id	sid	tid	token	lemma	pos
fbem-6367	1	1	frontiers	frontier	NOUN
fbem-6367	1	2	in	in	ADP
fbem-6367	1	3	business	business	NOUN
fbem-6367	1	4	,	,	PUNCT
fbem-6367	1	5	economics	economic	NOUN
fbem-6367	1	6	and	and	CCONJ
fbem-6367	1	7	management	management	NOUN
fbem-6367	1	8	issn	issn	PROPN
fbem-6367	1	9	:	:	PUNCT
fbem-6367	1	10	2766	2766	NUM
fbem-6367	1	11	-	-	PUNCT
fbem-6367	1	12	824x	824x	NUM
fbem-6367	1	13	|	|	ADJ
fbem-6367	1	14	vol	vol	NOUN
fbem-6367	1	15	.	.	PROPN
fbem-6367	1	16	8	8	NUM
fbem-6367	1	17	,	,	PUNCT
fbem-6367	1	18	no	no	INTJ
fbem-6367	1	19	.	.	NOUN
fbem-6367	1	20	2	2	NUM
fbem-6367	1	21	,	,	PUNCT
fbem-6367	1	22	2023	2023	NUM
fbem-6367	1	23	7	7	NUM
fbem-6367	1	24	a	a	DET
fbem-6367	1	25	study	study	NOUN
fbem-6367	1	26	of	of	ADP
fbem-6367	1	27	the	the	DET
fbem-6367	1	28	financial	financial	ADJ
fbem-6367	1	29	dispute	dispute	NOUN
fbem-6367	1	30	resolution	resolution	NOUN
fbem-6367	1	31	mechanism	mechanism	NOUN
fbem-6367	1	32	in	in	ADP
fbem-6367	1	33	hong	hong	PROPN
fbem-6367	1	34	kong	kong	PROPN
fbem-6367	1	35	and	and	CCONJ
fbem-6367	1	36	the	the	DET
fbem-6367	1	37	implications	implication	NOUN
fbem-6367	1	38	for	for	ADP
fbem-6367	1	39	the	the	DET
fbem-6367	1	40	mainland	mainland	NOUN
fbem-6367	1	41	xiaochen	xiaochen	PROPN
fbem-6367	1	42	zhao1	zhao1	PROPN
fbem-6367	1	43	,	,	PUNCT
fbem-6367	1	44	*	*	PUNCT
fbem-6367	1	45	,	,	PUNCT
fbem-6367	1	46	jitong	jitong	NOUN
fbem-6367	1	47	wu1	wu1	NOUN
fbem-6367	1	48	,	,	PUNCT
fbem-6367	1	49	a	a	DET
fbem-6367	1	50	qilu	qilu	NOUN
fbem-6367	1	51	university	university	NOUN
fbem-6367	1	52	of	of	ADP
fbem-6367	1	53	technology	technology	NOUN
fbem-6367	1	54	(	(	PUNCT
fbem-6367	1	55	shandong	shandong	PROPN
fbem-6367	1	56	academy	academy	PROPN
fbem-6367	1	57	of	of	ADP
fbem-6367	1	58	science	science	PROPN
fbem-6367	1	59	)	)	PUNCT
fbem-6367	1	60	,	,	PUNCT
fbem-6367	1	61	china	china	PROPN
fbem-6367	1	62	*	*	PUNCT
fbem-6367	1	63	corresponding	correspond	VERB
fbem-6367	1	64	author	author	NOUN
fbem-6367	1	65	:	:	PUNCT
fbem-6367	1	66	564539457@qq.com	564539457@qq.com	NUM
fbem-6367	1	67	,	,	PUNCT
fbem-6367	1	68	a2495655090@qq.com	a2495655090@qq.com	X
fbem-6367	1	69	abstract	abstract	NOUN
fbem-6367	1	70	:	:	PUNCT
fbem-6367	1	71	the	the	DET
fbem-6367	1	72	establishment	establishment	NOUN
fbem-6367	1	73	of	of	ADP
fbem-6367	1	74	the	the	DET
fbem-6367	1	75	hong	hong	PROPN
fbem-6367	1	76	kong	kong	PROPN
fbem-6367	1	77	financial	financial	ADJ
fbem-6367	1	78	dispute	dispute	NOUN
fbem-6367	1	79	resolution	resolution	NOUN
fbem-6367	1	80	centre	centre	NOUN
fbem-6367	1	81	(	(	PUNCT
fbem-6367	1	82	fdrc	fdrc	NOUN
fbem-6367	1	83	)	)	PUNCT
fbem-6367	1	84	has	have	AUX
fbem-6367	1	85	both	both	CCONJ
fbem-6367	1	86	enhanced	enhance	VERB
fbem-6367	1	87	the	the	DET
fbem-6367	1	88	recognition	recognition	NOUN
fbem-6367	1	89	of	of	ADP
fbem-6367	1	90	hong	hong	PROPN
fbem-6367	1	91	kong	kong	PROPN
fbem-6367	1	92	financial	financial	ADJ
fbem-6367	1	93	consumers	consumer	NOUN
fbem-6367	1	94	and	and	CCONJ
fbem-6367	1	95	increased	increase	VERB
fbem-6367	1	96	the	the	DET
fbem-6367	1	97	dynamism	dynamism	NOUN
fbem-6367	1	98	of	of	ADP
fbem-6367	1	99	the	the	DET
fbem-6367	1	100	hong	hong	PROPN
fbem-6367	1	101	kong	kong	PROPN
fbem-6367	1	102	financial	financial	ADJ
fbem-6367	1	103	market	market	NOUN
fbem-6367	1	104	.	.	PUNCT
fbem-6367	2	1	as	as	ADP
fbem-6367	2	2	a	a	DET
fbem-6367	2	3	new	new	ADJ
fbem-6367	2	4	model	model	NOUN
fbem-6367	2	5	of	of	ADP
fbem-6367	2	6	financial	financial	ADJ
fbem-6367	2	7	dispute	dispute	NOUN
fbem-6367	2	8	coordination	coordination	NOUN
fbem-6367	2	9	,	,	PUNCT
fbem-6367	2	10	this	this	DET
fbem-6367	2	11	article	article	NOUN
fbem-6367	2	12	takes	take	VERB
fbem-6367	2	13	this	this	DET
fbem-6367	2	14	mediation	mediation	NOUN
fbem-6367	2	15	institution	institution	NOUN
fbem-6367	2	16	as	as	ADP
fbem-6367	2	17	an	an	DET
fbem-6367	2	18	example	example	NOUN
fbem-6367	2	19	and	and	CCONJ
fbem-6367	2	20	introduces	introduce	VERB
fbem-6367	2	21	the	the	DET
fbem-6367	2	22	operation	operation	NOUN
fbem-6367	2	23	process	process	NOUN
fbem-6367	2	24	of	of	ADP
fbem-6367	2	25	the	the	DET
fbem-6367	2	26	fdrc	fdrc	NOUN
fbem-6367	2	27	in	in	ADP
fbem-6367	2	28	detail	detail	NOUN
fbem-6367	2	29	,	,	PUNCT
fbem-6367	2	30	and	and	CCONJ
fbem-6367	2	31	accordingly	accordingly	ADV
fbem-6367	2	32	briefly	briefly	ADV
fbem-6367	2	33	introduces	introduce	VERB
fbem-6367	2	34	the	the	DET
fbem-6367	2	35	current	current	ADJ
fbem-6367	2	36	development	development	NOUN
fbem-6367	2	37	of	of	ADP
fbem-6367	2	38	financial	financial	ADJ
fbem-6367	2	39	dispute	dispute	NOUN
fbem-6367	2	40	resolution	resolution	NOUN
fbem-6367	2	41	in	in	ADP
fbem-6367	2	42	mainland	mainland	NOUN
fbem-6367	2	43	china	china	PROPN
fbem-6367	2	44	.	.	PUNCT
fbem-6367	3	1	on	on	ADP
fbem-6367	3	2	the	the	DET
fbem-6367	3	3	basis	basis	NOUN
fbem-6367	3	4	of	of	ADP
fbem-6367	3	5	analyzing	analyze	VERB
fbem-6367	3	6	the	the	DET
fbem-6367	3	7	shortcomings	shortcoming	NOUN
fbem-6367	3	8	revealed	reveal	VERB
fbem-6367	3	9	in	in	ADP
fbem-6367	3	10	the	the	DET
fbem-6367	3	11	operation	operation	NOUN
fbem-6367	3	12	of	of	ADP
fbem-6367	3	13	the	the	DET
fbem-6367	3	14	financial	financial	ADJ
fbem-6367	3	15	mediation	mediation	NOUN
fbem-6367	3	16	centre	centre	NOUN
fbem-6367	3	17	in	in	ADP
fbem-6367	3	18	china	china	PROPN
fbem-6367	3	19	's	's	PART
fbem-6367	3	20	mainland	mainland	NOUN
fbem-6367	3	21	,	,	PUNCT
fbem-6367	3	22	which	which	PRON
fbem-6367	3	23	are	be	AUX
fbem-6367	3	24	currently	currently	ADV
fbem-6367	3	25	in	in	ADP
fbem-6367	3	26	their	their	PRON
fbem-6367	3	27	infancy	infancy	NOUN
fbem-6367	3	28	,	,	PUNCT
fbem-6367	3	29	this	this	DET
fbem-6367	3	30	article	article	NOUN
fbem-6367	3	31	draws	draw	VERB
fbem-6367	3	32	on	on	ADP
fbem-6367	3	33	the	the	DET
fbem-6367	3	34	relevant	relevant	ADJ
fbem-6367	3	35	practices	practice	NOUN
fbem-6367	3	36	in	in	ADP
fbem-6367	3	37	hong	hong	PROPN
fbem-6367	3	38	kong	kong	PROPN
fbem-6367	3	39	,	,	PUNCT
fbem-6367	3	40	takes	take	VERB
fbem-6367	3	41	the	the	DET
fbem-6367	3	42	essence	essence	NOUN
fbem-6367	3	43	of	of	ADP
fbem-6367	3	44	them	they	PRON
fbem-6367	3	45	and	and	CCONJ
fbem-6367	3	46	combines	combine	VERB
fbem-6367	3	47	them	they	PRON
fbem-6367	3	48	with	with	ADP
fbem-6367	3	49	the	the	DET
fbem-6367	3	50	actual	actual	ADJ
fbem-6367	3	51	situation	situation	NOUN
fbem-6367	3	52	in	in	ADP
fbem-6367	3	53	the	the	DET
fbem-6367	3	54	region	region	NOUN
fbem-6367	3	55	,	,	PUNCT
fbem-6367	3	56	in	in	ADP
fbem-6367	3	57	the	the	DET
fbem-6367	3	58	hope	hope	NOUN
fbem-6367	3	59	that	that	SCONJ
fbem-6367	3	60	it	it	PRON
fbem-6367	3	61	is	be	AUX
fbem-6367	3	62	hoped	hope	VERB
fbem-6367	3	63	that	that	SCONJ
fbem-6367	3	64	it	it	PRON
fbem-6367	3	65	will	will	AUX
fbem-6367	3	66	provide	provide	VERB
fbem-6367	3	67	reference	reference	NOUN
fbem-6367	3	68	for	for	ADP
fbem-6367	3	69	the	the	DET
fbem-6367	3	70	construction	construction	NOUN
fbem-6367	3	71	of	of	ADP
fbem-6367	3	72	a	a	DET
fbem-6367	3	73	diversified	diversify	VERB
fbem-6367	3	74	and	and	CCONJ
fbem-6367	3	75	facilitated	facilitate	VERB
fbem-6367	3	76	financial	financial	ADJ
fbem-6367	3	77	dispute	dispute	NOUN
fbem-6367	3	78	resolution	resolution	NOUN
fbem-6367	3	79	mode	mode	NOUN
fbem-6367	3	80	in	in	ADP
fbem-6367	3	81	the	the	DET
fbem-6367	3	82	mainland	mainland	NOUN
fbem-6367	3	83	.	.	PUNCT
fbem-6367	4	1	keywords	keyword	NOUN
fbem-6367	4	2	:	:	PUNCT
fbem-6367	4	3	hong	hong	PROPN
fbem-6367	4	4	kong	kong	PROPN
fbem-6367	4	5	,	,	PUNCT
fbem-6367	4	6	financial	financial	ADJ
fbem-6367	4	7	disputes	dispute	NOUN
fbem-6367	4	8	,	,	PUNCT
fbem-6367	4	9	operational	operational	ADJ
fbem-6367	4	10	procedures	procedure	NOUN
fbem-6367	4	11	,	,	PUNCT
fbem-6367	4	12	mediation	mediation	NOUN
fbem-6367	4	13	centre	centre	NOUN
fbem-6367	4	14	,	,	PUNCT
fbem-6367	4	15	adr	adr	PROPN
fbem-6367	4	16	mechanism	mechanism	NOUN
fbem-6367	4	17	,	,	PUNCT
fbem-6367	4	18	lessons	lesson	NOUN
fbem-6367	4	19	learned	learn	VERB
fbem-6367	4	20	.	.	PUNCT
fbem-6367	5	1	1	1	X
fbem-6367	5	2	.	.	X
fbem-6367	5	3	introduction	introduction	NOUN
fbem-6367	5	4	in	in	ADP
fbem-6367	5	5	recent	recent	ADJ
fbem-6367	5	6	years	year	NOUN
fbem-6367	5	7	,	,	PUNCT
fbem-6367	5	8	china	china	PROPN
fbem-6367	5	9	's	's	PART
fbem-6367	5	10	economic	economic	ADJ
fbem-6367	5	11	take	take	NOUN
fbem-6367	5	12	-	-	PUNCT
fbem-6367	5	13	off	off	NOUN
fbem-6367	5	14	has	have	AUX
fbem-6367	5	15	led	lead	VERB
fbem-6367	5	16	to	to	ADP
fbem-6367	5	17	the	the	DET
fbem-6367	5	18	rapid	rapid	ADJ
fbem-6367	5	19	development	development	NOUN
fbem-6367	5	20	of	of	ADP
fbem-6367	5	21	the	the	DET
fbem-6367	5	22	financial	financial	ADJ
fbem-6367	5	23	industry	industry	NOUN
fbem-6367	5	24	,	,	PUNCT
fbem-6367	5	25	but	but	CCONJ
fbem-6367	5	26	at	at	ADP
fbem-6367	5	27	the	the	DET
fbem-6367	5	28	same	same	ADJ
fbem-6367	5	29	time	time	NOUN
fbem-6367	5	30	,	,	PUNCT
fbem-6367	5	31	the	the	DET
fbem-6367	5	32	number	number	NOUN
fbem-6367	5	33	of	of	ADP
fbem-6367	5	34	financial	financial	ADJ
fbem-6367	5	35	entanglements	entanglement	NOUN
fbem-6367	5	36	between	between	ADP
fbem-6367	5	37	financial	financial	ADJ
fbem-6367	5	38	consumers	consumer	NOUN
fbem-6367	5	39	and	and	CCONJ
fbem-6367	5	40	financial	financial	ADJ
fbem-6367	5	41	institutions	institution	NOUN
fbem-6367	5	42	and	and	CCONJ
fbem-6367	5	43	companies	company	NOUN
fbem-6367	5	44	arising	arise	VERB
fbem-6367	5	45	from	from	ADP
fbem-6367	5	46	the	the	DET
fbem-6367	5	47	purchase	purchase	NOUN
fbem-6367	5	48	of	of	ADP
fbem-6367	5	49	financial	financial	ADJ
fbem-6367	5	50	products	product	NOUN
fbem-6367	5	51	has	have	AUX
fbem-6367	5	52	also	also	ADV
fbem-6367	5	53	been	be	AUX
fbem-6367	5	54	on	on	ADP
fbem-6367	5	55	the	the	DET
fbem-6367	5	56	rise	rise	NOUN
fbem-6367	5	57	,	,	PUNCT
fbem-6367	5	58	and	and	CCONJ
fbem-6367	5	59	the	the	DET
fbem-6367	5	60	accumulation	accumulation	NOUN
fbem-6367	5	61	of	of	ADP
fbem-6367	5	62	a	a	DET
fbem-6367	5	63	large	large	ADJ
fbem-6367	5	64	number	number	NOUN
fbem-6367	5	65	of	of	ADP
fbem-6367	5	66	unresolved	unresolved	ADJ
fbem-6367	5	67	problems	problem	NOUN
fbem-6367	5	68	in	in	ADP
fbem-6367	5	69	a	a	DET
fbem-6367	5	70	timely	timely	ADJ
fbem-6367	5	71	manner	manner	NOUN
fbem-6367	5	72	has	have	AUX
fbem-6367	5	73	also	also	ADV
fbem-6367	5	74	stimulated	stimulate	VERB
fbem-6367	5	75	some	some	DET
fbem-6367	5	76	public	public	ADJ
fbem-6367	5	77	discontent	discontent	NOUN
fbem-6367	5	78	with	with	ADP
fbem-6367	5	79	financial	financial	ADJ
fbem-6367	5	80	institutions	institution	NOUN
fbem-6367	5	81	and	and	CCONJ
fbem-6367	5	82	related	related	ADJ
fbem-6367	5	83	resolution	resolution	NOUN
fbem-6367	5	84	mechanisms	mechanism	NOUN
fbem-6367	5	85	.	.	PUNCT
fbem-6367	6	1	in	in	ADP
fbem-6367	6	2	response	response	NOUN
fbem-6367	6	3	to	to	ADP
fbem-6367	6	4	this	this	PRON
fbem-6367	6	5	,	,	PUNCT
fbem-6367	6	6	the	the	DET
fbem-6367	6	7	20th	20th	ADJ
fbem-6367	6	8	party	party	NOUN
fbem-6367	6	9	congress	congress	PROPN
fbem-6367	6	10	report	report	NOUN
fbem-6367	6	11	proposed	propose	VERB
fbem-6367	6	12	,	,	PUNCT
fbem-6367	6	13	"	"	PUNCT
fbem-6367	6	14	strengthening	strengthen	VERB
fbem-6367	6	15	and	and	CCONJ
fbem-6367	6	16	improving	improve	VERB
fbem-6367	6	17	modern	modern	ADJ
fbem-6367	6	18	financial	financial	ADJ
fbem-6367	6	19	supervision	supervision	NOUN
fbem-6367	6	20	and	and	CCONJ
fbem-6367	6	21	strengthening	strengthen	VERB
fbem-6367	6	22	the	the	DET
fbem-6367	6	23	financial	financial	ADJ
fbem-6367	6	24	stability	stability	NOUN
fbem-6367	6	25	protection	protection	NOUN
fbem-6367	6	26	system	system	NOUN
fbem-6367	6	27	"	"	PUNCT
fbem-6367	6	28	.	.	PUNCT
fbem-6367	7	1	for	for	ADP
fbem-6367	7	2	strengthening	strengthen	VERB
fbem-6367	7	3	financial	financial	ADJ
fbem-6367	7	4	regulation	regulation	NOUN
fbem-6367	7	5	,	,	PUNCT
fbem-6367	7	6	a	a	DET
fbem-6367	7	7	financial	financial	ADJ
fbem-6367	7	8	dispute	dispute	NOUN
fbem-6367	7	9	resolution	resolution	NOUN
fbem-6367	7	10	mechanism	mechanism	NOUN
fbem-6367	7	11	can	can	AUX
fbem-6367	7	12	restrain	restrain	VERB
fbem-6367	7	13	financial	financial	ADJ
fbem-6367	7	14	behaviour	behaviour	NOUN
fbem-6367	7	15	,	,	PUNCT
fbem-6367	7	16	stimulate	stimulate	VERB
fbem-6367	7	17	financial	financial	ADJ
fbem-6367	7	18	transactions	transaction	NOUN
fbem-6367	7	19	,	,	PUNCT
fbem-6367	7	20	promote	promote	VERB
fbem-6367	7	21	financial	financial	ADJ
fbem-6367	7	22	growth	growth	NOUN
fbem-6367	7	23	and	and	CCONJ
fbem-6367	7	24	maintain	maintain	VERB
fbem-6367	7	25	financial	financial	ADJ
fbem-6367	7	26	order[1	order[1	PROPN
fbem-6367	7	27	]	]	X
fbem-6367	7	28	.	.	PUNCT
fbem-6367	8	1	the	the	DET
fbem-6367	8	2	hong	hong	PROPN
fbem-6367	8	3	kong	kong	PROPN
fbem-6367	8	4	financial	financial	ADJ
fbem-6367	8	5	dispute	dispute	NOUN
fbem-6367	8	6	resolution	resolution	NOUN
fbem-6367	8	7	centre	centre	NOUN
fbem-6367	8	8	(	(	PUNCT
fbem-6367	8	9	fdrc	fdrc	NOUN
fbem-6367	8	10	)	)	PUNCT
fbem-6367	8	11	is	be	AUX
fbem-6367	8	12	asia	asia	PROPN
fbem-6367	8	13	's	's	PART
fbem-6367	8	14	leading	lead	VERB
fbem-6367	8	15	out	out	ADV
fbem-6367	8	16	-	-	PUNCT
fbem-6367	8	17	of	of	ADP
fbem-6367	8	18	-	-	PUNCT
fbem-6367	8	19	court	court	NOUN
fbem-6367	8	20	provider	provider	NOUN
fbem-6367	8	21	of	of	ADP
fbem-6367	8	22	consumer	consumer	NOUN
fbem-6367	8	23	financial	financial	ADJ
fbem-6367	8	24	dispute	dispute	NOUN
fbem-6367	8	25	resolution	resolution	NOUN
fbem-6367	8	26	.	.	PUNCT
fbem-6367	9	1	it	it	PRON
fbem-6367	9	2	has	have	VERB
fbem-6367	9	3	a	a	DET
fbem-6367	9	4	distinctive	distinctive	ADJ
fbem-6367	9	5	operation	operation	NOUN
fbem-6367	9	6	and	and	CCONJ
fbem-6367	9	7	in	in	ADP
fbem-6367	9	8	the	the	DET
fbem-6367	9	9	2021	2021	NUM
fbem-6367	9	10	satisfaction	satisfaction	NOUN
fbem-6367	9	11	survey	survey	NOUN
fbem-6367	9	12	,	,	PUNCT
fbem-6367	9	13	"	"	PUNCT
fbem-6367	9	14	92	92	NUM
fbem-6367	9	15	%	%	NOUN
fbem-6367	9	16	"	"	PUNCT
fbem-6367	9	17	of	of	ADP
fbem-6367	9	18	parties	party	NOUN
fbem-6367	9	19	said	say	VERB
fbem-6367	9	20	they	they	PRON
fbem-6367	9	21	would	would	AUX
fbem-6367	9	22	recommend	recommend	VERB
fbem-6367	9	23	the	the	DET
fbem-6367	9	24	services	service	NOUN
fbem-6367	9	25	of	of	ADP
fbem-6367	9	26	fdrc	fdrc	NOUN
fbem-6367	9	27	to	to	ADP
fbem-6367	9	28	others	other	NOUN
fbem-6367	9	29	in	in	ADP
fbem-6367	9	30	similar	similar	ADJ
fbem-6367	9	31	disputes	dispute	NOUN
fbem-6367	9	32	.	.	PUNCT
fbem-6367	10	1	in	in	ADP
fbem-6367	10	2	developing	develop	VERB
fbem-6367	10	3	the	the	DET
fbem-6367	10	4	adr	adr	PROPN
fbem-6367	10	5	(	(	PUNCT
fbem-6367	10	6	alternative	alternative	ADJ
fbem-6367	10	7	dispute	dispute	NOUN
fbem-6367	10	8	resolution	resolution	NOUN
fbem-6367	10	9	)	)	PUNCT
fbem-6367	10	10	mechanism	mechanism	NOUN
fbem-6367	10	11	for	for	ADP
fbem-6367	10	12	financial	financial	ADJ
fbem-6367	10	13	disputes	dispute	NOUN
fbem-6367	10	14	in	in	ADP
fbem-6367	10	15	mainland	mainland	NOUN
fbem-6367	10	16	china	china	PROPN
fbem-6367	10	17	,	,	PUNCT
fbem-6367	10	18	hong	hong	PROPN
fbem-6367	10	19	kong	kong	PROPN
fbem-6367	10	20	's	's	PART
fbem-6367	10	21	practice	practice	NOUN
fbem-6367	10	22	should	should	AUX
fbem-6367	10	23	be	be	AUX
fbem-6367	10	24	tailored	tailor	VERB
fbem-6367	10	25	.	.	PUNCT
fbem-6367	11	1	for	for	ADP
fbem-6367	11	2	china	china	PROPN
fbem-6367	11	3	's	's	PART
fbem-6367	11	4	mainland	mainland	NOUN
fbem-6367	11	5	region	region	NOUN
fbem-6367	11	6	,	,	PUNCT
fbem-6367	11	7	which	which	PRON
fbem-6367	11	8	is	be	AUX
fbem-6367	11	9	continuously	continuously	ADV
fbem-6367	11	10	promoting	promote	VERB
fbem-6367	11	11	the	the	DET
fbem-6367	11	12	adr	adr	PROPN
fbem-6367	11	13	mechanism	mechanism	NOUN
fbem-6367	11	14	for	for	ADP
fbem-6367	11	15	financial	financial	ADJ
fbem-6367	11	16	disputes	dispute	NOUN
fbem-6367	11	17	,	,	PUNCT
fbem-6367	11	18	the	the	DET
fbem-6367	11	19	construction	construction	NOUN
fbem-6367	11	20	of	of	ADP
fbem-6367	11	21	the	the	DET
fbem-6367	11	22	hong	hong	PROPN
fbem-6367	11	23	kong	kong	PROPN
fbem-6367	11	24	financial	financial	ADJ
fbem-6367	11	25	dispute	dispute	NOUN
fbem-6367	11	26	resolution	resolution	NOUN
fbem-6367	11	27	centre	centre	NOUN
fbem-6367	11	28	has	have	VERB
fbem-6367	11	29	certain	certain	ADJ
fbem-6367	11	30	significance	significance	NOUN
fbem-6367	11	31	and	and	CCONJ
fbem-6367	11	32	inspiration[2	inspiration[2	X
fbem-6367	11	33	]	]	X
fbem-6367	11	34	.	.	PUNCT
fbem-6367	12	1	2	2	X
fbem-6367	12	2	.	.	X
fbem-6367	12	3	background	background	NOUN
fbem-6367	12	4	to	to	ADP
fbem-6367	12	5	the	the	DET
fbem-6367	12	6	establishment	establishment	NOUN
fbem-6367	12	7	of	of	ADP
fbem-6367	12	8	the	the	DET
fbem-6367	12	9	financial	financial	ADJ
fbem-6367	12	10	dispute	dispute	NOUN
fbem-6367	12	11	resolution	resolution	NOUN
fbem-6367	12	12	centre	centre	NOUN
fbem-6367	12	13	as	as	ADP
fbem-6367	12	14	a	a	DET
fbem-6367	12	15	world	world	NOUN
fbem-6367	12	16	-	-	PUNCT
fbem-6367	12	17	renowned	renowne	VERB
fbem-6367	12	18	financial	financial	ADJ
fbem-6367	12	19	centre	centre	NOUN
fbem-6367	12	20	,	,	PUNCT
fbem-6367	12	21	hong	hong	PROPN
fbem-6367	12	22	kong	kong	PROPN
fbem-6367	12	23	has	have	AUX
fbem-6367	12	24	seen	see	VERB
fbem-6367	12	25	an	an	DET
fbem-6367	12	26	increasing	increase	VERB
fbem-6367	12	27	number	number	NOUN
fbem-6367	12	28	of	of	ADP
fbem-6367	12	29	financial	financial	ADJ
fbem-6367	12	30	disputes	dispute	NOUN
fbem-6367	12	31	in	in	ADP
fbem-6367	12	32	the	the	DET
fbem-6367	12	33	aftermath	aftermath	NOUN
fbem-6367	12	34	of	of	ADP
fbem-6367	12	35	the	the	DET
fbem-6367	12	36	2008	2008	NUM
fbem-6367	12	37	sub	sub	ADJ
fbem-6367	12	38	-	-	ADJ
fbem-6367	12	39	prime	prime	ADJ
fbem-6367	12	40	mortgage	mortgage	NOUN
fbem-6367	12	41	crisis	crisis	NOUN
fbem-6367	12	42	,	,	PUNCT
fbem-6367	12	43	and	and	CCONJ
fbem-6367	12	44	the	the	DET
fbem-6367	12	45	emergence	emergence	NOUN
fbem-6367	12	46	and	and	CCONJ
fbem-6367	12	47	development	development	NOUN
fbem-6367	12	48	of	of	ADP
fbem-6367	12	49	new	new	ADJ
fbem-6367	12	50	financial	financial	ADJ
fbem-6367	12	51	products	product	NOUN
fbem-6367	12	52	and	and	CCONJ
fbem-6367	12	53	services	service	NOUN
fbem-6367	12	54	has	have	AUX
fbem-6367	12	55	led	lead	VERB
fbem-6367	12	56	to	to	ADP
fbem-6367	12	57	a	a	DET
fbem-6367	12	58	trend	trend	NOUN
fbem-6367	12	59	of	of	ADP
fbem-6367	12	60	more	more	ADV
fbem-6367	12	61	complex	complex	ADJ
fbem-6367	12	62	and	and	CCONJ
fbem-6367	12	63	diverse	diverse	ADJ
fbem-6367	12	64	disputes	dispute	NOUN
fbem-6367	12	65	.	.	PUNCT
fbem-6367	13	1	in	in	ADP
fbem-6367	13	2	the	the	DET
fbem-6367	13	3	process	process	NOUN
fbem-6367	13	4	of	of	ADP
fbem-6367	13	5	dispute	dispute	NOUN
fbem-6367	13	6	resolution	resolution	NOUN
fbem-6367	13	7	,	,	PUNCT
fbem-6367	13	8	apart	apart	ADV
fbem-6367	13	9	from	from	ADP
fbem-6367	13	10	the	the	DET
fbem-6367	13	11	high	high	ADJ
fbem-6367	13	12	cost	cost	NOUN
fbem-6367	13	13	of	of	ADP
fbem-6367	13	14	litigation	litigation	NOUN
fbem-6367	13	15	,	,	PUNCT
fbem-6367	13	16	hong	hong	PROPN
fbem-6367	13	17	kong	kong	PROPN
fbem-6367	13	18	's	's	PART
fbem-6367	13	19	financial	financial	ADJ
fbem-6367	13	20	dispute	dispute	NOUN
fbem-6367	13	21	regulatory	regulatory	ADJ
fbem-6367	13	22	authorities	authority	NOUN
fbem-6367	13	23	are	be	AUX
fbem-6367	13	24	also	also	ADV
fbem-6367	13	25	faced	face	VERB
fbem-6367	13	26	with	with	ADP
fbem-6367	13	27	inconsistent	inconsistent	ADJ
fbem-6367	13	28	standards	standard	NOUN
fbem-6367	13	29	of	of	ADP
fbem-6367	13	30	compensation	compensation	NOUN
fbem-6367	13	31	,	,	PUNCT
fbem-6367	13	32	confusing	confusing	ADJ
fbem-6367	13	33	processes	process	NOUN
fbem-6367	13	34	,	,	PUNCT
fbem-6367	13	35	doubtful	doubtful	ADJ
fbem-6367	13	36	validity	validity	NOUN
fbem-6367	13	37	and	and	CCONJ
fbem-6367	13	38	lack	lack	NOUN
fbem-6367	13	39	of	of	ADP
fbem-6367	13	40	uniform	uniform	ADJ
fbem-6367	13	41	management	management	NOUN
fbem-6367	13	42	,	,	PUNCT
fbem-6367	13	43	making	make	VERB
fbem-6367	13	44	it	it	PRON
fbem-6367	13	45	difficult	difficult	ADJ
fbem-6367	13	46	to	to	PART
fbem-6367	13	47	truly	truly	ADV
fbem-6367	13	48	resolve	resolve	VERB
fbem-6367	13	49	conflicts	conflict	NOUN
fbem-6367	13	50	between	between	ADP
fbem-6367	13	51	parties	party	NOUN
fbem-6367	13	52	and	and	CCONJ
fbem-6367	13	53	disputes	dispute	NOUN
fbem-6367	13	54	continue	continue	VERB
fbem-6367	13	55	.	.	PUNCT
fbem-6367	14	1	at	at	ADP
fbem-6367	14	2	that	that	DET
fbem-6367	14	3	time	time	NOUN
fbem-6367	14	4	,	,	PUNCT
fbem-6367	14	5	the	the	DET
fbem-6367	14	6	relevant	relevant	ADJ
fbem-6367	14	7	dispute	dispute	NOUN
fbem-6367	14	8	resolution	resolution	NOUN
fbem-6367	14	9	mechanism	mechanism	NOUN
fbem-6367	14	10	in	in	ADP
fbem-6367	14	11	hong	hong	PROPN
fbem-6367	14	12	kong	kong	PROPN
fbem-6367	14	13	was	be	AUX
fbem-6367	14	14	no	no	ADV
fbem-6367	14	15	longer	long	ADV
fbem-6367	14	16	able	able	ADJ
fbem-6367	14	17	to	to	PART
fbem-6367	14	18	cope	cope	VERB
fbem-6367	14	19	with	with	ADP
fbem-6367	14	20	the	the	DET
fbem-6367	14	21	needs	need	NOUN
fbem-6367	14	22	of	of	ADP
fbem-6367	14	23	the	the	DET
fbem-6367	14	24	emerging	emerge	VERB
fbem-6367	14	25	financial	financial	ADJ
fbem-6367	14	26	industry	industry	NOUN
fbem-6367	14	27	development	development	NOUN
fbem-6367	14	28	trend	trend	NOUN
fbem-6367	14	29	,	,	PUNCT
fbem-6367	14	30	and	and	CCONJ
fbem-6367	14	31	the	the	DET
fbem-6367	14	32	community	community	NOUN
fbem-6367	14	33	's	's	PART
fbem-6367	14	34	willingness	willingness	NOUN
fbem-6367	14	35	to	to	PART
fbem-6367	14	36	strengthen	strengthen	VERB
fbem-6367	14	37	financial	financial	ADJ
fbem-6367	14	38	consumer	consumer	NOUN
fbem-6367	14	39	protection	protection	NOUN
fbem-6367	14	40	and	and	CCONJ
fbem-6367	14	41	financial	financial	ADJ
fbem-6367	14	42	dispute	dispute	NOUN
fbem-6367	14	43	handling	handling	NOUN
fbem-6367	14	44	mechanism	mechanism	NOUN
fbem-6367	14	45	reform	reform	NOUN
fbem-6367	14	46	was	be	AUX
fbem-6367	14	47	prominent	prominent	ADJ
fbem-6367	14	48	.	.	PUNCT
fbem-6367	15	1	against	against	ADP
fbem-6367	15	2	this	this	DET
fbem-6367	15	3	background	background	NOUN
fbem-6367	15	4	,	,	PUNCT
fbem-6367	15	5	the	the	DET
fbem-6367	15	6	hong	hong	PROPN
fbem-6367	15	7	kong	kong	PROPN
fbem-6367	15	8	government	government	NOUN
fbem-6367	15	9	responded	respond	VERB
fbem-6367	15	10	to	to	ADP
fbem-6367	15	11	the	the	DET
fbem-6367	15	12	strong	strong	ADJ
fbem-6367	15	13	calls	call	NOUN
fbem-6367	15	14	from	from	ADP
fbem-6367	15	15	the	the	DET
fbem-6367	15	16	community	community	NOUN
fbem-6367	15	17	by	by	ADP
fbem-6367	15	18	introducing	introduce	VERB
fbem-6367	15	19	a	a	DET
fbem-6367	15	20	new	new	ADJ
fbem-6367	15	21	financial	financial	ADJ
fbem-6367	15	22	dispute	dispute	NOUN
fbem-6367	15	23	mediation	mediation	NOUN
fbem-6367	15	24	scheme[3	scheme[3	NOUN
fbem-6367	15	25	]	]	PUNCT
fbem-6367	15	26	and	and	CCONJ
fbem-6367	15	27	issued	issue	VERB
fbem-6367	15	28	a	a	DET
fbem-6367	15	29	relevant	relevant	ADJ
fbem-6367	15	30	consultation	consultation	NOUN
fbem-6367	15	31	paper	paper	NOUN
fbem-6367	15	32	in	in	ADP
fbem-6367	15	33	2010	2010	NUM
fbem-6367	15	34	,	,	PUNCT
fbem-6367	15	35	advocating	advocate	VERB
fbem-6367	15	36	the	the	DET
fbem-6367	15	37	creation	creation	NOUN
fbem-6367	15	38	of	of	ADP
fbem-6367	15	39	a	a	DET
fbem-6367	15	40	unified	unified	ADJ
fbem-6367	15	41	dispute	dispute	NOUN
fbem-6367	15	42	resolution	resolution	NOUN
fbem-6367	15	43	mechanism	mechanism	NOUN
fbem-6367	15	44	in	in	ADP
fbem-6367	15	45	2012	2012	NUM
fbem-6367	15	46	,	,	PUNCT
fbem-6367	15	47	the	the	DET
fbem-6367	15	48	financial	financial	ADJ
fbem-6367	15	49	dispute	dispute	NOUN
fbem-6367	15	50	resolution	resolution	NOUN
fbem-6367	15	51	centre	centre	NOUN
fbem-6367	15	52	(	(	PUNCT
fbem-6367	15	53	fdrc	fdrc	NOUN
fbem-6367	15	54	)	)	PUNCT
fbem-6367	15	55	was	be	AUX
fbem-6367	15	56	established	establish	VERB
fbem-6367	15	57	,	,	PUNCT
fbem-6367	15	58	and	and	CCONJ
fbem-6367	15	59	its	its	PRON
fbem-6367	15	60	front	front	ADJ
fbem-6367	15	61	-	-	PUNCT
fbem-6367	15	62	loaded	load	VERB
fbem-6367	15	63	mediation	mediation	NOUN
fbem-6367	15	64	process	process	NOUN
fbem-6367	15	65	,	,	PUNCT
fbem-6367	15	66	which	which	PRON
fbem-6367	15	67	operates	operate	VERB
fbem-6367	15	68	independently	independently	ADV
fbem-6367	15	69	and	and	CCONJ
fbem-6367	15	70	efficiently	efficiently	ADV
fbem-6367	15	71	,	,	PUNCT
fbem-6367	15	72	has	have	AUX
fbem-6367	15	73	expanded	expand	VERB
fbem-6367	15	74	new	new	ADJ
fbem-6367	15	75	dispute	dispute	NOUN
fbem-6367	15	76	resolution	resolution	NOUN
fbem-6367	15	77	options	option	NOUN
fbem-6367	15	78	for	for	ADP
fbem-6367	15	79	hong	hong	PROPN
fbem-6367	15	80	kong	kong	PROPN
fbem-6367	15	81	's	's	PART
fbem-6367	15	82	financial	financial	ADJ
fbem-6367	15	83	market	market	NOUN
fbem-6367	15	84	and	and	CCONJ
fbem-6367	15	85	to	to	ADP
fbem-6367	15	86	a	a	DET
fbem-6367	15	87	certain	certain	ADJ
fbem-6367	15	88	extent	extent	NOUN
fbem-6367	15	89	relieved	relieve	VERB
fbem-6367	15	90	the	the	DET
fbem-6367	15	91	pressure	pressure	NOUN
fbem-6367	15	92	of	of	ADP
fbem-6367	15	93	ponderous	ponderous	ADJ
fbem-6367	15	94	financial	financial	ADJ
fbem-6367	15	95	disputes	dispute	NOUN
fbem-6367	15	96	.	.	PUNCT
fbem-6367	16	1	3	3	X
fbem-6367	16	2	.	.	X
fbem-6367	16	3	positioning	positioning	NOUN
fbem-6367	16	4	and	and	CCONJ
fbem-6367	16	5	principles	principle	NOUN
fbem-6367	16	6	of	of	ADP
fbem-6367	16	7	the	the	DET
fbem-6367	16	8	hong	hong	PROPN
fbem-6367	16	9	kong	kong	PROPN
fbem-6367	16	10	financial	financial	ADJ
fbem-6367	16	11	dispute	dispute	NOUN
fbem-6367	16	12	resolution	resolution	NOUN
fbem-6367	16	13	centre	centre	NOUN
fbem-6367	16	14	3.1	3.1	NUM
fbem-6367	16	15	.	.	PUNCT
fbem-6367	17	1	positioning	positioning	NOUN
fbem-6367	17	2	of	of	ADP
fbem-6367	17	3	roles	role	NOUN
fbem-6367	17	4	the	the	DET
fbem-6367	17	5	fdrc	fdrc	NOUN
fbem-6367	17	6	was	be	AUX
fbem-6367	17	7	originally	originally	ADV
fbem-6367	17	8	set	set	VERB
fbem-6367	17	9	up	up	ADP
fbem-6367	17	10	as	as	ADP
fbem-6367	17	11	a	a	DET
fbem-6367	17	12	limited	limited	ADJ
fbem-6367	17	13	company	company	NOUN
fbem-6367	17	14	,	,	PUNCT
fbem-6367	17	15	a	a	DET
fbem-6367	17	16	non	non	ADJ
fbem-6367	17	17	-	-	NOUN
fbem-6367	17	18	profit	profit	ADJ
fbem-6367	17	19	,	,	PUNCT
fbem-6367	17	20	non	non	ADJ
fbem-6367	17	21	-	-	ADJ
fbem-6367	17	22	governmental	governmental	ADJ
fbem-6367	17	23	organization	organization	NOUN
fbem-6367	17	24	,	,	PUNCT
fbem-6367	17	25	overseen	oversee	VERB
fbem-6367	17	26	and	and	CCONJ
fbem-6367	17	27	operated	operate	VERB
fbem-6367	17	28	by	by	ADP
fbem-6367	17	29	a	a	DET
fbem-6367	17	30	board	board	NOUN
fbem-6367	17	31	of	of	ADP
fbem-6367	17	32	directors	director	NOUN
fbem-6367	17	33	.	.	PUNCT
fbem-6367	18	1	this	this	DET
fbem-6367	18	2	form	form	NOUN
fbem-6367	18	3	of	of	ADP
fbem-6367	18	4	incorporation	incorporation	NOUN
fbem-6367	18	5	is	be	AUX
fbem-6367	18	6	straightforward	straightforward	ADJ
fbem-6367	18	7	in	in	ADP
fbem-6367	18	8	terms	term	NOUN
fbem-6367	18	9	of	of	ADP
fbem-6367	18	10	registration	registration	NOUN
fbem-6367	18	11	under	under	ADP
fbem-6367	18	12	the	the	DET
fbem-6367	18	13	existing	exist	VERB
fbem-6367	18	14	companies	company	NOUN
fbem-6367	18	15	ordinance	ordinance	NOUN
fbem-6367	18	16	,	,	PUNCT
fbem-6367	18	17	and	and	CCONJ
fbem-6367	18	18	in	in	ADP
fbem-6367	18	19	terms	term	NOUN
fbem-6367	18	20	of	of	ADP
fbem-6367	18	21	operation	operation	NOUN
fbem-6367	18	22	,	,	PUNCT
fbem-6367	18	23	it	it	PRON
fbem-6367	18	24	allows	allow	VERB
fbem-6367	18	25	for	for	SCONJ
fbem-6367	18	26	the	the	DET
fbem-6367	18	27	unique	unique	ADJ
fbem-6367	18	28	governance	governance	NOUN
fbem-6367	18	29	structure	structure	NOUN
fbem-6367	18	30	of	of	ADP
fbem-6367	18	31	a	a	DET
fbem-6367	18	32	company	company	NOUN
fbem-6367	18	33	to	to	PART
fbem-6367	18	34	balance	balance	VERB
fbem-6367	18	35	the	the	DET
fbem-6367	18	36	interests	interest	NOUN
fbem-6367	18	37	of	of	ADP
fbem-6367	18	38	all	all	DET
fbem-6367	18	39	parties	party	NOUN
fbem-6367	18	40	and	and	CCONJ
fbem-6367	18	41	,	,	PUNCT
fbem-6367	18	42	more	more	ADV
fbem-6367	18	43	importantly	importantly	ADV
fbem-6367	18	44	,	,	PUNCT
fbem-6367	18	45	to	to	PART
fbem-6367	18	46	maintain	maintain	VERB
fbem-6367	18	47	the	the	DET
fbem-6367	18	48	centre	centre	NOUN
fbem-6367	18	49	'	'	PART
fbem-6367	18	50	s	s	NOUN
fbem-6367	18	51	independence	independence	NOUN
fbem-6367	18	52	from	from	ADP
fbem-6367	18	53	the	the	DET
fbem-6367	18	54	government	government	NOUN
fbem-6367	18	55	,	,	PUNCT
fbem-6367	18	56	financial	financial	ADJ
fbem-6367	18	57	regulators	regulator	NOUN
fbem-6367	18	58	and	and	CCONJ
fbem-6367	18	59	other	other	ADJ
fbem-6367	18	60	relevant	relevant	ADJ
fbem-6367	18	61	industry	industry	NOUN
fbem-6367	18	62	bodies	body	NOUN
fbem-6367	18	63	,	,	PUNCT
fbem-6367	18	64	and	and	CCONJ
fbem-6367	18	65	to	to	PART
fbem-6367	18	66	apply	apply	VERB
fbem-6367	18	67	its	its	PRON
fbem-6367	18	68	own	own	ADJ
fbem-6367	18	69	financial	financial	ADJ
fbem-6367	18	70	dispute	dispute	NOUN
fbem-6367	18	71	resolution	resolution	NOUN
fbem-6367	18	72	scheme	scheme	NOUN
fbem-6367	18	73	in	in	ADP
fbem-6367	18	74	an	an	DET
fbem-6367	18	75	impartial	impartial	ADJ
fbem-6367	18	76	and	and	CCONJ
fbem-6367	18	77	independent	independent	ADJ
fbem-6367	18	78	manner	manner	NOUN
fbem-6367	18	79	,	,	PUNCT
fbem-6367	18	80	primarily	primarily	ADV
fbem-6367	18	81	through	through	ADP
fbem-6367	18	82	the	the	DET
fbem-6367	18	83	efficient	efficient	ADJ
fbem-6367	18	84	and	and	CCONJ
fbem-6367	18	85	affordable	affordable	ADJ
fbem-6367	18	86	alternative	alternative	ADJ
fbem-6367	18	87	method	method	NOUN
fbem-6367	18	88	of	of	ADP
fbem-6367	18	89	"	"	PUNCT
fbem-6367	18	90	mediation	mediation	NOUN
fbem-6367	18	91	followed	follow	VERB
fbem-6367	18	92	by	by	ADP
fbem-6367	18	93	arbitration	arbitration	NOUN
fbem-6367	18	94	"	"	PUNCT
fbem-6367	18	95	allows	allow	VERB
fbem-6367	18	96	for	for	ADP
fbem-6367	18	97	the	the	DET
fbem-6367	18	98	timely	timely	ADJ
fbem-6367	18	99	resolution	resolution	NOUN
fbem-6367	18	100	of	of	ADP
fbem-6367	18	101	monetary	monetary	ADJ
fbem-6367	18	102	8	8	NUM
fbem-6367	18	103	disputes	dispute	NOUN
fbem-6367	18	104	between	between	ADP
fbem-6367	18	105	investors	investor	NOUN
fbem-6367	18	106	and	and	CCONJ
fbem-6367	18	107	financial	financial	ADJ
fbem-6367	18	108	institutions	institution	NOUN
fbem-6367	18	109	[	[	X
fbem-6367	18	110	4	4	NUM
fbem-6367	18	111	]	]	PUNCT
fbem-6367	18	112	.	.	PUNCT
fbem-6367	19	1	3.2	3.2	NUM
fbem-6367	19	2	.	.	PUNCT
fbem-6367	20	1	key	key	ADJ
fbem-6367	20	2	principles	principle	NOUN
fbem-6367	20	3	the	the	DET
fbem-6367	20	4	financial	financial	ADJ
fbem-6367	20	5	mediation	mediation	NOUN
fbem-6367	20	6	centre	centre	NOUN
fbem-6367	20	7	is	be	AUX
fbem-6367	20	8	guided	guide	VERB
fbem-6367	20	9	by	by	ADP
fbem-6367	20	10	five	five	NUM
fbem-6367	20	11	main	main	ADJ
fbem-6367	20	12	principles	principle	NOUN
fbem-6367	20	13	,	,	PUNCT
fbem-6367	20	14	including	include	VERB
fbem-6367	20	15	1	1	NUM
fbem-6367	20	16	.	.	PUNCT
fbem-6367	21	1	the	the	DET
fbem-6367	21	2	principle	principle	NOUN
fbem-6367	21	3	of	of	ADP
fbem-6367	21	4	independence	independence	NOUN
fbem-6367	21	5	,	,	PUNCT
fbem-6367	21	6	i.e.	i.e.	X
fbem-6367	21	7	the	the	DET
fbem-6367	21	8	establishment	establishment	NOUN
fbem-6367	21	9	and	and	CCONJ
fbem-6367	21	10	management	management	NOUN
fbem-6367	21	11	of	of	ADP
fbem-6367	21	12	the	the	DET
fbem-6367	21	13	mediation	mediation	NOUN
fbem-6367	21	14	centre	centre	NOUN
fbem-6367	21	15	and	and	CCONJ
fbem-6367	21	16	the	the	DET
fbem-6367	21	17	coordination	coordination	NOUN
fbem-6367	21	18	scheme	scheme	NOUN
fbem-6367	21	19	for	for	ADP
fbem-6367	21	20	financial	financial	ADJ
fbem-6367	21	21	disputes	dispute	NOUN
fbem-6367	21	22	are	be	AUX
fbem-6367	21	23	independent	independent	ADJ
fbem-6367	21	24	of	of	ADP
fbem-6367	21	25	traditional	traditional	ADJ
fbem-6367	21	26	government	government	NOUN
fbem-6367	21	27	departments	department	NOUN
fbem-6367	21	28	and	and	CCONJ
fbem-6367	21	29	free	free	ADJ
fbem-6367	21	30	from	from	ADP
fbem-6367	21	31	outside	outside	ADJ
fbem-6367	21	32	interference	interference	NOUN
fbem-6367	21	33	in	in	ADP
fbem-6367	21	34	order	order	NOUN
fbem-6367	21	35	to	to	PART
fbem-6367	21	36	provide	provide	VERB
fbem-6367	21	37	an	an	DET
fbem-6367	21	38	independent	independent	ADJ
fbem-6367	21	39	dispute	dispute	NOUN
fbem-6367	21	40	resolution	resolution	NOUN
fbem-6367	21	41	service	service	NOUN
fbem-6367	21	42	to	to	ADP
fbem-6367	21	43	financial	financial	ADJ
fbem-6367	21	44	institutions	institution	NOUN
fbem-6367	21	45	and	and	CCONJ
fbem-6367	21	46	their	their	PRON
fbem-6367	21	47	clients	client	NOUN
fbem-6367	21	48	.	.	PUNCT
fbem-6367	22	1	2	2	X
fbem-6367	22	2	.	.	X
fbem-6367	22	3	the	the	DET
fbem-6367	22	4	principle	principle	NOUN
fbem-6367	22	5	of	of	ADP
fbem-6367	22	6	parity	parity	NOUN
fbem-6367	22	7	:	:	PUNCT
fbem-6367	22	8	this	this	PRON
fbem-6367	22	9	means	mean	VERB
fbem-6367	22	10	that	that	SCONJ
fbem-6367	22	11	financial	financial	ADJ
fbem-6367	22	12	institutions	institution	NOUN
fbem-6367	22	13	and	and	CCONJ
fbem-6367	22	14	their	their	PRON
fbem-6367	22	15	clients	client	NOUN
fbem-6367	22	16	are	be	AUX
fbem-6367	22	17	treated	treat	VERB
fbem-6367	22	18	fairly	fairly	ADV
fbem-6367	22	19	in	in	ADP
fbem-6367	22	20	the	the	DET
fbem-6367	22	21	proceedings	proceeding	NOUN
fbem-6367	22	22	of	of	ADP
fbem-6367	22	23	the	the	DET
fbem-6367	22	24	conciliation	conciliation	NOUN
fbem-6367	22	25	body	body	NOUN
fbem-6367	22	26	.	.	PUNCT
fbem-6367	23	1	3	3	X
fbem-6367	23	2	.	.	X
fbem-6367	23	3	the	the	DET
fbem-6367	23	4	principle	principle	NOUN
fbem-6367	23	5	of	of	ADP
fbem-6367	23	6	expediency	expediency	NOUN
fbem-6367	23	7	:	:	PUNCT
fbem-6367	23	8	this	this	PRON
fbem-6367	23	9	means	mean	VERB
fbem-6367	23	10	developing	develop	VERB
fbem-6367	23	11	and	and	CCONJ
fbem-6367	23	12	providing	provide	VERB
fbem-6367	23	13	simple	simple	ADJ
fbem-6367	23	14	,	,	PUNCT
fbem-6367	23	15	clear	clear	ADJ
fbem-6367	23	16	and	and	CCONJ
fbem-6367	23	17	easily	easily	ADV
fbem-6367	23	18	understood	understand	VERB
fbem-6367	23	19	dispute	dispute	NOUN
fbem-6367	23	20	resolution	resolution	NOUN
fbem-6367	23	21	procedures	procedure	NOUN
fbem-6367	23	22	and	and	CCONJ
fbem-6367	23	23	services	service	NOUN
fbem-6367	23	24	that	that	PRON
fbem-6367	23	25	are	be	AUX
fbem-6367	23	26	understandable	understandable	ADJ
fbem-6367	23	27	to	to	ADP
fbem-6367	23	28	both	both	DET
fbem-6367	23	29	parties	party	NOUN
fbem-6367	23	30	.	.	PUNCT
fbem-6367	24	1	4	4	X
fbem-6367	24	2	.	.	X
fbem-6367	24	3	the	the	DET
fbem-6367	24	4	principle	principle	NOUN
fbem-6367	24	5	of	of	ADP
fbem-6367	24	6	effectiveness	effectiveness	NOUN
fbem-6367	24	7	:	:	PUNCT
fbem-6367	24	8	this	this	PRON
fbem-6367	24	9	ensures	ensure	VERB
fbem-6367	24	10	that	that	SCONJ
fbem-6367	24	11	financial	financial	ADJ
fbem-6367	24	12	disputes	dispute	NOUN
fbem-6367	24	13	are	be	AUX
fbem-6367	24	14	resolved	resolve	VERB
fbem-6367	24	15	as	as	ADV
fbem-6367	24	16	quickly	quickly	ADV
fbem-6367	24	17	and	and	CCONJ
fbem-6367	24	18	effectively	effectively	ADV
fbem-6367	24	19	as	as	ADP
fbem-6367	24	20	possible	possible	ADJ
fbem-6367	24	21	,	,	PUNCT
fbem-6367	24	22	and	and	CCONJ
fbem-6367	24	23	the	the	DET
fbem-6367	24	24	"	"	PUNCT
fbem-6367	24	25	documents	document	NOUN
fbem-6367	24	26	-	-	PUNCT
fbem-6367	24	27	only	only	ADV
fbem-6367	24	28	"	"	PUNCT
fbem-6367	24	29	approach	approach	NOUN
fbem-6367	24	30	to	to	ADP
fbem-6367	24	31	arbitration	arbitration	NOUN
fbem-6367	24	32	ensures	ensure	VERB
fbem-6367	24	33	that	that	SCONJ
fbem-6367	24	34	the	the	DET
fbem-6367	24	35	process	process	NOUN
fbem-6367	24	36	is	be	AUX
fbem-6367	24	37	effective	effective	ADJ
fbem-6367	24	38	.	.	PUNCT
fbem-6367	25	1	5	5	X
fbem-6367	25	2	.	.	X
fbem-6367	25	3	principle	principle	NOUN
fbem-6367	25	4	of	of	ADP
fbem-6367	25	5	openness	openness	NOUN
fbem-6367	25	6	:	:	PUNCT
fbem-6367	25	7	i.e.	i.e.	X
fbem-6367	25	8	maximum	maximum	ADJ
fbem-6367	25	9	openness	openness	NOUN
fbem-6367	25	10	and	and	CCONJ
fbem-6367	25	11	transparency	transparency	NOUN
fbem-6367	25	12	in	in	ADP
fbem-6367	25	13	the	the	DET
fbem-6367	25	14	handling	handling	NOUN
fbem-6367	25	15	of	of	ADP
fbem-6367	25	16	disputes	dispute	NOUN
fbem-6367	25	17	and	and	CCONJ
fbem-6367	25	18	observance	observance	NOUN
fbem-6367	25	19	of	of	ADP
fbem-6367	25	20	confidentiality	confidentiality	NOUN
fbem-6367	25	21	and	and	CCONJ
fbem-6367	25	22	data	datum	NOUN
fbem-6367	25	23	protection[5	protection[5	NOUN
fbem-6367	25	24	]	]	PUNCT
fbem-6367	25	25	.	.	PUNCT
fbem-6367	26	1	4	4	X
fbem-6367	26	2	.	.	X
fbem-6367	26	3	dispute	dispute	NOUN
fbem-6367	26	4	resolution	resolution	NOUN
fbem-6367	26	5	mechanisms	mechanism	NOUN
fbem-6367	26	6	of	of	ADP
fbem-6367	26	7	the	the	DET
fbem-6367	26	8	financial	financial	ADJ
fbem-6367	26	9	dispute	dispute	NOUN
fbem-6367	26	10	resolution	resolution	NOUN
fbem-6367	26	11	centre	centre	NOUN
fbem-6367	26	12	4.1	4.1	NUM
fbem-6367	26	13	.	.	PUNCT
fbem-6367	27	1	jurisdiction	jurisdiction	NOUN
fbem-6367	27	2	of	of	ADP
fbem-6367	27	3	the	the	DET
fbem-6367	27	4	case	case	NOUN
fbem-6367	27	5	under	under	ADP
fbem-6367	27	6	the	the	DET
fbem-6367	27	7	revised	revise	VERB
fbem-6367	27	8	licensing	licensing	NOUN
fbem-6367	27	9	conditions	condition	NOUN
fbem-6367	27	10	and	and	CCONJ
fbem-6367	27	11	related	related	ADJ
fbem-6367	27	12	guidelines	guideline	NOUN
fbem-6367	27	13	of	of	ADP
fbem-6367	27	14	the	the	DET
fbem-6367	27	15	hong	hong	PROPN
fbem-6367	27	16	kong	kong	PROPN
fbem-6367	27	17	monetary	monetary	PROPN
fbem-6367	27	18	authority	authority	NOUN
fbem-6367	27	19	and	and	CCONJ
fbem-6367	27	20	the	the	DET
fbem-6367	27	21	sfc	sfc	NOUN
fbem-6367	27	22	,	,	PUNCT
fbem-6367	27	23	financial	financial	ADJ
fbem-6367	27	24	institutions	institution	NOUN
fbem-6367	27	25	approved	approve	VERB
fbem-6367	27	26	or	or	CCONJ
fbem-6367	27	27	regulated	regulate	VERB
fbem-6367	27	28	by	by	ADP
fbem-6367	27	29	them	they	PRON
fbem-6367	27	30	are	be	AUX
fbem-6367	27	31	required	require	VERB
fbem-6367	27	32	to	to	PART
fbem-6367	27	33	join	join	VERB
fbem-6367	27	34	the	the	DET
fbem-6367	27	35	mediation	mediation	NOUN
fbem-6367	27	36	centre	centre	NOUN
fbem-6367	27	37	'	'	PART
fbem-6367	27	38	s	s	PART
fbem-6367	27	39	mediation	mediation	NOUN
fbem-6367	27	40	scheme	scheme	NOUN
fbem-6367	27	41	and	and	CCONJ
fbem-6367	27	42	become	become	VERB
fbem-6367	27	43	its	its	PRON
fbem-6367	27	44	members	member	NOUN
fbem-6367	27	45	subject	subject	ADJ
fbem-6367	27	46	to	to	ADP
fbem-6367	27	47	the	the	DET
fbem-6367	27	48	mediation	mediation	NOUN
fbem-6367	27	49	centre	centre	NOUN
fbem-6367	27	50	'	'	PART
fbem-6367	27	51	s	s	PART
fbem-6367	27	52	mediation	mediation	NOUN
fbem-6367	27	53	arrangements	arrangement	NOUN
fbem-6367	27	54	.	.	PUNCT
fbem-6367	28	1	this	this	PRON
fbem-6367	28	2	will	will	AUX
fbem-6367	28	3	also	also	ADV
fbem-6367	28	4	facilitate	facilitate	VERB
fbem-6367	28	5	the	the	DET
fbem-6367	28	6	functioning	functioning	NOUN
fbem-6367	28	7	of	of	ADP
fbem-6367	28	8	the	the	DET
fbem-6367	28	9	fdrc	fdrc	NOUN
fbem-6367	28	10	,	,	PUNCT
fbem-6367	28	11	effectively	effectively	ADV
fbem-6367	28	12	expand	expand	VERB
fbem-6367	28	13	the	the	DET
fbem-6367	28	14	channels	channel	NOUN
fbem-6367	28	15	for	for	ADP
fbem-6367	28	16	financial	financial	ADJ
fbem-6367	28	17	dispute	dispute	NOUN
fbem-6367	28	18	resolution	resolution	NOUN
fbem-6367	28	19	and	and	CCONJ
fbem-6367	28	20	enhance	enhance	VERB
fbem-6367	28	21	customers	customer	NOUN
fbem-6367	28	22	'	'	PART
fbem-6367	28	23	trust	trust	NOUN
fbem-6367	28	24	in	in	ADP
fbem-6367	28	25	the	the	DET
fbem-6367	28	26	financial	financial	ADJ
fbem-6367	28	27	market	market	NOUN
fbem-6367	28	28	.	.	PUNCT
fbem-6367	29	1	the	the	DET
fbem-6367	29	2	mediation	mediation	NOUN
fbem-6367	29	3	centre	centre	NOUN
fbem-6367	29	4	'	'	PART
fbem-6367	29	5	s	s	NOUN
fbem-6367	29	6	remit	remit	NOUN
fbem-6367	29	7	includes	include	VERB
fbem-6367	29	8	1	1	NUM
fbem-6367	29	9	.	.	NOUN
fbem-6367	29	10	involves	involve	VERB
fbem-6367	29	11	an	an	DET
fbem-6367	29	12	eligible	eligible	ADJ
fbem-6367	29	13	claimant	claimant	NOUN
fbem-6367	29	14	and	and	CCONJ
fbem-6367	29	15	a	a	DET
fbem-6367	29	16	financial	financial	ADJ
fbem-6367	29	17	institution	institution	NOUN
fbem-6367	29	18	that	that	PRON
fbem-6367	29	19	is	be	AUX
fbem-6367	29	20	a	a	DET
fbem-6367	29	21	member	member	NOUN
fbem-6367	29	22	of	of	ADP
fbem-6367	29	23	the	the	DET
fbem-6367	29	24	scheme	scheme	NOUN
fbem-6367	29	25	,	,	PUNCT
fbem-6367	29	26	where	where	SCONJ
fbem-6367	29	27	the	the	DET
fbem-6367	29	28	eligible	eligible	ADJ
fbem-6367	29	29	claimant	claimant	NOUN
fbem-6367	29	30	is	be	AUX
fbem-6367	29	31	an	an	DET
fbem-6367	29	32	individual	individual	NOUN
fbem-6367	29	33	,	,	PUNCT
fbem-6367	29	34	a	a	DET
fbem-6367	29	35	sole	sole	ADJ
fbem-6367	29	36	proprietor	proprietor	NOUN
fbem-6367	29	37	or	or	CCONJ
fbem-6367	29	38	a	a	DET
fbem-6367	29	39	small	small	ADJ
fbem-6367	29	40	business	business	NOUN
fbem-6367	29	41	(	(	PUNCT
fbem-6367	29	42	meaning	mean	VERB
fbem-6367	29	43	a	a	DET
fbem-6367	29	44	limited	limited	ADJ
fbem-6367	29	45	company	company	NOUN
fbem-6367	29	46	or	or	CCONJ
fbem-6367	29	47	a	a	DET
fbem-6367	29	48	partnership	partnership	NOUN
fbem-6367	29	49	,	,	PUNCT
fbem-6367	29	50	where	where	SCONJ
fbem-6367	29	51	the	the	DET
fbem-6367	29	52	annual	annual	ADJ
fbem-6367	29	53	turnover	turnover	NOUN
fbem-6367	29	54	of	of	ADP
fbem-6367	29	55	the	the	DET
fbem-6367	29	56	small	small	ADJ
fbem-6367	29	57	business	business	NOUN
fbem-6367	29	58	or	or	CCONJ
fbem-6367	29	59	its	its	PRON
fbem-6367	29	60	group	group	NOUN
fbem-6367	29	61	does	do	AUX
fbem-6367	29	62	not	not	PART
fbem-6367	29	63	exceed	exceed	VERB
fbem-6367	29	64	hk$50	hk$50	PROPN
fbem-6367	29	65	million	million	NUM
fbem-6367	29	66	;	;	PUNCT
fbem-6367	29	67	and	and	CCONJ
fbem-6367	29	68	its	its	PRON
fbem-6367	29	69	total	total	ADJ
fbem-6367	29	70	assets	asset	NOUN
fbem-6367	29	71	do	do	AUX
fbem-6367	29	72	not	not	PART
fbem-6367	29	73	exceed	exceed	VERB
fbem-6367	29	74	hk$50	hk$50	PROPN
fbem-6367	29	75	million	million	NUM
fbem-6367	29	76	;	;	PUNCT
fbem-6367	29	77	and	and	CCONJ
fbem-6367	29	78	the	the	DET
fbem-6367	29	79	number	number	NOUN
fbem-6367	29	80	of	of	ADP
fbem-6367	29	81	its	its	PRON
fbem-6367	29	82	employees	employee	NOUN
fbem-6367	29	83	in	in	ADP
fbem-6367	29	84	hong	hong	PROPN
fbem-6367	29	85	kong	kong	PROPN
fbem-6367	29	86	does	do	AUX
fbem-6367	29	87	not	not	PART
fbem-6367	29	88	exceed	exceed	VERB
fbem-6367	29	89	50	50	NUM
fbem-6367	29	90	)	)	PUNCT
fbem-6367	29	91	.	.	PUNCT
fbem-6367	30	1	2	2	X
fbem-6367	30	2	.	.	X
fbem-6367	30	3	pecuniary	pecuniary	ADJ
fbem-6367	30	4	in	in	ADP
fbem-6367	30	5	nature	nature	NOUN
fbem-6367	30	6	,	,	PUNCT
fbem-6367	30	7	i.e.	i.e.	X
fbem-6367	30	8	involving	involve	VERB
fbem-6367	30	9	monetary	monetary	ADJ
fbem-6367	30	10	issues	issue	NOUN
fbem-6367	30	11	;	;	PUNCT
fbem-6367	30	12	before	before	ADP
fbem-6367	30	13	the	the	DET
fbem-6367	30	14	establishment	establishment	NOUN
fbem-6367	30	15	of	of	ADP
fbem-6367	30	16	the	the	DET
fbem-6367	30	17	financial	financial	ADJ
fbem-6367	30	18	mediation	mediation	NOUN
fbem-6367	30	19	centre	centre	NOUN
fbem-6367	30	20	,	,	PUNCT
fbem-6367	30	21	there	there	PRON
fbem-6367	30	22	were	be	VERB
fbem-6367	30	23	already	already	ADV
fbem-6367	30	24	various	various	ADJ
fbem-6367	30	25	financial	financial	ADJ
fbem-6367	30	26	dispute	dispute	NOUN
fbem-6367	30	27	resolution	resolution	NOUN
fbem-6367	30	28	channels	channel	NOUN
fbem-6367	30	29	in	in	ADP
fbem-6367	30	30	hong	hong	PROPN
fbem-6367	30	31	kong	kong	PROPN
fbem-6367	30	32	.	.	PUNCT
fbem-6367	31	1	in	in	ADP
fbem-6367	31	2	order	order	NOUN
fbem-6367	31	3	to	to	PART
fbem-6367	31	4	avoid	avoid	VERB
fbem-6367	31	5	conflict	conflict	NOUN
fbem-6367	31	6	of	of	ADP
fbem-6367	31	7	functions	function	NOUN
fbem-6367	31	8	and	and	CCONJ
fbem-6367	31	9	to	to	PART
fbem-6367	31	10	highlight	highlight	VERB
fbem-6367	31	11	and	and	CCONJ
fbem-6367	31	12	bring	bring	VERB
fbem-6367	31	13	into	into	ADP
fbem-6367	31	14	play	play	VERB
fbem-6367	31	15	the	the	DET
fbem-6367	31	16	functions	function	NOUN
fbem-6367	31	17	of	of	ADP
fbem-6367	31	18	the	the	DET
fbem-6367	31	19	centre	centre	NOUN
fbem-6367	31	20	itself	itself	PRON
fbem-6367	31	21	in	in	ADP
fbem-6367	31	22	resolving	resolve	VERB
fbem-6367	31	23	pecuniary	pecuniary	ADJ
fbem-6367	31	24	disputes	dispute	NOUN
fbem-6367	31	25	between	between	ADP
fbem-6367	31	26	financial	financial	ADJ
fbem-6367	31	27	institutions	institution	NOUN
fbem-6367	31	28	and	and	CCONJ
fbem-6367	31	29	financial	financial	ADJ
fbem-6367	31	30	consumers	consumer	NOUN
fbem-6367	31	31	,	,	PUNCT
fbem-6367	31	32	the	the	DET
fbem-6367	31	33	functions	function	NOUN
fbem-6367	31	34	of	of	ADP
fbem-6367	31	35	the	the	DET
fbem-6367	31	36	centre	centre	NOUN
fbem-6367	31	37	are	be	AUX
fbem-6367	31	38	to	to	PART
fbem-6367	31	39	handle	handle	VERB
fbem-6367	31	40	disputes	dispute	NOUN
fbem-6367	31	41	relating	relate	VERB
fbem-6367	31	42	to	to	ADP
fbem-6367	31	43	pecuniary	pecuniary	ADJ
fbem-6367	31	44	compensation	compensation	NOUN
fbem-6367	31	45	,	,	PUNCT
fbem-6367	31	46	but	but	CCONJ
fbem-6367	31	47	not	not	PART
fbem-6367	31	48	those	those	PRON
fbem-6367	31	49	relating	relate	VERB
fbem-6367	31	50	to	to	ADP
fbem-6367	31	51	interest	interest	NOUN
fbem-6367	31	52	rates	rate	NOUN
fbem-6367	31	53	,	,	PUNCT
fbem-6367	31	54	bribes	bribe	NOUN
fbem-6367	31	55	and	and	CCONJ
fbem-6367	31	56	fees	fee	NOUN
fbem-6367	31	57	.	.	PUNCT
fbem-6367	32	1	3	3	X
fbem-6367	32	2	.	.	X
fbem-6367	32	3	must	must	AUX
fbem-6367	32	4	be	be	AUX
fbem-6367	32	5	caused	cause	VERB
fbem-6367	32	6	by	by	ADP
fbem-6367	32	7	any	any	DET
fbem-6367	32	8	act	act	NOUN
fbem-6367	32	9	or	or	CCONJ
fbem-6367	32	10	omission	omission	NOUN
fbem-6367	32	11	in	in	ADP
fbem-6367	32	12	the	the	DET
fbem-6367	32	13	provision	provision	NOUN
fbem-6367	32	14	of	of	ADP
fbem-6367	32	15	financial	financial	ADJ
fbem-6367	32	16	services	service	NOUN
fbem-6367	32	17	to	to	ADP
fbem-6367	32	18	the	the	DET
fbem-6367	32	19	eligible	eligible	ADJ
fbem-6367	32	20	claimant	claimant	NOUN
fbem-6367	32	21	under	under	ADP
fbem-6367	32	22	a	a	DET
fbem-6367	32	23	contract	contract	NOUN
fbem-6367	32	24	entered	enter	VERB
fbem-6367	32	25	into	into	ADP
fbem-6367	32	26	or	or	CCONJ
fbem-6367	32	27	made	make	VERB
fbem-6367	32	28	between	between	ADP
fbem-6367	32	29	the	the	DET
fbem-6367	32	30	eligible	eligible	ADJ
fbem-6367	32	31	claimant	claimant	NOUN
fbem-6367	32	32	and	and	CCONJ
fbem-6367	32	33	the	the	DET
fbem-6367	32	34	financial	financial	ADJ
fbem-6367	32	35	institution	institution	NOUN
fbem-6367	32	36	in	in	ADP
fbem-6367	32	37	hong	hong	PROPN
fbem-6367	32	38	kong	kong	PROPN
fbem-6367	32	39	or	or	CCONJ
fbem-6367	32	40	when	when	SCONJ
fbem-6367	32	41	the	the	DET
fbem-6367	32	42	financial	financial	ADJ
fbem-6367	32	43	institution	institution	NOUN
fbem-6367	32	44	is	be	AUX
fbem-6367	32	45	acting	act	VERB
fbem-6367	32	46	as	as	ADP
fbem-6367	32	47	an	an	DET
fbem-6367	32	48	agent	agent	NOUN
fbem-6367	32	49	,	,	PUNCT
fbem-6367	32	50	which	which	PRON
fbem-6367	32	51	can	can	AUX
fbem-6367	32	52	not	not	PART
fbem-6367	32	53	be	be	AUX
fbem-6367	32	54	resolved	resolve	VERB
fbem-6367	32	55	internally	internally	ADV
fbem-6367	32	56	by	by	ADP
fbem-6367	32	57	the	the	DET
fbem-6367	32	58	financial	financial	ADJ
fbem-6367	32	59	institution	institution	NOUN
fbem-6367	32	60	.	.	PUNCT
fbem-6367	33	1	in	in	ADP
fbem-6367	33	2	addition	addition	NOUN
fbem-6367	33	3	,	,	PUNCT
fbem-6367	33	4	in	in	ADP
fbem-6367	33	5	accordance	accordance	NOUN
fbem-6367	33	6	with	with	ADP
fbem-6367	33	7	the	the	DET
fbem-6367	33	8	newly	newly	ADV
fbem-6367	33	9	revised	revise	VERB
fbem-6367	33	10	terms	term	NOUN
fbem-6367	33	11	of	of	ADP
fbem-6367	33	12	reference	reference	NOUN
fbem-6367	33	13	in	in	ADP
fbem-6367	33	14	2018	2018	NUM
fbem-6367	33	15	,	,	PUNCT
fbem-6367	33	16	the	the	DET
fbem-6367	33	17	mediation	mediation	NOUN
fbem-6367	33	18	centre	centre	NOUN
fbem-6367	33	19	can	can	AUX
fbem-6367	33	20	handle	handle	VERB
fbem-6367	33	21	claims	claim	NOUN
fbem-6367	33	22	from	from	ADP
fbem-6367	33	23	a	a	DET
fbem-6367	33	24	maximum	maximum	NOUN
fbem-6367	33	25	of	of	ADP
fbem-6367	33	26	hk$500,000	hk$500,000	NUM
fbem-6367	33	27	to	to	ADP
fbem-6367	33	28	a	a	DET
fbem-6367	33	29	maximum	maximum	NOUN
fbem-6367	33	30	of	of	ADP
fbem-6367	33	31	hk$1	hk$1	ADV
fbem-6367	33	32	million	million	NUM
fbem-6367	33	33	(	(	PUNCT
fbem-6367	33	34	for	for	ADP
fbem-6367	33	35	claims	claim	NOUN
fbem-6367	33	36	with	with	ADP
fbem-6367	33	37	first	first	ADJ
fbem-6367	33	38	knowledge	knowledge	NOUN
fbem-6367	33	39	of	of	ADP
fbem-6367	33	40	loss	loss	NOUN
fbem-6367	33	41	on	on	ADP
fbem-6367	33	42	or	or	CCONJ
fbem-6367	33	43	after	after	ADP
fbem-6367	33	44	1	1	NUM
fbem-6367	33	45	january	january	PROPN
fbem-6367	33	46	2018	2018	NUM
fbem-6367	33	47	,	,	PUNCT
fbem-6367	33	48	except	except	SCONJ
fbem-6367	33	49	for	for	ADP
fbem-6367	33	50	the	the	DET
fbem-6367	33	51	application	application	NOUN
fbem-6367	33	52	of	of	ADP
fbem-6367	33	53	the	the	DET
fbem-6367	33	54	small	small	ADJ
fbem-6367	33	55	business	business	NOUN
fbem-6367	33	56	provisions	provision	NOUN
fbem-6367	33	57	after	after	ADP
fbem-6367	33	58	1	1	NUM
fbem-6367	33	59	july	july	PROPN
fbem-6367	33	60	2018	2018	NUM
fbem-6367	33	61	)	)	PUNCT
fbem-6367	33	62	.	.	PUNCT
fbem-6367	34	1	with	with	ADP
fbem-6367	34	2	the	the	DET
fbem-6367	34	3	consent	consent	NOUN
fbem-6367	34	4	of	of	ADP
fbem-6367	34	5	both	both	DET
fbem-6367	34	6	parties	party	NOUN
fbem-6367	34	7	,	,	PUNCT
fbem-6367	34	8	the	the	DET
fbem-6367	34	9	fdrc	fdrc	NOUN
fbem-6367	34	10	may	may	AUX
fbem-6367	34	11	handle	handle	VERB
fbem-6367	34	12	some	some	DET
fbem-6367	34	13	cases	case	NOUN
fbem-6367	34	14	exceeding	exceed	VERB
fbem-6367	34	15	hk$1	hk$1	ADV
fbem-6367	34	16	million	million	NUM
fbem-6367	34	17	or	or	CCONJ
fbem-6367	34	18	the	the	DET
fbem-6367	34	19	24	24	NUM
fbem-6367	34	20	-	-	PUNCT
fbem-6367	34	21	month	month	NOUN
fbem-6367	34	22	limitation	limitation	NOUN
fbem-6367	34	23	period	period	NOUN
fbem-6367	34	24	for	for	ADP
fbem-6367	34	25	claims	claim	NOUN
fbem-6367	34	26	.	.	PUNCT
fbem-6367	35	1	the	the	DET
fbem-6367	35	2	limitation	limitation	NOUN
fbem-6367	35	3	on	on	ADP
fbem-6367	35	4	the	the	DET
fbem-6367	35	5	maximum	maximum	ADJ
fbem-6367	35	6	amount	amount	NOUN
fbem-6367	35	7	of	of	ADP
fbem-6367	35	8	claims	claim	NOUN
fbem-6367	35	9	also	also	ADV
fbem-6367	35	10	enhances	enhance	VERB
fbem-6367	35	11	the	the	DET
fbem-6367	35	12	success	success	NOUN
fbem-6367	35	13	rate	rate	NOUN
fbem-6367	35	14	of	of	ADP
fbem-6367	35	15	the	the	DET
fbem-6367	35	16	fdrc	fdrc	NOUN
fbem-6367	35	17	in	in	ADP
fbem-6367	35	18	resolving	resolve	VERB
fbem-6367	35	19	conflicts	conflict	NOUN
fbem-6367	35	20	through	through	ADP
fbem-6367	35	21	mediation	mediation	NOUN
fbem-6367	35	22	.	.	PUNCT
fbem-6367	36	1	4.2	4.2	NUM
fbem-6367	36	2	.	.	PUNCT
fbem-6367	36	3	financial	financial	ADJ
fbem-6367	36	4	dispute	dispute	NOUN
fbem-6367	36	5	resolution	resolution	NOUN
fbem-6367	36	6	centre	centre	NOUN
fbem-6367	36	7	(	(	PUNCT
fbem-6367	36	8	fdrc	fdrc	NOUN
fbem-6367	36	9	)	)	PUNCT
fbem-6367	36	10	first	first	ADV
fbem-6367	36	11	handling	handling	NOUN
fbem-6367	36	12	procedures	procedure	NOUN
fbem-6367	36	13	the	the	DET
fbem-6367	36	14	hong	hong	PROPN
fbem-6367	36	15	kong	kong	PROPN
fbem-6367	36	16	financial	financial	ADJ
fbem-6367	36	17	mediation	mediation	NOUN
fbem-6367	36	18	centre	centre	NOUN
fbem-6367	36	19	(	(	PUNCT
fbem-6367	36	20	hkfmc	hkfmc	PROPN
fbem-6367	36	21	)	)	PUNCT
fbem-6367	36	22	was	be	AUX
fbem-6367	36	23	established	establish	VERB
fbem-6367	36	24	in	in	ADP
fbem-6367	36	25	the	the	DET
fbem-6367	36	26	aftermath	aftermath	NOUN
fbem-6367	36	27	of	of	ADP
fbem-6367	36	28	the	the	DET
fbem-6367	36	29	2008	2008	NUM
fbem-6367	36	30	financial	financial	ADJ
fbem-6367	36	31	crisis	crisis	NOUN
fbem-6367	36	32	to	to	PART
fbem-6367	36	33	address	address	VERB
fbem-6367	36	34	the	the	DET
fbem-6367	36	35	growing	grow	VERB
fbem-6367	36	36	number	number	NOUN
fbem-6367	36	37	of	of	ADP
fbem-6367	36	38	financial	financial	ADJ
fbem-6367	36	39	disputes	dispute	NOUN
fbem-6367	36	40	between	between	ADP
fbem-6367	36	41	financial	financial	ADJ
fbem-6367	36	42	institutions	institution	NOUN
fbem-6367	36	43	and	and	CCONJ
fbem-6367	36	44	financial	financial	ADJ
fbem-6367	36	45	consumers	consumer	NOUN
fbem-6367	36	46	in	in	ADP
fbem-6367	36	47	the	the	DET
fbem-6367	36	48	financial	financial	ADJ
fbem-6367	36	49	market	market	NOUN
fbem-6367	36	50	,	,	PUNCT
fbem-6367	36	51	which	which	PRON
fbem-6367	36	52	are	be	AUX
fbem-6367	36	53	large	large	ADJ
fbem-6367	36	54	in	in	ADP
fbem-6367	36	55	number	number	NOUN
fbem-6367	36	56	and	and	CCONJ
fbem-6367	36	57	small	small	ADJ
fbem-6367	36	58	in	in	ADP
fbem-6367	36	59	value	value	NOUN
fbem-6367	36	60	,	,	PUNCT
fbem-6367	36	61	with	with	ADP
fbem-6367	36	62	a	a	DET
fbem-6367	36	63	disparity	disparity	NOUN
fbem-6367	36	64	in	in	ADP
fbem-6367	36	65	strength	strength	NOUN
fbem-6367	36	66	between	between	ADP
fbem-6367	36	67	the	the	DET
fbem-6367	36	68	parties	party	NOUN
fbem-6367	36	69	and	and	CCONJ
fbem-6367	36	70	similar	similar	ADJ
fbem-6367	36	71	cases	case	NOUN
fbem-6367	36	72	.	.	PUNCT
fbem-6367	37	1	the	the	DET
fbem-6367	37	2	mediation	mediation	NOUN
fbem-6367	37	3	centre	centre	NOUN
fbem-6367	37	4	is	be	AUX
fbem-6367	37	5	therefore	therefore	ADV
fbem-6367	37	6	highly	highly	ADV
fbem-6367	37	7	efficient	efficient	ADJ
fbem-6367	37	8	in	in	ADP
fbem-6367	37	9	handling	handle	VERB
fbem-6367	37	10	cases	case	NOUN
fbem-6367	37	11	.	.	PUNCT
fbem-6367	38	1	the	the	DET
fbem-6367	38	2	mediation	mediation	NOUN
fbem-6367	38	3	centre	centre	NOUN
fbem-6367	38	4	'	'	PART
fbem-6367	38	5	s	s	NOUN
fbem-6367	38	6	approach	approach	NOUN
fbem-6367	38	7	to	to	PART
fbem-6367	38	8	dispute	dispute	NOUN
fbem-6367	38	9	resolution	resolution	NOUN
fbem-6367	38	10	is	be	AUX
fbem-6367	38	11	"	"	PUNCT
fbem-6367	38	12	mediation	mediation	NOUN
fbem-6367	38	13	first	first	ADV
fbem-6367	38	14	,	,	PUNCT
fbem-6367	38	15	then	then	ADV
fbem-6367	38	16	arbitration	arbitration	NOUN
fbem-6367	38	17	"	"	PUNCT
fbem-6367	38	18	,	,	PUNCT
fbem-6367	38	19	with	with	ADP
fbem-6367	38	20	mediation	mediation	NOUN
fbem-6367	38	21	being	be	AUX
fbem-6367	38	22	the	the	DET
fbem-6367	38	23	main	main	ADJ
fbem-6367	38	24	tool	tool	NOUN
fbem-6367	38	25	.	.	PUNCT
fbem-6367	39	1	mediation	mediation	NOUN
fbem-6367	39	2	is	be	AUX
fbem-6367	39	3	voluntary	voluntary	ADJ
fbem-6367	39	4	,	,	PUNCT
fbem-6367	39	5	guided	guide	VERB
fbem-6367	39	6	by	by	ADP
fbem-6367	39	7	a	a	DET
fbem-6367	39	8	neutral	neutral	ADJ
fbem-6367	39	9	mediator	mediator	NOUN
fbem-6367	39	10	and	and	CCONJ
fbem-6367	39	11	conducted	conduct	VERB
fbem-6367	39	12	in	in	ADP
fbem-6367	39	13	private	private	ADJ
fbem-6367	39	14	.	.	PUNCT
fbem-6367	40	1	once	once	SCONJ
fbem-6367	40	2	arbitration	arbitration	NOUN
fbem-6367	40	3	proceedings	proceeding	NOUN
fbem-6367	40	4	have	have	AUX
fbem-6367	40	5	been	be	AUX
fbem-6367	40	6	initiated	initiate	VERB
fbem-6367	40	7	,	,	PUNCT
fbem-6367	40	8	the	the	DET
fbem-6367	40	9	result	result	NOUN
fbem-6367	40	10	of	of	ADP
fbem-6367	40	11	the	the	DET
fbem-6367	40	12	arbitration	arbitration	NOUN
fbem-6367	40	13	is	be	AUX
fbem-6367	40	14	final	final	ADJ
fbem-6367	40	15	and	and	CCONJ
fbem-6367	40	16	means	mean	VERB
fbem-6367	40	17	that	that	SCONJ
fbem-6367	40	18	the	the	DET
fbem-6367	40	19	case	case	NOUN
fbem-6367	40	20	is	be	AUX
fbem-6367	40	21	closed	close	VERB
fbem-6367	40	22	and	and	CCONJ
fbem-6367	40	23	there	there	PRON
fbem-6367	40	24	is	be	VERB
fbem-6367	40	25	no	no	DET
fbem-6367	40	26	need	need	NOUN
fbem-6367	40	27	to	to	PART
fbem-6367	40	28	litigate	litigate	VERB
fbem-6367	40	29	the	the	DET
fbem-6367	40	30	case	case	NOUN
fbem-6367	40	31	or	or	CCONJ
fbem-6367	40	32	the	the	DET
fbem-6367	40	33	validity	validity	NOUN
fbem-6367	40	34	of	of	ADP
fbem-6367	40	35	the	the	DET
fbem-6367	40	36	arbitration	arbitration	NOUN
fbem-6367	40	37	.	.	PUNCT
fbem-6367	41	1	in	in	ADP
fbem-6367	41	2	addition	addition	NOUN
fbem-6367	41	3	to	to	ADP
fbem-6367	41	4	this	this	DET
fbem-6367	41	5	model	model	NOUN
fbem-6367	41	6	,	,	PUNCT
fbem-6367	41	7	if	if	SCONJ
fbem-6367	41	8	a	a	DET
fbem-6367	41	9	claimant	claimant	NOUN
fbem-6367	41	10	applies	apply	VERB
fbem-6367	41	11	for	for	ADP
fbem-6367	41	12	mediation	mediation	NOUN
fbem-6367	41	13	directly	directly	ADV
fbem-6367	41	14	after	after	SCONJ
fbem-6367	41	15	a	a	DET
fbem-6367	41	16	dispute	dispute	NOUN
fbem-6367	41	17	has	have	AUX
fbem-6367	41	18	arisen	arise	VERB
fbem-6367	41	19	without	without	ADP
fbem-6367	41	20	having	having	AUX
fbem-6367	41	21	negotiated	negotiate	VERB
fbem-6367	41	22	with	with	ADP
fbem-6367	41	23	the	the	DET
fbem-6367	41	24	financial	financial	ADJ
fbem-6367	41	25	institution	institution	NOUN
fbem-6367	41	26	,	,	PUNCT
fbem-6367	41	27	the	the	DET
fbem-6367	41	28	mediation	mediation	NOUN
fbem-6367	41	29	centre	centre	NOUN
fbem-6367	41	30	will	will	AUX
fbem-6367	41	31	normally	normally	ADV
fbem-6367	41	32	require	require	VERB
fbem-6367	41	33	him	he	PRON
fbem-6367	41	34	/	/	SYM
fbem-6367	41	35	her	she	PRON
fbem-6367	41	36	to	to	PART
fbem-6367	41	37	contact	contact	VERB
fbem-6367	41	38	the	the	DET
fbem-6367	41	39	financial	financial	ADJ
fbem-6367	41	40	institution	institution	NOUN
fbem-6367	41	41	to	to	PART
fbem-6367	41	42	negotiate	negotiate	VERB
fbem-6367	41	43	a	a	DET
fbem-6367	41	44	settlement	settlement	NOUN
fbem-6367	41	45	before	before	SCONJ
fbem-6367	41	46	the	the	DET
fbem-6367	41	47	application	application	NOUN
fbem-6367	41	48	can	can	AUX
fbem-6367	41	49	be	be	AUX
fbem-6367	41	50	accepted	accept	VERB
fbem-6367	41	51	,	,	PUNCT
fbem-6367	41	52	and	and	CCONJ
fbem-6367	41	53	a	a	DET
fbem-6367	41	54	fee	fee	NOUN
fbem-6367	41	55	of	of	ADP
fbem-6367	41	56	hk$100	hk$100	NOUN
fbem-6367	41	57	will	will	AUX
fbem-6367	41	58	be	be	AUX
fbem-6367	41	59	charged	charge	VERB
fbem-6367	41	60	for	for	ADP
fbem-6367	41	61	submitting	submit	VERB
fbem-6367	41	62	the	the	DET
fbem-6367	41	63	application	application	NOUN
fbem-6367	41	64	to	to	PART
fbem-6367	41	65	reduce	reduce	VERB
fbem-6367	41	66	frivolous	frivolous	ADJ
fbem-6367	41	67	applications	application	NOUN
fbem-6367	41	68	and	and	CCONJ
fbem-6367	41	69	optimize	optimize	VERB
fbem-6367	41	70	mediation	mediation	NOUN
fbem-6367	41	71	resources[6	resources[6	NOUN
fbem-6367	41	72	]	]	PUNCT
fbem-6367	41	73	.	.	PUNCT
fbem-6367	42	1	in	in	ADP
fbem-6367	42	2	addition	addition	NOUN
fbem-6367	42	3	,	,	PUNCT
fbem-6367	42	4	the	the	DET
fbem-6367	42	5	mediation	mediation	NOUN
fbem-6367	42	6	centre	centre	NOUN
fbem-6367	42	7	provides	provide	VERB
fbem-6367	42	8	an	an	DET
fbem-6367	42	9	advisory	advisory	ADJ
fbem-6367	42	10	service	service	NOUN
fbem-6367	42	11	before	before	SCONJ
fbem-6367	42	12	the	the	DET
fbem-6367	42	13	application	application	NOUN
fbem-6367	42	14	is	be	AUX
fbem-6367	42	15	processed	process	VERB
fbem-6367	42	16	.	.	PUNCT
fbem-6367	43	1	in	in	ADP
fbem-6367	43	2	addition	addition	NOUN
fbem-6367	43	3	to	to	ADP
fbem-6367	43	4	explaining	explain	VERB
fbem-6367	43	5	the	the	DET
fbem-6367	43	6	scope	scope	NOUN
fbem-6367	43	7	of	of	ADP
fbem-6367	43	8	the	the	DET
fbem-6367	43	9	mediation	mediation	NOUN
fbem-6367	43	10	scheme	scheme	NOUN
fbem-6367	43	11	to	to	ADP
fbem-6367	43	12	the	the	DET
fbem-6367	43	13	enquirer	enquirer	NOUN
fbem-6367	43	14	,	,	PUNCT
fbem-6367	43	15	the	the	DET
fbem-6367	43	16	mediation	mediation	NOUN
fbem-6367	43	17	scheme	scheme	NOUN
fbem-6367	43	18	officer	officer	NOUN
fbem-6367	43	19	will	will	AUX
fbem-6367	43	20	assist	assist	VERB
fbem-6367	43	21	the	the	DET
fbem-6367	43	22	enquirer	enquirer	NOUN
fbem-6367	43	23	by	by	ADP
fbem-6367	43	24	providing	provide	VERB
fbem-6367	43	25	information	information	NOUN
fbem-6367	43	26	on	on	ADP
fbem-6367	43	27	ways	way	NOUN
fbem-6367	43	28	to	to	PART
fbem-6367	43	29	further	far	ADV
fbem-6367	43	30	address	address	VERB
fbem-6367	43	31	the	the	DET
fbem-6367	43	32	enquiry	enquiry	NOUN
fbem-6367	43	33	,	,	PUNCT
fbem-6367	43	34	which	which	PRON
fbem-6367	43	35	is	be	AUX
fbem-6367	43	36	completely	completely	ADV
fbem-6367	43	37	free	free	ADJ
fbem-6367	43	38	of	of	ADP
fbem-6367	43	39	charge	charge	NOUN
fbem-6367	43	40	.	.	PUNCT
fbem-6367	44	1	(	(	PUNCT
fbem-6367	44	2	see	see	VERB
fbem-6367	44	3	figure	figure	NOUN
fbem-6367	44	4	1	1	NUM
fbem-6367	44	5	,	,	PUNCT
fbem-6367	44	6	dispute	dispute	NOUN
fbem-6367	44	7	resolution	resolution	NOUN
fbem-6367	44	8	process	process	NOUN
fbem-6367	44	9	)	)	PUNCT
fbem-6367	44	10	in	in	ADP
fbem-6367	44	11	2021	2021	NUM
fbem-6367	44	12	,	,	PUNCT
fbem-6367	44	13	the	the	DET
fbem-6367	44	14	mediation	mediation	NOUN
fbem-6367	44	15	centre	centre	NOUN
fbem-6367	44	16	provided	provide	VERB
fbem-6367	44	17	288	288	NUM
fbem-6367	44	18	instances	instance	NOUN
fbem-6367	44	19	of	of	ADP
fbem-6367	44	20	assistance	assistance	NOUN
fbem-6367	44	21	to	to	ADP
fbem-6367	44	22	enquirers	enquirer	NOUN
fbem-6367	44	23	,	,	PUNCT
fbem-6367	44	24	offering	offer	VERB
fbem-6367	44	25	them	they	PRON
fbem-6367	44	26	good	good	ADJ
fbem-6367	44	27	alternatives	alternative	NOUN
fbem-6367	44	28	to	to	ADP
fbem-6367	44	29	dispute	dispute	NOUN
fbem-6367	44	30	resolution	resolution	NOUN
fbem-6367	44	31	.	.	PUNCT
fbem-6367	45	1	it	it	PRON
fbem-6367	45	2	is	be	AUX
fbem-6367	45	3	evident	evident	ADJ
fbem-6367	45	4	that	that	SCONJ
fbem-6367	45	5	the	the	DET
fbem-6367	45	6	mediation	mediation	NOUN
fbem-6367	45	7	centre	centre	NOUN
fbem-6367	45	8	has	have	AUX
fbem-6367	45	9	taken	take	VERB
fbem-6367	45	10	efficiency	efficiency	NOUN
fbem-6367	45	11	into	into	ADP
fbem-6367	45	12	account	account	NOUN
fbem-6367	45	13	in	in	ADP
fbem-6367	45	14	its	its	PRON
fbem-6367	45	15	procedural	procedural	ADJ
fbem-6367	45	16	arrangements	arrangement	NOUN
fbem-6367	45	17	by	by	ADP
fbem-6367	45	18	providing	provide	VERB
fbem-6367	45	19	a	a	DET
fbem-6367	45	20	variety	variety	NOUN
fbem-6367	45	21	of	of	ADP
fbem-6367	45	22	adr	adr	PROPN
fbem-6367	45	23	procedures	procedure	NOUN
fbem-6367	45	24	and	and	CCONJ
fbem-6367	45	25	diverse	diverse	ADJ
fbem-6367	45	26	remedies	remedy	NOUN
fbem-6367	45	27	to	to	PART
fbem-6367	45	28	reduce	reduce	VERB
fbem-6367	45	29	friction	friction	NOUN
fbem-6367	45	30	between	between	ADP
fbem-6367	45	31	the	the	DET
fbem-6367	45	32	parties	party	NOUN
fbem-6367	45	33	and	and	CCONJ
fbem-6367	45	34	facilitate	facilitate	VERB
fbem-6367	45	35	a	a	DET
fbem-6367	45	36	satisfactory	satisfactory	ADJ
fbem-6367	45	37	outcome	outcome	NOUN
fbem-6367	45	38	for	for	ADP
fbem-6367	45	39	both	both	DET
fbem-6367	45	40	parties	party	NOUN
fbem-6367	45	41	.	.	PUNCT
fbem-6367	46	1	in	in	ADP
fbem-6367	46	2	the	the	DET
fbem-6367	46	3	2021	2021	NUM
fbem-6367	46	4	satisfaction	satisfaction	NOUN
fbem-6367	46	5	survey	survey	NOUN
fbem-6367	46	6	,	,	PUNCT
fbem-6367	46	7	"	"	PUNCT
fbem-6367	46	8	89	89	NUM
fbem-6367	46	9	%	%	NOUN
fbem-6367	46	10	"	"	PUNCT
fbem-6367	46	11	of	of	ADP
fbem-6367	46	12	the	the	DET
fbem-6367	46	13	parties	party	NOUN
fbem-6367	46	14	were	be	AUX
fbem-6367	46	15	satisfied	satisfied	ADJ
fbem-6367	46	16	with	with	ADP
fbem-6367	46	17	the	the	DET
fbem-6367	46	18	mechanism	mechanism	NOUN
fbem-6367	46	19	and	and	CCONJ
fbem-6367	46	20	"	"	PUNCT
fbem-6367	46	21	92	92	NUM
fbem-6367	46	22	%	%	NOUN
fbem-6367	46	23	"	"	PUNCT
fbem-6367	46	24	of	of	ADP
fbem-6367	46	25	the	the	DET
fbem-6367	46	26	parties	party	NOUN
fbem-6367	46	27	said	say	VERB
fbem-6367	46	28	they	they	PRON
fbem-6367	46	29	would	would	AUX
fbem-6367	46	30	recommend	recommend	VERB
fbem-6367	46	31	the	the	DET
fbem-6367	46	32	centre	centre	NOUN
fbem-6367	46	33	's	's	PART
fbem-6367	46	34	services	service	NOUN
fbem-6367	46	35	to	to	ADP
fbem-6367	46	36	others	other	NOUN
fbem-6367	46	37	in	in	ADP
fbem-6367	46	38	similar	similar	ADJ
fbem-6367	46	39	disputes	dispute	NOUN
fbem-6367	46	40	.	.	PUNCT
fbem-6367	47	1	(	(	PUNCT
fbem-6367	47	2	see	see	VERB
fbem-6367	47	3	figure	figure	NOUN
fbem-6367	47	4	2	2	NUM
fbem-6367	47	5	,	,	PUNCT
fbem-6367	47	6	figure	figure	VERB
fbem-6367	47	7	3	3	NUM
fbem-6367	47	8	)	)	PUNCT
fbem-6367	47	9	another	another	DET
fbem-6367	47	10	advantage	advantage	NOUN
fbem-6367	47	11	of	of	ADP
fbem-6367	47	12	the	the	DET
fbem-6367	47	13	fdrc	fdrc	NOUN
fbem-6367	47	14	is	be	AUX
fbem-6367	47	15	that	that	SCONJ
fbem-6367	47	16	it	it	PRON
fbem-6367	47	17	balances	balance	VERB
fbem-6367	47	18	the	the	DET
fbem-6367	47	19	asymmetrical	asymmetrical	ADJ
fbem-6367	47	20	relationship	relationship	NOUN
fbem-6367	47	21	between	between	ADP
fbem-6367	47	22	financial	financial	ADJ
fbem-6367	47	23	consumers	consumer	NOUN
fbem-6367	47	24	and	and	CCONJ
fbem-6367	47	25	financial	financial	ADJ
fbem-6367	47	26	institutions	institution	NOUN
fbem-6367	47	27	with	with	ADP
fbem-6367	47	28	asymmetrical	asymmetrical	ADJ
fbem-6367	47	29	rules	rule	NOUN
fbem-6367	47	30	,	,	PUNCT
fbem-6367	47	31	thus	thus	ADV
fbem-6367	47	32	protecting	protect	VERB
fbem-6367	47	33	the	the	DET
fbem-6367	47	34	weaker	weak	ADJ
fbem-6367	47	35	party	party	NOUN
fbem-6367	47	36	and	and	CCONJ
fbem-6367	47	37	effectively	effectively	ADV
fbem-6367	47	38	resolving	resolve	VERB
fbem-6367	47	39	disputes[7	disputes[7	PROPN
fbem-6367	47	40	]	]	X
fbem-6367	47	41	.	.	PUNCT
fbem-6367	48	1	specifically	specifically	ADV
fbem-6367	48	2	,	,	PUNCT
fbem-6367	48	3	in	in	ADP
fbem-6367	48	4	terms	term	NOUN
fbem-6367	48	5	of	of	ADP
fbem-6367	48	6	procedural	procedural	ADJ
fbem-6367	48	7	arrangements	arrangement	NOUN
fbem-6367	48	8	,	,	PUNCT
fbem-6367	48	9	the	the	DET
fbem-6367	48	10	subject	subject	NOUN
fbem-6367	48	11	entitled	entitle	VERB
fbem-6367	48	12	to	to	PART
fbem-6367	48	13	bring	bring	VERB
fbem-6367	48	14	a	a	DET
fbem-6367	48	15	claim	claim	NOUN
fbem-6367	48	16	must	must	AUX
fbem-6367	48	17	be	be	AUX
fbem-6367	48	18	a	a	DET
fbem-6367	48	19	financial	financial	ADJ
fbem-6367	48	20	consumer	consumer	NOUN
fbem-6367	48	21	,	,	PUNCT
fbem-6367	48	22	and	and	CCONJ
fbem-6367	48	23	financial	financial	ADJ
fbem-6367	48	24	institutions	institution	NOUN
fbem-6367	48	25	can	can	AUX
fbem-6367	48	26	only	only	ADV
fbem-6367	48	27	compulsorily	compulsorily	ADV
fbem-6367	48	28	participate	participate	VERB
fbem-6367	48	29	in	in	ADP
fbem-6367	48	30	mediation	mediation	NOUN
fbem-6367	48	31	and	and	CCONJ
fbem-6367	48	32	arbitration	arbitration	NOUN
fbem-6367	48	33	and	and	CCONJ
fbem-6367	48	34	are	be	AUX
fbem-6367	48	35	bound	bind	VERB
fbem-6367	48	36	by	by	ADP
fbem-6367	48	37	the	the	DET
fbem-6367	48	38	final	final	ADJ
fbem-6367	48	39	outcome	outcome	NOUN
fbem-6367	48	40	;	;	PUNCT
fbem-6367	48	41	in	in	ADP
fbem-6367	48	42	terms	term	NOUN
fbem-6367	48	43	of	of	ADP
fbem-6367	48	44	sharing	sharing	NOUN
fbem-6367	48	45	of	of	ADP
fbem-6367	48	46	costs	cost	NOUN
fbem-6367	48	47	,	,	PUNCT
fbem-6367	48	48	financial	financial	ADJ
fbem-6367	48	49	institutions	institution	NOUN
fbem-6367	48	50	are	be	AUX
fbem-6367	48	51	required	require	VERB
fbem-6367	48	52	to	to	PART
fbem-6367	48	53	pay	pay	VERB
fbem-6367	48	54	much	much	ADV
fbem-6367	48	55	higher	high	ADJ
fbem-6367	48	56	fees	fee	NOUN
fbem-6367	48	57	than	than	ADP
fbem-6367	48	58	financial	financial	ADJ
fbem-6367	48	59	consumers	consumer	NOUN
fbem-6367	48	60	,	,	PUNCT
fbem-6367	48	61	as	as	SCONJ
fbem-6367	48	62	shown	show	VERB
fbem-6367	48	63	in	in	ADP
fbem-6367	48	64	table	table	NOUN
fbem-6367	48	65	1	1	NUM
fbem-6367	48	66	for	for	ADP
fbem-6367	48	67	mediation	mediation	NOUN
fbem-6367	48	68	(	(	PUNCT
fbem-6367	48	69	4	4	NUM
fbem-6367	48	70	hours	hour	NOUN
fbem-6367	48	71	)	)	PUNCT
fbem-6367	48	72	,	,	PUNCT
fbem-6367	48	73	for	for	ADP
fbem-6367	48	74	example	example	NOUN
fbem-6367	48	75	.	.	PUNCT
fbem-6367	49	1	9	9	NUM
fbem-6367	49	2	table	table	NOUN
fbem-6367	49	3	1	1	NUM
fbem-6367	49	4	.	.	PUNCT
fbem-6367	49	5	fee	fee	NOUN
fbem-6367	49	6	rates	rate	NOUN
fbem-6367	49	7	for	for	ADP
fbem-6367	49	8	different	different	ADJ
fbem-6367	49	9	claim	claim	NOUN
fbem-6367	49	10	amounts	amount	NOUN
fbem-6367	49	11	based	base	VERB
fbem-6367	49	12	on	on	ADP
fbem-6367	49	13	mediation	mediation	NOUN
fbem-6367	49	14	(	(	PUNCT
fbem-6367	49	15	4	4	NUM
fbem-6367	49	16	hours	hour	NOUN
fbem-6367	49	17	)	)	PUNCT
fbem-6367	49	18	mediation	mediation	NOUN
fbem-6367	49	19	(	(	PUNCT
fbem-6367	49	20	4	4	NUM
fbem-6367	49	21	hours	hour	NOUN
fbem-6367	49	22	)	)	PUNCT
fbem-6367	49	23	as	as	ADP
fbem-6367	49	24	an	an	DET
fbem-6367	49	25	example	example	NOUN
fbem-6367	49	26	of	of	ADP
fbem-6367	49	27	a	a	DET
fbem-6367	49	28	fee	fee	NOUN
fbem-6367	49	29	for	for	ADP
fbem-6367	49	30	different	different	ADJ
fbem-6367	49	31	claim	claim	NOUN
fbem-6367	49	32	amounts	amount	NOUN
fbem-6367	49	33	amount	amount	NOUN
fbem-6367	49	34	claimed	claim	VERB
fbem-6367	49	35	applicant	applicant	ADJ
fbem-6367	49	36	/	/	SYM
fbem-6367	49	37	claimant	claimant	ADJ
fbem-6367	49	38	financial	financial	ADJ
fbem-6367	49	39	institutions	institution	NOUN
fbem-6367	49	40	less	less	ADJ
fbem-6367	49	41	than	than	ADP
fbem-6367	49	42	$	$	SYM
fbem-6367	49	43	200,000	200,000	NUM
fbem-6367	49	44	1000	1000	NUM
fbem-6367	49	45	50,000	50,000	NUM
fbem-6367	49	46	200,000	200,000	NUM
fbem-6367	49	47	to	to	PART
fbem-6367	49	48	$	$	SYM
fbem-6367	49	49	1,000,000	1,000,000	NUM
fbem-6367	49	50	2000	2000	NUM
fbem-6367	49	51	10,000	10,000	NUM
fbem-6367	49	52	figure	figure	NOUN
fbem-6367	49	53	1	1	NUM
fbem-6367	49	54	.	.	PUNCT
fbem-6367	50	1	hong	hong	PROPN
fbem-6367	50	2	kong	kong	PROPN
fbem-6367	50	3	financial	financial	ADJ
fbem-6367	50	4	mediation	mediation	NOUN
fbem-6367	50	5	centre	centre	NOUN
fbem-6367	50	6	dispute	dispute	NOUN
fbem-6367	50	7	resolution	resolution	NOUN
fbem-6367	50	8	operational	operational	ADJ
fbem-6367	50	9	procedures	procedure	NOUN
fbem-6367	50	10	figure	figure	VERB
fbem-6367	50	11	2	2	NUM
fbem-6367	50	12	.	.	PUNCT
fbem-6367	51	1	provide	provide	VERB
fbem-6367	51	2	searchers	searcher	NOUN
fbem-6367	51	3	with	with	ADP
fbem-6367	51	4	access	access	NOUN
fbem-6367	51	5	to	to	ADP
fbem-6367	51	6	further	further	ADJ
fbem-6367	51	7	processing	processing	NOUN
fbem-6367	51	8	of	of	ADP
fbem-6367	51	9	their	their	PRON
fbem-6367	51	10	queries	query	NOUN
fbem-6367	51	11	38.20	38.20	NUM
fbem-6367	51	12	%	%	NOUN
fbem-6367	51	13	29.90	29.90	NUM
fbem-6367	51	14	%	%	NOUN
fbem-6367	51	15	18.40	18.40	NUM
fbem-6367	51	16	%	%	NOUN
fbem-6367	51	17	5.90	5.90	NUM
fbem-6367	51	18	%	%	NOUN
fbem-6367	51	19	4.90	4.90	NUM
fbem-6367	51	20	%	%	NOUN
fbem-6367	51	21	1.40	1.40	NUM
fbem-6367	51	22	%	%	NOUN
fbem-6367	51	23	1.40	1.40	NUM
fbem-6367	51	24	%	%	NOUN
fbem-6367	51	25	provide	provide	VERB
fbem-6367	51	26	searchers	searcher	NOUN
fbem-6367	51	27	with	with	ADP
fbem-6367	51	28	access	access	NOUN
fbem-6367	51	29	to	to	ADP
fbem-6367	51	30	further	further	ADJ
fbem-6367	51	31	processing	processing	NOUN
fbem-6367	51	32	of	of	ADP
fbem-6367	51	33	their	their	PRON
fbem-6367	51	34	queries	query	NOUN
fbem-6367	51	35	government	government	NOUN
fbem-6367	51	36	service	service	NOUN
fbem-6367	51	37	monetary	monetary	ADJ
fbem-6367	51	38	authority（hkma&csrc	authority（hkma&csrc	PROPN
fbem-6367	51	39	）	）	PROPN
fbem-6367	51	40	mediation	mediation	NOUN
fbem-6367	51	41	service	service	NOUN
fbem-6367	51	42	provider	provider	NOUN
fbem-6367	51	43	statutory	statutory	ADJ
fbem-6367	51	44	bodies	body	NOUN
fbem-6367	51	45	insurance	insurance	VERB
fbem-6367	51	46	related	relate	VERB
fbem-6367	51	47	institutions	institution	NOUN
fbem-6367	51	48	financial	financial	ADJ
fbem-6367	51	49	related	relate	VERB
fbem-6367	51	50	institutions	institution	NOUN
fbem-6367	51	51	oth	oth	PROPN
fbem-6367	51	52	10	10	NUM
fbem-6367	51	53	figure	figure	NOUN
fbem-6367	51	54	3	3	NUM
fbem-6367	51	55	.	.	PUNCT
fbem-6367	51	56	satisfaction	satisfaction	NOUN
fbem-6367	51	57	survey	survey	NOUN
fbem-6367	51	58	for	for	ADP
fbem-6367	51	59	the	the	DET
fbem-6367	51	60	hong	hong	PROPN
fbem-6367	51	61	kong	kong	PROPN
fbem-6367	51	62	financial	financial	ADJ
fbem-6367	51	63	mediation	mediation	NOUN
fbem-6367	51	64	centre	centre	NOUN
fbem-6367	51	65	(	(	PUNCT
fbem-6367	51	66	2021	2021	NUM
fbem-6367	51	67	)	)	PUNCT
fbem-6367	51	68	5	5	NUM
fbem-6367	51	69	.	.	PUNCT
fbem-6367	51	70	current	current	ADJ
fbem-6367	51	71	developments	development	NOUN
fbem-6367	51	72	in	in	ADP
fbem-6367	51	73	financial	financial	ADJ
fbem-6367	51	74	dispute	dispute	NOUN
fbem-6367	51	75	resolution	resolution	NOUN
fbem-6367	51	76	mechanisms	mechanism	NOUN
fbem-6367	51	77	in	in	ADP
fbem-6367	51	78	mainland	mainland	NOUN
fbem-6367	51	79	china	china	PROPN
fbem-6367	51	80	5.1	5.1	NUM
fbem-6367	51	81	.	.	PUNCT
fbem-6367	52	1	current	current	ADJ
fbem-6367	52	2	status	status	NOUN
fbem-6367	52	3	of	of	ADP
fbem-6367	52	4	litigation	litigation	NOUN
fbem-6367	52	5	of	of	ADP
fbem-6367	52	6	financial	financial	ADJ
fbem-6367	52	7	disputes	dispute	NOUN
fbem-6367	52	8	in	in	ADP
fbem-6367	52	9	the	the	DET
fbem-6367	52	10	mainland	mainland	NOUN
fbem-6367	52	11	with	with	ADP
fbem-6367	52	12	the	the	DET
fbem-6367	52	13	booming	booming	ADJ
fbem-6367	52	14	financial	financial	ADJ
fbem-6367	52	15	market	market	NOUN
fbem-6367	52	16	in	in	ADP
fbem-6367	52	17	the	the	DET
fbem-6367	52	18	mainland	mainland	NOUN
fbem-6367	52	19	,	,	PUNCT
fbem-6367	52	20	the	the	DET
fbem-6367	52	21	proliferation	proliferation	NOUN
fbem-6367	52	22	and	and	CCONJ
fbem-6367	52	23	variety	variety	NOUN
fbem-6367	52	24	of	of	ADP
fbem-6367	52	25	financial	financial	ADJ
fbem-6367	52	26	products	product	NOUN
fbem-6367	52	27	,	,	PUNCT
fbem-6367	52	28	coupled	couple	VERB
fbem-6367	52	29	with	with	ADP
fbem-6367	52	30	the	the	DET
fbem-6367	52	31	increased	increase	VERB
fbem-6367	52	32	awareness	awareness	NOUN
fbem-6367	52	33	of	of	ADP
fbem-6367	52	34	financial	financial	ADJ
fbem-6367	52	35	investment	investment	NOUN
fbem-6367	52	36	among	among	ADP
fbem-6367	52	37	the	the	DET
fbem-6367	52	38	public	public	NOUN
fbem-6367	52	39	,	,	PUNCT
fbem-6367	52	40	the	the	DET
fbem-6367	52	41	volume	volume	NOUN
fbem-6367	52	42	of	of	ADP
fbem-6367	52	43	financial	financial	ADJ
fbem-6367	52	44	product	product	NOUN
fbem-6367	52	45	transactions	transaction	NOUN
fbem-6367	52	46	has	have	AUX
fbem-6367	52	47	increased	increase	VERB
fbem-6367	52	48	significantly	significantly	ADV
fbem-6367	52	49	,	,	PUNCT
fbem-6367	52	50	and	and	CCONJ
fbem-6367	52	51	with	with	ADP
fbem-6367	52	52	it	it	PRON
fbem-6367	52	53	,	,	PUNCT
fbem-6367	52	54	the	the	DET
fbem-6367	52	55	number	number	NOUN
fbem-6367	52	56	of	of	ADP
fbem-6367	52	57	financial	financial	ADJ
fbem-6367	52	58	disputes	dispute	NOUN
fbem-6367	52	59	with	with	ADP
fbem-6367	52	60	individual	individual	ADJ
fbem-6367	52	61	investors	investor	NOUN
fbem-6367	52	62	and	and	CCONJ
fbem-6367	52	63	small	small	ADJ
fbem-6367	52	64	enterprises	enterprise	NOUN
fbem-6367	52	65	as	as	ADP
fbem-6367	52	66	one	one	NUM
fbem-6367	52	67	of	of	ADP
fbem-6367	52	68	the	the	DET
fbem-6367	52	69	main	main	ADJ
fbem-6367	52	70	parties	party	NOUN
fbem-6367	52	71	has	have	AUX
fbem-6367	52	72	climbed	climb	VERB
fbem-6367	52	73	;	;	PUNCT
fbem-6367	52	74	in	in	ADP
fbem-6367	52	75	shanghai	shanghai	PROPN
fbem-6367	52	76	,	,	PUNCT
fbem-6367	52	77	for	for	ADP
fbem-6367	52	78	example	example	NOUN
fbem-6367	52	79	,	,	PUNCT
fbem-6367	52	80	the	the	DET
fbem-6367	52	81	total	total	ADJ
fbem-6367	52	82	amount	amount	NOUN
fbem-6367	52	83	of	of	ADP
fbem-6367	52	84	financial	financial	ADJ
fbem-6367	52	85	and	and	CCONJ
fbem-6367	52	86	commercial	commercial	ADJ
fbem-6367	52	87	cases	case	NOUN
fbem-6367	52	88	of	of	ADP
fbem-6367	52	89	first	first	ADJ
fbem-6367	52	90	instance	instance	NOUN
fbem-6367	52	91	received	receive	VERB
fbem-6367	52	92	by	by	ADP
fbem-6367	52	93	the	the	DET
fbem-6367	52	94	shanghai	shanghai	PROPN
fbem-6367	52	95	courts	court	NOUN
fbem-6367	52	96	in	in	ADP
fbem-6367	52	97	2019	2019	NUM
fbem-6367	52	98	has	have	AUX
fbem-6367	52	99	exceeded	exceed	VERB
fbem-6367	52	100	the	the	DET
fbem-6367	52	101	200	200	NUM
fbem-6367	52	102	billion	billion	NUM
fbem-6367	52	103	mark	mark	NOUN
fbem-6367	52	104	;	;	PUNCT
fbem-6367	52	105	in	in	ADP
fbem-6367	52	106	2021	2021	NUM
fbem-6367	52	107	,	,	PUNCT
fbem-6367	52	108	the	the	DET
fbem-6367	52	109	shanghai	shanghai	PROPN
fbem-6367	52	110	courts	court	NOUN
fbem-6367	52	111	received	receive	VERB
fbem-6367	52	112	a	a	DET
fbem-6367	52	113	total	total	NOUN
fbem-6367	52	114	of	of	ADP
fbem-6367	52	115	197,484	197,484	NUM
fbem-6367	52	116	first	first	ADJ
fbem-6367	52	117	instance	instance	NOUN
fbem-6367	52	118	financial	financial	ADJ
fbem-6367	52	119	and	and	CCONJ
fbem-6367	52	120	commercial	commercial	ADJ
fbem-6367	52	121	cases	case	NOUN
fbem-6367	52	122	were	be	AUX
fbem-6367	52	123	received	receive	VERB
fbem-6367	52	124	by	by	ADP
fbem-6367	52	125	shanghai	shanghai	PROPN
fbem-6367	52	126	courts	court	NOUN
fbem-6367	52	127	in	in	ADP
fbem-6367	52	128	2021	2021	NUM
fbem-6367	52	129	,	,	PUNCT
fbem-6367	52	130	up	up	ADV
fbem-6367	52	131	10.16	10.16	NUM
fbem-6367	52	132	%	%	NOUN
fbem-6367	52	133	year	year	NOUN
fbem-6367	52	134	-	-	PUNCT
fbem-6367	52	135	on	on	ADP
fbem-6367	52	136	-	-	PUNCT
fbem-6367	52	137	year	year	NOUN
fbem-6367	52	138	(	(	PUNCT
fbem-6367	52	139	table	table	NOUN
fbem-6367	52	140	2	2	NUM
fbem-6367	52	141	chart	chart	NOUN
fbem-6367	52	142	of	of	ADP
fbem-6367	52	143	first	first	ADJ
fbem-6367	52	144	instance	instance	NOUN
fbem-6367	52	145	financial	financial	ADJ
fbem-6367	52	146	and	and	CCONJ
fbem-6367	52	147	commercial	commercial	ADJ
fbem-6367	52	148	cases	case	NOUN
fbem-6367	52	149	received	receive	VERB
fbem-6367	52	150	by	by	ADP
fbem-6367	52	151	shanghai	shanghai	PROPN
fbem-6367	52	152	courts	court	NOUN
fbem-6367	52	153	over	over	ADP
fbem-6367	52	154	the	the	DET
fbem-6367	52	155	past	past	ADJ
fbem-6367	52	156	five	five	NUM
fbem-6367	52	157	years	year	NOUN
fbem-6367	52	158	)	)	PUNCT
fbem-6367	52	159	;	;	PUNCT
fbem-6367	52	160	3,348	3,348	NUM
fbem-6367	52	161	second	second	ADJ
fbem-6367	52	162	instance	instance	NOUN
fbem-6367	52	163	financial	financial	ADJ
fbem-6367	52	164	and	and	CCONJ
fbem-6367	52	165	commercial	commercial	ADJ
fbem-6367	52	166	cases	case	NOUN
fbem-6367	52	167	were	be	AUX
fbem-6367	52	168	received	receive	VERB
fbem-6367	52	169	by	by	ADP
fbem-6367	52	170	the	the	DET
fbem-6367	52	171	city	city	NOUN
fbem-6367	52	172	's	's	PART
fbem-6367	52	173	courts	court	NOUN
fbem-6367	52	174	in	in	ADP
fbem-6367	52	175	2021	2021	NUM
fbem-6367	52	176	,	,	PUNCT
fbem-6367	52	177	the	the	DET
fbem-6367	52	178	highest	high	ADJ
fbem-6367	52	179	number	number	NOUN
fbem-6367	52	180	of	of	ADP
fbem-6367	52	181	cases	case	NOUN
fbem-6367	52	182	received	receive	VERB
fbem-6367	52	183	in	in	ADP
fbem-6367	52	184	the	the	DET
fbem-6367	52	185	past	past	ADJ
fbem-6367	52	186	five	five	NUM
fbem-6367	52	187	years[8	years[8	PROPN
fbem-6367	52	188	]	]	X
fbem-6367	52	189	.	.	PUNCT
fbem-6367	53	1	the	the	DET
fbem-6367	53	2	increase	increase	NOUN
fbem-6367	53	3	in	in	ADP
fbem-6367	53	4	the	the	DET
fbem-6367	53	5	number	number	NOUN
fbem-6367	53	6	of	of	ADP
fbem-6367	53	7	financial	financial	ADJ
fbem-6367	53	8	dispute	dispute	NOUN
fbem-6367	53	9	cases	case	NOUN
fbem-6367	53	10	and	and	CCONJ
fbem-6367	53	11	the	the	DET
fbem-6367	53	12	difficulty	difficulty	NOUN
fbem-6367	53	13	of	of	ADP
fbem-6367	53	14	new	new	ADJ
fbem-6367	53	15	types	type	NOUN
fbem-6367	53	16	of	of	ADP
fbem-6367	53	17	cases	case	NOUN
fbem-6367	53	18	both	both	PRON
fbem-6367	53	19	put	put	VERB
fbem-6367	53	20	enormous	enormous	ADJ
fbem-6367	53	21	pressure	pressure	NOUN
fbem-6367	53	22	on	on	ADP
fbem-6367	53	23	the	the	DET
fbem-6367	53	24	trial	trial	NOUN
fbem-6367	53	25	activities	activity	NOUN
fbem-6367	53	26	of	of	ADP
fbem-6367	53	27	the	the	DET
fbem-6367	53	28	courts	court	NOUN
fbem-6367	53	29	and	and	CCONJ
fbem-6367	53	30	adjudicators	adjudicator	NOUN
fbem-6367	53	31	.	.	PUNCT
fbem-6367	54	1	even	even	ADV
fbem-6367	54	2	in	in	ADP
fbem-6367	54	3	shanghai	shanghai	PROPN
fbem-6367	54	4	,	,	PUNCT
fbem-6367	54	5	which	which	PRON
fbem-6367	54	6	is	be	AUX
fbem-6367	54	7	the	the	DET
fbem-6367	54	8	financial	financial	ADJ
fbem-6367	54	9	centre	centre	NOUN
fbem-6367	54	10	of	of	ADP
fbem-6367	54	11	the	the	DET
fbem-6367	54	12	mainland	mainland	NOUN
fbem-6367	54	13	,	,	PUNCT
fbem-6367	54	14	the	the	DET
fbem-6367	54	15	court	court	NOUN
fbem-6367	54	16	system	system	NOUN
fbem-6367	54	17	has	have	VERB
fbem-6367	54	18	less	less	ADJ
fbem-6367	54	19	than	than	ADP
fbem-6367	54	20	300	300	NUM
fbem-6367	54	21	financial	financial	ADJ
fbem-6367	54	22	and	and	CCONJ
fbem-6367	54	23	commercial	commercial	ADJ
fbem-6367	54	24	adjudicators	adjudicator	NOUN
fbem-6367	54	25	,	,	PUNCT
fbem-6367	54	26	and	and	CCONJ
fbem-6367	54	27	in	in	ADP
fbem-6367	54	28	the	the	DET
fbem-6367	54	29	face	face	NOUN
fbem-6367	54	30	of	of	ADP
fbem-6367	54	31	nearly	nearly	ADV
fbem-6367	54	32	200,000	200,000	NUM
fbem-6367	54	33	financial	financial	ADJ
fbem-6367	54	34	dispute	dispute	NOUN
fbem-6367	54	35	cases	case	NOUN
fbem-6367	54	36	throughout	throughout	ADP
fbem-6367	54	37	the	the	DET
fbem-6367	54	38	year	year	NOUN
fbem-6367	54	39	,	,	PUNCT
fbem-6367	54	40	it	it	PRON
fbem-6367	54	41	is	be	AUX
fbem-6367	54	42	inevitable	inevitable	ADJ
fbem-6367	54	43	that	that	SCONJ
fbem-6367	54	44	other	other	ADJ
fbem-6367	54	45	adjudicators	adjudicator	NOUN
fbem-6367	54	46	with	with	ADP
fbem-6367	54	47	no	no	DET
fbem-6367	54	48	educational	educational	ADJ
fbem-6367	54	49	background	background	NOUN
fbem-6367	54	50	or	or	CCONJ
fbem-6367	54	51	trial	trial	NOUN
fbem-6367	54	52	experience	experience	NOUN
fbem-6367	54	53	in	in	ADP
fbem-6367	54	54	financial	financial	ADJ
fbem-6367	54	55	and	and	CCONJ
fbem-6367	54	56	commercial	commercial	ADJ
fbem-6367	54	57	matters	matter	NOUN
fbem-6367	54	58	will	will	AUX
fbem-6367	54	59	be	be	AUX
fbem-6367	54	60	in	in	ADP
fbem-6367	54	61	the	the	DET
fbem-6367	54	62	face	face	NOUN
fbem-6367	54	63	of	of	ADP
fbem-6367	54	64	nearly	nearly	ADV
fbem-6367	54	65	200,000	200,000	NUM
fbem-6367	54	66	financial	financial	ADJ
fbem-6367	54	67	disputes	dispute	NOUN
fbem-6367	54	68	throughout	throughout	ADP
fbem-6367	54	69	the	the	DET
fbem-6367	54	70	year	year	NOUN
fbem-6367	54	71	,	,	PUNCT
fbem-6367	54	72	it	it	PRON
fbem-6367	54	73	is	be	AUX
fbem-6367	54	74	inevitable	inevitable	ADJ
fbem-6367	54	75	that	that	SCONJ
fbem-6367	54	76	such	such	ADJ
fbem-6367	54	77	cases	case	NOUN
fbem-6367	54	78	will	will	AUX
fbem-6367	54	79	be	be	AUX
fbem-6367	54	80	tried	try	VERB
fbem-6367	54	81	by	by	ADP
fbem-6367	54	82	other	other	ADJ
fbem-6367	54	83	adjudicators	adjudicator	NOUN
fbem-6367	54	84	without	without	ADP
fbem-6367	54	85	financial	financial	ADJ
fbem-6367	54	86	and	and	CCONJ
fbem-6367	54	87	commercial	commercial	ADJ
fbem-6367	54	88	education	education	NOUN
fbem-6367	54	89	or	or	CCONJ
fbem-6367	54	90	experience	experience	NOUN
fbem-6367	54	91	,	,	PUNCT
fbem-6367	54	92	resulting	result	VERB
fbem-6367	54	93	in	in	ADP
fbem-6367	54	94	lower	low	ADJ
fbem-6367	54	95	quality	quality	NOUN
fbem-6367	54	96	decisions	decision	NOUN
fbem-6367	54	97	and	and	CCONJ
fbem-6367	54	98	repeated	repeat	VERB
fbem-6367	54	99	litigation	litigation	NOUN
fbem-6367	54	100	.	.	PUNCT
fbem-6367	55	1	in	in	ADP
fbem-6367	55	2	addition	addition	NOUN
fbem-6367	55	3	,	,	PUNCT
fbem-6367	55	4	financial	financial	ADJ
fbem-6367	55	5	litigation	litigation	NOUN
fbem-6367	55	6	disputes	dispute	NOUN
fbem-6367	55	7	,	,	PUNCT
fbem-6367	55	8	like	like	ADP
fbem-6367	55	9	other	other	ADJ
fbem-6367	55	10	litigation	litigation	NOUN
fbem-6367	55	11	,	,	PUNCT
fbem-6367	55	12	have	have	VERB
fbem-6367	55	13	long	long	ADJ
fbem-6367	55	14	trial	trial	NOUN
fbem-6367	55	15	periods	period	NOUN
fbem-6367	55	16	,	,	PUNCT
fbem-6367	55	17	strict	strict	ADJ
fbem-6367	55	18	procedural	procedural	ADJ
fbem-6367	55	19	restrictions	restriction	NOUN
fbem-6367	55	20	on	on	ADP
fbem-6367	55	21	all	all	DET
fbem-6367	55	22	aspects	aspect	NOUN
fbem-6367	55	23	and	and	CCONJ
fbem-6367	55	24	high	high	ADJ
fbem-6367	55	25	time	time	NOUN
fbem-6367	55	26	costs	cost	NOUN
fbem-6367	55	27	.	.	PUNCT
fbem-6367	56	1	for	for	ADP
fbem-6367	56	2	financial	financial	ADJ
fbem-6367	56	3	consumers	consumer	NOUN
fbem-6367	56	4	,	,	PUNCT
fbem-6367	56	5	they	they	PRON
fbem-6367	56	6	are	be	AUX
fbem-6367	56	7	in	in	ADP
fbem-6367	56	8	a	a	DET
fbem-6367	56	9	weak	weak	ADJ
fbem-6367	56	10	position	position	NOUN
fbem-6367	56	11	to	to	PART
fbem-6367	56	12	prove	prove	VERB
fbem-6367	56	13	their	their	PRON
fbem-6367	56	14	case	case	NOUN
fbem-6367	56	15	,	,	PUNCT
fbem-6367	56	16	which	which	PRON
fbem-6367	56	17	is	be	AUX
fbem-6367	56	18	not	not	PART
fbem-6367	56	19	conducive	conducive	ADJ
fbem-6367	56	20	to	to	ADP
fbem-6367	56	21	a	a	DET
fbem-6367	56	22	fair	fair	ADJ
fbem-6367	56	23	decision	decision	NOUN
fbem-6367	56	24	;	;	PUNCT
fbem-6367	56	25	for	for	ADP
fbem-6367	56	26	financial	financial	ADJ
fbem-6367	56	27	institutions	institution	NOUN
fbem-6367	56	28	on	on	ADP
fbem-6367	56	29	the	the	DET
fbem-6367	56	30	other	other	ADJ
fbem-6367	56	31	hand	hand	NOUN
fbem-6367	56	32	,	,	PUNCT
fbem-6367	56	33	a	a	DET
fbem-6367	56	34	public	public	ADJ
fbem-6367	56	35	trial	trial	NOUN
fbem-6367	56	36	is	be	AUX
fbem-6367	56	37	also	also	ADV
fbem-6367	56	38	not	not	PART
fbem-6367	56	39	conducive	conducive	ADJ
fbem-6367	56	40	to	to	ADP
fbem-6367	56	41	the	the	DET
fbem-6367	56	42	protection	protection	NOUN
fbem-6367	56	43	of	of	ADP
fbem-6367	56	44	their	their	PRON
fbem-6367	56	45	trade	trade	NOUN
fbem-6367	56	46	secrets	secret	NOUN
fbem-6367	56	47	.	.	PUNCT
fbem-6367	57	1	5.2	5.2	NUM
fbem-6367	57	2	.	.	PUNCT
fbem-6367	58	1	current	current	ADJ
fbem-6367	58	2	status	status	NOUN
fbem-6367	58	3	of	of	ADP
fbem-6367	58	4	adr	adr	PROPN
fbem-6367	58	5	in	in	ADP
fbem-6367	58	6	financial	financial	ADJ
fbem-6367	58	7	disputes	dispute	NOUN
fbem-6367	58	8	in	in	ADP
fbem-6367	58	9	the	the	DET
fbem-6367	58	10	mainland	mainland	NOUN
fbem-6367	58	11	in	in	ADP
fbem-6367	58	12	shanghai	shanghai	PROPN
fbem-6367	58	13	,	,	PUNCT
fbem-6367	58	14	for	for	ADP
fbem-6367	58	15	example	example	NOUN
fbem-6367	58	16	,	,	PUNCT
fbem-6367	58	17	the	the	DET
fbem-6367	58	18	number	number	NOUN
fbem-6367	58	19	of	of	ADP
fbem-6367	58	20	cases	case	NOUN
fbem-6367	58	21	received	receive	VERB
fbem-6367	58	22	by	by	ADP
fbem-6367	58	23	the	the	DET
fbem-6367	58	24	shanghai	shanghai	PROPN
fbem-6367	58	25	financial	financial	PROPN
fbem-6367	58	26	arbitration	arbitration	NOUN
fbem-6367	58	27	court	court	NOUN
fbem-6367	58	28	reached	reach	VERB
fbem-6367	58	29	2,029	2,029	NUM
fbem-6367	58	30	in	in	ADP
fbem-6367	58	31	2021	2021	NUM
fbem-6367	58	32	,	,	PUNCT
fbem-6367	58	33	an	an	DET
fbem-6367	58	34	increase	increase	NOUN
fbem-6367	58	35	of	of	ADP
fbem-6367	58	36	41.5	41.5	NUM
fbem-6367	58	37	%	%	NOUN
fbem-6367	58	38	year	year	NOUN
fbem-6367	58	39	-	-	PUNCT
fbem-6367	58	40	on	on	ADP
fbem-6367	58	41	-	-	PUNCT
fbem-6367	58	42	year	year	NOUN
fbem-6367	58	43	;	;	PUNCT
fbem-6367	58	44	the	the	DET
fbem-6367	58	45	shanghai	shanghai	PROPN
fbem-6367	58	46	financial	financial	PROPN
fbem-6367	58	47	mediation	mediation	NOUN
fbem-6367	58	48	centre	centre	NOUN
fbem-6367	58	49	successfully	successfully	ADV
fbem-6367	58	50	mediated	mediate	VERB
fbem-6367	58	51	3,537	3,537	NUM
fbem-6367	58	52	cases	case	NOUN
fbem-6367	58	53	,	,	PUNCT
fbem-6367	58	54	an	an	DET
fbem-6367	58	55	increase	increase	NOUN
fbem-6367	58	56	of	of	ADP
fbem-6367	58	57	42.56	42.56	NUM
fbem-6367	58	58	%	%	NOUN
fbem-6367	58	59	year	year	NOUN
fbem-6367	58	60	-	-	PUNCT
fbem-6367	58	61	on	on	ADP
fbem-6367	58	62	-	-	PUNCT
fbem-6367	58	63	year	year	NOUN
fbem-6367	58	64	.	.	PUNCT
fbem-6367	59	1	although	although	SCONJ
fbem-6367	59	2	the	the	DET
fbem-6367	59	3	number	number	NOUN
fbem-6367	59	4	of	of	ADP
fbem-6367	59	5	cases	case	NOUN
fbem-6367	59	6	settled	settle	VERB
fbem-6367	59	7	by	by	ADP
fbem-6367	59	8	adr	adr	PROPN
fbem-6367	59	9	has	have	AUX
fbem-6367	59	10	gradually	gradually	ADV
fbem-6367	59	11	increased	increase	VERB
fbem-6367	59	12	in	in	ADP
fbem-6367	59	13	recent	recent	ADJ
fbem-6367	59	14	years	year	NOUN
fbem-6367	59	15	,	,	PUNCT
fbem-6367	59	16	the	the	DET
fbem-6367	59	17	impact	impact	NOUN
fbem-6367	59	18	is	be	AUX
fbem-6367	59	19	still	still	ADV
fbem-6367	59	20	far	far	ADV
fbem-6367	59	21	from	from	ADP
fbem-6367	59	22	that	that	PRON
fbem-6367	59	23	of	of	ADP
fbem-6367	59	24	financial	financial	ADJ
fbem-6367	59	25	litigation	litigation	NOUN
fbem-6367	59	26	.	.	PUNCT
fbem-6367	60	1	in	in	ADP
fbem-6367	60	2	addition	addition	NOUN
fbem-6367	60	3	,	,	PUNCT
fbem-6367	60	4	the	the	DET
fbem-6367	60	5	adr	adr	PROPN
fbem-6367	60	6	system	system	NOUN
fbem-6367	60	7	in	in	ADP
fbem-6367	60	8	the	the	DET
fbem-6367	60	9	mainland	mainland	NOUN
fbem-6367	60	10	is	be	AUX
fbem-6367	60	11	not	not	PART
fbem-6367	60	12	perfect	perfect	ADJ
fbem-6367	60	13	and	and	CCONJ
fbem-6367	60	14	has	have	VERB
fbem-6367	60	15	little	little	ADJ
fbem-6367	60	16	influence	influence	NOUN
fbem-6367	60	17	.	.	PUNCT
fbem-6367	61	1	on	on	ADP
fbem-6367	61	2	the	the	DET
fbem-6367	61	3	one	one	NUM
fbem-6367	61	4	hand	hand	NOUN
fbem-6367	61	5	,	,	PUNCT
fbem-6367	61	6	various	various	ADJ
fbem-6367	61	7	settlement	settlement	NOUN
fbem-6367	61	8	methods	method	NOUN
fbem-6367	61	9	are	be	AUX
fbem-6367	61	10	more	more	ADV
fbem-6367	61	11	fragmented	fragmented	ADJ
fbem-6367	61	12	and	and	CCONJ
fbem-6367	61	13	difficult	difficult	ADJ
fbem-6367	61	14	to	to	PART
fbem-6367	61	15	interconnect	interconnect	VERB
fbem-6367	61	16	,	,	PUNCT
fbem-6367	61	17	making	make	VERB
fbem-6367	61	18	it	it	PRON
fbem-6367	61	19	difficult	difficult	ADJ
fbem-6367	61	20	for	for	SCONJ
fbem-6367	61	21	consumers	consumer	NOUN
fbem-6367	61	22	to	to	PART
fbem-6367	61	23	find	find	VERB
fbem-6367	61	24	the	the	DET
fbem-6367	61	25	best	good	ADJ
fbem-6367	61	26	solution	solution	NOUN
fbem-6367	61	27	for	for	ADP
fbem-6367	61	28	their	their	PRON
fbem-6367	61	29	situation	situation	NOUN
fbem-6367	61	30	;	;	PUNCT
fbem-6367	61	31	on	on	ADP
fbem-6367	61	32	the	the	DET
fbem-6367	61	33	other	other	ADJ
fbem-6367	61	34	hand	hand	NOUN
fbem-6367	61	35	,	,	PUNCT
fbem-6367	61	36	the	the	DET
fbem-6367	61	37	lack	lack	NOUN
fbem-6367	61	38	of	of	ADP
fbem-6367	61	39	mandatory	mandatory	ADJ
fbem-6367	61	40	mediation	mediation	NOUN
fbem-6367	61	41	agreements	agreement	NOUN
fbem-6367	61	42	in	in	ADP
fbem-6367	61	43	the	the	DET
fbem-6367	61	44	mainland	mainland	NOUN
fbem-6367	61	45	,	,	PUNCT
fbem-6367	61	46	which	which	PRON
fbem-6367	61	47	often	often	ADV
fbem-6367	61	48	require	require	VERB
fbem-6367	61	49	judicial	judicial	ADJ
fbem-6367	61	50	confirmation	confirmation	NOUN
fbem-6367	61	51	,	,	PUNCT
fbem-6367	61	52	coupled	couple	VERB
fbem-6367	61	53	with	with	ADP
fbem-6367	61	54	the	the	DET
fbem-6367	61	55	fact	fact	NOUN
fbem-6367	61	56	that	that	SCONJ
fbem-6367	61	57	financial	financial	ADJ
fbem-6367	61	58	mediation	mediation	NOUN
fbem-6367	61	59	centre	centre	NOUN
fbem-6367	61	60	is	be	AUX
fbem-6367	61	61	currently	currently	ADV
fbem-6367	61	62	operating	operate	VERB
fbem-6367	61	63	one	one	NUM
fbem-6367	61	64	after	after	ADP
fbem-6367	61	65	another	another	PRON
fbem-6367	61	66	in	in	ADP
fbem-6367	61	67	different	different	ADJ
fbem-6367	61	68	places	place	NOUN
fbem-6367	61	69	,	,	PUNCT
fbem-6367	61	70	with	with	ADP
fbem-6367	61	71	different	different	ADJ
fbem-6367	61	72	specific	specific	ADJ
fbem-6367	61	73	procedures	procedure	NOUN
fbem-6367	61	74	and	and	CCONJ
fbem-6367	61	75	methods	method	NOUN
fbem-6367	61	76	,	,	PUNCT
fbem-6367	61	77	which	which	PRON
fbem-6367	61	78	have	have	VERB
fbem-6367	61	79	a	a	DET
fbem-6367	61	80	strong	strong	ADJ
fbem-6367	61	81	administrative	administrative	ADJ
fbem-6367	61	82	overtone	overtone	NOUN
fbem-6367	61	83	,	,	PUNCT
fbem-6367	61	84	has	have	VERB
fbem-6367	61	85	a	a	DET
fbem-6367	61	86	certain	certain	ADJ
fbem-6367	61	87	impact	impact	NOUN
fbem-6367	61	88	on	on	ADP
fbem-6367	61	89	the	the	DET
fbem-6367	61	90	convenience	convenience	NOUN
fbem-6367	61	91	of	of	ADP
fbem-6367	61	92	financial	financial	ADJ
fbem-6367	61	93	consumers	consumer	NOUN
fbem-6367	61	94	'	'	PART
fbem-6367	61	95	rights	right	NOUN
fbem-6367	61	96	protection	protection	NOUN
fbem-6367	61	97	and	and	CCONJ
fbem-6367	61	98	the	the	DET
fbem-6367	61	99	this	this	PRON
fbem-6367	61	100	has	have	AUX
fbem-6367	61	101	had	have	VERB
fbem-6367	61	102	an	an	DET
fbem-6367	61	103	impact	impact	NOUN
fbem-6367	61	104	on	on	ADP
fbem-6367	61	105	the	the	DET
fbem-6367	61	106	ease	ease	NOUN
fbem-6367	61	107	of	of	ADP
fbem-6367	61	108	access	access	NOUN
fbem-6367	61	109	for	for	ADP
fbem-6367	61	110	financial	financial	ADJ
fbem-6367	61	111	consumers	consumer	NOUN
fbem-6367	61	112	and	and	CCONJ
fbem-6367	61	113	the	the	DET
fbem-6367	61	114	efficient	efficient	ADJ
fbem-6367	61	115	resolution	resolution	NOUN
fbem-6367	61	116	of	of	ADP
fbem-6367	61	117	disputes	dispute	NOUN
fbem-6367	61	118	[	[	X
fbem-6367	61	119	9	9	NUM
fbem-6367	61	120	]	]	PUNCT
fbem-6367	61	121	.	.	PUNCT
fbem-6367	62	1	47	47	NUM
fbem-6367	62	2	%	%	NOUN
fbem-6367	62	3	42	42	NUM
fbem-6367	62	4	%	%	NOUN
fbem-6367	62	5	8	8	NUM
fbem-6367	62	6	%	%	NOUN
fbem-6367	62	7	1	1	NUM
fbem-6367	62	8	%	%	NOUN
fbem-6367	62	9	1	1	NUM
fbem-6367	62	10	%	%	NOUN
fbem-6367	62	11	satisfaction	satisfaction	NOUN
fbem-6367	62	12	survey	survey	NOUN
fbem-6367	62	13	very	very	ADV
fbem-6367	62	14	satisfied	satisfied	ADJ
fbem-6367	62	15	satisfied	satisfied	ADJ
fbem-6367	62	16	acceptable	acceptable	ADJ
fbem-6367	62	17	dissatisfied	dissatisfied	ADJ
fbem-6367	62	18	very	very	ADV
fbem-6367	62	19	dissatisfied	dissatisfied	ADJ
fbem-6367	62	20	11	11	NUM
fbem-6367	62	21	table	table	NOUN
fbem-6367	62	22	2	2	NUM
fbem-6367	62	23	.	.	X
fbem-6367	62	24	chart	chart	NOUN
fbem-6367	62	25	of	of	ADP
fbem-6367	62	26	first	first	ADJ
fbem-6367	62	27	instance	instance	NOUN
fbem-6367	62	28	financial	financial	ADJ
fbem-6367	62	29	and	and	CCONJ
fbem-6367	62	30	commercial	commercial	ADJ
fbem-6367	62	31	cases	case	NOUN
fbem-6367	62	32	received	receive	VERB
fbem-6367	62	33	by	by	ADP
fbem-6367	62	34	shanghai	shanghai	PROPN
fbem-6367	62	35	courts	court	NOUN
fbem-6367	62	36	over	over	ADP
fbem-6367	62	37	the	the	DET
fbem-6367	62	38	past	past	ADJ
fbem-6367	62	39	five	five	NUM
fbem-6367	62	40	years	year	NOUN
fbem-6367	62	41	table	table	NOUN
fbem-6367	62	42	2	2	NUM
fbem-6367	62	43	chart	chart	NOUN
fbem-6367	62	44	of	of	ADP
fbem-6367	62	45	first	first	ADJ
fbem-6367	62	46	instance	instance	NOUN
fbem-6367	62	47	financial	financial	ADJ
fbem-6367	62	48	and	and	CCONJ
fbem-6367	62	49	commercial	commercial	ADJ
fbem-6367	62	50	cases	case	NOUN
fbem-6367	62	51	received	receive	VERB
fbem-6367	62	52	by	by	ADP
fbem-6367	62	53	shanghai	shanghai	PROPN
fbem-6367	62	54	courts	court	NOUN
fbem-6367	62	55	over	over	ADP
fbem-6367	62	56	the	the	DET
fbem-6367	62	57	past	past	ADJ
fbem-6367	62	58	five	five	NUM
fbem-6367	62	59	years	year	NOUN
fbem-6367	62	60	6	6	NUM
fbem-6367	62	61	.	.	PUNCT
fbem-6367	63	1	implications	implication	NOUN
fbem-6367	63	2	of	of	ADP
fbem-6367	63	3	the	the	DET
fbem-6367	63	4	setting	setting	NOUN
fbem-6367	63	5	up	up	ADP
fbem-6367	63	6	of	of	ADP
fbem-6367	63	7	the	the	DET
fbem-6367	63	8	hong	hong	PROPN
fbem-6367	63	9	kong	kong	PROPN
fbem-6367	63	10	financial	financial	ADJ
fbem-6367	63	11	mediation	mediation	NOUN
fbem-6367	63	12	centre	centre	NOUN
fbem-6367	63	13	for	for	ADP
fbem-6367	63	14	the	the	DET
fbem-6367	63	15	mainland	mainland	NOUN
fbem-6367	63	16	6.1	6.1	NUM
fbem-6367	63	17	.	.	PUNCT
fbem-6367	64	1	accelerating	accelerate	VERB
fbem-6367	64	2	the	the	DET
fbem-6367	64	3	application	application	NOUN
fbem-6367	64	4	and	and	CCONJ
fbem-6367	64	5	improvement	improvement	NOUN
fbem-6367	64	6	of	of	ADP
fbem-6367	64	7	adr	adr	PROPN
fbem-6367	64	8	resolution	resolution	NOUN
fbem-6367	64	9	mechanisms	mechanism	VERB
fbem-6367	64	10	the	the	DET
fbem-6367	64	11	emphasis	emphasis	NOUN
fbem-6367	64	12	on	on	ADP
fbem-6367	64	13	alternative	alternative	ADJ
fbem-6367	64	14	mechanisms	mechanism	NOUN
fbem-6367	64	15	for	for	ADP
fbem-6367	64	16	resolving	resolve	VERB
fbem-6367	64	17	financial	financial	ADJ
fbem-6367	64	18	disputes	dispute	NOUN
fbem-6367	64	19	is	be	AUX
fbem-6367	64	20	also	also	ADV
fbem-6367	64	21	a	a	DET
fbem-6367	64	22	reflection	reflection	NOUN
fbem-6367	64	23	of	of	ADP
fbem-6367	64	24	the	the	DET
fbem-6367	64	25	ancient	ancient	ADJ
fbem-6367	64	26	chinese	chinese	ADJ
fbem-6367	64	27	moral	moral	ADJ
fbem-6367	64	28	culture	culture	NOUN
fbem-6367	64	29	of	of	ADP
fbem-6367	64	30	peace	peace	NOUN
fbem-6367	64	31	and	and	CCONJ
fbem-6367	64	32	harmony	harmony	NOUN
fbem-6367	64	33	in	in	ADP
fbem-6367	64	34	law	law	NOUN
fbem-6367	64	35	enforcement	enforcement	NOUN
fbem-6367	64	36	and	and	CCONJ
fbem-6367	64	37	governance	governance	NOUN
fbem-6367	64	38	,	,	PUNCT
fbem-6367	64	39	which	which	PRON
fbem-6367	64	40	is	be	AUX
fbem-6367	64	41	conducive	conducive	ADJ
fbem-6367	64	42	to	to	ADP
fbem-6367	64	43	the	the	DET
fbem-6367	64	44	reconciliation	reconciliation	NOUN
fbem-6367	64	45	of	of	ADP
fbem-6367	64	46	social	social	ADJ
fbem-6367	64	47	relations	relation	NOUN
fbem-6367	64	48	and	and	CCONJ
fbem-6367	64	49	the	the	DET
fbem-6367	64	50	maintenance	maintenance	NOUN
fbem-6367	64	51	of	of	ADP
fbem-6367	64	52	long	long	ADJ
fbem-6367	64	53	-	-	PUNCT
fbem-6367	64	54	term	term	NOUN
fbem-6367	64	55	interests	interest	NOUN
fbem-6367	64	56	.	.	PUNCT
fbem-6367	65	1	more	more	ADV
fbem-6367	65	2	importantly	importantly	ADV
fbem-6367	65	3	,	,	PUNCT
fbem-6367	65	4	the	the	DET
fbem-6367	65	5	court	court	NOUN
fbem-6367	65	6	system	system	NOUN
fbem-6367	65	7	is	be	AUX
fbem-6367	65	8	currently	currently	ADV
fbem-6367	65	9	under	under	ADP
fbem-6367	65	10	great	great	ADJ
fbem-6367	65	11	pressure	pressure	NOUN
fbem-6367	65	12	in	in	ADP
fbem-6367	65	13	financial	financial	ADJ
fbem-6367	65	14	and	and	CCONJ
fbem-6367	65	15	commercial	commercial	ADJ
fbem-6367	65	16	matters	matter	NOUN
fbem-6367	65	17	,	,	PUNCT
fbem-6367	65	18	and	and	CCONJ
fbem-6367	65	19	the	the	DET
fbem-6367	65	20	efficiency	efficiency	NOUN
fbem-6367	65	21	of	of	ADP
fbem-6367	65	22	trials	trial	NOUN
fbem-6367	65	23	is	be	AUX
fbem-6367	65	24	inevitably	inevitably	ADV
fbem-6367	65	25	declining	decline	VERB
fbem-6367	65	26	.	.	PUNCT
fbem-6367	66	1	adr	adr	PROPN
fbem-6367	66	2	is	be	AUX
fbem-6367	66	3	more	more	ADV
fbem-6367	66	4	in	in	ADP
fbem-6367	66	5	line	line	NOUN
fbem-6367	66	6	with	with	ADP
fbem-6367	66	7	the	the	DET
fbem-6367	66	8	booming	booming	ADJ
fbem-6367	66	9	financial	financial	ADJ
fbem-6367	66	10	market	market	NOUN
fbem-6367	66	11	and	and	CCONJ
fbem-6367	66	12	the	the	DET
fbem-6367	66	13	actual	actual	ADJ
fbem-6367	66	14	situation	situation	NOUN
fbem-6367	66	15	,	,	PUNCT
fbem-6367	66	16	and	and	CCONJ
fbem-6367	66	17	can	can	AUX
fbem-6367	66	18	not	not	PART
fbem-6367	66	19	only	only	ADV
fbem-6367	66	20	provide	provide	VERB
fbem-6367	66	21	a	a	DET
fbem-6367	66	22	platform	platform	NOUN
fbem-6367	66	23	for	for	SCONJ
fbem-6367	66	24	both	both	DET
fbem-6367	66	25	parties	party	NOUN
fbem-6367	66	26	to	to	PART
fbem-6367	66	27	fully	fully	ADV
fbem-6367	66	28	express	express	VERB
fbem-6367	66	29	their	their	PRON
fbem-6367	66	30	claims	claim	NOUN
fbem-6367	66	31	,	,	PUNCT
fbem-6367	66	32	but	but	CCONJ
fbem-6367	66	33	also	also	ADV
fbem-6367	66	34	meet	meet	VERB
fbem-6367	66	35	the	the	DET
fbem-6367	66	36	requirements	requirement	NOUN
fbem-6367	66	37	of	of	ADP
fbem-6367	66	38	both	both	DET
fbem-6367	66	39	parties	party	NOUN
fbem-6367	66	40	for	for	ADP
fbem-6367	66	41	costeffectiveness	costeffectiveness	NOUN
fbem-6367	66	42	and	and	CCONJ
fbem-6367	66	43	saving	save	VERB
fbem-6367	66	44	public	public	ADJ
fbem-6367	66	45	resources	resource	NOUN
fbem-6367	66	46	through	through	ADP
fbem-6367	66	47	its	its	PRON
fbem-6367	66	48	convenience	convenience	NOUN
fbem-6367	66	49	and	and	CCONJ
fbem-6367	66	50	efficiency	efficiency	NOUN
fbem-6367	66	51	.	.	PUNCT
fbem-6367	67	1	to	to	PART
fbem-6367	67	2	balance	balance	VERB
fbem-6367	67	3	the	the	DET
fbem-6367	67	4	asymmetrical	asymmetrical	ADJ
fbem-6367	67	5	position	position	NOUN
fbem-6367	67	6	between	between	ADP
fbem-6367	67	7	financial	financial	ADJ
fbem-6367	67	8	consumers	consumer	NOUN
fbem-6367	67	9	and	and	CCONJ
fbem-6367	67	10	financial	financial	ADJ
fbem-6367	67	11	institutions	institution	NOUN
fbem-6367	67	12	,	,	PUNCT
fbem-6367	67	13	the	the	DET
fbem-6367	67	14	cost	cost	NOUN
fbem-6367	67	15	burden	burden	NOUN
fbem-6367	67	16	should	should	AUX
fbem-6367	67	17	be	be	AUX
fbem-6367	67	18	shared	share	VERB
fbem-6367	67	19	by	by	ADP
fbem-6367	67	20	both	both	DET
fbem-6367	67	21	parties	party	NOUN
fbem-6367	67	22	,	,	PUNCT
fbem-6367	67	23	and	and	CCONJ
fbem-6367	67	24	the	the	DET
fbem-6367	67	25	proportion	proportion	NOUN
fbem-6367	67	26	of	of	ADP
fbem-6367	67	27	burden	burden	NOUN
fbem-6367	67	28	should	should	AUX
fbem-6367	67	29	be	be	AUX
fbem-6367	67	30	much	much	ADV
fbem-6367	67	31	higher	high	ADJ
fbem-6367	67	32	for	for	ADP
fbem-6367	67	33	institutions	institution	NOUN
fbem-6367	67	34	than	than	ADP
fbem-6367	67	35	for	for	ADP
fbem-6367	67	36	financial	financial	ADJ
fbem-6367	67	37	consumers	consumer	NOUN
fbem-6367	67	38	;	;	PUNCT
fbem-6367	67	39	in	in	ADP
fbem-6367	67	40	terms	term	NOUN
fbem-6367	67	41	of	of	ADP
fbem-6367	67	42	procedures	procedure	NOUN
fbem-6367	67	43	,	,	PUNCT
fbem-6367	67	44	the	the	DET
fbem-6367	67	45	voluntary	voluntary	ADJ
fbem-6367	67	46	principle	principle	NOUN
fbem-6367	67	47	of	of	ADP
fbem-6367	67	48	mediation	mediation	NOUN
fbem-6367	67	49	should	should	AUX
fbem-6367	67	50	be	be	AUX
fbem-6367	67	51	broken	break	VERB
fbem-6367	67	52	,	,	PUNCT
fbem-6367	67	53	and	and	CCONJ
fbem-6367	67	54	the	the	DET
fbem-6367	67	55	focus	focus	NOUN
fbem-6367	67	56	should	should	AUX
fbem-6367	67	57	be	be	AUX
fbem-6367	67	58	on	on	ADP
fbem-6367	67	59	protecting	protect	VERB
fbem-6367	67	60	the	the	DET
fbem-6367	67	61	weaker	weak	ADJ
fbem-6367	67	62	party	party	NOUN
fbem-6367	67	63	,	,	PUNCT
fbem-6367	67	64	with	with	ADP
fbem-6367	67	65	the	the	DET
fbem-6367	67	66	right	right	NOUN
fbem-6367	67	67	to	to	PART
fbem-6367	67	68	initiate	initiate	VERB
fbem-6367	67	69	and	and	CCONJ
fbem-6367	67	70	withdraw	withdraw	VERB
fbem-6367	67	71	from	from	ADP
fbem-6367	67	72	mediation	mediation	NOUN
fbem-6367	67	73	belonging	belong	VERB
fbem-6367	67	74	to	to	ADP
fbem-6367	67	75	financial	financial	ADJ
fbem-6367	67	76	consumers	consumer	NOUN
fbem-6367	67	77	only	only	ADV
fbem-6367	67	78	,	,	PUNCT
fbem-6367	67	79	while	while	SCONJ
fbem-6367	67	80	institutions	institution	NOUN
fbem-6367	67	81	should	should	AUX
fbem-6367	67	82	be	be	AUX
fbem-6367	67	83	compelled	compel	VERB
fbem-6367	67	84	to	to	PART
fbem-6367	67	85	participate	participate	VERB
fbem-6367	67	86	in	in	ADP
fbem-6367	67	87	mediation	mediation	NOUN
fbem-6367	67	88	,	,	PUNCT
fbem-6367	67	89	so	so	SCONJ
fbem-6367	67	90	as	as	SCONJ
fbem-6367	67	91	to	to	PART
fbem-6367	67	92	reverse	reverse	VERB
fbem-6367	67	93	the	the	DET
fbem-6367	67	94	asymmetrical	asymmetrical	ADJ
fbem-6367	67	95	position	position	NOUN
fbem-6367	67	96	of	of	ADP
fbem-6367	67	97	both	both	DET
fbem-6367	67	98	parties	party	NOUN
fbem-6367	67	99	and	and	CCONJ
fbem-6367	67	100	achieve	achieve	VERB
fbem-6367	67	101	substantive	substantive	ADJ
fbem-6367	67	102	equality	equality	NOUN
fbem-6367	67	103	.	.	PUNCT
fbem-6367	68	1	this	this	PRON
fbem-6367	68	2	will	will	AUX
fbem-6367	68	3	reverse	reverse	VERB
fbem-6367	68	4	the	the	DET
fbem-6367	68	5	asymmetry	asymmetry	NOUN
fbem-6367	68	6	between	between	ADP
fbem-6367	68	7	the	the	DET
fbem-6367	68	8	two	two	NUM
fbem-6367	68	9	parties	party	NOUN
fbem-6367	68	10	and	and	CCONJ
fbem-6367	68	11	achieve	achieve	VERB
fbem-6367	68	12	substantive	substantive	ADJ
fbem-6367	68	13	equality	equality	NOUN
fbem-6367	68	14	.	.	PUNCT
fbem-6367	69	1	integrating	integrate	VERB
fbem-6367	69	2	adr	adr	PROPN
fbem-6367	69	3	resources	resource	NOUN
fbem-6367	69	4	and	and	CCONJ
fbem-6367	69	5	bridging	bridge	VERB
fbem-6367	69	6	multiple	multiple	ADJ
fbem-6367	69	7	dispute	dispute	NOUN
fbem-6367	69	8	resolution	resolution	NOUN
fbem-6367	69	9	methods	method	NOUN
fbem-6367	69	10	.	.	PUNCT
fbem-6367	70	1	on	on	ADP
fbem-6367	70	2	the	the	DET
fbem-6367	70	3	one	one	NUM
fbem-6367	70	4	hand	hand	NOUN
fbem-6367	70	5	,	,	PUNCT
fbem-6367	70	6	it	it	PRON
fbem-6367	70	7	is	be	AUX
fbem-6367	70	8	necessary	necessary	ADJ
fbem-6367	70	9	to	to	PART
fbem-6367	70	10	unify	unify	VERB
fbem-6367	70	11	the	the	DET
fbem-6367	70	12	operating	operating	NOUN
fbem-6367	70	13	rules	rule	NOUN
fbem-6367	70	14	and	and	CCONJ
fbem-6367	70	15	processes	process	NOUN
fbem-6367	70	16	of	of	ADP
fbem-6367	70	17	mediation	mediation	NOUN
fbem-6367	70	18	centres	centre	NOUN
fbem-6367	70	19	around	around	ADP
fbem-6367	70	20	the	the	DET
fbem-6367	70	21	china.[10	china.[10	NOUN
fbem-6367	70	22	]	]	PUNCT
fbem-6367	70	23	,	,	PUNCT
fbem-6367	70	24	on	on	ADP
fbem-6367	70	25	the	the	DET
fbem-6367	70	26	basis	basis	NOUN
fbem-6367	70	27	of	of	ADP
fbem-6367	70	28	other	other	ADJ
fbem-6367	70	29	experiences	experience	NOUN
fbem-6367	70	30	,	,	PUNCT
fbem-6367	70	31	innovate	innovate	VERB
fbem-6367	70	32	according	accord	VERB
fbem-6367	70	33	to	to	ADP
fbem-6367	70	34	the	the	DET
fbem-6367	70	35	actual	actual	ADJ
fbem-6367	70	36	situation	situation	NOUN
fbem-6367	70	37	and	and	CCONJ
fbem-6367	70	38	retain	retain	VERB
fbem-6367	70	39	special	special	ADJ
fbem-6367	70	40	processes	process	NOUN
fbem-6367	70	41	that	that	PRON
fbem-6367	70	42	match	match	VERB
fbem-6367	70	43	the	the	DET
fbem-6367	70	44	local	local	ADJ
fbem-6367	70	45	situation	situation	NOUN
fbem-6367	70	46	,	,	PUNCT
fbem-6367	70	47	so	so	SCONJ
fbem-6367	70	48	as	as	SCONJ
fbem-6367	70	49	to	to	PART
fbem-6367	70	50	facilitate	facilitate	VERB
fbem-6367	70	51	financial	financial	ADJ
fbem-6367	70	52	consumers	consumer	NOUN
fbem-6367	70	53	'	'	PART
fbem-6367	70	54	familiarity	familiarity	NOUN
fbem-6367	70	55	with	with	ADP
fbem-6367	70	56	the	the	DET
fbem-6367	70	57	processes	process	NOUN
fbem-6367	70	58	and	and	CCONJ
fbem-6367	70	59	enhance	enhance	VERB
fbem-6367	70	60	their	their	PRON
fbem-6367	70	61	confidence	confidence	NOUN
fbem-6367	70	62	in	in	ADP
fbem-6367	70	63	adr	adr	PROPN
fbem-6367	70	64	;	;	PUNCT
fbem-6367	70	65	on	on	ADP
fbem-6367	70	66	the	the	DET
fbem-6367	70	67	other	other	ADJ
fbem-6367	70	68	hand	hand	NOUN
fbem-6367	70	69	,	,	PUNCT
fbem-6367	70	70	although	although	SCONJ
fbem-6367	70	71	a	a	DET
fbem-6367	70	72	variety	variety	NOUN
fbem-6367	70	73	of	of	ADP
fbem-6367	70	74	adr	adr	PROPN
fbem-6367	70	75	methods	method	NOUN
fbem-6367	70	76	already	already	ADV
fbem-6367	70	77	exist	exist	VERB
fbem-6367	70	78	in	in	ADP
fbem-6367	70	79	the	the	DET
fbem-6367	70	80	mainland	mainland	NOUN
fbem-6367	70	81	,	,	PUNCT
fbem-6367	70	82	they	they	PRON
fbem-6367	70	83	are	be	AUX
fbem-6367	70	84	less	less	ADV
fbem-6367	70	85	interconnected	interconnected	ADJ
fbem-6367	70	86	and	and	CCONJ
fbem-6367	70	87	operate	operate	VERB
fbem-6367	70	88	in	in	ADP
fbem-6367	70	89	a	a	DET
fbem-6367	70	90	single	single	ADJ
fbem-6367	70	91	way	way	NOUN
fbem-6367	70	92	.	.	PUNCT
fbem-6367	71	1	on	on	ADP
fbem-6367	71	2	the	the	DET
fbem-6367	71	3	other	other	ADJ
fbem-6367	71	4	hand	hand	NOUN
fbem-6367	71	5	,	,	PUNCT
fbem-6367	71	6	despite	despite	SCONJ
fbem-6367	71	7	the	the	DET
fbem-6367	71	8	existence	existence	NOUN
fbem-6367	71	9	of	of	ADP
fbem-6367	71	10	various	various	ADJ
fbem-6367	71	11	adr	adr	PROPN
fbem-6367	71	12	methods	method	NOUN
fbem-6367	71	13	in	in	ADP
fbem-6367	71	14	the	the	DET
fbem-6367	71	15	mainland	mainland	NOUN
fbem-6367	71	16	,	,	PUNCT
fbem-6367	71	17	they	they	PRON
fbem-6367	71	18	are	be	AUX
fbem-6367	71	19	not	not	PART
fbem-6367	71	20	well	well	ADV
fbem-6367	71	21	connected	connect	VERB
fbem-6367	71	22	and	and	CCONJ
fbem-6367	71	23	operate	operate	VERB
fbem-6367	71	24	in	in	ADP
fbem-6367	71	25	a	a	DET
fbem-6367	71	26	single	single	ADJ
fbem-6367	71	27	way	way	NOUN
fbem-6367	71	28	.	.	PUNCT
fbem-6367	72	1	the	the	DET
fbem-6367	72	2	hong	hong	PROPN
fbem-6367	72	3	kong	kong	PROPN
fbem-6367	72	4	mediation	mediation	PROPN
fbem-6367	72	5	centre	centre	NOUN
fbem-6367	72	6	'	'	PART
fbem-6367	72	7	s	s	NOUN
fbem-6367	72	8	approach	approach	NOUN
fbem-6367	72	9	of	of	ADP
fbem-6367	72	10	"	"	PUNCT
fbem-6367	72	11	mediation	mediation	NOUN
fbem-6367	72	12	first	first	ADV
fbem-6367	72	13	,	,	PUNCT
fbem-6367	72	14	arbitration	arbitration	NOUN
fbem-6367	72	15	later	later	ADV
fbem-6367	72	16	"	"	PUNCT
fbem-6367	72	17	can	can	AUX
fbem-6367	72	18	be	be	AUX
fbem-6367	72	19	used	use	VERB
fbem-6367	72	20	to	to	PART
fbem-6367	72	21	optimize	optimize	VERB
fbem-6367	72	22	the	the	DET
fbem-6367	72	23	mix	mix	NOUN
fbem-6367	72	24	of	of	ADP
fbem-6367	72	25	dispute	dispute	NOUN
fbem-6367	72	26	resolution	resolution	NOUN
fbem-6367	72	27	methods	method	NOUN
fbem-6367	72	28	,	,	PUNCT
fbem-6367	72	29	coordinate	coordinate	VERB
fbem-6367	72	30	and	and	CCONJ
fbem-6367	72	31	interact	interact	VERB
fbem-6367	72	32	with	with	ADP
fbem-6367	72	33	the	the	DET
fbem-6367	72	34	different	different	ADJ
fbem-6367	72	35	elements	element	NOUN
fbem-6367	72	36	of	of	ADP
fbem-6367	72	37	adr[11	adr[11	NOUN
fbem-6367	72	38	]	]	PUNCT
fbem-6367	72	39	,	,	PUNCT
fbem-6367	72	40	and	and	CCONJ
fbem-6367	72	41	first	first	ADV
fbem-6367	72	42	provide	provide	VERB
fbem-6367	72	43	financial	financial	ADJ
fbem-6367	72	44	consumers	consumer	NOUN
fbem-6367	72	45	with	with	ADP
fbem-6367	72	46	a	a	DET
fbem-6367	72	47	combination	combination	NOUN
fbem-6367	72	48	of	of	ADP
fbem-6367	72	49	remedies	remedy	NOUN
fbem-6367	72	50	or	or	CCONJ
fbem-6367	72	51	remedy	remedy	NOUN
fbem-6367	72	52	options	option	NOUN
fbem-6367	72	53	suitable	suitable	ADJ
fbem-6367	72	54	for	for	ADP
fbem-6367	72	55	the	the	DET
fbem-6367	72	56	case	case	NOUN
fbem-6367	72	57	in	in	ADP
fbem-6367	72	58	their	their	PRON
fbem-6367	72	59	consultations	consultation	NOUN
fbem-6367	72	60	.	.	PUNCT
fbem-6367	73	1	other	other	ADJ
fbem-6367	73	2	remedies	remedy	NOUN
fbem-6367	73	3	in	in	ADP
fbem-6367	73	4	that	that	DET
fbem-6367	73	5	portfolio	portfolio	NOUN
fbem-6367	73	6	should	should	AUX
fbem-6367	73	7	be	be	AUX
fbem-6367	73	8	mobilized	mobilize	VERB
fbem-6367	73	9	immediately	immediately	ADV
fbem-6367	73	10	to	to	PART
fbem-6367	73	11	effectively	effectively	ADV
fbem-6367	73	12	resolve	resolve	VERB
fbem-6367	73	13	the	the	DET
fbem-6367	73	14	dispute	dispute	NOUN
fbem-6367	73	15	and	and	CCONJ
fbem-6367	73	16	maintain	maintain	VERB
fbem-6367	73	17	the	the	DET
fbem-6367	73	18	stability	stability	NOUN
fbem-6367	73	19	of	of	ADP
fbem-6367	73	20	the	the	DET
fbem-6367	73	21	financial	financial	ADJ
fbem-6367	73	22	markets	market	NOUN
fbem-6367	73	23	.	.	PUNCT
fbem-6367	74	1	6.2	6.2	NUM
fbem-6367	74	2	.	.	PUNCT
fbem-6367	75	1	promoting	promote	VERB
fbem-6367	75	2	the	the	DET
fbem-6367	75	3	principle	principle	NOUN
fbem-6367	75	4	of	of	ADP
fbem-6367	75	5	free	free	ADJ
fbem-6367	75	6	consumer	consumer	NOUN
fbem-6367	75	7	complaints	complaint	NOUN
fbem-6367	75	8	in	in	ADP
fbem-6367	75	9	the	the	DET
fbem-6367	75	10	existing	exist	VERB
fbem-6367	75	11	handling	handling	NOUN
fbem-6367	75	12	mechanism	mechanism	NOUN
fbem-6367	75	13	at	at	ADP
fbem-6367	75	14	present	present	ADJ
fbem-6367	75	15	,	,	PUNCT
fbem-6367	75	16	the	the	DET
fbem-6367	75	17	main	main	ADJ
fbem-6367	75	18	problem	problem	NOUN
fbem-6367	75	19	faced	face	VERB
fbem-6367	75	20	by	by	ADP
fbem-6367	75	21	consumer	consumer	NOUN
fbem-6367	75	22	protection	protection	NOUN
fbem-6367	75	23	associations	association	NOUN
fbem-6367	75	24	or	or	CCONJ
fbem-6367	75	25	mediation	mediation	NOUN
fbem-6367	75	26	centres	centre	NOUN
fbem-6367	75	27	,	,	PUNCT
fbem-6367	75	28	which	which	PRON
fbem-6367	75	29	are	be	AUX
fbem-6367	75	30	more	more	ADV
fbem-6367	75	31	commonly	commonly	ADV
fbem-6367	75	32	found	find	VERB
fbem-6367	75	33	in	in	ADP
fbem-6367	75	34	mainland	mainland	NOUN
fbem-6367	75	35	china	china	PROPN
fbem-6367	75	36	,	,	PUNCT
fbem-6367	75	37	is	be	AUX
fbem-6367	75	38	that	that	SCONJ
fbem-6367	75	39	a	a	DET
fbem-6367	75	40	large	large	ADJ
fbem-6367	75	41	number	number	NOUN
fbem-6367	75	42	of	of	ADP
fbem-6367	75	43	financial	financial	ADJ
fbem-6367	75	44	consumers	consumer	NOUN
fbem-6367	75	45	do	do	AUX
fbem-6367	75	46	not	not	PART
fbem-6367	75	47	have	have	VERB
fbem-6367	75	48	confidence	confidence	NOUN
fbem-6367	75	49	in	in	ADP
fbem-6367	75	50	the	the	DET
fbem-6367	75	51	mediation	mediation	NOUN
fbem-6367	75	52	and	and	CCONJ
fbem-6367	75	53	handling	handling	NOUN
fbem-6367	75	54	mechanisms	mechanism	NOUN
fbem-6367	75	55	,	,	PUNCT
fbem-6367	75	56	which	which	PRON
fbem-6367	75	57	has	have	AUX
fbem-6367	75	58	led	lead	VERB
fbem-6367	75	59	to	to	ADP
fbem-6367	75	60	an	an	DET
fbem-6367	75	61	embarrassing	embarrassing	ADJ
fbem-6367	75	62	situation	situation	NOUN
fbem-6367	75	63	where	where	SCONJ
fbem-6367	75	64	consumer	consumer	NOUN
fbem-6367	75	65	protection	protection	NOUN
fbem-6367	75	66	associations	association	NOUN
fbem-6367	75	67	or	or	CCONJ
fbem-6367	75	68	mediation	mediation	NOUN
fbem-6367	75	69	centres	centre	NOUN
fbem-6367	75	70	are	be	AUX
fbem-6367	75	71	"	"	PUNCT
fbem-6367	75	72	closed	closed	ADJ
fbem-6367	75	73	"	"	PUNCT
fbem-6367	75	74	and	and	CCONJ
fbem-6367	75	75	receive	receive	VERB
fbem-6367	75	76	fewer	few	ADJ
fbem-6367	75	77	cases	case	NOUN
fbem-6367	75	78	.	.	PUNCT
fbem-6367	76	1	if	if	SCONJ
fbem-6367	76	2	fees	fee	NOUN
fbem-6367	76	3	were	be	AUX
fbem-6367	76	4	to	to	PART
fbem-6367	76	5	be	be	AUX
fbem-6367	76	6	charged	charge	VERB
fbem-6367	76	7	to	to	ADP
fbem-6367	76	8	financial	financial	ADJ
fbem-6367	76	9	consumers	consumer	NOUN
fbem-6367	76	10	at	at	ADP
fbem-6367	76	11	this	this	DET
fbem-6367	76	12	stage	stage	NOUN
fbem-6367	76	13	,	,	PUNCT
fbem-6367	76	14	it	it	PRON
fbem-6367	76	15	would	would	AUX
fbem-6367	76	16	increase	increase	VERB
fbem-6367	76	17	the	the	DET
fbem-6367	76	18	distrust	distrust	NOUN
fbem-6367	76	19	of	of	ADP
fbem-6367	76	20	those	those	PRON
fbem-6367	76	21	who	who	PRON
fbem-6367	76	22	seek	seek	VERB
fbem-6367	76	23	help	help	NOUN
fbem-6367	76	24	in	in	ADP
fbem-6367	76	25	mediation	mediation	NOUN
fbem-6367	76	26	and	and	CCONJ
fbem-6367	76	27	severely	severely	ADV
fbem-6367	76	28	restrict	restrict	VERB
fbem-6367	76	29	the	the	DET
fbem-6367	76	30	subsequent	subsequent	ADJ
fbem-6367	76	31	development	development	NOUN
fbem-6367	76	32	of	of	ADP
fbem-6367	76	33	the	the	DET
fbem-6367	76	34	mainland	mainland	NOUN
fbem-6367	76	35	's	's	PART
fbem-6367	76	36	financial	financial	ADJ
fbem-6367	76	37	dispute	dispute	NOUN
fbem-6367	76	38	mediation	mediation	NOUN
fbem-6367	76	39	mechanism	mechanism	NOUN
fbem-6367	76	40	.	.	PUNCT
fbem-6367	77	1	the	the	DET
fbem-6367	77	2	previous	previous	ADJ
fbem-6367	77	3	study	study	NOUN
fbem-6367	77	4	on	on	ADP
fbem-6367	77	5	the	the	DET
fbem-6367	77	6	fees	fee	NOUN
fbem-6367	77	7	charged	charge	VERB
fbem-6367	77	8	by	by	ADP
fbem-6367	77	9	the	the	DET
fbem-6367	77	10	hong	hong	PROPN
fbem-6367	77	11	kong	kong	PROPN
fbem-6367	77	12	mediation	mediation	NOUN
fbem-6367	77	13	centre	centre	NOUN
fbem-6367	77	14	shows	show	VERB
fbem-6367	77	15	that	that	SCONJ
fbem-6367	77	16	its	its	PRON
fbem-6367	77	17	dispute	dispute	NOUN
fbem-6367	77	18	resolution	resolution	NOUN
fbem-6367	77	19	procedures	procedure	NOUN
fbem-6367	77	20	and	and	CCONJ
fbem-6367	77	21	fee	fee	NOUN
fbem-6367	77	22	system	system	NOUN
fbem-6367	77	23	are	be	AUX
fbem-6367	77	24	not	not	PART
fbem-6367	77	25	sufficiently	sufficiently	ADV
fbem-6367	77	26	favourable	favourable	ADJ
fbem-6367	77	27	to	to	ADP
fbem-6367	77	28	consumers	consumer	NOUN
fbem-6367	77	29	,	,	PUNCT
fbem-6367	77	30	but	but	CCONJ
fbem-6367	77	31	the	the	DET
fbem-6367	77	32	quality	quality	NOUN
fbem-6367	77	33	and	and	CCONJ
fbem-6367	77	34	reputation	reputation	NOUN
fbem-6367	77	35	of	of	ADP
fbem-6367	77	36	its	its	PRON
fbem-6367	77	37	mediators	mediator	NOUN
fbem-6367	77	38	and	and	CCONJ
fbem-6367	77	39	arbitrators	arbitrator	NOUN
fbem-6367	77	40	are	be	AUX
fbem-6367	77	41	high	high	ADJ
fbem-6367	77	42	and	and	CCONJ
fbem-6367	77	43	they	they	PRON
fbem-6367	77	44	have	have	VERB
fbem-6367	77	45	a	a	DET
fbem-6367	77	46	high	high	ADJ
fbem-6367	77	47	reputation	reputation	NOUN
fbem-6367	77	48	in	in	ADP
fbem-6367	77	49	the	the	DET
fbem-6367	77	50	industry	industry	NOUN
fbem-6367	77	51	.	.	PUNCT
fbem-6367	78	1	on	on	ADP
fbem-6367	78	2	the	the	DET
fbem-6367	78	3	other	other	ADJ
fbem-6367	78	4	hand	hand	NOUN
fbem-6367	78	5	,	,	PUNCT
fbem-6367	78	6	in	in	ADP
fbem-6367	78	7	mainland	mainland	PROPN
fbem-6367	78	8	china	china	PROPN
fbem-6367	78	9	,	,	PUNCT
fbem-6367	78	10	the	the	DET
fbem-6367	78	11	professionalism	professionalism	NOUN
fbem-6367	78	12	of	of	ADP
fbem-6367	78	13	mediators	mediator	NOUN
fbem-6367	78	14	and	and	CCONJ
fbem-6367	78	15	arbitrators	arbitrator	NOUN
fbem-6367	78	16	in	in	ADP
fbem-6367	78	17	local	local	ADJ
fbem-6367	78	18	consumer	consumer	NOUN
fbem-6367	78	19	protection	protection	NOUN
fbem-6367	78	20	associations	association	NOUN
fbem-6367	78	21	or	or	CCONJ
fbem-6367	78	22	mediation	mediation	NOUN
fbem-6367	78	23	centres	centre	NOUN
fbem-6367	78	24	differs	differ	VERB
fbem-6367	78	25	greatly	greatly	ADV
fbem-6367	78	26	from	from	ADP
fbem-6367	78	27	that	that	PRON
fbem-6367	78	28	of	of	ADP
fbem-6367	78	29	179163	179163	NUM
fbem-6367	78	30	170955	170955	NUM
fbem-6367	78	31	192559	192559	NUM
fbem-6367	78	32	179258	179258	NUM
fbem-6367	78	33	197484	197484	NUM
fbem-6367	78	34	155000	155000	NUM
fbem-6367	78	35	160000	160000	NUM
fbem-6367	78	36	165000	165000	NUM
fbem-6367	78	37	170000	170000	NUM
fbem-6367	78	38	175000	175000	NUM
fbem-6367	78	39	180000	180000	NUM
fbem-6367	78	40	185000	185000	NUM
fbem-6367	78	41	190000	190000	NUM
fbem-6367	78	42	195000	195000	NUM
fbem-6367	78	43	200000	200000	NUM
fbem-6367	78	44	2017年	2017年	NOUN
fbem-6367	78	45	2018年	2018年	NUM
fbem-6367	78	46	2019年	2019年	NOUN
fbem-6367	78	47	2020年	2020年	NOUN
fbem-6367	78	48	2021年	2021年	NUM
fbem-6367	78	49	chart	chart	NOUN
fbem-6367	78	50	of	of	ADP
fbem-6367	78	51	first	first	ADJ
fbem-6367	78	52	instance	instance	NOUN
fbem-6367	78	53	financial	financial	ADJ
fbem-6367	78	54	and	and	CCONJ
fbem-6367	78	55	commercial	commercial	ADJ
fbem-6367	78	56	cases	case	NOUN
fbem-6367	78	57	received	receive	VERB
fbem-6367	78	58	by	by	ADP
fbem-6367	78	59	shanghai	shanghai	PROPN
fbem-6367	78	60	courts	court	NOUN
fbem-6367	78	61	in	in	ADP
fbem-6367	78	62	the	the	DET
fbem-6367	78	63	past	past	ADJ
fbem-6367	78	64	five	five	NUM
fbem-6367	78	65	years	year	NOUN
fbem-6367	78	66	number	number	NOUN
fbem-6367	78	67	of	of	ADP
fbem-6367	78	68	cases	case	NOUN
fbem-6367	78	69	received	receive	VERB
fbem-6367	78	70	12	12	NUM
fbem-6367	78	71	the	the	DET
fbem-6367	78	72	hong	hong	PROPN
fbem-6367	78	73	kong	kong	PROPN
fbem-6367	78	74	mediation	mediation	NOUN
fbem-6367	78	75	centre	centre	NOUN
fbem-6367	78	76	.	.	PUNCT
fbem-6367	79	1	if	if	SCONJ
fbem-6367	79	2	the	the	DET
fbem-6367	79	3	fees	fee	NOUN
fbem-6367	79	4	charged	charge	VERB
fbem-6367	79	5	by	by	ADP
fbem-6367	79	6	the	the	DET
fbem-6367	79	7	hong	hong	PROPN
fbem-6367	79	8	kong	kong	PROPN
fbem-6367	79	9	mediation	mediation	NOUN
fbem-6367	79	10	centre	centre	NOUN
fbem-6367	79	11	are	be	AUX
fbem-6367	79	12	adopted	adopt	VERB
fbem-6367	79	13	,	,	PUNCT
fbem-6367	79	14	the	the	DET
fbem-6367	79	15	development	development	NOUN
fbem-6367	79	16	of	of	ADP
fbem-6367	79	17	financial	financial	ADJ
fbem-6367	79	18	dispute	dispute	NOUN
fbem-6367	79	19	mediation	mediation	NOUN
fbem-6367	79	20	centres	centre	NOUN
fbem-6367	79	21	in	in	ADP
fbem-6367	79	22	china	china	PROPN
fbem-6367	79	23	will	will	AUX
fbem-6367	79	24	continue	continue	VERB
fbem-6367	79	25	to	to	PART
fbem-6367	79	26	decline	decline	VERB
fbem-6367	79	27	or	or	CCONJ
fbem-6367	79	28	even	even	ADV
fbem-6367	79	29	die	die	VERB
fbem-6367	79	30	out	out	ADP
fbem-6367	79	31	.	.	PUNCT
fbem-6367	80	1	in	in	ADP
fbem-6367	80	2	the	the	DET
fbem-6367	80	3	light	light	NOUN
fbem-6367	80	4	of	of	ADP
fbem-6367	80	5	the	the	DET
fbem-6367	80	6	actual	actual	ADJ
fbem-6367	80	7	situation	situation	NOUN
fbem-6367	80	8	on	on	ADP
fbem-6367	80	9	the	the	DET
fbem-6367	80	10	mainland	mainland	NOUN
fbem-6367	80	11	,	,	PUNCT
fbem-6367	80	12	with	with	ADP
fbem-6367	80	13	the	the	DET
fbem-6367	80	14	development	development	NOUN
fbem-6367	80	15	of	of	ADP
fbem-6367	80	16	the	the	DET
fbem-6367	80	17	mediation	mediation	NOUN
fbem-6367	80	18	mechanism	mechanism	NOUN
fbem-6367	80	19	and	and	CCONJ
fbem-6367	80	20	the	the	DET
fbem-6367	80	21	improvement	improvement	NOUN
fbem-6367	80	22	of	of	ADP
fbem-6367	80	23	the	the	DET
fbem-6367	80	24	professionalism	professionalism	NOUN
fbem-6367	80	25	of	of	ADP
fbem-6367	80	26	the	the	DET
fbem-6367	80	27	mediators	mediator	NOUN
fbem-6367	80	28	concerned	concern	VERB
fbem-6367	80	29	,	,	PUNCT
fbem-6367	80	30	appropriate	appropriate	ADJ
fbem-6367	80	31	fees	fee	NOUN
fbem-6367	80	32	can	can	AUX
fbem-6367	80	33	be	be	AUX
fbem-6367	80	34	considered	consider	VERB
fbem-6367	80	35	for	for	ADP
fbem-6367	80	36	consumers	consumer	NOUN
fbem-6367	80	37	in	in	ADP
fbem-6367	80	38	the	the	DET
fbem-6367	80	39	event	event	NOUN
fbem-6367	80	40	of	of	ADP
fbem-6367	80	41	abusive	abusive	ADJ
fbem-6367	80	42	litigation	litigation	NOUN
fbem-6367	80	43	.	.	PUNCT
fbem-6367	81	1	the	the	DET
fbem-6367	81	2	financial	financial	ADJ
fbem-6367	81	3	industry	industry	NOUN
fbem-6367	81	4	disputes	dispute	NOUN
fbem-6367	81	5	resolution	resolution	NOUN
fbem-6367	81	6	centre	centre	PROPN
fbem-6367	81	7	ltd	ltd	PROPN
fbem-6367	81	8	(	(	PUNCT
fbem-6367	81	9	fidrc	fidrc	NUM
fbem-6367	81	10	)	)	PUNCT
fbem-6367	81	11	in	in	ADP
fbem-6367	81	12	singapore	singapore	PROPN
fbem-6367	81	13	can	can	AUX
fbem-6367	81	14	be	be	AUX
fbem-6367	81	15	used	use	VERB
fbem-6367	81	16	to	to	PART
fbem-6367	81	17	promote	promote	VERB
fbem-6367	81	18	the	the	DET
fbem-6367	81	19	development	development	NOUN
fbem-6367	81	20	of	of	ADP
fbem-6367	81	21	the	the	DET
fbem-6367	81	22	mainland	mainland	NOUN
fbem-6367	81	23	's	's	PART
fbem-6367	81	24	financial	financial	ADJ
fbem-6367	81	25	dispute	dispute	NOUN
fbem-6367	81	26	resolution	resolution	NOUN
fbem-6367	81	27	mechanism	mechanism	NOUN
fbem-6367	81	28	.	.	PUNCT
fbem-6367	82	1	6.3	6.3	NUM
fbem-6367	82	2	.	.	PUNCT
fbem-6367	83	1	promoting	promote	VERB
fbem-6367	83	2	financial	financial	ADJ
fbem-6367	83	3	education	education	NOUN
fbem-6367	83	4	to	to	PART
fbem-6367	83	5	enhance	enhance	VERB
fbem-6367	83	6	the	the	DET
fbem-6367	83	7	quality	quality	NOUN
fbem-6367	83	8	of	of	ADP
fbem-6367	83	9	financial	financial	ADJ
fbem-6367	83	10	consumers	consumer	NOUN
fbem-6367	83	11	the	the	DET
fbem-6367	83	12	basis	basis	NOUN
fbem-6367	83	13	for	for	ADP
fbem-6367	83	14	protecting	protect	VERB
fbem-6367	83	15	financial	financial	ADJ
fbem-6367	83	16	consumers	consumer	NOUN
fbem-6367	83	17	and	and	CCONJ
fbem-6367	83	18	reducing	reduce	VERB
fbem-6367	83	19	financial	financial	ADJ
fbem-6367	83	20	disputes	dispute	NOUN
fbem-6367	83	21	is	be	AUX
fbem-6367	83	22	to	to	PART
fbem-6367	83	23	equip	equip	VERB
fbem-6367	83	24	current	current	ADJ
fbem-6367	83	25	and	and	CCONJ
fbem-6367	83	26	potential	potential	ADJ
fbem-6367	83	27	financial	financial	ADJ
fbem-6367	83	28	consumers	consumer	NOUN
fbem-6367	83	29	with	with	ADP
fbem-6367	83	30	a	a	DET
fbem-6367	83	31	certain	certain	ADJ
fbem-6367	83	32	level	level	NOUN
fbem-6367	83	33	of	of	ADP
fbem-6367	83	34	financial	financial	ADJ
fbem-6367	83	35	knowledge	knowledge	NOUN
fbem-6367	83	36	,	,	PUNCT
fbem-6367	83	37	to	to	PART
fbem-6367	83	38	enhance	enhance	VERB
fbem-6367	83	39	their	their	PRON
fbem-6367	83	40	ability	ability	NOUN
fbem-6367	83	41	to	to	PART
fbem-6367	83	42	reasonably	reasonably	ADV
fbem-6367	83	43	assess	assess	VERB
fbem-6367	83	44	financial	financial	ADJ
fbem-6367	83	45	risks	risk	NOUN
fbem-6367	83	46	and	and	CCONJ
fbem-6367	83	47	to	to	PART
fbem-6367	83	48	make	make	VERB
fbem-6367	83	49	wise	wise	ADJ
fbem-6367	83	50	investments	investment	NOUN
fbem-6367	83	51	,	,	PUNCT
fbem-6367	83	52	thereby	thereby	ADV
fbem-6367	83	53	reducing	reduce	VERB
fbem-6367	83	54	the	the	DET
fbem-6367	83	55	occurrence	occurrence	NOUN
fbem-6367	83	56	of	of	ADP
fbem-6367	83	57	financial	financial	ADJ
fbem-6367	83	58	disputes	dispute	NOUN
fbem-6367	83	59	;	;	PUNCT
fbem-6367	83	60	and	and	CCONJ
fbem-6367	83	61	to	to	PART
fbem-6367	83	62	familiarize	familiarize	VERB
fbem-6367	83	63	themselves	themselves	PRON
fbem-6367	83	64	with	with	ADP
fbem-6367	83	65	the	the	DET
fbem-6367	83	66	means	mean	NOUN
fbem-6367	83	67	of	of	ADP
fbem-6367	83	68	redress	redress	NOUN
fbem-6367	83	69	when	when	SCONJ
fbem-6367	83	70	their	their	PRON
fbem-6367	83	71	rights	right	NOUN
fbem-6367	83	72	are	be	AUX
fbem-6367	83	73	damaged	damage	VERB
fbem-6367	83	74	,	,	PUNCT
fbem-6367	83	75	so	so	SCONJ
fbem-6367	83	76	that	that	SCONJ
fbem-6367	83	77	they	they	PRON
fbem-6367	83	78	can	can	AUX
fbem-6367	83	79	better	well	ADV
fbem-6367	83	80	safeguard	safeguard	VERB
fbem-6367	83	81	their	their	PRON
fbem-6367	83	82	legitimate	legitimate	ADJ
fbem-6367	83	83	rights	right	NOUN
fbem-6367	83	84	and	and	CCONJ
fbem-6367	83	85	interests	interest	NOUN
fbem-6367	83	86	.	.	PUNCT
fbem-6367	84	1	in	in	ADP
fbem-6367	84	2	hong	hong	PROPN
fbem-6367	84	3	kong	kong	PROPN
fbem-6367	84	4	,	,	PUNCT
fbem-6367	84	5	the	the	DET
fbem-6367	84	6	establishment	establishment	NOUN
fbem-6367	84	7	of	of	ADP
fbem-6367	84	8	the	the	DET
fbem-6367	84	9	financial	financial	ADJ
fbem-6367	84	10	mediation	mediation	NOUN
fbem-6367	84	11	centre	centre	NOUN
fbem-6367	84	12	is	be	AUX
fbem-6367	84	13	complemented	complement	VERB
fbem-6367	84	14	by	by	ADP
fbem-6367	84	15	the	the	DET
fbem-6367	84	16	establishment	establishment	NOUN
fbem-6367	84	17	of	of	ADP
fbem-6367	84	18	the	the	DET
fbem-6367	84	19	investor	investor	NOUN
fbem-6367	84	20	education	education	PROPN
fbem-6367	84	21	council	council	PROPN
fbem-6367	84	22	,	,	PUNCT
fbem-6367	84	23	which	which	PRON
fbem-6367	84	24	provides	provide	VERB
fbem-6367	84	25	an	an	DET
fbem-6367	84	26	all	all	PRON
fbem-6367	84	27	-	-	PUNCT
fbem-6367	84	28	round	round	NOUN
fbem-6367	84	29	protection	protection	NOUN
fbem-6367	84	30	system	system	NOUN
fbem-6367	84	31	for	for	ADP
fbem-6367	84	32	financial	financial	ADJ
fbem-6367	84	33	consumers	consumer	NOUN
fbem-6367	84	34	at	at	ADP
fbem-6367	84	35	the	the	DET
fbem-6367	84	36	"	"	PUNCT
fbem-6367	84	37	pre	pre	ADJ
fbem-6367	84	38	-	-	NOUN
fbem-6367	84	39	sale	sale	ADJ
fbem-6367	84	40	"	"	PUNCT
fbem-6367	84	41	,	,	PUNCT
fbem-6367	84	42	"	"	PUNCT
fbem-6367	84	43	in	in	ADP
fbem-6367	84	44	-	-	PUNCT
fbem-6367	84	45	sale	sale	NOUN
fbem-6367	84	46	"	"	PUNCT
fbem-6367	84	47	and	and	CCONJ
fbem-6367	84	48	"	"	PUNCT
fbem-6367	84	49	post	post	ADJ
fbem-6367	84	50	-	-	ADJ
fbem-6367	84	51	sale	sale	ADJ
fbem-6367	84	52	"	"	PUNCT
fbem-6367	84	53	levels	level	NOUN
fbem-6367	84	54	.	.	PUNCT
fbem-6367	85	1	for	for	ADP
fbem-6367	85	2	the	the	DET
fbem-6367	85	3	mainland	mainland	NOUN
fbem-6367	85	4	,	,	PUNCT
fbem-6367	85	5	while	while	SCONJ
fbem-6367	85	6	the	the	DET
fbem-6367	85	7	government	government	NOUN
fbem-6367	85	8	has	have	AUX
fbem-6367	85	9	developed	develop	VERB
fbem-6367	85	10	and	and	CCONJ
fbem-6367	85	11	published	publish	VERB
fbem-6367	85	12	a	a	DET
fbem-6367	85	13	number	number	NOUN
fbem-6367	85	14	of	of	ADP
fbem-6367	85	15	publications	publication	NOUN
fbem-6367	85	16	,	,	PUNCT
fbem-6367	85	17	the	the	DET
fbem-6367	85	18	government	government	NOUN
fbem-6367	85	19	has	have	AUX
fbem-6367	85	20	also	also	ADV
fbem-6367	85	21	set	set	VERB
fbem-6367	85	22	up	up	ADP
fbem-6367	85	23	an	an	DET
fbem-6367	85	24	investor	investor	NOUN
fbem-6367	85	25	education	education	NOUN
fbem-6367	85	26	bureau	bureau	NOUN
fbem-6367	85	27	.	.	PUNCT
fbem-6367	86	1	for	for	ADP
fbem-6367	86	2	the	the	DET
fbem-6367	86	3	mainland	mainland	NOUN
fbem-6367	86	4	,	,	PUNCT
fbem-6367	86	5	although	although	SCONJ
fbem-6367	86	6	a	a	DET
fbem-6367	86	7	number	number	NOUN
fbem-6367	86	8	of	of	ADP
fbem-6367	86	9	brochures	brochure	NOUN
fbem-6367	86	10	and	and	CCONJ
fbem-6367	86	11	books	book	NOUN
fbem-6367	86	12	on	on	ADP
fbem-6367	86	13	financial	financial	ADJ
fbem-6367	86	14	literacy	literacy	NOUN
fbem-6367	86	15	have	have	AUX
fbem-6367	86	16	been	be	AUX
fbem-6367	86	17	produced	produce	VERB
fbem-6367	86	18	and	and	CCONJ
fbem-6367	86	19	published	publish	VERB
fbem-6367	86	20	,	,	PUNCT
fbem-6367	86	21	they	they	PRON
fbem-6367	86	22	are	be	AUX
fbem-6367	86	23	not	not	PART
fbem-6367	86	24	commensurate	commensurate	ADJ
fbem-6367	86	25	with	with	ADP
fbem-6367	86	26	the	the	DET
fbem-6367	86	27	rapid	rapid	ADJ
fbem-6367	86	28	development	development	NOUN
fbem-6367	86	29	of	of	ADP
fbem-6367	86	30	the	the	DET
fbem-6367	86	31	financial	financial	ADJ
fbem-6367	86	32	market	market	NOUN
fbem-6367	86	33	and	and	CCONJ
fbem-6367	86	34	the	the	DET
fbem-6367	86	35	financial	financial	ADJ
fbem-6367	86	36	activities	activity	NOUN
fbem-6367	86	37	of	of	ADP
fbem-6367	86	38	financial	financial	ADJ
fbem-6367	86	39	consumers	consumer	NOUN
fbem-6367	86	40	in	in	ADP
fbem-6367	86	41	practice	practice	NOUN
fbem-6367	86	42	,	,	PUNCT
fbem-6367	86	43	and	and	CCONJ
fbem-6367	86	44	are	be	AUX
fbem-6367	86	45	not	not	PART
fbem-6367	86	46	effective	effective	ADJ
fbem-6367	86	47	in	in	ADP
fbem-6367	86	48	educating	educate	VERB
fbem-6367	86	49	and	and	CCONJ
fbem-6367	86	50	protecting	protect	VERB
fbem-6367	86	51	financial	financial	ADJ
fbem-6367	86	52	consumers	consumer	NOUN
fbem-6367	86	53	.	.	PUNCT
fbem-6367	87	1	therefore	therefore	ADV
fbem-6367	87	2	,	,	PUNCT
fbem-6367	87	3	in	in	ADP
fbem-6367	87	4	addition	addition	NOUN
fbem-6367	87	5	to	to	ADP
fbem-6367	87	6	issuing	issue	VERB
fbem-6367	87	7	educational	educational	ADJ
fbem-6367	87	8	reading	reading	NOUN
fbem-6367	87	9	books	book	NOUN
fbem-6367	87	10	,	,	PUNCT
fbem-6367	87	11	it	it	PRON
fbem-6367	87	12	is	be	AUX
fbem-6367	87	13	necessary	necessary	ADJ
fbem-6367	87	14	to	to	PART
fbem-6367	87	15	mobilize	mobilize	VERB
fbem-6367	87	16	and	and	CCONJ
fbem-6367	87	17	bring	bring	VERB
fbem-6367	87	18	into	into	ADP
fbem-6367	87	19	play	play	VERB
fbem-6367	87	20	the	the	DET
fbem-6367	87	21	capacities	capacity	NOUN
fbem-6367	87	22	of	of	ADP
fbem-6367	87	23	various	various	ADJ
fbem-6367	87	24	social	social	ADJ
fbem-6367	87	25	entities	entity	NOUN
fbem-6367	87	26	,	,	PUNCT
fbem-6367	87	27	with	with	ADP
fbem-6367	87	28	major	major	ADJ
fbem-6367	87	29	universities	university	NOUN
fbem-6367	87	30	and	and	CCONJ
fbem-6367	87	31	colleges	college	NOUN
fbem-6367	87	32	undertaking	undertake	VERB
fbem-6367	87	33	the	the	DET
fbem-6367	87	34	main	main	ADJ
fbem-6367	87	35	education	education	NOUN
fbem-6367	87	36	and	and	CCONJ
fbem-6367	87	37	training	training	NOUN
fbem-6367	87	38	,	,	PUNCT
fbem-6367	87	39	and	and	CCONJ
fbem-6367	87	40	in	in	ADP
fbem-6367	87	41	addition	addition	NOUN
fbem-6367	87	42	to	to	ADP
fbem-6367	87	43	providing	provide	VERB
fbem-6367	87	44	financial	financial	ADJ
fbem-6367	87	45	education	education	NOUN
fbem-6367	87	46	to	to	ADP
fbem-6367	87	47	school	school	NOUN
fbem-6367	87	48	students	student	NOUN
fbem-6367	87	49	,	,	PUNCT
fbem-6367	87	50	joining	join	VERB
fbem-6367	87	51	forces	force	NOUN
fbem-6367	87	52	with	with	ADP
fbem-6367	87	53	relevant	relevant	ADJ
fbem-6367	87	54	entities	entity	NOUN
fbem-6367	87	55	such	such	ADJ
fbem-6367	87	56	as	as	ADP
fbem-6367	87	57	grassroots	grassroots	ADJ
fbem-6367	87	58	communities	community	NOUN
fbem-6367	87	59	,	,	PUNCT
fbem-6367	87	60	financial	financial	ADJ
fbem-6367	87	61	institutions	institution	NOUN
fbem-6367	87	62	,	,	PUNCT
fbem-6367	87	63	regulatory	regulatory	ADJ
fbem-6367	87	64	bodies	body	NOUN
fbem-6367	87	65	and	and	CCONJ
fbem-6367	87	66	social	social	ADJ
fbem-6367	87	67	organizations	organization	NOUN
fbem-6367	87	68	to	to	PART
fbem-6367	87	69	sink	sink	VERB
fbem-6367	87	70	into	into	ADP
fbem-6367	87	71	communities	community	NOUN
fbem-6367	87	72	with	with	ADP
fbem-6367	87	73	staff	staff	NOUN
fbem-6367	87	74	or	or	CCONJ
fbem-6367	87	75	volunteers	volunteer	NOUN
fbem-6367	87	76	specializing	specialize	VERB
fbem-6367	87	77	in	in	ADP
fbem-6367	87	78	financial	financial	ADJ
fbem-6367	87	79	literacy	literacy	NOUN
fbem-6367	87	80	to	to	PART
fbem-6367	87	81	carry	carry	VERB
fbem-6367	87	82	out	out	ADP
fbem-6367	87	83	promotional	promotional	ADJ
fbem-6367	87	84	and	and	CCONJ
fbem-6367	87	85	educational	educational	ADJ
fbem-6367	87	86	activities	activity	NOUN
fbem-6367	87	87	,	,	PUNCT
fbem-6367	87	88	so	so	SCONJ
fbem-6367	87	89	that	that	SCONJ
fbem-6367	87	90	financial	financial	ADJ
fbem-6367	87	91	education	education	NOUN
fbem-6367	87	92	involves	involve	VERB
fbem-6367	87	93	all	all	DET
fbem-6367	87	94	age	age	NOUN
fbem-6367	87	95	groups	group	NOUN
fbem-6367	87	96	and	and	CCONJ
fbem-6367	87	97	improve	improve	VERB
fbem-6367	87	98	the	the	DET
fbem-6367	87	99	overall	overall	ADJ
fbem-6367	87	100	financial	financial	ADJ
fbem-6367	87	101	literacy	literacy	NOUN
fbem-6367	87	102	of	of	ADP
fbem-6367	87	103	the	the	DET
fbem-6367	87	104	nation	nation	NOUN
fbem-6367	87	105	.	.	PUNCT
fbem-6367	88	1	in	in	ADP
fbem-6367	88	2	addition	addition	NOUN
fbem-6367	88	3	,	,	PUNCT
fbem-6367	88	4	when	when	SCONJ
fbem-6367	88	5	consumers	consumer	NOUN
fbem-6367	88	6	purchase	purchase	VERB
fbem-6367	88	7	financial	financial	ADJ
fbem-6367	88	8	products	product	NOUN
fbem-6367	88	9	or	or	CCONJ
fbem-6367	88	10	apply	apply	VERB
fbem-6367	88	11	for	for	ADP
fbem-6367	88	12	mediation	mediation	NOUN
fbem-6367	88	13	in	in	ADP
fbem-6367	88	14	financial	financial	ADJ
fbem-6367	88	15	disputes	dispute	NOUN
fbem-6367	88	16	,	,	PUNCT
fbem-6367	88	17	draw	draw	VERB
fbem-6367	88	18	on	on	ADP
fbem-6367	88	19	the	the	DET
fbem-6367	88	20	enquiry	enquiry	NOUN
fbem-6367	88	21	service	service	NOUN
fbem-6367	88	22	of	of	ADP
fbem-6367	88	23	the	the	DET
fbem-6367	88	24	hong	hong	PROPN
fbem-6367	88	25	kong	kong	PROPN
fbem-6367	88	26	mediation	mediation	NOUN
fbem-6367	88	27	centre	centre	NOUN
fbem-6367	88	28	and	and	CCONJ
fbem-6367	88	29	arrange	arrange	NOUN
fbem-6367	88	30	for	for	ADP
fbem-6367	88	31	professional	professional	ADJ
fbem-6367	88	32	financial	financial	ADJ
fbem-6367	88	33	services	service	NOUN
fbem-6367	88	34	staff	staff	NOUN
fbem-6367	88	35	to	to	PART
fbem-6367	88	36	introduce	introduce	VERB
fbem-6367	88	37	financial	financial	ADJ
fbem-6367	88	38	knowledge	knowledge	NOUN
fbem-6367	88	39	,	,	PUNCT
fbem-6367	88	40	risk	risk	NOUN
fbem-6367	88	41	analysis	analysis	NOUN
fbem-6367	88	42	and	and	CCONJ
fbem-6367	88	43	other	other	ADJ
fbem-6367	88	44	advisory	advisory	ADJ
fbem-6367	88	45	advice	advice	NOUN
fbem-6367	88	46	to	to	ADP
fbem-6367	88	47	financial	financial	ADJ
fbem-6367	88	48	consumers	consumer	NOUN
fbem-6367	88	49	.	.	PUNCT
fbem-6367	89	1	7	7	X
fbem-6367	89	2	.	.	X
fbem-6367	89	3	summary	summary	NOUN
fbem-6367	89	4	and	and	CCONJ
fbem-6367	89	5	prospect	prospect	VERB
fbem-6367	89	6	the	the	DET
fbem-6367	89	7	operation	operation	NOUN
fbem-6367	89	8	of	of	ADP
fbem-6367	89	9	the	the	DET
fbem-6367	89	10	hong	hong	PROPN
fbem-6367	89	11	kong	kong	PROPN
fbem-6367	89	12	financial	financial	ADJ
fbem-6367	89	13	mediation	mediation	NOUN
fbem-6367	89	14	centre	centre	NOUN
fbem-6367	89	15	has	have	AUX
fbem-6367	89	16	been	be	AUX
fbem-6367	89	17	influenced	influence	VERB
fbem-6367	89	18	to	to	ADP
fbem-6367	89	19	a	a	DET
fbem-6367	89	20	certain	certain	ADJ
fbem-6367	89	21	extent	extent	NOUN
fbem-6367	89	22	by	by	ADP
fbem-6367	89	23	europe	europe	PROPN
fbem-6367	89	24	and	and	CCONJ
fbem-6367	89	25	the	the	DET
fbem-6367	89	26	united	united	PROPN
fbem-6367	89	27	states	states	PROPN
fbem-6367	89	28	,	,	PUNCT
fbem-6367	89	29	reflecting	reflect	VERB
fbem-6367	89	30	the	the	DET
fbem-6367	89	31	concept	concept	NOUN
fbem-6367	89	32	of	of	ADP
fbem-6367	89	33	fairness	fairness	NOUN
fbem-6367	89	34	,	,	PUNCT
fbem-6367	89	35	convenience	convenience	NOUN
fbem-6367	89	36	,	,	PUNCT
fbem-6367	89	37	efficiency	efficiency	NOUN
fbem-6367	89	38	and	and	CCONJ
fbem-6367	89	39	the	the	DET
fbem-6367	89	40	aim	aim	NOUN
fbem-6367	89	41	of	of	ADP
fbem-6367	89	42	protecting	protect	VERB
fbem-6367	89	43	financial	financial	ADJ
fbem-6367	89	44	consumers	consumer	NOUN
fbem-6367	89	45	.	.	PUNCT
fbem-6367	90	1	for	for	ADP
fbem-6367	90	2	example	example	NOUN
fbem-6367	90	3	,	,	PUNCT
fbem-6367	90	4	to	to	PART
fbem-6367	90	5	ensure	ensure	VERB
fbem-6367	90	6	independence	independence	NOUN
fbem-6367	90	7	,	,	PUNCT
fbem-6367	90	8	the	the	DET
fbem-6367	90	9	fdrc	fdrc	NOUN
fbem-6367	90	10	is	be	AUX
fbem-6367	90	11	built	build	VERB
fbem-6367	90	12	on	on	ADP
fbem-6367	90	13	the	the	DET
fbem-6367	90	14	basis	basis	NOUN
fbem-6367	90	15	of	of	ADP
fbem-6367	90	16	a	a	DET
fbem-6367	90	17	modern	modern	ADJ
fbem-6367	90	18	corporate	corporate	ADJ
fbem-6367	90	19	structure	structure	NOUN
fbem-6367	90	20	;	;	PUNCT
fbem-6367	90	21	it	it	PRON
fbem-6367	90	22	balances	balance	VERB
fbem-6367	90	23	the	the	DET
fbem-6367	90	24	power	power	NOUN
fbem-6367	90	25	disparity	disparity	NOUN
fbem-6367	90	26	between	between	ADP
fbem-6367	90	27	financial	financial	ADJ
fbem-6367	90	28	institutions	institution	NOUN
fbem-6367	90	29	and	and	CCONJ
fbem-6367	90	30	consumers	consumer	NOUN
fbem-6367	90	31	with	with	ADP
fbem-6367	90	32	asymmetrical	asymmetrical	ADJ
fbem-6367	90	33	rights	right	NOUN
fbem-6367	90	34	and	and	CCONJ
fbem-6367	90	35	obligations	obligation	NOUN
fbem-6367	90	36	;	;	PUNCT
fbem-6367	90	37	and	and	CCONJ
fbem-6367	90	38	adopts	adopt	VERB
fbem-6367	90	39	various	various	ADJ
fbem-6367	90	40	alternative	alternative	ADJ
fbem-6367	90	41	dispute	dispute	NOUN
fbem-6367	90	42	resolution	resolution	NOUN
fbem-6367	90	43	mechanisms	mechanism	NOUN
fbem-6367	90	44	to	to	PART
fbem-6367	90	45	guarantee	guarantee	VERB
fbem-6367	90	46	the	the	DET
fbem-6367	90	47	efficiency	efficiency	NOUN
fbem-6367	90	48	of	of	ADP
fbem-6367	90	49	financial	financial	ADJ
fbem-6367	90	50	dispute	dispute	NOUN
fbem-6367	90	51	resolution	resolution	NOUN
fbem-6367	90	52	.	.	PUNCT
fbem-6367	91	1	at	at	ADP
fbem-6367	91	2	the	the	DET
fbem-6367	91	3	same	same	ADJ
fbem-6367	91	4	time	time	NOUN
fbem-6367	91	5	,	,	PUNCT
fbem-6367	91	6	compared	compare	VERB
fbem-6367	91	7	to	to	ADP
fbem-6367	91	8	the	the	DET
fbem-6367	91	9	european	european	ADJ
fbem-6367	91	10	and	and	CCONJ
fbem-6367	91	11	american	american	ADJ
fbem-6367	91	12	models	model	NOUN
fbem-6367	91	13	with	with	ADP
fbem-6367	91	14	strong	strong	ADJ
fbem-6367	91	15	autonomy	autonomy	NOUN
fbem-6367	91	16	,	,	PUNCT
fbem-6367	91	17	the	the	DET
fbem-6367	91	18	hong	hong	PROPN
fbem-6367	91	19	kong	kong	PROPN
fbem-6367	91	20	financial	financial	ADJ
fbem-6367	91	21	mediation	mediation	NOUN
fbem-6367	91	22	center	center	NOUN
fbem-6367	91	23	is	be	AUX
fbem-6367	91	24	more	more	ADV
fbem-6367	91	25	prominent	prominent	ADJ
fbem-6367	91	26	in	in	ADP
fbem-6367	91	27	the	the	DET
fbem-6367	91	28	mandatory	mandatory	ADJ
fbem-6367	91	29	management	management	NOUN
fbem-6367	91	30	,	,	PUNCT
fbem-6367	91	31	which	which	PRON
fbem-6367	91	32	is	be	AUX
fbem-6367	91	33	an	an	DET
fbem-6367	91	34	innovation	innovation	NOUN
fbem-6367	91	35	of	of	ADP
fbem-6367	91	36	the	the	DET
fbem-6367	91	37	financial	financial	ADJ
fbem-6367	91	38	dispute	dispute	NOUN
fbem-6367	91	39	resolution	resolution	NOUN
fbem-6367	91	40	mechanism	mechanism	NOUN
fbem-6367	91	41	combined	combine	VERB
fbem-6367	91	42	with	with	ADP
fbem-6367	91	43	the	the	DET
fbem-6367	91	44	actual	actual	ADJ
fbem-6367	91	45	situation	situation	NOUN
fbem-6367	91	46	and	and	CCONJ
fbem-6367	91	47	realistic	realistic	ADJ
fbem-6367	91	48	needs	need	NOUN
fbem-6367	91	49	of	of	ADP
fbem-6367	91	50	hong	hong	PROPN
fbem-6367	91	51	kong	kong	PROPN
fbem-6367	91	52	.	.	PUNCT
fbem-6367	92	1	compared	compare	VERB
fbem-6367	92	2	with	with	ADP
fbem-6367	92	3	the	the	DET
fbem-6367	92	4	traditional	traditional	ADJ
fbem-6367	92	5	european	european	ADJ
fbem-6367	92	6	and	and	CCONJ
fbem-6367	92	7	american	american	ADJ
fbem-6367	92	8	models	model	NOUN
fbem-6367	92	9	,	,	PUNCT
fbem-6367	92	10	the	the	DET
fbem-6367	92	11	operation	operation	NOUN
fbem-6367	92	12	model	model	NOUN
fbem-6367	92	13	of	of	ADP
fbem-6367	92	14	the	the	DET
fbem-6367	92	15	hong	hong	PROPN
fbem-6367	92	16	kong	kong	PROPN
fbem-6367	92	17	financial	financial	ADJ
fbem-6367	92	18	mediation	mediation	NOUN
fbem-6367	92	19	center	center	NOUN
fbem-6367	92	20	is	be	AUX
fbem-6367	92	21	more	more	ADV
fbem-6367	92	22	suitable	suitable	ADJ
fbem-6367	92	23	for	for	SCONJ
fbem-6367	92	24	the	the	DET
fbem-6367	92	25	mainland	mainland	NOUN
fbem-6367	92	26	to	to	PART
fbem-6367	92	27	learn	learn	VERB
fbem-6367	92	28	and	and	CCONJ
fbem-6367	92	29	learn	learn	VERB
fbem-6367	92	30	from	from	ADP
fbem-6367	92	31	.	.	PUNCT
fbem-6367	93	1	at	at	ADP
fbem-6367	93	2	present	present	ADJ
fbem-6367	93	3	,	,	PUNCT
fbem-6367	93	4	china	china	PROPN
fbem-6367	93	5	's	's	PART
fbem-6367	93	6	mainland	mainland	NOUN
fbem-6367	93	7	has	have	AUX
fbem-6367	93	8	initially	initially	ADV
fbem-6367	93	9	formed	form	VERB
fbem-6367	93	10	an	an	DET
fbem-6367	93	11	alternative	alternative	ADJ
fbem-6367	93	12	dispute	dispute	NOUN
fbem-6367	93	13	resolution	resolution	NOUN
fbem-6367	93	14	mechanism	mechanism	NOUN
fbem-6367	93	15	for	for	ADP
fbem-6367	93	16	financial	financial	ADJ
fbem-6367	93	17	disputes	dispute	NOUN
fbem-6367	93	18	,	,	PUNCT
fbem-6367	93	19	but	but	CCONJ
fbem-6367	93	20	in	in	ADP
fbem-6367	93	21	actual	actual	ADJ
fbem-6367	93	22	operation	operation	NOUN
fbem-6367	93	23	,	,	PUNCT
fbem-6367	93	24	some	some	DET
fbem-6367	93	25	defects	defect	NOUN
fbem-6367	93	26	are	be	AUX
fbem-6367	93	27	still	still	ADV
fbem-6367	93	28	exposed	expose	VERB
fbem-6367	93	29	,	,	PUNCT
fbem-6367	93	30	such	such	ADJ
fbem-6367	93	31	as	as	ADP
fbem-6367	93	32	the	the	DET
fbem-6367	93	33	large	large	ADJ
fbem-6367	93	34	differences	difference	NOUN
fbem-6367	93	35	in	in	ADP
fbem-6367	93	36	the	the	DET
fbem-6367	93	37	level	level	NOUN
fbem-6367	93	38	of	of	ADP
fbem-6367	93	39	economic	economic	ADJ
fbem-6367	93	40	development	development	NOUN
fbem-6367	93	41	in	in	ADP
fbem-6367	93	42	different	different	ADJ
fbem-6367	93	43	regions	region	NOUN
fbem-6367	93	44	,	,	PUNCT
fbem-6367	93	45	the	the	DET
fbem-6367	93	46	financial	financial	ADJ
fbem-6367	93	47	dispute	dispute	NOUN
fbem-6367	93	48	resolution	resolution	NOUN
fbem-6367	93	49	model	model	NOUN
fbem-6367	93	50	is	be	AUX
fbem-6367	93	51	not	not	PART
fbem-6367	93	52	uniform	uniform	ADJ
fbem-6367	93	53	;	;	PUNCT
fbem-6367	93	54	the	the	DET
fbem-6367	93	55	relief	relief	NOUN
fbem-6367	93	56	method	method	NOUN
fbem-6367	93	57	is	be	AUX
fbem-6367	93	58	based	base	VERB
fbem-6367	93	59	on	on	ADP
fbem-6367	93	60	the	the	DET
fbem-6367	93	61	intervention	intervention	NOUN
fbem-6367	93	62	of	of	ADP
fbem-6367	93	63	financial	financial	ADJ
fbem-6367	93	64	regulatory	regulatory	ADJ
fbem-6367	93	65	authorities	authority	NOUN
fbem-6367	93	66	and	and	CCONJ
fbem-6367	93	67	the	the	DET
fbem-6367	93	68	reinforcement	reinforcement	NOUN
fbem-6367	93	69	of	of	ADP
fbem-6367	93	70	post	post	ADJ
fbem-6367	93	71	-	-	ADJ
fbem-6367	93	72	event	event	ADJ
fbem-6367	93	73	compensatory	compensatory	ADJ
fbem-6367	93	74	measures	measure	NOUN
fbem-6367	93	75	,	,	PUNCT
fbem-6367	93	76	while	while	SCONJ
fbem-6367	93	77	the	the	DET
fbem-6367	93	78	construction	construction	NOUN
fbem-6367	93	79	of	of	ADP
fbem-6367	93	80	the	the	DET
fbem-6367	93	81	financial	financial	ADJ
fbem-6367	93	82	dispute	dispute	NOUN
fbem-6367	93	83	resolution	resolution	NOUN
fbem-6367	93	84	mechanism	mechanism	NOUN
fbem-6367	93	85	is	be	AUX
fbem-6367	93	86	relatively	relatively	ADV
fbem-6367	93	87	weak	weak	ADJ
fbem-6367	93	88	,	,	PUNCT
fbem-6367	93	89	the	the	DET
fbem-6367	93	90	influence	influence	NOUN
fbem-6367	93	91	is	be	AUX
fbem-6367	93	92	not	not	PART
fbem-6367	93	93	strong	strong	ADJ
fbem-6367	93	94	,	,	PUNCT
fbem-6367	93	95	and	and	CCONJ
fbem-6367	93	96	often	often	ADV
fbem-6367	93	97	with	with	ADP
fbem-6367	93	98	administrative	administrative	ADJ
fbem-6367	93	99	the	the	DET
fbem-6367	93	100	construction	construction	NOUN
fbem-6367	93	101	of	of	ADP
fbem-6367	93	102	the	the	DET
fbem-6367	93	103	financial	financial	ADJ
fbem-6367	93	104	dispute	dispute	NOUN
fbem-6367	93	105	resolution	resolution	NOUN
fbem-6367	93	106	mechanism	mechanism	NOUN
fbem-6367	93	107	is	be	AUX
fbem-6367	93	108	weak	weak	ADJ
fbem-6367	93	109	,	,	PUNCT
fbem-6367	93	110	with	with	ADP
fbem-6367	93	111	little	little	ADJ
fbem-6367	93	112	influence	influence	NOUN
fbem-6367	93	113	and	and	CCONJ
fbem-6367	93	114	often	often	ADV
fbem-6367	93	115	with	with	ADP
fbem-6367	93	116	administrative	administrative	ADJ
fbem-6367	93	117	overtones	overtone	NOUN
fbem-6367	93	118	.	.	PUNCT
fbem-6367	94	1	under	under	ADP
fbem-6367	94	2	the	the	DET
fbem-6367	94	3	goal	goal	NOUN
fbem-6367	94	4	of	of	ADP
fbem-6367	94	5	building	build	VERB
fbem-6367	94	6	a	a	DET
fbem-6367	94	7	modernized	modernized	ADJ
fbem-6367	94	8	economic	economic	ADJ
fbem-6367	94	9	system	system	NOUN
fbem-6367	94	10	as	as	SCONJ
fbem-6367	94	11	reported	report	VERB
fbem-6367	94	12	in	in	ADP
fbem-6367	94	13	the	the	DET
fbem-6367	94	14	20th	20th	ADJ
fbem-6367	94	15	national	national	ADJ
fbem-6367	94	16	congress	congress	PROPN
fbem-6367	94	17	,	,	PUNCT
fbem-6367	94	18	the	the	DET
fbem-6367	94	19	stability	stability	NOUN
fbem-6367	94	20	of	of	ADP
fbem-6367	94	21	china	china	PROPN
fbem-6367	94	22	's	's	PART
fbem-6367	94	23	modern	modern	ADJ
fbem-6367	94	24	financial	financial	ADJ
fbem-6367	94	25	industry	industry	NOUN
fbem-6367	94	26	needs	need	VERB
fbem-6367	94	27	to	to	PART
fbem-6367	94	28	be	be	AUX
fbem-6367	94	29	guaranteed	guarantee	VERB
fbem-6367	94	30	by	by	ADP
fbem-6367	94	31	a	a	DET
fbem-6367	94	32	perfect	perfect	ADJ
fbem-6367	94	33	financial	financial	ADJ
fbem-6367	94	34	dispute	dispute	NOUN
fbem-6367	94	35	resolution	resolution	NOUN
fbem-6367	94	36	mechanism	mechanism	NOUN
fbem-6367	94	37	.	.	PUNCT
fbem-6367	95	1	the	the	DET
fbem-6367	95	2	purpose	purpose	NOUN
fbem-6367	95	3	of	of	ADP
fbem-6367	95	4	the	the	DET
fbem-6367	95	5	author	author	NOUN
fbem-6367	95	6	's	's	PART
fbem-6367	95	7	study	study	NOUN
fbem-6367	95	8	on	on	ADP
fbem-6367	95	9	hong	hong	PROPN
fbem-6367	95	10	kong	kong	PROPN
fbem-6367	95	11	's	's	PART
fbem-6367	95	12	financial	financial	ADJ
fbem-6367	95	13	dispute	dispute	NOUN
fbem-6367	95	14	resolution	resolution	NOUN
fbem-6367	95	15	mechanism	mechanism	NOUN
fbem-6367	95	16	is	be	AUX
fbem-6367	95	17	not	not	PART
fbem-6367	95	18	only	only	ADV
fbem-6367	95	19	to	to	PART
fbem-6367	95	20	learn	learn	VERB
fbem-6367	95	21	from	from	ADP
fbem-6367	95	22	hong	hong	PROPN
fbem-6367	95	23	kong	kong	PROPN
fbem-6367	95	24	's	's	PART
fbem-6367	95	25	experience	experience	NOUN
fbem-6367	95	26	and	and	CCONJ
fbem-6367	95	27	fill	fill	VERB
fbem-6367	95	28	the	the	DET
fbem-6367	95	29	gap	gap	NOUN
fbem-6367	95	30	between	between	ADP
fbem-6367	95	31	the	the	DET
fbem-6367	95	32	development	development	NOUN
fbem-6367	95	33	of	of	ADP
fbem-6367	95	34	financial	financial	ADJ
fbem-6367	95	35	dispute	dispute	NOUN
fbem-6367	95	36	resolution	resolution	NOUN
fbem-6367	95	37	mechanisms	mechanism	NOUN
fbem-6367	95	38	in	in	ADP
fbem-6367	95	39	the	the	DET
fbem-6367	95	40	mainland	mainland	NOUN
fbem-6367	95	41	and	and	CCONJ
fbem-6367	95	42	hong	hong	PROPN
fbem-6367	95	43	kong	kong	PROPN
fbem-6367	95	44	,	,	PUNCT
fbem-6367	95	45	but	but	CCONJ
fbem-6367	95	46	also	also	ADV
fbem-6367	95	47	to	to	PART
fbem-6367	95	48	promote	promote	VERB
fbem-6367	95	49	the	the	DET
fbem-6367	95	50	specialization	specialization	NOUN
fbem-6367	95	51	,	,	PUNCT
fbem-6367	95	52	integration	integration	NOUN
fbem-6367	95	53	,	,	PUNCT
fbem-6367	95	54	diversification	diversification	NOUN
fbem-6367	95	55	and	and	CCONJ
fbem-6367	95	56	convenience	convenience	NOUN
fbem-6367	95	57	of	of	ADP
fbem-6367	95	58	financial	financial	ADJ
fbem-6367	95	59	dispute	dispute	NOUN
fbem-6367	95	60	resolution	resolution	NOUN
fbem-6367	95	61	in	in	ADP
fbem-6367	95	62	the	the	DET
fbem-6367	95	63	mainland	mainland	NOUN
fbem-6367	95	64	.	.	PUNCT
fbem-6367	96	1	based	base	VERB
fbem-6367	96	2	on	on	ADP
fbem-6367	96	3	this	this	DET
fbem-6367	96	4	analytical	analytical	ADJ
fbem-6367	96	5	perspective	perspective	NOUN
fbem-6367	96	6	,	,	PUNCT
fbem-6367	96	7	the	the	DET
fbem-6367	96	8	study	study	NOUN
fbem-6367	96	9	establishes	establish	VERB
fbem-6367	96	10	a	a	DET
fbem-6367	96	11	cooperative	cooperative	ADJ
fbem-6367	96	12	mechanism	mechanism	NOUN
fbem-6367	96	13	for	for	ADP
fbem-6367	96	14	financial	financial	ADJ
fbem-6367	96	15	dispute	dispute	NOUN
fbem-6367	96	16	mediation	mediation	NOUN
fbem-6367	96	17	under	under	ADP
fbem-6367	96	18	the	the	DET
fbem-6367	96	19	new	new	ADJ
fbem-6367	96	20	situation	situation	NOUN
fbem-6367	96	21	and	and	CCONJ
fbem-6367	96	22	constructs	construct	VERB
fbem-6367	96	23	a	a	DET
fbem-6367	96	24	commonly	commonly	ADV
fbem-6367	96	25	recognized	recognize	VERB
fbem-6367	96	26	financial	financial	ADJ
fbem-6367	96	27	dispute	dispute	NOUN
fbem-6367	96	28	resolution	resolution	NOUN
fbem-6367	96	29	method	method	NOUN
fbem-6367	96	30	,	,	PUNCT
fbem-6367	96	31	which	which	PRON
fbem-6367	96	32	helps	help	VERB
fbem-6367	96	33	to	to	PART
fbem-6367	96	34	safeguard	safeguard	VERB
fbem-6367	96	35	the	the	DET
fbem-6367	96	36	legitimate	legitimate	ADJ
fbem-6367	96	37	rights	right	NOUN
fbem-6367	96	38	and	and	CCONJ
fbem-6367	96	39	interests	interest	NOUN
fbem-6367	96	40	of	of	ADP
fbem-6367	96	41	the	the	DET
fbem-6367	96	42	majority	majority	NOUN
fbem-6367	96	43	of	of	ADP
fbem-6367	96	44	financial	financial	ADJ
fbem-6367	96	45	consumers	consumer	NOUN
fbem-6367	96	46	and	and	CCONJ
fbem-6367	96	47	enhance	enhance	VERB
fbem-6367	96	48	the	the	DET
fbem-6367	96	49	level	level	NOUN
fbem-6367	96	50	of	of	ADP
fbem-6367	96	51	financial	financial	ADJ
fbem-6367	96	52	service	service	NOUN
fbem-6367	96	53	facilitation	facilitation	NOUN
fbem-6367	96	54	in	in	ADP
fbem-6367	96	55	the	the	DET
fbem-6367	96	56	mainland	mainland	NOUN
fbem-6367	96	57	.	.	PUNCT
fbem-6367	97	1	in	in	ADP
fbem-6367	97	2	addition	addition	NOUN
fbem-6367	97	3	,	,	PUNCT
fbem-6367	97	4	due	due	ADP
fbem-6367	97	5	to	to	ADP
fbem-6367	97	6	the	the	DET
fbem-6367	97	7	limitations	limitation	NOUN
fbem-6367	97	8	of	of	ADP
fbem-6367	97	9	the	the	DET
fbem-6367	97	10	sample	sample	NOUN
fbem-6367	97	11	and	and	CCONJ
fbem-6367	97	12	objective	objective	ADJ
fbem-6367	97	13	factors	factor	NOUN
fbem-6367	97	14	in	in	ADP
fbem-6367	97	15	this	this	DET
fbem-6367	97	16	study	study	NOUN
fbem-6367	97	17	,	,	PUNCT
fbem-6367	97	18	the	the	DET
fbem-6367	97	19	data	data	NOUN
fbem-6367	97	20	analysis	analysis	NOUN
fbem-6367	97	21	can	can	AUX
fbem-6367	97	22	not	not	PART
fbem-6367	97	23	cover	cover	VERB
fbem-6367	97	24	the	the	DET
fbem-6367	97	25	real	real	ADJ
fbem-6367	97	26	situation	situation	NOUN
fbem-6367	97	27	of	of	ADP
fbem-6367	97	28	all	all	DET
fbem-6367	97	29	financial	financial	ADJ
fbem-6367	97	30	mediation	mediation	NOUN
fbem-6367	97	31	centers	center	NOUN
fbem-6367	97	32	and	and	CCONJ
fbem-6367	97	33	courts	court	NOUN
fbem-6367	97	34	in	in	ADP
fbem-6367	97	35	the	the	DET
fbem-6367	97	36	mainland	mainland	NOUN
fbem-6367	97	37	,	,	PUNCT
fbem-6367	97	38	and	and	CCONJ
fbem-6367	97	39	the	the	DET
fbem-6367	97	40	breadth	breadth	NOUN
fbem-6367	97	41	of	of	ADP
fbem-6367	97	42	analysis	analysis	NOUN
fbem-6367	97	43	is	be	AUX
fbem-6367	97	44	insufficient	insufficient	ADJ
fbem-6367	97	45	,	,	PUNCT
fbem-6367	97	46	taking	take	VERB
fbem-6367	97	47	only	only	ADV
fbem-6367	97	48	the	the	DET
fbem-6367	97	49	data	datum	NOUN
fbem-6367	97	50	of	of	ADP
fbem-6367	97	51	financial	financial	ADJ
fbem-6367	97	52	disputes	dispute	NOUN
fbem-6367	97	53	in	in	ADP
fbem-6367	97	54	shanghai	shanghai	PROPN
fbem-6367	97	55	in	in	ADP
fbem-6367	97	56	recent	recent	ADJ
fbem-6367	97	57	years	year	NOUN
fbem-6367	97	58	as	as	ADP
fbem-6367	97	59	an	an	DET
fbem-6367	97	60	example	example	NOUN
fbem-6367	97	61	,	,	PUNCT
fbem-6367	97	62	thus	thus	ADV
fbem-6367	97	63	affecting	affect	VERB
fbem-6367	97	64	the	the	DET
fbem-6367	97	65	comprehensiveness	comprehensiveness	NOUN
fbem-6367	97	66	of	of	ADP
fbem-6367	97	67	the	the	DET
fbem-6367	97	68	research	research	NOUN
fbem-6367	97	69	structure	structure	NOUN
fbem-6367	97	70	to	to	ADP
fbem-6367	97	71	a	a	DET
fbem-6367	97	72	certain	certain	ADJ
fbem-6367	97	73	extent	extent	NOUN
fbem-6367	97	74	.	.	PUNCT
fbem-6367	98	1	therefore	therefore	ADV
fbem-6367	98	2	,	,	PUNCT
fbem-6367	98	3	in	in	ADP
fbem-6367	98	4	the	the	DET
fbem-6367	98	5	next	next	ADJ
fbem-6367	98	6	study	study	NOUN
fbem-6367	98	7	,	,	PUNCT
fbem-6367	98	8	we	we	PRON
fbem-6367	98	9	should	should	AUX
fbem-6367	98	10	pay	pay	VERB
fbem-6367	98	11	attention	attention	NOUN
fbem-6367	98	12	to	to	ADP
fbem-6367	98	13	the	the	DET
fbem-6367	98	14	collection	collection	NOUN
fbem-6367	98	15	and	and	CCONJ
fbem-6367	98	16	analysis	analysis	NOUN
fbem-6367	98	17	of	of	ADP
fbem-6367	98	18	data	datum	NOUN
fbem-6367	98	19	,	,	PUNCT
fbem-6367	98	20	and	and	CCONJ
fbem-6367	98	21	if	if	SCONJ
fbem-6367	98	22	necessary	necessary	ADJ
fbem-6367	98	23	,	,	PUNCT
fbem-6367	98	24	combine	combine	VERB
fbem-6367	98	25	natural	natural	ADJ
fbem-6367	98	26	science	science	NOUN
fbem-6367	98	27	research	research	NOUN
fbem-6367	98	28	methods	method	NOUN
fbem-6367	98	29	such	such	ADJ
fbem-6367	98	30	as	as	ADP
fbem-6367	98	31	field	field	NOUN
fbem-6367	98	32	surveys	survey	NOUN
fbem-6367	98	33	and	and	CCONJ
fbem-6367	98	34	quantitative	quantitative	ADJ
fbem-6367	98	35	data	datum	NOUN
fbem-6367	98	36	analysis	analysis	NOUN
fbem-6367	98	37	in	in	ADP
fbem-6367	98	38	order	order	NOUN
fbem-6367	98	39	to	to	PART
fbem-6367	98	40	obtain	obtain	VERB
fbem-6367	98	41	more	more	ADV
fbem-6367	98	42	comprehensive	comprehensive	ADJ
fbem-6367	98	43	,	,	PUNCT
fbem-6367	98	44	universal	universal	ADJ
fbem-6367	98	45	and	and	CCONJ
fbem-6367	98	46	representative	representative	ADJ
fbem-6367	98	47	rigorous	rigorous	ADJ
fbem-6367	98	48	data	datum	NOUN
fbem-6367	98	49	,	,	PUNCT
fbem-6367	98	50	further	far	ADV
fbem-6367	98	51	verify	verify	VERB
fbem-6367	98	52	the	the	DET
fbem-6367	98	53	accuracy	accuracy	NOUN
fbem-6367	98	54	of	of	ADP
fbem-6367	98	55	the	the	DET
fbem-6367	98	56	conclusions	conclusion	NOUN
fbem-6367	98	57	and	and	CCONJ
fbem-6367	98	58	show	show	VERB
fbem-6367	98	59	the	the	DET
fbem-6367	98	60	real	real	ADJ
fbem-6367	98	61	situation	situation	NOUN
fbem-6367	98	62	of	of	ADP
fbem-6367	98	63	financial	financial	ADJ
fbem-6367	98	64	dispute	dispute	NOUN
fbem-6367	98	65	resolution	resolution	NOUN
fbem-6367	98	66	in	in	ADP
fbem-6367	98	67	the	the	DET
fbem-6367	98	68	mainland	mainland	NOUN
fbem-6367	98	69	,	,	PUNCT
fbem-6367	98	70	so	so	SCONJ
fbem-6367	98	71	as	as	SCONJ
fbem-6367	98	72	to	to	PART
fbem-6367	98	73	learn	learn	VERB
fbem-6367	98	74	from	from	ADP
fbem-6367	98	75	hong	hong	PROPN
fbem-6367	98	76	kong	kong	PROPN
fbem-6367	98	77	's	's	PART
fbem-6367	98	78	experience	experience	NOUN
fbem-6367	98	79	in	in	ADP
fbem-6367	98	80	a	a	DET
fbem-6367	98	81	targeted	target	VERB
fbem-6367	98	82	manner	manner	NOUN
fbem-6367	98	83	and	and	CCONJ
fbem-6367	98	84	optimize	optimize	VERB
fbem-6367	98	85	the	the	DET
fbem-6367	98	86	relief	relief	NOUN
fbem-6367	98	87	mechanism	mechanism	NOUN
fbem-6367	98	88	of	of	ADP
fbem-6367	98	89	financial	financial	ADJ
fbem-6367	98	90	rule	rule	NOUN
fbem-6367	98	91	of	of	ADP
fbem-6367	98	92	law	law	NOUN
fbem-6367	98	93	reform	reform	NOUN
fbem-6367	98	94	.	.	PUNCT
fbem-6367	99	1	ultimately	ultimately	ADV
fbem-6367	99	2	,	,	PUNCT
fbem-6367	99	3	the	the	DET
fbem-6367	99	4	real	real	ADJ
fbem-6367	99	5	development	development	NOUN
fbem-6367	99	6	of	of	ADP
fbem-6367	99	7	the	the	DET
fbem-6367	99	8	modern	modern	ADJ
fbem-6367	99	9	financial	financial	ADJ
fbem-6367	99	10	system	system	NOUN
fbem-6367	99	11	in	in	ADP
fbem-6367	99	12	the	the	DET
fbem-6367	99	13	new	new	ADJ
fbem-6367	99	14	era	era	NOUN
fbem-6367	99	15	will	will	AUX
fbem-6367	99	16	be	be	AUX
fbem-6367	99	17	realized	realize	VERB
fbem-6367	99	18	.	.	PUNCT
fbem-6367	100	1	8	8	X
fbem-6367	100	2	.	.	PUNCT
fbem-6367	101	1	author	author	NOUN
fbem-6367	101	2	contributions	contribution	NOUN
fbem-6367	101	3	this	this	DET
fbem-6367	101	4	paper	paper	NOUN
fbem-6367	101	5	was	be	AUX
fbem-6367	101	6	jointly	jointly	ADV
fbem-6367	101	7	completed	complete	VERB
fbem-6367	101	8	by	by	ADP
fbem-6367	101	9	zhao	zhao	PROPN
fbem-6367	101	10	xiaochen	xiaochen	PROPN
fbem-6367	101	11	and	and	CCONJ
fbem-6367	101	12	wu	wu	PROPN
fbem-6367	101	13	jitong	jitong	PROPN
fbem-6367	101	14	.	.	PUNCT
fbem-6367	102	1	each	each	PRON
fbem-6367	102	2	has	have	AUX
fbem-6367	102	3	made	make	VERB
fbem-6367	102	4	almost	almost	ADV
fbem-6367	102	5	equal	equal	ADJ
fbem-6367	102	6	efforts	effort	NOUN
fbem-6367	102	7	in	in	ADP
fbem-6367	102	8	the	the	DET
fbem-6367	102	9	research	research	NOUN
fbem-6367	102	10	of	of	ADP
fbem-6367	102	11	this	this	DET
fbem-6367	102	12	topic	topic	NOUN
fbem-6367	102	13	,	,	PUNCT
fbem-6367	102	14	and	and	CCONJ
fbem-6367	102	15	their	their	PRON
fbem-6367	102	16	contributions	contribution	NOUN
fbem-6367	102	17	to	to	ADP
fbem-6367	102	18	this	this	DET
fbem-6367	102	19	paper	paper	NOUN
fbem-6367	102	20	are	be	AUX
fbem-6367	102	21	largely	largely	ADV
fbem-6367	102	22	evenly	evenly	ADV
fbem-6367	102	23	split	split	NOUN
fbem-6367	102	24	.	.	PUNCT
fbem-6367	103	1	it	it	PRON
fbem-6367	103	2	is	be	AUX
fbem-6367	103	3	hereby	hereby	ADV
fbem-6367	103	4	explained	explain	VERB
fbem-6367	103	5	.	.	PUNCT
fbem-6367	104	1	13	13	NUM
fbem-6367	104	2	references	reference	NOUN
fbem-6367	104	3	[	[	X
fbem-6367	104	4	1	1	NUM
fbem-6367	104	5	]	]	X
fbem-6367	104	6	liao	liao	PROPN
fbem-6367	104	7	helin	helin	PROPN
fbem-6367	104	8	.	.	PUNCT
fbem-6367	105	1	making	make	VERB
fbem-6367	105	2	financial	financial	ADJ
fbem-6367	105	3	consumer	consumer	NOUN
fbem-6367	105	4	protection	protection	NOUN
fbem-6367	105	5	warmer[j	warmer[j	PROPN
fbem-6367	105	6	]	]	PUNCT
fbem-6367	105	7	.	.	PUNCT
fbem-6367	106	1	china	china	PROPN
fbem-6367	106	2	finance	finance	PROPN
fbem-6367	106	3	,	,	PUNCT
fbem-6367	106	4	2022,(23	2022,(23	NOUN
fbem-6367	106	5	):	):	PUNCT
fbem-6367	106	6	86	86	NUM
fbem-6367	106	7	-	-	SYM
fbem-6367	106	8	87	87	NUM
fbem-6367	106	9	.	.	PUNCT
fbem-6367	107	1	[	[	X
fbem-6367	107	2	2	2	NUM
fbem-6367	107	3	]	]	PUNCT
fbem-6367	107	4	xi	xi	X
fbem-6367	107	5	tao	tao	PROPN
fbem-6367	107	6	.	.	PUNCT
fbem-6367	108	1	study	study	NOUN
fbem-6367	108	2	on	on	ADP
fbem-6367	108	3	alternative	alternative	ADJ
fbem-6367	108	4	dispute	dispute	NOUN
fbem-6367	108	5	resolution	resolution	NOUN
fbem-6367	108	6	mechanism	mechanism	NOUN
fbem-6367	108	7	for	for	ADP
fbem-6367	108	8	financial	financial	ADJ
fbem-6367	108	9	disputes	dispute	NOUN
fbem-6367	108	10	--	--	PUNCT
fbem-6367	108	11	the	the	DET
fbem-6367	108	12	operation	operation	NOUN
fbem-6367	108	13	of	of	ADP
fbem-6367	108	14	the	the	DET
fbem-6367	108	15	financial	financial	ADJ
fbem-6367	108	16	dispute	dispute	NOUN
fbem-6367	108	17	resolution	resolution	NOUN
fbem-6367	108	18	centre	centre	NOUN
fbem-6367	108	19	in	in	ADP
fbem-6367	108	20	hong	hong	PROPN
fbem-6367	108	21	kong	kong	PROPN
fbem-6367	108	22	,	,	PUNCT
fbem-6367	108	23	china	china	PROPN
fbem-6367	108	24	as	as	ADP
fbem-6367	108	25	an	an	DET
fbem-6367	108	26	example[j	example[j	NOUN
fbem-6367	108	27	]	]	PUNCT
fbem-6367	108	28	.	.	PUNCT
fbem-6367	109	1	the	the	DET
fbem-6367	109	2	operation	operation	NOUN
fbem-6367	109	3	of	of	ADP
fbem-6367	109	4	the	the	DET
fbem-6367	109	5	financial	financial	ADJ
fbem-6367	109	6	dispute	dispute	NOUN
fbem-6367	109	7	resolution	resolution	NOUN
fbem-6367	109	8	centre	centre	NOUN
fbem-6367	109	9	in	in	ADP
fbem-6367	109	10	hong	hong	PROPN
fbem-6367	109	11	kong	kong	PROPN
fbem-6367	109	12	,	,	PUNCT
fbem-6367	109	13	china	china	PROPN
fbem-6367	109	14	as	as	ADP
fbem-6367	109	15	an	an	DET
fbem-6367	109	16	example[j	example[j	NOUN
fbem-6367	109	17	]	]	PUNCT
fbem-6367	109	18	.	.	PUNCT
fbem-6367	110	1	southwest	southwest	PROPN
fbem-6367	110	2	finance	finance	NOUN
fbem-6367	110	3	,	,	PUNCT
fbem-6367	110	4	2013	2013	NUM
fbem-6367	110	5	,	,	PUNCT
fbem-6367	110	6	(	(	PUNCT
fbem-6367	110	7	09	09	NUM
fbem-6367	110	8	):	):	PUNCT
fbem-6367	110	9	62	62	NUM
fbem-6367	110	10	-	-	SYM
fbem-6367	110	11	64	64	NUM
fbem-6367	110	12	.	.	PUNCT
fbem-6367	111	1	[	[	X
fbem-6367	111	2	3	3	X
fbem-6367	111	3	]	]	X
fbem-6367	111	4	xiao	xiao	PROPN
fbem-6367	111	5	haiyan	haiyan	PROPN
fbem-6367	111	6	.	.	PUNCT
fbem-6367	112	1	hong	hong	PROPN
fbem-6367	112	2	kong	kong	PROPN
fbem-6367	112	3	'	'	PART
fbem-6367	112	4	s	s	PROPN
fbem-6367	112	5	financial	financial	ADJ
fbem-6367	112	6	regulatory	regulatory	ADJ
fbem-6367	112	7	system	system	NOUN
fbem-6367	112	8	and	and	CCONJ
fbem-6367	112	9	its	its	PRON
fbem-6367	112	10	implications[j	implications[j	NOUN
fbem-6367	112	11	]	]	PUNCT
fbem-6367	112	12	.	.	PUNCT
fbem-6367	113	1	guide	guide	NOUN
fbem-6367	113	2	to	to	ADP
fbem-6367	113	3	business	business	NOUN
fbem-6367	113	4	,	,	PUNCT
fbem-6367	113	5	2012	2012	NUM
fbem-6367	113	6	,	,	PUNCT
fbem-6367	113	7	(	(	PUNCT
fbem-6367	113	8	07):47	07):47	NUM
fbem-6367	113	9	.	.	PUNCT
fbem-6367	114	1	[	[	X
fbem-6367	114	2	4	4	NUM
fbem-6367	114	3	]	]	X
fbem-6367	114	4	dong	dong	PROPN
fbem-6367	114	5	xiuxiu	xiuxiu	PROPN
fbem-6367	114	6	.	.	PUNCT
fbem-6367	115	1	dispute	dispute	NOUN
fbem-6367	115	2	-	-	PUNCT
fbem-6367	115	3	resolving	resolve	VERB
fbem-6367	115	4	mechanism	mechanism	NOUN
fbem-6367	115	5	over	over	ADP
fbem-6367	115	6	financial	financial	ADJ
fbem-6367	115	7	consumption	consumption	NOUN
fbem-6367	115	8	in	in	ADP
fbem-6367	115	9	mainland	mainland	NOUN
fbem-6367	115	10	of	of	ADP
fbem-6367	115	11	china	china	PROPN
fbem-6367	115	12	--taking	--taking	PROPN
fbem-6367	115	13	hong	hong	PROPN
fbem-6367	115	14	kong	kong	PROPN
fbem-6367	116	1	d	d	X
fbem-6367	116	2	]	]	PUNCT
fbem-6367	116	3	.	.	PUNCT
fbem-6367	117	1	dispute	dispute	NOUN
fbem-6367	117	2	-	-	PUNCT
fbem-6367	117	3	resolving	resolve	VERB
fbem-6367	117	4	mechanism	mechanism	NOUN
fbem-6367	117	5	over	over	ADP
fbem-6367	117	6	financial	financial	ADJ
fbem-6367	117	7	consumption	consumption	NOUN
fbem-6367	117	8	in	in	ADP
fbem-6367	117	9	mainland	mainland	NOUN
fbem-6367	117	10	of	of	ADP
fbem-6367	117	11	china	china	PROPN
fbem-6367	117	12	--taking	--taking	PROPN
fbem-6367	117	13	hong	hong	PROPN
fbem-6367	117	14	kong	kong	PROPN
fbem-6367	117	15	's	's	PART
fbem-6367	117	16	experience	experience	NOUN
fbem-6367	117	17	as	as	ADP
fbem-6367	117	18	reference	reference	NOUN
fbem-6367	117	19	[	[	X
fbem-6367	117	20	d	d	X
fbem-6367	117	21	]	]	X
fbem-6367	117	22	.	.	PUNCT
fbem-6367	118	1	chongqing	chongqing	PROPN
fbem-6367	118	2	:	:	PUNCT
fbem-6367	118	3	southwest	southwest	PROPN
fbem-6367	118	4	university	university	PROPN
fbem-6367	118	5	of	of	ADP
fbem-6367	118	6	political	political	ADJ
fbem-6367	118	7	science	science	NOUN
fbem-6367	118	8	and	and	CCONJ
fbem-6367	118	9	law	law	NOUN
fbem-6367	118	10	,	,	PUNCT
fbem-6367	118	11	2015	2015	NUM
fbem-6367	118	12	.	.	PUNCT
fbem-6367	119	1	[	[	X
fbem-6367	119	2	5	5	NUM
fbem-6367	119	3	]	]	PUNCT
fbem-6367	119	4	qi	qi	PROPN
fbem-6367	119	5	meng	meng	PROPN
fbem-6367	119	6	.	.	PUNCT
fbem-6367	120	1	study	study	NOUN
fbem-6367	120	2	on	on	ADP
fbem-6367	120	3	the	the	DET
fbem-6367	120	4	financial	financial	ADJ
fbem-6367	120	5	adr	adr	PROPN
fbem-6367	120	6	mechanism	mechanism	NOUN
fbem-6367	120	7	-	-	PUNCT
fbem-6367	120	8	taking	take	VERB
fbem-6367	120	9	hong	hong	PROPN
fbem-6367	120	10	kong	kong	PROPN
fbem-6367	120	11	financial	financial	ADJ
fbem-6367	120	12	dispute	dispute	NOUN
fbem-6367	120	13	resolution	resolution	NOUN
fbem-6367	120	14	center	center	NOUN
fbem-6367	120	15	as	as	ADP
fbem-6367	120	16	the	the	DET
fbem-6367	120	17	example[j	example[j	NOUN
fbem-6367	120	18	]	]	PUNCT
fbem-6367	120	19	.	.	PUNCT
fbem-6367	121	1	asia	asia	PROPN
fbem-6367	121	2	-	-	PUNCT
fbem-6367	121	3	pacific	pacific	PROPN
fbem-6367	121	4	economic	economic	PROPN
fbem-6367	121	5	review	review	NOUN
fbem-6367	121	6	,	,	PUNCT
fbem-6367	121	7	2013	2013	NUM
fbem-6367	121	8	,	,	PUNCT
fbem-6367	121	9	(	(	PUNCT
fbem-6367	121	10	02	02	NUM
fbem-6367	121	11	):	):	PUNCT
fbem-6367	121	12	144148	144148	NUM
fbem-6367	121	13	.	.	PUNCT
fbem-6367	122	1	[	[	X
fbem-6367	122	2	6	6	NUM
fbem-6367	122	3	]	]	X
fbem-6367	122	4	liu	liu	PROPN
fbem-6367	122	5	ruxiang	ruxiang	PROPN
fbem-6367	122	6	.	.	PUNCT
fbem-6367	123	1	recent	recent	ADJ
fbem-6367	123	2	developments	development	NOUN
fbem-6367	123	3	in	in	ADP
fbem-6367	123	4	hong	hong	PROPN
fbem-6367	123	5	kong	kong	PROPN
fbem-6367	123	6	'	'	PART
fbem-6367	123	7	s	s	NOUN
fbem-6367	123	8	financial	financial	ADJ
fbem-6367	123	9	dispute	dispute	NOUN
fbem-6367	123	10	resolution	resolution	NOUN
fbem-6367	123	11	mechanism	mechanism	NOUN
fbem-6367	123	12	and	and	CCONJ
fbem-6367	123	13	its	its	PRON
fbem-6367	123	14	implications[j	implications[j	NOUN
fbem-6367	123	15	]	]	PUNCT
fbem-6367	123	16	.	.	PUNCT
fbem-6367	124	1	finance	finance	NOUN
fbem-6367	124	2	and	and	CCONJ
fbem-6367	124	3	economy	economy	NOUN
fbem-6367	124	4	,	,	PUNCT
fbem-6367	124	5	2014	2014	NUM
fbem-6367	124	6	,	,	PUNCT
fbem-6367	124	7	(	(	PUNCT
fbem-6367	124	8	04	04	NUM
fbem-6367	124	9	):	):	PUNCT
fbem-6367	124	10	45	45	NUM
fbem-6367	124	11	-	-	SYM
fbem-6367	124	12	49	49	NUM
fbem-6367	124	13	.	.	PUNCT
fbem-6367	125	1	[	[	X
fbem-6367	125	2	7	7	X
fbem-6367	125	3	]	]	X
fbem-6367	125	4	yang	yang	PROPN
fbem-6367	125	5	dong	dong	PROPN
fbem-6367	125	6	,	,	PUNCT
fbem-6367	125	7	hu	hu	PROPN
fbem-6367	125	8	yue	yue	PROPN
fbem-6367	125	9	.	.	PUNCT
fbem-6367	126	1	new	new	ADJ
fbem-6367	126	2	developments	development	NOUN
fbem-6367	126	3	in	in	ADP
fbem-6367	126	4	hong	hong	PROPN
fbem-6367	126	5	kong	kong	PROPN
fbem-6367	126	6	's	's	PART
fbem-6367	126	7	financial	financial	ADJ
fbem-6367	126	8	consumer	consumer	NOUN
fbem-6367	126	9	dispute	dispute	NOUN
fbem-6367	126	10	resolution	resolution	NOUN
fbem-6367	126	11	mechanism	mechanism	NOUN
fbem-6367	126	12	and	and	CCONJ
fbem-6367	126	13	implications	implication	NOUN
fbem-6367	126	14	for	for	ADP
fbem-6367	126	15	the	the	DET
fbem-6367	126	16	mainland[m	mainland[m	NOUN
fbem-6367	126	17	]	]	PUNCT
fbem-6367	126	18	.	.	PUNCT
fbem-6367	127	1	beijing	beijing	PROPN
fbem-6367	127	2	:	:	PUNCT
fbem-6367	127	3	law	law	NOUN
fbem-6367	127	4	press	press	NOUN
fbem-6367	127	5	-	-	PUNCT
fbem-6367	127	6	china	china	PROPN
fbem-6367	127	7	,	,	PUNCT
fbem-6367	127	8	2014	2014	NUM
fbem-6367	127	9	:	:	PUNCT
fbem-6367	127	10	37	37	NUM
fbem-6367	127	11	-	-	SYM
fbem-6367	127	12	47	47	NUM
fbem-6367	127	13	.	.	PUNCT
fbem-6367	128	1	[	[	X
fbem-6367	128	2	8	8	NUM
fbem-6367	128	3	]	]	X
fbem-6367	128	4	liu	liu	PROPN
fbem-6367	128	5	liwen	liwen	PROPN
fbem-6367	128	6	.	.	PUNCT
fbem-6367	129	1	shanghai	shanghai	PROPN
fbem-6367	129	2	high	high	PROPN
fbem-6367	129	3	court	court	PROPN
fbem-6367	129	4	reports	report	NOUN
fbem-6367	129	5	on	on	ADP
fbem-6367	129	6	financial	financial	ADJ
fbem-6367	129	7	and	and	CCONJ
fbem-6367	129	8	commercial	commercial	ADJ
fbem-6367	129	9	trials	trial	NOUN
fbem-6367	129	10	in	in	ADP
fbem-6367	129	11	2021	2021	NUM
fbem-6367	129	12	for	for	ADP
fbem-6367	129	13	the	the	DET
fbem-6367	129	14	first	first	ADJ
fbem-6367	129	15	time	time	NOUN
fbem-6367	129	16	,	,	PUNCT
fbem-6367	129	17	the	the	DET
fbem-6367	129	18	number	number	NOUN
fbem-6367	129	19	of	of	ADP
fbem-6367	129	20	financial	financial	ADJ
fbem-6367	129	21	loan	loan	NOUN
fbem-6367	129	22	contract	contract	NOUN
fbem-6367	129	23	disputes	dispute	NOUN
fbem-6367	129	24	for	for	ADP
fbem-6367	129	25	the	the	DET
fbem-6367	129	26	first	first	ADJ
fbem-6367	129	27	time	time	NOUN
fbem-6367	129	28	,	,	PUNCT
fbem-6367	129	29	the	the	DET
fbem-6367	129	30	number	number	NOUN
fbem-6367	129	31	of	of	ADP
fbem-6367	129	32	financial	financial	ADJ
fbem-6367	129	33	loan	loan	NOUN
fbem-6367	129	34	contract	contract	NOUN
fbem-6367	129	35	disputes	dispute	NOUN
fbem-6367	129	36	topped	top	VERB
fbem-6367	129	37	the	the	DET
fbem-6367	129	38	list[n	list[n	NOUN
fbem-6367	129	39	]	]	PUNCT
fbem-6367	129	40	.	.	PUNCT
fbem-6367	130	1	shanghai	shanghai	PROPN
fbem-6367	130	2	securities	securities	PROPN
fbem-6367	130	3	news	news	PROPN
fbem-6367	130	4	,	,	PUNCT
fbem-6367	130	5	2022	2022	NUM
fbem-6367	130	6	-	-	SYM
fbem-6367	130	7	08	08	NUM
fbem-6367	130	8	-	-	PUNCT
fbem-6367	130	9	05(002	05(002	NOUN
fbem-6367	130	10	)	)	PUNCT
fbem-6367	130	11	.	.	PUNCT
fbem-6367	131	1	[	[	X
fbem-6367	131	2	9	9	NUM
fbem-6367	131	3	]	]	X
fbem-6367	131	4	peng	peng	PROPN
fbem-6367	131	5	ruisi	ruisi	PROPN
fbem-6367	131	6	,	,	PUNCT
fbem-6367	131	7	shen	shen	PROPN
fbem-6367	131	8	wei	wei	PROPN
fbem-6367	131	9	.	.	PROPN
fbem-6367	132	1	optimizing	optimize	VERB
fbem-6367	132	2	the	the	DET
fbem-6367	132	3	financial	financial	ADJ
fbem-6367	132	4	dispute	dispute	NOUN
fbem-6367	132	5	resolution	resolution	NOUN
fbem-6367	132	6	mechanism	mechanism	NOUN
fbem-6367	132	7	in	in	ADP
fbem-6367	132	8	the	the	DET
fbem-6367	132	9	context	context	NOUN
fbem-6367	132	10	of	of	ADP
fbem-6367	132	11	financial	financial	ADJ
fbem-6367	132	12	regulatory	regulatory	ADJ
fbem-6367	132	13	reform	reform	NOUN
fbem-6367	132	14	-	-	PUNCT
fbem-6367	132	15	lessons	lesson	NOUN
fbem-6367	132	16	from	from	ADP
fbem-6367	132	17	hong	hong	PROPN
fbem-6367	132	18	kong	kong	PROPN
fbem-6367	132	19	's	's	PART
fbem-6367	132	20	experience[j	experience[j	NOUN
fbem-6367	132	21	]	]	PUNCT
fbem-6367	132	22	.	.	PUNCT
fbem-6367	133	1	-lessons	-lesson	NOUN
fbem-6367	133	2	from	from	ADP
fbem-6367	133	3	hong	hong	PROPN
fbem-6367	133	4	kong	kong	PROPN
fbem-6367	133	5	's	's	PART
fbem-6367	133	6	experience[j	experience[j	NOUN
fbem-6367	133	7	]	]	PUNCT
fbem-6367	133	8	.	.	PUNCT
fbem-6367	134	1	shanghai	shanghai	PROPN
fbem-6367	134	2	journal	journal	PROPN
fbem-6367	134	3	of	of	ADP
fbem-6367	134	4	economics	economic	NOUN
fbem-6367	134	5	,	,	PUNCT
fbem-6367	134	6	2018	2018	NUM
fbem-6367	134	7	,	,	PUNCT
fbem-6367	134	8	(	(	PUNCT
fbem-6367	134	9	12	12	NUM
fbem-6367	134	10	):	):	PUNCT
fbem-6367	134	11	81	81	NUM
fbem-6367	134	12	-	-	SYM
fbem-6367	134	13	88	88	NUM
fbem-6367	134	14	.	.	PUNCT
fbem-6367	135	1	[	[	X
fbem-6367	135	2	10	10	NUM
fbem-6367	135	3	]	]	X
fbem-6367	135	4	chou	chou	PROPN
fbem-6367	135	5	zhaoyan	zhaoyan	PROPN
fbem-6367	135	6	.	.	PUNCT
fbem-6367	136	1	npc	npc	PROPN
fbem-6367	136	2	deputy	deputy	PROPN
fbem-6367	136	3	liu	liu	PROPN
fbem-6367	136	4	feng	feng	PROPN
fbem-6367	136	5	:	:	PUNCT
fbem-6367	136	6	regulations	regulation	NOUN
fbem-6367	136	7	on	on	ADP
fbem-6367	136	8	mediation	mediation	NOUN
fbem-6367	136	9	of	of	ADP
fbem-6367	136	10	financial	financial	ADJ
fbem-6367	136	11	disputes[n	disputes[n	PROPN
fbem-6367	136	12	]	]	PUNCT
fbem-6367	136	13	.	.	PUNCT
fbem-6367	137	1	china	china	PROPN
fbem-6367	137	2	's	's	PART
fbem-6367	137	3	insurance	insurance	NOUN
fbem-6367	137	4	quote	quote	NOUN
fbem-6367	137	5	,	,	PUNCT
fbem-6367	137	6	2022	2022	NUM
fbem-6367	137	7	-	-	SYM
fbem-6367	137	8	03	03	NUM
fbem-6367	137	9	-	-	PUNCT
fbem-6367	137	10	09(001	09(001	NOUN
fbem-6367	137	11	)	)	PUNCT
fbem-6367	138	1	[	[	X
fbem-6367	138	2	11	11	NUM
fbem-6367	138	3	]	]	X
fbem-6367	138	4	che	che	X
fbem-6367	138	5	jingang	jingang	PROPN
fbem-6367	138	6	.	.	PUNCT
fbem-6367	139	1	study	study	NOUN
fbem-6367	139	2	on	on	ADP
fbem-6367	139	3	the	the	DET
fbem-6367	139	4	multi	multi	ADJ
fbem-6367	139	5	-	-	ADJ
fbem-6367	139	6	faceted	faceted	ADJ
fbem-6367	139	7	docking	docking	NOUN
fbem-6367	139	8	mechanism	mechanism	NOUN
fbem-6367	139	9	for	for	ADP
fbem-6367	139	10	financial	financial	ADJ
fbem-6367	139	11	dispute	dispute	NOUN
fbem-6367	139	12	mediation[j	mediation[j	NOUN
fbem-6367	139	13	]	]	PUNCT
fbem-6367	139	14	.	.	PUNCT
fbem-6367	140	1	china	china	PROPN
fbem-6367	140	2	banking	banking	PROPN
fbem-6367	140	3	,	,	PUNCT
fbem-6367	140	4	2022	2022	NUM
fbem-6367	140	5	,	,	PUNCT
fbem-6367	140	6	(	(	PUNCT
fbem-6367	140	7	03	03	NUM
fbem-6367	140	8	):	):	PUNCT
fbem-6367	140	9	68	68	NUM
fbem-6367	140	10	-	-	SYM
fbem-6367	140	11	69	69	NUM
fbem-6367	140	12	.	.	PUNCT