id	sid	tid	token	lemma	pos
fbem-31308	1	1	frontiers	frontier	NOUN
fbem-31308	1	2	in	in	ADP
fbem-31308	1	3	business	business	NOUN
fbem-31308	1	4	,	,	PUNCT
fbem-31308	1	5	economics	economic	NOUN
fbem-31308	1	6	and	and	CCONJ
fbem-31308	1	7	management	management	NOUN
fbem-31308	1	8	issn	issn	PROPN
fbem-31308	1	9	:	:	PUNCT
fbem-31308	1	10	2766	2766	NUM
fbem-31308	1	11	-	-	PUNCT
fbem-31308	1	12	824x	824x	NUM
fbem-31308	1	13	|	|	ADJ
fbem-31308	1	14	vol	vol	NOUN
fbem-31308	1	15	.	.	PROPN
fbem-31308	1	16	20	20	NUM
fbem-31308	1	17	,	,	PUNCT
fbem-31308	1	18	no	no	INTJ
fbem-31308	1	19	.	.	NOUN
fbem-31308	1	20	1	1	NUM
fbem-31308	1	21	,	,	PUNCT
fbem-31308	1	22	2025	2025	NUM
fbem-31308	1	23	127	127	NUM
fbem-31308	1	24	research	research	NOUN
fbem-31308	1	25	on	on	ADP
fbem-31308	1	26	credit	credit	NOUN
fbem-31308	1	27	repair	repair	NOUN
fbem-31308	1	28	mechanism	mechanism	NOUN
fbem-31308	1	29	of	of	ADP
fbem-31308	1	30	personal	personal	ADJ
fbem-31308	1	31	bankruptcy	bankruptcy	NOUN
fbem-31308	1	32	in	in	ADP
fbem-31308	1	33	china	china	PROPN
fbem-31308	1	34	-take	-take	PROPN
fbem-31308	1	35	shenzhen	shenzhen	PROPN
fbem-31308	1	36	pilot	pilot	PROPN
fbem-31308	1	37	as	as	ADP
fbem-31308	1	38	an	an	DET
fbem-31308	1	39	example	example	NOUN
fbem-31308	1	40	jincheng	jincheng	PROPN
fbem-31308	1	41	zhou	zhou	PROPN
fbem-31308	1	42	,	,	PUNCT
fbem-31308	1	43	qibiao	qibiao	PROPN
fbem-31308	1	44	wu	wu	PROPN
fbem-31308	1	45	*	*	PROPN
fbem-31308	1	46	,	,	PUNCT
fbem-31308	1	47	jiating	jiate	VERB
fbem-31308	1	48	huang	huang	PROPN
fbem-31308	1	49	,	,	PUNCT
fbem-31308	1	50	jiayi	jiayi	PROPN
fbem-31308	1	51	han	han	PROPN
fbem-31308	1	52	school	school	PROPN
fbem-31308	1	53	of	of	ADP
fbem-31308	1	54	credit	credit	NOUN
fbem-31308	1	55	management	management	NOUN
fbem-31308	1	56	,	,	PUNCT
fbem-31308	1	57	guangdong	guangdong	PROPN
fbem-31308	1	58	university	university	PROPN
fbem-31308	1	59	of	of	ADP
fbem-31308	1	60	finance	finance	PROPN
fbem-31308	1	61	,	,	PUNCT
fbem-31308	1	62	guangzhou	guangzhou	PROPN
fbem-31308	1	63	,	,	PUNCT
fbem-31308	1	64	510521	510521	NUM
fbem-31308	1	65	,	,	PUNCT
fbem-31308	1	66	china	china	PROPN
fbem-31308	1	67	*	*	PUNCT
fbem-31308	1	68	corresponding	correspond	VERB
fbem-31308	1	69	author	author	NOUN
fbem-31308	1	70	:	:	PUNCT
fbem-31308	1	71	qibiao	qibiao	PROPN
fbem-31308	1	72	wu	wu	PROPN
fbem-31308	1	73	abstract	abstract	NOUN
fbem-31308	1	74	:	:	PUNCT
fbem-31308	1	75	in	in	ADP
fbem-31308	1	76	the	the	DET
fbem-31308	1	77	context	context	NOUN
fbem-31308	1	78	of	of	ADP
fbem-31308	1	79	the	the	DET
fbem-31308	1	80	modern	modern	ADJ
fbem-31308	1	81	market	market	NOUN
fbem-31308	1	82	economy	economy	NOUN
fbem-31308	1	83	,	,	PUNCT
fbem-31308	1	84	the	the	DET
fbem-31308	1	85	impact	impact	NOUN
fbem-31308	1	86	of	of	ADP
fbem-31308	1	87	personal	personal	ADJ
fbem-31308	1	88	debt	debt	NOUN
fbem-31308	1	89	issues	issue	NOUN
fbem-31308	1	90	on	on	ADP
fbem-31308	1	91	the	the	DET
fbem-31308	1	92	stability	stability	NOUN
fbem-31308	1	93	of	of	ADP
fbem-31308	1	94	the	the	DET
fbem-31308	1	95	social	social	ADJ
fbem-31308	1	96	credit	credit	NOUN
fbem-31308	1	97	system	system	NOUN
fbem-31308	1	98	has	have	AUX
fbem-31308	1	99	become	become	VERB
fbem-31308	1	100	increasingly	increasingly	ADV
fbem-31308	1	101	significant	significant	ADJ
fbem-31308	1	102	.	.	PUNCT
fbem-31308	2	1	the	the	DET
fbem-31308	2	2	implementation	implementation	NOUN
fbem-31308	2	3	of	of	ADP
fbem-31308	2	4	the	the	DET
fbem-31308	2	5	'	'	PUNCT
fbem-31308	2	6	shenzhen	shenzhen	PROPN
fbem-31308	2	7	special	special	ADJ
fbem-31308	2	8	economic	economic	ADJ
fbem-31308	2	9	zone	zone	NOUN
fbem-31308	2	10	personal	personal	ADJ
fbem-31308	2	11	bankruptcy	bankruptcy	NOUN
fbem-31308	2	12	regulations	regulation	NOUN
fbem-31308	2	13	'	'	PUNCT
fbem-31308	2	14	in	in	ADP
fbem-31308	2	15	2020	2020	NUM
fbem-31308	2	16	marked	mark	VERB
fbem-31308	2	17	the	the	DET
fbem-31308	2	18	entry	entry	NOUN
fbem-31308	2	19	of	of	ADP
fbem-31308	2	20	china	china	PROPN
fbem-31308	2	21	's	's	PART
fbem-31308	2	22	personal	personal	ADJ
fbem-31308	2	23	bankruptcy	bankruptcy	NOUN
fbem-31308	2	24	system	system	NOUN
fbem-31308	2	25	into	into	ADP
fbem-31308	2	26	a	a	DET
fbem-31308	2	27	pilot	pilot	NOUN
fbem-31308	2	28	phase	phase	NOUN
fbem-31308	2	29	,	,	PUNCT
fbem-31308	2	30	with	with	ADP
fbem-31308	2	31	the	the	DET
fbem-31308	2	32	credit	credit	NOUN
fbem-31308	2	33	repair	repair	NOUN
fbem-31308	2	34	mechanism	mechanism	NOUN
fbem-31308	2	35	being	be	AUX
fbem-31308	2	36	crucial	crucial	ADJ
fbem-31308	2	37	for	for	ADP
fbem-31308	2	38	the	the	DET
fbem-31308	2	39	debtor	debtor	NOUN
fbem-31308	2	40	's	's	PART
fbem-31308	2	41	rehabilitation	rehabilitation	NOUN
fbem-31308	2	42	.	.	PUNCT
fbem-31308	3	1	this	this	DET
fbem-31308	3	2	study	study	NOUN
fbem-31308	3	3	focuses	focus	VERB
fbem-31308	3	4	on	on	ADP
fbem-31308	3	5	the	the	DET
fbem-31308	3	6	shenzhen	shenzhen	PROPN
fbem-31308	3	7	pilot	pilot	PROPN
fbem-31308	3	8	project	project	PROPN
fbem-31308	3	9	,	,	PUNCT
fbem-31308	3	10	using	use	VERB
fbem-31308	3	11	empirical	empirical	ADJ
fbem-31308	3	12	analysis	analysis	NOUN
fbem-31308	3	13	to	to	PART
fbem-31308	3	14	examine	examine	VERB
fbem-31308	3	15	the	the	DET
fbem-31308	3	16	design	design	NOUN
fbem-31308	3	17	and	and	CCONJ
fbem-31308	3	18	effectiveness	effectiveness	NOUN
fbem-31308	3	19	of	of	ADP
fbem-31308	3	20	the	the	DET
fbem-31308	3	21	credit	credit	NOUN
fbem-31308	3	22	repair	repair	NOUN
fbem-31308	3	23	mechanism	mechanism	NOUN
fbem-31308	3	24	.	.	PUNCT
fbem-31308	4	1	it	it	PRON
fbem-31308	4	2	finds	find	VERB
fbem-31308	4	3	that	that	SCONJ
fbem-31308	4	4	through	through	ADP
fbem-31308	4	5	measures	measure	NOUN
fbem-31308	4	6	such	such	ADJ
fbem-31308	4	7	as	as	ADP
fbem-31308	4	8	the	the	DET
fbem-31308	4	9	construction	construction	NOUN
fbem-31308	4	10	of	of	ADP
fbem-31308	4	11	a	a	DET
fbem-31308	4	12	digital	digital	ADJ
fbem-31308	4	13	information	information	NOUN
fbem-31308	4	14	platform	platform	NOUN
fbem-31308	4	15	,	,	PUNCT
fbem-31308	4	16	clarifying	clarify	VERB
fbem-31308	4	17	conditions	condition	NOUN
fbem-31308	4	18	for	for	ADP
fbem-31308	4	19	credit	credit	NOUN
fbem-31308	4	20	repair	repair	NOUN
fbem-31308	4	21	,	,	PUNCT
fbem-31308	4	22	and	and	CCONJ
fbem-31308	4	23	involving	involve	VERB
fbem-31308	4	24	social	social	ADJ
fbem-31308	4	25	forces	force	NOUN
fbem-31308	4	26	,	,	PUNCT
fbem-31308	4	27	shenzhen	shenzhen	PROPN
fbem-31308	4	28	has	have	VERB
fbem-31308	4	29	initially	initially	ADV
fbem-31308	4	30	establishe	establishe	PRON
fbem-31308	5	1	d	d	PROPN
fbem-31308	5	2	a	a	DET
fbem-31308	5	3	credit	credit	NOUN
fbem-31308	5	4	repair	repair	NOUN
fbem-31308	5	5	system	system	NOUN
fbem-31308	5	6	.	.	PUNCT
fbem-31308	6	1	however	however	ADV
fbem-31308	6	2	,	,	PUNCT
fbem-31308	6	3	it	it	PRON
fbem-31308	6	4	still	still	ADV
fbem-31308	6	5	faces	face	VERB
fbem-31308	6	6	challenges	challenge	NOUN
fbem-31308	6	7	such	such	ADJ
fbem-31308	6	8	as	as	ADP
fbem-31308	6	9	legal	legal	ADJ
fbem-31308	6	10	inconsistencies	inconsistency	NOUN
fbem-31308	6	11	,	,	PUNCT
fbem-31308	6	12	an	an	DET
fbem-31308	6	13	incomplete	incomplete	ADJ
fbem-31308	6	14	information	information	NOUN
fbem-31308	6	15	sharing	sharing	NOUN
fbem-31308	6	16	mechanism	mechanism	NOUN
fbem-31308	6	17	,	,	PUNCT
fbem-31308	6	18	complex	complex	ADJ
fbem-31308	6	19	procedures	procedure	NOUN
fbem-31308	6	20	,	,	PUNCT
fbem-31308	6	21	and	and	CCONJ
fbem-31308	6	22	insufficient	insufficient	ADJ
fbem-31308	6	23	public	public	ADJ
fbem-31308	6	24	awareness	awareness	NOUN
fbem-31308	6	25	.	.	PUNCT
fbem-31308	7	1	the	the	DET
fbem-31308	7	2	study	study	NOUN
fbem-31308	7	3	proposes	propose	VERB
fbem-31308	7	4	optimization	optimization	NOUN
fbem-31308	7	5	strategies	strategy	NOUN
fbem-31308	7	6	,	,	PUNCT
fbem-31308	7	7	including	include	VERB
fbem-31308	7	8	improving	improve	VERB
fbem-31308	7	9	national	national	ADJ
fbem-31308	7	10	legislation	legislation	NOUN
fbem-31308	7	11	,	,	PUNCT
fbem-31308	7	12	building	build	VERB
fbem-31308	7	13	a	a	DET
fbem-31308	7	14	unified	unified	ADJ
fbem-31308	7	15	information	information	NOUN
fbem-31308	7	16	sharing	sharing	NOUN
fbem-31308	7	17	platform	platform	NOUN
fbem-31308	7	18	,	,	PUNCT
fbem-31308	7	19	simplifying	simplify	VERB
fbem-31308	7	20	repair	repair	NOUN
fbem-31308	7	21	procedures	procedure	NOUN
fbem-31308	7	22	,	,	PUNCT
fbem-31308	7	23	and	and	CCONJ
fbem-31308	7	24	enhancing	enhance	VERB
fbem-31308	7	25	social	social	ADJ
fbem-31308	7	26	credit	credit	NOUN
fbem-31308	7	27	education	education	NOUN
fbem-31308	7	28	,	,	PUNCT
fbem-31308	7	29	to	to	PART
fbem-31308	7	30	provide	provide	VERB
fbem-31308	7	31	theoretical	theoretical	ADJ
fbem-31308	7	32	and	and	CCONJ
fbem-31308	7	33	practical	practical	ADJ
fbem-31308	7	34	references	reference	NOUN
fbem-31308	7	35	for	for	ADP
fbem-31308	7	36	the	the	DET
fbem-31308	7	37	top	top	ADJ
fbem-31308	7	38	-	-	PUNCT
fbem-31308	7	39	level	level	NOUN
fbem-31308	7	40	design	design	NOUN
fbem-31308	7	41	of	of	ADP
fbem-31308	7	42	china	china	PROPN
fbem-31308	7	43	's	's	PART
fbem-31308	7	44	personal	personal	ADJ
fbem-31308	7	45	bankruptcy	bankruptcy	NOUN
fbem-31308	7	46	credit	credit	NOUN
fbem-31308	7	47	repair	repair	NOUN
fbem-31308	7	48	mechanism	mechanism	NOUN
fbem-31308	7	49	.	.	PUNCT
fbem-31308	8	1	keywords	keyword	NOUN
fbem-31308	8	2	:	:	PUNCT
fbem-31308	8	3	personal	personal	ADJ
fbem-31308	8	4	bankruptcy	bankruptcy	NOUN
fbem-31308	8	5	;	;	PUNCT
fbem-31308	8	6	credit	credit	NOUN
fbem-31308	8	7	repair	repair	NOUN
fbem-31308	8	8	mechanism	mechanism	NOUN
fbem-31308	8	9	;	;	PUNCT
fbem-31308	8	10	shenzhen	shenzhen	PROPN
fbem-31308	8	11	pilot	pilot	PROPN
fbem-31308	8	12	;	;	PUNCT
fbem-31308	8	13	information	information	NOUN
fbem-31308	8	14	sharing	sharing	NOUN
fbem-31308	8	15	;	;	PUNCT
fbem-31308	8	16	legal	legal	ADJ
fbem-31308	8	17	system	system	NOUN
fbem-31308	8	18	.	.	PUNCT
fbem-31308	9	1	1	1	X
fbem-31308	9	2	.	.	X
fbem-31308	9	3	introduction	introduction	NOUN
fbem-31308	9	4	in	in	ADP
fbem-31308	9	5	the	the	DET
fbem-31308	9	6	context	context	NOUN
fbem-31308	9	7	of	of	ADP
fbem-31308	9	8	the	the	DET
fbem-31308	9	9	rapid	rapid	ADJ
fbem-31308	9	10	development	development	NOUN
fbem-31308	9	11	of	of	ADP
fbem-31308	9	12	the	the	DET
fbem-31308	9	13	modern	modern	ADJ
fbem-31308	9	14	market	market	NOUN
fbem-31308	9	15	economy	economy	NOUN
fbem-31308	9	16	,	,	PUNCT
fbem-31308	9	17	personal	personal	ADJ
fbem-31308	9	18	debt	debt	NOUN
fbem-31308	9	19	issues	issue	NOUN
fbem-31308	9	20	have	have	AUX
fbem-31308	9	21	evolved	evolve	VERB
fbem-31308	9	22	from	from	ADP
fbem-31308	9	23	individual	individual	ADJ
fbem-31308	9	24	economic	economic	ADJ
fbem-31308	9	25	challenges	challenge	NOUN
fbem-31308	9	26	into	into	ADP
fbem-31308	9	27	a	a	DET
fbem-31308	9	28	significant	significant	ADJ
fbem-31308	9	29	factor	factor	NOUN
fbem-31308	9	30	affecting	affect	VERB
fbem-31308	9	31	the	the	DET
fbem-31308	9	32	stability	stability	NOUN
fbem-31308	9	33	of	of	ADP
fbem-31308	9	34	the	the	DET
fbem-31308	9	35	social	social	ADJ
fbem-31308	9	36	credit	credit	NOUN
fbem-31308	9	37	system	system	NOUN
fbem-31308	9	38	.	.	PUNCT
fbem-31308	10	1	when	when	SCONJ
fbem-31308	10	2	natural	natural	ADJ
fbem-31308	10	3	persons	person	NOUN
fbem-31308	10	4	face	face	VERB
fbem-31308	10	5	debt	debt	NOUN
fbem-31308	10	6	crises	crisis	NOUN
fbem-31308	10	7	due	due	ADP
fbem-31308	10	8	to	to	ADP
fbem-31308	10	9	changes	change	NOUN
fbem-31308	10	10	in	in	ADP
fbem-31308	10	11	the	the	DET
fbem-31308	10	12	economic	economic	ADJ
fbem-31308	10	13	environment	environment	NOUN
fbem-31308	10	14	or	or	CCONJ
fbem-31308	10	15	personal	personal	ADJ
fbem-31308	10	16	business	business	NOUN
fbem-31308	10	17	mistakes	mistake	NOUN
fbem-31308	10	18	,	,	PUNCT
fbem-31308	10	19	traditional	traditional	ADJ
fbem-31308	10	20	debt	debt	NOUN
fbem-31308	10	21	repayment	repayment	NOUN
fbem-31308	10	22	methods	method	NOUN
fbem-31308	10	23	often	often	ADV
fbem-31308	10	24	fail	fail	VERB
fbem-31308	10	25	to	to	PART
fbem-31308	10	26	adequately	adequately	ADV
fbem-31308	10	27	consider	consider	VERB
fbem-31308	10	28	the	the	DET
fbem-31308	10	29	debtor	debtor	NOUN
fbem-31308	10	30	's	's	PART
fbem-31308	10	31	potential	potential	NOUN
fbem-31308	10	32	for	for	ADP
fbem-31308	10	33	recovery	recovery	NOUN
fbem-31308	10	34	.	.	PUNCT
fbem-31308	11	1	this	this	PRON
fbem-31308	11	2	can	can	AUX
fbem-31308	11	3	lead	lead	VERB
fbem-31308	11	4	to	to	ADP
fbem-31308	11	5	the	the	DET
fbem-31308	11	6	debtor	debtor	NOUN
fbem-31308	11	7	being	be	AUX
fbem-31308	11	8	trapped	trap	VERB
fbem-31308	11	9	in	in	ADP
fbem-31308	11	10	a	a	DET
fbem-31308	11	11	debt	debt	NOUN
fbem-31308	11	12	cycle	cycle	NOUN
fbem-31308	11	13	for	for	ADP
fbem-31308	11	14	an	an	DET
fbem-31308	11	15	extended	extended	ADJ
fbem-31308	11	16	period	period	NOUN
fbem-31308	11	17	and	and	CCONJ
fbem-31308	11	18	hindering	hinder	VERB
fbem-31308	11	19	the	the	DET
fbem-31308	11	20	healthy	healthy	ADJ
fbem-31308	11	21	circulation	circulation	NOUN
fbem-31308	11	22	of	of	ADP
fbem-31308	11	23	the	the	DET
fbem-31308	11	24	social	social	ADJ
fbem-31308	11	25	credit	credit	NOUN
fbem-31308	11	26	order	order	NOUN
fbem-31308	11	27	.	.	PUNCT
fbem-31308	12	1	in	in	ADP
fbem-31308	12	2	august	august	PROPN
fbem-31308	12	3	2020	2020	NUM
fbem-31308	12	4	,	,	PUNCT
fbem-31308	12	5	the	the	DET
fbem-31308	12	6	'	'	PUNCT
fbem-31308	12	7	shenzhen	shenzhen	PROPN
fbem-31308	12	8	special	special	ADJ
fbem-31308	12	9	economic	economic	ADJ
fbem-31308	12	10	zone	zone	NOUN
fbem-31308	12	11	personal	personal	ADJ
fbem-31308	12	12	bankruptcy	bankruptcy	NOUN
fbem-31308	12	13	regulations	regulation	NOUN
fbem-31308	12	14	'	'	PUNCT
fbem-31308	12	15	(	(	PUNCT
fbem-31308	12	16	hereinafter	hereinafter	NOUN
fbem-31308	12	17	referred	refer	VERB
fbem-31308	12	18	to	to	ADP
fbem-31308	12	19	as	as	SCONJ
fbem-31308	12	20	the	the	DET
fbem-31308	12	21	'	'	PUNCT
fbem-31308	12	22	regulations	regulation	NOUN
fbem-31308	12	23	'	'	PUNCT
fbem-31308	12	24	)	)	PUNCT
fbem-31308	12	25	were	be	AUX
fbem-31308	12	26	promulgated	promulgate	VERB
fbem-31308	12	27	and	and	CCONJ
fbem-31308	12	28	implemented	implement	VERB
fbem-31308	12	29	,	,	PUNCT
fbem-31308	12	30	marking	mark	VERB
fbem-31308	12	31	the	the	DET
fbem-31308	12	32	transition	transition	NOUN
fbem-31308	12	33	of	of	ADP
fbem-31308	12	34	china	china	PROPN
fbem-31308	12	35	's	's	PART
fbem-31308	12	36	personal	personal	ADJ
fbem-31308	12	37	bankruptcy	bankruptcy	NOUN
fbem-31308	12	38	system	system	NOUN
fbem-31308	12	39	from	from	ADP
fbem-31308	12	40	theoretical	theoretical	ADJ
fbem-31308	12	41	discussion	discussion	NOUN
fbem-31308	12	42	to	to	ADP
fbem-31308	12	43	practical	practical	ADJ
fbem-31308	12	44	pilot	pilot	NOUN
fbem-31308	12	45	implementation	implementation	NOUN
fbem-31308	12	46	.	.	PUNCT
fbem-31308	13	1	this	this	DET
fbem-31308	13	2	breakthrough	breakthrough	NOUN
fbem-31308	13	3	provides	provide	VERB
fbem-31308	13	4	a	a	DET
fbem-31308	13	5	legal	legal	ADJ
fbem-31308	13	6	pathway	pathway	NOUN
fbem-31308	13	7	to	to	PART
fbem-31308	13	8	address	address	VERB
fbem-31308	13	9	the	the	DET
fbem-31308	13	10	issue	issue	NOUN
fbem-31308	13	11	of	of	ADP
fbem-31308	13	12	natural	natural	ADJ
fbem-31308	13	13	person	person	NOUN
fbem-31308	13	14	debts	debt	NOUN
fbem-31308	13	15	[	[	X
fbem-31308	13	16	1	1	NUM
fbem-31308	13	17	]	]	PUNCT
fbem-31308	13	18	.	.	PUNCT
fbem-31308	14	1	the	the	DET
fbem-31308	14	2	core	core	NOUN
fbem-31308	14	3	value	value	NOUN
fbem-31308	14	4	of	of	ADP
fbem-31308	14	5	the	the	DET
fbem-31308	14	6	personal	personal	ADJ
fbem-31308	14	7	bankruptcy	bankruptcy	NOUN
fbem-31308	14	8	system	system	NOUN
fbem-31308	14	9	lies	lie	VERB
fbem-31308	14	10	not	not	PART
fbem-31308	14	11	only	only	ADV
fbem-31308	14	12	in	in	ADP
fbem-31308	14	13	achieving	achieve	VERB
fbem-31308	14	14	fair	fair	ADJ
fbem-31308	14	15	debt	debt	NOUN
fbem-31308	14	16	repayment	repayment	NOUN
fbem-31308	14	17	through	through	ADP
fbem-31308	14	18	bankruptcy	bankruptcy	NOUN
fbem-31308	14	19	liquidation	liquidation	NOUN
fbem-31308	14	20	but	but	CCONJ
fbem-31308	14	21	also	also	ADV
fbem-31308	14	22	in	in	ADP
fbem-31308	14	23	providing	provide	VERB
fbem-31308	14	24	honest	honest	ADJ
fbem-31308	14	25	but	but	CCONJ
fbem-31308	14	26	unfortunate	unfortunate	ADJ
fbem-31308	14	27	debtors	debtor	NOUN
fbem-31308	14	28	with	with	ADP
fbem-31308	14	29	the	the	DET
fbem-31308	14	30	opportunity	opportunity	NOUN
fbem-31308	14	31	to	to	PART
fbem-31308	14	32	re	re	VERB
fbem-31308	14	33	-	-	VERB
fbem-31308	14	34	enter	enter	VERB
fbem-31308	14	35	economic	economic	ADJ
fbem-31308	14	36	activities	activity	NOUN
fbem-31308	14	37	through	through	ADP
fbem-31308	14	38	procedures	procedure	NOUN
fbem-31308	14	39	like	like	ADP
fbem-31308	14	40	bankruptcy	bankruptcy	NOUN
fbem-31308	14	41	reorganization	reorganization	NOUN
fbem-31308	14	42	and	and	CCONJ
fbem-31308	14	43	reconciliation	reconciliation	NOUN
fbem-31308	14	44	.	.	PUNCT
fbem-31308	15	1	the	the	DET
fbem-31308	15	2	credit	credit	NOUN
fbem-31308	15	3	repair	repair	NOUN
fbem-31308	15	4	mechanism	mechanism	NOUN
fbem-31308	15	5	serves	serve	VERB
fbem-31308	15	6	as	as	ADP
fbem-31308	15	7	a	a	DET
fbem-31308	15	8	critical	critical	ADJ
fbem-31308	15	9	link	link	NOUN
fbem-31308	15	10	in	in	ADP
fbem-31308	15	11	realizing	realize	VERB
fbem-31308	15	12	this	this	DET
fbem-31308	15	13	value	value	NOUN
fbem-31308	15	14	[	[	X
fbem-31308	15	15	2	2	NUM
fbem-31308	15	16	]	]	PUNCT
fbem-31308	15	17	.	.	PUNCT
fbem-31308	16	1	by	by	ADP
fbem-31308	16	2	setting	set	VERB
fbem-31308	16	3	reasonable	reasonable	ADJ
fbem-31308	16	4	conditions	condition	NOUN
fbem-31308	16	5	for	for	ADP
fbem-31308	16	6	credit	credit	NOUN
fbem-31308	16	7	record	record	NOUN
fbem-31308	16	8	restoration	restoration	NOUN
fbem-31308	16	9	,	,	PUNCT
fbem-31308	16	10	clarifying	clarify	VERB
fbem-31308	16	11	the	the	DET
fbem-31308	16	12	process	process	NOUN
fbem-31308	16	13	for	for	ADP
fbem-31308	16	14	updating	update	VERB
fbem-31308	16	15	credit	credit	NOUN
fbem-31308	16	16	information	information	NOUN
fbem-31308	16	17	,	,	PUNCT
fbem-31308	16	18	and	and	CCONJ
fbem-31308	16	19	establishing	establish	VERB
fbem-31308	16	20	a	a	DET
fbem-31308	16	21	comprehensive	comprehensive	ADJ
fbem-31308	16	22	support	support	NOUN
fbem-31308	16	23	system	system	NOUN
fbem-31308	16	24	for	for	ADP
fbem-31308	16	25	credit	credit	NOUN
fbem-31308	16	26	reconstruction	reconstruction	NOUN
fbem-31308	16	27	,	,	PUNCT
fbem-31308	16	28	the	the	DET
fbem-31308	16	29	credit	credit	NOUN
fbem-31308	16	30	repair	repair	NOUN
fbem-31308	16	31	mechanism	mechanism	NOUN
fbem-31308	16	32	can	can	AUX
fbem-31308	16	33	balance	balance	VERB
fbem-31308	16	34	the	the	DET
fbem-31308	16	35	interests	interest	NOUN
fbem-31308	16	36	of	of	ADP
fbem-31308	16	37	creditors	creditor	NOUN
fbem-31308	16	38	and	and	CCONJ
fbem-31308	16	39	the	the	DET
fbem-31308	16	40	right	right	NOUN
fbem-31308	16	41	of	of	ADP
fbem-31308	16	42	debtors	debtor	NOUN
fbem-31308	16	43	to	to	PART
fbem-31308	16	44	be	be	AUX
fbem-31308	16	45	reborn	reborn	VERB
fbem-31308	16	46	,	,	PUNCT
fbem-31308	16	47	while	while	SCONJ
fbem-31308	16	48	maintaining	maintain	VERB
fbem-31308	16	49	the	the	DET
fbem-31308	16	50	objectivity	objectivity	NOUN
fbem-31308	16	51	and	and	CCONJ
fbem-31308	16	52	credibility	credibility	NOUN
fbem-31308	16	53	of	of	ADP
fbem-31308	16	54	the	the	DET
fbem-31308	16	55	social	social	ADJ
fbem-31308	16	56	credit	credit	NOUN
fbem-31308	16	57	evaluation	evaluation	NOUN
fbem-31308	16	58	system	system	NOUN
fbem-31308	16	59	.	.	PUNCT
fbem-31308	17	1	the	the	DET
fbem-31308	17	2	pilot	pilot	NOUN
fbem-31308	17	3	projects	project	NOUN
fbem-31308	17	4	in	in	ADP
fbem-31308	17	5	shenzhen	shenzhen	PROPN
fbem-31308	17	6	,	,	PUNCT
fbem-31308	17	7	such	such	ADJ
fbem-31308	17	8	as	as	ADP
fbem-31308	17	9	setting	set	VERB
fbem-31308	17	10	the	the	DET
fbem-31308	17	11	duration	duration	NOUN
fbem-31308	17	12	for	for	ADP
fbem-31308	17	13	disclosing	disclose	VERB
fbem-31308	17	14	debtors	debtor	NOUN
fbem-31308	17	15	'	'	PART
fbem-31308	17	16	credit	credit	NOUN
fbem-31308	17	17	information	information	NOUN
fbem-31308	17	18	,	,	PUNCT
fbem-31308	17	19	standardizing	standardize	VERB
fbem-31308	17	20	the	the	DET
fbem-31308	17	21	application	application	NOUN
fbem-31308	17	22	procedures	procedure	NOUN
fbem-31308	17	23	for	for	ADP
fbem-31308	17	24	credit	credit	NOUN
fbem-31308	17	25	repair	repair	NOUN
fbem-31308	17	26	,	,	PUNCT
fbem-31308	17	27	and	and	CCONJ
fbem-31308	17	28	aligning	align	VERB
fbem-31308	17	29	with	with	ADP
fbem-31308	17	30	the	the	DET
fbem-31308	17	31	credit	credit	NOUN
fbem-31308	17	32	evaluation	evaluation	NOUN
fbem-31308	17	33	systems	system	NOUN
fbem-31308	17	34	of	of	ADP
fbem-31308	17	35	financial	financial	ADJ
fbem-31308	17	36	institutions	institution	NOUN
fbem-31308	17	37	,	,	PUNCT
fbem-31308	17	38	have	have	AUX
fbem-31308	17	39	provided	provide	VERB
fbem-31308	17	40	valuable	valuable	ADJ
fbem-31308	17	41	practical	practical	ADJ
fbem-31308	17	42	examples	example	NOUN
fbem-31308	17	43	for	for	ADP
fbem-31308	17	44	the	the	DET
fbem-31308	17	45	top	top	ADJ
fbem-31308	17	46	-	-	PUNCT
fbem-31308	17	47	level	level	NOUN
fbem-31308	17	48	design	design	NOUN
fbem-31308	17	49	of	of	ADP
fbem-31308	17	50	china	china	PROPN
fbem-31308	17	51	's	's	PART
fbem-31308	17	52	personal	personal	ADJ
fbem-31308	17	53	bankruptcy	bankruptcy	NOUN
fbem-31308	17	54	credit	credit	NOUN
fbem-31308	17	55	repair	repair	NOUN
fbem-31308	17	56	mechanism	mechanism	NOUN
fbem-31308	17	57	.	.	PUNCT
fbem-31308	18	1	theoretically	theoretically	ADV
fbem-31308	18	2	,	,	PUNCT
fbem-31308	18	3	research	research	NOUN
fbem-31308	18	4	on	on	ADP
fbem-31308	18	5	the	the	DET
fbem-31308	18	6	personal	personal	ADJ
fbem-31308	18	7	bankruptcy	bankruptcy	NOUN
fbem-31308	18	8	credit	credit	NOUN
fbem-31308	18	9	repair	repair	NOUN
fbem-31308	18	10	mechanism	mechanism	NOUN
fbem-31308	18	11	in	in	ADP
fbem-31308	18	12	china	china	PROPN
fbem-31308	18	13	is	be	AUX
fbem-31308	18	14	still	still	ADV
fbem-31308	18	15	in	in	ADP
fbem-31308	18	16	its	its	PRON
fbem-31308	18	17	early	early	ADJ
fbem-31308	18	18	stages	stage	NOUN
fbem-31308	18	19	,	,	PUNCT
fbem-31308	18	20	particularly	particularly	ADV
fbem-31308	18	21	lacking	lack	VERB
fbem-31308	18	22	systematic	systematic	ADJ
fbem-31308	18	23	analysis	analysis	NOUN
fbem-31308	18	24	of	of	ADP
fbem-31308	18	25	practical	practical	ADJ
fbem-31308	18	26	outcomes	outcome	NOUN
fbem-31308	18	27	[	[	X
fbem-31308	18	28	3	3	NUM
fbem-31308	18	29	]	]	PUNCT
fbem-31308	18	30	.	.	PUNCT
fbem-31308	19	1	the	the	DET
fbem-31308	19	2	shenzhen	shenzhen	PROPN
fbem-31308	19	3	pilot	pilot	PROPN
fbem-31308	19	4	has	have	AUX
fbem-31308	19	5	revealed	reveal	VERB
fbem-31308	19	6	issues	issue	NOUN
fbem-31308	19	7	such	such	ADJ
fbem-31308	19	8	as	as	ADP
fbem-31308	19	9	inconsistent	inconsistent	ADJ
fbem-31308	19	10	credit	credit	NOUN
fbem-31308	19	11	repair	repair	NOUN
fbem-31308	19	12	standards	standard	NOUN
fbem-31308	19	13	,	,	PUNCT
fbem-31308	19	14	an	an	DET
fbem-31308	19	15	imperfect	imperfect	ADJ
fbem-31308	19	16	crossdepartmental	crossdepartmental	ADJ
fbem-31308	19	17	information	information	NOUN
fbem-31308	19	18	sharing	sharing	NOUN
fbem-31308	19	19	system	system	NOUN
fbem-31308	19	20	,	,	PUNCT
fbem-31308	19	21	and	and	CCONJ
fbem-31308	19	22	insufficient	insufficient	ADJ
fbem-31308	19	23	support	support	NOUN
fbem-31308	19	24	measures	measure	NOUN
fbem-31308	19	25	for	for	ADP
fbem-31308	19	26	debtors	debtor	NOUN
fbem-31308	19	27	'	'	PART
fbem-31308	19	28	credit	credit	NOUN
fbem-31308	19	29	reconstruction	reconstruction	NOUN
fbem-31308	19	30	.	.	PUNCT
fbem-31308	20	1	these	these	DET
fbem-31308	20	2	issues	issue	NOUN
fbem-31308	20	3	urgently	urgently	ADV
fbem-31308	20	4	require	require	VERB
fbem-31308	20	5	in	in	ADP
fbem-31308	20	6	-	-	PUNCT
fbem-31308	20	7	depth	depth	NOUN
fbem-31308	20	8	exploration	exploration	NOUN
fbem-31308	20	9	from	from	ADP
fbem-31308	20	10	multiple	multiple	ADJ
fbem-31308	20	11	disciplinary	disciplinary	ADJ
fbem-31308	20	12	perspectives	perspective	NOUN
fbem-31308	20	13	,	,	PUNCT
fbem-31308	20	14	including	include	VERB
fbem-31308	20	15	law	law	NOUN
fbem-31308	20	16	,	,	PUNCT
fbem-31308	20	17	economics	economic	NOUN
fbem-31308	20	18	,	,	PUNCT
fbem-31308	20	19	and	and	CCONJ
fbem-31308	20	20	sociology	sociology	NOUN
fbem-31308	20	21	.	.	PUNCT
fbem-31308	21	1	practically	practically	ADV
fbem-31308	21	2	,	,	PUNCT
fbem-31308	21	3	with	with	ADP
fbem-31308	21	4	the	the	DET
fbem-31308	21	5	continuous	continuous	ADJ
fbem-31308	21	6	expansion	expansion	NOUN
fbem-31308	21	7	of	of	ADP
fbem-31308	21	8	personal	personal	ADJ
fbem-31308	21	9	consumer	consumer	NOUN
fbem-31308	21	10	credit	credit	NOUN
fbem-31308	21	11	and	and	CCONJ
fbem-31308	21	12	the	the	DET
fbem-31308	21	13	increasing	increase	VERB
fbem-31308	21	14	liquidity	liquidity	NOUN
fbem-31308	21	15	risks	risk	NOUN
fbem-31308	21	16	faced	face	VERB
fbem-31308	21	17	by	by	ADP
fbem-31308	21	18	market	market	NOUN
fbem-31308	21	19	entities	entity	NOUN
fbem-31308	21	20	,	,	PUNCT
fbem-31308	21	21	establishing	establish	VERB
fbem-31308	21	22	a	a	DET
fbem-31308	21	23	scientific	scientific	ADJ
fbem-31308	21	24	and	and	CCONJ
fbem-31308	21	25	comprehensive	comprehensive	ADJ
fbem-31308	21	26	personal	personal	ADJ
fbem-31308	21	27	bankruptcy	bankruptcy	NOUN
fbem-31308	21	28	credit	credit	NOUN
fbem-31308	21	29	repair	repair	NOUN
fbem-31308	21	30	mechanism	mechanism	NOUN
fbem-31308	21	31	has	have	AUX
fbem-31308	21	32	become	become	VERB
fbem-31308	21	33	essential	essential	ADJ
fbem-31308	21	34	for	for	ADP
fbem-31308	21	35	improving	improve	VERB
fbem-31308	21	36	the	the	DET
fbem-31308	21	37	exit	exit	NOUN
fbem-31308	21	38	mechanisms	mechanism	NOUN
fbem-31308	21	39	of	of	ADP
fbem-31308	21	40	market	market	NOUN
fbem-31308	21	41	entities	entity	NOUN
fbem-31308	21	42	and	and	CCONJ
fbem-31308	21	43	optimizing	optimize	VERB
fbem-31308	21	44	the	the	DET
fbem-31308	21	45	business	business	NOUN
fbem-31308	21	46	environment	environment	NOUN
fbem-31308	21	47	.	.	PUNCT
fbem-31308	22	1	by	by	ADP
fbem-31308	22	2	studying	study	VERB
fbem-31308	22	3	the	the	DET
fbem-31308	22	4	shenzhen	shenzhen	PROPN
fbem-31308	22	5	pilot	pilot	PROPN
fbem-31308	22	6	,	,	PUNCT
fbem-31308	22	7	analyzing	analyze	VERB
fbem-31308	22	8	the	the	DET
fbem-31308	22	9	institutional	institutional	ADJ
fbem-31308	22	10	design	design	NOUN
fbem-31308	22	11	,	,	PUNCT
fbem-31308	22	12	operational	operational	ADJ
fbem-31308	22	13	effectiveness	effectiveness	NOUN
fbem-31308	22	14	,	,	PUNCT
fbem-31308	22	15	and	and	CCONJ
fbem-31308	22	16	existing	exist	VERB
fbem-31308	22	17	problems	problem	NOUN
fbem-31308	22	18	of	of	ADP
fbem-31308	22	19	its	its	PRON
fbem-31308	22	20	credit	credit	NOUN
fbem-31308	22	21	repair	repair	NOUN
fbem-31308	22	22	mechanism	mechanism	NOUN
fbem-31308	22	23	can	can	AUX
fbem-31308	22	24	not	not	PART
fbem-31308	22	25	only	only	ADV
fbem-31308	22	26	provide	provide	VERB
fbem-31308	22	27	valuable	valuable	ADJ
fbem-31308	22	28	experience	experience	NOUN
fbem-31308	22	29	for	for	ADP
fbem-31308	22	30	the	the	DET
fbem-31308	22	31	implementation	implementation	NOUN
fbem-31308	22	32	of	of	ADP
fbem-31308	22	33	personal	personal	ADJ
fbem-31308	22	34	bankruptcy	bankruptcy	NOUN
fbem-31308	22	35	systems	system	NOUN
fbem-31308	22	36	in	in	ADP
fbem-31308	22	37	other	other	ADJ
fbem-31308	22	38	regions	region	NOUN
fbem-31308	22	39	but	but	CCONJ
fbem-31308	22	40	also	also	ADV
fbem-31308	22	41	offer	offer	VERB
fbem-31308	22	42	practical	practical	ADJ
fbem-31308	22	43	guidance	guidance	NOUN
fbem-31308	22	44	for	for	ADP
fbem-31308	22	45	enhancing	enhance	VERB
fbem-31308	22	46	credit	credit	NOUN
fbem-31308	22	47	repair	repair	NOUN
fbem-31308	22	48	provisions	provision	NOUN
fbem-31308	22	49	in	in	ADP
fbem-31308	22	50	national	national	ADJ
fbem-31308	22	51	personal	personal	ADJ
fbem-31308	22	52	bankruptcy	bankruptcy	NOUN
fbem-31308	22	53	legislation	legislation	NOUN
fbem-31308	22	54	.	.	PUNCT
fbem-31308	23	1	this	this	PRON
fbem-31308	23	2	is	be	AUX
fbem-31308	23	3	crucial	crucial	ADJ
fbem-31308	23	4	for	for	ADP
fbem-31308	23	5	advancing	advance	VERB
fbem-31308	23	6	china	china	PROPN
fbem-31308	23	7	's	's	PART
fbem-31308	23	8	social	social	ADJ
fbem-31308	23	9	credit	credit	NOUN
fbem-31308	23	10	system	system	NOUN
fbem-31308	23	11	and	and	CCONJ
fbem-31308	23	12	the	the	DET
fbem-31308	23	13	rule	rule	NOUN
fbem-31308	23	14	of	of	ADP
fbem-31308	23	15	law	law	NOUN
fbem-31308	23	16	in	in	ADP
fbem-31308	23	17	the	the	DET
fbem-31308	23	18	market	market	NOUN
fbem-31308	23	19	economy	economy	NOUN
fbem-31308	23	20	.	.	PUNCT
fbem-31308	24	1	128	128	NUM
fbem-31308	24	2	2	2	NUM
fbem-31308	24	3	.	.	PUNCT
fbem-31308	24	4	second	second	ADJ
fbem-31308	24	5	,	,	PUNCT
fbem-31308	24	6	empirical	empirical	ADJ
fbem-31308	24	7	analysis	analysis	NOUN
fbem-31308	24	8	of	of	ADP
fbem-31308	24	9	personal	personal	ADJ
fbem-31308	24	10	bankruptcy	bankruptcy	NOUN
fbem-31308	24	11	credit	credit	NOUN
fbem-31308	24	12	repair	repair	NOUN
fbem-31308	24	13	mechanism	mechanism	NOUN
fbem-31308	24	14	in	in	ADP
fbem-31308	24	15	shenzhen	shenzhen	PROPN
fbem-31308	24	16	2.1	2.1	NUM
fbem-31308	24	17	.	.	PUNCT
fbem-31308	25	1	overview	overview	NOUN
fbem-31308	25	2	of	of	ADP
fbem-31308	25	3	shenzhen	shenzhen	PROPN
fbem-31308	25	4	pilot	pilot	PROPN
fbem-31308	25	5	practice	practice	PROPN
fbem-31308	25	6	and	and	CCONJ
fbem-31308	25	7	data	datum	NOUN
fbem-31308	25	8	-	-	PUNCT
fbem-31308	25	9	driven	drive	VERB
fbem-31308	25	10	empirical	empirical	ADJ
fbem-31308	25	11	analysis	analysis	NOUN
fbem-31308	25	12	2.1.1	2.1.1	NUM
fbem-31308	25	13	.	.	PUNCT
fbem-31308	26	1	overview	overview	NOUN
fbem-31308	26	2	of	of	ADP
fbem-31308	26	3	shenzhen	shenzhen	PROPN
fbem-31308	26	4	pilot	pilot	PROPN
fbem-31308	26	5	practice	practice	NOUN
fbem-31308	26	6	in	in	ADP
fbem-31308	26	7	recent	recent	ADJ
fbem-31308	26	8	years	year	NOUN
fbem-31308	26	9	,	,	PUNCT
fbem-31308	26	10	as	as	SCONJ
fbem-31308	26	11	china	china	PROPN
fbem-31308	26	12	's	's	PART
fbem-31308	26	13	market	market	NOUN
fbem-31308	26	14	economy	economy	NOUN
fbem-31308	26	15	has	have	AUX
fbem-31308	26	16	continued	continue	VERB
fbem-31308	26	17	to	to	PART
fbem-31308	26	18	develop	develop	VERB
fbem-31308	26	19	,	,	PUNCT
fbem-31308	26	20	the	the	DET
fbem-31308	26	21	personal	personal	ADJ
fbem-31308	26	22	bankruptcy	bankruptcy	NOUN
fbem-31308	26	23	system	system	NOUN
fbem-31308	26	24	has	have	AUX
fbem-31308	26	25	gradually	gradually	ADV
fbem-31308	26	26	transitioned	transition	VERB
fbem-31308	26	27	from	from	ADP
fbem-31308	26	28	theoretical	theoretical	ADJ
fbem-31308	26	29	discussion	discussion	NOUN
fbem-31308	26	30	to	to	ADP
fbem-31308	26	31	practical	practical	ADJ
fbem-31308	26	32	implementation	implementation	NOUN
fbem-31308	26	33	.	.	PUNCT
fbem-31308	27	1	as	as	SCONJ
fbem-31308	27	2	wu	wu	PROPN
fbem-31308	27	3	jingmei	jingmei	PROPN
fbem-31308	27	4	points	point	VERB
fbem-31308	27	5	out	out	ADP
fbem-31308	27	6	in	in	ADP
fbem-31308	27	7	her	her	PRON
fbem-31308	27	8	article	article	NOUN
fbem-31308	27	9	"	"	PUNCT
fbem-31308	27	10	the	the	DET
fbem-31308	27	11	practical	practical	ADJ
fbem-31308	27	12	significance	significance	NOUN
fbem-31308	27	13	and	and	CCONJ
fbem-31308	27	14	path	path	NOUN
fbem-31308	27	15	of	of	ADP
fbem-31308	27	16	credit	credit	NOUN
fbem-31308	27	17	repair	repair	NOUN
fbem-31308	27	18	work	work	NOUN
fbem-31308	27	19	,	,	PUNCT
fbem-31308	27	20	"	"	PUNCT
fbem-31308	27	21	the	the	DET
fbem-31308	27	22	credit	credit	NOUN
fbem-31308	27	23	repair	repair	NOUN
fbem-31308	27	24	system	system	NOUN
fbem-31308	27	25	is	be	AUX
fbem-31308	27	26	a	a	DET
fbem-31308	27	27	crucial	crucial	ADJ
fbem-31308	27	28	component	component	NOUN
fbem-31308	27	29	of	of	ADP
fbem-31308	27	30	the	the	DET
fbem-31308	27	31	credit	credit	NOUN
fbem-31308	27	32	system	system	NOUN
fbem-31308	27	33	,	,	PUNCT
fbem-31308	27	34	essential	essential	ADJ
fbem-31308	27	35	for	for	ADP
fbem-31308	27	36	improving	improve	VERB
fbem-31308	27	37	the	the	DET
fbem-31308	27	38	joint	joint	ADJ
fbem-31308	27	39	incentive	incentive	NOUN
fbem-31308	27	40	mechanism	mechanism	NOUN
fbem-31308	27	41	for	for	ADP
fbem-31308	27	42	integrity	integrity	NOUN
fbem-31308	27	43	and	and	CCONJ
fbem-31308	27	44	the	the	DET
fbem-31308	27	45	joint	joint	ADJ
fbem-31308	27	46	punishment	punishment	NOUN
fbem-31308	27	47	mechanism	mechanism	NOUN
fbem-31308	27	48	for	for	ADP
fbem-31308	27	49	dishonesty	dishonesty	NOUN
fbem-31308	27	50	.	.	PUNCT
fbem-31308	28	1	it	it	PRON
fbem-31308	28	2	is	be	AUX
fbem-31308	28	3	also	also	ADV
fbem-31308	28	4	an	an	DET
fbem-31308	28	5	inevitable	inevitable	ADJ
fbem-31308	28	6	requirement	requirement	NOUN
fbem-31308	28	7	for	for	ADP
fbem-31308	28	8	establishing	establish	VERB
fbem-31308	28	9	a	a	DET
fbem-31308	28	10	credit	credit	NOUN
fbem-31308	28	11	-	-	PUNCT
fbem-31308	28	12	based	base	VERB
fbem-31308	28	13	regulatory	regulatory	ADJ
fbem-31308	28	14	mechanism	mechanism	NOUN
fbem-31308	28	15	during	during	ADP
fbem-31308	28	16	and	and	CCONJ
fbem-31308	28	17	after	after	ADP
fbem-31308	28	18	events	event	NOUN
fbem-31308	28	19	.	.	PUNCT
fbem-31308	29	1	since	since	SCONJ
fbem-31308	29	2	2016	2016	NUM
fbem-31308	29	3	,	,	PUNCT
fbem-31308	29	4	when	when	SCONJ
fbem-31308	29	5	the	the	DET
fbem-31308	29	6	state	state	PROPN
fbem-31308	29	7	council	council	PROPN
fbem-31308	29	8	issued	issue	VERB
fbem-31308	29	9	the	the	DET
fbem-31308	29	10	"	"	PUNCT
fbem-31308	29	11	guiding	guide	VERB
fbem-31308	29	12	opinions	opinion	NOUN
fbem-31308	29	13	on	on	ADP
fbem-31308	29	14	establishing	establish	VERB
fbem-31308	29	15	and	and	CCONJ
fbem-31308	29	16	improving	improve	VERB
fbem-31308	29	17	the	the	DET
fbem-31308	29	18	joint	joint	ADJ
fbem-31308	29	19	incentive	incentive	NOUN
fbem-31308	29	20	mechanism	mechanism	NOUN
fbem-31308	29	21	for	for	ADP
fbem-31308	29	22	integrity	integrity	NOUN
fbem-31308	29	23	and	and	CCONJ
fbem-31308	29	24	the	the	DET
fbem-31308	29	25	joint	joint	ADJ
fbem-31308	29	26	punishment	punishment	NOUN
fbem-31308	29	27	mechanism	mechanism	NOUN
fbem-31308	29	28	for	for	ADP
fbem-31308	29	29	dishonesty	dishonesty	NOUN
fbem-31308	29	30	to	to	PART
fbem-31308	29	31	accelerate	accelerate	VERB
fbem-31308	29	32	social	social	ADJ
fbem-31308	29	33	credit	credit	NOUN
fbem-31308	29	34	system	system	NOUN
fbem-31308	29	35	construction	construction	NOUN
fbem-31308	29	36	,	,	PUNCT
fbem-31308	29	37	"	"	PUNCT
fbem-31308	29	38	the	the	DET
fbem-31308	29	39	establishment	establishment	NOUN
fbem-31308	29	40	and	and	CCONJ
fbem-31308	29	41	improvement	improvement	NOUN
fbem-31308	29	42	of	of	ADP
fbem-31308	29	43	the	the	DET
fbem-31308	29	44	credit	credit	NOUN
fbem-31308	29	45	repair	repair	NOUN
fbem-31308	29	46	mechanism	mechanism	NOUN
fbem-31308	29	47	have	have	AUX
fbem-31308	29	48	been	be	AUX
fbem-31308	29	49	highlighted	highlight	VERB
fbem-31308	29	50	in	in	ADP
fbem-31308	29	51	multiple	multiple	ADJ
fbem-31308	29	52	important	important	ADJ
fbem-31308	29	53	documents	document	NOUN
fbem-31308	29	54	and	and	CCONJ
fbem-31308	29	55	speeches	speech	NOUN
fbem-31308	29	56	at	at	ADP
fbem-31308	29	57	the	the	DET
fbem-31308	29	58	national	national	ADJ
fbem-31308	29	59	level	level	NOUN
fbem-31308	29	60	regarding	regard	VERB
fbem-31308	29	61	the	the	DET
fbem-31308	29	62	construction	construction	NOUN
fbem-31308	29	63	of	of	ADP
fbem-31308	29	64	the	the	DET
fbem-31308	29	65	social	social	ADJ
fbem-31308	29	66	credit	credit	NOUN
fbem-31308	29	67	system	system	NOUN
fbem-31308	29	68	.	.	PUNCT
fbem-31308	30	1	on	on	ADP
fbem-31308	30	2	july	july	PROPN
fbem-31308	30	3	16,2019	16,2019	NUM
fbem-31308	30	4	,	,	PUNCT
fbem-31308	30	5	the	the	DET
fbem-31308	30	6	general	general	ADJ
fbem-31308	30	7	office	office	NOUN
fbem-31308	30	8	of	of	ADP
fbem-31308	30	9	the	the	DET
fbem-31308	30	10	state	state	NOUN
fbem-31308	30	11	council	council	PROPN
fbem-31308	30	12	released	release	VERB
fbem-31308	30	13	the	the	DET
fbem-31308	30	14	"	"	PUNCT
fbem-31308	30	15	guiding	guide	VERB
fbem-31308	30	16	opinions	opinion	NOUN
fbem-31308	30	17	on	on	ADP
fbem-31308	30	18	accelerating	accelerate	VERB
fbem-31308	30	19	the	the	DET
fbem-31308	30	20	construction	construction	NOUN
fbem-31308	30	21	of	of	ADP
fbem-31308	30	22	the	the	DET
fbem-31308	30	23	social	social	ADJ
fbem-31308	30	24	credit	credit	NOUN
fbem-31308	30	25	system	system	NOUN
fbem-31308	30	26	and	and	CCONJ
fbem-31308	30	27	building	build	VERB
fbem-31308	30	28	a	a	DET
fbem-31308	30	29	new	new	ADJ
fbem-31308	30	30	regulatory	regulatory	ADJ
fbem-31308	30	31	mechanism	mechanism	NOUN
fbem-31308	30	32	based	base	VERB
fbem-31308	30	33	on	on	ADP
fbem-31308	30	34	credit	credit	NOUN
fbem-31308	30	35	,	,	PUNCT
fbem-31308	30	36	"	"	PUNCT
fbem-31308	30	37	which	which	PRON
fbem-31308	30	38	explicitly	explicitly	ADV
fbem-31308	30	39	states	state	VERB
fbem-31308	30	40	that	that	SCONJ
fbem-31308	30	41	exploring	explore	VERB
fbem-31308	30	42	the	the	DET
fbem-31308	30	43	establishment	establishment	NOUN
fbem-31308	30	44	of	of	ADP
fbem-31308	30	45	a	a	DET
fbem-31308	30	46	credit	credit	NOUN
fbem-31308	30	47	repair	repair	NOUN
fbem-31308	30	48	mechanism	mechanism	NOUN
fbem-31308	30	49	is	be	AUX
fbem-31308	30	50	a	a	DET
fbem-31308	30	51	key	key	ADJ
fbem-31308	30	52	aspect	aspect	NOUN
fbem-31308	30	53	of	of	ADP
fbem-31308	30	54	improving	improve	VERB
fbem-31308	30	55	post	post	ADJ
fbem-31308	30	56	-	-	ADJ
fbem-31308	30	57	event	event	ADJ
fbem-31308	30	58	credit	credit	NOUN
fbem-31308	30	59	supervision	supervision	NOUN
fbem-31308	30	60	.	.	PUNCT
fbem-31308	31	1	this	this	PRON
fbem-31308	31	2	further	far	ADV
fbem-31308	31	3	underscores	underscore	VERB
fbem-31308	31	4	the	the	DET
fbem-31308	31	5	critical	critical	ADJ
fbem-31308	31	6	role	role	NOUN
fbem-31308	31	7	of	of	ADP
fbem-31308	31	8	credit	credit	NOUN
fbem-31308	31	9	repair	repair	NOUN
fbem-31308	31	10	in	in	ADP
fbem-31308	31	11	credit	credit	NOUN
fbem-31308	31	12	supervision	supervision	NOUN
fbem-31308	31	13	[	[	X
fbem-31308	31	14	4	4	NUM
fbem-31308	31	15	]	]	PUNCT
fbem-31308	31	16	.	.	PUNCT
fbem-31308	32	1	as	as	SCONJ
fbem-31308	32	2	the	the	DET
fbem-31308	32	3	first	first	ADJ
fbem-31308	32	4	city	city	NOUN
fbem-31308	32	5	in	in	ADP
fbem-31308	32	6	china	china	PROPN
fbem-31308	32	7	to	to	PART
fbem-31308	32	8	pilot	pilot	VERB
fbem-31308	32	9	a	a	DET
fbem-31308	32	10	personal	personal	ADJ
fbem-31308	32	11	bankruptcy	bankruptcy	NOUN
fbem-31308	32	12	system	system	NOUN
fbem-31308	32	13	,	,	PUNCT
fbem-31308	32	14	shenzhen	shenzhen	PROPN
fbem-31308	32	15	officially	officially	ADV
fbem-31308	32	16	implemented	implement	VERB
fbem-31308	32	17	the	the	DET
fbem-31308	32	18	'	'	PUNCT
fbem-31308	32	19	shenzhen	shenzhen	PROPN
fbem-31308	32	20	special	special	ADJ
fbem-31308	32	21	economic	economic	ADJ
fbem-31308	32	22	zone	zone	NOUN
fbem-31308	32	23	personal	personal	ADJ
fbem-31308	32	24	bankruptcy	bankruptcy	NOUN
fbem-31308	32	25	regulations	regulation	NOUN
fbem-31308	32	26	'	'	PUNCT
fbem-31308	32	27	in	in	ADP
fbem-31308	32	28	march	march	PROPN
fbem-31308	32	29	2021	2021	NUM
fbem-31308	32	30	,	,	PUNCT
fbem-31308	32	31	marking	mark	VERB
fbem-31308	32	32	the	the	DET
fbem-31308	32	33	start	start	NOUN
fbem-31308	32	34	of	of	ADP
fbem-31308	32	35	china	china	PROPN
fbem-31308	32	36	's	's	PART
fbem-31308	32	37	personal	personal	ADJ
fbem-31308	32	38	bankruptcy	bankruptcy	NOUN
fbem-31308	32	39	system	system	NOUN
fbem-31308	32	40	.	.	PUNCT
fbem-31308	33	1	the	the	DET
fbem-31308	33	2	regulations	regulation	NOUN
fbem-31308	33	3	not	not	PART
fbem-31308	33	4	only	only	ADV
fbem-31308	33	5	offer	offer	VERB
fbem-31308	33	6	debt	debt	NOUN
fbem-31308	33	7	forgiveness	forgiveness	NOUN
fbem-31308	33	8	to	to	PART
fbem-31308	33	9	'	'	PUNCT
fbem-31308	33	10	honest	honest	ADJ
fbem-31308	33	11	but	but	CCONJ
fbem-31308	33	12	unfortunate	unfortunate	ADJ
fbem-31308	33	13	'	'	PUNCT
fbem-31308	33	14	debtors	debtor	NOUN
fbem-31308	33	15	but	but	CCONJ
fbem-31308	33	16	also	also	ADV
fbem-31308	33	17	establish	establish	VERB
fbem-31308	33	18	a	a	DET
fbem-31308	33	19	comprehensive	comprehensive	ADJ
fbem-31308	33	20	credit	credit	NOUN
fbem-31308	33	21	repair	repair	NOUN
fbem-31308	33	22	mechanism	mechanism	NOUN
fbem-31308	33	23	.	.	PUNCT
fbem-31308	34	1	this	this	DET
fbem-31308	34	2	mechanism	mechanism	NOUN
fbem-31308	34	3	aims	aim	VERB
fbem-31308	34	4	to	to	PART
fbem-31308	34	5	help	help	VERB
fbem-31308	34	6	individuals	individual	NOUN
fbem-31308	34	7	who	who	PRON
fbem-31308	34	8	have	have	AUX
fbem-31308	34	9	gone	go	VERB
fbem-31308	34	10	bankrupt	bankrupt	ADJ
fbem-31308	34	11	rebuild	rebuild	VERB
fbem-31308	34	12	their	their	PRON
fbem-31308	34	13	credit	credit	NOUN
fbem-31308	34	14	records	record	NOUN
fbem-31308	34	15	and	and	CCONJ
fbem-31308	34	16	reintegrate	reintegrate	VERB
fbem-31308	34	17	into	into	ADP
fbem-31308	34	18	social	social	ADJ
fbem-31308	34	19	and	and	CCONJ
fbem-31308	34	20	economic	economic	ADJ
fbem-31308	34	21	life	life	NOUN
fbem-31308	34	22	,	,	PUNCT
fbem-31308	34	23	thereby	thereby	ADV
fbem-31308	34	24	enhancing	enhance	VERB
fbem-31308	34	25	the	the	DET
fbem-31308	34	26	social	social	ADJ
fbem-31308	34	27	credit	credit	NOUN
fbem-31308	34	28	system	system	NOUN
fbem-31308	34	29	.	.	PUNCT
fbem-31308	35	1	in	in	ADP
fbem-31308	35	2	the	the	DET
fbem-31308	35	3	practical	practical	ADJ
fbem-31308	35	4	implementation	implementation	NOUN
fbem-31308	35	5	of	of	ADP
fbem-31308	35	6	credit	credit	NOUN
fbem-31308	35	7	restoration	restoration	NOUN
fbem-31308	35	8	,	,	PUNCT
fbem-31308	35	9	shenzhen	shenzhen	PROPN
fbem-31308	35	10	has	have	AUX
fbem-31308	35	11	adopted	adopt	VERB
fbem-31308	35	12	a	a	DET
fbem-31308	35	13	multi	multi	ADJ
fbem-31308	35	14	-	-	ADJ
fbem-31308	35	15	level	level	ADJ
fbem-31308	35	16	and	and	CCONJ
fbem-31308	35	17	systematic	systematic	ADJ
fbem-31308	35	18	approach	approach	NOUN
fbem-31308	35	19	[	[	X
fbem-31308	35	20	5	5	NUM
fbem-31308	35	21	]	]	PUNCT
fbem-31308	35	22	.	.	PUNCT
fbem-31308	36	1	firstly	firstly	ADV
fbem-31308	36	2	,	,	PUNCT
fbem-31308	36	3	the	the	DET
fbem-31308	36	4	regulations	regulation	NOUN
fbem-31308	36	5	clearly	clearly	ADV
fbem-31308	36	6	stipulate	stipulate	VERB
fbem-31308	36	7	that	that	SCONJ
fbem-31308	36	8	after	after	ADP
fbem-31308	36	9	a	a	DET
fbem-31308	36	10	statutory	statutory	ADJ
fbem-31308	36	11	observation	observation	NOUN
fbem-31308	36	12	period	period	NOUN
fbem-31308	36	13	(	(	PUNCT
fbem-31308	36	14	usually	usually	ADV
fbem-31308	36	15	3	3	NUM
fbem-31308	36	16	years	year	NOUN
fbem-31308	36	17	)	)	PUNCT
fbem-31308	36	18	and	and	CCONJ
fbem-31308	36	19	fulfilling	fulfil	VERB
fbem-31308	36	20	relevant	relevant	ADJ
fbem-31308	36	21	obligations	obligation	NOUN
fbem-31308	36	22	,	,	PUNCT
fbem-31308	36	23	a	a	DET
fbem-31308	36	24	bankrupt	bankrupt	ADJ
fbem-31308	36	25	individual	individual	NOUN
fbem-31308	36	26	can	can	AUX
fbem-31308	36	27	legally	legally	ADV
fbem-31308	36	28	apply	apply	VERB
fbem-31308	36	29	for	for	ADP
fbem-31308	36	30	the	the	DET
fbem-31308	36	31	exemption	exemption	NOUN
fbem-31308	36	32	of	of	ADP
fbem-31308	36	33	unrepaid	unrepaid	ADJ
fbem-31308	36	34	debts	debt	NOUN
fbem-31308	36	35	and	and	CCONJ
fbem-31308	36	36	gradually	gradually	ADV
fbem-31308	36	37	restore	restore	VERB
fbem-31308	36	38	their	their	PRON
fbem-31308	36	39	credit	credit	NOUN
fbem-31308	36	40	record	record	NOUN
fbem-31308	36	41	.	.	PUNCT
fbem-31308	37	1	secondly	secondly	ADV
fbem-31308	37	2	,	,	PUNCT
fbem-31308	37	3	as	as	SCONJ
fbem-31308	37	4	noted	note	VERB
fbem-31308	37	5	in	in	ADP
fbem-31308	37	6	'	'	PUNCT
fbem-31308	37	7	the	the	DET
fbem-31308	37	8	mechanism	mechanism	NOUN
fbem-31308	37	9	,	,	PUNCT
fbem-31308	37	10	dilemmas	dilemma	NOUN
fbem-31308	37	11	,	,	PUNCT
fbem-31308	37	12	and	and	CCONJ
fbem-31308	37	13	vision	vision	NOUN
fbem-31308	37	14	of	of	ADP
fbem-31308	37	15	the	the	DET
fbem-31308	37	16	digital	digital	ADJ
fbem-31308	37	17	personal	personal	ADJ
fbem-31308	37	18	bankruptcy	bankruptcy	NOUN
fbem-31308	37	19	credit	credit	NOUN
fbem-31308	37	20	evaluation	evaluation	NOUN
fbem-31308	37	21	system	system	NOUN
fbem-31308	37	22	,	,	PUNCT
fbem-31308	37	23	'	'	PUNCT
fbem-31308	37	24	digitalization	digitalization	NOUN
fbem-31308	37	25	plays	play	VERB
fbem-31308	37	26	a	a	DET
fbem-31308	37	27	crucial	crucial	ADJ
fbem-31308	37	28	role	role	NOUN
fbem-31308	37	29	in	in	ADP
fbem-31308	37	30	the	the	DET
fbem-31308	37	31	construction	construction	NOUN
fbem-31308	37	32	of	of	ADP
fbem-31308	37	33	personal	personal	ADJ
fbem-31308	37	34	bankruptcy	bankruptcy	NOUN
fbem-31308	37	35	credit	credit	NOUN
fbem-31308	37	36	systems	system	NOUN
fbem-31308	37	37	.	.	PUNCT
fbem-31308	38	1	in	in	ADP
fbem-31308	38	2	2021	2021	NUM
fbem-31308	38	3	,	,	PUNCT
fbem-31308	38	4	the	the	DET
fbem-31308	38	5	shenzhen	shenzhen	PROPN
fbem-31308	38	6	intermediate	intermediate	PROPN
fbem-31308	38	7	people	people	NOUN
fbem-31308	38	8	's	's	PART
fbem-31308	38	9	court	court	NOUN
fbem-31308	38	10	,	,	PUNCT
fbem-31308	38	11	in	in	ADP
fbem-31308	38	12	collaboration	collaboration	NOUN
fbem-31308	38	13	with	with	ADP
fbem-31308	38	14	the	the	DET
fbem-31308	38	15	shenzhen	shenzhen	PROPN
fbem-31308	38	16	market	market	PROPN
fbem-31308	38	17	supervision	supervision	PROPN
fbem-31308	38	18	administration	administration	NOUN
fbem-31308	38	19	and	and	CCONJ
fbem-31308	38	20	other	other	ADJ
fbem-31308	38	21	entities	entity	NOUN
fbem-31308	38	22	,	,	PUNCT
fbem-31308	38	23	issued	issue	VERB
fbem-31308	38	24	the	the	DET
fbem-31308	38	25	'	'	PUNCT
fbem-31308	38	26	opinions	opinion	NOUN
fbem-31308	38	27	on	on	ADP
fbem-31308	38	28	establishing	establish	VERB
fbem-31308	38	29	a	a	DET
fbem-31308	38	30	mechanism	mechanism	NOUN
fbem-31308	38	31	for	for	ADP
fbem-31308	38	32	sharing	share	VERB
fbem-31308	38	33	bankruptcy	bankruptcy	NOUN
fbem-31308	38	34	information	information	NOUN
fbem-31308	38	35	and	and	CCONJ
fbem-31308	38	36	publicizing	publicize	VERB
fbem-31308	38	37	status	status	NOUN
fbem-31308	38	38	,	,	PUNCT
fbem-31308	38	39	'	'	PUNCT
fbem-31308	38	40	actively	actively	ADV
fbem-31308	38	41	promoting	promote	VERB
fbem-31308	38	42	digital	digital	ADJ
fbem-31308	38	43	practices	practice	NOUN
fbem-31308	38	44	[	[	X
fbem-31308	38	45	6	6	NUM
fbem-31308	38	46	]	]	PUNCT
fbem-31308	38	47	.	.	PUNCT
fbem-31308	39	1	this	this	DET
fbem-31308	39	2	initiative	initiative	NOUN
fbem-31308	39	3	integrated	integrate	VERB
fbem-31308	39	4	multiple	multiple	ADJ
fbem-31308	39	5	platforms	platform	NOUN
fbem-31308	39	6	,	,	PUNCT
fbem-31308	39	7	including	include	VERB
fbem-31308	39	8	the	the	DET
fbem-31308	39	9	'	'	PUNCT
fbem-31308	39	10	shenzhen	shenzhen	PROPN
fbem-31308	39	11	credit	credit	NOUN
fbem-31308	39	12	network	network	NOUN
fbem-31308	39	13	,	,	PUNCT
fbem-31308	39	14	'	'	PUNCT
fbem-31308	39	15	and	and	CCONJ
fbem-31308	39	16	successfully	successfully	ADV
fbem-31308	39	17	established	establish	VERB
fbem-31308	39	18	the	the	DET
fbem-31308	39	19	'	'	PUNCT
fbem-31308	39	20	shenzhen	shenzhen	PROPN
fbem-31308	39	21	personal	personal	PROPN
fbem-31308	39	22	bankruptcy	bankruptcy	PROPN
fbem-31308	39	23	information	information	NOUN
fbem-31308	39	24	disclosure	disclosure	NOUN
fbem-31308	39	25	platform	platform	NOUN
fbem-31308	39	26	.	.	PUNCT
fbem-31308	40	1	'	'	PUNCT
fbem-31308	40	2	through	through	ADP
fbem-31308	40	3	these	these	DET
fbem-31308	40	4	measures	measure	NOUN
fbem-31308	40	5	,	,	PUNCT
fbem-31308	40	6	personal	personal	ADJ
fbem-31308	40	7	bankruptcy	bankruptcy	NOUN
fbem-31308	40	8	credit	credit	NOUN
fbem-31308	40	9	information	information	NOUN
fbem-31308	40	10	was	be	AUX
fbem-31308	40	11	digitized	digitize	VERB
fbem-31308	40	12	and	and	CCONJ
fbem-31308	40	13	integrated	integrate	VERB
fbem-31308	40	14	,	,	PUNCT
fbem-31308	40	15	significantly	significantly	ADV
fbem-31308	40	16	enhancing	enhance	VERB
fbem-31308	40	17	transparency	transparency	NOUN
fbem-31308	40	18	and	and	CCONJ
fbem-31308	40	19	accessibility	accessibility	NOUN
fbem-31308	40	20	,	,	PUNCT
fbem-31308	40	21	providing	provide	VERB
fbem-31308	40	22	a	a	DET
fbem-31308	40	23	solid	solid	ADJ
fbem-31308	40	24	data	datum	NOUN
fbem-31308	40	25	foundation	foundation	NOUN
fbem-31308	40	26	for	for	ADP
fbem-31308	40	27	personal	personal	ADJ
fbem-31308	40	28	bankruptcy	bankruptcy	NOUN
fbem-31308	40	29	credit	credit	NOUN
fbem-31308	40	30	evaluation	evaluation	NOUN
fbem-31308	40	31	,	,	PUNCT
fbem-31308	40	32	and	and	CCONJ
fbem-31308	40	33	effectively	effectively	ADV
fbem-31308	40	34	advancing	advance	VERB
fbem-31308	40	35	the	the	DET
fbem-31308	40	36	improvement	improvement	NOUN
fbem-31308	40	37	and	and	CCONJ
fbem-31308	40	38	development	development	NOUN
fbem-31308	40	39	of	of	ADP
fbem-31308	40	40	the	the	DET
fbem-31308	40	41	local	local	ADJ
fbem-31308	40	42	personal	personal	ADJ
fbem-31308	40	43	bankruptcy	bankruptcy	NOUN
fbem-31308	40	44	system	system	NOUN
fbem-31308	40	45	.	.	PUNCT
fbem-31308	41	1	the	the	DET
fbem-31308	41	2	relevant	relevant	ADJ
fbem-31308	41	3	information	information	NOUN
fbem-31308	41	4	of	of	ADP
fbem-31308	41	5	bankrupt	bankrupt	ADJ
fbem-31308	41	6	individuals	individual	NOUN
fbem-31308	41	7	is	be	AUX
fbem-31308	41	8	publicly	publicly	ADV
fbem-31308	41	9	disclosed	disclose	VERB
fbem-31308	41	10	on	on	ADP
fbem-31308	41	11	specific	specific	ADJ
fbem-31308	41	12	platforms	platform	NOUN
fbem-31308	41	13	,	,	PUNCT
fbem-31308	41	14	but	but	CCONJ
fbem-31308	41	15	after	after	SCONJ
fbem-31308	41	16	the	the	DET
fbem-31308	41	17	observation	observation	NOUN
fbem-31308	41	18	period	period	NOUN
fbem-31308	41	19	ends	end	VERB
fbem-31308	41	20	,	,	PUNCT
fbem-31308	41	21	this	this	DET
fbem-31308	41	22	information	information	NOUN
fbem-31308	41	23	will	will	AUX
fbem-31308	41	24	be	be	AUX
fbem-31308	41	25	legally	legally	ADV
fbem-31308	41	26	deleted	delete	VERB
fbem-31308	41	27	or	or	CCONJ
fbem-31308	41	28	marked	mark	VERB
fbem-31308	41	29	as	as	ADP
fbem-31308	41	30	'	'	PUNCT
fbem-31308	41	31	restored	restore	VERB
fbem-31308	41	32	,	,	PUNCT
fbem-31308	41	33	'	'	PUNCT
fbem-31308	41	34	to	to	PART
fbem-31308	41	35	minimize	minimize	VERB
fbem-31308	41	36	the	the	DET
fbem-31308	41	37	negative	negative	ADJ
fbem-31308	41	38	impact	impact	NOUN
fbem-31308	41	39	on	on	ADP
fbem-31308	41	40	the	the	DET
fbem-31308	41	41	long	long	ADJ
fbem-31308	41	42	-	-	PUNCT
fbem-31308	41	43	term	term	NOUN
fbem-31308	41	44	credit	credit	NOUN
fbem-31308	41	45	status	status	NOUN
fbem-31308	41	46	of	of	ADP
fbem-31308	41	47	the	the	DET
fbem-31308	41	48	bankrupt	bankrupt	ADJ
fbem-31308	41	49	individual	individual	NOUN
fbem-31308	41	50	.	.	PUNCT
fbem-31308	42	1	additionally	additionally	ADV
fbem-31308	42	2	,	,	PUNCT
fbem-31308	42	3	the	the	DET
fbem-31308	42	4	shenzhen	shenzhen	PROPN
fbem-31308	42	5	pilot	pilot	PROPN
fbem-31308	42	6	program	program	NOUN
fbem-31308	42	7	emphasizes	emphasize	VERB
fbem-31308	42	8	enhancing	enhance	VERB
fbem-31308	42	9	the	the	DET
fbem-31308	42	10	financial	financial	ADJ
fbem-31308	42	11	management	management	NOUN
fbem-31308	42	12	skills	skill	NOUN
fbem-31308	42	13	of	of	ADP
fbem-31308	42	14	bankrupt	bankrupt	ADJ
fbem-31308	42	15	individuals	individual	NOUN
fbem-31308	42	16	through	through	ADP
fbem-31308	42	17	financial	financial	ADJ
fbem-31308	42	18	education	education	NOUN
fbem-31308	42	19	and	and	CCONJ
fbem-31308	42	20	credit	credit	NOUN
fbem-31308	42	21	consultation	consultation	NOUN
fbem-31308	42	22	,	,	PUNCT
fbem-31308	42	23	laying	lay	VERB
fbem-31308	42	24	the	the	DET
fbem-31308	42	25	groundwork	groundwork	NOUN
fbem-31308	42	26	for	for	ADP
fbem-31308	42	27	their	their	PRON
fbem-31308	42	28	credit	credit	NOUN
fbem-31308	42	29	restoration	restoration	NOUN
fbem-31308	42	30	.	.	PUNCT
fbem-31308	43	1	by	by	ADP
fbem-31308	43	2	participating	participate	VERB
fbem-31308	43	3	in	in	ADP
fbem-31308	43	4	financial	financial	ADJ
fbem-31308	43	5	planning	planning	NOUN
fbem-31308	43	6	courses	course	NOUN
fbem-31308	43	7	provided	provide	VERB
fbem-31308	43	8	by	by	ADP
fbem-31308	43	9	courts	court	NOUN
fbem-31308	43	10	or	or	CCONJ
fbem-31308	43	11	social	social	ADJ
fbem-31308	43	12	organizations	organization	NOUN
fbem-31308	43	13	,	,	PUNCT
fbem-31308	43	14	bankrupts	bankrupt	NOUN
fbem-31308	43	15	can	can	AUX
fbem-31308	43	16	learn	learn	VERB
fbem-31308	43	17	how	how	SCONJ
fbem-31308	43	18	to	to	PART
fbem-31308	43	19	manage	manage	VERB
fbem-31308	43	20	their	their	PRON
fbem-31308	43	21	income	income	NOUN
fbem-31308	43	22	and	and	CCONJ
fbem-31308	43	23	expenditure	expenditure	NOUN
fbem-31308	43	24	reasonably	reasonably	ADV
fbem-31308	43	25	and	and	CCONJ
fbem-31308	43	26	optimize	optimize	VERB
fbem-31308	43	27	their	their	PRON
fbem-31308	43	28	credit	credit	NOUN
fbem-31308	43	29	behavior	behavior	NOUN
fbem-31308	43	30	,	,	PUNCT
fbem-31308	43	31	thus	thus	ADV
fbem-31308	43	32	accelerating	accelerate	VERB
fbem-31308	43	33	the	the	DET
fbem-31308	43	34	process	process	NOUN
fbem-31308	43	35	of	of	ADP
fbem-31308	43	36	credit	credit	NOUN
fbem-31308	43	37	repair	repair	NOUN
fbem-31308	43	38	.	.	PUNCT
fbem-31308	44	1	rectifying	rectifying	NOUN
fbem-31308	44	2	default	default	NOUN
fbem-31308	44	3	or	or	CCONJ
fbem-31308	44	4	dishonest	dishonest	ADJ
fbem-31308	44	5	acts	act	NOUN
fbem-31308	44	6	and	and	CCONJ
fbem-31308	44	7	eliminating	eliminate	VERB
fbem-31308	44	8	their	their	PRON
fbem-31308	44	9	adverse	adverse	ADJ
fbem-31308	44	10	impact	impact	NOUN
fbem-31308	44	11	constitute	constitute	VERB
fbem-31308	44	12	the	the	DET
fbem-31308	44	13	fundamental	fundamental	ADJ
fbem-31308	44	14	requirements	requirement	NOUN
fbem-31308	44	15	for	for	ADP
fbem-31308	44	16	credit	credit	NOUN
fbem-31308	44	17	restoration	restoration	NOUN
fbem-31308	44	18	[	[	X
fbem-31308	44	19	7	7	NUM
fbem-31308	44	20	]	]	PUNCT
fbem-31308	44	21	.	.	PUNCT
fbem-31308	45	1	in	in	ADP
fbem-31308	45	2	the	the	DET
fbem-31308	45	3	institutional	institutional	ADJ
fbem-31308	45	4	design	design	NOUN
fbem-31308	45	5	,	,	PUNCT
fbem-31308	45	6	shenzhen	shenzhen	PROPN
fbem-31308	45	7	's	's	PART
fbem-31308	45	8	pilot	pilot	NOUN
fbem-31308	45	9	program	program	NOUN
fbem-31308	45	10	innovatively	innovatively	ADV
fbem-31308	45	11	introduced	introduce	VERB
fbem-31308	45	12	the	the	DET
fbem-31308	45	13	participation	participation	NOUN
fbem-31308	45	14	of	of	ADP
fbem-31308	45	15	social	social	ADJ
fbem-31308	45	16	forces	force	NOUN
fbem-31308	45	17	.	.	PUNCT
fbem-31308	46	1	financial	financial	ADJ
fbem-31308	46	2	institutions	institution	NOUN
fbem-31308	46	3	,	,	PUNCT
fbem-31308	46	4	credit	credit	NOUN
fbem-31308	46	5	service	service	NOUN
fbem-31308	46	6	providers	provider	NOUN
fbem-31308	46	7	,	,	PUNCT
fbem-31308	46	8	and	and	CCONJ
fbem-31308	46	9	social	social	ADJ
fbem-31308	46	10	organizations	organization	NOUN
fbem-31308	46	11	are	be	AUX
fbem-31308	46	12	encouraged	encourage	VERB
fbem-31308	46	13	to	to	PART
fbem-31308	46	14	offer	offer	VERB
fbem-31308	46	15	a	a	DET
fbem-31308	46	16	variety	variety	NOUN
fbem-31308	46	17	of	of	ADP
fbem-31308	46	18	credit	credit	NOUN
fbem-31308	46	19	repair	repair	NOUN
fbem-31308	46	20	services	service	NOUN
fbem-31308	46	21	to	to	ADP
fbem-31308	46	22	individuals	individual	NOUN
fbem-31308	46	23	going	go	VERB
fbem-31308	46	24	bankrupt	bankrupt	ADJ
fbem-31308	46	25	,	,	PUNCT
fbem-31308	46	26	including	include	VERB
fbem-31308	46	27	credit	credit	NOUN
fbem-31308	46	28	assessments	assessment	NOUN
fbem-31308	46	29	,	,	PUNCT
fbem-31308	46	30	behavioral	behavioral	ADJ
fbem-31308	46	31	guidance	guidance	NOUN
fbem-31308	46	32	,	,	PUNCT
fbem-31308	46	33	and	and	CCONJ
fbem-31308	46	34	psychological	psychological	ADJ
fbem-31308	46	35	counseling	counseling	NOUN
fbem-31308	46	36	.	.	PUNCT
fbem-31308	47	1	additionally	additionally	ADV
fbem-31308	47	2	,	,	PUNCT
fbem-31308	47	3	the	the	DET
fbem-31308	47	4	shenzhen	shenzhen	PROPN
fbem-31308	47	5	court	court	PROPN
fbem-31308	47	6	and	and	CCONJ
fbem-31308	47	7	government	government	NOUN
fbem-31308	47	8	departments	department	NOUN
fbem-31308	47	9	have	have	AUX
fbem-31308	47	10	enhanced	enhance	VERB
fbem-31308	47	11	their	their	PRON
fbem-31308	47	12	supervision	supervision	NOUN
fbem-31308	47	13	and	and	CCONJ
fbem-31308	47	14	guidance	guidance	NOUN
fbem-31308	47	15	of	of	ADP
fbem-31308	47	16	individuals	individual	NOUN
fbem-31308	47	17	going	go	VERB
fbem-31308	47	18	bankrupt	bankrupt	ADJ
fbem-31308	47	19	,	,	PUNCT
fbem-31308	47	20	ensuring	ensure	VERB
fbem-31308	47	21	they	they	PRON
fbem-31308	47	22	strictly	strictly	ADV
fbem-31308	47	23	adhere	adhere	VERB
fbem-31308	47	24	to	to	ADP
fbem-31308	47	25	their	their	PRON
fbem-31308	47	26	obligations	obligation	NOUN
fbem-31308	47	27	during	during	ADP
fbem-31308	47	28	the	the	DET
fbem-31308	47	29	review	review	NOUN
fbem-31308	47	30	period	period	NOUN
fbem-31308	47	31	.	.	PUNCT
fbem-31308	48	1	they	they	PRON
fbem-31308	48	2	also	also	ADV
fbem-31308	48	3	regularly	regularly	ADV
fbem-31308	48	4	assess	assess	VERB
fbem-31308	48	5	their	their	PRON
fbem-31308	48	6	financial	financial	ADJ
fbem-31308	48	7	status	status	NOUN
fbem-31308	48	8	and	and	CCONJ
fbem-31308	48	9	credit	credit	NOUN
fbem-31308	48	10	behavior	behavior	NOUN
fbem-31308	48	11	to	to	PART
fbem-31308	48	12	facilitate	facilitate	VERB
fbem-31308	48	13	their	their	PRON
fbem-31308	48	14	gradual	gradual	ADJ
fbem-31308	48	15	recovery	recovery	NOUN
fbem-31308	48	16	of	of	ADP
fbem-31308	48	17	credit	credit	NOUN
fbem-31308	48	18	.	.	PUNCT
fbem-31308	49	1	overall	overall	ADV
fbem-31308	49	2	,	,	PUNCT
fbem-31308	49	3	the	the	DET
fbem-31308	49	4	pilot	pilot	NOUN
fbem-31308	49	5	program	program	NOUN
fbem-31308	49	6	of	of	ADP
fbem-31308	49	7	personal	personal	ADJ
fbem-31308	49	8	bankruptcy	bankruptcy	NOUN
fbem-31308	49	9	credit	credit	NOUN
fbem-31308	49	10	restoration	restoration	NOUN
fbem-31308	49	11	in	in	ADP
fbem-31308	49	12	shenzhen	shenzhen	PROPN
fbem-31308	49	13	has	have	AUX
fbem-31308	49	14	provided	provide	VERB
fbem-31308	49	15	valuable	valuable	ADJ
fbem-31308	49	16	practical	practical	ADJ
fbem-31308	49	17	experience	experience	NOUN
fbem-31308	49	18	and	and	CCONJ
fbem-31308	49	19	theoretical	theoretical	ADJ
fbem-31308	49	20	insights	insight	NOUN
fbem-31308	49	21	for	for	ADP
fbem-31308	49	22	the	the	DET
fbem-31308	49	23	improvement	improvement	NOUN
fbem-31308	49	24	of	of	ADP
fbem-31308	49	25	china	china	PROPN
fbem-31308	49	26	's	's	PART
fbem-31308	49	27	personal	personal	ADJ
fbem-31308	49	28	bankruptcy	bankruptcy	NOUN
fbem-31308	49	29	system	system	NOUN
fbem-31308	49	30	[	[	X
fbem-31308	49	31	8	8	NUM
fbem-31308	49	32	]	]	PUNCT
fbem-31308	49	33	.	.	PUNCT
fbem-31308	50	1	it	it	PRON
fbem-31308	50	2	not	not	PART
fbem-31308	50	3	only	only	ADV
fbem-31308	50	4	offers	offer	VERB
fbem-31308	50	5	a	a	DET
fbem-31308	50	6	chance	chance	NOUN
fbem-31308	50	7	for	for	SCONJ
fbem-31308	50	8	debtors	debtor	NOUN
fbem-31308	50	9	to	to	PART
fbem-31308	50	10	start	start	VERB
fbem-31308	50	11	anew	anew	ADV
fbem-31308	50	12	but	but	CCONJ
fbem-31308	50	13	also	also	ADV
fbem-31308	50	14	explores	explore	VERB
fbem-31308	50	15	a	a	DET
fbem-31308	50	16	viable	viable	ADJ
fbem-31308	50	17	path	path	NOUN
fbem-31308	50	18	toward	toward	ADP
fbem-31308	50	19	building	build	VERB
fbem-31308	50	20	a	a	DET
fbem-31308	50	21	more	more	ADV
fbem-31308	50	22	inclusive	inclusive	ADJ
fbem-31308	50	23	and	and	CCONJ
fbem-31308	50	24	sustainable	sustainable	ADJ
fbem-31308	50	25	social	social	ADJ
fbem-31308	50	26	credit	credit	NOUN
fbem-31308	50	27	system	system	NOUN
fbem-31308	50	28	,	,	PUNCT
fbem-31308	50	29	offering	offer	VERB
fbem-31308	50	30	significant	significant	ADJ
fbem-31308	50	31	policy	policy	NOUN
fbem-31308	50	32	implications	implication	NOUN
fbem-31308	50	33	.	.	PUNCT
fbem-31308	51	1	2.1.2	2.1.2	X
fbem-31308	51	2	.	.	X
fbem-31308	51	3	shenzhen	shenzhen	PROPN
fbem-31308	51	4	pilot	pilot	PROPN
fbem-31308	51	5	data	data	PROPN
fbem-31308	51	6	-	-	PUNCT
fbem-31308	51	7	driven	drive	VERB
fbem-31308	51	8	analysis	analysis	NOUN
fbem-31308	51	9	analysis	analysis	NOUN
fbem-31308	51	10	of	of	ADP
fbem-31308	51	11	personal	personal	ADJ
fbem-31308	51	12	bankruptcy	bankruptcy	NOUN
fbem-31308	51	13	cases	case	NOUN
fbem-31308	51	14	according	accord	VERB
fbem-31308	51	15	to	to	ADP
fbem-31308	51	16	statistics	statistic	NOUN
fbem-31308	51	17	released	release	VERB
fbem-31308	51	18	by	by	ADP
fbem-31308	51	19	shenzhen	shenzhen	PROPN
fbem-31308	51	20	rule	rule	PROPN
fbem-31308	51	21	of	of	ADP
fbem-31308	51	22	law	law	NOUN
fbem-31308	51	23	review	review	NOUN
fbem-31308	51	24	,	,	PUNCT
fbem-31308	51	25	the	the	DET
fbem-31308	51	26	number	number	NOUN
fbem-31308	51	27	of	of	ADP
fbem-31308	51	28	cases	case	NOUN
fbem-31308	51	29	accepted	accept	VERB
fbem-31308	51	30	in	in	ADP
fbem-31308	51	31	shenzhen	shenzhen	PROPN
fbem-31308	51	32	's	's	PART
fbem-31308	51	33	personal	personal	ADJ
fbem-31308	51	34	bankruptcy	bankruptcy	NOUN
fbem-31308	51	35	pilot	pilot	NOUN
fbem-31308	51	36	program	program	NOUN
fbem-31308	51	37	has	have	AUX
fbem-31308	51	38	shown	show	VERB
fbem-31308	51	39	a	a	DET
fbem-31308	51	40	significant	significant	ADJ
fbem-31308	51	41	increase	increase	NOUN
fbem-31308	51	42	since	since	SCONJ
fbem-31308	51	43	its	its	PRON
fbem-31308	51	44	implementation	implementation	NOUN
fbem-31308	51	45	in	in	ADP
fbem-31308	51	46	2021	2021	NUM
fbem-31308	51	47	.	.	PUNCT
fbem-31308	52	1	from	from	ADP
fbem-31308	52	2	figure	figure	NOUN
fbem-31308	52	3	1	1	NUM
fbem-31308	52	4	,	,	PUNCT
fbem-31308	52	5	it	it	PRON
fbem-31308	52	6	is	be	AUX
fbem-31308	52	7	evident	evident	ADJ
fbem-31308	52	8	that	that	SCONJ
fbem-31308	52	9	the	the	DET
fbem-31308	52	10	number	number	NOUN
fbem-31308	52	11	of	of	ADP
fbem-31308	52	12	personal	personal	ADJ
fbem-31308	52	13	bankruptcy	bankruptcy	NOUN
fbem-31308	52	14	cases	case	NOUN
fbem-31308	52	15	in	in	ADP
fbem-31308	52	16	shenzhen	shenzhen	PROPN
fbem-31308	52	17	increased	increase	VERB
fbem-31308	52	18	significantly	significantly	ADV
fbem-31308	52	19	from	from	ADP
fbem-31308	52	20	21	21	NUM
fbem-31308	52	21	in	in	ADP
fbem-31308	52	22	2021	2021	NUM
fbem-31308	52	23	to	to	ADP
fbem-31308	52	24	148	148	NUM
fbem-31308	52	25	in	in	ADP
fbem-31308	52	26	2023	2023	NUM
fbem-31308	52	27	,	,	PUNCT
fbem-31308	52	28	with	with	ADP
fbem-31308	52	29	an	an	DET
fbem-31308	52	30	annual	annual	ADJ
fbem-31308	52	31	growth	growth	NOUN
fbem-31308	52	32	rate	rate	NOUN
fbem-31308	52	33	exceeding	exceed	VERB
fbem-31308	52	34	200	200	NUM
fbem-31308	52	35	%	%	NOUN
fbem-31308	52	36	.	.	PUNCT
fbem-31308	53	1	this	this	DET
fbem-31308	53	2	trend	trend	NOUN
fbem-31308	53	3	indicates	indicate	VERB
fbem-31308	53	4	that	that	SCONJ
fbem-31308	53	5	,	,	PUNCT
fbem-31308	53	6	with	with	ADP
fbem-31308	53	7	the	the	DET
fbem-31308	53	8	implementation	implementation	NOUN
fbem-31308	53	9	of	of	ADP
fbem-31308	53	10	the	the	DET
fbem-31308	53	11	'	'	PUNCT
fbem-31308	53	12	shenzhen	shenzhen	PROPN
fbem-31308	53	13	special	special	ADJ
fbem-31308	53	14	economic	economic	ADJ
fbem-31308	53	15	zone	zone	NOUN
fbem-31308	53	16	personal	personal	ADJ
fbem-31308	53	17	bankruptcy	bankruptcy	NOUN
fbem-31308	53	18	regulations	regulation	NOUN
fbem-31308	53	19	,	,	PUNCT
fbem-31308	53	20	'	'	PUNCT
fbem-31308	53	21	the	the	DET
fbem-31308	53	22	public	public	NOUN
fbem-31308	53	23	has	have	AUX
fbem-31308	53	24	gradually	gradually	ADV
fbem-31308	53	25	accepted	accept	VERB
fbem-31308	53	26	the	the	DET
fbem-31308	53	27	personal	personal	ADJ
fbem-31308	53	28	bankruptcy	bankruptcy	NOUN
fbem-31308	53	29	system	system	NOUN
fbem-31308	53	30	,	,	PUNCT
fbem-31308	53	31	and	and	CCONJ
fbem-31308	53	32	more	more	ADJ
fbem-31308	53	33	debtors	debtor	NOUN
fbem-31308	53	34	are	be	AUX
fbem-31308	53	35	opting	opt	VERB
fbem-31308	53	36	for	for	ADP
fbem-31308	53	37	legal	legal	ADJ
fbem-31308	53	38	solutions	solution	NOUN
fbem-31308	53	39	to	to	ADP
fbem-31308	53	40	their	their	PRON
fbem-31308	53	41	debts	debt	NOUN
fbem-31308	53	42	.	.	PUNCT
fbem-31308	54	1	the	the	DET
fbem-31308	54	2	rapid	rapid	ADJ
fbem-31308	54	3	increase	increase	NOUN
fbem-31308	54	4	in	in	ADP
fbem-31308	54	5	reorganization	reorganization	NOUN
fbem-31308	54	6	cases	case	NOUN
fbem-31308	54	7	(	(	PUNCT
fbem-31308	54	8	from	from	ADP
fbem-31308	54	9	13	13	NUM
fbem-31308	54	10	to	to	ADP
fbem-31308	54	11	147	147	NUM
fbem-31308	54	12	)	)	PUNCT
fbem-31308	54	13	suggests	suggest	VERB
fbem-31308	54	14	that	that	SCONJ
fbem-31308	54	15	debtors	debtor	NOUN
fbem-31308	54	16	are	be	AUX
fbem-31308	54	17	more	more	ADV
fbem-31308	54	18	inclined	inclined	ADJ
fbem-31308	54	19	to	to	PART
fbem-31308	54	20	restore	restore	VERB
fbem-31308	54	21	their	their	PRON
fbem-31308	54	22	financial	financial	ADJ
fbem-31308	54	23	health	health	NOUN
fbem-31308	54	24	through	through	ADP
fbem-31308	54	25	reorganization	reorganization	NOUN
fbem-31308	54	26	rather	rather	ADV
fbem-31308	54	27	than	than	ADP
fbem-31308	54	28	direct	direct	ADJ
fbem-31308	54	29	liquidation	liquidation	NOUN
fbem-31308	54	30	or	or	CCONJ
fbem-31308	54	31	reconciliation	reconciliation	NOUN
fbem-31308	54	32	.	.	PUNCT
fbem-31308	55	1	this	this	PRON
fbem-31308	55	2	is	be	AUX
fbem-31308	55	3	closely	closely	ADV
fbem-31308	55	4	related	relate	VERB
fbem-31308	55	5	to	to	ADP
fbem-31308	55	6	the	the	DET
fbem-31308	55	7	feature	feature	NOUN
fbem-31308	55	8	of	of	ADP
fbem-31308	55	9	reorganization	reorganization	NOUN
fbem-31308	55	10	,	,	PUNCT
fbem-31308	55	11	which	which	PRON
fbem-31308	55	12	allows	allow	VERB
fbem-31308	55	13	debtors	debtor	NOUN
fbem-31308	55	14	to	to	PART
fbem-31308	55	15	retain	retain	VERB
fbem-31308	55	16	part	part	NOUN
fbem-31308	55	17	of	of	ADP
fbem-31308	55	18	their	their	PRON
fbem-31308	55	19	assets	asset	NOUN
fbem-31308	55	20	and	and	CCONJ
fbem-31308	55	21	gradually	gradually	ADV
fbem-31308	55	22	repay	repay	VERB
fbem-31308	55	23	their	their	PRON
fbem-31308	55	24	debts	debt	NOUN
fbem-31308	55	25	.	.	PUNCT
fbem-31308	56	1	in	in	ADP
fbem-31308	56	2	terms	term	NOUN
fbem-31308	56	3	of	of	ADP
fbem-31308	56	4	the	the	DET
fbem-31308	56	5	distribution	distribution	NOUN
fbem-31308	56	6	of	of	ADP
fbem-31308	56	7	case	case	NOUN
fbem-31308	56	8	types	type	NOUN
fbem-31308	56	9	,	,	PUNCT
fbem-31308	56	10	reorganization	reorganization	NOUN
fbem-31308	56	11	cases	case	NOUN
fbem-31308	56	12	have	have	AUX
fbem-31308	56	13	seen	see	VERB
fbem-31308	56	14	a	a	DET
fbem-31308	56	15	significant	significant	ADJ
fbem-31308	56	16	increase	increase	NOUN
fbem-31308	56	17	,	,	PUNCT
fbem-31308	56	18	rising	rise	VERB
fbem-31308	56	19	from	from	ADP
fbem-31308	56	20	61.9	61.9	NUM
fbem-31308	56	21	%	%	NOUN
fbem-31308	56	22	in	in	ADP
fbem-31308	56	23	2021	2021	NUM
fbem-31308	56	24	to	to	ADP
fbem-31308	56	25	99.3	99.3	NUM
fbem-31308	56	26	%	%	NOUN
fbem-31308	56	27	in	in	ADP
fbem-31308	56	28	2023	2023	NUM
fbem-31308	56	29	,	,	PUNCT
fbem-31308	56	30	making	make	VERB
fbem-31308	56	31	it	it	PRON
fbem-31308	56	32	the	the	DET
fbem-31308	56	33	predominant	predominant	ADJ
fbem-31308	56	34	type	type	NOUN
fbem-31308	56	35	of	of	ADP
fbem-31308	56	36	bankruptcy	bankruptcy	NOUN
fbem-31308	56	37	proceedings	proceeding	NOUN
fbem-31308	56	38	.	.	PUNCT
fbem-31308	57	1	this	this	DET
fbem-31308	57	2	trend	trend	NOUN
fbem-31308	57	3	reflects	reflect	VERB
fbem-31308	57	4	a	a	DET
fbem-31308	57	5	strong	strong	ADJ
fbem-31308	57	6	demand	demand	NOUN
fbem-31308	57	7	among	among	ADP
fbem-31308	57	8	debtors	debtor	NOUN
fbem-31308	57	9	for	for	ADP
fbem-31308	57	10	credit	credit	NOUN
fbem-31308	57	11	repair	repair	NOUN
fbem-31308	57	12	and	and	CCONJ
fbem-31308	57	13	financial	financial	ADJ
fbem-31308	57	14	reconstruction	reconstruction	NOUN
fbem-31308	57	15	.	.	PUNCT
fbem-31308	58	1	the	the	DET
fbem-31308	58	2	number	number	NOUN
fbem-31308	58	3	of	of	ADP
fbem-31308	58	4	liquidation	liquidation	NOUN
fbem-31308	58	5	cases	case	NOUN
fbem-31308	58	6	is	be	AUX
fbem-31308	58	7	extremely	extremely	ADV
fbem-31308	58	8	low	low	ADJ
fbem-31308	58	9	(	(	PUNCT
fbem-31308	58	10	only	only	ADV
fbem-31308	58	11	one	one	NUM
fbem-31308	58	12	129	129	NUM
fbem-31308	58	13	case	case	NOUN
fbem-31308	58	14	per	per	ADP
fbem-31308	58	15	year	year	NOUN
fbem-31308	58	16	)	)	PUNCT
fbem-31308	58	17	,	,	PUNCT
fbem-31308	58	18	indicating	indicate	VERB
fbem-31308	58	19	that	that	SCONJ
fbem-31308	58	20	debtors	debtor	NOUN
fbem-31308	58	21	generally	generally	ADV
fbem-31308	58	22	prefer	prefer	VERB
fbem-31308	58	23	to	to	PART
fbem-31308	58	24	restructure	restructure	VERB
fbem-31308	58	25	their	their	PRON
fbem-31308	58	26	debts	debt	NOUN
fbem-31308	58	27	through	through	ADP
fbem-31308	58	28	bankruptcy	bankruptcy	NOUN
fbem-31308	58	29	rather	rather	ADV
fbem-31308	58	30	than	than	ADP
fbem-31308	58	31	liquidate	liquidate	VERB
fbem-31308	58	32	their	their	PRON
fbem-31308	58	33	assets	asset	NOUN
fbem-31308	58	34	.	.	PUNCT
fbem-31308	59	1	this	this	PRON
fbem-31308	59	2	aligns	align	VERB
fbem-31308	59	3	with	with	ADP
fbem-31308	59	4	the	the	DET
fbem-31308	59	5	shenzhen	shenzhen	PROPN
fbem-31308	59	6	pilot	pilot	PROPN
fbem-31308	59	7	program	program	NOUN
fbem-31308	59	8	's	's	PART
fbem-31308	59	9	focus	focus	NOUN
fbem-31308	59	10	on	on	ADP
fbem-31308	59	11	protecting	protect	VERB
fbem-31308	59	12	'	'	PART
fbem-31308	59	13	honest	honest	ADJ
fbem-31308	59	14	but	but	CCONJ
fbem-31308	59	15	unfortunate	unfortunate	ADJ
fbem-31308	59	16	'	'	PUNCT
fbem-31308	59	17	debtors	debtor	NOUN
fbem-31308	59	18	.	.	PUNCT
fbem-31308	60	1	in	in	ADP
fbem-31308	60	2	2021	2021	NUM
fbem-31308	60	3	,	,	PUNCT
fbem-31308	60	4	there	there	PRON
fbem-31308	60	5	were	be	VERB
fbem-31308	60	6	7	7	NUM
fbem-31308	60	7	reconciliation	reconciliation	NOUN
fbem-31308	60	8	cases	case	NOUN
fbem-31308	60	9	,	,	PUNCT
fbem-31308	60	10	but	but	CCONJ
fbem-31308	60	11	this	this	DET
fbem-31308	60	12	number	number	NOUN
fbem-31308	60	13	dropped	drop	VERB
fbem-31308	60	14	to	to	ADP
fbem-31308	60	15	zero	zero	NUM
fbem-31308	60	16	in	in	ADP
fbem-31308	60	17	2022	2022	NUM
fbem-31308	60	18	and	and	CCONJ
fbem-31308	60	19	2023	2023	NUM
fbem-31308	60	20	.	.	PUNCT
fbem-31308	61	1	this	this	PRON
fbem-31308	61	2	may	may	AUX
fbem-31308	61	3	be	be	AUX
fbem-31308	61	4	due	due	ADJ
fbem-31308	61	5	to	to	ADP
fbem-31308	61	6	the	the	DET
fbem-31308	61	7	high	high	ADJ
fbem-31308	61	8	negotiation	negotiation	NOUN
fbem-31308	61	9	costs	cost	NOUN
fbem-31308	61	10	and	and	CCONJ
fbem-31308	61	11	legal	legal	ADJ
fbem-31308	61	12	complexities	complexity	NOUN
fbem-31308	61	13	associated	associate	VERB
fbem-31308	61	14	with	with	ADP
fbem-31308	61	15	reconciliation	reconciliation	NOUN
fbem-31308	61	16	procedures	procedure	NOUN
fbem-31308	61	17	,	,	PUNCT
fbem-31308	61	18	which	which	PRON
fbem-31308	61	19	have	have	AUX
fbem-31308	61	20	reduced	reduce	VERB
fbem-31308	61	21	their	their	PRON
fbem-31308	61	22	appeal	appeal	NOUN
fbem-31308	61	23	.	.	PUNCT
fbem-31308	62	1	the	the	DET
fbem-31308	62	2	rapid	rapid	ADJ
fbem-31308	62	3	increase	increase	NOUN
fbem-31308	62	4	in	in	ADP
fbem-31308	62	5	reorganization	reorganization	NOUN
fbem-31308	62	6	cases	case	NOUN
fbem-31308	62	7	indicates	indicate	VERB
fbem-31308	62	8	that	that	SCONJ
fbem-31308	62	9	the	the	DET
fbem-31308	62	10	shenzhen	shenzhen	PROPN
fbem-31308	62	11	pilot	pilot	PROPN
fbem-31308	62	12	program	program	NOUN
fbem-31308	62	13	has	have	AUX
fbem-31308	62	14	achieved	achieve	VERB
fbem-31308	62	15	initial	initial	ADJ
fbem-31308	62	16	success	success	NOUN
fbem-31308	62	17	in	in	ADP
fbem-31308	62	18	credit	credit	NOUN
fbem-31308	62	19	restoration	restoration	NOUN
fbem-31308	62	20	.	.	PUNCT
fbem-31308	63	1	the	the	DET
fbem-31308	63	2	reorganization	reorganization	NOUN
fbem-31308	63	3	process	process	NOUN
fbem-31308	63	4	offers	offer	VERB
fbem-31308	63	5	debtors	debtor	NOUN
fbem-31308	63	6	the	the	DET
fbem-31308	63	7	opportunity	opportunity	NOUN
fbem-31308	63	8	to	to	PART
fbem-31308	63	9	retain	retain	VERB
fbem-31308	63	10	their	their	PRON
fbem-31308	63	11	assets	asset	NOUN
fbem-31308	63	12	,	,	PUNCT
fbem-31308	63	13	gradually	gradually	ADV
fbem-31308	63	14	repay	repay	VERB
fbem-31308	63	15	debts	debt	NOUN
fbem-31308	63	16	,	,	PUNCT
fbem-31308	63	17	and	and	CCONJ
fbem-31308	63	18	restore	restore	VERB
fbem-31308	63	19	their	their	PRON
fbem-31308	63	20	credit	credit	NOUN
fbem-31308	63	21	,	,	PUNCT
fbem-31308	63	22	aligning	align	VERB
fbem-31308	63	23	with	with	ADP
fbem-31308	63	24	the	the	DET
fbem-31308	63	25	original	original	ADJ
fbem-31308	63	26	intent	intent	NOUN
fbem-31308	63	27	of	of	ADP
fbem-31308	63	28	personal	personal	ADJ
fbem-31308	63	29	bankruptcy	bankruptcy	NOUN
fbem-31308	63	30	laws	law	NOUN
fbem-31308	63	31	.	.	PUNCT
fbem-31308	64	1	the	the	DET
fbem-31308	64	2	extremely	extremely	ADV
fbem-31308	64	3	low	low	ADJ
fbem-31308	64	4	number	number	NOUN
fbem-31308	64	5	of	of	ADP
fbem-31308	64	6	liquidation	liquidation	NOUN
fbem-31308	64	7	cases	case	NOUN
fbem-31308	64	8	further	far	ADV
fbem-31308	64	9	demonstrates	demonstrate	VERB
fbem-31308	64	10	that	that	SCONJ
fbem-31308	64	11	the	the	DET
fbem-31308	64	12	shenzhen	shenzhen	PROPN
fbem-31308	64	13	pilot	pilot	PROPN
fbem-31308	64	14	program	program	PROPN
fbem-31308	64	15	,	,	PUNCT
fbem-31308	64	16	through	through	ADP
fbem-31308	64	17	its	its	PRON
fbem-31308	64	18	legal	legal	ADJ
fbem-31308	64	19	and	and	CCONJ
fbem-31308	64	20	policy	policy	NOUN
fbem-31308	64	21	design	design	NOUN
fbem-31308	64	22	,	,	PUNCT
fbem-31308	64	23	has	have	AUX
fbem-31308	64	24	effectively	effectively	ADV
fbem-31308	64	25	prevented	prevent	VERB
fbem-31308	64	26	debtors	debtor	NOUN
fbem-31308	64	27	from	from	ADP
fbem-31308	64	28	falling	fall	VERB
fbem-31308	64	29	into	into	ADP
fbem-31308	64	30	prolonged	prolonged	ADJ
fbem-31308	64	31	financial	financial	ADJ
fbem-31308	64	32	distress	distress	NOUN
fbem-31308	64	33	due	due	ADP
fbem-31308	64	34	to	to	ADP
fbem-31308	64	35	bankruptcy	bankruptcy	NOUN
fbem-31308	64	36	,	,	PUNCT
fbem-31308	64	37	thereby	thereby	ADV
fbem-31308	64	38	creating	create	VERB
fbem-31308	64	39	favorable	favorable	ADJ
fbem-31308	64	40	conditions	condition	NOUN
fbem-31308	64	41	for	for	ADP
fbem-31308	64	42	credit	credit	NOUN
fbem-31308	64	43	restoration	restoration	NOUN
fbem-31308	64	44	.	.	PUNCT
fbem-31308	65	1	figure	figure	NOUN
fbem-31308	65	2	1	1	NUM
fbem-31308	65	3	.	.	PUNCT
fbem-31308	66	1	personal	personal	ADJ
fbem-31308	66	2	bankruptcy	bankruptcy	NOUN
fbem-31308	66	3	cases	case	NOUN
fbem-31308	66	4	data	datum	NOUN
fbem-31308	66	5	source	source	NOUN
fbem-31308	66	6	:	:	PUNCT
fbem-31308	66	7	shenzhen	shenzhen	PROPN
fbem-31308	66	8	rule	rule	NOUN
fbem-31308	66	9	of	of	ADP
fbem-31308	66	10	law	law	NOUN
fbem-31308	66	11	review	review	NOUN
fbem-31308	66	12	,	,	PUNCT
fbem-31308	66	13	2024	2024	NUM
fbem-31308	66	14	,	,	PUNCT
fbem-31308	66	15	no.17	no.17	PROPN
fbem-31308	66	16	according	accord	VERB
fbem-31308	66	17	to	to	PART
fbem-31308	66	18	figure	figure	NOUN
fbem-31308	66	19	2	2	NUM
fbem-31308	66	20	,	,	PUNCT
fbem-31308	66	21	we	we	PRON
fbem-31308	66	22	can	can	AUX
fbem-31308	66	23	see	see	VERB
fbem-31308	66	24	that	that	SCONJ
fbem-31308	66	25	the	the	DET
fbem-31308	66	26	number	number	NOUN
fbem-31308	66	27	of	of	ADP
fbem-31308	66	28	cases	case	NOUN
fbem-31308	66	29	that	that	PRON
fbem-31308	66	30	have	have	AUX
fbem-31308	66	31	been	be	AUX
fbem-31308	66	32	fully	fully	ADV
fbem-31308	66	33	executed	execute	VERB
fbem-31308	66	34	is	be	AUX
fbem-31308	66	35	relatively	relatively	ADV
fbem-31308	66	36	low	low	ADJ
fbem-31308	66	37	,	,	PUNCT
fbem-31308	66	38	accounting	account	VERB
fbem-31308	66	39	for	for	ADP
fbem-31308	66	40	only	only	ADV
fbem-31308	66	41	1.3	1.3	NUM
fbem-31308	66	42	%	%	NOUN
fbem-31308	66	43	of	of	ADP
fbem-31308	66	44	all	all	DET
fbem-31308	66	45	cases	case	NOUN
fbem-31308	66	46	.	.	PUNCT
fbem-31308	67	1	this	this	PRON
fbem-31308	67	2	suggests	suggest	VERB
fbem-31308	67	3	that	that	SCONJ
fbem-31308	67	4	most	most	ADJ
fbem-31308	67	5	cases	case	NOUN
fbem-31308	67	6	have	have	AUX
fbem-31308	67	7	not	not	PART
fbem-31308	67	8	yet	yet	ADV
fbem-31308	67	9	been	be	AUX
fbem-31308	67	10	fully	fully	ADV
fbem-31308	67	11	executed	execute	VERB
fbem-31308	67	12	,	,	PUNCT
fbem-31308	67	13	possibly	possibly	ADV
fbem-31308	67	14	due	due	ADP
fbem-31308	67	15	to	to	ADP
fbem-31308	67	16	the	the	DET
fbem-31308	67	17	complexity	complexity	NOUN
fbem-31308	67	18	or	or	CCONJ
fbem-31308	67	19	lengthy	lengthy	ADJ
fbem-31308	67	20	duration	duration	NOUN
fbem-31308	67	21	of	of	ADP
fbem-31308	67	22	the	the	DET
fbem-31308	67	23	execution	execution	NOUN
fbem-31308	67	24	process	process	NOUN
fbem-31308	67	25	for	for	ADP
fbem-31308	67	26	personal	personal	ADJ
fbem-31308	67	27	bankruptcy	bankruptcy	NOUN
fbem-31308	67	28	cases	case	NOUN
fbem-31308	67	29	.	.	PUNCT
fbem-31308	68	1	the	the	DET
fbem-31308	68	2	number	number	NOUN
fbem-31308	68	3	of	of	ADP
fbem-31308	68	4	cases	case	NOUN
fbem-31308	68	5	currently	currently	ADV
fbem-31308	68	6	under	under	ADP
fbem-31308	68	7	trial	trial	NOUN
fbem-31308	68	8	is	be	AUX
fbem-31308	68	9	44	44	NUM
fbem-31308	68	10	,	,	PUNCT
fbem-31308	68	11	representing	represent	VERB
fbem-31308	68	12	19.3	19.3	NUM
fbem-31308	68	13	%	%	NOUN
fbem-31308	68	14	of	of	ADP
fbem-31308	68	15	the	the	DET
fbem-31308	68	16	total	total	NOUN
fbem-31308	68	17	.	.	PUNCT
fbem-31308	69	1	this	this	DET
fbem-31308	69	2	relatively	relatively	ADV
fbem-31308	69	3	high	high	ADJ
fbem-31308	69	4	proportion	proportion	NOUN
fbem-31308	69	5	indicates	indicate	VERB
fbem-31308	69	6	that	that	SCONJ
fbem-31308	69	7	the	the	DET
fbem-31308	69	8	court	court	NOUN
fbem-31308	69	9	faces	face	VERB
fbem-31308	69	10	significant	significant	ADJ
fbem-31308	69	11	work	work	NOUN
fbem-31308	69	12	pressure	pressure	NOUN
fbem-31308	69	13	in	in	ADP
fbem-31308	69	14	handling	handle	VERB
fbem-31308	69	15	personal	personal	ADJ
fbem-31308	69	16	bankruptcy	bankruptcy	NOUN
fbem-31308	69	17	cases	case	NOUN
fbem-31308	69	18	,	,	PUNCT
fbem-31308	69	19	which	which	PRON
fbem-31308	69	20	may	may	AUX
fbem-31308	69	21	result	result	VERB
fbem-31308	69	22	in	in	ADP
fbem-31308	69	23	longer	long	ADJ
fbem-31308	69	24	trial	trial	NOUN
fbem-31308	69	25	periods	period	NOUN
fbem-31308	69	26	.	.	PUNCT
fbem-31308	70	1	the	the	DET
fbem-31308	70	2	number	number	NOUN
fbem-31308	70	3	of	of	ADP
fbem-31308	70	4	cases	case	NOUN
fbem-31308	70	5	that	that	PRON
fbem-31308	70	6	have	have	AUX
fbem-31308	70	7	been	be	AUX
fbem-31308	70	8	concluded	conclude	VERB
fbem-31308	70	9	and	and	CCONJ
fbem-31308	70	10	are	be	AUX
fbem-31308	70	11	now	now	ADV
fbem-31308	70	12	under	under	ADP
fbem-31308	70	13	execution	execution	NOUN
fbem-31308	70	14	supervision	supervision	NOUN
fbem-31308	70	15	is	be	AUX
fbem-31308	70	16	112	112	NUM
fbem-31308	70	17	,	,	PUNCT
fbem-31308	70	18	accounting	account	VERB
fbem-31308	70	19	for	for	ADP
fbem-31308	70	20	49.1	49.1	NUM
fbem-31308	70	21	%	%	NOUN
fbem-31308	70	22	of	of	ADP
fbem-31308	70	23	the	the	DET
fbem-31308	70	24	total	total	NOUN
fbem-31308	70	25	.	.	PUNCT
fbem-31308	71	1	this	this	PRON
fbem-31308	71	2	is	be	AUX
fbem-31308	71	3	the	the	DET
fbem-31308	71	4	highest	high	ADJ
fbem-31308	71	5	proportion	proportion	NOUN
fbem-31308	71	6	,	,	PUNCT
fbem-31308	71	7	indicating	indicate	VERB
fbem-31308	71	8	that	that	SCONJ
fbem-31308	71	9	most	most	ADJ
fbem-31308	71	10	cases	case	NOUN
fbem-31308	71	11	enter	enter	VERB
fbem-31308	71	12	the	the	DET
fbem-31308	71	13	execution	execution	NOUN
fbem-31308	71	14	supervision	supervision	NOUN
fbem-31308	71	15	phase	phase	NOUN
fbem-31308	71	16	after	after	ADP
fbem-31308	71	17	being	be	AUX
fbem-31308	71	18	concluded	conclude	VERB
fbem-31308	71	19	,	,	PUNCT
fbem-31308	71	20	reflecting	reflect	VERB
fbem-31308	71	21	the	the	DET
fbem-31308	71	22	court	court	NOUN
fbem-31308	71	23	's	's	PART
fbem-31308	71	24	strict	strict	ADJ
fbem-31308	71	25	supervision	supervision	NOUN
fbem-31308	71	26	of	of	ADP
fbem-31308	71	27	the	the	DET
fbem-31308	71	28	execution	execution	NOUN
fbem-31308	71	29	process	process	NOUN
fbem-31308	71	30	for	for	ADP
fbem-31308	71	31	personal	personal	ADJ
fbem-31308	71	32	bankruptcy	bankruptcy	NOUN
fbem-31308	71	33	cases	case	NOUN
fbem-31308	71	34	.	.	PUNCT
fbem-31308	72	1	the	the	DET
fbem-31308	72	2	number	number	NOUN
fbem-31308	72	3	of	of	ADP
fbem-31308	72	4	cases	case	NOUN
fbem-31308	72	5	that	that	PRON
fbem-31308	72	6	have	have	AUX
fbem-31308	72	7	been	be	AUX
fbem-31308	72	8	concluded	conclude	VERB
fbem-31308	72	9	but	but	CCONJ
fbem-31308	72	10	not	not	PART
fbem-31308	72	11	yet	yet	ADV
fbem-31308	72	12	under	under	ADP
fbem-31308	72	13	execution	execution	NOUN
fbem-31308	72	14	supervision	supervision	NOUN
fbem-31308	72	15	is	be	AUX
fbem-31308	72	16	69	69	NUM
fbem-31308	72	17	,	,	PUNCT
fbem-31308	72	18	accounting	account	VERB
fbem-31308	72	19	for	for	ADP
fbem-31308	72	20	30.3	30.3	NUM
fbem-31308	72	21	%	%	NOUN
fbem-31308	72	22	of	of	ADP
fbem-31308	72	23	the	the	DET
fbem-31308	72	24	total	total	NOUN
fbem-31308	72	25	.	.	PUNCT
fbem-31308	73	1	this	this	DET
fbem-31308	73	2	relatively	relatively	ADV
fbem-31308	73	3	high	high	ADJ
fbem-31308	73	4	proportion	proportion	NOUN
fbem-31308	73	5	may	may	AUX
fbem-31308	73	6	indicate	indicate	VERB
fbem-31308	73	7	that	that	SCONJ
fbem-31308	73	8	some	some	DET
fbem-31308	73	9	cases	case	NOUN
fbem-31308	73	10	have	have	AUX
fbem-31308	73	11	not	not	PART
fbem-31308	73	12	entered	enter	VERB
fbem-31308	73	13	the	the	DET
fbem-31308	73	14	execution	execution	NOUN
fbem-31308	73	15	supervision	supervision	NOUN
fbem-31308	73	16	phase	phase	NOUN
fbem-31308	73	17	after	after	ADP
fbem-31308	73	18	being	be	AUX
fbem-31308	73	19	concluded	conclude	VERB
fbem-31308	73	20	,	,	PUNCT
fbem-31308	73	21	possibly	possibly	ADV
fbem-31308	73	22	due	due	ADP
fbem-31308	73	23	to	to	ADP
fbem-31308	73	24	issues	issue	NOUN
fbem-31308	73	25	with	with	ADP
fbem-31308	73	26	the	the	DET
fbem-31308	73	27	execution	execution	NOUN
fbem-31308	73	28	supervision	supervision	NOUN
fbem-31308	73	29	mechanism	mechanism	NOUN
fbem-31308	73	30	or	or	CCONJ
fbem-31308	73	31	problems	problem	NOUN
fbem-31308	73	32	in	in	ADP
fbem-31308	73	33	the	the	DET
fbem-31308	73	34	execution	execution	NOUN
fbem-31308	73	35	process	process	NOUN
fbem-31308	73	36	.	.	PUNCT
fbem-31308	74	1	through	through	ADP
fbem-31308	74	2	further	further	ADJ
fbem-31308	74	3	analysis	analysis	NOUN
fbem-31308	74	4	,	,	PUNCT
fbem-31308	74	5	we	we	PRON
fbem-31308	74	6	can	can	AUX
fbem-31308	74	7	conclude	conclude	VERB
fbem-31308	74	8	that	that	SCONJ
fbem-31308	74	9	the	the	DET
fbem-31308	74	10	number	number	NOUN
fbem-31308	74	11	of	of	ADP
fbem-31308	74	12	completed	complete	VERB
fbem-31308	74	13	cases	case	NOUN
fbem-31308	74	14	is	be	AUX
fbem-31308	74	15	relatively	relatively	ADV
fbem-31308	74	16	low	low	ADJ
fbem-31308	74	17	,	,	PUNCT
fbem-31308	74	18	indicating	indicate	VERB
fbem-31308	74	19	a	a	DET
fbem-31308	74	20	low	low	ADJ
fbem-31308	74	21	efficiency	efficiency	NOUN
fbem-31308	74	22	in	in	ADP
fbem-31308	74	23	the	the	DET
fbem-31308	74	24	enforcement	enforcement	NOUN
fbem-31308	74	25	of	of	ADP
fbem-31308	74	26	personal	personal	ADJ
fbem-31308	74	27	bankruptcy	bankruptcy	NOUN
fbem-31308	74	28	cases	case	NOUN
fbem-31308	74	29	.	.	PUNCT
fbem-31308	75	1	this	this	PRON
fbem-31308	75	2	may	may	AUX
fbem-31308	75	3	be	be	AUX
fbem-31308	75	4	due	due	ADJ
fbem-31308	75	5	to	to	ADP
fbem-31308	75	6	the	the	DET
fbem-31308	75	7	complexity	complexity	NOUN
fbem-31308	75	8	of	of	ADP
fbem-31308	75	9	the	the	DET
fbem-31308	75	10	enforcement	enforcement	NOUN
fbem-31308	75	11	procedures	procedure	NOUN
fbem-31308	75	12	,	,	PUNCT
fbem-31308	75	13	the	the	DET
fbem-31308	75	14	debtor	debtor	NOUN
fbem-31308	75	15	's	's	PART
fbem-31308	75	16	financial	financial	ADJ
fbem-31308	75	17	status	status	NOUN
fbem-31308	75	18	,	,	PUNCT
fbem-31308	75	19	and	and	CCONJ
fbem-31308	75	20	the	the	DET
fbem-31308	75	21	court	court	NOUN
fbem-31308	75	22	's	's	PART
fbem-31308	75	23	enforcement	enforcement	NOUN
fbem-31308	75	24	capabilities	capability	NOUN
fbem-31308	75	25	.	.	PUNCT
fbem-31308	76	1	improving	improve	VERB
fbem-31308	76	2	enforcement	enforcement	NOUN
fbem-31308	76	3	efficiency	efficiency	NOUN
fbem-31308	76	4	is	be	AUX
fbem-31308	76	5	crucial	crucial	ADJ
fbem-31308	76	6	for	for	ADP
fbem-31308	76	7	the	the	DET
fbem-31308	76	8	rehabilitation	rehabilitation	NOUN
fbem-31308	76	9	of	of	ADP
fbem-31308	76	10	personal	personal	ADJ
fbem-31308	76	11	bankruptcy	bankruptcy	NOUN
fbem-31308	76	12	cases	case	NOUN
fbem-31308	76	13	;	;	PUNCT
fbem-31308	76	14	the	the	DET
fbem-31308	76	15	high	high	ADJ
fbem-31308	76	16	number	number	NOUN
fbem-31308	76	17	of	of	ADP
fbem-31308	76	18	ongoing	ongoing	ADJ
fbem-31308	76	19	cases	case	NOUN
fbem-31308	76	20	suggests	suggest	VERB
fbem-31308	76	21	that	that	SCONJ
fbem-31308	76	22	the	the	DET
fbem-31308	76	23	court	court	NOUN
fbem-31308	76	24	is	be	AUX
fbem-31308	76	25	under	under	ADP
fbem-31308	76	26	significant	significant	ADJ
fbem-31308	76	27	pressure	pressure	NOUN
fbem-31308	76	28	in	in	ADP
fbem-31308	76	29	handling	handle	VERB
fbem-31308	76	30	such	such	ADJ
fbem-31308	76	31	cases	case	NOUN
fbem-31308	76	32	.	.	PUNCT
fbem-31308	77	1	this	this	PRON
fbem-31308	77	2	can	can	AUX
fbem-31308	77	3	affect	affect	VERB
fbem-31308	77	4	the	the	DET
fbem-31308	77	5	quality	quality	NOUN
fbem-31308	77	6	and	and	CCONJ
fbem-31308	77	7	efficiency	efficiency	NOUN
fbem-31308	77	8	of	of	ADP
fbem-31308	77	9	case	case	NOUN
fbem-31308	77	10	handling	handling	NOUN
fbem-31308	77	11	,	,	PUNCT
fbem-31308	77	12	necessitating	necessitate	VERB
fbem-31308	77	13	further	further	ADJ
fbem-31308	77	14	optimization	optimization	NOUN
fbem-31308	77	15	of	of	ADP
fbem-31308	77	16	the	the	DET
fbem-31308	77	17	trial	trial	NOUN
fbem-31308	77	18	process	process	NOUN
fbem-31308	77	19	and	and	CCONJ
fbem-31308	77	20	resource	resource	NOUN
fbem-31308	77	21	allocation	allocation	NOUN
fbem-31308	77	22	.	.	PUNCT
fbem-31308	78	1	most	most	ADJ
fbem-31308	78	2	cases	case	NOUN
fbem-31308	78	3	enter	enter	VERB
fbem-31308	78	4	the	the	DET
fbem-31308	78	5	enforcement	enforcement	NOUN
fbem-31308	78	6	supervision	supervision	NOUN
fbem-31308	78	7	phase	phase	NOUN
fbem-31308	78	8	after	after	ADP
fbem-31308	78	9	being	be	AUX
fbem-31308	78	10	concluded	conclude	VERB
fbem-31308	78	11	,	,	PUNCT
fbem-31308	78	12	indicating	indicate	VERB
fbem-31308	78	13	that	that	SCONJ
fbem-31308	78	14	the	the	DET
fbem-31308	78	15	court	court	NOUN
fbem-31308	78	16	imposes	impose	VERB
fbem-31308	78	17	strict	strict	ADJ
fbem-31308	78	18	oversight	oversight	NOUN
fbem-31308	78	19	on	on	ADP
fbem-31308	78	20	the	the	DET
fbem-31308	78	21	enforcement	enforcement	NOUN
fbem-31308	78	22	process	process	NOUN
fbem-31308	78	23	of	of	ADP
fbem-31308	78	24	personal	personal	ADJ
fbem-31308	78	25	bankruptcy	bankruptcy	NOUN
fbem-31308	78	26	cases	case	NOUN
fbem-31308	78	27	.	.	PUNCT
fbem-31308	79	1	this	this	PRON
fbem-31308	79	2	helps	help	VERB
fbem-31308	79	3	ensure	ensure	VERB
fbem-31308	79	4	that	that	SCONJ
fbem-31308	79	5	debtors	debtor	NOUN
fbem-31308	79	6	comply	comply	VERB
fbem-31308	79	7	with	with	ADP
fbem-31308	79	8	their	their	PRON
fbem-31308	79	9	obligations	obligation	NOUN
fbem-31308	79	10	under	under	ADP
fbem-31308	79	11	the	the	DET
fbem-31308	79	12	bankruptcy	bankruptcy	NOUN
fbem-31308	79	13	plan	plan	NOUN
fbem-31308	79	14	and	and	CCONJ
fbem-31308	79	15	protects	protect	VERB
fbem-31308	79	16	the	the	DET
fbem-31308	79	17	legitimate	legitimate	ADJ
fbem-31308	79	18	rights	right	NOUN
fbem-31308	79	19	and	and	CCONJ
fbem-31308	79	20	interests	interest	NOUN
fbem-31308	79	21	of	of	ADP
fbem-31308	79	22	creditors	creditor	NOUN
fbem-31308	79	23	.	.	PUNCT
fbem-31308	80	1	figure	figure	VERB
fbem-31308	80	2	2	2	NUM
fbem-31308	80	3	.	.	PUNCT
fbem-31308	80	4	court	court	NOUN
fbem-31308	80	5	proceedings	proceeding	NOUN
fbem-31308	80	6	data	datum	NOUN
fbem-31308	80	7	source	source	NOUN
fbem-31308	80	8	:	:	PUNCT
fbem-31308	80	9	shenzhen	shenzhen	PROPN
fbem-31308	80	10	rule	rule	NOUN
fbem-31308	80	11	of	of	ADP
fbem-31308	80	12	law	law	NOUN
fbem-31308	80	13	review	review	NOUN
fbem-31308	80	14	,	,	PUNCT
fbem-31308	80	15	2024	2024	NUM
fbem-31308	80	16	,	,	PUNCT
fbem-31308	80	17	no.17	no.17	PROPN
fbem-31308	80	18	2.2	2.2	NUM
fbem-31308	80	19	.	.	PUNCT
fbem-31308	81	1	sorting	sort	VERB
fbem-31308	81	2	out	out	ADP
fbem-31308	81	3	,	,	PUNCT
fbem-31308	81	4	evaluating	evaluate	VERB
fbem-31308	81	5	and	and	CCONJ
fbem-31308	81	6	analyzing	analyze	VERB
fbem-31308	81	7	the	the	DET
fbem-31308	81	8	policy	policy	NOUN
fbem-31308	81	9	documents	document	NOUN
fbem-31308	81	10	of	of	ADP
fbem-31308	81	11	individual	individual	ADJ
fbem-31308	81	12	bankruptcy	bankruptcy	NOUN
fbem-31308	81	13	system	system	NOUN
fbem-31308	81	14	in	in	ADP
fbem-31308	81	15	shenzhen	shenzhen	PROPN
fbem-31308	81	16	2.2.1	2.2.1	NUM
fbem-31308	81	17	.	.	PUNCT
fbem-31308	82	1	shenzhen	shenzhen	PROPN
fbem-31308	82	2	personal	personal	PROPN
fbem-31308	82	3	bankruptcy	bankruptcy	PROPN
fbem-31308	82	4	policy	policy	NOUN
fbem-31308	82	5	document	document	NOUN
fbem-31308	82	6	review	review	NOUN
fbem-31308	82	7	on	on	ADP
fbem-31308	82	8	march	march	PROPN
fbem-31308	82	9	1	1	NUM
fbem-31308	82	10	,	,	PUNCT
fbem-31308	82	11	2021	2021	NUM
fbem-31308	82	12	,	,	PUNCT
fbem-31308	82	13	the	the	DET
fbem-31308	82	14	'	'	PUNCT
fbem-31308	82	15	shenzhen	shenzhen	PROPN
fbem-31308	82	16	special	special	ADJ
fbem-31308	82	17	economic	economic	ADJ
fbem-31308	82	18	zone	zone	NOUN
fbem-31308	82	19	personal	personal	ADJ
fbem-31308	82	20	bankruptcy	bankruptcy	NOUN
fbem-31308	82	21	regulations	regulation	NOUN
fbem-31308	82	22	'	'	PART
fbem-31308	82	23	(	(	PUNCT
fbem-31308	82	24	hereinafter	hereinafter	NOUN
fbem-31308	82	25	referred	refer	VERB
fbem-31308	82	26	to	to	ADP
fbem-31308	82	27	as	as	SCONJ
fbem-31308	82	28	the	the	DET
fbem-31308	82	29	'	'	PUNCT
fbem-31308	82	30	regulations	regulation	NOUN
fbem-31308	82	31	'	'	PUNCT
fbem-31308	82	32	)	)	PUNCT
fbem-31308	82	33	came	come	VERB
fbem-31308	82	34	into	into	ADP
fbem-31308	82	35	effect	effect	NOUN
fbem-31308	82	36	,	,	PUNCT
fbem-31308	82	37	marking	mark	VERB
fbem-31308	82	38	the	the	DET
fbem-31308	82	39	first	first	ADJ
fbem-31308	82	40	implementation	implementation	NOUN
fbem-31308	82	41	of	of	ADP
fbem-31308	82	42	a	a	DET
fbem-31308	82	43	personal	personal	ADJ
fbem-31308	82	44	bankruptcy	bankruptcy	NOUN
fbem-31308	82	45	system	system	NOUN
fbem-31308	82	46	in	in	ADP
fbem-31308	82	47	china	china	PROPN
fbem-31308	82	48	.	.	PUNCT
fbem-31308	83	1	the	the	DET
fbem-31308	83	2	establishment	establishment	NOUN
fbem-31308	83	3	of	of	ADP
fbem-31308	83	4	shenzhen	shenzhen	PROPN
fbem-31308	83	5	's	's	PART
fbem-31308	83	6	personal	personal	ADJ
fbem-31308	83	7	bankruptcy	bankruptcy	NOUN
fbem-31308	83	8	system	system	NOUN
fbem-31308	83	9	is	be	AUX
fbem-31308	83	10	based	base	VERB
fbem-31308	83	11	on	on	ADP
fbem-31308	83	12	a	a	DET
fbem-31308	83	13	series	series	NOUN
fbem-31308	83	14	of	of	ADP
fbem-31308	83	15	policy	policy	NOUN
fbem-31308	83	16	documents	document	NOUN
fbem-31308	83	17	,	,	PUNCT
fbem-31308	83	18	including	include	VERB
fbem-31308	83	19	the	the	DET
fbem-31308	83	20	'	'	PUNCT
fbem-31308	83	21	shenzhen	shenzhen	PROPN
fbem-31308	83	22	special	special	ADJ
fbem-31308	83	23	economic	economic	ADJ
fbem-31308	83	24	zone	zone	NOUN
fbem-31308	83	25	personal	personal	ADJ
fbem-31308	83	26	bankruptcy	bankruptcy	NOUN
fbem-31308	83	27	regulations	regulation	NOUN
fbem-31308	83	28	,	,	PUNCT
fbem-31308	83	29	'	'	PUNCT
fbem-31308	83	30	the	the	DET
fbem-31308	83	31	'	'	PUNCT
fbem-31308	83	32	shenzhen	shenzhen	PROPN
fbem-31308	83	33	intermediate	intermediate	PROPN
fbem-31308	83	34	people	people	NOUN
fbem-31308	83	35	's	's	PART
fbem-31308	83	36	court	court	NOUN
fbem-31308	83	37	personal	personal	ADJ
fbem-31308	83	38	bankruptcy	bankruptcy	NOUN
fbem-31308	83	39	case	case	NOUN
fbem-31308	83	40	adjudication	adjudication	NOUN
fbem-31308	83	41	procedures	procedure	NOUN
fbem-31308	83	42	,	,	PUNCT
fbem-31308	83	43	'	'	PUNCT
fbem-31308	83	44	the	the	DET
fbem-31308	83	45	'	'	PUNCT
fbem-31308	83	46	shenzhen	shenzhen	PROPN
fbem-31308	83	47	personal	personal	ADJ
fbem-31308	83	48	bankruptcy	bankruptcy	PROPN
fbem-31308	83	49	information	information	NOUN
fbem-31308	83	50	registration	registration	NOUN
fbem-31308	83	51	and	and	CCONJ
fbem-31308	83	52	disclosure	disclosure	NOUN
fbem-31308	83	53	interim	interim	ADJ
fbem-31308	83	54	measures	measure	NOUN
fbem-31308	83	55	,	,	PUNCT
fbem-31308	83	56	'	'	PUNCT
fbem-31308	83	57	and	and	CCONJ
fbem-31308	83	58	the	the	DET
fbem-31308	83	59	'	'	PUNCT
fbem-31308	83	60	shenzhen	shenzhen	PROPN
fbem-31308	83	61	personal	personal	ADJ
fbem-31308	83	62	bankruptcy	bankruptcy	NOUN
fbem-31308	83	63	administrator	administrator	NOUN
fbem-31308	83	64	roster	roster	NOUN
fbem-31308	83	65	management	management	NOUN
fbem-31308	83	66	measures	measure	NOUN
fbem-31308	83	67	.	.	PUNCT
fbem-31308	83	68	'	'	PUNCT
fbem-31308	84	1	these	these	DET
fbem-31308	84	2	documents	document	NOUN
fbem-31308	84	3	collectively	collectively	ADV
fbem-31308	84	4	form	form	VERB
fbem-31308	84	5	the	the	DET
fbem-31308	84	6	legal	legal	ADJ
fbem-31308	84	7	framework	framework	NOUN
fbem-31308	84	8	for	for	ADP
fbem-31308	84	9	shenzhen	shenzhen	PROPN
fbem-31308	84	10	's	's	PART
fbem-31308	84	11	personal	personal	ADJ
fbem-31308	84	12	bankruptcy	bankruptcy	NOUN
fbem-31308	84	13	system	system	NOUN
fbem-31308	84	14	,	,	PUNCT
fbem-31308	84	15	providing	provide	VERB
fbem-31308	84	16	a	a	DET
fbem-31308	84	17	legal	legal	ADJ
fbem-31308	84	18	basis	basis	NOUN
fbem-31308	84	19	and	and	CCONJ
fbem-31308	84	20	operational	operational	ADJ
fbem-31308	84	21	guidelines	guideline	NOUN
fbem-31308	84	22	for	for	ADP
fbem-31308	84	23	personal	personal	ADJ
fbem-31308	84	24	bankruptcy	bankruptcy	NOUN
fbem-31308	84	25	practices	practice	NOUN
fbem-31308	84	26	.	.	PUNCT
fbem-31308	85	1	(	(	PUNCT
fbem-31308	85	2	1	1	X
fbem-31308	85	3	)	)	PUNCT
fbem-31308	85	4	personal	personal	ADJ
fbem-31308	85	5	bankruptcy	bankruptcy	NOUN
fbem-31308	85	6	ordinance	ordinance	NOUN
fbem-31308	85	7	of	of	ADP
fbem-31308	85	8	shenzhen	shenzhen	PROPN
fbem-31308	85	9	special	special	ADJ
fbem-31308	85	10	economic	economic	ADJ
fbem-31308	85	11	zone	zone	NOUN
fbem-31308	85	12	as	as	ADP
fbem-31308	85	13	a	a	DET
fbem-31308	85	14	core	core	NOUN
fbem-31308	85	15	regulation	regulation	NOUN
fbem-31308	85	16	,	,	PUNCT
fbem-31308	85	17	the	the	DET
fbem-31308	85	18	regulation	regulation	NOUN
fbem-31308	85	19	provides	provide	VERB
fbem-31308	85	20	detailed	detailed	ADJ
fbem-31308	85	21	guidelines	guideline	NOUN
fbem-31308	85	22	on	on	ADP
fbem-31308	85	23	the	the	DET
fbem-31308	85	24	scope	scope	NOUN
fbem-31308	85	25	of	of	ADP
fbem-31308	85	26	application	application	NOUN
fbem-31308	85	27	,	,	PUNCT
fbem-31308	85	28	eligibility	eligibility	NOUN
fbem-31308	85	29	criteria	criterion	NOUN
fbem-31308	85	30	,	,	PUNCT
fbem-31308	85	31	bankruptcy	bankruptcy	NOUN
fbem-31308	85	32	procedures	procedure	NOUN
fbem-31308	85	33	,	,	PUNCT
fbem-31308	85	34	debt	debt	NOUN
fbem-31308	85	35	forgiveness	forgiveness	NOUN
fbem-31308	85	36	,	,	PUNCT
fbem-31308	85	37	and	and	CCONJ
fbem-31308	85	38	creditor	creditor	NOUN
fbem-31308	85	39	rights	right	NOUN
fbem-31308	85	40	protection	protection	NOUN
fbem-31308	85	41	for	for	ADP
fbem-31308	85	42	personal	personal	ADJ
fbem-31308	85	43	bankruptcy	bankruptcy	NOUN
fbem-31308	85	44	.	.	PUNCT
fbem-31308	86	1	it	it	PRON
fbem-31308	86	2	offers	offer	VERB
fbem-31308	86	3	a	a	DET
fbem-31308	86	4	legal	legal	ADJ
fbem-31308	86	5	framework	framework	NOUN
fbem-31308	86	6	for	for	ADP
fbem-31308	86	7	personal	personal	ADJ
fbem-31308	86	8	bankruptcy	bankruptcy	NOUN
fbem-31308	86	9	practices	practice	NOUN
fbem-31308	86	10	,	,	PUNCT
fbem-31308	86	11	helping	help	VERB
fbem-31308	86	12	those	those	PRON
fbem-31308	86	13	who	who	PRON
fbem-31308	86	14	are	be	AUX
fbem-31308	86	15	'	'	PUNCT
fbem-31308	86	16	honest	honest	ADJ
fbem-31308	86	17	but	but	CCONJ
fbem-31308	86	18	unfortunate	unfortunate	ADJ
fbem-31308	86	19	'	'	PUNCT
fbem-31308	86	20	to	to	AUX
fbem-31308	86	21	'	'	PUNCT
fbem-31308	86	22	restart	restart	VERB
fbem-31308	86	23	'	'	PUNCT
fbem-31308	86	24	their	their	PRON
fbem-31308	86	25	lives	life	NOUN
fbem-31308	86	26	.	.	PUNCT
fbem-31308	87	1	this	this	PRON
fbem-31308	87	2	reflects	reflect	VERB
fbem-31308	87	3	shenzhen	shenzhen	PROPN
fbem-31308	87	4	's	's	PART
fbem-31308	87	5	proactive	proactive	ADJ
fbem-31308	87	6	role	role	NOUN
fbem-31308	87	7	in	in	ADP
fbem-31308	87	8	the	the	DET
fbem-31308	87	9	pilot	pilot	NOUN
fbem-31308	87	10	demonstration	demonstration	NOUN
fbem-31308	87	11	zone	zone	NOUN
fbem-31308	87	12	of	of	ADP
fbem-31308	87	13	socialism	socialism	NOUN
fbem-31308	87	14	with	with	ADP
fbem-31308	87	15	chinese	chinese	ADJ
fbem-31308	87	16	characteristics	characteristic	NOUN
fbem-31308	87	17	,	,	PUNCT
fbem-31308	87	18	an	an	DET
fbem-31308	87	19	important	important	ADJ
fbem-31308	87	20	step	step	NOUN
fbem-31308	87	21	in	in	ADP
fbem-31308	87	22	accelerating	accelerate	VERB
fbem-31308	87	23	the	the	DET
fbem-31308	87	24	development	development	NOUN
fbem-31308	87	25	of	of	ADP
fbem-31308	87	26	a	a	DET
fbem-31308	87	27	new	new	ADJ
fbem-31308	87	28	economic	economic	ADJ
fbem-31308	87	29	pattern	pattern	NOUN
fbem-31308	87	30	,	,	PUNCT
fbem-31308	87	31	and	and	CCONJ
fbem-31308	87	32	continuously	continuously	ADV
fbem-31308	87	33	provides	provide	VERB
fbem-31308	87	34	'	'	PUNCT
fbem-31308	87	35	shenzhen	shenzhen	PROPN
fbem-31308	87	36	experience	experience	PROPN
fbem-31308	87	37	'	'	PUNCT
fbem-31308	87	38	for	for	ADP
fbem-31308	87	39	the	the	DET
fbem-31308	87	40	national	national	ADJ
fbem-31308	87	41	construction	construction	NOUN
fbem-31308	87	42	of	of	ADP
fbem-31308	87	43	personal	personal	ADJ
fbem-31308	87	44	bankruptcy	bankruptcy	NOUN
fbem-31308	87	45	systems	system	NOUN
fbem-31308	87	46	.	.	PUNCT
fbem-31308	88	1	(	(	PUNCT
fbem-31308	88	2	2	2	X
fbem-31308	88	3	)	)	PUNCT
fbem-31308	88	4	"	"	PUNCT
fbem-31308	88	5	shenzhen	shenzhen	PROPN
fbem-31308	88	6	intermediate	intermediate	PROPN
fbem-31308	88	7	people	people	NOUN
fbem-31308	88	8	's	's	PART
fbem-31308	88	9	court	court	NOUN
fbem-31308	88	10	personal	personal	ADJ
fbem-31308	88	11	bankruptcy	bankruptcy	NOUN
fbem-31308	88	12	case	case	NOUN
fbem-31308	88	13	trial	trial	NOUN
fbem-31308	88	14	rules	rule	NOUN
fbem-31308	88	15	"	"	PUNCT
fbem-31308	88	16	this	this	DET
fbem-31308	88	17	regulation	regulation	NOUN
fbem-31308	88	18	,	,	PUNCT
fbem-31308	88	19	as	as	SCONJ
fbem-31308	88	20	the	the	DET
fbem-31308	88	21	first	first	ADJ
fbem-31308	88	22	specialized	specialized	ADJ
fbem-31308	88	23	document	document	NOUN
fbem-31308	88	24	for	for	ADP
fbem-31308	88	25	handling	handle	VERB
fbem-31308	88	26	personal	personal	ADJ
fbem-31308	88	27	bankruptcy	bankruptcy	NOUN
fbem-31308	88	28	cases	case	NOUN
fbem-31308	88	29	in	in	ADP
fbem-31308	88	30	china	china	PROPN
fbem-31308	88	31	,	,	PUNCT
fbem-31308	88	32	not	not	PART
fbem-31308	88	33	only	only	ADV
fbem-31308	88	34	13	13	NUM
fbem-31308	88	35	58	58	NUM
fbem-31308	88	36	147	147	NUM
fbem-31308	88	37	1	1	NUM
fbem-31308	88	38	1	1	NUM
fbem-31308	88	39	17	17	NUM
fbem-31308	88	40	0	0	NUM
fbem-31308	88	41	0	0	NUM
fbem-31308	88	42	2021	2021	NUM
fbem-31308	88	43	2022	2022	NUM
fbem-31308	88	44	2023	2023	NUM
fbem-31308	88	45	cases	case	NOUN
fbem-31308	88	46	lodged	lodge	VERB
fbem-31308	88	47	restructuring	restructure	VERB
fbem-31308	88	48	liquidation	liquidation	NOUN
fbem-31308	88	49	reconciliation	reconciliation	NOUN
fbem-31308	88	50	3	3	NUM
fbem-31308	88	51	44	44	NUM
fbem-31308	88	52	112	112	NUM
fbem-31308	88	53	69	69	NUM
fbem-31308	88	54	cases	case	NOUN
fbem-31308	88	55	lodged	lodge	VERB
fbem-31308	88	56	under	under	ADP
fbem-31308	88	57	trial	trial	NOUN
fbem-31308	88	58	implementation	implementation	NOUN
fbem-31308	88	59	monitoring	monitoring	NOUN
fbem-31308	88	60	period	period	NOUN
fbem-31308	88	61	not	not	PART
fbem-31308	88	62	entered	enter	VERB
fbem-31308	88	63	the	the	DET
fbem-31308	88	64	execution	execution	NOUN
fbem-31308	88	65	supervision	supervision	NOUN
fbem-31308	88	66	period	period	NOUN
fbem-31308	88	67	case	case	NOUN
fbem-31308	88	68	review	review	NOUN
fbem-31308	88	69	by	by	ADP
fbem-31308	88	70	the	the	DET
fbem-31308	88	71	court	court	NOUN
fbem-31308	88	72	130	130	NUM
fbem-31308	88	73	clarifies	clarify	VERB
fbem-31308	88	74	the	the	DET
fbem-31308	88	75	specific	specific	ADJ
fbem-31308	88	76	responsibilities	responsibility	NOUN
fbem-31308	88	77	of	of	ADP
fbem-31308	88	78	the	the	DET
fbem-31308	88	79	courts	court	NOUN
fbem-31308	88	80	in	in	ADP
fbem-31308	88	81	such	such	ADJ
fbem-31308	88	82	cases	case	NOUN
fbem-31308	88	83	but	but	CCONJ
fbem-31308	88	84	also	also	ADV
fbem-31308	88	85	details	detail	VERB
fbem-31308	88	86	the	the	DET
fbem-31308	88	87	review	review	NOUN
fbem-31308	88	88	standards	standard	NOUN
fbem-31308	88	89	during	during	ADP
fbem-31308	88	90	the	the	DET
fbem-31308	88	91	case	case	NOUN
fbem-31308	88	92	acceptance	acceptance	NOUN
fbem-31308	88	93	stage	stage	NOUN
fbem-31308	88	94	,	,	PUNCT
fbem-31308	88	95	the	the	DET
fbem-31308	88	96	rules	rule	NOUN
fbem-31308	88	97	for	for	ADP
fbem-31308	88	98	evidence	evidence	NOUN
fbem-31308	88	99	acceptance	acceptance	NOUN
fbem-31308	88	100	and	and	CCONJ
fbem-31308	88	101	fact	fact	NOUN
fbem-31308	88	102	determination	determination	NOUN
fbem-31308	88	103	during	during	ADP
fbem-31308	88	104	the	the	DET
fbem-31308	88	105	trial	trial	NOUN
fbem-31308	88	106	stage	stage	NOUN
fbem-31308	88	107	,	,	PUNCT
fbem-31308	88	108	and	and	CCONJ
fbem-31308	88	109	the	the	DET
fbem-31308	88	110	legal	legal	ADJ
fbem-31308	88	111	application	application	NOUN
fbem-31308	88	112	and	and	CCONJ
fbem-31308	88	113	adjudication	adjudication	NOUN
fbem-31308	88	114	criteria	criterion	NOUN
fbem-31308	88	115	during	during	ADP
fbem-31308	88	116	the	the	DET
fbem-31308	88	117	ruling	rule	VERB
fbem-31308	88	118	stage	stage	NOUN
fbem-31308	88	119	.	.	PUNCT
fbem-31308	89	1	through	through	ADP
fbem-31308	89	2	these	these	DET
fbem-31308	89	3	detailed	detailed	ADJ
fbem-31308	89	4	provisions	provision	NOUN
fbem-31308	89	5	,	,	PUNCT
fbem-31308	89	6	the	the	DET
fbem-31308	89	7	regulation	regulation	NOUN
fbem-31308	89	8	provides	provide	VERB
fbem-31308	89	9	clear	clear	ADJ
fbem-31308	89	10	operational	operational	ADJ
fbem-31308	89	11	guidance	guidance	NOUN
fbem-31308	89	12	for	for	ADP
fbem-31308	89	13	the	the	DET
fbem-31308	89	14	shenzhen	shenzhen	PROPN
fbem-31308	89	15	intermediate	intermediate	PROPN
fbem-31308	89	16	people	people	NOUN
fbem-31308	89	17	's	's	PART
fbem-31308	89	18	court	court	NOUN
fbem-31308	89	19	in	in	ADP
fbem-31308	89	20	the	the	DET
fbem-31308	89	21	judicial	judicial	ADJ
fbem-31308	89	22	practice	practice	NOUN
fbem-31308	89	23	of	of	ADP
fbem-31308	89	24	personal	personal	ADJ
fbem-31308	89	25	bankruptcy	bankruptcy	NOUN
fbem-31308	89	26	cases	case	NOUN
fbem-31308	89	27	,	,	PUNCT
fbem-31308	89	28	ensuring	ensure	VERB
fbem-31308	89	29	the	the	DET
fbem-31308	89	30	fairness	fairness	NOUN
fbem-31308	89	31	,	,	PUNCT
fbem-31308	89	32	transparency	transparency	NOUN
fbem-31308	89	33	,	,	PUNCT
fbem-31308	89	34	and	and	CCONJ
fbem-31308	89	35	efficiency	efficiency	NOUN
fbem-31308	89	36	of	of	ADP
fbem-31308	89	37	case	case	NOUN
fbem-31308	89	38	trials	trial	NOUN
fbem-31308	89	39	.	.	PUNCT
fbem-31308	90	1	it	it	PRON
fbem-31308	90	2	also	also	ADV
fbem-31308	90	3	offers	offer	VERB
fbem-31308	90	4	valuable	valuable	ADJ
fbem-31308	90	5	practical	practical	ADJ
fbem-31308	90	6	experience	experience	NOUN
fbem-31308	90	7	and	and	CCONJ
fbem-31308	90	8	reference	reference	NOUN
fbem-31308	90	9	for	for	ADP
fbem-31308	90	10	the	the	DET
fbem-31308	90	11	further	further	ADJ
fbem-31308	90	12	development	development	NOUN
fbem-31308	90	13	and	and	CCONJ
fbem-31308	90	14	improvement	improvement	NOUN
fbem-31308	90	15	of	of	ADP
fbem-31308	90	16	china	china	PROPN
fbem-31308	90	17	's	's	PART
fbem-31308	90	18	personal	personal	ADJ
fbem-31308	90	19	bankruptcy	bankruptcy	NOUN
fbem-31308	90	20	system	system	NOUN
fbem-31308	90	21	.	.	PUNCT
fbem-31308	91	1	(	(	PUNCT
fbem-31308	91	2	3	3	X
fbem-31308	91	3	)	)	PUNCT
fbem-31308	91	4	provisional	provisional	ADJ
fbem-31308	91	5	measures	measure	NOUN
fbem-31308	91	6	for	for	ADP
fbem-31308	91	7	the	the	DET
fbem-31308	91	8	registration	registration	NOUN
fbem-31308	91	9	and	and	CCONJ
fbem-31308	91	10	disclosure	disclosure	NOUN
fbem-31308	91	11	of	of	ADP
fbem-31308	91	12	personal	personal	ADJ
fbem-31308	91	13	bankruptcy	bankruptcy	NOUN
fbem-31308	91	14	information	information	NOUN
fbem-31308	91	15	in	in	ADP
fbem-31308	91	16	shenzhen	shenzhen	PROPN
fbem-31308	91	17	the	the	DET
fbem-31308	91	18	introduction	introduction	NOUN
fbem-31308	91	19	of	of	ADP
fbem-31308	91	20	this	this	DET
fbem-31308	91	21	method	method	NOUN
fbem-31308	91	22	marks	mark	VERB
fbem-31308	91	23	a	a	DET
fbem-31308	91	24	significant	significant	ADJ
fbem-31308	91	25	step	step	NOUN
fbem-31308	91	26	in	in	ADP
fbem-31308	91	27	the	the	DET
fbem-31308	91	28	management	management	NOUN
fbem-31308	91	29	of	of	ADP
fbem-31308	91	30	personal	personal	ADJ
fbem-31308	91	31	bankruptcy	bankruptcy	NOUN
fbem-31308	91	32	information	information	NOUN
fbem-31308	91	33	in	in	ADP
fbem-31308	91	34	our	our	PRON
fbem-31308	91	35	country	country	NOUN
fbem-31308	91	36	.	.	PUNCT
fbem-31308	92	1	by	by	ADP
fbem-31308	92	2	systematically	systematically	ADV
fbem-31308	92	3	establishing	establish	VERB
fbem-31308	92	4	a	a	DET
fbem-31308	92	5	registration	registration	NOUN
fbem-31308	92	6	and	and	CCONJ
fbem-31308	92	7	disclosure	disclosure	NOUN
fbem-31308	92	8	system	system	NOUN
fbem-31308	92	9	for	for	ADP
fbem-31308	92	10	personal	personal	ADJ
fbem-31308	92	11	bankruptcy	bankruptcy	NOUN
fbem-31308	92	12	information	information	NOUN
fbem-31308	92	13	,	,	PUNCT
fbem-31308	92	14	it	it	PRON
fbem-31308	92	15	aims	aim	VERB
fbem-31308	92	16	to	to	PART
fbem-31308	92	17	enhance	enhance	VERB
fbem-31308	92	18	the	the	DET
fbem-31308	92	19	transparency	transparency	NOUN
fbem-31308	92	20	of	of	ADP
fbem-31308	92	21	personal	personal	ADJ
fbem-31308	92	22	bankruptcy	bankruptcy	NOUN
fbem-31308	92	23	cases	case	NOUN
fbem-31308	92	24	,	,	PUNCT
fbem-31308	92	25	protect	protect	VERB
fbem-31308	92	26	creditors	creditor	NOUN
fbem-31308	92	27	'	'	PUNCT
fbem-31308	92	28	right	right	NOUN
fbem-31308	92	29	to	to	PART
fbem-31308	92	30	know	know	VERB
fbem-31308	92	31	,	,	PUNCT
fbem-31308	92	32	and	and	CCONJ
fbem-31308	92	33	effectively	effectively	ADV
fbem-31308	92	34	prevent	prevent	VERB
fbem-31308	92	35	malicious	malicious	ADJ
fbem-31308	92	36	debt	debt	NOUN
fbem-31308	92	37	evasion	evasion	NOUN
fbem-31308	92	38	.	.	PUNCT
fbem-31308	93	1	by	by	ADP
fbem-31308	93	2	disclosing	disclose	VERB
fbem-31308	93	3	the	the	DET
fbem-31308	93	4	bankruptcy	bankruptcy	NOUN
fbem-31308	93	5	information	information	NOUN
fbem-31308	93	6	of	of	ADP
fbem-31308	93	7	debtors	debtor	NOUN
fbem-31308	93	8	,	,	PUNCT
fbem-31308	93	9	including	include	VERB
fbem-31308	93	10	any	any	DET
fbem-31308	93	11	false	false	ADJ
fbem-31308	93	12	statements	statement	NOUN
fbem-31308	93	13	or	or	CCONJ
fbem-31308	93	14	asset	asset	NOUN
fbem-31308	93	15	transfers	transfer	NOUN
fbem-31308	93	16	,	,	PUNCT
fbem-31308	93	17	the	the	DET
fbem-31308	93	18	public	public	NOUN
fbem-31308	93	19	and	and	CCONJ
fbem-31308	93	20	creditors	creditor	NOUN
fbem-31308	93	21	can	can	AUX
fbem-31308	93	22	monitor	monitor	VERB
fbem-31308	93	23	the	the	DET
fbem-31308	93	24	debtor	debtor	NOUN
fbem-31308	93	25	's	's	PART
fbem-31308	93	26	actions	action	NOUN
fbem-31308	93	27	,	,	PUNCT
fbem-31308	93	28	thereby	thereby	ADV
fbem-31308	93	29	forming	form	VERB
fbem-31308	93	30	a	a	DET
fbem-31308	93	31	strong	strong	ADJ
fbem-31308	93	32	external	external	ADJ
fbem-31308	93	33	constraint	constraint	NOUN
fbem-31308	93	34	.	.	PUNCT
fbem-31308	94	1	this	this	PRON
fbem-31308	94	2	not	not	PART
fbem-31308	94	3	only	only	ADV
fbem-31308	94	4	provides	provide	VERB
fbem-31308	94	5	a	a	DET
fbem-31308	94	6	robust	robust	ADJ
fbem-31308	94	7	guarantee	guarantee	NOUN
fbem-31308	94	8	for	for	ADP
fbem-31308	94	9	the	the	DET
fbem-31308	94	10	implementation	implementation	NOUN
fbem-31308	94	11	of	of	ADP
fbem-31308	94	12	the	the	DET
fbem-31308	94	13	personal	personal	ADJ
fbem-31308	94	14	bankruptcy	bankruptcy	NOUN
fbem-31308	94	15	system	system	NOUN
fbem-31308	94	16	but	but	CCONJ
fbem-31308	94	17	also	also	ADV
fbem-31308	94	18	lays	lay	VERB
fbem-31308	94	19	a	a	DET
fbem-31308	94	20	solid	solid	ADJ
fbem-31308	94	21	foundation	foundation	NOUN
fbem-31308	94	22	for	for	ADP
fbem-31308	94	23	the	the	DET
fbem-31308	94	24	improvement	improvement	NOUN
fbem-31308	94	25	of	of	ADP
fbem-31308	94	26	our	our	PRON
fbem-31308	94	27	country	country	NOUN
fbem-31308	94	28	's	's	PART
fbem-31308	94	29	social	social	ADJ
fbem-31308	94	30	credit	credit	NOUN
fbem-31308	94	31	system	system	NOUN
fbem-31308	94	32	and	and	CCONJ
fbem-31308	94	33	the	the	DET
fbem-31308	94	34	development	development	NOUN
fbem-31308	94	35	of	of	ADP
fbem-31308	94	36	a	a	DET
fbem-31308	94	37	law	law	NOUN
fbem-31308	94	38	-	-	PUNCT
fbem-31308	94	39	based	base	VERB
fbem-31308	94	40	business	business	NOUN
fbem-31308	94	41	environment	environment	NOUN
fbem-31308	94	42	.	.	PUNCT
fbem-31308	95	1	(	(	PUNCT
fbem-31308	95	2	4	4	X
fbem-31308	95	3	)	)	PUNCT
fbem-31308	95	4	"	"	PUNCT
fbem-31308	95	5	shenzhen	shenzhen	PROPN
fbem-31308	95	6	personal	personal	ADJ
fbem-31308	95	7	bankruptcy	bankruptcy	NOUN
fbem-31308	95	8	administrator	administrator	NOUN
fbem-31308	95	9	roster	roster	NOUN
fbem-31308	95	10	management	management	NOUN
fbem-31308	95	11	measures	measure	NOUN
fbem-31308	95	12	"	"	PUNCT
fbem-31308	95	13	the	the	DET
fbem-31308	95	14	introduction	introduction	NOUN
fbem-31308	95	15	of	of	ADP
fbem-31308	95	16	this	this	DET
fbem-31308	95	17	method	method	NOUN
fbem-31308	95	18	marks	mark	VERB
fbem-31308	95	19	a	a	DET
fbem-31308	95	20	significant	significant	ADJ
fbem-31308	95	21	milestone	milestone	NOUN
fbem-31308	95	22	in	in	ADP
fbem-31308	95	23	the	the	DET
fbem-31308	95	24	reform	reform	NOUN
fbem-31308	95	25	of	of	ADP
fbem-31308	95	26	china	china	PROPN
fbem-31308	95	27	's	's	PART
fbem-31308	95	28	personal	personal	ADJ
fbem-31308	95	29	bankruptcy	bankruptcy	NOUN
fbem-31308	95	30	system	system	NOUN
fbem-31308	95	31	,	,	PUNCT
fbem-31308	95	32	with	with	ADP
fbem-31308	95	33	profound	profound	ADJ
fbem-31308	95	34	theoretical	theoretical	ADJ
fbem-31308	95	35	and	and	CCONJ
fbem-31308	95	36	practical	practical	ADJ
fbem-31308	95	37	implications	implication	NOUN
fbem-31308	95	38	.	.	PUNCT
fbem-31308	96	1	by	by	ADP
fbem-31308	96	2	systematically	systematically	ADV
fbem-31308	96	3	regulating	regulate	VERB
fbem-31308	96	4	the	the	DET
fbem-31308	96	5	selection	selection	NOUN
fbem-31308	96	6	,	,	PUNCT
fbem-31308	96	7	responsibilities	responsibility	NOUN
fbem-31308	96	8	,	,	PUNCT
fbem-31308	96	9	and	and	CCONJ
fbem-31308	96	10	supervision	supervision	NOUN
fbem-31308	96	11	of	of	ADP
fbem-31308	96	12	personal	personal	ADJ
fbem-31308	96	13	bankruptcy	bankruptcy	NOUN
fbem-31308	96	14	administrators	administrator	NOUN
fbem-31308	96	15	,	,	PUNCT
fbem-31308	96	16	it	it	PRON
fbem-31308	96	17	provides	provide	VERB
fbem-31308	96	18	a	a	DET
fbem-31308	96	19	robust	robust	ADJ
fbem-31308	96	20	institutional	institutional	ADJ
fbem-31308	96	21	framework	framework	NOUN
fbem-31308	96	22	for	for	ADP
fbem-31308	96	23	the	the	DET
fbem-31308	96	24	fair	fair	ADJ
fbem-31308	96	25	and	and	CCONJ
fbem-31308	96	26	efficient	efficient	ADJ
fbem-31308	96	27	operation	operation	NOUN
fbem-31308	96	28	of	of	ADP
fbem-31308	96	29	personal	personal	ADJ
fbem-31308	96	30	bankruptcy	bankruptcy	NOUN
fbem-31308	96	31	procedures	procedure	NOUN
fbem-31308	96	32	.	.	PUNCT
fbem-31308	97	1	by	by	ADP
fbem-31308	97	2	publishing	publish	VERB
fbem-31308	97	3	information	information	NOUN
fbem-31308	97	4	on	on	ADP
fbem-31308	97	5	the	the	DET
fbem-31308	97	6	basic	basic	ADJ
fbem-31308	97	7	details	detail	NOUN
fbem-31308	97	8	,	,	PUNCT
fbem-31308	97	9	contact	contact	NOUN
fbem-31308	97	10	details	detail	NOUN
fbem-31308	97	11	,	,	PUNCT
fbem-31308	97	12	and	and	CCONJ
fbem-31308	97	13	performance	performance	NOUN
fbem-31308	97	14	of	of	ADP
fbem-31308	97	15	administrators	administrator	NOUN
fbem-31308	97	16	,	,	PUNCT
fbem-31308	97	17	creditors	creditor	NOUN
fbem-31308	97	18	can	can	AUX
fbem-31308	97	19	more	more	ADV
fbem-31308	97	20	effectively	effectively	ADV
fbem-31308	97	21	participate	participate	VERB
fbem-31308	97	22	in	in	ADP
fbem-31308	97	23	the	the	DET
fbem-31308	97	24	selection	selection	NOUN
fbem-31308	97	25	process	process	NOUN
fbem-31308	97	26	,	,	PUNCT
fbem-31308	97	27	safeguarding	safeguard	VERB
fbem-31308	97	28	their	their	PRON
fbem-31308	97	29	legitimate	legitimate	ADJ
fbem-31308	97	30	rights	right	NOUN
fbem-31308	97	31	and	and	CCONJ
fbem-31308	97	32	interests	interest	NOUN
fbem-31308	97	33	.	.	PUNCT
fbem-31308	98	1	this	this	DET
fbem-31308	98	2	institutional	institutional	ADJ
fbem-31308	98	3	design	design	NOUN
fbem-31308	98	4	not	not	PART
fbem-31308	98	5	only	only	ADV
fbem-31308	98	6	enhances	enhance	VERB
fbem-31308	98	7	transparency	transparency	NOUN
fbem-31308	98	8	but	but	CCONJ
fbem-31308	98	9	also	also	ADV
fbem-31308	98	10	supports	support	VERB
fbem-31308	98	11	the	the	DET
fbem-31308	98	12	optimization	optimization	NOUN
fbem-31308	98	13	of	of	ADP
fbem-31308	98	14	the	the	DET
fbem-31308	98	15	business	business	NOUN
fbem-31308	98	16	environment	environment	NOUN
fbem-31308	98	17	and	and	CCONJ
fbem-31308	98	18	the	the	DET
fbem-31308	98	19	advancement	advancement	NOUN
fbem-31308	98	20	of	of	ADP
fbem-31308	98	21	personal	personal	ADJ
fbem-31308	98	22	bankruptcy	bankruptcy	NOUN
fbem-31308	98	23	reforms	reform	NOUN
fbem-31308	98	24	.	.	PUNCT
fbem-31308	99	1	2.3	2.3	NUM
fbem-31308	99	2	.	.	PUNCT
fbem-31308	99	3	results	result	NOUN
fbem-31308	99	4	of	of	ADP
fbem-31308	99	5	the	the	DET
fbem-31308	99	6	shenzhen	shenzhen	PROPN
fbem-31308	99	7	pilot	pilot	PROPN
fbem-31308	99	8	project	project	VERB
fbem-31308	99	9	the	the	DET
fbem-31308	99	10	personal	personal	ADJ
fbem-31308	99	11	bankruptcy	bankruptcy	NOUN
fbem-31308	99	12	system	system	NOUN
fbem-31308	99	13	is	be	AUX
fbem-31308	99	14	a	a	DET
fbem-31308	99	15	crucial	crucial	ADJ
fbem-31308	99	16	component	component	NOUN
fbem-31308	99	17	of	of	ADP
fbem-31308	99	18	the	the	DET
fbem-31308	99	19	modern	modern	ADJ
fbem-31308	99	20	market	market	NOUN
fbem-31308	99	21	economy	economy	NOUN
fbem-31308	99	22	,	,	PUNCT
fbem-31308	99	23	and	and	CCONJ
fbem-31308	99	24	the	the	DET
fbem-31308	99	25	credit	credit	NOUN
fbem-31308	99	26	repair	repair	NOUN
fbem-31308	99	27	mechanism	mechanism	NOUN
fbem-31308	99	28	is	be	AUX
fbem-31308	99	29	one	one	NUM
fbem-31308	99	30	of	of	ADP
fbem-31308	99	31	its	its	PRON
fbem-31308	99	32	core	core	NOUN
fbem-31308	99	33	components	component	NOUN
fbem-31308	99	34	.	.	PUNCT
fbem-31308	100	1	shenzhen	shenzhen	PROPN
fbem-31308	100	2	,	,	PUNCT
fbem-31308	100	3	as	as	ADP
fbem-31308	100	4	the	the	DET
fbem-31308	100	5	first	first	ADJ
fbem-31308	100	6	city	city	NOUN
fbem-31308	100	7	in	in	ADP
fbem-31308	100	8	china	china	PROPN
fbem-31308	100	9	to	to	PART
fbem-31308	100	10	pilot	pilot	VERB
fbem-31308	100	11	personal	personal	ADJ
fbem-31308	100	12	bankruptcy	bankruptcy	NOUN
fbem-31308	100	13	,	,	PUNCT
fbem-31308	100	14	has	have	AUX
fbem-31308	100	15	provided	provide	VERB
fbem-31308	100	16	valuable	valuable	ADJ
fbem-31308	100	17	insights	insight	NOUN
fbem-31308	100	18	into	into	ADP
fbem-31308	100	19	the	the	DET
fbem-31308	100	20	establishment	establishment	NOUN
fbem-31308	100	21	and	and	CCONJ
fbem-31308	100	22	improvement	improvement	NOUN
fbem-31308	100	23	of	of	ADP
fbem-31308	100	24	china	china	PROPN
fbem-31308	100	25	's	's	PART
fbem-31308	100	26	personal	personal	ADJ
fbem-31308	100	27	bankruptcy	bankruptcy	NOUN
fbem-31308	100	28	system	system	NOUN
fbem-31308	100	29	through	through	ADP
fbem-31308	100	30	its	its	PRON
fbem-31308	100	31	exploration	exploration	NOUN
fbem-31308	100	32	and	and	CCONJ
fbem-31308	100	33	practice	practice	NOUN
fbem-31308	100	34	of	of	ADP
fbem-31308	100	35	the	the	DET
fbem-31308	100	36	credit	credit	NOUN
fbem-31308	100	37	repair	repair	NOUN
fbem-31308	100	38	mechanism	mechanism	NOUN
fbem-31308	100	39	.	.	PUNCT
fbem-31308	101	1	since	since	SCONJ
fbem-31308	101	2	the	the	DET
fbem-31308	101	3	launch	launch	NOUN
fbem-31308	101	4	of	of	ADP
fbem-31308	101	5	the	the	DET
fbem-31308	101	6	personal	personal	ADJ
fbem-31308	101	7	bankruptcy	bankruptcy	NOUN
fbem-31308	101	8	pilot	pilot	NOUN
fbem-31308	101	9	program	program	NOUN
fbem-31308	101	10	in	in	ADP
fbem-31308	101	11	shenzhen	shenzhen	PROPN
fbem-31308	101	12	in	in	ADP
fbem-31308	101	13	august	august	PROPN
fbem-31308	101	14	2020	2020	NUM
fbem-31308	101	15	,	,	PUNCT
fbem-31308	101	16	the	the	DET
fbem-31308	101	17	credit	credit	NOUN
fbem-31308	101	18	repair	repair	NOUN
fbem-31308	101	19	mechanism	mechanism	NOUN
fbem-31308	101	20	has	have	AUX
fbem-31308	101	21	shown	show	VERB
fbem-31308	101	22	significant	significant	ADJ
fbem-31308	101	23	success	success	NOUN
fbem-31308	101	24	in	in	ADP
fbem-31308	101	25	practice	practice	NOUN
fbem-31308	101	26	,	,	PUNCT
fbem-31308	101	27	with	with	SCONJ
fbem-31308	101	28	its	its	PRON
fbem-31308	101	29	core	core	NOUN
fbem-31308	101	30	achievements	achievement	NOUN
fbem-31308	101	31	primarily	primarily	ADV
fbem-31308	101	32	reflected	reflect	VERB
fbem-31308	101	33	in	in	ADP
fbem-31308	101	34	the	the	DET
fbem-31308	101	35	following	follow	VERB
fbem-31308	101	36	aspects	aspect	NOUN
fbem-31308	101	37	:	:	PUNCT
fbem-31308	101	38	2.3.1	2.3.1	NUM
fbem-31308	101	39	.	.	PUNCT
fbem-31308	101	40	institutional	institutional	ADJ
fbem-31308	101	41	exploration	exploration	NOUN
fbem-31308	101	42	of	of	ADP
fbem-31308	101	43	credit	credit	NOUN
fbem-31308	101	44	repair	repair	NOUN
fbem-31308	101	45	mechanism	mechanism	NOUN
fbem-31308	101	46	cao	cao	PROPN
fbem-31308	101	47	qixuan	qixuan	PROPN
fbem-31308	101	48	,	,	PUNCT
fbem-31308	101	49	in	in	ADP
fbem-31308	101	50	his	his	PRON
fbem-31308	101	51	article	article	NOUN
fbem-31308	101	52	"	"	PUNCT
fbem-31308	101	53	several	several	ADJ
fbem-31308	101	54	thoughts	thought	NOUN
fbem-31308	101	55	on	on	ADP
fbem-31308	101	56	the	the	DET
fbem-31308	101	57	construction	construction	NOUN
fbem-31308	101	58	of	of	ADP
fbem-31308	101	59	personal	personal	ADJ
fbem-31308	101	60	bankruptcy	bankruptcy	NOUN
fbem-31308	101	61	system	system	NOUN
fbem-31308	101	62	—	—	PUNCT
fbem-31308	101	63	—	—	PUNCT
fbem-31308	101	64	from	from	ADP
fbem-31308	101	65	the	the	DET
fbem-31308	101	66	perspective	perspective	NOUN
fbem-31308	101	67	of	of	ADP
fbem-31308	101	68	shenzhen	shenzhen	PROPN
fbem-31308	101	69	's	's	PART
fbem-31308	101	70	exploration	exploration	NOUN
fbem-31308	101	71	experience	experience	NOUN
fbem-31308	101	72	,	,	PUNCT
fbem-31308	101	73	"	"	PUNCT
fbem-31308	101	74	points	point	VERB
fbem-31308	101	75	out	out	ADP
fbem-31308	101	76	that	that	SCONJ
fbem-31308	101	77	shenzhen	shenzhen	PROPN
fbem-31308	101	78	's	's	PART
fbem-31308	101	79	personal	personal	ADJ
fbem-31308	101	80	bankruptcy	bankruptcy	NOUN
fbem-31308	101	81	pilot	pilot	NOUN
fbem-31308	101	82	program	program	NOUN
fbem-31308	101	83	is	be	AUX
fbem-31308	101	84	guided	guide	VERB
fbem-31308	101	85	by	by	ADP
fbem-31308	101	86	the	the	DET
fbem-31308	101	87	values	value	NOUN
fbem-31308	101	88	of	of	ADP
fbem-31308	101	89	"	"	PUNCT
fbem-31308	101	90	encouraging	encourage	VERB
fbem-31308	101	91	innovation	innovation	NOUN
fbem-31308	101	92	,	,	PUNCT
fbem-31308	101	93	tolerating	tolerate	VERB
fbem-31308	101	94	failure	failure	NOUN
fbem-31308	101	95	,	,	PUNCT
fbem-31308	101	96	and	and	CCONJ
fbem-31308	101	97	supporting	support	VERB
fbem-31308	101	98	rebirth	rebirth	NOUN
fbem-31308	101	99	.	.	PUNCT
fbem-31308	102	1	[	[	X
fbem-31308	102	2	9	9	NUM
fbem-31308	102	3	]	]	PUNCT
fbem-31308	102	4	"	"	PUNCT
fbem-31308	102	5	this	this	DET
fbem-31308	102	6	approach	approach	NOUN
fbem-31308	102	7	has	have	AUX
fbem-31308	102	8	led	lead	VERB
fbem-31308	102	9	to	to	ADP
fbem-31308	102	10	active	active	ADJ
fbem-31308	102	11	exploration	exploration	NOUN
fbem-31308	102	12	in	in	ADP
fbem-31308	102	13	establishing	establish	VERB
fbem-31308	102	14	a	a	DET
fbem-31308	102	15	personal	personal	ADJ
fbem-31308	102	16	bankruptcy	bankruptcy	NOUN
fbem-31308	102	17	system	system	NOUN
fbem-31308	102	18	.	.	PUNCT
fbem-31308	103	1	this	this	DET
fbem-31308	103	2	orientation	orientation	NOUN
fbem-31308	103	3	aligns	align	VERB
fbem-31308	103	4	with	with	ADP
fbem-31308	103	5	shenzhen	shenzhen	PROPN
fbem-31308	103	6	's	's	PART
fbem-31308	103	7	status	status	NOUN
fbem-31308	103	8	as	as	ADP
fbem-31308	103	9	an	an	DET
fbem-31308	103	10	innovative	innovative	ADJ
fbem-31308	103	11	city	city	NOUN
fbem-31308	103	12	,	,	PUNCT
fbem-31308	103	13	offering	offer	VERB
fbem-31308	103	14	economic	economic	ADJ
fbem-31308	103	15	"	"	PUNCT
fbem-31308	103	16	rebirth	rebirth	NOUN
fbem-31308	103	17	"	"	PUNCT
fbem-31308	103	18	opportunities	opportunity	NOUN
fbem-31308	103	19	for	for	ADP
fbem-31308	103	20	debtors	debtor	NOUN
fbem-31308	103	21	who	who	PRON
fbem-31308	103	22	are	be	AUX
fbem-31308	103	23	"	"	PUNCT
fbem-31308	103	24	honest	honest	ADJ
fbem-31308	103	25	but	but	CCONJ
fbem-31308	103	26	unfortunate	unfortunate	ADJ
fbem-31308	103	27	"	"	PUNCT
fbem-31308	103	28	due	due	ADP
fbem-31308	103	29	to	to	ADP
fbem-31308	103	30	their	their	PRON
fbem-31308	103	31	entrepreneurial	entrepreneurial	ADJ
fbem-31308	103	32	activities	activity	NOUN
fbem-31308	103	33	.	.	PUNCT
fbem-31308	104	1	through	through	ADP
fbem-31308	104	2	a	a	DET
fbem-31308	104	3	series	series	NOUN
fbem-31308	104	4	of	of	ADP
fbem-31308	104	5	reform	reform	NOUN
fbem-31308	104	6	measures	measure	NOUN
fbem-31308	104	7	,	,	PUNCT
fbem-31308	104	8	such	such	ADJ
fbem-31308	104	9	as	as	ADP
fbem-31308	104	10	the	the	DET
fbem-31308	104	11	introduction	introduction	NOUN
fbem-31308	104	12	of	of	ADP
fbem-31308	104	13	the	the	DET
fbem-31308	104	14	"	"	PUNCT
fbem-31308	104	15	shenzhen	shenzhen	PROPN
fbem-31308	104	16	special	special	ADJ
fbem-31308	104	17	economic	economic	ADJ
fbem-31308	104	18	zone	zone	NOUN
fbem-31308	104	19	personal	personal	ADJ
fbem-31308	104	20	bankruptcy	bankruptcy	NOUN
fbem-31308	104	21	regulations	regulation	NOUN
fbem-31308	104	22	"	"	PUNCT
fbem-31308	104	23	and	and	CCONJ
fbem-31308	104	24	the	the	DET
fbem-31308	104	25	establishment	establishment	NOUN
fbem-31308	104	26	of	of	ADP
fbem-31308	104	27	relevant	relevant	ADJ
fbem-31308	104	28	support	support	NOUN
fbem-31308	104	29	mechanisms	mechanism	NOUN
fbem-31308	104	30	,	,	PUNCT
fbem-31308	104	31	shenzhen	shenzhen	PROPN
fbem-31308	104	32	has	have	AUX
fbem-31308	104	33	implemented	implement	VERB
fbem-31308	104	34	these	these	DET
fbem-31308	104	35	values	value	NOUN
fbem-31308	104	36	in	in	ADP
fbem-31308	104	37	practice	practice	NOUN
fbem-31308	104	38	,	,	PUNCT
fbem-31308	104	39	helping	help	VERB
fbem-31308	104	40	to	to	PART
fbem-31308	104	41	resolve	resolve	VERB
fbem-31308	104	42	debt	debt	NOUN
fbem-31308	104	43	crises	crisis	NOUN
fbem-31308	104	44	,	,	PUNCT
fbem-31308	104	45	stimulate	stimulate	VERB
fbem-31308	104	46	market	market	NOUN
fbem-31308	104	47	vitality	vitality	NOUN
fbem-31308	104	48	,	,	PUNCT
fbem-31308	104	49	promote	promote	VERB
fbem-31308	104	50	the	the	DET
fbem-31308	104	51	healthy	healthy	ADJ
fbem-31308	104	52	development	development	NOUN
fbem-31308	104	53	of	of	ADP
fbem-31308	104	54	the	the	DET
fbem-31308	104	55	market	market	NOUN
fbem-31308	104	56	economy	economy	NOUN
fbem-31308	104	57	,	,	PUNCT
fbem-31308	104	58	and	and	CCONJ
fbem-31308	104	59	actively	actively	ADV
fbem-31308	104	60	explore	explore	VERB
fbem-31308	104	61	institutional	institutional	ADJ
fbem-31308	104	62	pathways	pathway	NOUN
fbem-31308	104	63	for	for	ADP
fbem-31308	104	64	credit	credit	NOUN
fbem-31308	104	65	repair	repair	NOUN
fbem-31308	104	66	.	.	PUNCT
fbem-31308	105	1	the	the	DET
fbem-31308	105	2	"	"	PUNCT
fbem-31308	105	3	shenzhen	shenzhen	PROPN
fbem-31308	105	4	special	special	ADJ
fbem-31308	105	5	economic	economic	ADJ
fbem-31308	105	6	zone	zone	NOUN
fbem-31308	105	7	personal	personal	ADJ
fbem-31308	105	8	bankruptcy	bankruptcy	NOUN
fbem-31308	105	9	regulations	regulation	NOUN
fbem-31308	105	10	"	"	PUNCT
fbem-31308	105	11	and	and	CCONJ
fbem-31308	105	12	related	related	ADJ
fbem-31308	105	13	documents	document	NOUN
fbem-31308	105	14	have	have	AUX
fbem-31308	105	15	clarified	clarify	VERB
fbem-31308	105	16	the	the	DET
fbem-31308	105	17	conditions	condition	NOUN
fbem-31308	105	18	,	,	PUNCT
fbem-31308	105	19	procedures	procedure	NOUN
fbem-31308	105	20	,	,	PUNCT
fbem-31308	105	21	and	and	CCONJ
fbem-31308	105	22	legal	legal	ADJ
fbem-31308	105	23	effects	effect	NOUN
fbem-31308	105	24	of	of	ADP
fbem-31308	105	25	credit	credit	NOUN
fbem-31308	105	26	repair	repair	NOUN
fbem-31308	105	27	,	,	PUNCT
fbem-31308	105	28	providing	provide	VERB
fbem-31308	105	29	a	a	DET
fbem-31308	105	30	legal	legal	ADJ
fbem-31308	105	31	basis	basis	NOUN
fbem-31308	105	32	and	and	CCONJ
fbem-31308	105	33	specific	specific	ADJ
fbem-31308	105	34	pathways	pathway	NOUN
fbem-31308	105	35	for	for	ADP
fbem-31308	105	36	its	its	PRON
fbem-31308	105	37	implementation	implementation	NOUN
fbem-31308	105	38	.	.	PUNCT
fbem-31308	106	1	specifically	specifically	ADV
fbem-31308	106	2	,	,	PUNCT
fbem-31308	106	3	the	the	DET
fbem-31308	106	4	conditions	condition	NOUN
fbem-31308	106	5	,	,	PUNCT
fbem-31308	106	6	procedures	procedure	NOUN
fbem-31308	106	7	,	,	PUNCT
fbem-31308	106	8	and	and	CCONJ
fbem-31308	106	9	legal	legal	ADJ
fbem-31308	106	10	effects	effect	NOUN
fbem-31308	106	11	of	of	ADP
fbem-31308	106	12	credit	credit	NOUN
fbem-31308	106	13	repair	repair	NOUN
fbem-31308	106	14	are	be	AUX
fbem-31308	106	15	defined	define	VERB
fbem-31308	106	16	.	.	PUNCT
fbem-31308	107	1	debtors	debtor	NOUN
fbem-31308	107	2	must	must	AUX
fbem-31308	107	3	meet	meet	VERB
fbem-31308	107	4	the	the	DET
fbem-31308	107	5	following	follow	VERB
fbem-31308	107	6	conditions	condition	NOUN
fbem-31308	107	7	to	to	PART
fbem-31308	107	8	apply	apply	VERB
fbem-31308	107	9	for	for	ADP
fbem-31308	107	10	credit	credit	NOUN
fbem-31308	107	11	repair	repair	NOUN
fbem-31308	107	12	:	:	PUNCT
fbem-31308	107	13	a	a	DET
fbem-31308	107	14	3	3	NUM
fbem-31308	107	15	-	-	SYM
fbem-31308	107	16	5	5	NUM
fbem-31308	107	17	year	year	NOUN
fbem-31308	107	18	observation	observation	NOUN
fbem-31308	107	19	period	period	NOUN
fbem-31308	107	20	,	,	PUNCT
fbem-31308	107	21	fulfilling	fulfil	VERB
fbem-31308	107	22	repayment	repayment	NOUN
fbem-31308	107	23	obligations	obligation	NOUN
fbem-31308	107	24	according	accord	VERB
fbem-31308	107	25	to	to	ADP
fbem-31308	107	26	the	the	DET
fbem-31308	107	27	bankruptcy	bankruptcy	NOUN
fbem-31308	107	28	plan	plan	NOUN
fbem-31308	107	29	,	,	PUNCT
fbem-31308	107	30	and	and	CCONJ
fbem-31308	107	31	no	no	DET
fbem-31308	107	32	new	new	ADJ
fbem-31308	107	33	debt	debt	NOUN
fbem-31308	107	34	defaults	default	NOUN
fbem-31308	107	35	during	during	ADP
fbem-31308	107	36	the	the	DET
fbem-31308	107	37	observation	observation	NOUN
fbem-31308	107	38	period	period	NOUN
fbem-31308	107	39	.	.	PUNCT
fbem-31308	108	1	the	the	DET
fbem-31308	108	2	credit	credit	NOUN
fbem-31308	108	3	repair	repair	NOUN
fbem-31308	108	4	process	process	NOUN
fbem-31308	108	5	includes	include	VERB
fbem-31308	108	6	application	application	NOUN
fbem-31308	108	7	,	,	PUNCT
fbem-31308	108	8	review	review	NOUN
fbem-31308	108	9	,	,	PUNCT
fbem-31308	108	10	public	public	ADJ
fbem-31308	108	11	announcement	announcement	NOUN
fbem-31308	108	12	,	,	PUNCT
fbem-31308	108	13	and	and	CCONJ
fbem-31308	108	14	ruling	ruling	NOUN
fbem-31308	108	15	,	,	PUNCT
fbem-31308	108	16	ensuring	ensure	VERB
fbem-31308	108	17	transparency	transparency	NOUN
fbem-31308	108	18	and	and	CCONJ
fbem-31308	108	19	fairness	fairness	NOUN
fbem-31308	108	20	.	.	PUNCT
fbem-31308	109	1	additionally	additionally	ADV
fbem-31308	109	2	,	,	PUNCT
fbem-31308	109	3	the	the	DET
fbem-31308	109	4	regulations	regulation	NOUN
fbem-31308	109	5	grant	grant	VERB
fbem-31308	109	6	debtors	debtor	NOUN
fbem-31308	109	7	rights	right	NOUN
fbem-31308	109	8	to	to	ADP
fbem-31308	109	9	information	information	NOUN
fbem-31308	109	10	,	,	PUNCT
fbem-31308	109	11	inquiry	inquiry	NOUN
fbem-31308	109	12	,	,	PUNCT
fbem-31308	109	13	objection	objection	NOUN
fbem-31308	109	14	,	,	PUNCT
fbem-31308	109	15	and	and	CCONJ
fbem-31308	109	16	repair	repair	NOUN
fbem-31308	109	17	,	,	PUNCT
fbem-31308	109	18	providing	provide	VERB
fbem-31308	109	19	comprehensive	comprehensive	ADJ
fbem-31308	109	20	legal	legal	ADJ
fbem-31308	109	21	protection	protection	NOUN
fbem-31308	109	22	.	.	PUNCT
fbem-31308	110	1	in	in	ADP
fbem-31308	110	2	shenzhen	shenzhen	PROPN
fbem-31308	110	3	's	's	PART
fbem-31308	110	4	first	first	ADJ
fbem-31308	110	5	personal	personal	ADJ
fbem-31308	110	6	bankruptcy	bankruptcy	NOUN
fbem-31308	110	7	case	case	NOUN
fbem-31308	110	8	,	,	PUNCT
fbem-31308	110	9	after	after	ADP
fbem-31308	110	10	completing	complete	VERB
fbem-31308	110	11	the	the	DET
fbem-31308	110	12	bankruptcy	bankruptcy	NOUN
fbem-31308	110	13	plan	plan	NOUN
fbem-31308	110	14	,	,	PUNCT
fbem-31308	110	15	liang	liang	PROPN
fbem-31308	110	16	successfully	successfully	ADV
fbem-31308	110	17	applied	apply	VERB
fbem-31308	110	18	for	for	ADP
fbem-31308	110	19	credit	credit	NOUN
fbem-31308	110	20	restoration	restoration	NOUN
fbem-31308	110	21	and	and	CCONJ
fbem-31308	110	22	regained	regain	VERB
fbem-31308	110	23	his	his	PRON
fbem-31308	110	24	normal	normal	ADJ
fbem-31308	110	25	credit	credit	NOUN
fbem-31308	110	26	eligibility	eligibility	NOUN
fbem-31308	110	27	.	.	PUNCT
fbem-31308	111	1	this	this	DET
fbem-31308	111	2	case	case	NOUN
fbem-31308	111	3	demonstrates	demonstrate	VERB
fbem-31308	111	4	that	that	SCONJ
fbem-31308	111	5	the	the	DET
fbem-31308	111	6	credit	credit	NOUN
fbem-31308	111	7	restoration	restoration	NOUN
fbem-31308	111	8	mechanism	mechanism	NOUN
fbem-31308	111	9	effectively	effectively	ADV
fbem-31308	111	10	protects	protect	VERB
fbem-31308	111	11	the	the	DET
fbem-31308	111	12	legitimate	legitimate	ADJ
fbem-31308	111	13	rights	right	NOUN
fbem-31308	111	14	and	and	CCONJ
fbem-31308	111	15	interests	interest	NOUN
fbem-31308	111	16	of	of	ADP
fbem-31308	111	17	debtors	debtor	NOUN
fbem-31308	111	18	,	,	PUNCT
fbem-31308	111	19	preventing	prevent	VERB
fbem-31308	111	20	them	they	PRON
fbem-31308	111	21	from	from	ADP
fbem-31308	111	22	permanently	permanently	ADV
fbem-31308	111	23	losing	lose	VERB
fbem-31308	111	24	their	their	PRON
fbem-31308	111	25	credit	credit	NOUN
fbem-31308	111	26	status	status	NOUN
fbem-31308	111	27	due	due	ADP
fbem-31308	111	28	to	to	ADP
fbem-31308	111	29	bankruptcy	bankruptcy	NOUN
fbem-31308	111	30	.	.	PUNCT
fbem-31308	112	1	furthermore	furthermore	ADV
fbem-31308	112	2	,	,	PUNCT
fbem-31308	112	3	shenzhen	shenzhen	PROPN
fbem-31308	112	4	's	's	PART
fbem-31308	112	5	pilot	pilot	NOUN
fbem-31308	112	6	program	program	NOUN
fbem-31308	112	7	,	,	PUNCT
fbem-31308	112	8	through	through	ADP
fbem-31308	112	9	the	the	DET
fbem-31308	112	10	government	government	NOUN
fbem-31308	112	11	-	-	PUNCT
fbem-31308	112	12	court	court	NOUN
fbem-31308	112	13	coordination	coordination	NOUN
fbem-31308	112	14	mechanism	mechanism	NOUN
fbem-31308	112	15	and	and	CCONJ
fbem-31308	112	16	the	the	DET
fbem-31308	112	17	bankruptcy	bankruptcy	NOUN
fbem-31308	112	18	information	information	NOUN
fbem-31308	112	19	registration	registration	NOUN
fbem-31308	112	20	and	and	CCONJ
fbem-31308	112	21	disclosure	disclosure	NOUN
fbem-31308	112	22	system	system	NOUN
fbem-31308	112	23	,	,	PUNCT
fbem-31308	112	24	ensures	ensure	VERB
fbem-31308	112	25	the	the	DET
fbem-31308	112	26	efficiency	efficiency	NOUN
fbem-31308	112	27	and	and	CCONJ
fbem-31308	112	28	accuracy	accuracy	NOUN
fbem-31308	112	29	of	of	ADP
fbem-31308	112	30	credit	credit	NOUN
fbem-31308	112	31	restoration	restoration	NOUN
fbem-31308	112	32	.	.	PUNCT
fbem-31308	113	1	2.3.2	2.3.2	X
fbem-31308	113	2	.	.	PUNCT
fbem-31308	113	3	specific	specific	ADJ
fbem-31308	113	4	circumstances	circumstance	NOUN
fbem-31308	113	5	and	and	CCONJ
fbem-31308	113	6	conditions	condition	NOUN
fbem-31308	113	7	of	of	ADP
fbem-31308	113	8	credit	credit	NOUN
fbem-31308	113	9	repair	repair	NOUN
fbem-31308	113	10	the	the	DET
fbem-31308	113	11	shenzhen	shenzhen	PROPN
fbem-31308	113	12	personal	personal	PROPN
fbem-31308	113	13	bankruptcy	bankruptcy	PROPN
fbem-31308	113	14	pilot	pilot	NOUN
fbem-31308	113	15	,	,	PUNCT
fbem-31308	113	16	with	with	ADP
fbem-31308	113	17	the	the	DET
fbem-31308	113	18	value	value	NOUN
fbem-31308	113	19	orientation	orientation	NOUN
fbem-31308	113	20	of	of	ADP
fbem-31308	113	21	"	"	PUNCT
fbem-31308	113	22	encouraging	encourage	VERB
fbem-31308	113	23	innovation	innovation	NOUN
fbem-31308	113	24	,	,	PUNCT
fbem-31308	113	25	tolerating	tolerate	VERB
fbem-31308	113	26	failure	failure	NOUN
fbem-31308	113	27	and	and	CCONJ
fbem-31308	113	28	supporting	support	VERB
fbem-31308	113	29	rebirth	rebirth	NOUN
fbem-31308	113	30	"	"	PUNCT
fbem-31308	113	31	,	,	PUNCT
fbem-31308	113	32	defines	define	VERB
fbem-31308	113	33	the	the	DET
fbem-31308	113	34	specific	specific	ADJ
fbem-31308	113	35	circumstances	circumstance	NOUN
fbem-31308	113	36	and	and	CCONJ
fbem-31308	113	37	conditions	condition	NOUN
fbem-31308	113	38	for	for	ADP
fbem-31308	113	39	credit	credit	NOUN
fbem-31308	113	40	repair	repair	NOUN
fbem-31308	113	41	,	,	PUNCT
fbem-31308	113	42	aiming	aim	VERB
fbem-31308	113	43	to	to	PART
fbem-31308	113	44	provide	provide	VERB
fbem-31308	113	45	opportunities	opportunity	NOUN
fbem-31308	113	46	for	for	ADP
fbem-31308	113	47	honest	honest	ADJ
fbem-31308	113	48	but	but	CCONJ
fbem-31308	113	49	financially	financially	ADV
fbem-31308	113	50	distressed	distressed	ADJ
fbem-31308	113	51	debtors	debtor	NOUN
fbem-31308	113	52	to	to	PART
fbem-31308	113	53	restore	restore	VERB
fbem-31308	113	54	their	their	PRON
fbem-31308	113	55	credit	credit	NOUN
fbem-31308	113	56	.	.	PUNCT
fbem-31308	114	1	the	the	DET
fbem-31308	114	2	following	follow	VERB
fbem-31308	114	3	three	three	NUM
fbem-31308	114	4	scenarios	scenario	NOUN
fbem-31308	114	5	for	for	ADP
fbem-31308	114	6	credit	credit	NOUN
fbem-31308	114	7	restoration	restoration	NOUN
fbem-31308	114	8	are	be	AUX
fbem-31308	114	9	outlined	outline	VERB
fbem-31308	114	10	:	:	PUNCT
fbem-31308	114	11	first	first	ADV
fbem-31308	114	12	,	,	PUNCT
fbem-31308	114	13	if	if	SCONJ
fbem-31308	114	14	there	there	PRON
fbem-31308	114	15	is	be	VERB
fbem-31308	114	16	an	an	DET
fbem-31308	114	17	error	error	NOUN
fbem-31308	114	18	in	in	ADP
fbem-31308	114	19	the	the	DET
fbem-31308	114	20	public	public	ADJ
fbem-31308	114	21	disclosure	disclosure	NOUN
fbem-31308	114	22	of	of	ADP
fbem-31308	114	23	bankruptcy	bankruptcy	NOUN
fbem-31308	114	24	information	information	NOUN
fbem-31308	114	25	or	or	CCONJ
fbem-31308	114	26	if	if	SCONJ
fbem-31308	114	27	it	it	PRON
fbem-31308	114	28	is	be	AUX
fbem-31308	114	29	not	not	PART
fbem-31308	114	30	updated	update	VERB
fbem-31308	114	31	in	in	ADP
fbem-31308	114	32	a	a	DET
fbem-31308	114	33	timely	timely	ADJ
fbem-31308	114	34	manner	manner	NOUN
fbem-31308	114	35	,	,	PUNCT
fbem-31308	114	36	the	the	DET
fbem-31308	114	37	party	party	NOUN
fbem-31308	114	38	can	can	AUX
fbem-31308	114	39	file	file	VERB
fbem-31308	114	40	an	an	DET
fbem-31308	114	41	objection	objection	NOUN
fbem-31308	114	42	with	with	ADP
fbem-31308	114	43	the	the	DET
fbem-31308	114	44	relevant	relevant	ADJ
fbem-31308	114	45	department	department	NOUN
fbem-31308	114	46	to	to	PART
fbem-31308	114	47	request	request	VERB
fbem-31308	114	48	corrections	correction	NOUN
fbem-31308	114	49	or	or	CCONJ
fbem-31308	114	50	updates	update	NOUN
fbem-31308	114	51	.	.	PUNCT
fbem-31308	115	1	in	in	ADP
fbem-31308	115	2	a	a	DET
fbem-31308	115	3	bankruptcy	bankruptcy	NOUN
fbem-31308	115	4	case	case	NOUN
fbem-31308	115	5	in	in	ADP
fbem-31308	115	6	shenzhen	shenzhen	PROPN
fbem-31308	115	7	,	,	PUNCT
fbem-31308	115	8	the	the	DET
fbem-31308	115	9	debtor	debtor	NOUN
fbem-31308	115	10	's	's	PART
fbem-31308	115	11	credit	credit	NOUN
fbem-31308	115	12	was	be	AUX
fbem-31308	115	13	damaged	damage	VERB
fbem-31308	115	14	due	due	ADJ
fbem-31308	115	15	to	to	ADP
fbem-31308	115	16	incorrect	incorrect	ADJ
fbem-31308	115	17	information	information	NOUN
fbem-31308	115	18	disclosure	disclosure	NOUN
fbem-31308	115	19	,	,	PUNCT
fbem-31308	115	20	and	and	CCONJ
fbem-31308	115	21	after	after	ADP
fbem-31308	115	22	applying	apply	VERB
fbem-31308	115	23	,	,	PUNCT
fbem-31308	115	24	the	the	DET
fbem-31308	115	25	relevant	relevant	ADJ
fbem-31308	115	26	information	information	NOUN
fbem-31308	115	27	was	be	AUX
fbem-31308	115	28	successfully	successfully	ADV
fbem-31308	115	29	corrected	correct	VERB
fbem-31308	115	30	.	.	PUNCT
fbem-31308	116	1	second	second	ADJ
fbem-31308	116	2	,	,	PUNCT
fbem-31308	116	3	if	if	SCONJ
fbem-31308	116	4	the	the	DET
fbem-31308	116	5	debtor	debtor	NOUN
fbem-31308	116	6	or	or	CCONJ
fbem-31308	116	7	administrator	administrator	NOUN
fbem-31308	116	8	corrects	correct	NOUN
fbem-31308	116	9	their	their	PRON
fbem-31308	116	10	dishonest	dishonest	ADJ
fbem-31308	116	11	behavior	behavior	NOUN
fbem-31308	116	12	and	and	CCONJ
fbem-31308	116	13	cooperates	cooperate	VERB
fbem-31308	116	14	with	with	ADP
fbem-31308	116	15	the	the	DET
fbem-31308	116	16	bankruptcy	bankruptcy	NOUN
fbem-31308	116	17	process	process	NOUN
fbem-31308	116	18	,	,	PUNCT
fbem-31308	116	19	they	they	PRON
fbem-31308	116	20	can	can	AUX
fbem-31308	116	21	apply	apply	VERB
fbem-31308	116	22	to	to	PART
fbem-31308	116	23	stop	stop	VERB
fbem-31308	116	24	the	the	DET
fbem-31308	116	25	public	public	ADJ
fbem-31308	116	26	disclosure	disclosure	NOUN
fbem-31308	116	27	of	of	ADP
fbem-31308	116	28	related	related	ADJ
fbem-31308	116	29	information	information	NOUN
fbem-31308	116	30	by	by	ADP
fbem-31308	116	31	actively	actively	ADV
fbem-31308	116	32	correcting	correct	VERB
fbem-31308	116	33	their	their	PRON
fbem-31308	116	34	dishonest	dishonest	ADJ
fbem-31308	116	35	behavior	behavior	NOUN
fbem-31308	116	36	and	and	CCONJ
fbem-31308	116	37	cooperating	cooperate	VERB
fbem-31308	116	38	with	with	ADP
fbem-31308	116	39	the	the	DET
fbem-31308	116	40	bankruptcy	bankruptcy	NOUN
fbem-31308	116	41	process	process	NOUN
fbem-31308	116	42	.	.	PUNCT
fbem-31308	117	1	a	a	DET
fbem-31308	117	2	debtor	debtor	NOUN
fbem-31308	117	3	who	who	PRON
fbem-31308	117	4	fell	fall	VERB
fbem-31308	117	5	into	into	ADP
fbem-31308	117	6	a	a	DET
fbem-31308	117	7	debt	debt	NOUN
fbem-31308	117	8	crisis	crisis	NOUN
fbem-31308	117	9	due	due	ADP
fbem-31308	117	10	to	to	ADP
fbem-31308	117	11	business	business	NOUN
fbem-31308	117	12	failure	failure	NOUN
fbem-31308	117	13	but	but	CCONJ
fbem-31308	117	14	actively	actively	ADV
fbem-31308	117	15	fulfilled	fulfil	VERB
fbem-31308	117	16	their	their	PRON
fbem-31308	117	17	obligations	obligation	NOUN
fbem-31308	117	18	during	during	ADP
fbem-31308	117	19	the	the	DET
fbem-31308	117	20	bankruptcy	bankruptcy	NOUN
fbem-31308	117	21	process	process	NOUN
fbem-31308	117	22	successfully	successfully	ADV
fbem-31308	117	23	applied	apply	VERB
fbem-31308	117	24	to	to	PART
fbem-31308	117	25	stop	stop	VERB
fbem-31308	117	26	the	the	DET
fbem-31308	117	27	public	public	ADJ
fbem-31308	117	28	disclosure	disclosure	NOUN
fbem-31308	117	29	of	of	ADP
fbem-31308	117	30	dishonest	dishonest	ADJ
fbem-31308	117	31	information	information	NOUN
fbem-31308	117	32	.	.	PUNCT
fbem-31308	118	1	third	third	ADJ
fbem-31308	118	2	,	,	PUNCT
fbem-31308	118	3	if	if	SCONJ
fbem-31308	118	4	the	the	DET
fbem-31308	118	5	grace	grace	NOUN
fbem-31308	118	6	period	period	NOUN
fbem-31308	118	7	for	for	ADP
fbem-31308	118	8	exemption	exemption	NOUN
fbem-31308	118	9	has	have	AUX
fbem-31308	118	10	expired	expire	VERB
fbem-31308	118	11	or	or	CCONJ
fbem-31308	118	12	the	the	DET
fbem-31308	118	13	reorganization	reorganization	NOUN
fbem-31308	118	14	plan	plan	NOUN
fbem-31308	118	15	or	or	CCONJ
fbem-31308	118	16	131	131	NUM
fbem-31308	118	17	reconciliation	reconciliation	NOUN
fbem-31308	118	18	agreement	agreement	NOUN
fbem-31308	118	19	has	have	AUX
fbem-31308	118	20	been	be	AUX
fbem-31308	118	21	fully	fully	ADV
fbem-31308	118	22	executed	execute	VERB
fbem-31308	118	23	,	,	PUNCT
fbem-31308	118	24	the	the	DET
fbem-31308	118	25	debtor	debtor	NOUN
fbem-31308	118	26	can	can	AUX
fbem-31308	118	27	apply	apply	VERB
fbem-31308	118	28	to	to	PART
fbem-31308	118	29	mark	mark	VERB
fbem-31308	118	30	the	the	DET
fbem-31308	118	31	information	information	NOUN
fbem-31308	118	32	as	as	SCONJ
fbem-31308	118	33	exempted	exempt	VERB
fbem-31308	118	34	,	,	PUNCT
fbem-31308	118	35	thereby	thereby	ADV
fbem-31308	118	36	restoring	restore	VERB
fbem-31308	118	37	their	their	PRON
fbem-31308	118	38	credit	credit	NOUN
fbem-31308	118	39	record	record	NOUN
fbem-31308	118	40	.	.	PUNCT
fbem-31308	119	1	in	in	ADP
fbem-31308	119	2	shenzhen	shenzhen	PROPN
fbem-31308	119	3	's	's	PART
fbem-31308	119	4	first	first	ADJ
fbem-31308	119	5	personal	personal	ADJ
fbem-31308	119	6	bankruptcy	bankruptcy	NOUN
fbem-31308	119	7	case	case	NOUN
fbem-31308	119	8	,	,	PUNCT
fbem-31308	119	9	after	after	ADP
fbem-31308	119	10	fulfilling	fulfil	VERB
fbem-31308	119	11	the	the	DET
fbem-31308	119	12	bankruptcy	bankruptcy	NOUN
fbem-31308	119	13	plan	plan	NOUN
fbem-31308	119	14	,	,	PUNCT
fbem-31308	119	15	the	the	DET
fbem-31308	119	16	debtor	debtor	NOUN
fbem-31308	119	17	liang	liang	PROPN
fbem-31308	119	18	successfully	successfully	ADV
fbem-31308	119	19	applied	apply	VERB
fbem-31308	119	20	to	to	PART
fbem-31308	119	21	mark	mark	VERB
fbem-31308	119	22	the	the	DET
fbem-31308	119	23	information	information	NOUN
fbem-31308	119	24	as	as	SCONJ
fbem-31308	119	25	exempted	exempt	VERB
fbem-31308	119	26	,	,	PUNCT
fbem-31308	119	27	restoring	restore	VERB
fbem-31308	119	28	his	his	PRON
fbem-31308	119	29	normal	normal	ADJ
fbem-31308	119	30	credit	credit	NOUN
fbem-31308	119	31	eligibility	eligibility	NOUN
fbem-31308	119	32	.	.	PUNCT
fbem-31308	120	1	by	by	ADP
fbem-31308	120	2	clearly	clearly	ADV
fbem-31308	120	3	defining	define	VERB
fbem-31308	120	4	these	these	DET
fbem-31308	120	5	scenarios	scenario	NOUN
fbem-31308	120	6	for	for	ADP
fbem-31308	120	7	credit	credit	NOUN
fbem-31308	120	8	restoration	restoration	NOUN
fbem-31308	120	9	,	,	PUNCT
fbem-31308	120	10	shenzhen	shenzhen	PROPN
fbem-31308	120	11	ensures	ensure	VERB
fbem-31308	120	12	the	the	DET
fbem-31308	120	13	fairness	fairness	NOUN
fbem-31308	120	14	and	and	CCONJ
fbem-31308	120	15	transparency	transparency	NOUN
fbem-31308	120	16	of	of	ADP
fbem-31308	120	17	the	the	DET
fbem-31308	120	18	process	process	NOUN
fbem-31308	120	19	,	,	PUNCT
fbem-31308	120	20	providing	provide	VERB
fbem-31308	120	21	valuable	valuable	ADJ
fbem-31308	120	22	experience	experience	NOUN
fbem-31308	120	23	for	for	ADP
fbem-31308	120	24	the	the	DET
fbem-31308	120	25	country	country	NOUN
fbem-31308	120	26	.	.	PUNCT
fbem-31308	121	1	2.3.3	2.3.3	NUM
fbem-31308	121	2	.	.	PUNCT
fbem-31308	121	3	innovation	innovation	NOUN
fbem-31308	121	4	of	of	ADP
fbem-31308	121	5	information	information	NOUN
fbem-31308	121	6	sharing	sharing	NOUN
fbem-31308	121	7	and	and	CCONJ
fbem-31308	121	8	publicity	publicity	NOUN
fbem-31308	121	9	mechanism	mechanism	NOUN
fbem-31308	121	10	pilot	pilot	NOUN
fbem-31308	121	11	in	in	ADP
fbem-31308	121	12	shenzhen	shenzhen	PROPN
fbem-31308	121	13	,	,	PUNCT
fbem-31308	121	14	guided	guide	VERB
fbem-31308	121	15	by	by	ADP
fbem-31308	121	16	the	the	DET
fbem-31308	121	17	value	value	NOUN
fbem-31308	121	18	of	of	ADP
fbem-31308	121	19	"	"	PUNCT
fbem-31308	121	20	openness	openness	NOUN
fbem-31308	121	21	and	and	CCONJ
fbem-31308	121	22	transparency	transparency	NOUN
fbem-31308	121	23	and	and	CCONJ
fbem-31308	121	24	prevention	prevention	NOUN
fbem-31308	121	25	of	of	ADP
fbem-31308	121	26	abuse	abuse	NOUN
fbem-31308	121	27	"	"	PUNCT
fbem-31308	121	28	,	,	PUNCT
fbem-31308	121	29	has	have	AUX
fbem-31308	121	30	established	establish	VERB
fbem-31308	121	31	a	a	DET
fbem-31308	121	32	multi	multi	ADJ
fbem-31308	121	33	-	-	ADJ
fbem-31308	121	34	platform	platform	ADJ
fbem-31308	121	35	linkage	linkage	NOUN
fbem-31308	121	36	bankruptcy	bankruptcy	NOUN
fbem-31308	121	37	information	information	NOUN
fbem-31308	121	38	sharing	sharing	NOUN
fbem-31308	121	39	mechanism	mechanism	NOUN
fbem-31308	121	40	,	,	PUNCT
fbem-31308	121	41	covering	cover	VERB
fbem-31308	121	42	"	"	PUNCT
fbem-31308	121	43	national	national	ADJ
fbem-31308	121	44	enterprise	enterprise	NOUN
fbem-31308	121	45	bankruptcy	bankruptcy	NOUN
fbem-31308	121	46	reorganization	reorganization	NOUN
fbem-31308	121	47	case	case	NOUN
fbem-31308	121	48	information	information	NOUN
fbem-31308	121	49	network	network	NOUN
fbem-31308	121	50	"	"	PUNCT
fbem-31308	121	51	and	and	CCONJ
fbem-31308	121	52	"	"	PUNCT
fbem-31308	121	53	shenzhen	shenzhen	PROPN
fbem-31308	121	54	personal	personal	PROPN
fbem-31308	121	55	bankruptcy	bankruptcy	PROPN
fbem-31308	121	56	information	information	PROPN
fbem-31308	121	57	disclosure	disclosure	NOUN
fbem-31308	121	58	platform	platform	NOUN
fbem-31308	121	59	"	"	PUNCT
fbem-31308	121	60	and	and	CCONJ
fbem-31308	121	61	other	other	ADJ
fbem-31308	121	62	channels	channel	NOUN
fbem-31308	121	63	,	,	PUNCT
fbem-31308	121	64	which	which	PRON
fbem-31308	121	65	provides	provide	VERB
fbem-31308	121	66	an	an	DET
fbem-31308	121	67	important	important	ADJ
fbem-31308	121	68	guarantee	guarantee	NOUN
fbem-31308	121	69	for	for	ADP
fbem-31308	121	70	the	the	DET
fbem-31308	121	71	smooth	smooth	ADJ
fbem-31308	121	72	implementation	implementation	NOUN
fbem-31308	121	73	of	of	ADP
fbem-31308	121	74	the	the	DET
fbem-31308	121	75	personal	personal	ADJ
fbem-31308	121	76	bankruptcy	bankruptcy	NOUN
fbem-31308	121	77	system	system	NOUN
fbem-31308	121	78	.	.	PUNCT
fbem-31308	122	1	the	the	DET
fbem-31308	122	2	information	information	NOUN
fbem-31308	122	3	sharing	sharing	NOUN
fbem-31308	122	4	and	and	CCONJ
fbem-31308	122	5	publicity	publicity	NOUN
fbem-31308	122	6	mechanism	mechanism	NOUN
fbem-31308	122	7	piloted	pilot	VERB
fbem-31308	122	8	in	in	ADP
fbem-31308	122	9	shenzhen	shenzhen	PROPN
fbem-31308	122	10	mainly	mainly	ADV
fbem-31308	122	11	includes	include	VERB
fbem-31308	122	12	the	the	DET
fbem-31308	122	13	following	follow	VERB
fbem-31308	122	14	contents	content	NOUN
fbem-31308	122	15	:	:	PUNCT
fbem-31308	122	16	national	national	ADJ
fbem-31308	122	17	enterprise	enterprise	NOUN
fbem-31308	122	18	bankruptcy	bankruptcy	NOUN
fbem-31308	122	19	reorganization	reorganization	NOUN
fbem-31308	122	20	case	case	NOUN
fbem-31308	122	21	information	information	NOUN
fbem-31308	122	22	network	network	NOUN
fbem-31308	122	23	:	:	PUNCT
fbem-31308	122	24	this	this	DET
fbem-31308	122	25	platform	platform	NOUN
fbem-31308	122	26	provides	provide	VERB
fbem-31308	122	27	comprehensive	comprehensive	ADJ
fbem-31308	122	28	information	information	NOUN
fbem-31308	122	29	on	on	ADP
fbem-31308	122	30	bankruptcy	bankruptcy	NOUN
fbem-31308	122	31	cases	case	NOUN
fbem-31308	122	32	,	,	PUNCT
fbem-31308	122	33	including	include	VERB
fbem-31308	122	34	lists	list	NOUN
fbem-31308	122	35	of	of	ADP
fbem-31308	122	36	debtors	debtor	NOUN
fbem-31308	122	37	,	,	PUNCT
fbem-31308	122	38	progress	progress	NOUN
fbem-31308	122	39	of	of	ADP
fbem-31308	122	40	bankruptcy	bankruptcy	NOUN
fbem-31308	122	41	procedures	procedure	NOUN
fbem-31308	122	42	,	,	PUNCT
fbem-31308	122	43	and	and	CCONJ
fbem-31308	122	44	repayment	repayment	NOUN
fbem-31308	122	45	plans	plan	NOUN
fbem-31308	122	46	,	,	PUNCT
fbem-31308	122	47	ensuring	ensure	VERB
fbem-31308	122	48	transparency	transparency	NOUN
fbem-31308	122	49	.	.	PUNCT
fbem-31308	123	1	in	in	ADP
fbem-31308	123	2	a	a	DET
fbem-31308	123	3	bankruptcy	bankruptcy	NOUN
fbem-31308	123	4	case	case	NOUN
fbem-31308	123	5	in	in	ADP
fbem-31308	123	6	shenzhen	shenzhen	PROPN
fbem-31308	123	7	,	,	PUNCT
fbem-31308	123	8	the	the	DET
fbem-31308	123	9	debtor	debtor	NOUN
fbem-31308	123	10	accessed	access	VERB
fbem-31308	123	11	the	the	DET
fbem-31308	123	12	case	case	NOUN
fbem-31308	123	13	's	's	PART
fbem-31308	123	14	progress	progress	NOUN
fbem-31308	123	15	through	through	ADP
fbem-31308	123	16	this	this	DET
fbem-31308	123	17	platform	platform	NOUN
fbem-31308	123	18	and	and	CCONJ
fbem-31308	123	19	promptly	promptly	ADV
fbem-31308	123	20	fulfilled	fulfil	VERB
fbem-31308	123	21	their	their	PRON
fbem-31308	123	22	obligations	obligation	NOUN
fbem-31308	123	23	.	.	PUNCT
fbem-31308	124	1	shenzhen	shenzhen	PROPN
fbem-31308	124	2	personal	personal	PROPN
fbem-31308	124	3	bankruptcy	bankruptcy	PROPN
fbem-31308	124	4	information	information	NOUN
fbem-31308	124	5	disclosure	disclosure	NOUN
fbem-31308	124	6	platform	platform	NOUN
fbem-31308	124	7	:	:	PUNCT
fbem-31308	124	8	this	this	DET
fbem-31308	124	9	platform	platform	NOUN
fbem-31308	124	10	is	be	AUX
fbem-31308	124	11	dedicated	dedicate	VERB
fbem-31308	124	12	to	to	ADP
fbem-31308	124	13	publishing	publish	VERB
fbem-31308	124	14	information	information	NOUN
fbem-31308	124	15	on	on	ADP
fbem-31308	124	16	personal	personal	ADJ
fbem-31308	124	17	bankruptcy	bankruptcy	NOUN
fbem-31308	124	18	cases	case	NOUN
fbem-31308	124	19	,	,	PUNCT
fbem-31308	124	20	including	include	VERB
fbem-31308	124	21	the	the	DET
fbem-31308	124	22	debtor	debtor	NOUN
fbem-31308	124	23	's	's	PART
fbem-31308	124	24	credit	credit	NOUN
fbem-31308	124	25	history	history	NOUN
fbem-31308	124	26	and	and	CCONJ
fbem-31308	124	27	the	the	DET
fbem-31308	124	28	execution	execution	NOUN
fbem-31308	124	29	status	status	NOUN
fbem-31308	124	30	of	of	ADP
fbem-31308	124	31	the	the	DET
fbem-31308	124	32	bankruptcy	bankruptcy	NOUN
fbem-31308	124	33	plan	plan	NOUN
fbem-31308	124	34	.	.	PUNCT
fbem-31308	125	1	in	in	ADP
fbem-31308	125	2	shenzhen	shenzhen	PROPN
fbem-31308	125	3	's	's	PART
fbem-31308	125	4	first	first	ADJ
fbem-31308	125	5	personal	personal	ADJ
fbem-31308	125	6	bankruptcy	bankruptcy	NOUN
fbem-31308	125	7	case	case	NOUN
fbem-31308	125	8	,	,	PUNCT
fbem-31308	125	9	liang	liang	PROPN
fbem-31308	125	10	's	's	PART
fbem-31308	125	11	bankruptcy	bankruptcy	NOUN
fbem-31308	125	12	plan	plan	NOUN
fbem-31308	125	13	was	be	AUX
fbem-31308	125	14	publicly	publicly	ADV
fbem-31308	125	15	disclosed	disclose	VERB
fbem-31308	125	16	on	on	ADP
fbem-31308	125	17	this	this	DET
fbem-31308	125	18	platform	platform	NOUN
fbem-31308	125	19	,	,	PUNCT
fbem-31308	125	20	ensuring	ensure	VERB
fbem-31308	125	21	transparency	transparency	NOUN
fbem-31308	125	22	and	and	CCONJ
fbem-31308	125	23	fairness	fairness	NOUN
fbem-31308	125	24	.	.	PUNCT
fbem-31308	126	1	information	information	NOUN
fbem-31308	126	2	sharing	sharing	NOUN
fbem-31308	126	3	mechanism	mechanism	NOUN
fbem-31308	126	4	:	:	PUNCT
fbem-31308	126	5	shenzhen	shenzhen	PROPN
fbem-31308	126	6	has	have	AUX
fbem-31308	126	7	implemented	implement	VERB
fbem-31308	126	8	a	a	DET
fbem-31308	126	9	multi	multi	ADJ
fbem-31308	126	10	-	-	ADJ
fbem-31308	126	11	platform	platform	ADJ
fbem-31308	126	12	information	information	NOUN
fbem-31308	126	13	sharing	share	VERB
fbem-31308	126	14	system	system	NOUN
fbem-31308	126	15	to	to	PART
fbem-31308	126	16	ensure	ensure	VERB
fbem-31308	126	17	realtime	realtime	ADJ
fbem-31308	126	18	information	information	NOUN
fbem-31308	126	19	exchange	exchange	NOUN
fbem-31308	126	20	among	among	ADP
fbem-31308	126	21	debtors	debtor	NOUN
fbem-31308	126	22	,	,	PUNCT
fbem-31308	126	23	administrators	administrator	NOUN
fbem-31308	126	24	,	,	PUNCT
fbem-31308	126	25	and	and	CCONJ
fbem-31308	126	26	courts	court	NOUN
fbem-31308	126	27	,	,	PUNCT
fbem-31308	126	28	preventing	prevent	VERB
fbem-31308	126	29	misuse	misuse	NOUN
fbem-31308	126	30	and	and	CCONJ
fbem-31308	126	31	leakage	leakage	NOUN
fbem-31308	126	32	of	of	ADP
fbem-31308	126	33	information	information	NOUN
fbem-31308	126	34	.	.	PUNCT
fbem-31308	127	1	administrators	administrator	NOUN
fbem-31308	127	2	can	can	AUX
fbem-31308	127	3	update	update	VERB
fbem-31308	127	4	the	the	DET
fbem-31308	127	5	debtor	debtor	NOUN
fbem-31308	127	6	's	's	PART
fbem-31308	127	7	financial	financial	ADJ
fbem-31308	127	8	status	status	NOUN
fbem-31308	127	9	in	in	ADP
fbem-31308	127	10	real	real	ADJ
fbem-31308	127	11	time	time	NOUN
fbem-31308	127	12	through	through	ADP
fbem-31308	127	13	the	the	DET
fbem-31308	127	14	platform	platform	NOUN
fbem-31308	127	15	,	,	PUNCT
fbem-31308	127	16	and	and	CCONJ
fbem-31308	127	17	the	the	DET
fbem-31308	127	18	court	court	NOUN
fbem-31308	127	19	can	can	AUX
fbem-31308	127	20	make	make	VERB
fbem-31308	127	21	decisions	decision	NOUN
fbem-31308	127	22	based	base	VERB
fbem-31308	127	23	on	on	ADP
fbem-31308	127	24	the	the	DET
fbem-31308	127	25	latest	late	ADJ
fbem-31308	127	26	information	information	NOUN
fbem-31308	127	27	.	.	PUNCT
fbem-31308	128	1	the	the	DET
fbem-31308	128	2	information	information	NOUN
fbem-31308	128	3	sharing	sharing	NOUN
fbem-31308	128	4	and	and	CCONJ
fbem-31308	128	5	publicity	publicity	NOUN
fbem-31308	128	6	mechanism	mechanism	NOUN
fbem-31308	128	7	in	in	ADP
fbem-31308	128	8	shenzhen	shenzhen	PROPN
fbem-31308	128	9	not	not	PART
fbem-31308	128	10	only	only	ADV
fbem-31308	128	11	improves	improve	VERB
fbem-31308	128	12	the	the	DET
fbem-31308	128	13	transparency	transparency	NOUN
fbem-31308	128	14	of	of	ADP
fbem-31308	128	15	bankruptcy	bankruptcy	NOUN
fbem-31308	128	16	procedures	procedure	NOUN
fbem-31308	128	17	,	,	PUNCT
fbem-31308	128	18	but	but	CCONJ
fbem-31308	128	19	also	also	ADV
fbem-31308	128	20	prevents	prevent	VERB
fbem-31308	128	21	the	the	DET
fbem-31308	128	22	abuse	abuse	NOUN
fbem-31308	128	23	and	and	CCONJ
fbem-31308	128	24	disclosure	disclosure	NOUN
fbem-31308	128	25	of	of	ADP
fbem-31308	128	26	information	information	NOUN
fbem-31308	128	27	through	through	ADP
fbem-31308	128	28	multi	multi	ADJ
fbem-31308	128	29	-	-	ADJ
fbem-31308	128	30	platform	platform	ADJ
fbem-31308	128	31	linkage	linkage	NOUN
fbem-31308	128	32	,	,	PUNCT
fbem-31308	128	33	further	far	ADV
fbem-31308	128	34	supplementing	supplement	VERB
fbem-31308	128	35	and	and	CCONJ
fbem-31308	128	36	improving	improve	VERB
fbem-31308	128	37	the	the	DET
fbem-31308	128	38	personal	personal	ADJ
fbem-31308	128	39	bankruptcy	bankruptcy	NOUN
fbem-31308	128	40	repair	repair	NOUN
fbem-31308	128	41	system	system	NOUN
fbem-31308	128	42	in	in	ADP
fbem-31308	128	43	shenzhen	shenzhen	PROPN
fbem-31308	128	44	.	.	PUNCT
fbem-31308	129	1	3	3	X
fbem-31308	129	2	.	.	X
fbem-31308	129	3	third	third	ADJ
fbem-31308	129	4	,	,	PUNCT
fbem-31308	129	5	take	take	VERB
fbem-31308	129	6	the	the	DET
fbem-31308	129	7	shenzhen	shenzhen	PROPN
fbem-31308	129	8	pilot	pilot	PROPN
fbem-31308	129	9	as	as	ADP
fbem-31308	129	10	an	an	DET
fbem-31308	129	11	example	example	NOUN
fbem-31308	129	12	of	of	ADP
fbem-31308	129	13	the	the	DET
fbem-31308	129	14	dilemma	dilemma	NOUN
fbem-31308	129	15	of	of	ADP
fbem-31308	129	16	personal	personal	ADJ
fbem-31308	129	17	credit	credit	NOUN
fbem-31308	129	18	repair	repair	NOUN
fbem-31308	129	19	in	in	ADP
fbem-31308	129	20	personal	personal	ADJ
fbem-31308	129	21	bankruptcy	bankruptcy	NOUN
fbem-31308	129	22	cases	case	NOUN
fbem-31308	129	23	3.1	3.1	NUM
fbem-31308	129	24	.	.	PUNCT
fbem-31308	130	1	there	there	PRON
fbem-31308	130	2	are	be	VERB
fbem-31308	130	3	gaps	gap	NOUN
fbem-31308	130	4	in	in	ADP
fbem-31308	130	5	the	the	DET
fbem-31308	130	6	connection	connection	NOUN
fbem-31308	130	7	of	of	ADP
fbem-31308	130	8	legal	legal	ADJ
fbem-31308	130	9	systems	system	NOUN
fbem-31308	130	10	although	although	SCONJ
fbem-31308	130	11	the	the	DET
fbem-31308	130	12	shenzhen	shenzhen	PROPN
fbem-31308	130	13	special	special	ADJ
fbem-31308	130	14	economic	economic	ADJ
fbem-31308	130	15	zone	zone	NOUN
fbem-31308	130	16	has	have	AUX
fbem-31308	130	17	introduced	introduce	VERB
fbem-31308	130	18	the	the	DET
fbem-31308	130	19	'	'	PUNCT
fbem-31308	130	20	shenzhen	shenzhen	PROPN
fbem-31308	130	21	special	special	ADJ
fbem-31308	130	22	economic	economic	ADJ
fbem-31308	130	23	zone	zone	NOUN
fbem-31308	130	24	personal	personal	ADJ
fbem-31308	130	25	bankruptcy	bankruptcy	NOUN
fbem-31308	130	26	regulations	regulation	NOUN
fbem-31308	130	27	,	,	PUNCT
fbem-31308	130	28	'	'	PUNCT
fbem-31308	130	29	these	these	DET
fbem-31308	130	30	regulations	regulation	NOUN
fbem-31308	130	31	fall	fall	VERB
fbem-31308	130	32	short	short	ADV
fbem-31308	130	33	in	in	ADP
fbem-31308	130	34	aligning	align	VERB
fbem-31308	130	35	with	with	ADP
fbem-31308	130	36	national	national	ADJ
fbem-31308	130	37	-	-	PUNCT
fbem-31308	130	38	level	level	NOUN
fbem-31308	130	39	laws	law	NOUN
fbem-31308	130	40	[	[	X
fbem-31308	130	41	10	10	NUM
fbem-31308	130	42	]	]	PUNCT
fbem-31308	130	43	.	.	PUNCT
fbem-31308	131	1	the	the	DET
fbem-31308	131	2	current	current	ADJ
fbem-31308	131	3	'	'	PUNCT
fbem-31308	131	4	enterprise	enterprise	NOUN
fbem-31308	131	5	bankruptcy	bankruptcy	NOUN
fbem-31308	131	6	law	law	NOUN
fbem-31308	131	7	'	'	PUNCT
fbem-31308	131	8	does	do	AUX
fbem-31308	131	9	not	not	PART
fbem-31308	131	10	address	address	VERB
fbem-31308	131	11	personal	personal	ADJ
fbem-31308	131	12	bankruptcy	bankruptcy	NOUN
fbem-31308	131	13	,	,	PUNCT
fbem-31308	131	14	leading	lead	VERB
fbem-31308	131	15	to	to	ADP
fbem-31308	131	16	a	a	DET
fbem-31308	131	17	lack	lack	NOUN
fbem-31308	131	18	of	of	ADP
fbem-31308	131	19	unified	unified	ADJ
fbem-31308	131	20	legal	legal	ADJ
fbem-31308	131	21	norms	norm	NOUN
fbem-31308	131	22	for	for	ADP
fbem-31308	131	23	personal	personal	ADJ
fbem-31308	131	24	bankruptcy	bankruptcy	NOUN
fbem-31308	131	25	credit	credit	NOUN
fbem-31308	131	26	restoration	restoration	NOUN
fbem-31308	131	27	.	.	PUNCT
fbem-31308	132	1	the	the	DET
fbem-31308	132	2	regulations	regulation	NOUN
fbem-31308	132	3	lack	lack	VERB
fbem-31308	132	4	clear	clear	ADJ
fbem-31308	132	5	alignment	alignment	NOUN
fbem-31308	132	6	with	with	ADP
fbem-31308	132	7	the	the	DET
fbem-31308	132	8	'	'	PUNCT
fbem-31308	132	9	credit	credit	NOUN
fbem-31308	132	10	information	information	NOUN
fbem-31308	132	11	industry	industry	NOUN
fbem-31308	132	12	regulation	regulation	NOUN
fbem-31308	132	13	'	'	PUNCT
fbem-31308	132	14	regarding	regard	VERB
fbem-31308	132	15	the	the	DET
fbem-31308	132	16	duration	duration	NOUN
fbem-31308	132	17	and	and	CCONJ
fbem-31308	132	18	conditions	condition	NOUN
fbem-31308	132	19	for	for	ADP
fbem-31308	132	20	credit	credit	NOUN
fbem-31308	132	21	restoration	restoration	NOUN
fbem-31308	132	22	,	,	PUNCT
fbem-31308	132	23	which	which	PRON
fbem-31308	132	24	can	can	AUX
fbem-31308	132	25	lead	lead	VERB
fbem-31308	132	26	to	to	ADP
fbem-31308	132	27	confusion	confusion	NOUN
fbem-31308	132	28	in	in	ADP
fbem-31308	132	29	practice	practice	NOUN
fbem-31308	132	30	.	.	PUNCT
fbem-31308	133	1	after	after	SCONJ
fbem-31308	133	2	a	a	DET
fbem-31308	133	3	debtor	debtor	NOUN
fbem-31308	133	4	completes	complete	VERB
fbem-31308	133	5	the	the	DET
fbem-31308	133	6	bankruptcy	bankruptcy	NOUN
fbem-31308	133	7	process	process	NOUN
fbem-31308	133	8	,	,	PUNCT
fbem-31308	133	9	there	there	PRON
fbem-31308	133	10	is	be	VERB
fbem-31308	133	11	a	a	DET
fbem-31308	133	12	lack	lack	NOUN
fbem-31308	133	13	of	of	ADP
fbem-31308	133	14	clear	clear	ADJ
fbem-31308	133	15	legal	legal	ADJ
fbem-31308	133	16	guidance	guidance	NOUN
fbem-31308	133	17	on	on	ADP
fbem-31308	133	18	the	the	DET
fbem-31308	133	19	procedures	procedure	NOUN
fbem-31308	133	20	and	and	CCONJ
fbem-31308	133	21	timelines	timeline	NOUN
fbem-31308	133	22	for	for	ADP
fbem-31308	133	23	updating	update	VERB
fbem-31308	133	24	their	their	PRON
fbem-31308	133	25	credit	credit	NOUN
fbem-31308	133	26	records	record	NOUN
fbem-31308	133	27	in	in	ADP
fbem-31308	133	28	the	the	DET
fbem-31308	133	29	credit	credit	NOUN
fbem-31308	133	30	information	information	NOUN
fbem-31308	133	31	system	system	NOUN
fbem-31308	133	32	,	,	PUNCT
fbem-31308	133	33	potentially	potentially	ADV
fbem-31308	133	34	causing	cause	VERB
fbem-31308	133	35	delays	delay	NOUN
fbem-31308	133	36	in	in	ADP
fbem-31308	133	37	credit	credit	NOUN
fbem-31308	133	38	restoration	restoration	NOUN
fbem-31308	133	39	and	and	CCONJ
fbem-31308	133	40	affecting	affect	VERB
fbem-31308	133	41	their	their	PRON
fbem-31308	133	42	normal	normal	ADJ
fbem-31308	133	43	economic	economic	ADJ
fbem-31308	133	44	activities	activity	NOUN
fbem-31308	133	45	.	.	PUNCT
fbem-31308	134	1	3.2	3.2	NUM
fbem-31308	134	2	.	.	PUNCT
fbem-31308	135	1	the	the	DET
fbem-31308	135	2	credit	credit	NOUN
fbem-31308	135	3	information	information	NOUN
fbem-31308	135	4	sharing	sharing	NOUN
fbem-31308	135	5	mechanism	mechanism	NOUN
fbem-31308	135	6	is	be	AUX
fbem-31308	135	7	not	not	PART
fbem-31308	135	8	perfect	perfect	ADJ
fbem-31308	135	9	shenzhen	shenzhen	PROPN
fbem-31308	135	10	has	have	AUX
fbem-31308	135	11	established	establish	VERB
fbem-31308	135	12	the	the	DET
fbem-31308	135	13	'	'	PUNCT
fbem-31308	135	14	shenzhen	shenzhen	PROPN
fbem-31308	135	15	personal	personal	PROPN
fbem-31308	135	16	bankruptcy	bankruptcy	PROPN
fbem-31308	135	17	information	information	NOUN
fbem-31308	135	18	disclosure	disclosure	NOUN
fbem-31308	135	19	platform	platform	NOUN
fbem-31308	135	20	,	,	PUNCT
fbem-31308	135	21	'	'	PUNCT
fbem-31308	135	22	which	which	PRON
fbem-31308	135	23	has	have	AUX
fbem-31308	135	24	achieved	achieve	VERB
fbem-31308	135	25	the	the	DET
fbem-31308	135	26	digital	digital	ADJ
fbem-31308	135	27	integration	integration	NOUN
fbem-31308	135	28	of	of	ADP
fbem-31308	135	29	some	some	DET
fbem-31308	135	30	credit	credit	NOUN
fbem-31308	135	31	information	information	NOUN
fbem-31308	135	32	.	.	PUNCT
fbem-31308	136	1	however	however	ADV
fbem-31308	136	2	,	,	PUNCT
fbem-31308	136	3	this	this	DET
fbem-31308	136	4	platform	platform	NOUN
fbem-31308	136	5	has	have	AUX
fbem-31308	136	6	not	not	PART
fbem-31308	136	7	yet	yet	ADV
fbem-31308	136	8	formed	form	VERB
fbem-31308	136	9	a	a	DET
fbem-31308	136	10	comprehensive	comprehensive	ADJ
fbem-31308	136	11	and	and	CCONJ
fbem-31308	136	12	real	real	ADJ
fbem-31308	136	13	-	-	PUNCT
fbem-31308	136	14	time	time	NOUN
fbem-31308	136	15	information	information	NOUN
fbem-31308	136	16	sharing	sharing	NOUN
fbem-31308	136	17	mechanism	mechanism	NOUN
fbem-31308	136	18	with	with	ADP
fbem-31308	136	19	the	the	DET
fbem-31308	136	20	central	central	ADJ
fbem-31308	136	21	bank	bank	NOUN
fbem-31308	136	22	's	's	PART
fbem-31308	136	23	credit	credit	NOUN
fbem-31308	136	24	reporting	reporting	NOUN
fbem-31308	136	25	system	system	NOUN
fbem-31308	136	26	,	,	PUNCT
fbem-31308	136	27	other	other	ADJ
fbem-31308	136	28	financial	financial	ADJ
fbem-31308	136	29	institutions	institution	NOUN
fbem-31308	136	30	,	,	PUNCT
fbem-31308	136	31	and	and	CCONJ
fbem-31308	136	32	government	government	NOUN
fbem-31308	136	33	departments	department	NOUN
fbem-31308	136	34	.	.	PUNCT
fbem-31308	137	1	on	on	ADP
fbem-31308	137	2	one	one	NUM
fbem-31308	137	3	hand	hand	NOUN
fbem-31308	137	4	,	,	PUNCT
fbem-31308	137	5	the	the	DET
fbem-31308	137	6	platform	platform	NOUN
fbem-31308	137	7	faces	face	VERB
fbem-31308	137	8	obstacles	obstacle	NOUN
fbem-31308	137	9	in	in	ADP
fbem-31308	137	10	obtaining	obtain	VERB
fbem-31308	137	11	credit	credit	NOUN
fbem-31308	137	12	information	information	NOUN
fbem-31308	137	13	from	from	ADP
fbem-31308	137	14	various	various	ADJ
fbem-31308	137	15	sectors	sector	NOUN
fbem-31308	137	16	of	of	ADP
fbem-31308	137	17	debtors	debtor	NOUN
fbem-31308	137	18	,	,	PUNCT
fbem-31308	137	19	making	make	VERB
fbem-31308	137	20	it	it	PRON
fbem-31308	137	21	difficult	difficult	ADJ
fbem-31308	137	22	to	to	PART
fbem-31308	137	23	fully	fully	ADV
fbem-31308	137	24	assess	assess	VERB
fbem-31308	137	25	their	their	PRON
fbem-31308	137	26	credit	credit	NOUN
fbem-31308	137	27	repair	repair	NOUN
fbem-31308	137	28	status	status	NOUN
fbem-31308	137	29	.	.	PUNCT
fbem-31308	138	1	on	on	ADP
fbem-31308	138	2	the	the	DET
fbem-31308	138	3	other	other	ADJ
fbem-31308	138	4	hand	hand	NOUN
fbem-31308	138	5	,	,	PUNCT
fbem-31308	138	6	financial	financial	ADJ
fbem-31308	138	7	institutions	institution	NOUN
fbem-31308	138	8	and	and	CCONJ
fbem-31308	138	9	other	other	ADJ
fbem-31308	138	10	entities	entity	NOUN
fbem-31308	138	11	have	have	VERB
fbem-31308	138	12	limited	limit	VERB
fbem-31308	138	13	recognition	recognition	NOUN
fbem-31308	138	14	and	and	CCONJ
fbem-31308	138	15	use	use	NOUN
fbem-31308	138	16	of	of	ADP
fbem-31308	138	17	the	the	DET
fbem-31308	138	18	platform	platform	NOUN
fbem-31308	138	19	's	's	PART
fbem-31308	138	20	information	information	NOUN
fbem-31308	138	21	,	,	PUNCT
fbem-31308	138	22	which	which	PRON
fbem-31308	138	23	means	mean	VERB
fbem-31308	138	24	that	that	SCONJ
fbem-31308	138	25	even	even	ADV
fbem-31308	138	26	after	after	SCONJ
fbem-31308	138	27	a	a	DET
fbem-31308	138	28	debtor	debtor	NOUN
fbem-31308	138	29	has	have	AUX
fbem-31308	138	30	repaired	repair	VERB
fbem-31308	138	31	their	their	PRON
fbem-31308	138	32	credit	credit	NOUN
fbem-31308	138	33	,	,	PUNCT
fbem-31308	138	34	they	they	PRON
fbem-31308	138	35	may	may	AUX
fbem-31308	138	36	still	still	ADV
fbem-31308	138	37	face	face	VERB
fbem-31308	138	38	difficulties	difficulty	NOUN
fbem-31308	138	39	when	when	SCONJ
fbem-31308	138	40	applying	apply	VERB
fbem-31308	138	41	for	for	ADP
fbem-31308	138	42	loans	loan	NOUN
fbem-31308	138	43	or	or	CCONJ
fbem-31308	138	44	other	other	ADJ
fbem-31308	138	45	services	service	NOUN
fbem-31308	138	46	from	from	ADP
fbem-31308	138	47	financial	financial	ADJ
fbem-31308	138	48	institutions	institution	NOUN
fbem-31308	138	49	due	due	ADP
fbem-31308	138	50	to	to	ADP
fbem-31308	138	51	information	information	NOUN
fbem-31308	138	52	asymmetry	asymmetry	NOUN
fbem-31308	138	53	.	.	PUNCT
fbem-31308	139	1	furthermore	furthermore	ADV
fbem-31308	139	2	,	,	PUNCT
fbem-31308	139	3	the	the	DET
fbem-31308	139	4	untimely	untimely	ADJ
fbem-31308	139	5	sharing	sharing	NOUN
fbem-31308	139	6	of	of	ADP
fbem-31308	139	7	information	information	NOUN
fbem-31308	139	8	can	can	AUX
fbem-31308	139	9	lead	lead	VERB
fbem-31308	139	10	to	to	ADP
fbem-31308	139	11	inconsistencies	inconsistency	NOUN
fbem-31308	139	12	in	in	ADP
fbem-31308	139	13	the	the	DET
fbem-31308	139	14	credit	credit	NOUN
fbem-31308	139	15	repair	repair	NOUN
fbem-31308	139	16	status	status	NOUN
fbem-31308	139	17	updates	update	NOUN
fbem-31308	139	18	across	across	ADP
fbem-31308	139	19	different	different	ADJ
fbem-31308	139	20	systems	system	NOUN
fbem-31308	139	21	,	,	PUNCT
fbem-31308	139	22	resulting	result	VERB
fbem-31308	139	23	in	in	ADP
fbem-31308	139	24	contradictions	contradiction	NOUN
fbem-31308	139	25	in	in	ADP
fbem-31308	139	26	credit	credit	NOUN
fbem-31308	139	27	records	record	NOUN
fbem-31308	139	28	.	.	PUNCT
fbem-31308	140	1	3.3	3.3	NUM
fbem-31308	140	2	.	.	PUNCT
fbem-31308	141	1	the	the	DET
fbem-31308	141	2	credit	credit	NOUN
fbem-31308	141	3	repair	repair	NOUN
fbem-31308	141	4	process	process	NOUN
fbem-31308	141	5	is	be	AUX
fbem-31308	141	6	complex	complex	ADJ
fbem-31308	141	7	and	and	CCONJ
fbem-31308	141	8	lacks	lack	VERB
fbem-31308	141	9	transparency	transparency	NOUN
fbem-31308	141	10	in	in	ADP
fbem-31308	141	11	the	the	DET
fbem-31308	141	12	pilot	pilot	NOUN
fbem-31308	141	13	program	program	NOUN
fbem-31308	141	14	in	in	ADP
fbem-31308	141	15	shenzhen	shenzhen	PROPN
fbem-31308	141	16	,	,	PUNCT
fbem-31308	141	17	the	the	DET
fbem-31308	141	18	process	process	NOUN
fbem-31308	141	19	for	for	ADP
fbem-31308	141	20	personal	personal	ADJ
fbem-31308	141	21	bankruptcy	bankruptcy	NOUN
fbem-31308	141	22	credit	credit	NOUN
fbem-31308	141	23	restoration	restoration	NOUN
fbem-31308	141	24	is	be	AUX
fbem-31308	141	25	relatively	relatively	ADV
fbem-31308	141	26	complex	complex	ADJ
fbem-31308	141	27	.	.	PUNCT
fbem-31308	142	1	debtors	debtor	NOUN
fbem-31308	142	2	must	must	AUX
fbem-31308	142	3	complete	complete	VERB
fbem-31308	142	4	a	a	DET
fbem-31308	142	5	series	series	NOUN
fbem-31308	142	6	of	of	ADP
fbem-31308	142	7	procedures	procedure	NOUN
fbem-31308	142	8	,	,	PUNCT
fbem-31308	142	9	including	include	VERB
fbem-31308	142	10	submitting	submit	VERB
fbem-31308	142	11	a	a	DET
fbem-31308	142	12	credit	credit	NOUN
fbem-31308	142	13	restoration	restoration	NOUN
fbem-31308	142	14	application	application	NOUN
fbem-31308	142	15	,	,	PUNCT
fbem-31308	142	16	participating	participate	VERB
fbem-31308	142	17	in	in	ADP
fbem-31308	142	18	credit	credit	NOUN
fbem-31308	142	19	training	training	NOUN
fbem-31308	142	20	,	,	PUNCT
fbem-31308	142	21	and	and	CCONJ
fbem-31308	142	22	providing	provide	VERB
fbem-31308	142	23	relevant	relevant	ADJ
fbem-31308	142	24	proof	proof	ADJ
fbem-31308	142	25	materials	material	NOUN
fbem-31308	142	26	.	.	PUNCT
fbem-31308	143	1	for	for	ADP
fbem-31308	143	2	debtors	debtor	NOUN
fbem-31308	143	3	with	with	ADP
fbem-31308	143	4	lower	low	ADJ
fbem-31308	143	5	educational	educational	ADJ
fbem-31308	143	6	levels	level	NOUN
fbem-31308	143	7	or	or	CCONJ
fbem-31308	143	8	financial	financial	ADJ
fbem-31308	143	9	difficulties	difficulty	NOUN
fbem-31308	143	10	,	,	PUNCT
fbem-31308	143	11	understanding	understanding	NOUN
fbem-31308	143	12	and	and	CCONJ
fbem-31308	143	13	completing	complete	VERB
fbem-31308	143	14	these	these	DET
fbem-31308	143	15	procedures	procedure	NOUN
fbem-31308	143	16	can	can	AUX
fbem-31308	143	17	be	be	AUX
fbem-31308	143	18	challenging	challenge	VERB
fbem-31308	143	19	.	.	PUNCT
fbem-31308	144	1	additionally	additionally	ADV
fbem-31308	144	2	,	,	PUNCT
fbem-31308	144	3	the	the	DET
fbem-31308	144	4	lack	lack	NOUN
fbem-31308	144	5	of	of	ADP
fbem-31308	144	6	transparency	transparency	NOUN
fbem-31308	144	7	in	in	ADP
fbem-31308	144	8	the	the	DET
fbem-31308	144	9	credit	credit	NOUN
fbem-31308	144	10	restoration	restoration	NOUN
fbem-31308	144	11	process	process	NOUN
fbem-31308	144	12	makes	make	VERB
fbem-31308	144	13	it	it	PRON
fbem-31308	144	14	difficult	difficult	ADJ
fbem-31308	144	15	for	for	SCONJ
fbem-31308	144	16	debtors	debtor	NOUN
fbem-31308	144	17	to	to	PART
fbem-31308	144	18	clearly	clearly	ADV
fbem-31308	144	19	understand	understand	VERB
fbem-31308	144	20	their	their	PRON
fbem-31308	144	21	progress	progress	NOUN
fbem-31308	144	22	and	and	CCONJ
fbem-31308	144	23	the	the	DET
fbem-31308	144	24	specific	specific	ADJ
fbem-31308	144	25	factors	factor	NOUN
fbem-31308	144	26	affecting	affect	VERB
fbem-31308	144	27	their	their	PRON
fbem-31308	144	28	credit	credit	NOUN
fbem-31308	144	29	restoration	restoration	NOUN
fbem-31308	144	30	.	.	PUNCT
fbem-31308	145	1	there	there	PRON
fbem-31308	145	2	is	be	VERB
fbem-31308	145	3	also	also	ADV
fbem-31308	145	4	a	a	DET
fbem-31308	145	5	lack	lack	NOUN
fbem-31308	145	6	of	of	ADP
fbem-31308	145	7	effective	effective	ADJ
fbem-31308	145	8	communication	communication	NOUN
fbem-31308	145	9	channels	channel	NOUN
fbem-31308	145	10	and	and	CCONJ
fbem-31308	145	11	feedback	feedback	NOUN
fbem-31308	145	12	mechanisms	mechanism	NOUN
fbem-31308	145	13	.	.	PUNCT
fbem-31308	146	1	this	this	PRON
fbem-31308	146	2	not	not	PART
fbem-31308	146	3	only	only	ADV
fbem-31308	146	4	increases	increase	VERB
fbem-31308	146	5	the	the	DET
fbem-31308	146	6	time	time	NOUN
fbem-31308	146	7	and	and	CCONJ
fbem-31308	146	8	effort	effort	NOUN
fbem-31308	146	9	costs	cost	NOUN
fbem-31308	146	10	for	for	ADP
fbem-31308	146	11	debtors	debtor	NOUN
fbem-31308	146	12	but	but	CCONJ
fbem-31308	146	13	may	may	AUX
fbem-31308	146	14	also	also	ADV
fbem-31308	146	15	reduce	reduce	VERB
fbem-31308	146	16	their	their	PRON
fbem-31308	146	17	trust	trust	NOUN
fbem-31308	146	18	in	in	ADP
fbem-31308	146	19	the	the	DET
fbem-31308	146	20	credit	credit	NOUN
fbem-31308	146	21	restoration	restoration	NOUN
fbem-31308	146	22	system	system	NOUN
fbem-31308	146	23	,	,	PUNCT
fbem-31308	146	24	thereby	thereby	ADV
fbem-31308	146	25	affecting	affect	VERB
fbem-31308	146	26	its	its	PRON
fbem-31308	146	27	effectiveness	effectiveness	NOUN
fbem-31308	146	28	.	.	PUNCT
fbem-31308	147	1	3.4	3.4	NUM
fbem-31308	147	2	.	.	PUNCT
fbem-31308	148	1	low	low	ADJ
fbem-31308	148	2	social	social	ADJ
fbem-31308	148	3	credit	credit	NOUN
fbem-31308	148	4	awareness	awareness	NOUN
fbem-31308	148	5	and	and	CCONJ
fbem-31308	148	6	recognition	recognition	NOUN
fbem-31308	148	7	the	the	DET
fbem-31308	148	8	public	public	NOUN
fbem-31308	148	9	has	have	VERB
fbem-31308	148	10	a	a	DET
fbem-31308	148	11	low	low	ADJ
fbem-31308	148	12	level	level	NOUN
fbem-31308	148	13	of	of	ADP
fbem-31308	148	14	awareness	awareness	NOUN
fbem-31308	148	15	regarding	regard	VERB
fbem-31308	148	16	the	the	DET
fbem-31308	148	17	personal	personal	ADJ
fbem-31308	148	18	bankruptcy	bankruptcy	NOUN
fbem-31308	148	19	system	system	NOUN
fbem-31308	148	20	and	and	CCONJ
fbem-31308	148	21	credit	credit	NOUN
fbem-31308	148	22	restoration	restoration	NOUN
fbem-31308	148	23	mechanisms	mechanism	NOUN
fbem-31308	148	24	,	,	PUNCT
fbem-31308	148	25	often	often	ADV
fbem-31308	148	26	harboring	harbor	VERB
fbem-31308	148	27	misconceptions	misconception	NOUN
fbem-31308	148	28	and	and	CCONJ
fbem-31308	148	29	biases	bias	NOUN
fbem-31308	148	30	.	.	PUNCT
fbem-31308	149	1	some	some	DET
fbem-31308	149	2	people	people	NOUN
fbem-31308	149	3	view	view	VERB
fbem-31308	149	4	personal	personal	ADJ
fbem-31308	149	5	bankruptcy	bankruptcy	NOUN
fbem-31308	149	6	as	as	ADP
fbem-31308	149	7	a	a	DET
fbem-31308	149	8	means	means	NOUN
fbem-31308	149	9	to	to	PART
fbem-31308	149	10	'	'	PUNCT
fbem-31308	149	11	avoid	avoid	VERB
fbem-31308	149	12	debt	debt	NOUN
fbem-31308	149	13	'	'	PUNCT
fbem-31308	149	14	and	and	CCONJ
fbem-31308	149	15	are	be	AUX
fbem-31308	149	16	skeptical	skeptical	ADJ
fbem-31308	149	17	about	about	ADP
fbem-31308	149	18	the	the	DET
fbem-31308	149	19	credit	credit	NOUN
fbem-31308	149	20	restoration	restoration	NOUN
fbem-31308	149	21	process	process	NOUN
fbem-31308	149	22	after	after	SCONJ
fbem-31308	149	23	a	a	DET
fbem-31308	149	24	debtor	debtor	NOUN
fbem-31308	149	25	completes	complete	VERB
fbem-31308	149	26	bankruptcy	bankruptcy	NOUN
fbem-31308	149	27	.	.	PUNCT
fbem-31308	150	1	this	this	DET
fbem-31308	150	2	social	social	ADJ
fbem-31308	150	3	perception	perception	NOUN
fbem-31308	150	4	bias	bias	NOUN
fbem-31308	150	5	can	can	AUX
fbem-31308	150	6	lead	lead	VERB
fbem-31308	150	7	to	to	ADP
fbem-31308	150	8	debtors	debtor	NOUN
fbem-31308	150	9	facing	face	VERB
fbem-31308	150	10	discrimination	discrimination	NOUN
fbem-31308	150	11	in	in	ADP
fbem-31308	150	12	social	social	ADJ
fbem-31308	150	13	interactions	interaction	NOUN
fbem-31308	150	14	and	and	CCONJ
fbem-31308	150	15	economic	economic	ADJ
fbem-31308	150	16	activities	activity	NOUN
fbem-31308	150	17	,	,	PUNCT
fbem-31308	150	18	such	such	ADJ
fbem-31308	150	19	as	as	ADP
fbem-31308	150	20	restricted	restrict	VERB
fbem-31308	150	21	employment	employment	NOUN
fbem-31308	150	22	opportunities	opportunity	NOUN
fbem-31308	150	23	and	and	CCONJ
fbem-31308	150	24	hindered	hinder	VERB
fbem-31308	150	25	business	business	NOUN
fbem-31308	150	26	collaborations	collaboration	NOUN
fbem-31308	150	27	,	,	PUNCT
fbem-31308	150	28	even	even	ADV
fbem-31308	150	29	after	after	SCONJ
fbem-31308	150	30	their	their	PRON
fbem-31308	150	31	credit	credit	NOUN
fbem-31308	150	32	has	have	AUX
fbem-31308	150	33	been	be	AUX
fbem-31308	150	34	restored	restore	VERB
fbem-31308	150	35	.	.	PUNCT
fbem-31308	151	1	furthermore	furthermore	ADV
fbem-31308	151	2	,	,	PUNCT
fbem-31308	151	3	some	some	DET
fbem-31308	151	4	companies	company	NOUN
fbem-31308	151	5	and	and	CCONJ
fbem-31308	151	6	institutions	institution	NOUN
fbem-31308	151	7	lack	lack	VERB
fbem-31308	151	8	a	a	DET
fbem-31308	151	9	scientific	scientific	ADJ
fbem-31308	151	10	approach	approach	NOUN
fbem-31308	151	11	to	to	ADP
fbem-31308	151	12	assessing	assess	VERB
fbem-31308	151	13	the	the	DET
fbem-31308	151	14	credit	credit	NOUN
fbem-31308	151	15	status	status	NOUN
fbem-31308	151	16	of	of	ADP
fbem-31308	151	17	debtors	debtor	NOUN
fbem-31308	151	18	who	who	PRON
fbem-31308	151	19	have	have	AUX
fbem-31308	151	20	undergone	undergo	VERB
fbem-31308	151	21	personal	personal	ADJ
fbem-31308	151	22	bankruptcy	bankruptcy	NOUN
fbem-31308	151	23	and	and	CCONJ
fbem-31308	151	24	credit	credit	NOUN
fbem-31308	151	25	restoration	restoration	NOUN
fbem-31308	151	26	,	,	PUNCT
fbem-31308	151	27	relying	rely	VERB
fbem-31308	151	28	heavily	heavily	ADV
fbem-31308	151	29	on	on	ADP
fbem-31308	151	30	traditional	traditional	ADJ
fbem-31308	151	31	credit	credit	NOUN
fbem-31308	151	32	evaluation	evaluation	NOUN
fbem-31308	151	33	standards	standard	NOUN
fbem-31308	151	34	while	while	SCONJ
fbem-31308	151	35	overlooking	overlook	VERB
fbem-31308	151	36	the	the	DET
fbem-31308	151	37	potential	potential	NOUN
fbem-31308	151	38	for	for	ADP
fbem-31308	151	39	debtors	debtor	NOUN
fbem-31308	151	40	to	to	ADP
fbem-31308	151	41	132	132	NUM
fbem-31308	151	42	achieve	achieve	VERB
fbem-31308	151	43	a	a	DET
fbem-31308	151	44	new	new	ADJ
fbem-31308	151	45	beginning	beginning	NOUN
fbem-31308	151	46	through	through	ADP
fbem-31308	151	47	bankruptcy	bankruptcy	NOUN
fbem-31308	151	48	procedures	procedure	NOUN
fbem-31308	151	49	,	,	PUNCT
fbem-31308	151	50	thus	thus	ADV
fbem-31308	151	51	exacerbating	exacerbate	VERB
fbem-31308	151	52	the	the	DET
fbem-31308	151	53	challenges	challenge	NOUN
fbem-31308	151	54	faced	face	VERB
fbem-31308	151	55	by	by	ADP
fbem-31308	151	56	debtors	debtor	NOUN
fbem-31308	151	57	in	in	ADP
fbem-31308	151	58	credit	credit	NOUN
fbem-31308	151	59	restoration	restoration	NOUN
fbem-31308	151	60	.	.	PUNCT
fbem-31308	152	1	4	4	X
fbem-31308	152	2	.	.	X
fbem-31308	152	3	the	the	DET
fbem-31308	152	4	optimization	optimization	NOUN
fbem-31308	152	5	path	path	NOUN
fbem-31308	152	6	of	of	ADP
fbem-31308	152	7	personal	personal	ADJ
fbem-31308	152	8	credit	credit	NOUN
fbem-31308	152	9	repair	repair	NOUN
fbem-31308	152	10	mechanism	mechanism	NOUN
fbem-31308	152	11	in	in	ADP
fbem-31308	152	12	personal	personal	ADJ
fbem-31308	152	13	bankruptcy	bankruptcy	NOUN
fbem-31308	152	14	cases	case	NOUN
fbem-31308	152	15	4.1	4.1	NUM
fbem-31308	152	16	.	.	PUNCT
fbem-31308	153	1	improve	improve	VERB
fbem-31308	153	2	the	the	DET
fbem-31308	153	3	legal	legal	ADJ
fbem-31308	153	4	system	system	NOUN
fbem-31308	153	5	and	and	CCONJ
fbem-31308	153	6	strengthen	strengthen	VERB
fbem-31308	153	7	the	the	DET
fbem-31308	153	8	connection	connection	NOUN
fbem-31308	153	9	of	of	ADP
fbem-31308	153	10	laws	law	NOUN
fbem-31308	153	11	accelerate	accelerate	VERB
fbem-31308	153	12	the	the	DET
fbem-31308	153	13	legislative	legislative	ADJ
fbem-31308	153	14	process	process	NOUN
fbem-31308	153	15	of	of	ADP
fbem-31308	153	16	personal	personal	ADJ
fbem-31308	153	17	bankruptcy	bankruptcy	NOUN
fbem-31308	153	18	laws	law	NOUN
fbem-31308	153	19	at	at	ADP
fbem-31308	153	20	the	the	DET
fbem-31308	153	21	national	national	ADJ
fbem-31308	153	22	level	level	NOUN
fbem-31308	153	23	,	,	PUNCT
fbem-31308	153	24	clarifying	clarify	VERB
fbem-31308	153	25	the	the	DET
fbem-31308	153	26	fundamental	fundamental	ADJ
fbem-31308	153	27	principles	principle	NOUN
fbem-31308	153	28	,	,	PUNCT
fbem-31308	153	29	procedures	procedure	NOUN
fbem-31308	153	30	,	,	PUNCT
fbem-31308	153	31	and	and	CCONJ
fbem-31308	153	32	effectiveness	effectiveness	NOUN
fbem-31308	153	33	of	of	ADP
fbem-31308	153	34	personal	personal	ADJ
fbem-31308	153	35	credit	credit	NOUN
fbem-31308	153	36	restoration	restoration	NOUN
fbem-31308	153	37	.	.	PUNCT
fbem-31308	154	1	this	this	PRON
fbem-31308	154	2	will	will	AUX
fbem-31308	154	3	provide	provide	VERB
fbem-31308	154	4	a	a	DET
fbem-31308	154	5	legal	legal	ADJ
fbem-31308	154	6	basis	basis	NOUN
fbem-31308	154	7	for	for	ADP
fbem-31308	154	8	the	the	DET
fbem-31308	154	9	shenzhen	shenzhen	PROPN
fbem-31308	154	10	pilot	pilot	PROPN
fbem-31308	154	11	and	and	CCONJ
fbem-31308	154	12	nationwide	nationwide	ADJ
fbem-31308	154	13	personal	personal	ADJ
fbem-31308	154	14	credit	credit	NOUN
fbem-31308	154	15	restoration	restoration	NOUN
fbem-31308	154	16	.	.	PUNCT
fbem-31308	155	1	when	when	SCONJ
fbem-31308	155	2	drafting	draft	VERB
fbem-31308	155	3	the	the	DET
fbem-31308	155	4	personal	personal	ADJ
fbem-31308	155	5	bankruptcy	bankruptcy	NOUN
fbem-31308	155	6	law	law	NOUN
fbem-31308	155	7	,	,	PUNCT
fbem-31308	155	8	it	it	PRON
fbem-31308	155	9	should	should	AUX
fbem-31308	155	10	be	be	AUX
fbem-31308	155	11	fully	fully	ADV
fbem-31308	155	12	aligned	align	VERB
fbem-31308	155	13	with	with	ADP
fbem-31308	155	14	relevant	relevant	ADJ
fbem-31308	155	15	laws	law	NOUN
fbem-31308	155	16	and	and	CCONJ
fbem-31308	155	17	regulations	regulation	NOUN
fbem-31308	155	18	such	such	ADJ
fbem-31308	155	19	as	as	ADP
fbem-31308	155	20	the	the	DET
fbem-31308	155	21	credit	credit	NOUN
fbem-31308	155	22	information	information	NOUN
fbem-31308	155	23	industry	industry	NOUN
fbem-31308	155	24	regulation	regulation	NOUN
fbem-31308	155	25	and	and	CCONJ
fbem-31308	155	26	the	the	DET
fbem-31308	155	27	civil	civil	ADJ
fbem-31308	155	28	code	code	NOUN
fbem-31308	155	29	,	,	PUNCT
fbem-31308	155	30	to	to	PART
fbem-31308	155	31	unify	unify	VERB
fbem-31308	155	32	the	the	DET
fbem-31308	155	33	standards	standard	NOUN
fbem-31308	155	34	and	and	CCONJ
fbem-31308	155	35	requirements	requirement	NOUN
fbem-31308	155	36	for	for	ADP
fbem-31308	155	37	credit	credit	NOUN
fbem-31308	155	38	restoration	restoration	NOUN
fbem-31308	155	39	.	.	PUNCT
fbem-31308	156	1	for	for	ADP
fbem-31308	156	2	example	example	NOUN
fbem-31308	156	3	,	,	PUNCT
fbem-31308	156	4	it	it	PRON
fbem-31308	156	5	should	should	AUX
fbem-31308	156	6	specify	specify	VERB
fbem-31308	156	7	the	the	DET
fbem-31308	156	8	rules	rule	NOUN
fbem-31308	156	9	and	and	CCONJ
fbem-31308	156	10	duration	duration	NOUN
fbem-31308	156	11	for	for	ADP
fbem-31308	156	12	updating	update	VERB
fbem-31308	156	13	credit	credit	NOUN
fbem-31308	156	14	information	information	NOUN
fbem-31308	156	15	after	after	ADP
fbem-31308	156	16	restoration	restoration	NOUN
fbem-31308	156	17	,	,	PUNCT
fbem-31308	156	18	ensuring	ensure	VERB
fbem-31308	156	19	that	that	SCONJ
fbem-31308	156	20	the	the	DET
fbem-31308	156	21	debtor	debtor	NOUN
fbem-31308	156	22	's	's	PART
fbem-31308	156	23	credit	credit	NOUN
fbem-31308	156	24	record	record	NOUN
fbem-31308	156	25	is	be	AUX
fbem-31308	156	26	promptly	promptly	ADV
fbem-31308	156	27	updated	update	VERB
fbem-31308	156	28	.	.	PUNCT
fbem-31308	157	1	additionally	additionally	ADV
fbem-31308	157	2	,	,	PUNCT
fbem-31308	157	3	shenzhen	shenzhen	PROPN
fbem-31308	157	4	can	can	AUX
fbem-31308	157	5	refine	refine	VERB
fbem-31308	157	6	the	the	DET
fbem-31308	157	7	personal	personal	ADJ
fbem-31308	157	8	bankruptcy	bankruptcy	NOUN
fbem-31308	157	9	regulations	regulation	NOUN
fbem-31308	157	10	of	of	ADP
fbem-31308	157	11	the	the	DET
fbem-31308	157	12	shenzhen	shenzhen	PROPN
fbem-31308	157	13	special	special	ADJ
fbem-31308	157	14	economic	economic	ADJ
fbem-31308	157	15	zone	zone	NOUN
fbem-31308	157	16	based	base	VERB
fbem-31308	157	17	on	on	ADP
fbem-31308	157	18	pilot	pilot	NOUN
fbem-31308	157	19	experiences	experience	NOUN
fbem-31308	157	20	,	,	PUNCT
fbem-31308	157	21	detailing	detail	VERB
fbem-31308	157	22	specific	specific	ADJ
fbem-31308	157	23	provisions	provision	NOUN
fbem-31308	157	24	for	for	ADP
fbem-31308	157	25	credit	credit	NOUN
fbem-31308	157	26	restoration	restoration	NOUN
fbem-31308	157	27	to	to	PART
fbem-31308	157	28	ensure	ensure	VERB
fbem-31308	157	29	organic	organic	ADJ
fbem-31308	157	30	integration	integration	NOUN
fbem-31308	157	31	with	with	ADP
fbem-31308	157	32	national	national	ADJ
fbem-31308	157	33	laws	law	NOUN
fbem-31308	157	34	,	,	PUNCT
fbem-31308	157	35	thereby	thereby	ADV
fbem-31308	157	36	providing	provide	VERB
fbem-31308	157	37	practical	practical	ADJ
fbem-31308	157	38	experience	experience	NOUN
fbem-31308	157	39	for	for	ADP
fbem-31308	157	40	the	the	DET
fbem-31308	157	41	establishment	establishment	NOUN
fbem-31308	157	42	of	of	ADP
fbem-31308	157	43	a	a	DET
fbem-31308	157	44	national	national	ADJ
fbem-31308	157	45	personal	personal	ADJ
fbem-31308	157	46	bankruptcy	bankruptcy	NOUN
fbem-31308	157	47	credit	credit	NOUN
fbem-31308	157	48	restoration	restoration	NOUN
fbem-31308	157	49	system	system	NOUN
fbem-31308	157	50	.	.	PUNCT
fbem-31308	158	1	4.2	4.2	NUM
fbem-31308	158	2	.	.	PUNCT
fbem-31308	159	1	build	build	VERB
fbem-31308	159	2	a	a	DET
fbem-31308	159	3	comprehensive	comprehensive	ADJ
fbem-31308	159	4	credit	credit	NOUN
fbem-31308	159	5	information	information	NOUN
fbem-31308	159	6	sharing	share	VERB
fbem-31308	159	7	platform	platform	NOUN
fbem-31308	159	8	based	base	VERB
fbem-31308	159	9	on	on	ADP
fbem-31308	159	10	the	the	DET
fbem-31308	159	11	"	"	PUNCT
fbem-31308	159	12	shenzhen	shenzhen	PROPN
fbem-31308	159	13	personal	personal	PROPN
fbem-31308	159	14	bankruptcy	bankruptcy	PROPN
fbem-31308	159	15	information	information	NOUN
fbem-31308	159	16	disclosure	disclosure	NOUN
fbem-31308	159	17	platform	platform	NOUN
fbem-31308	159	18	,	,	PUNCT
fbem-31308	159	19	"	"	PUNCT
fbem-31308	159	20	this	this	DET
fbem-31308	159	21	platform	platform	NOUN
fbem-31308	159	22	integrates	integrate	VERB
fbem-31308	159	23	credit	credit	NOUN
fbem-31308	159	24	information	information	NOUN
fbem-31308	159	25	resources	resource	NOUN
fbem-31308	159	26	from	from	ADP
fbem-31308	159	27	the	the	DET
fbem-31308	159	28	central	central	ADJ
fbem-31308	159	29	bank	bank	NOUN
fbem-31308	159	30	's	's	PART
fbem-31308	159	31	credit	credit	NOUN
fbem-31308	159	32	reporting	reporting	NOUN
fbem-31308	159	33	system	system	NOUN
fbem-31308	159	34	,	,	PUNCT
fbem-31308	159	35	financial	financial	ADJ
fbem-31308	159	36	institutions	institution	NOUN
fbem-31308	159	37	,	,	PUNCT
fbem-31308	159	38	government	government	NOUN
fbem-31308	159	39	departments	department	NOUN
fbem-31308	159	40	,	,	PUNCT
fbem-31308	159	41	and	and	CCONJ
fbem-31308	159	42	industry	industry	NOUN
fbem-31308	159	43	associations	association	NOUN
fbem-31308	159	44	to	to	PART
fbem-31308	159	45	create	create	VERB
fbem-31308	159	46	a	a	DET
fbem-31308	159	47	comprehensive	comprehensive	ADJ
fbem-31308	159	48	and	and	CCONJ
fbem-31308	159	49	real	real	ADJ
fbem-31308	159	50	-	-	PUNCT
fbem-31308	159	51	time	time	NOUN
fbem-31308	159	52	updated	update	VERB
fbem-31308	159	53	personal	personal	ADJ
fbem-31308	159	54	bankruptcy	bankruptcy	NOUN
fbem-31308	159	55	credit	credit	NOUN
fbem-31308	159	56	information	information	NOUN
fbem-31308	159	57	sharing	share	VERB
fbem-31308	159	58	platform	platform	NOUN
fbem-31308	159	59	.	.	PUNCT
fbem-31308	160	1	by	by	ADP
fbem-31308	160	2	establishing	establish	VERB
fbem-31308	160	3	unified	unified	ADJ
fbem-31308	160	4	data	data	NOUN
fbem-31308	160	5	standards	standard	NOUN
fbem-31308	160	6	and	and	CCONJ
fbem-31308	160	7	interface	interface	NOUN
fbem-31308	160	8	specifications	specification	NOUN
fbem-31308	160	9	,	,	PUNCT
fbem-31308	160	10	the	the	DET
fbem-31308	160	11	platform	platform	NOUN
fbem-31308	160	12	facilitates	facilitate	VERB
fbem-31308	160	13	real	real	ADJ
fbem-31308	160	14	-	-	PUNCT
fbem-31308	160	15	time	time	NOUN
fbem-31308	160	16	exchange	exchange	NOUN
fbem-31308	160	17	and	and	CCONJ
fbem-31308	160	18	sharing	sharing	NOUN
fbem-31308	160	19	of	of	ADP
fbem-31308	160	20	credit	credit	NOUN
fbem-31308	160	21	information	information	NOUN
fbem-31308	160	22	among	among	ADP
fbem-31308	160	23	various	various	ADJ
fbem-31308	160	24	departments	department	NOUN
fbem-31308	160	25	and	and	CCONJ
fbem-31308	160	26	institutions	institution	NOUN
fbem-31308	160	27	.	.	PUNCT
fbem-31308	161	1	the	the	DET
fbem-31308	161	2	platform	platform	NOUN
fbem-31308	161	3	should	should	AUX
fbem-31308	161	4	offer	offer	VERB
fbem-31308	161	5	real	real	ADJ
fbem-31308	161	6	-	-	PUNCT
fbem-31308	161	7	time	time	NOUN
fbem-31308	161	8	query	query	NOUN
fbem-31308	161	9	functions	function	NOUN
fbem-31308	161	10	for	for	ADP
fbem-31308	161	11	the	the	DET
fbem-31308	161	12	status	status	NOUN
fbem-31308	161	13	of	of	ADP
fbem-31308	161	14	debtors	debtor	NOUN
fbem-31308	161	15	'	'	PART
fbem-31308	161	16	credit	credit	NOUN
fbem-31308	161	17	repair	repair	NOUN
fbem-31308	161	18	,	,	PUNCT
fbem-31308	161	19	enabling	enable	VERB
fbem-31308	161	20	financial	financial	ADJ
fbem-31308	161	21	institutions	institution	NOUN
fbem-31308	161	22	,	,	PUNCT
fbem-31308	161	23	enterprises	enterprise	NOUN
fbem-31308	161	24	,	,	PUNCT
fbem-31308	161	25	and	and	CCONJ
fbem-31308	161	26	other	other	ADJ
fbem-31308	161	27	entities	entity	NOUN
fbem-31308	161	28	to	to	PART
fbem-31308	161	29	accurately	accurately	ADV
fbem-31308	161	30	assess	assess	VERB
fbem-31308	161	31	the	the	DET
fbem-31308	161	32	creditworthiness	creditworthiness	NOUN
fbem-31308	161	33	of	of	ADP
fbem-31308	161	34	debtors	debtor	NOUN
fbem-31308	161	35	.	.	PUNCT
fbem-31308	162	1	additionally	additionally	ADV
fbem-31308	162	2	,	,	PUNCT
fbem-31308	162	3	it	it	PRON
fbem-31308	162	4	emphasizes	emphasize	VERB
fbem-31308	162	5	the	the	DET
fbem-31308	162	6	security	security	NOUN
fbem-31308	162	7	management	management	NOUN
fbem-31308	162	8	of	of	ADP
fbem-31308	162	9	credit	credit	NOUN
fbem-31308	162	10	information	information	NOUN
fbem-31308	162	11	,	,	PUNCT
fbem-31308	162	12	implementing	implement	VERB
fbem-31308	162	13	strict	strict	ADJ
fbem-31308	162	14	systems	system	NOUN
fbem-31308	162	15	for	for	ADP
fbem-31308	162	16	information	information	NOUN
fbem-31308	162	17	use	use	NOUN
fbem-31308	162	18	and	and	CCONJ
fbem-31308	162	19	protection	protection	NOUN
fbem-31308	162	20	to	to	PART
fbem-31308	162	21	prevent	prevent	VERB
fbem-31308	162	22	leaks	leak	NOUN
fbem-31308	162	23	and	and	CCONJ
fbem-31308	162	24	misuse	misuse	NOUN
fbem-31308	162	25	,	,	PUNCT
fbem-31308	162	26	thereby	thereby	ADV
fbem-31308	162	27	safeguarding	safeguard	VERB
fbem-31308	162	28	the	the	DET
fbem-31308	162	29	legitimate	legitimate	ADJ
fbem-31308	162	30	rights	right	NOUN
fbem-31308	162	31	and	and	CCONJ
fbem-31308	162	32	interests	interest	NOUN
fbem-31308	162	33	of	of	ADP
fbem-31308	162	34	debtors	debtor	NOUN
fbem-31308	162	35	.	.	PUNCT
fbem-31308	163	1	4.3	4.3	NUM
fbem-31308	163	2	.	.	PUNCT
fbem-31308	163	3	simplify	simplify	ADJ
fbem-31308	163	4	credit	credit	NOUN
fbem-31308	163	5	repair	repair	NOUN
fbem-31308	163	6	procedures	procedure	NOUN
fbem-31308	163	7	and	and	CCONJ
fbem-31308	163	8	improve	improve	VERB
fbem-31308	163	9	transparency	transparency	NOUN
fbem-31308	163	10	optimize	optimize	NOUN
fbem-31308	163	11	the	the	DET
fbem-31308	163	12	personal	personal	ADJ
fbem-31308	163	13	bankruptcy	bankruptcy	NOUN
fbem-31308	163	14	credit	credit	NOUN
fbem-31308	163	15	repair	repair	NOUN
fbem-31308	163	16	process	process	NOUN
fbem-31308	163	17	by	by	ADP
fbem-31308	163	18	reducing	reduce	VERB
fbem-31308	163	19	unnecessary	unnecessary	ADJ
fbem-31308	163	20	steps	step	NOUN
fbem-31308	163	21	and	and	CCONJ
fbem-31308	163	22	procedures	procedure	NOUN
fbem-31308	163	23	,	,	PUNCT
fbem-31308	163	24	providing	provide	VERB
fbem-31308	163	25	debtors	debtor	NOUN
fbem-31308	163	26	with	with	ADP
fbem-31308	163	27	convenient	convenient	ADJ
fbem-31308	163	28	and	and	CCONJ
fbem-31308	163	29	efficient	efficient	ADJ
fbem-31308	163	30	credit	credit	NOUN
fbem-31308	163	31	repair	repair	NOUN
fbem-31308	163	32	options	option	NOUN
fbem-31308	163	33	.	.	PUNCT
fbem-31308	164	1	develop	develop	VERB
fbem-31308	164	2	standardized	standardized	ADJ
fbem-31308	164	3	credit	credit	NOUN
fbem-31308	164	4	repair	repair	NOUN
fbem-31308	164	5	application	application	NOUN
fbem-31308	164	6	guidelines	guideline	NOUN
fbem-31308	164	7	that	that	PRON
fbem-31308	164	8	clearly	clearly	ADV
fbem-31308	164	9	outline	outline	VERB
fbem-31308	164	10	the	the	DET
fbem-31308	164	11	application	application	NOUN
fbem-31308	164	12	requirements	requirement	NOUN
fbem-31308	164	13	,	,	PUNCT
fbem-31308	164	14	necessary	necessary	ADJ
fbem-31308	164	15	documents	document	NOUN
fbem-31308	164	16	,	,	PUNCT
fbem-31308	164	17	and	and	CCONJ
fbem-31308	164	18	procedures	procedure	NOUN
fbem-31308	164	19	.	.	PUNCT
fbem-31308	165	1	offer	offer	VERB
fbem-31308	165	2	application	application	NOUN
fbem-31308	165	3	services	service	NOUN
fbem-31308	165	4	through	through	ADP
fbem-31308	165	5	online	online	ADJ
fbem-31308	165	6	platforms	platform	NOUN
fbem-31308	165	7	to	to	PART
fbem-31308	165	8	simplify	simplify	VERB
fbem-31308	165	9	the	the	DET
fbem-31308	165	10	process	process	NOUN
fbem-31308	165	11	for	for	ADP
fbem-31308	165	12	debtors	debtor	NOUN
fbem-31308	165	13	.	.	PUNCT
fbem-31308	166	1	establish	establish	VERB
fbem-31308	166	2	a	a	DET
fbem-31308	166	3	credit	credit	NOUN
fbem-31308	166	4	repair	repair	NOUN
fbem-31308	166	5	progress	progress	NOUN
fbem-31308	166	6	tracking	track	VERB
fbem-31308	166	7	system	system	NOUN
fbem-31308	166	8	to	to	PART
fbem-31308	166	9	allow	allow	VERB
fbem-31308	166	10	debtors	debtor	NOUN
fbem-31308	166	11	to	to	PART
fbem-31308	166	12	monitor	monitor	VERB
fbem-31308	166	13	their	their	PRON
fbem-31308	166	14	repair	repair	NOUN
fbem-31308	166	15	status	status	NOUN
fbem-31308	166	16	in	in	ADP
fbem-31308	166	17	real	real	ADJ
fbem-31308	166	18	-	-	PUNCT
fbem-31308	166	19	time	time	NOUN
fbem-31308	166	20	,	,	PUNCT
fbem-31308	166	21	including	include	VERB
fbem-31308	166	22	application	application	NOUN
fbem-31308	166	23	acceptance	acceptance	NOUN
fbem-31308	166	24	,	,	PUNCT
fbem-31308	166	25	review	review	NOUN
fbem-31308	166	26	progress	progress	NOUN
fbem-31308	166	27	,	,	PUNCT
fbem-31308	166	28	and	and	CCONJ
fbem-31308	166	29	result	result	VERB
fbem-31308	166	30	feedback	feedback	NOUN
fbem-31308	166	31	.	.	PUNCT
fbem-31308	167	1	additionally	additionally	ADV
fbem-31308	167	2	,	,	PUNCT
fbem-31308	167	3	enhance	enhance	VERB
fbem-31308	167	4	the	the	DET
fbem-31308	167	5	supervision	supervision	NOUN
fbem-31308	167	6	of	of	ADP
fbem-31308	167	7	credit	credit	NOUN
fbem-31308	167	8	repair	repair	NOUN
fbem-31308	167	9	agencies	agency	NOUN
fbem-31308	167	10	and	and	CCONJ
fbem-31308	167	11	staff	staff	NOUN
fbem-31308	167	12	to	to	PART
fbem-31308	167	13	ensure	ensure	VERB
fbem-31308	167	14	the	the	DET
fbem-31308	167	15	procedures	procedure	NOUN
fbem-31308	167	16	are	be	AUX
fbem-31308	167	17	fair	fair	ADJ
fbem-31308	167	18	,	,	PUNCT
fbem-31308	167	19	just	just	ADV
fbem-31308	167	20	,	,	PUNCT
fbem-31308	167	21	and	and	CCONJ
fbem-31308	167	22	transparent	transparent	ADJ
fbem-31308	167	23	,	,	PUNCT
fbem-31308	167	24	thereby	thereby	ADV
fbem-31308	167	25	increasing	increase	VERB
fbem-31308	167	26	the	the	DET
fbem-31308	167	27	transparency	transparency	NOUN
fbem-31308	167	28	and	and	CCONJ
fbem-31308	167	29	credibility	credibility	NOUN
fbem-31308	167	30	of	of	ADP
fbem-31308	167	31	the	the	DET
fbem-31308	167	32	credit	credit	NOUN
fbem-31308	167	33	repair	repair	NOUN
fbem-31308	167	34	process	process	NOUN
fbem-31308	167	35	.	.	PUNCT
fbem-31308	168	1	4.4	4.4	NUM
fbem-31308	168	2	.	.	PUNCT
fbem-31308	169	1	strengthen	strengthen	VERB
fbem-31308	169	2	social	social	ADJ
fbem-31308	169	3	credit	credit	NOUN
fbem-31308	169	4	education	education	NOUN
fbem-31308	169	5	and	and	CCONJ
fbem-31308	169	6	enhance	enhance	VERB
fbem-31308	169	7	awareness	awareness	NOUN
fbem-31308	169	8	through	through	ADP
fbem-31308	169	9	various	various	ADJ
fbem-31308	169	10	channels	channel	NOUN
fbem-31308	169	11	and	and	CCONJ
fbem-31308	169	12	formats	format	NOUN
fbem-31308	169	13	,	,	PUNCT
fbem-31308	169	14	enhance	enhance	VERB
fbem-31308	169	15	the	the	DET
fbem-31308	169	16	promotion	promotion	NOUN
fbem-31308	169	17	and	and	CCONJ
fbem-31308	169	18	education	education	NOUN
fbem-31308	169	19	of	of	ADP
fbem-31308	169	20	personal	personal	ADJ
fbem-31308	169	21	bankruptcy	bankruptcy	NOUN
fbem-31308	169	22	systems	system	NOUN
fbem-31308	169	23	and	and	CCONJ
fbem-31308	169	24	credit	credit	NOUN
fbem-31308	169	25	repair	repair	NOUN
fbem-31308	169	26	mechanisms	mechanism	NOUN
fbem-31308	169	27	to	to	PART
fbem-31308	169	28	improve	improve	VERB
fbem-31308	169	29	public	public	ADJ
fbem-31308	169	30	awareness	awareness	NOUN
fbem-31308	169	31	and	and	CCONJ
fbem-31308	169	32	understanding	understanding	NOUN
fbem-31308	169	33	.	.	PUNCT
fbem-31308	170	1	government	government	NOUN
fbem-31308	170	2	departments	department	NOUN
fbem-31308	170	3	,	,	PUNCT
fbem-31308	170	4	judicial	judicial	ADJ
fbem-31308	170	5	authorities	authority	NOUN
fbem-31308	170	6	,	,	PUNCT
fbem-31308	170	7	and	and	CCONJ
fbem-31308	170	8	industry	industry	NOUN
fbem-31308	170	9	associations	association	NOUN
fbem-31308	170	10	should	should	AUX
fbem-31308	170	11	collaborate	collaborate	VERB
fbem-31308	170	12	to	to	PART
fbem-31308	170	13	conduct	conduct	VERB
fbem-31308	170	14	publicity	publicity	NOUN
fbem-31308	170	15	campaigns	campaign	NOUN
fbem-31308	170	16	,	,	PUNCT
fbem-31308	170	17	using	use	VERB
fbem-31308	170	18	methods	method	NOUN
fbem-31308	170	19	such	such	ADJ
fbem-31308	170	20	as	as	ADP
fbem-31308	170	21	case	case	NOUN
fbem-31308	170	22	analysis	analysis	NOUN
fbem-31308	170	23	,	,	PUNCT
fbem-31308	170	24	specialized	specialized	ADJ
fbem-31308	170	25	lectures	lecture	NOUN
fbem-31308	170	26	,	,	PUNCT
fbem-31308	170	27	and	and	CCONJ
fbem-31308	170	28	media	medium	NOUN
fbem-31308	170	29	coverage	coverage	NOUN
fbem-31308	170	30	to	to	PART
fbem-31308	170	31	educate	educate	VERB
fbem-31308	170	32	the	the	DET
fbem-31308	170	33	public	public	NOUN
fbem-31308	170	34	about	about	ADP
fbem-31308	170	35	the	the	DET
fbem-31308	170	36	significance	significance	NOUN
fbem-31308	170	37	and	and	CCONJ
fbem-31308	170	38	role	role	NOUN
fbem-31308	170	39	of	of	ADP
fbem-31308	170	40	personal	personal	ADJ
fbem-31308	170	41	bankruptcy	bankruptcy	NOUN
fbem-31308	170	42	,	,	PUNCT
fbem-31308	170	43	as	as	ADV
fbem-31308	170	44	well	well	ADV
fbem-31308	170	45	as	as	ADP
fbem-31308	170	46	the	the	DET
fbem-31308	170	47	procedures	procedure	NOUN
fbem-31308	170	48	and	and	CCONJ
fbem-31308	170	49	outcomes	outcome	NOUN
fbem-31308	170	50	of	of	ADP
fbem-31308	170	51	credit	credit	NOUN
fbem-31308	170	52	repair	repair	NOUN
fbem-31308	170	53	,	,	PUNCT
fbem-31308	170	54	thereby	thereby	ADV
fbem-31308	170	55	dispelling	dispel	VERB
fbem-31308	170	56	societal	societal	ADJ
fbem-31308	170	57	misunderstandings	misunderstanding	NOUN
fbem-31308	170	58	and	and	CCONJ
fbem-31308	170	59	prejudices	prejudice	NOUN
fbem-31308	170	60	.	.	PUNCT
fbem-31308	171	1	encourage	encourage	VERB
fbem-31308	171	2	enterprises	enterprise	NOUN
fbem-31308	171	3	and	and	CCONJ
fbem-31308	171	4	institutions	institution	NOUN
fbem-31308	171	5	to	to	PART
fbem-31308	171	6	establish	establish	VERB
fbem-31308	171	7	scientific	scientific	ADJ
fbem-31308	171	8	credit	credit	NOUN
fbem-31308	171	9	evaluation	evaluation	NOUN
fbem-31308	171	10	systems	system	NOUN
fbem-31308	171	11	to	to	PART
fbem-31308	171	12	objectively	objectively	ADV
fbem-31308	171	13	assess	assess	VERB
fbem-31308	171	14	the	the	DET
fbem-31308	171	15	credit	credit	NOUN
fbem-31308	171	16	status	status	NOUN
fbem-31308	171	17	of	of	ADP
fbem-31308	171	18	debtors	debtor	NOUN
fbem-31308	171	19	after	after	ADP
fbem-31308	171	20	credit	credit	NOUN
fbem-31308	171	21	repair	repair	NOUN
fbem-31308	171	22	,	,	PUNCT
fbem-31308	171	23	providing	provide	VERB
fbem-31308	171	24	them	they	PRON
fbem-31308	171	25	with	with	ADP
fbem-31308	171	26	fair	fair	ADJ
fbem-31308	171	27	opportunities	opportunity	NOUN
fbem-31308	171	28	for	for	ADP
fbem-31308	171	29	employment	employment	NOUN
fbem-31308	171	30	and	and	CCONJ
fbem-31308	171	31	business	business	NOUN
fbem-31308	171	32	cooperation	cooperation	NOUN
fbem-31308	171	33	.	.	PUNCT
fbem-31308	172	1	additionally	additionally	ADV
fbem-31308	172	2	,	,	PUNCT
fbem-31308	172	3	promote	promote	VERB
fbem-31308	172	4	social	social	ADJ
fbem-31308	172	5	credit	credit	NOUN
fbem-31308	172	6	culture	culture	NOUN
fbem-31308	172	7	by	by	ADP
fbem-31308	172	8	fostering	foster	VERB
fbem-31308	172	9	an	an	DET
fbem-31308	172	10	environment	environment	NOUN
fbem-31308	172	11	that	that	PRON
fbem-31308	172	12	encourages	encourage	VERB
fbem-31308	172	13	innovation	innovation	NOUN
fbem-31308	172	14	,	,	PUNCT
fbem-31308	172	15	tolerates	tolerate	VERB
fbem-31308	172	16	failure	failure	NOUN
fbem-31308	172	17	,	,	PUNCT
fbem-31308	172	18	and	and	CCONJ
fbem-31308	172	19	supports	support	VERB
fbem-31308	172	20	rebirth	rebirth	NOUN
fbem-31308	172	21	,	,	PUNCT
fbem-31308	172	22	which	which	PRON
fbem-31308	172	23	will	will	AUX
fbem-31308	172	24	facilitate	facilitate	VERB
fbem-31308	172	25	the	the	DET
fbem-31308	172	26	smooth	smooth	ADJ
fbem-31308	172	27	implementation	implementation	NOUN
fbem-31308	172	28	of	of	ADP
fbem-31308	172	29	the	the	DET
fbem-31308	172	30	personal	personal	ADJ
fbem-31308	172	31	bankruptcy	bankruptcy	NOUN
fbem-31308	172	32	credit	credit	NOUN
fbem-31308	172	33	repair	repair	NOUN
fbem-31308	172	34	mechanism	mechanism	NOUN
fbem-31308	172	35	[	[	X
fbem-31308	172	36	11	11	NUM
fbem-31308	172	37	]	]	SYM
fbem-31308	172	38	.	.	PUNCT
fbem-31308	173	1	5	5	X
fbem-31308	173	2	.	.	X
fbem-31308	173	3	conclusion	conclusion	NOUN
fbem-31308	173	4	the	the	DET
fbem-31308	173	5	pilot	pilot	NOUN
fbem-31308	173	6	practice	practice	NOUN
fbem-31308	173	7	of	of	ADP
fbem-31308	173	8	the	the	DET
fbem-31308	173	9	personal	personal	ADJ
fbem-31308	173	10	bankruptcy	bankruptcy	NOUN
fbem-31308	173	11	credit	credit	NOUN
fbem-31308	173	12	restoration	restoration	NOUN
fbem-31308	173	13	mechanism	mechanism	NOUN
fbem-31308	173	14	in	in	ADP
fbem-31308	173	15	shenzhen	shenzhen	PROPN
fbem-31308	173	16	serves	serve	VERB
fbem-31308	173	17	as	as	ADP
fbem-31308	173	18	a	a	DET
fbem-31308	173	19	touchstone	touchstone	NOUN
fbem-31308	173	20	in	in	ADP
fbem-31308	173	21	the	the	DET
fbem-31308	173	22	long	long	ADJ
fbem-31308	173	23	-	-	PUNCT
fbem-31308	173	24	term	term	NOUN
fbem-31308	173	25	development	development	NOUN
fbem-31308	173	26	of	of	ADP
fbem-31308	173	27	china	china	PROPN
fbem-31308	173	28	's	's	PART
fbem-31308	173	29	social	social	ADJ
fbem-31308	173	30	credit	credit	NOUN
fbem-31308	173	31	system	system	NOUN
fbem-31308	173	32	.	.	PUNCT
fbem-31308	174	1	it	it	PRON
fbem-31308	174	2	not	not	PART
fbem-31308	174	3	only	only	ADV
fbem-31308	174	4	highlights	highlight	VERB
fbem-31308	174	5	the	the	DET
fbem-31308	174	6	challenges	challenge	NOUN
fbem-31308	174	7	faced	face	VERB
fbem-31308	174	8	by	by	ADP
fbem-31308	174	9	the	the	DET
fbem-31308	174	10	personal	personal	ADJ
fbem-31308	174	11	bankruptcy	bankruptcy	NOUN
fbem-31308	174	12	system	system	NOUN
fbem-31308	174	13	in	in	ADP
fbem-31308	174	14	its	its	PRON
fbem-31308	174	15	legal	legal	ADJ
fbem-31308	174	16	framework	framework	NOUN
fbem-31308	174	17	but	but	CCONJ
fbem-31308	174	18	also	also	ADV
fbem-31308	174	19	heralds	herald	VERB
fbem-31308	174	20	the	the	DET
fbem-31308	174	21	innovative	innovative	ADJ
fbem-31308	174	22	dawn	dawn	NOUN
fbem-31308	174	23	of	of	ADP
fbem-31308	174	24	a	a	DET
fbem-31308	174	25	debtor	debtor	NOUN
fbem-31308	174	26	's	's	PART
fbem-31308	174	27	rebirth	rebirth	NOUN
fbem-31308	174	28	mechanism	mechanism	NOUN
fbem-31308	174	29	in	in	ADP
fbem-31308	174	30	the	the	DET
fbem-31308	174	31	era	era	NOUN
fbem-31308	174	32	of	of	ADP
fbem-31308	174	33	credit	credit	NOUN
fbem-31308	174	34	economy	economy	NOUN
fbem-31308	174	35	.	.	PUNCT
fbem-31308	175	1	from	from	ADP
fbem-31308	175	2	the	the	DET
fbem-31308	175	3	groundbreaking	groundbreake	VERB
fbem-31308	175	4	'	'	PUNCT
fbem-31308	175	5	shenzhen	shenzhen	PROPN
fbem-31308	175	6	special	special	ADJ
fbem-31308	175	7	economic	economic	ADJ
fbem-31308	175	8	zone	zone	NOUN
fbem-31308	175	9	personal	personal	ADJ
fbem-31308	175	10	bankruptcy	bankruptcy	NOUN
fbem-31308	175	11	regulations	regulation	NOUN
fbem-31308	175	12	'	'	PUNCT
fbem-31308	175	13	to	to	ADP
fbem-31308	175	14	the	the	DET
fbem-31308	175	15	digital	digital	ADJ
fbem-31308	175	16	exploration	exploration	NOUN
fbem-31308	175	17	of	of	ADP
fbem-31308	175	18	the	the	DET
fbem-31308	175	19	'	'	PUNCT
fbem-31308	175	20	shenzhen	shenzhen	PROPN
fbem-31308	175	21	personal	personal	PROPN
fbem-31308	175	22	bankruptcy	bankruptcy	PROPN
fbem-31308	175	23	information	information	NOUN
fbem-31308	175	24	disclosure	disclosure	NOUN
fbem-31308	175	25	platform	platform	NOUN
fbem-31308	175	26	,	,	PUNCT
fbem-31308	175	27	'	'	PUNCT
fbem-31308	175	28	shenzhen	shenzhen	PROPN
fbem-31308	175	29	,	,	PUNCT
fbem-31308	175	30	with	with	ADP
fbem-31308	175	31	its	its	PRON
fbem-31308	175	32	spirit	spirit	NOUN
fbem-31308	175	33	of	of	ADP
fbem-31308	175	34	'	'	PUNCT
fbem-31308	175	35	encouraging	encourage	VERB
fbem-31308	175	36	innovation	innovation	NOUN
fbem-31308	175	37	and	and	CCONJ
fbem-31308	175	38	tolerating	tolerate	VERB
fbem-31308	175	39	failure	failure	NOUN
fbem-31308	175	40	,	,	PUNCT
fbem-31308	175	41	'	'	PUNCT
fbem-31308	175	42	has	have	AUX
fbem-31308	175	43	established	establish	VERB
fbem-31308	175	44	a	a	DET
fbem-31308	175	45	comprehensive	comprehensive	ADJ
fbem-31308	175	46	chain	chain	NOUN
fbem-31308	175	47	from	from	ADP
fbem-31308	175	48	institutional	institutional	ADJ
fbem-31308	175	49	design	design	NOUN
fbem-31308	175	50	to	to	ADP
fbem-31308	175	51	practical	practical	ADJ
fbem-31308	175	52	implementation	implementation	NOUN
fbem-31308	175	53	in	in	ADP
fbem-31308	175	54	the	the	DET
fbem-31308	175	55	field	field	NOUN
fbem-31308	175	56	of	of	ADP
fbem-31308	175	57	personal	personal	ADJ
fbem-31308	175	58	bankruptcy	bankruptcy	NOUN
fbem-31308	175	59	credit	credit	NOUN
fbem-31308	175	60	restoration	restoration	NOUN
fbem-31308	175	61	.	.	PUNCT
fbem-31308	176	1	this	this	PRON
fbem-31308	176	2	provides	provide	VERB
fbem-31308	176	3	a	a	DET
fbem-31308	176	4	valuable	valuable	ADJ
fbem-31308	176	5	'	'	PUNCT
fbem-31308	176	6	shenzhen	shenzhen	PROPN
fbem-31308	176	7	model	model	PROPN
fbem-31308	176	8	'	'	PUNCT
fbem-31308	176	9	for	for	ADP
fbem-31308	176	10	the	the	DET
fbem-31308	176	11	legislative	legislative	ADJ
fbem-31308	176	12	process	process	NOUN
fbem-31308	176	13	of	of	ADP
fbem-31308	176	14	personal	personal	ADJ
fbem-31308	176	15	bankruptcy	bankruptcy	NOUN
fbem-31308	176	16	systems	system	NOUN
fbem-31308	176	17	nationwide	nationwide	ADJ
fbem-31308	176	18	.	.	PUNCT
fbem-31308	177	1	practice	practice	NOUN
fbem-31308	177	2	has	have	AUX
fbem-31308	177	3	shown	show	VERB
fbem-31308	177	4	that	that	SCONJ
fbem-31308	177	5	the	the	DET
fbem-31308	177	6	credit	credit	NOUN
fbem-31308	177	7	repair	repair	NOUN
fbem-31308	177	8	mechanism	mechanism	NOUN
fbem-31308	177	9	,	,	PUNCT
fbem-31308	177	10	as	as	ADP
fbem-31308	177	11	the	the	DET
fbem-31308	177	12	'	'	PUNCT
fbem-31308	177	13	last	last	ADJ
fbem-31308	177	14	mile	mile	NOUN
fbem-31308	177	15	'	'	PUNCT
fbem-31308	177	16	of	of	ADP
fbem-31308	177	17	the	the	DET
fbem-31308	177	18	personal	personal	ADJ
fbem-31308	177	19	bankruptcy	bankruptcy	NOUN
fbem-31308	177	20	system	system	NOUN
fbem-31308	177	21	,	,	PUNCT
fbem-31308	177	22	not	not	PART
fbem-31308	177	23	only	only	ADV
fbem-31308	177	24	helps	help	VERB
fbem-31308	177	25	debtors	debtor	NOUN
fbem-31308	177	26	who	who	PRON
fbem-31308	177	27	are	be	AUX
fbem-31308	177	28	'	'	PUNCT
fbem-31308	177	29	honest	honest	ADJ
fbem-31308	177	30	but	but	CCONJ
fbem-31308	177	31	unfortunate	unfortunate	ADJ
fbem-31308	177	32	'	'	PUNCT
fbem-31308	177	33	to	to	PART
fbem-31308	177	34	shed	shed	VERB
fbem-31308	177	35	their	their	PRON
fbem-31308	177	36	debt	debt	NOUN
fbem-31308	177	37	burdens	burden	NOUN
fbem-31308	177	38	but	but	CCONJ
fbem-31308	177	39	also	also	ADV
fbem-31308	177	40	reshapes	reshape	VERB
fbem-31308	177	41	society	society	NOUN
fbem-31308	177	42	's	's	PART
fbem-31308	177	43	perception	perception	NOUN
fbem-31308	177	44	of	of	ADP
fbem-31308	177	45	failure	failure	NOUN
fbem-31308	177	46	and	and	CCONJ
fbem-31308	177	47	rebirth	rebirth	NOUN
fbem-31308	177	48	through	through	ADP
fbem-31308	177	49	a	a	DET
fbem-31308	177	50	legal	legal	ADJ
fbem-31308	177	51	credit	credit	NOUN
fbem-31308	177	52	regeneration	regeneration	NOUN
fbem-31308	177	53	process	process	NOUN
fbem-31308	177	54	.	.	PUNCT
fbem-31308	178	1	in	in	ADP
fbem-31308	178	2	shenzhen	shenzhen	PROPN
fbem-31308	178	3	's	's	PART
fbem-31308	178	4	pilot	pilot	NOUN
fbem-31308	178	5	program	program	NOUN
fbem-31308	178	6	,	,	PUNCT
fbem-31308	178	7	the	the	DET
fbem-31308	178	8	case	case	NOUN
fbem-31308	178	9	of	of	ADP
fbem-31308	178	10	liang	liang	PROPN
fbem-31308	178	11	mou	mou	PROPN
fbem-31308	178	12	,	,	PUNCT
fbem-31308	178	13	a	a	DET
fbem-31308	178	14	debtor	debtor	NOUN
fbem-31308	178	15	who	who	PRON
fbem-31308	178	16	returned	return	VERB
fbem-31308	178	17	to	to	ADP
fbem-31308	178	18	the	the	DET
fbem-31308	178	19	credit	credit	NOUN
fbem-31308	178	20	market	market	NOUN
fbem-31308	178	21	through	through	ADP
fbem-31308	178	22	credit	credit	NOUN
fbem-31308	178	23	repair	repair	NOUN
fbem-31308	178	24	,	,	PUNCT
fbem-31308	178	25	vividly	vividly	ADV
fbem-31308	178	26	illustrates	illustrate	VERB
fbem-31308	178	27	the	the	DET
fbem-31308	178	28	social	social	ADJ
fbem-31308	178	29	value	value	NOUN
fbem-31308	178	30	of	of	ADP
fbem-31308	178	31	this	this	DET
fbem-31308	178	32	mechanism	mechanism	NOUN
fbem-31308	178	33	—	—	PUNCT
fbem-31308	178	34	—	—	PUNCT
fbem-31308	178	35	it	it	PRON
fbem-31308	178	36	prevents	prevent	VERB
fbem-31308	178	37	debtors	debtor	NOUN
fbem-31308	178	38	from	from	ADP
fbem-31308	178	39	falling	fall	VERB
fbem-31308	178	40	into	into	ADP
fbem-31308	178	41	a	a	DET
fbem-31308	178	42	long	long	ADJ
fbem-31308	178	43	-	-	PUNCT
fbem-31308	178	44	term	term	NOUN
fbem-31308	178	45	credit	credit	NOUN
fbem-31308	178	46	abyss	abyss	NOUN
fbem-31308	178	47	due	due	ADP
fbem-31308	178	48	to	to	ADP
fbem-31308	178	49	short	short	ADJ
fbem-31308	178	50	-	-	PUNCT
fbem-31308	178	51	term	term	NOUN
fbem-31308	178	52	financial	financial	ADJ
fbem-31308	178	53	crises	crisis	NOUN
fbem-31308	178	54	,	,	PUNCT
fbem-31308	178	55	protects	protect	VERB
fbem-31308	178	56	creditors	creditor	NOUN
fbem-31308	178	57	'	'	PART
fbem-31308	178	58	legitimate	legitimate	ADJ
fbem-31308	178	59	rights	right	NOUN
fbem-31308	178	60	and	and	CCONJ
fbem-31308	178	61	interests	interest	NOUN
fbem-31308	178	62	through	through	ADP
fbem-31308	178	63	orderly	orderly	ADJ
fbem-31308	178	64	debt	debt	NOUN
fbem-31308	178	65	repayment	repayment	NOUN
fbem-31308	178	66	,	,	PUNCT
fbem-31308	178	67	and	and	CCONJ
fbem-31308	178	68	optimizes	optimize	VERB
fbem-31308	178	69	the	the	DET
fbem-31308	178	70	exit	exit	NOUN
fbem-31308	178	71	and	and	CCONJ
fbem-31308	178	72	regeneration	regeneration	NOUN
fbem-31308	178	73	mechanisms	mechanism	NOUN
fbem-31308	178	74	for	for	ADP
fbem-31308	178	75	market	market	NOUN
fbem-31308	178	76	entities	entity	NOUN
fbem-31308	178	77	,	,	PUNCT
fbem-31308	178	78	creating	create	VERB
fbem-31308	178	79	a	a	DET
fbem-31308	178	80	more	more	ADV
fbem-31308	178	81	inclusive	inclusive	ADJ
fbem-31308	178	82	institutional	institutional	ADJ
fbem-31308	178	83	environment	environment	NOUN
fbem-31308	178	84	for	for	ADP
fbem-31308	178	85	innovation	innovation	NOUN
fbem-31308	178	86	and	and	CCONJ
fbem-31308	178	87	entrepreneurship	entrepreneurship	NOUN
fbem-31308	178	88	.	.	PUNCT
fbem-31308	179	1	acknowledgment	acknowledgment	NOUN
fbem-31308	179	2	the	the	DET
fbem-31308	179	3	phased	phase	VERB
fbem-31308	179	4	results	result	NOUN
fbem-31308	179	5	of	of	ADP
fbem-31308	179	6	the	the	DET
fbem-31308	179	7	2024	2024	NUM
fbem-31308	179	8	national	national	ADJ
fbem-31308	179	9	college	college	NOUN
fbem-31308	179	10	students	student	NOUN
fbem-31308	179	11	innovation	innovation	NOUN
fbem-31308	179	12	and	and	CCONJ
fbem-31308	179	13	entrepreneurship	entrepreneurship	NOUN
fbem-31308	179	14	training	training	NOUN
fbem-31308	179	15	project	project	NOUN
fbem-31308	179	16	"	"	PUNCT
fbem-31308	179	17	research	research	NOUN
fbem-31308	179	18	on	on	ADP
fbem-31308	179	19	the	the	DET
fbem-31308	179	20	legal	legal	ADJ
fbem-31308	179	21	governance	governance	NOUN
fbem-31308	179	22	strategy	strategy	NOUN
fbem-31308	179	23	of	of	ADP
fbem-31308	179	24	personal	personal	ADJ
fbem-31308	179	25	credit	credit	NOUN
fbem-31308	179	26	information	information	NOUN
fbem-31308	179	27	in	in	ADP
fbem-31308	179	28	the	the	DET
fbem-31308	179	29	era	era	NOUN
fbem-31308	179	30	of	of	ADP
fbem-31308	179	31	digital	digital	ADJ
fbem-31308	179	32	economy	economy	NOUN
fbem-31308	179	33	"	"	PUNCT
fbem-31308	179	34	(	(	PUNCT
fbem-31308	179	35	project	project	NOUN
fbem-31308	179	36	number	number	NOUN
fbem-31308	179	37	:	:	PUNCT
fbem-31308	179	38	202411540006	202411540006	NUM
fbem-31308	179	39	)	)	PUNCT
fbem-31308	180	1	133	133	NUM
fbem-31308	180	2	zhou	zhou	PROPN
fbem-31308	180	3	jincheng	jincheng	PROPN
fbem-31308	180	4	(	(	PUNCT
fbem-31308	180	5	2004-	2004-	NUM
fbem-31308	180	6	)	)	PUNCT
fbem-31308	180	7	,	,	PUNCT
fbem-31308	180	8	female	female	NOUN
fbem-31308	180	9	,	,	PUNCT
fbem-31308	180	10	a	a	DET
fbem-31308	180	11	student	student	NOUN
fbem-31308	180	12	majoring	major	VERB
fbem-31308	180	13	in	in	ADP
fbem-31308	180	14	credit	credit	NOUN
fbem-31308	180	15	risk	risk	NOUN
fbem-31308	180	16	management	management	NOUN
fbem-31308	180	17	and	and	CCONJ
fbem-31308	180	18	legal	legal	ADJ
fbem-31308	180	19	prevention	prevention	NOUN
fbem-31308	180	20	and	and	CCONJ
fbem-31308	180	21	control	control	NOUN
fbem-31308	180	22	at	at	ADP
fbem-31308	180	23	guangdong	guangdong	PROPN
fbem-31308	180	24	university	university	PROPN
fbem-31308	180	25	of	of	ADP
fbem-31308	180	26	finance	finance	NOUN
fbem-31308	180	27	,	,	PUNCT
fbem-31308	180	28	is	be	AUX
fbem-31308	180	29	the	the	DET
fbem-31308	180	30	leader	leader	NOUN
fbem-31308	180	31	of	of	ADP
fbem-31308	180	32	the	the	DET
fbem-31308	180	33	national	national	PROPN
fbem-31308	180	34	college	college	PROPN
fbem-31308	180	35	students	student	NOUN
fbem-31308	180	36	innovation	innovation	NOUN
fbem-31308	180	37	and	and	CCONJ
fbem-31308	180	38	entrepreneurship	entrepreneurship	NOUN
fbem-31308	180	39	training	training	NOUN
fbem-31308	180	40	project	project	NOUN
fbem-31308	180	41	"	"	PUNCT
fbem-31308	180	42	research	research	NOUN
fbem-31308	180	43	on	on	ADP
fbem-31308	180	44	legal	legal	ADJ
fbem-31308	180	45	governance	governance	NOUN
fbem-31308	180	46	strategies	strategy	NOUN
fbem-31308	180	47	of	of	ADP
fbem-31308	180	48	personal	personal	ADJ
fbem-31308	180	49	credit	credit	NOUN
fbem-31308	180	50	information	information	NOUN
fbem-31308	180	51	in	in	ADP
fbem-31308	180	52	the	the	DET
fbem-31308	180	53	digital	digital	ADJ
fbem-31308	180	54	economy	economy	NOUN
fbem-31308	180	55	era	era	NOUN
fbem-31308	180	56	"	"	PUNCT
fbem-31308	180	57	in	in	ADP
fbem-31308	180	58	2024	2024	NUM
fbem-31308	180	59	.	.	PUNCT
fbem-31308	181	1	wu	wu	PROPN
fbem-31308	181	2	qibiao	qibiao	PROPN
fbem-31308	181	3	(	(	PUNCT
fbem-31308	181	4	2003-	2003-	ADJ
fbem-31308	181	5	)	)	PUNCT
fbem-31308	181	6	,	,	PUNCT
fbem-31308	181	7	male	male	NOUN
fbem-31308	181	8	,	,	PUNCT
fbem-31308	181	9	a	a	DET
fbem-31308	181	10	student	student	NOUN
fbem-31308	181	11	majoring	major	VERB
fbem-31308	181	12	in	in	ADP
fbem-31308	181	13	credit	credit	NOUN
fbem-31308	181	14	risk	risk	NOUN
fbem-31308	181	15	management	management	NOUN
fbem-31308	181	16	and	and	CCONJ
fbem-31308	181	17	legal	legal	ADJ
fbem-31308	181	18	prevention	prevention	NOUN
fbem-31308	181	19	and	and	CCONJ
fbem-31308	181	20	control	control	NOUN
fbem-31308	181	21	at	at	ADP
fbem-31308	181	22	guangdong	guangdong	PROPN
fbem-31308	181	23	university	university	PROPN
fbem-31308	181	24	of	of	ADP
fbem-31308	181	25	finance	finance	NOUN
fbem-31308	181	26	,	,	PUNCT
fbem-31308	181	27	is	be	AUX
fbem-31308	181	28	a	a	DET
fbem-31308	181	29	member	member	NOUN
fbem-31308	181	30	of	of	ADP
fbem-31308	181	31	the	the	DET
fbem-31308	181	32	project	project	NOUN
fbem-31308	181	33	team	team	NOUN
fbem-31308	181	34	of	of	ADP
fbem-31308	181	35	"	"	PUNCT
fbem-31308	181	36	research	research	NOUN
fbem-31308	181	37	on	on	ADP
fbem-31308	181	38	legal	legal	ADJ
fbem-31308	181	39	governance	governance	NOUN
fbem-31308	181	40	strategies	strategy	NOUN
fbem-31308	181	41	of	of	ADP
fbem-31308	181	42	personal	personal	ADJ
fbem-31308	181	43	credit	credit	NOUN
fbem-31308	181	44	information	information	NOUN
fbem-31308	181	45	in	in	ADP
fbem-31308	181	46	the	the	DET
fbem-31308	181	47	era	era	NOUN
fbem-31308	181	48	of	of	ADP
fbem-31308	181	49	digital	digital	ADJ
fbem-31308	181	50	economy	economy	NOUN
fbem-31308	181	51	"	"	PUNCT
fbem-31308	181	52	of	of	ADP
fbem-31308	181	53	national	national	PROPN
fbem-31308	181	54	college	college	PROPN
fbem-31308	181	55	students	student	NOUN
fbem-31308	181	56	'	'	PART
fbem-31308	181	57	innovation	innovation	NOUN
fbem-31308	181	58	and	and	CCONJ
fbem-31308	181	59	entrepreneurship	entrepreneurship	NOUN
fbem-31308	181	60	training	training	NOUN
fbem-31308	181	61	project	project	NOUN
fbem-31308	181	62	in	in	ADP
fbem-31308	181	63	2024	2024	NUM
fbem-31308	181	64	.	.	PUNCT
fbem-31308	182	1	huang	huang	PROPN
fbem-31308	182	2	jiating	jiating	PROPN
fbem-31308	182	3	(	(	PUNCT
fbem-31308	182	4	2003-	2003-	ADJ
fbem-31308	182	5	)	)	PUNCT
fbem-31308	182	6	,	,	PUNCT
fbem-31308	182	7	female	female	NOUN
fbem-31308	182	8	,	,	PUNCT
fbem-31308	182	9	a	a	DET
fbem-31308	182	10	student	student	NOUN
fbem-31308	182	11	majoring	major	VERB
fbem-31308	182	12	in	in	ADP
fbem-31308	182	13	credit	credit	NOUN
fbem-31308	182	14	management	management	NOUN
fbem-31308	182	15	in	in	ADP
fbem-31308	182	16	guangdong	guangdong	PROPN
fbem-31308	182	17	university	university	PROPN
fbem-31308	182	18	of	of	ADP
fbem-31308	182	19	finance	finance	NOUN
fbem-31308	182	20	,	,	PUNCT
fbem-31308	182	21	is	be	AUX
fbem-31308	182	22	a	a	DET
fbem-31308	182	23	member	member	NOUN
fbem-31308	182	24	of	of	ADP
fbem-31308	182	25	the	the	DET
fbem-31308	182	26	project	project	NOUN
fbem-31308	182	27	team	team	NOUN
fbem-31308	182	28	of	of	ADP
fbem-31308	182	29	"	"	PUNCT
fbem-31308	182	30	research	research	NOUN
fbem-31308	182	31	on	on	ADP
fbem-31308	182	32	legal	legal	ADJ
fbem-31308	182	33	governance	governance	NOUN
fbem-31308	182	34	strategies	strategy	NOUN
fbem-31308	182	35	of	of	ADP
fbem-31308	182	36	personal	personal	ADJ
fbem-31308	182	37	credit	credit	NOUN
fbem-31308	182	38	information	information	NOUN
fbem-31308	182	39	in	in	ADP
fbem-31308	182	40	the	the	DET
fbem-31308	182	41	era	era	NOUN
fbem-31308	182	42	of	of	ADP
fbem-31308	182	43	digital	digital	ADJ
fbem-31308	182	44	economy	economy	NOUN
fbem-31308	182	45	"	"	PUNCT
fbem-31308	182	46	of	of	ADP
fbem-31308	182	47	the	the	DET
fbem-31308	182	48	national	national	PROPN
fbem-31308	182	49	college	college	PROPN
fbem-31308	182	50	students	student	NOUN
fbem-31308	182	51	'	'	PART
fbem-31308	182	52	innovation	innovation	NOUN
fbem-31308	182	53	and	and	CCONJ
fbem-31308	182	54	entrepreneurship	entrepreneurship	NOUN
fbem-31308	182	55	training	training	NOUN
fbem-31308	182	56	project	project	NOUN
fbem-31308	182	57	in	in	ADP
fbem-31308	182	58	2024	2024	NUM
fbem-31308	182	59	.	.	PUNCT
fbem-31308	183	1	han	han	PROPN
fbem-31308	183	2	jiayi	jiayi	PROPN
fbem-31308	183	3	(	(	PUNCT
fbem-31308	183	4	2004-	2004-	NUM
fbem-31308	183	5	)	)	PUNCT
fbem-31308	183	6	,	,	PUNCT
fbem-31308	183	7	female	female	NOUN
fbem-31308	183	8	,	,	PUNCT
fbem-31308	183	9	a	a	DET
fbem-31308	183	10	student	student	NOUN
fbem-31308	183	11	majoring	major	VERB
fbem-31308	183	12	in	in	ADP
fbem-31308	183	13	administration	administration	PROPN
fbem-31308	183	14	of	of	ADP
fbem-31308	183	15	guangdong	guangdong	PROPN
fbem-31308	183	16	university	university	PROPN
fbem-31308	183	17	of	of	ADP
fbem-31308	183	18	finance	finance	NOUN
fbem-31308	183	19	,	,	PUNCT
fbem-31308	183	20	is	be	AUX
fbem-31308	183	21	a	a	DET
fbem-31308	183	22	member	member	NOUN
fbem-31308	183	23	of	of	ADP
fbem-31308	183	24	the	the	DET
fbem-31308	183	25	project	project	NOUN
fbem-31308	183	26	team	team	NOUN
fbem-31308	183	27	of	of	ADP
fbem-31308	183	28	"	"	PUNCT
fbem-31308	183	29	research	research	NOUN
fbem-31308	183	30	on	on	ADP
fbem-31308	183	31	legal	legal	ADJ
fbem-31308	183	32	governance	governance	NOUN
fbem-31308	183	33	strategies	strategy	NOUN
fbem-31308	183	34	of	of	ADP
fbem-31308	183	35	personal	personal	ADJ
fbem-31308	183	36	credit	credit	NOUN
fbem-31308	183	37	information	information	NOUN
fbem-31308	183	38	in	in	ADP
fbem-31308	183	39	the	the	DET
fbem-31308	183	40	era	era	NOUN
fbem-31308	183	41	of	of	ADP
fbem-31308	183	42	digital	digital	ADJ
fbem-31308	183	43	economy	economy	NOUN
fbem-31308	183	44	"	"	PUNCT
fbem-31308	183	45	of	of	ADP
fbem-31308	183	46	the	the	DET
fbem-31308	183	47	national	national	PROPN
fbem-31308	183	48	college	college	PROPN
fbem-31308	183	49	students	student	NOUN
fbem-31308	183	50	innovation	innovation	NOUN
fbem-31308	183	51	and	and	CCONJ
fbem-31308	183	52	entrepreneurship	entrepreneurship	NOUN
fbem-31308	183	53	training	training	NOUN
fbem-31308	183	54	project	project	NOUN
fbem-31308	183	55	in	in	ADP
fbem-31308	183	56	2024	2024	NUM
fbem-31308	183	57	.	.	PUNCT
fbem-31308	184	1	reference	reference	NOUN
fbem-31308	184	2	[	[	X
fbem-31308	184	3	1	1	NUM
fbem-31308	184	4	]	]	X
fbem-31308	184	5	li	li	PROPN
fbem-31308	184	6	taiyi	taiyi	PROPN
fbem-31308	184	7	.	.	PUNCT
fbem-31308	185	1	improving	improve	VERB
fbem-31308	185	2	the	the	DET
fbem-31308	185	3	personal	personal	ADJ
fbem-31308	185	4	bankruptcy	bankruptcy	NOUN
fbem-31308	185	5	system	system	NOUN
fbem-31308	185	6	under	under	ADP
fbem-31308	185	7	the	the	DET
fbem-31308	185	8	perspective	perspective	NOUN
fbem-31308	185	9	of	of	ADP
fbem-31308	185	10	credit	credit	NOUN
fbem-31308	185	11	[	[	X
fbem-31308	185	12	d	d	X
fbem-31308	185	13	]	]	X
fbem-31308	185	14	.	.	PUNCT
fbem-31308	186	1	lanzhou	lanzhou	PROPN
fbem-31308	186	2	university	university	PROPN
fbem-31308	186	3	,	,	PUNCT
fbem-31308	186	4	2023	2023	NUM
fbem-31308	186	5	.	.	PUNCT
fbem-31308	187	1	[	[	X
fbem-31308	187	2	2	2	X
fbem-31308	187	3	]	]	X
fbem-31308	187	4	liu	liu	PROPN
fbem-31308	187	5	juan	juan	PROPN
fbem-31308	187	6	.	.	PUNCT
fbem-31308	188	1	on	on	ADP
fbem-31308	188	2	the	the	DET
fbem-31308	188	3	construction	construction	NOUN
fbem-31308	188	4	of	of	ADP
fbem-31308	188	5	personal	personal	ADJ
fbem-31308	188	6	bankruptcy	bankruptcy	NOUN
fbem-31308	188	7	exemption	exemption	NOUN
fbem-31308	188	8	system	system	NOUN
fbem-31308	188	9	in	in	ADP
fbem-31308	188	10	china	china	PROPN
fbem-31308	188	11	[	[	X
fbem-31308	188	12	d	d	X
fbem-31308	188	13	]	]	PUNCT
fbem-31308	188	14	.	.	PUNCT
fbem-31308	189	1	hebei	hebei	PROPN
fbem-31308	189	2	university	university	PROPN
fbem-31308	189	3	of	of	ADP
fbem-31308	189	4	economics	economic	NOUN
fbem-31308	189	5	and	and	CCONJ
fbem-31308	189	6	trade	trade	NOUN
fbem-31308	189	7	,	,	PUNCT
fbem-31308	189	8	2023	2023	NUM
fbem-31308	189	9	.	.	PUNCT
fbem-31308	190	1	[	[	X
fbem-31308	190	2	3	3	X
fbem-31308	190	3	]	]	X
fbem-31308	190	4	you	you	PRON
fbem-31308	190	5	bingning	bingne	VERB
fbem-31308	190	6	.	.	PUNCT
fbem-31308	191	1	the	the	DET
fbem-31308	191	2	conflict	conflict	NOUN
fbem-31308	191	3	of	of	ADP
fbem-31308	191	4	personal	personal	ADJ
fbem-31308	191	5	right	right	NOUN
fbem-31308	191	6	to	to	ADP
fbem-31308	191	7	bankruptcy	bankruptcy	NOUN
fbem-31308	191	8	and	and	CCONJ
fbem-31308	191	9	equity	equity	NOUN
fbem-31308	192	1	[	[	X
fbem-31308	192	2	d	d	X
fbem-31308	192	3	]	]	X
fbem-31308	192	4	.	.	PUNCT
fbem-31308	193	1	east	east	PROPN
fbem-31308	193	2	china	china	PROPN
fbem-31308	193	3	university	university	PROPN
fbem-31308	193	4	of	of	ADP
fbem-31308	193	5	political	political	ADJ
fbem-31308	193	6	science	science	NOUN
fbem-31308	193	7	and	and	CCONJ
fbem-31308	193	8	law	law	NOUN
fbem-31308	193	9	,	,	PUNCT
fbem-31308	193	10	2022	2022	NUM
fbem-31308	193	11	.	.	PUNCT
fbem-31308	194	1	[	[	X
fbem-31308	194	2	4	4	X
fbem-31308	194	3	]	]	PUNCT
fbem-31308	194	4	zhuang	zhuang	PROPN
fbem-31308	194	5	qinglan	qinglan	PROPN
fbem-31308	194	6	.	.	PUNCT
fbem-31308	195	1	research	research	NOUN
fbem-31308	195	2	on	on	ADP
fbem-31308	195	3	legal	legal	ADJ
fbem-31308	195	4	issues	issue	NOUN
fbem-31308	195	5	of	of	ADP
fbem-31308	195	6	credit	credit	NOUN
fbem-31308	195	7	mechanism	mechanism	NOUN
fbem-31308	195	8	innovation	innovation	NOUN
fbem-31308	195	9	from	from	ADP
fbem-31308	195	10	the	the	DET
fbem-31308	195	11	perspective	perspective	NOUN
fbem-31308	195	12	of	of	ADP
fbem-31308	195	13	personal	personal	ADJ
fbem-31308	195	14	bankruptcy	bankruptcy	NOUN
fbem-31308	196	1	[	[	X
fbem-31308	196	2	d	d	X
fbem-31308	196	3	]	]	X
fbem-31308	196	4	.	.	PUNCT
fbem-31308	197	1	east	east	PROPN
fbem-31308	197	2	china	china	PROPN
fbem-31308	197	3	university	university	PROPN
fbem-31308	197	4	of	of	ADP
fbem-31308	197	5	political	political	ADJ
fbem-31308	197	6	science	science	NOUN
fbem-31308	197	7	and	and	CCONJ
fbem-31308	197	8	law	law	NOUN
fbem-31308	197	9	,	,	PUNCT
fbem-31308	197	10	2022	2022	NUM
fbem-31308	197	11	.	.	PUNCT
fbem-31308	198	1	[	[	X
fbem-31308	198	2	5	5	NUM
fbem-31308	198	3	]	]	X
fbem-31308	198	4	wu	wu	PROPN
fbem-31308	198	5	tong	tong	PROPN
fbem-31308	198	6	,	,	PUNCT
fbem-31308	198	7	zhuang	zhuang	PROPN
fbem-31308	198	8	qinglan	qinglan	PROPN
fbem-31308	198	9	,	,	PUNCT
fbem-31308	198	10	and	and	CCONJ
fbem-31308	198	11	li	li	PROPN
fbem-31308	198	12	yue	yue	PROPN
fbem-31308	198	13	.	.	PUNCT
fbem-31308	199	1	a	a	DET
fbem-31308	199	2	study	study	NOUN
fbem-31308	199	3	on	on	ADP
fbem-31308	199	4	the	the	DET
fbem-31308	199	5	response	response	NOUN
fbem-31308	199	6	of	of	ADP
fbem-31308	199	7	a	a	DET
fbem-31308	199	8	functionally	functionally	ADV
fbem-31308	199	9	appropriate	appropriate	ADJ
fbem-31308	199	10	personal	personal	ADJ
fbem-31308	199	11	bankruptcy	bankruptcy	NOUN
fbem-31308	199	12	credit	credit	NOUN
fbem-31308	199	13	investigation	investigation	NOUN
fbem-31308	199	14	mechanism	mechanism	NOUN
fbem-31308	200	1	[	[	X
fbem-31308	200	2	j	j	X
fbem-31308	200	3	]	]	X
fbem-31308	200	4	.	.	PUNCT
fbem-31308	201	1	credit	credit	NOUN
fbem-31308	201	2	investigation	investigation	NOUN
fbem-31308	201	3	,	,	PUNCT
fbem-31308	201	4	2021,39	2021,39	NUM
fbem-31308	201	5	(	(	PUNCT
fbem-31308	201	6	12):46	12):46	NUM
fbem-31308	201	7	-	-	SYM
fbem-31308	201	8	54	54	NUM
fbem-31308	201	9	.	.	PUNCT
fbem-31308	202	1	[	[	X
fbem-31308	202	2	6	6	NUM
fbem-31308	202	3	]	]	PUNCT
fbem-31308	202	4	an	an	DET
fbem-31308	202	5	guangyong	guangyong	NOUN
fbem-31308	202	6	.	.	PUNCT
fbem-31308	203	1	design	design	NOUN
fbem-31308	203	2	of	of	ADP
fbem-31308	203	3	the	the	DET
fbem-31308	203	4	reward	reward	NOUN
fbem-31308	203	5	and	and	CCONJ
fbem-31308	203	6	punishment	punishment	NOUN
fbem-31308	203	7	mechanism	mechanism	NOUN
fbem-31308	203	8	in	in	ADP
fbem-31308	203	9	the	the	DET
fbem-31308	203	10	credit	credit	NOUN
fbem-31308	203	11	system	system	NOUN
fbem-31308	203	12	—	—	PUNCT
fbem-31308	203	13	—	—	PUNCT
fbem-31308	203	14	on	on	ADP
fbem-31308	203	15	effective	effective	ADJ
fbem-31308	203	16	ways	way	NOUN
fbem-31308	203	17	beyond	beyond	ADP
fbem-31308	203	18	punishment	punishment	NOUN
fbem-31308	203	19	[	[	X
fbem-31308	203	20	j	j	X
fbem-31308	203	21	]	]	X
fbem-31308	203	22	.	.	PUNCT
fbem-31308	204	1	china	china	PROPN
fbem-31308	204	2	credit	credit	NOUN
fbem-31308	204	3	,	,	PUNCT
fbem-31308	204	4	2021	2021	NUM
fbem-31308	204	5	,	,	PUNCT
fbem-31308	204	6	(	(	PUNCT
fbem-31308	204	7	11):113	11):113	NUM
fbem-31308	204	8	-	-	SYM
fbem-31308	204	9	116	116	NUM
fbem-31308	204	10	.	.	PUNCT
fbem-31308	205	1	[	[	X
fbem-31308	205	2	7	7	X
fbem-31308	205	3	]	]	X
fbem-31308	205	4	the	the	DET
fbem-31308	205	5	establishment	establishment	NOUN
fbem-31308	205	6	of	of	ADP
fbem-31308	205	7	personal	personal	ADJ
fbem-31308	205	8	bankruptcy	bankruptcy	NOUN
fbem-31308	205	9	system	system	NOUN
fbem-31308	205	10	will	will	AUX
fbem-31308	205	11	promote	promote	VERB
fbem-31308	205	12	the	the	DET
fbem-31308	205	13	construction	construction	NOUN
fbem-31308	205	14	of	of	ADP
fbem-31308	205	15	credit	credit	NOUN
fbem-31308	205	16	mechanism	mechanism	NOUN
fbem-31308	205	17	in	in	ADP
fbem-31308	205	18	market	market	NOUN
fbem-31308	205	19	economy	economy	NOUN
fbem-31308	206	1	[	[	X
fbem-31308	206	2	j	j	X
fbem-31308	206	3	]	]	X
fbem-31308	206	4	.	.	PUNCT
fbem-31308	207	1	china	china	PROPN
fbem-31308	207	2	credit	credit	NOUN
fbem-31308	207	3	,	,	PUNCT
fbem-31308	207	4	2021	2021	NUM
fbem-31308	207	5	,	,	PUNCT
fbem-31308	207	6	(	(	PUNCT
fbem-31308	207	7	10):124	10):124	NOUN
fbem-31308	207	8	.	.	PUNCT
fbem-31308	208	1	[	[	X
fbem-31308	208	2	8	8	X
fbem-31308	208	3	]	]	X
fbem-31308	208	4	zheng	zheng	PROPN
fbem-31308	208	5	xinghua	xinghua	PROPN
fbem-31308	208	6	and	and	CCONJ
fbem-31308	208	7	yang	yang	PROPN
fbem-31308	208	8	qing	qing	PROPN
fbem-31308	208	9	.	.	PUNCT
fbem-31308	209	1	credit	credit	NOUN
fbem-31308	209	2	reward	reward	NOUN
fbem-31308	209	3	and	and	CCONJ
fbem-31308	209	4	punishment	punishment	NOUN
fbem-31308	209	5	mechanism	mechanism	NOUN
fbem-31308	209	6	in	in	ADP
fbem-31308	209	7	the	the	DET
fbem-31308	209	8	construction	construction	NOUN
fbem-31308	209	9	of	of	ADP
fbem-31308	209	10	personal	personal	ADJ
fbem-31308	209	11	bankruptcy	bankruptcy	NOUN
fbem-31308	209	12	system	system	NOUN
fbem-31308	210	1	[	[	X
fbem-31308	210	2	j	j	X
fbem-31308	210	3	]	]	X
fbem-31308	210	4	.	.	PUNCT
fbem-31308	211	1	nanhai	nanhai	PROPN
fbem-31308	211	2	law	law	PROPN
fbem-31308	211	3	,	,	PUNCT
fbem-31308	211	4	2021,5	2021,5	NUM
fbem-31308	211	5	(	(	PUNCT
fbem-31308	211	6	05):78	05):78	NUM
fbem-31308	211	7	-	-	NOUN
fbem-31308	211	8	84	84	NUM
fbem-31308	211	9	.	.	PUNCT
fbem-31308	212	1	[	[	X
fbem-31308	212	2	9	9	NUM
fbem-31308	212	3	]	]	SYM
fbem-31308	212	4	li	li	PROPN
fbem-31308	212	5	songnan	songnan	PROPN
fbem-31308	212	6	.	.	PUNCT
fbem-31308	213	1	further	far	ADV
fbem-31308	213	2	optimizing	optimize	VERB
fbem-31308	213	3	the	the	DET
fbem-31308	213	4	business	business	NOUN
fbem-31308	213	5	environment	environment	NOUN
fbem-31308	213	6	with	with	ADP
fbem-31308	213	7	the	the	DET
fbem-31308	213	8	personal	personal	ADJ
fbem-31308	213	9	bankruptcy	bankruptcy	NOUN
fbem-31308	213	10	system	system	NOUN
fbem-31308	213	11	[	[	X
fbem-31308	213	12	j	j	X
fbem-31308	213	13	]	]	X
fbem-31308	213	14	.	.	PUNCT
fbem-31308	214	1	guangxi	guangxi	PROPN
fbem-31308	214	2	quality	quality	PROPN
fbem-31308	214	3	supervision	supervision	NOUN
fbem-31308	214	4	guide	guide	NOUN
fbem-31308	214	5	,	,	PUNCT
fbem-31308	214	6	2021	2021	NUM
fbem-31308	214	7	,	,	PUNCT
fbem-31308	214	8	(	(	PUNCT
fbem-31308	214	9	03):290	03):290	NOUN
fbem-31308	214	10	-	-	PUNCT
fbem-31308	214	11	292	292	NUM
fbem-31308	214	12	.	.	PUNCT
fbem-31308	215	1	[	[	X
fbem-31308	215	2	10	10	NUM
fbem-31308	215	3	]	]	X
fbem-31308	215	4	zhang	zhang	PROPN
fbem-31308	215	5	xiaoran	xiaoran	PROPN
fbem-31308	215	6	,	,	PUNCT
fbem-31308	215	7	literature	literature	NOUN
fbem-31308	215	8	.	.	PUNCT
fbem-31308	216	1	normative	normative	ADJ
fbem-31308	216	2	research	research	NOUN
fbem-31308	216	3	on	on	ADP
fbem-31308	216	4	china	china	PROPN
fbem-31308	216	5	's	's	PART
fbem-31308	216	6	construction	construction	NOUN
fbem-31308	216	7	of	of	ADP
fbem-31308	216	8	personal	personal	ADJ
fbem-31308	216	9	bankruptcy	bankruptcy	NOUN
fbem-31308	216	10	mechanism	mechanism	NOUN
fbem-31308	216	11	:	:	PUNCT
fbem-31308	216	12	problems	problem	NOUN
fbem-31308	216	13	,	,	PUNCT
fbem-31308	216	14	regulation	regulation	NOUN
fbem-31308	216	15	and	and	CCONJ
fbem-31308	216	16	approach	approach	NOUN
fbem-31308	216	17	[	[	X
fbem-31308	216	18	j	j	X
fbem-31308	216	19	]	]	X
fbem-31308	216	20	.	.	PUNCT
fbem-31308	217	1	southern	southern	ADJ
fbem-31308	217	2	finance	finance	NOUN
fbem-31308	217	3	,	,	PUNCT
fbem-31308	217	4	2021	2021	NUM
fbem-31308	217	5	,	,	PUNCT
fbem-31308	217	6	(	(	PUNCT
fbem-31308	217	7	01):8090	01):8090	NOUN
fbem-31308	217	8	.	.	PUNCT
fbem-31308	218	1	[	[	X
fbem-31308	218	2	11	11	NUM
fbem-31308	218	3	]	]	X
fbem-31308	218	4	zhang	zhang	PROPN
fbem-31308	218	5	xiaoran	xiaoran	PROPN
fbem-31308	218	6	.	.	PUNCT
fbem-31308	219	1	theoretical	theoretical	ADJ
fbem-31308	219	2	research	research	NOUN
fbem-31308	219	3	on	on	ADP
fbem-31308	219	4	the	the	DET
fbem-31308	219	5	construction	construction	NOUN
fbem-31308	219	6	of	of	ADP
fbem-31308	219	7	personal	personal	ADJ
fbem-31308	219	8	credit	credit	NOUN
fbem-31308	219	9	mechanism	mechanism	NOUN
fbem-31308	219	10	—	—	PUNCT
fbem-31308	219	11	—	—	PUNCT
fbem-31308	219	12	from	from	ADP
fbem-31308	219	13	the	the	DET
fbem-31308	219	14	perspective	perspective	NOUN
fbem-31308	219	15	of	of	ADP
fbem-31308	219	16	information	information	NOUN
fbem-31308	219	17	economics	economic	NOUN
fbem-31308	220	1	[	[	X
fbem-31308	220	2	j	j	X
fbem-31308	220	3	]	]	X
fbem-31308	220	4	.	.	PUNCT
fbem-31308	221	1	credit	credit	NOUN
fbem-31308	221	2	investigation	investigation	NOUN
fbem-31308	221	3	,	,	PUNCT
fbem-31308	221	4	2020,38	2020,38	NUM
fbem-31308	221	5	(	(	PUNCT
fbem-31308	221	6	05):37	05):37	NUM
fbem-31308	221	7	-	-	SYM
fbem-31308	221	8	43	43	NUM
fbem-31308	221	9	.	.	PUNCT