id	sid	tid	token	lemma	pos
fbem-7	1	1	frontiers	frontier	NOUN
fbem-7	1	2	in	in	ADP
fbem-7	1	3	business	business	NOUN
fbem-7	1	4	,	,	PUNCT
fbem-7	1	5	economics	economic	NOUN
fbem-7	1	6	and	and	CCONJ
fbem-7	1	7	management	management	NOUN
fbem-7	1	8	issn	issn	PROPN
fbem-7	1	9	:	:	PUNCT
fbem-7	1	10	2766	2766	NUM
fbem-7	1	11	-	-	PUNCT
fbem-7	1	12	824x	824x	NUM
fbem-7	1	13	|	|	ADJ
fbem-7	1	14	vol	vol	NOUN
fbem-7	1	15	.	.	PROPN
fbem-7	2	1	1	1	NUM
fbem-7	2	2	,	,	PUNCT
fbem-7	2	3	no	no	INTJ
fbem-7	2	4	.	.	NOUN
fbem-7	2	5	1	1	NUM
fbem-7	2	6	,	,	PUNCT
fbem-7	2	7	2021	2021	NUM
fbem-7	2	8	1	1	NUM
fbem-7	2	9	research	research	NOUN
fbem-7	2	10	on	on	ADP
fbem-7	2	11	college	college	NOUN
fbem-7	2	12	students	student	NOUN
fbem-7	2	13	’	’	PART
fbem-7	2	14	consumption	consumption	NOUN
fbem-7	2	15	behavior	behavior	NOUN
fbem-7	2	16	of	of	ADP
fbem-7	2	17	campus	campus	NOUN
fbem-7	2	18	loan	loan	NOUN
fbem-7	2	19	under	under	ADP
fbem-7	2	20	the	the	DET
fbem-7	2	21	internet	internet	NOUN
fbem-7	2	22	economy	economy	NOUN
fbem-7	2	23	based	base	VERB
fbem-7	2	24	on	on	ADP
fbem-7	2	25	guangdong	guangdong	PROPN
fbem-7	2	26	baiyun	baiyun	PROPN
fbem-7	2	27	university	university	PROPN
fbem-7	2	28	qin	qin	PROPN
fbem-7	2	29	feng	feng	PROPN
fbem-7	2	30	1	1	NUM
fbem-7	2	31	,	,	PUNCT
fbem-7	2	32	*	*	PUNCT
fbem-7	2	33	,	,	PUNCT
fbem-7	2	34	tiexiong	tiexiong	ADJ
fbem-7	2	35	wu	wu	PROPN
fbem-7	2	36	1	1	NUM
fbem-7	2	37	1guangdong	1guangdong	PROPN
fbem-7	2	38	baiyun	baiyun	PROPN
fbem-7	2	39	university	university	PROPN
fbem-7	2	40	,	,	PUNCT
fbem-7	2	41	guangzhou	guangzhou	PROPN
fbem-7	2	42	,	,	PUNCT
fbem-7	2	43	510450	510450	NUM
fbem-7	2	44	,	,	PUNCT
fbem-7	2	45	china	china	PROPN
fbem-7	2	46	*	*	PUNCT
fbem-7	2	47	corresponding	correspond	VERB
fbem-7	2	48	author	author	NOUN
fbem-7	2	49	:	:	PUNCT
fbem-7	3	1	qin	qin	PROPN
fbem-7	3	2	feng	feng	PROPN
fbem-7	3	3	(	(	PUNCT
fbem-7	3	4	fitkidssales@fitkits.com.cn	fitkidssales@fitkits.com.cn	ADJ
fbem-7	3	5	)	)	PUNCT
fbem-7	3	6	abstract	abstract	ADJ
fbem-7	3	7	:	:	PUNCT
fbem-7	3	8	ant	ant	ADJ
fbem-7	3	9	-	-	PUNCT
fbem-7	3	10	credit	credit	NOUN
fbem-7	3	11	-	-	PUNCT
fbem-7	3	12	pay	pay	NOUN
fbem-7	3	13	,	,	PUNCT
fbem-7	3	14	one	one	NUM
fbem-7	3	15	of	of	ADP
fbem-7	3	16	the	the	DET
fbem-7	3	17	most	most	ADV
fbem-7	3	18	famous	famous	ADJ
fbem-7	3	19	payment	payment	NOUN
fbem-7	3	20	mediums	medium	NOUN
fbem-7	3	21	of	of	ADP
fbem-7	3	22	the	the	DET
fbem-7	3	23	internet	internet	NOUN
fbem-7	3	24	finance	finance	NOUN
fbem-7	3	25	,	,	PUNCT
fbem-7	3	26	has	have	AUX
fbem-7	3	27	become	become	VERB
fbem-7	3	28	part	part	NOUN
fbem-7	3	29	of	of	ADP
fbem-7	3	30	people	people	NOUN
fbem-7	3	31	daily	daily	ADJ
fbem-7	3	32	life	life	NOUN
fbem-7	3	33	to	to	PART
fbem-7	3	34	influence	influence	VERB
fbem-7	3	35	peoples	people	NOUN
fbem-7	3	36	’	’	PART
fbem-7	3	37	consumption	consumption	NOUN
fbem-7	3	38	concept	concept	NOUN
fbem-7	3	39	and	and	CCONJ
fbem-7	3	40	behavior	behavior	NOUN
fbem-7	3	41	,	,	PUNCT
fbem-7	3	42	especially	especially	ADV
fbem-7	3	43	to	to	ADP
fbem-7	3	44	college	college	NOUN
fbem-7	3	45	students	student	NOUN
fbem-7	3	46	.	.	PUNCT
fbem-7	4	1	this	this	DET
fbem-7	4	2	article	article	NOUN
fbem-7	4	3	uses	use	VERB
fbem-7	4	4	questionnaire	questionnaire	NOUN
fbem-7	4	5	analysis	analysis	NOUN
fbem-7	4	6	,	,	PUNCT
fbem-7	4	7	literature	literature	NOUN
fbem-7	4	8	research	research	NOUN
fbem-7	4	9	and	and	CCONJ
fbem-7	4	10	field	field	NOUN
fbem-7	4	11	research	research	NOUN
fbem-7	4	12	to	to	PART
fbem-7	4	13	analyze	analyze	VERB
fbem-7	4	14	the	the	DET
fbem-7	4	15	factors	factor	NOUN
fbem-7	4	16	to	to	PART
fbem-7	4	17	use	use	VERB
fbem-7	4	18	ant	ant	ADJ
fbem-7	4	19	-	-	PUNCT
fbem-7	4	20	credit	credit	NOUN
fbem-7	4	21	-	-	PUNCT
fbem-7	4	22	pay	pay	NOUN
fbem-7	4	23	and	and	CCONJ
fbem-7	4	24	the	the	DET
fbem-7	4	25	effects	effect	NOUN
fbem-7	4	26	of	of	ADP
fbem-7	4	27	using	use	VERB
fbem-7	4	28	ant	ant	ADJ
fbem-7	4	29	-	-	PUNCT
fbem-7	4	30	credit	credit	NOUN
fbem-7	4	31	-	-	PUNCT
fbem-7	4	32	pay	pay	NOUN
fbem-7	4	33	to	to	PART
fbem-7	4	34	give	give	VERB
fbem-7	4	35	the	the	DET
fbem-7	4	36	suggestion	suggestion	NOUN
fbem-7	4	37	of	of	ADP
fbem-7	4	38	correctly	correctly	ADV
fbem-7	4	39	to	to	PART
fbem-7	4	40	understand	understand	VERB
fbem-7	4	41	and	and	CCONJ
fbem-7	4	42	use	use	VERB
fbem-7	4	43	it	it	PRON
fbem-7	4	44	.	.	PUNCT
fbem-7	5	1	keywords	keyword	NOUN
fbem-7	5	2	:	:	PUNCT
fbem-7	5	3	campus	campus	NOUN
fbem-7	5	4	loan	loan	NOUN
fbem-7	5	5	,	,	PUNCT
fbem-7	5	6	college	college	NOUN
fbem-7	5	7	students	student	NOUN
fbem-7	5	8	’	'	PUNCT
fbem-7	5	9	consumption	consumption	NOUN
fbem-7	5	10	,	,	PUNCT
fbem-7	5	11	ant	ant	ADJ
fbem-7	5	12	credit	credit	NOUN
fbem-7	5	13	pay	pay	NOUN
fbem-7	5	14	,	,	PUNCT
fbem-7	5	15	internet	internet	NOUN
fbem-7	5	16	economy	economy	NOUN
fbem-7	5	17	.	.	PUNCT
fbem-7	6	1	1	1	X
fbem-7	6	2	.	.	X
fbem-7	6	3	introduction	introduction	NOUN
fbem-7	6	4	as	as	ADP
fbem-7	6	5	the	the	DET
fbem-7	6	6	rapid	rapid	ADJ
fbem-7	6	7	development	development	NOUN
fbem-7	6	8	of	of	ADP
fbem-7	6	9	the	the	DET
fbem-7	6	10	internet	internet	NOUN
fbem-7	6	11	finance	finance	NOUN
fbem-7	6	12	in	in	ADP
fbem-7	6	13	recent	recent	ADJ
fbem-7	6	14	years	year	NOUN
fbem-7	6	15	,	,	PUNCT
fbem-7	6	16	there	there	PRON
fbem-7	6	17	are	be	VERB
fbem-7	6	18	a	a	DET
fbem-7	6	19	variety	variety	NOUN
fbem-7	6	20	of	of	ADP
fbem-7	6	21	internet	internet	NOUN
fbem-7	6	22	financial	financial	ADJ
fbem-7	6	23	credit	credit	NOUN
fbem-7	6	24	business	business	NOUN
fbem-7	6	25	have	have	AUX
fbem-7	6	26	been	be	AUX
fbem-7	6	27	emerged	emerge	VERB
fbem-7	6	28	,	,	PUNCT
fbem-7	6	29	but	but	CCONJ
fbem-7	6	30	the	the	DET
fbem-7	6	31	most	most	ADV
fbem-7	6	32	notable	notable	ADJ
fbem-7	6	33	ones	one	NOUN
fbem-7	6	34	is	be	AUX
fbem-7	6	35	ant	ant	ADJ
fbem-7	6	36	-	-	PUNCT
fbem-7	6	37	creditpay	creditpay	NOUN
fbem-7	6	38	.	.	PUNCT
fbem-7	7	1	the	the	DET
fbem-7	7	2	latest	late	ADJ
fbem-7	7	3	research	research	NOUN
fbem-7	7	4	shows	show	VERB
fbem-7	7	5	that	that	SCONJ
fbem-7	7	6	there	there	PRON
fbem-7	7	7	are	be	VERB
fbem-7	7	8	more	more	ADJ
fbem-7	7	9	than	than	ADP
fbem-7	7	10	45	45	NUM
fbem-7	7	11	million	million	NUM
fbem-7	7	12	people	people	NOUN
fbem-7	7	13	of	of	ADP
fbem-7	7	14	170	170	NUM
fbem-7	7	15	million	million	NUM
fbem-7	7	16	young	young	ADJ
fbem-7	7	17	people	people	NOUN
fbem-7	7	18	born	bear	VERB
fbem-7	7	19	in	in	ADP
fbem-7	7	20	1990s	1990	NOUN
fbem-7	7	21	in	in	ADP
fbem-7	7	22	china	china	PROPN
fbem-7	7	23	to	to	PART
fbem-7	7	24	be	be	AUX
fbem-7	7	25	ant	ant	ADJ
fbem-7	7	26	-	-	PUNCT
fbem-7	7	27	credit	credit	NOUN
fbem-7	7	28	-	-	PUNCT
fbem-7	7	29	pay	pay	NOUN
fbem-7	7	30	loyal	loyal	ADJ
fbem-7	7	31	users	user	NOUN
fbem-7	7	32	.	.	PUNCT
fbem-7	8	1	ant	ant	ADJ
fbem-7	8	2	-	-	PUNCT
fbem-7	8	3	credit	credit	NOUN
fbem-7	8	4	-	-	PUNCT
fbem-7	8	5	pay	pay	NOUN
fbem-7	8	6	has	have	VERB
fbem-7	8	7	a	a	DET
fbem-7	8	8	remarkable	remarkable	ADJ
fbem-7	8	9	achievement	achievement	NOUN
fbem-7	8	10	with	with	ADP
fbem-7	8	11	the	the	DET
fbem-7	8	12	most	most	ADJ
fbem-7	8	13	convenience	convenience	NOUN
fbem-7	8	14	for	for	ADP
fbem-7	8	15	college	college	NOUN
fbem-7	8	16	students	student	NOUN
fbem-7	8	17	’s	’s	PART
fbem-7	8	18	user	user	NOUN
fbem-7	8	19	experience	experience	NOUN
fbem-7	8	20	:	:	PUNCT
fbem-7	8	21	to	to	PART
fbem-7	8	22	use	use	VERB
fbem-7	8	23	this	this	DET
fbem-7	8	24	month	month	NOUN
fbem-7	8	25	and	and	CCONJ
fbem-7	8	26	return	return	VERB
fbem-7	8	27	next	next	ADJ
fbem-7	8	28	month	month	NOUN
fbem-7	8	29	as	as	ADV
fbem-7	8	30	well	well	ADV
fbem-7	8	31	as	as	ADP
fbem-7	8	32	the	the	DET
fbem-7	8	33	super	super	ADV
fbem-7	8	34	long	long	ADJ
fbem-7	8	35	interest	interest	NOUN
fbem-7	8	36	free	free	ADJ
fbem-7	8	37	period	period	NOUN
fbem-7	8	38	.	.	PUNCT
fbem-7	9	1	but	but	CCONJ
fbem-7	9	2	the	the	DET
fbem-7	9	3	subsequent	subsequent	NOUN
fbem-7	9	4	also	also	ADV
fbem-7	9	5	has	have	VERB
fbem-7	9	6	a	a	DET
fbem-7	9	7	serious	serious	ADJ
fbem-7	9	8	of	of	ADP
fbem-7	9	9	negative	negative	ADJ
fbem-7	9	10	influence	influence	NOUN
fbem-7	9	11	.	.	PUNCT
fbem-7	10	1	this	this	DET
fbem-7	10	2	article	article	NOUN
fbem-7	10	3	based	base	VERB
fbem-7	10	4	on	on	ADP
fbem-7	10	5	the	the	DET
fbem-7	10	6	college	college	NOUN
fbem-7	10	7	students	student	NOUN
fbem-7	10	8	in	in	ADP
fbem-7	10	9	guangdong	guangdong	PROPN
fbem-7	10	10	baiyu	baiyu	PROPN
fbem-7	10	11	university	university	PROPN
fbem-7	10	12	analyzes	analyze	VERB
fbem-7	10	13	the	the	DET
fbem-7	10	14	influence	influence	NOUN
fbem-7	10	15	of	of	ADP
fbem-7	10	16	using	use	VERB
fbem-7	10	17	ant	ant	ADJ
fbem-7	10	18	-	-	PUNCT
fbem-7	10	19	creditpay	creditpay	NOUN
fbem-7	10	20	to	to	ADP
fbem-7	10	21	college	college	NOUN
fbem-7	10	22	students	student	NOUN
fbem-7	10	23	’	’	PART
fbem-7	10	24	consumption	consumption	NOUN
fbem-7	10	25	and	and	CCONJ
fbem-7	10	26	behavior	behavior	NOUN
fbem-7	10	27	to	to	PART
fbem-7	10	28	guide	guide	VERB
fbem-7	10	29	baiyun	baiyun	PROPN
fbem-7	10	30	university	university	PROPN
fbem-7	10	31	students	student	NOUN
fbem-7	10	32	to	to	PART
fbem-7	10	33	establish	establish	VERB
fbem-7	10	34	the	the	DET
fbem-7	10	35	habit	habit	NOUN
fbem-7	10	36	of	of	ADP
fbem-7	10	37	rational	rational	ADJ
fbem-7	10	38	consumption	consumption	NOUN
fbem-7	10	39	and	and	CCONJ
fbem-7	10	40	healthy	healthy	ADJ
fbem-7	10	41	campus	campus	NOUN
fbem-7	10	42	consumption	consumption	NOUN
fbem-7	10	43	culture	culture	NOUN
fbem-7	10	44	.	.	PUNCT
fbem-7	11	1	2	2	X
fbem-7	11	2	.	.	X
fbem-7	11	3	background	background	NOUN
fbem-7	11	4	accrording	accrorde	VERB
fbem-7	11	5	to	to	ADP
fbem-7	11	6	china	china	PROPN
fbem-7	11	7	e	e	PROPN
fbem-7	11	8	-	-	PROPN
fbem-7	11	9	commerce	commerce	NOUN
fbem-7	11	10	market	market	NOUN
fbem-7	11	11	data	datum	NOUN
fbem-7	11	12	release	release	NOUN
fbem-7	11	13	report	report	NOUN
fbem-7	11	14	by	by	ADP
fbem-7	11	15	iresearch	iresearch	NOUN
fbem-7	11	16	consulting	consulting	NOUN
fbem-7	11	17	,	,	PUNCT
fbem-7	11	18	the	the	DET
fbem-7	11	19	transaction	transaction	NOUN
fbem-7	11	20	scale	scale	NOUN
fbem-7	11	21	of	of	ADP
fbem-7	11	22	chinese	chinese	ADJ
fbem-7	11	23	online	online	ADJ
fbem-7	11	24	shopping	shopping	NOUN
fbem-7	11	25	market	market	NOUN
fbem-7	11	26	reached	reach	VERB
fbem-7	11	27	2.1	2.1	NUM
fbem-7	11	28	trillion	trillion	NUM
fbem-7	11	29	in	in	ADP
fbem-7	11	30	2020q1	2020q1	PROPN
fbem-7	11	31	,	,	PUNCT
fbem-7	11	32	reduced	reduce	VERB
fbem-7	11	33	by	by	ADP
fbem-7	11	34	0.6	0.6	NUM
fbem-7	11	35	%	%	NOUN
fbem-7	11	36	compared	compare	VERB
fbem-7	11	37	with	with	ADP
fbem-7	11	38	the	the	DET
fbem-7	11	39	same	same	ADJ
fbem-7	11	40	period	period	NOUN
fbem-7	11	41	of	of	ADP
fbem-7	11	42	2019	2019	NUM
fbem-7	11	43	for	for	ADP
fbem-7	11	44	the	the	DET
fbem-7	11	45	covid-19	covid-19	PROPN
fbem-7	11	46	but	but	CCONJ
fbem-7	11	47	still	still	ADV
fbem-7	11	48	higher	high	ADJ
fbem-7	11	49	than	than	ADP
fbem-7	11	50	the	the	DET
fbem-7	11	51	ratio	ratio	NOUN
fbem-7	11	52	of	of	ADP
fbem-7	11	53	total	total	ADJ
fbem-7	11	54	retail	retail	ADJ
fbem-7	11	55	sales	sale	NOUN
fbem-7	11	56	of	of	ADP
fbem-7	11	57	social	social	ADJ
fbem-7	11	58	consumer	consumer	NOUN
fbem-7	11	59	goods	good	NOUN
fbem-7	11	60	at	at	ADP
fbem-7	11	61	the	the	DET
fbem-7	11	62	same	same	ADJ
fbem-7	11	63	period	period	NOUN
fbem-7	11	64	.	.	PUNCT
fbem-7	12	1	chinese	chinese	ADJ
fbem-7	12	2	first	first	ADJ
fbem-7	12	3	e	e	ADJ
fbem-7	12	4	-	-	ADJ
fbem-7	12	5	commercial	commercial	ADJ
fbem-7	12	6	c2c	c2c	NOUN
fbem-7	12	7	born	bear	VERB
fbem-7	12	8	in	in	ADP
fbem-7	12	9	1999	1999	NUM
fbem-7	12	10	has	have	AUX
fbem-7	12	11	been	be	AUX
fbem-7	12	12	rapid	rapid	ADJ
fbem-7	12	13	developing	develop	VERB
fbem-7	12	14	in	in	ADP
fbem-7	12	15	china	china	PROPN
fbem-7	12	16	until	until	ADP
fbem-7	12	17	now	now	ADV
fbem-7	12	18	,	,	PUNCT
fbem-7	12	19	such	such	ADJ
fbem-7	12	20	as	as	ADP
fbem-7	12	21	jd	jd	PROPN
fbem-7	12	22	,	,	PUNCT
fbem-7	12	23	tmall	tmall	NOUN
fbem-7	12	24	etc	etc	X
fbem-7	12	25	.	.	PUNCT
fbem-7	13	1	it	it	PRON
fbem-7	13	2	has	have	AUX
fbem-7	13	3	been	be	AUX
fbem-7	13	4	gradually	gradually	ADV
fbem-7	13	5	involving	involve	VERB
fbem-7	13	6	various	various	ADJ
fbem-7	13	7	service	service	NOUN
fbem-7	13	8	information	information	NOUN
fbem-7	13	9	to	to	PART
fbem-7	13	10	be	be	AUX
fbem-7	13	11	aggregated	aggregate	VERB
fbem-7	13	12	in	in	ADP
fbem-7	13	13	internet	internet	NOUN
fbem-7	13	14	platform	platform	NOUN
fbem-7	13	15	to	to	PART
fbem-7	13	16	meet	meet	VERB
fbem-7	13	17	e	e	NOUN
fbem-7	13	18	-	-	NOUN
fbem-7	13	19	commerce	commerce	NOUN
fbem-7	13	20	of	of	ADP
fbem-7	13	21	service	service	NOUN
fbem-7	13	22	industry	industry	NOUN
fbem-7	13	23	.	.	PUNCT
fbem-7	14	1	for	for	ADP
fbem-7	14	2	examples	example	NOUN
fbem-7	14	3	,	,	PUNCT
fbem-7	14	4	there	there	PRON
fbem-7	14	5	are	be	VERB
fbem-7	14	6	a	a	DET
fbem-7	14	7	set	set	NOUN
fbem-7	14	8	of	of	ADP
fbem-7	14	9	industries	industry	NOUN
fbem-7	14	10	to	to	PART
fbem-7	14	11	enter	enter	VERB
fbem-7	14	12	the	the	DET
fbem-7	14	13	e	e	ADJ
fbem-7	14	14	-	-	ADJ
fbem-7	14	15	commercial	commercial	ADJ
fbem-7	14	16	platform	platform	NOUN
fbem-7	14	17	such	such	ADJ
fbem-7	14	18	as	as	ADP
fbem-7	14	19	:	:	PUNCT
fbem-7	14	20	real	real	ADJ
fbem-7	14	21	estate	estate	NOUN
fbem-7	14	22	services	service	NOUN
fbem-7	14	23	,	,	PUNCT
fbem-7	14	24	restaurant	restaurant	NOUN
fbem-7	14	25	business	business	NOUN
fbem-7	14	26	,	,	PUNCT
fbem-7	14	27	housekeeping	housekeeping	NOUN
fbem-7	14	28	services	service	NOUN
fbem-7	14	29	,	,	PUNCT
fbem-7	14	30	medical	medical	ADJ
fbem-7	14	31	care	care	NOUN
fbem-7	14	32	,	,	PUNCT
fbem-7	14	33	health	health	NOUN
fbem-7	14	34	care	care	NOUN
fbem-7	14	35	etc	etc	X
fbem-7	14	36	.	.	PUNCT
fbem-7	15	1	it	it	PRON
fbem-7	15	2	has	have	AUX
fbem-7	15	3	attracted	attract	VERB
fbem-7	15	4	huge	huge	ADJ
fbem-7	15	5	number	number	NOUN
fbem-7	15	6	of	of	ADP
fbem-7	15	7	consumer	consumer	NOUN
fbem-7	15	8	groups	group	NOUN
fbem-7	15	9	with	with	ADP
fbem-7	15	10	its	its	PRON
fbem-7	15	11	novelty	novelty	NOUN
fbem-7	15	12	and	and	CCONJ
fbem-7	15	13	innovation	innovation	NOUN
fbem-7	15	14	.	.	PUNCT
fbem-7	16	1	college	college	NOUN
fbem-7	16	2	students	student	NOUN
fbem-7	16	3	,	,	PUNCT
fbem-7	16	4	as	as	ADP
fbem-7	16	5	one	one	NUM
fbem-7	16	6	of	of	ADP
fbem-7	16	7	the	the	DET
fbem-7	16	8	critical	critical	ADJ
fbem-7	16	9	role	role	NOUN
fbem-7	16	10	in	in	ADP
fbem-7	16	11	the	the	DET
fbem-7	16	12	online	online	ADJ
fbem-7	16	13	shopping	shopping	NOUN
fbem-7	16	14	,	,	PUNCT
fbem-7	16	15	play	play	VERB
fbem-7	16	16	a	a	DET
fbem-7	16	17	leading	lead	VERB
fbem-7	16	18	effect	effect	NOUN
fbem-7	16	19	in	in	ADP
fbem-7	16	20	this	this	DET
fbem-7	16	21	group	group	NOUN
fbem-7	16	22	so	so	ADV
fbem-7	16	23	many	many	ADJ
fbem-7	16	24	of	of	ADP
fbem-7	16	25	them	they	PRON
fbem-7	16	26	indulge	indulge	VERB
fbem-7	16	27	in	in	ADP
fbem-7	16	28	online	online	ADJ
fbem-7	16	29	loan	loan	NOUN
fbem-7	16	30	consumption	consumption	NOUN
fbem-7	16	31	.	.	PUNCT
fbem-7	17	1	in	in	ADP
fbem-7	17	2	this	this	DET
fbem-7	17	3	situation	situation	NOUN
fbem-7	17	4	,	,	PUNCT
fbem-7	17	5	there	there	PRON
fbem-7	17	6	are	be	VERB
fbem-7	17	7	lots	lot	NOUN
fbem-7	17	8	of	of	ADP
fbem-7	17	9	routine	routine	ADJ
fbem-7	17	10	loans	loan	NOUN
fbem-7	17	11	and	and	CCONJ
fbem-7	17	12	campus	campus	NOUN
fbem-7	17	13	loans	loan	NOUN
fbem-7	17	14	for	for	ADP
fbem-7	17	15	collage	collage	ADJ
fbem-7	17	16	students	student	NOUN
fbem-7	17	17	to	to	PART
fbem-7	17	18	surge	surge	VERB
fbem-7	17	19	up	up	ADP
fbem-7	17	20	.	.	PUNCT
fbem-7	18	1	many	many	ADJ
fbem-7	18	2	collage	collage	NOUN
fbem-7	18	3	students	student	NOUN
fbem-7	18	4	have	have	AUX
fbem-7	18	5	been	be	AUX
fbem-7	18	6	trapped	trap	VERB
fbem-7	18	7	in	in	ADP
fbem-7	18	8	the	the	DET
fbem-7	18	9	quagmire	quagmire	NOUN
fbem-7	18	10	of	of	ADP
fbem-7	18	11	huge	huge	ADJ
fbem-7	18	12	loans	loan	NOUN
fbem-7	18	13	before	before	SCONJ
fbem-7	18	14	they	they	PRON
fbem-7	18	15	began	begin	VERB
fbem-7	18	16	to	to	PART
fbem-7	18	17	realize	realize	VERB
fbem-7	18	18	problems	problem	NOUN
fbem-7	18	19	.	.	PUNCT
fbem-7	19	1	many	many	ADJ
fbem-7	19	2	people	people	NOUN
fbem-7	19	3	hate	hate	VERB
fbem-7	19	4	campus	campus	NOUN
fbem-7	19	5	loans	loan	NOUN
fbem-7	19	6	and	and	CCONJ
fbem-7	19	7	they	they	PRON
fbem-7	19	8	also	also	ADV
fbem-7	19	9	refuse	refuse	VERB
fbem-7	19	10	conspicuous	conspicuous	ADJ
fbem-7	19	11	consumption	consumption	NOUN
fbem-7	19	12	and	and	CCONJ
fbem-7	19	13	excessive	excessive	ADJ
fbem-7	19	14	consumption	consumption	NOUN
fbem-7	19	15	but	but	CCONJ
fbem-7	19	16	as	as	ADP
fbem-7	19	17	ant	ant	ADJ
fbem-7	19	18	-	-	PUNCT
fbem-7	19	19	credit	credit	NOUN
fbem-7	19	20	-	-	PUNCT
fbem-7	19	21	pay	pay	NOUN
fbem-7	19	22	and	and	CCONJ
fbem-7	19	23	white	white	ADJ
fbem-7	19	24	stripe	stripe	NOUN
fbem-7	19	25	etc	etc	X
fbem-7	19	26	online	online	ADJ
fbem-7	19	27	lending	lending	NOUN
fbem-7	19	28	platform	platform	NOUN
fbem-7	19	29	has	have	VERB
fbem-7	19	30	the	the	DET
fbem-7	19	31	rapid	rapid	ADJ
fbem-7	19	32	emerging	emerge	VERB
fbem-7	19	33	development	development	NOUN
fbem-7	19	34	,	,	PUNCT
fbem-7	19	35	more	more	ADJ
fbem-7	19	36	and	and	CCONJ
fbem-7	19	37	more	more	ADJ
fbem-7	19	38	college	college	NOUN
fbem-7	19	39	students	student	NOUN
fbem-7	19	40	can	can	AUX
fbem-7	19	41	not	not	PART
fbem-7	19	42	resist	resist	VERB
fbem-7	19	43	the	the	DET
fbem-7	19	44	temptation	temptation	NOUN
fbem-7	19	45	of	of	ADP
fbem-7	19	46	online	online	ADJ
fbem-7	19	47	loan	loan	NOUN
fbem-7	19	48	consumption	consumption	NOUN
fbem-7	19	49	.	.	PUNCT
fbem-7	20	1	it	it	PRON
fbem-7	20	2	is	be	AUX
fbem-7	20	3	reported	report	VERB
fbem-7	20	4	that	that	SCONJ
fbem-7	20	5	there	there	PRON
fbem-7	20	6	are	be	VERB
fbem-7	20	7	few	few	ADJ
fbem-7	20	8	college	college	NOUN
fbem-7	20	9	students	student	NOUN
fbem-7	20	10	never	never	ADV
fbem-7	20	11	use	use	VERB
fbem-7	20	12	ant	ant	ADJ
fbem-7	20	13	-	-	PUNCT
fbem-7	20	14	credit	credit	NOUN
fbem-7	20	15	-	-	PUNCT
fbem-7	20	16	pay	pay	NOUN
fbem-7	20	17	to	to	PART
fbem-7	20	18	meet	meet	VERB
fbem-7	20	19	excessive	excessive	ADJ
fbem-7	20	20	consumption	consumption	NOUN
fbem-7	20	21	.	.	PUNCT
fbem-7	21	1	college	college	NOUN
fbem-7	21	2	students	student	NOUN
fbem-7	21	3	’	'	PUNCT
fbem-7	21	4	consumption	consumption	NOUN
fbem-7	21	5	concept	concept	NOUN
fbem-7	21	6	and	and	CCONJ
fbem-7	21	7	behavior	behavior	NOUN
fbem-7	21	8	has	have	AUX
fbem-7	21	9	been	be	AUX
fbem-7	21	10	changing	change	VERB
fbem-7	21	11	imperceptibly	imperceptibly	ADV
fbem-7	21	12	.	.	PUNCT
fbem-7	22	1	as	as	ADP
fbem-7	22	2	new	new	ADJ
fbem-7	22	3	force	force	NOUN
fbem-7	22	4	in	in	ADP
fbem-7	22	5	the	the	DET
fbem-7	22	6	future	future	NOUN
fbem-7	22	7	of	of	ADP
fbem-7	22	8	our	our	PRON
fbem-7	22	9	country	country	NOUN
fbem-7	22	10	,	,	PUNCT
fbem-7	22	11	college	college	NOUN
fbem-7	22	12	students	student	NOUN
fbem-7	22	13	must	must	AUX
fbem-7	22	14	establish	establish	VERB
fbem-7	22	15	positive	positive	ADJ
fbem-7	22	16	values	value	NOUN
fbem-7	22	17	,	,	PUNCT
fbem-7	22	18	practical	practical	ADJ
fbem-7	22	19	philosophy	philosophy	NOUN
fbem-7	22	20	and	and	CCONJ
fbem-7	22	21	world	world	NOUN
fbem-7	22	22	outlook	outlook	NOUN
fbem-7	22	23	as	as	ADV
fbem-7	22	24	well	well	ADV
fbem-7	22	25	as	as	ADP
fbem-7	22	26	foster	foster	VERB
fbem-7	22	27	the	the	DET
fbem-7	22	28	correct	correct	ADJ
fbem-7	22	29	consumption	consumption	NOUN
fbem-7	22	30	views	view	NOUN
fbem-7	22	31	and	and	CCONJ
fbem-7	22	32	behavior	behavior	NOUN
fbem-7	22	33	.	.	PUNCT
fbem-7	23	1	3	3	X
fbem-7	23	2	.	.	X
fbem-7	23	3	analysis	analysis	NOUN
fbem-7	23	4	investigation	investigation	NOUN
fbem-7	23	5	result	result	VERB
fbem-7	23	6	as	as	SCONJ
fbem-7	23	7	the	the	DET
fbem-7	23	8	internet	internet	NOUN
fbem-7	23	9	economy	economy	NOUN
fbem-7	23	10	rapid	rapid	ADJ
fbem-7	23	11	development	development	NOUN
fbem-7	23	12	,	,	PUNCT
fbem-7	23	13	the	the	DET
fbem-7	23	14	users	user	NOUN
fbem-7	23	15	of	of	ADP
fbem-7	23	16	ant	ant	ADJ
fbem-7	23	17	-	-	PUNCT
fbem-7	23	18	credit	credit	NOUN
fbem-7	23	19	-	-	PUNCT
fbem-7	23	20	pay	pay	NOUN
fbem-7	23	21	and	and	CCONJ
fbem-7	23	22	white	white	ADJ
fbem-7	23	23	stripe	stripe	NOUN
fbem-7	23	24	etc	etc	VERB
fbem-7	23	25	newly	newly	ADV
fbem-7	23	26	peer	peer	NOUN
fbem-7	23	27	-	-	PUNCT
fbem-7	23	28	to	to	ADP
fbem-7	23	29	-	-	PUNCT
fbem-7	23	30	peer	peer	NOUN
fbem-7	23	31	have	have	VERB
fbem-7	23	32	a	a	DET
fbem-7	23	33	great	great	ADJ
fbem-7	23	34	increase	increase	NOUN
fbem-7	23	35	.	.	PUNCT
fbem-7	24	1	thus	thus	ADV
fbem-7	24	2	in	in	ADP
fbem-7	24	3	2019	2019	NUM
fbem-7	24	4	,	,	PUNCT
fbem-7	24	5	we	we	PRON
fbem-7	24	6	set	set	VERB
fbem-7	24	7	up	up	ADP
fbem-7	24	8	a	a	DET
fbem-7	24	9	team	team	NOUN
fbem-7	24	10	to	to	PART
fbem-7	24	11	study	study	VERB
fbem-7	24	12	college	college	NOUN
fbem-7	24	13	students	student	NOUN
fbem-7	24	14	’	’	PART
fbem-7	24	15	consumption	consumption	NOUN
fbem-7	24	16	behavior	behavior	NOUN
fbem-7	24	17	of	of	ADP
fbem-7	24	18	campus	campus	NOUN
fbem-7	24	19	loan	loan	NOUN
fbem-7	24	20	under	under	ADP
fbem-7	24	21	the	the	DET
fbem-7	24	22	internet	internet	NOUN
fbem-7	24	23	economy	economy	NOUN
fbem-7	24	24	,	,	PUNCT
fbem-7	24	25	based	base	VERB
fbem-7	24	26	on	on	ADP
fbem-7	24	27	guangdong	guangdong	PROPN
fbem-7	24	28	baiyun	baiyun	PROPN
fbem-7	24	29	university	university	PROPN
fbem-7	24	30	through	through	ADP
fbem-7	24	31	questionnaire	questionnaire	NOUN
fbem-7	24	32	to	to	PART
fbem-7	24	33	search	search	VERB
fbem-7	24	34	the	the	DET
fbem-7	24	35	2000	2000	NUM
fbem-7	24	36	students	student	NOUN
fbem-7	24	37	but	but	CCONJ
fbem-7	24	38	there	there	PRON
fbem-7	24	39	are	be	VERB
fbem-7	24	40	1500	1500	NUM
fbem-7	24	41	pieces	piece	NOUN
fbem-7	24	42	to	to	PART
fbem-7	24	43	be	be	AUX
fbem-7	24	44	effective	effective	ADJ
fbem-7	24	45	to	to	PART
fbem-7	24	46	be	be	AUX
fbem-7	24	47	covered	cover	VERB
fbem-7	24	48	all	all	DET
fbem-7	24	49	majors	major	NOUN
fbem-7	24	50	of	of	ADP
fbem-7	24	51	western	western	ADJ
fbem-7	24	52	and	and	CCONJ
fbem-7	24	53	northern	northern	ADJ
fbem-7	24	54	campuses	campus	NOUN
fbem-7	24	55	.	.	PUNCT
fbem-7	25	1	the	the	DET
fbem-7	25	2	most	most	ADJ
fbem-7	25	3	majority	majority	NOUN
fbem-7	25	4	of	of	ADP
fbem-7	25	5	them	they	PRON
fbem-7	25	6	are	be	AUX
fbem-7	25	7	sophomores	sophomore	NOUN
fbem-7	25	8	and	and	CCONJ
fbem-7	25	9	juniors	junior	NOUN
fbem-7	25	10	and	and	CCONJ
fbem-7	25	11	there	there	PRON
fbem-7	25	12	are	be	VERB
fbem-7	25	13	more	more	ADV
fbem-7	25	14	liberal	liberal	ADJ
fbem-7	25	15	arts	art	NOUN
fbem-7	25	16	students	student	NOUN
fbem-7	25	17	than	than	ADP
fbem-7	25	18	science	science	NOUN
fbem-7	25	19	students	student	NOUN
fbem-7	25	20	.	.	PUNCT
fbem-7	26	1	the	the	DET
fbem-7	26	2	results	result	NOUN
fbem-7	26	3	are	be	AUX
fbem-7	26	4	shown	show	VERB
fbem-7	26	5	as	as	ADP
fbem-7	26	6	followings	following	NOUN
fbem-7	26	7	:	:	PUNCT
fbem-7	26	8	the	the	DET
fbem-7	26	9	living	living	NOUN
fbem-7	26	10	expenses	expense	NOUN
fbem-7	26	11	of	of	ADP
fbem-7	26	12	college	college	NOUN
fbem-7	26	13	students	student	NOUN
fbem-7	26	14	are	be	AUX
fbem-7	26	15	mainly	mainly	ADV
fbem-7	26	16	used	use	VERB
fbem-7	26	17	for	for	ADP
fbem-7	26	18	food	food	NOUN
fbem-7	26	19	and	and	CCONJ
fbem-7	26	20	daily	daily	ADJ
fbem-7	26	21	necessities	necessity	NOUN
fbem-7	26	22	;	;	PUNCT
fbem-7	26	23	this	this	PRON
fbem-7	26	24	increases	increase	VERB
fbem-7	26	25	the	the	DET
fbem-7	26	26	possibility	possibility	NOUN
fbem-7	26	27	to	to	PART
fbem-7	26	28	spend	spend	VERB
fbem-7	26	29	money	money	NOUN
fbem-7	26	30	on	on	ADP
fbem-7	26	31	other	other	ADJ
fbem-7	26	32	items	item	NOUN
fbem-7	26	33	by	by	ADP
fbem-7	26	34	ant	ant	ADJ
fbem-7	26	35	-	-	PUNCT
fbem-7	26	36	credit	credit	NOUN
fbem-7	26	37	-	-	PUNCT
fbem-7	26	38	pay	pay	NOUN
fbem-7	26	39	.	.	PUNCT
fbem-7	27	1	3.1	3.1	NUM
fbem-7	27	2	.	.	PUNCT
fbem-7	27	3	monthly	monthly	ADJ
fbem-7	27	4	expenses	expense	NOUN
fbem-7	27	5	and	and	CCONJ
fbem-7	27	6	ant	ant	ADJ
fbem-7	27	7	-	-	PUNCT
fbem-7	27	8	credit	credit	NOUN
fbem-7	27	9	-	-	PUNCT
fbem-7	27	10	pay	pay	NOUN
fbem-7	27	11	quota	quota	NOUN
fbem-7	27	12	shown	show	VERB
fbem-7	27	13	from	from	ADP
fbem-7	27	14	figure	figure	NOUN
fbem-7	27	15	1	1	NUM
fbem-7	27	16	,	,	PUNCT
fbem-7	27	17	there	there	PRON
fbem-7	27	18	are	be	VERB
fbem-7	27	19	59.14	59.14	NUM
fbem-7	27	20	%	%	NOUN
fbem-7	27	21	of	of	ADP
fbem-7	27	22	college	college	NOUN
fbem-7	27	23	students	student	NOUN
fbem-7	27	24	to	to	PART
fbem-7	27	25	have	have	AUX
fbem-7	27	26	living	living	NOUN
fbem-7	27	27	expenses	expense	NOUN
fbem-7	27	28	between	between	ADP
fbem-7	27	29	800	800	NUM
fbem-7	27	30	-	-	SYM
fbem-7	27	31	1500	1500	NUM
fbem-7	27	32	;	;	PUNCT
fbem-7	27	33	the	the	DET
fbem-7	27	34	second	second	NOUN
fbem-7	27	35	is	be	AUX
fbem-7	27	36	the	the	DET
fbem-7	27	37	24.25	24.25	NUM
fbem-7	27	38	%	%	NOUN
fbem-7	27	39	for	for	ADP
fbem-7	27	40	1500	1500	NUM
fbem-7	27	41	-	-	SYM
fbem-7	27	42	2000	2000	NUM
fbem-7	27	43	;	;	PUNCT
fbem-7	27	44	the	the	DET
fbem-7	27	45	rest	rest	NOUN
fbem-7	27	46	is	be	AUX
fbem-7	27	47	4.65	4.65	NUM
fbem-7	27	48	%	%	NOUN
fbem-7	27	49	above	above	ADP
fbem-7	27	50	2000	2000	NUM
fbem-7	27	51	.	.	PUNCT
fbem-7	28	1	shown	show	VERB
fbem-7	28	2	from	from	ADP
fbem-7	28	3	figure	figure	NOUN
fbem-7	28	4	2	2	NUM
fbem-7	28	5	,	,	PUNCT
fbem-7	28	6	the	the	DET
fbem-7	28	7	majority	majority	NOUN
fbem-7	28	8	of	of	ADP
fbem-7	28	9	college	college	NOUN
fbem-7	28	10	students	student	NOUN
fbem-7	28	11	has	have	VERB
fbem-7	28	12	ant	ant	ADJ
fbem-7	28	13	-	-	PUNCT
fbem-7	28	14	creditpay	creditpay	NOUN
fbem-7	28	15	quota	quota	NOUN
fbem-7	28	16	of	of	ADP
fbem-7	28	17	500	500	NUM
fbem-7	28	18	-	-	SYM
fbem-7	28	19	3000	3000	NUM
fbem-7	28	20	.	.	PUNCT
fbem-7	29	1	analyzed	analyze	VERB
fbem-7	29	2	these	these	DET
fbem-7	29	3	two	two	NUM
fbem-7	29	4	figures	figure	NOUN
fbem-7	29	5	,	,	PUNCT
fbem-7	29	6	there	there	PRON
fbem-7	29	7	is	be	VERB
fbem-7	29	8	a	a	DET
fbem-7	29	9	high	high	ADJ
fbem-7	29	10	degree	degree	NOUN
fbem-7	29	11	of	of	ADP
fbem-7	29	12	overlap	overlap	NOUN
fbem-7	29	13	between	between	ADP
fbem-7	29	14	living	living	NOUN
fbem-7	29	15	expenses	expense	NOUN
fbem-7	29	16	and	and	CCONJ
fbem-7	29	17	antcredit	antcredit	NOUN
fbem-7	29	18	-	-	PUNCT
fbem-7	29	19	pay	pay	NOUN
fbem-7	29	20	quota	quota	NOUN
fbem-7	29	21	of	of	ADP
fbem-7	29	22	500	500	NUM
fbem-7	29	23	-	-	SYM
fbem-7	29	24	3000	3000	NUM
fbem-7	29	25	;	;	PUNCT
fbem-7	29	26	it	it	PRON
fbem-7	29	27	means	mean	VERB
fbem-7	29	28	in	in	ADP
fbem-7	29	29	addition	addition	NOUN
fbem-7	29	30	to	to	ADP
fbem-7	29	31	living	living	NOUN
fbem-7	29	32	expenses	expense	NOUN
fbem-7	29	33	,	,	PUNCT
fbem-7	29	34	there	there	PRON
fbem-7	29	35	has	have	AUX
fbem-7	29	36	been	be	AUX
fbem-7	29	37	almost	almost	ADV
fbem-7	29	38	double	double	ADJ
fbem-7	29	39	for	for	ADP
fbem-7	29	40	the	the	DET
fbem-7	29	41	cost	cost	NOUN
fbem-7	29	42	of	of	ADP
fbem-7	29	43	living	living	NOUN
fbem-7	29	44	.	.	PUNCT
fbem-7	30	1	2	2	NUM
fbem-7	30	2	figure	figure	NOUN
fbem-7	30	3	1	1	NUM
fbem-7	30	4	.	.	PUNCT
fbem-7	30	5	living	live	VERB
fbem-7	30	6	expenses	expense	NOUN
fbem-7	30	7	for	for	ADP
fbem-7	30	8	college	college	NOUN
fbem-7	30	9	students	student	NOUN
fbem-7	30	10	figure	figure	VERB
fbem-7	30	11	2	2	NUM
fbem-7	30	12	.	.	PUNCT
fbem-7	30	13	ant	ant	ADJ
fbem-7	30	14	-	-	PUNCT
fbem-7	30	15	credit	credit	NOUN
fbem-7	30	16	-	-	PUNCT
fbem-7	30	17	pay	pay	NOUN
fbem-7	30	18	quota	quota	NOUN
fbem-7	30	19	for	for	ADP
fbem-7	30	20	college	college	NOUN
fbem-7	30	21	students	student	NOUN
fbem-7	30	22	3.2	3.2	NUM
fbem-7	30	23	.	.	PUNCT
fbem-7	31	1	the	the	DET
fbem-7	31	2	influence	influence	NOUN
fbem-7	31	3	of	of	ADP
fbem-7	31	4	ant	ant	ADJ
fbem-7	31	5	-	-	PUNCT
fbem-7	31	6	credit	credit	NOUN
fbem-7	31	7	-	-	PUNCT
fbem-7	31	8	pay	pay	NOUN
fbem-7	31	9	to	to	ADP
fbem-7	31	10	college	college	NOUN
fbem-7	31	11	students	student	NOUN
fbem-7	31	12	’	’	PART
fbem-7	31	13	consumption	consumption	NOUN
fbem-7	31	14	structure	structure	NOUN
fbem-7	31	15	by	by	ADP
fbem-7	31	16	comparison	comparison	NOUN
fbem-7	31	17	of	of	ADP
fbem-7	31	18	proportion	proportion	NOUN
fbem-7	31	19	chart	chart	NOUN
fbem-7	31	20	of	of	ADP
fbem-7	31	21	main	main	ADJ
fbem-7	31	22	usage	usage	NOUN
fbem-7	31	23	of	of	ADP
fbem-7	31	24	living	living	NOUN
fbem-7	31	25	expenses	expense	NOUN
fbem-7	31	26	with	with	ADP
fbem-7	31	27	main	main	ADJ
fbem-7	31	28	usage	usage	NOUN
fbem-7	31	29	of	of	ADP
fbem-7	31	30	ant	ant	ADJ
fbem-7	31	31	-	-	PUNCT
fbem-7	31	32	credit	credit	NOUN
fbem-7	31	33	-	-	PUNCT
fbem-7	31	34	pay	pay	NOUN
fbem-7	31	35	for	for	ADP
fbem-7	31	36	college	college	NOUN
fbem-7	31	37	students	student	NOUN
fbem-7	31	38	,	,	PUNCT
fbem-7	31	39	there	there	PRON
fbem-7	31	40	is	be	VERB
fbem-7	31	41	a	a	DET
fbem-7	31	42	decreasing	decreasing	NOUN
fbem-7	31	43	of	of	ADP
fbem-7	31	44	proportion	proportion	NOUN
fbem-7	31	45	of	of	ADP
fbem-7	31	46	food	food	NOUN
fbem-7	31	47	,	,	PUNCT
fbem-7	31	48	daily	daily	ADJ
fbem-7	31	49	necessities	necessity	NOUN
fbem-7	31	50	and	and	CCONJ
fbem-7	31	51	stationery	stationery	NOUN
fbem-7	31	52	and	and	CCONJ
fbem-7	31	53	increasing	increase	VERB
fbem-7	31	54	of	of	ADP
fbem-7	31	55	proportion	proportion	NOUN
fbem-7	31	56	of	of	ADP
fbem-7	31	57	clothes	clothe	NOUN
fbem-7	31	58	,	,	PUNCT
fbem-7	31	59	cosmetics	cosmetic	NOUN
fbem-7	31	60	,	,	PUNCT
fbem-7	31	61	entertainment	entertainment	NOUN
fbem-7	31	62	as	as	ADV
fbem-7	31	63	well	well	ADV
fbem-7	31	64	as	as	ADP
fbem-7	31	65	some	some	DET
fbem-7	31	66	others	other	NOUN
fbem-7	31	67	.	.	PUNCT
fbem-7	32	1	this	this	PRON
fbem-7	32	2	proves	prove	VERB
fbem-7	32	3	ant	ant	ADJ
fbem-7	32	4	-	-	PUNCT
fbem-7	32	5	credit	credit	NOUN
fbem-7	32	6	-	-	PUNCT
fbem-7	32	7	pay	pay	NOUN
fbem-7	32	8	has	have	AUX
fbem-7	32	9	been	be	AUX
fbem-7	32	10	greatly	greatly	ADV
fbem-7	32	11	affecting	affect	VERB
fbem-7	32	12	consumption	consumption	NOUN
fbem-7	32	13	construction	construction	NOUN
fbem-7	32	14	.	.	PUNCT
fbem-7	33	1	they	they	PRON
fbem-7	33	2	have	have	AUX
fbem-7	33	3	reduced	reduce	VERB
fbem-7	33	4	the	the	DET
fbem-7	33	5	expenses	expense	NOUN
fbem-7	33	6	in	in	ADP
fbem-7	33	7	basic	basic	ADJ
fbem-7	33	8	life	life	NOUN
fbem-7	33	9	consumption	consumption	NOUN
fbem-7	33	10	and	and	CCONJ
fbem-7	33	11	have	have	AUX
fbem-7	33	12	increased	increase	VERB
fbem-7	33	13	the	the	DET
fbem-7	33	14	expenses	expense	NOUN
fbem-7	33	15	in	in	ADP
fbem-7	33	16	entertainment	entertainment	NOUN
fbem-7	33	17	,	,	PUNCT
fbem-7	33	18	clothes	clothe	NOUN
fbem-7	33	19	and	and	CCONJ
fbem-7	33	20	ornaments	ornament	NOUN
fbem-7	33	21	and	and	CCONJ
fbem-7	33	22	some	some	DET
fbem-7	33	23	other	other	ADJ
fbem-7	33	24	consumer	consumer	NOUN
fbem-7	33	25	goods	good	NOUN
fbem-7	33	26	.	.	PUNCT
fbem-7	34	1	this	this	PRON
fbem-7	34	2	can	can	AUX
fbem-7	34	3	be	be	AUX
fbem-7	34	4	reflected	reflect	VERB
fbem-7	34	5	that	that	SCONJ
fbem-7	34	6	ant	ant	ADJ
fbem-7	34	7	-	-	PUNCT
fbem-7	34	8	credit	credit	NOUN
fbem-7	34	9	-	-	PUNCT
fbem-7	34	10	pay	pay	NOUN
fbem-7	34	11	has	have	AUX
fbem-7	34	12	expanded	expand	VERB
fbem-7	34	13	the	the	DET
fbem-7	34	14	consumption	consumption	NOUN
fbem-7	34	15	desire	desire	NOUN
fbem-7	34	16	of	of	ADP
fbem-7	34	17	college	college	NOUN
fbem-7	34	18	students	student	NOUN
fbem-7	34	19	.	.	PUNCT
fbem-7	35	1	figure	figure	VERB
fbem-7	35	2	3	3	NUM
fbem-7	35	3	.	.	PUNCT
fbem-7	36	1	the	the	DET
fbem-7	36	2	majority	majority	NOUN
fbem-7	36	3	usages	usage	NOUN
fbem-7	36	4	of	of	ADP
fbem-7	36	5	ant	ant	ADJ
fbem-7	36	6	-	-	PUNCT
fbem-7	36	7	credit	credit	NOUN
fbem-7	36	8	-	-	PUNCT
fbem-7	36	9	pay	pay	NOUN
fbem-7	36	10	for	for	ADP
fbem-7	36	11	college	college	NOUN
fbem-7	36	12	students	student	NOUN
fbem-7	36	13	3	3	NUM
fbem-7	36	14	figure	figure	NOUN
fbem-7	36	15	4	4	NUM
fbem-7	36	16	.	.	PUNCT
fbem-7	36	17	repayment	repayment	NOUN
fbem-7	36	18	of	of	ADP
fbem-7	36	19	ant	ant	ADJ
fbem-7	36	20	-	-	PUNCT
fbem-7	36	21	credit	credit	NOUN
fbem-7	36	22	-	-	PUNCT
fbem-7	36	23	pay	pay	NOUN
fbem-7	36	24	3.3	3.3	NUM
fbem-7	36	25	.	.	PUNCT
fbem-7	37	1	repayment	repayment	NOUN
fbem-7	37	2	of	of	ADP
fbem-7	37	3	ant	ant	ADJ
fbem-7	37	4	-	-	PUNCT
fbem-7	37	5	credit	credit	NOUN
fbem-7	37	6	-	-	PUNCT
fbem-7	37	7	pay	pay	NOUN
fbem-7	37	8	there	there	PRON
fbem-7	37	9	is	be	VERB
fbem-7	37	10	the	the	DET
fbem-7	37	11	situation	situation	NOUN
fbem-7	37	12	if	if	SCONJ
fbem-7	37	13	college	college	NOUN
fbem-7	37	14	students	student	NOUN
fbem-7	37	15	afford	afford	VERB
fbem-7	37	16	the	the	DET
fbem-7	37	17	loan	loan	NOUN
fbem-7	37	18	on	on	ADP
fbem-7	37	19	time	time	NOUN
fbem-7	37	20	shown	show	VERB
fbem-7	37	21	from	from	ADP
fbem-7	37	22	figure	figure	NOUN
fbem-7	37	23	4	4	NUM
fbem-7	37	24	.	.	PUNCT
fbem-7	38	1	there	there	PRON
fbem-7	38	2	are	be	VERB
fbem-7	38	3	over	over	ADP
fbem-7	38	4	50	50	NUM
fbem-7	38	5	%	%	NOUN
fbem-7	38	6	students	student	NOUN
fbem-7	38	7	has	have	AUX
fbem-7	38	8	been	be	AUX
fbem-7	38	9	affording	afford	VERB
fbem-7	38	10	their	their	PRON
fbem-7	38	11	loan	loan	NOUN
fbem-7	38	12	on	on	ADP
fbem-7	38	13	time	time	NOUN
fbem-7	38	14	but	but	CCONJ
fbem-7	38	15	still	still	ADV
fbem-7	38	16	30	30	NUM
fbem-7	38	17	%	%	NOUN
fbem-7	38	18	college	college	NOUN
fbem-7	38	19	students	student	NOUN
fbem-7	38	20	sometimes	sometimes	ADV
fbem-7	38	21	do	do	AUX
fbem-7	38	22	n’t	not	PART
fbem-7	38	23	meet	meet	VERB
fbem-7	38	24	this	this	DET
fbem-7	38	25	requirement	requirement	NOUN
fbem-7	38	26	and	and	CCONJ
fbem-7	38	27	even	even	ADV
fbem-7	38	28	a	a	DET
fbem-7	38	29	few	few	ADJ
fbem-7	38	30	of	of	ADP
fbem-7	38	31	them	they	PRON
fbem-7	38	32	do	do	VERB
fbem-7	38	33	n’t	not	PART
fbem-7	38	34	to	to	PART
fbem-7	38	35	do	do	VERB
fbem-7	38	36	timely	timely	ADV
fbem-7	38	37	.	.	PUNCT
fbem-7	39	1	lots	lot	NOUN
fbem-7	39	2	of	of	ADP
fbem-7	39	3	students	student	NOUN
fbem-7	39	4	want	want	VERB
fbem-7	39	5	to	to	PART
fbem-7	39	6	use	use	VERB
fbem-7	39	7	internet	internet	NOUN
fbem-7	39	8	finance	finance	NOUN
fbem-7	39	9	to	to	PART
fbem-7	39	10	get	get	VERB
fbem-7	39	11	convenience	convenience	NOUN
fbem-7	39	12	but	but	CCONJ
fbem-7	39	13	there	there	PRON
fbem-7	39	14	is	be	VERB
fbem-7	39	15	a	a	DET
fbem-7	39	16	very	very	ADV
fbem-7	39	17	risk	risk	NOUN
fbem-7	39	18	situation	situation	NOUN
fbem-7	39	19	for	for	SCONJ
fbem-7	39	20	some	some	PRON
fbem-7	39	21	of	of	ADP
fbem-7	39	22	them	they	PRON
fbem-7	39	23	overdue	overdue	ADJ
fbem-7	39	24	.	.	PUNCT
fbem-7	40	1	we	we	PRON
fbem-7	40	2	must	must	AUX
fbem-7	40	3	take	take	VERB
fbem-7	40	4	necessary	necessary	ADJ
fbem-7	40	5	measures	measure	NOUN
fbem-7	40	6	to	to	PART
fbem-7	40	7	avoid	avoid	VERB
fbem-7	40	8	similar	similar	ADJ
fbem-7	40	9	phenomena	phenomenon	NOUN
fbem-7	40	10	in	in	ADP
fbem-7	40	11	large	large	ADJ
fbem-7	40	12	scales	scale	NOUN
fbem-7	40	13	.	.	PUNCT
fbem-7	41	1	4	4	X
fbem-7	41	2	.	.	X
fbem-7	41	3	the	the	DET
fbem-7	41	4	reasons	reason	NOUN
fbem-7	41	5	of	of	ADP
fbem-7	41	6	causing	cause	VERB
fbem-7	41	7	the	the	DET
fbem-7	41	8	bad	bad	ADJ
fbem-7	41	9	consumption	consumption	NOUN
fbem-7	41	10	behavior	behavior	NOUN
fbem-7	41	11	4.1	4.1	NUM
fbem-7	41	12	.	.	PUNCT
fbem-7	42	1	social	social	ADJ
fbem-7	42	2	aspects	aspect	NOUN
fbem-7	42	3	4.1.1	4.1.1	NUM
fbem-7	42	4	.	.	PUNCT
fbem-7	43	1	culture	culture	NOUN
fbem-7	43	2	of	of	ADP
fbem-7	43	3	consumerism	consumerism	PROPN
fbem-7	43	4	the	the	DET
fbem-7	43	5	trend	trend	NOUN
fbem-7	43	6	of	of	ADP
fbem-7	43	7	consumerism	consumerism	NOUN
fbem-7	43	8	has	have	AUX
fbem-7	43	9	been	be	AUX
fbem-7	43	10	caused	cause	VERB
fbem-7	43	11	by	by	ADP
fbem-7	43	12	social	social	ADJ
fbem-7	43	13	media	medium	NOUN
fbem-7	43	14	for	for	ADP
fbem-7	43	15	the	the	DET
fbem-7	43	16	market	market	NOUN
fbem-7	43	17	economic	economic	ADJ
fbem-7	43	18	forces	force	NOUN
fbem-7	43	19	are	be	AUX
fbem-7	43	20	entering	enter	VERB
fbem-7	43	21	.	.	PUNCT
fbem-7	44	1	college	college	NOUN
fbem-7	44	2	students	student	NOUN
fbem-7	44	3	,	,	PUNCT
fbem-7	44	4	one	one	NUM
fbem-7	44	5	of	of	ADP
fbem-7	44	6	the	the	DET
fbem-7	44	7	most	most	ADV
fbem-7	44	8	sensitive	sensitive	ADJ
fbem-7	44	9	groups	group	NOUN
fbem-7	44	10	to	to	PART
fbem-7	44	11	be	be	AUX
fbem-7	44	12	influenced	influence	VERB
fbem-7	44	13	by	by	ADP
fbem-7	44	14	the	the	DET
fbem-7	44	15	consumerism	consumerism	NOUN
fbem-7	44	16	;	;	PUNCT
fbem-7	44	17	there	there	PRON
fbem-7	44	18	are	be	VERB
fbem-7	44	19	full	full	ADJ
fbem-7	44	20	of	of	ADP
fbem-7	44	21	designed	design	VERB
fbem-7	44	22	ad	ad	NOUN
fbem-7	44	23	to	to	PART
fbem-7	44	24	stimulate	stimulate	VERB
fbem-7	44	25	college	college	NOUN
fbem-7	44	26	students	student	NOUN
fbem-7	44	27	’	'	PUNCT
fbem-7	44	28	consumption	consumption	NOUN
fbem-7	44	29	desire	desire	NOUN
fbem-7	44	30	by	by	ADP
fbem-7	44	31	a	a	DET
fbem-7	44	32	simple	simple	ADJ
fbem-7	44	33	story	story	NOUN
fbem-7	44	34	,	,	PUNCT
fbem-7	44	35	short	short	ADJ
fbem-7	44	36	videos	video	NOUN
fbem-7	44	37	or	or	CCONJ
fbem-7	44	38	advertisement	advertisement	NOUN
fbem-7	44	39	.	.	PUNCT
fbem-7	45	1	meanwhile	meanwhile	ADV
fbem-7	45	2	the	the	DET
fbem-7	45	3	most	most	ADV
fbem-7	45	4	top	top	ADJ
fbem-7	45	5	value	value	NOUN
fbem-7	45	6	in	in	ADP
fbem-7	45	7	internet	internet	NOUN
fbem-7	45	8	is	be	AUX
fbem-7	45	9	to	to	PART
fbem-7	45	10	advocate	advocate	VERB
fbem-7	45	11	hedonism	hedonism	NOUN
fbem-7	45	12	.	.	PUNCT
fbem-7	46	1	4.1.2	4.1.2	NUM
fbem-7	46	2	.	.	NOUN
fbem-7	46	3	simplification	simplification	NOUN
fbem-7	46	4	of	of	ADP
fbem-7	46	5	p2p	p2p	NOUN
fbem-7	46	6	innovative	innovative	ADJ
fbem-7	46	7	financial	financial	ADJ
fbem-7	46	8	instruments	instrument	NOUN
fbem-7	46	9	tend	tend	VERB
fbem-7	46	10	to	to	PART
fbem-7	46	11	be	be	AUX
fbem-7	46	12	convenient	convenient	ADJ
fbem-7	46	13	and	and	CCONJ
fbem-7	46	14	diversified	diversify	VERB
fbem-7	46	15	with	with	ADP
fbem-7	46	16	the	the	DET
fbem-7	46	17	rapid	rapid	ADJ
fbem-7	46	18	development	development	NOUN
fbem-7	46	19	of	of	ADP
fbem-7	46	20	internet	internet	NOUN
fbem-7	46	21	finance	finance	NOUN
fbem-7	46	22	and	and	CCONJ
fbem-7	46	23	the	the	DET
fbem-7	46	24	popularization	popularization	NOUN
fbem-7	46	25	of	of	ADP
fbem-7	46	26	e	e	NOUN
fbem-7	46	27	-	-	ADJ
fbem-7	46	28	commercial	commercial	ADJ
fbem-7	46	29	business	business	NOUN
fbem-7	46	30	.	.	PUNCT
fbem-7	47	1	contrary	contrary	ADJ
fbem-7	47	2	to	to	ADP
fbem-7	47	3	other	other	ADJ
fbem-7	47	4	p2p	p2p	NOUN
fbem-7	47	5	,	,	PUNCT
fbem-7	47	6	ant	ant	ADJ
fbem-7	47	7	-	-	PUNCT
fbem-7	47	8	credit	credit	NOUN
fbem-7	47	9	-	-	PUNCT
fbem-7	47	10	pay	pay	NOUN
fbem-7	47	11	to	to	PART
fbem-7	47	12	be	be	AUX
fbem-7	47	13	one	one	NUM
fbem-7	47	14	of	of	ADP
fbem-7	47	15	the	the	DET
fbem-7	47	16	most	most	ADV
fbem-7	47	17	notable	notable	ADJ
fbem-7	47	18	for	for	ADP
fbem-7	47	19	its	its	PRON
fbem-7	47	20	lower	low	ADJ
fbem-7	47	21	cost	cost	NOUN
fbem-7	47	22	,	,	PUNCT
fbem-7	47	23	higher	high	ADJ
fbem-7	47	24	safety	safety	NOUN
fbem-7	47	25	and	and	CCONJ
fbem-7	47	26	more	more	ADJ
fbem-7	47	27	convenience	convenience	NOUN
fbem-7	47	28	.	.	PUNCT
fbem-7	48	1	first	first	ADV
fbem-7	48	2	,	,	PUNCT
fbem-7	48	3	the	the	DET
fbem-7	48	4	lowest	low	ADJ
fbem-7	48	5	requirement	requirement	NOUN
fbem-7	48	6	to	to	PART
fbem-7	48	7	get	get	VERB
fbem-7	48	8	ant	ant	ADJ
fbem-7	48	9	-	-	PUNCT
fbem-7	48	10	credit	credit	NOUN
fbem-7	48	11	-	-	PUNCT
fbem-7	48	12	pay	pay	NOUN
fbem-7	48	13	.	.	PUNCT
fbem-7	49	1	according	accord	VERB
fbem-7	49	2	to	to	ADP
fbem-7	49	3	ant	ant	ADJ
fbem-7	49	4	-	-	PUNCT
fbem-7	49	5	credit	credit	NOUN
fbem-7	49	6	-	-	PUNCT
fbem-7	49	7	pay	pay	NOUN
fbem-7	49	8	service	service	NOUN
fbem-7	49	9	,	,	PUNCT
fbem-7	49	10	each	each	DET
fbem-7	49	11	citizen	citizen	NOUN
fbem-7	49	12	can	can	AUX
fbem-7	49	13	get	get	VERB
fbem-7	49	14	an	an	DET
fbem-7	49	15	ant	ant	ADJ
fbem-7	49	16	-	-	PUNCT
fbem-7	49	17	credit	credit	NOUN
fbem-7	49	18	-	-	PUNCT
fbem-7	49	19	pay	pay	NOUN
fbem-7	49	20	if	if	SCONJ
fbem-7	49	21	they	they	PRON
fbem-7	49	22	has	have	VERB
fbem-7	49	23	an	an	DET
fbem-7	49	24	effective	effective	ADJ
fbem-7	49	25	alipy	alipy	NOUN
fbem-7	49	26	and	and	CCONJ
fbem-7	49	27	are	be	AUX
fbem-7	49	28	over	over	ADP
fbem-7	49	29	18	18	NUM
fbem-7	49	30	years	year	NOUN
fbem-7	49	31	old	old	ADJ
fbem-7	49	32	to	to	PART
fbem-7	49	33	apply	apply	VERB
fbem-7	49	34	with	with	ADP
fbem-7	49	35	their	their	PRON
fbem-7	49	36	identification	identification	NOUN
fbem-7	49	37	binding	bind	VERB
fbem-7	49	38	mobile	mobile	ADJ
fbem-7	49	39	phone	phone	NOUN
fbem-7	49	40	.	.	PUNCT
fbem-7	50	1	second	second	ADJ
fbem-7	50	2	,	,	PUNCT
fbem-7	50	3	the	the	DET
fbem-7	50	4	ant	ant	ADJ
fbem-7	50	5	-	-	PUNCT
fbem-7	50	6	credit	credit	NOUN
fbem-7	50	7	-	-	PUNCT
fbem-7	50	8	pay	pay	NOUN
fbem-7	50	9	with	with	ADP
fbem-7	50	10	the	the	DET
fbem-7	50	11	wide	wide	ADJ
fbem-7	50	12	range	range	NOUN
fbem-7	50	13	of	of	ADP
fbem-7	50	14	application	application	NOUN
fbem-7	50	15	has	have	AUX
fbem-7	50	16	entered	enter	VERB
fbem-7	50	17	the	the	DET
fbem-7	50	18	offline	offline	ADJ
fbem-7	50	19	consumer	consumer	NOUN
fbem-7	50	20	places	place	NOUN
fbem-7	50	21	.	.	PUNCT
fbem-7	51	1	at	at	ADP
fbem-7	51	2	same	same	ADJ
fbem-7	51	3	time	time	NOUN
fbem-7	51	4	ant	ant	ADJ
fbem-7	51	5	-	-	PUNCT
fbem-7	51	6	credit	credit	NOUN
fbem-7	51	7	-	-	PUNCT
fbem-7	51	8	payment	payment	NOUN
fbem-7	51	9	has	have	AUX
fbem-7	51	10	been	be	AUX
fbem-7	51	11	the	the	DET
fbem-7	51	12	preferred	prefer	VERB
fbem-7	51	13	payment	payment	NOUN
fbem-7	51	14	medium	medium	NOUN
fbem-7	51	15	for	for	ADP
fbem-7	51	16	its	its	PRON
fbem-7	51	17	red	red	ADJ
fbem-7	51	18	packet	packet	NOUN
fbem-7	51	19	function	function	NOUN
fbem-7	51	20	.	.	PUNCT
fbem-7	52	1	third	third	ADJ
fbem-7	52	2	,	,	PUNCT
fbem-7	52	3	ant	ant	ADJ
fbem-7	52	4	-	-	PUNCT
fbem-7	52	5	credit	credit	NOUN
fbem-7	52	6	-	-	PUNCT
fbem-7	52	7	pay	pay	NOUN
fbem-7	52	8	has	have	AUX
fbem-7	52	9	been	be	AUX
fbem-7	52	10	greatly	greatly	ADV
fbem-7	52	11	convenient	convenient	ADJ
fbem-7	52	12	college	college	NOUN
fbem-7	52	13	students	student	NOUN
fbem-7	52	14	for	for	ADP
fbem-7	52	15	its	its	PRON
fbem-7	52	16	models	model	NOUN
fbem-7	52	17	of	of	ADP
fbem-7	52	18	consumption	consumption	NOUN
fbem-7	52	19	before	before	ADP
fbem-7	52	20	payment	payment	NOUN
fbem-7	52	21	,	,	PUNCT
fbem-7	52	22	deferred	defer	VERB
fbem-7	52	23	payment	payment	NOUN
fbem-7	52	24	and	and	CCONJ
fbem-7	52	25	bill	bill	NOUN
fbem-7	52	26	installments	installment	NOUN
fbem-7	52	27	.	.	PUNCT
fbem-7	53	1	4.1.3	4.1.3	X
fbem-7	53	2	.	.	PUNCT
fbem-7	54	1	the	the	DET
fbem-7	54	2	infiltration	infiltration	NOUN
fbem-7	54	3	of	of	ADP
fbem-7	54	4	commercial	commercial	ADJ
fbem-7	54	5	advertisements	advertisement	NOUN
fbem-7	54	6	into	into	ADP
fbem-7	54	7	campus	campus	NOUN
fbem-7	54	8	for	for	ADP
fbem-7	54	9	the	the	DET
fbem-7	54	10	ignorance	ignorance	NOUN
fbem-7	54	11	of	of	ADP
fbem-7	54	12	university	university	NOUN
fbem-7	54	13	management	management	NOUN
fbem-7	54	14	as	as	ADV
fbem-7	54	15	well	well	ADV
fbem-7	54	16	as	as	ADP
fbem-7	54	17	the	the	DET
fbem-7	54	18	lack	lack	NOUN
fbem-7	54	19	of	of	ADP
fbem-7	54	20	the	the	DET
fbem-7	54	21	correct	correct	ADJ
fbem-7	54	22	consumption	consumption	NOUN
fbem-7	54	23	concept	concept	NOUN
fbem-7	54	24	there	there	PRON
fbem-7	54	25	is	be	VERB
fbem-7	54	26	no	no	DET
fbem-7	54	27	system	system	NOUN
fbem-7	54	28	education	education	NOUN
fbem-7	54	29	of	of	ADP
fbem-7	54	30	consumption	consumption	NOUN
fbem-7	54	31	in	in	ADP
fbem-7	54	32	china	china	PROPN
fbem-7	54	33	;	;	PUNCT
fbem-7	54	34	universities	university	NOUN
fbem-7	54	35	do	do	AUX
fbem-7	54	36	n’t	not	PART
fbem-7	54	37	pay	pay	VERB
fbem-7	54	38	more	more	ADJ
fbem-7	54	39	attention	attention	NOUN
fbem-7	54	40	to	to	ADP
fbem-7	54	41	this	this	DET
fbem-7	54	42	part	part	NOUN
fbem-7	54	43	.	.	PUNCT
fbem-7	55	1	commercial	commercial	ADJ
fbem-7	55	2	advertisement	advertisement	NOUN
fbem-7	55	3	has	have	AUX
fbem-7	55	4	been	be	AUX
fbem-7	55	5	infiltrated	infiltrate	VERB
fbem-7	55	6	into	into	ADP
fbem-7	55	7	campuses	campus	NOUN
fbem-7	55	8	to	to	PART
fbem-7	55	9	make	make	VERB
fbem-7	55	10	the	the	DET
fbem-7	55	11	campus	campus	NOUN
fbem-7	55	12	atmosphere	atmosphere	NOUN
fbem-7	55	13	to	to	PART
fbem-7	55	14	become	become	VERB
fbem-7	55	15	impetuous	impetuous	ADJ
fbem-7	55	16	at	at	ADP
fbem-7	55	17	a	a	DET
fbem-7	55	18	certain	certain	ADJ
fbem-7	55	19	extent	extent	NOUN
fbem-7	55	20	.	.	PUNCT
fbem-7	56	1	4.2	4.2	NUM
fbem-7	56	2	.	.	PUNCT
fbem-7	57	1	family	family	NOUN
fbem-7	57	2	aspects	aspect	VERB
fbem-7	57	3	some	some	PRON
fbem-7	57	4	of	of	ADP
fbem-7	57	5	parents	parent	NOUN
fbem-7	57	6	fail	fail	VERB
fbem-7	57	7	to	to	PART
fbem-7	57	8	guide	guide	VERB
fbem-7	57	9	their	their	PRON
fbem-7	57	10	kids	kid	NOUN
fbem-7	57	11	for	for	ADP
fbem-7	57	12	their	their	PRON
fbem-7	57	13	incorrect	incorrect	ADJ
fbem-7	57	14	consumption	consumption	NOUN
fbem-7	57	15	concepts	concept	NOUN
fbem-7	57	16	and	and	CCONJ
fbem-7	57	17	behaviors	behavior	NOUN
fbem-7	57	18	;	;	PUNCT
fbem-7	57	19	the	the	DET
fbem-7	57	20	others	other	NOUN
fbem-7	57	21	are	be	AUX
fbem-7	57	22	caused	cause	VERB
fbem-7	57	23	because	because	SCONJ
fbem-7	57	24	of	of	ADP
fbem-7	57	25	parents	parent	NOUN
fbem-7	58	1	did	do	AUX
fbem-7	58	2	n’t	not	PART
fbem-7	58	3	give	give	VERB
fbem-7	58	4	them	they	PRON
fbem-7	58	5	correct	correct	ADJ
fbem-7	58	6	consumption	consumption	NOUN
fbem-7	58	7	view	view	NOUN
fbem-7	58	8	so	so	SCONJ
fbem-7	58	9	there	there	PRON
fbem-7	58	10	is	be	VERB
fbem-7	58	11	a	a	DET
fbem-7	58	12	bad	bad	ADJ
fbem-7	58	13	consumption	consumption	NOUN
fbem-7	58	14	concept	concept	NOUN
fbem-7	58	15	for	for	ADP
fbem-7	58	16	they	they	PRON
fbem-7	58	17	meet	meet	VERB
fbem-7	58	18	kids	kid	NOUN
fbem-7	58	19	all	all	DET
fbem-7	58	20	consumption	consumption	NOUN
fbem-7	58	21	requirements	requirement	NOUN
fbem-7	58	22	.	.	PUNCT
fbem-7	59	1	4.3	4.3	NUM
fbem-7	59	2	.	.	PUNCT
fbem-7	59	3	college	college	NOUN
fbem-7	59	4	students	student	NOUN
fbem-7	59	5	’	'	PUNCT
fbem-7	59	6	aspects	aspect	NOUN
fbem-7	59	7	in	in	ADP
fbem-7	59	8	addition	addition	NOUN
fbem-7	59	9	to	to	ADP
fbem-7	59	10	the	the	DET
fbem-7	59	11	reasons	reason	NOUN
fbem-7	59	12	mentioned	mention	VERB
fbem-7	59	13	in	in	ADP
fbem-7	59	14	this	this	DET
fbem-7	59	15	article	article	NOUN
fbem-7	59	16	,	,	PUNCT
fbem-7	59	17	some	some	PRON
fbem-7	59	18	of	of	ADP
fbem-7	59	19	college	college	NOUN
fbem-7	59	20	students	student	NOUN
fbem-7	59	21	have	have	AUX
fbem-7	59	22	limited	limit	VERB
fbem-7	59	23	identification	identification	NOUN
fbem-7	59	24	to	to	PART
fbem-7	59	25	distinguish	distinguish	VERB
fbem-7	59	26	the	the	DET
fbem-7	59	27	differences	difference	NOUN
fbem-7	59	28	between	between	ADP
fbem-7	59	29	desire	desire	NOUN
fbem-7	59	30	and	and	CCONJ
fbem-7	59	31	requirement	requirement	NOUN
fbem-7	59	32	.	.	PUNCT
fbem-7	60	1	they	they	PRON
fbem-7	60	2	do	do	AUX
fbem-7	60	3	n’t	not	PART
fbem-7	60	4	know	know	VERB
fbem-7	60	5	how	how	SCONJ
fbem-7	60	6	to	to	PART
fbem-7	60	7	reasonably	reasonably	ADV
fbem-7	60	8	arrange	arrange	VERB
fbem-7	60	9	their	their	PRON
fbem-7	60	10	expense	expense	NOUN
fbem-7	60	11	and	and	CCONJ
fbem-7	60	12	income	income	NOUN
fbem-7	60	13	for	for	ADP
fbem-7	60	14	lacking	lack	VERB
fbem-7	60	15	of	of	ADP
fbem-7	60	16	financing	finance	VERB
fbem-7	60	17	consciousness	consciousness	NOUN
fbem-7	60	18	and	and	CCONJ
fbem-7	60	19	having	have	VERB
fbem-7	60	20	unreasonable	unreasonable	ADJ
fbem-7	60	21	consumption	consumption	NOUN
fbem-7	60	22	construction	construction	NOUN
fbem-7	60	23	.	.	PUNCT
fbem-7	61	1	5	5	X
fbem-7	61	2	.	.	X
fbem-7	61	3	the	the	DET
fbem-7	61	4	influences	influence	NOUN
fbem-7	61	5	of	of	ADP
fbem-7	61	6	anti	anti	ADJ
fbem-7	61	7	-	-	ADJ
fbem-7	61	8	credit	credit	NOUN
fbem-7	61	9	-	-	PUNCT
fbem-7	61	10	pay	pay	NOUN
fbem-7	61	11	to	to	ADP
fbem-7	61	12	college	college	NOUN
fbem-7	61	13	students	student	NOUN
fbem-7	61	14	’	'	PUNCT
fbem-7	61	15	consumption	consumption	NOUN
fbem-7	61	16	behavior	behavior	NOUN
fbem-7	61	17	we	we	PRON
fbem-7	61	18	try	try	VERB
fbem-7	61	19	to	to	PART
fbem-7	61	20	find	find	VERB
fbem-7	61	21	the	the	DET
fbem-7	61	22	most	most	ADV
fbem-7	61	23	popular	popular	ADJ
fbem-7	61	24	consumption	consumption	NOUN
fbem-7	61	25	concepts	concept	NOUN
fbem-7	61	26	in	in	ADP
fbem-7	61	27	campus	campus	NOUN
fbem-7	61	28	by	by	ADP
fbem-7	61	29	summarizing	summarize	VERB
fbem-7	61	30	them	they	PRON
fbem-7	61	31	.	.	PUNCT
fbem-7	62	1	it	it	PRON
fbem-7	62	2	is	be	AUX
fbem-7	62	3	undeniable	undeniable	ADJ
fbem-7	62	4	that	that	SCONJ
fbem-7	62	5	lot	lot	NOUN
fbem-7	62	6	of	of	ADP
fbem-7	62	7	college	college	NOUN
fbem-7	62	8	students	student	NOUN
fbem-7	62	9	have	have	VERB
fbem-7	62	10	the	the	DET
fbem-7	62	11	correct	correct	ADJ
fbem-7	62	12	consumption	consumption	NOUN
fbem-7	62	13	behavior	behavior	NOUN
fbem-7	62	14	and	and	CCONJ
fbem-7	62	15	they	they	PRON
fbem-7	62	16	are	be	AUX
fbem-7	62	17	diligent	diligent	ADJ
fbem-7	62	18	and	and	CCONJ
fbem-7	62	19	thrifty	thrifty	ADJ
fbem-7	62	20	.	.	PUNCT
fbem-7	63	1	but	but	CCONJ
fbem-7	63	2	we	we	PRON
fbem-7	63	3	want	want	VERB
fbem-7	63	4	to	to	PART
fbem-7	63	5	find	find	VERB
fbem-7	63	6	the	the	DET
fbem-7	63	7	relationship	relationship	NOUN
fbem-7	63	8	between	between	ADP
fbem-7	63	9	incorrect	incorrect	ADJ
fbem-7	63	10	consumption	consumption	NOUN
fbem-7	63	11	behavior	behavior	NOUN
fbem-7	63	12	and	and	CCONJ
fbem-7	63	13	the	the	DET
fbem-7	63	14	use	use	NOUN
fbem-7	63	15	of	of	ADP
fbem-7	63	16	ant	ant	ADJ
fbem-7	63	17	-	-	PUNCT
fbem-7	63	18	credit	credit	NOUN
fbem-7	63	19	-	-	PUNCT
fbem-7	63	20	pay	pay	NOUN
fbem-7	63	21	.	.	PUNCT
fbem-7	64	1	5.1	5.1	NUM
fbem-7	64	2	.	.	PUNCT
fbem-7	65	1	conspicuous	conspicuous	ADJ
fbem-7	65	2	consumption	consumption	NOUN
fbem-7	65	3	conspicuous	conspicuous	ADJ
fbem-7	65	4	consumption	consumption	NOUN
fbem-7	65	5	,	,	PUNCT
fbem-7	65	6	also	also	ADV
fbem-7	65	7	described	describe	VERB
fbem-7	65	8	as	as	ADP
fbem-7	65	9	flaunting	flaunt	VERB
fbem-7	65	10	consumption	consumption	NOUN
fbem-7	65	11	,	,	PUNCT
fbem-7	65	12	is	be	AUX
fbem-7	65	13	a	a	DET
fbem-7	65	14	conception	conception	NOUN
fbem-7	65	15	to	to	PART
fbem-7	65	16	advocate	advocate	VERB
fbem-7	65	17	the	the	DET
fbem-7	65	18	behavior	behavior	NOUN
fbem-7	65	19	of	of	ADP
fbem-7	65	20	consuming	consume	VERB
fbem-7	65	21	all	all	DET
fbem-7	65	22	kind	kind	NOUN
fbem-7	65	23	of	of	ADP
fbem-7	65	24	luxury	luxury	NOUN
fbem-7	65	25	goods	good	NOUN
fbem-7	65	26	;	;	PUNCT
fbem-7	65	27	luxury	luxury	NOUN
fbem-7	65	28	means	mean	VERB
fbem-7	65	29	status	status	NOUN
fbem-7	65	30	to	to	PART
fbem-7	65	31	push	push	VERB
fbem-7	65	32	the	the	DET
fbem-7	65	33	price	price	NOUN
fbem-7	65	34	is	be	AUX
fbem-7	65	35	far	far	ADV
fbem-7	65	36	more	more	ADJ
fbem-7	65	37	beyond	beyond	ADP
fbem-7	65	38	its	its	PRON
fbem-7	65	39	value	value	NOUN
fbem-7	65	40	.	.	PUNCT
fbem-7	66	1	the	the	DET
fbem-7	66	2	spread	spread	NOUN
fbem-7	66	3	of	of	ADP
fbem-7	66	4	ant	ant	ADJ
fbem-7	66	5	-	-	PUNCT
fbem-7	66	6	credit	credit	NOUN
fbem-7	66	7	-	-	PUNCT
fbem-7	66	8	pay	pay	NOUN
fbem-7	66	9	is	be	AUX
fbem-7	66	10	by	by	ADP
fbem-7	66	11	the	the	DET
fbem-7	66	12	benefit	benefit	NOUN
fbem-7	66	13	of	of	ADP
fbem-7	66	14	this	this	DET
fbem-7	66	15	tender	tender	NOUN
fbem-7	66	16	.	.	PUNCT
fbem-7	67	1	it	it	PRON
fbem-7	67	2	is	be	AUX
fbem-7	67	3	shown	show	VERB
fbem-7	67	4	from	from	ADP
fbem-7	67	5	this	this	DET
fbem-7	67	6	questionnaire	questionnaire	NOUN
fbem-7	67	7	lots	lot	NOUN
fbem-7	67	8	of	of	ADP
fbem-7	67	9	anti	anti	ADJ
fbem-7	67	10	-	-	ADJ
fbem-7	67	11	credit	credit	ADJ
fbem-7	67	12	-	-	PUNCT
fbem-7	67	13	pay	pay	NOUN
fbem-7	67	14	is	be	AUX
fbem-7	67	15	used	use	VERB
fbem-7	67	16	in	in	ADP
fbem-7	67	17	consumption	consumption	NOUN
fbem-7	67	18	expense	expense	NOUN
fbem-7	67	19	rather	rather	ADV
fbem-7	67	20	than	than	ADP
fbem-7	67	21	daily	daily	ADJ
fbem-7	67	22	living	living	NOUN
fbem-7	67	23	expenses	expense	NOUN
fbem-7	67	24	.	.	PUNCT
fbem-7	68	1	we	we	PRON
fbem-7	68	2	can	can	AUX
fbem-7	68	3	summarized	summarize	VERB
fbem-7	68	4	from	from	ADP
fbem-7	68	5	the	the	DET
fbem-7	68	6	investigation	investigation	NOUN
fbem-7	68	7	that	that	SCONJ
fbem-7	68	8	lots	lot	NOUN
fbem-7	68	9	of	of	ADP
fbem-7	68	10	target	target	NOUN
fbem-7	68	11	users	user	NOUN
fbem-7	68	12	in	in	ADP
fbem-7	68	13	guangdong	guangdong	PROPN
fbem-7	68	14	baiyun	baiyun	PROPN
fbem-7	68	15	university	university	PROPN
fbem-7	68	16	are	be	AUX
fbem-7	68	17	not	not	PART
fbem-7	68	18	to	to	PART
fbem-7	68	19	meet	meet	VERB
fbem-7	68	20	the	the	DET
fbem-7	68	21	daily	daily	ADJ
fbem-7	68	22	living	living	NOUN
fbem-7	68	23	expenses	expense	NOUN
fbem-7	68	24	.	.	PUNCT
fbem-7	69	1	5.2	5.2	NUM
fbem-7	69	2	.	.	PUNCT
fbem-7	69	3	impulse	impulse	ADJ
fbem-7	69	4	consumption	consumption	NOUN
fbem-7	69	5	the	the	DET
fbem-7	69	6	group	group	NOUN
fbem-7	69	7	of	of	ADP
fbem-7	69	8	impulse	impulse	ADJ
fbem-7	69	9	consumption	consumption	NOUN
fbem-7	69	10	or	or	CCONJ
fbem-7	69	11	blind	blind	ADJ
fbem-7	69	12	consumption	consumption	NOUN
fbem-7	69	13	prefer	prefer	VERB
fbem-7	69	14	to	to	PART
fbem-7	69	15	be	be	AUX
fbem-7	69	16	passive	passive	ADJ
fbem-7	69	17	consumption	consumption	NOUN
fbem-7	69	18	for	for	ADP
fbem-7	69	19	lacking	lack	VERB
fbem-7	69	20	of	of	ADP
fbem-7	69	21	self	self	NOUN
fbem-7	69	22	identification	identification	NOUN
fbem-7	69	23	.	.	PUNCT
fbem-7	70	1	they	they	PRON
fbem-7	70	2	will	will	AUX
fbem-7	70	3	consumer	consumer	VERB
fbem-7	70	4	for	for	ADP
fbem-7	70	5	a	a	DET
fbem-7	70	6	social	social	ADJ
fbem-7	70	7	media	medium	NOUN
fbem-7	70	8	ad	ad	NOUN
fbem-7	70	9	,	,	PUNCT
fbem-7	70	10	or	or	CCONJ
fbem-7	70	11	4	4	NUM
fbem-7	70	12	friend	friend	NOUN
fbem-7	70	13	’s	’s	PART
fbem-7	70	14	reference	reference	NOUN
fbem-7	70	15	etc	etc	X
fbem-7	70	16	.	.	PUNCT
fbem-7	71	1	college	college	NOUN
fbem-7	71	2	students	student	NOUN
fbem-7	71	3	are	be	AUX
fbem-7	71	4	easy	easy	ADJ
fbem-7	71	5	to	to	PART
fbem-7	71	6	make	make	VERB
fbem-7	71	7	blind	blind	ADJ
fbem-7	71	8	consumption	consumption	NOUN
fbem-7	71	9	for	for	ADP
fbem-7	71	10	they	they	PRON
fbem-7	71	11	do	do	AUX
fbem-7	71	12	n’t	not	PART
fbem-7	71	13	have	have	VERB
fbem-7	71	14	enough	enough	ADJ
fbem-7	71	15	experience	experience	NOUN
fbem-7	71	16	or	or	CCONJ
fbem-7	71	17	they	they	PRON
fbem-7	71	18	just	just	ADV
fbem-7	71	19	want	want	VERB
fbem-7	71	20	to	to	PART
fbem-7	71	21	integrate	integrate	VERB
fbem-7	71	22	into	into	ADP
fbem-7	71	23	a	a	DET
fbem-7	71	24	group	group	NOUN
fbem-7	71	25	.	.	PUNCT
fbem-7	72	1	ant	ant	ADJ
fbem-7	72	2	-	-	PUNCT
fbem-7	72	3	credit	credit	NOUN
fbem-7	72	4	-	-	PUNCT
fbem-7	72	5	pay	pay	NOUN
fbem-7	72	6	offers	offer	VERB
fbem-7	72	7	this	this	DET
fbem-7	72	8	kind	kind	NOUN
fbem-7	72	9	of	of	ADP
fbem-7	72	10	students	student	NOUN
fbem-7	72	11	a	a	DET
fbem-7	72	12	channel	channel	NOUN
fbem-7	72	13	to	to	PART
fbem-7	72	14	meet	meet	VERB
fbem-7	72	15	their	their	PRON
fbem-7	72	16	vanity	vanity	NOUN
fbem-7	72	17	.	.	PUNCT
fbem-7	73	1	they	they	PRON
fbem-7	73	2	purchase	purchase	VERB
fbem-7	73	3	some	some	DET
fbem-7	73	4	more	more	ADJ
fbem-7	73	5	goods	good	NOUN
fbem-7	73	6	beyond	beyond	ADP
fbem-7	73	7	their	their	PRON
fbem-7	73	8	financial	financial	ADJ
fbem-7	73	9	capability	capability	NOUN
fbem-7	73	10	not	not	PART
fbem-7	73	11	for	for	ADP
fbem-7	73	12	necessary	necessary	ADJ
fbem-7	73	13	but	but	CCONJ
fbem-7	73	14	for	for	ADP
fbem-7	73	15	following	follow	VERB
fbem-7	73	16	suit	suit	NOUN
fbem-7	73	17	blindly	blindly	ADV
fbem-7	73	18	.	.	PUNCT
fbem-7	74	1	5.3	5.3	NUM
fbem-7	74	2	.	.	PUNCT
fbem-7	74	3	excessive	excessive	ADJ
fbem-7	74	4	consumption	consumption	NOUN
fbem-7	74	5	they	they	PRON
fbem-7	74	6	use	use	VERB
fbem-7	74	7	the	the	DET
fbem-7	74	8	bill	bill	NOUN
fbem-7	74	9	installment	installment	NOUN
fbem-7	74	10	or	or	CCONJ
fbem-7	74	11	consumption	consumption	NOUN
fbem-7	74	12	before	before	ADP
fbem-7	74	13	payment	payment	NOUN
fbem-7	74	14	of	of	ADP
fbem-7	74	15	ant	ant	ADJ
fbem-7	74	16	-	-	PUNCT
fbem-7	74	17	credit	credit	NOUN
fbem-7	74	18	-	-	PUNCT
fbem-7	74	19	pay	pay	NOUN
fbem-7	74	20	to	to	PART
fbem-7	74	21	remedy	remedy	VERB
fbem-7	74	22	the	the	DET
fbem-7	74	23	deficit	deficit	NOUN
fbem-7	74	24	of	of	ADP
fbem-7	74	25	inefficient	inefficient	ADJ
fbem-7	74	26	income	income	NOUN
fbem-7	74	27	.	.	PUNCT
fbem-7	75	1	it	it	PRON
fbem-7	75	2	is	be	AUX
fbem-7	75	3	reasonable	reasonable	ADJ
fbem-7	75	4	to	to	PART
fbem-7	75	5	have	have	VERB
fbem-7	75	6	appropriate	appropriate	ADJ
fbem-7	75	7	consumption	consumption	NOUN
fbem-7	75	8	in	in	ADP
fbem-7	75	9	advance	advance	NOUN
fbem-7	75	10	for	for	SCONJ
fbem-7	75	11	they	they	PRON
fbem-7	75	12	can	can	AUX
fbem-7	75	13	predict	predict	VERB
fbem-7	75	14	their	their	PRON
fbem-7	75	15	repayment	repayment	NOUN
fbem-7	75	16	in	in	ADP
fbem-7	75	17	the	the	DET
fbem-7	75	18	latest	late	ADJ
fbem-7	75	19	future	future	NOUN
fbem-7	75	20	.	.	PUNCT
fbem-7	76	1	but	but	CCONJ
fbem-7	76	2	there	there	PRON
fbem-7	76	3	are	be	VERB
fbem-7	76	4	part	part	NOUN
fbem-7	76	5	of	of	ADP
fbem-7	76	6	college	college	NOUN
fbem-7	76	7	students	student	NOUN
fbem-7	76	8	to	to	PART
fbem-7	76	9	have	have	VERB
fbem-7	76	10	the	the	DET
fbem-7	76	11	absolutely	absolutely	ADV
fbem-7	76	12	excessive	excessive	ADJ
fbem-7	76	13	consumption	consumption	NOUN
fbem-7	76	14	;	;	PUNCT
fbem-7	76	15	their	their	PRON
fbem-7	76	16	loan	loan	NOUN
fbem-7	76	17	is	be	AUX
fbem-7	76	18	completely	completely	ADV
fbem-7	76	19	out	out	ADP
fbem-7	76	20	of	of	ADP
fbem-7	76	21	their	their	PRON
fbem-7	76	22	ability	ability	NOUN
fbem-7	76	23	to	to	PART
fbem-7	76	24	repay	repay	VERB
fbem-7	76	25	for	for	ADP
fbem-7	76	26	they	they	PRON
fbem-7	76	27	continuously	continuously	ADV
fbem-7	76	28	to	to	PART
fbem-7	76	29	overdraft	overdraft	VERB
fbem-7	76	30	their	their	PRON
fbem-7	76	31	credit	credit	NOUN
fbem-7	76	32	.	.	PUNCT
fbem-7	77	1	lot	lot	NOUN
fbem-7	77	2	of	of	ADP
fbem-7	77	3	college	college	NOUN
fbem-7	77	4	students	student	NOUN
fbem-7	77	5	are	be	AUX
fbem-7	78	1	do	do	AUX
fbem-7	78	2	n’t	not	PART
fbem-7	78	3	have	have	VERB
fbem-7	78	4	independent	independent	ADJ
fbem-7	78	5	income	income	NOUN
fbem-7	78	6	so	so	SCONJ
fbem-7	78	7	they	they	PRON
fbem-7	78	8	need	need	VERB
fbem-7	78	9	to	to	PART
fbem-7	78	10	study	study	VERB
fbem-7	78	11	the	the	DET
fbem-7	78	12	self	self	NOUN
fbem-7	78	13	discipline	discipline	NOUN
fbem-7	78	14	when	when	SCONJ
fbem-7	78	15	they	they	PRON
fbem-7	78	16	using	use	VERB
fbem-7	78	17	internet	internet	NOUN
fbem-7	78	18	financial	financial	ADJ
fbem-7	78	19	tools	tool	NOUN
fbem-7	78	20	.	.	PUNCT
fbem-7	79	1	6	6	X
fbem-7	79	2	.	.	NUM
fbem-7	79	3	targeted	target	VERB
fbem-7	79	4	suggestions	suggestion	NOUN
fbem-7	79	5	6.1	6.1	NUM
fbem-7	79	6	.	.	PUNCT
fbem-7	79	7	ant	ant	ADJ
fbem-7	79	8	-	-	PUNCT
fbem-7	79	9	credit	credit	NOUN
fbem-7	79	10	-	-	PUNCT
fbem-7	79	11	pay	pay	NOUN
fbem-7	79	12	to	to	PART
fbem-7	79	13	strengthen	strengthen	VERB
fbem-7	79	14	vetting	vetting	NOUN
fbem-7	79	15	mechanism	mechanism	NOUN
fbem-7	79	16	and	and	CCONJ
fbem-7	79	17	fulfil	fulfil	NOUN
fbem-7	79	18	loan	loan	NOUN
fbem-7	79	19	audit	audit	NOUN
fbem-7	79	20	mechanism	mechanism	NOUN
fbem-7	79	21	,	,	PUNCT
fbem-7	79	22	ant	ant	ADJ
fbem-7	79	23	-	-	PUNCT
fbem-7	79	24	credit	credit	NOUN
fbem-7	79	25	-	-	PUNCT
fbem-7	79	26	pay	pay	NOUN
fbem-7	79	27	have	have	VERB
fbem-7	79	28	special	special	ADJ
fbem-7	79	29	application	application	NOUN
fbem-7	79	30	for	for	ADP
fbem-7	79	31	college	college	NOUN
fbem-7	79	32	students	student	NOUN
fbem-7	79	33	to	to	PART
fbem-7	79	34	offer	offer	VERB
fbem-7	79	35	relative	relative	ADJ
fbem-7	79	36	quota	quota	NOUN
fbem-7	79	37	for	for	ADP
fbem-7	79	38	them	they	PRON
fbem-7	79	39	.	.	PUNCT
fbem-7	80	1	6.2	6.2	NUM
fbem-7	80	2	.	.	PUNCT
fbem-7	81	1	social	social	ADJ
fbem-7	81	2	aspects	aspect	NOUN
fbem-7	81	3	it	it	PRON
fbem-7	81	4	is	be	AUX
fbem-7	81	5	the	the	DET
fbem-7	81	6	primary	primary	ADJ
fbem-7	81	7	responsibility	responsibility	NOUN
fbem-7	81	8	to	to	PART
fbem-7	81	9	restrict	restrict	VERB
fbem-7	81	10	the	the	DET
fbem-7	81	11	social	social	ADJ
fbem-7	81	12	media	medium	NOUN
fbem-7	81	13	,	,	PUNCT
fbem-7	81	14	to	to	PART
fbem-7	81	15	encourage	encourage	VERB
fbem-7	81	16	ration	ration	NOUN
fbem-7	81	17	advertisement	advertisement	NOUN
fbem-7	81	18	,	,	PUNCT
fbem-7	81	19	and	and	CCONJ
fbem-7	81	20	to	to	PART
fbem-7	81	21	establish	establish	VERB
fbem-7	81	22	excellent	excellent	ADJ
fbem-7	81	23	consumption	consumption	NOUN
fbem-7	81	24	culture	culture	NOUN
fbem-7	81	25	;	;	PUNCT
fbem-7	81	26	there	there	PRON
fbem-7	81	27	should	should	AUX
fbem-7	81	28	be	be	AUX
fbem-7	81	29	expanding	expand	VERB
fbem-7	81	30	and	and	CCONJ
fbem-7	81	31	strengthen	strengthen	VERB
fbem-7	81	32	the	the	DET
fbem-7	81	33	supervision	supervision	NOUN
fbem-7	81	34	for	for	ADP
fbem-7	81	35	social	social	ADJ
fbem-7	81	36	media	medium	NOUN
fbem-7	81	37	,	,	PUNCT
fbem-7	81	38	especially	especially	ADV
fbem-7	81	39	for	for	ADP
fbem-7	81	40	ant	ant	ADJ
fbem-7	81	41	-	-	PUNCT
fbem-7	81	42	credit	credit	NOUN
fbem-7	81	43	-	-	PUNCT
fbem-7	81	44	pay	pay	NOUN
fbem-7	81	45	etc	etc	X
fbem-7	81	46	p2p	p2p	NOUN
fbem-7	81	47	platform	platform	NOUN
fbem-7	81	48	.	.	PUNCT
fbem-7	82	1	6.3	6.3	NUM
fbem-7	82	2	.	.	PUNCT
fbem-7	83	1	family	family	NOUN
fbem-7	83	2	aspects	aspect	NOUN
fbem-7	83	3	parents	parent	NOUN
fbem-7	83	4	should	should	AUX
fbem-7	83	5	be	be	AUX
fbem-7	83	6	setting	set	VERB
fbem-7	83	7	up	up	ADP
fbem-7	83	8	a	a	DET
fbem-7	83	9	good	good	ADJ
fbem-7	83	10	example	example	NOUN
fbem-7	83	11	with	with	ADP
fbem-7	83	12	rational	rational	ADJ
fbem-7	83	13	consumption	consumption	NOUN
fbem-7	83	14	and	and	CCONJ
fbem-7	83	15	diligent	diligent	ADJ
fbem-7	83	16	habit	habit	NOUN
fbem-7	83	17	as	as	ADV
fbem-7	83	18	well	well	ADV
fbem-7	83	19	as	as	ADP
fbem-7	83	20	refusing	refuse	VERB
fbem-7	83	21	blinding	blind	VERB
fbem-7	83	22	consumption	consumption	NOUN
fbem-7	83	23	;	;	PUNCT
fbem-7	83	24	they	they	PRON
fbem-7	83	25	need	need	VERB
fbem-7	83	26	to	to	PART
fbem-7	83	27	guide	guide	VERB
fbem-7	83	28	their	their	PRON
fbem-7	83	29	kids	kid	NOUN
fbem-7	83	30	to	to	PART
fbem-7	83	31	build	build	VERB
fbem-7	83	32	healthy	healthy	ADJ
fbem-7	83	33	consumption	consumption	NOUN
fbem-7	83	34	,	,	PUNCT
fbem-7	83	35	to	to	PART
fbem-7	83	36	educate	educate	VERB
fbem-7	83	37	their	their	PRON
fbem-7	83	38	kids	kid	NOUN
fbem-7	83	39	to	to	PART
fbem-7	83	40	identify	identify	VERB
fbem-7	83	41	the	the	DET
fbem-7	83	42	unreasonable	unreasonable	ADJ
fbem-7	83	43	consumption	consumption	NOUN
fbem-7	83	44	and	and	CCONJ
fbem-7	83	45	to	to	PART
fbem-7	83	46	foster	foster	VERB
fbem-7	83	47	their	their	PRON
fbem-7	83	48	kids	kid	NOUN
fbem-7	83	49	with	with	ADP
fbem-7	83	50	financing	financing	NOUN
fbem-7	83	51	ability	ability	NOUN
fbem-7	83	52	.	.	PUNCT
fbem-7	84	1	6.4	6.4	NUM
fbem-7	84	2	.	.	PUNCT
fbem-7	85	1	campus	campus	NOUN
fbem-7	85	2	aspects	aspect	NOUN
fbem-7	85	3	taken	take	VERB
fbem-7	85	4	guangdong	guangdong	PROPN
fbem-7	85	5	baiyun	baiyun	PROPN
fbem-7	85	6	university	university	PROPN
fbem-7	85	7	for	for	ADP
fbem-7	85	8	example	example	NOUN
fbem-7	85	9	,	,	PUNCT
fbem-7	85	10	as	as	ADP
fbem-7	85	11	one	one	NUM
fbem-7	85	12	of	of	ADP
fbem-7	85	13	the	the	DET
fbem-7	85	14	most	most	ADV
fbem-7	85	15	notable	notable	ADJ
fbem-7	85	16	private	private	ADJ
fbem-7	85	17	universities	university	NOUN
fbem-7	85	18	in	in	ADP
fbem-7	85	19	southern	southern	ADJ
fbem-7	85	20	past	past	NOUN
fbem-7	85	21	of	of	ADP
fbem-7	85	22	china	china	PROPN
fbem-7	85	23	,	,	PUNCT
fbem-7	85	24	the	the	DET
fbem-7	85	25	university	university	NOUN
fbem-7	85	26	has	have	VERB
fbem-7	85	27	the	the	DET
fbem-7	85	28	obligation	obligation	NOUN
fbem-7	85	29	to	to	PART
fbem-7	85	30	guide	guide	VERB
fbem-7	85	31	their	their	PRON
fbem-7	85	32	student	student	NOUN
fbem-7	85	33	to	to	PART
fbem-7	85	34	have	have	VERB
fbem-7	85	35	scientific	scientific	ADJ
fbem-7	85	36	consumption	consumption	NOUN
fbem-7	85	37	.	.	PUNCT
fbem-7	86	1	first	first	ADV
fbem-7	86	2	,	,	PUNCT
fbem-7	86	3	the	the	DET
fbem-7	86	4	university	university	NOUN
fbem-7	86	5	can	can	AUX
fbem-7	86	6	use	use	VERB
fbem-7	86	7	the	the	DET
fbem-7	86	8	influence	influence	NOUN
fbem-7	86	9	of	of	ADP
fbem-7	86	10	the	the	DET
fbem-7	86	11	associations	association	NOUN
fbem-7	86	12	to	to	PART
fbem-7	86	13	have	have	VERB
fbem-7	86	14	relative	relative	ADJ
fbem-7	86	15	education	education	NOUN
fbem-7	86	16	activities	activity	NOUN
fbem-7	86	17	.	.	PUNCT
fbem-7	87	1	for	for	ADP
fbem-7	87	2	example	example	NOUN
fbem-7	87	3	,	,	PUNCT
fbem-7	87	4	there	there	PRON
fbem-7	87	5	is	be	VERB
fbem-7	87	6	some	some	DET
fbem-7	87	7	positive	positive	ADJ
fbem-7	87	8	consumption	consumption	NOUN
fbem-7	87	9	theme	theme	NOUN
fbem-7	87	10	in	in	ADP
fbem-7	87	11	their	their	PRON
fbem-7	87	12	major	major	ADJ
fbem-7	87	13	events	event	NOUN
fbem-7	87	14	;	;	PUNCT
fbem-7	87	15	second	second	X
fbem-7	87	16	,	,	PUNCT
fbem-7	87	17	there	there	PRON
fbem-7	87	18	are	be	VERB
fbem-7	87	19	a	a	DET
fbem-7	87	20	set	set	NOUN
fbem-7	87	21	of	of	ADP
fbem-7	87	22	methods	method	NOUN
fbem-7	87	23	such	such	ADJ
fbem-7	87	24	as	as	ADP
fbem-7	87	25	class	class	NOUN
fbem-7	87	26	meeting	meeting	NOUN
fbem-7	87	27	,	,	PUNCT
fbem-7	87	28	lecture	lecture	NOUN
fbem-7	87	29	or	or	CCONJ
fbem-7	87	30	thematic	thematic	ADJ
fbem-7	87	31	education	education	NOUN
fbem-7	87	32	to	to	PART
fbem-7	87	33	influence	influence	VERB
fbem-7	87	34	college	college	NOUN
fbem-7	87	35	students	student	NOUN
fbem-7	87	36	’	'	PUNCT
fbem-7	87	37	consumption	consumption	NOUN
fbem-7	87	38	behavior	behavior	NOUN
fbem-7	87	39	;	;	PUNCT
fbem-7	87	40	third	third	X
fbem-7	87	41	,	,	PUNCT
fbem-7	87	42	campus	campus	NOUN
fbem-7	87	43	commercial	commercial	ADJ
fbem-7	87	44	advertising	advertising	NOUN
fbem-7	87	45	should	should	AUX
fbem-7	87	46	be	be	AUX
fbem-7	87	47	reasonably	reasonably	ADV
fbem-7	87	48	controlled	control	VERB
fbem-7	87	49	;	;	PUNCT
fbem-7	87	50	the	the	DET
fbem-7	87	51	last	last	ADJ
fbem-7	87	52	but	but	CCONJ
fbem-7	87	53	not	not	PART
fbem-7	87	54	the	the	DET
fbem-7	87	55	least	least	ADJ
fbem-7	87	56	,	,	PUNCT
fbem-7	87	57	the	the	DET
fbem-7	87	58	university	university	NOUN
fbem-7	87	59	should	should	AUX
fbem-7	87	60	pay	pay	VERB
fbem-7	87	61	more	more	ADJ
fbem-7	87	62	attention	attention	NOUN
fbem-7	87	63	to	to	ADP
fbem-7	87	64	campus	campus	NOUN
fbem-7	87	65	media	medium	NOUN
fbem-7	87	66	to	to	PART
fbem-7	87	67	promote	promote	VERB
fbem-7	87	68	the	the	DET
fbem-7	87	69	reasonable	reasonable	ADJ
fbem-7	87	70	consumption	consumption	NOUN
fbem-7	87	71	in	in	ADP
fbem-7	87	72	the	the	DET
fbem-7	87	73	push	push	NOUN
fbem-7	87	74	of	of	ADP
fbem-7	87	75	daily	daily	ADJ
fbem-7	87	76	life	life	NOUN
fbem-7	87	77	.	.	PUNCT
fbem-7	88	1	6.5	6.5	NUM
fbem-7	88	2	.	.	PUNCT
fbem-7	89	1	college	college	NOUN
fbem-7	89	2	students	student	NOUN
fbem-7	89	3	aspects	aspect	VERB
fbem-7	89	4	college	college	NOUN
fbem-7	89	5	students	student	NOUN
fbem-7	89	6	are	be	AUX
fbem-7	89	7	needed	need	VERB
fbem-7	89	8	to	to	PART
fbem-7	89	9	cut	cut	VERB
fbem-7	89	10	their	their	PRON
fbem-7	89	11	coat	coat	NOUN
fbem-7	89	12	according	accord	VERB
fbem-7	89	13	to	to	ADP
fbem-7	89	14	their	their	PRON
fbem-7	89	15	cloths	cloth	NOUN
fbem-7	89	16	and	and	CCONJ
fbem-7	89	17	to	to	PART
fbem-7	89	18	avoid	avoid	VERB
fbem-7	89	19	the	the	DET
fbem-7	89	20	conspicuous	conspicuous	ADJ
fbem-7	89	21	consumption	consumption	NOUN
fbem-7	89	22	;	;	PUNCT
fbem-7	89	23	they	they	PRON
fbem-7	89	24	need	need	VERB
fbem-7	89	25	to	to	PART
fbem-7	89	26	consciously	consciously	ADV
fbem-7	89	27	improve	improve	VERB
fbem-7	89	28	their	their	PRON
fbem-7	89	29	financial	financial	ADJ
fbem-7	89	30	management	management	NOUN
fbem-7	89	31	ability	ability	NOUN
fbem-7	89	32	and	and	CCONJ
fbem-7	89	33	to	to	PART
fbem-7	89	34	reasonably	reasonably	ADV
fbem-7	89	35	arrange	arrange	VERB
fbem-7	89	36	their	their	PRON
fbem-7	89	37	expenditure	expenditure	NOUN
fbem-7	89	38	;	;	PUNCT
fbem-7	89	39	they	they	PRON
fbem-7	89	40	also	also	ADV
fbem-7	89	41	need	need	VERB
fbem-7	89	42	to	to	PART
fbem-7	89	43	adjust	adjust	VERB
fbem-7	89	44	their	their	PRON
fbem-7	89	45	ant	ant	ADJ
fbem-7	89	46	-	-	PUNCT
fbem-7	89	47	credit	credit	NOUN
fbem-7	89	48	-	-	PUNCT
fbem-7	89	49	pay	pay	NOUN
fbem-7	89	50	quota	quota	NOUN
fbem-7	89	51	according	accord	VERB
fbem-7	89	52	to	to	ADP
fbem-7	89	53	their	their	PRON
fbem-7	89	54	ability	ability	NOUN
fbem-7	89	55	.	.	PUNCT
fbem-7	90	1	7	7	X
fbem-7	90	2	.	.	X
fbem-7	90	3	conclusion	conclusion	NOUN
fbem-7	90	4	we	we	PRON
fbem-7	90	5	learned	learn	VERB
fbem-7	90	6	not	not	PART
fbem-7	90	7	only	only	ADV
fbem-7	90	8	the	the	DET
fbem-7	90	9	consumption	consumption	NOUN
fbem-7	90	10	situation	situation	NOUN
fbem-7	90	11	for	for	ADP
fbem-7	90	12	part	part	NOUN
fbem-7	90	13	of	of	ADP
fbem-7	90	14	guangdong	guangdong	PROPN
fbem-7	90	15	baiyun	baiyun	PROPN
fbem-7	90	16	university	university	PROPN
fbem-7	90	17	but	but	CCONJ
fbem-7	90	18	also	also	ADV
fbem-7	90	19	get	get	VERB
fbem-7	90	20	some	some	DET
fbem-7	90	21	generality	generality	NOUN
fbem-7	90	22	by	by	ADP
fbem-7	90	23	studying	study	VERB
fbem-7	90	24	lots	lot	NOUN
fbem-7	90	25	of	of	ADP
fbem-7	90	26	literature	literature	NOUN
fbem-7	90	27	and	and	CCONJ
fbem-7	90	28	analyzing	analyze	VERB
fbem-7	90	29	a	a	DET
fbem-7	90	30	huge	huge	NOUN
fbem-7	90	31	of	of	ADP
fbem-7	90	32	data	datum	NOUN
fbem-7	90	33	.	.	PUNCT
fbem-7	91	1	no	no	ADV
fbem-7	91	2	matter	matter	ADV
fbem-7	91	3	which	which	DET
fbem-7	91	4	part	part	NOUN
fbem-7	91	5	of	of	ADP
fbem-7	91	6	consumption	consumption	NOUN
fbem-7	91	7	(	(	PUNCT
fbem-7	91	8	conspicuous	conspicuous	ADJ
fbem-7	91	9	,	,	PUNCT
fbem-7	91	10	blind	blind	ADJ
fbem-7	91	11	or	or	CCONJ
fbem-7	91	12	excessive	excessive	ADJ
fbem-7	91	13	consumption	consumption	NOUN
fbem-7	91	14	)	)	PUNCT
fbem-7	91	15	,	,	PUNCT
fbem-7	91	16	there	there	PRON
fbem-7	91	17	is	be	VERB
fbem-7	91	18	a	a	DET
fbem-7	91	19	great	great	ADJ
fbem-7	91	20	potential	potential	ADJ
fbem-7	91	21	threat	threat	NOUN
fbem-7	91	22	for	for	ADP
fbem-7	91	23	college	college	NOUN
fbem-7	91	24	students	student	NOUN
fbem-7	91	25	.	.	PUNCT
fbem-7	92	1	contemporary	contemporary	ADJ
fbem-7	92	2	students	student	NOUN
fbem-7	92	3	are	be	AUX
fbem-7	92	4	so	so	ADV
fbem-7	92	5	important	important	ADJ
fbem-7	92	6	for	for	ADP
fbem-7	92	7	family	family	NOUN
fbem-7	92	8	and	and	CCONJ
fbem-7	92	9	nation	nation	NOUN
fbem-7	92	10	that	that	SCONJ
fbem-7	92	11	they	they	PRON
fbem-7	92	12	must	must	AUX
fbem-7	92	13	have	have	VERB
fbem-7	92	14	healthy	healthy	ADJ
fbem-7	92	15	consumption	consumption	NOUN
fbem-7	92	16	behavior	behavior	NOUN
fbem-7	92	17	.	.	PUNCT
fbem-7	93	1	we	we	PRON
fbem-7	93	2	do	do	AUX
fbem-7	93	3	n’t	not	PART
fbem-7	93	4	deny	deny	VERB
fbem-7	93	5	the	the	DET
fbem-7	93	6	most	most	ADJ
fbem-7	93	7	convenience	convenience	NOUN
fbem-7	93	8	to	to	PART
fbem-7	93	9	be	be	AUX
fbem-7	93	10	linked	link	VERB
fbem-7	93	11	by	by	ADP
fbem-7	93	12	antcredit	antcredit	NOUN
fbem-7	93	13	-	-	PUNCT
fbem-7	93	14	pay	pay	NOUN
fbem-7	93	15	so	so	SCONJ
fbem-7	93	16	it	it	PRON
fbem-7	93	17	is	be	AUX
fbem-7	93	18	not	not	PART
fbem-7	93	19	ant	ant	ADJ
fbem-7	93	20	-	-	PUNCT
fbem-7	93	21	credit	credit	NOUN
fbem-7	93	22	-	-	PUNCT
fbem-7	93	23	pay	pay	NOUN
fbem-7	93	24	misguide	misguide	NOUN
fbem-7	93	25	the	the	DET
fbem-7	93	26	college	college	NOUN
fbem-7	93	27	students	student	NOUN
fbem-7	93	28	to	to	PART
fbem-7	93	29	have	have	VERB
fbem-7	93	30	incorrect	incorrect	ADJ
fbem-7	93	31	consumption	consumption	NOUN
fbem-7	93	32	behavior	behavior	NOUN
fbem-7	93	33	.	.	PUNCT
fbem-7	94	1	we	we	PRON
fbem-7	94	2	need	need	VERB
fbem-7	94	3	to	to	PART
fbem-7	94	4	guide	guide	VERB
fbem-7	94	5	them	they	PRON
fbem-7	94	6	to	to	PART
fbem-7	94	7	have	have	VERB
fbem-7	94	8	ration	ration	NOUN
fbem-7	94	9	consumption	consumption	NOUN
fbem-7	94	10	concept	concept	NOUN
fbem-7	94	11	to	to	PART
fbem-7	94	12	establish	establish	VERB
fbem-7	94	13	correct	correct	ADJ
fbem-7	94	14	consumption	consumption	NOUN
fbem-7	94	15	behavior	behavior	NOUN
fbem-7	94	16	.	.	PUNCT
fbem-7	95	1	acknowledgment	acknowledgment	NOUN
fbem-7	95	2	financial	financial	ADJ
fbem-7	95	3	support	support	NOUN
fbem-7	95	4	:	:	PUNCT
fbem-7	95	5	this	this	DET
fbem-7	95	6	article	article	NOUN
fbem-7	95	7	is	be	AUX
fbem-7	95	8	under	under	ADP
fbem-7	95	9	the	the	DET
fbem-7	95	10	construction	construction	NOUN
fbem-7	95	11	projects	project	NOUN
fbem-7	95	12	of	of	ADP
fbem-7	95	13	key	key	ADJ
fbem-7	95	14	disciplines	discipline	NOUN
fbem-7	95	15	applied	apply	VERB
fbem-7	95	16	economics	economic	NOUN
fbem-7	95	17	college	college	PROPN
fbem-7	95	18	of	of	ADP
fbem-7	95	19	guangdong	guangdong	PROPN
fbem-7	95	20	baiyun	baiyun	PROPN
fbem-7	95	21	university	university	PROPN
fbem-7	95	22	china	china	PROPN
fbem-7	95	23	.	.	PUNCT
fbem-7	96	1	references	reference	NOUN
fbem-7	96	2	[	[	X
fbem-7	96	3	1	1	NUM
fbem-7	96	4	]	]	PUNCT
fbem-7	96	5	ye	ye	NUM
fbem-7	96	6	yize	yize	NOUN
fbem-7	96	7	,	,	PUNCT
fbem-7	96	8	jia	jia	PROPN
fbem-7	96	9	feixiang	feixiang	PROPN
fbem-7	96	10	.	.	PUNCT
fbem-7	97	1	analysis	analysis	NOUN
fbem-7	97	2	and	and	CCONJ
fbem-7	97	3	countermeasures	countermeasure	NOUN
fbem-7	97	4	of	of	ADP
fbem-7	97	5	the	the	DET
fbem-7	97	6	college	college	NOUN
fbem-7	97	7	students	student	NOUN
fbem-7	97	8	’	’	PART
fbem-7	97	9	campus	campus	NOUN
fbem-7	97	10	loan	loan	NOUN
fbem-7	97	11	-taken	-taken	ADJ
fbem-7	97	12	anti	anti	ADJ
fbem-7	97	13	-	-	ADJ
fbem-7	97	14	credit	credit	NOUN
fbem-7	97	15	-	-	PUNCT
fbem-7	97	16	pay	pay	NOUN
fbem-7	97	17	for	for	ADP
fbem-7	97	18	example	example	NOUN
fbem-7	98	1	[	[	X
fbem-7	98	2	j	j	X
fbem-7	98	3	]	]	X
fbem-7	98	4	.	.	PUNCT
fbem-7	99	1	economic	economic	ADJ
fbem-7	99	2	research	research	NOUN
fbem-7	99	3	guide	guide	NOUN
fbem-7	99	4	,	,	PUNCT
fbem-7	99	5	2020(23	2020(23	NUM
fbem-7	99	6	):	):	PUNCT
fbem-7	99	7	63	63	NUM
fbem-7	99	8	-	-	SYM
fbem-7	99	9	64	64	NUM
fbem-7	99	10	.	.	PUNCT
fbem-7	100	1	[	[	X
fbem-7	100	2	2	2	NUM
fbem-7	100	3	]	]	PUNCT
fbem-7	100	4	yu	yu	PROPN
fbem-7	100	5	yingxin	yingxin	PROPN
fbem-7	100	6	,	,	PUNCT
fbem-7	100	7	li	li	PROPN
fbem-7	100	8	huijun	huijun	PROPN
fbem-7	100	9	.	.	PUNCT
fbem-7	101	1	research	research	NOUN
fbem-7	101	2	on	on	ADP
fbem-7	101	3	the	the	DET
fbem-7	101	4	p2p	p2p	NOUN
fbem-7	101	5	for	for	ADP
fbem-7	101	6	college	college	NOUN
fbem-7	101	7	students	student	NOUN
fbem-7	101	8	based	base	VERB
fbem-7	101	9	on	on	ADP
fbem-7	101	10	internet+	internet+	PROPN
fbem-7	102	1	[	[	X
fbem-7	102	2	j].journal	j].journal	PROPN
fbem-7	102	3	of	of	ADP
fbem-7	102	4	beijing	beijing	PROPN
fbem-7	102	5	institute	institute	PROPN
fbem-7	102	6	of	of	ADP
fbem-7	102	7	graphic	graphic	ADJ
fbem-7	102	8	communication	communication	NOUN
fbem-7	102	9	,	,	PUNCT
fbem-7	102	10	2021(1	2021(1	NUM
fbem-7	102	11	):	):	PUNCT
fbem-7	102	12	110	110	NUM
fbem-7	102	13	-	-	SYM
fbem-7	102	14	114	114	NUM
fbem-7	102	15	.	.	PUNCT
fbem-7	103	1	[	[	X
fbem-7	103	2	3	3	X
fbem-7	103	3	]	]	X
fbem-7	103	4	zhang	zhang	PROPN
fbem-7	103	5	xianping	xianping	PROPN
fbem-7	103	6	.	.	PUNCT
fbem-7	104	1	research	research	NOUN
fbem-7	104	2	on	on	ADP
fbem-7	104	3	situation	situation	NOUN
fbem-7	104	4	,	,	PUNCT
fbem-7	104	5	problems	problem	NOUN
fbem-7	104	6	&	&	CCONJ
fbem-7	104	7	countermeasures	countermeasure	NOUN
fbem-7	104	8	of	of	ADP
fbem-7	104	9	excessive	excessive	ADJ
fbem-7	104	10	consumption	consumption	NOUN
fbem-7	104	11	[	[	X
fbem-7	104	12	j].modern	j].modern	ADJ
fbem-7	104	13	business	business	NOUN
fbem-7	104	14	trade	trade	NOUN
fbem-7	104	15	industry	industry	NOUN
fbem-7	104	16	,	,	PUNCT
fbem-7	104	17	2021(5	2021(5	NUM
fbem-7	104	18	):	):	PUNCT
fbem-7	104	19	87	87	NUM
fbem-7	104	20	-	-	SYM
fbem-7	104	21	88	88	NUM
fbem-7	104	22	.	.	PUNCT
fbem-7	105	1	[	[	X
fbem-7	105	2	4	4	X
fbem-7	105	3	]	]	X
fbem-7	105	4	jiang	jiang	PROPN
fbem-7	105	5	wenjing	wenje	VERB
fbem-7	105	6	.	.	PUNCT
fbem-7	106	1	research	research	NOUN
fbem-7	106	2	on	on	ADP
fbem-7	106	3	the	the	DET
fbem-7	106	4	influence	influence	NOUN
fbem-7	106	5	of	of	ADP
fbem-7	106	6	campus	campus	NOUN
fbem-7	106	7	loan	loan	NOUN
fbem-7	106	8	of	of	ADP
fbem-7	106	9	ant	ant	ADJ
fbem-7	106	10	-	-	PUNCT
fbem-7	106	11	credit	credit	NOUN
fbem-7	106	12	-	-	PUNCT
fbem-7	106	13	pay	pay	NOUN
fbem-7	106	14	for	for	ADP
fbem-7	106	15	college	college	NOUN
fbem-7	106	16	students[j	students[j	PROPN
fbem-7	106	17	]	]	PUNCT
fbem-7	106	18	.	.	PUNCT
fbem-7	107	1	consumer	consumer	NOUN
fbem-7	107	2	market	market	NOUN
fbem-7	107	3	,	,	PUNCT
fbem-7	107	4	2020	2020	NUM
fbem-7	107	5	:	:	PUNCT
fbem-7	107	6	63	63	NUM
fbem-7	107	7	-	-	SYM
fbem-7	107	8	64	64	NUM
fbem-7	107	9	.	.	PUNCT