id	sid	tid	token	lemma	pos
fbem-29698	1	1	frontiers	frontier	NOUN
fbem-29698	1	2	in	in	ADP
fbem-29698	1	3	business	business	NOUN
fbem-29698	1	4	,	,	PUNCT
fbem-29698	1	5	economics	economic	NOUN
fbem-29698	1	6	and	and	CCONJ
fbem-29698	1	7	management	management	NOUN
fbem-29698	1	8	issn	issn	PROPN
fbem-29698	1	9	:	:	PUNCT
fbem-29698	1	10	2766	2766	NUM
fbem-29698	1	11	-	-	PUNCT
fbem-29698	1	12	824x	824x	NUM
fbem-29698	1	13	|	|	ADJ
fbem-29698	1	14	vol	vol	NOUN
fbem-29698	1	15	.	.	PROPN
fbem-29698	1	16	18	18	NUM
fbem-29698	1	17	,	,	PUNCT
fbem-29698	1	18	no	no	INTJ
fbem-29698	1	19	.	.	NOUN
fbem-29698	1	20	2	2	NUM
fbem-29698	1	21	,	,	PUNCT
fbem-29698	1	22	2025	2025	NUM
fbem-29698	1	23	144	144	NUM
fbem-29698	1	24	the	the	DET
fbem-29698	1	25	exploration	exploration	NOUN
fbem-29698	1	26	path	path	NOUN
fbem-29698	1	27	of	of	ADP
fbem-29698	1	28	the	the	DET
fbem-29698	1	29	insurance	insurance	NOUN
fbem-29698	1	30	model	model	NOUN
fbem-29698	1	31	for	for	ADP
fbem-29698	1	32	"	"	PUNCT
fbem-29698	1	33	specialized	specialized	ADJ
fbem-29698	1	34	,	,	PUNCT
fbem-29698	1	35	refined	refined	ADJ
fbem-29698	1	36	,	,	PUNCT
fbem-29698	1	37	peculiar	peculiar	ADJ
fbem-29698	1	38	,	,	PUNCT
fbem-29698	1	39	and	and	CCONJ
fbem-29698	1	40	innovative	innovative	ADJ
fbem-29698	1	41	"	"	PUNCT
fbem-29698	1	42	enterprises	enterprise	NOUN
fbem-29698	1	43	chen	chen	PROPN
fbem-29698	2	1	he	he	PRON
fbem-29698	2	2	,	,	PUNCT
fbem-29698	2	3	yanshan	yanshan	ADP
fbem-29698	2	4	jin	jin	PROPN
fbem-29698	2	5	faculty	faculty	NOUN
fbem-29698	2	6	of	of	ADP
fbem-29698	2	7	finance	finance	NOUN
fbem-29698	2	8	,	,	PUNCT
fbem-29698	2	9	jiangxi	jiangxi	PROPN
fbem-29698	2	10	university	university	PROPN
fbem-29698	2	11	of	of	ADP
fbem-29698	2	12	finance	finance	NOUN
fbem-29698	2	13	and	and	CCONJ
fbem-29698	2	14	economics	economic	NOUN
fbem-29698	2	15	,	,	PUNCT
fbem-29698	2	16	china	china	PROPN
fbem-29698	2	17	abstract	abstract	NOUN
fbem-29698	2	18	:	:	PUNCT
fbem-29698	2	19	under	under	ADP
fbem-29698	2	20	the	the	DET
fbem-29698	2	21	guidance	guidance	NOUN
fbem-29698	2	22	of	of	ADP
fbem-29698	2	23	the	the	DET
fbem-29698	2	24	strategy	strategy	NOUN
fbem-29698	2	25	of	of	ADP
fbem-29698	2	26	strengthening	strengthen	VERB
fbem-29698	2	27	the	the	DET
fbem-29698	2	28	country	country	NOUN
fbem-29698	2	29	through	through	ADP
fbem-29698	2	30	science	science	NOUN
fbem-29698	2	31	and	and	CCONJ
fbem-29698	2	32	technology	technology	NOUN
fbem-29698	2	33	,	,	PUNCT
fbem-29698	2	34	the	the	DET
fbem-29698	2	35	country	country	NOUN
fbem-29698	2	36	has	have	AUX
fbem-29698	2	37	increased	increase	VERB
fbem-29698	2	38	its	its	PRON
fbem-29698	2	39	support	support	NOUN
fbem-29698	2	40	for	for	ADP
fbem-29698	2	41	"	"	PUNCT
fbem-29698	2	42	specialized	specialized	ADJ
fbem-29698	2	43	,	,	PUNCT
fbem-29698	2	44	refined	refined	ADJ
fbem-29698	2	45	,	,	PUNCT
fbem-29698	2	46	peculiar	peculiar	ADJ
fbem-29698	2	47	,	,	PUNCT
fbem-29698	2	48	and	and	CCONJ
fbem-29698	2	49	innovative	innovative	ADJ
fbem-29698	2	50	"	"	PUNCT
fbem-29698	2	51	enterprises	enterprise	NOUN
fbem-29698	2	52	and	and	CCONJ
fbem-29698	2	53	promoted	promote	VERB
fbem-29698	2	54	them	they	PRON
fbem-29698	2	55	to	to	PART
fbem-29698	2	56	become	become	VERB
fbem-29698	2	57	an	an	DET
fbem-29698	2	58	important	important	ADJ
fbem-29698	2	59	force	force	NOUN
fbem-29698	2	60	in	in	ADP
fbem-29698	2	61	enhancing	enhance	VERB
fbem-29698	2	62	the	the	DET
fbem-29698	2	63	country	country	NOUN
fbem-29698	2	64	's	's	PART
fbem-29698	2	65	innovation	innovation	NOUN
fbem-29698	2	66	capabilities	capability	NOUN
fbem-29698	2	67	.	.	PUNCT
fbem-29698	3	1	the	the	DET
fbem-29698	3	2	insurance	insurance	NOUN
fbem-29698	3	3	industry	industry	NOUN
fbem-29698	3	4	has	have	AUX
fbem-29698	3	5	responded	respond	VERB
fbem-29698	3	6	to	to	ADP
fbem-29698	3	7	the	the	DET
fbem-29698	3	8	national	national	ADJ
fbem-29698	3	9	strategy	strategy	NOUN
fbem-29698	3	10	and	and	CCONJ
fbem-29698	3	11	explored	explore	VERB
fbem-29698	3	12	suitable	suitable	ADJ
fbem-29698	3	13	insurance	insurance	NOUN
fbem-29698	3	14	innovation	innovation	NOUN
fbem-29698	3	15	models	model	NOUN
fbem-29698	3	16	around	around	ADP
fbem-29698	3	17	the	the	DET
fbem-29698	3	18	risk	risk	NOUN
fbem-29698	3	19	protection	protection	NOUN
fbem-29698	3	20	needs	need	NOUN
fbem-29698	3	21	of	of	ADP
fbem-29698	3	22	"	"	PUNCT
fbem-29698	3	23	specialized	specialized	ADJ
fbem-29698	3	24	,	,	PUNCT
fbem-29698	3	25	refined	refined	ADJ
fbem-29698	3	26	,	,	PUNCT
fbem-29698	3	27	peculiar	peculiar	ADJ
fbem-29698	3	28	,	,	PUNCT
fbem-29698	3	29	and	and	CCONJ
fbem-29698	3	30	innovative	innovative	ADJ
fbem-29698	3	31	"	"	PUNCT
fbem-29698	3	32	enterprises	enterprise	NOUN
fbem-29698	3	33	.	.	PUNCT
fbem-29698	4	1	the	the	DET
fbem-29698	4	2	"	"	PUNCT
fbem-29698	4	3	traditional	traditional	ADJ
fbem-29698	4	4	insurance	insurance	NOUN
fbem-29698	4	5	+	+	CCONJ
fbem-29698	4	6	policy	policy	NOUN
fbem-29698	4	7	insurance	insurance	NOUN
fbem-29698	4	8	+	+	CCONJ
fbem-29698	4	9	innovative	innovative	ADJ
fbem-29698	4	10	insurance	insurance	NOUN
fbem-29698	4	11	"	"	PUNCT
fbem-29698	4	12	model	model	NOUN
fbem-29698	4	13	has	have	AUX
fbem-29698	4	14	initially	initially	ADV
fbem-29698	4	15	taken	take	VERB
fbem-29698	4	16	shape	shape	NOUN
fbem-29698	4	17	and	and	CCONJ
fbem-29698	4	18	played	play	VERB
fbem-29698	4	19	a	a	DET
fbem-29698	4	20	certain	certain	ADJ
fbem-29698	4	21	role	role	NOUN
fbem-29698	4	22	in	in	ADP
fbem-29698	4	23	risk	risk	NOUN
fbem-29698	4	24	protection	protection	NOUN
fbem-29698	4	25	.	.	PUNCT
fbem-29698	5	1	however	however	ADV
fbem-29698	5	2	,	,	PUNCT
fbem-29698	5	3	has	have	AUX
fbem-29698	5	4	this	this	DET
fbem-29698	5	5	model	model	NOUN
fbem-29698	5	6	fully	fully	ADV
fbem-29698	5	7	exerted	exert	VERB
fbem-29698	5	8	its	its	PRON
fbem-29698	5	9	expected	expect	VERB
fbem-29698	5	10	effects	effect	NOUN
fbem-29698	5	11	in	in	ADP
fbem-29698	5	12	actual	actual	ADJ
fbem-29698	5	13	operation	operation	NOUN
fbem-29698	5	14	?	?	PUNCT
fbem-29698	6	1	what	what	DET
fbem-29698	6	2	challenges	challenge	NOUN
fbem-29698	6	3	and	and	CCONJ
fbem-29698	6	4	obstacles	obstacle	NOUN
fbem-29698	6	5	does	do	AUX
fbem-29698	6	6	it	it	PRON
fbem-29698	6	7	face	face	VERB
fbem-29698	6	8	?	?	PUNCT
fbem-29698	7	1	how	how	SCONJ
fbem-29698	7	2	should	should	AUX
fbem-29698	7	3	it	it	PRON
fbem-29698	7	4	be	be	AUX
fbem-29698	7	5	optimized	optimize	VERB
fbem-29698	7	6	and	and	CCONJ
fbem-29698	7	7	improved	improve	VERB
fbem-29698	7	8	in	in	ADP
fbem-29698	7	9	the	the	DET
fbem-29698	7	10	future	future	NOUN
fbem-29698	7	11	?	?	PUNCT
fbem-29698	8	1	this	this	DET
fbem-29698	8	2	article	article	NOUN
fbem-29698	8	3	focuses	focus	VERB
fbem-29698	8	4	on	on	ADP
fbem-29698	8	5	the	the	DET
fbem-29698	8	6	exploration	exploration	NOUN
fbem-29698	8	7	process	process	NOUN
fbem-29698	8	8	of	of	ADP
fbem-29698	8	9	this	this	DET
fbem-29698	8	10	insurance	insurance	NOUN
fbem-29698	8	11	model	model	NOUN
fbem-29698	8	12	,	,	PUNCT
fbem-29698	8	13	reviews	review	VERB
fbem-29698	8	14	the	the	DET
fbem-29698	8	15	background	background	NOUN
fbem-29698	8	16	and	and	CCONJ
fbem-29698	8	17	practical	practical	ADJ
fbem-29698	8	18	process	process	NOUN
fbem-29698	8	19	of	of	ADP
fbem-29698	8	20	development	development	NOUN
fbem-29698	8	21	policies	policy	NOUN
fbem-29698	8	22	,	,	PUNCT
fbem-29698	8	23	and	and	CCONJ
fbem-29698	8	24	analyzes	analyze	VERB
fbem-29698	8	25	the	the	DET
fbem-29698	8	26	key	key	ADJ
fbem-29698	8	27	links	link	NOUN
fbem-29698	8	28	in	in	ADP
fbem-29698	8	29	actual	actual	ADJ
fbem-29698	8	30	operation	operation	NOUN
fbem-29698	8	31	to	to	PART
fbem-29698	8	32	provide	provide	VERB
fbem-29698	8	33	reference	reference	NOUN
fbem-29698	8	34	for	for	ADP
fbem-29698	8	35	its	its	PRON
fbem-29698	8	36	continuous	continuous	ADJ
fbem-29698	8	37	optimization	optimization	NOUN
fbem-29698	8	38	and	and	CCONJ
fbem-29698	8	39	innovative	innovative	ADJ
fbem-29698	8	40	development	development	NOUN
fbem-29698	8	41	.	.	PUNCT
fbem-29698	9	1	keywords	keyword	NOUN
fbem-29698	9	2	:	:	PUNCT
fbem-29698	9	3	great	great	ADJ
fbem-29698	9	4	power	power	NOUN
fbem-29698	9	5	in	in	ADP
fbem-29698	9	6	science	science	NOUN
fbem-29698	9	7	and	and	CCONJ
fbem-29698	9	8	technology	technology	NOUN
fbem-29698	9	9	;	;	PUNCT
fbem-29698	9	10	insurance	insurance	NOUN
fbem-29698	9	11	models	model	NOUN
fbem-29698	9	12	tailored	tailor	VERB
fbem-29698	9	13	for	for	ADP
fbem-29698	9	14	“	"	PUNCT
fbem-29698	9	15	specialized	specialized	ADJ
fbem-29698	9	16	,	,	PUNCT
fbem-29698	9	17	refined	refined	ADJ
fbem-29698	9	18	,	,	PUNCT
fbem-29698	9	19	distinctive	distinctive	ADJ
fbem-29698	9	20	,	,	PUNCT
fbem-29698	9	21	and	and	CCONJ
fbem-29698	9	22	innovative	innovative	ADJ
fbem-29698	9	23	”	"	PUNCT
fbem-29698	9	24	enterprises	enterprise	NOUN
fbem-29698	9	25	;	;	PUNCT
fbem-29698	9	26	trilemma	trilemma	NOUN
fbem-29698	9	27	.	.	PUNCT
fbem-29698	10	1	1	1	NUM
fbem-29698	10	2	.	.	X
fbem-29698	10	3	introduction	introduction	NOUN
fbem-29698	10	4	since	since	SCONJ
fbem-29698	10	5	2019	2019	NUM
fbem-29698	10	6	,	,	PUNCT
fbem-29698	10	7	the	the	DET
fbem-29698	10	8	selection	selection	NOUN
fbem-29698	10	9	of	of	ADP
fbem-29698	10	10	national	national	ADJ
fbem-29698	10	11	level	level	NOUN
fbem-29698	10	12	"	"	PUNCT
fbem-29698	10	13	little	little	ADJ
fbem-29698	10	14	giant	giant	ADJ
fbem-29698	10	15	"	"	PUNCT
fbem-29698	10	16	enterprises	enterprise	NOUN
fbem-29698	10	17	specializing	specialize	VERB
fbem-29698	10	18	in	in	ADP
fbem-29698	10	19	sophisticated	sophisticated	ADJ
fbem-29698	10	20	,	,	PUNCT
fbem-29698	10	21	distinctive	distinctive	ADJ
fbem-29698	10	22	,	,	PUNCT
fbem-29698	10	23	and	and	CCONJ
fbem-29698	10	24	innovative	innovative	ADJ
fbem-29698	10	25	products	product	NOUN
fbem-29698	10	26	has	have	AUX
fbem-29698	10	27	officially	officially	ADV
fbem-29698	10	28	kicked	kick	VERB
fbem-29698	10	29	off	off	ADP
fbem-29698	10	30	.	.	PUNCT
fbem-29698	11	1	from	from	ADP
fbem-29698	11	2	the	the	DET
fbem-29698	11	3	proposal	proposal	NOUN
fbem-29698	11	4	of	of	ADP
fbem-29698	11	5	the	the	DET
fbem-29698	11	6	concept	concept	NOUN
fbem-29698	11	7	of	of	ADP
fbem-29698	11	8	"	"	PUNCT
fbem-29698	11	9	specialized	specialized	ADJ
fbem-29698	11	10	,	,	PUNCT
fbem-29698	11	11	refined	refined	ADJ
fbem-29698	11	12	,	,	PUNCT
fbem-29698	11	13	distinctive	distinctive	ADJ
fbem-29698	11	14	,	,	PUNCT
fbem-29698	11	15	and	and	CCONJ
fbem-29698	11	16	innovative	innovative	ADJ
fbem-29698	11	17	"	"	PUNCT
fbem-29698	11	18	to	to	ADP
fbem-29698	11	19	the	the	DET
fbem-29698	11	20	acceleration	acceleration	NOUN
fbem-29698	11	21	of	of	ADP
fbem-29698	11	22	cultivating	cultivate	VERB
fbem-29698	11	23	such	such	ADJ
fbem-29698	11	24	enterprises	enterprise	NOUN
fbem-29698	11	25	,	,	PUNCT
fbem-29698	11	26	"	"	PUNCT
fbem-29698	11	27	specialized	specialized	ADJ
fbem-29698	11	28	,	,	PUNCT
fbem-29698	11	29	refined	refined	ADJ
fbem-29698	11	30	,	,	PUNCT
fbem-29698	11	31	distinctive	distinctive	ADJ
fbem-29698	11	32	,	,	PUNCT
fbem-29698	11	33	and	and	CCONJ
fbem-29698	11	34	innovative	innovative	ADJ
fbem-29698	11	35	"	"	PUNCT
fbem-29698	11	36	enterprises	enterprise	NOUN
fbem-29698	11	37	in	in	ADP
fbem-29698	11	38	china	china	PROPN
fbem-29698	11	39	have	have	AUX
fbem-29698	11	40	gone	go	VERB
fbem-29698	11	41	through	through	ADP
fbem-29698	11	42	a	a	DET
fbem-29698	11	43	journey	journey	NOUN
fbem-29698	11	44	of	of	ADP
fbem-29698	11	45	more	more	ADJ
fbem-29698	11	46	than	than	ADP
fbem-29698	11	47	a	a	DET
fbem-29698	11	48	decade[1	decade[1	NOUN
fbem-29698	11	49	]	]	PUNCT
fbem-29698	11	50	.	.	PUNCT
fbem-29698	12	1	eventually	eventually	ADV
fbem-29698	12	2	,	,	PUNCT
fbem-29698	12	3	these	these	DET
fbem-29698	12	4	enterprises	enterprise	NOUN
fbem-29698	12	5	have	have	AUX
fbem-29698	12	6	come	come	VERB
fbem-29698	12	7	to	to	ADP
fbem-29698	12	8	the	the	DET
fbem-29698	12	9	fore	fore	NOUN
fbem-29698	12	10	.	.	PUNCT
fbem-29698	13	1	more	more	ADJ
fbem-29698	13	2	than	than	ADP
fbem-29698	13	3	200	200	NUM
fbem-29698	13	4	enterprises	enterprise	NOUN
fbem-29698	13	5	in	in	ADP
fbem-29698	13	6	the	the	DET
fbem-29698	13	7	first	first	ADJ
fbem-29698	13	8	batch	batch	NOUN
fbem-29698	13	9	successfully	successfully	ADV
fbem-29698	13	10	entered	enter	VERB
fbem-29698	13	11	the	the	DET
fbem-29698	13	12	list	list	NOUN
fbem-29698	13	13	by	by	ADP
fbem-29698	13	14	virtue	virtue	NOUN
fbem-29698	13	15	of	of	ADP
fbem-29698	13	16	their	their	PRON
fbem-29698	13	17	remarkable	remarkable	ADJ
fbem-29698	13	18	advantages	advantage	NOUN
fbem-29698	13	19	in	in	ADP
fbem-29698	13	20	specialization	specialization	NOUN
fbem-29698	13	21	,	,	PUNCT
fbem-29698	13	22	refinement	refinement	NOUN
fbem-29698	13	23	,	,	PUNCT
fbem-29698	13	24	distinctiveness	distinctiveness	NOUN
fbem-29698	13	25	,	,	PUNCT
fbem-29698	13	26	and	and	CCONJ
fbem-29698	13	27	innovation	innovation	NOUN
fbem-29698	13	28	.	.	PUNCT
fbem-29698	14	1	shouldering	shoulder	VERB
fbem-29698	14	2	the	the	DET
fbem-29698	14	3	glorious	glorious	ADJ
fbem-29698	14	4	mission	mission	NOUN
fbem-29698	14	5	of	of	ADP
fbem-29698	14	6	"	"	PUNCT
fbem-29698	14	7	specialization	specialization	NOUN
fbem-29698	14	8	,	,	PUNCT
fbem-29698	14	9	refinement	refinement	NOUN
fbem-29698	14	10	,	,	PUNCT
fbem-29698	14	11	distinctiveness	distinctiveness	NOUN
fbem-29698	14	12	,	,	PUNCT
fbem-29698	14	13	and	and	CCONJ
fbem-29698	14	14	innovation	innovation	NOUN
fbem-29698	14	15	"	"	PUNCT
fbem-29698	14	16	,	,	PUNCT
fbem-29698	14	17	they	they	PRON
fbem-29698	14	18	have	have	AUX
fbem-29698	14	19	been	be	AUX
fbem-29698	14	20	continuously	continuously	ADV
fbem-29698	14	21	contributing	contribute	VERB
fbem-29698	14	22	to	to	ADP
fbem-29698	14	23	the	the	DET
fbem-29698	14	24	strategy	strategy	NOUN
fbem-29698	14	25	of	of	ADP
fbem-29698	14	26	building	build	VERB
fbem-29698	14	27	a	a	DET
fbem-29698	14	28	strong	strong	ADJ
fbem-29698	14	29	scientific	scientific	ADJ
fbem-29698	14	30	and	and	CCONJ
fbem-29698	14	31	technological	technological	ADJ
fbem-29698	14	32	country	country	NOUN
fbem-29698	14	33	.	.	PUNCT
fbem-29698	15	1	during	during	ADP
fbem-29698	15	2	the	the	DET
fbem-29698	15	3	same	same	ADJ
fbem-29698	15	4	period	period	NOUN
fbem-29698	15	5	,	,	PUNCT
fbem-29698	15	6	a	a	DET
fbem-29698	15	7	series	series	NOUN
fbem-29698	15	8	of	of	ADP
fbem-29698	15	9	supporting	support	VERB
fbem-29698	15	10	policies	policy	NOUN
fbem-29698	15	11	were	be	AUX
fbem-29698	15	12	introduced	introduce	VERB
fbem-29698	15	13	one	one	NUM
fbem-29698	15	14	after	after	ADP
fbem-29698	15	15	another	another	PRON
fbem-29698	15	16	.	.	PUNCT
fbem-29698	16	1	"	"	PUNCT
fbem-29698	16	2	specialized	specialized	ADJ
fbem-29698	16	3	,	,	PUNCT
fbem-29698	16	4	refined	refined	ADJ
fbem-29698	16	5	,	,	PUNCT
fbem-29698	16	6	distinctive	distinctive	ADJ
fbem-29698	16	7	,	,	PUNCT
fbem-29698	16	8	and	and	CCONJ
fbem-29698	16	9	innovative	innovative	ADJ
fbem-29698	16	10	"	"	PUNCT
fbem-29698	16	11	enterprises	enterprise	NOUN
fbem-29698	16	12	became	become	VERB
fbem-29698	16	13	the	the	DET
fbem-29698	16	14	focus	focus	NOUN
fbem-29698	16	15	of	of	ADP
fbem-29698	16	16	society	society	NOUN
fbem-29698	16	17	,	,	PUNCT
fbem-29698	16	18	frequently	frequently	ADV
fbem-29698	16	19	appeared	appear	VERB
fbem-29698	16	20	in	in	ADP
fbem-29698	16	21	policy	policy	NOUN
fbem-29698	16	22	documents	document	NOUN
fbem-29698	16	23	,	,	PUNCT
fbem-29698	16	24	triggered	trigger	VERB
fbem-29698	16	25	discussions	discussion	NOUN
fbem-29698	16	26	from	from	ADP
fbem-29698	16	27	all	all	DET
fbem-29698	16	28	walks	walk	NOUN
fbem-29698	16	29	of	of	ADP
fbem-29698	16	30	life	life	NOUN
fbem-29698	16	31	,	,	PUNCT
fbem-29698	16	32	and	and	CCONJ
fbem-29698	16	33	industry	industry	NOUN
fbem-29698	16	34	leaders	leader	NOUN
fbem-29698	16	35	have	have	AUX
fbem-29698	16	36	seized	seize	VERB
fbem-29698	16	37	opportunities	opportunity	NOUN
fbem-29698	16	38	to	to	PART
fbem-29698	16	39	explore	explore	VERB
fbem-29698	16	40	the	the	DET
fbem-29698	16	41	development	development	NOUN
fbem-29698	16	42	paths	path	NOUN
fbem-29698	16	43	of	of	ADP
fbem-29698	16	44	these	these	DET
fbem-29698	16	45	enterprises	enterprise	NOUN
fbem-29698	16	46	.	.	PUNCT
fbem-29698	17	1	facing	face	VERB
fbem-29698	17	2	the	the	DET
fbem-29698	17	3	unique	unique	ADJ
fbem-29698	17	4	risk	risk	NOUN
fbem-29698	17	5	protection	protection	NOUN
fbem-29698	17	6	needs	need	NOUN
fbem-29698	17	7	of	of	ADP
fbem-29698	17	8	"	"	PUNCT
fbem-29698	17	9	specialized	specialized	ADJ
fbem-29698	17	10	,	,	PUNCT
fbem-29698	17	11	refined	refined	ADJ
fbem-29698	17	12	,	,	PUNCT
fbem-29698	17	13	distinctive	distinctive	ADJ
fbem-29698	17	14	,	,	PUNCT
fbem-29698	17	15	and	and	CCONJ
fbem-29698	17	16	innovative	innovative	ADJ
fbem-29698	17	17	"	"	PUNCT
fbem-29698	17	18	enterprises	enterprise	NOUN
fbem-29698	17	19	,	,	PUNCT
fbem-29698	17	20	the	the	DET
fbem-29698	17	21	insurance	insurance	NOUN
fbem-29698	17	22	industry	industry	NOUN
fbem-29698	17	23	,	,	PUNCT
fbem-29698	17	24	as	as	ADP
fbem-29698	17	25	a	a	DET
fbem-29698	17	26	pillar	pillar	NOUN
fbem-29698	17	27	of	of	ADP
fbem-29698	17	28	the	the	DET
fbem-29698	17	29	financial	financial	ADJ
fbem-29698	17	30	sector	sector	NOUN
fbem-29698	17	31	,	,	PUNCT
fbem-29698	17	32	has	have	AUX
fbem-29698	17	33	actively	actively	ADV
fbem-29698	17	34	responded	respond	VERB
fbem-29698	17	35	to	to	ADP
fbem-29698	17	36	policies	policy	NOUN
fbem-29698	17	37	,	,	PUNCT
fbem-29698	17	38	exerted	exert	VERB
fbem-29698	17	39	its	its	PRON
fbem-29698	17	40	functions	function	NOUN
fbem-29698	17	41	of	of	ADP
fbem-29698	17	42	risk	risk	NOUN
fbem-29698	17	43	management	management	NOUN
fbem-29698	17	44	and	and	CCONJ
fbem-29698	17	45	economic	economic	ADJ
fbem-29698	17	46	compensation	compensation	NOUN
fbem-29698	17	47	,	,	PUNCT
fbem-29698	17	48	and	and	CCONJ
fbem-29698	17	49	innovated	innovate	VERB
fbem-29698	17	50	insurance	insurance	NOUN
fbem-29698	17	51	products	product	NOUN
fbem-29698	17	52	and	and	CCONJ
fbem-29698	17	53	service	service	NOUN
fbem-29698	17	54	models	model	NOUN
fbem-29698	17	55	.	.	PUNCT
fbem-29698	18	1	through	through	ADP
fbem-29698	18	2	the	the	DET
fbem-29698	18	3	efforts	effort	NOUN
fbem-29698	18	4	and	and	CCONJ
fbem-29698	18	5	exploration	exploration	NOUN
fbem-29698	18	6	of	of	ADP
fbem-29698	18	7	major	major	ADJ
fbem-29698	18	8	insurance	insurance	NOUN
fbem-29698	18	9	companies	company	NOUN
fbem-29698	18	10	,	,	PUNCT
fbem-29698	18	11	an	an	DET
fbem-29698	18	12	insurance	insurance	NOUN
fbem-29698	18	13	service	service	NOUN
fbem-29698	18	14	model	model	NOUN
fbem-29698	18	15	for	for	ADP
fbem-29698	18	16	"	"	PUNCT
fbem-29698	18	17	specialized	specialized	ADJ
fbem-29698	18	18	,	,	PUNCT
fbem-29698	18	19	refined	refined	ADJ
fbem-29698	18	20	,	,	PUNCT
fbem-29698	18	21	distinctive	distinctive	ADJ
fbem-29698	18	22	,	,	PUNCT
fbem-29698	18	23	and	and	CCONJ
fbem-29698	18	24	innovative	innovative	ADJ
fbem-29698	18	25	"	"	PUNCT
fbem-29698	18	26	enterprises	enterprise	NOUN
fbem-29698	18	27	has	have	AUX
fbem-29698	18	28	initially	initially	ADV
fbem-29698	18	29	taken	take	VERB
fbem-29698	18	30	shape	shape	NOUN
fbem-29698	18	31	.	.	PUNCT
fbem-29698	19	1	however	however	ADV
fbem-29698	19	2	,	,	PUNCT
fbem-29698	19	3	it	it	PRON
fbem-29698	19	4	is	be	AUX
fbem-29698	19	5	still	still	ADV
fbem-29698	19	6	in	in	ADP
fbem-29698	19	7	its	its	PRON
fbem-29698	19	8	infancy	infancy	NOUN
fbem-29698	19	9	and	and	CCONJ
fbem-29698	19	10	needs	need	VERB
fbem-29698	19	11	to	to	PART
fbem-29698	19	12	be	be	AUX
fbem-29698	19	13	improved	improve	VERB
fbem-29698	19	14	.	.	PUNCT
fbem-29698	20	1	it	it	PRON
fbem-29698	20	2	is	be	AUX
fbem-29698	20	3	too	too	ADV
fbem-29698	20	4	early	early	ADJ
fbem-29698	20	5	to	to	PART
fbem-29698	20	6	assert	assert	VERB
fbem-29698	20	7	its	its	PRON
fbem-29698	20	8	success	success	NOUN
fbem-29698	20	9	at	at	ADP
fbem-29698	20	10	present	present	ADJ
fbem-29698	20	11	.	.	PUNCT
fbem-29698	21	1	whether	whether	SCONJ
fbem-29698	21	2	the	the	DET
fbem-29698	21	3	insurance	insurance	NOUN
fbem-29698	21	4	model	model	NOUN
fbem-29698	21	5	for	for	ADP
fbem-29698	21	6	"	"	PUNCT
fbem-29698	21	7	specialized	specialized	ADJ
fbem-29698	21	8	,	,	PUNCT
fbem-29698	21	9	refined	refined	ADJ
fbem-29698	21	10	,	,	PUNCT
fbem-29698	21	11	distinctive	distinctive	ADJ
fbem-29698	21	12	,	,	PUNCT
fbem-29698	21	13	and	and	CCONJ
fbem-29698	21	14	innovative	innovative	ADJ
fbem-29698	21	15	"	"	PUNCT
fbem-29698	21	16	enterprises	enterprise	NOUN
fbem-29698	21	17	can	can	AUX
fbem-29698	21	18	leverage	leverage	VERB
fbem-29698	21	19	policy	policy	NOUN
fbem-29698	21	20	advantages	advantage	NOUN
fbem-29698	21	21	,	,	PUNCT
fbem-29698	21	22	address	address	NOUN
fbem-29698	21	23	market	market	NOUN
fbem-29698	21	24	pain	pain	NOUN
fbem-29698	21	25	points	point	NOUN
fbem-29698	21	26	,	,	PUNCT
fbem-29698	21	27	continuously	continuously	ADV
fbem-29698	21	28	optimize	optimize	VERB
fbem-29698	21	29	and	and	CCONJ
fbem-29698	21	30	upgrade	upgrade	VERB
fbem-29698	21	31	for	for	ADP
fbem-29698	21	32	sustainable	sustainable	ADJ
fbem-29698	21	33	development	development	NOUN
fbem-29698	21	34	in	in	ADP
fbem-29698	21	35	the	the	DET
fbem-29698	21	36	future	future	NOUN
fbem-29698	21	37	remains	remain	VERB
fbem-29698	21	38	to	to	PART
fbem-29698	21	39	be	be	AUX
fbem-29698	21	40	explored	explore	VERB
fbem-29698	21	41	and	and	CCONJ
fbem-29698	21	42	studied	study	VERB
fbem-29698	21	43	.	.	PUNCT
fbem-29698	22	1	2	2	X
fbem-29698	22	2	.	.	X
fbem-29698	22	3	the	the	DET
fbem-29698	22	4	promising	promising	ADJ
fbem-29698	22	5	situation	situation	NOUN
fbem-29698	22	6	of	of	ADP
fbem-29698	22	7	insurance	insurance	NOUN
fbem-29698	22	8	development	development	NOUN
fbem-29698	22	9	2.1	2.1	NUM
fbem-29698	22	10	.	.	PUNCT
fbem-29698	23	1	setting	set	VERB
fbem-29698	23	2	sail	sail	NOUN
fbem-29698	23	3	with	with	ADP
fbem-29698	23	4	the	the	DET
fbem-29698	23	5	tailwind	tailwind	NOUN
fbem-29698	23	6	of	of	ADP
fbem-29698	23	7	policies	policy	NOUN
fbem-29698	23	8	since	since	SCONJ
fbem-29698	23	9	the	the	DET
fbem-29698	23	10	21st	21st	ADJ
fbem-29698	23	11	century	century	NOUN
fbem-29698	23	12	,	,	PUNCT
fbem-29698	23	13	the	the	DET
fbem-29698	23	14	favorable	favorable	ADJ
fbem-29698	23	15	policies	policy	NOUN
fbem-29698	23	16	have	have	AUX
fbem-29698	23	17	been	be	AUX
fbem-29698	23	18	continuously	continuously	ADV
fbem-29698	23	19	blowing	blow	VERB
fbem-29698	23	20	towards	towards	ADP
fbem-29698	23	21	the	the	DET
fbem-29698	23	22	high	high	ADJ
fbem-29698	23	23	tech	tech	NOUN
fbem-29698	23	24	fields	field	NOUN
fbem-29698	23	25	,	,	PUNCT
fbem-29698	23	26	helping	help	VERB
fbem-29698	23	27	numerous	numerous	ADJ
fbem-29698	23	28	technology	technology	NOUN
fbem-29698	23	29	enterprises	enterprise	NOUN
fbem-29698	23	30	forge	forge	VERB
fbem-29698	23	31	ahead	ahead	ADV
fbem-29698	23	32	.	.	PUNCT
fbem-29698	24	1	in	in	ADP
fbem-29698	24	2	2006	2006	NUM
fbem-29698	24	3	,	,	PUNCT
fbem-29698	24	4	the	the	DET
fbem-29698	24	5	central	central	ADJ
fbem-29698	24	6	committee	committee	NOUN
fbem-29698	24	7	of	of	ADP
fbem-29698	24	8	the	the	DET
fbem-29698	24	9	communist	communist	PROPN
fbem-29698	24	10	party	party	PROPN
fbem-29698	24	11	of	of	ADP
fbem-29698	24	12	china	china	PROPN
fbem-29698	24	13	and	and	CCONJ
fbem-29698	24	14	the	the	DET
fbem-29698	24	15	state	state	PROPN
fbem-29698	24	16	council	council	PROPN
fbem-29698	24	17	issued	issue	VERB
fbem-29698	24	18	the	the	DET
fbem-29698	24	19	outline	outline	NOUN
fbem-29698	24	20	of	of	ADP
fbem-29698	24	21	the	the	DET
fbem-29698	24	22	national	national	PROPN
fbem-29698	24	23	innovation	innovation	PROPN
fbem-29698	24	24	driven	drive	VERB
fbem-29698	24	25	development	development	NOUN
fbem-29698	24	26	strategy	strategy	NOUN
fbem-29698	24	27	,	,	PUNCT
fbem-29698	24	28	clarifying	clarify	VERB
fbem-29698	24	29	the	the	DET
fbem-29698	24	30	goal	goal	NOUN
fbem-29698	24	31	of	of	ADP
fbem-29698	24	32	building	build	VERB
fbem-29698	24	33	a	a	DET
fbem-29698	24	34	world	world	NOUN
fbem-29698	24	35	class	class	NOUN
fbem-29698	24	36	scientific	scientific	ADJ
fbem-29698	24	37	and	and	CCONJ
fbem-29698	24	38	technological	technological	ADJ
fbem-29698	24	39	power	power	NOUN
fbem-29698	24	40	by	by	ADP
fbem-29698	24	41	the	the	DET
fbem-29698	24	42	middle	middle	NOUN
fbem-29698	24	43	of	of	ADP
fbem-29698	24	44	this	this	DET
fbem-29698	24	45	century	century	NOUN
fbem-29698	24	46	.	.	PUNCT
fbem-29698	25	1	since	since	SCONJ
fbem-29698	25	2	then	then	ADV
fbem-29698	25	3	,	,	PUNCT
fbem-29698	25	4	enhancing	enhance	VERB
fbem-29698	25	5	"	"	PUNCT
fbem-29698	25	6	scientific	scientific	ADJ
fbem-29698	25	7	and	and	CCONJ
fbem-29698	25	8	technological	technological	ADJ
fbem-29698	25	9	hard	hard	ADJ
fbem-29698	25	10	power	power	NOUN
fbem-29698	25	11	"	"	PUNCT
fbem-29698	25	12	has	have	AUX
fbem-29698	25	13	become	become	VERB
fbem-29698	25	14	the	the	DET
fbem-29698	25	15	key	key	NOUN
fbem-29698	25	16	to	to	ADP
fbem-29698	25	17	china	china	PROPN
fbem-29698	25	18	's	's	PART
fbem-29698	25	19	development	development	NOUN
fbem-29698	25	20	.	.	PUNCT
fbem-29698	26	1	to	to	PART
fbem-29698	26	2	implement	implement	VERB
fbem-29698	26	3	the	the	DET
fbem-29698	26	4	strategy	strategy	NOUN
fbem-29698	26	5	of	of	ADP
fbem-29698	26	6	building	build	VERB
fbem-29698	26	7	a	a	DET
fbem-29698	26	8	strong	strong	ADJ
fbem-29698	26	9	scientific	scientific	ADJ
fbem-29698	26	10	and	and	CCONJ
fbem-29698	26	11	technological	technological	ADJ
fbem-29698	26	12	country	country	NOUN
fbem-29698	26	13	,	,	PUNCT
fbem-29698	26	14	china	china	PROPN
fbem-29698	26	15	has	have	AUX
fbem-29698	26	16	attached	attach	VERB
fbem-29698	26	17	importance	importance	NOUN
fbem-29698	26	18	to	to	ADP
fbem-29698	26	19	the	the	DET
fbem-29698	26	20	development	development	NOUN
fbem-29698	26	21	of	of	ADP
fbem-29698	26	22	"	"	PUNCT
fbem-29698	26	23	specialized	specialized	ADJ
fbem-29698	26	24	,	,	PUNCT
fbem-29698	26	25	refined	refined	ADJ
fbem-29698	26	26	,	,	PUNCT
fbem-29698	26	27	characteristic	characteristic	ADJ
fbem-29698	26	28	,	,	PUNCT
fbem-29698	26	29	and	and	CCONJ
fbem-29698	26	30	innovative	innovative	ADJ
fbem-29698	26	31	"	"	PUNCT
fbem-29698	26	32	enterprises	enterprise	NOUN
fbem-29698	26	33	since	since	SCONJ
fbem-29698	26	34	2011	2011	NUM
fbem-29698	26	35	.	.	PUNCT
fbem-29698	27	1	in	in	ADP
fbem-29698	27	2	recent	recent	ADJ
fbem-29698	27	3	years	year	NOUN
fbem-29698	27	4	,	,	PUNCT
fbem-29698	27	5	policies	policy	NOUN
fbem-29698	27	6	supporting	support	VERB
fbem-29698	27	7	the	the	DET
fbem-29698	27	8	development	development	NOUN
fbem-29698	27	9	of	of	ADP
fbem-29698	27	10	such	such	ADJ
fbem-29698	27	11	enterprises	enterprise	NOUN
fbem-29698	27	12	have	have	AUX
fbem-29698	27	13	come	come	VERB
fbem-29698	27	14	in	in	ADP
fbem-29698	27	15	abundance	abundance	NOUN
fbem-29698	27	16	.	.	PUNCT
fbem-29698	28	1	in	in	ADP
fbem-29698	28	2	2021	2021	NUM
fbem-29698	28	3	,	,	PUNCT
fbem-29698	28	4	19	19	NUM
fbem-29698	28	5	departments	department	NOUN
fbem-29698	28	6	including	include	VERB
fbem-29698	28	7	the	the	DET
fbem-29698	28	8	ministry	ministry	PROPN
fbem-29698	28	9	of	of	ADP
fbem-29698	28	10	industry	industry	NOUN
fbem-29698	28	11	and	and	CCONJ
fbem-29698	28	12	information	information	NOUN
fbem-29698	28	13	technology	technology	NOUN
fbem-29698	28	14	jointly	jointly	ADV
fbem-29698	28	15	issued	issue	VERB
fbem-29698	28	16	the	the	DET
fbem-29698	28	17	14th	14th	ADJ
fbem-29698	28	18	five	five	NUM
fbem-29698	28	19	year	year	NOUN
fbem-29698	28	20	plan	plan	NOUN
fbem-29698	28	21	for	for	ADP
fbem-29698	28	22	the	the	DET
fbem-29698	28	23	development	development	NOUN
fbem-29698	28	24	of	of	ADP
fbem-29698	28	25	small	small	ADJ
fbem-29698	28	26	and	and	CCONJ
fbem-29698	28	27	medium	medium	ADJ
fbem-29698	28	28	sized	sized	ADJ
fbem-29698	28	29	enterprises	enterprise	NOUN
fbem-29698	28	30	.	.	PUNCT
fbem-29698	29	1	it	it	PRON
fbem-29698	29	2	is	be	AUX
fbem-29698	29	3	planned	plan	VERB
fbem-29698	29	4	to	to	PART
fbem-29698	29	5	cultivate	cultivate	VERB
fbem-29698	29	6	100,000	100,000	NUM
fbem-29698	29	7	"	"	PUNCT
fbem-29698	29	8	specialized	specialized	ADJ
fbem-29698	29	9	,	,	PUNCT
fbem-29698	29	10	refined	refined	ADJ
fbem-29698	29	11	,	,	PUNCT
fbem-29698	29	12	characteristic	characteristic	ADJ
fbem-29698	29	13	,	,	PUNCT
fbem-29698	29	14	and	and	CCONJ
fbem-29698	29	15	innovative	innovative	ADJ
fbem-29698	29	16	"	"	PUNCT
fbem-29698	29	17	enterprises	enterprise	NOUN
fbem-29698	29	18	and	and	CCONJ
fbem-29698	29	19	10,000	10,000	NUM
fbem-29698	29	20	"	"	PUNCT
fbem-29698	29	21	little	little	ADJ
fbem-29698	29	22	giant	giant	ADJ
fbem-29698	29	23	"	"	PUNCT
fbem-29698	29	24	enterprises	enterprise	NOUN
fbem-29698	29	25	specializing	specialize	VERB
fbem-29698	29	26	in	in	ADP
fbem-29698	29	27	sophisticated	sophisticated	ADJ
fbem-29698	29	28	,	,	PUNCT
fbem-29698	29	29	distinctive	distinctive	ADJ
fbem-29698	29	30	,	,	PUNCT
fbem-29698	29	31	and	and	CCONJ
fbem-29698	29	32	innovative	innovative	ADJ
fbem-29698	29	33	products	product	NOUN
fbem-29698	29	34	before	before	ADP
fbem-29698	29	35	2025	2025	NUM
fbem-29698	29	36	.	.	PUNCT
fbem-29698	30	1	moreover	moreover	ADV
fbem-29698	30	2	,	,	PUNCT
fbem-29698	30	3	from	from	ADP
fbem-29698	30	4	2021	2021	NUM
fbem-29698	30	5	to	to	ADP
fbem-29698	30	6	2025	2025	NUM
fbem-29698	30	7	,	,	PUNCT
fbem-29698	30	8	the	the	DET
fbem-29698	30	9	central	central	ADJ
fbem-29698	30	10	government	government	NOUN
fbem-29698	30	11	will	will	AUX
fbem-29698	30	12	allocate	allocate	VERB
fbem-29698	30	13	more	more	ADJ
fbem-29698	30	14	than	than	ADP
fbem-29698	30	15	10	10	NUM
fbem-29698	30	16	billion	billion	NUM
fbem-29698	30	17	yuan	yuan	NOUN
fbem-29698	30	18	in	in	ADP
fbem-29698	30	19	reward	reward	NOUN
fbem-29698	30	20	and	and	CCONJ
fbem-29698	30	21	subsidy	subsidy	NOUN
fbem-29698	30	22	funds	fund	NOUN
fbem-29698	30	23	to	to	PART
fbem-29698	30	24	guide	guide	VERB
fbem-29698	30	25	local	local	ADJ
fbem-29698	30	26	governments	government	NOUN
fbem-29698	30	27	to	to	PART
fbem-29698	30	28	improve	improve	VERB
fbem-29698	30	29	support	support	NOUN
fbem-29698	30	30	policies	policy	NOUN
fbem-29698	30	31	and	and	CCONJ
fbem-29698	30	32	public	public	ADJ
fbem-29698	30	33	service	service	NOUN
fbem-29698	30	34	systems	system	NOUN
fbem-29698	30	35	,	,	PUNCT
fbem-29698	30	36	with	with	ADP
fbem-29698	30	37	a	a	DET
fbem-29698	30	38	focus	focus	NOUN
fbem-29698	30	39	on	on	ADP
fbem-29698	30	40	supporting	support	VERB
fbem-29698	30	41	the	the	DET
fbem-29698	30	42	high	high	ADJ
fbem-29698	30	43	quality	quality	NOUN
fbem-29698	30	44	development	development	NOUN
fbem-29698	30	45	of	of	ADP
fbem-29698	30	46	more	more	ADJ
fbem-29698	30	47	than	than	ADP
fbem-29698	30	48	1,000	1,000	NUM
fbem-29698	30	49	national	national	ADJ
fbem-29698	30	50	level	level	NOUN
fbem-29698	30	51	"	"	PUNCT
fbem-29698	30	52	little	little	ADJ
fbem-29698	30	53	giant	giant	ADJ
fbem-29698	30	54	"	"	PUNCT
fbem-29698	30	55	enterprises	enterprise	NOUN
fbem-29698	30	56	specializing	specialize	VERB
fbem-29698	30	57	in	in	ADP
fbem-29698	30	58	sophisticated	sophisticated	ADJ
fbem-29698	30	59	,	,	PUNCT
fbem-29698	30	60	distinctive	distinctive	ADJ
fbem-29698	30	61	,	,	PUNCT
fbem-29698	30	62	and	and	CCONJ
fbem-29698	30	63	innovative	innovative	ADJ
fbem-29698	30	64	products	product	NOUN
fbem-29698	30	65	.	.	PUNCT
fbem-29698	31	1	fig	fig	NOUN
fbem-29698	31	2	.	.	PUNCT
fbem-29698	32	1	1	1	NUM
fbem-29698	32	2	shows	show	NOUN
fbem-29698	32	3	since	since	SCONJ
fbem-29698	32	4	2019	2019	NUM
fbem-29698	32	5	,	,	PUNCT
fbem-29698	32	6	the	the	DET
fbem-29698	32	7	ministry	ministry	PROPN
fbem-29698	32	8	of	of	ADP
fbem-29698	32	9	industry	industry	NOUN
fbem-29698	32	10	and	and	CCONJ
fbem-29698	32	11	145	145	NUM
fbem-29698	32	12	information	information	NOUN
fbem-29698	32	13	technology	technology	NOUN
fbem-29698	32	14	has	have	AUX
fbem-29698	32	15	launched	launch	VERB
fbem-29698	32	16	the	the	DET
fbem-29698	32	17	cultivation	cultivation	NOUN
fbem-29698	32	18	work	work	NOUN
fbem-29698	32	19	for	for	ADP
fbem-29698	32	20	the	the	DET
fbem-29698	32	21	first	first	ADJ
fbem-29698	32	22	batch	batch	NOUN
fbem-29698	32	23	of	of	ADP
fbem-29698	32	24	"	"	PUNCT
fbem-29698	32	25	little	little	ADJ
fbem-29698	32	26	giant	giant	ADJ
fbem-29698	32	27	"	"	PUNCT
fbem-29698	32	28	enterprises	enterprise	NOUN
fbem-29698	32	29	specializing	specialize	VERB
fbem-29698	32	30	in	in	ADP
fbem-29698	32	31	sophisticated	sophisticated	ADJ
fbem-29698	32	32	,	,	PUNCT
fbem-29698	32	33	distinctive	distinctive	ADJ
fbem-29698	32	34	,	,	PUNCT
fbem-29698	32	35	and	and	CCONJ
fbem-29698	32	36	innovative	innovative	ADJ
fbem-29698	32	37	products	product	NOUN
fbem-29698	32	38	[	[	X
fbem-29698	32	39	2	2	NUM
fbem-29698	32	40	]	]	PUNCT
fbem-29698	32	41	.	.	PUNCT
fbem-29698	33	1	local	local	ADJ
fbem-29698	33	2	governments	government	NOUN
fbem-29698	33	3	have	have	AUX
fbem-29698	33	4	been	be	AUX
fbem-29698	33	5	actively	actively	ADV
fbem-29698	33	6	cultivating	cultivate	VERB
fbem-29698	33	7	provincial	provincial	ADJ
fbem-29698	33	8	level	level	NOUN
fbem-29698	33	9	"	"	PUNCT
fbem-29698	33	10	specialized	specialized	ADJ
fbem-29698	33	11	,	,	PUNCT
fbem-29698	33	12	refined	refined	ADJ
fbem-29698	33	13	,	,	PUNCT
fbem-29698	33	14	distinctive	distinctive	ADJ
fbem-29698	33	15	,	,	PUNCT
fbem-29698	33	16	and	and	CCONJ
fbem-29698	33	17	innovative	innovative	ADJ
fbem-29698	33	18	"	"	PUNCT
fbem-29698	33	19	small	small	ADJ
fbem-29698	33	20	and	and	CCONJ
fbem-29698	33	21	medium	medium	ADJ
fbem-29698	33	22	sized	sized	ADJ
fbem-29698	33	23	enterprises	enterprise	NOUN
fbem-29698	33	24	.	.	PUNCT
fbem-29698	34	1	the	the	DET
fbem-29698	34	2	development	development	NOUN
fbem-29698	34	3	gained	gain	VERB
fbem-29698	34	4	momentum	momentum	NOUN
fbem-29698	34	5	in	in	ADP
fbem-29698	34	6	2020	2020	NUM
fbem-29698	34	7	,	,	PUNCT
fbem-29698	34	8	with	with	ADP
fbem-29698	34	9	over	over	ADP
fbem-29698	34	10	1,500	1,500	NUM
fbem-29698	34	11	"	"	PUNCT
fbem-29698	34	12	little	little	ADJ
fbem-29698	34	13	giant	giant	ADJ
fbem-29698	34	14	"	"	PUNCT
fbem-29698	34	15	enterprises	enterprise	NOUN
fbem-29698	34	16	specializing	specialize	VERB
fbem-29698	34	17	in	in	ADP
fbem-29698	34	18	sophisticated	sophisticated	ADJ
fbem-29698	34	19	,	,	PUNCT
fbem-29698	34	20	distinctive	distinctive	ADJ
fbem-29698	34	21	,	,	PUNCT
fbem-29698	34	22	and	and	CCONJ
fbem-29698	34	23	innovative	innovative	ADJ
fbem-29698	34	24	products	product	NOUN
fbem-29698	34	25	selected	select	VERB
fbem-29698	34	26	,	,	PUNCT
fbem-29698	34	27	showing	show	VERB
fbem-29698	34	28	a	a	DET
fbem-29698	34	29	growth	growth	NOUN
fbem-29698	34	30	rate	rate	NOUN
fbem-29698	34	31	as	as	ADV
fbem-29698	34	32	high	high	ADJ
fbem-29698	34	33	as	as	ADP
fbem-29698	34	34	600	600	NUM
fbem-29698	34	35	%	%	NOUN
fbem-29698	34	36	.	.	PUNCT
fbem-29698	35	1	the	the	DET
fbem-29698	35	2	emerging	emerge	VERB
fbem-29698	35	3	"	"	PUNCT
fbem-29698	35	4	specialized	specialized	ADJ
fbem-29698	35	5	,	,	PUNCT
fbem-29698	35	6	refined	refined	ADJ
fbem-29698	35	7	,	,	PUNCT
fbem-29698	35	8	distinctive	distinctive	ADJ
fbem-29698	35	9	,	,	PUNCT
fbem-29698	35	10	and	and	CCONJ
fbem-29698	35	11	innovative	innovative	ADJ
fbem-29698	35	12	"	"	PUNCT
fbem-29698	35	13	enterprises	enterprise	NOUN
fbem-29698	35	14	are	be	AUX
fbem-29698	35	15	playing	play	VERB
fbem-29698	35	16	an	an	DET
fbem-29698	35	17	increasingly	increasingly	ADV
fbem-29698	35	18	important	important	ADJ
fbem-29698	35	19	role	role	NOUN
fbem-29698	35	20	in	in	ADP
fbem-29698	35	21	the	the	DET
fbem-29698	35	22	strategy	strategy	NOUN
fbem-29698	35	23	of	of	ADP
fbem-29698	35	24	building	build	VERB
fbem-29698	35	25	a	a	DET
fbem-29698	35	26	strong	strong	ADJ
fbem-29698	35	27	scientific	scientific	ADJ
fbem-29698	35	28	and	and	CCONJ
fbem-29698	35	29	technological	technological	ADJ
fbem-29698	35	30	country	country	NOUN
fbem-29698	35	31	.	.	PUNCT
fbem-29698	36	1	figure	figure	NOUN
fbem-29698	36	2	1	1	NUM
fbem-29698	36	3	.	.	PUNCT
fbem-29698	37	1	the	the	DET
fbem-29698	37	2	number	number	NOUN
fbem-29698	37	3	of	of	ADP
fbem-29698	37	4	national	national	ADJ
fbem-29698	37	5	"	"	PUNCT
fbem-29698	37	6	little	little	ADJ
fbem-29698	37	7	giant	giant	ADJ
fbem-29698	37	8	"	"	PUNCT
fbem-29698	37	9	specialized	specialize	VERB
fbem-29698	37	10	,	,	PUNCT
fbem-29698	37	11	refined	refined	ADJ
fbem-29698	37	12	,	,	PUNCT
fbem-29698	37	13	distinctive	distinctive	ADJ
fbem-29698	37	14	and	and	CCONJ
fbem-29698	37	15	innovative	innovative	ADJ
fbem-29698	37	16	enterprises	enterprise	NOUN
fbem-29698	37	17	nationwide	nationwide	ADV
fbem-29698	37	18	from	from	ADP
fbem-29698	37	19	2019	2019	NUM
fbem-29698	37	20	to	to	ADP
fbem-29698	37	21	2023	2023	NUM
fbem-29698	37	22	2.2	2.2	NUM
fbem-29698	37	23	.	.	PUNCT
fbem-29698	37	24	drawbacks	drawback	NOUN
fbem-29698	37	25	of	of	ADP
fbem-29698	37	26	traditional	traditional	ADJ
fbem-29698	37	27	insurance	insurance	NOUN
fbem-29698	37	28	products	product	NOUN
fbem-29698	37	29	after	after	ADP
fbem-29698	37	30	decades	decade	NOUN
fbem-29698	37	31	of	of	ADP
fbem-29698	37	32	development	development	NOUN
fbem-29698	37	33	,	,	PUNCT
fbem-29698	37	34	traditional	traditional	ADJ
fbem-29698	37	35	insurance	insurance	NOUN
fbem-29698	37	36	products	product	NOUN
fbem-29698	37	37	such	such	ADJ
fbem-29698	37	38	as	as	ADP
fbem-29698	37	39	enterprise	enterprise	NOUN
fbem-29698	37	40	property	property	NOUN
fbem-29698	37	41	insurance	insurance	NOUN
fbem-29698	37	42	,	,	PUNCT
fbem-29698	37	43	employer	employer	NOUN
fbem-29698	37	44	's	's	PART
fbem-29698	37	45	liability	liability	NOUN
fbem-29698	37	46	insurance	insurance	NOUN
fbem-29698	37	47	,	,	PUNCT
fbem-29698	37	48	and	and	CCONJ
fbem-29698	37	49	group	group	NOUN
fbem-29698	37	50	accident	accident	NOUN
fbem-29698	37	51	insurance	insurance	NOUN
fbem-29698	37	52	[	[	X
fbem-29698	37	53	3	3	X
fbem-29698	37	54	]	]	PUNCT
fbem-29698	37	55	have	have	AUX
fbem-29698	37	56	become	become	VERB
fbem-29698	37	57	highly	highly	ADV
fbem-29698	37	58	mature	mature	ADJ
fbem-29698	37	59	in	in	ADP
fbem-29698	37	60	the	the	DET
fbem-29698	37	61	insurance	insurance	NOUN
fbem-29698	37	62	market	market	NOUN
fbem-29698	37	63	and	and	CCONJ
fbem-29698	37	64	are	be	AUX
fbem-29698	37	65	generally	generally	ADV
fbem-29698	37	66	applicable	applicable	ADJ
fbem-29698	37	67	to	to	ADP
fbem-29698	37	68	various	various	ADJ
fbem-29698	37	69	types	type	NOUN
fbem-29698	37	70	of	of	ADP
fbem-29698	37	71	enterprises	enterprise	NOUN
fbem-29698	37	72	.	.	PUNCT
fbem-29698	38	1	"	"	PUNCT
fbem-29698	38	2	specialized	specialized	ADJ
fbem-29698	38	3	,	,	PUNCT
fbem-29698	38	4	refined	refined	ADJ
fbem-29698	38	5	,	,	PUNCT
fbem-29698	38	6	characteristic	characteristic	ADJ
fbem-29698	38	7	,	,	PUNCT
fbem-29698	38	8	and	and	CCONJ
fbem-29698	38	9	innovative	innovative	ADJ
fbem-29698	38	10	"	"	PUNCT
fbem-29698	38	11	enterprises	enterprise	NOUN
fbem-29698	38	12	share	share	VERB
fbem-29698	38	13	many	many	ADJ
fbem-29698	38	14	common	common	ADJ
fbem-29698	38	15	risks	risk	NOUN
fbem-29698	38	16	with	with	ADP
fbem-29698	38	17	ordinary	ordinary	ADJ
fbem-29698	38	18	enterprises	enterprise	NOUN
fbem-29698	38	19	.	.	PUNCT
fbem-29698	39	1	insuring	insure	VERB
fbem-29698	39	2	these	these	DET
fbem-29698	39	3	traditional	traditional	ADJ
fbem-29698	39	4	products	product	NOUN
fbem-29698	39	5	can	can	AUX
fbem-29698	39	6	effectively	effectively	ADV
fbem-29698	39	7	mitigate	mitigate	VERB
fbem-29698	39	8	these	these	DET
fbem-29698	39	9	risks	risk	NOUN
fbem-29698	39	10	,	,	PUNCT
fbem-29698	39	11	and	and	CCONJ
fbem-29698	39	12	the	the	DET
fbem-29698	39	13	application	application	NOUN
fbem-29698	39	14	process	process	NOUN
fbem-29698	39	15	is	be	AUX
fbem-29698	39	16	simple	simple	ADJ
fbem-29698	39	17	with	with	ADP
fbem-29698	39	18	high	high	ADJ
fbem-29698	39	19	claim	claim	NOUN
fbem-29698	39	20	settlement	settlement	NOUN
fbem-29698	39	21	efficiency	efficiency	NOUN
fbem-29698	39	22	.	.	PUNCT
fbem-29698	40	1	as	as	ADP
fbem-29698	40	2	a	a	DET
fbem-29698	40	3	result	result	NOUN
fbem-29698	40	4	,	,	PUNCT
fbem-29698	40	5	"	"	PUNCT
fbem-29698	40	6	specialized	specialized	ADJ
fbem-29698	40	7	,	,	PUNCT
fbem-29698	40	8	refined	refined	ADJ
fbem-29698	40	9	,	,	PUNCT
fbem-29698	40	10	characteristic	characteristic	ADJ
fbem-29698	40	11	,	,	PUNCT
fbem-29698	40	12	and	and	CCONJ
fbem-29698	40	13	innovative	innovative	ADJ
fbem-29698	40	14	"	"	PUNCT
fbem-29698	40	15	enterprises	enterprise	NOUN
fbem-29698	40	16	show	show	VERB
fbem-29698	40	17	a	a	DET
fbem-29698	40	18	relatively	relatively	ADV
fbem-29698	40	19	high	high	ADJ
fbem-29698	40	20	enthusiasm	enthusiasm	NOUN
fbem-29698	40	21	for	for	ADP
fbem-29698	40	22	purchasing	purchase	VERB
fbem-29698	40	23	these	these	DET
fbem-29698	40	24	traditional	traditional	ADJ
fbem-29698	40	25	insurance	insurance	NOUN
fbem-29698	40	26	products	product	NOUN
fbem-29698	40	27	.	.	PUNCT
fbem-29698	41	1	take	take	VERB
fbem-29698	41	2	jiangxi	jiangxi	NOUN
fbem-29698	41	3	province	province	NOUN
fbem-29698	41	4	as	as	ADP
fbem-29698	41	5	an	an	DET
fbem-29698	41	6	example	example	NOUN
fbem-29698	41	7	,	,	PUNCT
fbem-29698	41	8	the	the	DET
fbem-29698	41	9	table	table	NOUN
fbem-29698	41	10	1	1	NUM
fbem-29698	41	11	shows	show	NOUN
fbem-29698	41	12	.	.	PUNCT
fbem-29698	42	1	by	by	ADP
fbem-29698	42	2	2023	2023	NUM
fbem-29698	42	3	,	,	PUNCT
fbem-29698	42	4	there	there	PRON
fbem-29698	42	5	were	be	VERB
fbem-29698	42	6	a	a	DET
fbem-29698	42	7	total	total	NOUN
fbem-29698	42	8	of	of	ADP
fbem-29698	42	9	4,071	4,071	NUM
fbem-29698	42	10	national	national	ADJ
fbem-29698	42	11	level	level	NOUN
fbem-29698	42	12	"	"	PUNCT
fbem-29698	42	13	little	little	ADJ
fbem-29698	42	14	giant	giant	ADJ
fbem-29698	42	15	"	"	PUNCT
fbem-29698	42	16	specialized	specialize	VERB
fbem-29698	42	17	,	,	PUNCT
fbem-29698	42	18	refined	refined	ADJ
fbem-29698	42	19	,	,	PUNCT
fbem-29698	42	20	characteristic	characteristic	ADJ
fbem-29698	42	21	,	,	PUNCT
fbem-29698	42	22	and	and	CCONJ
fbem-29698	42	23	innovative	innovative	ADJ
fbem-29698	42	24	enterprises	enterprise	NOUN
fbem-29698	42	25	and	and	CCONJ
fbem-29698	42	26	provincial	provincial	ADJ
fbem-29698	42	27	level	level	NOUN
fbem-29698	42	28	"	"	PUNCT
fbem-29698	42	29	specialized	specialized	ADJ
fbem-29698	42	30	,	,	PUNCT
fbem-29698	42	31	refined	refined	ADJ
fbem-29698	42	32	,	,	PUNCT
fbem-29698	42	33	characteristic	characteristic	ADJ
fbem-29698	42	34	,	,	PUNCT
fbem-29698	42	35	and	and	CCONJ
fbem-29698	42	36	innovative	innovative	ADJ
fbem-29698	42	37	"	"	PUNCT
fbem-29698	42	38	small	small	ADJ
fbem-29698	42	39	and	and	CCONJ
fbem-29698	42	40	medium	medium	ADJ
fbem-29698	42	41	sized	sized	ADJ
fbem-29698	42	42	enterprises	enterprise	NOUN
fbem-29698	42	43	in	in	ADP
fbem-29698	42	44	the	the	DET
fbem-29698	42	45	province	province	NOUN
fbem-29698	42	46	.	.	PUNCT
fbem-29698	43	1	insurance	insurance	NOUN
fbem-29698	43	2	companies	company	NOUN
fbem-29698	43	3	provided	provide	VERB
fbem-29698	43	4	coverage	coverage	NOUN
fbem-29698	43	5	for	for	ADP
fbem-29698	43	6	nearly	nearly	ADV
fbem-29698	43	7	2,000	2,000	NUM
fbem-29698	43	8	enterprises	enterprise	NOUN
fbem-29698	43	9	(	(	PUNCT
fbem-29698	43	10	with	with	ADP
fbem-29698	43	11	some	some	DET
fbem-29698	43	12	provincial	provincial	ADJ
fbem-29698	43	13	level	level	NOUN
fbem-29698	43	14	enterprises	enterprise	NOUN
fbem-29698	43	15	not	not	PART
fbem-29698	43	16	included	include	VERB
fbem-29698	43	17	in	in	ADP
fbem-29698	43	18	the	the	DET
fbem-29698	43	19	statistics	statistic	NOUN
fbem-29698	43	20	)	)	PUNCT
fbem-29698	43	21	,	,	PUNCT
fbem-29698	43	22	and	and	CCONJ
fbem-29698	43	23	the	the	DET
fbem-29698	43	24	coverage	coverage	NOUN
fbem-29698	43	25	rate	rate	NOUN
fbem-29698	43	26	of	of	ADP
fbem-29698	43	27	traditional	traditional	ADJ
fbem-29698	43	28	insurance	insurance	NOUN
fbem-29698	43	29	products	product	NOUN
fbem-29698	43	30	exceeded	exceed	VERB
fbem-29698	43	31	47.90	47.90	NUM
fbem-29698	43	32	%	%	NOUN
fbem-29698	43	33	.	.	PUNCT
fbem-29698	44	1	as	as	ADP
fbem-29698	44	2	of	of	ADP
fbem-29698	44	3	august	august	PROPN
fbem-29698	44	4	2024	2024	NUM
fbem-29698	44	5	,	,	PUNCT
fbem-29698	44	6	the	the	DET
fbem-29698	44	7	renewal	renewal	NOUN
fbem-29698	44	8	rate	rate	NOUN
fbem-29698	44	9	was	be	AUX
fbem-29698	44	10	approximately	approximately	ADV
fbem-29698	44	11	70	70	NUM
fbem-29698	44	12	%	%	NOUN
fbem-29698	44	13	.	.	PUNCT
fbem-29698	45	1	table	table	NOUN
fbem-29698	45	2	1	1	NUM
fbem-29698	45	3	.	.	PUNCT
fbem-29698	46	1	insurance	insurance	NOUN
fbem-29698	46	2	underwriting	underwriting	NOUN
fbem-29698	46	3	situation	situation	NOUN
fbem-29698	46	4	of	of	ADP
fbem-29698	46	5	"	"	PUNCT
fbem-29698	46	6	specialized	specialized	ADJ
fbem-29698	46	7	,	,	PUNCT
fbem-29698	46	8	refined	refined	ADJ
fbem-29698	46	9	,	,	PUNCT
fbem-29698	46	10	distinctive	distinctive	ADJ
fbem-29698	46	11	and	and	CCONJ
fbem-29698	46	12	innovative	innovative	ADJ
fbem-29698	46	13	"	"	PUNCT
fbem-29698	46	14	enterprises	enterprise	NOUN
fbem-29698	46	15	in	in	ADP
fbem-29698	46	16	jiangxi	jiangxi	PROPN
fbem-29698	46	17	province	province	PROPN
fbem-29698	46	18	number	number	NOUN
fbem-29698	46	19	of	of	ADP
fbem-29698	46	20	"	"	PUNCT
fbem-29698	46	21	specialized	specialized	ADJ
fbem-29698	46	22	,	,	PUNCT
fbem-29698	46	23	refined	refined	ADJ
fbem-29698	46	24	,	,	PUNCT
fbem-29698	46	25	distinctive	distinctive	ADJ
fbem-29698	46	26	and	and	CCONJ
fbem-29698	46	27	innovative	innovative	ADJ
fbem-29698	46	28	"	"	PUNCT
fbem-29698	46	29	enterprises	enterprise	NOUN
fbem-29698	46	30	in	in	ADP
fbem-29698	46	31	jiangxi	jiangxi	PROPN
fbem-29698	46	32	province	province	PROPN
fbem-29698	46	33	4,071	4,071	NUM
fbem-29698	46	34	underwriting	underwriting	NOUN
fbem-29698	46	35	coverage	coverage	NOUN
fbem-29698	46	36	rate	rate	NOUN
fbem-29698	46	37	47.90	47.90	NUM
fbem-29698	46	38	%	%	NOUN
fbem-29698	46	39	renewal	renewal	NOUN
fbem-29698	46	40	rate	rate	NOUN
fbem-29698	46	41	approximately	approximately	ADV
fbem-29698	46	42	70	70	NUM
fbem-29698	46	43	%	%	NOUN
fbem-29698	46	44	number	number	NOUN
fbem-29698	46	45	of	of	ADP
fbem-29698	46	46	"	"	PUNCT
fbem-29698	46	47	specialized	specialized	ADJ
fbem-29698	46	48	,	,	PUNCT
fbem-29698	46	49	refined	refined	ADJ
fbem-29698	46	50	,	,	PUNCT
fbem-29698	46	51	distinctive	distinctive	ADJ
fbem-29698	46	52	and	and	CCONJ
fbem-29698	46	53	innovative	innovative	ADJ
fbem-29698	46	54	"	"	PUNCT
fbem-29698	46	55	enterprises	enterprise	NOUN
fbem-29698	46	56	in	in	ADP
fbem-29698	46	57	jiangxi	jiangxi	PROPN
fbem-29698	46	58	province	province	PROPN
fbem-29698	46	59	4,071	4,071	NUM
fbem-29698	46	60	however	however	ADV
fbem-29698	46	61	,	,	PUNCT
fbem-29698	46	62	compared	compare	VERB
fbem-29698	46	63	with	with	ADP
fbem-29698	46	64	traditional	traditional	ADJ
fbem-29698	46	65	enterprises	enterprise	NOUN
fbem-29698	46	66	,	,	PUNCT
fbem-29698	46	67	"	"	PUNCT
fbem-29698	46	68	specialized	specialized	ADJ
fbem-29698	46	69	,	,	PUNCT
fbem-29698	46	70	refined	refined	ADJ
fbem-29698	46	71	,	,	PUNCT
fbem-29698	46	72	distinctive	distinctive	ADJ
fbem-29698	46	73	,	,	PUNCT
fbem-29698	46	74	and	and	CCONJ
fbem-29698	46	75	innovative	innovative	ADJ
fbem-29698	46	76	"	"	PUNCT
fbem-29698	46	77	enterprises	enterprise	NOUN
fbem-29698	46	78	face	face	VERB
fbem-29698	46	79	various	various	ADJ
fbem-29698	46	80	unique	unique	ADJ
fbem-29698	46	81	risks	risk	NOUN
fbem-29698	46	82	during	during	ADP
fbem-29698	46	83	their	their	PRON
fbem-29698	46	84	three	three	NUM
fbem-29698	46	85	development	development	NOUN
fbem-29698	46	86	stages	stage	NOUN
fbem-29698	46	87	,	,	PUNCT
fbem-29698	46	88	and	and	CCONJ
fbem-29698	46	89	some	some	PRON
fbem-29698	46	90	of	of	ADP
fbem-29698	46	91	these	these	DET
fbem-29698	46	92	risks	risk	NOUN
fbem-29698	46	93	persist	persist	VERB
fbem-29698	46	94	throughout	throughout	ADP
fbem-29698	46	95	,	,	PUNCT
fbem-29698	46	96	which	which	PRON
fbem-29698	46	97	can	can	AUX
fbem-29698	46	98	not	not	PART
fbem-29698	46	99	be	be	AUX
fbem-29698	46	100	covered	cover	VERB
fbem-29698	46	101	by	by	ADP
fbem-29698	46	102	traditional	traditional	ADJ
fbem-29698	46	103	insurance	insurance	NOUN
fbem-29698	46	104	types	type	NOUN
fbem-29698	46	105	.	.	PUNCT
fbem-29698	47	1	during	during	ADP
fbem-29698	47	2	the	the	DET
fbem-29698	47	3	early	early	ADJ
fbem-29698	47	4	stage	stage	NOUN
fbem-29698	47	5	scientific	scientific	ADJ
fbem-29698	47	6	research	research	NOUN
fbem-29698	47	7	and	and	CCONJ
fbem-29698	47	8	development	development	NOUN
fbem-29698	47	9	,	,	PUNCT
fbem-29698	47	10	"	"	PUNCT
fbem-29698	47	11	specialized	specialized	ADJ
fbem-29698	47	12	,	,	PUNCT
fbem-29698	47	13	refined	refined	ADJ
fbem-29698	47	14	,	,	PUNCT
fbem-29698	47	15	distinctive	distinctive	ADJ
fbem-29698	47	16	,	,	PUNCT
fbem-29698	47	17	and	and	CCONJ
fbem-29698	47	18	innovative	innovative	ADJ
fbem-29698	47	19	"	"	PUNCT
fbem-29698	47	20	enterprises	enterprise	NOUN
fbem-29698	47	21	rely	rely	VERB
fbem-29698	47	22	on	on	ADP
fbem-29698	47	23	specialized	specialized	ADJ
fbem-29698	47	24	r	r	PROPN
fbem-29698	47	25	&	&	CCONJ
fbem-29698	47	26	d	d	NOUN
fbem-29698	47	27	equipment	equipment	NOUN
fbem-29698	47	28	and	and	CCONJ
fbem-29698	47	29	talents	talent	NOUN
fbem-29698	47	30	.	.	PUNCT
fbem-29698	48	1	however	however	ADV
fbem-29698	48	2	,	,	PUNCT
fbem-29698	48	3	during	during	ADP
fbem-29698	48	4	the	the	DET
fbem-29698	48	5	r	r	NOUN
fbem-29698	48	6	&	&	CCONJ
fbem-29698	48	7	d	d	PROPN
fbem-29698	48	8	process	process	NOUN
fbem-29698	48	9	,	,	PUNCT
fbem-29698	48	10	the	the	DET
fbem-29698	48	11	equipment	equipment	NOUN
fbem-29698	48	12	is	be	AUX
fbem-29698	48	13	prone	prone	ADJ
fbem-29698	48	14	to	to	ADP
fbem-29698	48	15	damage	damage	NOUN
fbem-29698	48	16	,	,	PUNCT
fbem-29698	48	17	difficult	difficult	ADJ
fbem-29698	48	18	to	to	PART
fbem-29698	48	19	maintain	maintain	VERB
fbem-29698	48	20	,	,	PUNCT
fbem-29698	48	21	and	and	CCONJ
fbem-29698	48	22	costly	costly	ADJ
fbem-29698	48	23	to	to	PART
fbem-29698	48	24	repair	repair	VERB
fbem-29698	48	25	.	.	PUNCT
fbem-29698	49	1	small	small	ADJ
fbem-29698	49	2	and	and	CCONJ
fbem-29698	49	3	medium	medium	ADJ
fbem-29698	49	4	sized	sized	ADJ
fbem-29698	49	5	"	"	PUNCT
fbem-29698	49	6	specialized	specialized	ADJ
fbem-29698	49	7	,	,	PUNCT
fbem-29698	49	8	refined	refined	ADJ
fbem-29698	49	9	,	,	PUNCT
fbem-29698	49	10	distinctive	distinctive	ADJ
fbem-29698	49	11	,	,	PUNCT
fbem-29698	49	12	and	and	CCONJ
fbem-29698	49	13	innovative	innovative	ADJ
fbem-29698	49	14	"	"	PUNCT
fbem-29698	49	15	enterprises	enterprise	NOUN
fbem-29698	49	16	in	in	ADP
fbem-29698	49	17	third	third	ADJ
fbem-29698	49	18	and	and	CCONJ
fbem-29698	49	19	fourth	fourth	ADJ
fbem-29698	49	20	tier	tier	NOUN
fbem-29698	49	21	cities	city	NOUN
fbem-29698	49	22	often	often	ADV
fbem-29698	49	23	face	face	VERB
fbem-29698	49	24	difficulties	difficulty	NOUN
fbem-29698	49	25	in	in	ADP
fbem-29698	49	26	recruiting	recruiting	NOUN
fbem-29698	49	27	talents	talent	NOUN
fbem-29698	49	28	[	[	X
fbem-29698	49	29	4	4	NUM
fbem-29698	49	30	]	]	PUNCT
fbem-29698	49	31	and	and	CCONJ
fbem-29698	49	32	high	high	ADJ
fbem-29698	49	33	staff	staff	NOUN
fbem-29698	49	34	turnover	turnover	NOUN
fbem-29698	49	35	rates	rate	NOUN
fbem-29698	49	36	.	.	PUNCT
fbem-29698	50	1	the	the	DET
fbem-29698	50	2	lack	lack	NOUN
fbem-29698	50	3	of	of	ADP
fbem-29698	50	4	protection	protection	NOUN
fbem-29698	50	5	for	for	ADP
fbem-29698	50	6	key	key	ADJ
fbem-29698	50	7	equipment	equipment	NOUN
fbem-29698	50	8	and	and	CCONJ
fbem-29698	50	9	the	the	DET
fbem-29698	50	10	high	high	ADJ
fbem-29698	50	11	likelihood	likelihood	NOUN
fbem-29698	50	12	of	of	ADP
fbem-29698	50	13	losing	lose	VERB
fbem-29698	50	14	key	key	ADJ
fbem-29698	50	15	talents	talent	NOUN
fbem-29698	50	16	[	[	X
fbem-29698	50	17	5	5	NUM
fbem-29698	50	18	]	]	PUNCT
fbem-29698	50	19	have	have	AUX
fbem-29698	50	20	become	become	VERB
fbem-29698	50	21	the	the	DET
fbem-29698	50	22	main	main	ADJ
fbem-29698	50	23	risks	risk	NOUN
fbem-29698	50	24	.	.	PUNCT
fbem-29698	51	1	during	during	ADP
fbem-29698	51	2	the	the	DET
fbem-29698	51	3	mid	mid	ADJ
fbem-29698	51	4	stage	stage	NOUN
fbem-29698	51	5	of	of	ADP
fbem-29698	51	6	achievement	achievement	NOUN
fbem-29698	51	7	transformation	transformation	NOUN
fbem-29698	51	8	,	,	PUNCT
fbem-29698	51	9	enterprises	enterprise	NOUN
fbem-29698	51	10	need	need	VERB
fbem-29698	51	11	to	to	PART
fbem-29698	51	12	continuously	continuously	ADV
fbem-29698	51	13	invest	invest	VERB
fbem-29698	51	14	capital	capital	NOUN
fbem-29698	51	15	in	in	ADP
fbem-29698	51	16	trial	trial	NOUN
fbem-29698	51	17	and	and	CCONJ
fbem-29698	51	18	error	error	NOUN
fbem-29698	51	19	and	and	CCONJ
fbem-29698	51	20	technological	technological	ADJ
fbem-29698	51	21	optimization	optimization	NOUN
fbem-29698	51	22	.	.	PUNCT
fbem-29698	52	1	the	the	DET
fbem-29698	52	2	cost	cost	NOUN
fbem-29698	52	3	of	of	ADP
fbem-29698	52	4	maintaining	maintain	VERB
fbem-29698	52	5	scientific	scientific	ADJ
fbem-29698	52	6	and	and	CCONJ
fbem-29698	52	7	technological	technological	ADJ
fbem-29698	52	8	innovation	innovation	NOUN
fbem-29698	52	9	achievements	achievement	NOUN
fbem-29698	52	10	is	be	AUX
fbem-29698	52	11	high	high	ADJ
fbem-29698	52	12	,	,	PUNCT
fbem-29698	52	13	and	and	CCONJ
fbem-29698	52	14	financing	financing	NOUN
fbem-29698	52	15	difficulties	difficulty	NOUN
fbem-29698	52	16	have	have	AUX
fbem-29698	52	17	become	become	VERB
fbem-29698	52	18	the	the	DET
fbem-29698	52	19	biggest	big	ADJ
fbem-29698	52	20	obstacle	obstacle	NOUN
fbem-29698	53	1	[	[	X
fbem-29698	53	2	6][7	6][7	NUM
fbem-29698	53	3	]	]	PUNCT
fbem-29698	53	4	.	.	PUNCT
fbem-29698	54	1	moreover	moreover	ADV
fbem-29698	54	2	,	,	PUNCT
fbem-29698	54	3	"	"	PUNCT
fbem-29698	54	4	specialized	specialized	ADJ
fbem-29698	54	5	,	,	PUNCT
fbem-29698	54	6	refined	refined	ADJ
fbem-29698	54	7	,	,	PUNCT
fbem-29698	54	8	distinctive	distinctive	ADJ
fbem-29698	54	9	,	,	PUNCT
fbem-29698	54	10	and	and	CCONJ
fbem-29698	54	11	innovative	innovative	ADJ
fbem-29698	54	12	"	"	PUNCT
fbem-29698	54	13	enterprises	enterprise	NOUN
fbem-29698	54	14	are	be	AUX
fbem-29698	54	15	mostly	mostly	ADV
fbem-29698	54	16	knowledge	knowledge	NOUN
fbem-29698	54	17	intensive	intensive	ADJ
fbem-29698	54	18	and	and	CCONJ
fbem-29698	54	19	light	light	ADJ
fbem-29698	54	20	asset	asset	NOUN
fbem-29698	54	21	146	146	NUM
fbem-29698	54	22	enterprises	enterprise	NOUN
fbem-29698	54	23	[	[	X
fbem-29698	54	24	8	8	NUM
fbem-29698	54	25	]	]	PUNCT
fbem-29698	54	26	.	.	PUNCT
fbem-29698	55	1	during	during	ADP
fbem-29698	55	2	the	the	DET
fbem-29698	55	3	late	late	ADJ
fbem-29698	55	4	stage	stage	NOUN
fbem-29698	55	5	of	of	ADP
fbem-29698	55	6	market	market	NOUN
fbem-29698	55	7	operation	operation	NOUN
fbem-29698	55	8	,	,	PUNCT
fbem-29698	55	9	problems	problem	NOUN
fbem-29698	55	10	are	be	AUX
fbem-29698	55	11	likely	likely	ADJ
fbem-29698	55	12	to	to	PART
fbem-29698	55	13	occur	occur	VERB
fbem-29698	55	14	after	after	SCONJ
fbem-29698	55	15	the	the	DET
fbem-29698	55	16	first	first	ADJ
fbem-29698	55	17	batch	batch	NOUN
fbem-29698	55	18	of	of	ADP
fbem-29698	55	19	product	product	NOUN
fbem-29698	55	20	equipment	equipment	NOUN
fbem-29698	55	21	is	be	AUX
fbem-29698	55	22	launched	launch	VERB
fbem-29698	55	23	into	into	ADP
fbem-29698	55	24	the	the	DET
fbem-29698	55	25	market	market	NOUN
fbem-29698	55	26	,	,	PUNCT
fbem-29698	55	27	endangering	endanger	VERB
fbem-29698	55	28	the	the	DET
fbem-29698	55	29	personal	personal	ADJ
fbem-29698	55	30	and	and	CCONJ
fbem-29698	55	31	property	property	NOUN
fbem-29698	55	32	safety	safety	NOUN
fbem-29698	55	33	of	of	ADP
fbem-29698	55	34	users	user	NOUN
fbem-29698	55	35	and	and	CCONJ
fbem-29698	55	36	putting	put	VERB
fbem-29698	55	37	enterprises	enterprise	NOUN
fbem-29698	55	38	in	in	ADP
fbem-29698	55	39	a	a	DET
fbem-29698	55	40	compensation	compensation	NOUN
fbem-29698	55	41	dilemma	dilemma	NOUN
fbem-29698	55	42	.	.	PUNCT
fbem-29698	56	1	evidently	evidently	ADV
fbem-29698	56	2	,	,	PUNCT
fbem-29698	56	3	although	although	SCONJ
fbem-29698	56	4	traditional	traditional	ADJ
fbem-29698	56	5	insurance	insurance	NOUN
fbem-29698	56	6	types	type	NOUN
fbem-29698	56	7	have	have	VERB
fbem-29698	56	8	a	a	DET
fbem-29698	56	9	relatively	relatively	ADV
fbem-29698	56	10	large	large	ADJ
fbem-29698	56	11	influence	influence	NOUN
fbem-29698	56	12	among	among	ADP
fbem-29698	56	13	"	"	PUNCT
fbem-29698	56	14	specialized	specialized	ADJ
fbem-29698	56	15	,	,	PUNCT
fbem-29698	56	16	refined	refined	ADJ
fbem-29698	56	17	,	,	PUNCT
fbem-29698	56	18	distinctive	distinctive	ADJ
fbem-29698	56	19	,	,	PUNCT
fbem-29698	56	20	and	and	CCONJ
fbem-29698	56	21	innovative	innovative	ADJ
fbem-29698	56	22	"	"	PUNCT
fbem-29698	56	23	enterprises	enterprise	NOUN
fbem-29698	56	24	,	,	PUNCT
fbem-29698	56	25	traditional	traditional	ADJ
fbem-29698	56	26	insurance	insurance	NOUN
fbem-29698	56	27	(	(	PUNCT
fbem-29698	56	28	taking	take	VERB
fbem-29698	56	29	property	property	NOUN
fbem-29698	56	30	insurance	insurance	NOUN
fbem-29698	56	31	as	as	ADP
fbem-29698	56	32	an	an	DET
fbem-29698	56	33	example	example	NOUN
fbem-29698	56	34	)	)	PUNCT
fbem-29698	56	35	has	have	AUX
fbem-29698	56	36	seen	see	VERB
fbem-29698	56	37	little	little	ADJ
fbem-29698	56	38	innovation	innovation	NOUN
fbem-29698	56	39	,	,	PUNCT
fbem-29698	56	40	with	with	ADP
fbem-29698	56	41	aging	age	VERB
fbem-29698	56	42	product	product	NOUN
fbem-29698	56	43	varieties	variety	NOUN
fbem-29698	56	44	,	,	PUNCT
fbem-29698	56	45	single	single	ADJ
fbem-29698	56	46	item	item	NOUN
fbem-29698	56	47	offerings	offering	NOUN
fbem-29698	56	48	,	,	PUNCT
fbem-29698	56	49	and	and	CCONJ
fbem-29698	56	50	a	a	DET
fbem-29698	56	51	common	common	ADJ
fbem-29698	56	52	phenomenon	phenomenon	NOUN
fbem-29698	56	53	of	of	ADP
fbem-29698	56	54	product	product	NOUN
fbem-29698	56	55	similarity	similarity	NOUN
fbem-29698	56	56	among	among	ADP
fbem-29698	56	57	property	property	NOUN
fbem-29698	56	58	insurance	insurance	NOUN
fbem-29698	56	59	companies	company	NOUN
fbem-29698	56	60	[	[	X
fbem-29698	56	61	9	9	NUM
fbem-29698	56	62	]	]	PUNCT
fbem-29698	56	63	.	.	PUNCT
fbem-29698	57	1	there	there	PRON
fbem-29698	57	2	is	be	VERB
fbem-29698	57	3	a	a	DET
fbem-29698	57	4	significant	significant	ADJ
fbem-29698	57	5	gap	gap	NOUN
fbem-29698	57	6	between	between	ADP
fbem-29698	57	7	the	the	DET
fbem-29698	57	8	actual	actual	ADJ
fbem-29698	57	9	needs	need	NOUN
fbem-29698	57	10	of	of	ADP
fbem-29698	57	11	"	"	PUNCT
fbem-29698	57	12	specialized	specialized	ADJ
fbem-29698	57	13	,	,	PUNCT
fbem-29698	57	14	refined	refined	ADJ
fbem-29698	57	15	,	,	PUNCT
fbem-29698	57	16	distinctive	distinctive	ADJ
fbem-29698	57	17	,	,	PUNCT
fbem-29698	57	18	and	and	CCONJ
fbem-29698	57	19	innovative	innovative	ADJ
fbem-29698	57	20	"	"	PUNCT
fbem-29698	57	21	enterprises	enterprise	NOUN
fbem-29698	57	22	and	and	CCONJ
fbem-29698	57	23	what	what	DET
fbem-29698	57	24	traditional	traditional	ADJ
fbem-29698	57	25	insurance	insurance	NOUN
fbem-29698	57	26	can	can	AUX
fbem-29698	57	27	offer	offer	VERB
fbem-29698	57	28	.	.	PUNCT
fbem-29698	58	1	the	the	DET
fbem-29698	58	2	insurance	insurance	NOUN
fbem-29698	58	3	industry	industry	NOUN
fbem-29698	58	4	urgently	urgently	ADV
fbem-29698	58	5	needs	need	VERB
fbem-29698	58	6	to	to	PART
fbem-29698	58	7	introduce	introduce	VERB
fbem-29698	58	8	policy	policy	NOUN
fbem-29698	58	9	based	base	VERB
fbem-29698	58	10	and	and	CCONJ
fbem-29698	58	11	innovative	innovative	ADJ
fbem-29698	58	12	insurance	insurance	NOUN
fbem-29698	58	13	products	product	NOUN
fbem-29698	58	14	that	that	PRON
fbem-29698	58	15	suit	suit	VERB
fbem-29698	58	16	the	the	DET
fbem-29698	58	17	characteristics	characteristic	NOUN
fbem-29698	58	18	of	of	ADP
fbem-29698	58	19	these	these	DET
fbem-29698	58	20	enterprises	enterprise	NOUN
fbem-29698	58	21	to	to	PART
fbem-29698	58	22	cover	cover	VERB
fbem-29698	58	23	their	their	PRON
fbem-29698	58	24	unique	unique	ADJ
fbem-29698	58	25	risks	risk	NOUN
fbem-29698	58	26	at	at	ADP
fbem-29698	58	27	different	different	ADJ
fbem-29698	58	28	development	development	NOUN
fbem-29698	58	29	stages	stage	NOUN
fbem-29698	58	30	.	.	PUNCT
fbem-29698	59	1	3	3	X
fbem-29698	59	2	.	.	X
fbem-29698	59	3	multiple	multiple	ADJ
fbem-29698	59	4	dilemmas	dilemma	NOUN
fbem-29698	59	5	in	in	ADP
fbem-29698	59	6	actual	actual	ADJ
fbem-29698	59	7	operation	operation	NOUN
fbem-29698	59	8	facing	face	VERB
fbem-29698	59	9	the	the	DET
fbem-29698	59	10	unique	unique	ADJ
fbem-29698	59	11	operational	operational	ADJ
fbem-29698	59	12	risks	risk	NOUN
fbem-29698	59	13	and	and	CCONJ
fbem-29698	59	14	increasing	increase	VERB
fbem-29698	59	15	demand	demand	NOUN
fbem-29698	59	16	for	for	ADP
fbem-29698	59	17	insurance	insurance	NOUN
fbem-29698	59	18	from	from	ADP
fbem-29698	59	19	"	"	PUNCT
fbem-29698	59	20	specialized	specialized	ADJ
fbem-29698	59	21	,	,	PUNCT
fbem-29698	59	22	refined	refined	ADJ
fbem-29698	59	23	,	,	PUNCT
fbem-29698	59	24	distinctive	distinctive	ADJ
fbem-29698	59	25	,	,	PUNCT
fbem-29698	59	26	and	and	CCONJ
fbem-29698	59	27	innovative	innovative	ADJ
fbem-29698	59	28	"	"	PUNCT
fbem-29698	59	29	enterprises	enterprise	NOUN
fbem-29698	59	30	,	,	PUNCT
fbem-29698	59	31	insurance	insurance	NOUN
fbem-29698	59	32	companies	company	NOUN
fbem-29698	59	33	have	have	AUX
fbem-29698	59	34	been	be	AUX
fbem-29698	59	35	continuously	continuously	ADV
fbem-29698	59	36	exploring	explore	VERB
fbem-29698	59	37	suitable	suitable	ADJ
fbem-29698	59	38	insurance	insurance	NOUN
fbem-29698	59	39	models	model	NOUN
fbem-29698	59	40	.	.	PUNCT
fbem-29698	60	1	currently	currently	ADV
fbem-29698	60	2	,	,	PUNCT
fbem-29698	60	3	the	the	DET
fbem-29698	60	4	insurance	insurance	NOUN
fbem-29698	60	5	industry	industry	NOUN
fbem-29698	60	6	has	have	AUX
fbem-29698	60	7	basically	basically	ADV
fbem-29698	60	8	formed	form	VERB
fbem-29698	60	9	a	a	DET
fbem-29698	60	10	"	"	PUNCT
fbem-29698	60	11	traditional	traditional	ADJ
fbem-29698	60	12	+	+	CCONJ
fbem-29698	60	13	policy	policy	NOUN
fbem-29698	60	14	based	base	VERB
fbem-29698	60	15	"	"	PUNCT
fbem-29698	60	16	protection	protection	NOUN
fbem-29698	60	17	service	service	NOUN
fbem-29698	60	18	pattern	pattern	NOUN
fbem-29698	60	19	,	,	PUNCT
fbem-29698	60	20	and	and	CCONJ
fbem-29698	60	21	is	be	AUX
fbem-29698	60	22	evolving	evolve	VERB
fbem-29698	60	23	towards	towards	ADP
fbem-29698	60	24	a	a	DET
fbem-29698	60	25	"	"	PUNCT
fbem-29698	60	26	traditional	traditional	ADJ
fbem-29698	60	27	+	+	NUM
fbem-29698	60	28	policy	policy	NOUN
fbem-29698	60	29	based	base	VERB
fbem-29698	60	30	+	+	CCONJ
fbem-29698	60	31	innovative	innovative	ADJ
fbem-29698	60	32	"	"	PUNCT
fbem-29698	60	33	model	model	NOUN
fbem-29698	60	34	.	.	PUNCT
fbem-29698	61	1	however	however	ADV
fbem-29698	61	2	,	,	PUNCT
fbem-29698	61	3	the	the	DET
fbem-29698	61	4	exploration	exploration	NOUN
fbem-29698	61	5	of	of	ADP
fbem-29698	61	6	the	the	DET
fbem-29698	61	7	insurance	insurance	NOUN
fbem-29698	61	8	model	model	NOUN
fbem-29698	61	9	for	for	ADP
fbem-29698	61	10	"	"	PUNCT
fbem-29698	61	11	specialized	specialized	ADJ
fbem-29698	61	12	,	,	PUNCT
fbem-29698	61	13	refined	refined	ADJ
fbem-29698	61	14	,	,	PUNCT
fbem-29698	61	15	distinctive	distinctive	ADJ
fbem-29698	61	16	,	,	PUNCT
fbem-29698	61	17	and	and	CCONJ
fbem-29698	61	18	innovative	innovative	ADJ
fbem-29698	61	19	"	"	PUNCT
fbem-29698	61	20	enterprises	enterprise	NOUN
fbem-29698	61	21	is	be	AUX
fbem-29698	61	22	not	not	PART
fbem-29698	61	23	without	without	ADP
fbem-29698	61	24	hitches	hitch	NOUN
fbem-29698	61	25	.	.	PUNCT
fbem-29698	62	1	the	the	DET
fbem-29698	62	2	underwriting	underwriting	NOUN
fbem-29698	62	3	of	of	ADP
fbem-29698	62	4	traditional	traditional	ADJ
fbem-29698	62	5	insurance	insurance	NOUN
fbem-29698	62	6	types	type	NOUN
fbem-29698	62	7	lacks	lack	VERB
fbem-29698	62	8	pertinence	pertinence	NOUN
fbem-29698	62	9	,	,	PUNCT
fbem-29698	62	10	and	and	CCONJ
fbem-29698	62	11	policy	policy	NOUN
fbem-29698	62	12	based	base	VERB
fbem-29698	62	13	and	and	CCONJ
fbem-29698	62	14	innovative	innovative	ADJ
fbem-29698	62	15	insurance	insurance	NOUN
fbem-29698	62	16	also	also	ADV
fbem-29698	62	17	face	face	VERB
fbem-29698	62	18	problems	problem	NOUN
fbem-29698	62	19	such	such	ADJ
fbem-29698	62	20	as	as	ADP
fbem-29698	62	21	difficult	difficult	ADJ
fbem-29698	62	22	product	product	NOUN
fbem-29698	62	23	pricing	pricing	NOUN
fbem-29698	62	24	,	,	PUNCT
fbem-29698	62	25	incomplete	incomplete	ADJ
fbem-29698	62	26	risk	risk	NOUN
fbem-29698	62	27	coverage	coverage	NOUN
fbem-29698	62	28	,	,	PUNCT
fbem-29698	62	29	and	and	CCONJ
fbem-29698	62	30	low	low	ADJ
fbem-29698	62	31	enthusiasm	enthusiasm	NOUN
fbem-29698	62	32	of	of	ADP
fbem-29698	62	33	enterprises	enterprise	NOUN
fbem-29698	62	34	for	for	ADP
fbem-29698	62	35	purchasing	purchase	VERB
fbem-29698	62	36	insurance	insurance	NOUN
fbem-29698	62	37	.	.	PUNCT
fbem-29698	63	1	as	as	ADP
fbem-29698	63	2	a	a	DET
fbem-29698	63	3	result	result	NOUN
fbem-29698	63	4	,	,	PUNCT
fbem-29698	63	5	the	the	DET
fbem-29698	63	6	development	development	NOUN
fbem-29698	63	7	of	of	ADP
fbem-29698	63	8	the	the	DET
fbem-29698	63	9	insurance	insurance	NOUN
fbem-29698	63	10	model	model	NOUN
fbem-29698	63	11	for	for	ADP
fbem-29698	63	12	"	"	PUNCT
fbem-29698	63	13	specialized	specialized	ADJ
fbem-29698	63	14	,	,	PUNCT
fbem-29698	63	15	refined	refined	ADJ
fbem-29698	63	16	,	,	PUNCT
fbem-29698	63	17	distinctive	distinctive	ADJ
fbem-29698	63	18	,	,	PUNCT
fbem-29698	63	19	and	and	CCONJ
fbem-29698	63	20	innovative	innovative	ADJ
fbem-29698	63	21	"	"	PUNCT
fbem-29698	63	22	enterprises	enterprise	NOUN
fbem-29698	63	23	has	have	AUX
fbem-29698	63	24	run	run	VERB
fbem-29698	63	25	into	into	ADP
fbem-29698	63	26	difficulties	difficulty	NOUN
fbem-29698	63	27	.	.	PUNCT
fbem-29698	64	1	3.1	3.1	NUM
fbem-29698	64	2	.	.	PUNCT
fbem-29698	64	3	difficulties	difficulty	NOUN
fbem-29698	64	4	in	in	ADP
fbem-29698	64	5	product	product	NOUN
fbem-29698	64	6	pricing	pricing	NOUN
fbem-29698	64	7	for	for	ADP
fbem-29698	64	8	insurance	insurance	NOUN
fbem-29698	64	9	companies	company	NOUN
fbem-29698	64	10	the	the	DET
fbem-29698	64	11	the	the	DET
fbem-29698	64	12	insurance	insurance	NOUN
fbem-29698	64	13	for	for	ADP
fbem-29698	64	14	"	"	PUNCT
fbem-29698	64	15	specialized	specialized	ADJ
fbem-29698	64	16	,	,	PUNCT
fbem-29698	64	17	refined	refined	ADJ
fbem-29698	64	18	,	,	PUNCT
fbem-29698	64	19	distinctive	distinctive	ADJ
fbem-29698	64	20	,	,	PUNCT
fbem-29698	64	21	and	and	CCONJ
fbem-29698	64	22	innovative	innovative	ADJ
fbem-29698	64	23	"	"	PUNCT
fbem-29698	64	24	enterprises	enterprise	NOUN
fbem-29698	64	25	is	be	AUX
fbem-29698	64	26	still	still	ADV
fbem-29698	64	27	in	in	ADP
fbem-29698	64	28	the	the	DET
fbem-29698	64	29	initial	initial	ADJ
fbem-29698	64	30	stage	stage	NOUN
fbem-29698	64	31	of	of	ADP
fbem-29698	64	32	development	development	NOUN
fbem-29698	64	33	.	.	PUNCT
fbem-29698	65	1	insurance	insurance	NOUN
fbem-29698	65	2	companies	company	NOUN
fbem-29698	65	3	face	face	VERB
fbem-29698	65	4	difficulties	difficulty	NOUN
fbem-29698	65	5	in	in	ADP
fbem-29698	65	6	pricing	price	VERB
fbem-29698	65	7	insurance	insurance	NOUN
fbem-29698	65	8	products	product	NOUN
fbem-29698	65	9	due	due	ADP
fbem-29698	65	10	to	to	ADP
fbem-29698	65	11	the	the	DET
fbem-29698	65	12	lack	lack	NOUN
fbem-29698	65	13	of	of	ADP
fbem-29698	65	14	underwriting	underwriting	NOUN
fbem-29698	65	15	data	datum	NOUN
fbem-29698	65	16	for	for	ADP
fbem-29698	65	17	reference	reference	NOUN
fbem-29698	65	18	.	.	PUNCT
fbem-29698	66	1	the	the	DET
fbem-29698	66	2	relevant	relevant	ADJ
fbem-29698	66	3	strategic	strategic	ADJ
fbem-29698	66	4	planning	planning	NOUN
fbem-29698	66	5	in	in	ADP
fbem-29698	66	6	china	china	PROPN
fbem-29698	66	7	started	start	VERB
fbem-29698	66	8	in	in	ADP
fbem-29698	66	9	2011	2011	NUM
fbem-29698	66	10	,	,	PUNCT
fbem-29698	66	11	and	and	CCONJ
fbem-29698	66	12	the	the	DET
fbem-29698	66	13	selection	selection	NOUN
fbem-29698	66	14	of	of	ADP
fbem-29698	66	15	national	national	ADJ
fbem-29698	66	16	level	level	NOUN
fbem-29698	66	17	"	"	PUNCT
fbem-29698	66	18	specialized	specialized	ADJ
fbem-29698	66	19	,	,	PUNCT
fbem-29698	66	20	refined	refined	ADJ
fbem-29698	66	21	,	,	PUNCT
fbem-29698	66	22	distinctive	distinctive	ADJ
fbem-29698	66	23	,	,	PUNCT
fbem-29698	66	24	and	and	CCONJ
fbem-29698	66	25	innovative	innovative	ADJ
fbem-29698	66	26	"	"	PUNCT
fbem-29698	66	27	enterprises	enterprise	NOUN
fbem-29698	66	28	only	only	ADV
fbem-29698	66	29	began	begin	VERB
fbem-29698	66	30	in	in	ADP
fbem-29698	66	31	2019	2019	NUM
fbem-29698	66	32	.	.	PUNCT
fbem-29698	67	1	on	on	ADP
fbem-29698	67	2	july	july	PROPN
fbem-29698	67	3	30	30	NUM
fbem-29698	67	4	,	,	PUNCT
fbem-29698	67	5	2021	2021	NUM
fbem-29698	67	6	,	,	PUNCT
fbem-29698	67	7	the	the	DET
fbem-29698	67	8	political	political	ADJ
fbem-29698	67	9	bureau	bureau	NOUN
fbem-29698	67	10	of	of	ADP
fbem-29698	67	11	the	the	DET
fbem-29698	67	12	central	central	PROPN
fbem-29698	67	13	committee	committee	PROPN
fbem-29698	67	14	first	first	ADV
fbem-29698	67	15	put	put	VERB
fbem-29698	67	16	forward	forward	ADV
fbem-29698	67	17	the	the	DET
fbem-29698	67	18	concept	concept	NOUN
fbem-29698	67	19	of	of	ADP
fbem-29698	67	20	"	"	PUNCT
fbem-29698	67	21	specialized	specialized	ADJ
fbem-29698	67	22	,	,	PUNCT
fbem-29698	67	23	refined	refined	ADJ
fbem-29698	67	24	,	,	PUNCT
fbem-29698	67	25	distinctive	distinctive	ADJ
fbem-29698	67	26	,	,	PUNCT
fbem-29698	67	27	and	and	CCONJ
fbem-29698	67	28	innovative	innovative	ADJ
fbem-29698	67	29	"	"	PUNCT
fbem-29698	67	30	[	[	X
fbem-29698	67	31	10	10	NUM
fbem-29698	67	32	]	]	PUNCT
fbem-29698	67	33	.	.	PUNCT
fbem-29698	68	1	even	even	ADV
fbem-29698	68	2	if	if	SCONJ
fbem-29698	68	3	some	some	DET
fbem-29698	68	4	enterprises	enterprise	NOUN
fbem-29698	68	5	purchased	purchase	VERB
fbem-29698	68	6	insurance	insurance	NOUN
fbem-29698	68	7	independently	independently	ADV
fbem-29698	68	8	before	before	ADV
fbem-29698	68	9	,	,	PUNCT
fbem-29698	68	10	insurance	insurance	NOUN
fbem-29698	68	11	companies	company	NOUN
fbem-29698	68	12	did	do	AUX
fbem-29698	68	13	not	not	PART
fbem-29698	68	14	regard	regard	VERB
fbem-29698	68	15	them	they	PRON
fbem-29698	68	16	as	as	ADP
fbem-29698	68	17	an	an	DET
fbem-29698	68	18	exclusive	exclusive	ADJ
fbem-29698	68	19	group	group	NOUN
fbem-29698	68	20	or	or	CCONJ
fbem-29698	68	21	launch	launch	VERB
fbem-29698	68	22	exclusive	exclusive	ADJ
fbem-29698	68	23	products	product	NOUN
fbem-29698	68	24	.	.	PUNCT
fbem-29698	69	1	therefore	therefore	ADV
fbem-29698	69	2	,	,	PUNCT
fbem-29698	69	3	there	there	PRON
fbem-29698	69	4	is	be	VERB
fbem-29698	69	5	a	a	DET
fbem-29698	69	6	lack	lack	NOUN
fbem-29698	69	7	of	of	ADP
fbem-29698	69	8	historical	historical	ADJ
fbem-29698	69	9	claim	claim	NOUN
fbem-29698	69	10	settlement	settlement	NOUN
fbem-29698	69	11	data	datum	NOUN
fbem-29698	69	12	and	and	CCONJ
fbem-29698	69	13	pricing	pricing	NOUN
fbem-29698	69	14	references	reference	NOUN
fbem-29698	69	15	,	,	PUNCT
fbem-29698	69	16	making	make	VERB
fbem-29698	69	17	it	it	PRON
fbem-29698	69	18	difficult	difficult	ADJ
fbem-29698	69	19	to	to	PART
fbem-29698	69	20	price	price	VERB
fbem-29698	69	21	accurately	accurately	ADV
fbem-29698	69	22	.	.	PUNCT
fbem-29698	70	1	at	at	ADP
fbem-29698	70	2	the	the	DET
fbem-29698	70	3	same	same	ADJ
fbem-29698	70	4	time	time	NOUN
fbem-29698	70	5	,	,	PUNCT
fbem-29698	70	6	"	"	PUNCT
fbem-29698	70	7	specialized	specialized	ADJ
fbem-29698	70	8	,	,	PUNCT
fbem-29698	70	9	refined	refined	ADJ
fbem-29698	70	10	,	,	PUNCT
fbem-29698	70	11	distinctive	distinctive	ADJ
fbem-29698	70	12	,	,	PUNCT
fbem-29698	70	13	and	and	CCONJ
fbem-29698	70	14	innovative	innovative	ADJ
fbem-29698	70	15	"	"	PUNCT
fbem-29698	70	16	enterprises	enterprise	NOUN
fbem-29698	70	17	cover	cover	VERB
fbem-29698	70	18	a	a	DET
fbem-29698	70	19	wide	wide	ADJ
fbem-29698	70	20	range	range	NOUN
fbem-29698	70	21	of	of	ADP
fbem-29698	70	22	industries	industry	NOUN
fbem-29698	70	23	.	.	PUNCT
fbem-29698	71	1	the	the	DET
fbem-29698	71	2	risks	risk	NOUN
fbem-29698	71	3	of	of	ADP
fbem-29698	71	4	different	different	ADJ
fbem-29698	71	5	industries	industry	NOUN
fbem-29698	71	6	vary	vary	VERB
fbem-29698	71	7	significantly	significantly	ADV
fbem-29698	71	8	at	at	ADP
fbem-29698	71	9	different	different	ADJ
fbem-29698	71	10	development	development	NOUN
fbem-29698	71	11	stages	stage	NOUN
fbem-29698	71	12	,	,	PUNCT
fbem-29698	71	13	and	and	CCONJ
fbem-29698	71	14	it	it	PRON
fbem-29698	71	15	is	be	AUX
fbem-29698	71	16	highly	highly	ADV
fbem-29698	71	17	difficult	difficult	ADJ
fbem-29698	71	18	to	to	PART
fbem-29698	71	19	identify	identify	VERB
fbem-29698	71	20	these	these	DET
fbem-29698	71	21	risks	risk	NOUN
fbem-29698	71	22	.	.	PUNCT
fbem-29698	72	1	the	the	DET
fbem-29698	72	2	technologies	technology	NOUN
fbem-29698	72	3	and	and	CCONJ
fbem-29698	72	4	data	datum	NOUN
fbem-29698	72	5	of	of	ADP
fbem-29698	72	6	enterprise	enterprise	NOUN
fbem-29698	72	7	technological	technological	ADJ
fbem-29698	72	8	innovation	innovation	NOUN
fbem-29698	72	9	have	have	VERB
fbem-29698	72	10	industry	industry	NOUN
fbem-29698	72	11	specific	specific	ADJ
fbem-29698	72	12	barriers	barrier	NOUN
fbem-29698	72	13	and	and	CCONJ
fbem-29698	72	14	confidentiality	confidentiality	NOUN
fbem-29698	72	15	requirements	requirement	NOUN
fbem-29698	72	16	.	.	PUNCT
fbem-29698	73	1	the	the	DET
fbem-29698	73	2	existing	exist	VERB
fbem-29698	73	3	technologies	technology	NOUN
fbem-29698	73	4	of	of	ADP
fbem-29698	73	5	insurance	insurance	NOUN
fbem-29698	73	6	companies	company	NOUN
fbem-29698	73	7	can	can	AUX
fbem-29698	73	8	not	not	PART
fbem-29698	73	9	cover	cover	VERB
fbem-29698	73	10	all	all	DET
fbem-29698	73	11	industries	industry	NOUN
fbem-29698	73	12	,	,	PUNCT
fbem-29698	73	13	so	so	SCONJ
fbem-29698	73	14	they	they	PRON
fbem-29698	73	15	can	can	AUX
fbem-29698	73	16	only	only	ADV
fbem-29698	73	17	price	price	VERB
fbem-29698	73	18	based	base	VERB
fbem-29698	73	19	on	on	ADP
fbem-29698	73	20	historical	historical	ADJ
fbem-29698	73	21	experience	experience	NOUN
fbem-29698	73	22	.	.	PUNCT
fbem-29698	74	1	this	this	PRON
fbem-29698	74	2	is	be	AUX
fbem-29698	74	3	likely	likely	ADJ
fbem-29698	74	4	to	to	PART
fbem-29698	74	5	lead	lead	VERB
fbem-29698	74	6	to	to	ADP
fbem-29698	74	7	over	over	ADP
fbem-29698	74	8	pricing	pricing	NOUN
fbem-29698	74	9	,	,	PUNCT
fbem-29698	74	10	which	which	PRON
fbem-29698	74	11	will	will	AUX
fbem-29698	74	12	dampen	dampen	VERB
fbem-29698	74	13	the	the	DET
fbem-29698	74	14	enthusiasm	enthusiasm	NOUN
fbem-29698	74	15	of	of	ADP
fbem-29698	74	16	enterprises	enterprise	NOUN
fbem-29698	74	17	to	to	PART
fbem-29698	74	18	purchase	purchase	VERB
fbem-29698	74	19	insurance	insurance	NOUN
fbem-29698	74	20	,	,	PUNCT
fbem-29698	74	21	and	and	CCONJ
fbem-29698	74	22	in	in	ADP
fbem-29698	74	23	turn	turn	NOUN
fbem-29698	74	24	,	,	PUNCT
fbem-29698	74	25	result	result	VERB
fbem-29698	74	26	in	in	ADP
fbem-29698	74	27	a	a	DET
fbem-29698	74	28	shortage	shortage	NOUN
fbem-29698	74	29	of	of	ADP
fbem-29698	74	30	underwriting	underwriting	NOUN
fbem-29698	74	31	data	datum	NOUN
fbem-29698	74	32	.	.	PUNCT
fbem-29698	75	1	currently	currently	ADV
fbem-29698	75	2	,	,	PUNCT
fbem-29698	75	3	the	the	DET
fbem-29698	75	4	insurance	insurance	NOUN
fbem-29698	75	5	industry	industry	NOUN
fbem-29698	75	6	has	have	VERB
fbem-29698	75	7	insufficient	insufficient	ADJ
fbem-29698	75	8	reserves	reserve	NOUN
fbem-29698	75	9	of	of	ADP
fbem-29698	75	10	professional	professional	ADJ
fbem-29698	75	11	capabilities	capability	NOUN
fbem-29698	75	12	for	for	ADP
fbem-29698	75	13	innovative	innovative	ADJ
fbem-29698	75	14	insurance	insurance	NOUN
fbem-29698	75	15	.	.	PUNCT
fbem-29698	76	1	there	there	PRON
fbem-29698	76	2	is	be	VERB
fbem-29698	76	3	a	a	DET
fbem-29698	76	4	shortage	shortage	NOUN
fbem-29698	76	5	of	of	ADP
fbem-29698	76	6	actuarial	actuarial	ADJ
fbem-29698	76	7	professionals	professional	NOUN
fbem-29698	76	8	who	who	PRON
fbem-29698	76	9	can	can	AUX
fbem-29698	76	10	reasonably	reasonably	ADV
fbem-29698	76	11	price	price	VERB
fbem-29698	76	12	the	the	DET
fbem-29698	76	13	innovative	innovative	ADJ
fbem-29698	76	14	insurance	insurance	NOUN
fbem-29698	76	15	products	product	NOUN
fbem-29698	76	16	for	for	ADP
fbem-29698	76	17	"	"	PUNCT
fbem-29698	76	18	specialized	specialized	ADJ
fbem-29698	76	19	,	,	PUNCT
fbem-29698	76	20	refined	refined	ADJ
fbem-29698	76	21	,	,	PUNCT
fbem-29698	76	22	distinctive	distinctive	ADJ
fbem-29698	76	23	,	,	PUNCT
fbem-29698	76	24	and	and	CCONJ
fbem-29698	76	25	innovative	innovative	ADJ
fbem-29698	76	26	"	"	PUNCT
fbem-29698	76	27	enterprises	enterprise	NOUN
fbem-29698	76	28	.	.	PUNCT
fbem-29698	77	1	the	the	DET
fbem-29698	77	2	pricing	pricing	NOUN
fbem-29698	77	3	of	of	ADP
fbem-29698	77	4	new	new	ADJ
fbem-29698	77	5	type	type	NOUN
fbem-29698	77	6	insurance	insurance	NOUN
fbem-29698	77	7	products	product	NOUN
fbem-29698	77	8	is	be	AUX
fbem-29698	77	9	mostly	mostly	ADV
fbem-29698	77	10	dominated	dominate	VERB
fbem-29698	77	11	by	by	ADP
fbem-29698	77	12	the	the	DET
fbem-29698	77	13	head	head	NOUN
fbem-29698	77	14	office	office	NOUN
fbem-29698	77	15	,	,	PUNCT
fbem-29698	77	16	and	and	CCONJ
fbem-29698	77	17	provincial	provincial	ADJ
fbem-29698	77	18	branches	branch	NOUN
fbem-29698	77	19	lack	lack	VERB
fbem-29698	77	20	the	the	DET
fbem-29698	77	21	pricing	pricing	NOUN
fbem-29698	77	22	ability	ability	NOUN
fbem-29698	77	23	to	to	PART
fbem-29698	77	24	adjust	adjust	VERB
fbem-29698	77	25	according	accord	VERB
fbem-29698	77	26	to	to	ADP
fbem-29698	77	27	local	local	ADJ
fbem-29698	77	28	market	market	NOUN
fbem-29698	77	29	conditions	condition	NOUN
fbem-29698	77	30	.	.	PUNCT
fbem-29698	78	1	in	in	ADP
fbem-29698	78	2	addition	addition	NOUN
fbem-29698	78	3	,	,	PUNCT
fbem-29698	78	4	insurance	insurance	NOUN
fbem-29698	78	5	companies	company	NOUN
fbem-29698	78	6	have	have	VERB
fbem-29698	78	7	weaknesses	weakness	NOUN
fbem-29698	78	8	in	in	ADP
fbem-29698	78	9	aspects	aspect	NOUN
fbem-29698	78	10	such	such	ADJ
fbem-29698	78	11	as	as	ADP
fbem-29698	78	12	risk	risk	NOUN
fbem-29698	78	13	identification	identification	NOUN
fbem-29698	78	14	in	in	ADP
fbem-29698	78	15	new	new	ADJ
fbem-29698	78	16	fields	field	NOUN
fbem-29698	78	17	,	,	PUNCT
fbem-29698	78	18	business	business	NOUN
fbem-29698	78	19	expertise	expertise	NOUN
fbem-29698	78	20	,	,	PUNCT
fbem-29698	78	21	and	and	CCONJ
fbem-29698	78	22	claim	claim	VERB
fbem-29698	78	23	liability	liability	NOUN
fbem-29698	78	24	determination	determination	NOUN
fbem-29698	78	25	and	and	CCONJ
fbem-29698	78	26	loss	loss	NOUN
fbem-29698	78	27	assessment	assessment	NOUN
fbem-29698	78	28	.	.	PUNCT
fbem-29698	79	1	they	they	PRON
fbem-29698	79	2	are	be	AUX
fbem-29698	79	3	cautious	cautious	ADJ
fbem-29698	79	4	in	in	ADP
fbem-29698	79	5	conducting	conduct	VERB
fbem-29698	79	6	business	business	NOUN
fbem-29698	79	7	.	.	PUNCT
fbem-29698	80	1	even	even	ADV
fbem-29698	80	2	if	if	SCONJ
fbem-29698	80	3	there	there	PRON
fbem-29698	80	4	is	be	VERB
fbem-29698	80	5	strong	strong	ADJ
fbem-29698	80	6	market	market	NOUN
fbem-29698	80	7	demand	demand	NOUN
fbem-29698	80	8	,	,	PUNCT
fbem-29698	80	9	insurance	insurance	NOUN
fbem-29698	80	10	companies	company	NOUN
fbem-29698	80	11	dare	dare	AUX
fbem-29698	80	12	not	not	PART
fbem-29698	80	13	underwrite	underwrite	VERB
fbem-29698	80	14	rashly	rashly	ADV
fbem-29698	80	15	for	for	ADP
fbem-29698	80	16	fear	fear	NOUN
fbem-29698	80	17	that	that	SCONJ
fbem-29698	80	18	excessive	excessive	ADJ
fbem-29698	80	19	claim	claim	NOUN
fbem-29698	80	20	payments	payment	NOUN
fbem-29698	80	21	will	will	AUX
fbem-29698	80	22	affect	affect	VERB
fbem-29698	80	23	their	their	PRON
fbem-29698	80	24	underwriting	underwriting	NOUN
fbem-29698	80	25	capacity	capacity	NOUN
fbem-29698	80	26	.	.	PUNCT
fbem-29698	81	1	3.2	3.2	NUM
fbem-29698	81	2	.	.	PUNCT
fbem-29698	82	1	low	low	ADJ
fbem-29698	82	2	willingness	willingness	NOUN
fbem-29698	82	3	of	of	ADP
fbem-29698	82	4	enterprises	enterprise	NOUN
fbem-29698	82	5	to	to	PART
fbem-29698	82	6	purchase	purchase	VERB
fbem-29698	82	7	insurance	insurance	NOUN
fbem-29698	82	8	at	at	ADP
fbem-29698	82	9	present	present	ADJ
fbem-29698	82	10	,	,	PUNCT
fbem-29698	82	11	the	the	DET
fbem-29698	82	12	scope	scope	NOUN
fbem-29698	82	13	of	of	ADP
fbem-29698	82	14	underwriting	underwriting	NOUN
fbem-29698	82	15	risks	risk	NOUN
fbem-29698	82	16	for	for	ADP
fbem-29698	82	17	the	the	DET
fbem-29698	82	18	insurance	insurance	NOUN
fbem-29698	82	19	of	of	ADP
fbem-29698	82	20	"	"	PUNCT
fbem-29698	82	21	specialized	specialized	ADJ
fbem-29698	82	22	,	,	PUNCT
fbem-29698	82	23	refined	refined	ADJ
fbem-29698	82	24	,	,	PUNCT
fbem-29698	82	25	distinctive	distinctive	ADJ
fbem-29698	82	26	,	,	PUNCT
fbem-29698	82	27	and	and	CCONJ
fbem-29698	82	28	innovative	innovative	ADJ
fbem-29698	82	29	"	"	PUNCT
fbem-29698	82	30	enterprises	enterprise	NOUN
fbem-29698	82	31	is	be	AUX
fbem-29698	82	32	limited	limit	VERB
fbem-29698	82	33	,	,	PUNCT
fbem-29698	82	34	the	the	DET
fbem-29698	82	35	degree	degree	NOUN
fbem-29698	82	36	of	of	ADP
fbem-29698	82	37	risk	risk	NOUN
fbem-29698	82	38	protection	protection	NOUN
fbem-29698	82	39	is	be	AUX
fbem-29698	82	40	low	low	ADJ
fbem-29698	82	41	,	,	PUNCT
fbem-29698	82	42	and	and	CCONJ
fbem-29698	82	43	enterprises	enterprise	NOUN
fbem-29698	82	44	themselves	themselves	PRON
fbem-29698	82	45	have	have	VERB
fbem-29698	82	46	weak	weak	ADJ
fbem-29698	82	47	awareness	awareness	NOUN
fbem-29698	82	48	of	of	ADP
fbem-29698	82	49	risk	risk	NOUN
fbem-29698	82	50	protection	protection	NOUN
fbem-29698	83	1	[	[	X
fbem-29698	83	2	11	11	NUM
fbem-29698	83	3	]	]	PUNCT
fbem-29698	83	4	,	,	PUNCT
fbem-29698	83	5	resulting	result	VERB
fbem-29698	83	6	in	in	ADP
fbem-29698	83	7	low	low	ADJ
fbem-29698	83	8	enthusiasm	enthusiasm	NOUN
fbem-29698	83	9	among	among	ADP
fbem-29698	83	10	enterprises	enterprise	NOUN
fbem-29698	83	11	to	to	PART
fbem-29698	83	12	purchase	purchase	VERB
fbem-29698	83	13	insurance	insurance	NOUN
fbem-29698	83	14	.	.	PUNCT
fbem-29698	84	1	take	take	VERB
fbem-29698	84	2	jiangxi	jiangxi	NOUN
fbem-29698	84	3	province	province	NOUN
fbem-29698	84	4	as	as	ADP
fbem-29698	84	5	an	an	DET
fbem-29698	84	6	example	example	NOUN
fbem-29698	84	7	.	.	PUNCT
fbem-29698	85	1	most	most	ADJ
fbem-29698	85	2	insurance	insurance	NOUN
fbem-29698	85	3	companies	company	NOUN
fbem-29698	85	4	are	be	AUX
fbem-29698	85	5	still	still	ADV
fbem-29698	85	6	exploring	explore	VERB
fbem-29698	85	7	innovative	innovative	ADJ
fbem-29698	85	8	insurance	insurance	NOUN
fbem-29698	85	9	products	product	NOUN
fbem-29698	85	10	and	and	CCONJ
fbem-29698	85	11	can	can	AUX
fbem-29698	85	12	only	only	ADV
fbem-29698	85	13	underwrite	underwrite	VERB
fbem-29698	85	14	some	some	PRON
fbem-29698	85	15	of	of	ADP
fbem-29698	85	16	the	the	DET
fbem-29698	85	17	unique	unique	ADJ
fbem-29698	85	18	professional	professional	ADJ
fbem-29698	85	19	risks	risk	NOUN
fbem-29698	85	20	of	of	ADP
fbem-29698	85	21	enterprises	enterprise	NOUN
fbem-29698	85	22	in	in	ADP
fbem-29698	85	23	a	a	DET
fbem-29698	85	24	small	small	ADJ
fbem-29698	85	25	scope	scope	NOUN
fbem-29698	85	26	,	,	PUNCT
fbem-29698	85	27	facing	face	VERB
fbem-29698	85	28	the	the	DET
fbem-29698	85	29	problem	problem	NOUN
fbem-29698	85	30	of	of	ADP
fbem-29698	85	31	"	"	PUNCT
fbem-29698	85	32	dare	dare	AUX
fbem-29698	85	33	not	not	PART
fbem-29698	85	34	underwrite	underwrite	VERB
fbem-29698	85	35	"	"	PUNCT
fbem-29698	85	36	.	.	PUNCT
fbem-29698	86	1	during	during	ADP
fbem-29698	86	2	the	the	DET
fbem-29698	86	3	early	early	ADJ
fbem-29698	86	4	stage	stage	NOUN
fbem-29698	86	5	research	research	NOUN
fbem-29698	86	6	and	and	CCONJ
fbem-29698	86	7	development	development	NOUN
fbem-29698	86	8	and	and	CCONJ
fbem-29698	86	9	mid	mid	ADJ
fbem-29698	86	10	stage	stage	NOUN
fbem-29698	86	11	achievement	achievement	NOUN
fbem-29698	86	12	transformation	transformation	NOUN
fbem-29698	86	13	,	,	PUNCT
fbem-29698	86	14	enterprises	enterprise	NOUN
fbem-29698	86	15	have	have	VERB
fbem-29698	86	16	large	large	ADJ
fbem-29698	86	17	r	r	NOUN
fbem-29698	86	18	&	&	CCONJ
fbem-29698	86	19	d	d	PROPN
fbem-29698	86	20	investments	investment	NOUN
fbem-29698	86	21	,	,	PUNCT
fbem-29698	86	22	long	long	ADJ
fbem-29698	86	23	cycles	cycle	NOUN
fbem-29698	86	24	,	,	PUNCT
fbem-29698	86	25	and	and	CCONJ
fbem-29698	86	26	uncertain	uncertain	ADJ
fbem-29698	86	27	results	result	NOUN
fbem-29698	86	28	.	.	PUNCT
fbem-29698	87	1	once	once	SCONJ
fbem-29698	87	2	they	they	PRON
fbem-29698	87	3	fail	fail	VERB
fbem-29698	87	4	,	,	PUNCT
fbem-29698	87	5	all	all	DET
fbem-29698	87	6	the	the	DET
fbem-29698	87	7	previous	previous	ADJ
fbem-29698	87	8	investments	investment	NOUN
fbem-29698	87	9	will	will	AUX
fbem-29698	87	10	be	be	AUX
fbem-29698	87	11	in	in	ADP
fbem-29698	87	12	vain	vain	ADJ
fbem-29698	87	13	.	.	PUNCT
fbem-29698	88	1	due	due	ADP
fbem-29698	88	2	to	to	ADP
fbem-29698	88	3	the	the	DET
fbem-29698	88	4	lack	lack	NOUN
fbem-29698	88	5	of	of	ADP
fbem-29698	88	6	relevant	relevant	ADJ
fbem-29698	88	7	data	datum	NOUN
fbem-29698	88	8	and	and	CCONJ
fbem-29698	88	9	experience	experience	NOUN
fbem-29698	88	10	,	,	PUNCT
fbem-29698	88	11	in	in	ADP
fbem-29698	88	12	order	order	NOUN
fbem-29698	88	13	to	to	PART
fbem-29698	88	14	maintain	maintain	VERB
fbem-29698	88	15	stable	stable	ADJ
fbem-29698	88	16	operations	operation	NOUN
fbem-29698	88	17	,	,	PUNCT
fbem-29698	88	18	insurance	insurance	NOUN
fbem-29698	88	19	companies	company	NOUN
fbem-29698	88	20	only	only	ADV
fbem-29698	88	21	assume	assume	VERB
fbem-29698	88	22	part	part	NOUN
fbem-29698	88	23	of	of	ADP
fbem-29698	88	24	the	the	DET
fbem-29698	88	25	risks	risk	NOUN
fbem-29698	88	26	,	,	PUNCT
fbem-29698	88	27	causing	cause	VERB
fbem-29698	88	28	enterprises	enterprise	NOUN
fbem-29698	88	29	to	to	PART
fbem-29698	88	30	have	have	VERB
fbem-29698	88	31	to	to	PART
fbem-29698	88	32	retain	retain	VERB
fbem-29698	88	33	a	a	DET
fbem-29698	88	34	large	large	ADJ
fbem-29698	88	35	amount	amount	NOUN
fbem-29698	88	36	of	of	ADP
fbem-29698	88	37	risks	risk	NOUN
fbem-29698	88	38	on	on	ADP
fbem-29698	88	39	their	their	PRON
fbem-29698	88	40	own	own	ADJ
fbem-29698	88	41	,	,	PUNCT
fbem-29698	88	42	thus	thus	ADV
fbem-29698	88	43	reducing	reduce	VERB
fbem-29698	88	44	their	their	PRON
fbem-29698	88	45	willingness	willingness	NOUN
fbem-29698	88	46	to	to	PART
fbem-29698	88	47	purchase	purchase	VERB
fbem-29698	88	48	insurance	insurance	NOUN
fbem-29698	88	49	.	.	PUNCT
fbem-29698	89	1	the	the	DET
fbem-29698	89	2	complex	complex	ADJ
fbem-29698	89	3	insurance	insurance	NOUN
fbem-29698	89	4	application	application	NOUN
fbem-29698	89	5	and	and	CCONJ
fbem-29698	89	6	review	review	NOUN
fbem-29698	89	7	processes	process	NOUN
fbem-29698	89	8	of	of	ADP
fbem-29698	89	9	policy	policy	NOUN
fbem-29698	89	10	based	base	VERB
fbem-29698	89	11	and	and	CCONJ
fbem-29698	89	12	innovative	innovative	ADJ
fbem-29698	89	13	insurance	insurance	NOUN
fbem-29698	89	14	products	product	NOUN
fbem-29698	89	15	are	be	AUX
fbem-29698	89	16	also	also	ADV
fbem-29698	89	17	important	important	ADJ
fbem-29698	89	18	factors	factor	NOUN
fbem-29698	89	19	contributing	contribute	VERB
fbem-29698	89	20	to	to	ADP
fbem-29698	89	21	the	the	DET
fbem-29698	89	22	low	low	ADJ
fbem-29698	89	23	enthusiasm	enthusiasm	NOUN
fbem-29698	89	24	of	of	ADP
fbem-29698	89	25	enterprises	enterprise	NOUN
fbem-29698	89	26	to	to	PART
fbem-29698	89	27	purchase	purchase	VERB
fbem-29698	89	28	insurance	insurance	NOUN
fbem-29698	89	29	.	.	PUNCT
fbem-29698	90	1	take	take	VERB
fbem-29698	90	2	the	the	DET
fbem-29698	90	3	policy	policy	NOUN
fbem-29698	90	4	based	base	VERB
fbem-29698	90	5	insurance	insurance	NOUN
fbem-29698	90	6	for	for	ADP
fbem-29698	90	7	the	the	DET
fbem-29698	90	8	first	first	ADJ
fbem-29698	90	9	(	(	PUNCT
fbem-29698	90	10	set	set	NOUN
fbem-29698	90	11	)	)	PUNCT
fbem-29698	90	12	of	of	ADP
fbem-29698	90	13	major	major	ADJ
fbem-29698	90	14	technical	technical	ADJ
fbem-29698	90	15	equipment	equipment	NOUN
fbem-29698	90	16	as	as	ADP
fbem-29698	90	17	an	an	DET
fbem-29698	90	18	example	example	NOUN
fbem-29698	90	19	.	.	PUNCT
fbem-29698	91	1	before	before	ADP
fbem-29698	91	2	2024	2024	NUM
fbem-29698	91	3	,	,	PUNCT
fbem-29698	91	4	the	the	DET
fbem-29698	91	5	"	"	PUNCT
fbem-29698	91	6	purchase	purchase	NOUN
fbem-29698	91	7	first	first	ADV
fbem-29698	91	8	,	,	PUNCT
fbem-29698	91	9	then	then	ADV
fbem-29698	91	10	submit	submit	VERB
fbem-29698	91	11	for	for	ADP
fbem-29698	91	12	review	review	NOUN
fbem-29698	91	13	,	,	PUNCT
fbem-29698	91	14	and	and	CCONJ
fbem-29698	91	15	finally	finally	ADV
fbem-29698	91	16	get	get	VERB
fbem-29698	91	17	subsidy	subsidy	NOUN
fbem-29698	91	18	"	"	PUNCT
fbem-29698	91	19	model	model	NOUN
fbem-29698	91	20	was	be	AUX
fbem-29698	91	21	adopted	adopt	VERB
fbem-29698	91	22	.	.	PUNCT
fbem-29698	92	1	after	after	SCONJ
fbem-29698	92	2	enterprises	enterprise	NOUN
fbem-29698	92	3	purchase	purchase	VERB
fbem-29698	92	4	insurance	insurance	NOUN
fbem-29698	92	5	and	and	CCONJ
fbem-29698	92	6	submit	submit	VERB
fbem-29698	92	7	application	application	NOUN
fbem-29698	92	8	materials	material	NOUN
fbem-29698	92	9	,	,	PUNCT
fbem-29698	92	10	departments	department	NOUN
fbem-29698	92	11	such	such	ADJ
fbem-29698	92	12	as	as	ADP
fbem-29698	92	13	the	the	DET
fbem-29698	92	14	bureau	bureau	NOUN
fbem-29698	92	15	of	of	ADP
fbem-29698	92	16	industry	industry	NOUN
fbem-29698	92	17	and	and	CCONJ
fbem-29698	92	18	information	information	NOUN
fbem-29698	92	19	technology	technology	NOUN
fbem-29698	92	20	have	have	VERB
fbem-29698	92	21	a	a	DET
fbem-29698	92	22	long	long	ADJ
fbem-29698	92	23	review	review	NOUN
fbem-29698	92	24	cycle	cycle	NOUN
fbem-29698	92	25	,	,	PUNCT
fbem-29698	92	26	and	and	CCONJ
fbem-29698	92	27	the	the	DET
fbem-29698	92	28	requirements	requirement	NOUN
fbem-29698	92	29	for	for	ADP
fbem-29698	92	30	the	the	DET
fbem-29698	92	31	equipment	equipment	NOUN
fbem-29698	92	32	catalog	catalog	NOUN
fbem-29698	92	33	are	be	AUX
fbem-29698	92	34	strict	strict	ADJ
fbem-29698	92	35	.	.	PUNCT
fbem-29698	93	1	slight	slight	ADJ
fbem-29698	93	2	differences	difference	NOUN
fbem-29698	93	3	in	in	ADP
fbem-29698	93	4	equipment	equipment	NOUN
fbem-29698	93	5	names	name	NOUN
fbem-29698	93	6	,	,	PUNCT
fbem-29698	93	7	serial	serial	ADJ
fbem-29698	93	8	numbers	number	NOUN
fbem-29698	93	9	,	,	PUNCT
fbem-29698	93	10	etc	etc	X
fbem-29698	93	11	.	.	X
fbem-29698	93	12	,	,	PUNCT
fbem-29698	93	13	from	from	ADP
fbem-29698	93	14	the	the	DET
fbem-29698	93	15	catalog	catalog	NOUN
fbem-29698	93	16	may	may	AUX
fbem-29698	93	17	lead	lead	VERB
fbem-29698	93	18	to	to	ADP
fbem-29698	93	19	failure	failure	NOUN
fbem-29698	93	20	in	in	ADP
fbem-29698	93	21	the	the	DET
fbem-29698	93	22	review	review	NOUN
fbem-29698	93	23	,	,	PUNCT
fbem-29698	93	24	causing	cause	VERB
fbem-29698	93	25	enterprises	enterprise	NOUN
fbem-29698	93	26	to	to	PART
fbem-29698	93	27	be	be	AUX
fbem-29698	93	28	unable	unable	ADJ
fbem-29698	93	29	to	to	PART
fbem-29698	93	30	obtain	obtain	VERB
fbem-29698	93	31	subsidies	subsidy	NOUN
fbem-29698	93	32	and	and	CCONJ
fbem-29698	93	33	having	have	VERB
fbem-29698	93	34	to	to	PART
fbem-29698	93	35	bear	bear	VERB
fbem-29698	93	36	the	the	DET
fbem-29698	93	37	insurance	insurance	NOUN
fbem-29698	93	38	premiums	premium	NOUN
fbem-29698	93	39	themselves	themselves	PRON
fbem-29698	93	40	.	.	PUNCT
fbem-29698	94	1	if	if	SCONJ
fbem-29698	94	2	the	the	DET
fbem-29698	94	3	catalog	catalog	NOUN
fbem-29698	94	4	is	be	AUX
fbem-29698	94	5	announced	announce	VERB
fbem-29698	94	6	late	late	ADV
fbem-29698	94	7	,	,	PUNCT
fbem-29698	94	8	enterprises	enterprise	NOUN
fbem-29698	94	9	may	may	AUX
fbem-29698	94	10	also	also	ADV
fbem-29698	94	11	fall	fall	VERB
fbem-29698	94	12	into	into	ADP
fbem-29698	94	13	a	a	DET
fbem-29698	94	14	dilemma	dilemma	NOUN
fbem-29698	94	15	where	where	SCONJ
fbem-29698	94	16	they	they	PRON
fbem-29698	94	17	can	can	AUX
fbem-29698	94	18	not	not	PART
fbem-29698	94	19	cancel	cancel	VERB
fbem-29698	94	20	the	the	DET
fbem-29698	94	21	insurance	insurance	NOUN
fbem-29698	94	22	policy	policy	NOUN
fbem-29698	94	23	after	after	SCONJ
fbem-29698	94	24	the	the	DET
fbem-29698	94	25	contract	contract	NOUN
fbem-29698	94	26	expires	expire	VERB
fbem-29698	94	27	and	and	CCONJ
fbem-29698	94	28	can	can	AUX
fbem-29698	94	29	not	not	PART
fbem-29698	94	30	claim	claim	VERB
fbem-29698	94	31	reimbursement	reimbursement	NOUN
fbem-29698	94	32	for	for	ADP
fbem-29698	94	33	the	the	DET
fbem-29698	94	34	insurance	insurance	NOUN
fbem-29698	94	35	premiums	premium	NOUN
fbem-29698	94	36	.	.	PUNCT
fbem-29698	95	1	in	in	ADP
fbem-29698	95	2	addition	addition	NOUN
fbem-29698	95	3	,	,	PUNCT
fbem-29698	95	4	due	due	ADP
fbem-29698	95	5	to	to	ADP
fbem-29698	95	6	the	the	DET
fbem-29698	95	7	high	high	ADJ
fbem-29698	95	8	industry	industry	NOUN
fbem-29698	95	9	barriers	barrier	NOUN
fbem-29698	95	10	and	and	CCONJ
fbem-29698	95	11	large	large	ADJ
fbem-29698	95	12	risks	risk	NOUN
fbem-29698	95	13	of	of	ADP
fbem-29698	95	14	"	"	PUNCT
fbem-29698	95	15	specialized	specialized	ADJ
fbem-29698	95	16	,	,	PUNCT
fbem-29698	95	17	refined	refined	ADJ
fbem-29698	95	18	,	,	PUNCT
fbem-29698	95	19	distinctive	distinctive	ADJ
fbem-29698	95	20	,	,	PUNCT
fbem-29698	95	21	and	and	CCONJ
fbem-29698	95	22	innovative	innovative	ADJ
fbem-29698	95	23	"	"	PUNCT
fbem-29698	95	24	enterprises	enterprise	NOUN
fbem-29698	95	25	,	,	PUNCT
fbem-29698	95	26	insurance	insurance	NOUN
fbem-29698	95	27	companies	company	NOUN
fbem-29698	95	28	need	need	VERB
fbem-29698	95	29	to	to	PART
fbem-29698	95	30	evaluate	evaluate	VERB
fbem-29698	95	31	various	various	ADJ
fbem-29698	95	32	aspects	aspect	NOUN
fbem-29698	95	33	of	of	ADP
fbem-29698	95	34	enterprises	enterprise	NOUN
fbem-29698	95	35	,	,	PUNCT
fbem-29698	95	36	such	such	ADJ
fbem-29698	95	37	as	as	ADP
fbem-29698	95	38	their	their	PRON
fbem-29698	95	39	technological	technological	ADJ
fbem-29698	95	40	innovation	innovation	NOUN
fbem-29698	95	41	capabilities	capability	NOUN
fbem-29698	95	42	and	and	CCONJ
fbem-29698	95	43	business	business	NOUN
fbem-29698	95	44	operations	operation	NOUN
fbem-29698	95	45	,	,	PUNCT
fbem-29698	95	46	before	before	ADP
fbem-29698	95	47	underwriting	underwriting	NOUN
fbem-29698	95	48	.	.	PUNCT
fbem-29698	96	1	the	the	DET
fbem-29698	96	2	insurance	insurance	NOUN
fbem-29698	96	3	147	147	NUM
fbem-29698	96	4	application	application	NOUN
fbem-29698	96	5	process	process	NOUN
fbem-29698	96	6	is	be	AUX
fbem-29698	96	7	more	more	ADV
fbem-29698	96	8	cumbersome	cumbersome	ADJ
fbem-29698	96	9	than	than	ADP
fbem-29698	96	10	that	that	PRON
fbem-29698	96	11	of	of	ADP
fbem-29698	96	12	ordinary	ordinary	ADJ
fbem-29698	96	13	enterprises	enterprise	NOUN
fbem-29698	96	14	.	.	PUNCT
fbem-29698	97	1	3.3	3.3	NUM
fbem-29698	97	2	.	.	PUNCT
fbem-29698	98	1	constraints	constraint	NOUN
fbem-29698	98	2	among	among	ADP
fbem-29698	98	3	the	the	DET
fbem-29698	98	4	three	three	NUM
fbem-29698	98	5	parties	party	NOUN
fbem-29698	98	6	hampering	hamper	VERB
fbem-29698	98	7	joint	joint	ADJ
fbem-29698	98	8	progress	progress	NOUN
fbem-29698	98	9	although	although	SCONJ
fbem-29698	98	10	the	the	DET
fbem-29698	98	11	insurance	insurance	NOUN
fbem-29698	98	12	for	for	ADP
fbem-29698	98	13	"	"	PUNCT
fbem-29698	98	14	specialized	specialized	ADJ
fbem-29698	98	15	,	,	PUNCT
fbem-29698	98	16	refined	refined	ADJ
fbem-29698	98	17	,	,	PUNCT
fbem-29698	98	18	distinctive	distinctive	ADJ
fbem-29698	98	19	,	,	PUNCT
fbem-29698	98	20	and	and	CCONJ
fbem-29698	98	21	innovative	innovative	ADJ
fbem-29698	98	22	"	"	PUNCT
fbem-29698	98	23	enterprises	enterprise	NOUN
fbem-29698	98	24	meets	meet	VERB
fbem-29698	98	25	the	the	DET
fbem-29698	98	26	needs	need	NOUN
fbem-29698	98	27	of	of	ADP
fbem-29698	98	28	enterprises	enterprise	NOUN
fbem-29698	98	29	,	,	PUNCT
fbem-29698	98	30	is	be	AUX
fbem-29698	98	31	supported	support	VERB
fbem-29698	98	32	by	by	ADP
fbem-29698	98	33	the	the	DET
fbem-29698	98	34	government	government	NOUN
fbem-29698	98	35	,	,	PUNCT
fbem-29698	98	36	and	and	CCONJ
fbem-29698	98	37	is	be	AUX
fbem-29698	98	38	promoted	promote	VERB
fbem-29698	98	39	by	by	ADP
fbem-29698	98	40	insurance	insurance	NOUN
fbem-29698	98	41	companies	company	NOUN
fbem-29698	98	42	,	,	PUNCT
fbem-29698	98	43	there	there	PRON
fbem-29698	98	44	are	be	VERB
fbem-29698	98	45	differences	difference	NOUN
fbem-29698	98	46	and	and	CCONJ
fbem-29698	98	47	conflicts	conflict	NOUN
fbem-29698	98	48	in	in	ADP
fbem-29698	98	49	the	the	DET
fbem-29698	98	50	interest	interest	NOUN
fbem-29698	98	51	demands	demand	NOUN
fbem-29698	98	52	of	of	ADP
fbem-29698	98	53	the	the	DET
fbem-29698	98	54	government	government	NOUN
fbem-29698	98	55	,	,	PUNCT
fbem-29698	98	56	enterprises	enterprise	NOUN
fbem-29698	98	57	,	,	PUNCT
fbem-29698	98	58	and	and	CCONJ
fbem-29698	98	59	insurance	insurance	NOUN
fbem-29698	98	60	companies	company	NOUN
fbem-29698	98	61	,	,	PUNCT
fbem-29698	98	62	which	which	PRON
fbem-29698	98	63	restricts	restrict	VERB
fbem-29698	98	64	the	the	DET
fbem-29698	98	65	development	development	NOUN
fbem-29698	98	66	of	of	ADP
fbem-29698	98	67	the	the	DET
fbem-29698	98	68	insurance	insurance	NOUN
fbem-29698	98	69	model	model	NOUN
fbem-29698	98	70	and	and	CCONJ
fbem-29698	98	71	forms	form	VERB
fbem-29698	98	72	an	an	DET
fbem-29698	98	73	"	"	PUNCT
fbem-29698	98	74	impossible	impossible	ADJ
fbem-29698	98	75	trinity	trinity	NOUN
fbem-29698	98	76	"	"	PUNCT
fbem-29698	98	77	.	.	PUNCT
fbem-29698	99	1	the	the	DET
fbem-29698	99	2	government	government	NOUN
fbem-29698	99	3	hopes	hope	VERB
fbem-29698	99	4	to	to	PART
fbem-29698	99	5	accelerate	accelerate	VERB
fbem-29698	99	6	the	the	DET
fbem-29698	99	7	popularization	popularization	NOUN
fbem-29698	99	8	of	of	ADP
fbem-29698	99	9	insurance	insurance	NOUN
fbem-29698	99	10	for	for	ADP
fbem-29698	99	11	"	"	PUNCT
fbem-29698	99	12	specialized	specialized	ADJ
fbem-29698	99	13	,	,	PUNCT
fbem-29698	99	14	refined	refined	ADJ
fbem-29698	99	15	,	,	PUNCT
fbem-29698	99	16	distinctive	distinctive	ADJ
fbem-29698	99	17	,	,	PUNCT
fbem-29698	99	18	and	and	CCONJ
fbem-29698	99	19	innovative	innovative	ADJ
fbem-29698	99	20	"	"	PUNCT
fbem-29698	99	21	enterprises	enterprise	NOUN
fbem-29698	99	22	,	,	PUNCT
fbem-29698	99	23	build	build	VERB
fbem-29698	99	24	a	a	DET
fbem-29698	99	25	protection	protection	NOUN
fbem-29698	99	26	network	network	NOUN
fbem-29698	99	27	,	,	PUNCT
fbem-29698	99	28	increase	increase	VERB
fbem-29698	99	29	the	the	DET
fbem-29698	99	30	quantity	quantity	NOUN
fbem-29698	99	31	and	and	CCONJ
fbem-29698	99	32	quality	quality	NOUN
fbem-29698	99	33	of	of	ADP
fbem-29698	99	34	enterprises	enterprise	NOUN
fbem-29698	99	35	,	,	PUNCT
fbem-29698	99	36	and	and	CCONJ
fbem-29698	99	37	achieve	achieve	VERB
fbem-29698	99	38	the	the	DET
fbem-29698	99	39	goal	goal	NOUN
fbem-29698	99	40	of	of	ADP
fbem-29698	99	41	cultivating	cultivate	VERB
fbem-29698	99	42	innovative	innovative	ADJ
fbem-29698	99	43	small	small	ADJ
fbem-29698	99	44	and	and	CCONJ
fbem-29698	99	45	medium	medium	ADJ
fbem-29698	99	46	sized	sized	ADJ
fbem-29698	99	47	enterprises	enterprise	NOUN
fbem-29698	99	48	,	,	PUNCT
fbem-29698	99	49	"	"	PUNCT
fbem-29698	99	50	specialized	specialized	ADJ
fbem-29698	99	51	,	,	PUNCT
fbem-29698	99	52	refined	refined	ADJ
fbem-29698	99	53	,	,	PUNCT
fbem-29698	99	54	distinctive	distinctive	ADJ
fbem-29698	99	55	,	,	PUNCT
fbem-29698	99	56	and	and	CCONJ
fbem-29698	99	57	innovative	innovative	ADJ
fbem-29698	99	58	"	"	PUNCT
fbem-29698	99	59	small	small	ADJ
fbem-29698	99	60	and	and	CCONJ
fbem-29698	99	61	medium	medium	ADJ
fbem-29698	99	62	sized	sized	ADJ
fbem-29698	99	63	enterprises	enterprise	NOUN
fbem-29698	99	64	,	,	PUNCT
fbem-29698	99	65	and	and	CCONJ
fbem-29698	99	66	"	"	PUNCT
fbem-29698	99	67	little	little	ADJ
fbem-29698	99	68	giant	giant	ADJ
fbem-29698	99	69	"	"	PUNCT
fbem-29698	99	70	enterprises	enterprise	NOUN
fbem-29698	99	71	.	.	PUNCT
fbem-29698	100	1	it	it	PRON
fbem-29698	100	2	aims	aim	VERB
fbem-29698	100	3	to	to	PART
fbem-29698	100	4	reduce	reduce	VERB
fbem-29698	100	5	the	the	DET
fbem-29698	100	6	insurance	insurance	NOUN
fbem-29698	100	7	purchasing	purchasing	NOUN
fbem-29698	100	8	costs	cost	NOUN
fbem-29698	100	9	of	of	ADP
fbem-29698	100	10	enterprises	enterprise	NOUN
fbem-29698	100	11	through	through	ADP
fbem-29698	100	12	financial	financial	ADJ
fbem-29698	100	13	subsidies	subsidy	NOUN
fbem-29698	100	14	and	and	CCONJ
fbem-29698	100	15	increase	increase	VERB
fbem-29698	100	16	the	the	DET
fbem-29698	100	17	coverage	coverage	NOUN
fbem-29698	100	18	rate	rate	NOUN
fbem-29698	100	19	.	.	PUNCT
fbem-29698	101	1	"	"	PUNCT
fbem-29698	101	2	specialized	specialized	ADJ
fbem-29698	101	3	,	,	PUNCT
fbem-29698	101	4	refined	refined	ADJ
fbem-29698	101	5	,	,	PUNCT
fbem-29698	101	6	distinctive	distinctive	ADJ
fbem-29698	101	7	,	,	PUNCT
fbem-29698	101	8	and	and	CCONJ
fbem-29698	101	9	innovative	innovative	ADJ
fbem-29698	101	10	"	"	PUNCT
fbem-29698	101	11	enterprises	enterprise	NOUN
fbem-29698	101	12	,	,	PUNCT
fbem-29698	101	13	due	due	ADP
fbem-29698	101	14	to	to	ADP
fbem-29698	101	15	their	their	PRON
fbem-29698	101	16	characteristics	characteristic	NOUN
fbem-29698	101	17	of	of	ADP
fbem-29698	101	18	"	"	PUNCT
fbem-29698	101	19	high	high	ADJ
fbem-29698	101	20	technology	technology	NOUN
fbem-29698	101	21	,	,	PUNCT
fbem-29698	101	22	high	high	ADJ
fbem-29698	101	23	risk	risk	NOUN
fbem-29698	101	24	,	,	PUNCT
fbem-29698	101	25	and	and	CCONJ
fbem-29698	101	26	light	light	ADJ
fbem-29698	101	27	asset	asset	NOUN
fbem-29698	101	28	"	"	PUNCT
fbem-29698	102	1	[	[	X
fbem-29698	102	2	3	3	NUM
fbem-29698	102	3	]	]	PUNCT
fbem-29698	102	4	,	,	PUNCT
fbem-29698	102	5	face	face	VERB
fbem-29698	102	6	financing	financing	NOUN
fbem-29698	102	7	bottlenecks	bottleneck	NOUN
fbem-29698	102	8	and	and	CCONJ
fbem-29698	102	9	high	high	ADJ
fbem-29698	102	10	risks	risk	NOUN
fbem-29698	102	11	.	.	PUNCT
fbem-29698	103	1	they	they	PRON
fbem-29698	103	2	have	have	VERB
fbem-29698	103	3	difficulties	difficulty	NOUN
fbem-29698	103	4	in	in	ADP
fbem-29698	103	5	financing	financing	NOUN
fbem-29698	103	6	and	and	CCONJ
fbem-29698	103	7	are	be	AUX
fbem-29698	103	8	short	short	ADJ
fbem-29698	103	9	of	of	ADP
fbem-29698	103	10	funds	fund	NOUN
fbem-29698	103	11	in	in	ADP
fbem-29698	103	12	the	the	DET
fbem-29698	103	13	early	early	ADJ
fbem-29698	103	14	stage	stage	NOUN
fbem-29698	103	15	,	,	PUNCT
fbem-29698	103	16	so	so	SCONJ
fbem-29698	103	17	they	they	PRON
fbem-29698	103	18	hope	hope	VERB
fbem-29698	103	19	to	to	PART
fbem-29698	103	20	obtain	obtain	VERB
fbem-29698	103	21	high	high	ADJ
fbem-29698	103	22	risk	risk	NOUN
fbem-29698	103	23	protection	protection	NOUN
fbem-29698	103	24	at	at	ADP
fbem-29698	103	25	a	a	DET
fbem-29698	103	26	low	low	ADJ
fbem-29698	103	27	cost	cost	NOUN
fbem-29698	103	28	to	to	PART
fbem-29698	103	29	ensure	ensure	VERB
fbem-29698	103	30	stable	stable	ADJ
fbem-29698	103	31	operations	operation	NOUN
fbem-29698	103	32	.	.	PUNCT
fbem-29698	104	1	insurance	insurance	NOUN
fbem-29698	104	2	companies	company	NOUN
fbem-29698	104	3	aim	aim	VERB
fbem-29698	104	4	for	for	ADP
fbem-29698	104	5	profit	profit	NOUN
fbem-29698	104	6	.	.	PUNCT
fbem-29698	105	1	they	they	PRON
fbem-29698	105	2	need	need	VERB
fbem-29698	105	3	to	to	PART
fbem-29698	105	4	respond	respond	VERB
fbem-29698	105	5	to	to	ADP
fbem-29698	105	6	the	the	DET
fbem-29698	105	7	government	government	NOUN
fbem-29698	105	8	's	's	PART
fbem-29698	105	9	call	call	NOUN
fbem-29698	105	10	,	,	PUNCT
fbem-29698	105	11	complete	complete	ADJ
fbem-29698	105	12	policy	policy	NOUN
fbem-29698	105	13	related	relate	VERB
fbem-29698	105	14	tasks	task	NOUN
fbem-29698	105	15	,	,	PUNCT
fbem-29698	105	16	and	and	CCONJ
fbem-29698	105	17	at	at	ADP
fbem-29698	105	18	the	the	DET
fbem-29698	105	19	same	same	ADJ
fbem-29698	105	20	time	time	NOUN
fbem-29698	105	21	,	,	PUNCT
fbem-29698	105	22	seek	seek	VERB
fbem-29698	105	23	profit	profit	NOUN
fbem-29698	105	24	making	make	VERB
fbem-29698	105	25	opportunities	opportunity	NOUN
fbem-29698	105	26	to	to	PART
fbem-29698	105	27	achieve	achieve	VERB
fbem-29698	105	28	their	their	PRON
fbem-29698	105	29	own	own	ADJ
fbem-29698	105	30	sustainable	sustainable	ADJ
fbem-29698	105	31	development	development	NOUN
fbem-29698	105	32	.	.	PUNCT
fbem-29698	106	1	the	the	DET
fbem-29698	106	2	conflicts	conflict	NOUN
fbem-29698	106	3	of	of	ADP
fbem-29698	106	4	interests	interest	NOUN
fbem-29698	106	5	among	among	ADP
fbem-29698	106	6	the	the	DET
fbem-29698	106	7	three	three	NUM
fbem-29698	106	8	parties	party	NOUN
fbem-29698	106	9	are	be	AUX
fbem-29698	106	10	obvious	obvious	ADJ
fbem-29698	106	11	.	.	PUNCT
fbem-29698	107	1	without	without	ADP
fbem-29698	107	2	increasing	increase	VERB
fbem-29698	107	3	the	the	DET
fbem-29698	107	4	financial	financial	ADJ
fbem-29698	107	5	burden	burden	NOUN
fbem-29698	107	6	,	,	PUNCT
fbem-29698	107	7	to	to	PART
fbem-29698	107	8	meet	meet	VERB
fbem-29698	107	9	the	the	DET
fbem-29698	107	10	interests	interest	NOUN
fbem-29698	107	11	of	of	ADP
fbem-29698	107	12	the	the	DET
fbem-29698	107	13	government	government	NOUN
fbem-29698	107	14	and	and	CCONJ
fbem-29698	107	15	enterprises	enterprise	NOUN
fbem-29698	107	16	and	and	CCONJ
fbem-29698	107	17	ensure	ensure	VERB
fbem-29698	107	18	the	the	DET
fbem-29698	107	19	profitability	profitability	NOUN
fbem-29698	107	20	of	of	ADP
fbem-29698	107	21	insurance	insurance	NOUN
fbem-29698	107	22	companies	company	NOUN
fbem-29698	107	23	,	,	PUNCT
fbem-29698	107	24	it	it	PRON
fbem-29698	107	25	may	may	AUX
fbem-29698	107	26	be	be	AUX
fbem-29698	107	27	necessary	necessary	ADJ
fbem-29698	107	28	to	to	PART
fbem-29698	107	29	increase	increase	VERB
fbem-29698	107	30	the	the	DET
fbem-29698	107	31	premium	premium	NOUN
fbem-29698	107	32	rate	rate	NOUN
fbem-29698	107	33	or	or	CCONJ
fbem-29698	107	34	limit	limit	VERB
fbem-29698	107	35	the	the	DET
fbem-29698	107	36	scope	scope	NOUN
fbem-29698	107	37	of	of	ADP
fbem-29698	107	38	coverage	coverage	NOUN
fbem-29698	107	39	,	,	PUNCT
fbem-29698	107	40	which	which	PRON
fbem-29698	107	41	is	be	AUX
fbem-29698	107	42	contrary	contrary	ADJ
fbem-29698	107	43	to	to	ADP
fbem-29698	107	44	the	the	DET
fbem-29698	107	45	expectations	expectation	NOUN
fbem-29698	107	46	of	of	ADP
fbem-29698	107	47	enterprises	enterprise	NOUN
fbem-29698	107	48	.	.	PUNCT
fbem-29698	108	1	if	if	SCONJ
fbem-29698	108	2	the	the	DET
fbem-29698	108	3	government	government	NOUN
fbem-29698	108	4	provides	provide	VERB
fbem-29698	108	5	fewer	few	ADJ
fbem-29698	108	6	subsidies	subsidy	NOUN
fbem-29698	108	7	,	,	PUNCT
fbem-29698	108	8	taking	take	VERB
fbem-29698	108	9	into	into	ADP
fbem-29698	108	10	account	account	NOUN
fbem-29698	108	11	the	the	DET
fbem-29698	108	12	interests	interest	NOUN
fbem-29698	108	13	of	of	ADP
fbem-29698	108	14	both	both	CCONJ
fbem-29698	108	15	the	the	DET
fbem-29698	108	16	government	government	NOUN
fbem-29698	108	17	and	and	CCONJ
fbem-29698	108	18	enterprises	enterprise	NOUN
fbem-29698	108	19	and	and	CCONJ
fbem-29698	108	20	requiring	require	VERB
fbem-29698	108	21	insurance	insurance	NOUN
fbem-29698	108	22	companies	company	NOUN
fbem-29698	108	23	to	to	PART
fbem-29698	108	24	provide	provide	VERB
fbem-29698	108	25	high	high	ADJ
fbem-29698	108	26	protection	protection	NOUN
fbem-29698	108	27	and	and	CCONJ
fbem-29698	108	28	low	low	ADJ
fbem-29698	108	29	price	price	NOUN
fbem-29698	108	30	products	product	NOUN
fbem-29698	108	31	,	,	PUNCT
fbem-29698	108	32	insurance	insurance	NOUN
fbem-29698	108	33	companies	company	NOUN
fbem-29698	108	34	will	will	AUX
fbem-29698	108	35	face	face	VERB
fbem-29698	108	36	financial	financial	ADJ
fbem-29698	108	37	pressure	pressure	NOUN
fbem-29698	108	38	.	.	PUNCT
fbem-29698	109	1	if	if	SCONJ
fbem-29698	109	2	the	the	DET
fbem-29698	109	3	interests	interest	NOUN
fbem-29698	109	4	of	of	ADP
fbem-29698	109	5	both	both	DET
fbem-29698	109	6	enterprises	enterprise	NOUN
fbem-29698	109	7	and	and	CCONJ
fbem-29698	109	8	insurance	insurance	NOUN
fbem-29698	109	9	companies	company	NOUN
fbem-29698	109	10	are	be	AUX
fbem-29698	109	11	to	to	PART
fbem-29698	109	12	be	be	AUX
fbem-29698	109	13	guaranteed	guarantee	VERB
fbem-29698	109	14	,	,	PUNCT
fbem-29698	109	15	meeting	meet	VERB
fbem-29698	109	16	the	the	DET
fbem-29698	109	17	enterprises	enterprise	NOUN
fbem-29698	109	18	'	'	PART
fbem-29698	109	19	demands	demand	NOUN
fbem-29698	109	20	for	for	ADP
fbem-29698	109	21	high	high	ADJ
fbem-29698	109	22	protection	protection	NOUN
fbem-29698	109	23	and	and	CCONJ
fbem-29698	109	24	low	low	ADJ
fbem-29698	109	25	premium	premium	NOUN
fbem-29698	109	26	while	while	SCONJ
fbem-29698	109	27	ensuring	ensure	VERB
fbem-29698	109	28	that	that	SCONJ
fbem-29698	109	29	insurance	insurance	NOUN
fbem-29698	109	30	companies	company	NOUN
fbem-29698	109	31	do	do	AUX
fbem-29698	109	32	not	not	PART
fbem-29698	109	33	suffer	suffer	VERB
fbem-29698	109	34	losses	loss	NOUN
fbem-29698	109	35	,	,	PUNCT
fbem-29698	109	36	the	the	DET
fbem-29698	109	37	government	government	NOUN
fbem-29698	109	38	needs	need	VERB
fbem-29698	109	39	to	to	PART
fbem-29698	109	40	bear	bear	VERB
fbem-29698	109	41	the	the	DET
fbem-29698	109	42	risk	risk	NOUN
fbem-29698	109	43	losses	loss	NOUN
fbem-29698	109	44	,	,	PUNCT
fbem-29698	109	45	which	which	PRON
fbem-29698	109	46	does	do	AUX
fbem-29698	109	47	not	not	PART
fbem-29698	109	48	meet	meet	VERB
fbem-29698	109	49	the	the	DET
fbem-29698	109	50	government	government	NOUN
fbem-29698	109	51	's	's	PART
fbem-29698	109	52	demands	demand	NOUN
fbem-29698	109	53	.	.	PUNCT
fbem-29698	110	1	therefore	therefore	ADV
fbem-29698	110	2	,	,	PUNCT
fbem-29698	110	3	balancing	balance	VERB
fbem-29698	110	4	the	the	DET
fbem-29698	110	5	interests	interest	NOUN
fbem-29698	110	6	of	of	ADP
fbem-29698	110	7	the	the	DET
fbem-29698	110	8	three	three	NUM
fbem-29698	110	9	parties	party	NOUN
fbem-29698	110	10	is	be	AUX
fbem-29698	110	11	the	the	DET
fbem-29698	110	12	key	key	NOUN
fbem-29698	110	13	to	to	ADP
fbem-29698	110	14	promoting	promote	VERB
fbem-29698	110	15	the	the	DET
fbem-29698	110	16	healthy	healthy	ADJ
fbem-29698	110	17	development	development	NOUN
fbem-29698	110	18	of	of	ADP
fbem-29698	110	19	insurance	insurance	NOUN
fbem-29698	110	20	for	for	ADP
fbem-29698	110	21	"	"	PUNCT
fbem-29698	110	22	specialized	specialized	ADJ
fbem-29698	110	23	,	,	PUNCT
fbem-29698	110	24	refined	refined	ADJ
fbem-29698	110	25	,	,	PUNCT
fbem-29698	110	26	distinctive	distinctive	ADJ
fbem-29698	110	27	,	,	PUNCT
fbem-29698	110	28	and	and	CCONJ
fbem-29698	110	29	innovative	innovative	ADJ
fbem-29698	110	30	"	"	PUNCT
fbem-29698	110	31	enterprises	enterprise	NOUN
fbem-29698	110	32	.	.	PUNCT
fbem-29698	111	1	4	4	X
fbem-29698	111	2	.	.	X
fbem-29698	111	3	breaking	break	VERB
fbem-29698	111	4	the	the	DET
fbem-29698	111	5	deadlock	deadlock	NOUN
fbem-29698	111	6	and	and	CCONJ
fbem-29698	111	7	rebirth	rebirth	NOUN
fbem-29698	111	8	on	on	ADP
fbem-29698	111	9	the	the	DET
fbem-29698	111	10	future	future	ADJ
fbem-29698	111	11	path	path	NOUN
fbem-29698	111	12	4.1	4.1	NUM
fbem-29698	111	13	.	.	PUNCT
fbem-29698	112	1	collaborating	collaborate	VERB
fbem-29698	112	2	with	with	ADP
fbem-29698	112	3	professional	professional	ADJ
fbem-29698	112	4	institutions	institution	NOUN
fbem-29698	112	5	for	for	ADP
fbem-29698	112	6	precise	precise	ADJ
fbem-29698	112	7	pricing	pricing	NOUN
fbem-29698	112	8	and	and	CCONJ
fbem-29698	112	9	loss	loss	NOUN
fbem-29698	112	10	assessment	assessment	NOUN
fbem-29698	112	11	insurance	insurance	NOUN
fbem-29698	112	12	companies	company	NOUN
fbem-29698	112	13	can	can	AUX
fbem-29698	112	14	collaborate	collaborate	VERB
fbem-29698	112	15	with	with	ADP
fbem-29698	112	16	local	local	ADJ
fbem-29698	112	17	universities	university	NOUN
fbem-29698	112	18	,	,	PUNCT
fbem-29698	112	19	third	third	ADJ
fbem-29698	112	20	party	party	NOUN
fbem-29698	112	21	testing	testing	NOUN
fbem-29698	112	22	platforms	platform	NOUN
fbem-29698	112	23	,	,	PUNCT
fbem-29698	112	24	and	and	CCONJ
fbem-29698	112	25	other	other	ADJ
fbem-29698	112	26	professional	professional	ADJ
fbem-29698	112	27	institutions	institution	NOUN
fbem-29698	112	28	to	to	PART
fbem-29698	112	29	conduct	conduct	VERB
fbem-29698	112	30	risk	risk	NOUN
fbem-29698	112	31	assessments	assessment	NOUN
fbem-29698	112	32	,	,	PUNCT
fbem-29698	112	33	achieving	achieve	VERB
fbem-29698	112	34	precise	precise	ADJ
fbem-29698	112	35	pricing	pricing	NOUN
fbem-29698	112	36	and	and	CCONJ
fbem-29698	112	37	loss	loss	NOUN
fbem-29698	112	38	assessment	assessment	NOUN
fbem-29698	112	39	.	.	PUNCT
fbem-29698	113	1	this	this	PRON
fbem-29698	113	2	effectively	effectively	ADV
fbem-29698	113	3	resolves	resolve	VERB
fbem-29698	113	4	issues	issue	NOUN
fbem-29698	113	5	such	such	ADJ
fbem-29698	113	6	as	as	ADP
fbem-29698	113	7	difficulties	difficulty	NOUN
fbem-29698	113	8	in	in	ADP
fbem-29698	113	9	premium	premium	NOUN
fbem-29698	113	10	pricing	pricing	NOUN
fbem-29698	113	11	and	and	CCONJ
fbem-29698	113	12	unclear	unclear	ADJ
fbem-29698	113	13	definition	definition	NOUN
fbem-29698	113	14	of	of	ADP
fbem-29698	113	15	claim	claim	NOUN
fbem-29698	113	16	loss	loss	NOUN
fbem-29698	113	17	expenses	expense	NOUN
fbem-29698	113	18	.	.	PUNCT
fbem-29698	114	1	regarding	regard	VERB
fbem-29698	114	2	the	the	DET
fbem-29698	114	3	pricing	pricing	NOUN
fbem-29698	114	4	issue	issue	NOUN
fbem-29698	114	5	,	,	PUNCT
fbem-29698	114	6	by	by	ADP
fbem-29698	114	7	leveraging	leverage	VERB
fbem-29698	114	8	the	the	DET
fbem-29698	114	9	advanced	advanced	ADJ
fbem-29698	114	10	data	datum	NOUN
fbem-29698	114	11	analysis	analysis	NOUN
fbem-29698	114	12	techniques	technique	NOUN
fbem-29698	114	13	and	and	CCONJ
fbem-29698	114	14	professional	professional	ADJ
fbem-29698	114	15	capabilities	capability	NOUN
fbem-29698	114	16	of	of	ADP
fbem-29698	114	17	third	third	ADJ
fbem-29698	114	18	party	party	NOUN
fbem-29698	114	19	institutions	institution	NOUN
fbem-29698	114	20	,	,	PUNCT
fbem-29698	114	21	detailed	detailed	ADJ
fbem-29698	114	22	risk	risk	NOUN
fbem-29698	114	23	assessment	assessment	NOUN
fbem-29698	114	24	plans	plan	NOUN
fbem-29698	114	25	and	and	CCONJ
fbem-29698	114	26	pricing	pricing	NOUN
fbem-29698	114	27	strategies	strategy	NOUN
fbem-29698	114	28	can	can	AUX
fbem-29698	114	29	be	be	AUX
fbem-29698	114	30	formulated	formulate	VERB
fbem-29698	114	31	.	.	PUNCT
fbem-29698	115	1	third	third	ADJ
fbem-29698	115	2	party	party	PROPN
fbem-29698	115	3	institutions	institution	NOUN
fbem-29698	115	4	integrate	integrate	VERB
fbem-29698	115	5	and	and	CCONJ
fbem-29698	115	6	analyze	analyze	VERB
fbem-29698	115	7	vast	vast	ADJ
fbem-29698	115	8	amounts	amount	NOUN
fbem-29698	115	9	of	of	ADP
fbem-29698	115	10	industry	industry	NOUN
fbem-29698	115	11	data	datum	NOUN
fbem-29698	115	12	,	,	PUNCT
fbem-29698	115	13	such	such	ADJ
fbem-29698	115	14	as	as	ADP
fbem-29698	115	15	historical	historical	ADJ
fbem-29698	115	16	claim	claim	NOUN
fbem-29698	115	17	data	datum	NOUN
fbem-29698	115	18	,	,	PUNCT
fbem-29698	115	19	industry	industry	NOUN
fbem-29698	115	20	risk	risk	NOUN
fbem-29698	115	21	factors	factor	NOUN
fbem-29698	115	22	,	,	PUNCT
fbem-29698	115	23	and	and	CCONJ
fbem-29698	115	24	customer	customer	NOUN
fbem-29698	115	25	behavior	behavior	NOUN
fbem-29698	115	26	patterns	pattern	NOUN
fbem-29698	115	27	.	.	PUNCT
fbem-29698	116	1	they	they	PRON
fbem-29698	116	2	use	use	VERB
fbem-29698	116	3	technologies	technology	NOUN
fbem-29698	116	4	like	like	ADP
fbem-29698	116	5	machine	machine	NOUN
fbem-29698	116	6	learning	learning	NOUN
fbem-29698	116	7	and	and	CCONJ
fbem-29698	116	8	artificial	artificial	ADJ
fbem-29698	116	9	intelligence	intelligence	NOUN
fbem-29698	116	10	to	to	PART
fbem-29698	116	11	build	build	VERB
fbem-29698	116	12	precise	precise	ADJ
fbem-29698	116	13	risk	risk	NOUN
fbem-29698	116	14	assessment	assessment	NOUN
fbem-29698	116	15	models	model	NOUN
fbem-29698	116	16	,	,	PUNCT
fbem-29698	116	17	helping	help	VERB
fbem-29698	116	18	insurance	insurance	NOUN
fbem-29698	116	19	companies	company	NOUN
fbem-29698	116	20	identify	identify	VERB
fbem-29698	116	21	and	and	CCONJ
fbem-29698	116	22	quantify	quantify	VERB
fbem-29698	116	23	potential	potential	ADJ
fbem-29698	116	24	risks	risk	NOUN
fbem-29698	116	25	and	and	CCONJ
fbem-29698	116	26	overcome	overcome	VERB
fbem-29698	116	27	the	the	DET
fbem-29698	116	28	challenges	challenge	NOUN
fbem-29698	116	29	of	of	ADP
fbem-29698	116	30	high	high	ADJ
fbem-29698	116	31	industry	industry	NOUN
fbem-29698	116	32	barriers	barrier	NOUN
fbem-29698	116	33	and	and	CCONJ
fbem-29698	116	34	difficult	difficult	ADJ
fbem-29698	116	35	risk	risk	NOUN
fbem-29698	116	36	assessment	assessment	NOUN
fbem-29698	116	37	.	.	PUNCT
fbem-29698	117	1	additionally	additionally	ADV
fbem-29698	117	2	,	,	PUNCT
fbem-29698	117	3	insurance	insurance	NOUN
fbem-29698	117	4	companies	company	NOUN
fbem-29698	117	5	can	can	AUX
fbem-29698	117	6	cooperate	cooperate	VERB
fbem-29698	117	7	with	with	ADP
fbem-29698	117	8	local	local	ADJ
fbem-29698	117	9	science	science	NOUN
fbem-29698	117	10	parks	park	NOUN
fbem-29698	117	11	to	to	PART
fbem-29698	117	12	create	create	VERB
fbem-29698	117	13	an	an	DET
fbem-29698	117	14	insurance	insurance	NOUN
fbem-29698	117	15	technology	technology	NOUN
fbem-29698	117	16	industry	industry	NOUN
fbem-29698	117	17	ecological	ecological	ADJ
fbem-29698	117	18	base	base	NOUN
fbem-29698	117	19	.	.	PUNCT
fbem-29698	118	1	insurance	insurance	NOUN
fbem-29698	118	2	companies	company	NOUN
fbem-29698	118	3	and	and	CCONJ
fbem-29698	118	4	insurance	insurance	NOUN
fbem-29698	118	5	technology	technology	NOUN
fbem-29698	118	6	industrial	industrial	ADJ
fbem-29698	118	7	parks	park	NOUN
fbem-29698	118	8	jointly	jointly	ADV
fbem-29698	118	9	price	price	VERB
fbem-29698	118	10	products	product	NOUN
fbem-29698	118	11	,	,	PUNCT
fbem-29698	118	12	reducing	reduce	VERB
fbem-29698	118	13	the	the	DET
fbem-29698	118	14	pricing	pricing	NOUN
fbem-29698	118	15	difficulty	difficulty	NOUN
fbem-29698	118	16	and	and	CCONJ
fbem-29698	118	17	cost	cost	NOUN
fbem-29698	118	18	for	for	ADP
fbem-29698	118	19	different	different	ADJ
fbem-29698	118	20	"	"	PUNCT
fbem-29698	118	21	specialized	specialized	ADJ
fbem-29698	118	22	,	,	PUNCT
fbem-29698	118	23	refined	refined	ADJ
fbem-29698	118	24	,	,	PUNCT
fbem-29698	118	25	distinctive	distinctive	ADJ
fbem-29698	118	26	,	,	PUNCT
fbem-29698	118	27	and	and	CCONJ
fbem-29698	118	28	innovative	innovative	ADJ
fbem-29698	118	29	"	"	PUNCT
fbem-29698	118	30	enterprises	enterprise	NOUN
fbem-29698	118	31	.	.	PUNCT
fbem-29698	119	1	4.2	4.2	NUM
fbem-29698	119	2	.	.	PUNCT
fbem-29698	120	1	optimizing	optimize	VERB
fbem-29698	120	2	the	the	DET
fbem-29698	120	3	insurance	insurance	NOUN
fbem-29698	120	4	application	application	NOUN
fbem-29698	120	5	process	process	NOUN
fbem-29698	120	6	and	and	CCONJ
fbem-29698	120	7	sharing	share	VERB
fbem-29698	120	8	risks	risk	NOUN
fbem-29698	120	9	through	through	ADP
fbem-29698	120	10	reinsurance	reinsurance	NOUN
fbem-29698	120	11	currently	currently	ADV
fbem-29698	120	12	,	,	PUNCT
fbem-29698	120	13	the	the	DET
fbem-29698	120	14	insurance	insurance	NOUN
fbem-29698	120	15	application	application	NOUN
fbem-29698	120	16	review	review	NOUN
fbem-29698	120	17	process	process	NOUN
fbem-29698	120	18	is	be	AUX
fbem-29698	120	19	cumbersome	cumbersome	ADJ
fbem-29698	120	20	and	and	CCONJ
fbem-29698	120	21	information	information	NOUN
fbem-29698	120	22	is	be	AUX
fbem-29698	120	23	not	not	PART
fbem-29698	120	24	transparent	transparent	ADJ
fbem-29698	120	25	,	,	PUNCT
fbem-29698	120	26	which	which	PRON
fbem-29698	120	27	reduces	reduce	VERB
fbem-29698	120	28	enterprises	enterprise	NOUN
fbem-29698	120	29	'	'	PART
fbem-29698	120	30	trust	trust	NOUN
fbem-29698	120	31	in	in	ADP
fbem-29698	120	32	innovative	innovative	ADJ
fbem-29698	120	33	insurance	insurance	NOUN
fbem-29698	120	34	products	product	NOUN
fbem-29698	120	35	and	and	CCONJ
fbem-29698	120	36	dampens	dampen	VERB
fbem-29698	120	37	their	their	PRON
fbem-29698	120	38	enthusiasm	enthusiasm	NOUN
fbem-29698	120	39	for	for	ADP
fbem-29698	120	40	purchasing	purchase	VERB
fbem-29698	120	41	insurance	insurance	NOUN
fbem-29698	120	42	.	.	PUNCT
fbem-29698	121	1	to	to	PART
fbem-29698	121	2	address	address	VERB
fbem-29698	121	3	these	these	DET
fbem-29698	121	4	issues	issue	NOUN
fbem-29698	121	5	:	:	PUNCT
fbem-29698	121	6	insurance	insurance	NOUN
fbem-29698	121	7	companies	company	NOUN
fbem-29698	121	8	can	can	AUX
fbem-29698	121	9	leverage	leverage	VERB
fbem-29698	121	10	technologies	technology	NOUN
fbem-29698	121	11	such	such	ADJ
fbem-29698	121	12	as	as	ADP
fbem-29698	121	13	big	big	ADJ
fbem-29698	121	14	data	datum	NOUN
fbem-29698	121	15	and	and	CCONJ
fbem-29698	121	16	artificial	artificial	ADJ
fbem-29698	121	17	intelligence	intelligence	NOUN
fbem-29698	121	18	to	to	PART
fbem-29698	121	19	automatically	automatically	ADV
fbem-29698	121	20	collect	collect	VERB
fbem-29698	121	21	and	and	CCONJ
fbem-29698	121	22	intelligently	intelligently	ADV
fbem-29698	121	23	verify	verify	VERB
fbem-29698	121	24	insurance	insurance	NOUN
fbem-29698	121	25	application	application	NOUN
fbem-29698	121	26	information	information	NOUN
fbem-29698	121	27	,	,	PUNCT
fbem-29698	121	28	streamline	streamline	VERB
fbem-29698	121	29	the	the	DET
fbem-29698	121	30	review	review	NOUN
fbem-29698	121	31	links	link	NOUN
fbem-29698	121	32	,	,	PUNCT
fbem-29698	121	33	and	and	CCONJ
fbem-29698	121	34	speed	speed	VERB
fbem-29698	121	35	up	up	ADP
fbem-29698	121	36	the	the	DET
fbem-29698	121	37	processing	processing	NOUN
fbem-29698	121	38	speed	speed	NOUN
fbem-29698	121	39	.	.	PUNCT
fbem-29698	122	1	at	at	ADP
fbem-29698	122	2	the	the	DET
fbem-29698	122	3	same	same	ADJ
fbem-29698	122	4	time	time	NOUN
fbem-29698	122	5	,	,	PUNCT
fbem-29698	122	6	they	they	PRON
fbem-29698	122	7	should	should	AUX
fbem-29698	122	8	strengthen	strengthen	VERB
fbem-29698	122	9	cooperation	cooperation	NOUN
fbem-29698	122	10	with	with	ADP
fbem-29698	122	11	government	government	NOUN
fbem-29698	122	12	departments	department	NOUN
fbem-29698	122	13	,	,	PUNCT
fbem-29698	122	14	break	break	VERB
fbem-29698	122	15	down	down	ADP
fbem-29698	122	16	data	data	NOUN
fbem-29698	122	17	barriers	barrier	NOUN
fbem-29698	122	18	,	,	PUNCT
fbem-29698	122	19	share	share	NOUN
fbem-29698	122	20	policy	policy	NOUN
fbem-29698	122	21	information	information	NOUN
fbem-29698	122	22	in	in	ADP
fbem-29698	122	23	real	real	ADJ
fbem-29698	122	24	time	time	NOUN
fbem-29698	122	25	,	,	PUNCT
fbem-29698	122	26	and	and	CCONJ
fbem-29698	122	27	accurately	accurately	ADV
fbem-29698	122	28	interpret	interpret	VERB
fbem-29698	122	29	it	it	PRON
fbem-29698	122	30	to	to	PART
fbem-29698	122	31	ensure	ensure	VERB
fbem-29698	122	32	a	a	DET
fbem-29698	122	33	smooth	smooth	ADJ
fbem-29698	122	34	process	process	NOUN
fbem-29698	122	35	.	.	PUNCT
fbem-29698	123	1	in	in	ADP
fbem-29698	123	2	addition	addition	NOUN
fbem-29698	123	3	,	,	PUNCT
fbem-29698	123	4	relying	rely	VERB
fbem-29698	123	5	on	on	ADP
fbem-29698	123	6	the	the	DET
fbem-29698	123	7	empowerment	empowerment	NOUN
fbem-29698	123	8	of	of	ADP
fbem-29698	123	9	digital	digital	ADJ
fbem-29698	123	10	technologies	technology	NOUN
fbem-29698	123	11	can	can	AUX
fbem-29698	123	12	improve	improve	VERB
fbem-29698	123	13	the	the	DET
fbem-29698	123	14	quality	quality	NOUN
fbem-29698	123	15	and	and	CCONJ
fbem-29698	123	16	capabilities	capability	NOUN
fbem-29698	123	17	of	of	ADP
fbem-29698	123	18	the	the	DET
fbem-29698	123	19	operation	operation	NOUN
fbem-29698	123	20	and	and	CCONJ
fbem-29698	123	21	management	management	NOUN
fbem-29698	123	22	of	of	ADP
fbem-29698	123	23	small	small	ADJ
fbem-29698	123	24	and	and	CCONJ
fbem-29698	123	25	medium	medium	ADJ
fbem-29698	123	26	sized	sized	ADJ
fbem-29698	123	27	enterprises	enterprise	NOUN
fbem-29698	123	28	,	,	PUNCT
fbem-29698	123	29	and	and	CCONJ
fbem-29698	123	30	accelerate	accelerate	VERB
fbem-29698	123	31	the	the	DET
fbem-29698	123	32	cultivation	cultivation	NOUN
fbem-29698	123	33	process	process	NOUN
fbem-29698	123	34	of	of	ADP
fbem-29698	123	35	"	"	PUNCT
fbem-29698	123	36	specialized	specialized	ADJ
fbem-29698	123	37	,	,	PUNCT
fbem-29698	123	38	refined	refined	ADJ
fbem-29698	123	39	,	,	PUNCT
fbem-29698	123	40	distinctive	distinctive	ADJ
fbem-29698	123	41	,	,	PUNCT
fbem-29698	123	42	and	and	CCONJ
fbem-29698	123	43	innovative	innovative	ADJ
fbem-29698	123	44	"	"	PUNCT
fbem-29698	123	45	enterprises	enterprise	NOUN
fbem-29698	123	46	[	[	X
fbem-29698	123	47	12	12	NUM
fbem-29698	123	48	]	]	PUNCT
fbem-29698	123	49	.	.	PUNCT
fbem-29698	124	1	the	the	DET
fbem-29698	124	2	application	application	NOUN
fbem-29698	124	3	of	of	ADP
fbem-29698	124	4	these	these	DET
fbem-29698	124	5	technologies	technology	NOUN
fbem-29698	124	6	can	can	AUX
fbem-29698	124	7	not	not	PART
fbem-29698	124	8	only	only	ADV
fbem-29698	124	9	reduce	reduce	VERB
fbem-29698	124	10	human	human	ADJ
fbem-29698	124	11	errors	error	NOUN
fbem-29698	124	12	,	,	PUNCT
fbem-29698	124	13	accurately	accurately	ADV
fbem-29698	124	14	grasp	grasp	VERB
fbem-29698	124	15	market	market	NOUN
fbem-29698	124	16	demands	demand	NOUN
fbem-29698	124	17	,	,	PUNCT
fbem-29698	124	18	and	and	CCONJ
fbem-29698	124	19	help	help	VERB
fbem-29698	124	20	develop	develop	VERB
fbem-29698	124	21	insurance	insurance	NOUN
fbem-29698	124	22	products	product	NOUN
fbem-29698	124	23	that	that	PRON
fbem-29698	124	24	better	well	ADV
fbem-29698	124	25	meet	meet	VERB
fbem-29698	124	26	the	the	DET
fbem-29698	124	27	needs	need	NOUN
fbem-29698	124	28	of	of	ADP
fbem-29698	124	29	enterprises	enterprise	NOUN
fbem-29698	124	30	,	,	PUNCT
fbem-29698	124	31	but	but	CCONJ
fbem-29698	124	32	also	also	ADV
fbem-29698	124	33	set	set	VERB
fbem-29698	124	34	up	up	ADP
fbem-29698	124	35	a	a	DET
fbem-29698	124	36	special	special	ADJ
fbem-29698	124	37	department	department	NOUN
fbem-29698	124	38	to	to	PART
fbem-29698	124	39	interface	interface	VERB
fbem-29698	124	40	with	with	ADP
fbem-29698	124	41	government	government	NOUN
fbem-29698	124	42	business	business	NOUN
fbem-29698	124	43	declaration	declaration	NOUN
fbem-29698	124	44	subsidies	subsidy	NOUN
fbem-29698	124	45	,	,	PUNCT
fbem-29698	124	46	arrange	arrange	NOUN
fbem-29698	124	47	personnel	personnel	NOUN
fbem-29698	124	48	to	to	PART
fbem-29698	124	49	participate	participate	VERB
fbem-29698	124	50	in	in	ADP
fbem-29698	124	51	government	government	NOUN
fbem-29698	124	52	training	training	NOUN
fbem-29698	124	53	,	,	PUNCT
fbem-29698	124	54	improve	improve	VERB
fbem-29698	124	55	business	business	NOUN
fbem-29698	124	56	levels	level	NOUN
fbem-29698	124	57	.	.	PUNCT
fbem-29698	125	1	with	with	ADP
fbem-29698	125	2	the	the	DET
fbem-29698	125	3	power	power	NOUN
fbem-29698	125	4	of	of	ADP
fbem-29698	125	5	technology	technology	NOUN
fbem-29698	125	6	,	,	PUNCT
fbem-29698	125	7	a	a	DET
fbem-29698	125	8	win	win	NOUN
fbem-29698	125	9	win	win	VERB
fbem-29698	125	10	situation	situation	NOUN
fbem-29698	125	11	for	for	ADP
fbem-29698	125	12	both	both	DET
fbem-29698	125	13	enterprises	enterprise	NOUN
fbem-29698	125	14	and	and	CCONJ
fbem-29698	125	15	the	the	DET
fbem-29698	125	16	insurance	insurance	NOUN
fbem-29698	125	17	market	market	NOUN
fbem-29698	125	18	is	be	AUX
fbem-29698	125	19	expected	expect	VERB
fbem-29698	125	20	to	to	PART
fbem-29698	125	21	be	be	AUX
fbem-29698	125	22	achieved	achieve	VERB
fbem-29698	125	23	.	.	PUNCT
fbem-29698	126	1	to	to	PART
fbem-29698	126	2	attract	attract	VERB
fbem-29698	126	3	more	more	ADJ
fbem-29698	126	4	enterprises	enterprise	NOUN
fbem-29698	126	5	to	to	PART
fbem-29698	126	6	purchase	purchase	VERB
fbem-29698	126	7	insurance	insurance	NOUN
fbem-29698	126	8	,	,	PUNCT
fbem-29698	126	9	the	the	DET
fbem-29698	126	10	reinsurance	reinsurance	NOUN
fbem-29698	126	11	model	model	NOUN
fbem-29698	126	12	can	can	AUX
fbem-29698	126	13	be	be	AUX
fbem-29698	126	14	introduced	introduce	VERB
fbem-29698	126	15	.	.	PUNCT
fbem-29698	127	1	insurance	insurance	NOUN
fbem-29698	127	2	companies	company	NOUN
fbem-29698	127	3	cooperate	cooperate	VERB
fbem-29698	127	4	with	with	ADP
fbem-29698	127	5	reinsurance	reinsurance	NOUN
fbem-29698	127	6	companies	company	NOUN
fbem-29698	127	7	to	to	PART
fbem-29698	127	8	build	build	VERB
fbem-29698	127	9	an	an	DET
fbem-29698	127	10	"	"	PUNCT
fbem-29698	127	11	enterprise	enterprise	NOUN
fbem-29698	127	12	+	+	CCONJ
fbem-29698	127	13	direct	direct	ADJ
fbem-29698	127	14	insurance	insurance	NOUN
fbem-29698	127	15	+	+	CCONJ
fbem-29698	127	16	reinsurance	reinsurance	NOUN
fbem-29698	127	17	"	"	PUNCT
fbem-29698	127	18	operation	operation	NOUN
fbem-29698	127	19	model	model	NOUN
fbem-29698	127	20	[	[	X
fbem-29698	127	21	13	13	NUM
fbem-29698	127	22	]	]	PUNCT
fbem-29698	127	23	.	.	PUNCT
fbem-29698	128	1	by	by	ADP
fbem-29698	128	2	giving	give	VERB
fbem-29698	128	3	full	full	ADJ
fbem-29698	128	4	play	play	NOUN
fbem-29698	128	5	to	to	ADP
fbem-29698	128	6	the	the	DET
fbem-29698	128	7	platform	platform	NOUN
fbem-29698	128	8	and	and	CCONJ
fbem-29698	128	9	big	big	ADJ
fbem-29698	128	10	data	datum	NOUN
fbem-29698	128	11	advantages	advantage	NOUN
fbem-29698	128	12	of	of	ADP
fbem-29698	128	13	reinsurance	reinsurance	NOUN
fbem-29698	128	14	companies	company	NOUN
fbem-29698	128	15	,	,	PUNCT
fbem-29698	128	16	risk	risk	NOUN
fbem-29698	128	17	sharing	sharing	NOUN
fbem-29698	128	18	and	and	CCONJ
fbem-29698	128	19	complementary	complementary	ADJ
fbem-29698	128	20	advantages	advantage	NOUN
fbem-29698	128	21	can	can	AUX
fbem-29698	128	22	be	be	AUX
fbem-29698	128	23	realized	realize	VERB
fbem-29698	128	24	,	,	PUNCT
fbem-29698	128	25	expanding	expand	VERB
fbem-29698	128	26	the	the	DET
fbem-29698	128	27	underwriting	underwriting	NOUN
fbem-29698	128	28	scope	scope	NOUN
fbem-29698	128	29	and	and	CCONJ
fbem-29698	128	30	the	the	DET
fbem-29698	128	31	depth	depth	NOUN
fbem-29698	128	32	of	of	ADP
fbem-29698	128	33	risk	risk	NOUN
fbem-29698	128	34	protection	protection	NOUN
fbem-29698	128	35	for	for	ADP
fbem-29698	128	36	the	the	DET
fbem-29698	128	37	insurance	insurance	NOUN
fbem-29698	128	38	of	of	ADP
fbem-29698	128	39	"	"	PUNCT
fbem-29698	128	40	specialized	specialized	ADJ
fbem-29698	128	41	,	,	PUNCT
fbem-29698	128	42	refined	refined	ADJ
fbem-29698	128	43	,	,	PUNCT
fbem-29698	128	44	distinctive	distinctive	ADJ
fbem-29698	128	45	,	,	PUNCT
fbem-29698	128	46	and	and	CCONJ
fbem-29698	128	47	innovative	innovative	ADJ
fbem-29698	128	48	"	"	PUNCT
fbem-29698	128	49	enterprises	enterprise	NOUN
fbem-29698	128	50	.	.	PUNCT
fbem-29698	129	1	in	in	ADP
fbem-29698	129	2	addition	addition	NOUN
fbem-29698	129	3	,	,	PUNCT
fbem-29698	129	4	reinsurance	reinsurance	NOUN
fbem-29698	129	5	companies	company	NOUN
fbem-29698	129	6	can	can	AUX
fbem-29698	129	7	solve	solve	VERB
fbem-29698	129	8	the	the	DET
fbem-29698	129	9	problem	problem	NOUN
fbem-29698	129	10	of	of	ADP
fbem-29698	129	11	insurance	insurance	NOUN
fbem-29698	129	12	companies	company	NOUN
fbem-29698	129	13	being	be	AUX
fbem-29698	129	14	"	"	PUNCT
fbem-29698	129	15	reluctant	reluctant	ADJ
fbem-29698	129	16	to	to	PART
fbem-29698	129	17	underwrite	underwrite	VERB
fbem-29698	129	18	"	"	PUNCT
fbem-29698	129	19	due	due	ADP
fbem-29698	129	20	to	to	ADP
fbem-29698	129	21	unfamiliarity	unfamiliarity	NOUN
fbem-29698	129	22	with	with	ADP
fbem-29698	129	23	emerging	emerge	VERB
fbem-29698	129	24	fields	field	NOUN
fbem-29698	129	25	through	through	ADP
fbem-29698	129	26	"	"	PUNCT
fbem-29698	129	27	providing	provide	VERB
fbem-29698	129	28	pricing	pricing	NOUN
fbem-29698	129	29	data	datum	NOUN
fbem-29698	129	30	+	+	CCONJ
fbem-29698	129	31	expanding	expand	VERB
fbem-29698	129	32	underwriting	underwriting	NOUN
fbem-29698	129	33	capacity	capacity	NOUN
fbem-29698	129	34	"	"	PUNCT
fbem-29698	129	35	,	,	PUNCT
fbem-29698	129	36	provide	provide	VERB
fbem-29698	129	37	support	support	NOUN
fbem-29698	129	38	in	in	ADP
fbem-29698	129	39	aspects	aspect	NOUN
fbem-29698	129	40	such	such	ADJ
fbem-29698	129	41	as	as	ADP
fbem-29698	129	42	risk	risk	NOUN
fbem-29698	129	43	pricing	pricing	NOUN
fbem-29698	129	44	and	and	CCONJ
fbem-29698	129	45	underwriting	underwriting	NOUN
fbem-29698	129	46	capacity	capacity	NOUN
fbem-29698	129	47	,	,	PUNCT
fbem-29698	129	48	and	and	CCONJ
fbem-29698	129	49	assist	assist	VERB
fbem-29698	129	50	in	in	ADP
fbem-29698	129	51	business	business	NOUN
fbem-29698	129	52	development	development	NOUN
fbem-29698	129	53	.	.	PUNCT
fbem-29698	130	1	148	148	NUM
fbem-29698	130	2	5	5	NUM
fbem-29698	130	3	.	.	PUNCT
fbem-29698	130	4	conclusion	conclusion	PROPN
fbem-29698	130	5	general	general	PROPN
fbem-29698	130	6	secretary	secretary	PROPN
fbem-29698	130	7	xi	xi	PROPN
fbem-29698	130	8	jinping	jinpe	VERB
fbem-29698	130	9	once	once	ADV
fbem-29698	130	10	pointed	point	VERB
fbem-29698	130	11	out	out	ADP
fbem-29698	130	12	:	:	PUNCT
fbem-29698	130	13	"	"	PUNCT
fbem-29698	130	14	the	the	DET
fbem-29698	130	15	world	world	NOUN
fbem-29698	130	16	today	today	NOUN
fbem-29698	130	17	is	be	AUX
fbem-29698	130	18	undergoing	undergo	VERB
fbem-29698	130	19	profound	profound	ADJ
fbem-29698	130	20	changes	change	NOUN
fbem-29698	130	21	unseen	unseen	ADJ
fbem-29698	130	22	in	in	ADP
fbem-29698	130	23	a	a	DET
fbem-29698	130	24	century	century	NOUN
fbem-29698	130	25	,	,	PUNCT
fbem-29698	130	26	and	and	CCONJ
fbem-29698	130	27	scientific	scientific	ADJ
fbem-29698	130	28	and	and	CCONJ
fbem-29698	130	29	technological	technological	ADJ
fbem-29698	130	30	innovation	innovation	NOUN
fbem-29698	130	31	is	be	AUX
fbem-29698	130	32	one	one	NUM
fbem-29698	130	33	of	of	ADP
fbem-29698	130	34	the	the	DET
fbem-29698	130	35	key	key	ADJ
fbem-29698	130	36	variables	variable	NOUN
fbem-29698	130	37	.	.	PUNCT
fbem-29698	130	38	"	"	PUNCT
fbem-29698	131	1	with	with	ADP
fbem-29698	131	2	the	the	DET
fbem-29698	131	3	in	in	ADP
fbem-29698	131	4	depth	depth	NOUN
fbem-29698	131	5	advancement	advancement	NOUN
fbem-29698	131	6	of	of	ADP
fbem-29698	131	7	the	the	DET
fbem-29698	131	8	strategy	strategy	NOUN
fbem-29698	131	9	of	of	ADP
fbem-29698	131	10	building	build	VERB
fbem-29698	131	11	a	a	DET
fbem-29698	131	12	strong	strong	ADJ
fbem-29698	131	13	scientific	scientific	ADJ
fbem-29698	131	14	and	and	CCONJ
fbem-29698	131	15	technological	technological	ADJ
fbem-29698	131	16	country	country	NOUN
fbem-29698	131	17	,	,	PUNCT
fbem-29698	131	18	"	"	PUNCT
fbem-29698	131	19	specialized	specialized	ADJ
fbem-29698	131	20	,	,	PUNCT
fbem-29698	131	21	refined	refined	ADJ
fbem-29698	131	22	,	,	PUNCT
fbem-29698	131	23	distinctive	distinctive	ADJ
fbem-29698	131	24	,	,	PUNCT
fbem-29698	131	25	and	and	CCONJ
fbem-29698	131	26	innovative	innovative	ADJ
fbem-29698	131	27	"	"	PUNCT
fbem-29698	131	28	enterprises	enterprise	NOUN
fbem-29698	131	29	have	have	AUX
fbem-29698	131	30	seized	seize	VERB
fbem-29698	131	31	development	development	NOUN
fbem-29698	131	32	opportunities	opportunity	NOUN
fbem-29698	131	33	.	.	PUNCT
fbem-29698	132	1	a	a	DET
fbem-29698	132	2	series	series	NOUN
fbem-29698	132	3	of	of	ADP
fbem-29698	132	4	supportive	supportive	ADJ
fbem-29698	132	5	policies	policy	NOUN
fbem-29698	132	6	have	have	AUX
fbem-29698	132	7	been	be	AUX
fbem-29698	132	8	introduced	introduce	VERB
fbem-29698	132	9	one	one	NUM
fbem-29698	132	10	after	after	ADP
fbem-29698	132	11	another	another	PRON
fbem-29698	132	12	,	,	PUNCT
fbem-29698	132	13	enabling	enable	VERB
fbem-29698	132	14	them	they	PRON
fbem-29698	132	15	to	to	PART
fbem-29698	132	16	stand	stand	VERB
fbem-29698	132	17	out	out	ADP
fbem-29698	132	18	in	in	ADP
fbem-29698	132	19	china	china	PROPN
fbem-29698	132	20	's	's	PART
fbem-29698	132	21	economic	economic	ADJ
fbem-29698	132	22	development	development	NOUN
fbem-29698	132	23	and	and	CCONJ
fbem-29698	132	24	scientific	scientific	ADJ
fbem-29698	132	25	and	and	CCONJ
fbem-29698	132	26	technological	technological	ADJ
fbem-29698	132	27	innovation	innovation	NOUN
fbem-29698	132	28	,	,	PUNCT
fbem-29698	132	29	showing	show	VERB
fbem-29698	132	30	a	a	DET
fbem-29698	132	31	vigorous	vigorous	ADJ
fbem-29698	132	32	development	development	NOUN
fbem-29698	132	33	trend	trend	NOUN
fbem-29698	132	34	,	,	PUNCT
fbem-29698	132	35	presenting	present	VERB
fbem-29698	132	36	a	a	DET
fbem-29698	132	37	prosperous	prosperous	ADJ
fbem-29698	132	38	scene	scene	NOUN
fbem-29698	132	39	of	of	ADP
fbem-29698	132	40	"	"	PUNCT
fbem-29698	132	41	spring	spring	NOUN
fbem-29698	132	42	scenery	scenery	NOUN
fbem-29698	132	43	ca	can	AUX
fbem-29698	132	44	n't	not	PART
fbem-29698	132	45	be	be	AUX
fbem-29698	132	46	contained	contain	VERB
fbem-29698	132	47	within	within	ADP
fbem-29698	132	48	the	the	DET
fbem-29698	132	49	garden	garden	NOUN
fbem-29698	132	50	"	"	PUNCT
fbem-29698	132	51	.	.	PUNCT
fbem-29698	133	1	however	however	ADV
fbem-29698	133	2	,	,	PUNCT
fbem-29698	133	3	"	"	PUNCT
fbem-29698	133	4	specialized	specialized	ADJ
fbem-29698	133	5	,	,	PUNCT
fbem-29698	133	6	refined	refined	ADJ
fbem-29698	133	7	,	,	PUNCT
fbem-29698	133	8	distinctive	distinctive	ADJ
fbem-29698	133	9	,	,	PUNCT
fbem-29698	133	10	and	and	CCONJ
fbem-29698	133	11	innovative	innovative	ADJ
fbem-29698	133	12	"	"	PUNCT
fbem-29698	133	13	enterprises	enterprise	NOUN
fbem-29698	133	14	have	have	VERB
fbem-29698	133	15	the	the	DET
fbem-29698	133	16	characteristics	characteristic	NOUN
fbem-29698	133	17	of	of	ADP
fbem-29698	133	18	"	"	PUNCT
fbem-29698	133	19	high	high	ADJ
fbem-29698	133	20	technology	technology	NOUN
fbem-29698	133	21	,	,	PUNCT
fbem-29698	133	22	high	high	ADJ
fbem-29698	133	23	risk	risk	NOUN
fbem-29698	133	24	,	,	PUNCT
fbem-29698	133	25	and	and	CCONJ
fbem-29698	133	26	light	light	ADJ
fbem-29698	133	27	asset	asset	NOUN
fbem-29698	133	28	"	"	PUNCT
fbem-29698	133	29	,	,	PUNCT
fbem-29698	133	30	face	face	VERB
fbem-29698	133	31	special	special	ADJ
fbem-29698	133	32	risks	risk	NOUN
fbem-29698	133	33	,	,	PUNCT
fbem-29698	133	34	and	and	CCONJ
fbem-29698	133	35	have	have	VERB
fbem-29698	133	36	an	an	DET
fbem-29698	133	37	urgent	urgent	ADJ
fbem-29698	133	38	need	need	NOUN
fbem-29698	133	39	for	for	ADP
fbem-29698	133	40	insurance	insurance	NOUN
fbem-29698	133	41	.	.	PUNCT
fbem-29698	134	1	the	the	DET
fbem-29698	134	2	insurance	insurance	NOUN
fbem-29698	134	3	industry	industry	NOUN
fbem-29698	134	4	has	have	AUX
fbem-29698	134	5	gradually	gradually	ADV
fbem-29698	134	6	constructed	construct	VERB
fbem-29698	134	7	an	an	DET
fbem-29698	134	8	insurance	insurance	NOUN
fbem-29698	134	9	model	model	NOUN
fbem-29698	134	10	of	of	ADP
fbem-29698	134	11	"	"	PUNCT
fbem-29698	134	12	traditional	traditional	ADJ
fbem-29698	134	13	insurance	insurance	NOUN
fbem-29698	134	14	+	+	CCONJ
fbem-29698	134	15	policy	policy	NOUN
fbem-29698	134	16	based	base	VERB
fbem-29698	134	17	insurance	insurance	NOUN
fbem-29698	134	18	+	+	CCONJ
fbem-29698	134	19	innovative	innovative	ADJ
fbem-29698	134	20	insurance	insurance	NOUN
fbem-29698	134	21	"	"	PUNCT
fbem-29698	134	22	,	,	PUNCT
fbem-29698	134	23	which	which	PRON
fbem-29698	134	24	has	have	AUX
fbem-29698	134	25	achieved	achieve	VERB
fbem-29698	134	26	initial	initial	ADJ
fbem-29698	134	27	results	result	NOUN
fbem-29698	134	28	.	.	PUNCT
fbem-29698	135	1	nevertheless	nevertheless	ADV
fbem-29698	135	2	,	,	PUNCT
fbem-29698	135	3	this	this	DET
fbem-29698	135	4	model	model	NOUN
fbem-29698	135	5	faces	face	VERB
fbem-29698	135	6	numerous	numerous	ADJ
fbem-29698	135	7	challenges	challenge	NOUN
fbem-29698	135	8	in	in	ADP
fbem-29698	135	9	actual	actual	ADJ
fbem-29698	135	10	operation	operation	NOUN
fbem-29698	135	11	and	and	CCONJ
fbem-29698	135	12	its	its	PRON
fbem-29698	135	13	development	development	NOUN
fbem-29698	135	14	has	have	AUX
fbem-29698	135	15	fallen	fall	VERB
fbem-29698	135	16	into	into	ADP
fbem-29698	135	17	a	a	DET
fbem-29698	135	18	predicament	predicament	NOUN
fbem-29698	135	19	.	.	PUNCT
fbem-29698	136	1	through	through	ADP
fbem-29698	136	2	in	in	ADP
fbem-29698	136	3	depth	depth	NOUN
fbem-29698	136	4	analysis	analysis	NOUN
fbem-29698	136	5	,	,	PUNCT
fbem-29698	136	6	it	it	PRON
fbem-29698	136	7	is	be	AUX
fbem-29698	136	8	found	find	VERB
fbem-29698	136	9	that	that	SCONJ
fbem-29698	136	10	due	due	ADP
fbem-29698	136	11	to	to	ADP
fbem-29698	136	12	the	the	DET
fbem-29698	136	13	conflict	conflict	NOUN
fbem-29698	136	14	of	of	ADP
fbem-29698	136	15	interests	interest	NOUN
fbem-29698	136	16	among	among	ADP
fbem-29698	136	17	the	the	DET
fbem-29698	136	18	government	government	NOUN
fbem-29698	136	19	,	,	PUNCT
fbem-29698	136	20	insurance	insurance	NOUN
fbem-29698	136	21	companies	company	NOUN
fbem-29698	136	22	,	,	PUNCT
fbem-29698	136	23	and	and	CCONJ
fbem-29698	136	24	"	"	PUNCT
fbem-29698	136	25	specialized	specialized	ADJ
fbem-29698	136	26	,	,	PUNCT
fbem-29698	136	27	refined	refined	ADJ
fbem-29698	136	28	,	,	PUNCT
fbem-29698	136	29	distinctive	distinctive	ADJ
fbem-29698	136	30	,	,	PUNCT
fbem-29698	136	31	and	and	CCONJ
fbem-29698	136	32	innovative	innovative	ADJ
fbem-29698	136	33	"	"	PUNCT
fbem-29698	136	34	enterprises	enterprise	NOUN
fbem-29698	136	35	,	,	PUNCT
fbem-29698	136	36	the	the	DET
fbem-29698	136	37	development	development	NOUN
fbem-29698	136	38	of	of	ADP
fbem-29698	136	39	the	the	DET
fbem-29698	136	40	insurance	insurance	NOUN
fbem-29698	136	41	model	model	NOUN
fbem-29698	136	42	for	for	ADP
fbem-29698	136	43	"	"	PUNCT
fbem-29698	136	44	specialized	specialized	ADJ
fbem-29698	136	45	,	,	PUNCT
fbem-29698	136	46	refined	refined	ADJ
fbem-29698	136	47	,	,	PUNCT
fbem-29698	136	48	distinctive	distinctive	ADJ
fbem-29698	136	49	,	,	PUNCT
fbem-29698	136	50	and	and	CCONJ
fbem-29698	136	51	innovative	innovative	ADJ
fbem-29698	136	52	"	"	PUNCT
fbem-29698	136	53	enterprises	enterprise	NOUN
fbem-29698	136	54	is	be	AUX
fbem-29698	136	55	severely	severely	ADV
fbem-29698	136	56	constrained	constrain	VERB
fbem-29698	136	57	.	.	PUNCT
fbem-29698	137	1	"	"	PUNCT
fbem-29698	137	2	the	the	DET
fbem-29698	137	3	one	one	NOUN
fbem-29698	137	4	who	who	PRON
fbem-29698	137	5	ties	tie	VERB
fbem-29698	137	6	the	the	DET
fbem-29698	137	7	bell	bell	NOUN
fbem-29698	137	8	should	should	AUX
fbem-29698	137	9	be	be	AUX
fbem-29698	137	10	the	the	DET
fbem-29698	137	11	one	one	NOUN
fbem-29698	137	12	to	to	PART
fbem-29698	137	13	untie	untie	VERB
fbem-29698	137	14	it	it	PRON
fbem-29698	137	15	.	.	PUNCT
fbem-29698	137	16	"	"	PUNCT
fbem-29698	138	1	to	to	PART
fbem-29698	138	2	enable	enable	VERB
fbem-29698	138	3	"	"	PUNCT
fbem-29698	138	4	specialized	specialized	ADJ
fbem-29698	138	5	,	,	PUNCT
fbem-29698	138	6	refined	refined	ADJ
fbem-29698	138	7	,	,	PUNCT
fbem-29698	138	8	distinctive	distinctive	ADJ
fbem-29698	138	9	,	,	PUNCT
fbem-29698	138	10	and	and	CCONJ
fbem-29698	138	11	innovative	innovative	ADJ
fbem-29698	138	12	"	"	PUNCT
fbem-29698	138	13	enterprises	enterprise	NOUN
fbem-29698	138	14	to	to	PART
fbem-29698	138	15	break	break	VERB
fbem-29698	138	16	through	through	ADP
fbem-29698	138	17	their	their	PRON
fbem-29698	138	18	cocoons	cocoon	NOUN
fbem-29698	138	19	and	and	CCONJ
fbem-29698	138	20	be	be	AUX
fbem-29698	138	21	reborn	reborn	VERB
fbem-29698	138	22	,	,	PUNCT
fbem-29698	138	23	the	the	DET
fbem-29698	138	24	government	government	NOUN
fbem-29698	138	25	,	,	PUNCT
fbem-29698	138	26	insurance	insurance	NOUN
fbem-29698	138	27	companies	company	NOUN
fbem-29698	138	28	,	,	PUNCT
fbem-29698	138	29	and	and	CCONJ
fbem-29698	138	30	enterprises	enterprise	NOUN
fbem-29698	138	31	need	need	VERB
fbem-29698	138	32	to	to	PART
fbem-29698	138	33	work	work	VERB
fbem-29698	138	34	in	in	ADP
fbem-29698	138	35	harmony	harmony	NOUN
fbem-29698	138	36	and	and	CCONJ
fbem-29698	138	37	adopt	adopt	VERB
fbem-29698	138	38	targeted	target	VERB
fbem-29698	138	39	measures	measure	NOUN
fbem-29698	138	40	.	.	PUNCT
fbem-29698	139	1	looking	look	VERB
fbem-29698	139	2	to	to	ADP
fbem-29698	139	3	the	the	DET
fbem-29698	139	4	future	future	NOUN
fbem-29698	139	5	,	,	PUNCT
fbem-29698	139	6	it	it	PRON
fbem-29698	139	7	is	be	AUX
fbem-29698	139	8	hoped	hope	VERB
fbem-29698	139	9	that	that	SCONJ
fbem-29698	139	10	with	with	ADP
fbem-29698	139	11	the	the	DET
fbem-29698	139	12	joint	joint	ADJ
fbem-29698	139	13	efforts	effort	NOUN
fbem-29698	139	14	of	of	ADP
fbem-29698	139	15	the	the	DET
fbem-29698	139	16	three	three	NUM
fbem-29698	139	17	parties	party	NOUN
fbem-29698	139	18	,	,	PUNCT
fbem-29698	139	19	the	the	DET
fbem-29698	139	20	insurance	insurance	NOUN
fbem-29698	139	21	model	model	NOUN
fbem-29698	139	22	for	for	ADP
fbem-29698	139	23	"	"	PUNCT
fbem-29698	139	24	specialized	specialized	ADJ
fbem-29698	139	25	,	,	PUNCT
fbem-29698	139	26	refined	refined	ADJ
fbem-29698	139	27	,	,	PUNCT
fbem-29698	139	28	distinctive	distinctive	ADJ
fbem-29698	139	29	,	,	PUNCT
fbem-29698	139	30	and	and	CCONJ
fbem-29698	139	31	innovative	innovative	ADJ
fbem-29698	139	32	"	"	PUNCT
fbem-29698	139	33	enterprises	enterprise	NOUN
fbem-29698	139	34	can	can	AUX
fbem-29698	139	35	break	break	VERB
fbem-29698	139	36	free	free	ADJ
fbem-29698	139	37	from	from	ADP
fbem-29698	139	38	the	the	DET
fbem-29698	139	39	limitations	limitation	NOUN
fbem-29698	139	40	of	of	ADP
fbem-29698	139	41	short	short	ADJ
fbem-29698	139	42	term	term	NOUN
fbem-29698	139	43	prosperity	prosperity	NOUN
fbem-29698	139	44	,	,	PUNCT
fbem-29698	139	45	achieve	achieve	VERB
fbem-29698	139	46	sustainable	sustainable	ADJ
fbem-29698	139	47	development	development	NOUN
fbem-29698	139	48	,	,	PUNCT
fbem-29698	139	49	and	and	CCONJ
fbem-29698	139	50	use	use	VERB
fbem-29698	139	51	the	the	DET
fbem-29698	139	52	power	power	NOUN
fbem-29698	139	53	of	of	ADP
fbem-29698	139	54	insurance	insurance	NOUN
fbem-29698	139	55	to	to	PART
fbem-29698	139	56	help	help	VERB
fbem-29698	139	57	"	"	PUNCT
fbem-29698	139	58	specialized	specialized	ADJ
fbem-29698	139	59	,	,	PUNCT
fbem-29698	139	60	refined	refined	ADJ
fbem-29698	139	61	,	,	PUNCT
fbem-29698	139	62	distinctive	distinctive	ADJ
fbem-29698	139	63	,	,	PUNCT
fbem-29698	139	64	and	and	CCONJ
fbem-29698	139	65	innovative	innovative	ADJ
fbem-29698	139	66	"	"	PUNCT
fbem-29698	139	67	enterprises	enterprise	NOUN
fbem-29698	139	68	move	move	VERB
fbem-29698	139	69	forward	forward	ADV
fbem-29698	139	70	steadily	steadily	ADV
fbem-29698	139	71	and	and	CCONJ
fbem-29698	139	72	far	far	ADV
fbem-29698	139	73	.	.	PUNCT
fbem-29698	140	1	references	reference	NOUN
fbem-29698	140	2	[	[	X
fbem-29698	140	3	1	1	NUM
fbem-29698	140	4	]	]	X
fbem-29698	140	5	zhang	zhang	PROPN
fbem-29698	140	6	yan	yan	PROPN
fbem-29698	140	7	.	.	PROPN
fbem-29698	141	1	path	path	NOUN
fbem-29698	141	2	analysis	analysis	NOUN
fbem-29698	141	3	of	of	ADP
fbem-29698	141	4	accelerating	accelerate	VERB
fbem-29698	141	5	the	the	DET
fbem-29698	141	6	cultivation	cultivation	NOUN
fbem-29698	141	7	of	of	ADP
fbem-29698	141	8	"	"	PUNCT
fbem-29698	141	9	specialized	specialized	ADJ
fbem-29698	141	10	,	,	PUNCT
fbem-29698	141	11	refined	refined	ADJ
fbem-29698	141	12	,	,	PUNCT
fbem-29698	141	13	distinctive	distinctive	ADJ
fbem-29698	141	14	,	,	PUNCT
fbem-29698	141	15	and	and	CCONJ
fbem-29698	141	16	innovative	innovative	ADJ
fbem-29698	141	17	"	"	PUNCT
fbem-29698	141	18	small	small	ADJ
fbem-29698	141	19	and	and	CCONJ
fbem-29698	141	20	medium	medium	ADJ
fbem-29698	141	21	sized	sized	ADJ
fbem-29698	141	22	enterprises	enterprise	NOUN
fbem-29698	141	23	:	:	PUNCT
fbem-29698	141	24	a	a	DET
fbem-29698	141	25	case	case	NOUN
fbem-29698	141	26	study	study	NOUN
fbem-29698	141	27	of	of	ADP
fbem-29698	141	28	fuzhou	fuzhou	PROPN
fbem-29698	141	29	city	city	PROPN
fbem-29698	141	30	,	,	PUNCT
fbem-29698	141	31	jiangxi	jiangxi	PROPN
fbem-29698	141	32	province	province	PROPN
fbem-29698	142	1	[	[	X
fbem-29698	142	2	j	j	X
fbem-29698	142	3	]	]	X
fbem-29698	142	4	.	.	PUNCT
fbem-29698	143	1	old	old	ADJ
fbem-29698	143	2	liberated	liberated	ADJ
fbem-29698	143	3	area	area	NOUN
fbem-29698	143	4	construction	construction	NOUN
fbem-29698	143	5	,	,	PUNCT
fbem-29698	143	6	2024	2024	NUM
fbem-29698	143	7	,	,	PUNCT
fbem-29698	143	8	(	(	PUNCT
fbem-29698	143	9	04	04	NUM
fbem-29698	143	10	):	):	PUNCT
fbem-29698	143	11	63	63	NUM
fbem-29698	143	12	72	72	NUM
fbem-29698	143	13	.	.	PUNCT
fbem-29698	144	1	[	[	X
fbem-29698	144	2	2	2	NUM
fbem-29698	144	3	]	]	X
fbem-29698	144	4	dou	dou	X
fbem-29698	144	5	shiting	shiting	NOUN
fbem-29698	144	6	,	,	PUNCT
fbem-29698	144	7	wang	wang	PROPN
fbem-29698	144	8	jiancai	jiancai	PROPN
fbem-29698	144	9	.	.	PUNCT
fbem-29698	145	1	transformation	transformation	NOUN
fbem-29698	145	2	strategies	strategy	NOUN
fbem-29698	145	3	for	for	ADP
fbem-29698	145	4	"	"	PUNCT
fbem-29698	145	5	specialized	specialized	ADJ
fbem-29698	145	6	,	,	PUNCT
fbem-29698	145	7	refined	refined	ADJ
fbem-29698	145	8	,	,	PUNCT
fbem-29698	145	9	distinctive	distinctive	ADJ
fbem-29698	145	10	,	,	PUNCT
fbem-29698	145	11	and	and	CCONJ
fbem-29698	145	12	innovative	innovative	ADJ
fbem-29698	145	13	"	"	PUNCT
fbem-29698	145	14	of	of	ADP
fbem-29698	145	15	small	small	ADJ
fbem-29698	145	16	and	and	CCONJ
fbem-29698	145	17	medium	medium	ADJ
fbem-29698	145	18	sized	sized	ADJ
fbem-29698	145	19	enterprises	enterprise	NOUN
fbem-29698	145	20	[	[	X
fbem-29698	145	21	j	j	X
fbem-29698	145	22	]	]	X
fbem-29698	145	23	.	.	PUNCT
fbem-29698	146	1	cooperative	cooperative	ADJ
fbem-29698	146	2	economy	economy	NOUN
fbem-29698	146	3	&	&	CCONJ
fbem-29698	146	4	science	science	NOUN
fbem-29698	146	5	,	,	PUNCT
fbem-29698	146	6	2024	2024	NUM
fbem-29698	146	7	,	,	PUNCT
fbem-29698	146	8	(	(	PUNCT
fbem-29698	146	9	19	19	NUM
fbem-29698	146	10	):	):	SYM
fbem-29698	146	11	79	79	NUM
fbem-29698	146	12	81	81	NUM
fbem-29698	146	13	.	.	PUNCT
fbem-29698	147	1	doi	doi	NOUN
fbem-29698	147	2	:	:	PUNCT
fbem-29698	147	3	10.13665	10.13665	NUM
fbem-29698	147	4	/	/	SYM
fbem-29698	147	5	j.cnki.hzjjykj.2024.19.008	j.cnki.hzjjykj.2024.19.008	NOUN
fbem-29698	147	6	.	.	PUNCT
fbem-29698	148	1	[	[	X
fbem-29698	148	2	3	3	X
fbem-29698	148	3	]	]	X
fbem-29698	148	4	dai	dai	PROPN
fbem-29698	148	5	mengxi	mengxi	PROPN
fbem-29698	148	6	.	.	PUNCT
fbem-29698	149	1	the	the	DET
fbem-29698	149	2	insurance	insurance	NOUN
fbem-29698	149	3	industry	industry	NOUN
fbem-29698	149	4	escorts	escort	VERB
fbem-29698	149	5	the	the	DET
fbem-29698	149	6	growth	growth	NOUN
fbem-29698	149	7	of	of	ADP
fbem-29698	149	8	"	"	PUNCT
fbem-29698	149	9	specialized	specialized	ADJ
fbem-29698	149	10	,	,	PUNCT
fbem-29698	149	11	refined	refined	ADJ
fbem-29698	149	12	,	,	PUNCT
fbem-29698	149	13	distinctive	distinctive	ADJ
fbem-29698	149	14	,	,	PUNCT
fbem-29698	149	15	and	and	CCONJ
fbem-29698	149	16	innovative	innovative	ADJ
fbem-29698	149	17	"	"	PUNCT
fbem-29698	149	18	enterprises	enterprise	NOUN
fbem-29698	149	19	,	,	PUNCT
fbem-29698	149	20	and	and	CCONJ
fbem-29698	149	21	long	long	ADJ
fbem-29698	149	22	term	term	NOUN
fbem-29698	149	23	insurance	insurance	NOUN
fbem-29698	149	24	funds	fund	NOUN
fbem-29698	149	25	accelerate	accelerate	VERB
fbem-29698	149	26	into	into	ADP
fbem-29698	149	27	the	the	DET
fbem-29698	149	28	technology	technology	NOUN
fbem-29698	149	29	field	field	NOUN
fbem-29698	149	30	[	[	X
fbem-29698	149	31	n	n	X
fbem-29698	149	32	]	]	PUNCT
fbem-29698	149	33	.	.	PUNCT
fbem-29698	150	1	financial	financial	ADJ
fbem-29698	150	2	times	time	NOUN
fbem-29698	150	3	,	,	PUNCT
fbem-29698	150	4	2024	2024	NUM
fbem-29698	150	5	08	08	NUM
fbem-29698	150	6	28(012	28(012	NOUN
fbem-29698	150	7	)	)	PUNCT
fbem-29698	150	8	.	.	PUNCT
fbem-29698	151	1	[	[	X
fbem-29698	151	2	4	4	X
fbem-29698	151	3	]	]	PUNCT
fbem-29698	151	4	ding	ding	PROPN
fbem-29698	151	5	xiaohong	xiaohong	PROPN
fbem-29698	151	6	,	,	PUNCT
fbem-29698	151	7	ge	ge	PROPN
fbem-29698	151	8	zijian	zijian	PROPN
fbem-29698	151	9	.	.	PUNCT
fbem-29698	152	1	research	research	NOUN
fbem-29698	152	2	on	on	ADP
fbem-29698	152	3	financial	financial	ADJ
fbem-29698	152	4	support	support	NOUN
fbem-29698	152	5	policies	policy	NOUN
fbem-29698	152	6	for	for	ADP
fbem-29698	152	7	"	"	PUNCT
fbem-29698	152	8	specialized	specialized	ADJ
fbem-29698	152	9	,	,	PUNCT
fbem-29698	152	10	refined	refined	ADJ
fbem-29698	152	11	,	,	PUNCT
fbem-29698	152	12	distinctive	distinctive	ADJ
fbem-29698	152	13	,	,	PUNCT
fbem-29698	152	14	and	and	CCONJ
fbem-29698	152	15	innovative	innovative	ADJ
fbem-29698	152	16	"	"	PUNCT
fbem-29698	152	17	little	little	ADJ
fbem-29698	152	18	giant	giant	ADJ
fbem-29698	152	19	enterprises	enterprise	NOUN
fbem-29698	152	20	[	[	X
fbem-29698	152	21	j	j	X
fbem-29698	152	22	]	]	X
fbem-29698	152	23	.	.	PUNCT
fbem-29698	153	1	commercial	commercial	ADJ
fbem-29698	153	2	exhibition	exhibition	NOUN
fbem-29698	153	3	economy	economy	NOUN
fbem-29698	153	4	,	,	PUNCT
fbem-29698	153	5	2024	2024	NUM
fbem-29698	153	6	,	,	PUNCT
fbem-29698	153	7	(	(	PUNCT
fbem-29698	153	8	05	05	NUM
fbem-29698	153	9	):	):	PUNCT
fbem-29698	153	10	130	130	NUM
fbem-29698	153	11	133	133	NUM
fbem-29698	153	12	.	.	PUNCT
fbem-29698	154	1	doi	doi	NOUN
fbem-29698	154	2	:	:	PUNCT
fbem-29698	154	3	10.19995	10.19995	NUM
fbem-29698	154	4	/	/	SYM
fbem-29698	154	5	j.cnki.cn10	j.cnki.cn10	ADJ
fbem-29698	154	6	1617	1617	NUM
fbem-29698	154	7	/	/	SYM
fbem-29698	154	8	f7.2024.05.130	f7.2024.05.130	NOUN
fbem-29698	154	9	.	.	PUNCT
fbem-29698	155	1	[	[	X
fbem-29698	155	2	5	5	NUM
fbem-29698	155	3	]	]	X
fbem-29698	155	4	han	han	PROPN
fbem-29698	155	5	feizi	feizi	PROPN
fbem-29698	155	6	,	,	PUNCT
fbem-29698	155	7	fang	fang	PROPN
fbem-29698	155	8	xiao	xiao	PROPN
fbem-29698	155	9	,	,	PUNCT
fbem-29698	155	10	chang	chang	PROPN
fbem-29698	155	11	jieshan	jieshan	PROPN
fbem-29698	155	12	,	,	PUNCT
fbem-29698	155	13	et	et	PROPN
fbem-29698	155	14	al	al	PROPN
fbem-29698	155	15	.	.	PROPN
fbem-29698	155	16	research	research	NOUN
fbem-29698	155	17	on	on	ADP
fbem-29698	155	18	promoting	promote	VERB
fbem-29698	155	19	the	the	DET
fbem-29698	155	20	sustained	sustained	ADJ
fbem-29698	155	21	innovation	innovation	NOUN
fbem-29698	155	22	ability	ability	NOUN
fbem-29698	155	23	of	of	ADP
fbem-29698	155	24	"	"	PUNCT
fbem-29698	155	25	specialized	specialized	ADJ
fbem-29698	155	26	,	,	PUNCT
fbem-29698	155	27	refined	refined	ADJ
fbem-29698	155	28	,	,	PUNCT
fbem-29698	155	29	distinctive	distinctive	ADJ
fbem-29698	155	30	,	,	PUNCT
fbem-29698	155	31	and	and	CCONJ
fbem-29698	155	32	innovative	innovative	ADJ
fbem-29698	155	33	"	"	PUNCT
fbem-29698	155	34	small	small	ADJ
fbem-29698	155	35	and	and	CCONJ
fbem-29698	155	36	medium	medium	ADJ
fbem-29698	155	37	sized	sized	ADJ
fbem-29698	155	38	enterprises	enterprise	NOUN
fbem-29698	155	39	[	[	X
fbem-29698	155	40	j	j	X
fbem-29698	155	41	]	]	X
fbem-29698	155	42	.	.	PUNCT
fbem-29698	156	1	chinese	chinese	ADJ
fbem-29698	156	2	engineering	engineering	NOUN
fbem-29698	156	3	consulting	consulting	NOUN
fbem-29698	156	4	,	,	PUNCT
fbem-29698	156	5	2024	2024	NUM
fbem-29698	156	6	,	,	PUNCT
fbem-29698	156	7	(	(	PUNCT
fbem-29698	156	8	05	05	NUM
fbem-29698	156	9	):	):	PUNCT
fbem-29698	156	10	88	88	NUM
fbem-29698	156	11	93	93	NUM
fbem-29698	156	12	.	.	PUNCT
fbem-29698	157	1	[	[	X
fbem-29698	157	2	6	6	NUM
fbem-29698	157	3	]	]	X
fbem-29698	157	4	sun	sun	PROPN
fbem-29698	157	5	haiyang	haiyang	PROPN
fbem-29698	157	6	.	.	PUNCT
fbem-29698	158	1	the	the	DET
fbem-29698	158	2	path	path	NOUN
fbem-29698	158	3	of	of	ADP
fbem-29698	158	4	insurance	insurance	NOUN
fbem-29698	158	5	in	in	ADP
fbem-29698	158	6	escorting	escort	VERB
fbem-29698	158	7	"	"	PUNCT
fbem-29698	158	8	specialized	specialized	ADJ
fbem-29698	158	9	,	,	PUNCT
fbem-29698	158	10	refined	refined	ADJ
fbem-29698	158	11	,	,	PUNCT
fbem-29698	158	12	distinctive	distinctive	ADJ
fbem-29698	158	13	,	,	PUNCT
fbem-29698	158	14	and	and	CCONJ
fbem-29698	158	15	innovative	innovative	ADJ
fbem-29698	158	16	"	"	PUNCT
fbem-29698	158	17	enterprises	enterprise	NOUN
fbem-29698	158	18	[	[	X
fbem-29698	158	19	j	j	X
fbem-29698	158	20	]	]	X
fbem-29698	158	21	.	.	PUNCT
fbem-29698	159	1	china	china	PROPN
fbem-29698	159	2	finance	finance	PROPN
fbem-29698	159	3	,	,	PUNCT
fbem-29698	159	4	2021	2021	NUM
fbem-29698	159	5	,	,	PUNCT
fbem-29698	159	6	(	(	PUNCT
fbem-29698	159	7	24	24	NUM
fbem-29698	159	8	):	):	PUNCT
fbem-29698	159	9	29	29	NUM
fbem-29698	159	10	30	30	NUM
fbem-29698	159	11	.	.	PUNCT
fbem-29698	160	1	[	[	X
fbem-29698	160	2	7	7	X
fbem-29698	160	3	]	]	X
fbem-29698	160	4	liu	liu	PROPN
fbem-29698	160	5	jinxia	jinxia	PROPN
fbem-29698	160	6	,	,	PUNCT
fbem-29698	160	7	gao	gao	PROPN
fbem-29698	160	8	lan	lan	PROPN
fbem-29698	160	9	.	.	PUNCT
fbem-29698	161	1	risks	risk	NOUN
fbem-29698	161	2	faced	face	VERB
fbem-29698	161	3	by	by	ADP
fbem-29698	161	4	"	"	PUNCT
fbem-29698	161	5	specialized	specialized	ADJ
fbem-29698	161	6	,	,	PUNCT
fbem-29698	161	7	refined	refined	ADJ
fbem-29698	161	8	,	,	PUNCT
fbem-29698	161	9	distinctive	distinctive	ADJ
fbem-29698	161	10	,	,	PUNCT
fbem-29698	161	11	and	and	CCONJ
fbem-29698	161	12	innovative	innovative	ADJ
fbem-29698	161	13	"	"	PUNCT
fbem-29698	161	14	enterprises	enterprise	NOUN
fbem-29698	161	15	and	and	CCONJ
fbem-29698	161	16	insurance	insurance	NOUN
fbem-29698	161	17	response	response	NOUN
fbem-29698	161	18	strategies	strategy	NOUN
fbem-29698	161	19	[	[	X
fbem-29698	161	20	j	j	X
fbem-29698	161	21	]	]	X
fbem-29698	161	22	.	.	PUNCT
fbem-29698	162	1	shanghai	shanghai	PROPN
fbem-29698	162	2	insurance	insurance	PROPN
fbem-29698	162	3	,	,	PUNCT
fbem-29698	162	4	2022	2022	NUM
fbem-29698	162	5	,	,	PUNCT
fbem-29698	162	6	(	(	PUNCT
fbem-29698	162	7	08	08	NUM
fbem-29698	162	8	):	):	PUNCT
fbem-29698	162	9	40	40	NUM
fbem-29698	162	10	44	44	NUM
fbem-29698	162	11	.	.	PUNCT
fbem-29698	163	1	[	[	X
fbem-29698	163	2	8	8	NUM
fbem-29698	163	3	]	]	X
fbem-29698	163	4	zhou	zhou	PROPN
fbem-29698	163	5	xu	xu	PROPN
fbem-29698	163	6	,	,	PUNCT
fbem-29698	163	7	chen	chen	PROPN
fbem-29698	163	8	shuo	shuo	PROPN
fbem-29698	163	9	.	.	PUNCT
fbem-29698	164	1	research	research	NOUN
fbem-29698	164	2	on	on	ADP
fbem-29698	164	3	financial	financial	ADJ
fbem-29698	164	4	support	support	NOUN
fbem-29698	164	5	for	for	ADP
fbem-29698	164	6	the	the	DET
fbem-29698	164	7	development	development	NOUN
fbem-29698	164	8	of	of	ADP
fbem-29698	164	9	"	"	PUNCT
fbem-29698	164	10	specialized	specialized	ADJ
fbem-29698	164	11	,	,	PUNCT
fbem-29698	164	12	refined	refined	ADJ
fbem-29698	164	13	,	,	PUNCT
fbem-29698	164	14	distinctive	distinctive	ADJ
fbem-29698	164	15	,	,	PUNCT
fbem-29698	164	16	and	and	CCONJ
fbem-29698	164	17	innovative	innovative	ADJ
fbem-29698	164	18	"	"	PUNCT
fbem-29698	164	19	enterprises	enterprise	NOUN
fbem-29698	164	20	[	[	X
fbem-29698	164	21	j	j	X
fbem-29698	164	22	]	]	X
fbem-29698	164	23	.	.	PUNCT
fbem-29698	165	1	financial	financial	ADJ
fbem-29698	165	2	perspectives	perspective	NOUN
fbem-29698	165	3	,	,	PUNCT
fbem-29698	165	4	2024	2024	NUM
fbem-29698	165	5	,	,	PUNCT
fbem-29698	165	6	(	(	PUNCT
fbem-29698	165	7	01	01	NUM
fbem-29698	165	8	):	):	PUNCT
fbem-29698	165	9	27	27	NUM
fbem-29698	165	10	36	36	NUM
fbem-29698	165	11	.	.	PUNCT
fbem-29698	166	1	[	[	X
fbem-29698	166	2	9	9	NUM
fbem-29698	166	3	]	]	X
fbem-29698	166	4	qin	qin	PROPN
fbem-29698	166	5	yang	yang	PROPN
fbem-29698	166	6	.	.	PUNCT
fbem-29698	167	1	some	some	DET
fbem-29698	167	2	thoughts	thought	NOUN
fbem-29698	167	3	on	on	ADP
fbem-29698	167	4	the	the	DET
fbem-29698	167	5	existing	exist	VERB
fbem-29698	167	6	problems	problem	NOUN
fbem-29698	167	7	in	in	ADP
fbem-29698	167	8	the	the	DET
fbem-29698	167	9	property	property	NOUN
fbem-29698	167	10	insurance	insurance	NOUN
fbem-29698	167	11	market	market	NOUN
fbem-29698	167	12	for	for	ADP
fbem-29698	167	13	small	small	ADJ
fbem-29698	167	14	and	and	CCONJ
fbem-29698	167	15	medium	medium	ADJ
fbem-29698	167	16	sized	sized	ADJ
fbem-29698	167	17	enterprises	enterprise	NOUN
fbem-29698	167	18	[	[	X
fbem-29698	167	19	j	j	X
fbem-29698	167	20	]	]	X
fbem-29698	167	21	.	.	PUNCT
fbem-29698	168	1	labor	labor	NOUN
fbem-29698	168	2	security	security	NOUN
fbem-29698	168	3	world	world	NOUN
fbem-29698	168	4	,	,	PUNCT
fbem-29698	168	5	2017	2017	NUM
fbem-29698	168	6	,	,	PUNCT
fbem-29698	168	7	(	(	PUNCT
fbem-29698	168	8	09	09	NUM
fbem-29698	168	9	):	):	PUNCT
fbem-29698	168	10	39	39	NUM
fbem-29698	168	11	.	.	PUNCT
fbem-29698	169	1	[	[	X
fbem-29698	169	2	10	10	NUM
fbem-29698	169	3	]	]	X
fbem-29698	169	4	li	li	PROPN
fbem-29698	169	5	nannan	nannan	PROPN
fbem-29698	169	6	.	.	PUNCT
fbem-29698	170	1	research	research	NOUN
fbem-29698	170	2	on	on	ADP
fbem-29698	170	3	industrial	industrial	ADJ
fbem-29698	170	4	policies	policy	NOUN
fbem-29698	170	5	for	for	ADP
fbem-29698	170	6	serving	serve	VERB
fbem-29698	170	7	the	the	DET
fbem-29698	170	8	development	development	NOUN
fbem-29698	170	9	of	of	ADP
fbem-29698	170	10	"	"	PUNCT
fbem-29698	170	11	specialized	specialized	ADJ
fbem-29698	170	12	,	,	PUNCT
fbem-29698	170	13	refined	refined	ADJ
fbem-29698	170	14	,	,	PUNCT
fbem-29698	170	15	distinctive	distinctive	ADJ
fbem-29698	170	16	,	,	PUNCT
fbem-29698	170	17	and	and	CCONJ
fbem-29698	170	18	innovative	innovative	ADJ
fbem-29698	170	19	"	"	PUNCT
fbem-29698	170	20	enterprises	enterprise	NOUN
fbem-29698	170	21	in	in	ADP
fbem-29698	170	22	china	china	PROPN
fbem-29698	171	1	[	[	X
fbem-29698	171	2	j	j	X
fbem-29698	171	3	]	]	X
fbem-29698	171	4	.	.	PUNCT
fbem-29698	172	1	commercial	commercial	ADJ
fbem-29698	172	2	exhibition	exhibition	NOUN
fbem-29698	172	3	economy	economy	NOUN
fbem-29698	172	4	,	,	PUNCT
fbem-29698	172	5	2025	2025	NUM
fbem-29698	172	6	,	,	PUNCT
fbem-29698	172	7	(	(	PUNCT
fbem-29698	172	8	01	01	NUM
fbem-29698	172	9	):	):	PUNCT
fbem-29698	172	10	133	133	NUM
fbem-29698	172	11	136	136	NUM
fbem-29698	172	12	.	.	PUNCT
fbem-29698	173	1	doi	doi	NOUN
fbem-29698	173	2	:	:	PUNCT
fbem-29698	173	3	10.19995	10.19995	NUM
fbem-29698	173	4	/	/	SYM
fbem-29698	173	5	j.cnki.cn10	j.cnki.cn10	PROPN
fbem-29698	173	6	1617	1617	NUM
fbem-29698	173	7	/	/	SYM
fbem-29698	173	8	f7.2025.01.133	f7.2025.01.133	NOUN
fbem-29698	173	9	.	.	PUNCT
fbem-29698	174	1	[	[	X
fbem-29698	174	2	11	11	NUM
fbem-29698	174	3	]	]	PUNCT
fbem-29698	174	4	wang	wang	PROPN
fbem-29698	174	5	xiaoyang	xiaoyang	PROPN
fbem-29698	174	6	,	,	PUNCT
fbem-29698	174	7	ying	ying	PROPN
fbem-29698	174	8	wenwen	wenwen	PROPN
fbem-29698	174	9	,	,	PUNCT
fbem-29698	174	10	yi	yi	PROPN
fbem-29698	174	11	kai	kai	PROPN
fbem-29698	174	12	,	,	PUNCT
fbem-29698	174	13	et	et	PROPN
fbem-29698	174	14	al	al	PROPN
fbem-29698	174	15	.	.	PROPN
fbem-29698	174	16	discussion	discussion	NOUN
fbem-29698	174	17	on	on	ADP
fbem-29698	174	18	risk	risk	NOUN
fbem-29698	174	19	management	management	NOUN
fbem-29698	174	20	and	and	CCONJ
fbem-29698	174	21	insurance	insurance	NOUN
fbem-29698	174	22	development	development	NOUN
fbem-29698	174	23	of	of	ADP
fbem-29698	174	24	small	small	ADJ
fbem-29698	174	25	and	and	CCONJ
fbem-29698	174	26	medium	medium	ADJ
fbem-29698	174	27	sized	sized	ADJ
fbem-29698	174	28	enterprises	enterprise	NOUN
fbem-29698	175	1	[	[	X
fbem-29698	175	2	j	j	X
fbem-29698	175	3	]	]	X
fbem-29698	175	4	.	.	PUNCT
fbem-29698	176	1	insurance	insurance	NOUN
fbem-29698	176	2	theory	theory	NOUN
fbem-29698	176	3	and	and	CCONJ
fbem-29698	176	4	practice	practice	NOUN
fbem-29698	176	5	,	,	PUNCT
fbem-29698	176	6	2023	2023	NUM
fbem-29698	176	7	,	,	PUNCT
fbem-29698	176	8	(	(	PUNCT
fbem-29698	176	9	02	02	NUM
fbem-29698	176	10	):	):	PUNCT
fbem-29698	176	11	60	60	NUM
fbem-29698	176	12	71	71	NUM
fbem-29698	176	13	.	.	PUNCT
fbem-29698	177	1	[	[	X
fbem-29698	177	2	12	12	NUM
fbem-29698	177	3	]	]	X
fbem-29698	177	4	da	da	PROPN
fbem-29698	177	5	xuebin	xuebin	PROPN
fbem-29698	177	6	.	.	PUNCT
fbem-29698	178	1	analysis	analysis	NOUN
fbem-29698	178	2	of	of	ADP
fbem-29698	178	3	the	the	DET
fbem-29698	178	4	cultivation	cultivation	NOUN
fbem-29698	178	5	paths	path	NOUN
fbem-29698	178	6	for	for	ADP
fbem-29698	178	7	"	"	PUNCT
fbem-29698	178	8	specialized	specialized	ADJ
fbem-29698	178	9	,	,	PUNCT
fbem-29698	178	10	refined	refined	ADJ
fbem-29698	178	11	,	,	PUNCT
fbem-29698	178	12	distinctive	distinctive	ADJ
fbem-29698	178	13	,	,	PUNCT
fbem-29698	178	14	and	and	CCONJ
fbem-29698	178	15	innovative	innovative	ADJ
fbem-29698	178	16	"	"	PUNCT
fbem-29698	178	17	small	small	ADJ
fbem-29698	178	18	and	and	CCONJ
fbem-29698	178	19	medium	medium	ADJ
fbem-29698	178	20	sized	sized	ADJ
fbem-29698	178	21	enterprises	enterprise	NOUN
fbem-29698	178	22	[	[	X
fbem-29698	178	23	j	j	X
fbem-29698	178	24	]	]	X
fbem-29698	178	25	.	.	PUNCT
fbem-29698	179	1	modern	modern	ADJ
fbem-29698	179	2	marketing	marketing	NOUN
fbem-29698	179	3	(	(	PUNCT
fbem-29698	179	4	early	early	ADJ
fbem-29698	179	5	edition	edition	NOUN
fbem-29698	179	6	)	)	PUNCT
fbem-29698	179	7	,	,	PUNCT
fbem-29698	179	8	2024	2024	NUM
fbem-29698	179	9	,	,	PUNCT
fbem-29698	179	10	(	(	PUNCT
fbem-29698	179	11	05	05	NUM
fbem-29698	179	12	):	):	PUNCT
fbem-29698	179	13	124	124	NUM
fbem-29698	179	14	126	126	NUM
fbem-29698	179	15	.	.	PUNCT
fbem-29698	180	1	doi	doi	NOUN
fbem-29698	180	2	:	:	PUNCT
fbem-29698	180	3	10.19921	10.19921	NUM
fbem-29698	180	4	/	/	SYM
fbem-29698	180	5	j.cnki.1009	j.cnki.1009	NOUN
fbem-29698	181	1	2994.2024	2994.2024	NUM
fbem-29698	181	2	05	05	NUM
fbem-29698	181	3	0124	0124	NUM
fbem-29698	181	4	042	042	NUM
fbem-29698	181	5	.	.	PUNCT
fbem-29698	182	1	[	[	X
fbem-29698	182	2	13	13	NUM
fbem-29698	182	3	]	]	X
fbem-29698	182	4	yu	yu	PROPN
fbem-29698	182	5	yong	yong	PROPN
fbem-29698	182	6	.	.	PUNCT
fbem-29698	183	1	insurance	insurance	NOUN
fbem-29698	183	2	escorts	escort	NOUN
fbem-29698	183	3	"	"	PUNCT
fbem-29698	183	4	specialized	specialized	ADJ
fbem-29698	183	5	,	,	PUNCT
fbem-29698	183	6	refined	refined	ADJ
fbem-29698	183	7	,	,	PUNCT
fbem-29698	183	8	distinctive	distinctive	ADJ
fbem-29698	183	9	,	,	PUNCT
fbem-29698	183	10	and	and	CCONJ
fbem-29698	183	11	innovative	innovative	ADJ
fbem-29698	183	12	"	"	PUNCT
fbem-29698	183	13	[	[	X
fbem-29698	183	14	n	n	X
fbem-29698	183	15	]	]	PUNCT
fbem-29698	183	16	.	.	PUNCT
fbem-29698	184	1	economic	economic	ADJ
fbem-29698	184	2	daily	daily	PROPN
fbem-29698	184	3	,	,	PUNCT
fbem-29698	184	4	2023	2023	NUM
fbem-29698	184	5	05	05	NUM
fbem-29698	184	6	31(007	31(007	NOUN
fbem-29698	184	7	)	)	PUNCT
fbem-29698	184	8	.	.	PUNCT
fbem-29698	185	1	doi	doi	NOUN
fbem-29698	185	2	:	:	PUNCT
fbem-29698	185	3	10.28425	10.28425	NUM
fbem-29698	185	4	/	/	SYM
fbem-29698	185	5	n.cnki.njjrb.2023.003685	n.cnki.njjrb.2023.003685	NOUN
fbem-29698	185	6	.	.	PUNCT