54	34	and	and	CCONJ
fbem-28360	54	35	risk	risk	NOUN
fbem-28360	54	36	.	.	PUNCT
fbem-28360	55	1	at	at	ADP
fbem-28360	55	2	the	the	DET
fbem-28360	55	3	same	same	ADJ
fbem-28360	55	4	time	time	NOUN
fbem-28360	55	5	,	,	PUNCT
fbem-28360	55	6	all	all	DET
fbem-28360	55	7	transactions	transaction	NOUN
fbem-28360	55	8	are	be	AUX
fbem-28360	55	9	publicly	publicly	ADV
fbem-28360	55	10	visible	visible	ADJ
fbem-28360	55	11	on	on	ADP
fbem-28360	55	12	the	the	DET
fbem-28360	55	13	blockchain	blockchain	NOUN
fbem-28360	55	14	,	,	PUNCT
fbem-28360	55	15	which	which	PRON
fbem-28360	55	16	enhances	enhance	VERB
fbem-28360	55	17	the	the	DET
fbem-28360	55	18	transparency	transparency	NOUN
fbem-28360	55	19	of	of	ADP
fbem-28360	55	20	transactions	transaction	NOUN
fbem-28360	55	21	and	and	CCONJ
fbem-28360	55	22	helps	help	VERB
fbem-28360	55	23	with	with	ADP
fbem-28360	55	24	regulation	regulation	NOUN
fbem-28360	55	25	and	and	CCONJ
fbem-28360	55	26	compliance	compliance	NOUN
fbem-28360	55	27	.	.	PUNCT
fbem-28360	56	1	3.2	3.2	NUM
fbem-28360	56	2	.	.	PUNCT
fbem-28360	57	1	optimising	optimise	VERB
fbem-28360	57	2	securities	security	NOUN
fbem-28360	57	3	trading	trading	NOUN
fbem-28360	57	4	in	in	ADP
fbem-28360	57	5	the	the	DET
fbem-28360	57	6	area	area	NOUN
fbem-28360	57	7	of	of	ADP
fbem-28360	57	8	securities	security	NOUN
fbem-28360	57	9	trading	trading	NOUN
fbem-28360	57	10	,	,	PUNCT
fbem-28360	57	11	blockchain	blockchain	PROPN
fbem-28360	57	12	technology	technology	PROPN
fbem-28360	57	13	offers	offer	VERB
fbem-28360	57	14	significant	significant	ADJ
fbem-28360	57	15	advantages	advantage	NOUN
fbem-28360	57	16	in	in	ADP
fbem-28360	57	17	streamlining	streamlining	NOUN
fbem-28360	57	18	processes	process	NOUN
fbem-28360	57	19	,	,	PUNCT
fbem-28360	57	20	increasing	increase	VERB
fbem-28360	57	21	transparency	transparency	NOUN
fbem-28360	57	22	and	and	CCONJ
fbem-28360	57	23	security	security	NOUN
fbem-28360	57	24	,	,	PUNCT
fbem-28360	57	25	and	and	CCONJ
fbem-28360	57	26	automating	automate	VERB
fbem-28360	57	27	transactions	transaction	NOUN
fbem-28360	57	28	.	.	PUNCT
fbem-28360	58	1	while	while	SCONJ
fbem-28360	58	2	traditional	traditional	ADJ
fbem-28360	58	3	securities	security	NOUN
fbem-28360	58	4	transactions	transaction	NOUN
fbem-28360	58	5	require	require	VERB
fbem-28360	58	6	the	the	DET
fbem-28360	58	7	use	use	NOUN
fbem-28360	58	8	of	of	ADP
fbem-28360	58	9	intermediaries	intermediary	NOUN
fbem-28360	58	10	for	for	ADP
fbem-28360	58	11	transaction	transaction	NOUN
fbem-28360	58	12	verification	verification	NOUN
fbem-28360	58	13	,	,	PUNCT
fbem-28360	58	14	payment	payment	NOUN
fbem-28360	58	15	and	and	CCONJ
fbem-28360	58	16	other	other	ADJ
fbem-28360	58	17	intermediate	intermediate	ADJ
fbem-28360	58	18	links	link	NOUN
fbem-28360	58	19	,	,	PUNCT
fbem-28360	58	20	blockchain	blockchain	PROPN
fbem-28360	58	21	technology	technology	PROPN
fbem-28360	58	22	can	can	AUX
fbem-28360	58	23	record	record	VERB
fbem-28360	58	24	transactions	transaction	NOUN
fbem-28360	58	25	directly	directly	ADV
fbem-28360	58	26	and	and	CCONJ
fbem-28360	58	27	securely	securely	ADV
fbem-28360	58	28	on	on	ADP
fbem-28360	58	29	the	the	DET
fbem-28360	58	30	blockchain	blockchain	NOUN
fbem-28360	58	31	,	,	PUNCT
fbem-28360	58	32	removing	remove	VERB
fbem-28360	58	33	unnecessary	unnecessary	ADJ
fbem-28360	58	34	intermediary	intermediary	ADJ
fbem-28360	58	35	links	link	NOUN
fbem-28360	58	36	and	and	CCONJ
fbem-28360	58	37	ensuring	ensure	VERB
fbem-28360	58	38	transparency	transparency	NOUN
fbem-28360	58	39	and	and	CCONJ
fbem-28360	58	40	certainty	certainty	NOUN
fbem-28360	58	41	of	of	ADP
fbem-28360	58	42	transactions	transaction	NOUN
fbem-28360	58	43	[	[	X
fbem-28360	58	44	6	6	NUM
fbem-28360	58	45	]	]	PUNCT
fbem-28360	58	46	.	.	PUNCT
fbem-28360	59	1	all	all	DET
fbem-28360	59	2	participants	participant	NOUN
fbem-28360	59	3	can	can	AUX
fbem-28360	59	4	view	view	VERB
fbem-28360	59	5	transaction	transaction	NOUN
fbem-28360	59	6	information	information	NOUN
fbem-28360	59	7	on	on	ADP
fbem-28360	59	8	the	the	DET
fbem-28360	59	9	blockchain	blockchain	NOUN
fbem-28360	59	10	,	,	PUNCT
fbem-28360	59	11	realising	realise	VERB
fbem-28360	59	12	open	open	ADJ
fbem-28360	59	13	sharing	sharing	NOUN
fbem-28360	59	14	of	of	ADP
fbem-28360	59	15	information	information	NOUN
fbem-28360	59	16	and	and	CCONJ
fbem-28360	59	17	reducing	reduce	VERB
fbem-28360	59	18	information	information	NOUN
fbem-28360	59	19	asymmetry	asymmetry	NOUN
fbem-28360	59	20	.	.	PUNCT
fbem-28360	60	1	traditional	traditional	ADJ
fbem-28360	60	2	securities	security	NOUN
fbem-28360	60	3	trading	trading	NOUN
fbem-28360	60	4	involves	involve	VERB
fbem-28360	60	5	multiple	multiple	ADJ
fbem-28360	60	6	intermediaries	intermediary	NOUN
fbem-28360	60	7	and	and	CCONJ
fbem-28360	60	8	suffers	suffer	NOUN
fbem-28360	60	9	from	from	ADP
fbem-28360	60	10	high	high	ADJ
fbem-28360	60	11	time	time	NOUN
fbem-28360	60	12	and	and	CCONJ
fbem-28360	60	13	transaction	transaction	NOUN
fbem-28360	60	14	costs	cost	NOUN
fbem-28360	60	15	.	.	PUNCT
fbem-28360	61	1	blockchain	blockchain	PROPN
fbem-28360	61	2	technology	technology	PROPN
fbem-28360	61	3	,	,	PUNCT
fbem-28360	61	4	on	on	ADP
fbem-28360	61	5	the	the	DET
fbem-28360	61	6	other	other	ADJ
fbem-28360	61	7	hand	hand	NOUN
fbem-28360	61	8	,	,	PUNCT
fbem-28360	61	9	can	can	AUX
fbem-28360	61	10	reduce	reduce	VERB
fbem-28360	61	11	transaction	transaction	NOUN
fbem-28360	61	12	costs	cost	NOUN
fbem-28360	61	13	through	through	ADP
fbem-28360	61	14	de	de	NOUN
fbem-28360	61	15	-	-	NOUN
fbem-28360	61	16	intermediation	intermediation	NOUN
fbem-28360	61	17	and	and	CCONJ
fbem-28360	61	18	automation	automation	NOUN
fbem-28360	61	19	.	.	PUNCT
fbem-28360	62	1	for	for	ADP
fbem-28360	62	2	example	example	NOUN
fbem-28360	62	3	,	,	PUNCT
fbem-28360	62	4	the	the	DET
fbem-28360	62	5	issuer	issuer	NOUN
fbem-28360	62	6	can	can	AUX
fbem-28360	62	7	complete	complete	VERB
fbem-28360	62	8	the	the	DET
fbem-28360	62	9	issuance	issuance	NOUN
fbem-28360	62	10	through	through	ADP
fbem-28360	62	11	smart	smart	ADJ
fbem-28360	62	12	contracts	contract	NOUN
fbem-28360	62	13	,	,	PUNCT
fbem-28360	62	14	reducing	reduce	VERB
fbem-28360	62	15	the	the	DET
fbem-28360	62	16	involvement	involvement	NOUN
fbem-28360	62	17	of	of	ADP
fbem-28360	62	18	intermediaries	intermediary	NOUN
fbem-28360	62	19	,	,	PUNCT
fbem-28360	62	20	automating	automate	VERB
fbem-28360	62	21	the	the	DET
fbem-28360	62	22	issuance	issuance	NOUN
fbem-28360	62	23	process	process	NOUN
fbem-28360	62	24	and	and	CCONJ
fbem-28360	62	25	improving	improve	VERB
fbem-28360	62	26	efficiency	efficiency	NOUN
fbem-28360	62	27	.	.	PUNCT
fbem-28360	63	1	the	the	DET
fbem-28360	63	2	blockchain	blockchain	PROPN
fbem-28360	63	3	's	's	PART
fbem-28360	63	4	non	non	ADJ
fbem-28360	63	5	-	-	ADJ
fbem-28360	63	6	tamperability	tamperability	ADJ
fbem-28360	63	7	and	and	CCONJ
fbem-28360	63	8	encryption	encryption	NOUN
fbem-28360	63	9	technology	technology	NOUN
fbem-28360	63	10	ensures	ensure	VERB
fbem-28360	63	11	the	the	DET
fbem-28360	63	12	security	security	NOUN
fbem-28360	63	13	of	of	ADP
fbem-28360	63	14	transaction	transaction	NOUN
fbem-28360	63	15	data	datum	NOUN
fbem-28360	63	16	and	and	CCONJ
fbem-28360	63	17	reduces	reduce	VERB
fbem-28360	63	18	the	the	DET
fbem-28360	63	19	risk	risk	NOUN
fbem-28360	63	20	of	of	ADP
fbem-28360	63	21	data	datum	NOUN
fbem-28360	63	22	tampering	tampering	NOUN
fbem-28360	63	23	or	or	CCONJ
fbem-28360	63	24	leakage	leakage	NOUN
fbem-28360	63	25	.	.	PUNCT
fbem-28360	64	1	at	at	ADP
fbem-28360	64	2	the	the	DET
fbem-28360	64	3	same	same	ADJ
fbem-28360	64	4	time	time	NOUN
fbem-28360	64	5	,	,	PUNCT
fbem-28360	64	6	the	the	DET
fbem-28360	64	7	application	application	NOUN
fbem-28360	64	8	of	of	ADP
fbem-28360	64	9	smart	smart	ADJ
fbem-28360	64	10	contracts	contract	NOUN
fbem-28360	64	11	can	can	AUX
fbem-28360	64	12	automatically	automatically	ADV
fbem-28360	64	13	execute	execute	VERB
fbem-28360	64	14	the	the	DET
fbem-28360	64	15	terms	term	NOUN
fbem-28360	64	16	of	of	ADP
fbem-28360	64	17	the	the	DET
fbem-28360	64	18	contract	contract	NOUN
fbem-28360	64	19	,	,	PUNCT
fbem-28360	64	20	reducing	reduce	VERB
fbem-28360	64	21	the	the	DET
fbem-28360	64	22	possibility	possibility	NOUN
fbem-28360	64	23	of	of	ADP
fbem-28360	64	24	human	human	ADJ
fbem-28360	64	25	intervention	intervention	NOUN
fbem-28360	64	26	and	and	CCONJ
fbem-28360	64	27	operational	operational	ADJ
fbem-28360	64	28	errors	error	NOUN
fbem-28360	64	29	and	and	CCONJ
fbem-28360	64	30	further	far	ADV
fbem-28360	64	31	improving	improve	VERB
fbem-28360	64	32	the	the	DET
fbem-28360	64	33	security	security	NOUN
fbem-28360	64	34	of	of	ADP
fbem-28360	64	35	the	the	DET
fbem-28360	64	36	transaction	transaction	NOUN
fbem-28360	64	37	.	.	PUNCT
fbem-28360	65	1	every	every	DET
fbem-28360	65	2	transaction	transaction	NOUN
fbem-28360	65	3	will	will	AUX
fbem-28360	65	4	be	be	AUX
fbem-28360	65	5	recorded	record	VERB
fbem-28360	65	6	on	on	ADP
fbem-28360	65	7	the	the	DET
fbem-28360	65	8	blockchain	blockchain	NOUN
fbem-28360	65	9	,	,	PUNCT
fbem-28360	65	10	which	which	PRON
fbem-28360	65	11	can	can	AUX
fbem-28360	65	12	not	not	PART
fbem-28360	65	13	be	be	AUX
fbem-28360	65	14	tampered	tamper	VERB
fbem-28360	65	15	with	with	ADP
fbem-28360	65	16	by	by	ADP
fbem-28360	65	17	anyone	anyone	PRON
fbem-28360	65	18	,	,	PUNCT
fbem-28360	65	19	and	and	CCONJ
fbem-28360	65	20	every	every	DET
fbem-28360	65	21	transaction	transaction	NOUN
fbem-28360	65	22	can	can	AUX
fbem-28360	65	23	be	be	AUX
fbem-28360	65	24	traced	trace	VERB
fbem-28360	65	25	,	,	PUNCT
fbem-28360	65	26	effectively	effectively	ADV
fbem-28360	65	27	avoiding	avoid	VERB
fbem-28360	65	28	the	the	DET
fbem-28360	65	29	problems	problem	NOUN
fbem-28360	65	30	of	of	ADP
fbem-28360	65	31	inaccurate	inaccurate	ADJ
fbem-28360	65	32	records	record	NOUN
fbem-28360	65	33	and	and	CCONJ
fbem-28360	65	34	information	information	NOUN
fbem-28360	65	35	asymmetry	asymmetry	NOUN
fbem-28360	65	36	.	.	PUNCT
fbem-28360	66	1	this	this	PRON
fbem-28360	66	2	not	not	PART
fbem-28360	66	3	only	only	ADV
fbem-28360	66	4	helps	help	VERB
fbem-28360	66	5	regulators	regulator	NOUN
fbem-28360	66	6	to	to	PART
fbem-28360	66	7	carry	carry	VERB
fbem-28360	66	8	out	out	ADP
fbem-28360	66	9	supervision	supervision	NOUN
fbem-28360	66	10	,	,	PUNCT
fbem-28360	66	11	but	but	CCONJ
fbem-28360	66	12	also	also	ADV
fbem-28360	66	13	improves	improve	VERB
fbem-28360	66	14	the	the	DET
fbem-28360	66	15	fairness	fairness	NOUN
fbem-28360	66	16	and	and	CCONJ
fbem-28360	66	17	transparency	transparency	NOUN
fbem-28360	66	18	of	of	ADP
fbem-28360	66	19	the	the	DET
fbem-28360	66	20	market	market	NOUN
fbem-28360	66	21	.	.	PUNCT
fbem-28360	67	1	3.3	3.3	NUM
fbem-28360	67	2	.	.	PUNCT
fbem-28360	68	1	fuelling	fuel	VERB
fbem-28360	68	2	supply	supply	NOUN
fbem-28360	68	3	chain	chain	NOUN
fbem-28360	68	4	finance	finance	NOUN
fbem-28360	68	5	blockchain	blockchain	PROPN
fbem-28360	68	6	technology	technology	PROPN
fbem-28360	68	7	plays	play	VERB
fbem-28360	68	8	a	a	DET
fbem-28360	68	9	key	key	ADJ
fbem-28360	68	10	role	role	NOUN
fbem-28360	68	11	in	in	ADP
fbem-28360	68	12	supply	supply	NOUN
fbem-28360	68	13	chain	chain	NOUN
fbem-28360	68	14	finance	finance	NOUN
fbem-28360	68	15	,	,	PUNCT
fbem-28360	68	16	opening	open	VERB
fbem-28360	68	17	up	up	ADP
fbem-28360	68	18	new	new	ADJ
fbem-28360	68	19	financing	financing	NOUN
fbem-28360	68	20	channels	channel	NOUN
fbem-28360	68	21	for	for	ADP
fbem-28360	68	22	small	small	ADJ
fbem-28360	68	23	and	and	CCONJ
fbem-28360	68	24	medium	medium	ADJ
fbem-28360	68	25	-	-	PUNCT
fbem-28360	68	26	sized	sized	ADJ
fbem-28360	68	27	enterprises	enterprise	NOUN
fbem-28360	68	28	(	(	PUNCT
fbem-28360	68	29	smes	sme	NOUN
fbem-28360	68	30	)	)	PUNCT
fbem-28360	68	31	by	by	ADP
fbem-28360	68	32	improving	improve	VERB
fbem-28360	68	33	information	information	NOUN
fbem-28360	68	34	transparency	transparency	NOUN
fbem-28360	68	35	and	and	CCONJ
fbem-28360	68	36	reducing	reduce	VERB
fbem-28360	68	37	risk	risk	NOUN
fbem-28360	68	38	.	.	PUNCT
fbem-28360	69	1	it	it	PRON
fbem-28360	69	2	enables	enable	VERB
fbem-28360	69	3	decentralised	decentralised	ADJ
fbem-28360	69	4	storage	storage	NOUN
fbem-28360	69	5	and	and	CCONJ
fbem-28360	69	6	sharing	sharing	NOUN
fbem-28360	69	7	of	of	ADP
fbem-28360	69	8	information	information	NOUN
fbem-28360	69	9	,	,	PUNCT
fbem-28360	69	10	solves	solve	VERB
fbem-28360	69	11	the	the	DET
fbem-28360	69	12	problem	problem	NOUN
fbem-28360	69	13	of	of	ADP
fbem-28360	69	14	information	information	NOUN
fbem-28360	69	15	asymmetry	asymmetry	NOUN
fbem-28360	69	16	in	in	ADP
fbem-28360	69	17	traditional	traditional	ADJ
fbem-28360	69	18	supply	supply	NOUN
fbem-28360	69	19	chain	chain	NOUN
fbem-28360	69	20	finance	finance	NOUN
fbem-28360	69	21	,	,	PUNCT
fbem-28360	69	22	and	and	CCONJ
fbem-28360	69	23	enhances	enhance	VERB
fbem-28360	69	24	the	the	DET
fbem-28360	69	25	trust	trust	NOUN
fbem-28360	69	26	between	between	ADP
fbem-28360	69	27	the	the	DET
fbem-28360	69	28	participants	participant	NOUN
fbem-28360	69	29	.	.	PUNCT
fbem-28360	70	1	the	the	DET
fbem-28360	70	2	nontamperability	nontamperability	NOUN
fbem-28360	70	3	of	of	ADP
fbem-28360	70	4	blockchain	blockchain	PROPN
fbem-28360	70	5	technology	technology	PROPN
fbem-28360	70	6	ensures	ensure	VERB
fbem-28360	70	7	the	the	DET
fbem-28360	70	8	security	security	NOUN
fbem-28360	70	9	and	and	CCONJ
fbem-28360	70	10	authenticity	authenticity	NOUN
fbem-28360	70	11	of	of	ADP
fbem-28360	70	12	data	datum	NOUN
fbem-28360	70	13	,	,	PUNCT
fbem-28360	70	14	and	and	CCONJ
fbem-28360	70	15	all	all	DET
fbem-28360	70	16	documents	document	NOUN
fbem-28360	70	17	can	can	AUX
fbem-28360	70	18	be	be	AUX
fbem-28360	70	19	permanently	permanently	ADV
fbem-28360	70	20	stored	store	VERB
fbem-28360	70	21	on	on	ADP
fbem-28360	70	22	the	the	DET
fbem-28360	70	23	blockchain	blockchain	NOUN
fbem-28360	70	24	,	,	PUNCT
fbem-28360	70	25	facilitating	facilitate	VERB
fbem-28360	70	26	dispute	dispute	NOUN
fbem-28360	70	27	resolution	resolution	NOUN
fbem-28360	70	28	and	and	CCONJ
fbem-28360	70	29	contract	contract	NOUN
fbem-28360	70	30	enforcement	enforcement	NOUN
fbem-28360	70	31	.	.	PUNCT
fbem-28360	71	1	in	in	ADP
fbem-28360	71	2	addition	addition	NOUN
fbem-28360	71	3	,	,	PUNCT
fbem-28360	71	4	blockchain	blockchain	PROPN
fbem-28360	71	5	reduces	reduce	VERB
fbem-28360	71	6	transaction	transaction	NOUN
fbem-28360	71	7	and	and	CCONJ
fbem-28360	71	8	time	time	NOUN
fbem-28360	71	9	costs	cost	NOUN
fbem-28360	71	10	,	,	PUNCT
fbem-28360	71	11	enables	enable	VERB
fbem-28360	71	12	peer	peer	NOUN
fbem-28360	71	13	-	-	PUNCT
fbem-28360	71	14	to	to	ADP
fbem-28360	71	15	-	-	PUNCT
fbem-28360	71	16	peer	peer	NOUN
fbem-28360	71	17	transactions	transaction	NOUN
fbem-28360	71	18	,	,	PUNCT
fbem-28360	71	19	and	and	CCONJ
fbem-28360	71	20	realises	realise	VERB
fbem-28360	71	21	automation	automation	NOUN
fbem-28360	71	22	and	and	CCONJ
fbem-28360	71	23	intelligence	intelligence	NOUN
fbem-28360	71	24	of	of	ADP
fbem-28360	71	25	transactions	transaction	NOUN
fbem-28360	71	26	through	through	ADP
fbem-28360	71	27	smart	smart	ADJ
fbem-28360	71	28	contract	contract	NOUN
fbem-28360	71	29	technology	technology	NOUN
fbem-28360	71	30	.	.	PUNCT
fbem-28360	72	1	together	together	ADV
fbem-28360	72	2	,	,	PUNCT
fbem-28360	72	3	these	these	DET
fbem-28360	72	4	features	feature	NOUN
fbem-28360	72	5	build	build	VERB
fbem-28360	72	6	a	a	DET
fbem-28360	72	7	more	more	ADV
fbem-28360	72	8	robust	robust	ADJ
fbem-28360	72	9	and	and	CCONJ
fbem-28360	72	10	transparent	transparent	ADJ
fbem-28360	72	11	business	business	NOUN
fbem-28360	72	12	ecology	ecology	NOUN
fbem-28360	72	13	,	,	PUNCT
fbem-28360	72	14	making	make	VERB
fbem-28360	72	15	supply	supply	NOUN
fbem-28360	72	16	chain	chain	NOUN
fbem-28360	72	17	finance	finance	NOUN
fbem-28360	72	18	more	more	ADV
fbem-28360	72	19	secure	secure	ADJ
fbem-28360	72	20	and	and	CCONJ
fbem-28360	72	21	reliable	reliable	ADJ
fbem-28360	72	22	.	.	PUNCT
fbem-28360	73	1	3.4	3.4	NUM
fbem-28360	73	2	.	.	PUNCT
fbem-28360	74	1	innovative	innovative	ADJ
fbem-28360	74	2	insurance	insurance	NOUN
fbem-28360	74	3	areas	area	NOUN
fbem-28360	74	4	blockchain	blockchain	VERB
fbem-28360	74	5	technology	technology	PROPN
fbem-28360	74	6	in	in	ADP
fbem-28360	74	7	the	the	DET
fbem-28360	74	8	insurance	insurance	NOUN
fbem-28360	74	9	sector	sector	NOUN
fbem-28360	74	10	also	also	ADV
fbem-28360	74	11	shows	show	VERB
fbem-28360	74	12	great	great	ADJ
fbem-28360	74	13	potential	potential	NOUN
fbem-28360	74	14	to	to	PART
fbem-28360	74	15	streamline	streamline	VERB
fbem-28360	74	16	the	the	DET
fbem-28360	74	17	claims	claim	NOUN
fbem-28360	74	18	process	process	NOUN
fbem-28360	74	19	,	,	PUNCT
fbem-28360	74	20	prevent	prevent	VERB
fbem-28360	74	21	fraud	fraud	NOUN
fbem-28360	74	22	and	and	CCONJ
fbem-28360	74	23	improve	improve	VERB
fbem-28360	74	24	management	management	NOUN
fbem-28360	74	25	efficiency	efficiency	NOUN
fbem-28360	74	26	.	.	PUNCT
fbem-28360	75	1	the	the	DET
fbem-28360	75	2	traditional	traditional	ADJ
fbem-28360	75	3	insurance	insurance	NOUN
fbem-28360	75	4	claims	claim	NOUN
fbem-28360	75	5	process	process	NOUN
fbem-28360	75	6	is	be	AUX
fbem-28360	75	7	cumbersome	cumbersome	ADJ
fbem-28360	75	8	and	and	CCONJ
fbem-28360	75	9	involves	involve	VERB
fbem-28360	75	10	multiple	multiple	ADJ
fbem-28360	75	11	steps	step	NOUN
fbem-28360	75	12	and	and	CCONJ
fbem-28360	75	13	a	a	DET
fbem-28360	75	14	large	large	ADJ
fbem-28360	75	15	number	number	NOUN
fbem-28360	75	16	of	of	ADP
fbem-28360	75	17	documents	document	NOUN
fbem-28360	75	18	to	to	PART
fbem-28360	75	19	review	review	VERB
fbem-28360	75	20	.	.	PUNCT
fbem-28360	76	1	blockchain	blockchain	PROPN
fbem-28360	76	2	technology	technology	PROPN
fbem-28360	76	3	enables	enable	VERB
fbem-28360	76	4	claims	claim	NOUN
fbem-28360	76	5	information	information	NOUN
fbem-28360	76	6	to	to	PART
fbem-28360	76	7	be	be	AUX
fbem-28360	76	8	recorded	record	VERB
fbem-28360	76	9	on	on	ADP
fbem-28360	76	10	a	a	DET
fbem-28360	76	11	distributed	distribute	VERB
fbem-28360	76	12	ledger	ledger	NOUN
fbem-28360	76	13	in	in	ADP
fbem-28360	76	14	real	real	ADJ
fbem-28360	76	15	time	time	NOUN
fbem-28360	76	16	,	,	PUNCT
fbem-28360	76	17	so	so	SCONJ
fbem-28360	76	18	that	that	SCONJ
fbem-28360	76	19	participants	participant	NOUN
fbem-28360	76	20	can	can	AUX
fbem-28360	76	21	quickly	quickly	ADV
fbem-28360	76	22	access	access	VERB
fbem-28360	76	23	the	the	DET
fbem-28360	76	24	information	information	NOUN
fbem-28360	76	25	they	they	PRON
fbem-28360	76	26	need	need	VERB
fbem-28360	76	27	,	,	PUNCT
fbem-28360	76	28	reducing	reduce	VERB
fbem-28360	76	29	the	the	DET
fbem-28360	76	30	transmission	transmission	NOUN
fbem-28360	76	31	of	of	ADP
fbem-28360	76	32	documents	document	NOUN
fbem-28360	76	33	and	and	CCONJ
fbem-28360	76	34	the	the	DET
fbem-28360	76	35	review	review	NOUN
fbem-28360	76	36	process	process	NOUN
fbem-28360	76	37	.	.	PUNCT
fbem-28360	77	1	in	in	ADP
fbem-28360	77	2	parametric	parametric	ADJ
fbem-28360	77	3	insurance	insurance	NOUN
fbem-28360	77	4	,	,	PUNCT
fbem-28360	77	5	smart	smart	ADJ
fbem-28360	77	6	contracts	contract	NOUN
fbem-28360	77	7	can	can	AUX
fbem-28360	77	8	automatically	automatically	ADV
fbem-28360	77	9	execute	execute	VERB
fbem-28360	77	10	claims	claim	NOUN
fbem-28360	77	11	,	,	PUNCT
fbem-28360	77	12	which	which	PRON
fbem-28360	77	13	greatly	greatly	ADV
fbem-28360	77	14	reduces	reduce	VERB
fbem-28360	77	15	claim	claim	NOUN
fbem-28360	77	16	settlement	settlement	NOUN
fbem-28360	77	17	time	time	NOUN
fbem-28360	77	18	.	.	PUNCT
fbem-28360	78	1	the	the	DET
fbem-28360	78	2	blockchain	blockchain	PROPN
fbem-28360	78	3	's	's	PART
fbem-28360	78	4	transaction	transaction	NOUN
fbem-28360	78	5	immutability	immutability	NOUN
fbem-28360	78	6	ensures	ensure	VERB
fbem-28360	78	7	accountability	accountability	NOUN
fbem-28360	78	8	,	,	PUNCT
fbem-28360	78	9	transparency	transparency	NOUN
fbem-28360	78	10	and	and	CCONJ
fbem-28360	78	11	fraud	fraud	NOUN
fbem-28360	78	12	prevention	prevention	NOUN
fbem-28360	78	13	in	in	ADP
fbem-28360	78	14	the	the	DET
fbem-28360	78	15	claims	claim	NOUN
fbem-28360	78	16	process	process	NOUN
fbem-28360	78	17	.	.	PUNCT
fbem-28360	79	1	all	all	DET
fbem-28360	79	2	insurance	insurance	NOUN
fbem-28360	79	3	transaction	transaction	NOUN
fbem-28360	79	4	records	record	NOUN
fbem-28360	79	5	are	be	AUX
fbem-28360	79	6	fully	fully	ADV
fbem-28360	79	7	recorded	record	VERB
fbem-28360	79	8	on	on	ADP
fbem-28360	79	9	the	the	DET
fbem-28360	79	10	blockchain	blockchain	NOUN
fbem-28360	79	11	and	and	CCONJ
fbem-28360	79	12	can	can	AUX
fbem-28360	79	13	not	not	PART
fbem-28360	79	14	be	be	AUX
fbem-28360	79	15	tampered	tamper	VERB
fbem-28360	79	16	with	with	ADP
fbem-28360	79	17	by	by	ADP
fbem-28360	79	18	anyone	anyone	PRON
fbem-28360	79	19	,	,	PUNCT
fbem-28360	79	20	reducing	reduce	VERB
fbem-28360	79	21	the	the	DET
fbem-28360	79	22	risk	risk	NOUN
fbem-28360	79	23	of	of	ADP
fbem-28360	79	24	fraud	fraud	NOUN
fbem-28360	79	25	.	.	PUNCT
fbem-28360	80	1	meanwhile	meanwhile	ADV
fbem-28360	80	2	,	,	PUNCT
fbem-28360	80	3	the	the	DET
fbem-28360	80	4	automatic	automatic	ADJ
fbem-28360	80	5	execution	execution	NOUN
fbem-28360	80	6	of	of	ADP
fbem-28360	80	7	smart	smart	ADJ
fbem-28360	80	8	contracts	contract	NOUN
fbem-28360	80	9	reduces	reduce	VERB
fbem-28360	80	10	the	the	DET
fbem-28360	80	11	risk	risk	NOUN
fbem-28360	80	12	of	of	ADP
fbem-28360	80	13	human	human	ADJ
fbem-28360	80	14	operation	operation	NOUN
fbem-28360	80	15	and	and	CCONJ
fbem-28360	80	16	ensures	ensure	VERB
fbem-28360	80	17	the	the	DET
fbem-28360	80	18	fairness	fairness	NOUN
fbem-28360	80	19	and	and	CCONJ
fbem-28360	80	20	accuracy	accuracy	NOUN
fbem-28360	80	21	of	of	ADP
fbem-28360	80	22	claims	claim	NOUN
fbem-28360	80	23	.	.	PUNCT
fbem-28360	81	1	by	by	ADP
fbem-28360	81	2	digitising	digitise	VERB
fbem-28360	81	3	and	and	CCONJ
fbem-28360	81	4	storing	store	VERB
fbem-28360	81	5	policy	policy	NOUN
fbem-28360	81	6	documents	document	NOUN
fbem-28360	81	7	,	,	PUNCT
fbem-28360	81	8	endorsements	endorsement	NOUN
fbem-28360	81	9	and	and	CCONJ
fbem-28360	81	10	other	other	ADJ
fbem-28360	81	11	management	management	NOUN
fbem-28360	81	12	records	record	NOUN
fbem-28360	81	13	on	on	ADP
fbem-28360	81	14	the	the	DET
fbem-28360	81	15	blockchain	blockchain	NOUN
fbem-28360	81	16	,	,	PUNCT
fbem-28360	81	17	insurance	insurance	NOUN
fbem-28360	81	18	companies	company	NOUN
fbem-28360	81	19	can	can	AUX
fbem-28360	81	20	streamline	streamline	VERB
fbem-28360	81	21	management	management	NOUN
fbem-28360	81	22	processes	process	NOUN
fbem-28360	81	23	,	,	PUNCT
fbem-28360	81	24	reduce	reduce	VERB
fbem-28360	81	25	paperwork	paperwork	NOUN
fbem-28360	81	26	and	and	CCONJ
fbem-28360	81	27	improve	improve	VERB
fbem-28360	81	28	data	datum	NOUN
fbem-28360	81	29	accuracy	accuracy	NOUN
fbem-28360	81	30	.	.	PUNCT
fbem-28360	82	1	efficient	efficient	ADJ
fbem-28360	82	2	data	datum	NOUN
fbem-28360	82	3	sharing	share	VERB
fbem-28360	82	4	on	on	ADP
fbem-28360	82	5	the	the	DET
fbem-28360	82	6	blockchain	blockchain	PROPN
fbem-28360	82	7	platform	platform	NOUN
fbem-28360	82	8	also	also	ADV
fbem-28360	82	9	improves	improve	VERB
fbem-28360	82	10	co	co	NOUN
fbem-28360	82	11	-	-	NOUN
fbem-28360	82	12	operation	operation	NOUN
fbem-28360	82	13	between	between	ADP
fbem-28360	82	14	stakeholders	stakeholder	NOUN
fbem-28360	82	15	such	such	ADJ
fbem-28360	82	16	as	as	ADP
fbem-28360	82	17	insurers	insurer	NOUN
fbem-28360	82	18	,	,	PUNCT
fbem-28360	82	19	reinsurers	reinsurer	NOUN
fbem-28360	82	20	and	and	CCONJ
fbem-28360	82	21	brokers	broker	NOUN
fbem-28360	82	22	,	,	PUNCT
fbem-28360	82	23	enhances	enhance	VERB
fbem-28360	82	24	trust	trust	NOUN
fbem-28360	82	25	,	,	PUNCT
fbem-28360	82	26	speeds	speed	VERB
fbem-28360	82	27	up	up	ADP
fbem-28360	82	28	the	the	DET
fbem-28360	82	29	decision	decision	NOUN
fbem-28360	82	30	-	-	PUNCT
fbem-28360	82	31	making	make	VERB
fbem-28360	82	32	process	process	NOUN
fbem-28360	82	33	and	and	CCONJ
fbem-28360	82	34	promotes	promote	VERB
fbem-28360	82	35	innovation	innovation	NOUN
fbem-28360	82	36	in	in	ADP
fbem-28360	82	37	the	the	DET
fbem-28360	82	38	insurance	insurance	NOUN
fbem-28360	82	39	industry	industry	NOUN
fbem-28360	82	40	.	.	PUNCT
fbem-28360	83	1	4	4	X
fbem-28360	83	2	.	.	X
fbem-28360	83	3	regulatory	regulatory	ADJ
fbem-28360	83	4	challenges	challenge	NOUN
fbem-28360	83	5	facing	face	VERB
fbem-28360	83	6	blockchain	blockchain	NOUN
fbem-28360	83	7	technology	technology	NOUN
fbem-28360	83	8	in	in	ADP
fbem-28360	83	9	the	the	DET
fbem-28360	83	10	financial	financial	ADJ
fbem-28360	83	11	sector	sector	NOUN
fbem-28360	83	12	4.1	4.1	NUM
fbem-28360	83	13	.	.	PUNCT
fbem-28360	84	1	unclear	unclear	ADJ
fbem-28360	84	2	domestic	domestic	ADJ
fbem-28360	84	3	regulatory	regulatory	ADJ
fbem-28360	84	4	framework	framework	NOUN
fbem-28360	84	5	currently	currently	ADV
fbem-28360	84	6	,	,	PUNCT
fbem-28360	84	7	blockchain	blockchain	PROPN
fbem-28360	84	8	technology	technology	PROPN
fbem-28360	84	9	is	be	AUX
fbem-28360	84	10	increasingly	increasingly	ADV
fbem-28360	84	11	used	use	VERB
fbem-28360	84	12	in	in	ADP
fbem-28360	84	13	the	the	DET
fbem-28360	84	14	financial	financial	ADJ
fbem-28360	84	15	sector	sector	NOUN
fbem-28360	84	16	,	,	PUNCT
fbem-28360	84	17	but	but	CCONJ
fbem-28360	84	18	the	the	DET
fbem-28360	84	19	domestic	domestic	ADJ
fbem-28360	84	20	regulatory	regulatory	ADJ
fbem-28360	84	21	framework	framework	NOUN
fbem-28360	84	22	is	be	AUX
fbem-28360	84	23	not	not	PART
fbem-28360	84	24	yet	yet	ADV
fbem-28360	84	25	clear	clear	ADJ
fbem-28360	84	26	,	,	PUNCT
fbem-28360	84	27	which	which	PRON
fbem-28360	84	28	poses	pose	VERB
fbem-28360	84	29	certain	certain	ADJ
fbem-28360	84	30	challenges	challenge	NOUN
fbem-28360	84	31	to	to	ADP
fbem-28360	84	32	the	the	DET
fbem-28360	84	33	development	development	NOUN
fbem-28360	84	34	of	of	ADP
fbem-28360	84	35	blockchain	blockchain	PROPN
fbem-28360	84	36	technology	technology	PROPN
fbem-28360	84	37	in	in	ADP
fbem-28360	84	38	the	the	DET
fbem-28360	84	39	financial	financial	ADJ
fbem-28360	84	40	sector	sector	NOUN
fbem-28360	84	41	.	.	PUNCT
fbem-28360	85	1	one	one	NUM
fbem-28360	85	2	important	important	ADJ
fbem-28360	85	3	issue	issue	NOUN
fbem-28360	85	4	is	be	AUX
fbem-28360	85	5	the	the	DET
fbem-28360	85	6	lack	lack	NOUN
fbem-28360	85	7	of	of	ADP
fbem-28360	85	8	an	an	DET
fbem-28360	85	9	international	international	ADJ
fbem-28360	85	10	regulatory	regulatory	ADJ
fbem-28360	85	11	synergy	synergy	NOUN
fbem-28360	85	12	mechanism	mechanism	NOUN
fbem-28360	85	13	.	.	PUNCT
fbem-28360	86	1	blockchain	blockchain	PROPN
fbem-28360	86	2	technology	technology	PROPN
fbem-28360	86	3	is	be	AUX
fbem-28360	86	4	cross	cross	ADJ
fbem-28360	86	5	-	-	ADJ
fbem-28360	86	6	border	border	ADJ
fbem-28360	86	7	and	and	CCONJ
fbem-28360	86	8	decentralised	decentralise	VERB
fbem-28360	86	9	,	,	PUNCT
fbem-28360	86	10	and	and	CCONJ
fbem-28360	86	11	financial	financial	ADJ
fbem-28360	86	12	activities	activity	NOUN
fbem-28360	86	13	often	often	ADV
fbem-28360	86	14	involve	involve	VERB
fbem-28360	86	15	multiple	multiple	ADJ
fbem-28360	86	16	countries	country	NOUN
fbem-28360	86	17	and	and	CCONJ
fbem-28360	86	18	regions	region	NOUN
fbem-28360	86	19	.	.	PUNCT
fbem-28360	87	1	in	in	ADP
fbem-28360	87	2	the	the	DET
fbem-28360	87	3	absence	absence	NOUN
fbem-28360	87	4	of	of	ADP
fbem-28360	87	5	an	an	DET
fbem-28360	87	6	international	international	ADJ
fbem-28360	87	7	regulatory	regulatory	ADJ
fbem-28360	87	8	synergy	synergy	NOUN
fbem-28360	87	9	mechanism	mechanism	NOUN
fbem-28360	87	10	,	,	PUNCT
fbem-28360	87	11	there	there	PRON
fbem-28360	87	12	may	may	AUX
fbem-28360	87	13	be	be	AUX
fbem-28360	87	14	differences	difference	NOUN
fbem-28360	87	15	in	in	ADP
fbem-28360	87	16	regulatory	regulatory	ADJ
fbem-28360	87	17	policies	policy	NOUN
fbem-28360	87	18	and	and	CCONJ
fbem-28360	87	19	standards	standard	NOUN
fbem-28360	87	20	in	in	ADP
fbem-28360	87	21	different	different	ADJ
fbem-28360	87	22	countries	country	NOUN
fbem-28360	87	23	,	,	PUNCT
fbem-28360	87	24	which	which	PRON
fbem-28360	87	25	exposes	expose	VERB
fbem-28360	87	26	crossborder	crossborder	NOUN
fbem-28360	87	27	financial	financial	ADJ
fbem-28360	87	28	transactions	transaction	NOUN
fbem-28360	87	29	to	to	ADP
fbem-28360	87	30	regulatory	regulatory	ADJ
fbem-28360	87	31	uncertainty	uncertainty	NOUN
fbem-28360	87	32	.	.	PUNCT
fbem-28360	88	1	for	for	ADP
fbem-28360	88	2	example	example	NOUN
fbem-28360	88	3	,	,	PUNCT
fbem-28360	88	4	in	in	ADP
fbem-28360	88	5	the	the	DET
fbem-28360	88	6	area	area	NOUN
fbem-28360	88	7	of	of	ADP
fbem-28360	88	8	cross	cross	ADJ
fbem-28360	88	9	-	-	ADJ
fbem-28360	88	10	border	border	ADJ
fbem-28360	88	11	payments	payment	NOUN
fbem-28360	88	12	,	,	PUNCT
fbem-28360	88	13	different	different	ADJ
fbem-28360	88	14	countries	country	NOUN
fbem-28360	88	15	have	have	VERB
fbem-28360	88	16	different	different	ADJ
fbem-28360	88	17	regulatory	regulatory	ADJ
fbem-28360	88	18	attitudes	attitude	NOUN
fbem-28360	88	19	towards	towards	ADP
fbem-28360	88	20	digital	digital	ADJ
fbem-28360	88	21	currencies	currency	NOUN
fbem-28360	88	22	,	,	PUNCT
fbem-28360	88	23	which	which	PRON
fbem-28360	88	24	may	may	AUX
fbem-28360	88	25	lead	lead	VERB
fbem-28360	88	26	to	to	ADP
fbem-28360	88	27	compliance	compliance	NOUN
fbem-28360	88	28	risks	risk	NOUN
fbem-28360	88	29	in	in	ADP
fbem-28360	88	30	the	the	DET
fbem-28360	88	31	payment	payment	NOUN
fbem-28360	88	32	and	and	CCONJ
fbem-28360	88	33	settlement	settlement	NOUN
fbem-28360	88	34	process	process	NOUN
fbem-28360	88	35	.	.	PUNCT
fbem-28360	89	1	in	in	ADP
fbem-28360	89	2	addition	addition	NOUN
fbem-28360	89	3	,	,	PUNCT
fbem-28360	89	4	the	the	DET
fbem-28360	89	5	lack	lack	NOUN
fbem-28360	89	6	of	of	ADP
fbem-28360	89	7	international	international	ADJ
fbem-28360	89	8	regulatory	regulatory	ADJ
fbem-28360	89	9	synergy	synergy	NOUN
fbem-28360	89	10	mechanisms	mechanism	NOUN
fbem-28360	89	11	may	may	AUX
fbem-28360	89	12	also	also	ADV
fbem-28360	89	13	affect	affect	VERB
fbem-28360	89	14	the	the	DET
fbem-28360	89	15	development	development	NOUN
fbem-28360	89	16	of	of	ADP
fbem-28360	89	17	financial	financial	ADJ
fbem-28360	89	18	innovation	innovation	NOUN
fbem-28360	89	19	.	.	PUNCT
fbem-28360	90	1	when	when	SCONJ
fbem-28360	90	2	conducting	conduct	VERB
fbem-28360	90	3	blockchain	blockchain	PROPN
fbem-28360	90	4	business	business	NOUN
fbem-28360	90	5	,	,	PUNCT
fbem-28360	90	6	financial	financial	ADJ
fbem-28360	90	7	institutions	institution	NOUN
fbem-28360	90	8	need	need	VERB
fbem-28360	90	9	to	to	PART
fbem-28360	90	10	consider	consider	VERB
fbem-28360	90	11	the	the	DET
fbem-28360	90	12	regulatory	regulatory	ADJ
fbem-28360	90	13	requirements	requirement	NOUN
fbem-28360	90	14	of	of	ADP
fbem-28360	90	15	different	different	ADJ
fbem-28360	90	16	countries	country	NOUN
fbem-28360	90	17	,	,	PUNCT
fbem-28360	90	18	which	which	PRON
fbem-28360	90	19	increases	increase	VERB
fbem-28360	90	20	the	the	DET
fbem-28360	90	21	complexity	complexity	NOUN
fbem-28360	90	22	and	and	CCONJ
fbem-28360	90	23	cost	cost	NOUN
fbem-28360	90	24	of	of	ADP
fbem-28360	90	25	the	the	DET
fbem-28360	90	26	business	business	NOUN
fbem-28360	90	27	.	.	PUNCT
fbem-28360	91	1	meanwhile	meanwhile	ADV
fbem-28360	91	2	,	,	PUNCT
fbem-28360	91	3	the	the	DET
fbem-28360	91	4	lack	lack	NOUN
fbem-28360	91	5	of	of	ADP
fbem-28360	91	6	uniform	uniform	ADJ
fbem-28360	91	7	regulatory	regulatory	ADJ
fbem-28360	91	8	standards	standard	NOUN
fbem-28360	91	9	may	may	AUX
fbem-28360	91	10	also	also	ADV
fbem-28360	91	11	hinder	hinder	VERB
fbem-28360	91	12	the	the	DET
fbem-28360	91	13	promotion	promotion	NOUN
fbem-28360	91	14	and	and	CCONJ
fbem-28360	91	15	application	application	NOUN
fbem-28360	91	16	of	of	ADP
fbem-28360	91	17	blockchain	blockchain	PROPN
fbem-28360	91	18	technology	technology	PROPN
fbem-28360	91	19	globally	globally	ADV
fbem-28360	91	20	.	.	PUNCT
fbem-28360	92	1	in	in	ADP
fbem-28360	92	2	order	order	NOUN
fbem-28360	92	3	to	to	PART
fbem-28360	92	4	address	address	VERB
fbem-28360	92	5	the	the	DET
fbem-28360	92	6	lack	lack	NOUN
fbem-28360	92	7	of	of	ADP
fbem-28360	92	8	clarity	clarity	NOUN
fbem-28360	92	9	in	in	ADP
fbem-28360	92	10	the	the	DET
fbem-28360	92	11	domestic	domestic	ADJ
fbem-28360	92	12	regulatory	regulatory	ADJ
fbem-28360	92	13	framework	framework	NOUN
fbem-28360	92	14	and	and	CCONJ
fbem-28360	92	15	the	the	DET
fbem-28360	92	16	absence	absence	NOUN
fbem-28360	92	17	of	of	ADP
fbem-28360	92	18	an	an	DET
fbem-28360	92	19	international	international	ADJ
fbem-28360	92	20	regulatory	regulatory	ADJ
fbem-28360	92	21	synergy	synergy	NOUN
fbem-28360	92	22	mechanism	mechanism	NOUN
fbem-28360	92	23	,	,	PUNCT
fbem-28360	92	24	joint	joint	ADJ
fbem-28360	92	25	efforts	effort	NOUN
fbem-28360	92	26	by	by	ADP
fbem-28360	92	27	the	the	DET
fbem-28360	92	28	government	government	NOUN
fbem-28360	92	29	,	,	PUNCT
fbem-28360	92	30	regulators	regulator	NOUN
fbem-28360	92	31	and	and	CCONJ
fbem-28360	92	32	the	the	DET
fbem-28360	92	33	industry	industry	NOUN
fbem-28360	92	34	are	be	AUX
fbem-28360	92	35	needed	need	VERB
fbem-28360	92	36	.	.	PUNCT
fbem-28360	93	1	the	the	DET
fbem-28360	93	2	298	298	NUM
fbem-28360	93	3	government	government	NOUN
fbem-28360	93	4	can	can	AUX
fbem-28360	93	5	strengthen	strengthen	VERB
fbem-28360	93	6	research	research	NOUN
fbem-28360	93	7	and	and	CCONJ
fbem-28360	93	8	policy	policy	NOUN
fbem-28360	93	9	formulation	formulation	NOUN
fbem-28360	93	10	on	on	ADP
fbem-28360	93	11	blockchain	blockchain	PROPN
fbem-28360	93	12	technology	technology	PROPN
fbem-28360	93	13	and	and	CCONJ
fbem-28360	93	14	clarify	clarify	VERB
fbem-28360	93	15	regulatory	regulatory	ADJ
fbem-28360	93	16	principles	principle	NOUN
fbem-28360	93	17	and	and	CCONJ
fbem-28360	93	18	directions	direction	NOUN
fbem-28360	93	19	.	.	PUNCT
fbem-28360	94	1	regulators	regulator	NOUN
fbem-28360	94	2	can	can	AUX
fbem-28360	94	3	strengthen	strengthen	VERB
fbem-28360	94	4	cooperation	cooperation	NOUN
fbem-28360	94	5	with	with	ADP
fbem-28360	94	6	international	international	ADJ
fbem-28360	94	7	counterparts	counterpart	NOUN
fbem-28360	94	8	and	and	CCONJ
fbem-28360	94	9	establish	establish	VERB
fbem-28360	94	10	an	an	DET
fbem-28360	94	11	international	international	ADJ
fbem-28360	94	12	regulatory	regulatory	ADJ
fbem-28360	94	13	synergy	synergy	NOUN
fbem-28360	94	14	mechanism	mechanism	NOUN
fbem-28360	94	15	to	to	PART
fbem-28360	94	16	jointly	jointly	ADV
fbem-28360	94	17	address	address	VERB
fbem-28360	94	18	the	the	DET
fbem-28360	94	19	challenges	challenge	NOUN
fbem-28360	94	20	posed	pose	VERB
fbem-28360	94	21	by	by	ADP
fbem-28360	94	22	blockchain	blockchain	PROPN
fbem-28360	94	23	technology	technology	PROPN
fbem-28360	94	24	.	.	PUNCT
fbem-28360	95	1	industry	industry	NOUN
fbem-28360	95	2	associations	association	NOUN
fbem-28360	95	3	and	and	CCONJ
fbem-28360	95	4	enterprises	enterprise	NOUN
fbem-28360	95	5	can	can	AUX
fbem-28360	95	6	also	also	ADV
fbem-28360	95	7	actively	actively	ADV
fbem-28360	95	8	participate	participate	VERB
fbem-28360	95	9	in	in	ADP
fbem-28360	95	10	the	the	DET
fbem-28360	95	11	formulation	formulation	NOUN
fbem-28360	95	12	and	and	CCONJ
fbem-28360	95	13	implementation	implementation	NOUN
fbem-28360	95	14	of	of	ADP
fbem-28360	95	15	regulatory	regulatory	ADJ
fbem-28360	95	16	policies	policy	NOUN
fbem-28360	95	17	,	,	PUNCT
fbem-28360	95	18	strengthen	strengthen	VERB
fbem-28360	95	19	self	self	NOUN
fbem-28360	95	20	-	-	PUNCT
fbem-28360	95	21	regulation	regulation	NOUN
fbem-28360	95	22	,	,	PUNCT
fbem-28360	95	23	and	and	CCONJ
fbem-28360	95	24	promote	promote	VERB
fbem-28360	95	25	the	the	DET
fbem-28360	95	26	healthy	healthy	ADJ
fbem-28360	95	27	development	development	NOUN
fbem-28360	95	28	of	of	ADP
fbem-28360	95	29	blockchain	blockchain	PROPN
fbem-28360	95	30	technology	technology	PROPN
fbem-28360	95	31	in	in	ADP
fbem-28360	95	32	the	the	DET
fbem-28360	95	33	financial	financial	ADJ
fbem-28360	95	34	sector	sector	NOUN
fbem-28360	95	35	.	.	PUNCT
fbem-28360	96	1	4.2	4.2	NUM
fbem-28360	96	2	.	.	PUNCT
fbem-28360	97	1	uncertainty	uncertainty	NOUN
fbem-28360	97	2	about	about	ADP
fbem-28360	97	3	the	the	DET
fbem-28360	97	4	impact	impact	NOUN
fbem-28360	97	5	on	on	ADP
fbem-28360	97	6	the	the	DET
fbem-28360	97	7	global	global	ADJ
fbem-28360	97	8	economy	economy	NOUN
fbem-28360	97	9	blockchain	blockchain	PROPN
fbem-28360	97	10	technology	technology	PROPN
fbem-28360	97	11	has	have	VERB
fbem-28360	97	12	great	great	ADJ
fbem-28360	97	13	potential	potential	NOUN
fbem-28360	97	14	for	for	ADP
fbem-28360	97	15	application	application	NOUN
fbem-28360	97	16	in	in	ADP
fbem-28360	97	17	the	the	DET
fbem-28360	97	18	financial	financial	ADJ
fbem-28360	97	19	field	field	NOUN
fbem-28360	97	20	,	,	PUNCT
fbem-28360	97	21	but	but	CCONJ
fbem-28360	97	22	currently	currently	ADV
fbem-28360	97	23	lacks	lack	VERB
fbem-28360	97	24	universal	universal	ADJ
fbem-28360	97	25	rules	rule	NOUN
fbem-28360	97	26	and	and	CCONJ
fbem-28360	97	27	application	application	NOUN
fbem-28360	97	28	scenarios	scenario	NOUN
fbem-28360	97	29	are	be	AUX
fbem-28360	97	30	segmented	segment	VERB
fbem-28360	97	31	.	.	PUNCT
fbem-28360	98	1	in	in	ADP
fbem-28360	98	2	supply	supply	NOUN
fbem-28360	98	3	chain	chain	NOUN
fbem-28360	98	4	finance	finance	NOUN
fbem-28360	98	5	,	,	PUNCT
fbem-28360	98	6	trade	trade	NOUN
fbem-28360	98	7	finance	finance	NOUN
fbem-28360	98	8	,	,	PUNCT
fbem-28360	98	9	cross	cross	ADJ
fbem-28360	98	10	-	-	ADJ
fbem-28360	98	11	border	border	ADJ
fbem-28360	98	12	payment	payment	NOUN
fbem-28360	98	13	and	and	CCONJ
fbem-28360	98	14	other	other	ADJ
fbem-28360	98	15	fields	field	NOUN
fbem-28360	98	16	,	,	PUNCT
fbem-28360	98	17	blockchain	blockchain	PROPN
fbem-28360	98	18	technology	technology	PROPN
fbem-28360	98	19	needs	need	NOUN
fbem-28360	98	20	and	and	CCONJ
fbem-28360	98	21	application	application	NOUN
fbem-28360	98	22	methods	method	NOUN
fbem-28360	98	23	are	be	AUX
fbem-28360	98	24	different	different	ADJ
fbem-28360	98	25	,	,	PUNCT
fbem-28360	98	26	requiring	require	VERB
fbem-28360	98	27	different	different	ADJ
fbem-28360	98	28	technical	technical	ADJ
fbem-28360	98	29	solutions	solution	NOUN
fbem-28360	98	30	and	and	CCONJ
fbem-28360	98	31	business	business	NOUN
fbem-28360	98	32	process	process	NOUN
fbem-28360	98	33	designs	design	NOUN
fbem-28360	98	34	.	.	PUNCT
fbem-28360	99	1	financial	financial	ADJ
fbem-28360	99	2	institutions	institution	NOUN
fbem-28360	99	3	and	and	CCONJ
fbem-28360	99	4	enterprises	enterprise	NOUN
fbem-28360	99	5	are	be	AUX
fbem-28360	99	6	working	work	VERB
fbem-28360	99	7	on	on	ADP
fbem-28360	99	8	their	their	PRON
fbem-28360	99	9	own	own	ADJ
fbem-28360	99	10	,	,	PUNCT
fbem-28360	99	11	and	and	CCONJ
fbem-28360	99	12	the	the	DET
fbem-28360	99	13	lack	lack	NOUN
fbem-28360	99	14	of	of	ADP
fbem-28360	99	15	unified	unified	ADJ
fbem-28360	99	16	standards	standard	NOUN
fbem-28360	99	17	and	and	CCONJ
fbem-28360	99	18	specifications	specification	NOUN
fbem-28360	99	19	has	have	AUX
fbem-28360	99	20	led	lead	VERB
fbem-28360	99	21	to	to	ADP
fbem-28360	99	22	fragmentation	fragmentation	NOUN
fbem-28360	99	23	of	of	ADP
fbem-28360	99	24	applications	application	NOUN
fbem-28360	99	25	,	,	PUNCT
fbem-28360	99	26	making	make	VERB
fbem-28360	99	27	it	it	PRON
fbem-28360	99	28	difficult	difficult	ADJ
fbem-28360	99	29	to	to	PART
fbem-28360	99	30	bring	bring	VERB
fbem-28360	99	31	the	the	DET
fbem-28360	99	32	maximum	maximum	ADJ
fbem-28360	99	33	value	value	NOUN
fbem-28360	99	34	into	into	ADP
fbem-28360	99	35	play	play	NOUN
fbem-28360	99	36	.	.	PUNCT
fbem-28360	100	1	in	in	ADP
fbem-28360	100	2	addition	addition	NOUN
fbem-28360	100	3	,	,	PUNCT
fbem-28360	100	4	blockchain	blockchain	PROPN
fbem-28360	100	5	technology	technology	PROPN
fbem-28360	100	6	is	be	AUX
fbem-28360	100	7	still	still	ADV
fbem-28360	100	8	in	in	ADP
fbem-28360	100	9	the	the	DET
fbem-28360	100	10	process	process	NOUN
fbem-28360	100	11	of	of	ADP
fbem-28360	100	12	development	development	NOUN
fbem-28360	100	13	and	and	CCONJ
fbem-28360	100	14	improvement	improvement	NOUN
fbem-28360	100	15	,	,	PUNCT
fbem-28360	100	16	and	and	CCONJ
fbem-28360	100	17	there	there	PRON
fbem-28360	100	18	are	be	VERB
fbem-28360	100	19	compatibility	compatibility	NOUN
fbem-28360	100	20	issues	issue	NOUN
fbem-28360	100	21	between	between	ADP
fbem-28360	100	22	different	different	ADJ
fbem-28360	100	23	platforms	platform	NOUN
fbem-28360	100	24	,	,	PUNCT
fbem-28360	100	25	making	make	VERB
fbem-28360	100	26	data	datum	NOUN
fbem-28360	100	27	interoperability	interoperability	NOUN
fbem-28360	100	28	and	and	CCONJ
fbem-28360	100	29	sharing	share	VERB
fbem-28360	100	30	difficult	difficult	ADJ
fbem-28360	100	31	.	.	PUNCT
fbem-28360	101	1	tsinghua	tsinghua	PROPN
fbem-28360	101	2	financial	financial	PROPN
fbem-28360	101	3	review	review	PROPN
fbem-28360	101	4	points	point	VERB
fbem-28360	101	5	out	out	ADP
fbem-28360	101	6	that	that	SCONJ
fbem-28360	101	7	the	the	DET
fbem-28360	101	8	global	global	ADJ
fbem-28360	101	9	commercial	commercial	PROPN
fbem-28360	101	10	bank	bank	PROPN
fbem-28360	101	11	blockchain	blockchain	PROPN
fbem-28360	101	12	technology	technology	PROPN
fbem-28360	101	13	application	application	NOUN
fbem-28360	101	14	is	be	AUX
fbem-28360	101	15	in	in	ADP
fbem-28360	101	16	the	the	DET
fbem-28360	101	17	exploration	exploration	NOUN
fbem-28360	101	18	stage	stage	NOUN
fbem-28360	101	19	,	,	PUNCT
fbem-28360	101	20	and	and	CCONJ
fbem-28360	101	21	needs	need	VERB
fbem-28360	101	22	broad	broad	ADJ
fbem-28360	101	23	industry	industry	NOUN
fbem-28360	101	24	consensus	consensus	NOUN
fbem-28360	101	25	.	.	PUNCT
fbem-28360	102	1	china	china	PROPN
fbem-28360	102	2	's	's	PART
fbem-28360	102	3	commercial	commercial	ADJ
fbem-28360	102	4	banks	bank	NOUN
fbem-28360	102	5	should	should	AUX
fbem-28360	102	6	actively	actively	ADV
fbem-28360	102	7	participate	participate	VERB
fbem-28360	102	8	in	in	ADP
fbem-28360	102	9	the	the	DET
fbem-28360	102	10	development	development	NOUN
fbem-28360	102	11	of	of	ADP
fbem-28360	102	12	rules	rule	NOUN
fbem-28360	102	13	,	,	PUNCT
fbem-28360	102	14	accumulate	accumulate	VERB
fbem-28360	102	15	talents	talent	NOUN
fbem-28360	102	16	and	and	CCONJ
fbem-28360	102	17	scientific	scientific	ADJ
fbem-28360	102	18	research	research	NOUN
fbem-28360	102	19	power	power	NOUN
fbem-28360	102	20	,	,	PUNCT
fbem-28360	102	21	explore	explore	VERB
fbem-28360	102	22	the	the	DET
fbem-28360	102	23	application	application	NOUN
fbem-28360	102	24	of	of	ADP
fbem-28360	102	25	some	some	DET
fbem-28360	102	26	fields	field	NOUN
fbem-28360	102	27	,	,	PUNCT
fbem-28360	102	28	maintain	maintain	VERB
fbem-28360	102	29	technical	technical	ADJ
fbem-28360	102	30	sensitivity	sensitivity	NOUN
fbem-28360	102	31	and	and	CCONJ
fbem-28360	102	32	prevent	prevent	VERB
fbem-28360	102	33	business	business	NOUN
fbem-28360	102	34	risks	risk	NOUN
fbem-28360	102	35	.	.	PUNCT
fbem-28360	103	1	this	this	PRON
fbem-28360	103	2	reflects	reflect	VERB
fbem-28360	103	3	the	the	DET
fbem-28360	103	4	status	status	NOUN
fbem-28360	103	5	quo	quo	NOUN
fbem-28360	103	6	of	of	ADP
fbem-28360	103	7	blockchain	blockchain	PROPN
fbem-28360	103	8	technology	technology	PROPN
fbem-28360	103	9	application	application	NOUN
fbem-28360	103	10	in	in	ADP
fbem-28360	103	11	the	the	DET
fbem-28360	103	12	financial	financial	ADJ
fbem-28360	103	13	field	field	NOUN
fbem-28360	103	14	,	,	PUNCT
fbem-28360	103	15	i.e.	i.e.	X
fbem-28360	103	16	,	,	PUNCT
fbem-28360	103	17	the	the	DET
fbem-28360	103	18	lack	lack	NOUN
fbem-28360	103	19	of	of	ADP
fbem-28360	103	20	universal	universal	ADJ
fbem-28360	103	21	rules	rule	NOUN
fbem-28360	103	22	and	and	CCONJ
fbem-28360	103	23	segmentation	segmentation	NOUN
fbem-28360	103	24	of	of	ADP
fbem-28360	103	25	application	application	NOUN
fbem-28360	103	26	scenarios	scenario	NOUN
fbem-28360	103	27	.	.	PUNCT
fbem-28360	104	1	4.3	4.3	NUM
fbem-28360	104	2	.	.	PUNCT
fbem-28360	104	3	customer	customer	NOUN
fbem-28360	104	4	privacy	privacy	NOUN
fbem-28360	104	5	protection	protection	NOUN
fbem-28360	104	6	and	and	CCONJ
fbem-28360	104	7	data	datum	NOUN
fbem-28360	104	8	application	application	NOUN
fbem-28360	104	9	conflicts	conflict	NOUN
fbem-28360	104	10	in	in	ADP
fbem-28360	104	11	the	the	DET
fbem-28360	104	12	financial	financial	ADJ
fbem-28360	104	13	application	application	NOUN
fbem-28360	104	14	of	of	ADP
fbem-28360	104	15	blockchain	blockchain	PROPN
fbem-28360	104	16	technology	technology	PROPN
fbem-28360	104	17	,	,	PUNCT
fbem-28360	104	18	there	there	PRON
fbem-28360	104	19	is	be	VERB
fbem-28360	104	20	an	an	DET
fbem-28360	104	21	obvious	obvious	ADJ
fbem-28360	104	22	contradiction	contradiction	NOUN
fbem-28360	104	23	between	between	ADP
fbem-28360	104	24	customer	customer	NOUN
fbem-28360	104	25	privacy	privacy	NOUN
fbem-28360	104	26	protection	protection	NOUN
fbem-28360	104	27	and	and	CCONJ
fbem-28360	104	28	data	datum	NOUN
fbem-28360	104	29	application	application	NOUN
fbem-28360	104	30	.	.	PUNCT
fbem-28360	105	1	although	although	SCONJ
fbem-28360	105	2	blockchain	blockchain	PROPN
fbem-28360	105	3	technology	technology	PROPN
fbem-28360	105	4	can	can	AUX
fbem-28360	105	5	guarantee	guarantee	VERB
fbem-28360	105	6	the	the	DET
fbem-28360	105	7	security	security	NOUN
fbem-28360	105	8	and	and	CCONJ
fbem-28360	105	9	privacy	privacy	NOUN
fbem-28360	105	10	of	of	ADP
fbem-28360	105	11	data	data	PROPN
fbem-28360	105	12	,	,	PUNCT
fbem-28360	105	13	it	it	PRON
fbem-28360	105	14	is	be	AUX
fbem-28360	105	15	not	not	PART
fbem-28360	105	16	absolutely	absolutely	ADV
fbem-28360	105	17	safe	safe	ADJ
fbem-28360	105	18	.	.	PUNCT
fbem-28360	106	1	in	in	ADP
fbem-28360	106	2	terms	term	NOUN
fbem-28360	106	3	of	of	ADP
fbem-28360	106	4	technical	technical	ADJ
fbem-28360	106	5	risks	risk	NOUN
fbem-28360	106	6	,	,	PUNCT
fbem-28360	106	7	blockchain	blockchain	PROPN
fbem-28360	106	8	technology	technology	PROPN
fbem-28360	106	9	is	be	AUX
fbem-28360	106	10	still	still	ADV
fbem-28360	106	11	developing	develop	VERB
fbem-28360	106	12	and	and	CCONJ
fbem-28360	106	13	improving	improve	VERB
fbem-28360	106	14	,	,	PUNCT
fbem-28360	106	15	and	and	CCONJ
fbem-28360	106	16	there	there	PRON
fbem-28360	106	17	are	be	VERB
fbem-28360	106	18	loopholes	loophole	NOUN
fbem-28360	106	19	and	and	CCONJ
fbem-28360	106	20	hidden	hidden	ADJ
fbem-28360	106	21	dangers	danger	NOUN
fbem-28360	106	22	,	,	PUNCT
fbem-28360	106	23	such	such	ADJ
fbem-28360	106	24	as	as	ADP
fbem-28360	106	25	smart	smart	ADJ
fbem-28360	106	26	contract	contract	NOUN
fbem-28360	106	27	code	code	NOUN
fbem-28360	106	28	errors	error	NOUN
fbem-28360	106	29	or	or	CCONJ
fbem-28360	106	30	51	51	NUM
fbem-28360	106	31	%	%	NOUN
fbem-28360	106	32	attacks	attack	NOUN
fbem-28360	106	33	,	,	PUNCT
fbem-28360	106	34	which	which	PRON
fbem-28360	106	35	may	may	AUX
fbem-28360	106	36	pose	pose	VERB
fbem-28360	106	37	a	a	DET
fbem-28360	106	38	threat	threat	NOUN
fbem-28360	106	39	to	to	PART
fbem-28360	106	40	network	network	VERB
fbem-28360	106	41	security	security	NOUN
fbem-28360	106	42	[	[	X
fbem-28360	106	43	7	7	NUM
fbem-28360	106	44	]	]	PUNCT
fbem-28360	106	45	.	.	PUNCT
fbem-28360	107	1	meanwhile	meanwhile	ADV
fbem-28360	107	2	,	,	PUNCT
fbem-28360	107	3	hackers	hacker	NOUN
fbem-28360	107	4	may	may	AUX
fbem-28360	107	5	take	take	VERB
fbem-28360	107	6	advantage	advantage	NOUN
fbem-28360	107	7	of	of	ADP
fbem-28360	107	8	network	network	NOUN
fbem-28360	107	9	loopholes	loophole	NOUN
fbem-28360	107	10	to	to	PART
fbem-28360	107	11	attack	attack	VERB
fbem-28360	107	12	the	the	DET
fbem-28360	107	13	blockchain	blockchain	PROPN
fbem-28360	107	14	system	system	NOUN
fbem-28360	107	15	and	and	CCONJ
fbem-28360	107	16	steal	steal	VERB
fbem-28360	107	17	information	information	NOUN
fbem-28360	107	18	or	or	CCONJ
fbem-28360	107	19	destroy	destroy	VERB
fbem-28360	107	20	data	datum	NOUN
fbem-28360	107	21	.	.	PUNCT
fbem-28360	108	1	in	in	ADP
fbem-28360	108	2	addition	addition	NOUN
fbem-28360	108	3	,	,	PUNCT
fbem-28360	108	4	the	the	DET
fbem-28360	108	5	rapid	rapid	ADJ
fbem-28360	108	6	development	development	NOUN
fbem-28360	108	7	of	of	ADP
fbem-28360	108	8	technology	technology	NOUN
fbem-28360	108	9	also	also	ADV
fbem-28360	108	10	puts	put	VERB
fbem-28360	108	11	existing	exist	VERB
fbem-28360	108	12	solutions	solution	NOUN
fbem-28360	108	13	at	at	ADP
fbem-28360	108	14	risk	risk	NOUN
fbem-28360	108	15	of	of	ADP
fbem-28360	108	16	becoming	become	VERB
fbem-28360	108	17	obsolete	obsolete	ADJ
fbem-28360	108	18	.	.	PUNCT
fbem-28360	109	1	in	in	ADP
fbem-28360	109	2	terms	term	NOUN
fbem-28360	109	3	of	of	ADP
fbem-28360	109	4	privacy	privacy	NOUN
fbem-28360	109	5	protection	protection	NOUN
fbem-28360	109	6	,	,	PUNCT
fbem-28360	109	7	the	the	DET
fbem-28360	109	8	open	open	ADJ
fbem-28360	109	9	and	and	CCONJ
fbem-28360	109	10	transparent	transparent	ADJ
fbem-28360	109	11	nature	nature	NOUN
fbem-28360	109	12	of	of	ADP
fbem-28360	109	13	blockchain	blockchain	PROPN
fbem-28360	109	14	leads	lead	VERB
fbem-28360	109	15	to	to	ADP
fbem-28360	109	16	the	the	DET
fbem-28360	109	17	disclosure	disclosure	NOUN
fbem-28360	109	18	of	of	ADP
fbem-28360	109	19	user	user	NOUN
fbem-28360	109	20	transaction	transaction	NOUN
fbem-28360	109	21	information	information	NOUN
fbem-28360	109	22	,	,	PUNCT
fbem-28360	109	23	which	which	PRON
fbem-28360	109	24	poses	pose	VERB
fbem-28360	109	25	a	a	DET
fbem-28360	109	26	privacy	privacy	NOUN
fbem-28360	109	27	risk	risk	NOUN
fbem-28360	109	28	.	.	PUNCT
fbem-28360	110	1	in	in	ADP
fbem-28360	110	2	the	the	DET
fbem-28360	110	3	case	case	NOUN
fbem-28360	110	4	of	of	ADP
fbem-28360	110	5	bitcoin	bitcoin	NOUN
fbem-28360	110	6	,	,	PUNCT
fbem-28360	110	7	for	for	ADP
fbem-28360	110	8	example	example	NOUN
fbem-28360	110	9	,	,	PUNCT
fbem-28360	110	10	although	although	SCONJ
fbem-28360	110	11	transaction	transaction	NOUN
fbem-28360	110	12	records	record	NOUN
fbem-28360	110	13	can	can	AUX
fbem-28360	110	14	be	be	AUX
fbem-28360	110	15	anonymised	anonymise	VERB
fbem-28360	110	16	,	,	PUNCT
fbem-28360	110	17	there	there	PRON
fbem-28360	110	18	is	be	VERB
fbem-28360	110	19	still	still	ADV
fbem-28360	110	20	the	the	DET
fbem-28360	110	21	possibility	possibility	NOUN
fbem-28360	110	22	of	of	ADP
fbem-28360	110	23	privacy	privacy	NOUN
fbem-28360	110	24	leakage	leakage	NOUN
fbem-28360	110	25	.	.	PUNCT
fbem-28360	111	1	in	in	ADP
fbem-28360	111	2	distributed	distribute	VERB
fbem-28360	111	3	authentication	authentication	NOUN
fbem-28360	111	4	scenarios	scenario	NOUN
fbem-28360	111	5	,	,	PUNCT
fbem-28360	111	6	the	the	DET
fbem-28360	111	7	protection	protection	NOUN
fbem-28360	111	8	of	of	ADP
fbem-28360	111	9	user	user	NOUN
fbem-28360	111	10	identity	identity	NOUN
fbem-28360	111	11	information	information	NOUN
fbem-28360	111	12	is	be	AUX
fbem-28360	111	13	also	also	ADV
fbem-28360	111	14	a	a	DET
fbem-28360	111	15	challenge	challenge	NOUN
fbem-28360	111	16	,	,	PUNCT
fbem-28360	111	17	which	which	PRON
fbem-28360	111	18	will	will	AUX
fbem-28360	111	19	affect	affect	VERB
fbem-28360	111	20	the	the	DET
fbem-28360	111	21	competitiveness	competitiveness	NOUN
fbem-28360	111	22	of	of	ADP
fbem-28360	111	23	enterprises	enterprise	NOUN
fbem-28360	111	24	in	in	ADP
fbem-28360	111	25	the	the	DET
fbem-28360	111	26	market	market	NOUN
fbem-28360	111	27	if	if	SCONJ
fbem-28360	111	28	not	not	PART
fbem-28360	111	29	handled	handle	VERB
fbem-28360	111	30	properly	properly	ADV
fbem-28360	111	31	.	.	PUNCT
fbem-28360	112	1	decentralised	decentralise	VERB
fbem-28360	112	2	identity	identity	NOUN
fbem-28360	112	3	systems	system	NOUN
fbem-28360	112	4	have	have	VERB
fbem-28360	112	5	advantages	advantage	NOUN
fbem-28360	112	6	,	,	PUNCT
fbem-28360	112	7	but	but	CCONJ
fbem-28360	112	8	still	still	ADV
fbem-28360	112	9	face	face	VERB
fbem-28360	112	10	privacy	privacy	NOUN
fbem-28360	112	11	protection	protection	NOUN
fbem-28360	112	12	challenges	challenge	NOUN
fbem-28360	112	13	,	,	PUNCT
fbem-28360	112	14	and	and	CCONJ
fbem-28360	112	15	it	it	PRON
fbem-28360	112	16	is	be	AUX
fbem-28360	112	17	difficult	difficult	ADJ
fbem-28360	112	18	to	to	PART
fbem-28360	112	19	ensure	ensure	VERB
fbem-28360	112	20	the	the	DET
fbem-28360	112	21	accuracy	accuracy	NOUN
fbem-28360	112	22	and	and	CCONJ
fbem-28360	112	23	real	real	ADJ
fbem-28360	112	24	-	-	PUNCT
fbem-28360	112	25	time	time	NOUN
fbem-28360	112	26	availability	availability	NOUN
fbem-28360	112	27	of	of	ADP
fbem-28360	112	28	identity	identity	NOUN
fbem-28360	112	29	information	information	NOUN
fbem-28360	112	30	.	.	PUNCT
fbem-28360	113	1	however	however	ADV
fbem-28360	113	2	,	,	PUNCT
fbem-28360	113	3	the	the	DET
fbem-28360	113	4	demand	demand	NOUN
fbem-28360	113	5	for	for	ADP
fbem-28360	113	6	data	datum	NOUN
fbem-28360	113	7	applications	application	NOUN
fbem-28360	113	8	in	in	ADP
fbem-28360	113	9	the	the	DET
fbem-28360	113	10	financial	financial	ADJ
fbem-28360	113	11	sector	sector	NOUN
fbem-28360	113	12	continues	continue	VERB
fbem-28360	113	13	to	to	PART
fbem-28360	113	14	grow	grow	VERB
fbem-28360	113	15	,	,	PUNCT
fbem-28360	113	16	and	and	CCONJ
fbem-28360	113	17	the	the	DET
fbem-28360	113	18	contradiction	contradiction	NOUN
fbem-28360	113	19	between	between	ADP
fbem-28360	113	20	data	datum	NOUN
fbem-28360	113	21	sharing	sharing	NOUN
fbem-28360	113	22	and	and	CCONJ
fbem-28360	113	23	privacy	privacy	NOUN
fbem-28360	113	24	protection	protection	NOUN
fbem-28360	113	25	is	be	AUX
fbem-28360	113	26	highlighted	highlight	VERB
fbem-28360	113	27	.	.	PUNCT
fbem-28360	114	1	financial	financial	ADJ
fbem-28360	114	2	one	one	NUM
fbem-28360	114	3	account	account	NOUN
fbem-28360	114	4	uses	use	VERB
fbem-28360	114	5	cutting	cutting	NOUN
fbem-28360	114	6	-	-	PUNCT
fbem-28360	114	7	edge	edge	NOUN
fbem-28360	114	8	cryptography	cryptography	NOUN
fbem-28360	114	9	technology	technology	NOUN
fbem-28360	114	10	to	to	PART
fbem-28360	114	11	create	create	VERB
fbem-28360	114	12	solutions	solution	NOUN
fbem-28360	114	13	such	such	ADJ
fbem-28360	114	14	as	as	ADP
fbem-28360	114	15	blockchain	blockchain	PROPN
fbem-28360	114	16	full	full	ADJ
fbem-28360	114	17	encryption	encryption	NOUN
fbem-28360	114	18	framework	framework	NOUN
fbem-28360	114	19	and	and	CCONJ
fbem-28360	114	20	3d	3d	NUM
fbem-28360	114	21	zero	zero	NUM
fbem-28360	114	22	-	-	PUNCT
fbem-28360	114	23	knowledge	knowledge	NOUN
fbem-28360	114	24	proof	proof	NOUN
fbem-28360	114	25	to	to	PART
fbem-28360	114	26	ensure	ensure	VERB
fbem-28360	114	27	data	datum	NOUN
fbem-28360	114	28	security	security	NOUN
fbem-28360	114	29	,	,	PUNCT
fbem-28360	114	30	while	while	SCONJ
fbem-28360	114	31	realising	realise	VERB
fbem-28360	114	32	computation	computation	NOUN
fbem-28360	114	33	and	and	CCONJ
fbem-28360	114	34	cross	cross	NOUN
fbem-28360	114	35	-	-	NOUN
fbem-28360	114	36	validation	validation	NOUN
fbem-28360	114	37	between	between	ADP
fbem-28360	114	38	encrypted	encrypt	VERB
fbem-28360	114	39	data	datum	NOUN
fbem-28360	114	40	to	to	PART
fbem-28360	114	41	solve	solve	VERB
fbem-28360	114	42	blockchain	blockchain	PROPN
fbem-28360	114	43	privacy	privacy	NOUN
fbem-28360	114	44	pain	pain	NOUN
fbem-28360	114	45	points	point	NOUN
fbem-28360	114	46	.	.	PUNCT
fbem-28360	115	1	point	point	NOUN
fbem-28360	115	2	rong	rong	PROPN
fbem-28360	115	3	is	be	AUX
fbem-28360	115	4	also	also	ADV
fbem-28360	115	5	actively	actively	ADV
fbem-28360	115	6	involved	involve	VERB
fbem-28360	115	7	in	in	ADP
fbem-28360	115	8	the	the	DET
fbem-28360	115	9	construction	construction	NOUN
fbem-28360	115	10	of	of	ADP
fbem-28360	115	11	trusted	trusted	ADJ
fbem-28360	115	12	blockchain	blockchain	NOUN
fbem-28360	115	13	,	,	PUNCT
fbem-28360	115	14	launching	launch	VERB
fbem-28360	115	15	commercial	commercial	ADJ
fbem-28360	115	16	baas	baas	NOUN
fbem-28360	115	17	services	service	NOUN
fbem-28360	115	18	and	and	CCONJ
fbem-28360	115	19	blockchain	blockchain	PROPN
fbem-28360	115	20	cloud	cloud	PROPN
fbem-28360	115	21	service	service	NOUN
fbem-28360	115	22	platforms	platform	NOUN
fbem-28360	115	23	,	,	PUNCT
fbem-28360	115	24	and	and	CCONJ
fbem-28360	115	25	maximising	maximise	VERB
fbem-28360	115	26	user	user	NOUN
fbem-28360	115	27	data	datum	NOUN
fbem-28360	115	28	security	security	NOUN
fbem-28360	115	29	by	by	ADP
fbem-28360	115	30	not	not	PART
fbem-28360	115	31	preserving	preserve	VERB
fbem-28360	115	32	the	the	DET
fbem-28360	115	33	user	user	NOUN
fbem-28360	115	34	's	's	PART
fbem-28360	115	35	private	private	ADJ
fbem-28360	115	36	key	key	NOUN
fbem-28360	115	37	and	and	CCONJ
fbem-28360	115	38	other	other	ADJ
fbem-28360	115	39	means	mean	NOUN
fbem-28360	115	40	.	.	PUNCT
fbem-28360	116	1	figure	figure	VERB
fbem-28360	116	2	3	3	NUM
fbem-28360	116	3	.	.	PUNCT
fbem-28360	116	4	customer	customer	NOUN
fbem-28360	116	5	privacy	privacy	NOUN
fbem-28360	116	6	protection	protection	NOUN
fbem-28360	116	7	and	and	CCONJ
fbem-28360	116	8	data	data	NOUN
fbem-28360	116	9	application	application	NOUN
fbem-28360	116	10	conflicts	conflict	NOUN
fbem-28360	116	11	4.4	4.4	NUM
fbem-28360	116	12	.	.	PUNCT
fbem-28360	117	1	the	the	DET
fbem-28360	117	2	"	"	PUNCT
fbem-28360	117	3	double	double	ADJ
fbem-28360	117	4	-	-	PUNCT
fbem-28360	117	5	sidedness	sidedness	NOUN
fbem-28360	117	6	"	"	PUNCT
fbem-28360	117	7	of	of	ADP
fbem-28360	117	8	commercial	commercial	ADJ
fbem-28360	117	9	banking	banking	NOUN
fbem-28360	117	10	applications	application	NOUN
fbem-28360	117	11	the	the	DET
fbem-28360	117	12	application	application	NOUN
fbem-28360	117	13	of	of	ADP
fbem-28360	117	14	blockchain	blockchain	PROPN
fbem-28360	117	15	technology	technology	PROPN
fbem-28360	117	16	in	in	ADP
fbem-28360	117	17	commercial	commercial	ADJ
fbem-28360	117	18	banks	bank	NOUN
fbem-28360	117	19	has	have	VERB
fbem-28360	117	20	"	"	PUNCT
fbem-28360	117	21	double	double	ADJ
fbem-28360	117	22	-	-	PUNCT
fbem-28360	117	23	sidedness	sidedness	NOUN
fbem-28360	117	24	"	"	PUNCT
fbem-28360	117	25	.	.	PUNCT
fbem-28360	118	1	its	its	PRON
fbem-28360	118	2	advantages	advantage	NOUN
fbem-28360	118	3	are	be	AUX
fbem-28360	118	4	significant	significant	ADJ
fbem-28360	118	5	,	,	PUNCT
fbem-28360	118	6	in	in	ADP
fbem-28360	118	7	payment	payment	NOUN
fbem-28360	118	8	and	and	CCONJ
fbem-28360	118	9	clearing	clearing	NOUN
fbem-28360	118	10	,	,	PUNCT
fbem-28360	118	11	it	it	PRON
fbem-28360	118	12	can	can	AUX
fbem-28360	118	13	improve	improve	VERB
fbem-28360	118	14	efficiency	efficiency	NOUN
fbem-28360	118	15	and	and	CCONJ
fbem-28360	118	16	reduce	reduce	VERB
fbem-28360	118	17	costs	cost	NOUN
fbem-28360	118	18	by	by	ADP
fbem-28360	118	19	removing	remove	VERB
fbem-28360	118	20	intermediate	intermediate	ADJ
fbem-28360	118	21	links	link	NOUN
fbem-28360	118	22	,	,	PUNCT
fbem-28360	118	23	such	such	ADJ
fbem-28360	118	24	as	as	ADP
fbem-28360	118	25	ripple	ripple	ADJ
fbem-28360	118	26	networks	network	NOUN
fbem-28360	118	27	and	and	CCONJ
fbem-28360	118	28	the	the	DET
fbem-28360	118	29	singapore	singapore	PROPN
fbem-28360	118	30	ubin	ubin	PROPN
fbem-28360	118	31	project	project	NOUN
fbem-28360	118	32	to	to	PART
fbem-28360	118	33	help	help	VERB
fbem-28360	118	34	cross	cross	ADJ
fbem-28360	118	35	-	-	ADJ
fbem-28360	118	36	border	border	ADJ
fbem-28360	118	37	payments	payment	NOUN
fbem-28360	118	38	;	;	PUNCT
fbem-28360	118	39	securities	security	NOUN
fbem-28360	118	40	trading	trading	NOUN
fbem-28360	118	41	can	can	AUX
fbem-28360	118	42	optimise	optimise	VERB
fbem-28360	118	43	the	the	DET
fbem-28360	118	44	process	process	NOUN
fbem-28360	118	45	by	by	ADP
fbem-28360	118	46	removing	remove	VERB
fbem-28360	118	47	intermediaries	intermediary	NOUN
fbem-28360	118	48	;	;	PUNCT
fbem-28360	118	49	supply	supply	NOUN
fbem-28360	118	50	chain	chain	NOUN
fbem-28360	118	51	finance	finance	NOUN
fbem-28360	118	52	can	can	AUX
fbem-28360	118	53	make	make	VERB
fbem-28360	118	54	the	the	DET
fbem-28360	118	55	flow	flow	NOUN
fbem-28360	118	56	of	of	ADP
fbem-28360	118	57	funds	fund	NOUN
fbem-28360	118	58	and	and	CCONJ
fbem-28360	118	59	logistics	logistic	NOUN
fbem-28360	118	60	transparent	transparent	ADJ
fbem-28360	118	61	,	,	PUNCT
fbem-28360	118	62	and	and	CCONJ
fbem-28360	118	63	provide	provide	VERB
fbem-28360	118	64	financing	financing	NOUN
fbem-28360	118	65	for	for	ADP
fbem-28360	118	66	small	small	ADJ
fbem-28360	118	67	and	and	CCONJ
fbem-28360	118	68	medium	medium	ADJ
fbem-28360	118	69	-	-	PUNCT
fbem-28360	118	70	sized	sized	ADJ
fbem-28360	118	71	enterprises	enterprise	NOUN
fbem-28360	118	72	;	;	PUNCT
fbem-28360	118	73	and	and	CCONJ
fbem-28360	118	74	in	in	ADP
fbem-28360	118	75	insurance	insurance	NOUN
fbem-28360	118	76	,	,	PUNCT
fbem-28360	118	77	it	it	PRON
fbem-28360	118	78	can	can	AUX
fbem-28360	118	79	simplify	simplify	VERB
fbem-28360	118	80	claims	claim	NOUN
fbem-28360	118	81	processing	processing	NOUN
fbem-28360	118	82	and	and	CCONJ
fbem-28360	118	83	prevent	prevent	NOUN
fbem-28360	118	84	fraud	fraud	NOUN
fbem-28360	118	85	,	,	PUNCT
fbem-28360	118	86	and	and	CCONJ
fbem-28360	118	87	improve	improve	VERB
fbem-28360	118	88	management	management	NOUN
fbem-28360	118	89	efficiency	efficiency	NOUN
fbem-28360	118	90	.	.	PUNCT
fbem-28360	119	1	however	however	ADV
fbem-28360	119	2	,	,	PUNCT
fbem-28360	119	3	commercial	commercial	ADJ
fbem-28360	119	4	bank	bank	NOUN
fbem-28360	119	5	applications	application	NOUN
fbem-28360	119	6	also	also	ADV
fbem-28360	119	7	face	face	VERB
fbem-28360	119	8	challenges	challenge	NOUN
fbem-28360	119	9	.	.	PUNCT
fbem-28360	120	1	domestic	domestic	ADJ
fbem-28360	120	2	regulatory	regulatory	ADJ
fbem-28360	120	3	frameworks	framework	NOUN
fbem-28360	120	4	are	be	AUX
fbem-28360	120	5	unclear	unclear	ADJ
fbem-28360	120	6	and	and	CCONJ
fbem-28360	120	7	international	international	ADJ
fbem-28360	120	8	synergies	synergy	NOUN
fbem-28360	120	9	are	be	AUX
fbem-28360	120	10	missing	miss	VERB
fbem-28360	120	11	,	,	PUNCT
fbem-28360	120	12	and	and	CCONJ
fbem-28360	120	13	there	there	PRON
fbem-28360	120	14	is	be	VERB
fbem-28360	120	15	uncertainty	uncertainty	NOUN
fbem-28360	120	16	in	in	ADP
fbem-28360	120	17	the	the	DET
fbem-28360	120	18	regulation	regulation	NOUN
fbem-28360	120	19	of	of	ADP
fbem-28360	120	20	cross	cross	ADJ
fbem-28360	120	21	-	-	ADJ
fbem-28360	120	22	border	border	ADJ
fbem-28360	120	23	transactions	transaction	NOUN
fbem-28360	120	24	;	;	PUNCT
fbem-28360	120	25	the	the	DET
fbem-28360	120	26	lack	lack	NOUN
fbem-28360	120	27	of	of	ADP
fbem-28360	120	28	universal	universal	ADJ
fbem-28360	120	29	rules	rule	NOUN
fbem-28360	120	30	for	for	ADP
fbem-28360	120	31	technology	technology	NOUN
fbem-28360	120	32	has	have	AUX
fbem-28360	120	33	led	lead	VERB
fbem-28360	120	34	to	to	ADP
fbem-28360	120	35	fragmented	fragmented	ADJ
fbem-28360	120	36	application	application	NOUN
fbem-28360	120	37	scenarios	scenario	NOUN
fbem-28360	120	38	,	,	PUNCT
fbem-28360	120	39	making	make	VERB
fbem-28360	120	40	it	it	PRON
fbem-28360	120	41	difficult	difficult	ADJ
fbem-28360	120	42	to	to	PART
fbem-28360	120	43	maximise	maximise	NOUN
fbem-28360	120	44	value	value	NOUN
fbem-28360	120	45	;	;	PUNCT
fbem-28360	120	46	customer	customer	NOUN
fbem-28360	120	47	privacy	privacy	NOUN
fbem-28360	120	48	protection	protection	NOUN
fbem-28360	120	49	is	be	AUX
fbem-28360	120	50	in	in	ADP
fbem-28360	120	51	conflict	conflict	NOUN
fbem-28360	120	52	with	with	ADP
fbem-28360	120	53	the	the	DET
fbem-28360	120	54	application	application	NOUN
fbem-28360	120	55	of	of	ADP
fbem-28360	120	56	data	datum	NOUN
fbem-28360	120	57	,	,	PUNCT
fbem-28360	120	58	and	and	CCONJ
fbem-28360	120	59	the	the	DET
fbem-28360	120	60	underlying	underlie	VERB
fbem-28360	120	61	technology	technology	NOUN
fbem-28360	120	62	is	be	AUX
fbem-28360	120	63	at	at	ADP
fbem-28360	120	64	risk	risk	NOUN
fbem-28360	120	65	of	of	ADP
fbem-28360	120	66	being	be	AUX
fbem-28360	120	67	attacked	attack	VERB
fbem-28360	120	68	and	and	CCONJ
fbem-28360	120	69	slow	slow	ADJ
fbem-28360	120	70	to	to	PART
fbem-28360	120	71	reach	reach	VERB
fbem-28360	120	72	consensus	consensus	NOUN
fbem-28360	120	73	,	,	PUNCT
fbem-28360	120	74	while	while	SCONJ
fbem-28360	120	75	the	the	DET
fbem-28360	120	76	demand	demand	NOUN
fbem-28360	120	77	for	for	ADP
fbem-28360	120	78	the	the	DET
fbem-28360	120	79	application	application	NOUN
fbem-28360	120	80	of	of	ADP
fbem-28360	120	81	financial	financial	ADJ
fbem-28360	120	82	data	datum	NOUN
fbem-28360	120	83	is	be	AUX
fbem-28360	120	84	growing	grow	VERB
fbem-28360	120	85	.	.	PUNCT
fbem-28360	121	1	at	at	ADP
fbem-28360	121	2	the	the	DET
fbem-28360	121	3	policy	policy	NOUN
fbem-28360	121	4	and	and	CCONJ
fbem-28360	121	5	regulatory	regulatory	ADJ
fbem-28360	121	6	level	level	NOUN
fbem-28360	121	7	,	,	PUNCT
fbem-28360	121	8	it	it	PRON
fbem-28360	121	9	is	be	AUX
fbem-28360	121	10	necessary	necessary	ADJ
fbem-28360	121	11	to	to	PART
fbem-28360	121	12	conduct	conduct	VERB
fbem-28360	121	13	in	in	ADP
fbem-28360	121	14	-	-	PUNCT
fbem-28360	121	15	depth	depth	NOUN
fbem-28360	121	16	research	research	NOUN
fbem-28360	121	17	on	on	ADP
fbem-28360	121	18	the	the	DET
fbem-28360	121	19	dynamic	dynamic	ADJ
fbem-28360	121	20	trends	trend	NOUN
fbem-28360	121	21	of	of	ADP
fbem-28360	121	22	technology	technology	NOUN
fbem-28360	121	23	,	,	PUNCT
fbem-28360	121	24	pay	pay	VERB
fbem-28360	121	25	attention	attention	NOUN
fbem-28360	121	26	to	to	ADP
fbem-28360	121	27	the	the	DET
fbem-28360	121	28	challenges	challenge	NOUN
fbem-28360	121	29	of	of	ADP
fbem-28360	121	30	new	new	ADJ
fbem-28360	121	31	changes	change	NOUN
fbem-28360	121	32	in	in	ADP
fbem-28360	121	33	financial	financial	ADJ
fbem-28360	121	34	applications	application	NOUN
fbem-28360	121	35	,	,	PUNCT
fbem-28360	121	36	and	and	CCONJ
fbem-28360	121	37	strengthen	strengthen	VERB
fbem-28360	121	38	security	security	NOUN
fbem-28360	121	39	risk	risk	NOUN
fbem-28360	121	40	research	research	NOUN
fbem-28360	121	41	to	to	PART
fbem-28360	121	42	ensure	ensure	VERB
fbem-28360	121	43	timely	timely	ADJ
fbem-28360	121	44	and	and	CCONJ
fbem-28360	121	45	effective	effective	ADJ
fbem-28360	121	46	supervision	supervision	NOUN
fbem-28360	121	47	.	.	PUNCT
fbem-28360	122	1	the	the	DET
fbem-28360	122	2	use	use	NOUN
fbem-28360	122	3	of	of	ADP
fbem-28360	122	4	regulatory	regulatory	ADJ
fbem-28360	122	5	technology	technology	NOUN
fbem-28360	122	6	should	should	AUX
fbem-28360	122	7	be	be	AUX
fbem-28360	122	8	used	use	VERB
fbem-28360	122	9	to	to	PART
fbem-28360	122	10	enhance	enhance	VERB
fbem-28360	122	11	effectiveness	effectiveness	NOUN
fbem-28360	122	12	,	,	PUNCT
fbem-28360	122	13	and	and	CCONJ
fbem-28360	122	14	personnel	personnel	NOUN
fbem-28360	122	15	should	should	AUX
fbem-28360	122	16	be	be	AUX
fbem-28360	122	17	trained	train	VERB
fbem-28360	122	18	to	to	PART
fbem-28360	122	19	establish	establish	VERB
fbem-28360	122	20	an	an	DET
fbem-28360	122	21	adapted	adapted	ADJ
fbem-28360	122	22	regulatory	regulatory	ADJ
fbem-28360	122	23	system	system	NOUN
fbem-28360	122	24	.	.	PUNCT
fbem-28360	123	1	continuously	continuously	ADV
fbem-28360	123	2	track	track	VERB
fbem-28360	123	3	international	international	ADJ
fbem-28360	123	4	developments	development	NOUN
fbem-28360	123	5	,	,	PUNCT
fbem-28360	123	6	participate	participate	VERB
fbem-28360	123	7	in	in	ADP
fbem-28360	123	8	the	the	DET
fbem-28360	123	9	formulation	formulation	NOUN
fbem-28360	123	10	of	of	ADP
fbem-28360	123	11	cross	cross	ADJ
fbem-28360	123	12	-	-	ADJ
fbem-28360	123	13	border	border	ADJ
fbem-28360	123	14	rules	rule	NOUN
fbem-28360	123	15	and	and	CCONJ
fbem-28360	123	16	standards	standard	NOUN
fbem-28360	123	17	,	,	PUNCT
fbem-28360	123	18	and	and	CCONJ
fbem-28360	123	19	co	co	NOUN
fbem-28360	123	20	-	-	VERB
fbem-28360	123	21	operate	operate	VERB
fbem-28360	123	22	with	with	ADP
fbem-28360	123	23	other	other	ADJ
fbem-28360	123	24	countries	country	NOUN
fbem-28360	123	25	to	to	PART
fbem-28360	123	26	address	address	VERB
fbem-28360	123	27	regulatory	regulatory	ADJ
fbem-28360	123	28	challenges	challenge	NOUN
fbem-28360	123	29	.	.	PUNCT
fbem-28360	124	1	maintain	maintain	VERB
fbem-28360	124	2	a	a	DET
fbem-28360	124	3	high	high	ADJ
fbem-28360	124	4	-	-	PUNCT
fbem-28360	124	5	pressure	pressure	NOUN
fbem-28360	124	6	crackdown	crackdown	NOUN
fbem-28360	124	7	on	on	ADP
fbem-28360	124	8	unscrupulous	unscrupulous	ADJ
fbem-28360	124	9	behaviour	behaviour	NOUN
fbem-28360	124	10	and	and	CCONJ
fbem-28360	124	11	curb	curb	VERB
fbem-28360	124	12	speculation	speculation	NOUN
fbem-28360	124	13	and	and	CCONJ
fbem-28360	124	14	other	other	ADJ
fbem-28360	124	15	299	299	NUM
fbem-28360	124	16	illegal	illegal	ADJ
fbem-28360	124	17	activities	activity	NOUN
fbem-28360	124	18	.	.	PUNCT
fbem-28360	125	1	guide	guide	VERB
fbem-28360	125	2	and	and	CCONJ
fbem-28360	125	3	regulate	regulate	VERB
fbem-28360	125	4	financial	financial	ADJ
fbem-28360	125	5	and	and	CCONJ
fbem-28360	125	6	technology	technology	NOUN
fbem-28360	125	7	enterprises	enterprise	NOUN
fbem-28360	125	8	,	,	PUNCT
fbem-28360	125	9	implement	implement	VERB
fbem-28360	125	10	regulatory	regulatory	ADJ
fbem-28360	125	11	provisions	provision	NOUN
fbem-28360	125	12	,	,	PUNCT
fbem-28360	125	13	and	and	CCONJ
fbem-28360	125	14	promote	promote	VERB
fbem-28360	125	15	the	the	DET
fbem-28360	125	16	reliable	reliable	ADJ
fbem-28360	125	17	,	,	PUNCT
fbem-28360	125	18	controllable	controllable	ADJ
fbem-28360	125	19	and	and	CCONJ
fbem-28360	125	20	trustworthy	trustworthy	ADJ
fbem-28360	125	21	application	application	NOUN
fbem-28360	125	22	and	and	CCONJ
fbem-28360	125	23	deep	deep	ADJ
fbem-28360	125	24	integration	integration	NOUN
fbem-28360	125	25	of	of	ADP
fbem-28360	125	26	blockchain	blockchain	PROPN
fbem-28360	125	27	technology	technology	PROPN
fbem-28360	125	28	in	in	ADP
fbem-28360	125	29	the	the	DET
fbem-28360	125	30	financial	financial	ADJ
fbem-28360	125	31	sector	sector	NOUN
fbem-28360	125	32	.	.	PUNCT
fbem-28360	126	1	5	5	X
fbem-28360	126	2	.	.	X
fbem-28360	126	3	countermeasures	countermeasure	NOUN
fbem-28360	126	4	suggestions	suggestion	NOUN
fbem-28360	126	5	to	to	PART
fbem-28360	126	6	address	address	VERB
fbem-28360	126	7	the	the	DET
fbem-28360	126	8	regulatory	regulatory	ADJ
fbem-28360	126	9	challenges	challenge	NOUN
fbem-28360	126	10	of	of	ADP
fbem-28360	126	11	blockchain	blockchain	PROPN
fbem-28360	126	12	technology	technology	PROPN
fbem-28360	126	13	5.1	5.1	NUM
fbem-28360	126	14	.	.	PUNCT
fbem-28360	127	1	policy	policy	NOUN
fbem-28360	127	2	regulatory	regulatory	ADJ
fbem-28360	127	3	level	level	NOUN
fbem-28360	127	4	policy	policy	NOUN
fbem-28360	127	5	regulation	regulation	NOUN
fbem-28360	127	6	is	be	AUX
fbem-28360	127	7	crucial	crucial	ADJ
fbem-28360	127	8	to	to	ADP
fbem-28360	127	9	the	the	DET
fbem-28360	127	10	sound	sound	ADJ
fbem-28360	127	11	development	development	NOUN
fbem-28360	127	12	of	of	ADP
fbem-28360	127	13	blockchain	blockchain	PROPN
fbem-28360	127	14	technology	technology	PROPN
fbem-28360	127	15	in	in	ADP
fbem-28360	127	16	the	the	DET
fbem-28360	127	17	financial	financial	ADJ
fbem-28360	127	18	sector	sector	NOUN
fbem-28360	127	19	.	.	PUNCT
fbem-28360	128	1	regulators	regulator	NOUN
fbem-28360	128	2	need	need	VERB
fbem-28360	128	3	to	to	PART
fbem-28360	128	4	conduct	conduct	VERB
fbem-28360	128	5	in	in	ADP
fbem-28360	128	6	-	-	PUNCT
fbem-28360	128	7	depth	depth	NOUN
fbem-28360	128	8	and	and	CCONJ
fbem-28360	128	9	continuous	continuous	ADJ
fbem-28360	128	10	research	research	NOUN
fbem-28360	128	11	on	on	ADP
fbem-28360	128	12	blockchain	blockchain	PROPN
fbem-28360	128	13	technology	technology	PROPN
fbem-28360	128	14	,	,	PUNCT
fbem-28360	128	15	grasp	grasp	VERB
fbem-28360	128	16	its	its	PRON
fbem-28360	128	17	iterative	iterative	NOUN
fbem-28360	128	18	changes	change	NOUN
fbem-28360	128	19	,	,	PUNCT
fbem-28360	128	20	and	and	CCONJ
fbem-28360	128	21	analyse	analyse	VERB
fbem-28360	128	22	the	the	DET
fbem-28360	128	23	risks	risk	NOUN
fbem-28360	128	24	in	in	ADP
fbem-28360	128	25	scenarios	scenario	NOUN
fbem-28360	128	26	such	such	ADJ
fbem-28360	128	27	as	as	ADP
fbem-28360	128	28	cryptocurrencies	cryptocurrencie	NOUN
fbem-28360	128	29	and	and	CCONJ
fbem-28360	128	30	smart	smart	ADJ
fbem-28360	128	31	contracts	contract	NOUN
fbem-28360	128	32	,	,	PUNCT
fbem-28360	128	33	in	in	ADP
fbem-28360	128	34	order	order	NOUN
fbem-28360	128	35	to	to	PART
fbem-28360	128	36	lay	lay	VERB
fbem-28360	128	37	the	the	DET
fbem-28360	128	38	foundation	foundation	NOUN
fbem-28360	128	39	for	for	ADP
fbem-28360	128	40	regulatory	regulatory	ADJ
fbem-28360	128	41	policies	policy	NOUN
fbem-28360	128	42	.	.	PUNCT
fbem-28360	129	1	for	for	ADP
fbem-28360	129	2	example	example	NOUN
fbem-28360	129	3	,	,	PUNCT
fbem-28360	129	4	to	to	PART
fbem-28360	129	5	accurately	accurately	ADV
fbem-28360	129	6	predict	predict	VERB
fbem-28360	129	7	its	its	PRON
fbem-28360	129	8	impact	impact	NOUN
fbem-28360	129	9	on	on	ADP
fbem-28360	129	10	financial	financial	ADJ
fbem-28360	129	11	market	market	NOUN
fbem-28360	129	12	stability	stability	NOUN
fbem-28360	129	13	and	and	CCONJ
fbem-28360	129	14	consumer	consumer	NOUN
fbem-28360	129	15	rights	right	NOUN
fbem-28360	129	16	.	.	PUNCT
fbem-28360	130	1	at	at	ADP
fbem-28360	130	2	the	the	DET
fbem-28360	130	3	same	same	ADJ
fbem-28360	130	4	time	time	NOUN
fbem-28360	130	5	,	,	PUNCT
fbem-28360	130	6	with	with	ADP
fbem-28360	130	7	the	the	DET
fbem-28360	130	8	help	help	NOUN
fbem-28360	130	9	of	of	ADP
fbem-28360	130	10	regulatory	regulatory	ADJ
fbem-28360	130	11	technology	technology	NOUN
fbem-28360	130	12	,	,	PUNCT
fbem-28360	130	13	big	big	ADJ
fbem-28360	130	14	data	datum	NOUN
fbem-28360	130	15	and	and	CCONJ
fbem-28360	130	16	artificial	artificial	ADJ
fbem-28360	130	17	intelligence	intelligence	NOUN
fbem-28360	130	18	should	should	AUX
fbem-28360	130	19	be	be	AUX
fbem-28360	130	20	used	use	VERB
fbem-28360	130	21	to	to	PART
fbem-28360	130	22	monitor	monitor	VERB
fbem-28360	130	23	blockchain	blockchain	PROPN
fbem-28360	130	24	financial	financial	ADJ
fbem-28360	130	25	transactions	transaction	NOUN
fbem-28360	130	26	in	in	ADP
fbem-28360	130	27	real	real	ADJ
fbem-28360	130	28	time	time	NOUN
fbem-28360	130	29	,	,	PUNCT
fbem-28360	130	30	warn	warn	VERB
fbem-28360	130	31	of	of	ADP
fbem-28360	130	32	risks	risk	NOUN
fbem-28360	130	33	,	,	PUNCT
fbem-28360	130	34	detect	detect	VERB
fbem-28360	130	35	abnormal	abnormal	ADJ
fbem-28360	130	36	behaviours	behaviour	NOUN
fbem-28360	130	37	such	such	ADJ
fbem-28360	130	38	as	as	ADP
fbem-28360	130	39	money	money	NOUN
fbem-28360	130	40	laundering	laundering	NOUN
fbem-28360	130	41	in	in	ADP
fbem-28360	130	42	a	a	DET
fbem-28360	130	43	timely	timely	ADJ
fbem-28360	130	44	manner	manner	NOUN
fbem-28360	130	45	and	and	CCONJ
fbem-28360	130	46	intervene	intervene	VERB
fbem-28360	130	47	swiftly	swiftly	ADV
fbem-28360	130	48	to	to	PART
fbem-28360	130	49	stop	stop	VERB
fbem-28360	130	50	the	the	DET
fbem-28360	130	51	spread	spread	NOUN
fbem-28360	130	52	of	of	ADP
fbem-28360	130	53	risks	risk	NOUN
fbem-28360	130	54	.	.	PUNCT
fbem-28360	131	1	in	in	ADP
fbem-28360	131	2	view	view	NOUN
fbem-28360	131	3	of	of	ADP
fbem-28360	131	4	the	the	DET
fbem-28360	131	5	transnational	transnational	ADJ
fbem-28360	131	6	nature	nature	NOUN
fbem-28360	131	7	of	of	ADP
fbem-28360	131	8	blockchain	blockchain	PROPN
fbem-28360	131	9	finance	finance	PROPN
fbem-28360	131	10	,	,	PUNCT
fbem-28360	131	11	the	the	DET
fbem-28360	131	12	regulatory	regulatory	ADJ
fbem-28360	131	13	differences	difference	NOUN
fbem-28360	131	14	between	between	ADP
fbem-28360	131	15	countries	country	NOUN
fbem-28360	131	16	are	be	AUX
fbem-28360	131	17	prone	prone	ADJ
fbem-28360	131	18	to	to	PART
fbem-28360	131	19	give	give	VERB
fbem-28360	131	20	rise	rise	NOUN
fbem-28360	131	21	to	to	ADP
fbem-28360	131	22	arbitrage	arbitrage	NOUN
fbem-28360	131	23	space	space	NOUN
fbem-28360	131	24	,	,	PUNCT
fbem-28360	131	25	therefore	therefore	ADV
fbem-28360	131	26	,	,	PUNCT
fbem-28360	131	27	it	it	PRON
fbem-28360	131	28	is	be	AUX
fbem-28360	131	29	necessary	necessary	ADJ
fbem-28360	131	30	to	to	PART
fbem-28360	131	31	actively	actively	ADV
fbem-28360	131	32	build	build	VERB
fbem-28360	131	33	an	an	DET
fbem-28360	131	34	international	international	ADJ
fbem-28360	131	35	regulatory	regulatory	ADJ
fbem-28360	131	36	coordination	coordination	NOUN
fbem-28360	131	37	mechanism	mechanism	NOUN
fbem-28360	131	38	,	,	PUNCT
fbem-28360	131	39	and	and	CCONJ
fbem-28360	131	40	cooperate	cooperate	VERB
fbem-28360	131	41	with	with	ADP
fbem-28360	131	42	other	other	ADJ
fbem-28360	131	43	countries	country	NOUN
fbem-28360	131	44	'	'	PART
fbem-28360	131	45	regulatory	regulatory	ADJ
fbem-28360	131	46	agencies	agency	NOUN
fbem-28360	131	47	to	to	PART
fbem-28360	131	48	formulate	formulate	VERB
fbem-28360	131	49	unified	unified	ADJ
fbem-28360	131	50	principles	principle	NOUN
fbem-28360	131	51	,	,	PUNCT
fbem-28360	131	52	standards	standard	NOUN
fbem-28360	131	53	and	and	CCONJ
fbem-28360	131	54	frameworks	framework	NOUN
fbem-28360	131	55	in	in	ADP
fbem-28360	131	56	cross	cross	ADJ
fbem-28360	131	57	-	-	ADJ
fbem-28360	131	58	border	border	ADJ
fbem-28360	131	59	payments	payment	NOUN
fbem-28360	131	60	and	and	CCONJ
fbem-28360	131	61	international	international	ADJ
fbem-28360	131	62	financial	financial	ADJ
fbem-28360	131	63	asset	asset	NOUN
fbem-28360	131	64	transactions	transaction	NOUN
fbem-28360	131	65	,	,	PUNCT
fbem-28360	131	66	so	so	SCONJ
fbem-28360	131	67	as	as	SCONJ
fbem-28360	131	68	to	to	PART
fbem-28360	131	69	ensure	ensure	VERB
fbem-28360	131	70	the	the	DET
fbem-28360	131	71	compliant	compliant	ADJ
fbem-28360	131	72	operation	operation	NOUN
fbem-28360	131	73	of	of	ADP
fbem-28360	131	74	transnational	transnational	ADJ
fbem-28360	131	75	business	business	NOUN
fbem-28360	131	76	.	.	PUNCT
fbem-28360	132	1	at	at	ADP
fbem-28360	132	2	the	the	DET
fbem-28360	132	3	same	same	ADJ
fbem-28360	132	4	time	time	NOUN
fbem-28360	132	5	,	,	PUNCT
fbem-28360	132	6	we	we	PRON
fbem-28360	132	7	should	should	AUX
fbem-28360	132	8	maintain	maintain	VERB
fbem-28360	132	9	high	high	ADJ
fbem-28360	132	10	pressure	pressure	NOUN
fbem-28360	132	11	on	on	ADP
fbem-28360	132	12	illegal	illegal	ADJ
fbem-28360	132	13	practices	practice	NOUN
fbem-28360	132	14	in	in	ADP
fbem-28360	132	15	blockchain	blockchain	PROPN
fbem-28360	132	16	applications	application	NOUN
fbem-28360	132	17	,	,	PUNCT
fbem-28360	132	18	crack	crack	VERB
fbem-28360	132	19	down	down	ADP
fbem-28360	132	20	on	on	ADP
fbem-28360	132	21	speculation	speculation	NOUN
fbem-28360	132	22	,	,	PUNCT
fbem-28360	132	23	financial	financial	ADJ
fbem-28360	132	24	fraud	fraud	NOUN
fbem-28360	132	25	and	and	CCONJ
fbem-28360	132	26	illegal	illegal	ADJ
fbem-28360	132	27	fund	fund	NOUN
fbem-28360	132	28	-	-	PUNCT
fbem-28360	132	29	raising	raising	NOUN
fbem-28360	132	30	and	and	CCONJ
fbem-28360	132	31	other	other	ADJ
fbem-28360	132	32	chaotic	chaotic	ADJ
fbem-28360	132	33	phenomena	phenomenon	NOUN
fbem-28360	132	34	,	,	PUNCT
fbem-28360	132	35	so	so	SCONJ
fbem-28360	132	36	as	as	SCONJ
fbem-28360	132	37	to	to	PART
fbem-28360	132	38	maintain	maintain	VERB
fbem-28360	132	39	the	the	DET
fbem-28360	132	40	order	order	NOUN
fbem-28360	132	41	of	of	ADP
fbem-28360	132	42	the	the	DET
fbem-28360	132	43	financial	financial	ADJ
fbem-28360	132	44	market	market	NOUN
fbem-28360	132	45	and	and	CCONJ
fbem-28360	132	46	investor	investor	NOUN
fbem-28360	132	47	confidence	confidence	NOUN
fbem-28360	132	48	.	.	PUNCT
fbem-28360	133	1	5.2	5.2	NUM
fbem-28360	133	2	.	.	PUNCT
fbem-28360	134	1	industry	industry	NOUN
fbem-28360	134	2	organisational	organisational	ADJ
fbem-28360	134	3	level	level	NOUN
fbem-28360	134	4	industry	industry	NOUN
fbem-28360	134	5	organisations	organisation	NOUN
fbem-28360	134	6	are	be	AUX
fbem-28360	134	7	a	a	DET
fbem-28360	134	8	bridge	bridge	NOUN
fbem-28360	134	9	for	for	ADP
fbem-28360	134	10	blockchain	blockchain	PROPN
fbem-28360	134	11	financial	financial	ADJ
fbem-28360	134	12	regulation	regulation	PROPN
fbem-28360	134	13	,	,	PUNCT
fbem-28360	134	14	on	on	ADP
fbem-28360	134	15	the	the	DET
fbem-28360	134	16	one	one	NUM
fbem-28360	134	17	hand	hand	NOUN
fbem-28360	134	18	,	,	PUNCT
fbem-28360	134	19	building	build	VERB
fbem-28360	134	20	an	an	DET
fbem-28360	134	21	exchange	exchange	NOUN
fbem-28360	134	22	platform	platform	NOUN
fbem-28360	134	23	to	to	PART
fbem-28360	134	24	promote	promote	VERB
fbem-28360	134	25	regular	regular	ADJ
fbem-28360	134	26	communication	communication	NOUN
fbem-28360	134	27	and	and	CCONJ
fbem-28360	134	28	information	information	NOUN
fbem-28360	134	29	exchange	exchange	NOUN
fbem-28360	134	30	between	between	ADP
fbem-28360	134	31	financial	financial	ADJ
fbem-28360	134	32	institutions	institution	NOUN
fbem-28360	134	33	,	,	PUNCT
fbem-28360	134	34	technology	technology	NOUN
fbem-28360	134	35	enterprises	enterprise	NOUN
fbem-28360	134	36	and	and	CCONJ
fbem-28360	134	37	regulatory	regulatory	ADJ
fbem-28360	134	38	authorities	authority	NOUN
fbem-28360	134	39	.	.	PUNCT
fbem-28360	135	1	through	through	ADP
fbem-28360	135	2	seminars	seminar	NOUN
fbem-28360	135	3	and	and	CCONJ
fbem-28360	135	4	other	other	ADJ
fbem-28360	135	5	activities	activity	NOUN
fbem-28360	135	6	,	,	PUNCT
fbem-28360	135	7	they	they	PRON
fbem-28360	135	8	can	can	AUX
fbem-28360	135	9	share	share	VERB
fbem-28360	135	10	technology	technology	NOUN
fbem-28360	135	11	application	application	NOUN
fbem-28360	135	12	experience	experience	NOUN
fbem-28360	135	13	,	,	PUNCT
fbem-28360	135	14	discuss	discuss	VERB
fbem-28360	135	15	the	the	DET
fbem-28360	135	16	direction	direction	NOUN
fbem-28360	135	17	of	of	ADP
fbem-28360	135	18	regulation	regulation	NOUN
fbem-28360	135	19	,	,	PUNCT
fbem-28360	135	20	enhance	enhance	VERB
fbem-28360	135	21	mutual	mutual	ADJ
fbem-28360	135	22	trust	trust	NOUN
fbem-28360	135	23	among	among	ADP
fbem-28360	135	24	all	all	DET
fbem-28360	135	25	parties	party	NOUN
fbem-28360	135	26	,	,	PUNCT
fbem-28360	135	27	and	and	CCONJ
fbem-28360	135	28	gather	gather	VERB
fbem-28360	135	29	industry	industry	NOUN
fbem-28360	135	30	development	development	NOUN
fbem-28360	135	31	synergy	synergy	NOUN
fbem-28360	135	32	;	;	PUNCT
fbem-28360	135	33	on	on	ADP
fbem-28360	135	34	the	the	DET
fbem-28360	135	35	other	other	ADJ
fbem-28360	135	36	hand	hand	NOUN
fbem-28360	135	37	,	,	PUNCT
fbem-28360	135	38	based	base	VERB
fbem-28360	135	39	on	on	ADP
fbem-28360	135	40	application	application	NOUN
fbem-28360	135	41	scenarios	scenario	NOUN
fbem-28360	135	42	such	such	ADJ
fbem-28360	135	43	as	as	ADP
fbem-28360	135	44	supply	supply	NOUN
fbem-28360	135	45	chain	chain	NOUN
fbem-28360	135	46	finance	finance	NOUN
fbem-28360	135	47	,	,	PUNCT
fbem-28360	135	48	securities	security	NOUN
fbem-28360	135	49	trading	trading	NOUN
fbem-28360	135	50	,	,	PUNCT
fbem-28360	135	51	etc	etc	X
fbem-28360	135	52	.	.	X
fbem-28360	135	53	,	,	PUNCT
fbem-28360	135	54	they	they	PRON
fbem-28360	135	55	can	can	AUX
fbem-28360	135	56	formulate	formulate	VERB
fbem-28360	135	57	targeted	targeted	ADJ
fbem-28360	135	58	and	and	CCONJ
fbem-28360	135	59	operable	operable	ADJ
fbem-28360	135	60	standards	standard	NOUN
fbem-28360	135	61	for	for	ADP
fbem-28360	135	62	business	business	NOUN
fbem-28360	135	63	processes	process	NOUN
fbem-28360	135	64	,	,	PUNCT
fbem-28360	135	65	data	datum	NOUN
fbem-28360	135	66	security	security	NOUN
fbem-28360	135	67	and	and	CCONJ
fbem-28360	135	68	technical	technical	ADJ
fbem-28360	135	69	performance	performance	NOUN
fbem-28360	135	70	,	,	PUNCT
fbem-28360	135	71	provide	provide	VERB
fbem-28360	135	72	practical	practical	ADJ
fbem-28360	135	73	guidelines	guideline	NOUN
fbem-28360	135	74	for	for	ADP
fbem-28360	135	75	financial	financial	ADJ
fbem-28360	135	76	and	and	CCONJ
fbem-28360	135	77	technology	technology	NOUN
fbem-28360	135	78	enterprises	enterprise	NOUN
fbem-28360	135	79	,	,	PUNCT
fbem-28360	135	80	and	and	CCONJ
fbem-28360	135	81	promote	promote	VERB
fbem-28360	135	82	industry	industry	NOUN
fbem-28360	135	83	standardisation	standardisation	NOUN
fbem-28360	135	84	.	.	PUNCT
fbem-28360	136	1	in	in	ADP
fbem-28360	136	2	addition	addition	NOUN
fbem-28360	136	3	,	,	PUNCT
fbem-28360	136	4	industry	industry	NOUN
fbem-28360	136	5	organisations	organisation	NOUN
fbem-28360	136	6	should	should	AUX
fbem-28360	136	7	also	also	ADV
fbem-28360	136	8	carry	carry	VERB
fbem-28360	136	9	out	out	ADP
fbem-28360	136	10	professional	professional	ADJ
fbem-28360	136	11	training	training	NOUN
fbem-28360	136	12	and	and	CCONJ
fbem-28360	136	13	knowledge	knowledge	NOUN
fbem-28360	136	14	dissemination	dissemination	NOUN
fbem-28360	136	15	.	.	PUNCT
fbem-28360	137	1	for	for	ADP
fbem-28360	137	2	financial	financial	ADJ
fbem-28360	137	3	practitioners	practitioner	NOUN
fbem-28360	137	4	,	,	PUNCT
fbem-28360	137	5	they	they	PRON
fbem-28360	137	6	should	should	AUX
fbem-28360	137	7	enhance	enhance	VERB
fbem-28360	137	8	their	their	PRON
fbem-28360	137	9	blockchain	blockchain	NOUN
fbem-28360	137	10	application	application	NOUN
fbem-28360	137	11	capabilities	capability	NOUN
fbem-28360	137	12	and	and	CCONJ
fbem-28360	137	13	risk	risk	NOUN
fbem-28360	137	14	awareness	awareness	NOUN
fbem-28360	137	15	;	;	PUNCT
fbem-28360	137	16	for	for	ADP
fbem-28360	137	17	the	the	DET
fbem-28360	137	18	public	public	NOUN
fbem-28360	137	19	,	,	PUNCT
fbem-28360	137	20	they	they	PRON
fbem-28360	137	21	should	should	AUX
fbem-28360	137	22	enhance	enhance	VERB
fbem-28360	137	23	their	their	PRON
fbem-28360	137	24	knowledge	knowledge	NOUN
fbem-28360	137	25	of	of	ADP
fbem-28360	137	26	blockchain	blockchain	PROPN
fbem-28360	137	27	finance	finance	PROPN
fbem-28360	137	28	and	and	CCONJ
fbem-28360	137	29	reduce	reduce	VERB
fbem-28360	137	30	misunderstandings	misunderstanding	NOUN
fbem-28360	137	31	and	and	CCONJ
fbem-28360	137	32	risks	risk	NOUN
fbem-28360	137	33	caused	cause	VERB
fbem-28360	137	34	by	by	ADP
fbem-28360	137	35	information	information	NOUN
fbem-28360	137	36	asymmetry	asymmetry	NOUN
fbem-28360	137	37	.	.	PUNCT
fbem-28360	138	1	5.3	5.3	NUM
fbem-28360	138	2	.	.	PUNCT
fbem-28360	138	3	practitioner	practitioner	NOUN
fbem-28360	138	4	level	level	NOUN
fbem-28360	138	5	as	as	ADP
fbem-28360	138	6	the	the	DET
fbem-28360	138	7	direct	direct	ADJ
fbem-28360	138	8	applicators	applicator	NOUN
fbem-28360	138	9	of	of	ADP
fbem-28360	138	10	blockchain	blockchain	PROPN
fbem-28360	138	11	finance	finance	PROPN
fbem-28360	138	12	,	,	PUNCT
fbem-28360	138	13	practitioners	practitioner	NOUN
fbem-28360	138	14	have	have	VERB
fbem-28360	138	15	a	a	DET
fbem-28360	138	16	great	great	ADJ
fbem-28360	138	17	responsibility	responsibility	NOUN
fbem-28360	138	18	to	to	PART
fbem-28360	138	19	increase	increase	VERB
fbem-28360	138	20	investment	investment	NOUN
fbem-28360	138	21	in	in	ADP
fbem-28360	138	22	core	core	NOUN
fbem-28360	138	23	technology	technology	NOUN
fbem-28360	138	24	research	research	NOUN
fbem-28360	138	25	and	and	CCONJ
fbem-28360	138	26	development	development	NOUN
fbem-28360	138	27	,	,	PUNCT
fbem-28360	138	28	overcome	overcome	VERB
fbem-28360	138	29	technical	technical	ADJ
fbem-28360	138	30	problems	problem	NOUN
fbem-28360	138	31	,	,	PUNCT
fbem-28360	138	32	and	and	CCONJ
fbem-28360	138	33	improve	improve	VERB
fbem-28360	138	34	system	system	NOUN
fbem-28360	138	35	performance	performance	NOUN
fbem-28360	138	36	,	,	PUNCT
fbem-28360	138	37	security	security	NOUN
fbem-28360	138	38	and	and	CCONJ
fbem-28360	138	39	stability	stability	NOUN
fbem-28360	138	40	.	.	PUNCT
fbem-28360	139	1	for	for	ADP
fbem-28360	139	2	example	example	NOUN
fbem-28360	139	3	,	,	PUNCT
fbem-28360	139	4	they	they	PRON
fbem-28360	139	5	should	should	AUX
fbem-28360	139	6	optimise	optimise	VERB
fbem-28360	139	7	the	the	DET
fbem-28360	139	8	consensus	consensus	NOUN
fbem-28360	139	9	algorithm	algorithm	NOUN
fbem-28360	139	10	to	to	PART
fbem-28360	139	11	improve	improve	VERB
fbem-28360	139	12	transaction	transaction	NOUN
fbem-28360	139	13	speed	speed	NOUN
fbem-28360	139	14	,	,	PUNCT
fbem-28360	139	15	save	save	VERB
fbem-28360	139	16	energy	energy	NOUN
fbem-28360	139	17	and	and	CCONJ
fbem-28360	139	18	reduce	reduce	VERB
fbem-28360	139	19	consumption	consumption	NOUN
fbem-28360	139	20	,	,	PUNCT
fbem-28360	139	21	strengthen	strengthen	VERB
fbem-28360	139	22	cryptography	cryptography	NOUN
fbem-28360	139	23	research	research	NOUN
fbem-28360	139	24	to	to	PART
fbem-28360	139	25	protect	protect	VERB
fbem-28360	139	26	data	datum	NOUN
fbem-28360	139	27	privacy	privacy	NOUN
fbem-28360	139	28	,	,	PUNCT
fbem-28360	139	29	and	and	CCONJ
fbem-28360	139	30	prevent	prevent	VERB
fbem-28360	139	31	hacker	hacker	NOUN
fbem-28360	139	32	attacks	attack	NOUN
fbem-28360	139	33	and	and	CCONJ
fbem-28360	139	34	data	datum	NOUN
fbem-28360	139	35	leakage	leakage	NOUN
fbem-28360	139	36	.	.	PUNCT
fbem-28360	140	1	in	in	ADP
fbem-28360	140	2	supply	supply	NOUN
fbem-28360	140	3	chain	chain	NOUN
fbem-28360	140	4	finance	finance	NOUN
fbem-28360	140	5	,	,	PUNCT
fbem-28360	140	6	we	we	PRON
fbem-28360	140	7	have	have	AUX
fbem-28360	140	8	expanded	expand	VERB
fbem-28360	140	9	the	the	DET
fbem-28360	140	10	application	application	NOUN
fbem-28360	140	11	of	of	ADP
fbem-28360	140	12	accounts	account	NOUN
fbem-28360	140	13	receivable	receivable	ADJ
fbem-28360	140	14	and	and	CCONJ
fbem-28360	140	15	inventory	inventory	NOUN
fbem-28360	140	16	pledge	pledge	NOUN
fbem-28360	140	17	financing	financing	NOUN
fbem-28360	140	18	;	;	PUNCT
fbem-28360	140	19	in	in	ADP
fbem-28360	140	20	trade	trade	NOUN
fbem-28360	140	21	finance	finance	NOUN
fbem-28360	140	22	,	,	PUNCT
fbem-28360	140	23	we	we	PRON
fbem-28360	140	24	have	have	AUX
fbem-28360	140	25	realised	realise	VERB
fbem-28360	140	26	the	the	DET
fbem-28360	140	27	digital	digital	ADJ
fbem-28360	140	28	flow	flow	NOUN
fbem-28360	140	29	of	of	ADP
fbem-28360	140	30	documents	document	NOUN
fbem-28360	140	31	and	and	CCONJ
fbem-28360	140	32	intelligent	intelligent	ADJ
fbem-28360	140	33	auditing	auditing	NOUN
fbem-28360	140	34	;	;	PUNCT
fbem-28360	140	35	and	and	CCONJ
fbem-28360	140	36	in	in	ADP
fbem-28360	140	37	cross	cross	ADJ
fbem-28360	140	38	-	-	ADJ
fbem-28360	140	39	border	border	ADJ
fbem-28360	140	40	payment	payment	NOUN
fbem-28360	140	41	,	,	PUNCT
fbem-28360	140	42	we	we	PRON
fbem-28360	140	43	have	have	AUX
fbem-28360	140	44	joined	join	VERB
fbem-28360	140	45	hands	hand	NOUN
fbem-28360	140	46	with	with	ADP
fbem-28360	140	47	international	international	ADJ
fbem-28360	140	48	partners	partner	NOUN
fbem-28360	140	49	to	to	PART
fbem-28360	140	50	build	build	VERB
fbem-28360	140	51	a	a	DET
fbem-28360	140	52	convenient	convenient	ADJ
fbem-28360	140	53	and	and	CCONJ
fbem-28360	140	54	secure	secure	ADJ
fbem-28360	140	55	network	network	NOUN
fbem-28360	140	56	.	.	PUNCT
fbem-28360	141	1	follow	follow	VERB
fbem-28360	141	2	the	the	DET
fbem-28360	141	3	principle	principle	NOUN
fbem-28360	141	4	of	of	ADP
fbem-28360	141	5	minimisation	minimisation	NOUN
fbem-28360	141	6	to	to	PART
fbem-28360	141	7	collect	collect	VERB
fbem-28360	141	8	data	datum	NOUN
fbem-28360	141	9	,	,	PUNCT
fbem-28360	141	10	adopt	adopt	ADJ
fbem-28360	141	11	encryption	encryption	NOUN
fbem-28360	141	12	,	,	PUNCT
fbem-28360	141	13	anonymisation	anonymisation	NOUN
fbem-28360	141	14	and	and	CCONJ
fbem-28360	141	15	other	other	ADJ
fbem-28360	141	16	means	mean	NOUN
fbem-28360	141	17	to	to	PART
fbem-28360	141	18	safeguard	safeguard	VERB
fbem-28360	141	19	the	the	DET
fbem-28360	141	20	"	"	PUNCT
fbem-28360	141	21	triple	triple	ADJ
fbem-28360	141	22	nature	nature	NOUN
fbem-28360	141	23	"	"	PUNCT
fbem-28360	141	24	of	of	ADP
fbem-28360	141	25	data	datum	NOUN
fbem-28360	141	26	,	,	PUNCT
fbem-28360	141	27	and	and	CCONJ
fbem-28360	141	28	establish	establish	VERB
fbem-28360	141	29	a	a	DET
fbem-28360	141	30	sound	sound	ADJ
fbem-28360	141	31	security	security	NOUN
fbem-28360	141	32	management	management	NOUN
fbem-28360	141	33	system	system	NOUN
fbem-28360	141	34	and	and	CCONJ
fbem-28360	141	35	emergency	emergency	NOUN
fbem-28360	141	36	response	response	NOUN
fbem-28360	141	37	mechanism	mechanism	NOUN
fbem-28360	141	38	to	to	PART
fbem-28360	141	39	deal	deal	VERB
fbem-28360	141	40	with	with	ADP
fbem-28360	141	41	data	datum	NOUN
fbem-28360	141	42	security	security	NOUN
fbem-28360	141	43	incidents	incident	NOUN
fbem-28360	141	44	.	.	PUNCT
fbem-28360	142	1	consciously	consciously	ADV
fbem-28360	142	2	comply	comply	VERB
fbem-28360	142	3	with	with	ADP
fbem-28360	142	4	regulatory	regulatory	ADJ
fbem-28360	142	5	requirements	requirement	NOUN
fbem-28360	142	6	,	,	PUNCT
fbem-28360	142	7	improve	improve	VERB
fbem-28360	142	8	the	the	DET
fbem-28360	142	9	compliance	compliance	NOUN
fbem-28360	142	10	review	review	NOUN
fbem-28360	142	11	mechanism	mechanism	NOUN
fbem-28360	142	12	,	,	PUNCT
fbem-28360	142	13	and	and	CCONJ
fbem-28360	142	14	review	review	VERB
fbem-28360	142	15	blockchain	blockchain	NOUN
fbem-28360	142	16	application	application	NOUN
fbem-28360	142	17	projects	project	NOUN
fbem-28360	142	18	in	in	ADP
fbem-28360	142	19	the	the	DET
fbem-28360	142	20	whole	whole	ADJ
fbem-28360	142	21	process	process	NOUN
fbem-28360	142	22	to	to	PART
fbem-28360	142	23	ensure	ensure	VERB
fbem-28360	142	24	that	that	SCONJ
fbem-28360	142	25	the	the	DET
fbem-28360	142	26	business	business	NOUN
fbem-28360	142	27	is	be	AUX
fbem-28360	142	28	legal	legal	ADJ
fbem-28360	142	29	and	and	CCONJ
fbem-28360	142	30	compliant	compliant	ADJ
fbem-28360	142	31	,	,	PUNCT
fbem-28360	142	32	and	and	CCONJ
fbem-28360	142	33	maintain	maintain	VERB
fbem-28360	142	34	the	the	DET
fbem-28360	142	35	industry	industry	NOUN
fbem-28360	142	36	reputation	reputation	NOUN
fbem-28360	142	37	and	and	CCONJ
fbem-28360	142	38	market	market	NOUN
fbem-28360	142	39	order	order	NOUN
fbem-28360	142	40	.	.	PUNCT
fbem-28360	143	1	6	6	X
fbem-28360	143	2	.	.	X
fbem-28360	143	3	conclusion	conclusion	VERB
fbem-28360	143	4	the	the	DET
fbem-28360	143	5	application	application	NOUN
fbem-28360	143	6	of	of	ADP
fbem-28360	143	7	blockchain	blockchain	PROPN
fbem-28360	143	8	technology	technology	PROPN
fbem-28360	143	9	in	in	ADP
fbem-28360	143	10	the	the	DET
fbem-28360	143	11	financial	financial	ADJ
fbem-28360	143	12	sector	sector	NOUN
fbem-28360	143	13	is	be	AUX
fbem-28360	143	14	promising	promise	VERB
fbem-28360	143	15	and	and	CCONJ
fbem-28360	143	16	faces	face	VERB
fbem-28360	143	17	regulatory	regulatory	ADJ
fbem-28360	143	18	challenges	challenge	NOUN
fbem-28360	143	19	.	.	PUNCT
fbem-28360	144	1	its	its	PRON
fbem-28360	144	2	application	application	NOUN
fbem-28360	144	3	prospects	prospect	NOUN
fbem-28360	144	4	include	include	VERB
fbem-28360	144	5	:	:	PUNCT
fbem-28360	144	6	improving	improve	VERB
fbem-28360	144	7	efficiency	efficiency	NOUN
fbem-28360	144	8	and	and	CCONJ
fbem-28360	144	9	reducing	reduce	VERB
fbem-28360	144	10	costs	cost	NOUN
fbem-28360	144	11	in	in	ADP
fbem-28360	144	12	payment	payment	NOUN
fbem-28360	144	13	and	and	CCONJ
fbem-28360	144	14	clearing	clearing	NOUN
fbem-28360	144	15	,	,	PUNCT
fbem-28360	144	16	such	such	ADJ
fbem-28360	144	17	as	as	ADP
fbem-28360	144	18	ripple	ripple	ADJ
fbem-28360	144	19	network	network	NOUN
fbem-28360	144	20	and	and	CCONJ
fbem-28360	144	21	other	other	ADJ
fbem-28360	144	22	projects	project	NOUN
fbem-28360	144	23	with	with	ADP
fbem-28360	144	24	remarkable	remarkable	ADJ
fbem-28360	144	25	results	result	NOUN
fbem-28360	144	26	;	;	PUNCT
fbem-28360	144	27	disintermediating	disintermediate	VERB
fbem-28360	144	28	and	and	CCONJ
fbem-28360	144	29	optimising	optimise	VERB
fbem-28360	144	30	the	the	DET
fbem-28360	144	31	process	process	NOUN
fbem-28360	144	32	of	of	ADP
fbem-28360	144	33	securities	security	NOUN
fbem-28360	144	34	trading	trading	NOUN
fbem-28360	144	35	;	;	PUNCT
fbem-28360	144	36	supply	supply	NOUN
fbem-28360	144	37	chain	chain	NOUN
fbem-28360	144	38	finance	finance	NOUN
fbem-28360	144	39	,	,	PUNCT
fbem-28360	144	40	which	which	PRON
fbem-28360	144	41	makes	make	VERB
fbem-28360	144	42	the	the	DET
fbem-28360	144	43	flow	flow	NOUN
fbem-28360	144	44	of	of	ADP
fbem-28360	144	45	funds	fund	NOUN
fbem-28360	144	46	and	and	CCONJ
fbem-28360	144	47	logistics	logistic	NOUN
fbem-28360	144	48	transparent	transparent	ADJ
fbem-28360	144	49	and	and	CCONJ
fbem-28360	144	50	helps	help	VERB
fbem-28360	144	51	smes	sme	NOUN
fbem-28360	144	52	to	to	PART
fbem-28360	144	53	raise	raise	VERB
fbem-28360	144	54	funds	fund	NOUN
fbem-28360	144	55	;	;	PUNCT
fbem-28360	144	56	and	and	CCONJ
fbem-28360	144	57	simplifying	simplify	VERB
fbem-28360	144	58	the	the	DET
fbem-28360	144	59	settlement	settlement	NOUN
fbem-28360	144	60	of	of	ADP
fbem-28360	144	61	claims	claim	NOUN
fbem-28360	144	62	in	in	ADP
fbem-28360	144	63	the	the	DET
fbem-28360	144	64	field	field	NOUN
fbem-28360	144	65	of	of	ADP
fbem-28360	144	66	insurance	insurance	NOUN
fbem-28360	144	67	.	.	PUNCT
fbem-28360	145	1	however	however	ADV
fbem-28360	145	2	,	,	PUNCT
fbem-28360	145	3	the	the	DET
fbem-28360	145	4	regulatory	regulatory	ADJ
fbem-28360	145	5	challenges	challenge	NOUN
fbem-28360	145	6	should	should	AUX
fbem-28360	145	7	not	not	PART
fbem-28360	145	8	be	be	AUX
fbem-28360	145	9	underestimated	underestimate	VERB
fbem-28360	145	10	,	,	PUNCT
fbem-28360	145	11	as	as	SCONJ
fbem-28360	145	12	the	the	DET
fbem-28360	145	13	domestic	domestic	ADJ
fbem-28360	145	14	regulatory	regulatory	ADJ
fbem-28360	145	15	framework	framework	NOUN
fbem-28360	145	16	is	be	AUX
fbem-28360	145	17	unclear	unclear	ADJ
fbem-28360	145	18	and	and	CCONJ
fbem-28360	145	19	international	international	ADJ
fbem-28360	145	20	synergy	synergy	NOUN
fbem-28360	145	21	is	be	AUX
fbem-28360	145	22	missing	missing	ADJ
fbem-28360	145	23	,	,	PUNCT
fbem-28360	145	24	the	the	DET
fbem-28360	145	25	lack	lack	NOUN
fbem-28360	145	26	of	of	ADP
fbem-28360	145	27	universal	universal	ADJ
fbem-28360	145	28	rules	rule	NOUN
fbem-28360	145	29	of	of	ADP
fbem-28360	145	30	technology	technology	NOUN
fbem-28360	145	31	has	have	AUX
fbem-28360	145	32	led	lead	VERB
fbem-28360	145	33	to	to	ADP
fbem-28360	145	34	the	the	DET
fbem-28360	145	35	fragmentation	fragmentation	NOUN
fbem-28360	145	36	of	of	ADP
fbem-28360	145	37	application	application	NOUN
fbem-28360	145	38	scenarios	scenario	NOUN
fbem-28360	145	39	,	,	PUNCT
fbem-28360	145	40	there	there	PRON
fbem-28360	145	41	are	be	VERB
fbem-28360	145	42	contradictions	contradiction	NOUN
fbem-28360	145	43	between	between	ADP
fbem-28360	145	44	customer	customer	NOUN
fbem-28360	145	45	privacy	privacy	NOUN
fbem-28360	145	46	and	and	CCONJ
fbem-28360	145	47	data	datum	NOUN
fbem-28360	145	48	application	application	NOUN
fbem-28360	145	49	,	,	PUNCT
fbem-28360	145	50	and	and	CCONJ
fbem-28360	145	51	the	the	DET
fbem-28360	145	52	application	application	NOUN
fbem-28360	145	53	of	of	ADP
fbem-28360	145	54	commercial	commercial	ADJ
fbem-28360	145	55	banks	bank	NOUN
fbem-28360	145	56	has	have	VERB
fbem-28360	145	57	a	a	DET
fbem-28360	145	58	"	"	PUNCT
fbem-28360	145	59	double	double	ADJ
fbem-28360	145	60	-	-	PUNCT
fbem-28360	145	61	sided	sided	ADJ
fbem-28360	145	62	nature	nature	NOUN
fbem-28360	145	63	"	"	PUNCT
fbem-28360	145	64	.	.	PUNCT
fbem-28360	146	1	in	in	ADP
fbem-28360	146	2	this	this	DET
fbem-28360	146	3	regard	regard	NOUN
fbem-28360	146	4	,	,	PUNCT
fbem-28360	146	5	the	the	DET
fbem-28360	146	6	policy	policy	NOUN
fbem-28360	146	7	and	and	CCONJ
fbem-28360	146	8	regulatory	regulatory	ADJ
fbem-28360	146	9	levels	level	NOUN
fbem-28360	146	10	need	need	VERB
fbem-28360	146	11	to	to	PART
fbem-28360	146	12	strengthen	strengthen	VERB
fbem-28360	146	13	research	research	NOUN
fbem-28360	146	14	and	and	CCONJ
fbem-28360	146	15	tracking	tracking	NOUN
fbem-28360	146	16	and	and	CCONJ
fbem-28360	146	17	international	international	ADJ
fbem-28360	146	18	synergy	synergy	NOUN
fbem-28360	146	19	,	,	PUNCT
fbem-28360	146	20	and	and	CCONJ
fbem-28360	146	21	use	use	VERB
fbem-28360	146	22	regulatory	regulatory	ADJ
fbem-28360	146	23	technology	technology	NOUN
fbem-28360	146	24	to	to	PART
fbem-28360	146	25	regulate	regulate	VERB
fbem-28360	146	26	the	the	DET
fbem-28360	146	27	application	application	NOUN
fbem-28360	146	28	;	;	PUNCT
fbem-28360	146	29	industry	industry	NOUN
fbem-28360	146	30	organisations	organisation	NOUN
fbem-28360	146	31	should	should	AUX
fbem-28360	146	32	build	build	VERB
fbem-28360	146	33	platforms	platform	NOUN
fbem-28360	146	34	,	,	PUNCT
fbem-28360	146	35	formulate	formulate	ADJ
fbem-28360	146	36	standards	standard	NOUN
fbem-28360	146	37	,	,	PUNCT
fbem-28360	146	38	and	and	CCONJ
fbem-28360	146	39	carry	carry	VERB
fbem-28360	146	40	out	out	ADP
fbem-28360	146	41	training	training	NOUN
fbem-28360	146	42	;	;	PUNCT
fbem-28360	146	43	and	and	CCONJ
fbem-28360	146	44	practitioners	practitioner	NOUN
fbem-28360	146	45	should	should	AUX
fbem-28360	146	46	explore	explore	VERB
fbem-28360	146	47	the	the	DET
fbem-28360	146	48	core	core	NOUN
fbem-28360	146	49	technology	technology	NOUN
fbem-28360	146	50	,	,	PUNCT
fbem-28360	146	51	balance	balance	NOUN
fbem-28360	146	52	privacy	privacy	NOUN
fbem-28360	146	53	and	and	CCONJ
fbem-28360	146	54	data	datum	NOUN
fbem-28360	146	55	application	application	NOUN
fbem-28360	146	56	,	,	PUNCT
fbem-28360	146	57	and	and	CCONJ
fbem-28360	146	58	deepen	deepen	VERB
fbem-28360	146	59	the	the	DET
fbem-28360	146	60	application	application	NOUN
fbem-28360	146	61	of	of	ADP
fbem-28360	146	62	scenarios	scenario	NOUN
fbem-28360	146	63	.	.	PUNCT
fbem-28360	147	1	all	all	DET
fbem-28360	147	2	parties	party	NOUN
fbem-28360	147	3	should	should	AUX
fbem-28360	147	4	make	make	VERB
fbem-28360	147	5	concerted	concerted	ADJ
fbem-28360	147	6	efforts	effort	NOUN
fbem-28360	147	7	to	to	PART
fbem-28360	147	8	promote	promote	VERB
fbem-28360	147	9	the	the	DET
fbem-28360	147	10	safe	safe	ADJ
fbem-28360	147	11	,	,	PUNCT
fbem-28360	147	12	stable	stable	ADJ
fbem-28360	147	13	and	and	CCONJ
fbem-28360	147	14	sustainable	sustainable	ADJ
fbem-28360	147	15	development	development	NOUN
fbem-28360	147	16	of	of	ADP
fbem-28360	147	17	blockchain	blockchain	PROPN
fbem-28360	147	18	technology	technology	PROPN
fbem-28360	147	19	in	in	ADP
fbem-28360	147	20	the	the	DET
fbem-28360	147	21	financial	financial	ADJ
fbem-28360	147	22	sector	sector	NOUN
fbem-28360	147	23	.	.	PUNCT
fbem-28360	148	1	references	reference	NOUN
fbem-28360	148	2	[	[	X
fbem-28360	148	3	1	1	NUM
fbem-28360	148	4	]	]	X
fbem-28360	148	5	irina	irina	PROPN
fbem-28360	148	6	m	m	PROPN
fbem-28360	148	7	,	,	PUNCT
fbem-28360	148	8	kirill	kirill	PROPN
fbem-28360	148	9	k.	k.	PROPN
fbem-28360	148	10	management	management	PROPN
fbem-28360	148	11	in	in	ADP
fbem-28360	148	12	the	the	DET
fbem-28360	148	13	field	field	NOUN
fbem-28360	148	14	of	of	ADP
fbem-28360	148	15	decentralized	decentralize	VERB
fbem-28360	148	16	finance	finance	NOUN
fbem-28360	148	17	based	base	VERB
fbem-28360	148	18	on	on	ADP
fbem-28360	148	19	blockchain	blockchain	PROPN
fbem-28360	148	20	technologies	technology	NOUN
fbem-28360	149	1	[	[	X
fbem-28360	149	2	j	j	X
fbem-28360	149	3	]	]	X
fbem-28360	149	4	.	.	PUNCT
fbem-28360	150	1	st	st	PROPN
fbem-28360	150	2	petersburg	petersburg	PROPN
fbem-28360	150	3	university	university	PROPN
fbem-28360	150	4	journal	journal	NOUN
fbem-28360	150	5	of	of	ADP
fbem-28360	150	6	economic	economic	ADJ
fbem-28360	150	7	studies	study	NOUN
fbem-28360	150	8	,	,	PUNCT
fbem-28360	150	9	2024	2024	NUM
fbem-28360	150	10	,	,	PUNCT
fbem-28360	150	11	40(3):416	40(3):416	NUM
fbem-28360	150	12	-	-	NOUN
fbem-28360	150	13	432	432	NUM
fbem-28360	150	14	.	.	PUNCT
fbem-28360	151	1	[	[	X
fbem-28360	151	2	2	2	X
fbem-28360	151	3	]	]	PUNCT
fbem-28360	151	4	xuanshu	xuanshu	PROPN
fbem-28360	151	5	f.	f.	PROPN
fbem-28360	151	6	application	application	PROPN
fbem-28360	151	7	of	of	ADP
fbem-28360	151	8	real	real	ADJ
fbem-28360	151	9	-	-	PUNCT
fbem-28360	151	10	time	time	NOUN
fbem-28360	151	11	data	data	NOUN
fbem-28360	151	12	processing	processing	NOUN
fbem-28360	151	13	system	system	NOUN
fbem-28360	151	14	of	of	ADP
fbem-28360	151	15	internet	internet	NOUN
fbem-28360	151	16	of	of	ADP
fbem-28360	151	17	things	thing	NOUN
fbem-28360	151	18	based	base	VERB
fbem-28360	151	19	on	on	ADP
fbem-28360	151	20	blockchain	blockchain	PROPN
fbem-28360	151	21	technology	technology	PROPN
fbem-28360	151	22	in	in	ADP
fbem-28360	151	23	the	the	DET
fbem-28360	151	24	financial	financial	ADJ
fbem-28360	151	25	field	field	NOUN
fbem-28360	151	26	of	of	ADP
fbem-28360	151	27	yangtze	yangtze	PROPN
fbem-28360	151	28	river	river	PROPN
fbem-28360	151	29	delta	delta	PROPN
fbem-28360	151	30	urban	urban	ADJ
fbem-28360	151	31	agglomeration	agglomeration	NOUN
fbem-28360	151	32	[	[	X
fbem-28360	151	33	j	j	X
fbem-28360	151	34	]	]	X
fbem-28360	151	35	.	.	PUNCT
fbem-28360	151	36	soft	soft	ADJ
fbem-28360	151	37	computing	computing	NOUN
fbem-28360	151	38	,	,	PUNCT
fbem-28360	151	39	2023	2023	NUM
fbem-28360	151	40	,	,	PUNCT
fbem-28360	151	41	27(14):10121	27(14):10121	NUM
fbem-28360	151	42	-	-	SYM
fbem-28360	151	43	10131	10131	NUM
fbem-28360	151	44	.	.	PUNCT
fbem-28360	152	1	[	[	X
fbem-28360	152	2	3	3	X
fbem-28360	152	3	]	]	PUNCT
fbem-28360	152	4	rashikala	rashikala	PROPN
fbem-28360	152	5	w	w	PROPN
fbem-28360	152	6	,	,	PUNCT
fbem-28360	152	7	j.	j.	PROPN
fbem-28360	152	8	s	s	PROPN
fbem-28360	152	9	m	m	PROPN
fbem-28360	152	10	,	,	PUNCT
fbem-28360	152	11	xuefeng	xuefeng	PROPN
fbem-28360	152	12	s.	s.	PROPN
fbem-28360	152	13	emerging	emerge	VERB
fbem-28360	152	14	advances	advance	NOUN
fbem-28360	152	15	of	of	ADP
fbem-28360	152	16	blockchain	blockchain	PROPN
fbem-28360	152	17	technology	technology	PROPN
fbem-28360	152	18	in	in	ADP
fbem-28360	152	19	finance	finance	NOUN
fbem-28360	152	20	:	:	PUNCT
fbem-28360	152	21	a	a	DET
fbem-28360	152	22	content	content	NOUN
fbem-28360	152	23	analysis	analysis	NOUN
fbem-28360	152	24	[	[	X
fbem-28360	152	25	j	j	X
fbem-28360	152	26	]	]	X
fbem-28360	152	27	.	.	PUNCT
fbem-28360	153	1	personal	personal	ADJ
fbem-28360	153	2	and	and	CCONJ
fbem-28360	153	3	ubiquitous	ubiquitous	ADJ
fbem-28360	153	4	computing	computing	NOUN
fbem-28360	153	5	,	,	PUNCT
fbem-28360	153	6	2023	2023	NUM
fbem-28360	153	7	,	,	PUNCT
fbem-28360	153	8	27(4):1495	27(4):1495	NUM
fbem-28360	153	9	-	-	SYM
fbem-28360	153	10	1508	1508	NUM
fbem-28360	153	11	.	.	PUNCT
fbem-28360	154	1	[	[	X
fbem-28360	154	2	4	4	X
fbem-28360	154	3	]	]	X
fbem-28360	154	4	rachana	rachana	PROPN
fbem-28360	154	5	j	j	PROPN
fbem-28360	154	6	,	,	PUNCT
fbem-28360	154	7	shashank	shashank	PROPN
fbem-28360	154	8	g	g	PROPN
fbem-28360	154	9	,	,	PUNCT
fbem-28360	154	10	kumar	kumar	PROPN
fbem-28360	154	11	a	a	DET
fbem-28360	154	12	t.	t.	PROPN
fbem-28360	154	13	delineation	delineation	NOUN
fbem-28360	154	14	of	of	ADP
fbem-28360	154	15	blockchain	blockchain	PROPN
fbem-28360	154	16	technology	technology	PROPN
fbem-28360	154	17	in	in	ADP
fbem-28360	154	18	finance	finance	NOUN
fbem-28360	154	19	:	:	PUNCT
fbem-28360	154	20	a	a	DET
fbem-28360	154	21	scientometric	scientometric	ADJ
fbem-28360	154	22	view	view	NOUN
fbem-28360	155	1	[	[	X
fbem-28360	155	2	j	j	X
fbem-28360	155	3	]	]	X
fbem-28360	155	4	.	.	PUNCT
fbem-28360	156	1	annals	annal	NOUN
fbem-28360	156	2	of	of	ADP
fbem-28360	156	3	financial	financial	ADJ
fbem-28360	156	4	economics	economic	NOUN
fbem-28360	156	5	,	,	PUNCT
fbem-28360	156	6	2022	2022	NUM
fbem-28360	156	7	,	,	PUNCT
fbem-28360	156	8	17(04	17(04	NUM
fbem-28360	156	9	):	):	PUNCT
fbem-28360	156	10	300	300	NUM
fbem-28360	156	11	[	[	X
fbem-28360	156	12	5	5	NUM
fbem-28360	156	13	]	]	PUNCT
fbem-28360	156	14	weixuan	weixuan	NOUN
fbem-28360	156	15	z.	z.	PROPN
fbem-28360	157	1	the	the	DET
fbem-28360	157	2	current	current	ADJ
fbem-28360	157	3	situation	situation	NOUN
fbem-28360	157	4	and	and	CCONJ
fbem-28360	157	5	trend	trend	NOUN
fbem-28360	157	6	of	of	ADP
fbem-28360	157	7	blockchain	blockchain	PROPN
fbem-28360	157	8	technology	technology	PROPN
fbem-28360	157	9	in	in	ADP
fbem-28360	157	10	the	the	DET
fbem-28360	157	11	financial	financial	ADJ
fbem-28360	157	12	field	field	NOUN
fbem-28360	158	1	[	[	X
fbem-28360	158	2	j	j	X
fbem-28360	158	3	]	]	X
fbem-28360	158	4	.	.	PUNCT
fbem-28360	159	1	mobile	mobile	ADJ
fbem-28360	159	2	information	information	NOUN
fbem-28360	159	3	systems	system	NOUN
fbem-28360	159	4	,	,	PUNCT
fbem-28360	159	5	2022	2022	NUM
fbem-28360	159	6	,	,	PUNCT
fbem-28360	159	7	2022	2022	NUM
fbem-28360	160	1	[	[	X
fbem-28360	160	2	6	6	NUM
fbem-28360	160	3	]	]	PUNCT
fbem-28360	160	4	kim	kim	PROPN
fbem-28360	160	5	h	h	PROPN
fbem-28360	160	6	k	k	PROPN
fbem-28360	160	7	,	,	PUNCT
fbem-28360	160	8	kim	kim	PROPN
fbem-28360	160	9	s	s	PART
fbem-28360	160	10	j.	j.	PROPN
fbem-28360	160	11	the	the	DET
fbem-28360	160	12	effect	effect	NOUN
fbem-28360	160	13	of	of	ADP
fbem-28360	160	14	blockchain	blockchain	PROPN
fbem-28360	160	15	technology	technology	PROPN
fbem-28360	160	16	recognition	recognition	NOUN
fbem-28360	160	17	and	and	CCONJ
fbem-28360	160	18	experience	experience	NOUN
fbem-28360	160	19	on	on	ADP
fbem-28360	160	20	organizational	organizational	ADJ
fbem-28360	160	21	innovation	innovation	NOUN
fbem-28360	160	22	of	of	ADP
fbem-28360	160	23	financial	financial	ADJ
fbem-28360	160	24	institutions	institution	NOUN
fbem-28360	160	25	focusing	focus	VERB
fbem-28360	160	26	on	on	ADP
fbem-28360	160	27	the	the	DET
fbem-28360	160	28	first	first	ADJ
fbem-28360	160	29	financial	financial	ADJ
fbem-28360	160	30	sector	sector	NOUN
fbem-28360	160	31	in	in	ADP
fbem-28360	160	32	seoul	seoul	PROPN
fbem-28360	160	33	[	[	X
fbem-28360	160	34	j].the	j].the	DET
fbem-28360	160	35	e	e	NOUN
fbem-28360	160	36	-	-	NOUN
fbem-28360	160	37	business	business	ADJ
fbem-28360	160	38	studies	study	NOUN
fbem-28360	160	39	,	,	PUNCT
fbem-28360	160	40	2020	2020	NUM
fbem-28360	160	41	,	,	PUNCT
fbem-28360	160	42	21(3):61	21(3):61	NUM
fbem-28360	160	43	-	-	SYM
fbem-28360	160	44	76	76	NUM
fbem-28360	160	45	.	.	PUNCT
fbem-28360	161	1	[	[	X
fbem-28360	161	2	7	7	X
fbem-28360	161	3	]	]	X
fbem-28360	161	4	s.	s.	PROPN
fbem-28360	161	5	v	v	PROPN
fbem-28360	161	6	k	k	PROPN
fbem-28360	161	7	,	,	PUNCT
fbem-28360	161	8	s.	s.	PROPN
fbem-28360	161	9	k	k	PROPN
fbem-28360	161	10	b.the	b.the	DET
fbem-28360	161	11	impact	impact	NOUN
fbem-28360	161	12	of	of	ADP
fbem-28360	161	13	blockchain	blockchain	PROPN
fbem-28360	161	14	technology	technology	PROPN
fbem-28360	161	15	on	on	ADP
fbem-28360	161	16	the	the	DET
fbem-28360	161	17	financial	financial	ADJ
fbem-28360	161	18	sector	sector	NOUN
fbem-28360	161	19	:	:	PUNCT
fbem-28360	161	20	current	current	ADJ
fbem-28360	161	21	status	status	NOUN
fbem-28360	161	22	and	and	CCONJ
fbem-28360	161	23	scopes	scope	NOUN
fbem-28360	161	24	of	of	ADP
fbem-28360	161	25	application	application	NOUN
fbem-28360	161	26	[	[	X
fbem-28360	161	27	j	j	X
fbem-28360	161	28	]	]	X
fbem-28360	161	29	.	.	PUNCT
fbem-28360	162	1	scientific	scientific	ADJ
fbem-28360	162	2	bulletin	bulletin	NOUN
fbem-28360	162	3	of	of	ADP
fbem-28360	162	4	the	the	DET
fbem-28360	162	5	southern	southern	PROPN
fbem-28360	162	6	institute	institute	PROPN
fbem-28360	162	7	of	of	ADP
fbem-28360	162	8	management	management	NOUN
fbem-28360	162	9	,	,	PUNCT
fbem-28360	162	10	2020	2020	NUM
fbem-28360	162	11	,	,	PUNCT
fbem-28360	162	12	(	(	PUNCT
fbem-28360	162	13	4):84	4):84	NUM
fbem-28360	162	14	-	-	SYM
fbem-28360	162	15	90	90	NUM
fbem-28360	162	16	.	.	PUNCT
