id	sid	tid	token	lemma	pos
fbem-29704	1	1	frontiers	frontier	NOUN
fbem-29704	1	2	in	in	ADP
fbem-29704	1	3	business	business	NOUN
fbem-29704	1	4	,	,	PUNCT
fbem-29704	1	5	economics	economic	NOUN
fbem-29704	1	6	and	and	CCONJ
fbem-29704	1	7	management	management	NOUN
fbem-29704	1	8	issn	issn	PROPN
fbem-29704	1	9	:	:	PUNCT
fbem-29704	1	10	2766	2766	NUM
fbem-29704	1	11	-	-	PUNCT
fbem-29704	1	12	824x	824x	NUM
fbem-29704	1	13	|	|	ADJ
fbem-29704	1	14	vol	vol	NOUN
fbem-29704	1	15	.	.	PROPN
fbem-29704	1	16	18	18	NUM
fbem-29704	1	17	,	,	PUNCT
fbem-29704	1	18	no	no	INTJ
fbem-29704	1	19	.	.	NOUN
fbem-29704	1	20	2	2	NUM
fbem-29704	1	21	,	,	PUNCT
fbem-29704	1	22	2025	2025	NUM
fbem-29704	1	23	176	176	NUM
fbem-29704	1	24	case	case	NOUN
fbem-29704	1	25	study	study	NOUN
fbem-29704	1	26	on	on	ADP
fbem-29704	1	27	risk	risk	NOUN
fbem-29704	1	28	management	management	NOUN
fbem-29704	1	29	of	of	ADP
fbem-29704	1	30	bankruptcy	bankruptcy	NOUN
fbem-29704	1	31	event	event	NOUN
fbem-29704	1	32	of	of	ADP
fbem-29704	1	33	baoshang	baoshang	PROPN
fbem-29704	1	34	bank	bank	PROPN
fbem-29704	1	35	simiao	simiao	PROPN
fbem-29704	1	36	zhang	zhang	PROPN
fbem-29704	1	37	hunan	hunan	PROPN
fbem-29704	1	38	university	university	PROPN
fbem-29704	1	39	of	of	ADP
fbem-29704	1	40	science	science	NOUN
fbem-29704	1	41	and	and	CCONJ
fbem-29704	1	42	technology	technology	NOUN
fbem-29704	1	43	,	,	PUNCT
fbem-29704	1	44	china	china	PROPN
fbem-29704	1	45	abstract	abstract	NOUN
fbem-29704	1	46	:	:	PUNCT
fbem-29704	1	47	it	it	PRON
fbem-29704	1	48	took	take	VERB
fbem-29704	1	49	more	more	ADJ
fbem-29704	1	50	than	than	ADP
fbem-29704	1	51	a	a	PRON
fbem-29704	1	52	year	year	NOUN
fbem-29704	1	53	from	from	ADP
fbem-29704	1	54	the	the	DET
fbem-29704	1	55	takeover	takeover	NOUN
fbem-29704	1	56	of	of	ADP
fbem-29704	1	57	baoshang	baoshang	PROPN
fbem-29704	1	58	bank	bank	PROPN
fbem-29704	1	59	by	by	ADP
fbem-29704	1	60	the	the	DET
fbem-29704	1	61	people	people	NOUN
fbem-29704	1	62	's	's	PART
fbem-29704	1	63	bank	bank	PROPN
fbem-29704	1	64	of	of	ADP
fbem-29704	1	65	china	china	PROPN
fbem-29704	1	66	and	and	CCONJ
fbem-29704	1	67	the	the	DET
fbem-29704	1	68	china	china	PROPN
fbem-29704	1	69	and	and	CCONJ
fbem-29704	1	70	insurance	insurance	PROPN
fbem-29704	1	71	regulatory	regulatory	ADJ
fbem-29704	1	72	commission	commission	NOUN
fbem-29704	1	73	in	in	ADP
fbem-29704	1	74	2019	2019	NUM
fbem-29704	1	75	to	to	ADP
fbem-29704	1	76	the	the	DET
fbem-29704	1	77	bankruptcy	bankruptcy	NOUN
fbem-29704	1	78	of	of	ADP
fbem-29704	1	79	baoshang	baoshang	PROPN
fbem-29704	1	80	bank	bank	PROPN
fbem-29704	1	81	co.	co.	PROPN
fbem-29704	1	82	,	,	PUNCT
fbem-29704	1	83	ltd	ltd	PROPN
fbem-29704	1	84	.	.	PROPN
fbem-29704	1	85	by	by	ADP
fbem-29704	1	86	the	the	DET
fbem-29704	1	87	beijing	beijing	PROPN
fbem-29704	1	88	no	no	INTJ
fbem-29704	1	89	.	.	PROPN
fbem-29704	1	90	1	1	NUM
fbem-29704	1	91	intermediate	intermediate	ADJ
fbem-29704	1	92	people	people	NOUN
fbem-29704	1	93	's	's	PART
fbem-29704	1	94	on	on	ADP
fbem-29704	1	95	february	february	PROPN
fbem-29704	1	96	7	7	NUM
fbem-29704	1	97	,	,	PUNCT
fbem-29704	1	98	2021	2021	NUM
fbem-29704	1	99	.	.	PUNCT
fbem-29704	2	1	the	the	DET
fbem-29704	2	2	bankruptcy	bankruptcy	NOUN
fbem-29704	2	3	of	of	ADP
fbem-29704	2	4	baoshang	baoshang	PROPN
fbem-29704	2	5	bank	bank	PROPN
fbem-29704	2	6	reflects	reflect	VERB
fbem-29704	2	7	various	various	ADJ
fbem-29704	2	8	risks	risk	NOUN
fbem-29704	2	9	within	within	ADP
fbem-29704	2	10	the	the	DET
fbem-29704	2	11	bank	bank	NOUN
fbem-29704	2	12	,	,	PUNCT
fbem-29704	2	13	and	and	CCONJ
fbem-29704	2	14	indirectly	indirectly	ADV
fbem-29704	2	15	reflects	reflect	VERB
fbem-29704	2	16	some	some	DET
fbem-29704	2	17	common	common	ADJ
fbem-29704	2	18	problems	problem	NOUN
fbem-29704	2	19	among	among	ADP
fbem-29704	2	20	small	small	ADJ
fbem-29704	2	21	and	and	CCONJ
fbem-29704	2	22	medium	medium	ADJ
fbem-29704	2	23	-	-	PUNCT
fbem-29704	2	24	sized	sized	ADJ
fbem-29704	2	25	banks	bank	NOUN
fbem-29704	2	26	.	.	PUNCT
fbem-29704	3	1	there	there	PRON
fbem-29704	3	2	are	be	VERB
fbem-29704	3	3	numerous	numerous	ADJ
fbem-29704	3	4	small	small	ADJ
fbem-29704	3	5	and	and	CCONJ
fbem-29704	3	6	medium	medium	ADJ
fbem-29704	3	7	-	-	PUNCT
fbem-29704	3	8	sized	sized	ADJ
fbem-29704	3	9	banks	bank	NOUN
fbem-29704	3	10	in	in	ADP
fbem-29704	3	11	china	china	PROPN
fbem-29704	3	12	,	,	PUNCT
fbem-29704	3	13	mainly	mainly	ADV
fbem-29704	3	14	serving	serve	VERB
fbem-29704	3	15	small	small	ADJ
fbem-29704	3	16	and	and	CCONJ
fbem-29704	3	17	micro	micro	ADJ
fbem-29704	3	18	-	-	ADJ
fbem-29704	3	19	sized	sized	ADJ
fbem-29704	3	20	enterprises	enterprise	NOUN
fbem-29704	3	21	.	.	PUNCT
fbem-29704	4	1	in	in	ADP
fbem-29704	4	2	the	the	DET
fbem-29704	4	3	past	past	NOUN
fbem-29704	4	4	,	,	PUNCT
fbem-29704	4	5	due	due	ADP
fbem-29704	4	6	to	to	ADP
fbem-29704	4	7	supervision	supervision	NOUN
fbem-29704	4	8	by	by	ADP
fbem-29704	4	9	relevant	relevant	ADJ
fbem-29704	4	10	departments	department	NOUN
fbem-29704	4	11	,	,	PUNCT
fbem-29704	4	12	small	small	ADJ
fbem-29704	4	13	and	and	CCONJ
fbem-29704	4	14	mediumsized	mediumsized	ADJ
fbem-29704	4	15	banks	bank	NOUN
fbem-29704	4	16	expanded	expand	VERB
fbem-29704	4	17	their	their	PRON
fbem-29704	4	18	business	business	NOUN
fbem-29704	4	19	scale	scale	NOUN
fbem-29704	4	20	in	in	ADP
fbem-29704	4	21	order	order	NOUN
fbem-29704	4	22	to	to	PART
fbem-29704	4	23	achieve	achieve	VERB
fbem-29704	4	24	rapid	rapid	ADJ
fbem-29704	4	25	development	development	NOUN
fbem-29704	4	26	.	.	PUNCT
fbem-29704	5	1	however	however	ADV
fbem-29704	5	2	,	,	PUNCT
fbem-29704	5	3	in	in	ADP
fbem-29704	5	4	recent	recent	ADJ
fbem-29704	5	5	years	year	NOUN
fbem-29704	5	6	,	,	PUNCT
fbem-29704	5	7	with	with	ADP
fbem-29704	5	8	the	the	DET
fbem-29704	5	9	downturn	downturn	NOUN
fbem-29704	5	10	in	in	ADP
fbem-29704	5	11	the	the	DET
fbem-29704	5	12	-	-	PUNCT
fbem-29704	5	13	economy	economy	NOUN
fbem-29704	5	14	and	and	CCONJ
fbem-29704	5	15	the	the	DET
fbem-29704	5	16	deleveraging	deleveraging	NOUN
fbem-29704	5	17	of	of	ADP
fbem-29704	5	18	finance	finance	NOUN
fbem-29704	5	19	,	,	PUNCT
fbem-29704	5	20	some	some	DET
fbem-29704	5	21	small	small	ADJ
fbem-29704	5	22	and	and	CCONJ
fbem-29704	5	23	medium	medium	ADJ
fbem-29704	5	24	-	-	PUNCT
fbem-29704	5	25	sized	sized	ADJ
fbem-29704	5	26	banks	bank	NOUN
fbem-29704	5	27	have	have	AUX
fbem-29704	5	28	limited	limit	VERB
fbem-29704	5	29	management	management	NOUN
fbem-29704	5	30	capabilities	capability	NOUN
fbem-29704	5	31	,	,	PUNCT
fbem-29704	5	32	leading	lead	VERB
fbem-29704	5	33	to	to	ADP
fbem-29704	5	34	significant	significant	ADJ
fbem-29704	5	35	problems	problem	NOUN
fbem-29704	5	36	in	in	ADP
fbem-29704	5	37	credit	credit	NOUN
fbem-29704	5	38	risk	risk	NOUN
fbem-29704	5	39	,	,	PUNCT
fbem-29704	5	40	corporate	corporate	ADJ
fbem-29704	5	41	governance	governance	NOUN
fbem-29704	5	42	,	,	PUNCT
fbem-29704	5	43	asset	asset	NOUN
fbem-29704	5	44	quality	quality	NOUN
fbem-29704	5	45	,	,	PUNCT
fbem-29704	5	46	and	and	CCONJ
fbem-29704	5	47	capital	capital	NOUN
fbem-29704	5	48	adequacy	adequacy	NOUN
fbem-29704	5	49	ratio	ratio	NOUN
fbem-29704	5	50	.	.	PUNCT
fbem-29704	6	1	this	this	DET
fbem-29704	6	2	paper	paper	NOUN
fbem-29704	6	3	takes	take	VERB
fbem-29704	6	4	the	the	DET
fbem-29704	6	5	bankruptcy	bankruptcy	NOUN
fbem-29704	6	6	of	of	ADP
fbem-29704	6	7	baoshang	baoshang	PROPN
fbem-29704	6	8	bank	bank	PROPN
fbem-29704	6	9	as	as	ADP
fbem-29704	6	10	an	an	DET
fbem-29704	6	11	opportunity	opportunity	NOUN
fbem-29704	6	12	to	to	PART
fbem-29704	6	13	conduct	conduct	VERB
fbem-29704	6	14	a	a	DET
fbem-29704	6	15	more	more	ADV
fbem-29704	6	16	detailed	detailed	ADJ
fbem-29704	6	17	and	and	CCONJ
fbem-29704	6	18	cautious	cautious	ADJ
fbem-29704	6	19	analysis	analysis	NOUN
fbem-29704	6	20	of	of	ADP
fbem-29704	6	21	entire	entire	ADJ
fbem-29704	6	22	event	event	NOUN
fbem-29704	6	23	,	,	PUNCT
fbem-29704	6	24	thereby	thereby	ADV
fbem-29704	6	25	revealing	reveal	VERB
fbem-29704	6	26	the	the	DET
fbem-29704	6	27	current	current	ADJ
fbem-29704	6	28	development	development	NOUN
fbem-29704	6	29	predicament	predicament	NOUN
fbem-29704	6	30	of	of	ADP
fbem-29704	6	31	small	small	ADJ
fbem-29704	6	32	and	and	CCONJ
fbem-29704	6	33	medium	medium	ADJ
fbem-29704	6	34	-	-	PUNCT
fbem-29704	6	35	sized	sized	ADJ
fbem-29704	6	36	banks	bank	NOUN
fbem-29704	6	37	as	as	ADP
fbem-29704	6	38	a	a	DET
fbem-29704	6	39	whole	whole	NOUN
fbem-29704	6	40	,	,	PUNCT
fbem-29704	6	41	and	and	CCONJ
fbem-29704	6	42	proposing	propose	VERB
fbem-29704	6	43	some	some	DET
fbem-29704	6	44	feasible	feasible	ADJ
fbem-29704	6	45	solutions	solution	NOUN
fbem-29704	6	46	.	.	PUNCT
fbem-29704	7	1	keywords	keyword	NOUN
fbem-29704	7	2	:	:	PUNCT
fbem-29704	7	3	small	small	ADJ
fbem-29704	7	4	and	and	CCONJ
fbem-29704	7	5	medium	medium	ADJ
fbem-29704	7	6	-	-	PUNCT
fbem-29704	7	7	sized	sized	ADJ
fbem-29704	7	8	banks	bank	NOUN
fbem-29704	7	9	,	,	PUNCT
fbem-29704	7	10	credit	credit	NOUN
fbem-29704	7	11	risk	risk	NOUN
fbem-29704	7	12	,	,	PUNCT
fbem-29704	7	13	corporate	corporate	ADJ
fbem-29704	7	14	governance	governance	NOUN
fbem-29704	7	15	,	,	PUNCT
fbem-29704	7	16	capital	capital	NOUN
fbem-29704	7	17	adequacy	adequacy	NOUN
fbem-29704	7	18	ratio	ratio	NOUN
fbem-29704	7	19	.	.	PUNCT
fbem-29704	8	1	1	1	X
fbem-29704	8	2	.	.	X
fbem-29704	8	3	introduction	introduction	NOUN
fbem-29704	8	4	the	the	DET
fbem-29704	8	5	china	china	PROPN
fbem-29704	8	6	banking	banking	PROPN
fbem-29704	8	7	and	and	CCONJ
fbem-29704	8	8	insurance	insurance	PROPN
fbem-29704	8	9	regulatory	regulatory	ADJ
fbem-29704	8	10	commission	commission	NOUN
fbem-29704	8	11	announced	announce	VERB
fbem-29704	8	12	on	on	ADP
fbem-29704	8	13	may	may	PROPN
fbem-29704	8	14	4	4	NUM
fbem-29704	8	15	,	,	PUNCT
fbem-29704	8	16	2019	2019	NUM
fbem-29704	8	17	,	,	PUNCT
fbem-29704	8	18	that	that	DET
fbem-29704	8	19	baosh	baosh	PROPN
fbem-29704	8	20	bank	bank	PROPN
fbem-29704	8	21	was	be	AUX
fbem-29704	8	22	facing	face	VERB
fbem-29704	8	23	extremely	extremely	ADV
fbem-29704	8	24	serious	serious	ADJ
fbem-29704	8	25	credit	credit	NOUN
fbem-29704	8	26	risks	risk	NOUN
fbem-29704	8	27	.	.	PUNCT
fbem-29704	9	1	in	in	ADP
fbem-29704	9	2	order	order	NOUN
fbem-29704	9	3	to	to	PART
fbem-29704	9	4	protect	protect	VERB
fbem-29704	9	5	the	the	DET
fbem-29704	9	6	legitimate	legitimate	ADJ
fbem-29704	9	7	interests	interest	NOUN
fbem-29704	9	8	of	of	ADP
fbem-29704	9	9	depositors	depositor	NOUN
fbem-29704	9	10	and	and	CCONJ
fbem-29704	9	11	creditors	creditor	NOUN
fbem-29704	9	12	,	,	PUNCT
fbem-29704	9	13	it	it	PRON
fbem-29704	9	14	officially	officially	ADV
fbem-29704	9	15	took	take	VERB
fbem-29704	9	16	over	over	ADP
fbem-29704	9	17	baoshang	baoshang	PROPN
fbem-29704	9	18	bank	bank	PROPN
fbem-29704	9	19	.	.	PUNCT
fbem-29704	10	1	one	one	NUM
fbem-29704	10	2	year	year	NOUN
fbem-29704	10	3	,	,	PUNCT
fbem-29704	10	4	on	on	ADP
fbem-29704	10	5	april	april	PROPN
fbem-29704	10	6	30	30	NUM
fbem-29704	10	7	,	,	PUNCT
fbem-29704	10	8	2020	2020	NUM
fbem-29704	10	9	,	,	PUNCT
fbem-29704	10	10	the	the	DET
fbem-29704	10	11	baoshang	baoshang	PROPN
fbem-29704	10	12	bank	bank	PROPN
fbem-29704	10	13	takeover	takeover	NOUN
fbem-29704	10	14	team	team	NOUN
fbem-29704	10	15	announced	announce	VERB
fbem-29704	10	16	that	that	SCONJ
fbem-29704	10	17	it	it	PRON
fbem-29704	10	18	would	would	AUX
fbem-29704	10	19	transfer	transfer	VERB
fbem-29704	10	20	baoshang	baoshang	PROPN
fbem-29704	10	21	bank	bank	PROPN
fbem-29704	10	22	's	's	PART
fbem-29704	10	23	related	relate	VERB
fbem-29704	10	24	businesses	business	NOUN
fbem-29704	10	25	assets	asset	NOUN
fbem-29704	10	26	and	and	CCONJ
fbem-29704	10	27	liabilities	liability	NOUN
fbem-29704	10	28	to	to	ADP
fbem-29704	10	29	two	two	NUM
fbem-29704	10	30	banks	bank	NOUN
fbem-29704	10	31	,	,	PUNCT
fbem-29704	10	32	mengshang	mengshang	PROPN
fbem-29704	10	33	bank	bank	PROPN
fbem-29704	10	34	and	and	CCONJ
fbem-29704	10	35	huishang	huishang	PROPN
fbem-29704	10	36	bank	bank	PROPN
fbem-29704	10	37	,	,	PUNCT
fbem-29704	10	38	respectively	respectively	ADV
fbem-29704	10	39	.	.	PUNCT
fbem-29704	11	1	this	this	PRON
fbem-29704	11	2	was	be	AUX
fbem-29704	11	3	done	do	VERB
fbem-29704	11	4	to	to	PART
fbem-29704	11	5	ensure	ensure	VERB
fbem-29704	11	6	social	social	ADJ
fbem-29704	11	7	stability	stability	NOUN
fbem-29704	11	8	and	and	CCONJ
fbem-29704	11	9	protect	protect	VERB
fbem-29704	11	10	the	the	DET
fbem-29704	11	11	legitimate	legitimate	ADJ
fbem-29704	11	12	rights	right	NOUN
fbem-29704	11	13	and	and	CCONJ
fbem-29704	11	14	of	of	ADP
fbem-29704	11	15	depositors	depositor	NOUN
fbem-29704	11	16	and	and	CCONJ
fbem-29704	11	17	other	other	ADJ
fbem-29704	11	18	bank	bank	NOUN
fbem-29704	11	19	customers	customer	NOUN
fbem-29704	11	20	to	to	ADP
fbem-29704	11	21	the	the	DET
fbem-29704	11	22	greatest	great	ADJ
fbem-29704	11	23	extent	extent	NOUN
fbem-29704	11	24	while	while	SCONJ
fbem-29704	11	25	breaking	break	VERB
fbem-29704	11	26	the	the	DET
fbem-29704	11	27	rigid	rigid	ADJ
fbem-29704	11	28	payment	payment	NOUN
fbem-29704	11	29	of	of	ADP
fbem-29704	11	30	the	the	DET
fbem-29704	11	31	bank	bank	NOUN
fbem-29704	11	32	according	accord	VERB
fbem-29704	11	33	to	to	ADP
fbem-29704	11	34	relevant	relevant	ADJ
fbem-29704	11	35	laws	law	NOUN
fbem-29704	11	36	and	and	CCONJ
fbem-29704	11	37	regulations	regulation	NOUN
fbem-29704	11	38	.	.	PUNCT
fbem-29704	12	1	on	on	ADP
fbem-29704	12	2	may	may	PROPN
fbem-29704	12	3	23	23	NUM
fbem-29704	12	4	,	,	PUNCT
fbem-29704	12	5	takeover	takeover	NOUN
fbem-29704	12	6	team	team	NOUN
fbem-29704	12	7	announced	announce	VERB
fbem-29704	12	8	that	that	SCONJ
fbem-29704	12	9	the	the	DET
fbem-29704	12	10	progress	progress	NOUN
fbem-29704	12	11	of	of	ADP
fbem-29704	12	12	subsequent	subsequent	ADJ
fbem-29704	12	13	disposal	disposal	NOUN
fbem-29704	12	14	of	of	ADP
fbem-29704	12	15	baoshang	baoshang	PROPN
fbem-29704	12	16	bank	bank	PROPN
fbem-29704	12	17	needed	need	VERB
fbem-29704	12	18	to	to	PART
fbem-29704	12	19	be	be	AUX
fbem-29704	12	20	appropriately	appropriately	ADV
fbem-29704	12	21	extended	extend	VERB
fbem-29704	12	22	,	,	PUNCT
fbem-29704	12	23	and	and	CCONJ
fbem-29704	12	24	the	the	DET
fbem-29704	12	25	takeover	takeover	NOUN
fbem-29704	12	26	period	period	NOUN
fbem-29704	12	27	was	be	AUX
fbem-29704	12	28	extended	extend	VERB
fbem-29704	12	29	to	to	ADP
fbem-29704	12	30	november	november	PROPN
fbem-29704	12	31	23,2020	23,2020	NUM
fbem-29704	12	32	.	.	PUNCT
fbem-29704	13	1	finally	finally	ADV
fbem-29704	13	2	,	,	PUNCT
fbem-29704	13	3	on	on	ADP
fbem-29704	13	4	february	february	PROPN
fbem-29704	13	5	7	7	NUM
fbem-29704	13	6	,	,	PUNCT
fbem-29704	13	7	2021	2021	NUM
fbem-29704	13	8	,	,	PUNCT
fbem-29704	13	9	the	the	DET
fbem-29704	13	10	beijing	beijing	PROPN
fbem-29704	13	11	first	first	ADJ
fbem-29704	13	12	intermediate	intermediate	ADJ
fbem-29704	13	13	people	people	NOUN
fbem-29704	13	14	's	's	PART
fbem-29704	13	15	court	court	NOUN
fbem-29704	13	16	ruled	rule	VERB
fbem-29704	13	17	that	that	SCONJ
fbem-29704	13	18	baoshang	baoshang	PROPN
fbem-29704	13	19	bank	bank	PROPN
fbem-29704	13	20	co	co	PROPN
fbem-29704	13	21	ltd	ltd	PROPN
fbem-29704	13	22	.	.	PROPN
fbem-29704	13	23	would	would	AUX
fbem-29704	13	24	go	go	VERB
fbem-29704	13	25	bankrupt	bankrupt	ADJ
fbem-29704	13	26	.	.	PUNCT
fbem-29704	14	1	this	this	DET
fbem-29704	14	2	event	event	NOUN
fbem-29704	14	3	attracted	attract	VERB
fbem-29704	14	4	widespread	widespread	ADJ
fbem-29704	14	5	attention	attention	NOUN
fbem-29704	14	6	from	from	ADP
fbem-29704	14	7	all	all	DET
fbem-29704	14	8	sectors	sector	NOUN
fbem-29704	14	9	of	of	ADP
fbem-29704	14	10	society	society	NOUN
fbem-29704	14	11	and	and	CCONJ
fbem-29704	14	12	to	to	ADP
fbem-29704	14	13	some	some	DET
fbem-29704	14	14	extent	extent	NOUN
fbem-29704	14	15	broke	break	VERB
fbem-29704	14	16	the	the	DET
fbem-29704	14	17	traditional	traditional	ADJ
fbem-29704	14	18	concept	concept	NOUN
fbem-29704	14	19	that	that	SCONJ
fbem-29704	14	20	"	"	PUNCT
fbem-29704	14	21	banks	bank	NOUN
fbem-29704	14	22	will	will	AUX
fbem-29704	14	23	not	not	PART
fbem-29704	14	24	be	be	AUX
fbem-29704	14	25	liquidated	liquidate	VERB
fbem-29704	14	26	and	and	CCONJ
fbem-29704	14	27	"	"	PUNCT
fbem-29704	14	28	banks	bank	NOUN
fbem-29704	14	29	will	will	AUX
fbem-29704	14	30	not	not	PART
fbem-29704	14	31	go	go	VERB
fbem-29704	14	32	bankrupt	bankrupt	ADJ
fbem-29704	14	33	.	.	PUNCT
fbem-29704	14	34	"	"	PUNCT
fbem-29704	15	1	domestic	domestic	ADJ
fbem-29704	15	2	scholars	scholar	NOUN
fbem-29704	15	3	such	such	ADJ
fbem-29704	15	4	as	as	ADP
fbem-29704	15	5	ren	ren	PROPN
fbem-29704	15	6	zeping	zeping	PROPN
fbem-29704	15	7	and	and	CCONJ
fbem-29704	15	8	zhang	zhang	PROPN
fbem-29704	15	9	jiguang	jiguang	PROPN
fbem-29704	15	10	have	have	AUX
fbem-29704	15	11	conducted	conduct	VERB
fbem-29704	15	12	pioneering	pioneer	VERB
fbem-29704	15	13	research	research	NOUN
fbem-29704	15	14	on	on	ADP
fbem-29704	15	15	the	the	DET
fbem-29704	15	16	difficulties	difficulty	NOUN
fbem-29704	15	17	of	of	ADP
fbem-29704	15	18	small	small	ADJ
fbem-29704	15	19	and	and	CCONJ
fbem-29704	15	20	medium	medium	NOUN
fbem-29704	15	21	bank	bank	NOUN
fbem-29704	15	22	development	development	NOUN
fbem-29704	15	23	and	and	CCONJ
fbem-29704	15	24	proposed	propose	VERB
fbem-29704	15	25	corresponding	correspond	VERB
fbem-29704	15	26	solutions	solution	NOUN
fbem-29704	15	27	.	.	PUNCT
fbem-29704	16	1	however	however	ADV
fbem-29704	16	2	,	,	PUNCT
fbem-29704	16	3	existing	exist	VERB
fbem-29704	16	4	research	research	NOUN
fbem-29704	16	5	results	result	NOUN
fbem-29704	16	6	rarely	rarely	ADV
fbem-29704	16	7	focus	focus	VERB
fbem-29704	16	8	on	on	ADP
fbem-29704	16	9	a	a	DET
fbem-29704	16	10	single	single	ADJ
fbem-29704	16	11	event	event	NOUN
fbem-29704	16	12	of	of	ADP
fbem-29704	16	13	a	a	DET
fbem-29704	16	14	small	small	ADJ
fbem-29704	16	15	and	and	CCONJ
fbem-29704	16	16	medium	medium	ADJ
fbem-29704	16	17	-	-	PUNCT
fbem-29704	16	18	sized	sized	ADJ
fbem-29704	16	19	bank	bank	NOUN
fbem-29704	16	20	to	to	PART
fbem-29704	16	21	explore	explore	VERB
fbem-29704	16	22	the	the	DET
fbem-29704	16	23	problems	problem	NOUN
fbem-29704	16	24	currently	currently	ADV
fbem-29704	16	25	faced	face	VERB
fbem-29704	16	26	by	by	ADP
fbem-29704	16	27	and	and	CCONJ
fbem-29704	16	28	mediumsized	mediumsize	VERB
fbem-29704	16	29	banks	bank	NOUN
fbem-29704	16	30	as	as	ADP
fbem-29704	16	31	a	a	DET
fbem-29704	16	32	whole	whole	NOUN
fbem-29704	16	33	.	.	PUNCT
fbem-29704	17	1	additionally	additionally	ADV
fbem-29704	17	2	,	,	PUNCT
fbem-29704	17	3	some	some	DET
fbem-29704	17	4	research	research	NOUN
fbem-29704	17	5	has	have	AUX
fbem-29704	17	6	studied	study	VERB
fbem-29704	17	7	the	the	DET
fbem-29704	17	8	baoshang	baoshang	PROPN
fbem-29704	17	9	bank	bank	PROPN
fbem-29704	17	10	event	event	NOUN
fbem-29704	17	11	,	,	PUNCT
fbem-29704	17	12	but	but	CCONJ
fbem-29704	17	13	it	it	PRON
fbem-29704	17	14	did	do	AUX
fbem-29704	17	15	not	not	PART
fbem-29704	17	16	conduct	conduct	VERB
fbem-29704	17	17	an	an	DET
fbem-29704	17	18	in	in	ADP
fbem-29704	17	19	-	-	PUNCT
fbem-29704	17	20	depth	depth	NOUN
fbem-29704	17	21	analysis	analysis	NOUN
fbem-29704	17	22	,	,	PUNCT
fbem-29704	17	23	insteadizing	insteadize	VERB
fbem-29704	17	24	the	the	DET
fbem-29704	17	25	development	development	NOUN
fbem-29704	17	26	difficulties	difficulty	NOUN
fbem-29704	17	27	of	of	ADP
fbem-29704	17	28	small	small	ADJ
fbem-29704	17	29	and	and	CCONJ
fbem-29704	17	30	medium	medium	ADJ
fbem-29704	17	31	-	-	PUNCT
fbem-29704	17	32	sized	sized	ADJ
fbem-29704	17	33	banks	bank	NOUN
fbem-29704	17	34	with	with	ADP
fbem-29704	17	35	limited	limited	ADJ
fbem-29704	17	36	discussion	discussion	NOUN
fbem-29704	17	37	.	.	PUNCT
fbem-29704	18	1	this	this	DET
fbem-29704	18	2	paper	paper	NOUN
fbem-29704	18	3	starts	start	VERB
fbem-29704	18	4	from	from	ADP
fbem-29704	18	5	the	the	DET
fbem-29704	18	6	bankruptcy	bankruptcy	NOUN
fbem-29704	18	7	event	event	NOUN
fbem-29704	18	8	of	of	ADP
fbem-29704	18	9	baoshang	baoshang	PROPN
fbem-29704	18	10	bank	bank	PROPN
fbem-29704	18	11	and	and	CCONJ
fbem-29704	18	12	uses	use	VERB
fbem-29704	18	13	various	various	ADJ
fbem-29704	18	14	scientific	scientific	ADJ
fbem-29704	18	15	research	research	NOUN
fbem-29704	18	16	methods	method	NOUN
fbem-29704	18	17	as	as	ADP
fbem-29704	18	18	historical	historical	ADJ
fbem-29704	18	19	research	research	NOUN
fbem-29704	18	20	and	and	CCONJ
fbem-29704	18	21	comparative	comparative	ADJ
fbem-29704	18	22	research	research	NOUN
fbem-29704	18	23	.	.	PUNCT
fbem-29704	19	1	based	base	VERB
fbem-29704	19	2	on	on	ADP
fbem-29704	19	3	the	the	DET
fbem-29704	19	4	combination	combination	NOUN
fbem-29704	19	5	of	of	ADP
fbem-29704	19	6	theory	theory	NOUN
fbem-29704	19	7	and	and	CCONJ
fbem-29704	19	8	practice	practice	NOUN
fbem-29704	19	9	,	,	PUNCT
fbem-29704	19	10	it	it	PRON
fbem-29704	19	11	uses	use	VERB
fbem-29704	19	12	the	the	DET
fbem-29704	19	13	baoshang	baoshang	PROPN
fbem-29704	19	14	bank	bank	PROPN
fbem-29704	19	15	event	event	NOUN
fbem-29704	19	16	as	as	ADP
fbem-29704	19	17	an	an	DET
fbem-29704	19	18	entry	entry	NOUN
fbem-29704	19	19	point	point	NOUN
fbem-29704	19	20	to	to	PART
fbem-29704	19	21	deeply	deeply	ADV
fbem-29704	19	22	analyze	analyze	VERB
fbem-29704	19	23	the	the	DET
fbem-29704	19	24	difficulties	difficulty	NOUN
fbem-29704	19	25	of	of	ADP
fbem-29704	19	26	small	small	ADJ
fbem-29704	19	27	and	and	CCONJ
fbem-29704	19	28	medium	medium	ADJ
fbem-29704	19	29	-	-	PUNCT
fbem-29704	19	30	sized	sized	ADJ
fbem-29704	19	31	banks	bank	NOUN
fbem-29704	19	32	and	and	CCONJ
fbem-29704	19	33	proposes	propose	VERB
fbem-29704	19	34	solutions	solution	NOUN
fbem-29704	19	35	.	.	PUNCT
fbem-29704	20	1	this	this	DET
fbem-29704	20	2	paper	paper	NOUN
fbem-29704	20	3	is	be	AUX
fbem-29704	20	4	divided	divide	VERB
fbem-29704	20	5	into	into	ADP
fbem-29704	20	6	eight	eight	NUM
fbem-29704	20	7	parts	part	NOUN
fbem-29704	20	8	,	,	PUNCT
fbem-29704	20	9	the	the	DET
fbem-29704	20	10	second	second	ADJ
fbem-29704	20	11	part	part	NOUN
fbem-29704	20	12	is	be	AUX
fbem-29704	20	13	a	a	DET
fbem-29704	20	14	review	review	NOUN
fbem-29704	20	15	of	of	ADP
fbem-29704	20	16	related	related	ADJ
fbem-29704	20	17	literature	literature	NOUN
fbem-29704	20	18	,	,	PUNCT
fbem-29704	20	19	the	the	DET
fbem-29704	20	20	third	third	ADJ
fbem-29704	20	21	part	part	NOUN
fbem-29704	20	22	is	be	AUX
fbem-29704	20	23	an	an	DET
fbem-29704	20	24	overview	overview	NOUN
fbem-29704	20	25	of	of	ADP
fbem-29704	20	26	the	the	DET
fbem-29704	20	27	baosh	baosh	PROPN
fbem-29704	20	28	bank	bank	PROPN
fbem-29704	20	29	bankruptcy	bankruptcy	NOUN
fbem-29704	20	30	event	event	NOUN
fbem-29704	20	31	,	,	PUNCT
fbem-29704	20	32	the	the	DET
fbem-29704	20	33	fourth	fourth	ADJ
fbem-29704	20	34	part	part	NOUN
fbem-29704	20	35	is	be	AUX
fbem-29704	20	36	an	an	DET
fbem-29704	20	37	analysis	analysis	NOUN
fbem-29704	20	38	of	of	ADP
fbem-29704	20	39	the	the	DET
fbem-29704	20	40	causes	cause	NOUN
fbem-29704	20	41	and	and	CCONJ
fbem-29704	20	42	effects	effect	NOUN
fbem-29704	20	43	of	of	ADP
fbem-29704	20	44	the	the	DET
fbem-29704	20	45	baoshang	baoshang	PROPN
fbem-29704	20	46	bank	bank	PROPN
fbem-29704	20	47	bankruptcy	bankruptcy	PROPN
fbem-29704	20	48	event	event	NOUN
fbem-29704	20	49	,	,	PUNCT
fbem-29704	20	50	the	the	DET
fbem-29704	20	51	fifth	fifth	ADJ
fbem-29704	20	52	part	part	NOUN
fbem-29704	20	53	is	be	AUX
fbem-29704	20	54	the	the	DET
fbem-29704	20	55	current	current	ADJ
fbem-29704	20	56	development	development	NOUN
fbem-29704	20	57	status	status	NOUN
fbem-29704	20	58	small	small	ADJ
fbem-29704	20	59	and	and	CCONJ
fbem-29704	20	60	medium	medium	ADJ
fbem-29704	20	61	-	-	PUNCT
fbem-29704	20	62	sized	sized	ADJ
fbem-29704	20	63	banks	bank	NOUN
fbem-29704	20	64	in	in	ADP
fbem-29704	20	65	china	china	PROPN
fbem-29704	20	66	,	,	PUNCT
fbem-29704	20	67	the	the	DET
fbem-29704	20	68	sixth	sixth	ADJ
fbem-29704	20	69	part	part	NOUN
fbem-29704	20	70	is	be	AUX
fbem-29704	20	71	the	the	DET
fbem-29704	20	72	difficulties	difficulty	NOUN
fbem-29704	20	73	encountered	encounter	VERB
fbem-29704	20	74	in	in	ADP
fbem-29704	20	75	the	the	DET
fbem-29704	20	76	development	development	NOUN
fbem-29704	20	77	of	of	ADP
fbem-29704	20	78	small	small	ADJ
fbem-29704	20	79	and	and	CCONJ
fbem-29704	20	80	medium	medium	ADJ
fbem-29704	20	81	-	-	PUNCT
fbem-29704	20	82	sized	sized	ADJ
fbem-29704	20	83	banks	bank	NOUN
fbem-29704	20	84	,	,	PUNCT
fbem-29704	20	85	the	the	DET
fbem-29704	20	86	seventh	seventh	ADJ
fbem-29704	20	87	part	part	NOUN
fbem-29704	20	88	is	be	AUX
fbem-29704	20	89	suggestions	suggestion	NOUN
fbem-29704	20	90	for	for	ADP
fbem-29704	20	91	the	the	DET
fbem-29704	20	92	development	development	NOUN
fbem-29704	20	93	of	of	ADP
fbem-29704	20	94	small	small	ADJ
fbem-29704	20	95	and	and	CCONJ
fbem-29704	20	96	medium	medium	ADJ
fbem-29704	20	97	-	-	PUNCT
fbem-29704	20	98	sized	sized	ADJ
fbem-29704	20	99	banks	bank	NOUN
fbem-29704	20	100	.	.	PUNCT
fbem-29704	21	1	2	2	X
fbem-29704	21	2	.	.	X
fbem-29704	21	3	literature	literature	NOUN
fbem-29704	21	4	review	review	NOUN
fbem-29704	21	5	in	in	ADP
fbem-29704	21	6	recent	recent	ADJ
fbem-29704	21	7	years	year	NOUN
fbem-29704	21	8	,	,	PUNCT
fbem-29704	21	9	with	with	ADP
fbem-29704	21	10	the	the	DET
fbem-29704	21	11	rapid	rapid	ADJ
fbem-29704	21	12	development	development	NOUN
fbem-29704	21	13	of	of	ADP
fbem-29704	21	14	the	the	DET
fbem-29704	21	15	internet	internet	NOUN
fbem-29704	21	16	,	,	PUNCT
fbem-29704	21	17	big	big	ADJ
fbem-29704	21	18	data	datum	NOUN
fbem-29704	21	19	,	,	PUNCT
fbem-29704	21	20	and	and	CCONJ
fbem-29704	21	21	financial	financial	ADJ
fbem-29704	21	22	technology	technology	NOUN
fbem-29704	21	23	,	,	PUNCT
fbem-29704	21	24	small	small	ADJ
fbem-29704	21	25	and	and	CCONJ
fbem-29704	21	26	medium	medium	ADJ
fbem-29704	21	27	-	-	PUNCT
fbem-29704	21	28	sized	sized	ADJ
fbem-29704	21	29	have	have	AUX
fbem-29704	21	30	faced	face	VERB
fbem-29704	21	31	enormous	enormous	ADJ
fbem-29704	21	32	pressure	pressure	NOUN
fbem-29704	21	33	.	.	PUNCT
fbem-29704	22	1	what	what	PRON
fbem-29704	22	2	predicament	predicament	NOUN
fbem-29704	22	3	are	be	AUX
fbem-29704	22	4	small	small	ADJ
fbem-29704	22	5	and	and	CCONJ
fbem-29704	22	6	medium	medium	ADJ
fbem-29704	22	7	-	-	PUNCT
fbem-29704	22	8	sized	sized	ADJ
fbem-29704	22	9	banks	bank	NOUN
fbem-29704	22	10	facing	face	VERB
fbem-29704	22	11	now	now	ADV
fbem-29704	22	12	?	?	PUNCT
fbem-29704	23	1	how	how	SCONJ
fbem-29704	23	2	can	can	AUX
fbem-29704	23	3	they	they	PRON
fbem-29704	23	4	break	break	VERB
fbem-29704	23	5	through	through	ADP
fbem-29704	23	6	their	their	PRON
fbem-29704	23	7	development	development	NOUN
fbem-29704	23	8	bottleneck	bottleneck	NOUN
fbem-29704	23	9	?	?	PUNCT
fbem-29704	24	1	what	what	PRON
fbem-29704	24	2	reforms	reform	NOUN
fbem-29704	24	3	should	should	AUX
fbem-29704	24	4	they	they	PRON
fbem-29704	24	5	make	make	VERB
fbem-29704	24	6	to	to	PART
fbem-29704	24	7	break	break	VERB
fbem-29704	24	8	of	of	ADP
fbem-29704	24	9	their	their	PRON
fbem-29704	24	10	predicament	predicament	NOUN
fbem-29704	24	11	?	?	PUNCT
fbem-29704	25	1	these	these	DET
fbem-29704	25	2	questions	question	NOUN
fbem-29704	25	3	have	have	AUX
fbem-29704	25	4	attracted	attract	VERB
fbem-29704	25	5	widespread	widespread	ADJ
fbem-29704	25	6	attention	attention	NOUN
fbem-29704	25	7	from	from	ADP
fbem-29704	25	8	researchers	researcher	NOUN
fbem-29704	25	9	both	both	CCONJ
fbem-29704	25	10	domestically	domestically	ADV
fbem-29704	25	11	and	and	CCONJ
fbem-29704	25	12	internationally	internationally	ADV
fbem-29704	25	13	.	.	PUNCT
fbem-29704	26	1	currently	currently	ADV
fbem-29704	26	2	,	,	PUNCT
fbem-29704	26	3	the	the	DET
fbem-29704	26	4	research	research	NOUN
fbem-29704	26	5	by	by	ADP
fbem-29704	26	6	scholars	scholar	NOUN
fbem-29704	26	7	both	both	CCONJ
fbem-29704	26	8	domestically	domestically	ADV
fbem-29704	26	9	and	and	CCONJ
fbem-29704	26	10	internationally	internationally	ADV
fbem-29704	26	11	mainly	mainly	ADV
fbem-29704	26	12	focuses	focus	VERB
fbem-29704	26	13	on	on	ADP
fbem-29704	26	14	liquidity	liquidity	NOUN
fbem-29704	26	15	risk	risk	NOUN
fbem-29704	26	16	credit	credit	NOUN
fbem-29704	26	17	risk	risk	NOUN
fbem-29704	26	18	,	,	PUNCT
fbem-29704	26	19	and	and	CCONJ
fbem-29704	26	20	governance	governance	NOUN
fbem-29704	26	21	risk	risk	NOUN
fbem-29704	26	22	.	.	PUNCT
fbem-29704	27	1	aprio.g	aprio.g	X
fbem-29704	27	2	et	et	PROPN
fbem-29704	28	1	al	al	PROPN
fbem-29704	28	2	.	.	PROPN
fbem-29704	29	1	(	(	PUNCT
fbem-29704	29	2	2007	2007	NUM
fbem-29704	29	3	)	)	PUNCT
fbem-29704	29	4	found	find	VERB
fbem-29704	29	5	that	that	SCONJ
fbem-29704	29	6	banks	bank	NOUN
fbem-29704	29	7	with	with	ADP
fbem-29704	29	8	good	good	ADJ
fbem-29704	29	9	corporate	corporate	ADJ
fbem-29704	29	10	governance	governance	NOUN
fbem-29704	29	11	can	can	AUX
fbem-29704	29	12	better	well	ADV
fbem-29704	29	13	identify	identify	VERB
fbem-29704	29	14	credit	credit	NOUN
fbem-29704	29	15	risks	risk	NOUN
fbem-29704	29	16	,	,	PUNCT
fbem-29704	29	17	andres	andre	NOUN
fbem-29704	29	18	and	and	CCONJ
fbem-29704	29	19	vallelado	vallelado	NOUN
fbem-29704	29	20	(	(	PUNCT
fbem-29704	29	21	2008	2008	NUM
fbem-29704	29	22	)	)	PUNCT
fbem-29704	29	23	argue	argue	VERB
fbem-29704	29	24	that	that	SCONJ
fbem-29704	29	25	corporate	corporate	ADJ
fbem-29704	29	26	governance	governance	NOUN
fbem-29704	29	27	in	in	ADP
fbem-29704	29	28	the	the	DET
fbem-29704	29	29	banking	banking	NOUN
fbem-29704	29	30	industry	industry	NOUN
fbem-29704	29	31	should	should	AUX
fbem-29704	29	32	be	be	AUX
fbem-29704	29	33	combined	combine	VERB
fbem-29704	29	34	with	with	ADP
fbem-29704	29	35	the	the	DET
fbem-29704	29	36	actual	actual	ADJ
fbem-29704	29	37	situation	situation	NOUN
fbem-29704	29	38	of	of	ADP
fbem-29704	29	39	the	the	DET
fbem-29704	29	40	bank	bank	NOUN
fbem-29704	29	41	.	.	PUNCT
fbem-29704	30	1	zhang	zhang	PROPN
fbem-29704	30	2	wei	wei	PROPN
fbem-29704	30	3	jiang	jiang	PROPN
fbem-29704	30	4	min	min	PROPN
fbem-29704	30	5	(	(	PUNCT
fbem-29704	30	6	2016	2016	NUM
fbem-29704	30	7	)	)	PUNCT
fbem-29704	30	8	pointed	point	VERB
fbem-29704	30	9	out	out	ADP
fbem-29704	30	10	that	that	SCONJ
fbem-29704	30	11	the	the	DET
fbem-29704	30	12	reform	reform	NOUN
fbem-29704	30	13	of	of	ADP
fbem-29704	30	14	interest	interest	NOUN
fbem-29704	30	15	rate	rate	NOUN
fbem-29704	30	16	liberalization	liberalization	NOUN
fbem-29704	30	17	has	have	AUX
fbem-29704	30	18	led	lead	VERB
fbem-29704	30	19	to	to	ADP
fbem-29704	30	20	a	a	DET
fbem-29704	30	21	narrowing	narrowing	NOUN
fbem-29704	30	22	of	of	ADP
fbem-29704	30	23	the	the	DET
fbem-29704	30	24	interest	interest	NOUN
fbem-29704	30	25	rate	rate	NOUN
fbem-29704	30	26	spread	spread	VERB
fbem-29704	30	27	between	between	ADP
fbem-29704	30	28	deposits	deposit	NOUN
fbem-29704	30	29	and	and	CCONJ
fbem-29704	30	30	loans	loan	NOUN
fbem-29704	30	31	weakening	weaken	VERB
fbem-29704	30	32	the	the	DET
fbem-29704	30	33	profitability	profitability	NOUN
fbem-29704	30	34	of	of	ADP
fbem-29704	30	35	small	small	ADJ
fbem-29704	30	36	and	and	CCONJ
fbem-29704	30	37	medium	medium	ADJ
fbem-29704	30	38	-	-	PUNCT
fbem-29704	30	39	sized	sized	ADJ
fbem-29704	30	40	banks	bank	NOUN
fbem-29704	30	41	,	,	PUNCT
fbem-29704	30	42	while	while	SCONJ
fbem-29704	30	43	also	also	ADV
fbem-29704	30	44	triggering	trigger	VERB
fbem-29704	30	45	credit	credit	NOUN
fbem-29704	30	46	risks	risk	NOUN
fbem-29704	30	47	.	.	PUNCT
fbem-29704	31	1	accordingly	accordingly	ADV
fbem-29704	31	2	,	,	PUNCT
fbem-29704	31	3	they	they	PRON
fbem-29704	31	4	proposed	propose	VERB
fbem-29704	31	5	suggestions	suggestion	NOUN
fbem-29704	31	6	for	for	ADP
fbem-29704	31	7	how	how	SCONJ
fbem-29704	31	8	small	small	ADJ
fbem-29704	31	9	and	and	CCONJ
fbem-29704	31	10	medium	medium	ADJ
fbem-29704	31	11	-	-	PUNCT
fbem-29704	31	12	sized	sized	ADJ
fbem-29704	31	13	banks	bank	NOUN
fbem-29704	31	14	can	can	AUX
fbem-29704	31	15	better	well	ADV
fbem-29704	31	16	cope	cope	VERB
fbem-29704	31	17	with	with	ADP
fbem-29704	31	18	rate	rate	NOUN
fbem-29704	31	19	liberalization	liberalization	NOUN
fbem-29704	31	20	.	.	PUNCT
fbem-29704	32	1	xu	xu	PROPN
fbem-29704	33	1	xueming	xueming	PROPN
fbem-29704	33	2	and	and	CCONJ
fbem-29704	33	3	lu	lu	PROPN
fbem-29704	33	4	minfeng	minfeng	PROPN
fbem-29704	33	5	(	(	PUNCT
fbem-29704	33	6	2020	2020	NUM
fbem-29704	33	7	)	)	PUNCT
fbem-29704	33	8	mainly	mainly	ADV
fbem-29704	33	9	focused	focus	VERB
fbem-29704	33	10	on	on	ADP
fbem-29704	33	11	the	the	DET
fbem-29704	33	12	problems	problem	NOUN
fbem-29704	33	13	of	of	ADP
fbem-29704	33	14	small	small	ADJ
fbem-29704	33	15	and	and	CCONJ
fbem-29704	33	16	mediumsized	mediumsized	ADJ
fbem-29704	33	17	banks	bank	NOUN
fbem-29704	33	18	,	,	PUNCT
fbem-29704	33	19	providing	provide	VERB
fbem-29704	33	20	specific	specific	ADJ
fbem-29704	33	21	by	by	ADP
fbem-29704	33	22	establishing	establish	VERB
fbem-29704	33	23	complete	complete	ADJ
fbem-29704	33	24	systems	system	NOUN
fbem-29704	33	25	and	and	CCONJ
fbem-29704	33	26	plans	plan	NOUN
fbem-29704	33	27	,	,	PUNCT
fbem-29704	33	28	reflecting	reflect	VERB
fbem-29704	33	29	on	on	ADP
fbem-29704	33	30	and	and	CCONJ
fbem-29704	33	31	summarizing	summarize	VERB
fbem-29704	33	32	the	the	DET
fbem-29704	33	33	problems	problem	NOUN
fbem-29704	33	34	faced	face	VERB
fbem-29704	33	35	by	by	ADP
fbem-29704	33	36	banks	bank	NOUN
fbem-29704	33	37	,	,	PUNCT
fbem-29704	33	38	in	in	ADP
fbem-29704	33	39	order	order	NOUN
fbem-29704	33	40	to	to	PART
fbem-29704	33	41	better	well	ADV
fbem-29704	33	42	cope	cope	VERB
fbem-29704	33	43	with	with	ADP
fbem-29704	33	44	various	various	ADJ
fbem-29704	33	45	potential	potential	ADJ
fbem-29704	33	46	risks	risk	NOUN
fbem-29704	33	47	.	.	PUNCT
fbem-29704	34	1	in	in	ADP
fbem-29704	34	2	209	209	NUM
fbem-29704	34	3	,	,	PUNCT
fbem-29704	34	4	the	the	DET
fbem-29704	34	5	people	people	NOUN
fbem-29704	34	6	's	's	PART
fbem-29704	34	7	bank	bank	PROPN
fbem-29704	34	8	of	of	ADP
fbem-29704	34	9	china	china	PROPN
fbem-29704	34	10	and	and	CCONJ
fbem-29704	34	11	the	the	DET
fbem-29704	34	12	177	177	NUM
fbem-29704	34	13	china	china	PROPN
fbem-29704	34	14	banking	banking	NOUN
fbem-29704	34	15	and	and	CCONJ
fbem-29704	34	16	insurance	insurance	PROPN
fbem-29704	34	17	regulatory	regulatory	ADJ
fbem-29704	34	18	commission	commission	NOUN
fbem-29704	34	19	took	take	VERB
fbem-29704	34	20	over	over	ADP
fbem-29704	34	21	baoshang	baoshang	PROPN
fbem-29704	34	22	bank	bank	PROPN
fbem-29704	34	23	,	,	PUNCT
fbem-29704	34	24	and	and	CCONJ
fbem-29704	34	25	on	on	ADP
fbem-29704	34	26	february	february	PROPN
fbem-29704	34	27	7	7	NUM
fbem-29704	34	28	,	,	PUNCT
fbem-29704	34	29	201	201	NUM
fbem-29704	34	30	,	,	PUNCT
fbem-29704	34	31	the	the	DET
fbem-29704	34	32	beijing	beijing	PROPN
fbem-29704	34	33	no	no	INTJ
fbem-29704	34	34	.	.	PROPN
fbem-29704	34	35	1	1	NUM
fbem-29704	34	36	intermediate	intermediate	ADJ
fbem-29704	34	37	people	people	NOUN
fbem-29704	34	38	's	's	PART
fbem-29704	34	39	court	court	NOUN
fbem-29704	34	40	ruled	rule	VERB
fbem-29704	34	41	that	that	SCONJ
fbem-29704	34	42	baoshang	baoshang	PROPN
fbem-29704	34	43	bank	bank	PROPN
fbem-29704	34	44	co.	co.	PROPN
fbem-29704	34	45	,	,	PUNCT
fbem-29704	34	46	ltd	ltd	PROPN
fbem-29704	34	47	.	.	PROPN
fbem-29704	34	48	would	would	AUX
fbem-29704	34	49	go	go	VERB
fbem-29704	34	50	bankrupt	bankrupt	ADJ
fbem-29704	34	51	.	.	PUNCT
fbem-29704	35	1	as	as	ADP
fbem-29704	35	2	a	a	DET
fbem-29704	35	3	financial	financial	ADJ
fbem-29704	35	4	hot	hot	ADJ
fbem-29704	35	5	topic	topic	NOUN
fbem-29704	35	6	,	,	PUNCT
fbem-29704	35	7	domestic	domestic	ADJ
fbem-29704	35	8	scholars	scholar	NOUN
fbem-29704	35	9	have	have	AUX
fbem-29704	35	10	conducted	conduct	VERB
fbem-29704	35	11	detailed	detailed	ADJ
fbem-29704	35	12	research	research	NOUN
fbem-29704	35	13	and	and	CCONJ
fbem-29704	35	14	analysis	analysis	NOUN
fbem-29704	35	15	on	on	ADP
fbem-29704	35	16	the	the	DET
fbem-29704	35	17	underlying	underlie	VERB
fbem-29704	35	18	reasons	reason	NOUN
fbem-29704	35	19	for	for	ADP
fbem-29704	35	20	the	the	DET
fbem-29704	35	21	event	event	NOUN
fbem-29704	35	22	and	and	CCONJ
fbem-29704	35	23	the	the	DET
fbem-29704	35	24	lessons	lesson	NOUN
fbem-29704	35	25	learned	learn	VERB
fbem-29704	35	26	from	from	ADP
fbem-29704	35	27	it	it	PRON
fbem-29704	35	28	(	(	PUNCT
fbem-29704	35	29	guo	guo	PROPN
fbem-29704	35	30	yongbin	yongbin	PROPN
fbem-29704	35	31	.	.	PUNCT
fbem-29704	36	1	a	a	DET
fbem-29704	36	2	brief	brief	ADJ
fbem-29704	36	3	analysis	analysis	NOUN
fbem-29704	36	4	of	of	ADP
fbem-29704	36	5	the	the	DET
fbem-29704	36	6	-	-	PUNCT
fbem-29704	36	7	down	down	NOUN
fbem-29704	36	8	of	of	ADP
fbem-29704	36	9	baoshang	baoshang	PROPN
fbem-29704	36	10	bank	bank	PROPN
fbem-29704	36	11	's	's	PART
fbem-29704	36	12	secondary	secondary	ADJ
fbem-29704	36	13	capital	capital	NOUN
fbem-29704	36	14	bonds	bond	NOUN
fbem-29704	36	15	[	[	X
fbem-29704	36	16	j	j	X
fbem-29704	36	17	]	]	X
fbem-29704	36	18	.	.	PUNCT
fbem-29704	37	1	small	small	ADJ
fbem-29704	37	2	and	and	CCONJ
fbem-29704	37	3	medium	medium	ADJ
fbem-29704	37	4	-	-	PUNCT
fbem-29704	37	5	sized	sized	ADJ
fbem-29704	37	6	enterprise	enterprise	NOUN
fbem-29704	37	7	management	management	NOUN
fbem-29704	37	8	and	and	CCONJ
fbem-29704	37	9	technology	technology	NOUN
fbem-29704	37	10	,	,	PUNCT
fbem-29704	37	11	2020(36	2020(36	NUM
fbem-29704	37	12	)	)	PUNCT
fbem-29704	37	13	.	.	PUNCT
fbem-29704	38	1	zhu	zhu	PROPN
fbem-29704	38	2	hongun	hongun	PROPN
fbem-29704	38	3	.	.	PUNCT
fbem-29704	39	1	reviewing	review	VERB
fbem-29704	39	2	the	the	DET
fbem-29704	39	3	risk	risk	NOUN
fbem-29704	39	4	prevention	prevention	NOUN
fbem-29704	39	5	and	and	CCONJ
fbem-29704	39	6	control	control	NOUN
fbem-29704	39	7	of	of	ADP
fbem-29704	39	8	small	small	ADJ
fbem-29704	39	9	and	and	CCONJ
fbem-29704	39	10	medium	medium	ADJ
fbem-29704	39	11	-	-	PUNCT
fbem-29704	39	12	sized	sized	ADJ
fbem-29704	39	13	banks	bank	NOUN
fbem-29704	39	14	from	from	ADP
fbem-29704	39	15	the	the	DET
fbem-29704	39	16	event	event	NOUN
fbem-29704	39	17	of	of	ADP
fbem-29704	39	18	baoshang	baoshang	PROPN
fbem-29704	39	19	bank	bank	PROPN
fbem-29704	39	20	's	's	PART
fbem-29704	39	21	takeover	takeover	NOUN
fbem-29704	40	1	[	[	X
fbem-29704	40	2	j	j	X
fbem-29704	40	3	]	]	X
fbem-29704	40	4	.	.	PUNCT
fbem-29704	41	1	tsinghua	tsinghua	PROPN
fbem-29704	41	2	financial	financial	PROPN
fbem-29704	41	3	,	,	PUNCT
fbem-29704	41	4	2019(11	2019(11	NUM
fbem-29704	41	5	)	)	PUNCT
fbem-29704	41	6	.	.	PUNCT
fbem-29704	42	1	3	3	X
fbem-29704	42	2	.	.	X
fbem-29704	42	3	overview	overview	NOUN
fbem-29704	42	4	of	of	ADP
fbem-29704	42	5	the	the	DET
fbem-29704	42	6	baoshang	baoshang	PROPN
fbem-29704	42	7	bankruptcy	bankruptcy	PROPN
fbem-29704	42	8	event	event	PROPN
fbem-29704	42	9	baoshang	baoshang	PROPN
fbem-29704	42	10	bank	bank	PROPN
fbem-29704	42	11	co.	co.	PROPN
fbem-29704	42	12	,	,	PUNCT
fbem-29704	42	13	ltd	ltd	PROPN
fbem-29704	42	14	.	.	PROPN
fbem-29704	42	15	was	be	AUX
fbem-29704	42	16	officially	officially	ADV
fbem-29704	42	17	established	establish	VERB
fbem-29704	42	18	in	in	ADP
fbem-29704	42	19	baotou	baotou	NOUN
fbem-29704	42	20	city	city	NOUN
fbem-29704	42	21	,	,	PUNCT
fbem-29704	42	22	inner	inner	PROPN
fbem-29704	42	23	mongolia	mongolia	PROPN
fbem-29704	42	24	autonomous	autonomous	PROPN
fbem-29704	42	25	region	region	PROPN
fbem-29704	42	26	on	on	ADP
fbem-29704	42	27	december28	december28	NOUN
fbem-29704	42	28	,	,	PUNCT
fbem-29704	42	29	1998	1998	NUM
fbem-29704	42	30	,	,	PUNCT
fbem-29704	42	31	with	with	ADP
fbem-29704	42	32	the	the	DET
fbem-29704	42	33	approval	approval	NOUN
fbem-29704	42	34	of	of	ADP
fbem-29704	42	35	the	the	DET
fbem-29704	42	36	people	people	NOUN
fbem-29704	42	37	's	's	PART
fbem-29704	42	38	bank	bank	PROPN
fbem-29704	42	39	of	of	ADP
fbem-29704	42	40	china	china	PROPN
fbem-29704	42	41	.	.	PUNCT
fbem-29704	43	1	its	its	PRON
fbem-29704	43	2	predecessor	predecessor	NOUN
fbem-29704	43	3	was	be	AUX
fbem-29704	43	4	baotou	baotou	NOUN
fbem-29704	43	5	city	city	PROPN
fbem-29704	43	6	commercial	commercial	PROPN
fbem-29704	43	7	bank	bank	PROPN
fbem-29704	43	8	,	,	PUNCT
fbem-29704	43	9	a	a	DET
fbem-29704	43	10	regional	regional	ADJ
fbem-29704	43	11	-	-	PUNCT
fbem-29704	43	12	stock	stock	NOUN
fbem-29704	43	13	commercial	commercial	ADJ
fbem-29704	43	14	bank	bank	NOUN
fbem-29704	43	15	.	.	PUNCT
fbem-29704	44	1	on	on	ADP
fbem-29704	44	2	may	may	PROPN
fbem-29704	44	3	4	4	NUM
fbem-29704	44	4	,	,	PUNCT
fbem-29704	44	5	2019	2019	NUM
fbem-29704	44	6	,	,	PUNCT
fbem-29704	44	7	the	the	DET
fbem-29704	44	8	china	china	PROPN
fbem-29704	44	9	banking	banking	PROPN
fbem-29704	44	10	and	and	CCONJ
fbem-29704	44	11	insurance	insurance	PROPN
fbem-29704	44	12	regulatory	regulatory	ADJ
fbem-29704	44	13	commission	commission	NOUN
fbem-29704	44	14	(	(	PUNCT
fbem-29704	44	15	cbirc	cbirc	NOUN
fbem-29704	44	16	)	)	PUNCT
fbem-29704	44	17	announced	announce	VERB
fbem-29704	44	18	that	that	SCONJ
fbem-29704	44	19	due	due	ADP
fbem-29704	44	20	to	to	ADP
fbem-29704	44	21	the	the	DET
fbem-29704	44	22	extremely	extremely	ADV
fbem-29704	44	23	credit	credit	NOUN
fbem-29704	44	24	risk	risk	NOUN
fbem-29704	44	25	of	of	ADP
fbem-29704	44	26	baoshang	baoshang	PROPN
fbem-29704	44	27	bank	bank	PROPN
fbem-29704	44	28	,	,	PUNCT
fbem-29704	44	29	in	in	ADP
fbem-29704	44	30	order	order	NOUN
fbem-29704	44	31	to	to	PART
fbem-29704	44	32	protect	protect	VERB
fbem-29704	44	33	the	the	DET
fbem-29704	44	34	legitimate	legitimate	ADJ
fbem-29704	44	35	interests	interest	NOUN
fbem-29704	44	36	of	of	ADP
fbem-29704	44	37	depositors	depositor	NOUN
fbem-29704	44	38	and	and	CCONJ
fbem-29704	44	39	creditors	creditor	NOUN
fbem-29704	44	40	,	,	PUNCT
fbem-29704	44	41	it	it	PRON
fbem-29704	44	42	would	would	AUX
fbem-29704	44	43	take	take	VERB
fbem-29704	44	44	over	over	ADP
fbem-29704	44	45	baoshang	baoshang	PROPN
fbem-29704	44	46	bank	bank	PROPN
fbem-29704	44	47	.	.	PUNCT
fbem-29704	45	1	this	this	PRON
fbem-29704	45	2	was	be	AUX
fbem-29704	45	3	first	first	ADJ
fbem-29704	45	4	time	time	NOUN
fbem-29704	45	5	the	the	DET
fbem-29704	45	6	cbirc	cbirc	NOUN
fbem-29704	45	7	had	have	AUX
fbem-29704	45	8	taken	take	VERB
fbem-29704	45	9	over	over	ADP
fbem-29704	45	10	a	a	DET
fbem-29704	45	11	bank	bank	NOUN
fbem-29704	45	12	since	since	SCONJ
fbem-29704	45	13	its	its	PRON
fbem-29704	45	14	establishment	establishment	NOUN
fbem-29704	45	15	in	in	ADP
fbem-29704	45	16	2003	2003	NUM
fbem-29704	45	17	.	.	PUNCT
fbem-29704	46	1	in	in	ADP
fbem-29704	46	2	fact	fact	NOUN
fbem-29704	46	3	,	,	PUNCT
fbem-29704	46	4	the	the	DET
fbem-29704	46	5	reason	reason	NOUN
fbem-29704	46	6	baoshang	baoshang	PROPN
fbem-29704	46	7	bank	bank	PROPN
fbem-29704	46	8	met	meet	VERB
fbem-29704	46	9	the	the	DET
fbem-29704	46	10	conditions	condition	NOUN
fbem-29704	46	11	takeover	takeover	NOUN
fbem-29704	46	12	was	be	AUX
fbem-29704	46	13	due	due	ADJ
fbem-29704	46	14	to	to	ADP
fbem-29704	46	15	problems	problem	NOUN
fbem-29704	46	16	with	with	ADP
fbem-29704	46	17	the	the	DET
fbem-29704	46	18	equity	equity	NOUN
fbem-29704	46	19	of	of	ADP
fbem-29704	46	20	tomorrow	tomorrow	PROPN
fbem-29704	46	21	group	group	NOUN
fbem-29704	46	22	.	.	PUNCT
fbem-29704	47	1	according	accord	VERB
fbem-29704	47	2	to	to	ADP
fbem-29704	47	3	information	information	NOUN
fbem-29704	47	4	disclosed	disclose	VERB
fbem-29704	47	5	by	by	ADP
fbem-29704	47	6	relevant	relevant	ADJ
fbem-29704	47	7	regulatory	regulatory	ADJ
fbem-29704	47	8	authorities	authority	NOUN
fbem-29704	47	9	,	,	PUNCT
fbem-29704	47	10	tomorrow	tomorrow	NOUN
fbem-29704	47	11	group	group	NOUN
fbem-29704	47	12	held	hold	VERB
fbem-29704	47	13	a	a	DET
fbem-29704	47	14	total	total	NOUN
fbem-29704	47	15	of	of	ADP
fbem-29704	47	16	89	89	NUM
fbem-29704	47	17	%	%	NOUN
fbem-29704	47	18	ofoshang	ofoshang	PROPN
fbem-29704	47	19	bank	bank	PROPN
fbem-29704	47	20	's	's	PART
fbem-29704	47	21	shares	share	NOUN
fbem-29704	47	22	,	,	PUNCT
fbem-29704	47	23	but	but	CCONJ
fbem-29704	47	24	the	the	DET
fbem-29704	47	25	major	major	ADJ
fbem-29704	47	26	shareholder	shareholder	NOUN
fbem-29704	47	27	misused	misuse	VERB
fbem-29704	47	28	a	a	DET
fbem-29704	47	29	large	large	ADJ
fbem-29704	47	30	amount	amount	NOUN
fbem-29704	47	31	of	of	ADP
fbem-29704	47	32	baoshang	baoshang	PROPN
fbem-29704	47	33	bank	bank	PROPN
fbem-29704	47	34	's	's	PART
fbem-29704	47	35	funds	fund	NOUN
fbem-29704	47	36	and	and	CCONJ
fbem-29704	47	37	was	be	AUX
fbem-29704	47	38	unable	unable	ADJ
fbem-29704	47	39	to	to	PART
fbem-29704	47	40	repay	repay	VERB
fbem-29704	47	41	it	it	PRON
fbem-29704	47	42	,	,	PUNCT
fbem-29704	47	43	leading	lead	VERB
fbem-29704	47	44	to	to	ADP
fbem-29704	47	45	an	an	DET
fbem-29704	47	46	payment	payment	NOUN
fbem-29704	47	47	and	and	CCONJ
fbem-29704	47	48	causing	cause	VERB
fbem-29704	47	49	baoshang	baoshang	PROPN
fbem-29704	47	50	bank	bank	PROPN
fbem-29704	47	51	to	to	PART
fbem-29704	47	52	face	face	VERB
fbem-29704	47	53	serious	serious	ADJ
fbem-29704	47	54	credit	credit	NOUN
fbem-29704	47	55	risks	risk	NOUN
fbem-29704	47	56	.	.	PUNCT
fbem-29704	48	1	to	to	ADP
fbem-29704	48	2	date	date	NOUN
fbem-29704	48	3	,	,	PUNCT
fbem-29704	48	4	baoshang	baoshang	PROPN
fbem-29704	48	5	bank	bank	PROPN
fbem-29704	48	6	has	have	AUX
fbem-29704	48	7	not	not	PART
fbem-29704	48	8	disclosed	disclose	VERB
fbem-29704	48	9	its	its	PRON
fbem-29704	48	10	annual	annual	ADJ
fbem-29704	48	11	reports	report	NOUN
fbem-29704	48	12	for	for	ADP
fbem-29704	48	13	2017	2017	NUM
fbem-29704	48	14	2018	2018	NUM
fbem-29704	48	15	.	.	PUNCT
fbem-29704	49	1	from	from	ADP
fbem-29704	49	2	the	the	DET
fbem-29704	49	3	information	information	NOUN
fbem-29704	49	4	i	i	PRON
fbem-29704	49	5	could	could	AUX
fbem-29704	49	6	find	find	VERB
fbem-29704	49	7	,	,	PUNCT
fbem-29704	49	8	it	it	PRON
fbem-29704	49	9	appears	appear	VERB
fbem-29704	49	10	that	that	SCONJ
fbem-29704	49	11	baoshang	baoshang	PROPN
fbem-29704	49	12	bank	bank	PROPN
fbem-29704	49	13	had	have	VERB
fbem-29704	49	14	problems	problem	NOUN
fbem-29704	49	15	as	as	ADV
fbem-29704	49	16	early	early	ADV
fbem-29704	49	17	as	as	ADP
fbem-29704	49	18	2017	2017	NUM
fbem-29704	49	19	,	,	PUNCT
fbem-29704	49	20	with	with	ADP
fbem-29704	49	21	its	its	PRON
fbem-29704	49	22	adequacy	adequacy	NOUN
fbem-29704	49	23	ratio	ratio	NOUN
fbem-29704	49	24	falling	fall	VERB
fbem-29704	49	25	below	below	ADP
fbem-29704	49	26	the	the	DET
fbem-29704	49	27	minimum	minimum	ADJ
fbem-29704	49	28	level	level	NOUN
fbem-29704	49	29	required	require	VERB
fbem-29704	49	30	by	by	ADP
fbem-29704	49	31	regulators	regulator	NOUN
fbem-29704	49	32	.	.	PUNCT
fbem-29704	50	1	just	just	ADV
fbem-29704	50	2	one	one	NUM
fbem-29704	50	3	year	year	NOUN
fbem-29704	50	4	after	after	ADP
fbem-29704	50	5	the	the	DET
fbem-29704	50	6	announcement	announcement	NOUN
fbem-29704	50	7	of	of	ADP
fbem-29704	50	8	the	the	DET
fbem-29704	50	9	takeover	takeover	NOUN
fbem-29704	50	10	,	,	PUNCT
fbem-29704	50	11	on	on	ADP
fbem-29704	50	12	april	april	PROPN
fbem-29704	50	13	30	30	NUM
fbem-29704	50	14	,	,	PUNCT
fbem-29704	50	15	202	202	NUM
fbem-29704	50	16	,	,	PUNCT
fbem-29704	50	17	the	the	DET
fbem-29704	50	18	baoshang	baoshang	PROPN
fbem-29704	50	19	bank	bank	PROPN
fbem-29704	50	20	takeover	takeover	NOUN
fbem-29704	50	21	group	group	NOUN
fbem-29704	50	22	announced	announce	VERB
fbem-29704	50	23	that	that	SCONJ
fbem-29704	50	24	it	it	PRON
fbem-29704	50	25	would	would	AUX
fbem-29704	50	26	transfer	transfer	VERB
fbem-29704	50	27	baoshang	baoshang	PROPN
fbem-29704	50	28	bank	bank	PROPN
fbem-29704	50	29	's	's	PART
fbem-29704	50	30	related	relate	VERB
fbem-29704	50	31	businesses	business	NOUN
fbem-29704	50	32	and	and	CCONJ
fbem-29704	50	33	assets	asset	NOUN
fbem-29704	50	34	and	and	CCONJ
fbem-29704	50	35	liabilities	liability	NOUN
fbem-29704	50	36	to	to	ADP
fbem-29704	50	37	two	two	NUM
fbem-29704	50	38	banks	bank	NOUN
fbem-29704	50	39	,	,	PUNCT
fbem-29704	50	40	mengshang	mengshang	PROPN
fbem-29704	50	41	and	and	CCONJ
fbem-29704	50	42	huishang	huishang	PROPN
fbem-29704	50	43	bank	bank	PROPN
fbem-29704	50	44	,	,	PUNCT
fbem-29704	50	45	to	to	PART
fbem-29704	50	46	ensure	ensure	VERB
fbem-29704	50	47	social	social	ADJ
fbem-29704	50	48	stability	stability	NOUN
fbem-29704	50	49	and	and	CCONJ
fbem-29704	50	50	minimize	minimize	VERB
fbem-29704	50	51	the	the	DET
fbem-29704	50	52	harm	harm	NOUN
fbem-29704	50	53	to	to	ADP
fbem-29704	50	54	the	the	DET
fbem-29704	50	55	legitimate	legitimate	ADJ
fbem-29704	50	56	rights	right	NOUN
fbem-29704	50	57	and	and	CCONJ
fbem-29704	50	58	interests	interest	NOUN
fbem-29704	50	59	of	of	ADP
fbem-29704	50	60	depositors	depositor	NOUN
fbem-29704	50	61	and	and	CCONJ
fbem-29704	50	62	other	other	ADJ
fbem-29704	50	63	bank	bank	NOUN
fbem-29704	50	64	customers	customer	NOUN
fbem-29704	50	65	,	,	PUNCT
fbem-29704	50	66	while	while	SCONJ
fbem-29704	50	67	breaking	break	VERB
fbem-29704	50	68	the	the	DET
fbem-29704	50	69	bank	bank	NOUN
fbem-29704	50	70	rigid	rigid	ADJ
fbem-29704	50	71	payment	payment	NOUN
fbem-29704	50	72	according	accord	VERB
fbem-29704	50	73	to	to	ADP
fbem-29704	50	74	relevant	relevant	ADJ
fbem-29704	50	75	laws	law	NOUN
fbem-29704	50	76	and	and	CCONJ
fbem-29704	50	77	regulations	regulation	NOUN
fbem-29704	50	78	.	.	PUNCT
fbem-29704	51	1	on	on	ADP
fbem-29704	51	2	may	may	PROPN
fbem-29704	51	3	23	23	NUM
fbem-29704	51	4	,	,	PUNCT
fbem-29704	51	5	the	the	DET
fbem-29704	51	6	takeover	takeover	NOUN
fbem-29704	51	7	group	group	NOUN
fbem-29704	51	8	announced	announce	VERB
fbem-29704	51	9	that	that	SCONJ
fbem-29704	51	10	the	the	DET
fbem-29704	51	11	progress	progress	NOUN
fbem-29704	51	12	of	of	ADP
fbem-29704	51	13	baoshang	baoshang	PROPN
fbem-29704	51	14	bank	bank	PROPN
fbem-29704	51	15	's	's	PART
fbem-29704	51	16	subsequent	subsequent	ADJ
fbem-29704	51	17	disposal	disposal	NOUN
fbem-29704	51	18	would	would	AUX
fbem-29704	51	19	appropriately	appropriately	ADV
fbem-29704	51	20	extended	extend	VERB
fbem-29704	51	21	,	,	PUNCT
fbem-29704	51	22	with	with	ADP
fbem-29704	51	23	the	the	DET
fbem-29704	51	24	takeover	takeover	NOUN
fbem-29704	51	25	period	period	NOUN
fbem-29704	51	26	extended	extend	VERB
fbem-29704	51	27	to	to	ADP
fbem-29704	51	28	november	november	PROPN
fbem-29704	51	29	23	23	NUM
fbem-29704	51	30	,	,	PUNCT
fbem-29704	51	31	2020	2020	NUM
fbem-29704	51	32	.	.	PUNCT
fbem-29704	52	1	on	on	ADP
fbem-29704	52	2	february	february	PROPN
fbem-29704	52	3	7	7	NUM
fbem-29704	52	4	,	,	PUNCT
fbem-29704	52	5	2021	2021	NUM
fbem-29704	52	6	,	,	PUNCT
fbem-29704	52	7	the	the	DET
fbem-29704	52	8	no	no	NOUN
fbem-29704	52	9	.	.	NOUN
fbem-29704	52	10	1	1	NUM
fbem-29704	52	11	intermediate	intermediate	ADJ
fbem-29704	52	12	people	people	NOUN
fbem-29704	52	13	's	's	PART
fbem-29704	52	14	court	court	NOUN
fbem-29704	52	15	ruled	rule	VERB
fbem-29704	52	16	that	that	SCONJ
fbem-29704	52	17	baoshang	baoshang	PROPN
fbem-29704	52	18	bank	bank	PROPN
fbem-29704	52	19	co.	co.	PROPN
fbem-29704	52	20	,	,	PUNCT
fbem-29704	52	21	ltd	ltd	PROPN
fbem-29704	52	22	.	.	PROPN
fbem-29704	52	23	would	would	AUX
fbem-29704	52	24	go	go	VERB
fbem-29704	52	25	bankrupt	bankrupt	ADJ
fbem-29704	52	26	.	.	PUNCT
fbem-29704	53	1	4	4	X
fbem-29704	53	2	.	.	X
fbem-29704	53	3	analysis	analysis	NOUN
fbem-29704	53	4	of	of	ADP
fbem-29704	53	5	the	the	DET
fbem-29704	53	6	risk	risk	NOUN
fbem-29704	53	7	management	management	NOUN
fbem-29704	53	8	in	in	ADP
fbem-29704	53	9	the	the	DET
fbem-29704	53	10	bankruptcy	bankruptcy	NOUN
fbem-29704	53	11	event	event	NOUN
fbem-29704	53	12	of	of	ADP
fbem-29704	53	13	bao	bao	PROPN
fbem-29704	53	14	shang	shang	PROPN
fbem-29704	53	15	bank	bank	PROPN
fbem-29704	53	16	in	in	ADP
fbem-29704	53	17	recent	recent	ADJ
fbem-29704	53	18	years	year	NOUN
fbem-29704	53	19	,	,	PUNCT
fbem-29704	53	20	china	china	PROPN
fbem-29704	53	21	's	's	PART
fbem-29704	53	22	macro	macro	NOUN
fbem-29704	53	23	-	-	NOUN
fbem-29704	53	24	economy	economy	NOUN
fbem-29704	53	25	has	have	AUX
fbem-29704	53	26	been	be	AUX
fbem-29704	53	27	in	in	ADP
fbem-29704	53	28	a	a	DET
fbem-29704	53	29	phase	phase	NOUN
fbem-29704	53	30	of	of	ADP
fbem-29704	53	31	gear	gear	NOUN
fbem-29704	53	32	-	-	PUNCT
fbem-29704	53	33	changing	change	VERB
fbem-29704	53	34	for	for	ADP
fbem-29704	53	35	growth	growth	NOUN
fbem-29704	53	36	.	.	PUNCT
fbem-29704	54	1	the	the	DET
fbem-29704	54	2	country	country	NOUN
fbem-29704	54	3	has	have	AUX
fbem-29704	54	4	encouraged	encourage	VERB
fbem-29704	54	5	the	the	DET
fbem-29704	54	6	implementation	implementation	NOUN
fbem-29704	54	7	of	of	ADP
fbem-29704	54	8	supply	supply	NOUN
fbem-29704	54	9	structural	structural	ADJ
fbem-29704	54	10	reforms	reform	NOUN
fbem-29704	54	11	.	.	PUNCT
fbem-29704	55	1	meanwhile	meanwhile	ADV
fbem-29704	55	2	,	,	PUNCT
fbem-29704	55	3	there	there	PRON
fbem-29704	55	4	has	have	AUX
fbem-29704	55	5	been	be	AUX
fbem-29704	55	6	increasing	increase	VERB
fbem-29704	55	7	downward	downward	ADJ
fbem-29704	55	8	pressure	pressure	NOUN
fbem-29704	55	9	on	on	ADP
fbem-29704	55	10	the	the	DET
fbem-29704	55	11	economy	economy	NOUN
fbem-29704	55	12	,	,	PUNCT
fbem-29704	55	13	with	with	ADP
fbem-29704	55	14	continuous	continuous	ADJ
fbem-29704	55	15	efforts	effort	NOUN
fbem-29704	55	16	to	to	PART
fbem-29704	55	17	deleverage	deleverage	VERB
fbem-29704	55	18	the	the	DET
fbem-29704	55	19	financial	financial	ADJ
fbem-29704	55	20	sector	sector	NOUN
fbem-29704	55	21	and	and	CCONJ
fbem-29704	55	22	strengthen	strengthen	VERB
fbem-29704	55	23	supervision	supervision	NOUN
fbem-29704	55	24	.	.	PUNCT
fbem-29704	56	1	as	as	ADP
fbem-29704	56	2	a	a	DET
fbem-29704	56	3	result	result	NOUN
fbem-29704	56	4	,	,	PUNCT
fbem-29704	56	5	small	small	ADJ
fbem-29704	56	6	and	and	CCONJ
fbem-29704	56	7	medium	medium	ADJ
fbem-29704	56	8	-	-	PUNCT
fbem-29704	56	9	sized	sized	ADJ
fbem-29704	56	10	banks	bank	NOUN
fbem-29704	56	11	are	be	AUX
fbem-29704	56	12	facing	face	VERB
fbem-29704	56	13	increasing	increase	VERB
fbem-29704	56	14	credit	credit	NOUN
fbem-29704	56	15	risks	risk	NOUN
fbem-29704	56	16	.	.	PUNCT
fbem-29704	57	1	as	as	ADP
fbem-29704	57	2	a	a	DET
fbem-29704	57	3	small	small	ADJ
fbem-29704	57	4	and	and	CCONJ
fbem-29704	57	5	medium	medium	ADJ
fbem-29704	57	6	-	-	PUNCT
fbem-29704	57	7	sized	sized	ADJ
fbem-29704	57	8	bank	bank	NOUN
fbem-29704	57	9	located	locate	VERB
fbem-29704	57	10	in	in	ADP
fbem-29704	57	11	baotou	baotou	PROPN
fbem-29704	57	12	city	city	PROPN
fbem-29704	57	13	,	,	PUNCT
fbem-29704	57	14	inner	inner	PROPN
fbem-29704	57	15	mongolia	mongolia	PROPN
fbem-29704	57	16	,	,	PUNCT
fbem-29704	57	17	baoshang	baoshang	PROPN
fbem-29704	57	18	bank	bank	PROPN
fbem-29704	57	19	seen	see	VERB
fbem-29704	57	20	a	a	DET
fbem-29704	57	21	continuous	continuous	ADJ
fbem-29704	57	22	increase	increase	NOUN
fbem-29704	57	23	in	in	ADP
fbem-29704	57	24	nonperforming	nonperforming	ADJ
fbem-29704	57	25	loan	loan	NOUN
fbem-29704	57	26	ratio	ratio	NOUN
fbem-29704	57	27	in	in	ADP
fbem-29704	57	28	recent	recent	ADJ
fbem-29704	57	29	years	year	NOUN
fbem-29704	57	30	due	due	ADP
fbem-29704	57	31	to	to	ADP
fbem-29704	57	32	the	the	DET
fbem-29704	57	33	slowdown	slowdown	NOUN
fbem-29704	57	34	in	in	ADP
fbem-29704	57	35	baotou	baotou	NOUN
fbem-29704	57	36	's	's	PART
fbem-29704	57	37	economic	economic	ADJ
fbem-29704	57	38	growth	growth	NOUN
fbem-29704	57	39	and	and	CCONJ
fbem-29704	57	40	the	the	DET
fbem-29704	57	41	impact	impact	NOUN
fbem-29704	57	42	of	of	ADP
fbem-29704	57	43	capacity	capacity	NOUN
fbem-29704	57	44	clearance	clearance	NOUN
fbem-29704	57	45	,	,	PUNCT
fbem-29704	57	46	reaching	reach	VERB
fbem-29704	57	47	high	high	ADJ
fbem-29704	57	48	level	level	NOUN
fbem-29704	57	49	domestically	domestically	ADV
fbem-29704	57	50	.	.	PUNCT
fbem-29704	58	1	4.1	4.1	NUM
fbem-29704	58	2	.	.	PUNCT
fbem-29704	58	3	credit	credit	NOUN
fbem-29704	58	4	risk	risk	NOUN
fbem-29704	58	5	the	the	DET
fbem-29704	58	6	equity	equity	NOUN
fbem-29704	58	7	issue	issue	NOUN
fbem-29704	58	8	of	of	ADP
fbem-29704	58	9	the	the	DET
fbem-29704	58	10	tomorrow	tomorrow	NOUN
fbem-29704	58	11	group	group	NOUN
fbem-29704	58	12	,	,	PUNCT
fbem-29704	58	13	the	the	DET
fbem-29704	58	14	largest	large	ADJ
fbem-29704	58	15	shareholder	shareholder	NOUN
fbem-29704	58	16	in	in	ADP
fbem-29704	58	17	baoshang	baoshang	PROPN
fbem-29704	58	18	bank	bank	PROPN
fbem-29704	58	19	,	,	PUNCT
fbem-29704	58	20	was	be	AUX
fbem-29704	58	21	the	the	DET
fbem-29704	58	22	main	main	ADJ
fbem-29704	58	23	reason	reason	NOUN
fbem-29704	58	24	for	for	ADP
fbem-29704	58	25	the	the	DET
fbem-29704	58	26	bank	bank	NOUN
fbem-29704	58	27	's	's	PART
fbem-29704	58	28	takeover	takeover	NOUN
fbem-29704	58	29	.	.	PUNCT
fbem-29704	59	1	the	the	DET
fbem-29704	59	2	equity	equity	NOUN
fbem-29704	59	3	structure	structure	NOUN
fbem-29704	59	4	diagram	diagram	PROPN
fbem-29704	59	5	of	of	ADP
fbem-29704	59	6	baoshang	baoshang	PROPN
fbem-29704	59	7	bank	bank	PROPN
fbem-29704	59	8	,	,	PUNCT
fbem-29704	59	9	we	we	PRON
fbem-29704	59	10	found	find	VERB
fbem-29704	59	11	that	that	SCONJ
fbem-29704	59	12	the	the	DET
fbem-29704	59	13	tomorrow	tomorrow	NOUN
fbem-29704	59	14	group	group	NOUN
fbem-29704	59	15	held	hold	VERB
fbem-29704	59	16	as	as	ADV
fbem-29704	59	17	much	much	ADJ
fbem-29704	59	18	as	as	ADP
fbem-29704	59	19	89	89	NUM
fbem-29704	59	20	%	%	NOUN
fbem-29704	59	21	of	of	ADP
fbem-29704	59	22	the	the	DET
fbem-29704	59	23	shares	share	NOUN
fbem-29704	59	24	.	.	PUNCT
fbem-29704	60	1	from	from	ADP
fbem-29704	60	2	the	the	DET
fbem-29704	60	3	disclosed	disclose	VERB
fbem-29704	60	4	reports	report	NOUN
fbem-29704	60	5	we	we	PRON
fbem-29704	60	6	can	can	AUX
fbem-29704	60	7	see	see	VERB
fbem-29704	60	8	that	that	SCONJ
fbem-29704	60	9	a	a	DET
fbem-29704	60	10	large	large	ADJ
fbem-29704	60	11	amount	amount	NOUN
fbem-29704	60	12	of	of	ADP
fbem-29704	60	13	funds	fund	NOUN
fbem-29704	60	14	from	from	ADP
fbem-29704	60	15	baoshang	baoshang	PROPN
fbem-29704	60	16	bank	bank	PROPN
fbem-29704	60	17	were	be	AUX
fbem-29704	60	18	improperly	improperly	ADV
fbem-29704	60	19	used	use	VERB
fbem-29704	60	20	by	by	ADP
fbem-29704	60	21	the	the	DET
fbem-29704	60	22	tomorrow	tomorrow	NOUN
fbem-29704	60	23	group	group	NOUN
fbem-29704	60	24	,	,	PUNCT
fbem-29704	60	25	gradually	gradually	ADV
fbem-29704	60	26	turning	turn	VERB
fbem-29704	60	27	the	the	DET
fbem-29704	60	28	bank	bank	NOUN
fbem-29704	60	29	into	into	ADP
fbem-29704	60	30	an	an	DET
fbem-29704	60	31	atm	atm	NOUN
fbem-29704	60	32	for	for	ADP
fbem-29704	60	33	outsiders	outsider	NOUN
fbem-29704	60	34	.	.	PUNCT
fbem-29704	61	1	funds	fund	NOUN
fbem-29704	61	2	were	be	AUX
fbem-29704	61	3	illegally	illegally	ADV
fbem-29704	61	4	occupied	occupy	VERB
fbem-29704	61	5	by	by	ADP
fbem-29704	61	6	the	the	DET
fbem-29704	61	7	major	major	ADJ
fbem-29704	61	8	shareholder	shareholder	NOUN
fbem-29704	61	9	,	,	PUNCT
fbem-29704	61	10	and	and	CCONJ
fbem-29704	61	11	the	the	DET
fbem-29704	61	12	major	major	ADJ
fbem-29704	61	13	shareholder	shareholder	NOUN
fbem-29704	61	14	was	be	AUX
fbem-29704	61	15	unable	unable	ADJ
fbem-29704	61	16	to	to	PART
fbem-29704	61	17	fully	fully	ADV
fbem-29704	61	18	repay	repay	VERB
fbem-29704	61	19	all	all	DET
fbem-29704	61	20	debts	debt	NOUN
fbem-29704	61	21	upon	upon	SCONJ
fbem-29704	61	22	maturity	maturity	NOUN
fbem-29704	61	23	,	,	PUNCT
fbem-29704	61	24	which	which	PRON
fbem-29704	61	25	further	far	ADV
fbem-29704	61	26	led	lead	VERB
fbem-29704	61	27	to	to	ADP
fbem-29704	61	28	overdue	overdue	ADJ
fbem-29704	61	29	payments	payment	NOUN
fbem-29704	61	30	.	.	PUNCT
fbem-29704	62	1	in	in	ADP
fbem-29704	62	2	the	the	PRON
fbem-29704	62	3	,	,	PUNCT
fbem-29704	62	4	baoshang	baoshang	PROPN
fbem-29704	62	5	bank	bank	PROPN
fbem-29704	62	6	suffered	suffer	VERB
fbem-29704	62	7	a	a	DET
fbem-29704	62	8	credit	credit	NOUN
fbem-29704	62	9	risk	risk	NOUN
fbem-29704	62	10	.	.	PUNCT
fbem-29704	63	1	in	in	ADP
fbem-29704	63	2	order	order	NOUN
fbem-29704	63	3	to	to	PART
fbem-29704	63	4	protect	protect	VERB
fbem-29704	63	5	the	the	DET
fbem-29704	63	6	interests	interest	NOUN
fbem-29704	63	7	of	of	ADP
fbem-29704	63	8	depositors	depositor	NOUN
fbem-29704	63	9	and	and	CCONJ
fbem-29704	63	10	creditors	creditor	NOUN
fbem-29704	63	11	,	,	PUNCT
fbem-29704	63	12	our	our	PRON
fbem-29704	63	13	country	country	NOUN
fbem-29704	63	14	decided	decide	VERB
fbem-29704	63	15	to	to	PART
fbem-29704	63	16	take	take	VERB
fbem-29704	63	17	over	over	ADP
fbem-29704	63	18	baoshang	baoshang	PROPN
fbem-29704	63	19	bank	bank	PROPN
fbem-29704	63	20	,	,	PUNCT
fbem-29704	63	21	the	the	DET
fbem-29704	63	22	takeover	takeover	NOUN
fbem-29704	63	23	period	period	NOUN
fbem-29704	63	24	being	be	AUX
fbem-29704	63	25	one	one	NUM
fbem-29704	63	26	year	year	NOUN
fbem-29704	63	27	.	.	PUNCT
fbem-29704	64	1	table	table	NOUN
fbem-29704	64	2	1	1	NUM
fbem-29704	64	3	.	.	NUM
fbem-29704	64	4	selected	select	VERB
fbem-29704	64	5	annual	annual	ADJ
fbem-29704	64	6	report	report	NOUN
fbem-29704	64	7	data	datum	NOUN
fbem-29704	64	8	of	of	ADP
fbem-29704	64	9	baoshang	baoshang	PROPN
fbem-29704	64	10	bank	bank	PROPN
fbem-29704	64	11	from	from	ADP
fbem-29704	64	12	2013	2013	NUM
fbem-29704	64	13	to	to	ADP
fbem-29704	64	14	2017	2017	NUM
fbem-29704	64	15	year	year	NOUN
fbem-29704	64	16	net	net	ADJ
fbem-29704	64	17	profit(hundred	profit(hundred	PROPN
fbem-29704	64	18	million	million	NUM
fbem-29704	64	19	)	)	PUNCT
fbem-29704	64	20	capital	capital	NOUN
fbem-29704	64	21	adequacy	adequacy	NOUN
fbem-29704	64	22	ratio	ratio	NOUN
fbem-29704	64	23	tier	tier	NOUN
fbem-29704	64	24	1	1	NUM
fbem-29704	64	25	capital	capital	NOUN
fbem-29704	64	26	adequacy	adequacy	NOUN
fbem-29704	64	27	ratio	ratio	NOUN
fbem-29704	64	28	tier	tier	NOUN
fbem-29704	64	29	1	1	NUM
fbem-29704	64	30	capital	capital	NOUN
fbem-29704	64	31	adequacy	adequacy	NOUN
fbem-29704	64	32	ratio	ratio	NOUN
fbem-29704	64	33	2013	2013	NUM
fbem-29704	64	34	23.65	23.65	NUM
fbem-29704	64	35	12.05	12.05	NUM
fbem-29704	64	36	%	%	NOUN
fbem-29704	64	37	11.42	11.42	NUM
fbem-29704	64	38	%	%	NOUN
fbem-29704	64	39	11.42	11.42	NUM
fbem-29704	64	40	%	%	NOUN
fbem-29704	64	41	2014	2014	NUM
fbem-29704	64	42	28.90	28.90	NUM
fbem-29704	64	43	11.19	11.19	NUM
fbem-29704	64	44	%	%	NOUN
fbem-29704	64	45	10.59	10.59	NUM
fbem-29704	64	46	%	%	NOUN
fbem-29704	64	47	10.58	10.58	NUM
fbem-29704	64	48	%	%	NOUN
fbem-29704	64	49	2015	2015	NUM
fbem-29704	64	50	34.17	34.17	NUM
fbem-29704	64	51	12.22	12.22	NUM
fbem-29704	64	52	%	%	NOUN
fbem-29704	64	53	9.34	9.34	NUM
fbem-29704	64	54	%	%	NOUN
fbem-29704	64	55	9.33	9.33	NUM
fbem-29704	64	56	%	%	NOUN
fbem-29704	64	57	2016	2016	NUM
fbem-29704	64	58	41.12	41.12	NUM
fbem-29704	64	59	11.69	11.69	NUM
fbem-29704	64	60	%	%	NOUN
fbem-29704	64	61	9.07	9.07	NUM
fbem-29704	64	62	%	%	NOUN
fbem-29704	64	63	9.04	9.04	NUM
fbem-29704	64	64	%	%	NOUN
fbem-29704	64	65	2017	2017	NUM
fbem-29704	64	66	32.31	32.31	NUM
fbem-29704	64	67	9.30	9.30	NUM
fbem-29704	64	68	%	%	NOUN
fbem-29704	64	69	7.28	7.28	NUM
fbem-29704	64	70	%	%	NOUN
fbem-29704	64	71	7.28	7.28	NUM
fbem-29704	64	72	%	%	NOUN
fbem-29704	64	73	data	datum	NOUN
fbem-29704	64	74	source	source	NOUN
fbem-29704	64	75	:	:	PUNCT
fbem-29704	64	76	baoshang	baoshang	PROPN
fbem-29704	64	77	bank	bank	PROPN
fbem-29704	64	78	's	's	PART
fbem-29704	64	79	annual	annual	ADJ
fbem-29704	64	80	reports	report	NOUN
fbem-29704	64	81	from	from	ADP
fbem-29704	64	82	2013	2013	NUM
fbem-29704	64	83	to	to	ADP
fbem-29704	64	84	2017	2017	NUM
fbem-29704	64	85	from	from	ADP
fbem-29704	64	86	table	table	NOUN
fbem-29704	64	87	1	1	NUM
fbem-29704	64	88	,	,	PUNCT
fbem-29704	64	89	we	we	PRON
fbem-29704	64	90	can	can	AUX
fbem-29704	64	91	clearly	clearly	ADV
fbem-29704	64	92	see	see	VERB
fbem-29704	64	93	that	that	SCONJ
fbem-29704	64	94	baoshang	baoshang	PROPN
fbem-29704	64	95	bank	bank	PROPN
fbem-29704	64	96	's	's	PART
fbem-29704	64	97	net	net	ADJ
fbem-29704	64	98	profit	profit	NOUN
fbem-29704	64	99	increased	increase	VERB
fbem-29704	64	100	from	from	ADP
fbem-29704	64	101	2013	2013	NUM
fbem-29704	64	102	to	to	ADP
fbem-29704	64	103	206	206	NUM
fbem-29704	64	104	,	,	PUNCT
fbem-29704	64	105	but	but	CCONJ
fbem-29704	64	106	in	in	ADP
fbem-29704	64	107	2017	2017	NUM
fbem-29704	64	108	,	,	PUNCT
fbem-29704	64	109	the	the	DET
fbem-29704	64	110	net	net	ADJ
fbem-29704	64	111	profit	profit	NOUN
fbem-29704	64	112	dropped	drop	VERB
fbem-29704	64	113	significantly	significantly	ADV
fbem-29704	64	114	.	.	PUNCT
fbem-29704	65	1	moreover	moreover	ADV
fbem-29704	65	2	,	,	PUNCT
fbem-29704	65	3	the	the	DET
fbem-29704	65	4	capital	capital	NOUN
fbem-29704	65	5	adequacy	adequacy	NOUN
fbem-29704	65	6	ratio	ratio	NOUN
fbem-29704	65	7	,	,	PUNCT
fbem-29704	65	8	tier	tier	NOUN
fbem-29704	65	9	1	1	NUM
fbem-29704	65	10	capital	capital	NOUN
fbem-29704	65	11	adequacy	adequacy	NOUN
fbem-29704	65	12	ratio	ratio	NOUN
fbem-29704	65	13	,	,	PUNCT
fbem-29704	65	14	core	core	NOUN
fbem-29704	65	15	tier	tier	NOUN
fbem-29704	65	16	1	1	NUM
fbem-29704	65	17	capital	capital	NOUN
fbem-29704	65	18	adequacy	adequacy	NOUN
fbem-29704	65	19	ratio	ratio	NOUN
fbem-29704	65	20	for	for	ADP
fbem-29704	65	21	2017	2017	NUM
fbem-29704	65	22	were	be	AUX
fbem-29704	65	23	all	all	ADV
fbem-29704	65	24	lower	low	ADJ
fbem-29704	65	25	than	than	ADP
fbem-29704	65	26	those	those	PRON
fbem-29704	65	27	for	for	ADP
fbem-29704	65	28	2016	2016	NUM
fbem-29704	65	29	,	,	PUNCT
fbem-29704	65	30	and	and	CCONJ
fbem-29704	65	31	even	even	ADV
fbem-29704	65	32	fell	fall	VERB
fbem-29704	65	33	below	below	ADP
fbem-29704	65	34	the	the	DET
fbem-29704	65	35	requirements	requirement	NOUN
fbem-29704	65	36	10.5	10.5	NUM
fbem-29704	65	37	%	%	NOUN
fbem-29704	65	38	,	,	PUNCT
fbem-29704	65	39	8.5	8.5	NUM
fbem-29704	65	40	%	%	NOUN
fbem-29704	65	41	,	,	PUNCT
fbem-29704	65	42	and	and	CCONJ
fbem-29704	65	43	7.5	7.5	NUM
fbem-29704	65	44	%	%	NOUN
fbem-29704	65	45	for	for	ADP
fbem-29704	65	46	nonsystemically	nonsystemically	ADV
fbem-29704	65	47	important	important	ADJ
fbem-29704	65	48	banks	bank	NOUN
fbem-29704	65	49	in	in	ADP
fbem-29704	65	50	china	china	PROPN
fbem-29704	65	51	.	.	PUNCT
fbem-29704	66	1	baoshang	baoshang	PROPN
fbem-29704	66	2	bank	bank	PROPN
fbem-29704	66	3	's	's	PART
fbem-29704	66	4	capital	capital	NOUN
fbem-29704	66	5	adequ	adequ	PROPN
fbem-29704	66	6	ratio	ratio	NOUN
fbem-29704	66	7	did	do	AUX
fbem-29704	66	8	not	not	PART
fbem-29704	66	9	meet	meet	VERB
fbem-29704	66	10	the	the	DET
fbem-29704	66	11	national	national	ADJ
fbem-29704	66	12	regulatory	regulatory	ADJ
fbem-29704	66	13	standards	standard	NOUN
fbem-29704	66	14	,	,	PUNCT
fbem-29704	66	15	making	make	VERB
fbem-29704	66	16	it	it	PRON
fbem-29704	66	17	difficult	difficult	ADJ
fbem-29704	66	18	for	for	SCONJ
fbem-29704	66	19	the	the	DET
fbem-29704	66	20	bank	bank	NOUN
fbem-29704	66	21	to	to	PART
fbem-29704	66	22	cope	cope	VERB
fbem-29704	66	23	with	with	ADP
fbem-29704	66	24	emergencies	emergency	NOUN
fbem-29704	66	25	that	that	PRON
fbem-29704	66	26	require	require	VERB
fbem-29704	66	27	these	these	DET
fbem-29704	66	28	funds	fund	NOUN
fbem-29704	66	29	,	,	PUNCT
fbem-29704	66	30	and	and	CCONJ
fbem-29704	66	31	thus	thus	ADV
fbem-29704	66	32	unable	unable	ADJ
fbem-29704	66	33	to	to	PART
fbem-29704	66	34	protect	protect	VERB
fbem-29704	66	35	the	the	DET
fbem-29704	66	36	interests	interest	NOUN
fbem-29704	66	37	depositors	depositor	NOUN
fbem-29704	66	38	and	and	CCONJ
fbem-29704	66	39	creditors	creditor	NOUN
fbem-29704	66	40	.	.	PUNCT
fbem-29704	67	1	4.2	4.2	NUM
fbem-29704	67	2	.	.	PUNCT
fbem-29704	68	1	liquidity	liquidity	NOUN
fbem-29704	68	2	risk	risk	NOUN
fbem-29704	68	3	liquidity	liquidity	NOUN
fbem-29704	68	4	risk	risk	NOUN
fbem-29704	68	5	analysis	analysis	NOUN
fbem-29704	68	6	of	of	ADP
fbem-29704	68	7	baoshang	baoshang	PROPN
fbem-29704	68	8	bank	bank	PROPN
fbem-29704	68	9	is	be	AUX
fbem-29704	68	10	indispensable	indispensable	ADJ
fbem-29704	68	11	.	.	PUNCT
fbem-29704	69	1	from	from	ADP
fbem-29704	69	2	the	the	DET
fbem-29704	69	3	above	above	ADJ
fbem-29704	69	4	table	table	NOUN
fbem-29704	69	5	1	1	NUM
fbem-29704	69	6	,	,	PUNCT
fbem-29704	69	7	it	it	PRON
fbem-29704	69	8	can	can	AUX
fbem-29704	69	9	be	be	AUX
fbem-29704	69	10	seen	see	VERB
fbem-29704	69	11	that	that	SCONJ
fbem-29704	69	12	baoshang	baoshang	PROPN
fbem-29704	69	13	's	's	PART
fbem-29704	69	14	capital	capital	NOUN
fbem-29704	69	15	adequacy	adequacy	NOUN
fbem-29704	69	16	ratio	ratio	NOUN
fbem-29704	69	17	in	in	ADP
fbem-29704	69	18	2017	2017	NUM
fbem-29704	69	19	was	be	AUX
fbem-29704	69	20	9.30	9.30	NUM
fbem-29704	69	21	%	%	NOUN
fbem-29704	69	22	,	,	PUNCT
fbem-29704	69	23	significantly	significantly	ADV
fbem-29704	69	24	lower	low	ADJ
fbem-29704	69	25	than	than	ADP
fbem-29704	69	26	the	the	DET
fbem-29704	69	27	industry	industry	NOUN
fbem-29704	69	28	's	's	PART
fbem-29704	69	29	minimum	minimum	ADJ
fbem-29704	69	30	standard	standard	NOUN
fbem-29704	69	31	of	of	ADP
fbem-29704	69	32	10.1	10.1	NUM
fbem-29704	69	33	this	this	DET
fbem-29704	69	34	result	result	NOUN
fbem-29704	69	35	indicates	indicate	VERB
fbem-29704	69	36	that	that	SCONJ
fbem-29704	69	37	baoshang	baoshang	PROPN
fbem-29704	69	38	bank	bank	PROPN
fbem-29704	69	39	's	's	PART
fbem-29704	69	40	capital	capital	NOUN
fbem-29704	69	41	structure	structure	NOUN
fbem-29704	69	42	is	be	AUX
fbem-29704	69	43	extremely	extremely	ADV
fbem-29704	69	44	unreasonable	unreasonable	ADJ
fbem-29704	69	45	,	,	PUNCT
fbem-29704	69	46	with	with	ADP
fbem-29704	69	47	a	a	DET
fbem-29704	69	48	large	large	ADJ
fbem-29704	69	49	amount	amount	NOUN
fbem-29704	69	50	of	of	ADP
fbem-29704	69	51	illiquid	illiquid	ADJ
fbem-29704	69	52	secondary	secondary	ADJ
fbem-29704	69	53	bonds	bond	NOUN
fbem-29704	69	54	held	hold	VERB
fbem-29704	69	55	internally	internally	ADV
fbem-29704	69	56	,	,	PUNCT
fbem-29704	69	57	which	which	PRON
fbem-29704	69	58	greatly	greatly	ADV
fbem-29704	69	59	reduces	reduce	VERB
fbem-29704	69	60	the	the	DET
fbem-29704	69	61	liquidity	liquidity	NOUN
fbem-29704	69	62	baoshang	baoshang	PROPN
fbem-29704	69	63	178	178	NUM
fbem-29704	69	64	bank	bank	NOUN
fbem-29704	69	65	's	's	PART
fbem-29704	69	66	assets	asset	NOUN
fbem-29704	69	67	.	.	PUNCT
fbem-29704	70	1	recently	recently	ADV
fbem-29704	70	2	,	,	PUNCT
fbem-29704	70	3	banks	bank	NOUN
fbem-29704	70	4	in	in	ADP
fbem-29704	70	5	europe	europe	PROPN
fbem-29704	70	6	and	and	CCONJ
fbem-29704	70	7	the	the	DET
fbem-29704	70	8	united	united	PROPN
fbem-29704	70	9	states	states	PROPN
fbem-29704	70	10	have	have	AUX
fbem-29704	70	11	been	be	AUX
fbem-29704	70	12	experiencing	experience	VERB
fbem-29704	70	13	crises	crisis	NOUN
fbem-29704	70	14	one	one	NUM
fbem-29704	70	15	after	after	ADP
fbem-29704	70	16	another	another	PRON
fbem-29704	70	17	.	.	PUNCT
fbem-29704	71	1	taking	take	VERB
fbem-29704	71	2	silicon	silicon	PROPN
fbem-29704	71	3	valley	valley	PROPN
fbem-29704	71	4	bank	bank	PROPN
fbem-29704	71	5	as	as	ADP
fbem-29704	71	6	an	an	DET
fbem-29704	71	7	example	example	NOUN
fbem-29704	71	8	,	,	PUNCT
fbem-29704	71	9	cause	cause	NOUN
fbem-29704	71	10	of	of	ADP
fbem-29704	71	11	its	its	PRON
fbem-29704	71	12	bankruptcy	bankruptcy	NOUN
fbem-29704	71	13	boils	boil	VERB
fbem-29704	71	14	down	down	ADP
fbem-29704	71	15	to	to	ADP
fbem-29704	71	16	the	the	DET
fbem-29704	71	17	liquidity	liquidity	NOUN
fbem-29704	71	18	shortage	shortage	NOUN
fbem-29704	71	19	triggered	trigger	VERB
fbem-29704	71	20	by	by	ADP
fbem-29704	71	21	the	the	DET
fbem-29704	71	22	federal	federal	PROPN
fbem-29704	71	23	reserve	reserve	PROPN
fbem-29704	71	24	's	's	PART
fbem-29704	71	25	interest	interest	NOUN
fbem-29704	71	26	rate	rate	NOUN
fbem-29704	71	27	hike	hike	NOUN
fbem-29704	71	28	.	.	PUNCT
fbem-29704	72	1	the	the	DET
fbem-29704	72	2	most	most	ADV
fbem-29704	72	3	serious	serious	ADJ
fbem-29704	72	4	consequence	consequence	NOUN
fbem-29704	72	5	could	could	AUX
fbem-29704	72	6	lead	lead	VERB
fbem-29704	72	7	to	to	ADP
fbem-29704	72	8	a	a	DET
fbem-29704	72	9	run	run	NOUN
fbem-29704	72	10	on	on	ADP
fbem-29704	72	11	many	many	ADJ
fbem-29704	72	12	banks	bank	NOUN
fbem-29704	72	13	causing	cause	VERB
fbem-29704	72	14	systemic	systemic	ADJ
fbem-29704	72	15	financial	financial	ADJ
fbem-29704	72	16	risk	risk	NOUN
fbem-29704	72	17	.	.	PUNCT
fbem-29704	73	1	4.3	4.3	NUM
fbem-29704	73	2	.	.	PUNCT
fbem-29704	73	3	operational	operational	ADJ
fbem-29704	73	4	risk	risk	NOUN
fbem-29704	73	5	analysis	analysis	NOUN
fbem-29704	73	6	the	the	DET
fbem-29704	73	7	basel	basel	PROPN
fbem-29704	73	8	iii	iii	PROPN
fbem-29704	73	9	protocol	protocol	PROPN
fbem-29704	73	10	redefines	redefine	VERB
fbem-29704	73	11	operational	operational	ADJ
fbem-29704	73	12	risk	risk	NOUN
fbem-29704	73	13	.	.	PUNCT
fbem-29704	74	1	bao	bao	PROPN
fbem-29704	74	2	shang	shang	PROPN
fbem-29704	74	3	bank	bank	PROPN
fbem-29704	74	4	's	's	PART
fbem-29704	74	5	internal	internal	PROPN
fbem-29704	74	6	business	business	PROPN
fbem-29704	74	7	department	department	PROPN
fbem-29704	74	8	violates	violate	VERB
fbem-29704	74	9	industry	industry	NOUN
fbem-29704	74	10	regulations	regulation	NOUN
fbem-29704	74	11	to	to	PART
fbem-29704	74	12	obtain	obtain	VERB
fbem-29704	74	13	as	as	ADV
fbem-29704	74	14	much	much	ADJ
fbem-29704	74	15	funds	fund	NOUN
fbem-29704	74	16	as	as	ADP
fbem-29704	74	17	possible	possible	ADJ
fbem-29704	74	18	,	,	PUNCT
fbem-29704	74	19	such	such	ADJ
fbem-29704	74	20	as	as	ADP
fbem-29704	74	21	issuing	issue	VERB
fbem-29704	74	22	false	false	ADJ
fbem-29704	74	23	invoices	invoice	NOUN
fbem-29704	74	24	.	.	PUNCT
fbem-29704	75	1	secondly	secondly	ADV
fbem-29704	75	2	,	,	PUNCT
fbem-29704	75	3	the	the	DET
fbem-29704	75	4	regulatory	regulatory	ADJ
fbem-29704	75	5	aspects	aspect	NOUN
fbem-29704	75	6	of	of	ADP
fbem-29704	75	7	the	the	DET
fbem-29704	75	8	bank	bank	NOUN
fbem-29704	75	9	's	's	PART
fbem-29704	75	10	various	various	ADJ
fbem-29704	75	11	branches	branch	NOUN
fbem-29704	75	12	are	be	AUX
fbem-29704	75	13	unreasonable	unreasonable	ADJ
fbem-29704	75	14	,	,	PUNCT
fbem-29704	75	15	so	so	CCONJ
fbem-29704	75	16	the	the	DET
fbem-29704	75	17	original	original	ADJ
fbem-29704	75	18	banking	banking	NOUN
fbem-29704	75	19	regulatory	regulatory	ADJ
fbem-29704	75	20	commission	commission	NOUN
fbem-29704	75	21	imposes	impose	VERB
fbem-29704	75	22	multiple	multiple	ADJ
fbem-29704	75	23	on	on	ADP
fbem-29704	75	24	it	it	PRON
fbem-29704	75	25	.	.	PUNCT
fbem-29704	76	1	in	in	ADP
fbem-29704	76	2	addition	addition	NOUN
fbem-29704	76	3	,	,	PUNCT
fbem-29704	76	4	its	its	PRON
fbem-29704	76	5	irregularity	irregularity	NOUN
fbem-29704	76	6	operations	operation	NOUN
fbem-29704	76	7	by	by	ADP
fbem-29704	76	8	internal	internal	ADJ
fbem-29704	76	9	staff	staff	NOUN
fbem-29704	76	10	deteriorate	deteriorate	VERB
fbem-29704	76	11	the	the	DET
fbem-29704	76	12	bank	bank	NOUN
fbem-29704	76	13	's	's	PART
fbem-29704	76	14	reputation	reputation	NOUN
fbem-29704	76	15	and	and	CCONJ
fbem-29704	76	16	generate	generate	VERB
fbem-29704	76	17	adverse	adverse	ADJ
fbem-29704	76	18	effects	effect	NOUN
fbem-29704	76	19	,	,	PUNCT
fbem-29704	76	20	posing	pose	VERB
fbem-29704	76	21	a	a	DET
fbem-29704	76	22	certain	certain	ADJ
fbem-29704	76	23	reputational	reputational	ADJ
fbem-29704	76	24	risk	risk	NOUN
fbem-29704	76	25	.	.	PUNCT
fbem-29704	77	1	the	the	DET
fbem-29704	77	2	credit	credit	NOUN
fbem-29704	77	3	,	,	PUNCT
fbem-29704	77	4	liquidity	liquidity	NOUN
fbem-29704	77	5	risks	risk	NOUN
fbem-29704	77	6	,	,	PUNCT
fbem-29704	77	7	and	and	CCONJ
fbem-29704	77	8	operational	operational	ADJ
fbem-29704	77	9	risks	risk	NOUN
fbem-29704	77	10	exposed	expose	VERB
fbem-29704	77	11	by	by	ADP
fbem-29704	77	12	bao	bao	PROPN
fbem-29704	77	13	shang	shang	PROPN
fbem-29704	77	14	bank	bank	PROPN
fbem-29704	77	15	pose	pose	VERB
fbem-29704	77	16	some	some	DET
fbem-29704	77	17	threat	threat	NOUN
fbem-29704	77	18	to	to	ADP
fbem-29704	77	19	individual	individual	ADJ
fbem-29704	77	20	customers	customer	NOUN
fbem-29704	77	21	;	;	PUNCT
fbem-29704	77	22	however	however	ADV
fbem-29704	77	23	,	,	PUNCT
fbem-29704	77	24	due	due	ADP
fbem-29704	77	25	to	to	ADP
fbem-29704	77	26	china	china	PROPN
fbem-29704	77	27	's	's	PART
fbem-29704	77	28	deposit	deposit	NOUN
fbem-29704	77	29	insurance	insurance	NOUN
fbem-29704	77	30	system	system	NOUN
fbem-29704	77	31	effectively	effectively	ADV
fbem-29704	77	32	safeguard	safeguard	VERB
fbem-29704	77	33	depositors	depositor	NOUN
fbem-29704	77	34	'	'	PART
fbem-29704	77	35	interests	interest	NOUN
fbem-29704	77	36	,	,	PUNCT
fbem-29704	77	37	their	their	PRON
fbem-29704	77	38	actual	actual	ADJ
fbem-29704	77	39	impact	impact	NOUN
fbem-29704	77	40	is	be	AUX
fbem-29704	77	41	relatively	relatively	ADV
fbem-29704	77	42	minor	minor	ADJ
fbem-29704	77	43	.	.	PUNCT
fbem-29704	78	1	individuals	individual	NOUN
fbem-29704	78	2	tend	tend	VERB
fbem-29704	78	3	to	to	PART
fbem-29704	78	4	withdraw	withdraw	VERB
fbem-29704	78	5	their	their	PRON
fbem-29704	78	6	deposits	deposit	NOUN
fbem-29704	78	7	quickly	quickly	ADV
fbem-29704	78	8	and	and	CCONJ
fbem-29704	78	9	choose	choose	VERB
fbem-29704	78	10	other	other	ADJ
fbem-29704	78	11	banks	bank	NOUN
fbem-29704	78	12	with	with	ADP
fbem-29704	78	13	lower	low	ADJ
fbem-29704	78	14	credit	credit	NOUN
fbem-29704	78	15	risks	risk	NOUN
fbem-29704	78	16	for	for	ADP
fbem-29704	78	17	savings	saving	NOUN
fbem-29704	78	18	.	.	PUNCT
fbem-29704	79	1	for	for	ADP
fbem-29704	79	2	individually	individually	ADV
fbem-29704	79	3	financial	financial	ADJ
fbem-29704	79	4	products	product	NOUN
fbem-29704	79	5	,	,	PUNCT
fbem-29704	79	6	their	their	PRON
fbem-29704	79	7	repayment	repayment	NOUN
fbem-29704	79	8	priority	priority	NOUN
fbem-29704	79	9	is	be	AUX
fbem-29704	79	10	generally	generally	ADV
fbem-29704	79	11	after	after	ADP
fbem-29704	79	12	deposits	deposit	NOUN
fbem-29704	79	13	,	,	PUNCT
fbem-29704	79	14	carrying	carry	VERB
fbem-29704	79	15	greater	great	ADJ
fbem-29704	79	16	risk	risk	NOUN
fbem-29704	79	17	.	.	PUNCT
fbem-29704	80	1	if	if	SCONJ
fbem-29704	80	2	the	the	DET
fbem-29704	80	3	incident	incident	NOUN
fbem-29704	80	4	escalates	escalate	VERB
fbem-29704	80	5	further	far	ADV
fbem-29704	80	6	,	,	PUNCT
fbem-29704	80	7	it	it	PRON
fbem-29704	80	8	could	could	AUX
fbem-29704	80	9	lead	lead	VERB
fbem-29704	80	10	to	to	ADP
fbem-29704	80	11	runs	run	NOUN
fbem-29704	80	12	on	on	ADP
fbem-29704	80	13	the	the	DET
fbem-29704	80	14	bank	bank	NOUN
fbem-29704	80	15	.	.	PUNCT
fbem-29704	81	1	with	with	ADP
fbem-29704	81	2	banks	bank	NOUN
fbem-29704	81	3	having	have	VERB
fbem-29704	81	4	significantly	significantly	ADV
fbem-29704	81	5	less	less	ADV
fbem-29704	81	6	competitive	competitive	ADJ
fbem-29704	81	7	power	power	NOUN
fbem-29704	81	8	than	than	ADP
fbem-29704	81	9	large	large	ADJ
fbem-29704	81	10	commercial	commercial	ADJ
fbem-29704	81	11	banks	bank	NOUN
fbem-29704	81	12	,	,	PUNCT
fbem-29704	81	13	people	people	NOUN
fbem-29704	81	14	prefer	prefer	VERB
fbem-29704	81	15	transactions	transaction	NOUN
fbem-29704	81	16	with	with	ADP
fbem-29704	81	17	larger	large	ADJ
fbem-29704	81	18	banks	bank	NOUN
fbem-29704	81	19	when	when	SCONJ
fbem-29704	81	20	credit	credit	NOUN
fbem-29704	81	21	risks	risk	NOUN
fbem-29704	81	22	,	,	PUNCT
fbem-29704	81	23	operational	operational	ADJ
fbem-29704	81	24	risks	risk	NOUN
fbem-29704	81	25	,	,	PUNCT
fbem-29704	81	26	and	and	CCONJ
fbem-29704	81	27	liquidity	liquidity	NOUN
fbem-29704	81	28	management	management	NOUN
fbem-29704	81	29	are	be	AUX
fbem-29704	81	30	poor	poor	ADJ
fbem-29704	81	31	.	.	PUNCT
fbem-29704	82	1	as	as	ADP
fbem-29704	82	2	a	a	PRON
fbem-29704	82	3	,	,	PUNCT
fbem-29704	82	4	investment	investment	NOUN
fbem-29704	82	5	interest	interest	NOUN
fbem-29704	82	6	in	in	ADP
fbem-29704	82	7	small	small	ADJ
fbem-29704	82	8	and	and	CCONJ
fbem-29704	82	9	medium	medium	ADJ
fbem-29704	82	10	-	-	PUNCT
fbem-29704	82	11	sized	sized	ADJ
fbem-29704	82	12	banks	bank	NOUN
fbem-29704	82	13	decreases	decrease	VERB
fbem-29704	82	14	considerably	considerably	ADV
fbem-29704	82	15	.	.	PUNCT
fbem-29704	83	1	5	5	X
fbem-29704	83	2	.	.	X
fbem-29704	83	3	current	current	ADJ
fbem-29704	83	4	development	development	NOUN
fbem-29704	83	5	status	status	NOUN
fbem-29704	83	6	of	of	ADP
fbem-29704	83	7	medium	medium	ADJ
fbem-29704	83	8	and	and	CCONJ
fbem-29704	83	9	small	small	ADJ
fbem-29704	83	10	banks	bank	NOUN
fbem-29704	83	11	at	at	ADP
fbem-29704	83	12	present	present	ADJ
fbem-29704	83	13	,	,	PUNCT
fbem-29704	83	14	the	the	DET
fbem-29704	83	15	development	development	NOUN
fbem-29704	83	16	status	status	NOUN
fbem-29704	83	17	of	of	ADP
fbem-29704	83	18	small	small	ADJ
fbem-29704	83	19	and	and	CCONJ
fbem-29704	83	20	mediumsized	mediumsized	ADJ
fbem-29704	83	21	banks	bank	NOUN
fbem-29704	83	22	in	in	ADP
fbem-29704	83	23	our	our	PRON
fbem-29704	83	24	country	country	NOUN
fbem-29704	83	25	is	be	AUX
fbem-29704	83	26	also	also	ADV
fbem-29704	83	27	pessimistic	pessimistic	ADJ
fbem-29704	83	28	.	.	PUNCT
fbem-29704	84	1	in	in	ADP
fbem-29704	84	2	terms	term	NOUN
fbem-29704	84	3	of	of	ADP
fbem-29704	84	4	scale	scale	NOUN
fbem-29704	84	5	,	,	PUNCT
fbem-29704	84	6	and	and	CCONJ
fbem-29704	84	7	medium	medium	ADJ
fbem-29704	84	8	-	-	PUNCT
fbem-29704	84	9	sized	sized	ADJ
fbem-29704	84	10	banks	bank	NOUN
fbem-29704	84	11	can	can	AUX
fbem-29704	84	12	not	not	PART
fbem-29704	84	13	be	be	AUX
fbem-29704	84	14	compared	compare	VERB
fbem-29704	84	15	with	with	ADP
fbem-29704	84	16	the	the	DET
fbem-29704	84	17	five	five	NUM
fbem-29704	84	18	major	major	ADJ
fbem-29704	84	19	state	state	NOUN
fbem-29704	84	20	-	-	PUNCT
fbem-29704	84	21	owned	own	VERB
fbem-29704	84	22	commercial	commercial	ADJ
fbem-29704	84	23	banks	bank	NOUN
fbem-29704	84	24	.	.	PUNCT
fbem-29704	85	1	there	there	PRON
fbem-29704	85	2	are	be	VERB
fbem-29704	85	3	significant	significant	ADJ
fbem-29704	85	4	gaps	gap	NOUN
fbem-29704	85	5	in	in	ADP
fbem-29704	85	6	the	the	DET
fbem-29704	85	7	density	density	NOUN
fbem-29704	85	8	of	of	ADP
fbem-29704	85	9	outlets	outlet	NOUN
fbem-29704	85	10	and	and	CCONJ
fbem-29704	85	11	technological	technological	ADJ
fbem-29704	85	12	innovation	innovation	NOUN
fbem-29704	85	13	compared	compare	VERB
fbem-29704	85	14	to	to	ADP
fbem-29704	85	15	other	other	ADJ
fbem-29704	85	16	large	large	ADJ
fbem-29704	85	17	banks	bank	NOUN
fbem-29704	85	18	.	.	PUNCT
fbem-29704	86	1	in	in	ADP
fbem-29704	86	2	terms	term	NOUN
fbem-29704	86	3	of	of	ADP
fbem-29704	86	4	profitability	profitability	NOUN
fbem-29704	86	5	,	,	PUNCT
fbem-29704	86	6	small	small	ADJ
fbem-29704	86	7	and	and	CCONJ
fbem-29704	86	8	medium	medium	ADJ
fbem-29704	86	9	-	-	PUNCT
fbem-29704	86	10	sized	sized	ADJ
fbem-29704	86	11	banks	bank	NOUN
fbem-29704	86	12	can	can	AUX
fbem-29704	86	13	not	not	PART
fbem-29704	86	14	compete	compete	VERB
fbem-29704	86	15	with	with	ADP
fbem-29704	86	16	large	large	ADJ
fbem-29704	86	17	commercial	commercial	ADJ
fbem-29704	86	18	banks	bank	NOUN
fbem-29704	86	19	.	.	PUNCT
fbem-29704	87	1	in	in	ADP
fbem-29704	87	2	terms	term	NOUN
fbem-29704	87	3	of	of	ADP
fbem-29704	87	4	capital	capital	NOUN
fbem-29704	87	5	replenishment	replenishment	NOUN
fbem-29704	87	6	capability	capability	NOUN
fbem-29704	87	7	,	,	PUNCT
fbem-29704	87	8	small	small	ADJ
fbem-29704	87	9	and	and	CCONJ
fbem-29704	87	10	medium	medium	ADJ
fbem-29704	87	11	-	-	PUNCT
fbem-29704	87	12	sized	sized	ADJ
fbem-29704	87	13	have	have	VERB
fbem-29704	87	14	a	a	DET
fbem-29704	87	15	single	single	ADJ
fbem-29704	87	16	capital	capital	NOUN
fbem-29704	87	17	replenishment	replenishment	NOUN
fbem-29704	87	18	channel	channel	NOUN
fbem-29704	87	19	,	,	PUNCT
fbem-29704	87	20	and	and	CCONJ
fbem-29704	87	21	it	it	PRON
fbem-29704	87	22	is	be	AUX
fbem-29704	87	23	difficult	difficult	ADJ
fbem-29704	87	24	to	to	PART
fbem-29704	87	25	obtain	obtain	VERB
fbem-29704	87	26	sufficient	sufficient	ADJ
fbem-29704	87	27	funds	fund	NOUN
fbem-29704	87	28	to	to	PART
fbem-29704	87	29	reduce	reduce	VERB
fbem-29704	87	30	risks	risk	NOUN
fbem-29704	87	31	when	when	SCONJ
fbem-29704	87	32	risks	risk	NOUN
fbem-29704	87	33	occur	occur	VERB
fbem-29704	87	34	.	.	PUNCT
fbem-29704	88	1	in	in	ADP
fbem-29704	88	2	terms	term	NOUN
fbem-29704	88	3	of	of	ADP
fbem-29704	88	4	corporate	corporate	ADJ
fbem-29704	88	5	equity	equity	NOUN
fbem-29704	88	6	structure	structure	NOUN
fbem-29704	88	7	,	,	PUNCT
fbem-29704	88	8	some	some	DET
fbem-29704	88	9	small	small	ADJ
fbem-29704	88	10	medium	medium	ADJ
fbem-29704	88	11	-	-	PUNCT
fbem-29704	88	12	sized	sized	ADJ
fbem-29704	88	13	banks	bank	NOUN
fbem-29704	88	14	have	have	VERB
fbem-29704	88	15	unreasonable	unreasonable	ADJ
fbem-29704	88	16	equity	equity	NOUN
fbem-29704	88	17	structures	structure	NOUN
fbem-29704	88	18	,	,	PUNCT
fbem-29704	88	19	and	and	CCONJ
fbem-29704	88	20	some	some	PRON
fbem-29704	88	21	even	even	ADV
fbem-29704	88	22	have	have	VERB
fbem-29704	88	23	local	local	ADJ
fbem-29704	88	24	government	government	NOUN
fbem-29704	88	25	agencies	agency	NOUN
fbem-29704	88	26	holding	hold	VERB
fbem-29704	88	27	shares	share	NOUN
fbem-29704	88	28	.	.	PUNCT
fbem-29704	89	1	in	in	ADP
fbem-29704	89	2	addition	addition	NOUN
fbem-29704	89	3	,	,	PUNCT
fbem-29704	89	4	some	some	DET
fbem-29704	89	5	small	small	ADJ
fbem-29704	89	6	and	and	CCONJ
fbem-29704	89	7	medium	medium	ADJ
fbem-29704	89	8	-	-	PUNCT
fbem-29704	89	9	sized	sized	ADJ
fbem-29704	89	10	banks	bank	NOUN
fbem-29704	89	11	have	have	VERB
fbem-29704	89	12	aggressive	aggressive	ADJ
fbem-29704	89	13	business	business	NOUN
fbem-29704	89	14	styles	style	NOUN
fbem-29704	89	15	,	,	PUNCT
fbem-29704	89	16	a	a	DET
fbem-29704	89	17	clear	clear	ADJ
fbem-29704	89	18	understanding	understanding	NOUN
fbem-29704	89	19	of	of	ADP
fbem-29704	89	20	their	their	PRON
fbem-29704	89	21	own	own	ADJ
fbem-29704	89	22	positioning	positioning	NOUN
fbem-29704	89	23	,	,	PUNCT
fbem-29704	89	24	and	and	CCONJ
fbem-29704	89	25	have	have	VERB
fbem-29704	89	26	deficiencies	deficiency	NOUN
fbem-29704	89	27	in	in	ADP
fbem-29704	89	28	management	management	NOUN
fbem-29704	89	29	concepts	concept	NOUN
fbem-29704	89	30	,	,	PUNCT
fbem-29704	89	31	strategic	strategic	ADJ
fbem-29704	89	32	planning	planning	NOUN
fbem-29704	89	33	,	,	PUNCT
fbem-29704	89	34	and	and	CCONJ
fbem-29704	89	35	technological	technological	ADJ
fbem-29704	89	36	capabilities	capability	NOUN
fbem-29704	89	37	.	.	PUNCT
fbem-29704	90	1	some	some	PRON
fbem-29704	90	2	even	even	ADV
fbem-29704	90	3	engage	engage	VERB
fbem-29704	90	4	in	in	ADP
fbem-29704	90	5	reckless	reckless	ADJ
fbem-29704	90	6	expansion	expansion	NOUN
fbem-29704	90	7	.	.	PUNCT
fbem-29704	91	1	previously	previously	ADV
fbem-29704	91	2	,	,	PUNCT
fbem-29704	91	3	the	the	PRON
fbem-29704	91	4	of	of	ADP
fbem-29704	91	5	small	small	ADJ
fbem-29704	91	6	and	and	CCONJ
fbem-29704	91	7	mediumsized	mediumsized	ADJ
fbem-29704	91	8	banks	bank	NOUN
fbem-29704	91	9	in	in	ADP
fbem-29704	91	10	our	our	PRON
fbem-29704	91	11	country	country	NOUN
fbem-29704	91	12	might	might	AUX
fbem-29704	91	13	have	have	AUX
fbem-29704	91	14	been	be	AUX
fbem-29704	91	15	relatively	relatively	ADV
fbem-29704	91	16	loose	loose	ADJ
fbem-29704	91	17	,	,	PUNCT
fbem-29704	91	18	leading	lead	VERB
fbem-29704	91	19	to	to	ADP
fbem-29704	91	20	their	their	PRON
fbem-29704	91	21	accelerated	accelerated	ADJ
fbem-29704	91	22	expansion	expansion	NOUN
fbem-29704	91	23	during	during	ADP
fbem-29704	91	24	this	this	DET
fbem-29704	91	25	period	period	NOUN
fbem-29704	91	26	.	.	PUNCT
fbem-29704	92	1	however	however	ADV
fbem-29704	92	2	,	,	PUNCT
fbem-29704	92	3	in	in	ADP
fbem-29704	92	4	recent	recent	ADJ
fbem-29704	92	5	years	year	NOUN
fbem-29704	92	6	,	,	PUNCT
fbem-29704	92	7	with	with	ADP
fbem-29704	92	8	the	the	DET
fbem-29704	92	9	pressure	pressure	NOUN
fbem-29704	92	10	of	of	ADP
fbem-29704	92	11	economic	economic	ADJ
fbem-29704	92	12	downturn	downturn	NOUN
fbem-29704	92	13	,	,	PUNCT
fbem-29704	92	14	the	the	DET
fbem-29704	92	15	continuous	continuous	ADJ
fbem-29704	92	16	advancement	advancement	NOUN
fbem-29704	92	17	of	of	ADP
fbem-29704	92	18	financial	financial	ADJ
fbem-29704	92	19	deleveraging	deleveraging	NOUN
fbem-29704	92	20	,	,	PUNCT
fbem-29704	92	21	and	and	CCONJ
fbem-29704	92	22	strict	strict	ADJ
fbem-29704	92	23	supervision	supervision	NOUN
fbem-29704	92	24	,	,	PUNCT
fbem-29704	92	25	some	some	DET
fbem-29704	92	26	small	small	ADJ
fbem-29704	92	27	and	and	CCONJ
fbem-29704	92	28	mediumsized	mediumsized	ADJ
fbem-29704	92	29	banks	bank	NOUN
fbem-29704	92	30	with	with	ADP
fbem-29704	92	31	limited	limited	ADJ
fbem-29704	92	32	capabilities	capability	NOUN
fbem-29704	92	33	have	have	AUX
fbem-29704	92	34	increased	increase	VERB
fbem-29704	92	35	credit	credit	NOUN
fbem-29704	92	36	risks	risk	NOUN
fbem-29704	92	37	.	.	PUNCT
fbem-29704	93	1	the	the	DET
fbem-29704	93	2	same	same	ADJ
fbem-29704	93	3	time	time	NOUN
fbem-29704	93	4	,	,	PUNCT
fbem-29704	93	5	their	their	PRON
fbem-29704	93	6	problems	problem	NOUN
fbem-29704	93	7	in	in	ADP
fbem-29704	93	8	corporate	corporate	ADJ
fbem-29704	93	9	governance	governance	NOUN
fbem-29704	93	10	,	,	PUNCT
fbem-29704	93	11	profitability	profitability	NOUN
fbem-29704	93	12	,	,	PUNCT
fbem-29704	93	13	and	and	CCONJ
fbem-29704	93	14	capital	capital	NOUN
fbem-29704	93	15	adequacy	adequacy	NOUN
fbem-29704	93	16	ratio	ratio	NOUN
fbem-29704	93	17	have	have	AUX
fbem-29704	93	18	gradually	gradually	ADV
fbem-29704	93	19	emerged	emerge	VERB
fbem-29704	93	20	,	,	PUNCT
fbem-29704	93	21	posing	pose	VERB
fbem-29704	93	22	significant	significant	ADJ
fbem-29704	93	23	challenges	challenge	NOUN
fbem-29704	93	24	to	to	ADP
fbem-29704	93	25	the	the	DET
fbem-29704	93	26	development	development	NOUN
fbem-29704	93	27	of	of	ADP
fbem-29704	93	28	small	small	ADJ
fbem-29704	93	29	and	and	CCONJ
fbem-29704	93	30	medium	medium	ADJ
fbem-29704	93	31	-	-	PUNCT
fbem-29704	93	32	sized	sized	ADJ
fbem-29704	93	33	.	.	PUNCT
fbem-29704	94	1	6	6	X
fbem-29704	94	2	.	.	X
fbem-29704	94	3	problems	problem	NOUN
fbem-29704	94	4	encountered	encounter	VERB
fbem-29704	94	5	in	in	ADP
fbem-29704	94	6	the	the	DET
fbem-29704	94	7	development	development	NOUN
fbem-29704	94	8	of	of	ADP
fbem-29704	94	9	small	small	ADJ
fbem-29704	94	10	and	and	CCONJ
fbem-29704	94	11	mediumsized	mediumsized	ADJ
fbem-29704	94	12	banks	bank	NOUN
fbem-29704	94	13	6.1	6.1	NUM
fbem-29704	94	14	.	.	PUNCT
fbem-29704	95	1	deterioration	deterioration	NOUN
fbem-29704	95	2	of	of	ADP
fbem-29704	95	3	profitability	profitability	NOUN
fbem-29704	95	4	in	in	ADP
fbem-29704	95	5	pursuit	pursuit	NOUN
fbem-29704	95	6	of	of	ADP
fbem-29704	95	7	higher	high	ADJ
fbem-29704	95	8	returns	return	NOUN
fbem-29704	95	9	,	,	PUNCT
fbem-29704	95	10	small	small	ADJ
fbem-29704	95	11	and	and	CCONJ
fbem-29704	95	12	medium	medium	ADJ
fbem-29704	95	13	-	-	PUNCT
fbem-29704	95	14	sized	sized	ADJ
fbem-29704	95	15	banks	bank	NOUN
fbem-29704	95	16	had	have	AUX
fbem-29704	95	17	proactively	proactively	ADV
fbem-29704	95	18	absorbed	absorb	VERB
fbem-29704	95	19	deposits	deposit	NOUN
fbem-29704	95	20	and	and	CCONJ
fbem-29704	95	21	used	use	VERB
fbem-29704	95	22	them	they	PRON
fbem-29704	95	23	to	to	PART
fbem-29704	95	24	invest	invest	VERB
fbem-29704	95	25	in	in	ADP
fbem-29704	95	26	bonds	bond	NOUN
fbem-29704	95	27	,	,	PUNCT
fbem-29704	95	28	stocks	stock	NOUN
fbem-29704	95	29	,	,	PUNCT
fbem-29704	95	30	and	and	CCONJ
fbem-29704	95	31	products	product	NOUN
fbem-29704	95	32	that	that	PRON
fbem-29704	95	33	could	could	AUX
fbem-29704	95	34	generate	generate	VERB
fbem-29704	95	35	high	high	ADJ
fbem-29704	95	36	returns	return	NOUN
fbem-29704	95	37	before	before	ADP
fbem-29704	95	38	2016	2016	NUM
fbem-29704	95	39	.	.	PUNCT
fbem-29704	96	1	in	in	ADP
fbem-29704	96	2	recent	recent	ADJ
fbem-29704	96	3	years	year	NOUN
fbem-29704	96	4	,	,	PUNCT
fbem-29704	96	5	however	however	ADV
fbem-29704	96	6	,	,	PUNCT
fbem-29704	96	7	one	one	NUM
fbem-29704	96	8	of	of	ADP
fbem-29704	96	9	china	china	PROPN
fbem-29704	96	10	's	's	PART
fbem-29704	96	11	goals	goal	NOUN
fbem-29704	96	12	has	have	AUX
fbem-29704	96	13	been	be	AUX
fbem-29704	96	14	to	to	PART
fbem-29704	96	15	guide	guide	VERB
fbem-29704	96	16	the	the	DET
fbem-29704	96	17	economy	economy	NOUN
fbem-29704	96	18	away	away	ADV
fbem-29704	96	19	from	from	ADP
fbem-29704	96	20	and	and	CCONJ
fbem-29704	96	21	toward	toward	ADP
fbem-29704	96	22	real	real	ADJ
fbem-29704	96	23	economic	economic	ADJ
fbem-29704	96	24	activities	activity	NOUN
fbem-29704	96	25	,	,	PUNCT
fbem-29704	96	26	reducing	reduce	VERB
fbem-29704	96	27	the	the	DET
fbem-29704	96	28	amount	amount	NOUN
fbem-29704	96	29	of	of	ADP
fbem-29704	96	30	money	money	NOUN
fbem-29704	96	31	lent	lend	VERB
fbem-29704	96	32	by	by	ADP
fbem-29704	96	33	banks	bank	NOUN
fbem-29704	96	34	that	that	PRON
fbem-29704	96	35	flows	flow	VERB
fbem-29704	96	36	into	into	ADP
fbem-29704	96	37	the	the	DET
fbem-29704	96	38	real	real	ADJ
fbem-29704	96	39	estate	estate	NOUN
fbem-29704	96	40	market	market	NOUN
fbem-29704	96	41	and	and	CCONJ
fbem-29704	96	42	stock	stock	NOUN
fbem-29704	96	43	and	and	CCONJ
fbem-29704	96	44	bond	bond	NOUN
fbem-29704	96	45	markets	market	NOUN
fbem-29704	96	46	.	.	PUNCT
fbem-29704	97	1	to	to	PART
fbem-29704	97	2	implement	implement	VERB
fbem-29704	97	3	this	this	DET
fbem-29704	97	4	policy	policy	NOUN
fbem-29704	97	5	,	,	PUNCT
fbem-29704	97	6	people	people	NOUN
fbem-29704	97	7	's	's	PART
fbem-29704	97	8	bank	bank	PROPN
fbem-29704	97	9	of	of	ADP
fbem-29704	97	10	china	china	PROPN
fbem-29704	97	11	has	have	AUX
fbem-29704	97	12	tightened	tighten	VERB
fbem-29704	97	13	the	the	DET
fbem-29704	97	14	money	money	NOUN
fbem-29704	97	15	supply	supply	NOUN
fbem-29704	97	16	and	and	CCONJ
fbem-29704	97	17	extended	extend	VERB
fbem-29704	97	18	the	the	DET
fbem-29704	97	19	duration	duration	NOUN
fbem-29704	97	20	of	of	ADP
fbem-29704	97	21	funds	fund	NOUN
fbem-29704	97	22	to	to	PART
fbem-29704	97	23	raise	raise	VERB
fbem-29704	97	24	interest	interest	NOUN
fbem-29704	97	25	rates	rate	NOUN
fbem-29704	97	26	in	in	ADP
fbem-29704	97	27	the	the	DET
fbem-29704	97	28	money	money	NOUN
fbem-29704	97	29	market	market	NOUN
fbem-29704	97	30	.	.	PUNCT
fbem-29704	98	1	this	this	PRON
fbem-29704	98	2	has	have	AUX
fbem-29704	98	3	not	not	PART
fbem-29704	98	4	only	only	ADV
fbem-29704	98	5	increased	increase	VERB
fbem-29704	98	6	the	the	DET
fbem-29704	98	7	cost	cost	NOUN
fbem-29704	98	8	liabilities	liability	NOUN
fbem-29704	98	9	for	for	ADP
fbem-29704	98	10	financial	financial	ADJ
fbem-29704	98	11	institutions	institution	NOUN
fbem-29704	98	12	but	but	CCONJ
fbem-29704	98	13	also	also	ADV
fbem-29704	98	14	naturally	naturally	ADV
fbem-29704	98	15	reduced	reduce	VERB
fbem-29704	98	16	the	the	DET
fbem-29704	98	17	profitability	profitability	NOUN
fbem-29704	98	18	of	of	ADP
fbem-29704	98	19	small	small	ADJ
fbem-29704	98	20	and	and	CCONJ
fbem-29704	98	21	mediumsized	mediumsized	ADJ
fbem-29704	98	22	banks	bank	NOUN
fbem-29704	98	23	to	to	ADP
fbem-29704	98	24	varying	vary	VERB
fbem-29704	98	25	degrees	degree	NOUN
fbem-29704	98	26	.	.	PUNCT
fbem-29704	99	1	in	in	ADP
fbem-29704	99	2	addition	addition	NOUN
fbem-29704	99	3	,	,	PUNCT
fbem-29704	99	4	the	the	DET
fbem-29704	99	5	reform	reform	NOUN
fbem-29704	99	6	of	of	ADP
fbem-29704	99	7	interest	interest	NOUN
fbem-29704	99	8	rate	rate	NOUN
fbem-29704	99	9	liberalization	liberalization	NOUN
fbem-29704	99	10	has	have	AUX
fbem-29704	99	11	been	be	AUX
fbem-29704	99	12	pursued	pursue	VERB
fbem-29704	99	13	in	in	ADP
fbem-29704	99	14	china	china	PROPN
fbem-29704	99	15	,	,	PUNCT
fbem-29704	99	16	and	and	CCONJ
fbem-29704	99	17	the	the	DET
fbem-29704	99	18	profitability	profitability	NOUN
fbem-29704	99	19	of	of	ADP
fbem-29704	99	20	small	small	ADJ
fbem-29704	99	21	and	and	CCONJ
fbem-29704	99	22	medium	medium	ADJ
fbem-29704	99	23	-	-	PUNCT
fbem-29704	99	24	sized	sized	ADJ
fbem-29704	99	25	banks	bank	NOUN
fbem-29704	99	26	has	have	AUX
fbem-29704	99	27	gradually	gradually	ADV
fbem-29704	99	28	been	be	AUX
fbem-29704	99	29	eroded	erode	VERB
fbem-29704	99	30	by	by	ADP
fbem-29704	99	31	the	the	DET
fbem-29704	99	32	reform	reform	NOUN
fbem-29704	99	33	of	of	ADP
fbem-29704	99	34	interest	interest	NOUN
fbem-29704	99	35	rate	rate	NOUN
fbem-29704	99	36	liberalization	liberalization	NOUN
fbem-29704	99	37	.	.	PUNCT
fbem-29704	100	1	table	table	NOUN
fbem-29704	100	2	2	2	NUM
fbem-29704	100	3	.	.	PUNCT
fbem-29704	100	4	net	net	ADJ
fbem-29704	100	5	profit	profit	NOUN
fbem-29704	100	6	of	of	ADP
fbem-29704	100	7	some	some	DET
fbem-29704	100	8	small	small	ADJ
fbem-29704	100	9	and	and	CCONJ
fbem-29704	100	10	medium	medium	ADJ
fbem-29704	100	11	-	-	PUNCT
fbem-29704	100	12	sized	sized	ADJ
fbem-29704	100	13	banks	bank	NOUN
fbem-29704	100	14	from	from	ADP
fbem-29704	100	15	2015	2015	NUM
fbem-29704	100	16	to	to	ADP
fbem-29704	100	17	2019	2019	NUM
fbem-29704	100	18	unit	unit	NOUN
fbem-29704	100	19	:	:	PUNCT
fbem-29704	100	20	billion	billion	NUM
fbem-29704	100	21	yuan	yuan	PROPN
fbem-29704	100	22	bank	bank	NOUN
fbem-29704	100	23	name	name	NOUN
fbem-29704	100	24	2015net	2015net	PROPN
fbem-29704	100	25	profit	profit	NOUN
fbem-29704	100	26	2016net	2016net	NOUN
fbem-29704	100	27	profit	profit	NOUN
fbem-29704	100	28	2017net	2017net	NUM
fbem-29704	100	29	profit	profit	NOUN
fbem-29704	100	30	2018net	2018net	NUM
fbem-29704	100	31	profit	profit	NOUN
fbem-29704	100	32	2019net	2019net	NUM
fbem-29704	100	33	profit	profit	NOUN
fbem-29704	100	34	tianlong	tianlong	PROPN
fbem-29704	100	35	bank	bank	PROPN
fbem-29704	100	36	14.83	14.83	NUM
fbem-29704	100	37	20.10	20.10	NUM
fbem-29704	100	38	24.19	24.19	NUM
fbem-29704	100	39	27.70	27.70	NUM
fbem-29704	100	40	31.79	31.79	NUM
fbem-29704	100	41	foshan	foshan	PROPN
fbem-29704	100	42	rural	rural	ADJ
fbem-29704	100	43	commercial	commercial	ADJ
fbem-29704	100	44	bank	bank	PROPN
fbem-29704	100	45	6.53	6.53	NUM
fbem-29704	100	46	6.90	6.90	NUM
fbem-29704	100	47	7.60	7.60	NUM
fbem-29704	100	48	8.90	8.90	NUM
fbem-29704	100	49	13.67	13.67	NUM
fbem-29704	100	50	yuhang	yuhang	PROPN
fbem-29704	100	51	rural	rural	ADJ
fbem-29704	100	52	commercial	commercial	ADJ
fbem-29704	100	53	bank	bank	NOUN
fbem-29704	100	54	5.81	5.81	NUM
fbem-29704	100	55	6.45	6.45	NUM
fbem-29704	100	56	7.71	7.71	NUM
fbem-29704	100	57	8.14	8.14	NUM
fbem-29704	100	58	9.36	9.36	NUM
fbem-29704	100	59	zhengzhou	zhengzhou	PROPN
fbem-29704	100	60	bank	bank	PROPN
fbem-29704	100	61	43.62	43.62	NUM
fbem-29704	100	62	52.57	52.57	NUM
fbem-29704	100	63	55.47	55.47	NUM
fbem-29704	100	64	30.59	30.59	NUM
fbem-29704	100	65	32.85	32.85	NUM
fbem-29704	100	66	qingdao	qingdao	PROPN
fbem-29704	100	67	bank	bank	PROPN
fbem-29704	100	68	18.13	18.13	NUM
fbem-29704	100	69	20.89	20.89	NUM
fbem-29704	100	70	19.04	19.04	NUM
fbem-29704	100	71	20.43	20.43	NUM
fbem-29704	100	72	23.36	23.36	NUM
fbem-29704	100	73	jinzhou	jinzhou	PROPN
fbem-29704	100	74	bank	bank	NOUN
fbem-29704	100	75	49.02	49.02	NUM
fbem-29704	100	76	81.99	81.99	NUM
fbem-29704	100	77	90.90	90.90	NUM
fbem-29704	100	78	-45.38	-45.38	PUNCT
fbem-29704	100	79	-11.10	-11.10	PROPN
fbem-29704	100	80	data	datum	NOUN
fbem-29704	100	81	source	source	NOUN
fbem-29704	100	82	:	:	PUNCT
fbem-29704	100	83	the	the	DET
fbem-29704	100	84	annual	annual	ADJ
fbem-29704	100	85	reports	report	NOUN
fbem-29704	100	86	of	of	ADP
fbem-29704	100	87	the	the	DET
fbem-29704	100	88	above	above	ADJ
fbem-29704	100	89	small	small	ADJ
fbem-29704	100	90	and	and	CCONJ
fbem-29704	100	91	medium	medium	ADJ
fbem-29704	100	92	-	-	PUNCT
fbem-29704	100	93	sized	sized	ADJ
fbem-29704	100	94	banks	bank	NOUN
fbem-29704	100	95	from	from	ADP
fbem-29704	100	96	2015	2015	NUM
fbem-29704	100	97	to	to	ADP
fbem-29704	100	98	2019	2019	NUM
fbem-29704	100	99	the	the	DET
fbem-29704	100	100	above	above	ADJ
fbem-29704	100	101	table	table	NOUN
fbem-29704	100	102	is	be	AUX
fbem-29704	100	103	compiled	compile	VERB
fbem-29704	100	104	based	base	VERB
fbem-29704	100	105	on	on	ADP
fbem-29704	100	106	the	the	DET
fbem-29704	100	107	net	net	ADJ
fbem-29704	100	108	profit	profit	NOUN
fbem-29704	100	109	data	datum	NOUN
fbem-29704	100	110	of	of	ADP
fbem-29704	100	111	some	some	DET
fbem-29704	100	112	small	small	ADJ
fbem-29704	100	113	and	and	CCONJ
fbem-29704	100	114	medium	medium	ADJ
fbem-29704	100	115	-	-	PUNCT
fbem-29704	100	116	sized	sized	ADJ
fbem-29704	100	117	banks	bank	NOUN
fbem-29704	100	118	from	from	ADP
fbem-29704	100	119	2015	2015	NUM
fbem-29704	100	120	to	to	ADP
fbem-29704	100	121	219	219	NUM
fbem-29704	100	122	searched	search	VERB
fbem-29704	100	123	online	online	ADV
fbem-29704	100	124	.	.	PUNCT
fbem-29704	101	1	from	from	ADP
fbem-29704	101	2	table	table	NOUN
fbem-29704	101	3	2	2	NUM
fbem-29704	101	4	,	,	PUNCT
fbem-29704	101	5	we	we	PRON
fbem-29704	101	6	can	can	AUX
fbem-29704	101	7	see	see	VERB
fbem-29704	101	8	that	that	SCONJ
fbem-29704	101	9	the	the	DET
fbem-29704	101	10	net	net	ADJ
fbem-29704	101	11	profits	profit	NOUN
fbem-29704	101	12	of	of	ADP
fbem-29704	101	13	some	some	DET
fbem-29704	101	14	small	small	ADJ
fbem-29704	101	15	and	and	CCONJ
fbem-29704	101	16	medium	medium	ADJ
fbem-29704	101	17	-	-	PUNCT
fbem-29704	101	18	sized	sized	ADJ
fbem-29704	101	19	banks	bank	NOUN
fbem-29704	101	20	show	show	VERB
fbem-29704	101	21	a	a	DET
fbem-29704	101	22	trend	trend	NOUN
fbem-29704	101	23	of	of	ADP
fbem-29704	101	24	fluctuating	fluctuate	VERB
fbem-29704	101	25	up	up	ADP
fbem-29704	101	26	and	and	CCONJ
fbem-29704	101	27	down	down	ADV
fbem-29704	101	28	and	and	CCONJ
fbem-29704	101	29	some	some	DET
fbem-29704	101	30	small	small	ADJ
fbem-29704	101	31	and	and	CCONJ
fbem-29704	101	32	medium	medium	ADJ
fbem-29704	101	33	-	-	PUNCT
fbem-29704	101	34	sized	sized	ADJ
fbem-29704	101	35	banks	bank	NOUN
fbem-29704	101	36	have	have	VERB
fbem-29704	101	37	a	a	DET
fbem-29704	101	38	growth	growth	NOUN
fbem-29704	101	39	rate	rate	NOUN
fbem-29704	101	40	that	that	PRON
fbem-29704	101	41	is	be	AUX
fbem-29704	101	42	continuously	continuously	ADV
fbem-29704	101	43	lower	low	ADJ
fbem-29704	101	44	than	than	ADP
fbem-29704	101	45	the	the	DET
fbem-29704	101	46	industry	industry	NOUN
fbem-29704	101	47	as	as	ADP
fbem-29704	101	48	a	a	DET
fbem-29704	101	49	whole	whole	NOUN
fbem-29704	101	50	,	,	PUNCT
fbem-29704	101	51	indicating	indicate	VERB
fbem-29704	101	52	a	a	DET
fbem-29704	101	53	deterioration	deterioration	NOUN
fbem-29704	101	54	in	in	ADP
fbem-29704	101	55	profitability	profitability	NOUN
fbem-29704	101	56	.	.	PUNCT
fbem-29704	102	1	in	in	ADP
fbem-29704	102	2	200	200	NUM
fbem-29704	102	3	,	,	PUNCT
fbem-29704	102	4	due	due	ADP
fbem-29704	102	5	to	to	ADP
fbem-29704	102	6	the	the	DET
fbem-29704	102	7	impact	impact	NOUN
fbem-29704	102	8	of	of	ADP
fbem-29704	102	9	the	the	DET
fbem-29704	102	10	covid-19	covid-19	PROPN
fbem-29704	102	11	pandemic	pandemic	NOUN
fbem-29704	102	12	,	,	PUNCT
fbem-29704	102	13	the	the	DET
fbem-29704	102	14	profitability	profitability	NOUN
fbem-29704	102	15	of	of	ADP
fbem-29704	102	16	some	some	DET
fbem-29704	102	17	small	small	ADJ
fbem-29704	102	18	and	and	CCONJ
fbem-29704	102	19	medium	medium	ADJ
fbem-29704	102	20	-	-	PUNCT
fbem-29704	102	21	sized	sized	ADJ
fbem-29704	102	22	banks	bank	NOUN
fbem-29704	102	23	in	in	ADP
fbem-29704	102	24	our	our	PRON
fbem-29704	102	25	country	country	NOUN
fbem-29704	102	26	has	have	AUX
fbem-29704	102	27	accelerated	accelerate	VERB
fbem-29704	102	28	its	its	PRON
fbem-29704	102	29	decline	decline	NOUN
fbem-29704	102	30	.	.	PUNCT
fbem-29704	103	1	in	in	ADP
fbem-29704	103	2	,	,	PUNCT
fbem-29704	103	3	influenced	influence	VERB
fbem-29704	103	4	by	by	ADP
fbem-29704	103	5	economic	economic	ADJ
fbem-29704	103	6	reforms	reform	NOUN
fbem-29704	103	7	and	and	CCONJ
fbem-29704	103	8	other	other	ADJ
fbem-29704	103	9	factors	factor	NOUN
fbem-29704	103	10	,	,	PUNCT
fbem-29704	103	11	the	the	DET
fbem-29704	103	12	ability	ability	NOUN
fbem-29704	103	13	of	of	ADP
fbem-29704	103	14	small	small	ADJ
fbem-29704	103	15	and	and	CCONJ
fbem-29704	103	16	medium	medium	ADJ
fbem-29704	103	17	-	-	PUNCT
fbem-29704	103	18	sized	sized	ADJ
fbem-29704	103	19	banks	bank	NOUN
fbem-29704	103	20	to	to	PART
fbem-29704	103	21	attract	attract	VERB
fbem-29704	103	22	deposits	deposit	NOUN
fbem-29704	103	23	has	have	AUX
fbem-29704	103	24	also	also	ADV
fbem-29704	103	25	been	be	AUX
fbem-29704	103	26	179	179	NUM
fbem-29704	103	27	weakening	weakening	NOUN
fbem-29704	103	28	year	year	NOUN
fbem-29704	103	29	by	by	ADP
fbem-29704	103	30	year	year	NOUN
fbem-29704	103	31	.	.	PUNCT
fbem-29704	104	1	if	if	SCONJ
fbem-29704	104	2	a	a	DET
fbem-29704	104	3	bank	bank	NOUN
fbem-29704	104	4	does	do	AUX
fbem-29704	104	5	have	have	VERB
fbem-29704	104	6	enough	enough	ADJ
fbem-29704	104	7	deposits	deposit	NOUN
fbem-29704	104	8	,	,	PUNCT
fbem-29704	104	9	it	it	PRON
fbem-29704	104	10	naturally	naturally	ADV
fbem-29704	104	11	can	can	AUX
fbem-29704	104	12	not	not	PART
fbem-29704	104	13	generate	generate	VERB
fbem-29704	104	14	more	more	ADJ
fbem-29704	104	15	income	income	NOUN
fbem-29704	104	16	,	,	PUNCT
fbem-29704	104	17	and	and	CCONJ
fbem-29704	104	18	its	its	PRON
fbem-29704	104	19	net	net	ADJ
fbem-29704	104	20	profit	profit	NOUN
fbem-29704	104	21	can	can	AUX
fbem-29704	104	22	not	not	PART
fbem-29704	104	23	be	be	AUX
fbem-29704	104	24	effectively	effectively	ADV
fbem-29704	104	25	increased	increase	VERB
fbem-29704	104	26	.	.	PUNCT
fbem-29704	105	1	6.2	6.2	NUM
fbem-29704	105	2	.	.	PUNCT
fbem-29704	105	3	weak	weak	ADJ
fbem-29704	105	4	links	link	NOUN
fbem-29704	105	5	in	in	ADP
fbem-29704	105	6	corporate	corporate	ADJ
fbem-29704	105	7	governance	governance	NOUN
fbem-29704	105	8	the	the	DET
fbem-29704	105	9	main	main	ADJ
fbem-29704	105	10	reason	reason	NOUN
fbem-29704	105	11	for	for	ADP
fbem-29704	105	12	the	the	DET
fbem-29704	105	13	bankruptcy	bankruptcy	NOUN
fbem-29704	105	14	of	of	ADP
fbem-29704	105	15	baoshang	baoshang	PROPN
fbem-29704	105	16	bank	bank	PROPN
fbem-29704	105	17	is	be	AUX
fbem-29704	105	18	the	the	DET
fbem-29704	105	19	equity	equity	NOUN
fbem-29704	105	20	issue	issue	NOUN
fbem-29704	105	21	of	of	ADP
fbem-29704	105	22	tomorrow	tomorrow	NOUN
fbem-29704	105	23	group	group	NOUN
fbem-29704	105	24	,	,	PUNCT
fbem-29704	105	25	which	which	PRON
fbem-29704	105	26	holds	hold	VERB
fbem-29704	105	27	89	89	NUM
fbem-29704	105	28	%	%	NOUN
fbem-29704	105	29	of	of	ADP
fbem-29704	105	30	baosh	baosh	PROPN
fbem-29704	105	31	bank	bank	PROPN
fbem-29704	105	32	's	's	PART
fbem-29704	105	33	shares	share	NOUN
fbem-29704	105	34	.	.	PUNCT
fbem-29704	106	1	the	the	DET
fbem-29704	106	2	major	major	ADJ
fbem-29704	106	3	shareholder	shareholder	NOUN
fbem-29704	106	4	misused	misuse	VERB
fbem-29704	106	5	funds	fund	NOUN
fbem-29704	106	6	,	,	PUNCT
fbem-29704	106	7	leading	lead	VERB
fbem-29704	106	8	to	to	ADP
fbem-29704	106	9	overdue	overdue	ADJ
fbem-29704	106	10	payments	payment	NOUN
fbem-29704	106	11	and	and	CCONJ
fbem-29704	106	12	causing	cause	VERB
fbem-29704	106	13	serious	serious	ADJ
fbem-29704	106	14	credit	credit	NOUN
fbem-29704	106	15	risks	risk	NOUN
fbem-29704	106	16	for	for	ADP
fbem-29704	106	17	baoshang	baoshang	PROPN
fbem-29704	106	18	bank	bank	PROPN
fbem-29704	106	19	.	.	PUNCT
fbem-29704	107	1	this	this	DET
fbem-29704	107	2	individual	individual	ADJ
fbem-29704	107	3	case	case	NOUN
fbem-29704	107	4	reflects	reflect	VERB
fbem-29704	107	5	a	a	DET
fbem-29704	107	6	common	common	ADJ
fbem-29704	107	7	,	,	PUNCT
fbem-29704	107	8	indicating	indicate	VERB
fbem-29704	107	9	that	that	SCONJ
fbem-29704	107	10	baoshang	baoshang	PROPN
fbem-29704	107	11	bank	bank	PROPN
fbem-29704	107	12	is	be	AUX
fbem-29704	107	13	not	not	PART
fbem-29704	107	14	the	the	DET
fbem-29704	107	15	only	only	ADJ
fbem-29704	107	16	one	one	NUM
fbem-29704	107	17	with	with	ADP
fbem-29704	107	18	such	such	ADJ
fbem-29704	107	19	issues	issue	NOUN
fbem-29704	107	20	.	.	PUNCT
fbem-29704	108	1	some	some	DET
fbem-29704	108	2	other	other	ADJ
fbem-29704	108	3	small	small	ADJ
fbem-29704	108	4	and	and	CCONJ
fbem-29704	108	5	medium	medium	ADJ
fbem-29704	108	6	-	-	PUNCT
fbem-29704	108	7	sized	sized	ADJ
fbem-29704	108	8	banks	bank	NOUN
fbem-29704	108	9	also	also	ADV
fbem-29704	108	10	have	have	VERB
fbem-29704	108	11	similar	similar	ADJ
fbem-29704	108	12	problems	problem	NOUN
fbem-29704	108	13	of	of	ADP
fbem-29704	108	14	irregular	irregular	ADJ
fbem-29704	108	15	corporate	corporate	ADJ
fbem-29704	108	16	governance	governance	NOUN
fbem-29704	108	17	structure	structure	NOUN
fbem-29704	108	18	.	.	PUNCT
fbem-29704	109	1	from	from	ADP
fbem-29704	109	2	the	the	DET
fbem-29704	109	3	perspective	perspective	NOUN
fbem-29704	109	4	of	of	ADP
fbem-29704	109	5	shareholder	shareholder	NOUN
fbem-29704	109	6	structure	structure	NOUN
fbem-29704	109	7	,	,	PUNCT
fbem-29704	109	8	some	some	DET
fbem-29704	109	9	small	small	ADJ
fbem-29704	109	10	and	and	CCONJ
fbem-29704	109	11	medium	medium	ADJ
fbem-29704	109	12	-	-	PUNCT
fbem-29704	109	13	sized	sized	ADJ
fbem-29704	109	14	banks	bank	NOUN
fbem-29704	109	15	have	have	VERB
fbem-29704	109	16	relatively	relatively	ADV
fbem-29704	109	17	dispersed	disperse	VERB
fbem-29704	109	18	shareholdings	shareholding	NOUN
fbem-29704	109	19	,	,	PUNCT
fbem-29704	109	20	and	and	CCONJ
fbem-29704	109	21	the	the	DET
fbem-29704	109	22	shareholding	shareholding	NOUN
fbem-29704	109	23	ratios	ratio	NOUN
fbem-29704	109	24	unreasonable	unreasonable	ADJ
fbem-29704	109	25	.	.	PUNCT
fbem-29704	110	1	under	under	ADP
fbem-29704	110	2	the	the	DET
fbem-29704	110	3	company	company	NOUN
fbem-29704	110	4	structure	structure	NOUN
fbem-29704	110	5	with	with	ADP
fbem-29704	110	6	relatively	relatively	ADV
fbem-29704	110	7	concentrated	concentrated	ADJ
fbem-29704	110	8	shares	share	NOUN
fbem-29704	110	9	,	,	PUNCT
fbem-29704	110	10	some	some	DET
fbem-29704	110	11	banks	bank	NOUN
fbem-29704	110	12	have	have	VERB
fbem-29704	110	13	internal	internal	ADJ
fbem-29704	110	14	shareholders	shareholder	NOUN
fbem-29704	110	15	who	who	PRON
fbem-29704	110	16	violate	violate	VERB
fbem-29704	110	17	regulations	regulation	NOUN
fbem-29704	110	18	by	by	ADP
fbem-29704	110	19	occupying	occupy	VERB
fbem-29704	110	20	resources	resource	NOUN
fbem-29704	110	21	and	and	CCONJ
fbem-29704	110	22	transferring	transfer	VERB
fbem-29704	110	23	benefits	benefit	NOUN
fbem-29704	110	24	through	through	ADP
fbem-29704	110	25	related	relate	VERB
fbem-29704	110	26	-	-	PUNCT
fbem-29704	110	27	party	party	NOUN
fbem-29704	110	28	transactions	transaction	NOUN
fbem-29704	110	29	.	.	PUNCT
fbem-29704	111	1	these	these	DET
fbem-29704	111	2	banks	bank	NOUN
fbem-29704	111	3	controlled	control	VERB
fbem-29704	111	4	by	by	ADP
fbem-29704	111	5	outsiders	outsider	NOUN
fbem-29704	111	6	and	and	CCONJ
fbem-29704	111	7	become	become	VERB
fbem-29704	111	8	cash	cash	NOUN
fbem-29704	111	9	machines	machine	NOUN
fbem-29704	111	10	for	for	ADP
fbem-29704	111	11	them	they	PRON
fbem-29704	111	12	(	(	PUNCT
fbem-29704	111	13	like	like	ADP
fbem-29704	111	14	baoshang	baoshang	PROPN
fbem-29704	111	15	bank	bank	PROPN
fbem-29704	111	16	)	)	PUNCT
fbem-29704	111	17	.	.	PUNCT
fbem-29704	112	1	in	in	ADP
fbem-29704	112	2	the	the	DET
fbem-29704	112	3	company	company	NOUN
fbem-29704	112	4	structure	structure	NOUN
fbem-29704	112	5	with	with	ADP
fbem-29704	112	6	relatively	relatively	ADV
fbem-29704	112	7	dispersed	disperse	VERB
fbem-29704	112	8	shares	share	NOUN
fbem-29704	112	9	,	,	PUNCT
fbem-29704	112	10	some	some	DET
fbem-29704	112	11	banks	bank	NOUN
fbem-29704	112	12	have	have	VERB
fbem-29704	112	13	shareholders	shareholder	NOUN
fbem-29704	112	14	who	who	PRON
fbem-29704	112	15	are	be	AUX
fbem-29704	112	16	inactive	inactive	ADJ
fbem-29704	112	17	find	find	VERB
fbem-29704	112	18	it	it	PRON
fbem-29704	112	19	difficult	difficult	ADJ
fbem-29704	112	20	to	to	PART
fbem-29704	112	21	act	act	VERB
fbem-29704	112	22	,	,	PUNCT
fbem-29704	112	23	leading	lead	VERB
fbem-29704	112	24	to	to	ADP
fbem-29704	112	25	a	a	DET
fbem-29704	112	26	vacuum	vacuum	NOUN
fbem-29704	112	27	in	in	ADP
fbem-29704	112	28	supervision	supervision	NOUN
fbem-29704	112	29	.	.	PUNCT
fbem-29704	113	1	these	these	DET
fbem-29704	113	2	banks	bank	NOUN
fbem-29704	113	3	are	be	AUX
fbem-29704	113	4	controlled	control	VERB
fbem-29704	113	5	by	by	ADP
fbem-29704	113	6	insiders	insider	NOUN
fbem-29704	113	7	and	and	CCONJ
fbem-29704	113	8	become	become	VERB
fbem-29704	113	9	cash	cash	NOUN
fbem-29704	113	10	machines	machine	NOUN
fbem-29704	113	11	for	for	ADP
fbem-29704	113	12	them	they	PRON
fbem-29704	113	13	(	(	PUNCT
fbem-29704	113	14	like	like	INTJ
fbem-29704	113	15	hengfeng	hengfeng	PROPN
fbem-29704	113	16	bank	bank	PROPN
fbem-29704	113	17	therefore	therefore	ADV
fbem-29704	113	18	,	,	PUNCT
fbem-29704	113	19	it	it	PRON
fbem-29704	113	20	can	can	AUX
fbem-29704	113	21	be	be	AUX
fbem-29704	113	22	seen	see	VERB
fbem-29704	113	23	that	that	SCONJ
fbem-29704	113	24	the	the	DET
fbem-29704	113	25	issue	issue	NOUN
fbem-29704	113	26	of	of	ADP
fbem-29704	113	27	shareholder	shareholder	NOUN
fbem-29704	113	28	equity	equity	NOUN
fbem-29704	113	29	is	be	AUX
fbem-29704	113	30	a	a	DET
fbem-29704	113	31	key	key	ADJ
fbem-29704	113	32	factor	factor	NOUN
fbem-29704	113	33	affecting	affect	VERB
fbem-29704	113	34	the	the	DET
fbem-29704	113	35	healthy	healthy	ADJ
fbem-29704	113	36	operation	operation	NOUN
fbem-29704	113	37	of	of	ADP
fbem-29704	113	38	small	small	ADJ
fbem-29704	113	39	and	and	CCONJ
fbem-29704	113	40	medium	medium	ADJ
fbem-29704	113	41	-	-	PUNCT
fbem-29704	113	42	sized	sized	ADJ
fbem-29704	113	43	banks	bank	NOUN
fbem-29704	113	44	.	.	PUNCT
fbem-29704	114	1	from	from	ADP
fbem-29704	114	2	the	the	DET
fbem-29704	114	3	perspective	perspective	NOUN
fbem-29704	114	4	of	of	ADP
fbem-29704	114	5	shareholder	shareholder	NOUN
fbem-29704	114	6	,	,	PUNCT
fbem-29704	114	7	it	it	PRON
fbem-29704	114	8	can	can	AUX
fbem-29704	114	9	be	be	AUX
fbem-29704	114	10	said	say	VERB
fbem-29704	114	11	that	that	SCONJ
fbem-29704	114	12	the	the	DET
fbem-29704	114	13	shareholding	shareholding	NOUN
fbem-29704	114	14	ratios	ratio	NOUN
fbem-29704	114	15	of	of	ADP
fbem-29704	114	16	some	some	DET
fbem-29704	114	17	small	small	ADJ
fbem-29704	114	18	and	and	CCONJ
fbem-29704	114	19	medium	medium	ADJ
fbem-29704	114	20	-	-	PUNCT
fbem-29704	114	21	sized	sized	ADJ
fbem-29704	114	22	banks	bank	NOUN
fbem-29704	114	23	in	in	ADP
fbem-29704	114	24	our	our	PRON
fbem-29704	114	25	country	country	NOUN
fbem-29704	114	26	are	be	AUX
fbem-29704	114	27	relatively	relatively	ADV
fbem-29704	114	28	dispersed	disperse	VERB
fbem-29704	114	29	,	,	PUNCT
fbem-29704	114	30	and	and	CCONJ
fbem-29704	114	31	the	the	DET
fbem-29704	114	32	equity	equity	NOUN
fbem-29704	114	33	structure	structure	NOUN
fbem-29704	114	34	is	be	AUX
fbem-29704	114	35	quite	quite	ADV
fbem-29704	114	36	complex	complex	ADJ
fbem-29704	114	37	.	.	PUNCT
fbem-29704	115	1	of	of	ADP
fbem-29704	115	2	these	these	DET
fbem-29704	115	3	banks	bank	NOUN
fbem-29704	115	4	,	,	PUNCT
fbem-29704	115	5	including	include	VERB
fbem-29704	115	6	city	city	NOUN
fbem-29704	115	7	commercial	commercial	ADJ
fbem-29704	115	8	banks	bank	NOUN
fbem-29704	115	9	,	,	PUNCT
fbem-29704	115	10	rural	rural	ADJ
fbem-29704	115	11	commercial	commercial	ADJ
fbem-29704	115	12	banks	bank	NOUN
fbem-29704	115	13	,	,	PUNCT
fbem-29704	115	14	and	and	CCONJ
fbem-29704	115	15	rural	rural	ADJ
fbem-29704	115	16	credit	credit	NOUN
fbem-29704	115	17	cooperatives	cooperative	NOUN
fbem-29704	115	18	,	,	PUNCT
fbem-29704	115	19	have	have	VERB
fbem-29704	115	20	close	close	ADJ
fbem-29704	115	21	ties	tie	NOUN
fbem-29704	115	22	with	with	ADP
fbem-29704	115	23	local	local	ADJ
fbem-29704	115	24	governments	government	NOUN
fbem-29704	115	25	,	,	PUNCT
fbem-29704	115	26	which	which	PRON
fbem-29704	115	27	may	may	AUX
fbem-29704	115	28	hold	hold	VERB
fbem-29704	115	29	certain	certain	ADJ
fbem-29704	115	30	shares	share	NOUN
fbem-29704	115	31	in	in	ADP
fbem-29704	115	32	.	.	PUNCT
fbem-29704	116	1	moreover	moreover	ADV
fbem-29704	116	2	,	,	PUNCT
fbem-29704	116	3	these	these	DET
fbem-29704	116	4	small	small	ADJ
fbem-29704	116	5	and	and	CCONJ
fbem-29704	116	6	medium	medium	ADJ
fbem-29704	116	7	-	-	PUNCT
fbem-29704	116	8	sized	sized	ADJ
fbem-29704	116	9	banks	bank	NOUN
fbem-29704	116	10	lack	lack	VERB
fbem-29704	116	11	supervision	supervision	NOUN
fbem-29704	116	12	when	when	SCONJ
fbem-29704	116	13	introducing	introduce	VERB
fbem-29704	116	14	capital	capital	NOUN
fbem-29704	116	15	,	,	PUNCT
fbem-29704	116	16	leading	lead	VERB
fbem-29704	116	17	to	to	ADP
fbem-29704	116	18	chaotic	chaotic	ADJ
fbem-29704	116	19	operations	operation	NOUN
fbem-29704	116	20	within	within	ADP
fbem-29704	116	21	the	the	DET
fbem-29704	116	22	banks	bank	NOUN
fbem-29704	116	23	and	and	CCONJ
fbem-29704	116	24	affecting	affect	VERB
fbem-29704	116	25	their	their	PRON
fbem-29704	116	26	healthy	healthy	ADJ
fbem-29704	116	27	operations	operation	NOUN
fbem-29704	116	28	.	.	PUNCT
fbem-29704	117	1	7	7	X
fbem-29704	117	2	.	.	X
fbem-29704	117	3	countermeasures	countermeasure	NOUN
fbem-29704	117	4	of	of	ADP
fbem-29704	117	5	small	small	ADJ
fbem-29704	117	6	and	and	CCONJ
fbem-29704	117	7	medium	medium	ADJ
fbem-29704	117	8	-	-	PUNCT
fbem-29704	117	9	sized	sized	ADJ
fbem-29704	117	10	banks	bank	NOUN
fbem-29704	117	11	7.1	7.1	NUM
fbem-29704	117	12	.	.	PUNCT
fbem-29704	118	1	improving	improve	VERB
fbem-29704	118	2	the	the	DET
fbem-29704	118	3	operating	operating	NOUN
fbem-29704	118	4	management	management	NOUN
fbem-29704	118	5	model	model	NOUN
fbem-29704	118	6	to	to	PART
fbem-29704	118	7	enhance	enhance	VERB
fbem-29704	118	8	profitability	profitability	NOUN
fbem-29704	118	9	the	the	DET
fbem-29704	118	10	measures	measure	NOUN
fbem-29704	118	11	that	that	PRON
fbem-29704	118	12	i	i	PRON
fbem-29704	118	13	propose	propose	VERB
fbem-29704	118	14	for	for	ADP
fbem-29704	118	15	small	small	ADJ
fbem-29704	118	16	and	and	CCONJ
fbem-29704	118	17	medium	medium	ADJ
fbem-29704	118	18	-	-	PUNCT
fbem-29704	118	19	sized	sized	ADJ
fbem-29704	118	20	banks	bank	NOUN
fbem-29704	118	21	to	to	PART
fbem-29704	118	22	take	take	VERB
fbem-29704	118	23	in	in	ADP
fbem-29704	118	24	terms	term	NOUN
fbem-29704	118	25	of	of	ADP
fbem-29704	118	26	management	management	NOUN
fbem-29704	118	27	are	be	AUX
fbem-29704	118	28	as	as	SCONJ
fbem-29704	118	29	follows	follow	VERB
fbem-29704	118	30	:	:	PUNCT
fbem-29704	119	1	1	1	X
fbem-29704	119	2	.	.	NUM
fbem-29704	119	3	and	and	CCONJ
fbem-29704	119	4	medium	medium	ADJ
fbem-29704	119	5	-	-	PUNCT
fbem-29704	119	6	sized	sized	ADJ
fbem-29704	119	7	banks	bank	NOUN
fbem-29704	119	8	should	should	AUX
fbem-29704	119	9	rebuild	rebuild	VERB
fbem-29704	119	10	their	their	PRON
fbem-29704	119	11	management	management	NOUN
fbem-29704	119	12	frameworks	framework	NOUN
fbem-29704	119	13	.	.	PUNCT
fbem-29704	120	1	to	to	PART
fbem-29704	120	2	achieve	achieve	VERB
fbem-29704	120	3	this	this	PRON
fbem-29704	120	4	,	,	PUNCT
fbem-29704	120	5	they	they	PRON
fbem-29704	120	6	need	need	VERB
fbem-29704	120	7	to	to	PART
fbem-29704	120	8	break	break	VERB
fbem-29704	120	9	away	away	ADV
fbem-29704	120	10	from	from	ADP
fbem-29704	120	11	traditional	traditional	ADJ
fbem-29704	120	12	management	management	NOUN
fbem-29704	120	13	models	model	NOUN
fbem-29704	120	14	and	and	CCONJ
fbem-29704	120	15	redefine	redefine	VERB
fbem-29704	120	16	the	the	DET
fbem-29704	120	17	boundaries	boundary	NOUN
fbem-29704	120	18	of	of	ADP
fbem-29704	120	19	their	their	PRON
fbem-29704	120	20	operations	operation	NOUN
fbem-29704	120	21	.	.	PUNCT
fbem-29704	121	1	includes	include	VERB
fbem-29704	121	2	the	the	DET
fbem-29704	121	3	design	design	NOUN
fbem-29704	121	4	of	of	ADP
fbem-29704	121	5	business	business	NOUN
fbem-29704	121	6	processes	process	NOUN
fbem-29704	121	7	,	,	PUNCT
fbem-29704	121	8	risk	risk	NOUN
fbem-29704	121	9	prevention	prevention	NOUN
fbem-29704	121	10	measures	measure	NOUN
fbem-29704	121	11	,	,	PUNCT
fbem-29704	121	12	service	service	NOUN
fbem-29704	121	13	quality	quality	NOUN
fbem-29704	121	14	and	and	CCONJ
fbem-29704	121	15	efficiency	efficiency	NOUN
fbem-29704	121	16	,	,	PUNCT
fbem-29704	121	17	cost	cost	NOUN
fbem-29704	121	18	control	control	NOUN
fbem-29704	121	19	,	,	PUNCT
fbem-29704	121	20	and	and	CCONJ
fbem-29704	121	21	branch	branch	NOUN
fbem-29704	121	22	management	management	NOUN
fbem-29704	121	23	,	,	PUNCT
fbem-29704	121	24	among	among	ADP
fbem-29704	121	25	other	other	ADJ
fbem-29704	121	26	aspects	aspect	NOUN
fbem-29704	121	27	.	.	PUNCT
fbem-29704	122	1	this	this	PRON
fbem-29704	122	2	will	will	AUX
fbem-29704	122	3	promote	promote	VERB
fbem-29704	122	4	a	a	DET
fbem-29704	122	5	comprehensive	comprehensive	NOUN
fbem-29704	122	6	of	of	ADP
fbem-29704	122	7	the	the	DET
fbem-29704	122	8	bank	bank	NOUN
fbem-29704	122	9	's	's	PART
fbem-29704	122	10	service	service	NOUN
fbem-29704	122	11	system	system	NOUN
fbem-29704	122	12	.	.	PUNCT
fbem-29704	123	1	2	2	X
fbem-29704	123	2	.	.	NOUN
fbem-29704	123	3	small	small	ADJ
fbem-29704	123	4	and	and	CCONJ
fbem-29704	123	5	medium	medium	ADJ
fbem-29704	123	6	-	-	PUNCT
fbem-29704	123	7	sized	sized	ADJ
fbem-29704	123	8	banks	bank	NOUN
fbem-29704	123	9	need	need	VERB
fbem-29704	123	10	to	to	PART
fbem-29704	123	11	enhance	enhance	VERB
fbem-29704	123	12	their	their	PRON
fbem-29704	123	13	management	management	NOUN
fbem-29704	123	14	capabilities	capability	NOUN
fbem-29704	123	15	.	.	PUNCT
fbem-29704	124	1	by	by	ADP
fbem-29704	124	2	adopting	adopt	VERB
fbem-29704	124	3	scientific	scientific	ADJ
fbem-29704	124	4	management	management	NOUN
fbem-29704	124	5	tools	tool	NOUN
fbem-29704	124	6	and	and	CCONJ
fbem-29704	124	7	advanced	advanced	ADJ
fbem-29704	124	8	technology	technology	NOUN
fbem-29704	124	9	,	,	PUNCT
fbem-29704	124	10	they	they	PRON
fbem-29704	124	11	can	can	AUX
fbem-29704	124	12	the	the	DET
fbem-29704	124	13	professionalization	professionalization	NOUN
fbem-29704	124	14	,	,	PUNCT
fbem-29704	124	15	automation	automation	NOUN
fbem-29704	124	16	,	,	PUNCT
fbem-29704	124	17	standardization	standardization	NOUN
fbem-29704	124	18	,	,	PUNCT
fbem-29704	124	19	and	and	CCONJ
fbem-29704	124	20	refinement	refinement	NOUN
fbem-29704	124	21	of	of	ADP
fbem-29704	124	22	internal	internal	ADJ
fbem-29704	124	23	operations	operation	NOUN
fbem-29704	124	24	.	.	PUNCT
fbem-29704	125	1	this	this	PRON
fbem-29704	125	2	will	will	AUX
fbem-29704	125	3	significantly	significantly	ADV
fbem-29704	125	4	reduce	reduce	VERB
fbem-29704	125	5	the	the	DET
fbem-29704	125	6	time	time	NOUN
fbem-29704	125	7	needed	need	VERB
fbem-29704	125	8	for	for	ADP
fbem-29704	125	9	business	business	NOUN
fbem-29704	125	10	transactions	transaction	NOUN
fbem-29704	125	11	and	and	CCONJ
fbem-29704	125	12	improve	improve	VERB
fbem-29704	125	13	the	the	DET
fbem-29704	125	14	overall	overall	ADJ
fbem-29704	125	15	service	service	NOUN
fbem-29704	125	16	level	level	NOUN
fbem-29704	125	17	,	,	PUNCT
fbem-29704	125	18	,	,	PUNCT
fbem-29704	125	19	and	and	CCONJ
fbem-29704	125	20	quality	quality	NOUN
fbem-29704	125	21	of	of	ADP
fbem-29704	125	22	the	the	DET
fbem-29704	125	23	bank	bank	NOUN
fbem-29704	125	24	.	.	PUNCT
fbem-29704	126	1	3	3	X
fbem-29704	126	2	.	.	X
fbem-29704	126	3	small	small	ADJ
fbem-29704	126	4	and	and	CCONJ
fbem-29704	126	5	medium	medium	ADJ
fbem-29704	126	6	-	-	PUNCT
fbem-29704	126	7	sized	sized	ADJ
fbem-29704	126	8	banks	bank	NOUN
fbem-29704	126	9	should	should	AUX
fbem-29704	126	10	improve	improve	VERB
fbem-29704	126	11	their	their	PRON
fbem-29704	126	12	risk	risk	NOUN
fbem-29704	126	13	management	management	NOUN
fbem-29704	126	14	capabilities	capability	NOUN
fbem-29704	126	15	.	.	PUNCT
fbem-29704	127	1	they	they	PRON
fbem-29704	127	2	can	can	AUX
fbem-29704	127	3	optimize	optimize	VERB
fbem-29704	127	4	their	their	PRON
fbem-29704	127	5	systems	system	NOUN
fbem-29704	127	6	and	and	CCONJ
fbem-29704	127	7	use	use	VERB
fbem-29704	127	8	advanced	advanced	ADJ
fbem-29704	127	9	technology	technology	NOUN
fbem-29704	127	10	to	to	PART
fbem-29704	127	11	reduce	reduce	VERB
fbem-29704	127	12	number	number	NOUN
fbem-29704	127	13	of	of	ADP
fbem-29704	127	14	customers	customer	NOUN
fbem-29704	127	15	at	at	ADP
fbem-29704	127	16	the	the	DET
fbem-29704	127	17	counter	counter	NOUN
fbem-29704	127	18	and	and	CCONJ
fbem-29704	127	19	effectively	effectively	ADV
fbem-29704	127	20	control	control	VERB
fbem-29704	127	21	potential	potential	ADJ
fbem-29704	127	22	risks	risk	NOUN
fbem-29704	127	23	.	.	PUNCT
fbem-29704	128	1	on	on	ADP
fbem-29704	128	2	one	one	NUM
fbem-29704	128	3	hand	hand	NOUN
fbem-29704	128	4	,	,	PUNCT
fbem-29704	128	5	small	small	ADJ
fbem-29704	128	6	and	and	CCONJ
fbem-29704	128	7	medium	medium	ADJ
fbem-29704	128	8	-	-	PUNCT
fbem-29704	128	9	sized	sized	ADJ
fbem-29704	128	10	banks	bank	NOUN
fbem-29704	128	11	can	can	AUX
fbem-29704	128	12	gradually	gradually	ADV
fbem-29704	128	13	move	move	VERB
fbem-29704	128	14	the	the	DET
fbem-29704	128	15	riskprone	riskprone	NOUN
fbem-29704	128	16	tasks	task	NOUN
fbem-29704	128	17	from	from	ADP
fbem-29704	128	18	the	the	DET
fbem-29704	128	19	counter	counter	NOUN
fbem-29704	128	20	the	the	DET
fbem-29704	128	21	back	back	NOUN
fbem-29704	128	22	office	office	NOUN
fbem-29704	128	23	,	,	PUNCT
fbem-29704	128	24	thereby	thereby	ADV
fbem-29704	128	25	improving	improve	VERB
fbem-29704	128	26	the	the	DET
fbem-29704	128	27	level	level	NOUN
fbem-29704	128	28	of	of	ADP
fbem-29704	128	29	risk	risk	NOUN
fbem-29704	128	30	management	management	NOUN
fbem-29704	128	31	.	.	PUNCT
fbem-29704	129	1	on	on	ADP
fbem-29704	129	2	the	the	DET
fbem-29704	129	3	other	other	ADJ
fbem-29704	129	4	hand	hand	NOUN
fbem-29704	129	5	,	,	PUNCT
fbem-29704	129	6	with	with	ADP
fbem-29704	129	7	the	the	DET
fbem-29704	129	8	advent	advent	NOUN
fbem-29704	129	9	of	of	ADP
fbem-29704	129	10	more	more	ADJ
fbem-29704	129	11	high	high	ADJ
fbem-29704	129	12	-	-	PUNCT
fbem-29704	129	13	tech	tech	NOUN
fbem-29704	129	14	products	product	NOUN
fbem-29704	129	15	,	,	PUNCT
fbem-29704	129	16	many	many	ADJ
fbem-29704	129	17	tasks	task	NOUN
fbem-29704	129	18	are	be	AUX
fbem-29704	129	19	now	now	ADV
fbem-29704	129	20	performed	perform	VERB
fbem-29704	129	21	by	by	ADP
fbem-29704	129	22	.	.	PUNCT
fbem-29704	130	1	introducing	introduce	VERB
fbem-29704	130	2	machines	machine	NOUN
fbem-29704	130	3	into	into	ADP
fbem-29704	130	4	banks	bank	NOUN
fbem-29704	130	5	can	can	AUX
fbem-29704	130	6	reduce	reduce	VERB
fbem-29704	130	7	the	the	DET
fbem-29704	130	8	pressure	pressure	NOUN
fbem-29704	130	9	on	on	ADP
fbem-29704	130	10	staff	staff	NOUN
fbem-29704	130	11	and	and	CCONJ
fbem-29704	130	12	minimize	minimize	VERB
fbem-29704	130	13	errors	error	NOUN
fbem-29704	130	14	caused	cause	VERB
fbem-29704	130	15	by	by	ADP
fbem-29704	130	16	human	human	ADJ
fbem-29704	130	17	oversight	oversight	NOUN
fbem-29704	130	18	.	.	PUNCT
fbem-29704	131	1	fourth	fourth	ADJ
fbem-29704	131	2	,	,	PUNCT
fbem-29704	131	3	small	small	ADJ
fbem-29704	131	4	and	and	CCONJ
fbem-29704	131	5	medium	medium	ADJ
fbem-29704	131	6	-	-	PUNCT
fbem-29704	131	7	sized	sized	ADJ
fbem-29704	131	8	banks	bank	NOUN
fbem-29704	131	9	need	need	VERB
fbem-29704	131	10	to	to	PART
fbem-29704	131	11	innovate	innovate	VERB
fbem-29704	131	12	in	in	ADP
fbem-29704	131	13	their	their	PRON
fbem-29704	131	14	customer	customer	NOUN
fbem-29704	131	15	relationship	relationship	NOUN
fbem-29704	131	16	management	management	NOUN
fbem-29704	131	17	,	,	PUNCT
fbem-29704	131	18	formulate	formulate	VERB
fbem-29704	131	19	different	different	ADJ
fbem-29704	131	20	plans	plan	NOUN
fbem-29704	131	21	for	for	ADP
fbem-29704	131	22	different	different	ADJ
fbem-29704	131	23	types	type	NOUN
fbem-29704	131	24	of	of	ADP
fbem-29704	131	25	,	,	PUNCT
fbem-29704	131	26	and	and	CCONJ
fbem-29704	131	27	adopt	adopt	VERB
fbem-29704	131	28	differentiated	differentiated	ADJ
fbem-29704	131	29	service	service	NOUN
fbem-29704	131	30	methods	method	NOUN
fbem-29704	131	31	.	.	PUNCT
fbem-29704	132	1	they	they	PRON
fbem-29704	132	2	should	should	AUX
fbem-29704	132	3	strive	strive	VERB
fbem-29704	132	4	to	to	PART
fbem-29704	132	5	ensure	ensure	VERB
fbem-29704	132	6	that	that	SCONJ
fbem-29704	132	7	customers	customer	NOUN
fbem-29704	132	8	receive	receive	VERB
fbem-29704	132	9	the	the	DET
fbem-29704	132	10	most	most	ADV
fbem-29704	132	11	satisfactory	satisfactory	ADJ
fbem-29704	132	12	and	and	CCONJ
fbem-29704	132	13	fastest	fast	ADJ
fbem-29704	132	14	service	service	NOUN
fbem-29704	132	15	experience	experience	NOUN
fbem-29704	132	16	within	within	ADP
fbem-29704	132	17	the	the	DET
fbem-29704	132	18	bank	bank	NOUN
fbem-29704	132	19	,	,	PUNCT
fbem-29704	132	20	thereby	thereby	ADV
fbem-29704	132	21	enhancing	enhance	VERB
fbem-29704	132	22	customer	customer	NOUN
fbem-29704	132	23	loyalty	loyalty	NOUN
fbem-29704	132	24	and	and	CCONJ
fbem-29704	132	25	brand	brand	NOUN
fbem-29704	132	26	.	.	PUNCT
fbem-29704	133	1	this	this	PRON
fbem-29704	133	2	will	will	AUX
fbem-29704	133	3	lay	lay	VERB
fbem-29704	133	4	a	a	DET
fbem-29704	133	5	solid	solid	ADJ
fbem-29704	133	6	foundation	foundation	NOUN
fbem-29704	133	7	for	for	ADP
fbem-29704	133	8	the	the	DET
fbem-29704	133	9	bank	bank	NOUN
fbem-29704	133	10	's	's	PART
fbem-29704	133	11	future	future	ADJ
fbem-29704	133	12	development	development	NOUN
fbem-29704	133	13	.	.	PUNCT
fbem-29704	134	1	fifth	fifth	ADJ
fbem-29704	134	2	,	,	PUNCT
fbem-29704	134	3	small	small	ADJ
fbem-29704	134	4	and	and	CCONJ
fbem-29704	134	5	mediumsized	mediumsized	ADJ
fbem-29704	134	6	banks	bank	NOUN
fbem-29704	134	7	should	should	AUX
fbem-29704	134	8	actively	actively	ADV
fbem-29704	134	9	promote	promote	VERB
fbem-29704	134	10	business	business	NOUN
fbem-29704	134	11	transformation	transformation	NOUN
fbem-29704	134	12	,	,	PUNCT
fbem-29704	134	13	actively	actively	ADV
fbem-29704	134	14	expand	expand	VERB
fbem-29704	134	15	their	their	PRON
fbem-29704	134	16	services	service	NOUN
fbem-29704	134	17	,	,	PUNCT
fbem-29704	134	18	and	and	CCONJ
fbem-29704	134	19	vigorously	vigorously	ADV
fbem-29704	134	20	develop	develop	VERB
fbem-29704	134	21	these	these	DET
fbem-29704	134	22	services	service	NOUN
fbem-29704	134	23	to	to	PART
fbem-29704	134	24	increase	increase	VERB
fbem-29704	134	25	the	the	DET
fbem-29704	134	26	proportion	proportion	NOUN
fbem-29704	134	27	of	of	ADP
fbem-29704	134	28	intermediary	intermediary	ADJ
fbem-29704	134	29	services	service	NOUN
fbem-29704	134	30	in	in	ADP
fbem-29704	134	31	their	their	PRON
fbem-29704	134	32	total	total	ADJ
fbem-29704	134	33	business	business	NOUN
fbem-29704	134	34	.	.	PUNCT
fbem-29704	135	1	sixth	sixth	ADJ
fbem-29704	135	2	,	,	PUNCT
fbem-29704	135	3	small	small	ADJ
fbem-29704	135	4	and	and	CCONJ
fbem-29704	135	5	medium	medium	ADJ
fbem-29704	135	6	-	-	PUNCT
fbem-29704	135	7	sized	sized	ADJ
fbem-29704	135	8	banks	bank	NOUN
fbem-29704	135	9	can	can	AUX
fbem-29704	135	10	rely	rely	VERB
fbem-29704	135	11	on	on	ADP
fbem-29704	135	12	technology	technology	NOUN
fbem-29704	135	13	to	to	PART
fbem-29704	135	14	promote	promote	VERB
fbem-29704	135	15	their	their	PRON
fbem-29704	135	16	own	own	ADJ
fbem-29704	135	17	business	business	NOUN
fbem-29704	135	18	transformation	transformation	NOUN
fbem-29704	135	19	.	.	PUNCT
fbem-29704	136	1	in	in	ADP
fbem-29704	136	2	the	the	DET
fbem-29704	136	3	context	context	NOUN
fbem-29704	136	4	of	of	ADP
fbem-29704	136	5	the	the	DET
fbem-29704	136	6	fourth	fourth	ADJ
fbem-29704	136	7	industrial	industrial	ADJ
fbem-29704	136	8	revolution	revolution	NOUN
fbem-29704	136	9	,	,	PUNCT
fbem-29704	136	10	financial	financial	ADJ
fbem-29704	136	11	technology	technology	NOUN
fbem-29704	136	12	is	be	AUX
fbem-29704	136	13	gradually	gradually	ADV
fbem-29704	136	14	changing	change	VERB
fbem-29704	136	15	the	the	DET
fbem-29704	136	16	operating	operate	VERB
fbem-29704	136	17	status	status	NOUN
fbem-29704	136	18	of	of	ADP
fbem-29704	136	19	the	the	DET
fbem-29704	136	20	entire	entire	ADJ
fbem-29704	136	21	banking	banking	NOUN
fbem-29704	136	22	industry	industry	NOUN
fbem-29704	136	23	.	.	PUNCT
fbem-29704	137	1	by	by	ADP
fbem-29704	137	2	financial	financial	ADJ
fbem-29704	137	3	technology	technology	NOUN
fbem-29704	137	4	,	,	PUNCT
fbem-29704	137	5	small	small	ADJ
fbem-29704	137	6	and	and	CCONJ
fbem-29704	137	7	medium	medium	ADJ
fbem-29704	137	8	-	-	PUNCT
fbem-29704	137	9	sized	sized	ADJ
fbem-29704	137	10	banks	bank	NOUN
fbem-29704	137	11	can	can	AUX
fbem-29704	137	12	actively	actively	ADV
fbem-29704	137	13	improve	improve	VERB
fbem-29704	137	14	their	their	PRON
fbem-29704	137	15	operating	operating	NOUN
fbem-29704	137	16	models	model	NOUN
fbem-29704	137	17	and	and	CCONJ
fbem-29704	137	18	achieve	achieve	VERB
fbem-29704	137	19	leapfrog	leapfrog	ADJ
fbem-29704	137	20	development	development	NOUN
fbem-29704	137	21	.	.	PUNCT
fbem-29704	138	1	this	this	PRON
fbem-29704	138	2	will	will	AUX
fbem-29704	138	3	enable	enable	VERB
fbem-29704	138	4	them	they	PRON
fbem-29704	138	5	to	to	PART
fbem-29704	138	6	compete	compete	VERB
fbem-29704	138	7	with	with	ADP
fbem-29704	138	8	large	large	ADJ
fbem-29704	138	9	banks	bank	NOUN
fbem-29704	138	10	in	in	ADP
fbem-29704	138	11	terms	term	NOUN
fbem-29704	138	12	of	of	ADP
fbem-29704	138	13	scale	scale	NOUN
fbem-29704	138	14	and	and	CCONJ
fbem-29704	138	15	human	human	ADJ
fbem-29704	138	16	resources	resource	NOUN
fbem-29704	138	17	.	.	PUNCT
fbem-29704	139	1	seventh	seventh	ADJ
fbem-29704	139	2	,	,	PUNCT
fbem-29704	139	3	due	due	ADP
fbem-29704	139	4	to	to	ADP
fbem-29704	139	5	their	their	PRON
fbem-29704	139	6	geographical	geographical	ADJ
fbem-29704	139	7	advantages	advantage	NOUN
fbem-29704	139	8	,	,	PUNCT
fbem-29704	139	9	small	small	ADJ
fbem-29704	139	10	and	and	CCONJ
fbem-29704	139	11	medium	medium	ADJ
fbem-29704	139	12	-	-	PUNCT
fbem-29704	139	13	sized	sized	ADJ
fbem-29704	139	14	banks	bank	NOUN
fbem-29704	139	15	have	have	AUX
fbem-29704	139	16	made	make	VERB
fbem-29704	139	17	significant	significant	ADJ
fbem-29704	139	18	contributions	contribution	NOUN
fbem-29704	139	19	to	to	ADP
fbem-29704	139	20	serving	serve	VERB
fbem-29704	139	21	small	small	ADJ
fbem-29704	139	22	and	and	CCONJ
fbem-29704	139	23	micro	micro	ADJ
fbem-29704	139	24	-	-	ADJ
fbem-29704	139	25	sized	sized	ADJ
fbem-29704	139	26	enterprises	enterprise	NOUN
fbem-29704	139	27	.	.	PUNCT
fbem-29704	140	1	the	the	DET
fbem-29704	140	2	future	future	NOUN
fbem-29704	140	3	,	,	PUNCT
fbem-29704	140	4	small	small	ADJ
fbem-29704	140	5	and	and	CCONJ
fbem-29704	140	6	medium	medium	ADJ
fbem-29704	140	7	-	-	PUNCT
fbem-29704	140	8	sized	sized	ADJ
fbem-29704	140	9	banks	bank	NOUN
fbem-29704	140	10	should	should	AUX
fbem-29704	140	11	continue	continue	VERB
fbem-29704	140	12	to	to	PART
fbem-29704	140	13	deeply	deeply	ADV
fbem-29704	140	14	serve	serve	VERB
fbem-29704	140	15	small	small	ADJ
fbem-29704	140	16	and	and	CCONJ
fbem-29704	140	17	micro	micro	ADJ
fbem-29704	140	18	-	-	ADJ
fbem-29704	140	19	sized	sized	ADJ
fbem-29704	140	20	enterprises	enterprise	NOUN
fbem-29704	140	21	and	and	CCONJ
fbem-29704	140	22	support	support	VERB
fbem-29704	140	23	the	the	DET
fbem-29704	140	24	development	development	NOUN
fbem-29704	140	25	of	of	ADP
fbem-29704	140	26	new	new	ADJ
fbem-29704	140	27	economic	economic	ADJ
fbem-29704	140	28	fields	field	NOUN
fbem-29704	140	29	.	.	PUNCT
fbem-29704	141	1	premier	premier	PROPN
fbem-29704	141	2	li	li	PROPN
fbem-29704	141	3	keiang	keiang	PROPN
fbem-29704	141	4	presided	preside	VERB
fbem-29704	141	5	over	over	ADP
fbem-29704	141	6	and	and	CCONJ
fbem-29704	141	7	held	hold	VERB
fbem-29704	141	8	an	an	DET
fbem-29704	141	9	economic	economic	ADJ
fbem-29704	141	10	situation	situation	NOUN
fbem-29704	141	11	expert	expert	NOUN
fbem-29704	141	12	and	and	CCONJ
fbem-29704	141	13	entrepreneur	entrepreneur	NOUN
fbem-29704	141	14	symposium	symposium	NOUN
fbem-29704	141	15	on	on	ADP
fbem-29704	141	16	july	july	PROPN
fbem-29704	141	17	15	15	NUM
fbem-29704	141	18	,	,	PUNCT
fbem-29704	141	19	2019	2019	NUM
fbem-29704	141	20	.	.	PUNCT
fbem-29704	142	1	at	at	ADP
fbem-29704	142	2	this	this	DET
fbem-29704	142	3	symposium	symposium	NOUN
fbem-29704	142	4	,	,	PUNCT
fbem-29704	142	5	premier	premier	PROPN
fbem-29704	142	6	keqiang	keqiang	PROPN
fbem-29704	142	7	proposed	propose	VERB
fbem-29704	142	8	that	that	SCONJ
fbem-29704	142	9	we	we	PRON
fbem-29704	142	10	should	should	AUX
fbem-29704	142	11	develop	develop	VERB
fbem-29704	142	12	more	more	ADJ
fbem-29704	142	13	"	"	PUNCT
fbem-29704	142	14	unicorn	unicorn	ADJ
fbem-29704	142	15	enterprises	enterprise	NOUN
fbem-29704	142	16	"	"	PUNCT
fbem-29704	142	17	and	and	CCONJ
fbem-29704	142	18	"	"	PUNCT
fbem-29704	142	19	gazelle	gazelle	NOUN
fbem-29704	142	20	enterprises	enterprise	NOUN
fbem-29704	142	21	"	"	PUNCT
fbem-29704	142	22	as	as	ADV
fbem-29704	142	23	well	well	ADV
fbem-29704	142	24	as	as	ADP
fbem-29704	142	25	new	new	ADJ
fbem-29704	142	26	leading	leading	ADJ
fbem-29704	142	27	enterprises	enterprise	NOUN
fbem-29704	142	28	.	.	PUNCT
fbem-29704	143	1	small	small	ADJ
fbem-29704	143	2	and	and	CCONJ
fbem-29704	143	3	medium	medium	ADJ
fbem-29704	143	4	-	-	PUNCT
fbem-29704	143	5	sized	sized	ADJ
fbem-29704	143	6	should	should	AUX
fbem-29704	143	7	follow	follow	VERB
fbem-29704	143	8	the	the	DET
fbem-29704	143	9	trend	trend	NOUN
fbem-29704	143	10	of	of	ADP
fbem-29704	143	11	china	china	PROPN
fbem-29704	143	12	's	's	PART
fbem-29704	143	13	new	new	ADJ
fbem-29704	143	14	economic	economic	ADJ
fbem-29704	143	15	development	development	NOUN
fbem-29704	143	16	,	,	PUNCT
fbem-29704	143	17	truly	truly	ADV
fbem-29704	143	18	realize	realize	VERB
fbem-29704	143	19	the	the	DET
fbem-29704	143	20	service	service	NOUN
fbem-29704	143	21	of	of	ADP
fbem-29704	143	22	small	small	ADJ
fbem-29704	143	23	and	and	CCONJ
fbem-29704	143	24	medium	medium	ADJ
fbem-29704	143	25	-	-	PUNCT
fbem-29704	143	26	sized	sized	ADJ
fbem-29704	143	27	banks	bank	NOUN
fbem-29704	143	28	to	to	ADP
fbem-29704	143	29	private	private	ADJ
fbem-29704	143	30	small	small	ADJ
fbem-29704	143	31	and	and	CCONJ
fbem-29704	143	32	micro	micro	ADJ
fbem-29704	143	33	-	-	ADJ
fbem-29704	143	34	sized	sized	ADJ
fbem-29704	143	35	enterprises	enterprise	NOUN
fbem-29704	143	36	,	,	PUNCT
fbem-29704	143	37	and	and	CCONJ
fbem-29704	143	38	strongly	strongly	ADV
fbem-29704	143	39	supportunicorn	supportunicorn	ADJ
fbem-29704	143	40	enterprises	enterprise	NOUN
fbem-29704	143	41	"	"	PUNCT
fbem-29704	143	42	and	and	CCONJ
fbem-29704	143	43	"	"	PUNCT
fbem-29704	143	44	gazelle	gazelle	NOUN
fbem-29704	143	45	enterprises	enterprise	NOUN
fbem-29704	143	46	"	"	PUNCT
fbem-29704	143	47	among	among	ADP
fbem-29704	143	48	private	private	ADJ
fbem-29704	143	49	small	small	ADJ
fbem-29704	143	50	and	and	CCONJ
fbem-29704	143	51	micro	micro	ADJ
fbem-29704	143	52	-	-	ADJ
fbem-29704	143	53	sized	sized	ADJ
fbem-29704	143	54	enterprises	enterprise	NOUN
fbem-29704	143	55	.	.	PUNCT
fbem-29704	144	1	in	in	ADP
fbem-29704	144	2	summary	summary	NOUN
fbem-29704	144	3	,	,	PUNCT
fbem-29704	144	4	small	small	ADJ
fbem-29704	144	5	and	and	CCONJ
fbem-29704	144	6	medium	medium	ADJ
fbem-29704	144	7	-	-	PUNCT
fbem-29704	144	8	sized	sized	ADJ
fbem-29704	144	9	banks	bank	NOUN
fbem-29704	144	10	can	can	AUX
fbem-29704	144	11	prevent	prevent	VERB
fbem-29704	144	12	their	their	PRON
fbem-29704	144	13	profit	profit	NOUN
fbem-29704	144	14	situation	situation	NOUN
fbem-29704	144	15	further	far	ADV
fbem-29704	144	16	deteriorating	deteriorate	VERB
fbem-29704	144	17	by	by	ADP
fbem-29704	144	18	adopting	adopt	VERB
fbem-29704	144	19	the	the	DET
fbem-29704	144	20	above	above	ADJ
fbem-29704	144	21	seven	seven	NUM
fbem-29704	144	22	management	management	NOUN
fbem-29704	144	23	methods	method	NOUN
fbem-29704	144	24	.	.	PUNCT
fbem-29704	145	1	7.2	7.2	NUM
fbem-29704	145	2	.	.	PUNCT
fbem-29704	146	1	optimizing	optimize	VERB
fbem-29704	146	2	the	the	DET
fbem-29704	146	3	internal	internal	ADJ
fbem-29704	146	4	equity	equity	NOUN
fbem-29704	146	5	structure	structure	NOUN
fbem-29704	146	6	by	by	ADP
fbem-29704	146	7	improving	improve	VERB
fbem-29704	146	8	the	the	DET
fbem-29704	146	9	corporate	corporate	ADJ
fbem-29704	146	10	governance	governance	NOUN
fbem-29704	146	11	mechanism	mechanism	NOUN
fbem-29704	146	12	the	the	DET
fbem-29704	146	13	effectiveness	effectiveness	NOUN
fbem-29704	146	14	and	and	CCONJ
fbem-29704	146	15	standardization	standardization	NOUN
fbem-29704	146	16	of	of	ADP
fbem-29704	146	17	corporate	corporate	ADJ
fbem-29704	146	18	governance	governance	NOUN
fbem-29704	146	19	are	be	AUX
fbem-29704	146	20	the	the	DET
fbem-29704	146	21	important	important	ADJ
fbem-29704	146	22	foundation	foundation	NOUN
fbem-29704	146	23	for	for	ADP
fbem-29704	146	24	the	the	DET
fbem-29704	146	25	long	long	ADJ
fbem-29704	146	26	-	-	PUNCT
fbem-29704	146	27	term	term	NOUN
fbem-29704	146	28	stable	stable	ADJ
fbem-29704	146	29	and	and	CCONJ
fbem-29704	146	30	healthy	healthy	ADJ
fbem-29704	146	31	development	development	NOUN
fbem-29704	146	32	of	of	ADP
fbem-29704	146	33	the	the	DET
fbem-29704	146	34	entire	entire	ADJ
fbem-29704	146	35	financial	financial	NOUN
fbem-29704	146	36	.	.	PUNCT
fbem-29704	147	1	in	in	ADP
fbem-29704	147	2	commercial	commercial	ADJ
fbem-29704	147	3	banks	bank	NOUN
fbem-29704	147	4	,	,	PUNCT
fbem-29704	147	5	especially	especially	ADV
fbem-29704	147	6	small	small	ADJ
fbem-29704	147	7	and	and	CCONJ
fbem-29704	147	8	medium	medium	ADJ
fbem-29704	147	9	-	-	PUNCT
fbem-29704	147	10	sized	sized	ADJ
fbem-29704	147	11	banks	bank	NOUN
fbem-29704	147	12	,	,	PUNCT
fbem-29704	147	13	their	their	PRON
fbem-29704	147	14	corporate	corporate	ADJ
fbem-29704	147	15	governance	governance	NOUN
fbem-29704	147	16	capabilities	capability	NOUN
fbem-29704	147	17	are	be	AUX
fbem-29704	147	18	the	the	DET
fbem-29704	147	19	key	key	NOUN
fbem-29704	147	20	to	to	ADP
fbem-29704	147	21	the	the	DET
fbem-29704	147	22	daily	daily	ADJ
fbem-29704	147	23	stable	stable	ADJ
fbem-29704	147	24	operation	operation	NOUN
fbem-29704	147	25	of	of	ADP
fbem-29704	147	26	the	the	DET
fbem-29704	147	27	bank	bank	NOUN
fbem-29704	147	28	.	.	PUNCT
fbem-29704	148	1	it	it	PRON
fbem-29704	148	2	is	be	AUX
fbem-29704	148	3	necessary	necessary	ADJ
fbem-29704	148	4	establish	establish	VERB
fbem-29704	148	5	and	and	CCONJ
fbem-29704	148	6	improve	improve	VERB
fbem-29704	148	7	the	the	DET
fbem-29704	148	8	governance	governance	NOUN
fbem-29704	148	9	mechanism	mechanism	NOUN
fbem-29704	148	10	of	of	ADP
fbem-29704	148	11	small	small	ADJ
fbem-29704	148	12	and	and	CCONJ
fbem-29704	148	13	mediumsized	mediumsized	ADJ
fbem-29704	148	14	banks	bank	NOUN
fbem-29704	148	15	according	accord	VERB
fbem-29704	148	16	to	to	ADP
fbem-29704	148	17	the	the	DET
fbem-29704	148	18	existing	exist	VERB
fbem-29704	148	19	enterprise	enterprise	NOUN
fbem-29704	148	20	management	management	NOUN
fbem-29704	148	21	standards	standard	NOUN
fbem-29704	148	22	,	,	PUNCT
fbem-29704	148	23	and	and	CCONJ
fbem-29704	148	24	optimize	optimize	VERB
fbem-29704	148	25	the	the	DET
fbem-29704	148	26	internal	internal	ADJ
fbem-29704	148	27	equity	equity	NOUN
fbem-29704	148	28	structure	structure	NOUN
fbem-29704	148	29	of	of	ADP
fbem-29704	148	30	the	the	DET
fbem-29704	148	31	bank	bank	NOUN
fbem-29704	148	32	.	.	PUNCT
fbem-29704	149	1	firstly	firstly	ADV
fbem-29704	149	2	,	,	PUNCT
fbem-29704	149	3	and	and	CCONJ
fbem-29704	149	4	medium	medium	ADJ
fbem-29704	149	5	-	-	PUNCT
fbem-29704	149	6	sized	sized	ADJ
fbem-29704	149	7	banks	bank	NOUN
fbem-29704	149	8	should	should	AUX
fbem-29704	149	9	increase	increase	VERB
fbem-29704	149	10	the	the	DET
fbem-29704	149	11	punishment	punishment	NOUN
fbem-29704	149	12	for	for	ADP
fbem-29704	149	13	shareholders	shareholder	NOUN
fbem-29704	149	14	who	who	PRON
fbem-29704	149	15	use	use	VERB
fbem-29704	149	16	their	their	PRON
fbem-29704	149	17	equity	equity	NOUN
fbem-29704	149	18	to	to	PART
fbem-29704	149	19	engage	engage	VERB
fbem-29704	149	20	in	in	ADP
fbem-29704	149	21	illegal	illegal	ADJ
fbem-29704	149	22	activities	activity	NOUN
fbem-29704	149	23	,	,	PUNCT
fbem-29704	149	24	and	and	CCONJ
fbem-29704	149	25	carry	carry	VERB
fbem-29704	149	26	out	out	ADP
fbem-29704	149	27	the	the	DET
fbem-29704	149	28	cleanup	cleanup	NOUN
fbem-29704	149	29	and	and	CCONJ
fbem-29704	149	30	rectification	rectification	NOUN
fbem-29704	149	31	of	of	ADP
fbem-29704	149	32	the	the	DET
fbem-29704	149	33	irregularities	irregularity	NOUN
fbem-29704	149	34	some	some	DET
fbem-29704	149	35	high	high	ADJ
fbem-29704	149	36	-	-	PUNCT
fbem-29704	149	37	risk	risk	NOUN
fbem-29704	149	38	small	small	ADJ
fbem-29704	149	39	and	and	CCONJ
fbem-29704	149	40	medium	medium	ADJ
fbem-29704	149	41	-	-	PUNCT
fbem-29704	149	42	sized	sized	ADJ
fbem-29704	149	43	bank	bank	NOUN
fbem-29704	149	44	shareholders	shareholder	NOUN
fbem-29704	149	45	in	in	ADP
fbem-29704	149	46	an	an	DET
fbem-29704	149	47	orderly	orderly	ADJ
fbem-29704	149	48	and	and	CCONJ
fbem-29704	149	49	stable	stable	ADJ
fbem-29704	149	50	manner	manner	NOUN
fbem-29704	149	51	.	.	PUNCT
fbem-29704	150	1	secondly	secondly	ADV
fbem-29704	150	2	,	,	PUNCT
fbem-29704	150	3	small	small	ADJ
fbem-29704	150	4	and	and	CCONJ
fbem-29704	150	5	medium	medium	ADJ
fbem-29704	150	6	-	-	PUNCT
fbem-29704	150	7	sized	sized	ADJ
fbem-29704	150	8	banks	bank	NOUN
fbem-29704	150	9	should	should	AUX
fbem-29704	150	10	standardize	standardize	VERB
fbem-29704	150	11	their	their	PRON
fbem-29704	150	12	own	own	ADJ
fbem-29704	150	13	equity	equity	NOUN
fbem-29704	150	14	custody	custody	NOUN
fbem-29704	150	15	,	,	PUNCT
fbem-29704	150	16	understand	understand	VERB
fbem-29704	150	17	current	current	ADJ
fbem-29704	150	18	status	status	NOUN
fbem-29704	150	19	of	of	ADP
fbem-29704	150	20	the	the	DET
fbem-29704	150	21	bank	bank	NOUN
fbem-29704	150	22	's	's	PART
fbem-29704	150	23	equity	equity	NOUN
fbem-29704	150	24	,	,	PUNCT
fbem-29704	150	25	180	180	NUM
fbem-29704	150	26	improve	improve	VERB
fbem-29704	150	27	the	the	DET
fbem-29704	150	28	transparency	transparency	NOUN
fbem-29704	150	29	of	of	ADP
fbem-29704	150	30	the	the	DET
fbem-29704	150	31	internal	internal	ADJ
fbem-29704	150	32	equity	equity	NOUN
fbem-29704	150	33	information	information	NOUN
fbem-29704	150	34	of	of	ADP
fbem-29704	150	35	the	the	DET
fbem-29704	150	36	bank	bank	NOUN
fbem-29704	150	37	and	and	CCONJ
fbem-29704	150	38	the	the	DET
fbem-29704	150	39	corresponding	correspond	VERB
fbem-29704	150	40	equity	equity	NOUN
fbem-29704	150	41	management	management	NOUN
fbem-29704	150	42	level	level	NOUN
fbem-29704	150	43	,	,	PUNCT
fbem-29704	150	44	and	and	CCONJ
fbem-29704	150	45	effectively	effectively	ADV
fbem-29704	150	46	curb	curb	VERB
fbem-29704	150	47	the	the	DET
fbem-29704	150	48	improper	improper	ADJ
fbem-29704	150	49	control	control	NOUN
fbem-29704	150	50	the	the	DET
fbem-29704	150	51	bank	bank	NOUN
fbem-29704	150	52	by	by	ADP
fbem-29704	150	53	shareholders	shareholder	NOUN
fbem-29704	150	54	and	and	CCONJ
fbem-29704	150	55	the	the	DET
fbem-29704	150	56	pursuit	pursuit	NOUN
fbem-29704	150	57	of	of	ADP
fbem-29704	150	58	improper	improper	ADJ
fbem-29704	150	59	private	private	ADJ
fbem-29704	150	60	interests	interest	NOUN
fbem-29704	150	61	,	,	PUNCT
fbem-29704	150	62	which	which	PRON
fbem-29704	150	63	may	may	AUX
fbem-29704	150	64	lead	lead	VERB
fbem-29704	150	65	to	to	ADP
fbem-29704	150	66	the	the	DET
fbem-29704	150	67	bank	bank	NOUN
fbem-29704	150	68	being	be	AUX
fbem-29704	150	69	taken	take	VERB
fbem-29704	150	70	over	over	ADP
fbem-29704	150	71	or	or	CCONJ
fbem-29704	150	72	even	even	ADV
fbem-29704	150	73	going	go	VERB
fbem-29704	150	74	bankrupt	bankrupt	ADJ
fbem-29704	150	75	.	.	PUNCT
fbem-29704	151	1	thirdly	thirdly	ADV
fbem-29704	151	2	,	,	PUNCT
fbem-29704	151	3	the	the	DET
fbem-29704	151	4	relevant	relevant	ADJ
fbem-29704	151	5	supervision	supervision	NOUN
fbem-29704	151	6	management	management	NOUN
fbem-29704	151	7	departments	department	NOUN
fbem-29704	151	8	should	should	AUX
fbem-29704	151	9	strengthen	strengthen	VERB
fbem-29704	151	10	the	the	DET
fbem-29704	151	11	due	due	ADJ
fbem-29704	151	12	diligence	diligence	NOUN
fbem-29704	151	13	and	and	CCONJ
fbem-29704	151	14	evaluation	evaluation	NOUN
fbem-29704	151	15	of	of	ADP
fbem-29704	151	16	the	the	DET
fbem-29704	151	17	corporate	corporate	ADJ
fbem-29704	151	18	governance	governance	NOUN
fbem-29704	151	19	status	status	NOUN
fbem-29704	151	20	of	of	ADP
fbem-29704	151	21	small	small	ADJ
fbem-29704	151	22	and	and	CCONJ
fbem-29704	151	23	medium	medium	ADJ
fbem-29704	151	24	-	-	PUNCT
fbem-29704	151	25	sized	sized	ADJ
fbem-29704	151	26	banks	bank	NOUN
fbem-29704	151	27	,	,	PUNCT
fbem-29704	151	28	and	and	CCONJ
fbem-29704	151	29	establish	establish	VERB
fbem-29704	151	30	a	a	DET
fbem-29704	151	31	set	set	NOUN
fbem-29704	151	32	of	of	ADP
fbem-29704	151	33	standards	standard	NOUN
fbem-29704	151	34	for	for	ADP
fbem-29704	151	35	corporate	corporate	ADJ
fbem-29704	151	36	governance	governance	NOUN
fbem-29704	151	37	methods	method	NOUN
fbem-29704	151	38	to	to	PART
fbem-29704	151	39	and	and	CCONJ
fbem-29704	151	40	supervise	supervise	VERB
fbem-29704	151	41	small	small	ADJ
fbem-29704	151	42	and	and	CCONJ
fbem-29704	151	43	medium	medium	ADJ
fbem-29704	151	44	-	-	PUNCT
fbem-29704	151	45	sized	sized	ADJ
fbem-29704	151	46	banks	bank	NOUN
fbem-29704	151	47	to	to	PART
fbem-29704	151	48	implement	implement	VERB
fbem-29704	151	49	these	these	DET
fbem-29704	151	50	standards	standard	NOUN
fbem-29704	151	51	in	in	ADP
fbem-29704	151	52	their	their	PRON
fbem-29704	151	53	business	business	NOUN
fbem-29704	151	54	operations	operation	NOUN
fbem-29704	151	55	.	.	PUNCT
fbem-29704	152	1	it	it	PRON
fbem-29704	152	2	is	be	AUX
fbem-29704	152	3	necessary	necessary	ADJ
fbem-29704	152	4	to	to	PART
fbem-29704	152	5	take	take	VERB
fbem-29704	152	6	practical	practical	ADJ
fbem-29704	152	7	actions	action	NOUN
fbem-29704	152	8	to	to	PART
fbem-29704	152	9	solve	solve	VERB
fbem-29704	152	10	problems	problem	NOUN
fbem-29704	152	11	,	,	PUNCT
fbem-29704	152	12	rather	rather	ADV
fbem-29704	152	13	than	than	ADP
fbem-29704	152	14	just	just	ADV
fbem-29704	152	15	talking	talk	VERB
fbem-29704	152	16	about	about	ADP
fbem-29704	152	17	.	.	PUNCT
fbem-29704	153	1	fourthly	fourthly	ADV
fbem-29704	153	2	,	,	PUNCT
fbem-29704	153	3	it	it	PRON
fbem-29704	153	4	is	be	AUX
fbem-29704	153	5	necessary	necessary	ADJ
fbem-29704	153	6	to	to	PART
fbem-29704	153	7	strengthen	strengthen	VERB
fbem-29704	153	8	the	the	DET
fbem-29704	153	9	management	management	NOUN
fbem-29704	153	10	of	of	ADP
fbem-29704	153	11	the	the	DET
fbem-29704	153	12	entry	entry	NOUN
fbem-29704	153	13	conditions	condition	NOUN
fbem-29704	153	14	for	for	ADP
fbem-29704	153	15	the	the	DET
fbem-29704	153	16	shareholders	shareholder	NOUN
fbem-29704	153	17	of	of	ADP
fbem-29704	153	18	small	small	ADJ
fbem-29704	153	19	and	and	CCONJ
fbem-29704	153	20	medium	medium	ADJ
fbem-29704	153	21	-	-	PUNCT
fbem-29704	153	22	sized	sized	ADJ
fbem-29704	153	23	banks	bank	NOUN
fbem-29704	153	24	.	.	PUNCT
fbem-29704	154	1	since	since	SCONJ
fbem-29704	154	2	small	small	ADJ
fbem-29704	154	3	and	and	CCONJ
fbem-29704	154	4	medium	medium	ADJ
fbem-29704	154	5	-	-	PUNCT
fbem-29704	154	6	sized	sized	ADJ
fbem-29704	154	7	banks	bank	NOUN
fbem-29704	154	8	have	have	VERB
fbem-29704	154	9	characteristics	characteristic	NOUN
fbem-29704	154	10	of	of	ADP
fbem-29704	154	11	concentrated	concentrated	ADJ
fbem-29704	154	12	risk	risk	NOUN
fbem-29704	154	13	,	,	PUNCT
fbem-29704	154	14	both	both	PRON
fbem-29704	154	15	major	major	ADJ
fbem-29704	154	16	shareholders	shareholder	NOUN
fbem-29704	154	17	and	and	CCONJ
fbem-29704	154	18	minor	minor	ADJ
fbem-29704	154	19	shareholders	shareholder	NOUN
fbem-29704	154	20	must	must	AUX
fbem-29704	154	21	undergo	undergo	VERB
fbem-29704	154	22	strict	strict	ADJ
fbem-29704	154	23	review	review	NOUN
fbem-29704	154	24	during	during	ADP
fbem-29704	154	25	the	the	DET
fbem-29704	154	26	entry	entry	NOUN
fbem-29704	154	27	stage	stage	NOUN
fbem-29704	154	28	,	,	PUNCT
fbem-29704	154	29	and	and	CCONJ
fbem-29704	154	30	improving	improve	VERB
fbem-29704	154	31	the	the	DET
fbem-29704	154	32	entry	entry	NOUN
fbem-29704	154	33	standards	standard	NOUN
fbem-29704	154	34	and	and	CCONJ
fbem-29704	154	35	regulations	regulation	NOUN
fbem-29704	154	36	should	should	AUX
fbem-29704	154	37	be	be	AUX
fbem-29704	154	38	put	put	VERB
fbem-29704	154	39	on	on	ADP
fbem-29704	154	40	the	the	DET
fbem-29704	154	41	schedule	schedule	NOUN
fbem-29704	154	42	。	。	X
fbem-29704	154	43	7.3	7.3	NUM
fbem-29704	154	44	.	.	PUNCT
fbem-29704	155	1	effectively	effectively	ADV
fbem-29704	155	2	replenish	replenish	VERB
fbem-29704	155	3	capital	capital	NOUN
fbem-29704	155	4	through	through	ADP
fbem-29704	155	5	the	the	DET
fbem-29704	155	6	implementation	implementation	NOUN
fbem-29704	155	7	of	of	ADP
fbem-29704	155	8	capital	capital	NOUN
fbem-29704	155	9	supplement	supplement	NOUN
fbem-29704	155	10	tools	tool	NOUN
fbem-29704	155	11	first	first	ADV
fbem-29704	155	12	,	,	PUNCT
fbem-29704	155	13	small	small	ADJ
fbem-29704	155	14	and	and	CCONJ
fbem-29704	155	15	medium	medium	ADJ
fbem-29704	155	16	-	-	PUNCT
fbem-29704	155	17	sized	sized	ADJ
fbem-29704	155	18	banks	bank	NOUN
fbem-29704	155	19	can	can	AUX
fbem-29704	155	20	increase	increase	VERB
fbem-29704	155	21	the	the	DET
fbem-29704	155	22	speed	speed	NOUN
fbem-29704	155	23	of	of	ADP
fbem-29704	155	24	disposal	disposal	NOUN
fbem-29704	155	25	of	of	ADP
fbem-29704	155	26	internal	internal	ADJ
fbem-29704	155	27	non	non	ADJ
fbem-29704	155	28	-	-	ADJ
fbem-29704	155	29	performing	perform	VERB
fbem-29704	155	30	assets	asset	NOUN
fbem-29704	155	31	,	,	PUNCT
fbem-29704	155	32	do	do	VERB
fbem-29704	155	33	a	a	DET
fbem-29704	155	34	good	good	ADJ
fbem-29704	155	35	job	job	NOUN
fbem-29704	155	36	in	in	ADP
fbem-29704	155	37	asset	asset	NOUN
fbem-29704	155	38	,	,	PUNCT
fbem-29704	155	39	and	and	CCONJ
fbem-29704	155	40	at	at	ADP
fbem-29704	155	41	the	the	DET
fbem-29704	155	42	same	same	ADJ
fbem-29704	155	43	time	time	NOUN
fbem-29704	155	44	,	,	PUNCT
fbem-29704	155	45	increase	increase	VERB
fbem-29704	155	46	the	the	DET
fbem-29704	155	47	provision	provision	NOUN
fbem-29704	155	48	for	for	ADP
fbem-29704	155	49	bad	bad	ADJ
fbem-29704	155	50	debts	debt	NOUN
fbem-29704	155	51	and	and	CCONJ
fbem-29704	155	52	profit	profit	NOUN
fbem-29704	155	53	retention	retention	NOUN
fbem-29704	155	54	,	,	PUNCT
fbem-29704	155	55	thereby	thereby	ADV
fbem-29704	155	56	enhancing	enhance	VERB
fbem-29704	155	57	the	the	DET
fbem-29704	155	58	ability	ability	NOUN
fbem-29704	155	59	of	of	ADP
fbem-29704	155	60	small	small	ADJ
fbem-29704	155	61	and	and	CCONJ
fbem-29704	155	62	medium	medium	ADJ
fbem-29704	155	63	-	-	PUNCT
fbem-29704	155	64	sized	sized	ADJ
fbem-29704	155	65	banks	bank	NOUN
fbem-29704	155	66	to	to	PART
fbem-29704	155	67	supplement	supplement	VERB
fbem-29704	155	68	their	their	PRON
fbem-29704	155	69	internal	internal	ADJ
fbem-29704	155	70	capital	capital	NOUN
fbem-29704	155	71	second	second	ADJ
fbem-29704	155	72	,	,	PUNCT
fbem-29704	155	73	small	small	ADJ
fbem-29704	155	74	and	and	CCONJ
fbem-29704	155	75	medium	medium	ADJ
fbem-29704	155	76	-	-	PUNCT
fbem-29704	155	77	sized	sized	ADJ
fbem-29704	155	78	banks	bank	NOUN
fbem-29704	155	79	should	should	AUX
fbem-29704	155	80	continue	continue	VERB
fbem-29704	155	81	to	to	PART
fbem-29704	155	82	use	use	VERB
fbem-29704	155	83	the	the	DET
fbem-29704	155	84	central	central	ADJ
fbem-29704	155	85	bank	bank	PROPN
fbem-29704	155	86	bill	bill	PROPN
fbem-29704	155	87	swap	swap	NOUN
fbem-29704	155	88	tool	tool	NOUN
fbem-29704	155	89	to	to	PART
fbem-29704	155	90	improve	improve	VERB
fbem-29704	155	91	the	the	DET
fbem-29704	155	92	liquidity	liquidity	NOUN
fbem-29704	155	93	of	of	ADP
fbem-29704	155	94	their	their	PRON
fbem-29704	155	95	own	own	ADJ
fbem-29704	155	96	perpetual	perpetual	ADJ
fbem-29704	155	97	bonds	bond	NOUN
fbem-29704	155	98	.	.	PUNCT
fbem-29704	156	1	in	in	ADP
fbem-29704	156	2	202	202	NUM
fbem-29704	156	3	,	,	PUNCT
fbem-29704	156	4	due	due	ADP
fbem-29704	156	5	to	to	ADP
fbem-29704	156	6	the	the	DET
fbem-29704	156	7	impact	impact	NOUN
fbem-29704	156	8	of	of	ADP
fbem-29704	156	9	the	the	DET
fbem-29704	156	10	covid-19	covid-19	PROPN
fbem-29704	156	11	pandemic	pandemic	NOUN
fbem-29704	156	12	,	,	PUNCT
fbem-29704	156	13	china	china	PROPN
fbem-29704	156	14	's	's	PART
fbem-29704	156	15	economic	economic	ADJ
fbem-29704	156	16	downturn	downturn	NOUN
fbem-29704	156	17	pressure	pressure	NOUN
fbem-29704	156	18	was	be	AUX
fbem-29704	156	19	high	high	ADJ
fbem-29704	156	20	.	.	PUNCT
fbem-29704	157	1	the	the	DET
fbem-29704	157	2	central	central	ADJ
fbem-29704	157	3	bank	bank	NOUN
fbem-29704	157	4	took	take	VERB
fbem-29704	157	5	relevant	relevant	ADJ
fbem-29704	157	6	measures	measure	NOUN
fbem-29704	157	7	to	to	PART
fbem-29704	157	8	stabilize	stabilize	VERB
fbem-29704	157	9	the	the	DET
fbem-29704	157	10	market	market	NOUN
fbem-29704	157	11	,	,	PUNCT
fbem-29704	157	12	of	of	ADP
fbem-29704	157	13	which	which	PRON
fbem-29704	157	14	was	be	AUX
fbem-29704	157	15	the	the	DET
fbem-29704	157	16	issuance	issuance	NOUN
fbem-29704	157	17	of	of	ADP
fbem-29704	157	18	special	special	ADJ
fbem-29704	157	19	anti	anti	ADJ
fbem-29704	157	20	-	-	ADJ
fbem-29704	157	21	epidemic	epidemic	ADJ
fbem-29704	157	22	government	government	NOUN
fbem-29704	157	23	bonds	bond	NOUN
fbem-29704	157	24	.	.	PUNCT
fbem-29704	158	1	special	special	ADJ
fbem-29704	158	2	government	government	NOUN
fbem-29704	158	3	bonds	bond	NOUN
fbem-29704	158	4	refer	refer	VERB
fbem-29704	158	5	to	to	ADP
fbem-29704	158	6	a	a	DET
fbem-29704	158	7	type	type	NOUN
fbem-29704	158	8	of	of	ADP
fbem-29704	158	9	bond	bond	NOUN
fbem-29704	158	10	issued	issue	VERB
fbem-29704	158	11	due	due	ADP
fbem-29704	158	12	to	to	ADP
fbem-29704	158	13	the	the	DET
fbem-29704	158	14	needs	need	NOUN
fbem-29704	158	15	of	of	ADP
fbem-29704	158	16	national	national	ADJ
fbem-29704	158	17	strategic	strategic	ADJ
fbem-29704	158	18	during	during	ADP
fbem-29704	158	19	special	special	ADJ
fbem-29704	158	20	periods	period	NOUN
fbem-29704	158	21	.	.	PUNCT
fbem-29704	159	1	they	they	PRON
fbem-29704	159	2	are	be	AUX
fbem-29704	159	3	a	a	DET
fbem-29704	159	4	kind	kind	NOUN
fbem-29704	159	5	of	of	ADP
fbem-29704	159	6	national	national	ADJ
fbem-29704	159	7	bond	bond	NOUN
fbem-29704	159	8	that	that	PRON
fbem-29704	159	9	is	be	AUX
fbem-29704	159	10	not	not	PART
fbem-29704	159	11	counted	count	VERB
fbem-29704	159	12	into	into	ADP
fbem-29704	159	13	the	the	DET
fbem-29704	159	14	public	public	ADJ
fbem-29704	159	15	fiscal	fiscal	ADJ
fbem-29704	159	16	deficit	deficit	NOUN
fbem-29704	159	17	,	,	PUNCT
fbem-29704	159	18	and	and	CCONJ
fbem-29704	159	19	their	their	PRON
fbem-29704	159	20	issuance	issuance	NOUN
fbem-29704	159	21	has	have	VERB
fbem-29704	159	22	the	the	DET
fbem-29704	159	23	role	role	NOUN
fbem-29704	159	24	of	of	ADP
fbem-29704	159	25	avoiding	avoid	VERB
fbem-29704	159	26	the	the	DET
fbem-29704	159	27	rise	rise	NOUN
fbem-29704	159	28	of	of	ADP
fbem-29704	159	29	debt	debt	NOUN
fbem-29704	159	30	and	and	CCONJ
fbem-29704	159	31	regulating	regulate	VERB
fbem-29704	159	32	counter	counter	ADJ
fbem-29704	159	33	-	-	ADJ
fbem-29704	159	34	cyclical	cyclical	ADJ
fbem-29704	159	35	effects	effect	NOUN
fbem-29704	159	36	.	.	PUNCT
fbem-29704	160	1	therefore	therefore	ADV
fbem-29704	160	2	,	,	PUNCT
fbem-29704	160	3	it	it	PRON
fbem-29704	160	4	is	be	AUX
fbem-29704	160	5	necessary	necessary	ADJ
fbem-29704	160	6	to	to	PART
fbem-29704	160	7	make	make	VERB
fbem-29704	160	8	good	good	ADJ
fbem-29704	160	9	use	use	NOUN
fbem-29704	160	10	of	of	ADP
fbem-29704	160	11	special	special	ADJ
fbem-29704	160	12	anti	anti	ADJ
fbem-29704	160	13	-	-	ADJ
fbem-29704	160	14	epidemic	epidemic	ADJ
fbem-29704	160	15	government	government	NOUN
fbem-29704	160	16	bonds	bond	NOUN
fbem-29704	160	17	to	to	PART
fbem-29704	160	18	inject	inject	VERB
fbem-29704	160	19	capital	capital	NOUN
fbem-29704	160	20	into	into	ADP
fbem-29704	160	21	financial	financial	ADJ
fbem-29704	160	22	,	,	PUNCT
fbem-29704	160	23	thereby	thereby	ADV
fbem-29704	160	24	encouraging	encourage	VERB
fbem-29704	160	25	small	small	ADJ
fbem-29704	160	26	and	and	CCONJ
fbem-29704	160	27	medium	medium	ADJ
fbem-29704	160	28	-	-	PUNCT
fbem-29704	160	29	sized	sized	ADJ
fbem-29704	160	30	banks	bank	NOUN
fbem-29704	160	31	to	to	PART
fbem-29704	160	32	increase	increase	VERB
fbem-29704	160	33	their	their	PRON
fbem-29704	160	34	credit	credit	NOUN
fbem-29704	160	35	support	support	NOUN
fbem-29704	160	36	for	for	ADP
fbem-29704	160	37	small	small	ADJ
fbem-29704	160	38	and	and	CCONJ
fbem-29704	160	39	micro	micro	ADJ
fbem-29704	160	40	enterprises	enterprise	NOUN
fbem-29704	160	41	severely	severely	ADV
fbem-29704	160	42	affected	affect	VERB
fbem-29704	160	43	by	by	ADP
fbem-29704	160	44	the	the	DET
fbem-29704	160	45	epidemic	epidemic	NOUN
fbem-29704	160	46	,	,	PUNCT
fbem-29704	160	47	and	and	CCONJ
fbem-29704	160	48	maintain	maintain	VERB
fbem-29704	160	49	the	the	DET
fbem-29704	160	50	early	early	ADJ
fbem-29704	160	51	recovery	recovery	NOUN
fbem-29704	160	52	and	and	CCONJ
fbem-29704	160	53	stability	stability	NOUN
fbem-29704	160	54	of	of	ADP
fbem-29704	160	55	entire	entire	ADJ
fbem-29704	160	56	financial	financial	ADJ
fbem-29704	160	57	economy	economy	NOUN
fbem-29704	160	58	.	.	PUNCT
fbem-29704	161	1	thirdly	thirdly	ADV
fbem-29704	161	2	,	,	PUNCT
fbem-29704	161	3	small	small	ADJ
fbem-29704	161	4	and	and	CCONJ
fbem-29704	161	5	medium	medium	ADJ
fbem-29704	161	6	-	-	PUNCT
fbem-29704	161	7	sized	sized	ADJ
fbem-29704	161	8	banks	bank	NOUN
fbem-29704	161	9	can	can	AUX
fbem-29704	161	10	diversify	diversify	VERB
fbem-29704	161	11	their	their	PRON
fbem-29704	161	12	capital	capital	NOUN
fbem-29704	161	13	replenishment	replenishment	NOUN
fbem-29704	161	14	channels	channel	NOUN
fbem-29704	161	15	by	by	ADP
fbem-29704	161	16	issuing	issue	VERB
fbem-29704	161	17	common	common	ADJ
fbem-29704	161	18	stocks	stock	NOUN
fbem-29704	161	19	,	,	PUNCT
fbem-29704	161	20	preferred	preferred	ADJ
fbem-29704	161	21	stocks	stock	NOUN
fbem-29704	161	22	,	,	PUNCT
fbem-29704	161	23	and	and	CCONJ
fbem-29704	161	24	perpetual	perpetual	ADJ
fbem-29704	161	25	.	.	PUNCT
fbem-29704	162	1	fourthly	fourthly	ADV
fbem-29704	162	2	,	,	PUNCT
fbem-29704	162	3	small	small	ADJ
fbem-29704	162	4	and	and	CCONJ
fbem-29704	162	5	medium	medium	ADJ
fbem-29704	162	6	-	-	PUNCT
fbem-29704	162	7	sized	sized	ADJ
fbem-29704	162	8	banks	bank	NOUN
fbem-29704	162	9	can	can	AUX
fbem-29704	162	10	replenish	replenish	VERB
fbem-29704	162	11	their	their	PRON
fbem-29704	162	12	capital	capital	NOUN
fbem-29704	162	13	through	through	ADP
fbem-29704	162	14	ipos	ipos	NOUN
fbem-29704	162	15	.	.	PUNCT
fbem-29704	163	1	firstly	firstly	ADV
fbem-29704	163	2	,	,	PUNCT
fbem-29704	163	3	ipos	ipos	PROPN
fbem-29704	163	4	help	help	VERB
fbem-29704	163	5	small	small	ADJ
fbem-29704	163	6	and	and	CCONJ
fbem-29704	163	7	medium	medium	ADJ
fbem-29704	163	8	-	-	PUNCT
fbem-29704	163	9	sized	sized	ADJ
fbem-29704	163	10	banks	bank	NOUN
fbem-29704	163	11	to	to	PART
fbem-29704	163	12	quickly	quickly	ADV
fbem-29704	163	13	replenish	replenish	VERB
fbem-29704	163	14	core	core	NOUN
fbem-29704	163	15	tier	tier	NOUN
fbem-29704	163	16	1	1	NUM
fbem-29704	163	17	capital	capital	NOUN
fbem-29704	163	18	,	,	PUNCT
fbem-29704	163	19	meet	meet	VERB
fbem-29704	163	20	the	the	DET
fbem-29704	163	21	regulatory	regulatory	ADJ
fbem-29704	163	22	requirements	requirement	NOUN
fbem-29704	163	23	of	of	ADP
fbem-29704	163	24	financial	financial	ADJ
fbem-29704	163	25	authorities	authority	NOUN
fbem-29704	163	26	,	,	PUNCT
fbem-29704	163	27	and	and	CCONJ
fbem-29704	163	28	alleviate	alleviate	VERB
fbem-29704	163	29	the	the	DET
fbem-29704	163	30	external	external	ADJ
fbem-29704	163	31	regulatory	regulatory	ADJ
fbem-29704	163	32	pressure	pressure	NOUN
fbem-29704	163	33	on	on	ADP
fbem-29704	163	34	small	small	ADJ
fbem-29704	163	35	and	and	CCONJ
fbem-29704	163	36	medium	medium	ADJ
fbem-29704	163	37	-	-	PUNCT
fbem-29704	163	38	sized	sized	ADJ
fbem-29704	163	39	banks	bank	NOUN
fbem-29704	163	40	.	.	PUNCT
fbem-29704	164	1	secondly	secondly	ADV
fbem-29704	164	2	,	,	PUNCT
fbem-29704	164	3	it	it	PRON
fbem-29704	164	4	helps	help	VERB
fbem-29704	164	5	to	to	ADP
fbem-29704	164	6	the	the	DET
fbem-29704	164	7	capital	capital	NOUN
fbem-29704	164	8	adequacy	adequacy	NOUN
fbem-29704	164	9	ratio	ratio	NOUN
fbem-29704	164	10	,	,	PUNCT
fbem-29704	164	11	enhance	enhance	VERB
fbem-29704	164	12	the	the	DET
fbem-29704	164	13	ability	ability	NOUN
fbem-29704	164	14	of	of	ADP
fbem-29704	164	15	small	small	ADJ
fbem-29704	164	16	and	and	CCONJ
fbem-29704	164	17	medium	medium	ADJ
fbem-29704	164	18	-	-	PUNCT
fbem-29704	164	19	sized	sized	ADJ
fbem-29704	164	20	banks	bank	NOUN
fbem-29704	164	21	to	to	PART
fbem-29704	164	22	resist	resist	VERB
fbem-29704	164	23	risks	risk	NOUN
fbem-29704	164	24	with	with	ADP
fbem-29704	164	25	their	their	PRON
fbem-29704	164	26	own	own	ADJ
fbem-29704	164	27	capital	capital	NOUN
fbem-29704	164	28	,	,	PUNCT
fbem-29704	164	29	not	not	PART
fbem-29704	164	30	only	only	ADV
fbem-29704	164	31	reflecting	reflect	VERB
fbem-29704	164	32	the	the	DET
fbem-29704	164	33	safety	safety	NOUN
fbem-29704	164	34	of	of	ADP
fbem-29704	164	35	the	the	DET
fbem-29704	164	36	bank	bank	NOUN
fbem-29704	164	37	's	's	PART
fbem-29704	164	38	operations	operation	NOUN
fbem-29704	164	39	,	,	PUNCT
fbem-29704	164	40	but	but	CCONJ
fbem-29704	164	41	also	also	ADV
fbem-29704	164	42	reflecting	reflect	VERB
fbem-29704	164	43	the	the	DET
fbem-29704	164	44	changes	change	NOUN
fbem-29704	164	45	in	in	ADP
fbem-29704	164	46	the	the	DET
fbem-29704	164	47	bank	bank	NOUN
fbem-29704	164	48	's	's	PART
fbem-29704	164	49	operating	operating	NOUN
fbem-29704	164	50	conditions	condition	NOUN
fbem-29704	164	51	in	in	ADP
fbem-29704	164	52	recent	recent	ADJ
fbem-29704	164	53	years	year	NOUN
fbem-29704	164	54	.	.	PUNCT
fbem-29704	165	1	that	that	PRON
fbem-29704	165	2	is	is	ADV
fbem-29704	165	3	,	,	PUNCT
fbem-29704	165	4	the	the	DET
fbem-29704	165	5	bank	bank	NOUN
fbem-29704	165	6	has	have	AUX
fbem-29704	165	7	entered	enter	VERB
fbem-29704	165	8	the	the	DET
fbem-29704	165	9	risk	risk	NOUN
fbem-29704	165	10	management	management	NOUN
fbem-29704	165	11	era	era	NOUN
fbem-29704	165	12	from	from	ADP
fbem-29704	165	13	the	the	DET
fbem-29704	165	14	asset	asset	NOUN
fbem-29704	165	15	and	and	CCONJ
fbem-29704	165	16	management	management	NOUN
fbem-29704	165	17	era	era	NOUN
fbem-29704	165	18	,	,	PUNCT
fbem-29704	165	19	which	which	PRON
fbem-29704	165	20	fully	fully	ADV
fbem-29704	165	21	demonstrates	demonstrate	VERB
fbem-29704	165	22	how	how	SCONJ
fbem-29704	165	23	much	much	ADJ
fbem-29704	165	24	the	the	DET
fbem-29704	165	25	bank	bank	NOUN
fbem-29704	165	26	values	value	VERB
fbem-29704	165	27	the	the	DET
fbem-29704	165	28	principle	principle	NOUN
fbem-29704	165	29	of	of	ADP
fbem-29704	165	30	three	three	NUM
fbem-29704	165	31	-	-	PUNCT
fbem-29704	165	32	property	property	NOUN
fbem-29704	165	33	balance	balance	NOUN
fbem-29704	165	34	.	.	PUNCT
fbem-29704	166	1	finally	finally	ADV
fbem-29704	166	2	,	,	PUNCT
fbem-29704	166	3	it	it	PRON
fbem-29704	166	4	is	be	AUX
fbem-29704	166	5	also	also	ADV
fbem-29704	166	6	conducive	conducive	ADJ
fbem-29704	166	7	to	to	ADP
fbem-29704	166	8	the	the	DET
fbem-29704	166	9	improvement	improvement	NOUN
fbem-29704	166	10	of	of	ADP
fbem-29704	166	11	the	the	DET
fbem-29704	166	12	bank	bank	NOUN
fbem-29704	166	13	's	's	PART
fbem-29704	166	14	own	own	ADJ
fbem-29704	166	15	and	and	CCONJ
fbem-29704	166	16	popularity	popularity	NOUN
fbem-29704	166	17	,	,	PUNCT
fbem-29704	166	18	so	so	SCONJ
fbem-29704	166	19	as	as	SCONJ
fbem-29704	166	20	to	to	PART
fbem-29704	166	21	attract	attract	VERB
fbem-29704	166	22	more	more	ADJ
fbem-29704	166	23	depositors	depositor	NOUN
fbem-29704	166	24	to	to	PART
fbem-29704	166	25	store	store	VERB
fbem-29704	166	26	funds	fund	NOUN
fbem-29704	166	27	in	in	ADP
fbem-29704	166	28	the	the	DET
fbem-29704	166	29	bank	bank	NOUN
fbem-29704	166	30	,	,	PUNCT
fbem-29704	166	31	and	and	CCONJ
fbem-29704	166	32	at	at	ADP
fbem-29704	166	33	the	the	DET
fbem-29704	166	34	same	same	ADJ
fbem-29704	166	35	time	time	NOUN
fbem-29704	166	36	increase	increase	VERB
fbem-29704	166	37	the	the	DET
fbem-29704	166	38	resources	resource	NOUN
fbem-29704	166	39	of	of	ADP
fbem-29704	166	40	credit	credit	NOUN
fbem-29704	166	41	customers	customer	NOUN
fbem-29704	166	42	,	,	PUNCT
fbem-29704	166	43	thus	thus	ADV
fbem-29704	166	44	expanding	expand	VERB
fbem-29704	166	45	the	the	PRON
fbem-29704	166	46	's	's	PART
fbem-29704	166	47	business	business	NOUN
fbem-29704	166	48	scale	scale	NOUN
fbem-29704	166	49	.	.	PUNCT
fbem-29704	167	1	references	reference	NOUN
fbem-29704	167	2	[	[	X
fbem-29704	167	3	1	1	NUM
fbem-29704	167	4	]	]	PUNCT
fbem-29704	167	5	zhang	zhang	PROPN
fbem-29704	167	6	wei	wei	PROPN
fbem-29704	167	7	,	,	PUNCT
fbem-29704	167	8	jiang	jiang	PROPN
fbem-29704	167	9	min	min	PROPN
fbem-29704	167	10	.	.	PROPN
fbem-29704	167	11	research	research	NOUN
fbem-29704	167	12	on	on	ADP
fbem-29704	167	13	the	the	DET
fbem-29704	167	14	impact	impact	NOUN
fbem-29704	167	15	of	of	ADP
fbem-29704	167	16	interest	interest	NOUN
fbem-29704	167	17	rate	rate	NOUN
fbem-29704	167	18	marketization	marketization	NOUN
fbem-29704	167	19	reform	reform	NOUN
fbem-29704	167	20	on	on	ADP
fbem-29704	167	21	the	the	DET
fbem-29704	167	22	profitability	profitability	NOUN
fbem-29704	167	23	and	and	CCONJ
fbem-29704	167	24	risk	risk	NOUN
fbem-29704	167	25	of	of	ADP
fbem-29704	167	26	small	small	ADJ
fbem-29704	167	27	and	and	CCONJ
fbem-29704	167	28	medium	medium	ADJ
fbem-29704	167	29	-	-	PUNCT
fbem-29704	167	30	sized	sized	ADJ
fbem-29704	167	31	joint	joint	ADJ
fbem-29704	167	32	stock	stock	NOUN
fbem-29704	167	33	commercial	commercial	ADJ
fbem-29704	167	34	banks	bank	NOUN
fbem-29704	167	35	—	—	PUNCT
fbem-29704	167	36	based	base	VERB
fbem-29704	167	37	on	on	ADP
fbem-29704	167	38	the	the	DET
fbem-29704	167	39	analysis	analysis	NOUN
fbem-29704	167	40	of	of	ADP
fbem-29704	167	41	panel	panel	NOUN
fbem-29704	167	42	data	datum	NOUN
fbem-29704	167	43	of	of	ADP
fbem-29704	167	44	8	8	NUM
fbem-29704	167	45	listed	list	VERB
fbem-29704	167	46	banks[j	banks[j	NOUN
fbem-29704	167	47	]	]	X
fbem-29704	167	48	.	.	PUNCT
fbem-29704	168	1	price	price	NOUN
fbem-29704	168	2	theory	theory	NOUN
fbem-29704	168	3	and	and	CCONJ
fbem-29704	168	4	practice	practice	NOUN
fbem-29704	168	5	,	,	PUNCT
fbem-29704	168	6	2016(8	2016(8	NUM
fbem-29704	168	7	)	)	PUNCT
fbem-29704	168	8	.	.	PUNCT
fbem-29704	169	1	[	[	X
fbem-29704	169	2	2	2	NUM
fbem-29704	169	3	]	]	PUNCT
fbem-29704	169	4	xu	xu	PROPN
fbem-29704	169	5	xuming	xuming	PROPN
fbem-29704	169	6	,	,	PUNCT
fbem-29704	169	7	lu	lu	PROPN
fbem-29704	169	8	mingfeng	mingfeng	PROPN
fbem-29704	169	9	.	.	PUNCT
fbem-29704	170	1	research	research	NOUN
fbem-29704	170	2	on	on	ADP
fbem-29704	170	3	the	the	DET
fbem-29704	170	4	development	development	NOUN
fbem-29704	170	5	characteristics	characteristic	NOUN
fbem-29704	170	6	,	,	PUNCT
fbem-29704	170	7	existing	exist	VERB
fbem-29704	170	8	problems	problem	NOUN
fbem-29704	170	9	and	and	CCONJ
fbem-29704	170	10	governance	governance	NOUN
fbem-29704	170	11	countermeasures	countermeasure	NOUN
fbem-29704	170	12	of	of	ADP
fbem-29704	170	13	small	small	ADJ
fbem-29704	170	14	and	and	CCONJ
fbem-29704	170	15	medium	medium	ADJ
fbem-29704	170	16	-	-	PUNCT
fbem-29704	170	17	sized	sized	ADJ
fbem-29704	170	18	banks	bank	NOUN
fbem-29704	170	19	-	-	PUNCT
fbem-29704	170	20	based	base	VERB
fbem-29704	170	21	on	on	ADP
fbem-29704	170	22	the	the	DET
fbem-29704	170	23	analysis	analysis	NOUN
fbem-29704	170	24	of	of	ADP
fbem-29704	170	25	the	the	DET
fbem-29704	170	26	accounting	accounting	NOUN
fbem-29704	170	27	annual	annual	ADJ
fbem-29704	170	28	reports	report	NOUN
fbem-29704	170	29	of	of	ADP
fbem-29704	170	30	city	city	NOUN
fbem-29704	170	31	commercial	commercial	ADJ
fbem-29704	170	32	banks	bank	NOUN
fbem-29704	170	33	from	from	ADP
fbem-29704	170	34	2016	2016	NUM
fbem-29704	170	35	to	to	ADP
fbem-29704	170	36	2019	2019	NUM
fbem-29704	171	1	[	[	X
fbem-29704	171	2	j	j	X
fbem-29704	171	3	]	]	X
fbem-29704	171	4	.	.	PUNCT
fbem-29704	172	1	financial	financial	ADJ
fbem-29704	172	2	theory	theory	NOUN
fbem-29704	172	3	and	and	CCONJ
fbem-29704	172	4	,	,	PUNCT
fbem-29704	172	5	2020(6	2020(6	NOUN
fbem-29704	172	6	)	)	PUNCT
fbem-29704	172	7	.	.	PUNCT
fbem-29704	173	1	[	[	X
fbem-29704	173	2	3	3	X
fbem-29704	173	3	]	]	X
fbem-29704	173	4	chen	chen	PROPN
fbem-29704	173	5	weiming	weime	VERB
fbem-29704	173	6	.	.	PUNCT
fbem-29704	174	1	the	the	DET
fbem-29704	174	2	way	way	NOUN
fbem-29704	174	3	of	of	ADP
fbem-29704	174	4	survival	survival	NOUN
fbem-29704	174	5	and	and	CCONJ
fbem-29704	174	6	development	development	NOUN
fbem-29704	174	7	for	for	ADP
fbem-29704	174	8	small	small	ADJ
fbem-29704	174	9	and	and	CCONJ
fbem-29704	174	10	medium	medium	ADJ
fbem-29704	174	11	-	-	PUNCT
fbem-29704	174	12	sized	sized	ADJ
fbem-29704	174	13	commercial	commercial	ADJ
fbem-29704	174	14	banks	bank	NOUN
fbem-29704	174	15	-	-	PUNCT
fbem-29704	174	16	differentiated	differentiate	VERB
fbem-29704	174	17	competition	competition	NOUN
fbem-29704	174	18	to	to	PART
fbem-29704	174	19	create	create	VERB
fbem-29704	174	20	characteristic	characteristic	ADJ
fbem-29704	174	21	advantages[j	advantages[j	PROPN
fbem-29704	174	22	]	]	PUNCT
fbem-29704	174	23	.	.	PUNCT
fbem-29704	175	1	times	times	PROPN
fbem-29704	175	2	finance	finance	PROPN
fbem-29704	175	3	,	,	PUNCT
fbem-29704	175	4	2018(12	2018(12	NUM
fbem-29704	175	5	)	)	PUNCT
fbem-29704	175	6	.	.	PUNCT
fbem-29704	176	1	[	[	X
fbem-29704	176	2	4	4	X
fbem-29704	176	3	]	]	X
fbem-29704	176	4	chen	chen	PROPN
fbem-29704	176	5	ran	run	VERB
fbem-29704	176	6	.	.	PUNCT
fbem-29704	177	1	research	research	NOUN
fbem-29704	177	2	on	on	ADP
fbem-29704	177	3	the	the	DET
fbem-29704	177	4	development	development	NOUN
fbem-29704	177	5	path	path	NOUN
fbem-29704	177	6	of	of	ADP
fbem-29704	177	7	small	small	ADJ
fbem-29704	177	8	and	and	CCONJ
fbem-29704	177	9	medium	medium	ADJ
fbem-29704	177	10	-	-	PUNCT
fbem-29704	177	11	sized	sized	ADJ
fbem-29704	177	12	banks	bank	NOUN
fbem-29704	178	1	[	[	X
fbem-29704	178	2	j	j	X
fbem-29704	178	3	]	]	X
fbem-29704	178	4	.	.	PUNCT
fbem-29704	179	1	industry	industry	NOUN
fbem-29704	179	2	and	and	CCONJ
fbem-29704	179	3	technology	technology	PROPN
fbem-29704	179	4	forum	forum	PROPN
fbem-29704	179	5	,	,	PUNCT
fbem-29704	179	6	2018(11	2018(11	NUM
fbem-29704	179	7	)	)	PUNCT
fbem-29704	179	8	.	.	PUNCT
fbem-29704	180	1	[	[	X
fbem-29704	180	2	5	5	X
fbem-29704	180	3	]	]	PUNCT
fbem-29704	180	4	zeng	zeng	PROPN
fbem-29704	180	5	gang	gang	PROPN
fbem-29704	180	6	.	.	PUNCT
fbem-29704	181	1	regulating	regulate	VERB
fbem-29704	181	2	equity	equity	NOUN
fbem-29704	181	3	management	management	NOUN
fbem-29704	181	4	helps	helps	AUX
fbem-29704	181	5	prevent	prevent	VERB
fbem-29704	181	6	risks	risk	NOUN
fbem-29704	181	7	at	at	ADP
fbem-29704	181	8	the	the	DET
fbem-29704	181	9	source	source	NOUN
fbem-29704	181	10	[	[	X
fbem-29704	181	11	n	n	X
fbem-29704	181	12	]	]	PUNCT
fbem-29704	181	13	.	.	PUNCT
fbem-29704	182	1	economic	economic	ADJ
fbem-29704	182	2	daily	daily	ADJ
fbem-29704	182	3	,	,	PUNCT
fbem-29704	182	4	2018	2018	NUM
fbem-29704	182	5	-	-	SYM
fbem-29704	182	6	0205(5	0205(5	NUM
fbem-29704	182	7	)	)	PUNCT
fbem-29704	182	8	.	.	PUNCT
fbem-29704	183	1	[	[	X
fbem-29704	183	2	6	6	NUM
fbem-29704	183	3	]	]	X
fbem-29704	183	4	xiao	xiao	PROPN
fbem-29704	183	5	weiguo	weiguo	PROPN
fbem-29704	183	6	,	,	PUNCT
fbem-29704	183	7	wu	wu	PROPN
fbem-29704	183	8	changyin	changyin	PROPN
fbem-29704	183	9	,	,	PUNCT
fbem-29704	183	10	yin	yin	PROPN
fbem-29704	183	11	zhichao	zhichao	PROPN
fbem-29704	183	12	.	.	PUNCT
fbem-29704	184	1	empirical	empirical	ADJ
fbem-29704	184	2	analysis	analysis	NOUN
fbem-29704	184	3	of	of	ADP
fbem-29704	184	4	the	the	DET
fbem-29704	184	5	impact	impact	NOUN
fbem-29704	184	6	of	of	ADP
fbem-29704	184	7	capital	capital	NOUN
fbem-29704	184	8	adequacy	adequacy	NOUN
fbem-29704	184	9	ratio	ratio	NOUN
fbem-29704	184	10	on	on	ADP
fbem-29704	184	11	the	the	DET
fbem-29704	184	12	level	level	NOUN
fbem-29704	184	13	of	of	ADP
fbem-29704	184	14	bank	bank	NOUN
fbem-29704	184	15	risk	risk	NOUN
fbem-29704	184	16	-	-	PUNCT
fbem-29704	184	17	taking	take	VERB
fbem-29704	184	18	[	[	X
fbem-29704	184	19	j	j	X
fbem-29704	184	20	]	]	X
fbem-29704	184	21	.	.	PUNCT
fbem-29704	185	1	statistics	statistic	NOUN
fbem-29704	185	2	and	and	CCONJ
fbem-29704	185	3	decision	decision	NOUN
fbem-29704	185	4	,	,	PUNCT
fbem-29704	185	5	2017(7	2017(7	NUM
fbem-29704	185	6	)	)	PUNCT
fbem-29704	185	7	.	.	PUNCT