id	sid	tid	token	lemma	pos
fbem-31491	1	1	frontiers	frontier	NOUN
fbem-31491	1	2	in	in	ADP
fbem-31491	1	3	business	business	NOUN
fbem-31491	1	4	,	,	PUNCT
fbem-31491	1	5	economics	economic	NOUN
fbem-31491	1	6	and	and	CCONJ
fbem-31491	1	7	management	management	NOUN
fbem-31491	1	8	issn	issn	PROPN
fbem-31491	1	9	:	:	PUNCT
fbem-31491	1	10	2766	2766	NUM
fbem-31491	1	11	-	-	PUNCT
fbem-31491	1	12	824x	824x	NUM
fbem-31491	1	13	|	|	ADJ
fbem-31491	1	14	vol	vol	NOUN
fbem-31491	1	15	.	.	PROPN
fbem-31491	1	16	20	20	NUM
fbem-31491	1	17	,	,	PUNCT
fbem-31491	1	18	no	no	INTJ
fbem-31491	1	19	.	.	NOUN
fbem-31491	1	20	2	2	NUM
fbem-31491	1	21	,	,	PUNCT
fbem-31491	1	22	2025	2025	NUM
fbem-31491	1	23	48	48	NUM
fbem-31491	1	24	the	the	DET
fbem-31491	1	25	impact	impact	NOUN
fbem-31491	1	26	of	of	ADP
fbem-31491	1	27	internet	internet	NOUN
fbem-31491	1	28	finance	finance	NOUN
fbem-31491	1	29	on	on	ADP
fbem-31491	1	30	commercial	commercial	ADJ
fbem-31491	1	31	banks	bank	NOUN
fbem-31491	1	32	-taking	-take	VERB
fbem-31491	1	33	changzhou	changzhou	PROPN
fbem-31491	1	34	construction	construction	PROPN
fbem-31491	1	35	bank	bank	PROPN
fbem-31491	1	36	as	as	ADP
fbem-31491	1	37	an	an	DET
fbem-31491	1	38	example	example	NOUN
fbem-31491	1	39	li	li	PROPN
fbem-31491	1	40	zheng	zheng	PROPN
fbem-31491	1	41	school	school	PROPN
fbem-31491	1	42	of	of	ADP
fbem-31491	1	43	economics	economic	NOUN
fbem-31491	1	44	,	,	PUNCT
fbem-31491	1	45	guangxi	guangxi	PROPN
fbem-31491	1	46	university	university	PROPN
fbem-31491	1	47	for	for	ADP
fbem-31491	1	48	nationalities	nationality	NOUN
fbem-31491	1	49	,	,	PUNCT
fbem-31491	1	50	china	china	PROPN
fbem-31491	1	51	abstract	abstract	NOUN
fbem-31491	1	52	:	:	PUNCT
fbem-31491	1	53	the	the	DET
fbem-31491	1	54	rapid	rapid	ADJ
fbem-31491	1	55	development	development	NOUN
fbem-31491	1	56	of	of	ADP
fbem-31491	1	57	internet	internet	NOUN
fbem-31491	1	58	technology	technology	NOUN
fbem-31491	1	59	has	have	AUX
fbem-31491	1	60	brought	bring	VERB
fbem-31491	1	61	new	new	ADJ
fbem-31491	1	62	development	development	NOUN
fbem-31491	1	63	opportunities	opportunity	NOUN
fbem-31491	1	64	to	to	ADP
fbem-31491	1	65	the	the	DET
fbem-31491	1	66	financial	financial	ADJ
fbem-31491	1	67	industry	industry	NOUN
fbem-31491	1	68	.	.	PUNCT
fbem-31491	2	1	at	at	ADP
fbem-31491	2	2	the	the	DET
fbem-31491	2	3	same	same	ADJ
fbem-31491	2	4	time	time	NOUN
fbem-31491	2	5	,	,	PUNCT
fbem-31491	2	6	the	the	DET
fbem-31491	2	7	new	new	ADJ
fbem-31491	2	8	combination	combination	NOUN
fbem-31491	2	9	of	of	ADP
fbem-31491	2	10	internet	internet	NOUN
fbem-31491	2	11	and	and	CCONJ
fbem-31491	2	12	finance	finance	NOUN
fbem-31491	2	13	has	have	AUX
fbem-31491	2	14	also	also	ADV
fbem-31491	2	15	brought	bring	VERB
fbem-31491	2	16	a	a	DET
fbem-31491	2	17	huge	huge	ADJ
fbem-31491	2	18	impact	impact	NOUN
fbem-31491	2	19	to	to	ADP
fbem-31491	2	20	traditional	traditional	ADJ
fbem-31491	2	21	commercial	commercial	ADJ
fbem-31491	2	22	banks	bank	NOUN
fbem-31491	2	23	.	.	PUNCT
fbem-31491	3	1	the	the	DET
fbem-31491	3	2	rapid	rapid	ADJ
fbem-31491	3	3	development	development	NOUN
fbem-31491	3	4	of	of	ADP
fbem-31491	3	5	internet	internet	NOUN
fbem-31491	3	6	finance	finance	NOUN
fbem-31491	3	7	is	be	AUX
fbem-31491	3	8	both	both	CCONJ
fbem-31491	3	9	a	a	DET
fbem-31491	3	10	challenge	challenge	NOUN
fbem-31491	3	11	and	and	CCONJ
fbem-31491	3	12	an	an	DET
fbem-31491	3	13	opportunity	opportunity	NOUN
fbem-31491	3	14	for	for	ADP
fbem-31491	3	15	changzhou	changzhou	PROPN
fbem-31491	3	16	construction	construction	PROPN
fbem-31491	3	17	bank	bank	PROPN
fbem-31491	3	18	and	and	CCONJ
fbem-31491	3	19	other	other	ADJ
fbem-31491	3	20	traditional	traditional	ADJ
fbem-31491	3	21	commercial	commercial	ADJ
fbem-31491	3	22	banks	bank	NOUN
fbem-31491	3	23	.	.	PUNCT
fbem-31491	4	1	for	for	ADP
fbem-31491	4	2	this	this	DET
fbem-31491	4	3	reason	reason	NOUN
fbem-31491	4	4	,	,	PUNCT
fbem-31491	4	5	this	this	DET
fbem-31491	4	6	paper	paper	NOUN
fbem-31491	4	7	first	first	ADV
fbem-31491	4	8	expounds	expound	VERB
fbem-31491	4	9	the	the	DET
fbem-31491	4	10	basic	basic	ADJ
fbem-31491	4	11	concept	concept	NOUN
fbem-31491	4	12	of	of	ADP
fbem-31491	4	13	internet	internet	NOUN
fbem-31491	4	14	finance	finance	NOUN
fbem-31491	4	15	,	,	PUNCT
fbem-31491	4	16	and	and	CCONJ
fbem-31491	4	17	then	then	ADV
fbem-31491	4	18	introduces	introduce	VERB
fbem-31491	4	19	the	the	DET
fbem-31491	4	20	advantages	advantage	NOUN
fbem-31491	4	21	of	of	ADP
fbem-31491	4	22	internet	internet	NOUN
fbem-31491	4	23	finance	finance	NOUN
fbem-31491	4	24	,	,	PUNCT
fbem-31491	4	25	internet	internet	NOUN
fbem-31491	4	26	financial	financial	ADJ
fbem-31491	4	27	risks	risk	NOUN
fbem-31491	4	28	and	and	CCONJ
fbem-31491	4	29	the	the	DET
fbem-31491	4	30	causes	cause	NOUN
fbem-31491	4	31	of	of	ADP
fbem-31491	4	32	internet	internet	NOUN
fbem-31491	4	33	financial	financial	ADJ
fbem-31491	4	34	risks	risk	NOUN
fbem-31491	4	35	.	.	PUNCT
fbem-31491	5	1	secondly	secondly	ADV
fbem-31491	5	2	,	,	PUNCT
fbem-31491	5	3	taking	take	VERB
fbem-31491	5	4	changzhou	changzhou	PROPN
fbem-31491	5	5	construction	construction	PROPN
fbem-31491	5	6	bank	bank	PROPN
fbem-31491	5	7	as	as	ADP
fbem-31491	5	8	an	an	DET
fbem-31491	5	9	example	example	NOUN
fbem-31491	5	10	,	,	PUNCT
fbem-31491	5	11	this	this	DET
fbem-31491	5	12	paper	paper	NOUN
fbem-31491	5	13	briefly	briefly	NOUN
fbem-31491	5	14	introduces	introduce	VERB
fbem-31491	5	15	the	the	DET
fbem-31491	5	16	development	development	NOUN
fbem-31491	5	17	status	status	NOUN
fbem-31491	5	18	and	and	CCONJ
fbem-31491	5	19	advantages	advantage	NOUN
fbem-31491	5	20	of	of	ADP
fbem-31491	5	21	changzhou	changzhou	PROPN
fbem-31491	5	22	construction	construction	PROPN
fbem-31491	5	23	bank	bank	PROPN
fbem-31491	5	24	,	,	PUNCT
fbem-31491	5	25	and	and	CCONJ
fbem-31491	5	26	further	far	ADV
fbem-31491	5	27	analyzes	analyze	VERB
fbem-31491	5	28	the	the	DET
fbem-31491	5	29	problems	problem	NOUN
fbem-31491	5	30	of	of	ADP
fbem-31491	5	31	changzhou	changzhou	PROPN
fbem-31491	5	32	construction	construction	PROPN
fbem-31491	5	33	bank	bank	PROPN
fbem-31491	5	34	under	under	ADP
fbem-31491	5	35	the	the	DET
fbem-31491	5	36	background	background	NOUN
fbem-31491	5	37	of	of	ADP
fbem-31491	5	38	internet	internet	NOUN
fbem-31491	5	39	finance	finance	NOUN
fbem-31491	5	40	.	.	PUNCT
fbem-31491	6	1	and	and	CCONJ
fbem-31491	6	2	further	far	ADV
fbem-31491	6	3	analyzed	analyze	VERB
fbem-31491	6	4	the	the	DET
fbem-31491	6	5	reasons	reason	NOUN
fbem-31491	6	6	for	for	ADP
fbem-31491	6	7	the	the	DET
fbem-31491	6	8	problems	problem	NOUN
fbem-31491	6	9	of	of	ADP
fbem-31491	6	10	changzhou	changzhou	PROPN
fbem-31491	6	11	construction	construction	PROPN
fbem-31491	6	12	bank	bank	PROPN
fbem-31491	6	13	under	under	ADP
fbem-31491	6	14	the	the	DET
fbem-31491	6	15	internet	internet	NOUN
fbem-31491	6	16	background	background	NOUN
fbem-31491	6	17	.	.	PUNCT
fbem-31491	7	1	at	at	ADP
fbem-31491	7	2	the	the	DET
fbem-31491	7	3	end	end	NOUN
fbem-31491	7	4	of	of	ADP
fbem-31491	7	5	the	the	DET
fbem-31491	7	6	summary	summary	NOUN
fbem-31491	7	7	,	,	PUNCT
fbem-31491	7	8	from	from	ADP
fbem-31491	7	9	the	the	DET
fbem-31491	7	10	perspective	perspective	NOUN
fbem-31491	7	11	of	of	ADP
fbem-31491	7	12	economic	economic	ADJ
fbem-31491	7	13	development	development	NOUN
fbem-31491	7	14	,	,	PUNCT
fbem-31491	7	15	internet	internet	NOUN
fbem-31491	7	16	finance	finance	NOUN
fbem-31491	7	17	is	be	AUX
fbem-31491	7	18	a	a	DET
fbem-31491	7	19	major	major	ADJ
fbem-31491	7	20	direction	direction	NOUN
fbem-31491	7	21	that	that	PRON
fbem-31491	7	22	facilitates	facilitate	VERB
fbem-31491	7	23	people	people	NOUN
fbem-31491	7	24	's	's	PART
fbem-31491	7	25	life	life	NOUN
fbem-31491	7	26	and	and	CCONJ
fbem-31491	7	27	work	work	NOUN
fbem-31491	7	28	,	,	PUNCT
fbem-31491	7	29	with	with	ADP
fbem-31491	7	30	distinctive	distinctive	ADJ
fbem-31491	7	31	characteristics	characteristic	NOUN
fbem-31491	7	32	of	of	ADP
fbem-31491	7	33	the	the	DET
fbem-31491	7	34	times	time	NOUN
fbem-31491	7	35	.	.	PUNCT
fbem-31491	8	1	changzhou	changzhou	PROPN
fbem-31491	8	2	construction	construction	PROPN
fbem-31491	8	3	bank	bank	PROPN
fbem-31491	8	4	needs	need	VERB
fbem-31491	8	5	to	to	PART
fbem-31491	8	6	adapt	adapt	VERB
fbem-31491	8	7	to	to	ADP
fbem-31491	8	8	the	the	DET
fbem-31491	8	9	changes	change	NOUN
fbem-31491	8	10	of	of	ADP
fbem-31491	8	11	the	the	DET
fbem-31491	8	12	times	time	NOUN
fbem-31491	8	13	,	,	PUNCT
fbem-31491	8	14	provide	provide	VERB
fbem-31491	8	15	security	security	NOUN
fbem-31491	8	16	guarantees	guarantee	NOUN
fbem-31491	8	17	,	,	PUNCT
fbem-31491	8	18	give	give	VERB
fbem-31491	8	19	full	full	ADJ
fbem-31491	8	20	play	play	NOUN
fbem-31491	8	21	to	to	ADP
fbem-31491	8	22	its	its	PRON
fbem-31491	8	23	advantages	advantage	NOUN
fbem-31491	8	24	under	under	ADP
fbem-31491	8	25	the	the	DET
fbem-31491	8	26	condition	condition	NOUN
fbem-31491	8	27	of	of	ADP
fbem-31491	8	28	full	full	ADJ
fbem-31491	8	29	integration	integration	NOUN
fbem-31491	8	30	with	with	ADP
fbem-31491	8	31	the	the	DET
fbem-31491	8	32	internet	internet	NOUN
fbem-31491	8	33	,	,	PUNCT
fbem-31491	8	34	and	and	CCONJ
fbem-31491	8	35	promote	promote	VERB
fbem-31491	8	36	the	the	DET
fbem-31491	8	37	sustainable	sustainable	ADJ
fbem-31491	8	38	and	and	CCONJ
fbem-31491	8	39	healthy	healthy	ADJ
fbem-31491	8	40	development	development	NOUN
fbem-31491	8	41	of	of	ADP
fbem-31491	8	42	changzhou	changzhou	PROPN
fbem-31491	8	43	's	's	PART
fbem-31491	8	44	economy	economy	NOUN
fbem-31491	8	45	.	.	PUNCT
fbem-31491	9	1	keywords	keyword	NOUN
fbem-31491	9	2	:	:	PUNCT
fbem-31491	9	3	internet	internet	NOUN
fbem-31491	9	4	finance	finance	NOUN
fbem-31491	9	5	;	;	PUNCT
fbem-31491	9	6	commercial	commercial	ADJ
fbem-31491	9	7	banks	bank	NOUN
fbem-31491	9	8	;	;	PUNCT
fbem-31491	9	9	trading	trading	NOUN
fbem-31491	9	10	risk	risk	NOUN
fbem-31491	9	11	;	;	PUNCT
fbem-31491	9	12	regulatory	regulatory	ADJ
fbem-31491	9	13	risk	risk	NOUN
fbem-31491	9	14	.	.	PUNCT
fbem-31491	10	1	1	1	X
fbem-31491	10	2	.	.	X
fbem-31491	10	3	introduction	introduction	NOUN
fbem-31491	10	4	the	the	DET
fbem-31491	10	5	rise	rise	NOUN
fbem-31491	10	6	of	of	ADP
fbem-31491	10	7	internet	internet	NOUN
fbem-31491	10	8	finance	finance	NOUN
fbem-31491	10	9	(	(	PUNCT
fbem-31491	10	10	marked	mark	VERB
fbem-31491	10	11	by	by	ADP
fbem-31491	10	12	the	the	DET
fbem-31491	10	13	u.s	u.s	PROPN
fbem-31491	10	14	.	.	PROPN
fbem-31491	10	15	sfnb	sfnb	PROPN
fbem-31491	10	16	in	in	ADP
fbem-31491	10	17	1995	1995	NUM
fbem-31491	10	18	and	and	CCONJ
fbem-31491	10	19	china	china	PROPN
fbem-31491	10	20	's	's	PART
fbem-31491	10	21	"	"	PUNCT
fbem-31491	10	22	yu'e	yu'e	PROPN
fbem-31491	10	23	bao	bao	PROPN
fbem-31491	10	24	"	"	PUNCT
fbem-31491	10	25	in	in	ADP
fbem-31491	10	26	2013	2013	NUM
fbem-31491	10	27	)	)	PUNCT
fbem-31491	10	28	has	have	AUX
fbem-31491	10	29	profoundly	profoundly	ADV
fbem-31491	10	30	reshaped	reshape	VERB
fbem-31491	10	31	the	the	DET
fbem-31491	10	32	financial	financial	ADJ
fbem-31491	10	33	industry	industry	NOUN
fbem-31491	10	34	.	.	PUNCT
fbem-31491	11	1	with	with	ADP
fbem-31491	11	2	its	its	PRON
fbem-31491	11	3	advantages	advantage	NOUN
fbem-31491	11	4	of	of	ADP
fbem-31491	11	5	convenience	convenience	NOUN
fbem-31491	11	6	,	,	PUNCT
fbem-31491	11	7	efficiency	efficiency	NOUN
fbem-31491	11	8	,	,	PUNCT
fbem-31491	11	9	and	and	CCONJ
fbem-31491	11	10	low	low	ADJ
fbem-31491	11	11	cost	cost	NOUN
fbem-31491	11	12	,	,	PUNCT
fbem-31491	11	13	it	it	PRON
fbem-31491	11	14	poses	pose	VERB
fbem-31491	11	15	a	a	DET
fbem-31491	11	16	comprehensive	comprehensive	ADJ
fbem-31491	11	17	challenge	challenge	NOUN
fbem-31491	11	18	to	to	ADP
fbem-31491	11	19	commercial	commercial	ADJ
fbem-31491	11	20	banks	bank	NOUN
fbem-31491	11	21	that	that	PRON
fbem-31491	11	22	rely	rely	VERB
fbem-31491	11	23	on	on	ADP
fbem-31491	11	24	traditional	traditional	ADJ
fbem-31491	11	25	branches	branch	NOUN
fbem-31491	11	26	and	and	CCONJ
fbem-31491	11	27	service	service	NOUN
fbem-31491	11	28	models	model	NOUN
fbem-31491	11	29	:	:	PUNCT
fbem-31491	11	30	core	core	NOUN
fbem-31491	11	31	businesses	business	NOUN
fbem-31491	11	32	(	(	PUNCT
fbem-31491	11	33	such	such	ADJ
fbem-31491	11	34	as	as	ADP
fbem-31491	11	35	payments	payment	NOUN
fbem-31491	11	36	,	,	PUNCT
fbem-31491	11	37	deposits	deposit	NOUN
fbem-31491	11	38	and	and	CCONJ
fbem-31491	11	39	loans	loan	NOUN
fbem-31491	11	40	,	,	PUNCT
fbem-31491	11	41	and	and	CCONJ
fbem-31491	11	42	wealth	wealth	NOUN
fbem-31491	11	43	management	management	NOUN
fbem-31491	11	44	)	)	PUNCT
fbem-31491	11	45	are	be	AUX
fbem-31491	11	46	facing	face	VERB
fbem-31491	11	47	diversion	diversion	NOUN
fbem-31491	11	48	,	,	PUNCT
fbem-31491	11	49	the	the	DET
fbem-31491	11	50	position	position	NOUN
fbem-31491	11	51	of	of	ADP
fbem-31491	11	52	financial	financial	ADJ
fbem-31491	11	53	intermediaries	intermediary	NOUN
fbem-31491	11	54	is	be	AUX
fbem-31491	11	55	weakened	weaken	VERB
fbem-31491	11	56	,	,	PUNCT
fbem-31491	11	57	and	and	CCONJ
fbem-31491	11	58	the	the	DET
fbem-31491	11	59	existing	exist	VERB
fbem-31491	11	60	regulatory	regulatory	ADJ
fbem-31491	11	61	system	system	NOUN
fbem-31491	11	62	is	be	AUX
fbem-31491	11	63	facing	face	VERB
fbem-31491	11	64	new	new	ADJ
fbem-31491	11	65	challenges	challenge	NOUN
fbem-31491	11	66	.	.	PUNCT
fbem-31491	12	1	as	as	ADP
fbem-31491	12	2	an	an	DET
fbem-31491	12	3	important	important	ADJ
fbem-31491	12	4	state	state	NOUN
fbem-31491	12	5	-	-	PUNCT
fbem-31491	12	6	owned	own	VERB
fbem-31491	12	7	commercial	commercial	ADJ
fbem-31491	12	8	bank	bank	NOUN
fbem-31491	12	9	in	in	ADP
fbem-31491	12	10	the	the	DET
fbem-31491	12	11	changzhou	changzhou	PROPN
fbem-31491	12	12	region	region	NOUN
fbem-31491	12	13	,	,	PUNCT
fbem-31491	12	14	changzhou	changzhou	PROPN
fbem-31491	12	15	construction	construction	PROPN
fbem-31491	12	16	bank	bank	PROPN
fbem-31491	12	17	(	(	PUNCT
fbem-31491	12	18	hereinafter	hereinafter	NOUN
fbem-31491	12	19	referred	refer	VERB
fbem-31491	12	20	to	to	ADP
fbem-31491	12	21	as	as	ADP
fbem-31491	12	22	"	"	PUNCT
fbem-31491	12	23	changzhou	changzhou	PROPN
fbem-31491	12	24	construction	construction	PROPN
fbem-31491	12	25	bank	bank	PROPN
fbem-31491	12	26	"	"	PUNCT
fbem-31491	12	27	)	)	PUNCT
fbem-31491	12	28	has	have	VERB
fbem-31491	12	29	strong	strong	ADJ
fbem-31491	12	30	capital	capital	NOUN
fbem-31491	12	31	,	,	PUNCT
fbem-31491	12	32	well	well	ADV
fbem-31491	12	33	-	-	PUNCT
fbem-31491	12	34	known	know	VERB
fbem-31491	12	35	brand	brand	NOUN
fbem-31491	12	36	,	,	PUNCT
fbem-31491	12	37	and	and	CCONJ
fbem-31491	12	38	extensive	extensive	ADJ
fbem-31491	12	39	network	network	NOUN
fbem-31491	12	40	,	,	PUNCT
fbem-31491	12	41	playing	play	VERB
fbem-31491	12	42	a	a	DET
fbem-31491	12	43	key	key	ADJ
fbem-31491	12	44	role	role	NOUN
fbem-31491	12	45	in	in	ADP
fbem-31491	12	46	the	the	DET
fbem-31491	12	47	local	local	ADJ
fbem-31491	12	48	economy	economy	NOUN
fbem-31491	12	49	.	.	PUNCT
fbem-31491	13	1	however	however	ADV
fbem-31491	13	2	,	,	PUNCT
fbem-31491	13	3	under	under	ADP
fbem-31491	13	4	the	the	DET
fbem-31491	13	5	wave	wave	NOUN
fbem-31491	13	6	of	of	ADP
fbem-31491	13	7	internet	internet	NOUN
fbem-31491	13	8	finance	finance	NOUN
fbem-31491	13	9	,	,	PUNCT
fbem-31491	13	10	it	it	PRON
fbem-31491	13	11	also	also	ADV
fbem-31491	13	12	felt	feel	VERB
fbem-31491	13	13	the	the	DET
fbem-31491	13	14	impact	impact	NOUN
fbem-31491	13	15	of	of	ADP
fbem-31491	13	16	business	business	NOUN
fbem-31491	13	17	growth	growth	NOUN
fbem-31491	13	18	pressure	pressure	NOUN
fbem-31491	13	19	,	,	PUNCT
fbem-31491	13	20	changes	change	NOUN
fbem-31491	13	21	in	in	ADP
fbem-31491	13	22	customer	customer	NOUN
fbem-31491	13	23	habits	habit	NOUN
fbem-31491	13	24	,	,	PUNCT
fbem-31491	13	25	and	and	CCONJ
fbem-31491	13	26	reshaping	reshape	VERB
fbem-31491	13	27	of	of	ADP
fbem-31491	13	28	the	the	DET
fbem-31491	13	29	competitive	competitive	ADJ
fbem-31491	13	30	landscape	landscape	NOUN
fbem-31491	13	31	.	.	PUNCT
fbem-31491	14	1	at	at	ADP
fbem-31491	14	2	the	the	DET
fbem-31491	14	3	same	same	ADJ
fbem-31491	14	4	time	time	NOUN
fbem-31491	14	5	,	,	PUNCT
fbem-31491	14	6	it	it	PRON
fbem-31491	14	7	also	also	ADV
fbem-31491	14	8	welcomed	welcome	VERB
fbem-31491	14	9	the	the	DET
fbem-31491	14	10	opportunity	opportunity	NOUN
fbem-31491	14	11	to	to	PART
fbem-31491	14	12	use	use	VERB
fbem-31491	14	13	technology	technology	NOUN
fbem-31491	14	14	to	to	PART
fbem-31491	14	15	empower	empower	VERB
fbem-31491	14	16	,	,	PUNCT
fbem-31491	14	17	expand	expand	VERB
fbem-31491	14	18	service	service	NOUN
fbem-31491	14	19	boundaries	boundary	NOUN
fbem-31491	14	20	,	,	PUNCT
fbem-31491	14	21	and	and	CCONJ
fbem-31491	14	22	improve	improve	VERB
fbem-31491	14	23	efficiency	efficiency	NOUN
fbem-31491	14	24	.	.	PUNCT
fbem-31491	15	1	this	this	DET
fbem-31491	15	2	paper	paper	NOUN
fbem-31491	15	3	aims	aim	VERB
fbem-31491	15	4	to	to	PART
fbem-31491	15	5	deeply	deeply	ADV
fbem-31491	15	6	analyze	analyze	VERB
fbem-31491	15	7	the	the	DET
fbem-31491	15	8	specific	specific	ADJ
fbem-31491	15	9	impact	impact	NOUN
fbem-31491	15	10	of	of	ADP
fbem-31491	15	11	internet	internet	NOUN
fbem-31491	15	12	finance	finance	NOUN
fbem-31491	15	13	on	on	ADP
fbem-31491	15	14	the	the	DET
fbem-31491	15	15	operation	operation	NOUN
fbem-31491	15	16	of	of	ADP
fbem-31491	15	17	changzhou	changzhou	PROPN
fbem-31491	15	18	construction	construction	PROPN
fbem-31491	15	19	bank	bank	PROPN
fbem-31491	15	20	,	,	PUNCT
fbem-31491	15	21	reveal	reveal	VERB
fbem-31491	15	22	the	the	DET
fbem-31491	15	23	problems	problem	NOUN
fbem-31491	15	24	in	in	ADP
fbem-31491	15	25	its	its	PRON
fbem-31491	15	26	current	current	ADJ
fbem-31491	15	27	transformation	transformation	NOUN
fbem-31491	15	28	,	,	PUNCT
fbem-31491	15	29	and	and	CCONJ
fbem-31491	15	30	propose	propose	VERB
fbem-31491	15	31	targeted	target	VERB
fbem-31491	15	32	and	and	CCONJ
fbem-31491	15	33	operable	operable	ADJ
fbem-31491	15	34	improvement	improvement	NOUN
fbem-31491	15	35	strategies	strategy	NOUN
fbem-31491	15	36	based	base	VERB
fbem-31491	15	37	on	on	ADP
fbem-31491	15	38	this	this	PRON
fbem-31491	15	39	,	,	PUNCT
fbem-31491	15	40	so	so	SCONJ
fbem-31491	15	41	as	as	SCONJ
fbem-31491	15	42	to	to	PART
fbem-31491	15	43	provide	provide	VERB
fbem-31491	15	44	reference	reference	NOUN
fbem-31491	15	45	for	for	ADP
fbem-31491	15	46	changzhou	changzhou	PROPN
fbem-31491	15	47	construction	construction	PROPN
fbem-31491	15	48	bank	bank	PROPN
fbem-31491	15	49	to	to	PART
fbem-31491	15	50	maintain	maintain	VERB
fbem-31491	15	51	its	its	PRON
fbem-31491	15	52	competitiveness	competitiveness	NOUN
fbem-31491	15	53	and	and	CCONJ
fbem-31491	15	54	serve	serve	VERB
fbem-31491	15	55	the	the	DET
fbem-31491	15	56	local	local	ADJ
fbem-31491	15	57	economy	economy	NOUN
fbem-31491	15	58	in	in	ADP
fbem-31491	15	59	the	the	DET
fbem-31491	15	60	digital	digital	ADJ
fbem-31491	15	61	era	era	NOUN
fbem-31491	15	62	.	.	PUNCT
fbem-31491	16	1	2	2	X
fbem-31491	16	2	.	.	X
fbem-31491	16	3	literature	literature	NOUN
fbem-31491	16	4	review	review	PROPN
fbem-31491	16	5	internet	internet	NOUN
fbem-31491	16	6	finance	finance	NOUN
fbem-31491	16	7	(	(	PUNCT
fbem-31491	16	8	itfin	itfin	NOUN
fbem-31491	16	9	)	)	PUNCT
fbem-31491	16	10	is	be	AUX
fbem-31491	16	11	a	a	DET
fbem-31491	16	12	new	new	ADJ
fbem-31491	16	13	financial	financial	ADJ
fbem-31491	16	14	business	business	NOUN
fbem-31491	16	15	model	model	NOUN
fbem-31491	16	16	for	for	ADP
fbem-31491	16	17	traditional	traditional	ADJ
fbem-31491	16	18	financial	financial	ADJ
fbem-31491	16	19	institutions	institution	NOUN
fbem-31491	16	20	and	and	CCONJ
fbem-31491	16	21	internet	internet	NOUN
fbem-31491	16	22	enterprises	enterprise	NOUN
fbem-31491	16	23	to	to	PART
fbem-31491	16	24	use	use	VERB
fbem-31491	16	25	internet	internet	NOUN
fbem-31491	16	26	technology	technology	NOUN
fbem-31491	16	27	and	and	CCONJ
fbem-31491	16	28	information	information	NOUN
fbem-31491	16	29	communication	communication	NOUN
fbem-31491	16	30	technology	technology	NOUN
fbem-31491	16	31	to	to	PART
fbem-31491	16	32	achieve	achieve	VERB
fbem-31491	16	33	financing	financing	NOUN
fbem-31491	16	34	,	,	PUNCT
fbem-31491	16	35	payment	payment	NOUN
fbem-31491	16	36	,	,	PUNCT
fbem-31491	16	37	investment	investment	NOUN
fbem-31491	16	38	and	and	CCONJ
fbem-31491	16	39	information	information	NOUN
fbem-31491	16	40	intermediary	intermediary	NOUN
fbem-31491	16	41	services	service	NOUN
fbem-31491	16	42	.	.	PUNCT
fbem-31491	17	1	modern	modern	ADJ
fbem-31491	17	2	information	information	NOUN
fbem-31491	17	3	technology	technology	NOUN
fbem-31491	17	4	has	have	AUX
fbem-31491	17	5	brought	bring	VERB
fbem-31491	17	6	great	great	ADJ
fbem-31491	17	7	influence	influence	NOUN
fbem-31491	17	8	on	on	ADP
fbem-31491	17	9	the	the	DET
fbem-31491	17	10	development	development	NOUN
fbem-31491	17	11	of	of	ADP
fbem-31491	17	12	internet	internet	NOUN
fbem-31491	17	13	finance	finance	NOUN
fbem-31491	17	14	,	,	PUNCT
fbem-31491	17	15	especially	especially	ADV
fbem-31491	17	16	various	various	ADJ
fbem-31491	17	17	information	information	NOUN
fbem-31491	17	18	technologies	technology	NOUN
fbem-31491	17	19	dominated	dominate	VERB
fbem-31491	17	20	by	by	ADP
fbem-31491	17	21	the	the	DET
fbem-31491	17	22	internet	internet	NOUN
fbem-31491	17	23	.	.	PUNCT
fbem-31491	18	1	we	we	PRON
fbem-31491	18	2	call	call	VERB
fbem-31491	18	3	this	this	DET
fbem-31491	18	4	financial	financial	ADJ
fbem-31491	18	5	industry	industry	NOUN
fbem-31491	18	6	dominated	dominate	VERB
fbem-31491	18	7	by	by	ADP
fbem-31491	18	8	relevant	relevant	ADJ
fbem-31491	18	9	internet	internet	NOUN
fbem-31491	18	10	technologies	technology	NOUN
fbem-31491	18	11	internet	internet	NOUN
fbem-31491	18	12	finance	finance	NOUN
fbem-31491	18	13	.	.	PUNCT
fbem-31491	19	1	internet	internet	NOUN
fbem-31491	19	2	finance	finance	NOUN
fbem-31491	19	3	has	have	VERB
fbem-31491	19	4	great	great	ADJ
fbem-31491	19	5	prospects	prospect	NOUN
fbem-31491	19	6	for	for	ADP
fbem-31491	19	7	development	development	NOUN
fbem-31491	19	8	,	,	PUNCT
fbem-31491	19	9	but	but	CCONJ
fbem-31491	19	10	it	it	PRON
fbem-31491	19	11	also	also	ADV
fbem-31491	19	12	exposes	expose	VERB
fbem-31491	19	13	many	many	ADJ
fbem-31491	19	14	problems	problem	NOUN
fbem-31491	19	15	,	,	PUNCT
fbem-31491	19	16	such	such	ADJ
fbem-31491	19	17	as	as	ADP
fbem-31491	19	18	information	information	NOUN
fbem-31491	19	19	security	security	NOUN
fbem-31491	19	20	risks	risk	NOUN
fbem-31491	19	21	,	,	PUNCT
fbem-31491	19	22	transaction	transaction	NOUN
fbem-31491	19	23	risks	risk	NOUN
fbem-31491	19	24	,	,	PUNCT
fbem-31491	19	25	and	and	CCONJ
fbem-31491	19	26	technical	technical	ADJ
fbem-31491	19	27	risks	risk	NOUN
fbem-31491	19	28	.	.	PUNCT
fbem-31491	20	1	while	while	SCONJ
fbem-31491	20	2	adapting	adapt	VERB
fbem-31491	20	3	to	to	ADP
fbem-31491	20	4	the	the	DET
fbem-31491	20	5	changes	change	NOUN
fbem-31491	20	6	in	in	ADP
fbem-31491	20	7	the	the	DET
fbem-31491	20	8	financial	financial	ADJ
fbem-31491	20	9	environment	environment	NOUN
fbem-31491	20	10	,	,	PUNCT
fbem-31491	20	11	the	the	DET
fbem-31491	20	12	regulatory	regulatory	ADJ
fbem-31491	20	13	issues	issue	NOUN
fbem-31491	20	14	under	under	ADP
fbem-31491	20	15	internet	internet	NOUN
fbem-31491	20	16	finance	finance	NOUN
fbem-31491	20	17	can	can	AUX
fbem-31491	20	18	not	not	PART
fbem-31491	20	19	be	be	AUX
fbem-31491	20	20	ignored	ignore	VERB
fbem-31491	20	21	.	.	PUNCT
fbem-31491	21	1	therefore	therefore	ADV
fbem-31491	21	2	,	,	PUNCT
fbem-31491	21	3	in	in	ADP
fbem-31491	21	4	the	the	DET
fbem-31491	21	5	analysis	analysis	NOUN
fbem-31491	21	6	of	of	ADP
fbem-31491	21	7	internet	internet	NOUN
fbem-31491	21	8	financial	financial	ADJ
fbem-31491	21	9	risks	risk	NOUN
fbem-31491	21	10	and	and	CCONJ
fbem-31491	21	11	their	their	PRON
fbem-31491	21	12	regulatory	regulatory	ADJ
fbem-31491	21	13	strategies	strategy	NOUN
fbem-31491	21	14	,	,	PUNCT
fbem-31491	21	15	yang	yang	PROPN
fbem-31491	21	16	yang	yang	PROPN
fbem-31491	21	17	called	call	VERB
fbem-31491	21	18	for	for	ADP
fbem-31491	21	19	the	the	DET
fbem-31491	21	20	urgent	urgent	ADJ
fbem-31491	21	21	need	need	NOUN
fbem-31491	21	22	to	to	PART
fbem-31491	21	23	strengthen	strengthen	VERB
fbem-31491	21	24	the	the	DET
fbem-31491	21	25	supervision	supervision	NOUN
fbem-31491	21	26	and	and	CCONJ
fbem-31491	21	27	control	control	NOUN
fbem-31491	21	28	of	of	ADP
fbem-31491	21	29	internet	internet	NOUN
fbem-31491	21	30	finance[1	finance[1	NOUN
fbem-31491	21	31	]	]	PUNCT
fbem-31491	21	32	,	,	PUNCT
fbem-31491	21	33	and	and	CCONJ
fbem-31491	21	34	proposed	propose	VERB
fbem-31491	21	35	measures	measure	NOUN
fbem-31491	21	36	such	such	ADJ
fbem-31491	21	37	as	as	ADP
fbem-31491	21	38	improving	improve	VERB
fbem-31491	21	39	the	the	DET
fbem-31491	21	40	control	control	NOUN
fbem-31491	21	41	system	system	NOUN
fbem-31491	21	42	,	,	PUNCT
fbem-31491	21	43	improving	improve	VERB
fbem-31491	21	44	the	the	DET
fbem-31491	21	45	control	control	NOUN
fbem-31491	21	46	methods	method	NOUN
fbem-31491	21	47	,	,	PUNCT
fbem-31491	21	48	optimizing	optimize	VERB
fbem-31491	21	49	the	the	DET
fbem-31491	21	50	control	control	NOUN
fbem-31491	21	51	mode	mode	NOUN
fbem-31491	21	52	,	,	PUNCT
fbem-31491	21	53	and	and	CCONJ
fbem-31491	21	54	optimizing	optimize	VERB
fbem-31491	21	55	the	the	DET
fbem-31491	21	56	control	control	NOUN
fbem-31491	21	57	mode	mode	NOUN
fbem-31491	21	58	.	.	PUNCT
fbem-31491	22	1	in	in	ADP
fbem-31491	22	2	global	global	ADJ
fbem-31491	22	3	financial	financial	ADJ
fbem-31491	22	4	supervision	supervision	NOUN
fbem-31491	22	5	,	,	PUNCT
fbem-31491	22	6	british	british	ADJ
fbem-31491	22	7	economist	economist	NOUN
fbem-31491	22	8	davis	davis	PROPN
fbem-31491	22	9	also	also	ADV
fbem-31491	22	10	mentioned	mention	VERB
fbem-31491	22	11	the	the	DET
fbem-31491	22	12	strategic	strategic	ADJ
fbem-31491	22	13	analysis	analysis	NOUN
fbem-31491	22	14	of	of	ADP
fbem-31491	22	15	internet	internet	NOUN
fbem-31491	22	16	financial	financial	ADJ
fbem-31491	22	17	supervision[2	supervision[2	PROPN
fbem-31491	22	18	]	]	PUNCT
fbem-31491	22	19	.	.	PUNCT
fbem-31491	23	1	he	he	PRON
fbem-31491	23	2	believed	believe	VERB
fbem-31491	23	3	that	that	SCONJ
fbem-31491	23	4	internet	internet	NOUN
fbem-31491	23	5	finance	finance	NOUN
fbem-31491	23	6	was	be	AUX
fbem-31491	23	7	developed	develop	VERB
fbem-31491	23	8	by	by	ADP
fbem-31491	23	9	relying	rely	VERB
fbem-31491	23	10	on	on	ADP
fbem-31491	23	11	internet	internet	NOUN
fbem-31491	23	12	technology	technology	NOUN
fbem-31491	23	13	and	and	CCONJ
fbem-31491	23	14	big	big	ADJ
fbem-31491	23	15	data	datum	NOUN
fbem-31491	23	16	.	.	PUNCT
fbem-31491	24	1	since	since	SCONJ
fbem-31491	24	2	the	the	DET
fbem-31491	24	3	dual	dual	ADJ
fbem-31491	24	4	attributes	attribute	NOUN
fbem-31491	24	5	of	of	ADP
fbem-31491	24	6	internet	internet	NOUN
fbem-31491	24	7	finance	finance	NOUN
fbem-31491	24	8	and	and	CCONJ
fbem-31491	24	9	finance	finance	NOUN
fbem-31491	24	10	also	also	ADV
fbem-31491	24	11	determine	determine	VERB
fbem-31491	24	12	the	the	DET
fbem-31491	24	13	particularity	particularity	NOUN
fbem-31491	24	14	of	of	ADP
fbem-31491	24	15	its	its	PRON
fbem-31491	24	16	internet	internet	NOUN
fbem-31491	24	17	financial	financial	ADJ
fbem-31491	24	18	risks	risk	NOUN
fbem-31491	24	19	,	,	PUNCT
fbem-31491	24	20	improving	improve	VERB
fbem-31491	24	21	internet	internet	NOUN
fbem-31491	24	22	supervision	supervision	NOUN
fbem-31491	24	23	technology	technology	NOUN
fbem-31491	24	24	is	be	AUX
fbem-31491	24	25	a	a	DET
fbem-31491	24	26	top	top	ADJ
fbem-31491	24	27	priority	priority	NOUN
fbem-31491	24	28	.	.	PUNCT
fbem-31491	25	1	however	however	ADV
fbem-31491	25	2	,	,	PUNCT
fbem-31491	25	3	due	due	ADP
fbem-31491	25	4	to	to	ADP
fbem-31491	25	5	the	the	DET
fbem-31491	25	6	development	development	NOUN
fbem-31491	25	7	of	of	ADP
fbem-31491	25	8	internet	internet	NOUN
fbem-31491	25	9	financial	financial	ADJ
fbem-31491	25	10	business	business	NOUN
fbem-31491	25	11	across	across	ADP
fbem-31491	25	12	time	time	NOUN
fbem-31491	25	13	and	and	CCONJ
fbem-31491	25	14	space	space	NOUN
fbem-31491	25	15	,	,	PUNCT
fbem-31491	25	16	and	and	CCONJ
fbem-31491	25	17	the	the	DET
fbem-31491	25	18	overlapping	overlap	VERB
fbem-31491	25	19	internal	internal	ADJ
fbem-31491	25	20	business	business	NOUN
fbem-31491	25	21	in	in	ADP
fbem-31491	25	22	the	the	DET
fbem-31491	25	23	financial	financial	ADJ
fbem-31491	25	24	field	field	NOUN
fbem-31491	25	25	,	,	PUNCT
fbem-31491	25	26	the	the	DET
fbem-31491	25	27	effect	effect	NOUN
fbem-31491	25	28	of	of	ADP
fbem-31491	25	29	the	the	DET
fbem-31491	25	30	separated	separate	VERB
fbem-31491	25	31	supervision	supervision	NOUN
fbem-31491	25	32	model	model	NOUN
fbem-31491	25	33	is	be	AUX
fbem-31491	25	34	gradually	gradually	ADV
fbem-31491	25	35	weakened	weaken	VERB
fbem-31491	25	36	,	,	PUNCT
fbem-31491	25	37	so	so	CCONJ
fbem-31491	25	38	it	it	PRON
fbem-31491	25	39	is	be	AUX
fbem-31491	25	40	necessary	necessary	ADJ
fbem-31491	25	41	to	to	PART
fbem-31491	25	42	immediately	immediately	ADV
fbem-31491	25	43	change	change	VERB
fbem-31491	25	44	the	the	DET
fbem-31491	25	45	internet	internet	NOUN
fbem-31491	25	46	financial	financial	ADJ
fbem-31491	25	47	supervision	supervision	NOUN
fbem-31491	25	48	model	model	NOUN
fbem-31491	25	49	.	.	PUNCT
fbem-31491	26	1	finally	finally	ADV
fbem-31491	26	2	,	,	PUNCT
fbem-31491	26	3	industry	industry	NOUN
fbem-31491	26	4	self	self	NOUN
fbem-31491	26	5	-	-	PUNCT
fbem-31491	26	6	regulation	regulation	NOUN
fbem-31491	26	7	is	be	AUX
fbem-31491	26	8	an	an	DET
fbem-31491	26	9	important	important	ADJ
fbem-31491	26	10	force	force	NOUN
fbem-31491	26	11	in	in	ADP
fbem-31491	26	12	ensuring	ensure	VERB
fbem-31491	26	13	effective	effective	ADJ
fbem-31491	26	14	supervision	supervision	NOUN
fbem-31491	26	15	.	.	PUNCT
fbem-31491	27	1	through	through	ADP
fbem-31491	27	2	self	self	NOUN
fbem-31491	27	3	-	-	PUNCT
fbem-31491	27	4	regulation	regulation	NOUN
fbem-31491	27	5	,	,	PUNCT
fbem-31491	27	6	certain	certain	ADJ
fbem-31491	27	7	risks	risk	NOUN
fbem-31491	27	8	in	in	ADP
fbem-31491	27	9	online	online	ADJ
fbem-31491	27	10	financial	financial	ADJ
fbem-31491	27	11	services	service	NOUN
fbem-31491	27	12	can	can	AUX
fbem-31491	27	13	be	be	AUX
fbem-31491	27	14	reduced	reduce	VERB
fbem-31491	27	15	,	,	PUNCT
fbem-31491	27	16	resolved	resolve	VERB
fbem-31491	27	17	,	,	PUNCT
fbem-31491	27	18	or	or	CCONJ
fbem-31491	27	19	avoided	avoid	VERB
fbem-31491	27	20	.	.	PUNCT
fbem-31491	28	1	in	in	ADP
fbem-31491	28	2	addition	addition	NOUN
fbem-31491	28	3	,	,	PUNCT
fbem-31491	28	4	the	the	DET
fbem-31491	28	5	development	development	NOUN
fbem-31491	28	6	of	of	ADP
fbem-31491	28	7	internet	internet	NOUN
fbem-31491	28	8	finance	finance	NOUN
fbem-31491	28	9	has	have	AUX
fbem-31491	28	10	also	also	ADV
fbem-31491	28	11	brought	bring	VERB
fbem-31491	28	12	a	a	DET
fbem-31491	28	13	huge	huge	ADJ
fbem-31491	28	14	impact	impact	NOUN
fbem-31491	28	15	to	to	ADP
fbem-31491	28	16	domestic	domestic	ADJ
fbem-31491	28	17	commercial	commercial	ADJ
fbem-31491	28	18	banks	bank	NOUN
fbem-31491	28	19	.	.	PUNCT
fbem-31491	29	1	yan	yan	PROPN
fbem-31491	29	2	ruijia	ruijia	PROPN
fbem-31491	29	3	pointed	point	VERB
fbem-31491	29	4	out	out	ADP
fbem-31491	29	5	in	in	ADP
fbem-31491	29	6	the	the	DET
fbem-31491	29	7	article	article	NOUN
fbem-31491	29	8	"	"	PUNCT
fbem-31491	29	9	analysis	analysis	NOUN
fbem-31491	29	10	of	of	ADP
fbem-31491	29	11	the	the	DET
fbem-31491	29	12	impact	impact	NOUN
fbem-31491	29	13	of	of	ADP
fbem-31491	29	14	internet	internet	NOUN
fbem-31491	29	15	finance	finance	NOUN
fbem-31491	29	16	on	on	ADP
fbem-31491	29	17	commercial	commercial	ADJ
fbem-31491	29	18	banks	bank	NOUN
fbem-31491	29	19	"	"	PUNCT
fbem-31491	29	20	that	that	SCONJ
fbem-31491	29	21	the	the	DET
fbem-31491	29	22	development	development	NOUN
fbem-31491	29	23	of	of	ADP
fbem-31491	29	24	internet	internet	NOUN
fbem-31491	29	25	finance	finance	NOUN
fbem-31491	29	26	has	have	AUX
fbem-31491	29	27	had	have	VERB
fbem-31491	29	28	an	an	DET
fbem-31491	29	29	important	important	ADJ
fbem-31491	29	30	impact	impact	NOUN
fbem-31491	29	31	on	on	ADP
fbem-31491	29	32	the	the	DET
fbem-31491	29	33	basic	basic	ADJ
fbem-31491	29	34	business	business	NOUN
fbem-31491	29	35	[	[	X
fbem-31491	29	36	3	3	NUM
fbem-31491	29	37	]	]	PUNCT
fbem-31491	29	38	and	and	CCONJ
fbem-31491	29	39	financial	financial	ADJ
fbem-31491	29	40	status	status	NOUN
fbem-31491	29	41	of	of	ADP
fbem-31491	29	42	commercial	commercial	ADJ
fbem-31491	29	43	banks	bank	NOUN
fbem-31491	29	44	in	in	ADP
fbem-31491	29	45	china	china	PROPN
fbem-31491	29	46	.	.	PUNCT
fbem-31491	30	1	if	if	SCONJ
fbem-31491	30	2	you	you	PRON
fbem-31491	30	3	want	want	VERB
fbem-31491	30	4	to	to	PART
fbem-31491	30	5	ensure	ensure	VERB
fbem-31491	30	6	that	that	SCONJ
fbem-31491	30	7	commercial	commercial	ADJ
fbem-31491	30	8	banks	bank	NOUN
fbem-31491	30	9	can	can	AUX
fbem-31491	30	10	achieve	achieve	VERB
fbem-31491	30	11	sustainable	sustainable	ADJ
fbem-31491	30	12	and	and	CCONJ
fbem-31491	30	13	stable	stable	ADJ
fbem-31491	30	14	49	49	NUM
fbem-31491	30	15	development	development	NOUN
fbem-31491	30	16	in	in	ADP
fbem-31491	30	17	the	the	DET
fbem-31491	30	18	internet	internet	NOUN
fbem-31491	30	19	financial	financial	ADJ
fbem-31491	30	20	environment	environment	NOUN
fbem-31491	30	21	and	and	CCONJ
fbem-31491	30	22	occupy	occupy	VERB
fbem-31491	30	23	a	a	DET
fbem-31491	30	24	favorable	favorable	ADJ
fbem-31491	30	25	position	position	NOUN
fbem-31491	30	26	in	in	ADP
fbem-31491	30	27	the	the	DET
fbem-31491	30	28	financial	financial	ADJ
fbem-31491	30	29	market	market	NOUN
fbem-31491	30	30	,	,	PUNCT
fbem-31491	30	31	you	you	PRON
fbem-31491	30	32	must	must	AUX
fbem-31491	30	33	require	require	VERB
fbem-31491	30	34	commercial	commercial	ADJ
fbem-31491	30	35	banks	bank	NOUN
fbem-31491	30	36	to	to	PART
fbem-31491	30	37	carry	carry	VERB
fbem-31491	30	38	out	out	ADP
fbem-31491	30	39	necessary	necessary	ADJ
fbem-31491	30	40	innovation	innovation	NOUN
fbem-31491	30	41	.	.	PUNCT
fbem-31491	31	1	as	as	ADP
fbem-31491	31	2	an	an	DET
fbem-31491	31	3	important	important	ADJ
fbem-31491	31	4	part	part	NOUN
fbem-31491	31	5	of	of	ADP
fbem-31491	31	6	changzhou	changzhou	PROPN
fbem-31491	31	7	's	's	PART
fbem-31491	31	8	banking	banking	NOUN
fbem-31491	31	9	system	system	NOUN
fbem-31491	31	10	,	,	PUNCT
fbem-31491	31	11	changzhou	changzhou	PROPN
fbem-31491	31	12	construction	construction	PROPN
fbem-31491	31	13	bank	bank	PROPN
fbem-31491	31	14	is	be	AUX
fbem-31491	31	15	facing	face	VERB
fbem-31491	31	16	both	both	CCONJ
fbem-31491	31	17	severe	severe	ADJ
fbem-31491	31	18	challenges	challenge	NOUN
fbem-31491	31	19	and	and	CCONJ
fbem-31491	31	20	precious	precious	ADJ
fbem-31491	31	21	opportunities	opportunity	NOUN
fbem-31491	31	22	under	under	ADP
fbem-31491	31	23	the	the	DET
fbem-31491	31	24	background	background	NOUN
fbem-31491	31	25	of	of	ADP
fbem-31491	31	26	internet	internet	NOUN
fbem-31491	31	27	finance	finance	NOUN
fbem-31491	31	28	.	.	PUNCT
fbem-31491	32	1	chen	chen	PROPN
fbem-31491	32	2	xubang	xubang	PROPN
fbem-31491	32	3	,	,	PUNCT
fbem-31491	32	4	in	in	ADP
fbem-31491	32	5	on	on	ADP
fbem-31491	32	6	the	the	DET
fbem-31491	32	7	internet	internet	NOUN
fbem-31491	32	8	finance	finance	NOUN
fbem-31491	32	9	development	development	NOUN
fbem-31491	32	10	strategy	strategy	NOUN
fbem-31491	32	11	of	of	ADP
fbem-31491	32	12	china	china	PROPN
fbem-31491	32	13	construction	construction	PROPN
fbem-31491	32	14	bank	bank	PROPN
fbem-31491	32	15	,	,	PUNCT
fbem-31491	32	16	believed	believe	VERB
fbem-31491	32	17	that	that	SCONJ
fbem-31491	32	18	china	china	PROPN
fbem-31491	32	19	construction	construction	PROPN
fbem-31491	32	20	bank	bank	PROPN
fbem-31491	32	21	should	should	AUX
fbem-31491	32	22	actively	actively	ADV
fbem-31491	32	23	seize	seize	VERB
fbem-31491	32	24	the	the	DET
fbem-31491	32	25	opportunities	opportunity	NOUN
fbem-31491	32	26	brought	bring	VERB
fbem-31491	32	27	by	by	ADP
fbem-31491	32	28	the	the	DET
fbem-31491	32	29	development	development	NOUN
fbem-31491	32	30	of	of	ADP
fbem-31491	32	31	internet	internet	NOUN
fbem-31491	32	32	finance	finance	NOUN
fbem-31491	33	1	[	[	X
fbem-31491	33	2	4	4	NUM
fbem-31491	33	3	]	]	PUNCT
fbem-31491	33	4	,	,	PUNCT
fbem-31491	33	5	seize	seize	VERB
fbem-31491	33	6	the	the	DET
fbem-31491	33	7	opportunity	opportunity	NOUN
fbem-31491	33	8	of	of	ADP
fbem-31491	33	9	innovation	innovation	NOUN
fbem-31491	33	10	,	,	PUNCT
fbem-31491	33	11	improve	improve	VERB
fbem-31491	33	12	the	the	DET
fbem-31491	33	13	efficiency	efficiency	NOUN
fbem-31491	33	14	of	of	ADP
fbem-31491	33	15	information	information	NOUN
fbem-31491	33	16	collection	collection	NOUN
fbem-31491	33	17	and	and	CCONJ
fbem-31491	33	18	collection	collection	NOUN
fbem-31491	33	19	,	,	PUNCT
fbem-31491	33	20	and	and	CCONJ
fbem-31491	33	21	explore	explore	VERB
fbem-31491	33	22	an	an	DET
fbem-31491	33	23	internet	internet	NOUN
fbem-31491	33	24	finance	finance	NOUN
fbem-31491	33	25	strategy	strategy	NOUN
fbem-31491	33	26	suitable	suitable	ADJ
fbem-31491	33	27	for	for	ADP
fbem-31491	33	28	the	the	DET
fbem-31491	33	29	development	development	NOUN
fbem-31491	33	30	of	of	ADP
fbem-31491	33	31	changzhou	changzhou	PROPN
fbem-31491	33	32	construction	construction	PROPN
fbem-31491	33	33	bank	bank	PROPN
fbem-31491	33	34	by	by	ADP
fbem-31491	33	35	strengthening	strengthen	VERB
fbem-31491	33	36	the	the	DET
fbem-31491	33	37	construction	construction	NOUN
fbem-31491	33	38	of	of	ADP
fbem-31491	33	39	talent	talent	NOUN
fbem-31491	33	40	team	team	NOUN
fbem-31491	33	41	and	and	CCONJ
fbem-31491	33	42	cooperation	cooperation	NOUN
fbem-31491	33	43	with	with	ADP
fbem-31491	33	44	non	non	ADJ
fbem-31491	33	45	-	-	ADJ
fbem-31491	33	46	financial	financial	ADJ
fbem-31491	33	47	institutions	institution	NOUN
fbem-31491	33	48	,	,	PUNCT
fbem-31491	33	49	so	so	SCONJ
fbem-31491	33	50	as	as	SCONJ
fbem-31491	33	51	to	to	PART
fbem-31491	33	52	meet	meet	VERB
fbem-31491	33	53	the	the	DET
fbem-31491	33	54	requirements	requirement	NOUN
fbem-31491	33	55	of	of	ADP
fbem-31491	33	56	the	the	DET
fbem-31491	33	57	new	new	ADJ
fbem-31491	33	58	era	era	NOUN
fbem-31491	33	59	and	and	CCONJ
fbem-31491	33	60	promote	promote	VERB
fbem-31491	33	61	the	the	DET
fbem-31491	33	62	long	long	ADJ
fbem-31491	33	63	-	-	PUNCT
fbem-31491	33	64	term	term	NOUN
fbem-31491	33	65	stable	stable	ADJ
fbem-31491	33	66	development	development	NOUN
fbem-31491	33	67	of	of	ADP
fbem-31491	33	68	changzhou	changzhou	PROPN
fbem-31491	33	69	construction	construction	PROPN
fbem-31491	33	70	bank	bank	PROPN
fbem-31491	33	71	.	.	PUNCT
fbem-31491	34	1	bai	bai	PROPN
fbem-31491	34	2	fukang	fukang	PROPN
fbem-31491	34	3	also	also	ADV
fbem-31491	34	4	stressed	stress	VERB
fbem-31491	34	5	that	that	SCONJ
fbem-31491	34	6	changzhou	changzhou	PROPN
fbem-31491	34	7	construction	construction	PROPN
fbem-31491	34	8	bank	bank	PROPN
fbem-31491	34	9	has	have	VERB
fbem-31491	34	10	insufficient	insufficient	ADJ
fbem-31491	34	11	investment	investment	NOUN
fbem-31491	34	12	and	and	CCONJ
fbem-31491	34	13	research	research	NOUN
fbem-31491	34	14	and	and	CCONJ
fbem-31491	34	15	development	development	NOUN
fbem-31491	34	16	in	in	ADP
fbem-31491	34	17	internet	internet	NOUN
fbem-31491	34	18	finance	finance	NOUN
fbem-31491	34	19	projects	project	NOUN
fbem-31491	34	20	and	and	CCONJ
fbem-31491	34	21	lack	lack	NOUN
fbem-31491	34	22	of	of	ADP
fbem-31491	34	23	professional	professional	ADJ
fbem-31491	34	24	talents	talent	NOUN
fbem-31491	34	25	,	,	PUNCT
fbem-31491	34	26	which	which	PRON
fbem-31491	34	27	have	have	AUX
fbem-31491	34	28	seriously	seriously	ADV
fbem-31491	34	29	restricted	restrict	VERB
fbem-31491	34	30	the	the	DET
fbem-31491	34	31	development	development	NOUN
fbem-31491	34	32	of	of	ADP
fbem-31491	34	33	changzhou	changzhou	PROPN
fbem-31491	34	34	construction	construction	PROPN
fbem-31491	34	35	bank	bank	PROPN
fbem-31491	34	36	's	's	PART
fbem-31491	34	37	electronic	electronic	ADJ
fbem-31491	34	38	platform	platform	NOUN
fbem-31491	34	39	.	.	PUNCT
fbem-31491	35	1	in	in	ADP
fbem-31491	35	2	addition	addition	NOUN
fbem-31491	35	3	,	,	PUNCT
fbem-31491	35	4	ni	ni	PROPN
fbem-31491	35	5	wenjing	wenje	VERB
fbem-31491	35	6	believes	believe	VERB
fbem-31491	35	7	that	that	SCONJ
fbem-31491	35	8	the	the	DET
fbem-31491	35	9	conservative	conservative	ADJ
fbem-31491	35	10	management	management	NOUN
fbem-31491	35	11	strategy	strategy	NOUN
fbem-31491	35	12	of	of	ADP
fbem-31491	35	13	managers	manager	NOUN
fbem-31491	35	14	has	have	AUX
fbem-31491	35	15	led	lead	VERB
fbem-31491	35	16	to	to	ADP
fbem-31491	35	17	low	low	ADJ
fbem-31491	35	18	decision	decision	NOUN
fbem-31491	35	19	-	-	PUNCT
fbem-31491	35	20	making	make	VERB
fbem-31491	35	21	efficiency	efficiency	NOUN
fbem-31491	35	22	,	,	PUNCT
fbem-31491	35	23	insufficient	insufficient	ADJ
fbem-31491	35	24	innovation	innovation	NOUN
fbem-31491	35	25	ability	ability	NOUN
fbem-31491	35	26	of	of	ADP
fbem-31491	35	27	ccb	ccb	PROPN
fbem-31491	35	28	and	and	CCONJ
fbem-31491	35	29	other	other	ADJ
fbem-31491	35	30	problems	problem	NOUN
fbem-31491	35	31	,	,	PUNCT
fbem-31491	35	32	which	which	PRON
fbem-31491	35	33	has	have	AUX
fbem-31491	35	34	restricted	restrict	VERB
fbem-31491	35	35	the	the	DET
fbem-31491	35	36	development	development	NOUN
fbem-31491	35	37	of	of	ADP
fbem-31491	35	38	ccb	ccb	PROPN
fbem-31491	35	39	's	's	PART
fbem-31491	35	40	internet	internet	NOUN
fbem-31491	35	41	.	.	PUNCT
fbem-31491	36	1	in	in	ADP
fbem-31491	36	2	this	this	DET
fbem-31491	36	3	regard	regard	NOUN
fbem-31491	36	4	,	,	PUNCT
fbem-31491	36	5	many	many	ADJ
fbem-31491	36	6	scholars	scholar	NOUN
fbem-31491	36	7	have	have	AUX
fbem-31491	36	8	put	put	VERB
fbem-31491	36	9	forward	forward	ADP
fbem-31491	36	10	suggestions	suggestion	NOUN
fbem-31491	36	11	to	to	PART
fbem-31491	36	12	improve	improve	VERB
fbem-31491	36	13	the	the	DET
fbem-31491	36	14	problems	problem	NOUN
fbem-31491	36	15	encountered	encounter	VERB
fbem-31491	36	16	by	by	ADP
fbem-31491	36	17	changzhou	changzhou	PROPN
fbem-31491	36	18	construction	construction	PROPN
fbem-31491	36	19	bank	bank	PROPN
fbem-31491	36	20	in	in	ADP
fbem-31491	36	21	the	the	DET
fbem-31491	36	22	context	context	NOUN
fbem-31491	36	23	of	of	ADP
fbem-31491	36	24	internet	internet	NOUN
fbem-31491	36	25	finance	finance	NOUN
fbem-31491	36	26	.	.	PUNCT
fbem-31491	37	1	liu	liu	PROPN
fbem-31491	37	2	jifeng	jifeng	PROPN
fbem-31491	37	3	proposed	propose	VERB
fbem-31491	37	4	in	in	ADP
fbem-31491	37	5	the	the	DET
fbem-31491	37	6	research	research	NOUN
fbem-31491	37	7	on	on	ADP
fbem-31491	37	8	the	the	DET
fbem-31491	37	9	promotion	promotion	NOUN
fbem-31491	37	10	strategy	strategy	NOUN
fbem-31491	37	11	of	of	ADP
fbem-31491	37	12	china	china	PROPN
fbem-31491	37	13	construction	construction	PROPN
fbem-31491	37	14	bank	bank	PROPN
fbem-31491	37	15	that	that	PRON
fbem-31491	37	16	,	,	PUNCT
fbem-31491	37	17	under	under	ADP
fbem-31491	37	18	the	the	DET
fbem-31491	37	19	impact	impact	NOUN
fbem-31491	37	20	of	of	ADP
fbem-31491	37	21	internet	internet	NOUN
fbem-31491	37	22	finance	finance	NOUN
fbem-31491	37	23	[	[	X
fbem-31491	37	24	5	5	NUM
fbem-31491	37	25	]	]	PUNCT
fbem-31491	37	26	,	,	PUNCT
fbem-31491	37	27	changzhou	changzhou	PROPN
fbem-31491	37	28	construction	construction	PROPN
fbem-31491	37	29	bank	bank	PROPN
fbem-31491	37	30	has	have	AUX
fbem-31491	37	31	not	not	PART
fbem-31491	37	32	maintained	maintain	VERB
fbem-31491	37	33	stable	stable	ADJ
fbem-31491	37	34	development	development	NOUN
fbem-31491	37	35	and	and	CCONJ
fbem-31491	37	36	must	must	AUX
fbem-31491	37	37	start	start	VERB
fbem-31491	37	38	from	from	ADP
fbem-31491	37	39	the	the	DET
fbem-31491	37	40	following	following	ADJ
fbem-31491	37	41	aspects	aspect	NOUN
fbem-31491	37	42	:	:	PUNCT
fbem-31491	37	43	first	first	ADJ
fbem-31491	37	44	,	,	PUNCT
fbem-31491	37	45	optimize	optimize	VERB
fbem-31491	37	46	and	and	CCONJ
fbem-31491	37	47	upgrade	upgrade	VERB
fbem-31491	37	48	the	the	DET
fbem-31491	37	49	traditional	traditional	ADJ
fbem-31491	37	50	banking	banking	NOUN
fbem-31491	37	51	business	business	NOUN
fbem-31491	37	52	with	with	ADP
fbem-31491	37	53	the	the	DET
fbem-31491	37	54	help	help	NOUN
fbem-31491	37	55	of	of	ADP
fbem-31491	37	56	internet	internet	NOUN
fbem-31491	37	57	finance	finance	NOUN
fbem-31491	37	58	;	;	PUNCT
fbem-31491	37	59	second	second	ADV
fbem-31491	37	60	,	,	PUNCT
fbem-31491	37	61	adjust	adjust	VERB
fbem-31491	37	62	the	the	DET
fbem-31491	37	63	business	business	NOUN
fbem-31491	37	64	strategy	strategy	NOUN
fbem-31491	37	65	of	of	ADP
fbem-31491	37	66	commercial	commercial	ADJ
fbem-31491	37	67	banks	bank	NOUN
fbem-31491	37	68	,	,	PUNCT
fbem-31491	37	69	carry	carry	VERB
fbem-31491	37	70	out	out	ADP
fbem-31491	37	71	strategic	strategic	ADJ
fbem-31491	37	72	planning	planning	NOUN
fbem-31491	37	73	and	and	CCONJ
fbem-31491	37	74	positioning	positioning	NOUN
fbem-31491	37	75	;	;	PUNCT
fbem-31491	37	76	third	third	ADV
fbem-31491	37	77	,	,	PUNCT
fbem-31491	37	78	establish	establish	VERB
fbem-31491	37	79	a	a	DET
fbem-31491	37	80	data	data	NOUN
fbem-31491	37	81	center	center	NOUN
fbem-31491	37	82	to	to	PART
fbem-31491	37	83	achieve	achieve	VERB
fbem-31491	37	84	inclusive	inclusive	ADJ
fbem-31491	37	85	finance	finance	NOUN
fbem-31491	37	86	;	;	PUNCT
fbem-31491	37	87	fourth	fourth	X
fbem-31491	37	88	,	,	PUNCT
fbem-31491	37	89	prevent	prevent	VERB
fbem-31491	37	90	and	and	CCONJ
fbem-31491	37	91	deal	deal	VERB
fbem-31491	37	92	with	with	ADP
fbem-31491	37	93	internet	internet	NOUN
fbem-31491	37	94	finance	finance	NOUN
fbem-31491	37	95	.	.	PUNCT
fbem-31491	38	1	3	3	X
fbem-31491	38	2	.	.	X
fbem-31491	38	3	the	the	DET
fbem-31491	38	4	concept	concept	NOUN
fbem-31491	38	5	and	and	CCONJ
fbem-31491	38	6	risks	risk	NOUN
fbem-31491	38	7	of	of	ADP
fbem-31491	38	8	internet	internet	NOUN
fbem-31491	38	9	finance	finance	NOUN
fbem-31491	38	10	3.1	3.1	NUM
fbem-31491	38	11	.	.	PUNCT
fbem-31491	39	1	definition	definition	NOUN
fbem-31491	39	2	of	of	ADP
fbem-31491	39	3	internet	internet	NOUN
fbem-31491	39	4	finance	finance	NOUN
fbem-31491	39	5	finance	finance	NOUN
fbem-31491	39	6	,	,	PUNCT
fbem-31491	39	7	literally	literally	ADV
fbem-31491	39	8	means	mean	VERB
fbem-31491	39	9	the	the	DET
fbem-31491	39	10	circulation	circulation	NOUN
fbem-31491	39	11	of	of	ADP
fbem-31491	39	12	funds	fund	NOUN
fbem-31491	39	13	.	.	PUNCT
fbem-31491	40	1	internet	internet	NOUN
fbem-31491	40	2	finance	finance	NOUN
fbem-31491	40	3	is	be	AUX
fbem-31491	40	4	a	a	DET
fbem-31491	40	5	new	new	ADJ
fbem-31491	40	6	type	type	NOUN
fbem-31491	40	7	of	of	ADP
fbem-31491	40	8	financing	financing	NOUN
fbem-31491	40	9	mode	mode	NOUN
fbem-31491	40	10	that	that	PRON
fbem-31491	40	11	traditional	traditional	ADJ
fbem-31491	40	12	financial	financial	ADJ
fbem-31491	40	13	organizations	organization	NOUN
fbem-31491	40	14	or	or	CCONJ
fbem-31491	40	15	network	network	NOUN
fbem-31491	40	16	companies	company	NOUN
fbem-31491	40	17	based	base	VERB
fbem-31491	40	18	on	on	ADP
fbem-31491	40	19	network	network	NOUN
fbem-31491	40	20	technology	technology	NOUN
fbem-31491	40	21	and	and	CCONJ
fbem-31491	40	22	information	information	NOUN
fbem-31491	40	23	communication	communication	NOUN
fbem-31491	40	24	technology	technology	NOUN
fbem-31491	40	25	provide	provide	VERB
fbem-31491	40	26	financing	financing	NOUN
fbem-31491	40	27	,	,	PUNCT
fbem-31491	40	28	payment	payment	NOUN
fbem-31491	40	29	,	,	PUNCT
fbem-31491	40	30	investment	investment	NOUN
fbem-31491	40	31	and	and	CCONJ
fbem-31491	40	32	information	information	NOUN
fbem-31491	40	33	intermediary	intermediary	NOUN
fbem-31491	40	34	services	service	NOUN
fbem-31491	40	35	.	.	PUNCT
fbem-31491	41	1	with	with	ADP
fbem-31491	41	2	the	the	DET
fbem-31491	41	3	in	in	ADP
fbem-31491	41	4	-	-	PUNCT
fbem-31491	41	5	depth	depth	NOUN
fbem-31491	41	6	integration	integration	NOUN
fbem-31491	41	7	of	of	ADP
fbem-31491	41	8	the	the	DET
fbem-31491	41	9	internet	internet	NOUN
fbem-31491	41	10	and	and	CCONJ
fbem-31491	41	11	finance	finance	NOUN
fbem-31491	41	12	,	,	PUNCT
fbem-31491	41	13	it	it	PRON
fbem-31491	41	14	will	will	AUX
fbem-31491	41	15	have	have	VERB
fbem-31491	41	16	a	a	DET
fbem-31491	41	17	more	more	ADV
fbem-31491	41	18	farreaching	farreaching	ADJ
fbem-31491	41	19	impact	impact	NOUN
fbem-31491	41	20	on	on	ADP
fbem-31491	41	21	financial	financial	ADJ
fbem-31491	41	22	products	product	NOUN
fbem-31491	41	23	,	,	PUNCT
fbem-31491	41	24	financial	financial	ADJ
fbem-31491	41	25	services	service	NOUN
fbem-31491	41	26	,	,	PUNCT
fbem-31491	41	27	financial	financial	ADJ
fbem-31491	41	28	business	business	NOUN
fbem-31491	41	29	and	and	CCONJ
fbem-31491	41	30	other	other	ADJ
fbem-31491	41	31	fields	field	NOUN
fbem-31491	41	32	.	.	PUNCT
fbem-31491	42	1	compared	compare	VERB
fbem-31491	42	2	with	with	ADP
fbem-31491	42	3	traditional	traditional	ADJ
fbem-31491	42	4	financial	financial	ADJ
fbem-31491	42	5	methods	method	NOUN
fbem-31491	42	6	,	,	PUNCT
fbem-31491	42	7	network	network	NOUN
fbem-31491	42	8	technology	technology	NOUN
fbem-31491	42	9	plays	play	VERB
fbem-31491	42	10	an	an	DET
fbem-31491	42	11	important	important	ADJ
fbem-31491	42	12	supporting	support	VERB
fbem-31491	42	13	role	role	NOUN
fbem-31491	42	14	in	in	ADP
fbem-31491	42	15	the	the	DET
fbem-31491	42	16	modern	modern	ADJ
fbem-31491	42	17	financial	financial	ADJ
fbem-31491	42	18	system	system	NOUN
fbem-31491	42	19	.	.	PUNCT
fbem-31491	43	1	at	at	ADP
fbem-31491	43	2	present	present	ADJ
fbem-31491	43	3	,	,	PUNCT
fbem-31491	43	4	internet	internet	NOUN
fbem-31491	43	5	financial	financial	ADJ
fbem-31491	43	6	services	service	NOUN
fbem-31491	43	7	mainly	mainly	ADV
fbem-31491	43	8	include	include	VERB
fbem-31491	43	9	:	:	PUNCT
fbem-31491	43	10	traditional	traditional	ADJ
fbem-31491	43	11	financial	financial	ADJ
fbem-31491	43	12	services	service	NOUN
fbem-31491	43	13	,	,	PUNCT
fbem-31491	43	14	online	online	ADJ
fbem-31491	43	15	third	third	ADJ
fbem-31491	43	16	-	-	PUNCT
fbem-31491	43	17	party	party	NOUN
fbem-31491	43	18	payment	payment	NOUN
fbem-31491	43	19	,	,	PUNCT
fbem-31491	43	20	virtual	virtual	ADJ
fbem-31491	43	21	currency	currency	NOUN
fbem-31491	43	22	p2p	p2p	NOUN
fbem-31491	43	23	,	,	PUNCT
fbem-31491	43	24	crowdfunding	crowdfunding	NOUN
fbem-31491	43	25	,	,	PUNCT
fbem-31491	43	26	wealth	wealth	NOUN
fbem-31491	43	27	management	management	NOUN
fbem-31491	43	28	,	,	PUNCT
fbem-31491	43	29	supply	supply	NOUN
fbem-31491	43	30	chain	chain	NOUN
fbem-31491	43	31	,	,	PUNCT
fbem-31491	43	32	online	online	ADJ
fbem-31491	43	33	banking	banking	NOUN
fbem-31491	43	34	,	,	PUNCT
fbem-31491	43	35	third	third	ADJ
fbem-31491	43	36	-	-	PUNCT
fbem-31491	43	37	party	party	NOUN
fbem-31491	43	38	payments	payment	NOUN
fbem-31491	43	39	,	,	PUNCT
fbem-31491	43	40	electronic	electronic	ADJ
fbem-31491	43	41	consumption	consumption	NOUN
fbem-31491	43	42	,	,	PUNCT
fbem-31491	43	43	etc	etc	X
fbem-31491	43	44	.	.	X
fbem-31491	43	45	3.2	3.2	NUM
fbem-31491	43	46	.	.	PUNCT
fbem-31491	43	47	advantages	advantage	NOUN
fbem-31491	43	48	of	of	ADP
fbem-31491	43	49	internet	internet	NOUN
fbem-31491	43	50	finance	finance	NOUN
fbem-31491	43	51	(	(	PUNCT
fbem-31491	43	52	1	1	X
fbem-31491	43	53	)	)	PUNCT
fbem-31491	43	54	fast	fast	ADJ
fbem-31491	43	55	and	and	CCONJ
fbem-31491	43	56	convenient	convenient	ADJ
fbem-31491	43	57	,	,	PUNCT
fbem-31491	43	58	with	with	ADP
fbem-31491	43	59	low	low	ADJ
fbem-31491	43	60	cost	cost	NOUN
fbem-31491	43	61	with	with	ADP
fbem-31491	43	62	the	the	DET
fbem-31491	43	63	rapid	rapid	ADJ
fbem-31491	43	64	development	development	NOUN
fbem-31491	43	65	of	of	ADP
fbem-31491	43	66	information	information	NOUN
fbem-31491	43	67	technology	technology	NOUN
fbem-31491	43	68	,	,	PUNCT
fbem-31491	43	69	internet	internet	NOUN
fbem-31491	43	70	finance	finance	NOUN
fbem-31491	43	71	can	can	AUX
fbem-31491	43	72	break	break	VERB
fbem-31491	43	73	the	the	DET
fbem-31491	43	74	boundaries	boundary	NOUN
fbem-31491	43	75	of	of	ADP
fbem-31491	43	76	time	time	NOUN
fbem-31491	43	77	and	and	CCONJ
fbem-31491	43	78	space	space	NOUN
fbem-31491	43	79	,	,	PUNCT
fbem-31491	43	80	allowing	allow	VERB
fbem-31491	43	81	customers	customer	NOUN
fbem-31491	43	82	to	to	PART
fbem-31491	43	83	enjoy	enjoy	VERB
fbem-31491	43	84	financial	financial	ADJ
fbem-31491	43	85	services	service	NOUN
fbem-31491	43	86	anytime	anytime	ADV
fbem-31491	43	87	and	and	CCONJ
fbem-31491	43	88	anywhere	anywhere	ADV
fbem-31491	43	89	.	.	PUNCT
fbem-31491	44	1	use	use	VERB
fbem-31491	44	2	the	the	DET
fbem-31491	44	3	latest	late	ADJ
fbem-31491	44	4	information	information	NOUN
fbem-31491	44	5	to	to	PART
fbem-31491	44	6	execute	execute	VERB
fbem-31491	44	7	real	real	ADJ
fbem-31491	44	8	-	-	PUNCT
fbem-31491	44	9	time	time	NOUN
fbem-31491	44	10	and	and	CCONJ
fbem-31491	44	11	efficient	efficient	ADJ
fbem-31491	44	12	transactions	transaction	NOUN
fbem-31491	44	13	within	within	ADP
fbem-31491	44	14	your	your	PRON
fbem-31491	44	15	network	network	NOUN
fbem-31491	44	16	,	,	PUNCT
fbem-31491	44	17	reducing	reduce	VERB
fbem-31491	44	18	time	time	NOUN
fbem-31491	44	19	and	and	CCONJ
fbem-31491	44	20	economic	economic	ADJ
fbem-31491	44	21	costs	cost	NOUN
fbem-31491	44	22	,	,	PUNCT
fbem-31491	44	23	labor	labor	NOUN
fbem-31491	44	24	and	and	CCONJ
fbem-31491	44	25	material	material	NOUN
fbem-31491	44	26	costs	cost	NOUN
fbem-31491	44	27	,	,	PUNCT
fbem-31491	44	28	and	and	CCONJ
fbem-31491	44	29	lowering	lower	VERB
fbem-31491	44	30	personnel	personnel	NOUN
fbem-31491	44	31	costs	cost	NOUN
fbem-31491	44	32	for	for	ADP
fbem-31491	44	33	financial	financial	ADJ
fbem-31491	44	34	institutions	institution	NOUN
fbem-31491	44	35	and	and	CCONJ
fbem-31491	44	36	branches	branch	NOUN
fbem-31491	44	37	.	.	PUNCT
fbem-31491	45	1	with	with	ADP
fbem-31491	45	2	the	the	DET
fbem-31491	45	3	help	help	NOUN
fbem-31491	45	4	of	of	ADP
fbem-31491	45	5	a	a	DET
fbem-31491	45	6	huge	huge	ADJ
fbem-31491	45	7	information	information	NOUN
fbem-31491	45	8	collection	collection	NOUN
fbem-31491	45	9	system	system	NOUN
fbem-31491	45	10	and	and	CCONJ
fbem-31491	45	11	a	a	DET
fbem-31491	45	12	large	large	ADJ
fbem-31491	45	13	cloud	cloud	NOUN
fbem-31491	45	14	database	database	NOUN
fbem-31491	45	15	,	,	PUNCT
fbem-31491	45	16	internet	internet	NOUN
fbem-31491	45	17	finance	finance	NOUN
fbem-31491	45	18	can	can	AUX
fbem-31491	45	19	reduce	reduce	VERB
fbem-31491	45	20	the	the	DET
fbem-31491	45	21	cost	cost	NOUN
fbem-31491	45	22	of	of	ADP
fbem-31491	45	23	information	information	NOUN
fbem-31491	45	24	processing	processing	NOUN
fbem-31491	45	25	,	,	PUNCT
fbem-31491	45	26	improve	improve	VERB
fbem-31491	45	27	the	the	DET
fbem-31491	45	28	efficiency	efficiency	NOUN
fbem-31491	45	29	of	of	ADP
fbem-31491	45	30	resource	resource	NOUN
fbem-31491	45	31	allocation	allocation	NOUN
fbem-31491	45	32	,	,	PUNCT
fbem-31491	45	33	and	and	CCONJ
fbem-31491	45	34	thus	thus	ADV
fbem-31491	45	35	improve	improve	VERB
fbem-31491	45	36	the	the	DET
fbem-31491	45	37	quality	quality	NOUN
fbem-31491	45	38	of	of	ADP
fbem-31491	45	39	internet	internet	NOUN
fbem-31491	45	40	financial	financial	ADJ
fbem-31491	45	41	services	service	NOUN
fbem-31491	45	42	.	.	PUNCT
fbem-31491	46	1	the	the	DET
fbem-31491	46	2	development	development	NOUN
fbem-31491	46	3	of	of	ADP
fbem-31491	46	4	big	big	ADJ
fbem-31491	46	5	data	datum	NOUN
fbem-31491	46	6	cloud	cloud	NOUN
fbem-31491	46	7	computing	computing	NOUN
fbem-31491	46	8	and	and	CCONJ
fbem-31491	46	9	ecommerce	ecommerce	NOUN
fbem-31491	46	10	competition	competition	NOUN
fbem-31491	46	11	are	be	AUX
fbem-31491	46	12	driving	drive	VERB
fbem-31491	46	13	the	the	DET
fbem-31491	46	14	growth	growth	NOUN
fbem-31491	46	15	of	of	ADP
fbem-31491	46	16	financial	financial	ADJ
fbem-31491	46	17	products	product	NOUN
fbem-31491	46	18	.	.	PUNCT
fbem-31491	47	1	internet	internet	NOUN
fbem-31491	47	2	companies	company	NOUN
fbem-31491	47	3	have	have	VERB
fbem-31491	47	4	a	a	DET
fbem-31491	47	5	keen	keen	ADJ
fbem-31491	47	6	sense	sense	NOUN
fbem-31491	47	7	of	of	ADP
fbem-31491	47	8	smell	smell	NOUN
fbem-31491	47	9	and	and	CCONJ
fbem-31491	47	10	redeploy	redeploy	NOUN
fbem-31491	47	11	troops	troop	NOUN
fbem-31491	47	12	in	in	ADP
fbem-31491	47	13	the	the	DET
fbem-31491	47	14	financial	financial	ADJ
fbem-31491	47	15	field	field	NOUN
fbem-31491	47	16	.	.	PUNCT
fbem-31491	48	1	the	the	DET
fbem-31491	48	2	various	various	ADJ
fbem-31491	48	3	departments	department	NOUN
fbem-31491	48	4	of	of	ADP
fbem-31491	48	5	the	the	DET
fbem-31491	48	6	company	company	NOUN
fbem-31491	48	7	work	work	VERB
fbem-31491	48	8	together	together	ADV
fbem-31491	48	9	with	with	ADP
fbem-31491	48	10	division	division	NOUN
fbem-31491	48	11	of	of	ADP
fbem-31491	48	12	labor	labor	NOUN
fbem-31491	48	13	,	,	PUNCT
fbem-31491	48	14	placing	place	VERB
fbem-31491	48	15	greater	great	ADJ
fbem-31491	48	16	emphasis	emphasis	NOUN
fbem-31491	48	17	on	on	ADP
fbem-31491	48	18	meeting	meet	VERB
fbem-31491	48	19	customer	customer	NOUN
fbem-31491	48	20	needs	need	VERB
fbem-31491	48	21	and	and	CCONJ
fbem-31491	48	22	creating	create	VERB
fbem-31491	48	23	diverse	diverse	ADJ
fbem-31491	48	24	financial	financial	ADJ
fbem-31491	48	25	products	product	NOUN
fbem-31491	48	26	.	.	PUNCT
fbem-31491	49	1	as	as	ADP
fbem-31491	49	2	a	a	DET
fbem-31491	49	3	"	"	PUNCT
fbem-31491	49	4	one	one	NUM
fbem-31491	49	5	click	click	NOUN
fbem-31491	49	6	donation	donation	NOUN
fbem-31491	49	7	"	"	PUNCT
fbem-31491	49	8	platform	platform	NOUN
fbem-31491	49	9	provided	provide	VERB
fbem-31491	49	10	by	by	ADP
fbem-31491	49	11	changzhou	changzhou	PROPN
fbem-31491	49	12	construction	construction	PROPN
fbem-31491	49	13	bank	bank	PROPN
fbem-31491	49	14	to	to	PART
fbem-31491	49	15	cooperate	cooperate	VERB
fbem-31491	49	16	with	with	ADP
fbem-31491	49	17	the	the	DET
fbem-31491	49	18	changzhou	changzhou	PROPN
fbem-31491	49	19	municipal	municipal	ADJ
fbem-31491	49	20	government	government	NOUN
fbem-31491	49	21	's	's	PART
fbem-31491	49	22	epidemic	epidemic	NOUN
fbem-31491	49	23	prevention	prevention	NOUN
fbem-31491	49	24	and	and	CCONJ
fbem-31491	49	25	control	control	NOUN
fbem-31491	49	26	efforts	effort	NOUN
fbem-31491	49	27	.	.	PUNCT
fbem-31491	49	28	3.3	3.3	NUM
fbem-31491	49	29	.	.	PUNCT
fbem-31491	50	1	risks	risk	NOUN
fbem-31491	50	2	of	of	ADP
fbem-31491	50	3	internet	internet	NOUN
fbem-31491	50	4	finance	finance	NOUN
fbem-31491	50	5	(	(	PUNCT
fbem-31491	50	6	1	1	X
fbem-31491	50	7	)	)	PUNCT
fbem-31491	50	8	information	information	NOUN
fbem-31491	50	9	security	security	NOUN
fbem-31491	50	10	risks	risk	VERB
fbem-31491	50	11	internet	internet	NOUN
fbem-31491	50	12	finance	finance	NOUN
fbem-31491	50	13	started	start	VERB
fbem-31491	50	14	with	with	ADP
fbem-31491	50	15	electronic	electronic	ADJ
fbem-31491	50	16	payment	payment	NOUN
fbem-31491	50	17	and	and	CCONJ
fbem-31491	50	18	electronic	electronic	ADJ
fbem-31491	50	19	currency	currency	NOUN
fbem-31491	50	20	.	.	PUNCT
fbem-31491	51	1	as	as	ADV
fbem-31491	51	2	far	far	ADV
fbem-31491	51	3	as	as	SCONJ
fbem-31491	51	4	the	the	DET
fbem-31491	51	5	existing	exist	VERB
fbem-31491	51	6	banking	banking	NOUN
fbem-31491	51	7	system	system	NOUN
fbem-31491	51	8	and	and	CCONJ
fbem-31491	51	9	third	third	ADJ
fbem-31491	51	10	-	-	PUNCT
fbem-31491	51	11	party	party	NOUN
fbem-31491	51	12	payment	payment	NOUN
fbem-31491	51	13	system	system	NOUN
fbem-31491	51	14	are	be	AUX
fbem-31491	51	15	concerned	concern	VERB
fbem-31491	51	16	,	,	PUNCT
fbem-31491	51	17	they	they	PRON
fbem-31491	51	18	are	be	AUX
fbem-31491	51	19	actually	actually	ADV
fbem-31491	51	20	virtualization	virtualization	NOUN
fbem-31491	51	21	of	of	ADP
fbem-31491	51	22	wealth	wealth	NOUN
fbem-31491	51	23	records	record	NOUN
fbem-31491	51	24	and	and	CCONJ
fbem-31491	51	25	online	online	ADJ
fbem-31491	51	26	transactions	transaction	NOUN
fbem-31491	51	27	.	.	PUNCT
fbem-31491	52	1	however	however	ADV
fbem-31491	52	2	,	,	PUNCT
fbem-31491	52	3	electronic	electronic	ADJ
fbem-31491	52	4	currency	currency	NOUN
fbem-31491	52	5	poses	pose	VERB
fbem-31491	52	6	a	a	DET
fbem-31491	52	7	potential	potential	ADJ
fbem-31491	52	8	threat	threat	NOUN
fbem-31491	52	9	to	to	ADP
fbem-31491	52	10	the	the	DET
fbem-31491	52	11	traditional	traditional	ADJ
fbem-31491	52	12	central	central	ADJ
fbem-31491	52	13	bank	bank	NOUN
fbem-31491	52	14	fiat	fiat	NOUN
fbem-31491	52	15	currency	currency	NOUN
fbem-31491	52	16	system	system	NOUN
fbem-31491	52	17	.	.	PUNCT
fbem-31491	53	1	in	in	ADP
fbem-31491	53	2	the	the	DET
fbem-31491	53	3	online	online	ADJ
fbem-31491	53	4	society	society	NOUN
fbem-31491	53	5	,	,	PUNCT
fbem-31491	53	6	trust	trust	NOUN
fbem-31491	53	7	and	and	CCONJ
fbem-31491	53	8	recognition	recognition	NOUN
fbem-31491	53	9	may	may	AUX
fbem-31491	53	10	show	show	VERB
fbem-31491	53	11	a	a	DET
fbem-31491	53	12	trend	trend	NOUN
fbem-31491	53	13	towards	towards	ADP
fbem-31491	53	14	decentralization	decentralization	NOUN
fbem-31491	53	15	.	.	PUNCT
fbem-31491	54	1	as	as	ADV
fbem-31491	54	2	long	long	ADV
fbem-31491	54	3	as	as	SCONJ
fbem-31491	54	4	it	it	PRON
fbem-31491	54	5	is	be	AUX
fbem-31491	54	6	secure	secure	ADJ
fbem-31491	54	7	enough	enough	ADV
fbem-31491	54	8	,	,	PUNCT
fbem-31491	54	9	currency	currency	NOUN
fbem-31491	54	10	credit	credit	NOUN
fbem-31491	54	11	may	may	AUX
fbem-31491	54	12	not	not	PART
fbem-31491	54	13	require	require	VERB
fbem-31491	54	14	state	state	NOUN
fbem-31491	54	15	endorsement	endorsement	NOUN
fbem-31491	54	16	,	,	PUNCT
fbem-31491	54	17	and	and	CCONJ
fbem-31491	54	18	even	even	ADV
fbem-31491	54	19	the	the	DET
fbem-31491	54	20	mandatory	mandatory	ADJ
fbem-31491	54	21	functions	function	NOUN
fbem-31491	54	22	of	of	ADP
fbem-31491	54	23	the	the	DET
fbem-31491	54	24	state	state	NOUN
fbem-31491	54	25	may	may	AUX
fbem-31491	54	26	fail	fail	VERB
fbem-31491	54	27	.	.	PUNCT
fbem-31491	55	1	a	a	DET
fbem-31491	55	2	typical	typical	ADJ
fbem-31491	55	3	example	example	NOUN
fbem-31491	55	4	is	be	AUX
fbem-31491	55	5	the	the	DET
fbem-31491	55	6	popularity	popularity	NOUN
fbem-31491	55	7	of	of	ADP
fbem-31491	55	8	bitcoin	bitcoin	NOUN
fbem-31491	55	9	.	.	PUNCT
fbem-31491	56	1	(	(	PUNCT
fbem-31491	56	2	2	2	X
fbem-31491	56	3	)	)	PUNCT
fbem-31491	56	4	regulatory	regulatory	ADJ
fbem-31491	56	5	risk	risk	NOUN
fbem-31491	56	6	the	the	DET
fbem-31491	56	7	current	current	ADJ
fbem-31491	56	8	regulatory	regulatory	ADJ
fbem-31491	56	9	risks	risk	NOUN
fbem-31491	56	10	in	in	ADP
fbem-31491	56	11	china	china	PROPN
fbem-31491	56	12	mainly	mainly	ADV
fbem-31491	56	13	come	come	VERB
fbem-31491	56	14	from	from	ADP
fbem-31491	56	15	the	the	DET
fbem-31491	56	16	lack	lack	NOUN
fbem-31491	56	17	of	of	ADP
fbem-31491	56	18	coordination	coordination	NOUN
fbem-31491	56	19	between	between	ADP
fbem-31491	56	20	segmented	segment	VERB
fbem-31491	56	21	regulation	regulation	NOUN
fbem-31491	56	22	and	and	CCONJ
fbem-31491	56	23	mixed	mixed	ADJ
fbem-31491	56	24	operation	operation	NOUN
fbem-31491	56	25	.	.	PUNCT
fbem-31491	57	1	the	the	DET
fbem-31491	57	2	business	business	NOUN
fbem-31491	57	3	of	of	ADP
fbem-31491	57	4	internet	internet	NOUN
fbem-31491	57	5	finance	finance	NOUN
fbem-31491	57	6	companies	company	NOUN
fbem-31491	57	7	covers	cover	VERB
fbem-31491	57	8	banking	banking	NOUN
fbem-31491	57	9	,	,	PUNCT
fbem-31491	57	10	insurance	insurance	NOUN
fbem-31491	57	11	and	and	CCONJ
fbem-31491	57	12	securities	security	NOUN
fbem-31491	57	13	,	,	PUNCT
fbem-31491	57	14	which	which	PRON
fbem-31491	57	15	is	be	AUX
fbem-31491	57	16	a	a	DET
fbem-31491	57	17	highly	highly	ADV
fbem-31491	57	18	integrated	integrate	VERB
fbem-31491	57	19	business	business	NOUN
fbem-31491	57	20	.	.	PUNCT
fbem-31491	58	1	its	its	PRON
fbem-31491	58	2	cross	cross	NOUN
fbem-31491	58	3	industry	industry	NOUN
fbem-31491	58	4	,	,	PUNCT
fbem-31491	58	5	cross	cross	NOUN
fbem-31491	58	6	departmental	departmental	NOUN
fbem-31491	58	7	,	,	PUNCT
fbem-31491	58	8	and	and	CCONJ
fbem-31491	58	9	cross	cross	NOUN
fbem-31491	58	10	business	business	NOUN
fbem-31491	58	11	characteristics	characteristic	NOUN
fbem-31491	58	12	make	make	VERB
fbem-31491	58	13	its	its	PRON
fbem-31491	58	14	regulatory	regulatory	ADJ
fbem-31491	58	15	risks	risk	NOUN
fbem-31491	58	16	greater	great	ADJ
fbem-31491	58	17	.	.	PUNCT
fbem-31491	59	1	risk	risk	NOUN
fbem-31491	59	2	reserve	reserve	PROPN
fbem-31491	59	3	,	,	PUNCT
fbem-31491	59	4	bad	bad	ADJ
fbem-31491	59	5	debt	debt	NOUN
fbem-31491	59	6	ratio	ratio	NOUN
fbem-31491	59	7	,	,	PUNCT
fbem-31491	59	8	information	information	NOUN
fbem-31491	59	9	disclosure	disclosure	NOUN
fbem-31491	59	10	,	,	PUNCT
fbem-31491	59	11	risk	risk	NOUN
fbem-31491	59	12	rating	rating	NOUN
fbem-31491	59	13	,	,	PUNCT
fbem-31491	59	14	and	and	CCONJ
fbem-31491	59	15	investor	investor	NOUN
fbem-31491	59	16	rights	right	NOUN
fbem-31491	59	17	protection	protection	NOUN
fbem-31491	59	18	are	be	AUX
fbem-31491	59	19	not	not	PART
fbem-31491	59	20	included	include	VERB
fbem-31491	59	21	in	in	ADP
fbem-31491	59	22	the	the	DET
fbem-31491	59	23	monitoring	monitoring	NOUN
fbem-31491	59	24	scope	scope	NOUN
fbem-31491	59	25	,	,	PUNCT
fbem-31491	59	26	which	which	PRON
fbem-31491	59	27	will	will	AUX
fbem-31491	59	28	accelerate	accelerate	VERB
fbem-31491	59	29	the	the	DET
fbem-31491	59	30	cross	cross	NOUN
fbem-31491	59	31	referencing	referencing	NOUN
fbem-31491	59	32	and	and	CCONJ
fbem-31491	59	33	aggregation	aggregation	NOUN
fbem-31491	59	34	of	of	ADP
fbem-31491	59	35	regulatory	regulatory	ADJ
fbem-31491	59	36	risks	risk	NOUN
fbem-31491	59	37	.	.	PUNCT
fbem-31491	60	1	(	(	PUNCT
fbem-31491	60	2	3	3	X
fbem-31491	60	3	)	)	PUNCT
fbem-31491	60	4	trading	trading	NOUN
fbem-31491	60	5	risk	risk	NOUN
fbem-31491	60	6	trading	trading	NOUN
fbem-31491	60	7	risks	risk	NOUN
fbem-31491	60	8	mainly	mainly	ADV
fbem-31491	60	9	include	include	VERB
fbem-31491	60	10	trading	trading	NOUN
fbem-31491	60	11	system	system	NOUN
fbem-31491	60	12	risks	risk	NOUN
fbem-31491	60	13	and	and	CCONJ
fbem-31491	60	14	trading	trade	VERB
fbem-31491	60	15	characteristic	characteristic	ADJ
fbem-31491	60	16	risks	risk	NOUN
fbem-31491	60	17	.	.	PUNCT
fbem-31491	61	1	business	business	NOUN
fbem-31491	61	2	system	system	NOUN
fbem-31491	61	3	risk	risk	NOUN
fbem-31491	61	4	is	be	AUX
fbem-31491	61	5	caused	cause	VERB
fbem-31491	61	6	by	by	ADP
fbem-31491	61	7	network	network	NOUN
fbem-31491	61	8	forgery	forgery	NOUN
fbem-31491	61	9	,	,	PUNCT
fbem-31491	61	10	virus	virus	NOUN
fbem-31491	61	11	threats	threat	NOUN
fbem-31491	61	12	,	,	PUNCT
fbem-31491	61	13	system	system	NOUN
fbem-31491	61	14	failures	failure	NOUN
fbem-31491	61	15	,	,	PUNCT
fbem-31491	61	16	or	or	CCONJ
fbem-31491	61	17	other	other	ADJ
fbem-31491	61	18	unforeseen	unforeseen	ADJ
fbem-31491	61	19	events	event	NOUN
fbem-31491	61	20	that	that	PRON
fbem-31491	61	21	prevent	prevent	VERB
fbem-31491	61	22	institutions	institution	NOUN
fbem-31491	61	23	from	from	ADP
fbem-31491	61	24	providing	provide	VERB
fbem-31491	61	25	secure	secure	ADJ
fbem-31491	61	26	products	product	NOUN
fbem-31491	61	27	or	or	CCONJ
fbem-31491	61	28	services	service	NOUN
fbem-31491	61	29	.	.	PUNCT
fbem-31491	62	1	all	all	DET
fbem-31491	62	2	online	online	ADJ
fbem-31491	62	3	wealth	wealth	NOUN
fbem-31491	62	4	management	management	NOUN
fbem-31491	62	5	products	product	NOUN
fbem-31491	62	6	and	and	CCONJ
fbem-31491	62	7	services	service	NOUN
fbem-31491	62	8	carry	carry	VERB
fbem-31491	62	9	such	such	ADJ
fbem-31491	62	10	risks	risk	NOUN
fbem-31491	62	11	.	.	PUNCT
fbem-31491	63	1	the	the	DET
fbem-31491	63	2	characteristic	characteristic	ADJ
fbem-31491	63	3	risks	risk	NOUN
fbem-31491	63	4	of	of	ADP
fbem-31491	63	5	internet	internet	NOUN
fbem-31491	63	6	financial	financial	ADJ
fbem-31491	63	7	transactions	transaction	NOUN
fbem-31491	63	8	originate	originate	VERB
fbem-31491	63	9	from	from	ADP
fbem-31491	63	10	different	different	ADJ
fbem-31491	63	11	economic	economic	ADJ
fbem-31491	63	12	entities	entity	NOUN
fbem-31491	63	13	,	,	PUNCT
fbem-31491	63	14	that	that	ADV
fbem-31491	63	15	is	is	ADV
fbem-31491	63	16	,	,	PUNCT
fbem-31491	63	17	due	due	ADP
fbem-31491	63	18	to	to	ADP
fbem-31491	63	19	the	the	DET
fbem-31491	63	20	asymmetric	asymmetric	ADJ
fbem-31491	63	21	information	information	NOUN
fbem-31491	63	22	of	of	ADP
fbem-31491	63	23	traders	trader	NOUN
fbem-31491	63	24	,	,	PUNCT
fbem-31491	63	25	there	there	PRON
fbem-31491	63	26	are	be	VERB
fbem-31491	63	27	also	also	ADV
fbem-31491	63	28	risks	risk	NOUN
fbem-31491	63	29	in	in	ADP
fbem-31491	63	30	the	the	DET
fbem-31491	63	31	market	market	NOUN
fbem-31491	63	32	and	and	CCONJ
fbem-31491	63	33	liquidity	liquidity	NOUN
fbem-31491	63	34	.	.	PUNCT
fbem-31491	64	1	credit	credit	NOUN
fbem-31491	64	2	risk	risk	NOUN
fbem-31491	64	3	refers	refer	VERB
fbem-31491	64	4	to	to	ADP
fbem-31491	64	5	credit	credit	NOUN
fbem-31491	64	6	risks	risk	NOUN
fbem-31491	64	7	such	such	ADJ
fbem-31491	64	8	as	as	ADP
fbem-31491	64	9	inadequate	inadequate	ADJ
fbem-31491	64	10	credit	credit	NOUN
fbem-31491	64	11	system	system	NOUN
fbem-31491	64	12	construction	construction	NOUN
fbem-31491	64	13	,	,	PUNCT
fbem-31491	64	14	insufficient	insufficient	ADJ
fbem-31491	64	15	information	information	NOUN
fbem-31491	64	16	transparency	transparency	NOUN
fbem-31491	64	17	,	,	PUNCT
fbem-31491	64	18	and	and	CCONJ
fbem-31491	64	19	lack	lack	NOUN
fbem-31491	64	20	of	of	ADP
fbem-31491	64	21	credit	credit	NOUN
fbem-31491	64	22	information	information	NOUN
fbem-31491	64	23	.	.	PUNCT
fbem-31491	65	1	(	(	PUNCT
fbem-31491	65	2	4	4	X
fbem-31491	65	3	)	)	PUNCT
fbem-31491	65	4	technical	technical	ADJ
fbem-31491	65	5	risks	risk	NOUN
fbem-31491	65	6	the	the	DET
fbem-31491	65	7	internet	internet	NOUN
fbem-31491	65	8	itself	itself	PRON
fbem-31491	65	9	has	have	VERB
fbem-31491	65	10	technological	technological	ADJ
fbem-31491	65	11	risks	risk	NOUN
fbem-31491	65	12	,	,	PUNCT
fbem-31491	65	13	such	such	ADJ
fbem-31491	65	14	as	as	ADP
fbem-31491	65	15	hacker	hacker	NOUN
fbem-31491	65	16	attacks	attack	NOUN
fbem-31491	65	17	,	,	PUNCT
fbem-31491	65	18	password	password	NOUN
fbem-31491	65	19	theft	theft	NOUN
fbem-31491	65	20	,	,	PUNCT
fbem-31491	65	21	fund	fund	NOUN
fbem-31491	65	22	theft	theft	NOUN
fbem-31491	65	23	,	,	PUNCT
fbem-31491	65	24	and	and	CCONJ
fbem-31491	65	25	information	information	NOUN
fbem-31491	65	26	tampering	tampering	NOUN
fbem-31491	65	27	.	.	PUNCT
fbem-31491	66	1	according	accord	VERB
fbem-31491	66	2	to	to	ADP
fbem-31491	66	3	the	the	DET
fbem-31491	66	4	data	datum	NOUN
fbem-31491	66	5	released	release	VERB
fbem-31491	66	6	by	by	ADP
fbem-31491	66	7	the	the	DET
fbem-31491	66	8	china	china	PROPN
fbem-31491	66	9	internet	internet	PROPN
fbem-31491	66	10	information	information	NOUN
fbem-31491	66	11	center	center	NOUN
fbem-31491	66	12	,	,	PUNCT
fbem-31491	66	13	247	247	NUM
fbem-31491	66	14	million	million	NUM
fbem-31491	66	15	domestic	domestic	ADJ
fbem-31491	66	16	computers	computer	NOUN
fbem-31491	66	17	and	and	CCONJ
fbem-31491	66	18	247	247	NUM
fbem-31491	66	19	50	50	NUM
fbem-31491	66	20	million	million	NUM
fbem-31491	66	21	android	android	PROPN
fbem-31491	66	22	smartphones	smartphone	NOUN
fbem-31491	66	23	were	be	AUX
fbem-31491	66	24	infected	infect	VERB
fbem-31491	66	25	with	with	ADP
fbem-31491	66	26	trojan	trojan	NOUN
fbem-31491	66	27	horses	horse	NOUN
fbem-31491	66	28	by	by	ADP
fbem-31491	66	29	december	december	PROPN
fbem-31491	66	30	2016	2016	NUM
fbem-31491	66	31	.	.	PUNCT
fbem-31491	67	1	the	the	DET
fbem-31491	67	2	security	security	NOUN
fbem-31491	67	3	issues	issue	NOUN
fbem-31491	67	4	of	of	ADP
fbem-31491	67	5	online	online	ADJ
fbem-31491	67	6	transactions	transaction	NOUN
fbem-31491	67	7	occur	occur	VERB
fbem-31491	67	8	from	from	ADP
fbem-31491	67	9	time	time	NOUN
fbem-31491	67	10	to	to	ADP
fbem-31491	67	11	time	time	NOUN
fbem-31491	67	12	.	.	PUNCT
fbem-31491	68	1	furthermore	furthermore	ADV
fbem-31491	68	2	,	,	PUNCT
fbem-31491	68	3	what	what	PRON
fbem-31491	68	4	is	be	AUX
fbem-31491	68	5	even	even	ADV
fbem-31491	68	6	more	more	ADV
fbem-31491	68	7	severe	severe	ADJ
fbem-31491	68	8	is	be	AUX
fbem-31491	68	9	that	that	SCONJ
fbem-31491	68	10	over	over	ADP
fbem-31491	68	11	80	80	NUM
fbem-31491	68	12	%	%	NOUN
fbem-31491	68	13	of	of	ADP
fbem-31491	68	14	china	china	PROPN
fbem-31491	68	15	's	's	PART
fbem-31491	68	16	domestic	domestic	ADJ
fbem-31491	68	17	highend	highend	NOUN
fbem-31491	68	18	chips	chip	NOUN
fbem-31491	68	19	,	,	PUNCT
fbem-31491	68	20	over	over	ADP
fbem-31491	68	21	90	90	NUM
fbem-31491	68	22	%	%	NOUN
fbem-31491	68	23	of	of	ADP
fbem-31491	68	24	basic	basic	ADJ
fbem-31491	68	25	software	software	NOUN
fbem-31491	68	26	,	,	PUNCT
fbem-31491	68	27	and	and	CCONJ
fbem-31491	68	28	over	over	ADP
fbem-31491	68	29	80	80	NUM
fbem-31491	68	30	%	%	NOUN
fbem-31491	68	31	of	of	ADP
fbem-31491	68	32	universal	universal	ADJ
fbem-31491	68	33	protocols	protocol	NOUN
fbem-31491	68	34	and	and	CCONJ
fbem-31491	68	35	specifications	specification	NOUN
fbem-31491	68	36	are	be	AUX
fbem-31491	68	37	imported	import	VERB
fbem-31491	68	38	.	.	PUNCT
fbem-31491	69	1	these	these	DET
fbem-31491	69	2	software	software	NOUN
fbem-31491	69	3	have	have	VERB
fbem-31491	69	4	"	"	PUNCT
fbem-31491	69	5	backdoors	backdoor	NOUN
fbem-31491	69	6	"	"	PUNCT
fbem-31491	69	7	that	that	PRON
fbem-31491	69	8	pose	pose	VERB
fbem-31491	69	9	a	a	DET
fbem-31491	69	10	potential	potential	ADJ
fbem-31491	69	11	threat	threat	NOUN
fbem-31491	69	12	to	to	ADP
fbem-31491	69	13	financial	financial	ADJ
fbem-31491	69	14	information	information	NOUN
fbem-31491	69	15	security	security	NOUN
fbem-31491	69	16	.	.	PUNCT
fbem-31491	70	1	(	(	PUNCT
fbem-31491	70	2	5	5	X
fbem-31491	70	3	)	)	PUNCT
fbem-31491	70	4	cognitive	cognitive	ADJ
fbem-31491	70	5	risk	risk	NOUN
fbem-31491	70	6	internet	internet	NOUN
fbem-31491	70	7	finance	finance	NOUN
fbem-31491	70	8	has	have	AUX
fbem-31491	70	9	created	create	VERB
fbem-31491	70	10	a	a	DET
fbem-31491	70	11	variety	variety	NOUN
fbem-31491	70	12	of	of	ADP
fbem-31491	70	13	financial	financial	ADJ
fbem-31491	70	14	instruments	instrument	NOUN
fbem-31491	70	15	,	,	PUNCT
fbem-31491	70	16	whose	whose	DET
fbem-31491	70	17	main	main	ADJ
fbem-31491	70	18	functions	function	NOUN
fbem-31491	70	19	are	be	AUX
fbem-31491	70	20	still	still	ADV
fbem-31491	70	21	financing	finance	VERB
fbem-31491	70	22	,	,	PUNCT
fbem-31491	70	23	payment	payment	NOUN
fbem-31491	70	24	and	and	CCONJ
fbem-31491	70	25	clearing	clearing	NOUN
fbem-31491	70	26	.	.	PUNCT
fbem-31491	71	1	a	a	DET
fbem-31491	71	2	large	large	ADJ
fbem-31491	71	3	number	number	NOUN
fbem-31491	71	4	of	of	ADP
fbem-31491	71	5	financial	financial	ADJ
fbem-31491	71	6	and	and	CCONJ
fbem-31491	71	7	wealth	wealth	NOUN
fbem-31491	71	8	management	management	NOUN
fbem-31491	71	9	products	product	NOUN
fbem-31491	71	10	have	have	AUX
fbem-31491	71	11	flooded	flood	VERB
fbem-31491	71	12	into	into	ADP
fbem-31491	71	13	people	people	NOUN
fbem-31491	71	14	's	's	PART
fbem-31491	71	15	sight	sight	NOUN
fbem-31491	71	16	through	through	ADP
fbem-31491	71	17	mobile	mobile	ADJ
fbem-31491	71	18	apps	app	NOUN
fbem-31491	71	19	.	.	PUNCT
fbem-31491	72	1	many	many	ADJ
fbem-31491	72	2	people	people	NOUN
fbem-31491	72	3	are	be	AUX
fbem-31491	72	4	unable	unable	ADJ
fbem-31491	72	5	to	to	PART
fbem-31491	72	6	effectively	effectively	ADV
fbem-31491	72	7	distinguish	distinguish	VERB
fbem-31491	72	8	between	between	ADP
fbem-31491	72	9	authenticity	authenticity	NOUN
fbem-31491	72	10	and	and	CCONJ
fbem-31491	72	11	are	be	AUX
fbem-31491	72	12	not	not	PART
fbem-31491	72	13	familiar	familiar	ADJ
fbem-31491	72	14	with	with	ADP
fbem-31491	72	15	financial	financial	ADJ
fbem-31491	72	16	products	product	NOUN
fbem-31491	72	17	.	.	PUNCT
fbem-31491	73	1	they	they	PRON
fbem-31491	73	2	easily	easily	ADV
fbem-31491	73	3	believe	believe	VERB
fbem-31491	73	4	in	in	ADP
fbem-31491	73	5	the	the	DET
fbem-31491	73	6	sweet	sweet	ADJ
fbem-31491	73	7	words	word	NOUN
fbem-31491	73	8	of	of	ADP
fbem-31491	73	9	sales	sale	NOUN
fbem-31491	73	10	advertisements	advertisement	NOUN
fbem-31491	73	11	and	and	CCONJ
fbem-31491	73	12	are	be	AUX
fbem-31491	73	13	deceived	deceive	VERB
fbem-31491	73	14	by	by	ADP
fbem-31491	73	15	words	word	NOUN
fbem-31491	73	16	such	such	ADJ
fbem-31491	73	17	as	as	ADP
fbem-31491	73	18	high	high	ADJ
fbem-31491	73	19	returns	return	NOUN
fbem-31491	73	20	and	and	CCONJ
fbem-31491	73	21	low	low	ADJ
fbem-31491	73	22	risks	risk	NOUN
fbem-31491	73	23	.	.	PUNCT
fbem-31491	74	1	this	this	PRON
fbem-31491	74	2	has	have	AUX
fbem-31491	74	3	also	also	ADV
fbem-31491	74	4	drawn	draw	VERB
fbem-31491	74	5	in	in	ADP
fbem-31491	74	6	people	people	NOUN
fbem-31491	74	7	who	who	PRON
fbem-31491	74	8	were	be	AUX
fbem-31491	74	9	previously	previously	ADV
fbem-31491	74	10	not	not	PART
fbem-31491	74	11	involved	involve	VERB
fbem-31491	74	12	in	in	ADP
fbem-31491	74	13	the	the	DET
fbem-31491	74	14	traditional	traditional	ADJ
fbem-31491	74	15	financial	financial	ADJ
fbem-31491	74	16	industry	industry	NOUN
fbem-31491	74	17	.	.	PUNCT
fbem-31491	75	1	these	these	DET
fbem-31491	75	2	groups	group	NOUN
fbem-31491	75	3	of	of	ADP
fbem-31491	75	4	people	people	NOUN
fbem-31491	75	5	lack	lack	VERB
fbem-31491	75	6	the	the	DET
fbem-31491	75	7	ability	ability	NOUN
fbem-31491	75	8	to	to	PART
fbem-31491	75	9	identify	identify	VERB
fbem-31491	75	10	and	and	CCONJ
fbem-31491	75	11	tolerate	tolerate	VERB
fbem-31491	75	12	risks	risk	NOUN
fbem-31491	75	13	,	,	PUNCT
fbem-31491	75	14	which	which	PRON
fbem-31491	75	15	increases	increase	VERB
fbem-31491	75	16	the	the	DET
fbem-31491	75	17	likelihood	likelihood	NOUN
fbem-31491	75	18	of	of	ADP
fbem-31491	75	19	risk	risk	NOUN
fbem-31491	75	20	occurrence	occurrence	NOUN
fbem-31491	75	21	.	.	PUNCT
fbem-31491	76	1	for	for	ADP
fbem-31491	76	2	example	example	NOUN
fbem-31491	76	3	,	,	PUNCT
fbem-31491	76	4	among	among	ADP
fbem-31491	76	5	the	the	DET
fbem-31491	76	6	wealth	wealth	NOUN
fbem-31491	76	7	management	management	NOUN
fbem-31491	76	8	products	product	NOUN
fbem-31491	76	9	provided	provide	VERB
fbem-31491	76	10	by	by	ADP
fbem-31491	76	11	china	china	PROPN
fbem-31491	76	12	construction	construction	PROPN
fbem-31491	76	13	bank	bank	PROPN
fbem-31491	76	14	,	,	PUNCT
fbem-31491	76	15	some	some	DET
fbem-31491	76	16	customers	customer	NOUN
fbem-31491	76	17	do	do	AUX
fbem-31491	76	18	not	not	PART
fbem-31491	76	19	have	have	VERB
fbem-31491	76	20	professional	professional	ADJ
fbem-31491	76	21	knowledge	knowledge	NOUN
fbem-31491	76	22	and	and	CCONJ
fbem-31491	76	23	only	only	ADV
fbem-31491	76	24	want	want	VERB
fbem-31491	76	25	to	to	PART
fbem-31491	76	26	invest	invest	VERB
fbem-31491	76	27	their	their	PRON
fbem-31491	76	28	spare	spare	ADJ
fbem-31491	76	29	money	money	NOUN
fbem-31491	76	30	to	to	PART
fbem-31491	76	31	obtain	obtain	VERB
fbem-31491	76	32	stable	stable	ADJ
fbem-31491	76	33	returns	return	NOUN
fbem-31491	76	34	.	.	PUNCT
fbem-31491	77	1	however	however	ADV
fbem-31491	77	2	,	,	PUNCT
fbem-31491	77	3	what	what	PRON
fbem-31491	77	4	they	they	PRON
fbem-31491	77	5	can	can	AUX
fbem-31491	77	6	buy	buy	VERB
fbem-31491	77	7	may	may	AUX
fbem-31491	77	8	not	not	PART
fbem-31491	77	9	necessarily	necessarily	ADV
fbem-31491	77	10	be	be	AUX
fbem-31491	77	11	"	"	PUNCT
fbem-31491	77	12	china	china	PROPN
fbem-31491	77	13	construction	construction	PROPN
fbem-31491	77	14	bank	bank	PROPN
fbem-31491	77	15	wealth	wealth	NOUN
fbem-31491	77	16	management	management	NOUN
fbem-31491	77	17	products	product	NOUN
fbem-31491	77	18	"	"	PUNCT
fbem-31491	77	19	,	,	PUNCT
fbem-31491	77	20	and	and	CCONJ
fbem-31491	77	21	they	they	PRON
fbem-31491	77	22	may	may	AUX
fbem-31491	77	23	accidentally	accidentally	ADV
fbem-31491	77	24	buy	buy	VERB
fbem-31491	77	25	wealth	wealth	NOUN
fbem-31491	77	26	management	management	NOUN
fbem-31491	77	27	products	product	NOUN
fbem-31491	77	28	sold	sell	VERB
fbem-31491	77	29	by	by	ADP
fbem-31491	77	30	banks	bank	NOUN
fbem-31491	77	31	.	.	PUNCT
fbem-31491	78	1	on	on	ADP
fbem-31491	78	2	the	the	DET
fbem-31491	78	3	contrary	contrary	NOUN
fbem-31491	78	4	,	,	PUNCT
fbem-31491	78	5	this	this	DET
fbem-31491	78	6	type	type	NOUN
fbem-31491	78	7	of	of	ADP
fbem-31491	78	8	product	product	NOUN
fbem-31491	78	9	not	not	PART
fbem-31491	78	10	only	only	ADV
fbem-31491	78	11	carries	carry	VERB
fbem-31491	78	12	high	high	ADJ
fbem-31491	78	13	risks	risk	NOUN
fbem-31491	78	14	,	,	PUNCT
fbem-31491	78	15	but	but	CCONJ
fbem-31491	78	16	also	also	ADV
fbem-31491	78	17	has	have	VERB
fbem-31491	78	18	low	low	ADJ
fbem-31491	78	19	interest	interest	NOUN
fbem-31491	78	20	rates	rate	NOUN
fbem-31491	78	21	and	and	CCONJ
fbem-31491	78	22	can	can	AUX
fbem-31491	78	23	not	not	PART
fbem-31491	78	24	be	be	AUX
fbem-31491	78	25	withdrawn	withdraw	VERB
fbem-31491	78	26	before	before	ADP
fbem-31491	78	27	maturity	maturity	NOUN
fbem-31491	78	28	.	.	PUNCT
fbem-31491	79	1	3.4	3.4	NUM
fbem-31491	79	2	.	.	PUNCT
fbem-31491	79	3	causes	cause	NOUN
fbem-31491	79	4	of	of	ADP
fbem-31491	79	5	internet	internet	NOUN
fbem-31491	79	6	financial	financial	ADJ
fbem-31491	79	7	risks	risk	NOUN
fbem-31491	79	8	(	(	PUNCT
fbem-31491	79	9	1	1	NUM
fbem-31491	79	10	)	)	PUNCT
fbem-31491	79	11	unequal	unequal	ADJ
fbem-31491	79	12	status	status	NOUN
fbem-31491	79	13	among	among	ADP
fbem-31491	79	14	trading	trading	NOUN
fbem-31491	79	15	parties	party	NOUN
fbem-31491	79	16	the	the	DET
fbem-31491	79	17	inequality	inequality	NOUN
fbem-31491	79	18	of	of	ADP
fbem-31491	79	19	status	status	NOUN
fbem-31491	79	20	is	be	AUX
fbem-31491	79	21	first	first	ADV
fbem-31491	79	22	manifested	manifest	VERB
fbem-31491	79	23	in	in	ADP
fbem-31491	79	24	information	information	NOUN
fbem-31491	79	25	inequality	inequality	NOUN
fbem-31491	79	26	.	.	PUNCT
fbem-31491	80	1	internet	internet	NOUN
fbem-31491	80	2	financial	financial	ADJ
fbem-31491	80	3	institutions	institution	NOUN
fbem-31491	80	4	provide	provide	VERB
fbem-31491	80	5	information	information	NOUN
fbem-31491	80	6	services	service	NOUN
fbem-31491	80	7	for	for	ADP
fbem-31491	80	8	consumers	consumer	NOUN
fbem-31491	80	9	.	.	PUNCT
fbem-31491	81	1	they	they	PRON
fbem-31491	81	2	have	have	VERB
fbem-31491	81	3	various	various	ADJ
fbem-31491	81	4	advantages	advantage	NOUN
fbem-31491	81	5	in	in	ADP
fbem-31491	81	6	information	information	NOUN
fbem-31491	81	7	.	.	PUNCT
fbem-31491	82	1	in	in	ADP
fbem-31491	82	2	addition	addition	NOUN
fbem-31491	82	3	,	,	PUNCT
fbem-31491	82	4	the	the	DET
fbem-31491	82	5	complexity	complexity	NOUN
fbem-31491	82	6	and	and	CCONJ
fbem-31491	82	7	professionalism	professionalism	NOUN
fbem-31491	82	8	of	of	ADP
fbem-31491	82	9	internet	internet	NOUN
fbem-31491	82	10	financial	financial	ADJ
fbem-31491	82	11	products	product	NOUN
fbem-31491	82	12	make	make	VERB
fbem-31491	82	13	it	it	PRON
fbem-31491	82	14	difficult	difficult	ADJ
fbem-31491	82	15	for	for	SCONJ
fbem-31491	82	16	ordinary	ordinary	ADJ
fbem-31491	82	17	consumers	consumer	NOUN
fbem-31491	82	18	to	to	PART
fbem-31491	82	19	fully	fully	ADV
fbem-31491	82	20	and	and	CCONJ
fbem-31491	82	21	completely	completely	ADV
fbem-31491	82	22	grasp	grasp	VERB
fbem-31491	82	23	the	the	DET
fbem-31491	82	24	information	information	NOUN
fbem-31491	82	25	of	of	ADP
fbem-31491	82	26	internet	internet	NOUN
fbem-31491	82	27	financial	financial	ADJ
fbem-31491	82	28	products	product	NOUN
fbem-31491	82	29	based	base	VERB
fbem-31491	82	30	on	on	ADP
fbem-31491	82	31	their	their	PRON
fbem-31491	82	32	professional	professional	ADJ
fbem-31491	82	33	ability	ability	NOUN
fbem-31491	82	34	;	;	PUNCT
fbem-31491	82	35	the	the	DET
fbem-31491	82	36	cross	cross	ADJ
fbem-31491	82	37	regional	regional	PROPN
fbem-31491	82	38	operation	operation	NOUN
fbem-31491	82	39	characteristics	characteristic	NOUN
fbem-31491	82	40	of	of	ADP
fbem-31491	82	41	internet	internet	NOUN
fbem-31491	82	42	finance	finance	NOUN
fbem-31491	82	43	determine	determine	VERB
fbem-31491	82	44	that	that	PRON
fbem-31491	82	45	internet	internet	NOUN
fbem-31491	82	46	finance	finance	NOUN
fbem-31491	82	47	consumers	consumer	NOUN
fbem-31491	82	48	are	be	AUX
fbem-31491	82	49	distributed	distribute	VERB
fbem-31491	82	50	all	all	ADV
fbem-31491	82	51	over	over	ADP
fbem-31491	82	52	the	the	DET
fbem-31491	82	53	country	country	NOUN
fbem-31491	82	54	.	.	PUNCT
fbem-31491	83	1	once	once	ADV
fbem-31491	83	2	a	a	DET
fbem-31491	83	3	risk	risk	NOUN
fbem-31491	83	4	event	event	NOUN
fbem-31491	83	5	occurs	occur	VERB
fbem-31491	83	6	,	,	PUNCT
fbem-31491	83	7	consumers	consumer	NOUN
fbem-31491	83	8	often	often	ADV
fbem-31491	83	9	encounter	encounter	VERB
fbem-31491	83	10	difficulties	difficulty	NOUN
fbem-31491	83	11	in	in	ADP
fbem-31491	83	12	providing	provide	VERB
fbem-31491	83	13	evidence	evidence	NOUN
fbem-31491	83	14	and	and	CCONJ
fbem-31491	83	15	ca	can	AUX
fbem-31491	83	16	n't	not	PART
fbem-31491	83	17	compete	compete	VERB
fbem-31491	83	18	with	with	ADP
fbem-31491	83	19	organized	organize	VERB
fbem-31491	83	20	internet	internet	NOUN
fbem-31491	83	21	finance	finance	NOUN
fbem-31491	83	22	companies	company	NOUN
fbem-31491	83	23	;	;	PUNCT
fbem-31491	83	24	the	the	DET
fbem-31491	83	25	contract	contract	NOUN
fbem-31491	83	26	form	form	NOUN
fbem-31491	83	27	of	of	ADP
fbem-31491	83	28	online	online	ADJ
fbem-31491	83	29	wealth	wealth	NOUN
fbem-31491	83	30	management	management	NOUN
fbem-31491	83	31	products	product	NOUN
fbem-31491	83	32	is	be	AUX
fbem-31491	83	33	mainly	mainly	ADV
fbem-31491	83	34	in	in	ADP
fbem-31491	83	35	the	the	DET
fbem-31491	83	36	form	form	NOUN
fbem-31491	83	37	of	of	ADP
fbem-31491	83	38	electronic	electronic	ADJ
fbem-31491	83	39	contracts	contract	NOUN
fbem-31491	83	40	.	.	PUNCT
fbem-31491	84	1	internet	internet	NOUN
fbem-31491	84	2	finance	finance	NOUN
fbem-31491	84	3	companies	company	NOUN
fbem-31491	84	4	often	often	ADV
fbem-31491	84	5	set	set	VERB
fbem-31491	84	6	favorable	favorable	ADJ
fbem-31491	84	7	terms	term	NOUN
fbem-31491	84	8	in	in	ADP
fbem-31491	84	9	their	their	PRON
fbem-31491	84	10	contracts	contract	NOUN
fbem-31491	84	11	,	,	PUNCT
fbem-31491	84	12	while	while	SCONJ
fbem-31491	84	13	customers	customer	NOUN
fbem-31491	84	14	can	can	AUX
fbem-31491	84	15	only	only	ADV
fbem-31491	84	16	passively	passively	ADV
fbem-31491	84	17	accept	accept	VERB
fbem-31491	84	18	them	they	PRON
fbem-31491	84	19	[	[	X
fbem-31491	84	20	6	6	NUM
fbem-31491	84	21	]	]	PUNCT
fbem-31491	84	22	.	.	PUNCT
fbem-31491	85	1	(	(	PUNCT
fbem-31491	85	2	2	2	X
fbem-31491	85	3	)	)	PUNCT
fbem-31491	85	4	industry	industry	NOUN
fbem-31491	85	5	herd	herd	NOUN
fbem-31491	85	6	effect	effect	NOUN
fbem-31491	85	7	financial	financial	ADJ
fbem-31491	85	8	herd	herd	NOUN
fbem-31491	85	9	behavior	behavior	NOUN
fbem-31491	85	10	refers	refer	VERB
fbem-31491	85	11	to	to	ADP
fbem-31491	85	12	the	the	DET
fbem-31491	85	13	practice	practice	NOUN
fbem-31491	85	14	of	of	ADP
fbem-31491	85	15	a	a	DET
fbem-31491	85	16	financial	financial	ADJ
fbem-31491	85	17	enterprise	enterprise	NOUN
fbem-31491	85	18	obtaining	obtain	VERB
fbem-31491	85	19	profits	profit	NOUN
fbem-31491	85	20	through	through	ADP
fbem-31491	85	21	improper	improper	ADJ
fbem-31491	85	22	behavior	behavior	NOUN
fbem-31491	85	23	,	,	PUNCT
fbem-31491	85	24	which	which	PRON
fbem-31491	85	25	is	be	AUX
fbem-31491	85	26	not	not	PART
fbem-31491	85	27	only	only	ADV
fbem-31491	85	28	not	not	PART
fbem-31491	85	29	resisted	resist	VERB
fbem-31491	85	30	but	but	CCONJ
fbem-31491	85	31	also	also	ADV
fbem-31491	85	32	imitated	imitate	VERB
fbem-31491	85	33	by	by	ADP
fbem-31491	85	34	the	the	DET
fbem-31491	85	35	entire	entire	ADJ
fbem-31491	85	36	industry	industry	NOUN
fbem-31491	85	37	.	.	PUNCT
fbem-31491	86	1	for	for	ADP
fbem-31491	86	2	example	example	NOUN
fbem-31491	86	3	,	,	PUNCT
fbem-31491	86	4	in	in	ADP
fbem-31491	86	5	recent	recent	ADJ
fbem-31491	86	6	years	year	NOUN
fbem-31491	86	7	,	,	PUNCT
fbem-31491	86	8	there	there	PRON
fbem-31491	86	9	have	have	AUX
fbem-31491	86	10	been	be	AUX
fbem-31491	86	11	serious	serious	ADJ
fbem-31491	86	12	behaviors	behavior	NOUN
fbem-31491	86	13	such	such	ADJ
fbem-31491	86	14	as	as	ADP
fbem-31491	86	15	illegal	illegal	ADJ
fbem-31491	86	16	sales	sale	NOUN
fbem-31491	86	17	of	of	ADP
fbem-31491	86	18	high	high	ADJ
fbem-31491	86	19	-	-	PUNCT
fbem-31491	86	20	risk	risk	NOUN
fbem-31491	86	21	wealth	wealth	NOUN
fbem-31491	86	22	management	management	NOUN
fbem-31491	86	23	products	product	NOUN
fbem-31491	86	24	,	,	PUNCT
fbem-31491	86	25	live	live	ADJ
fbem-31491	86	26	streaming	streaming	NOUN
fbem-31491	86	27	platforms	platform	NOUN
fbem-31491	86	28	carrying	carry	VERB
fbem-31491	86	29	counterfeit	counterfeit	ADJ
fbem-31491	86	30	goods	good	NOUN
fbem-31491	86	31	,	,	PUNCT
fbem-31491	86	32	and	and	CCONJ
fbem-31491	86	33	running	run	VERB
fbem-31491	86	34	away	away	ADV
fbem-31491	86	35	with	with	ADP
fbem-31491	86	36	money	money	NOUN
fbem-31491	86	37	through	through	ADP
fbem-31491	86	38	crowdfunding	crowdfunding	NOUN
fbem-31491	86	39	platforms	platform	NOUN
fbem-31491	86	40	.	.	PUNCT
fbem-31491	87	1	the	the	DET
fbem-31491	87	2	behaviors	behavior	NOUN
fbem-31491	87	3	of	of	ADP
fbem-31491	87	4	different	different	ADJ
fbem-31491	87	5	internet	internet	NOUN
fbem-31491	87	6	financial	financial	ADJ
fbem-31491	87	7	enterprises	enterprise	NOUN
fbem-31491	87	8	are	be	AUX
fbem-31491	87	9	interrelated	interrelate	VERB
fbem-31491	87	10	,	,	PUNCT
fbem-31491	87	11	leading	lead	VERB
fbem-31491	87	12	to	to	ADP
fbem-31491	87	13	the	the	DET
fbem-31491	87	14	correlation	correlation	NOUN
fbem-31491	87	15	of	of	ADP
fbem-31491	87	16	risks	risk	NOUN
fbem-31491	87	17	.	.	PUNCT
fbem-31491	88	1	moreover	moreover	ADV
fbem-31491	88	2	,	,	PUNCT
fbem-31491	88	3	there	there	PRON
fbem-31491	88	4	is	be	VERB
fbem-31491	88	5	herd	herd	ADJ
fbem-31491	88	6	behavior	behavior	NOUN
fbem-31491	88	7	among	among	ADP
fbem-31491	88	8	companies	company	NOUN
fbem-31491	88	9	,	,	PUNCT
fbem-31491	88	10	which	which	PRON
fbem-31491	88	11	may	may	AUX
fbem-31491	88	12	ultimately	ultimately	ADV
fbem-31491	88	13	lead	lead	VERB
fbem-31491	88	14	to	to	ADP
fbem-31491	88	15	risks	risk	NOUN
fbem-31491	88	16	in	in	ADP
fbem-31491	88	17	the	the	DET
fbem-31491	88	18	entire	entire	ADJ
fbem-31491	88	19	financial	financial	ADJ
fbem-31491	88	20	system	system	NOUN
fbem-31491	88	21	.	.	PUNCT
fbem-31491	89	1	the	the	DET
fbem-31491	89	2	"	"	PUNCT
fbem-31491	89	3	shanrong	shanrong	ADJ
fbem-31491	89	4	"	"	PUNCT
fbem-31491	89	5	poverty	poverty	NOUN
fbem-31491	89	6	alleviation	alleviation	NOUN
fbem-31491	89	7	live	live	VERB
fbem-31491	89	8	streaming	streaming	NOUN
fbem-31491	89	9	platform	platform	NOUN
fbem-31491	89	10	launched	launch	VERB
fbem-31491	89	11	by	by	ADP
fbem-31491	89	12	china	china	PROPN
fbem-31491	89	13	construction	construction	PROPN
fbem-31491	89	14	bank	bank	PROPN
fbem-31491	89	15	,	,	PUNCT
fbem-31491	89	16	with	with	ADP
fbem-31491	89	17	the	the	DET
fbem-31491	89	18	original	original	ADJ
fbem-31491	89	19	intention	intention	NOUN
fbem-31491	89	20	of	of	ADP
fbem-31491	89	21	poverty	poverty	NOUN
fbem-31491	89	22	alleviation	alleviation	NOUN
fbem-31491	89	23	and	and	CCONJ
fbem-31491	89	24	agricultural	agricultural	ADJ
fbem-31491	89	25	assistance	assistance	NOUN
fbem-31491	89	26	,	,	PUNCT
fbem-31491	89	27	is	be	AUX
fbem-31491	89	28	good	good	ADJ
fbem-31491	89	29	,	,	PUNCT
fbem-31491	89	30	but	but	CCONJ
fbem-31491	89	31	whether	whether	SCONJ
fbem-31491	89	32	the	the	DET
fbem-31491	89	33	live	live	ADJ
fbem-31491	89	34	streaming	streaming	NOUN
fbem-31491	89	35	complies	complie	NOUN
fbem-31491	89	36	with	with	ADP
fbem-31491	89	37	the	the	DET
fbem-31491	89	38	rules	rule	NOUN
fbem-31491	89	39	,	,	PUNCT
fbem-31491	89	40	whether	whether	SCONJ
fbem-31491	89	41	it	it	PRON
fbem-31491	89	42	will	will	AUX
fbem-31491	89	43	carry	carry	VERB
fbem-31491	89	44	illegal	illegal	ADJ
fbem-31491	89	45	goods	good	NOUN
fbem-31491	89	46	,	,	PUNCT
fbem-31491	89	47	and	and	CCONJ
fbem-31491	89	48	whether	whether	SCONJ
fbem-31491	89	49	it	it	PRON
fbem-31491	89	50	will	will	AUX
fbem-31491	89	51	sell	sell	VERB
fbem-31491	89	52	dog	dog	NOUN
fbem-31491	89	53	meat	meat	NOUN
fbem-31491	89	54	under	under	ADP
fbem-31491	89	55	false	false	ADJ
fbem-31491	89	56	pretenses	pretense	NOUN
fbem-31491	89	57	.	.	PUNCT
fbem-31491	90	1	for	for	ADP
fbem-31491	90	2	this	this	DET
fbem-31491	90	3	situation	situation	NOUN
fbem-31491	90	4	,	,	PUNCT
fbem-31491	90	5	on	on	ADP
fbem-31491	90	6	the	the	DET
fbem-31491	90	7	one	one	NUM
fbem-31491	90	8	hand	hand	NOUN
fbem-31491	90	9	,	,	PUNCT
fbem-31491	90	10	we	we	PRON
fbem-31491	90	11	need	need	VERB
fbem-31491	90	12	to	to	PART
fbem-31491	90	13	increase	increase	VERB
fbem-31491	90	14	the	the	DET
fbem-31491	90	15	scrutiny	scrutiny	NOUN
fbem-31491	90	16	of	of	ADP
fbem-31491	90	17	live	live	ADJ
fbem-31491	90	18	streaming	streaming	NOUN
fbem-31491	90	19	platforms	platform	NOUN
fbem-31491	90	20	;	;	PUNCT
fbem-31491	90	21	in	in	ADP
fbem-31491	90	22	addition	addition	NOUN
fbem-31491	90	23	,	,	PUNCT
fbem-31491	90	24	users	user	NOUN
fbem-31491	90	25	should	should	AUX
fbem-31491	90	26	also	also	ADV
fbem-31491	90	27	recognize	recognize	VERB
fbem-31491	90	28	that	that	SCONJ
fbem-31491	90	29	selling	sell	VERB
fbem-31491	90	30	financial	financial	ADJ
fbem-31491	90	31	products	product	NOUN
fbem-31491	90	32	on	on	ADP
fbem-31491	90	33	third	third	ADJ
fbem-31491	90	34	-	-	PUNCT
fbem-31491	90	35	party	party	NOUN
fbem-31491	90	36	live	live	ADJ
fbem-31491	90	37	streaming	streaming	NOUN
fbem-31491	90	38	platforms	platform	NOUN
fbem-31491	90	39	is	be	AUX
fbem-31491	90	40	illegal	illegal	ADJ
fbem-31491	90	41	,	,	PUNCT
fbem-31491	90	42	and	and	CCONJ
fbem-31491	90	43	consumers	consumer	NOUN
fbem-31491	90	44	should	should	AUX
fbem-31491	90	45	keep	keep	VERB
fbem-31491	90	46	their	their	PRON
fbem-31491	90	47	eyes	eye	NOUN
fbem-31491	90	48	open	open	VERB
fbem-31491	90	49	and	and	CCONJ
fbem-31491	90	50	identify	identify	VERB
fbem-31491	90	51	the	the	DET
fbem-31491	90	52	sales	sale	NOUN
fbem-31491	90	53	targets	target	NOUN
fbem-31491	90	54	and	and	CCONJ
fbem-31491	90	55	relevant	relevant	ADJ
fbem-31491	90	56	qualifications	qualification	NOUN
fbem-31491	90	57	.	.	PUNCT
fbem-31491	91	1	(	(	PUNCT
fbem-31491	91	2	3	3	X
fbem-31491	91	3	)	)	PUNCT
fbem-31491	91	4	inappropriate	inappropriate	ADJ
fbem-31491	91	5	incentives	incentive	VERB
fbem-31491	91	6	many	many	ADJ
fbem-31491	91	7	online	online	ADJ
fbem-31491	91	8	finance	finance	NOUN
fbem-31491	91	9	companies	company	NOUN
fbem-31491	91	10	encourage	encourage	VERB
fbem-31491	91	11	their	their	PRON
fbem-31491	91	12	employees	employee	NOUN
fbem-31491	91	13	or	or	CCONJ
fbem-31491	91	14	agents	agent	NOUN
fbem-31491	91	15	to	to	PART
fbem-31491	91	16	engage	engage	VERB
fbem-31491	91	17	in	in	ADP
fbem-31491	91	18	more	more	ADJ
fbem-31491	91	19	sales	sale	NOUN
fbem-31491	91	20	by	by	ADP
fbem-31491	91	21	linking	link	VERB
fbem-31491	91	22	their	their	PRON
fbem-31491	91	23	compensation	compensation	NOUN
fbem-31491	91	24	systems	system	NOUN
fbem-31491	91	25	,	,	PUNCT
fbem-31491	91	26	but	but	CCONJ
fbem-31491	91	27	due	due	ADP
fbem-31491	91	28	to	to	ADP
fbem-31491	91	29	performance	performance	NOUN
fbem-31491	91	30	pressure	pressure	NOUN
fbem-31491	91	31	or	or	CCONJ
fbem-31491	91	32	the	the	DET
fbem-31491	91	33	impact	impact	NOUN
fbem-31491	91	34	of	of	ADP
fbem-31491	91	35	compensation	compensation	NOUN
fbem-31491	91	36	,	,	PUNCT
fbem-31491	91	37	they	they	PRON
fbem-31491	91	38	ignore	ignore	VERB
fbem-31491	91	39	the	the	DET
fbem-31491	91	40	principle	principle	NOUN
fbem-31491	91	41	of	of	ADP
fbem-31491	91	42	"	"	PUNCT
fbem-31491	91	43	appropriateness	appropriateness	NOUN
fbem-31491	91	44	"	"	PUNCT
fbem-31491	91	45	,	,	PUNCT
fbem-31491	91	46	resulting	result	VERB
fbem-31491	91	47	in	in	ADP
fbem-31491	91	48	behavioral	behavioral	ADJ
fbem-31491	91	49	risks	risk	NOUN
fbem-31491	91	50	such	such	ADJ
fbem-31491	91	51	as	as	ADP
fbem-31491	91	52	forced	force	VERB
fbem-31491	91	53	sales	sale	NOUN
fbem-31491	91	54	and	and	CCONJ
fbem-31491	91	55	excessive	excessive	ADJ
fbem-31491	91	56	sales	sale	NOUN
fbem-31491	91	57	.	.	PUNCT
fbem-31491	92	1	4	4	X
fbem-31491	92	2	.	.	X
fbem-31491	92	3	current	current	ADJ
fbem-31491	92	4	situation	situation	NOUN
fbem-31491	92	5	and	and	CCONJ
fbem-31491	92	6	basic	basic	ADJ
fbem-31491	92	7	business	business	NOUN
fbem-31491	92	8	of	of	ADP
fbem-31491	92	9	changzhou	changzhou	PROPN
fbem-31491	92	10	construction	construction	PROPN
fbem-31491	92	11	bank	bank	PROPN
fbem-31491	92	12	4.1	4.1	NUM
fbem-31491	92	13	.	.	PUNCT
fbem-31491	93	1	current	current	ADJ
fbem-31491	93	2	situation	situation	NOUN
fbem-31491	93	3	of	of	ADP
fbem-31491	93	4	changzhou	changzhou	PROPN
fbem-31491	93	5	construction	construction	PROPN
fbem-31491	93	6	bank	bank	PROPN
fbem-31491	93	7	(	(	PUNCT
fbem-31491	93	8	1	1	X
fbem-31491	93	9	)	)	PUNCT
fbem-31491	93	10	strong	strong	ADJ
fbem-31491	93	11	capital	capital	NOUN
fbem-31491	93	12	strength	strength	NOUN
fbem-31491	93	13	and	and	CCONJ
fbem-31491	93	14	good	good	ADJ
fbem-31491	93	15	brand	brand	NOUN
fbem-31491	93	16	awareness	awareness	NOUN
fbem-31491	93	17	as	as	ADP
fbem-31491	93	18	of	of	ADP
fbem-31491	93	19	the	the	DET
fbem-31491	93	20	end	end	NOUN
fbem-31491	93	21	of	of	ADP
fbem-31491	93	22	2020	2020	NUM
fbem-31491	93	23	,	,	PUNCT
fbem-31491	93	24	the	the	DET
fbem-31491	93	25	asset	asset	NOUN
fbem-31491	93	26	size	size	NOUN
fbem-31491	93	27	of	of	ADP
fbem-31491	93	28	changzhou	changzhou	PROPN
fbem-31491	93	29	construction	construction	PROPN
fbem-31491	93	30	bank	bank	PROPN
fbem-31491	93	31	reached	reach	VERB
fbem-31491	93	32	31.078	31.078	NUM
fbem-31491	93	33	billion	billion	NUM
fbem-31491	93	34	yuan	yuan	NOUN
fbem-31491	93	35	,	,	PUNCT
fbem-31491	93	36	providing	provide	VERB
fbem-31491	93	37	a	a	DET
fbem-31491	93	38	solid	solid	ADJ
fbem-31491	93	39	foundation	foundation	NOUN
fbem-31491	93	40	for	for	SCONJ
fbem-31491	93	41	the	the	DET
fbem-31491	93	42	bank	bank	NOUN
fbem-31491	93	43	to	to	PART
fbem-31491	93	44	carry	carry	VERB
fbem-31491	93	45	out	out	ADP
fbem-31491	93	46	traditional	traditional	ADJ
fbem-31491	93	47	businesses	business	NOUN
fbem-31491	93	48	,	,	PUNCT
fbem-31491	93	49	expand	expand	VERB
fbem-31491	93	50	new	new	ADJ
fbem-31491	93	51	businesses	business	NOUN
fbem-31491	93	52	,	,	PUNCT
fbem-31491	93	53	and	and	CCONJ
fbem-31491	93	54	achieve	achieve	VERB
fbem-31491	93	55	stable	stable	ADJ
fbem-31491	93	56	development	development	NOUN
fbem-31491	93	57	.	.	PUNCT
fbem-31491	94	1	changzhou	changzhou	PROPN
fbem-31491	94	2	construction	construction	PROPN
fbem-31491	94	3	bank	bank	PROPN
fbem-31491	94	4	adheres	adhere	VERB
fbem-31491	94	5	to	to	ADP
fbem-31491	94	6	the	the	DET
fbem-31491	94	7	goal	goal	NOUN
fbem-31491	94	8	of	of	ADP
fbem-31491	94	9	efficiency	efficiency	NOUN
fbem-31491	94	10	,	,	PUNCT
fbem-31491	94	11	market	market	NOUN
fbem-31491	94	12	orientation	orientation	NOUN
fbem-31491	94	13	,	,	PUNCT
fbem-31491	94	14	customer	customer	NOUN
fbem-31491	94	15	centricity	centricity	NOUN
fbem-31491	94	16	,	,	PUNCT
fbem-31491	94	17	strengthens	strengthen	VERB
fbem-31491	94	18	quality	quality	NOUN
fbem-31491	94	19	management	management	NOUN
fbem-31491	94	20	,	,	PUNCT
fbem-31491	94	21	and	and	CCONJ
fbem-31491	94	22	vigorously	vigorously	ADV
fbem-31491	94	23	improves	improve	VERB
fbem-31491	94	24	the	the	DET
fbem-31491	94	25	level	level	NOUN
fbem-31491	94	26	of	of	ADP
fbem-31491	94	27	intensive	intensive	ADJ
fbem-31491	94	28	operation	operation	NOUN
fbem-31491	94	29	.	.	PUNCT
fbem-31491	95	1	the	the	DET
fbem-31491	95	2	average	average	ADJ
fbem-31491	95	3	deposit	deposit	NOUN
fbem-31491	95	4	per	per	ADP
fbem-31491	95	5	branch	branch	NOUN
fbem-31491	95	6	and	and	CCONJ
fbem-31491	95	7	per	per	ADP
fbem-31491	95	8	capita	capita	NOUN
fbem-31491	95	9	deposit	deposit	NOUN
fbem-31491	95	10	have	have	AUX
fbem-31491	95	11	significantly	significantly	ADV
fbem-31491	95	12	increased	increase	VERB
fbem-31491	95	13	.	.	PUNCT
fbem-31491	96	1	at	at	ADP
fbem-31491	96	2	the	the	DET
fbem-31491	96	3	end	end	NOUN
fbem-31491	96	4	of	of	ADP
fbem-31491	96	5	2020	2020	NUM
fbem-31491	96	6	,	,	PUNCT
fbem-31491	96	7	changzhou	changzhou	PROPN
fbem-31491	96	8	construction	construction	PROPN
fbem-31491	96	9	bank	bank	PROPN
fbem-31491	96	10	achieved	achieve	VERB
fbem-31491	96	11	48	48	NUM
fbem-31491	96	12	high	high	ADJ
fbem-31491	96	13	-	-	PUNCT
fbem-31491	96	14	yield	yield	NOUN
fbem-31491	96	15	projects	project	NOUN
fbem-31491	96	16	with	with	ADP
fbem-31491	96	17	a	a	DET
fbem-31491	96	18	total	total	ADJ
fbem-31491	96	19	output	output	NOUN
fbem-31491	96	20	of	of	ADP
fbem-31491	96	21	over	over	ADP
fbem-31491	96	22	50	50	NUM
fbem-31491	96	23	million	million	NUM
fbem-31491	96	24	yuan	yuan	NOUN
fbem-31491	96	25	,	,	PUNCT
fbem-31491	96	26	an	an	DET
fbem-31491	96	27	increase	increase	NOUN
fbem-31491	96	28	of	of	ADP
fbem-31491	96	29	12	12	NUM
fbem-31491	96	30	projects	project	NOUN
fbem-31491	96	31	from	from	ADP
fbem-31491	96	32	the	the	DET
fbem-31491	96	33	beginning	beginning	NOUN
fbem-31491	96	34	of	of	ADP
fbem-31491	96	35	the	the	DET
fbem-31491	96	36	year	year	NOUN
fbem-31491	96	37	;	;	PUNCT
fbem-31491	96	38	the	the	DET
fbem-31491	96	39	average	average	ADJ
fbem-31491	96	40	balance	balance	NOUN
fbem-31491	96	41	per	per	ADP
fbem-31491	96	42	point	point	NOUN
fbem-31491	96	43	reached	reach	VERB
fbem-31491	96	44	44.18	44.18	NUM
fbem-31491	96	45	million	million	NUM
fbem-31491	96	46	yuan	yuan	NOUN
fbem-31491	96	47	,	,	PUNCT
fbem-31491	96	48	which	which	PRON
fbem-31491	96	49	is	be	AUX
fbem-31491	96	50	6.16	6.16	NUM
fbem-31491	96	51	million	million	NUM
fbem-31491	96	52	yuan	yuan	NOUN
fbem-31491	96	53	higher	high	ADJ
fbem-31491	96	54	than	than	ADP
fbem-31491	96	55	the	the	DET
fbem-31491	96	56	provincial	provincial	ADJ
fbem-31491	96	57	average	average	NOUN
fbem-31491	96	58	of	of	ADP
fbem-31491	96	59	38.02	38.02	NUM
fbem-31491	96	60	million	million	NUM
fbem-31491	96	61	yuan	yuan	NOUN
fbem-31491	96	62	for	for	ADP
fbem-31491	96	63	china	china	PROPN
fbem-31491	96	64	construction	construction	PROPN
fbem-31491	96	65	bank	bank	PROPN
fbem-31491	96	66	.	.	PUNCT
fbem-31491	97	1	the	the	DET
fbem-31491	97	2	average	average	ADJ
fbem-31491	97	3	new	new	ADJ
fbem-31491	97	4	increase	increase	NOUN
fbem-31491	97	5	was	be	AUX
fbem-31491	97	6	4.98	4.98	NUM
fbem-31491	97	7	million	million	NUM
fbem-31491	97	8	yuan	yuan	NOUN
fbem-31491	97	9	,	,	PUNCT
fbem-31491	97	10	which	which	PRON
fbem-31491	97	11	is	be	AUX
fbem-31491	97	12	1.05	1.05	NUM
fbem-31491	97	13	million	million	NUM
fbem-31491	97	14	yuan	yuan	NOUN
fbem-31491	97	15	more	more	ADJ
fbem-31491	97	16	than	than	ADP
fbem-31491	97	17	the	the	DET
fbem-31491	97	18	average	average	ADJ
fbem-31491	97	19	new	new	ADJ
fbem-31491	97	20	increase	increase	NOUN
fbem-31491	97	21	of	of	ADP
fbem-31491	97	22	3.93	3.93	NUM
fbem-31491	97	23	million	million	NUM
fbem-31491	97	24	yuan	yuan	NOUN
fbem-31491	97	25	in	in	ADP
fbem-31491	97	26	the	the	DET
fbem-31491	97	27	province	province	NOUN
fbem-31491	97	28	's	's	PART
fbem-31491	97	29	construction	construction	NOUN
fbem-31491	97	30	bank	bank	NOUN
fbem-31491	97	31	.	.	PUNCT
fbem-31491	98	1	in	in	ADP
fbem-31491	98	2	2020	2020	NUM
fbem-31491	98	3	,	,	PUNCT
fbem-31491	98	4	it	it	PRON
fbem-31491	98	5	was	be	AUX
fbem-31491	98	6	awarded	award	VERB
fbem-31491	98	7	the	the	DET
fbem-31491	98	8	title	title	NOUN
fbem-31491	98	9	of	of	ADP
fbem-31491	98	10	"	"	PUNCT
fbem-31491	98	11	changzhou	changzhou	PROPN
fbem-31491	98	12	financial	financial	ADJ
fbem-31491	98	13	leading	lead	VERB
fbem-31491	98	14	brand	brand	NOUN
fbem-31491	98	15	"	"	PUNCT
fbem-31491	98	16	by	by	ADP
fbem-31491	98	17	changzhou	changzhou	PROPN
fbem-31491	98	18	evening	evening	NOUN
fbem-31491	98	19	news	news	PROPN
fbem-31491	98	20	.	.	PUNCT
fbem-31491	99	1	in	in	ADP
fbem-31491	99	2	2021	2021	NUM
fbem-31491	99	3	,	,	PUNCT
fbem-31491	99	4	after	after	ADP
fbem-31491	99	5	comprehensive	comprehensive	ADJ
fbem-31491	99	6	evaluation	evaluation	NOUN
fbem-31491	99	7	of	of	ADP
fbem-31491	99	8	relevant	relevant	ADJ
fbem-31491	99	9	indicators	indicator	NOUN
fbem-31491	99	10	and	and	CCONJ
fbem-31491	99	11	full	full	ADJ
fbem-31491	99	12	demonstration	demonstration	NOUN
fbem-31491	99	13	and	and	CCONJ
fbem-31491	99	14	selection	selection	NOUN
fbem-31491	99	15	by	by	ADP
fbem-31491	99	16	the	the	DET
fbem-31491	99	17	head	head	NOUN
fbem-31491	99	18	office	office	NOUN
fbem-31491	99	19	,	,	PUNCT
fbem-31491	99	20	changzhou	changzhou	PROPN
fbem-31491	99	21	construction	construction	PROPN
fbem-31491	99	22	bank	bank	PROPN
fbem-31491	99	23	was	be	AUX
fbem-31491	99	24	listed	list	VERB
fbem-31491	99	25	as	as	ADP
fbem-31491	99	26	a	a	DET
fbem-31491	99	27	"	"	PUNCT
fbem-31491	99	28	central	central	ADJ
fbem-31491	99	29	city	city	NOUN
fbem-31491	99	30	bank	bank	NOUN
fbem-31491	99	31	"	"	PUNCT
fbem-31491	99	32	by	by	ADP
fbem-31491	99	33	the	the	DET
fbem-31491	99	34	head	head	NOUN
fbem-31491	99	35	office	office	NOUN
fbem-31491	99	36	of	of	ADP
fbem-31491	99	37	construction	construction	PROPN
fbem-31491	99	38	bank	bank	NOUN
fbem-31491	99	39	,	,	PUNCT
fbem-31491	99	40	which	which	PRON
fbem-31491	99	41	brings	bring	VERB
fbem-31491	99	42	more	more	ADJ
fbem-31491	99	43	opportunities	opportunity	NOUN
fbem-31491	99	44	and	and	CCONJ
fbem-31491	99	45	better	well	ADJ
fbem-31491	99	46	conditions	condition	NOUN
fbem-31491	99	47	for	for	ADP
fbem-31491	99	48	the	the	DET
fbem-31491	99	49	future	future	ADJ
fbem-31491	99	50	development	development	NOUN
fbem-31491	99	51	of	of	ADP
fbem-31491	99	52	changzhou	changzhou	PROPN
fbem-31491	99	53	construction	construction	PROPN
fbem-31491	99	54	bank	bank	PROPN
fbem-31491	99	55	.	.	PUNCT
fbem-31491	100	1	changzhou	changzhou	PROPN
fbem-31491	100	2	construction	construction	PROPN
fbem-31491	100	3	bank	bank	PROPN
fbem-31491	100	4	has	have	AUX
fbem-31491	100	5	won	win	VERB
fbem-31491	100	6	the	the	DET
fbem-31491	100	7	trust	trust	NOUN
fbem-31491	100	8	of	of	ADP
fbem-31491	100	9	consumers	consumer	NOUN
fbem-31491	100	10	and	and	CCONJ
fbem-31491	100	11	become	become	VERB
fbem-31491	100	12	a	a	DET
fbem-31491	100	13	trustworthy	trustworthy	ADJ
fbem-31491	100	14	brand	brand	NOUN
fbem-31491	100	15	.	.	PUNCT
fbem-31491	101	1	(	(	PUNCT
fbem-31491	101	2	2	2	X
fbem-31491	101	3	)	)	PUNCT
fbem-31491	101	4	strong	strong	ADJ
fbem-31491	101	5	risk	risk	NOUN
fbem-31491	101	6	management	management	NOUN
fbem-31491	101	7	ability	ability	NOUN
fbem-31491	101	8	the	the	DET
fbem-31491	101	9	operating	operating	NOUN
fbem-31491	101	10	principle	principle	NOUN
fbem-31491	101	11	of	of	ADP
fbem-31491	101	12	commercial	commercial	ADJ
fbem-31491	101	13	banks	bank	NOUN
fbem-31491	101	14	is	be	AUX
fbem-31491	101	15	to	to	PART
fbem-31491	101	16	obtain	obtain	VERB
fbem-31491	101	17	maximum	maximum	ADJ
fbem-31491	101	18	profits	profit	NOUN
fbem-31491	101	19	by	by	ADP
fbem-31491	101	20	adjusting	adjust	VERB
fbem-31491	101	21	liquidity	liquidity	NOUN
fbem-31491	101	22	while	while	SCONJ
fbem-31491	101	23	ensuring	ensure	VERB
fbem-31491	101	24	their	their	PRON
fbem-31491	101	25	safety	safety	NOUN
fbem-31491	101	26	.	.	PUNCT
fbem-31491	102	1	with	with	ADP
fbem-31491	102	2	the	the	DET
fbem-31491	102	3	increasingly	increasingly	ADV
fbem-31491	102	4	fierce	fierce	ADJ
fbem-31491	102	5	competition	competition	NOUN
fbem-31491	102	6	in	in	ADP
fbem-31491	102	7	the	the	DET
fbem-31491	102	8	japanese	japanese	ADJ
fbem-31491	102	9	market	market	NOUN
fbem-31491	102	10	and	and	CCONJ
fbem-31491	102	11	stricter	strict	ADJ
fbem-31491	102	12	supervision	supervision	NOUN
fbem-31491	102	13	,	,	PUNCT
fbem-31491	102	14	the	the	DET
fbem-31491	102	15	risk	risk	NOUN
fbem-31491	102	16	management	management	NOUN
fbem-31491	102	17	system	system	NOUN
fbem-31491	102	18	of	of	ADP
fbem-31491	102	19	changzhou	changzhou	PROPN
fbem-31491	102	20	construction	construction	PROPN
fbem-31491	102	21	bank	bank	PROPN
fbem-31491	102	22	is	be	AUX
fbem-31491	102	23	also	also	ADV
fbem-31491	102	24	becoming	become	VERB
fbem-31491	102	25	more	more	ADV
fbem-31491	102	26	and	and	CCONJ
fbem-31491	102	27	more	more	ADJ
fbem-31491	102	28	sound	sound	ADJ
fbem-31491	102	29	.	.	PUNCT
fbem-31491	103	1	a	a	DET
fbem-31491	103	2	sound	sound	ADJ
fbem-31491	103	3	risk	risk	NOUN
fbem-31491	103	4	management	management	NOUN
fbem-31491	103	5	system	system	NOUN
fbem-31491	103	6	assists	assist	VERB
fbem-31491	103	7	changzhou	changzhou	PROPN
fbem-31491	103	8	construction	construction	PROPN
fbem-31491	103	9	bank	bank	PROPN
fbem-31491	103	10	in	in	ADP
fbem-31491	103	11	avoiding	avoid	VERB
fbem-31491	103	12	risks	risk	NOUN
fbem-31491	103	13	in	in	ADP
fbem-31491	103	14	fierce	fierce	ADJ
fbem-31491	103	15	market	market	NOUN
fbem-31491	103	16	competition	competition	NOUN
fbem-31491	103	17	and	and	CCONJ
fbem-31491	103	18	maintaining	maintain	VERB
fbem-31491	103	19	a	a	DET
fbem-31491	103	20	strong	strong	ADJ
fbem-31491	103	21	competitive	competitive	ADJ
fbem-31491	103	22	advantage	advantage	NOUN
fbem-31491	103	23	.	.	PUNCT
fbem-31491	104	1	at	at	ADP
fbem-31491	104	2	present	present	ADJ
fbem-31491	104	3	,	,	PUNCT
fbem-31491	104	4	changzhou	changzhou	PROPN
fbem-31491	104	5	construction	construction	PROPN
fbem-31491	104	6	bank	bank	PROPN
fbem-31491	104	7	is	be	AUX
fbem-31491	104	8	continuously	continuously	ADV
fbem-31491	104	9	improving	improve	VERB
fbem-31491	104	10	its	its	PRON
fbem-31491	104	11	risk	risk	NOUN
fbem-31491	104	12	management	management	NOUN
fbem-31491	104	13	system	system	NOUN
fbem-31491	104	14	,	,	PUNCT
fbem-31491	104	15	and	and	CCONJ
fbem-31491	104	16	on	on	ADP
fbem-31491	104	17	the	the	DET
fbem-31491	104	18	basis	basis	NOUN
fbem-31491	104	19	of	of	ADP
fbem-31491	104	20	strengthening	strengthen	VERB
fbem-31491	104	21	proactive	proactive	ADJ
fbem-31491	104	22	risk	risk	NOUN
fbem-31491	104	23	management	management	NOUN
fbem-31491	104	24	,	,	PUNCT
fbem-31491	104	25	further	far	ADV
fbem-31491	104	26	promoting	promote	VERB
fbem-31491	104	27	timely	timely	ADJ
fbem-31491	104	28	and	and	CCONJ
fbem-31491	104	29	sensitive	sensitive	ADJ
fbem-31491	104	30	risk	risk	NOUN
fbem-31491	104	31	management	management	NOUN
fbem-31491	104	32	to	to	ADP
fbem-31491	104	33	51	51	NUM
fbem-31491	104	34	adapt	adapt	VERB
fbem-31491	104	35	to	to	ADP
fbem-31491	104	36	the	the	DET
fbem-31491	104	37	new	new	ADJ
fbem-31491	104	38	situation	situation	NOUN
fbem-31491	104	39	.	.	PUNCT
fbem-31491	105	1	use	use	VERB
fbem-31491	105	2	"	"	PUNCT
fbem-31491	105	3	new	new	ADJ
fbem-31491	105	4	generation	generation	NOUN
fbem-31491	105	5	"	"	PUNCT
fbem-31491	105	6	information	information	NOUN
fbem-31491	105	7	technology	technology	NOUN
fbem-31491	105	8	and	and	CCONJ
fbem-31491	105	9	big	big	ADJ
fbem-31491	105	10	data	datum	NOUN
fbem-31491	105	11	technology	technology	NOUN
fbem-31491	105	12	to	to	PART
fbem-31491	105	13	deeply	deeply	ADV
fbem-31491	105	14	understand	understand	VERB
fbem-31491	105	15	the	the	DET
fbem-31491	105	16	evolution	evolution	NOUN
fbem-31491	105	17	law	law	NOUN
fbem-31491	105	18	of	of	ADP
fbem-31491	105	19	financial	financial	ADJ
fbem-31491	105	20	risk	risk	NOUN
fbem-31491	105	21	in	in	ADP
fbem-31491	105	22	the	the	DET
fbem-31491	105	23	online	online	ADJ
fbem-31491	105	24	financial	financial	ADJ
fbem-31491	105	25	environment	environment	NOUN
fbem-31491	105	26	,	,	PUNCT
fbem-31491	105	27	build	build	VERB
fbem-31491	105	28	a	a	DET
fbem-31491	105	29	bank	bank	NOUN
fbem-31491	105	30	risk	risk	NOUN
fbem-31491	105	31	control	control	NOUN
fbem-31491	105	32	system	system	NOUN
fbem-31491	105	33	with	with	ADP
fbem-31491	105	34	the	the	DET
fbem-31491	105	35	characteristics	characteristic	NOUN
fbem-31491	105	36	of	of	ADP
fbem-31491	105	37	the	the	DET
fbem-31491	105	38	times	time	NOUN
fbem-31491	105	39	,	,	PUNCT
fbem-31491	105	40	build	build	VERB
fbem-31491	105	41	an	an	DET
fbem-31491	105	42	enterprise	enterprise	NOUN
fbem-31491	105	43	level	level	NOUN
fbem-31491	105	44	comprehensive	comprehensive	ADJ
fbem-31491	105	45	risk	risk	NOUN
fbem-31491	105	46	monitoring	monitoring	NOUN
fbem-31491	105	47	platform	platform	NOUN
fbem-31491	105	48	,	,	PUNCT
fbem-31491	105	49	enrich	enrich	VERB
fbem-31491	105	50	and	and	CCONJ
fbem-31491	105	51	develop	develop	VERB
fbem-31491	105	52	the	the	DET
fbem-31491	105	53	risk	risk	NOUN
fbem-31491	105	54	management	management	NOUN
fbem-31491	105	55	technology	technology	NOUN
fbem-31491	105	56	system	system	NOUN
fbem-31491	105	57	,	,	PUNCT
fbem-31491	105	58	and	and	CCONJ
fbem-31491	105	59	finally	finally	ADV
fbem-31491	105	60	establish	establish	VERB
fbem-31491	105	61	changzhou	changzhou	PROPN
fbem-31491	105	62	's	's	PART
fbem-31491	105	63	first	first	ADJ
fbem-31491	105	64	bank	bank	NOUN
fbem-31491	105	65	risk	risk	NOUN
fbem-31491	105	66	measurement	measurement	NOUN
fbem-31491	105	67	center	center	NOUN
fbem-31491	105	68	,	,	PUNCT
fbem-31491	105	69	so	so	SCONJ
fbem-31491	105	70	as	as	SCONJ
fbem-31491	105	71	to	to	PART
fbem-31491	105	72	promote	promote	VERB
fbem-31491	105	73	the	the	DET
fbem-31491	105	74	supervision	supervision	NOUN
fbem-31491	105	75	and	and	CCONJ
fbem-31491	105	76	management	management	NOUN
fbem-31491	105	77	of	of	ADP
fbem-31491	105	78	internet	internet	NOUN
fbem-31491	105	79	financial	financial	ADJ
fbem-31491	105	80	products	product	NOUN
fbem-31491	105	81	[	[	X
fbem-31491	105	82	7	7	NUM
fbem-31491	105	83	]	]	PUNCT
fbem-31491	105	84	.	.	PUNCT
fbem-31491	106	1	(	(	PUNCT
fbem-31491	106	2	3	3	X
fbem-31491	106	3	)	)	PUNCT
fbem-31491	106	4	network	network	NOUN
fbem-31491	106	5	coverage	coverage	NOUN
fbem-31491	106	6	changzhou	changzhou	PROPN
fbem-31491	106	7	construction	construction	PROPN
fbem-31491	106	8	bank	bank	PROPN
fbem-31491	106	9	has	have	VERB
fbem-31491	106	10	155	155	NUM
fbem-31491	106	11	branches	branch	NOUN
fbem-31491	106	12	,	,	PUNCT
fbem-31491	106	13	covering	cover	VERB
fbem-31491	106	14	the	the	DET
fbem-31491	106	15	entire	entire	ADJ
fbem-31491	106	16	city	city	NOUN
fbem-31491	106	17	of	of	ADP
fbem-31491	106	18	changzhou	changzhou	PROPN
fbem-31491	106	19	,	,	PUNCT
fbem-31491	106	20	providing	provide	VERB
fbem-31491	106	21	timely	timely	ADJ
fbem-31491	106	22	and	and	CCONJ
fbem-31491	106	23	highquality	highquality	NOUN
fbem-31491	106	24	financial	financial	ADJ
fbem-31491	106	25	services	service	NOUN
fbem-31491	106	26	to	to	ADP
fbem-31491	106	27	the	the	DET
fbem-31491	106	28	people	people	NOUN
fbem-31491	106	29	of	of	ADP
fbem-31491	106	30	changzhou	changzhou	PROPN
fbem-31491	106	31	.	.	PUNCT
fbem-31491	107	1	at	at	ADP
fbem-31491	107	2	the	the	DET
fbem-31491	107	3	same	same	ADJ
fbem-31491	107	4	time	time	NOUN
fbem-31491	107	5	,	,	PUNCT
fbem-31491	107	6	it	it	PRON
fbem-31491	107	7	also	also	ADV
fbem-31491	107	8	attracted	attract	VERB
fbem-31491	107	9	a	a	DET
fbem-31491	107	10	large	large	ADJ
fbem-31491	107	11	number	number	NOUN
fbem-31491	107	12	of	of	ADP
fbem-31491	107	13	high	high	ADJ
fbem-31491	107	14	-	-	PUNCT
fbem-31491	107	15	quality	quality	NOUN
fbem-31491	107	16	and	and	CCONJ
fbem-31491	107	17	loyal	loyal	ADJ
fbem-31491	107	18	customers	customer	NOUN
fbem-31491	107	19	,	,	PUNCT
fbem-31491	107	20	providing	provide	VERB
fbem-31491	107	21	strong	strong	ADJ
fbem-31491	107	22	support	support	NOUN
fbem-31491	107	23	for	for	SCONJ
fbem-31491	107	24	ccb	ccb	PROPN
fbem-31491	107	25	to	to	PART
fbem-31491	107	26	promote	promote	VERB
fbem-31491	107	27	internet	internet	NOUN
fbem-31491	107	28	financial	financial	ADJ
fbem-31491	107	29	services	service	NOUN
fbem-31491	107	30	.	.	PUNCT
fbem-31491	108	1	the	the	DET
fbem-31491	108	2	sudden	sudden	ADJ
fbem-31491	108	3	covid-19	covid-19	PROPN
fbem-31491	108	4	has	have	AUX
fbem-31491	108	5	played	play	VERB
fbem-31491	108	6	a	a	DET
fbem-31491	108	7	role	role	NOUN
fbem-31491	108	8	in	in	ADP
fbem-31491	108	9	boosting	boost	VERB
fbem-31491	108	10	the	the	DET
fbem-31491	108	11	demand	demand	NOUN
fbem-31491	108	12	for	for	ADP
fbem-31491	108	13	"	"	PUNCT
fbem-31491	108	14	non	non	ADJ
fbem-31491	108	15	-	-	ADJ
fbem-31491	108	16	contact	contact	ADJ
fbem-31491	108	17	"	"	PUNCT
fbem-31491	108	18	financial	financial	ADJ
fbem-31491	108	19	services	service	NOUN
fbem-31491	108	20	,	,	PUNCT
fbem-31491	108	21	that	that	ADV
fbem-31491	108	22	is	is	ADV
fbem-31491	108	23	,	,	PUNCT
fbem-31491	108	24	internet	internet	NOUN
fbem-31491	108	25	financial	financial	ADJ
fbem-31491	108	26	services	service	NOUN
fbem-31491	108	27	.	.	PUNCT
fbem-31491	109	1	(	(	PUNCT
fbem-31491	109	2	4	4	X
fbem-31491	109	3	)	)	PUNCT
fbem-31491	109	4	policy	policy	NOUN
fbem-31491	109	5	support	support	NOUN
fbem-31491	109	6	compared	compare	VERB
fbem-31491	109	7	with	with	ADP
fbem-31491	109	8	the	the	DET
fbem-31491	109	9	internet	internet	NOUN
fbem-31491	109	10	industry	industry	NOUN
fbem-31491	109	11	,	,	PUNCT
fbem-31491	109	12	changzhou	changzhou	PROPN
fbem-31491	109	13	construction	construction	PROPN
fbem-31491	109	14	bank	bank	PROPN
fbem-31491	109	15	has	have	VERB
fbem-31491	109	16	a	a	DET
fbem-31491	109	17	more	more	ADV
fbem-31491	109	18	solid	solid	ADJ
fbem-31491	109	19	position	position	NOUN
fbem-31491	109	20	in	in	ADP
fbem-31491	109	21	the	the	DET
fbem-31491	109	22	minds	mind	NOUN
fbem-31491	109	23	of	of	ADP
fbem-31491	109	24	the	the	DET
fbem-31491	109	25	public	public	NOUN
fbem-31491	109	26	.	.	PUNCT
fbem-31491	110	1	after	after	ADP
fbem-31491	110	2	more	more	ADJ
fbem-31491	110	3	than	than	ADP
fbem-31491	110	4	a	a	DET
fbem-31491	110	5	decade	decade	NOUN
fbem-31491	110	6	of	of	ADP
fbem-31491	110	7	development	development	NOUN
fbem-31491	110	8	,	,	PUNCT
fbem-31491	110	9	changzhou	changzhou	PROPN
fbem-31491	110	10	construction	construction	PROPN
fbem-31491	110	11	bank	bank	PROPN
fbem-31491	110	12	's	's	PART
fbem-31491	110	13	business	business	NOUN
fbem-31491	110	14	and	and	CCONJ
fbem-31491	110	15	financial	financial	ADJ
fbem-31491	110	16	development	development	NOUN
fbem-31491	110	17	have	have	AUX
fbem-31491	110	18	become	become	VERB
fbem-31491	110	19	relatively	relatively	ADV
fbem-31491	110	20	mature	mature	ADJ
fbem-31491	110	21	.	.	PUNCT
fbem-31491	111	1	at	at	ADP
fbem-31491	111	2	the	the	DET
fbem-31491	111	3	same	same	ADJ
fbem-31491	111	4	time	time	NOUN
fbem-31491	111	5	,	,	PUNCT
fbem-31491	111	6	the	the	DET
fbem-31491	111	7	business	business	NOUN
fbem-31491	111	8	model	model	NOUN
fbem-31491	111	9	of	of	ADP
fbem-31491	111	10	changzhou	changzhou	PROPN
fbem-31491	111	11	construction	construction	PROPN
fbem-31491	111	12	bank	bank	PROPN
fbem-31491	111	13	is	be	AUX
fbem-31491	111	14	constantly	constantly	ADV
fbem-31491	111	15	interconnected	interconnect	VERB
fbem-31491	111	16	and	and	CCONJ
fbem-31491	111	17	has	have	AUX
fbem-31491	111	18	achieved	achieve	VERB
fbem-31491	111	19	good	good	ADJ
fbem-31491	111	20	results	result	NOUN
fbem-31491	111	21	.	.	PUNCT
fbem-31491	112	1	through	through	ADP
fbem-31491	112	2	the	the	DET
fbem-31491	112	3	accumulation	accumulation	NOUN
fbem-31491	112	4	of	of	ADP
fbem-31491	112	5	a	a	DET
fbem-31491	112	6	large	large	ADJ
fbem-31491	112	7	amount	amount	NOUN
fbem-31491	112	8	of	of	ADP
fbem-31491	112	9	capital	capital	NOUN
fbem-31491	112	10	and	and	CCONJ
fbem-31491	112	11	customer	customer	NOUN
fbem-31491	112	12	resources	resource	NOUN
fbem-31491	112	13	,	,	PUNCT
fbem-31491	112	14	banks	bank	NOUN
fbem-31491	112	15	play	play	VERB
fbem-31491	112	16	an	an	DET
fbem-31491	112	17	important	important	ADJ
fbem-31491	112	18	role	role	NOUN
fbem-31491	112	19	in	in	ADP
fbem-31491	112	20	maintaining	maintain	VERB
fbem-31491	112	21	the	the	DET
fbem-31491	112	22	stability	stability	NOUN
fbem-31491	112	23	of	of	ADP
fbem-31491	112	24	the	the	DET
fbem-31491	112	25	financial	financial	ADJ
fbem-31491	112	26	market	market	NOUN
fbem-31491	112	27	.	.	PUNCT
fbem-31491	113	1	this	this	PRON
fbem-31491	113	2	is	be	AUX
fbem-31491	113	3	not	not	PART
fbem-31491	113	4	what	what	PRON
fbem-31491	113	5	internet	internet	NOUN
fbem-31491	113	6	finance	finance	NOUN
fbem-31491	113	7	does	do	VERB
fbem-31491	113	8	.	.	PUNCT
fbem-31491	114	1	in	in	ADP
fbem-31491	114	2	2018	2018	NUM
fbem-31491	114	3	,	,	PUNCT
fbem-31491	114	4	changzhou	changzhou	PROPN
fbem-31491	114	5	construction	construction	PROPN
fbem-31491	114	6	bank	bank	PROPN
fbem-31491	114	7	gathered	gather	VERB
fbem-31491	114	8	the	the	DET
fbem-31491	114	9	wisdom	wisdom	NOUN
fbem-31491	114	10	of	of	ADP
fbem-31491	114	11	all	all	DET
fbem-31491	114	12	employees	employee	NOUN
fbem-31491	114	13	,	,	PUNCT
fbem-31491	114	14	fully	fully	ADV
fbem-31491	114	15	utilized	utilize	VERB
fbem-31491	114	16	its	its	PRON
fbem-31491	114	17	technological	technological	ADJ
fbem-31491	114	18	advantages	advantage	NOUN
fbem-31491	114	19	,	,	PUNCT
fbem-31491	114	20	focused	focus	VERB
fbem-31491	114	21	on	on	ADP
fbem-31491	114	22	serving	serve	VERB
fbem-31491	114	23	the	the	DET
fbem-31491	114	24	real	real	ADJ
fbem-31491	114	25	economy	economy	NOUN
fbem-31491	114	26	,	,	PUNCT
fbem-31491	114	27	vigorously	vigorously	ADV
fbem-31491	114	28	implemented	implement	VERB
fbem-31491	114	29	three	three	NUM
fbem-31491	114	30	major	major	ADJ
fbem-31491	114	31	strategies	strategy	NOUN
fbem-31491	114	32	of	of	ADP
fbem-31491	114	33	housing	housing	NOUN
fbem-31491	114	34	leasing	leasing	NOUN
fbem-31491	114	35	,	,	PUNCT
fbem-31491	114	36	inclusive	inclusive	ADJ
fbem-31491	114	37	finance	finance	NOUN
fbem-31491	114	38	,	,	PUNCT
fbem-31491	114	39	and	and	CCONJ
fbem-31491	114	40	financial	financial	ADJ
fbem-31491	114	41	technology	technology	NOUN
fbem-31491	114	42	,	,	PUNCT
fbem-31491	114	43	actively	actively	ADV
fbem-31491	114	44	assisted	assist	VERB
fbem-31491	114	45	changzhou	changzhou	PROPN
fbem-31491	114	46	's	's	PART
fbem-31491	114	47	financial	financial	ADJ
fbem-31491	114	48	development	development	NOUN
fbem-31491	114	49	in	in	ADP
fbem-31491	114	50	one	one	NUM
fbem-31491	114	51	click	click	NOUN
fbem-31491	114	52	docking	dock	VERB
fbem-31491	114	53	with	with	ADP
fbem-31491	114	54	financial	financial	ADJ
fbem-31491	114	55	institutions	institution	NOUN
fbem-31491	114	56	,	,	PUNCT
fbem-31491	114	57	one	one	NUM
fbem-31491	114	58	-	-	PUNCT
fbem-31491	114	59	stop	stop	NOUN
fbem-31491	114	60	access	access	NOUN
fbem-31491	114	61	to	to	ADP
fbem-31491	114	62	financial	financial	ADJ
fbem-31491	114	63	services	service	NOUN
fbem-31491	114	64	,	,	PUNCT
fbem-31491	114	65	and	and	CCONJ
fbem-31491	114	66	comprehensive	comprehensive	ADJ
fbem-31491	114	67	enjoyment	enjoyment	NOUN
fbem-31491	114	68	of	of	ADP
fbem-31491	114	69	support	support	NOUN
fbem-31491	114	70	policy	policy	NOUN
fbem-31491	114	71	functions	function	NOUN
fbem-31491	114	72	,	,	PUNCT
fbem-31491	114	73	promoting	promote	VERB
fbem-31491	114	74	accurate	accurate	ADJ
fbem-31491	114	75	online	online	ADJ
fbem-31491	114	76	matching	matching	NOUN
fbem-31491	114	77	between	between	ADP
fbem-31491	114	78	financing	finance	VERB
fbem-31491	114	79	supply	supply	NOUN
fbem-31491	114	80	and	and	CCONJ
fbem-31491	114	81	demand	demand	NOUN
fbem-31491	114	82	sides	side	NOUN
fbem-31491	114	83	.	.	PUNCT
fbem-31491	115	1	promote	promote	VERB
fbem-31491	115	2	the	the	DET
fbem-31491	115	3	high	high	ADJ
fbem-31491	115	4	-	-	PUNCT
fbem-31491	115	5	quality	quality	NOUN
fbem-31491	115	6	development	development	NOUN
fbem-31491	115	7	of	of	ADP
fbem-31491	115	8	changzhou	changzhou	PROPN
fbem-31491	115	9	bank	bank	PROPN
fbem-31491	115	10	,	,	PUNCT
fbem-31491	115	11	promote	promote	VERB
fbem-31491	115	12	the	the	DET
fbem-31491	115	13	sound	sound	ADJ
fbem-31491	115	14	economic	economic	ADJ
fbem-31491	115	15	development	development	NOUN
fbem-31491	115	16	and	and	CCONJ
fbem-31491	115	17	social	social	ADJ
fbem-31491	115	18	harmony	harmony	NOUN
fbem-31491	115	19	and	and	CCONJ
fbem-31491	115	20	stability	stability	NOUN
fbem-31491	115	21	of	of	ADP
fbem-31491	115	22	changzhou	changzhou	PROPN
fbem-31491	115	23	city	city	PROPN
fbem-31491	115	24	.	.	PUNCT
fbem-31491	116	1	(	(	PUNCT
fbem-31491	116	2	5	5	X
fbem-31491	116	3	)	)	PUNCT
fbem-31491	116	4	rich	rich	ADJ
fbem-31491	116	5	electronic	electronic	ADJ
fbem-31491	116	6	banking	banking	NOUN
fbem-31491	116	7	products	product	NOUN
fbem-31491	116	8	changzhou	changzhou	PROPN
fbem-31491	116	9	construction	construction	PROPN
fbem-31491	116	10	bank	bank	PROPN
fbem-31491	116	11	's	's	PART
fbem-31491	116	12	electronic	electronic	ADJ
fbem-31491	116	13	banking	banking	NOUN
fbem-31491	116	14	products	product	NOUN
fbem-31491	116	15	cover	cover	VERB
fbem-31491	116	16	various	various	ADJ
fbem-31491	116	17	functions	function	NOUN
fbem-31491	116	18	such	such	ADJ
fbem-31491	116	19	as	as	ADP
fbem-31491	116	20	new	new	ADJ
fbem-31491	116	21	payment	payment	NOUN
fbem-31491	116	22	,	,	PUNCT
fbem-31491	116	23	online	online	ADJ
fbem-31491	116	24	wealth	wealth	NOUN
fbem-31491	116	25	management	management	NOUN
fbem-31491	116	26	,	,	PUNCT
fbem-31491	116	27	online	online	ADJ
fbem-31491	116	28	lending	lending	NOUN
fbem-31491	116	29	,	,	PUNCT
fbem-31491	116	30	e	e	NOUN
fbem-31491	116	31	-	-	NOUN
fbem-31491	116	32	commerce	commerce	NOUN
fbem-31491	116	33	,	,	PUNCT
fbem-31491	116	34	etc	etc	X
fbem-31491	116	35	.	.	X
fbem-31491	116	36	,	,	PUNCT
fbem-31491	116	37	which	which	PRON
fbem-31491	116	38	can	can	AUX
fbem-31491	116	39	fully	fully	ADV
fbem-31491	116	40	meet	meet	VERB
fbem-31491	116	41	the	the	DET
fbem-31491	116	42	various	various	ADJ
fbem-31491	116	43	needs	need	NOUN
fbem-31491	116	44	of	of	ADP
fbem-31491	116	45	users	user	NOUN
fbem-31491	116	46	.	.	PUNCT
fbem-31491	117	1	by	by	ADP
fbem-31491	117	2	comparison	comparison	NOUN
fbem-31491	117	3	,	,	PUNCT
fbem-31491	117	4	internet	internet	NOUN
fbem-31491	117	5	company	company	NOUN
fbem-31491	117	6	platforms	platform	NOUN
fbem-31491	117	7	focus	focus	VERB
fbem-31491	117	8	on	on	ADP
fbem-31491	117	9	a	a	DET
fbem-31491	117	10	certain	certain	ADJ
fbem-31491	117	11	financial	financial	ADJ
fbem-31491	117	12	field	field	NOUN
fbem-31491	117	13	,	,	PUNCT
fbem-31491	117	14	while	while	SCONJ
fbem-31491	117	15	ccb	ccb	PROPN
fbem-31491	117	16	e	e	NOUN
fbem-31491	117	17	-	-	NOUN
fbem-31491	117	18	banking	banking	NOUN
fbem-31491	117	19	is	be	AUX
fbem-31491	117	20	more	more	ADV
fbem-31491	117	21	widely	widely	ADV
fbem-31491	117	22	involved	involve	VERB
fbem-31491	117	23	and	and	CCONJ
fbem-31491	117	24	safer	safe	ADJ
fbem-31491	117	25	.	.	PUNCT
fbem-31491	118	1	as	as	ADV
fbem-31491	118	2	long	long	ADV
fbem-31491	118	3	as	as	SCONJ
fbem-31491	118	4	the	the	DET
fbem-31491	118	5	ccb	ccb	PROPN
fbem-31491	118	6	platform	platform	NOUN
fbem-31491	118	7	is	be	AUX
fbem-31491	118	8	downloaded	download	VERB
fbem-31491	118	9	and	and	CCONJ
fbem-31491	118	10	used	use	VERB
fbem-31491	118	11	,	,	PUNCT
fbem-31491	118	12	it	it	PRON
fbem-31491	118	13	can	can	AUX
fbem-31491	118	14	meet	meet	VERB
fbem-31491	118	15	the	the	DET
fbem-31491	118	16	needs	need	NOUN
fbem-31491	118	17	of	of	ADP
fbem-31491	118	18	different	different	ADJ
fbem-31491	118	19	users	user	NOUN
fbem-31491	118	20	.	.	PUNCT
fbem-31491	119	1	recently	recently	ADV
fbem-31491	119	2	,	,	PUNCT
fbem-31491	119	3	the	the	DET
fbem-31491	119	4	construction	construction	NOUN
fbem-31491	119	5	bank	bank	NOUN
fbem-31491	119	6	changzhou	changzhou	PROPN
fbem-31491	119	7	tianning	tianne	VERB
fbem-31491	119	8	branch	branch	NOUN
fbem-31491	119	9	successfully	successfully	ADV
fbem-31491	119	10	marketed	market	VERB
fbem-31491	119	11	the	the	DET
fbem-31491	119	12	qingliang	qingliang	PROPN
fbem-31491	119	13	temple	temple	PROPN
fbem-31491	119	14	online	online	PROPN
fbem-31491	119	15	electronic	electronic	ADJ
fbem-31491	119	16	merit	merit	NOUN
fbem-31491	119	17	box	box	NOUN
fbem-31491	119	18	project	project	NOUN
fbem-31491	119	19	and	and	CCONJ
fbem-31491	119	20	took	take	VERB
fbem-31491	119	21	prompt	prompt	ADJ
fbem-31491	119	22	action	action	NOUN
fbem-31491	119	23	.	.	PUNCT
fbem-31491	120	1	currently	currently	ADV
fbem-31491	120	2	,	,	PUNCT
fbem-31491	120	3	the	the	DET
fbem-31491	120	4	hardware	hardware	NOUN
fbem-31491	120	5	facilities	facility	NOUN
fbem-31491	120	6	have	have	AUX
fbem-31491	120	7	been	be	AUX
fbem-31491	120	8	successfully	successfully	ADV
fbem-31491	120	9	installed	instal	VERB
fbem-31491	120	10	and	and	CCONJ
fbem-31491	120	11	debugged	debug	VERB
fbem-31491	120	12	.	.	PUNCT
fbem-31491	121	1	the	the	DET
fbem-31491	121	2	launch	launch	NOUN
fbem-31491	121	3	of	of	ADP
fbem-31491	121	4	this	this	DET
fbem-31491	121	5	project	project	NOUN
fbem-31491	121	6	not	not	PART
fbem-31491	121	7	only	only	ADV
fbem-31491	121	8	facilitates	facilitate	VERB
fbem-31491	121	9	believers	believer	NOUN
fbem-31491	121	10	and	and	CCONJ
fbem-31491	121	11	solves	solve	VERB
fbem-31491	121	12	the	the	DET
fbem-31491	121	13	problem	problem	NOUN
fbem-31491	121	14	of	of	ADP
fbem-31491	121	15	difficult	difficult	ADJ
fbem-31491	121	16	cash	cash	NOUN
fbem-31491	121	17	counting	counting	NOUN
fbem-31491	121	18	and	and	CCONJ
fbem-31491	121	19	management	management	NOUN
fbem-31491	121	20	in	in	ADP
fbem-31491	121	21	temples	temple	NOUN
fbem-31491	121	22	,	,	PUNCT
fbem-31491	121	23	but	but	CCONJ
fbem-31491	121	24	also	also	ADV
fbem-31491	121	25	brings	bring	VERB
fbem-31491	121	26	certain	certain	ADJ
fbem-31491	121	27	profits	profit	NOUN
fbem-31491	121	28	to	to	ADP
fbem-31491	121	29	various	various	ADJ
fbem-31491	121	30	businesses	business	NOUN
fbem-31491	121	31	such	such	ADJ
fbem-31491	121	32	as	as	ADP
fbem-31491	121	33	branch	branch	NOUN
fbem-31491	121	34	accounts	account	NOUN
fbem-31491	121	35	,	,	PUNCT
fbem-31491	121	36	deposits	deposit	NOUN
fbem-31491	121	37	,	,	PUNCT
fbem-31491	121	38	settlements	settlement	NOUN
fbem-31491	121	39	,	,	PUNCT
fbem-31491	121	40	and	and	CCONJ
fbem-31491	121	41	merchant	merchant	NOUN
fbem-31491	121	42	business	business	NOUN
fbem-31491	121	43	.	.	PUNCT
fbem-31491	122	1	4.2	4.2	NUM
fbem-31491	122	2	.	.	PUNCT
fbem-31491	122	3	basic	basic	ADJ
fbem-31491	122	4	business	business	NOUN
fbem-31491	122	5	of	of	ADP
fbem-31491	122	6	changzhou	changzhou	PROPN
fbem-31491	122	7	construction	construction	PROPN
fbem-31491	122	8	bank	bank	PROPN
fbem-31491	122	9	the	the	DET
fbem-31491	122	10	basic	basic	ADJ
fbem-31491	122	11	business	business	NOUN
fbem-31491	122	12	of	of	ADP
fbem-31491	122	13	changzhou	changzhou	PROPN
fbem-31491	122	14	construction	construction	PROPN
fbem-31491	122	15	bank	bank	PROPN
fbem-31491	122	16	includes	include	VERB
fbem-31491	122	17	rmb	rmb	NOUN
fbem-31491	122	18	deposit	deposit	NOUN
fbem-31491	122	19	and	and	CCONJ
fbem-31491	122	20	loan	loan	NOUN
fbem-31491	122	21	business	business	NOUN
fbem-31491	122	22	,	,	PUNCT
fbem-31491	122	23	settlement	settlement	NOUN
fbem-31491	122	24	,	,	PUNCT
fbem-31491	122	25	discounting	discount	VERB
fbem-31491	122	26	,	,	PUNCT
fbem-31491	122	27	and	and	CCONJ
fbem-31491	122	28	agency	agency	NOUN
fbem-31491	122	29	issuance	issuance	NOUN
fbem-31491	122	30	of	of	ADP
fbem-31491	122	31	financial	financial	ADJ
fbem-31491	122	32	bonds	bond	NOUN
fbem-31491	122	33	;	;	PUNCT
fbem-31491	122	34	selling	sell	VERB
fbem-31491	122	35	government	government	NOUN
fbem-31491	122	36	bonds	bond	NOUN
fbem-31491	122	37	;	;	PUNCT
fbem-31491	122	38	proxy	proxy	ADJ
fbem-31491	122	39	payment	payment	NOUN
fbem-31491	122	40	and	and	CCONJ
fbem-31491	122	41	insurance	insurance	NOUN
fbem-31491	122	42	services	service	NOUN
fbem-31491	122	43	;	;	PUNCT
fbem-31491	122	44	foreign	foreign	ADJ
fbem-31491	122	45	exchange	exchange	NOUN
fbem-31491	122	46	deposit	deposit	NOUN
fbem-31491	122	47	loans	loan	NOUN
fbem-31491	122	48	,	,	PUNCT
fbem-31491	122	49	international	international	ADJ
fbem-31491	122	50	settlement	settlement	NOUN
fbem-31491	122	51	,	,	PUNCT
fbem-31491	122	52	foreign	foreign	ADJ
fbem-31491	122	53	exchange	exchange	NOUN
fbem-31491	122	54	settlement	settlement	NOUN
fbem-31491	122	55	,	,	PUNCT
fbem-31491	122	56	foreign	foreign	ADJ
fbem-31491	122	57	exchange	exchange	NOUN
fbem-31491	122	58	sales	sale	NOUN
fbem-31491	122	59	,	,	PUNCT
fbem-31491	122	60	handling	handle	VERB
fbem-31491	122	61	foreign	foreign	ADJ
fbem-31491	122	62	exchange	exchange	NOUN
fbem-31491	122	63	buying	buying	NOUN
fbem-31491	122	64	and	and	CCONJ
fbem-31491	122	65	selling	sell	VERB
fbem-31491	122	66	through	through	ADP
fbem-31491	122	67	higherlevel	higherlevel	ADJ
fbem-31491	122	68	banks	bank	NOUN
fbem-31491	122	69	,	,	PUNCT
fbem-31491	122	70	credit	credit	NOUN
fbem-31491	122	71	investigation	investigation	NOUN
fbem-31491	122	72	,	,	PUNCT
fbem-31491	122	73	consultation	consultation	NOUN
fbem-31491	122	74	,	,	PUNCT
fbem-31491	122	75	and	and	CCONJ
fbem-31491	122	76	witnessing	witness	VERB
fbem-31491	122	77	services	service	NOUN
fbem-31491	122	78	;	;	PUNCT
fbem-31491	122	79	other	other	ADJ
fbem-31491	122	80	business	business	NOUN
fbem-31491	122	81	activities	activity	NOUN
fbem-31491	122	82	approved	approve	VERB
fbem-31491	122	83	by	by	ADP
fbem-31491	122	84	the	the	DET
fbem-31491	122	85	regulatory	regulatory	ADJ
fbem-31491	122	86	authority	authority	NOUN
fbem-31491	122	87	of	of	ADP
fbem-31491	122	88	the	the	DET
fbem-31491	122	89	people	people	NOUN
fbem-31491	122	90	's	's	PART
fbem-31491	122	91	bank	bank	PROPN
fbem-31491	122	92	of	of	ADP
fbem-31491	122	93	china	china	PROPN
fbem-31491	122	94	.	.	PUNCT
fbem-31491	123	1	below	below	ADV
fbem-31491	123	2	are	be	AUX
fbem-31491	123	3	three	three	NUM
fbem-31491	123	4	basic	basic	ADJ
fbem-31491	123	5	businesses	business	NOUN
fbem-31491	123	6	of	of	ADP
fbem-31491	123	7	changzhou	changzhou	PROPN
fbem-31491	123	8	construction	construction	PROPN
fbem-31491	123	9	bank	bank	PROPN
fbem-31491	123	10	.	.	PUNCT
fbem-31491	124	1	(	(	PUNCT
fbem-31491	124	2	1	1	X
fbem-31491	124	3	)	)	PUNCT
fbem-31491	124	4	personal	personal	ADJ
fbem-31491	124	5	housing	housing	NOUN
fbem-31491	124	6	loan	loan	NOUN
fbem-31491	124	7	business	business	NOUN
fbem-31491	124	8	personal	personal	PROPN
fbem-31491	124	9	housing	housing	NOUN
fbem-31491	124	10	loan	loan	NOUN
fbem-31491	124	11	business	business	NOUN
fbem-31491	124	12	refers	refer	VERB
fbem-31491	124	13	to	to	ADP
fbem-31491	124	14	a	a	DET
fbem-31491	124	15	loan	loan	NOUN
fbem-31491	124	16	provided	provide	VERB
fbem-31491	124	17	by	by	ADP
fbem-31491	124	18	changzhou	changzhou	PROPN
fbem-31491	124	19	construction	construction	PROPN
fbem-31491	124	20	bank	bank	PROPN
fbem-31491	124	21	or	or	CCONJ
fbem-31491	124	22	changzhou	changzhou	PROPN
fbem-31491	124	23	construction	construction	PROPN
fbem-31491	124	24	bank	bank	PROPN
fbem-31491	124	25	entrusted	entrust	VERB
fbem-31491	124	26	to	to	ADP
fbem-31491	124	27	natural	natural	ADJ
fbem-31491	124	28	persons	person	NOUN
fbem-31491	124	29	who	who	PRON
fbem-31491	124	30	purchase	purchase	VERB
fbem-31491	124	31	,	,	PUNCT
fbem-31491	124	32	construct	construct	VERB
fbem-31491	124	33	,	,	PUNCT
fbem-31491	124	34	or	or	CCONJ
fbem-31491	124	35	repair	repair	VERB
fbem-31491	124	36	various	various	ADJ
fbem-31491	124	37	types	type	NOUN
fbem-31491	124	38	of	of	ADP
fbem-31491	124	39	residential	residential	ADJ
fbem-31491	124	40	properties	property	NOUN
fbem-31491	124	41	in	in	ADP
fbem-31491	124	42	changzhou	changzhou	PROPN
fbem-31491	124	43	.	.	PUNCT
fbem-31491	125	1	changzhou	changzhou	PROPN
fbem-31491	125	2	construction	construction	PROPN
fbem-31491	125	3	bank	bank	PROPN
fbem-31491	125	4	's	's	PART
fbem-31491	125	5	personal	personal	ADJ
fbem-31491	125	6	housing	housing	NOUN
fbem-31491	125	7	loan	loan	NOUN
fbem-31491	125	8	business	business	NOUN
fbem-31491	125	9	includes	include	VERB
fbem-31491	125	10	personal	personal	ADJ
fbem-31491	125	11	housing	housing	NOUN
fbem-31491	125	12	mortgage	mortgage	NOUN
fbem-31491	125	13	loans	loan	NOUN
fbem-31491	125	14	,	,	PUNCT
fbem-31491	125	15	also	also	ADV
fbem-31491	125	16	known	know	VERB
fbem-31491	125	17	as	as	ADP
fbem-31491	125	18	personal	personal	ADJ
fbem-31491	125	19	housing	housing	NOUN
fbem-31491	125	20	mortgage	mortgage	NOUN
fbem-31491	125	21	loans	loan	NOUN
fbem-31491	125	22	.	.	PUNCT
fbem-31491	126	1	on	on	ADP
fbem-31491	126	2	october	october	PROPN
fbem-31491	126	3	9	9	NUM
fbem-31491	126	4	,	,	PUNCT
fbem-31491	126	5	2014	2014	NUM
fbem-31491	126	6	,	,	PUNCT
fbem-31491	126	7	changzhou	changzhou	PROPN
fbem-31491	126	8	construction	construction	PROPN
fbem-31491	126	9	bank	bank	PROPN
fbem-31491	126	10	provided	provide	VERB
fbem-31491	126	11	reasonable	reasonable	ADJ
fbem-31491	126	12	housing	housing	NOUN
fbem-31491	126	13	credit	credit	NOUN
fbem-31491	126	14	needs	need	NOUN
fbem-31491	126	15	for	for	ADP
fbem-31491	126	16	families	family	NOUN
fbem-31491	126	17	.	.	PUNCT
fbem-31491	127	1	for	for	ADP
fbem-31491	127	2	families	family	NOUN
fbem-31491	127	3	with	with	ADP
fbem-31491	127	4	their	their	PRON
fbem-31491	127	5	first	first	ADJ
fbem-31491	127	6	home	home	NOUN
fbem-31491	127	7	loan	loan	NOUN
fbem-31491	127	8	,	,	PUNCT
fbem-31491	127	9	the	the	DET
fbem-31491	127	10	down	down	ADJ
fbem-31491	127	11	payment	payment	NOUN
fbem-31491	127	12	ratio	ratio	NOUN
fbem-31491	127	13	of	of	ADP
fbem-31491	127	14	the	the	DET
fbem-31491	127	15	loan	loan	NOUN
fbem-31491	127	16	is	be	AUX
fbem-31491	127	17	30	30	NUM
fbem-31491	127	18	%	%	NOUN
fbem-31491	127	19	,	,	PUNCT
fbem-31491	127	20	and	and	CCONJ
fbem-31491	127	21	the	the	DET
fbem-31491	127	22	lower	low	ADJ
fbem-31491	127	23	limit	limit	NOUN
fbem-31491	127	24	of	of	ADP
fbem-31491	127	25	the	the	DET
fbem-31491	127	26	loan	loan	NOUN
fbem-31491	127	27	interest	interest	NOUN
fbem-31491	127	28	rate	rate	NOUN
fbem-31491	127	29	is	be	AUX
fbem-31491	127	30	0.7	0.7	NUM
fbem-31491	127	31	times	time	NOUN
fbem-31491	127	32	the	the	DET
fbem-31491	127	33	benchmark	benchmark	ADJ
fbem-31491	127	34	interest	interest	NOUN
fbem-31491	127	35	rate	rate	NOUN
fbem-31491	127	36	.	.	PUNCT
fbem-31491	128	1	it	it	PRON
fbem-31491	128	2	is	be	AUX
fbem-31491	128	3	determined	determine	VERB
fbem-31491	128	4	based	base	VERB
fbem-31491	128	5	on	on	ADP
fbem-31491	128	6	factors	factor	NOUN
fbem-31491	128	7	such	such	ADJ
fbem-31491	128	8	as	as	ADP
fbem-31491	128	9	the	the	DET
fbem-31491	128	10	borrower	borrower	NOUN
fbem-31491	128	11	's	's	PART
fbem-31491	128	12	purchasing	purchasing	NOUN
fbem-31491	128	13	status	status	NOUN
fbem-31491	128	14	,	,	PUNCT
fbem-31491	128	15	credit	credit	NOUN
fbem-31491	128	16	history	history	NOUN
fbem-31491	128	17	,	,	PUNCT
fbem-31491	128	18	repayment	repayment	NOUN
fbem-31491	128	19	ability	ability	NOUN
fbem-31491	128	20	,	,	PUNCT
fbem-31491	128	21	etc	etc	X
fbem-31491	128	22	.	.	X
fbem-31491	129	1	(	(	PUNCT
fbem-31491	129	2	2	2	X
fbem-31491	129	3	)	)	PUNCT
fbem-31491	129	4	branch	branch	NOUN
fbem-31491	129	5	loan	loan	NOUN
fbem-31491	129	6	business	business	NOUN
fbem-31491	129	7	the	the	DET
fbem-31491	129	8	branch	branch	NOUN
fbem-31491	129	9	loan	loan	NOUN
fbem-31491	129	10	business	business	NOUN
fbem-31491	129	11	of	of	ADP
fbem-31491	129	12	changzhou	changzhou	PROPN
fbem-31491	129	13	construction	construction	PROPN
fbem-31491	129	14	bank	bank	PROPN
fbem-31491	129	15	is	be	AUX
fbem-31491	129	16	its	its	PRON
fbem-31491	129	17	most	most	ADV
fbem-31491	129	18	important	important	ADJ
fbem-31491	129	19	business	business	NOUN
fbem-31491	129	20	and	and	CCONJ
fbem-31491	129	21	also	also	ADV
fbem-31491	129	22	its	its	PRON
fbem-31491	129	23	biggest	big	ADJ
fbem-31491	129	24	source	source	NOUN
fbem-31491	129	25	of	of	ADP
fbem-31491	129	26	profit	profit	NOUN
fbem-31491	129	27	.	.	PUNCT
fbem-31491	130	1	changzhou	changzhou	PROPN
fbem-31491	130	2	construction	construction	PROPN
fbem-31491	130	3	bank	bank	PROPN
fbem-31491	130	4	has	have	AUX
fbem-31491	130	5	adopted	adopt	VERB
fbem-31491	130	6	credit	credit	NOUN
fbem-31491	130	7	methods	method	NOUN
fbem-31491	130	8	tailored	tailor	VERB
fbem-31491	130	9	to	to	ADP
fbem-31491	130	10	different	different	ADJ
fbem-31491	130	11	groups	group	NOUN
fbem-31491	130	12	of	of	ADP
fbem-31491	130	13	people	people	NOUN
fbem-31491	130	14	in	in	ADP
fbem-31491	130	15	its	its	PRON
fbem-31491	130	16	operations	operation	NOUN
fbem-31491	130	17	,	,	PUNCT
fbem-31491	130	18	such	such	ADJ
fbem-31491	130	19	as	as	ADP
fbem-31491	130	20	providing	provide	VERB
fbem-31491	130	21	credit	credit	NOUN
fbem-31491	130	22	to	to	ADP
fbem-31491	130	23	those	those	PRON
fbem-31491	130	24	with	with	ADP
fbem-31491	130	25	stable	stable	ADJ
fbem-31491	130	26	income	income	NOUN
fbem-31491	130	27	,	,	PUNCT
fbem-31491	130	28	and	and	CCONJ
fbem-31491	130	29	borrowers	borrower	NOUN
fbem-31491	130	30	can	can	AUX
fbem-31491	130	31	obtain	obtain	VERB
fbem-31491	130	32	the	the	DET
fbem-31491	130	33	required	require	VERB
fbem-31491	130	34	loans	loan	NOUN
fbem-31491	130	35	without	without	ADP
fbem-31491	130	36	the	the	DET
fbem-31491	130	37	need	need	NOUN
fbem-31491	130	38	to	to	PART
fbem-31491	130	39	mortgage	mortgage	VERB
fbem-31491	130	40	fixed	fix	VERB
fbem-31491	130	41	assets	asset	NOUN
fbem-31491	130	42	.	.	PUNCT
fbem-31491	131	1	for	for	ADP
fbem-31491	131	2	those	those	PRON
fbem-31491	131	3	who	who	PRON
fbem-31491	131	4	have	have	VERB
fbem-31491	131	5	a	a	DET
fbem-31491	131	6	fixed	fix	VERB
fbem-31491	131	7	income	income	NOUN
fbem-31491	131	8	but	but	CCONJ
fbem-31491	131	9	do	do	AUX
fbem-31491	131	10	not	not	PART
fbem-31491	131	11	have	have	VERB
fbem-31491	131	12	enough	enough	ADJ
fbem-31491	131	13	funds	fund	NOUN
fbem-31491	131	14	to	to	PART
fbem-31491	131	15	purchase	purchase	VERB
fbem-31491	131	16	a	a	DET
fbem-31491	131	17	house	house	NOUN
fbem-31491	131	18	,	,	PUNCT
fbem-31491	131	19	they	they	PRON
fbem-31491	131	20	can	can	AUX
fbem-31491	131	21	provide	provide	VERB
fbem-31491	131	22	a	a	DET
fbem-31491	131	23	mortgage	mortgage	NOUN
fbem-31491	131	24	on	on	ADP
fbem-31491	131	25	their	their	PRON
fbem-31491	131	26	property	property	NOUN
fbem-31491	131	27	.	.	PUNCT
fbem-31491	132	1	provide	provide	VERB
fbem-31491	132	2	mortgages	mortgage	NOUN
fbem-31491	132	3	for	for	ADP
fbem-31491	132	4	business	business	NOUN
fbem-31491	132	5	owners	owner	NOUN
fbem-31491	132	6	who	who	PRON
fbem-31491	132	7	own	own	VERB
fbem-31491	132	8	fixed	fix	VERB
fbem-31491	132	9	assets	asset	NOUN
fbem-31491	132	10	.	.	PUNCT
fbem-31491	133	1	provide	provide	VERB
fbem-31491	133	2	consumer	consumer	NOUN
fbem-31491	133	3	credit	credit	NOUN
fbem-31491	133	4	to	to	ADP
fbem-31491	133	5	those	those	PRON
fbem-31491	133	6	who	who	PRON
fbem-31491	133	7	are	be	AUX
fbem-31491	133	8	enthusiastic	enthusiastic	ADJ
fbem-31491	133	9	about	about	ADP
fbem-31491	133	10	advanced	advanced	ADJ
fbem-31491	133	11	consumption	consumption	NOUN
fbem-31491	133	12	.	.	PUNCT
fbem-31491	134	1	for	for	ADP
fbem-31491	134	2	those	those	PRON
fbem-31491	134	3	who	who	PRON
fbem-31491	134	4	have	have	VERB
fbem-31491	134	5	low	low	ADJ
fbem-31491	134	6	income	income	NOUN
fbem-31491	134	7	,	,	PUNCT
fbem-31491	134	8	limited	limited	ADJ
fbem-31491	134	9	bank	bank	NOUN
fbem-31491	134	10	statements	statement	NOUN
fbem-31491	134	11	,	,	PUNCT
fbem-31491	134	12	and	and	CCONJ
fbem-31491	134	13	can	can	AUX
fbem-31491	134	14	not	not	PART
fbem-31491	134	15	meet	meet	VERB
fbem-31491	134	16	the	the	DET
fbem-31491	134	17	bank	bank	NOUN
fbem-31491	134	18	's	's	PART
fbem-31491	134	19	requirements	requirement	NOUN
fbem-31491	134	20	,	,	PUNCT
fbem-31491	134	21	guaranteed	guarantee	VERB
fbem-31491	134	22	loans	loan	NOUN
fbem-31491	134	23	are	be	AUX
fbem-31491	134	24	issued	issue	VERB
fbem-31491	134	25	.	.	PUNCT
fbem-31491	135	1	provide	provide	VERB
fbem-31491	135	2	discounted	discount	VERB
fbem-31491	135	3	bills	bill	NOUN
fbem-31491	135	4	for	for	ADP
fbem-31491	135	5	enterprises	enterprise	NOUN
fbem-31491	135	6	and	and	CCONJ
fbem-31491	135	7	institutions	institution	NOUN
fbem-31491	135	8	holding	hold	VERB
fbem-31491	135	9	commercial	commercial	ADJ
fbem-31491	135	10	bills	bill	NOUN
fbem-31491	135	11	.	.	PUNCT
fbem-31491	136	1	provide	provide	VERB
fbem-31491	136	2	loans	loan	NOUN
fbem-31491	136	3	in	in	ADP
fbem-31491	136	4	various	various	ADJ
fbem-31491	136	5	ways	way	NOUN
fbem-31491	136	6	to	to	PART
fbem-31491	136	7	meet	meet	VERB
fbem-31491	136	8	the	the	DET
fbem-31491	136	9	needs	need	NOUN
fbem-31491	136	10	of	of	ADP
fbem-31491	136	11	different	different	ADJ
fbem-31491	136	12	groups	group	NOUN
fbem-31491	136	13	.	.	PUNCT
fbem-31491	137	1	(	(	PUNCT
fbem-31491	137	2	3	3	X
fbem-31491	137	3	)	)	PUNCT
fbem-31491	137	4	savings	saving	NOUN
fbem-31491	137	5	related	relate	VERB
fbem-31491	137	6	businesses	business	NOUN
fbem-31491	137	7	savings	saving	NOUN
fbem-31491	137	8	business	business	NOUN
fbem-31491	137	9	is	be	AUX
fbem-31491	137	10	the	the	DET
fbem-31491	137	11	most	most	ADV
fbem-31491	137	12	commonly	commonly	ADV
fbem-31491	137	13	used	use	VERB
fbem-31491	137	14	business	business	NOUN
fbem-31491	137	15	of	of	ADP
fbem-31491	137	16	changzhou	changzhou	PROPN
fbem-31491	137	17	construction	construction	PROPN
fbem-31491	137	18	bank	bank	PROPN
fbem-31491	137	19	,	,	PUNCT
fbem-31491	137	20	and	and	CCONJ
fbem-31491	137	21	it	it	PRON
fbem-31491	137	22	is	be	AUX
fbem-31491	137	23	also	also	ADV
fbem-31491	137	24	the	the	DET
fbem-31491	137	25	most	most	ADV
fbem-31491	137	26	important	important	ADJ
fbem-31491	137	27	traditional	traditional	ADJ
fbem-31491	137	28	bank	bank	NOUN
fbem-31491	137	29	liability	liability	NOUN
fbem-31491	137	30	business	business	NOUN
fbem-31491	137	31	,	,	PUNCT
fbem-31491	137	32	providing	provide	VERB
fbem-31491	137	33	banks	bank	NOUN
fbem-31491	137	34	with	with	ADP
fbem-31491	137	35	a	a	DET
fbem-31491	137	36	large	large	ADJ
fbem-31491	137	37	amount	amount	NOUN
fbem-31491	137	38	of	of	ADP
fbem-31491	137	39	funds	fund	NOUN
fbem-31491	137	40	.	.	PUNCT
fbem-31491	138	1	savings	saving	NOUN
fbem-31491	138	2	business	business	NOUN
fbem-31491	138	3	can	can	AUX
fbem-31491	138	4	be	be	AUX
fbem-31491	138	5	divided	divide	VERB
fbem-31491	138	6	into	into	ADP
fbem-31491	138	7	corporate	corporate	ADJ
fbem-31491	138	8	deposits	deposit	NOUN
fbem-31491	138	9	and	and	CCONJ
fbem-31491	138	10	personal	personal	ADJ
fbem-31491	138	11	deposits	deposit	NOUN
fbem-31491	138	12	.	.	PUNCT
fbem-31491	139	1	in	in	ADP
fbem-31491	139	2	terms	term	NOUN
fbem-31491	139	3	of	of	ADP
fbem-31491	139	4	personal	personal	ADJ
fbem-31491	139	5	deposit	deposit	NOUN
fbem-31491	139	6	services	service	NOUN
fbem-31491	139	7	,	,	PUNCT
fbem-31491	139	8	banks	bank	NOUN
fbem-31491	139	9	'	'	PART
fbem-31491	139	10	personal	personal	ADJ
fbem-31491	139	11	deposit	deposit	NOUN
fbem-31491	139	12	services	service	NOUN
fbem-31491	139	13	can	can	AUX
fbem-31491	139	14	be	be	AUX
fbem-31491	139	15	divided	divide	VERB
fbem-31491	139	16	into	into	ADP
fbem-31491	139	17	several	several	ADJ
fbem-31491	139	18	types	type	NOUN
fbem-31491	139	19	,	,	PUNCT
fbem-31491	139	20	such	such	ADJ
fbem-31491	139	21	as	as	ADP
fbem-31491	139	22	current	current	ADJ
fbem-31491	139	23	deposits	deposit	NOUN
fbem-31491	139	24	,	,	PUNCT
fbem-31491	139	25	fixed	fix	VERB
fbem-31491	139	26	deposits	deposit	NOUN
fbem-31491	139	27	,	,	PUNCT
fbem-31491	139	28	flexible	flexible	ADJ
fbem-31491	139	29	deposits	deposit	NOUN
fbem-31491	139	30	,	,	PUNCT
fbem-31491	139	31	zero	zero	NUM
fbem-31491	139	32	sum	sum	NOUN
fbem-31491	139	33	deposits	deposit	NOUN
fbem-31491	139	34	,	,	PUNCT
fbem-31491	139	35	and	and	CCONJ
fbem-31491	139	36	call	call	VERB
fbem-31491	139	37	deposits	deposit	NOUN
fbem-31491	139	38	.	.	PUNCT
fbem-31491	140	1	5	5	X
fbem-31491	140	2	.	.	X
fbem-31491	140	3	the	the	DET
fbem-31491	140	4	impact	impact	NOUN
fbem-31491	140	5	of	of	ADP
fbem-31491	140	6	internet	internet	NOUN
fbem-31491	140	7	finance	finance	NOUN
fbem-31491	140	8	on	on	ADP
fbem-31491	140	9	changzhou	changzhou	PROPN
fbem-31491	140	10	construction	construction	PROPN
fbem-31491	140	11	bank	bank	PROPN
fbem-31491	140	12	almost	almost	ADV
fbem-31491	140	13	all	all	PRON
fbem-31491	140	14	banks	bank	NOUN
fbem-31491	140	15	are	be	AUX
fbem-31491	140	16	experiencing	experience	VERB
fbem-31491	140	17	transformation	transformation	NOUN
fbem-31491	140	18	in	in	ADP
fbem-31491	140	19	the	the	DET
fbem-31491	140	20	tide	tide	NOUN
fbem-31491	140	21	of	of	ADP
fbem-31491	140	22	the	the	DET
fbem-31491	140	23	digital	digital	ADJ
fbem-31491	140	24	information	information	NOUN
fbem-31491	140	25	age	age	NOUN
fbem-31491	140	26	.	.	PUNCT
fbem-31491	141	1	either	either	CCONJ
fbem-31491	141	2	actively	actively	ADV
fbem-31491	141	3	seeking	seek	VERB
fbem-31491	141	4	change	change	NOUN
fbem-31491	141	5	,	,	PUNCT
fbem-31491	141	6	or	or	CCONJ
fbem-31491	141	7	being	be	AUX
fbem-31491	141	8	pushed	push	VERB
fbem-31491	141	9	by	by	ADP
fbem-31491	141	10	big	big	ADJ
fbem-31491	141	11	waves	wave	NOUN
fbem-31491	141	12	to	to	PART
fbem-31491	141	13	join	join	VERB
fbem-31491	141	14	the	the	DET
fbem-31491	141	15	crowd	crowd	NOUN
fbem-31491	141	16	,	,	PUNCT
fbem-31491	141	17	balancing	balance	VERB
fbem-31491	141	18	long	long	ADJ
fbem-31491	141	19	-	-	PUNCT
fbem-31491	141	20	term	term	NOUN
fbem-31491	141	21	goals	goal	NOUN
fbem-31491	141	22	and	and	CCONJ
fbem-31491	141	23	short	short	ADJ
fbem-31491	141	24	-	-	PUNCT
fbem-31491	141	25	term	term	NOUN
fbem-31491	141	26	interests	interest	NOUN
fbem-31491	141	27	,	,	PUNCT
fbem-31491	141	28	and	and	CCONJ
fbem-31491	141	29	moving	move	VERB
fbem-31491	141	30	forward	forward	ADV
fbem-31491	141	31	in	in	ADP
fbem-31491	141	32	a	a	DET
fbem-31491	141	33	balanced	balanced	ADJ
fbem-31491	141	34	manner	manner	NOUN
fbem-31491	141	35	.	.	PUNCT
fbem-31491	142	1	and	and	CCONJ
fbem-31491	142	2	the	the	DET
fbem-31491	142	3	results	result	NOUN
fbem-31491	142	4	are	be	AUX
fbem-31491	142	5	also	also	ADV
fbem-31491	142	6	vastly	vastly	ADV
fbem-31491	142	7	different	different	ADJ
fbem-31491	142	8	,	,	PUNCT
fbem-31491	142	9	with	with	ADP
fbem-31491	142	10	some	some	DET
fbem-31491	142	11	banks	bank	NOUN
fbem-31491	142	12	achieving	achieve	VERB
fbem-31491	142	13	remarkable	remarkable	ADJ
fbem-31491	142	14	results	result	NOUN
fbem-31491	142	15	and	and	CCONJ
fbem-31491	142	16	receiving	receive	VERB
fbem-31491	142	17	good	good	ADJ
fbem-31491	142	18	news	news	NOUN
fbem-31491	142	19	one	one	NUM
fbem-31491	142	20	after	after	ADP
fbem-31491	142	21	another	another	PRON
fbem-31491	142	22	;	;	PUNCT
fbem-31491	142	23	some	some	DET
fbem-31491	142	24	banks	bank	NOUN
fbem-31491	142	25	have	have	AUX
fbem-31491	142	26	suffered	suffer	VERB
fbem-31491	142	27	setbacks	setback	NOUN
fbem-31491	142	28	and	and	CCONJ
fbem-31491	142	29	are	be	AUX
fbem-31491	142	30	moving	move	VERB
fbem-31491	142	31	forward	forward	ADV
fbem-31491	142	32	with	with	ADP
fbem-31491	142	33	52	52	NUM
fbem-31491	142	34	twists	twist	NOUN
fbem-31491	142	35	and	and	CCONJ
fbem-31491	142	36	turns	turn	NOUN
fbem-31491	142	37	.	.	PUNCT
fbem-31491	143	1	the	the	DET
fbem-31491	143	2	banks	bank	NOUN
fbem-31491	143	3	in	in	ADP
fbem-31491	143	4	changzhou	changzhou	PROPN
fbem-31491	143	5	also	also	ADV
fbem-31491	143	6	can	can	AUX
fbem-31491	143	7	not	not	PART
fbem-31491	143	8	escape	escape	VERB
fbem-31491	143	9	the	the	DET
fbem-31491	143	10	influence	influence	NOUN
fbem-31491	143	11	of	of	ADP
fbem-31491	143	12	the	the	DET
fbem-31491	143	13	big	big	ADJ
fbem-31491	143	14	environment	environment	NOUN
fbem-31491	143	15	,	,	PUNCT
fbem-31491	143	16	and	and	CCONJ
fbem-31491	143	17	they	they	PRON
fbem-31491	143	18	are	be	AUX
fbem-31491	143	19	seeking	seek	VERB
fbem-31491	143	20	change	change	NOUN
fbem-31491	143	21	one	one	NUM
fbem-31491	143	22	after	after	ADP
fbem-31491	143	23	another	another	PRON
fbem-31491	143	24	to	to	PART
fbem-31491	143	25	expand	expand	VERB
fbem-31491	143	26	online	online	ADJ
fbem-31491	143	27	banking	banking	NOUN
fbem-31491	143	28	business	business	NOUN
fbem-31491	143	29	with	with	ADP
fbem-31491	143	30	the	the	DET
fbem-31491	143	31	help	help	NOUN
fbem-31491	143	32	of	of	ADP
fbem-31491	143	33	the	the	DET
fbem-31491	143	34	internet	internet	NOUN
fbem-31491	143	35	.	.	PUNCT
fbem-31491	144	1	with	with	ADP
fbem-31491	144	2	the	the	DET
fbem-31491	144	3	rapid	rapid	ADJ
fbem-31491	144	4	development	development	NOUN
fbem-31491	144	5	of	of	ADP
fbem-31491	144	6	network	network	NOUN
fbem-31491	144	7	finance	finance	NOUN
fbem-31491	144	8	,	,	PUNCT
fbem-31491	144	9	changzhou	changzhou	PROPN
fbem-31491	144	10	branch	branch	PROPN
fbem-31491	144	11	of	of	ADP
fbem-31491	144	12	ccb	ccb	PROPN
fbem-31491	144	13	has	have	AUX
fbem-31491	144	14	also	also	ADV
fbem-31491	144	15	been	be	AUX
fbem-31491	144	16	subjected	subject	VERB
fbem-31491	144	17	to	to	ADP
fbem-31491	144	18	competition	competition	NOUN
fbem-31491	144	19	and	and	CCONJ
fbem-31491	144	20	pressure	pressure	NOUN
fbem-31491	144	21	from	from	ADP
fbem-31491	144	22	all	all	DET
fbem-31491	144	23	parties	party	NOUN
fbem-31491	144	24	while	while	SCONJ
fbem-31491	144	25	its	its	PRON
fbem-31491	144	26	network	network	NOUN
fbem-31491	144	27	business	business	NOUN
fbem-31491	144	28	is	be	AUX
fbem-31491	144	29	developing	develop	VERB
fbem-31491	144	30	rapidly	rapidly	ADV
fbem-31491	144	31	.	.	PUNCT
fbem-31491	145	1	in	in	ADP
fbem-31491	145	2	particular	particular	ADJ
fbem-31491	145	3	,	,	PUNCT
fbem-31491	145	4	changzhou	changzhou	PROPN
fbem-31491	145	5	branch	branch	PROPN
fbem-31491	145	6	of	of	ADP
fbem-31491	145	7	ccb	ccb	PROPN
fbem-31491	145	8	has	have	VERB
fbem-31491	145	9	a	a	DET
fbem-31491	145	10	late	late	ADJ
fbem-31491	145	11	understanding	understanding	NOUN
fbem-31491	145	12	of	of	ADP
fbem-31491	145	13	the	the	DET
fbem-31491	145	14	internet	internet	NOUN
fbem-31491	145	15	network	network	NOUN
fbem-31491	145	16	field	field	NOUN
fbem-31491	145	17	,	,	PUNCT
fbem-31491	145	18	and	and	CCONJ
fbem-31491	145	19	has	have	AUX
fbem-31491	145	20	suffered	suffer	VERB
fbem-31491	145	21	tremendous	tremendous	ADJ
fbem-31491	145	22	impact	impact	NOUN
fbem-31491	145	23	in	in	ADP
fbem-31491	145	24	product	product	NOUN
fbem-31491	145	25	business	business	NOUN
fbem-31491	145	26	,	,	PUNCT
fbem-31491	145	27	financial	financial	ADJ
fbem-31491	145	28	status	status	NOUN
fbem-31491	145	29	,	,	PUNCT
fbem-31491	145	30	regulatory	regulatory	ADJ
fbem-31491	145	31	system	system	NOUN
fbem-31491	145	32	and	and	CCONJ
fbem-31491	145	33	other	other	ADJ
fbem-31491	145	34	aspects	aspect	NOUN
fbem-31491	145	35	[	[	X
fbem-31491	145	36	8	8	NUM
fbem-31491	145	37	]	]	PUNCT
fbem-31491	145	38	.	.	PUNCT
fbem-31491	146	1	(	(	PUNCT
fbem-31491	146	2	1	1	X
fbem-31491	146	3	)	)	PUNCT
fbem-31491	146	4	the	the	DET
fbem-31491	146	5	impact	impact	NOUN
fbem-31491	146	6	of	of	ADP
fbem-31491	146	7	internet	internet	NOUN
fbem-31491	146	8	finance	finance	NOUN
fbem-31491	146	9	on	on	ADP
fbem-31491	146	10	changzhou	changzhou	PROPN
fbem-31491	146	11	construction	construction	PROPN
fbem-31491	146	12	bank	bank	PROPN
fbem-31491	146	13	's	's	PART
fbem-31491	146	14	business	business	NOUN
fbem-31491	146	15	from	from	ADP
fbem-31491	146	16	third	third	ADJ
fbem-31491	146	17	-	-	PUNCT
fbem-31491	146	18	party	party	NOUN
fbem-31491	146	19	payments	payment	NOUN
fbem-31491	146	20	,	,	PUNCT
fbem-31491	146	21	online	online	ADJ
fbem-31491	146	22	wealth	wealth	NOUN
fbem-31491	146	23	management	management	NOUN
fbem-31491	146	24	p2p	p2p	PROPN
fbem-31491	146	25	,	,	PUNCT
fbem-31491	146	26	the	the	DET
fbem-31491	146	27	emergence	emergence	NOUN
fbem-31491	146	28	of	of	ADP
fbem-31491	146	29	online	online	ADJ
fbem-31491	146	30	finance	finance	NOUN
fbem-31491	146	31	such	such	ADJ
fbem-31491	146	32	as	as	ADP
fbem-31491	146	33	crowdfunding	crowdfunding	NOUN
fbem-31491	146	34	has	have	AUX
fbem-31491	146	35	brought	bring	VERB
fbem-31491	146	36	great	great	ADJ
fbem-31491	146	37	impact	impact	NOUN
fbem-31491	146	38	to	to	ADP
fbem-31491	146	39	traditional	traditional	ADJ
fbem-31491	146	40	financial	financial	ADJ
fbem-31491	146	41	markets	market	NOUN
fbem-31491	146	42	.	.	PUNCT
fbem-31491	147	1	if	if	SCONJ
fbem-31491	147	2	internet	internet	NOUN
fbem-31491	147	3	finance	finance	NOUN
fbem-31491	147	4	will	will	AUX
fbem-31491	147	5	completely	completely	ADV
fbem-31491	147	6	subvert	subvert	VERB
fbem-31491	147	7	or	or	CCONJ
fbem-31491	147	8	replace	replace	VERB
fbem-31491	147	9	traditional	traditional	ADJ
fbem-31491	147	10	finance	finance	NOUN
fbem-31491	147	11	,	,	PUNCT
fbem-31491	147	12	then	then	ADV
fbem-31491	147	13	this	this	DET
fbem-31491	147	14	view	view	NOUN
fbem-31491	147	15	may	may	AUX
fbem-31491	147	16	be	be	AUX
fbem-31491	147	17	difficult	difficult	ADJ
fbem-31491	147	18	to	to	PART
fbem-31491	147	19	hold	hold	VERB
fbem-31491	147	20	,	,	PUNCT
fbem-31491	147	21	but	but	CCONJ
fbem-31491	147	22	for	for	ADP
fbem-31491	147	23	traditional	traditional	ADJ
fbem-31491	147	24	finance	finance	NOUN
fbem-31491	147	25	,	,	PUNCT
fbem-31491	147	26	the	the	DET
fbem-31491	147	27	impact	impact	NOUN
fbem-31491	147	28	of	of	ADP
fbem-31491	147	29	internet	internet	NOUN
fbem-31491	147	30	finance	finance	NOUN
fbem-31491	147	31	can	can	AUX
fbem-31491	147	32	not	not	PART
fbem-31491	147	33	be	be	AUX
fbem-31491	147	34	ignored	ignore	VERB
fbem-31491	147	35	.	.	PUNCT
fbem-31491	148	1	any	any	DET
fbem-31491	148	2	internet	internet	NOUN
fbem-31491	148	3	financial	financial	ADJ
fbem-31491	148	4	enterprise	enterprise	NOUN
fbem-31491	148	5	will	will	AUX
fbem-31491	148	6	produce	produce	VERB
fbem-31491	148	7	many	many	ADJ
fbem-31491	148	8	new	new	ADJ
fbem-31491	148	9	financial	financial	ADJ
fbem-31491	148	10	products	product	NOUN
fbem-31491	148	11	,	,	PUNCT
fbem-31491	148	12	which	which	PRON
fbem-31491	148	13	will	will	AUX
fbem-31491	148	14	more	more	ADV
fbem-31491	148	15	or	or	CCONJ
fbem-31491	148	16	less	less	ADV
fbem-31491	148	17	affect	affect	VERB
fbem-31491	148	18	the	the	DET
fbem-31491	148	19	basic	basic	ADJ
fbem-31491	148	20	business	business	NOUN
fbem-31491	148	21	(	(	PUNCT
fbem-31491	148	22	liabilities	liability	NOUN
fbem-31491	148	23	,	,	PUNCT
fbem-31491	148	24	assets	asset	NOUN
fbem-31491	148	25	,	,	PUNCT
fbem-31491	148	26	intermediaries	intermediary	NOUN
fbem-31491	148	27	,	,	PUNCT
fbem-31491	148	28	international	international	ADJ
fbem-31491	148	29	)	)	PUNCT
fbem-31491	148	30	of	of	ADP
fbem-31491	148	31	changzhou	changzhou	PROPN
fbem-31491	148	32	construction	construction	PROPN
fbem-31491	148	33	bank	bank	PROPN
fbem-31491	148	34	.	.	PUNCT
fbem-31491	149	1	therefore	therefore	ADV
fbem-31491	149	2	,	,	PUNCT
fbem-31491	149	3	the	the	DET
fbem-31491	149	4	following	follow	VERB
fbem-31491	149	5	will	will	AUX
fbem-31491	149	6	list	list	VERB
fbem-31491	149	7	some	some	DET
fbem-31491	149	8	internet	internet	NOUN
fbem-31491	149	9	financial	financial	ADJ
fbem-31491	149	10	products	product	NOUN
fbem-31491	149	11	that	that	PRON
fbem-31491	149	12	hurt	hurt	VERB
fbem-31491	149	13	the	the	DET
fbem-31491	149	14	business	business	NOUN
fbem-31491	149	15	of	of	ADP
fbem-31491	149	16	ccb	ccb	PROPN
fbem-31491	149	17	.	.	PUNCT
fbem-31491	149	18	alipay	alipay	PROPN
fbem-31491	149	19	,	,	PUNCT
fbem-31491	149	20	wechat	wechat	PRON
fbem-31491	149	21	payment	payment	NOUN
fbem-31491	149	22	and	and	CCONJ
fbem-31491	149	23	other	other	ADJ
fbem-31491	149	24	third	third	ADJ
fbem-31491	149	25	-	-	PUNCT
fbem-31491	149	26	party	party	NOUN
fbem-31491	149	27	payment	payment	NOUN
fbem-31491	149	28	methods	method	NOUN
fbem-31491	149	29	.	.	PUNCT
fbem-31491	150	1	in	in	ADP
fbem-31491	150	2	the	the	DET
fbem-31491	150	3	current	current	ADJ
fbem-31491	150	4	online	online	ADJ
fbem-31491	150	5	payment	payment	NOUN
fbem-31491	150	6	platform	platform	NOUN
fbem-31491	150	7	,	,	PUNCT
fbem-31491	150	8	alipay	alipay	PROPN
fbem-31491	150	9	is	be	AUX
fbem-31491	150	10	undoubtedly	undoubtedly	ADV
fbem-31491	150	11	the	the	DET
fbem-31491	150	12	first	first	ADJ
fbem-31491	150	13	,	,	PUNCT
fbem-31491	150	14	and	and	CCONJ
fbem-31491	150	15	it	it	PRON
fbem-31491	150	16	is	be	AUX
fbem-31491	150	17	also	also	ADV
fbem-31491	150	18	the	the	DET
fbem-31491	150	19	trouble	trouble	NOUN
fbem-31491	150	20	of	of	ADP
fbem-31491	150	21	ccb	ccb	PROPN
fbem-31491	150	22	.	.	PUNCT
fbem-31491	151	1	at	at	ADP
fbem-31491	151	2	the	the	DET
fbem-31491	151	3	same	same	ADJ
fbem-31491	151	4	time	time	NOUN
fbem-31491	151	5	,	,	PUNCT
fbem-31491	151	6	with	with	ADP
fbem-31491	151	7	the	the	DET
fbem-31491	151	8	rapid	rapid	ADJ
fbem-31491	151	9	growth	growth	NOUN
fbem-31491	151	10	of	of	ADP
fbem-31491	151	11	pc	pc	NOUN
fbem-31491	151	12	users	user	NOUN
fbem-31491	151	13	and	and	CCONJ
fbem-31491	151	14	wechat	wechat	NOUN
fbem-31491	151	15	,	,	PUNCT
fbem-31491	151	16	it	it	PRON
fbem-31491	151	17	has	have	AUX
fbem-31491	151	18	become	become	VERB
fbem-31491	151	19	the	the	DET
fbem-31491	151	20	second	second	ADV
fbem-31491	151	21	largest	large	ADJ
fbem-31491	151	22	third	third	ADJ
fbem-31491	151	23	-	-	PUNCT
fbem-31491	151	24	party	party	NOUN
fbem-31491	151	25	payment	payment	NOUN
fbem-31491	151	26	platform	platform	NOUN
fbem-31491	151	27	.	.	PUNCT
fbem-31491	152	1	the	the	DET
fbem-31491	152	2	impact	impact	NOUN
fbem-31491	152	3	of	of	ADP
fbem-31491	152	4	other	other	ADJ
fbem-31491	152	5	online	online	ADJ
fbem-31491	152	6	payment	payment	NOUN
fbem-31491	152	7	platforms	platform	NOUN
fbem-31491	152	8	on	on	ADP
fbem-31491	152	9	banks	bank	NOUN
fbem-31491	152	10	is	be	AUX
fbem-31491	152	11	not	not	PART
fbem-31491	152	12	significant	significant	ADJ
fbem-31491	152	13	.	.	PUNCT
fbem-31491	153	1	in	in	ADP
fbem-31491	153	2	fact	fact	NOUN
fbem-31491	153	3	,	,	PUNCT
fbem-31491	153	4	the	the	DET
fbem-31491	153	5	relationship	relationship	NOUN
fbem-31491	153	6	between	between	ADP
fbem-31491	153	7	third	third	ADJ
fbem-31491	153	8	-	-	PUNCT
fbem-31491	153	9	party	party	NOUN
fbem-31491	153	10	payments	payment	NOUN
fbem-31491	153	11	and	and	CCONJ
fbem-31491	153	12	banks	bank	NOUN
fbem-31491	153	13	is	be	AUX
fbem-31491	153	14	very	very	ADV
fbem-31491	153	15	delicate	delicate	ADJ
fbem-31491	153	16	,	,	PUNCT
fbem-31491	153	17	and	and	CCONJ
fbem-31491	153	18	without	without	ADP
fbem-31491	153	19	the	the	DET
fbem-31491	153	20	support	support	NOUN
fbem-31491	153	21	of	of	ADP
fbem-31491	153	22	banks	bank	NOUN
fbem-31491	153	23	,	,	PUNCT
fbem-31491	153	24	it	it	PRON
fbem-31491	153	25	would	would	AUX
fbem-31491	153	26	not	not	PART
fbem-31491	153	27	be	be	AUX
fbem-31491	153	28	possible	possible	ADJ
fbem-31491	153	29	for	for	SCONJ
fbem-31491	153	30	them	they	PRON
fbem-31491	153	31	to	to	PART
fbem-31491	153	32	operate	operate	VERB
fbem-31491	153	33	in	in	ADP
fbem-31491	153	34	a	a	DET
fbem-31491	153	35	short	short	ADJ
fbem-31491	153	36	period	period	NOUN
fbem-31491	153	37	of	of	ADP
fbem-31491	153	38	time	time	NOUN
fbem-31491	153	39	.	.	PUNCT
fbem-31491	154	1	for	for	ADP
fbem-31491	154	2	banks	bank	NOUN
fbem-31491	154	3	,	,	PUNCT
fbem-31491	154	4	they	they	PRON
fbem-31491	154	5	also	also	ADV
fbem-31491	154	6	want	want	VERB
fbem-31491	154	7	to	to	PART
fbem-31491	154	8	earn	earn	VERB
fbem-31491	154	9	more	more	ADJ
fbem-31491	154	10	intermediary	intermediary	ADJ
fbem-31491	154	11	income	income	NOUN
fbem-31491	154	12	through	through	ADP
fbem-31491	154	13	third	third	ADJ
fbem-31491	154	14	-	-	PUNCT
fbem-31491	154	15	party	party	NOUN
fbem-31491	154	16	payment	payment	NOUN
fbem-31491	154	17	platforms	platform	NOUN
fbem-31491	154	18	.	.	PUNCT
fbem-31491	155	1	but	but	CCONJ
fbem-31491	155	2	as	as	SCONJ
fbem-31491	155	3	third	third	ADJ
fbem-31491	155	4	-	-	PUNCT
fbem-31491	155	5	party	party	NOUN
fbem-31491	155	6	payment	payment	NOUN
fbem-31491	155	7	platforms	platform	NOUN
fbem-31491	155	8	become	become	VERB
fbem-31491	155	9	increasingly	increasingly	ADV
fbem-31491	155	10	powerful	powerful	ADJ
fbem-31491	155	11	,	,	PUNCT
fbem-31491	155	12	they	they	PRON
fbem-31491	155	13	will	will	AUX
fbem-31491	155	14	instead	instead	ADV
fbem-31491	155	15	become	become	VERB
fbem-31491	155	16	the	the	DET
fbem-31491	155	17	biggest	big	ADJ
fbem-31491	155	18	threat	threat	NOUN
fbem-31491	155	19	to	to	ADP
fbem-31491	155	20	banks	bank	NOUN
fbem-31491	155	21	.	.	PUNCT
fbem-31491	156	1	first	first	ADV
fbem-31491	156	2	,	,	PUNCT
fbem-31491	156	3	alipay	alipay	PROPN
fbem-31491	156	4	and	and	CCONJ
fbem-31491	156	5	wechat	wechat	PROPN
fbem-31491	156	6	payment	payment	NOUN
fbem-31491	156	7	have	have	AUX
fbem-31491	156	8	attracted	attract	VERB
fbem-31491	156	9	a	a	DET
fbem-31491	156	10	large	large	ADJ
fbem-31491	156	11	number	number	NOUN
fbem-31491	156	12	of	of	ADP
fbem-31491	156	13	users	user	NOUN
fbem-31491	156	14	with	with	ADP
fbem-31491	156	15	their	their	PRON
fbem-31491	156	16	convenient	convenient	ADJ
fbem-31491	156	17	and	and	CCONJ
fbem-31491	156	18	fast	fast	ADJ
fbem-31491	156	19	payment	payment	NOUN
fbem-31491	156	20	methods	method	NOUN
fbem-31491	156	21	.	.	PUNCT
fbem-31491	157	1	as	as	SCONJ
fbem-31491	157	2	online	online	ADJ
fbem-31491	157	3	payment	payment	NOUN
fbem-31491	157	4	platforms	platform	NOUN
fbem-31491	157	5	,	,	PUNCT
fbem-31491	157	6	alipay	alipay	PROPN
fbem-31491	157	7	and	and	CCONJ
fbem-31491	157	8	wechat	wechat	PROPN
fbem-31491	157	9	have	have	AUX
fbem-31491	157	10	cooperated	cooperate	VERB
fbem-31491	157	11	with	with	ADP
fbem-31491	157	12	banks	bank	NOUN
fbem-31491	157	13	,	,	PUNCT
fbem-31491	157	14	which	which	PRON
fbem-31491	157	15	means	mean	VERB
fbem-31491	157	16	that	that	SCONJ
fbem-31491	157	17	users	user	NOUN
fbem-31491	157	18	can	can	AUX
fbem-31491	157	19	trade	trade	VERB
fbem-31491	157	20	as	as	ADV
fbem-31491	157	21	long	long	ADV
fbem-31491	157	22	as	as	SCONJ
fbem-31491	157	23	they	they	PRON
fbem-31491	157	24	have	have	VERB
fbem-31491	157	25	bank	bank	NOUN
fbem-31491	157	26	accounts	account	NOUN
fbem-31491	157	27	.	.	PUNCT
fbem-31491	158	1	so	so	ADV
fbem-31491	158	2	,	,	PUNCT
fbem-31491	158	3	to	to	ADP
fbem-31491	158	4	a	a	DET
fbem-31491	158	5	certain	certain	ADJ
fbem-31491	158	6	extent	extent	NOUN
fbem-31491	158	7	,	,	PUNCT
fbem-31491	158	8	banks	bank	NOUN
fbem-31491	158	9	are	be	AUX
fbem-31491	158	10	a	a	DET
fbem-31491	158	11	part	part	NOUN
fbem-31491	158	12	of	of	ADP
fbem-31491	158	13	its	its	PRON
fbem-31491	158	14	chain	chain	NOUN
fbem-31491	158	15	.	.	PUNCT
fbem-31491	159	1	third	third	ADJ
fbem-31491	159	2	,	,	PUNCT
fbem-31491	159	3	alipay	alipay	PROPN
fbem-31491	159	4	,	,	PUNCT
fbem-31491	159	5	which	which	PRON
fbem-31491	159	6	has	have	AUX
fbem-31491	159	7	linked	link	VERB
fbem-31491	159	8	80	80	NUM
fbem-31491	159	9	million	million	NUM
fbem-31491	159	10	enterprises	enterprise	NOUN
fbem-31491	159	11	with	with	ADP
fbem-31491	159	12	more	more	ADJ
fbem-31491	159	13	than	than	ADP
fbem-31491	159	14	2000	2000	NUM
fbem-31491	159	15	financial	financial	ADJ
fbem-31491	159	16	institution	institution	NOUN
fbem-31491	159	17	partners	partner	NOUN
fbem-31491	159	18	,	,	PUNCT
fbem-31491	159	19	has	have	VERB
fbem-31491	159	20	more	more	ADJ
fbem-31491	159	21	than	than	ADP
fbem-31491	159	22	one	one	NUM
fbem-31491	159	23	billion	billion	NUM
fbem-31491	159	24	users	user	NOUN
fbem-31491	159	25	in	in	ADP
fbem-31491	159	26	china	china	PROPN
fbem-31491	159	27	.	.	PUNCT
fbem-31491	160	1	its	its	PRON
fbem-31491	160	2	application	application	NOUN
fbem-31491	160	3	fields	field	NOUN
fbem-31491	160	4	cover	cover	VERB
fbem-31491	160	5	all	all	DET
fbem-31491	160	6	fields	field	NOUN
fbem-31491	160	7	of	of	ADP
fbem-31491	160	8	the	the	DET
fbem-31491	160	9	chinese	chinese	ADJ
fbem-31491	160	10	people	people	NOUN
fbem-31491	160	11	,	,	PUNCT
fbem-31491	160	12	and	and	CCONJ
fbem-31491	160	13	the	the	DET
fbem-31491	160	14	impact	impact	NOUN
fbem-31491	160	15	of	of	ADP
fbem-31491	160	16	online	online	ADJ
fbem-31491	160	17	payment	payment	NOUN
fbem-31491	160	18	on	on	ADP
fbem-31491	160	19	bank	bank	NOUN
fbem-31491	160	20	credit	credit	NOUN
fbem-31491	160	21	cards	card	NOUN
fbem-31491	160	22	is	be	AUX
fbem-31491	160	23	very	very	ADV
fbem-31491	160	24	obvious	obvious	ADJ
fbem-31491	160	25	.	.	PUNCT
fbem-31491	161	1	fourth	fourth	ADJ
fbem-31491	161	2	,	,	PUNCT
fbem-31491	161	3	in	in	ADP
fbem-31491	161	4	terms	term	NOUN
fbem-31491	161	5	of	of	ADP
fbem-31491	161	6	brand	brand	NOUN
fbem-31491	161	7	and	and	CCONJ
fbem-31491	161	8	users	user	NOUN
fbem-31491	161	9	,	,	PUNCT
fbem-31491	161	10	the	the	DET
fbem-31491	161	11	licenses	license	NOUN
fbem-31491	161	12	obtained	obtain	VERB
fbem-31491	161	13	by	by	ADP
fbem-31491	161	14	alipay	alipay	PROPN
fbem-31491	161	15	,	,	PUNCT
fbem-31491	161	16	wechat	wechat	NOUN
fbem-31491	161	17	and	and	CCONJ
fbem-31491	161	18	other	other	ADJ
fbem-31491	161	19	private	private	ADJ
fbem-31491	161	20	banks	bank	NOUN
fbem-31491	161	21	give	give	VERB
fbem-31491	161	22	them	they	PRON
fbem-31491	161	23	more	more	ADJ
fbem-31491	161	24	voice	voice	NOUN
fbem-31491	161	25	online	online	ADV
fbem-31491	161	26	.	.	PUNCT
fbem-31491	162	1	in	in	ADP
fbem-31491	162	2	this	this	DET
fbem-31491	162	3	era	era	NOUN
fbem-31491	162	4	where	where	SCONJ
fbem-31491	162	5	traffic	traffic	NOUN
fbem-31491	162	6	is	be	AUX
fbem-31491	162	7	highly	highly	ADV
fbem-31491	162	8	valued	value	VERB
fbem-31491	162	9	,	,	PUNCT
fbem-31491	162	10	if	if	SCONJ
fbem-31491	162	11	a	a	DET
fbem-31491	162	12	bank	bank	NOUN
fbem-31491	162	13	does	do	AUX
fbem-31491	162	14	not	not	PART
fbem-31491	162	15	follow	follow	VERB
fbem-31491	162	16	its	its	PRON
fbem-31491	162	17	own	own	ADJ
fbem-31491	162	18	rules	rule	NOUN
fbem-31491	162	19	,	,	PUNCT
fbem-31491	162	20	it	it	PRON
fbem-31491	162	21	can	can	AUX
fbem-31491	162	22	directly	directly	ADV
fbem-31491	162	23	sever	sever	VERB
fbem-31491	162	24	ties	tie	NOUN
fbem-31491	162	25	with	with	ADP
fbem-31491	162	26	that	that	DET
fbem-31491	162	27	bank	bank	NOUN
fbem-31491	162	28	,	,	PUNCT
fbem-31491	162	29	even	even	ADV
fbem-31491	162	30	if	if	SCONJ
fbem-31491	162	31	obstructed	obstruct	VERB
fbem-31491	162	32	by	by	ADP
fbem-31491	162	33	large	large	ADJ
fbem-31491	162	34	banks	bank	NOUN
fbem-31491	162	35	,	,	PUNCT
fbem-31491	162	36	they	they	PRON
fbem-31491	162	37	can	can	AUX
fbem-31491	162	38	directly	directly	ADV
fbem-31491	162	39	introduce	introduce	VERB
fbem-31491	162	40	customers	customer	NOUN
fbem-31491	162	41	into	into	ADP
fbem-31491	162	42	alibaba	alibaba	PROPN
fbem-31491	162	43	and	and	CCONJ
fbem-31491	162	44	tencent	tencent	NOUN
fbem-31491	162	45	's	's	PART
fbem-31491	162	46	online	online	ADJ
fbem-31491	162	47	banking	banking	NOUN
fbem-31491	162	48	accounts	account	NOUN
fbem-31491	162	49	.	.	PUNCT
fbem-31491	163	1	online	online	ADJ
fbem-31491	163	2	finance	finance	NOUN
fbem-31491	163	3	:	:	PUNCT
fbem-31491	163	4	wealth	wealth	NOUN
fbem-31491	163	5	management	management	NOUN
fbem-31491	163	6	platform	platform	NOUN
fbem-31491	163	7	,	,	PUNCT
fbem-31491	163	8	yu'ebao	yu'ebao	PROPN
fbem-31491	163	9	.	.	PUNCT
fbem-31491	164	1	many	many	ADJ
fbem-31491	164	2	people	people	NOUN
fbem-31491	164	3	think	think	VERB
fbem-31491	164	4	that	that	SCONJ
fbem-31491	164	5	yu'ebao	yu'ebao	PROPN
fbem-31491	164	6	and	and	CCONJ
fbem-31491	164	7	financial	financial	ADJ
fbem-31491	164	8	products	product	NOUN
fbem-31491	164	9	have	have	VERB
fbem-31491	164	10	little	little	ADJ
fbem-31491	164	11	impact	impact	NOUN
fbem-31491	164	12	on	on	ADP
fbem-31491	164	13	banks	bank	NOUN
fbem-31491	164	14	,	,	PUNCT
fbem-31491	164	15	after	after	ADV
fbem-31491	164	16	all	all	ADV
fbem-31491	164	17	,	,	PUNCT
fbem-31491	164	18	no	no	DET
fbem-31491	164	19	one	one	NOUN
fbem-31491	164	20	would	would	AUX
fbem-31491	164	21	deposit	deposit	VERB
fbem-31491	164	22	so	so	ADV
fbem-31491	164	23	much	much	ADJ
fbem-31491	164	24	money	money	NOUN
fbem-31491	164	25	on	on	ADP
fbem-31491	164	26	their	their	PRON
fbem-31491	164	27	mobile	mobile	ADJ
fbem-31491	164	28	phones	phone	NOUN
fbem-31491	164	29	.	.	PUNCT
fbem-31491	165	1	if	if	SCONJ
fbem-31491	165	2	third	third	ADJ
fbem-31491	165	3	-	-	PUNCT
fbem-31491	165	4	party	party	NOUN
fbem-31491	165	5	payments	payment	NOUN
fbem-31491	165	6	have	have	AUX
fbem-31491	165	7	only	only	ADV
fbem-31491	165	8	had	have	VERB
fbem-31491	165	9	a	a	DET
fbem-31491	165	10	certain	certain	ADJ
fbem-31491	165	11	impact	impact	NOUN
fbem-31491	165	12	on	on	ADP
fbem-31491	165	13	traditional	traditional	ADJ
fbem-31491	165	14	banking	banking	NOUN
fbem-31491	165	15	business	business	NOUN
fbem-31491	165	16	models	model	NOUN
fbem-31491	165	17	in	in	ADP
fbem-31491	165	18	terms	term	NOUN
fbem-31491	165	19	of	of	ADP
fbem-31491	165	20	user	user	NOUN
fbem-31491	165	21	size	size	NOUN
fbem-31491	165	22	,	,	PUNCT
fbem-31491	165	23	payment	payment	NOUN
fbem-31491	165	24	habits	habit	NOUN
fbem-31491	165	25	,	,	PUNCT
fbem-31491	165	26	online	online	ADJ
fbem-31491	165	27	brands	brand	NOUN
fbem-31491	165	28	,	,	PUNCT
fbem-31491	165	29	etc	etc	X
fbem-31491	165	30	.	.	X
fbem-31491	165	31	,	,	PUNCT
fbem-31491	165	32	the	the	DET
fbem-31491	165	33	rise	rise	NOUN
fbem-31491	165	34	of	of	ADP
fbem-31491	165	35	online	online	ADJ
fbem-31491	165	36	finance	finance	NOUN
fbem-31491	165	37	has	have	AUX
fbem-31491	165	38	had	have	VERB
fbem-31491	165	39	a	a	DET
fbem-31491	165	40	fundamental	fundamental	ADJ
fbem-31491	165	41	impact	impact	NOUN
fbem-31491	165	42	on	on	ADP
fbem-31491	165	43	the	the	DET
fbem-31491	165	44	survival	survival	NOUN
fbem-31491	165	45	of	of	ADP
fbem-31491	165	46	banks	bank	NOUN
fbem-31491	165	47	.	.	PUNCT
fbem-31491	166	1	due	due	ADP
fbem-31491	166	2	to	to	ADP
fbem-31491	166	3	the	the	DET
fbem-31491	166	4	large	large	ADJ
fbem-31491	166	5	user	user	NOUN
fbem-31491	166	6	base	base	NOUN
fbem-31491	166	7	of	of	ADP
fbem-31491	166	8	thirdparty	thirdparty	NOUN
fbem-31491	166	9	payments	payment	NOUN
fbem-31491	166	10	,	,	PUNCT
fbem-31491	166	11	the	the	DET
fbem-31491	166	12	number	number	NOUN
fbem-31491	166	13	of	of	ADP
fbem-31491	166	14	users	user	NOUN
fbem-31491	166	15	of	of	ADP
fbem-31491	166	16	yu'ebao	yu'ebao	PROPN
fbem-31491	166	17	has	have	AUX
fbem-31491	166	18	now	now	ADV
fbem-31491	166	19	reached	reach	VERB
fbem-31491	166	20	150	150	NUM
fbem-31491	166	21	million	million	NUM
fbem-31491	166	22	,	,	PUNCT
fbem-31491	166	23	which	which	PRON
fbem-31491	166	24	is	be	AUX
fbem-31491	166	25	a	a	DET
fbem-31491	166	26	very	very	ADV
fbem-31491	166	27	scary	scary	ADJ
fbem-31491	166	28	number	number	NOUN
fbem-31491	166	29	.	.	PUNCT
fbem-31491	167	1	if	if	SCONJ
fbem-31491	167	2	they	they	PRON
fbem-31491	167	3	all	all	PRON
fbem-31491	167	4	invest	invest	VERB
fbem-31491	167	5	in	in	ADP
fbem-31491	167	6	yu'ebao	yu'ebao	PROPN
fbem-31491	167	7	,	,	PUNCT
fbem-31491	167	8	many	many	ADJ
fbem-31491	167	9	small	small	ADJ
fbem-31491	167	10	and	and	CCONJ
fbem-31491	167	11	medium	medium	ADJ
fbem-31491	167	12	-	-	PUNCT
fbem-31491	167	13	sized	sized	ADJ
fbem-31491	167	14	banks	bank	NOUN
fbem-31491	167	15	will	will	AUX
fbem-31491	167	16	starve	starve	VERB
fbem-31491	167	17	to	to	ADP
fbem-31491	167	18	death	death	NOUN
fbem-31491	167	19	.	.	PUNCT
fbem-31491	168	1	firstly	firstly	ADV
fbem-31491	168	2	,	,	PUNCT
fbem-31491	168	3	from	from	ADP
fbem-31491	168	4	the	the	DET
fbem-31491	168	5	perspective	perspective	NOUN
fbem-31491	168	6	of	of	ADP
fbem-31491	168	7	deposits	deposit	NOUN
fbem-31491	168	8	,	,	PUNCT
fbem-31491	168	9	the	the	DET
fbem-31491	168	10	traditional	traditional	ADJ
fbem-31491	168	11	models	model	NOUN
fbem-31491	168	12	of	of	ADP
fbem-31491	168	13	wealth	wealth	NOUN
fbem-31491	168	14	management	management	NOUN
fbem-31491	168	15	and	and	CCONJ
fbem-31491	168	16	yu'ebao	yu'ebao	PROPN
fbem-31491	168	17	are	be	AUX
fbem-31491	168	18	both	both	PRON
fbem-31491	168	19	aimed	aim	VERB
fbem-31491	168	20	at	at	ADP
fbem-31491	168	21	deposits	deposit	NOUN
fbem-31491	168	22	.	.	PUNCT
fbem-31491	169	1	this	this	PRON
fbem-31491	169	2	will	will	AUX
fbem-31491	169	3	first	first	ADV
fbem-31491	169	4	stimulate	stimulate	VERB
fbem-31491	169	5	bank	bank	NOUN
fbem-31491	169	6	deposits	deposit	NOUN
fbem-31491	169	7	,	,	PUNCT
fbem-31491	169	8	and	and	CCONJ
fbem-31491	169	9	those	those	DET
fbem-31491	169	10	small	small	ADJ
fbem-31491	169	11	customers	customer	NOUN
fbem-31491	169	12	will	will	AUX
fbem-31491	169	13	choose	choose	VERB
fbem-31491	169	14	yu'ebao	yu'ebao	PROPN
fbem-31491	169	15	and	and	CCONJ
fbem-31491	169	16	wealth	wealth	NOUN
fbem-31491	169	17	management	management	NOUN
fbem-31491	169	18	.	.	PUNCT
fbem-31491	170	1	secondly	secondly	ADV
fbem-31491	170	2	,	,	PUNCT
fbem-31491	170	3	the	the	DET
fbem-31491	170	4	cooperation	cooperation	NOUN
fbem-31491	170	5	between	between	ADP
fbem-31491	170	6	wealth	wealth	NOUN
fbem-31491	170	7	management	management	NOUN
fbem-31491	170	8	,	,	PUNCT
fbem-31491	170	9	yu'ebao	yu'ebao	PROPN
fbem-31491	170	10	,	,	PUNCT
fbem-31491	170	11	and	and	CCONJ
fbem-31491	170	12	fund	fund	NOUN
fbem-31491	170	13	companies	company	NOUN
fbem-31491	170	14	has	have	AUX
fbem-31491	170	15	had	have	VERB
fbem-31491	170	16	a	a	DET
fbem-31491	170	17	huge	huge	ADJ
fbem-31491	170	18	impact	impact	NOUN
fbem-31491	170	19	on	on	ADP
fbem-31491	170	20	banks	bank	NOUN
fbem-31491	170	21	'	'	PART
fbem-31491	170	22	financial	financial	ADJ
fbem-31491	170	23	services	service	NOUN
fbem-31491	170	24	.	.	PUNCT
fbem-31491	171	1	thirdly	thirdly	ADV
fbem-31491	171	2	,	,	PUNCT
fbem-31491	171	3	in	in	ADP
fbem-31491	171	4	terms	term	NOUN
fbem-31491	171	5	of	of	ADP
fbem-31491	171	6	lending	lending	NOUN
fbem-31491	171	7	,	,	PUNCT
fbem-31491	171	8	internet	internet	NOUN
fbem-31491	171	9	companies	company	NOUN
fbem-31491	171	10	such	such	ADJ
fbem-31491	171	11	as	as	ADP
fbem-31491	171	12	ant	ant	NOUN
fbem-31491	171	13	and	and	CCONJ
fbem-31491	171	14	tencent	tencent	NOUN
fbem-31491	171	15	have	have	AUX
fbem-31491	171	16	leveraged	leverage	VERB
fbem-31491	171	17	their	their	PRON
fbem-31491	171	18	respective	respective	ADJ
fbem-31491	171	19	platform	platform	NOUN
fbem-31491	171	20	advantages	advantage	NOUN
fbem-31491	171	21	and	and	CCONJ
fbem-31491	171	22	successively	successively	ADV
fbem-31491	171	23	launched	launch	VERB
fbem-31491	171	24	lending	lending	NOUN
fbem-31491	171	25	software	software	NOUN
fbem-31491	171	26	such	such	ADJ
fbem-31491	171	27	as	as	ADP
fbem-31491	171	28	"	"	PUNCT
fbem-31491	171	29	ant	ant	ADJ
fbem-31491	171	30	loan	loan	NOUN
fbem-31491	171	31	"	"	PUNCT
fbem-31491	171	32	,	,	PUNCT
fbem-31491	171	33	"	"	PUNCT
fbem-31491	171	34	money	money	NOUN
fbem-31491	171	35	flower	flower	NOUN
fbem-31491	171	36	"	"	PUNCT
fbem-31491	171	37	,	,	PUNCT
fbem-31491	171	38	and	and	CCONJ
fbem-31491	171	39	"	"	PUNCT
fbem-31491	171	40	jd	jd	PROPN
fbem-31491	171	41	"	"	PUNCT
fbem-31491	171	42	.	.	PUNCT
fbem-31491	172	1	the	the	DET
fbem-31491	172	2	loan	loan	NOUN
fbem-31491	172	3	business	business	NOUN
fbem-31491	172	4	involves	involve	VERB
fbem-31491	172	5	the	the	DET
fbem-31491	172	6	main	main	ADJ
fbem-31491	172	7	source	source	NOUN
fbem-31491	172	8	of	of	ADP
fbem-31491	172	9	income	income	NOUN
fbem-31491	172	10	for	for	ADP
fbem-31491	172	11	commercial	commercial	ADJ
fbem-31491	172	12	banks	bank	NOUN
fbem-31491	172	13	,	,	PUNCT
fbem-31491	172	14	causing	cause	VERB
fbem-31491	172	15	significant	significant	ADJ
fbem-31491	172	16	harm	harm	NOUN
fbem-31491	172	17	to	to	ADP
fbem-31491	172	18	their	their	PRON
fbem-31491	172	19	interests	interest	NOUN
fbem-31491	172	20	.	.	PUNCT
fbem-31491	173	1	(	(	PUNCT
fbem-31491	173	2	2	2	X
fbem-31491	173	3	)	)	PUNCT
fbem-31491	173	4	the	the	DET
fbem-31491	173	5	impact	impact	NOUN
fbem-31491	173	6	of	of	ADP
fbem-31491	173	7	internet	internet	NOUN
fbem-31491	173	8	finance	finance	NOUN
fbem-31491	173	9	on	on	ADP
fbem-31491	173	10	the	the	DET
fbem-31491	173	11	financial	financial	ADJ
fbem-31491	173	12	status	status	NOUN
fbem-31491	173	13	of	of	ADP
fbem-31491	173	14	changzhou	changzhou	PROPN
fbem-31491	173	15	construction	construction	PROPN
fbem-31491	173	16	bank	bank	PROPN
fbem-31491	173	17	the	the	DET
fbem-31491	173	18	financial	financial	ADJ
fbem-31491	173	19	intermediary	intermediary	ADJ
fbem-31491	173	20	role	role	NOUN
fbem-31491	173	21	of	of	ADP
fbem-31491	173	22	changzhou	changzhou	PROPN
fbem-31491	173	23	construction	construction	PROPN
fbem-31491	173	24	bank	bank	PROPN
fbem-31491	173	25	has	have	AUX
fbem-31491	173	26	been	be	AUX
fbem-31491	173	27	unshakable	unshakable	ADJ
fbem-31491	173	28	in	in	ADP
fbem-31491	173	29	changzhou	changzhou	PROPN
fbem-31491	173	30	for	for	ADP
fbem-31491	173	31	a	a	DET
fbem-31491	173	32	long	long	ADJ
fbem-31491	173	33	time	time	NOUN
fbem-31491	173	34	,	,	PUNCT
fbem-31491	173	35	but	but	CCONJ
fbem-31491	173	36	in	in	ADP
fbem-31491	173	37	the	the	DET
fbem-31491	173	38	development	development	NOUN
fbem-31491	173	39	process	process	NOUN
fbem-31491	173	40	of	of	ADP
fbem-31491	173	41	online	online	ADJ
fbem-31491	173	42	finance	finance	NOUN
fbem-31491	173	43	,	,	PUNCT
fbem-31491	173	44	this	this	DET
fbem-31491	173	45	position	position	NOUN
fbem-31491	173	46	has	have	AUX
fbem-31491	173	47	always	always	ADV
fbem-31491	173	48	faced	face	VERB
fbem-31491	173	49	challenges	challenge	NOUN
fbem-31491	173	50	and	and	CCONJ
fbem-31491	173	51	threats	threat	NOUN
fbem-31491	173	52	.	.	PUNCT
fbem-31491	174	1	construction	construction	NOUN
fbem-31491	174	2	bank	bank	PROPN
fbem-31491	174	3	has	have	AUX
fbem-31491	174	4	always	always	ADV
fbem-31491	174	5	played	play	VERB
fbem-31491	174	6	an	an	DET
fbem-31491	174	7	important	important	ADJ
fbem-31491	174	8	role	role	NOUN
fbem-31491	174	9	in	in	ADP
fbem-31491	174	10	changzhou	changzhou	PROPN
fbem-31491	174	11	.	.	PUNCT
fbem-31491	175	1	however	however	ADV
fbem-31491	175	2	,	,	PUNCT
fbem-31491	175	3	limited	limited	ADJ
fbem-31491	175	4	windows	window	NOUN
fbem-31491	175	5	,	,	PUNCT
fbem-31491	175	6	limited	limited	ADJ
fbem-31491	175	7	staff	staff	NOUN
fbem-31491	175	8	,	,	PUNCT
fbem-31491	175	9	and	and	CCONJ
fbem-31491	175	10	cumbersome	cumbersome	ADJ
fbem-31491	175	11	business	business	NOUN
fbem-31491	175	12	procedures	procedure	NOUN
fbem-31491	175	13	all	all	PRON
fbem-31491	175	14	limit	limit	VERB
fbem-31491	175	15	its	its	PRON
fbem-31491	175	16	development	development	NOUN
fbem-31491	175	17	.	.	PUNCT
fbem-31491	176	1	the	the	DET
fbem-31491	176	2	emergence	emergence	NOUN
fbem-31491	176	3	of	of	ADP
fbem-31491	176	4	internet	internet	NOUN
fbem-31491	176	5	finance	finance	NOUN
fbem-31491	176	6	is	be	AUX
fbem-31491	176	7	the	the	DET
fbem-31491	176	8	best	good	ADJ
fbem-31491	176	9	solution	solution	NOUN
fbem-31491	176	10	to	to	ADP
fbem-31491	176	11	this	this	DET
fbem-31491	176	12	problem	problem	NOUN
fbem-31491	176	13	.	.	PUNCT
fbem-31491	177	1	it	it	PRON
fbem-31491	177	2	transcends	transcend	VERB
fbem-31491	177	3	the	the	DET
fbem-31491	177	4	advantages	advantage	NOUN
fbem-31491	177	5	of	of	ADP
fbem-31491	177	6	time	time	NOUN
fbem-31491	177	7	and	and	CCONJ
fbem-31491	177	8	space	space	NOUN
fbem-31491	177	9	.	.	PUNCT
fbem-31491	178	1	the	the	DET
fbem-31491	178	2	huge	huge	ADJ
fbem-31491	178	3	information	information	NOUN
fbem-31491	178	4	network	network	NOUN
fbem-31491	178	5	provides	provide	VERB
fbem-31491	178	6	users	user	NOUN
fbem-31491	178	7	with	with	ADP
fbem-31491	178	8	a	a	DET
fbem-31491	178	9	convenient	convenient	ADJ
fbem-31491	178	10	and	and	CCONJ
fbem-31491	178	11	user	user	NOUN
fbem-31491	178	12	-	-	PUNCT
fbem-31491	178	13	friendly	friendly	ADJ
fbem-31491	178	14	payment	payment	NOUN
fbem-31491	178	15	platform	platform	NOUN
fbem-31491	178	16	.	.	PUNCT
fbem-31491	179	1	from	from	ADP
fbem-31491	179	2	this	this	DET
fbem-31491	179	3	perspective	perspective	NOUN
fbem-31491	179	4	,	,	PUNCT
fbem-31491	179	5	the	the	DET
fbem-31491	179	6	payment	payment	NOUN
fbem-31491	179	7	platform	platform	NOUN
fbem-31491	179	8	of	of	ADP
fbem-31491	179	9	china	china	PROPN
fbem-31491	179	10	construction	construction	PROPN
fbem-31491	179	11	bank	bank	PROPN
fbem-31491	179	12	has	have	AUX
fbem-31491	179	13	been	be	AUX
fbem-31491	179	14	weakened	weaken	VERB
fbem-31491	179	15	.	.	PUNCT
fbem-31491	180	1	after	after	ADP
fbem-31491	180	2	the	the	DET
fbem-31491	180	3	emergence	emergence	NOUN
fbem-31491	180	4	of	of	ADP
fbem-31491	180	5	internet	internet	NOUN
fbem-31491	180	6	finance	finance	NOUN
fbem-31491	180	7	,	,	PUNCT
fbem-31491	180	8	the	the	DET
fbem-31491	180	9	way	way	NOUN
fbem-31491	180	10	that	that	PRON
fbem-31491	180	11	banks	bank	NOUN
fbem-31491	180	12	were	be	AUX
fbem-31491	180	13	needed	need	VERB
fbem-31491	180	14	to	to	PART
fbem-31491	180	15	achieve	achieve	VERB
fbem-31491	180	16	information	information	NOUN
fbem-31491	180	17	symmetry	symmetry	NOUN
fbem-31491	180	18	to	to	PART
fbem-31491	180	19	complete	complete	VERB
fbem-31491	180	20	capital	capital	NOUN
fbem-31491	180	21	flow	flow	NOUN
fbem-31491	180	22	has	have	AUX
fbem-31491	180	23	gradually	gradually	ADV
fbem-31491	180	24	faded	fade	VERB
fbem-31491	180	25	out	out	ADP
fbem-31491	180	26	of	of	ADP
fbem-31491	180	27	people	people	NOUN
fbem-31491	180	28	's	's	PART
fbem-31491	180	29	vision	vision	NOUN
fbem-31491	180	30	.	.	PUNCT
fbem-31491	181	1	the	the	DET
fbem-31491	181	2	position	position	NOUN
fbem-31491	181	3	of	of	ADP
fbem-31491	181	4	changzhou	changzhou	PROPN
fbem-31491	181	5	construction	construction	PROPN
fbem-31491	181	6	bank	bank	PROPN
fbem-31491	181	7	as	as	ADP
fbem-31491	181	8	a	a	DET
fbem-31491	181	9	credit	credit	NOUN
fbem-31491	181	10	intermediary	intermediary	NOUN
fbem-31491	181	11	has	have	AUX
fbem-31491	181	12	been	be	AUX
fbem-31491	181	13	impacted	impact	VERB
fbem-31491	181	14	.	.	PUNCT
fbem-31491	182	1	(	(	PUNCT
fbem-31491	182	2	3	3	X
fbem-31491	182	3	)	)	PUNCT
fbem-31491	182	4	the	the	DET
fbem-31491	182	5	impact	impact	NOUN
fbem-31491	182	6	of	of	ADP
fbem-31491	182	7	internet	internet	NOUN
fbem-31491	182	8	finance	finance	NOUN
fbem-31491	182	9	on	on	ADP
fbem-31491	182	10	the	the	DET
fbem-31491	182	11	regulatory	regulatory	ADJ
fbem-31491	182	12	system	system	NOUN
fbem-31491	182	13	of	of	ADP
fbem-31491	182	14	changzhou	changzhou	PROPN
fbem-31491	182	15	construction	construction	PROPN
fbem-31491	182	16	bank	bank	PROPN
fbem-31491	182	17	internet	internet	NOUN
fbem-31491	182	18	finance	finance	NOUN
fbem-31491	182	19	has	have	VERB
fbem-31491	182	20	the	the	DET
fbem-31491	182	21	dual	dual	ADJ
fbem-31491	182	22	attributes	attribute	NOUN
fbem-31491	182	23	of	of	ADP
fbem-31491	182	24	network	network	NOUN
fbem-31491	182	25	and	and	CCONJ
fbem-31491	182	26	finance	finance	NOUN
fbem-31491	182	27	,	,	PUNCT
fbem-31491	182	28	and	and	CCONJ
fbem-31491	182	29	its	its	PRON
fbem-31491	182	30	internal	internal	ADJ
fbem-31491	182	31	structure	structure	NOUN
fbem-31491	182	32	is	be	AUX
fbem-31491	182	33	also	also	ADV
fbem-31491	182	34	very	very	ADV
fbem-31491	182	35	complex	complex	ADJ
fbem-31491	182	36	.	.	PUNCT
fbem-31491	183	1	china	china	PROPN
fbem-31491	183	2	's	's	PART
fbem-31491	183	3	banking	banking	NOUN
fbem-31491	183	4	and	and	CCONJ
fbem-31491	183	5	insurance	insurance	NOUN
fbem-31491	183	6	regulators	regulator	NOUN
fbem-31491	183	7	mainly	mainly	ADV
fbem-31491	183	8	supervise	supervise	VERB
fbem-31491	183	9	traditional	traditional	ADJ
fbem-31491	183	10	commercial	commercial	ADJ
fbem-31491	183	11	banks	bank	NOUN
fbem-31491	183	12	,	,	PUNCT
fbem-31491	183	13	but	but	CCONJ
fbem-31491	183	14	the	the	DET
fbem-31491	183	15	definition	definition	NOUN
fbem-31491	183	16	of	of	ADP
fbem-31491	183	17	online	online	ADJ
fbem-31491	183	18	finance	finance	NOUN
fbem-31491	183	19	is	be	AUX
fbem-31491	183	20	vague	vague	ADJ
fbem-31491	183	21	at	at	ADP
fbem-31491	183	22	present	present	ADJ
fbem-31491	183	23	,	,	PUNCT
fbem-31491	183	24	and	and	CCONJ
fbem-31491	183	25	there	there	PRON
fbem-31491	183	26	is	be	VERB
fbem-31491	183	27	no	no	DET
fbem-31491	183	28	clear	clear	ADJ
fbem-31491	183	29	regulation	regulation	NOUN
fbem-31491	183	30	of	of	ADP
fbem-31491	183	31	the	the	DET
fbem-31491	183	32	cbrc	cbrc	NOUN
fbem-31491	183	33	at	at	ADP
fbem-31491	183	34	present	present	NOUN
fbem-31491	183	35	.	.	PUNCT
fbem-31491	184	1	therefore	therefore	ADV
fbem-31491	184	2	,	,	PUNCT
fbem-31491	184	3	it	it	PRON
fbem-31491	184	4	is	be	AUX
fbem-31491	184	5	more	more	ADV
fbem-31491	184	6	likely	likely	ADJ
fbem-31491	184	7	to	to	PART
fbem-31491	184	8	trigger	trigger	VERB
fbem-31491	184	9	an	an	DET
fbem-31491	184	10	online	online	ADJ
fbem-31491	184	11	financial	financial	ADJ
fbem-31491	184	12	crisis	crisis	NOUN
fbem-31491	184	13	.	.	PUNCT
fbem-31491	185	1	on	on	ADP
fbem-31491	185	2	the	the	DET
fbem-31491	185	3	one	one	NUM
fbem-31491	185	4	hand	hand	NOUN
fbem-31491	185	5	,	,	PUNCT
fbem-31491	185	6	due	due	ADP
fbem-31491	185	7	to	to	ADP
fbem-31491	185	8	the	the	DET
fbem-31491	185	9	huge	huge	ADJ
fbem-31491	185	10	advantages	advantage	NOUN
fbem-31491	185	11	of	of	ADP
fbem-31491	185	12	online	online	ADJ
fbem-31491	185	13	finance	finance	NOUN
fbem-31491	185	14	,	,	PUNCT
fbem-31491	185	15	many	many	ADJ
fbem-31491	185	16	commercial	commercial	ADJ
fbem-31491	185	17	banks	bank	NOUN
fbem-31491	185	18	are	be	AUX
fbem-31491	185	19	vigorously	vigorously	ADV
fbem-31491	185	20	developing	develop	VERB
fbem-31491	185	21	internet	internet	NOUN
fbem-31491	185	22	finance	finance	NOUN
fbem-31491	185	23	.	.	PUNCT
fbem-31491	186	1	however	however	ADV
fbem-31491	186	2	,	,	PUNCT
fbem-31491	186	3	due	due	ADP
fbem-31491	186	4	to	to	ADP
fbem-31491	186	5	the	the	DET
fbem-31491	186	6	lack	lack	NOUN
fbem-31491	186	7	of	of	ADP
fbem-31491	186	8	effective	effective	ADJ
fbem-31491	186	9	supervision	supervision	NOUN
fbem-31491	186	10	,	,	PUNCT
fbem-31491	186	11	it	it	PRON
fbem-31491	186	12	will	will	AUX
fbem-31491	186	13	inevitably	inevitably	ADV
fbem-31491	186	14	cause	cause	VERB
fbem-31491	186	15	turbulence	turbulence	NOUN
fbem-31491	186	16	in	in	ADP
fbem-31491	186	17	the	the	DET
fbem-31491	186	18	financial	financial	ADJ
fbem-31491	186	19	market	market	NOUN
fbem-31491	186	20	,	,	PUNCT
fbem-31491	186	21	which	which	PRON
fbem-31491	186	22	will	will	AUX
fbem-31491	186	23	have	have	VERB
fbem-31491	186	24	a	a	DET
fbem-31491	186	25	negative	negative	ADJ
fbem-31491	186	26	impact	impact	NOUN
fbem-31491	186	27	on	on	ADP
fbem-31491	186	28	it	it	PRON
fbem-31491	186	29	.	.	PUNCT
fbem-31491	187	1	on	on	ADP
fbem-31491	187	2	the	the	DET
fbem-31491	187	3	other	other	ADJ
fbem-31491	187	4	hand	hand	NOUN
fbem-31491	187	5	,	,	PUNCT
fbem-31491	187	6	due	due	ADP
fbem-31491	187	7	to	to	ADP
fbem-31491	187	8	the	the	DET
fbem-31491	187	9	high	high	ADJ
fbem-31491	187	10	degree	degree	NOUN
fbem-31491	187	11	of	of	ADP
fbem-31491	187	12	overlap	overlap	NOUN
fbem-31491	187	13	between	between	ADP
fbem-31491	187	14	internet	internet	NOUN
fbem-31491	187	15	finance	finance	NOUN
fbem-31491	187	16	companies	company	NOUN
fbem-31491	187	17	and	and	CCONJ
fbem-31491	187	18	commercial	commercial	ADJ
fbem-31491	187	19	banks	bank	NOUN
fbem-31491	187	20	,	,	PUNCT
fbem-31491	187	21	the	the	DET
fbem-31491	187	22	internet	internet	NOUN
fbem-31491	187	23	utilizes	utilize	VERB
fbem-31491	187	24	big	big	ADJ
fbem-31491	187	25	data	datum	NOUN
fbem-31491	187	26	to	to	PART
fbem-31491	187	27	analyze	analyze	VERB
fbem-31491	187	28	customers	customer	NOUN
fbem-31491	187	29	and	and	CCONJ
fbem-31491	187	30	provide	provide	VERB
fbem-31491	187	31	them	they	PRON
fbem-31491	187	32	with	with	ADP
fbem-31491	187	33	the	the	DET
fbem-31491	187	34	most	most	ADV
fbem-31491	187	35	suitable	suitable	ADJ
fbem-31491	187	36	financial	financial	ADJ
fbem-31491	187	37	services	service	NOUN
fbem-31491	187	38	,	,	PUNCT
fbem-31491	187	39	which	which	PRON
fbem-31491	187	40	can	can	AUX
fbem-31491	187	41	lead	lead	VERB
fbem-31491	187	42	to	to	ADP
fbem-31491	187	43	information	information	NOUN
fbem-31491	187	44	leakage	leakage	NOUN
fbem-31491	187	45	and	and	CCONJ
fbem-31491	187	46	have	have	VERB
fbem-31491	187	47	a	a	DET
fbem-31491	187	48	negative	negative	ADJ
fbem-31491	187	49	impact	impact	NOUN
fbem-31491	187	50	on	on	ADP
fbem-31491	187	51	the	the	DET
fbem-31491	187	52	bank	bank	NOUN
fbem-31491	187	53	's	's	PART
fbem-31491	187	54	profits	profit	NOUN
fbem-31491	187	55	.	.	PUNCT
fbem-31491	188	1	the	the	DET
fbem-31491	188	2	most	most	ADV
fbem-31491	188	3	important	important	ADJ
fbem-31491	188	4	thing	thing	NOUN
fbem-31491	188	5	is	be	AUX
fbem-31491	188	6	that	that	SCONJ
fbem-31491	188	7	the	the	DET
fbem-31491	188	8	transaction	transaction	NOUN
fbem-31491	188	9	services	service	NOUN
fbem-31491	188	10	provided	provide	VERB
fbem-31491	188	11	by	by	ADP
fbem-31491	188	12	online	online	ADJ
fbem-31491	188	13	finance	finance	NOUN
fbem-31491	188	14	lack	lack	NOUN
fbem-31491	188	15	standardization	standardization	NOUN
fbem-31491	188	16	,	,	PUNCT
fbem-31491	188	17	providing	provide	VERB
fbem-31491	188	18	channels	channel	NOUN
fbem-31491	188	19	for	for	ADP
fbem-31491	188	20	money	money	NOUN
fbem-31491	188	21	laundering	laundering	NOUN
fbem-31491	188	22	,	,	PUNCT
fbem-31491	188	23	illegal	illegal	ADJ
fbem-31491	188	24	crimes	crime	NOUN
fbem-31491	188	25	,	,	PUNCT
fbem-31491	188	26	and	and	CCONJ
fbem-31491	188	27	so	so	ADV
fbem-31491	188	28	on	on	ADV
fbem-31491	188	29	.	.	PUNCT
fbem-31491	189	1	as	as	ADP
fbem-31491	189	2	an	an	DET
fbem-31491	189	3	important	important	ADJ
fbem-31491	189	4	regulatory	regulatory	ADJ
fbem-31491	189	5	agency	agency	NOUN
fbem-31491	189	6	for	for	ADP
fbem-31491	189	7	anti	anti	ADJ
fbem-31491	189	8	money	money	NOUN
fbem-31491	189	9	laundering	laundering	NOUN
fbem-31491	189	10	in	in	ADP
fbem-31491	189	11	the	the	DET
fbem-31491	189	12	country	country	NOUN
fbem-31491	189	13	,	,	PUNCT
fbem-31491	189	14	china	china	PROPN
fbem-31491	189	15	construction	construction	PROPN
fbem-31491	189	16	bank	bank	PROPN
fbem-31491	189	17	will	will	AUX
fbem-31491	189	18	undoubtedly	undoubtedly	ADV
fbem-31491	189	19	increase	increase	VERB
fbem-31491	189	20	the	the	DET
fbem-31491	189	21	difficulty	difficulty	NOUN
fbem-31491	189	22	of	of	ADP
fbem-31491	189	23	anti	anti	ADJ
fbem-31491	189	24	money	money	NOUN
fbem-31491	189	25	laundering	launder	VERB
fbem-31491	189	26	work	work	NOUN
fbem-31491	189	27	.	.	PUNCT
fbem-31491	190	1	53	53	NUM
fbem-31491	190	2	6	6	NUM
fbem-31491	190	3	.	.	PUNCT
fbem-31491	190	4	analysis	analysis	NOUN
fbem-31491	190	5	on	on	ADP
fbem-31491	190	6	the	the	DET
fbem-31491	190	7	existing	exist	VERB
fbem-31491	190	8	problems	problem	NOUN
fbem-31491	190	9	of	of	ADP
fbem-31491	190	10	changzhou	changzhou	PROPN
fbem-31491	190	11	ccb	ccb	PROPN
fbem-31491	190	12	under	under	ADP
fbem-31491	190	13	the	the	DET
fbem-31491	190	14	background	background	NOUN
fbem-31491	190	15	of	of	ADP
fbem-31491	190	16	internet	internet	NOUN
fbem-31491	190	17	finance	finance	NOUN
fbem-31491	190	18	(	(	PUNCT
fbem-31491	190	19	1	1	NUM
fbem-31491	190	20	)	)	PUNCT
fbem-31491	190	21	insufficient	insufficient	ADJ
fbem-31491	190	22	investment	investment	NOUN
fbem-31491	190	23	in	in	ADP
fbem-31491	190	24	research	research	NOUN
fbem-31491	190	25	and	and	CCONJ
fbem-31491	190	26	development	development	NOUN
fbem-31491	190	27	projects	project	VERB
fbem-31491	190	28	the	the	DET
fbem-31491	190	29	research	research	NOUN
fbem-31491	190	30	and	and	CCONJ
fbem-31491	190	31	development	development	NOUN
fbem-31491	190	32	level	level	NOUN
fbem-31491	190	33	of	of	ADP
fbem-31491	190	34	changzhou	changzhou	PROPN
fbem-31491	190	35	construction	construction	PROPN
fbem-31491	190	36	bank	bank	PROPN
fbem-31491	190	37	's	's	PART
fbem-31491	190	38	electronic	electronic	ADJ
fbem-31491	190	39	banking	banking	NOUN
fbem-31491	190	40	platform	platform	NOUN
fbem-31491	190	41	is	be	AUX
fbem-31491	190	42	relatively	relatively	ADV
fbem-31491	190	43	low	low	ADJ
fbem-31491	190	44	,	,	PUNCT
fbem-31491	190	45	which	which	PRON
fbem-31491	190	46	hinders	hinder	VERB
fbem-31491	190	47	the	the	DET
fbem-31491	190	48	development	development	NOUN
fbem-31491	190	49	of	of	ADP
fbem-31491	190	50	changzhou	changzhou	PROPN
fbem-31491	190	51	construction	construction	PROPN
fbem-31491	190	52	bank	bank	PROPN
fbem-31491	190	53	.	.	PUNCT
fbem-31491	191	1	the	the	DET
fbem-31491	191	2	low	low	ADJ
fbem-31491	191	3	level	level	NOUN
fbem-31491	191	4	of	of	ADP
fbem-31491	191	5	research	research	NOUN
fbem-31491	191	6	and	and	CCONJ
fbem-31491	191	7	development	development	NOUN
fbem-31491	191	8	is	be	AUX
fbem-31491	191	9	mainly	mainly	ADV
fbem-31491	191	10	affected	affect	VERB
fbem-31491	191	11	by	by	ADP
fbem-31491	191	12	two	two	NUM
fbem-31491	191	13	factors	factor	NOUN
fbem-31491	191	14	:	:	PUNCT
fbem-31491	191	15	firstly	firstly	ADV
fbem-31491	191	16	,	,	PUNCT
fbem-31491	191	17	the	the	DET
fbem-31491	191	18	lack	lack	NOUN
fbem-31491	191	19	of	of	ADP
fbem-31491	191	20	specialized	specialized	ADJ
fbem-31491	191	21	talents	talent	NOUN
fbem-31491	191	22	.	.	PUNCT
fbem-31491	192	1	for	for	ADP
fbem-31491	192	2	traditional	traditional	ADJ
fbem-31491	192	3	commercial	commercial	ADJ
fbem-31491	192	4	banks	bank	NOUN
fbem-31491	192	5	that	that	PRON
fbem-31491	192	6	mainly	mainly	ADV
fbem-31491	192	7	provide	provide	VERB
fbem-31491	192	8	branch	branch	NOUN
fbem-31491	192	9	services	service	NOUN
fbem-31491	192	10	,	,	PUNCT
fbem-31491	192	11	branch	branch	NOUN
fbem-31491	192	12	comprehensive	comprehensive	ADJ
fbem-31491	192	13	tellers	teller	NOUN
fbem-31491	192	14	account	account	VERB
fbem-31491	192	15	for	for	ADP
fbem-31491	192	16	the	the	DET
fbem-31491	192	17	majority	majority	NOUN
fbem-31491	192	18	of	of	ADP
fbem-31491	192	19	the	the	DET
fbem-31491	192	20	enterprise	enterprise	NOUN
fbem-31491	192	21	's	's	PART
fbem-31491	192	22	human	human	ADJ
fbem-31491	192	23	resources	resource	NOUN
fbem-31491	192	24	,	,	PUNCT
fbem-31491	192	25	and	and	CCONJ
fbem-31491	192	26	their	their	PRON
fbem-31491	192	27	majors	major	NOUN
fbem-31491	192	28	are	be	AUX
fbem-31491	192	29	mainly	mainly	ADV
fbem-31491	192	30	in	in	ADP
fbem-31491	192	31	economics	economic	NOUN
fbem-31491	192	32	and	and	CCONJ
fbem-31491	192	33	finance	finance	NOUN
fbem-31491	192	34	.	.	PUNCT
fbem-31491	193	1	many	many	ADJ
fbem-31491	193	2	technical	technical	ADJ
fbem-31491	193	3	work	work	NOUN
fbem-31491	193	4	of	of	ADP
fbem-31491	193	5	china	china	PROPN
fbem-31491	193	6	construction	construction	PROPN
fbem-31491	193	7	bank	bank	PROPN
fbem-31491	193	8	is	be	AUX
fbem-31491	193	9	outsourced	outsource	VERB
fbem-31491	193	10	,	,	PUNCT
fbem-31491	193	11	and	and	CCONJ
fbem-31491	193	12	the	the	DET
fbem-31491	193	13	it	it	PRON
fbem-31491	193	14	technical	technical	ADJ
fbem-31491	193	15	personnel	personnel	NOUN
fbem-31491	193	16	in	in	ADP
fbem-31491	193	17	the	the	DET
fbem-31491	193	18	industry	industry	NOUN
fbem-31491	193	19	are	be	AUX
fbem-31491	193	20	very	very	ADV
fbem-31491	193	21	scarce	scarce	ADJ
fbem-31491	193	22	,	,	PUNCT
fbem-31491	193	23	which	which	PRON
fbem-31491	193	24	puts	put	VERB
fbem-31491	193	25	changzhou	changzhou	PROPN
fbem-31491	193	26	construction	construction	PROPN
fbem-31491	193	27	bank	bank	NOUN
fbem-31491	193	28	at	at	ADP
fbem-31491	193	29	a	a	DET
fbem-31491	193	30	disadvantage	disadvantage	NOUN
fbem-31491	193	31	in	in	ADP
fbem-31491	193	32	competition	competition	NOUN
fbem-31491	193	33	with	with	ADP
fbem-31491	193	34	network	network	NOUN
fbem-31491	193	35	enterprises	enterprise	NOUN
fbem-31491	193	36	.	.	PUNCT
fbem-31491	194	1	secondly	secondly	ADV
fbem-31491	194	2	,	,	PUNCT
fbem-31491	194	3	due	due	ADP
fbem-31491	194	4	to	to	ADP
fbem-31491	194	5	insufficient	insufficient	ADJ
fbem-31491	194	6	funding	funding	NOUN
fbem-31491	194	7	and	and	CCONJ
fbem-31491	194	8	technical	technical	ADJ
fbem-31491	194	9	support	support	NOUN
fbem-31491	194	10	,	,	PUNCT
fbem-31491	194	11	ccb	ccb	PROPN
fbem-31491	194	12	's	's	PART
fbem-31491	194	13	investment	investment	NOUN
fbem-31491	194	14	and	and	CCONJ
fbem-31491	194	15	upgrade	upgrade	VERB
fbem-31491	194	16	of	of	ADP
fbem-31491	194	17	smart	smart	ADJ
fbem-31491	194	18	devices	device	NOUN
fbem-31491	194	19	were	be	AUX
fbem-31491	194	20	insufficient	insufficient	ADJ
fbem-31491	194	21	,	,	PUNCT
fbem-31491	194	22	resulting	result	VERB
fbem-31491	194	23	in	in	ADP
fbem-31491	194	24	poor	poor	ADJ
fbem-31491	194	25	user	user	NOUN
fbem-31491	194	26	experience	experience	NOUN
fbem-31491	194	27	when	when	SCONJ
fbem-31491	194	28	customers	customer	NOUN
fbem-31491	194	29	use	use	VERB
fbem-31491	194	30	ccb	ccb	PROPN
fbem-31491	194	31	's	's	PART
fbem-31491	194	32	electronic	electronic	ADJ
fbem-31491	194	33	products	product	NOUN
fbem-31491	194	34	to	to	PART
fbem-31491	194	35	complete	complete	VERB
fbem-31491	194	36	small	small	ADJ
fbem-31491	194	37	-	-	PUNCT
fbem-31491	194	38	scale	scale	NOUN
fbem-31491	194	39	fund	fund	NOUN
fbem-31491	194	40	transactions	transaction	NOUN
fbem-31491	194	41	in	in	ADP
fbem-31491	194	42	daily	daily	ADJ
fbem-31491	194	43	transactions	transaction	NOUN
fbem-31491	194	44	.	.	PUNCT
fbem-31491	195	1	this	this	PRON
fbem-31491	195	2	led	lead	VERB
fbem-31491	195	3	to	to	ADP
fbem-31491	195	4	customers	customer	NOUN
fbem-31491	195	5	turning	turn	VERB
fbem-31491	195	6	to	to	ADP
fbem-31491	195	7	third	third	ADJ
fbem-31491	195	8	-	-	PUNCT
fbem-31491	195	9	party	party	NOUN
fbem-31491	195	10	payment	payment	NOUN
fbem-31491	195	11	platforms	platform	NOUN
fbem-31491	195	12	for	for	ADP
fbem-31491	195	13	payment	payment	NOUN
fbem-31491	195	14	,	,	PUNCT
fbem-31491	195	15	resulting	result	VERB
fbem-31491	195	16	in	in	ADP
fbem-31491	195	17	customer	customer	NOUN
fbem-31491	195	18	churn	churn	NOUN
fbem-31491	195	19	and	and	CCONJ
fbem-31491	195	20	losses	loss	NOUN
fbem-31491	195	21	[	[	X
fbem-31491	195	22	9	9	NUM
fbem-31491	195	23	]	]	PUNCT
fbem-31491	195	24	.	.	PUNCT
fbem-31491	196	1	(	(	PUNCT
fbem-31491	196	2	2	2	X
fbem-31491	196	3	)	)	PUNCT
fbem-31491	196	4	lack	lack	NOUN
fbem-31491	196	5	of	of	ADP
fbem-31491	196	6	motivation	motivation	NOUN
fbem-31491	196	7	and	and	CCONJ
fbem-31491	196	8	low	low	ADJ
fbem-31491	196	9	work	work	NOUN
fbem-31491	196	10	efficiency	efficiency	NOUN
fbem-31491	196	11	among	among	ADP
fbem-31491	196	12	branch	branch	NOUN
fbem-31491	196	13	personnel	personnel	NOUN
fbem-31491	196	14	the	the	DET
fbem-31491	196	15	development	development	NOUN
fbem-31491	196	16	of	of	ADP
fbem-31491	196	17	internet	internet	NOUN
fbem-31491	196	18	finance	finance	NOUN
fbem-31491	196	19	will	will	AUX
fbem-31491	196	20	inevitably	inevitably	ADV
fbem-31491	196	21	have	have	VERB
fbem-31491	196	22	a	a	DET
fbem-31491	196	23	certain	certain	ADJ
fbem-31491	196	24	impact	impact	NOUN
fbem-31491	196	25	on	on	ADP
fbem-31491	196	26	the	the	DET
fbem-31491	196	27	traditional	traditional	ADJ
fbem-31491	196	28	banking	banking	NOUN
fbem-31491	196	29	business	business	NOUN
fbem-31491	196	30	,	,	PUNCT
fbem-31491	196	31	which	which	PRON
fbem-31491	196	32	will	will	AUX
fbem-31491	196	33	affect	affect	VERB
fbem-31491	196	34	the	the	DET
fbem-31491	196	35	operating	operating	NOUN
fbem-31491	196	36	performance	performance	NOUN
fbem-31491	196	37	of	of	ADP
fbem-31491	196	38	network	network	NOUN
fbem-31491	196	39	staff	staff	NOUN
fbem-31491	196	40	and	and	CCONJ
fbem-31491	196	41	increase	increase	VERB
fbem-31491	196	42	the	the	DET
fbem-31491	196	43	pressure	pressure	NOUN
fbem-31491	196	44	of	of	ADP
fbem-31491	196	45	marketing	marketing	NOUN
fbem-31491	196	46	.	.	PUNCT
fbem-31491	197	1	the	the	DET
fbem-31491	197	2	goal	goal	NOUN
fbem-31491	197	3	of	of	ADP
fbem-31491	197	4	the	the	DET
fbem-31491	197	5	head	head	NOUN
fbem-31491	197	6	office	office	NOUN
fbem-31491	197	7	's	's	PART
fbem-31491	197	8	overall	overall	ADJ
fbem-31491	197	9	strategy	strategy	NOUN
fbem-31491	197	10	of	of	ADP
fbem-31491	197	11	developing	develop	VERB
fbem-31491	197	12	e	e	NOUN
fbem-31491	197	13	-	-	NOUN
fbem-31491	197	14	banking	banking	NOUN
fbem-31491	197	15	has	have	AUX
fbem-31491	197	16	been	be	AUX
fbem-31491	197	17	unable	unable	ADJ
fbem-31491	197	18	to	to	PART
fbem-31491	197	19	form	form	VERB
fbem-31491	197	20	a	a	DET
fbem-31491	197	21	synergy	synergy	NOUN
fbem-31491	197	22	in	in	ADP
fbem-31491	197	23	the	the	DET
fbem-31491	197	24	grass	grass	NOUN
fbem-31491	197	25	-	-	PUNCT
fbem-31491	197	26	roots	root	NOUN
fbem-31491	197	27	network	network	NOUN
fbem-31491	197	28	,	,	PUNCT
fbem-31491	197	29	e	e	X
fbem-31491	197	30	-	-	NOUN
fbem-31491	197	31	banking	banking	NOUN
fbem-31491	197	32	is	be	AUX
fbem-31491	197	33	low	low	ADJ
fbem-31491	197	34	in	in	ADP
fbem-31491	197	35	price	price	NOUN
fbem-31491	197	36	,	,	PUNCT
fbem-31491	197	37	difficult	difficult	ADJ
fbem-31491	197	38	to	to	PART
fbem-31491	197	39	complete	complete	VERB
fbem-31491	197	40	,	,	PUNCT
fbem-31491	197	41	difficult	difficult	ADJ
fbem-31491	197	42	to	to	PART
fbem-31491	197	43	control	control	VERB
fbem-31491	197	44	the	the	DET
fbem-31491	197	45	use	use	NOUN
fbem-31491	197	46	of	of	ADP
fbem-31491	197	47	users	user	NOUN
fbem-31491	197	48	,	,	PUNCT
fbem-31491	197	49	difficult	difficult	ADJ
fbem-31491	197	50	to	to	PART
fbem-31491	197	51	improve	improve	VERB
fbem-31491	197	52	the	the	DET
fbem-31491	197	53	work	work	NOUN
fbem-31491	197	54	performance	performance	NOUN
fbem-31491	197	55	of	of	ADP
fbem-31491	197	56	employees	employee	NOUN
fbem-31491	197	57	,	,	PUNCT
fbem-31491	197	58	and	and	CCONJ
fbem-31491	197	59	the	the	DET
fbem-31491	197	60	lack	lack	NOUN
fbem-31491	197	61	of	of	ADP
fbem-31491	197	62	external	external	ADJ
fbem-31491	197	63	incentives	incentive	NOUN
fbem-31491	197	64	for	for	ADP
fbem-31491	197	65	employees	employee	NOUN
fbem-31491	197	66	'	'	PART
fbem-31491	197	67	work	work	NOUN
fbem-31491	197	68	has	have	AUX
fbem-31491	197	69	led	lead	VERB
fbem-31491	197	70	to	to	ADP
fbem-31491	197	71	a	a	DET
fbem-31491	197	72	decline	decline	NOUN
fbem-31491	197	73	in	in	ADP
fbem-31491	197	74	work	work	NOUN
fbem-31491	197	75	efficiency	efficiency	NOUN
fbem-31491	197	76	[	[	X
fbem-31491	197	77	10	10	NUM
fbem-31491	197	78	]	]	PUNCT
fbem-31491	197	79	.	.	PUNCT
fbem-31491	198	1	(	(	PUNCT
fbem-31491	198	2	3	3	X
fbem-31491	198	3	)	)	PUNCT
fbem-31491	198	4	conservative	conservative	ADJ
fbem-31491	198	5	management	management	NOUN
fbem-31491	198	6	leads	lead	VERB
fbem-31491	198	7	to	to	ADP
fbem-31491	198	8	low	low	ADJ
fbem-31491	198	9	decisionmaking	decisionmake	VERB
fbem-31491	198	10	efficiency	efficiency	NOUN
fbem-31491	198	11	changzhou	changzhou	PROPN
fbem-31491	198	12	construction	construction	PROPN
fbem-31491	198	13	bank	bank	PROPN
fbem-31491	198	14	has	have	VERB
fbem-31491	198	15	a	a	DET
fbem-31491	198	16	large	large	ADJ
fbem-31491	198	17	number	number	NOUN
fbem-31491	198	18	of	of	ADP
fbem-31491	198	19	branch	branch	NOUN
fbem-31491	198	20	outlets	outlet	NOUN
fbem-31491	198	21	and	and	CCONJ
fbem-31491	198	22	a	a	DET
fbem-31491	198	23	complex	complex	ADJ
fbem-31491	198	24	structure	structure	NOUN
fbem-31491	198	25	of	of	ADP
fbem-31491	198	26	government	government	NOUN
fbem-31491	198	27	departments	department	NOUN
fbem-31491	198	28	.	.	PUNCT
fbem-31491	199	1	it	it	PRON
fbem-31491	199	2	adopts	adopt	VERB
fbem-31491	199	3	the	the	DET
fbem-31491	199	4	"	"	PUNCT
fbem-31491	199	5	general	general	ADJ
fbem-31491	199	6	branch	branch	NOUN
fbem-31491	199	7	branch	branch	NOUN
fbem-31491	199	8	"	"	PUNCT
fbem-31491	199	9	model	model	NOUN
fbem-31491	199	10	for	for	ADP
fbem-31491	199	11	management	management	NOUN
fbem-31491	199	12	.	.	PUNCT
fbem-31491	200	1	it	it	PRON
fbem-31491	200	2	has	have	VERB
fbem-31491	200	3	many	many	ADJ
fbem-31491	200	4	information	information	NOUN
fbem-31491	200	5	approval	approval	NOUN
fbem-31491	200	6	and	and	CCONJ
fbem-31491	200	7	transmission	transmission	NOUN
fbem-31491	200	8	processes	process	NOUN
fbem-31491	200	9	,	,	PUNCT
fbem-31491	200	10	slow	slow	ADJ
fbem-31491	200	11	response	response	NOUN
fbem-31491	200	12	,	,	PUNCT
fbem-31491	200	13	and	and	CCONJ
fbem-31491	200	14	complex	complex	ADJ
fbem-31491	200	15	management	management	NOUN
fbem-31491	200	16	systems	system	NOUN
fbem-31491	200	17	.	.	PUNCT
fbem-31491	201	1	although	although	SCONJ
fbem-31491	201	2	it	it	PRON
fbem-31491	201	3	helps	help	VERB
fbem-31491	201	4	standardize	standardize	VERB
fbem-31491	201	5	management	management	NOUN
fbem-31491	201	6	and	and	CCONJ
fbem-31491	201	7	reduce	reduce	VERB
fbem-31491	201	8	risks	risk	NOUN
fbem-31491	201	9	,	,	PUNCT
fbem-31491	201	10	it	it	PRON
fbem-31491	201	11	is	be	AUX
fbem-31491	201	12	too	too	ADV
fbem-31491	201	13	rigid	rigid	ADJ
fbem-31491	201	14	and	and	CCONJ
fbem-31491	201	15	relatively	relatively	ADV
fbem-31491	201	16	inefficient	inefficient	ADJ
fbem-31491	201	17	compared	compare	VERB
fbem-31491	201	18	with	with	ADP
fbem-31491	201	19	the	the	DET
fbem-31491	201	20	flat	flat	ADJ
fbem-31491	201	21	management	management	NOUN
fbem-31491	201	22	model	model	NOUN
fbem-31491	201	23	that	that	SCONJ
fbem-31491	201	24	internet	internet	NOUN
fbem-31491	201	25	enterprises	enterprise	NOUN
fbem-31491	201	26	focus	focus	VERB
fbem-31491	201	27	on	on	ADP
fbem-31491	201	28	user	user	NOUN
fbem-31491	201	29	response	response	NOUN
fbem-31491	201	30	.	.	PUNCT
fbem-31491	202	1	in	in	ADP
fbem-31491	202	2	addition	addition	NOUN
fbem-31491	202	3	,	,	PUNCT
fbem-31491	202	4	the	the	DET
fbem-31491	202	5	conservative	conservative	ADJ
fbem-31491	202	6	attitude	attitude	NOUN
fbem-31491	202	7	of	of	ADP
fbem-31491	202	8	management	management	NOUN
fbem-31491	202	9	in	in	ADP
fbem-31491	202	10	operation	operation	NOUN
fbem-31491	202	11	and	and	CCONJ
fbem-31491	202	12	management	management	NOUN
fbem-31491	202	13	can	can	AUX
fbem-31491	202	14	also	also	ADV
fbem-31491	202	15	lead	lead	VERB
fbem-31491	202	16	to	to	ADP
fbem-31491	202	17	the	the	DET
fbem-31491	202	18	backwardness	backwardness	NOUN
fbem-31491	202	19	of	of	ADP
fbem-31491	202	20	the	the	DET
fbem-31491	202	21	development	development	NOUN
fbem-31491	202	22	of	of	ADP
fbem-31491	202	23	electronic	electronic	ADJ
fbem-31491	202	24	banking	banking	NOUN
fbem-31491	202	25	,	,	PUNCT
fbem-31491	202	26	and	and	CCONJ
fbem-31491	202	27	the	the	DET
fbem-31491	202	28	inability	inability	NOUN
fbem-31491	202	29	to	to	PART
fbem-31491	202	30	timely	timely	ADV
fbem-31491	202	31	propose	propose	VERB
fbem-31491	202	32	strategic	strategic	ADJ
fbem-31491	202	33	policies	policy	NOUN
fbem-31491	202	34	that	that	PRON
fbem-31491	202	35	are	be	AUX
fbem-31491	202	36	suitable	suitable	ADJ
fbem-31491	202	37	for	for	ADP
fbem-31491	202	38	the	the	DET
fbem-31491	202	39	characteristics	characteristic	NOUN
fbem-31491	202	40	of	of	ADP
fbem-31491	202	41	the	the	DET
fbem-31491	202	42	times	time	NOUN
fbem-31491	202	43	and	and	CCONJ
fbem-31491	202	44	in	in	ADP
fbem-31491	202	45	line	line	NOUN
fbem-31491	202	46	with	with	ADP
fbem-31491	202	47	the	the	DET
fbem-31491	202	48	market	market	NOUN
fbem-31491	202	49	.	.	PUNCT
fbem-31491	203	1	(	(	PUNCT
fbem-31491	203	2	4	4	X
fbem-31491	203	3	)	)	PUNCT
fbem-31491	203	4	the	the	DET
fbem-31491	203	5	ability	ability	NOUN
fbem-31491	203	6	to	to	PART
fbem-31491	203	7	analyze	analyze	VERB
fbem-31491	203	8	and	and	CCONJ
fbem-31491	203	9	control	control	VERB
fbem-31491	203	10	data	datum	NOUN
fbem-31491	203	11	needs	need	VERB
fbem-31491	203	12	to	to	PART
fbem-31491	203	13	be	be	AUX
fbem-31491	203	14	improved	improve	VERB
fbem-31491	203	15	in	in	ADP
fbem-31491	203	16	the	the	DET
fbem-31491	203	17	era	era	NOUN
fbem-31491	203	18	of	of	ADP
fbem-31491	203	19	"	"	PUNCT
fbem-31491	203	20	internet	internet	NOUN
fbem-31491	203	21	plus	plus	CCONJ
fbem-31491	203	22	"	"	PUNCT
fbem-31491	203	23	,	,	PUNCT
fbem-31491	203	24	internet	internet	NOUN
fbem-31491	203	25	companies	company	NOUN
fbem-31491	203	26	such	such	ADJ
fbem-31491	203	27	as	as	ADP
fbem-31491	203	28	jd	jd	PROPN
fbem-31491	203	29	and	and	CCONJ
fbem-31491	203	30	alibaba	alibaba	PROPN
fbem-31491	203	31	can	can	AUX
fbem-31491	203	32	save	save	VERB
fbem-31491	203	33	human	human	ADJ
fbem-31491	203	34	resources	resource	NOUN
fbem-31491	203	35	and	and	CCONJ
fbem-31491	203	36	improve	improve	VERB
fbem-31491	203	37	customer	customer	NOUN
fbem-31491	203	38	loyalty	loyalty	NOUN
fbem-31491	203	39	by	by	ADP
fbem-31491	203	40	grasping	grasp	VERB
fbem-31491	203	41	customer	customer	NOUN
fbem-31491	203	42	information	information	NOUN
fbem-31491	203	43	,	,	PUNCT
fbem-31491	203	44	accurately	accurately	ADV
fbem-31491	203	45	judging	judge	VERB
fbem-31491	203	46	customer	customer	NOUN
fbem-31491	203	47	preferences	preference	NOUN
fbem-31491	203	48	and	and	CCONJ
fbem-31491	203	49	needs	need	NOUN
fbem-31491	203	50	,	,	PUNCT
fbem-31491	203	51	and	and	CCONJ
fbem-31491	203	52	providing	provide	VERB
fbem-31491	203	53	the	the	DET
fbem-31491	203	54	most	most	ADV
fbem-31491	203	55	suitable	suitable	ADJ
fbem-31491	203	56	services	service	NOUN
fbem-31491	203	57	for	for	ADP
fbem-31491	203	58	customers	customer	NOUN
fbem-31491	203	59	.	.	PUNCT
fbem-31491	204	1	although	although	SCONJ
fbem-31491	204	2	changzhou	changzhou	PROPN
fbem-31491	204	3	construction	construction	PROPN
fbem-31491	204	4	bank	bank	PROPN
fbem-31491	204	5	has	have	VERB
fbem-31491	204	6	a	a	DET
fbem-31491	204	7	huge	huge	ADJ
fbem-31491	204	8	user	user	NOUN
fbem-31491	204	9	data	datum	NOUN
fbem-31491	204	10	resource	resource	NOUN
fbem-31491	204	11	,	,	PUNCT
fbem-31491	204	12	it	it	PRON
fbem-31491	204	13	can	can	AUX
fbem-31491	204	14	not	not	PART
fbem-31491	204	15	fully	fully	ADV
fbem-31491	204	16	utilize	utilize	VERB
fbem-31491	204	17	these	these	DET
fbem-31491	204	18	resources	resource	NOUN
fbem-31491	204	19	in	in	ADP
fbem-31491	204	20	terms	term	NOUN
fbem-31491	204	21	of	of	ADP
fbem-31491	204	22	technology	technology	NOUN
fbem-31491	204	23	and	and	CCONJ
fbem-31491	204	24	personnel	personnel	NOUN
fbem-31491	204	25	configuration	configuration	NOUN
fbem-31491	204	26	,	,	PUNCT
fbem-31491	204	27	and	and	CCONJ
fbem-31491	204	28	can	can	AUX
fbem-31491	204	29	not	not	PART
fbem-31491	204	30	accurately	accurately	ADV
fbem-31491	204	31	determine	determine	VERB
fbem-31491	204	32	users	user	NOUN
fbem-31491	204	33	'	'	PART
fbem-31491	204	34	preferences	preference	NOUN
fbem-31491	204	35	.	.	PUNCT
fbem-31491	205	1	blindly	blindly	ADV
fbem-31491	205	2	promoting	promote	VERB
fbem-31491	205	3	the	the	DET
fbem-31491	205	4	market	market	NOUN
fbem-31491	205	5	will	will	AUX
fbem-31491	205	6	only	only	ADV
fbem-31491	205	7	make	make	VERB
fbem-31491	205	8	customers	customer	NOUN
fbem-31491	205	9	feel	feel	VERB
fbem-31491	205	10	resentful	resentful	ADJ
fbem-31491	205	11	and	and	CCONJ
fbem-31491	205	12	have	have	VERB
fbem-31491	205	13	a	a	DET
fbem-31491	205	14	counterproductive	counterproductive	ADJ
fbem-31491	205	15	effect	effect	NOUN
fbem-31491	205	16	[	[	X
fbem-31491	205	17	11	11	NUM
fbem-31491	205	18	]	]	PUNCT
fbem-31491	205	19	.	.	PUNCT
fbem-31491	206	1	under	under	ADP
fbem-31491	206	2	the	the	DET
fbem-31491	206	3	impact	impact	NOUN
fbem-31491	206	4	of	of	ADP
fbem-31491	206	5	third	third	ADJ
fbem-31491	206	6	-	-	PUNCT
fbem-31491	206	7	party	party	NOUN
fbem-31491	206	8	payment	payment	NOUN
fbem-31491	206	9	platforms	platform	NOUN
fbem-31491	206	10	,	,	PUNCT
fbem-31491	206	11	changzhou	changzhou	PROPN
fbem-31491	206	12	construction	construction	PROPN
fbem-31491	206	13	bank	bank	PROPN
fbem-31491	206	14	has	have	AUX
fbem-31491	206	15	shown	show	VERB
fbem-31491	206	16	a	a	DET
fbem-31491	206	17	relatively	relatively	ADV
fbem-31491	206	18	passive	passive	ADJ
fbem-31491	206	19	situation	situation	NOUN
fbem-31491	206	20	and	and	CCONJ
fbem-31491	206	21	is	be	AUX
fbem-31491	206	22	more	more	ADV
fbem-31491	206	23	inclined	inclined	ADJ
fbem-31491	206	24	to	to	PART
fbem-31491	206	25	follow	follow	VERB
fbem-31491	206	26	the	the	DET
fbem-31491	206	27	development	development	NOUN
fbem-31491	206	28	path	path	NOUN
fbem-31491	206	29	of	of	ADP
fbem-31491	206	30	third	third	ADJ
fbem-31491	206	31	-	-	PUNCT
fbem-31491	206	32	party	party	NOUN
fbem-31491	206	33	payment	payment	NOUN
fbem-31491	206	34	institutions	institution	NOUN
fbem-31491	206	35	.	.	PUNCT
fbem-31491	207	1	from	from	ADP
fbem-31491	207	2	a	a	DET
fbem-31491	207	3	market	market	NOUN
fbem-31491	207	4	perspective	perspective	NOUN
fbem-31491	207	5	,	,	PUNCT
fbem-31491	207	6	the	the	DET
fbem-31491	207	7	sales	sale	NOUN
fbem-31491	207	8	method	method	NOUN
fbem-31491	207	9	of	of	ADP
fbem-31491	207	10	the	the	DET
fbem-31491	207	11	product	product	NOUN
fbem-31491	207	12	also	also	ADV
fbem-31491	207	13	closely	closely	ADV
fbem-31491	207	14	follows	follow	VERB
fbem-31491	207	15	the	the	DET
fbem-31491	207	16	pace	pace	NOUN
fbem-31491	207	17	of	of	ADP
fbem-31491	207	18	third	third	ADJ
fbem-31491	207	19	-	-	PUNCT
fbem-31491	207	20	party	party	NOUN
fbem-31491	207	21	payments	payment	NOUN
fbem-31491	207	22	.	.	PUNCT
fbem-31491	208	1	alipay	alipay	PROPN
fbem-31491	208	2	launched	launch	VERB
fbem-31491	208	3	the	the	DET
fbem-31491	208	4	offline	offline	NOUN
fbem-31491	208	5	scanning	scan	VERB
fbem-31491	208	6	code	code	NOUN
fbem-31491	208	7	payment	payment	NOUN
fbem-31491	208	8	to	to	PART
fbem-31491	208	9	send	send	VERB
fbem-31491	208	10	red	red	ADJ
fbem-31491	208	11	envelopes	envelope	NOUN
fbem-31491	208	12	,	,	PUNCT
fbem-31491	208	13	in	in	ADP
fbem-31491	208	14	order	order	NOUN
fbem-31491	208	15	to	to	PART
fbem-31491	208	16	seize	seize	VERB
fbem-31491	208	17	market	market	NOUN
fbem-31491	208	18	share	share	NOUN
fbem-31491	208	19	and	and	CCONJ
fbem-31491	208	20	break	break	VERB
fbem-31491	208	21	the	the	DET
fbem-31491	208	22	limits	limit	NOUN
fbem-31491	208	23	of	of	ADP
fbem-31491	208	24	commercial	commercial	ADJ
fbem-31491	208	25	development	development	NOUN
fbem-31491	208	26	.	.	PUNCT
fbem-31491	209	1	changzhou	changzhou	PROPN
fbem-31491	209	2	construction	construction	PROPN
fbem-31491	209	3	bank	bank	PROPN
fbem-31491	209	4	's	's	PART
fbem-31491	209	5	longpay	longpay	NOUN
fbem-31491	209	6	has	have	AUX
fbem-31491	209	7	been	be	AUX
fbem-31491	209	8	developed	develop	VERB
fbem-31491	209	9	and	and	CCONJ
fbem-31491	209	10	put	put	VERB
fbem-31491	209	11	into	into	ADP
fbem-31491	209	12	use	use	NOUN
fbem-31491	209	13	in	in	ADP
fbem-31491	209	14	recent	recent	ADJ
fbem-31491	209	15	years	year	NOUN
fbem-31491	209	16	.	.	PUNCT
fbem-31491	210	1	when	when	SCONJ
fbem-31491	210	2	offline	offline	ADJ
fbem-31491	210	3	,	,	PUNCT
fbem-31491	210	4	customers	customer	NOUN
fbem-31491	210	5	can	can	AUX
fbem-31491	210	6	also	also	ADV
fbem-31491	210	7	receive	receive	VERB
fbem-31491	210	8	gifts	gift	NOUN
fbem-31491	210	9	by	by	ADP
fbem-31491	210	10	scanning	scan	VERB
fbem-31491	210	11	qr	qr	NOUN
fbem-31491	210	12	codes	code	NOUN
fbem-31491	210	13	.	.	PUNCT
fbem-31491	211	1	but	but	CCONJ
fbem-31491	211	2	they	they	PRON
fbem-31491	211	3	have	have	AUX
fbem-31491	211	4	not	not	PART
fbem-31491	211	5	grasped	grasp	VERB
fbem-31491	211	6	the	the	DET
fbem-31491	211	7	trend	trend	NOUN
fbem-31491	211	8	of	of	ADP
fbem-31491	211	9	contemporary	contemporary	ADJ
fbem-31491	211	10	young	young	ADJ
fbem-31491	211	11	consumers	consumer	NOUN
fbem-31491	211	12	'	'	PART
fbem-31491	211	13	consumption	consumption	NOUN
fbem-31491	211	14	habits	habit	NOUN
fbem-31491	211	15	and	and	CCONJ
fbem-31491	211	16	preferences	preference	NOUN
fbem-31491	211	17	shifting	shift	VERB
fbem-31491	211	18	towards	towards	ADP
fbem-31491	211	19	the	the	DET
fbem-31491	211	20	internet	internet	NOUN
fbem-31491	211	21	,	,	PUNCT
fbem-31491	211	22	their	their	PRON
fbem-31491	211	23	demand	demand	NOUN
fbem-31491	211	24	for	for	ADP
fbem-31491	211	25	safe	safe	ADJ
fbem-31491	211	26	,	,	PUNCT
fbem-31491	211	27	convenient	convenient	ADJ
fbem-31491	211	28	,	,	PUNCT
fbem-31491	211	29	and	and	CCONJ
fbem-31491	211	30	efficient	efficient	ADJ
fbem-31491	211	31	payment	payment	NOUN
fbem-31491	211	32	methods	method	NOUN
fbem-31491	211	33	,	,	PUNCT
fbem-31491	211	34	and	and	CCONJ
fbem-31491	211	35	the	the	DET
fbem-31491	211	36	need	need	NOUN
fbem-31491	211	37	for	for	ADP
fbem-31491	211	38	payment	payment	NOUN
fbem-31491	211	39	platforms	platform	NOUN
fbem-31491	211	40	that	that	PRON
fbem-31491	211	41	organically	organically	ADV
fbem-31491	211	42	combine	combine	VERB
fbem-31491	211	43	social	social	ADJ
fbem-31491	211	44	,	,	PUNCT
fbem-31491	211	45	entertainment	entertainment	NOUN
fbem-31491	211	46	,	,	PUNCT
fbem-31491	211	47	and	and	CCONJ
fbem-31491	211	48	financial	financial	ADJ
fbem-31491	211	49	aspects	aspect	NOUN
fbem-31491	211	50	.	.	PUNCT
fbem-31491	212	1	failed	fail	VERB
fbem-31491	212	2	to	to	PART
fbem-31491	212	3	organically	organically	ADV
fbem-31491	212	4	combine	combine	VERB
fbem-31491	212	5	its	its	PRON
fbem-31491	212	6	advantages	advantage	NOUN
fbem-31491	212	7	with	with	ADP
fbem-31491	212	8	its	its	PRON
fbem-31491	212	9	financial	financial	ADJ
fbem-31491	212	10	advantages	advantage	NOUN
fbem-31491	212	11	,	,	PUNCT
fbem-31491	212	12	and	and	CCONJ
fbem-31491	212	13	failed	fail	VERB
fbem-31491	212	14	to	to	PART
fbem-31491	212	15	propose	propose	VERB
fbem-31491	212	16	more	more	ADV
fbem-31491	212	17	pioneering	pioneering	ADJ
fbem-31491	212	18	development	development	NOUN
fbem-31491	212	19	ideas	idea	NOUN
fbem-31491	212	20	at	at	ADP
fbem-31491	212	21	the	the	DET
fbem-31491	212	22	forefront	forefront	NOUN
fbem-31491	212	23	of	of	ADP
fbem-31491	212	24	online	online	ADJ
fbem-31491	212	25	finance	finance	NOUN
fbem-31491	212	26	.	.	PUNCT
fbem-31491	213	1	7	7	X
fbem-31491	213	2	.	.	X
fbem-31491	213	3	suggestions	suggestion	NOUN
fbem-31491	213	4	for	for	ADP
fbem-31491	213	5	improvement	improvement	NOUN
fbem-31491	213	6	of	of	ADP
fbem-31491	213	7	problems	problem	NOUN
fbem-31491	213	8	of	of	ADP
fbem-31491	213	9	changzhou	changzhou	PROPN
fbem-31491	213	10	construction	construction	PROPN
fbem-31491	213	11	bank	bank	PROPN
fbem-31491	213	12	in	in	ADP
fbem-31491	213	13	the	the	DET
fbem-31491	213	14	context	context	NOUN
fbem-31491	213	15	of	of	ADP
fbem-31491	213	16	internet	internet	NOUN
fbem-31491	213	17	finance	finance	NOUN
fbem-31491	213	18	under	under	ADP
fbem-31491	213	19	the	the	DET
fbem-31491	213	20	impact	impact	NOUN
fbem-31491	213	21	of	of	ADP
fbem-31491	213	22	online	online	ADJ
fbem-31491	213	23	finance	finance	NOUN
fbem-31491	213	24	,	,	PUNCT
fbem-31491	213	25	the	the	DET
fbem-31491	213	26	changzhou	changzhou	PROPN
fbem-31491	213	27	branch	branch	PROPN
fbem-31491	213	28	of	of	ADP
fbem-31491	213	29	china	china	PROPN
fbem-31491	213	30	construction	construction	PROPN
fbem-31491	213	31	bank	bank	PROPN
fbem-31491	213	32	must	must	AUX
fbem-31491	213	33	start	start	VERB
fbem-31491	213	34	from	from	ADP
fbem-31491	213	35	the	the	DET
fbem-31491	213	36	following	following	ADJ
fbem-31491	213	37	aspects	aspect	NOUN
fbem-31491	213	38	:	:	PUNCT
fbem-31491	213	39	firstly	firstly	ADV
fbem-31491	213	40	,	,	PUNCT
fbem-31491	213	41	cultivating	cultivate	VERB
fbem-31491	213	42	composite	composite	ADJ
fbem-31491	213	43	professional	professional	ADJ
fbem-31491	213	44	talents	talent	NOUN
fbem-31491	213	45	;	;	PUNCT
fbem-31491	213	46	second	second	ADV
fbem-31491	213	47	,	,	PUNCT
fbem-31491	213	48	improve	improve	VERB
fbem-31491	213	49	business	business	NOUN
fbem-31491	213	50	management	management	NOUN
fbem-31491	213	51	strategies	strategy	NOUN
fbem-31491	213	52	and	and	CCONJ
fbem-31491	213	53	seize	seize	VERB
fbem-31491	213	54	the	the	DET
fbem-31491	213	55	opportunities	opportunity	NOUN
fbem-31491	213	56	of	of	ADP
fbem-31491	213	57	the	the	DET
fbem-31491	213	58	internet	internet	NOUN
fbem-31491	213	59	financial	financial	ADJ
fbem-31491	213	60	era	era	NOUN
fbem-31491	213	61	;	;	PUNCT
fbem-31491	213	62	thirdly	thirdly	ADV
fbem-31491	213	63	,	,	PUNCT
fbem-31491	213	64	establish	establish	VERB
fbem-31491	213	65	a	a	DET
fbem-31491	213	66	data	data	NOUN
fbem-31491	213	67	center	center	NOUN
fbem-31491	213	68	;	;	PUNCT
fbem-31491	213	69	the	the	DET
fbem-31491	213	70	fourth	fourth	ADJ
fbem-31491	213	71	aspect	aspect	NOUN
fbem-31491	213	72	is	be	AUX
fbem-31491	213	73	the	the	DET
fbem-31491	213	74	prevention	prevention	NOUN
fbem-31491	213	75	and	and	CCONJ
fbem-31491	213	76	treatment	treatment	NOUN
fbem-31491	213	77	of	of	ADP
fbem-31491	213	78	internet	internet	NOUN
fbem-31491	213	79	finance	finance	NOUN
fbem-31491	214	1	[	[	X
fbem-31491	214	2	12	12	NUM
fbem-31491	214	3	]	]	PUNCT
fbem-31491	214	4	.	.	PUNCT
fbem-31491	215	1	faced	face	VERB
fbem-31491	215	2	with	with	ADP
fbem-31491	215	3	the	the	DET
fbem-31491	215	4	profound	profound	ADJ
fbem-31491	215	5	changes	change	NOUN
fbem-31491	215	6	brought	bring	VERB
fbem-31491	215	7	about	about	ADP
fbem-31491	215	8	by	by	ADP
fbem-31491	215	9	internet	internet	NOUN
fbem-31491	215	10	finance	finance	NOUN
fbem-31491	215	11	,	,	PUNCT
fbem-31491	215	12	changzhou	changzhou	PROPN
fbem-31491	215	13	construction	construction	PROPN
fbem-31491	215	14	bank	bank	PROPN
fbem-31491	215	15	urgently	urgently	ADV
fbem-31491	215	16	needs	need	VERB
fbem-31491	215	17	to	to	PART
fbem-31491	215	18	adopt	adopt	VERB
fbem-31491	215	19	a	a	DET
fbem-31491	215	20	set	set	NOUN
fbem-31491	215	21	of	of	ADP
fbem-31491	215	22	systematic	systematic	ADJ
fbem-31491	215	23	and	and	CCONJ
fbem-31491	215	24	executable	executable	ADJ
fbem-31491	215	25	transformation	transformation	NOUN
fbem-31491	215	26	strategies	strategy	NOUN
fbem-31491	215	27	to	to	PART
fbem-31491	215	28	transform	transform	VERB
fbem-31491	215	29	challenges	challenge	NOUN
fbem-31491	215	30	into	into	ADP
fbem-31491	215	31	development	development	NOUN
fbem-31491	215	32	momentum	momentum	NOUN
fbem-31491	215	33	.	.	PUNCT
fbem-31491	216	1	the	the	DET
fbem-31491	216	2	core	core	NOUN
fbem-31491	216	3	lies	lie	VERB
fbem-31491	216	4	in	in	ADP
fbem-31491	216	5	accelerating	accelerate	VERB
fbem-31491	216	6	the	the	DET
fbem-31491	216	7	integration	integration	NOUN
fbem-31491	216	8	of	of	ADP
fbem-31491	216	9	online	online	ADJ
fbem-31491	216	10	and	and	CCONJ
fbem-31491	216	11	offline	offline	ADJ
fbem-31491	216	12	channels	channel	NOUN
fbem-31491	216	13	(	(	PUNCT
fbem-31491	216	14	o2o	o2o	NOUN
fbem-31491	216	15	)	)	PUNCT
fbem-31491	216	16	,	,	PUNCT
fbem-31491	216	17	and	and	CCONJ
fbem-31491	216	18	building	build	VERB
fbem-31491	216	19	a	a	DET
fbem-31491	216	20	seamless	seamless	ADJ
fbem-31491	216	21	customer	customer	NOUN
fbem-31491	216	22	journey	journey	NOUN
fbem-31491	216	23	centered	center	VERB
fbem-31491	216	24	on	on	ADP
fbem-31491	216	25	intelligent	intelligent	ADJ
fbem-31491	216	26	network	network	NOUN
fbem-31491	216	27	outlets	outlet	NOUN
fbem-31491	216	28	and	and	CCONJ
fbem-31491	216	29	excellent	excellent	ADJ
fbem-31491	216	30	mobile	mobile	ADJ
fbem-31491	216	31	experiences	experience	NOUN
fbem-31491	216	32	.	.	PUNCT
fbem-31491	217	1	this	this	PRON
fbem-31491	217	2	requires	require	VERB
fbem-31491	217	3	changzhou	changzhou	PROPN
fbem-31491	217	4	construction	construction	PROPN
fbem-31491	217	5	bank	bank	PROPN
fbem-31491	217	6	to	to	PART
fbem-31491	217	7	increase	increase	VERB
fbem-31491	217	8	investment	investment	NOUN
fbem-31491	217	9	[	[	X
fbem-31491	217	10	13	13	NUM
fbem-31491	217	11	]	]	PUNCT
fbem-31491	217	12	,	,	PUNCT
fbem-31491	217	13	widely	widely	ADV
fbem-31491	217	14	deploy	deploy	VERB
fbem-31491	217	15	vtm	vtm	ADJ
fbem-31491	217	16	,	,	PUNCT
fbem-31491	217	17	intelligent	intelligent	ADJ
fbem-31491	217	18	counters	counter	NOUN
fbem-31491	217	19	and	and	CCONJ
fbem-31491	217	20	other	other	ADJ
fbem-31491	217	21	equipment	equipment	NOUN
fbem-31491	217	22	in	in	ADP
fbem-31491	217	23	core	core	ADJ
fbem-31491	217	24	branches	branch	NOUN
fbem-31491	217	25	,	,	PUNCT
fbem-31491	217	26	promote	promote	VERB
fbem-31491	217	27	the	the	DET
fbem-31491	217	28	migration	migration	NOUN
fbem-31491	217	29	of	of	ADP
fbem-31491	217	30	high	high	ADJ
fbem-31491	217	31	cabinet	cabinet	NOUN
fbem-31491	217	32	business	business	NOUN
fbem-31491	217	33	,	,	PUNCT
fbem-31491	217	34	release	release	VERB
fbem-31491	217	35	human	human	ADJ
fbem-31491	217	36	resources	resource	NOUN
fbem-31491	217	37	to	to	PART
fbem-31491	217	38	shift	shift	VERB
fbem-31491	217	39	towards	towards	ADP
fbem-31491	217	40	high	high	ADJ
fbem-31491	217	41	-	-	PUNCT
fbem-31491	217	42	value	value	NOUN
fbem-31491	217	43	services	service	NOUN
fbem-31491	217	44	,	,	PUNCT
fbem-31491	217	45	and	and	CCONJ
fbem-31491	217	46	lay	lie	VERB
fbem-31491	217	47	out	out	ADP
fbem-31491	217	48	lightweight	lightweight	ADJ
fbem-31491	217	49	intelligent	intelligent	ADJ
fbem-31491	217	50	service	service	NOUN
fbem-31491	217	51	points	point	NOUN
fbem-31491	217	52	in	in	ADP
fbem-31491	217	53	highfrequency	highfrequency	NOUN
fbem-31491	217	54	scenarios	scenario	NOUN
fbem-31491	217	55	such	such	ADJ
fbem-31491	217	56	as	as	ADP
fbem-31491	217	57	communities	community	NOUN
fbem-31491	217	58	and	and	CCONJ
fbem-31491	217	59	supermarkets	supermarket	NOUN
fbem-31491	217	60	to	to	PART
fbem-31491	217	61	enhance	enhance	VERB
fbem-31491	217	62	accessibility	accessibility	NOUN
fbem-31491	217	63	convenience	convenience	NOUN
fbem-31491	218	1	[	[	X
fbem-31491	218	2	14	14	NUM
fbem-31491	218	3	]	]	PUNCT
fbem-31491	218	4	.	.	PUNCT
fbem-31491	219	1	at	at	ADP
fbem-31491	219	2	the	the	DET
fbem-31491	219	3	same	same	ADJ
fbem-31491	219	4	time	time	NOUN
fbem-31491	219	5	,	,	PUNCT
fbem-31491	219	6	it	it	PRON
fbem-31491	219	7	is	be	AUX
fbem-31491	219	8	necessary	necessary	ADJ
fbem-31491	219	9	to	to	PART
fbem-31491	219	10	build	build	VERB
fbem-31491	219	11	the	the	DET
fbem-31491	219	12	mobile	mobile	ADJ
fbem-31491	219	13	banking	banking	NOUN
fbem-31491	219	14	app	app	NOUN
fbem-31491	219	15	into	into	ADP
fbem-31491	219	16	a	a	DET
fbem-31491	219	17	comprehensive	comprehensive	ADJ
fbem-31491	219	18	financial	financial	ADJ
fbem-31491	219	19	service	service	NOUN
fbem-31491	219	20	hub	hub	NOUN
fbem-31491	219	21	,	,	PUNCT
fbem-31491	219	22	continuously	continuously	ADV
fbem-31491	219	23	optimize	optimize	VERB
fbem-31491	219	24	its	its	PRON
fbem-31491	219	25	interface	interface	NOUN
fbem-31491	219	26	friendliness	friendliness	NOUN
fbem-31491	219	27	,	,	PUNCT
fbem-31491	219	28	smooth	smooth	ADJ
fbem-31491	219	29	operation	operation	NOUN
fbem-31491	219	30	,	,	PUNCT
fbem-31491	219	31	and	and	CCONJ
fbem-31491	219	32	security	security	NOUN
fbem-31491	219	33	reliability	reliability	NOUN
fbem-31491	219	34	,	,	PUNCT
fbem-31491	219	35	deeply	deeply	ADV
fbem-31491	219	36	integrate	integrate	VERB
fbem-31491	219	37	full	full	ADJ
fbem-31491	219	38	functions	function	NOUN
fbem-31491	219	39	such	such	ADJ
fbem-31491	219	40	as	as	ADP
fbem-31491	219	41	dragon	dragon	NOUN
fbem-31491	219	42	payment	payment	NOUN
fbem-31491	219	43	,	,	PUNCT
fbem-31491	219	44	wealth	wealth	NOUN
fbem-31491	219	45	management	management	NOUN
fbem-31491	219	46	,	,	PUNCT
fbem-31491	219	47	loans	loan	NOUN
fbem-31491	219	48	,	,	PUNCT
fbem-31491	219	49	life	life	NOUN
fbem-31491	219	50	payment	payment	NOUN
fbem-31491	219	51	,	,	PUNCT
fbem-31491	219	52	and	and	CCONJ
fbem-31491	219	53	local	local	ADJ
fbem-31491	219	54	government	government	NOUN
fbem-31491	219	55	services	service	NOUN
fbem-31491	219	56	,	,	PUNCT
fbem-31491	219	57	and	and	CCONJ
fbem-31491	219	58	focus	focus	VERB
fbem-31491	219	59	on	on	ADP
fbem-31491	219	60	simplifying	simplify	VERB
fbem-31491	219	61	the	the	DET
fbem-31491	219	62	online	online	ADJ
fbem-31491	219	63	process	process	NOUN
fbem-31491	219	64	of	of	ADP
fbem-31491	219	65	high	high	ADJ
fbem-31491	219	66	-	-	PUNCT
fbem-31491	219	67	frequency	frequency	NOUN
fbem-31491	219	68	transactions	transaction	NOUN
fbem-31491	219	69	and	and	CCONJ
fbem-31491	219	70	complex	complex	ADJ
fbem-31491	219	71	businesses	business	NOUN
fbem-31491	219	72	(	(	PUNCT
fbem-31491	219	73	such	such	ADJ
fbem-31491	219	74	as	as	ADP
fbem-31491	219	75	loan	loan	NOUN
fbem-31491	219	76	applications	application	NOUN
fbem-31491	219	77	)	)	PUNCT
fbem-31491	219	78	to	to	PART
fbem-31491	219	79	ensure	ensure	VERB
fbem-31491	219	80	that	that	SCONJ
fbem-31491	219	81	customers	customer	NOUN
fbem-31491	219	82	can	can	AUX
fbem-31491	219	83	enjoy	enjoy	VERB
fbem-31491	219	84	convenient	convenient	ADJ
fbem-31491	219	85	services	service	NOUN
fbem-31491	219	86	anytime	anytime	ADV
fbem-31491	219	87	and	and	CCONJ
fbem-31491	219	88	anywhere	anywhere	ADV
fbem-31491	219	89	.	.	PUNCT
fbem-31491	220	1	online	online	ADJ
fbem-31491	220	2	and	and	CCONJ
fbem-31491	220	3	offline	offline	ADJ
fbem-31491	220	4	channels	channel	NOUN
fbem-31491	220	5	need	need	VERB
fbem-31491	220	6	to	to	PART
fbem-31491	220	7	achieve	achieve	VERB
fbem-31491	220	8	deep	deep	ADJ
fbem-31491	220	9	collaboration	collaboration	NOUN
fbem-31491	220	10	,	,	PUNCT
fbem-31491	220	11	supporting	support	VERB
fbem-31491	220	12	online	online	ADJ
fbem-31491	220	13	appointment	appointment	NOUN
fbem-31491	220	14	and	and	CCONJ
fbem-31491	220	15	offline	offline	ADJ
fbem-31491	220	16	priority	priority	NOUN
fbem-31491	220	17	processing	processing	NOUN
fbem-31491	220	18	,	,	PUNCT
fbem-31491	220	19	offline	offline	ADJ
fbem-31491	220	20	qr	qr	NOUN
fbem-31491	220	21	code	code	NOUN
fbem-31491	220	22	scanning	scanning	NOUN
fbem-31491	220	23	for	for	ADP
fbem-31491	220	24	online	online	ADJ
fbem-31491	220	25	exclusive	exclusive	ADJ
fbem-31491	220	26	services	service	NOUN
fbem-31491	220	27	,	,	PUNCT
fbem-31491	220	28	customer	customer	NOUN
fbem-31491	220	29	manager	manager	NOUN
fbem-31491	220	30	online	online	ADV
fbem-31491	220	31	and	and	CCONJ
fbem-31491	220	32	offline	offline	ADJ
fbem-31491	220	33	54	54	NUM
fbem-31491	220	34	linkage	linkage	NOUN
fbem-31491	220	35	,	,	PUNCT
fbem-31491	220	36	and	and	CCONJ
fbem-31491	220	37	other	other	ADJ
fbem-31491	220	38	scenarios	scenario	NOUN
fbem-31491	220	39	to	to	PART
fbem-31491	220	40	create	create	VERB
fbem-31491	220	41	a	a	DET
fbem-31491	220	42	smooth	smooth	ADJ
fbem-31491	220	43	o2o	o2o	NOUN
fbem-31491	220	44	closedloop	closedloop	NOUN
fbem-31491	220	45	experience	experience	NOUN
fbem-31491	220	46	.	.	PUNCT
fbem-31491	221	1	deepening	deepen	VERB
fbem-31491	221	2	data	data	NOUN
fbem-31491	221	3	-	-	PUNCT
fbem-31491	221	4	driven	drive	VERB
fbem-31491	221	5	decision	decision	NOUN
fbem-31491	221	6	-	-	PUNCT
fbem-31491	221	7	making	making	NOUN
fbem-31491	221	8	is	be	AUX
fbem-31491	221	9	a	a	DET
fbem-31491	221	10	key	key	ADJ
fbem-31491	221	11	pillar	pillar	NOUN
fbem-31491	221	12	in	in	ADP
fbem-31491	221	13	enhancing	enhance	VERB
fbem-31491	221	14	core	core	NOUN
fbem-31491	221	15	competitiveness	competitiveness	NOUN
fbem-31491	221	16	[	[	X
fbem-31491	221	17	15	15	NUM
fbem-31491	221	18	]	]	PUNCT
fbem-31491	221	19	.	.	PUNCT
fbem-31491	222	1	changzhou	changzhou	PROPN
fbem-31491	222	2	construction	construction	PROPN
fbem-31491	222	3	bank	bank	PROPN
fbem-31491	222	4	should	should	AUX
fbem-31491	222	5	focus	focus	VERB
fbem-31491	222	6	on	on	ADP
fbem-31491	222	7	building	build	VERB
fbem-31491	222	8	a	a	DET
fbem-31491	222	9	strong	strong	ADJ
fbem-31491	222	10	enterprise	enterprise	NOUN
fbem-31491	222	11	level	level	NOUN
fbem-31491	222	12	data	datum	NOUN
fbem-31491	222	13	center	center	NOUN
fbem-31491	222	14	,	,	PUNCT
fbem-31491	222	15	effectively	effectively	ADV
fbem-31491	222	16	integrating	integrate	VERB
fbem-31491	222	17	valuable	valuable	ADJ
fbem-31491	222	18	data	datum	NOUN
fbem-31491	222	19	such	such	ADJ
fbem-31491	222	20	as	as	ADP
fbem-31491	222	21	customer	customer	NOUN
fbem-31491	222	22	accounts	account	NOUN
fbem-31491	222	23	,	,	PUNCT
fbem-31491	222	24	transactions	transaction	NOUN
fbem-31491	222	25	,	,	PUNCT
fbem-31491	222	26	and	and	CCONJ
fbem-31491	222	27	credit	credit	NOUN
fbem-31491	222	28	within	within	ADP
fbem-31491	222	29	the	the	DET
fbem-31491	222	30	bank	bank	NOUN
fbem-31491	222	31	,	,	PUNCT
fbem-31491	222	32	and	and	CCONJ
fbem-31491	222	33	prudently	prudently	ADV
fbem-31491	222	34	introducing	introduce	VERB
fbem-31491	222	35	external	external	ADJ
fbem-31491	222	36	data	datum	NOUN
fbem-31491	222	37	sources	source	NOUN
fbem-31491	222	38	(	(	PUNCT
fbem-31491	222	39	such	such	ADJ
fbem-31491	222	40	as	as	ADP
fbem-31491	222	41	government	government	NOUN
fbem-31491	222	42	credit	credit	NOUN
fbem-31491	222	43	,	,	PUNCT
fbem-31491	222	44	tax	tax	NOUN
fbem-31491	222	45	,	,	PUNCT
fbem-31491	222	46	social	social	ADJ
fbem-31491	222	47	security	security	NOUN
fbem-31491	222	48	,	,	PUNCT
fbem-31491	222	49	and	and	CCONJ
fbem-31491	222	50	authorized	authorize	VERB
fbem-31491	222	51	third	third	ADJ
fbem-31491	222	52	-	-	PUNCT
fbem-31491	222	53	party	party	NOUN
fbem-31491	222	54	payment	payment	NOUN
fbem-31491	222	55	behavior	behavior	NOUN
fbem-31491	222	56	data	datum	NOUN
fbem-31491	222	57	)	)	PUNCT
fbem-31491	222	58	on	on	ADP
fbem-31491	222	59	the	the	DET
fbem-31491	222	60	premise	premise	NOUN
fbem-31491	222	61	of	of	ADP
fbem-31491	222	62	legal	legal	ADJ
fbem-31491	222	63	compliance	compliance	NOUN
fbem-31491	222	64	and	and	CCONJ
fbem-31491	222	65	full	full	ADJ
fbem-31491	222	66	protection	protection	NOUN
fbem-31491	222	67	of	of	ADP
fbem-31491	222	68	customer	customer	NOUN
fbem-31491	222	69	rights	right	NOUN
fbem-31491	222	70	,	,	PUNCT
fbem-31491	222	71	completely	completely	ADV
fbem-31491	222	72	breaking	break	VERB
fbem-31491	222	73	down	down	ADP
fbem-31491	222	74	data	datum	NOUN
fbem-31491	222	75	silos	silo	NOUN
fbem-31491	222	76	.	.	PUNCT
fbem-31491	223	1	on	on	ADP
fbem-31491	223	2	this	this	DET
fbem-31491	223	3	basis	basis	NOUN
fbem-31491	223	4	,	,	PUNCT
fbem-31491	223	5	actively	actively	ADV
fbem-31491	223	6	applying	apply	VERB
fbem-31491	223	7	artificial	artificial	ADJ
fbem-31491	223	8	intelligence	intelligence	NOUN
fbem-31491	223	9	(	(	PUNCT
fbem-31491	223	10	ai	ai	NOUN
fbem-31491	223	11	)	)	PUNCT
fbem-31491	223	12	and	and	CCONJ
fbem-31491	223	13	machine	machine	NOUN
fbem-31491	223	14	learning	learning	NOUN
fbem-31491	223	15	(	(	PUNCT
fbem-31491	223	16	ml	ml	NOUN
fbem-31491	223	17	)	)	PUNCT
fbem-31491	223	18	technologies	technology	NOUN
fbem-31491	223	19	to	to	PART
fbem-31491	223	20	empower	empower	VERB
fbem-31491	223	21	precision	precision	NOUN
fbem-31491	223	22	marketing	marketing	NOUN
fbem-31491	223	23	and	and	CCONJ
fbem-31491	223	24	intelligent	intelligent	ADJ
fbem-31491	223	25	risk	risk	NOUN
fbem-31491	223	26	control	control	NOUN
fbem-31491	223	27	.	.	PUNCT
fbem-31491	224	1	on	on	ADP
fbem-31491	224	2	the	the	DET
fbem-31491	224	3	marketing	marketing	NOUN
fbem-31491	224	4	side	side	NOUN
fbem-31491	224	5	,	,	PUNCT
fbem-31491	224	6	based	base	VERB
fbem-31491	224	7	on	on	ADP
fbem-31491	224	8	a	a	DET
fbem-31491	224	9	detailed	detailed	ADJ
fbem-31491	224	10	customer	customer	NOUN
fbem-31491	224	11	profile	profile	NOUN
fbem-31491	224	12	(	(	PUNCT
fbem-31491	224	13	covering	cover	VERB
fbem-31491	224	14	assets	asset	NOUN
fbem-31491	224	15	,	,	PUNCT
fbem-31491	224	16	liabilities	liability	NOUN
fbem-31491	224	17	,	,	PUNCT
fbem-31491	224	18	behavioral	behavioral	ADJ
fbem-31491	224	19	preferences	preference	NOUN
fbem-31491	224	20	,	,	PUNCT
fbem-31491	224	21	and	and	CCONJ
fbem-31491	224	22	lifecycle	lifecycle	NOUN
fbem-31491	224	23	)	)	PUNCT
fbem-31491	224	24	,	,	PUNCT
fbem-31491	224	25	highly	highly	ADV
fbem-31491	224	26	personalized	personalized	ADJ
fbem-31491	224	27	product	product	NOUN
fbem-31491	224	28	recommendations	recommendation	NOUN
fbem-31491	224	29	(	(	PUNCT
fbem-31491	224	30	such	such	ADJ
fbem-31491	224	31	as	as	ADP
fbem-31491	224	32	"	"	PUNCT
fbem-31491	224	33	loan	loan	NOUN
fbem-31491	224	34	amount	amount	NOUN
fbem-31491	224	35	you	you	PRON
fbem-31491	224	36	may	may	AUX
fbem-31491	224	37	need	need	VERB
fbem-31491	224	38	"	"	PUNCT
fbem-31491	224	39	and	and	CCONJ
fbem-31491	224	40	"	"	PUNCT
fbem-31491	224	41	suitable	suitable	ADJ
fbem-31491	224	42	financial	financial	ADJ
fbem-31491	224	43	products	product	NOUN
fbem-31491	224	44	for	for	ADP
fbem-31491	224	45	you	you	PRON
fbem-31491	224	46	"	"	PUNCT
fbem-31491	224	47	)	)	PUNCT
fbem-31491	224	48	and	and	CCONJ
fbem-31491	224	49	customized	customize	VERB
fbem-31491	224	50	promotional	promotional	ADJ
fbem-31491	224	51	activities	activity	NOUN
fbem-31491	224	52	are	be	AUX
fbem-31491	224	53	pushed	push	VERB
fbem-31491	224	54	through	through	ADP
fbem-31491	224	55	channels	channel	NOUN
fbem-31491	224	56	such	such	ADJ
fbem-31491	224	57	as	as	ADP
fbem-31491	224	58	mobile	mobile	ADJ
fbem-31491	224	59	banking	banking	NOUN
fbem-31491	224	60	,	,	PUNCT
fbem-31491	224	61	significantly	significantly	ADV
fbem-31491	224	62	improving	improve	VERB
fbem-31491	224	63	conversion	conversion	NOUN
fbem-31491	224	64	rates	rate	NOUN
fbem-31491	224	65	,	,	PUNCT
fbem-31491	224	66	and	and	CCONJ
fbem-31491	224	67	actively	actively	ADV
fbem-31491	224	68	intervening	intervene	VERB
fbem-31491	224	69	in	in	ADP
fbem-31491	224	70	potential	potential	ADJ
fbem-31491	224	71	customer	customer	NOUN
fbem-31491	224	72	churn	churn	NOUN
fbem-31491	224	73	using	use	VERB
fbem-31491	224	74	predictive	predictive	ADJ
fbem-31491	224	75	models	model	NOUN
fbem-31491	224	76	.	.	PUNCT
fbem-31491	225	1	on	on	ADP
fbem-31491	225	2	the	the	DET
fbem-31491	225	3	risk	risk	NOUN
fbem-31491	225	4	control	control	NOUN
fbem-31491	225	5	side	side	NOUN
fbem-31491	225	6	,	,	PUNCT
fbem-31491	225	7	develop	develop	VERB
fbem-31491	225	8	more	more	ADV
fbem-31491	225	9	advanced	advanced	ADJ
fbem-31491	225	10	credit	credit	NOUN
fbem-31491	225	11	approval	approval	NOUN
fbem-31491	225	12	models	model	NOUN
fbem-31491	225	13	that	that	PRON
fbem-31491	225	14	integrate	integrate	VERB
fbem-31491	225	15	traditional	traditional	ADJ
fbem-31491	225	16	credit	credit	NOUN
fbem-31491	225	17	reporting	reporting	NOUN
fbem-31491	225	18	with	with	ADP
fbem-31491	225	19	multi	multi	ADJ
fbem-31491	225	20	-	-	ADJ
fbem-31491	225	21	dimensional	dimensional	ADJ
fbem-31491	225	22	real	real	ADJ
fbem-31491	225	23	-	-	PUNCT
fbem-31491	225	24	time	time	NOUN
fbem-31491	225	25	data	datum	NOUN
fbem-31491	225	26	(	(	PUNCT
fbem-31491	225	27	transaction	transaction	NOUN
fbem-31491	225	28	flow	flow	NOUN
fbem-31491	225	29	,	,	PUNCT
fbem-31491	225	30	tax	tax	NOUN
fbem-31491	225	31	/	/	SYM
fbem-31491	225	32	invoice	invoice	NOUN
fbem-31491	225	33	information	information	NOUN
fbem-31491	225	34	,	,	PUNCT
fbem-31491	225	35	behavior	behavior	NOUN
fbem-31491	225	36	data	data	PROPN
fbem-31491	225	37	)	)	PUNCT
fbem-31491	225	38	,	,	PUNCT
fbem-31491	225	39	and	and	CCONJ
fbem-31491	225	40	apply	apply	VERB
fbem-31491	225	41	them	they	PRON
fbem-31491	225	42	to	to	ADP
fbem-31491	225	43	products	product	NOUN
fbem-31491	225	44	such	such	ADJ
fbem-31491	225	45	as	as	ADP
fbem-31491	225	46	"	"	PUNCT
fbem-31491	225	47	cloud	cloud	ADJ
fbem-31491	225	48	knowledge	knowledge	NOUN
fbem-31491	225	49	loan	loan	NOUN
fbem-31491	225	50	"	"	PUNCT
fbem-31491	225	51	to	to	PART
fbem-31491	225	52	achieve	achieve	VERB
fbem-31491	225	53	faster	fast	ADJ
fbem-31491	225	54	"	"	PUNCT
fbem-31491	225	55	minute	minute	ADJ
fbem-31491	225	56	level	level	NOUN
fbem-31491	225	57	"	"	PUNCT
fbem-31491	225	58	approval	approval	NOUN
fbem-31491	225	59	speed	speed	NOUN
fbem-31491	225	60	and	and	CCONJ
fbem-31491	225	61	more	more	ADV
fbem-31491	225	62	scientific	scientific	ADJ
fbem-31491	225	63	risk	risk	NOUN
fbem-31491	225	64	pricing	pricing	NOUN
fbem-31491	225	65	,	,	PUNCT
fbem-31491	225	66	while	while	SCONJ
fbem-31491	225	67	significantly	significantly	ADV
fbem-31491	225	68	enhancing	enhance	VERB
fbem-31491	225	69	real	real	ADJ
fbem-31491	225	70	-	-	PUNCT
fbem-31491	225	71	time	time	NOUN
fbem-31491	225	72	monitoring	monitoring	NOUN
fbem-31491	225	73	capabilities	capability	NOUN
fbem-31491	225	74	for	for	ADP
fbem-31491	225	75	anti	anti	NOUN
fbem-31491	225	76	fraud	fraud	NOUN
fbem-31491	225	77	transactions	transaction	NOUN
fbem-31491	225	78	.	.	PUNCT
fbem-31491	226	1	in	in	ADP
fbem-31491	226	2	addition	addition	NOUN
fbem-31491	226	3	,	,	PUNCT
fbem-31491	226	4	financial	financial	ADJ
fbem-31491	226	5	product	product	NOUN
fbem-31491	226	6	innovation	innovation	NOUN
fbem-31491	226	7	based	base	VERB
fbem-31491	226	8	on	on	ADP
fbem-31491	226	9	"	"	PUNCT
fbem-31491	226	10	data+scenarios	data+scenario	NOUN
fbem-31491	226	11	"	"	PUNCT
fbem-31491	226	12	should	should	AUX
fbem-31491	226	13	be	be	AUX
fbem-31491	226	14	vigorously	vigorously	ADV
fbem-31491	226	15	promoted	promote	VERB
fbem-31491	226	16	,	,	PUNCT
fbem-31491	226	17	such	such	ADJ
fbem-31491	226	18	as	as	ADP
fbem-31491	226	19	online	online	ADJ
fbem-31491	226	20	financing	financing	NOUN
fbem-31491	226	21	based	base	VERB
fbem-31491	226	22	on	on	ADP
fbem-31491	226	23	real	real	ADJ
fbem-31491	226	24	supply	supply	NOUN
fbem-31491	226	25	chain	chain	NOUN
fbem-31491	226	26	transactions	transaction	NOUN
fbem-31491	226	27	of	of	ADP
fbem-31491	226	28	enterprises	enterprise	NOUN
fbem-31491	226	29	and	and	CCONJ
fbem-31491	226	30	credit	credit	NOUN
fbem-31491	226	31	loans	loan	NOUN
fbem-31491	226	32	based	base	VERB
fbem-31491	226	33	on	on	ADP
fbem-31491	226	34	personal	personal	ADJ
fbem-31491	226	35	provident	provident	ADJ
fbem-31491	226	36	fund	fund	NOUN
fbem-31491	226	37	/	/	SYM
fbem-31491	226	38	tax	tax	NOUN
fbem-31491	226	39	data	datum	NOUN
fbem-31491	226	40	.	.	PUNCT
fbem-31491	227	1	embracing	embrace	VERB
fbem-31491	227	2	fintech	fintech	NOUN
fbem-31491	227	3	and	and	CCONJ
fbem-31491	227	4	engaging	engage	VERB
fbem-31491	227	5	in	in	ADP
fbem-31491	227	6	open	open	ADJ
fbem-31491	227	7	cooperation	cooperation	NOUN
fbem-31491	227	8	is	be	AUX
fbem-31491	227	9	the	the	DET
fbem-31491	227	10	only	only	ADJ
fbem-31491	227	11	way	way	NOUN
fbem-31491	227	12	to	to	PART
fbem-31491	227	13	rapidly	rapidly	ADV
fbem-31491	227	14	enhance	enhance	VERB
fbem-31491	227	15	capabilities	capability	NOUN
fbem-31491	227	16	and	and	CCONJ
fbem-31491	227	17	expand	expand	VERB
fbem-31491	227	18	boundaries	boundary	NOUN
fbem-31491	227	19	[	[	X
fbem-31491	227	20	17	17	NUM
fbem-31491	227	21	]	]	PUNCT
fbem-31491	227	22	.	.	PUNCT
fbem-31491	228	1	changzhou	changzhou	PROPN
fbem-31491	228	2	construction	construction	PROPN
fbem-31491	228	3	bank	bank	PROPN
fbem-31491	228	4	needs	need	VERB
fbem-31491	228	5	to	to	PART
fbem-31491	228	6	actively	actively	ADV
fbem-31491	228	7	explore	explore	VERB
fbem-31491	228	8	the	the	DET
fbem-31491	228	9	potential	potential	NOUN
fbem-31491	228	10	of	of	ADP
fbem-31491	228	11	blockchain	blockchain	PROPN
fbem-31491	228	12	technology	technology	PROPN
fbem-31491	228	13	in	in	ADP
fbem-31491	228	14	supply	supply	NOUN
fbem-31491	228	15	chain	chain	NOUN
fbem-31491	228	16	finance	finance	NOUN
fbem-31491	228	17	,	,	PUNCT
fbem-31491	228	18	cross	cross	ADJ
fbem-31491	228	19	-	-	ADJ
fbem-31491	228	20	border	border	ADJ
fbem-31491	228	21	payments	payment	NOUN
fbem-31491	228	22	,	,	PUNCT
fbem-31491	228	23	and	and	CCONJ
fbem-31491	228	24	other	other	ADJ
fbem-31491	228	25	fields	field	NOUN
fbem-31491	228	26	,	,	PUNCT
fbem-31491	228	27	and	and	CCONJ
fbem-31491	228	28	widely	widely	ADV
fbem-31491	228	29	apply	apply	VERB
fbem-31491	228	30	rpa	rpa	NOUN
fbem-31491	228	31	(	(	PUNCT
fbem-31491	228	32	robotic	robotic	ADJ
fbem-31491	228	33	process	process	NOUN
fbem-31491	228	34	automation	automation	NOUN
fbem-31491	228	35	)	)	PUNCT
fbem-31491	228	36	to	to	PART
fbem-31491	228	37	handle	handle	VERB
fbem-31491	228	38	clear	clear	ADJ
fbem-31491	228	39	and	and	CCONJ
fbem-31491	228	40	highly	highly	ADV
fbem-31491	228	41	repetitive	repetitive	ADJ
fbem-31491	228	42	backend	backend	NOUN
fbem-31491	228	43	operations	operation	NOUN
fbem-31491	228	44	such	such	ADJ
fbem-31491	228	45	as	as	ADP
fbem-31491	228	46	report	report	NOUN
fbem-31491	228	47	generation	generation	NOUN
fbem-31491	228	48	and	and	CCONJ
fbem-31491	228	49	reconciliation	reconciliation	NOUN
fbem-31491	228	50	,	,	PUNCT
fbem-31491	228	51	effectively	effectively	ADV
fbem-31491	228	52	reducing	reduce	VERB
fbem-31491	228	53	costs	cost	NOUN
fbem-31491	228	54	and	and	CCONJ
fbem-31491	228	55	improving	improve	VERB
fbem-31491	228	56	efficiency	efficiency	NOUN
fbem-31491	228	57	.	.	PUNCT
fbem-31491	229	1	more	more	ADV
fbem-31491	229	2	importantly	importantly	ADV
fbem-31491	229	3	,	,	PUNCT
fbem-31491	229	4	we	we	PRON
fbem-31491	229	5	need	need	VERB
fbem-31491	229	6	to	to	PART
fbem-31491	229	7	deepen	deepen	VERB
fbem-31491	229	8	strategic	strategic	ADJ
fbem-31491	229	9	cooperation	cooperation	NOUN
fbem-31491	229	10	with	with	ADP
fbem-31491	229	11	fintech	fintech	NOUN
fbem-31491	229	12	companies	company	NOUN
fbem-31491	229	13	with	with	ADP
fbem-31491	229	14	an	an	DET
fbem-31491	229	15	open	open	ADJ
fbem-31491	229	16	attitude	attitude	NOUN
fbem-31491	229	17	.	.	PUNCT
fbem-31491	230	1	on	on	ADP
fbem-31491	230	2	the	the	DET
fbem-31491	230	3	one	one	NUM
fbem-31491	230	4	hand	hand	NOUN
fbem-31491	230	5	,	,	PUNCT
fbem-31491	230	6	by	by	ADP
fbem-31491	230	7	opening	open	VERB
fbem-31491	230	8	up	up	ADP
fbem-31491	230	9	the	the	DET
fbem-31491	230	10	api	api	NOUN
fbem-31491	230	11	platform	platform	NOUN
fbem-31491	230	12	and	and	CCONJ
fbem-31491	230	13	efficiently	efficiently	ADV
fbem-31491	230	14	integrating	integrate	VERB
fbem-31491	230	15	the	the	DET
fbem-31491	230	16	specific	specific	ADJ
fbem-31491	230	17	capabilities	capability	NOUN
fbem-31491	230	18	of	of	ADP
fbem-31491	230	19	leading	lead	VERB
fbem-31491	230	20	technology	technology	NOUN
fbem-31491	230	21	companies	company	NOUN
fbem-31491	230	22	in	in	ADP
fbem-31491	230	23	fields	field	NOUN
fbem-31491	230	24	such	such	ADJ
fbem-31491	230	25	as	as	ADP
fbem-31491	230	26	biometric	biometric	ADJ
fbem-31491	230	27	recognition	recognition	NOUN
fbem-31491	230	28	,	,	PUNCT
fbem-31491	230	29	intelligent	intelligent	ADJ
fbem-31491	230	30	investment	investment	NOUN
fbem-31491	230	31	advisory	advisory	ADJ
fbem-31491	230	32	engines	engine	NOUN
fbem-31491	230	33	,	,	PUNCT
fbem-31491	230	34	and	and	CCONJ
fbem-31491	230	35	big	big	ADJ
fbem-31491	230	36	data	datum	NOUN
fbem-31491	230	37	risk	risk	NOUN
fbem-31491	230	38	control	control	NOUN
fbem-31491	230	39	models	model	NOUN
fbem-31491	230	40	,	,	PUNCT
fbem-31491	230	41	we	we	PRON
fbem-31491	230	42	can	can	AUX
fbem-31491	230	43	quickly	quickly	ADV
fbem-31491	230	44	make	make	VERB
fbem-31491	230	45	up	up	ADP
fbem-31491	230	46	for	for	ADP
fbem-31491	230	47	our	our	PRON
fbem-31491	230	48	own	own	ADJ
fbem-31491	230	49	technological	technological	ADJ
fbem-31491	230	50	shortcomings	shortcoming	NOUN
fbem-31491	230	51	;	;	PUNCT
fbem-31491	230	52	explore	explore	VERB
fbem-31491	230	53	the	the	DET
fbem-31491	230	54	establishment	establishment	NOUN
fbem-31491	230	55	of	of	ADP
fbem-31491	230	56	a	a	DET
fbem-31491	230	57	joint	joint	ADJ
fbem-31491	230	58	innovation	innovation	NOUN
fbem-31491	230	59	laboratory	laboratory	NOUN
fbem-31491	230	60	,	,	PUNCT
fbem-31491	230	61	focusing	focus	VERB
fbem-31491	230	62	on	on	ADP
fbem-31491	230	63	local	local	ADJ
fbem-31491	230	64	characteristic	characteristic	ADJ
fbem-31491	230	65	industries	industry	NOUN
fbem-31491	230	66	in	in	ADP
fbem-31491	230	67	changzhou	changzhou	PROPN
fbem-31491	230	68	(	(	PUNCT
fbem-31491	230	69	such	such	ADJ
fbem-31491	230	70	as	as	ADP
fbem-31491	230	71	intelligent	intelligent	ADJ
fbem-31491	230	72	manufacturing	manufacturing	NOUN
fbem-31491	230	73	and	and	CCONJ
fbem-31491	230	74	new	new	ADJ
fbem-31491	230	75	energy	energy	NOUN
fbem-31491	230	76	)	)	PUNCT
fbem-31491	230	77	,	,	PUNCT
fbem-31491	230	78	and	and	CCONJ
fbem-31491	230	79	jointly	jointly	ADV
fbem-31491	230	80	develop	develop	VERB
fbem-31491	230	81	customized	customize	VERB
fbem-31491	230	82	financial	financial	ADJ
fbem-31491	230	83	solutions	solution	NOUN
fbem-31491	230	84	.	.	PUNCT
fbem-31491	231	1	on	on	ADP
fbem-31491	231	2	the	the	DET
fbem-31491	231	3	other	other	ADJ
fbem-31491	231	4	hand	hand	NOUN
fbem-31491	231	5	[	[	X
fbem-31491	231	6	16	16	NUM
fbem-31491	231	7	]	]	PUNCT
fbem-31491	231	8	,	,	PUNCT
fbem-31491	231	9	deeply	deeply	ADV
fbem-31491	231	10	integrating	integrate	VERB
fbem-31491	231	11	into	into	ADP
fbem-31491	231	12	the	the	DET
fbem-31491	231	13	local	local	ADJ
fbem-31491	231	14	digital	digital	ADJ
fbem-31491	231	15	ecosystem	ecosystem	NOUN
fbem-31491	231	16	,	,	PUNCT
fbem-31491	231	17	seamlessly	seamlessly	ADV
fbem-31491	231	18	embedding	embed	VERB
fbem-31491	231	19	financial	financial	ADJ
fbem-31491	231	20	services	service	NOUN
fbem-31491	231	21	into	into	ADP
fbem-31491	231	22	government	government	NOUN
fbem-31491	231	23	and	and	CCONJ
fbem-31491	231	24	livelihood	livelihood	NOUN
fbem-31491	231	25	platforms	platform	NOUN
fbem-31491	231	26	such	such	ADJ
fbem-31491	231	27	as	as	ADP
fbem-31491	231	28	"	"	PUNCT
fbem-31491	231	29	my	my	PRON
fbem-31491	231	30	changzhou	changzhou	PROPN
fbem-31491	231	31	"	"	PUNCT
fbem-31491	231	32	,	,	PUNCT
fbem-31491	231	33	providing	provide	VERB
fbem-31491	231	34	convenient	convenient	ADJ
fbem-31491	231	35	payment	payment	NOUN
fbem-31491	231	36	,	,	PUNCT
fbem-31491	231	37	social	social	ADJ
fbem-31491	231	38	security	security	NOUN
fbem-31491	231	39	,	,	PUNCT
fbem-31491	231	40	housing	housing	NOUN
fbem-31491	231	41	provident	provident	ADJ
fbem-31491	231	42	fund	fund	NOUN
fbem-31491	231	43	,	,	PUNCT
fbem-31491	231	44	and	and	CCONJ
fbem-31491	231	45	medical	medical	ADJ
fbem-31491	231	46	insurance	insurance	NOUN
fbem-31491	231	47	query	query	NOUN
fbem-31491	231	48	and	and	CCONJ
fbem-31491	231	49	payment	payment	NOUN
fbem-31491	231	50	services	service	NOUN
fbem-31491	231	51	;	;	PUNCT
fbem-31491	231	52	establish	establish	VERB
fbem-31491	231	53	close	close	ADJ
fbem-31491	231	54	cooperation	cooperation	NOUN
fbem-31491	231	55	with	with	ADP
fbem-31491	231	56	local	local	ADJ
fbem-31491	231	57	large	large	ADJ
fbem-31491	231	58	-	-	PUNCT
fbem-31491	231	59	scale	scale	NOUN
fbem-31491	231	60	e	e	NOUN
fbem-31491	231	61	-	-	NOUN
fbem-31491	231	62	commerce	commerce	NOUN
fbem-31491	231	63	platforms	platform	NOUN
fbem-31491	231	64	and	and	CCONJ
fbem-31491	231	65	supply	supply	NOUN
fbem-31491	231	66	chain	chain	NOUN
fbem-31491	231	67	platforms	platform	NOUN
fbem-31491	231	68	of	of	ADP
fbem-31491	231	69	core	core	NOUN
fbem-31491	231	70	enterprises	enterprise	NOUN
fbem-31491	231	71	to	to	PART
fbem-31491	231	72	provide	provide	VERB
fbem-31491	231	73	embedded	embed	VERB
fbem-31491	231	74	one	one	NUM
fbem-31491	231	75	-	-	PUNCT
fbem-31491	231	76	stop	stop	VERB
fbem-31491	231	77	payment	payment	NOUN
fbem-31491	231	78	settlement	settlement	NOUN
fbem-31491	231	79	and	and	CCONJ
fbem-31491	231	80	financing	financing	NOUN
fbem-31491	231	81	services	service	NOUN
fbem-31491	231	82	.	.	PUNCT
fbem-31491	232	1	at	at	ADP
fbem-31491	232	2	the	the	DET
fbem-31491	232	3	same	same	ADJ
fbem-31491	232	4	time	time	NOUN
fbem-31491	232	5	,	,	PUNCT
fbem-31491	232	6	we	we	PRON
fbem-31491	232	7	should	should	AUX
fbem-31491	232	8	continue	continue	VERB
fbem-31491	232	9	to	to	PART
fbem-31491	232	10	deepen	deepen	VERB
fbem-31491	232	11	cooperation	cooperation	NOUN
fbem-31491	232	12	with	with	ADP
fbem-31491	232	13	insurance	insurance	NOUN
fbem-31491	232	14	companies	company	NOUN
fbem-31491	232	15	,	,	PUNCT
fbem-31491	232	16	securities	security	NOUN
fbem-31491	232	17	companies	company	NOUN
fbem-31491	232	18	,	,	PUNCT
fbem-31491	232	19	and	and	CCONJ
fbem-31491	232	20	fund	fund	NOUN
fbem-31491	232	21	companies	company	NOUN
fbem-31491	232	22	in	in	ADP
fbem-31491	232	23	the	the	DET
fbem-31491	232	24	field	field	NOUN
fbem-31491	232	25	of	of	ADP
fbem-31491	232	26	wealth	wealth	NOUN
fbem-31491	232	27	management	management	NOUN
fbem-31491	232	28	,	,	PUNCT
fbem-31491	232	29	and	and	CCONJ
fbem-31491	232	30	provide	provide	VERB
fbem-31491	232	31	customers	customer	NOUN
fbem-31491	232	32	with	with	ADP
fbem-31491	232	33	richer	rich	ADJ
fbem-31491	232	34	and	and	CCONJ
fbem-31491	232	35	higher	high	ADJ
fbem-31491	232	36	quality	quality	NOUN
fbem-31491	232	37	diversified	diversify	VERB
fbem-31491	232	38	financial	financial	ADJ
fbem-31491	232	39	products	product	NOUN
fbem-31491	232	40	through	through	ADP
fbem-31491	232	41	the	the	DET
fbem-31491	232	42	ccb	ccb	PROPN
fbem-31491	232	43	platform	platform	NOUN
fbem-31491	232	44	.	.	PUNCT
fbem-31491	233	1	optimizing	optimize	VERB
fbem-31491	233	2	organizational	organizational	ADJ
fbem-31491	233	3	structure	structure	NOUN
fbem-31491	233	4	,	,	PUNCT
fbem-31491	233	5	business	business	NOUN
fbem-31491	233	6	processes	process	NOUN
fbem-31491	233	7	,	,	PUNCT
fbem-31491	233	8	and	and	CCONJ
fbem-31491	233	9	talent	talent	NOUN
fbem-31491	233	10	strategies	strategy	NOUN
fbem-31491	233	11	is	be	AUX
fbem-31491	233	12	the	the	DET
fbem-31491	233	13	cornerstone	cornerstone	NOUN
fbem-31491	233	14	of	of	ADP
fbem-31491	233	15	ensuring	ensure	VERB
fbem-31491	233	16	the	the	DET
fbem-31491	233	17	implementation	implementation	NOUN
fbem-31491	233	18	of	of	ADP
fbem-31491	233	19	transformation	transformation	NOUN
fbem-31491	233	20	and	and	CCONJ
fbem-31491	233	21	improving	improve	VERB
fbem-31491	233	22	customer	customer	NOUN
fbem-31491	233	23	satisfaction	satisfaction	NOUN
fbem-31491	233	24	[	[	X
fbem-31491	233	25	18	18	NUM
fbem-31491	233	26	]	]	PUNCT
fbem-31491	233	27	.	.	PUNCT
fbem-31491	234	1	changzhou	changzhou	PROPN
fbem-31491	234	2	ccb	ccb	PROPN
fbem-31491	234	3	needs	need	VERB
fbem-31491	234	4	to	to	PART
fbem-31491	234	5	promote	promote	VERB
fbem-31491	234	6	agile	agile	ADJ
fbem-31491	234	7	organization	organization	NOUN
fbem-31491	234	8	and	and	CCONJ
fbem-31491	234	9	decision	decision	NOUN
fbem-31491	234	10	-	-	PUNCT
fbem-31491	234	11	making	make	VERB
fbem-31491	234	12	mechanism	mechanism	NOUN
fbem-31491	234	13	,	,	PUNCT
fbem-31491	234	14	especially	especially	ADV
fbem-31491	234	15	the	the	DET
fbem-31491	234	16	pilot	pilot	NOUN
fbem-31491	234	17	agile	agile	ADJ
fbem-31491	234	18	team	team	NOUN
fbem-31491	234	19	(	(	PUNCT
fbem-31491	234	20	scrum	scrum	PROPN
fbem-31491	234	21	)	)	PUNCT
fbem-31491	234	22	model	model	NOUN
fbem-31491	234	23	in	in	ADP
fbem-31491	234	24	internet	internet	NOUN
fbem-31491	234	25	finance	finance	NOUN
fbem-31491	234	26	related	relate	VERB
fbem-31491	234	27	projects	project	NOUN
fbem-31491	234	28	(	(	PUNCT
fbem-31491	234	29	such	such	ADJ
fbem-31491	234	30	as	as	ADP
fbem-31491	234	31	new	new	ADJ
fbem-31491	234	32	product	product	NOUN
fbem-31491	234	33	development	development	NOUN
fbem-31491	234	34	,	,	PUNCT
fbem-31491	234	35	process	process	NOUN
fbem-31491	234	36	optimization	optimization	NOUN
fbem-31491	234	37	)	)	PUNCT
fbem-31491	234	38	,	,	PUNCT
fbem-31491	234	39	give	give	VERB
fbem-31491	234	40	it	it	PRON
fbem-31491	234	41	fast	fast	ADJ
fbem-31491	234	42	decision	decision	NOUN
fbem-31491	234	43	-	-	PUNCT
fbem-31491	234	44	making	make	VERB
fbem-31491	234	45	power	power	NOUN
fbem-31491	234	46	,	,	PUNCT
fbem-31491	234	47	significantly	significantly	ADV
fbem-31491	234	48	shorten	shorten	VERB
fbem-31491	234	49	the	the	DET
fbem-31491	234	50	market	market	NOUN
fbem-31491	234	51	response	response	NOUN
fbem-31491	234	52	cycle	cycle	NOUN
fbem-31491	234	53	,	,	PUNCT
fbem-31491	234	54	and	and	CCONJ
fbem-31491	234	55	give	give	VERB
fbem-31491	234	56	front	front	ADJ
fbem-31491	234	57	-	-	PUNCT
fbem-31491	234	58	line	line	NOUN
fbem-31491	234	59	outlets	outlet	NOUN
fbem-31491	234	60	more	more	ADJ
fbem-31491	234	61	autonomy	autonomy	NOUN
fbem-31491	234	62	in	in	ADP
fbem-31491	234	63	localized	localized	ADJ
fbem-31491	234	64	services	service	NOUN
fbem-31491	234	65	and	and	CCONJ
fbem-31491	234	66	marketing	marketing	NOUN
fbem-31491	234	67	.	.	PUNCT
fbem-31491	235	1	business	business	NOUN
fbem-31491	235	2	process	process	NOUN
fbem-31491	235	3	reengineering	reengineering	NOUN
fbem-31491	235	4	should	should	AUX
fbem-31491	235	5	focus	focus	VERB
fbem-31491	235	6	on	on	ADP
fbem-31491	235	7	customer	customer	NOUN
fbem-31491	235	8	pain	pain	NOUN
fbem-31491	235	9	points	point	NOUN
fbem-31491	235	10	,	,	PUNCT
fbem-31491	235	11	especially	especially	ADV
fbem-31491	235	12	by	by	ADP
fbem-31491	235	13	utilizing	utilize	VERB
fbem-31491	235	14	technologies	technology	NOUN
fbem-31491	235	15	such	such	ADJ
fbem-31491	235	16	as	as	ADP
fbem-31491	235	17	electronic	electronic	ADJ
fbem-31491	235	18	signatures	signature	NOUN
fbem-31491	235	19	,	,	PUNCT
fbem-31491	235	20	ocr	ocr	ADJ
fbem-31491	235	21	recognition	recognition	NOUN
fbem-31491	235	22	,	,	PUNCT
fbem-31491	235	23	and	and	CCONJ
fbem-31491	235	24	automated	automated	ADJ
fbem-31491	235	25	rule	rule	NOUN
fbem-31491	235	26	engines	engine	NOUN
fbem-31491	235	27	to	to	PART
fbem-31491	235	28	significantly	significantly	ADV
fbem-31491	235	29	streamline	streamline	VERB
fbem-31491	235	30	and	and	CCONJ
fbem-31491	235	31	accelerate	accelerate	VERB
fbem-31491	235	32	the	the	DET
fbem-31491	235	33	application	application	NOUN
fbem-31491	235	34	[	[	X
fbem-31491	235	35	19	19	NUM
fbem-31491	235	36	]	]	PUNCT
fbem-31491	235	37	,	,	PUNCT
fbem-31491	235	38	approval	approval	NOUN
fbem-31491	235	39	,	,	PUNCT
fbem-31491	235	40	and	and	CCONJ
fbem-31491	235	41	disbursement	disbursement	NOUN
fbem-31491	235	42	processes	process	NOUN
fbem-31491	235	43	for	for	ADP
fbem-31491	235	44	personal	personal	ADJ
fbem-31491	235	45	consumer	consumer	NOUN
fbem-31491	235	46	loans	loan	NOUN
fbem-31491	235	47	and	and	CCONJ
fbem-31491	235	48	small	small	ADJ
fbem-31491	235	49	and	and	CCONJ
fbem-31491	235	50	micro	micro	ADJ
fbem-31491	235	51	enterprise	enterprise	NOUN
fbem-31491	235	52	business	business	NOUN
fbem-31491	235	53	loans	loan	NOUN
fbem-31491	235	54	,	,	PUNCT
fbem-31491	235	55	striving	strive	VERB
fbem-31491	235	56	to	to	PART
fbem-31491	235	57	achieve	achieve	VERB
fbem-31491	235	58	"	"	PUNCT
fbem-31491	235	59	minute	minute	ADJ
fbem-31491	235	60	level	level	NOUN
fbem-31491	235	61	"	"	PUNCT
fbem-31491	235	62	processing	processing	NOUN
fbem-31491	235	63	of	of	ADP
fbem-31491	235	64	some	some	DET
fbem-31491	235	65	high	high	ADJ
fbem-31491	235	66	-	-	PUNCT
fbem-31491	235	67	quality	quality	NOUN
fbem-31491	235	68	online	online	ADJ
fbem-31491	235	69	loans	loan	NOUN
fbem-31491	235	70	.	.	PUNCT
fbem-31491	236	1	talent	talent	NOUN
fbem-31491	236	2	is	be	AUX
fbem-31491	236	3	the	the	DET
fbem-31491	236	4	core	core	NOUN
fbem-31491	236	5	of	of	ADP
fbem-31491	236	6	transformation	transformation	NOUN
fbem-31491	236	7	,	,	PUNCT
fbem-31491	236	8	and	and	CCONJ
fbem-31491	236	9	it	it	PRON
fbem-31491	236	10	is	be	AUX
fbem-31491	236	11	necessary	necessary	ADJ
fbem-31491	236	12	to	to	PART
fbem-31491	236	13	selectively	selectively	VERB
fbem-31491	236	14	recruit	recruit	VERB
fbem-31491	236	15	composite	composite	ADJ
fbem-31491	236	16	talents	talent	NOUN
fbem-31491	236	17	with	with	ADP
fbem-31491	236	18	profound	profound	ADJ
fbem-31491	236	19	financial	financial	ADJ
fbem-31491	236	20	business	business	NOUN
fbem-31491	236	21	knowledge	knowledge	NOUN
fbem-31491	236	22	and	and	CCONJ
fbem-31491	236	23	data	datum	NOUN
fbem-31491	236	24	analysis	analysis	NOUN
fbem-31491	236	25	/	/	SYM
fbem-31491	236	26	it	it	PRON
fbem-31491	236	27	technology	technology	NOUN
fbem-31491	236	28	background	background	NOUN
fbem-31491	236	29	,	,	PUNCT
fbem-31491	236	30	and	and	CCONJ
fbem-31491	236	31	provide	provide	VERB
fbem-31491	236	32	specialized	specialized	ADJ
fbem-31491	236	33	empowerment	empowerment	NOUN
fbem-31491	236	34	training	training	NOUN
fbem-31491	236	35	on	on	ADP
fbem-31491	236	36	financial	financial	ADJ
fbem-31491	236	37	technology	technology	NOUN
fbem-31491	236	38	,	,	PUNCT
fbem-31491	236	39	data	datum	NOUN
fbem-31491	236	40	analysis	analysis	NOUN
fbem-31491	236	41	,	,	PUNCT
fbem-31491	236	42	user	user	NOUN
fbem-31491	236	43	experience	experience	NOUN
fbem-31491	236	44	design	design	NOUN
fbem-31491	236	45	,	,	PUNCT
fbem-31491	236	46	etc	etc	X
fbem-31491	236	47	.	.	X
fbem-31491	236	48	for	for	ADP
fbem-31491	236	49	existing	exist	VERB
fbem-31491	236	50	backbone	backbone	NOUN
fbem-31491	236	51	employees	employee	NOUN
fbem-31491	236	52	(	(	PUNCT
fbem-31491	236	53	customer	customer	NOUN
fbem-31491	236	54	managers	manager	NOUN
fbem-31491	236	55	,	,	PUNCT
fbem-31491	236	56	product	product	NOUN
fbem-31491	236	57	managers	manager	NOUN
fbem-31491	236	58	,	,	PUNCT
fbem-31491	236	59	technical	technical	ADJ
fbem-31491	236	60	personnel	personnel	NOUN
fbem-31491	236	61	)	)	PUNCT
fbem-31491	236	62	.	.	PUNCT
fbem-31491	237	1	the	the	DET
fbem-31491	237	2	reform	reform	NOUN
fbem-31491	237	3	of	of	ADP
fbem-31491	237	4	supporting	support	VERB
fbem-31491	237	5	incentive	incentive	NOUN
fbem-31491	237	6	mechanisms	mechanism	NOUN
fbem-31491	237	7	is	be	AUX
fbem-31491	237	8	crucial	crucial	ADJ
fbem-31491	237	9	,	,	PUNCT
fbem-31491	237	10	and	and	CCONJ
fbem-31491	237	11	it	it	PRON
fbem-31491	237	12	is	be	AUX
fbem-31491	237	13	necessary	necessary	ADJ
fbem-31491	237	14	to	to	PART
fbem-31491	237	15	adjust	adjust	VERB
fbem-31491	237	16	the	the	DET
fbem-31491	237	17	performance	performance	NOUN
fbem-31491	237	18	evaluation	evaluation	NOUN
fbem-31491	237	19	system	system	NOUN
fbem-31491	237	20	,	,	PUNCT
fbem-31491	237	21	significantly	significantly	ADV
fbem-31491	237	22	increase	increase	VERB
fbem-31491	237	23	the	the	DET
fbem-31491	237	24	evaluation	evaluation	NOUN
fbem-31491	237	25	weight	weight	NOUN
fbem-31491	237	26	of	of	ADP
fbem-31491	237	27	online	online	ADJ
fbem-31491	237	28	channel	channel	NOUN
fbem-31491	237	29	contribution	contribution	NOUN
fbem-31491	237	30	(	(	PUNCT
fbem-31491	237	31	mobile	mobile	ADJ
fbem-31491	237	32	banking	banking	NOUN
fbem-31491	237	33	activity	activity	NOUN
fbem-31491	237	34	,	,	PUNCT
fbem-31491	237	35	online	online	ADJ
fbem-31491	237	36	transaction	transaction	NOUN
fbem-31491	237	37	volume	volume	NOUN
fbem-31491	237	38	,	,	PUNCT
fbem-31491	237	39	online	online	ADJ
fbem-31491	237	40	customer	customer	NOUN
fbem-31491	237	41	acquisition	acquisition	NOUN
fbem-31491	237	42	)	)	PUNCT
fbem-31491	237	43	,	,	PUNCT
fbem-31491	237	44	customer	customer	NOUN
fbem-31491	237	45	experience	experience	NOUN
fbem-31491	237	46	indicators	indicator	NOUN
fbem-31491	237	47	(	(	PUNCT
fbem-31491	237	48	such	such	ADJ
fbem-31491	237	49	as	as	ADP
fbem-31491	237	50	nps	nps	PROPN
fbem-31491	237	51	net	net	ADJ
fbem-31491	237	52	recommendation	recommendation	NOUN
fbem-31491	237	53	value	value	NOUN
fbem-31491	237	54	)	)	PUNCT
fbem-31491	237	55	,	,	PUNCT
fbem-31491	237	56	and	and	CCONJ
fbem-31491	237	57	data	datum	NOUN
fbem-31491	237	58	value	value	NOUN
fbem-31491	237	59	mining	mining	NOUN
fbem-31491	237	60	effectiveness	effectiveness	NOUN
fbem-31491	237	61	,	,	PUNCT
fbem-31491	237	62	and	and	CCONJ
fbem-31491	237	63	establish	establish	VERB
fbem-31491	237	64	a	a	DET
fbem-31491	237	65	special	special	ADJ
fbem-31491	237	66	innovation	innovation	NOUN
fbem-31491	237	67	reward	reward	NOUN
fbem-31491	237	68	fund	fund	NOUN
fbem-31491	237	69	to	to	PART
fbem-31491	237	70	encourage	encourage	VERB
fbem-31491	237	71	all	all	DET
fbem-31491	237	72	employees	employee	NOUN
fbem-31491	237	73	to	to	PART
fbem-31491	237	74	participate	participate	VERB
fbem-31491	237	75	in	in	ADP
fbem-31491	237	76	optimization	optimization	NOUN
fbem-31491	237	77	.	.	PUNCT
fbem-31491	238	1	the	the	DET
fbem-31491	238	2	customer	customer	NOUN
fbem-31491	238	3	service	service	NOUN
fbem-31491	238	4	experience	experience	NOUN
fbem-31491	238	5	needs	need	VERB
fbem-31491	238	6	to	to	PART
fbem-31491	238	7	be	be	AUX
fbem-31491	238	8	comprehensively	comprehensively	ADV
fbem-31491	238	9	upgraded	upgrade	VERB
fbem-31491	238	10	by	by	ADP
fbem-31491	238	11	embedding	embed	VERB
fbem-31491	238	12	intelligent	intelligent	ADJ
fbem-31491	238	13	customer	customer	NOUN
fbem-31491	238	14	service	service	NOUN
fbem-31491	238	15	(	(	PUNCT
fbem-31491	238	16	chatbot	chatbot	NOUN
fbem-31491	238	17	)	)	PUNCT
fbem-31491	238	18	in	in	ADP
fbem-31491	238	19	mobile	mobile	ADJ
fbem-31491	238	20	banking	banking	NOUN
fbem-31491	238	21	and	and	CCONJ
fbem-31491	238	22	online	online	ADJ
fbem-31491	238	23	banking	banking	NOUN
fbem-31491	238	24	to	to	PART
fbem-31491	238	25	efficiently	efficiently	ADV
fbem-31491	238	26	handle	handle	VERB
fbem-31491	238	27	common	common	ADJ
fbem-31491	238	28	inquiries	inquiry	NOUN
fbem-31491	238	29	,	,	PUNCT
fbem-31491	238	30	and	and	CCONJ
fbem-31491	238	31	ensuring	ensure	VERB
fbem-31491	238	32	that	that	SCONJ
fbem-31491	238	33	complex	complex	ADJ
fbem-31491	238	34	issues	issue	NOUN
fbem-31491	238	35	can	can	AUX
fbem-31491	238	36	be	be	AUX
fbem-31491	238	37	smoothly	smoothly	ADV
fbem-31491	238	38	transferred	transfer	VERB
fbem-31491	238	39	to	to	ADP
fbem-31491	238	40	professional	professional	ADJ
fbem-31491	238	41	human	human	ADJ
fbem-31491	238	42	customer	customer	NOUN
fbem-31491	238	43	service	service	NOUN
fbem-31491	238	44	or	or	CCONJ
fbem-31491	238	45	dedicated	dedicated	ADJ
fbem-31491	238	46	customer	customer	NOUN
fbem-31491	238	47	managers	manager	NOUN
fbem-31491	238	48	.	.	PUNCT
fbem-31491	239	1	at	at	ADP
fbem-31491	239	2	the	the	DET
fbem-31491	239	3	same	same	ADJ
fbem-31491	239	4	time	time	NOUN
fbem-31491	239	5	,	,	PUNCT
fbem-31491	239	6	an	an	DET
fbem-31491	239	7	efficient	efficient	ADJ
fbem-31491	239	8	online	online	ADJ
fbem-31491	239	9	customer	customer	NOUN
fbem-31491	239	10	feedback	feedback	NOUN
fbem-31491	239	11	and	and	CCONJ
fbem-31491	239	12	processing	process	VERB
fbem-31491	239	13	closed	closed	ADJ
fbem-31491	239	14	-	-	PUNCT
fbem-31491	239	15	loop	loop	NOUN
fbem-31491	239	16	mechanism	mechanism	NOUN
fbem-31491	239	17	should	should	AUX
fbem-31491	239	18	be	be	AUX
fbem-31491	239	19	established	establish	VERB
fbem-31491	239	20	.	.	PUNCT
fbem-31491	240	1	building	build	VERB
fbem-31491	240	2	an	an	DET
fbem-31491	240	3	open	open	ADJ
fbem-31491	240	4	and	and	CCONJ
fbem-31491	240	5	prosperous	prosperous	ADJ
fbem-31491	240	6	local	local	ADJ
fbem-31491	240	7	financial	financial	ADJ
fbem-31491	240	8	ecosystem	ecosystem	NOUN
fbem-31491	240	9	is	be	AUX
fbem-31491	240	10	a	a	DET
fbem-31491	240	11	long	long	ADJ
fbem-31491	240	12	-	-	PUNCT
fbem-31491	240	13	term	term	NOUN
fbem-31491	240	14	strategy	strategy	NOUN
fbem-31491	240	15	to	to	PART
fbem-31491	240	16	consolidate	consolidate	VERB
fbem-31491	240	17	differentiation	differentiation	NOUN
fbem-31491	240	18	advantages	advantage	NOUN
fbem-31491	240	19	.	.	PUNCT
fbem-31491	241	1	changzhou	changzhou	PROPN
fbem-31491	241	2	construction	construction	PROPN
fbem-31491	241	3	bank	bank	PROPN
fbem-31491	241	4	should	should	AUX
fbem-31491	241	5	continue	continue	VERB
fbem-31491	241	6	to	to	PART
fbem-31491	241	7	deepen	deepen	VERB
fbem-31491	241	8	its	its	PRON
fbem-31491	241	9	existing	exist	VERB
fbem-31491	241	10	advantageous	advantageous	ADJ
fbem-31491	241	11	scenarios	scenario	NOUN
fbem-31491	241	12	,	,	PUNCT
fbem-31491	241	13	such	such	ADJ
fbem-31491	241	14	as	as	ADP
fbem-31491	241	15	strengthening	strengthen	VERB
fbem-31491	241	16	fresh	fresh	ADJ
fbem-31491	241	17	food	food	NOUN
fbem-31491	241	18	supply	supply	NOUN
fbem-31491	241	19	chain	chain	NOUN
fbem-31491	241	20	financial	financial	ADJ
fbem-31491	241	21	services	service	NOUN
fbem-31491	241	22	on	on	ADP
fbem-31491	241	23	the	the	DET
fbem-31491	241	24	"	"	PUNCT
fbem-31491	241	25	shanrong	shanrong	ADJ
fbem-31491	241	26	business	business	NOUN
fbem-31491	241	27	"	"	PUNCT
fbem-31491	241	28	platform	platform	NOUN
fbem-31491	241	29	(	(	PUNCT
fbem-31491	241	30	especially	especially	ADV
fbem-31491	241	31	the	the	DET
fbem-31491	241	32	"	"	PUNCT
fbem-31491	241	33	shanrong	shanrong	ADJ
fbem-31491	241	34	vegetable	vegetable	NOUN
fbem-31491	241	35	basket	basket	NOUN
fbem-31491	241	36	"	"	PUNCT
fbem-31491	241	37	)	)	PUNCT
fbem-31491	241	38	,	,	PUNCT
fbem-31491	241	39	providing	provide	VERB
fbem-31491	241	40	more	more	ADV
fbem-31491	241	41	convenient	convenient	ADJ
fbem-31491	241	42	and	and	CCONJ
fbem-31491	241	43	favorable	favorable	ADJ
fbem-31491	241	44	solutions	solution	NOUN
fbem-31491	241	45	in	in	ADP
fbem-31491	241	46	livelihood	livelihood	NOUN
fbem-31491	241	47	areas	area	NOUN
fbem-31491	241	48	such	such	ADJ
fbem-31491	241	49	as	as	ADP
fbem-31491	241	50	social	social	ADJ
fbem-31491	241	51	security	security	NOUN
fbem-31491	241	52	,	,	PUNCT
fbem-31491	241	53	medical	medical	ADJ
fbem-31491	241	54	care	care	NOUN
fbem-31491	241	55	,	,	PUNCT
fbem-31491	241	56	education	education	NOUN
fbem-31491	241	57	payment	payment	NOUN
fbem-31491	241	58	,	,	PUNCT
fbem-31491	241	59	and	and	CCONJ
fbem-31491	241	60	housing	housing	NOUN
fbem-31491	241	61	rental	rental	NOUN
fbem-31491	241	62	,	,	PUNCT
fbem-31491	241	63	and	and	CCONJ
fbem-31491	241	64	actively	actively	ADV
fbem-31491	241	65	exploring	explore	VERB
fbem-31491	241	66	cooperation	cooperation	NOUN
fbem-31491	241	67	opportunities	opportunity	NOUN
fbem-31491	241	68	with	with	ADP
fbem-31491	241	69	local	local	ADJ
fbem-31491	241	70	cultural	cultural	ADJ
fbem-31491	241	71	tourism	tourism	NOUN
fbem-31491	241	72	,	,	PUNCT
fbem-31491	241	73	public	public	ADJ
fbem-31491	241	74	transportation	transportation	NOUN
fbem-31491	241	75	(	(	PUNCT
fbem-31491	241	76	subway	subway	NOUN
fbem-31491	241	77	,	,	PUNCT
fbem-31491	241	78	bus	bus	NOUN
fbem-31491	241	79	)	)	PUNCT
fbem-31491	241	80	and	and	CCONJ
fbem-31491	241	81	other	other	ADJ
fbem-31491	241	82	scenarios	scenario	NOUN
fbem-31491	241	83	.	.	PUNCT
fbem-31491	242	1	by	by	ADP
fbem-31491	242	2	leveraging	leverage	VERB
fbem-31491	242	3	data	datum	NOUN
fbem-31491	242	4	and	and	CCONJ
fbem-31491	242	5	technological	technological	ADJ
fbem-31491	242	6	advantages	advantage	NOUN
fbem-31491	242	7	,	,	PUNCT
fbem-31491	242	8	we	we	PRON
fbem-31491	242	9	aim	aim	VERB
fbem-31491	242	10	to	to	PART
fbem-31491	242	11	create	create	VERB
fbem-31491	242	12	a	a	DET
fbem-31491	242	13	regional	regional	ADJ
fbem-31491	242	14	benchmark	benchmark	NOUN
fbem-31491	242	15	for	for	ADP
fbem-31491	242	16	inclusive	inclusive	ADJ
fbem-31491	242	17	finance	finance	NOUN
fbem-31491	242	18	,	,	PUNCT
fbem-31491	242	19	providing	provide	VERB
fbem-31491	242	20	more	more	ADV
fbem-31491	242	21	accessible	accessible	ADJ
fbem-31491	242	22	,	,	PUNCT
fbem-31491	242	23	low	low	ADJ
fbem-31491	242	24	-	-	PUNCT
fbem-31491	242	25	cost	cost	NOUN
fbem-31491	242	26	,	,	PUNCT
fbem-31491	242	27	and	and	CCONJ
fbem-31491	242	28	efficient	efficient	ADJ
fbem-31491	242	29	online	online	ADJ
fbem-31491	242	30	financing	financing	NOUN
fbem-31491	242	31	services	service	NOUN
fbem-31491	242	32	for	for	ADP
fbem-31491	242	33	local	local	ADJ
fbem-31491	242	34	technology	technology	NOUN
fbem-31491	242	35	-	-	PUNCT
fbem-31491	242	36	based	base	VERB
fbem-31491	242	37	small	small	ADJ
fbem-31491	242	38	and	and	CCONJ
fbem-31491	242	39	medium	medium	ADJ
fbem-31491	242	40	-	-	PUNCT
fbem-31491	242	41	sized	sized	ADJ
fbem-31491	242	42	enterprises	enterprise	NOUN
fbem-31491	242	43	and	and	CCONJ
fbem-31491	242	44	individual	individual	ADJ
fbem-31491	242	45	businesses	business	NOUN
fbem-31491	242	46	in	in	ADP
fbem-31491	242	47	changzhou	changzhou	PROPN
fbem-31491	242	48	(	(	PUNCT
fbem-31491	242	49	continuously	continuously	ADV
fbem-31491	242	50	iterating	iterate	VERB
fbem-31491	242	51	and	and	CCONJ
fbem-31491	242	52	optimizing	optimize	VERB
fbem-31491	242	53	products	product	NOUN
fbem-31491	242	54	such	such	ADJ
fbem-31491	242	55	as	as	ADP
fbem-31491	242	56	"	"	PUNCT
fbem-31491	242	57	yunzhidai	yunzhidai	PROPN
fbem-31491	242	58	"	"	PUNCT
fbem-31491	242	59	)	)	PUNCT
fbem-31491	242	60	,	,	PUNCT
fbem-31491	242	61	and	and	CCONJ
fbem-31491	242	62	strengthening	strengthen	VERB
fbem-31491	242	63	the	the	DET
fbem-31491	242	64	collaborative	collaborative	ADJ
fbem-31491	242	65	linkage	linkage	NOUN
fbem-31491	242	66	with	with	ADP
fbem-31491	242	67	the	the	DET
fbem-31491	242	68	local	local	ADJ
fbem-31491	242	69	government	government	NOUN
fbem-31491	242	70	's	's	PART
fbem-31491	242	71	financing	financing	NOUN
fbem-31491	242	72	guarantee	guarantee	VERB
fbem-31491	242	73	55	55	NUM
fbem-31491	242	74	system	system	NOUN
fbem-31491	242	75	.	.	PUNCT
fbem-31491	243	1	in	in	ADP
fbem-31491	243	2	addition	addition	NOUN
fbem-31491	243	3	,	,	PUNCT
fbem-31491	243	4	actively	actively	ADV
fbem-31491	243	5	building	build	VERB
fbem-31491	243	6	cross	cross	NOUN
fbem-31491	243	7	industry	industry	NOUN
fbem-31491	243	8	alliances	alliance	NOUN
fbem-31491	243	9	,	,	PUNCT
fbem-31491	243	10	cooperating	cooperate	VERB
fbem-31491	243	11	with	with	ADP
fbem-31491	243	12	local	local	ADJ
fbem-31491	243	13	large	large	ADJ
fbem-31491	243	14	shopping	shopping	NOUN
fbem-31491	243	15	malls	mall	NOUN
fbem-31491	243	16	,	,	PUNCT
fbem-31491	243	17	chain	chain	NOUN
fbem-31491	243	18	supermarkets	supermarket	NOUN
fbem-31491	243	19	,	,	PUNCT
fbem-31491	243	20	car	car	NOUN
fbem-31491	243	21	dealers	dealer	NOUN
fbem-31491	243	22	and	and	CCONJ
fbem-31491	243	23	other	other	ADJ
fbem-31491	243	24	non	non	ADJ
fbem-31491	243	25	-	-	ADJ
fbem-31491	243	26	financial	financial	ADJ
fbem-31491	243	27	enterprises	enterprise	NOUN
fbem-31491	243	28	,	,	PUNCT
fbem-31491	243	29	launching	launch	VERB
fbem-31491	243	30	joint	joint	ADJ
fbem-31491	243	31	card	card	NOUN
fbem-31491	243	32	,	,	PUNCT
fbem-31491	243	33	consumption	consumption	NOUN
fbem-31491	243	34	installment	installment	NOUN
fbem-31491	243	35	,	,	PUNCT
fbem-31491	243	36	joint	joint	ADJ
fbem-31491	243	37	marketing	marketing	NOUN
fbem-31491	243	38	and	and	CCONJ
fbem-31491	243	39	other	other	ADJ
fbem-31491	243	40	activities	activity	NOUN
fbem-31491	243	41	,	,	PUNCT
fbem-31491	243	42	realizing	realize	VERB
fbem-31491	243	43	customer	customer	NOUN
fbem-31491	243	44	resource	resource	NOUN
fbem-31491	243	45	sharing	sharing	NOUN
fbem-31491	243	46	,	,	PUNCT
fbem-31491	243	47	and	and	CCONJ
fbem-31491	243	48	jointly	jointly	ADV
fbem-31491	243	49	expanding	expand	VERB
fbem-31491	243	50	service	service	NOUN
fbem-31491	243	51	boundaries	boundary	NOUN
fbem-31491	243	52	and	and	CCONJ
fbem-31491	243	53	market	market	NOUN
fbem-31491	243	54	influence	influence	NOUN
fbem-31491	243	55	.	.	PUNCT
fbem-31491	244	1	while	while	SCONJ
fbem-31491	244	2	actively	actively	ADV
fbem-31491	244	3	embracing	embrace	VERB
fbem-31491	244	4	innovation	innovation	NOUN
fbem-31491	244	5	and	and	CCONJ
fbem-31491	244	6	openness	openness	NOUN
fbem-31491	244	7	,	,	PUNCT
fbem-31491	244	8	we	we	PRON
fbem-31491	244	9	must	must	AUX
fbem-31491	244	10	always	always	ADV
fbem-31491	244	11	adhere	adhere	VERB
fbem-31491	244	12	to	to	ADP
fbem-31491	244	13	the	the	DET
fbem-31491	244	14	bottom	bottom	ADJ
fbem-31491	244	15	line	line	NOUN
fbem-31491	244	16	of	of	ADP
fbem-31491	244	17	risks	risk	NOUN
fbem-31491	244	18	and	and	CCONJ
fbem-31491	244	19	build	build	VERB
fbem-31491	244	20	a	a	DET
fbem-31491	244	21	strong	strong	ADJ
fbem-31491	244	22	firewall	firewall	NOUN
fbem-31491	244	23	for	for	ADP
fbem-31491	244	24	security	security	NOUN
fbem-31491	244	25	and	and	CCONJ
fbem-31491	244	26	compliance	compliance	NOUN
fbem-31491	244	27	.	.	PUNCT
fbem-31491	245	1	this	this	PRON
fbem-31491	245	2	requires	require	VERB
fbem-31491	245	3	changzhou	changzhou	PROPN
fbem-31491	245	4	construction	construction	PROPN
fbem-31491	245	5	bank	bank	PROPN
fbem-31491	245	6	to	to	PART
fbem-31491	245	7	continuously	continuously	ADV
fbem-31491	245	8	increase	increase	VERB
fbem-31491	245	9	investment	investment	NOUN
fbem-31491	245	10	in	in	ADP
fbem-31491	245	11	information	information	NOUN
fbem-31491	245	12	security	security	NOUN
fbem-31491	245	13	,	,	PUNCT
fbem-31491	245	14	use	use	VERB
fbem-31491	245	15	advanced	advanced	ADJ
fbem-31491	245	16	technologies	technology	NOUN
fbem-31491	245	17	such	such	ADJ
fbem-31491	245	18	as	as	ADP
fbem-31491	245	19	artificial	artificial	ADJ
fbem-31491	245	20	intelligence	intelligence	NOUN
fbem-31491	245	21	to	to	PART
fbem-31491	245	22	improve	improve	VERB
fbem-31491	245	23	network	network	NOUN
fbem-31491	245	24	security	security	NOUN
fbem-31491	245	25	protection	protection	NOUN
fbem-31491	245	26	levels	level	NOUN
fbem-31491	245	27	,	,	PUNCT
fbem-31491	245	28	strengthen	strengthen	VERB
fbem-31491	245	29	abnormal	abnormal	ADJ
fbem-31491	245	30	transaction	transaction	NOUN
fbem-31491	245	31	monitoring	monitoring	NOUN
fbem-31491	245	32	and	and	CCONJ
fbem-31491	245	33	anti	anti	NOUN
fbem-31491	245	34	fraud	fraud	NOUN
fbem-31491	245	35	capabilities	capability	NOUN
fbem-31491	245	36	,	,	PUNCT
fbem-31491	245	37	and	and	CCONJ
fbem-31491	245	38	enhance	enhance	VERB
fbem-31491	245	39	financial	financial	ADJ
fbem-31491	245	40	security	security	NOUN
fbem-31491	245	41	education	education	NOUN
fbem-31491	245	42	for	for	ADP
fbem-31491	245	43	customers	customer	NOUN
fbem-31491	245	44	.	.	PUNCT
fbem-31491	246	1	actively	actively	ADV
fbem-31491	246	2	apply	apply	VERB
fbem-31491	246	3	regtech	regtech	NOUN
fbem-31491	246	4	to	to	PART
fbem-31491	246	5	realize	realize	VERB
fbem-31491	246	6	automated	automate	VERB
fbem-31491	246	7	and	and	CCONJ
fbem-31491	246	8	intelligent	intelligent	ADJ
fbem-31491	246	9	monitoring	monitoring	NOUN
fbem-31491	246	10	and	and	CCONJ
fbem-31491	246	11	reporting	reporting	NOUN
fbem-31491	246	12	of	of	ADP
fbem-31491	246	13	internet	internet	NOUN
fbem-31491	246	14	financial	financial	ADJ
fbem-31491	246	15	business	business	NOUN
fbem-31491	246	16	risks	risk	NOUN
fbem-31491	246	17	by	by	ADP
fbem-31491	246	18	technical	technical	ADJ
fbem-31491	246	19	means	mean	NOUN
fbem-31491	246	20	,	,	PUNCT
fbem-31491	246	21	and	and	CCONJ
fbem-31491	246	22	ensure	ensure	VERB
fbem-31491	246	23	that	that	SCONJ
fbem-31491	246	24	business	business	NOUN
fbem-31491	246	25	development	development	NOUN
fbem-31491	246	26	strictly	strictly	ADV
fbem-31491	246	27	follows	follow	VERB
fbem-31491	246	28	the	the	DET
fbem-31491	246	29	increasingly	increasingly	ADV
fbem-31491	246	30	improved	improve	VERB
fbem-31491	246	31	regulatory	regulatory	ADJ
fbem-31491	246	32	framework	framework	NOUN
fbem-31491	246	33	such	such	ADJ
fbem-31491	246	34	as	as	ADP
fbem-31491	246	35	the	the	DET
fbem-31491	246	36	data	data	NOUN
fbem-31491	246	37	security	security	NOUN
fbem-31491	246	38	law	law	NOUN
fbem-31491	246	39	and	and	CCONJ
fbem-31491	246	40	the	the	DET
fbem-31491	246	41	personal	personal	ADJ
fbem-31491	246	42	information	information	NOUN
fbem-31491	246	43	protection	protection	NOUN
fbem-31491	246	44	law	law	NOUN
fbem-31491	246	45	.	.	PUNCT
fbem-31491	247	1	at	at	ADP
fbem-31491	247	2	the	the	DET
fbem-31491	247	3	same	same	ADJ
fbem-31491	247	4	time	time	NOUN
fbem-31491	247	5	,	,	PUNCT
fbem-31491	247	6	strict	strict	ADJ
fbem-31491	247	7	and	and	CCONJ
fbem-31491	247	8	continuous	continuous	ADJ
fbem-31491	247	9	risk	risk	NOUN
fbem-31491	247	10	assessment	assessment	NOUN
fbem-31491	247	11	and	and	CCONJ
fbem-31491	247	12	management	management	NOUN
fbem-31491	247	13	must	must	AUX
fbem-31491	247	14	be	be	AUX
fbem-31491	247	15	implemented	implement	VERB
fbem-31491	247	16	for	for	ADP
fbem-31491	247	17	third	third	ADJ
fbem-31491	247	18	-	-	PUNCT
fbem-31491	247	19	party	party	NOUN
fbem-31491	247	20	technology	technology	NOUN
fbem-31491	247	21	companies	company	NOUN
fbem-31491	247	22	and	and	CCONJ
fbem-31491	247	23	platform	platform	NOUN
fbem-31491	247	24	institutions	institution	NOUN
fbem-31491	247	25	that	that	PRON
fbem-31491	247	26	cooperate	cooperate	VERB
fbem-31491	247	27	to	to	PART
fbem-31491	247	28	prevent	prevent	VERB
fbem-31491	247	29	the	the	DET
fbem-31491	247	30	transmission	transmission	NOUN
fbem-31491	247	31	of	of	ADP
fbem-31491	247	32	risks	risk	NOUN
fbem-31491	247	33	caused	cause	VERB
fbem-31491	247	34	by	by	ADP
fbem-31491	247	35	cooperation	cooperation	NOUN
fbem-31491	247	36	.	.	PUNCT
fbem-31491	248	1	8	8	X
fbem-31491	248	2	.	.	X
fbem-31491	248	3	conclusion	conclusion	NOUN
fbem-31491	248	4	and	and	CCONJ
fbem-31491	248	5	suggestion	suggestion	NOUN
fbem-31491	248	6	internet	internet	NOUN
fbem-31491	248	7	finance	finance	NOUN
fbem-31491	248	8	has	have	AUX
fbem-31491	248	9	become	become	VERB
fbem-31491	248	10	an	an	DET
fbem-31491	248	11	irreversible	irreversible	ADJ
fbem-31491	248	12	financial	financial	ADJ
fbem-31491	248	13	development	development	NOUN
fbem-31491	248	14	trend	trend	NOUN
fbem-31491	248	15	with	with	ADP
fbem-31491	248	16	its	its	PRON
fbem-31491	248	17	strong	strong	ADJ
fbem-31491	248	18	vitality	vitality	NOUN
fbem-31491	248	19	and	and	CCONJ
fbem-31491	248	20	innovation	innovation	NOUN
fbem-31491	248	21	.	.	PUNCT
fbem-31491	249	1	for	for	ADP
fbem-31491	249	2	changzhou	changzhou	PROPN
fbem-31491	249	3	construction	construction	PROPN
fbem-31491	249	4	bank	bank	PROPN
fbem-31491	249	5	,	,	PUNCT
fbem-31491	249	6	this	this	PRON
fbem-31491	249	7	is	be	AUX
fbem-31491	249	8	both	both	PRON
fbem-31491	249	9	a	a	DET
fbem-31491	249	10	severe	severe	ADJ
fbem-31491	249	11	challenge	challenge	NOUN
fbem-31491	249	12	and	and	CCONJ
fbem-31491	249	13	a	a	DET
fbem-31491	249	14	key	key	ADJ
fbem-31491	249	15	opportunity	opportunity	NOUN
fbem-31491	249	16	for	for	ADP
fbem-31491	249	17	transformation	transformation	NOUN
fbem-31491	249	18	and	and	CCONJ
fbem-31491	249	19	development	development	NOUN
fbem-31491	249	20	.	.	PUNCT
fbem-31491	250	1	the	the	DET
fbem-31491	250	2	challenge	challenge	NOUN
fbem-31491	250	3	is	be	AUX
fbem-31491	250	4	that	that	SCONJ
fbem-31491	250	5	internet	internet	NOUN
fbem-31491	250	6	finance	finance	NOUN
fbem-31491	250	7	is	be	AUX
fbem-31491	250	8	constantly	constantly	ADV
fbem-31491	250	9	diverting	divert	VERB
fbem-31491	250	10	its	its	PRON
fbem-31491	250	11	traditional	traditional	ADJ
fbem-31491	250	12	core	core	NOUN
fbem-31491	250	13	business	business	NOUN
fbem-31491	250	14	,	,	PUNCT
fbem-31491	250	15	impacting	impact	VERB
fbem-31491	250	16	its	its	PRON
fbem-31491	250	17	financial	financial	ADJ
fbem-31491	250	18	intermediary	intermediary	NOUN
fbem-31491	250	19	status	status	NOUN
fbem-31491	250	20	,	,	PUNCT
fbem-31491	250	21	and	and	CCONJ
fbem-31491	250	22	putting	put	VERB
fbem-31491	250	23	forward	forward	ADV
fbem-31491	250	24	higher	high	ADJ
fbem-31491	250	25	requirements	requirement	NOUN
fbem-31491	250	26	for	for	ADP
fbem-31491	250	27	its	its	PRON
fbem-31491	250	28	risk	risk	NOUN
fbem-31491	250	29	management	management	NOUN
fbem-31491	250	30	and	and	CCONJ
fbem-31491	250	31	regulatory	regulatory	ADJ
fbem-31491	250	32	adaptability	adaptability	NOUN
fbem-31491	250	33	through	through	ADP
fbem-31491	250	34	more	more	ADV
fbem-31491	250	35	convenient	convenient	ADJ
fbem-31491	250	36	payment	payment	NOUN
fbem-31491	250	37	,	,	PUNCT
fbem-31491	250	38	more	more	ADV
fbem-31491	250	39	attractive	attractive	ADJ
fbem-31491	250	40	financing	financing	NOUN
fbem-31491	250	41	,	,	PUNCT
fbem-31491	250	42	and	and	CCONJ
fbem-31491	250	43	more	more	ADV
fbem-31491	250	44	flexible	flexible	ADJ
fbem-31491	250	45	financing	financing	NOUN
fbem-31491	250	46	methods	method	NOUN
fbem-31491	250	47	.	.	PUNCT
fbem-31491	251	1	the	the	DET
fbem-31491	251	2	opportunity	opportunity	NOUN
fbem-31491	251	3	lies	lie	VERB
fbem-31491	251	4	in	in	ADP
fbem-31491	251	5	that	that	DET
fbem-31491	251	6	internet	internet	NOUN
fbem-31491	251	7	technology	technology	NOUN
fbem-31491	251	8	provides	provide	VERB
fbem-31491	251	9	a	a	DET
fbem-31491	251	10	powerful	powerful	ADJ
fbem-31491	251	11	tool	tool	NOUN
fbem-31491	251	12	for	for	SCONJ
fbem-31491	251	13	banks	bank	NOUN
fbem-31491	251	14	to	to	PART
fbem-31491	251	15	improve	improve	VERB
fbem-31491	251	16	efficiency	efficiency	NOUN
fbem-31491	251	17	,	,	PUNCT
fbem-31491	251	18	optimize	optimize	NOUN
fbem-31491	251	19	services	service	NOUN
fbem-31491	251	20	,	,	PUNCT
fbem-31491	251	21	expand	expand	VERB
fbem-31491	251	22	borders	border	NOUN
fbem-31491	251	23	and	and	CCONJ
fbem-31491	251	24	deepen	deepen	VERB
fbem-31491	251	25	inclusive	inclusive	ADJ
fbem-31491	251	26	finance	finance	NOUN
fbem-31491	251	27	.	.	PUNCT
fbem-31491	252	1	this	this	DET
fbem-31491	252	2	analysis	analysis	NOUN
fbem-31491	252	3	shows	show	VERB
fbem-31491	252	4	that	that	SCONJ
fbem-31491	252	5	although	although	SCONJ
fbem-31491	252	6	ccb	ccb	PROPN
fbem-31491	252	7	changzhou	changzhou	PROPN
fbem-31491	252	8	has	have	VERB
fbem-31491	252	9	inherent	inherent	ADJ
fbem-31491	252	10	advantages	advantage	NOUN
fbem-31491	252	11	in	in	ADP
fbem-31491	252	12	capital	capital	NOUN
fbem-31491	252	13	,	,	PUNCT
fbem-31491	252	14	brand	brand	NOUN
fbem-31491	252	15	,	,	PUNCT
fbem-31491	252	16	outlets	outlet	NOUN
fbem-31491	252	17	and	and	CCONJ
fbem-31491	252	18	policies	policy	NOUN
fbem-31491	252	19	,	,	PUNCT
fbem-31491	252	20	under	under	ADP
fbem-31491	252	21	the	the	DET
fbem-31491	252	22	impact	impact	NOUN
fbem-31491	252	23	of	of	ADP
fbem-31491	252	24	internet	internet	NOUN
fbem-31491	252	25	finance	finance	NOUN
fbem-31491	252	26	,	,	PUNCT
fbem-31491	252	27	it	it	PRON
fbem-31491	252	28	still	still	ADV
fbem-31491	252	29	exposes	expose	VERB
fbem-31491	252	30	problems	problem	NOUN
fbem-31491	252	31	such	such	ADJ
fbem-31491	252	32	as	as	ADP
fbem-31491	252	33	insufficient	insufficient	ADJ
fbem-31491	252	34	r&d	r&d	NOUN
fbem-31491	252	35	investment	investment	NOUN
fbem-31491	252	36	and	and	CCONJ
fbem-31491	252	37	talent	talent	NOUN
fbem-31491	252	38	reserves	reserve	NOUN
fbem-31491	252	39	,	,	PUNCT
fbem-31491	252	40	outlet	outlet	NOUN
fbem-31491	252	41	efficiency	efficiency	NOUN
fbem-31491	252	42	challenges	challenge	NOUN
fbem-31491	252	43	,	,	PUNCT
fbem-31491	252	44	long	long	ADJ
fbem-31491	252	45	decision	decision	NOUN
fbem-31491	252	46	-	-	PUNCT
fbem-31491	252	47	making	make	VERB
fbem-31491	252	48	chain	chain	NOUN
fbem-31491	252	49	,	,	PUNCT
fbem-31491	252	50	weak	weak	ADJ
fbem-31491	252	51	data	datum	NOUN
fbem-31491	252	52	value	value	NOUN
fbem-31491	252	53	mining	mining	NOUN
fbem-31491	252	54	,	,	PUNCT
fbem-31491	252	55	product	product	NOUN
fbem-31491	252	56	innovation	innovation	NOUN
fbem-31491	252	57	and	and	CCONJ
fbem-31491	252	58	market	market	NOUN
fbem-31491	252	59	response	response	NOUN
fbem-31491	252	60	speed	speed	NOUN
fbem-31491	252	61	to	to	PART
fbem-31491	252	62	be	be	AUX
fbem-31491	252	63	improved	improve	VERB
fbem-31491	252	64	.	.	PUNCT
fbem-31491	253	1	acknowledgements	acknowledgement	NOUN
fbem-31491	253	2	the	the	DET
fbem-31491	253	3	authors	author	NOUN
fbem-31491	253	4	gratefully	gratefully	ADV
fbem-31491	253	5	acknowledge	acknowledge	VERB
fbem-31491	253	6	the	the	DET
fbem-31491	253	7	financial	financial	ADJ
fbem-31491	253	8	support	support	NOUN
fbem-31491	253	9	from	from	ADP
fbem-31491	253	10	this	this	DET
fbem-31491	253	11	study	study	NOUN
fbem-31491	253	12	was	be	AUX
fbem-31491	253	13	supported	support	VERB
fbem-31491	253	14	by	by	ADP
fbem-31491	253	15	grant	grant	NOUN
fbem-31491	253	16	from	from	ADP
fbem-31491	253	17	the	the	DET
fbem-31491	253	18	innovation	innovation	NOUN
fbem-31491	253	19	project	project	NOUN
fbem-31491	253	20	of	of	ADP
fbem-31491	253	21	guangxi	guangxi	PROPN
fbem-31491	253	22	university	university	PROPN
fbem-31491	253	23	for	for	ADP
fbem-31491	253	24	nationalities	nationality	NOUN
fbem-31491	253	25	graduate	graduate	NOUN
fbem-31491	253	26	education	education	NOUN
fbem-31491	253	27	.	.	PUNCT
fbem-31491	254	1	(	(	PUNCT
fbem-31491	254	2	gxmzu	gxmzu	NOUN
fbem-31491	254	3	-	-	PUNCT
fbem-31491	254	4	chxs2024158	chxs2024158	PROPN
fbem-31491	254	5	)	)	PUNCT
fbem-31491	254	6	.	.	PUNCT
fbem-31491	255	1	references	reference	NOUN
fbem-31491	255	2	[	[	X
fbem-31491	255	3	1	1	X
fbem-31491	255	4	]	]	PUNCT
fbem-31491	255	5	yang	yang	PROPN
fbem-31491	255	6	yang	yang	PROPN
fbem-31491	255	7	(	(	PUNCT
fbem-31491	255	8	2021	2021	NUM
fbem-31491	255	9	)	)	PUNCT
fbem-31491	255	10	.	.	PUNCT
fbem-31491	256	1	internet	internet	NOUN
fbem-31491	256	2	financial	financial	ADJ
fbem-31491	256	3	risk	risk	NOUN
fbem-31491	256	4	and	and	CCONJ
fbem-31491	256	5	its	its	PRON
fbem-31491	256	6	regulatory	regulatory	ADJ
fbem-31491	256	7	strategy	strategy	NOUN
fbem-31491	256	8	analysis	analysis	NOUN
fbem-31491	256	9	in	in	ADP
fbem-31491	256	10	the	the	DET
fbem-31491	256	11	world	world	NOUN
fbem-31491	256	12	of	of	ADP
fbem-31491	256	13	digital	digital	ADJ
fbem-31491	256	14	communication	communication	NOUN
fbem-31491	256	15	,	,	PUNCT
fbem-31491	256	16	(	(	PUNCT
fbem-31491	256	17	12	12	NUM
fbem-31491	256	18	)	)	PUNCT
fbem-31491	256	19	,	,	PUNCT
fbem-31491	256	20	154	154	NUM
fbem-31491	256	21	-	-	SYM
fbem-31491	256	22	156	156	NUM
fbem-31491	256	23	.	.	PUNCT
fbem-31491	257	1	[	[	X
fbem-31491	257	2	2	2	X
fbem-31491	257	3	]	]	X
fbem-31491	257	4	zhang	zhang	PROPN
fbem-31491	257	5	xingwang	xingwang	PROPN
fbem-31491	257	6	(	(	PUNCT
fbem-31491	257	7	2024	2024	NUM
fbem-31491	257	8	)	)	PUNCT
fbem-31491	257	9	.	.	PUNCT
fbem-31491	258	1	global	global	ADJ
fbem-31491	258	2	fintech	fintech	NOUN
fbem-31491	258	3	regulatory	regulatory	ADJ
fbem-31491	258	4	trends	trend	NOUN
fbem-31491	258	5	and	and	CCONJ
fbem-31491	258	6	their	their	PRON
fbem-31491	258	7	experience	experience	NOUN
fbem-31491	258	8	for	for	ADP
fbem-31491	258	9	china	china	PROPN
fbem-31491	258	10	scientific	scientific	PROPN
fbem-31491	258	11	management	management	NOUN
fbem-31491	258	12	research	research	NOUN
fbem-31491	258	13	,	,	PUNCT
fbem-31491	258	14	42	42	NUM
fbem-31491	258	15	(	(	PUNCT
fbem-31491	258	16	03	03	NUM
fbem-31491	258	17	)	)	PUNCT
fbem-31491	258	18	,	,	PUNCT
fbem-31491	258	19	144	144	NUM
fbem-31491	258	20	-	-	SYM
fbem-31491	258	21	150	150	NUM
fbem-31491	258	22	.	.	PUNCT
fbem-31491	259	1	[	[	X
fbem-31491	259	2	3	3	X
fbem-31491	259	3	]	]	X
fbem-31491	259	4	yan	yan	PROPN
fbem-31491	259	5	ruijia	ruijia	NOUN
fbem-31491	259	6	(	(	PUNCT
fbem-31491	259	7	2022	2022	NUM
fbem-31491	259	8	)	)	PUNCT
fbem-31491	259	9	.	.	PUNCT
fbem-31491	260	1	an	an	DET
fbem-31491	260	2	analysis	analysis	NOUN
fbem-31491	260	3	of	of	ADP
fbem-31491	260	4	the	the	DET
fbem-31491	260	5	impact	impact	NOUN
fbem-31491	260	6	of	of	ADP
fbem-31491	260	7	internet	internet	NOUN
fbem-31491	260	8	finance	finance	NOUN
fbem-31491	260	9	on	on	ADP
fbem-31491	260	10	commercial	commercial	ADJ
fbem-31491	260	11	banks	bank	NOUN
fbem-31491	260	12	business	business	NOUN
fbem-31491	260	13	observation	observation	NOUN
fbem-31491	260	14	,	,	PUNCT
fbem-31491	260	15	(	(	PUNCT
fbem-31491	260	16	07	07	NUM
fbem-31491	260	17	)	)	PUNCT
fbem-31491	260	18	,	,	PUNCT
fbem-31491	260	19	3133	3133	NUM
fbem-31491	260	20	.	.	PUNCT
fbem-31491	261	1	[	[	X
fbem-31491	261	2	4	4	NUM
fbem-31491	261	3	]	]	X
fbem-31491	261	4	dangaiso	dangaiso	NOUN
fbem-31491	261	5	,	,	PUNCT
fbem-31491	261	6	p.	p.	PROPN
fbem-31491	261	7	,	,	PUNCT
fbem-31491	261	8	towo	towo	PROPN
fbem-31491	261	9	,	,	PUNCT
fbem-31491	261	10	t.	t.	PROPN
fbem-31491	261	11	,	,	PUNCT
fbem-31491	261	12	jonasi	jonasi	PROPN
fbem-31491	261	13	,	,	PUNCT
fbem-31491	261	14	k.	k.	PROPN
fbem-31491	261	15	,	,	PUNCT
fbem-31491	261	16	&	&	CCONJ
fbem-31491	261	17	jaravaza	jaravaza	PROPN
fbem-31491	261	18	,	,	PUNCT
fbem-31491	261	19	d.	d.	PROPN
fbem-31491	261	20	c.	c.	PROPN
fbem-31491	261	21	(	(	PUNCT
fbem-31491	261	22	2024	2024	NUM
fbem-31491	261	23	)	)	PUNCT
fbem-31491	261	24	.	.	PUNCT
fbem-31491	262	1	examining	examine	VERB
fbem-31491	262	2	the	the	DET
fbem-31491	262	3	interplay	interplay	NOUN
fbem-31491	262	4	of	of	ADP
fbem-31491	262	5	internet	internet	NOUN
fbem-31491	262	6	banking	banking	NOUN
fbem-31491	262	7	service	service	NOUN
fbem-31491	262	8	quality	quality	NOUN
fbem-31491	262	9	,	,	PUNCT
fbem-31491	262	10	esatisfaction	esatisfaction	NOUN
fbem-31491	262	11	,	,	PUNCT
fbem-31491	262	12	e	e	NOUN
fbem-31491	262	13	-	-	NOUN
fbem-31491	262	14	word	word	NOUN
fbem-31491	262	15	of	of	ADP
fbem-31491	262	16	mouth	mouth	NOUN
fbem-31491	262	17	and	and	CCONJ
fbem-31491	262	18	e	e	NOUN
fbem-31491	262	19	-	-	NOUN
fbem-31491	262	20	retention	retention	NOUN
fbem-31491	262	21	:	:	PUNCT
fbem-31491	262	22	a	a	DET
fbem-31491	262	23	post	post	X
fbem-31491	262	24	pandemic	pandemic	ADJ
fbem-31491	262	25	customer	customer	NOUN
fbem-31491	262	26	perspective	perspective	NOUN
fbem-31491	262	27	.	.	PUNCT
fbem-31491	263	1	cogent	cogent	ADJ
fbem-31491	263	2	social	social	ADJ
fbem-31491	263	3	sciences	science	NOUN
fbem-31491	263	4	,	,	PUNCT
fbem-31491	263	5	10(1	10(1	NUM
fbem-31491	263	6	)	)	PUNCT
fbem-31491	263	7	,	,	PUNCT
fbem-31491	263	8	2296590	2296590	NUM
fbem-31491	263	9	.	.	PUNCT
fbem-31491	264	1	[	[	X
fbem-31491	264	2	5	5	NUM
fbem-31491	264	3	]	]	SYM
fbem-31491	264	4	li	li	PROPN
fbem-31491	264	5	yang	yang	PROPN
fbem-31491	264	6	(	(	PUNCT
fbem-31491	264	7	2017	2017	NUM
fbem-31491	264	8	)	)	PUNCT
fbem-31491	264	9	.	.	PUNCT
fbem-31491	265	1	the	the	DET
fbem-31491	265	2	dilemma	dilemma	NOUN
fbem-31491	265	3	and	and	CCONJ
fbem-31491	265	4	legal	legal	ADJ
fbem-31491	265	5	application	application	NOUN
fbem-31491	265	6	of	of	ADP
fbem-31491	265	7	new	new	ADJ
fbem-31491	265	8	types	type	NOUN
fbem-31491	265	9	of	of	ADP
fbem-31491	265	10	unfair	unfair	ADJ
fbem-31491	265	11	competition	competition	NOUN
fbem-31491	265	12	in	in	ADP
fbem-31491	265	13	the	the	DET
fbem-31491	265	14	internet	internet	NOUN
fbem-31491	265	15	field	field	NOUN
fbem-31491	265	16	intellectual	intellectual	ADJ
fbem-31491	265	17	property	property	NOUN
fbem-31491	265	18	right	right	NOUN
fbem-31491	265	19	(	(	PUNCT
fbem-31491	265	20	09	09	NUM
fbem-31491	265	21	)	)	PUNCT
fbem-31491	265	22	,	,	PUNCT
fbem-31491	265	23	3	3	NUM
fbem-31491	265	24	-	-	SYM
fbem-31491	265	25	12	12	NUM
fbem-31491	265	26	.	.	PUNCT
fbem-31491	266	1	[	[	X
fbem-31491	266	2	6	6	NUM
fbem-31491	266	3	]	]	X
fbem-31491	266	4	d’andrea	d’andrea	PROPN
fbem-31491	266	5	,	,	PUNCT
fbem-31491	266	6	a.	a.	NOUN
fbem-31491	266	7	,	,	PUNCT
fbem-31491	266	8	&	&	CCONJ
fbem-31491	266	9	limodio	limodio	PROPN
fbem-31491	266	10	,	,	PUNCT
fbem-31491	266	11	n.	n.	NOUN
fbem-31491	266	12	(	(	PUNCT
fbem-31491	266	13	2024	2024	NUM
fbem-31491	266	14	)	)	PUNCT
fbem-31491	266	15	.	.	PUNCT
fbem-31491	267	1	high	high	ADJ
fbem-31491	267	2	-	-	PUNCT
fbem-31491	267	3	speed	speed	NOUN
fbem-31491	267	4	internet	internet	NOUN
fbem-31491	267	5	,	,	PUNCT
fbem-31491	267	6	financial	financial	ADJ
fbem-31491	267	7	technology	technology	NOUN
fbem-31491	267	8	,	,	PUNCT
fbem-31491	267	9	and	and	CCONJ
fbem-31491	267	10	banking	banking	NOUN
fbem-31491	267	11	.	.	PUNCT
fbem-31491	268	1	management	management	NOUN
fbem-31491	268	2	science	science	NOUN
fbem-31491	268	3	,	,	PUNCT
fbem-31491	268	4	70(2	70(2	PROPN
fbem-31491	268	5	)	)	PUNCT
fbem-31491	268	6	,	,	PUNCT
fbem-31491	268	7	773	773	NUM
fbem-31491	268	8	-	-	SYM
fbem-31491	268	9	798	798	NUM
fbem-31491	268	10	.	.	PUNCT
fbem-31491	269	1	[	[	X
fbem-31491	269	2	7	7	NUM
fbem-31491	269	3	]	]	X
fbem-31491	269	4	kashyap	kashyap	PROPN
fbem-31491	269	5	,	,	PUNCT
fbem-31491	269	6	s.	s.	PROPN
fbem-31491	269	7	,	,	PUNCT
fbem-31491	269	8	gupta	gupta	PROPN
fbem-31491	269	9	,	,	PUNCT
fbem-31491	269	10	s.	s.	PROPN
fbem-31491	269	11	,	,	PUNCT
fbem-31491	269	12	&	&	CCONJ
fbem-31491	269	13	chugh	chugh	NOUN
fbem-31491	269	14	,	,	PUNCT
fbem-31491	269	15	t.	t.	PROPN
fbem-31491	269	16	(	(	PUNCT
fbem-31491	269	17	2024	2024	NUM
fbem-31491	269	18	)	)	PUNCT
fbem-31491	269	19	.	.	PUNCT
fbem-31491	270	1	an	an	DET
fbem-31491	270	2	empirical	empirical	ADJ
fbem-31491	270	3	assessment	assessment	NOUN
fbem-31491	270	4	of	of	ADP
fbem-31491	270	5	customer	customer	NOUN
fbem-31491	270	6	satisfaction	satisfaction	NOUN
fbem-31491	270	7	of	of	ADP
fbem-31491	270	8	internet	internet	NOUN
fbem-31491	270	9	banking	banking	NOUN
fbem-31491	270	10	service	service	NOUN
fbem-31491	270	11	quality	quality	NOUN
fbem-31491	270	12	–	–	PUNCT
fbem-31491	270	13	hybrid	hybrid	ADJ
fbem-31491	270	14	model	model	NOUN
fbem-31491	270	15	approach	approach	NOUN
fbem-31491	270	16	.	.	PUNCT
fbem-31491	271	1	international	international	ADJ
fbem-31491	271	2	journal	journal	PROPN
fbem-31491	271	3	of	of	ADP
fbem-31491	271	4	quality	quality	NOUN
fbem-31491	271	5	&	&	CCONJ
fbem-31491	271	6	reliability	reliability	NOUN
fbem-31491	271	7	management	management	NOUN
fbem-31491	271	8	,	,	PUNCT
fbem-31491	271	9	41(1	41(1	NUM
fbem-31491	271	10	)	)	PUNCT
fbem-31491	271	11	,	,	PUNCT
fbem-31491	271	12	360	360	NUM
fbem-31491	271	13	-	-	SYM
fbem-31491	271	14	391	391	NUM
fbem-31491	271	15	.	.	PUNCT
fbem-31491	272	1	[	[	X
fbem-31491	272	2	8	8	NUM
fbem-31491	272	3	]	]	SYM
fbem-31491	272	4	li	li	PROPN
fbem-31491	272	5	,	,	PUNCT
fbem-31491	272	6	x.	x.	NOUN
fbem-31491	272	7	(	(	PUNCT
fbem-31491	272	8	2022	2022	NUM
fbem-31491	272	9	)	)	PUNCT
fbem-31491	272	10	.	.	PUNCT
fbem-31491	273	1	optimization	optimization	NOUN
fbem-31491	273	2	of	of	ADP
fbem-31491	273	3	accounting	account	VERB
fbem-31491	273	4	information	information	NOUN
fbem-31491	273	5	system	system	NOUN
fbem-31491	273	6	for	for	ADP
fbem-31491	273	7	enterprises	enterprise	NOUN
fbem-31491	273	8	in	in	ADP
fbem-31491	273	9	smart	smart	ADJ
fbem-31491	273	10	city	city	NOUN
fbem-31491	273	11	by	by	ADP
fbem-31491	273	12	intelligent	intelligent	ADJ
fbem-31491	273	13	sensor	sensor	NOUN
fbem-31491	273	14	under	under	ADP
fbem-31491	273	15	the	the	DET
fbem-31491	273	16	internet	internet	NOUN
fbem-31491	273	17	of	of	ADP
fbem-31491	273	18	things	thing	NOUN
fbem-31491	273	19	.	.	PUNCT
fbem-31491	274	1	wireless	wireless	ADJ
fbem-31491	274	2	communications	communication	NOUN
fbem-31491	274	3	and	and	CCONJ
fbem-31491	274	4	mobile	mobile	NOUN
fbem-31491	274	5	computing	computing	NOUN
fbem-31491	274	6	,	,	PUNCT
fbem-31491	274	7	2022(1	2022(1	NUM
fbem-31491	274	8	)	)	PUNCT
fbem-31491	274	9	,	,	PUNCT
fbem-31491	274	10	6205940	6205940	NUM
fbem-31491	274	11	.	.	PUNCT
fbem-31491	275	1	[	[	X
fbem-31491	275	2	9	9	NUM
fbem-31491	275	3	]	]	SYM
fbem-31491	275	4	ye	ye	PROPN
fbem-31491	275	5	,	,	PUNCT
fbem-31491	275	6	b.	b.	PROPN
fbem-31491	275	7	,	,	PUNCT
fbem-31491	275	8	yuan	yuan	PROPN
fbem-31491	275	9	,	,	PUNCT
fbem-31491	275	10	j.	j.	PROPN
fbem-31491	275	11	,	,	PUNCT
fbem-31491	275	12	&	&	CCONJ
fbem-31491	275	13	guan	guan	PROPN
fbem-31491	275	14	,	,	PUNCT
fbem-31491	275	15	y.	y.	PROPN
fbem-31491	275	16	(	(	PUNCT
fbem-31491	275	17	2022	2022	NUM
fbem-31491	275	18	)	)	PUNCT
fbem-31491	275	19	.	.	PUNCT
fbem-31491	276	1	internet	internet	NOUN
fbem-31491	276	2	finance	finance	NOUN
fbem-31491	276	3	,	,	PUNCT
fbem-31491	276	4	financing	financing	NOUN
fbem-31491	276	5	of	of	ADP
fbem-31491	276	6	small	small	ADJ
fbem-31491	276	7	and	and	CCONJ
fbem-31491	276	8	micro	micro	ADJ
fbem-31491	276	9	enterprises	enterprise	NOUN
fbem-31491	276	10	and	and	CCONJ
fbem-31491	276	11	the	the	DET
fbem-31491	276	12	macroeconomy	macroeconomy	NOUN
fbem-31491	276	13	.	.	PUNCT
fbem-31491	277	1	emerging	emerge	VERB
fbem-31491	277	2	markets	market	NOUN
fbem-31491	277	3	finance	finance	NOUN
fbem-31491	277	4	and	and	CCONJ
fbem-31491	277	5	trade	trade	NOUN
fbem-31491	277	6	,	,	PUNCT
fbem-31491	277	7	58(10	58(10	NUM
fbem-31491	277	8	)	)	PUNCT
fbem-31491	277	9	,	,	PUNCT
fbem-31491	277	10	2851	2851	NUM
fbem-31491	277	11	-	-	SYM
fbem-31491	277	12	2866	2866	NUM
fbem-31491	277	13	.	.	PUNCT
fbem-31491	278	1	[	[	X
fbem-31491	278	2	10	10	NUM
fbem-31491	278	3	]	]	X
fbem-31491	278	4	wang	wang	PROPN
fbem-31491	278	5	,	,	PUNCT
fbem-31491	278	6	y.	y.	PROPN
fbem-31491	278	7	,	,	PUNCT
fbem-31491	278	8	y.	y.	PROPN
fbem-31491	278	9	,	,	PUNCT
fbem-31491	278	10	&	&	CCONJ
fbem-31491	278	11	an	an	PRON
fbem-31491	278	12	,	,	PUNCT
fbem-31491	278	13	q.	q.	PROPN
fbem-31491	278	14	(	(	PUNCT
fbem-31491	278	15	2021	2021	NUM
fbem-31491	278	16	)	)	PUNCT
fbem-31491	278	17	.	.	PUNCT
fbem-31491	279	1	research	research	NOUN
fbem-31491	279	2	on	on	ADP
fbem-31491	279	3	the	the	DET
fbem-31491	279	4	development	development	NOUN
fbem-31491	279	5	of	of	ADP
fbem-31491	279	6	crowd	crowd	NOUN
fbem-31491	279	7	funding	funding	NOUN
fbem-31491	279	8	platform	platform	NOUN
fbem-31491	279	9	in	in	ADP
fbem-31491	279	10	the	the	DET
fbem-31491	279	11	era	era	NOUN
fbem-31491	279	12	of	of	ADP
fbem-31491	279	13	internet	internet	NOUN
fbem-31491	279	14	finance	finance	NOUN
fbem-31491	279	15	.	.	PUNCT
fbem-31491	280	1	frontiers	frontier	NOUN
fbem-31491	280	2	in	in	ADP
fbem-31491	280	3	economics	economic	NOUN
fbem-31491	280	4	and	and	CCONJ
fbem-31491	280	5	management	management	NOUN
fbem-31491	280	6	,	,	PUNCT
fbem-31491	280	7	2(9	2(9	NUM
fbem-31491	280	8	)	)	PUNCT
fbem-31491	280	9	,	,	PUNCT
fbem-31491	280	10	126	126	NUM
fbem-31491	280	11	-	-	SYM
fbem-31491	280	12	130	130	NUM
fbem-31491	280	13	.	.	PUNCT
fbem-31491	281	1	[	[	X
fbem-31491	281	2	11	11	NUM
fbem-31491	281	3	]	]	SYM
fbem-31491	281	4	li	li	PROPN
fbem-31491	281	5	yashuo	yashuo	NOUN
fbem-31491	281	6	(	(	PUNCT
fbem-31491	281	7	2021	2021	NUM
fbem-31491	281	8	)	)	PUNCT
fbem-31491	281	9	.	.	PUNCT
fbem-31491	282	1	the	the	DET
fbem-31491	282	2	current	current	ADJ
fbem-31491	282	3	situation	situation	NOUN
fbem-31491	282	4	,	,	PUNCT
fbem-31491	282	5	problems	problem	NOUN
fbem-31491	282	6	and	and	CCONJ
fbem-31491	282	7	countermeasures	countermeasure	NOUN
fbem-31491	282	8	of	of	ADP
fbem-31491	282	9	internet	internet	NOUN
fbem-31491	282	10	finance	finance	NOUN
fbem-31491	282	11	development	development	NOUN
fbem-31491	282	12	business	business	NOUN
fbem-31491	282	13	culture	culture	NOUN
fbem-31491	282	14	,	,	PUNCT
fbem-31491	282	15	(	(	PUNCT
fbem-31491	282	16	34	34	NUM
fbem-31491	282	17	)	)	PUNCT
fbem-31491	282	18	,	,	PUNCT
fbem-31491	282	19	35	35	NUM
fbem-31491	282	20	-	-	SYM
fbem-31491	282	21	36	36	NUM
fbem-31491	282	22	.	.	PUNCT
fbem-31491	283	1	[	[	X
fbem-31491	283	2	12	12	NUM
fbem-31491	283	3	]	]	X
fbem-31491	283	4	zheng	zheng	PROPN
fbem-31491	283	5	,	,	PUNCT
fbem-31491	283	6	j.	j.	PROPN
fbem-31491	283	7	,	,	PUNCT
fbem-31491	283	8	&	&	CCONJ
fbem-31491	283	9	guo	guo	PROPN
fbem-31491	283	10	,	,	PUNCT
fbem-31491	283	11	f.	f.	PROPN
fbem-31491	283	12	(	(	PUNCT
fbem-31491	283	13	2024	2024	NUM
fbem-31491	283	14	)	)	PUNCT
fbem-31491	283	15	.	.	PUNCT
fbem-31491	284	1	digital	digital	ADJ
fbem-31491	284	2	financial	financial	ADJ
fbem-31491	284	3	supervision	supervision	NOUN
fbem-31491	284	4	and	and	CCONJ
fbem-31491	284	5	inefficient	inefficient	ADJ
fbem-31491	284	6	investment	investment	NOUN
fbem-31491	284	7	of	of	ADP
fbem-31491	284	8	enterprises	enterprise	NOUN
fbem-31491	284	9	:	:	PUNCT
fbem-31491	284	10	evidence	evidence	NOUN
fbem-31491	284	11	from	from	ADP
fbem-31491	284	12	china	china	PROPN
fbem-31491	284	13	's	's	PART
fbem-31491	284	14	internet	internet	NOUN
fbem-31491	284	15	financial	financial	ADJ
fbem-31491	284	16	industry	industry	NOUN
fbem-31491	284	17	.	.	PUNCT
fbem-31491	285	1	pacific	pacific	ADJ
fbem-31491	285	2	-	-	PUNCT
fbem-31491	285	3	basin	basin	NOUN
fbem-31491	285	4	finance	finance	NOUN
fbem-31491	285	5	journal	journal	NOUN
fbem-31491	285	6	,	,	PUNCT
fbem-31491	285	7	83	83	NUM
fbem-31491	285	8	,	,	PUNCT
fbem-31491	285	9	102255	102255	NUM
fbem-31491	285	10	.	.	PUNCT
fbem-31491	286	1	[	[	X
fbem-31491	286	2	13	13	NUM
fbem-31491	286	3	]	]	X
fbem-31491	286	4	liu	liu	PROPN
fbem-31491	286	5	,	,	PUNCT
fbem-31491	286	6	z.	z.	PROPN
fbem-31491	286	7	,	,	PUNCT
fbem-31491	286	8	feng	feng	PROPN
fbem-31491	286	9	,	,	PUNCT
fbem-31491	286	10	q.	q.	PROPN
fbem-31491	286	11	,	,	PUNCT
fbem-31491	286	12	&	&	CCONJ
fbem-31491	286	13	li	li	PROPN
fbem-31491	286	14	,	,	PUNCT
fbem-31491	286	15	h.	h.	PROPN
fbem-31491	286	16	(	(	PUNCT
fbem-31491	286	17	2024	2024	NUM
fbem-31491	286	18	)	)	PUNCT
fbem-31491	286	19	.	.	PUNCT
fbem-31491	287	1	digital	digital	PROPN
fbem-31491	287	2	finance	finance	NOUN
fbem-31491	287	3	,	,	PUNCT
fbem-31491	287	4	bank	bank	NOUN
fbem-31491	287	5	competition	competition	NOUN
fbem-31491	287	6	shocks	shock	NOUN
fbem-31491	287	7	and	and	CCONJ
fbem-31491	287	8	operational	operational	ADJ
fbem-31491	287	9	efficiency	efficiency	NOUN
fbem-31491	287	10	of	of	ADP
fbem-31491	287	11	local	local	ADJ
fbem-31491	287	12	commercial	commercial	ADJ
fbem-31491	287	13	banks	bank	NOUN
fbem-31491	287	14	in	in	ADP
fbem-31491	287	15	western	western	ADJ
fbem-31491	287	16	china	china	PROPN
fbem-31491	287	17	.	.	PUNCT
fbem-31491	288	1	pacific	pacific	ADJ
fbem-31491	288	2	-	-	PUNCT
fbem-31491	288	3	basin	basin	NOUN
fbem-31491	288	4	finance	finance	NOUN
fbem-31491	288	5	journal	journal	NOUN
fbem-31491	288	6	,	,	PUNCT
fbem-31491	288	7	85	85	NUM
fbem-31491	288	8	,	,	PUNCT
fbem-31491	288	9	102377	102377	NUM
fbem-31491	288	10	.	.	PUNCT
fbem-31491	289	1	[	[	X
fbem-31491	289	2	14	14	NUM
fbem-31491	289	3	]	]	X
fbem-31491	289	4	chen	chen	PROPN
fbem-31491	289	5	bo	bo	PROPN
fbem-31491	289	6	,	,	PUNCT
fbem-31491	289	7	candido	candido	PROPN
fbem-31491	289	8	m.	m.	PROPN
fbem-31491	289	9	perez	perez	PROPN
fbem-31491	289	10	&	&	CCONJ
fbem-31491	289	11	peng	peng	PROPN
fbem-31491	289	12	fang	fang	PROPN
fbem-31491	289	13	(	(	PUNCT
fbem-31491	289	14	2022	2022	NUM
fbem-31491	289	15	)	)	PUNCT
fbem-31491	289	16	.	.	PUNCT
fbem-31491	290	1	research	research	NOUN
fbem-31491	290	2	on	on	ADP
fbem-31491	290	3	the	the	DET
fbem-31491	290	4	risk	risk	NOUN
fbem-31491	290	5	management	management	NOUN
fbem-31491	290	6	of	of	ADP
fbem-31491	290	7	internet	internet	NOUN
fbem-31491	290	8	financial	financial	ADJ
fbem-31491	290	9	products	product	NOUN
fbem-31491	290	10	-take	-take	NOUN
fbem-31491	290	11	yu'e	yu'e	PRON
fbem-31491	290	12	bao	bao	PROPN
fbem-31491	290	13	as	as	ADP
fbem-31491	290	14	an	an	DET
fbem-31491	290	15	example	example	NOUN
fbem-31491	290	16	chinese	chinese	ADJ
fbem-31491	290	17	market	market	NOUN
fbem-31491	290	18	,	,	PUNCT
fbem-31491	290	19	(	(	PUNCT
fbem-31491	290	20	03	03	NUM
fbem-31491	290	21	)	)	PUNCT
fbem-31491	290	22	,	,	PUNCT
fbem-31491	290	23	181	181	NUM
fbem-31491	290	24	-	-	SYM
fbem-31491	290	25	182	182	NUM
fbem-31491	290	26	.	.	PUNCT
fbem-31491	291	1	[	[	X
fbem-31491	291	2	15	15	NUM
fbem-31491	291	3	]	]	X
fbem-31491	291	4	lin	lin	PROPN
fbem-31491	291	5	yuxi	yuxi	NOUN
fbem-31491	291	6	(	(	PUNCT
fbem-31491	291	7	2022	2022	NUM
fbem-31491	291	8	)	)	PUNCT
fbem-31491	291	9	.	.	PUNCT
fbem-31491	292	1	financial	financial	ADJ
fbem-31491	292	2	risk	risk	NOUN
fbem-31491	292	3	management	management	NOUN
fbem-31491	292	4	in	in	ADP
fbem-31491	292	5	the	the	DET
fbem-31491	292	6	internet	internet	NOUN
fbem-31491	292	7	environment	environment	NOUN
fbem-31491	292	8	trade	trade	NOUN
fbem-31491	292	9	show	show	NOUN
fbem-31491	292	10	economy	economy	NOUN
fbem-31491	292	11	,	,	PUNCT
fbem-31491	292	12	(	(	PUNCT
fbem-31491	292	13	03	03	NUM
fbem-31491	292	14	)	)	PUNCT
fbem-31491	292	15	,	,	PUNCT
fbem-31491	292	16	79	79	NUM
fbem-31491	292	17	-	-	SYM
fbem-31491	292	18	81	81	NUM
fbem-31491	292	19	.	.	PUNCT
fbem-31491	293	1	[	[	X
fbem-31491	293	2	16	16	NUM
fbem-31491	293	3	]	]	X
fbem-31491	293	4	yang	yang	PROPN
fbem-31491	293	5	yuting	yuting	PROPN
fbem-31491	293	6	(	(	PUNCT
fbem-31491	293	7	2022	2022	NUM
fbem-31491	293	8	)	)	PUNCT
fbem-31491	293	9	.	.	PUNCT
fbem-31491	294	1	risks	risk	NOUN
fbem-31491	294	2	and	and	CCONJ
fbem-31491	294	3	prevention	prevention	NOUN
fbem-31491	294	4	of	of	ADP
fbem-31491	294	5	internet	internet	NOUN
fbem-31491	294	6	finance	finance	NOUN
fbem-31491	294	7	china	china	PROPN
fbem-31491	294	8	's	's	PART
fbem-31491	294	9	collective	collective	ADJ
fbem-31491	294	10	economy	economy	NOUN
fbem-31491	294	11	,	,	PUNCT
fbem-31491	294	12	(	(	PUNCT
fbem-31491	294	13	02	02	NUM
fbem-31491	294	14	)	)	PUNCT
fbem-31491	294	15	,	,	PUNCT
fbem-31491	294	16	84	84	NUM
fbem-31491	294	17	-	-	SYM
fbem-31491	294	18	85	85	NUM
fbem-31491	294	19	.	.	PUNCT
fbem-31491	295	1	[	[	X
fbem-31491	295	2	17	17	NUM
fbem-31491	295	3	]	]	SYM
fbem-31491	295	4	li	li	PROPN
fbem-31491	295	5	yashuo	yashuo	NOUN
fbem-31491	295	6	(	(	PUNCT
fbem-31491	295	7	2021	2021	NUM
fbem-31491	295	8	)	)	PUNCT
fbem-31491	295	9	.	.	PUNCT
fbem-31491	296	1	the	the	DET
fbem-31491	296	2	current	current	ADJ
fbem-31491	296	3	situation	situation	NOUN
fbem-31491	296	4	,	,	PUNCT
fbem-31491	296	5	problems	problem	NOUN
fbem-31491	296	6	and	and	CCONJ
fbem-31491	296	7	countermeasures	countermeasure	NOUN
fbem-31491	296	8	of	of	ADP
fbem-31491	296	9	internet	internet	NOUN
fbem-31491	296	10	finance	finance	NOUN
fbem-31491	296	11	development	development	NOUN
fbem-31491	296	12	business	business	NOUN
fbem-31491	296	13	culture	culture	NOUN
fbem-31491	296	14	,	,	PUNCT
fbem-31491	296	15	(	(	PUNCT
fbem-31491	296	16	34	34	NUM
fbem-31491	296	17	)	)	PUNCT
fbem-31491	296	18	,	,	PUNCT
fbem-31491	296	19	35	35	NUM
fbem-31491	296	20	-	-	SYM
fbem-31491	296	21	36	36	NUM
fbem-31491	296	22	.	.	PUNCT
fbem-31491	297	1	[	[	X
fbem-31491	297	2	18	18	NUM
fbem-31491	297	3	]	]	X
fbem-31491	297	4	lu	lu	PROPN
fbem-31491	297	5	minfeng	minfeng	PROPN
fbem-31491	297	6	&	&	CCONJ
fbem-31491	297	7	xu	xu	PROPN
fbem-31491	297	8	bohuan	bohuan	PROPN
fbem-31491	297	9	(	(	PUNCT
fbem-31491	297	10	2018	2018	NUM
fbem-31491	297	11	)	)	PUNCT
fbem-31491	297	12	.	.	PUNCT
fbem-31491	298	1	financial	financial	ADJ
fbem-31491	298	2	chaos	chaos	NOUN
fbem-31491	298	3	and	and	CCONJ
fbem-31491	298	4	financial	financial	ADJ
fbem-31491	298	5	governance	governance	NOUN
fbem-31491	298	6	based	base	VERB
fbem-31491	298	7	on	on	ADP
fbem-31491	298	8	40	40	NUM
fbem-31491	298	9	years	year	NOUN
fbem-31491	298	10	of	of	ADP
fbem-31491	298	11	financial	financial	ADJ
fbem-31491	298	12	rectification	rectification	NOUN
fbem-31491	298	13	experience	experience	NOUN
fbem-31491	298	14	in	in	ADP
fbem-31491	298	15	reform	reform	NOUN
fbem-31491	298	16	and	and	CCONJ
fbem-31491	298	17	opening	open	VERB
fbem-31491	298	18	up	up	ADP
fbem-31491	298	19	financial	financial	ADJ
fbem-31491	298	20	science	science	NOUN
fbem-31491	298	21	,	,	PUNCT
fbem-31491	298	22	(	(	PUNCT
fbem-31491	298	23	10	10	NUM
fbem-31491	298	24	)	)	PUNCT
fbem-31491	298	25	,	,	PUNCT
fbem-31491	298	26	60	60	NUM
fbem-31491	298	27	-	-	SYM
fbem-31491	298	28	72	72	NUM
fbem-31491	298	29	.	.	PUNCT
fbem-31491	299	1	[	[	X
fbem-31491	299	2	19	19	NUM
fbem-31491	299	3	]	]	X
fbem-31491	299	4	zhang	zhang	PROPN
fbem-31491	299	5	junting	junting	PROPN
fbem-31491	299	6	(	(	PUNCT
fbem-31491	299	7	2024	2024	NUM
fbem-31491	299	8	)	)	PUNCT
fbem-31491	299	9	.	.	PUNCT
fbem-31491	300	1	research	research	NOUN
fbem-31491	300	2	on	on	ADP
fbem-31491	300	3	the	the	DET
fbem-31491	300	4	impact	impact	NOUN
fbem-31491	300	5	of	of	ADP
fbem-31491	300	6	internet	internet	NOUN
fbem-31491	300	7	finance	finance	NOUN
fbem-31491	300	8	on	on	ADP
fbem-31491	300	9	traditional	traditional	ADJ
fbem-31491	300	10	commercial	commercial	ADJ
fbem-31491	300	11	bank	bank	NOUN
fbem-31491	300	12	business	business	NOUN
fbem-31491	300	13	and	and	CCONJ
fbem-31491	300	14	countermeasures	countermeasure	VERB
fbem-31491	300	15	national	national	ADJ
fbem-31491	300	16	circulation	circulation	NOUN
fbem-31491	300	17	economy	economy	NOUN
fbem-31491	300	18	,	,	PUNCT
fbem-31491	300	19	(	(	PUNCT
fbem-31491	300	20	01	01	NUM
fbem-31491	300	21	)	)	PUNCT
fbem-31491	300	22	,	,	PUNCT
fbem-31491	300	23	173	173	NUM
fbem-31491	300	24	-	-	SYM
fbem-31491	300	25	176	176	NUM
fbem-31491	300	26	.	.	PUNCT