id	sid	tid	token	lemma	pos
fbem-4171	1	1	frontiers	frontier	NOUN
fbem-4171	1	2	in	in	ADP
fbem-4171	1	3	business	business	NOUN
fbem-4171	1	4	,	,	PUNCT
fbem-4171	1	5	economics	economic	NOUN
fbem-4171	1	6	and	and	CCONJ
fbem-4171	1	7	management	management	NOUN
fbem-4171	1	8	issn	issn	PROPN
fbem-4171	1	9	:	:	PUNCT
fbem-4171	1	10	2766	2766	NUM
fbem-4171	1	11	-	-	PUNCT
fbem-4171	1	12	824x	824x	NUM
fbem-4171	1	13	|	|	ADJ
fbem-4171	1	14	vol	vol	NOUN
fbem-4171	1	15	.	.	PUNCT
fbem-4171	2	1	7	7	NUM
fbem-4171	2	2	,	,	PUNCT
fbem-4171	2	3	no	no	INTJ
fbem-4171	2	4	.	.	NOUN
fbem-4171	2	5	1	1	NUM
fbem-4171	2	6	,	,	PUNCT
fbem-4171	2	7	2023	2023	NUM
fbem-4171	2	8	218	218	NUM
fbem-4171	2	9	an	an	DET
fbem-4171	2	10	introduction	introduction	NOUN
fbem-4171	2	11	to	to	ADP
fbem-4171	2	12	the	the	DET
fbem-4171	2	13	impact	impact	NOUN
fbem-4171	2	14	of	of	ADP
fbem-4171	2	15	india	india	PROPN
fbem-4171	2	16	's	's	PART
fbem-4171	2	17	use	use	NOUN
fbem-4171	2	18	of	of	ADP
fbem-4171	2	19	central	central	ADJ
fbem-4171	2	20	bank	bank	NOUN
fbem-4171	2	21	digital	digital	ADJ
fbem-4171	2	22	currency	currency	NOUN
fbem-4171	2	23	on	on	ADP
fbem-4171	2	24	the	the	DET
fbem-4171	2	25	international	international	ADJ
fbem-4171	2	26	financial	financial	ADJ
fbem-4171	2	27	system	system	NOUN
fbem-4171	2	28	wenxuan	wenxuan	PROPN
fbem-4171	2	29	ma1	ma1	PROPN
fbem-4171	2	30	,	,	PUNCT
fbem-4171	2	31	*	*	PROPN
fbem-4171	3	1	1school	1school	NUM
fbem-4171	3	2	of	of	ADP
fbem-4171	3	3	management	management	NOUN
fbem-4171	3	4	,	,	PUNCT
fbem-4171	3	5	university	university	PROPN
fbem-4171	3	6	of	of	ADP
fbem-4171	3	7	sheffield	sheffield	PROPN
fbem-4171	3	8	,	,	PUNCT
fbem-4171	3	9	sheffield	sheffield	PROPN
fbem-4171	3	10	,	,	PUNCT
fbem-4171	3	11	s10	s10	PROPN
fbem-4171	3	12	1fl	1fl	NOUN
fbem-4171	3	13	,	,	PUNCT
fbem-4171	3	14	uk	uk	PROPN
fbem-4171	3	15	*	*	PUNCT
fbem-4171	3	16	corresponding	correspond	VERB
fbem-4171	3	17	author	author	NOUN
fbem-4171	3	18	’s	’s	PART
fbem-4171	3	19	email:wenxuanma19@gmail.com	email:wenxuanma19@gmail.com	PROPN
fbem-4171	3	20	abstract	abstract	NOUN
fbem-4171	3	21	:	:	PUNCT
fbem-4171	3	22	in	in	ADP
fbem-4171	3	23	the	the	DET
fbem-4171	3	24	course	course	NOUN
fbem-4171	3	25	of	of	ADP
fbem-4171	3	26	global	global	ADJ
fbem-4171	3	27	research	research	NOUN
fbem-4171	3	28	and	and	CCONJ
fbem-4171	3	29	development	development	NOUN
fbem-4171	3	30	of	of	ADP
fbem-4171	3	31	central	central	ADJ
fbem-4171	3	32	bank	bank	PROPN
fbem-4171	3	33	digital	digital	ADJ
fbem-4171	3	34	currency	currency	NOUN
fbem-4171	3	35	(	(	PUNCT
fbem-4171	3	36	cbdc	cbdc	PROPN
fbem-4171	3	37	)	)	PUNCT
fbem-4171	3	38	,	,	PUNCT
fbem-4171	3	39	researchers	researcher	NOUN
fbem-4171	3	40	are	be	AUX
fbem-4171	3	41	increasingly	increasingly	ADV
fbem-4171	3	42	aware	aware	ADJ
fbem-4171	3	43	of	of	ADP
fbem-4171	3	44	the	the	DET
fbem-4171	3	45	importance	importance	NOUN
fbem-4171	3	46	of	of	ADP
fbem-4171	3	47	cbdc	cbdc	NOUN
fbem-4171	3	48	.	.	PUNCT
fbem-4171	4	1	india	india	PROPN
fbem-4171	4	2	,	,	PUNCT
fbem-4171	4	3	one	one	NUM
fbem-4171	4	4	of	of	ADP
fbem-4171	4	5	the	the	DET
fbem-4171	4	6	important	important	ADJ
fbem-4171	4	7	economies	economy	NOUN
fbem-4171	4	8	in	in	ADP
fbem-4171	4	9	the	the	DET
fbem-4171	4	10	world	world	NOUN
fbem-4171	4	11	,	,	PUNCT
fbem-4171	4	12	has	have	AUX
fbem-4171	4	13	obtained	obtain	VERB
fbem-4171	4	14	many	many	ADJ
fbem-4171	4	15	fruitful	fruitful	ADJ
fbem-4171	4	16	results	result	NOUN
fbem-4171	4	17	in	in	ADP
fbem-4171	4	18	the	the	DET
fbem-4171	4	19	research	research	NOUN
fbem-4171	4	20	process	process	NOUN
fbem-4171	4	21	of	of	ADP
fbem-4171	4	22	cbdc	cbdc	NOUN
fbem-4171	4	23	.	.	PUNCT
fbem-4171	5	1	this	this	DET
fbem-4171	5	2	study	study	NOUN
fbem-4171	5	3	draws	draw	VERB
fbem-4171	5	4	on	on	ADP
fbem-4171	5	5	data	datum	NOUN
fbem-4171	5	6	and	and	CCONJ
fbem-4171	5	7	findings	finding	NOUN
fbem-4171	5	8	from	from	ADP
fbem-4171	5	9	previous	previous	ADJ
fbem-4171	5	10	studies	study	NOUN
fbem-4171	5	11	by	by	ADP
fbem-4171	5	12	exploring	explore	VERB
fbem-4171	5	13	the	the	DET
fbem-4171	5	14	good	good	ADJ
fbem-4171	5	15	policies	policy	NOUN
fbem-4171	5	16	and	and	CCONJ
fbem-4171	5	17	possible	possible	ADJ
fbem-4171	5	18	risks	risk	NOUN
fbem-4171	5	19	faced	face	VERB
fbem-4171	5	20	in	in	ADP
fbem-4171	5	21	the	the	DET
fbem-4171	5	22	process	process	NOUN
fbem-4171	5	23	of	of	ADP
fbem-4171	5	24	introducing	introduce	VERB
fbem-4171	5	25	cbdc	cbdc	NOUN
fbem-4171	5	26	in	in	ADP
fbem-4171	5	27	india	india	PROPN
fbem-4171	5	28	.	.	PUNCT
fbem-4171	6	1	based	base	VERB
fbem-4171	6	2	on	on	ADP
fbem-4171	6	3	the	the	DET
fbem-4171	6	4	research	research	NOUN
fbem-4171	6	5	data	datum	NOUN
fbem-4171	6	6	,	,	PUNCT
fbem-4171	6	7	it	it	PRON
fbem-4171	6	8	explores	explore	VERB
fbem-4171	6	9	the	the	DET
fbem-4171	6	10	impact	impact	NOUN
fbem-4171	6	11	of	of	ADP
fbem-4171	6	12	the	the	DET
fbem-4171	6	13	introduction	introduction	NOUN
fbem-4171	6	14	of	of	ADP
fbem-4171	6	15	cbdc	cbdc	NOUN
fbem-4171	6	16	in	in	ADP
fbem-4171	6	17	india	india	PROPN
fbem-4171	6	18	on	on	ADP
fbem-4171	6	19	international	international	ADJ
fbem-4171	6	20	monetary	monetary	ADJ
fbem-4171	6	21	policy	policy	NOUN
fbem-4171	6	22	and	and	CCONJ
fbem-4171	6	23	the	the	DET
fbem-4171	6	24	implications	implication	NOUN
fbem-4171	6	25	for	for	ADP
fbem-4171	6	26	other	other	ADJ
fbem-4171	6	27	countries	country	NOUN
fbem-4171	6	28	.	.	PUNCT
fbem-4171	7	1	the	the	DET
fbem-4171	7	2	study	study	NOUN
fbem-4171	7	3	shows	show	VERB
fbem-4171	7	4	that	that	SCONJ
fbem-4171	7	5	the	the	DET
fbem-4171	7	6	introduction	introduction	NOUN
fbem-4171	7	7	of	of	ADP
fbem-4171	7	8	cbdc	cbdc	NOUN
fbem-4171	7	9	may	may	AUX
fbem-4171	7	10	receive	receive	VERB
fbem-4171	7	11	some	some	DET
fbem-4171	7	12	hindrance	hindrance	NOUN
fbem-4171	7	13	due	due	ADP
fbem-4171	7	14	to	to	ADP
fbem-4171	7	15	the	the	DET
fbem-4171	7	16	inadequate	inadequate	ADJ
fbem-4171	7	17	infrastructure	infrastructure	NOUN
fbem-4171	7	18	and	and	CCONJ
fbem-4171	7	19	the	the	DET
fbem-4171	7	20	difference	difference	NOUN
fbem-4171	7	21	in	in	ADP
fbem-4171	7	22	the	the	DET
fbem-4171	7	23	quality	quality	NOUN
fbem-4171	7	24	of	of	ADP
fbem-4171	7	25	the	the	DET
fbem-4171	7	26	population	population	NOUN
fbem-4171	7	27	's	's	PART
fbem-4171	7	28	education	education	NOUN
fbem-4171	7	29	levelin	levelin	NOUN
fbem-4171	7	30	the	the	DET
fbem-4171	7	31	course	course	NOUN
fbem-4171	7	32	of	of	ADP
fbem-4171	7	33	global	global	ADJ
fbem-4171	7	34	research	research	NOUN
fbem-4171	7	35	and	and	CCONJ
fbem-4171	7	36	development	development	NOUN
fbem-4171	7	37	of	of	ADP
fbem-4171	7	38	central	central	ADJ
fbem-4171	7	39	bank	bank	PROPN
fbem-4171	7	40	digital	digital	ADJ
fbem-4171	7	41	currency	currency	NOUN
fbem-4171	7	42	(	(	PUNCT
fbem-4171	7	43	cbdc	cbdc	PROPN
fbem-4171	7	44	)	)	PUNCT
fbem-4171	7	45	,	,	PUNCT
fbem-4171	7	46	researchers	researcher	NOUN
fbem-4171	7	47	are	be	AUX
fbem-4171	7	48	increasingly	increasingly	ADV
fbem-4171	7	49	aware	aware	ADJ
fbem-4171	7	50	of	of	ADP
fbem-4171	7	51	the	the	DET
fbem-4171	7	52	importance	importance	NOUN
fbem-4171	7	53	of	of	ADP
fbem-4171	7	54	cbdc	cbdc	NOUN
fbem-4171	7	55	.	.	PUNCT
fbem-4171	8	1	india	india	PROPN
fbem-4171	8	2	,	,	PUNCT
fbem-4171	8	3	one	one	NUM
fbem-4171	8	4	of	of	ADP
fbem-4171	8	5	the	the	DET
fbem-4171	8	6	important	important	ADJ
fbem-4171	8	7	economies	economy	NOUN
fbem-4171	8	8	in	in	ADP
fbem-4171	8	9	the	the	DET
fbem-4171	8	10	world	world	NOUN
fbem-4171	8	11	,	,	PUNCT
fbem-4171	8	12	has	have	AUX
fbem-4171	8	13	obtained	obtain	VERB
fbem-4171	8	14	many	many	ADJ
fbem-4171	8	15	fruitful	fruitful	ADJ
fbem-4171	8	16	results	result	NOUN
fbem-4171	8	17	in	in	ADP
fbem-4171	8	18	the	the	DET
fbem-4171	8	19	research	research	NOUN
fbem-4171	8	20	process	process	NOUN
fbem-4171	8	21	of	of	ADP
fbem-4171	8	22	cbdc	cbdc	NOUN
fbem-4171	8	23	.	.	PUNCT
fbem-4171	9	1	this	this	DET
fbem-4171	9	2	study	study	NOUN
fbem-4171	9	3	draws	draw	VERB
fbem-4171	9	4	on	on	ADP
fbem-4171	9	5	data	datum	NOUN
fbem-4171	9	6	and	and	CCONJ
fbem-4171	9	7	findings	finding	NOUN
fbem-4171	9	8	from	from	ADP
fbem-4171	9	9	previous	previous	ADJ
fbem-4171	9	10	studies	study	NOUN
fbem-4171	9	11	by	by	ADP
fbem-4171	9	12	exploring	explore	VERB
fbem-4171	9	13	the	the	DET
fbem-4171	9	14	good	good	ADJ
fbem-4171	9	15	policies	policy	NOUN
fbem-4171	9	16	and	and	CCONJ
fbem-4171	9	17	possible	possible	ADJ
fbem-4171	9	18	risks	risk	NOUN
fbem-4171	9	19	faced	face	VERB
fbem-4171	9	20	in	in	ADP
fbem-4171	9	21	the	the	DET
fbem-4171	9	22	process	process	NOUN
fbem-4171	9	23	of	of	ADP
fbem-4171	9	24	introducing	introduce	VERB
fbem-4171	9	25	cbdc	cbdc	NOUN
fbem-4171	9	26	in	in	ADP
fbem-4171	9	27	india	india	PROPN
fbem-4171	9	28	.	.	PUNCT
fbem-4171	10	1	based	base	VERB
fbem-4171	10	2	on	on	ADP
fbem-4171	10	3	the	the	DET
fbem-4171	10	4	research	research	NOUN
fbem-4171	10	5	data	datum	NOUN
fbem-4171	10	6	,	,	PUNCT
fbem-4171	10	7	it	it	PRON
fbem-4171	10	8	explores	explore	VERB
fbem-4171	10	9	the	the	DET
fbem-4171	10	10	impact	impact	NOUN
fbem-4171	10	11	of	of	ADP
fbem-4171	10	12	the	the	DET
fbem-4171	10	13	introduction	introduction	NOUN
fbem-4171	10	14	of	of	ADP
fbem-4171	10	15	cbdc	cbdc	NOUN
fbem-4171	10	16	in	in	ADP
fbem-4171	10	17	india	india	PROPN
fbem-4171	10	18	on	on	ADP
fbem-4171	10	19	international	international	ADJ
fbem-4171	10	20	monetary	monetary	ADJ
fbem-4171	10	21	policy	policy	NOUN
fbem-4171	10	22	and	and	CCONJ
fbem-4171	10	23	the	the	DET
fbem-4171	10	24	implications	implication	NOUN
fbem-4171	10	25	for	for	ADP
fbem-4171	10	26	other	other	ADJ
fbem-4171	10	27	countries	country	NOUN
fbem-4171	10	28	.	.	PUNCT
fbem-4171	11	1	the	the	DET
fbem-4171	11	2	study	study	NOUN
fbem-4171	11	3	shows	show	VERB
fbem-4171	11	4	that	that	SCONJ
fbem-4171	11	5	the	the	DET
fbem-4171	11	6	introduction	introduction	NOUN
fbem-4171	11	7	of	of	ADP
fbem-4171	11	8	cbdc	cbdc	NOUN
fbem-4171	11	9	may	may	AUX
fbem-4171	11	10	receive	receive	VERB
fbem-4171	11	11	some	some	DET
fbem-4171	11	12	hindrance	hindrance	NOUN
fbem-4171	11	13	due	due	ADP
fbem-4171	11	14	to	to	ADP
fbem-4171	11	15	the	the	DET
fbem-4171	11	16	inadequate	inadequate	ADJ
fbem-4171	11	17	infrastructure	infrastructure	NOUN
fbem-4171	11	18	and	and	CCONJ
fbem-4171	11	19	the	the	DET
fbem-4171	11	20	difference	difference	NOUN
fbem-4171	11	21	in	in	ADP
fbem-4171	11	22	the	the	DET
fbem-4171	11	23	quality	quality	NOUN
fbem-4171	11	24	of	of	ADP
fbem-4171	11	25	the	the	DET
fbem-4171	11	26	population	population	NOUN
fbem-4171	11	27	's	's	PART
fbem-4171	11	28	education	education	NOUN
fbem-4171	11	29	level	level	NOUN
fbem-4171	11	30	.	.	PUNCT
fbem-4171	12	1	keywords	keyword	NOUN
fbem-4171	12	2	:	:	PUNCT
fbem-4171	12	3	central	central	ADJ
fbem-4171	12	4	bank	bank	NOUN
fbem-4171	12	5	digital	digital	ADJ
fbem-4171	12	6	currencies	currency	NOUN
fbem-4171	12	7	,	,	PUNCT
fbem-4171	12	8	indian	indian	ADJ
fbem-4171	12	9	digital	digital	ADJ
fbem-4171	12	10	currencies	currency	NOUN
fbem-4171	12	11	,	,	PUNCT
fbem-4171	12	12	digital	digital	ADJ
fbem-4171	12	13	currencies	currency	NOUN
fbem-4171	12	14	in	in	ADP
fbem-4171	12	15	developing	develop	VERB
fbem-4171	12	16	countries	country	NOUN
fbem-4171	12	17	,	,	PUNCT
fbem-4171	12	18	cbdc	cbdc	VERB
fbem-4171	12	19	impact	impact	NOUN
fbem-4171	12	20	.	.	PUNCT
fbem-4171	13	1	1	1	X
fbem-4171	13	2	.	.	X
fbem-4171	13	3	introduction	introduction	NOUN
fbem-4171	13	4	blockchain	blockchain	PROPN
fbem-4171	13	5	technology	technology	PROPN
fbem-4171	13	6	plays	play	VERB
fbem-4171	13	7	an	an	DET
fbem-4171	13	8	essential	essential	ADJ
fbem-4171	13	9	role	role	NOUN
fbem-4171	13	10	in	in	ADP
fbem-4171	13	11	developing	develop	VERB
fbem-4171	13	12	digital	digital	ADJ
fbem-4171	13	13	finance	finance	NOUN
fbem-4171	13	14	as	as	SCONJ
fbem-4171	13	15	the	the	DET
fbem-4171	13	16	concept	concept	NOUN
fbem-4171	13	17	of	of	ADP
fbem-4171	13	18	digital	digital	ADJ
fbem-4171	13	19	finance	finance	NOUN
fbem-4171	13	20	continues	continue	VERB
fbem-4171	13	21	to	to	PART
fbem-4171	13	22	spread	spread	VERB
fbem-4171	13	23	,	,	PUNCT
fbem-4171	13	24	and	and	CCONJ
fbem-4171	13	25	the	the	DET
fbem-4171	13	26	level	level	NOUN
fbem-4171	13	27	of	of	ADP
fbem-4171	13	28	technology	technology	NOUN
fbem-4171	13	29	continues	continue	VERB
fbem-4171	13	30	to	to	PART
fbem-4171	13	31	improve	improve	VERB
fbem-4171	13	32	[	[	X
fbem-4171	13	33	1	1	NUM
fbem-4171	13	34	]	]	PUNCT
fbem-4171	13	35	.	.	PUNCT
fbem-4171	14	1	along	along	ADP
fbem-4171	14	2	with	with	ADP
fbem-4171	14	3	this	this	DET
fbem-4171	14	4	wave	wave	NOUN
fbem-4171	14	5	of	of	ADP
fbem-4171	14	6	digital	digital	ADJ
fbem-4171	14	7	finance	finance	NOUN
fbem-4171	14	8	,	,	PUNCT
fbem-4171	14	9	governments	government	NOUN
fbem-4171	14	10	are	be	AUX
fbem-4171	14	11	beginning	begin	VERB
fbem-4171	14	12	to	to	PART
fbem-4171	14	13	invest	invest	VERB
fbem-4171	14	14	in	in	ADP
fbem-4171	14	15	research	research	NOUN
fbem-4171	14	16	into	into	ADP
fbem-4171	14	17	cryptocurrencies	cryptocurrencie	NOUN
fbem-4171	14	18	with	with	ADP
fbem-4171	14	19	blockchain	blockchain	PROPN
fbem-4171	14	20	technology[2	technology[2	PROPN
fbem-4171	14	21	]	]	X
fbem-4171	14	22	.	.	PUNCT
fbem-4171	15	1	central	central	PROPN
fbem-4171	15	2	bank	bank	PROPN
fbem-4171	15	3	digital	digital	ADJ
fbem-4171	15	4	currencies	currency	NOUN
fbem-4171	15	5	(	(	PUNCT
fbem-4171	15	6	cbdcs	cbdcs	PROPN
fbem-4171	15	7	)	)	PUNCT
fbem-4171	15	8	are	be	AUX
fbem-4171	15	9	a	a	DET
fbem-4171	15	10	new	new	ADJ
fbem-4171	15	11	type	type	NOUN
fbem-4171	15	12	of	of	ADP
fbem-4171	15	13	electronic	electronic	ADJ
fbem-4171	15	14	currency	currency	NOUN
fbem-4171	15	15	controlled	control	VERB
fbem-4171	15	16	and	and	CCONJ
fbem-4171	15	17	issued	issue	VERB
fbem-4171	15	18	by	by	ADP
fbem-4171	15	19	central	central	ADJ
fbem-4171	15	20	banks	bank	NOUN
fbem-4171	15	21	,	,	PUNCT
fbem-4171	15	22	derived	derive	VERB
fbem-4171	15	23	from	from	ADP
fbem-4171	15	24	blockchain	blockchain	PROPN
fbem-4171	15	25	technology	technology	PROPN
fbem-4171	15	26	,	,	PUNCT
fbem-4171	15	27	and	and	CCONJ
fbem-4171	15	28	about	about	ADV
fbem-4171	15	29	90	90	NUM
fbem-4171	15	30	per	per	ADP
fbem-4171	15	31	cent	cent	NOUN
fbem-4171	15	32	of	of	ADP
fbem-4171	15	33	the	the	DET
fbem-4171	15	34	world	world	NOUN
fbem-4171	15	35	's	's	PART
fbem-4171	15	36	countries	country	NOUN
fbem-4171	15	37	are	be	AUX
fbem-4171	15	38	actively	actively	ADV
fbem-4171	15	39	researching	research	VERB
fbem-4171	15	40	and	and	CCONJ
fbem-4171	15	41	implementing	implement	VERB
fbem-4171	15	42	cbdcs[3	cbdcs[3	NOUN
fbem-4171	15	43	]	]	PUNCT
fbem-4171	15	44	.	.	PUNCT
fbem-4171	16	1	as	as	ADP
fbem-4171	16	2	one	one	NUM
fbem-4171	16	3	of	of	ADP
fbem-4171	16	4	the	the	DET
fbem-4171	16	5	critical	critical	ADJ
fbem-4171	16	6	components	component	NOUN
fbem-4171	16	7	of	of	ADP
fbem-4171	16	8	the	the	DET
fbem-4171	16	9	world	world	NOUN
fbem-4171	16	10	's	's	PART
fbem-4171	16	11	financial	financial	ADJ
fbem-4171	16	12	system	system	NOUN
fbem-4171	16	13	,	,	PUNCT
fbem-4171	16	14	india	india	PROPN
fbem-4171	16	15	is	be	AUX
fbem-4171	16	16	currently	currently	ADV
fbem-4171	16	17	at	at	ADP
fbem-4171	16	18	the	the	DET
fbem-4171	16	19	forefront	forefront	NOUN
fbem-4171	16	20	of	of	ADP
fbem-4171	16	21	research	research	NOUN
fbem-4171	16	22	and	and	CCONJ
fbem-4171	16	23	implementation	implementation	NOUN
fbem-4171	16	24	of	of	ADP
fbem-4171	16	25	cbdcs	cbdc	NOUN
fbem-4171	16	26	[	[	X
fbem-4171	16	27	4	4	NUM
fbem-4171	16	28	]	]	PUNCT
fbem-4171	16	29	.	.	PUNCT
fbem-4171	17	1	as	as	ADV
fbem-4171	17	2	early	early	ADV
fbem-4171	17	3	as	as	ADP
fbem-4171	17	4	2021	2021	NUM
fbem-4171	17	5	,	,	PUNCT
fbem-4171	17	6	the	the	DET
fbem-4171	17	7	central	central	ADJ
fbem-4171	17	8	bank	bank	PROPN
fbem-4171	17	9	of	of	ADP
fbem-4171	17	10	india	india	PROPN
fbem-4171	17	11	's	's	PART
fbem-4171	17	12	(	(	PUNCT
fbem-4171	17	13	rbi	rbi	NOUN
fbem-4171	17	14	)	)	PUNCT
fbem-4171	17	15	banking	banking	NOUN
fbem-4171	17	16	trends	trend	NOUN
fbem-4171	17	17	development	development	NOUN
fbem-4171	17	18	report	report	NOUN
fbem-4171	17	19	made	make	VERB
fbem-4171	17	20	the	the	DET
fbem-4171	17	21	point	point	NOUN
fbem-4171	17	22	that	that	PRON
fbem-4171	17	23	cbdc	cbdc	NOUN
fbem-4171	17	24	will	will	AUX
fbem-4171	17	25	play	play	VERB
fbem-4171	17	26	an	an	DET
fbem-4171	17	27	essential	essential	ADJ
fbem-4171	17	28	role	role	NOUN
fbem-4171	17	29	in	in	ADP
fbem-4171	17	30	the	the	DET
fbem-4171	17	31	future	future	NOUN
fbem-4171	17	32	of	of	ADP
fbem-4171	17	33	trade[5	trade[5	PROPN
fbem-4171	17	34	]	]	PUNCT
fbem-4171	17	35	.	.	PUNCT
fbem-4171	18	1	some	some	DET
fbem-4171	18	2	scholars	scholar	NOUN
fbem-4171	18	3	have	have	AUX
fbem-4171	18	4	argued	argue	VERB
fbem-4171	18	5	that	that	SCONJ
fbem-4171	18	6	the	the	DET
fbem-4171	18	7	spread	spread	NOUN
fbem-4171	18	8	of	of	ADP
fbem-4171	18	9	cbdc	cbdc	NOUN
fbem-4171	18	10	in	in	ADP
fbem-4171	18	11	india	india	PROPN
fbem-4171	18	12	may	may	AUX
fbem-4171	18	13	pose	pose	VERB
fbem-4171	18	14	a	a	DET
fbem-4171	18	15	problem	problem	NOUN
fbem-4171	18	16	for	for	ADP
fbem-4171	18	17	indian	indian	ADJ
fbem-4171	18	18	finance	finance	NOUN
fbem-4171	18	19	in	in	ADP
fbem-4171	18	20	terms	term	NOUN
fbem-4171	18	21	of	of	ADP
fbem-4171	18	22	monetary	monetary	ADJ
fbem-4171	18	23	sovereignty	sovereignty	NOUN
fbem-4171	18	24	[	[	X
fbem-4171	18	25	6	6	NUM
fbem-4171	18	26	-	-	SYM
fbem-4171	18	27	8	8	NUM
fbem-4171	18	28	]	]	PUNCT
fbem-4171	18	29	.	.	PUNCT
fbem-4171	19	1	however	however	ADV
fbem-4171	19	2	,	,	PUNCT
fbem-4171	19	3	it	it	PRON
fbem-4171	19	4	is	be	AUX
fbem-4171	19	5	undeniable	undeniable	ADJ
fbem-4171	19	6	that	that	SCONJ
fbem-4171	19	7	cbdc	cbdc	NOUN
fbem-4171	19	8	will	will	AUX
fbem-4171	19	9	play	play	VERB
fbem-4171	19	10	an	an	DET
fbem-4171	19	11	essential	essential	ADJ
fbem-4171	19	12	role	role	NOUN
fbem-4171	19	13	in	in	ADP
fbem-4171	19	14	developing	develop	VERB
fbem-4171	19	15	indian	indian	ADJ
fbem-4171	19	16	finance	finance	NOUN
fbem-4171	19	17	.	.	PUNCT
fbem-4171	20	1	however	however	ADV
fbem-4171	20	2	,	,	PUNCT
fbem-4171	20	3	the	the	DET
fbem-4171	20	4	scholarly	scholarly	ADJ
fbem-4171	20	5	research	research	NOUN
fbem-4171	20	6	that	that	PRON
fbem-4171	20	7	currently	currently	ADV
fbem-4171	20	8	exists	exist	VERB
fbem-4171	20	9	focuses	focus	VERB
fbem-4171	20	10	on	on	ADP
fbem-4171	20	11	the	the	DET
fbem-4171	20	12	possible	possible	ADJ
fbem-4171	20	13	impact	impact	NOUN
fbem-4171	20	14	of	of	ADP
fbem-4171	20	15	the	the	DET
fbem-4171	20	16	introduction	introduction	NOUN
fbem-4171	20	17	of	of	ADP
fbem-4171	20	18	cbdcs	cbdc	NOUN
fbem-4171	20	19	in	in	ADP
fbem-4171	20	20	india	india	PROPN
fbem-4171	20	21	on	on	ADP
fbem-4171	20	22	india	india	PROPN
fbem-4171	20	23	's	's	PART
fbem-4171	20	24	own	own	ADJ
fbem-4171	20	25	economy	economy	NOUN
fbem-4171	20	26	,	,	PUNCT
fbem-4171	20	27	while	while	SCONJ
fbem-4171	20	28	relatively	relatively	ADV
fbem-4171	20	29	little	little	ADJ
fbem-4171	20	30	research	research	NOUN
fbem-4171	20	31	has	have	AUX
fbem-4171	20	32	been	be	AUX
fbem-4171	20	33	conducted	conduct	VERB
fbem-4171	20	34	on	on	ADP
fbem-4171	20	35	the	the	DET
fbem-4171	20	36	impact	impact	NOUN
fbem-4171	20	37	of	of	ADP
fbem-4171	20	38	indian	indian	ADJ
fbem-4171	20	39	cbdcs	cbdc	NOUN
fbem-4171	20	40	on	on	ADP
fbem-4171	20	41	international	international	ADJ
fbem-4171	20	42	cbdcs	cbdc	NOUN
fbem-4171	20	43	from	from	ADP
fbem-4171	20	44	an	an	DET
fbem-4171	20	45	international	international	ADJ
fbem-4171	20	46	financial	financial	ADJ
fbem-4171	20	47	perspective	perspective	NOUN
fbem-4171	20	48	,	,	PUNCT
fbem-4171	20	49	particularly	particularly	ADV
fbem-4171	20	50	on	on	ADP
fbem-4171	20	51	developing	develop	VERB
fbem-4171	20	52	countries	country	NOUN
fbem-4171	20	53	.	.	PUNCT
fbem-4171	21	1	this	this	DET
fbem-4171	21	2	study	study	NOUN
fbem-4171	21	3	will	will	AUX
fbem-4171	21	4	therefore	therefore	ADV
fbem-4171	21	5	examine	examine	VERB
fbem-4171	21	6	the	the	DET
fbem-4171	21	7	possible	possible	ADJ
fbem-4171	21	8	impact	impact	NOUN
fbem-4171	21	9	of	of	ADP
fbem-4171	21	10	the	the	DET
fbem-4171	21	11	large	large	ADJ
fbem-4171	21	12	-	-	PUNCT
fbem-4171	21	13	scale	scale	NOUN
fbem-4171	21	14	adoption	adoption	NOUN
fbem-4171	21	15	of	of	ADP
fbem-4171	21	16	cbdcs	cbdc	NOUN
fbem-4171	21	17	in	in	ADP
fbem-4171	21	18	india	india	PROPN
fbem-4171	21	19	on	on	ADP
fbem-4171	21	20	the	the	DET
fbem-4171	21	21	international	international	ADJ
fbem-4171	21	22	monetary	monetary	ADJ
fbem-4171	21	23	policy	policy	NOUN
fbem-4171	21	24	system	system	NOUN
fbem-4171	21	25	from	from	ADP
fbem-4171	21	26	the	the	DET
fbem-4171	21	27	perspective	perspective	NOUN
fbem-4171	21	28	of	of	ADP
fbem-4171	21	29	the	the	DET
fbem-4171	21	30	introduction	introduction	NOUN
fbem-4171	21	31	of	of	ADP
fbem-4171	21	32	cbdcs	cbdc	NOUN
fbem-4171	21	33	in	in	ADP
fbem-4171	21	34	india	india	PROPN
fbem-4171	21	35	and	and	CCONJ
fbem-4171	21	36	discuss	discuss	VERB
fbem-4171	21	37	the	the	DET
fbem-4171	21	38	implications	implication	NOUN
fbem-4171	21	39	of	of	ADP
fbem-4171	21	40	the	the	DET
fbem-4171	21	41	introduction	introduction	NOUN
fbem-4171	21	42	of	of	ADP
fbem-4171	21	43	cbdcs	cbdc	NOUN
fbem-4171	21	44	in	in	ADP
fbem-4171	21	45	india	india	PROPN
fbem-4171	21	46	for	for	ADP
fbem-4171	21	47	other	other	ADJ
fbem-4171	21	48	developing	develop	VERB
fbem-4171	21	49	countries	country	NOUN
fbem-4171	21	50	.	.	PUNCT
fbem-4171	22	1	this	this	DET
fbem-4171	22	2	research	research	NOUN
fbem-4171	22	3	will	will	AUX
fbem-4171	22	4	first	first	ADV
fbem-4171	22	5	review	review	VERB
fbem-4171	22	6	the	the	DET
fbem-4171	22	7	development	development	NOUN
fbem-4171	22	8	of	of	ADP
fbem-4171	22	9	the	the	DET
fbem-4171	22	10	cbdc	cbdc	NOUN
fbem-4171	22	11	model	model	NOUN
fbem-4171	22	12	and	and	CCONJ
fbem-4171	22	13	identify	identify	VERB
fbem-4171	22	14	the	the	DET
fbem-4171	22	15	efforts	effort	NOUN
fbem-4171	22	16	made	make	VERB
fbem-4171	22	17	to	to	PART
fbem-4171	22	18	study	study	VERB
fbem-4171	22	19	and	and	CCONJ
fbem-4171	22	20	implement	implement	VERB
fbem-4171	22	21	cbdc	cbdc	NOUN
fbem-4171	22	22	in	in	ADP
fbem-4171	22	23	india	india	PROPN
fbem-4171	22	24	.	.	PUNCT
fbem-4171	23	1	next	next	ADV
fbem-4171	23	2	,	,	PUNCT
fbem-4171	23	3	the	the	DET
fbem-4171	23	4	design	design	NOUN
fbem-4171	23	5	perspective	perspective	NOUN
fbem-4171	23	6	of	of	ADP
fbem-4171	23	7	the	the	DET
fbem-4171	23	8	study	study	NOUN
fbem-4171	23	9	and	and	CCONJ
fbem-4171	23	10	the	the	DET
fbem-4171	23	11	research	research	NOUN
fbem-4171	23	12	methods	method	NOUN
fbem-4171	23	13	used	use	VERB
fbem-4171	23	14	will	will	AUX
fbem-4171	23	15	be	be	AUX
fbem-4171	23	16	described	describe	VERB
fbem-4171	23	17	,	,	PUNCT
fbem-4171	23	18	and	and	CCONJ
fbem-4171	23	19	then	then	ADV
fbem-4171	23	20	the	the	DET
fbem-4171	23	21	research	research	NOUN
fbem-4171	23	22	will	will	AUX
fbem-4171	23	23	present	present	VERB
fbem-4171	23	24	and	and	CCONJ
fbem-4171	23	25	discuss	discuss	VERB
fbem-4171	23	26	the	the	DET
fbem-4171	23	27	findings	finding	NOUN
fbem-4171	23	28	from	from	ADP
fbem-4171	23	29	the	the	DET
fbem-4171	23	30	study	study	NOUN
fbem-4171	23	31	.	.	PUNCT
fbem-4171	24	1	finally	finally	ADV
fbem-4171	24	2	,	,	PUNCT
fbem-4171	24	3	the	the	DET
fbem-4171	24	4	main	main	ADJ
fbem-4171	24	5	findings	finding	NOUN
fbem-4171	24	6	and	and	CCONJ
fbem-4171	24	7	possible	possible	ADJ
fbem-4171	24	8	limitations	limitation	NOUN
fbem-4171	24	9	of	of	ADP
fbem-4171	24	10	the	the	DET
fbem-4171	24	11	study	study	NOUN
fbem-4171	24	12	are	be	AUX
fbem-4171	24	13	summarized	summarize	VERB
fbem-4171	24	14	.	.	PUNCT
fbem-4171	25	1	2	2	X
fbem-4171	25	2	.	.	X
fbem-4171	25	3	literature	literature	NOUN
fbem-4171	25	4	review	review	PROPN
fbem-4171	25	5	as	as	ADP
fbem-4171	25	6	one	one	NUM
fbem-4171	25	7	of	of	ADP
fbem-4171	25	8	the	the	DET
fbem-4171	25	9	representative	representative	ADJ
fbem-4171	25	10	products	product	NOUN
fbem-4171	25	11	of	of	ADP
fbem-4171	25	12	the	the	DET
fbem-4171	25	13	new	new	ADJ
fbem-4171	25	14	financial	financial	ADJ
fbem-4171	25	15	technology	technology	NOUN
fbem-4171	25	16	,	,	PUNCT
fbem-4171	25	17	blockchain	blockchain	PROPN
fbem-4171	25	18	has	have	AUX
fbem-4171	25	19	won	win	VERB
fbem-4171	25	20	the	the	DET
fbem-4171	25	21	recognition	recognition	NOUN
fbem-4171	25	22	of	of	ADP
fbem-4171	25	23	the	the	DET
fbem-4171	25	24	financial	financial	ADJ
fbem-4171	25	25	sector	sector	NOUN
fbem-4171	25	26	for	for	ADP
fbem-4171	25	27	its	its	PRON
fbem-4171	25	28	outstanding	outstanding	ADJ
fbem-4171	25	29	cryptography	cryptography	NOUN
fbem-4171	25	30	and	and	CCONJ
fbem-4171	25	31	reliable	reliable	ADJ
fbem-4171	25	32	security	security	NOUN
fbem-4171	25	33	[	[	X
fbem-4171	25	34	9	9	NUM
fbem-4171	25	35	]	]	PUNCT
fbem-4171	25	36	.	.	PUNCT
fbem-4171	26	1	the	the	DET
fbem-4171	26	2	cbdc	cbdc	NOUN
fbem-4171	26	3	is	be	AUX
fbem-4171	26	4	the	the	DET
fbem-4171	26	5	product	product	NOUN
fbem-4171	26	6	of	of	ADP
fbem-4171	26	7	research	research	NOUN
fbem-4171	26	8	by	by	ADP
fbem-4171	26	9	central	central	ADJ
fbem-4171	26	10	banks	bank	NOUN
fbem-4171	26	11	of	of	ADP
fbem-4171	26	12	governments	government	NOUN
fbem-4171	26	13	to	to	PART
fbem-4171	26	14	formalise	formalise	VERB
fbem-4171	26	15	digital	digital	ADJ
fbem-4171	26	16	cryptocurrencies	cryptocurrencie	NOUN
fbem-4171	26	17	,	,	PUNCT
fbem-4171	26	18	a	a	DET
fbem-4171	26	19	digital	digital	ADJ
fbem-4171	26	20	form	form	NOUN
fbem-4171	26	21	of	of	ADP
fbem-4171	26	22	national	national	ADJ
fbem-4171	26	23	sovereign	sovereign	ADJ
fbem-4171	26	24	currency	currency	NOUN
fbem-4171	26	25	[	[	X
fbem-4171	26	26	10	10	NUM
fbem-4171	26	27	-	-	SYM
fbem-4171	26	28	11	11	NUM
fbem-4171	26	29	]	]	PUNCT
fbem-4171	26	30	.	.	PUNCT
fbem-4171	27	1	the	the	DET
fbem-4171	27	2	cbdc	cbdc	NOUN
fbem-4171	27	3	model	model	NOUN
fbem-4171	27	4	has	have	AUX
fbem-4171	27	5	been	be	AUX
fbem-4171	27	6	widely	widely	ADV
fbem-4171	27	7	discussed	discuss	VERB
fbem-4171	27	8	in	in	ADP
fbem-4171	27	9	the	the	DET
fbem-4171	27	10	financial	financial	ADJ
fbem-4171	27	11	field	field	NOUN
fbem-4171	27	12	since	since	SCONJ
fbem-4171	27	13	its	its	PRON
fbem-4171	27	14	inception	inception	NOUN
fbem-4171	27	15	,	,	PUNCT
fbem-4171	27	16	and	and	CCONJ
fbem-4171	27	17	cbdcs	cbdc	NOUN
fbem-4171	27	18	promoted	promote	VERB
fbem-4171	27	19	under	under	ADP
fbem-4171	27	20	the	the	DET
fbem-4171	27	21	auspices	auspex	NOUN
fbem-4171	27	22	of	of	ADP
fbem-4171	27	23	the	the	DET
fbem-4171	27	24	government	government	NOUN
fbem-4171	27	25	as	as	ADP
fbem-4171	27	26	a	a	DET
fbem-4171	27	27	national	national	ADJ
fbem-4171	27	28	subject	subject	NOUN
fbem-4171	27	29	have	have	VERB
fbem-4171	27	30	various	various	ADJ
fbem-4171	27	31	far	far	ADV
fbem-4171	27	32	-	-	PUNCT
fbem-4171	27	33	reaching	reach	VERB
fbem-4171	27	34	implications	implication	NOUN
fbem-4171	27	35	for	for	ADP
fbem-4171	27	36	a	a	DET
fbem-4171	27	37	country	country	NOUN
fbem-4171	28	1	[	[	X
fbem-4171	28	2	7][1213	7][1213	NUM
fbem-4171	28	3	]	]	PUNCT
fbem-4171	28	4	.	.	PUNCT
fbem-4171	29	1	in	in	ADP
fbem-4171	29	2	recent	recent	ADJ
fbem-4171	29	3	years	year	NOUN
fbem-4171	29	4	,	,	PUNCT
fbem-4171	29	5	india	india	PROPN
fbem-4171	29	6	has	have	AUX
fbem-4171	29	7	had	have	VERB
fbem-4171	29	8	to	to	PART
fbem-4171	29	9	take	take	VERB
fbem-4171	29	10	cbdc	cbdc	NOUN
fbem-4171	29	11	research	research	NOUN
fbem-4171	29	12	exceptionally	exceptionally	ADV
fbem-4171	29	13	seriously	seriously	ADV
fbem-4171	29	14	.	.	PUNCT
fbem-4171	30	1	in	in	ADP
fbem-4171	30	2	2018	2018	NUM
fbem-4171	30	3	,	,	PUNCT
fbem-4171	30	4	india	india	PROPN
fbem-4171	30	5	issued	issue	VERB
fbem-4171	30	6	a	a	DET
fbem-4171	30	7	crypto	crypto	NOUN
fbem-4171	30	8	ban	ban	NOUN
fbem-4171	30	9	,	,	PUNCT
fbem-4171	30	10	cracked	crack	VERB
fbem-4171	30	11	down	down	ADP
fbem-4171	30	12	on	on	ADP
fbem-4171	30	13	private	private	ADJ
fbem-4171	30	14	crypto	crypto	NOUN
fbem-4171	30	15	coins	coin	NOUN
fbem-4171	30	16	,	,	PUNCT
fbem-4171	30	17	and	and	CCONJ
fbem-4171	30	18	began	begin	VERB
fbem-4171	30	19	developing	develop	VERB
fbem-4171	30	20	a	a	DET
fbem-4171	30	21	state	state	NOUN
fbem-4171	30	22	-	-	PUNCT
fbem-4171	30	23	owned	own	VERB
fbem-4171	30	24	cbdc	cbdc	NOUN
fbem-4171	30	25	.	.	PUNCT
fbem-4171	31	1	institutionally	institutionally	ADV
fbem-4171	31	2	,	,	PUNCT
fbem-4171	31	3	the	the	DET
fbem-4171	31	4	rbi	rbi	NOUN
fbem-4171	31	5	hopes	hope	VERB
fbem-4171	31	6	to	to	PART
fbem-4171	31	7	follow	follow	VERB
fbem-4171	31	8	china	china	PROPN
fbem-4171	31	9	's	's	PART
fbem-4171	31	10	digital	digital	ADJ
fbem-4171	31	11	renminbi	renminbi	NOUN
fbem-4171	31	12	scheme	scheme	NOUN
fbem-4171	31	13	for	for	ADP
fbem-4171	31	14	its	its	PRON
fbem-4171	31	15	own	own	ADJ
fbem-4171	31	16	digital	digital	ADJ
fbem-4171	31	17	rupee	rupee	NOUN
fbem-4171	31	18	scheme	scheme	NOUN
fbem-4171	31	19	,	,	PUNCT
fbem-4171	31	20	which	which	PRON
fbem-4171	31	21	a	a	DET
fbem-4171	31	22	full	full	ADJ
fbem-4171	31	23	range	range	NOUN
fbem-4171	31	24	of	of	ADP
fbem-4171	31	25	cbdcs	cbdc	NOUN
fbem-4171	31	26	would	would	AUX
fbem-4171	31	27	support	support	VERB
fbem-4171	31	28	.	.	PUNCT
fbem-4171	32	1	on	on	ADP
fbem-4171	32	2	a	a	DET
fbem-4171	32	3	legal	legal	ADJ
fbem-4171	32	4	level	level	NOUN
fbem-4171	32	5	,	,	PUNCT
fbem-4171	32	6	india	india	PROPN
fbem-4171	32	7	has	have	AUX
fbem-4171	32	8	enacted	enact	VERB
fbem-4171	32	9	laws	law	NOUN
fbem-4171	32	10	to	to	PART
fbem-4171	32	11	uphold	uphold	VERB
fbem-4171	32	12	the	the	DET
fbem-4171	32	13	legitimacy	legitimacy	NOUN
fbem-4171	32	14	of	of	ADP
fbem-4171	32	15	cbdcs	cbdc	NOUN
fbem-4171	32	16	and	and	CCONJ
fbem-4171	32	17	to	to	PART
fbem-4171	32	18	combat	combat	VERB
fbem-4171	32	19	the	the	DET
fbem-4171	32	20	circulation	circulation	NOUN
fbem-4171	32	21	of	of	ADP
fbem-4171	32	22	private	private	ADJ
fbem-4171	32	23	cryptocurrencies	cryptocurrencie	NOUN
fbem-4171	32	24	.	.	PUNCT
fbem-4171	33	1	this	this	DET
fbem-4171	33	2	series	series	NOUN
fbem-4171	33	3	of	of	ADP
fbem-4171	33	4	actions	action	NOUN
fbem-4171	33	5	are	be	AUX
fbem-4171	33	6	paving	pave	VERB
fbem-4171	33	7	the	the	DET
fbem-4171	33	8	way	way	NOUN
fbem-4171	33	9	for	for	ADP
fbem-4171	33	10	securing	secure	VERB
fbem-4171	33	11	the	the	DET
fbem-4171	33	12	smooth	smooth	ADJ
fbem-4171	33	13	development	development	NOUN
fbem-4171	33	14	of	of	ADP
fbem-4171	33	15	cbdc	cbdc	NOUN
fbem-4171	33	16	in	in	ADP
fbem-4171	33	17	india	india	PROPN
fbem-4171	33	18	.	.	PUNCT
fbem-4171	34	1	3	3	X
fbem-4171	34	2	.	.	X
fbem-4171	34	3	methodology	methodology	NOUN
fbem-4171	34	4	the	the	DET
fbem-4171	34	5	cbdc	cbdc	NOUN
fbem-4171	34	6	is	be	AUX
fbem-4171	34	7	a	a	DET
fbem-4171	34	8	combination	combination	NOUN
fbem-4171	34	9	of	of	ADP
fbem-4171	34	10	monetary	monetary	ADJ
fbem-4171	34	11	policy	policy	NOUN
fbem-4171	34	12	and	and	CCONJ
fbem-4171	34	13	219	219	NUM
fbem-4171	34	14	blockchain	blockchain	NOUN
fbem-4171	34	15	technology	technology	NOUN
fbem-4171	34	16	and	and	CCONJ
fbem-4171	34	17	is	be	AUX
fbem-4171	34	18	a	a	DET
fbem-4171	34	19	digital	digital	ADJ
fbem-4171	34	20	form	form	NOUN
fbem-4171	34	21	of	of	ADP
fbem-4171	34	22	national	national	ADJ
fbem-4171	34	23	sovereign	sovereign	ADJ
fbem-4171	34	24	currency	currency	NOUN
fbem-4171	34	25	,	,	PUNCT
fbem-4171	34	26	making	make	VERB
fbem-4171	34	27	this	this	DET
fbem-4171	34	28	study	study	NOUN
fbem-4171	34	29	an	an	DET
fbem-4171	34	30	interdisciplinary	interdisciplinary	ADJ
fbem-4171	34	31	research	research	NOUN
fbem-4171	34	32	project	project	NOUN
fbem-4171	34	33	in	in	ADP
fbem-4171	34	34	nature	nature	NOUN
fbem-4171	34	35	.	.	PUNCT
fbem-4171	35	1	the	the	DET
fbem-4171	35	2	data	datum	NOUN
fbem-4171	35	3	collected	collect	VERB
fbem-4171	35	4	in	in	ADP
fbem-4171	35	5	this	this	DET
fbem-4171	35	6	study	study	NOUN
fbem-4171	35	7	is	be	AUX
fbem-4171	35	8	based	base	VERB
fbem-4171	35	9	on	on	ADP
fbem-4171	35	10	the	the	DET
fbem-4171	35	11	development	development	NOUN
fbem-4171	35	12	of	of	ADP
fbem-4171	35	13	cbdc	cbdc	NOUN
fbem-4171	35	14	in	in	ADP
fbem-4171	35	15	india	india	PROPN
fbem-4171	35	16	as	as	ADP
fbem-4171	35	17	a	a	DET
fbem-4171	35	18	case	case	NOUN
fbem-4171	35	19	study	study	NOUN
fbem-4171	35	20	,	,	PUNCT
fbem-4171	35	21	and	and	CCONJ
fbem-4171	35	22	the	the	DET
fbem-4171	35	23	data	datum	NOUN
fbem-4171	35	24	collected	collect	VERB
fbem-4171	35	25	is	be	AUX
fbem-4171	35	26	analyzed	analyze	VERB
fbem-4171	35	27	,	,	PUNCT
fbem-4171	35	28	and	and	CCONJ
fbem-4171	35	29	conclusions	conclusion	NOUN
fbem-4171	35	30	are	be	AUX
fbem-4171	35	31	drawn	draw	VERB
fbem-4171	35	32	using	use	VERB
fbem-4171	35	33	a	a	DET
fbem-4171	35	34	bibliometric	bibliometric	ADJ
fbem-4171	35	35	approach	approach	NOUN
fbem-4171	35	36	.	.	PUNCT
fbem-4171	36	1	the	the	DET
fbem-4171	36	2	data	datum	NOUN
fbem-4171	36	3	for	for	ADP
fbem-4171	36	4	this	this	DET
fbem-4171	36	5	study	study	NOUN
fbem-4171	36	6	was	be	AUX
fbem-4171	36	7	obtained	obtain	VERB
fbem-4171	36	8	from	from	ADP
fbem-4171	36	9	the	the	DET
fbem-4171	36	10	world	world	NOUN
fbem-4171	36	11	bank	bank	PROPN
fbem-4171	36	12	and	and	CCONJ
fbem-4171	36	13	secondary	secondary	ADJ
fbem-4171	36	14	data	datum	NOUN
fbem-4171	36	15	from	from	ADP
fbem-4171	36	16	relevant	relevant	ADJ
fbem-4171	36	17	articles	article	NOUN
fbem-4171	36	18	.	.	PUNCT
fbem-4171	37	1	the	the	DET
fbem-4171	37	2	bibliometric	bibliometric	ADJ
fbem-4171	37	3	analysis	analysis	NOUN
fbem-4171	37	4	method	method	NOUN
fbem-4171	37	5	is	be	AUX
fbem-4171	37	6	used	use	VERB
fbem-4171	37	7	in	in	ADP
fbem-4171	37	8	the	the	DET
fbem-4171	37	9	data	datum	NOUN
fbem-4171	37	10	analysis	analysis	NOUN
fbem-4171	37	11	section	section	NOUN
fbem-4171	37	12	to	to	PART
fbem-4171	37	13	summarise	summarise	VERB
fbem-4171	37	14	and	and	CCONJ
fbem-4171	37	15	analyze	analyze	VERB
fbem-4171	37	16	the	the	DET
fbem-4171	37	17	data	datum	NOUN
fbem-4171	37	18	.	.	PUNCT
fbem-4171	38	1	4	4	X
fbem-4171	38	2	.	.	X
fbem-4171	38	3	data	datum	NOUN
fbem-4171	38	4	analysis	analysis	NOUN
fbem-4171	38	5	4.1	4.1	NUM
fbem-4171	38	6	.	.	PUNCT
fbem-4171	39	1	advantages	advantage	NOUN
fbem-4171	39	2	of	of	ADP
fbem-4171	39	3	cbdc	cbdc	VERB
fbem-4171	39	4	monetary	monetary	ADJ
fbem-4171	39	5	policy	policy	NOUN
fbem-4171	39	6	in	in	ADP
fbem-4171	39	7	india	india	PROPN
fbem-4171	39	8	4.1.1	4.1.1	PROPN
fbem-4171	39	9	.	.	PUNCT
fbem-4171	40	1	gradualist	gradualist	ADJ
fbem-4171	40	2	approach	approach	NOUN
fbem-4171	40	3	to	to	ADP
fbem-4171	40	4	the	the	DET
fbem-4171	40	5	introduction	introduction	NOUN
fbem-4171	40	6	india	india	PROPN
fbem-4171	40	7	has	have	AUX
fbem-4171	40	8	adopted	adopt	VERB
fbem-4171	40	9	a	a	DET
fbem-4171	40	10	gradualist	gradualist	ADJ
fbem-4171	40	11	philosophy	philosophy	NOUN
fbem-4171	40	12	to	to	PART
fbem-4171	40	13	introduce	introduce	VERB
fbem-4171	40	14	cbdc	cbdc	NOUN
fbem-4171	40	15	as	as	ADP
fbem-4171	40	16	a	a	DET
fbem-4171	40	17	way	way	NOUN
fbem-4171	40	18	to	to	PART
fbem-4171	40	19	reduce	reduce	VERB
fbem-4171	40	20	the	the	DET
fbem-4171	40	21	impact	impact	NOUN
fbem-4171	40	22	caused	cause	VERB
fbem-4171	40	23	by	by	ADP
fbem-4171	40	24	cbdc	cbdc	NOUN
fbem-4171	40	25	.	.	PUNCT
fbem-4171	41	1	as	as	SCONJ
fbem-4171	41	2	mentioned	mention	VERB
fbem-4171	41	3	above	above	ADV
fbem-4171	41	4	,	,	PUNCT
fbem-4171	41	5	the	the	DET
fbem-4171	41	6	introduction	introduction	NOUN
fbem-4171	41	7	of	of	ADP
fbem-4171	41	8	cbdc	cbdc	NOUN
fbem-4171	41	9	is	be	AUX
fbem-4171	41	10	a	a	DET
fbem-4171	41	11	change	change	NOUN
fbem-4171	41	12	in	in	ADP
fbem-4171	41	13	the	the	DET
fbem-4171	41	14	monetary	monetary	ADJ
fbem-4171	41	15	system	system	NOUN
fbem-4171	41	16	,	,	PUNCT
fbem-4171	41	17	and	and	CCONJ
fbem-4171	41	18	financial	financial	ADJ
fbem-4171	41	19	systems	system	NOUN
fbem-4171	41	20	that	that	PRON
fbem-4171	41	21	will	will	AUX
fbem-4171	41	22	alter	alter	VERB
fbem-4171	41	23	the	the	DET
fbem-4171	41	24	country	country	NOUN
fbem-4171	41	25	's	's	PART
fbem-4171	41	26	financial	financial	ADJ
fbem-4171	41	27	sector	sector	NOUN
fbem-4171	41	28	system	system	NOUN
fbem-4171	41	29	and	and	CCONJ
fbem-4171	41	30	the	the	DET
fbem-4171	41	31	definition	definition	NOUN
fbem-4171	41	32	and	and	CCONJ
fbem-4171	41	33	actual	actual	ADJ
fbem-4171	41	34	meaning	meaning	NOUN
fbem-4171	41	35	of	of	ADP
fbem-4171	41	36	money	money	NOUN
fbem-4171	41	37	will	will	AUX
fbem-4171	41	38	be	be	AUX
fbem-4171	41	39	affected	affect	VERB
fbem-4171	41	40	[	[	PUNCT
fbem-4171	41	41	15	15	NUM
fbem-4171	41	42	]	]	PUNCT
fbem-4171	41	43	.	.	PUNCT
fbem-4171	42	1	this	this	DET
fbem-4171	42	2	level	level	NOUN
fbem-4171	42	3	of	of	ADP
fbem-4171	42	4	impact	impact	NOUN
fbem-4171	42	5	will	will	AUX
fbem-4171	42	6	start	start	VERB
fbem-4171	42	7	with	with	ADP
fbem-4171	42	8	the	the	DET
fbem-4171	42	9	impact	impact	NOUN
fbem-4171	42	10	on	on	ADP
fbem-4171	42	11	the	the	DET
fbem-4171	42	12	currency	currency	NOUN
fbem-4171	42	13	due	due	ADJ
fbem-4171	42	14	to	to	PART
fbem-4171	42	15	cbdc	cbdc	VERB
fbem-4171	42	16	and	and	CCONJ
fbem-4171	42	17	gradually	gradually	ADV
fbem-4171	42	18	expand	expand	VERB
fbem-4171	42	19	to	to	ADP
fbem-4171	42	20	the	the	DET
fbem-4171	42	21	overall	overall	ADJ
fbem-4171	42	22	economic	economic	ADJ
fbem-4171	42	23	level	level	NOUN
fbem-4171	42	24	of	of	ADP
fbem-4171	42	25	the	the	DET
fbem-4171	42	26	country	country	NOUN
fbem-4171	42	27	as	as	ADP
fbem-4171	42	28	a	a	DET
fbem-4171	42	29	whole	whole	NOUN
fbem-4171	42	30	.	.	PUNCT
fbem-4171	43	1	the	the	DET
fbem-4171	43	2	indian	indian	ADJ
fbem-4171	43	3	government	government	NOUN
fbem-4171	43	4	has	have	AUX
fbem-4171	43	5	adopted	adopt	VERB
fbem-4171	43	6	a	a	DET
fbem-4171	43	7	modest	modest	ADJ
fbem-4171	43	8	and	and	CCONJ
fbem-4171	43	9	gradual	gradual	ADJ
fbem-4171	43	10	process	process	NOUN
fbem-4171	43	11	of	of	ADP
fbem-4171	43	12	introduction	introduction	NOUN
fbem-4171	43	13	of	of	ADP
fbem-4171	43	14	cbdc	cbdc	NOUN
fbem-4171	43	15	,	,	PUNCT
fbem-4171	43	16	which	which	PRON
fbem-4171	43	17	will	will	AUX
fbem-4171	43	18	be	be	AUX
fbem-4171	43	19	completed	complete	VERB
fbem-4171	43	20	gradually	gradually	ADV
fbem-4171	43	21	through	through	ADP
fbem-4171	43	22	the	the	DET
fbem-4171	43	23	deployment	deployment	NOUN
fbem-4171	43	24	of	of	ADP
fbem-4171	43	25	policies	policy	NOUN
fbem-4171	43	26	and	and	CCONJ
fbem-4171	43	27	practical	practical	ADJ
fbem-4171	43	28	applications	application	NOUN
fbem-4171	43	29	and	and	CCONJ
fbem-4171	43	30	the	the	DET
fbem-4171	43	31	structuring	structuring	NOUN
fbem-4171	43	32	of	of	ADP
fbem-4171	43	33	relevant	relevant	ADJ
fbem-4171	43	34	sectoral	sectoral	ADJ
fbem-4171	43	35	institutions	institution	NOUN
fbem-4171	43	36	.	.	PUNCT
fbem-4171	44	1	the	the	DET
fbem-4171	44	2	gradual	gradual	ADJ
fbem-4171	44	3	process	process	NOUN
fbem-4171	44	4	of	of	ADP
fbem-4171	44	5	introducing	introduce	VERB
fbem-4171	44	6	cbdc	cbdc	NOUN
fbem-4171	44	7	minimizes	minimize	VERB
fbem-4171	44	8	the	the	DET
fbem-4171	44	9	impact	impact	NOUN
fbem-4171	44	10	of	of	ADP
fbem-4171	44	11	the	the	DET
fbem-4171	44	12	introduction	introduction	NOUN
fbem-4171	44	13	of	of	ADP
fbem-4171	44	14	cbdc	cbdc	NOUN
fbem-4171	44	15	on	on	ADP
fbem-4171	44	16	the	the	DET
fbem-4171	44	17	indian	indian	ADJ
fbem-4171	44	18	economy	economy	NOUN
fbem-4171	44	19	and	and	CCONJ
fbem-4171	44	20	allows	allow	VERB
fbem-4171	44	21	sufficient	sufficient	ADJ
fbem-4171	44	22	time	time	NOUN
fbem-4171	44	23	for	for	SCONJ
fbem-4171	44	24	society	society	NOUN
fbem-4171	44	25	to	to	PART
fbem-4171	44	26	move	move	VERB
fbem-4171	44	27	gradually	gradually	ADV
fbem-4171	44	28	to	to	ADP
fbem-4171	44	29	the	the	DET
fbem-4171	44	30	cbdc	cbdc	NOUN
fbem-4171	44	31	model	model	NOUN
fbem-4171	44	32	[	[	X
fbem-4171	44	33	14	14	NUM
fbem-4171	44	34	-	-	SYM
fbem-4171	44	35	15	15	NUM
fbem-4171	44	36	]	]	PUNCT
fbem-4171	44	37	.	.	PUNCT
fbem-4171	45	1	thus	thus	ADV
fbem-4171	45	2	,	,	PUNCT
fbem-4171	45	3	the	the	DET
fbem-4171	45	4	gradual	gradual	ADJ
fbem-4171	45	5	cbdc	cbdc	NOUN
fbem-4171	45	6	model	model	NOUN
fbem-4171	45	7	adopted	adopt	VERB
fbem-4171	45	8	by	by	ADP
fbem-4171	45	9	india	india	PROPN
fbem-4171	45	10	is	be	AUX
fbem-4171	45	11	of	of	ADP
fbem-4171	45	12	interest	interest	NOUN
fbem-4171	45	13	.	.	PUNCT
fbem-4171	46	1	4.1.2	4.1.2	X
fbem-4171	46	2	.	.	PUNCT
fbem-4171	46	3	centralized	centralize	VERB
fbem-4171	46	4	blockchain	blockchain	PROPN
fbem-4171	46	5	technology	technology	PROPN
fbem-4171	46	6	india	india	PROPN
fbem-4171	46	7	has	have	VERB
fbem-4171	46	8	a	a	DET
fbem-4171	46	9	good	good	ADJ
fbem-4171	46	10	base	base	NOUN
fbem-4171	46	11	of	of	ADP
fbem-4171	46	12	digital	digital	ADJ
fbem-4171	46	13	transactions	transaction	NOUN
fbem-4171	46	14	.	.	PUNCT
fbem-4171	47	1	the	the	DET
fbem-4171	47	2	study	study	NOUN
fbem-4171	47	3	by	by	ADP
fbem-4171	47	4	zeya	zeya	PROPN
fbem-4171	47	5	and	and	CCONJ
fbem-4171	47	6	majumder	majumder	NOUN
fbem-4171	47	7	states	state	VERB
fbem-4171	47	8	that	that	SCONJ
fbem-4171	47	9	payment	payment	NOUN
fbem-4171	47	10	methods	method	NOUN
fbem-4171	47	11	in	in	ADP
fbem-4171	47	12	india	india	PROPN
fbem-4171	47	13	transformed	transform	VERB
fbem-4171	47	14	in	in	ADP
fbem-4171	47	15	2018	2018	NUM
fbem-4171	47	16	-	-	SYM
fbem-4171	47	17	2021[8	2021[8	NOUN
fbem-4171	47	18	]	]	PUNCT
fbem-4171	47	19	.	.	PUNCT
fbem-4171	48	1	the	the	DET
fbem-4171	48	2	study	study	NOUN
fbem-4171	48	3	's	's	PART
fbem-4171	48	4	survey	survey	NOUN
fbem-4171	48	5	data	datum	NOUN
fbem-4171	48	6	shows	show	VERB
fbem-4171	48	7	that	that	SCONJ
fbem-4171	48	8	the	the	DET
fbem-4171	48	9	percentage	percentage	NOUN
fbem-4171	48	10	of	of	ADP
fbem-4171	48	11	transactions	transaction	NOUN
fbem-4171	48	12	completed	complete	VERB
fbem-4171	48	13	using	use	VERB
fbem-4171	48	14	digital	digital	ADJ
fbem-4171	48	15	payment	payment	NOUN
fbem-4171	48	16	systems	system	NOUN
fbem-4171	48	17	in	in	ADP
fbem-4171	48	18	india	india	PROPN
fbem-4171	48	19	rose	rise	VERB
fbem-4171	48	20	by	by	ADP
fbem-4171	48	21	68	68	NUM
fbem-4171	48	22	per	per	ADP
fbem-4171	48	23	cent	cent	NOUN
fbem-4171	48	24	between	between	ADP
fbem-4171	48	25	20202021	20202021	NUM
fbem-4171	48	26	,	,	PUNCT
fbem-4171	48	27	according	accord	VERB
fbem-4171	48	28	to	to	ADP
fbem-4171	48	29	rbi	rbi	NOUN
fbem-4171	48	30	,	,	PUNCT
fbem-4171	48	31	and	and	CCONJ
fbem-4171	48	32	this	this	DET
fbem-4171	48	33	percentage	percentage	NOUN
fbem-4171	48	34	is	be	AUX
fbem-4171	48	35	growing	grow	VERB
fbem-4171	48	36	rapidly	rapidly	ADV
fbem-4171	48	37	[	[	X
fbem-4171	48	38	8	8	NUM
fbem-4171	48	39	]	]	PUNCT
fbem-4171	48	40	.	.	PUNCT
fbem-4171	49	1	the	the	DET
fbem-4171	49	2	national	national	ADJ
fbem-4171	49	3	payments	payment	NOUN
fbem-4171	49	4	corporation	corporation	NOUN
fbem-4171	49	5	of	of	ADP
fbem-4171	49	6	india	india	PROPN
fbem-4171	49	7	(	(	PUNCT
fbem-4171	49	8	npci	npci	ADJ
fbem-4171	49	9	)	)	PUNCT
fbem-4171	49	10	has	have	AUX
fbem-4171	49	11	developed	develop	VERB
fbem-4171	49	12	india	india	PROPN
fbem-4171	49	13	's	's	PART
fbem-4171	49	14	digital	digital	ADJ
fbem-4171	49	15	payment	payment	NOUN
fbem-4171	49	16	system	system	NOUN
fbem-4171	49	17	through	through	ADP
fbem-4171	49	18	a	a	DET
fbem-4171	49	19	combination	combination	NOUN
fbem-4171	49	20	of	of	ADP
fbem-4171	49	21	public	public	ADJ
fbem-4171	49	22	and	and	CCONJ
fbem-4171	49	23	private	private	ADJ
fbem-4171	49	24	banks	bank	NOUN
fbem-4171	49	25	.	.	PUNCT
fbem-4171	50	1	its	its	PRON
fbem-4171	50	2	coverage	coverage	NOUN
fbem-4171	50	3	has	have	AUX
fbem-4171	50	4	taken	take	VERB
fbem-4171	50	5	into	into	ADP
fbem-4171	50	6	account	account	NOUN
fbem-4171	50	7	the	the	DET
fbem-4171	50	8	different	different	ADJ
fbem-4171	50	9	needs	need	NOUN
fbem-4171	50	10	of	of	ADP
fbem-4171	50	11	different	different	ADJ
fbem-4171	50	12	classes	class	NOUN
fbem-4171	50	13	of	of	ADP
fbem-4171	50	14	users	user	NOUN
fbem-4171	50	15	in	in	ADP
fbem-4171	50	16	india	india	PROPN
fbem-4171	50	17	.	.	PUNCT
fbem-4171	51	1	its	its	PRON
fbem-4171	51	2	digital	digital	ADJ
fbem-4171	51	3	payment	payment	NOUN
fbem-4171	51	4	services	service	NOUN
fbem-4171	51	5	have	have	AUX
fbem-4171	51	6	also	also	ADV
fbem-4171	51	7	contributed	contribute	VERB
fbem-4171	51	8	to	to	ADP
fbem-4171	51	9	a	a	DET
fbem-4171	51	10	change	change	NOUN
fbem-4171	51	11	in	in	ADP
fbem-4171	51	12	the	the	DET
fbem-4171	51	13	transaction	transaction	NOUN
fbem-4171	51	14	habits	habit	NOUN
fbem-4171	51	15	of	of	ADP
fbem-4171	51	16	indian	indian	ADJ
fbem-4171	51	17	users	user	NOUN
fbem-4171	51	18	[	[	X
fbem-4171	51	19	16	16	NUM
fbem-4171	51	20	]	]	PUNCT
fbem-4171	51	21	.	.	PUNCT
fbem-4171	52	1	in	in	ADP
fbem-4171	52	2	addition	addition	NOUN
fbem-4171	52	3	,	,	PUNCT
fbem-4171	52	4	npci	npci	PROPN
fbem-4171	52	5	's	's	PART
fbem-4171	52	6	business	business	NOUN
fbem-4171	52	7	is	be	AUX
fbem-4171	52	8	also	also	ADV
fbem-4171	52	9	internationally	internationally	ADV
fbem-4171	52	10	connected	connect	VERB
fbem-4171	52	11	,	,	PUNCT
fbem-4171	52	12	as	as	SCONJ
fbem-4171	52	13	it	it	PRON
fbem-4171	52	14	has	have	AUX
fbem-4171	52	15	partnered	partner	VERB
fbem-4171	52	16	with	with	ADP
fbem-4171	52	17	the	the	DET
fbem-4171	52	18	world	world	NOUN
fbem-4171	52	19	's	's	PART
fbem-4171	52	20	leading	lead	VERB
fbem-4171	52	21	ecommerce	ecommerce	NOUN
fbem-4171	52	22	platforms	platform	NOUN
fbem-4171	52	23	,	,	PUNCT
fbem-4171	52	24	such	such	ADJ
fbem-4171	52	25	as	as	ADP
fbem-4171	52	26	apple	apple	NOUN
fbem-4171	52	27	pay	pay	NOUN
fbem-4171	52	28	and	and	CCONJ
fbem-4171	52	29	google	google	PROPN
fbem-4171	52	30	pay	pay	NOUN
fbem-4171	52	31	,	,	PUNCT
fbem-4171	52	32	to	to	PART
fbem-4171	52	33	further	far	ADV
fbem-4171	52	34	popularise	popularise	VERB
fbem-4171	52	35	and	and	CCONJ
fbem-4171	52	36	strengthen	strengthen	VERB
fbem-4171	52	37	users	user	NOUN
fbem-4171	52	38	'	'	PART
fbem-4171	52	39	digital	digital	ADJ
fbem-4171	52	40	payment	payment	NOUN
fbem-4171	52	41	habits	habit	NOUN
fbem-4171	53	1	[	[	X
fbem-4171	53	2	16	16	NUM
fbem-4171	53	3	]	]	PUNCT
fbem-4171	53	4	.	.	PUNCT
fbem-4171	54	1	thus	thus	ADV
fbem-4171	54	2	,	,	PUNCT
fbem-4171	54	3	the	the	DET
fbem-4171	54	4	introduction	introduction	NOUN
fbem-4171	54	5	of	of	ADP
fbem-4171	54	6	cbdc	cbdc	NOUN
fbem-4171	54	7	in	in	ADP
fbem-4171	54	8	india	india	PROPN
fbem-4171	54	9	can	can	AUX
fbem-4171	54	10	not	not	PART
fbem-4171	54	11	be	be	AUX
fbem-4171	54	12	separated	separate	VERB
fbem-4171	54	13	from	from	ADP
fbem-4171	54	14	its	its	PRON
fbem-4171	54	15	substantial	substantial	ADJ
fbem-4171	54	16	digital	digital	ADJ
fbem-4171	54	17	payment	payment	NOUN
fbem-4171	54	18	habit	habit	NOUN
fbem-4171	54	19	formation	formation	NOUN
fbem-4171	54	20	,	,	PUNCT
fbem-4171	54	21	a	a	DET
fbem-4171	54	22	habit	habit	NOUN
fbem-4171	54	23	that	that	PRON
fbem-4171	54	24	has	have	AUX
fbem-4171	54	25	led	lead	VERB
fbem-4171	54	26	to	to	ADP
fbem-4171	54	27	a	a	DET
fbem-4171	54	28	relatively	relatively	ADV
fbem-4171	54	29	easy	easy	ADJ
fbem-4171	54	30	acceptance	acceptance	NOUN
fbem-4171	54	31	of	of	ADP
fbem-4171	54	32	cbdc	cbdc	NOUN
fbem-4171	54	33	as	as	ADP
fbem-4171	54	34	a	a	DET
fbem-4171	54	35	new	new	ADJ
fbem-4171	54	36	means	mean	NOUN
fbem-4171	54	37	of	of	ADP
fbem-4171	54	38	digital	digital	ADJ
fbem-4171	54	39	payment	payment	NOUN
fbem-4171	54	40	by	by	ADP
fbem-4171	54	41	the	the	DET
fbem-4171	54	42	indian	indian	ADJ
fbem-4171	54	43	people	people	NOUN
fbem-4171	54	44	.	.	PUNCT
fbem-4171	55	1	from	from	ADP
fbem-4171	55	2	a	a	DET
fbem-4171	55	3	user	user	NOUN
fbem-4171	55	4	perspective	perspective	NOUN
fbem-4171	55	5	,	,	PUNCT
fbem-4171	55	6	india	india	PROPN
fbem-4171	55	7	has	have	VERB
fbem-4171	55	8	a	a	DET
fbem-4171	55	9	large	large	ADJ
fbem-4171	55	10	number	number	NOUN
fbem-4171	55	11	of	of	ADP
fbem-4171	55	12	cryptocurrency	cryptocurrency	NOUN
fbem-4171	55	13	owners	owner	NOUN
fbem-4171	55	14	;	;	PUNCT
fbem-4171	55	15	tiwari	tiwari	PROPN
fbem-4171	55	16	's	's	PART
fbem-4171	55	17	study	study	NOUN
fbem-4171	55	18	mentions	mention	VERB
fbem-4171	55	19	that	that	SCONJ
fbem-4171	55	20	over	over	ADP
fbem-4171	55	21	7.3	7.3	NUM
fbem-4171	55	22	per	per	ADP
fbem-4171	55	23	cent	cent	NOUN
fbem-4171	55	24	of	of	ADP
fbem-4171	55	25	india	india	PROPN
fbem-4171	55	26	's	's	PART
fbem-4171	55	27	population	population	NOUN
fbem-4171	55	28	holds	hold	VERB
fbem-4171	55	29	and	and	CCONJ
fbem-4171	55	30	uses	use	VERB
fbem-4171	55	31	cryptocurrencies[17	cryptocurrencies[17	ADJ
fbem-4171	55	32	]	]	X
fbem-4171	55	33	,	,	PUNCT
fbem-4171	55	34	and	and	CCONJ
fbem-4171	55	35	jani	jani	PROPN
fbem-4171	55	36	's	's	PART
fbem-4171	55	37	study	study	NOUN
fbem-4171	55	38	also	also	ADV
fbem-4171	55	39	highlights	highlight	VERB
fbem-4171	55	40	the	the	DET
fbem-4171	55	41	normalized	normalized	ADJ
fbem-4171	55	42	nature	nature	NOUN
fbem-4171	55	43	of	of	ADP
fbem-4171	55	44	the	the	DET
fbem-4171	55	45	use	use	NOUN
fbem-4171	55	46	of	of	ADP
fbem-4171	55	47	digital	digital	ADJ
fbem-4171	55	48	cryptocurrencies	cryptocurrencie	NOUN
fbem-4171	55	49	in	in	ADP
fbem-4171	55	50	transactions	transaction	NOUN
fbem-4171	55	51	in	in	ADP
fbem-4171	55	52	india[18	india[18	PROPN
fbem-4171	55	53	]	]	PUNCT
fbem-4171	55	54	.	.	PUNCT
fbem-4171	56	1	therefore	therefore	ADV
fbem-4171	56	2	,	,	PUNCT
fbem-4171	56	3	based	base	VERB
fbem-4171	56	4	on	on	ADP
fbem-4171	56	5	the	the	DET
fbem-4171	56	6	above	above	ADJ
fbem-4171	56	7	information	information	NOUN
fbem-4171	56	8	,	,	PUNCT
fbem-4171	56	9	consumers	consumer	NOUN
fbem-4171	56	10	and	and	CCONJ
fbem-4171	56	11	merchants	merchant	NOUN
fbem-4171	56	12	in	in	ADP
fbem-4171	56	13	the	the	DET
fbem-4171	56	14	indian	indian	ADJ
fbem-4171	56	15	market	market	NOUN
fbem-4171	56	16	are	be	AUX
fbem-4171	56	17	knowledgeable	knowledgeable	ADJ
fbem-4171	56	18	about	about	ADP
fbem-4171	56	19	digital	digital	ADJ
fbem-4171	56	20	payment	payment	NOUN
fbem-4171	56	21	systems	system	NOUN
fbem-4171	56	22	and	and	CCONJ
fbem-4171	56	23	have	have	VERB
fbem-4171	56	24	a	a	DET
fbem-4171	56	25	certain	certain	ADJ
fbem-4171	56	26	level	level	NOUN
fbem-4171	56	27	of	of	ADP
fbem-4171	56	28	acceptance	acceptance	NOUN
fbem-4171	56	29	of	of	ADP
fbem-4171	56	30	digital	digital	ADJ
fbem-4171	56	31	cryptocurrencies	cryptocurrencie	NOUN
fbem-4171	56	32	.	.	PUNCT
fbem-4171	57	1	4.1.3	4.1.3	X
fbem-4171	57	2	.	.	PUNCT
fbem-4171	57	3	legalization	legalization	NOUN
fbem-4171	57	4	of	of	ADP
fbem-4171	57	5	the	the	DET
fbem-4171	57	6	digital	digital	ADJ
fbem-4171	57	7	rupee	rupee	NOUN
fbem-4171	57	8	the	the	DET
fbem-4171	57	9	legal	legal	ADJ
fbem-4171	57	10	nature	nature	NOUN
fbem-4171	57	11	of	of	ADP
fbem-4171	57	12	the	the	DET
fbem-4171	57	13	'	'	PUNCT
fbem-4171	57	14	digital	digital	ADJ
fbem-4171	57	15	rupee	rupee	NOUN
fbem-4171	57	16	'	'	PUNCT
fbem-4171	57	17	has	have	AUX
fbem-4171	57	18	been	be	AUX
fbem-4171	57	19	recognized	recognize	VERB
fbem-4171	57	20	at	at	ADP
fbem-4171	57	21	a	a	DET
fbem-4171	57	22	legal	legal	ADJ
fbem-4171	57	23	level	level	NOUN
fbem-4171	57	24	in	in	ADP
fbem-4171	57	25	india	india	PROPN
fbem-4171	57	26	.	.	PUNCT
fbem-4171	58	1	as	as	SCONJ
fbem-4171	58	2	mentioned	mention	VERB
fbem-4171	58	3	earlier	early	ADV
fbem-4171	58	4	,	,	PUNCT
fbem-4171	58	5	the	the	DET
fbem-4171	58	6	reserve	reserve	PROPN
fbem-4171	58	7	bank	bank	PROPN
fbem-4171	58	8	of	of	ADP
fbem-4171	58	9	india	india	PROPN
fbem-4171	58	10	expects	expect	VERB
fbem-4171	58	11	to	to	PART
fbem-4171	58	12	launch	launch	VERB
fbem-4171	58	13	the	the	DET
fbem-4171	58	14	'	'	PUNCT
fbem-4171	58	15	digital	digital	ADJ
fbem-4171	58	16	rupee	rupee	NOUN
fbem-4171	58	17	'	'	PUNCT
fbem-4171	58	18	in	in	ADP
fbem-4171	58	19	20202023	20202023	NUM
fbem-4171	58	20	,	,	PUNCT
fbem-4171	58	21	which	which	PRON
fbem-4171	58	22	could	could	AUX
fbem-4171	58	23	help	help	VERB
fbem-4171	58	24	india	india	PROPN
fbem-4171	58	25	create	create	VERB
fbem-4171	58	26	a	a	DET
fbem-4171	58	27	more	more	ADV
fbem-4171	58	28	efficient	efficient	ADJ
fbem-4171	58	29	and	and	CCONJ
fbem-4171	58	30	costeffective	costeffective	ADJ
fbem-4171	58	31	model	model	NOUN
fbem-4171	58	32	of	of	ADP
fbem-4171	58	33	currency	currency	NOUN
fbem-4171	58	34	management	management	NOUN
fbem-4171	59	1	[	[	X
fbem-4171	59	2	5	5	NUM
fbem-4171	59	3	]	]	PUNCT
fbem-4171	59	4	.	.	PUNCT
fbem-4171	60	1	in	in	ADP
fbem-4171	60	2	order	order	NOUN
fbem-4171	60	3	to	to	PART
fbem-4171	60	4	maintain	maintain	VERB
fbem-4171	60	5	and	and	CCONJ
fbem-4171	60	6	ensure	ensure	VERB
fbem-4171	60	7	the	the	DET
fbem-4171	60	8	legitimacy	legitimacy	NOUN
fbem-4171	60	9	and	and	CCONJ
fbem-4171	60	10	validity	validity	NOUN
fbem-4171	60	11	of	of	ADP
fbem-4171	60	12	the	the	DET
fbem-4171	60	13	'	'	PUNCT
fbem-4171	60	14	digital	digital	ADJ
fbem-4171	60	15	rupee	rupee	NOUN
fbem-4171	60	16	'	'	PUNCT
fbem-4171	60	17	,	,	PUNCT
fbem-4171	60	18	the	the	DET
fbem-4171	60	19	government	government	NOUN
fbem-4171	60	20	of	of	ADP
fbem-4171	60	21	india	india	PROPN
fbem-4171	60	22	has	have	AUX
fbem-4171	60	23	made	make	VERB
fbem-4171	60	24	it	it	PRON
fbem-4171	60	25	clear	clear	ADJ
fbem-4171	60	26	in	in	ADP
fbem-4171	60	27	the	the	DET
fbem-4171	60	28	financial	financial	ADJ
fbem-4171	60	29	amendment	amendment	NOUN
fbem-4171	60	30	bill	bill	NOUN
fbem-4171	60	31	2022	2022	NUM
fbem-4171	60	32	that	that	PRON
fbem-4171	60	33	the	the	DET
fbem-4171	60	34	'	'	PUNCT
fbem-4171	60	35	digital	digital	ADJ
fbem-4171	60	36	rupee	rupee	NOUN
fbem-4171	60	37	'	'	PUNCT
fbem-4171	60	38	issued	issue	VERB
fbem-4171	60	39	by	by	ADP
fbem-4171	60	40	the	the	DET
fbem-4171	60	41	rbi	rbi	NOUN
fbem-4171	60	42	will	will	AUX
fbem-4171	60	43	circulate	circulate	VERB
fbem-4171	60	44	and	and	CCONJ
fbem-4171	60	45	be	be	AUX
fbem-4171	60	46	used	use	VERB
fbem-4171	60	47	in	in	ADP
fbem-4171	60	48	india	india	PROPN
fbem-4171	60	49	as	as	ADP
fbem-4171	60	50	a	a	DET
fbem-4171	60	51	legal	legal	ADJ
fbem-4171	60	52	tender	tender	NOUN
fbem-4171	60	53	,	,	PUNCT
fbem-4171	60	54	with	with	ADP
fbem-4171	60	55	the	the	DET
fbem-4171	60	56	same	same	ADJ
fbem-4171	60	57	monetary	monetary	ADJ
fbem-4171	60	58	functions	function	NOUN
fbem-4171	60	59	as	as	ADP
fbem-4171	60	60	paper	paper	NOUN
fbem-4171	60	61	currency	currency	NOUN
fbem-4171	60	62	rupees	rupee	NOUN
fbem-4171	60	63	[	[	X
fbem-4171	60	64	4][19	4][19	NOUN
fbem-4171	60	65	]	]	PUNCT
fbem-4171	60	66	.	.	PUNCT
fbem-4171	61	1	furthermore	furthermore	ADV
fbem-4171	61	2	,	,	PUNCT
fbem-4171	61	3	the	the	DET
fbem-4171	61	4	rbi	rbi	NOUN
fbem-4171	61	5	has	have	AUX
fbem-4171	61	6	also	also	ADV
fbem-4171	61	7	highlighted	highlight	VERB
fbem-4171	61	8	the	the	DET
fbem-4171	61	9	security	security	NOUN
fbem-4171	61	10	of	of	ADP
fbem-4171	61	11	the	the	DET
fbem-4171	61	12	'	'	PUNCT
fbem-4171	61	13	digital	digital	ADJ
fbem-4171	61	14	rupee	rupee	NOUN
fbem-4171	61	15	'	'	PUNCT
fbem-4171	61	16	in	in	ADP
fbem-4171	61	17	a	a	DET
fbem-4171	61	18	related	related	ADJ
fbem-4171	61	19	report	report	NOUN
fbem-4171	61	20	,	,	PUNCT
fbem-4171	61	21	stating	state	VERB
fbem-4171	61	22	that	that	SCONJ
fbem-4171	61	23	the	the	DET
fbem-4171	61	24	'	'	PUNCT
fbem-4171	61	25	digital	digital	ADJ
fbem-4171	61	26	rupee	rupee	NOUN
fbem-4171	61	27	'	'	PUNCT
fbem-4171	61	28	is	be	AUX
fbem-4171	61	29	more	more	ADJ
fbem-4171	61	30	risk	risk	NOUN
fbem-4171	61	31	-	-	PUNCT
fbem-4171	61	32	resistant	resistant	ADJ
fbem-4171	61	33	in	in	ADP
fbem-4171	61	34	the	the	DET
fbem-4171	61	35	face	face	NOUN
fbem-4171	61	36	of	of	ADP
fbem-4171	61	37	financial	financial	ADJ
fbem-4171	61	38	shocks	shock	NOUN
fbem-4171	61	39	[	[	X
fbem-4171	61	40	5	5	NUM
fbem-4171	61	41	]	]	PUNCT
fbem-4171	61	42	.	.	PUNCT
fbem-4171	62	1	therefore	therefore	ADV
fbem-4171	62	2	,	,	PUNCT
fbem-4171	62	3	the	the	DET
fbem-4171	62	4	legal	legal	ADJ
fbem-4171	62	5	legitimacy	legitimacy	NOUN
fbem-4171	62	6	of	of	ADP
fbem-4171	62	7	the	the	DET
fbem-4171	62	8	indian	indian	ADJ
fbem-4171	62	9	'	'	PUNCT
fbem-4171	62	10	digital	digital	ADJ
fbem-4171	62	11	rupee	rupee	NOUN
fbem-4171	62	12	'	'	PUNCT
fbem-4171	62	13	has	have	AUX
fbem-4171	62	14	further	far	ADV
fbem-4171	62	15	determined	determine	VERB
fbem-4171	62	16	that	that	SCONJ
fbem-4171	62	17	the	the	DET
fbem-4171	62	18	cbdc	cbdc	NOUN
fbem-4171	62	19	can	can	AUX
fbem-4171	62	20	be	be	AUX
fbem-4171	62	21	introduced	introduce	VERB
fbem-4171	62	22	in	in	ADP
fbem-4171	62	23	india	india	PROPN
fbem-4171	62	24	.	.	PUNCT
fbem-4171	63	1	4.2	4.2	NUM
fbem-4171	63	2	.	.	PUNCT
fbem-4171	64	1	risks	risk	NOUN
fbem-4171	64	2	encountered	encounter	VERB
fbem-4171	64	3	by	by	ADP
fbem-4171	64	4	cbdc	cbdc	NOUN
fbem-4171	64	5	in	in	ADP
fbem-4171	64	6	india	india	PROPN
fbem-4171	64	7	4.2.1	4.2.1	NUM
fbem-4171	64	8	.	.	PUNCT
fbem-4171	65	1	shortcomings	shortcoming	NOUN
fbem-4171	65	2	in	in	ADP
fbem-4171	65	3	the	the	DET
fbem-4171	65	4	indian	indian	ADJ
fbem-4171	65	5	banking	banking	NOUN
fbem-4171	65	6	system	system	NOUN
fbem-4171	65	7	after	after	ADP
fbem-4171	65	8	the	the	DET
fbem-4171	65	9	introduction	introduction	NOUN
fbem-4171	65	10	of	of	ADP
fbem-4171	65	11	cbdc	cbdc	NOUN
fbem-4171	65	12	,	,	PUNCT
fbem-4171	65	13	india	india	PROPN
fbem-4171	65	14	's	's	PART
fbem-4171	65	15	banking	banking	NOUN
fbem-4171	65	16	operating	operating	NOUN
fbem-4171	65	17	system	system	NOUN
fbem-4171	65	18	may	may	AUX
fbem-4171	65	19	experience	experience	VERB
fbem-4171	65	20	shocks	shock	NOUN
fbem-4171	65	21	.	.	PUNCT
fbem-4171	66	1	in	in	ADP
fbem-4171	66	2	the	the	DET
fbem-4171	66	3	study	study	NOUN
fbem-4171	66	4	by	by	ADP
fbem-4171	66	5	ozili	ozili	NOUN
fbem-4171	66	6	,	,	PUNCT
fbem-4171	66	7	he	he	PRON
fbem-4171	66	8	pointed	point	VERB
fbem-4171	66	9	out	out	ADP
fbem-4171	66	10	that	that	SCONJ
fbem-4171	66	11	the	the	DET
fbem-4171	66	12	risk	risk	NOUN
fbem-4171	66	13	faced	face	VERB
fbem-4171	66	14	by	by	ADP
fbem-4171	66	15	india	india	PROPN
fbem-4171	66	16	in	in	ADP
fbem-4171	66	17	introducing	introduce	VERB
fbem-4171	66	18	cbdc	cbdc	NOUN
fbem-4171	66	19	as	as	ADP
fbem-4171	66	20	a	a	DET
fbem-4171	66	21	basis	basis	NOUN
fbem-4171	66	22	for	for	ADP
fbem-4171	66	23	building	build	VERB
fbem-4171	66	24	a	a	DET
fbem-4171	66	25	cross	cross	ADJ
fbem-4171	66	26	-	-	ADJ
fbem-4171	66	27	border	border	ADJ
fbem-4171	66	28	payment	payment	NOUN
fbem-4171	66	29	platform	platform	NOUN
fbem-4171	66	30	could	could	AUX
fbem-4171	66	31	be	be	AUX
fbem-4171	66	32	a	a	DET
fbem-4171	66	33	shock	shock	NOUN
fbem-4171	66	34	to	to	ADP
fbem-4171	66	35	the	the	DET
fbem-4171	66	36	country	country	NOUN
fbem-4171	66	37	's	's	PART
fbem-4171	66	38	banking	banking	NOUN
fbem-4171	66	39	operations[20	operations[20	NOUN
fbem-4171	66	40	]	]	PUNCT
fbem-4171	66	41	.	.	PUNCT
fbem-4171	67	1	the	the	DET
fbem-4171	67	2	profitseeking	profitseeking	ADJ
fbem-4171	67	3	nature	nature	NOUN
fbem-4171	67	4	of	of	ADP
fbem-4171	67	5	the	the	DET
fbem-4171	67	6	capital	capital	NOUN
fbem-4171	67	7	markets	market	NOUN
fbem-4171	67	8	could	could	AUX
fbem-4171	67	9	lead	lead	VERB
fbem-4171	67	10	to	to	ADP
fbem-4171	67	11	an	an	DET
fbem-4171	67	12	influx	influx	NOUN
fbem-4171	67	13	of	of	ADP
fbem-4171	67	14	capital	capital	NOUN
fbem-4171	67	15	and	and	CCONJ
fbem-4171	67	16	resources	resource	NOUN
fbem-4171	67	17	into	into	ADP
fbem-4171	67	18	the	the	DET
fbem-4171	67	19	cbdc	cbdc	NOUN
fbem-4171	67	20	system	system	NOUN
fbem-4171	67	21	,	,	PUNCT
fbem-4171	67	22	resulting	result	VERB
fbem-4171	67	23	in	in	ADP
fbem-4171	67	24	a	a	DET
fbem-4171	67	25	lack	lack	NOUN
fbem-4171	67	26	of	of	ADP
fbem-4171	67	27	adequate	adequate	ADJ
fbem-4171	67	28	funding	funding	NOUN
fbem-4171	67	29	for	for	ADP
fbem-4171	67	30	traditional	traditional	ADJ
fbem-4171	67	31	banking	banking	NOUN
fbem-4171	67	32	operations	operation	NOUN
fbem-4171	68	1	[	[	X
fbem-4171	68	2	21	21	NUM
fbem-4171	68	3	]	]	PUNCT
fbem-4171	68	4	.	.	PUNCT
fbem-4171	69	1	in	in	ADP
fbem-4171	69	2	addition	addition	NOUN
fbem-4171	69	3	,	,	PUNCT
fbem-4171	69	4	the	the	DET
fbem-4171	69	5	indian	indian	ADJ
fbem-4171	69	6	banking	banking	NOUN
fbem-4171	69	7	market	market	NOUN
fbem-4171	69	8	is	be	AUX
fbem-4171	69	9	characterized	characterize	VERB
fbem-4171	69	10	by	by	ADP
fbem-4171	69	11	numerous	numerous	ADJ
fbem-4171	69	12	non	non	ADJ
fbem-4171	69	13	-	-	ADJ
fbem-4171	69	14	performing	perform	VERB
fbem-4171	69	15	assets	asset	NOUN
fbem-4171	69	16	and	and	CCONJ
fbem-4171	69	17	corporate	corporate	ADJ
fbem-4171	69	18	failures	failure	NOUN
fbem-4171	69	19	,	,	PUNCT
fbem-4171	69	20	which	which	PRON
fbem-4171	69	21	can	can	AUX
fbem-4171	69	22	lead	lead	VERB
fbem-4171	69	23	to	to	ADP
fbem-4171	69	24	a	a	DET
fbem-4171	69	25	weakened	weaken	VERB
fbem-4171	69	26	banking	banking	NOUN
fbem-4171	69	27	sector	sector	NOUN
fbem-4171	69	28	and	and	CCONJ
fbem-4171	69	29	the	the	DET
fbem-4171	69	30	need	need	NOUN
fbem-4171	69	31	for	for	ADP
fbem-4171	69	32	large	large	ADJ
fbem-4171	69	33	amounts	amount	NOUN
fbem-4171	69	34	of	of	ADP
fbem-4171	69	35	capital	capital	NOUN
fbem-4171	69	36	to	to	PART
fbem-4171	69	37	weather	weather	VERB
fbem-4171	69	38	these	these	DET
fbem-4171	69	39	problems	problem	NOUN
fbem-4171	69	40	[	[	X
fbem-4171	69	41	21	21	NUM
fbem-4171	69	42	]	]	PUNCT
fbem-4171	69	43	.	.	PUNCT
fbem-4171	70	1	therefore	therefore	ADV
fbem-4171	70	2	,	,	PUNCT
fbem-4171	70	3	if	if	SCONJ
fbem-4171	70	4	the	the	DET
fbem-4171	70	5	existing	exist	VERB
fbem-4171	70	6	banking	banking	NOUN
fbem-4171	70	7	system	system	NOUN
fbem-4171	70	8	can	can	AUX
fbem-4171	70	9	not	not	PART
fbem-4171	70	10	address	address	VERB
fbem-4171	70	11	these	these	DET
fbem-4171	70	12	market	market	NOUN
fbem-4171	70	13	issues	issue	NOUN
fbem-4171	70	14	effectively	effectively	ADV
fbem-4171	70	15	,	,	PUNCT
fbem-4171	70	16	consumers	consumer	NOUN
fbem-4171	70	17	are	be	AUX
fbem-4171	70	18	more	more	ADV
fbem-4171	70	19	likely	likely	ADJ
fbem-4171	70	20	to	to	PART
fbem-4171	70	21	invest	invest	VERB
fbem-4171	70	22	in	in	ADP
fbem-4171	70	23	this	this	DET
fbem-4171	70	24	stable	stable	ADJ
fbem-4171	70	25	financial	financial	ADJ
fbem-4171	70	26	product	product	NOUN
fbem-4171	70	27	after	after	ADP
fbem-4171	70	28	the	the	DET
fbem-4171	70	29	introduction	introduction	NOUN
fbem-4171	70	30	of	of	ADP
fbem-4171	70	31	cbdc	cbdc	NOUN
fbem-4171	70	32	.	.	PUNCT
fbem-4171	71	1	4.2.2	4.2.2	X
fbem-4171	71	2	.	.	PUNCT
fbem-4171	71	3	regulatory	regulatory	ADJ
fbem-4171	71	4	issues	issue	NOUN
fbem-4171	71	5	for	for	ADP
fbem-4171	71	6	cbdc	cbdc	VERB
fbem-4171	71	7	the	the	DET
fbem-4171	71	8	laws	law	NOUN
fbem-4171	71	9	regulating	regulate	VERB
fbem-4171	71	10	cbdcs	cbdc	NOUN
fbem-4171	71	11	and	and	CCONJ
fbem-4171	71	12	virtual	virtual	ADJ
fbem-4171	71	13	currencies	currency	NOUN
fbem-4171	71	14	in	in	ADP
fbem-4171	71	15	india	india	PROPN
fbem-4171	71	16	need	need	VERB
fbem-4171	71	17	to	to	PART
fbem-4171	71	18	be	be	AUX
fbem-4171	71	19	more	more	ADV
fbem-4171	71	20	robust	robust	ADJ
fbem-4171	71	21	.	.	PUNCT
fbem-4171	72	1	as	as	SCONJ
fbem-4171	72	2	mentioned	mention	VERB
fbem-4171	72	3	above	above	ADV
fbem-4171	72	4	,	,	PUNCT
fbem-4171	72	5	the	the	DET
fbem-4171	72	6	legal	legal	ADJ
fbem-4171	72	7	aspects	aspect	NOUN
fbem-4171	72	8	of	of	ADP
fbem-4171	72	9	cbdc	cbdc	NOUN
fbem-4171	72	10	"	"	PUNCT
fbem-4171	72	11	digital	digital	ADJ
fbem-4171	72	12	rupees	rupee	NOUN
fbem-4171	72	13	"	"	PUNCT
fbem-4171	72	14	,	,	PUNCT
fbem-4171	72	15	are	be	AUX
fbem-4171	72	16	recognized	recognize	VERB
fbem-4171	72	17	as	as	ADP
fbem-4171	72	18	having	have	VERB
fbem-4171	72	19	legal	legal	ADJ
fbem-4171	72	20	benefits	benefit	NOUN
fbem-4171	72	21	in	in	ADP
fbem-4171	72	22	india	india	PROPN
fbem-4171	73	1	[	[	X
fbem-4171	73	2	5	5	NUM
fbem-4171	73	3	]	]	PUNCT
fbem-4171	73	4	.	.	PUNCT
fbem-4171	74	1	however	however	ADV
fbem-4171	74	2	,	,	PUNCT
fbem-4171	74	3	there	there	PRON
fbem-4171	74	4	are	be	VERB
fbem-4171	74	5	several	several	ADJ
fbem-4171	74	6	legal	legal	ADJ
fbem-4171	74	7	gaps	gap	NOUN
fbem-4171	74	8	in	in	ADP
fbem-4171	74	9	the	the	DET
fbem-4171	74	10	regulation	regulation	NOUN
fbem-4171	74	11	of	of	ADP
fbem-4171	74	12	virtual	virtual	ADJ
fbem-4171	74	13	currencies	currency	NOUN
fbem-4171	74	14	.	.	PUNCT
fbem-4171	75	1	the	the	DET
fbem-4171	75	2	question	question	NOUN
fbem-4171	75	3	of	of	ADP
fbem-4171	75	4	whether	whether	SCONJ
fbem-4171	75	5	private	private	ADJ
fbem-4171	75	6	virtual	virtual	ADJ
fbem-4171	75	7	currencies	currency	NOUN
fbem-4171	75	8	should	should	AUX
fbem-4171	75	9	be	be	AUX
fbem-4171	75	10	banned	ban	VERB
fbem-4171	75	11	after	after	SCONJ
fbem-4171	75	12	the	the	DET
fbem-4171	75	13	introduction	introduction	NOUN
fbem-4171	75	14	of	of	ADP
fbem-4171	75	15	cbdc	cbdc	NOUN
fbem-4171	75	16	in	in	ADP
fbem-4171	75	17	india	india	PROPN
fbem-4171	75	18	is	be	AUX
fbem-4171	75	19	raised	raise	VERB
fbem-4171	75	20	in	in	ADP
fbem-4171	75	21	yadav	yadav	PROPN
fbem-4171	75	22	's	's	PART
fbem-4171	75	23	study[22	study[22	NOUN
fbem-4171	75	24	]	]	X
fbem-4171	75	25	.	.	PUNCT
fbem-4171	76	1	due	due	ADP
fbem-4171	76	2	to	to	ADP
fbem-4171	76	3	the	the	DET
fbem-4171	76	4	cryptographic	cryptographic	ADJ
fbem-4171	76	5	nature	nature	NOUN
fbem-4171	76	6	of	of	ADP
fbem-4171	76	7	virtual	virtual	ADJ
fbem-4171	76	8	currencies	currency	NOUN
fbem-4171	76	9	,	,	PUNCT
fbem-4171	76	10	banning	ban	VERB
fbem-4171	76	11	private	private	ADJ
fbem-4171	76	12	virtual	virtual	ADJ
fbem-4171	76	13	currencies	currency	NOUN
fbem-4171	76	14	has	have	VERB
fbem-4171	76	15	a	a	DET
fbem-4171	76	16	high	high	ADJ
fbem-4171	76	17	degree	degree	NOUN
fbem-4171	76	18	of	of	ADP
fbem-4171	76	19	an	an	DET
fbem-4171	76	20	enforcement	enforcement	NOUN
fbem-4171	76	21	difficulty	difficulty	NOUN
fbem-4171	76	22	.	.	PUNCT
fbem-4171	77	1	on	on	ADP
fbem-4171	77	2	the	the	DET
fbem-4171	77	3	other	other	ADJ
fbem-4171	77	4	hand	hand	NOUN
fbem-4171	77	5	,	,	PUNCT
fbem-4171	77	6	a	a	DET
fbem-4171	77	7	ban	ban	NOUN
fbem-4171	77	8	on	on	ADP
fbem-4171	77	9	private	private	ADJ
fbem-4171	77	10	virtual	virtual	ADJ
fbem-4171	77	11	currencies	currency	NOUN
fbem-4171	77	12	may	may	AUX
fbem-4171	77	13	lead	lead	VERB
fbem-4171	77	14	to	to	ADP
fbem-4171	77	15	their	their	PRON
fbem-4171	77	16	going	go	VERB
fbem-4171	77	17	underground	underground	ADV
fbem-4171	77	18	,	,	PUNCT
fbem-4171	77	19	leading	lead	VERB
fbem-4171	77	20	to	to	ADP
fbem-4171	77	21	a	a	DET
fbem-4171	77	22	series	series	NOUN
fbem-4171	77	23	of	of	ADP
fbem-4171	77	24	grey	grey	ADJ
fbem-4171	77	25	crimes	crime	NOUN
fbem-4171	77	26	,	,	PUNCT
fbem-4171	77	27	such	such	ADJ
fbem-4171	77	28	as	as	ADP
fbem-4171	77	29	drug	drug	NOUN
fbem-4171	77	30	dealing	deal	VERB
fbem-4171	77	31	[	[	X
fbem-4171	77	32	6][22	6][22	NOUN
fbem-4171	77	33	]	]	PUNCT
fbem-4171	77	34	.	.	PUNCT
fbem-4171	78	1	the	the	DET
fbem-4171	78	2	relevant	relevant	ADJ
fbem-4171	78	3	authorities	authority	NOUN
fbem-4171	78	4	need	need	VERB
fbem-4171	78	5	to	to	PART
fbem-4171	78	6	address	address	VERB
fbem-4171	78	7	these	these	DET
fbem-4171	78	8	issues	issue	NOUN
fbem-4171	78	9	at	at	ADP
fbem-4171	78	10	the	the	DET
fbem-4171	78	11	legal	legal	ADJ
fbem-4171	78	12	level	level	NOUN
fbem-4171	78	13	to	to	PART
fbem-4171	78	14	ensure	ensure	VERB
fbem-4171	78	15	the	the	DET
fbem-4171	78	16	smooth	smooth	ADJ
fbem-4171	78	17	use	use	NOUN
fbem-4171	78	18	of	of	ADP
fbem-4171	78	19	cbdc	cbdc	NOUN
fbem-4171	78	20	in	in	ADP
fbem-4171	78	21	india	india	PROPN
fbem-4171	78	22	.	.	PUNCT
fbem-4171	79	1	4.2.3	4.2.3	X
fbem-4171	79	2	.	.	PUNCT
fbem-4171	80	1	infrastructure	infrastructure	NOUN
fbem-4171	80	2	and	and	CCONJ
fbem-4171	80	3	literacy	literacy	NOUN
fbem-4171	80	4	levels	level	NOUN
fbem-4171	80	5	the	the	DET
fbem-4171	80	6	overall	overall	ADJ
fbem-4171	80	7	digital	digital	ADJ
fbem-4171	80	8	infrastructure	infrastructure	NOUN
fbem-4171	80	9	in	in	ADP
fbem-4171	80	10	india	india	PROPN
fbem-4171	80	11	is	be	AUX
fbem-4171	80	12	poor	poor	ADJ
fbem-4171	80	13	,	,	PUNCT
fbem-4171	80	14	and	and	CCONJ
fbem-4171	80	15	the	the	DET
fbem-4171	80	16	number	number	NOUN
fbem-4171	80	17	of	of	ADP
fbem-4171	80	18	digitally	digitally	ADV
fbem-4171	80	19	illiterate	illiterate	ADJ
fbem-4171	80	20	people	people	NOUN
fbem-4171	80	21	in	in	ADP
fbem-4171	80	22	india	india	PROPN
fbem-4171	80	23	is	be	AUX
fbem-4171	80	24	high	high	ADJ
fbem-4171	80	25	.	.	PUNCT
fbem-4171	81	1	according	accord	VERB
fbem-4171	81	2	to	to	ADP
fbem-4171	81	3	world	world	PROPN
fbem-4171	81	4	bank	bank	PROPN
fbem-4171	81	5	statistics	statistic	NOUN
fbem-4171	81	6	,	,	PUNCT
fbem-4171	81	7	26	26	NUM
fbem-4171	81	8	%	%	NOUN
fbem-4171	81	9	of	of	ADP
fbem-4171	81	10	india	india	PROPN
fbem-4171	81	11	's	's	PART
fbem-4171	81	12	literacy	literacy	NOUN
fbem-4171	81	13	rate	rate	NOUN
fbem-4171	81	14	was	be	AUX
fbem-4171	81	15	illiterate	illiterate	ADJ
fbem-4171	81	16	in	in	ADP
fbem-4171	81	17	2018	2018	NUM
fbem-4171	81	18	[	[	X
fbem-4171	81	19	23	23	NUM
fbem-4171	81	20	]	]	PUNCT
fbem-4171	81	21	.	.	PUNCT
fbem-4171	82	1	"	"	PUNCT
fbem-4171	82	2	digital	digital	PROPN
fbem-4171	82	3	india	india	PROPN
fbem-4171	82	4	"	"	PUNCT
fbem-4171	82	5	is	be	AUX
fbem-4171	82	6	one	one	NUM
fbem-4171	82	7	of	of	ADP
fbem-4171	82	8	india	india	PROPN
fbem-4171	82	9	's	's	PART
fbem-4171	82	10	slogans	slogan	NOUN
fbem-4171	82	11	for	for	ADP
fbem-4171	82	12	the	the	DET
fbem-4171	82	13	21st	21st	ADJ
fbem-4171	82	14	century	century	NOUN
fbem-4171	82	15	,	,	PUNCT
fbem-4171	82	16	and	and	CCONJ
fbem-4171	82	17	india	india	PROPN
fbem-4171	82	18	has	have	VERB
fbem-4171	82	19	many	many	ADJ
fbem-4171	82	20	digital	digital	ADJ
fbem-4171	82	21	illiteracy	illiteracy	NOUN
fbem-4171	82	22	problems[24	problems[24	NOUN
fbem-4171	82	23	-	-	PUNCT
fbem-4171	82	24	25	25	NUM
fbem-4171	82	25	]	]	PUNCT
fbem-4171	82	26	.	.	PUNCT
fbem-4171	83	1	the	the	DET
fbem-4171	83	2	spread	spread	NOUN
fbem-4171	83	3	of	of	ADP
fbem-4171	83	4	cbdc	cbdc	NOUN
fbem-4171	83	5	as	as	ADP
fbem-4171	83	6	a	a	DET
fbem-4171	83	7	digital	digital	ADJ
fbem-4171	83	8	virtual	virtual	ADJ
fbem-4171	83	9	currency	currency	NOUN
fbem-4171	83	10	in	in	ADP
fbem-4171	83	11	india	india	PROPN
fbem-4171	83	12	is	be	AUX
fbem-4171	83	13	likely	likely	ADJ
fbem-4171	83	14	to	to	PART
fbem-4171	83	15	affect	affect	VERB
fbem-4171	83	16	the	the	DET
fbem-4171	83	17	access	access	NOUN
fbem-4171	83	18	of	of	ADP
fbem-4171	83	19	digitally	digitally	ADV
fbem-4171	83	20	illiterate	illiterate	ADJ
fbem-4171	83	21	residents	resident	NOUN
fbem-4171	83	22	.	.	PUNCT
fbem-4171	84	1	on	on	ADP
fbem-4171	84	2	the	the	DET
fbem-4171	84	3	other	other	ADJ
fbem-4171	84	4	hand	hand	NOUN
fbem-4171	84	5	,	,	PUNCT
fbem-4171	84	6	the	the	DET
fbem-4171	84	7	penetration	penetration	NOUN
fbem-4171	84	8	of	of	ADP
fbem-4171	84	9	digital	digital	ADJ
fbem-4171	84	10	technology	technology	NOUN
fbem-4171	84	11	infrastructure	infrastructure	NOUN
fbem-4171	84	12	in	in	ADP
fbem-4171	84	13	india	india	PROPN
fbem-4171	84	14	varies	vary	VERB
fbem-4171	84	15	across	across	ADP
fbem-4171	84	16	different	different	ADJ
fbem-4171	84	17	regions	region	NOUN
fbem-4171	84	18	of	of	ADP
fbem-4171	84	19	the	the	DET
fbem-4171	84	20	country	country	NOUN
fbem-4171	84	21	[	[	X
fbem-4171	84	22	24	24	NUM
fbem-4171	84	23	-	-	SYM
fbem-4171	84	24	25	25	NUM
fbem-4171	84	25	]	]	PUNCT
fbem-4171	84	26	.	.	PUNCT
fbem-4171	85	1	in	in	ADP
fbem-4171	85	2	a	a	DET
fbem-4171	85	3	study	study	NOUN
fbem-4171	85	4	by	by	ADP
fbem-4171	85	5	tewathia	tewathia	NOUN
fbem-4171	85	6	et	et	NOUN
fbem-4171	85	7	al	al	PROPN
fbem-4171	85	8	.	.	PROPN
fbem-4171	85	9	,	,	PUNCT
fbem-4171	85	10	it	it	PRON
fbem-4171	85	11	is	be	AUX
fbem-4171	85	12	argued	argue	VERB
fbem-4171	85	13	that	that	SCONJ
fbem-4171	85	14	the	the	DET
fbem-4171	85	15	disparity	disparity	NOUN
fbem-4171	85	16	between	between	ADP
fbem-4171	85	17	the	the	DET
fbem-4171	85	18	rich	rich	ADJ
fbem-4171	85	19	and	and	CCONJ
fbem-4171	85	20	the	the	DET
fbem-4171	85	21	poor	poor	ADJ
fbem-4171	85	22	in	in	ADP
fbem-4171	85	23	india	india	PROPN
fbem-4171	85	24	has	have	AUX
fbem-4171	85	25	,	,	PUNCT
fbem-4171	85	26	to	to	ADP
fbem-4171	85	27	some	some	DET
fbem-4171	85	28	extent	extent	NOUN
fbem-4171	85	29	,	,	PUNCT
fbem-4171	85	30	contributed	contribute	VERB
fbem-4171	85	31	to	to	ADP
fbem-4171	85	32	the	the	DET
fbem-4171	85	33	uneven	uneven	ADJ
fbem-4171	85	34	distribution	distribution	NOUN
fbem-4171	85	35	of	of	ADP
fbem-4171	85	36	it	it	PRON
fbem-4171	85	37	equipment	equipment	NOUN
fbem-4171	85	38	in	in	ADP
fbem-4171	85	39	india	india	PROPN
fbem-4171	85	40	,	,	PUNCT
fbem-4171	85	41	with	with	ADP
fbem-4171	85	42	those	those	PRON
fbem-4171	85	43	with	with	ADP
fbem-4171	85	44	220	220	NUM
fbem-4171	85	45	lower	low	ADJ
fbem-4171	85	46	living	living	NOUN
fbem-4171	85	47	standards	standard	NOUN
fbem-4171	85	48	and	and	CCONJ
fbem-4171	85	49	lower	low	ADJ
fbem-4171	85	50	literacy	literacy	NOUN
fbem-4171	85	51	levels	level	NOUN
fbem-4171	85	52	not	not	PART
fbem-4171	85	53	having	have	VERB
fbem-4171	85	54	access	access	NOUN
fbem-4171	85	55	to	to	ADP
fbem-4171	85	56	the	the	DET
fbem-4171	85	57	full	full	ADJ
fbem-4171	85	58	range	range	NOUN
fbem-4171	85	59	of	of	ADP
fbem-4171	85	60	it	it	PRON
fbem-4171	85	61	services[26	services[26	VERB
fbem-4171	85	62	]	]	PUNCT
fbem-4171	85	63	.	.	PUNCT
fbem-4171	86	1	this	this	DET
fbem-4171	86	2	point	point	NOUN
fbem-4171	86	3	is	be	AUX
fbem-4171	86	4	undoubtedly	undoubtedly	ADV
fbem-4171	86	5	detrimental	detrimental	ADJ
fbem-4171	86	6	to	to	ADP
fbem-4171	86	7	india	india	PROPN
fbem-4171	86	8	,	,	PUNCT
fbem-4171	86	9	which	which	PRON
fbem-4171	86	10	wants	want	VERB
fbem-4171	86	11	to	to	PART
fbem-4171	86	12	achieve	achieve	VERB
fbem-4171	86	13	universal	universal	ADJ
fbem-4171	86	14	access	access	NOUN
fbem-4171	86	15	to	to	ADP
fbem-4171	86	16	cbdc	cbdc	VERB
fbem-4171	86	17	.	.	PUNCT
fbem-4171	87	1	5	5	X
fbem-4171	87	2	.	.	X
fbem-4171	87	3	conclusions	conclusion	NOUN
fbem-4171	87	4	as	as	ADP
fbem-4171	87	5	one	one	NUM
fbem-4171	87	6	of	of	ADP
fbem-4171	87	7	the	the	DET
fbem-4171	87	8	most	most	ADV
fbem-4171	87	9	important	important	ADJ
fbem-4171	87	10	economies	economy	NOUN
fbem-4171	87	11	in	in	ADP
fbem-4171	87	12	the	the	DET
fbem-4171	87	13	world	world	NOUN
fbem-4171	87	14	,	,	PUNCT
fbem-4171	87	15	india	india	PROPN
fbem-4171	87	16	's	's	PART
fbem-4171	87	17	exploration	exploration	NOUN
fbem-4171	87	18	and	and	CCONJ
fbem-4171	87	19	discovery	discovery	NOUN
fbem-4171	87	20	in	in	ADP
fbem-4171	87	21	the	the	DET
fbem-4171	87	22	field	field	NOUN
fbem-4171	87	23	of	of	ADP
fbem-4171	87	24	cbdc	cbdc	NOUN
fbem-4171	87	25	is	be	AUX
fbem-4171	87	26	of	of	ADP
fbem-4171	87	27	great	great	ADJ
fbem-4171	87	28	importance	importance	NOUN
fbem-4171	87	29	to	to	ADP
fbem-4171	87	30	the	the	DET
fbem-4171	87	31	international	international	ADJ
fbem-4171	87	32	financial	financial	ADJ
fbem-4171	87	33	system	system	NOUN
fbem-4171	87	34	.	.	PUNCT
fbem-4171	88	1	the	the	DET
fbem-4171	88	2	study	study	NOUN
fbem-4171	88	3	of	of	ADP
fbem-4171	88	4	monetary	monetary	ADJ
fbem-4171	88	5	policy	policy	NOUN
fbem-4171	88	6	for	for	ADP
fbem-4171	88	7	the	the	DET
fbem-4171	88	8	introduction	introduction	NOUN
fbem-4171	88	9	of	of	ADP
fbem-4171	88	10	cbdc	cbdc	NOUN
fbem-4171	88	11	in	in	ADP
fbem-4171	88	12	india	india	PROPN
fbem-4171	88	13	found	find	VERB
fbem-4171	88	14	that	that	SCONJ
fbem-4171	88	15	a	a	DET
fbem-4171	88	16	moderate	moderate	ADJ
fbem-4171	88	17	introduction	introduction	NOUN
fbem-4171	88	18	policy	policy	NOUN
fbem-4171	88	19	is	be	AUX
fbem-4171	88	20	conducive	conducive	ADJ
fbem-4171	88	21	to	to	ADP
fbem-4171	88	22	the	the	DET
fbem-4171	88	23	popularisation	popularisation	NOUN
fbem-4171	88	24	of	of	ADP
fbem-4171	88	25	cbdc	cbdc	NOUN
fbem-4171	88	26	,	,	PUNCT
fbem-4171	88	27	and	and	CCONJ
fbem-4171	88	28	that	that	SCONJ
fbem-4171	88	29	a	a	DET
fbem-4171	88	30	large	large	ADJ
fbem-4171	88	31	user	user	NOUN
fbem-4171	88	32	base	base	NOUN
fbem-4171	88	33	and	and	CCONJ
fbem-4171	88	34	potential	potential	ADJ
fbem-4171	88	35	user	user	NOUN
fbem-4171	88	36	base	base	NOUN
fbem-4171	88	37	for	for	ADP
fbem-4171	88	38	digital	digital	ADJ
fbem-4171	88	39	transactions	transaction	NOUN
fbem-4171	88	40	will	will	AUX
fbem-4171	88	41	help	help	VERB
fbem-4171	88	42	the	the	DET
fbem-4171	88	43	people	people	NOUN
fbem-4171	88	44	to	to	PART
fbem-4171	88	45	accept	accept	VERB
fbem-4171	88	46	cbdc	cbdc	NOUN
fbem-4171	88	47	,	,	PUNCT
fbem-4171	88	48	while	while	SCONJ
fbem-4171	88	49	the	the	DET
fbem-4171	88	50	process	process	NOUN
fbem-4171	88	51	of	of	ADP
fbem-4171	88	52	introducing	introduce	VERB
fbem-4171	88	53	cbdc	cbdc	NOUN
fbem-4171	88	54	also	also	ADV
fbem-4171	88	55	requires	require	VERB
fbem-4171	88	56	attention	attention	NOUN
fbem-4171	88	57	to	to	ADP
fbem-4171	88	58	infrastructure	infrastructure	NOUN
fbem-4171	88	59	development	development	NOUN
fbem-4171	88	60	and	and	CCONJ
fbem-4171	88	61	the	the	DET
fbem-4171	88	62	eradication	eradication	NOUN
fbem-4171	88	63	of	of	ADP
fbem-4171	88	64	digital	digital	ADJ
fbem-4171	88	65	illiteracy	illiteracy	NOUN
fbem-4171	88	66	.	.	PUNCT
fbem-4171	89	1	overall	overall	ADV
fbem-4171	89	2	,	,	PUNCT
fbem-4171	89	3	the	the	DET
fbem-4171	89	4	introduction	introduction	NOUN
fbem-4171	89	5	of	of	ADP
fbem-4171	89	6	cbdc	cbdc	NOUN
fbem-4171	89	7	in	in	ADP
fbem-4171	89	8	india	india	PROPN
fbem-4171	89	9	is	be	AUX
fbem-4171	89	10	of	of	ADP
fbem-4171	89	11	strategic	strategic	ADJ
fbem-4171	89	12	importance	importance	NOUN
fbem-4171	89	13	and	and	CCONJ
fbem-4171	89	14	its	its	PRON
fbem-4171	89	15	monetary	monetary	ADJ
fbem-4171	89	16	policy	policy	NOUN
fbem-4171	89	17	is	be	AUX
fbem-4171	89	18	of	of	ADP
fbem-4171	89	19	value	value	NOUN
fbem-4171	89	20	to	to	ADP
fbem-4171	89	21	other	other	ADJ
fbem-4171	89	22	countries	country	NOUN
fbem-4171	89	23	internationally	internationally	ADV
fbem-4171	89	24	.	.	PUNCT
fbem-4171	90	1	due	due	ADP
fbem-4171	90	2	to	to	ADP
fbem-4171	90	3	the	the	DET
fbem-4171	90	4	limitations	limitation	NOUN
fbem-4171	90	5	of	of	ADP
fbem-4171	90	6	the	the	DET
fbem-4171	90	7	research	research	NOUN
fbem-4171	90	8	data	datum	NOUN
fbem-4171	90	9	and	and	CCONJ
fbem-4171	90	10	the	the	DET
fbem-4171	90	11	time	time	NOUN
fbem-4171	90	12	constraints	constraint	NOUN
fbem-4171	90	13	of	of	ADP
fbem-4171	90	14	the	the	DET
fbem-4171	90	15	survey	survey	NOUN
fbem-4171	90	16	,	,	PUNCT
fbem-4171	90	17	there	there	PRON
fbem-4171	90	18	are	be	VERB
fbem-4171	90	19	certain	certain	ADJ
fbem-4171	90	20	research	research	NOUN
fbem-4171	90	21	limitations	limitation	NOUN
fbem-4171	90	22	in	in	ADP
fbem-4171	90	23	this	this	DET
fbem-4171	90	24	study	study	NOUN
fbem-4171	90	25	,	,	PUNCT
fbem-4171	90	26	which	which	PRON
fbem-4171	90	27	may	may	AUX
fbem-4171	90	28	be	be	AUX
fbem-4171	90	29	limited	limit	VERB
fbem-4171	90	30	to	to	ADP
fbem-4171	90	31	the	the	DET
fbem-4171	90	32	particular	particular	ADJ
fbem-4171	90	33	case	case	NOUN
fbem-4171	90	34	of	of	ADP
fbem-4171	90	35	india	india	PROPN
fbem-4171	90	36	as	as	SCONJ
fbem-4171	90	37	the	the	DET
fbem-4171	90	38	study	study	NOUN
fbem-4171	90	39	focuses	focus	VERB
fbem-4171	90	40	on	on	ADP
fbem-4171	90	41	the	the	DET
fbem-4171	90	42	introduction	introduction	NOUN
fbem-4171	90	43	of	of	ADP
fbem-4171	90	44	cbdc	cbdc	NOUN
fbem-4171	90	45	in	in	ADP
fbem-4171	90	46	india	india	PROPN
fbem-4171	90	47	.	.	PUNCT
fbem-4171	91	1	in	in	ADP
fbem-4171	91	2	future	future	ADJ
fbem-4171	91	3	research	research	NOUN
fbem-4171	91	4	,	,	PUNCT
fbem-4171	91	5	this	this	DET
fbem-4171	91	6	author	author	NOUN
fbem-4171	91	7	will	will	AUX
fbem-4171	91	8	look	look	VERB
fbem-4171	91	9	at	at	ADP
fbem-4171	91	10	the	the	DET
fbem-4171	91	11	different	different	ADJ
fbem-4171	91	12	ways	way	NOUN
fbem-4171	91	13	cbdcs	cbdc	NOUN
fbem-4171	91	14	have	have	AUX
fbem-4171	91	15	been	be	AUX
fbem-4171	91	16	introduced	introduce	VERB
fbem-4171	91	17	in	in	ADP
fbem-4171	91	18	more	more	ADJ
fbem-4171	91	19	countries	country	NOUN
fbem-4171	91	20	to	to	PART
fbem-4171	91	21	gain	gain	VERB
fbem-4171	91	22	a	a	DET
fbem-4171	91	23	deeper	deep	ADJ
fbem-4171	91	24	understanding	understanding	NOUN
fbem-4171	91	25	and	and	CCONJ
fbem-4171	91	26	study	study	VERB
fbem-4171	91	27	the	the	DET
fbem-4171	91	28	impact	impact	NOUN
fbem-4171	91	29	of	of	ADP
fbem-4171	91	30	cbdcs	cbdc	NOUN
fbem-4171	91	31	on	on	ADP
fbem-4171	91	32	the	the	DET
fbem-4171	91	33	international	international	ADJ
fbem-4171	91	34	financial	financial	ADJ
fbem-4171	91	35	system	system	NOUN
fbem-4171	91	36	.	.	PUNCT
fbem-4171	92	1	references	reference	NOUN
fbem-4171	92	2	[	[	X
fbem-4171	92	3	1	1	NUM
fbem-4171	92	4	]	]	X
fbem-4171	92	5	ali	ali	PROPN
fbem-4171	92	6	,	,	PUNCT
fbem-4171	92	7	o.	o.	PROPN
fbem-4171	92	8	,	,	PUNCT
fbem-4171	92	9	ally	ally	NOUN
fbem-4171	92	10	,	,	PUNCT
fbem-4171	92	11	m.	m.	NOUN
fbem-4171	92	12	,	,	PUNCT
fbem-4171	92	13	&	&	CCONJ
fbem-4171	92	14	dwivedi	dwivedi	PROPN
fbem-4171	92	15	,	,	PUNCT
fbem-4171	92	16	y.	y.	PROPN
fbem-4171	92	17	(	(	PUNCT
fbem-4171	92	18	2020	2020	NUM
fbem-4171	92	19	)	)	PUNCT
fbem-4171	92	20	.	.	PUNCT
fbem-4171	93	1	the	the	DET
fbem-4171	93	2	state	state	NOUN
fbem-4171	93	3	of	of	ADP
fbem-4171	93	4	play	play	NOUN
fbem-4171	93	5	of	of	ADP
fbem-4171	93	6	blockchain	blockchain	PROPN
fbem-4171	93	7	technology	technology	PROPN
fbem-4171	93	8	in	in	ADP
fbem-4171	93	9	the	the	DET
fbem-4171	93	10	financial	financial	ADJ
fbem-4171	93	11	services	service	NOUN
fbem-4171	93	12	sector	sector	NOUN
fbem-4171	93	13	:	:	PUNCT
fbem-4171	93	14	a	a	DET
fbem-4171	93	15	systematic	systematic	ADJ
fbem-4171	93	16	literature	literature	NOUN
fbem-4171	93	17	review	review	NOUN
fbem-4171	93	18	.	.	PUNCT
fbem-4171	94	1	international	international	ADJ
fbem-4171	94	2	journal	journal	PROPN
fbem-4171	94	3	of	of	ADP
fbem-4171	94	4	information	information	NOUN
fbem-4171	94	5	management	management	NOUN
fbem-4171	94	6	,	,	PUNCT
fbem-4171	94	7	54	54	NUM
fbem-4171	94	8	,	,	PUNCT
fbem-4171	94	9	102199	102199	NUM
fbem-4171	94	10	.	.	PUNCT
fbem-4171	95	1	[	[	X
fbem-4171	95	2	2	2	X
fbem-4171	95	3	]	]	X
fbem-4171	95	4	náñez	náñez	ADJ
fbem-4171	95	5	alonso	alonso	PROPN
fbem-4171	95	6	,	,	PUNCT
fbem-4171	95	7	s.	s.	PROPN
fbem-4171	95	8	l.	l.	PROPN
fbem-4171	95	9	,	,	PUNCT
fbem-4171	95	10	jorge	jorge	NOUN
fbem-4171	95	11	-	-	PUNCT
fbem-4171	95	12	vazquez	vazquez	PROPN
fbem-4171	95	13	,	,	PUNCT
fbem-4171	95	14	j.	j.	PROPN
fbem-4171	95	15	,	,	PUNCT
fbem-4171	95	16	&	&	CCONJ
fbem-4171	95	17	reier	reier	PROPN
fbem-4171	95	18	forradellas	forradella	NOUN
fbem-4171	95	19	,	,	PUNCT
fbem-4171	95	20	r.	r.	PROPN
fbem-4171	95	21	f.	f.	PROPN
fbem-4171	95	22	(	(	PUNCT
fbem-4171	95	23	2021	2021	NUM
fbem-4171	95	24	)	)	PUNCT
fbem-4171	95	25	.	.	PUNCT
fbem-4171	96	1	central	central	ADJ
fbem-4171	96	2	banks	bank	NOUN
fbem-4171	96	3	digital	digital	ADJ
fbem-4171	96	4	currency	currency	NOUN
fbem-4171	96	5	:	:	PUNCT
fbem-4171	96	6	detection	detection	NOUN
fbem-4171	96	7	of	of	ADP
fbem-4171	96	8	optimal	optimal	ADJ
fbem-4171	96	9	countries	country	NOUN
fbem-4171	96	10	for	for	ADP
fbem-4171	96	11	the	the	DET
fbem-4171	96	12	implementation	implementation	NOUN
fbem-4171	96	13	of	of	ADP
fbem-4171	96	14	a	a	DET
fbem-4171	96	15	cbdc	cbdc	NOUN
fbem-4171	96	16	and	and	CCONJ
fbem-4171	96	17	the	the	DET
fbem-4171	96	18	implication	implication	NOUN
fbem-4171	96	19	for	for	ADP
fbem-4171	96	20	payment	payment	NOUN
fbem-4171	96	21	industry	industry	NOUN
fbem-4171	96	22	open	open	ADJ
fbem-4171	96	23	innovation	innovation	NOUN
fbem-4171	96	24	.	.	PUNCT
fbem-4171	97	1	journal	journal	NOUN
fbem-4171	97	2	of	of	ADP
fbem-4171	97	3	open	open	ADJ
fbem-4171	97	4	innovation	innovation	NOUN
fbem-4171	97	5	:	:	PUNCT
fbem-4171	97	6	technology	technology	NOUN
fbem-4171	97	7	,	,	PUNCT
fbem-4171	97	8	market	market	NOUN
fbem-4171	97	9	,	,	PUNCT
fbem-4171	97	10	and	and	CCONJ
fbem-4171	97	11	complexity	complexity	NOUN
fbem-4171	97	12	,	,	PUNCT
fbem-4171	97	13	7(1	7(1	NUM
fbem-4171	97	14	)	)	PUNCT
fbem-4171	97	15	,	,	PUNCT
fbem-4171	97	16	72	72	NUM
fbem-4171	97	17	.	.	PUNCT
fbem-4171	98	1	[	[	X
fbem-4171	98	2	3	3	NUM
fbem-4171	98	3	]	]	X
fbem-4171	98	4	raj	raj	PROPN
fbem-4171	98	5	,	,	PUNCT
fbem-4171	98	6	k.	k.	PROPN
fbem-4171	98	7	(	(	PUNCT
fbem-4171	98	8	2022	2022	NUM
fbem-4171	98	9	)	)	PUNCT
fbem-4171	98	10	.	.	PUNCT
fbem-4171	99	1	normalising	normalise	VERB
fbem-4171	99	2	the	the	DET
fbem-4171	99	3	digital	digital	ADJ
fbem-4171	99	4	currency	currency	NOUN
fbem-4171	99	5	as	as	ADP
fbem-4171	99	6	an	an	DET
fbem-4171	99	7	innovation	innovation	NOUN
fbem-4171	99	8	in	in	ADP
fbem-4171	99	9	digital	digital	ADJ
fbem-4171	99	10	banking	banking	NOUN
fbem-4171	99	11	practice	practice	NOUN
fbem-4171	99	12	.	.	PUNCT
fbem-4171	100	1	east	east	ADJ
fbem-4171	100	2	asian	asian	PROPN
fbem-4171	100	3	journal	journal	PROPN
fbem-4171	100	4	of	of	ADP
fbem-4171	100	5	multidisciplinary	multidisciplinary	ADJ
fbem-4171	100	6	research	research	NOUN
fbem-4171	100	7	,	,	PUNCT
fbem-4171	100	8	1(6	1(6	NUM
fbem-4171	100	9	)	)	PUNCT
fbem-4171	100	10	,	,	PUNCT
fbem-4171	100	11	1045	1045	NUM
fbem-4171	100	12	-	-	SYM
fbem-4171	100	13	1058	1058	NUM
fbem-4171	100	14	.	.	PUNCT
fbem-4171	101	1	[	[	X
fbem-4171	101	2	4	4	X
fbem-4171	101	3	]	]	X
fbem-4171	101	4	meena	meena	PROPN
fbem-4171	101	5	kumari	kumari	PROPN
fbem-4171	101	6	,	,	PUNCT
fbem-4171	101	7	j.	j.	PROPN
fbem-4171	101	8	(	(	PUNCT
fbem-4171	101	9	2021	2021	NUM
fbem-4171	101	10	)	)	PUNCT
fbem-4171	101	11	.	.	PUNCT
fbem-4171	102	1	central	central	PROPN
fbem-4171	102	2	bank	bank	PROPN
fbem-4171	102	3	digital	digital	ADJ
fbem-4171	102	4	currency	currency	NOUN
fbem-4171	102	5	(	(	PUNCT
fbem-4171	102	6	cbdc	cbdc	NOUN
fbem-4171	102	7	)	)	PUNCT
fbem-4171	102	8	can	can	AUX
fbem-4171	102	9	it	it	PRON
fbem-4171	102	10	replace	replace	VERB
fbem-4171	102	11	notes	note	NOUN
fbem-4171	102	12	and	and	CCONJ
fbem-4171	102	13	coins	coin	NOUN
fbem-4171	102	14	in	in	ADP
fbem-4171	102	15	india	india	PROPN
fbem-4171	102	16	.	.	PUNCT
fbem-4171	103	1	management	management	NOUN
fbem-4171	103	2	science	science	NOUN
fbem-4171	103	3	,	,	PUNCT
fbem-4171	103	4	8	8	NUM
fbem-4171	103	5	,	,	PUNCT
fbem-4171	103	6	21	21	NUM
fbem-4171	103	7	-	-	SYM
fbem-4171	103	8	28	28	NUM
fbem-4171	103	9	.	.	PUNCT
fbem-4171	104	1	[	[	X
fbem-4171	104	2	5	5	NUM
fbem-4171	104	3	]	]	X
fbem-4171	104	4	ghosh	ghosh	PROPN
fbem-4171	104	5	,	,	PUNCT
fbem-4171	104	6	s.	s.	PROPN
fbem-4171	104	7	(	(	PUNCT
fbem-4171	104	8	2022	2022	NUM
fbem-4171	104	9	,	,	PUNCT
fbem-4171	104	10	)	)	PUNCT
fbem-4171	104	11	.	.	PUNCT
fbem-4171	104	12	explained	explain	VERB
fbem-4171	104	13	|	|	ADV
fbem-4171	104	14	rbi	rbi	PROPN
fbem-4171	104	15	’s	’s	PART
fbem-4171	104	16	concept	concept	NOUN
fbem-4171	104	17	note	note	NOUN
fbem-4171	104	18	on	on	ADP
fbem-4171	104	19	introducing	introduce	VERB
fbem-4171	104	20	cbdcs	cbdc	NOUN
fbem-4171	104	21	.	.	PUNCT
fbem-4171	105	1	https://www.thehindu.com/business/economy/explained-rbisconcept-note-on-introducing-cbdcs/article66004865.ece	https://www.thehindu.com/business/economy/explained-rbisconcept-note-on-introducing-cbdcs/article66004865.ece	NOUN
fbem-4171	106	1	[	[	X
fbem-4171	106	2	6	6	NUM
fbem-4171	106	3	]	]	PUNCT
fbem-4171	106	4	farooqui	farooqui	NOUN
fbem-4171	106	5	,	,	PUNCT
fbem-4171	106	6	s.	s.	PROPN
fbem-4171	106	7	a.	a.	PROPN
fbem-4171	106	8	(	(	PUNCT
fbem-4171	106	9	2022	2022	NUM
fbem-4171	106	10	)	)	PUNCT
fbem-4171	106	11	.	.	PUNCT
fbem-4171	107	1	“	"	PUNCT
fbem-4171	107	2	digital	digital	ADJ
fbem-4171	107	3	currencies	currency	NOUN
fbem-4171	107	4	”	"	PUNCT
fbem-4171	107	5	an	an	DET
fbem-4171	107	6	unsecure	unsecure	NOUN
fbem-4171	107	7	and	and	CCONJ
fbem-4171	107	8	unclear	unclear	ADJ
fbem-4171	107	9	economic	economic	ADJ
fbem-4171	107	10	window	window	NOUN
fbem-4171	107	11	,	,	PUNCT
fbem-4171	107	12	need	need	VERB
fbem-4171	107	13	to	to	PART
fbem-4171	107	14	regulate	regulate	VERB
fbem-4171	107	15	or	or	CCONJ
fbem-4171	107	16	to	to	PART
fbem-4171	107	17	ban	ban	VERB
fbem-4171	107	18	in	in	ADP
fbem-4171	107	19	india	india	PROPN
fbem-4171	107	20	.	.	PUNCT
fbem-4171	108	1	research	research	PROPN
fbem-4171	108	2	review	review	PROPN
fbem-4171	108	3	international	international	ADJ
fbem-4171	108	4	journal	journal	NOUN
fbem-4171	108	5	of	of	ADP
fbem-4171	108	6	multidisciplinary	multidisciplinary	ADJ
fbem-4171	108	7	,	,	PUNCT
fbem-4171	108	8	7(1	7(1	NUM
fbem-4171	108	9	)	)	PUNCT
fbem-4171	108	10	,	,	PUNCT
fbem-4171	108	11	58	58	NUM
fbem-4171	108	12	-	-	SYM
fbem-4171	108	13	64	64	NUM
fbem-4171	108	14	.	.	PUNCT
fbem-4171	109	1	[	[	X
fbem-4171	109	2	7	7	NUM
fbem-4171	109	3	]	]	PUNCT
fbem-4171	109	4	samudrala	samudrala	NOUN
fbem-4171	109	5	,	,	PUNCT
fbem-4171	109	6	r.	r.	PROPN
fbem-4171	109	7	s.	s.	PROPN
fbem-4171	109	8	,	,	PUNCT
fbem-4171	109	9	&	&	CCONJ
fbem-4171	109	10	yerchuru	yerchuru	PROPN
fbem-4171	109	11	,	,	PUNCT
fbem-4171	109	12	s.	s.	PROPN
fbem-4171	109	13	k.	k.	PROPN
fbem-4171	109	14	(	(	PUNCT
fbem-4171	109	15	2021	2021	NUM
fbem-4171	109	16	)	)	PUNCT
fbem-4171	109	17	.	.	PUNCT
fbem-4171	110	1	central	central	PROPN
fbem-4171	110	2	bank	bank	PROPN
fbem-4171	110	3	digital	digital	ADJ
fbem-4171	110	4	currency	currency	NOUN
fbem-4171	110	5	:	:	PUNCT
fbem-4171	110	6	risks	risk	NOUN
fbem-4171	110	7	,	,	PUNCT
fbem-4171	110	8	challenges	challenge	NOUN
fbem-4171	110	9	and	and	CCONJ
fbem-4171	110	10	design	design	NOUN
fbem-4171	110	11	considerations	consideration	NOUN
fbem-4171	110	12	for	for	ADP
fbem-4171	110	13	india	india	PROPN
fbem-4171	110	14	.	.	PUNCT
fbem-4171	111	1	csi	csi	PROPN
fbem-4171	111	2	transactions	transaction	NOUN
fbem-4171	111	3	on	on	ADP
fbem-4171	111	4	ict	ict	PROPN
fbem-4171	111	5	,	,	PUNCT
fbem-4171	111	6	9(4	9(4	PROPN
fbem-4171	111	7	)	)	PUNCT
fbem-4171	111	8	,	,	PUNCT
fbem-4171	111	9	245–249	245–249	NUM
fbem-4171	111	10	.	.	PUNCT
fbem-4171	112	1	[	[	X
fbem-4171	112	2	8	8	NUM
fbem-4171	112	3	]	]	X
fbem-4171	112	4	zeya	zeya	NOUN
fbem-4171	112	5	,	,	PUNCT
fbem-4171	112	6	f.	f.	PROPN
fbem-4171	112	7	,	,	PUNCT
fbem-4171	112	8	&	&	CCONJ
fbem-4171	112	9	majumder	majumder	PROPN
fbem-4171	112	10	,	,	PUNCT
fbem-4171	112	11	s.	s.	PROPN
fbem-4171	112	12	(	(	PUNCT
fbem-4171	112	13	2022	2022	NUM
fbem-4171	112	14	)	)	PUNCT
fbem-4171	112	15	.	.	PUNCT
fbem-4171	113	1	experts	expert	NOUN
fbem-4171	113	2	’	’	PART
fbem-4171	113	3	perception	perception	NOUN
fbem-4171	113	4	on	on	ADP
fbem-4171	113	5	cryptocurrency	cryptocurrency	NOUN
fbem-4171	113	6	trade	trade	NOUN
fbem-4171	113	7	in	in	ADP
fbem-4171	113	8	bangladesh	bangladesh	NOUN
fbem-4171	113	9	:	:	PUNCT
fbem-4171	113	10	fintech	fintech	NOUN
fbem-4171	113	11	innovation	innovation	NOUN
fbem-4171	113	12	or	or	CCONJ
fbem-4171	113	13	dilemma	dilemma	NOUN
fbem-4171	113	14	,	,	PUNCT
fbem-4171	113	15	pp	pp	X
fbem-4171	113	16	.	.	PUNCT
fbem-4171	114	1	300–317	300–317	NUM
fbem-4171	114	2	.	.	PUNCT
fbem-4171	115	1	[	[	X
fbem-4171	115	2	9	9	NUM
fbem-4171	115	3	]	]	SYM
fbem-4171	115	4	monrat	monrat	NOUN
fbem-4171	115	5	,	,	PUNCT
fbem-4171	115	6	a.	a.	NOUN
fbem-4171	115	7	a.	a.	PROPN
fbem-4171	115	8	,	,	PUNCT
fbem-4171	115	9	schelén	schelén	NOUN
fbem-4171	115	10	,	,	PUNCT
fbem-4171	115	11	o.	o.	PROPN
fbem-4171	115	12	,	,	PUNCT
fbem-4171	115	13	&	&	CCONJ
fbem-4171	115	14	andersson	andersson	PROPN
fbem-4171	115	15	,	,	PUNCT
fbem-4171	115	16	k.	k.	PROPN
fbem-4171	115	17	(	(	PUNCT
fbem-4171	115	18	2019	2019	NUM
fbem-4171	115	19	)	)	PUNCT
fbem-4171	115	20	.	.	PUNCT
fbem-4171	116	1	a	a	DET
fbem-4171	116	2	survey	survey	NOUN
fbem-4171	116	3	of	of	ADP
fbem-4171	116	4	blockchain	blockchain	PROPN
fbem-4171	116	5	from	from	ADP
fbem-4171	116	6	the	the	DET
fbem-4171	116	7	perspectives	perspective	NOUN
fbem-4171	116	8	of	of	ADP
fbem-4171	116	9	applications	application	NOUN
fbem-4171	116	10	,	,	PUNCT
fbem-4171	116	11	challenges	challenge	NOUN
fbem-4171	116	12	,	,	PUNCT
fbem-4171	116	13	and	and	CCONJ
fbem-4171	116	14	opportunities	opportunity	NOUN
fbem-4171	116	15	.	.	PUNCT
fbem-4171	117	1	ieee	ieee	NOUN
fbem-4171	117	2	access	access	NOUN
fbem-4171	117	3	,	,	PUNCT
fbem-4171	117	4	7	7	NUM
fbem-4171	117	5	,	,	PUNCT
fbem-4171	117	6	117134	117134	NUM
fbem-4171	117	7	–	–	PUNCT
fbem-4171	117	8	117151	117151	NUM
fbem-4171	117	9	.	.	PUNCT
fbem-4171	118	1	[	[	X
fbem-4171	118	2	10	10	NUM
fbem-4171	118	3	]	]	X
fbem-4171	118	4	al	al	PROPN
fbem-4171	118	5	-	-	PUNCT
fbem-4171	118	6	saqaf	saqaf	PROPN
fbem-4171	118	7	,	,	PUNCT
fbem-4171	118	8	w.	w.	PROPN
fbem-4171	118	9	,	,	PUNCT
fbem-4171	118	10	&	&	CCONJ
fbem-4171	118	11	seidler	seidler	NOUN
fbem-4171	118	12	,	,	PUNCT
fbem-4171	118	13	n.	n.	NOUN
fbem-4171	118	14	(	(	PUNCT
fbem-4171	118	15	2017	2017	NUM
fbem-4171	118	16	)	)	PUNCT
fbem-4171	118	17	.	.	PUNCT
fbem-4171	119	1	blockchain	blockchain	PROPN
fbem-4171	119	2	technology	technology	PROPN
fbem-4171	119	3	for	for	ADP
fbem-4171	119	4	social	social	ADJ
fbem-4171	119	5	impact	impact	NOUN
fbem-4171	119	6	:	:	PUNCT
fbem-4171	119	7	opportunities	opportunity	NOUN
fbem-4171	119	8	and	and	CCONJ
fbem-4171	119	9	challenges	challenge	NOUN
fbem-4171	119	10	ahead	ahead	ADV
fbem-4171	119	11	.	.	PUNCT
fbem-4171	120	1	journal	journal	NOUN
fbem-4171	120	2	of	of	ADP
fbem-4171	120	3	cyber	cyber	PROPN
fbem-4171	120	4	policy	policy	NOUN
fbem-4171	120	5	,	,	PUNCT
fbem-4171	120	6	2(3	2(3	NUM
fbem-4171	120	7	)	)	PUNCT
fbem-4171	120	8	,	,	PUNCT
fbem-4171	120	9	338–354	338–354	NUM
fbem-4171	120	10	.	.	PUNCT
fbem-4171	121	1	[	[	X
fbem-4171	121	2	11	11	NUM
fbem-4171	121	3	]	]	PUNCT
fbem-4171	121	4	chakrabarti	chakrabarti	PROPN
fbem-4171	121	5	,	,	PUNCT
fbem-4171	121	6	a.	a.	PROPN
fbem-4171	121	7	,	,	PUNCT
fbem-4171	121	8	&	&	CCONJ
fbem-4171	121	9	chaudhuri	chaudhuri	PROPN
fbem-4171	121	10	,	,	PUNCT
fbem-4171	121	11	a.	a.	PROPN
fbem-4171	121	12	k.	k.	PROPN
fbem-4171	121	13	(	(	PUNCT
fbem-4171	121	14	2017	2017	NUM
fbem-4171	121	15	)	)	PUNCT
fbem-4171	121	16	.	.	PUNCT
fbem-4171	122	1	blockchain	blockchain	PROPN
fbem-4171	122	2	and	and	CCONJ
fbem-4171	122	3	its	its	PRON
fbem-4171	122	4	scope	scope	NOUN
fbem-4171	122	5	in	in	ADP
fbem-4171	122	6	retail	retail	NOUN
fbem-4171	122	7	.	.	PUNCT
fbem-4171	123	1	international	international	ADJ
fbem-4171	123	2	research	research	PROPN
fbem-4171	123	3	journal	journal	NOUN
fbem-4171	123	4	of	of	ADP
fbem-4171	123	5	engineering	engineering	NOUN
fbem-4171	123	6	and	and	CCONJ
fbem-4171	123	7	technology	technology	NOUN
fbem-4171	123	8	,	,	PUNCT
fbem-4171	123	9	4(7	4(7	NUM
fbem-4171	123	10	)	)	PUNCT
fbem-4171	123	11	,	,	PUNCT
fbem-4171	123	12	3053	3053	NUM
fbem-4171	123	13	-	-	SYM
fbem-4171	123	14	3056	3056	NUM
fbem-4171	123	15	.	.	PUNCT
fbem-4171	124	1	[	[	X
fbem-4171	124	2	12	12	NUM
fbem-4171	124	3	]	]	X
fbem-4171	124	4	náñez	náñez	ADJ
fbem-4171	124	5	alonso	alonso	PROPN
fbem-4171	124	6	,	,	PUNCT
fbem-4171	124	7	s.	s.	PROPN
fbem-4171	124	8	l.	l.	PROPN
fbem-4171	124	9	,	,	PUNCT
fbem-4171	124	10	jorge	jorge	NOUN
fbem-4171	124	11	-	-	PUNCT
fbem-4171	124	12	vazquez	vazquez	PROPN
fbem-4171	124	13	,	,	PUNCT
fbem-4171	124	14	j.	j.	PROPN
fbem-4171	124	15	,	,	PUNCT
fbem-4171	124	16	&	&	CCONJ
fbem-4171	124	17	reier	reier	PROPN
fbem-4171	124	18	forradellas	forradella	NOUN
fbem-4171	124	19	,	,	PUNCT
fbem-4171	124	20	r.	r.	PROPN
fbem-4171	124	21	f.	f.	PROPN
fbem-4171	124	22	(	(	PUNCT
fbem-4171	124	23	2021	2021	NUM
fbem-4171	124	24	)	)	PUNCT
fbem-4171	124	25	.	.	PUNCT
fbem-4171	125	1	central	central	ADJ
fbem-4171	125	2	banks	bank	NOUN
fbem-4171	125	3	digital	digital	ADJ
fbem-4171	125	4	currency	currency	NOUN
fbem-4171	125	5	:	:	PUNCT
fbem-4171	125	6	detection	detection	NOUN
fbem-4171	125	7	of	of	ADP
fbem-4171	125	8	optimal	optimal	ADJ
fbem-4171	125	9	countries	country	NOUN
fbem-4171	125	10	for	for	ADP
fbem-4171	125	11	the	the	DET
fbem-4171	125	12	implementation	implementation	NOUN
fbem-4171	125	13	of	of	ADP
fbem-4171	125	14	a	a	DET
fbem-4171	125	15	cbdc	cbdc	NOUN
fbem-4171	125	16	and	and	CCONJ
fbem-4171	125	17	the	the	DET
fbem-4171	125	18	implication	implication	NOUN
fbem-4171	125	19	for	for	ADP
fbem-4171	125	20	payment	payment	NOUN
fbem-4171	125	21	industry	industry	NOUN
fbem-4171	125	22	open	open	ADJ
fbem-4171	125	23	innovation	innovation	NOUN
fbem-4171	125	24	.	.	PUNCT
fbem-4171	126	1	journal	journal	NOUN
fbem-4171	126	2	of	of	ADP
fbem-4171	126	3	open	open	ADJ
fbem-4171	126	4	innovation	innovation	NOUN
fbem-4171	126	5	:	:	PUNCT
fbem-4171	126	6	technology	technology	NOUN
fbem-4171	126	7	,	,	PUNCT
fbem-4171	126	8	market	market	NOUN
fbem-4171	126	9	,	,	PUNCT
fbem-4171	126	10	and	and	CCONJ
fbem-4171	126	11	complexity	complexity	NOUN
fbem-4171	126	12	,	,	PUNCT
fbem-4171	126	13	7(1	7(1	NUM
fbem-4171	126	14	)	)	PUNCT
fbem-4171	126	15	,	,	PUNCT
fbem-4171	126	16	72	72	NUM
fbem-4171	126	17	.	.	PUNCT
fbem-4171	127	1	[	[	X
fbem-4171	127	2	13	13	NUM
fbem-4171	127	3	]	]	PUNCT
fbem-4171	127	4	sinelnikova	sinelnikova	PROPN
fbem-4171	127	5	-	-	PUNCT
fbem-4171	127	6	muryleva	muryleva	PROPN
fbem-4171	127	7	,	,	PUNCT
fbem-4171	127	8	e.	e.	PROPN
fbem-4171	127	9	v.	v.	PROPN
fbem-4171	127	10	(	(	PUNCT
fbem-4171	127	11	2020	2020	NUM
fbem-4171	127	12	)	)	PUNCT
fbem-4171	127	13	.	.	PUNCT
fbem-4171	128	1	central	central	PROPN
fbem-4171	128	2	bank	bank	PROPN
fbem-4171	128	3	digital	digital	ADJ
fbem-4171	128	4	currencies	currency	NOUN
fbem-4171	128	5	:	:	PUNCT
fbem-4171	128	6	potential	potential	ADJ
fbem-4171	128	7	risks	risk	NOUN
fbem-4171	128	8	and	and	CCONJ
fbem-4171	128	9	benefits	benefit	NOUN
fbem-4171	128	10	.	.	PUNCT
fbem-4171	129	1	voprosy	voprosy	PROPN
fbem-4171	129	2	ekonomiki	ekonomiki	PROPN
fbem-4171	129	3	,	,	PUNCT
fbem-4171	129	4	(	(	PUNCT
fbem-4171	129	5	4	4	NUM
fbem-4171	129	6	)	)	PUNCT
fbem-4171	129	7	,	,	PUNCT
fbem-4171	129	8	147	147	NUM
fbem-4171	129	9	-	-	SYM
fbem-4171	129	10	159	159	NUM
fbem-4171	129	11	.	.	PUNCT
fbem-4171	130	1	[	[	X
fbem-4171	130	2	14	14	NUM
fbem-4171	130	3	]	]	X
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fbem-4171	130	5	,	,	PUNCT
fbem-4171	130	6	s.	s.	PROPN
fbem-4171	130	7	,	,	PUNCT
fbem-4171	130	8	&	&	CCONJ
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fbem-4171	130	10	,	,	PUNCT
fbem-4171	130	11	k.	k.	PROPN
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fbem-4171	130	14	2021	2021	NUM
fbem-4171	130	15	)	)	PUNCT
fbem-4171	130	16	.	.	PUNCT
fbem-4171	131	1	central	central	PROPN
fbem-4171	131	2	bank	bank	PROPN
fbem-4171	131	3	digital	digital	ADJ
fbem-4171	131	4	currencies	currency	NOUN
fbem-4171	131	5	:	:	PUNCT
fbem-4171	131	6	policy	policy	NOUN
fbem-4171	131	7	and	and	CCONJ
fbem-4171	131	8	operational	operational	ADJ
fbem-4171	131	9	perspectives	perspective	NOUN
fbem-4171	131	10	for	for	ADP
fbem-4171	131	11	india	india	PROPN
fbem-4171	131	12	.	.	PUNCT
fbem-4171	132	1	csi	csi	PROPN
fbem-4171	132	2	transactions	transaction	NOUN
fbem-4171	132	3	on	on	ADP
fbem-4171	132	4	ict	ict	PROPN
fbem-4171	132	5	,	,	PUNCT
fbem-4171	132	6	9(2	9(2	NUM
fbem-4171	132	7	)	)	PUNCT
fbem-4171	132	8	,	,	PUNCT
fbem-4171	132	9	85–94	85–94	NUM
fbem-4171	132	10	.	.	PUNCT
fbem-4171	133	1	[	[	X
fbem-4171	133	2	15	15	NUM
fbem-4171	133	3	]	]	X
fbem-4171	133	4	singh	singh	PROPN
fbem-4171	133	5	,	,	PUNCT
fbem-4171	133	6	s.	s.	PROPN
fbem-4171	133	7	k.	k.	PROPN
fbem-4171	133	8	(	(	PUNCT
fbem-4171	133	9	2021	2021	NUM
fbem-4171	133	10	)	)	PUNCT
fbem-4171	133	11	.	.	PUNCT
fbem-4171	134	1	cryptocurrency	cryptocurrency	NOUN
fbem-4171	134	2	in	in	ADP
fbem-4171	134	3	india	india	PROPN
fbem-4171	134	4	:	:	PUNCT
fbem-4171	134	5	need	need	VERB
fbem-4171	134	6	for	for	ADP
fbem-4171	134	7	an	an	DET
fbem-4171	134	8	unconventional	unconventional	ADJ
fbem-4171	134	9	policy	policy	NOUN
fbem-4171	134	10	.	.	PUNCT
fbem-4171	135	1	nice	nice	ADJ
fbem-4171	135	2	journal	journal	NOUN
fbem-4171	135	3	of	of	ADP
fbem-4171	135	4	business	business	NOUN
fbem-4171	135	5	,	,	PUNCT
fbem-4171	135	6	16	16	NUM
fbem-4171	135	7	.	.	PUNCT
fbem-4171	136	1	[	[	X
fbem-4171	136	2	16	16	NUM
fbem-4171	136	3	]	]	X
fbem-4171	136	4	narendra	narendra	PROPN
fbem-4171	136	5	kumar	kumar	PROPN
fbem-4171	136	6	,	,	PUNCT
fbem-4171	136	7	n.	n.	PROPN
fbem-4171	136	8	v.	v.	PROPN
fbem-4171	136	9	,	,	PUNCT
fbem-4171	136	10	thakur	thakur	PROPN
fbem-4171	136	11	,	,	PUNCT
fbem-4171	136	12	a.	a.	NOUN
fbem-4171	136	13	,	,	PUNCT
fbem-4171	136	14	raghuraj	raghuraj	PROPN
fbem-4171	136	15	,	,	PUNCT
fbem-4171	136	16	g.	g.	PROPN
fbem-4171	136	17	,	,	PUNCT
fbem-4171	136	18	&	&	CCONJ
fbem-4171	136	19	lalit	lalit	PROPN
fbem-4171	136	20	mohan	mohan	PROPN
fbem-4171	136	21	,	,	PUNCT
fbem-4171	136	22	s.	s.	PROPN
fbem-4171	136	23	(	(	PUNCT
fbem-4171	136	24	2020	2020	NUM
fbem-4171	136	25	)	)	PUNCT
fbem-4171	136	26	.	.	PUNCT
fbem-4171	137	1	the	the	DET
fbem-4171	137	2	payment	payment	NOUN
fbem-4171	137	3	systems	system	NOUN
fbem-4171	137	4	revolution	revolution	NOUN
fbem-4171	137	5	:	:	PUNCT
fbem-4171	137	6	india	india	PROPN
fbem-4171	137	7	’s	’s	PART
fbem-4171	137	8	story	story	NOUN
fbem-4171	137	9	.	.	PUNCT
fbem-4171	138	1	journal	journal	NOUN
fbem-4171	138	2	of	of	ADP
fbem-4171	138	3	payments	payment	NOUN
fbem-4171	138	4	strategy	strategy	NOUN
fbem-4171	138	5	&	&	CCONJ
fbem-4171	138	6	systems	system	NOUN
fbem-4171	138	7	,	,	PUNCT
fbem-4171	138	8	14(4	14(4	NUM
fbem-4171	138	9	)	)	PUNCT
fbem-4171	138	10	,	,	PUNCT
fbem-4171	138	11	326–338	326–338	NUM
fbem-4171	138	12	.	.	PUNCT
fbem-4171	139	1	[	[	X
fbem-4171	139	2	17	17	NUM
fbem-4171	139	3	]	]	SYM
fbem-4171	139	4	tiwari	tiwari	PROPN
fbem-4171	139	5	,	,	PUNCT
fbem-4171	139	6	m.	m.	NOUN
fbem-4171	139	7	(	(	PUNCT
fbem-4171	139	8	2021	2021	NUM
fbem-4171	139	9	)	)	PUNCT
fbem-4171	139	10	.	.	PUNCT
fbem-4171	140	1	india	india	PROPN
fbem-4171	140	2	has	have	VERB
fbem-4171	140	3	more	more	ADJ
fbem-4171	140	4	than	than	ADP
fbem-4171	140	5	10	10	NUM
fbem-4171	140	6	crore	crore	NUM
fbem-4171	140	7	crypto	crypto	NOUN
fbem-4171	140	8	owners	owner	NOUN
fbem-4171	140	9	now	now	ADV
fbem-4171	140	10	,	,	PUNCT
fbem-4171	140	11	highest	high	ADJ
fbem-4171	140	12	in	in	ADP
fbem-4171	140	13	the	the	DET
fbem-4171	140	14	world	world	NOUN
fbem-4171	140	15	.	.	PUNCT
fbem-4171	141	1	https://www.indiatoday.in/technology/news/story/india-hasmore-than-10-crore-crypto-owners-now-highest-in-the-world1864669-2021-10-14	https://www.indiatoday.in/technology/news/story/india-hasmore-than-10-crore-crypto-owners-now-highest-in-the-world1864669-2021-10-14	PROPN
fbem-4171	142	1	[	[	X
fbem-4171	142	2	18	18	NUM
fbem-4171	142	3	]	]	X
fbem-4171	142	4	jani	jani	PROPN
fbem-4171	142	5	,	,	PUNCT
fbem-4171	142	6	s.	s.	PROPN
fbem-4171	142	7	(	(	PUNCT
fbem-4171	142	8	2018	2018	NUM
fbem-4171	142	9	)	)	PUNCT
fbem-4171	142	10	.	.	PUNCT
fbem-4171	143	1	the	the	DET
fbem-4171	143	2	growth	growth	NOUN
fbem-4171	143	3	of	of	ADP
fbem-4171	143	4	cryptocurrency	cryptocurrency	NOUN
fbem-4171	143	5	in	in	ADP
fbem-4171	143	6	india	india	PROPN
fbem-4171	143	7	:	:	PUNCT
fbem-4171	143	8	its	its	PRON
fbem-4171	143	9	challenges	challenge	NOUN
fbem-4171	143	10	&	&	CCONJ
fbem-4171	143	11	potential	potential	ADJ
fbem-4171	143	12	impacts	impact	NOUN
fbem-4171	143	13	on	on	ADP
fbem-4171	143	14	legislation	legislation	NOUN
fbem-4171	143	15	.	.	PUNCT
fbem-4171	144	1	research	research	NOUN
fbem-4171	144	2	gate	gate	PROPN
fbem-4171	144	3	publication	publication	NOUN
fbem-4171	144	4	.	.	PUNCT
fbem-4171	145	1	[	[	X
fbem-4171	145	2	19	19	NUM
fbem-4171	145	3	]	]	PUNCT
fbem-4171	145	4	samarth	samarth	PROPN
fbem-4171	145	5	,	,	PUNCT
fbem-4171	145	6	s.	s.	PROPN
fbem-4171	145	7	(	(	PUNCT
fbem-4171	145	8	2020	2020	NUM
fbem-4171	145	9	)	)	PUNCT
fbem-4171	145	10	.	.	PUNCT
fbem-4171	146	1	cryptocurrency	cryptocurrency	NOUN
fbem-4171	146	2	and	and	CCONJ
fbem-4171	146	3	regulations	regulation	NOUN
fbem-4171	146	4	.	.	PUNCT
fbem-4171	147	1	issue	issue	NOUN
fbem-4171	147	2	2	2	NUM
fbem-4171	147	3	int'l	int'l	NOUN
fbem-4171	147	4	jl	jl	PROPN
fbem-4171	147	5	mgmt	mgmt	PROPN
fbem-4171	147	6	.	.	PROPN
fbem-4171	147	7	&	&	CCONJ
fbem-4171	147	8	human	human	PROPN
fbem-4171	147	9	.	.	PROPN
fbem-4171	147	10	,	,	PUNCT
fbem-4171	147	11	3	3	NUM
fbem-4171	147	12	,	,	PUNCT
fbem-4171	147	13	1136	1136	NUM
fbem-4171	147	14	.	.	PUNCT
fbem-4171	148	1	[	[	X
fbem-4171	148	2	20	20	NUM
fbem-4171	148	3	]	]	PUNCT
fbem-4171	148	4	ozili	ozili	NOUN
fbem-4171	148	5	,	,	PUNCT
fbem-4171	148	6	p.	p.	PROPN
fbem-4171	148	7	k.	k.	PROPN
fbem-4171	148	8	(	(	PUNCT
fbem-4171	148	9	2022	2022	NUM
fbem-4171	148	10	)	)	PUNCT
fbem-4171	148	11	.	.	PUNCT
fbem-4171	149	1	central	central	PROPN
fbem-4171	149	2	bank	bank	PROPN
fbem-4171	149	3	digital	digital	ADJ
fbem-4171	149	4	currency	currency	NOUN
fbem-4171	149	5	in	in	ADP
fbem-4171	149	6	india	india	PROPN
fbem-4171	149	7	:	:	PUNCT
fbem-4171	149	8	the	the	DET
fbem-4171	149	9	case	case	NOUN
fbem-4171	149	10	for	for	ADP
fbem-4171	149	11	a	a	DET
fbem-4171	149	12	digital	digital	ADJ
fbem-4171	149	13	rupee	rupee	NOUN
fbem-4171	149	14	.	.	PUNCT
fbem-4171	150	1	technical	technical	ADJ
fbem-4171	150	2	paper	paper	NOUN
fbem-4171	150	3	series	series	NOUN
fbem-4171	150	4	.	.	PUNCT
fbem-4171	151	1	[	[	X
fbem-4171	151	2	21	21	NUM
fbem-4171	151	3	]	]	X
fbem-4171	151	4	kumar	kumar	PROPN
fbem-4171	151	5	,	,	PUNCT
fbem-4171	151	6	a.	a.	NOUN
fbem-4171	151	7	(	(	PUNCT
fbem-4171	151	8	2021	2021	NUM
fbem-4171	151	9	)	)	PUNCT
fbem-4171	151	10	.	.	PUNCT
fbem-4171	152	1	central	central	PROPN
fbem-4171	152	2	bank	bank	PROPN
fbem-4171	152	3	digital	digital	ADJ
fbem-4171	152	4	currency	currency	NOUN
fbem-4171	152	5	and	and	CCONJ
fbem-4171	152	6	its	its	PRON
fbem-4171	152	7	impact	impact	NOUN
fbem-4171	152	8	on	on	ADP
fbem-4171	152	9	the	the	DET
fbem-4171	152	10	indian	indian	ADJ
fbem-4171	152	11	financial	financial	ADJ
fbem-4171	152	12	system	system	NOUN
fbem-4171	152	13	.	.	PUNCT
fbem-4171	153	1	asian	asian	ADJ
fbem-4171	153	2	journal	journal	PROPN
fbem-4171	153	3	of	of	ADP
fbem-4171	153	4	management	management	NOUN
fbem-4171	153	5	,	,	PUNCT
fbem-4171	153	6	12(4	12(4	NUM
fbem-4171	153	7	)	)	PUNCT
fbem-4171	153	8	,	,	PUNCT
fbem-4171	153	9	420	420	NUM
fbem-4171	153	10	-	-	SYM
fbem-4171	153	11	422	422	NUM
fbem-4171	153	12	.	.	PUNCT
fbem-4171	154	1	[	[	X
fbem-4171	154	2	22	22	NUM
fbem-4171	154	3	]	]	X
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fbem-4171	154	5	,	,	PUNCT
fbem-4171	154	6	a.	a.	NOUN
fbem-4171	154	7	(	(	PUNCT
fbem-4171	154	8	2021	2021	NUM
fbem-4171	154	9	)	)	PUNCT
fbem-4171	154	10	.	.	PUNCT
fbem-4171	155	1	cryptocurrency	cryptocurrency	NOUN
fbem-4171	155	2	in	in	ADP
fbem-4171	155	3	india	india	PROPN
fbem-4171	155	4	:	:	PUNCT
fbem-4171	155	5	to	to	PART
fbem-4171	155	6	ban	ban	VERB
fbem-4171	155	7	or	or	CCONJ
fbem-4171	155	8	not	not	PART
fbem-4171	155	9	to	to	PART
fbem-4171	155	10	ban	ban	VERB
fbem-4171	155	11	.	.	PUNCT
fbem-4171	156	1	aman	aman	PROPN
fbem-4171	156	2	kumar	kumar	PROPN
fbem-4171	156	3	yadav,‘cryptocurrency	yadav,‘cryptocurrency	PROPN
fbem-4171	156	4	in	in	ADP
fbem-4171	156	5	india	india	PROPN
fbem-4171	156	6	:	:	PUNCT
fbem-4171	156	7	to	to	PART
fbem-4171	156	8	ban	ban	VERB
fbem-4171	156	9	or	or	CCONJ
fbem-4171	156	10	not	not	PART
fbem-4171	156	11	to	to	ADP
fbem-4171	156	12	ban’(the	ban’(the	DET
fbem-4171	156	13	rmlnlu	rmlnlu	ADJ
fbem-4171	156	14	law	law	PROPN
fbem-4171	156	15	review	review	NOUN
fbem-4171	156	16	blog	blog	NOUN
fbem-4171	156	17	,	,	PUNCT
fbem-4171	156	18	2	2	NUM
fbem-4171	156	19	march	march	NOUN
fbem-4171	156	20	2021	2021	NUM
fbem-4171	156	21	)	)	PUNCT
fbem-4171	156	22	,	,	PUNCT
fbem-4171	156	23	https://rmlnlulawreview.com/2021/03/02/cryptocurrency-inindia-to-ban-or-not-to-ban	https://rmlnlulawreview.com/2021/03/02/cryptocurrency-inindia-to-ban-or-not-to-ban	NOUN
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fbem-4171	157	1	[	[	X
fbem-4171	157	2	23	23	NUM
fbem-4171	157	3	]	]	PUNCT
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fbem-4171	157	5	bank	bank	PROPN
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fbem-4171	158	1	(	(	PUNCT
fbem-4171	158	2	2022	2022	NUM
fbem-4171	158	3	)	)	PUNCT
fbem-4171	158	4	.	.	PUNCT
fbem-4171	159	1	world	world	PROPN
fbem-4171	159	2	bank	bank	PROPN
fbem-4171	159	3	.	.	PUNCT
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fbem-4171	161	1	[	[	X
fbem-4171	161	2	24	24	NUM
fbem-4171	161	3	]	]	SYM
fbem-4171	161	4	dar	dar	PROPN
fbem-4171	161	5	,	,	PUNCT
fbem-4171	161	6	s.	s.	PROPN
fbem-4171	161	7	a.	a.	PROPN
fbem-4171	161	8	,	,	PUNCT
fbem-4171	161	9	&	&	CCONJ
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fbem-4171	161	11	,	,	PUNCT
fbem-4171	161	12	d.	d.	PROPN
fbem-4171	161	13	(	(	PUNCT
fbem-4171	161	14	2022	2022	NUM
fbem-4171	161	15	)	)	PUNCT
fbem-4171	161	16	.	.	PUNCT
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fbem-4171	162	2	india	india	PROPN
fbem-4171	162	3	:	:	PUNCT
fbem-4171	162	4	where	where	SCONJ
fbem-4171	162	5	knowledge	knowledge	NOUN
fbem-4171	162	6	is	be	AUX
fbem-4171	162	7	strength	strength	NOUN
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fbem-4171	162	10	the	the	DET
fbem-4171	162	11	people	people	NOUN
fbem-4171	162	12	.	.	PUNCT
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fbem-4171	163	2	journal	journal	PROPN
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fbem-4171	163	4	educational	educational	ADJ
fbem-4171	163	5	review	review	NOUN
fbem-4171	163	6	,	,	PUNCT
fbem-4171	163	7	law	law	NOUN
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fbem-4171	163	9	social	social	ADJ
fbem-4171	163	10	sciences	science	NOUN
fbem-4171	163	11	(	(	PUNCT
fbem-4171	163	12	ijerlas	ijerla	NOUN
fbem-4171	163	13	)	)	PUNCT
fbem-4171	163	14	,	,	PUNCT
fbem-4171	163	15	2(3	2(3	NUM
fbem-4171	163	16	)	)	PUNCT
fbem-4171	163	17	,	,	PUNCT
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fbem-4171	163	19	-	-	SYM
fbem-4171	163	20	446	446	NUM
fbem-4171	163	21	.	.	PUNCT
fbem-4171	164	1	[	[	X
fbem-4171	164	2	25	25	NUM
fbem-4171	164	3	]	]	X
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fbem-4171	164	5	,	,	PUNCT
fbem-4171	164	6	b.	b.	PROPN
fbem-4171	164	7	r.	r.	PROPN
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fbem-4171	164	9	2022	2022	NUM
fbem-4171	164	10	)	)	PUNCT
fbem-4171	164	11	.	.	PUNCT
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fbem-4171	165	2	of	of	ADP
fbem-4171	165	3	library	library	PROPN
fbem-4171	165	4	digital	digital	PROPN
fbem-4171	165	5	india	india	PROPN
fbem-4171	165	6	programme	programme	PROPN
fbem-4171	165	7	:	:	PUNCT
fbem-4171	165	8	issue	issue	NOUN
fbem-4171	165	9	and	and	CCONJ
fbem-4171	165	10	challenges	challenge	NOUN
fbem-4171	165	11	.	.	PUNCT
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fbem-4171	166	2	journal	journal	NOUN
fbem-4171	166	3	of	of	ADP
fbem-4171	166	4	research	research	NOUN
fbem-4171	166	5	in	in	ADP
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fbem-4171	166	7	science	science	NOUN
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fbem-4171	166	9	8(3	8(3	NUM
fbem-4171	166	10	)	)	PUNCT
fbem-4171	166	11	,	,	PUNCT
fbem-4171	166	12	5	5	NUM
fbem-4171	166	13	-	-	SYM
fbem-4171	166	14	11	11	NUM
fbem-4171	166	15	.	.	PUNCT
fbem-4171	167	1	[	[	X
fbem-4171	167	2	26	26	NUM
fbem-4171	167	3	]	]	PUNCT
fbem-4171	167	4	tewathia	tewathia	NOUN
fbem-4171	167	5	,	,	PUNCT
fbem-4171	167	6	n.	n.	NOUN
fbem-4171	167	7	,	,	PUNCT
fbem-4171	167	8	kamath	kamath	PROPN
fbem-4171	167	9	,	,	PUNCT
fbem-4171	167	10	a.	a.	PROPN
fbem-4171	167	11	,	,	PUNCT
fbem-4171	167	12	&	&	CCONJ
fbem-4171	167	13	ilavarasan	ilavarasan	PROPN
fbem-4171	167	14	,	,	PUNCT
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fbem-4171	167	18	2020	2020	NUM
fbem-4171	167	19	)	)	PUNCT
fbem-4171	167	20	.	.	PUNCT
fbem-4171	168	1	social	social	ADJ
fbem-4171	168	2	inequalities	inequality	NOUN
fbem-4171	168	3	,	,	PUNCT
fbem-4171	168	4	fundamental	fundamental	ADJ
fbem-4171	168	5	inequities	inequity	NOUN
fbem-4171	168	6	,	,	PUNCT
fbem-4171	168	7	and	and	CCONJ
fbem-4171	168	8	recurring	recur	VERB
fbem-4171	168	9	of	of	ADP
fbem-4171	168	10	the	the	DET
fbem-4171	168	11	digital	digital	ADJ
fbem-4171	168	12	divide	divide	NOUN
fbem-4171	168	13	:	:	PUNCT
fbem-4171	168	14	insights	insight	NOUN
fbem-4171	168	15	from	from	ADP
fbem-4171	168	16	india	india	PROPN
fbem-4171	168	17	.	.	PUNCT
fbem-4171	169	1	technology	technology	NOUN
fbem-4171	169	2	in	in	ADP
fbem-4171	169	3	society	society	NOUN
fbem-4171	169	4	,	,	PUNCT
fbem-4171	169	5	61	61	NUM
fbem-4171	169	6	,	,	PUNCT
fbem-4171	169	7	101251	101251	NUM
fbem-4171	169	8	.	.	PUNCT