id	sid	tid	token	lemma	pos
fbem-5275	1	1	frontiers	frontier	NOUN
fbem-5275	1	2	in	in	ADP
fbem-5275	1	3	business	business	NOUN
fbem-5275	1	4	,	,	PUNCT
fbem-5275	1	5	economics	economic	NOUN
fbem-5275	1	6	and	and	CCONJ
fbem-5275	1	7	management	management	NOUN
fbem-5275	1	8	issn	issn	PROPN
fbem-5275	1	9	:	:	PUNCT
fbem-5275	1	10	2766	2766	NUM
fbem-5275	1	11	-	-	PUNCT
fbem-5275	1	12	824x	824x	NUM
fbem-5275	1	13	|	|	ADJ
fbem-5275	1	14	vol	vol	NOUN
fbem-5275	1	15	.	.	PUNCT
fbem-5275	2	1	7	7	NUM
fbem-5275	2	2	,	,	PUNCT
fbem-5275	2	3	no	no	INTJ
fbem-5275	2	4	.	.	NOUN
fbem-5275	2	5	3	3	NUM
fbem-5275	2	6	,	,	PUNCT
fbem-5275	2	7	2023	2023	NUM
fbem-5275	2	8	42	42	NUM
fbem-5275	2	9	research	research	NOUN
fbem-5275	2	10	on	on	ADP
fbem-5275	2	11	the	the	DET
fbem-5275	2	12	impact	impact	NOUN
fbem-5275	2	13	of	of	ADP
fbem-5275	2	14	the	the	DET
fbem-5275	2	15	development	development	NOUN
fbem-5275	2	16	of	of	ADP
fbem-5275	2	17	digital	digital	ADJ
fbem-5275	2	18	financial	financial	ADJ
fbem-5275	2	19	inclusion	inclusion	NOUN
fbem-5275	2	20	on	on	ADP
fbem-5275	2	21	multidimensional	multidimensional	ADJ
fbem-5275	2	22	poverty	poverty	PROPN
fbem-5275	2	23	yu	yu	PROPN
fbem-5275	2	24	cheng	cheng	PROPN
fbem-5275	2	25	hunan	hunan	PROPN
fbem-5275	2	26	university	university	PROPN
fbem-5275	2	27	of	of	ADP
fbem-5275	2	28	science	science	NOUN
fbem-5275	2	29	and	and	CCONJ
fbem-5275	2	30	technology	technology	NOUN
fbem-5275	2	31	,	,	PUNCT
fbem-5275	2	32	xiangtan	xiangtan	PROPN
fbem-5275	2	33	411201	411201	NUM
fbem-5275	2	34	,	,	PUNCT
fbem-5275	2	35	china	china	PROPN
fbem-5275	2	36	abstract	abstract	NOUN
fbem-5275	2	37	:	:	PUNCT
fbem-5275	2	38	based	base	VERB
fbem-5275	2	39	on	on	ADP
fbem-5275	2	40	the	the	DET
fbem-5275	2	41	provincial	provincial	ADJ
fbem-5275	2	42	panel	panel	NOUN
fbem-5275	2	43	data	datum	NOUN
fbem-5275	2	44	of	of	ADP
fbem-5275	2	45	china	china	PROPN
fbem-5275	2	46	from	from	ADP
fbem-5275	2	47	2011	2011	NUM
fbem-5275	2	48	to	to	ADP
fbem-5275	2	49	2020	2020	NUM
fbem-5275	2	50	,	,	PUNCT
fbem-5275	2	51	this	this	DET
fbem-5275	2	52	paper	paper	NOUN
fbem-5275	2	53	empirically	empirically	ADV
fbem-5275	2	54	analyzes	analyze	VERB
fbem-5275	2	55	the	the	DET
fbem-5275	2	56	impact	impact	NOUN
fbem-5275	2	57	of	of	ADP
fbem-5275	2	58	digital	digital	ADJ
fbem-5275	2	59	inclusive	inclusive	ADJ
fbem-5275	2	60	finance	finance	NOUN
fbem-5275	2	61	on	on	ADP
fbem-5275	2	62	multidimensional	multidimensional	ADJ
fbem-5275	2	63	poverty	poverty	NOUN
fbem-5275	2	64	.	.	PUNCT
fbem-5275	3	1	the	the	DET
fbem-5275	3	2	research	research	NOUN
fbem-5275	3	3	result	result	NOUN
fbem-5275	3	4	shows	show	VERB
fbem-5275	3	5	that	that	SCONJ
fbem-5275	3	6	in	in	ADP
fbem-5275	3	7	the	the	DET
fbem-5275	3	8	short	short	ADJ
fbem-5275	3	9	term	term	NOUN
fbem-5275	3	10	,	,	PUNCT
fbem-5275	3	11	due	due	ADP
fbem-5275	3	12	to	to	ADP
fbem-5275	3	13	the	the	DET
fbem-5275	3	14	existence	existence	NOUN
fbem-5275	3	15	of	of	ADP
fbem-5275	3	16	the	the	DET
fbem-5275	3	17	digital	digital	ADJ
fbem-5275	3	18	divide	divide	NOUN
fbem-5275	3	19	effect	effect	NOUN
fbem-5275	3	20	,	,	PUNCT
fbem-5275	3	21	the	the	DET
fbem-5275	3	22	development	development	NOUN
fbem-5275	3	23	of	of	ADP
fbem-5275	3	24	digital	digital	ADJ
fbem-5275	3	25	inclusive	inclusive	ADJ
fbem-5275	3	26	finance	finance	NOUN
fbem-5275	3	27	has	have	AUX
fbem-5275	3	28	deepened	deepen	VERB
fbem-5275	3	29	the	the	DET
fbem-5275	3	30	degree	degree	NOUN
fbem-5275	3	31	of	of	ADP
fbem-5275	3	32	multidimensional	multidimensional	ADJ
fbem-5275	3	33	poverty	poverty	NOUN
fbem-5275	3	34	;	;	PUNCT
fbem-5275	3	35	in	in	ADP
fbem-5275	3	36	the	the	DET
fbem-5275	3	37	long	long	ADJ
fbem-5275	3	38	run	run	NOUN
fbem-5275	3	39	,	,	PUNCT
fbem-5275	3	40	digital	digital	ADJ
fbem-5275	3	41	inclusive	inclusive	ADJ
fbem-5275	3	42	finance	finance	NOUN
fbem-5275	3	43	has	have	AUX
fbem-5275	3	44	played	play	VERB
fbem-5275	3	45	a	a	DET
fbem-5275	3	46	significant	significant	ADJ
fbem-5275	3	47	dividend	dividend	NOUN
fbem-5275	3	48	effect	effect	NOUN
fbem-5275	3	49	,	,	PUNCT
fbem-5275	3	50	and	and	CCONJ
fbem-5275	3	51	has	have	AUX
fbem-5275	3	52	promoted	promote	VERB
fbem-5275	3	53	the	the	DET
fbem-5275	3	54	process	process	NOUN
fbem-5275	3	55	of	of	ADP
fbem-5275	3	56	multi	multi	ADJ
fbem-5275	3	57	-	-	ADJ
fbem-5275	3	58	dimensional	dimensional	ADJ
fbem-5275	3	59	poverty	poverty	NOUN
fbem-5275	3	60	alleviation	alleviation	NOUN
fbem-5275	3	61	by	by	ADP
fbem-5275	3	62	reducing	reduce	VERB
fbem-5275	3	63	the	the	DET
fbem-5275	3	64	supply	supply	NOUN
fbem-5275	3	65	cost	cost	NOUN
fbem-5275	3	66	of	of	ADP
fbem-5275	3	67	financial	financial	ADJ
fbem-5275	3	68	institutions	institution	NOUN
fbem-5275	3	69	and	and	CCONJ
fbem-5275	3	70	the	the	DET
fbem-5275	3	71	use	use	NOUN
fbem-5275	3	72	cost	cost	NOUN
fbem-5275	3	73	of	of	ADP
fbem-5275	3	74	financial	financial	ADJ
fbem-5275	3	75	services	service	NOUN
fbem-5275	3	76	.	.	PUNCT
fbem-5275	4	1	the	the	DET
fbem-5275	4	2	paper	paper	NOUN
fbem-5275	4	3	provides	provide	VERB
fbem-5275	4	4	a	a	DET
fbem-5275	4	5	useful	useful	ADJ
fbem-5275	4	6	reference	reference	NOUN
fbem-5275	4	7	for	for	ADP
fbem-5275	4	8	promoting	promote	VERB
fbem-5275	4	9	the	the	DET
fbem-5275	4	10	development	development	NOUN
fbem-5275	4	11	of	of	ADP
fbem-5275	4	12	digital	digital	ADJ
fbem-5275	4	13	finance	finance	NOUN
fbem-5275	4	14	,	,	PUNCT
fbem-5275	4	15	consolidating	consolidate	VERB
fbem-5275	4	16	and	and	CCONJ
fbem-5275	4	17	expanding	expand	VERB
fbem-5275	4	18	the	the	DET
fbem-5275	4	19	achievements	achievement	NOUN
fbem-5275	4	20	of	of	ADP
fbem-5275	4	21	poverty	poverty	NOUN
fbem-5275	4	22	alleviation	alleviation	NOUN
fbem-5275	4	23	and	and	CCONJ
fbem-5275	4	24	alleviating	alleviate	VERB
fbem-5275	4	25	multidimensional	multidimensional	ADJ
fbem-5275	4	26	poverty	poverty	NOUN
fbem-5275	4	27	.	.	PUNCT
fbem-5275	5	1	keywords	keyword	NOUN
fbem-5275	5	2	:	:	PUNCT
fbem-5275	5	3	digital	digital	ADJ
fbem-5275	5	4	financial	financial	ADJ
fbem-5275	5	5	inclusion	inclusion	NOUN
fbem-5275	5	6	,	,	PUNCT
fbem-5275	5	7	multidimensional	multidimensional	ADJ
fbem-5275	5	8	poverty	poverty	NOUN
fbem-5275	5	9	,	,	PUNCT
fbem-5275	5	10	nonlinear	nonlinear	ADJ
fbem-5275	5	11	effect	effect	NOUN
fbem-5275	5	12	.	.	PUNCT
fbem-5275	6	1	1	1	X
fbem-5275	6	2	.	.	X
fbem-5275	6	3	introduction	introduction	NOUN
fbem-5275	6	4	poverty	poverty	NOUN
fbem-5275	6	5	issues	issue	NOUN
fbem-5275	6	6	run	run	VERB
fbem-5275	6	7	through	through	ADP
fbem-5275	6	8	the	the	DET
fbem-5275	6	9	development	development	NOUN
fbem-5275	6	10	of	of	ADP
fbem-5275	6	11	human	human	ADJ
fbem-5275	6	12	society	society	NOUN
fbem-5275	6	13	.	.	PUNCT
fbem-5275	7	1	solving	solve	VERB
fbem-5275	7	2	poverty	poverty	NOUN
fbem-5275	7	3	is	be	AUX
fbem-5275	7	4	the	the	DET
fbem-5275	7	5	common	common	ADJ
fbem-5275	7	6	responsibility	responsibility	NOUN
fbem-5275	7	7	and	and	CCONJ
fbem-5275	7	8	pursuit	pursuit	NOUN
fbem-5275	7	9	of	of	ADP
fbem-5275	7	10	the	the	DET
fbem-5275	7	11	international	international	ADJ
fbem-5275	7	12	community	community	NOUN
fbem-5275	7	13	,	,	PUNCT
fbem-5275	7	14	and	and	CCONJ
fbem-5275	7	15	alleviating	alleviate	VERB
fbem-5275	7	16	poverty	poverty	NOUN
fbem-5275	7	17	is	be	AUX
fbem-5275	7	18	particularly	particularly	ADV
fbem-5275	7	19	important	important	ADJ
fbem-5275	7	20	in	in	ADP
fbem-5275	7	21	developing	develop	VERB
fbem-5275	7	22	countries	country	NOUN
fbem-5275	7	23	.	.	PUNCT
fbem-5275	8	1	as	as	ADP
fbem-5275	8	2	the	the	DET
fbem-5275	8	3	largest	large	ADJ
fbem-5275	8	4	developing	develop	VERB
fbem-5275	8	5	country	country	NOUN
fbem-5275	8	6	in	in	ADP
fbem-5275	8	7	the	the	DET
fbem-5275	8	8	world	world	NOUN
fbem-5275	8	9	,	,	PUNCT
fbem-5275	8	10	china	china	PROPN
fbem-5275	8	11	has	have	AUX
fbem-5275	8	12	achieved	achieve	VERB
fbem-5275	8	13	phased	phased	ADJ
fbem-5275	8	14	success	success	NOUN
fbem-5275	8	15	in	in	ADP
fbem-5275	8	16	the	the	DET
fbem-5275	8	17	process	process	NOUN
fbem-5275	8	18	of	of	ADP
fbem-5275	8	19	poverty	poverty	NOUN
fbem-5275	8	20	eradication	eradication	NOUN
fbem-5275	8	21	,	,	PUNCT
fbem-5275	8	22	and	and	CCONJ
fbem-5275	8	23	has	have	AUX
fbem-5275	8	24	contributed	contribute	VERB
fbem-5275	8	25	valuable	valuable	ADJ
fbem-5275	8	26	experience	experience	NOUN
fbem-5275	8	27	to	to	ADP
fbem-5275	8	28	the	the	DET
fbem-5275	8	29	development	development	NOUN
fbem-5275	8	30	of	of	ADP
fbem-5275	8	31	poverty	poverty	NOUN
fbem-5275	8	32	eradication	eradication	NOUN
fbem-5275	8	33	in	in	ADP
fbem-5275	8	34	the	the	DET
fbem-5275	8	35	world	world	NOUN
fbem-5275	8	36	.	.	PUNCT
fbem-5275	9	1	however	however	ADV
fbem-5275	9	2	,	,	PUNCT
fbem-5275	9	3	due	due	ADP
fbem-5275	9	4	to	to	ADP
fbem-5275	9	5	the	the	DET
fbem-5275	9	6	complexity	complexity	NOUN
fbem-5275	9	7	of	of	ADP
fbem-5275	9	8	poverty	poverty	NOUN
fbem-5275	9	9	issues	issue	NOUN
fbem-5275	9	10	,	,	PUNCT
fbem-5275	9	11	severe	severe	ADJ
fbem-5275	9	12	challenges	challenge	NOUN
fbem-5275	9	13	and	and	CCONJ
fbem-5275	9	14	pressures	pressure	NOUN
fbem-5275	9	15	still	still	ADV
fbem-5275	9	16	exist	exist	VERB
fbem-5275	9	17	in	in	ADP
fbem-5275	9	18	the	the	DET
fbem-5275	9	19	process	process	NOUN
fbem-5275	9	20	of	of	ADP
fbem-5275	9	21	deepening	deepen	VERB
fbem-5275	9	22	poverty	poverty	NOUN
fbem-5275	9	23	alleviation	alleviation	NOUN
fbem-5275	9	24	.	.	PUNCT
fbem-5275	10	1	although	although	SCONJ
fbem-5275	10	2	absolute	absolute	ADJ
fbem-5275	10	3	poverty	poverty	NOUN
fbem-5275	10	4	has	have	AUX
fbem-5275	10	5	been	be	AUX
fbem-5275	10	6	eliminated	eliminate	VERB
fbem-5275	10	7	in	in	ADP
fbem-5275	10	8	china	china	PROPN
fbem-5275	10	9	,	,	PUNCT
fbem-5275	10	10	the	the	DET
fbem-5275	10	11	problem	problem	NOUN
fbem-5275	10	12	of	of	ADP
fbem-5275	10	13	poverty	poverty	NOUN
fbem-5275	10	14	has	have	AUX
fbem-5275	10	15	not	not	PART
fbem-5275	10	16	been	be	AUX
fbem-5275	10	17	completely	completely	ADV
fbem-5275	10	18	solved	solve	VERB
fbem-5275	10	19	.	.	PUNCT
fbem-5275	11	1	with	with	ADP
fbem-5275	11	2	the	the	DET
fbem-5275	11	3	development	development	NOUN
fbem-5275	11	4	of	of	ADP
fbem-5275	11	5	economy	economy	NOUN
fbem-5275	11	6	and	and	CCONJ
fbem-5275	11	7	society	society	NOUN
fbem-5275	11	8	and	and	CCONJ
fbem-5275	11	9	the	the	DET
fbem-5275	11	10	increase	increase	NOUN
fbem-5275	11	11	of	of	ADP
fbem-5275	11	12	per	per	ADP
fbem-5275	11	13	capita	capita	X
fbem-5275	11	14	disposable	disposable	ADJ
fbem-5275	11	15	income	income	NOUN
fbem-5275	11	16	,	,	PUNCT
fbem-5275	11	17	the	the	DET
fbem-5275	11	18	main	main	ADJ
fbem-5275	11	19	task	task	NOUN
fbem-5275	11	20	of	of	ADP
fbem-5275	11	21	poverty	poverty	NOUN
fbem-5275	11	22	alleviation	alleviation	NOUN
fbem-5275	11	23	has	have	AUX
fbem-5275	11	24	gradually	gradually	ADV
fbem-5275	11	25	shifted	shift	VERB
fbem-5275	11	26	from	from	ADP
fbem-5275	11	27	eradicating	eradicate	VERB
fbem-5275	11	28	absolute	absolute	ADJ
fbem-5275	11	29	poverty	poverty	NOUN
fbem-5275	11	30	to	to	ADP
fbem-5275	11	31	alleviating	alleviate	VERB
fbem-5275	11	32	relative	relative	ADJ
fbem-5275	11	33	poverty	poverty	NOUN
fbem-5275	11	34	.	.	PUNCT
fbem-5275	12	1	it	it	PRON
fbem-5275	12	2	must	must	AUX
fbem-5275	12	3	be	be	AUX
fbem-5275	12	4	pointed	point	VERB
fbem-5275	12	5	out	out	ADP
fbem-5275	12	6	that	that	SCONJ
fbem-5275	12	7	poverty	poverty	NOUN
fbem-5275	12	8	does	do	AUX
fbem-5275	12	9	not	not	PART
fbem-5275	12	10	only	only	ADV
fbem-5275	12	11	refer	refer	VERB
fbem-5275	12	12	to	to	ADP
fbem-5275	12	13	income	income	NOUN
fbem-5275	12	14	,	,	PUNCT
fbem-5275	12	15	but	but	CCONJ
fbem-5275	12	16	also	also	ADV
fbem-5275	12	17	includes	include	VERB
fbem-5275	12	18	whether	whether	SCONJ
fbem-5275	12	19	the	the	DET
fbem-5275	12	20	benefits	benefit	NOUN
fbem-5275	12	21	of	of	ADP
fbem-5275	12	22	various	various	ADJ
fbem-5275	12	23	dimensions	dimension	NOUN
fbem-5275	12	24	such	such	ADJ
fbem-5275	12	25	as	as	ADP
fbem-5275	12	26	economic	economic	ADJ
fbem-5275	12	27	capacity	capacity	NOUN
fbem-5275	12	28	,	,	PUNCT
fbem-5275	12	29	development	development	NOUN
fbem-5275	12	30	capacity	capacity	NOUN
fbem-5275	12	31	and	and	CCONJ
fbem-5275	12	32	living	living	NOUN
fbem-5275	12	33	standards	standard	NOUN
fbem-5275	12	34	are	be	AUX
fbem-5275	12	35	deprived	deprive	VERB
fbem-5275	12	36	.	.	PUNCT
fbem-5275	13	1	the	the	DET
fbem-5275	13	2	situation	situation	NOUN
fbem-5275	13	3	of	of	ADP
fbem-5275	13	4	welfare	welfare	NOUN
fbem-5275	13	5	deprivation	deprivation	NOUN
fbem-5275	13	6	in	in	ADP
fbem-5275	13	7	other	other	ADJ
fbem-5275	13	8	dimensions	dimension	NOUN
fbem-5275	13	9	besides	besides	SCONJ
fbem-5275	13	10	income	income	NOUN
fbem-5275	13	11	reflects	reflect	VERB
fbem-5275	13	12	the	the	DET
fbem-5275	13	13	multidimensional	multidimensional	ADJ
fbem-5275	13	14	situation	situation	NOUN
fbem-5275	13	15	that	that	SCONJ
fbem-5275	13	16	china	china	PROPN
fbem-5275	13	17	is	be	AUX
fbem-5275	13	18	currently	currently	ADV
fbem-5275	13	19	facing	face	VERB
fbem-5275	13	20	in	in	ADP
fbem-5275	13	21	the	the	DET
fbem-5275	13	22	fight	fight	NOUN
fbem-5275	13	23	against	against	ADP
fbem-5275	13	24	poverty	poverty	NOUN
fbem-5275	13	25	.	.	PUNCT
fbem-5275	14	1	the	the	DET
fbem-5275	14	2	establishment	establishment	NOUN
fbem-5275	14	3	of	of	ADP
fbem-5275	14	4	a	a	DET
fbem-5275	14	5	long	long	ADJ
fbem-5275	14	6	-	-	PUNCT
fbem-5275	14	7	term	term	NOUN
fbem-5275	14	8	mechanism	mechanism	NOUN
fbem-5275	14	9	to	to	PART
fbem-5275	14	10	solve	solve	VERB
fbem-5275	14	11	multi	multi	ADJ
fbem-5275	14	12	-	-	ADJ
fbem-5275	14	13	dimensional	dimensional	ADJ
fbem-5275	14	14	poverty	poverty	NOUN
fbem-5275	14	15	is	be	AUX
fbem-5275	14	16	a	a	DET
fbem-5275	14	17	key	key	ADJ
fbem-5275	14	18	issue	issue	NOUN
fbem-5275	14	19	for	for	ADP
fbem-5275	14	20	poverty	poverty	NOUN
fbem-5275	14	21	alleviation	alleviation	NOUN
fbem-5275	14	22	policies	policy	NOUN
fbem-5275	14	23	in	in	ADP
fbem-5275	14	24	the	the	DET
fbem-5275	14	25	new	new	ADJ
fbem-5275	14	26	era	era	NOUN
fbem-5275	14	27	.	.	PUNCT
fbem-5275	15	1	in	in	ADP
fbem-5275	15	2	recent	recent	ADJ
fbem-5275	15	3	years	year	NOUN
fbem-5275	15	4	,	,	PUNCT
fbem-5275	15	5	because	because	SCONJ
fbem-5275	15	6	digital	digital	ADJ
fbem-5275	15	7	inclusive	inclusive	ADJ
fbem-5275	15	8	finance	finance	NOUN
fbem-5275	15	9	can	can	AUX
fbem-5275	15	10	give	give	VERB
fbem-5275	15	11	full	full	ADJ
fbem-5275	15	12	play	play	NOUN
fbem-5275	15	13	to	to	ADP
fbem-5275	15	14	the	the	DET
fbem-5275	15	15	technological	technological	ADJ
fbem-5275	15	16	advantages	advantage	NOUN
fbem-5275	15	17	and	and	CCONJ
fbem-5275	15	18	make	make	VERB
fbem-5275	15	19	up	up	ADP
fbem-5275	15	20	for	for	ADP
fbem-5275	15	21	the	the	DET
fbem-5275	15	22	shortcomings	shortcoming	NOUN
fbem-5275	15	23	of	of	ADP
fbem-5275	15	24	traditional	traditional	ADJ
fbem-5275	15	25	inclusive	inclusive	ADJ
fbem-5275	15	26	finance	finance	NOUN
fbem-5275	15	27	,	,	PUNCT
fbem-5275	15	28	the	the	DET
fbem-5275	15	29	political	political	ADJ
fbem-5275	15	30	and	and	CCONJ
fbem-5275	15	31	academic	academic	ADJ
fbem-5275	15	32	circles	circle	NOUN
fbem-5275	15	33	have	have	AUX
fbem-5275	15	34	turned	turn	VERB
fbem-5275	15	35	their	their	PRON
fbem-5275	15	36	attention	attention	NOUN
fbem-5275	15	37	to	to	ADP
fbem-5275	15	38	digital	digital	ADJ
fbem-5275	15	39	inclusive	inclusive	ADJ
fbem-5275	15	40	finance	finance	NOUN
fbem-5275	15	41	,	,	PUNCT
fbem-5275	15	42	and	and	CCONJ
fbem-5275	15	43	the	the	DET
fbem-5275	15	44	development	development	NOUN
fbem-5275	15	45	of	of	ADP
fbem-5275	15	46	digital	digital	ADJ
fbem-5275	15	47	inclusive	inclusive	ADJ
fbem-5275	15	48	finance	finance	NOUN
fbem-5275	15	49	has	have	AUX
fbem-5275	15	50	become	become	VERB
fbem-5275	15	51	a	a	DET
fbem-5275	15	52	hot	hot	ADJ
fbem-5275	15	53	point	point	NOUN
fbem-5275	15	54	in	in	ADP
fbem-5275	15	55	anti	anti	ADJ
fbem-5275	15	56	-	-	ADJ
fbem-5275	15	57	poverty	poverty	ADJ
fbem-5275	15	58	research	research	NOUN
fbem-5275	15	59	.	.	PUNCT
fbem-5275	16	1	digital	digital	ADJ
fbem-5275	16	2	inclusive	inclusive	ADJ
fbem-5275	16	3	finance	finance	NOUN
fbem-5275	16	4	is	be	AUX
fbem-5275	16	5	an	an	DET
fbem-5275	16	6	upgrade	upgrade	NOUN
fbem-5275	16	7	of	of	ADP
fbem-5275	16	8	traditional	traditional	ADJ
fbem-5275	16	9	finance	finance	NOUN
fbem-5275	16	10	and	and	CCONJ
fbem-5275	16	11	inclusive	inclusive	ADJ
fbem-5275	16	12	finance	finance	NOUN
fbem-5275	16	13	.	.	PUNCT
fbem-5275	17	1	it	it	PRON
fbem-5275	17	2	uses	use	VERB
fbem-5275	17	3	digital	digital	ADJ
fbem-5275	17	4	means	mean	NOUN
fbem-5275	17	5	to	to	PART
fbem-5275	17	6	make	make	VERB
fbem-5275	17	7	up	up	ADP
fbem-5275	17	8	for	for	ADP
fbem-5275	17	9	the	the	DET
fbem-5275	17	10	disadvantages	disadvantage	NOUN
fbem-5275	17	11	of	of	ADP
fbem-5275	17	12	traditional	traditional	ADJ
fbem-5275	17	13	inclusive	inclusive	ADJ
fbem-5275	17	14	finance	finance	NOUN
fbem-5275	17	15	.	.	PUNCT
fbem-5275	18	1	its	its	PRON
fbem-5275	18	2	essence	essence	NOUN
fbem-5275	18	3	still	still	ADV
fbem-5275	18	4	belongs	belong	VERB
fbem-5275	18	5	to	to	ADP
fbem-5275	18	6	inclusive	inclusive	ADJ
fbem-5275	18	7	finance	finance	NOUN
fbem-5275	18	8	.	.	PUNCT
fbem-5275	19	1	traditional	traditional	ADJ
fbem-5275	19	2	inclusive	inclusive	ADJ
fbem-5275	19	3	finance	finance	NOUN
fbem-5275	19	4	is	be	AUX
fbem-5275	19	5	often	often	ADV
fbem-5275	19	6	restricted	restrict	VERB
fbem-5275	19	7	by	by	ADP
fbem-5275	19	8	space	space	NOUN
fbem-5275	19	9	and	and	CCONJ
fbem-5275	19	10	geography	geography	NOUN
fbem-5275	19	11	,	,	PUNCT
fbem-5275	19	12	and	and	CCONJ
fbem-5275	19	13	ca	can	AUX
fbem-5275	19	14	n't	not	PART
fbem-5275	19	15	really	really	ADV
fbem-5275	19	16	play	play	VERB
fbem-5275	19	17	its	its	PRON
fbem-5275	19	18	inclusive	inclusive	ADJ
fbem-5275	19	19	role	role	NOUN
fbem-5275	19	20	.	.	PUNCT
fbem-5275	20	1	digital	digital	ADJ
fbem-5275	20	2	inclusive	inclusive	ADJ
fbem-5275	20	3	finance	finance	NOUN
fbem-5275	20	4	can	can	AUX
fbem-5275	20	5	use	use	VERB
fbem-5275	20	6	digital	digital	ADJ
fbem-5275	20	7	means	mean	NOUN
fbem-5275	20	8	to	to	PART
fbem-5275	20	9	expand	expand	VERB
fbem-5275	20	10	the	the	DET
fbem-5275	20	11	coverage	coverage	NOUN
fbem-5275	20	12	of	of	ADP
fbem-5275	20	13	traditional	traditional	ADJ
fbem-5275	20	14	inclusive	inclusive	ADJ
fbem-5275	20	15	financial	financial	ADJ
fbem-5275	20	16	services	service	NOUN
fbem-5275	20	17	,	,	PUNCT
fbem-5275	20	18	improve	improve	VERB
fbem-5275	20	19	the	the	DET
fbem-5275	20	20	access	access	NOUN
fbem-5275	20	21	of	of	ADP
fbem-5275	20	22	financial	financial	ADJ
fbem-5275	20	23	services	service	NOUN
fbem-5275	20	24	to	to	ADP
fbem-5275	20	25	specific	specific	ADJ
fbem-5275	20	26	groups	group	NOUN
fbem-5275	20	27	,	,	PUNCT
fbem-5275	20	28	especially	especially	ADV
fbem-5275	20	29	the	the	DET
fbem-5275	20	30	poor	poor	ADJ
fbem-5275	20	31	,	,	PUNCT
fbem-5275	20	32	and	and	CCONJ
fbem-5275	20	33	at	at	ADP
fbem-5275	20	34	the	the	DET
fbem-5275	20	35	same	same	ADJ
fbem-5275	20	36	time	time	NOUN
fbem-5275	20	37	reduce	reduce	VERB
fbem-5275	20	38	the	the	DET
fbem-5275	20	39	human	human	ADJ
fbem-5275	20	40	and	and	CCONJ
fbem-5275	20	41	material	material	NOUN
fbem-5275	20	42	costs	cost	NOUN
fbem-5275	20	43	required	require	VERB
fbem-5275	20	44	by	by	ADP
fbem-5275	20	45	financial	financial	ADJ
fbem-5275	20	46	institutions	institution	NOUN
fbem-5275	20	47	to	to	PART
fbem-5275	20	48	provide	provide	VERB
fbem-5275	20	49	financial	financial	ADJ
fbem-5275	20	50	resources	resource	NOUN
fbem-5275	20	51	.	.	PUNCT
fbem-5275	21	1	in	in	ADP
fbem-5275	21	2	view	view	NOUN
fbem-5275	21	3	of	of	ADP
fbem-5275	21	4	this	this	PRON
fbem-5275	21	5	,	,	PUNCT
fbem-5275	21	6	this	this	DET
fbem-5275	21	7	paper	paper	NOUN
fbem-5275	21	8	hopes	hope	VERB
fbem-5275	21	9	to	to	PART
fbem-5275	21	10	test	test	VERB
fbem-5275	21	11	the	the	DET
fbem-5275	21	12	effect	effect	NOUN
fbem-5275	21	13	of	of	ADP
fbem-5275	21	14	digital	digital	ADJ
fbem-5275	21	15	inclusive	inclusive	ADJ
fbem-5275	21	16	finance	finance	NOUN
fbem-5275	21	17	on	on	ADP
fbem-5275	21	18	multidimensional	multidimensional	ADJ
fbem-5275	21	19	poverty	poverty	NOUN
fbem-5275	21	20	reduction	reduction	NOUN
fbem-5275	21	21	through	through	ADP
fbem-5275	21	22	empirical	empirical	ADJ
fbem-5275	21	23	methods	method	NOUN
fbem-5275	21	24	.	.	PUNCT
fbem-5275	22	1	2	2	X
fbem-5275	22	2	.	.	X
fbem-5275	22	3	literature	literature	NOUN
fbem-5275	22	4	review	review	VERB
fbem-5275	22	5	the	the	DET
fbem-5275	22	6	term	term	NOUN
fbem-5275	22	7	of	of	ADP
fbem-5275	22	8	inclusive	inclusive	ADJ
fbem-5275	22	9	finance	finance	NOUN
fbem-5275	22	10	was	be	AUX
fbem-5275	22	11	first	first	ADV
fbem-5275	22	12	used	use	VERB
fbem-5275	22	13	by	by	ADP
fbem-5275	22	14	the	the	DET
fbem-5275	22	15	united	united	PROPN
fbem-5275	22	16	nations	nations	PROPN
fbem-5275	22	17	in	in	ADP
fbem-5275	22	18	2005	2005	NUM
fbem-5275	22	19	to	to	PART
fbem-5275	22	20	promote	promote	VERB
fbem-5275	22	21	the	the	DET
fbem-5275	22	22	year	year	NOUN
fbem-5275	22	23	of	of	ADP
fbem-5275	22	24	microcredit	microcredit	NOUN
fbem-5275	22	25	.	.	PUNCT
fbem-5275	23	1	william	william	PROPN
fbem-5275	23	2	easterly	easterly	PROPN
fbem-5275	23	3	(	(	PUNCT
fbem-5275	23	4	2006	2006	NUM
fbem-5275	23	5	)	)	PUNCT
fbem-5275	23	6	believes	believe	VERB
fbem-5275	23	7	that	that	SCONJ
fbem-5275	23	8	inclusive	inclusive	ADJ
fbem-5275	23	9	finance	finance	NOUN
fbem-5275	23	10	is	be	AUX
fbem-5275	23	11	highly	highly	ADV
fbem-5275	23	12	relevant	relevant	ADJ
fbem-5275	23	13	to	to	ADP
fbem-5275	23	14	financial	financial	ADJ
fbem-5275	23	15	exclusion	exclusion	NOUN
fbem-5275	23	16	,	,	PUNCT
fbem-5275	23	17	and	and	CCONJ
fbem-5275	23	18	the	the	DET
fbem-5275	23	19	use	use	NOUN
fbem-5275	23	20	of	of	ADP
fbem-5275	23	21	inclusive	inclusive	ADJ
fbem-5275	23	22	finance	finance	NOUN
fbem-5275	23	23	can	can	AUX
fbem-5275	23	24	effectively	effectively	ADV
fbem-5275	23	25	solve	solve	VERB
fbem-5275	23	26	the	the	DET
fbem-5275	23	27	problem	problem	NOUN
fbem-5275	23	28	of	of	ADP
fbem-5275	23	29	financial	financial	ADJ
fbem-5275	23	30	exclusion[1	exclusion[1	PROPN
fbem-5275	23	31	]	]	PUNCT
fbem-5275	23	32	.	.	PUNCT
fbem-5275	24	1	sarma	sarma	PROPN
fbem-5275	24	2	and	and	CCONJ
fbem-5275	24	3	pais	pais	PROPN
fbem-5275	24	4	selected	select	VERB
fbem-5275	24	5	relevant	relevant	ADJ
fbem-5275	24	6	indicators	indicator	NOUN
fbem-5275	24	7	and	and	CCONJ
fbem-5275	24	8	provided	provide	VERB
fbem-5275	24	9	the	the	DET
fbem-5275	24	10	calculation	calculation	NOUN
fbem-5275	24	11	method	method	NOUN
fbem-5275	24	12	of	of	ADP
fbem-5275	24	13	inclusive	inclusive	ADJ
fbem-5275	24	14	financial	financial	ADJ
fbem-5275	24	15	index	index	NOUN
fbem-5275	24	16	in	in	ADP
fbem-5275	24	17	2008[2	2008[2	NUM
fbem-5275	24	18	]	]	PUNCT
fbem-5275	24	19	.	.	PUNCT
fbem-5275	25	1	the	the	DET
fbem-5275	25	2	research	research	NOUN
fbem-5275	25	3	results	result	NOUN
fbem-5275	25	4	of	of	ADP
fbem-5275	25	5	claessens	claessen	NOUN
fbem-5275	25	6	et	et	PROPN
fbem-5275	25	7	al	al	PROPN
fbem-5275	25	8	.	.	PROPN
fbem-5275	25	9	show	show	VERB
fbem-5275	25	10	that	that	SCONJ
fbem-5275	25	11	the	the	DET
fbem-5275	25	12	inclusive	inclusive	ADJ
fbem-5275	25	13	development	development	NOUN
fbem-5275	25	14	of	of	ADP
fbem-5275	25	15	the	the	DET
fbem-5275	25	16	financial	financial	ADJ
fbem-5275	25	17	system	system	NOUN
fbem-5275	25	18	can	can	AUX
fbem-5275	25	19	promote	promote	VERB
fbem-5275	25	20	the	the	DET
fbem-5275	25	21	balanced	balanced	ADJ
fbem-5275	25	22	distribution	distribution	NOUN
fbem-5275	25	23	of	of	ADP
fbem-5275	25	24	finance	finance	NOUN
fbem-5275	25	25	,	,	PUNCT
fbem-5275	25	26	reduce	reduce	VERB
fbem-5275	25	27	the	the	DET
fbem-5275	25	28	inequality	inequality	NOUN
fbem-5275	25	29	of	of	ADP
fbem-5275	25	30	different	different	ADJ
fbem-5275	25	31	groups	group	NOUN
fbem-5275	25	32	in	in	ADP
fbem-5275	25	33	accessing	access	VERB
fbem-5275	25	34	the	the	DET
fbem-5275	25	35	financial	financial	ADJ
fbem-5275	25	36	system	system	NOUN
fbem-5275	25	37	and	and	CCONJ
fbem-5275	25	38	enjoying	enjoy	VERB
fbem-5275	25	39	financial	financial	ADJ
fbem-5275	25	40	services	service	NOUN
fbem-5275	25	41	,	,	PUNCT
fbem-5275	25	42	and	and	CCONJ
fbem-5275	25	43	improve	improve	VERB
fbem-5275	25	44	the	the	DET
fbem-5275	25	45	income	income	NOUN
fbem-5275	25	46	level	level	NOUN
fbem-5275	25	47	of	of	ADP
fbem-5275	25	48	low	low	ADJ
fbem-5275	25	49	-	-	PUNCT
fbem-5275	25	50	income	income	NOUN
fbem-5275	25	51	groups[3	groups[3	NOUN
fbem-5275	25	52	]	]	PUNCT
fbem-5275	25	53	.	.	PUNCT
fbem-5275	26	1	however	however	ADV
fbem-5275	26	2	,	,	PUNCT
fbem-5275	26	3	some	some	DET
fbem-5275	26	4	scholars	scholar	NOUN
fbem-5275	26	5	are	be	AUX
fbem-5275	26	6	cautious	cautious	ADJ
fbem-5275	26	7	about	about	ADP
fbem-5275	26	8	the	the	DET
fbem-5275	26	9	development	development	NOUN
fbem-5275	26	10	of	of	ADP
fbem-5275	26	11	inclusive	inclusive	ADJ
fbem-5275	26	12	finance	finance	NOUN
fbem-5275	26	13	.	.	PUNCT
fbem-5275	27	1	arestis	arestis	PROPN
fbem-5275	27	2	et	et	PROPN
fbem-5275	27	3	al	al	PROPN
fbem-5275	27	4	.	.	PROPN
fbem-5275	27	5	pointed	point	VERB
fbem-5275	27	6	out	out	ADP
fbem-5275	27	7	that	that	SCONJ
fbem-5275	27	8	the	the	DET
fbem-5275	27	9	current	current	ADJ
fbem-5275	27	10	governmentled	governmentle	VERB
fbem-5275	27	11	inclusive	inclusive	ADJ
fbem-5275	27	12	financial	financial	PROPN
fbem-5275	27	13	development	development	NOUN
fbem-5275	27	14	model	model	NOUN
fbem-5275	27	15	is	be	AUX
fbem-5275	27	16	more	more	ADV
fbem-5275	27	17	likely	likely	ADJ
fbem-5275	27	18	to	to	PART
fbem-5275	27	19	lead	lead	VERB
fbem-5275	27	20	to	to	ADP
fbem-5275	27	21	improper	improper	ADJ
fbem-5275	27	22	allocation	allocation	NOUN
fbem-5275	27	23	of	of	ADP
fbem-5275	27	24	financial	financial	ADJ
fbem-5275	27	25	resources	resource	NOUN
fbem-5275	27	26	and	and	CCONJ
fbem-5275	27	27	inefficient	inefficient	ADJ
fbem-5275	27	28	financial	financial	ADJ
fbem-5275	27	29	services	service	NOUN
fbem-5275	27	30	,	,	PUNCT
fbem-5275	27	31	thus	thus	ADV
fbem-5275	27	32	reducing	reduce	VERB
fbem-5275	27	33	the	the	DET
fbem-5275	27	34	income	income	NOUN
fbem-5275	27	35	level	level	NOUN
fbem-5275	27	36	of	of	ADP
fbem-5275	27	37	poor	poor	ADJ
fbem-5275	27	38	farmers[4	farmers[4	NOUN
fbem-5275	27	39	]	]	PUNCT
fbem-5275	27	40	.	.	PUNCT
fbem-5275	28	1	digital	digital	PROPN
fbem-5275	28	2	inclusive	inclusive	ADJ
fbem-5275	28	3	finance	finance	NOUN
fbem-5275	28	4	is	be	AUX
fbem-5275	28	5	realized	realize	VERB
fbem-5275	28	6	by	by	ADP
fbem-5275	28	7	applying	apply	VERB
fbem-5275	28	8	digital	digital	ADJ
fbem-5275	28	9	technology	technology	NOUN
fbem-5275	28	10	on	on	ADP
fbem-5275	28	11	the	the	DET
fbem-5275	28	12	basis	basis	NOUN
fbem-5275	28	13	of	of	ADP
fbem-5275	28	14	inclusive	inclusive	ADJ
fbem-5275	28	15	finance	finance	NOUN
fbem-5275	28	16	,	,	PUNCT
fbem-5275	28	17	which	which	PRON
fbem-5275	28	18	is	be	AUX
fbem-5275	28	19	an	an	DET
fbem-5275	28	20	innovative	innovative	ADJ
fbem-5275	28	21	development	development	NOUN
fbem-5275	28	22	of	of	ADP
fbem-5275	28	23	traditional	traditional	ADJ
fbem-5275	28	24	inclusive	inclusive	ADJ
fbem-5275	28	25	finance	finance	NOUN
fbem-5275	28	26	.	.	PUNCT
fbem-5275	29	1	the	the	DET
fbem-5275	29	2	rapid	rapid	ADJ
fbem-5275	29	3	development	development	NOUN
fbem-5275	29	4	of	of	ADP
fbem-5275	29	5	digital	digital	ADJ
fbem-5275	29	6	technology	technology	NOUN
fbem-5275	29	7	has	have	AUX
fbem-5275	29	8	had	have	VERB
fbem-5275	29	9	an	an	DET
fbem-5275	29	10	important	important	ADJ
fbem-5275	29	11	impact	impact	NOUN
fbem-5275	29	12	on	on	ADP
fbem-5275	29	13	inclusive	inclusive	ADJ
fbem-5275	29	14	finance[5	finance[5	PROPN
fbem-5275	29	15	]	]	PUNCT
fbem-5275	29	16	.	.	PUNCT
fbem-5275	30	1	digital	digital	ADJ
fbem-5275	30	2	technology	technology	NOUN
fbem-5275	30	3	can	can	AUX
fbem-5275	30	4	alleviate	alleviate	VERB
fbem-5275	30	5	the	the	DET
fbem-5275	30	6	service	service	NOUN
fbem-5275	30	7	barriers	barrier	NOUN
fbem-5275	30	8	faced	face	VERB
fbem-5275	30	9	by	by	ADP
fbem-5275	30	10	traditional	traditional	ADJ
fbem-5275	30	11	finance	finance	NOUN
fbem-5275	30	12	,	,	PUNCT
fbem-5275	30	13	such	such	ADJ
fbem-5275	30	14	as	as	ADP
fbem-5275	30	15	information	information	NOUN
fbem-5275	30	16	asymmetry	asymmetry	NOUN
fbem-5275	30	17	,	,	PUNCT
fbem-5275	30	18	high	high	ADJ
fbem-5275	30	19	transaction	transaction	NOUN
fbem-5275	30	20	costs	cost	NOUN
fbem-5275	30	21	,	,	PUNCT
fbem-5275	30	22	behavioral	behavioral	ADJ
fbem-5275	30	23	bias	bias	NOUN
fbem-5275	30	24	,	,	PUNCT
fbem-5275	30	25	lack	lack	NOUN
fbem-5275	30	26	of	of	ADP
fbem-5275	30	27	competition	competition	NOUN
fbem-5275	30	28	,	,	PUNCT
fbem-5275	30	29	etc	etc	X
fbem-5275	30	30	.	.	X
fbem-5275	30	31	which	which	PRON
fbem-5275	30	32	is	be	AUX
fbem-5275	30	33	inherently	inherently	ADV
fbem-5275	30	34	inclusive[6	inclusive[6	NOUN
fbem-5275	30	35	]	]	PUNCT
fbem-5275	30	36	.	.	PUNCT
fbem-5275	31	1	at	at	ADP
fbem-5275	31	2	the	the	DET
fbem-5275	31	3	same	same	ADJ
fbem-5275	31	4	time	time	NOUN
fbem-5275	31	5	,	,	PUNCT
fbem-5275	31	6	the	the	DET
fbem-5275	31	7	combination	combination	NOUN
fbem-5275	31	8	of	of	ADP
fbem-5275	31	9	digital	digital	ADJ
fbem-5275	31	10	finance	finance	NOUN
fbem-5275	31	11	and	and	CCONJ
fbem-5275	31	12	inclusive	inclusive	ADJ
fbem-5275	31	13	finance	finance	NOUN
fbem-5275	31	14	is	be	AUX
fbem-5275	31	15	beneficial	beneficial	ADJ
fbem-5275	31	16	to	to	ADP
fbem-5275	31	17	financial	financial	ADJ
fbem-5275	31	18	service	service	NOUN
fbem-5275	31	19	users	user	NOUN
fbem-5275	31	20	,	,	PUNCT
fbem-5275	31	21	digital	digital	ADJ
fbem-5275	31	22	financial	financial	ADJ
fbem-5275	31	23	providers	provider	NOUN
fbem-5275	31	24	,	,	PUNCT
fbem-5275	31	25	governments	government	NOUN
fbem-5275	31	26	and	and	CCONJ
fbem-5275	31	27	regional	regional	ADJ
fbem-5275	31	28	economies[7	economies[7	NOUN
fbem-5275	31	29	]	]	X
fbem-5275	31	30	.	.	PUNCT
fbem-5275	32	1	song[8	song[8	NOUN
fbem-5275	32	2	]	]	PUNCT
fbem-5275	32	3	analyzed	analyze	VERB
fbem-5275	32	4	the	the	DET
fbem-5275	32	5	poverty	poverty	NOUN
fbem-5275	32	6	reduction	reduction	NOUN
fbem-5275	32	7	effect	effect	NOUN
fbem-5275	32	8	of	of	ADP
fbem-5275	32	9	digital	digital	ADJ
fbem-5275	32	10	inclusive	inclusive	ADJ
fbem-5275	32	11	finance	finance	NOUN
fbem-5275	32	12	from	from	ADP
fbem-5275	32	13	the	the	DET
fbem-5275	32	14	two	two	NUM
fbem-5275	32	15	aspects	aspect	NOUN
fbem-5275	32	16	of	of	ADP
fbem-5275	32	17	threshold	threshold	NOUN
fbem-5275	32	18	effect	effect	NOUN
fbem-5275	32	19	and	and	CCONJ
fbem-5275	32	20	exclusion	exclusion	NOUN
fbem-5275	32	21	effect	effect	NOUN
fbem-5275	32	22	,	,	PUNCT
fbem-5275	32	23	and	and	CCONJ
fbem-5275	32	24	used	use	VERB
fbem-5275	32	25	some	some	DET
fbem-5275	32	26	provincial	provincial	ADJ
fbem-5275	32	27	data	datum	NOUN
fbem-5275	32	28	from	from	ADP
fbem-5275	32	29	2011	2011	NUM
fbem-5275	32	30	to	to	ADP
fbem-5275	32	31	2015	2015	NUM
fbem-5275	32	32	to	to	PART
fbem-5275	32	33	conduct	conduct	VERB
fbem-5275	32	34	empirical	empirical	ADJ
fbem-5275	32	35	tests	test	NOUN
fbem-5275	32	36	.	.	PUNCT
fbem-5275	33	1	the	the	DET
fbem-5275	33	2	results	result	NOUN
fbem-5275	33	3	show	show	VERB
fbem-5275	33	4	that	that	SCONJ
fbem-5275	33	5	digital	digital	ADJ
fbem-5275	33	6	inclusive	inclusive	ADJ
fbem-5275	33	7	finance	finance	NOUN
fbem-5275	33	8	can	can	AUX
fbem-5275	33	9	improve	improve	VERB
fbem-5275	33	10	the	the	DET
fbem-5275	33	11	income	income	NOUN
fbem-5275	33	12	of	of	ADP
fbem-5275	33	13	43	43	NUM
fbem-5275	33	14	low	low	ADJ
fbem-5275	33	15	-	-	PUNCT
fbem-5275	33	16	income	income	NOUN
fbem-5275	33	17	people	people	NOUN
fbem-5275	33	18	.	.	PUNCT
fbem-5275	34	1	on	on	ADP
fbem-5275	34	2	the	the	DET
fbem-5275	34	3	basis	basis	NOUN
fbem-5275	34	4	of	of	ADP
fbem-5275	34	5	song	song	NOUN
fbem-5275	34	6	's	's	PART
fbem-5275	34	7	research	research	NOUN
fbem-5275	34	8	,	,	PUNCT
fbem-5275	34	9	li	li	PROPN
fbem-5275	34	10	et	et	PROPN
fbem-5275	34	11	al	al	PROPN
fbem-5275	34	12	.	.	PROPN
fbem-5275	34	13	introduced	introduce	VERB
fbem-5275	34	14	the	the	DET
fbem-5275	34	15	theory	theory	NOUN
fbem-5275	34	16	of	of	ADP
fbem-5275	34	17	financial	financial	ADJ
fbem-5275	34	18	exclusion	exclusion	NOUN
fbem-5275	34	19	to	to	PART
fbem-5275	34	20	explain	explain	VERB
fbem-5275	34	21	the	the	DET
fbem-5275	34	22	impact	impact	NOUN
fbem-5275	34	23	of	of	ADP
fbem-5275	34	24	digital	digital	ADJ
fbem-5275	34	25	inclusive	inclusive	ADJ
fbem-5275	34	26	finance	finance	NOUN
fbem-5275	34	27	on	on	ADP
fbem-5275	34	28	regional	regional	ADJ
fbem-5275	34	29	poverty	poverty	NOUN
fbem-5275	34	30	,	,	PUNCT
fbem-5275	34	31	and	and	CCONJ
fbem-5275	34	32	constructed	construct	VERB
fbem-5275	34	33	provincial	provincial	ADJ
fbem-5275	34	34	panel	panel	NOUN
fbem-5275	34	35	data	datum	NOUN
fbem-5275	34	36	from	from	ADP
fbem-5275	34	37	2011	2011	NUM
fbem-5275	34	38	to	to	ADP
fbem-5275	34	39	2017	2017	NUM
fbem-5275	34	40	,	,	PUNCT
fbem-5275	34	41	concluding	conclude	VERB
fbem-5275	34	42	that	that	SCONJ
fbem-5275	34	43	digital	digital	ADJ
fbem-5275	34	44	inclusive	inclusive	ADJ
fbem-5275	34	45	finance	finance	NOUN
fbem-5275	34	46	can	can	AUX
fbem-5275	34	47	reduce	reduce	VERB
fbem-5275	34	48	the	the	DET
fbem-5275	34	49	urbanrural	urbanrural	ADJ
fbem-5275	34	50	income	income	NOUN
fbem-5275	34	51	gap	gap	NOUN
fbem-5275	34	52	and	and	CCONJ
fbem-5275	34	53	present	present	ADJ
fbem-5275	34	54	heterogeneity[9	heterogeneity[9	PROPN
fbem-5275	34	55	]	]	PUNCT
fbem-5275	34	56	.	.	PUNCT
fbem-5275	35	1	zhang	zhang	PROPN
fbem-5275	35	2	et	et	PROPN
fbem-5275	35	3	al	al	PROPN
fbem-5275	35	4	.	.	PUNCT
fbem-5275	36	1	[	[	X
fbem-5275	36	2	10]studied	10]studied	NUM
fbem-5275	36	3	the	the	DET
fbem-5275	36	4	impact	impact	NOUN
fbem-5275	36	5	of	of	ADP
fbem-5275	36	6	digital	digital	ADJ
fbem-5275	36	7	inclusive	inclusive	ADJ
fbem-5275	36	8	finance	finance	NOUN
fbem-5275	36	9	on	on	ADP
fbem-5275	36	10	the	the	DET
fbem-5275	36	11	income	income	NOUN
fbem-5275	36	12	of	of	ADP
fbem-5275	36	13	urban	urban	ADJ
fbem-5275	36	14	and	and	CCONJ
fbem-5275	36	15	rural	rural	ADJ
fbem-5275	36	16	residents	resident	NOUN
fbem-5275	36	17	in	in	ADP
fbem-5275	36	18	china	china	PROPN
fbem-5275	36	19	,	,	PUNCT
fbem-5275	36	20	taking	take	VERB
fbem-5275	36	21	into	into	ADP
fbem-5275	36	22	account	account	NOUN
fbem-5275	36	23	the	the	DET
fbem-5275	36	24	gap	gap	NOUN
fbem-5275	36	25	between	between	ADP
fbem-5275	36	26	urban	urban	ADJ
fbem-5275	36	27	and	and	CCONJ
fbem-5275	36	28	rural	rural	ADJ
fbem-5275	36	29	areas	area	NOUN
fbem-5275	36	30	in	in	ADP
fbem-5275	36	31	the	the	DET
fbem-5275	36	32	level	level	NOUN
fbem-5275	36	33	of	of	ADP
fbem-5275	36	34	development	development	NOUN
fbem-5275	36	35	and	and	CCONJ
fbem-5275	36	36	internet	internet	NOUN
fbem-5275	36	37	technology	technology	NOUN
fbem-5275	36	38	.	.	PUNCT
fbem-5275	37	1	through	through	ADP
fbem-5275	37	2	empirical	empirical	ADJ
fbem-5275	37	3	tests	test	NOUN
fbem-5275	37	4	,	,	PUNCT
fbem-5275	37	5	they	they	PRON
fbem-5275	37	6	found	find	VERB
fbem-5275	37	7	that	that	SCONJ
fbem-5275	37	8	digital	digital	ADJ
fbem-5275	37	9	inclusive	inclusive	ADJ
fbem-5275	37	10	finance	finance	NOUN
fbem-5275	37	11	can	can	AUX
fbem-5275	37	12	significantly	significantly	ADV
fbem-5275	37	13	improve	improve	VERB
fbem-5275	37	14	the	the	DET
fbem-5275	37	15	income	income	NOUN
fbem-5275	37	16	of	of	ADP
fbem-5275	37	17	urban	urban	ADJ
fbem-5275	37	18	and	and	CCONJ
fbem-5275	37	19	rural	rural	ADJ
fbem-5275	37	20	residents	resident	NOUN
fbem-5275	37	21	,	,	PUNCT
fbem-5275	37	22	and	and	CCONJ
fbem-5275	37	23	from	from	ADP
fbem-5275	37	24	a	a	DET
fbem-5275	37	25	numerical	numerical	ADJ
fbem-5275	37	26	point	point	NOUN
fbem-5275	37	27	of	of	ADP
fbem-5275	37	28	view	view	NOUN
fbem-5275	37	29	,	,	PUNCT
fbem-5275	37	30	the	the	DET
fbem-5275	37	31	effect	effect	NOUN
fbem-5275	37	32	of	of	ADP
fbem-5275	37	33	digital	digital	ADJ
fbem-5275	37	34	inclusive	inclusive	ADJ
fbem-5275	37	35	finance	finance	NOUN
fbem-5275	37	36	on	on	ADP
fbem-5275	37	37	the	the	DET
fbem-5275	37	38	income	income	NOUN
fbem-5275	37	39	of	of	ADP
fbem-5275	37	40	rural	rural	ADJ
fbem-5275	37	41	residents	resident	NOUN
fbem-5275	37	42	is	be	AUX
fbem-5275	37	43	more	more	ADV
fbem-5275	37	44	obvious	obvious	ADJ
fbem-5275	37	45	.	.	PUNCT
fbem-5275	38	1	however	however	ADV
fbem-5275	38	2	,	,	PUNCT
fbem-5275	38	3	liu	liu	PROPN
fbem-5275	38	4	et	et	PROPN
fbem-5275	38	5	al	al	PROPN
fbem-5275	38	6	.	.	PUNCT
fbem-5275	39	1	[	[	X
fbem-5275	39	2	11	11	NUM
fbem-5275	39	3	]	]	PUNCT
fbem-5275	39	4	using	use	VERB
fbem-5275	39	5	the	the	DET
fbem-5275	39	6	data	datum	NOUN
fbem-5275	39	7	of	of	ADP
fbem-5275	39	8	the	the	DET
fbem-5275	39	9	china	china	PROPN
fbem-5275	39	10	family	family	PROPN
fbem-5275	39	11	panel	panel	NOUN
fbem-5275	39	12	study	study	NOUN
fbem-5275	39	13	(	(	PUNCT
fbem-5275	39	14	cfps	cfps	NOUN
fbem-5275	39	15	)	)	PUNCT
fbem-5275	39	16	and	and	CCONJ
fbem-5275	39	17	the	the	DET
fbem-5275	39	18	china	china	PROPN
fbem-5275	39	19	digital	digital	PROPN
fbem-5275	39	20	inclusive	inclusive	PROPN
fbem-5275	39	21	finance	finance	PROPN
fbem-5275	39	22	index	index	NOUN
fbem-5275	39	23	,	,	PUNCT
fbem-5275	39	24	found	find	VERB
fbem-5275	39	25	that	that	SCONJ
fbem-5275	39	26	digital	digital	ADJ
fbem-5275	39	27	inclusive	inclusive	ADJ
fbem-5275	39	28	finance	finance	NOUN
fbem-5275	39	29	has	have	VERB
fbem-5275	39	30	a	a	DET
fbem-5275	39	31	significant	significant	ADJ
fbem-5275	39	32	positive	positive	ADJ
fbem-5275	39	33	effect	effect	NOUN
fbem-5275	39	34	on	on	ADP
fbem-5275	39	35	the	the	DET
fbem-5275	39	36	income	income	NOUN
fbem-5275	39	37	of	of	ADP
fbem-5275	39	38	urban	urban	ADJ
fbem-5275	39	39	residents	resident	NOUN
fbem-5275	39	40	,	,	PUNCT
fbem-5275	39	41	but	but	CCONJ
fbem-5275	39	42	has	have	VERB
fbem-5275	39	43	no	no	DET
fbem-5275	39	44	significant	significant	ADJ
fbem-5275	39	45	impact	impact	NOUN
fbem-5275	39	46	on	on	ADP
fbem-5275	39	47	the	the	DET
fbem-5275	39	48	income	income	NOUN
fbem-5275	39	49	of	of	ADP
fbem-5275	39	50	rural	rural	ADJ
fbem-5275	39	51	residents	resident	NOUN
fbem-5275	39	52	,	,	PUNCT
fbem-5275	39	53	which	which	PRON
fbem-5275	39	54	indicates	indicate	VERB
fbem-5275	39	55	that	that	SCONJ
fbem-5275	39	56	digital	digital	ADJ
fbem-5275	39	57	inclusive	inclusive	ADJ
fbem-5275	39	58	finance	finance	NOUN
fbem-5275	39	59	has	have	AUX
fbem-5275	39	60	increased	increase	VERB
fbem-5275	39	61	the	the	DET
fbem-5275	39	62	income	income	NOUN
fbem-5275	39	63	gap	gap	NOUN
fbem-5275	39	64	between	between	ADP
fbem-5275	39	65	urban	urban	ADJ
fbem-5275	39	66	and	and	CCONJ
fbem-5275	39	67	rural	rural	ADJ
fbem-5275	39	68	areas	area	NOUN
fbem-5275	39	69	,	,	PUNCT
fbem-5275	39	70	making	make	VERB
fbem-5275	39	71	the	the	DET
fbem-5275	39	72	rural	rural	ADJ
fbem-5275	39	73	poverty	poverty	NOUN
fbem-5275	39	74	level	level	NOUN
fbem-5275	39	75	more	more	ADV
fbem-5275	39	76	severe	severe	ADJ
fbem-5275	39	77	.	.	PUNCT
fbem-5275	40	1	this	this	DET
fbem-5275	40	2	conclusion	conclusion	NOUN
fbem-5275	40	3	has	have	AUX
fbem-5275	40	4	also	also	ADV
fbem-5275	40	5	been	be	AUX
fbem-5275	40	6	approved	approve	VERB
fbem-5275	40	7	by	by	ADP
fbem-5275	40	8	ji	ji	PROPN
fbem-5275	40	9	et	et	PROPN
fbem-5275	40	10	al	al	PROPN
fbem-5275	40	11	.	.	PROPN
fbem-5275	40	12	,	,	PUNCT
fbem-5275	40	13	who	who	PRON
fbem-5275	40	14	also	also	ADV
fbem-5275	40	15	believe	believe	VERB
fbem-5275	40	16	that	that	SCONJ
fbem-5275	40	17	digital	digital	ADJ
fbem-5275	40	18	inclusive	inclusive	ADJ
fbem-5275	40	19	finance	finance	NOUN
fbem-5275	40	20	will	will	AUX
fbem-5275	40	21	lead	lead	VERB
fbem-5275	40	22	to	to	ADP
fbem-5275	40	23	the	the	DET
fbem-5275	40	24	imbalance	imbalance	NOUN
fbem-5275	40	25	of	of	ADP
fbem-5275	40	26	urban	urban	ADJ
fbem-5275	40	27	and	and	CCONJ
fbem-5275	40	28	rural	rural	ADJ
fbem-5275	40	29	income	income	NOUN
fbem-5275	40	30	in	in	ADP
fbem-5275	40	31	china	china	PROPN
fbem-5275	40	32	in	in	ADP
fbem-5275	40	33	a	a	DET
fbem-5275	40	34	short	short	ADJ
fbem-5275	40	35	time[12	time[12	PROPN
fbem-5275	40	36	]	]	SYM
fbem-5275	40	37	.	.	PUNCT
fbem-5275	41	1	3	3	X
fbem-5275	41	2	.	.	X
fbem-5275	41	3	data	datum	NOUN
fbem-5275	41	4	and	and	CCONJ
fbem-5275	41	5	empirical	empirical	ADJ
fbem-5275	41	6	model	model	NOUN
fbem-5275	41	7	3.1	3.1	NUM
fbem-5275	41	8	.	.	PUNCT
fbem-5275	42	1	variable	variable	ADJ
fbem-5275	42	2	specification	specification	NOUN
fbem-5275	42	3	3.1.1	3.1.1	NUM
fbem-5275	42	4	.	.	PUNCT
fbem-5275	43	1	dependent	dependent	ADJ
fbem-5275	43	2	variable	variable	NOUN
fbem-5275	43	3	:	:	PUNCT
fbem-5275	43	4	multidimensional	multidimensional	ADJ
fbem-5275	43	5	poverty	poverty	NOUN
fbem-5275	43	6	index(mpi	index(mpi	NOUN
fbem-5275	43	7	)	)	PUNCT
fbem-5275	44	1	most	most	ADJ
fbem-5275	44	2	of	of	ADP
fbem-5275	44	3	the	the	DET
fbem-5275	44	4	existing	exist	VERB
fbem-5275	44	5	documents	document	NOUN
fbem-5275	44	6	measure	measure	VERB
fbem-5275	44	7	the	the	DET
fbem-5275	44	8	degree	degree	NOUN
fbem-5275	44	9	of	of	ADP
fbem-5275	44	10	poverty	poverty	NOUN
fbem-5275	44	11	with	with	ADP
fbem-5275	44	12	the	the	DET
fbem-5275	44	13	income	income	NOUN
fbem-5275	44	14	of	of	ADP
fbem-5275	44	15	residents	resident	NOUN
fbem-5275	44	16	.	.	PUNCT
fbem-5275	45	1	however	however	ADV
fbem-5275	45	2	,	,	PUNCT
fbem-5275	45	3	the	the	DET
fbem-5275	45	4	poverty	poverty	NOUN
fbem-5275	45	5	of	of	ADP
fbem-5275	45	6	residents	resident	NOUN
fbem-5275	45	7	is	be	AUX
fbem-5275	45	8	not	not	PART
fbem-5275	45	9	just	just	ADV
fbem-5275	45	10	a	a	DET
fbem-5275	45	11	lack	lack	NOUN
fbem-5275	45	12	of	of	ADP
fbem-5275	45	13	income	income	NOUN
fbem-5275	45	14	.	.	PUNCT
fbem-5275	46	1	if	if	SCONJ
fbem-5275	46	2	only	only	ADV
fbem-5275	46	3	one	one	NUM
fbem-5275	46	4	indicator	indicator	NOUN
fbem-5275	46	5	is	be	AUX
fbem-5275	46	6	used	use	VERB
fbem-5275	46	7	to	to	PART
fbem-5275	46	8	measure	measure	VERB
fbem-5275	46	9	poverty	poverty	NOUN
fbem-5275	46	10	,	,	PUNCT
fbem-5275	46	11	this	this	PRON
fbem-5275	46	12	will	will	AUX
fbem-5275	46	13	lead	lead	VERB
fbem-5275	46	14	to	to	ADP
fbem-5275	46	15	a	a	DET
fbem-5275	46	16	one	one	NUM
fbem-5275	46	17	-	-	PUNCT
fbem-5275	46	18	sided	sided	ADJ
fbem-5275	46	19	interpretation	interpretation	NOUN
fbem-5275	46	20	of	of	ADP
fbem-5275	46	21	the	the	DET
fbem-5275	46	22	current	current	ADJ
fbem-5275	46	23	situation	situation	NOUN
fbem-5275	46	24	of	of	ADP
fbem-5275	46	25	poverty	poverty	NOUN
fbem-5275	46	26	.	.	PUNCT
fbem-5275	47	1	this	this	DET
fbem-5275	47	2	paper	paper	NOUN
fbem-5275	47	3	comprehensively	comprehensively	ADV
fbem-5275	47	4	considers	consider	VERB
fbem-5275	47	5	various	various	ADJ
fbem-5275	47	6	factors	factor	NOUN
fbem-5275	47	7	,	,	PUNCT
fbem-5275	47	8	draws	draw	VERB
fbem-5275	47	9	on	on	ADP
fbem-5275	47	10	the	the	DET
fbem-5275	47	11	definition	definition	NOUN
fbem-5275	47	12	of	of	ADP
fbem-5275	47	13	multi	multi	ADJ
fbem-5275	47	14	-	-	ADJ
fbem-5275	47	15	dimensional	dimensional	ADJ
fbem-5275	47	16	poverty	poverty	NOUN
fbem-5275	47	17	by	by	ADP
fbem-5275	47	18	relevant	relevant	ADJ
fbem-5275	47	19	scholars	scholar	NOUN
fbem-5275	47	20	,	,	PUNCT
fbem-5275	47	21	and	and	CCONJ
fbem-5275	47	22	constructs	construct	VERB
fbem-5275	47	23	a	a	DET
fbem-5275	47	24	regional	regional	ADJ
fbem-5275	47	25	multi	multi	ADJ
fbem-5275	47	26	-	-	ADJ
fbem-5275	47	27	dimensional	dimensional	ADJ
fbem-5275	47	28	poverty	poverty	NOUN
fbem-5275	47	29	measurement	measurement	NOUN
fbem-5275	47	30	system	system	NOUN
fbem-5275	47	31	from	from	ADP
fbem-5275	47	32	the	the	DET
fbem-5275	47	33	five	five	NUM
fbem-5275	47	34	dimensions	dimension	NOUN
fbem-5275	47	35	of	of	ADP
fbem-5275	47	36	income	income	NOUN
fbem-5275	47	37	,	,	PUNCT
fbem-5275	47	38	education	education	NOUN
fbem-5275	47	39	,	,	PUNCT
fbem-5275	47	40	medical	medical	ADJ
fbem-5275	47	41	care	care	NOUN
fbem-5275	47	42	,	,	PUNCT
fbem-5275	47	43	consumption	consumption	NOUN
fbem-5275	47	44	and	and	CCONJ
fbem-5275	47	45	living	living	NOUN
fbem-5275	47	46	standard	standard	NOUN
fbem-5275	47	47	[	[	X
fbem-5275	47	48	13	13	NUM
fbem-5275	47	49	]	]	PUNCT
fbem-5275	47	50	.	.	PUNCT
fbem-5275	48	1	specific	specific	ADJ
fbem-5275	48	2	indicators	indicator	NOUN
fbem-5275	48	3	are	be	AUX
fbem-5275	48	4	shown	show	VERB
fbem-5275	48	5	in	in	ADP
fbem-5275	48	6	table	table	NOUN
fbem-5275	48	7	1	1	NUM
fbem-5275	48	8	.	.	PUNCT
fbem-5275	48	9	table	table	NOUN
fbem-5275	48	10	1	1	NUM
fbem-5275	48	11	.	.	PUNCT
fbem-5275	48	12	multidimensional	multidimensional	ADJ
fbem-5275	48	13	poverty	poverty	NOUN
fbem-5275	48	14	indicator	indicator	NOUN
fbem-5275	48	15	system	system	NOUN
fbem-5275	48	16	dimension	dimension	NOUN
fbem-5275	48	17	of	of	ADP
fbem-5275	48	18	poverty	poverty	NOUN
fbem-5275	48	19	concrete	concrete	ADJ
fbem-5275	48	20	index	index	NOUN
fbem-5275	48	21	index	index	NOUN
fbem-5275	48	22	property	property	NOUN
fbem-5275	48	23	income	income	NOUN
fbem-5275	48	24	level	level	NOUN
fbem-5275	48	25	annual	annual	ADJ
fbem-5275	48	26	per	per	X
fbem-5275	48	27	capita	capita	X
fbem-5275	48	28	disposable	disposable	ADJ
fbem-5275	48	29	income	income	NOUN
fbem-5275	48	30	negative	negative	ADJ
fbem-5275	48	31	education	education	NOUN
fbem-5275	48	32	levl	levl	VERB
fbem-5275	48	33	per	per	ADP
fbem-5275	48	34	capita	capita	NOUN
fbem-5275	48	35	years	year	NOUN
fbem-5275	48	36	of	of	ADP
fbem-5275	48	37	schooling	school	VERB
fbem-5275	48	38	negative	negative	ADJ
fbem-5275	48	39	medical	medical	ADJ
fbem-5275	48	40	level	level	NOUN
fbem-5275	48	41	number	number	NOUN
fbem-5275	48	42	of	of	ADP
fbem-5275	48	43	primary	primary	ADJ
fbem-5275	48	44	medical	medical	ADJ
fbem-5275	48	45	institutions	institution	NOUN
fbem-5275	48	46	negative	negative	ADJ
fbem-5275	48	47	consumption	consumption	NOUN
fbem-5275	48	48	level	level	NOUN
fbem-5275	48	49	annual	annual	ADJ
fbem-5275	48	50	per	per	X
fbem-5275	48	51	capita	capita	X
fbem-5275	48	52	consumption	consumption	NOUN
fbem-5275	48	53	negative	negative	ADJ
fbem-5275	48	54	living	living	NOUN
fbem-5275	48	55	level	level	NOUN
fbem-5275	48	56	engel	engel	PROPN
fbem-5275	48	57	coefficient	coefficient	NOUN
fbem-5275	48	58	positive	positive	ADJ
fbem-5275	48	59	then	then	ADV
fbem-5275	48	60	,	,	PUNCT
fbem-5275	48	61	carry	carry	VERB
fbem-5275	48	62	out	out	ADP
fbem-5275	48	63	dimensionless	dimensionless	NOUN
fbem-5275	48	64	processing	processing	NOUN
fbem-5275	48	65	on	on	ADP
fbem-5275	48	66	the	the	DET
fbem-5275	48	67	data	datum	NOUN
fbem-5275	48	68	of	of	ADP
fbem-5275	48	69	the	the	DET
fbem-5275	48	70	five	five	NUM
fbem-5275	48	71	dimensions	dimension	NOUN
fbem-5275	48	72	,	,	PUNCT
fbem-5275	48	73	and	and	CCONJ
fbem-5275	48	74	obtain	obtain	VERB
fbem-5275	48	75	the	the	DET
fbem-5275	48	76	multidimensional	multidimensional	ADJ
fbem-5275	48	77	poverty	poverty	NOUN
fbem-5275	48	78	index	index	NOUN
fbem-5275	48	79	by	by	ADP
fbem-5275	48	80	weighting	weight	VERB
fbem-5275	48	81	the	the	DET
fbem-5275	48	82	data	datum	NOUN
fbem-5275	48	83	under	under	ADP
fbem-5275	48	84	the	the	DET
fbem-5275	48	85	condition	condition	NOUN
fbem-5275	48	86	of	of	ADP
fbem-5275	48	87	equal	equal	ADJ
fbem-5275	48	88	weight	weight	NOUN
fbem-5275	48	89	3.1.2	3.1.2	NUM
fbem-5275	48	90	.	.	PUNCT
fbem-5275	49	1	explanatory	explanatory	ADJ
fbem-5275	49	2	variables	variable	NOUN
fbem-5275	49	3	:	:	PUNCT
fbem-5275	49	4	digital	digital	ADJ
fbem-5275	49	5	inclusive	inclusive	ADJ
fbem-5275	49	6	finance	finance	NOUN
fbem-5275	49	7	index(dif	index(dif	PROPN
fbem-5275	49	8	)	)	PUNCT
fbem-5275	49	9	this	this	DET
fbem-5275	49	10	paper	paper	NOUN
fbem-5275	49	11	selects	select	VERB
fbem-5275	49	12	the	the	DET
fbem-5275	49	13	digital	digital	ADJ
fbem-5275	49	14	inclusive	inclusive	ADJ
fbem-5275	49	15	finance	finance	NOUN
fbem-5275	49	16	index	index	NOUN
fbem-5275	49	17	released	release	VERB
fbem-5275	49	18	by	by	ADP
fbem-5275	49	19	peking	peking	PROPN
fbem-5275	49	20	university	university	PROPN
fbem-5275	49	21	to	to	PART
fbem-5275	49	22	measure	measure	VERB
fbem-5275	49	23	the	the	DET
fbem-5275	49	24	level	level	NOUN
fbem-5275	49	25	of	of	ADP
fbem-5275	49	26	digital	digital	ADJ
fbem-5275	49	27	inclusive	inclusive	ADJ
fbem-5275	49	28	finance	finance	NOUN
fbem-5275	49	29	,	,	PUNCT
fbem-5275	49	30	covering	cover	VERB
fbem-5275	49	31	the	the	DET
fbem-5275	49	32	data	datum	NOUN
fbem-5275	49	33	of	of	ADP
fbem-5275	49	34	china	china	PROPN
fbem-5275	49	35	's	's	PART
fbem-5275	49	36	provinces	province	NOUN
fbem-5275	49	37	from	from	ADP
fbem-5275	49	38	2011	2011	NUM
fbem-5275	49	39	to	to	ADP
fbem-5275	49	40	2020	2020	NUM
fbem-5275	49	41	.	.	PUNCT
fbem-5275	50	1	the	the	DET
fbem-5275	50	2	index	index	NOUN
fbem-5275	50	3	describes	describe	VERB
fbem-5275	50	4	the	the	DET
fbem-5275	50	5	development	development	NOUN
fbem-5275	50	6	level	level	NOUN
fbem-5275	50	7	of	of	ADP
fbem-5275	50	8	digital	digital	ADJ
fbem-5275	50	9	inclusive	inclusive	ADJ
fbem-5275	50	10	finance	finance	NOUN
fbem-5275	50	11	from	from	ADP
fbem-5275	50	12	three	three	NUM
fbem-5275	50	13	dimensions	dimension	NOUN
fbem-5275	50	14	:	:	PUNCT
fbem-5275	50	15	coverage	coverage	NOUN
fbem-5275	50	16	breadth	breadth	NOUN
fbem-5275	50	17	,	,	PUNCT
fbem-5275	50	18	depth	depth	NOUN
fbem-5275	50	19	of	of	ADP
fbem-5275	50	20	use	use	NOUN
fbem-5275	50	21	and	and	CCONJ
fbem-5275	50	22	degree	degree	NOUN
fbem-5275	50	23	of	of	ADP
fbem-5275	50	24	digitalization	digitalization	NOUN
fbem-5275	50	25	.	.	PUNCT
fbem-5275	51	1	these	these	DET
fbem-5275	51	2	three	three	NUM
fbem-5275	51	3	dimensions	dimension	NOUN
fbem-5275	51	4	are	be	AUX
fbem-5275	51	5	positive	positive	ADJ
fbem-5275	51	6	indicators	indicator	NOUN
fbem-5275	51	7	.	.	PUNCT
fbem-5275	52	1	the	the	PRON
fbem-5275	52	2	larger	large	ADJ
fbem-5275	52	3	the	the	DET
fbem-5275	52	4	value	value	NOUN
fbem-5275	52	5	,	,	PUNCT
fbem-5275	52	6	the	the	PRON
fbem-5275	52	7	higher	high	ADJ
fbem-5275	52	8	the	the	DET
fbem-5275	52	9	degree	degree	NOUN
fbem-5275	52	10	of	of	ADP
fbem-5275	52	11	digital	digital	ADJ
fbem-5275	52	12	financial	financial	ADJ
fbem-5275	52	13	inclusion	inclusion	NOUN
fbem-5275	52	14	.	.	PUNCT
fbem-5275	53	1	3.1.3	3.1.3	X
fbem-5275	53	2	.	.	PUNCT
fbem-5275	53	3	control	control	PROPN
fbem-5275	53	4	variable	variable	PROPN
fbem-5275	53	5	referring	refer	VERB
fbem-5275	53	6	to	to	ADP
fbem-5275	53	7	relevant	relevant	ADJ
fbem-5275	53	8	studies	study	NOUN
fbem-5275	53	9	,	,	PUNCT
fbem-5275	53	10	this	this	DET
fbem-5275	53	11	paper	paper	NOUN
fbem-5275	53	12	use	use	VERB
fbem-5275	53	13	the	the	DET
fbem-5275	53	14	level	level	NOUN
fbem-5275	53	15	of	of	ADP
fbem-5275	53	16	economic	economic	ADJ
fbem-5275	53	17	development	development	NOUN
fbem-5275	53	18	,	,	PUNCT
fbem-5275	53	19	government	government	NOUN
fbem-5275	53	20	intervention	intervention	NOUN
fbem-5275	53	21	,	,	PUNCT
fbem-5275	53	22	education	education	NOUN
fbem-5275	53	23	development	development	NOUN
fbem-5275	53	24	,	,	PUNCT
fbem-5275	53	25	openness	openness	NOUN
fbem-5275	53	26	to	to	ADP
fbem-5275	53	27	the	the	DET
fbem-5275	53	28	outside	outside	ADJ
fbem-5275	53	29	world	world	NOUN
fbem-5275	53	30	,	,	PUNCT
fbem-5275	53	31	urbanization	urbanization	NOUN
fbem-5275	53	32	level	level	NOUN
fbem-5275	53	33	and	and	CCONJ
fbem-5275	53	34	marketization	marketization	NOUN
fbem-5275	53	35	level	level	NOUN
fbem-5275	53	36	as	as	SCONJ
fbem-5275	53	37	the	the	DET
fbem-5275	53	38	control	control	NOUN
fbem-5275	53	39	variables	variable	VERB
fbem-5275	53	40	for	for	ADP
fbem-5275	53	41	the	the	DET
fbem-5275	53	42	effect	effect	NOUN
fbem-5275	53	43	of	of	ADP
fbem-5275	53	44	poverty	poverty	NOUN
fbem-5275	53	45	reduction	reduction	NOUN
fbem-5275	53	46	from	from	ADP
fbem-5275	53	47	the	the	DET
fbem-5275	53	48	economic	economic	ADJ
fbem-5275	53	49	,	,	PUNCT
fbem-5275	53	50	social	social	ADJ
fbem-5275	53	51	,	,	PUNCT
fbem-5275	53	52	cultural	cultural	ADJ
fbem-5275	53	53	and	and	CCONJ
fbem-5275	53	54	geographical	geographical	ADJ
fbem-5275	53	55	perspectives	perspective	NOUN
fbem-5275	53	56	.	.	PUNCT
fbem-5275	54	1	government	government	NOUN
fbem-5275	54	2	intervention	intervention	NOUN
fbem-5275	54	3	is	be	AUX
fbem-5275	54	4	measured	measure	VERB
fbem-5275	54	5	by	by	ADP
fbem-5275	54	6	the	the	DET
fbem-5275	54	7	ratio	ratio	NOUN
fbem-5275	54	8	of	of	ADP
fbem-5275	54	9	public	public	ADJ
fbem-5275	54	10	financial	financial	ADJ
fbem-5275	54	11	expenditure	expenditure	NOUN
fbem-5275	54	12	to	to	ADP
fbem-5275	54	13	regional	regional	PROPN
fbem-5275	54	14	gdp	gdp	NOUN
fbem-5275	54	15	,	,	PUNCT
fbem-5275	54	16	recorded	record	VERB
fbem-5275	54	17	as	as	ADP
fbem-5275	54	18	gov	gov	PROPN
fbem-5275	54	19	.	.	PUNCT
fbem-5275	55	1	the	the	DET
fbem-5275	55	2	level	level	NOUN
fbem-5275	55	3	of	of	ADP
fbem-5275	55	4	opening	opening	NOUN
fbem-5275	55	5	to	to	ADP
fbem-5275	55	6	the	the	DET
fbem-5275	55	7	outside	outside	ADJ
fbem-5275	55	8	world	world	NOUN
fbem-5275	55	9	converts	convert	VERB
fbem-5275	55	10	the	the	DET
fbem-5275	55	11	total	total	ADJ
fbem-5275	55	12	amount	amount	NOUN
fbem-5275	55	13	of	of	ADP
fbem-5275	55	14	import	import	NOUN
fbem-5275	55	15	and	and	CCONJ
fbem-5275	55	16	export	export	NOUN
fbem-5275	55	17	trade	trade	NOUN
fbem-5275	55	18	into	into	ADP
fbem-5275	55	19	rmb	rmb	PROPN
fbem-5275	55	20	at	at	ADP
fbem-5275	55	21	the	the	DET
fbem-5275	55	22	exchange	exchange	NOUN
fbem-5275	55	23	rate	rate	NOUN
fbem-5275	55	24	of	of	ADP
fbem-5275	55	25	the	the	DET
fbem-5275	55	26	current	current	ADJ
fbem-5275	55	27	year	year	NOUN
fbem-5275	55	28	,	,	PUNCT
fbem-5275	55	29	and	and	CCONJ
fbem-5275	55	30	then	then	ADV
fbem-5275	55	31	divides	divide	VERB
fbem-5275	55	32	it	it	PRON
fbem-5275	55	33	by	by	ADP
fbem-5275	55	34	the	the	DET
fbem-5275	55	35	gross	gross	ADJ
fbem-5275	55	36	regional	regional	ADJ
fbem-5275	55	37	product	product	NOUN
fbem-5275	55	38	,	,	PUNCT
fbem-5275	55	39	which	which	PRON
fbem-5275	55	40	is	be	AUX
fbem-5275	55	41	recorded	record	VERB
fbem-5275	55	42	as	as	ADP
fbem-5275	55	43	ope	ope	NOUN
fbem-5275	55	44	.	.	PUNCT
fbem-5275	56	1	the	the	DET
fbem-5275	56	2	level	level	NOUN
fbem-5275	56	3	of	of	ADP
fbem-5275	56	4	economic	economic	ADJ
fbem-5275	56	5	development	development	NOUN
fbem-5275	56	6	is	be	AUX
fbem-5275	56	7	measured	measure	VERB
fbem-5275	56	8	by	by	ADP
fbem-5275	56	9	regional	regional	ADJ
fbem-5275	56	10	per	per	X
fbem-5275	56	11	capita	capita	X
fbem-5275	56	12	gdp	gdp	NOUN
fbem-5275	56	13	,	,	PUNCT
fbem-5275	56	14	recorded	record	VERB
fbem-5275	56	15	as	as	ADP
fbem-5275	56	16	mgdp	mgdp	NOUN
fbem-5275	56	17	.	.	PUNCT
fbem-5275	57	1	the	the	DET
fbem-5275	57	2	urbanization	urbanization	NOUN
fbem-5275	57	3	level	level	NOUN
fbem-5275	57	4	is	be	AUX
fbem-5275	57	5	measured	measure	VERB
fbem-5275	57	6	by	by	ADP
fbem-5275	57	7	the	the	DET
fbem-5275	57	8	proportion	proportion	NOUN
fbem-5275	57	9	of	of	ADP
fbem-5275	57	10	urban	urban	ADJ
fbem-5275	57	11	permanent	permanent	ADJ
fbem-5275	57	12	residents	resident	NOUN
fbem-5275	57	13	in	in	ADP
fbem-5275	57	14	the	the	DET
fbem-5275	57	15	total	total	ADJ
fbem-5275	57	16	population	population	NOUN
fbem-5275	57	17	,	,	PUNCT
fbem-5275	57	18	which	which	PRON
fbem-5275	57	19	is	be	AUX
fbem-5275	57	20	recorded	record	VERB
fbem-5275	57	21	as	as	ADP
fbem-5275	57	22	urb	urb	PROPN
fbem-5275	57	23	.	.	PUNCT
fbem-5275	58	1	the	the	DET
fbem-5275	58	2	marketization	marketization	NOUN
fbem-5275	58	3	level	level	NOUN
fbem-5275	58	4	is	be	AUX
fbem-5275	58	5	measured	measure	VERB
fbem-5275	58	6	by	by	ADP
fbem-5275	58	7	the	the	DET
fbem-5275	58	8	marketization	marketization	NOUN
fbem-5275	58	9	index	index	NOUN
fbem-5275	58	10	,	,	PUNCT
fbem-5275	58	11	which	which	PRON
fbem-5275	58	12	is	be	AUX
fbem-5275	58	13	recorded	record	VERB
fbem-5275	58	14	as	as	ADP
fbem-5275	58	15	mar	mar	PROPN
fbem-5275	58	16	.	.	PROPN
fbem-5275	58	17	3.2	3.2	NUM
fbem-5275	58	18	.	.	PUNCT
fbem-5275	59	1	data	datum	NOUN
fbem-5275	59	2	sources	source	NOUN
fbem-5275	59	3	the	the	DET
fbem-5275	59	4	data	datum	NOUN
fbem-5275	59	5	used	use	VERB
fbem-5275	59	6	in	in	ADP
fbem-5275	59	7	this	this	DET
fbem-5275	59	8	paper	paper	NOUN
fbem-5275	59	9	is	be	AUX
fbem-5275	59	10	the	the	DET
fbem-5275	59	11	panel	panel	NOUN
fbem-5275	59	12	data	datum	NOUN
fbem-5275	59	13	of	of	ADP
fbem-5275	59	14	31	31	NUM
fbem-5275	59	15	provinces	province	NOUN
fbem-5275	59	16	from	from	ADP
fbem-5275	59	17	2011	2011	NUM
fbem-5275	59	18	to	to	ADP
fbem-5275	59	19	2020	2020	NUM
fbem-5275	59	20	.	.	PUNCT
fbem-5275	60	1	the	the	DET
fbem-5275	60	2	original	original	ADJ
fbem-5275	60	3	data	datum	NOUN
fbem-5275	60	4	are	be	AUX
fbem-5275	60	5	from	from	ADP
fbem-5275	60	6	the	the	DET
fbem-5275	60	7	national	national	PROPN
fbem-5275	60	8	bureau	bureau	PROPN
fbem-5275	60	9	of	of	ADP
fbem-5275	60	10	statistics	statistic	NOUN
fbem-5275	60	11	,	,	PUNCT
fbem-5275	60	12	the	the	DET
fbem-5275	60	13	provincial	provincial	ADJ
fbem-5275	60	14	statistical	statistical	ADJ
fbem-5275	60	15	yearbook	yearbook	NOUN
fbem-5275	60	16	,	,	PUNCT
fbem-5275	60	17	the	the	DET
fbem-5275	60	18	china	china	PROPN
fbem-5275	60	19	education	education	PROPN
fbem-5275	60	20	statistical	statistical	ADJ
fbem-5275	60	21	yearbook	yearbook	NOUN
fbem-5275	60	22	,	,	PUNCT
fbem-5275	60	23	the	the	DET
fbem-5275	60	24	wind	wind	NOUN
fbem-5275	60	25	database	database	NOUN
fbem-5275	60	26	,	,	PUNCT
fbem-5275	60	27	the	the	DET
fbem-5275	60	28	china	china	PROPN
fbem-5275	60	29	health	health	PROPN
fbem-5275	60	30	statistical	statistical	ADJ
fbem-5275	60	31	yearbook	yearbook	NOUN
fbem-5275	60	32	,	,	PUNCT
fbem-5275	60	33	the	the	DET
fbem-5275	60	34	marketization	marketization	NOUN
fbem-5275	60	35	index	index	NOUN
fbem-5275	60	36	calculated	calculate	VERB
fbem-5275	60	37	by	by	ADP
fbem-5275	60	38	fan	fan	PROPN
fbem-5275	60	39	gang	gang	PROPN
fbem-5275	60	40	,	,	PUNCT
fbem-5275	60	41	and	and	CCONJ
fbem-5275	60	42	the	the	DET
fbem-5275	60	43	peking	peking	PROPN
fbem-5275	60	44	university	university	PROPN
fbem-5275	60	45	digital	digital	PROPN
fbem-5275	60	46	inclusive	inclusive	ADJ
fbem-5275	60	47	financial	financial	ADJ
fbem-5275	60	48	index	index	NOUN
fbem-5275	60	49	.	.	PUNCT
fbem-5275	61	1	because	because	SCONJ
fbem-5275	61	2	the	the	DET
fbem-5275	61	3	units	unit	NOUN
fbem-5275	61	4	of	of	ADP
fbem-5275	61	5	each	each	DET
fbem-5275	61	6	variable	variable	NOUN
fbem-5275	61	7	are	be	AUX
fbem-5275	61	8	not	not	PART
fbem-5275	61	9	completely	completely	ADV
fbem-5275	61	10	unified	unified	ADJ
fbem-5275	61	11	,	,	PUNCT
fbem-5275	61	12	in	in	ADP
fbem-5275	61	13	order	order	NOUN
fbem-5275	61	14	to	to	PART
fbem-5275	61	15	consolidate	consolidate	VERB
fbem-5275	61	16	the	the	DET
fbem-5275	61	17	dimension	dimension	NOUN
fbem-5275	61	18	level	level	NOUN
fbem-5275	61	19	,	,	PUNCT
fbem-5275	61	20	this	this	DET
fbem-5275	61	21	paper	paper	NOUN
fbem-5275	61	22	logarithmizes	logarithmize	VERB
fbem-5275	61	23	the	the	DET
fbem-5275	61	24	digital	digital	ADJ
fbem-5275	61	25	inclusive	inclusive	ADJ
fbem-5275	61	26	financial	financial	ADJ
fbem-5275	61	27	index	index	NOUN
fbem-5275	61	28	-	-	PUNCT
fbem-5275	61	29	type	type	NOUN
fbem-5275	61	30	unitless	unitless	NOUN
fbem-5275	61	31	variables	variable	NOUN
fbem-5275	61	32	and	and	CCONJ
fbem-5275	61	33	the	the	DET
fbem-5275	61	34	per	per	ADP
fbem-5275	61	35	capita	capita	X
fbem-5275	61	36	gdp	gdp	NOUN
fbem-5275	61	37	with	with	ADP
fbem-5275	61	38	excessive	excessive	ADJ
fbem-5275	61	39	volatility	volatility	NOUN
fbem-5275	61	40	.	.	PUNCT
fbem-5275	62	1	the	the	DET
fbem-5275	62	2	specific	specific	ADJ
fbem-5275	62	3	descriptive	descriptive	ADJ
fbem-5275	62	4	statistical	statistical	ADJ
fbem-5275	62	5	results	result	NOUN
fbem-5275	62	6	of	of	ADP
fbem-5275	62	7	variables	variable	NOUN
fbem-5275	62	8	are	be	AUX
fbem-5275	62	9	shown	show	VERB
fbem-5275	62	10	in	in	ADP
fbem-5275	62	11	table	table	NOUN
fbem-5275	62	12	2	2	NUM
fbem-5275	62	13	.	.	PUNCT
fbem-5275	62	14	table	table	NOUN
fbem-5275	62	15	2	2	NUM
fbem-5275	62	16	.	.	PUNCT
fbem-5275	62	17	descriptive	descriptive	ADJ
fbem-5275	62	18	statistics	statistic	NOUN
fbem-5275	62	19	of	of	ADP
fbem-5275	62	20	major	major	ADJ
fbem-5275	62	21	variables	variable	NOUN
fbem-5275	62	22	variables	variable	VERB
fbem-5275	62	23	average	average	ADJ
fbem-5275	62	24	value	value	NOUN
fbem-5275	62	25	standard	standard	ADJ
fbem-5275	62	26	deviation	deviation	NOUN
fbem-5275	62	27	maximum	maximum	ADJ
fbem-5275	62	28	value	value	NOUN
fbem-5275	62	29	minimum	minimum	NOUN
fbem-5275	62	30	value	value	NOUN
fbem-5275	62	31	mpi	mpi	NOUN
fbem-5275	62	32	24.32	24.32	NUM
fbem-5275	62	33	32.47	32.47	NUM
fbem-5275	62	34	110.59	110.59	NUM
fbem-5275	62	35	-41.32	-41.32	PUNCT
fbem-5275	62	36	dif	dif	X
fbem-5275	62	37	196.54	196.54	NUM
fbem-5275	62	38	86.33	86.33	NUM
fbem-5275	62	39	344.96	344.96	NUM
fbem-5275	62	40	22.78	22.78	NUM
fbem-5275	62	41	gov	gov	NOUN
fbem-5275	62	42	31.28	31.28	NUM
fbem-5275	62	43	23.01	23.01	NUM
fbem-5275	62	44	66.43	66.43	NUM
fbem-5275	62	45	11.30	11.30	NUM
fbem-5275	62	46	ope	ope	NOUN
fbem-5275	62	47	53.54	53.54	NUM
fbem-5275	62	48	19.39	19.39	NUM
fbem-5275	62	49	88.63	88.63	NUM
fbem-5275	62	50	26.37	26.37	NUM
fbem-5275	62	51	mgdp	mgdp	NOUN
fbem-5275	62	52	53450.14	53450.14	NUM
fbem-5275	62	53	27352.32	27352.32	NUM
fbem-5275	62	54	164158	164158	NUM
fbem-5275	62	55	16165	16165	NUM
fbem-5275	62	56	urb	urb	PROPN
fbem-5275	62	57	49.21	49.21	NUM
fbem-5275	62	58	21.63	21.63	NUM
fbem-5275	62	59	90.92	90.92	NUM
fbem-5275	62	60	31.06	31.06	NUM
fbem-5275	62	61	mar	mar	PROPN
fbem-5275	62	62	13.33	13.33	NUM
fbem-5275	62	63	18.49	18.49	NUM
fbem-5275	62	64	5.28	5.28	NUM
fbem-5275	62	65	18.55	18.55	NUM
fbem-5275	62	66	44	44	NUM
fbem-5275	62	67	3.3	3.3	NUM
fbem-5275	62	68	.	.	PUNCT
fbem-5275	63	1	model	model	NOUN
fbem-5275	63	2	design	design	PROPN
fbem-5275	63	3	referring	refer	VERB
fbem-5275	63	4	to	to	ADP
fbem-5275	63	5	the	the	DET
fbem-5275	63	6	research	research	NOUN
fbem-5275	63	7	in	in	ADP
fbem-5275	63	8	the	the	DET
fbem-5275	63	9	field	field	NOUN
fbem-5275	63	10	of	of	ADP
fbem-5275	63	11	digital	digital	ADJ
fbem-5275	63	12	inclusive	inclusive	ADJ
fbem-5275	63	13	finance	finance	NOUN
fbem-5275	63	14	,	,	PUNCT
fbem-5275	63	15	this	this	DET
fbem-5275	63	16	paper	paper	NOUN
fbem-5275	63	17	uses	use	VERB
fbem-5275	63	18	the	the	DET
fbem-5275	63	19	multi	multi	ADJ
fbem-5275	63	20	-	-	ADJ
fbem-5275	63	21	dimensional	dimensional	ADJ
fbem-5275	63	22	poverty	poverty	NOUN
fbem-5275	63	23	level	level	NOUN
fbem-5275	63	24	of	of	ADP
fbem-5275	63	25	31	31	NUM
fbem-5275	63	26	provinces	province	NOUN
fbem-5275	63	27	(	(	PUNCT
fbem-5275	63	28	municipalities	municipality	NOUN
fbem-5275	63	29	directly	directly	ADV
fbem-5275	63	30	under	under	ADP
fbem-5275	63	31	the	the	DET
fbem-5275	63	32	central	central	ADJ
fbem-5275	63	33	government	government	NOUN
fbem-5275	63	34	and	and	CCONJ
fbem-5275	63	35	autonomous	autonomous	ADJ
fbem-5275	63	36	regions	region	NOUN
fbem-5275	63	37	)	)	PUNCT
fbem-5275	63	38	in	in	ADP
fbem-5275	63	39	china	china	PROPN
fbem-5275	63	40	from	from	ADP
fbem-5275	63	41	2011	2011	NUM
fbem-5275	63	42	to	to	ADP
fbem-5275	63	43	2020	2020	NUM
fbem-5275	63	44	,	,	PUNCT
fbem-5275	63	45	the	the	DET
fbem-5275	63	46	digital	digital	ADJ
fbem-5275	63	47	inclusive	inclusive	ADJ
fbem-5275	63	48	finance	finance	NOUN
fbem-5275	63	49	index	index	NOUN
fbem-5275	63	50	and	and	CCONJ
fbem-5275	63	51	the	the	DET
fbem-5275	63	52	provinciallevel	provinciallevel	NOUN
fbem-5275	63	53	panel	panel	NOUN
fbem-5275	63	54	data	datum	NOUN
fbem-5275	63	55	of	of	ADP
fbem-5275	63	56	relevant	relevant	ADJ
fbem-5275	63	57	indicators	indicator	NOUN
fbem-5275	63	58	.	.	PUNCT
fbem-5275	64	1	and	and	CCONJ
fbem-5275	64	2	first	first	ADV
fbem-5275	64	3	establishes	establish	VERB
fbem-5275	64	4	the	the	DET
fbem-5275	64	5	benchmark	benchmark	NOUN
fbem-5275	64	6	model	model	NOUN
fbem-5275	64	7	as	as	SCONJ
fbem-5275	64	8	follows	follow	VERB
fbem-5275	64	9	.	.	PUNCT
fbem-5275	65	1	at	at	ADP
fbem-5275	65	2	first	first	ADV
fbem-5275	65	3	,	,	PUNCT
fbem-5275	65	4	we	we	PRON
fbem-5275	65	5	build	build	VERB
fbem-5275	65	6	the	the	DET
fbem-5275	65	7	baseline	baseline	NOUN
fbem-5275	65	8	model	model	NOUN
fbem-5275	65	9	ⅰ	ⅰ	PROPN
fbem-5275	65	10	as	as	SCONJ
fbem-5275	65	11	follows	follow	VERB
fbem-5275	65	12	:	:	PUNCT
fbem-5275	65	13	𝑀𝑃𝐼	𝑀𝑃𝐼	PROPN
fbem-5275	65	14	𝛽	𝛽	NOUN
fbem-5275	65	15	𝛽	𝛽	NOUN
fbem-5275	65	16	𝑙𝑛𝐷𝐼𝐹	𝑙𝑛𝐷𝐼𝐹	NOUN
fbem-5275	65	17	𝛽	𝛽	PROPN
fbem-5275	65	18	𝑋	𝑋	PROPN
fbem-5275	65	19	𝜇	𝜇	ADP
fbem-5275	65	20	𝜑	𝜑	PRON
fbem-5275	65	21	𝜀	𝜀	PROPN
fbem-5275	65	22	(	(	PUNCT
fbem-5275	65	23	1	1	NUM
fbem-5275	65	24	)	)	PUNCT
fbem-5275	65	25	in	in	ADP
fbem-5275	65	26	order	order	NOUN
fbem-5275	65	27	to	to	PART
fbem-5275	65	28	verify	verify	VERB
fbem-5275	65	29	whether	whether	SCONJ
fbem-5275	65	30	digital	digital	ADJ
fbem-5275	65	31	inclusive	inclusive	ADJ
fbem-5275	65	32	finance	finance	NOUN
fbem-5275	65	33	has	have	VERB
fbem-5275	65	34	a	a	DET
fbem-5275	65	35	nonlinear	nonlinear	ADJ
fbem-5275	65	36	impact	impact	NOUN
fbem-5275	65	37	on	on	ADP
fbem-5275	65	38	the	the	DET
fbem-5275	65	39	multidimensional	multidimensional	ADJ
fbem-5275	65	40	poverty	poverty	NOUN
fbem-5275	65	41	index	index	NOUN
fbem-5275	65	42	,	,	PUNCT
fbem-5275	65	43	on	on	ADP
fbem-5275	65	44	the	the	DET
fbem-5275	65	45	basis	basis	NOUN
fbem-5275	65	46	of	of	ADP
fbem-5275	65	47	the	the	DET
fbem-5275	65	48	baseline	baseline	PROPN
fbem-5275	65	49	model	model	NOUN
fbem-5275	65	50	,	,	PUNCT
fbem-5275	65	51	we	we	PRON
fbem-5275	65	52	have	have	AUX
fbem-5275	65	53	added	add	VERB
fbem-5275	65	54	the	the	DET
fbem-5275	65	55	square	square	ADJ
fbem-5275	65	56	term	term	NOUN
fbem-5275	65	57	of	of	ADP
fbem-5275	65	58	the	the	DET
fbem-5275	65	59	digital	digital	ADJ
fbem-5275	65	60	inclusive	inclusive	PROPN
fbem-5275	65	61	finance	finance	NOUN
fbem-5275	65	62	index	index	NOUN
fbem-5275	65	63	.	.	PUNCT
fbem-5275	66	1	it	it	PRON
fbem-5275	66	2	can	can	AUX
fbem-5275	66	3	not	not	PART
fbem-5275	66	4	only	only	ADV
fbem-5275	66	5	verify	verify	VERB
fbem-5275	66	6	the	the	DET
fbem-5275	66	7	nonlinear	nonlinear	ADJ
fbem-5275	66	8	relationship	relationship	NOUN
fbem-5275	66	9	between	between	ADP
fbem-5275	66	10	the	the	DET
fbem-5275	66	11	digital	digital	ADJ
fbem-5275	66	12	inclusive	inclusive	ADJ
fbem-5275	66	13	finance	finance	NOUN
fbem-5275	66	14	index	index	NOUN
fbem-5275	66	15	and	and	CCONJ
fbem-5275	66	16	the	the	DET
fbem-5275	66	17	multidimensional	multidimensional	ADJ
fbem-5275	66	18	poverty	poverty	NOUN
fbem-5275	66	19	index	index	NOUN
fbem-5275	66	20	,	,	PUNCT
fbem-5275	66	21	but	but	CCONJ
fbem-5275	66	22	also	also	ADV
fbem-5275	66	23	study	study	VERB
fbem-5275	66	24	the	the	DET
fbem-5275	66	25	impact	impact	NOUN
fbem-5275	66	26	of	of	ADP
fbem-5275	66	27	different	different	ADJ
fbem-5275	66	28	stages	stage	NOUN
fbem-5275	66	29	of	of	ADP
fbem-5275	66	30	the	the	DET
fbem-5275	66	31	development	development	NOUN
fbem-5275	66	32	of	of	ADP
fbem-5275	66	33	digital	digital	ADJ
fbem-5275	66	34	inclusive	inclusive	ADJ
fbem-5275	66	35	finance	finance	NOUN
fbem-5275	66	36	on	on	ADP
fbem-5275	66	37	poverty	poverty	NOUN
fbem-5275	66	38	.	.	PUNCT
fbem-5275	67	1	the	the	DET
fbem-5275	67	2	improved	improved	ADJ
fbem-5275	67	3	model	model	NOUN
fbem-5275	67	4	ⅱ	ⅱ	PROPN
fbem-5275	67	5	is	be	AUX
fbem-5275	67	6	as	as	SCONJ
fbem-5275	67	7	follows	follow	VERB
fbem-5275	67	8	:	:	PUNCT
fbem-5275	67	9	𝑀𝑃𝐼	𝑀𝑃𝐼	PROPN
fbem-5275	67	10	𝛽	𝛽	NOUN
fbem-5275	67	11	𝛽	𝛽	NOUN
fbem-5275	67	12	𝑙𝑛𝐷𝐼𝐹	𝑙𝑛𝐷𝐼𝐹	PROPN
fbem-5275	67	13	𝛽	𝛽	NOUN
fbem-5275	67	14	𝑙𝑛	𝑙𝑛	NOUN
fbem-5275	67	15	𝐷𝐼𝐹	𝐷𝐼𝐹	PROPN
fbem-5275	67	16	𝛽	𝛽	PROPN
fbem-5275	67	17	𝑋	𝑋	NOUN
fbem-5275	67	18	𝜇	𝜇	ADP
fbem-5275	67	19	𝜑	𝜑	DET
fbem-5275	67	20	𝜀	𝜀	PROPN
fbem-5275	67	21	(	(	PUNCT
fbem-5275	67	22	2	2	NUM
fbem-5275	67	23	)	)	PUNCT
fbem-5275	67	24	in	in	ADP
fbem-5275	67	25	formula	formula	NOUN
fbem-5275	67	26	(	(	PUNCT
fbem-5275	67	27	1	1	NUM
fbem-5275	67	28	)	)	PUNCT
fbem-5275	67	29	and	and	CCONJ
fbem-5275	67	30	(	(	PUNCT
fbem-5275	67	31	2	2	NUM
fbem-5275	67	32	)	)	PUNCT
fbem-5275	67	33	,	,	PUNCT
fbem-5275	67	34	𝑀𝑃𝐼	𝑀𝑃𝐼	NOUN
fbem-5275	67	35	denotes	denote	VERB
fbem-5275	67	36	the	the	DET
fbem-5275	67	37	multidimensional	multidimensional	ADJ
fbem-5275	67	38	poverty	poverty	NOUN
fbem-5275	67	39	index	index	NOUN
fbem-5275	67	40	of	of	ADP
fbem-5275	67	41	province	province	NOUN
fbem-5275	67	42	𝑖	𝑖	X
fbem-5275	67	43	in	in	ADP
fbem-5275	67	44	year	year	NOUN
fbem-5275	67	45	𝑡	𝑡	X
fbem-5275	67	46	.	.	PUNCT
fbem-5275	68	1	𝐷𝐼𝐹	𝐷𝐼𝐹	PROPN
fbem-5275	68	2	denotes	denote	VERB
fbem-5275	68	3	the	the	DET
fbem-5275	68	4	digital	digital	ADJ
fbem-5275	68	5	inclusive	inclusive	ADJ
fbem-5275	68	6	finance	finance	NOUN
fbem-5275	68	7	index	index	NOUN
fbem-5275	68	8	of	of	ADP
fbem-5275	68	9	province	province	NOUN
fbem-5275	68	10	𝑖	𝑖	X
fbem-5275	68	11	in	in	ADP
fbem-5275	68	12	year	year	NOUN
fbem-5275	68	13	𝑡	𝑡	PROPN
fbem-5275	68	14	.	.	PUNCT
fbem-5275	69	1	vector	vector	NOUN
fbem-5275	69	2	𝑋	𝑋	PROPN
fbem-5275	69	3	represents	represent	VERB
fbem-5275	69	4	a	a	DET
fbem-5275	69	5	series	series	NOUN
fbem-5275	69	6	of	of	ADP
fbem-5275	69	7	control	control	NOUN
fbem-5275	69	8	variables	variable	NOUN
fbem-5275	69	9	that	that	PRON
fbem-5275	69	10	may	may	AUX
fbem-5275	69	11	affect	affect	VERB
fbem-5275	69	12	the	the	DET
fbem-5275	69	13	multidimensional	multidimensional	ADJ
fbem-5275	69	14	poverty	poverty	NOUN
fbem-5275	69	15	index	index	NOUN
fbem-5275	69	16	.	.	PUNCT
fbem-5275	70	1	𝜇	𝜇	ADP
fbem-5275	70	2	stands	stand	VERB
fbem-5275	70	3	for	for	ADP
fbem-5275	70	4	the	the	DET
fbem-5275	70	5	regional	regional	ADJ
fbem-5275	70	6	fixed	fix	VERB
fbem-5275	70	7	effect	effect	NOUN
fbem-5275	70	8	of	of	ADP
fbem-5275	70	9	province	province	NOUN
fbem-5275	70	10	𝑖	𝑖	X
fbem-5275	70	11	.	.	PUNCT
fbem-5275	71	1	𝜑	𝜑	PROPN
fbem-5275	71	2	stands	stand	VERB
fbem-5275	71	3	for	for	ADP
fbem-5275	71	4	the	the	DET
fbem-5275	71	5	time	time	NOUN
fbem-5275	71	6	fixed	fix	VERB
fbem-5275	71	7	effect	effect	NOUN
fbem-5275	71	8	in	in	ADP
fbem-5275	71	9	year	year	NOUN
fbem-5275	71	10	t.	t.	PROPN
fbem-5275	71	11	𝜀	𝜀	PROPN
fbem-5275	71	12	represents	represent	VERB
fbem-5275	71	13	the	the	DET
fbem-5275	71	14	random	random	ADJ
fbem-5275	71	15	error	error	NOUN
fbem-5275	71	16	term	term	NOUN
fbem-5275	71	17	.	.	PUNCT
fbem-5275	72	1	𝛽	𝛽	NOUN
fbem-5275	72	2	and	and	CCONJ
fbem-5275	72	3	𝛽	𝛽	NOUN
fbem-5275	72	4	are	be	AUX
fbem-5275	72	5	two	two	NUM
fbem-5275	72	6	parameters	parameter	NOUN
fbem-5275	72	7	to	to	PART
fbem-5275	72	8	be	be	AUX
fbem-5275	72	9	estimated	estimate	VERB
fbem-5275	72	10	,	,	PUNCT
fbem-5275	72	11	and	and	CCONJ
fbem-5275	72	12	their	their	PRON
fbem-5275	72	13	valuence	valuence	NOUN
fbem-5275	72	14	and	and	CCONJ
fbem-5275	72	15	magnitude	magnitude	NOUN
fbem-5275	72	16	predict	predict	VERB
fbem-5275	72	17	the	the	DET
fbem-5275	72	18	direction	direction	NOUN
fbem-5275	72	19	and	and	CCONJ
fbem-5275	72	20	strength	strength	NOUN
fbem-5275	72	21	of	of	ADP
fbem-5275	72	22	the	the	DET
fbem-5275	72	23	influence	influence	NOUN
fbem-5275	72	24	of	of	ADP
fbem-5275	72	25	digital	digital	ADJ
fbem-5275	72	26	financial	financial	ADJ
fbem-5275	72	27	inclusion	inclusion	NOUN
fbem-5275	72	28	on	on	ADP
fbem-5275	72	29	the	the	DET
fbem-5275	72	30	multidimensional	multidimensional	ADJ
fbem-5275	72	31	poverty	poverty	NOUN
fbem-5275	72	32	index	index	NOUN
fbem-5275	72	33	.	.	PUNCT
fbem-5275	73	1	after	after	ADP
fbem-5275	73	2	calculating	calculate	VERB
fbem-5275	73	3	the	the	DET
fbem-5275	73	4	coefficients	coefficient	NOUN
fbem-5275	73	5	𝛽	𝛽	PROPN
fbem-5275	73	6	and	and	CCONJ
fbem-5275	73	7	𝛽	𝛽	PROPN
fbem-5275	73	8	,	,	PUNCT
fbem-5275	73	9	we	we	PRON
fbem-5275	73	10	can	can	AUX
fbem-5275	73	11	calculate	calculate	VERB
fbem-5275	73	12	the	the	DET
fbem-5275	73	13	inflection	inflection	NOUN
fbem-5275	73	14	point	point	NOUN
fbem-5275	73	15	of	of	ADP
fbem-5275	73	16	the	the	DET
fbem-5275	73	17	nonlinear	nonlinear	ADJ
fbem-5275	73	18	relationship	relationship	NOUN
fbem-5275	73	19	of	of	ADP
fbem-5275	73	20	the	the	DET
fbem-5275	73	21	development	development	NOUN
fbem-5275	73	22	of	of	ADP
fbem-5275	73	23	digital	digital	ADJ
fbem-5275	73	24	inclusive	inclusive	ADJ
fbem-5275	73	25	finance	finance	NOUN
fbem-5275	73	26	to	to	PART
fbem-5275	73	27	alleviate	alleviate	VERB
fbem-5275	73	28	multidimensional	multidimensional	ADJ
fbem-5275	73	29	poverty	poverty	NOUN
fbem-5275	73	30	.	.	PUNCT
fbem-5275	74	1	4	4	X
fbem-5275	74	2	.	.	X
fbem-5275	74	3	empirical	empirical	ADJ
fbem-5275	74	4	analysis	analysis	NOUN
fbem-5275	74	5	first	first	ADV
fbem-5275	74	6	of	of	ADP
fbem-5275	74	7	all	all	PRON
fbem-5275	74	8	,	,	PUNCT
fbem-5275	74	9	the	the	DET
fbem-5275	74	10	hausman	hausman	ADJ
fbem-5275	74	11	test	test	NOUN
fbem-5275	74	12	is	be	AUX
fbem-5275	74	13	used	use	VERB
fbem-5275	74	14	for	for	ADP
fbem-5275	74	15	the	the	DET
fbem-5275	74	16	above	above	ADJ
fbem-5275	74	17	formula	formula	NOUN
fbem-5275	74	18	(	(	PUNCT
fbem-5275	74	19	1	1	NUM
fbem-5275	74	20	)	)	PUNCT
fbem-5275	74	21	and	and	CCONJ
fbem-5275	74	22	(	(	PUNCT
fbem-5275	74	23	2	2	X
fbem-5275	74	24	)	)	PUNCT
fbem-5275	74	25	to	to	PART
fbem-5275	74	26	determine	determine	VERB
fbem-5275	74	27	whether	whether	SCONJ
fbem-5275	74	28	to	to	PART
fbem-5275	74	29	use	use	VERB
fbem-5275	74	30	random	random	ADJ
fbem-5275	74	31	effect	effect	NOUN
fbem-5275	74	32	estimation	estimation	NOUN
fbem-5275	74	33	or	or	CCONJ
fbem-5275	74	34	fixed	fix	VERB
fbem-5275	74	35	effect	effect	NOUN
fbem-5275	74	36	estimation	estimation	NOUN
fbem-5275	74	37	.	.	PUNCT
fbem-5275	75	1	the	the	DET
fbem-5275	75	2	result	result	NOUN
fbem-5275	75	3	shows	show	VERB
fbem-5275	75	4	that	that	SCONJ
fbem-5275	75	5	the	the	DET
fbem-5275	75	6	p	p	PROPN
fbem-5275	75	7	value	value	NOUN
fbem-5275	75	8	is	be	AUX
fbem-5275	75	9	0.004	0.004	NUM
fbem-5275	75	10	and	and	CCONJ
fbem-5275	75	11	0.000	0.000	NUM
fbem-5275	75	12	,	,	PUNCT
fbem-5275	75	13	respectively	respectively	ADV
fbem-5275	75	14	,	,	PUNCT
fbem-5275	75	15	which	which	PRON
fbem-5275	75	16	strongly	strongly	ADV
fbem-5275	75	17	rejects	reject	VERB
fbem-5275	75	18	the	the	DET
fbem-5275	75	19	original	original	ADJ
fbem-5275	75	20	hypothesis	hypothesis	NOUN
fbem-5275	75	21	.	.	PUNCT
fbem-5275	76	1	therefore	therefore	ADV
fbem-5275	76	2	,	,	PUNCT
fbem-5275	76	3	this	this	DET
fbem-5275	76	4	paper	paper	NOUN
fbem-5275	76	5	chooses	choose	VERB
fbem-5275	76	6	to	to	PART
fbem-5275	76	7	use	use	VERB
fbem-5275	76	8	the	the	DET
fbem-5275	76	9	two	two	NUM
fbem-5275	76	10	-	-	PUNCT
fbem-5275	76	11	way	way	NOUN
fbem-5275	76	12	fixed	fix	VERB
fbem-5275	76	13	effect	effect	NOUN
fbem-5275	76	14	model	model	NOUN
fbem-5275	76	15	.	.	PUNCT
fbem-5275	77	1	in	in	ADP
fbem-5275	77	2	order	order	NOUN
fbem-5275	77	3	to	to	PART
fbem-5275	77	4	explore	explore	VERB
fbem-5275	77	5	the	the	DET
fbem-5275	77	6	impact	impact	NOUN
fbem-5275	77	7	of	of	ADP
fbem-5275	77	8	the	the	DET
fbem-5275	77	9	level	level	NOUN
fbem-5275	77	10	of	of	ADP
fbem-5275	77	11	digital	digital	ADJ
fbem-5275	77	12	inclusive	inclusive	ADJ
fbem-5275	77	13	finance	finance	NOUN
fbem-5275	77	14	on	on	ADP
fbem-5275	77	15	multidimensional	multidimensional	ADJ
fbem-5275	77	16	poverty	poverty	NOUN
fbem-5275	77	17	,	,	PUNCT
fbem-5275	77	18	we	we	PRON
fbem-5275	77	19	put	put	VERB
fbem-5275	77	20	relevant	relevant	ADJ
fbem-5275	77	21	data	datum	NOUN
fbem-5275	77	22	into	into	ADP
fbem-5275	77	23	the	the	DET
fbem-5275	77	24	model	model	NOUN
fbem-5275	77	25	to	to	PART
fbem-5275	77	26	obtain	obtain	VERB
fbem-5275	77	27	the	the	DET
fbem-5275	77	28	coefficients	coefficient	NOUN
fbem-5275	77	29	and	and	CCONJ
fbem-5275	77	30	significance	significance	NOUN
fbem-5275	77	31	of	of	ADP
fbem-5275	77	32	each	each	DET
fbem-5275	77	33	variable	variable	NOUN
fbem-5275	77	34	.	.	PUNCT
fbem-5275	78	1	the	the	DET
fbem-5275	78	2	regression	regression	NOUN
fbem-5275	78	3	results	result	NOUN
fbem-5275	78	4	are	be	AUX
fbem-5275	78	5	as	as	SCONJ
fbem-5275	78	6	follows	follow	VERB
fbem-5275	78	7	:	:	PUNCT
fbem-5275	78	8	table	table	NOUN
fbem-5275	78	9	3	3	NUM
fbem-5275	78	10	.	.	PUNCT
fbem-5275	79	1	the	the	DET
fbem-5275	79	2	regression	regression	NOUN
fbem-5275	79	3	results	result	NOUN
fbem-5275	79	4	of	of	ADP
fbem-5275	79	5	models	model	NOUN
fbem-5275	79	6	variables	variable	NOUN
fbem-5275	79	7	baseline	baseline	VERB
fbem-5275	79	8	model	model	PROPN
fbem-5275	79	9	ⅰ	ⅰ	PROPN
fbem-5275	79	10	improved	improve	VERB
fbem-5275	79	11	model	model	NOUN
fbem-5275	79	12	ⅱ	ⅱ	PROPN
fbem-5275	79	13	(	(	PUNCT
fbem-5275	79	14	1	1	NUM
fbem-5275	79	15	)	)	PUNCT
fbem-5275	79	16	(	(	PUNCT
fbem-5275	79	17	2	2	NUM
fbem-5275	79	18	)	)	PUNCT
fbem-5275	79	19	(	(	PUNCT
fbem-5275	79	20	3	3	X
fbem-5275	79	21	)	)	PUNCT
fbem-5275	79	22	(	(	PUNCT
fbem-5275	79	23	4	4	X
fbem-5275	79	24	)	)	PUNCT
fbem-5275	79	25	ln	ln	ADV
fbem-5275	79	26	dif	dif	X
fbem-5275	79	27	-0.277	-0.277	NOUN
fbem-5275	79	28	*	*	PUNCT
fbem-5275	79	29	*	*	PUNCT
fbem-5275	79	30	(	(	PUNCT
fbem-5275	79	31	5.28	5.28	NUM
fbem-5275	79	32	)	)	PUNCT
fbem-5275	79	33	-0.314	-0.314	NOUN
fbem-5275	79	34	*	*	PUNCT
fbem-5275	79	35	*	*	PUNCT
fbem-5275	79	36	(	(	PUNCT
fbem-5275	79	37	4.17	4.17	NUM
fbem-5275	79	38	)	)	PUNCT
fbem-5275	79	39	0.423	0.423	NUM
fbem-5275	79	40	*	*	PUNCT
fbem-5275	79	41	*	*	PUNCT
fbem-5275	79	42	(	(	PUNCT
fbem-5275	79	43	3.96	3.96	NUM
fbem-5275	79	44	)	)	PUNCT
fbem-5275	79	45	0.526	0.526	NUM
fbem-5275	79	46	*	*	PUNCT
fbem-5275	79	47	*	*	PUNCT
fbem-5275	79	48	(	(	PUNCT
fbem-5275	79	49	4.82	4.82	NUM
fbem-5275	79	50	)	)	PUNCT
fbem-5275	79	51	𝑙𝑛	𝑙𝑛	NOUN
fbem-5275	79	52	dif	dif	ADV
fbem-5275	79	53	-0.134	-0.134	PUNCT
fbem-5275	79	54	*	*	PUNCT
fbem-5275	79	55	*	*	PUNCT
fbem-5275	79	56	*	*	PUNCT
fbem-5275	79	57	(	(	PUNCT
fbem-5275	79	58	6.17	6.17	NUM
fbem-5275	79	59	)	)	PUNCT
fbem-5275	79	60	-0.171	-0.171	NOUN
fbem-5275	79	61	*	*	PUNCT
fbem-5275	79	62	*	*	PUNCT
fbem-5275	79	63	*	*	PUNCT
fbem-5275	79	64	(	(	PUNCT
fbem-5275	79	65	6.65	6.65	NUM
fbem-5275	79	66	)	)	PUNCT
fbem-5275	79	67	gov	gov	NOUN
fbem-5275	79	68	0.000	0.000	NUM
fbem-5275	79	69	(	(	PUNCT
fbem-5275	79	70	0.012	0.012	NUM
fbem-5275	79	71	)	)	PUNCT
fbem-5275	79	72	0.000	0.000	NUM
fbem-5275	79	73	(	(	PUNCT
fbem-5275	79	74	0.007	0.007	NUM
fbem-5275	79	75	)	)	PUNCT
fbem-5275	79	76	ope	ope	NOUN
fbem-5275	79	77	-0.126	-0.126	NOUN
fbem-5275	79	78	*	*	PUNCT
fbem-5275	79	79	*	*	PUNCT
fbem-5275	79	80	(	(	PUNCT
fbem-5275	79	81	4.38	4.38	NUM
fbem-5275	79	82	)	)	PUNCT
fbem-5275	79	83	-0.097	-0.097	NOUN
fbem-5275	80	1	*	*	PUNCT
fbem-5275	80	2	*	*	PUNCT
fbem-5275	80	3	(	(	PUNCT
fbem-5275	80	4	3.92	3.92	NUM
fbem-5275	80	5	)	)	PUNCT
fbem-5275	80	6	mgdp	mgdp	NOUN
fbem-5275	80	7	0.093	0.093	NUM
fbem-5275	80	8	*	*	PUNCT
fbem-5275	80	9	*	*	PUNCT
fbem-5275	80	10	*	*	PUNCT
fbem-5275	80	11	(	(	PUNCT
fbem-5275	80	12	2.29	2.29	NUM
fbem-5275	80	13	)	)	PUNCT
fbem-5275	80	14	0.122	0.122	NUM
fbem-5275	80	15	*	*	SYM
fbem-5275	80	16	*	*	PUNCT
fbem-5275	80	17	(	(	PUNCT
fbem-5275	80	18	3.56	3.56	NUM
fbem-5275	80	19	)	)	PUNCT
fbem-5275	80	20	urb	urb	PROPN
fbem-5275	80	21	-0.012	-0.012	PUNCT
fbem-5275	80	22	*	*	PROPN
fbem-5275	80	23	*	*	PUNCT
fbem-5275	80	24	(	(	PUNCT
fbem-5275	80	25	3.21	3.21	NUM
fbem-5275	80	26	)	)	PUNCT
fbem-5275	80	27	-0.027	-0.027	NOUN
fbem-5275	81	1	*	*	PUNCT
fbem-5275	81	2	*	*	PUNCT
fbem-5275	81	3	*	*	PUNCT
fbem-5275	81	4	(	(	PUNCT
fbem-5275	81	5	3.68	3.68	NUM
fbem-5275	81	6	)	)	PUNCT
fbem-5275	81	7	mar	mar	PROPN
fbem-5275	81	8	0.009	0.009	NUM
fbem-5275	81	9	(	(	PUNCT
fbem-5275	81	10	1.63	1.63	NUM
fbem-5275	81	11	)	)	PUNCT
fbem-5275	81	12	0.013	0.013	NUM
fbem-5275	81	13	*	*	SYM
fbem-5275	81	14	(	(	PUNCT
fbem-5275	81	15	1.52	1.52	NUM
fbem-5275	81	16	)	)	PUNCT
fbem-5275	81	17	constant	constant	ADJ
fbem-5275	81	18	0.172	0.172	NUM
fbem-5275	81	19	*	*	PUNCT
fbem-5275	81	20	*	*	PUNCT
fbem-5275	81	21	(	(	PUNCT
fbem-5275	81	22	4.37	4.37	NUM
fbem-5275	81	23	)	)	PUNCT
fbem-5275	81	24	0.535	0.535	NUM
fbem-5275	81	25	*	*	PUNCT
fbem-5275	81	26	*	*	PUNCT
fbem-5275	81	27	*	*	PUNCT
fbem-5275	81	28	(	(	PUNCT
fbem-5275	81	29	5.61	5.61	NUM
fbem-5275	81	30	)	)	PUNCT
fbem-5275	81	31	1.621	1.621	NUM
fbem-5275	81	32	*	*	PUNCT
fbem-5275	81	33	*	*	PUNCT
fbem-5275	81	34	*	*	PUNCT
fbem-5275	81	35	(	(	PUNCT
fbem-5275	81	36	4.34	4.34	NUM
fbem-5275	81	37	)	)	PUNCT
fbem-5275	81	38	1.434	1.434	NUM
fbem-5275	81	39	*	*	PUNCT
fbem-5275	81	40	*	*	PUNCT
fbem-5275	81	41	*	*	PUNCT
fbem-5275	81	42	(	(	PUNCT
fbem-5275	81	43	3.92	3.92	NUM
fbem-5275	81	44	)	)	PUNCT
fbem-5275	81	45	regional	regional	ADJ
fbem-5275	81	46	effect	effect	NOUN
fbem-5275	82	1	yes	yes	INTJ
fbem-5275	83	1	yes	yes	INTJ
fbem-5275	84	1	yes	yes	INTJ
fbem-5275	85	1	yes	yes	INTJ
fbem-5275	85	2	time	time	NOUN
fbem-5275	85	3	effect	effect	NOUN
fbem-5275	86	1	yes	yes	INTJ
fbem-5275	86	2	yes	yes	INTJ
fbem-5275	87	1	yes	yes	INTJ
fbem-5275	88	1	yes	yes	INTJ
fbem-5275	88	2	n	n	ADV
fbem-5275	88	3	310	310	NUM
fbem-5275	88	4	310	310	NUM
fbem-5275	88	5	310	310	NUM
fbem-5275	88	6	310	310	NUM
fbem-5275	88	7	adjust	adjust	VERB
fbem-5275	88	8	𝑅	𝑅	PROPN
fbem-5275	88	9	0.613	0.613	NUM
fbem-5275	88	10	0.735	0.735	NUM
fbem-5275	88	11	0.877	0.877	NUM
fbem-5275	88	12	0.926	0.926	NUM
fbem-5275	88	13	standarderrors	standarderror	NOUN
fbem-5275	88	14	in	in	ADP
fbem-5275	88	15	parentheses	parenthesis	NOUN
fbem-5275	88	16	;	;	PUNCT
fbem-5275	88	17	*	*	PUNCT
fbem-5275	88	18	means	mean	VERB
fbem-5275	88	19	p<0.1	p<0.1	PROPN
fbem-5275	88	20	,	,	PUNCT
fbem-5275	88	21	*	*	PUNCT
fbem-5275	88	22	*	*	NOUN
fbem-5275	88	23	means	mean	VERB
fbem-5275	88	24	p<0.05	p<0.05	PROPN
fbem-5275	88	25	,	,	PUNCT
fbem-5275	88	26	*	*	PUNCT
fbem-5275	88	27	*	*	PUNCT
fbem-5275	88	28	*	*	PUNCT
fbem-5275	88	29	means	mean	VERB
fbem-5275	88	30	p<0.01	p<0.01	PROPN
fbem-5275	88	31	as	as	SCONJ
fbem-5275	88	32	can	can	AUX
fbem-5275	88	33	be	be	AUX
fbem-5275	88	34	seen	see	VERB
fbem-5275	88	35	from	from	ADP
fbem-5275	88	36	the	the	DET
fbem-5275	88	37	table	table	NOUN
fbem-5275	88	38	3	3	NUM
fbem-5275	88	39	,	,	PUNCT
fbem-5275	88	40	column	column	NOUN
fbem-5275	88	41	(	(	PUNCT
fbem-5275	88	42	1	1	NUM
fbem-5275	88	43	)	)	PUNCT
fbem-5275	88	44	and	and	CCONJ
fbem-5275	88	45	column	column	NOUN
fbem-5275	88	46	(	(	PUNCT
fbem-5275	88	47	2	2	NUM
fbem-5275	88	48	)	)	PUNCT
fbem-5275	88	49	on	on	ADP
fbem-5275	88	50	table	table	NOUN
fbem-5275	88	51	3	3	NUM
fbem-5275	88	52	are	be	AUX
fbem-5275	88	53	the	the	DET
fbem-5275	88	54	regression	regression	NOUN
fbem-5275	88	55	results	result	NOUN
fbem-5275	88	56	of	of	ADP
fbem-5275	88	57	benchmark	benchmark	NOUN
fbem-5275	88	58	model	model	NOUN
fbem-5275	88	59	ⅰ.	ⅰ.	PART
fbem-5275	88	60	column	column	NOUN
fbem-5275	88	61	(	(	PUNCT
fbem-5275	88	62	1	1	X
fbem-5275	88	63	)	)	PUNCT
fbem-5275	88	64	does	do	AUX
fbem-5275	88	65	not	not	PART
fbem-5275	88	66	consider	consider	VERB
fbem-5275	88	67	the	the	DET
fbem-5275	88	68	control	control	NOUN
fbem-5275	88	69	variable	variable	NOUN
fbem-5275	88	70	while	while	SCONJ
fbem-5275	88	71	column	column	NOUN
fbem-5275	88	72	(	(	PUNCT
fbem-5275	88	73	2	2	X
fbem-5275	88	74	)	)	PUNCT
fbem-5275	88	75	considers	consider	VERB
fbem-5275	88	76	the	the	DET
fbem-5275	88	77	control	control	NOUN
fbem-5275	88	78	variable	variable	NOUN
fbem-5275	88	79	.	.	PUNCT
fbem-5275	89	1	the	the	DET
fbem-5275	89	2	regression	regression	NOUN
fbem-5275	89	3	results	result	NOUN
fbem-5275	89	4	show	show	VERB
fbem-5275	89	5	that	that	SCONJ
fbem-5275	89	6	the	the	DET
fbem-5275	89	7	estimated	estimate	VERB
fbem-5275	89	8	coefficient	coefficient	NOUN
fbem-5275	89	9	of	of	ADP
fbem-5275	89	10	core	core	ADJ
fbem-5275	89	11	explanatory	explanatory	ADJ
fbem-5275	89	12	variable	variable	NOUN
fbem-5275	89	13	,	,	PUNCT
fbem-5275	89	14	digital	digital	ADJ
fbem-5275	89	15	inclusive	inclusive	ADJ
fbem-5275	89	16	finance	finance	NOUN
fbem-5275	89	17	index	index	NOUN
fbem-5275	89	18	,	,	PUNCT
fbem-5275	89	19	is	be	AUX
fbem-5275	89	20	significantly	significantly	ADV
fbem-5275	89	21	negative	negative	ADJ
fbem-5275	89	22	,	,	PUNCT
fbem-5275	89	23	indicating	indicate	VERB
fbem-5275	89	24	that	that	SCONJ
fbem-5275	89	25	,	,	PUNCT
fbem-5275	89	26	on	on	ADP
fbem-5275	89	27	the	the	DET
fbem-5275	89	28	whole	whole	NOUN
fbem-5275	89	29	,	,	PUNCT
fbem-5275	89	30	the	the	DET
fbem-5275	89	31	development	development	NOUN
fbem-5275	89	32	of	of	ADP
fbem-5275	89	33	digital	digital	ADJ
fbem-5275	89	34	inclusive	inclusive	ADJ
fbem-5275	89	35	finance	finance	NOUN
fbem-5275	89	36	can	can	AUX
fbem-5275	89	37	reduce	reduce	VERB
fbem-5275	89	38	china	china	PROPN
fbem-5275	89	39	's	's	PART
fbem-5275	89	40	multidimensional	multidimensional	ADJ
fbem-5275	89	41	poverty	poverty	NOUN
fbem-5275	89	42	.	.	PUNCT
fbem-5275	90	1	column	column	NOUN
fbem-5275	90	2	(	(	PUNCT
fbem-5275	90	3	3	3	NUM
fbem-5275	90	4	)	)	PUNCT
fbem-5275	90	5	and	and	CCONJ
fbem-5275	90	6	column	column	NOUN
fbem-5275	90	7	(	(	PUNCT
fbem-5275	90	8	4	4	NUM
fbem-5275	90	9	)	)	PUNCT
fbem-5275	90	10	on	on	ADP
fbem-5275	90	11	table	table	NOUN
fbem-5275	90	12	3	3	NUM
fbem-5275	90	13	are	be	AUX
fbem-5275	90	14	the	the	DET
fbem-5275	90	15	regression	regression	NOUN
fbem-5275	90	16	results	result	NOUN
fbem-5275	90	17	of	of	ADP
fbem-5275	90	18	improved	improved	ADJ
fbem-5275	90	19	model	model	NOUN
fbem-5275	90	20	ⅱ.	ⅱ.	PROPN
fbem-5275	90	21	column	column	NOUN
fbem-5275	90	22	(	(	PUNCT
fbem-5275	90	23	3	3	X
fbem-5275	90	24	)	)	PUNCT
fbem-5275	90	25	does	do	AUX
fbem-5275	90	26	not	not	PART
fbem-5275	90	27	consider	consider	VERB
fbem-5275	90	28	the	the	DET
fbem-5275	90	29	control	control	NOUN
fbem-5275	90	30	variable	variable	NOUN
fbem-5275	90	31	while	while	SCONJ
fbem-5275	90	32	column	column	NOUN
fbem-5275	90	33	(	(	PUNCT
fbem-5275	90	34	4	4	X
fbem-5275	90	35	)	)	PUNCT
fbem-5275	90	36	considers	consider	VERB
fbem-5275	90	37	the	the	DET
fbem-5275	90	38	control	control	NOUN
fbem-5275	90	39	variable	variable	NOUN
fbem-5275	90	40	.	.	PUNCT
fbem-5275	91	1	the	the	DET
fbem-5275	91	2	regression	regression	NOUN
fbem-5275	91	3	results	result	NOUN
fbem-5275	91	4	show	show	VERB
fbem-5275	91	5	that	that	SCONJ
fbem-5275	91	6	the	the	DET
fbem-5275	91	7	estimated	estimate	VERB
fbem-5275	91	8	coefficient	coefficient	NOUN
fbem-5275	91	9	of	of	ADP
fbem-5275	91	10	core	core	ADJ
fbem-5275	91	11	explanatory	explanatory	ADJ
fbem-5275	91	12	variable	variable	ADJ
fbem-5275	91	13	𝛽	𝛽	PROPN
fbem-5275	91	14	is	be	AUX
fbem-5275	91	15	significantly	significantly	ADV
fbem-5275	91	16	positive	positive	ADJ
fbem-5275	91	17	and	and	CCONJ
fbem-5275	91	18	the	the	DET
fbem-5275	91	19	quadratic	quadratic	ADJ
fbem-5275	91	20	coefficient	coefficient	NOUN
fbem-5275	91	21	𝛽	𝛽	NOUN
fbem-5275	91	22	is	be	AUX
fbem-5275	91	23	significantly	significantly	ADV
fbem-5275	91	24	negative	negative	ADJ
fbem-5275	91	25	,	,	PUNCT
fbem-5275	91	26	which	which	PRON
fbem-5275	91	27	indicates	indicate	VERB
fbem-5275	91	28	that	that	SCONJ
fbem-5275	91	29	the	the	DET
fbem-5275	91	30	development	development	NOUN
fbem-5275	91	31	of	of	ADP
fbem-5275	91	32	digital	digital	ADJ
fbem-5275	91	33	inclusive	inclusive	ADJ
fbem-5275	91	34	finance	finance	NOUN
fbem-5275	91	35	will	will	AUX
fbem-5275	91	36	aggravate	aggravate	VERB
fbem-5275	91	37	the	the	DET
fbem-5275	91	38	degree	degree	NOUN
fbem-5275	91	39	of	of	ADP
fbem-5275	91	40	multidimensional	multidimensional	ADJ
fbem-5275	91	41	poverty	poverty	NOUN
fbem-5275	91	42	in	in	ADP
fbem-5275	91	43	the	the	DET
fbem-5275	91	44	short	short	ADJ
fbem-5275	91	45	term	term	NOUN
fbem-5275	91	46	,	,	PUNCT
fbem-5275	91	47	and	and	CCONJ
fbem-5275	91	48	in	in	ADP
fbem-5275	91	49	the	the	DET
fbem-5275	91	50	long	long	ADJ
fbem-5275	91	51	term	term	NOUN
fbem-5275	91	52	,	,	PUNCT
fbem-5275	91	53	digital	digital	ADJ
fbem-5275	91	54	inclusive	inclusive	ADJ
fbem-5275	91	55	finance	finance	NOUN
fbem-5275	91	56	will	will	AUX
fbem-5275	91	57	significantly	significantly	ADV
fbem-5275	91	58	reduce	reduce	VERB
fbem-5275	91	59	the	the	DET
fbem-5275	91	60	45	45	NUM
fbem-5275	91	61	degree	degree	NOUN
fbem-5275	91	62	of	of	ADP
fbem-5275	91	63	multidimensional	multidimensional	ADJ
fbem-5275	91	64	poverty	poverty	NOUN
fbem-5275	91	65	,	,	PUNCT
fbem-5275	91	66	which	which	PRON
fbem-5275	91	67	belongs	belong	VERB
fbem-5275	91	68	to	to	ADP
fbem-5275	91	69	the	the	DET
fbem-5275	91	70	inverted	inverted	ADJ
fbem-5275	91	71	"	"	PUNCT
fbem-5275	91	72	u	u	NOUN
fbem-5275	91	73	"	"	PUNCT
fbem-5275	91	74	relationship	relationship	NOUN
fbem-5275	91	75	in	in	ADP
fbem-5275	91	76	the	the	DET
fbem-5275	91	77	nonlinear	nonlinear	ADJ
fbem-5275	91	78	relationship	relationship	NOUN
fbem-5275	91	79	.	.	PUNCT
fbem-5275	92	1	according	accord	VERB
fbem-5275	92	2	to	to	ADP
fbem-5275	92	3	the	the	DET
fbem-5275	92	4	results	result	NOUN
fbem-5275	92	5	of	of	ADP
fbem-5275	92	6	adjust	adjust	VERB
fbem-5275	92	7	decision	decision	NOUN
fbem-5275	92	8	coefficient	coefficient	NOUN
fbem-5275	92	9	𝑅	𝑅	PROPN
fbem-5275	92	10	,	,	PUNCT
fbem-5275	92	11	the	the	DET
fbem-5275	92	12	decision	decision	NOUN
fbem-5275	92	13	coefficient	coefficient	NOUN
fbem-5275	92	14	of	of	ADP
fbem-5275	92	15	model	model	NOUN
fbem-5275	92	16	ⅱ	ⅱ	PROPN
fbem-5275	92	17	is	be	AUX
fbem-5275	92	18	significantly	significantly	ADV
fbem-5275	92	19	greater	great	ADJ
fbem-5275	92	20	than	than	ADP
fbem-5275	92	21	that	that	PRON
fbem-5275	92	22	of	of	ADP
fbem-5275	92	23	model	model	NOUN
fbem-5275	92	24	ⅰ	ⅰ	PROPN
fbem-5275	92	25	,	,	PUNCT
fbem-5275	92	26	which	which	PRON
fbem-5275	92	27	shows	show	VERB
fbem-5275	92	28	that	that	SCONJ
fbem-5275	92	29	model	model	NOUN
fbem-5275	92	30	ⅱ	ⅱ	PROPN
fbem-5275	92	31	is	be	AUX
fbem-5275	92	32	significantly	significantly	ADV
fbem-5275	92	33	better	well	ADJ
fbem-5275	92	34	than	than	ADP
fbem-5275	92	35	model	model	NOUN
fbem-5275	92	36	ⅰ	ⅰ	PROPN
fbem-5275	92	37	in	in	ADP
fbem-5275	92	38	fitting	fit	VERB
fbem-5275	92	39	the	the	DET
fbem-5275	92	40	relationship	relationship	NOUN
fbem-5275	92	41	between	between	ADP
fbem-5275	92	42	the	the	DET
fbem-5275	92	43	index	index	NOUN
fbem-5275	92	44	of	of	ADP
fbem-5275	92	45	digital	digital	ADJ
fbem-5275	92	46	inclusive	inclusive	ADJ
fbem-5275	92	47	finance	finance	NOUN
fbem-5275	92	48	and	and	CCONJ
fbem-5275	92	49	multidimensional	multidimensional	ADJ
fbem-5275	92	50	poverty	poverty	NOUN
fbem-5275	92	51	.	.	PUNCT
fbem-5275	93	1	it	it	PRON
fbem-5275	93	2	is	be	AUX
fbem-5275	93	3	more	more	ADV
fbem-5275	93	4	appropriate	appropriate	ADJ
fbem-5275	93	5	to	to	PART
fbem-5275	93	6	describe	describe	VERB
fbem-5275	93	7	the	the	DET
fbem-5275	93	8	impact	impact	NOUN
fbem-5275	93	9	of	of	ADP
fbem-5275	93	10	digital	digital	ADJ
fbem-5275	93	11	inclusive	inclusive	ADJ
fbem-5275	93	12	finance	finance	NOUN
fbem-5275	93	13	on	on	ADP
fbem-5275	93	14	multidimensional	multidimensional	ADJ
fbem-5275	93	15	poverty	poverty	NOUN
fbem-5275	93	16	with	with	ADP
fbem-5275	93	17	nonlinear	nonlinear	ADJ
fbem-5275	93	18	effects	effect	NOUN
fbem-5275	93	19	.	.	PUNCT
fbem-5275	94	1	according	accord	VERB
fbem-5275	94	2	to	to	ADP
fbem-5275	94	3	actual	actual	ADJ
fbem-5275	94	4	situation	situation	NOUN
fbem-5275	94	5	,	,	PUNCT
fbem-5275	94	6	in	in	ADP
fbem-5275	94	7	the	the	DET
fbem-5275	94	8	early	early	ADJ
fbem-5275	94	9	stage	stage	NOUN
fbem-5275	94	10	of	of	ADP
fbem-5275	94	11	the	the	DET
fbem-5275	94	12	development	development	NOUN
fbem-5275	94	13	of	of	ADP
fbem-5275	94	14	digital	digital	ADJ
fbem-5275	94	15	inclusive	inclusive	ADJ
fbem-5275	94	16	finance	finance	NOUN
fbem-5275	94	17	,	,	PUNCT
fbem-5275	94	18	the	the	DET
fbem-5275	94	19	contacts	contact	NOUN
fbem-5275	94	20	are	be	AUX
fbem-5275	94	21	mainly	mainly	ADV
fbem-5275	94	22	the	the	DET
fbem-5275	94	23	elites	elite	NOUN
fbem-5275	94	24	of	of	ADP
fbem-5275	94	25	developed	develop	VERB
fbem-5275	94	26	cities	city	NOUN
fbem-5275	94	27	.	.	PUNCT
fbem-5275	95	1	they	they	PRON
fbem-5275	95	2	gain	gain	VERB
fbem-5275	95	3	greater	great	ADJ
fbem-5275	95	4	benefits	benefit	NOUN
fbem-5275	95	5	by	by	ADP
fbem-5275	95	6	virtue	virtue	NOUN
fbem-5275	95	7	of	of	ADP
fbem-5275	95	8	digital	digital	ADJ
fbem-5275	95	9	inclusive	inclusive	ADJ
fbem-5275	95	10	finance	finance	NOUN
fbem-5275	95	11	,	,	PUNCT
fbem-5275	95	12	thus	thus	ADV
fbem-5275	95	13	widening	widen	VERB
fbem-5275	95	14	the	the	DET
fbem-5275	95	15	gap	gap	NOUN
fbem-5275	95	16	between	between	ADP
fbem-5275	95	17	rich	rich	ADJ
fbem-5275	95	18	and	and	CCONJ
fbem-5275	95	19	poor	poor	ADJ
fbem-5275	95	20	,	,	PUNCT
fbem-5275	95	21	and	and	CCONJ
fbem-5275	95	22	thus	thus	ADV
fbem-5275	95	23	making	make	VERB
fbem-5275	95	24	the	the	DET
fbem-5275	95	25	poverty	poverty	NOUN
fbem-5275	95	26	reduction	reduction	NOUN
fbem-5275	95	27	effect	effect	NOUN
fbem-5275	95	28	of	of	ADP
fbem-5275	95	29	digital	digital	ADJ
fbem-5275	95	30	inclusive	inclusive	ADJ
fbem-5275	95	31	finance	finance	NOUN
fbem-5275	95	32	not	not	PART
fbem-5275	95	33	ideal	ideal	ADJ
fbem-5275	95	34	.	.	PUNCT
fbem-5275	96	1	in	in	ADP
fbem-5275	96	2	the	the	DET
fbem-5275	96	3	long	long	ADJ
fbem-5275	96	4	run	run	NOUN
fbem-5275	96	5	,	,	PUNCT
fbem-5275	96	6	digital	digital	ADJ
fbem-5275	96	7	inclusive	inclusive	ADJ
fbem-5275	96	8	finance	finance	NOUN
fbem-5275	96	9	may	may	AUX
fbem-5275	96	10	have	have	VERB
fbem-5275	96	11	a	a	DET
fbem-5275	96	12	positive	positive	ADJ
fbem-5275	96	13	impact	impact	NOUN
fbem-5275	96	14	on	on	ADP
fbem-5275	96	15	multi	multi	ADJ
fbem-5275	96	16	-	-	ADJ
fbem-5275	96	17	dimensional	dimensional	ADJ
fbem-5275	96	18	poverty	poverty	NOUN
fbem-5275	96	19	alleviation	alleviation	NOUN
fbem-5275	96	20	by	by	ADP
fbem-5275	96	21	reducing	reduce	VERB
fbem-5275	96	22	the	the	DET
fbem-5275	96	23	supply	supply	NOUN
fbem-5275	96	24	and	and	CCONJ
fbem-5275	96	25	use	use	VERB
fbem-5275	96	26	costs	cost	NOUN
fbem-5275	96	27	of	of	ADP
fbem-5275	96	28	financial	financial	ADJ
fbem-5275	96	29	services	service	NOUN
fbem-5275	96	30	.	.	PUNCT
fbem-5275	97	1	for	for	ADP
fbem-5275	97	2	example	example	NOUN
fbem-5275	97	3	,	,	PUNCT
fbem-5275	97	4	mechanisms	mechanism	NOUN
fbem-5275	97	5	or	or	CCONJ
fbem-5275	97	6	approaches	approach	NOUN
fbem-5275	97	7	such	such	ADJ
fbem-5275	97	8	as	as	ADP
fbem-5275	97	9	improving	improve	VERB
fbem-5275	97	10	the	the	DET
fbem-5275	97	11	availability	availability	NOUN
fbem-5275	97	12	of	of	ADP
fbem-5275	97	13	credit	credit	NOUN
fbem-5275	97	14	and	and	CCONJ
fbem-5275	97	15	expanding	expand	VERB
fbem-5275	97	16	the	the	DET
fbem-5275	97	17	coverage	coverage	NOUN
fbem-5275	97	18	of	of	ADP
fbem-5275	97	19	insurance	insurance	NOUN
fbem-5275	97	20	will	will	AUX
fbem-5275	97	21	have	have	VERB
fbem-5275	97	22	a	a	DET
fbem-5275	97	23	positive	positive	ADJ
fbem-5275	97	24	effect	effect	NOUN
fbem-5275	97	25	on	on	ADP
fbem-5275	97	26	multidimensional	multidimensional	ADJ
fbem-5275	97	27	poverty	poverty	NOUN
fbem-5275	97	28	alleviation	alleviation	NOUN
fbem-5275	97	29	.	.	PUNCT
fbem-5275	98	1	for	for	ADP
fbem-5275	98	2	the	the	DET
fbem-5275	98	3	control	control	NOUN
fbem-5275	98	4	variable	variable	NOUN
fbem-5275	98	5	,	,	PUNCT
fbem-5275	98	6	the	the	DET
fbem-5275	98	7	coefficient	coefficient	NOUN
fbem-5275	98	8	of	of	ADP
fbem-5275	98	9	economic	economic	ADJ
fbem-5275	98	10	development	development	NOUN
fbem-5275	98	11	level	level	NOUN
fbem-5275	98	12	and	and	CCONJ
fbem-5275	98	13	urbanization	urbanization	NOUN
fbem-5275	98	14	level	level	NOUN
fbem-5275	98	15	is	be	AUX
fbem-5275	98	16	significantly	significantly	ADV
fbem-5275	98	17	negative	negative	ADJ
fbem-5275	98	18	,	,	PUNCT
fbem-5275	98	19	indicating	indicate	VERB
fbem-5275	98	20	that	that	SCONJ
fbem-5275	98	21	economic	economic	ADJ
fbem-5275	98	22	development	development	NOUN
fbem-5275	98	23	itself	itself	PRON
fbem-5275	98	24	drives	drive	VERB
fbem-5275	98	25	investment	investment	NOUN
fbem-5275	98	26	and	and	CCONJ
fbem-5275	98	27	employment	employment	NOUN
fbem-5275	98	28	of	of	ADP
fbem-5275	98	29	some	some	DET
fbem-5275	98	30	people	people	NOUN
fbem-5275	98	31	,	,	PUNCT
fbem-5275	98	32	thus	thus	ADV
fbem-5275	98	33	reducing	reduce	VERB
fbem-5275	98	34	the	the	DET
fbem-5275	98	35	multidimensional	multidimensional	ADJ
fbem-5275	98	36	poverty	poverty	NOUN
fbem-5275	98	37	level	level	NOUN
fbem-5275	98	38	.	.	PUNCT
fbem-5275	99	1	the	the	DET
fbem-5275	99	2	rising	rise	VERB
fbem-5275	99	3	level	level	NOUN
fbem-5275	99	4	of	of	ADP
fbem-5275	99	5	urbanization	urbanization	NOUN
fbem-5275	99	6	can	can	AUX
fbem-5275	99	7	effectively	effectively	ADV
fbem-5275	99	8	improve	improve	VERB
fbem-5275	99	9	the	the	DET
fbem-5275	99	10	efficiency	efficiency	NOUN
fbem-5275	99	11	of	of	ADP
fbem-5275	99	12	resource	resource	NOUN
fbem-5275	99	13	exchange	exchange	NOUN
fbem-5275	99	14	,	,	PUNCT
fbem-5275	99	15	and	and	CCONJ
fbem-5275	99	16	at	at	ADP
fbem-5275	99	17	the	the	DET
fbem-5275	99	18	same	same	ADJ
fbem-5275	99	19	time	time	NOUN
fbem-5275	99	20	,	,	PUNCT
fbem-5275	99	21	it	it	PRON
fbem-5275	99	22	can	can	AUX
fbem-5275	99	23	gather	gather	VERB
fbem-5275	99	24	scattered	scatter	VERB
fbem-5275	99	25	industries	industry	NOUN
fbem-5275	99	26	to	to	PART
fbem-5275	99	27	attract	attract	VERB
fbem-5275	99	28	more	more	ADJ
fbem-5275	99	29	people	people	NOUN
fbem-5275	99	30	and	and	CCONJ
fbem-5275	99	31	investment	investment	NOUN
fbem-5275	99	32	to	to	PART
fbem-5275	99	33	participate	participate	VERB
fbem-5275	99	34	in	in	ADP
fbem-5275	99	35	the	the	DET
fbem-5275	99	36	urbanization	urbanization	NOUN
fbem-5275	99	37	construction	construction	NOUN
fbem-5275	99	38	.	.	PUNCT
fbem-5275	100	1	in	in	ADP
fbem-5275	100	2	this	this	DET
fbem-5275	100	3	process	process	NOUN
fbem-5275	100	4	,	,	PUNCT
fbem-5275	100	5	a	a	DET
fbem-5275	100	6	large	large	ADJ
fbem-5275	100	7	number	number	NOUN
fbem-5275	100	8	of	of	ADP
fbem-5275	100	9	middle	middle	ADJ
fbem-5275	100	10	and	and	CCONJ
fbem-5275	100	11	low	low	ADJ
fbem-5275	100	12	-	-	PUNCT
fbem-5275	100	13	end	end	NOUN
fbem-5275	100	14	jobs	job	NOUN
fbem-5275	100	15	can	can	AUX
fbem-5275	100	16	be	be	AUX
fbem-5275	100	17	generated	generate	VERB
fbem-5275	100	18	to	to	PART
fbem-5275	100	19	solve	solve	VERB
fbem-5275	100	20	the	the	DET
fbem-5275	100	21	employment	employment	NOUN
fbem-5275	100	22	problem	problem	NOUN
fbem-5275	100	23	of	of	ADP
fbem-5275	100	24	the	the	DET
fbem-5275	100	25	poor	poor	ADJ
fbem-5275	100	26	,	,	PUNCT
fbem-5275	100	27	while	while	SCONJ
fbem-5275	100	28	the	the	DET
fbem-5275	100	29	supporting	support	VERB
fbem-5275	100	30	construction	construction	NOUN
fbem-5275	100	31	of	of	ADP
fbem-5275	100	32	the	the	DET
fbem-5275	100	33	government	government	NOUN
fbem-5275	100	34	can	can	AUX
fbem-5275	100	35	alleviate	alleviate	VERB
fbem-5275	100	36	the	the	DET
fbem-5275	100	37	poverty	poverty	NOUN
fbem-5275	100	38	in	in	ADP
fbem-5275	100	39	education	education	NOUN
fbem-5275	100	40	and	and	CCONJ
fbem-5275	100	41	medical	medical	ADJ
fbem-5275	100	42	care	care	NOUN
fbem-5275	100	43	.	.	PUNCT
fbem-5275	101	1	the	the	DET
fbem-5275	101	2	level	level	NOUN
fbem-5275	101	3	of	of	ADP
fbem-5275	101	4	government	government	NOUN
fbem-5275	101	5	intervention	intervention	NOUN
fbem-5275	101	6	and	and	CCONJ
fbem-5275	101	7	marketization	marketization	NOUN
fbem-5275	101	8	is	be	AUX
fbem-5275	101	9	not	not	PART
fbem-5275	101	10	significant	significant	ADJ
fbem-5275	101	11	.	.	PUNCT
fbem-5275	102	1	the	the	DET
fbem-5275	102	2	possible	possible	ADJ
fbem-5275	102	3	reason	reason	NOUN
fbem-5275	102	4	is	be	AUX
fbem-5275	102	5	that	that	SCONJ
fbem-5275	102	6	the	the	DET
fbem-5275	102	7	government	government	NOUN
fbem-5275	102	8	financial	financial	ADJ
fbem-5275	102	9	expenditure	expenditure	NOUN
fbem-5275	102	10	is	be	AUX
fbem-5275	102	11	the	the	DET
fbem-5275	102	12	sum	sum	NOUN
fbem-5275	102	13	of	of	ADP
fbem-5275	102	14	all	all	DET
fbem-5275	102	15	aspects	aspect	NOUN
fbem-5275	102	16	of	of	ADP
fbem-5275	102	17	expenditure	expenditure	NOUN
fbem-5275	102	18	and	and	CCONJ
fbem-5275	102	19	will	will	AUX
fbem-5275	102	20	not	not	PART
fbem-5275	102	21	all	all	ADV
fbem-5275	102	22	have	have	VERB
fbem-5275	102	23	a	a	DET
fbem-5275	102	24	direct	direct	ADJ
fbem-5275	102	25	impact	impact	NOUN
fbem-5275	102	26	on	on	ADP
fbem-5275	102	27	poverty	poverty	NOUN
fbem-5275	102	28	reduction	reduction	NOUN
fbem-5275	102	29	.	.	PUNCT
fbem-5275	103	1	the	the	DET
fbem-5275	103	2	level	level	NOUN
fbem-5275	103	3	of	of	ADP
fbem-5275	103	4	marketization	marketization	NOUN
fbem-5275	103	5	is	be	AUX
fbem-5275	103	6	evaluated	evaluate	VERB
fbem-5275	103	7	from	from	ADP
fbem-5275	103	8	the	the	DET
fbem-5275	103	9	relationship	relationship	NOUN
fbem-5275	103	10	between	between	ADP
fbem-5275	103	11	the	the	DET
fbem-5275	103	12	government	government	NOUN
fbem-5275	103	13	and	and	CCONJ
fbem-5275	103	14	the	the	DET
fbem-5275	103	15	market	market	NOUN
fbem-5275	103	16	and	and	CCONJ
fbem-5275	103	17	the	the	DET
fbem-5275	103	18	development	development	NOUN
fbem-5275	103	19	degree	degree	NOUN
fbem-5275	103	20	of	of	ADP
fbem-5275	103	21	the	the	DET
fbem-5275	103	22	factor	factor	NOUN
fbem-5275	103	23	market	market	NOUN
fbem-5275	103	24	.	.	PUNCT
fbem-5275	104	1	these	these	DET
fbem-5275	104	2	indicators	indicator	NOUN
fbem-5275	104	3	focus	focus	VERB
fbem-5275	104	4	on	on	ADP
fbem-5275	104	5	the	the	DET
fbem-5275	104	6	establishment	establishment	NOUN
fbem-5275	104	7	of	of	ADP
fbem-5275	104	8	the	the	DET
fbem-5275	104	9	market	market	NOUN
fbem-5275	104	10	system	system	NOUN
fbem-5275	104	11	and	and	CCONJ
fbem-5275	104	12	have	have	VERB
fbem-5275	104	13	little	little	ADJ
fbem-5275	104	14	impact	impact	NOUN
fbem-5275	104	15	on	on	ADP
fbem-5275	104	16	the	the	DET
fbem-5275	104	17	vast	vast	ADJ
fbem-5275	104	18	rural	rural	ADJ
fbem-5275	104	19	poor	poor	ADJ
fbem-5275	104	20	in	in	ADP
fbem-5275	104	21	the	the	DET
fbem-5275	104	22	urban	urban	ADJ
fbem-5275	104	23	-	-	PUNCT
fbem-5275	104	24	rural	rural	ADJ
fbem-5275	104	25	dual	dual	ADJ
fbem-5275	104	26	economic	economic	ADJ
fbem-5275	104	27	system	system	NOUN
fbem-5275	104	28	.	.	PUNCT
fbem-5275	105	1	5	5	X
fbem-5275	105	2	.	.	X
fbem-5275	105	3	conclusion	conclusion	NOUN
fbem-5275	105	4	this	this	DET
fbem-5275	105	5	paper	paper	NOUN
fbem-5275	105	6	discusses	discuss	VERB
fbem-5275	105	7	the	the	DET
fbem-5275	105	8	mechanism	mechanism	NOUN
fbem-5275	105	9	of	of	ADP
fbem-5275	105	10	the	the	DET
fbem-5275	105	11	impact	impact	NOUN
fbem-5275	105	12	of	of	ADP
fbem-5275	105	13	digital	digital	ADJ
fbem-5275	105	14	inclusive	inclusive	ADJ
fbem-5275	105	15	finance	finance	NOUN
fbem-5275	105	16	on	on	ADP
fbem-5275	105	17	multi	multi	ADJ
fbem-5275	105	18	-	-	ADJ
fbem-5275	105	19	dimensional	dimensional	ADJ
fbem-5275	105	20	poverty	poverty	NOUN
fbem-5275	105	21	alleviation	alleviation	NOUN
fbem-5275	105	22	.	.	PUNCT
fbem-5275	106	1	collecting	collect	VERB
fbem-5275	106	2	relevant	relevant	ADJ
fbem-5275	106	3	data	datum	NOUN
fbem-5275	106	4	from	from	ADP
fbem-5275	106	5	31	31	NUM
fbem-5275	106	6	provinces	province	NOUN
fbem-5275	106	7	and	and	CCONJ
fbem-5275	106	8	regions	region	NOUN
fbem-5275	106	9	in	in	ADP
fbem-5275	106	10	china	china	PROPN
fbem-5275	106	11	from	from	ADP
fbem-5275	106	12	2011	2011	NUM
fbem-5275	106	13	to	to	ADP
fbem-5275	106	14	2020	2020	NUM
fbem-5275	106	15	,	,	PUNCT
fbem-5275	106	16	and	and	CCONJ
fbem-5275	106	17	using	use	VERB
fbem-5275	106	18	relevant	relevant	ADJ
fbem-5275	106	19	econometric	econometric	ADJ
fbem-5275	106	20	analysis	analysis	NOUN
fbem-5275	106	21	methods	method	NOUN
fbem-5275	106	22	to	to	PART
fbem-5275	106	23	conduct	conduct	VERB
fbem-5275	106	24	empirical	empirical	ADJ
fbem-5275	106	25	tests	test	NOUN
fbem-5275	106	26	on	on	ADP
fbem-5275	106	27	theoretical	theoretical	ADJ
fbem-5275	106	28	assumptions	assumption	NOUN
fbem-5275	106	29	.	.	PUNCT
fbem-5275	107	1	the	the	DET
fbem-5275	107	2	research	research	NOUN
fbem-5275	107	3	result	result	NOUN
fbem-5275	107	4	shows	show	VERB
fbem-5275	107	5	that	that	SCONJ
fbem-5275	107	6	in	in	ADP
fbem-5275	107	7	the	the	DET
fbem-5275	107	8	short	short	ADJ
fbem-5275	107	9	term	term	NOUN
fbem-5275	107	10	,	,	PUNCT
fbem-5275	107	11	due	due	ADP
fbem-5275	107	12	to	to	ADP
fbem-5275	107	13	the	the	DET
fbem-5275	107	14	existence	existence	NOUN
fbem-5275	107	15	of	of	ADP
fbem-5275	107	16	the	the	DET
fbem-5275	107	17	digital	digital	ADJ
fbem-5275	107	18	divide	divide	NOUN
fbem-5275	107	19	effect	effect	NOUN
fbem-5275	107	20	,	,	PUNCT
fbem-5275	107	21	the	the	DET
fbem-5275	107	22	development	development	NOUN
fbem-5275	107	23	of	of	ADP
fbem-5275	107	24	digital	digital	ADJ
fbem-5275	107	25	inclusive	inclusive	ADJ
fbem-5275	107	26	finance	finance	NOUN
fbem-5275	107	27	has	have	AUX
fbem-5275	107	28	deepened	deepen	VERB
fbem-5275	107	29	the	the	DET
fbem-5275	107	30	degree	degree	NOUN
fbem-5275	107	31	of	of	ADP
fbem-5275	107	32	multidimensional	multidimensional	ADJ
fbem-5275	107	33	poverty	poverty	NOUN
fbem-5275	107	34	.	.	PUNCT
fbem-5275	108	1	in	in	ADP
fbem-5275	108	2	the	the	DET
fbem-5275	108	3	long	long	ADJ
fbem-5275	108	4	run	run	NOUN
fbem-5275	108	5	,	,	PUNCT
fbem-5275	108	6	digital	digital	ADJ
fbem-5275	108	7	inclusive	inclusive	ADJ
fbem-5275	108	8	finance	finance	NOUN
fbem-5275	108	9	has	have	AUX
fbem-5275	108	10	played	play	VERB
fbem-5275	108	11	an	an	DET
fbem-5275	108	12	obvious	obvious	ADJ
fbem-5275	108	13	dividend	dividend	NOUN
fbem-5275	108	14	effect	effect	NOUN
fbem-5275	108	15	,	,	PUNCT
fbem-5275	108	16	promoting	promote	VERB
fbem-5275	108	17	the	the	DET
fbem-5275	108	18	process	process	NOUN
fbem-5275	108	19	of	of	ADP
fbem-5275	108	20	multidimensional	multidimensional	ADJ
fbem-5275	108	21	poverty	poverty	NOUN
fbem-5275	108	22	alleviation	alleviation	NOUN
fbem-5275	108	23	by	by	ADP
fbem-5275	108	24	reducing	reduce	VERB
fbem-5275	108	25	the	the	DET
fbem-5275	108	26	supply	supply	NOUN
fbem-5275	108	27	and	and	CCONJ
fbem-5275	108	28	use	use	VERB
fbem-5275	108	29	costs	cost	NOUN
fbem-5275	108	30	of	of	ADP
fbem-5275	108	31	financial	financial	ADJ
fbem-5275	108	32	services	service	NOUN
fbem-5275	108	33	.	.	PUNCT
fbem-5275	109	1	based	base	VERB
fbem-5275	109	2	on	on	ADP
fbem-5275	109	3	the	the	DET
fbem-5275	109	4	research	research	NOUN
fbem-5275	109	5	conclusions	conclusion	NOUN
fbem-5275	109	6	of	of	ADP
fbem-5275	109	7	this	this	DET
fbem-5275	109	8	paper	paper	NOUN
fbem-5275	109	9	,	,	PUNCT
fbem-5275	109	10	we	we	PRON
fbem-5275	109	11	can	can	AUX
fbem-5275	109	12	obtain	obtain	VERB
fbem-5275	109	13	the	the	DET
fbem-5275	109	14	corresponding	corresponding	ADJ
fbem-5275	109	15	policy	policy	NOUN
fbem-5275	109	16	implications	implication	NOUN
fbem-5275	109	17	as	as	SCONJ
fbem-5275	109	18	follows	follow	VERB
fbem-5275	109	19	:	:	PUNCT
fbem-5275	109	20	first	first	ADV
fbem-5275	109	21	,	,	PUNCT
fbem-5275	109	22	we	we	PRON
fbem-5275	109	23	should	should	AUX
fbem-5275	109	24	build	build	VERB
fbem-5275	109	25	and	and	CCONJ
fbem-5275	109	26	improve	improve	VERB
fbem-5275	109	27	the	the	DET
fbem-5275	109	28	digital	digital	ADJ
fbem-5275	109	29	inclusive	inclusive	ADJ
fbem-5275	109	30	financial	financial	ADJ
fbem-5275	109	31	ecosystem	ecosystem	NOUN
fbem-5275	109	32	.	.	PUNCT
fbem-5275	110	1	secondly	secondly	ADV
fbem-5275	110	2	,	,	PUNCT
fbem-5275	110	3	we	we	PRON
fbem-5275	110	4	should	should	AUX
fbem-5275	110	5	optimize	optimize	VERB
fbem-5275	110	6	the	the	DET
fbem-5275	110	7	credit	credit	NOUN
fbem-5275	110	8	mechanism	mechanism	NOUN
fbem-5275	110	9	from	from	ADP
fbem-5275	110	10	both	both	DET
fbem-5275	110	11	sides	side	NOUN
fbem-5275	110	12	of	of	ADP
fbem-5275	110	13	supply	supply	NOUN
fbem-5275	110	14	and	and	CCONJ
fbem-5275	110	15	demand	demand	NOUN
fbem-5275	110	16	,	,	PUNCT
fbem-5275	110	17	not	not	PART
fbem-5275	110	18	only	only	ADV
fbem-5275	110	19	to	to	PART
fbem-5275	110	20	appropriately	appropriately	ADV
fbem-5275	110	21	expand	expand	VERB
fbem-5275	110	22	the	the	DET
fbem-5275	110	23	credit	credit	NOUN
fbem-5275	110	24	supply	supply	NOUN
fbem-5275	110	25	,	,	PUNCT
fbem-5275	110	26	enrich	enrich	VERB
fbem-5275	110	27	credit	credit	NOUN
fbem-5275	110	28	products	product	NOUN
fbem-5275	110	29	,	,	PUNCT
fbem-5275	110	30	but	but	CCONJ
fbem-5275	110	31	also	also	ADV
fbem-5275	110	32	to	to	PART
fbem-5275	110	33	prevent	prevent	VERB
fbem-5275	110	34	excessive	excessive	ADJ
fbem-5275	110	35	lending	lending	NOUN
fbem-5275	110	36	.	.	PUNCT
fbem-5275	111	1	thirdly	thirdly	ADV
fbem-5275	111	2	,	,	PUNCT
fbem-5275	111	3	promote	promote	VERB
fbem-5275	111	4	the	the	DET
fbem-5275	111	5	development	development	NOUN
fbem-5275	111	6	of	of	ADP
fbem-5275	111	7	digital	digital	ADJ
fbem-5275	111	8	insurance	insurance	NOUN
fbem-5275	111	9	services	service	NOUN
fbem-5275	111	10	from	from	ADP
fbem-5275	111	11	both	both	DET
fbem-5275	111	12	sides	side	NOUN
fbem-5275	111	13	of	of	ADP
fbem-5275	111	14	supply	supply	NOUN
fbem-5275	111	15	and	and	CCONJ
fbem-5275	111	16	demand	demand	NOUN
fbem-5275	111	17	.	.	PUNCT
fbem-5275	112	1	finally	finally	ADV
fbem-5275	112	2	,	,	PUNCT
fbem-5275	112	3	we	we	PRON
fbem-5275	112	4	should	should	AUX
fbem-5275	112	5	pay	pay	VERB
fbem-5275	112	6	attention	attention	NOUN
fbem-5275	112	7	to	to	ADP
fbem-5275	112	8	the	the	DET
fbem-5275	112	9	regional	regional	ADJ
fbem-5275	112	10	differences	difference	NOUN
fbem-5275	112	11	of	of	ADP
fbem-5275	112	12	the	the	DET
fbem-5275	112	13	poverty	poverty	NOUN
fbem-5275	112	14	reduction	reduction	NOUN
fbem-5275	112	15	effect	effect	NOUN
fbem-5275	112	16	of	of	ADP
fbem-5275	112	17	digital	digital	ADJ
fbem-5275	112	18	inclusive	inclusive	ADJ
fbem-5275	112	19	finance	finance	NOUN
fbem-5275	112	20	and	and	CCONJ
fbem-5275	112	21	promote	promote	VERB
fbem-5275	112	22	the	the	DET
fbem-5275	112	23	implementation	implementation	NOUN
fbem-5275	112	24	of	of	ADP
fbem-5275	112	25	the	the	DET
fbem-5275	112	26	differentiation	differentiation	NOUN
fbem-5275	112	27	strategy	strategy	NOUN
fbem-5275	112	28	.	.	PUNCT
fbem-5275	113	1	references	reference	NOUN
fbem-5275	113	2	[	[	X
fbem-5275	113	3	1	1	NUM
fbem-5275	113	4	]	]	PUNCT
fbem-5275	113	5	easterly	easterly	NOUN
fbem-5275	113	6	.	.	PUNCT
fbem-5275	114	1	w.the	w.the	DET
fbem-5275	114	2	white	white	PROPN
fbem-5275	114	3	mans	mans	PROPN
fbem-5275	114	4	burden[m].new	burden[m].new	PROPN
fbem-5275	114	5	york	york	PROPN
fbem-5275	114	6	:	:	PUNCT
fbem-5275	114	7	penguin	penguin	NOUN
fbem-5275	114	8	press,2006	press,2006	NOUN
fbem-5275	114	9	.	.	PUNCT
fbem-5275	115	1	[	[	X
fbem-5275	115	2	2	2	NUM
fbem-5275	115	3	]	]	X
fbem-5275	115	4	sarma	sarma	PROPN
fbem-5275	115	5	m	m	PROPN
fbem-5275	115	6	,	,	PUNCT
fbem-5275	115	7	pais	pais	PROPN
fbem-5275	115	8	j.	j.	PROPN
fbem-5275	115	9	financial	financial	PROPN
fbem-5275	115	10	inclusion	inclusion	NOUN
fbem-5275	115	11	and	and	CCONJ
fbem-5275	115	12	development[j	development[j	PROPN
fbem-5275	115	13	]	]	PUNCT
fbem-5275	115	14	.	.	PUNCT
fbem-5275	115	15	journal	journal	PROPN
fbem-5275	115	16	of	of	ADP
fbem-5275	115	17	international	international	PROPN
fbem-5275	115	18	development	development	NOUN
fbem-5275	115	19	,	,	PUNCT
fbem-5275	115	20	2008	2008	NUM
fbem-5275	115	21	,	,	PUNCT
fbem-5275	115	22	23(5	23(5	NUM
fbem-5275	115	23	):	):	PUNCT
fbem-5275	115	24	613	613	NUM
fbem-5275	115	25	-	-	SYM
fbem-5275	115	26	628	628	NUM
fbem-5275	115	27	.	.	PUNCT
fbem-5275	116	1	[	[	X
fbem-5275	116	2	3	3	X
fbem-5275	116	3	]	]	PUNCT
fbem-5275	116	4	arestis	arestis	NOUN
fbem-5275	116	5	p	p	NOUN
fbem-5275	116	6	,	,	PUNCT
fbem-5275	116	7	caner	caner	NOUN
fbem-5275	116	8	a.	a.	NOUN
fbem-5275	116	9	financial	financial	ADJ
fbem-5275	116	10	liberalization	liberalization	NOUN
fbem-5275	116	11	and	and	CCONJ
fbem-5275	116	12	the	the	DET
fbem-5275	116	13	geography	geography	NOUN
fbem-5275	116	14	of	of	ADP
fbem-5275	116	15	poverty[j	poverty[j	NOUN
fbem-5275	116	16	]	]	PUNCT
fbem-5275	116	17	.	.	PUNCT
fbem-5275	117	1	cambridge	cambridge	PROPN
fbem-5275	117	2	journal	journal	PROPN
fbem-5275	117	3	of	of	ADP
fbem-5275	117	4	regions	region	NOUN
fbem-5275	117	5	,	,	PUNCT
fbem-5275	117	6	economy	economy	NOUN
fbem-5275	117	7	and	and	CCONJ
fbem-5275	117	8	society	society	NOUN
fbem-5275	117	9	,	,	PUNCT
fbem-5275	117	10	2009	2009	NUM
fbem-5275	117	11	,	,	PUNCT
fbem-5275	117	12	2(2	2(2	NUM
fbem-5275	117	13	):	):	PUNCT
fbem-5275	117	14	229	229	NUM
fbem-5275	117	15	-	-	SYM
fbem-5275	117	16	244	244	NUM
fbem-5275	117	17	.	.	PUNCT
fbem-5275	118	1	[	[	X
fbem-5275	118	2	4	4	X
fbem-5275	118	3	]	]	PUNCT
fbem-5275	118	4	claessens	claessen	VERB
fbem-5275	118	5	s	s	PART
fbem-5275	118	6	,	,	PUNCT
fbem-5275	118	7	feijen	feijen	PROPN
fbem-5275	118	8	e.	e.	PROPN
fbem-5275	118	9	financial	financial	PROPN
fbem-5275	118	10	sector	sector	NOUN
fbem-5275	118	11	development	development	NOUN
fbem-5275	118	12	and	and	CCONJ
fbem-5275	118	13	the	the	DET
fbem-5275	118	14	millennium	millennium	NOUN
fbem-5275	118	15	development	development	NOUN
fbem-5275	118	16	goals[m	goals[m	PROPN
fbem-5275	118	17	]	]	PUNCT
fbem-5275	118	18	.	.	PUNCT
fbem-5275	119	1	world	world	PROPN
fbem-5275	119	2	bank	bank	PROPN
fbem-5275	119	3	publications	publication	NOUN
fbem-5275	119	4	,	,	PUNCT
fbem-5275	119	5	2007	2007	NUM
fbem-5275	119	6	.	.	PUNCT
fbem-5275	120	1	[	[	X
fbem-5275	120	2	5	5	X
fbem-5275	120	3	]	]	X
fbem-5275	120	4	hasan	hasan	PROPN
fbem-5275	120	5	m	m	PROPN
fbem-5275	120	6	m	m	PROPN
fbem-5275	120	7	,	,	PUNCT
fbem-5275	120	8	yajuan	yajuan	PROPN
fbem-5275	120	9	l	l	PROPN
fbem-5275	120	10	,	,	PUNCT
fbem-5275	120	11	mahmud	mahmud	PROPN
fbem-5275	120	12	a.	a.	PROPN
fbem-5275	120	13	regional	regional	PROPN
fbem-5275	120	14	development	development	PROPN
fbem-5275	120	15	of	of	ADP
fbem-5275	120	16	china	china	PROPN
fbem-5275	120	17	’s	’s	PART
fbem-5275	120	18	inclusive	inclusive	ADJ
fbem-5275	120	19	finance	finance	NOUN
fbem-5275	120	20	through	through	ADP
fbem-5275	120	21	financial	financial	ADJ
fbem-5275	120	22	technology[j	technology[j	PROPN
fbem-5275	120	23	]	]	PUNCT
fbem-5275	120	24	.	.	PUNCT
fbem-5275	121	1	sage	sage	NOUN
fbem-5275	121	2	open	open	ADJ
fbem-5275	121	3	,	,	PUNCT
fbem-5275	121	4	2020	2020	NUM
fbem-5275	121	5	,	,	PUNCT
fbem-5275	121	6	10(1	10(1	NUM
fbem-5275	121	7	):	):	PUNCT
fbem-5275	121	8	2158244019901252	2158244019901252	NUM
fbem-5275	121	9	.	.	PUNCT
fbem-5275	122	1	[	[	X
fbem-5275	122	2	6	6	NUM
fbem-5275	122	3	]	]	SYM
fbem-5275	122	4	ozili	ozili	NOUN
fbem-5275	122	5	p	p	PROPN
fbem-5275	122	6	k.	k.	PROPN
fbem-5275	122	7	impact	impact	NOUN
fbem-5275	122	8	of	of	ADP
fbem-5275	122	9	digital	digital	ADJ
fbem-5275	122	10	finance	finance	NOUN
fbem-5275	122	11	on	on	ADP
fbem-5275	122	12	financial	financial	ADJ
fbem-5275	122	13	inclusion	inclusion	NOUN
fbem-5275	122	14	and	and	CCONJ
fbem-5275	122	15	stability[j	stability[j	NOUN
fbem-5275	122	16	]	]	PUNCT
fbem-5275	122	17	.	.	PUNCT
fbem-5275	123	1	borsa	borsa	PROPN
fbem-5275	123	2	istanbul	istanbul	PROPN
fbem-5275	123	3	review	review	PROPN
fbem-5275	123	4	,	,	PUNCT
fbem-5275	123	5	2018	2018	NUM
fbem-5275	123	6	,	,	PUNCT
fbem-5275	123	7	18(4	18(4	NUM
fbem-5275	123	8	):	):	PUNCT
fbem-5275	123	9	329	329	NUM
fbem-5275	123	10	-	-	SYM
fbem-5275	123	11	340	340	NUM
fbem-5275	123	12	.	.	PUNCT
fbem-5275	124	1	[	[	X
fbem-5275	124	2	7	7	X
fbem-5275	124	3	]	]	X
fbem-5275	124	4	sutherland	sutherland	PROPN
fbem-5275	124	5	w	w	PROPN
fbem-5275	124	6	,	,	PUNCT
fbem-5275	124	7	jarrahi	jarrahi	PROPN
fbem-5275	124	8	m	m	PROPN
fbem-5275	124	9	h.	h.	PROPN
fbem-5275	125	1	the	the	DET
fbem-5275	125	2	sharing	sharing	NOUN
fbem-5275	125	3	economy	economy	NOUN
fbem-5275	125	4	and	and	CCONJ
fbem-5275	125	5	digital	digital	ADJ
fbem-5275	125	6	platforms	platform	NOUN
fbem-5275	125	7	:	:	PUNCT
fbem-5275	125	8	a	a	DET
fbem-5275	125	9	review	review	NOUN
fbem-5275	125	10	and	and	CCONJ
fbem-5275	125	11	research	research	NOUN
fbem-5275	125	12	agenda[j	agenda[j	PROPN
fbem-5275	125	13	]	]	PUNCT
fbem-5275	125	14	.	.	PUNCT
fbem-5275	126	1	international	international	ADJ
fbem-5275	126	2	journal	journal	PROPN
fbem-5275	126	3	of	of	ADP
fbem-5275	126	4	information	information	NOUN
fbem-5275	126	5	management	management	NOUN
fbem-5275	126	6	,	,	PUNCT
fbem-5275	126	7	2018	2018	NUM
fbem-5275	126	8	,	,	PUNCT
fbem-5275	126	9	43	43	NUM
fbem-5275	126	10	:	:	PUNCT
fbem-5275	126	11	328	328	NUM
fbem-5275	126	12	-	-	SYM
fbem-5275	126	13	341	341	NUM
fbem-5275	126	14	.	.	PUNCT
fbem-5275	127	1	[	[	X
fbem-5275	127	2	8	8	NUM
fbem-5275	127	3	]	]	X
fbem-5275	127	4	song	song	NOUN
fbem-5275	127	5	x.empirical	x.empirical	ADJ
fbem-5275	127	6	analysis	analysis	NOUN
fbem-5275	127	7	of	of	ADP
fbem-5275	127	8	digital	digital	ADJ
fbem-5275	127	9	inclusive	inclusive	ADJ
fbem-5275	127	10	finance	finance	NOUN
fbem-5275	127	11	bridging	bridge	VERB
fbem-5275	127	12	the	the	DET
fbem-5275	127	13	urban	urban	ADJ
fbem-5275	127	14	-	-	PUNCT
fbem-5275	127	15	rural	rural	ADJ
fbem-5275	127	16	residents	resident	NOUN
fbem-5275	127	17	'	'	PART
fbem-5275	127	18	income	income	NOUN
fbem-5275	127	19	gap[j	gap[j	PROPN
fbem-5275	127	20	]	]	PUNCT
fbem-5275	127	21	.	.	PUNCT
fbem-5275	128	1	finance	finance	PROPN
fbem-5275	128	2	&	&	CCONJ
fbem-5275	128	3	economics	economic	NOUN
fbem-5275	128	4	,	,	PUNCT
fbem-5275	128	5	2021	2021	NUM
fbem-5275	128	6	,	,	PUNCT
fbem-5275	128	7	6(2):14	6(2):14	NUM
fbem-5275	128	8	-	-	SYM
fbem-5275	128	9	25	25	NUM
fbem-5275	128	10	.	.	PUNCT
fbem-5275	129	1	(	(	PUNCT
fbem-5275	129	2	in	in	ADP
fbem-5275	129	3	chinese	chinese	PROPN
fbem-5275	129	4	)	)	PUNCT
fbem-5275	130	1	[	[	X
fbem-5275	130	2	9	9	NUM
fbem-5275	130	3	]	]	SYM
fbem-5275	130	4	li	li	PROPN
fbem-5275	130	5	,	,	PUNCT
fbem-5275	130	6	m.	m.	NOUN
fbem-5275	130	7	;	;	PUNCT
fbem-5275	130	8	feng	feng	PROPN
fbem-5275	130	9	,	,	PUNCT
fbem-5275	130	10	s.	s.	PROPN
fbem-5275	130	11	;	;	PUNCT
fbem-5275	130	12	xie	xie	PROPN
fbem-5275	130	13	,	,	PUNCT
fbem-5275	130	14	x.	x.	NOUN
fbem-5275	130	15	heterogeneity	heterogeneity	PROPN
fbem-5275	130	16	effects	effect	NOUN
fbem-5275	130	17	of	of	ADP
fbem-5275	130	18	digital	digital	ADJ
fbem-5275	130	19	inclusive	inclusive	ADJ
fbem-5275	130	20	finance	finance	NOUN
fbem-5275	130	21	on	on	ADP
fbem-5275	130	22	urban	urban	ADJ
fbem-5275	130	23	-	-	PUNCT
fbem-5275	130	24	rural	rural	ADJ
fbem-5275	130	25	income	income	NOUN
fbem-5275	130	26	gap	gap	NOUN
fbem-5275	130	27	.	.	PUNCT
fbem-5275	131	1	j.	j.	PROPN
fbem-5275	131	2	nanjing	nanjing	PROPN
fbem-5275	131	3	agric	agric	PROPN
fbem-5275	131	4	.	.	PROPN
fbem-5275	131	5	univ	univ	PROPN
fbem-5275	131	6	.	.	PUNCT
fbem-5275	131	7	soc	soc	PROPN
fbem-5275	131	8	.	.	PUNCT
fbem-5275	132	1	sci	sci	PROPN
fbem-5275	132	2	.	.	PUNCT
fbem-5275	133	1	ed	ed	NOUN
fbem-5275	133	2	.	.	PROPN
fbem-5275	134	1	2020	2020	NUM
fbem-5275	134	2	,	,	PUNCT
fbem-5275	134	3	20	20	NUM
fbem-5275	134	4	,	,	PUNCT
fbem-5275	134	5	132–145	132–145	NUM
fbem-5275	134	6	.	.	PUNCT
fbem-5275	135	1	[	[	X
fbem-5275	135	2	10	10	NUM
fbem-5275	135	3	]	]	X
fbem-5275	135	4	zhang	zhang	PROPN
fbem-5275	135	5	x	x	PROPN
fbem-5275	135	6	,	,	PUNCT
fbem-5275	135	7	zhang	zhang	PROPN
fbem-5275	135	8	j	j	PROPN
fbem-5275	135	9	,	,	PUNCT
fbem-5275	135	10	wan	wan	PROPN
fbem-5275	135	11	g	g	PROPN
fbem-5275	135	12	,	,	PUNCT
fbem-5275	135	13	et	et	PROPN
fbem-5275	135	14	al	al	PROPN
fbem-5275	135	15	.	.	PROPN
fbem-5275	135	16	fintech	fintech	PROPN
fbem-5275	135	17	,	,	PUNCT
fbem-5275	135	18	growth	growth	NOUN
fbem-5275	135	19	and	and	CCONJ
fbem-5275	135	20	inequality	inequality	NOUN
fbem-5275	135	21	:	:	PUNCT
fbem-5275	135	22	evidence	evidence	NOUN
fbem-5275	135	23	from	from	ADP
fbem-5275	135	24	china	china	PROPN
fbem-5275	135	25	’s	’s	PART
fbem-5275	135	26	household	household	NOUN
fbem-5275	135	27	survey	survey	NOUN
fbem-5275	135	28	data[j	data[j	NOUN
fbem-5275	135	29	]	]	X
fbem-5275	135	30	.	.	PUNCT
fbem-5275	136	1	the	the	DET
fbem-5275	136	2	singapore	singapore	PROPN
fbem-5275	136	3	economic	economic	PROPN
fbem-5275	136	4	review	review	PROPN
fbem-5275	136	5	,	,	PUNCT
fbem-5275	136	6	2020	2020	NUM
fbem-5275	136	7	,	,	PUNCT
fbem-5275	136	8	65(supp01	65(supp01	NUM
fbem-5275	136	9	):	):	PUNCT
fbem-5275	136	10	75	75	NUM
fbem-5275	136	11	-	-	SYM
fbem-5275	136	12	93	93	NUM
fbem-5275	136	13	.	.	PUNCT
fbem-5275	137	1	[	[	X
fbem-5275	137	2	11	11	NUM
fbem-5275	137	3	]	]	X
fbem-5275	137	4	liu	liu	PROPN
fbem-5275	137	5	d	d	PROPN
fbem-5275	137	6	,	,	PUNCT
fbem-5275	137	7	jin	jin	PROPN
fbem-5275	137	8	y	y	PROPN
fbem-5275	137	9	,	,	PUNCT
fbem-5275	137	10	pray	pray	VERB
fbem-5275	137	11	c	c	NOUN
fbem-5275	137	12	,	,	PUNCT
fbem-5275	137	13	et	et	PROPN
fbem-5275	137	14	al	al	PROPN
fbem-5275	137	15	.	.	PUNCT
fbem-5275	138	1	the	the	DET
fbem-5275	138	2	effects	effect	NOUN
fbem-5275	138	3	of	of	ADP
fbem-5275	138	4	digital	digital	ADJ
fbem-5275	138	5	inclusive	inclusive	ADJ
fbem-5275	138	6	finance	finance	NOUN
fbem-5275	138	7	on	on	ADP
fbem-5275	138	8	household	household	NOUN
fbem-5275	138	9	income	income	NOUN
fbem-5275	138	10	and	and	CCONJ
fbem-5275	138	11	income	income	NOUN
fbem-5275	138	12	inequality	inequality	NOUN
fbem-5275	138	13	in	in	ADP
fbem-5275	138	14	china?[j	china?[j	NOUN
fbem-5275	138	15	]	]	X
fbem-5275	138	16	.	.	PUNCT
fbem-5275	138	17	2020	2020	NUM
fbem-5275	138	18	.	.	PUNCT
fbem-5275	139	1	[	[	X
fbem-5275	139	2	12	12	NUM
fbem-5275	139	3	]	]	X
fbem-5275	139	4	ji	ji	PROPN
fbem-5275	139	5	x	x	PROPN
fbem-5275	139	6	,	,	PUNCT
fbem-5275	139	7	wang	wang	PROPN
fbem-5275	139	8	k	k	PROPN
fbem-5275	139	9	,	,	PUNCT
fbem-5275	139	10	xu	xu	PROPN
fbem-5275	140	1	h	h	PROPN
fbem-5275	140	2	,	,	PUNCT
fbem-5275	140	3	et	et	PROPN
fbem-5275	140	4	al	al	PROPN
fbem-5275	140	5	.	.	PROPN
fbem-5275	140	6	has	have	AUX
fbem-5275	140	7	digital	digital	ADJ
fbem-5275	140	8	financial	financial	ADJ
fbem-5275	140	9	inclusion	inclusion	NOUN
fbem-5275	140	10	narrowed	narrow	VERB
fbem-5275	140	11	the	the	DET
fbem-5275	140	12	urban	urban	ADJ
fbem-5275	140	13	-	-	PUNCT
fbem-5275	140	14	rural	rural	ADJ
fbem-5275	140	15	income	income	NOUN
fbem-5275	140	16	gap	gap	NOUN
fbem-5275	140	17	:	:	PUNCT
fbem-5275	140	18	the	the	DET
fbem-5275	140	19	role	role	NOUN
fbem-5275	140	20	of	of	ADP
fbem-5275	140	21	entrepreneurship	entrepreneurship	NOUN
fbem-5275	140	22	in	in	ADP
fbem-5275	140	23	china[j	china[j	NOUN
fbem-5275	140	24	]	]	PUNCT
fbem-5275	140	25	.	.	PUNCT
fbem-5275	141	1	sustainability	sustainability	NOUN
fbem-5275	141	2	,	,	PUNCT
fbem-5275	141	3	2021	2021	NUM
fbem-5275	141	4	,	,	PUNCT
fbem-5275	141	5	13(15	13(15	NUM
fbem-5275	141	6	):	):	PUNCT
fbem-5275	141	7	8292	8292	NUM
fbem-5275	141	8	.	.	PUNCT
fbem-5275	142	1	[	[	X
fbem-5275	142	2	13	13	NUM
fbem-5275	142	3	]	]	X
fbem-5275	142	4	huang	huang	PROPN
fbem-5275	142	5	m	m	PROPN
fbem-5275	142	6	,	,	PUNCT
fbem-5275	142	7	fang	fang	PROPN
fbem-5275	142	8	z	z	PROPN
fbem-5275	142	9	y	y	PROPN
fbem-5275	142	10	,	,	PUNCT
fbem-5275	142	11	liu	liu	PROPN
fbem-5275	142	12	y.	y.	PROPN
fbem-5275	142	13	measurement	measurement	PROPN
fbem-5275	142	14	of	of	ADP
fbem-5275	142	15	poor	poor	ADJ
fbem-5275	142	16	areas	area	NOUN
fbem-5275	142	17	after	after	ADP
fbem-5275	142	18	building	build	VERB
fbem-5275	142	19	a	a	DET
fbem-5275	142	20	moderately	moderately	ADV
fbem-5275	142	21	prosperous	prosperous	ADJ
fbem-5275	142	22	society	society	NOUN
fbem-5275	142	23	in	in	ADP
fbem-5275	142	24	all	all	DET
fbem-5275	142	25	respects[j	respects[j	PROPN
fbem-5275	142	26	]	]	PUNCT
fbem-5275	142	27	.	.	PUNCT
fbem-5275	143	1	statistics	statistic	NOUN
fbem-5275	143	2	&	&	CCONJ
fbem-5275	143	3	decision	decision	NOUN
fbem-5275	143	4	,	,	PUNCT
fbem-5275	143	5	2022	2022	NUM
fbem-5275	143	6	,	,	PUNCT
fbem-5275	143	7	38(6):79	38(6):79	NUM
fbem-5275	143	8	-	-	SYM
fbem-5275	143	9	83	83	NUM
fbem-5275	143	10	.	.	PUNCT