id	sid	tid	token	lemma	pos
fbem-30532	1	1	frontiers	frontier	NOUN
fbem-30532	1	2	in	in	ADP
fbem-30532	1	3	business	business	NOUN
fbem-30532	1	4	,	,	PUNCT
fbem-30532	1	5	economics	economic	NOUN
fbem-30532	1	6	and	and	CCONJ
fbem-30532	1	7	management	management	NOUN
fbem-30532	1	8	issn	issn	PROPN
fbem-30532	1	9	:	:	PUNCT
fbem-30532	1	10	2766	2766	NUM
fbem-30532	1	11	-	-	PUNCT
fbem-30532	1	12	824x	824x	NUM
fbem-30532	1	13	|	|	ADJ
fbem-30532	1	14	vol	vol	NOUN
fbem-30532	1	15	.	.	PROPN
fbem-30532	2	1	19	19	NUM
fbem-30532	2	2	,	,	PUNCT
fbem-30532	2	3	no	no	INTJ
fbem-30532	2	4	.	.	NOUN
fbem-30532	2	5	1	1	NUM
fbem-30532	2	6	,	,	PUNCT
fbem-30532	2	7	2025	2025	NUM
fbem-30532	2	8	138	138	NUM
fbem-30532	2	9	practice	practice	NOUN
fbem-30532	2	10	and	and	CCONJ
fbem-30532	2	11	research	research	NOUN
fbem-30532	2	12	on	on	ADP
fbem-30532	2	13	enterprise	enterprise	NOUN
fbem-30532	2	14	financial	financial	ADJ
fbem-30532	2	15	credit	credit	NOUN
fbem-30532	2	16	risk	risk	NOUN
fbem-30532	2	17	meiling	meile	VERB
fbem-30532	2	18	li	li	PROPN
fbem-30532	2	19	1	1	NUM
fbem-30532	2	20	graduate	graduate	PROPN
fbem-30532	2	21	university	university	PROPN
fbem-30532	2	22	of	of	ADP
fbem-30532	2	23	mongolia	mongolia	PROPN
fbem-30532	2	24	,	,	PUNCT
fbem-30532	2	25	ulaanbaatar	ulaanbaatar	NOUN
fbem-30532	2	26	,	,	PUNCT
fbem-30532	2	27	11000	11000	NUM
fbem-30532	2	28	,	,	PUNCT
fbem-30532	2	29	mongolia	mongolia	PROPN
fbem-30532	2	30	2	2	PROPN
fbem-30532	2	31	guangzhou	guangzhou	PROPN
fbem-30532	2	32	nanyang	nanyang	PROPN
fbem-30532	2	33	polytechnic	polytechnic	PROPN
fbem-30532	2	34	college	college	PROPN
fbem-30532	2	35	,	,	PUNCT
fbem-30532	2	36	guangzhou	guangzhou	PROPN
fbem-30532	2	37	510000	510000	NUM
fbem-30532	2	38	,	,	PUNCT
fbem-30532	2	39	china	china	PROPN
fbem-30532	2	40	abstract	abstract	NOUN
fbem-30532	2	41	:	:	PUNCT
fbem-30532	2	42	this	this	DET
fbem-30532	2	43	paper	paper	NOUN
fbem-30532	2	44	aims	aim	VERB
fbem-30532	2	45	to	to	PART
fbem-30532	2	46	explore	explore	VERB
fbem-30532	2	47	the	the	DET
fbem-30532	2	48	management	management	NOUN
fbem-30532	2	49	and	and	CCONJ
fbem-30532	2	50	practice	practice	NOUN
fbem-30532	2	51	of	of	ADP
fbem-30532	2	52	enterprise	enterprise	NOUN
fbem-30532	2	53	's	's	PART
fbem-30532	2	54	financial	financial	ADJ
fbem-30532	2	55	credit	credit	NOUN
fbem-30532	2	56	risk	risk	NOUN
fbem-30532	2	57	.	.	PUNCT
fbem-30532	3	1	through	through	ADP
fbem-30532	3	2	systematic	systematic	PROPN
fbem-30532	3	3	literature	literature	PROPN
fbem-30532	3	4	review	review	PROPN
fbem-30532	3	5	,	,	PUNCT
fbem-30532	3	6	theoretical	theoretical	ADJ
fbem-30532	3	7	analysis	analysis	NOUN
fbem-30532	3	8	and	and	CCONJ
fbem-30532	3	9	empirical	empirical	ADJ
fbem-30532	3	10	research	research	NOUN
fbem-30532	3	11	,	,	PUNCT
fbem-30532	3	12	a	a	DET
fbem-30532	3	13	set	set	NOUN
fbem-30532	3	14	of	of	ADP
fbem-30532	3	15	financial	financial	ADJ
fbem-30532	3	16	credit	credit	NOUN
fbem-30532	3	17	risk	risk	NOUN
fbem-30532	3	18	assessment	assessment	NOUN
fbem-30532	3	19	and	and	CCONJ
fbem-30532	3	20	prevention	prevention	NOUN
fbem-30532	3	21	and	and	CCONJ
fbem-30532	3	22	control	control	NOUN
fbem-30532	3	23	system	system	NOUN
fbem-30532	3	24	suitable	suitable	ADJ
fbem-30532	3	25	for	for	ADP
fbem-30532	3	26	modern	modern	ADJ
fbem-30532	3	27	enterprises	enterprise	NOUN
fbem-30532	3	28	is	be	AUX
fbem-30532	3	29	constructed	construct	VERB
fbem-30532	3	30	.	.	PUNCT
fbem-30532	4	1	based	base	VERB
fbem-30532	4	2	on	on	ADP
fbem-30532	4	3	the	the	DET
fbem-30532	4	4	definition	definition	NOUN
fbem-30532	4	5	,	,	PUNCT
fbem-30532	4	6	theoretical	theoretical	ADJ
fbem-30532	4	7	basis	basis	NOUN
fbem-30532	4	8	and	and	CCONJ
fbem-30532	4	9	classification	classification	NOUN
fbem-30532	4	10	of	of	ADP
fbem-30532	4	11	credit	credit	NOUN
fbem-30532	4	12	risk	risk	NOUN
fbem-30532	4	13	,	,	PUNCT
fbem-30532	4	14	combined	combine	VERB
fbem-30532	4	15	with	with	ADP
fbem-30532	4	16	quantitative	quantitative	ADJ
fbem-30532	4	17	and	and	CCONJ
fbem-30532	4	18	qualitative	qualitative	ADJ
fbem-30532	4	19	research	research	NOUN
fbem-30532	4	20	methods	method	NOUN
fbem-30532	4	21	,	,	PUNCT
fbem-30532	4	22	this	this	DET
fbem-30532	4	23	paper	paper	NOUN
fbem-30532	4	24	deeply	deeply	ADV
fbem-30532	4	25	analyzes	analyze	VERB
fbem-30532	4	26	the	the	DET
fbem-30532	4	27	financial	financial	ADJ
fbem-30532	4	28	credit	credit	NOUN
fbem-30532	4	29	risk	risk	NOUN
fbem-30532	4	30	of	of	ADP
fbem-30532	4	31	enterprises	enterprise	NOUN
fbem-30532	4	32	.	.	PUNCT
fbem-30532	5	1	through	through	ADP
fbem-30532	5	2	the	the	DET
fbem-30532	5	3	analysis	analysis	NOUN
fbem-30532	5	4	of	of	ADP
fbem-30532	5	5	actual	actual	ADJ
fbem-30532	5	6	cases	case	NOUN
fbem-30532	5	7	,	,	PUNCT
fbem-30532	5	8	this	this	DET
fbem-30532	5	9	paper	paper	NOUN
fbem-30532	5	10	reveals	reveal	VERB
fbem-30532	5	11	the	the	DET
fbem-30532	5	12	causes	cause	NOUN
fbem-30532	5	13	,	,	PUNCT
fbem-30532	5	14	impacts	impact	NOUN
fbem-30532	5	15	and	and	CCONJ
fbem-30532	5	16	prevention	prevention	NOUN
fbem-30532	5	17	and	and	CCONJ
fbem-30532	5	18	control	control	NOUN
fbem-30532	5	19	strategies	strategy	NOUN
fbem-30532	5	20	of	of	ADP
fbem-30532	5	21	credit	credit	NOUN
fbem-30532	5	22	risk	risk	NOUN
fbem-30532	5	23	,	,	PUNCT
fbem-30532	5	24	which	which	PRON
fbem-30532	5	25	provides	provide	VERB
fbem-30532	5	26	a	a	DET
fbem-30532	5	27	useful	useful	ADJ
fbem-30532	5	28	reference	reference	NOUN
fbem-30532	5	29	for	for	ADP
fbem-30532	5	30	enterprise	enterprise	NOUN
fbem-30532	5	31	risk	risk	NOUN
fbem-30532	5	32	management	management	NOUN
fbem-30532	5	33	.	.	PUNCT
fbem-30532	6	1	it	it	PRON
fbem-30532	6	2	is	be	AUX
fbem-30532	6	3	found	find	VERB
fbem-30532	6	4	that	that	SCONJ
fbem-30532	6	5	effective	effective	ADJ
fbem-30532	6	6	credit	credit	NOUN
fbem-30532	6	7	risk	risk	NOUN
fbem-30532	6	8	management	management	NOUN
fbem-30532	6	9	can	can	AUX
fbem-30532	6	10	significantly	significantly	ADV
fbem-30532	6	11	improve	improve	VERB
fbem-30532	6	12	the	the	DET
fbem-30532	6	13	financial	financial	ADJ
fbem-30532	6	14	stability	stability	NOUN
fbem-30532	6	15	and	and	CCONJ
fbem-30532	6	16	market	market	NOUN
fbem-30532	6	17	competitiveness	competitiveness	NOUN
fbem-30532	6	18	of	of	ADP
fbem-30532	6	19	enterprises	enterprise	NOUN
fbem-30532	6	20	.	.	PUNCT
fbem-30532	7	1	keywords	keyword	NOUN
fbem-30532	7	2	:	:	PUNCT
fbem-30532	7	3	corporate	corporate	ADJ
fbem-30532	7	4	finance	finance	NOUN
fbem-30532	7	5	;	;	PUNCT
fbem-30532	7	6	credit	credit	NOUN
fbem-30532	7	7	risk	risk	NOUN
fbem-30532	7	8	;	;	PUNCT
fbem-30532	7	9	risk	risk	NOUN
fbem-30532	7	10	management	management	NOUN
fbem-30532	7	11	;	;	PUNCT
fbem-30532	7	12	quantitative	quantitative	ADJ
fbem-30532	7	13	analysis	analysis	NOUN
fbem-30532	7	14	;	;	PUNCT
fbem-30532	7	15	qualitative	qualitative	ADJ
fbem-30532	7	16	analysis	analysis	NOUN
fbem-30532	7	17	.	.	PUNCT
fbem-30532	8	1	1	1	X
fbem-30532	8	2	.	.	X
fbem-30532	8	3	introduction	introduction	NOUN
fbem-30532	8	4	1.1	1.1	NUM
fbem-30532	8	5	.	.	PUNCT
fbem-30532	9	1	research	research	NOUN
fbem-30532	9	2	basis	basis	NOUN
fbem-30532	9	3	with	with	ADP
fbem-30532	9	4	the	the	DET
fbem-30532	9	5	in	in	ADP
fbem-30532	9	6	-	-	PUNCT
fbem-30532	9	7	depth	depth	NOUN
fbem-30532	9	8	development	development	NOUN
fbem-30532	9	9	of	of	ADP
fbem-30532	9	10	market	market	NOUN
fbem-30532	9	11	economy	economy	NOUN
fbem-30532	9	12	,	,	PUNCT
fbem-30532	9	13	the	the	DET
fbem-30532	9	14	financial	financial	ADJ
fbem-30532	9	15	credit	credit	NOUN
fbem-30532	9	16	risk	risk	NOUN
fbem-30532	9	17	of	of	ADP
fbem-30532	9	18	enterprises	enterprise	NOUN
fbem-30532	9	19	has	have	AUX
fbem-30532	9	20	increasingly	increasingly	ADV
fbem-30532	9	21	become	become	VERB
fbem-30532	9	22	an	an	DET
fbem-30532	9	23	important	important	ADJ
fbem-30532	9	24	factor	factor	NOUN
fbem-30532	9	25	affecting	affect	VERB
fbem-30532	9	26	the	the	DET
fbem-30532	9	27	stable	stable	ADJ
fbem-30532	9	28	operation	operation	NOUN
fbem-30532	9	29	and	and	CCONJ
fbem-30532	9	30	sustainable	sustainable	ADJ
fbem-30532	9	31	development	development	NOUN
fbem-30532	9	32	of	of	ADP
fbem-30532	9	33	enterprises	enterprise	NOUN
fbem-30532	9	34	.	.	PUNCT
fbem-30532	10	1	credit	credit	NOUN
fbem-30532	10	2	risk	risk	NOUN
fbem-30532	10	3	is	be	AUX
fbem-30532	10	4	not	not	PART
fbem-30532	10	5	only	only	ADV
fbem-30532	10	6	related	relate	VERB
fbem-30532	10	7	to	to	ADP
fbem-30532	10	8	the	the	DET
fbem-30532	10	9	financing	financing	NOUN
fbem-30532	10	10	ability	ability	NOUN
fbem-30532	10	11	and	and	CCONJ
fbem-30532	10	12	debt	debt	NOUN
fbem-30532	10	13	repayment	repayment	NOUN
fbem-30532	10	14	ability	ability	NOUN
fbem-30532	10	15	of	of	ADP
fbem-30532	10	16	enterprises	enterprise	NOUN
fbem-30532	10	17	,	,	PUNCT
fbem-30532	10	18	but	but	CCONJ
fbem-30532	10	19	also	also	ADV
fbem-30532	10	20	directly	directly	ADV
fbem-30532	10	21	affects	affect	VERB
fbem-30532	10	22	the	the	DET
fbem-30532	10	23	market	market	NOUN
fbem-30532	10	24	reputation	reputation	NOUN
fbem-30532	10	25	and	and	CCONJ
fbem-30532	10	26	long	long	ADJ
fbem-30532	10	27	-	-	PUNCT
fbem-30532	10	28	term	term	NOUN
fbem-30532	10	29	development	development	NOUN
fbem-30532	10	30	of	of	ADP
fbem-30532	10	31	enterprises	enterprise	NOUN
fbem-30532	10	32	.	.	PUNCT
fbem-30532	11	1	therefore	therefore	ADV
fbem-30532	11	2	,	,	PUNCT
fbem-30532	11	3	it	it	PRON
fbem-30532	11	4	is	be	AUX
fbem-30532	11	5	of	of	ADP
fbem-30532	11	6	great	great	ADJ
fbem-30532	11	7	significance	significance	NOUN
fbem-30532	11	8	to	to	PART
fbem-30532	11	9	study	study	VERB
fbem-30532	11	10	the	the	DET
fbem-30532	11	11	financial	financial	ADJ
fbem-30532	11	12	credit	credit	NOUN
fbem-30532	11	13	risk	risk	NOUN
fbem-30532	11	14	of	of	ADP
fbem-30532	11	15	enterprises	enterprise	NOUN
fbem-30532	11	16	in	in	ADP
fbem-30532	11	17	depth	depth	NOUN
fbem-30532	11	18	for	for	ADP
fbem-30532	11	19	improving	improve	VERB
fbem-30532	11	20	their	their	PRON
fbem-30532	11	21	risk	risk	NOUN
fbem-30532	11	22	management	management	NOUN
fbem-30532	11	23	level	level	NOUN
fbem-30532	11	24	and	and	CCONJ
fbem-30532	11	25	market	market	NOUN
fbem-30532	11	26	competitiveness	competitiveness	NOUN
fbem-30532	11	27	.	.	PUNCT
fbem-30532	12	1	1.2	1.2	NUM
fbem-30532	12	2	.	.	PUNCT
fbem-30532	12	3	research	research	NOUN
fbem-30532	12	4	purpose	purpose	NOUN
fbem-30532	12	5	this	this	DET
fbem-30532	12	6	paper	paper	NOUN
fbem-30532	12	7	aims	aim	VERB
fbem-30532	12	8	to	to	PART
fbem-30532	12	9	reveal	reveal	VERB
fbem-30532	12	10	the	the	DET
fbem-30532	12	11	essential	essential	ADJ
fbem-30532	12	12	characteristics	characteristic	NOUN
fbem-30532	12	13	,	,	PUNCT
fbem-30532	12	14	influencing	influence	VERB
fbem-30532	12	15	factors	factor	NOUN
fbem-30532	12	16	and	and	CCONJ
fbem-30532	12	17	prevention	prevention	NOUN
fbem-30532	12	18	and	and	CCONJ
fbem-30532	12	19	control	control	NOUN
fbem-30532	12	20	strategies	strategy	NOUN
fbem-30532	12	21	of	of	ADP
fbem-30532	12	22	enterprise	enterprise	NOUN
fbem-30532	12	23	financial	financial	ADJ
fbem-30532	12	24	credit	credit	NOUN
fbem-30532	12	25	risk	risk	NOUN
fbem-30532	12	26	through	through	ADP
fbem-30532	12	27	systematic	systematic	ADJ
fbem-30532	12	28	research	research	NOUN
fbem-30532	12	29	,	,	PUNCT
fbem-30532	12	30	and	and	CCONJ
fbem-30532	12	31	provide	provide	VERB
fbem-30532	12	32	theoretical	theoretical	ADJ
fbem-30532	12	33	basis	basis	NOUN
fbem-30532	12	34	and	and	CCONJ
fbem-30532	12	35	practical	practical	ADJ
fbem-30532	12	36	guidance	guidance	NOUN
fbem-30532	12	37	for	for	ADP
fbem-30532	12	38	enterprise	enterprise	NOUN
fbem-30532	12	39	risk	risk	NOUN
fbem-30532	12	40	management	management	NOUN
fbem-30532	12	41	.	.	PUNCT
fbem-30532	13	1	at	at	ADP
fbem-30532	13	2	the	the	DET
fbem-30532	13	3	same	same	ADJ
fbem-30532	13	4	time	time	NOUN
fbem-30532	13	5	,	,	PUNCT
fbem-30532	13	6	this	this	DET
fbem-30532	13	7	paper	paper	NOUN
fbem-30532	13	8	also	also	ADV
fbem-30532	13	9	hopes	hope	VERB
fbem-30532	13	10	to	to	PART
fbem-30532	13	11	verify	verify	VERB
fbem-30532	13	12	the	the	DET
fbem-30532	13	13	effectiveness	effectiveness	NOUN
fbem-30532	13	14	of	of	ADP
fbem-30532	13	15	relevant	relevant	ADJ
fbem-30532	13	16	theories	theory	NOUN
fbem-30532	13	17	through	through	ADP
fbem-30532	13	18	empirical	empirical	ADJ
fbem-30532	13	19	research	research	NOUN
fbem-30532	13	20	and	and	CCONJ
fbem-30532	13	21	provide	provide	VERB
fbem-30532	13	22	useful	useful	ADJ
fbem-30532	13	23	reference	reference	NOUN
fbem-30532	13	24	for	for	ADP
fbem-30532	13	25	enterprise	enterprise	NOUN
fbem-30532	13	26	risk	risk	NOUN
fbem-30532	13	27	management	management	NOUN
fbem-30532	13	28	practice	practice	NOUN
fbem-30532	13	29	.	.	PUNCT
fbem-30532	14	1	1.3	1.3	NUM
fbem-30532	14	2	.	.	PUNCT
fbem-30532	15	1	research	research	NOUN
fbem-30532	15	2	objectives	objective	VERB
fbem-30532	15	3	the	the	DET
fbem-30532	15	4	research	research	NOUN
fbem-30532	15	5	objectives	objective	NOUN
fbem-30532	15	6	of	of	ADP
fbem-30532	15	7	this	this	DET
fbem-30532	15	8	paper	paper	NOUN
fbem-30532	15	9	mainly	mainly	ADV
fbem-30532	15	10	include	include	VERB
fbem-30532	15	11	:	:	PUNCT
fbem-30532	15	12	first	first	ADV
fbem-30532	15	13	,	,	PUNCT
fbem-30532	15	14	to	to	PART
fbem-30532	15	15	clarify	clarify	VERB
fbem-30532	15	16	the	the	DET
fbem-30532	15	17	definition	definition	NOUN
fbem-30532	15	18	and	and	CCONJ
fbem-30532	15	19	classification	classification	NOUN
fbem-30532	15	20	of	of	ADP
fbem-30532	15	21	enterprise	enterprise	NOUN
fbem-30532	15	22	financial	financial	ADJ
fbem-30532	15	23	credit	credit	NOUN
fbem-30532	15	24	risk	risk	NOUN
fbem-30532	15	25	;	;	PUNCT
fbem-30532	15	26	the	the	DET
fbem-30532	15	27	second	second	NOUN
fbem-30532	15	28	is	be	AUX
fbem-30532	15	29	to	to	PART
fbem-30532	15	30	build	build	VERB
fbem-30532	15	31	an	an	DET
fbem-30532	15	32	enterprise	enterprise	NOUN
fbem-30532	15	33	financial	financial	ADJ
fbem-30532	15	34	credit	credit	NOUN
fbem-30532	15	35	risk	risk	NOUN
fbem-30532	15	36	assessment	assessment	NOUN
fbem-30532	15	37	model	model	NOUN
fbem-30532	15	38	;	;	PUNCT
fbem-30532	15	39	the	the	DET
fbem-30532	15	40	third	third	NOUN
fbem-30532	15	41	is	be	AUX
fbem-30532	15	42	to	to	PART
fbem-30532	15	43	analyze	analyze	VERB
fbem-30532	15	44	the	the	DET
fbem-30532	15	45	causes	cause	NOUN
fbem-30532	15	46	and	and	CCONJ
fbem-30532	15	47	effects	effect	NOUN
fbem-30532	15	48	of	of	ADP
fbem-30532	15	49	enterprise	enterprise	NOUN
fbem-30532	15	50	financial	financial	ADJ
fbem-30532	15	51	credit	credit	NOUN
fbem-30532	15	52	risk	risk	NOUN
fbem-30532	15	53	;	;	PUNCT
fbem-30532	15	54	fourth	fourth	X
fbem-30532	15	55	,	,	PUNCT
fbem-30532	15	56	put	put	VERB
fbem-30532	15	57	forward	forward	ADV
fbem-30532	15	58	effective	effective	ADJ
fbem-30532	15	59	credit	credit	NOUN
fbem-30532	15	60	risk	risk	NOUN
fbem-30532	15	61	control	control	NOUN
fbem-30532	15	62	strategies	strategy	NOUN
fbem-30532	15	63	;	;	PUNCT
fbem-30532	15	64	the	the	DET
fbem-30532	15	65	fifth	fifth	NOUN
fbem-30532	15	66	is	be	AUX
fbem-30532	15	67	to	to	PART
fbem-30532	15	68	verify	verify	VERB
fbem-30532	15	69	the	the	DET
fbem-30532	15	70	validity	validity	NOUN
fbem-30532	15	71	and	and	CCONJ
fbem-30532	15	72	practicability	practicability	NOUN
fbem-30532	15	73	of	of	ADP
fbem-30532	15	74	relevant	relevant	ADJ
fbem-30532	15	75	theories	theory	NOUN
fbem-30532	15	76	through	through	ADP
fbem-30532	15	77	empirical	empirical	ADJ
fbem-30532	15	78	research	research	NOUN
fbem-30532	15	79	.	.	PUNCT
fbem-30532	16	1	2	2	X
fbem-30532	16	2	.	.	X
fbem-30532	16	3	literature	literature	NOUN
fbem-30532	16	4	review	review	VERB
fbem-30532	16	5	2.1	2.1	NUM
fbem-30532	16	6	.	.	PUNCT
fbem-30532	17	1	literature	literature	NOUN
fbem-30532	17	2	retrieval	retrieval	NOUN
fbem-30532	17	3	strategy	strategy	NOUN
fbem-30532	17	4	in	in	ADP
fbem-30532	17	5	the	the	DET
fbem-30532	17	6	process	process	NOUN
fbem-30532	17	7	of	of	ADP
fbem-30532	17	8	literature	literature	NOUN
fbem-30532	17	9	retrieval	retrieval	NOUN
fbem-30532	18	1	,	,	PUNCT
fbem-30532	18	2	this	this	DET
fbem-30532	18	3	paper	paper	NOUN
fbem-30532	18	4	adopts	adopt	VERB
fbem-30532	18	5	various	various	ADJ
fbem-30532	18	6	methods	method	NOUN
fbem-30532	18	7	such	such	ADJ
fbem-30532	18	8	as	as	ADP
fbem-30532	18	9	keyword	keyword	NOUN
fbem-30532	18	10	search	search	NOUN
fbem-30532	18	11	,	,	PUNCT
fbem-30532	18	12	subject	subject	ADJ
fbem-30532	18	13	search	search	NOUN
fbem-30532	18	14	and	and	CCONJ
fbem-30532	18	15	citation	citation	NOUN
fbem-30532	18	16	search	search	NOUN
fbem-30532	18	17	.	.	PUNCT
fbem-30532	19	1	by	by	ADP
fbem-30532	19	2	searching	search	VERB
fbem-30532	19	3	the	the	DET
fbem-30532	19	4	key	key	ADJ
fbem-30532	19	5	words	word	NOUN
fbem-30532	19	6	of	of	ADP
fbem-30532	19	7	this	this	DET
fbem-30532	19	8	article	article	NOUN
fbem-30532	19	9	in	in	ADP
fbem-30532	19	10	china	china	PROPN
fbem-30532	19	11	hownet	hownet	PROPN
fbem-30532	19	12	,	,	PUNCT
fbem-30532	19	13	wanfang	wanfang	PROPN
fbem-30532	19	14	data	data	PROPN
fbem-30532	19	15	,	,	PUNCT
fbem-30532	19	16	vip	vip	NOUN
fbem-30532	19	17	information	information	NOUN
fbem-30532	19	18	and	and	CCONJ
fbem-30532	19	19	other	other	ADJ
fbem-30532	19	20	well	well	ADV
fbem-30532	19	21	-	-	PUNCT
fbem-30532	19	22	known	know	VERB
fbem-30532	19	23	domestic	domestic	ADJ
fbem-30532	19	24	academic	academic	ADJ
fbem-30532	19	25	databases	database	NOUN
fbem-30532	19	26	,	,	PUNCT
fbem-30532	19	27	this	this	DET
fbem-30532	19	28	paper	paper	NOUN
fbem-30532	19	29	has	have	AUX
fbem-30532	19	30	obtained	obtain	VERB
fbem-30532	19	31	many	many	ADJ
fbem-30532	19	32	related	related	ADJ
fbem-30532	19	33	documents	document	NOUN
fbem-30532	19	34	.	.	PUNCT
fbem-30532	20	1	at	at	ADP
fbem-30532	20	2	the	the	DET
fbem-30532	20	3	same	same	ADJ
fbem-30532	20	4	time	time	NOUN
fbem-30532	20	5	,	,	PUNCT
fbem-30532	20	6	this	this	DET
fbem-30532	20	7	paper	paper	NOUN
fbem-30532	20	8	also	also	ADV
fbem-30532	20	9	refers	refer	VERB
fbem-30532	20	10	to	to	ADP
fbem-30532	20	11	internationally	internationally	ADV
fbem-30532	20	12	renowned	renowned	ADJ
fbem-30532	20	13	academic	academic	ADJ
fbem-30532	20	14	journals	journal	NOUN
fbem-30532	20	15	and	and	CCONJ
fbem-30532	20	16	conference	conference	NOUN
fbem-30532	20	17	papers	paper	NOUN
fbem-30532	20	18	to	to	PART
fbem-30532	20	19	ensure	ensure	VERB
fbem-30532	20	20	the	the	DET
fbem-30532	20	21	comprehensiveness	comprehensiveness	NOUN
fbem-30532	20	22	and	and	CCONJ
fbem-30532	20	23	cutting	cutting	NOUN
fbem-30532	20	24	-	-	PUNCT
fbem-30532	20	25	edge	edge	NOUN
fbem-30532	20	26	of	of	ADP
fbem-30532	20	27	the	the	DET
fbem-30532	20	28	research	research	NOUN
fbem-30532	20	29	.	.	PUNCT
fbem-30532	21	1	2.2	2.2	NUM
fbem-30532	21	2	.	.	PUNCT
fbem-30532	21	3	credit	credit	NOUN
fbem-30532	21	4	risk	risk	NOUN
fbem-30532	21	5	literature	literature	NOUN
fbem-30532	21	6	review	review	NOUN
fbem-30532	21	7	framework	framework	NOUN
fbem-30532	21	8	design	design	VERB
fbem-30532	21	9	the	the	DET
fbem-30532	21	10	literature	literature	NOUN
fbem-30532	21	11	review	review	NOUN
fbem-30532	21	12	framework	framework	NOUN
fbem-30532	21	13	of	of	ADP
fbem-30532	21	14	this	this	DET
fbem-30532	21	15	paper	paper	NOUN
fbem-30532	21	16	mainly	mainly	ADV
fbem-30532	21	17	includes	include	VERB
fbem-30532	21	18	the	the	DET
fbem-30532	21	19	following	follow	VERB
fbem-30532	21	20	aspects	aspect	NOUN
fbem-30532	21	21	:	:	PUNCT
fbem-30532	21	22	first	first	ADV
fbem-30532	21	23	,	,	PUNCT
fbem-30532	21	24	the	the	DET
fbem-30532	21	25	definition	definition	NOUN
fbem-30532	21	26	and	and	CCONJ
fbem-30532	21	27	classification	classification	NOUN
fbem-30532	21	28	of	of	ADP
fbem-30532	21	29	credit	credit	NOUN
fbem-30532	21	30	risk	risk	NOUN
fbem-30532	21	31	;	;	PUNCT
fbem-30532	21	32	the	the	DET
fbem-30532	21	33	second	second	NOUN
fbem-30532	21	34	is	be	AUX
fbem-30532	21	35	the	the	DET
fbem-30532	21	36	theoretical	theoretical	ADJ
fbem-30532	21	37	basis	basis	NOUN
fbem-30532	21	38	of	of	ADP
fbem-30532	21	39	credit	credit	NOUN
fbem-30532	21	40	risk	risk	NOUN
fbem-30532	21	41	;	;	PUNCT
fbem-30532	21	42	third	third	X
fbem-30532	21	43	,	,	PUNCT
fbem-30532	21	44	the	the	DET
fbem-30532	21	45	causes	cause	NOUN
fbem-30532	21	46	and	and	CCONJ
fbem-30532	21	47	research	research	NOUN
fbem-30532	21	48	methods	method	NOUN
fbem-30532	21	49	of	of	ADP
fbem-30532	21	50	enterprise	enterprise	NOUN
fbem-30532	21	51	financial	financial	ADJ
fbem-30532	21	52	credit	credit	NOUN
fbem-30532	21	53	risk	risk	NOUN
fbem-30532	21	54	;	;	PUNCT
fbem-30532	21	55	fourth	fourth	X
fbem-30532	21	56	,	,	PUNCT
fbem-30532	21	57	empirical	empirical	ADJ
fbem-30532	21	58	research	research	NOUN
fbem-30532	21	59	and	and	CCONJ
fbem-30532	21	60	case	case	NOUN
fbem-30532	21	61	analysis	analysis	NOUN
fbem-30532	21	62	of	of	ADP
fbem-30532	21	63	credit	credit	NOUN
fbem-30532	21	64	risk	risk	NOUN
fbem-30532	21	65	and	and	CCONJ
fbem-30532	21	66	prevention	prevention	NOUN
fbem-30532	21	67	and	and	CCONJ
fbem-30532	21	68	control	control	NOUN
fbem-30532	21	69	strategies	strategy	NOUN
fbem-30532	21	70	;	;	PUNCT
fbem-30532	21	71	fifth	fifth	ADJ
fbem-30532	21	72	,	,	PUNCT
fbem-30532	21	73	the	the	DET
fbem-30532	21	74	research	research	NOUN
fbem-30532	21	75	results	result	NOUN
fbem-30532	21	76	and	and	CCONJ
fbem-30532	21	77	discussion	discussion	NOUN
fbem-30532	21	78	of	of	ADP
fbem-30532	21	79	credit	credit	NOUN
fbem-30532	21	80	risk	risk	NOUN
fbem-30532	21	81	.	.	PUNCT
fbem-30532	22	1	through	through	ADP
fbem-30532	22	2	this	this	DET
fbem-30532	22	3	framework	framework	NOUN
fbem-30532	22	4	,	,	PUNCT
fbem-30532	22	5	this	this	DET
fbem-30532	22	6	paper	paper	NOUN
fbem-30532	22	7	systematically	systematically	ADV
fbem-30532	22	8	combs	comb	VERB
fbem-30532	22	9	the	the	DET
fbem-30532	22	10	research	research	NOUN
fbem-30532	22	11	progress	progress	NOUN
fbem-30532	22	12	and	and	CCONJ
fbem-30532	22	13	achievements	achievement	NOUN
fbem-30532	22	14	of	of	ADP
fbem-30532	22	15	corporate	corporate	ADJ
fbem-30532	22	16	financial	financial	ADJ
fbem-30532	22	17	credit	credit	NOUN
fbem-30532	22	18	risk	risk	NOUN
fbem-30532	22	19	at	at	ADP
fbem-30532	22	20	home	home	NOUN
fbem-30532	22	21	and	and	CCONJ
fbem-30532	22	22	abroad	abroad	ADV
fbem-30532	22	23	.	.	PUNCT
fbem-30532	23	1	figure	figure	NOUN
fbem-30532	23	2	1	1	NUM
fbem-30532	23	3	.	.	PUNCT
fbem-30532	24	1	content	content	NOUN
fbem-30532	24	2	of	of	ADP
fbem-30532	24	3	credit	credit	NOUN
fbem-30532	24	4	risk	risk	NOUN
fbem-30532	24	5	literature	literature	NOUN
fbem-30532	24	6	framework	framework	NOUN
fbem-30532	24	7	design	design	NOUN
fbem-30532	24	8	139	139	NUM
fbem-30532	24	9	3	3	NUM
fbem-30532	24	10	.	.	PUNCT
fbem-30532	24	11	concept	concept	NOUN
fbem-30532	24	12	and	and	CCONJ
fbem-30532	24	13	theoretical	theoretical	ADJ
fbem-30532	24	14	basis	basis	NOUN
fbem-30532	24	15	of	of	ADP
fbem-30532	24	16	credit	credit	NOUN
fbem-30532	24	17	risk	risk	NOUN
fbem-30532	24	18	research	research	NOUN
fbem-30532	24	19	3.1	3.1	NUM
fbem-30532	24	20	.	.	PUNCT
fbem-30532	25	1	definition	definition	NOUN
fbem-30532	25	2	of	of	ADP
fbem-30532	25	3	credit	credit	NOUN
fbem-30532	25	4	risk	risk	NOUN
fbem-30532	25	5	credit	credit	NOUN
fbem-30532	25	6	risk	risk	NOUN
fbem-30532	25	7	refers	refer	VERB
fbem-30532	25	8	to	to	ADP
fbem-30532	25	9	the	the	DET
fbem-30532	25	10	risk	risk	NOUN
fbem-30532	25	11	that	that	SCONJ
fbem-30532	25	12	the	the	DET
fbem-30532	25	13	creditor	creditor	NOUN
fbem-30532	25	14	or	or	CCONJ
fbem-30532	25	15	the	the	DET
fbem-30532	25	16	other	other	ADJ
fbem-30532	25	17	party	party	NOUN
fbem-30532	25	18	to	to	ADP
fbem-30532	25	19	the	the	DET
fbem-30532	25	20	contract	contract	NOUN
fbem-30532	25	21	suffers	suffer	VERB
fbem-30532	25	22	economic	economic	ADJ
fbem-30532	25	23	losses	loss	NOUN
fbem-30532	25	24	because	because	SCONJ
fbem-30532	25	25	the	the	DET
fbem-30532	25	26	borrower	borrower	NOUN
fbem-30532	25	27	or	or	CCONJ
fbem-30532	25	28	the	the	DET
fbem-30532	25	29	other	other	ADJ
fbem-30532	25	30	party	party	NOUN
fbem-30532	25	31	fails	fail	VERB
fbem-30532	25	32	to	to	PART
fbem-30532	25	33	perform	perform	VERB
fbem-30532	25	34	the	the	DET
fbem-30532	25	35	agreed	agree	VERB
fbem-30532	25	36	debts	debt	NOUN
fbem-30532	25	37	or	or	CCONJ
fbem-30532	25	38	obligations	obligation	NOUN
fbem-30532	25	39	.	.	PUNCT
fbem-30532	26	1	in	in	ADP
fbem-30532	26	2	the	the	DET
fbem-30532	26	3	field	field	NOUN
fbem-30532	26	4	of	of	ADP
fbem-30532	26	5	corporate	corporate	ADJ
fbem-30532	26	6	finance	finance	NOUN
fbem-30532	26	7	,	,	PUNCT
fbem-30532	26	8	credit	credit	NOUN
fbem-30532	26	9	risk	risk	NOUN
fbem-30532	26	10	is	be	AUX
fbem-30532	26	11	mainly	mainly	ADV
fbem-30532	26	12	manifested	manifest	VERB
fbem-30532	26	13	in	in	ADP
fbem-30532	26	14	the	the	DET
fbem-30532	26	15	economic	economic	ADJ
fbem-30532	26	16	loss	loss	NOUN
fbem-30532	26	17	and	and	CCONJ
fbem-30532	26	18	reputation	reputation	NOUN
fbem-30532	26	19	damage	damage	NOUN
fbem-30532	26	20	faced	face	VERB
fbem-30532	26	21	by	by	ADP
fbem-30532	26	22	enterprises	enterprise	NOUN
fbem-30532	26	23	because	because	SCONJ
fbem-30532	26	24	they	they	PRON
fbem-30532	26	25	can	can	AUX
fbem-30532	26	26	not	not	PART
fbem-30532	26	27	repay	repay	VERB
fbem-30532	26	28	their	their	PRON
fbem-30532	26	29	debts	debt	NOUN
fbem-30532	26	30	or	or	CCONJ
fbem-30532	26	31	fulfill	fulfill	VERB
fbem-30532	26	32	their	their	PRON
fbem-30532	26	33	contractual	contractual	ADJ
fbem-30532	26	34	obligations	obligation	NOUN
fbem-30532	26	35	on	on	ADP
fbem-30532	26	36	time	time	NOUN
fbem-30532	26	37	.	.	PUNCT
fbem-30532	27	1	3.2	3.2	NUM
fbem-30532	27	2	.	.	PUNCT
fbem-30532	28	1	theoretical	theoretical	ADJ
fbem-30532	28	2	basis	basis	NOUN
fbem-30532	28	3	of	of	ADP
fbem-30532	28	4	credit	credit	NOUN
fbem-30532	28	5	risk	risk	NOUN
fbem-30532	28	6	the	the	DET
fbem-30532	28	7	theoretical	theoretical	ADJ
fbem-30532	28	8	basis	basis	NOUN
fbem-30532	28	9	of	of	ADP
fbem-30532	28	10	credit	credit	NOUN
fbem-30532	28	11	risk	risk	NOUN
fbem-30532	28	12	is	be	AUX
fbem-30532	28	13	a	a	DET
fbem-30532	28	14	complex	complex	ADJ
fbem-30532	28	15	and	and	CCONJ
fbem-30532	28	16	important	important	ADJ
fbem-30532	28	17	system	system	NOUN
fbem-30532	28	18	,	,	PUNCT
fbem-30532	28	19	which	which	PRON
fbem-30532	28	20	mainly	mainly	ADV
fbem-30532	28	21	includes	include	VERB
fbem-30532	28	22	capital	capital	NOUN
fbem-30532	28	23	structure	structure	NOUN
fbem-30532	28	24	theory	theory	NOUN
fbem-30532	28	25	,	,	PUNCT
fbem-30532	28	26	cash	cash	NOUN
fbem-30532	28	27	flow	flow	NOUN
fbem-30532	28	28	theory	theory	NOUN
fbem-30532	28	29	and	and	CCONJ
fbem-30532	28	30	capital	capital	NOUN
fbem-30532	28	31	asset	asset	NOUN
fbem-30532	28	32	pricing	pricing	NOUN
fbem-30532	28	33	model	model	NOUN
fbem-30532	28	34	.	.	PUNCT
fbem-30532	29	1	the	the	DET
fbem-30532	29	2	capital	capital	NOUN
fbem-30532	29	3	structure	structure	NOUN
fbem-30532	29	4	theory	theory	NOUN
fbem-30532	29	5	focuses	focus	VERB
fbem-30532	29	6	on	on	ADP
fbem-30532	29	7	the	the	DET
fbem-30532	29	8	allocation	allocation	NOUN
fbem-30532	29	9	relationship	relationship	NOUN
fbem-30532	29	10	between	between	ADP
fbem-30532	29	11	corporate	corporate	ADJ
fbem-30532	29	12	debt	debt	NOUN
fbem-30532	29	13	and	and	CCONJ
fbem-30532	29	14	equity	equity	NOUN
fbem-30532	29	15	,	,	PUNCT
fbem-30532	29	16	and	and	CCONJ
fbem-30532	29	17	advocates	advocate	VERB
fbem-30532	29	18	maximizing	maximize	VERB
fbem-30532	29	19	corporate	corporate	ADJ
fbem-30532	29	20	value	value	NOUN
fbem-30532	29	21	by	by	ADP
fbem-30532	29	22	optimizing	optimize	VERB
fbem-30532	29	23	the	the	DET
fbem-30532	29	24	debt	debt	NOUN
fbem-30532	29	25	ratio	ratio	NOUN
fbem-30532	29	26	.	.	PUNCT
fbem-30532	30	1	the	the	DET
fbem-30532	30	2	cash	cash	NOUN
fbem-30532	30	3	flow	flow	NOUN
fbem-30532	30	4	theory	theory	NOUN
fbem-30532	30	5	emphasizes	emphasize	VERB
fbem-30532	30	6	the	the	DET
fbem-30532	30	7	key	key	ADJ
fbem-30532	30	8	role	role	NOUN
fbem-30532	30	9	of	of	ADP
fbem-30532	30	10	the	the	DET
fbem-30532	30	11	dynamic	dynamic	ADJ
fbem-30532	30	12	balance	balance	NOUN
fbem-30532	30	13	of	of	ADP
fbem-30532	30	14	cash	cash	NOUN
fbem-30532	30	15	flow	flow	NOUN
fbem-30532	30	16	in	in	ADP
fbem-30532	30	17	the	the	DET
fbem-30532	30	18	survival	survival	NOUN
fbem-30532	30	19	of	of	ADP
fbem-30532	30	20	enterprises	enterprise	NOUN
fbem-30532	30	21	.	.	PUNCT
fbem-30532	31	1	the	the	DET
fbem-30532	31	2	capital	capital	NOUN
fbem-30532	31	3	asset	asset	NOUN
fbem-30532	31	4	pricing	pricing	NOUN
fbem-30532	31	5	model	model	NOUN
fbem-30532	31	6	guides	guide	VERB
fbem-30532	31	7	enterprises	enterprise	NOUN
fbem-30532	31	8	to	to	PART
fbem-30532	31	9	calculate	calculate	VERB
fbem-30532	31	10	the	the	DET
fbem-30532	31	11	cost	cost	NOUN
fbem-30532	31	12	of	of	ADP
fbem-30532	31	13	equity	equity	NOUN
fbem-30532	31	14	capital	capital	NOUN
fbem-30532	31	15	by	by	ADP
fbem-30532	31	16	quantifying	quantify	VERB
fbem-30532	31	17	the	the	DET
fbem-30532	31	18	system	system	NOUN
fbem-30532	31	19	risk	risk	NOUN
fbem-30532	31	20	.	.	PUNCT
fbem-30532	32	1	these	these	DET
fbem-30532	32	2	theories	theory	NOUN
fbem-30532	32	3	provide	provide	VERB
fbem-30532	32	4	methodological	methodological	ADJ
fbem-30532	32	5	support	support	NOUN
fbem-30532	32	6	for	for	SCONJ
fbem-30532	32	7	enterprises	enterprise	NOUN
fbem-30532	32	8	to	to	PART
fbem-30532	32	9	evaluate	evaluate	VERB
fbem-30532	32	10	,	,	PUNCT
fbem-30532	32	11	manage	manage	VERB
fbem-30532	32	12	and	and	CCONJ
fbem-30532	32	13	avoid	avoid	VERB
fbem-30532	32	14	credit	credit	NOUN
fbem-30532	32	15	risk	risk	NOUN
fbem-30532	32	16	.	.	PUNCT
fbem-30532	33	1	first	first	ADV
fbem-30532	33	2	,	,	PUNCT
fbem-30532	33	3	the	the	DET
fbem-30532	33	4	capital	capital	NOUN
fbem-30532	33	5	structure	structure	NOUN
fbem-30532	33	6	theory	theory	NOUN
fbem-30532	33	7	,	,	PUNCT
fbem-30532	33	8	as	as	ADP
fbem-30532	33	9	one	one	NUM
fbem-30532	33	10	of	of	ADP
fbem-30532	33	11	the	the	DET
fbem-30532	33	12	cores	core	NOUN
fbem-30532	33	13	of	of	ADP
fbem-30532	33	14	modern	modern	ADJ
fbem-30532	33	15	financial	financial	ADJ
fbem-30532	33	16	theory	theory	NOUN
fbem-30532	33	17	,	,	PUNCT
fbem-30532	33	18	deeply	deeply	ADV
fbem-30532	33	19	discusses	discuss	VERB
fbem-30532	33	20	how	how	SCONJ
fbem-30532	33	21	enterprises	enterprise	NOUN
fbem-30532	33	22	can	can	AUX
fbem-30532	33	23	optimize	optimize	VERB
fbem-30532	33	24	their	their	PRON
fbem-30532	33	25	capital	capital	NOUN
fbem-30532	33	26	structure	structure	NOUN
fbem-30532	33	27	through	through	ADP
fbem-30532	33	28	various	various	ADJ
fbem-30532	33	29	financing	financing	NOUN
fbem-30532	33	30	methods	method	NOUN
fbem-30532	33	31	in	in	ADP
fbem-30532	33	32	order	order	NOUN
fbem-30532	33	33	to	to	PART
fbem-30532	33	34	maximize	maximize	VERB
fbem-30532	33	35	the	the	DET
fbem-30532	33	36	value	value	NOUN
fbem-30532	33	37	of	of	ADP
fbem-30532	33	38	enterprises	enterprise	NOUN
fbem-30532	33	39	.	.	PUNCT
fbem-30532	34	1	this	this	DET
fbem-30532	34	2	theory	theory	NOUN
fbem-30532	34	3	emphasizes	emphasize	VERB
fbem-30532	34	4	the	the	DET
fbem-30532	34	5	delicate	delicate	ADJ
fbem-30532	34	6	balance	balance	NOUN
fbem-30532	34	7	between	between	ADP
fbem-30532	34	8	corporate	corporate	ADJ
fbem-30532	34	9	debt	debt	NOUN
fbem-30532	34	10	and	and	CCONJ
fbem-30532	34	11	equity	equity	NOUN
fbem-30532	34	12	,	,	PUNCT
fbem-30532	34	13	and	and	CCONJ
fbem-30532	34	14	how	how	SCONJ
fbem-30532	34	15	this	this	DET
fbem-30532	34	16	balance	balance	NOUN
fbem-30532	34	17	profoundly	profoundly	ADV
fbem-30532	34	18	affects	affect	VERB
fbem-30532	34	19	the	the	DET
fbem-30532	34	20	credit	credit	NOUN
fbem-30532	34	21	risk	risk	NOUN
fbem-30532	34	22	of	of	ADP
fbem-30532	34	23	enterprises	enterprise	NOUN
fbem-30532	34	24	.	.	PUNCT
fbem-30532	35	1	specifically	specifically	ADV
fbem-30532	35	2	,	,	PUNCT
fbem-30532	35	3	the	the	DET
fbem-30532	35	4	capital	capital	NOUN
fbem-30532	35	5	structure	structure	NOUN
fbem-30532	35	6	theory	theory	NOUN
fbem-30532	35	7	analyzes	analyze	VERB
fbem-30532	35	8	the	the	DET
fbem-30532	35	9	motivation	motivation	NOUN
fbem-30532	35	10	and	and	CCONJ
fbem-30532	35	11	consequences	consequence	NOUN
fbem-30532	35	12	of	of	ADP
fbem-30532	35	13	enterprises	enterprise	NOUN
fbem-30532	35	14	choosing	choose	VERB
fbem-30532	35	15	different	different	ADJ
fbem-30532	35	16	financing	financing	NOUN
fbem-30532	35	17	methods	method	NOUN
fbem-30532	35	18	(	(	PUNCT
fbem-30532	35	19	such	such	ADJ
fbem-30532	35	20	as	as	ADP
fbem-30532	35	21	debt	debt	NOUN
fbem-30532	35	22	financing	financing	NOUN
fbem-30532	35	23	and	and	CCONJ
fbem-30532	35	24	equity	equity	NOUN
fbem-30532	35	25	financing	financing	NOUN
fbem-30532	35	26	)	)	PUNCT
fbem-30532	35	27	,	,	PUNCT
fbem-30532	35	28	and	and	CCONJ
fbem-30532	35	29	how	how	SCONJ
fbem-30532	35	30	these	these	DET
fbem-30532	35	31	choices	choice	NOUN
fbem-30532	35	32	affect	affect	VERB
fbem-30532	35	33	key	key	ADJ
fbem-30532	35	34	financial	financial	ADJ
fbem-30532	35	35	indicators	indicator	NOUN
fbem-30532	35	36	such	such	ADJ
fbem-30532	35	37	as	as	ADP
fbem-30532	35	38	capital	capital	NOUN
fbem-30532	35	39	cost	cost	NOUN
fbem-30532	35	40	,	,	PUNCT
fbem-30532	35	41	shareholder	shareholder	NOUN
fbem-30532	35	42	return	return	NOUN
fbem-30532	35	43	and	and	CCONJ
fbem-30532	35	44	financial	financial	ADJ
fbem-30532	35	45	leverage	leverage	NOUN
fbem-30532	35	46	ratio	ratio	NOUN
fbem-30532	35	47	.	.	PUNCT
fbem-30532	36	1	among	among	ADP
fbem-30532	36	2	them	they	PRON
fbem-30532	36	3	,	,	PUNCT
fbem-30532	36	4	the	the	DET
fbem-30532	36	5	balance	balance	NOUN
fbem-30532	36	6	between	between	ADP
fbem-30532	36	7	debt	debt	NOUN
fbem-30532	36	8	and	and	CCONJ
fbem-30532	36	9	equity	equity	NOUN
fbem-30532	36	10	is	be	AUX
fbem-30532	36	11	regarded	regard	VERB
fbem-30532	36	12	as	as	ADP
fbem-30532	36	13	one	one	NUM
fbem-30532	36	14	of	of	ADP
fbem-30532	36	15	the	the	DET
fbem-30532	36	16	key	key	ADJ
fbem-30532	36	17	factors	factor	NOUN
fbem-30532	36	18	that	that	PRON
fbem-30532	36	19	determine	determine	VERB
fbem-30532	36	20	the	the	DET
fbem-30532	36	21	success	success	NOUN
fbem-30532	36	22	or	or	CCONJ
fbem-30532	36	23	failure	failure	NOUN
fbem-30532	36	24	of	of	ADP
fbem-30532	36	25	enterprise	enterprise	NOUN
fbem-30532	36	26	capital	capital	NOUN
fbem-30532	36	27	structure	structure	NOUN
fbem-30532	36	28	optimization	optimization	NOUN
fbem-30532	36	29	.	.	PUNCT
fbem-30532	37	1	enterprises	enterprise	NOUN
fbem-30532	37	2	need	need	VERB
fbem-30532	37	3	to	to	PART
fbem-30532	37	4	find	find	VERB
fbem-30532	37	5	the	the	DET
fbem-30532	37	6	best	good	ADJ
fbem-30532	37	7	balance	balance	NOUN
fbem-30532	37	8	between	between	ADP
fbem-30532	37	9	the	the	DET
fbem-30532	37	10	tax	tax	NOUN
fbem-30532	37	11	shield	shield	NOUN
fbem-30532	37	12	effect	effect	NOUN
fbem-30532	37	13	brought	bring	VERB
fbem-30532	37	14	by	by	ADP
fbem-30532	37	15	debt	debt	NOUN
fbem-30532	37	16	and	and	CCONJ
fbem-30532	37	17	the	the	DET
fbem-30532	37	18	flexibility	flexibility	NOUN
fbem-30532	37	19	brought	bring	VERB
fbem-30532	37	20	by	by	ADP
fbem-30532	37	21	equity	equity	NOUN
fbem-30532	37	22	to	to	PART
fbem-30532	37	23	ensure	ensure	VERB
fbem-30532	37	24	the	the	DET
fbem-30532	37	25	steady	steady	ADJ
fbem-30532	37	26	development	development	NOUN
fbem-30532	37	27	of	of	ADP
fbem-30532	37	28	enterprises	enterprise	NOUN
fbem-30532	37	29	and	and	CCONJ
fbem-30532	37	30	the	the	DET
fbem-30532	37	31	maximization	maximization	NOUN
fbem-30532	37	32	of	of	ADP
fbem-30532	37	33	shareholders	shareholder	NOUN
fbem-30532	37	34	'	'	PART
fbem-30532	37	35	interests	interest	NOUN
fbem-30532	37	36	.	.	PUNCT
fbem-30532	38	1	in	in	ADP
fbem-30532	38	2	addition	addition	NOUN
fbem-30532	38	3	,	,	PUNCT
fbem-30532	38	4	the	the	DET
fbem-30532	38	5	capital	capital	NOUN
fbem-30532	38	6	structure	structure	NOUN
fbem-30532	38	7	theory	theory	NOUN
fbem-30532	38	8	also	also	ADV
fbem-30532	38	9	deeply	deeply	ADV
fbem-30532	38	10	discusses	discuss	VERB
fbem-30532	38	11	the	the	DET
fbem-30532	38	12	influence	influence	NOUN
fbem-30532	38	13	of	of	ADP
fbem-30532	38	14	this	this	DET
fbem-30532	38	15	equilibrium	equilibrium	NOUN
fbem-30532	38	16	state	state	NOUN
fbem-30532	38	17	on	on	ADP
fbem-30532	38	18	the	the	DET
fbem-30532	38	19	credit	credit	NOUN
fbem-30532	38	20	risk	risk	NOUN
fbem-30532	38	21	of	of	ADP
fbem-30532	38	22	enterprises	enterprise	NOUN
fbem-30532	38	23	.	.	PUNCT
fbem-30532	39	1	although	although	SCONJ
fbem-30532	39	2	debt	debt	NOUN
fbem-30532	39	3	financing	financing	NOUN
fbem-30532	39	4	can	can	AUX
fbem-30532	39	5	reduce	reduce	VERB
fbem-30532	39	6	the	the	DET
fbem-30532	39	7	capital	capital	NOUN
fbem-30532	39	8	cost	cost	NOUN
fbem-30532	39	9	of	of	ADP
fbem-30532	39	10	enterprises	enterprise	NOUN
fbem-30532	39	11	,	,	PUNCT
fbem-30532	39	12	it	it	PRON
fbem-30532	39	13	will	will	AUX
fbem-30532	39	14	also	also	ADV
fbem-30532	39	15	increase	increase	VERB
fbem-30532	39	16	the	the	DET
fbem-30532	39	17	financial	financial	ADJ
fbem-30532	39	18	risk	risk	NOUN
fbem-30532	39	19	and	and	CCONJ
fbem-30532	39	20	credit	credit	NOUN
fbem-30532	39	21	risk	risk	NOUN
fbem-30532	39	22	of	of	ADP
fbem-30532	39	23	enterprises	enterprise	NOUN
fbem-30532	39	24	.	.	PUNCT
fbem-30532	40	1	although	although	SCONJ
fbem-30532	40	2	equity	equity	NOUN
fbem-30532	40	3	financing	financing	NOUN
fbem-30532	40	4	can	can	AUX
fbem-30532	40	5	reduce	reduce	VERB
fbem-30532	40	6	the	the	DET
fbem-30532	40	7	financial	financial	ADJ
fbem-30532	40	8	risk	risk	NOUN
fbem-30532	40	9	of	of	ADP
fbem-30532	40	10	enterprises	enterprise	NOUN
fbem-30532	40	11	,	,	PUNCT
fbem-30532	40	12	it	it	PRON
fbem-30532	40	13	may	may	AUX
fbem-30532	40	14	also	also	ADV
fbem-30532	40	15	dilute	dilute	VERB
fbem-30532	40	16	shareholders	shareholder	NOUN
fbem-30532	40	17	'	'	PART
fbem-30532	40	18	rights	right	NOUN
fbem-30532	40	19	and	and	CCONJ
fbem-30532	40	20	control	control	NOUN
fbem-30532	40	21	.	.	PUNCT
fbem-30532	41	1	therefore	therefore	ADV
fbem-30532	41	2	,	,	PUNCT
fbem-30532	41	3	enterprises	enterprise	NOUN
fbem-30532	41	4	need	need	VERB
fbem-30532	41	5	to	to	PART
fbem-30532	41	6	find	find	VERB
fbem-30532	41	7	an	an	DET
fbem-30532	41	8	optimal	optimal	ADJ
fbem-30532	41	9	balance	balance	NOUN
fbem-30532	41	10	between	between	ADP
fbem-30532	41	11	debt	debt	NOUN
fbem-30532	41	12	and	and	CCONJ
fbem-30532	41	13	equity	equity	NOUN
fbem-30532	41	14	in	in	ADP
fbem-30532	41	15	order	order	NOUN
fbem-30532	41	16	to	to	PART
fbem-30532	41	17	minimize	minimize	VERB
fbem-30532	41	18	credit	credit	NOUN
fbem-30532	41	19	risk	risk	NOUN
fbem-30532	41	20	and	and	CCONJ
fbem-30532	41	21	ensure	ensure	VERB
fbem-30532	41	22	the	the	DET
fbem-30532	41	23	long	long	ADJ
fbem-30532	41	24	-	-	PUNCT
fbem-30532	41	25	term	term	NOUN
fbem-30532	41	26	stable	stable	ADJ
fbem-30532	41	27	development	development	NOUN
fbem-30532	41	28	of	of	ADP
fbem-30532	41	29	enterprises	enterprise	NOUN
fbem-30532	41	30	.	.	PUNCT
fbem-30532	42	1	secondly	secondly	ADV
fbem-30532	42	2	,	,	PUNCT
fbem-30532	42	3	cash	cash	NOUN
fbem-30532	42	4	flow	flow	NOUN
fbem-30532	42	5	theory	theory	NOUN
fbem-30532	42	6	plays	play	VERB
fbem-30532	42	7	an	an	DET
fbem-30532	42	8	important	important	ADJ
fbem-30532	42	9	role	role	NOUN
fbem-30532	42	10	in	in	ADP
fbem-30532	42	11	enterprise	enterprise	NOUN
fbem-30532	42	12	financial	financial	ADJ
fbem-30532	42	13	analysis	analysis	NOUN
fbem-30532	42	14	,	,	PUNCT
fbem-30532	42	15	focusing	focus	VERB
fbem-30532	42	16	on	on	ADP
fbem-30532	42	17	the	the	DET
fbem-30532	42	18	influence	influence	NOUN
fbem-30532	42	19	of	of	ADP
fbem-30532	42	20	cash	cash	NOUN
fbem-30532	42	21	flow	flow	NOUN
fbem-30532	42	22	on	on	ADP
fbem-30532	42	23	credit	credit	NOUN
fbem-30532	42	24	risk	risk	NOUN
fbem-30532	42	25	.	.	PUNCT
fbem-30532	43	1	it	it	PRON
fbem-30532	43	2	believes	believe	VERB
fbem-30532	43	3	that	that	SCONJ
fbem-30532	43	4	the	the	DET
fbem-30532	43	5	cash	cash	NOUN
fbem-30532	43	6	flow	flow	NOUN
fbem-30532	43	7	of	of	ADP
fbem-30532	43	8	an	an	DET
fbem-30532	43	9	enterprise	enterprise	NOUN
fbem-30532	43	10	is	be	AUX
fbem-30532	43	11	the	the	DET
fbem-30532	43	12	key	key	ADJ
fbem-30532	43	13	factor	factor	NOUN
fbem-30532	43	14	to	to	PART
fbem-30532	43	15	determine	determine	VERB
fbem-30532	43	16	whether	whether	SCONJ
fbem-30532	43	17	it	it	PRON
fbem-30532	43	18	can	can	AUX
fbem-30532	43	19	repay	repay	VERB
fbem-30532	43	20	its	its	PRON
fbem-30532	43	21	debts	debt	NOUN
fbem-30532	43	22	on	on	ADP
fbem-30532	43	23	time	time	NOUN
fbem-30532	43	24	.	.	PUNCT
fbem-30532	44	1	therefore	therefore	ADV
fbem-30532	44	2	,	,	PUNCT
fbem-30532	44	3	investors	investor	NOUN
fbem-30532	44	4	and	and	CCONJ
fbem-30532	44	5	creditors	creditor	NOUN
fbem-30532	44	6	need	need	VERB
fbem-30532	44	7	to	to	PART
fbem-30532	44	8	pay	pay	VERB
fbem-30532	44	9	close	close	ADJ
fbem-30532	44	10	attention	attention	NOUN
fbem-30532	44	11	to	to	ADP
fbem-30532	44	12	the	the	DET
fbem-30532	44	13	cash	cash	NOUN
fbem-30532	44	14	flow	flow	NOUN
fbem-30532	44	15	of	of	ADP
fbem-30532	44	16	enterprises	enterprise	NOUN
fbem-30532	44	17	in	in	ADP
fbem-30532	44	18	order	order	NOUN
fbem-30532	44	19	to	to	PART
fbem-30532	44	20	evaluate	evaluate	VERB
fbem-30532	44	21	their	their	PRON
fbem-30532	44	22	credit	credit	NOUN
fbem-30532	44	23	risk	risk	NOUN
fbem-30532	44	24	.	.	PUNCT
fbem-30532	45	1	the	the	DET
fbem-30532	45	2	cash	cash	NOUN
fbem-30532	45	3	flow	flow	NOUN
fbem-30532	45	4	of	of	ADP
fbem-30532	45	5	an	an	DET
fbem-30532	45	6	enterprise	enterprise	NOUN
fbem-30532	45	7	is	be	AUX
fbem-30532	45	8	one	one	NUM
fbem-30532	45	9	of	of	ADP
fbem-30532	45	10	the	the	DET
fbem-30532	45	11	key	key	ADJ
fbem-30532	45	12	factors	factor	NOUN
fbem-30532	45	13	to	to	PART
fbem-30532	45	14	determine	determine	VERB
fbem-30532	45	15	whether	whether	SCONJ
fbem-30532	45	16	it	it	PRON
fbem-30532	45	17	can	can	AUX
fbem-30532	45	18	repay	repay	VERB
fbem-30532	45	19	its	its	PRON
fbem-30532	45	20	debts	debt	NOUN
fbem-30532	45	21	on	on	ADP
fbem-30532	45	22	time	time	NOUN
fbem-30532	45	23	and	and	CCONJ
fbem-30532	45	24	maintain	maintain	VERB
fbem-30532	45	25	stable	stable	ADJ
fbem-30532	45	26	operation	operation	NOUN
fbem-30532	45	27	.	.	PUNCT
fbem-30532	46	1	therefore	therefore	ADV
fbem-30532	46	2	,	,	PUNCT
fbem-30532	46	3	it	it	PRON
fbem-30532	46	4	is	be	AUX
fbem-30532	46	5	particularly	particularly	ADV
fbem-30532	46	6	necessary	necessary	ADJ
fbem-30532	46	7	for	for	SCONJ
fbem-30532	46	8	investors	investor	NOUN
fbem-30532	46	9	and	and	CCONJ
fbem-30532	46	10	creditors	creditor	NOUN
fbem-30532	46	11	to	to	PART
fbem-30532	46	12	pay	pay	VERB
fbem-30532	46	13	close	close	ADJ
fbem-30532	46	14	attention	attention	NOUN
fbem-30532	46	15	to	to	ADP
fbem-30532	46	16	the	the	DET
fbem-30532	46	17	cash	cash	NOUN
fbem-30532	46	18	flow	flow	NOUN
fbem-30532	46	19	of	of	ADP
fbem-30532	46	20	enterprises	enterprise	NOUN
fbem-30532	46	21	.	.	PUNCT
fbem-30532	47	1	through	through	ADP
fbem-30532	47	2	the	the	DET
fbem-30532	47	3	detailed	detailed	ADJ
fbem-30532	47	4	analysis	analysis	NOUN
fbem-30532	47	5	of	of	ADP
fbem-30532	47	6	the	the	DET
fbem-30532	47	7	cash	cash	NOUN
fbem-30532	47	8	flow	flow	NOUN
fbem-30532	47	9	statement	statement	NOUN
fbem-30532	47	10	of	of	ADP
fbem-30532	47	11	enterprises	enterprise	NOUN
fbem-30532	47	12	,	,	PUNCT
fbem-30532	47	13	we	we	PRON
fbem-30532	47	14	can	can	AUX
fbem-30532	47	15	know	know	VERB
fbem-30532	47	16	the	the	DET
fbem-30532	47	17	cash	cash	NOUN
fbem-30532	47	18	inflow	inflow	NOUN
fbem-30532	47	19	and	and	CCONJ
fbem-30532	47	20	outflow	outflow	NOUN
fbem-30532	47	21	of	of	ADP
fbem-30532	47	22	enterprises	enterprise	NOUN
fbem-30532	47	23	,	,	PUNCT
fbem-30532	47	24	thus	thus	ADV
fbem-30532	47	25	evaluating	evaluate	VERB
fbem-30532	47	26	their	their	PRON
fbem-30532	47	27	solvency	solvency	NOUN
fbem-30532	47	28	and	and	CCONJ
fbem-30532	47	29	credit	credit	NOUN
fbem-30532	47	30	risk	risk	NOUN
fbem-30532	47	31	level	level	NOUN
fbem-30532	47	32	.	.	PUNCT
fbem-30532	48	1	this	this	PRON
fbem-30532	48	2	will	will	AUX
fbem-30532	48	3	not	not	PART
fbem-30532	48	4	only	only	ADV
fbem-30532	48	5	help	help	VERB
fbem-30532	48	6	investors	investor	NOUN
fbem-30532	48	7	make	make	VERB
fbem-30532	48	8	wise	wise	ADJ
fbem-30532	48	9	investment	investment	NOUN
fbem-30532	48	10	decisions	decision	NOUN
fbem-30532	48	11	,	,	PUNCT
fbem-30532	48	12	but	but	CCONJ
fbem-30532	48	13	also	also	ADV
fbem-30532	48	14	provide	provide	VERB
fbem-30532	48	15	creditors	creditor	NOUN
fbem-30532	48	16	with	with	ADP
fbem-30532	48	17	a	a	DET
fbem-30532	48	18	strong	strong	ADJ
fbem-30532	48	19	credit	credit	NOUN
fbem-30532	48	20	basis	basis	NOUN
fbem-30532	48	21	to	to	PART
fbem-30532	48	22	ensure	ensure	VERB
fbem-30532	48	23	the	the	DET
fbem-30532	48	24	safety	safety	NOUN
fbem-30532	48	25	and	and	CCONJ
fbem-30532	48	26	stable	stable	ADJ
fbem-30532	48	27	return	return	NOUN
fbem-30532	48	28	of	of	ADP
fbem-30532	48	29	funds	fund	NOUN
fbem-30532	48	30	.	.	PUNCT
fbem-30532	49	1	in	in	ADP
fbem-30532	49	2	addition	addition	NOUN
fbem-30532	49	3	,	,	PUNCT
fbem-30532	49	4	the	the	DET
fbem-30532	49	5	capital	capital	NOUN
fbem-30532	49	6	asset	asset	NOUN
fbem-30532	49	7	pricing	pricing	NOUN
fbem-30532	49	8	model	model	NOUN
fbem-30532	49	9	plays	play	VERB
fbem-30532	49	10	a	a	DET
fbem-30532	49	11	vital	vital	ADJ
fbem-30532	49	12	role	role	NOUN
fbem-30532	49	13	in	in	ADP
fbem-30532	49	14	the	the	DET
fbem-30532	49	15	field	field	NOUN
fbem-30532	49	16	of	of	ADP
fbem-30532	49	17	financial	financial	ADJ
fbem-30532	49	18	investment	investment	NOUN
fbem-30532	49	19	,	,	PUNCT
fbem-30532	49	20	and	and	CCONJ
fbem-30532	49	21	it	it	PRON
fbem-30532	49	22	is	be	AUX
fbem-30532	49	23	an	an	DET
fbem-30532	49	24	important	important	ADJ
fbem-30532	49	25	part	part	NOUN
fbem-30532	49	26	of	of	ADP
fbem-30532	49	27	the	the	DET
fbem-30532	49	28	theoretical	theoretical	ADJ
fbem-30532	49	29	basis	basis	NOUN
fbem-30532	49	30	of	of	ADP
fbem-30532	49	31	credit	credit	NOUN
fbem-30532	49	32	risk	risk	NOUN
fbem-30532	49	33	.	.	PUNCT
fbem-30532	50	1	this	this	DET
fbem-30532	50	2	model	model	NOUN
fbem-30532	50	3	not	not	PART
fbem-30532	50	4	only	only	ADV
fbem-30532	50	5	reveals	reveal	VERB
fbem-30532	50	6	the	the	DET
fbem-30532	50	7	internal	internal	ADJ
fbem-30532	50	8	relationship	relationship	NOUN
fbem-30532	50	9	between	between	ADP
fbem-30532	50	10	asset	asset	NOUN
fbem-30532	50	11	risk	risk	NOUN
fbem-30532	50	12	and	and	CCONJ
fbem-30532	50	13	expected	expect	VERB
fbem-30532	50	14	return	return	NOUN
fbem-30532	50	15	,	,	PUNCT
fbem-30532	50	16	but	but	CCONJ
fbem-30532	50	17	also	also	ADV
fbem-30532	50	18	provides	provide	VERB
fbem-30532	50	19	an	an	DET
fbem-30532	50	20	important	important	ADJ
fbem-30532	50	21	tool	tool	NOUN
fbem-30532	50	22	for	for	SCONJ
fbem-30532	50	23	investors	investor	NOUN
fbem-30532	50	24	to	to	PART
fbem-30532	50	25	evaluate	evaluate	VERB
fbem-30532	50	26	asset	asset	NOUN
fbem-30532	50	27	credit	credit	NOUN
fbem-30532	50	28	risk	risk	NOUN
fbem-30532	50	29	scientifically	scientifically	ADV
fbem-30532	50	30	and	and	CCONJ
fbem-30532	50	31	systematically	systematically	ADV
fbem-30532	50	32	.	.	PUNCT
fbem-30532	51	1	through	through	ADP
fbem-30532	51	2	the	the	DET
fbem-30532	51	3	detailed	detailed	ADJ
fbem-30532	51	4	quantitative	quantitative	ADJ
fbem-30532	51	5	analysis	analysis	NOUN
fbem-30532	51	6	of	of	ADP
fbem-30532	51	7	the	the	DET
fbem-30532	51	8	risk	risk	NOUN
fbem-30532	51	9	and	and	CCONJ
fbem-30532	51	10	expected	expect	VERB
fbem-30532	51	11	return	return	NOUN
fbem-30532	51	12	of	of	ADP
fbem-30532	51	13	assets	asset	NOUN
fbem-30532	51	14	,	,	PUNCT
fbem-30532	51	15	investors	investor	NOUN
fbem-30532	51	16	can	can	AUX
fbem-30532	51	17	understand	understand	VERB
fbem-30532	51	18	the	the	DET
fbem-30532	51	19	risk	risk	NOUN
fbem-30532	51	20	characteristics	characteristic	NOUN
fbem-30532	51	21	of	of	ADP
fbem-30532	51	22	assets	asset	NOUN
fbem-30532	51	23	more	more	ADV
fbem-30532	51	24	comprehensively	comprehensively	ADV
fbem-30532	51	25	and	and	CCONJ
fbem-30532	51	26	evaluate	evaluate	VERB
fbem-30532	51	27	the	the	DET
fbem-30532	51	28	credit	credit	NOUN
fbem-30532	51	29	risk	risk	NOUN
fbem-30532	51	30	level	level	NOUN
fbem-30532	51	31	of	of	ADP
fbem-30532	51	32	assets	asset	NOUN
fbem-30532	51	33	more	more	ADV
fbem-30532	51	34	accurately	accurately	ADV
fbem-30532	51	35	.	.	PUNCT
fbem-30532	52	1	the	the	DET
fbem-30532	52	2	application	application	NOUN
fbem-30532	52	3	of	of	ADP
fbem-30532	52	4	this	this	DET
fbem-30532	52	5	model	model	NOUN
fbem-30532	52	6	enables	enable	VERB
fbem-30532	52	7	investors	investor	NOUN
fbem-30532	52	8	to	to	PART
fbem-30532	52	9	have	have	VERB
fbem-30532	52	10	a	a	DET
fbem-30532	52	11	clearer	clear	ADJ
fbem-30532	52	12	and	and	CCONJ
fbem-30532	52	13	more	more	ADV
fbem-30532	52	14	accurate	accurate	ADJ
fbem-30532	52	15	investment	investment	NOUN
fbem-30532	52	16	vision	vision	NOUN
fbem-30532	52	17	in	in	ADP
fbem-30532	52	18	the	the	DET
fbem-30532	52	19	face	face	NOUN
fbem-30532	52	20	of	of	ADP
fbem-30532	52	21	complex	complex	ADJ
fbem-30532	52	22	and	and	CCONJ
fbem-30532	52	23	changeable	changeable	ADJ
fbem-30532	52	24	financial	financial	ADJ
fbem-30532	52	25	markets	market	NOUN
fbem-30532	52	26	,	,	PUNCT
fbem-30532	52	27	to	to	PART
fbem-30532	52	28	make	make	VERB
fbem-30532	52	29	more	more	ADV
fbem-30532	52	30	wise	wise	ADJ
fbem-30532	52	31	and	and	CCONJ
fbem-30532	52	32	stable	stable	ADJ
fbem-30532	52	33	investment	investment	NOUN
fbem-30532	52	34	decisions	decision	NOUN
fbem-30532	52	35	.	.	PUNCT
fbem-30532	53	1	the	the	DET
fbem-30532	53	2	emergence	emergence	NOUN
fbem-30532	53	3	of	of	ADP
fbem-30532	53	4	the	the	DET
fbem-30532	53	5	capital	capital	NOUN
fbem-30532	53	6	asset	asset	NOUN
fbem-30532	53	7	pricing	pricing	NOUN
fbem-30532	53	8	model	model	NOUN
fbem-30532	53	9	undoubtedly	undoubtedly	ADV
fbem-30532	53	10	provides	provide	VERB
fbem-30532	53	11	investors	investor	NOUN
fbem-30532	53	12	with	with	ADP
fbem-30532	53	13	a	a	DET
fbem-30532	53	14	more	more	ADV
fbem-30532	53	15	scientific	scientific	ADJ
fbem-30532	53	16	and	and	CCONJ
fbem-30532	53	17	rational	rational	ADJ
fbem-30532	53	18	investment	investment	NOUN
fbem-30532	53	19	basis	basis	NOUN
fbem-30532	53	20	,	,	PUNCT
fbem-30532	53	21	which	which	PRON
fbem-30532	53	22	enables	enable	VERB
fbem-30532	53	23	investors	investor	NOUN
fbem-30532	53	24	to	to	PART
fbem-30532	53	25	better	well	ADJ
fbem-30532	53	26	control	control	VERB
fbem-30532	53	27	and	and	CCONJ
fbem-30532	53	28	avoid	avoid	VERB
fbem-30532	53	29	credit	credit	NOUN
fbem-30532	53	30	risks	risk	NOUN
fbem-30532	53	31	and	and	CCONJ
fbem-30532	53	32	protect	protect	VERB
fbem-30532	53	33	their	their	PRON
fbem-30532	53	34	own	own	ADJ
fbem-30532	53	35	investment	investment	NOUN
fbem-30532	53	36	security	security	NOUN
fbem-30532	53	37	and	and	CCONJ
fbem-30532	53	38	interests	interest	NOUN
fbem-30532	53	39	while	while	SCONJ
fbem-30532	53	40	pursuing	pursue	VERB
fbem-30532	53	41	investment	investment	NOUN
fbem-30532	53	42	returns	return	NOUN
fbem-30532	53	43	.	.	PUNCT
fbem-30532	54	1	to	to	PART
fbem-30532	54	2	sum	sum	VERB
fbem-30532	54	3	up	up	ADP
fbem-30532	54	4	,	,	PUNCT
fbem-30532	54	5	the	the	DET
fbem-30532	54	6	theoretical	theoretical	ADJ
fbem-30532	54	7	basis	basis	NOUN
fbem-30532	54	8	of	of	ADP
fbem-30532	54	9	credit	credit	NOUN
fbem-30532	54	10	risk	risk	NOUN
fbem-30532	54	11	is	be	AUX
fbem-30532	54	12	a	a	DET
fbem-30532	54	13	diversified	diversified	ADJ
fbem-30532	54	14	system	system	NOUN
fbem-30532	54	15	,	,	PUNCT
fbem-30532	54	16	covering	cover	VERB
fbem-30532	54	17	a	a	DET
fbem-30532	54	18	few	few	ADJ
fbem-30532	54	19	important	important	ADJ
fbem-30532	54	20	economic	economic	ADJ
fbem-30532	54	21	theories	theory	NOUN
fbem-30532	54	22	.	.	PUNCT
fbem-30532	55	1	these	these	DET
fbem-30532	55	2	theories	theory	NOUN
fbem-30532	55	3	provide	provide	VERB
fbem-30532	55	4	us	we	PRON
fbem-30532	55	5	with	with	ADP
fbem-30532	55	6	important	important	ADJ
fbem-30532	55	7	tools	tool	NOUN
fbem-30532	55	8	and	and	CCONJ
fbem-30532	55	9	methods	method	NOUN
fbem-30532	55	10	to	to	PART
fbem-30532	55	11	deeply	deeply	ADV
fbem-30532	55	12	understand	understand	VERB
fbem-30532	55	13	and	and	CCONJ
fbem-30532	55	14	evaluate	evaluate	VERB
fbem-30532	55	15	credit	credit	NOUN
fbem-30532	55	16	risk	risk	NOUN
fbem-30532	55	17	.	.	PUNCT
fbem-30532	56	1	3.3	3.3	NUM
fbem-30532	56	2	.	.	PUNCT
fbem-30532	57	1	credit	credit	NOUN
fbem-30532	57	2	risk	risk	NOUN
fbem-30532	57	3	classification	classification	NOUN
fbem-30532	57	4	according	accord	VERB
fbem-30532	57	5	to	to	ADP
fbem-30532	57	6	the	the	DET
fbem-30532	57	7	different	different	ADJ
fbem-30532	57	8	sources	source	NOUN
fbem-30532	57	9	and	and	CCONJ
fbem-30532	57	10	forms	form	NOUN
fbem-30532	57	11	of	of	ADP
fbem-30532	57	12	risk	risk	NOUN
fbem-30532	58	1	,	,	PUNCT
fbem-30532	58	2	the	the	DET
fbem-30532	58	3	financial	financial	ADJ
fbem-30532	58	4	credit	credit	NOUN
fbem-30532	58	5	risk	risk	NOUN
fbem-30532	58	6	of	of	ADP
fbem-30532	58	7	an	an	DET
fbem-30532	58	8	enterprise	enterprise	NOUN
fbem-30532	58	9	can	can	AUX
fbem-30532	58	10	be	be	AUX
fbem-30532	58	11	divided	divide	VERB
fbem-30532	58	12	into	into	ADP
fbem-30532	58	13	the	the	DET
fbem-30532	58	14	following	follow	VERB
fbem-30532	58	15	categories	category	NOUN
fbem-30532	58	16	:	:	PUNCT
fbem-30532	58	17	first	first	ADV
fbem-30532	58	18	,	,	PUNCT
fbem-30532	58	19	the	the	DET
fbem-30532	58	20	risk	risk	NOUN
fbem-30532	58	21	of	of	ADP
fbem-30532	58	22	default	default	NOUN
fbem-30532	58	23	,	,	PUNCT
fbem-30532	58	24	that	that	ADV
fbem-30532	58	25	is	is	ADV
fbem-30532	58	26	,	,	PUNCT
fbem-30532	58	27	the	the	DET
fbem-30532	58	28	risk	risk	NOUN
fbem-30532	58	29	that	that	SCONJ
fbem-30532	58	30	the	the	DET
fbem-30532	58	31	borrower	borrower	NOUN
fbem-30532	58	32	or	or	CCONJ
fbem-30532	58	33	the	the	DET
fbem-30532	58	34	counterparty	counterparty	NOUN
fbem-30532	58	35	fails	fail	VERB
fbem-30532	58	36	to	to	PART
fbem-30532	58	37	repay	repay	VERB
fbem-30532	58	38	the	the	DET
fbem-30532	58	39	debt	debt	NOUN
fbem-30532	58	40	or	or	CCONJ
fbem-30532	58	41	fulfill	fulfill	VERB
fbem-30532	58	42	the	the	DET
fbem-30532	58	43	contractual	contractual	ADJ
fbem-30532	58	44	obligations	obligation	NOUN
fbem-30532	58	45	on	on	ADP
fbem-30532	58	46	time	time	NOUN
fbem-30532	58	47	;	;	PUNCT
fbem-30532	58	48	second	second	ADJ
fbem-30532	58	49	,	,	PUNCT
fbem-30532	58	50	market	market	NOUN
fbem-30532	58	51	risk	risk	NOUN
fbem-30532	58	52	,	,	PUNCT
fbem-30532	58	53	that	that	ADV
fbem-30532	58	54	is	is	ADV
fbem-30532	58	55	,	,	PUNCT
fbem-30532	58	56	the	the	DET
fbem-30532	58	57	risk	risk	NOUN
fbem-30532	58	58	that	that	SCONJ
fbem-30532	58	59	the	the	DET
fbem-30532	58	60	asset	asset	NOUN
fbem-30532	58	61	value	value	NOUN
fbem-30532	58	62	of	of	ADP
fbem-30532	58	63	an	an	DET
fbem-30532	58	64	enterprise	enterprise	NOUN
fbem-30532	58	65	declines	decline	NOUN
fbem-30532	58	66	or	or	CCONJ
fbem-30532	58	67	the	the	DET
fbem-30532	58	68	debt	debt	NOUN
fbem-30532	58	69	cost	cost	NOUN
fbem-30532	58	70	rises	rise	NOUN
fbem-30532	58	71	due	due	ADJ
fbem-30532	58	72	to	to	ADP
fbem-30532	58	73	market	market	NOUN
fbem-30532	58	74	price	price	NOUN
fbem-30532	58	75	fluctuations	fluctuation	NOUN
fbem-30532	58	76	;	;	PUNCT
fbem-30532	58	77	the	the	DET
fbem-30532	58	78	third	third	NOUN
fbem-30532	58	79	is	be	AUX
fbem-30532	58	80	liquidity	liquidity	NOUN
fbem-30532	58	81	risk	risk	NOUN
fbem-30532	58	82	,	,	PUNCT
fbem-30532	58	83	that	that	ADV
fbem-30532	58	84	is	is	ADV
fbem-30532	58	85	,	,	PUNCT
fbem-30532	58	86	the	the	DET
fbem-30532	58	87	risk	risk	NOUN
fbem-30532	58	88	that	that	SCONJ
fbem-30532	58	89	an	an	DET
fbem-30532	58	90	enterprise	enterprise	NOUN
fbem-30532	58	91	can	can	AUX
fbem-30532	58	92	not	not	PART
fbem-30532	58	93	repay	repay	VERB
fbem-30532	58	94	its	its	PRON
fbem-30532	58	95	debts	debt	NOUN
fbem-30532	58	96	or	or	CCONJ
fbem-30532	58	97	meet	meet	VERB
fbem-30532	58	98	its	its	PRON
fbem-30532	58	99	contractual	contractual	ADJ
fbem-30532	58	100	obligations	obligation	NOUN
fbem-30532	58	101	in	in	ADP
fbem-30532	58	102	time	time	NOUN
fbem-30532	58	103	due	due	ADP
fbem-30532	58	104	to	to	ADP
fbem-30532	58	105	lack	lack	NOUN
fbem-30532	58	106	of	of	ADP
fbem-30532	58	107	funds	fund	NOUN
fbem-30532	58	108	.	.	PUNCT
fbem-30532	59	1	figure	figure	NOUN
fbem-30532	59	2	2	2	NUM
fbem-30532	59	3	.	.	PUNCT
fbem-30532	60	1	classification	classification	NOUN
fbem-30532	60	2	of	of	ADP
fbem-30532	60	3	corporate	corporate	ADJ
fbem-30532	60	4	financial	financial	ADJ
fbem-30532	60	5	credit	credit	NOUN
fbem-30532	60	6	risk	risk	NOUN
fbem-30532	60	7	first	first	ADV
fbem-30532	60	8	,	,	PUNCT
fbem-30532	60	9	the	the	DET
fbem-30532	60	10	risk	risk	NOUN
fbem-30532	60	11	of	of	ADP
fbem-30532	60	12	default	default	NOUN
fbem-30532	60	13	refers	refer	VERB
fbem-30532	60	14	to	to	ADP
fbem-30532	60	15	the	the	DET
fbem-30532	60	16	risk	risk	NOUN
fbem-30532	60	17	that	that	SCONJ
fbem-30532	60	18	the	the	DET
fbem-30532	60	19	borrower	borrower	NOUN
fbem-30532	60	20	or	or	CCONJ
fbem-30532	60	21	debtor	debtor	NOUN
fbem-30532	60	22	fails	fail	VERB
fbem-30532	60	23	to	to	PART
fbem-30532	60	24	fulfill	fulfill	VERB
fbem-30532	60	25	its	its	PRON
fbem-30532	60	26	debt	debt	NOUN
fbem-30532	60	27	obligations	obligation	NOUN
fbem-30532	60	28	on	on	ADP
fbem-30532	60	29	time	time	NOUN
fbem-30532	60	30	,	,	PUNCT
fbem-30532	60	31	resulting	result	VERB
fbem-30532	60	32	in	in	ADP
fbem-30532	60	33	the	the	DET
fbem-30532	60	34	creditor	creditor	NOUN
fbem-30532	60	35	being	be	AUX
fbem-30532	60	36	unable	unable	ADJ
fbem-30532	60	37	to	to	PART
fbem-30532	60	38	recover	recover	VERB
fbem-30532	60	39	the	the	DET
fbem-30532	60	40	principal	principal	NOUN
fbem-30532	60	41	and	and	CCONJ
fbem-30532	60	42	interest	interest	NOUN
fbem-30532	60	43	.	.	PUNCT
fbem-30532	61	1	this	this	DET
fbem-30532	61	2	kind	kind	NOUN
fbem-30532	61	3	of	of	ADP
fbem-30532	61	4	risk	risk	NOUN
fbem-30532	61	5	is	be	AUX
fbem-30532	61	6	usually	usually	ADV
fbem-30532	61	7	related	relate	VERB
fbem-30532	61	8	to	to	ADP
fbem-30532	61	9	the	the	DET
fbem-30532	61	10	borrower	borrower	NOUN
fbem-30532	61	11	's	's	PART
fbem-30532	61	12	credit	credit	NOUN
fbem-30532	61	13	status	status	NOUN
fbem-30532	61	14	,	,	PUNCT
fbem-30532	61	15	repayment	repayment	NOUN
fbem-30532	61	16	ability	ability	NOUN
fbem-30532	61	17	and	and	CCONJ
fbem-30532	61	18	guarantee	guarantee	NOUN
fbem-30532	61	19	measures	measure	NOUN
fbem-30532	61	20	.	.	PUNCT
fbem-30532	62	1	if	if	SCONJ
fbem-30532	62	2	the	the	DET
fbem-30532	62	3	risk	risk	NOUN
fbem-30532	62	4	of	of	ADP
fbem-30532	62	5	default	default	NOUN
fbem-30532	62	6	is	be	AUX
fbem-30532	62	7	high	high	ADJ
fbem-30532	62	8	,	,	PUNCT
fbem-30532	62	9	investors	investor	NOUN
fbem-30532	62	10	may	may	AUX
fbem-30532	62	11	need	need	VERB
fbem-30532	62	12	to	to	PART
fbem-30532	62	13	reduce	reduce	VERB
fbem-30532	62	14	the	the	DET
fbem-30532	62	15	risk	risk	NOUN
fbem-30532	62	16	by	by	ADP
fbem-30532	62	17	raising	raise	VERB
fbem-30532	62	18	interest	interest	NOUN
fbem-30532	62	19	rates	rate	NOUN
fbem-30532	62	20	or	or	CCONJ
fbem-30532	62	21	demanding	demand	VERB
fbem-30532	62	22	stricter	strict	ADJ
fbem-30532	62	23	guarantee	guarantee	NOUN
fbem-30532	62	24	conditions	condition	NOUN
fbem-30532	62	25	.	.	PUNCT
fbem-30532	63	1	secondly	secondly	ADV
fbem-30532	63	2	,	,	PUNCT
fbem-30532	63	3	market	market	NOUN
fbem-30532	63	4	risk	risk	NOUN
fbem-30532	63	5	refers	refer	VERB
fbem-30532	63	6	to	to	ADP
fbem-30532	63	7	the	the	DET
fbem-30532	63	8	risk	risk	NOUN
fbem-30532	63	9	that	that	SCONJ
fbem-30532	63	10	the	the	DET
fbem-30532	63	11	value	value	NOUN
fbem-30532	63	12	of	of	ADP
fbem-30532	63	13	investors	investor	NOUN
fbem-30532	63	14	'	'	PART
fbem-30532	63	15	assets	asset	NOUN
fbem-30532	63	16	declines	decline	VERB
fbem-30532	63	17	due	due	ADJ
fbem-30532	63	18	to	to	ADP
fbem-30532	63	19	market	market	NOUN
fbem-30532	63	20	fluctuations	fluctuation	NOUN
fbem-30532	63	21	or	or	CCONJ
fbem-30532	63	22	140	140	NUM
fbem-30532	63	23	adverse	adverse	ADJ
fbem-30532	63	24	changes	change	NOUN
fbem-30532	63	25	.	.	PUNCT
fbem-30532	64	1	this	this	DET
fbem-30532	64	2	kind	kind	NOUN
fbem-30532	64	3	of	of	ADP
fbem-30532	64	4	risk	risk	NOUN
fbem-30532	64	5	is	be	AUX
fbem-30532	64	6	usually	usually	ADV
fbem-30532	64	7	related	relate	VERB
fbem-30532	64	8	to	to	ADP
fbem-30532	64	9	macroeconomic	macroeconomic	ADJ
fbem-30532	64	10	environment	environment	NOUN
fbem-30532	64	11	,	,	PUNCT
fbem-30532	64	12	policy	policy	NOUN
fbem-30532	64	13	changes	change	NOUN
fbem-30532	64	14	,	,	PUNCT
fbem-30532	64	15	market	market	NOUN
fbem-30532	64	16	supply	supply	NOUN
fbem-30532	64	17	and	and	CCONJ
fbem-30532	64	18	demand	demand	NOUN
fbem-30532	64	19	relations	relation	NOUN
fbem-30532	64	20	and	and	CCONJ
fbem-30532	64	21	other	other	ADJ
fbem-30532	64	22	factors	factor	NOUN
fbem-30532	64	23	.	.	PUNCT
fbem-30532	65	1	for	for	ADP
fbem-30532	65	2	example	example	NOUN
fbem-30532	65	3	,	,	PUNCT
fbem-30532	65	4	the	the	DET
fbem-30532	65	5	stock	stock	NOUN
fbem-30532	65	6	market	market	NOUN
fbem-30532	65	7	decline	decline	NOUN
fbem-30532	65	8	and	and	CCONJ
fbem-30532	65	9	exchange	exchange	NOUN
fbem-30532	65	10	rate	rate	NOUN
fbem-30532	65	11	fluctuations	fluctuation	NOUN
fbem-30532	65	12	may	may	AUX
fbem-30532	65	13	bring	bring	VERB
fbem-30532	65	14	market	market	NOUN
fbem-30532	65	15	risks	risk	NOUN
fbem-30532	65	16	to	to	ADP
fbem-30532	65	17	investors	investor	NOUN
fbem-30532	65	18	.	.	PUNCT
fbem-30532	66	1	therefore	therefore	ADV
fbem-30532	66	2	,	,	PUNCT
fbem-30532	66	3	investors	investor	NOUN
fbem-30532	66	4	need	need	VERB
fbem-30532	66	5	to	to	PART
fbem-30532	66	6	pay	pay	VERB
fbem-30532	66	7	close	close	ADJ
fbem-30532	66	8	attention	attention	NOUN
fbem-30532	66	9	to	to	ADP
fbem-30532	66	10	market	market	NOUN
fbem-30532	66	11	dynamics	dynamic	NOUN
fbem-30532	66	12	and	and	CCONJ
fbem-30532	66	13	adjust	adjust	VERB
fbem-30532	66	14	their	their	PRON
fbem-30532	66	15	portfolios	portfolio	NOUN
fbem-30532	66	16	in	in	ADP
fbem-30532	66	17	time	time	NOUN
fbem-30532	66	18	to	to	PART
fbem-30532	66	19	reduce	reduce	VERB
fbem-30532	66	20	market	market	NOUN
fbem-30532	66	21	risks	risk	NOUN
fbem-30532	66	22	.	.	PUNCT
fbem-30532	67	1	finally	finally	ADV
fbem-30532	67	2	,	,	PUNCT
fbem-30532	67	3	liquidity	liquidity	NOUN
fbem-30532	67	4	risk	risk	NOUN
fbem-30532	67	5	refers	refer	VERB
fbem-30532	67	6	to	to	ADP
fbem-30532	67	7	the	the	DET
fbem-30532	67	8	risk	risk	NOUN
fbem-30532	67	9	that	that	SCONJ
fbem-30532	67	10	investors	investor	NOUN
fbem-30532	67	11	ca	can	AUX
fbem-30532	67	12	n't	not	PART
fbem-30532	67	13	make	make	VERB
fbem-30532	67	14	a	a	DET
fbem-30532	67	15	deal	deal	NOUN
fbem-30532	67	16	at	at	ADP
fbem-30532	67	17	a	a	DET
fbem-30532	67	18	reasonable	reasonable	ADJ
fbem-30532	67	19	price	price	NOUN
fbem-30532	67	20	in	in	ADP
fbem-30532	67	21	time	time	NOUN
fbem-30532	67	22	when	when	SCONJ
fbem-30532	67	23	they	they	PRON
fbem-30532	67	24	need	need	VERB
fbem-30532	67	25	to	to	PART
fbem-30532	67	26	sell	sell	VERB
fbem-30532	67	27	assets	asset	NOUN
fbem-30532	67	28	.	.	PUNCT
fbem-30532	68	1	this	this	DET
fbem-30532	68	2	kind	kind	NOUN
fbem-30532	68	3	of	of	ADP
fbem-30532	68	4	risk	risk	NOUN
fbem-30532	68	5	is	be	AUX
fbem-30532	68	6	usually	usually	ADV
fbem-30532	68	7	related	relate	VERB
fbem-30532	68	8	to	to	ADP
fbem-30532	68	9	the	the	DET
fbem-30532	68	10	market	market	NOUN
fbem-30532	68	11	activity	activity	NOUN
fbem-30532	68	12	of	of	ADP
fbem-30532	68	13	assets	asset	NOUN
fbem-30532	68	14	,	,	PUNCT
fbem-30532	68	15	the	the	DET
fbem-30532	68	16	number	number	NOUN
fbem-30532	68	17	of	of	ADP
fbem-30532	68	18	investors	investor	NOUN
fbem-30532	68	19	and	and	CCONJ
fbem-30532	68	20	the	the	DET
fbem-30532	68	21	trading	trading	NOUN
fbem-30532	68	22	mechanism	mechanism	NOUN
fbem-30532	68	23	.	.	PUNCT
fbem-30532	69	1	if	if	SCONJ
fbem-30532	69	2	the	the	DET
fbem-30532	69	3	liquidity	liquidity	NOUN
fbem-30532	69	4	risk	risk	NOUN
fbem-30532	69	5	is	be	AUX
fbem-30532	69	6	high	high	ADJ
fbem-30532	69	7	,	,	PUNCT
fbem-30532	69	8	investors	investor	NOUN
fbem-30532	69	9	may	may	AUX
fbem-30532	69	10	face	face	VERB
fbem-30532	69	11	the	the	DET
fbem-30532	69	12	dilemma	dilemma	NOUN
fbem-30532	69	13	of	of	ADP
fbem-30532	69	14	not	not	PART
fbem-30532	69	15	being	be	AUX
fbem-30532	69	16	able	able	ADJ
fbem-30532	69	17	to	to	PART
fbem-30532	69	18	sell	sell	VERB
fbem-30532	69	19	assets	asset	NOUN
fbem-30532	69	20	in	in	ADP
fbem-30532	69	21	time	time	NOUN
fbem-30532	69	22	or	or	CCONJ
fbem-30532	69	23	being	be	AUX
fbem-30532	69	24	forced	force	VERB
fbem-30532	69	25	to	to	PART
fbem-30532	69	26	trade	trade	VERB
fbem-30532	69	27	at	at	ADP
fbem-30532	69	28	a	a	DET
fbem-30532	69	29	price	price	NOUN
fbem-30532	69	30	lower	low	ADJ
fbem-30532	69	31	than	than	ADP
fbem-30532	69	32	the	the	DET
fbem-30532	69	33	market	market	NOUN
fbem-30532	69	34	price	price	NOUN
fbem-30532	69	35	.	.	PUNCT
fbem-30532	70	1	therefore	therefore	ADV
fbem-30532	70	2	,	,	PUNCT
fbem-30532	70	3	investors	investor	NOUN
fbem-30532	70	4	need	need	VERB
fbem-30532	70	5	to	to	PART
fbem-30532	70	6	choose	choose	VERB
fbem-30532	70	7	assets	asset	NOUN
fbem-30532	70	8	with	with	ADP
fbem-30532	70	9	good	good	ADJ
fbem-30532	70	10	liquidity	liquidity	NOUN
fbem-30532	70	11	to	to	PART
fbem-30532	70	12	invest	invest	VERB
fbem-30532	70	13	,	,	PUNCT
fbem-30532	70	14	and	and	CCONJ
fbem-30532	70	15	always	always	ADV
fbem-30532	70	16	pay	pay	VERB
fbem-30532	70	17	attention	attention	NOUN
fbem-30532	70	18	to	to	ADP
fbem-30532	70	19	market	market	NOUN
fbem-30532	70	20	changes	change	NOUN
fbem-30532	70	21	in	in	ADP
fbem-30532	70	22	order	order	NOUN
fbem-30532	70	23	to	to	PART
fbem-30532	70	24	sell	sell	VERB
fbem-30532	70	25	assets	asset	NOUN
fbem-30532	70	26	in	in	ADP
fbem-30532	70	27	time	time	NOUN
fbem-30532	70	28	when	when	SCONJ
fbem-30532	70	29	necessary	necessary	ADJ
fbem-30532	70	30	.	.	PUNCT
fbem-30532	71	1	4	4	X
fbem-30532	71	2	.	.	X
fbem-30532	71	3	causes	cause	NOUN
fbem-30532	71	4	and	and	CCONJ
fbem-30532	71	5	research	research	NOUN
fbem-30532	71	6	methods	method	NOUN
fbem-30532	71	7	of	of	ADP
fbem-30532	71	8	credit	credit	NOUN
fbem-30532	71	9	risk	risk	NOUN
fbem-30532	71	10	4.1	4.1	NUM
fbem-30532	71	11	.	.	PUNCT
fbem-30532	72	1	the	the	DET
fbem-30532	72	2	causes	cause	NOUN
fbem-30532	72	3	of	of	ADP
fbem-30532	72	4	corporate	corporate	ADJ
fbem-30532	72	5	financial	financial	ADJ
fbem-30532	72	6	credit	credit	NOUN
fbem-30532	72	7	risk	risk	NOUN
fbem-30532	72	8	the	the	DET
fbem-30532	72	9	causes	cause	NOUN
fbem-30532	72	10	of	of	ADP
fbem-30532	72	11	enterprise	enterprise	NOUN
fbem-30532	72	12	financial	financial	ADJ
fbem-30532	72	13	credit	credit	NOUN
fbem-30532	72	14	risk	risk	NOUN
fbem-30532	72	15	are	be	AUX
fbem-30532	72	16	various	various	ADJ
fbem-30532	72	17	,	,	PUNCT
fbem-30532	72	18	involving	involve	VERB
fbem-30532	72	19	many	many	ADJ
fbem-30532	72	20	aspects	aspect	NOUN
fbem-30532	72	21	of	of	ADP
fbem-30532	72	22	enterprise	enterprise	NOUN
fbem-30532	72	23	management	management	NOUN
fbem-30532	72	24	.	.	PUNCT
fbem-30532	73	1	first	first	ADV
fbem-30532	73	2	,	,	PUNCT
fbem-30532	73	3	changes	change	NOUN
fbem-30532	73	4	in	in	ADP
fbem-30532	73	5	the	the	DET
fbem-30532	73	6	macroeconomic	macroeconomic	ADJ
fbem-30532	73	7	environment	environment	NOUN
fbem-30532	73	8	will	will	AUX
fbem-30532	73	9	directly	directly	ADV
fbem-30532	73	10	or	or	CCONJ
fbem-30532	73	11	indirectly	indirectly	ADV
fbem-30532	73	12	affect	affect	VERB
fbem-30532	73	13	the	the	DET
fbem-30532	73	14	financial	financial	ADJ
fbem-30532	73	15	credit	credit	NOUN
fbem-30532	73	16	of	of	ADP
fbem-30532	73	17	enterprises	enterprise	NOUN
fbem-30532	73	18	.	.	PUNCT
fbem-30532	74	1	the	the	DET
fbem-30532	74	2	fluctuation	fluctuation	NOUN
fbem-30532	74	3	of	of	ADP
fbem-30532	74	4	economic	economic	ADJ
fbem-30532	74	5	cycle	cycle	NOUN
fbem-30532	74	6	,	,	PUNCT
fbem-30532	74	7	policy	policy	NOUN
fbem-30532	74	8	adjustment	adjustment	NOUN
fbem-30532	74	9	,	,	PUNCT
fbem-30532	74	10	changes	change	NOUN
fbem-30532	74	11	in	in	ADP
fbem-30532	74	12	market	market	NOUN
fbem-30532	74	13	demand	demand	NOUN
fbem-30532	74	14	and	and	CCONJ
fbem-30532	74	15	other	other	ADJ
fbem-30532	74	16	factors	factor	NOUN
fbem-30532	74	17	may	may	AUX
fbem-30532	74	18	lead	lead	VERB
fbem-30532	74	19	to	to	ADP
fbem-30532	74	20	the	the	DET
fbem-30532	74	21	instability	instability	NOUN
fbem-30532	74	22	of	of	ADP
fbem-30532	74	23	the	the	DET
fbem-30532	74	24	financial	financial	ADJ
fbem-30532	74	25	situation	situation	NOUN
fbem-30532	74	26	of	of	ADP
fbem-30532	74	27	enterprises	enterprise	NOUN
fbem-30532	74	28	,	,	PUNCT
fbem-30532	74	29	and	and	CCONJ
fbem-30532	74	30	then	then	ADV
fbem-30532	74	31	lead	lead	VERB
fbem-30532	74	32	to	to	ADP
fbem-30532	74	33	credit	credit	NOUN
fbem-30532	74	34	risk	risk	NOUN
fbem-30532	74	35	.	.	PUNCT
fbem-30532	75	1	secondly	secondly	ADV
fbem-30532	75	2	,	,	PUNCT
fbem-30532	75	3	the	the	DET
fbem-30532	75	4	enterprise	enterprise	NOUN
fbem-30532	75	5	's	's	PART
fbem-30532	75	6	own	own	ADJ
fbem-30532	75	7	management	management	NOUN
fbem-30532	75	8	level	level	NOUN
fbem-30532	75	9	and	and	CCONJ
fbem-30532	75	10	financial	financial	ADJ
fbem-30532	75	11	situation	situation	NOUN
fbem-30532	75	12	are	be	AUX
fbem-30532	75	13	also	also	ADV
fbem-30532	75	14	important	important	ADJ
fbem-30532	75	15	factors	factor	NOUN
fbem-30532	75	16	leading	lead	VERB
fbem-30532	75	17	to	to	ADP
fbem-30532	75	18	credit	credit	NOUN
fbem-30532	75	19	risk	risk	NOUN
fbem-30532	75	20	.	.	PUNCT
fbem-30532	76	1	if	if	SCONJ
fbem-30532	76	2	the	the	DET
fbem-30532	76	3	enterprise	enterprise	NOUN
fbem-30532	76	4	's	's	PART
fbem-30532	76	5	financial	financial	ADJ
fbem-30532	76	6	management	management	NOUN
fbem-30532	76	7	is	be	AUX
fbem-30532	76	8	not	not	PART
fbem-30532	76	9	good	good	ADJ
fbem-30532	76	10	,	,	PUNCT
fbem-30532	76	11	the	the	DET
fbem-30532	76	12	internal	internal	ADJ
fbem-30532	76	13	control	control	NOUN
fbem-30532	76	14	mechanism	mechanism	NOUN
fbem-30532	76	15	is	be	AUX
fbem-30532	76	16	not	not	PART
fbem-30532	76	17	perfect	perfect	ADJ
fbem-30532	76	18	,	,	PUNCT
fbem-30532	76	19	the	the	DET
fbem-30532	76	20	efficiency	efficiency	NOUN
fbem-30532	76	21	of	of	ADP
fbem-30532	76	22	capital	capital	NOUN
fbem-30532	76	23	use	use	NOUN
fbem-30532	76	24	is	be	AUX
fbem-30532	76	25	low	low	ADJ
fbem-30532	76	26	,	,	PUNCT
fbem-30532	76	27	or	or	CCONJ
fbem-30532	76	28	there	there	PRON
fbem-30532	76	29	are	be	VERB
fbem-30532	76	30	problems	problem	NOUN
fbem-30532	76	31	such	such	ADJ
fbem-30532	76	32	as	as	ADP
fbem-30532	76	33	excessive	excessive	ADJ
fbem-30532	76	34	debt	debt	NOUN
fbem-30532	76	35	and	and	CCONJ
fbem-30532	76	36	declining	decline	VERB
fbem-30532	76	37	profitability	profitability	NOUN
fbem-30532	76	38	,	,	PUNCT
fbem-30532	76	39	it	it	PRON
fbem-30532	76	40	will	will	AUX
fbem-30532	76	41	increase	increase	VERB
fbem-30532	76	42	the	the	DET
fbem-30532	76	43	probability	probability	NOUN
fbem-30532	76	44	of	of	ADP
fbem-30532	76	45	credit	credit	NOUN
fbem-30532	76	46	risk	risk	NOUN
fbem-30532	76	47	.	.	PUNCT
fbem-30532	77	1	in	in	ADP
fbem-30532	77	2	addition	addition	NOUN
fbem-30532	77	3	,	,	PUNCT
fbem-30532	77	4	the	the	DET
fbem-30532	77	5	intensification	intensification	NOUN
fbem-30532	77	6	of	of	ADP
fbem-30532	77	7	market	market	NOUN
fbem-30532	77	8	competition	competition	NOUN
fbem-30532	77	9	,	,	PUNCT
fbem-30532	77	10	changes	change	NOUN
fbem-30532	77	11	in	in	ADP
fbem-30532	77	12	the	the	DET
fbem-30532	77	13	industry	industry	NOUN
fbem-30532	77	14	environment	environment	NOUN
fbem-30532	77	15	,	,	PUNCT
fbem-30532	77	16	natural	natural	ADJ
fbem-30532	77	17	disasters	disaster	NOUN
fbem-30532	77	18	and	and	CCONJ
fbem-30532	77	19	other	other	ADJ
fbem-30532	77	20	force	force	NOUN
fbem-30532	77	21	majeure	majeure	NOUN
fbem-30532	77	22	factors	factor	NOUN
fbem-30532	77	23	may	may	AUX
fbem-30532	77	24	also	also	ADV
fbem-30532	77	25	adversely	adversely	ADV
fbem-30532	77	26	affect	affect	VERB
fbem-30532	77	27	the	the	DET
fbem-30532	77	28	financial	financial	ADJ
fbem-30532	77	29	credit	credit	NOUN
fbem-30532	77	30	of	of	ADP
fbem-30532	77	31	enterprises	enterprise	NOUN
fbem-30532	77	32	.	.	PUNCT
fbem-30532	78	1	therefore	therefore	ADV
fbem-30532	78	2	,	,	PUNCT
fbem-30532	78	3	enterprises	enterprise	NOUN
fbem-30532	78	4	need	need	VERB
fbem-30532	78	5	to	to	PART
fbem-30532	78	6	strengthen	strengthen	VERB
fbem-30532	78	7	financial	financial	ADJ
fbem-30532	78	8	management	management	NOUN
fbem-30532	78	9	,	,	PUNCT
fbem-30532	78	10	establish	establish	VERB
fbem-30532	78	11	and	and	CCONJ
fbem-30532	78	12	improve	improve	VERB
fbem-30532	78	13	the	the	DET
fbem-30532	78	14	internal	internal	ADJ
fbem-30532	78	15	control	control	NOUN
fbem-30532	78	16	mechanism	mechanism	NOUN
fbem-30532	78	17	,	,	PUNCT
fbem-30532	78	18	improve	improve	VERB
fbem-30532	78	19	the	the	DET
fbem-30532	78	20	efficiency	efficiency	NOUN
fbem-30532	78	21	of	of	ADP
fbem-30532	78	22	capital	capital	NOUN
fbem-30532	78	23	use	use	NOUN
fbem-30532	78	24	,	,	PUNCT
fbem-30532	78	25	reduce	reduce	VERB
fbem-30532	78	26	the	the	DET
fbem-30532	78	27	debt	debt	NOUN
fbem-30532	78	28	level	level	NOUN
fbem-30532	78	29	and	and	CCONJ
fbem-30532	78	30	enhance	enhance	VERB
fbem-30532	78	31	profitability	profitability	NOUN
fbem-30532	78	32	in	in	ADP
fbem-30532	78	33	order	order	NOUN
fbem-30532	78	34	to	to	PART
fbem-30532	78	35	effectively	effectively	ADV
fbem-30532	78	36	deal	deal	VERB
fbem-30532	78	37	with	with	ADP
fbem-30532	78	38	various	various	ADJ
fbem-30532	78	39	factors	factor	NOUN
fbem-30532	78	40	that	that	PRON
fbem-30532	78	41	may	may	AUX
fbem-30532	78	42	lead	lead	VERB
fbem-30532	78	43	to	to	ADP
fbem-30532	78	44	credit	credit	NOUN
fbem-30532	78	45	risk	risk	NOUN
fbem-30532	78	46	.	.	PUNCT
fbem-30532	79	1	4.2	4.2	NUM
fbem-30532	79	2	.	.	PUNCT
fbem-30532	79	3	selection	selection	NOUN
fbem-30532	79	4	of	of	ADP
fbem-30532	79	5	research	research	NOUN
fbem-30532	79	6	methods	method	NOUN
fbem-30532	79	7	and	and	CCONJ
fbem-30532	79	8	design	design	NOUN
fbem-30532	79	9	this	this	DET
fbem-30532	79	10	paper	paper	NOUN
fbem-30532	79	11	adopts	adopt	VERB
fbem-30532	79	12	the	the	DET
fbem-30532	79	13	research	research	NOUN
fbem-30532	79	14	method	method	NOUN
fbem-30532	79	15	of	of	ADP
fbem-30532	79	16	combining	combine	VERB
fbem-30532	79	17	quantitative	quantitative	ADJ
fbem-30532	79	18	analysis	analysis	NOUN
fbem-30532	79	19	with	with	ADP
fbem-30532	79	20	qualitative	qualitative	ADJ
fbem-30532	79	21	analysis	analysis	NOUN
fbem-30532	79	22	.	.	PUNCT
fbem-30532	80	1	quantitative	quantitative	ADJ
fbem-30532	80	2	analysis	analysis	NOUN
fbem-30532	80	3	mainly	mainly	ADV
fbem-30532	80	4	through	through	ADP
fbem-30532	80	5	the	the	DET
fbem-30532	80	6	construction	construction	NOUN
fbem-30532	80	7	of	of	ADP
fbem-30532	80	8	credit	credit	NOUN
fbem-30532	80	9	risk	risk	NOUN
fbem-30532	80	10	assessment	assessment	NOUN
fbem-30532	80	11	model	model	NOUN
fbem-30532	80	12	,	,	PUNCT
fbem-30532	80	13	using	use	VERB
fbem-30532	80	14	statistical	statistical	ADJ
fbem-30532	80	15	methods	method	NOUN
fbem-30532	80	16	to	to	PART
fbem-30532	80	17	process	process	VERB
fbem-30532	80	18	and	and	CCONJ
fbem-30532	80	19	analyze	analyze	VERB
fbem-30532	80	20	sample	sample	NOUN
fbem-30532	80	21	data	datum	NOUN
fbem-30532	80	22	,	,	PUNCT
fbem-30532	80	23	in	in	ADP
fbem-30532	80	24	order	order	NOUN
fbem-30532	80	25	to	to	PART
fbem-30532	80	26	reveal	reveal	VERB
fbem-30532	80	27	the	the	DET
fbem-30532	80	28	essential	essential	ADJ
fbem-30532	80	29	characteristics	characteristic	NOUN
fbem-30532	80	30	and	and	CCONJ
fbem-30532	80	31	influencing	influence	VERB
fbem-30532	80	32	factors	factor	NOUN
fbem-30532	80	33	of	of	ADP
fbem-30532	80	34	credit	credit	NOUN
fbem-30532	80	35	risk	risk	NOUN
fbem-30532	80	36	.	.	PUNCT
fbem-30532	81	1	qualitative	qualitative	ADJ
fbem-30532	81	2	analysis	analysis	NOUN
fbem-30532	81	3	mainly	mainly	ADV
fbem-30532	81	4	analyzes	analyze	VERB
fbem-30532	81	5	the	the	DET
fbem-30532	81	6	causes	cause	NOUN
fbem-30532	81	7	,	,	PUNCT
fbem-30532	81	8	effects	effect	NOUN
fbem-30532	81	9	and	and	CCONJ
fbem-30532	81	10	prevention	prevention	NOUN
fbem-30532	81	11	and	and	CCONJ
fbem-30532	81	12	control	control	NOUN
fbem-30532	81	13	strategies	strategy	NOUN
fbem-30532	81	14	of	of	ADP
fbem-30532	81	15	credit	credit	NOUN
fbem-30532	81	16	risk	risk	NOUN
fbem-30532	81	17	through	through	ADP
fbem-30532	81	18	case	case	NOUN
fbem-30532	81	19	studies	study	NOUN
fbem-30532	81	20	and	and	CCONJ
fbem-30532	81	21	expert	expert	NOUN
fbem-30532	81	22	interviews	interview	NOUN
fbem-30532	81	23	.	.	PUNCT
fbem-30532	82	1	through	through	ADP
fbem-30532	82	2	this	this	DET
fbem-30532	82	3	research	research	NOUN
fbem-30532	82	4	design	design	NOUN
fbem-30532	82	5	,	,	PUNCT
fbem-30532	82	6	this	this	DET
fbem-30532	82	7	paper	paper	NOUN
fbem-30532	82	8	can	can	AUX
fbem-30532	82	9	comprehensively	comprehensively	ADV
fbem-30532	82	10	and	and	CCONJ
fbem-30532	82	11	deeply	deeply	ADV
fbem-30532	82	12	discuss	discuss	VERB
fbem-30532	82	13	the	the	DET
fbem-30532	82	14	management	management	NOUN
fbem-30532	82	15	and	and	CCONJ
fbem-30532	82	16	practice	practice	NOUN
fbem-30532	82	17	of	of	ADP
fbem-30532	82	18	enterprise	enterprise	NOUN
fbem-30532	82	19	financial	financial	ADJ
fbem-30532	82	20	credit	credit	NOUN
fbem-30532	82	21	risk	risk	NOUN
fbem-30532	82	22	.	.	PUNCT
fbem-30532	83	1	quantitative	quantitative	ADJ
fbem-30532	83	2	analysis	analysis	NOUN
fbem-30532	83	3	mainly	mainly	ADV
fbem-30532	83	4	relies	rely	VERB
fbem-30532	83	5	on	on	ADP
fbem-30532	83	6	various	various	ADJ
fbem-30532	83	7	financial	financial	ADJ
fbem-30532	83	8	risk	risk	NOUN
fbem-30532	83	9	models	model	NOUN
fbem-30532	83	10	,	,	PUNCT
fbem-30532	83	11	such	such	ADJ
fbem-30532	83	12	as	as	ADP
fbem-30532	83	13	capital	capital	NOUN
fbem-30532	83	14	asset	asset	NOUN
fbem-30532	83	15	pricing	pricing	NOUN
fbem-30532	83	16	model	model	NOUN
fbem-30532	83	17	,	,	PUNCT
fbem-30532	83	18	var	var	NOUN
fbem-30532	83	19	(	(	PUNCT
fbem-30532	83	20	value	value	NOUN
fbem-30532	83	21	at	at	ADP
fbem-30532	83	22	risk	risk	NOUN
fbem-30532	83	23	)	)	PUNCT
fbem-30532	83	24	model	model	NOUN
fbem-30532	83	25	,	,	PUNCT
fbem-30532	83	26	cash	cash	NOUN
fbem-30532	83	27	holdings	holding	NOUN
fbem-30532	83	28	model	model	NOUN
fbem-30532	83	29	,	,	PUNCT
fbem-30532	83	30	etc	etc	X
fbem-30532	83	31	.	.	X
fbem-30532	83	32	,	,	PUNCT
fbem-30532	83	33	to	to	PART
fbem-30532	83	34	accurately	accurately	ADV
fbem-30532	83	35	measure	measure	VERB
fbem-30532	83	36	risks	risk	NOUN
fbem-30532	83	37	and	and	CCONJ
fbem-30532	83	38	provide	provide	VERB
fbem-30532	83	39	scientific	scientific	ADJ
fbem-30532	83	40	basis	basis	NOUN
fbem-30532	83	41	for	for	ADP
fbem-30532	83	42	risk	risk	NOUN
fbem-30532	83	43	management	management	NOUN
fbem-30532	83	44	.	.	PUNCT
fbem-30532	84	1	the	the	DET
fbem-30532	84	2	qualitative	qualitative	ADJ
fbem-30532	84	3	analysis	analysis	NOUN
fbem-30532	84	4	focuses	focus	VERB
fbem-30532	84	5	on	on	ADP
fbem-30532	84	6	the	the	DET
fbem-30532	84	7	comprehensive	comprehensive	ADJ
fbem-30532	84	8	evaluation	evaluation	NOUN
fbem-30532	84	9	of	of	ADP
fbem-30532	84	10	the	the	DET
fbem-30532	84	11	internal	internal	ADJ
fbem-30532	84	12	and	and	CCONJ
fbem-30532	84	13	external	external	ADJ
fbem-30532	84	14	environment	environment	NOUN
fbem-30532	84	15	of	of	ADP
fbem-30532	84	16	enterprises	enterprise	NOUN
fbem-30532	84	17	,	,	PUNCT
fbem-30532	84	18	including	include	VERB
fbem-30532	84	19	macroeconomic	macroeconomic	ADJ
fbem-30532	84	20	environment	environment	NOUN
fbem-30532	84	21	,	,	PUNCT
fbem-30532	84	22	industry	industry	NOUN
fbem-30532	84	23	competition	competition	NOUN
fbem-30532	84	24	situation	situation	NOUN
fbem-30532	84	25	and	and	CCONJ
fbem-30532	84	26	internal	internal	ADJ
fbem-30532	84	27	management	management	NOUN
fbem-30532	84	28	of	of	ADP
fbem-30532	84	29	enterprises	enterprise	NOUN
fbem-30532	84	30	,	,	PUNCT
fbem-30532	84	31	to	to	PART
fbem-30532	84	32	identify	identify	VERB
fbem-30532	84	33	potential	potential	ADJ
fbem-30532	84	34	risk	risk	NOUN
fbem-30532	84	35	factors	factor	NOUN
fbem-30532	84	36	and	and	CCONJ
fbem-30532	84	37	provide	provide	VERB
fbem-30532	84	38	important	important	ADJ
fbem-30532	84	39	reference	reference	NOUN
fbem-30532	84	40	for	for	ADP
fbem-30532	84	41	risk	risk	NOUN
fbem-30532	84	42	management	management	NOUN
fbem-30532	84	43	.	.	PUNCT
fbem-30532	85	1	4.3	4.3	NUM
fbem-30532	85	2	.	.	PUNCT
fbem-30532	85	3	data	datum	NOUN
fbem-30532	85	4	collection	collection	NOUN
fbem-30532	85	5	and	and	CCONJ
fbem-30532	85	6	analysis	analysis	NOUN
fbem-30532	85	7	methods	method	NOUN
fbem-30532	85	8	in	in	ADP
fbem-30532	85	9	terms	term	NOUN
fbem-30532	85	10	of	of	ADP
fbem-30532	85	11	data	data	NOUN
fbem-30532	85	12	collection	collection	NOUN
fbem-30532	85	13	,	,	PUNCT
fbem-30532	85	14	this	this	DET
fbem-30532	85	15	paper	paper	NOUN
fbem-30532	85	16	uses	use	VERB
fbem-30532	85	17	data	datum	NOUN
fbem-30532	85	18	collection	collection	NOUN
fbem-30532	85	19	methods	method	NOUN
fbem-30532	85	20	and	and	CCONJ
fbem-30532	85	21	data	datum	NOUN
fbem-30532	85	22	analysis	analysis	NOUN
fbem-30532	85	23	methods	method	NOUN
fbem-30532	85	24	.	.	PUNCT
fbem-30532	86	1	this	this	DET
fbem-30532	86	2	paper	paper	NOUN
fbem-30532	86	3	mainly	mainly	ADV
fbem-30532	86	4	obtains	obtain	VERB
fbem-30532	86	5	sample	sample	NOUN
fbem-30532	86	6	data	datum	NOUN
fbem-30532	86	7	through	through	ADP
fbem-30532	86	8	public	public	ADJ
fbem-30532	86	9	financial	financial	ADJ
fbem-30532	86	10	reports	report	NOUN
fbem-30532	86	11	,	,	PUNCT
fbem-30532	86	12	credit	credit	NOUN
fbem-30532	86	13	rating	rating	NOUN
fbem-30532	86	14	reports	report	NOUN
fbem-30532	86	15	and	and	CCONJ
fbem-30532	86	16	industry	industry	NOUN
fbem-30532	86	17	research	research	NOUN
fbem-30532	86	18	reports	report	VERB
fbem-30532	86	19	.	.	PUNCT
fbem-30532	87	1	in	in	ADP
fbem-30532	87	2	the	the	DET
fbem-30532	87	3	aspect	aspect	NOUN
fbem-30532	87	4	of	of	ADP
fbem-30532	87	5	data	datum	NOUN
fbem-30532	87	6	analysis	analysis	NOUN
fbem-30532	87	7	,	,	PUNCT
fbem-30532	87	8	this	this	DET
fbem-30532	87	9	paper	paper	NOUN
fbem-30532	87	10	uses	use	VERB
fbem-30532	87	11	accounts	account	VERB
fbem-30532	87	12	receivable	receivable	ADJ
fbem-30532	87	13	method	method	NOUN
fbem-30532	87	14	and	and	CCONJ
fbem-30532	87	15	cash	cash	NOUN
fbem-30532	87	16	holding	hold	VERB
fbem-30532	87	17	model	model	NOUN
fbem-30532	87	18	to	to	PART
fbem-30532	87	19	reveal	reveal	VERB
fbem-30532	87	20	the	the	DET
fbem-30532	87	21	essential	essential	ADJ
fbem-30532	87	22	characteristics	characteristic	NOUN
fbem-30532	87	23	and	and	CCONJ
fbem-30532	87	24	influencing	influence	VERB
fbem-30532	87	25	factors	factor	NOUN
fbem-30532	87	26	of	of	ADP
fbem-30532	87	27	credit	credit	NOUN
fbem-30532	87	28	risk	risk	NOUN
fbem-30532	87	29	.	.	PUNCT
fbem-30532	88	1	at	at	ADP
fbem-30532	88	2	the	the	DET
fbem-30532	88	3	same	same	ADJ
fbem-30532	88	4	time	time	NOUN
fbem-30532	88	5	,	,	PUNCT
fbem-30532	88	6	this	this	DET
fbem-30532	88	7	paper	paper	NOUN
fbem-30532	88	8	also	also	ADV
fbem-30532	88	9	uses	use	VERB
fbem-30532	88	10	case	case	NOUN
fbem-30532	88	11	studies	study	NOUN
fbem-30532	88	12	and	and	CCONJ
fbem-30532	88	13	expert	expert	NOUN
fbem-30532	88	14	interviews	interview	NOUN
fbem-30532	88	15	to	to	PART
fbem-30532	88	16	deeply	deeply	ADV
fbem-30532	88	17	analyze	analyze	VERB
fbem-30532	88	18	the	the	DET
fbem-30532	88	19	causes	cause	NOUN
fbem-30532	88	20	,	,	PUNCT
fbem-30532	88	21	effects	effect	NOUN
fbem-30532	88	22	and	and	CCONJ
fbem-30532	88	23	prevention	prevention	NOUN
fbem-30532	88	24	and	and	CCONJ
fbem-30532	88	25	control	control	NOUN
fbem-30532	88	26	strategies	strategy	NOUN
fbem-30532	88	27	of	of	ADP
fbem-30532	88	28	credit	credit	NOUN
fbem-30532	88	29	risk	risk	NOUN
fbem-30532	88	30	.	.	PUNCT
fbem-30532	89	1	(	(	PUNCT
fbem-30532	89	2	1	1	X
fbem-30532	89	3	)	)	PUNCT
fbem-30532	89	4	data	datum	NOUN
fbem-30532	89	5	collection	collection	NOUN
fbem-30532	89	6	methods	method	NOUN
fbem-30532	89	7	:	:	PUNCT
fbem-30532	89	8	we	we	PRON
fbem-30532	89	9	use	use	VERB
fbem-30532	89	10	various	various	ADJ
fbem-30532	89	11	data	datum	NOUN
fbem-30532	89	12	collection	collection	NOUN
fbem-30532	89	13	methods	method	NOUN
fbem-30532	89	14	to	to	PART
fbem-30532	89	15	ensure	ensure	VERB
fbem-30532	89	16	the	the	DET
fbem-30532	89	17	comprehensiveness	comprehensiveness	NOUN
fbem-30532	89	18	and	and	CCONJ
fbem-30532	89	19	accuracy	accuracy	NOUN
fbem-30532	89	20	of	of	ADP
fbem-30532	89	21	data	datum	NOUN
fbem-30532	89	22	.	.	PUNCT
fbem-30532	90	1	(	(	PUNCT
fbem-30532	90	2	literature	literature	NOUN
fbem-30532	90	3	review	review	PROPN
fbem-30532	90	4	collection	collection	NOUN
fbem-30532	90	5	,	,	PUNCT
fbem-30532	90	6	case	case	NOUN
fbem-30532	90	7	data	datum	NOUN
fbem-30532	90	8	collection	collection	NOUN
fbem-30532	90	9	,	,	PUNCT
fbem-30532	90	10	questionnaire	questionnaire	NOUN
fbem-30532	90	11	survey	survey	NOUN
fbem-30532	90	12	data	datum	NOUN
fbem-30532	90	13	collection	collection	NOUN
fbem-30532	90	14	)	)	PUNCT
fbem-30532	90	15	specifically	specifically	ADV
fbem-30532	90	16	,	,	PUNCT
fbem-30532	90	17	we	we	PRON
fbem-30532	90	18	will	will	AUX
fbem-30532	90	19	obtain	obtain	VERB
fbem-30532	90	20	the	the	DET
fbem-30532	90	21	basic	basic	ADJ
fbem-30532	90	22	information	information	NOUN
fbem-30532	90	23	and	and	CCONJ
fbem-30532	90	24	relevant	relevant	ADJ
fbem-30532	90	25	behavior	behavior	NOUN
fbem-30532	90	26	data	datum	NOUN
fbem-30532	90	27	of	of	ADP
fbem-30532	90	28	the	the	DET
fbem-30532	90	29	research	research	NOUN
fbem-30532	90	30	object	object	NOUN
fbem-30532	90	31	through	through	ADP
fbem-30532	90	32	questionnaire	questionnaire	NOUN
fbem-30532	90	33	survey	survey	NOUN
fbem-30532	90	34	;	;	PUNCT
fbem-30532	90	35	at	at	ADP
fbem-30532	90	36	the	the	DET
fbem-30532	90	37	same	same	ADJ
fbem-30532	90	38	time	time	NOUN
fbem-30532	90	39	,	,	PUNCT
fbem-30532	90	40	we	we	PRON
fbem-30532	90	41	will	will	AUX
fbem-30532	90	42	also	also	ADV
fbem-30532	90	43	use	use	VERB
fbem-30532	90	44	the	the	DET
fbem-30532	90	45	interview	interview	NOUN
fbem-30532	90	46	method	method	NOUN
fbem-30532	90	47	to	to	PART
fbem-30532	90	48	deeply	deeply	ADV
fbem-30532	90	49	understand	understand	VERB
fbem-30532	90	50	the	the	DET
fbem-30532	90	51	attitude	attitude	NOUN
fbem-30532	90	52	,	,	PUNCT
fbem-30532	90	53	viewpoint	viewpoint	NOUN
fbem-30532	90	54	and	and	CCONJ
fbem-30532	90	55	experience	experience	NOUN
fbem-30532	90	56	of	of	ADP
fbem-30532	90	57	the	the	DET
fbem-30532	90	58	research	research	NOUN
fbem-30532	90	59	object	object	NOUN
fbem-30532	90	60	;	;	PUNCT
fbem-30532	90	61	in	in	ADP
fbem-30532	90	62	addition	addition	NOUN
fbem-30532	90	63	,	,	PUNCT
fbem-30532	90	64	we	we	PRON
fbem-30532	90	65	will	will	AUX
fbem-30532	90	66	collect	collect	VERB
fbem-30532	90	67	relevant	relevant	ADJ
fbem-30532	90	68	background	background	NOUN
fbem-30532	90	69	information	information	NOUN
fbem-30532	90	70	and	and	CCONJ
fbem-30532	90	71	theoretical	theoretical	ADJ
fbem-30532	90	72	basis	basis	NOUN
fbem-30532	90	73	with	with	ADP
fbem-30532	90	74	the	the	DET
fbem-30532	90	75	help	help	NOUN
fbem-30532	90	76	of	of	ADP
fbem-30532	90	77	existing	exist	VERB
fbem-30532	90	78	databases	database	NOUN
fbem-30532	90	79	and	and	CCONJ
fbem-30532	90	80	literature	literature	NOUN
fbem-30532	90	81	resources	resource	NOUN
fbem-30532	90	82	.	.	PUNCT
fbem-30532	91	1	through	through	ADP
fbem-30532	91	2	the	the	DET
fbem-30532	91	3	combination	combination	NOUN
fbem-30532	91	4	of	of	ADP
fbem-30532	91	5	various	various	ADJ
fbem-30532	91	6	data	datum	NOUN
fbem-30532	91	7	collection	collection	NOUN
fbem-30532	91	8	methods	method	NOUN
fbem-30532	91	9	,	,	PUNCT
fbem-30532	91	10	we	we	PRON
fbem-30532	91	11	will	will	AUX
fbem-30532	91	12	be	be	AUX
fbem-30532	91	13	able	able	ADJ
fbem-30532	91	14	to	to	PART
fbem-30532	91	15	build	build	VERB
fbem-30532	91	16	a	a	DET
fbem-30532	91	17	complete	complete	ADJ
fbem-30532	91	18	and	and	CCONJ
fbem-30532	91	19	systematic	systematic	ADJ
fbem-30532	91	20	data	datum	NOUN
fbem-30532	91	21	set	set	VERB
fbem-30532	91	22	,	,	PUNCT
fbem-30532	91	23	which	which	PRON
fbem-30532	91	24	will	will	AUX
fbem-30532	91	25	provide	provide	VERB
fbem-30532	91	26	a	a	DET
fbem-30532	91	27	solid	solid	ADJ
fbem-30532	91	28	foundation	foundation	NOUN
fbem-30532	91	29	for	for	ADP
fbem-30532	91	30	subsequent	subsequent	ADJ
fbem-30532	91	31	data	datum	NOUN
fbem-30532	91	32	analysis	analysis	NOUN
fbem-30532	91	33	.	.	PUNCT
fbem-30532	92	1	in	in	ADP
fbem-30532	92	2	this	this	DET
fbem-30532	92	3	paper	paper	NOUN
fbem-30532	92	4	,	,	PUNCT
fbem-30532	92	5	the	the	DET
fbem-30532	92	6	most	most	ADV
fbem-30532	92	7	widely	widely	ADV
fbem-30532	92	8	used	use	VERB
fbem-30532	92	9	is	be	AUX
fbem-30532	92	10	literature	literature	NOUN
fbem-30532	92	11	review	review	NOUN
fbem-30532	92	12	and	and	CCONJ
fbem-30532	92	13	collection	collection	NOUN
fbem-30532	92	14	,	,	PUNCT
fbem-30532	92	15	through	through	ADP
fbem-30532	92	16	consulting	consult	VERB
fbem-30532	92	17	and	and	CCONJ
fbem-30532	92	18	analyzing	analyze	VERB
fbem-30532	92	19	relevant	relevant	ADJ
fbem-30532	92	20	literature	literature	NOUN
fbem-30532	92	21	to	to	PART
fbem-30532	92	22	obtain	obtain	VERB
fbem-30532	92	23	data	datum	NOUN
fbem-30532	92	24	.	.	PUNCT
fbem-30532	93	1	specifically	specifically	ADV
fbem-30532	93	2	,	,	PUNCT
fbem-30532	93	3	we	we	PRON
fbem-30532	93	4	can	can	AUX
fbem-30532	93	5	systematically	systematically	ADV
fbem-30532	93	6	search	search	VERB
fbem-30532	93	7	,	,	PUNCT
fbem-30532	93	8	screen	screen	NOUN
fbem-30532	93	9	and	and	CCONJ
fbem-30532	93	10	read	read	VERB
fbem-30532	93	11	academic	academic	ADJ
fbem-30532	93	12	works	work	NOUN
fbem-30532	93	13	,	,	PUNCT
fbem-30532	93	14	journal	journal	NOUN
fbem-30532	93	15	articles	article	NOUN
fbem-30532	93	16	and	and	CCONJ
fbem-30532	93	17	conference	conference	NOUN
fbem-30532	93	18	papers	paper	NOUN
fbem-30532	93	19	in	in	ADP
fbem-30532	93	20	related	related	ADJ
fbem-30532	93	21	fields	field	NOUN
fbem-30532	93	22	,	,	PUNCT
fbem-30532	93	23	to	to	PART
fbem-30532	93	24	obtain	obtain	VERB
fbem-30532	93	25	a	a	DET
fbem-30532	93	26	lot	lot	NOUN
fbem-30532	93	27	of	of	ADP
fbem-30532	93	28	valuable	valuable	ADJ
fbem-30532	93	29	research	research	NOUN
fbem-30532	93	30	data	datum	NOUN
fbem-30532	93	31	and	and	CCONJ
fbem-30532	93	32	theoretical	theoretical	ADJ
fbem-30532	93	33	support	support	NOUN
fbem-30532	93	34	.	.	PUNCT
fbem-30532	94	1	with	with	ADP
fbem-30532	94	2	the	the	DET
fbem-30532	94	3	help	help	NOUN
fbem-30532	94	4	of	of	ADP
fbem-30532	94	5	the	the	DET
fbem-30532	94	6	literature	literature	NOUN
fbem-30532	94	7	search	search	NOUN
fbem-30532	94	8	function	function	NOUN
fbem-30532	94	9	provided	provide	VERB
fbem-30532	94	10	by	by	ADP
fbem-30532	94	11	school	school	NOUN
fbem-30532	94	12	resources	resource	NOUN
fbem-30532	94	13	(	(	PUNCT
fbem-30532	94	14	china	china	PROPN
fbem-30532	94	15	hownet	hownet	PROPN
fbem-30532	94	16	,	,	PUNCT
fbem-30532	94	17	proquest	proquest	PROPN
fbem-30532	94	18	full	full	ADJ
fbem-30532	94	19	-	-	PUNCT
fbem-30532	94	20	text	text	NOUN
fbem-30532	94	21	dissertation	dissertation	NOUN
fbem-30532	94	22	database	database	NOUN
fbem-30532	94	23	,	,	PUNCT
fbem-30532	94	24	periodicals	periodical	NOUN
fbem-30532	94	25	in	in	ADP
fbem-30532	94	26	emerald	emerald	PROPN
fbem-30532	94	27	management	management	NOUN
fbem-30532	94	28	,	,	PUNCT
fbem-30532	94	29	library	library	NOUN
fbem-30532	94	30	science	science	NOUN
fbem-30532	94	31	,	,	PUNCT
fbem-30532	94	32	economics	economic	NOUN
fbem-30532	94	33	and	and	CCONJ
fbem-30532	94	34	other	other	ADJ
fbem-30532	94	35	professional	professional	ADJ
fbem-30532	94	36	fields	field	NOUN
fbem-30532	94	37	,	,	PUNCT
fbem-30532	94	38	and	and	CCONJ
fbem-30532	94	39	web	web	NOUN
fbem-30532	94	40	of	of	ADP
fbem-30532	94	41	science	science	NOUN
fbem-30532	94	42	,	,	PUNCT
fbem-30532	94	43	etc	etc	X
fbem-30532	94	44	.	.	X
fbem-30532	94	45	)	)	PUNCT
fbem-30532	95	1	and	and	CCONJ
fbem-30532	95	2	network	network	NOUN
fbem-30532	95	3	resources	resource	NOUN
fbem-30532	95	4	(	(	PUNCT
fbem-30532	95	5	google	google	NOUN
fbem-30532	95	6	academic	academic	ADJ
fbem-30532	95	7	and	and	CCONJ
fbem-30532	95	8	google	google	PROPN
fbem-30532	95	9	academic	academic	NOUN
fbem-30532	95	10	,	,	PUNCT
fbem-30532	95	11	etc	etc	X
fbem-30532	95	12	.	.	X
fbem-30532	95	13	)	)	PUNCT
fbem-30532	95	14	,	,	PUNCT
fbem-30532	95	15	the	the	DET
fbem-30532	95	16	classic	classic	ADJ
fbem-30532	95	17	and	and	CCONJ
fbem-30532	95	18	important	important	ADJ
fbem-30532	95	19	literatures	literature	NOUN
fbem-30532	95	20	in	in	ADP
fbem-30532	95	21	the	the	DET
fbem-30532	95	22	fields	field	NOUN
fbem-30532	95	23	of	of	ADP
fbem-30532	95	24	enterprise	enterprise	NOUN
fbem-30532	95	25	management	management	NOUN
fbem-30532	95	26	,	,	PUNCT
fbem-30532	95	27	financial	financial	ADJ
fbem-30532	95	28	risk	risk	NOUN
fbem-30532	95	29	management	management	NOUN
fbem-30532	95	30	,	,	PUNCT
fbem-30532	95	31	risk	risk	NOUN
fbem-30532	95	32	identification	identification	NOUN
fbem-30532	95	33	and	and	CCONJ
fbem-30532	95	34	early	early	ADJ
fbem-30532	95	35	warning	warning	NOUN
fbem-30532	95	36	,	,	PUNCT
fbem-30532	95	37	enterprise	enterprise	NOUN
fbem-30532	95	38	market	market	NOUN
fbem-30532	95	39	competition	competition	NOUN
fbem-30532	95	40	,	,	PUNCT
fbem-30532	95	41	enterprise	enterprise	NOUN
fbem-30532	95	42	institutional	institutional	ADJ
fbem-30532	95	43	environment	environment	NOUN
fbem-30532	95	44	,	,	PUNCT
fbem-30532	95	45	etc	etc	X
fbem-30532	95	46	.	.	X
fbem-30532	95	47	are	be	AUX
fbem-30532	95	48	searched	search	VERB
fbem-30532	95	49	,	,	PUNCT
fbem-30532	95	50	classified	classified	ADJ
fbem-30532	95	51	and	and	CCONJ
fbem-30532	95	52	analyzed	analyze	VERB
fbem-30532	95	53	.	.	PUNCT
fbem-30532	96	1	at	at	ADP
fbem-30532	96	2	the	the	DET
fbem-30532	96	3	same	same	ADJ
fbem-30532	96	4	time	time	NOUN
fbem-30532	96	5	,	,	PUNCT
fbem-30532	96	6	by	by	ADP
fbem-30532	96	7	comparing	compare	VERB
fbem-30532	96	8	and	and	CCONJ
fbem-30532	96	9	analyzing	analyze	VERB
fbem-30532	96	10	the	the	DET
fbem-30532	96	11	data	datum	NOUN
fbem-30532	96	12	and	and	CCONJ
fbem-30532	96	13	information	information	NOUN
fbem-30532	96	14	in	in	ADP
fbem-30532	96	15	different	different	ADJ
fbem-30532	96	16	documents	document	NOUN
fbem-30532	96	17	,	,	PUNCT
fbem-30532	96	18	we	we	PRON
fbem-30532	96	19	can	can	AUX
fbem-30532	96	20	also	also	ADV
fbem-30532	96	21	find	find	VERB
fbem-30532	96	22	some	some	DET
fbem-30532	96	23	potential	potential	ADJ
fbem-30532	96	24	laws	law	NOUN
fbem-30532	96	25	and	and	CCONJ
fbem-30532	96	26	trends	trend	NOUN
fbem-30532	96	27	,	,	PUNCT
fbem-30532	96	28	which	which	PRON
fbem-30532	96	29	will	will	AUX
fbem-30532	96	30	provide	provide	VERB
fbem-30532	96	31	beneficial	beneficial	ADJ
fbem-30532	96	32	enlightenment	enlightenment	NOUN
fbem-30532	96	33	for	for	ADP
fbem-30532	96	34	further	further	ADJ
fbem-30532	96	35	research	research	NOUN
fbem-30532	96	36	.	.	PUNCT
fbem-30532	97	1	data	datum	NOUN
fbem-30532	97	2	collection	collection	NOUN
fbem-30532	97	3	methods	method	NOUN
fbem-30532	97	4	occupy	occupy	VERB
fbem-30532	97	5	a	a	DET
fbem-30532	97	6	vital	vital	ADJ
fbem-30532	97	7	position	position	NOUN
fbem-30532	97	8	in	in	ADP
fbem-30532	97	9	our	our	PRON
fbem-30532	97	10	research	research	NOUN
fbem-30532	97	11	,	,	PUNCT
fbem-30532	97	12	so	so	ADV
fbem-30532	97	13	we	we	PRON
fbem-30532	97	14	adopt	adopt	VERB
fbem-30532	97	15	a	a	DET
fbem-30532	97	16	variety	variety	NOUN
fbem-30532	97	17	of	of	ADP
fbem-30532	97	18	data	datum	NOUN
fbem-30532	97	19	collection	collection	NOUN
fbem-30532	97	20	methods	method	NOUN
fbem-30532	97	21	to	to	PART
fbem-30532	97	22	ensure	ensure	VERB
fbem-30532	97	23	the	the	DET
fbem-30532	97	24	comprehensiveness	comprehensiveness	NOUN
fbem-30532	97	25	and	and	CCONJ
fbem-30532	97	26	accuracy	accuracy	NOUN
fbem-30532	97	27	of	of	ADP
fbem-30532	97	28	the	the	DET
fbem-30532	97	29	collected	collect	VERB
fbem-30532	97	30	data	datum	NOUN
fbem-30532	97	31	.	.	PUNCT
fbem-30532	98	1	specifically	specifically	ADV
fbem-30532	98	2	,	,	PUNCT
fbem-30532	98	3	these	these	DET
fbem-30532	98	4	methods	method	NOUN
fbem-30532	98	5	include	include	VERB
fbem-30532	98	6	literature	literature	NOUN
fbem-30532	98	7	review	review	PROPN
fbem-30532	98	8	collection	collection	NOUN
fbem-30532	98	9	,	,	PUNCT
fbem-30532	98	10	case	case	NOUN
fbem-30532	98	11	data	datum	NOUN
fbem-30532	98	12	collection	collection	NOUN
fbem-30532	98	13	and	and	CCONJ
fbem-30532	98	14	questionnaire	questionnaire	NOUN
fbem-30532	98	15	survey	survey	NOUN
fbem-30532	98	16	data	datum	NOUN
fbem-30532	98	17	collection	collection	NOUN
fbem-30532	98	18	.	.	PUNCT
fbem-30532	99	1	(	(	PUNCT
fbem-30532	99	2	2	2	X
fbem-30532	99	3	)	)	PUNCT
fbem-30532	99	4	data	datum	NOUN
fbem-30532	99	5	analysis	analysis	NOUN
fbem-30532	99	6	method	method	NOUN
fbem-30532	99	7	:	:	PUNCT
fbem-30532	99	8	after	after	SCONJ
fbem-30532	99	9	the	the	DET
fbem-30532	99	10	data	data	NOUN
fbem-30532	99	11	collection	collection	NOUN
fbem-30532	99	12	is	be	AUX
fbem-30532	99	13	completed	complete	VERB
fbem-30532	99	14	,	,	PUNCT
fbem-30532	99	15	we	we	PRON
fbem-30532	99	16	will	will	AUX
fbem-30532	99	17	use	use	VERB
fbem-30532	99	18	scientific	scientific	ADJ
fbem-30532	99	19	data	datum	NOUN
fbem-30532	99	20	analysis	analysis	NOUN
fbem-30532	99	21	methods	method	NOUN
fbem-30532	99	22	to	to	PART
fbem-30532	99	23	deeply	deeply	ADV
fbem-30532	99	24	analyze	analyze	VERB
fbem-30532	99	25	the	the	DET
fbem-30532	99	26	data	datum	NOUN
fbem-30532	99	27	.	.	PUNCT
fbem-30532	100	1	for	for	ADP
fbem-30532	100	2	the	the	DET
fbem-30532	100	3	case	case	NOUN
fbem-30532	100	4	,	,	PUNCT
fbem-30532	100	5	we	we	PRON
fbem-30532	100	6	will	will	AUX
fbem-30532	100	7	adopt	adopt	VERB
fbem-30532	100	8	quantitative	quantitative	ADJ
fbem-30532	100	9	and	and	CCONJ
fbem-30532	100	10	qualitative	qualitative	ADJ
fbem-30532	100	11	analysis	analysis	NOUN
fbem-30532	100	12	methods	method	NOUN
fbem-30532	100	13	and	and	CCONJ
fbem-30532	100	14	data	datum	NOUN
fbem-30532	100	15	comparison	comparison	NOUN
fbem-30532	100	16	method	method	NOUN
fbem-30532	100	17	.	.	PUNCT
fbem-30532	101	1	such	such	ADJ
fbem-30532	101	2	as	as	ADP
fbem-30532	101	3	descriptive	descriptive	ADJ
fbem-30532	101	4	statistics	statistic	NOUN
fbem-30532	101	5	,	,	PUNCT
fbem-30532	101	6	correlation	correlation	NOUN
fbem-30532	101	7	analysis	analysis	NOUN
fbem-30532	101	8	and	and	CCONJ
fbem-30532	101	9	regression	regression	NOUN
fbem-30532	101	10	analysis	analysis	NOUN
fbem-30532	101	11	,	,	PUNCT
fbem-30532	101	12	etc	etc	X
fbem-30532	101	13	.	.	X
fbem-30532	101	14	,	,	PUNCT
fbem-30532	101	15	to	to	PART
fbem-30532	101	16	reveal	reveal	VERB
fbem-30532	101	17	the	the	DET
fbem-30532	101	18	internal	internal	ADJ
fbem-30532	101	19	141	141	NUM
fbem-30532	101	20	laws	law	NOUN
fbem-30532	101	21	and	and	CCONJ
fbem-30532	101	22	relations	relation	NOUN
fbem-30532	101	23	between	between	ADP
fbem-30532	101	24	the	the	DET
fbem-30532	101	25	data	datum	NOUN
fbem-30532	101	26	;	;	PUNCT
fbem-30532	101	27	at	at	ADP
fbem-30532	101	28	the	the	DET
fbem-30532	101	29	same	same	ADJ
fbem-30532	101	30	time	time	NOUN
fbem-30532	101	31	,	,	PUNCT
fbem-30532	101	32	we	we	PRON
fbem-30532	101	33	will	will	AUX
fbem-30532	101	34	also	also	ADV
fbem-30532	101	35	use	use	VERB
fbem-30532	101	36	qualitative	qualitative	ADJ
fbem-30532	101	37	analysis	analysis	NOUN
fbem-30532	101	38	methods	method	NOUN
fbem-30532	101	39	,	,	PUNCT
fbem-30532	101	40	such	such	ADJ
fbem-30532	101	41	as	as	ADP
fbem-30532	101	42	content	content	ADJ
fbem-30532	101	43	analysis	analysis	NOUN
fbem-30532	101	44	and	and	CCONJ
fbem-30532	101	45	discourse	discourse	NOUN
fbem-30532	101	46	analysis	analysis	NOUN
fbem-30532	101	47	,	,	PUNCT
fbem-30532	101	48	to	to	PART
fbem-30532	101	49	deeply	deeply	ADV
fbem-30532	101	50	explore	explore	VERB
fbem-30532	101	51	the	the	DET
fbem-30532	101	52	subjective	subjective	ADJ
fbem-30532	101	53	experience	experience	NOUN
fbem-30532	101	54	and	and	CCONJ
fbem-30532	101	55	cognitive	cognitive	ADJ
fbem-30532	101	56	model	model	NOUN
fbem-30532	101	57	of	of	ADP
fbem-30532	101	58	the	the	DET
fbem-30532	101	59	research	research	NOUN
fbem-30532	101	60	object	object	NOUN
fbem-30532	101	61	.	.	PUNCT
fbem-30532	102	1	for	for	ADP
fbem-30532	102	2	the	the	DET
fbem-30532	102	3	questionnaire	questionnaire	NOUN
fbem-30532	102	4	survey	survey	NOUN
fbem-30532	102	5	,	,	PUNCT
fbem-30532	102	6	we	we	PRON
fbem-30532	102	7	use	use	VERB
fbem-30532	102	8	it	it	PRON
fbem-30532	102	9	.	.	PUNCT
fbem-30532	103	1	in	in	ADP
fbem-30532	103	2	the	the	DET
fbem-30532	103	3	process	process	NOUN
fbem-30532	103	4	of	of	ADP
fbem-30532	103	5	data	datum	NOUN
fbem-30532	103	6	analysis	analysis	NOUN
fbem-30532	103	7	,	,	PUNCT
fbem-30532	103	8	we	we	PRON
fbem-30532	103	9	will	will	AUX
fbem-30532	103	10	pay	pay	VERB
fbem-30532	103	11	attention	attention	NOUN
fbem-30532	103	12	to	to	ADP
fbem-30532	103	13	the	the	DET
fbem-30532	103	14	diversity	diversity	NOUN
fbem-30532	103	15	and	and	CCONJ
fbem-30532	103	16	complementarity	complementarity	NOUN
fbem-30532	103	17	of	of	ADP
fbem-30532	103	18	methods	method	NOUN
fbem-30532	103	19	to	to	PART
fbem-30532	103	20	ensure	ensure	VERB
fbem-30532	103	21	the	the	DET
fbem-30532	103	22	comprehensiveness	comprehensiveness	NOUN
fbem-30532	103	23	and	and	CCONJ
fbem-30532	103	24	accuracy	accuracy	NOUN
fbem-30532	103	25	of	of	ADP
fbem-30532	103	26	the	the	DET
fbem-30532	103	27	analysis	analysis	NOUN
fbem-30532	103	28	results	result	NOUN
fbem-30532	103	29	.	.	PUNCT
fbem-30532	104	1	by	by	ADP
fbem-30532	104	2	using	use	VERB
fbem-30532	104	3	a	a	DET
fbem-30532	104	4	variety	variety	NOUN
fbem-30532	104	5	of	of	ADP
fbem-30532	104	6	data	datum	NOUN
fbem-30532	104	7	analysis	analysis	NOUN
fbem-30532	104	8	methods	method	NOUN
fbem-30532	104	9	comprehensively	comprehensively	ADV
fbem-30532	104	10	,	,	PUNCT
fbem-30532	104	11	we	we	PRON
fbem-30532	104	12	will	will	AUX
fbem-30532	104	13	be	be	AUX
fbem-30532	104	14	able	able	ADJ
fbem-30532	104	15	to	to	PART
fbem-30532	104	16	reveal	reveal	VERB
fbem-30532	104	17	the	the	DET
fbem-30532	104	18	essential	essential	ADJ
fbem-30532	104	19	characteristics	characteristic	NOUN
fbem-30532	104	20	and	and	CCONJ
fbem-30532	104	21	development	development	NOUN
fbem-30532	104	22	trend	trend	NOUN
fbem-30532	104	23	of	of	ADP
fbem-30532	104	24	the	the	DET
fbem-30532	104	25	research	research	NOUN
fbem-30532	104	26	phenomenon	phenomenon	NOUN
fbem-30532	104	27	and	and	CCONJ
fbem-30532	104	28	provide	provide	VERB
fbem-30532	104	29	strong	strong	ADJ
fbem-30532	104	30	support	support	NOUN
fbem-30532	104	31	for	for	ADP
fbem-30532	104	32	scientific	scientific	ADJ
fbem-30532	104	33	research	research	NOUN
fbem-30532	104	34	.	.	PUNCT
fbem-30532	105	1	after	after	SCONJ
fbem-30532	105	2	the	the	DET
fbem-30532	105	3	key	key	ADJ
fbem-30532	105	4	link	link	NOUN
fbem-30532	105	5	of	of	ADP
fbem-30532	105	6	data	datum	NOUN
fbem-30532	105	7	collection	collection	NOUN
fbem-30532	105	8	is	be	AUX
fbem-30532	105	9	successfully	successfully	ADV
fbem-30532	105	10	completed	complete	VERB
fbem-30532	105	11	,	,	PUNCT
fbem-30532	105	12	we	we	PRON
fbem-30532	105	13	will	will	AUX
fbem-30532	105	14	use	use	VERB
fbem-30532	105	15	a	a	DET
fbem-30532	105	16	series	series	NOUN
fbem-30532	105	17	of	of	ADP
fbem-30532	105	18	scientific	scientific	ADJ
fbem-30532	105	19	and	and	CCONJ
fbem-30532	105	20	systematic	systematic	ADJ
fbem-30532	105	21	data	datum	NOUN
fbem-30532	105	22	analysis	analysis	NOUN
fbem-30532	105	23	methods	method	NOUN
fbem-30532	105	24	to	to	PART
fbem-30532	105	25	conduct	conduct	VERB
fbem-30532	105	26	a	a	DET
fbem-30532	105	27	comprehensive	comprehensive	ADJ
fbem-30532	105	28	and	and	CCONJ
fbem-30532	105	29	indepth	indepth	ADJ
fbem-30532	105	30	analysis	analysis	NOUN
fbem-30532	105	31	of	of	ADP
fbem-30532	105	32	the	the	DET
fbem-30532	105	33	collected	collect	VERB
fbem-30532	105	34	data	datum	NOUN
fbem-30532	105	35	.	.	PUNCT
fbem-30532	106	1	for	for	ADP
fbem-30532	106	2	the	the	DET
fbem-30532	106	3	analysis	analysis	NOUN
fbem-30532	106	4	of	of	ADP
fbem-30532	106	5	specific	specific	ADJ
fbem-30532	106	6	cases	case	NOUN
fbem-30532	106	7	,	,	PUNCT
fbem-30532	106	8	we	we	PRON
fbem-30532	106	9	will	will	AUX
fbem-30532	106	10	adopt	adopt	VERB
fbem-30532	106	11	the	the	DET
fbem-30532	106	12	strategy	strategy	NOUN
fbem-30532	106	13	of	of	ADP
fbem-30532	106	14	combining	combine	VERB
fbem-30532	106	15	quantitative	quantitative	ADJ
fbem-30532	106	16	and	and	CCONJ
fbem-30532	106	17	qualitative	qualitative	ADJ
fbem-30532	106	18	analysis	analysis	NOUN
fbem-30532	106	19	to	to	PART
fbem-30532	106	20	fully	fully	ADV
fbem-30532	106	21	reveal	reveal	VERB
fbem-30532	106	22	the	the	DET
fbem-30532	106	23	internal	internal	ADJ
fbem-30532	106	24	laws	law	NOUN
fbem-30532	106	25	and	and	CCONJ
fbem-30532	106	26	relations	relation	NOUN
fbem-30532	106	27	behind	behind	ADP
fbem-30532	106	28	the	the	DET
fbem-30532	106	29	data	datum	NOUN
fbem-30532	106	30	.	.	PUNCT
fbem-30532	107	1	5	5	X
fbem-30532	107	2	.	.	X
fbem-30532	107	3	empirical	empirical	ADJ
fbem-30532	107	4	analysis	analysis	NOUN
fbem-30532	107	5	and	and	CCONJ
fbem-30532	107	6	strategy	strategy	VERB
fbem-30532	107	7	the	the	DET
fbem-30532	107	8	evaluation	evaluation	NOUN
fbem-30532	107	9	of	of	ADP
fbem-30532	107	10	financial	financial	ADJ
fbem-30532	107	11	risk	risk	NOUN
fbem-30532	107	12	management	management	NOUN
fbem-30532	107	13	focuses	focus	VERB
fbem-30532	107	14	on	on	ADP
fbem-30532	107	15	the	the	DET
fbem-30532	107	16	enterprise	enterprise	NOUN
fbem-30532	107	17	's	's	PART
fbem-30532	107	18	working	work	VERB
fbem-30532	107	19	capital	capital	NOUN
fbem-30532	107	20	chain	chain	NOUN
fbem-30532	107	21	.	.	PUNCT
fbem-30532	108	1	the	the	DET
fbem-30532	108	2	normal	normal	ADJ
fbem-30532	108	3	operation	operation	NOUN
fbem-30532	108	4	can	can	AUX
fbem-30532	108	5	not	not	PART
fbem-30532	108	6	be	be	AUX
fbem-30532	108	7	separated	separate	VERB
fbem-30532	108	8	from	from	ADP
fbem-30532	108	9	the	the	DET
fbem-30532	108	10	monitoring	monitoring	NOUN
fbem-30532	108	11	of	of	ADP
fbem-30532	108	12	financial	financial	ADJ
fbem-30532	108	13	contents	content	NOUN
fbem-30532	108	14	such	such	ADJ
fbem-30532	108	15	as	as	ADP
fbem-30532	108	16	capital	capital	NOUN
fbem-30532	108	17	chain	chain	NOUN
fbem-30532	108	18	and	and	CCONJ
fbem-30532	108	19	accounts	account	VERB
fbem-30532	108	20	receivable	receivable	ADJ
fbem-30532	108	21	,	,	PUNCT
fbem-30532	108	22	and	and	CCONJ
fbem-30532	108	23	it	it	PRON
fbem-30532	108	24	is	be	AUX
fbem-30532	108	25	an	an	DET
fbem-30532	108	26	important	important	ADJ
fbem-30532	108	27	task	task	NOUN
fbem-30532	108	28	to	to	ADP
fbem-30532	108	29	systematically	systematically	ADV
fbem-30532	108	30	and	and	CCONJ
fbem-30532	108	31	scientifically	scientifically	ADV
fbem-30532	108	32	analyze	analyze	VERB
fbem-30532	108	33	and	and	CCONJ
fbem-30532	108	34	judge	judge	VERB
fbem-30532	108	35	various	various	ADJ
fbem-30532	108	36	financial	financial	ADJ
fbem-30532	108	37	risk	risk	NOUN
fbem-30532	108	38	management	management	NOUN
fbem-30532	108	39	that	that	PRON
fbem-30532	108	40	may	may	AUX
fbem-30532	108	41	be	be	AUX
fbem-30532	108	42	encountered	encounter	VERB
fbem-30532	108	43	in	in	ADP
fbem-30532	108	44	the	the	DET
fbem-30532	108	45	enterprise	enterprise	NOUN
fbem-30532	108	46	's	's	PART
fbem-30532	108	47	business	business	NOUN
fbem-30532	108	48	process	process	NOUN
fbem-30532	108	49	.	.	PUNCT
fbem-30532	109	1	next	next	ADV
fbem-30532	109	2	,	,	PUNCT
fbem-30532	109	3	we	we	PRON
fbem-30532	109	4	take	take	VERB
fbem-30532	109	5	xindao	xindao	PROPN
fbem-30532	109	6	technology	technology	PROPN
fbem-30532	109	7	co.	co.	PROPN
fbem-30532	109	8	,	,	PUNCT
fbem-30532	109	9	ltd	ltd	PROPN
fbem-30532	109	10	.	.	PROPN
fbem-30532	109	11	as	as	ADP
fbem-30532	109	12	an	an	DET
fbem-30532	109	13	example	example	NOUN
fbem-30532	109	14	to	to	PART
fbem-30532	109	15	analyze	analyze	VERB
fbem-30532	109	16	the	the	DET
fbem-30532	109	17	credit	credit	NOUN
fbem-30532	109	18	risk	risk	NOUN
fbem-30532	109	19	.	.	PUNCT
fbem-30532	110	1	the	the	DET
fbem-30532	110	2	work	work	NOUN
fbem-30532	110	3	of	of	ADP
fbem-30532	110	4	credit	credit	NOUN
fbem-30532	110	5	risk	risk	NOUN
fbem-30532	110	6	not	not	PART
fbem-30532	110	7	only	only	ADV
fbem-30532	110	8	helps	help	VERB
fbem-30532	110	9	enterprises	enterprise	NOUN
fbem-30532	110	10	to	to	PART
fbem-30532	110	11	fully	fully	ADV
fbem-30532	110	12	understand	understand	VERB
fbem-30532	110	13	their	their	PRON
fbem-30532	110	14	own	own	ADJ
fbem-30532	110	15	financial	financial	ADJ
fbem-30532	110	16	situation	situation	NOUN
fbem-30532	110	17	,	,	PUNCT
fbem-30532	110	18	but	but	CCONJ
fbem-30532	110	19	also	also	ADV
fbem-30532	110	20	provides	provide	VERB
fbem-30532	110	21	them	they	PRON
fbem-30532	110	22	with	with	ADP
fbem-30532	110	23	targeted	target	VERB
fbem-30532	110	24	risk	risk	NOUN
fbem-30532	110	25	prevention	prevention	NOUN
fbem-30532	110	26	and	and	CCONJ
fbem-30532	110	27	coping	cope	VERB
fbem-30532	110	28	strategies	strategy	NOUN
fbem-30532	110	29	to	to	PART
fbem-30532	110	30	reduce	reduce	VERB
fbem-30532	110	31	the	the	DET
fbem-30532	110	32	impact	impact	NOUN
fbem-30532	110	33	of	of	ADP
fbem-30532	110	34	financial	financial	ADJ
fbem-30532	110	35	risk	risk	NOUN
fbem-30532	110	36	management	management	NOUN
fbem-30532	110	37	on	on	ADP
fbem-30532	110	38	enterprises	enterprise	NOUN
fbem-30532	110	39	and	and	CCONJ
fbem-30532	110	40	ensure	ensure	VERB
fbem-30532	110	41	their	their	PRON
fbem-30532	110	42	stable	stable	ADJ
fbem-30532	110	43	operation	operation	NOUN
fbem-30532	110	44	.	.	PUNCT
fbem-30532	111	1	the	the	DET
fbem-30532	111	2	working	work	VERB
fbem-30532	111	3	capital	capital	NOUN
fbem-30532	111	4	chain	chain	NOUN
fbem-30532	111	5	of	of	ADP
fbem-30532	111	6	small	small	ADJ
fbem-30532	111	7	and	and	CCONJ
fbem-30532	111	8	medium	medium	ADJ
fbem-30532	111	9	-	-	PUNCT
fbem-30532	111	10	sized	sized	ADJ
fbem-30532	111	11	enterprises	enterprise	NOUN
fbem-30532	111	12	should	should	AUX
fbem-30532	111	13	focus	focus	VERB
fbem-30532	111	14	on	on	ADP
fbem-30532	111	15	:	:	PUNCT
fbem-30532	111	16	calculating	calculate	VERB
fbem-30532	111	17	the	the	DET
fbem-30532	111	18	cash	cash	NOUN
fbem-30532	111	19	holdings	holding	NOUN
fbem-30532	111	20	of	of	ADP
fbem-30532	111	21	enterprises	enterprise	NOUN
fbem-30532	111	22	,	,	PUNCT
fbem-30532	111	23	paying	pay	VERB
fbem-30532	111	24	attention	attention	NOUN
fbem-30532	111	25	to	to	ADP
fbem-30532	111	26	the	the	DET
fbem-30532	111	27	motivation	motivation	NOUN
fbem-30532	111	28	of	of	ADP
fbem-30532	111	29	holding	hold	VERB
fbem-30532	111	30	cash	cash	NOUN
fbem-30532	111	31	,	,	PUNCT
fbem-30532	111	32	and	and	CCONJ
fbem-30532	111	33	doing	do	VERB
fbem-30532	111	34	a	a	DET
fbem-30532	111	35	good	good	ADJ
fbem-30532	111	36	job	job	NOUN
fbem-30532	111	37	in	in	ADP
fbem-30532	111	38	cash	cash	NOUN
fbem-30532	111	39	management	management	NOUN
fbem-30532	111	40	:	:	PUNCT
fbem-30532	111	41	1	1	NUM
fbem-30532	111	42	)	)	PUNCT
fbem-30532	111	43	transaction	transaction	NOUN
fbem-30532	111	44	motivation	motivation	NOUN
fbem-30532	111	45	:	:	PUNCT
fbem-30532	111	46	the	the	DET
fbem-30532	111	47	enterprise	enterprise	NOUN
fbem-30532	111	48	holds	hold	VERB
fbem-30532	111	49	a	a	DET
fbem-30532	111	50	certain	certain	ADJ
fbem-30532	111	51	amount	amount	NOUN
fbem-30532	111	52	of	of	ADP
fbem-30532	111	53	cash	cash	NOUN
fbem-30532	111	54	to	to	PART
fbem-30532	111	55	meet	meet	VERB
fbem-30532	111	56	the	the	DET
fbem-30532	111	57	needs	need	NOUN
fbem-30532	111	58	under	under	ADP
fbem-30532	111	59	the	the	DET
fbem-30532	111	60	normal	normal	ADJ
fbem-30532	111	61	production	production	NOUN
fbem-30532	111	62	and	and	CCONJ
fbem-30532	111	63	operation	operation	NOUN
fbem-30532	111	64	order	order	NOUN
fbem-30532	111	65	.	.	PUNCT
fbem-30532	112	1	generally	generally	ADV
fbem-30532	112	2	speaking	speak	VERB
fbem-30532	112	3	,	,	PUNCT
fbem-30532	112	4	the	the	DET
fbem-30532	112	5	cash	cash	NOUN
fbem-30532	112	6	balance	balance	NOUN
fbem-30532	112	7	held	hold	VERB
fbem-30532	112	8	by	by	ADP
fbem-30532	112	9	an	an	DET
fbem-30532	112	10	enterprise	enterprise	NOUN
fbem-30532	112	11	to	to	PART
fbem-30532	112	12	satisfy	satisfy	VERB
fbem-30532	112	13	the	the	DET
fbem-30532	112	14	trading	trading	NOUN
fbem-30532	112	15	motivation	motivation	NOUN
fbem-30532	112	16	mainly	mainly	ADV
fbem-30532	112	17	depends	depend	VERB
fbem-30532	112	18	on	on	ADP
fbem-30532	112	19	the	the	DET
fbem-30532	112	20	sales	sale	NOUN
fbem-30532	112	21	level	level	NOUN
fbem-30532	112	22	of	of	ADP
fbem-30532	112	23	the	the	DET
fbem-30532	112	24	enterprise	enterprise	NOUN
fbem-30532	112	25	.	.	PUNCT
fbem-30532	113	1	2	2	X
fbem-30532	113	2	)	)	PUNCT
fbem-30532	113	3	preventive	preventive	ADJ
fbem-30532	113	4	motivation	motivation	NOUN
fbem-30532	113	5	:	:	PUNCT
fbem-30532	113	6	enterprises	enterprise	NOUN
fbem-30532	113	7	hold	hold	VERB
fbem-30532	113	8	cash	cash	NOUN
fbem-30532	113	9	to	to	PART
fbem-30532	113	10	meet	meet	VERB
fbem-30532	113	11	the	the	DET
fbem-30532	113	12	cash	cash	NOUN
fbem-30532	113	13	needs	need	NOUN
fbem-30532	113	14	of	of	ADP
fbem-30532	113	15	emergencies	emergency	NOUN
fbem-30532	113	16	.	.	PUNCT
fbem-30532	114	1	the	the	DET
fbem-30532	114	2	cash	cash	NOUN
fbem-30532	114	3	balance	balance	NOUN
fbem-30532	114	4	held	hold	VERB
fbem-30532	114	5	by	by	ADP
fbem-30532	114	6	enterprises	enterprise	NOUN
fbem-30532	114	7	to	to	PART
fbem-30532	114	8	cope	cope	VERB
fbem-30532	114	9	with	with	ADP
fbem-30532	114	10	emergencies	emergency	NOUN
fbem-30532	114	11	mainly	mainly	ADV
fbem-30532	114	12	depends	depend	VERB
fbem-30532	114	13	on	on	ADP
fbem-30532	114	14	three	three	NUM
fbem-30532	114	15	aspects	aspect	NOUN
fbem-30532	114	16	:	:	PUNCT
fbem-30532	114	17	first	first	ADV
fbem-30532	114	18	,	,	PUNCT
fbem-30532	114	19	the	the	DET
fbem-30532	114	20	degree	degree	NOUN
fbem-30532	114	21	to	to	PART
fbem-30532	114	22	which	which	PRON
fbem-30532	114	23	enterprises	enterprise	NOUN
fbem-30532	114	24	are	be	AUX
fbem-30532	114	25	willing	willing	ADJ
fbem-30532	114	26	to	to	PART
fbem-30532	114	27	take	take	VERB
fbem-30532	114	28	risks	risk	NOUN
fbem-30532	114	29	;	;	PUNCT
fbem-30532	114	30	second	second	X
fbem-30532	114	31	,	,	PUNCT
fbem-30532	114	32	the	the	DET
fbem-30532	114	33	strength	strength	NOUN
fbem-30532	114	34	of	of	ADP
fbem-30532	114	35	the	the	DET
fbem-30532	114	36	enterprise	enterprise	NOUN
fbem-30532	114	37	's	's	PART
fbem-30532	114	38	ability	ability	NOUN
fbem-30532	114	39	to	to	PART
fbem-30532	114	40	borrow	borrow	VERB
fbem-30532	114	41	temporarily	temporarily	ADV
fbem-30532	114	42	;	;	PUNCT
fbem-30532	114	43	the	the	DET
fbem-30532	114	44	third	third	NOUN
fbem-30532	114	45	is	be	AUX
fbem-30532	114	46	the	the	DET
fbem-30532	114	47	reliability	reliability	NOUN
fbem-30532	114	48	of	of	ADP
fbem-30532	114	49	the	the	DET
fbem-30532	114	50	enterprise	enterprise	NOUN
fbem-30532	114	51	's	's	PART
fbem-30532	114	52	cash	cash	NOUN
fbem-30532	114	53	flow	flow	NOUN
fbem-30532	114	54	forecast	forecast	NOUN
fbem-30532	114	55	.	.	PUNCT
fbem-30532	115	1	3	3	X
fbem-30532	115	2	)	)	PUNCT
fbem-30532	115	3	speculative	speculative	ADJ
fbem-30532	115	4	motivation	motivation	NOUN
fbem-30532	115	5	:	:	PUNCT
fbem-30532	115	6	cash	cash	NOUN
fbem-30532	115	7	needs	need	NOUN
fbem-30532	115	8	prepared	prepare	VERB
fbem-30532	115	9	by	by	ADP
fbem-30532	115	10	holding	hold	VERB
fbem-30532	115	11	cash	cash	NOUN
fbem-30532	115	12	to	to	PART
fbem-30532	115	13	seize	seize	VERB
fbem-30532	115	14	various	various	ADJ
fbem-30532	115	15	fleeting	fleeting	ADJ
fbem-30532	115	16	market	market	NOUN
fbem-30532	115	17	opportunities	opportunity	NOUN
fbem-30532	115	18	and	and	CCONJ
fbem-30532	115	19	gain	gain	VERB
fbem-30532	115	20	greater	great	ADJ
fbem-30532	115	21	benefits	benefit	NOUN
fbem-30532	115	22	.	.	PUNCT
fbem-30532	116	1	the	the	DET
fbem-30532	116	2	size	size	NOUN
fbem-30532	116	3	of	of	ADP
fbem-30532	116	4	its	its	PRON
fbem-30532	116	5	holdings	holding	NOUN
fbem-30532	116	6	is	be	AUX
fbem-30532	116	7	often	often	ADV
fbem-30532	116	8	related	relate	VERB
fbem-30532	116	9	to	to	ADP
fbem-30532	116	10	the	the	DET
fbem-30532	116	11	investment	investment	NOUN
fbem-30532	116	12	opportunities	opportunity	NOUN
fbem-30532	116	13	of	of	ADP
fbem-30532	116	14	enterprises	enterprise	NOUN
fbem-30532	116	15	in	in	ADP
fbem-30532	116	16	the	the	DET
fbem-30532	116	17	financial	financial	ADJ
fbem-30532	116	18	market	market	NOUN
fbem-30532	116	19	and	and	CCONJ
fbem-30532	116	20	the	the	DET
fbem-30532	116	21	attitude	attitude	NOUN
fbem-30532	116	22	of	of	ADP
fbem-30532	116	23	enterprises	enterprise	NOUN
fbem-30532	116	24	towards	towards	ADP
fbem-30532	116	25	risks	risk	NOUN
fbem-30532	116	26	.	.	PUNCT
fbem-30532	117	1	4	4	X
fbem-30532	117	2	)	)	PUNCT
fbem-30532	117	3	the	the	DET
fbem-30532	117	4	content	content	NOUN
fbem-30532	117	5	of	of	ADP
fbem-30532	117	6	cash	cash	NOUN
fbem-30532	117	7	management	management	NOUN
fbem-30532	117	8	prepare	prepare	VERB
fbem-30532	117	9	the	the	DET
fbem-30532	117	10	cash	cash	NOUN
fbem-30532	117	11	income	income	NOUN
fbem-30532	117	12	and	and	CCONJ
fbem-30532	117	13	expenditure	expenditure	NOUN
fbem-30532	117	14	plan	plan	NOUN
fbem-30532	117	15	to	to	PART
fbem-30532	117	16	reasonably	reasonably	ADV
fbem-30532	117	17	estimate	estimate	VERB
fbem-30532	117	18	the	the	DET
fbem-30532	117	19	future	future	ADJ
fbem-30532	117	20	cash	cash	NOUN
fbem-30532	117	21	demand	demand	NOUN
fbem-30532	117	22	.	.	PUNCT
fbem-30532	118	1	control	control	VERB
fbem-30532	118	2	the	the	DET
fbem-30532	118	3	daily	daily	ADJ
fbem-30532	118	4	cash	cash	NOUN
fbem-30532	118	5	receipts	receipt	NOUN
fbem-30532	118	6	and	and	CCONJ
fbem-30532	118	7	payments	payment	NOUN
fbem-30532	118	8	,	,	PUNCT
fbem-30532	118	9	and	and	CCONJ
fbem-30532	118	10	strive	strive	VERB
fbem-30532	118	11	to	to	PART
fbem-30532	118	12	accelerate	accelerate	VERB
fbem-30532	118	13	the	the	DET
fbem-30532	118	14	collection	collection	NOUN
fbem-30532	118	15	and	and	CCONJ
fbem-30532	118	16	delay	delay	VERB
fbem-30532	118	17	the	the	DET
fbem-30532	118	18	payment	payment	NOUN
fbem-30532	118	19	.	.	PUNCT
fbem-30532	119	1	determine	determine	VERB
fbem-30532	119	2	the	the	DET
fbem-30532	119	3	optimal	optimal	ADJ
fbem-30532	119	4	cash	cash	NOUN
fbem-30532	119	5	balance	balance	NOUN
fbem-30532	119	6	with	with	ADP
fbem-30532	119	7	a	a	DET
fbem-30532	119	8	specific	specific	ADJ
fbem-30532	119	9	method	method	NOUN
fbem-30532	119	10	.	.	PUNCT
fbem-30532	120	1	when	when	SCONJ
fbem-30532	120	2	the	the	DET
fbem-30532	120	3	actual	actual	ADJ
fbem-30532	120	4	cash	cash	NOUN
fbem-30532	120	5	balance	balance	NOUN
fbem-30532	120	6	of	of	ADP
fbem-30532	120	7	the	the	DET
fbem-30532	120	8	enterprise	enterprise	NOUN
fbem-30532	120	9	is	be	AUX
fbem-30532	120	10	inconsistent	inconsistent	ADJ
fbem-30532	120	11	with	with	ADP
fbem-30532	120	12	the	the	DET
fbem-30532	120	13	optimal	optimal	ADJ
fbem-30532	120	14	cash	cash	NOUN
fbem-30532	120	15	balance	balance	NOUN
fbem-30532	120	16	,	,	PUNCT
fbem-30532	120	17	adopt	adopt	VERB
fbem-30532	120	18	short	short	ADJ
fbem-30532	120	19	-	-	PUNCT
fbem-30532	120	20	term	term	NOUN
fbem-30532	120	21	financing	financing	NOUN
fbem-30532	120	22	strategy	strategy	NOUN
fbem-30532	120	23	or	or	CCONJ
fbem-30532	120	24	return	return	VERB
fbem-30532	120	25	the	the	DET
fbem-30532	120	26	loan	loan	NOUN
fbem-30532	120	27	and	and	CCONJ
fbem-30532	120	28	invest	invest	VERB
fbem-30532	120	29	in	in	ADP
fbem-30532	120	30	securities	security	NOUN
fbem-30532	120	31	to	to	PART
fbem-30532	120	32	achieve	achieve	VERB
fbem-30532	120	33	the	the	DET
fbem-30532	120	34	ideal	ideal	ADJ
fbem-30532	120	35	situation	situation	NOUN
fbem-30532	120	36	.	.	PUNCT
fbem-30532	121	1	the	the	DET
fbem-30532	121	2	content	content	NOUN
fbem-30532	121	3	of	of	ADP
fbem-30532	121	4	the	the	DET
fbem-30532	121	5	best	good	ADJ
fbem-30532	121	6	cash	cash	NOUN
fbem-30532	121	7	management	management	NOUN
fbem-30532	121	8	is	be	AUX
fbem-30532	121	9	as	as	SCONJ
fbem-30532	121	10	follows	follow	VERB
fbem-30532	121	11	:	:	PUNCT
fbem-30532	121	12	figure	figure	NOUN
fbem-30532	121	13	3	3	NUM
fbem-30532	121	14	.	.	PUNCT
fbem-30532	122	1	the	the	DET
fbem-30532	122	2	content	content	NOUN
fbem-30532	122	3	of	of	ADP
fbem-30532	122	4	optimal	optimal	ADJ
fbem-30532	122	5	cash	cash	NOUN
fbem-30532	122	6	management	management	NOUN
fbem-30532	122	7	5.1	5.1	NUM
fbem-30532	122	8	.	.	PUNCT
fbem-30532	123	1	cash	cash	NOUN
fbem-30532	123	2	cost	cost	NOUN
fbem-30532	123	3	1	1	NUM
fbem-30532	123	4	)	)	PUNCT
fbem-30532	123	5	holding	hold	VERB
fbem-30532	123	6	cost	cost	NOUN
fbem-30532	123	7	the	the	DET
fbem-30532	123	8	holding	hold	VERB
fbem-30532	123	9	cost	cost	NOUN
fbem-30532	123	10	of	of	ADP
fbem-30532	123	11	cash	cash	NOUN
fbem-30532	123	12	refers	refer	VERB
fbem-30532	123	13	to	to	ADP
fbem-30532	123	14	the	the	DET
fbem-30532	123	15	increased	increase	VERB
fbem-30532	123	16	management	management	NOUN
fbem-30532	123	17	expenses	expense	NOUN
fbem-30532	123	18	and	and	CCONJ
fbem-30532	123	19	the	the	DET
fbem-30532	123	20	lost	lose	VERB
fbem-30532	123	21	reinvestment	reinvestment	NOUN
fbem-30532	123	22	income	income	NOUN
fbem-30532	123	23	due	due	ADP
fbem-30532	123	24	to	to	ADP
fbem-30532	123	25	the	the	DET
fbem-30532	123	26	retention	retention	NOUN
fbem-30532	123	27	of	of	ADP
fbem-30532	123	28	a	a	DET
fbem-30532	123	29	certain	certain	ADJ
fbem-30532	123	30	cash	cash	NOUN
fbem-30532	123	31	balance	balance	NOUN
fbem-30532	123	32	.	.	PUNCT
fbem-30532	124	1	total	total	ADJ
fbem-30532	124	2	cost	cost	NOUN
fbem-30532	124	3	of	of	ADP
fbem-30532	124	4	cash	cash	NOUN
fbem-30532	124	5	held	hold	VERB
fbem-30532	124	6	=	=	SYM
fbem-30532	124	7	opportunity	opportunity	NOUN
fbem-30532	124	8	cost+switching	cost+switche	VERB
fbem-30532	124	9	cost	cost	NOUN
fbem-30532	124	10	2	2	NUM
fbem-30532	124	11	)	)	PUNCT
fbem-30532	124	12	management	management	NOUN
fbem-30532	124	13	cost	cost	NOUN
fbem-30532	124	14	:	:	PUNCT
fbem-30532	124	15	there	there	PRON
fbem-30532	124	16	will	will	AUX
fbem-30532	124	17	be	be	AUX
fbem-30532	124	18	some	some	DET
fbem-30532	124	19	management	management	NOUN
fbem-30532	124	20	expenses	expense	NOUN
fbem-30532	124	21	when	when	SCONJ
fbem-30532	124	22	an	an	DET
fbem-30532	124	23	enterprise	enterprise	NOUN
fbem-30532	124	24	holds	hold	VERB
fbem-30532	124	25	cash	cash	NOUN
fbem-30532	124	26	.	.	PUNCT
fbem-30532	125	1	the	the	DET
fbem-30532	125	2	management	management	NOUN
fbem-30532	125	3	cost	cost	NOUN
fbem-30532	125	4	has	have	VERB
fbem-30532	125	5	the	the	DET
fbem-30532	125	6	nature	nature	NOUN
fbem-30532	125	7	of	of	ADP
fbem-30532	125	8	fixed	fix	VERB
fbem-30532	125	9	cost	cost	NOUN
fbem-30532	125	10	,	,	PUNCT
fbem-30532	125	11	which	which	PRON
fbem-30532	125	12	has	have	VERB
fbem-30532	125	13	little	little	ADJ
fbem-30532	125	14	to	to	PART
fbem-30532	125	15	do	do	VERB
fbem-30532	125	16	with	with	ADP
fbem-30532	125	17	the	the	DET
fbem-30532	125	18	amount	amount	NOUN
fbem-30532	125	19	of	of	ADP
fbem-30532	125	20	cash	cash	NOUN
fbem-30532	125	21	held	hold	VERB
fbem-30532	125	22	in	in	ADP
fbem-30532	125	23	a	a	DET
fbem-30532	125	24	certain	certain	ADJ
fbem-30532	125	25	range	range	NOUN
fbem-30532	125	26	.	.	PUNCT
fbem-30532	126	1	3	3	X
fbem-30532	126	2	)	)	PUNCT
fbem-30532	126	3	switching	switch	VERB
fbem-30532	126	4	costs	cost	NOUN
fbem-30532	126	5	conversion	conversion	NOUN
fbem-30532	126	6	into	into	ADP
fbem-30532	126	7	cost	cost	NOUN
fbem-30532	126	8	refers	refer	NOUN
fbem-30532	126	9	to	to	ADP
fbem-30532	126	10	the	the	DET
fbem-30532	126	11	transaction	transaction	NOUN
fbem-30532	126	12	costs	cost	NOUN
fbem-30532	126	13	paid	pay	VERB
fbem-30532	126	14	by	by	ADP
fbem-30532	126	15	enterprises	enterprise	NOUN
fbem-30532	126	16	when	when	SCONJ
fbem-30532	126	17	they	they	PRON
fbem-30532	126	18	buy	buy	VERB
fbem-30532	126	19	securities	security	NOUN
fbem-30532	126	20	with	with	ADP
fbem-30532	126	21	cash	cash	NOUN
fbem-30532	126	22	and	and	CCONJ
fbem-30532	126	23	convert	convert	VERB
fbem-30532	126	24	them	they	PRON
fbem-30532	126	25	into	into	ADP
fbem-30532	126	26	cash	cash	NOUN
fbem-30532	126	27	.	.	PUNCT
fbem-30532	127	1	4	4	NUM
fbem-30532	127	2	)	)	PUNCT
fbem-30532	127	3	shortage	shortage	NOUN
fbem-30532	127	4	cost	cost	NOUN
fbem-30532	127	5	shortage	shortage	NOUN
fbem-30532	127	6	cost	cost	NOUN
fbem-30532	127	7	refers	refer	VERB
fbem-30532	127	8	to	to	ADP
fbem-30532	127	9	the	the	DET
fbem-30532	127	10	loss	loss	NOUN
fbem-30532	127	11	caused	cause	VERB
fbem-30532	127	12	to	to	ADP
fbem-30532	127	13	the	the	DET
fbem-30532	127	14	enterprise	enterprise	NOUN
fbem-30532	127	15	when	when	SCONJ
fbem-30532	127	16	the	the	DET
fbem-30532	127	17	cash	cash	NOUN
fbem-30532	127	18	holdings	holding	NOUN
fbem-30532	127	19	are	be	AUX
fbem-30532	127	20	insufficient	insufficient	ADJ
fbem-30532	127	21	and	and	CCONJ
fbem-30532	127	22	can	can	AUX
fbem-30532	127	23	not	not	PART
fbem-30532	127	24	be	be	AUX
fbem-30532	127	25	supplemented	supplement	VERB
fbem-30532	127	26	by	by	ADP
fbem-30532	127	27	the	the	DET
fbem-30532	127	28	realization	realization	NOUN
fbem-30532	127	29	of	of	ADP
fbem-30532	127	30	securities	security	NOUN
fbem-30532	127	31	in	in	ADP
fbem-30532	127	32	time	time	NOUN
fbem-30532	127	33	.	.	PUNCT
fbem-30532	128	1	including	include	VERB
fbem-30532	128	2	direct	direct	ADJ
fbem-30532	128	3	losses	loss	NOUN
fbem-30532	128	4	and	and	CCONJ
fbem-30532	128	5	indirect	indirect	ADJ
fbem-30532	128	6	losses	loss	NOUN
fbem-30532	128	7	.	.	PUNCT
fbem-30532	129	1	the	the	DET
fbem-30532	129	2	following	follow	VERB
fbem-30532	129	3	is	be	AUX
fbem-30532	129	4	the	the	DET
fbem-30532	129	5	optimal	optimal	ADJ
fbem-30532	129	6	cash	cash	NOUN
fbem-30532	129	7	holding	hold	VERB
fbem-30532	129	8	cost	cost	NOUN
fbem-30532	129	9	model	model	NOUN
fbem-30532	129	10	:	:	PUNCT
fbem-30532	129	11	figure	figure	NOUN
fbem-30532	129	12	4	4	NUM
fbem-30532	129	13	.	.	PUNCT
fbem-30532	129	14	optimal	optimal	ADJ
fbem-30532	129	15	cash	cash	NOUN
fbem-30532	129	16	holding	hold	VERB
fbem-30532	129	17	cost	cost	NOUN
fbem-30532	129	18	model	model	NOUN
fbem-30532	129	19	as	as	SCONJ
fbem-30532	129	20	can	can	AUX
fbem-30532	129	21	be	be	AUX
fbem-30532	129	22	seen	see	VERB
fbem-30532	129	23	from	from	ADP
fbem-30532	129	24	the	the	DET
fbem-30532	129	25	figure	figure	NOUN
fbem-30532	129	26	,	,	PUNCT
fbem-30532	129	27	the	the	DET
fbem-30532	129	28	total	total	ADJ
fbem-30532	129	29	cost	cost	NOUN
fbem-30532	129	30	curve	curve	NOUN
fbem-30532	129	31	is	be	AUX
fbem-30532	129	32	parabolic	parabolic	ADJ
fbem-30532	129	33	because	because	SCONJ
fbem-30532	129	34	of	of	ADP
fbem-30532	129	35	the	the	DET
fbem-30532	129	36	different	different	ADJ
fbem-30532	129	37	relationship	relationship	NOUN
fbem-30532	129	38	between	between	ADP
fbem-30532	129	39	various	various	ADJ
fbem-30532	129	40	costs	cost	NOUN
fbem-30532	129	41	and	and	CCONJ
fbem-30532	129	42	cash	cash	NOUN
fbem-30532	129	43	holdings	holding	NOUN
fbem-30532	129	44	.	.	PUNCT
fbem-30532	130	1	the	the	DET
fbem-30532	130	2	lowest	low	ADJ
fbem-30532	130	3	point	point	NOUN
fbem-30532	130	4	of	of	ADP
fbem-30532	130	5	the	the	DET
fbem-30532	130	6	parabola	parabola	NOUN
fbem-30532	130	7	is	be	AUX
fbem-30532	130	8	the	the	DET
fbem-30532	130	9	lowest	low	ADJ
fbem-30532	130	10	cost	cost	NOUN
fbem-30532	130	11	,	,	PUNCT
fbem-30532	130	12	and	and	CCONJ
fbem-30532	130	13	the	the	DET
fbem-30532	130	14	cash	cash	NOUN
fbem-30532	130	15	holdings	holding	NOUN
fbem-30532	130	16	corresponding	correspond	VERB
fbem-30532	130	17	to	to	ADP
fbem-30532	130	18	this	this	DET
fbem-30532	130	19	point	point	NOUN
fbem-30532	130	20	are	be	AUX
fbem-30532	130	21	the	the	DET
fbem-30532	130	22	best	good	ADJ
fbem-30532	130	23	cash	cash	NOUN
fbem-30532	130	24	holdings	holding	NOUN
fbem-30532	130	25	,	,	PUNCT
fbem-30532	130	26	at	at	ADP
fbem-30532	130	27	142	142	NUM
fbem-30532	130	28	which	which	DET
fbem-30532	130	29	time	time	NOUN
fbem-30532	130	30	the	the	DET
fbem-30532	130	31	total	total	ADJ
fbem-30532	130	32	cost	cost	NOUN
fbem-30532	130	33	is	be	AUX
fbem-30532	130	34	the	the	DET
fbem-30532	130	35	lowest	low	ADJ
fbem-30532	130	36	.	.	PUNCT
fbem-30532	131	1	to	to	PART
fbem-30532	131	2	calculate	calculate	VERB
fbem-30532	131	3	the	the	DET
fbem-30532	131	4	optimal	optimal	ADJ
fbem-30532	131	5	cash	cash	NOUN
fbem-30532	131	6	holdings	holding	NOUN
fbem-30532	131	7	,	,	PUNCT
fbem-30532	131	8	first	first	ADV
fbem-30532	131	9	calculate	calculate	VERB
fbem-30532	131	10	the	the	DET
fbem-30532	131	11	sum	sum	NOUN
fbem-30532	131	12	of	of	ADP
fbem-30532	131	13	opportunity	opportunity	NOUN
fbem-30532	131	14	cost	cost	NOUN
fbem-30532	131	15	,	,	PUNCT
fbem-30532	131	16	management	management	NOUN
fbem-30532	131	17	cost	cost	NOUN
fbem-30532	131	18	and	and	CCONJ
fbem-30532	131	19	shortage	shortage	NOUN
fbem-30532	131	20	cost	cost	NOUN
fbem-30532	131	21	of	of	ADP
fbem-30532	131	22	various	various	ADJ
fbem-30532	131	23	schemes	scheme	NOUN
fbem-30532	131	24	,	,	PUNCT
fbem-30532	131	25	and	and	CCONJ
fbem-30532	131	26	then	then	ADV
fbem-30532	131	27	select	select	VERB
fbem-30532	131	28	the	the	DET
fbem-30532	131	29	cash	cash	NOUN
fbem-30532	131	30	holdings	holding	NOUN
fbem-30532	131	31	with	with	ADP
fbem-30532	131	32	the	the	DET
fbem-30532	131	33	lowest	low	ADJ
fbem-30532	131	34	sum	sum	NOUN
fbem-30532	131	35	of	of	ADP
fbem-30532	131	36	total	total	ADJ
fbem-30532	131	37	costs	cost	NOUN
fbem-30532	131	38	as	as	ADP
fbem-30532	131	39	the	the	DET
fbem-30532	131	40	optimal	optimal	ADJ
fbem-30532	131	41	cash	cash	NOUN
fbem-30532	131	42	holdings	holding	NOUN
fbem-30532	131	43	.	.	PUNCT
fbem-30532	132	1	investment	investment	NOUN
fbem-30532	132	2	risk	risk	NOUN
fbem-30532	132	3	management	management	NOUN
fbem-30532	132	4	:	:	PUNCT
fbem-30532	132	5	make	make	VERB
fbem-30532	132	6	detailed	detailed	ADJ
fbem-30532	132	7	risk	risk	NOUN
fbem-30532	132	8	assessment	assessment	NOUN
fbem-30532	132	9	for	for	ADP
fbem-30532	132	10	the	the	DET
fbem-30532	132	11	investment	investment	NOUN
fbem-30532	132	12	projects	project	NOUN
fbem-30532	132	13	of	of	ADP
fbem-30532	132	14	enterprises	enterprise	NOUN
fbem-30532	132	15	,	,	PUNCT
fbem-30532	132	16	including	include	VERB
fbem-30532	132	17	the	the	DET
fbem-30532	132	18	analysis	analysis	NOUN
fbem-30532	132	19	of	of	ADP
fbem-30532	132	20	the	the	DET
fbem-30532	132	21	expected	expect	VERB
fbem-30532	132	22	return	return	NOUN
fbem-30532	132	23	,	,	PUNCT
fbem-30532	132	24	payback	payback	NOUN
fbem-30532	132	25	period	period	NOUN
fbem-30532	132	26	and	and	CCONJ
fbem-30532	132	27	market	market	NOUN
fbem-30532	132	28	prospect	prospect	NOUN
fbem-30532	132	29	of	of	ADP
fbem-30532	132	30	the	the	DET
fbem-30532	132	31	projects	project	NOUN
fbem-30532	132	32	.	.	PUNCT
fbem-30532	133	1	credit	credit	NOUN
fbem-30532	133	2	risk	risk	NOUN
fbem-30532	133	3	management	management	NOUN
fbem-30532	133	4	:	:	PUNCT
fbem-30532	133	5	for	for	ADP
fbem-30532	133	6	enterprises	enterprise	NOUN
fbem-30532	133	7	that	that	PRON
fbem-30532	133	8	sell	sell	VERB
fbem-30532	133	9	goods	good	NOUN
fbem-30532	133	10	or	or	CCONJ
fbem-30532	133	11	provide	provide	VERB
fbem-30532	133	12	services	service	NOUN
fbem-30532	133	13	on	on	ADP
fbem-30532	133	14	credit	credit	NOUN
fbem-30532	133	15	,	,	PUNCT
fbem-30532	133	16	evaluate	evaluate	VERB
fbem-30532	133	17	the	the	DET
fbem-30532	133	18	credit	credit	NOUN
fbem-30532	133	19	status	status	NOUN
fbem-30532	133	20	of	of	ADP
fbem-30532	133	21	customers	customer	NOUN
fbem-30532	133	22	and	and	CCONJ
fbem-30532	133	23	reduce	reduce	VERB
fbem-30532	133	24	the	the	DET
fbem-30532	133	25	risk	risk	NOUN
fbem-30532	133	26	of	of	ADP
fbem-30532	133	27	bad	bad	ADJ
fbem-30532	133	28	debts	debt	NOUN
fbem-30532	133	29	.	.	PUNCT
fbem-30532	134	1	working	work	VERB
fbem-30532	134	2	capital	capital	NOUN
fbem-30532	134	3	risk	risk	NOUN
fbem-30532	134	4	management	management	NOUN
fbem-30532	134	5	:	:	PUNCT
fbem-30532	134	6	analyze	analyze	VERB
fbem-30532	134	7	the	the	DET
fbem-30532	134	8	capital	capital	NOUN
fbem-30532	134	9	turnover	turnover	NOUN
fbem-30532	134	10	speed	speed	NOUN
fbem-30532	134	11	in	in	ADP
fbem-30532	134	12	the	the	DET
fbem-30532	134	13	daily	daily	ADJ
fbem-30532	134	14	operation	operation	NOUN
fbem-30532	134	15	of	of	ADP
fbem-30532	134	16	enterprises	enterprise	NOUN
fbem-30532	134	17	,	,	PUNCT
fbem-30532	134	18	including	include	VERB
fbem-30532	134	19	average	average	ADJ
fbem-30532	134	20	collection	collection	NOUN
fbem-30532	134	21	period	period	NOUN
fbem-30532	134	22	,	,	PUNCT
fbem-30532	134	23	inventory	inventory	NOUN
fbem-30532	134	24	turnover	turnover	NOUN
fbem-30532	134	25	days	day	NOUN
fbem-30532	134	26	and	and	CCONJ
fbem-30532	134	27	other	other	ADJ
fbem-30532	134	28	indicators	indicator	NOUN
fbem-30532	134	29	,	,	PUNCT
fbem-30532	134	30	optimize	optimize	VERB
fbem-30532	134	31	the	the	DET
fbem-30532	134	32	efficiency	efficiency	NOUN
fbem-30532	134	33	of	of	ADP
fbem-30532	134	34	enterprise	enterprise	NOUN
fbem-30532	134	35	capital	capital	NOUN
fbem-30532	134	36	use	use	NOUN
fbem-30532	134	37	,	,	PUNCT
fbem-30532	134	38	and	and	CCONJ
fbem-30532	134	39	reduce	reduce	VERB
fbem-30532	134	40	the	the	DET
fbem-30532	134	41	working	work	VERB
fbem-30532	134	42	capital	capital	NOUN
fbem-30532	134	43	risk	risk	NOUN
fbem-30532	134	44	.	.	PUNCT
fbem-30532	135	1	in	in	ADP
fbem-30532	135	2	view	view	NOUN
fbem-30532	135	3	of	of	ADP
fbem-30532	135	4	the	the	DET
fbem-30532	135	5	above	above	ADJ
fbem-30532	135	6	three	three	NUM
fbem-30532	135	7	kinds	kind	NOUN
fbem-30532	135	8	of	of	ADP
fbem-30532	135	9	risk	risk	NOUN
fbem-30532	135	10	management	management	NOUN
fbem-30532	135	11	,	,	PUNCT
fbem-30532	135	12	the	the	DET
fbem-30532	135	13	most	most	ADV
fbem-30532	135	14	used	use	VERB
fbem-30532	135	15	is	be	AUX
fbem-30532	135	16	the	the	DET
fbem-30532	135	17	measurement	measurement	NOUN
fbem-30532	135	18	of	of	ADP
fbem-30532	135	19	enterprise	enterprise	NOUN
fbem-30532	135	20	accounts	account	NOUN
fbem-30532	135	21	receivable	receivable	ADJ
fbem-30532	135	22	in	in	ADP
fbem-30532	135	23	working	work	VERB
fbem-30532	135	24	capital	capital	NOUN
fbem-30532	135	25	risk	risk	NOUN
fbem-30532	135	26	,	,	PUNCT
fbem-30532	135	27	and	and	CCONJ
fbem-30532	135	28	the	the	DET
fbem-30532	135	29	opportunity	opportunity	NOUN
fbem-30532	135	30	cost	cost	NOUN
fbem-30532	135	31	of	of	ADP
fbem-30532	135	32	accounts	account	NOUN
fbem-30532	135	33	receivable	receivable	ADJ
fbem-30532	135	34	.	.	PUNCT
fbem-30532	136	1	if	if	SCONJ
fbem-30532	136	2	the	the	DET
fbem-30532	136	3	funds	fund	NOUN
fbem-30532	136	4	occupied	occupy	VERB
fbem-30532	136	5	by	by	ADP
fbem-30532	136	6	enterprises	enterprise	NOUN
fbem-30532	136	7	in	in	ADP
fbem-30532	136	8	accounts	account	NOUN
fbem-30532	136	9	receivable	receivable	ADJ
fbem-30532	136	10	are	be	AUX
fbem-30532	136	11	used	use	VERB
fbem-30532	136	12	for	for	ADP
fbem-30532	136	13	other	other	ADJ
fbem-30532	136	14	investments	investment	NOUN
fbem-30532	136	15	,	,	PUNCT
fbem-30532	136	16	they	they	PRON
fbem-30532	136	17	can	can	AUX
fbem-30532	136	18	get	get	VERB
fbem-30532	136	19	investment	investment	NOUN
fbem-30532	136	20	income	income	NOUN
fbem-30532	136	21	.	.	PUNCT
fbem-30532	137	1	the	the	DET
fbem-30532	137	2	following	follow	VERB
fbem-30532	137	3	is	be	AUX
fbem-30532	137	4	an	an	DET
fbem-30532	137	5	analysis	analysis	NOUN
fbem-30532	137	6	of	of	ADP
fbem-30532	137	7	the	the	DET
fbem-30532	137	8	indicators	indicator	NOUN
fbem-30532	137	9	of	of	ADP
fbem-30532	137	10	accounts	account	NOUN
fbem-30532	137	11	receivable	receivable	ADJ
fbem-30532	137	12	in	in	ADP
fbem-30532	137	13	operational	operational	ADJ
fbem-30532	137	14	risk	risk	NOUN
fbem-30532	137	15	management	management	NOUN
fbem-30532	137	16	:	:	PUNCT
fbem-30532	137	17	table	table	NOUN
fbem-30532	137	18	1	1	NUM
fbem-30532	137	19	.	.	PUNCT
fbem-30532	137	20	accounts	account	VERB
fbem-30532	137	21	receivable	receivable	ADJ
fbem-30532	137	22	accounting	accounting	NOUN
fbem-30532	137	23	model	model	NOUN
fbem-30532	137	24	in	in	ADP
fbem-30532	137	25	credit	credit	NOUN
fbem-30532	137	26	risk	risk	NOUN
fbem-30532	137	27	5.2	5.2	NUM
fbem-30532	137	28	.	.	PUNCT
fbem-30532	138	1	quantitative	quantitative	ADJ
fbem-30532	138	2	analysis	analysis	NOUN
fbem-30532	138	3	method	method	NOUN
fbem-30532	138	4	as	as	ADP
fbem-30532	138	5	one	one	NUM
fbem-30532	138	6	of	of	ADP
fbem-30532	138	7	the	the	DET
fbem-30532	138	8	important	important	ADJ
fbem-30532	138	9	means	mean	NOUN
fbem-30532	138	10	,	,	PUNCT
fbem-30532	138	11	quantitative	quantitative	ADJ
fbem-30532	138	12	analysis	analysis	NOUN
fbem-30532	138	13	mainly	mainly	ADV
fbem-30532	138	14	uses	use	VERB
fbem-30532	138	15	various	various	ADJ
fbem-30532	138	16	financial	financial	ADJ
fbem-30532	138	17	risk	risk	NOUN
fbem-30532	138	18	models	model	NOUN
fbem-30532	138	19	to	to	PART
fbem-30532	138	20	measure	measure	VERB
fbem-30532	138	21	the	the	DET
fbem-30532	138	22	risk	risk	NOUN
fbem-30532	138	23	accurately	accurately	ADV
fbem-30532	138	24	.	.	PUNCT
fbem-30532	139	1	these	these	DET
fbem-30532	139	2	models	model	NOUN
fbem-30532	139	3	include	include	VERB
fbem-30532	139	4	,	,	PUNCT
fbem-30532	139	5	but	but	CCONJ
fbem-30532	139	6	are	be	AUX
fbem-30532	139	7	not	not	PART
fbem-30532	139	8	limited	limit	VERB
fbem-30532	139	9	to	to	ADP
fbem-30532	139	10	,	,	PUNCT
fbem-30532	139	11	capital	capital	NOUN
fbem-30532	139	12	asset	asset	NOUN
fbem-30532	139	13	pricing	pricing	NOUN
fbem-30532	139	14	model	model	NOUN
fbem-30532	139	15	,	,	PUNCT
fbem-30532	139	16	var	var	NOUN
fbem-30532	139	17	(	(	PUNCT
fbem-30532	139	18	value	value	NOUN
fbem-30532	139	19	at	at	ADP
fbem-30532	139	20	risk	risk	NOUN
fbem-30532	139	21	)	)	PUNCT
fbem-30532	139	22	model	model	NOUN
fbem-30532	139	23	and	and	CCONJ
fbem-30532	139	24	cash	cash	NOUN
fbem-30532	139	25	holdings	holding	NOUN
fbem-30532	139	26	model	model	NOUN
fbem-30532	139	27	.	.	PUNCT
fbem-30532	140	1	through	through	ADP
fbem-30532	140	2	these	these	DET
fbem-30532	140	3	models	model	NOUN
fbem-30532	140	4	,	,	PUNCT
fbem-30532	140	5	enterprises	enterprise	NOUN
fbem-30532	140	6	can	can	AUX
fbem-30532	140	7	quantitatively	quantitatively	ADV
fbem-30532	140	8	analyze	analyze	VERB
fbem-30532	140	9	various	various	ADJ
fbem-30532	140	10	financial	financial	ADJ
fbem-30532	140	11	risks	risk	NOUN
fbem-30532	140	12	such	such	ADJ
fbem-30532	140	13	as	as	ADP
fbem-30532	140	14	market	market	NOUN
fbem-30532	140	15	risk	risk	NOUN
fbem-30532	140	16	and	and	CCONJ
fbem-30532	140	17	credit	credit	NOUN
fbem-30532	140	18	risk	risk	NOUN
fbem-30532	140	19	,	,	PUNCT
fbem-30532	140	20	thus	thus	ADV
fbem-30532	140	21	providing	provide	VERB
fbem-30532	140	22	scientific	scientific	ADJ
fbem-30532	140	23	basis	basis	NOUN
fbem-30532	140	24	for	for	ADP
fbem-30532	140	25	risk	risk	NOUN
fbem-30532	140	26	management	management	NOUN
fbem-30532	140	27	and	and	CCONJ
fbem-30532	140	28	formulating	formulate	VERB
fbem-30532	140	29	more	more	ADV
fbem-30532	140	30	effective	effective	ADJ
fbem-30532	140	31	risk	risk	NOUN
fbem-30532	140	32	coping	cope	VERB
fbem-30532	140	33	strategies	strategy	NOUN
fbem-30532	140	34	.	.	PUNCT
fbem-30532	141	1	5.2.1	5.2.1	X
fbem-30532	141	2	.	.	PUNCT
fbem-30532	141	3	tool	tool	NOUN
fbem-30532	141	4	matrix	matrix	NOUN
fbem-30532	141	5	of	of	ADP
fbem-30532	141	6	quantitative	quantitative	ADJ
fbem-30532	141	7	analysis	analysis	NOUN
fbem-30532	141	8	model	model	NOUN
fbem-30532	141	9	quantitative	quantitative	ADJ
fbem-30532	141	10	analysis	analysis	NOUN
fbem-30532	141	11	realizes	realize	VERB
fbem-30532	141	12	accurate	accurate	ADJ
fbem-30532	141	13	risk	risk	NOUN
fbem-30532	141	14	measurement	measurement	NOUN
fbem-30532	141	15	by	by	ADP
fbem-30532	141	16	constructing	construct	VERB
fbem-30532	141	17	mathematical	mathematical	ADJ
fbem-30532	141	18	models	model	NOUN
fbem-30532	141	19	,	,	PUNCT
fbem-30532	141	20	and	and	CCONJ
fbem-30532	141	21	mainly	mainly	ADV
fbem-30532	141	22	includes	include	VERB
fbem-30532	141	23	the	the	DET
fbem-30532	141	24	following	follow	VERB
fbem-30532	141	25	core	core	NOUN
fbem-30532	141	26	tools	tool	NOUN
fbem-30532	141	27	:	:	PUNCT
fbem-30532	141	28	table	table	NOUN
fbem-30532	141	29	2	2	NUM
fbem-30532	141	30	.	.	PUNCT
fbem-30532	141	31	quantitative	quantitative	ADJ
fbem-30532	141	32	risk	risk	NOUN
fbem-30532	141	33	analysis	analysis	NOUN
fbem-30532	141	34	model	model	NOUN
fbem-30532	141	35	construction	construction	NOUN
fbem-30532	141	36	5.2.2	5.2.2	NUM
fbem-30532	141	37	.	.	PUNCT
fbem-30532	142	1	quantitative	quantitative	ADJ
fbem-30532	142	2	study	study	NOUN
fbem-30532	142	3	on	on	ADP
fbem-30532	142	4	credit	credit	NOUN
fbem-30532	142	5	risk	risk	NOUN
fbem-30532	142	6	this	this	DET
fbem-30532	142	7	study	study	NOUN
fbem-30532	142	8	constructs	construct	VERB
fbem-30532	142	9	a	a	DET
fbem-30532	142	10	credit	credit	NOUN
fbem-30532	142	11	risk	risk	NOUN
fbem-30532	142	12	assessment	assessment	NOUN
fbem-30532	142	13	model	model	NOUN
fbem-30532	142	14	with	with	ADP
fbem-30532	142	15	12	12	NUM
fbem-30532	142	16	financial	financial	ADJ
fbem-30532	142	17	indicators	indicator	NOUN
fbem-30532	142	18	.	.	PUNCT
fbem-30532	143	1	based	base	VERB
fbem-30532	143	2	on	on	ADP
fbem-30532	143	3	the	the	DET
fbem-30532	143	4	regression	regression	NOUN
fbem-30532	143	5	analysis	analysis	NOUN
fbem-30532	143	6	of	of	ADP
fbem-30532	143	7	panel	panel	NOUN
fbem-30532	143	8	data	datum	NOUN
fbem-30532	143	9	,	,	PUNCT
fbem-30532	143	10	it	it	PRON
fbem-30532	143	11	is	be	AUX
fbem-30532	143	12	found	find	VERB
fbem-30532	143	13	that	that	SCONJ
fbem-30532	143	14	:	:	PUNCT
fbem-30532	143	15	the	the	DET
fbem-30532	143	16	core	core	NOUN
fbem-30532	143	17	influencing	influence	VERB
fbem-30532	143	18	factors	factor	NOUN
fbem-30532	143	19	direct	direct	ADJ
fbem-30532	143	20	impact	impact	NOUN
fbem-30532	143	21	:	:	PUNCT
fbem-30532	143	22	solvency	solvency	NOUN
fbem-30532	143	23	indicators	indicator	NOUN
fbem-30532	143	24	such	such	ADJ
fbem-30532	143	25	as	as	ADP
fbem-30532	143	26	current	current	ADJ
fbem-30532	143	27	ratio	ratio	NOUN
fbem-30532	143	28	(	(	PUNCT
fbem-30532	143	29	x	x	NOUN
fbem-30532	143	30	)	)	PUNCT
fbem-30532	143	31	and	and	CCONJ
fbem-30532	143	32	asset	asset	NOUN
fbem-30532	143	33	-	-	PUNCT
fbem-30532	143	34	liability	liability	NOUN
fbem-30532	143	35	ratio	ratio	NOUN
fbem-30532	143	36	(	(	PUNCT
fbem-30532	143	37	x	x	NOUN
fbem-30532	143	38	)	)	PUNCT
fbem-30532	143	39	(	(	PUNCT
fbem-30532	143	40	β=0.42	β=0.42	X
fbem-30532	143	41	,	,	PUNCT
fbem-30532	143	42	p<0.01	p<0.01	PROPN
fbem-30532	143	43	)	)	PUNCT
fbem-30532	143	44	.	.	PUNCT
fbem-30532	144	1	indirect	indirect	ADJ
fbem-30532	144	2	impact	impact	NOUN
fbem-30532	144	3	:	:	PUNCT
fbem-30532	144	4	total	total	ADJ
fbem-30532	144	5	assets	asset	NOUN
fbem-30532	144	6	turnover	turnover	NOUN
fbem-30532	144	7	rate	rate	NOUN
fbem-30532	144	8	(	(	PUNCT
fbem-30532	144	9	x	x	X
fbem-30532	144	10	)	)	PUNCT
fbem-30532	144	11	is	be	AUX
fbem-30532	144	12	transmitted	transmit	VERB
fbem-30532	144	13	through	through	ADP
fbem-30532	144	14	cash	cash	NOUN
fbem-30532	144	15	flow	flow	NOUN
fbem-30532	144	16	from	from	ADP
fbem-30532	144	17	operating	operate	VERB
fbem-30532	144	18	activities	activity	NOUN
fbem-30532	144	19	(	(	PUNCT
fbem-30532	144	20	intermediary	intermediary	ADJ
fbem-30532	144	21	effect	effect	NOUN
fbem-30532	144	22	accounts	account	VERB
fbem-30532	144	23	for	for	ADP
fbem-30532	144	24	38	38	NUM
fbem-30532	144	25	%	%	NOUN
fbem-30532	144	26	)	)	PUNCT
fbem-30532	144	27	.	.	PUNCT
fbem-30532	145	1	synergy	synergy	NOUN
fbem-30532	145	2	:	:	PUNCT
fbem-30532	145	3	there	there	PRON
fbem-30532	145	4	is	be	VERB
fbem-30532	145	5	an	an	DET
fbem-30532	145	6	interaction	interaction	NOUN
fbem-30532	145	7	between	between	ADP
fbem-30532	145	8	the	the	DET
fbem-30532	145	9	net	net	ADJ
fbem-30532	145	10	profit	profit	NOUN
fbem-30532	145	11	rate	rate	NOUN
fbem-30532	145	12	of	of	ADP
fbem-30532	145	13	sales	sale	NOUN
fbem-30532	145	14	(	(	PUNCT
fbem-30532	145	15	x	x	NOUN
fbem-30532	145	16	)	)	PUNCT
fbem-30532	145	17	and	and	CCONJ
fbem-30532	145	18	the	the	DET
fbem-30532	145	19	return	return	NOUN
fbem-30532	145	20	on	on	ADP
fbem-30532	145	21	assets	asset	NOUN
fbem-30532	145	22	(	(	PUNCT
fbem-30532	145	23	x	x	X
fbem-30532	145	24	)	)	PUNCT
fbem-30532	145	25	(	(	PUNCT
fbem-30532	145	26	δ	δ	PROPN
fbem-30532	145	27	δr²=0.15	δr²=0.15	NOUN
fbem-30532	145	28	)	)	PUNCT
fbem-30532	145	29	.	.	PUNCT
fbem-30532	146	1	(	(	PUNCT
fbem-30532	146	2	1	1	X
fbem-30532	146	3	)	)	PUNCT
fbem-30532	146	4	exogenous	exogenous	ADJ
fbem-30532	146	5	variable	variable	ADJ
fbem-30532	146	6	regulation	regulation	NOUN
fbem-30532	146	7	effect	effect	NOUN
fbem-30532	146	8	industry	industry	NOUN
fbem-30532	146	9	characteristics	characteristic	NOUN
fbem-30532	146	10	:	:	PUNCT
fbem-30532	146	11	the	the	DET
fbem-30532	146	12	sensitivity	sensitivity	NOUN
fbem-30532	146	13	of	of	ADP
fbem-30532	146	14	credit	credit	NOUN
fbem-30532	146	15	risk	risk	NOUN
fbem-30532	146	16	of	of	ADP
fbem-30532	146	17	manufacturing	manufacturing	NOUN
fbem-30532	146	18	enterprises	enterprise	NOUN
fbem-30532	146	19	to	to	PART
fbem-30532	146	20	inventory	inventory	VERB
fbem-30532	146	21	turnover	turnover	NOUN
fbem-30532	146	22	rate	rate	NOUN
fbem-30532	146	23	(	(	PUNCT
fbem-30532	146	24	x	x	X
fbem-30532	146	25	)	)	PUNCT
fbem-30532	146	26	is	be	AUX
fbem-30532	146	27	47	47	NUM
fbem-30532	146	28	%	%	NOUN
fbem-30532	146	29	higher	high	ADJ
fbem-30532	146	30	than	than	ADP
fbem-30532	146	31	that	that	PRON
fbem-30532	146	32	of	of	ADP
fbem-30532	146	33	service	service	NOUN
fbem-30532	146	34	industry	industry	NOUN
fbem-30532	146	35	.	.	PUNCT
fbem-30532	147	1	macro	macro	NOUN
fbem-30532	147	2	-	-	NOUN
fbem-30532	147	3	economy	economy	NOUN
fbem-30532	147	4	:	:	PUNCT
fbem-30532	147	5	for	for	ADP
fbem-30532	147	6	every	every	DET
fbem-30532	147	7	1	1	NUM
fbem-30532	147	8	%	%	NOUN
fbem-30532	147	9	increase	increase	NOUN
fbem-30532	147	10	in	in	ADP
fbem-30532	147	11	gdp	gdp	NOUN
fbem-30532	147	12	growth	growth	NOUN
fbem-30532	147	13	rate	rate	NOUN
fbem-30532	147	14	,	,	PUNCT
fbem-30532	147	15	the	the	DET
fbem-30532	147	16	probability	probability	NOUN
fbem-30532	147	17	of	of	ADP
fbem-30532	147	18	corporate	corporate	ADJ
fbem-30532	147	19	credit	credit	NOUN
fbem-30532	147	20	default	default	NOUN
fbem-30532	147	21	decreases	decrease	NOUN
fbem-30532	147	22	by	by	ADP
fbem-30532	147	23	0.83	0.83	NUM
fbem-30532	147	24	percentage	percentage	NOUN
fbem-30532	147	25	points	point	NOUN
fbem-30532	147	26	(	(	PUNCT
fbem-30532	147	27	95%ci	95%ci	NUM
fbem-30532	147	28	)	)	PUNCT
fbem-30532	147	29	.	.	PUNCT
fbem-30532	148	1	this	this	DET
fbem-30532	148	2	study	study	NOUN
fbem-30532	148	3	constructs	construct	VERB
fbem-30532	148	4	a	a	DET
fbem-30532	148	5	credit	credit	NOUN
fbem-30532	148	6	risk	risk	NOUN
fbem-30532	148	7	assessment	assessment	NOUN
fbem-30532	148	8	model	model	NOUN
fbem-30532	148	9	with	with	ADP
fbem-30532	148	10	12	12	NUM
fbem-30532	148	11	financial	financial	ADJ
fbem-30532	148	12	indicators	indicator	NOUN
fbem-30532	148	13	(	(	PUNCT
fbem-30532	148	14	covering	cover	VERB
fbem-30532	148	15	three	three	NUM
fbem-30532	148	16	dimensions	dimension	NOUN
fbem-30532	148	17	:	:	PUNCT
fbem-30532	148	18	solvency	solvency	NOUN
fbem-30532	148	19	,	,	PUNCT
fbem-30532	148	20	operational	operational	ADJ
fbem-30532	148	21	efficiency	efficiency	NOUN
fbem-30532	148	22	and	and	CCONJ
fbem-30532	148	23	profitability	profitability	NOUN
fbem-30532	148	24	)	)	PUNCT
fbem-30532	148	25	.	.	PUNCT
fbem-30532	149	1	based	base	VERB
fbem-30532	149	2	on	on	ADP
fbem-30532	149	3	the	the	DET
fbem-30532	149	4	regression	regression	NOUN
fbem-30532	149	5	analysis	analysis	NOUN
fbem-30532	149	6	of	of	ADP
fbem-30532	149	7	panel	panel	NOUN
fbem-30532	149	8	data	datum	NOUN
fbem-30532	149	9	,	,	PUNCT
fbem-30532	149	10	it	it	PRON
fbem-30532	149	11	is	be	AUX
fbem-30532	149	12	found	find	VERB
fbem-30532	149	13	that	that	SCONJ
fbem-30532	149	14	:	:	PUNCT
fbem-30532	149	15	143	143	NUM
fbem-30532	149	16	core	core	NOUN
fbem-30532	149	17	drivers	driver	NOUN
fbem-30532	149	18	:	:	PUNCT
fbem-30532	149	19	direct	direct	ADJ
fbem-30532	149	20	influence	influence	NOUN
fbem-30532	149	21	:	:	PUNCT
fbem-30532	149	22	solvency	solvency	NOUN
fbem-30532	149	23	indicators	indicator	NOUN
fbem-30532	149	24	such	such	ADJ
fbem-30532	149	25	as	as	ADP
fbem-30532	149	26	current	current	ADJ
fbem-30532	149	27	ratio	ratio	NOUN
fbem-30532	149	28	(	(	PUNCT
fbem-30532	149	29	x	x	NOUN
fbem-30532	149	30	)	)	PUNCT
fbem-30532	149	31	and	and	CCONJ
fbem-30532	149	32	asset	asset	NOUN
fbem-30532	149	33	-	-	PUNCT
fbem-30532	149	34	liability	liability	NOUN
fbem-30532	149	35	ratio	ratio	NOUN
fbem-30532	149	36	(	(	PUNCT
fbem-30532	149	37	x	x	NOUN
fbem-30532	149	38	)	)	PUNCT
fbem-30532	149	39	(	(	PUNCT
fbem-30532	149	40	β=0.42	β=0.42	ADV
fbem-30532	149	41	,	,	PUNCT
fbem-30532	149	42	p	p	X
fbem-30532	149	43	<	<	X
fbem-30532	149	44	0.01	0.01	NUM
fbem-30532	149	45	)	)	PUNCT
fbem-30532	149	46	;	;	PUNCT
fbem-30532	149	47	indirect	indirect	ADJ
fbem-30532	149	48	effects	effect	NOUN
fbem-30532	149	49	:	:	PUNCT
fbem-30532	149	50	total	total	ADJ
fbem-30532	149	51	assets	asset	NOUN
fbem-30532	149	52	turnover	turnover	NOUN
fbem-30532	149	53	rate	rate	NOUN
fbem-30532	149	54	(	(	PUNCT
fbem-30532	149	55	x	x	X
fbem-30532	149	56	)	)	PUNCT
fbem-30532	149	57	is	be	AUX
fbem-30532	149	58	transmitted	transmit	VERB
fbem-30532	149	59	through	through	ADP
fbem-30532	149	60	cash	cash	NOUN
fbem-30532	149	61	flow	flow	NOUN
fbem-30532	149	62	from	from	ADP
fbem-30532	149	63	operating	operate	VERB
fbem-30532	149	64	activities	activity	NOUN
fbem-30532	149	65	(	(	PUNCT
fbem-30532	149	66	intermediary	intermediary	ADJ
fbem-30532	149	67	effect	effect	NOUN
fbem-30532	149	68	accounts	account	VERB
fbem-30532	149	69	for	for	ADP
fbem-30532	149	70	38	38	NUM
fbem-30532	149	71	%	%	NOUN
fbem-30532	149	72	)	)	PUNCT
fbem-30532	149	73	;	;	PUNCT
fbem-30532	149	74	synergistic	synergistic	ADJ
fbem-30532	149	75	effect	effect	NOUN
fbem-30532	149	76	:	:	PUNCT
fbem-30532	149	77	there	there	PRON
fbem-30532	149	78	is	be	VERB
fbem-30532	149	79	interaction	interaction	NOUN
fbem-30532	149	80	between	between	ADP
fbem-30532	149	81	the	the	DET
fbem-30532	149	82	net	net	ADJ
fbem-30532	149	83	profit	profit	NOUN
fbem-30532	149	84	rate	rate	NOUN
fbem-30532	149	85	of	of	ADP
fbem-30532	149	86	sales	sale	NOUN
fbem-30532	149	87	(	(	PUNCT
fbem-30532	149	88	x	x	NOUN
fbem-30532	149	89	)	)	PUNCT
fbem-30532	149	90	and	and	CCONJ
fbem-30532	149	91	the	the	DET
fbem-30532	149	92	rate	rate	NOUN
fbem-30532	149	93	of	of	ADP
fbem-30532	149	94	return	return	NOUN
fbem-30532	149	95	on	on	ADP
fbem-30532	149	96	assets	asset	NOUN
fbem-30532	149	97	(	(	PUNCT
fbem-30532	149	98	x	x	X
fbem-30532	149	99	)	)	PUNCT
fbem-30532	149	100	(	(	PUNCT
fbem-30532	149	101	δ	δ	NOUN
fbem-30532	149	102	r	r	NOUN
fbem-30532	149	103	=	=	NOUN
fbem-30532	149	104	0.15	0.15	NUM
fbem-30532	149	105	)	)	PUNCT
fbem-30532	149	106	;	;	PUNCT
fbem-30532	149	107	solvency	solvency	NOUN
fbem-30532	149	108	(	(	PUNCT
fbem-30532	149	109	β=0.42	β=0.42	ADV
fbem-30532	149	110	,	,	PUNCT
fbem-30532	149	111	p<0.01	p<0.01	PROPN
fbem-30532	149	112	):	):	PUNCT
fbem-30532	149	113	liquidity	liquidity	NOUN
fbem-30532	149	114	ratio	ratio	NOUN
fbem-30532	149	115	(	(	PUNCT
fbem-30532	149	116	x	x	NOUN
fbem-30532	149	117	)	)	PUNCT
fbem-30532	149	118	,	,	PUNCT
fbem-30532	149	119	assetliability	assetliability	NOUN
fbem-30532	149	120	ratio	ratio	NOUN
fbem-30532	149	121	(	(	PUNCT
fbem-30532	149	122	x	x	NOUN
fbem-30532	149	123	)	)	PUNCT
fbem-30532	149	124	and	and	CCONJ
fbem-30532	149	125	other	other	ADJ
fbem-30532	149	126	indicators	indicator	NOUN
fbem-30532	149	127	directly	directly	ADV
fbem-30532	149	128	determine	determine	VERB
fbem-30532	149	129	the	the	DET
fbem-30532	149	130	default	default	NOUN
fbem-30532	149	131	probability	probability	NOUN
fbem-30532	149	132	;	;	PUNCT
fbem-30532	149	133	operational	operational	ADJ
fbem-30532	149	134	efficiency	efficiency	NOUN
fbem-30532	149	135	transmission	transmission	NOUN
fbem-30532	149	136	(	(	PUNCT
fbem-30532	149	137	intermediary	intermediary	ADJ
fbem-30532	149	138	effect	effect	NOUN
fbem-30532	149	139	38	38	NUM
fbem-30532	149	140	%	%	NOUN
fbem-30532	149	141	):	):	PUNCT
fbem-30532	149	142	total	total	ADJ
fbem-30532	149	143	assets	asset	NOUN
fbem-30532	149	144	turnover	turnover	NOUN
fbem-30532	149	145	rate	rate	NOUN
fbem-30532	149	146	(	(	PUNCT
fbem-30532	149	147	x	x	X
fbem-30532	149	148	)	)	PUNCT
fbem-30532	149	149	indirectly	indirectly	ADV
fbem-30532	149	150	affects	affect	VERB
fbem-30532	149	151	credit	credit	NOUN
fbem-30532	149	152	level	level	NOUN
fbem-30532	149	153	through	through	ADP
fbem-30532	149	154	net	net	ADJ
fbem-30532	149	155	cash	cash	NOUN
fbem-30532	149	156	flow	flow	NOUN
fbem-30532	149	157	from	from	ADP
fbem-30532	149	158	operating	operate	VERB
fbem-30532	149	159	activities	activity	NOUN
fbem-30532	149	160	;	;	PUNCT
fbem-30532	149	161	profitability	profitability	NOUN
fbem-30532	149	162	synergy	synergy	NOUN
fbem-30532	149	163	(	(	PUNCT
fbem-30532	149	164	δ	δ	NOUN
fbem-30532	149	165	r	r	NOUN
fbem-30532	149	166	=	=	SYM
fbem-30532	149	167	0.15	0.15	NUM
fbem-30532	149	168	):	):	PUNCT
fbem-30532	149	169	there	there	PRON
fbem-30532	149	170	is	be	VERB
fbem-30532	149	171	a	a	DET
fbem-30532	149	172	significant	significant	ADJ
fbem-30532	149	173	interaction	interaction	NOUN
fbem-30532	149	174	between	between	ADP
fbem-30532	149	175	the	the	DET
fbem-30532	149	176	net	net	ADJ
fbem-30532	149	177	profit	profit	NOUN
fbem-30532	149	178	rate	rate	NOUN
fbem-30532	149	179	of	of	ADP
fbem-30532	149	180	sales	sale	NOUN
fbem-30532	149	181	(	(	PUNCT
fbem-30532	149	182	x	x	NOUN
fbem-30532	149	183	)	)	PUNCT
fbem-30532	149	184	and	and	CCONJ
fbem-30532	149	185	the	the	DET
fbem-30532	149	186	return	return	NOUN
fbem-30532	149	187	on	on	ADP
fbem-30532	149	188	assets	asset	NOUN
fbem-30532	149	189	(	(	PUNCT
fbem-30532	149	190	x	x	NOUN
fbem-30532	149	191	)	)	PUNCT
fbem-30532	149	192	.	.	PUNCT
fbem-30532	150	1	(	(	PUNCT
fbem-30532	150	2	2	2	X
fbem-30532	150	3	)	)	PUNCT
fbem-30532	150	4	external	external	ADJ
fbem-30532	150	5	regulation	regulation	NOUN
fbem-30532	150	6	mechanism	mechanism	NOUN
fbem-30532	150	7	:	:	PUNCT
fbem-30532	150	8	exogenous	exogenous	ADJ
fbem-30532	150	9	variable	variable	ADJ
fbem-30532	150	10	regulation	regulation	NOUN
fbem-30532	150	11	effect	effect	NOUN
fbem-30532	150	12	industry	industry	NOUN
fbem-30532	150	13	heterogeneity	heterogeneity	NOUN
fbem-30532	150	14	:	:	PUNCT
fbem-30532	150	15	the	the	DET
fbem-30532	150	16	sensitivity	sensitivity	NOUN
fbem-30532	150	17	of	of	ADP
fbem-30532	150	18	credit	credit	NOUN
fbem-30532	150	19	risk	risk	NOUN
fbem-30532	150	20	of	of	ADP
fbem-30532	150	21	manufacturing	manufacturing	NOUN
fbem-30532	150	22	enterprises	enterprise	NOUN
fbem-30532	150	23	to	to	PART
fbem-30532	150	24	inventory	inventory	VERB
fbem-30532	150	25	turnover	turnover	NOUN
fbem-30532	150	26	rate	rate	NOUN
fbem-30532	150	27	(	(	PUNCT
fbem-30532	150	28	x	x	X
fbem-30532	150	29	)	)	PUNCT
fbem-30532	150	30	is	be	AUX
fbem-30532	150	31	47	47	NUM
fbem-30532	150	32	%	%	NOUN
fbem-30532	150	33	higher	high	ADJ
fbem-30532	150	34	than	than	ADP
fbem-30532	150	35	that	that	PRON
fbem-30532	150	36	of	of	ADP
fbem-30532	150	37	service	service	NOUN
fbem-30532	150	38	industry	industry	NOUN
fbem-30532	150	39	(	(	PUNCT
fbem-30532	150	40	p	p	X
fbem-30532	150	41	<	<	X
fbem-30532	150	42	0.05	0.05	NUM
fbem-30532	150	43	)	)	PUNCT
fbem-30532	150	44	.	.	PUNCT
fbem-30532	151	1	macroeconomic	macroeconomic	ADJ
fbem-30532	151	2	elasticity	elasticity	NOUN
fbem-30532	151	3	:	:	PUNCT
fbem-30532	151	4	for	for	ADP
fbem-30532	151	5	every	every	DET
fbem-30532	151	6	1	1	NUM
fbem-30532	151	7	%	%	NOUN
fbem-30532	151	8	increase	increase	NOUN
fbem-30532	151	9	in	in	ADP
fbem-30532	151	10	gdp	gdp	NOUN
fbem-30532	151	11	growth	growth	NOUN
fbem-30532	151	12	rate	rate	NOUN
fbem-30532	151	13	,	,	PUNCT
fbem-30532	151	14	the	the	DET
fbem-30532	151	15	probability	probability	NOUN
fbem-30532	151	16	of	of	ADP
fbem-30532	151	17	corporate	corporate	ADJ
fbem-30532	151	18	credit	credit	NOUN
fbem-30532	151	19	default	default	NOUN
fbem-30532	151	20	decreases	decrease	NOUN
fbem-30532	151	21	by	by	ADP
fbem-30532	151	22	0.83	0.83	NUM
fbem-30532	151	23	percentage	percentage	NOUN
fbem-30532	151	24	points	point	NOUN
fbem-30532	151	25	(	(	PUNCT
fbem-30532	151	26	95%ci=[-1.25,-0.41	95%ci=[-1.25,-0.41	NOUN
fbem-30532	151	27	]	]	PUNCT
fbem-30532	151	28	)	)	PUNCT
fbem-30532	151	29	.	.	PUNCT
fbem-30532	152	1	5.2.3	5.2.3	NUM
fbem-30532	152	2	.	.	PUNCT
fbem-30532	152	3	application	application	NOUN
fbem-30532	152	4	value	value	NOUN
fbem-30532	152	5	of	of	ADP
fbem-30532	152	6	the	the	DET
fbem-30532	152	7	model	model	NOUN
fbem-30532	152	8	through	through	ADP
fbem-30532	152	9	k	k	PROPN
fbem-30532	152	10	-	-	PUNCT
fbem-30532	152	11	s	s	X
fbem-30532	152	12	test	test	NOUN
fbem-30532	152	13	(	(	PUNCT
fbem-30532	152	14	ks=0.78	ks=0.78	PROPN
fbem-30532	152	15	)	)	PUNCT
fbem-30532	152	16	,	,	PUNCT
fbem-30532	152	17	the	the	DET
fbem-30532	152	18	recognition	recognition	NOUN
fbem-30532	152	19	accuracy	accuracy	NOUN
fbem-30532	152	20	of	of	ADP
fbem-30532	152	21	this	this	DET
fbem-30532	152	22	model	model	NOUN
fbem-30532	152	23	for	for	ADP
fbem-30532	152	24	default	default	NOUN
fbem-30532	152	25	samples	sample	NOUN
fbem-30532	152	26	reaches	reach	VERB
fbem-30532	152	27	89.6	89.6	NUM
fbem-30532	152	28	%	%	NOUN
fbem-30532	152	29	,	,	PUNCT
fbem-30532	152	30	which	which	PRON
fbem-30532	152	31	is	be	AUX
fbem-30532	152	32	12	12	NUM
fbem-30532	152	33	percentage	percentage	NOUN
fbem-30532	152	34	points	point	NOUN
fbem-30532	152	35	better	well	ADV
fbem-30532	152	36	than	than	ADP
fbem-30532	152	37	the	the	DET
fbem-30532	152	38	traditional	traditional	ADJ
fbem-30532	152	39	z	z	NOUN
fbem-30532	152	40	-	-	PUNCT
fbem-30532	152	41	score	score	NOUN
fbem-30532	152	42	model	model	NOUN
fbem-30532	152	43	.	.	PUNCT
fbem-30532	153	1	it	it	PRON
fbem-30532	153	2	is	be	AUX
fbem-30532	153	3	suggested	suggest	VERB
fbem-30532	153	4	to	to	PART
fbem-30532	153	5	combine	combine	VERB
fbem-30532	153	6	monte	monte	PROPN
fbem-30532	153	7	carlo	carlo	PROPN
fbem-30532	153	8	simulation	simulation	PROPN
fbem-30532	153	9	to	to	PART
fbem-30532	153	10	carry	carry	VERB
fbem-30532	153	11	out	out	ADP
fbem-30532	153	12	pressure	pressure	NOUN
fbem-30532	153	13	test	test	NOUN
fbem-30532	153	14	,	,	PUNCT
fbem-30532	153	15	focusing	focus	VERB
fbem-30532	153	16	on	on	ADP
fbem-30532	153	17	:	:	PUNCT
fbem-30532	153	18	enterprises	enterprise	NOUN
fbem-30532	153	19	with	with	ADP
fbem-30532	153	20	inventory	inventory	NOUN
fbem-30532	153	21	turnover	turnover	NOUN
fbem-30532	153	22	days	day	NOUN
fbem-30532	153	23	exceeding	exceed	VERB
fbem-30532	153	24	30	30	NUM
fbem-30532	153	25	%	%	NOUN
fbem-30532	153	26	of	of	ADP
fbem-30532	153	27	the	the	DET
fbem-30532	153	28	industry	industry	NOUN
fbem-30532	153	29	average	average	NOUN
fbem-30532	153	30	(	(	PUNCT
fbem-30532	153	31	x₆>1.3x₆	x₆>1.3x₆	PROPN
fbem-30532	153	32	industry	industry	NOUN
fbem-30532	153	33	)	)	PUNCT
fbem-30532	153	34	samples	sample	NOUN
fbem-30532	153	35	with	with	ADP
fbem-30532	153	36	negative	negative	ADJ
fbem-30532	153	37	cash	cash	NOUN
fbem-30532	153	38	flow	flow	NOUN
fbem-30532	153	39	from	from	ADP
fbem-30532	153	40	operating	operate	VERB
fbem-30532	153	41	activities	activity	NOUN
fbem-30532	153	42	for	for	ADP
fbem-30532	153	43	two	two	NUM
fbem-30532	153	44	consecutive	consecutive	ADJ
fbem-30532	153	45	periods	period	NOUN
fbem-30532	153	46	(	(	PUNCT
fbem-30532	153	47	cfo	cfo	NOUN
fbem-30532	153	48	<	<	X
fbem-30532	153	49	0	0	PUNCT
fbem-30532	153	50	and	and	CCONJ
fbem-30532	153	51	cfo	cfo	VERB
fbem-30532	153	52	<	<	X
fbem-30532	153	53	0	0	NUM
fbem-30532	153	54	)	)	PUNCT
fbem-30532	153	55	case	case	NOUN
fbem-30532	153	56	of	of	ADP
fbem-30532	153	57	asset	asset	NOUN
fbem-30532	153	58	-	-	PUNCT
fbem-30532	153	59	liability	liability	NOUN
fbem-30532	153	60	ratio	ratio	NOUN
fbem-30532	153	61	breaking	break	VERB
fbem-30532	153	62	the	the	DET
fbem-30532	153	63	warning	warning	NOUN
fbem-30532	153	64	line	line	NOUN
fbem-30532	153	65	of	of	ADP
fbem-30532	153	66	the	the	DET
fbem-30532	153	67	industry	industry	NOUN
fbem-30532	153	68	(	(	PUNCT
fbem-30532	153	69	x	x	X
fbem-30532	153	70	>	>	X
fbem-30532	153	71	industry	industry	NOUN
fbem-30532	153	72	75th	75th	NOUN
fbem-30532	153	73	percentile	percentile	ADJ
fbem-30532	153	74	)	)	PUNCT
fbem-30532	153	75	5.2.4	5.2.4	NUM
fbem-30532	153	76	.	.	PUNCT
fbem-30532	154	1	case	case	NOUN
fbem-30532	154	2	verification	verification	NOUN
fbem-30532	154	3	:	:	PUNCT
fbem-30532	154	4	xindao	xindao	PROPN
fbem-30532	154	5	technology	technology	PROPN
fbem-30532	154	6	company	company	NOUN
fbem-30532	154	7	enterprise	enterprise	NOUN
fbem-30532	154	8	background	background	NOUN
fbem-30532	154	9	:	:	PUNCT
fbem-30532	154	10	as	as	ADP
fbem-30532	154	11	a	a	DET
fbem-30532	154	12	manufacturing	manufacturing	NOUN
fbem-30532	154	13	listed	list	VERB
fbem-30532	154	14	company	company	NOUN
fbem-30532	154	15	,	,	PUNCT
fbem-30532	154	16	xindao	xindao	PROPN
fbem-30532	154	17	technology	technology	PROPN
fbem-30532	154	18	's	's	PART
fbem-30532	154	19	2024	2024	NUM
fbem-30532	154	20	annual	annual	ADJ
fbem-30532	154	21	report	report	NOUN
fbem-30532	154	22	shows	show	VERB
fbem-30532	154	23	that	that	SCONJ
fbem-30532	154	24	its	its	PRON
fbem-30532	154	25	inventory	inventory	NOUN
fbem-30532	154	26	turnover	turnover	NOUN
fbem-30532	154	27	days	day	NOUN
fbem-30532	154	28	reach	reach	VERB
fbem-30532	154	29	98	98	NUM
fbem-30532	154	30	days	day	NOUN
fbem-30532	154	31	(	(	PUNCT
fbem-30532	154	32	the	the	DET
fbem-30532	154	33	industry	industry	NOUN
fbem-30532	154	34	average	average	NOUN
fbem-30532	154	35	is	be	AUX
fbem-30532	154	36	65	65	NUM
fbem-30532	154	37	days	day	NOUN
fbem-30532	154	38	)	)	PUNCT
fbem-30532	154	39	,	,	PUNCT
fbem-30532	154	40	its	its	PRON
fbem-30532	154	41	asset	asset	NOUN
fbem-30532	154	42	-	-	PUNCT
fbem-30532	154	43	liability	liability	NOUN
fbem-30532	154	44	ratio	ratio	NOUN
fbem-30532	154	45	is	be	AUX
fbem-30532	154	46	58	58	NUM
fbem-30532	154	47	%	%	NOUN
fbem-30532	154	48	(	(	PUNCT
fbem-30532	154	49	the	the	DET
fbem-30532	154	50	industry	industry	NOUN
fbem-30532	154	51	warning	warning	NOUN
fbem-30532	154	52	line	line	NOUN
fbem-30532	154	53	is	be	AUX
fbem-30532	154	54	55	55	NUM
fbem-30532	154	55	%	%	NOUN
fbem-30532	154	56	)	)	PUNCT
fbem-30532	154	57	,	,	PUNCT
fbem-30532	154	58	and	and	CCONJ
fbem-30532	154	59	its	its	PRON
fbem-30532	154	60	cash	cash	NOUN
fbem-30532	154	61	flow	flow	NOUN
fbem-30532	154	62	from	from	ADP
fbem-30532	154	63	operating	operate	VERB
fbem-30532	154	64	activities	activity	NOUN
fbem-30532	154	65	is	be	AUX
fbem-30532	154	66	negative	negative	ADJ
fbem-30532	154	67	for	for	ADP
fbem-30532	154	68	two	two	NUM
fbem-30532	154	69	consecutive	consecutive	ADJ
fbem-30532	154	70	periods	period	NOUN
fbem-30532	154	71	.	.	PUNCT
fbem-30532	154	72	table	table	NOUN
fbem-30532	154	73	3	3	NUM
fbem-30532	154	74	.	.	PUNCT
fbem-30532	154	75	newdao	newdao	ADJ
fbem-30532	154	76	technology	technology	NOUN
fbem-30532	154	77	2024	2024	NUM
fbem-30532	154	78	credit	credit	NOUN
fbem-30532	154	79	risk	risk	NOUN
fbem-30532	154	80	quantitative	quantitative	ADJ
fbem-30532	154	81	model	model	NOUN
fbem-30532	154	82	analysis	analysis	NOUN
fbem-30532	154	83	verification	verification	NOUN
fbem-30532	154	84	results	result	NOUN
fbem-30532	154	85	:	:	PUNCT
fbem-30532	154	86	after	after	ADP
fbem-30532	154	87	passing	pass	VERB
fbem-30532	154	88	the	the	DET
fbem-30532	154	89	model	model	NOUN
fbem-30532	154	90	warning	warning	NOUN
fbem-30532	154	91	,	,	PUNCT
fbem-30532	154	92	the	the	DET
fbem-30532	154	93	company	company	NOUN
fbem-30532	154	94	's	's	PART
fbem-30532	154	95	inventory	inventory	NOUN
fbem-30532	154	96	turnover	turnover	NOUN
fbem-30532	154	97	days	day	NOUN
fbem-30532	154	98	in	in	ADP
fbem-30532	154	99	q1	q1	PROPN
fbem-30532	154	100	2025	2025	NUM
fbem-30532	154	101	decreased	decrease	VERB
fbem-30532	154	102	to	to	ADP
fbem-30532	154	103	82	82	NUM
fbem-30532	154	104	days	day	NOUN
fbem-30532	154	105	,	,	PUNCT
fbem-30532	154	106	the	the	DET
fbem-30532	154	107	cash	cash	NOUN
fbem-30532	154	108	flow	flow	NOUN
fbem-30532	154	109	from	from	ADP
fbem-30532	154	110	operating	operate	VERB
fbem-30532	154	111	activities	activity	NOUN
fbem-30532	154	112	turned	turn	VERB
fbem-30532	154	113	positive	positive	ADJ
fbem-30532	154	114	,	,	PUNCT
fbem-30532	154	115	and	and	CCONJ
fbem-30532	154	116	its	its	PRON
fbem-30532	154	117	credit	credit	NOUN
fbem-30532	154	118	rating	rating	NOUN
fbem-30532	154	119	was	be	AUX
fbem-30532	154	120	upgraded	upgrade	VERB
fbem-30532	154	121	from	from	ADP
fbem-30532	154	122	bbb+	bbb+	PROPN
fbem-30532	154	123	to	to	ADP
fbem-30532	154	124	a-	a-	PRON
fbem-30532	154	125	.	.	PUNCT
fbem-30532	155	1	by	by	ADP
fbem-30532	155	2	constructing	construct	VERB
fbem-30532	155	3	a	a	DET
fbem-30532	155	4	credit	credit	NOUN
fbem-30532	155	5	risk	risk	NOUN
fbem-30532	155	6	assessment	assessment	NOUN
fbem-30532	155	7	model	model	NOUN
fbem-30532	155	8	,	,	PUNCT
fbem-30532	155	9	this	this	DET
fbem-30532	155	10	paper	paper	NOUN
fbem-30532	155	11	makes	make	VERB
fbem-30532	155	12	a	a	DET
fbem-30532	155	13	quantitative	quantitative	ADJ
fbem-30532	155	14	analysis	analysis	NOUN
fbem-30532	155	15	of	of	ADP
fbem-30532	155	16	the	the	DET
fbem-30532	155	17	sample	sample	NOUN
fbem-30532	155	18	data	datum	NOUN
fbem-30532	155	19	.	.	PUNCT
fbem-30532	156	1	it	it	PRON
fbem-30532	156	2	is	be	AUX
fbem-30532	156	3	found	find	VERB
fbem-30532	156	4	that	that	SCONJ
fbem-30532	156	5	factors	factor	NOUN
fbem-30532	156	6	such	such	ADJ
fbem-30532	156	7	as	as	ADP
fbem-30532	156	8	solvency	solvency	NOUN
fbem-30532	156	9	,	,	PUNCT
fbem-30532	156	10	operational	operational	ADJ
fbem-30532	156	11	efficiency	efficiency	NOUN
fbem-30532	156	12	and	and	CCONJ
fbem-30532	156	13	profitability	profitability	NOUN
fbem-30532	156	14	of	of	ADP
fbem-30532	156	15	enterprises	enterprise	NOUN
fbem-30532	156	16	have	have	VERB
fbem-30532	156	17	a	a	DET
fbem-30532	156	18	significant	significant	ADJ
fbem-30532	156	19	impact	impact	NOUN
fbem-30532	156	20	on	on	ADP
fbem-30532	156	21	credit	credit	NOUN
fbem-30532	156	22	risk	risk	NOUN
fbem-30532	156	23	.	.	PUNCT
fbem-30532	157	1	among	among	ADP
fbem-30532	157	2	them	they	PRON
fbem-30532	157	3	,	,	PUNCT
fbem-30532	157	4	solvency	solvency	NOUN
fbem-30532	157	5	is	be	AUX
fbem-30532	157	6	the	the	DET
fbem-30532	157	7	most	most	ADV
fbem-30532	157	8	direct	direct	ADJ
fbem-30532	157	9	factor	factor	NOUN
fbem-30532	157	10	,	,	PUNCT
fbem-30532	157	11	while	while	SCONJ
fbem-30532	157	12	operational	operational	ADJ
fbem-30532	157	13	efficiency	efficiency	NOUN
fbem-30532	157	14	and	and	CCONJ
fbem-30532	157	15	profitability	profitability	NOUN
fbem-30532	157	16	indirectly	indirectly	ADV
fbem-30532	157	17	affect	affect	VERB
fbem-30532	157	18	credit	credit	NOUN
fbem-30532	157	19	risk	risk	NOUN
fbem-30532	157	20	by	by	ADP
fbem-30532	157	21	affecting	affect	VERB
fbem-30532	157	22	the	the	DET
fbem-30532	157	23	cash	cash	NOUN
fbem-30532	157	24	flow	flow	NOUN
fbem-30532	157	25	and	and	CCONJ
fbem-30532	157	26	asset	asset	NOUN
fbem-30532	157	27	value	value	NOUN
fbem-30532	157	28	of	of	ADP
fbem-30532	157	29	enterprises	enterprise	NOUN
fbem-30532	157	30	.	.	PUNCT
fbem-30532	158	1	in	in	ADP
fbem-30532	158	2	addition	addition	NOUN
fbem-30532	158	3	,	,	PUNCT
fbem-30532	158	4	industry	industry	NOUN
fbem-30532	158	5	characteristics	characteristic	NOUN
fbem-30532	158	6	,	,	PUNCT
fbem-30532	158	7	macroeconomic	macroeconomic	ADJ
fbem-30532	158	8	environment	environment	NOUN
fbem-30532	158	9	and	and	CCONJ
fbem-30532	158	10	other	other	ADJ
fbem-30532	158	11	factors	factor	NOUN
fbem-30532	158	12	also	also	ADV
fbem-30532	158	13	have	have	VERB
fbem-30532	158	14	a	a	DET
fbem-30532	158	15	certain	certain	ADJ
fbem-30532	158	16	impact	impact	NOUN
fbem-30532	158	17	on	on	ADP
fbem-30532	158	18	credit	credit	NOUN
fbem-30532	158	19	risk	risk	NOUN
fbem-30532	158	20	.	.	PUNCT
fbem-30532	159	1	5.3	5.3	NUM
fbem-30532	159	2	.	.	PUNCT
fbem-30532	159	3	qualitative	qualitative	ADJ
fbem-30532	159	4	analysis	analysis	NOUN
fbem-30532	159	5	method	method	NOUN
fbem-30532	159	6	through	through	ADP
fbem-30532	159	7	case	case	NOUN
fbem-30532	159	8	studies	study	NOUN
fbem-30532	159	9	and	and	CCONJ
fbem-30532	159	10	expert	expert	NOUN
fbem-30532	159	11	interviews	interview	NOUN
fbem-30532	159	12	,	,	PUNCT
fbem-30532	159	13	this	this	DET
fbem-30532	159	14	paper	paper	NOUN
fbem-30532	159	15	makes	make	VERB
fbem-30532	159	16	a	a	DET
fbem-30532	159	17	qualitative	qualitative	ADJ
fbem-30532	159	18	analysis	analysis	NOUN
fbem-30532	159	19	of	of	ADP
fbem-30532	159	20	the	the	DET
fbem-30532	159	21	causes	cause	NOUN
fbem-30532	159	22	,	,	PUNCT
fbem-30532	159	23	impacts	impact	NOUN
fbem-30532	159	24	and	and	CCONJ
fbem-30532	159	25	prevention	prevention	NOUN
fbem-30532	159	26	and	and	CCONJ
fbem-30532	159	27	control	control	NOUN
fbem-30532	159	28	strategies	strategy	NOUN
fbem-30532	159	29	of	of	ADP
fbem-30532	159	30	credit	credit	NOUN
fbem-30532	159	31	risk	risk	NOUN
fbem-30532	159	32	.	.	PUNCT
fbem-30532	160	1	it	it	PRON
fbem-30532	160	2	is	be	AUX
fbem-30532	160	3	found	find	VERB
fbem-30532	160	4	that	that	SCONJ
fbem-30532	160	5	the	the	DET
fbem-30532	160	6	causes	cause	NOUN
fbem-30532	160	7	of	of	ADP
fbem-30532	160	8	credit	credit	NOUN
fbem-30532	160	9	risk	risk	NOUN
fbem-30532	160	10	mainly	mainly	ADV
fbem-30532	160	11	include	include	VERB
fbem-30532	160	12	poor	poor	ADJ
fbem-30532	160	13	internal	internal	ADJ
fbem-30532	160	14	management	management	NOUN
fbem-30532	160	15	of	of	ADP
fbem-30532	160	16	enterprises	enterprise	NOUN
fbem-30532	160	17	,	,	PUNCT
fbem-30532	160	18	changes	change	NOUN
fbem-30532	160	19	in	in	ADP
fbem-30532	160	20	market	market	NOUN
fbem-30532	160	21	environment	environment	NOUN
fbem-30532	160	22	,	,	PUNCT
fbem-30532	160	23	and	and	CCONJ
fbem-30532	160	24	adjustment	adjustment	NOUN
fbem-30532	160	25	of	of	ADP
fbem-30532	160	26	policies	policy	NOUN
fbem-30532	160	27	and	and	CCONJ
fbem-30532	160	28	regulations	regulation	NOUN
fbem-30532	160	29	.	.	PUNCT
fbem-30532	161	1	these	these	DET
fbem-30532	161	2	factors	factor	NOUN
fbem-30532	161	3	lead	lead	VERB
fbem-30532	161	4	enterprises	enterprise	NOUN
fbem-30532	161	5	to	to	PART
fbem-30532	161	6	face	face	VERB
fbem-30532	161	7	risks	risk	NOUN
fbem-30532	161	8	such	such	ADJ
fbem-30532	161	9	as	as	ADP
fbem-30532	161	10	financing	financing	NOUN
fbem-30532	161	11	difficulties	difficulty	NOUN
fbem-30532	161	12	and	and	CCONJ
fbem-30532	161	13	increasing	increase	VERB
fbem-30532	161	14	debt	debt	NOUN
fbem-30532	161	15	repayment	repayment	NOUN
fbem-30532	161	16	pressure	pressure	NOUN
fbem-30532	161	17	.	.	PUNCT
fbem-30532	162	1	in	in	ADP
fbem-30532	162	2	terms	term	NOUN
fbem-30532	162	3	of	of	ADP
fbem-30532	162	4	impact	impact	NOUN
fbem-30532	162	5	,	,	PUNCT
fbem-30532	162	6	credit	credit	NOUN
fbem-30532	162	7	risk	risk	NOUN
fbem-30532	162	8	is	be	AUX
fbem-30532	162	9	not	not	PART
fbem-30532	162	10	only	only	ADV
fbem-30532	162	11	related	relate	VERB
fbem-30532	162	12	to	to	ADP
fbem-30532	162	13	the	the	DET
fbem-30532	162	14	financing	financing	NOUN
fbem-30532	162	15	ability	ability	NOUN
fbem-30532	162	16	and	and	CCONJ
fbem-30532	162	17	debt	debt	NOUN
fbem-30532	162	18	repayment	repayment	NOUN
fbem-30532	162	19	ability	ability	NOUN
fbem-30532	162	20	of	of	ADP
fbem-30532	162	21	enterprises	enterprise	NOUN
fbem-30532	162	22	,	,	PUNCT
fbem-30532	162	23	but	but	CCONJ
fbem-30532	162	24	also	also	ADV
fbem-30532	162	25	directly	directly	ADV
fbem-30532	162	26	affects	affect	VERB
fbem-30532	162	27	the	the	DET
fbem-30532	162	28	market	market	NOUN
fbem-30532	162	29	reputation	reputation	NOUN
fbem-30532	162	30	and	and	CCONJ
fbem-30532	162	31	long	long	ADJ
fbem-30532	162	32	-	-	PUNCT
fbem-30532	162	33	term	term	NOUN
fbem-30532	162	34	development	development	NOUN
fbem-30532	162	35	of	of	ADP
fbem-30532	162	36	enterprises	enterprise	NOUN
fbem-30532	162	37	.	.	PUNCT
fbem-30532	163	1	in	in	ADP
fbem-30532	163	2	terms	term	NOUN
fbem-30532	163	3	of	of	ADP
fbem-30532	163	4	prevention	prevention	NOUN
fbem-30532	163	5	and	and	CCONJ
fbem-30532	163	6	control	control	NOUN
fbem-30532	163	7	strategies	strategy	NOUN
fbem-30532	163	8	,	,	PUNCT
fbem-30532	163	9	enterprises	enterprise	NOUN
fbem-30532	163	10	should	should	AUX
fbem-30532	163	11	strengthen	strengthen	VERB
fbem-30532	163	12	internal	internal	ADJ
fbem-30532	163	13	management	management	NOUN
fbem-30532	163	14	,	,	PUNCT
fbem-30532	163	15	optimize	optimize	VERB
fbem-30532	163	16	financing	finance	VERB
fbem-30532	163	17	144	144	NUM
fbem-30532	163	18	structure	structure	NOUN
fbem-30532	163	19	and	and	CCONJ
fbem-30532	163	20	improve	improve	VERB
fbem-30532	163	21	operational	operational	ADJ
fbem-30532	163	22	efficiency	efficiency	NOUN
fbem-30532	163	23	to	to	PART
fbem-30532	163	24	reduce	reduce	VERB
fbem-30532	163	25	credit	credit	NOUN
fbem-30532	163	26	risk	risk	NOUN
fbem-30532	163	27	.	.	PUNCT
fbem-30532	164	1	5.4	5.4	NUM
fbem-30532	164	2	.	.	PUNCT
fbem-30532	164	3	risk	risk	NOUN
fbem-30532	164	4	control	control	NOUN
fbem-30532	164	5	strategy	strategy	NOUN
fbem-30532	164	6	in	in	ADP
fbem-30532	164	7	order	order	NOUN
fbem-30532	164	8	to	to	PART
fbem-30532	164	9	reduce	reduce	VERB
fbem-30532	164	10	the	the	DET
fbem-30532	164	11	financial	financial	ADJ
fbem-30532	164	12	credit	credit	NOUN
fbem-30532	164	13	risk	risk	NOUN
fbem-30532	164	14	of	of	ADP
fbem-30532	164	15	enterprises	enterprise	NOUN
fbem-30532	164	16	,	,	PUNCT
fbem-30532	164	17	the	the	DET
fbem-30532	164	18	following	follow	VERB
fbem-30532	164	19	suggestions	suggestion	NOUN
fbem-30532	164	20	are	be	AUX
fbem-30532	164	21	put	put	VERB
fbem-30532	164	22	forward	forward	ADV
fbem-30532	164	23	:	:	PUNCT
fbem-30532	164	24	enterprises	enterprise	NOUN
fbem-30532	164	25	should	should	AUX
fbem-30532	164	26	strengthen	strengthen	VERB
fbem-30532	164	27	internal	internal	ADJ
fbem-30532	164	28	management	management	NOUN
fbem-30532	164	29	,	,	PUNCT
fbem-30532	164	30	improve	improve	VERB
fbem-30532	164	31	the	the	DET
fbem-30532	164	32	transparency	transparency	NOUN
fbem-30532	164	33	of	of	ADP
fbem-30532	164	34	financial	financial	ADJ
fbem-30532	164	35	management	management	NOUN
fbem-30532	164	36	,	,	PUNCT
fbem-30532	164	37	strengthen	strengthen	VERB
fbem-30532	164	38	internal	internal	ADJ
fbem-30532	164	39	control	control	NOUN
fbem-30532	164	40	and	and	CCONJ
fbem-30532	164	41	prevent	prevent	VERB
fbem-30532	164	42	financial	financial	ADJ
fbem-30532	164	43	credit	credit	NOUN
fbem-30532	164	44	risks	risk	NOUN
fbem-30532	164	45	caused	cause	VERB
fbem-30532	164	46	by	by	ADP
fbem-30532	164	47	poor	poor	ADJ
fbem-30532	164	48	internal	internal	ADJ
fbem-30532	164	49	management	management	NOUN
fbem-30532	164	50	.	.	PUNCT
fbem-30532	165	1	enterprises	enterprise	NOUN
fbem-30532	165	2	should	should	AUX
fbem-30532	165	3	pay	pay	VERB
fbem-30532	165	4	attention	attention	NOUN
fbem-30532	165	5	to	to	ADP
fbem-30532	165	6	changes	change	NOUN
fbem-30532	165	7	in	in	ADP
fbem-30532	165	8	the	the	DET
fbem-30532	165	9	market	market	NOUN
fbem-30532	165	10	environment	environment	NOUN
fbem-30532	165	11	,	,	PUNCT
fbem-30532	165	12	adjust	adjust	VERB
fbem-30532	165	13	their	their	PRON
fbem-30532	165	14	business	business	NOUN
fbem-30532	165	15	strategies	strategy	NOUN
fbem-30532	165	16	in	in	ADP
fbem-30532	165	17	time	time	NOUN
fbem-30532	165	18	,	,	PUNCT
fbem-30532	165	19	and	and	CCONJ
fbem-30532	165	20	deal	deal	VERB
fbem-30532	165	21	with	with	ADP
fbem-30532	165	22	financial	financial	ADJ
fbem-30532	165	23	credit	credit	NOUN
fbem-30532	165	24	risks	risk	NOUN
fbem-30532	165	25	caused	cause	VERB
fbem-30532	165	26	by	by	ADP
fbem-30532	165	27	market	market	NOUN
fbem-30532	165	28	fluctuations	fluctuation	NOUN
fbem-30532	165	29	.	.	PUNCT
fbem-30532	166	1	enterprises	enterprise	NOUN
fbem-30532	166	2	should	should	AUX
fbem-30532	166	3	understand	understand	VERB
fbem-30532	166	4	the	the	DET
fbem-30532	166	5	adjustment	adjustment	NOUN
fbem-30532	166	6	of	of	ADP
fbem-30532	166	7	policies	policy	NOUN
fbem-30532	166	8	and	and	CCONJ
fbem-30532	166	9	regulations	regulation	NOUN
fbem-30532	166	10	,	,	PUNCT
fbem-30532	166	11	ensure	ensure	VERB
fbem-30532	166	12	the	the	DET
fbem-30532	166	13	compliance	compliance	NOUN
fbem-30532	166	14	of	of	ADP
fbem-30532	166	15	business	business	NOUN
fbem-30532	166	16	activities	activity	NOUN
fbem-30532	166	17	,	,	PUNCT
fbem-30532	166	18	and	and	CCONJ
fbem-30532	166	19	avoid	avoid	VERB
fbem-30532	166	20	the	the	DET
fbem-30532	166	21	financial	financial	ADJ
fbem-30532	166	22	credit	credit	NOUN
fbem-30532	166	23	risk	risk	NOUN
fbem-30532	166	24	caused	cause	VERB
fbem-30532	166	25	by	by	ADP
fbem-30532	166	26	the	the	DET
fbem-30532	166	27	adjustment	adjustment	NOUN
fbem-30532	166	28	of	of	ADP
fbem-30532	166	29	policies	policy	NOUN
fbem-30532	166	30	and	and	CCONJ
fbem-30532	166	31	regulations	regulation	NOUN
fbem-30532	166	32	.	.	PUNCT
fbem-30532	167	1	when	when	SCONJ
fbem-30532	167	2	choosing	choose	VERB
fbem-30532	167	3	a	a	DET
fbem-30532	167	4	credit	credit	NOUN
fbem-30532	167	5	risk	risk	NOUN
fbem-30532	167	6	assessment	assessment	NOUN
fbem-30532	167	7	model	model	NOUN
fbem-30532	167	8	,	,	PUNCT
fbem-30532	167	9	enterprises	enterprise	NOUN
fbem-30532	167	10	should	should	AUX
fbem-30532	167	11	choose	choose	VERB
fbem-30532	167	12	a	a	DET
fbem-30532	167	13	suitable	suitable	ADJ
fbem-30532	167	14	model	model	NOUN
fbem-30532	167	15	according	accord	VERB
fbem-30532	167	16	to	to	ADP
fbem-30532	167	17	their	their	PRON
fbem-30532	167	18	own	own	ADJ
fbem-30532	167	19	needs	need	NOUN
fbem-30532	167	20	and	and	CCONJ
fbem-30532	167	21	characteristics	characteristic	NOUN
fbem-30532	167	22	,	,	PUNCT
fbem-30532	167	23	to	to	PART
fbem-30532	167	24	assess	assess	VERB
fbem-30532	167	25	credit	credit	NOUN
fbem-30532	167	26	risk	risk	NOUN
fbem-30532	167	27	more	more	ADV
fbem-30532	167	28	accurately	accurately	ADV
fbem-30532	167	29	.	.	PUNCT
fbem-30532	168	1	enterprises	enterprise	NOUN
fbem-30532	168	2	should	should	AUX
fbem-30532	168	3	establish	establish	VERB
fbem-30532	168	4	a	a	DET
fbem-30532	168	5	sound	sound	ADJ
fbem-30532	168	6	credit	credit	NOUN
fbem-30532	168	7	risk	risk	NOUN
fbem-30532	168	8	management	management	NOUN
fbem-30532	168	9	mechanism	mechanism	NOUN
fbem-30532	168	10	,	,	PUNCT
fbem-30532	168	11	strengthen	strengthen	VERB
fbem-30532	168	12	credit	credit	NOUN
fbem-30532	168	13	risk	risk	NOUN
fbem-30532	168	14	management	management	NOUN
fbem-30532	168	15	,	,	PUNCT
fbem-30532	168	16	optimize	optimize	VERB
fbem-30532	168	17	financial	financial	ADJ
fbem-30532	168	18	structure	structure	NOUN
fbem-30532	168	19	,	,	PUNCT
fbem-30532	168	20	improve	improve	VERB
fbem-30532	168	21	solvency	solvency	NOUN
fbem-30532	168	22	,	,	PUNCT
fbem-30532	168	23	profitability	profitability	NOUN
fbem-30532	168	24	and	and	CCONJ
fbem-30532	168	25	capital	capital	NOUN
fbem-30532	168	26	chain	chain	NOUN
fbem-30532	168	27	,	,	PUNCT
fbem-30532	168	28	and	and	CCONJ
fbem-30532	168	29	lay	lie	VERB
fbem-30532	168	30	a	a	DET
fbem-30532	168	31	solid	solid	ADJ
fbem-30532	168	32	foundation	foundation	NOUN
fbem-30532	168	33	for	for	ADP
fbem-30532	168	34	the	the	DET
fbem-30532	168	35	sustainable	sustainable	ADJ
fbem-30532	168	36	development	development	NOUN
fbem-30532	168	37	of	of	ADP
fbem-30532	168	38	enterprises	enterprise	NOUN
fbem-30532	168	39	.	.	PUNCT
fbem-30532	169	1	6	6	X
fbem-30532	169	2	.	.	X
fbem-30532	169	3	results	result	NOUN
fbem-30532	169	4	and	and	CCONJ
fbem-30532	169	5	discussion	discussion	VERB
fbem-30532	169	6	the	the	DET
fbem-30532	169	7	research	research	NOUN
fbem-30532	169	8	results	result	NOUN
fbem-30532	169	9	of	of	ADP
fbem-30532	169	10	this	this	DET
fbem-30532	169	11	paper	paper	NOUN
fbem-30532	169	12	not	not	PART
fbem-30532	169	13	only	only	ADV
fbem-30532	169	14	have	have	VERB
fbem-30532	169	15	farreaching	farreache	VERB
fbem-30532	169	16	significance	significance	NOUN
fbem-30532	169	17	in	in	ADP
fbem-30532	169	18	theory	theory	NOUN
fbem-30532	169	19	,	,	PUNCT
fbem-30532	169	20	but	but	CCONJ
fbem-30532	169	21	also	also	ADV
fbem-30532	169	22	show	show	VERB
fbem-30532	169	23	remarkable	remarkable	ADJ
fbem-30532	169	24	value	value	NOUN
fbem-30532	169	25	in	in	ADP
fbem-30532	169	26	practical	practical	ADJ
fbem-30532	169	27	application	application	NOUN
fbem-30532	169	28	.	.	PUNCT
fbem-30532	170	1	firstly	firstly	ADV
fbem-30532	170	2	,	,	PUNCT
fbem-30532	170	3	by	by	ADP
fbem-30532	170	4	constructing	construct	VERB
fbem-30532	170	5	a	a	DET
fbem-30532	170	6	comprehensive	comprehensive	ADJ
fbem-30532	170	7	and	and	CCONJ
fbem-30532	170	8	accurate	accurate	ADJ
fbem-30532	170	9	credit	credit	NOUN
fbem-30532	170	10	risk	risk	NOUN
fbem-30532	170	11	assessment	assessment	NOUN
fbem-30532	170	12	model	model	NOUN
fbem-30532	170	13	,	,	PUNCT
fbem-30532	170	14	this	this	DET
fbem-30532	170	15	paper	paper	NOUN
fbem-30532	170	16	provides	provide	VERB
fbem-30532	170	17	a	a	DET
fbem-30532	170	18	scientific	scientific	ADJ
fbem-30532	170	19	,	,	PUNCT
fbem-30532	170	20	effective	effective	ADJ
fbem-30532	170	21	and	and	CCONJ
fbem-30532	170	22	operational	operational	ADJ
fbem-30532	170	23	credit	credit	NOUN
fbem-30532	170	24	risk	risk	NOUN
fbem-30532	170	25	assessment	assessment	NOUN
fbem-30532	170	26	method	method	NOUN
fbem-30532	170	27	for	for	ADP
fbem-30532	170	28	enterprises	enterprise	NOUN
fbem-30532	170	29	.	.	PUNCT
fbem-30532	171	1	the	the	DET
fbem-30532	171	2	core	core	NOUN
fbem-30532	171	3	of	of	ADP
fbem-30532	171	4	this	this	DET
fbem-30532	171	5	method	method	NOUN
fbem-30532	171	6	lies	lie	VERB
fbem-30532	171	7	in	in	ADP
fbem-30532	171	8	its	its	PRON
fbem-30532	171	9	powerful	powerful	ADJ
fbem-30532	171	10	data	datum	NOUN
fbem-30532	171	11	analysis	analysis	NOUN
fbem-30532	171	12	ability	ability	NOUN
fbem-30532	171	13	and	and	CCONJ
fbem-30532	171	14	prediction	prediction	NOUN
fbem-30532	171	15	accuracy	accuracy	NOUN
fbem-30532	171	16	,	,	PUNCT
fbem-30532	171	17	which	which	PRON
fbem-30532	171	18	can	can	AUX
fbem-30532	171	19	help	help	VERB
fbem-30532	171	20	enterprises	enterprise	NOUN
fbem-30532	171	21	identify	identify	VERB
fbem-30532	171	22	and	and	CCONJ
fbem-30532	171	23	evaluate	evaluate	VERB
fbem-30532	171	24	potential	potential	ADJ
fbem-30532	171	25	risk	risk	NOUN
fbem-30532	171	26	factors	factor	NOUN
fbem-30532	171	27	in	in	ADP
fbem-30532	171	28	time	time	NOUN
fbem-30532	171	29	,	,	PUNCT
fbem-30532	171	30	and	and	CCONJ
fbem-30532	171	31	then	then	ADV
fbem-30532	171	32	take	take	VERB
fbem-30532	171	33	targeted	target	VERB
fbem-30532	171	34	measures	measure	NOUN
fbem-30532	171	35	to	to	PART
fbem-30532	171	36	prevent	prevent	VERB
fbem-30532	171	37	and	and	CCONJ
fbem-30532	171	38	control	control	VERB
fbem-30532	171	39	them	they	PRON
fbem-30532	171	40	,	,	PUNCT
fbem-30532	171	41	thus	thus	ADV
fbem-30532	171	42	effectively	effectively	ADV
fbem-30532	171	43	avoiding	avoid	VERB
fbem-30532	171	44	economic	economic	ADJ
fbem-30532	171	45	losses	loss	NOUN
fbem-30532	171	46	and	and	CCONJ
fbem-30532	171	47	reputation	reputation	NOUN
fbem-30532	171	48	damage	damage	NOUN
fbem-30532	171	49	caused	cause	VERB
fbem-30532	171	50	by	by	ADP
fbem-30532	171	51	credit	credit	NOUN
fbem-30532	171	52	risks	risk	NOUN
fbem-30532	171	53	.	.	PUNCT
fbem-30532	172	1	secondly	secondly	ADV
fbem-30532	172	2	,	,	PUNCT
fbem-30532	172	3	the	the	DET
fbem-30532	172	4	research	research	NOUN
fbem-30532	172	5	results	result	NOUN
fbem-30532	172	6	of	of	ADP
fbem-30532	172	7	this	this	DET
fbem-30532	172	8	paper	paper	NOUN
fbem-30532	172	9	deeply	deeply	ADV
fbem-30532	172	10	analyze	analyze	VERB
fbem-30532	172	11	the	the	DET
fbem-30532	172	12	causes	cause	NOUN
fbem-30532	172	13	and	and	CCONJ
fbem-30532	172	14	influence	influence	NOUN
fbem-30532	172	15	mechanism	mechanism	NOUN
fbem-30532	172	16	of	of	ADP
fbem-30532	172	17	credit	credit	NOUN
fbem-30532	172	18	risk	risk	NOUN
fbem-30532	172	19	,	,	PUNCT
fbem-30532	172	20	and	and	CCONJ
fbem-30532	172	21	reveal	reveal	VERB
fbem-30532	172	22	the	the	DET
fbem-30532	172	23	manifestations	manifestation	NOUN
fbem-30532	172	24	and	and	CCONJ
fbem-30532	172	25	evolution	evolution	NOUN
fbem-30532	172	26	laws	law	NOUN
fbem-30532	172	27	of	of	ADP
fbem-30532	172	28	credit	credit	NOUN
fbem-30532	172	29	risk	risk	NOUN
fbem-30532	172	30	in	in	ADP
fbem-30532	172	31	different	different	ADJ
fbem-30532	172	32	situations	situation	NOUN
fbem-30532	172	33	.	.	PUNCT
fbem-30532	173	1	these	these	DET
fbem-30532	173	2	findings	finding	NOUN
fbem-30532	173	3	not	not	PART
fbem-30532	173	4	only	only	ADV
fbem-30532	173	5	provide	provide	VERB
fbem-30532	173	6	useful	useful	ADJ
fbem-30532	173	7	theoretical	theoretical	ADJ
fbem-30532	173	8	support	support	NOUN
fbem-30532	173	9	and	and	CCONJ
fbem-30532	173	10	practical	practical	ADJ
fbem-30532	173	11	reference	reference	NOUN
fbem-30532	173	12	for	for	ADP
fbem-30532	173	13	enterprise	enterprise	NOUN
fbem-30532	173	14	risk	risk	NOUN
fbem-30532	173	15	management	management	NOUN
fbem-30532	173	16	,	,	PUNCT
fbem-30532	173	17	but	but	CCONJ
fbem-30532	173	18	also	also	ADV
fbem-30532	173	19	help	help	VERB
fbem-30532	173	20	enterprises	enterprise	NOUN
fbem-30532	173	21	to	to	PART
fbem-30532	173	22	understand	understand	VERB
fbem-30532	173	23	and	and	CCONJ
fbem-30532	173	24	grasp	grasp	VERB
fbem-30532	173	25	the	the	DET
fbem-30532	173	26	essential	essential	ADJ
fbem-30532	173	27	characteristics	characteristic	NOUN
fbem-30532	173	28	of	of	ADP
fbem-30532	173	29	credit	credit	NOUN
fbem-30532	173	30	risk	risk	NOUN
fbem-30532	173	31	more	more	ADV
fbem-30532	173	32	comprehensively	comprehensively	ADV
fbem-30532	173	33	,	,	PUNCT
fbem-30532	173	34	to	to	PART
fbem-30532	173	35	formulate	formulate	VERB
fbem-30532	173	36	more	more	ADV
fbem-30532	173	37	scientific	scientific	ADJ
fbem-30532	173	38	and	and	CCONJ
fbem-30532	173	39	reasonable	reasonable	ADJ
fbem-30532	173	40	risk	risk	NOUN
fbem-30532	173	41	management	management	NOUN
fbem-30532	173	42	strategies	strategy	NOUN
fbem-30532	173	43	.	.	PUNCT
fbem-30532	174	1	finally	finally	ADV
fbem-30532	174	2	,	,	PUNCT
fbem-30532	174	3	the	the	DET
fbem-30532	174	4	credit	credit	NOUN
fbem-30532	174	5	risk	risk	NOUN
fbem-30532	174	6	control	control	NOUN
fbem-30532	174	7	strategy	strategy	NOUN
fbem-30532	174	8	proposed	propose	VERB
fbem-30532	174	9	in	in	ADP
fbem-30532	174	10	this	this	DET
fbem-30532	174	11	paper	paper	NOUN
fbem-30532	174	12	has	have	VERB
fbem-30532	174	13	certain	certain	ADJ
fbem-30532	174	14	practical	practical	ADJ
fbem-30532	174	15	guiding	guiding	NOUN
fbem-30532	174	16	significance	significance	NOUN
fbem-30532	174	17	and	and	CCONJ
fbem-30532	174	18	operability	operability	NOUN
fbem-30532	174	19	.	.	PUNCT
fbem-30532	175	1	these	these	DET
fbem-30532	175	2	strategies	strategy	NOUN
fbem-30532	175	3	combine	combine	VERB
fbem-30532	175	4	the	the	DET
fbem-30532	175	5	current	current	ADJ
fbem-30532	175	6	market	market	NOUN
fbem-30532	175	7	environment	environment	NOUN
fbem-30532	175	8	and	and	CCONJ
fbem-30532	175	9	the	the	DET
fbem-30532	175	10	actual	actual	ADJ
fbem-30532	175	11	situation	situation	NOUN
fbem-30532	175	12	of	of	ADP
fbem-30532	175	13	enterprise	enterprise	NOUN
fbem-30532	175	14	internal	internal	ADJ
fbem-30532	175	15	management	management	NOUN
fbem-30532	175	16	,	,	PUNCT
fbem-30532	175	17	aiming	aim	VERB
fbem-30532	175	18	to	to	PART
fbem-30532	175	19	help	help	VERB
fbem-30532	175	20	enterprises	enterprise	NOUN
fbem-30532	175	21	reduce	reduce	VERB
fbem-30532	175	22	the	the	DET
fbem-30532	175	23	level	level	NOUN
fbem-30532	175	24	of	of	ADP
fbem-30532	175	25	credit	credit	NOUN
fbem-30532	175	26	risk	risk	NOUN
fbem-30532	175	27	and	and	CCONJ
fbem-30532	175	28	improve	improve	VERB
fbem-30532	175	29	financial	financial	ADJ
fbem-30532	175	30	stability	stability	NOUN
fbem-30532	175	31	and	and	CCONJ
fbem-30532	175	32	market	market	NOUN
fbem-30532	175	33	competitiveness	competitiveness	NOUN
fbem-30532	175	34	.	.	PUNCT
fbem-30532	176	1	by	by	ADP
fbem-30532	176	2	implementing	implement	VERB
fbem-30532	176	3	these	these	DET
fbem-30532	176	4	strategies	strategy	NOUN
fbem-30532	176	5	,	,	PUNCT
fbem-30532	176	6	enterprises	enterprise	NOUN
fbem-30532	176	7	can	can	AUX
fbem-30532	176	8	further	far	ADV
fbem-30532	176	9	optimize	optimize	VERB
fbem-30532	176	10	their	their	PRON
fbem-30532	176	11	credit	credit	NOUN
fbem-30532	176	12	management	management	NOUN
fbem-30532	176	13	system	system	NOUN
fbem-30532	176	14	,	,	PUNCT
fbem-30532	176	15	improve	improve	VERB
fbem-30532	176	16	their	their	PRON
fbem-30532	176	17	credit	credit	NOUN
fbem-30532	176	18	rating	rating	NOUN
fbem-30532	176	19	and	and	CCONJ
fbem-30532	176	20	financing	financing	NOUN
fbem-30532	176	21	ability	ability	NOUN
fbem-30532	176	22	,	,	PUNCT
fbem-30532	176	23	and	and	CCONJ
fbem-30532	176	24	then	then	ADV
fbem-30532	176	25	achieve	achieve	VERB
fbem-30532	176	26	sustainable	sustainable	ADJ
fbem-30532	176	27	development	development	NOUN
fbem-30532	176	28	.	.	PUNCT
fbem-30532	177	1	6.1	6.1	NUM
fbem-30532	177	2	.	.	PUNCT
fbem-30532	177	3	research	research	NOUN
fbem-30532	177	4	results	result	NOUN
fbem-30532	177	5	based	base	VERB
fbem-30532	177	6	on	on	ADP
fbem-30532	177	7	the	the	DET
fbem-30532	177	8	results	result	NOUN
fbem-30532	177	9	of	of	ADP
fbem-30532	177	10	quantitative	quantitative	ADJ
fbem-30532	177	11	analysis	analysis	NOUN
fbem-30532	177	12	and	and	CCONJ
fbem-30532	177	13	qualitative	qualitative	ADJ
fbem-30532	177	14	analysis	analysis	NOUN
fbem-30532	177	15	,	,	PUNCT
fbem-30532	177	16	this	this	DET
fbem-30532	177	17	paper	paper	NOUN
fbem-30532	177	18	draws	draw	VERB
fbem-30532	177	19	the	the	DET
fbem-30532	177	20	following	following	ADJ
fbem-30532	177	21	conclusions	conclusion	NOUN
fbem-30532	177	22	:	:	PUNCT
fbem-30532	177	23	first	first	ADV
fbem-30532	177	24	,	,	PUNCT
fbem-30532	177	25	the	the	DET
fbem-30532	177	26	financial	financial	ADJ
fbem-30532	177	27	credit	credit	NOUN
fbem-30532	177	28	risk	risk	NOUN
fbem-30532	177	29	of	of	ADP
fbem-30532	177	30	enterprises	enterprise	NOUN
fbem-30532	177	31	is	be	AUX
fbem-30532	177	32	affected	affect	VERB
fbem-30532	177	33	by	by	ADP
fbem-30532	177	34	many	many	ADJ
fbem-30532	177	35	factors	factor	NOUN
fbem-30532	177	36	,	,	PUNCT
fbem-30532	177	37	including	include	VERB
fbem-30532	177	38	internal	internal	ADJ
fbem-30532	177	39	management	management	NOUN
fbem-30532	177	40	,	,	PUNCT
fbem-30532	177	41	market	market	NOUN
fbem-30532	177	42	environment	environment	NOUN
fbem-30532	177	43	,	,	PUNCT
fbem-30532	177	44	policies	policy	NOUN
fbem-30532	177	45	and	and	CCONJ
fbem-30532	177	46	regulations	regulation	NOUN
fbem-30532	177	47	,	,	PUNCT
fbem-30532	177	48	etc	etc	X
fbem-30532	177	49	.	.	X
fbem-30532	177	50	second	second	ADJ
fbem-30532	177	51	,	,	PUNCT
fbem-30532	177	52	the	the	DET
fbem-30532	177	53	credit	credit	NOUN
fbem-30532	177	54	risk	risk	NOUN
fbem-30532	177	55	assessment	assessment	NOUN
fbem-30532	177	56	model	model	NOUN
fbem-30532	177	57	can	can	AUX
fbem-30532	177	58	effectively	effectively	ADV
fbem-30532	177	59	reveal	reveal	VERB
fbem-30532	177	60	the	the	DET
fbem-30532	177	61	essential	essential	ADJ
fbem-30532	177	62	characteristics	characteristic	NOUN
fbem-30532	177	63	and	and	CCONJ
fbem-30532	177	64	influencing	influence	VERB
fbem-30532	177	65	factors	factor	NOUN
fbem-30532	177	66	of	of	ADP
fbem-30532	177	67	credit	credit	NOUN
fbem-30532	177	68	risk	risk	NOUN
fbem-30532	177	69	;	;	PUNCT
fbem-30532	177	70	third	third	ADJ
fbem-30532	177	71	,	,	PUNCT
fbem-30532	177	72	effective	effective	ADJ
fbem-30532	177	73	credit	credit	NOUN
fbem-30532	177	74	risk	risk	NOUN
fbem-30532	177	75	management	management	NOUN
fbem-30532	177	76	can	can	AUX
fbem-30532	177	77	significantly	significantly	ADV
fbem-30532	177	78	improve	improve	VERB
fbem-30532	177	79	the	the	DET
fbem-30532	177	80	financial	financial	ADJ
fbem-30532	177	81	stability	stability	NOUN
fbem-30532	177	82	and	and	CCONJ
fbem-30532	177	83	market	market	NOUN
fbem-30532	177	84	competitiveness	competitiveness	NOUN
fbem-30532	177	85	of	of	ADP
fbem-30532	177	86	enterprises	enterprise	NOUN
fbem-30532	177	87	.	.	PUNCT
fbem-30532	178	1	through	through	ADP
fbem-30532	178	2	the	the	DET
fbem-30532	178	3	in	in	ADP
fbem-30532	178	4	-	-	PUNCT
fbem-30532	178	5	depth	depth	NOUN
fbem-30532	178	6	analysis	analysis	NOUN
fbem-30532	178	7	of	of	ADP
fbem-30532	178	8	the	the	DET
fbem-30532	178	9	results	result	NOUN
fbem-30532	178	10	of	of	ADP
fbem-30532	178	11	comprehensive	comprehensive	ADJ
fbem-30532	178	12	quantitative	quantitative	ADJ
fbem-30532	178	13	analysis	analysis	NOUN
fbem-30532	178	14	and	and	CCONJ
fbem-30532	178	15	qualitative	qualitative	ADJ
fbem-30532	178	16	analysis	analysis	NOUN
fbem-30532	178	17	,	,	PUNCT
fbem-30532	178	18	this	this	DET
fbem-30532	178	19	paper	paper	NOUN
fbem-30532	178	20	draws	draw	VERB
fbem-30532	178	21	the	the	DET
fbem-30532	178	22	following	follow	VERB
fbem-30532	178	23	important	important	ADJ
fbem-30532	178	24	conclusions	conclusion	NOUN
fbem-30532	178	25	.	.	PUNCT
fbem-30532	179	1	first	first	ADV
fbem-30532	179	2	,	,	PUNCT
fbem-30532	179	3	the	the	DET
fbem-30532	179	4	formation	formation	NOUN
fbem-30532	179	5	and	and	CCONJ
fbem-30532	179	6	evolution	evolution	NOUN
fbem-30532	179	7	of	of	ADP
fbem-30532	179	8	enterprise	enterprise	NOUN
fbem-30532	179	9	financial	financial	ADJ
fbem-30532	179	10	credit	credit	NOUN
fbem-30532	179	11	risk	risk	NOUN
fbem-30532	179	12	are	be	AUX
fbem-30532	179	13	influenced	influence	VERB
fbem-30532	179	14	by	by	ADP
fbem-30532	179	15	many	many	ADJ
fbem-30532	179	16	complex	complex	ADJ
fbem-30532	179	17	factors	factor	NOUN
fbem-30532	179	18	,	,	PUNCT
fbem-30532	179	19	which	which	PRON
fbem-30532	179	20	cover	cover	VERB
fbem-30532	179	21	internal	internal	ADJ
fbem-30532	179	22	management	management	NOUN
fbem-30532	179	23	,	,	PUNCT
fbem-30532	179	24	market	market	NOUN
fbem-30532	179	25	environment	environment	NOUN
fbem-30532	179	26	,	,	PUNCT
fbem-30532	179	27	policies	policy	NOUN
fbem-30532	179	28	and	and	CCONJ
fbem-30532	179	29	regulations	regulation	NOUN
fbem-30532	179	30	.	.	PUNCT
fbem-30532	180	1	poor	poor	ADJ
fbem-30532	180	2	internal	internal	ADJ
fbem-30532	180	3	management	management	NOUN
fbem-30532	180	4	,	,	PUNCT
fbem-30532	180	5	drastic	drastic	ADJ
fbem-30532	180	6	fluctuation	fluctuation	NOUN
fbem-30532	180	7	of	of	ADP
fbem-30532	180	8	market	market	NOUN
fbem-30532	180	9	environment	environment	NOUN
fbem-30532	180	10	and	and	CCONJ
fbem-30532	180	11	adjustment	adjustment	NOUN
fbem-30532	180	12	of	of	ADP
fbem-30532	180	13	policies	policy	NOUN
fbem-30532	180	14	and	and	CCONJ
fbem-30532	180	15	regulations	regulation	NOUN
fbem-30532	180	16	may	may	AUX
fbem-30532	180	17	cause	cause	VERB
fbem-30532	180	18	financial	financial	ADJ
fbem-30532	180	19	credit	credit	NOUN
fbem-30532	180	20	risk	risk	NOUN
fbem-30532	180	21	,	,	PUNCT
fbem-30532	180	22	which	which	PRON
fbem-30532	180	23	will	will	AUX
fbem-30532	180	24	adversely	adversely	ADV
fbem-30532	180	25	affect	affect	VERB
fbem-30532	180	26	the	the	DET
fbem-30532	180	27	financial	financial	ADJ
fbem-30532	180	28	situation	situation	NOUN
fbem-30532	180	29	and	and	CCONJ
fbem-30532	180	30	market	market	NOUN
fbem-30532	180	31	performance	performance	NOUN
fbem-30532	180	32	of	of	ADP
fbem-30532	180	33	enterprises	enterprise	NOUN
fbem-30532	180	34	.	.	PUNCT
fbem-30532	181	1	secondly	secondly	ADV
fbem-30532	181	2	,	,	PUNCT
fbem-30532	181	3	the	the	DET
fbem-30532	181	4	credit	credit	NOUN
fbem-30532	181	5	risk	risk	NOUN
fbem-30532	181	6	assessment	assessment	NOUN
fbem-30532	181	7	model	model	NOUN
fbem-30532	181	8	plays	play	VERB
fbem-30532	181	9	a	a	DET
fbem-30532	181	10	vital	vital	ADJ
fbem-30532	181	11	role	role	NOUN
fbem-30532	181	12	in	in	ADP
fbem-30532	181	13	revealing	reveal	VERB
fbem-30532	181	14	the	the	DET
fbem-30532	181	15	essential	essential	ADJ
fbem-30532	181	16	characteristics	characteristic	NOUN
fbem-30532	181	17	and	and	CCONJ
fbem-30532	181	18	influencing	influence	VERB
fbem-30532	181	19	factors	factor	NOUN
fbem-30532	181	20	of	of	ADP
fbem-30532	181	21	credit	credit	NOUN
fbem-30532	181	22	risk	risk	NOUN
fbem-30532	181	23	.	.	PUNCT
fbem-30532	182	1	by	by	ADP
fbem-30532	182	2	collecting	collect	VERB
fbem-30532	182	3	and	and	CCONJ
fbem-30532	182	4	analyzing	analyze	VERB
fbem-30532	182	5	a	a	DET
fbem-30532	182	6	large	large	ADJ
fbem-30532	182	7	amount	amount	NOUN
fbem-30532	182	8	of	of	ADP
fbem-30532	182	9	financial	financial	ADJ
fbem-30532	182	10	data	datum	NOUN
fbem-30532	182	11	and	and	CCONJ
fbem-30532	182	12	market	market	NOUN
fbem-30532	182	13	information	information	NOUN
fbem-30532	182	14	,	,	PUNCT
fbem-30532	182	15	these	these	DET
fbem-30532	182	16	models	model	NOUN
fbem-30532	182	17	can	can	AUX
fbem-30532	182	18	accurately	accurately	ADV
fbem-30532	182	19	describe	describe	VERB
fbem-30532	182	20	the	the	DET
fbem-30532	182	21	credit	credit	NOUN
fbem-30532	182	22	risk	risk	NOUN
fbem-30532	182	23	status	status	NOUN
fbem-30532	182	24	of	of	ADP
fbem-30532	182	25	enterprises	enterprise	NOUN
fbem-30532	182	26	,	,	PUNCT
fbem-30532	182	27	help	help	VERB
fbem-30532	182	28	managers	manager	NOUN
fbem-30532	182	29	identify	identify	VERB
fbem-30532	182	30	potential	potential	ADJ
fbem-30532	182	31	risk	risk	NOUN
fbem-30532	182	32	points	point	NOUN
fbem-30532	182	33	in	in	ADP
fbem-30532	182	34	time	time	NOUN
fbem-30532	182	35	,	,	PUNCT
fbem-30532	182	36	and	and	CCONJ
fbem-30532	182	37	provide	provide	VERB
fbem-30532	182	38	strong	strong	ADJ
fbem-30532	182	39	support	support	NOUN
fbem-30532	182	40	for	for	ADP
fbem-30532	182	41	formulating	formulate	VERB
fbem-30532	182	42	risk	risk	NOUN
fbem-30532	182	43	coping	cope	VERB
fbem-30532	182	44	strategies	strategy	NOUN
fbem-30532	182	45	.	.	PUNCT
fbem-30532	183	1	finally	finally	ADV
fbem-30532	183	2	,	,	PUNCT
fbem-30532	183	3	effective	effective	ADJ
fbem-30532	183	4	credit	credit	NOUN
fbem-30532	183	5	risk	risk	NOUN
fbem-30532	183	6	management	management	NOUN
fbem-30532	183	7	measures	measure	NOUN
fbem-30532	183	8	can	can	AUX
fbem-30532	183	9	significantly	significantly	ADV
fbem-30532	183	10	improve	improve	VERB
fbem-30532	183	11	the	the	DET
fbem-30532	183	12	financial	financial	ADJ
fbem-30532	183	13	stability	stability	NOUN
fbem-30532	183	14	and	and	CCONJ
fbem-30532	183	15	market	market	NOUN
fbem-30532	183	16	competitiveness	competitiveness	NOUN
fbem-30532	183	17	of	of	ADP
fbem-30532	183	18	enterprises	enterprise	NOUN
fbem-30532	183	19	.	.	PUNCT
fbem-30532	184	1	by	by	ADP
fbem-30532	184	2	establishing	establish	VERB
fbem-30532	184	3	a	a	DET
fbem-30532	184	4	sound	sound	ADJ
fbem-30532	184	5	credit	credit	NOUN
fbem-30532	184	6	risk	risk	NOUN
fbem-30532	184	7	management	management	NOUN
fbem-30532	184	8	mechanism	mechanism	NOUN
fbem-30532	184	9	,	,	PUNCT
fbem-30532	184	10	enterprises	enterprise	NOUN
fbem-30532	184	11	can	can	AUX
fbem-30532	184	12	better	well	ADV
fbem-30532	184	13	control	control	VERB
fbem-30532	184	14	their	their	PRON
fbem-30532	184	15	risk	risk	NOUN
fbem-30532	184	16	exposure	exposure	NOUN
fbem-30532	184	17	,	,	PUNCT
fbem-30532	184	18	optimize	optimize	VERB
fbem-30532	184	19	their	their	PRON
fbem-30532	184	20	financial	financial	ADJ
fbem-30532	184	21	structure	structure	NOUN
fbem-30532	184	22	and	and	CCONJ
fbem-30532	184	23	enhance	enhance	VERB
fbem-30532	184	24	their	their	PRON
fbem-30532	184	25	solvency	solvency	NOUN
fbem-30532	184	26	and	and	CCONJ
fbem-30532	184	27	profitability	profitability	NOUN
fbem-30532	184	28	.	.	PUNCT
fbem-30532	185	1	this	this	PRON
fbem-30532	185	2	not	not	PART
fbem-30532	185	3	only	only	ADV
fbem-30532	185	4	helps	help	VERB
fbem-30532	185	5	to	to	PART
fbem-30532	185	6	enhance	enhance	VERB
fbem-30532	185	7	the	the	DET
fbem-30532	185	8	market	market	NOUN
fbem-30532	185	9	reputation	reputation	NOUN
fbem-30532	185	10	and	and	CCONJ
fbem-30532	185	11	brand	brand	NOUN
fbem-30532	185	12	image	image	NOUN
fbem-30532	185	13	of	of	ADP
fbem-30532	185	14	enterprises	enterprise	NOUN
fbem-30532	185	15	,	,	PUNCT
fbem-30532	185	16	but	but	CCONJ
fbem-30532	185	17	also	also	ADV
fbem-30532	185	18	lays	lay	VERB
fbem-30532	185	19	a	a	DET
fbem-30532	185	20	solid	solid	ADJ
fbem-30532	185	21	foundation	foundation	NOUN
fbem-30532	185	22	for	for	ADP
fbem-30532	185	23	the	the	DET
fbem-30532	185	24	sustainable	sustainable	ADJ
fbem-30532	185	25	development	development	NOUN
fbem-30532	185	26	of	of	ADP
fbem-30532	185	27	enterprises	enterprise	NOUN
fbem-30532	185	28	.	.	PUNCT
fbem-30532	186	1	6.2	6.2	NUM
fbem-30532	186	2	.	.	PUNCT
fbem-30532	186	3	discussion	discussion	NOUN
fbem-30532	186	4	of	of	ADP
fbem-30532	186	5	research	research	NOUN
fbem-30532	186	6	results	result	VERB
fbem-30532	186	7	the	the	DET
fbem-30532	186	8	research	research	NOUN
fbem-30532	186	9	results	result	NOUN
fbem-30532	186	10	of	of	ADP
fbem-30532	186	11	this	this	DET
fbem-30532	186	12	paper	paper	NOUN
fbem-30532	186	13	have	have	VERB
fbem-30532	186	14	certain	certain	ADJ
fbem-30532	186	15	theoretical	theoretical	ADJ
fbem-30532	186	16	and	and	CCONJ
fbem-30532	186	17	practical	practical	ADJ
fbem-30532	186	18	significance	significance	NOUN
fbem-30532	186	19	.	.	PUNCT
fbem-30532	187	1	firstly	firstly	ADV
fbem-30532	187	2	,	,	PUNCT
fbem-30532	187	3	this	this	DET
fbem-30532	187	4	paper	paper	NOUN
fbem-30532	187	5	provides	provide	VERB
fbem-30532	187	6	a	a	DET
fbem-30532	187	7	scientific	scientific	ADJ
fbem-30532	187	8	and	and	CCONJ
fbem-30532	187	9	effective	effective	ADJ
fbem-30532	187	10	credit	credit	NOUN
fbem-30532	187	11	risk	risk	NOUN
fbem-30532	187	12	assessment	assessment	NOUN
fbem-30532	187	13	method	method	NOUN
fbem-30532	187	14	for	for	ADP
fbem-30532	187	15	enterprises	enterprise	NOUN
fbem-30532	187	16	by	by	ADP
fbem-30532	187	17	constructing	construct	VERB
fbem-30532	187	18	a	a	DET
fbem-30532	187	19	credit	credit	NOUN
fbem-30532	187	20	risk	risk	NOUN
fbem-30532	187	21	assessment	assessment	NOUN
fbem-30532	187	22	model	model	NOUN
fbem-30532	187	23	.	.	PUNCT
fbem-30532	188	1	this	this	DET
fbem-30532	188	2	method	method	NOUN
fbem-30532	188	3	can	can	AUX
fbem-30532	188	4	help	help	VERB
fbem-30532	188	5	enterprises	enterprise	NOUN
fbem-30532	188	6	identify	identify	VERB
fbem-30532	188	7	potential	potential	ADJ
fbem-30532	188	8	risks	risk	NOUN
fbem-30532	188	9	in	in	ADP
fbem-30532	188	10	time	time	NOUN
fbem-30532	188	11	and	and	CCONJ
fbem-30532	188	12	take	take	VERB
fbem-30532	188	13	corresponding	corresponding	ADJ
fbem-30532	188	14	measures	measure	NOUN
fbem-30532	188	15	to	to	PART
fbem-30532	188	16	prevent	prevent	VERB
fbem-30532	188	17	and	and	CCONJ
fbem-30532	188	18	control	control	VERB
fbem-30532	188	19	them	they	PRON
fbem-30532	188	20	.	.	PUNCT
fbem-30532	189	1	secondly	secondly	ADV
fbem-30532	189	2	,	,	PUNCT
fbem-30532	189	3	the	the	DET
fbem-30532	189	4	research	research	NOUN
fbem-30532	189	5	results	result	NOUN
fbem-30532	189	6	of	of	ADP
fbem-30532	189	7	this	this	DET
fbem-30532	189	8	paper	paper	NOUN
fbem-30532	189	9	reveal	reveal	VERB
fbem-30532	189	10	the	the	DET
fbem-30532	189	11	causes	cause	NOUN
fbem-30532	189	12	and	and	CCONJ
fbem-30532	189	13	effects	effect	NOUN
fbem-30532	189	14	of	of	ADP
fbem-30532	189	15	credit	credit	NOUN
fbem-30532	189	16	risk	risk	NOUN
fbem-30532	189	17	,	,	PUNCT
fbem-30532	189	18	which	which	PRON
fbem-30532	189	19	provides	provide	VERB
fbem-30532	189	20	a	a	DET
fbem-30532	189	21	useful	useful	ADJ
fbem-30532	189	22	reference	reference	NOUN
fbem-30532	189	23	for	for	ADP
fbem-30532	189	24	enterprise	enterprise	NOUN
fbem-30532	189	25	risk	risk	NOUN
fbem-30532	189	26	management	management	NOUN
fbem-30532	189	27	.	.	PUNCT
fbem-30532	190	1	finally	finally	ADV
fbem-30532	190	2	,	,	PUNCT
fbem-30532	190	3	the	the	DET
fbem-30532	190	4	credit	credit	NOUN
fbem-30532	190	5	risk	risk	NOUN
fbem-30532	190	6	control	control	NOUN
fbem-30532	190	7	strategy	strategy	NOUN
fbem-30532	190	8	proposed	propose	VERB
fbem-30532	190	9	in	in	ADP
fbem-30532	190	10	this	this	DET
fbem-30532	190	11	paper	paper	NOUN
fbem-30532	190	12	has	have	VERB
fbem-30532	190	13	certain	certain	ADJ
fbem-30532	190	14	practical	practical	ADJ
fbem-30532	190	15	guiding	guiding	NOUN
fbem-30532	190	16	significance	significance	NOUN
fbem-30532	190	17	,	,	PUNCT
fbem-30532	190	18	which	which	PRON
fbem-30532	190	19	can	can	AUX
fbem-30532	190	20	help	help	VERB
fbem-30532	190	21	enterprises	enterprise	NOUN
fbem-30532	190	22	reduce	reduce	VERB
fbem-30532	190	23	credit	credit	NOUN
fbem-30532	190	24	risk	risk	NOUN
fbem-30532	190	25	and	and	CCONJ
fbem-30532	190	26	improve	improve	VERB
fbem-30532	190	27	financial	financial	ADJ
fbem-30532	190	28	stability	stability	NOUN
fbem-30532	190	29	and	and	CCONJ
fbem-30532	190	30	market	market	NOUN
fbem-30532	190	31	competitiveness	competitiveness	NOUN
fbem-30532	190	32	.	.	PUNCT
fbem-30532	191	1	however	however	ADV
fbem-30532	191	2	,	,	PUNCT
fbem-30532	191	3	there	there	PRON
fbem-30532	191	4	are	be	VERB
fbem-30532	191	5	some	some	DET
fbem-30532	191	6	limitations	limitation	NOUN
fbem-30532	191	7	and	and	CCONJ
fbem-30532	191	8	shortcomings	shortcoming	NOUN
fbem-30532	191	9	in	in	ADP
fbem-30532	191	10	this	this	DET
fbem-30532	191	11	study	study	NOUN
fbem-30532	191	12	.	.	PUNCT
fbem-30532	192	1	first	first	ADV
fbem-30532	192	2	,	,	PUNCT
fbem-30532	192	3	there	there	PRON
fbem-30532	192	4	may	may	AUX
fbem-30532	192	5	be	be	AUX
fbem-30532	192	6	some	some	DET
fbem-30532	192	7	subjective	subjective	ADJ
fbem-30532	192	8	and	and	CCONJ
fbem-30532	192	9	uncertain	uncertain	ADJ
fbem-30532	192	10	factors	factor	NOUN
fbem-30532	192	11	in	in	ADP
fbem-30532	192	12	the	the	DET
fbem-30532	192	13	selection	selection	NOUN
fbem-30532	192	14	and	and	CCONJ
fbem-30532	192	15	processing	processing	NOUN
fbem-30532	192	16	of	of	ADP
fbem-30532	192	17	sample	sample	NOUN
fbem-30532	192	18	data	datum	NOUN
fbem-30532	192	19	,	,	PUNCT
fbem-30532	192	20	which	which	PRON
fbem-30532	192	21	may	may	AUX
fbem-30532	192	22	have	have	VERB
fbem-30532	192	23	a	a	DET
fbem-30532	192	24	certain	certain	ADJ
fbem-30532	192	25	impact	impact	NOUN
fbem-30532	192	26	on	on	ADP
fbem-30532	192	27	the	the	DET
fbem-30532	192	28	research	research	NOUN
fbem-30532	192	29	results	result	NOUN
fbem-30532	192	30	.	.	PUNCT
fbem-30532	193	1	in	in	ADP
fbem-30532	193	2	order	order	NOUN
fbem-30532	193	3	to	to	PART
fbem-30532	193	4	further	far	ADV
fbem-30532	193	5	improve	improve	VERB
fbem-30532	193	6	the	the	DET
fbem-30532	193	7	accuracy	accuracy	NOUN
fbem-30532	193	8	and	and	CCONJ
fbem-30532	193	9	reliability	reliability	NOUN
fbem-30532	193	10	of	of	ADP
fbem-30532	193	11	the	the	DET
fbem-30532	193	12	research	research	NOUN
fbem-30532	193	13	,	,	PUNCT
fbem-30532	193	14	more	more	ADV
fbem-30532	193	15	rigorous	rigorous	ADJ
fbem-30532	193	16	data	datum	NOUN
fbem-30532	193	17	collection	collection	NOUN
fbem-30532	193	18	and	and	CCONJ
fbem-30532	193	19	processing	processing	NOUN
fbem-30532	193	20	methods	method	NOUN
fbem-30532	193	21	are	be	AUX
fbem-30532	193	22	needed	need	VERB
fbem-30532	193	23	in	in	ADP
fbem-30532	193	24	future	future	ADJ
fbem-30532	193	25	research	research	NOUN
fbem-30532	193	26	to	to	PART
fbem-30532	193	27	ensure	ensure	VERB
fbem-30532	193	28	the	the	DET
fbem-30532	193	29	representativeness	representativeness	ADJ
fbem-30532	193	30	and	and	CCONJ
fbem-30532	193	31	objectivity	objectivity	NOUN
fbem-30532	193	32	of	of	ADP
fbem-30532	193	33	the	the	DET
fbem-30532	193	34	sample	sample	NOUN
fbem-30532	193	35	data	datum	NOUN
fbem-30532	193	36	.	.	PUNCT
fbem-30532	194	1	secondly	secondly	ADV
fbem-30532	194	2	,	,	PUNCT
fbem-30532	194	3	due	due	ADP
fbem-30532	194	4	to	to	ADP
fbem-30532	194	5	the	the	DET
fbem-30532	194	6	complexity	complexity	NOUN
fbem-30532	194	7	and	and	CCONJ
fbem-30532	194	8	variability	variability	NOUN
fbem-30532	194	9	of	of	ADP
fbem-30532	194	10	market	market	NOUN
fbem-30532	194	11	environment	environment	NOUN
fbem-30532	194	12	and	and	CCONJ
fbem-30532	194	13	internal	internal	ADJ
fbem-30532	194	14	management	management	NOUN
fbem-30532	194	15	of	of	ADP
fbem-30532	194	16	enterprises	enterprise	NOUN
fbem-30532	194	17	,	,	PUNCT
fbem-30532	194	18	the	the	DET
fbem-30532	194	19	influencing	influence	VERB
fbem-30532	194	20	factors	factor	NOUN
fbem-30532	194	21	of	of	ADP
fbem-30532	194	22	credit	credit	NOUN
fbem-30532	194	23	risk	risk	NOUN
fbem-30532	194	24	may	may	AUX
fbem-30532	194	25	be	be	AUX
fbem-30532	194	26	more	more	ADV
fbem-30532	194	27	diversified	diversified	ADJ
fbem-30532	194	28	and	and	CCONJ
fbem-30532	194	29	hidden	hidden	ADJ
fbem-30532	194	30	.	.	PUNCT
fbem-30532	195	1	this	this	PRON
fbem-30532	195	2	means	mean	VERB
fbem-30532	195	3	that	that	SCONJ
fbem-30532	195	4	when	when	SCONJ
fbem-30532	195	5	building	build	VERB
fbem-30532	195	6	a	a	DET
fbem-30532	195	7	credit	credit	NOUN
fbem-30532	195	8	risk	risk	NOUN
fbem-30532	195	9	assessment	assessment	NOUN
fbem-30532	195	10	model	model	NOUN
fbem-30532	195	11	and	and	CCONJ
fbem-30532	195	12	formulating	formulate	VERB
fbem-30532	195	13	a	a	DET
fbem-30532	195	14	risk	risk	NOUN
fbem-30532	195	15	control	control	NOUN
fbem-30532	195	16	strategy	strategy	NOUN
fbem-30532	195	17	,	,	PUNCT
fbem-30532	195	18	all	all	DET
fbem-30532	195	19	possible	possible	ADJ
fbem-30532	195	20	risk	risk	NOUN
fbem-30532	195	21	factors	factor	NOUN
fbem-30532	195	22	and	and	CCONJ
fbem-30532	195	23	uncertain	uncertain	ADJ
fbem-30532	195	24	factors	factor	NOUN
fbem-30532	195	25	need	need	VERB
fbem-30532	195	26	to	to	PART
fbem-30532	195	27	be	be	AUX
fbem-30532	195	28	fully	fully	ADV
fbem-30532	195	29	considered	consider	VERB
fbem-30532	195	30	to	to	PART
fbem-30532	195	31	ensure	ensure	VERB
fbem-30532	195	32	the	the	DET
fbem-30532	195	33	comprehensiveness	comprehensiveness	NOUN
fbem-30532	195	34	of	of	ADP
fbem-30532	195	35	the	the	DET
fbem-30532	195	36	model	model	NOUN
fbem-30532	195	37	and	and	CCONJ
fbem-30532	195	38	the	the	DET
fbem-30532	195	39	flexibility	flexibility	NOUN
fbem-30532	195	40	of	of	ADP
fbem-30532	195	41	the	the	DET
fbem-30532	195	42	strategy	strategy	NOUN
fbem-30532	195	43	.	.	PUNCT
fbem-30532	196	1	therefore	therefore	ADV
fbem-30532	196	2	,	,	PUNCT
fbem-30532	196	3	in	in	ADP
fbem-30532	196	4	the	the	DET
fbem-30532	196	5	future	future	ADJ
fbem-30532	196	6	research	research	NOUN
fbem-30532	196	7	,	,	PUNCT
fbem-30532	196	8	it	it	PRON
fbem-30532	196	9	is	be	AUX
fbem-30532	196	10	necessary	necessary	ADJ
fbem-30532	196	11	to	to	PART
fbem-30532	196	12	further	far	ADV
fbem-30532	196	13	improve	improve	VERB
fbem-30532	196	14	the	the	DET
fbem-30532	196	15	credit	credit	NOUN
fbem-30532	196	16	risk	risk	NOUN
fbem-30532	196	17	assessment	assessment	NOUN
fbem-30532	196	18	145	145	NUM
fbem-30532	196	19	model	model	NOUN
fbem-30532	196	20	and	and	CCONJ
fbem-30532	196	21	method	method	NOUN
fbem-30532	196	22	system	system	NOUN
fbem-30532	196	23	,	,	PUNCT
fbem-30532	196	24	and	and	CCONJ
fbem-30532	196	25	strengthen	strengthen	VERB
fbem-30532	196	26	the	the	DET
fbem-30532	196	27	practical	practical	ADJ
fbem-30532	196	28	verification	verification	NOUN
fbem-30532	196	29	and	and	CCONJ
fbem-30532	196	30	optimization	optimization	NOUN
fbem-30532	196	31	adjustment	adjustment	NOUN
fbem-30532	196	32	of	of	ADP
fbem-30532	196	33	credit	credit	NOUN
fbem-30532	196	34	risk	risk	NOUN
fbem-30532	196	35	control	control	NOUN
fbem-30532	196	36	strategies	strategy	NOUN
fbem-30532	196	37	to	to	PART
fbem-30532	196	38	adapt	adapt	VERB
fbem-30532	196	39	to	to	ADP
fbem-30532	196	40	the	the	DET
fbem-30532	196	41	changing	change	VERB
fbem-30532	196	42	market	market	NOUN
fbem-30532	196	43	environment	environment	NOUN
fbem-30532	196	44	and	and	CCONJ
fbem-30532	196	45	enterprise	enterprise	NOUN
fbem-30532	196	46	needs	need	NOUN
fbem-30532	196	47	.	.	PUNCT
fbem-30532	197	1	in	in	ADP
fbem-30532	197	2	addition	addition	NOUN
fbem-30532	197	3	,	,	PUNCT
fbem-30532	197	4	the	the	DET
fbem-30532	197	5	research	research	NOUN
fbem-30532	197	6	results	result	NOUN
fbem-30532	197	7	of	of	ADP
fbem-30532	197	8	this	this	DET
fbem-30532	197	9	paper	paper	NOUN
fbem-30532	197	10	also	also	ADV
fbem-30532	197	11	have	have	VERB
fbem-30532	197	12	universal	universal	ADJ
fbem-30532	197	13	reference	reference	NOUN
fbem-30532	197	14	value	value	NOUN
fbem-30532	197	15	for	for	ADP
fbem-30532	197	16	the	the	DET
fbem-30532	197	17	risk	risk	NOUN
fbem-30532	197	18	prevention	prevention	NOUN
fbem-30532	197	19	and	and	CCONJ
fbem-30532	197	20	control	control	NOUN
fbem-30532	197	21	of	of	ADP
fbem-30532	197	22	the	the	DET
fbem-30532	197	23	whole	whole	ADJ
fbem-30532	197	24	industry	industry	NOUN
fbem-30532	197	25	.	.	PUNCT
fbem-30532	198	1	by	by	ADP
fbem-30532	198	2	revealing	reveal	VERB
fbem-30532	198	3	the	the	DET
fbem-30532	198	4	inherent	inherent	ADJ
fbem-30532	198	5	laws	law	NOUN
fbem-30532	198	6	and	and	CCONJ
fbem-30532	198	7	characteristics	characteristic	NOUN
fbem-30532	198	8	of	of	ADP
fbem-30532	198	9	credit	credit	NOUN
fbem-30532	198	10	risk	risk	NOUN
fbem-30532	198	11	,	,	PUNCT
fbem-30532	198	12	it	it	PRON
fbem-30532	198	13	can	can	AUX
fbem-30532	198	14	provide	provide	VERB
fbem-30532	198	15	beneficial	beneficial	ADJ
fbem-30532	198	16	risk	risk	NOUN
fbem-30532	198	17	management	management	NOUN
fbem-30532	198	18	ideas	idea	NOUN
fbem-30532	198	19	and	and	CCONJ
fbem-30532	198	20	methods	method	NOUN
fbem-30532	198	21	for	for	ADP
fbem-30532	198	22	different	different	ADJ
fbem-30532	198	23	industries	industry	NOUN
fbem-30532	198	24	and	and	CCONJ
fbem-30532	198	25	enterprises	enterprise	NOUN
fbem-30532	198	26	.	.	PUNCT
fbem-30532	199	1	at	at	ADP
fbem-30532	199	2	the	the	DET
fbem-30532	199	3	same	same	ADJ
fbem-30532	199	4	time	time	NOUN
fbem-30532	199	5	,	,	PUNCT
fbem-30532	199	6	with	with	ADP
fbem-30532	199	7	the	the	DET
fbem-30532	199	8	deepening	deepening	NOUN
fbem-30532	199	9	of	of	ADP
fbem-30532	199	10	economic	economic	ADJ
fbem-30532	199	11	globalization	globalization	NOUN
fbem-30532	199	12	and	and	CCONJ
fbem-30532	199	13	financial	financial	ADJ
fbem-30532	199	14	marketization	marketization	NOUN
fbem-30532	199	15	,	,	PUNCT
fbem-30532	199	16	credit	credit	NOUN
fbem-30532	199	17	risk	risk	NOUN
fbem-30532	199	18	also	also	ADV
fbem-30532	199	19	presents	present	VERB
fbem-30532	199	20	new	new	ADJ
fbem-30532	199	21	characteristics	characteristic	NOUN
fbem-30532	199	22	and	and	CCONJ
fbem-30532	199	23	trends	trend	NOUN
fbem-30532	199	24	,	,	PUNCT
fbem-30532	199	25	which	which	PRON
fbem-30532	199	26	requires	require	VERB
fbem-30532	199	27	us	we	PRON
fbem-30532	199	28	to	to	PART
fbem-30532	199	29	take	take	VERB
fbem-30532	199	30	new	new	ADJ
fbem-30532	199	31	elements	element	NOUN
fbem-30532	199	32	and	and	CCONJ
fbem-30532	199	33	trends	trend	NOUN
fbem-30532	199	34	into	into	ADP
fbem-30532	199	35	consideration	consideration	NOUN
fbem-30532	199	36	in	in	ADP
fbem-30532	199	37	future	future	ADJ
fbem-30532	199	38	research	research	NOUN
fbem-30532	199	39	and	and	CCONJ
fbem-30532	199	40	constantly	constantly	ADV
fbem-30532	199	41	innovate	innovate	VERB
fbem-30532	199	42	and	and	CCONJ
fbem-30532	199	43	expand	expand	VERB
fbem-30532	199	44	credit	credit	NOUN
fbem-30532	199	45	risk	risk	NOUN
fbem-30532	199	46	assessment	assessment	NOUN
fbem-30532	199	47	and	and	CCONJ
fbem-30532	199	48	control	control	NOUN
fbem-30532	199	49	strategies	strategy	NOUN
fbem-30532	199	50	.	.	PUNCT
fbem-30532	200	1	7	7	X
fbem-30532	200	2	.	.	X
fbem-30532	200	3	research	research	NOUN
fbem-30532	200	4	summary	summary	NOUN
fbem-30532	200	5	this	this	DET
fbem-30532	200	6	paper	paper	NOUN
fbem-30532	200	7	systematically	systematically	ADV
fbem-30532	200	8	studies	study	VERB
fbem-30532	200	9	the	the	DET
fbem-30532	200	10	management	management	NOUN
fbem-30532	200	11	and	and	CCONJ
fbem-30532	200	12	practice	practice	NOUN
fbem-30532	200	13	of	of	ADP
fbem-30532	200	14	enterprise	enterprise	NOUN
fbem-30532	200	15	financial	financial	ADJ
fbem-30532	200	16	credit	credit	NOUN
fbem-30532	200	17	risk	risk	NOUN
fbem-30532	200	18	,	,	PUNCT
fbem-30532	200	19	and	and	CCONJ
fbem-30532	200	20	constructs	construct	VERB
fbem-30532	200	21	a	a	DET
fbem-30532	200	22	financial	financial	ADJ
fbem-30532	200	23	credit	credit	NOUN
fbem-30532	200	24	risk	risk	NOUN
fbem-30532	200	25	assessment	assessment	NOUN
fbem-30532	200	26	and	and	CCONJ
fbem-30532	200	27	prevention	prevention	NOUN
fbem-30532	200	28	and	and	CCONJ
fbem-30532	200	29	control	control	NOUN
fbem-30532	200	30	system	system	NOUN
fbem-30532	200	31	suitable	suitable	ADJ
fbem-30532	200	32	for	for	ADP
fbem-30532	200	33	modern	modern	ADJ
fbem-30532	200	34	enterprises	enterprise	NOUN
fbem-30532	200	35	.	.	PUNCT
fbem-30532	201	1	it	it	PRON
fbem-30532	201	2	is	be	AUX
fbem-30532	201	3	found	find	VERB
fbem-30532	201	4	that	that	SCONJ
fbem-30532	201	5	the	the	DET
fbem-30532	201	6	causes	cause	NOUN
fbem-30532	201	7	,	,	PUNCT
fbem-30532	201	8	impacts	impact	NOUN
fbem-30532	201	9	and	and	CCONJ
fbem-30532	201	10	prevention	prevention	NOUN
fbem-30532	201	11	and	and	CCONJ
fbem-30532	201	12	control	control	NOUN
fbem-30532	201	13	strategies	strategy	NOUN
fbem-30532	201	14	of	of	ADP
fbem-30532	201	15	credit	credit	NOUN
fbem-30532	201	16	risk	risk	NOUN
fbem-30532	201	17	involve	involve	VERB
fbem-30532	201	18	many	many	ADJ
fbem-30532	201	19	aspects	aspect	NOUN
fbem-30532	201	20	,	,	PUNCT
fbem-30532	201	21	which	which	PRON
fbem-30532	201	22	require	require	VERB
fbem-30532	201	23	enterprises	enterprise	NOUN
fbem-30532	201	24	to	to	PART
fbem-30532	201	25	take	take	VERB
fbem-30532	201	26	comprehensive	comprehensive	ADJ
fbem-30532	201	27	measures	measure	NOUN
fbem-30532	201	28	from	from	ADP
fbem-30532	201	29	the	the	DET
fbem-30532	201	30	perspectives	perspective	NOUN
fbem-30532	201	31	of	of	ADP
fbem-30532	201	32	internal	internal	ADJ
fbem-30532	201	33	management	management	NOUN
fbem-30532	201	34	,	,	PUNCT
fbem-30532	201	35	financing	financing	NOUN
fbem-30532	201	36	structure	structure	NOUN
fbem-30532	201	37	and	and	CCONJ
fbem-30532	201	38	operational	operational	ADJ
fbem-30532	201	39	efficiency	efficiency	NOUN
fbem-30532	201	40	.	.	PUNCT
fbem-30532	202	1	through	through	ADP
fbem-30532	202	2	effective	effective	ADJ
fbem-30532	202	3	credit	credit	NOUN
fbem-30532	202	4	risk	risk	NOUN
fbem-30532	202	5	management	management	NOUN
fbem-30532	202	6	,	,	PUNCT
fbem-30532	202	7	enterprises	enterprise	NOUN
fbem-30532	202	8	can	can	AUX
fbem-30532	202	9	significantly	significantly	ADV
fbem-30532	202	10	improve	improve	VERB
fbem-30532	202	11	their	their	PRON
fbem-30532	202	12	financial	financial	ADJ
fbem-30532	202	13	stability	stability	NOUN
fbem-30532	202	14	and	and	CCONJ
fbem-30532	202	15	market	market	NOUN
fbem-30532	202	16	competitiveness	competitiveness	NOUN
fbem-30532	202	17	,	,	PUNCT
fbem-30532	202	18	and	and	CCONJ
fbem-30532	202	19	lay	lie	VERB
fbem-30532	202	20	a	a	DET
fbem-30532	202	21	solid	solid	ADJ
fbem-30532	202	22	foundation	foundation	NOUN
fbem-30532	202	23	for	for	ADP
fbem-30532	202	24	their	their	PRON
fbem-30532	202	25	longterm	longterm	PROPN
fbem-30532	202	26	development	development	NOUN
fbem-30532	202	27	.	.	PUNCT
fbem-30532	203	1	in	in	ADP
fbem-30532	203	2	the	the	DET
fbem-30532	203	3	future	future	ADJ
fbem-30532	203	4	research	research	NOUN
fbem-30532	203	5	,	,	PUNCT
fbem-30532	203	6	it	it	PRON
fbem-30532	203	7	is	be	AUX
fbem-30532	203	8	necessary	necessary	ADJ
fbem-30532	203	9	to	to	PART
fbem-30532	203	10	further	far	ADV
fbem-30532	203	11	improve	improve	VERB
fbem-30532	203	12	the	the	DET
fbem-30532	203	13	credit	credit	NOUN
fbem-30532	203	14	risk	risk	NOUN
fbem-30532	203	15	assessment	assessment	NOUN
fbem-30532	203	16	model	model	NOUN
fbem-30532	203	17	and	and	CCONJ
fbem-30532	203	18	method	method	NOUN
fbem-30532	203	19	system	system	NOUN
fbem-30532	203	20	,	,	PUNCT
fbem-30532	203	21	and	and	CCONJ
fbem-30532	203	22	strengthen	strengthen	VERB
fbem-30532	203	23	the	the	DET
fbem-30532	203	24	practical	practical	ADJ
fbem-30532	203	25	verification	verification	NOUN
fbem-30532	203	26	and	and	CCONJ
fbem-30532	203	27	optimization	optimization	NOUN
fbem-30532	203	28	adjustment	adjustment	NOUN
fbem-30532	203	29	of	of	ADP
fbem-30532	203	30	credit	credit	NOUN
fbem-30532	203	31	risk	risk	NOUN
fbem-30532	203	32	control	control	NOUN
fbem-30532	203	33	strategies	strategy	NOUN
fbem-30532	203	34	to	to	PART
fbem-30532	203	35	adapt	adapt	VERB
fbem-30532	203	36	to	to	ADP
fbem-30532	203	37	the	the	DET
fbem-30532	203	38	changing	change	VERB
fbem-30532	203	39	market	market	NOUN
fbem-30532	203	40	environment	environment	NOUN
fbem-30532	203	41	and	and	CCONJ
fbem-30532	203	42	enterprise	enterprise	NOUN
fbem-30532	203	43	needs	need	NOUN
fbem-30532	203	44	.	.	PUNCT
fbem-30532	204	1	references	reference	NOUN
fbem-30532	204	2	[	[	X
fbem-30532	204	3	1	1	NUM
fbem-30532	204	4	]	]	PUNCT
fbem-30532	204	5	wang	wang	PROPN
fbem-30532	204	6	chunyan	chunyan	PROPN
fbem-30532	204	7	.	.	PUNCT
fbem-30532	205	1	research	research	NOUN
fbem-30532	205	2	on	on	ADP
fbem-30532	205	3	financial	financial	ADJ
fbem-30532	205	4	risk	risk	NOUN
fbem-30532	205	5	management	management	NOUN
fbem-30532	205	6	of	of	ADP
fbem-30532	205	7	smes	sme	NOUN
fbem-30532	206	1	[	[	X
fbem-30532	206	2	j	j	X
fbem-30532	206	3	]	]	X
fbem-30532	206	4	.	.	PUNCT
fbem-30532	207	1	business	business	NOUN
fbem-30532	207	2	accounting	accounting	NOUN
fbem-30532	207	3	,	,	PUNCT
fbem-30532	207	4	2020	2020	NUM
fbem-30532	207	5	(	(	PUNCT
fbem-30532	207	6	9	9	NUM
fbem-30532	207	7	)	)	PUNCT
fbem-30532	207	8	.	.	PUNCT
fbem-30532	208	1	[	[	X
fbem-30532	208	2	2	2	NUM
fbem-30532	208	3	]	]	X
fbem-30532	208	4	zhang	zhang	PROPN
fbem-30532	208	5	xinchi	xinchi	PROPN
fbem-30532	208	6	.	.	PUNCT
fbem-30532	209	1	how	how	SCONJ
fbem-30532	209	2	to	to	PART
fbem-30532	209	3	transform	transform	VERB
fbem-30532	209	4	and	and	CCONJ
fbem-30532	209	5	upgrade	upgrade	VERB
fbem-30532	209	6	the	the	DET
fbem-30532	209	7	financial	financial	ADJ
fbem-30532	209	8	management	management	NOUN
fbem-30532	209	9	of	of	ADP
fbem-30532	209	10	smes	sme	NOUN
fbem-30532	209	11	under	under	ADP
fbem-30532	209	12	the	the	DET
fbem-30532	209	13	new	new	ADJ
fbem-30532	209	14	normal	normal	ADJ
fbem-30532	210	1	[	[	X
fbem-30532	210	2	j	j	X
fbem-30532	210	3	]	]	X
fbem-30532	210	4	.	.	PUNCT
fbem-30532	211	1	shanghai	shanghai	PROPN
fbem-30532	211	2	enterprise	enterprise	NOUN
fbem-30532	211	3	,	,	PUNCT
fbem-30532	211	4	2024(03	2024(03	NUM
fbem-30532	211	5	):	):	PUNCT
fbem-30532	211	6	128130	128130	NUM
fbem-30532	211	7	.	.	PUNCT
fbem-30532	212	1	[	[	X
fbem-30532	212	2	3	3	X
fbem-30532	212	3	]	]	X
fbem-30532	212	4	liu	liu	PROPN
fbem-30532	212	5	xing	xing	PROPN
fbem-30532	212	6	.	.	PUNCT
fbem-30532	213	1	on	on	ADP
fbem-30532	213	2	the	the	DET
fbem-30532	213	3	financial	financial	ADJ
fbem-30532	213	4	risk	risk	NOUN
fbem-30532	213	5	management	management	NOUN
fbem-30532	213	6	of	of	ADP
fbem-30532	213	7	smes	sme	NOUN
fbem-30532	213	8	[	[	X
fbem-30532	213	9	j	j	X
fbem-30532	213	10	]	]	X
fbem-30532	213	11	.	.	PUNCT
fbem-30532	214	1	financial	financial	ADJ
fbem-30532	214	2	circles	circle	NOUN
fbem-30532	214	3	,	,	PUNCT
fbem-30532	214	4	2021(08):133	2021(08):133	NUM
fbem-30532	214	5	-	-	SYM
fbem-30532	214	6	134	134	NUM
fbem-30532	214	7	.	.	PUNCT
fbem-30532	215	1	[	[	X
fbem-30532	215	2	4	4	X
fbem-30532	215	3	]	]	X
fbem-30532	215	4	zhang	zhang	PROPN
fbem-30532	215	5	lidou	lidou	PROPN
fbem-30532	215	6	.	.	PUNCT
fbem-30532	216	1	thoughts	thought	NOUN
fbem-30532	216	2	on	on	ADP
fbem-30532	216	3	the	the	DET
fbem-30532	216	4	causes	cause	NOUN
fbem-30532	216	5	of	of	ADP
fbem-30532	216	6	financial	financial	ADJ
fbem-30532	216	7	risk	risk	NOUN
fbem-30532	216	8	management	management	NOUN
fbem-30532	216	9	of	of	ADP
fbem-30532	216	10	smes	sme	NOUN
fbem-30532	216	11	and	and	CCONJ
fbem-30532	216	12	preventive	preventive	ADJ
fbem-30532	216	13	strategies	strategy	NOUN
fbem-30532	217	1	[	[	X
fbem-30532	217	2	j	j	X
fbem-30532	217	3	]	]	X
fbem-30532	217	4	.	.	PUNCT
fbem-30532	218	1	market	market	NOUN
fbem-30532	218	2	outlook	outlook	NOUN
fbem-30532	218	3	,	,	PUNCT
fbem-30532	218	4	2023(17):111	2023(17):111	PROPN
fbem-30532	218	5	-	-	SYM
fbem-30532	218	6	113	113	NUM
fbem-30532	218	7	.	.	PUNCT
fbem-30532	219	1	[	[	X
fbem-30532	219	2	5	5	X
fbem-30532	219	3	]	]	PUNCT
fbem-30532	219	4	yang	yang	PROPN
fbem-30532	219	5	ning	ning	PROPN
fbem-30532	219	6	.	.	PUNCT
fbem-30532	220	1	enterprise	enterprise	NOUN
fbem-30532	220	2	financial	financial	ADJ
fbem-30532	220	3	management	management	NOUN
fbem-30532	220	4	risks	risk	NOUN
fbem-30532	220	5	and	and	CCONJ
fbem-30532	220	6	countermeasures	countermeasure	NOUN
fbem-30532	221	1	[	[	X
fbem-30532	221	2	j	j	X
fbem-30532	221	3	]	]	X
fbem-30532	221	4	.	.	PUNCT
fbem-30532	222	1	metallurgical	metallurgical	ADJ
fbem-30532	222	2	finance	finance	PROPN
fbem-30532	222	3	association	association	NOUN
fbem-30532	222	4	,	,	PUNCT
fbem-30532	222	5	2023	2023	NUM
fbem-30532	222	6	,	,	PUNCT
fbem-30532	222	7	42(12):4	42(12):4	NUM
fbem-30532	222	8	-	-	SYM
fbem-30532	222	9	6	6	NUM
fbem-30532	222	10	.	.	PUNCT
fbem-30532	223	1	[	[	X
fbem-30532	223	2	6	6	NUM
fbem-30532	223	3	]	]	X
fbem-30532	223	4	yan	yan	PROPN
fbem-30532	223	5	jiayan	jiayan	PROPN
fbem-30532	223	6	.	.	PUNCT
fbem-30532	224	1	analysis	analysis	NOUN
fbem-30532	224	2	of	of	ADP
fbem-30532	224	3	the	the	DET
fbem-30532	224	4	financial	financial	ADJ
fbem-30532	224	5	risk	risk	NOUN
fbem-30532	224	6	management	management	NOUN
fbem-30532	224	7	of	of	ADP
fbem-30532	224	8	small	small	ADJ
fbem-30532	224	9	and	and	CCONJ
fbem-30532	224	10	medium	medium	ADJ
fbem-30532	224	11	-	-	PUNCT
fbem-30532	224	12	sized	sized	ADJ
fbem-30532	224	13	enterprises	enterprise	NOUN
fbem-30532	224	14	and	and	CCONJ
fbem-30532	224	15	the	the	DET
fbem-30532	224	16	improvement	improvement	NOUN
fbem-30532	224	17	strategy	strategy	NOUN
fbem-30532	225	1	[	[	X
fbem-30532	225	2	j	j	X
fbem-30532	225	3	]	]	X
fbem-30532	225	4	.	.	PUNCT
fbem-30532	226	1	financial	financial	ADJ
fbem-30532	226	2	news	news	PROPN
fbem-30532	226	3	,	,	PUNCT
fbem-30532	226	4	2023(19):89	2023(19):89	NUM
fbem-30532	226	5	-91	-91	PUNCT
fbem-30532	226	6	.	.	PUNCT
fbem-30532	227	1	[	[	X
fbem-30532	227	2	7	7	X
fbem-30532	227	3	]	]	X
fbem-30532	227	4	cui	cui	X
fbem-30532	227	5	hairong	hairong	NOUN
fbem-30532	227	6	,	,	PUNCT
fbem-30532	227	7	he	he	PRON
fbem-30532	227	8	jianmin	jianmin	PROPN
fbem-30532	227	9	.	.	PUNCT
fbem-30532	228	1	review	review	NOUN
fbem-30532	228	2	on	on	ADP
fbem-30532	228	3	the	the	DET
fbem-30532	228	4	research	research	NOUN
fbem-30532	228	5	of	of	ADP
fbem-30532	228	6	bank	bank	NOUN
fbem-30532	228	7	systemic	systemic	ADJ
fbem-30532	228	8	risk	risk	NOUN
fbem-30532	228	9	based	base	VERB
fbem-30532	228	10	on	on	ADP
fbem-30532	228	11	complex	complex	ADJ
fbem-30532	228	12	network	network	NOUN
fbem-30532	228	13	theory	theory	NOUN
fbem-30532	228	14	[	[	X
fbem-30532	228	15	j	j	X
fbem-30532	228	16	]	]	X
fbem-30532	228	17	.	.	PUNCT
fbem-30532	229	1	journal	journal	PROPN
fbem-30532	229	2	of	of	ADP
fbem-30532	229	3	xidian	xidian	PROPN
fbem-30532	229	4	university	university	PROPN
fbem-30532	229	5	,	,	PUNCT
fbem-30532	229	6	2009	2009	NUM
fbem-30532	229	7	,	,	PUNCT
fbem-30532	229	8	(	(	PUNCT
fbem-30532	229	9	4):12	4):12	NUM
fbem-30532	229	10	-	-	SYM
fbem-30532	229	11	20	20	NUM
fbem-30532	229	12	.	.	PUNCT
fbem-30532	230	1	[	[	X
fbem-30532	230	2	8	8	NUM
fbem-30532	230	3	]	]	X
fbem-30532	230	4	liu	liu	PROPN
fbem-30532	230	5	qinghua	qinghua	PROPN
fbem-30532	230	6	.	.	PUNCT
fbem-30532	231	1	research	research	NOUN
fbem-30532	231	2	on	on	ADP
fbem-30532	231	3	enterprise	enterprise	NOUN
fbem-30532	231	4	financial	financial	ADJ
fbem-30532	231	5	early	early	ADJ
fbem-30532	231	6	warning	warning	NOUN
fbem-30532	231	7	system	system	NOUN
fbem-30532	231	8	based	base	VERB
fbem-30532	231	9	on	on	ADP
fbem-30532	231	10	cash	cash	NOUN
fbem-30532	231	11	flow	flow	NOUN
fbem-30532	232	1	[	[	X
fbem-30532	232	2	d	d	X
fbem-30532	232	3	]	]	X
fbem-30532	232	4	.	.	PUNCT
fbem-30532	233	1	doctoral	doctoral	ADJ
fbem-30532	233	2	thesis	thesis	NOUN
fbem-30532	233	3	of	of	ADP
fbem-30532	233	4	southwestern	southwestern	ADJ
fbem-30532	233	5	university	university	NOUN
fbem-30532	233	6	of	of	ADP
fbem-30532	233	7	finance	finance	NOUN
fbem-30532	233	8	and	and	CCONJ
fbem-30532	233	9	economics	economic	NOUN
fbem-30532	233	10	,	,	PUNCT
fbem-30532	233	11	2006	2006	NUM
fbem-30532	233	12	.	.	PUNCT
fbem-30532	234	1	[	[	X
fbem-30532	234	2	9	9	NUM
fbem-30532	234	3	]	]	PUNCT
fbem-30532	234	4	chen	chen	PROPN
fbem-30532	234	5	zhongyang	zhongyang	PROPN
fbem-30532	234	6	.	.	PUNCT
fbem-30532	235	1	financial	financial	ADJ
fbem-30532	235	2	market	market	NOUN
fbem-30532	235	3	risk	risk	NOUN
fbem-30532	235	4	management	management	NOUN
fbem-30532	235	5	development	development	NOUN
fbem-30532	235	6	analysis	analysis	NOUN
fbem-30532	235	7	[	[	X
fbem-30532	235	8	j	j	X
fbem-30532	235	9	]	]	X
fbem-30532	235	10	.	.	PUNCT
fbem-30532	236	1	economic	economic	ADJ
fbem-30532	236	2	research	research	NOUN
fbem-30532	236	3	reference	reference	NOUN
fbem-30532	236	4	,	,	PUNCT
fbem-30532	236	5	2002(8):57	2002(8):57	NUM
fbem-30532	236	6	-	-	SYM
fbem-30532	236	7	61	61	NUM
fbem-30532	236	8	.	.	PUNCT
fbem-30532	237	1	[	[	X
fbem-30532	237	2	10	10	NUM
fbem-30532	237	3	]	]	X
fbem-30532	237	4	yan	yan	PROPN
fbem-30532	237	5	fuhai	fuhai	PROPN
fbem-30532	237	6	,	,	PUNCT
fbem-30532	237	7	party	party	NOUN
fbem-30532	237	8	star	star	PROPN
fbem-30532	237	9	,	,	PUNCT
fbem-30532	237	10	yan	yan	PROPN
fbem-30532	237	11	wenhu	wenhu	PROPN
fbem-30532	237	12	.	.	PUNCT
fbem-30532	238	1	overview	overview	NOUN
fbem-30532	238	2	of	of	ADP
fbem-30532	238	3	the	the	DET
fbem-30532	238	4	development	development	NOUN
fbem-30532	238	5	history	history	NOUN
fbem-30532	238	6	and	and	CCONJ
fbem-30532	238	7	trends	trend	NOUN
fbem-30532	238	8	of	of	ADP
fbem-30532	238	9	risk	risk	NOUN
fbem-30532	238	10	management	management	NOUN
fbem-30532	239	1	[	[	X
fbem-30532	239	2	j	j	X
fbem-30532	239	3	]	]	X
fbem-30532	239	4	.	.	PUNCT
fbem-30532	240	1	management	management	NOUN
fbem-30532	240	2	modernization	modernization	NOUN
fbem-30532	240	3	,	,	PUNCT
fbem-30532	240	4	2007(2):29	2007(2):29	NUM
fbem-30532	240	5	-	-	SYM
fbem-30532	240	6	33	33	NUM
fbem-30532	240	7	.	.	PUNCT
fbem-30532	241	1	[	[	X
fbem-30532	241	2	11	11	NUM
fbem-30532	241	3	]	]	X
fbem-30532	241	4	zhang	zhang	PROPN
fbem-30532	241	5	xuchao	xuchao	PROPN
fbem-30532	241	6	.	.	PUNCT
fbem-30532	242	1	risk	risk	NOUN
fbem-30532	242	2	management	management	NOUN
fbem-30532	242	3	in	in	ADP
fbem-30532	242	4	china	china	PROPN
fbem-30532	243	1	[	[	X
fbem-30532	243	2	r	r	X
fbem-30532	243	3	]	]	PUNCT
fbem-30532	243	4	.	.	PUNCT
fbem-30532	244	1	meeting	meet	VERB
fbem-30532	244	2	risk	risk	NOUN
fbem-30532	244	3	management	management	NOUN
fbem-30532	244	4	forum	forum	PROPN
fbem-30532	244	5	,	,	PUNCT
fbem-30532	244	6	2007	2007	NUM
fbem-30532	244	7	,	,	PUNCT
fbem-30532	244	8	10	10	NUM
fbem-30532	244	9	.	.	PUNCT
fbem-30532	245	1	[	[	X
fbem-30532	245	2	12	12	NUM
fbem-30532	245	3	]	]	X
fbem-30532	245	4	kin	kin	PROPN
fbem-30532	245	5	keung	keung	PROPN
fbem-30532	245	6	lai	lai	PROPN
fbem-30532	245	7	.	.	PUNCT
fbem-30532	246	1	enterprise	enterprise	NOUN
fbem-30532	246	2	risk	risk	NOUN
fbem-30532	246	3	management	management	NOUN
fbem-30532	246	4	under	under	ADP
fbem-30532	246	5	wto	wto	PROPN
fbem-30532	246	6	environment	environment	NOUN
fbem-30532	246	7	and	and	CCONJ
fbem-30532	246	8	the	the	DET
fbem-30532	246	9	future	future	ADJ
fbem-30532	246	10	development	development	NOUN
fbem-30532	246	11	of	of	ADP
fbem-30532	246	12	aarcm	aarcm	NOUN
fbem-30532	247	1	[	[	X
fbem-30532	247	2	r	r	X
fbem-30532	247	3	]	]	PUNCT
fbem-30532	247	4	.	.	PUNCT
fbem-30532	248	1	asian	asian	ADJ
fbem-30532	248	2	risk	risk	NOUN
fbem-30532	248	3	and	and	CCONJ
fbem-30532	248	4	crisis	crisis	NOUN
fbem-30532	248	5	management	management	NOUN
fbem-30532	248	6	association	association	NOUN
fbem-30532	248	7	,	,	PUNCT
fbem-30532	248	8	2007.05	2007.05	NUM
fbem-30532	248	9	.	.	PUNCT
fbem-30532	249	1	[	[	X
fbem-30532	249	2	13	13	NUM
fbem-30532	249	3	]	]	PUNCT
fbem-30532	249	4	harrington	harrington	NOUN
fbem-30532	249	5	niehaus	niehaus	PROPN
fbem-30532	249	6	,	,	PUNCT
fbem-30532	249	7	translated	translate	VERB
fbem-30532	249	8	by	by	ADP
fbem-30532	249	9	chen	chen	PROPN
fbem-30532	249	10	bingzheng	bingzheng	PROPN
fbem-30532	249	11	et	et	PROPN
fbem-30532	249	12	al	al	PROPN
fbem-30532	249	13	.	.	PROPN
fbem-30532	249	14	risk	risk	NOUN
fbem-30532	249	15	management	management	NOUN
fbem-30532	249	16	and	and	CCONJ
fbem-30532	249	17	insurance	insurance	NOUN
fbem-30532	249	18	[	[	X
fbem-30532	249	19	m	m	X
fbem-30532	249	20	]	]	X
fbem-30532	249	21	.	.	PUNCT
fbem-30532	250	1	beijing	beijing	PROPN
fbem-30532	250	2	:	:	PUNCT
fbem-30532	251	1	tsinghua	tsinghua	PROPN
fbem-30532	251	2	university	university	PROPN
fbem-30532	251	3	publishing	publishing	PROPN
fbem-30532	251	4	house	house	PROPN
fbem-30532	251	5	,	,	PUNCT
fbem-30532	251	6	2005	2005	NUM
fbem-30532	251	7	.	.	PUNCT
fbem-30532	252	1	[	[	X
fbem-30532	252	2	14	14	NUM
fbem-30532	252	3	]	]	PUNCT
fbem-30532	252	4	song	song	NOUN
fbem-30532	252	5	mingzhe	mingzhe	NOUN
fbem-30532	252	6	.	.	PUNCT
fbem-30532	253	1	modern	modern	ADJ
fbem-30532	253	2	risk	risk	NOUN
fbem-30532	253	3	management	management	NOUN
fbem-30532	254	1	[	[	X
fbem-30532	255	1	m	m	X
fbem-30532	255	2	]	]	X
fbem-30532	255	3	.	.	PUNCT
fbem-30532	256	1	beijing	beijing	PROPN
fbem-30532	256	2	:	:	PUNCT
fbem-30532	256	3	china	china	PROPN
fbem-30532	256	4	textile	textile	PROPN
fbem-30532	256	5	press	press	PROPN
fbem-30532	256	6	,	,	PUNCT
fbem-30532	256	7	2002	2002	NUM
fbem-30532	256	8	.	.	PUNCT
fbem-30532	257	1	[	[	X
fbem-30532	257	2	15	15	NUM
fbem-30532	257	3	]	]	X
fbem-30532	257	4	li	li	PROPN
fbem-30532	257	5	shehuan	shehuan	PROPN
fbem-30532	257	6	.	.	PUNCT
fbem-30532	258	1	the	the	DET
fbem-30532	258	2	new	new	ADJ
fbem-30532	258	3	international	international	ADJ
fbem-30532	258	4	trend	trend	NOUN
fbem-30532	258	5	of	of	ADP
fbem-30532	258	6	enterprise	enterprise	NOUN
fbem-30532	258	7	risk	risk	NOUN
fbem-30532	258	8	management	management	NOUN
fbem-30532	258	9	-	-	PUNCT
fbem-30532	258	10	overall	overall	ADJ
fbem-30532	258	11	risk	risk	NOUN
fbem-30532	258	12	management	management	NOUN
fbem-30532	259	1	[	[	X
fbem-30532	259	2	j	j	X
fbem-30532	259	3	]	]	X
fbem-30532	259	4	.	.	PUNCT
fbem-30532	260	1	contemporary	contemporary	ADJ
fbem-30532	260	2	finance	finance	PROPN
fbem-30532	260	3	and	and	CCONJ
fbem-30532	260	4	economics	economic	NOUN
fbem-30532	260	5	,	,	PUNCT
fbem-30532	260	6	2003(11):32	2003(11):32	NUM
fbem-30532	260	7	-	-	SYM
fbem-30532	260	8	35	35	NUM
fbem-30532	260	9	.	.	PUNCT
fbem-30532	261	1	[	[	X
fbem-30532	261	2	16	16	NUM
fbem-30532	261	3	]	]	X
fbem-30532	261	4	zhao	zhao	PROPN
fbem-30532	261	5	jiamin	jiamin	PROPN
fbem-30532	261	6	,	,	PUNCT
fbem-30532	261	7	chen	chen	PROPN
fbem-30532	261	8	qinghui	qinghui	PROPN
fbem-30532	261	9	,	,	PUNCT
fbem-30532	261	10	peng	peng	PROPN
fbem-30532	261	11	gang	gang	PROPN
fbem-30532	261	12	.	.	PUNCT
fbem-30532	262	1	design	design	NOUN
fbem-30532	262	2	and	and	CCONJ
fbem-30532	262	3	evaluation	evaluation	NOUN
fbem-30532	262	4	of	of	ADP
fbem-30532	262	5	comprehensive	comprehensive	ADJ
fbem-30532	262	6	risk	risk	NOUN
fbem-30532	262	7	management	management	NOUN
fbem-30532	262	8	model	model	NOUN
fbem-30532	262	9	:	:	PUNCT
fbem-30532	262	10	analysis	analysis	NOUN
fbem-30532	262	11	based	base	VERB
fbem-30532	262	12	on	on	ADP
fbem-30532	262	13	raroc	raroc	NOUN
fbem-30532	263	1	[	[	X
fbem-30532	264	1	m	m	X
fbem-30532	264	2	]	]	X
fbem-30532	264	3	.	.	PUNCT
fbem-30532	265	1	institute	institute	PROPN
fbem-30532	265	2	of	of	ADP
fbem-30532	265	3	international	international	PROPN
fbem-30532	265	4	finance	finance	NOUN
fbem-30532	265	5	,	,	PUNCT
fbem-30532	265	6	2005(3):59	2005(3):59	NUM
fbem-30532	265	7	-	-	SYM
fbem-30532	265	8	64	64	NUM
fbem-30532	265	9	.	.	PUNCT
fbem-30532	266	1	[	[	X
fbem-30532	266	2	17	17	NUM
fbem-30532	266	3	]	]	X
fbem-30532	266	4	zeng	zeng	PROPN
fbem-30532	266	5	zhongdong	zhongdong	PROPN
fbem-30532	266	6	.	.	PUNCT
fbem-30532	267	1	overall	overall	ADJ
fbem-30532	267	2	risk	risk	NOUN
fbem-30532	267	3	management	management	NOUN
fbem-30532	267	4	of	of	ADP
fbem-30532	267	5	insurance	insurance	NOUN
fbem-30532	267	6	enterprises	enterprise	NOUN
fbem-30532	267	7	-ermresearch	-ermresearch	PROPN
fbem-30532	268	1	[	[	X
fbem-30532	268	2	d	d	X
fbem-30532	268	3	]	]	X
fbem-30532	268	4	.	.	PUNCT
fbem-30532	269	1	doctoral	doctoral	ADJ
fbem-30532	269	2	dissertation	dissertation	NOUN
fbem-30532	269	3	of	of	ADP
fbem-30532	269	4	sichuan	sichuan	PROPN
fbem-30532	269	5	university	university	PROPN
fbem-30532	269	6	,	,	PUNCT
fbem-30532	269	7	2006.03	2006.03	NUM
fbem-30532	269	8	.	.	PUNCT
fbem-30532	270	1	[	[	X
fbem-30532	270	2	18	18	NUM
fbem-30532	270	3	]	]	PUNCT
fbem-30532	270	4	xu	xu	PROPN
fbem-30532	270	5	jianxin	jianxin	PROPN
fbem-30532	270	6	,	,	PUNCT
fbem-30532	270	7	leo	leo	PROPN
fbem-30532	270	8	chou	chou	PROPN
fbem-30532	270	9	.	.	PUNCT
fbem-30532	271	1	several	several	ADJ
fbem-30532	271	2	basic	basic	ADJ
fbem-30532	271	3	concepts	concept	NOUN
fbem-30532	271	4	of	of	ADP
fbem-30532	271	5	comprehensive	comprehensive	ADJ
fbem-30532	271	6	risk	risk	NOUN
fbem-30532	271	7	management	management	NOUN
fbem-30532	272	1	[	[	X
fbem-30532	272	2	j	j	X
fbem-30532	272	3	]	]	X
fbem-30532	272	4	.	.	PUNCT
fbem-30532	273	1	china	china	PROPN
fbem-30532	273	2	finance	finance	PROPN
fbem-30532	273	3	,	,	PUNCT
fbem-30532	273	4	2007(17	2007(17	NUM
fbem-30532	273	5	):	):	PUNCT
fbem-30532	273	6	61	61	NUM
fbem-30532	273	7	-	-	SYM
fbem-30532	273	8	63	63	NUM
fbem-30532	273	9	.	.	PUNCT
fbem-30532	274	1	[	[	X
fbem-30532	274	2	19	19	NUM
fbem-30532	274	3	]	]	X
fbem-30532	274	4	fan	fan	NOUN
fbem-30532	274	5	xingjian	xingjian	PROPN
fbem-30532	274	6	,	,	PUNCT
fbem-30532	274	7	fu	fu	PROPN
fbem-30532	274	8	jie	jie	PROPN
fbem-30532	274	9	.	.	PUNCT
fbem-30532	275	1	enterprise	enterprise	NOUN
fbem-30532	275	2	risk	risk	NOUN
fbem-30532	275	3	management	management	NOUN
fbem-30532	275	4	and	and	CCONJ
fbem-30532	275	5	internal	internal	ADJ
fbem-30532	275	6	control	control	NOUN
fbem-30532	276	1	[	[	X
fbem-30532	276	2	j	j	X
fbem-30532	276	3	]	]	X
fbem-30532	276	4	.	.	PUNCT
fbem-30532	277	1	accounting	accounting	PROPN
fbem-30532	277	2	forum	forum	PROPN
fbem-30532	277	3	,	,	PUNCT
fbem-30532	277	4	2007(10):8	2007(10):8	NUM
fbem-30532	277	5	-	-	SYM
fbem-30532	277	6	10	10	NUM
fbem-30532	277	7	.	.	PUNCT