id	sid	tid	token	lemma	pos
fbem-30074	1	1	frontiers	frontier	NOUN
fbem-30074	1	2	in	in	ADP
fbem-30074	1	3	business	business	NOUN
fbem-30074	1	4	,	,	PUNCT
fbem-30074	1	5	economics	economic	NOUN
fbem-30074	1	6	and	and	CCONJ
fbem-30074	1	7	management	management	NOUN
fbem-30074	1	8	issn	issn	PROPN
fbem-30074	1	9	:	:	PUNCT
fbem-30074	1	10	2766	2766	NUM
fbem-30074	1	11	-	-	PUNCT
fbem-30074	1	12	824x	824x	NUM
fbem-30074	1	13	|	|	ADJ
fbem-30074	1	14	vol	vol	NOUN
fbem-30074	1	15	.	.	PROPN
fbem-30074	1	16	18	18	NUM
fbem-30074	1	17	,	,	PUNCT
fbem-30074	1	18	no	no	INTJ
fbem-30074	1	19	.	.	NOUN
fbem-30074	1	20	3	3	NUM
fbem-30074	1	21	,	,	PUNCT
fbem-30074	1	22	2025	2025	NUM
fbem-30074	1	23	96	96	NUM
fbem-30074	1	24	analysis	analysis	NOUN
fbem-30074	1	25	of	of	ADP
fbem-30074	1	26	the	the	DET
fbem-30074	1	27	application	application	NOUN
fbem-30074	1	28	of	of	ADP
fbem-30074	1	29	blockchain	blockchain	PROPN
fbem-30074	1	30	technology	technology	PROPN
fbem-30074	1	31	in	in	ADP
fbem-30074	1	32	banking	banking	NOUN
fbem-30074	1	33	jiawei	jiawei	NOUN
fbem-30074	1	34	zhang	zhang	PROPN
fbem-30074	1	35	*	*	PUNCT
fbem-30074	1	36	school	school	NOUN
fbem-30074	1	37	of	of	ADP
fbem-30074	1	38	accounting	accounting	NOUN
fbem-30074	1	39	,	,	PUNCT
fbem-30074	1	40	nanjing	nanjing	PROPN
fbem-30074	1	41	audit	audit	PROPN
fbem-30074	1	42	university	university	PROPN
fbem-30074	1	43	,	,	PUNCT
fbem-30074	1	44	nanjing	nanjing	PROPN
fbem-30074	1	45	,	,	PUNCT
fbem-30074	1	46	china	china	PROPN
fbem-30074	1	47	*	*	PUNCT
fbem-30074	1	48	corresponding	correspond	VERB
fbem-30074	1	49	author	author	NOUN
fbem-30074	1	50	:	:	PUNCT
fbem-30074	1	51	707563621@qq.com	707563621@qq.com	NUM
fbem-30074	1	52	abstract	abstract	NOUN
fbem-30074	1	53	:	:	PUNCT
fbem-30074	1	54	this	this	DET
fbem-30074	1	55	paper	paper	NOUN
fbem-30074	1	56	discusses	discuss	VERB
fbem-30074	1	57	the	the	DET
fbem-30074	1	58	application	application	NOUN
fbem-30074	1	59	of	of	ADP
fbem-30074	1	60	blockchain	blockchain	PROPN
fbem-30074	1	61	technology	technology	PROPN
fbem-30074	1	62	in	in	ADP
fbem-30074	1	63	the	the	DET
fbem-30074	1	64	banking	banking	NOUN
fbem-30074	1	65	industry	industry	NOUN
fbem-30074	1	66	,	,	PUNCT
fbem-30074	1	67	highlighting	highlight	VERB
fbem-30074	1	68	its	its	PRON
fbem-30074	1	69	role	role	NOUN
fbem-30074	1	70	in	in	ADP
fbem-30074	1	71	business	business	NOUN
fbem-30074	1	72	upgrading	upgrading	NOUN
fbem-30074	1	73	,	,	PUNCT
fbem-30074	1	74	restructuring	restructuring	NOUN
fbem-30074	1	75	,	,	PUNCT
fbem-30074	1	76	and	and	CCONJ
fbem-30074	1	77	addressing	address	VERB
fbem-30074	1	78	various	various	ADJ
fbem-30074	1	79	challenges	challenge	NOUN
fbem-30074	1	80	.	.	PUNCT
fbem-30074	2	1	blockchain	blockchain	PROPN
fbem-30074	2	2	technology	technology	PROPN
fbem-30074	2	3	provides	provide	VERB
fbem-30074	2	4	a	a	DET
fbem-30074	2	5	decentralized	decentralize	VERB
fbem-30074	2	6	kyc	kyc	PROPN
fbem-30074	2	7	process	process	NOUN
fbem-30074	2	8	,	,	PUNCT
fbem-30074	2	9	enhances	enhance	VERB
fbem-30074	2	10	transparency	transparency	NOUN
fbem-30074	2	11	and	and	CCONJ
fbem-30074	2	12	security	security	NOUN
fbem-30074	2	13	in	in	ADP
fbem-30074	2	14	shareholding	shareholding	NOUN
fbem-30074	2	15	management	management	NOUN
fbem-30074	2	16	,	,	PUNCT
fbem-30074	2	17	and	and	CCONJ
fbem-30074	2	18	facilitates	facilitate	VERB
fbem-30074	2	19	the	the	DET
fbem-30074	2	20	establishment	establishment	NOUN
fbem-30074	2	21	of	of	ADP
fbem-30074	2	22	a	a	DET
fbem-30074	2	23	decentralized	decentralize	VERB
fbem-30074	2	24	governance	governance	NOUN
fbem-30074	2	25	structure	structure	NOUN
fbem-30074	2	26	within	within	ADP
fbem-30074	2	27	banks	bank	NOUN
fbem-30074	2	28	.	.	PUNCT
fbem-30074	3	1	it	it	PRON
fbem-30074	3	2	also	also	ADV
fbem-30074	3	3	introduces	introduce	VERB
fbem-30074	3	4	operational	operational	ADJ
fbem-30074	3	5	efficiencies	efficiency	NOUN
fbem-30074	3	6	by	by	ADP
fbem-30074	3	7	automating	automate	VERB
fbem-30074	3	8	processes	process	NOUN
fbem-30074	3	9	and	and	CCONJ
fbem-30074	3	10	integrating	integrate	VERB
fbem-30074	3	11	data	datum	NOUN
fbem-30074	3	12	verification	verification	NOUN
fbem-30074	3	13	into	into	ADP
fbem-30074	3	14	transaction	transaction	NOUN
fbem-30074	3	15	processing	processing	NOUN
fbem-30074	3	16	.	.	PUNCT
fbem-30074	4	1	by	by	ADP
fbem-30074	4	2	ensuring	ensure	VERB
fbem-30074	4	3	data	datum	NOUN
fbem-30074	4	4	truth	truth	NOUN
fbem-30074	4	5	and	and	CCONJ
fbem-30074	4	6	integrity	integrity	NOUN
fbem-30074	4	7	,	,	PUNCT
fbem-30074	4	8	blockchain	blockchain	PROPN
fbem-30074	4	9	reduces	reduce	VERB
fbem-30074	4	10	fraud	fraud	NOUN
fbem-30074	4	11	risks	risk	NOUN
fbem-30074	4	12	and	and	CCONJ
fbem-30074	4	13	bolsters	bolster	VERB
fbem-30074	4	14	customer	customer	NOUN
fbem-30074	4	15	trust	trust	PROPN
fbem-30074	4	16	.	.	PUNCT
fbem-30074	5	1	however	however	ADV
fbem-30074	5	2	,	,	PUNCT
fbem-30074	5	3	it	it	PRON
fbem-30074	5	4	poses	pose	VERB
fbem-30074	5	5	challenges	challenge	NOUN
fbem-30074	5	6	in	in	ADP
fbem-30074	5	7	data	datum	NOUN
fbem-30074	5	8	correction	correction	NOUN
fbem-30074	5	9	and	and	CCONJ
fbem-30074	5	10	regulatory	regulatory	ADJ
fbem-30074	5	11	uncertainty	uncertainty	NOUN
fbem-30074	5	12	.	.	PUNCT
fbem-30074	6	1	while	while	SCONJ
fbem-30074	6	2	blockchain	blockchain	PROPN
fbem-30074	6	3	technology	technology	NOUN
fbem-30074	6	4	optimizes	optimize	VERB
fbem-30074	6	5	payment	payment	NOUN
fbem-30074	6	6	and	and	CCONJ
fbem-30074	6	7	settlement	settlement	NOUN
fbem-30074	6	8	systems	system	NOUN
fbem-30074	6	9	,	,	PUNCT
fbem-30074	6	10	reduces	reduce	VERB
fbem-30074	6	11	transaction	transaction	NOUN
fbem-30074	6	12	costs	cost	NOUN
fbem-30074	6	13	,	,	PUNCT
fbem-30074	6	14	and	and	CCONJ
fbem-30074	6	15	enhances	enhance	VERB
fbem-30074	6	16	operational	operational	ADJ
fbem-30074	6	17	efficiency	efficiency	NOUN
fbem-30074	6	18	,	,	PUNCT
fbem-30074	6	19	it	it	PRON
fbem-30074	6	20	also	also	ADV
fbem-30074	6	21	undermines	undermine	VERB
fbem-30074	6	22	traditional	traditional	ADJ
fbem-30074	6	23	banks	bank	NOUN
fbem-30074	6	24	'	'	PART
fbem-30074	6	25	intermediary	intermediary	ADJ
fbem-30074	6	26	revenue	revenue	NOUN
fbem-30074	6	27	streams	stream	NOUN
fbem-30074	6	28	and	and	CCONJ
fbem-30074	6	29	dominant	dominant	ADJ
fbem-30074	6	30	position	position	NOUN
fbem-30074	6	31	.	.	PUNCT
fbem-30074	7	1	integrating	integrate	VERB
fbem-30074	7	2	blockchain	blockchain	PROPN
fbem-30074	7	3	technology	technology	PROPN
fbem-30074	7	4	into	into	ADP
fbem-30074	7	5	existing	exist	VERB
fbem-30074	7	6	banking	banking	NOUN
fbem-30074	7	7	operations	operation	NOUN
fbem-30074	7	8	requires	require	VERB
fbem-30074	7	9	overcoming	overcome	VERB
fbem-30074	7	10	technical	technical	ADJ
fbem-30074	7	11	complexities	complexity	NOUN
fbem-30074	7	12	,	,	PUNCT
fbem-30074	7	13	appropriate	appropriate	ADJ
fbem-30074	7	14	technical	technical	ADJ
fbem-30074	7	15	skills	skill	NOUN
fbem-30074	7	16	,	,	PUNCT
fbem-30074	7	17	and	and	CCONJ
fbem-30074	7	18	cultural	cultural	ADJ
fbem-30074	7	19	changes	change	NOUN
fbem-30074	7	20	.	.	PUNCT
fbem-30074	8	1	despite	despite	SCONJ
fbem-30074	8	2	these	these	DET
fbem-30074	8	3	challenges	challenge	NOUN
fbem-30074	8	4	,	,	PUNCT
fbem-30074	8	5	blockchain	blockchain	PROPN
fbem-30074	8	6	technology	technology	NOUN
fbem-30074	8	7	creates	create	VERB
fbem-30074	8	8	a	a	DET
fbem-30074	8	9	sound	sound	ADJ
fbem-30074	8	10	environment	environment	NOUN
fbem-30074	8	11	for	for	ADP
fbem-30074	8	12	product	product	NOUN
fbem-30074	8	13	innovation	innovation	NOUN
fbem-30074	8	14	,	,	PUNCT
fbem-30074	8	15	achieves	achieve	VERB
fbem-30074	8	16	resource	resource	NOUN
fbem-30074	8	17	sharing	sharing	NOUN
fbem-30074	8	18	and	and	CCONJ
fbem-30074	8	19	innovative	innovative	ADJ
fbem-30074	8	20	collaboration	collaboration	NOUN
fbem-30074	8	21	,	,	PUNCT
fbem-30074	8	22	and	and	CCONJ
fbem-30074	8	23	will	will	AUX
fbem-30074	8	24	help	help	VERB
fbem-30074	8	25	the	the	DET
fbem-30074	8	26	financial	financial	ADJ
fbem-30074	8	27	market	market	NOUN
fbem-30074	8	28	in	in	ADP
fbem-30074	8	29	its	its	PRON
fbem-30074	8	30	digital	digital	ADJ
fbem-30074	8	31	transformation	transformation	NOUN
fbem-30074	8	32	and	and	CCONJ
fbem-30074	8	33	smart	smart	ADJ
fbem-30074	8	34	upgrading	upgrading	NOUN
fbem-30074	8	35	.	.	PUNCT
fbem-30074	9	1	banks	bank	NOUN
fbem-30074	9	2	must	must	AUX
fbem-30074	9	3	work	work	VERB
fbem-30074	9	4	with	with	ADP
fbem-30074	9	5	regulators	regulator	NOUN
fbem-30074	9	6	to	to	PART
fbem-30074	9	7	craft	craft	VERB
fbem-30074	9	8	clear	clear	ADJ
fbem-30074	9	9	regulatory	regulatory	ADJ
fbem-30074	9	10	frameworks	framework	NOUN
fbem-30074	9	11	and	and	CCONJ
fbem-30074	9	12	policies	policy	NOUN
fbem-30074	9	13	that	that	PRON
fbem-30074	9	14	foster	foster	VERB
fbem-30074	9	15	innovation	innovation	NOUN
fbem-30074	9	16	while	while	SCONJ
fbem-30074	9	17	ensuring	ensure	VERB
fbem-30074	9	18	safety	safety	NOUN
fbem-30074	9	19	and	and	CCONJ
fbem-30074	9	20	compliance	compliance	NOUN
fbem-30074	9	21	.	.	PUNCT
fbem-30074	10	1	keywords	keyword	NOUN
fbem-30074	10	2	:	:	PUNCT
fbem-30074	10	3	blockchain	blockchain	PROPN
fbem-30074	10	4	technology	technology	PROPN
fbem-30074	10	5	,	,	PUNCT
fbem-30074	10	6	banking	banking	NOUN
fbem-30074	10	7	industry	industry	NOUN
fbem-30074	10	8	,	,	PUNCT
fbem-30074	10	9	regulatory	regulatory	ADJ
fbem-30074	10	10	challenges	challenge	NOUN
fbem-30074	10	11	.	.	PUNCT
fbem-30074	11	1	1	1	X
fbem-30074	11	2	.	.	X
fbem-30074	11	3	introduction	introduction	NOUN
fbem-30074	11	4	since	since	SCONJ
fbem-30074	11	5	the	the	DET
fbem-30074	11	6	onset	onset	NOUN
fbem-30074	11	7	of	of	ADP
fbem-30074	11	8	the	the	DET
fbem-30074	11	9	global	global	ADJ
fbem-30074	11	10	economic	economic	ADJ
fbem-30074	11	11	recovery	recovery	NOUN
fbem-30074	11	12	in	in	ADP
fbem-30074	11	13	2023	2023	NUM
fbem-30074	11	14	,	,	PUNCT
fbem-30074	11	15	the	the	DET
fbem-30074	11	16	banking	banking	NOUN
fbem-30074	11	17	industry	industry	NOUN
fbem-30074	11	18	has	have	AUX
fbem-30074	11	19	embarked	embark	VERB
fbem-30074	11	20	on	on	ADP
fbem-30074	11	21	an	an	DET
fbem-30074	11	22	ambitious	ambitious	ADJ
fbem-30074	11	23	journey	journey	NOUN
fbem-30074	11	24	of	of	ADP
fbem-30074	11	25	business	business	NOUN
fbem-30074	11	26	upgrading	upgrading	NOUN
fbem-30074	11	27	and	and	CCONJ
fbem-30074	11	28	restructuring	restructuring	NOUN
fbem-30074	11	29	,	,	PUNCT
fbem-30074	11	30	seeking	seek	VERB
fbem-30074	11	31	out	out	ADP
fbem-30074	11	32	lucrative	lucrative	ADJ
fbem-30074	11	33	growth	growth	NOUN
fbem-30074	11	34	avenues	avenue	NOUN
fbem-30074	11	35	to	to	PART
fbem-30074	11	36	ensure	ensure	VERB
fbem-30074	11	37	robust	robust	ADJ
fbem-30074	11	38	operational	operational	ADJ
fbem-30074	11	39	health	health	NOUN
fbem-30074	11	40	and	and	CCONJ
fbem-30074	11	41	sustained	sustained	ADJ
fbem-30074	11	42	development	development	NOUN
fbem-30074	11	43	.	.	PUNCT
fbem-30074	12	1	this	this	DET
fbem-30074	12	2	proactive	proactive	ADJ
fbem-30074	12	3	stance	stance	NOUN
fbem-30074	12	4	is	be	AUX
fbem-30074	12	5	a	a	DET
fbem-30074	12	6	testament	testament	NOUN
fbem-30074	12	7	to	to	ADP
fbem-30074	12	8	the	the	DET
fbem-30074	12	9	industry	industry	NOUN
fbem-30074	12	10	's	's	PART
fbem-30074	12	11	resilience	resilience	NOUN
fbem-30074	12	12	and	and	CCONJ
fbem-30074	12	13	adaptability	adaptability	NOUN
fbem-30074	12	14	amidst	amidst	ADP
fbem-30074	12	15	the	the	DET
fbem-30074	12	16	lingering	linger	VERB
fbem-30074	12	17	effects	effect	NOUN
fbem-30074	12	18	of	of	ADP
fbem-30074	12	19	the	the	DET
fbem-30074	12	20	recent	recent	ADJ
fbem-30074	12	21	economic	economic	ADJ
fbem-30074	12	22	downturn	downturn	NOUN
fbem-30074	12	23	.	.	PUNCT
fbem-30074	13	1	however	however	ADV
fbem-30074	13	2	,	,	PUNCT
fbem-30074	13	3	the	the	DET
fbem-30074	13	4	path	path	NOUN
fbem-30074	13	5	to	to	PART
fbem-30074	13	6	progress	progress	VERB
fbem-30074	13	7	is	be	AUX
fbem-30074	13	8	fraught	fraught	ADJ
fbem-30074	13	9	with	with	ADP
fbem-30074	13	10	challenges	challenge	NOUN
fbem-30074	13	11	.	.	PUNCT
fbem-30074	14	1	the	the	DET
fbem-30074	14	2	global	global	PROPN
fbem-30074	14	3	business	business	PROPN
fbem-30074	14	4	environment	environment	NOUN
fbem-30074	14	5	remains	remain	VERB
fbem-30074	14	6	uncertain	uncertain	ADJ
fbem-30074	14	7	,	,	PUNCT
fbem-30074	14	8	with	with	SCONJ
fbem-30074	14	9	the	the	DET
fbem-30074	14	10	recovery	recovery	NOUN
fbem-30074	14	11	outlook	outlook	NOUN
fbem-30074	14	12	clouded	cloud	VERB
fbem-30074	14	13	by	by	ADP
fbem-30074	14	14	a	a	DET
fbem-30074	14	15	myriad	myriad	NOUN
fbem-30074	14	16	of	of	ADP
fbem-30074	14	17	factors	factor	NOUN
fbem-30074	14	18	.	.	PUNCT
fbem-30074	15	1	the	the	DET
fbem-30074	15	2	tightening	tightening	NOUN
fbem-30074	15	3	of	of	ADP
fbem-30074	15	4	the	the	DET
fbem-30074	15	5	overall	overall	ADJ
fbem-30074	15	6	credit	credit	NOUN
fbem-30074	15	7	environment	environment	NOUN
fbem-30074	15	8	,	,	PUNCT
fbem-30074	15	9	coupled	couple	VERB
fbem-30074	15	10	with	with	ADP
fbem-30074	15	11	the	the	DET
fbem-30074	15	12	uneven	uneven	ADJ
fbem-30074	15	13	pace	pace	NOUN
fbem-30074	15	14	of	of	ADP
fbem-30074	15	15	economic	economic	ADJ
fbem-30074	15	16	growth	growth	NOUN
fbem-30074	15	17	across	across	ADP
fbem-30074	15	18	europe	europe	PROPN
fbem-30074	15	19	,	,	PUNCT
fbem-30074	15	20	the	the	DET
fbem-30074	15	21	united	united	PROPN
fbem-30074	15	22	states	states	PROPN
fbem-30074	15	23	,	,	PUNCT
fbem-30074	15	24	and	and	CCONJ
fbem-30074	15	25	asia	asia	PROPN
fbem-30074	15	26	-	-	PUNCT
fbem-30074	15	27	pacific	pacific	ADJ
fbem-30074	15	28	economies	economy	NOUN
fbem-30074	15	29	,	,	PUNCT
fbem-30074	15	30	poses	pose	VERB
fbem-30074	15	31	significant	significant	ADJ
fbem-30074	15	32	hurdles	hurdle	NOUN
fbem-30074	15	33	for	for	ADP
fbem-30074	15	34	the	the	DET
fbem-30074	15	35	banking	banking	NOUN
fbem-30074	15	36	sector	sector	NOUN
fbem-30074	15	37	.	.	PUNCT
fbem-30074	16	1	this	this	DET
fbem-30074	16	2	divergence	divergence	NOUN
fbem-30074	16	3	in	in	ADP
fbem-30074	16	4	economic	economic	ADJ
fbem-30074	16	5	fortunes	fortune	NOUN
fbem-30074	16	6	not	not	PART
fbem-30074	16	7	only	only	ADV
fbem-30074	16	8	complicates	complicate	VERB
fbem-30074	16	9	the	the	DET
fbem-30074	16	10	industry	industry	NOUN
fbem-30074	16	11	's	's	PART
fbem-30074	16	12	growth	growth	NOUN
fbem-30074	16	13	trajectory	trajectory	NOUN
fbem-30074	16	14	but	but	CCONJ
fbem-30074	16	15	also	also	ADV
fbem-30074	16	16	exposes	expose	VERB
fbem-30074	16	17	it	it	PRON
fbem-30074	16	18	to	to	ADP
fbem-30074	16	19	potential	potential	ADJ
fbem-30074	16	20	risks	risk	NOUN
fbem-30074	16	21	stemming	stem	VERB
fbem-30074	16	22	from	from	ADP
fbem-30074	16	23	shifts	shift	NOUN
fbem-30074	16	24	in	in	ADP
fbem-30074	16	25	monetary	monetary	ADJ
fbem-30074	16	26	and	and	CCONJ
fbem-30074	16	27	fiscal	fiscal	ADJ
fbem-30074	16	28	policies	policy	NOUN
fbem-30074	16	29	by	by	ADP
fbem-30074	16	30	major	major	ADJ
fbem-30074	16	31	economic	economic	ADJ
fbem-30074	16	32	powers	power	NOUN
fbem-30074	16	33	.	.	PUNCT
fbem-30074	17	1	such	such	ADJ
fbem-30074	17	2	policy	policy	NOUN
fbem-30074	17	3	adjustments	adjustment	NOUN
fbem-30074	17	4	can	can	AUX
fbem-30074	17	5	have	have	VERB
fbem-30074	17	6	far	far	ADV
fbem-30074	17	7	-	-	PUNCT
fbem-30074	17	8	reaching	reach	VERB
fbem-30074	17	9	implications	implication	NOUN
fbem-30074	17	10	,	,	PUNCT
fbem-30074	17	11	influencing	influence	VERB
fbem-30074	17	12	interest	interest	NOUN
fbem-30074	17	13	rates	rate	NOUN
fbem-30074	17	14	,	,	PUNCT
fbem-30074	17	15	asset	asset	NOUN
fbem-30074	17	16	values	value	NOUN
fbem-30074	17	17	,	,	PUNCT
fbem-30074	17	18	and	and	CCONJ
fbem-30074	17	19	the	the	DET
fbem-30074	17	20	overall	overall	ADJ
fbem-30074	17	21	financial	financial	ADJ
fbem-30074	17	22	landscape	landscape	NOUN
fbem-30074	17	23	.	.	PUNCT
fbem-30074	18	1	in	in	ADP
fbem-30074	18	2	response	response	NOUN
fbem-30074	18	3	to	to	ADP
fbem-30074	18	4	these	these	DET
fbem-30074	18	5	challenges	challenge	NOUN
fbem-30074	18	6	,	,	PUNCT
fbem-30074	18	7	financial	financial	ADJ
fbem-30074	18	8	regulators	regulator	NOUN
fbem-30074	18	9	worldwide	worldwide	ADV
fbem-30074	18	10	have	have	AUX
fbem-30074	18	11	stepped	step	VERB
fbem-30074	18	12	up	up	ADP
fbem-30074	18	13	their	their	PRON
fbem-30074	18	14	oversight	oversight	NOUN
fbem-30074	18	15	,	,	PUNCT
fbem-30074	18	16	imposing	impose	VERB
fbem-30074	18	17	stricter	strict	ADJ
fbem-30074	18	18	capital	capital	NOUN
fbem-30074	18	19	requirements	requirement	NOUN
fbem-30074	18	20	,	,	PUNCT
fbem-30074	18	21	enhanced	enhance	VERB
fbem-30074	18	22	risk	risk	NOUN
fbem-30074	18	23	management	management	NOUN
fbem-30074	18	24	frameworks	framework	NOUN
fbem-30074	18	25	,	,	PUNCT
fbem-30074	18	26	and	and	CCONJ
fbem-30074	18	27	heightened	heightened	ADJ
fbem-30074	18	28	scrutiny	scrutiny	NOUN
fbem-30074	18	29	of	of	ADP
fbem-30074	18	30	digital	digital	ADJ
fbem-30074	18	31	technologies	technology	NOUN
fbem-30074	18	32	.	.	PUNCT
fbem-30074	19	1	these	these	DET
fbem-30074	19	2	regulatory	regulatory	ADJ
fbem-30074	19	3	enhancements	enhancement	NOUN
fbem-30074	19	4	aim	aim	VERB
fbem-30074	19	5	to	to	PART
fbem-30074	19	6	fortify	fortify	VERB
fbem-30074	19	7	the	the	DET
fbem-30074	19	8	banking	banking	NOUN
fbem-30074	19	9	system	system	NOUN
fbem-30074	19	10	against	against	ADP
fbem-30074	19	11	potential	potential	ADJ
fbem-30074	19	12	vulnerabilities	vulnerability	NOUN
fbem-30074	19	13	,	,	PUNCT
fbem-30074	19	14	ensuring	ensure	VERB
fbem-30074	19	15	its	its	PRON
fbem-30074	19	16	stability	stability	NOUN
fbem-30074	19	17	and	and	CCONJ
fbem-30074	19	18	resilience	resilience	NOUN
fbem-30074	19	19	amidst	amidst	ADP
fbem-30074	19	20	the	the	DET
fbem-30074	19	21	ongoing	ongoing	ADJ
fbem-30074	19	22	transformations	transformation	NOUN
fbem-30074	19	23	.	.	PUNCT
fbem-30074	20	1	despite	despite	SCONJ
fbem-30074	20	2	these	these	DET
fbem-30074	20	3	regulatory	regulatory	ADJ
fbem-30074	20	4	pressures	pressure	NOUN
fbem-30074	20	5	,	,	PUNCT
fbem-30074	20	6	the	the	DET
fbem-30074	20	7	banking	banking	NOUN
fbem-30074	20	8	industry	industry	NOUN
fbem-30074	20	9	has	have	AUX
fbem-30074	20	10	seized	seize	VERB
fbem-30074	20	11	the	the	DET
fbem-30074	20	12	opportunity	opportunity	NOUN
fbem-30074	20	13	presented	present	VERB
fbem-30074	20	14	by	by	ADP
fbem-30074	20	15	technological	technological	ADJ
fbem-30074	20	16	advancements	advancement	NOUN
fbem-30074	20	17	.	.	PUNCT
fbem-30074	21	1	the	the	DET
fbem-30074	21	2	seamless	seamless	ADJ
fbem-30074	21	3	integration	integration	NOUN
fbem-30074	21	4	of	of	ADP
fbem-30074	21	5	artificial	artificial	ADJ
fbem-30074	21	6	intelligence	intelligence	NOUN
fbem-30074	21	7	,	,	PUNCT
fbem-30074	21	8	blockchain	blockchain	NOUN
fbem-30074	21	9	,	,	PUNCT
fbem-30074	21	10	and	and	CCONJ
fbem-30074	21	11	big	big	ADJ
fbem-30074	21	12	data	datum	NOUN
fbem-30074	21	13	with	with	ADP
fbem-30074	21	14	financial	financial	ADJ
fbem-30074	21	15	resources	resource	NOUN
fbem-30074	21	16	has	have	AUX
fbem-30074	21	17	catalyzed	catalyze	VERB
fbem-30074	21	18	the	the	DET
fbem-30074	21	19	digital	digital	ADJ
fbem-30074	21	20	transformation	transformation	NOUN
fbem-30074	21	21	of	of	ADP
fbem-30074	21	22	the	the	DET
fbem-30074	21	23	sector	sector	NOUN
fbem-30074	21	24	.	.	PUNCT
fbem-30074	22	1	this	this	DET
fbem-30074	22	2	fusion	fusion	NOUN
fbem-30074	22	3	has	have	VERB
fbem-30074	22	4	not	not	PART
fbem-30074	22	5	only	only	ADV
fbem-30074	22	6	streamlined	streamlined	ADJ
fbem-30074	22	7	operations	operation	NOUN
fbem-30074	22	8	and	and	CCONJ
fbem-30074	22	9	improved	improved	ADJ
fbem-30074	22	10	efficiency	efficiency	NOUN
fbem-30074	22	11	but	but	CCONJ
fbem-30074	22	12	has	have	AUX
fbem-30074	22	13	also	also	ADV
fbem-30074	22	14	enabled	enable	VERB
fbem-30074	22	15	banks	bank	NOUN
fbem-30074	22	16	to	to	PART
fbem-30074	22	17	serve	serve	VERB
fbem-30074	22	18	the	the	DET
fbem-30074	22	19	real	real	ADJ
fbem-30074	22	20	economy	economy	NOUN
fbem-30074	22	21	with	with	ADP
fbem-30074	22	22	unprecedented	unprecedented	ADJ
fbem-30074	22	23	quality	quality	NOUN
fbem-30074	22	24	and	and	CCONJ
fbem-30074	22	25	precision	precision	NOUN
fbem-30074	22	26	.	.	PUNCT
fbem-30074	23	1	by	by	ADP
fbem-30074	23	2	leveraging	leverage	VERB
fbem-30074	23	3	these	these	DET
fbem-30074	23	4	technological	technological	ADJ
fbem-30074	23	5	tools	tool	NOUN
fbem-30074	23	6	,	,	PUNCT
fbem-30074	23	7	banks	bank	NOUN
fbem-30074	23	8	can	can	AUX
fbem-30074	23	9	better	well	ADV
fbem-30074	23	10	assess	assess	VERB
fbem-30074	23	11	creditworthiness	creditworthiness	NOUN
fbem-30074	23	12	,	,	PUNCT
fbem-30074	23	13	mitigate	mitigate	VERB
fbem-30074	23	14	risks	risk	NOUN
fbem-30074	23	15	,	,	PUNCT
fbem-30074	23	16	and	and	CCONJ
fbem-30074	23	17	tailor	tailor	NOUN
fbem-30074	23	18	financial	financial	ADJ
fbem-30074	23	19	products	product	NOUN
fbem-30074	23	20	to	to	PART
fbem-30074	23	21	meet	meet	VERB
fbem-30074	23	22	the	the	DET
fbem-30074	23	23	diverse	diverse	ADJ
fbem-30074	23	24	needs	need	NOUN
fbem-30074	23	25	of	of	ADP
fbem-30074	23	26	their	their	PRON
fbem-30074	23	27	customers	customer	NOUN
fbem-30074	23	28	.	.	PUNCT
fbem-30074	24	1	in	in	ADP
fbem-30074	24	2	conclusion	conclusion	NOUN
fbem-30074	24	3	,	,	PUNCT
fbem-30074	24	4	while	while	SCONJ
fbem-30074	24	5	the	the	DET
fbem-30074	24	6	banking	banking	NOUN
fbem-30074	24	7	industry	industry	NOUN
fbem-30074	24	8	faces	face	VERB
fbem-30074	24	9	an	an	DET
fbem-30074	24	10	array	array	NOUN
fbem-30074	24	11	of	of	ADP
fbem-30074	24	12	challenges	challenge	NOUN
fbem-30074	24	13	in	in	ADP
fbem-30074	24	14	the	the	DET
fbem-30074	24	15	post	post	ADJ
fbem-30074	24	16	-	-	ADJ
fbem-30074	24	17	recovery	recovery	ADJ
fbem-30074	24	18	era	era	NOUN
fbem-30074	24	19	,	,	PUNCT
fbem-30074	24	20	its	its	PRON
fbem-30074	24	21	commitment	commitment	NOUN
fbem-30074	24	22	to	to	ADP
fbem-30074	24	23	business	business	NOUN
fbem-30074	24	24	upgrading	upgrading	NOUN
fbem-30074	24	25	,	,	PUNCT
fbem-30074	24	26	restructuring	restructuring	NOUN
fbem-30074	24	27	,	,	PUNCT
fbem-30074	24	28	and	and	CCONJ
fbem-30074	24	29	embracing	embrace	VERB
fbem-30074	24	30	technological	technological	ADJ
fbem-30074	24	31	innovation	innovation	NOUN
fbem-30074	24	32	positions	position	NOUN
fbem-30074	24	33	it	it	PRON
fbem-30074	24	34	well	well	ADV
fbem-30074	24	35	for	for	ADP
fbem-30074	24	36	future	future	ADJ
fbem-30074	24	37	growth	growth	NOUN
fbem-30074	24	38	and	and	CCONJ
fbem-30074	24	39	development	development	NOUN
fbem-30074	24	40	.	.	PUNCT
fbem-30074	25	1	by	by	ADP
fbem-30074	25	2	navigating	navigate	VERB
fbem-30074	25	3	the	the	DET
fbem-30074	25	4	complexities	complexity	NOUN
fbem-30074	25	5	of	of	ADP
fbem-30074	25	6	the	the	DET
fbem-30074	25	7	global	global	ADJ
fbem-30074	25	8	business	business	NOUN
fbem-30074	25	9	environment	environment	NOUN
fbem-30074	25	10	and	and	CCONJ
fbem-30074	25	11	adapting	adapt	VERB
fbem-30074	25	12	to	to	ADP
fbem-30074	25	13	regulatory	regulatory	ADJ
fbem-30074	25	14	changes	change	NOUN
fbem-30074	25	15	,	,	PUNCT
fbem-30074	25	16	banks	bank	NOUN
fbem-30074	25	17	can	can	AUX
fbem-30074	25	18	continue	continue	VERB
fbem-30074	25	19	to	to	PART
fbem-30074	25	20	play	play	VERB
fbem-30074	25	21	a	a	DET
fbem-30074	25	22	pivotal	pivotal	ADJ
fbem-30074	25	23	role	role	NOUN
fbem-30074	25	24	in	in	ADP
fbem-30074	25	25	supporting	support	VERB
fbem-30074	25	26	economic	economic	ADJ
fbem-30074	25	27	prosperity	prosperity	NOUN
fbem-30074	25	28	and	and	CCONJ
fbem-30074	25	29	financial	financial	ADJ
fbem-30074	25	30	stability	stability	NOUN
fbem-30074	25	31	worldwide	worldwide	ADV
fbem-30074	25	32	.	.	PUNCT
fbem-30074	26	1	2	2	X
fbem-30074	26	2	.	.	X
fbem-30074	26	3	issues	issue	NOUN
fbem-30074	26	4	faced	face	VERB
fbem-30074	26	5	by	by	ADP
fbem-30074	26	6	stakeholders	stakeholder	NOUN
fbem-30074	26	7	and	and	CCONJ
fbem-30074	26	8	corresponding	correspond	VERB
fbem-30074	26	9	blockchain	blockchain	PROPN
fbem-30074	26	10	solutions	solution	NOUN
fbem-30074	26	11	2.1	2.1	NUM
fbem-30074	26	12	.	.	PUNCT
fbem-30074	27	1	customers	customer	NOUN
fbem-30074	27	2	for	for	ADP
fbem-30074	27	3	individual	individual	ADJ
fbem-30074	27	4	customers	customer	NOUN
fbem-30074	27	5	,	,	PUNCT
fbem-30074	27	6	the	the	DET
fbem-30074	27	7	process	process	NOUN
fbem-30074	27	8	of	of	ADP
fbem-30074	27	9	banking	banking	NOUN
fbem-30074	27	10	procedures	procedure	NOUN
fbem-30074	27	11	is	be	AUX
fbem-30074	27	12	long	long	ADJ
fbem-30074	27	13	and	and	CCONJ
fbem-30074	27	14	cumbersome	cumbersome	ADJ
fbem-30074	27	15	,	,	PUNCT
fbem-30074	27	16	and	and	CCONJ
fbem-30074	27	17	procedures	procedure	NOUN
fbem-30074	27	18	and	and	CCONJ
fbem-30074	27	19	customer	customer	NOUN
fbem-30074	27	20	information	information	NOUN
fbem-30074	27	21	are	be	AUX
fbem-30074	27	22	dynamically	dynamically	ADV
fbem-30074	27	23	updated	update	VERB
fbem-30074	27	24	,	,	PUNCT
fbem-30074	27	25	which	which	PRON
fbem-30074	27	26	means	mean	VERB
fbem-30074	27	27	that	that	SCONJ
fbem-30074	27	28	with	with	ADP
fbem-30074	27	29	the	the	DET
fbem-30074	27	30	traditional	traditional	ADJ
fbem-30074	27	31	business	business	NOUN
fbem-30074	27	32	model	model	NOUN
fbem-30074	27	33	,	,	PUNCT
fbem-30074	27	34	banks	bank	NOUN
fbem-30074	27	35	need	need	VERB
fbem-30074	27	36	to	to	PART
fbem-30074	27	37	spend	spend	VERB
fbem-30074	27	38	a	a	DET
fbem-30074	27	39	lot	lot	NOUN
fbem-30074	27	40	of	of	ADP
fbem-30074	27	41	manpower	manpower	NOUN
fbem-30074	27	42	and	and	CCONJ
fbem-30074	27	43	time	time	NOUN
fbem-30074	27	44	to	to	PART
fbem-30074	27	45	follow	follow	VERB
fbem-30074	27	46	up	up	ADP
fbem-30074	27	47	this	this	DET
fbem-30074	27	48	process	process	NOUN
fbem-30074	27	49	.	.	PUNCT
fbem-30074	28	1	blockchain	blockchain	PROPN
fbem-30074	28	2	technology	technology	PROPN
fbem-30074	28	3	provides	provide	VERB
fbem-30074	28	4	decentralised	decentralise	VERB
fbem-30074	28	5	kyc	kyc	NOUN
fbem-30074	28	6	process	process	NOUN
fbem-30074	28	7	.	.	PUNCT
fbem-30074	29	1	firstly	firstly	ADV
fbem-30074	29	2	,	,	PUNCT
fbem-30074	29	3	the	the	DET
fbem-30074	29	4	application	application	NOUN
fbem-30074	29	5	of	of	ADP
fbem-30074	29	6	a	a	DET
fbem-30074	29	7	distributed	distribute	VERB
fbem-30074	29	8	ledger	ledger	NOUN
fbem-30074	29	9	allows	allow	VERB
fbem-30074	29	10	customer	customer	NOUN
fbem-30074	29	11	information	information	NOUN
fbem-30074	29	12	to	to	PART
fbem-30074	29	13	be	be	AUX
fbem-30074	29	14	registered	register	VERB
fbem-30074	29	15	only	only	ADV
fbem-30074	29	16	once	once	ADV
fbem-30074	29	17	before	before	SCONJ
fbem-30074	29	18	it	it	PRON
fbem-30074	29	19	can	can	AUX
fbem-30074	29	20	be	be	AUX
fbem-30074	29	21	queried	query	VERB
fbem-30074	29	22	and	and	CCONJ
fbem-30074	29	23	updated	update	VERB
fbem-30074	29	24	in	in	ADP
fbem-30074	29	25	any	any	DET
fbem-30074	29	26	bank	bank	NOUN
fbem-30074	29	27	participating	participate	VERB
fbem-30074	29	28	in	in	ADP
fbem-30074	29	29	the	the	DET
fbem-30074	29	30	blockchain	blockchain	PROPN
fbem-30074	29	31	network	network	NOUN
fbem-30074	29	32	,	,	PUNCT
fbem-30074	29	33	which	which	PRON
fbem-30074	29	34	demonstrates	demonstrate	VERB
fbem-30074	29	35	the	the	DET
fbem-30074	29	36	secure	secure	ADJ
fbem-30074	29	37	and	and	CCONJ
fbem-30074	29	38	efficient	efficient	ADJ
fbem-30074	29	39	service	service	NOUN
fbem-30074	29	40	experience	experience	NOUN
fbem-30074	29	41	that	that	PRON
fbem-30074	29	42	blockchain	blockchain	PROPN
fbem-30074	29	43	technology	technology	PROPN
fbem-30074	29	44	offers	offer	VERB
fbem-30074	29	45	to	to	ADP
fbem-30074	29	46	customers	customer	NOUN
fbem-30074	29	47	[	[	X
fbem-30074	29	48	1	1	NUM
fbem-30074	29	49	]	]	PUNCT
fbem-30074	29	50	.	.	PUNCT
fbem-30074	30	1	secondly	secondly	ADV
fbem-30074	30	2	,	,	PUNCT
fbem-30074	30	3	compared	compare	VERB
fbem-30074	30	4	with	with	ADP
fbem-30074	30	5	centralisation	centralisation	NOUN
fbem-30074	30	6	,	,	PUNCT
fbem-30074	30	7	decentralisation	decentralisation	NOUN
fbem-30074	30	8	systematically	systematically	ADV
fbem-30074	30	9	manages	manage	VERB
fbem-30074	30	10	customer	customer	NOUN
fbem-30074	30	11	information	information	NOUN
fbem-30074	30	12	through	through	ADP
fbem-30074	30	13	distributed	distribute	VERB
fbem-30074	30	14	applications	application	NOUN
fbem-30074	30	15	such	such	ADJ
fbem-30074	30	16	as	as	ADP
fbem-30074	30	17	smart	smart	ADJ
fbem-30074	30	18	contracts	contract	NOUN
fbem-30074	30	19	and	and	CCONJ
fbem-30074	30	20	can	can	AUX
fbem-30074	30	21	only	only	ADV
fbem-30074	30	22	be	be	AUX
fbem-30074	30	23	accessed	access	VERB
fbem-30074	30	24	with	with	ADP
fbem-30074	30	25	the	the	DET
fbem-30074	30	26	customer	customer	NOUN
fbem-30074	30	27	's	's	PART
fbem-30074	30	28	permission	permission	NOUN
fbem-30074	30	29	,	,	PUNCT
fbem-30074	30	30	which	which	PRON
fbem-30074	30	31	not	not	PART
fbem-30074	30	32	only	only	ADV
fbem-30074	30	33	excludes	exclude	VERB
fbem-30074	30	34	the	the	DET
fbem-30074	30	35	interference	interference	NOUN
fbem-30074	30	36	of	of	ADP
fbem-30074	30	37	thirdparty	thirdparty	PROPN
fbem-30074	30	38	trust	trust	NOUN
fbem-30074	30	39	issues	issue	NOUN
fbem-30074	30	40	,	,	PUNCT
fbem-30074	30	41	but	but	CCONJ
fbem-30074	30	42	also	also	ADV
fbem-30074	30	43	strictly	strictly	ADV
fbem-30074	30	44	avoids	avoid	VERB
fbem-30074	30	45	the	the	DET
fbem-30074	30	46	leakage	leakage	NOUN
fbem-30074	30	47	of	of	ADP
fbem-30074	30	48	the	the	DET
fbem-30074	30	49	customer	customer	NOUN
fbem-30074	30	50	's	's	PART
fbem-30074	30	51	privacy	privacy	NOUN
fbem-30074	30	52	,	,	PUNCT
fbem-30074	30	53	and	and	CCONJ
fbem-30074	30	54	improves	improve	VERB
fbem-30074	30	55	the	the	DET
fbem-30074	30	56	security	security	NOUN
fbem-30074	30	57	of	of	ADP
fbem-30074	30	58	the	the	DET
fbem-30074	30	59	data	datum	NOUN
fbem-30074	30	60	and	and	CCONJ
fbem-30074	30	61	the	the	DET
fbem-30074	30	62	consistency	consistency	NOUN
fbem-30074	30	63	of	of	ADP
fbem-30074	30	64	the	the	DET
fbem-30074	30	65	information	information	NOUN
fbem-30074	31	1	[	[	X
fbem-30074	31	2	2	2	NUM
fbem-30074	31	3	]	]	PUNCT
fbem-30074	31	4	.	.	PUNCT
fbem-30074	32	1	97	97	NUM
fbem-30074	32	2	for	for	ADP
fbem-30074	32	3	enterprise	enterprise	NOUN
fbem-30074	32	4	customers	customer	NOUN
fbem-30074	32	5	,	,	PUNCT
fbem-30074	32	6	they	they	PRON
fbem-30074	32	7	are	be	AUX
fbem-30074	32	8	more	more	ADV
fbem-30074	32	9	involved	involved	ADJ
fbem-30074	32	10	in	in	ADP
fbem-30074	32	11	supply	supply	NOUN
fbem-30074	32	12	chain	chain	NOUN
fbem-30074	32	13	finance	finance	NOUN
fbem-30074	32	14	.	.	PUNCT
fbem-30074	33	1	the	the	DET
fbem-30074	33	2	pain	pain	NOUN
fbem-30074	33	3	points	point	NOUN
fbem-30074	33	4	they	they	PRON
fbem-30074	33	5	face	face	VERB
fbem-30074	33	6	mainly	mainly	ADV
fbem-30074	33	7	lie	lie	VERB
fbem-30074	33	8	in	in	ADP
fbem-30074	33	9	the	the	DET
fbem-30074	33	10	fact	fact	NOUN
fbem-30074	33	11	that	that	SCONJ
fbem-30074	33	12	,	,	PUNCT
fbem-30074	33	13	firstly	firstly	ADV
fbem-30074	33	14	,	,	PUNCT
fbem-30074	33	15	information	information	NOUN
fbem-30074	33	16	on	on	ADP
fbem-30074	33	17	the	the	DET
fbem-30074	33	18	operating	operating	NOUN
fbem-30074	33	19	conditions	condition	NOUN
fbem-30074	33	20	and	and	CCONJ
fbem-30074	33	21	financial	financial	ADJ
fbem-30074	33	22	performance	performance	NOUN
fbem-30074	33	23	of	of	ADP
fbem-30074	33	24	each	each	DET
fbem-30074	33	25	enterprise	enterprise	NOUN
fbem-30074	33	26	does	do	AUX
fbem-30074	33	27	not	not	PART
fbem-30074	33	28	circulate	circulate	VERB
fbem-30074	33	29	among	among	ADP
fbem-30074	33	30	enterprises	enterprise	NOUN
fbem-30074	33	31	,	,	PUNCT
fbem-30074	33	32	and	and	CCONJ
fbem-30074	33	33	there	there	PRON
fbem-30074	33	34	is	be	VERB
fbem-30074	33	35	information	information	NOUN
fbem-30074	33	36	asymmetry	asymmetry	NOUN
fbem-30074	33	37	between	between	ADP
fbem-30074	33	38	enterprises	enterprise	NOUN
fbem-30074	33	39	.	.	PUNCT
fbem-30074	34	1	secondly	secondly	ADV
fbem-30074	34	2	,	,	PUNCT
fbem-30074	34	3	credit	credit	NOUN
fbem-30074	34	4	only	only	ADV
fbem-30074	34	5	spreads	spread	NOUN
fbem-30074	34	6	between	between	ADP
fbem-30074	34	7	core	core	NOUN
fbem-30074	34	8	enterprises	enterprise	NOUN
fbem-30074	34	9	and	and	CCONJ
fbem-30074	34	10	core	core	NOUN
fbem-30074	34	11	suppliers	supplier	NOUN
fbem-30074	34	12	,	,	PUNCT
fbem-30074	34	13	and	and	CCONJ
fbem-30074	34	14	business	business	NOUN
fbem-30074	34	15	built	build	VERB
fbem-30074	34	16	on	on	ADP
fbem-30074	34	17	this	this	DET
fbem-30074	34	18	basis	basis	NOUN
fbem-30074	34	19	can	can	AUX
fbem-30074	34	20	not	not	PART
fbem-30074	34	21	reach	reach	VERB
fbem-30074	34	22	downstream	downstream	ADJ
fbem-30074	34	23	suppliers	supplier	NOUN
fbem-30074	34	24	.	.	PUNCT
fbem-30074	35	1	in	in	ADP
fbem-30074	35	2	addition	addition	NOUN
fbem-30074	35	3	,	,	PUNCT
fbem-30074	35	4	there	there	PRON
fbem-30074	35	5	is	be	VERB
fbem-30074	35	6	information	information	NOUN
fbem-30074	35	7	asymmetry	asymmetry	NOUN
fbem-30074	35	8	between	between	ADP
fbem-30074	35	9	firms	firm	NOUN
fbem-30074	35	10	and	and	CCONJ
fbem-30074	35	11	banks	bank	NOUN
fbem-30074	35	12	.	.	PUNCT
fbem-30074	36	1	since	since	SCONJ
fbem-30074	36	2	banks	bank	NOUN
fbem-30074	36	3	do	do	AUX
fbem-30074	36	4	not	not	PART
fbem-30074	36	5	have	have	VERB
fbem-30074	36	6	detailed	detailed	ADJ
fbem-30074	36	7	information	information	NOUN
fbem-30074	36	8	on	on	ADP
fbem-30074	36	9	the	the	DET
fbem-30074	36	10	receivables	receivables	NOUN
fbem-30074	36	11	and	and	CCONJ
fbem-30074	36	12	payables	payable	NOUN
fbem-30074	36	13	of	of	ADP
fbem-30074	36	14	enterprises	enterprise	NOUN
fbem-30074	36	15	,	,	PUNCT
fbem-30074	36	16	they	they	PRON
fbem-30074	36	17	may	may	AUX
fbem-30074	36	18	have	have	VERB
fbem-30074	36	19	difficulty	difficulty	NOUN
fbem-30074	36	20	in	in	ADP
fbem-30074	36	21	making	make	VERB
fbem-30074	36	22	decisions	decision	NOUN
fbem-30074	36	23	on	on	ADP
fbem-30074	36	24	lending	lend	VERB
fbem-30074	36	25	to	to	ADP
fbem-30074	36	26	such	such	ADJ
fbem-30074	36	27	enterprises	enterprise	NOUN
fbem-30074	36	28	.	.	PUNCT
fbem-30074	37	1	through	through	ADP
fbem-30074	37	2	blockchain	blockchain	PROPN
fbem-30074	37	3	technology	technology	PROPN
fbem-30074	37	4	,	,	PUNCT
fbem-30074	37	5	all	all	DET
fbem-30074	37	6	parties	party	NOUN
fbem-30074	37	7	in	in	ADP
fbem-30074	37	8	the	the	DET
fbem-30074	37	9	supply	supply	NOUN
fbem-30074	37	10	chain	chain	NOUN
fbem-30074	37	11	can	can	AUX
fbem-30074	37	12	share	share	VERB
fbem-30074	37	13	and	and	CCONJ
fbem-30074	37	14	verify	verify	VERB
fbem-30074	37	15	transaction	transaction	NOUN
fbem-30074	37	16	data	datum	NOUN
fbem-30074	37	17	in	in	ADP
fbem-30074	37	18	real	real	ADJ
fbem-30074	37	19	time	time	NOUN
fbem-30074	37	20	,	,	PUNCT
fbem-30074	37	21	and	and	CCONJ
fbem-30074	37	22	the	the	DET
fbem-30074	37	23	credit	credit	NOUN
fbem-30074	37	24	of	of	ADP
fbem-30074	37	25	the	the	DET
fbem-30074	37	26	core	core	NOUN
fbem-30074	37	27	enterprise	enterprise	NOUN
fbem-30074	37	28	can	can	AUX
fbem-30074	37	29	be	be	AUX
fbem-30074	37	30	passed	pass	VERB
fbem-30074	37	31	to	to	ADP
fbem-30074	37	32	the	the	DET
fbem-30074	37	33	multilevel	multilevel	ADJ
fbem-30074	37	34	suppliers	supplier	NOUN
fbem-30074	37	35	of	of	ADP
fbem-30074	37	36	the	the	DET
fbem-30074	37	37	entire	entire	ADJ
fbem-30074	37	38	supply	supply	NOUN
fbem-30074	37	39	chain	chain	NOUN
fbem-30074	37	40	,	,	PUNCT
fbem-30074	37	41	improving	improve	VERB
fbem-30074	37	42	the	the	DET
fbem-30074	37	43	financing	financing	NOUN
fbem-30074	37	44	capacity	capacity	NOUN
fbem-30074	37	45	of	of	ADP
fbem-30074	37	46	the	the	DET
fbem-30074	37	47	whole	whole	ADJ
fbem-30074	37	48	chain	chain	NOUN
fbem-30074	37	49	.	.	PUNCT
fbem-30074	38	1	in	in	ADP
fbem-30074	38	2	addition	addition	NOUN
fbem-30074	38	3	,	,	PUNCT
fbem-30074	38	4	the	the	DET
fbem-30074	38	5	creditor	creditor	NOUN
fbem-30074	38	6	's	's	PART
fbem-30074	38	7	rights	right	NOUN
fbem-30074	38	8	between	between	ADP
fbem-30074	38	9	enterprises	enterprise	NOUN
fbem-30074	38	10	can	can	AUX
fbem-30074	38	11	form	form	VERB
fbem-30074	38	12	a	a	DET
fbem-30074	38	13	digital	digital	ADJ
fbem-30074	38	14	certificate	certificate	NOUN
fbem-30074	38	15	,	,	PUNCT
fbem-30074	38	16	by	by	ADP
fbem-30074	38	17	splitting	split	VERB
fbem-30074	38	18	and	and	CCONJ
fbem-30074	38	19	transferring	transfer	VERB
fbem-30074	38	20	the	the	DET
fbem-30074	38	21	certificate	certificate	NOUN
fbem-30074	38	22	,	,	PUNCT
fbem-30074	38	23	suppliers	supplier	NOUN
fbem-30074	38	24	at	at	ADP
fbem-30074	38	25	all	all	DET
fbem-30074	38	26	levels	level	NOUN
fbem-30074	38	27	can	can	AUX
fbem-30074	38	28	solve	solve	VERB
fbem-30074	38	29	their	their	PRON
fbem-30074	38	30	own	own	ADJ
fbem-30074	38	31	financing	financing	NOUN
fbem-30074	38	32	problems	problem	NOUN
fbem-30074	38	33	by	by	ADP
fbem-30074	38	34	holding	hold	VERB
fbem-30074	38	35	maturity	maturity	NOUN
fbem-30074	38	36	,	,	PUNCT
fbem-30074	38	37	debt	debt	NOUN
fbem-30074	38	38	offset	offset	NOUN
fbem-30074	38	39	or	or	CCONJ
fbem-30074	38	40	transfer	transfer	NOUN
fbem-30074	38	41	.	.	PUNCT
fbem-30074	39	1	2.2	2.2	NUM
fbem-30074	39	2	.	.	PUNCT
fbem-30074	39	3	suppliers	supplier	NOUN
fbem-30074	39	4	at	at	ADP
fbem-30074	39	5	the	the	DET
fbem-30074	39	6	vendor	vendor	NOUN
fbem-30074	39	7	level	level	NOUN
fbem-30074	39	8	,	,	PUNCT
fbem-30074	39	9	banks	bank	NOUN
fbem-30074	39	10	'	'	PART
fbem-30074	39	11	vendors	vendor	NOUN
fbem-30074	39	12	mainly	mainly	ADV
fbem-30074	39	13	include	include	VERB
fbem-30074	39	14	core	core	NOUN
fbem-30074	39	15	system	system	NOUN
fbem-30074	39	16	vendors	vendor	NOUN
fbem-30074	39	17	,	,	PUNCT
fbem-30074	39	18	cloud	cloud	NOUN
fbem-30074	39	19	computing	computing	NOUN
fbem-30074	39	20	vendors	vendor	NOUN
fbem-30074	39	21	,	,	PUNCT
fbem-30074	39	22	and	and	CCONJ
fbem-30074	39	23	third	third	ADJ
fbem-30074	39	24	-	-	PUNCT
fbem-30074	39	25	party	party	NOUN
fbem-30074	39	26	service	service	NOUN
fbem-30074	39	27	providers	provider	NOUN
fbem-30074	39	28	.	.	PUNCT
fbem-30074	40	1	taking	take	VERB
fbem-30074	40	2	cloud	cloud	ADJ
fbem-30074	40	3	computing	computing	NOUN
fbem-30074	40	4	vendors	vendor	NOUN
fbem-30074	40	5	as	as	ADP
fbem-30074	40	6	an	an	DET
fbem-30074	40	7	example	example	NOUN
fbem-30074	40	8	,	,	PUNCT
fbem-30074	40	9	firstly	firstly	ADV
fbem-30074	40	10	,	,	PUNCT
fbem-30074	40	11	how	how	SCONJ
fbem-30074	40	12	to	to	PART
fbem-30074	40	13	ensure	ensure	VERB
fbem-30074	40	14	that	that	SCONJ
fbem-30074	40	15	a	a	DET
fbem-30074	40	16	large	large	ADJ
fbem-30074	40	17	number	number	NOUN
fbem-30074	40	18	of	of	ADP
fbem-30074	40	19	banks	bank	NOUN
fbem-30074	40	20	'	'	PART
fbem-30074	40	21	sensitive	sensitive	ADJ
fbem-30074	40	22	data	datum	NOUN
fbem-30074	40	23	is	be	AUX
fbem-30074	40	24	stored	store	VERB
fbem-30074	40	25	and	and	CCONJ
fbem-30074	40	26	transported	transport	VERB
fbem-30074	40	27	securely	securely	ADV
fbem-30074	40	28	and	and	CCONJ
fbem-30074	40	29	in	in	ADP
fbem-30074	40	30	a	a	DET
fbem-30074	40	31	compliant	compliant	ADJ
fbem-30074	40	32	manner	manner	NOUN
fbem-30074	40	33	in	in	ADP
fbem-30074	40	34	the	the	DET
fbem-30074	40	35	cloud	cloud	NOUN
fbem-30074	40	36	is	be	AUX
fbem-30074	40	37	one	one	NUM
fbem-30074	40	38	of	of	ADP
fbem-30074	40	39	the	the	DET
fbem-30074	40	40	pain	pain	NOUN
fbem-30074	40	41	points	point	NOUN
fbem-30074	40	42	faced	face	VERB
fbem-30074	40	43	by	by	ADP
fbem-30074	40	44	cloud	cloud	NOUN
fbem-30074	40	45	computing	computing	NOUN
fbem-30074	40	46	vendors	vendor	NOUN
fbem-30074	40	47	.	.	PUNCT
fbem-30074	41	1	to	to	ADP
fbem-30074	41	2	this	this	DET
fbem-30074	41	3	end	end	NOUN
fbem-30074	41	4	,	,	PUNCT
fbem-30074	41	5	strong	strong	ADJ
fbem-30074	41	6	encryption	encryption	NOUN
fbem-30074	41	7	,	,	PUNCT
fbem-30074	41	8	multi	multi	ADJ
fbem-30074	41	9	-	-	ADJ
fbem-30074	41	10	factor	factor	NOUN
fbem-30074	41	11	authentication	authentication	NOUN
fbem-30074	41	12	and	and	CCONJ
fbem-30074	41	13	intrusion	intrusion	NOUN
fbem-30074	41	14	detection	detection	NOUN
fbem-30074	41	15	systems	system	NOUN
fbem-30074	41	16	,	,	PUNCT
fbem-30074	41	17	as	as	ADV
fbem-30074	41	18	well	well	ADV
fbem-30074	41	19	as	as	ADP
fbem-30074	41	20	regular	regular	ADJ
fbem-30074	41	21	security	security	NOUN
fbem-30074	41	22	audits	audits	NOUN
fbem-30074	41	23	and	and	CCONJ
fbem-30074	41	24	compliance	compliance	NOUN
fbem-30074	41	25	assessments	assessment	NOUN
fbem-30074	41	26	,	,	PUNCT
fbem-30074	41	27	can	can	AUX
fbem-30074	41	28	be	be	AUX
fbem-30074	41	29	employed	employ	VERB
fbem-30074	41	30	to	to	PART
fbem-30074	41	31	ensure	ensure	VERB
fbem-30074	41	32	data	datum	NOUN
fbem-30074	41	33	security	security	NOUN
fbem-30074	41	34	and	and	CCONJ
fbem-30074	41	35	privacy	privacy	NOUN
fbem-30074	41	36	protection	protection	NOUN
fbem-30074	41	37	in	in	ADP
fbem-30074	41	38	the	the	DET
fbem-30074	41	39	cloud	cloud	NOUN
fbem-30074	41	40	,	,	PUNCT
fbem-30074	41	41	while	while	SCONJ
fbem-30074	41	42	banks	bank	NOUN
fbem-30074	41	43	must	must	AUX
fbem-30074	41	44	also	also	ADV
fbem-30074	41	45	keep	keep	VERB
fbem-30074	41	46	up	up	ADP
fbem-30074	41	47	with	with	ADP
fbem-30074	41	48	and	and	CCONJ
fbem-30074	41	49	familiarise	familiarise	VERB
fbem-30074	41	50	themselves	themselves	PRON
fbem-30074	41	51	with	with	ADP
fbem-30074	41	52	the	the	DET
fbem-30074	41	53	latest	late	ADJ
fbem-30074	41	54	regulations	regulation	NOUN
fbem-30074	41	55	to	to	PART
fbem-30074	41	56	ensure	ensure	VERB
fbem-30074	41	57	that	that	SCONJ
fbem-30074	41	58	cloud	cloud	NOUN
fbem-30074	41	59	computing	computing	NOUN
fbem-30074	41	60	practices	practice	NOUN
fbem-30074	41	61	comply	comply	VERB
fbem-30074	41	62	with	with	ADP
fbem-30074	41	63	the	the	DET
fbem-30074	41	64	appropriate	appropriate	ADJ
fbem-30074	41	65	applicable	applicable	ADJ
fbem-30074	41	66	regulations	regulation	NOUN
fbem-30074	41	67	.	.	PUNCT
fbem-30074	42	1	secondly	secondly	ADV
fbem-30074	42	2	,	,	PUNCT
fbem-30074	42	3	when	when	SCONJ
fbem-30074	42	4	a	a	DET
fbem-30074	42	5	bank	bank	NOUN
fbem-30074	42	6	uses	use	VERB
fbem-30074	42	7	a	a	DET
fbem-30074	42	8	cloud	cloud	ADJ
fbem-30074	42	9	service	service	NOUN
fbem-30074	42	10	provider	provider	NOUN
fbem-30074	42	11	frequently	frequently	ADV
fbem-30074	42	12	,	,	PUNCT
fbem-30074	42	13	it	it	PRON
fbem-30074	42	14	can	can	AUX
fbem-30074	42	15	become	become	VERB
fbem-30074	42	16	locked	locked	ADJ
fbem-30074	42	17	in	in	ADP
fbem-30074	42	18	,	,	PUNCT
fbem-30074	42	19	making	make	VERB
fbem-30074	42	20	it	it	PRON
fbem-30074	42	21	difficult	difficult	ADJ
fbem-30074	42	22	for	for	SCONJ
fbem-30074	42	23	the	the	DET
fbem-30074	42	24	bank	bank	NOUN
fbem-30074	42	25	to	to	PART
fbem-30074	42	26	change	change	VERB
fbem-30074	42	27	providers	provider	NOUN
fbem-30074	42	28	,	,	PUNCT
fbem-30074	42	29	reducing	reduce	VERB
fbem-30074	42	30	business	business	NOUN
fbem-30074	42	31	flexibility	flexibility	NOUN
fbem-30074	42	32	and	and	CCONJ
fbem-30074	42	33	innovation	innovation	NOUN
fbem-30074	42	34	.	.	PUNCT
fbem-30074	43	1	distributed	distribute	VERB
fbem-30074	43	2	cloud	cloud	NOUN
fbem-30074	43	3	and	and	CCONJ
fbem-30074	43	4	multi	multi	ADJ
fbem-30074	43	5	-	-	ADJ
fbem-30074	43	6	cloud	cloud	ADJ
fbem-30074	43	7	management	management	NOUN
fbem-30074	43	8	.	.	PUNCT
fbem-30074	44	1	the	the	DET
fbem-30074	44	2	distributed	distribute	VERB
fbem-30074	44	3	cloud	cloud	NOUN
fbem-30074	44	4	delivers	deliver	VERB
fbem-30074	44	5	low	low	ADJ
fbem-30074	44	6	latency	latency	NOUN
fbem-30074	44	7	and	and	CCONJ
fbem-30074	44	8	high	high	ADJ
fbem-30074	44	9	performance	performance	NOUN
fbem-30074	44	10	by	by	ADP
fbem-30074	44	11	distributing	distribute	VERB
fbem-30074	44	12	cloud	cloud	NOUN
fbem-30074	44	13	services	service	NOUN
fbem-30074	44	14	to	to	ADP
fbem-30074	44	15	different	different	ADJ
fbem-30074	44	16	physical	physical	ADJ
fbem-30074	44	17	locations	location	NOUN
fbem-30074	44	18	,	,	PUNCT
fbem-30074	44	19	reducing	reduce	VERB
fbem-30074	44	20	the	the	DET
fbem-30074	44	21	risk	risk	NOUN
fbem-30074	44	22	of	of	ADP
fbem-30074	44	23	network	network	NOUN
fbem-30074	44	24	outages	outage	NOUN
fbem-30074	44	25	and	and	CCONJ
fbem-30074	44	26	improving	improve	VERB
fbem-30074	44	27	platform	platform	NOUN
fbem-30074	44	28	performance	performance	NOUN
fbem-30074	44	29	.	.	PUNCT
fbem-30074	45	1	at	at	ADP
fbem-30074	45	2	the	the	DET
fbem-30074	45	3	same	same	ADJ
fbem-30074	45	4	time	time	NOUN
fbem-30074	45	5	,	,	PUNCT
fbem-30074	45	6	adopting	adopt	VERB
fbem-30074	45	7	a	a	DET
fbem-30074	45	8	multi	multi	ADJ
fbem-30074	45	9	-	-	ADJ
fbem-30074	45	10	cloud	cloud	ADJ
fbem-30074	45	11	management	management	NOUN
fbem-30074	45	12	strategy	strategy	NOUN
fbem-30074	45	13	can	can	AUX
fbem-30074	45	14	avoid	avoid	VERB
fbem-30074	45	15	vendor	vendor	NOUN
fbem-30074	45	16	lock	lock	NOUN
fbem-30074	45	17	-	-	PUNCT
fbem-30074	45	18	in	in	ADP
fbem-30074	45	19	and	and	CCONJ
fbem-30074	45	20	increase	increase	VERB
fbem-30074	45	21	business	business	NOUN
fbem-30074	45	22	flexibility	flexibility	NOUN
fbem-30074	45	23	.	.	PUNCT
fbem-30074	46	1	in	in	ADP
fbem-30074	46	2	addition	addition	NOUN
fbem-30074	46	3	,	,	PUNCT
fbem-30074	46	4	there	there	PRON
fbem-30074	46	5	are	be	VERB
fbem-30074	46	6	technology	technology	NOUN
fbem-30074	46	7	integration	integration	NOUN
fbem-30074	46	8	and	and	CCONJ
fbem-30074	46	9	standardization	standardization	NOUN
fbem-30074	46	10	challenges	challenge	NOUN
fbem-30074	46	11	.	.	PUNCT
fbem-30074	47	1	due	due	ADP
fbem-30074	47	2	to	to	ADP
fbem-30074	47	3	the	the	DET
fbem-30074	47	4	non	non	NOUN
fbem-30074	47	5	-	-	NOUN
fbem-30074	47	6	uniformity	uniformity	NOUN
fbem-30074	47	7	of	of	ADP
fbem-30074	47	8	cloud	cloud	NOUN
fbem-30074	47	9	service	service	NOUN
fbem-30074	47	10	technology	technology	NOUN
fbem-30074	47	11	stacks	stack	NOUN
fbem-30074	47	12	from	from	ADP
fbem-30074	47	13	different	different	ADJ
fbem-30074	47	14	vendors	vendor	NOUN
fbem-30074	47	15	,	,	PUNCT
fbem-30074	47	16	the	the	DET
fbem-30074	47	17	integration	integration	NOUN
fbem-30074	47	18	of	of	ADP
fbem-30074	47	19	cloud	cloud	NOUN
fbem-30074	47	20	-	-	PUNCT
fbem-30074	47	21	based	base	VERB
fbem-30074	47	22	solutions	solution	NOUN
fbem-30074	47	23	and	and	CCONJ
fbem-30074	47	24	banks	bank	NOUN
fbem-30074	47	25	'	'	PART
fbem-30074	47	26	traditional	traditional	ADJ
fbem-30074	47	27	financial	financial	ADJ
fbem-30074	47	28	systems	system	NOUN
fbem-30074	47	29	can	can	AUX
fbem-30074	47	30	be	be	AUX
fbem-30074	47	31	both	both	ADV
fbem-30074	47	32	complex	complex	ADJ
fbem-30074	47	33	and	and	CCONJ
fbem-30074	47	34	time	time	NOUN
fbem-30074	47	35	-	-	PUNCT
fbem-30074	47	36	consuming	consume	VERB
fbem-30074	47	37	,	,	PUNCT
fbem-30074	47	38	resulting	result	VERB
fbem-30074	47	39	in	in	ADP
fbem-30074	47	40	a	a	DET
fbem-30074	47	41	forced	force	VERB
fbem-30074	47	42	lengthening	lengthening	NOUN
fbem-30074	47	43	of	of	ADP
fbem-30074	47	44	the	the	DET
fbem-30074	47	45	innovation	innovation	NOUN
fbem-30074	47	46	business	business	NOUN
fbem-30074	47	47	cycle	cycle	NOUN
fbem-30074	47	48	.	.	PUNCT
fbem-30074	48	1	introducing	introduce	VERB
fbem-30074	48	2	the	the	DET
fbem-30074	48	3	agile	agile	ADJ
fbem-30074	48	4	development	development	NOUN
fbem-30074	48	5	system	system	NOUN
fbem-30074	48	6	of	of	ADP
fbem-30074	48	7	the	the	DET
fbem-30074	48	8	internet	internet	NOUN
fbem-30074	48	9	industry	industry	NOUN
fbem-30074	48	10	to	to	PART
fbem-30074	48	11	complement	complement	VERB
fbem-30074	48	12	cloud	cloud	NOUN
fbem-30074	48	13	applications	application	NOUN
fbem-30074	48	14	,	,	PUNCT
fbem-30074	48	15	deploying	deploy	VERB
fbem-30074	48	16	or	or	CCONJ
fbem-30074	48	17	migrating	migrating	NOUN
fbem-30074	48	18	banking	banking	NOUN
fbem-30074	48	19	technology	technology	NOUN
fbem-30074	48	20	systems	system	NOUN
fbem-30074	48	21	,	,	PUNCT
fbem-30074	48	22	reducing	reduce	VERB
fbem-30074	48	23	technology	technology	NOUN
fbem-30074	48	24	development	development	NOUN
fbem-30074	48	25	and	and	CCONJ
fbem-30074	48	26	management	management	NOUN
fbem-30074	48	27	costs	cost	NOUN
fbem-30074	48	28	,	,	PUNCT
fbem-30074	48	29	and	and	CCONJ
fbem-30074	48	30	improving	improve	VERB
fbem-30074	48	31	system	system	NOUN
fbem-30074	48	32	scalability	scalability	NOUN
fbem-30074	48	33	.	.	PUNCT
fbem-30074	49	1	2.3	2.3	NUM
fbem-30074	49	2	.	.	PUNCT
fbem-30074	50	1	shareholders	shareholder	NOUN
fbem-30074	50	2	and	and	CCONJ
fbem-30074	50	3	employees	employee	NOUN
fbem-30074	50	4	at	at	ADP
fbem-30074	50	5	the	the	DET
fbem-30074	50	6	shareholder	shareholder	NOUN
fbem-30074	50	7	level	level	NOUN
fbem-30074	50	8	,	,	PUNCT
fbem-30074	50	9	blockchain	blockchain	PROPN
fbem-30074	50	10	technology	technology	PROPN
fbem-30074	50	11	offers	offer	VERB
fbem-30074	50	12	a	a	DET
fbem-30074	50	13	transformative	transformative	ADJ
fbem-30074	50	14	solution	solution	NOUN
fbem-30074	50	15	to	to	PART
fbem-30074	50	16	address	address	VERB
fbem-30074	50	17	long	long	ADV
fbem-30074	50	18	-	-	PUNCT
fbem-30074	50	19	standing	stand	VERB
fbem-30074	50	20	issues	issue	NOUN
fbem-30074	50	21	of	of	ADP
fbem-30074	50	22	transparency	transparency	NOUN
fbem-30074	50	23	and	and	CCONJ
fbem-30074	50	24	security	security	NOUN
fbem-30074	50	25	in	in	ADP
fbem-30074	50	26	shareholding	shareholding	NOUN
fbem-30074	50	27	management	management	NOUN
fbem-30074	50	28	.	.	PUNCT
fbem-30074	51	1	by	by	ADP
fbem-30074	51	2	leveraging	leverage	VERB
fbem-30074	51	3	its	its	PRON
fbem-30074	51	4	inherent	inherent	ADJ
fbem-30074	51	5	immutability	immutability	NOUN
fbem-30074	51	6	,	,	PUNCT
fbem-30074	51	7	blockchain	blockchain	PROPN
fbem-30074	51	8	ensures	ensure	VERB
fbem-30074	51	9	the	the	DET
fbem-30074	51	10	invariance	invariance	NOUN
fbem-30074	51	11	and	and	CCONJ
fbem-30074	51	12	traceability	traceability	NOUN
fbem-30074	51	13	of	of	ADP
fbem-30074	51	14	shareholding	shareholding	NOUN
fbem-30074	51	15	transactions	transaction	NOUN
fbem-30074	51	16	,	,	PUNCT
fbem-30074	51	17	creating	create	VERB
fbem-30074	51	18	an	an	DET
fbem-30074	51	19	immutable	immutable	ADJ
fbem-30074	51	20	ledger	ledger	NOUN
fbem-30074	51	21	that	that	PRON
fbem-30074	51	22	is	be	AUX
fbem-30074	51	23	resistant	resistant	ADJ
fbem-30074	51	24	to	to	ADP
fbem-30074	51	25	tampering	tamper	VERB
fbem-30074	51	26	or	or	CCONJ
fbem-30074	51	27	alteration	alteration	NOUN
fbem-30074	51	28	.	.	PUNCT
fbem-30074	52	1	this	this	DET
fbem-30074	52	2	feature	feature	NOUN
fbem-30074	52	3	is	be	AUX
fbem-30074	52	4	particularly	particularly	ADV
fbem-30074	52	5	crucial	crucial	ADJ
fbem-30074	52	6	in	in	ADP
fbem-30074	52	7	preventing	prevent	VERB
fbem-30074	52	8	unauthorized	unauthorized	ADJ
fbem-30074	52	9	seizures	seizure	NOUN
fbem-30074	52	10	and	and	CCONJ
fbem-30074	52	11	freezing	freezing	NOUN
fbem-30074	52	12	of	of	ADP
fbem-30074	52	13	shareholdings	shareholding	NOUN
fbem-30074	52	14	,	,	PUNCT
fbem-30074	52	15	thereby	thereby	ADV
fbem-30074	52	16	safeguarding	safeguard	VERB
fbem-30074	52	17	the	the	DET
fbem-30074	52	18	interests	interest	NOUN
fbem-30074	52	19	of	of	ADP
fbem-30074	52	20	shareholders	shareholder	NOUN
fbem-30074	52	21	and	and	CCONJ
fbem-30074	52	22	enhancing	enhance	VERB
fbem-30074	52	23	their	their	PRON
fbem-30074	52	24	confidence	confidence	NOUN
fbem-30074	52	25	in	in	ADP
fbem-30074	52	26	the	the	DET
fbem-30074	52	27	banking	banking	NOUN
fbem-30074	52	28	system	system	NOUN
fbem-30074	52	29	.	.	PUNCT
fbem-30074	53	1	moreover	moreover	ADV
fbem-30074	53	2	,	,	PUNCT
fbem-30074	53	3	blockchain	blockchain	PROPN
fbem-30074	53	4	technology	technology	PROPN
fbem-30074	53	5	can	can	AUX
fbem-30074	53	6	facilitate	facilitate	VERB
fbem-30074	53	7	the	the	DET
fbem-30074	53	8	establishment	establishment	NOUN
fbem-30074	53	9	of	of	ADP
fbem-30074	53	10	a	a	DET
fbem-30074	53	11	decentralized	decentralize	VERB
fbem-30074	53	12	governance	governance	NOUN
fbem-30074	53	13	structure	structure	NOUN
fbem-30074	53	14	within	within	ADP
fbem-30074	53	15	banks	bank	NOUN
fbem-30074	53	16	.	.	PUNCT
fbem-30074	54	1	this	this	DET
fbem-30074	54	2	decentralized	decentralize	VERB
fbem-30074	54	3	approach	approach	NOUN
fbem-30074	54	4	not	not	PART
fbem-30074	54	5	only	only	ADV
fbem-30074	54	6	enhances	enhance	VERB
fbem-30074	54	7	transparency	transparency	NOUN
fbem-30074	54	8	but	but	CCONJ
fbem-30074	54	9	also	also	ADV
fbem-30074	54	10	streamlines	streamline	VERB
fbem-30074	54	11	decision	decision	NOUN
fbem-30074	54	12	-	-	PUNCT
fbem-30074	54	13	making	make	VERB
fbem-30074	54	14	processes	process	NOUN
fbem-30074	54	15	,	,	PUNCT
fbem-30074	54	16	making	make	VERB
fbem-30074	54	17	bank	bank	NOUN
fbem-30074	54	18	governance	governance	NOUN
fbem-30074	54	19	more	more	ADV
fbem-30074	54	20	efficient	efficient	ADJ
fbem-30074	54	21	and	and	CCONJ
fbem-30074	54	22	inclusive	inclusive	ADJ
fbem-30074	54	23	.	.	PUNCT
fbem-30074	55	1	by	by	ADP
fbem-30074	55	2	enabling	enable	VERB
fbem-30074	55	3	shareholders	shareholder	NOUN
fbem-30074	55	4	to	to	PART
fbem-30074	55	5	participate	participate	VERB
fbem-30074	55	6	directly	directly	ADV
fbem-30074	55	7	in	in	ADP
fbem-30074	55	8	governance	governance	NOUN
fbem-30074	55	9	decisions	decision	NOUN
fbem-30074	55	10	through	through	ADP
fbem-30074	55	11	smart	smart	ADJ
fbem-30074	55	12	contracts	contract	NOUN
fbem-30074	55	13	and	and	CCONJ
fbem-30074	55	14	voting	voting	NOUN
fbem-30074	55	15	mechanisms	mechanism	NOUN
fbem-30074	55	16	on	on	ADP
fbem-30074	55	17	the	the	DET
fbem-30074	55	18	blockchain	blockchain	NOUN
fbem-30074	55	19	,	,	PUNCT
fbem-30074	55	20	the	the	DET
fbem-30074	55	21	industry	industry	NOUN
fbem-30074	55	22	can	can	AUX
fbem-30074	55	23	foster	foster	VERB
fbem-30074	55	24	a	a	DET
fbem-30074	55	25	more	more	ADV
fbem-30074	55	26	democratic	democratic	ADJ
fbem-30074	55	27	and	and	CCONJ
fbem-30074	55	28	accountable	accountable	ADJ
fbem-30074	55	29	governance	governance	NOUN
fbem-30074	55	30	environment	environment	NOUN
fbem-30074	55	31	.	.	PUNCT
fbem-30074	56	1	for	for	ADP
fbem-30074	56	2	bank	bank	NOUN
fbem-30074	56	3	employees	employee	NOUN
fbem-30074	56	4	,	,	PUNCT
fbem-30074	56	5	blockchain	blockchain	PROPN
fbem-30074	56	6	technology	technology	PROPN
fbem-30074	56	7	introduces	introduce	VERB
fbem-30074	56	8	several	several	ADJ
fbem-30074	56	9	operational	operational	ADJ
fbem-30074	56	10	efficiencies	efficiency	NOUN
fbem-30074	56	11	.	.	PUNCT
fbem-30074	57	1	firstly	firstly	ADV
fbem-30074	57	2	,	,	PUNCT
fbem-30074	57	3	by	by	ADP
fbem-30074	57	4	automating	automate	VERB
fbem-30074	57	5	processes	process	NOUN
fbem-30074	57	6	such	such	ADJ
fbem-30074	57	7	as	as	ADP
fbem-30074	57	8	payment	payment	NOUN
fbem-30074	57	9	and	and	CCONJ
fbem-30074	57	10	loan	loan	NOUN
fbem-30074	57	11	approval	approval	NOUN
fbem-30074	57	12	,	,	PUNCT
fbem-30074	57	13	blockchain	blockchain	PROPN
fbem-30074	57	14	eliminates	eliminate	VERB
fbem-30074	57	15	unnecessary	unnecessary	ADJ
fbem-30074	57	16	intermediate	intermediate	ADJ
fbem-30074	57	17	links	link	NOUN
fbem-30074	57	18	and	and	CCONJ
fbem-30074	57	19	manual	manual	ADJ
fbem-30074	57	20	interventions	intervention	NOUN
fbem-30074	57	21	,	,	PUNCT
fbem-30074	57	22	thereby	thereby	ADV
fbem-30074	57	23	minimizing	minimize	VERB
fbem-30074	57	24	human	human	ADJ
fbem-30074	57	25	errors	error	NOUN
fbem-30074	57	26	and	and	CCONJ
fbem-30074	57	27	reducing	reduce	VERB
fbem-30074	57	28	processing	processing	NOUN
fbem-30074	57	29	times	time	NOUN
fbem-30074	57	30	.	.	PUNCT
fbem-30074	58	1	this	this	DET
fbem-30074	58	2	automation	automation	NOUN
fbem-30074	58	3	not	not	PART
fbem-30074	58	4	only	only	ADV
fbem-30074	58	5	enhances	enhance	VERB
fbem-30074	58	6	productivity	productivity	NOUN
fbem-30074	58	7	but	but	CCONJ
fbem-30074	58	8	also	also	ADV
fbem-30074	58	9	ensures	ensure	VERB
fbem-30074	58	10	consistency	consistency	NOUN
fbem-30074	58	11	and	and	CCONJ
fbem-30074	58	12	accuracy	accuracy	NOUN
fbem-30074	58	13	in	in	ADP
fbem-30074	58	14	decision	decision	NOUN
fbem-30074	58	15	-	-	PUNCT
fbem-30074	58	16	making	making	NOUN
fbem-30074	58	17	[	[	X
fbem-30074	58	18	3	3	NUM
fbem-30074	58	19	]	]	PUNCT
fbem-30074	58	20	.	.	PUNCT
fbem-30074	59	1	secondly	secondly	ADV
fbem-30074	59	2	,	,	PUNCT
fbem-30074	59	3	blockchain	blockchain	PROPN
fbem-30074	59	4	technology	technology	PROPN
fbem-30074	59	5	integrates	integrate	VERB
fbem-30074	59	6	the	the	DET
fbem-30074	59	7	data	data	NOUN
fbem-30074	59	8	verification	verification	NOUN
fbem-30074	59	9	process	process	NOUN
fbem-30074	59	10	into	into	ADP
fbem-30074	59	11	transaction	transaction	NOUN
fbem-30074	59	12	processing	processing	NOUN
fbem-30074	59	13	,	,	PUNCT
fbem-30074	59	14	simplifying	simplify	VERB
fbem-30074	59	15	the	the	DET
fbem-30074	59	16	overall	overall	ADJ
fbem-30074	59	17	data	data	NOUN
fbem-30074	59	18	management	management	NOUN
fbem-30074	59	19	framework	framework	NOUN
fbem-30074	59	20	.	.	PUNCT
fbem-30074	60	1	bank	bank	NOUN
fbem-30074	60	2	employees	employee	NOUN
fbem-30074	60	3	can	can	AUX
fbem-30074	60	4	now	now	ADV
fbem-30074	60	5	efficiently	efficiently	ADV
fbem-30074	60	6	manage	manage	VERB
fbem-30074	60	7	customer	customer	NOUN
fbem-30074	60	8	information	information	NOUN
fbem-30074	60	9	and	and	CCONJ
fbem-30074	60	10	transaction	transaction	NOUN
fbem-30074	60	11	records	record	NOUN
fbem-30074	60	12	,	,	PUNCT
fbem-30074	60	13	as	as	SCONJ
fbem-30074	60	14	blockchain	blockchain	PROPN
fbem-30074	60	15	's	's	PART
fbem-30074	60	16	distributed	distribute	VERB
fbem-30074	60	17	ledger	ledger	NOUN
fbem-30074	60	18	technology	technology	NOUN
fbem-30074	60	19	ensures	ensure	VERB
fbem-30074	60	20	that	that	SCONJ
fbem-30074	60	21	data	datum	NOUN
fbem-30074	60	22	is	be	AUX
fbem-30074	60	23	updated	update	VERB
fbem-30074	60	24	in	in	ADP
fbem-30074	60	25	real	real	ADJ
fbem-30074	60	26	-	-	PUNCT
fbem-30074	60	27	time	time	NOUN
fbem-30074	60	28	across	across	ADP
fbem-30074	60	29	all	all	DET
fbem-30074	60	30	nodes	node	NOUN
fbem-30074	60	31	in	in	ADP
fbem-30074	60	32	the	the	DET
fbem-30074	60	33	network	network	NOUN
fbem-30074	60	34	.	.	PUNCT
fbem-30074	61	1	this	this	DET
fbem-30074	61	2	real	real	ADJ
fbem-30074	61	3	-	-	PUNCT
fbem-30074	61	4	time	time	NOUN
fbem-30074	61	5	synchronization	synchronization	NOUN
fbem-30074	61	6	minimizes	minimize	VERB
fbem-30074	61	7	the	the	DET
fbem-30074	61	8	risk	risk	NOUN
fbem-30074	61	9	of	of	ADP
fbem-30074	61	10	data	datum	NOUN
fbem-30074	61	11	inconsistencies	inconsistency	NOUN
fbem-30074	61	12	and	and	CCONJ
fbem-30074	61	13	facilitates	facilitate	VERB
fbem-30074	61	14	seamless	seamless	ADJ
fbem-30074	61	15	data	datum	NOUN
fbem-30074	61	16	retrieval	retrieval	NOUN
fbem-30074	61	17	and	and	CCONJ
fbem-30074	61	18	analysis	analysis	NOUN
fbem-30074	61	19	.	.	PUNCT
fbem-30074	62	1	finally	finally	ADV
fbem-30074	62	2	,	,	PUNCT
fbem-30074	62	3	the	the	DET
fbem-30074	62	4	decentralization	decentralization	NOUN
fbem-30074	62	5	of	of	ADP
fbem-30074	62	6	blockchain	blockchain	PROPN
fbem-30074	62	7	technology	technology	PROPN
fbem-30074	62	8	extends	extend	VERB
fbem-30074	62	9	its	its	PRON
fbem-30074	62	10	benefits	benefit	NOUN
fbem-30074	62	11	to	to	ADP
fbem-30074	62	12	customers	customer	NOUN
fbem-30074	62	13	as	as	ADV
fbem-30074	62	14	well	well	ADV
fbem-30074	62	15	.	.	PUNCT
fbem-30074	63	1	by	by	ADP
fbem-30074	63	2	ensuring	ensure	VERB
fbem-30074	63	3	the	the	DET
fbem-30074	63	4	truth	truth	NOUN
fbem-30074	63	5	and	and	CCONJ
fbem-30074	63	6	integrity	integrity	NOUN
fbem-30074	63	7	of	of	ADP
fbem-30074	63	8	data	data	PROPN
fbem-30074	63	9	,	,	PUNCT
fbem-30074	63	10	blockchain	blockchain	PROPN
fbem-30074	63	11	reduces	reduce	VERB
fbem-30074	63	12	the	the	DET
fbem-30074	63	13	risk	risk	NOUN
fbem-30074	63	14	of	of	ADP
fbem-30074	63	15	fraud	fraud	NOUN
fbem-30074	63	16	and	and	CCONJ
fbem-30074	63	17	theft	theft	NOUN
fbem-30074	63	18	,	,	PUNCT
fbem-30074	63	19	thereby	thereby	ADV
fbem-30074	63	20	bolstering	bolster	VERB
fbem-30074	63	21	customer	customer	NOUN
fbem-30074	63	22	satisfaction	satisfaction	NOUN
fbem-30074	63	23	and	and	CCONJ
fbem-30074	63	24	trust	trust	NOUN
fbem-30074	63	25	.	.	PUNCT
fbem-30074	64	1	customers	customer	NOUN
fbem-30074	64	2	can	can	AUX
fbem-30074	64	3	have	have	VERB
fbem-30074	64	4	peace	peace	NOUN
fbem-30074	64	5	of	of	ADP
fbem-30074	64	6	mind	mind	NOUN
fbem-30074	64	7	knowing	know	VERB
fbem-30074	64	8	that	that	SCONJ
fbem-30074	64	9	their	their	PRON
fbem-30074	64	10	personal	personal	ADJ
fbem-30074	64	11	and	and	CCONJ
fbem-30074	64	12	financial	financial	ADJ
fbem-30074	64	13	information	information	NOUN
fbem-30074	64	14	is	be	AUX
fbem-30074	64	15	securely	securely	ADV
fbem-30074	64	16	stored	store	VERB
fbem-30074	64	17	and	and	CCONJ
fbem-30074	64	18	protected	protect	VERB
fbem-30074	64	19	against	against	ADP
fbem-30074	64	20	unauthorized	unauthorized	ADJ
fbem-30074	64	21	access	access	NOUN
fbem-30074	64	22	or	or	CCONJ
fbem-30074	64	23	manipulation	manipulation	NOUN
fbem-30074	64	24	.	.	PUNCT
fbem-30074	65	1	this	this	DET
fbem-30074	65	2	heightened	heighten	VERB
fbem-30074	65	3	trust	trust	NOUN
fbem-30074	65	4	can	can	AUX
fbem-30074	65	5	lead	lead	VERB
fbem-30074	65	6	to	to	ADP
fbem-30074	65	7	increased	increase	VERB
fbem-30074	65	8	customer	customer	NOUN
fbem-30074	65	9	loyalty	loyalty	NOUN
fbem-30074	65	10	and	and	CCONJ
fbem-30074	65	11	engagement	engagement	NOUN
fbem-30074	65	12	,	,	PUNCT
fbem-30074	65	13	driving	drive	VERB
fbem-30074	65	14	the	the	DET
fbem-30074	65	15	bank	bank	NOUN
fbem-30074	65	16	's	's	PART
fbem-30074	65	17	long	long	ADJ
fbem-30074	65	18	-	-	PUNCT
fbem-30074	65	19	term	term	NOUN
fbem-30074	65	20	success	success	NOUN
fbem-30074	65	21	and	and	CCONJ
fbem-30074	65	22	sustainability	sustainability	NOUN
fbem-30074	65	23	[	[	X
fbem-30074	65	24	4	4	NUM
fbem-30074	65	25	]	]	PUNCT
fbem-30074	65	26	.	.	PUNCT
fbem-30074	66	1	3	3	X
fbem-30074	66	2	.	.	X
fbem-30074	66	3	limitations	limitation	NOUN
fbem-30074	66	4	of	of	ADP
fbem-30074	66	5	blockchain	blockchain	PROPN
fbem-30074	66	6	technology	technology	PROPN
fbem-30074	66	7	3.1	3.1	NUM
fbem-30074	66	8	.	.	PUNCT
fbem-30074	66	9	immutability	immutability	NOUN
fbem-30074	66	10	and	and	CCONJ
fbem-30074	66	11	data	datum	NOUN
fbem-30074	66	12	correction	correction	NOUN
fbem-30074	66	13	the	the	DET
fbem-30074	66	14	immutability	immutability	NOUN
fbem-30074	66	15	of	of	ADP
fbem-30074	66	16	blockchain	blockchain	PROPN
fbem-30074	66	17	ensures	ensure	VERB
fbem-30074	66	18	the	the	DET
fbem-30074	66	19	security	security	NOUN
fbem-30074	66	20	and	and	CCONJ
fbem-30074	66	21	integrity	integrity	NOUN
fbem-30074	66	22	of	of	ADP
fbem-30074	66	23	transactions	transaction	NOUN
fbem-30074	66	24	,	,	PUNCT
fbem-30074	66	25	but	but	CCONJ
fbem-30074	66	26	it	it	PRON
fbem-30074	66	27	also	also	ADV
fbem-30074	66	28	poses	pose	VERB
fbem-30074	66	29	challenges	challenge	NOUN
fbem-30074	66	30	when	when	SCONJ
fbem-30074	66	31	it	it	PRON
fbem-30074	66	32	comes	come	VERB
fbem-30074	66	33	to	to	ADP
fbem-30074	66	34	updating	update	VERB
fbem-30074	66	35	data	datum	NOUN
fbem-30074	66	36	or	or	CCONJ
fbem-30074	66	37	correcting	correct	VERB
fbem-30074	66	38	errors	error	NOUN
fbem-30074	66	39	.	.	PUNCT
fbem-30074	67	1	once	once	ADV
fbem-30074	67	2	a	a	DET
fbem-30074	67	3	transaction	transaction	NOUN
fbem-30074	67	4	is	be	AUX
fbem-30074	67	5	recorded	record	VERB
fbem-30074	67	6	on	on	ADP
fbem-30074	67	7	the	the	DET
fbem-30074	67	8	blockchain	blockchain	NOUN
fbem-30074	67	9	,	,	PUNCT
fbem-30074	67	10	it	it	PRON
fbem-30074	67	11	can	can	AUX
fbem-30074	67	12	not	not	PART
fbem-30074	67	13	be	be	AUX
fbem-30074	67	14	altered	alter	VERB
fbem-30074	67	15	or	or	CCONJ
fbem-30074	67	16	deleted	delete	VERB
fbem-30074	67	17	.	.	PUNCT
fbem-30074	68	1	this	this	PRON
fbem-30074	68	2	can	can	AUX
fbem-30074	68	3	be	be	AUX
fbem-30074	68	4	problematic	problematic	ADJ
fbem-30074	68	5	if	if	SCONJ
fbem-30074	68	6	there	there	PRON
fbem-30074	68	7	are	be	VERB
fbem-30074	68	8	errors	error	NOUN
fbem-30074	68	9	in	in	ADP
fbem-30074	68	10	the	the	DET
fbem-30074	68	11	initial	initial	ADJ
fbem-30074	68	12	data	datum	NOUN
fbem-30074	68	13	entry	entry	NOUN
fbem-30074	68	14	or	or	CCONJ
fbem-30074	68	15	if	if	SCONJ
fbem-30074	68	16	circumstances	circumstance	NOUN
fbem-30074	68	17	change	change	VERB
fbem-30074	68	18	and	and	CCONJ
fbem-30074	68	19	the	the	DET
fbem-30074	68	20	data	datum	NOUN
fbem-30074	68	21	needs	need	VERB
fbem-30074	68	22	to	to	PART
fbem-30074	68	23	be	be	AUX
fbem-30074	68	24	updated	update	VERB
fbem-30074	68	25	.	.	PUNCT
fbem-30074	69	1	while	while	SCONJ
fbem-30074	69	2	some	some	DET
fbem-30074	69	3	blockchain	blockchain	PROPN
fbem-30074	69	4	systems	system	NOUN
fbem-30074	69	5	allow	allow	VERB
fbem-30074	69	6	for	for	ADP
fbem-30074	69	7	soft	soft	ADJ
fbem-30074	69	8	forks	fork	NOUN
fbem-30074	69	9	or	or	CCONJ
fbem-30074	69	10	hard	hard	ADJ
fbem-30074	69	11	forks	fork	NOUN
fbem-30074	69	12	to	to	PART
fbem-30074	69	13	address	address	VERB
fbem-30074	69	14	significant	significant	ADJ
fbem-30074	69	15	issues	issue	NOUN
fbem-30074	69	16	,	,	PUNCT
fbem-30074	69	17	these	these	DET
fbem-30074	69	18	processes	process	NOUN
fbem-30074	69	19	are	be	AUX
fbem-30074	69	20	complex	complex	ADJ
fbem-30074	69	21	and	and	CCONJ
fbem-30074	69	22	can	can	AUX
fbem-30074	69	23	disrupt	disrupt	VERB
fbem-30074	69	24	the	the	DET
fbem-30074	69	25	network	network	NOUN
fbem-30074	69	26	.	.	PUNCT
fbem-30074	70	1	therefore	therefore	ADV
fbem-30074	70	2	,	,	PUNCT
fbem-30074	70	3	careful	careful	ADJ
fbem-30074	70	4	consideration	consideration	NOUN
fbem-30074	70	5	and	and	CCONJ
fbem-30074	70	6	rigorous	rigorous	ADJ
fbem-30074	70	7	validation	validation	NOUN
fbem-30074	70	8	processes	process	NOUN
fbem-30074	70	9	are	be	AUX
fbem-30074	70	10	essential	essential	ADJ
fbem-30074	70	11	to	to	PART
fbem-30074	70	12	ensure	ensure	VERB
fbem-30074	70	13	data	datum	NOUN
fbem-30074	70	14	accuracy	accuracy	NOUN
fbem-30074	70	15	before	before	SCONJ
fbem-30074	70	16	it	it	PRON
fbem-30074	70	17	is	be	AUX
fbem-30074	70	18	recorded	record	VERB
fbem-30074	70	19	on	on	ADP
fbem-30074	70	20	the	the	DET
fbem-30074	70	21	blockchain	blockchain	NOUN
fbem-30074	70	22	[	[	X
fbem-30074	70	23	5	5	NUM
fbem-30074	70	24	]	]	PUNCT
fbem-30074	70	25	.	.	PUNCT
fbem-30074	71	1	3.2	3.2	NUM
fbem-30074	71	2	.	.	X
fbem-30074	71	3	interoperability	interoperability	NOUN
fbem-30074	71	4	between	between	ADP
fbem-30074	71	5	blockchain	blockchain	PROPN
fbem-30074	71	6	systems	system	NOUN
fbem-30074	71	7	the	the	DET
fbem-30074	71	8	lack	lack	NOUN
fbem-30074	71	9	of	of	ADP
fbem-30074	71	10	interoperability	interoperability	NOUN
fbem-30074	71	11	between	between	ADP
fbem-30074	71	12	different	different	ADJ
fbem-30074	71	13	blockchain	blockchain	PROPN
fbem-30074	71	14	systems	system	NOUN
fbem-30074	71	15	is	be	AUX
fbem-30074	71	16	a	a	DET
fbem-30074	71	17	significant	significant	ADJ
fbem-30074	71	18	hurdle	hurdle	NOUN
fbem-30074	71	19	in	in	ADP
fbem-30074	71	20	achieving	achieve	VERB
fbem-30074	71	21	widespread	widespread	ADJ
fbem-30074	71	22	98	98	NUM
fbem-30074	71	23	adoption	adoption	NOUN
fbem-30074	71	24	.	.	PUNCT
fbem-30074	72	1	different	different	ADJ
fbem-30074	72	2	blockchain	blockchain	PROPN
fbem-30074	72	3	networks	network	NOUN
fbem-30074	72	4	often	often	ADV
fbem-30074	72	5	use	use	VERB
fbem-30074	72	6	different	different	ADJ
fbem-30074	72	7	protocols	protocol	NOUN
fbem-30074	72	8	,	,	PUNCT
fbem-30074	72	9	data	datum	NOUN
fbem-30074	72	10	formats	format	NOUN
fbem-30074	72	11	,	,	PUNCT
fbem-30074	72	12	and	and	CCONJ
fbem-30074	72	13	consensus	consensus	NOUN
fbem-30074	72	14	mechanisms	mechanism	NOUN
fbem-30074	72	15	,	,	PUNCT
fbem-30074	72	16	making	make	VERB
fbem-30074	72	17	it	it	PRON
fbem-30074	72	18	difficult	difficult	ADJ
fbem-30074	72	19	for	for	SCONJ
fbem-30074	72	20	them	they	PRON
fbem-30074	72	21	to	to	PART
fbem-30074	72	22	communicate	communicate	VERB
fbem-30074	72	23	and	and	CCONJ
fbem-30074	72	24	share	share	VERB
fbem-30074	72	25	data	datum	NOUN
fbem-30074	72	26	seamlessly	seamlessly	ADV
fbem-30074	72	27	.	.	PUNCT
fbem-30074	73	1	efforts	effort	NOUN
fbem-30074	73	2	are	be	AUX
fbem-30074	73	3	underway	underway	ADJ
fbem-30074	73	4	to	to	PART
fbem-30074	73	5	develop	develop	VERB
fbem-30074	73	6	standards	standard	NOUN
fbem-30074	73	7	and	and	CCONJ
fbem-30074	73	8	protocols	protocol	NOUN
fbem-30074	73	9	that	that	PRON
fbem-30074	73	10	can	can	AUX
fbem-30074	73	11	facilitate	facilitate	VERB
fbem-30074	73	12	interoperability	interoperability	NOUN
fbem-30074	73	13	,	,	PUNCT
fbem-30074	73	14	such	such	ADJ
fbem-30074	73	15	as	as	ADP
fbem-30074	73	16	cross	cross	ADJ
fbem-30074	73	17	-	-	ADJ
fbem-30074	73	18	chain	chain	ADJ
fbem-30074	73	19	communication	communication	NOUN
fbem-30074	73	20	technologies	technology	NOUN
fbem-30074	73	21	and	and	CCONJ
fbem-30074	73	22	atomic	atomic	ADJ
fbem-30074	73	23	swaps	swap	NOUN
fbem-30074	73	24	.	.	PUNCT
fbem-30074	74	1	however	however	ADV
fbem-30074	74	2	,	,	PUNCT
fbem-30074	74	3	these	these	DET
fbem-30074	74	4	solutions	solution	NOUN
fbem-30074	74	5	are	be	AUX
fbem-30074	74	6	still	still	ADV
fbem-30074	74	7	in	in	ADP
fbem-30074	74	8	their	their	PRON
fbem-30074	74	9	early	early	ADJ
fbem-30074	74	10	stages	stage	NOUN
fbem-30074	74	11	of	of	ADP
fbem-30074	74	12	development	development	NOUN
fbem-30074	74	13	and	and	CCONJ
fbem-30074	74	14	face	face	VERB
fbem-30074	74	15	challenges	challenge	NOUN
fbem-30074	74	16	such	such	ADJ
fbem-30074	74	17	as	as	ADP
fbem-30074	74	18	scalability	scalability	NOUN
fbem-30074	74	19	and	and	CCONJ
fbem-30074	74	20	security	security	NOUN
fbem-30074	74	21	.	.	PUNCT
fbem-30074	75	1	3.3	3.3	NUM
fbem-30074	75	2	.	.	PUNCT
fbem-30074	76	1	storage	storage	NOUN
fbem-30074	76	2	and	and	CCONJ
fbem-30074	76	3	hardware	hardware	NOUN
fbem-30074	76	4	requirements	requirement	NOUN
fbem-30074	76	5	the	the	DET
fbem-30074	76	6	high	high	ADJ
fbem-30074	76	7	storage	storage	NOUN
fbem-30074	76	8	and	and	CCONJ
fbem-30074	76	9	hardware	hardware	NOUN
fbem-30074	76	10	requirements	requirement	NOUN
fbem-30074	76	11	of	of	ADP
fbem-30074	76	12	blockchain	blockchain	PROPN
fbem-30074	76	13	technology	technology	PROPN
fbem-30074	76	14	,	,	PUNCT
fbem-30074	76	15	especially	especially	ADV
fbem-30074	76	16	for	for	ADP
fbem-30074	76	17	industries	industry	NOUN
fbem-30074	76	18	with	with	ADP
fbem-30074	76	19	large	large	ADJ
fbem-30074	76	20	transaction	transaction	NOUN
fbem-30074	76	21	volumes	volume	NOUN
fbem-30074	76	22	like	like	ADP
fbem-30074	76	23	finance	finance	NOUN
fbem-30074	76	24	,	,	PUNCT
fbem-30074	76	25	present	present	ADJ
fbem-30074	76	26	significant	significant	ADJ
fbem-30074	76	27	challenges	challenge	NOUN
fbem-30074	76	28	.	.	PUNCT
fbem-30074	77	1	as	as	SCONJ
fbem-30074	77	2	the	the	DET
fbem-30074	77	3	blockchain	blockchain	PROPN
fbem-30074	77	4	grows	grow	VERB
fbem-30074	77	5	,	,	PUNCT
fbem-30074	77	6	so	so	ADV
fbem-30074	77	7	does	do	VERB
fbem-30074	77	8	the	the	DET
fbem-30074	77	9	demand	demand	NOUN
fbem-30074	77	10	for	for	ADP
fbem-30074	77	11	storage	storage	NOUN
fbem-30074	77	12	space	space	NOUN
fbem-30074	77	13	and	and	CCONJ
fbem-30074	77	14	computational	computational	ADJ
fbem-30074	77	15	power	power	NOUN
fbem-30074	77	16	.	.	PUNCT
fbem-30074	78	1	this	this	PRON
fbem-30074	78	2	can	can	AUX
fbem-30074	78	3	lead	lead	VERB
fbem-30074	78	4	to	to	ADP
fbem-30074	78	5	increased	increase	VERB
fbem-30074	78	6	costs	cost	NOUN
fbem-30074	78	7	and	and	CCONJ
fbem-30074	78	8	performance	performance	NOUN
fbem-30074	78	9	bottlenecks	bottleneck	NOUN
fbem-30074	78	10	.	.	PUNCT
fbem-30074	79	1	solutions	solution	NOUN
fbem-30074	79	2	such	such	ADJ
fbem-30074	79	3	as	as	ADP
fbem-30074	79	4	sharding	sharding	NOUN
fbem-30074	79	5	,	,	PUNCT
fbem-30074	79	6	which	which	PRON
fbem-30074	79	7	involves	involve	VERB
fbem-30074	79	8	dividing	divide	VERB
fbem-30074	79	9	the	the	DET
fbem-30074	79	10	blockchain	blockchain	PROPN
fbem-30074	79	11	into	into	ADP
fbem-30074	79	12	smaller	small	ADJ
fbem-30074	79	13	,	,	PUNCT
fbem-30074	79	14	more	more	ADV
fbem-30074	79	15	manageable	manageable	ADJ
fbem-30074	79	16	pieces	piece	NOUN
fbem-30074	79	17	,	,	PUNCT
fbem-30074	79	18	and	and	CCONJ
fbem-30074	79	19	layer-2	layer-2	NUM
fbem-30074	79	20	solutions	solution	NOUN
fbem-30074	79	21	,	,	PUNCT
fbem-30074	79	22	which	which	DET
fbem-30074	79	23	offload	offload	ADJ
fbem-30074	79	24	transactions	transaction	NOUN
fbem-30074	79	25	to	to	ADP
fbem-30074	79	26	secondary	secondary	ADJ
fbem-30074	79	27	networks	network	NOUN
fbem-30074	79	28	,	,	PUNCT
fbem-30074	79	29	are	be	AUX
fbem-30074	79	30	being	be	AUX
fbem-30074	79	31	explored	explore	VERB
fbem-30074	79	32	to	to	PART
fbem-30074	79	33	address	address	VERB
fbem-30074	79	34	these	these	DET
fbem-30074	79	35	issues	issue	NOUN
fbem-30074	79	36	.	.	PUNCT
fbem-30074	80	1	however	however	ADV
fbem-30074	80	2	,	,	PUNCT
fbem-30074	80	3	these	these	DET
fbem-30074	80	4	approaches	approach	NOUN
fbem-30074	80	5	come	come	VERB
fbem-30074	80	6	with	with	ADP
fbem-30074	80	7	their	their	PRON
fbem-30074	80	8	own	own	ADJ
fbem-30074	80	9	set	set	NOUN
fbem-30074	80	10	of	of	ADP
fbem-30074	80	11	challenges	challenge	NOUN
fbem-30074	80	12	and	and	CCONJ
fbem-30074	80	13	trade	trade	NOUN
fbem-30074	80	14	-	-	PUNCT
fbem-30074	80	15	offs	off	NOUN
fbem-30074	80	16	.	.	PUNCT
fbem-30074	81	1	3.4	3.4	NUM
fbem-30074	81	2	.	.	PUNCT
fbem-30074	81	3	allocation	allocation	NOUN
fbem-30074	81	4	of	of	ADP
fbem-30074	81	5	accounting	accounting	NOUN
fbem-30074	81	6	rights	right	NOUN
fbem-30074	81	7	and	and	CCONJ
fbem-30074	81	8	consensus	consensus	NOUN
fbem-30074	81	9	mechanisms	mechanism	NOUN
fbem-30074	81	10	in	in	ADP
fbem-30074	81	11	distributed	distribute	VERB
fbem-30074	81	12	ledgers	ledger	NOUN
fbem-30074	81	13	and	and	CCONJ
fbem-30074	81	14	smart	smart	ADJ
fbem-30074	81	15	contracts	contract	NOUN
fbem-30074	81	16	,	,	PUNCT
fbem-30074	81	17	the	the	DET
fbem-30074	81	18	allocation	allocation	NOUN
fbem-30074	81	19	of	of	ADP
fbem-30074	81	20	accounting	accounting	NOUN
fbem-30074	81	21	rights	right	NOUN
fbem-30074	81	22	and	and	CCONJ
fbem-30074	81	23	the	the	DET
fbem-30074	81	24	conditions	condition	NOUN
fbem-30074	81	25	for	for	ADP
fbem-30074	81	26	reaching	reach	VERB
fbem-30074	81	27	commercial	commercial	ADJ
fbem-30074	81	28	consensus	consensus	NOUN
fbem-30074	81	29	are	be	AUX
fbem-30074	81	30	crucial	crucial	ADJ
fbem-30074	81	31	.	.	PUNCT
fbem-30074	82	1	however	however	ADV
fbem-30074	82	2	,	,	PUNCT
fbem-30074	82	3	these	these	DET
fbem-30074	82	4	aspects	aspect	NOUN
fbem-30074	82	5	can	can	AUX
fbem-30074	82	6	be	be	AUX
fbem-30074	82	7	difficult	difficult	ADJ
fbem-30074	82	8	to	to	PART
fbem-30074	82	9	define	define	VERB
fbem-30074	82	10	and	and	CCONJ
fbem-30074	82	11	measure	measure	VERB
fbem-30074	82	12	,	,	PUNCT
fbem-30074	82	13	especially	especially	ADV
fbem-30074	82	14	in	in	ADP
fbem-30074	82	15	consortium	consortium	NOUN
fbem-30074	82	16	blockchains	blockchain	NOUN
fbem-30074	82	17	where	where	SCONJ
fbem-30074	82	18	multiple	multiple	ADJ
fbem-30074	82	19	organizations	organization	NOUN
fbem-30074	82	20	participate	participate	VERB
fbem-30074	82	21	.	.	PUNCT
fbem-30074	83	1	clear	clear	ADJ
fbem-30074	83	2	governance	governance	NOUN
fbem-30074	83	3	structures	structure	NOUN
fbem-30074	83	4	,	,	PUNCT
fbem-30074	83	5	rules	rule	NOUN
fbem-30074	83	6	,	,	PUNCT
fbem-30074	83	7	and	and	CCONJ
fbem-30074	83	8	incentives	incentive	NOUN
fbem-30074	83	9	are	be	AUX
fbem-30074	83	10	needed	need	VERB
fbem-30074	83	11	to	to	PART
fbem-30074	83	12	ensure	ensure	VERB
fbem-30074	83	13	fair	fair	ADJ
fbem-30074	83	14	and	and	CCONJ
fbem-30074	83	15	efficient	efficient	ADJ
fbem-30074	83	16	decision	decision	NOUN
fbem-30074	83	17	-	-	PUNCT
fbem-30074	83	18	making	making	NOUN
fbem-30074	83	19	.	.	PUNCT
fbem-30074	84	1	additionally	additionally	ADV
fbem-30074	84	2	,	,	PUNCT
fbem-30074	84	3	monitoring	monitoring	NOUN
fbem-30074	84	4	and	and	CCONJ
fbem-30074	84	5	evaluating	evaluate	VERB
fbem-30074	84	6	the	the	DET
fbem-30074	84	7	contribution	contribution	NOUN
fbem-30074	84	8	and	and	CCONJ
fbem-30074	84	9	activity	activity	NOUN
fbem-30074	84	10	of	of	ADP
fbem-30074	84	11	each	each	DET
fbem-30074	84	12	node	node	NOUN
fbem-30074	84	13	or	or	CCONJ
fbem-30074	84	14	participant	participant	ADJ
fbem-30074	84	15	in	in	ADP
fbem-30074	84	16	the	the	DET
fbem-30074	84	17	consortium	consortium	NOUN
fbem-30074	84	18	can	can	AUX
fbem-30074	84	19	be	be	AUX
fbem-30074	84	20	challenging	challenge	VERB
fbem-30074	84	21	,	,	PUNCT
fbem-30074	84	22	requiring	require	VERB
fbem-30074	84	23	sophisticated	sophisticated	ADJ
fbem-30074	84	24	mechanisms	mechanism	NOUN
fbem-30074	84	25	for	for	ADP
fbem-30074	84	26	tracking	tracking	NOUN
fbem-30074	84	27	and	and	CCONJ
fbem-30074	84	28	rewarding	rewarding	ADJ
fbem-30074	84	29	participation	participation	NOUN
fbem-30074	84	30	.	.	PUNCT
fbem-30074	85	1	3.5	3.5	NUM
fbem-30074	85	2	.	.	PUNCT
fbem-30074	86	1	legal	legal	ADJ
fbem-30074	86	2	and	and	CCONJ
fbem-30074	86	3	regulatory	regulatory	ADJ
fbem-30074	86	4	uncertaintie	uncertaintie	NOUN
fbem-30074	86	5	the	the	DET
fbem-30074	86	6	lack	lack	NOUN
fbem-30074	86	7	of	of	ADP
fbem-30074	86	8	clear	clear	ADJ
fbem-30074	86	9	legal	legal	ADJ
fbem-30074	86	10	and	and	CCONJ
fbem-30074	86	11	regulatory	regulatory	ADJ
fbem-30074	86	12	frameworks	framework	NOUN
fbem-30074	86	13	for	for	ADP
fbem-30074	86	14	blockchain	blockchain	PROPN
fbem-30074	86	15	technology	technology	NOUN
fbem-30074	86	16	poses	pose	VERB
fbem-30074	86	17	significant	significant	ADJ
fbem-30074	86	18	risks	risk	NOUN
fbem-30074	86	19	for	for	ADP
fbem-30074	86	20	financial	financial	ADJ
fbem-30074	86	21	institutions	institution	NOUN
fbem-30074	86	22	and	and	CCONJ
fbem-30074	86	23	enterprises	enterprise	NOUN
fbem-30074	86	24	.	.	PUNCT
fbem-30074	87	1	while	while	SCONJ
fbem-30074	87	2	blockchain	blockchain	PROPN
fbem-30074	87	3	has	have	VERB
fbem-30074	87	4	the	the	DET
fbem-30074	87	5	potential	potential	NOUN
fbem-30074	87	6	to	to	PART
fbem-30074	87	7	revolutionize	revolutionize	VERB
fbem-30074	87	8	cross	cross	ADJ
fbem-30074	87	9	-	-	ADJ
fbem-30074	87	10	border	border	ADJ
fbem-30074	87	11	payment	payment	NOUN
fbem-30074	87	12	and	and	CCONJ
fbem-30074	87	13	settlement	settlement	NOUN
fbem-30074	87	14	,	,	PUNCT
fbem-30074	87	15	the	the	DET
fbem-30074	87	16	lack	lack	NOUN
fbem-30074	87	17	of	of	ADP
fbem-30074	87	18	regulatory	regulatory	ADJ
fbem-30074	87	19	clarity	clarity	NOUN
fbem-30074	87	20	can	can	AUX
fbem-30074	87	21	create	create	VERB
fbem-30074	87	22	legal	legal	ADJ
fbem-30074	87	23	and	and	CCONJ
fbem-30074	87	24	compliance	compliance	NOUN
fbem-30074	87	25	uncertainties	uncertainty	NOUN
fbem-30074	87	26	.	.	PUNCT
fbem-30074	88	1	governments	government	NOUN
fbem-30074	88	2	and	and	CCONJ
fbem-30074	88	3	regulators	regulator	NOUN
fbem-30074	88	4	are	be	AUX
fbem-30074	88	5	gradually	gradually	ADV
fbem-30074	88	6	developing	develop	VERB
fbem-30074	88	7	policies	policy	NOUN
fbem-30074	88	8	and	and	CCONJ
fbem-30074	88	9	guidelines	guideline	NOUN
fbem-30074	88	10	to	to	PART
fbem-30074	88	11	address	address	VERB
fbem-30074	88	12	these	these	DET
fbem-30074	88	13	issues	issue	NOUN
fbem-30074	88	14	,	,	PUNCT
fbem-30074	88	15	but	but	CCONJ
fbem-30074	88	16	the	the	DET
fbem-30074	88	17	process	process	NOUN
fbem-30074	88	18	is	be	AUX
fbem-30074	88	19	slow	slow	ADJ
fbem-30074	88	20	and	and	CCONJ
fbem-30074	88	21	complex	complex	ADJ
fbem-30074	88	22	.	.	PUNCT
fbem-30074	89	1	in	in	ADP
fbem-30074	89	2	the	the	DET
fbem-30074	89	3	meantime	meantime	NOUN
fbem-30074	89	4	,	,	PUNCT
fbem-30074	89	5	financial	financial	ADJ
fbem-30074	89	6	institutions	institution	NOUN
fbem-30074	89	7	and	and	CCONJ
fbem-30074	89	8	enterprises	enterprise	NOUN
fbem-30074	89	9	must	must	AUX
fbem-30074	89	10	navigate	navigate	VERB
fbem-30074	89	11	a	a	DET
fbem-30074	89	12	regulatory	regulatory	ADJ
fbem-30074	89	13	landscape	landscape	NOUN
fbem-30074	89	14	that	that	PRON
fbem-30074	89	15	is	be	AUX
fbem-30074	89	16	constantly	constantly	ADV
fbem-30074	89	17	evolving	evolve	VERB
fbem-30074	89	18	and	and	CCONJ
fbem-30074	89	19	subject	subject	ADJ
fbem-30074	89	20	to	to	ADP
fbem-30074	89	21	interpretation	interpretation	NOUN
fbem-30074	89	22	[	[	X
fbem-30074	89	23	6	6	NUM
fbem-30074	89	24	]	]	PUNCT
fbem-30074	89	25	.	.	PUNCT
fbem-30074	90	1	to	to	PART
fbem-30074	90	2	overcome	overcome	VERB
fbem-30074	90	3	these	these	DET
fbem-30074	90	4	challenges	challenge	NOUN
fbem-30074	90	5	,	,	PUNCT
fbem-30074	90	6	a	a	DET
fbem-30074	90	7	collaborative	collaborative	ADJ
fbem-30074	90	8	approach	approach	NOUN
fbem-30074	90	9	involving	involve	VERB
fbem-30074	90	10	stakeholders	stakeholder	NOUN
fbem-30074	90	11	from	from	ADP
fbem-30074	90	12	across	across	ADP
fbem-30074	90	13	the	the	DET
fbem-30074	90	14	industry	industry	NOUN
fbem-30074	90	15	,	,	PUNCT
fbem-30074	90	16	government	government	NOUN
fbem-30074	90	17	,	,	PUNCT
fbem-30074	90	18	and	and	CCONJ
fbem-30074	90	19	academia	academia	NOUN
fbem-30074	90	20	is	be	AUX
fbem-30074	90	21	essential	essential	ADJ
fbem-30074	90	22	.	.	PUNCT
fbem-30074	91	1	efforts	effort	NOUN
fbem-30074	91	2	to	to	PART
fbem-30074	91	3	develop	develop	VERB
fbem-30074	91	4	standards	standard	NOUN
fbem-30074	91	5	,	,	PUNCT
fbem-30074	91	6	protocols	protocol	NOUN
fbem-30074	91	7	,	,	PUNCT
fbem-30074	91	8	and	and	CCONJ
fbem-30074	91	9	best	good	ADJ
fbem-30074	91	10	practices	practice	NOUN
fbem-30074	91	11	for	for	ADP
fbem-30074	91	12	blockchain	blockchain	NOUN
fbem-30074	91	13	implementation	implementation	NOUN
fbem-30074	91	14	can	can	AUX
fbem-30074	91	15	help	help	VERB
fbem-30074	91	16	address	address	VERB
fbem-30074	91	17	interoperability	interoperability	NOUN
fbem-30074	91	18	,	,	PUNCT
fbem-30074	91	19	storage	storage	NOUN
fbem-30074	91	20	,	,	PUNCT
fbem-30074	91	21	and	and	CCONJ
fbem-30074	91	22	gov	gov	ADJ
fbem-30074	91	23	ernance	ernance	NOUN
fbem-30074	91	24	issues	issue	NOUN
fbem-30074	91	25	.	.	PUNCT
fbem-30074	92	1	additionally	additionally	ADV
fbem-30074	92	2	,	,	PUNCT
fbem-30074	92	3	ongoing	ongoing	ADJ
fbem-30074	92	4	dialogue	dialogue	NOUN
fbem-30074	92	5	and	and	CCONJ
fbem-30074	92	6	cooperation	cooperation	NOUN
fbem-30074	92	7	between	between	ADP
fbem-30074	92	8	regulators	regulator	NOUN
fbem-30074	92	9	and	and	CCONJ
fbem-30074	92	10	the	the	DET
fbem-30074	92	11	blockchain	blockchain	PROPN
fbem-30074	92	12	community	community	NOUN
fbem-30074	92	13	can	can	AUX
fbem-30074	92	14	help	help	AUX
fbem-30074	92	15	clarify	clarify	VERB
fbem-30074	92	16	legal	legal	ADJ
fbem-30074	92	17	and	and	CCONJ
fbem-30074	92	18	regulatory	regulatory	ADJ
fbem-30074	92	19	frameworks	framework	NOUN
fbem-30074	92	20	,	,	PUNCT
fbem-30074	92	21	fostering	foster	VERB
fbem-30074	92	22	a	a	DET
fbem-30074	92	23	more	more	ADV
fbem-30074	92	24	supportive	supportive	ADJ
fbem-30074	92	25	environment	environment	NOUN
fbem-30074	92	26	for	for	ADP
fbem-30074	92	27	blockchain	blockchain	PROPN
fbem-30074	92	28	innovation	innovation	NOUN
fbem-30074	92	29	and	and	CCONJ
fbem-30074	92	30	adoption	adoption	NOUN
fbem-30074	92	31	.	.	PUNCT
fbem-30074	93	1	4	4	X
fbem-30074	93	2	.	.	NOUN
fbem-30074	93	3	positive	positive	ADJ
fbem-30074	93	4	and	and	CCONJ
fbem-30074	93	5	negative	negative	ADJ
fbem-30074	93	6	impacts	impact	NOUN
fbem-30074	93	7	of	of	ADP
fbem-30074	93	8	blockchain	blockchain	PROPN
fbem-30074	93	9	technology	technology	PROPN
fbem-30074	93	10	4.1	4.1	NUM
fbem-30074	93	11	.	.	PUNCT
fbem-30074	94	1	for	for	ADP
fbem-30074	94	2	bank	bank	NOUN
fbem-30074	94	3	users	user	NOUN
fbem-30074	94	4	on	on	ADP
fbem-30074	94	5	the	the	DET
fbem-30074	94	6	one	one	NUM
fbem-30074	94	7	hand	hand	NOUN
fbem-30074	94	8	,	,	PUNCT
fbem-30074	94	9	one	one	NUM
fbem-30074	94	10	of	of	ADP
fbem-30074	94	11	the	the	DET
fbem-30074	94	12	core	core	NOUN
fbem-30074	94	13	advantages	advantage	NOUN
fbem-30074	94	14	of	of	ADP
fbem-30074	94	15	blockchain	blockchain	PROPN
fbem-30074	94	16	technology	technology	PROPN
fbem-30074	94	17	is	be	AUX
fbem-30074	94	18	its	its	PRON
fbem-30074	94	19	decentralized	decentralized	ADJ
fbem-30074	94	20	and	and	CCONJ
fbem-30074	94	21	immutable	immutable	ADJ
fbem-30074	94	22	nature	nature	NOUN
fbem-30074	94	23	,	,	PUNCT
fbem-30074	94	24	which	which	PRON
fbem-30074	94	25	makes	make	VERB
fbem-30074	94	26	the	the	DET
fbem-30074	94	27	tampering	tampering	NOUN
fbem-30074	94	28	of	of	ADP
fbem-30074	94	29	any	any	DET
fbem-30074	94	30	single	single	ADJ
fbem-30074	94	31	node	node	NOUN
fbem-30074	94	32	unable	unable	ADJ
fbem-30074	94	33	to	to	PART
fbem-30074	94	34	affect	affect	VERB
fbem-30074	94	35	the	the	DET
fbem-30074	94	36	integrity	integrity	NOUN
fbem-30074	94	37	of	of	ADP
fbem-30074	94	38	the	the	DET
fbem-30074	94	39	entire	entire	ADJ
fbem-30074	94	40	system	system	NOUN
fbem-30074	94	41	,	,	PUNCT
fbem-30074	94	42	thus	thus	ADV
fbem-30074	94	43	greatly	greatly	ADV
fbem-30074	94	44	improving	improve	VERB
fbem-30074	94	45	the	the	DET
fbem-30074	94	46	security	security	NOUN
fbem-30074	94	47	of	of	ADP
fbem-30074	94	48	transactions	transaction	NOUN
fbem-30074	94	49	.	.	PUNCT
fbem-30074	95	1	in	in	ADP
fbem-30074	95	2	addition	addition	NOUN
fbem-30074	95	3	,	,	PUNCT
fbem-30074	95	4	every	every	DET
fbem-30074	95	5	transaction	transaction	NOUN
fbem-30074	95	6	on	on	ADP
fbem-30074	95	7	the	the	DET
fbem-30074	95	8	blockchain	blockchain	PROPN
fbem-30074	95	9	is	be	AUX
fbem-30074	95	10	encrypted	encrypt	VERB
fbem-30074	95	11	and	and	CCONJ
fbem-30074	95	12	time	time	NOUN
fbem-30074	95	13	-	-	PUNCT
fbem-30074	95	14	stamped	stamp	VERB
fbem-30074	95	15	,	,	PUNCT
fbem-30074	95	16	ensuring	ensure	VERB
fbem-30074	95	17	the	the	DET
fbem-30074	95	18	transparency	transparency	NOUN
fbem-30074	95	19	and	and	CCONJ
fbem-30074	95	20	traceability	traceability	NOUN
fbem-30074	95	21	of	of	ADP
fbem-30074	95	22	transactions	transaction	NOUN
fbem-30074	95	23	,	,	PUNCT
fbem-30074	95	24	and	and	CCONJ
fbem-30074	95	25	both	both	PRON
fbem-30074	95	26	individual	individual	ADJ
fbem-30074	95	27	users	user	NOUN
fbem-30074	95	28	and	and	CCONJ
fbem-30074	95	29	corporate	corporate	ADJ
fbem-30074	95	30	customers	customer	NOUN
fbem-30074	95	31	can	can	AUX
fbem-30074	95	32	view	view	VERB
fbem-30074	95	33	the	the	DET
fbem-30074	95	34	transaction	transaction	NOUN
fbem-30074	95	35	history	history	NOUN
fbem-30074	95	36	in	in	ADP
fbem-30074	95	37	real	real	ADJ
fbem-30074	95	38	time	time	NOUN
fbem-30074	95	39	through	through	ADP
fbem-30074	95	40	the	the	DET
fbem-30074	95	41	blockchain	blockchain	PROPN
fbem-30074	95	42	platform	platform	NOUN
fbem-30074	95	43	,	,	PUNCT
fbem-30074	95	44	reducing	reduce	VERB
fbem-30074	95	45	the	the	DET
fbem-30074	95	46	problem	problem	NOUN
fbem-30074	95	47	of	of	ADP
fbem-30074	95	48	information	information	NOUN
fbem-30074	95	49	asymmetry	asymmetry	NOUN
fbem-30074	95	50	.	.	PUNCT
fbem-30074	96	1	this	this	PRON
fbem-30074	96	2	not	not	PART
fbem-30074	96	3	only	only	ADV
fbem-30074	96	4	helps	help	VERB
fbem-30074	96	5	banks	bank	NOUN
fbem-30074	96	6	reduce	reduce	VERB
fbem-30074	96	7	fraud	fraud	NOUN
fbem-30074	96	8	,	,	PUNCT
fbem-30074	96	9	such	such	ADJ
fbem-30074	96	10	as	as	ADP
fbem-30074	96	11	fake	fake	ADJ
fbem-30074	96	12	money	money	NOUN
fbem-30074	96	13	transfers	transfer	NOUN
fbem-30074	96	14	,	,	PUNCT
fbem-30074	96	15	identity	identity	NOUN
fbem-30074	96	16	theft	theft	NOUN
fbem-30074	96	17	,	,	PUNCT
fbem-30074	96	18	etc	etc	X
fbem-30074	96	19	.	.	X
fbem-30074	96	20	,	,	PUNCT
fbem-30074	96	21	but	but	CCONJ
fbem-30074	96	22	also	also	ADV
fbem-30074	96	23	enhances	enhance	VERB
fbem-30074	96	24	customers	customer	NOUN
fbem-30074	96	25	'	'	PART
fbem-30074	96	26	trust	trust	NOUN
fbem-30074	96	27	in	in	ADP
fbem-30074	96	28	the	the	DET
fbem-30074	96	29	bank	bank	NOUN
fbem-30074	96	30	.	.	PUNCT
fbem-30074	97	1	especially	especially	ADV
fbem-30074	97	2	in	in	ADP
fbem-30074	97	3	areas	area	NOUN
fbem-30074	97	4	such	such	ADJ
fbem-30074	97	5	as	as	ADP
fbem-30074	97	6	cross	cross	ADJ
fbem-30074	97	7	-	-	ADJ
fbem-30074	97	8	border	border	ADJ
fbem-30074	97	9	payments	payment	NOUN
fbem-30074	97	10	and	and	CCONJ
fbem-30074	97	11	supply	supply	NOUN
fbem-30074	97	12	chain	chain	NOUN
fbem-30074	97	13	finance	finance	NOUN
fbem-30074	97	14	,	,	PUNCT
fbem-30074	97	15	the	the	DET
fbem-30074	97	16	transparency	transparency	NOUN
fbem-30074	97	17	of	of	ADP
fbem-30074	97	18	blockchain	blockchain	PROPN
fbem-30074	97	19	can	can	AUX
fbem-30074	97	20	effectively	effectively	ADV
fbem-30074	97	21	prevent	prevent	VERB
fbem-30074	97	22	money	money	NOUN
fbem-30074	97	23	laundering	laundering	NOUN
fbem-30074	97	24	,	,	PUNCT
fbem-30074	97	25	smuggling	smuggling	NOUN
fbem-30074	97	26	and	and	CCONJ
fbem-30074	97	27	other	other	ADJ
fbem-30074	97	28	illegal	illegal	ADJ
fbem-30074	97	29	activities	activity	NOUN
fbem-30074	97	30	,	,	PUNCT
fbem-30074	97	31	and	and	CCONJ
fbem-30074	97	32	improve	improve	VERB
fbem-30074	97	33	the	the	DET
fbem-30074	97	34	compliance	compliance	NOUN
fbem-30074	97	35	of	of	ADP
fbem-30074	97	36	financial	financial	ADJ
fbem-30074	97	37	institutions	institution	NOUN
fbem-30074	97	38	.	.	PUNCT
fbem-30074	98	1	in	in	ADP
fbem-30074	98	2	addition	addition	NOUN
fbem-30074	98	3	,	,	PUNCT
fbem-30074	98	4	blockchain	blockchain	PROPN
fbem-30074	98	5	technology	technology	PROPN
fbem-30074	98	6	is	be	AUX
fbem-30074	98	7	capable	capable	ADJ
fbem-30074	98	8	of	of	ADP
fbem-30074	98	9	optimizing	optimize	VERB
fbem-30074	98	10	payment	payment	NOUN
fbem-30074	98	11	and	and	CCONJ
fbem-30074	98	12	settlement	settlement	NOUN
fbem-30074	98	13	systems	system	NOUN
fbem-30074	98	14	,	,	PUNCT
fbem-30074	98	15	thereby	thereby	ADV
fbem-30074	98	16	reducing	reduce	VERB
fbem-30074	98	17	transaction	transaction	NOUN
fbem-30074	98	18	costs	cost	NOUN
fbem-30074	98	19	,	,	PUNCT
fbem-30074	98	20	speeding	speed	VERB
fbem-30074	98	21	up	up	ADP
fbem-30074	98	22	transactions	transaction	NOUN
fbem-30074	98	23	,	,	PUNCT
fbem-30074	98	24	and	and	CCONJ
fbem-30074	98	25	significantly	significantly	ADV
fbem-30074	98	26	improving	improve	VERB
fbem-30074	98	27	operational	operational	ADJ
fbem-30074	98	28	efficiency	efficiency	NOUN
fbem-30074	98	29	.	.	PUNCT
fbem-30074	99	1	more	more	ADV
fbem-30074	99	2	importantly	importantly	ADV
fbem-30074	99	3	,	,	PUNCT
fbem-30074	99	4	blockchain	blockchain	PROPN
fbem-30074	99	5	technology	technology	PROPN
fbem-30074	99	6	provides	provide	VERB
fbem-30074	99	7	banks	bank	NOUN
fbem-30074	99	8	with	with	ADP
fbem-30074	99	9	the	the	DET
fbem-30074	99	10	opportunity	opportunity	NOUN
fbem-30074	99	11	to	to	PART
fbem-30074	99	12	innovate	innovate	VERB
fbem-30074	99	13	financial	financial	ADJ
fbem-30074	99	14	services	service	NOUN
fbem-30074	99	15	,	,	PUNCT
fbem-30074	99	16	such	such	ADJ
fbem-30074	99	17	as	as	ADP
fbem-30074	99	18	digital	digital	ADJ
fbem-30074	99	19	currency	currency	NOUN
fbem-30074	99	20	,	,	PUNCT
fbem-30074	99	21	supply	supply	NOUN
fbem-30074	99	22	chain	chain	NOUN
fbem-30074	99	23	finance	finance	NOUN
fbem-30074	99	24	,	,	PUNCT
fbem-30074	99	25	etc	etc	X
fbem-30074	99	26	.	.	X
fbem-30074	99	27	at	at	ADP
fbem-30074	99	28	the	the	DET
fbem-30074	99	29	same	same	ADJ
fbem-30074	99	30	time	time	NOUN
fbem-30074	99	31	,	,	PUNCT
fbem-30074	99	32	blockchain	blockchain	PROPN
fbem-30074	99	33	can	can	AUX
fbem-30074	99	34	also	also	ADV
fbem-30074	99	35	be	be	AUX
fbem-30074	99	36	used	use	VERB
fbem-30074	99	37	to	to	PART
fbem-30074	99	38	build	build	VERB
fbem-30074	99	39	a	a	DET
fbem-30074	99	40	decentralized	decentralize	VERB
fbem-30074	99	41	financial	financial	ADJ
fbem-30074	99	42	ecosystem	ecosystem	NOUN
fbem-30074	99	43	,	,	PUNCT
fbem-30074	99	44	such	such	ADJ
fbem-30074	99	45	as	as	ADP
fbem-30074	99	46	decentralized	decentralized	ADJ
fbem-30074	99	47	exchange	exchange	NOUN
fbem-30074	99	48	(	(	PUNCT
fbem-30074	99	49	dex	dex	NOUN
fbem-30074	99	50	)	)	PUNCT
fbem-30074	99	51	,	,	PUNCT
fbem-30074	99	52	decentralized	decentralize	VERB
fbem-30074	99	53	lending	lending	NOUN
fbem-30074	99	54	platform	platform	NOUN
fbem-30074	99	55	,	,	PUNCT
fbem-30074	99	56	etc	etc	X
fbem-30074	99	57	.	.	X
fbem-30074	99	58	,	,	PUNCT
fbem-30074	99	59	to	to	PART
fbem-30074	99	60	provide	provide	VERB
fbem-30074	99	61	users	user	NOUN
fbem-30074	99	62	with	with	ADP
fbem-30074	99	63	more	more	ADV
fbem-30074	99	64	diversified	diversified	ADJ
fbem-30074	99	65	financial	financial	ADJ
fbem-30074	99	66	service	service	NOUN
fbem-30074	99	67	options	option	NOUN
fbem-30074	99	68	and	and	CCONJ
fbem-30074	99	69	enhance	enhance	VERB
fbem-30074	99	70	the	the	DET
fbem-30074	99	71	competitiveness	competitiveness	NOUN
fbem-30074	99	72	of	of	ADP
fbem-30074	99	73	banks	bank	NOUN
fbem-30074	99	74	.	.	PUNCT
fbem-30074	100	1	on	on	ADP
fbem-30074	100	2	the	the	DET
fbem-30074	100	3	other	other	ADJ
fbem-30074	100	4	hand	hand	NOUN
fbem-30074	100	5	,	,	PUNCT
fbem-30074	100	6	the	the	DET
fbem-30074	100	7	application	application	NOUN
fbem-30074	100	8	of	of	ADP
fbem-30074	100	9	blockchain	blockchain	PROPN
fbem-30074	100	10	technology	technology	PROPN
fbem-30074	100	11	may	may	AUX
fbem-30074	100	12	undermine	undermine	VERB
fbem-30074	100	13	the	the	DET
fbem-30074	100	14	advantages	advantage	NOUN
fbem-30074	100	15	of	of	ADP
fbem-30074	100	16	traditional	traditional	ADJ
fbem-30074	100	17	banks	bank	NOUN
fbem-30074	100	18	.	.	PUNCT
fbem-30074	101	1	with	with	ADP
fbem-30074	101	2	the	the	DET
fbem-30074	101	3	development	development	NOUN
fbem-30074	101	4	of	of	ADP
fbem-30074	101	5	blockchain	blockchain	PROPN
fbem-30074	101	6	technology	technology	PROPN
fbem-30074	101	7	,	,	PUNCT
fbem-30074	101	8	more	more	ADJ
fbem-30074	101	9	and	and	CCONJ
fbem-30074	101	10	more	more	ADV
fbem-30074	101	11	decentralised	decentralised	ADJ
fbem-30074	101	12	financial	financial	ADJ
fbem-30074	101	13	platforms	platform	NOUN
fbem-30074	101	14	(	(	PUNCT
fbem-30074	101	15	defi	defi	PROPN
fbem-30074	101	16	)	)	PUNCT
fbem-30074	101	17	have	have	AUX
fbem-30074	101	18	begun	begin	VERB
fbem-30074	101	19	to	to	PART
fbem-30074	101	20	emerge	emerge	VERB
fbem-30074	101	21	,	,	PUNCT
fbem-30074	101	22	which	which	PRON
fbem-30074	101	23	allow	allow	VERB
fbem-30074	101	24	users	user	NOUN
fbem-30074	101	25	to	to	PART
fbem-30074	101	26	conduct	conduct	VERB
fbem-30074	101	27	peer	peer	NOUN
fbem-30074	101	28	-	-	PUNCT
fbem-30074	101	29	to	to	ADP
fbem-30074	101	30	-	-	PUNCT
fbem-30074	101	31	peer	peer	NOUN
fbem-30074	101	32	transactions	transaction	NOUN
fbem-30074	101	33	directly	directly	ADV
fbem-30074	101	34	without	without	ADP
fbem-30074	101	35	having	have	VERB
fbem-30074	101	36	to	to	PART
fbem-30074	101	37	go	go	VERB
fbem-30074	101	38	through	through	ADP
fbem-30074	101	39	intermediaries	intermediary	NOUN
fbem-30074	101	40	such	such	ADJ
fbem-30074	101	41	as	as	ADP
fbem-30074	101	42	banks	bank	NOUN
fbem-30074	101	43	.	.	PUNCT
fbem-30074	102	1	this	this	PRON
fbem-30074	102	2	not	not	PART
fbem-30074	102	3	only	only	ADV
fbem-30074	102	4	reduces	reduce	VERB
fbem-30074	102	5	banks	bank	NOUN
fbem-30074	102	6	'	'	PART
fbem-30074	102	7	intermediary	intermediary	ADJ
fbem-30074	102	8	revenue	revenue	NOUN
fbem-30074	102	9	streams	stream	NOUN
fbem-30074	102	10	,	,	PUNCT
fbem-30074	102	11	but	but	CCONJ
fbem-30074	102	12	also	also	ADV
fbem-30074	102	13	threatens	threaten	VERB
fbem-30074	102	14	to	to	PART
fbem-30074	102	15	undermine	undermine	VERB
fbem-30074	102	16	their	their	PRON
fbem-30074	102	17	dominant	dominant	ADJ
fbem-30074	102	18	position	position	NOUN
fbem-30074	102	19	in	in	ADP
fbem-30074	102	20	payments	payment	NOUN
fbem-30074	102	21	and	and	CCONJ
fbem-30074	102	22	settlements	settlement	NOUN
fbem-30074	102	23	.	.	PUNCT
fbem-30074	103	1	there	there	PRON
fbem-30074	103	2	are	be	VERB
fbem-30074	103	3	also	also	ADV
fbem-30074	103	4	barriers	barrier	NOUN
fbem-30074	103	5	to	to	ADP
fbem-30074	103	6	integrating	integrate	VERB
fbem-30074	103	7	this	this	DET
fbem-30074	103	8	emerging	emerge	VERB
fbem-30074	103	9	technology	technology	NOUN
fbem-30074	103	10	into	into	ADP
fbem-30074	103	11	existing	exist	VERB
fbem-30074	103	12	banking	banking	NOUN
fbem-30074	103	13	operations	operation	NOUN
fbem-30074	103	14	and	and	CCONJ
fbem-30074	103	15	facilities	facility	NOUN
fbem-30074	103	16	.	.	PUNCT
fbem-30074	104	1	firstly	firstly	ADV
fbem-30074	104	2	,	,	PUNCT
fbem-30074	104	3	blockchain	blockchain	PROPN
fbem-30074	104	4	technology	technology	PROPN
fbem-30074	104	5	itself	itself	PRON
fbem-30074	104	6	has	have	VERB
fbem-30074	104	7	a	a	DET
fbem-30074	104	8	high	high	ADJ
fbem-30074	104	9	level	level	NOUN
fbem-30074	104	10	of	of	ADP
fbem-30074	104	11	technical	technical	ADJ
fbem-30074	104	12	complexity	complexity	NOUN
fbem-30074	104	13	and	and	CCONJ
fbem-30074	104	14	requires	require	VERB
fbem-30074	104	15	appropriate	appropriate	ADJ
fbem-30074	104	16	technical	technical	ADJ
fbem-30074	104	17	skills	skill	NOUN
fbem-30074	104	18	and	and	CCONJ
fbem-30074	104	19	expertise	expertise	NOUN
fbem-30074	104	20	,	,	PUNCT
fbem-30074	104	21	and	and	CCONJ
fbem-30074	104	22	the	the	DET
fbem-30074	104	23	development	development	NOUN
fbem-30074	104	24	and	and	CCONJ
fbem-30074	104	25	deployment	deployment	NOUN
fbem-30074	104	26	of	of	ADP
fbem-30074	104	27	blockchain	blockchain	PROPN
fbem-30074	104	28	systems	system	NOUN
fbem-30074	104	29	requires	require	VERB
fbem-30074	104	30	a	a	DET
fbem-30074	104	31	significant	significant	ADJ
fbem-30074	104	32	investment	investment	NOUN
fbem-30074	104	33	of	of	ADP
fbem-30074	104	34	time	time	NOUN
fbem-30074	104	35	and	and	CCONJ
fbem-30074	104	36	resources	resource	NOUN
fbem-30074	104	37	,	,	PUNCT
fbem-30074	104	38	increasing	increase	VERB
fbem-30074	104	39	implementation	implementation	NOUN
fbem-30074	104	40	costs	cost	NOUN
fbem-30074	104	41	.	.	PUNCT
fbem-30074	105	1	secondly	secondly	ADV
fbem-30074	105	2	,	,	PUNCT
fbem-30074	105	3	the	the	DET
fbem-30074	105	4	application	application	NOUN
fbem-30074	105	5	of	of	ADP
fbem-30074	105	6	blockchain	blockchain	PROPN
fbem-30074	105	7	technology	technology	PROPN
fbem-30074	105	8	also	also	ADV
fbem-30074	105	9	requires	require	VERB
fbem-30074	105	10	cultural	cultural	ADJ
fbem-30074	105	11	change	change	NOUN
fbem-30074	105	12	within	within	ADP
fbem-30074	105	13	the	the	DET
fbem-30074	105	14	bank	bank	NOUN
fbem-30074	105	15	as	as	ADV
fbem-30074	105	16	well	well	ADV
fbem-30074	105	17	as	as	ADP
fbem-30074	105	18	external	external	ADJ
fbem-30074	105	19	education	education	NOUN
fbem-30074	105	20	and	and	CCONJ
fbem-30074	105	21	guidance	guidance	NOUN
fbem-30074	105	22	.	.	PUNCT
fbem-30074	106	1	traditional	traditional	ADJ
fbem-30074	106	2	bank	bank	NOUN
fbem-30074	106	3	employees	employee	NOUN
fbem-30074	106	4	are	be	AUX
fbem-30074	106	5	accustomed	accustomed	ADJ
fbem-30074	106	6	to	to	ADP
fbem-30074	106	7	a	a	DET
fbem-30074	106	8	centralised	centralised	ADJ
fbem-30074	106	9	management	management	NOUN
fbem-30074	106	10	model	model	NOUN
fbem-30074	106	11	and	and	CCONJ
fbem-30074	106	12	may	may	AUX
fbem-30074	106	13	be	be	AUX
fbem-30074	106	14	resistant	resistant	ADJ
fbem-30074	106	15	to	to	ADP
fbem-30074	106	16	decentralised	decentralise	VERB
fbem-30074	106	17	and	and	CCONJ
fbem-30074	106	18	distributed	distribute	VERB
fbem-30074	106	19	working	working	NOUN
fbem-30074	106	20	methods	method	NOUN
fbem-30074	106	21	,	,	PUNCT
fbem-30074	106	22	so	so	SCONJ
fbem-30074	106	23	banks	bank	NOUN
fbem-30074	106	24	need	need	VERB
fbem-30074	106	25	to	to	PART
fbem-30074	106	26	strengthen	strengthen	VERB
fbem-30074	106	27	the	the	DET
fbem-30074	106	28	training	training	NOUN
fbem-30074	106	29	of	of	ADP
fbem-30074	106	30	their	their	PRON
fbem-30074	106	31	employees	employee	NOUN
fbem-30074	106	32	.	.	PUNCT
fbem-30074	107	1	at	at	ADP
fbem-30074	107	2	the	the	DET
fbem-30074	107	3	same	same	ADJ
fbem-30074	107	4	time	time	NOUN
fbem-30074	107	5	,	,	PUNCT
fbem-30074	107	6	the	the	DET
fbem-30074	107	7	acceptance	acceptance	NOUN
fbem-30074	107	8	of	of	ADP
fbem-30074	107	9	new	new	ADJ
fbem-30074	107	10	technologies	technology	NOUN
fbem-30074	107	11	by	by	ADP
fbem-30074	107	12	customers	customer	NOUN
fbem-30074	107	13	will	will	AUX
fbem-30074	107	14	directly	directly	ADV
fbem-30074	107	15	affect	affect	VERB
fbem-30074	107	16	the	the	DET
fbem-30074	107	17	speed	speed	NOUN
fbem-30074	107	18	of	of	ADP
fbem-30074	107	19	promotion	promotion	NOUN
fbem-30074	107	20	of	of	ADP
fbem-30074	107	21	new	new	ADJ
fbem-30074	107	22	technologies	technology	NOUN
fbem-30074	107	23	,	,	PUNCT
fbem-30074	107	24	so	so	SCONJ
fbem-30074	107	25	banks	bank	NOUN
fbem-30074	107	26	need	need	VERB
fbem-30074	107	27	to	to	PART
fbem-30074	107	28	gradually	gradually	ADV
fbem-30074	107	29	guide	guide	VERB
fbem-30074	107	30	their	their	PRON
fbem-30074	107	31	customers	customer	NOUN
fbem-30074	107	32	to	to	PART
fbem-30074	107	33	accept	accept	VERB
fbem-30074	107	34	and	and	CCONJ
fbem-30074	107	35	use	use	VERB
fbem-30074	107	36	blockchain	blockchain	NOUN
fbem-30074	107	37	-	-	PUNCT
fbem-30074	107	38	related	relate	VERB
fbem-30074	107	39	financial	financial	ADJ
fbem-30074	107	40	services	service	NOUN
fbem-30074	107	41	through	through	ADP
fbem-30074	107	42	education	education	NOUN
fbem-30074	107	43	and	and	CCONJ
fbem-30074	107	44	publicity	publicity	NOUN
fbem-30074	107	45	.	.	PUNCT
fbem-30074	108	1	4.2	4.2	NUM
fbem-30074	108	2	.	.	PUNCT
fbem-30074	109	1	for	for	ADP
fbem-30074	109	2	the	the	DET
fbem-30074	109	3	financial	financial	ADJ
fbem-30074	109	4	system	system	NOUN
fbem-30074	109	5	on	on	ADP
fbem-30074	109	6	one	one	NUM
fbem-30074	109	7	hand	hand	NOUN
fbem-30074	109	8	,	,	PUNCT
fbem-30074	109	9	blockchain	blockchain	PROPN
fbem-30074	109	10	technology	technology	PROPN
fbem-30074	109	11	,	,	PUNCT
fbem-30074	109	12	due	due	ADP
fbem-30074	109	13	to	to	ADP
fbem-30074	109	14	its	its	PRON
fbem-30074	109	15	decentralized	decentralized	ADJ
fbem-30074	109	16	nature	nature	NOUN
fbem-30074	109	17	,	,	PUNCT
fbem-30074	109	18	diminishes	diminish	VERB
fbem-30074	109	19	the	the	DET
fbem-30074	109	20	need	need	NOUN
fbem-30074	109	21	for	for	ADP
fbem-30074	109	22	banks	bank	NOUN
fbem-30074	109	23	and	and	CCONJ
fbem-30074	109	24	other	other	ADJ
fbem-30074	109	25	financial	financial	ADJ
fbem-30074	109	26	institutions	institution	NOUN
fbem-30074	109	27	'	'	PART
fbem-30074	109	28	classic	classic	ADJ
fbem-30074	109	29	intermediary	intermediary	ADJ
fbem-30074	109	30	functions	function	NOUN
fbem-30074	109	31	,	,	PUNCT
fbem-30074	109	32	it	it	PRON
fbem-30074	109	33	can	can	AUX
fbem-30074	109	34	enable	enable	VERB
fbem-30074	109	35	the	the	DET
fbem-30074	109	36	entire	entire	ADJ
fbem-30074	109	37	industry	industry	NOUN
fbem-30074	109	38	and	and	CCONJ
fbem-30074	109	39	system	system	NOUN
fbem-30074	109	40	of	of	ADP
fbem-30074	109	41	finance	finance	NOUN
fbem-30074	109	42	in	in	ADP
fbem-30074	109	43	general	general	ADJ
fbem-30074	109	44	to	to	PART
fbem-30074	109	45	become	become	VERB
fbem-30074	109	46	more	more	ADV
fbem-30074	109	47	effective	effective	ADJ
fbem-30074	109	48	,	,	PUNCT
fbem-30074	109	49	with	with	ADP
fbem-30074	109	50	less	less	ADJ
fbem-30074	109	51	cost	cost	NOUN
fbem-30074	109	52	and	and	CCONJ
fbem-30074	109	53	security	security	NOUN
fbem-30074	109	54	risks	risk	NOUN
fbem-30074	109	55	,	,	PUNCT
fbem-30074	109	56	by	by	ADP
fbem-30074	109	57	excluding	exclude	VERB
fbem-30074	109	58	the	the	DET
fbem-30074	109	59	very	very	ADJ
fbem-30074	109	60	possibility	possibility	NOUN
fbem-30074	109	61	of	of	ADP
fbem-30074	109	62	third	third	ADJ
fbem-30074	109	63	-	-	PUNCT
fbem-30074	109	64	party	party	NOUN
fbem-30074	109	65	involvement	involvement	NOUN
fbem-30074	109	66	[	[	X
fbem-30074	109	67	7	7	NUM
fbem-30074	109	68	]	]	PUNCT
fbem-30074	109	69	.	.	PUNCT
fbem-30074	110	1	invariance	invariance	NOUN
fbem-30074	110	2	and	and	CCONJ
fbem-30074	110	3	traceability	traceability	NOUN
fbem-30074	110	4	guaranteed	guarantee	VERB
fbem-30074	110	5	by	by	ADP
fbem-30074	110	6	blockchain	blockchain	PROPN
fbem-30074	110	7	ensure	ensure	VERB
fbem-30074	110	8	the	the	DET
fbem-30074	110	9	transparency	transparency	NOUN
fbem-30074	110	10	and	and	CCONJ
fbem-30074	110	11	trustworthiness	trustworthiness	NOUN
fbem-30074	110	12	of	of	ADP
fbem-30074	110	13	transactions	transaction	NOUN
fbem-30074	110	14	,	,	PUNCT
fbem-30074	110	15	hence	hence	ADV
fbem-30074	110	16	increasing	increase	VERB
fbem-30074	110	17	the	the	DET
fbem-30074	110	18	transparency	transparency	NOUN
fbem-30074	110	19	of	of	ADP
fbem-30074	110	20	financial	financial	ADJ
fbem-30074	110	21	markets	market	NOUN
fbem-30074	110	22	and	and	CCONJ
fbem-30074	110	23	reducing	reduce	VERB
fbem-30074	110	24	99	99	NUM
fbem-30074	110	25	fraudulent	fraudulent	ADJ
fbem-30074	110	26	risks	risk	NOUN
fbem-30074	110	27	.	.	PUNCT
fbem-30074	111	1	the	the	DET
fbem-30074	111	2	creation	creation	NOUN
fbem-30074	111	3	and	and	CCONJ
fbem-30074	111	4	development	development	NOUN
fbem-30074	111	5	of	of	ADP
fbem-30074	111	6	blockchain	blockchain	PROPN
fbem-30074	111	7	technology	technology	PROPN
fbem-30074	111	8	create	create	VERB
fbem-30074	111	9	a	a	DET
fbem-30074	111	10	sound	sound	ADJ
fbem-30074	111	11	environment	environment	NOUN
fbem-30074	111	12	for	for	ADP
fbem-30074	111	13	financial	financial	ADJ
fbem-30074	111	14	product	product	NOUN
fbem-30074	111	15	innovation	innovation	NOUN
fbem-30074	111	16	.	.	PUNCT
fbem-30074	112	1	for	for	ADP
fbem-30074	112	2	example	example	NOUN
fbem-30074	112	3	,	,	PUNCT
fbem-30074	112	4	smart	smart	ADJ
fbem-30074	112	5	contracts	contract	NOUN
fbem-30074	112	6	are	be	AUX
fbem-30074	112	7	built	build	VERB
fbem-30074	112	8	on	on	ADP
fbem-30074	112	9	blockchain	blockchain	PROPN
fbem-30074	112	10	for	for	ADP
fbem-30074	112	11	application	application	NOUN
fbem-30074	112	12	to	to	PART
fbem-30074	112	13	meet	meet	VERB
fbem-30074	112	14	diversified	diversified	ADJ
fbem-30074	112	15	customer	customer	NOUN
fbem-30074	112	16	needs	need	NOUN
fbem-30074	112	17	in	in	ADP
fbem-30074	112	18	the	the	DET
fbem-30074	112	19	digital	digital	ADJ
fbem-30074	112	20	era	era	NOUN
fbem-30074	112	21	.	.	PUNCT
fbem-30074	113	1	in	in	ADP
fbem-30074	113	2	addition	addition	NOUN
fbem-30074	113	3	,	,	PUNCT
fbem-30074	113	4	the	the	DET
fbem-30074	113	5	traditional	traditional	ADJ
fbem-30074	113	6	financial	financial	ADJ
fbem-30074	113	7	market	market	NOUN
fbem-30074	113	8	is	be	AUX
fbem-30074	113	9	limited	limit	VERB
fbem-30074	113	10	by	by	ADP
fbem-30074	113	11	geography	geography	NOUN
fbem-30074	113	12	and	and	CCONJ
fbem-30074	113	13	industry	industry	NOUN
fbem-30074	113	14	,	,	PUNCT
fbem-30074	113	15	resulting	result	VERB
fbem-30074	113	16	in	in	ADP
fbem-30074	113	17	the	the	DET
fbem-30074	113	18	inability	inability	NOUN
fbem-30074	113	19	to	to	PART
fbem-30074	113	20	integrate	integrate	VERB
fbem-30074	113	21	and	and	CCONJ
fbem-30074	113	22	utilise	utilise	VERB
fbem-30074	113	23	resources	resource	NOUN
fbem-30074	113	24	,	,	PUNCT
fbem-30074	113	25	whereas	whereas	SCONJ
fbem-30074	113	26	blockchain	blockchain	PROPN
fbem-30074	113	27	technology	technology	PROPN
fbem-30074	113	28	achieves	achieve	VERB
fbem-30074	113	29	cross	cross	ADJ
fbem-30074	113	30	-	-	ADJ
fbem-30074	113	31	border	border	ADJ
fbem-30074	113	32	resource	resource	NOUN
fbem-30074	113	33	sharing	sharing	NOUN
fbem-30074	113	34	and	and	CCONJ
fbem-30074	113	35	innovative	innovative	ADJ
fbem-30074	113	36	collaboration	collaboration	NOUN
fbem-30074	113	37	with	with	ADP
fbem-30074	113	38	decentralised	decentralise	VERB
fbem-30074	113	39	and	and	CCONJ
fbem-30074	113	40	distributed	distribute	VERB
fbem-30074	113	41	features	feature	NOUN
fbem-30074	113	42	[	[	X
fbem-30074	113	43	8	8	NUM
fbem-30074	113	44	]	]	PUNCT
fbem-30074	113	45	.	.	PUNCT
fbem-30074	114	1	it	it	PRON
fbem-30074	114	2	will	will	AUX
fbem-30074	114	3	be	be	AUX
fbem-30074	114	4	able	able	ADJ
fbem-30074	114	5	to	to	PART
fbem-30074	114	6	bridge	bridge	VERB
fbem-30074	114	7	financial	financial	ADJ
fbem-30074	114	8	institutions	institution	NOUN
fbem-30074	114	9	,	,	PUNCT
fbem-30074	114	10	enterprises	enterprise	NOUN
fbem-30074	114	11	,	,	PUNCT
fbem-30074	114	12	and	and	CCONJ
fbem-30074	114	13	individuals	individual	NOUN
fbem-30074	114	14	in	in	ADP
fbem-30074	114	15	different	different	ADJ
fbem-30074	114	16	countries	country	NOUN
fbem-30074	114	17	and	and	CCONJ
fbem-30074	114	18	regions	region	NOUN
fbem-30074	114	19	through	through	ADP
fbem-30074	114	20	the	the	DET
fbem-30074	114	21	blockchain	blockchain	PROPN
fbem-30074	114	22	platform	platform	NOUN
fbem-30074	114	23	,	,	PUNCT
fbem-30074	114	24	sharing	share	VERB
fbem-30074	114	25	data	datum	NOUN
fbem-30074	114	26	,	,	PUNCT
fbem-30074	114	27	technologies	technology	NOUN
fbem-30074	114	28	,	,	PUNCT
fbem-30074	114	29	and	and	CCONJ
fbem-30074	114	30	resources	resource	NOUN
fbem-30074	114	31	to	to	PART
fbem-30074	114	32	break	break	VERB
fbem-30074	114	33	the	the	DET
fbem-30074	114	34	limitation	limitation	NOUN
fbem-30074	114	35	of	of	ADP
fbem-30074	114	36	geographic	geographic	ADJ
fbem-30074	114	37	and	and	CCONJ
fbem-30074	114	38	industrial	industrial	ADJ
fbem-30074	114	39	sectors	sector	NOUN
fbem-30074	114	40	,	,	PUNCT
fbem-30074	114	41	co	co	NOUN
fbem-30074	114	42	-	-	VERB
fbem-30074	114	43	operate	operate	VERB
fbem-30074	114	44	on	on	ADP
fbem-30074	114	45	a	a	DET
fbem-30074	114	46	global	global	ADJ
fbem-30074	114	47	scale	scale	NOUN
fbem-30074	114	48	,	,	PUNCT
fbem-30074	114	49	innovate	innovate	VERB
fbem-30074	114	50	,	,	PUNCT
fbem-30074	114	51	and	and	CCONJ
fbem-30074	114	52	inject	inject	VERB
fbem-30074	114	53	new	new	ADJ
fbem-30074	114	54	impetus	impetus	NOUN
fbem-30074	114	55	into	into	ADP
fbem-30074	114	56	the	the	DET
fbem-30074	114	57	whole	whole	ADJ
fbem-30074	114	58	financial	financial	ADJ
fbem-30074	114	59	system	system	NOUN
fbem-30074	114	60	.	.	PUNCT
fbem-30074	115	1	in	in	ADP
fbem-30074	115	2	the	the	DET
fbem-30074	115	3	long	long	ADJ
fbem-30074	115	4	run	run	NOUN
fbem-30074	115	5	,	,	PUNCT
fbem-30074	115	6	blockchain	blockchain	PROPN
fbem-30074	115	7	technology	technology	PROPN
fbem-30074	115	8	will	will	AUX
fbem-30074	115	9	help	help	VERB
fbem-30074	115	10	the	the	DET
fbem-30074	115	11	financial	financial	ADJ
fbem-30074	115	12	market	market	NOUN
fbem-30074	115	13	in	in	ADP
fbem-30074	115	14	its	its	PRON
fbem-30074	115	15	digital	digital	ADJ
fbem-30074	115	16	transformation	transformation	NOUN
fbem-30074	115	17	and	and	CCONJ
fbem-30074	115	18	smart	smart	ADJ
fbem-30074	115	19	upgrading	upgrading	NOUN
fbem-30074	115	20	,	,	PUNCT
fbem-30074	115	21	providing	provide	VERB
fbem-30074	115	22	technical	technical	ADJ
fbem-30074	115	23	routes	route	NOUN
fbem-30074	115	24	for	for	ADP
fbem-30074	115	25	sustainable	sustainable	ADJ
fbem-30074	115	26	development	development	NOUN
fbem-30074	115	27	of	of	ADP
fbem-30074	115	28	the	the	DET
fbem-30074	115	29	financial	financial	ADJ
fbem-30074	115	30	industry	industry	NOUN
fbem-30074	115	31	.	.	PUNCT
fbem-30074	116	1	the	the	DET
fbem-30074	116	2	rapid	rapid	ADJ
fbem-30074	116	3	development	development	NOUN
fbem-30074	116	4	of	of	ADP
fbem-30074	116	5	the	the	DET
fbem-30074	116	6	digital	digital	ADJ
fbem-30074	116	7	economy	economy	NOUN
fbem-30074	116	8	has	have	AUX
fbem-30074	116	9	increasingly	increasingly	ADV
fbem-30074	116	10	raised	raise	VERB
fbem-30074	116	11	the	the	DET
fbem-30074	116	12	digitization	digitization	NOUN
fbem-30074	116	13	requirements	requirement	NOUN
fbem-30074	116	14	for	for	ADP
fbem-30074	116	15	the	the	DET
fbem-30074	116	16	financial	financial	ADJ
fbem-30074	116	17	industry	industry	NOUN
fbem-30074	116	18	.	.	PUNCT
fbem-30074	117	1	more	more	ADJ
fbem-30074	117	2	security	security	NOUN
fbem-30074	117	3	and	and	CCONJ
fbem-30074	117	4	efficiency	efficiency	NOUN
fbem-30074	117	5	in	in	ADP
fbem-30074	117	6	transactions	transaction	NOUN
fbem-30074	117	7	:	:	PUNCT
fbem-30074	117	8	blockchain	blockchain	PROPN
fbem-30074	117	9	technology	technology	PROPN
fbem-30074	117	10	has	have	AUX
fbem-30074	117	11	grown	grow	VERB
fbem-30074	117	12	to	to	PART
fbem-30074	117	13	provide	provide	VERB
fbem-30074	117	14	more	more	ADV
fbem-30074	117	15	intelligent	intelligent	ADJ
fbem-30074	117	16	management	management	NOUN
fbem-30074	117	17	of	of	ADP
fbem-30074	117	18	the	the	DET
fbem-30074	117	19	financial	financial	ADJ
fbem-30074	117	20	market	market	NOUN
fbem-30074	117	21	through	through	ADP
fbem-30074	117	22	big	big	ADJ
fbem-30074	117	23	data	datum	NOUN
fbem-30074	117	24	analytics	analytic	NOUN
fbem-30074	117	25	,	,	PUNCT
fbem-30074	117	26	artificial	artificial	ADJ
fbem-30074	117	27	intelligence	intelligence	NOUN
fbem-30074	117	28	,	,	PUNCT
fbem-30074	117	29	among	among	ADP
fbem-30074	117	30	other	other	ADJ
fbem-30074	117	31	technical	technical	ADJ
fbem-30074	117	32	means	mean	NOUN
fbem-30074	117	33	[	[	X
fbem-30074	117	34	9	9	NUM
fbem-30074	117	35	]	]	PUNCT
fbem-30074	117	36	.	.	PUNCT
fbem-30074	118	1	while	while	SCONJ
fbem-30074	118	2	the	the	DET
fbem-30074	118	3	decentralization	decentralization	NOUN
fbem-30074	118	4	of	of	ADP
fbem-30074	118	5	blockchain	blockchain	PROPN
fbem-30074	118	6	increases	increase	VERB
fbem-30074	118	7	the	the	DET
fbem-30074	118	8	difficulty	difficulty	NOUN
fbem-30074	118	9	of	of	ADP
fbem-30074	118	10	regulation	regulation	NOUN
fbem-30074	118	11	,	,	PUNCT
fbem-30074	118	12	it	it	PRON
fbem-30074	118	13	provides	provide	VERB
fbem-30074	118	14	a	a	DET
fbem-30074	118	15	certain	certain	ADJ
fbem-30074	118	16	degree	degree	NOUN
fbem-30074	118	17	of	of	ADP
fbem-30074	118	18	freedom	freedom	NOUN
fbem-30074	118	19	and	and	CCONJ
fbem-30074	118	20	security	security	NOUN
fbem-30074	118	21	.	.	PUNCT
fbem-30074	119	1	traditional	traditional	ADJ
fbem-30074	119	2	financial	financial	ADJ
fbem-30074	119	3	regulation	regulation	NOUN
fbem-30074	119	4	relies	rely	VERB
fbem-30074	119	5	on	on	ADP
fbem-30074	119	6	the	the	DET
fbem-30074	119	7	centralized	centralized	ADJ
fbem-30074	119	8	management	management	NOUN
fbem-30074	119	9	model	model	NOUN
fbem-30074	119	10	where	where	SCONJ
fbem-30074	119	11	regulators	regulator	NOUN
fbem-30074	119	12	can	can	AUX
fbem-30074	119	13	supervise	supervise	VERB
fbem-30074	119	14	and	and	CCONJ
fbem-30074	119	15	regulate	regulate	VERB
fbem-30074	119	16	financial	financial	ADJ
fbem-30074	119	17	activities	activity	NOUN
fbem-30074	119	18	by	by	ADP
fbem-30074	119	19	controlling	control	VERB
fbem-30074	119	20	intermediaries	intermediary	NOUN
fbem-30074	119	21	.	.	PUNCT
fbem-30074	120	1	however	however	ADV
fbem-30074	120	2	,	,	PUNCT
fbem-30074	120	3	the	the	DET
fbem-30074	120	4	decentralized	decentralized	ADJ
fbem-30074	120	5	nature	nature	NOUN
fbem-30074	120	6	of	of	ADP
fbem-30074	120	7	blockchain	blockchain	PROPN
fbem-30074	120	8	makes	make	VERB
fbem-30074	120	9	it	it	PRON
fbem-30074	120	10	hard	hard	ADJ
fbem-30074	120	11	for	for	SCONJ
fbem-30074	120	12	regulators	regulator	NOUN
fbem-30074	120	13	to	to	PART
fbem-30074	120	14	intervene	intervene	VERB
fbem-30074	120	15	in	in	ADP
fbem-30074	120	16	tracking	track	VERB
fbem-30074	120	17	down	down	ADP
fbem-30074	120	18	some	some	DET
fbem-30074	120	19	illegal	illegal	ADJ
fbem-30074	120	20	financial	financial	ADJ
fbem-30074	120	21	activities	activity	NOUN
fbem-30074	120	22	.	.	PUNCT
fbem-30074	121	1	for	for	ADP
fbem-30074	121	2	instance	instance	NOUN
fbem-30074	121	3	,	,	PUNCT
fbem-30074	121	4	the	the	DET
fbem-30074	121	5	anonymity	anonymity	NOUN
fbem-30074	121	6	on	on	ADP
fbem-30074	121	7	the	the	DET
fbem-30074	121	8	public	public	ADJ
fbem-30074	121	9	chain	chain	NOUN
fbem-30074	121	10	may	may	AUX
fbem-30074	121	11	make	make	VERB
fbem-30074	121	12	it	it	PRON
fbem-30074	121	13	easy	easy	ADJ
fbem-30074	121	14	for	for	SCONJ
fbem-30074	121	15	criminals	criminal	NOUN
fbem-30074	121	16	to	to	PART
fbem-30074	121	17	conduct	conduct	VERB
fbem-30074	121	18	illegal	illegal	ADJ
fbem-30074	121	19	activities	activity	NOUN
fbem-30074	121	20	like	like	ADP
fbem-30074	121	21	money	money	NOUN
fbem-30074	121	22	laundering	laundering	NOUN
fbem-30074	121	23	and	and	CCONJ
fbem-30074	121	24	terrorist	terrorist	ADJ
fbem-30074	121	25	financing	financing	NOUN
fbem-30074	121	26	,	,	PUNCT
fbem-30074	121	27	enhancing	enhance	VERB
fbem-30074	121	28	regulatory	regulatory	ADJ
fbem-30074	121	29	difficulty	difficulty	NOUN
fbem-30074	121	30	[	[	X
fbem-30074	121	31	10	10	NUM
fbem-30074	121	32	]	]	PUNCT
fbem-30074	121	33	.	.	PUNCT
fbem-30074	122	1	it	it	PRON
fbem-30074	122	2	also	also	ADV
fbem-30074	122	3	is	be	AUX
fbem-30074	122	4	a	a	DET
fbem-30074	122	5	challenge	challenge	NOUN
fbem-30074	122	6	to	to	ADP
fbem-30074	122	7	traditional	traditional	ADJ
fbem-30074	122	8	financial	financial	ADJ
fbem-30074	122	9	institutions	institution	NOUN
fbem-30074	122	10	in	in	ADP
fbem-30074	122	11	their	their	PRON
fbem-30074	122	12	intermediary	intermediary	ADJ
fbem-30074	122	13	role	role	NOUN
fbem-30074	122	14	of	of	ADP
fbem-30074	122	15	credit	credit	NOUN
fbem-30074	122	16	and	and	CCONJ
fbem-30074	122	17	may	may	AUX
fbem-30074	122	18	affect	affect	VERB
fbem-30074	122	19	significantly	significantly	ADV
fbem-30074	122	20	the	the	DET
fbem-30074	122	21	business	business	NOUN
fbem-30074	122	22	model	model	NOUN
fbem-30074	122	23	of	of	ADP
fbem-30074	122	24	traditional	traditional	ADJ
fbem-30074	122	25	banks	bank	NOUN
fbem-30074	122	26	and	and	CCONJ
fbem-30074	122	27	other	other	ADJ
fbem-30074	122	28	financial	financial	ADJ
fbem-30074	122	29	institutions	institution	NOUN
fbem-30074	122	30	.	.	PUNCT
fbem-30074	123	1	besides	besides	SCONJ
fbem-30074	123	2	,	,	PUNCT
fbem-30074	123	3	since	since	SCONJ
fbem-30074	123	4	blockchain	blockchain	PROPN
fbem-30074	123	5	technology	technology	PROPN
fbem-30074	123	6	is	be	AUX
fbem-30074	123	7	still	still	ADV
fbem-30074	123	8	developing	develop	VERB
fbem-30074	123	9	,	,	PUNCT
fbem-30074	123	10	the	the	DET
fbem-30074	123	11	energy	energy	NOUN
fbem-30074	123	12	-	-	PUNCT
fbem-30074	123	13	intensive	intensive	ADJ
fbem-30074	123	14	consumption	consumption	NOUN
fbem-30074	123	15	of	of	ADP
fbem-30074	123	16	it	it	PRON
fbem-30074	123	17	has	have	AUX
fbem-30074	123	18	not	not	PART
fbem-30074	123	19	been	be	AUX
fbem-30074	123	20	tackled	tackle	VERB
fbem-30074	123	21	yet	yet	ADV
fbem-30074	123	22	,	,	PUNCT
fbem-30074	123	23	and	and	CCONJ
fbem-30074	123	24	hence	hence	ADV
fbem-30074	123	25	is	be	AUX
fbem-30074	123	26	quite	quite	ADV
fbem-30074	123	27	expensive	expensive	ADJ
fbem-30074	123	28	to	to	PART
fbem-30074	123	29	put	put	VERB
fbem-30074	123	30	into	into	ADP
fbem-30074	123	31	practice	practice	NOUN
fbem-30074	123	32	and	and	CCONJ
fbem-30074	123	33	maintain	maintain	VERB
fbem-30074	123	34	.	.	PUNCT
fbem-30074	124	1	5	5	X
fbem-30074	124	2	.	.	X
fbem-30074	124	3	summary	summary	NOUN
fbem-30074	124	4	while	while	SCONJ
fbem-30074	124	5	the	the	DET
fbem-30074	124	6	development	development	NOUN
fbem-30074	124	7	of	of	ADP
fbem-30074	124	8	blockchain	blockchain	PROPN
fbem-30074	124	9	technology	technology	PROPN
fbem-30074	124	10	indeed	indeed	ADV
fbem-30074	124	11	faces	face	VERB
fbem-30074	124	12	a	a	DET
fbem-30074	124	13	multitude	multitude	NOUN
fbem-30074	124	14	of	of	ADP
fbem-30074	124	15	challenges	challenge	NOUN
fbem-30074	124	16	,	,	PUNCT
fbem-30074	124	17	it	it	PRON
fbem-30074	124	18	simultaneously	simultaneously	ADV
fbem-30074	124	19	opens	open	VERB
fbem-30074	124	20	up	up	ADP
fbem-30074	124	21	unprecedented	unprecedented	ADJ
fbem-30074	124	22	avenues	avenue	NOUN
fbem-30074	124	23	for	for	ADP
fbem-30074	124	24	the	the	DET
fbem-30074	124	25	innovation	innovation	NOUN
fbem-30074	124	26	of	of	ADP
fbem-30074	124	27	banking	banking	NOUN
fbem-30074	124	28	business	business	NOUN
fbem-30074	124	29	models	model	NOUN
fbem-30074	124	30	.	.	PUNCT
fbem-30074	125	1	the	the	DET
fbem-30074	125	2	industry	industry	NOUN
fbem-30074	125	3	has	have	AUX
fbem-30074	125	4	already	already	ADV
fbem-30074	125	5	garnered	garner	VERB
fbem-30074	125	6	considerable	considerable	ADJ
fbem-30074	125	7	experience	experience	NOUN
fbem-30074	125	8	in	in	ADP
fbem-30074	125	9	the	the	DET
fbem-30074	125	10	application	application	NOUN
fbem-30074	125	11	of	of	ADP
fbem-30074	125	12	this	this	DET
fbem-30074	125	13	transformative	transformative	ADJ
fbem-30074	125	14	technology	technology	NOUN
fbem-30074	125	15	,	,	PUNCT
fbem-30074	125	16	which	which	PRON
fbem-30074	125	17	will	will	AUX
fbem-30074	125	18	undoubtedly	undoubtedly	ADV
fbem-30074	125	19	propel	propel	VERB
fbem-30074	125	20	further	further	ADJ
fbem-30074	125	21	advancements	advancement	NOUN
fbem-30074	125	22	in	in	ADP
fbem-30074	125	23	blockchain	blockchain	PROPN
fbem-30074	125	24	technology	technology	PROPN
fbem-30074	125	25	and	and	CCONJ
fbem-30074	125	26	encourage	encourage	VERB
fbem-30074	125	27	commercial	commercial	ADJ
fbem-30074	125	28	banks	bank	NOUN
fbem-30074	125	29	to	to	PART
fbem-30074	125	30	delve	delve	VERB
fbem-30074	125	31	deeper	deeply	ADV
fbem-30074	125	32	into	into	ADP
fbem-30074	125	33	exploring	explore	VERB
fbem-30074	125	34	its	its	PRON
fbem-30074	125	35	myriad	myriad	ADJ
fbem-30074	125	36	application	application	NOUN
fbem-30074	125	37	scenarios	scenario	NOUN
fbem-30074	125	38	.	.	PUNCT
fbem-30074	126	1	firstly	firstly	ADV
fbem-30074	126	2	,	,	PUNCT
fbem-30074	126	3	fostering	foster	VERB
fbem-30074	126	4	business	business	NOUN
fbem-30074	126	5	innovation	innovation	NOUN
fbem-30074	126	6	and	and	CCONJ
fbem-30074	126	7	fostering	foster	VERB
fbem-30074	126	8	ecological	ecological	ADJ
fbem-30074	126	9	synergy	synergy	NOUN
fbem-30074	126	10	is	be	AUX
fbem-30074	126	11	paramount	paramount	ADJ
fbem-30074	126	12	.	.	PUNCT
fbem-30074	127	1	in	in	ADP
fbem-30074	127	2	practical	practical	ADJ
fbem-30074	127	3	application	application	NOUN
fbem-30074	127	4	contexts	contexts	NOUN
fbem-30074	127	5	,	,	PUNCT
fbem-30074	127	6	blockchain	blockchain	PROPN
fbem-30074	127	7	should	should	AUX
fbem-30074	127	8	be	be	AUX
fbem-30074	127	9	harnessed	harness	VERB
fbem-30074	127	10	not	not	PART
fbem-30074	127	11	merely	merely	ADV
fbem-30074	127	12	as	as	ADP
fbem-30074	127	13	a	a	DET
fbem-30074	127	14	tool	tool	NOUN
fbem-30074	127	15	,	,	PUNCT
fbem-30074	127	16	but	but	CCONJ
fbem-30074	127	17	as	as	ADP
fbem-30074	127	18	a	a	DET
fbem-30074	127	19	catalyst	catalyst	NOUN
fbem-30074	127	20	for	for	ADP
fbem-30074	127	21	revolutionizing	revolutionize	VERB
fbem-30074	127	22	business	business	NOUN
fbem-30074	127	23	models	model	NOUN
fbem-30074	127	24	and	and	CCONJ
fbem-30074	127	25	processes	process	NOUN
fbem-30074	127	26	,	,	PUNCT
fbem-30074	127	27	thereby	thereby	ADV
fbem-30074	127	28	unlocking	unlock	VERB
fbem-30074	127	29	new	new	ADJ
fbem-30074	127	30	business	business	NOUN
fbem-30074	127	31	value	value	NOUN
fbem-30074	127	32	.	.	PUNCT
fbem-30074	128	1	simultaneously	simultaneously	ADV
fbem-30074	128	2	,	,	PUNCT
fbem-30074	128	3	leveraging	leverage	VERB
fbem-30074	128	4	blockchain	blockchain	NOUN
fbem-30074	128	5	's	's	PART
fbem-30074	128	6	endogenous	endogenous	ADJ
fbem-30074	128	7	mechanisms	mechanism	NOUN
fbem-30074	128	8	can	can	AUX
fbem-30074	128	9	attract	attract	VERB
fbem-30074	128	10	partners	partner	NOUN
fbem-30074	128	11	to	to	PART
fbem-30074	128	12	collaborate	collaborate	VERB
fbem-30074	128	13	,	,	PUNCT
fbem-30074	128	14	jointly	jointly	ADV
fbem-30074	128	15	establishing	establish	VERB
fbem-30074	128	16	and	and	CCONJ
fbem-30074	128	17	expanding	expand	VERB
fbem-30074	128	18	ecological	ecological	ADJ
fbem-30074	128	19	alliances	alliance	NOUN
fbem-30074	128	20	.	.	PUNCT
fbem-30074	129	1	this	this	DET
fbem-30074	129	2	symbiotic	symbiotic	ADJ
fbem-30074	129	3	relationship	relationship	NOUN
fbem-30074	129	4	fosters	foster	VERB
fbem-30074	129	5	a	a	DET
fbem-30074	129	6	vibrant	vibrant	ADJ
fbem-30074	129	7	and	and	CCONJ
fbem-30074	129	8	interconnected	interconnected	ADJ
fbem-30074	129	9	ecosystem	ecosystem	NOUN
fbem-30074	129	10	where	where	SCONJ
fbem-30074	129	11	all	all	DET
fbem-30074	129	12	participants	participant	NOUN
fbem-30074	129	13	thrive	thrive	VERB
fbem-30074	129	14	.	.	PUNCT
fbem-30074	130	1	secondly	secondly	ADV
fbem-30074	130	2	,	,	PUNCT
fbem-30074	130	3	the	the	DET
fbem-30074	130	4	emphasis	emphasis	NOUN
fbem-30074	130	5	on	on	ADP
fbem-30074	130	6	technological	technological	ADJ
fbem-30074	130	7	innovation	innovation	NOUN
fbem-30074	130	8	and	and	CCONJ
fbem-30074	130	9	talent	talent	NOUN
fbem-30074	130	10	nurturing	nurture	VERB
fbem-30074	130	11	can	can	AUX
fbem-30074	130	12	not	not	PART
fbem-30074	130	13	be	be	AUX
fbem-30074	130	14	overlooked	overlook	VERB
fbem-30074	130	15	.	.	PUNCT
fbem-30074	131	1	cultivating	cultivate	VERB
fbem-30074	131	2	versatile	versatile	ADJ
fbem-30074	131	3	professionals	professional	NOUN
fbem-30074	131	4	who	who	PRON
fbem-30074	131	5	excel	excel	VERB
fbem-30074	131	6	in	in	ADP
fbem-30074	131	7	both	both	DET
fbem-30074	131	8	technology	technology	NOUN
fbem-30074	131	9	and	and	CCONJ
fbem-30074	131	10	business	business	NOUN
fbem-30074	131	11	integration	integration	NOUN
fbem-30074	131	12	is	be	AUX
fbem-30074	131	13	essential	essential	ADJ
fbem-30074	131	14	.	.	PUNCT
fbem-30074	132	1	by	by	ADP
fbem-30074	132	2	actively	actively	ADV
fbem-30074	132	3	engaging	engage	VERB
fbem-30074	132	4	in	in	ADP
fbem-30074	132	5	blockchain	blockchain	PROPN
fbem-30074	132	6	alliances	alliance	NOUN
fbem-30074	132	7	and	and	CCONJ
fbem-30074	132	8	collaborative	collaborative	ADJ
fbem-30074	132	9	projects	project	NOUN
fbem-30074	132	10	,	,	PUNCT
fbem-30074	132	11	both	both	CCONJ
fbem-30074	132	12	domestically	domestically	ADV
fbem-30074	132	13	and	and	CCONJ
fbem-30074	132	14	internationally	internationally	ADV
fbem-30074	132	15	,	,	PUNCT
fbem-30074	132	16	we	we	PRON
fbem-30074	132	17	can	can	AUX
fbem-30074	132	18	infuse	infuse	VERB
fbem-30074	132	19	fresh	fresh	ADJ
fbem-30074	132	20	vitality	vitality	NOUN
fbem-30074	132	21	into	into	ADP
fbem-30074	132	22	the	the	DET
fbem-30074	132	23	application	application	NOUN
fbem-30074	132	24	and	and	CCONJ
fbem-30074	132	25	innovation	innovation	NOUN
fbem-30074	132	26	of	of	ADP
fbem-30074	132	27	blockchain	blockchain	PROPN
fbem-30074	132	28	technology	technology	PROPN
fbem-30074	132	29	.	.	PUNCT
fbem-30074	133	1	this	this	DET
fbem-30074	133	2	approach	approach	NOUN
fbem-30074	133	3	ensures	ensure	VERB
fbem-30074	133	4	that	that	SCONJ
fbem-30074	133	5	the	the	DET
fbem-30074	133	6	industry	industry	NOUN
fbem-30074	133	7	remains	remain	VERB
fbem-30074	133	8	at	at	ADP
fbem-30074	133	9	the	the	DET
fbem-30074	133	10	forefront	forefront	NOUN
fbem-30074	133	11	of	of	ADP
fbem-30074	133	12	technological	technological	ADJ
fbem-30074	133	13	advancements	advancement	NOUN
fbem-30074	133	14	,	,	PUNCT
fbem-30074	133	15	driven	drive	VERB
fbem-30074	133	16	by	by	ADP
fbem-30074	133	17	a	a	DET
fbem-30074	133	18	workforce	workforce	NOUN
fbem-30074	133	19	that	that	PRON
fbem-30074	133	20	is	be	AUX
fbem-30074	133	21	both	both	CCONJ
fbem-30074	133	22	skilled	skilled	ADJ
fbem-30074	133	23	and	and	CCONJ
fbem-30074	133	24	forward	forward	ADV
fbem-30074	133	25	-	-	PUNCT
fbem-30074	133	26	thinking	thinking	NOUN
fbem-30074	133	27	.	.	PUNCT
fbem-30074	134	1	thirdly	thirdly	ADV
fbem-30074	134	2	,	,	PUNCT
fbem-30074	134	3	participating	participate	VERB
fbem-30074	134	4	in	in	ADP
fbem-30074	134	5	blockchain	blockchain	PROPN
fbem-30074	134	6	technology	technology	PROPN
fbem-30074	134	7	research	research	PROPN
fbem-30074	134	8	and	and	CCONJ
fbem-30074	134	9	standard	standard	NOUN
fbem-30074	134	10	-	-	PUNCT
fbem-30074	134	11	setting	setting	NOUN
fbem-30074	134	12	is	be	AUX
fbem-30074	134	13	crucial	crucial	ADJ
fbem-30074	134	14	for	for	ADP
fbem-30074	134	15	the	the	DET
fbem-30074	134	16	industry	industry	NOUN
fbem-30074	134	17	's	's	PART
fbem-30074	134	18	sustainable	sustainable	ADJ
fbem-30074	134	19	growth	growth	NOUN
fbem-30074	134	20	.	.	PUNCT
fbem-30074	135	1	banks	bank	NOUN
fbem-30074	135	2	must	must	AUX
fbem-30074	135	3	forge	forge	VERB
fbem-30074	135	4	stronger	strong	ADJ
fbem-30074	135	5	ties	tie	NOUN
fbem-30074	135	6	with	with	ADP
fbem-30074	135	7	regulators	regulator	NOUN
fbem-30074	135	8	,	,	PUNCT
fbem-30074	135	9	jointly	jointly	ADV
fbem-30074	135	10	crafting	craft	VERB
fbem-30074	135	11	clear	clear	ADJ
fbem-30074	135	12	regulatory	regulatory	ADJ
fbem-30074	135	13	frameworks	framework	NOUN
fbem-30074	135	14	and	and	CCONJ
fbem-30074	135	15	policies	policy	NOUN
fbem-30074	135	16	that	that	PRON
fbem-30074	135	17	foster	foster	VERB
fbem-30074	135	18	innovation	innovation	NOUN
fbem-30074	135	19	while	while	SCONJ
fbem-30074	135	20	ensuring	ensure	VERB
fbem-30074	135	21	safety	safety	NOUN
fbem-30074	135	22	and	and	CCONJ
fbem-30074	135	23	compliance	compliance	NOUN
fbem-30074	135	24	.	.	PUNCT
fbem-30074	136	1	establishing	establish	VERB
fbem-30074	136	2	innovation	innovation	NOUN
fbem-30074	136	3	labs	lab	NOUN
fbem-30074	136	4	for	for	ADP
fbem-30074	136	5	experimental	experimental	ADJ
fbem-30074	136	6	purposes	purpose	NOUN
fbem-30074	136	7	and	and	CCONJ
fbem-30074	136	8	actively	actively	ADV
fbem-30074	136	9	engaging	engage	VERB
fbem-30074	136	10	in	in	ADP
fbem-30074	136	11	the	the	DET
fbem-30074	136	12	international	international	ADJ
fbem-30074	136	13	standardization	standardization	NOUN
fbem-30074	136	14	of	of	ADP
fbem-30074	136	15	blockchain	blockchain	PROPN
fbem-30074	136	16	technology	technology	PROPN
fbem-30074	136	17	further	far	ADV
fbem-30074	136	18	strengthens	strengthen	VERB
fbem-30074	136	19	industry	industry	NOUN
fbem-30074	136	20	dialogue	dialogue	NOUN
fbem-30074	136	21	and	and	CCONJ
fbem-30074	136	22	collaboration	collaboration	NOUN
fbem-30074	136	23	.	.	PUNCT
fbem-30074	137	1	together	together	ADV
fbem-30074	137	2	,	,	PUNCT
fbem-30074	137	3	these	these	DET
fbem-30074	137	4	efforts	effort	NOUN
fbem-30074	137	5	propel	propel	VERB
fbem-30074	137	6	the	the	DET
fbem-30074	137	7	safe	safe	ADJ
fbem-30074	137	8	and	and	CCONJ
fbem-30074	137	9	compliant	compliant	ADJ
fbem-30074	137	10	development	development	NOUN
fbem-30074	137	11	of	of	ADP
fbem-30074	137	12	blockchain	blockchain	PROPN
fbem-30074	137	13	technology	technology	PROPN
fbem-30074	137	14	.	.	PUNCT
fbem-30074	138	1	lastly	lastly	ADV
fbem-30074	138	2	,	,	PUNCT
fbem-30074	138	3	keeping	keep	VERB
fbem-30074	138	4	abreast	abreast	ADV
fbem-30074	138	5	of	of	ADP
fbem-30074	138	6	the	the	DET
fbem-30074	138	7	technological	technological	ADJ
fbem-30074	138	8	integration	integration	NOUN
fbem-30074	138	9	trend	trend	NOUN
fbem-30074	138	10	is	be	AUX
fbem-30074	138	11	vital	vital	ADJ
fbem-30074	138	12	.	.	PUNCT
fbem-30074	139	1	leveraging	leverage	VERB
fbem-30074	139	2	the	the	DET
fbem-30074	139	3	latest	late	ADJ
fbem-30074	139	4	generation	generation	NOUN
fbem-30074	139	5	of	of	ADP
fbem-30074	139	6	cutting	cut	VERB
fbem-30074	139	7	-	-	PUNCT
fbem-30074	139	8	edge	edge	NOUN
fbem-30074	139	9	information	information	NOUN
fbem-30074	139	10	technology	technology	NOUN
fbem-30074	139	11	enables	enable	VERB
fbem-30074	139	12	the	the	DET
fbem-30074	139	13	breakthrough	breakthrough	NOUN
fbem-30074	139	14	and	and	CCONJ
fbem-30074	139	15	reconfiguration	reconfiguration	NOUN
fbem-30074	139	16	of	of	ADP
fbem-30074	139	17	traditional	traditional	ADJ
fbem-30074	139	18	banking	banking	NOUN
fbem-30074	139	19	boundaries	boundary	NOUN
fbem-30074	139	20	.	.	PUNCT
fbem-30074	140	1	this	this	PRON
fbem-30074	140	2	,	,	PUNCT
fbem-30074	140	3	in	in	ADP
fbem-30074	140	4	turn	turn	NOUN
fbem-30074	140	5	,	,	PUNCT
fbem-30074	140	6	facilitates	facilitate	VERB
fbem-30074	140	7	cross	cross	ADJ
fbem-30074	140	8	-	-	NOUN
fbem-30074	140	9	sector	sector	NOUN
fbem-30074	140	10	and	and	CCONJ
fbem-30074	140	11	cross	cross	ADJ
fbem-30074	140	12	-	-	ADJ
fbem-30074	140	13	institution	institution	ADJ
fbem-30074	140	14	collaboration	collaboration	NOUN
fbem-30074	140	15	,	,	PUNCT
fbem-30074	140	16	fostering	foster	VERB
fbem-30074	140	17	a	a	DET
fbem-30074	140	18	more	more	ADV
fbem-30074	140	19	interconnected	interconnected	ADJ
fbem-30074	140	20	and	and	CCONJ
fbem-30074	140	21	efficient	efficient	ADJ
fbem-30074	140	22	financial	financial	ADJ
fbem-30074	140	23	landscape	landscape	NOUN
fbem-30074	140	24	.	.	PUNCT
fbem-30074	141	1	by	by	ADP
fbem-30074	141	2	embracing	embrace	VERB
fbem-30074	141	3	these	these	DET
fbem-30074	141	4	technological	technological	ADJ
fbem-30074	141	5	advancements	advancement	NOUN
fbem-30074	141	6	,	,	PUNCT
fbem-30074	141	7	banks	bank	NOUN
fbem-30074	141	8	can	can	AUX
fbem-30074	141	9	unlock	unlock	VERB
fbem-30074	141	10	new	new	ADJ
fbem-30074	141	11	potentials	potential	NOUN
fbem-30074	141	12	,	,	PUNCT
fbem-30074	141	13	enhancing	enhance	VERB
fbem-30074	141	14	their	their	PRON
fbem-30074	141	15	operational	operational	ADJ
fbem-30074	141	16	efficiency	efficiency	NOUN
fbem-30074	141	17	and	and	CCONJ
fbem-30074	141	18	customer	customer	NOUN
fbem-30074	141	19	experiences	experience	NOUN
fbem-30074	141	20	alike	alike	ADV
fbem-30074	141	21	.	.	PUNCT
fbem-30074	142	1	in	in	ADP
fbem-30074	142	2	conclusion	conclusion	NOUN
fbem-30074	142	3	,	,	PUNCT
fbem-30074	142	4	the	the	DET
fbem-30074	142	5	development	development	NOUN
fbem-30074	142	6	of	of	ADP
fbem-30074	142	7	blockchain	blockchain	PROPN
fbem-30074	142	8	technology	technology	PROPN
fbem-30074	142	9	presents	present	VERB
fbem-30074	142	10	significant	significant	ADJ
fbem-30074	142	11	opportunities	opportunity	NOUN
fbem-30074	142	12	for	for	ADP
fbem-30074	142	13	banking	banking	NOUN
fbem-30074	142	14	innovation	innovation	NOUN
fbem-30074	142	15	.	.	PUNCT
fbem-30074	143	1	by	by	ADP
fbem-30074	143	2	focusing	focus	VERB
fbem-30074	143	3	on	on	ADP
fbem-30074	143	4	business	business	NOUN
fbem-30074	143	5	and	and	CCONJ
fbem-30074	143	6	ecological	ecological	ADJ
fbem-30074	143	7	synergy	synergy	NOUN
fbem-30074	143	8	,	,	PUNCT
fbem-30074	143	9	technology	technology	NOUN
fbem-30074	143	10	and	and	CCONJ
fbem-30074	143	11	talent	talent	NOUN
fbem-30074	143	12	development	development	NOUN
fbem-30074	143	13	,	,	PUNCT
fbem-30074	143	14	research	research	NOUN
fbem-30074	143	15	and	and	CCONJ
fbem-30074	143	16	standard	standard	NOUN
fbem-30074	143	17	-	-	PUNCT
fbem-30074	143	18	setting	setting	NOUN
fbem-30074	143	19	,	,	PUNCT
fbem-30074	143	20	and	and	CCONJ
fbem-30074	143	21	technological	technological	ADJ
fbem-30074	143	22	integration	integration	NOUN
fbem-30074	143	23	,	,	PUNCT
fbem-30074	143	24	banks	bank	NOUN
fbem-30074	143	25	can	can	AUX
fbem-30074	143	26	harness	harness	VERB
fbem-30074	143	27	the	the	DET
fbem-30074	143	28	full	full	ADJ
fbem-30074	143	29	potential	potential	NOUN
fbem-30074	143	30	of	of	ADP
fbem-30074	143	31	blockchain	blockchain	PROPN
fbem-30074	143	32	to	to	PART
fbem-30074	143	33	drive	drive	VERB
fbem-30074	143	34	business	business	NOUN
fbem-30074	143	35	growth	growth	NOUN
fbem-30074	143	36	,	,	PUNCT
fbem-30074	143	37	enhance	enhance	VERB
fbem-30074	143	38	operational	operational	ADJ
fbem-30074	143	39	efficiency	efficiency	NOUN
fbem-30074	143	40	,	,	PUNCT
fbem-30074	143	41	and	and	CCONJ
fbem-30074	143	42	create	create	VERB
fbem-30074	143	43	new	new	ADJ
fbem-30074	143	44	value	value	NOUN
fbem-30074	143	45	propositions	proposition	NOUN
fbem-30074	143	46	for	for	ADP
fbem-30074	143	47	customers	customer	NOUN
fbem-30074	143	48	.	.	PUNCT
fbem-30074	144	1	references	reference	NOUN
fbem-30074	144	2	[	[	X
fbem-30074	144	3	1	1	NUM
fbem-30074	144	4	]	]	X
fbem-30074	144	5	sayyed	sayyed	PROPN
fbem-30074	144	6	,	,	PUNCT
fbem-30074	144	7	a.	a.	PROPN
fbem-30074	144	8	,	,	PUNCT
fbem-30074	144	9	kulkarni	kulkarni	PROPN
fbem-30074	144	10	,	,	PUNCT
fbem-30074	144	11	r.	r.	PROPN
fbem-30074	144	12	,	,	PUNCT
fbem-30074	144	13	kakde	kakde	PROPN
fbem-30074	144	14	,	,	PUNCT
fbem-30074	144	15	s.	s.	PROPN
fbem-30074	144	16	,	,	PUNCT
fbem-30074	144	17	barmecha	barmecha	ADJ
fbem-30074	144	18	,	,	PUNCT
fbem-30074	144	19	s.	s.	PROPN
fbem-30074	144	20	,	,	PUNCT
fbem-30074	144	21	&	&	CCONJ
fbem-30074	144	22	khonde	khonde	PROPN
fbem-30074	144	23	,	,	PUNCT
fbem-30074	144	24	s.	s.	PROPN
fbem-30074	144	25	(	(	PUNCT
fbem-30074	144	26	2024	2024	NUM
fbem-30074	144	27	)	)	PUNCT
fbem-30074	144	28	.	.	PUNCT
fbem-30074	145	1	blockchain	blockchain	PROPN
fbem-30074	145	2	-	-	PUNCT
fbem-30074	145	3	based	base	VERB
fbem-30074	145	4	banking	banking	NOUN
fbem-30074	145	5	system	system	NOUN
fbem-30074	145	6	.	.	PUNCT
fbem-30074	146	1	international	international	ADJ
fbem-30074	146	2	journal	journal	NOUN
fbem-30074	146	3	for	for	ADP
fbem-30074	146	4	research	research	NOUN
fbem-30074	146	5	in	in	ADP
fbem-30074	146	6	applied	apply	VERB
fbem-30074	146	7	science	science	PROPN
fbem-30074	146	8	&	&	CCONJ
fbem-30074	146	9	engineering	engineering	PROPN
fbem-30074	146	10	technology	technology	NOUN
fbem-30074	146	11	(	(	PUNCT
fbem-30074	146	12	ijraset	ijraset	PROPN
fbem-30074	146	13	)	)	PUNCT
fbem-30074	146	14	,	,	PUNCT
fbem-30074	146	15	12(5	12(5	NUM
fbem-30074	146	16	)	)	PUNCT
fbem-30074	146	17	,	,	PUNCT
fbem-30074	146	18	4819–4825	4819–4825	NUM
fbem-30074	146	19	.	.	PUNCT
fbem-30074	147	1	[	[	X
fbem-30074	147	2	2	2	NUM
fbem-30074	147	3	]	]	X
fbem-30074	147	4	hashim	hashim	PROPN
fbem-30074	147	5	,	,	PUNCT
fbem-30074	147	6	s.	s.	PROPN
fbem-30074	147	7	c.	c.	PROPN
fbem-30074	147	8	(	(	PUNCT
fbem-30074	147	9	2024	2024	NUM
fbem-30074	147	10	)	)	PUNCT
fbem-30074	147	11	.	.	PUNCT
fbem-30074	148	1	impact	impact	VERB
fbem-30074	148	2	smart	smart	ADJ
fbem-30074	148	3	applications	application	NOUN
fbem-30074	148	4	to	to	PART
fbem-30074	148	5	enhance	enhance	VERB
fbem-30074	148	6	the	the	DET
fbem-30074	148	7	transparency	transparency	NOUN
fbem-30074	148	8	and	and	CCONJ
fbem-30074	148	9	accuracy	accuracy	NOUN
fbem-30074	148	10	of	of	ADP
fbem-30074	148	11	financial	financial	ADJ
fbem-30074	148	12	auditing	auditing	NOUN
fbem-30074	148	13	.	.	PUNCT
fbem-30074	149	1	anggaran	anggaran	ADJ
fbem-30074	149	2	:	:	PUNCT
fbem-30074	149	3	jurnal	jurnal	ADJ
fbem-30074	149	4	publikasi	publikasi	PROPN
fbem-30074	149	5	ekonomi	ekonomi	PROPN
fbem-30074	149	6	dan	dan	PROPN
fbem-30074	149	7	akuntansi	akuntansi	PROPN
fbem-30074	149	8	,	,	PUNCT
fbem-30074	149	9	2(4	2(4	NUM
fbem-30074	149	10	)	)	PUNCT
fbem-30074	149	11	,	,	PUNCT
fbem-30074	149	12	22	22	NUM
fbem-30074	149	13	–	–	PUNCT
fbem-30074	149	14	39	39	NUM
fbem-30074	149	15	.	.	PUNCT
fbem-30074	150	1	[	[	X
fbem-30074	150	2	3	3	NUM
fbem-30074	150	3	]	]	X
fbem-30074	150	4	aderemi	aderemi	PROPN
fbem-30074	150	5	,	,	PUNCT
fbem-30074	150	6	s.	s.	PROPN
fbem-30074	150	7	,	,	PUNCT
fbem-30074	150	8	nnaomah	nnaomah	PROPN
fbem-30074	150	9	,	,	PUNCT
fbem-30074	150	10	uchenna	uchenna	ADJ
fbem-30074	150	11	innocent	innocent	ADJ
fbem-30074	150	12	,	,	PUNCT
fbem-30074	150	13	olutimehin	olutimehin	ADJ
fbem-30074	150	14	,	,	PUNCT
fbem-30074	150	15	d.	d.	PROPN
fbem-30074	150	16	o.	o.	PROPN
fbem-30074	150	17	,	,	PUNCT
fbem-30074	150	18	orieno	orieno	PROPN
fbem-30074	150	19	,	,	PUNCT
fbem-30074	150	20	o.	o.	PROPN
fbem-30074	150	21	h.	h.	PROPN
fbem-30074	150	22	,	,	PUNCT
fbem-30074	150	23	familoni	familoni	PROPN
fbem-30074	150	24	,	,	PUNCT
fbem-30074	150	25	b.	b.	PROPN
fbem-30074	150	26	t.	t.	PROPN
fbem-30074	150	27	,	,	PUNCT
fbem-30074	150	28	&	&	CCONJ
fbem-30074	150	29	edunjobi	edunjobi	PROPN
fbem-30074	150	30	,	,	PUNCT
fbem-30074	150	31	t.	t.	PROPN
fbem-30074	150	32	e.	e.	PROPN
fbem-30074	150	33	(	(	PUNCT
fbem-30074	150	34	2024	2024	NUM
fbem-30074	150	35	)	)	PUNCT
fbem-30074	150	36	.	.	PUNCT
fbem-30074	151	1	blockchain	blockchain	PROPN
fbem-30074	151	2	in	in	ADP
fbem-30074	151	3	banking	banking	NOUN
fbem-30074	151	4	:	:	PUNCT
fbem-30074	151	5	a	a	DET
fbem-30074	151	6	comparative	comparative	ADJ
fbem-30074	151	7	review	review	NOUN
fbem-30074	151	8	of	of	ADP
fbem-30074	151	9	developments	development	NOUN
fbem-30074	151	10	in	in	ADP
fbem-30074	151	11	the	the	DET
fbem-30074	151	12	usa	usa	PROPN
fbem-30074	151	13	and	and	CCONJ
fbem-30074	151	14	nigeria	nigeria	PROPN
fbem-30074	151	15	.	.	PUNCT
fbem-30074	152	1	international	international	ADJ
fbem-30074	152	2	journal	journal	PROPN
fbem-30074	152	3	of	of	ADP
fbem-30074	152	4	science	science	NOUN
fbem-30074	152	5	and	and	CCONJ
fbem-30074	152	6	technology	technology	NOUN
fbem-30074	152	7	research	research	NOUN
fbem-30074	152	8	archive	archive	NOUN
fbem-30074	152	9	,	,	PUNCT
fbem-30074	152	10	06(01	06(01	NUM
fbem-30074	152	11	)	)	PUNCT
fbem-30074	152	12	,	,	PUNCT
fbem-30074	152	13	108–126	108–126	NUM
fbem-30074	152	14	.	.	PUNCT
fbem-30074	153	1	[	[	X
fbem-30074	153	2	4	4	NUM
fbem-30074	153	3	]	]	X
fbem-30074	153	4	buitenhek	buitenhek	NOUN
fbem-30074	153	5	,	,	PUNCT
fbem-30074	153	6	m.	m.	NOUN
fbem-30074	153	7	(	(	PUNCT
fbem-30074	153	8	2016	2016	NUM
fbem-30074	153	9	)	)	PUNCT
fbem-30074	153	10	.	.	PUNCT
fbem-30074	154	1	blockchain	blockchain	PROPN
fbem-30074	154	2	technology	technology	PROPN
fbem-30074	154	3	in	in	ADP
fbem-30074	154	4	banking	banking	NOUN
fbem-30074	154	5	:	:	PUNCT
fbem-30074	154	6	evolution	evolution	NOUN
fbem-30074	154	7	or	or	CCONJ
fbem-30074	154	8	revolution	revolution	NOUN
fbem-30074	154	9	?	?	PUNCT
fbem-30074	155	1	journal	journal	NOUN
fbem-30074	155	2	of	of	ADP
fbem-30074	155	3	digital	digital	PROPN
fbem-30074	155	4	banking	banking	NOUN
fbem-30074	155	5	,	,	PUNCT
fbem-30074	155	6	1(2	1(2	NUM
fbem-30074	155	7	)	)	PUNCT
fbem-30074	155	8	,	,	PUNCT
fbem-30074	155	9	111–119	111–119	NUM
fbem-30074	155	10	.	.	PUNCT
fbem-30074	156	1	[	[	X
fbem-30074	156	2	5	5	NUM
fbem-30074	156	3	]	]	PUNCT
fbem-30074	156	4	sharma	sharma	PROPN
fbem-30074	156	5	,	,	PUNCT
fbem-30074	156	6	d.	d.	PROPN
fbem-30074	156	7	,	,	PUNCT
fbem-30074	156	8	(	(	PUNCT
fbem-30074	156	9	2020	2020	NUM
fbem-30074	156	10	)	)	PUNCT
fbem-30074	156	11	,	,	PUNCT
fbem-30074	156	12	application	application	NOUN
fbem-30074	156	13	of	of	ADP
fbem-30074	156	14	blockchain	blockchain	PROPN
fbem-30074	156	15	in	in	ADP
fbem-30074	156	16	an	an	DET
fbem-30074	156	17	indian	indian	ADJ
fbem-30074	156	18	banking	banking	NOUN
fbem-30074	156	19	sector	sector	NOUN
fbem-30074	156	20	.	.	PUNCT
fbem-30074	157	1	global	global	ADJ
fbem-30074	157	2	scientific	scientific	ADJ
fbem-30074	157	3	journal	journal	NOUN
fbem-30074	157	4	,	,	PUNCT
fbem-30074	157	5	8(5	8(5	NUM
fbem-30074	157	6	)	)	PUNCT
fbem-30074	157	7	,	,	PUNCT
fbem-30074	157	8	526–530	526–530	NUM
fbem-30074	157	9	.	.	PUNCT
fbem-30074	158	1	[	[	X
fbem-30074	158	2	6	6	NUM
fbem-30074	158	3	]	]	X
fbem-30074	158	4	riedel	riedel	NOUN
fbem-30074	158	5	,	,	PUNCT
fbem-30074	158	6	t.	t.	NOUN
fbem-30074	158	7	(	(	PUNCT
fbem-30074	158	8	2024	2024	NUM
fbem-30074	158	9	)	)	PUNCT
fbem-30074	158	10	.	.	PUNCT
fbem-30074	159	1	addressing	address	VERB
fbem-30074	159	2	challenges	challenge	NOUN
fbem-30074	159	3	:	:	PUNCT
fbem-30074	159	4	adopting	adopt	VERB
fbem-30074	159	5	blockchain	blockchain	PROPN
fbem-30074	159	6	technology	technology	PROPN
fbem-30074	159	7	in	in	ADP
fbem-30074	159	8	the	the	DET
fbem-30074	159	9	pharmaceutical	pharmaceutical	NOUN
fbem-30074	159	10	industry	industry	NOUN
fbem-30074	159	11	for	for	ADP
fbem-30074	159	12	enhanced	enhanced	ADJ
fbem-30074	159	13	sustainability	sustainability	NOUN
fbem-30074	159	14	.	.	PUNCT
fbem-30074	160	1	sustainability	sustainability	NOUN
fbem-30074	160	2	,	,	PUNCT
fbem-30074	160	3	16(8	16(8	NUM
fbem-30074	160	4	)	)	PUNCT
fbem-30074	160	5	,	,	PUNCT
fbem-30074	160	6	3102	3102	NUM
fbem-30074	160	7	.	.	PUNCT
fbem-30074	161	1	[	[	X
fbem-30074	161	2	7	7	NUM
fbem-30074	161	3	]	]	X
fbem-30074	161	4	hassan	hassan	PROPN
fbem-30074	161	5	,	,	PUNCT
fbem-30074	161	6	a.	a.	NOUN
fbem-30074	161	7	a.	a.	NOUN
fbem-30074	161	8	(	(	PUNCT
fbem-30074	161	9	2022	2022	NUM
fbem-30074	161	10	)	)	PUNCT
fbem-30074	161	11	.	.	PUNCT
fbem-30074	162	1	blockchain	blockchain	PROPN
fbem-30074	162	2	technology	technology	PROPN
fbem-30074	162	3	and	and	CCONJ
fbem-30074	162	4	its	its	PRON
fbem-30074	162	5	potential	potential	ADJ
fbem-30074	162	6	effect	effect	NOUN
fbem-30074	162	7	on	on	ADP
fbem-30074	162	8	the	the	DET
fbem-30074	162	9	banking	banking	NOUN
fbem-30074	162	10	industry	industry	NOUN
fbem-30074	162	11	(	(	PUNCT
fbem-30074	162	12	china	china	PROPN
fbem-30074	162	13	case	case	NOUN
fbem-30074	162	14	study	study	PROPN
fbem-30074	162	15	)	)	PUNCT
fbem-30074	162	16	.	.	PUNCT
fbem-30074	163	1	journal	journal	PROPN
fbem-30074	163	2	of	of	ADP
fbem-30074	163	3	economics	economic	NOUN
fbem-30074	163	4	and	and	CCONJ
fbem-30074	163	5	administrative	administrative	ADJ
fbem-30074	163	6	sciences	science	NOUN
fbem-30074	163	7	,	,	PUNCT
fbem-30074	163	8	28(131	28(131	NUM
fbem-30074	163	9	)	)	PUNCT
fbem-30074	163	10	,	,	PUNCT
fbem-30074	163	11	133–149	133–149	NUM
fbem-30074	163	12	.	.	NOUN
fbem-30074	163	13	100	100	NUM
fbem-30074	164	1	[	[	SYM
fbem-30074	164	2	8	8	NUM
fbem-30074	164	3	]	]	X
fbem-30074	164	4	zhang	zhang	PROPN
fbem-30074	164	5	,	,	PUNCT
fbem-30074	164	6	z.	z.	PROPN
fbem-30074	164	7	(	(	PUNCT
fbem-30074	164	8	2024	2024	NUM
fbem-30074	164	9	)	)	PUNCT
fbem-30074	164	10	.	.	PUNCT
fbem-30074	165	1	the	the	DET
fbem-30074	165	2	impact	impact	NOUN
fbem-30074	165	3	of	of	ADP
fbem-30074	165	4	blockchain	blockchain	PROPN
fbem-30074	165	5	technology	technology	PROPN
fbem-30074	165	6	on	on	ADP
fbem-30074	165	7	financial	financial	ADJ
fbem-30074	165	8	markets	market	NOUN
fbem-30074	165	9	and	and	CCONJ
fbem-30074	165	10	its	its	PRON
fbem-30074	165	11	future	future	ADJ
fbem-30074	165	12	trends	trend	NOUN
fbem-30074	165	13	:	:	PUNCT
fbem-30074	165	14	an	an	DET
fbem-30074	165	15	economic	economic	ADJ
fbem-30074	165	16	perspective	perspective	NOUN
fbem-30074	165	17	based	base	VERB
fbem-30074	165	18	on	on	ADP
fbem-30074	165	19	data	datum	NOUN
fbem-30074	165	20	analysis	analysis	NOUN
fbem-30074	165	21	.	.	PUNCT
fbem-30074	166	1	modern	modern	ADJ
fbem-30074	166	2	management	management	PROPN
fbem-30074	166	3	science	science	PROPN
fbem-30074	166	4	&	&	CCONJ
fbem-30074	166	5	engineering	engineering	PROPN
fbem-30074	166	6	,	,	PUNCT
fbem-30074	166	7	6(1	6(1	NUM
fbem-30074	166	8	)	)	PUNCT
fbem-30074	166	9	,	,	PUNCT
fbem-30074	166	10	205–215	205–215	NUM
fbem-30074	166	11	.	.	PUNCT
fbem-30074	167	1	[	[	X
fbem-30074	167	2	9	9	NUM
fbem-30074	167	3	]	]	X
fbem-30074	167	4	garg	garg	NOUN
fbem-30074	167	5	,	,	PUNCT
fbem-30074	167	6	p.	p.	PROPN
fbem-30074	167	7	,	,	PUNCT
fbem-30074	167	8	gupta	gupta	PROPN
fbem-30074	167	9	,	,	PUNCT
fbem-30074	167	10	b.	b.	PROPN
fbem-30074	167	11	,	,	PUNCT
fbem-30074	167	12	chauhan	chauhan	PROPN
fbem-30074	167	13	,	,	PUNCT
fbem-30074	167	14	a.	a.	PROPN
fbem-30074	167	15	k.	k.	PROPN
fbem-30074	167	16	,	,	PUNCT
fbem-30074	167	17	sivarajah	sivarajah	PROPN
fbem-30074	167	18	,	,	PUNCT
fbem-30074	167	19	u.	u.	PROPN
fbem-30074	167	20	,	,	PUNCT
fbem-30074	167	21	gupta	gupta	PROPN
fbem-30074	167	22	,	,	PUNCT
fbem-30074	167	23	s.	s.	PROPN
fbem-30074	167	24	,	,	PUNCT
fbem-30074	167	25	&	&	CCONJ
fbem-30074	167	26	modgil	modgil	PROPN
fbem-30074	167	27	,	,	PUNCT
fbem-30074	167	28	s.	s.	PROPN
fbem-30074	167	29	(	(	PUNCT
fbem-30074	167	30	2021	2021	NUM
fbem-30074	167	31	)	)	PUNCT
fbem-30074	167	32	.	.	PUNCT
fbem-30074	168	1	measuring	measure	VERB
fbem-30074	168	2	the	the	DET
fbem-30074	168	3	perceived	perceive	VERB
fbem-30074	168	4	benefits	benefit	NOUN
fbem-30074	168	5	of	of	ADP
fbem-30074	168	6	implementing	implement	VERB
fbem-30074	168	7	blockchain	blockchain	PROPN
fbem-30074	168	8	technology	technology	NOUN
fbem-30074	168	9	in	in	ADP
fbem-30074	168	10	the	the	DET
fbem-30074	168	11	banking	banking	NOUN
fbem-30074	168	12	sector	sector	NOUN
fbem-30074	168	13	.	.	PUNCT
fbem-30074	169	1	technological	technological	ADJ
fbem-30074	169	2	forecasting	forecasting	NOUN
fbem-30074	169	3	&	&	CCONJ
fbem-30074	169	4	social	social	ADJ
fbem-30074	169	5	change	change	NOUN
fbem-30074	169	6	,	,	PUNCT
fbem-30074	169	7	163	163	NUM
fbem-30074	169	8	.	.	PUNCT
fbem-30074	170	1	[	[	X
fbem-30074	170	2	10	10	NUM
fbem-30074	170	3	]	]	SYM
fbem-30074	170	4	yunlong	yunlong	PROPN
fbem-30074	170	5	ma	ma	PROPN
fbem-30074	170	6	(	(	PUNCT
fbem-30074	170	7	2023	2023	NUM
fbem-30074	170	8	)	)	PUNCT
fbem-30074	170	9	,	,	PUNCT
fbem-30074	170	10	research	research	NOUN
fbem-30074	170	11	on	on	ADP
fbem-30074	170	12	the	the	DET
fbem-30074	170	13	progress	progress	NOUN
fbem-30074	170	14	of	of	ADP
fbem-30074	170	15	blockchain	blockchain	PROPN
fbem-30074	170	16	technology	technology	PROPN
fbem-30074	170	17	application	application	NOUN
fbem-30074	170	18	in	in	ADP
fbem-30074	170	19	supply	supply	NOUN
fbem-30074	170	20	chain	chain	NOUN
fbem-30074	170	21	finance	finance	NOUN
fbem-30074	170	22	.	.	PUNCT
fbem-30074	171	1	financial	financial	ADJ
fbem-30074	171	2	engineering	engineering	NOUN
fbem-30074	171	3	and	and	CCONJ
fbem-30074	171	4	risk	risk	NOUN
fbem-30074	171	5	management	management	NOUN
fbem-30074	171	6	vol	vol	NOUN
fbem-30074	171	7	.	.	PUNCT
fbem-30074	172	1	6	6	NUM
fbem-30074	172	2	:	:	SYM
fbem-30074	172	3	58	58	NUM
fbem-30074	172	4	-	-	SYM
fbem-30074	172	5	63	63	NUM
fbem-30074	172	6	.	.	PUNCT