id	sid	tid	token	lemma	pos
fbem-7454	1	1	frontiers	frontier	NOUN
fbem-7454	1	2	in	in	ADP
fbem-7454	1	3	business	business	NOUN
fbem-7454	1	4	,	,	PUNCT
fbem-7454	1	5	economics	economic	NOUN
fbem-7454	1	6	and	and	CCONJ
fbem-7454	1	7	management	management	NOUN
fbem-7454	1	8	issn	issn	PROPN
fbem-7454	1	9	:	:	PUNCT
fbem-7454	1	10	2766	2766	NUM
fbem-7454	1	11	-	-	PUNCT
fbem-7454	1	12	824x	824x	NUM
fbem-7454	1	13	|	|	ADJ
fbem-7454	1	14	vol	vol	NOUN
fbem-7454	1	15	.	.	PROPN
fbem-7454	1	16	8	8	NUM
fbem-7454	1	17	,	,	PUNCT
fbem-7454	1	18	no	no	INTJ
fbem-7454	1	19	.	.	NOUN
fbem-7454	1	20	3	3	NUM
fbem-7454	1	21	,	,	PUNCT
fbem-7454	1	22	2023	2023	NUM
fbem-7454	1	23	22	22	NUM
fbem-7454	1	24	discussion	discussion	NOUN
fbem-7454	1	25	on	on	ADP
fbem-7454	1	26	the	the	DET
fbem-7454	1	27	innovative	innovative	ADJ
fbem-7454	1	28	application	application	NOUN
fbem-7454	1	29	mode	mode	NOUN
fbem-7454	1	30	of	of	ADP
fbem-7454	1	31	cross‐border	cross‐border	ADJ
fbem-7454	1	32	payment	payment	NOUN
fbem-7454	1	33	in	in	ADP
fbem-7454	1	34	china	china	PROPN
fbem-7454	1	35	-using	-use	VERB
fbem-7454	1	36	blockchain	blockchain	PROPN
fbem-7454	1	37	technology	technology	NOUN
fbem-7454	1	38	as	as	ADP
fbem-7454	1	39	a	a	DET
fbem-7454	1	40	concept	concept	NOUN
fbem-7454	1	41	yiliu	yiliu	PROPN
fbem-7454	1	42	yang1	yang1	PROPN
fbem-7454	1	43	,	,	PUNCT
fbem-7454	1	44	*	*	PUNCT
fbem-7454	1	45	1jiangxi	1jiangxi	NUM
fbem-7454	1	46	university	university	NOUN
fbem-7454	1	47	of	of	ADP
fbem-7454	1	48	finance	finance	NOUN
fbem-7454	1	49	and	and	CCONJ
fbem-7454	1	50	economics	economic	NOUN
fbem-7454	1	51	,	,	PUNCT
fbem-7454	1	52	nanchang	nanchang	PROPN
fbem-7454	1	53	,	,	PUNCT
fbem-7454	1	54	330013	330013	NUM
fbem-7454	1	55	,	,	PUNCT
fbem-7454	1	56	china	china	PROPN
fbem-7454	1	57	*	*	PUNCT
fbem-7454	1	58	corresponding	correspond	VERB
fbem-7454	1	59	author	author	NOUN
fbem-7454	1	60	’s	’s	PART
fbem-7454	1	61	e	e	NOUN
fbem-7454	1	62	-	-	NOUN
fbem-7454	1	63	mail	mail	NOUN
fbem-7454	1	64	:	:	PUNCT
fbem-7454	1	65	m18535552696@163.com	m18535552696@163.com	PROPN
fbem-7454	1	66	abstract	abstract	NOUN
fbem-7454	1	67	:	:	PUNCT
fbem-7454	1	68	cross	cross	ADJ
fbem-7454	1	69	-	-	ADJ
fbem-7454	1	70	border	border	ADJ
fbem-7454	1	71	payment	payment	NOUN
fbem-7454	1	72	has	have	AUX
fbem-7454	1	73	built	build	VERB
fbem-7454	1	74	a	a	DET
fbem-7454	1	75	bridge	bridge	NOUN
fbem-7454	1	76	for	for	ADP
fbem-7454	1	77	trade	trade	NOUN
fbem-7454	1	78	and	and	CCONJ
fbem-7454	1	79	financial	financial	ADJ
fbem-7454	1	80	circulation	circulation	NOUN
fbem-7454	1	81	among	among	ADP
fbem-7454	1	82	countries	country	NOUN
fbem-7454	1	83	.	.	PUNCT
fbem-7454	2	1	traditional	traditional	ADJ
fbem-7454	2	2	cross	cross	ADJ
fbem-7454	2	3	-	-	ADJ
fbem-7454	2	4	border	border	ADJ
fbem-7454	2	5	payment	payment	NOUN
fbem-7454	2	6	methods	method	NOUN
fbem-7454	2	7	have	have	VERB
fbem-7454	2	8	problems	problem	NOUN
fbem-7454	2	9	of	of	ADP
fbem-7454	2	10	low	low	ADJ
fbem-7454	2	11	efficiency	efficiency	NOUN
fbem-7454	2	12	,	,	PUNCT
fbem-7454	2	13	high	high	ADJ
fbem-7454	2	14	cost	cost	NOUN
fbem-7454	2	15	and	and	CCONJ
fbem-7454	2	16	poor	poor	ADJ
fbem-7454	2	17	security	security	NOUN
fbem-7454	2	18	.	.	PUNCT
fbem-7454	3	1	blockchain	blockchain	PROPN
fbem-7454	3	2	technology	technology	PROPN
fbem-7454	3	3	has	have	VERB
fbem-7454	3	4	the	the	DET
fbem-7454	3	5	characteristics	characteristic	NOUN
fbem-7454	3	6	of	of	ADP
fbem-7454	3	7	decentralization	decentralization	NOUN
fbem-7454	3	8	,	,	PUNCT
fbem-7454	3	9	tamperability	tamperability	ADV
fbem-7454	3	10	,	,	PUNCT
fbem-7454	3	11	security	security	NOUN
fbem-7454	3	12	and	and	CCONJ
fbem-7454	3	13	credibility	credibility	NOUN
fbem-7454	3	14	.	.	PUNCT
fbem-7454	4	1	the	the	DET
fbem-7454	4	2	ripple	ripple	ADJ
fbem-7454	4	3	model	model	NOUN
fbem-7454	4	4	built	build	VERB
fbem-7454	4	5	on	on	ADP
fbem-7454	4	6	the	the	DET
fbem-7454	4	7	basis	basis	NOUN
fbem-7454	4	8	of	of	ADP
fbem-7454	4	9	blockchain	blockchain	PROPN
fbem-7454	4	10	technology	technology	PROPN
fbem-7454	4	11	can	can	AUX
fbem-7454	4	12	better	well	ADV
fbem-7454	4	13	solve	solve	VERB
fbem-7454	4	14	the	the	DET
fbem-7454	4	15	problems	problem	NOUN
fbem-7454	4	16	of	of	ADP
fbem-7454	4	17	traditional	traditional	ADJ
fbem-7454	4	18	models	model	NOUN
fbem-7454	4	19	.	.	PUNCT
fbem-7454	5	1	however	however	ADV
fbem-7454	5	2	,	,	PUNCT
fbem-7454	5	3	there	there	PRON
fbem-7454	5	4	are	be	VERB
fbem-7454	5	5	also	also	ADV
fbem-7454	5	6	some	some	DET
fbem-7454	5	7	technical	technical	ADJ
fbem-7454	5	8	,	,	PUNCT
fbem-7454	5	9	legal	legal	ADJ
fbem-7454	5	10	and	and	CCONJ
fbem-7454	5	11	financial	financial	ADJ
fbem-7454	5	12	risks	risk	NOUN
fbem-7454	5	13	in	in	ADP
fbem-7454	5	14	cross	cross	ADJ
fbem-7454	5	15	-	-	ADJ
fbem-7454	5	16	border	border	ADJ
fbem-7454	5	17	payment	payment	NOUN
fbem-7454	5	18	under	under	ADP
fbem-7454	5	19	the	the	DET
fbem-7454	5	20	new	new	ADJ
fbem-7454	5	21	model	model	NOUN
fbem-7454	5	22	.	.	PUNCT
fbem-7454	6	1	in	in	ADP
fbem-7454	6	2	order	order	NOUN
fbem-7454	6	3	to	to	PART
fbem-7454	6	4	promote	promote	VERB
fbem-7454	6	5	the	the	DET
fbem-7454	6	6	development	development	NOUN
fbem-7454	6	7	of	of	ADP
fbem-7454	6	8	cross	cross	ADJ
fbem-7454	6	9	-	-	ADJ
fbem-7454	6	10	border	border	ADJ
fbem-7454	6	11	payment	payment	NOUN
fbem-7454	6	12	based	base	VERB
fbem-7454	6	13	on	on	ADP
fbem-7454	6	14	blockchain	blockchain	PROPN
fbem-7454	6	15	technology	technology	PROPN
fbem-7454	6	16	,	,	PUNCT
fbem-7454	6	17	we	we	PRON
fbem-7454	6	18	should	should	AUX
fbem-7454	6	19	strengthen	strengthen	VERB
fbem-7454	6	20	the	the	DET
fbem-7454	6	21	research	research	NOUN
fbem-7454	6	22	on	on	ADP
fbem-7454	6	23	blockchain	blockchain	PROPN
fbem-7454	6	24	technology	technology	PROPN
fbem-7454	6	25	and	and	CCONJ
fbem-7454	6	26	improve	improve	VERB
fbem-7454	6	27	the	the	DET
fbem-7454	6	28	blockchain	blockchain	PROPN
fbem-7454	6	29	industry	industry	NOUN
fbem-7454	6	30	standards	standard	NOUN
fbem-7454	6	31	and	and	CCONJ
fbem-7454	6	32	supervision	supervision	NOUN
fbem-7454	6	33	regulations	regulation	NOUN
fbem-7454	6	34	.	.	PUNCT
fbem-7454	7	1	keywords	keyword	NOUN
fbem-7454	7	2	:	:	PUNCT
fbem-7454	7	3	swift	swift	ADJ
fbem-7454	7	4	model	model	NOUN
fbem-7454	7	5	,	,	PUNCT
fbem-7454	7	6	blockchain	blockchain	PROPN
fbem-7454	7	7	technology	technology	PROPN
fbem-7454	7	8	,	,	PUNCT
fbem-7454	7	9	cross	cross	ADJ
fbem-7454	7	10	-	-	ADJ
fbem-7454	7	11	border	border	ADJ
fbem-7454	7	12	payment	payment	NOUN
fbem-7454	7	13	,	,	PUNCT
fbem-7454	7	14	ripple	ripple	ADJ
fbem-7454	7	15	model	model	NOUN
fbem-7454	7	16	.	.	PUNCT
fbem-7454	8	1	1	1	X
fbem-7454	8	2	.	.	X
fbem-7454	8	3	introduction	introduction	NOUN
fbem-7454	8	4	1.1	1.1	NUM
fbem-7454	8	5	.	.	PUNCT
fbem-7454	9	1	china	china	PROPN
fbem-7454	9	2	's	's	PART
fbem-7454	9	3	traditional	traditional	ADJ
fbem-7454	9	4	cross	cross	ADJ
fbem-7454	9	5	-	-	ADJ
fbem-7454	9	6	border	border	ADJ
fbem-7454	9	7	payment	payment	NOUN
fbem-7454	9	8	means	mean	VERB
fbem-7454	9	9	cross	cross	ADJ
fbem-7454	9	10	-	-	ADJ
fbem-7454	9	11	border	border	ADJ
fbem-7454	9	12	payment	payment	NOUN
fbem-7454	9	13	refers	refer	VERB
fbem-7454	9	14	to	to	ADP
fbem-7454	9	15	the	the	DET
fbem-7454	9	16	international	international	ADJ
fbem-7454	9	17	bond	bond	NOUN
fbem-7454	9	18	debt	debt	NOUN
fbem-7454	9	19	between	between	ADP
fbem-7454	9	20	two	two	NUM
fbem-7454	9	21	or	or	CCONJ
fbem-7454	9	22	more	more	ADJ
fbem-7454	9	23	countries	country	NOUN
fbem-7454	9	24	or	or	CCONJ
fbem-7454	9	25	regions	region	NOUN
fbem-7454	9	26	due	due	ADJ
fbem-7454	9	27	to	to	ADP
fbem-7454	9	28	international	international	ADJ
fbem-7454	9	29	trade	trade	NOUN
fbem-7454	9	30	,	,	PUNCT
fbem-7454	9	31	international	international	ADJ
fbem-7454	9	32	investment	investment	NOUN
fbem-7454	9	33	and	and	CCONJ
fbem-7454	9	34	other	other	ADJ
fbem-7454	9	35	aspects	aspect	NOUN
fbem-7454	9	36	,	,	PUNCT
fbem-7454	9	37	which	which	PRON
fbem-7454	9	38	requires	require	VERB
fbem-7454	9	39	the	the	DET
fbem-7454	9	40	use	use	NOUN
fbem-7454	9	41	of	of	ADP
fbem-7454	9	42	certain	certain	ADJ
fbem-7454	9	43	settlement	settlement	NOUN
fbem-7454	9	44	tools	tool	NOUN
fbem-7454	9	45	and	and	CCONJ
fbem-7454	9	46	payment	payment	NOUN
fbem-7454	9	47	systems	system	NOUN
fbem-7454	9	48	to	to	PART
fbem-7454	9	49	realize	realize	VERB
fbem-7454	9	50	the	the	DET
fbem-7454	9	51	cross	cross	ADJ
fbem-7454	9	52	-	-	ADJ
fbem-7454	9	53	border	border	ADJ
fbem-7454	9	54	and	and	CCONJ
fbem-7454	9	55	cross	cross	ADJ
fbem-7454	9	56	-	-	ADJ
fbem-7454	9	57	regional	regional	ADJ
fbem-7454	9	58	transfer	transfer	NOUN
fbem-7454	9	59	of	of	ADP
fbem-7454	9	60	funds	fund	NOUN
fbem-7454	9	61	.	.	PUNCT
fbem-7454	10	1	at	at	ADP
fbem-7454	10	2	present	present	ADJ
fbem-7454	10	3	,	,	PUNCT
fbem-7454	10	4	china	china	PROPN
fbem-7454	10	5	's	's	PART
fbem-7454	10	6	cross	cross	ADJ
fbem-7454	10	7	-	-	ADJ
fbem-7454	10	8	border	border	ADJ
fbem-7454	10	9	payment	payment	NOUN
fbem-7454	10	10	mainly	mainly	ADV
fbem-7454	10	11	uses	use	VERB
fbem-7454	10	12	four	four	NUM
fbem-7454	10	13	forms	form	NOUN
fbem-7454	10	14	of	of	ADP
fbem-7454	10	15	payment	payment	NOUN
fbem-7454	10	16	.	.	PUNCT
fbem-7454	11	1	the	the	DET
fbem-7454	11	2	first	first	ADJ
fbem-7454	11	3	form	form	NOUN
fbem-7454	11	4	of	of	ADP
fbem-7454	11	5	payment	payment	NOUN
fbem-7454	11	6	is	be	AUX
fbem-7454	11	7	bank	bank	NOUN
fbem-7454	11	8	telegraphic	telegraphic	ADJ
fbem-7454	11	9	transfer	transfer	NOUN
fbem-7454	11	10	,	,	PUNCT
fbem-7454	11	11	which	which	PRON
fbem-7454	11	12	is	be	AUX
fbem-7454	11	13	the	the	DET
fbem-7454	11	14	earliest	early	ADJ
fbem-7454	11	15	form	form	NOUN
fbem-7454	11	16	of	of	ADP
fbem-7454	11	17	payment	payment	NOUN
fbem-7454	11	18	in	in	ADP
fbem-7454	11	19	china	china	PROPN
fbem-7454	11	20	,	,	PUNCT
fbem-7454	11	21	and	and	CCONJ
fbem-7454	11	22	also	also	ADV
fbem-7454	11	23	the	the	DET
fbem-7454	11	24	most	most	ADV
fbem-7454	11	25	common	common	ADJ
fbem-7454	11	26	and	and	CCONJ
fbem-7454	11	27	safe	safe	ADJ
fbem-7454	11	28	form	form	NOUN
fbem-7454	11	29	of	of	ADP
fbem-7454	11	30	payment	payment	NOUN
fbem-7454	11	31	in	in	ADP
fbem-7454	11	32	china	china	PROPN
fbem-7454	11	33	.	.	PUNCT
fbem-7454	12	1	[	[	X
fbem-7454	12	2	1]bank	1]bank	NUM
fbem-7454	12	3	telegraphic	telegraphic	ADJ
fbem-7454	12	4	transfer	transfer	NOUN
fbem-7454	12	5	means	mean	VERB
fbem-7454	12	6	the	the	DET
fbem-7454	12	7	telegraphic	telegraphic	ADJ
fbem-7454	12	8	transfer	transfer	NOUN
fbem-7454	12	9	method	method	NOUN
fbem-7454	12	10	by	by	ADP
fbem-7454	12	11	which	which	PRON
fbem-7454	12	12	a	a	DET
fbem-7454	12	13	bank	bank	NOUN
fbem-7454	12	14	entrusts	entrust	VERB
fbem-7454	12	15	a	a	DET
fbem-7454	12	16	commission	commission	NOUN
fbem-7454	12	17	bank	bank	NOUN
fbem-7454	12	18	to	to	PART
fbem-7454	12	19	provide	provide	VERB
fbem-7454	12	20	loans	loan	NOUN
fbem-7454	12	21	to	to	ADP
fbem-7454	12	22	specific	specific	ADJ
fbem-7454	12	23	payees	payee	NOUN
fbem-7454	12	24	and	and	CCONJ
fbem-7454	12	25	payees	payee	NOUN
fbem-7454	12	26	by	by	ADP
fbem-7454	12	27	telegraph	telegraph	NOUN
fbem-7454	12	28	,	,	PUNCT
fbem-7454	12	29	fax	fax	NOUN
fbem-7454	12	30	or	or	CCONJ
fbem-7454	12	31	swift	swift	ADJ
fbem-7454	12	32	.	.	PUNCT
fbem-7454	13	1	this	this	DET
fbem-7454	13	2	method	method	NOUN
fbem-7454	13	3	of	of	ADP
fbem-7454	13	4	remittance	remittance	NOUN
fbem-7454	13	5	is	be	AUX
fbem-7454	13	6	slow	slow	ADJ
fbem-7454	13	7	and	and	CCONJ
fbem-7454	13	8	its	its	PRON
fbem-7454	13	9	transaction	transaction	NOUN
fbem-7454	13	10	cost	cost	NOUN
fbem-7454	13	11	is	be	AUX
fbem-7454	13	12	high	high	ADJ
fbem-7454	13	13	.	.	PUNCT
fbem-7454	14	1	the	the	DET
fbem-7454	14	2	second	second	ADJ
fbem-7454	14	3	form	form	NOUN
fbem-7454	14	4	of	of	ADP
fbem-7454	14	5	payment	payment	NOUN
fbem-7454	14	6	is	be	AUX
fbem-7454	14	7	professional	professional	ADJ
fbem-7454	14	8	remittance	remittance	NOUN
fbem-7454	14	9	company	company	NOUN
fbem-7454	14	10	.	.	PUNCT
fbem-7454	15	1	in	in	ADP
fbem-7454	15	2	cross	cross	ADJ
fbem-7454	15	3	-	-	ADJ
fbem-7454	15	4	border	border	ADJ
fbem-7454	15	5	payment	payment	NOUN
fbem-7454	15	6	,	,	PUNCT
fbem-7454	15	7	many	many	ADJ
fbem-7454	15	8	financial	financial	ADJ
fbem-7454	15	9	institutions	institution	NOUN
fbem-7454	15	10	have	have	VERB
fbem-7454	15	11	multiple	multiple	ADJ
fbem-7454	15	12	agency	agency	NOUN
fbem-7454	15	13	points	point	NOUN
fbem-7454	15	14	around	around	ADP
fbem-7454	15	15	the	the	DET
fbem-7454	15	16	world	world	NOUN
fbem-7454	15	17	,	,	PUNCT
fbem-7454	15	18	including	include	VERB
fbem-7454	15	19	post	post	NOUN
fbem-7454	15	20	offices	office	NOUN
fbem-7454	15	21	and	and	CCONJ
fbem-7454	15	22	banks	bank	NOUN
fbem-7454	15	23	,	,	PUNCT
fbem-7454	15	24	to	to	PART
fbem-7454	15	25	facilitate	facilitate	VERB
fbem-7454	15	26	cross	cross	ADJ
fbem-7454	15	27	-	-	ADJ
fbem-7454	15	28	border	border	ADJ
fbem-7454	15	29	payment	payment	NOUN
fbem-7454	15	30	activities	activity	NOUN
fbem-7454	15	31	.	.	PUNCT
fbem-7454	16	1	professional	professional	ADJ
fbem-7454	16	2	remittance	remittance	NOUN
fbem-7454	16	3	companies	company	NOUN
fbem-7454	16	4	rely	rely	VERB
fbem-7454	16	5	on	on	ADP
fbem-7454	16	6	the	the	DET
fbem-7454	16	7	agency	agency	NOUN
fbem-7454	16	8	points	point	NOUN
fbem-7454	16	9	of	of	ADP
fbem-7454	16	10	these	these	DET
fbem-7454	16	11	institutions	institution	NOUN
fbem-7454	16	12	to	to	PART
fbem-7454	16	13	provide	provide	VERB
fbem-7454	16	14	services	service	NOUN
fbem-7454	16	15	for	for	ADP
fbem-7454	16	16	the	the	DET
fbem-7454	16	17	subject	subject	NOUN
fbem-7454	16	18	of	of	ADP
fbem-7454	16	19	collection	collection	NOUN
fbem-7454	16	20	and	and	CCONJ
fbem-7454	16	21	payment	payment	NOUN
fbem-7454	16	22	.	.	PUNCT
fbem-7454	17	1	the	the	DET
fbem-7454	17	2	payee	payee	NOUN
fbem-7454	17	3	can	can	AUX
fbem-7454	17	4	pay	pay	VERB
fbem-7454	17	5	for	for	ADP
fbem-7454	17	6	the	the	DET
fbem-7454	17	7	letter	letter	NOUN
fbem-7454	17	8	of	of	ADP
fbem-7454	17	9	credit	credit	NOUN
fbem-7454	17	10	in	in	ADP
fbem-7454	17	11	these	these	DET
fbem-7454	17	12	agency	agency	NOUN
fbem-7454	17	13	points	point	NOUN
fbem-7454	17	14	by	by	ADP
fbem-7454	17	15	virtue	virtue	NOUN
fbem-7454	17	16	of	of	ADP
fbem-7454	17	17	identity	identity	NOUN
fbem-7454	17	18	certificate	certificate	NOUN
fbem-7454	17	19	,	,	PUNCT
fbem-7454	17	20	that	that	ADV
fbem-7454	17	21	is	is	ADV
fbem-7454	17	22	,	,	PUNCT
fbem-7454	17	23	the	the	DET
fbem-7454	17	24	written	write	VERB
fbem-7454	17	25	document	document	NOUN
fbem-7454	17	26	that	that	PRON
fbem-7454	17	27	the	the	DET
fbem-7454	17	28	bank	bank	NOUN
fbem-7454	17	29	pays	pay	VERB
fbem-7454	17	30	to	to	ADP
fbem-7454	17	31	the	the	DET
fbem-7454	17	32	beneficiary	beneficiary	NOUN
fbem-7454	17	33	or	or	CCONJ
fbem-7454	17	34	its	its	PRON
fbem-7454	17	35	designated	designate	VERB
fbem-7454	17	36	party	party	NOUN
fbem-7454	17	37	according	accord	VERB
fbem-7454	17	38	to	to	ADP
fbem-7454	17	39	the	the	DET
fbem-7454	17	40	requirements	requirement	NOUN
fbem-7454	17	41	and	and	CCONJ
fbem-7454	17	42	instructions	instruction	NOUN
fbem-7454	17	43	of	of	ADP
fbem-7454	17	44	the	the	DET
fbem-7454	17	45	applicant	applicant	NOUN
fbem-7454	17	46	or	or	CCONJ
fbem-7454	17	47	on	on	ADP
fbem-7454	17	48	its	its	PRON
fbem-7454	17	49	own	own	ADJ
fbem-7454	17	50	initiative	initiative	NOUN
fbem-7454	17	51	,	,	PUNCT
fbem-7454	17	52	on	on	ADP
fbem-7454	17	53	the	the	DET
fbem-7454	17	54	condition	condition	NOUN
fbem-7454	17	55	that	that	SCONJ
fbem-7454	17	56	the	the	DET
fbem-7454	17	57	terms	term	NOUN
fbem-7454	17	58	of	of	ADP
fbem-7454	17	59	the	the	DET
fbem-7454	17	60	letter	letter	NOUN
fbem-7454	17	61	of	of	ADP
fbem-7454	17	62	credit	credit	NOUN
fbem-7454	17	63	are	be	AUX
fbem-7454	17	64	met	meet	VERB
fbem-7454	17	65	.	.	PUNCT
fbem-7454	18	1	banks	bank	NOUN
fbem-7454	18	2	use	use	VERB
fbem-7454	18	3	letters	letter	NOUN
fbem-7454	18	4	of	of	ADP
fbem-7454	18	5	credit	credit	NOUN
fbem-7454	18	6	to	to	PART
fbem-7454	18	7	realize	realize	VERB
fbem-7454	18	8	cross	cross	ADJ
fbem-7454	18	9	-	-	ADJ
fbem-7454	18	10	border	border	ADJ
fbem-7454	18	11	payment	payment	NOUN
fbem-7454	18	12	between	between	ADP
fbem-7454	18	13	trade	trade	NOUN
fbem-7454	18	14	parties	party	NOUN
fbem-7454	18	15	.	.	PUNCT
fbem-7454	19	1	although	although	SCONJ
fbem-7454	19	2	the	the	DET
fbem-7454	19	3	use	use	NOUN
fbem-7454	19	4	of	of	ADP
fbem-7454	19	5	this	this	DET
fbem-7454	19	6	method	method	NOUN
fbem-7454	19	7	has	have	AUX
fbem-7454	19	8	greatly	greatly	ADV
fbem-7454	19	9	guaranteed	guarantee	VERB
fbem-7454	19	10	the	the	DET
fbem-7454	19	11	beneficiary	beneficiary	NOUN
fbem-7454	19	12	's	's	PART
fbem-7454	19	13	collection	collection	NOUN
fbem-7454	19	14	,	,	PUNCT
fbem-7454	19	15	its	its	PRON
fbem-7454	19	16	procedures	procedure	NOUN
fbem-7454	19	17	are	be	AUX
fbem-7454	19	18	complex	complex	ADJ
fbem-7454	19	19	and	and	CCONJ
fbem-7454	19	20	there	there	PRON
fbem-7454	19	21	are	be	VERB
fbem-7454	19	22	many	many	ADJ
fbem-7454	19	23	links	link	NOUN
fbem-7454	19	24	,	,	PUNCT
fbem-7454	19	25	which	which	PRON
fbem-7454	19	26	are	be	AUX
fbem-7454	19	27	not	not	PART
fbem-7454	19	28	only	only	ADV
fbem-7454	19	29	time	time	NOUN
fbem-7454	19	30	-	-	PUNCT
fbem-7454	19	31	consuming	consume	VERB
fbem-7454	19	32	,	,	PUNCT
fbem-7454	19	33	but	but	CCONJ
fbem-7454	19	34	also	also	ADV
fbem-7454	19	35	costly	costly	ADJ
fbem-7454	19	36	,	,	PUNCT
fbem-7454	19	37	increasing	increase	VERB
fbem-7454	19	38	the	the	DET
fbem-7454	19	39	cost	cost	NOUN
fbem-7454	19	40	of	of	ADP
fbem-7454	19	41	cross	cross	ADJ
fbem-7454	19	42	-	-	ADJ
fbem-7454	19	43	border	border	ADJ
fbem-7454	19	44	business	business	NOUN
fbem-7454	19	45	.	.	PUNCT
fbem-7454	20	1	the	the	DET
fbem-7454	20	2	fourth	fourth	ADJ
fbem-7454	20	3	form	form	NOUN
fbem-7454	20	4	of	of	ADP
fbem-7454	20	5	payment	payment	NOUN
fbem-7454	20	6	is	be	AUX
fbem-7454	20	7	third	third	ADJ
fbem-7454	20	8	-	-	PUNCT
fbem-7454	20	9	party	party	NOUN
fbem-7454	20	10	payment	payment	NOUN
fbem-7454	20	11	.	.	PUNCT
fbem-7454	21	1	the	the	DET
fbem-7454	21	2	role	role	NOUN
fbem-7454	21	3	of	of	ADP
fbem-7454	21	4	the	the	DET
fbem-7454	21	5	third	third	ADJ
fbem-7454	21	6	party	party	NOUN
fbem-7454	21	7	payment	payment	NOUN
fbem-7454	21	8	institution	institution	NOUN
fbem-7454	21	9	is	be	AUX
fbem-7454	21	10	the	the	DET
fbem-7454	21	11	credit	credit	NOUN
fbem-7454	21	12	institution	institution	NOUN
fbem-7454	21	13	.	.	PUNCT
fbem-7454	22	1	when	when	SCONJ
fbem-7454	22	2	making	make	VERB
fbem-7454	22	3	payment	payment	NOUN
fbem-7454	22	4	in	in	ADP
fbem-7454	22	5	this	this	DET
fbem-7454	22	6	way	way	NOUN
fbem-7454	22	7	,	,	PUNCT
fbem-7454	22	8	the	the	DET
fbem-7454	22	9	buyer	buyer	NOUN
fbem-7454	22	10	will	will	AUX
fbem-7454	22	11	pay	pay	VERB
fbem-7454	22	12	the	the	DET
fbem-7454	22	13	payment	payment	NOUN
fbem-7454	22	14	to	to	ADP
fbem-7454	22	15	the	the	DET
fbem-7454	22	16	third	third	ADJ
fbem-7454	22	17	party	party	NOUN
fbem-7454	22	18	institution	institution	NOUN
fbem-7454	22	19	after	after	ADP
fbem-7454	22	20	purchasing	purchase	VERB
fbem-7454	22	21	the	the	DET
fbem-7454	22	22	goods	good	NOUN
fbem-7454	22	23	.	.	PUNCT
fbem-7454	23	1	the	the	DET
fbem-7454	23	2	third	third	ADJ
fbem-7454	23	3	party	party	NOUN
fbem-7454	23	4	institution	institution	NOUN
fbem-7454	23	5	requires	require	VERB
fbem-7454	23	6	the	the	DET
fbem-7454	23	7	seller	seller	NOUN
fbem-7454	23	8	to	to	PART
fbem-7454	23	9	deliver	deliver	VERB
fbem-7454	23	10	the	the	DET
fbem-7454	23	11	goods	good	NOUN
fbem-7454	23	12	after	after	ADP
fbem-7454	23	13	receiving	receive	VERB
fbem-7454	23	14	the	the	DET
fbem-7454	23	15	payment	payment	NOUN
fbem-7454	23	16	.	.	PUNCT
fbem-7454	24	1	when	when	SCONJ
fbem-7454	24	2	the	the	DET
fbem-7454	24	3	buyer	buyer	NOUN
fbem-7454	24	4	completes	complete	VERB
fbem-7454	24	5	the	the	DET
fbem-7454	24	6	process	process	NOUN
fbem-7454	24	7	of	of	ADP
fbem-7454	24	8	harvesting	harvesting	NOUN
fbem-7454	24	9	and	and	CCONJ
fbem-7454	24	10	inspection	inspection	NOUN
fbem-7454	24	11	,	,	PUNCT
fbem-7454	24	12	the	the	DET
fbem-7454	24	13	third	third	ADJ
fbem-7454	24	14	party	party	NOUN
fbem-7454	24	15	will	will	AUX
fbem-7454	24	16	pay	pay	VERB
fbem-7454	24	17	the	the	DET
fbem-7454	24	18	payment	payment	NOUN
fbem-7454	24	19	to	to	ADP
fbem-7454	24	20	the	the	DET
fbem-7454	24	21	seller	seller	NOUN
fbem-7454	24	22	.	.	PUNCT
fbem-7454	25	1	in	in	ADP
fbem-7454	25	2	this	this	DET
fbem-7454	25	3	way	way	NOUN
fbem-7454	25	4	,	,	PUNCT
fbem-7454	25	5	the	the	DET
fbem-7454	25	6	buyer	buyer	NOUN
fbem-7454	25	7	can	can	AUX
fbem-7454	25	8	obtain	obtain	VERB
fbem-7454	25	9	the	the	DET
fbem-7454	25	10	change	change	NOUN
fbem-7454	25	11	of	of	ADP
fbem-7454	25	12	exchange	exchange	NOUN
fbem-7454	25	13	rate	rate	NOUN
fbem-7454	25	14	in	in	ADP
fbem-7454	25	15	real	real	ADJ
fbem-7454	25	16	time	time	NOUN
fbem-7454	25	17	,	,	PUNCT
fbem-7454	25	18	which	which	PRON
fbem-7454	25	19	has	have	VERB
fbem-7454	25	20	the	the	DET
fbem-7454	25	21	advantage	advantage	NOUN
fbem-7454	25	22	of	of	ADP
fbem-7454	25	23	convenient	convenient	ADJ
fbem-7454	25	24	and	and	CCONJ
fbem-7454	25	25	fast	fast	ADJ
fbem-7454	25	26	payment	payment	NOUN
fbem-7454	25	27	,	,	PUNCT
fbem-7454	25	28	but	but	CCONJ
fbem-7454	25	29	at	at	ADP
fbem-7454	25	30	the	the	DET
fbem-7454	25	31	same	same	ADJ
fbem-7454	25	32	time	time	NOUN
fbem-7454	25	33	,	,	PUNCT
fbem-7454	25	34	there	there	PRON
fbem-7454	25	35	are	be	VERB
fbem-7454	25	36	many	many	ADJ
fbem-7454	25	37	hidden	hide	VERB
fbem-7454	25	38	dangers	danger	NOUN
fbem-7454	25	39	of	of	ADP
fbem-7454	25	40	information	information	NOUN
fbem-7454	25	41	security	security	NOUN
fbem-7454	25	42	.	.	PUNCT
fbem-7454	26	1	1.2	1.2	NUM
fbem-7454	26	2	.	.	PUNCT
fbem-7454	26	3	basic	basic	ADJ
fbem-7454	26	4	principles	principle	NOUN
fbem-7454	26	5	of	of	ADP
fbem-7454	26	6	blockchain	blockchain	PROPN
fbem-7454	26	7	operation	operation	PROPN
fbem-7454	26	8	blockchain	blockchain	PROPN
fbem-7454	26	9	,	,	PUNCT
fbem-7454	26	10	by	by	ADP
fbem-7454	26	11	definition	definition	NOUN
fbem-7454	26	12	,	,	PUNCT
fbem-7454	26	13	is	be	AUX
fbem-7454	26	14	a	a	DET
fbem-7454	26	15	chain	chain	NOUN
fbem-7454	26	16	of	of	ADP
fbem-7454	26	17	blocks	block	NOUN
fbem-7454	26	18	.	.	PUNCT
fbem-7454	27	1	each	each	DET
fbem-7454	27	2	block	block	NOUN
fbem-7454	27	3	contains	contain	VERB
fbem-7454	27	4	a	a	DET
fbem-7454	27	5	certain	certain	ADJ
fbem-7454	27	6	amount	amount	NOUN
fbem-7454	27	7	of	of	ADP
fbem-7454	27	8	information	information	NOUN
fbem-7454	27	9	,	,	PUNCT
fbem-7454	27	10	which	which	PRON
fbem-7454	27	11	is	be	AUX
fbem-7454	27	12	connected	connect	VERB
fbem-7454	27	13	into	into	ADP
fbem-7454	27	14	a	a	DET
fbem-7454	27	15	chain	chain	NOUN
fbem-7454	27	16	according	accord	VERB
fbem-7454	27	17	to	to	ADP
fbem-7454	27	18	the	the	DET
fbem-7454	27	19	time	time	NOUN
fbem-7454	27	20	sequence	sequence	NOUN
fbem-7454	27	21	of	of	ADP
fbem-7454	27	22	their	their	PRON
fbem-7454	27	23	generation	generation	NOUN
fbem-7454	27	24	.	.	PUNCT
fbem-7454	28	1	this	this	DET
fbem-7454	28	2	chain	chain	NOUN
fbem-7454	28	3	is	be	AUX
fbem-7454	28	4	stored	store	VERB
fbem-7454	28	5	in	in	ADP
fbem-7454	28	6	all	all	DET
fbem-7454	28	7	servers	server	NOUN
fbem-7454	28	8	.	.	PUNCT
fbem-7454	29	1	as	as	ADV
fbem-7454	29	2	long	long	ADV
fbem-7454	29	3	as	as	SCONJ
fbem-7454	29	4	one	one	NUM
fbem-7454	29	5	server	server	NOUN
fbem-7454	29	6	in	in	ADP
fbem-7454	29	7	the	the	DET
fbem-7454	29	8	whole	whole	ADJ
fbem-7454	29	9	system	system	NOUN
fbem-7454	29	10	can	can	AUX
fbem-7454	29	11	work	work	VERB
fbem-7454	29	12	,	,	PUNCT
fbem-7454	29	13	the	the	DET
fbem-7454	29	14	whole	whole	ADJ
fbem-7454	29	15	blockchain	blockchain	NOUN
fbem-7454	29	16	is	be	AUX
fbem-7454	29	17	safe	safe	ADJ
fbem-7454	29	18	.	.	PUNCT
fbem-7454	30	1	these	these	DET
fbem-7454	30	2	servers	server	NOUN
fbem-7454	30	3	are	be	AUX
fbem-7454	30	4	called	call	VERB
fbem-7454	30	5	nodes	node	NOUN
fbem-7454	30	6	in	in	ADP
fbem-7454	30	7	the	the	DET
fbem-7454	30	8	blockchain	blockchain	PROPN
fbem-7454	30	9	system	system	NOUN
fbem-7454	30	10	.	.	PUNCT
fbem-7454	31	1	they	they	PRON
fbem-7454	31	2	provide	provide	VERB
fbem-7454	31	3	storage	storage	NOUN
fbem-7454	31	4	space	space	NOUN
fbem-7454	31	5	and	and	CCONJ
fbem-7454	31	6	computing	compute	VERB
fbem-7454	31	7	power	power	NOUN
fbem-7454	31	8	support	support	NOUN
fbem-7454	31	9	for	for	ADP
fbem-7454	31	10	the	the	DET
fbem-7454	31	11	entire	entire	ADJ
fbem-7454	31	12	blockchain	blockchain	NOUN
fbem-7454	31	13	system	system	NOUN
fbem-7454	31	14	.	.	PUNCT
fbem-7454	32	1	if	if	SCONJ
fbem-7454	32	2	you	you	PRON
fbem-7454	32	3	want	want	VERB
fbem-7454	32	4	to	to	PART
fbem-7454	32	5	modify	modify	VERB
fbem-7454	32	6	the	the	DET
fbem-7454	32	7	information	information	NOUN
fbem-7454	32	8	in	in	ADP
fbem-7454	32	9	the	the	DET
fbem-7454	32	10	blockchain	blockchain	NOUN
fbem-7454	32	11	,	,	PUNCT
fbem-7454	32	12	you	you	PRON
fbem-7454	32	13	must	must	AUX
fbem-7454	32	14	obtain	obtain	VERB
fbem-7454	32	15	the	the	DET
fbem-7454	32	16	consent	consent	NOUN
fbem-7454	32	17	of	of	ADP
fbem-7454	32	18	more	more	ADJ
fbem-7454	32	19	than	than	ADP
fbem-7454	32	20	half	half	NOUN
fbem-7454	32	21	of	of	ADP
fbem-7454	32	22	the	the	DET
fbem-7454	32	23	nodes	node	NOUN
fbem-7454	32	24	and	and	CCONJ
fbem-7454	32	25	modify	modify	VERB
fbem-7454	32	26	the	the	DET
fbem-7454	32	27	information	information	NOUN
fbem-7454	32	28	in	in	ADP
fbem-7454	32	29	all	all	DET
fbem-7454	32	30	nodes	node	NOUN
fbem-7454	32	31	,	,	PUNCT
fbem-7454	32	32	which	which	PRON
fbem-7454	32	33	are	be	AUX
fbem-7454	32	34	usually	usually	ADV
fbem-7454	32	35	in	in	ADP
fbem-7454	32	36	the	the	DET
fbem-7454	32	37	hands	hand	NOUN
fbem-7454	32	38	of	of	ADP
fbem-7454	32	39	different	different	ADJ
fbem-7454	32	40	subjects	subject	NOUN
fbem-7454	32	41	,	,	PUNCT
fbem-7454	32	42	so	so	CCONJ
fbem-7454	32	43	it	it	PRON
fbem-7454	32	44	is	be	AUX
fbem-7454	32	45	extremely	extremely	ADV
fbem-7454	32	46	difficult	difficult	ADJ
fbem-7454	32	47	to	to	PART
fbem-7454	32	48	tamper	tamper	VERB
fbem-7454	32	49	with	with	ADP
fbem-7454	32	50	the	the	DET
fbem-7454	32	51	information	information	NOUN
fbem-7454	32	52	in	in	ADP
fbem-7454	32	53	the	the	DET
fbem-7454	32	54	blockchain	blockchain	NOUN
fbem-7454	32	55	.	.	PUNCT
fbem-7454	33	1	2	2	NUM
fbem-7454	33	2	.	.	NOUN
fbem-7454	33	3	practical	practical	ADJ
fbem-7454	33	4	application	application	NOUN
fbem-7454	33	5	of	of	ADP
fbem-7454	33	6	traditional	traditional	ADJ
fbem-7454	33	7	cross	cross	ADJ
fbem-7454	33	8	-	-	ADJ
fbem-7454	33	9	border	border	ADJ
fbem-7454	33	10	payment	payment	NOUN
fbem-7454	33	11	2.1	2.1	NUM
fbem-7454	33	12	.	.	PUNCT
fbem-7454	34	1	introduction	introduction	NOUN
fbem-7454	34	2	to	to	PART
fbem-7454	34	3	swift	swift	VERB
fbem-7454	34	4	model	model	NOUN
fbem-7454	34	5	the	the	DET
fbem-7454	34	6	function	function	NOUN
fbem-7454	34	7	of	of	ADP
fbem-7454	34	8	the	the	DET
fbem-7454	34	9	swift	swift	ADJ
fbem-7454	34	10	system	system	NOUN
fbem-7454	34	11	is	be	AUX
fbem-7454	34	12	to	to	PART
fbem-7454	34	13	provide	provide	VERB
fbem-7454	34	14	a	a	DET
fbem-7454	34	15	mechanism	mechanism	NOUN
fbem-7454	34	16	for	for	ADP
fbem-7454	34	17	the	the	DET
fbem-7454	34	18	international	international	ADJ
fbem-7454	34	19	payment	payment	NOUN
fbem-7454	34	20	of	of	ADP
fbem-7454	34	21	the	the	DET
fbem-7454	34	22	trading	trading	NOUN
fbem-7454	34	23	parties	party	NOUN
fbem-7454	34	24	in	in	ADP
fbem-7454	34	25	different	different	ADJ
fbem-7454	34	26	countries	country	NOUN
fbem-7454	34	27	.	.	PUNCT
fbem-7454	35	1	as	as	SCONJ
fbem-7454	35	2	in	in	ADP
fbem-7454	35	3	figure	figure	NOUN
fbem-7454	35	4	1	1	NUM
fbem-7454	35	5	,	,	PUNCT
fbem-7454	35	6	it	it	PRON
fbem-7454	35	7	is	be	AUX
fbem-7454	35	8	mainly	mainly	ADV
fbem-7454	35	9	composed	compose	VERB
fbem-7454	35	10	of	of	ADP
fbem-7454	35	11	two	two	NUM
fbem-7454	35	12	bank	bank	NOUN
fbem-7454	35	13	core	core	NOUN
fbem-7454	35	14	systems	system	NOUN
fbem-7454	35	15	and	and	CCONJ
fbem-7454	35	16	swift	swift	ADJ
fbem-7454	35	17	system	system	NOUN
fbem-7454	35	18	.	.	PUNCT
fbem-7454	36	1	first	first	ADV
fbem-7454	36	2	of	of	ADP
fbem-7454	36	3	all	all	PRON
fbem-7454	36	4	,	,	PUNCT
fbem-7454	36	5	the	the	DET
fbem-7454	36	6	payer	payer	NOUN
fbem-7454	36	7	sends	send	VERB
fbem-7454	36	8	an	an	DET
fbem-7454	36	9	international	international	ADJ
fbem-7454	36	10	order	order	NOUN
fbem-7454	36	11	to	to	ADP
fbem-7454	36	12	the	the	DET
fbem-7454	36	13	payee	payee	NOUN
fbem-7454	36	14	.	.	PUNCT
fbem-7454	37	1	after	after	ADP
fbem-7454	37	2	receiving	receive	VERB
fbem-7454	37	3	the	the	DET
fbem-7454	37	4	order	order	NOUN
fbem-7454	37	5	,	,	PUNCT
fbem-7454	37	6	the	the	DET
fbem-7454	37	7	payee	payee	NOUN
fbem-7454	37	8	issues	issue	VERB
fbem-7454	37	9	the	the	DET
fbem-7454	37	10	shipping	shipping	NOUN
fbem-7454	37	11	order	order	NOUN
fbem-7454	37	12	and	and	CCONJ
fbem-7454	37	13	ships	ship	NOUN
fbem-7454	37	14	it	it	PRON
fbem-7454	37	15	for	for	ADP
fbem-7454	37	16	transportation	transportation	NOUN
fbem-7454	37	17	.	.	PUNCT
fbem-7454	38	1	at	at	ADP
fbem-7454	38	2	the	the	DET
fbem-7454	38	3	same	same	ADJ
fbem-7454	38	4	time	time	NOUN
fbem-7454	38	5	,	,	PUNCT
fbem-7454	38	6	the	the	DET
fbem-7454	38	7	payer	payer	NOUN
fbem-7454	38	8	submits	submit	VERB
fbem-7454	38	9	a	a	DET
fbem-7454	38	10	remittance	remittance	NOUN
fbem-7454	38	11	application	application	NOUN
fbem-7454	38	12	to	to	ADP
fbem-7454	38	13	the	the	DET
fbem-7454	38	14	deposit	deposit	NOUN
fbem-7454	38	15	bank	bank	NOUN
fbem-7454	38	16	a.	a.	NOUN
fbem-7454	38	17	if	if	SCONJ
fbem-7454	38	18	the	the	DET
fbem-7454	38	19	23	23	NUM
fbem-7454	38	20	payer	payer	NOUN
fbem-7454	38	21	and	and	CCONJ
fbem-7454	38	22	the	the	DET
fbem-7454	38	23	payee	payee	NOUN
fbem-7454	38	24	are	be	AUX
fbem-7454	38	25	in	in	ADP
fbem-7454	38	26	the	the	DET
fbem-7454	38	27	same	same	ADJ
fbem-7454	38	28	country	country	NOUN
fbem-7454	38	29	,	,	PUNCT
fbem-7454	38	30	the	the	DET
fbem-7454	38	31	payment	payment	NOUN
fbem-7454	38	32	instructions	instruction	NOUN
fbem-7454	38	33	will	will	AUX
fbem-7454	38	34	be	be	AUX
fbem-7454	38	35	sent	send	VERB
fbem-7454	38	36	to	to	ADP
fbem-7454	38	37	the	the	DET
fbem-7454	38	38	payee	payee	NOUN
fbem-7454	38	39	's	's	PART
fbem-7454	38	40	bank	bank	NOUN
fbem-7454	38	41	through	through	ADP
fbem-7454	38	42	the	the	DET
fbem-7454	38	43	swift	swift	ADJ
fbem-7454	38	44	system	system	NOUN
fbem-7454	38	45	,	,	PUNCT
fbem-7454	38	46	and	and	CCONJ
fbem-7454	38	47	the	the	DET
fbem-7454	38	48	payee	payee	NOUN
fbem-7454	38	49	's	's	PART
fbem-7454	38	50	bank	bank	NOUN
fbem-7454	38	51	will	will	AUX
fbem-7454	38	52	credit	credit	VERB
fbem-7454	38	53	the	the	DET
fbem-7454	38	54	account	account	NOUN
fbem-7454	38	55	for	for	ADP
fbem-7454	38	56	the	the	DET
fbem-7454	38	57	payee	payee	NOUN
fbem-7454	38	58	,	,	PUNCT
fbem-7454	38	59	and	and	CCONJ
fbem-7454	38	60	then	then	ADV
fbem-7454	38	61	the	the	DET
fbem-7454	38	62	payee	payee	NOUN
fbem-7454	38	63	will	will	AUX
fbem-7454	38	64	be	be	AUX
fbem-7454	38	65	notified	notify	VERB
fbem-7454	38	66	to	to	PART
fbem-7454	38	67	pay	pay	VERB
fbem-7454	38	68	through	through	ADP
fbem-7454	38	69	the	the	DET
fbem-7454	38	70	payment	payment	NOUN
fbem-7454	38	71	notice	notice	NOUN
fbem-7454	38	72	or	or	CCONJ
fbem-7454	38	73	the	the	DET
fbem-7454	38	74	domestic	domestic	ADJ
fbem-7454	38	75	payment	payment	NOUN
fbem-7454	38	76	system	system	NOUN
fbem-7454	38	77	.	.	PUNCT
fbem-7454	39	1	if	if	SCONJ
fbem-7454	39	2	the	the	DET
fbem-7454	39	3	payer	payer	NOUN
fbem-7454	39	4	and	and	CCONJ
fbem-7454	39	5	the	the	DET
fbem-7454	39	6	payee	payee	NOUN
fbem-7454	39	7	are	be	AUX
fbem-7454	39	8	in	in	ADP
fbem-7454	39	9	different	different	ADJ
fbem-7454	39	10	countries	country	NOUN
fbem-7454	39	11	,	,	PUNCT
fbem-7454	39	12	the	the	DET
fbem-7454	39	13	payer	payer	NOUN
fbem-7454	39	14	's	's	PART
fbem-7454	39	15	deposit	deposit	NOUN
fbem-7454	39	16	bank	bank	NOUN
fbem-7454	39	17	sends	send	VERB
fbem-7454	39	18	the	the	DET
fbem-7454	39	19	swift	swift	ADJ
fbem-7454	39	20	payment	payment	NOUN
fbem-7454	39	21	message	message	NOUN
fbem-7454	39	22	to	to	ADP
fbem-7454	39	23	the	the	DET
fbem-7454	39	24	transfer	transfer	NOUN
fbem-7454	39	25	bank	bank	NOUN
fbem-7454	39	26	,	,	PUNCT
fbem-7454	39	27	and	and	CCONJ
fbem-7454	39	28	then	then	ADV
fbem-7454	39	29	the	the	DET
fbem-7454	39	30	transfer	transfer	NOUN
fbem-7454	39	31	bank	bank	NOUN
fbem-7454	39	32	forwards	forward	VERB
fbem-7454	39	33	the	the	DET
fbem-7454	39	34	message	message	NOUN
fbem-7454	39	35	to	to	ADP
fbem-7454	39	36	the	the	DET
fbem-7454	39	37	payee	payee	NOUN
fbem-7454	39	38	's	's	PART
fbem-7454	39	39	bank	bank	NOUN
fbem-7454	39	40	,	,	PUNCT
fbem-7454	39	41	so	so	SCONJ
fbem-7454	39	42	as	as	SCONJ
fbem-7454	39	43	to	to	PART
fbem-7454	39	44	continue	continue	VERB
fbem-7454	39	45	the	the	DET
fbem-7454	39	46	above	above	ADJ
fbem-7454	39	47	operations	operation	NOUN
fbem-7454	39	48	.	.	PUNCT
fbem-7454	40	1	figure	figure	NOUN
fbem-7454	40	2	1	1	NUM
fbem-7454	40	3	.	.	PUNCT
fbem-7454	40	4	swift	swift	ADJ
fbem-7454	40	5	model	model	NOUN
fbem-7454	40	6	flow	flow	NOUN
fbem-7454	40	7	2.2	2.2	NUM
fbem-7454	40	8	.	.	PUNCT
fbem-7454	41	1	use	use	VERB
fbem-7454	41	2	swift	swift	ADJ
fbem-7454	41	3	model	model	NOUN
fbem-7454	41	4	to	to	PART
fbem-7454	41	5	analyze	analyze	VERB
fbem-7454	41	6	cross	cross	ADJ
fbem-7454	41	7	-	-	ADJ
fbem-7454	41	8	border	border	ADJ
fbem-7454	41	9	payment	payment	NOUN
fbem-7454	41	10	although	although	SCONJ
fbem-7454	41	11	the	the	DET
fbem-7454	41	12	traditional	traditional	ADJ
fbem-7454	41	13	cross	cross	ADJ
fbem-7454	41	14	-	-	ADJ
fbem-7454	41	15	border	border	ADJ
fbem-7454	41	16	payment	payment	NOUN
fbem-7454	41	17	mode	mode	NOUN
fbem-7454	41	18	using	use	VERB
fbem-7454	41	19	swift	swift	ADJ
fbem-7454	41	20	model	model	NOUN
fbem-7454	41	21	is	be	AUX
fbem-7454	41	22	the	the	DET
fbem-7454	41	23	most	most	ADV
fbem-7454	41	24	common	common	ADJ
fbem-7454	41	25	cross	cross	ADJ
fbem-7454	41	26	-	-	ADJ
fbem-7454	41	27	border	border	ADJ
fbem-7454	41	28	payment	payment	NOUN
fbem-7454	41	29	mode	mode	NOUN
fbem-7454	41	30	in	in	ADP
fbem-7454	41	31	china	china	PROPN
fbem-7454	41	32	,	,	PUNCT
fbem-7454	41	33	there	there	PRON
fbem-7454	41	34	are	be	VERB
fbem-7454	41	35	still	still	ADV
fbem-7454	41	36	three	three	NUM
fbem-7454	41	37	main	main	ADJ
fbem-7454	41	38	problems	problem	NOUN
fbem-7454	41	39	.	.	PUNCT
fbem-7454	42	1	2.2.1	2.2.1	NUM
fbem-7454	42	2	.	.	PUNCT
fbem-7454	42	3	safety	safety	NOUN
fbem-7454	42	4	issues	issue	NOUN
fbem-7454	42	5	first	first	ADV
fbem-7454	42	6	,	,	PUNCT
fbem-7454	42	7	the	the	DET
fbem-7454	42	8	most	most	ADV
fbem-7454	42	9	prominent	prominent	ADJ
fbem-7454	42	10	issue	issue	NOUN
fbem-7454	42	11	is	be	AUX
fbem-7454	42	12	security	security	NOUN
fbem-7454	42	13	.	.	PUNCT
fbem-7454	43	1	in	in	ADP
fbem-7454	43	2	the	the	DET
fbem-7454	43	3	process	process	NOUN
fbem-7454	43	4	of	of	ADP
fbem-7454	43	5	cross	cross	ADJ
fbem-7454	43	6	-	-	ADJ
fbem-7454	43	7	border	border	ADJ
fbem-7454	43	8	payment	payment	NOUN
fbem-7454	43	9	,	,	PUNCT
fbem-7454	43	10	information	information	NOUN
fbem-7454	43	11	usually	usually	ADV
fbem-7454	43	12	passes	pass	VERB
fbem-7454	43	13	through	through	ADP
fbem-7454	43	14	more	more	ADJ
fbem-7454	43	15	nodes	node	NOUN
fbem-7454	43	16	,	,	PUNCT
fbem-7454	43	17	so	so	SCONJ
fbem-7454	43	18	it	it	PRON
fbem-7454	43	19	is	be	AUX
fbem-7454	43	20	easy	easy	ADJ
fbem-7454	43	21	to	to	PART
fbem-7454	43	22	lose	lose	VERB
fbem-7454	43	23	information	information	NOUN
fbem-7454	43	24	.	.	PUNCT
fbem-7454	44	1	at	at	ADP
fbem-7454	44	2	the	the	DET
fbem-7454	44	3	same	same	ADJ
fbem-7454	44	4	time	time	NOUN
fbem-7454	44	5	,	,	PUNCT
fbem-7454	44	6	because	because	SCONJ
fbem-7454	44	7	cross	cross	ADJ
fbem-7454	44	8	-	-	ADJ
fbem-7454	44	9	border	border	ADJ
fbem-7454	44	10	e	e	PROPN
fbem-7454	44	11	-	-	NOUN
fbem-7454	44	12	commerce	commerce	NOUN
fbem-7454	44	13	transactions	transaction	NOUN
fbem-7454	44	14	are	be	AUX
fbem-7454	44	15	carried	carry	VERB
fbem-7454	44	16	out	out	ADP
fbem-7454	44	17	on	on	ADP
fbem-7454	44	18	the	the	DET
fbem-7454	44	19	internet	internet	NOUN
fbem-7454	44	20	,	,	PUNCT
fbem-7454	44	21	a	a	DET
fbem-7454	44	22	series	series	NOUN
fbem-7454	44	23	of	of	ADP
fbem-7454	44	24	security	security	NOUN
fbem-7454	44	25	problems	problem	NOUN
fbem-7454	44	26	caused	cause	VERB
fbem-7454	44	27	by	by	ADP
fbem-7454	44	28	the	the	DET
fbem-7454	44	29	characteristics	characteristic	NOUN
fbem-7454	44	30	of	of	ADP
fbem-7454	44	31	the	the	DET
fbem-7454	44	32	internet	internet	NOUN
fbem-7454	44	33	are	be	AUX
fbem-7454	44	34	unavoidable	unavoidable	ADJ
fbem-7454	44	35	,	,	PUNCT
fbem-7454	44	36	such	such	ADJ
fbem-7454	44	37	as	as	ADP
fbem-7454	44	38	being	be	AUX
fbem-7454	44	39	invaded	invade	VERB
fbem-7454	44	40	by	by	ADP
fbem-7454	44	41	hackers	hacker	NOUN
fbem-7454	44	42	and	and	CCONJ
fbem-7454	44	43	other	other	ADJ
fbem-7454	44	44	illegal	illegal	ADJ
fbem-7454	44	45	elements	element	NOUN
fbem-7454	44	46	into	into	ADP
fbem-7454	44	47	the	the	DET
fbem-7454	44	48	banking	banking	NOUN
fbem-7454	44	49	system	system	NOUN
fbem-7454	44	50	and	and	CCONJ
fbem-7454	44	51	stealing	steal	VERB
fbem-7454	44	52	personal	personal	ADJ
fbem-7454	44	53	data	datum	NOUN
fbem-7454	44	54	.	.	PUNCT
fbem-7454	45	1	in	in	ADP
fbem-7454	45	2	2016	2016	NUM
fbem-7454	45	3	,	,	PUNCT
fbem-7454	45	4	hackers	hacker	NOUN
fbem-7454	45	5	invaded	invade	VERB
fbem-7454	45	6	the	the	DET
fbem-7454	45	7	alliance	alliance	NOUN
fbem-7454	45	8	access	access	NOUN
fbem-7454	45	9	software	software	NOUN
fbem-7454	45	10	of	of	ADP
fbem-7454	45	11	swift	swift	NOUN
fbem-7454	45	12	,	,	PUNCT
fbem-7454	45	13	resulting	result	VERB
fbem-7454	45	14	in	in	ADP
fbem-7454	45	15	the	the	DET
fbem-7454	45	16	theft	theft	NOUN
fbem-7454	45	17	of	of	ADP
fbem-7454	45	18	us	we	PRON
fbem-7454	45	19	$	$	SYM
fbem-7454	45	20	81	81	NUM
fbem-7454	45	21	million	million	NUM
fbem-7454	45	22	from	from	ADP
fbem-7454	45	23	the	the	DET
fbem-7454	45	24	account	account	NOUN
fbem-7454	45	25	of	of	ADP
fbem-7454	45	26	the	the	DET
fbem-7454	45	27	central	central	ADJ
fbem-7454	45	28	bank	bank	PROPN
fbem-7454	45	29	of	of	ADP
fbem-7454	45	30	bangladesh	bangladesh	PROPN
fbem-7454	45	31	and	and	CCONJ
fbem-7454	45	32	flowing	flow	VERB
fbem-7454	45	33	into	into	ADP
fbem-7454	45	34	the	the	DET
fbem-7454	45	35	casino	casino	NOUN
fbem-7454	45	36	,	,	PUNCT
fbem-7454	45	37	which	which	PRON
fbem-7454	45	38	shows	show	VERB
fbem-7454	45	39	that	that	SCONJ
fbem-7454	45	40	it	it	PRON
fbem-7454	45	41	has	have	VERB
fbem-7454	45	42	great	great	ADJ
fbem-7454	45	43	security	security	NOUN
fbem-7454	45	44	risks	risk	NOUN
fbem-7454	45	45	.	.	PUNCT
fbem-7454	46	1	2.2.2	2.2.2	X
fbem-7454	46	2	.	.	X
fbem-7454	46	3	efficiency	efficiency	NOUN
fbem-7454	46	4	in	in	ADP
fbem-7454	46	5	the	the	DET
fbem-7454	46	6	traditional	traditional	ADJ
fbem-7454	46	7	cross	cross	ADJ
fbem-7454	46	8	-	-	ADJ
fbem-7454	46	9	border	border	ADJ
fbem-7454	46	10	payment	payment	NOUN
fbem-7454	46	11	mode	mode	NOUN
fbem-7454	46	12	,	,	PUNCT
fbem-7454	46	13	because	because	SCONJ
fbem-7454	46	14	there	there	PRON
fbem-7454	46	15	are	be	VERB
fbem-7454	46	16	many	many	ADJ
fbem-7454	46	17	transaction	transaction	NOUN
fbem-7454	46	18	objects	object	NOUN
fbem-7454	46	19	involved	involve	VERB
fbem-7454	46	20	,	,	PUNCT
fbem-7454	46	21	it	it	PRON
fbem-7454	46	22	will	will	AUX
fbem-7454	46	23	take	take	VERB
fbem-7454	46	24	a	a	DET
fbem-7454	46	25	lot	lot	NOUN
fbem-7454	46	26	of	of	ADP
fbem-7454	46	27	energy	energy	NOUN
fbem-7454	46	28	to	to	PART
fbem-7454	46	29	pass	pass	VERB
fbem-7454	46	30	through	through	ADP
fbem-7454	46	31	these	these	DET
fbem-7454	46	32	transaction	transaction	NOUN
fbem-7454	46	33	subjects	subject	NOUN
fbem-7454	46	34	.	.	PUNCT
fbem-7454	47	1	generally	generally	ADV
fbem-7454	47	2	,	,	PUNCT
fbem-7454	47	3	the	the	DET
fbem-7454	47	4	arrival	arrival	NOUN
fbem-7454	47	5	of	of	ADP
fbem-7454	47	6	cross	cross	ADJ
fbem-7454	47	7	-	-	ADJ
fbem-7454	47	8	border	border	ADJ
fbem-7454	47	9	transactions	transaction	NOUN
fbem-7454	47	10	takes	take	VERB
fbem-7454	47	11	3	3	NUM
fbem-7454	47	12	to	to	PART
fbem-7454	47	13	5	5	NUM
fbem-7454	47	14	days	day	NOUN
fbem-7454	47	15	,	,	PUNCT
fbem-7454	47	16	with	with	ADP
fbem-7454	47	17	a	a	DET
fbem-7454	47	18	minimum	minimum	NOUN
fbem-7454	47	19	of	of	ADP
fbem-7454	47	20	24	24	NUM
fbem-7454	47	21	hours	hour	NOUN
fbem-7454	47	22	.	.	PUNCT
fbem-7454	48	1	[	[	X
fbem-7454	48	2	2]this	2]this	NUM
fbem-7454	48	3	is	be	AUX
fbem-7454	48	4	because	because	SCONJ
fbem-7454	48	5	daily	daily	ADJ
fbem-7454	48	6	settlement	settlement	NOUN
fbem-7454	48	7	and	and	CCONJ
fbem-7454	48	8	a	a	DET
fbem-7454	48	9	large	large	ADJ
fbem-7454	48	10	number	number	NOUN
fbem-7454	48	11	of	of	ADP
fbem-7454	48	12	nee	nee	NOUN
fbem-7454	48	13	businesses	business	NOUN
fbem-7454	48	14	d	d	AUX
fbem-7454	48	15	to	to	PART
fbem-7454	48	16	be	be	AUX
fbem-7454	48	17	checked	check	VERB
fbem-7454	48	18	in	in	ADP
fbem-7454	48	19	the	the	DET
fbem-7454	48	20	banking	banking	NOUN
fbem-7454	48	21	system	system	NOUN
fbem-7454	48	22	every	every	DET
fbem-7454	48	23	day	day	NOUN
fbem-7454	48	24	.	.	PUNCT
fbem-7454	49	1	moreover	moreover	ADV
fbem-7454	49	2	,	,	PUNCT
fbem-7454	49	3	this	this	DET
fbem-7454	49	4	kind	kind	NOUN
fbem-7454	49	5	of	of	ADP
fbem-7454	49	6	work	work	NOUN
fbem-7454	49	7	is	be	AUX
fbem-7454	49	8	generally	generally	ADV
fbem-7454	49	9	manual	manual	ADJ
fbem-7454	49	10	,	,	PUNCT
fbem-7454	49	11	which	which	PRON
fbem-7454	49	12	takes	take	VERB
fbem-7454	49	13	a	a	DET
fbem-7454	49	14	lot	lot	NOUN
fbem-7454	49	15	of	of	ADP
fbem-7454	49	16	time	time	NOUN
fbem-7454	49	17	and	and	CCONJ
fbem-7454	49	18	can	can	AUX
fbem-7454	49	19	not	not	PART
fbem-7454	49	20	guarantee	guarantee	VERB
fbem-7454	49	21	100	100	NUM
fbem-7454	49	22	%	%	NOUN
fbem-7454	49	23	accuracy	accuracy	NOUN
fbem-7454	49	24	.	.	PUNCT
fbem-7454	50	1	cross	cross	ADJ
fbem-7454	50	2	-	-	ADJ
fbem-7454	50	3	border	border	ADJ
fbem-7454	50	4	transactions	transaction	NOUN
fbem-7454	50	5	require	require	VERB
fbem-7454	50	6	not	not	PART
fbem-7454	50	7	only	only	ADV
fbem-7454	50	8	the	the	DET
fbem-7454	50	9	remittance	remittance	NOUN
fbem-7454	50	10	between	between	ADP
fbem-7454	50	11	banks	bank	NOUN
fbem-7454	50	12	,	,	PUNCT
fbem-7454	50	13	but	but	CCONJ
fbem-7454	50	14	also	also	ADV
fbem-7454	50	15	the	the	DET
fbem-7454	50	16	participation	participation	NOUN
fbem-7454	50	17	of	of	ADP
fbem-7454	50	18	domestic	domestic	ADJ
fbem-7454	50	19	remittance	remittance	NOUN
fbem-7454	50	20	banks	bank	NOUN
fbem-7454	50	21	,	,	PUNCT
fbem-7454	50	22	cross	cross	ADJ
fbem-7454	50	23	-	-	ADJ
fbem-7454	50	24	border	border	ADJ
fbem-7454	50	25	clearing	clearing	NOUN
fbem-7454	50	26	banks	bank	NOUN
fbem-7454	50	27	,	,	PUNCT
fbem-7454	50	28	foreign	foreign	ADJ
fbem-7454	50	29	payee	payee	NOUN
fbem-7454	50	30	banks	bank	NOUN
fbem-7454	50	31	,	,	PUNCT
fbem-7454	50	32	and	and	CCONJ
fbem-7454	50	33	even	even	ADV
fbem-7454	50	34	agent	agent	NOUN
fbem-7454	50	35	banks	bank	NOUN
fbem-7454	50	36	.	.	PUNCT
fbem-7454	51	1	multi	multi	ADJ
fbem-7454	51	2	-	-	ADJ
fbem-7454	51	3	level	level	ADJ
fbem-7454	51	4	agents	agent	NOUN
fbem-7454	51	5	have	have	VERB
fbem-7454	51	6	a	a	DET
fbem-7454	51	7	lot	lot	NOUN
fbem-7454	51	8	of	of	ADP
fbem-7454	51	9	information	information	NOUN
fbem-7454	51	10	delays	delay	NOUN
fbem-7454	51	11	and	and	CCONJ
fbem-7454	51	12	user	user	NOUN
fbem-7454	51	13	credit	credit	NOUN
fbem-7454	51	14	risks	risk	NOUN
fbem-7454	51	15	,	,	PUNCT
fbem-7454	51	16	which	which	PRON
fbem-7454	51	17	will	will	AUX
fbem-7454	51	18	increase	increase	VERB
fbem-7454	51	19	the	the	DET
fbem-7454	51	20	transaction	transaction	NOUN
fbem-7454	51	21	time	time	NOUN
fbem-7454	51	22	.	.	PUNCT
fbem-7454	52	1	the	the	DET
fbem-7454	52	2	most	most	ADV
fbem-7454	52	3	immediate	immediate	ADJ
fbem-7454	52	4	consequence	consequence	NOUN
fbem-7454	52	5	is	be	AUX
fbem-7454	52	6	the	the	DET
fbem-7454	52	7	slow	slow	ADJ
fbem-7454	52	8	flow	flow	NOUN
fbem-7454	52	9	of	of	ADP
fbem-7454	52	10	funds	fund	NOUN
fbem-7454	52	11	,	,	PUNCT
fbem-7454	52	12	which	which	PRON
fbem-7454	52	13	leads	lead	VERB
fbem-7454	52	14	to	to	ADP
fbem-7454	52	15	a	a	DET
fbem-7454	52	16	decline	decline	NOUN
fbem-7454	52	17	in	in	ADP
fbem-7454	52	18	the	the	DET
fbem-7454	52	19	efficiency	efficiency	NOUN
fbem-7454	52	20	of	of	ADP
fbem-7454	52	21	the	the	DET
fbem-7454	52	22	use	use	NOUN
fbem-7454	52	23	of	of	ADP
fbem-7454	52	24	funds	fund	NOUN
fbem-7454	52	25	.	.	PUNCT
fbem-7454	53	1	2.2.3	2.2.3	X
fbem-7454	53	2	.	.	X
fbem-7454	53	3	transaction	transaction	NOUN
fbem-7454	53	4	costs	cost	VERB
fbem-7454	53	5	the	the	DET
fbem-7454	53	6	last	last	ADJ
fbem-7454	53	7	point	point	NOUN
fbem-7454	53	8	is	be	AUX
fbem-7454	53	9	the	the	DET
fbem-7454	53	10	transaction	transaction	NOUN
fbem-7454	53	11	cost	cost	NOUN
fbem-7454	53	12	.	.	PUNCT
fbem-7454	54	1	due	due	ADP
fbem-7454	54	2	to	to	ADP
fbem-7454	54	3	the	the	DET
fbem-7454	54	4	process	process	NOUN
fbem-7454	54	5	of	of	ADP
fbem-7454	54	6	the	the	DET
fbem-7454	54	7	swift	swift	ADJ
fbem-7454	54	8	system	system	NOUN
fbem-7454	54	9	itself	itself	PRON
fbem-7454	54	10	,	,	PUNCT
fbem-7454	54	11	every	every	DET
fbem-7454	54	12	bank	bank	NOUN
fbem-7454	54	13	has	have	VERB
fbem-7454	54	14	to	to	PART
fbem-7454	54	15	set	set	VERB
fbem-7454	54	16	up	up	ADP
fbem-7454	54	17	an	an	DET
fbem-7454	54	18	account	account	NOUN
fbem-7454	54	19	at	at	ADP
fbem-7454	54	20	the	the	DET
fbem-7454	54	21	correspondent	correspondent	NOUN
fbem-7454	54	22	bank	bank	NOUN
fbem-7454	54	23	,	,	PUNCT
fbem-7454	54	24	so	so	SCONJ
fbem-7454	54	25	it	it	PRON
fbem-7454	54	26	needs	need	VERB
fbem-7454	54	27	to	to	PART
fbem-7454	54	28	prepare	prepare	VERB
fbem-7454	54	29	a	a	DET
fbem-7454	54	30	large	large	ADJ
fbem-7454	54	31	amount	amount	NOUN
fbem-7454	54	32	of	of	ADP
fbem-7454	54	33	funds	fund	NOUN
fbem-7454	54	34	for	for	ADP
fbem-7454	54	35	cross	cross	ADJ
fbem-7454	54	36	-	-	ADJ
fbem-7454	54	37	border	border	ADJ
fbem-7454	54	38	payment	payment	NOUN
fbem-7454	54	39	,	,	PUNCT
fbem-7454	54	40	which	which	PRON
fbem-7454	54	41	will	will	AUX
fbem-7454	54	42	cause	cause	VERB
fbem-7454	54	43	a	a	DET
fbem-7454	54	44	large	large	ADJ
fbem-7454	54	45	liquidity	liquidity	NOUN
fbem-7454	54	46	loss	loss	NOUN
fbem-7454	54	47	.	.	PUNCT
fbem-7454	55	1	generally	generally	ADV
fbem-7454	55	2	speaking	speak	VERB
fbem-7454	55	3	,	,	PUNCT
fbem-7454	55	4	the	the	DET
fbem-7454	55	5	costs	cost	NOUN
fbem-7454	55	6	in	in	ADP
fbem-7454	55	7	traditional	traditional	ADJ
fbem-7454	55	8	cross	cross	ADJ
fbem-7454	55	9	-	-	ADJ
fbem-7454	55	10	border	border	ADJ
fbem-7454	55	11	payment	payment	NOUN
fbem-7454	55	12	mainly	mainly	ADV
fbem-7454	55	13	include	include	VERB
fbem-7454	55	14	handling	handle	VERB
fbem-7454	55	15	costs	cost	NOUN
fbem-7454	55	16	,	,	PUNCT
fbem-7454	55	17	financial	financial	ADJ
fbem-7454	55	18	operation	operation	NOUN
fbem-7454	55	19	costs	cost	NOUN
fbem-7454	55	20	,	,	PUNCT
fbem-7454	55	21	exchange	exchange	NOUN
fbem-7454	55	22	costs	cost	NOUN
fbem-7454	55	23	and	and	CCONJ
fbem-7454	55	24	transaction	transaction	NOUN
fbem-7454	55	25	reconciliation	reconciliation	NOUN
fbem-7454	55	26	costs	cost	NOUN
fbem-7454	55	27	.	.	PUNCT
fbem-7454	56	1	according	accord	VERB
fbem-7454	56	2	to	to	ADP
fbem-7454	56	3	mckinsey	mckinsey	PROPN
fbem-7454	56	4	's	's	PART
fbem-7454	56	5	prediction	prediction	NOUN
fbem-7454	56	6	,	,	PUNCT
fbem-7454	56	7	the	the	DET
fbem-7454	56	8	locking	locking	NOUN
fbem-7454	56	9	of	of	ADP
fbem-7454	56	10	liquidity	liquidity	NOUN
fbem-7454	56	11	accounts	account	NOUN
fbem-7454	56	12	for	for	ADP
fbem-7454	56	13	34	34	NUM
fbem-7454	56	14	%	%	NOUN
fbem-7454	56	15	of	of	ADP
fbem-7454	56	16	the	the	DET
fbem-7454	56	17	cross	cross	ADJ
fbem-7454	56	18	-	-	ADJ
fbem-7454	56	19	border	border	ADJ
fbem-7454	56	20	payment	payment	NOUN
fbem-7454	56	21	cost	cost	NOUN
fbem-7454	56	22	.	.	PUNCT
fbem-7454	57	1	according	accord	VERB
fbem-7454	57	2	to	to	ADP
fbem-7454	57	3	the	the	DET
fbem-7454	57	4	actual	actual	ADJ
fbem-7454	57	5	transaction	transaction	NOUN
fbem-7454	57	6	process	process	NOUN
fbem-7454	57	7	,	,	PUNCT
fbem-7454	57	8	the	the	DET
fbem-7454	57	9	general	general	ADJ
fbem-7454	57	10	domestic	domestic	ADJ
fbem-7454	57	11	inter	inter	ADJ
fbem-7454	57	12	-	-	ADJ
fbem-7454	57	13	bank	bank	ADJ
fbem-7454	57	14	settlement	settlement	NOUN
fbem-7454	57	15	costs	cost	NOUN
fbem-7454	57	16	vary	vary	VERB
fbem-7454	57	17	from	from	ADP
fbem-7454	57	18	us	we	PRON
fbem-7454	57	19	$	$	SYM
fbem-7454	57	20	2	2	NUM
fbem-7454	57	21	-	-	SYM
fbem-7454	57	22	5	5	NUM
fbem-7454	57	23	.	.	PUNCT
fbem-7454	58	1	on	on	ADP
fbem-7454	58	2	average	average	ADJ
fbem-7454	58	3	,	,	PUNCT
fbem-7454	58	4	if	if	SCONJ
fbem-7454	58	5	each	each	DET
fbem-7454	58	6	cross	cross	ADJ
fbem-7454	58	7	-	-	ADJ
fbem-7454	58	8	border	border	ADJ
fbem-7454	58	9	transaction	transaction	NOUN
fbem-7454	58	10	is	be	AUX
fbem-7454	58	11	completed	complete	VERB
fbem-7454	58	12	through	through	ADP
fbem-7454	58	13	cross	cross	ADJ
fbem-7454	58	14	-	-	ADJ
fbem-7454	58	15	border	border	ADJ
fbem-7454	58	16	payment	payment	NOUN
fbem-7454	58	17	by	by	ADP
fbem-7454	58	18	the	the	DET
fbem-7454	58	19	agent	agent	PROPN
fbem-7454	58	20	bank	bank	NOUN
fbem-7454	58	21	,	,	PUNCT
fbem-7454	58	22	the	the	DET
fbem-7454	58	23	cost	cost	NOUN
fbem-7454	58	24	is	be	AUX
fbem-7454	58	25	about	about	ADV
fbem-7454	58	26	$	$	SYM
fbem-7454	58	27	20	20	NUM
fbem-7454	58	28	-	-	SYM
fbem-7454	58	29	32	32	NUM
fbem-7454	58	30	,	,	PUNCT
fbem-7454	58	31	which	which	PRON
fbem-7454	58	32	causes	cause	VERB
fbem-7454	58	33	a	a	DET
fbem-7454	58	34	large	large	ADJ
fbem-7454	58	35	amount	amount	NOUN
fbem-7454	58	36	of	of	ADP
fbem-7454	58	37	capital	capital	NOUN
fbem-7454	58	38	loss	loss	NOUN
fbem-7454	58	39	.	.	PUNCT
fbem-7454	59	1	3	3	X
fbem-7454	59	2	.	.	X
fbem-7454	59	3	model	model	NOUN
fbem-7454	59	4	analysis	analysis	NOUN
fbem-7454	59	5	of	of	ADP
fbem-7454	59	6	cross	cross	ADJ
fbem-7454	59	7	-	-	ADJ
fbem-7454	59	8	border	border	ADJ
fbem-7454	59	9	payment	payment	NOUN
fbem-7454	59	10	based	base	VERB
fbem-7454	59	11	on	on	ADP
fbem-7454	59	12	blockchain	blockchain	PROPN
fbem-7454	59	13	technology	technology	PROPN
fbem-7454	59	14	3.1	3.1	NUM
fbem-7454	59	15	.	.	PUNCT
fbem-7454	60	1	use	use	VERB
fbem-7454	60	2	ripple	ripple	ADJ
fbem-7454	60	3	model	model	NOUN
fbem-7454	60	4	to	to	PART
fbem-7454	60	5	analyze	analyze	VERB
fbem-7454	60	6	the	the	DET
fbem-7454	60	7	advantages	advantage	NOUN
fbem-7454	60	8	of	of	ADP
fbem-7454	60	9	blockchain	blockchain	PROPN
fbem-7454	60	10	technology	technology	PROPN
fbem-7454	60	11	in	in	ADP
fbem-7454	60	12	cross	cross	ADJ
fbem-7454	60	13	-	-	ADJ
fbem-7454	60	14	border	border	ADJ
fbem-7454	60	15	payment	payment	NOUN
fbem-7454	60	16	3.1.1	3.1.1	NUM
fbem-7454	60	17	.	.	PUNCT
fbem-7454	61	1	introduction	introduction	NOUN
fbem-7454	61	2	to	to	PART
fbem-7454	61	3	ripple	ripple	VERB
fbem-7454	61	4	model	model	NOUN
fbem-7454	61	5	figure	figure	NOUN
fbem-7454	61	6	2	2	NUM
fbem-7454	61	7	.	.	NOUN
fbem-7454	61	8	ripple	ripple	ADJ
fbem-7454	61	9	model	model	NOUN
fbem-7454	61	10	flow	flow	NOUN
fbem-7454	61	11	ripple	ripple	NOUN
fbem-7454	61	12	is	be	AUX
fbem-7454	61	13	the	the	DET
fbem-7454	61	14	first	first	ADJ
fbem-7454	61	15	open	open	ADJ
fbem-7454	61	16	payment	payment	NOUN
fbem-7454	61	17	network	network	NOUN
fbem-7454	61	18	in	in	ADP
fbem-7454	61	19	the	the	DET
fbem-7454	61	20	world	world	NOUN
fbem-7454	61	21	,	,	PUNCT
fbem-7454	61	22	through	through	ADP
fbem-7454	61	23	which	which	PRON
fbem-7454	61	24	you	you	PRON
fbem-7454	61	25	can	can	AUX
fbem-7454	61	26	transfer	transfer	VERB
fbem-7454	61	27	any	any	DET
fbem-7454	61	28	currency	currency	NOUN
fbem-7454	61	29	.	.	PUNCT
fbem-7454	62	1	as	as	SCONJ
fbem-7454	62	2	in	in	ADP
fbem-7454	62	3	figure	figure	NOUN
fbem-7454	62	4	2	2	NUM
fbem-7454	62	5	,	,	PUNCT
fbem-7454	62	6	24	24	NUM
fbem-7454	62	7	ripple	ripple	ADJ
fbem-7454	62	8	system	system	NOUN
fbem-7454	62	9	can	can	AUX
fbem-7454	62	10	be	be	AUX
fbem-7454	62	11	implemented	implement	VERB
fbem-7454	62	12	in	in	ADP
fbem-7454	62	13	two	two	NUM
fbem-7454	62	14	modes	mode	NOUN
fbem-7454	62	15	.	.	PUNCT
fbem-7454	63	1	the	the	DET
fbem-7454	63	2	first	first	ADJ
fbem-7454	63	3	way	way	NOUN
fbem-7454	63	4	is	be	AUX
fbem-7454	63	5	to	to	PART
fbem-7454	63	6	trade	trade	VERB
fbem-7454	63	7	through	through	ADP
fbem-7454	63	8	the	the	DET
fbem-7454	63	9	swiss	swiss	ADJ
fbem-7454	63	10	currency	currency	NOUN
fbem-7454	63	11	:	:	PUNCT
fbem-7454	63	12	first	first	ADV
fbem-7454	63	13	,	,	PUNCT
fbem-7454	63	14	after	after	ADP
fbem-7454	63	15	receiving	receive	VERB
fbem-7454	63	16	the	the	DET
fbem-7454	63	17	order	order	NOUN
fbem-7454	63	18	,	,	PUNCT
fbem-7454	63	19	user	user	NOUN
fbem-7454	63	20	a	a	DET
fbem-7454	63	21	converts	convert	NOUN
fbem-7454	63	22	any	any	DET
fbem-7454	63	23	kind	kind	NOUN
fbem-7454	63	24	of	of	ADP
fbem-7454	63	25	currency	currency	NOUN
fbem-7454	63	26	or	or	CCONJ
fbem-7454	63	27	virtual	virtual	ADJ
fbem-7454	63	28	currency	currency	NOUN
fbem-7454	63	29	he	he	PRON
fbem-7454	63	30	holds	hold	VERB
fbem-7454	63	31	into	into	ADP
fbem-7454	63	32	the	the	DET
fbem-7454	63	33	swiss	swiss	ADJ
fbem-7454	63	34	currency	currency	NOUN
fbem-7454	63	35	,	,	PUNCT
fbem-7454	63	36	and	and	CCONJ
fbem-7454	63	37	then	then	ADV
fbem-7454	63	38	sends	send	VERB
fbem-7454	63	39	it	it	PRON
fbem-7454	63	40	to	to	ADP
fbem-7454	63	41	any	any	DET
fbem-7454	63	42	user	user	NOUN
fbem-7454	63	43	b	b	NOUN
fbem-7454	63	44	in	in	ADP
fbem-7454	63	45	any	any	DET
fbem-7454	63	46	region	region	NOUN
fbem-7454	63	47	.	.	PUNCT
fbem-7454	64	1	after	after	ADP
fbem-7454	64	2	receiving	receive	VERB
fbem-7454	64	3	the	the	DET
fbem-7454	64	4	swiss	swiss	ADJ
fbem-7454	64	5	currency	currency	NOUN
fbem-7454	64	6	,	,	PUNCT
fbem-7454	64	7	user	user	NOUN
fbem-7454	64	8	b	b	PROPN
fbem-7454	64	9	can	can	AUX
fbem-7454	64	10	convert	convert	VERB
fbem-7454	64	11	the	the	DET
fbem-7454	64	12	fund	fund	NOUN
fbem-7454	64	13	into	into	ADP
fbem-7454	64	14	any	any	DET
fbem-7454	64	15	other	other	ADJ
fbem-7454	64	16	currency	currency	NOUN
fbem-7454	64	17	he	he	PRON
fbem-7454	64	18	needs	need	VERB
fbem-7454	64	19	,	,	PUNCT
fbem-7454	64	20	which	which	PRON
fbem-7454	64	21	completes	complete	VERB
fbem-7454	64	22	a	a	DET
fbem-7454	64	23	transaction	transaction	NOUN
fbem-7454	64	24	.	.	PUNCT
fbem-7454	65	1	the	the	DET
fbem-7454	65	2	other	other	ADJ
fbem-7454	65	3	mode	mode	NOUN
fbem-7454	65	4	is	be	AUX
fbem-7454	65	5	through	through	ADP
fbem-7454	65	6	"	"	PUNCT
fbem-7454	65	7	gateway	gateway	NOUN
fbem-7454	65	8	"	"	PUNCT
fbem-7454	65	9	.	.	PUNCT
fbem-7454	66	1	the	the	DET
fbem-7454	66	2	gateway	gateway	NOUN
fbem-7454	66	3	is	be	AUX
fbem-7454	66	4	the	the	DET
fbem-7454	66	5	import	import	NOUN
fbem-7454	66	6	and	and	CCONJ
fbem-7454	66	7	export	export	NOUN
fbem-7454	66	8	of	of	ADP
fbem-7454	66	9	funds	fund	NOUN
fbem-7454	66	10	into	into	ADP
fbem-7454	66	11	and	and	CCONJ
fbem-7454	66	12	out	out	ADP
fbem-7454	66	13	of	of	ADP
fbem-7454	66	14	the	the	DET
fbem-7454	66	15	rayleigh	rayleigh	PROPN
fbem-7454	66	16	wave	wave	NOUN
fbem-7454	66	17	system	system	NOUN
fbem-7454	66	18	.	.	PUNCT
fbem-7454	67	1	it	it	PRON
fbem-7454	67	2	is	be	AUX
fbem-7454	67	3	similar	similar	ADJ
fbem-7454	67	4	to	to	ADP
fbem-7454	67	5	an	an	DET
fbem-7454	67	6	intermediary	intermediary	NOUN
fbem-7454	67	7	through	through	ADP
fbem-7454	67	8	which	which	PRON
fbem-7454	67	9	users	user	NOUN
fbem-7454	67	10	can	can	AUX
fbem-7454	67	11	inject	inject	VERB
fbem-7454	67	12	or	or	CCONJ
fbem-7454	67	13	withdraw	withdraw	VERB
fbem-7454	67	14	different	different	ADJ
fbem-7454	67	15	types	type	NOUN
fbem-7454	67	16	of	of	ADP
fbem-7454	67	17	currencies	currency	NOUN
fbem-7454	67	18	into	into	ADP
fbem-7454	67	19	the	the	DET
fbem-7454	67	20	rayleigh	rayleigh	PROPN
fbem-7454	67	21	system	system	NOUN
fbem-7454	67	22	.	.	PUNCT
fbem-7454	68	1	through	through	ADP
fbem-7454	68	2	the	the	DET
fbem-7454	68	3	"	"	PUNCT
fbem-7454	68	4	gateway	gateway	NOUN
fbem-7454	68	5	"	"	PUNCT
fbem-7454	68	6	intermediary	intermediary	NOUN
fbem-7454	68	7	,	,	PUNCT
fbem-7454	68	8	no	no	ADV
fbem-7454	68	9	matter	matter	ADV
fbem-7454	68	10	whether	whether	SCONJ
fbem-7454	68	11	users	user	NOUN
fbem-7454	68	12	are	be	AUX
fbem-7454	68	13	familiar	familiar	ADJ
fbem-7454	68	14	with	with	ADP
fbem-7454	68	15	each	each	DET
fbem-7454	68	16	other	other	ADJ
fbem-7454	68	17	or	or	CCONJ
fbem-7454	68	18	not	not	PART
fbem-7454	68	19	,	,	PUNCT
fbem-7454	68	20	as	as	ADV
fbem-7454	68	21	long	long	ADV
fbem-7454	68	22	as	as	SCONJ
fbem-7454	68	23	they	they	PRON
fbem-7454	68	24	trust	trust	VERB
fbem-7454	68	25	the	the	DET
fbem-7454	68	26	same	same	ADJ
fbem-7454	68	27	gateway	gateway	NOUN
fbem-7454	68	28	together	together	ADV
fbem-7454	68	29	,	,	PUNCT
fbem-7454	68	30	the	the	DET
fbem-7454	68	31	transaction	transaction	NOUN
fbem-7454	68	32	can	can	AUX
fbem-7454	68	33	proceed	proceed	VERB
fbem-7454	68	34	smoothly	smoothly	ADV
fbem-7454	68	35	.	.	PUNCT
fbem-7454	69	1	[	[	X
fbem-7454	69	2	3]"gateway	3]"gateway	NUM
fbem-7454	69	3	"	"	PUNCT
fbem-7454	69	4	is	be	AUX
fbem-7454	69	5	usually	usually	ADV
fbem-7454	69	6	served	serve	VERB
fbem-7454	69	7	by	by	ADP
fbem-7454	69	8	large	large	ADJ
fbem-7454	69	9	banks	bank	NOUN
fbem-7454	69	10	or	or	CCONJ
fbem-7454	69	11	financial	financial	ADJ
fbem-7454	69	12	institutions	institution	NOUN
fbem-7454	69	13	.	.	PUNCT
fbem-7454	70	1	the	the	DET
fbem-7454	70	2	process	process	NOUN
fbem-7454	70	3	of	of	ADP
fbem-7454	70	4	this	this	DET
fbem-7454	70	5	mode	mode	NOUN
fbem-7454	70	6	is	be	AUX
fbem-7454	70	7	:	:	PUNCT
fbem-7454	70	8	user	user	NOUN
fbem-7454	70	9	a	a	DET
fbem-7454	70	10	deposits	deposit	NOUN
fbem-7454	70	11	the	the	DET
fbem-7454	70	12	funds	fund	NOUN
fbem-7454	70	13	in	in	ADP
fbem-7454	70	14	the	the	DET
fbem-7454	70	15	gateway	gateway	NOUN
fbem-7454	70	16	that	that	PRON
fbem-7454	70	17	is	be	AUX
fbem-7454	70	18	trusted	trust	VERB
fbem-7454	70	19	by	by	ADP
fbem-7454	70	20	user	user	NOUN
fbem-7454	70	21	b	b	PROPN
fbem-7454	70	22	,	,	PUNCT
fbem-7454	70	23	and	and	CCONJ
fbem-7454	70	24	transfers	transfer	VERB
fbem-7454	70	25	the	the	DET
fbem-7454	70	26	funds	fund	NOUN
fbem-7454	70	27	to	to	ADP
fbem-7454	70	28	user	user	PROPN
fbem-7454	70	29	b	b	PROPN
fbem-7454	70	30	through	through	ADP
fbem-7454	70	31	the	the	DET
fbem-7454	70	32	gateway	gateway	NOUN
fbem-7454	70	33	.	.	PUNCT
fbem-7454	71	1	in	in	ADP
fbem-7454	71	2	addition	addition	NOUN
fbem-7454	71	3	,	,	PUNCT
fbem-7454	71	4	the	the	DET
fbem-7454	71	5	ripple	ripple	ADJ
fbem-7454	71	6	system	system	NOUN
fbem-7454	71	7	allows	allow	VERB
fbem-7454	71	8	users	user	NOUN
fbem-7454	71	9	to	to	PART
fbem-7454	71	10	issue	issue	VERB
fbem-7454	71	11	"	"	PUNCT
fbem-7454	71	12	private	private	ADJ
fbem-7454	71	13	currency	currency	NOUN
fbem-7454	71	14	"	"	PUNCT
fbem-7454	71	15	within	within	ADP
fbem-7454	71	16	the	the	DET
fbem-7454	71	17	system	system	NOUN
fbem-7454	71	18	.	.	PUNCT
fbem-7454	72	1	if	if	SCONJ
fbem-7454	72	2	a	a	DET
fbem-7454	72	3	certain	certain	ADJ
fbem-7454	72	4	ripple	ripple	ADJ
fbem-7454	72	5	user	user	NOUN
fbem-7454	72	6	a	a	PRON
fbem-7454	72	7	has	have	VERB
fbem-7454	72	8	a	a	DET
fbem-7454	72	9	good	good	ADJ
fbem-7454	72	10	reputation	reputation	NOUN
fbem-7454	72	11	,	,	PUNCT
fbem-7454	72	12	a	a	DET
fbem-7454	72	13	kai	kai	NOUN
fbem-7454	72	14	can	can	AUX
fbem-7454	72	15	exchange	exchange	VERB
fbem-7454	72	16	his	his	PRON
fbem-7454	72	17	own	own	ADJ
fbem-7454	72	18	"	"	PUNCT
fbem-7454	72	19	private	private	ADJ
fbem-7454	72	20	currency	currency	NOUN
fbem-7454	72	21	"	"	PUNCT
fbem-7454	72	22	with	with	ADP
fbem-7454	72	23	another	another	DET
fbem-7454	72	24	user	user	NOUN
fbem-7454	72	25	b	b	NOUN
fbem-7454	72	26	who	who	PRON
fbem-7454	72	27	trusts	trust	VERB
fbem-7454	72	28	him	he	PRON
fbem-7454	72	29	and	and	CCONJ
fbem-7454	72	30	is	be	AUX
fbem-7454	72	31	willing	willing	ADJ
fbem-7454	72	32	to	to	PART
fbem-7454	72	33	accept	accept	VERB
fbem-7454	72	34	it	it	PRON
fbem-7454	72	35	into	into	ADP
fbem-7454	72	36	other	other	ADJ
fbem-7454	72	37	currencies	currency	NOUN
fbem-7454	72	38	such	such	ADJ
fbem-7454	72	39	as	as	ADP
fbem-7454	72	40	us	us	PROPN
fbem-7454	72	41	dollars	dollar	NOUN
fbem-7454	72	42	or	or	CCONJ
fbem-7454	72	43	bitcoin	bitcoin	NOUN
fbem-7454	72	44	;	;	PUNCT
fbem-7454	72	45	user	user	NOUN
fbem-7454	72	46	b	b	PROPN
fbem-7454	72	47	can	can	AUX
fbem-7454	72	48	redeem	redeem	VERB
fbem-7454	72	49	the	the	DET
fbem-7454	72	50	currency	currency	NOUN
fbem-7454	72	51	exchanged	exchange	VERB
fbem-7454	72	52	to	to	PART
fbem-7454	72	53	party	party	VERB
fbem-7454	72	54	a	a	PRON
fbem-7454	72	55	as	as	SCONJ
fbem-7454	72	56	needed	need	VERB
fbem-7454	72	57	.	.	PUNCT
fbem-7454	73	1	this	this	DET
fbem-7454	73	2	process	process	NOUN
fbem-7454	73	3	is	be	AUX
fbem-7454	73	4	actually	actually	ADV
fbem-7454	73	5	a	a	DET
fbem-7454	73	6	borrowing	borrowing	NOUN
fbem-7454	73	7	process	process	NOUN
fbem-7454	73	8	.	.	PUNCT
fbem-7454	74	1	user	user	NOUN
fbem-7454	74	2	a	a	PRON
fbem-7454	74	3	has	have	VERB
fbem-7454	74	4	the	the	DET
fbem-7454	74	5	financing	financing	NOUN
fbem-7454	74	6	right	right	NOUN
fbem-7454	74	7	to	to	PART
fbem-7454	74	8	borrow	borrow	VERB
fbem-7454	74	9	from	from	ADP
fbem-7454	74	10	others	other	NOUN
fbem-7454	74	11	.	.	PUNCT
fbem-7454	75	1	3.1.2	3.1.2	X
fbem-7454	75	2	.	.	PUNCT
fbem-7454	76	1	feasibility	feasibility	NOUN
fbem-7454	76	2	of	of	ADP
fbem-7454	76	3	application	application	NOUN
fbem-7454	76	4	of	of	ADP
fbem-7454	76	5	blockchain	blockchain	PROPN
fbem-7454	76	6	technology	technology	PROPN
fbem-7454	76	7	in	in	ADP
fbem-7454	76	8	payment	payment	NOUN
fbem-7454	76	9	field	field	NOUN
fbem-7454	76	10	first	first	ADV
fbem-7454	76	11	of	of	ADP
fbem-7454	76	12	all	all	PRON
fbem-7454	76	13	,	,	PUNCT
fbem-7454	76	14	from	from	ADP
fbem-7454	76	15	the	the	DET
fbem-7454	76	16	characteristics	characteristic	NOUN
fbem-7454	76	17	of	of	ADP
fbem-7454	76	18	the	the	DET
fbem-7454	76	19	blockchain	blockchain	PROPN
fbem-7454	76	20	itself	itself	PRON
fbem-7454	76	21	,	,	PUNCT
fbem-7454	76	22	the	the	DET
fbem-7454	76	23	most	most	ADV
fbem-7454	76	24	important	important	ADJ
fbem-7454	76	25	is	be	AUX
fbem-7454	76	26	its	its	PRON
fbem-7454	76	27	decentralized	decentralized	ADJ
fbem-7454	76	28	characteristics	characteristic	NOUN
fbem-7454	76	29	,	,	PUNCT
fbem-7454	76	30	which	which	PRON
fbem-7454	76	31	is	be	AUX
fbem-7454	76	32	the	the	DET
fbem-7454	76	33	most	most	ADV
fbem-7454	76	34	essential	essential	ADJ
fbem-7454	76	35	difference	difference	NOUN
fbem-7454	76	36	between	between	ADP
fbem-7454	76	37	the	the	DET
fbem-7454	76	38	blockchain	blockchain	PROPN
fbem-7454	76	39	and	and	CCONJ
fbem-7454	76	40	the	the	DET
fbem-7454	76	41	traditional	traditional	ADJ
fbem-7454	76	42	network	network	NOUN
fbem-7454	76	43	.	.	PUNCT
fbem-7454	77	1	decentralization	decentralization	NOUN
fbem-7454	77	2	means	mean	VERB
fbem-7454	77	3	that	that	SCONJ
fbem-7454	77	4	in	in	ADP
fbem-7454	77	5	the	the	DET
fbem-7454	77	6	network	network	NOUN
fbem-7454	77	7	composed	compose	VERB
fbem-7454	77	8	of	of	ADP
fbem-7454	77	9	blockchain	blockchain	PROPN
fbem-7454	77	10	,	,	PUNCT
fbem-7454	77	11	there	there	PRON
fbem-7454	77	12	is	be	VERB
fbem-7454	77	13	no	no	DET
fbem-7454	77	14	centralized	centralized	ADJ
fbem-7454	77	15	hardware	hardware	NOUN
fbem-7454	77	16	or	or	CCONJ
fbem-7454	77	17	management	management	NOUN
fbem-7454	77	18	organization	organization	NOUN
fbem-7454	77	19	like	like	ADP
fbem-7454	77	20	the	the	DET
fbem-7454	77	21	traditional	traditional	ADJ
fbem-7454	77	22	network	network	NOUN
fbem-7454	77	23	.	.	PUNCT
fbem-7454	78	1	the	the	DET
fbem-7454	78	2	rights	right	NOUN
fbem-7454	78	3	and	and	CCONJ
fbem-7454	78	4	obligations	obligation	NOUN
fbem-7454	78	5	of	of	ADP
fbem-7454	78	6	any	any	DET
fbem-7454	78	7	node	node	NOUN
fbem-7454	78	8	are	be	AUX
fbem-7454	78	9	equal	equal	ADJ
fbem-7454	78	10	,	,	PUNCT
fbem-7454	78	11	and	and	CCONJ
fbem-7454	78	12	the	the	DET
fbem-7454	78	13	direct	direct	ADJ
fbem-7454	78	14	information	information	NOUN
fbem-7454	78	15	transmission	transmission	NOUN
fbem-7454	78	16	from	from	ADP
fbem-7454	78	17	point	point	NOUN
fbem-7454	78	18	to	to	ADP
fbem-7454	78	19	point	point	NOUN
fbem-7454	78	20	can	can	AUX
fbem-7454	78	21	be	be	AUX
fbem-7454	78	22	directly	directly	ADV
fbem-7454	78	23	realized	realize	VERB
fbem-7454	78	24	,	,	PUNCT
fbem-7454	78	25	and	and	CCONJ
fbem-7454	78	26	the	the	DET
fbem-7454	78	27	damage	damage	NOUN
fbem-7454	78	28	or	or	CCONJ
fbem-7454	78	29	loss	loss	NOUN
fbem-7454	78	30	of	of	ADP
fbem-7454	78	31	any	any	DET
fbem-7454	78	32	node	node	NOUN
fbem-7454	78	33	will	will	AUX
fbem-7454	78	34	not	not	PART
fbem-7454	78	35	affect	affect	VERB
fbem-7454	78	36	the	the	DET
fbem-7454	78	37	operation	operation	NOUN
fbem-7454	78	38	of	of	ADP
fbem-7454	78	39	the	the	DET
fbem-7454	78	40	entire	entire	ADJ
fbem-7454	78	41	system	system	NOUN
fbem-7454	78	42	.	.	PUNCT
fbem-7454	79	1	due	due	ADP
fbem-7454	79	2	to	to	ADP
fbem-7454	79	3	the	the	DET
fbem-7454	79	4	existence	existence	NOUN
fbem-7454	79	5	of	of	ADP
fbem-7454	79	6	consensus	consensus	NOUN
fbem-7454	79	7	mechanism	mechanism	NOUN
fbem-7454	79	8	in	in	ADP
fbem-7454	79	9	the	the	DET
fbem-7454	79	10	blockchain	blockchain	NOUN
fbem-7454	79	11	,	,	PUNCT
fbem-7454	79	12	if	if	SCONJ
fbem-7454	79	13	a	a	DET
fbem-7454	79	14	certain	certain	ADJ
fbem-7454	79	15	information	information	NOUN
fbem-7454	79	16	is	be	AUX
fbem-7454	79	17	tampered	tamper	VERB
fbem-7454	79	18	with	with	ADP
fbem-7454	79	19	in	in	ADP
fbem-7454	79	20	the	the	DET
fbem-7454	79	21	blockchain	blockchain	NOUN
fbem-7454	79	22	,	,	PUNCT
fbem-7454	79	23	at	at	ADP
fbem-7454	79	24	least	least	ADJ
fbem-7454	79	25	51	51	NUM
fbem-7454	79	26	%	%	NOUN
fbem-7454	79	27	of	of	ADP
fbem-7454	79	28	the	the	DET
fbem-7454	79	29	blocks	block	NOUN
fbem-7454	79	30	need	need	VERB
fbem-7454	79	31	to	to	PART
fbem-7454	79	32	be	be	AUX
fbem-7454	79	33	tampered	tamper	VERB
fbem-7454	79	34	with	with	ADP
fbem-7454	79	35	successfully	successfully	ADV
fbem-7454	79	36	.	.	PUNCT
fbem-7454	80	1	it	it	PRON
fbem-7454	80	2	is	be	AUX
fbem-7454	80	3	unrealistic	unrealistic	ADJ
fbem-7454	80	4	for	for	SCONJ
fbem-7454	80	5	hackers	hacker	NOUN
fbem-7454	80	6	to	to	PART
fbem-7454	80	7	break	break	VERB
fbem-7454	80	8	through	through	ADP
fbem-7454	80	9	this	this	DET
fbem-7454	80	10	mechanism	mechanism	NOUN
fbem-7454	80	11	in	in	ADP
fbem-7454	80	12	terms	term	NOUN
fbem-7454	80	13	of	of	ADP
fbem-7454	80	14	time	time	NOUN
fbem-7454	80	15	,	,	PUNCT
fbem-7454	80	16	manpower	manpower	NOUN
fbem-7454	80	17	and	and	CCONJ
fbem-7454	80	18	material	material	ADJ
fbem-7454	80	19	resources	resource	NOUN
fbem-7454	80	20	.	.	PUNCT
fbem-7454	81	1	in	in	ADP
fbem-7454	81	2	addition	addition	NOUN
fbem-7454	81	3	,	,	PUNCT
fbem-7454	81	4	in	in	ADP
fbem-7454	81	5	the	the	DET
fbem-7454	81	6	blockchain	blockchain	NOUN
fbem-7454	81	7	,	,	PUNCT
fbem-7454	81	8	users	user	NOUN
fbem-7454	81	9	only	only	ADV
fbem-7454	81	10	pay	pay	VERB
fbem-7454	81	11	the	the	DET
fbem-7454	81	12	transaction	transaction	NOUN
fbem-7454	81	13	amount	amount	NOUN
fbem-7454	81	14	as	as	ADP
fbem-7454	81	15	agreed	agree	VERB
fbem-7454	81	16	,	,	PUNCT
fbem-7454	81	17	and	and	CCONJ
fbem-7454	81	18	no	no	ADV
fbem-7454	81	19	longer	long	ADV
fbem-7454	81	20	provide	provide	VERB
fbem-7454	81	21	personal	personal	ADJ
fbem-7454	81	22	account	account	NOUN
fbem-7454	81	23	information	information	NOUN
fbem-7454	81	24	.	.	PUNCT
fbem-7454	82	1	therefore	therefore	ADV
fbem-7454	82	2	,	,	PUNCT
fbem-7454	82	3	all	all	PRON
fbem-7454	82	4	accounts	account	VERB
fbem-7454	82	5	on	on	ADP
fbem-7454	82	6	the	the	DET
fbem-7454	82	7	chain	chain	NOUN
fbem-7454	82	8	are	be	AUX
fbem-7454	82	9	completely	completely	ADV
fbem-7454	82	10	secret	secret	ADJ
fbem-7454	82	11	.	.	PUNCT
fbem-7454	83	1	even	even	ADV
fbem-7454	83	2	if	if	SCONJ
fbem-7454	83	3	hackers	hacker	NOUN
fbem-7454	83	4	break	break	VERB
fbem-7454	83	5	the	the	DET
fbem-7454	83	6	encrypted	encrypt	VERB
fbem-7454	83	7	content	content	NOUN
fbem-7454	83	8	of	of	ADP
fbem-7454	83	9	the	the	DET
fbem-7454	83	10	blockchain	blockchain	NOUN
fbem-7454	83	11	,	,	PUNCT
fbem-7454	83	12	they	they	PRON
fbem-7454	83	13	can	can	AUX
fbem-7454	83	14	not	not	PART
fbem-7454	83	15	determine	determine	VERB
fbem-7454	83	16	the	the	DET
fbem-7454	83	17	template	template	NOUN
fbem-7454	83	18	for	for	ADP
fbem-7454	83	19	their	their	PRON
fbem-7454	83	20	next	next	ADJ
fbem-7454	83	21	invasion	invasion	NOUN
fbem-7454	83	22	.	.	PUNCT
fbem-7454	84	1	the	the	DET
fbem-7454	84	2	blockchain	blockchain	PROPN
fbem-7454	84	3	also	also	ADV
fbem-7454	84	4	has	have	VERB
fbem-7454	84	5	the	the	DET
fbem-7454	84	6	characteristics	characteristic	NOUN
fbem-7454	84	7	of	of	ADP
fbem-7454	84	8	tamper	tamper	NOUN
fbem-7454	84	9	-	-	NOUN
fbem-7454	84	10	proof	proof	ADJ
fbem-7454	84	11	,	,	PUNCT
fbem-7454	84	12	traceable	traceable	ADJ
fbem-7454	84	13	and	and	CCONJ
fbem-7454	84	14	distributed	distributed	ADJ
fbem-7454	84	15	bookkeeping	bookkeeping	NOUN
fbem-7454	84	16	,	,	PUNCT
fbem-7454	84	17	which	which	PRON
fbem-7454	84	18	greatly	greatly	ADV
fbem-7454	84	19	improves	improve	VERB
fbem-7454	84	20	the	the	DET
fbem-7454	84	21	security	security	NOUN
fbem-7454	84	22	of	of	ADP
fbem-7454	84	23	the	the	DET
fbem-7454	84	24	blockchain	blockchain	NOUN
fbem-7454	84	25	,	,	PUNCT
fbem-7454	84	26	reduces	reduce	VERB
fbem-7454	84	27	the	the	DET
fbem-7454	84	28	loopholes	loophole	NOUN
fbem-7454	84	29	in	in	ADP
fbem-7454	84	30	the	the	DET
fbem-7454	84	31	payment	payment	NOUN
fbem-7454	84	32	process	process	NOUN
fbem-7454	84	33	,	,	PUNCT
fbem-7454	84	34	and	and	CCONJ
fbem-7454	84	35	ensures	ensure	VERB
fbem-7454	84	36	that	that	SCONJ
fbem-7454	84	37	each	each	DET
fbem-7454	84	38	payment	payment	NOUN
fbem-7454	84	39	instruction	instruction	NOUN
fbem-7454	84	40	made	make	VERB
fbem-7454	84	41	through	through	ADP
fbem-7454	84	42	the	the	DET
fbem-7454	84	43	blockchain	blockchain	PROPN
fbem-7454	84	44	can	can	AUX
fbem-7454	84	45	be	be	AUX
fbem-7454	84	46	executed	execute	VERB
fbem-7454	84	47	smoothly	smoothly	ADV
fbem-7454	84	48	and	and	CCONJ
fbem-7454	84	49	safely	safely	ADV
fbem-7454	84	50	.	.	PUNCT
fbem-7454	85	1	in	in	ADP
fbem-7454	85	2	the	the	DET
fbem-7454	85	3	traditional	traditional	ADJ
fbem-7454	85	4	cross	cross	ADJ
fbem-7454	85	5	-	-	ADJ
fbem-7454	85	6	border	border	ADJ
fbem-7454	85	7	payment	payment	NOUN
fbem-7454	85	8	mode	mode	NOUN
fbem-7454	85	9	,	,	PUNCT
fbem-7454	85	10	payment	payment	NOUN
fbem-7454	85	11	instructions	instruction	NOUN
fbem-7454	85	12	will	will	AUX
fbem-7454	85	13	be	be	AUX
fbem-7454	85	14	processed	process	VERB
fbem-7454	85	15	in	in	ADP
fbem-7454	85	16	chronological	chronological	ADJ
fbem-7454	85	17	order	order	NOUN
fbem-7454	85	18	,	,	PUNCT
fbem-7454	85	19	and	and	CCONJ
fbem-7454	85	20	daily	daily	ADJ
fbem-7454	85	21	clearing	clearing	NOUN
fbem-7454	85	22	will	will	AUX
fbem-7454	85	23	be	be	AUX
fbem-7454	85	24	carried	carry	VERB
fbem-7454	85	25	out	out	ADP
fbem-7454	85	26	.	.	PUNCT
fbem-7454	86	1	in	in	ADP
fbem-7454	86	2	order	order	NOUN
fbem-7454	86	3	to	to	PART
fbem-7454	86	4	ensure	ensure	VERB
fbem-7454	86	5	the	the	DET
fbem-7454	86	6	accuracy	accuracy	NOUN
fbem-7454	86	7	of	of	ADP
fbem-7454	86	8	data	datum	NOUN
fbem-7454	86	9	,	,	PUNCT
fbem-7454	86	10	banks	bank	NOUN
fbem-7454	86	11	also	also	ADV
fbem-7454	86	12	need	need	VERB
fbem-7454	86	13	to	to	PART
fbem-7454	86	14	conduct	conduct	VERB
fbem-7454	86	15	a	a	DET
fbem-7454	86	16	manual	manual	ADJ
fbem-7454	86	17	reconciliation	reconciliation	NOUN
fbem-7454	86	18	.	.	PUNCT
fbem-7454	87	1	such	such	ADJ
fbem-7454	87	2	complex	complex	ADJ
fbem-7454	87	3	procedures	procedure	NOUN
fbem-7454	87	4	will	will	AUX
fbem-7454	87	5	consume	consume	VERB
fbem-7454	87	6	a	a	DET
fbem-7454	87	7	lot	lot	NOUN
fbem-7454	87	8	of	of	ADP
fbem-7454	87	9	time	time	NOUN
fbem-7454	87	10	,	,	PUNCT
fbem-7454	87	11	and	and	CCONJ
fbem-7454	87	12	sometimes	sometimes	ADV
fbem-7454	87	13	a	a	DET
fbem-7454	87	14	remittance	remittance	NOUN
fbem-7454	87	15	may	may	AUX
fbem-7454	87	16	take	take	VERB
fbem-7454	87	17	up	up	ADP
fbem-7454	87	18	to	to	PART
fbem-7454	87	19	three	three	NUM
fbem-7454	87	20	days	day	NOUN
fbem-7454	87	21	.	.	PUNCT
fbem-7454	88	1	however	however	ADV
fbem-7454	88	2	,	,	PUNCT
fbem-7454	88	3	blockchain	blockchain	PROPN
fbem-7454	88	4	technology	technology	PROPN
fbem-7454	88	5	easily	easily	ADV
fbem-7454	88	6	avoids	avoid	VERB
fbem-7454	88	7	intermediaries	intermediary	NOUN
fbem-7454	88	8	,	,	PUNCT
fbem-7454	88	9	does	do	AUX
fbem-7454	88	10	not	not	PART
fbem-7454	88	11	need	need	VERB
fbem-7454	88	12	banks	bank	NOUN
fbem-7454	88	13	or	or	CCONJ
fbem-7454	88	14	third	third	ADJ
fbem-7454	88	15	-	-	PUNCT
fbem-7454	88	16	party	party	NOUN
fbem-7454	88	17	payment	payment	NOUN
fbem-7454	88	18	institutions	institution	NOUN
fbem-7454	88	19	,	,	PUNCT
fbem-7454	88	20	and	and	CCONJ
fbem-7454	88	21	allows	allow	VERB
fbem-7454	88	22	both	both	DET
fbem-7454	88	23	parties	party	NOUN
fbem-7454	88	24	to	to	PART
fbem-7454	88	25	quickly	quickly	ADV
fbem-7454	88	26	and	and	CCONJ
fbem-7454	88	27	freely	freely	ADV
fbem-7454	88	28	realize	realize	VERB
fbem-7454	88	29	cross	cross	ADJ
fbem-7454	88	30	-	-	ADJ
fbem-7454	88	31	border	border	ADJ
fbem-7454	88	32	payment	payment	NOUN
fbem-7454	88	33	and	and	CCONJ
fbem-7454	88	34	settlement	settlement	NOUN
fbem-7454	88	35	through	through	ADP
fbem-7454	88	36	point	point	NOUN
fbem-7454	88	37	-	-	PUNCT
fbem-7454	88	38	to	to	ADP
fbem-7454	88	39	-	-	PUNCT
fbem-7454	88	40	point	point	NOUN
fbem-7454	88	41	method	method	NOUN
fbem-7454	88	42	.	.	PUNCT
fbem-7454	89	1	at	at	ADP
fbem-7454	89	2	the	the	DET
fbem-7454	89	3	same	same	ADJ
fbem-7454	89	4	time	time	NOUN
fbem-7454	89	5	,	,	PUNCT
fbem-7454	89	6	the	the	DET
fbem-7454	89	7	existence	existence	NOUN
fbem-7454	89	8	of	of	ADP
fbem-7454	89	9	smart	smart	ADJ
fbem-7454	89	10	contracts	contract	NOUN
fbem-7454	89	11	guarantees	guarantee	VERB
fbem-7454	89	12	24hour	24hour	NUM
fbem-7454	89	13	payment	payment	NOUN
fbem-7454	89	14	at	at	ADP
fbem-7454	89	15	any	any	DET
fbem-7454	89	16	time	time	NOUN
fbem-7454	89	17	and	and	CCONJ
fbem-7454	89	18	real	real	ADJ
fbem-7454	89	19	-	-	PUNCT
fbem-7454	89	20	time	time	NOUN
fbem-7454	89	21	receipt	receipt	NOUN
fbem-7454	89	22	,	,	PUNCT
fbem-7454	89	23	which	which	PRON
fbem-7454	89	24	is	be	AUX
fbem-7454	89	25	convenient	convenient	ADJ
fbem-7454	89	26	and	and	CCONJ
fbem-7454	89	27	fast	fast	ADJ
fbem-7454	89	28	,	,	PUNCT
fbem-7454	89	29	significantly	significantly	ADV
fbem-7454	89	30	speeds	speed	VERB
fbem-7454	89	31	up	up	ADP
fbem-7454	89	32	the	the	DET
fbem-7454	89	33	speed	speed	NOUN
fbem-7454	89	34	of	of	ADP
fbem-7454	89	35	payment	payment	NOUN
fbem-7454	89	36	and	and	CCONJ
fbem-7454	89	37	settlement	settlement	NOUN
fbem-7454	89	38	and	and	CCONJ
fbem-7454	89	39	capital	capital	NOUN
fbem-7454	89	40	flow	flow	NOUN
fbem-7454	89	41	,	,	PUNCT
fbem-7454	89	42	and	and	CCONJ
fbem-7454	89	43	allows	allow	VERB
fbem-7454	89	44	both	both	DET
fbem-7454	89	45	parties	party	NOUN
fbem-7454	89	46	of	of	ADP
fbem-7454	89	47	the	the	DET
fbem-7454	89	48	transaction	transaction	NOUN
fbem-7454	89	49	to	to	PART
fbem-7454	89	50	know	know	VERB
fbem-7454	89	51	the	the	DET
fbem-7454	89	52	progress	progress	NOUN
fbem-7454	89	53	of	of	ADP
fbem-7454	89	54	the	the	DET
fbem-7454	89	55	transaction	transaction	NOUN
fbem-7454	89	56	and	and	CCONJ
fbem-7454	89	57	the	the	DET
fbem-7454	89	58	completion	completion	NOUN
fbem-7454	89	59	of	of	ADP
fbem-7454	89	60	the	the	DET
fbem-7454	89	61	transaction	transaction	NOUN
fbem-7454	89	62	at	at	ADP
fbem-7454	89	63	any	any	DET
fbem-7454	89	64	time	time	NOUN
fbem-7454	89	65	,	,	PUNCT
fbem-7454	89	66	greatly	greatly	ADV
fbem-7454	89	67	improving	improve	VERB
fbem-7454	89	68	the	the	DET
fbem-7454	89	69	efficiency	efficiency	NOUN
fbem-7454	89	70	of	of	ADP
fbem-7454	89	71	cross	cross	ADJ
fbem-7454	89	72	-	-	ADJ
fbem-7454	89	73	border	border	ADJ
fbem-7454	89	74	payment	payment	NOUN
fbem-7454	89	75	.	.	PUNCT
fbem-7454	90	1	first	first	ADV
fbem-7454	90	2	of	of	ADP
fbem-7454	90	3	all	all	PRON
fbem-7454	90	4	,	,	PUNCT
fbem-7454	90	5	the	the	DET
fbem-7454	90	6	costs	cost	NOUN
fbem-7454	90	7	in	in	ADP
fbem-7454	90	8	the	the	DET
fbem-7454	90	9	traditional	traditional	ADJ
fbem-7454	90	10	cross	cross	ADJ
fbem-7454	90	11	-	-	ADJ
fbem-7454	90	12	border	border	ADJ
fbem-7454	90	13	payment	payment	NOUN
fbem-7454	90	14	mode	mode	NOUN
fbem-7454	90	15	are	be	AUX
fbem-7454	90	16	mainly	mainly	ADV
fbem-7454	90	17	generated	generate	VERB
fbem-7454	90	18	from	from	ADP
fbem-7454	90	19	the	the	DET
fbem-7454	90	20	clearing	clearing	NOUN
fbem-7454	90	21	of	of	ADP
fbem-7454	90	22	various	various	ADJ
fbem-7454	90	23	intermediary	intermediary	ADJ
fbem-7454	90	24	institutions	institution	NOUN
fbem-7454	90	25	.	.	PUNCT
fbem-7454	91	1	when	when	SCONJ
fbem-7454	91	2	using	use	VERB
fbem-7454	91	3	swift	swift	ADJ
fbem-7454	91	4	system	system	NOUN
fbem-7454	91	5	for	for	ADP
fbem-7454	91	6	crossborder	crossborder	NOUN
fbem-7454	91	7	payment	payment	NOUN
fbem-7454	91	8	,	,	PUNCT
fbem-7454	91	9	not	not	PART
fbem-7454	91	10	only	only	ADV
fbem-7454	91	11	the	the	DET
fbem-7454	91	12	handling	handling	NOUN
fbem-7454	91	13	fee	fee	NOUN
fbem-7454	91	14	to	to	ADP
fbem-7454	91	15	the	the	DET
fbem-7454	91	16	intermediary	intermediary	ADJ
fbem-7454	91	17	agency	agency	NOUN
fbem-7454	91	18	and	and	CCONJ
fbem-7454	91	19	agent	agent	NOUN
fbem-7454	91	20	bank	bank	NOUN
fbem-7454	91	21	,	,	PUNCT
fbem-7454	91	22	but	but	CCONJ
fbem-7454	91	23	also	also	ADV
fbem-7454	91	24	the	the	DET
fbem-7454	91	25	cable	cable	NOUN
fbem-7454	91	26	fee	fee	NOUN
fbem-7454	91	27	and	and	CCONJ
fbem-7454	91	28	transfer	transfer	NOUN
fbem-7454	91	29	fee	fee	NOUN
fbem-7454	91	30	,	,	PUNCT
fbem-7454	91	31	which	which	PRON
fbem-7454	91	32	vary	vary	VERB
fbem-7454	91	33	from	from	ADP
fbem-7454	91	34	about	about	ADV
fbem-7454	91	35	25	25	NUM
fbem-7454	91	36	-	-	SYM
fbem-7454	91	37	35	35	NUM
fbem-7454	91	38	dollars	dollar	NOUN
fbem-7454	91	39	.	.	PUNCT
fbem-7454	92	1	when	when	SCONJ
fbem-7454	92	2	using	use	VERB
fbem-7454	92	3	blockchain	blockchain	NOUN
fbem-7454	92	4	for	for	ADP
fbem-7454	92	5	payment	payment	NOUN
fbem-7454	92	6	,	,	PUNCT
fbem-7454	92	7	the	the	DET
fbem-7454	92	8	transaction	transaction	NOUN
fbem-7454	92	9	cost	cost	NOUN
fbem-7454	92	10	of	of	ADP
fbem-7454	92	11	a	a	DET
fbem-7454	92	12	transaction	transaction	NOUN
fbem-7454	92	13	is	be	AUX
fbem-7454	92	14	reduced	reduce	VERB
fbem-7454	92	15	to	to	ADP
fbem-7454	92	16	about	about	ADV
fbem-7454	92	17	$	$	SYM
fbem-7454	92	18	10	10	NUM
fbem-7454	92	19	due	due	ADP
fbem-7454	92	20	to	to	ADP
fbem-7454	92	21	the	the	DET
fbem-7454	92	22	absence	absence	NOUN
fbem-7454	92	23	of	of	ADP
fbem-7454	92	24	these	these	DET
fbem-7454	92	25	intermediaries	intermediary	NOUN
fbem-7454	92	26	.	.	PUNCT
fbem-7454	93	1	in	in	ADP
fbem-7454	93	2	addition	addition	NOUN
fbem-7454	93	3	,	,	PUNCT
fbem-7454	93	4	due	due	ADP
fbem-7454	93	5	to	to	ADP
fbem-7454	93	6	the	the	DET
fbem-7454	93	7	introduction	introduction	NOUN
fbem-7454	93	8	of	of	ADP
fbem-7454	93	9	the	the	DET
fbem-7454	93	10	virtual	virtual	ADJ
fbem-7454	93	11	currency	currency	NOUN
fbem-7454	93	12	of	of	ADP
fbem-7454	93	13	"	"	PUNCT
fbem-7454	93	14	swiss	swiss	ADJ
fbem-7454	93	15	currency	currency	NOUN
fbem-7454	93	16	"	"	PUNCT
fbem-7454	93	17	in	in	ADP
fbem-7454	93	18	ripple	ripple	ADJ
fbem-7454	93	19	mode	mode	NOUN
fbem-7454	93	20	,	,	PUNCT
fbem-7454	93	21	that	that	ADV
fbem-7454	93	22	is	is	ADV
fbem-7454	93	23	,	,	PUNCT
fbem-7454	93	24	the	the	DET
fbem-7454	93	25	swiss	swiss	ADJ
fbem-7454	93	26	currency	currency	NOUN
fbem-7454	93	27	can	can	AUX
fbem-7454	93	28	be	be	AUX
fbem-7454	93	29	used	use	VERB
fbem-7454	93	30	to	to	PART
fbem-7454	93	31	transfer	transfer	VERB
fbem-7454	93	32	any	any	DET
fbem-7454	93	33	currency	currency	NOUN
fbem-7454	93	34	such	such	ADJ
fbem-7454	93	35	as	as	ADP
fbem-7454	93	36	us	us	PROPN
fbem-7454	93	37	dollar	dollar	NOUN
fbem-7454	93	38	,	,	PUNCT
fbem-7454	93	39	japanese	japanese	ADJ
fbem-7454	93	40	yen	yen	NOUN
fbem-7454	93	41	and	and	CCONJ
fbem-7454	93	42	rmb	rmb	PROPN
fbem-7454	93	43	,	,	PUNCT
fbem-7454	93	44	which	which	PRON
fbem-7454	93	45	also	also	ADV
fbem-7454	93	46	greatly	greatly	ADV
fbem-7454	93	47	reduces	reduce	VERB
fbem-7454	93	48	the	the	DET
fbem-7454	93	49	payment	payment	NOUN
fbem-7454	93	50	cost	cost	NOUN
fbem-7454	93	51	.	.	PUNCT
fbem-7454	94	1	according	accord	VERB
fbem-7454	94	2	to	to	ADP
fbem-7454	94	3	statistics	statistic	NOUN
fbem-7454	94	4	,	,	PUNCT
fbem-7454	94	5	only	only	ADV
fbem-7454	94	6	through	through	ADP
fbem-7454	94	7	the	the	DET
fbem-7454	94	8	ripple	ripple	ADJ
fbem-7454	94	9	platform	platform	NOUN
fbem-7454	94	10	can	can	AUX
fbem-7454	94	11	save	save	VERB
fbem-7454	94	12	33	33	NUM
fbem-7454	94	13	%	%	NOUN
fbem-7454	94	14	of	of	ADP
fbem-7454	94	15	the	the	DET
fbem-7454	94	16	cost	cost	NOUN
fbem-7454	94	17	of	of	ADP
fbem-7454	94	18	cross	cross	ADJ
fbem-7454	94	19	-	-	ADJ
fbem-7454	94	20	border	border	ADJ
fbem-7454	94	21	transactions	transaction	NOUN
fbem-7454	94	22	,	,	PUNCT
fbem-7454	94	23	while	while	SCONJ
fbem-7454	94	24	if	if	SCONJ
fbem-7454	94	25	the	the	DET
fbem-7454	94	26	use	use	NOUN
fbem-7454	94	27	of	of	ADP
fbem-7454	94	28	the	the	DET
fbem-7454	94	29	swiss	swiss	ADJ
fbem-7454	94	30	currency	currency	NOUN
fbem-7454	94	31	as	as	SCONJ
fbem-7454	94	32	the	the	DET
fbem-7454	94	33	intermediate	intermediate	ADJ
fbem-7454	94	34	currency	currency	NOUN
fbem-7454	94	35	can	can	AUX
fbem-7454	94	36	increase	increase	VERB
fbem-7454	94	37	to	to	ADP
fbem-7454	94	38	42	42	NUM
fbem-7454	94	39	%	%	NOUN
fbem-7454	94	40	,	,	PUNCT
fbem-7454	94	41	up	up	ADP
fbem-7454	94	42	to	to	ADP
fbem-7454	94	43	60%.[4	60%.[4	NUM
fbem-7454	94	44	]	]	PUNCT
fbem-7454	94	45	3.2	3.2	NUM
fbem-7454	94	46	.	.	PUNCT
fbem-7454	95	1	risks	risk	NOUN
fbem-7454	95	2	of	of	ADP
fbem-7454	95	3	cross	cross	ADJ
fbem-7454	95	4	-	-	ADJ
fbem-7454	95	5	border	border	ADJ
fbem-7454	95	6	payment	payment	NOUN
fbem-7454	95	7	based	base	VERB
fbem-7454	95	8	on	on	ADP
fbem-7454	95	9	blockchain	blockchain	PROPN
fbem-7454	95	10	technology	technology	PROPN
fbem-7454	95	11	3.2.1	3.2.1	NUM
fbem-7454	95	12	.	.	PUNCT
fbem-7454	96	1	technical	technical	ADJ
fbem-7454	96	2	risk	risk	NOUN
fbem-7454	96	3	with	with	ADP
fbem-7454	96	4	the	the	DET
fbem-7454	96	5	development	development	NOUN
fbem-7454	96	6	of	of	ADP
fbem-7454	96	7	computer	computer	NOUN
fbem-7454	96	8	and	and	CCONJ
fbem-7454	96	9	other	other	ADJ
fbem-7454	96	10	technologies	technology	NOUN
fbem-7454	96	11	,	,	PUNCT
fbem-7454	96	12	the	the	DET
fbem-7454	96	13	asymmetric	asymmetric	ADJ
fbem-7454	96	14	encryption	encryption	NOUN
fbem-7454	96	15	technology	technology	NOUN
fbem-7454	96	16	of	of	ADP
fbem-7454	96	17	blockchain	blockchain	PROPN
fbem-7454	96	18	is	be	AUX
fbem-7454	96	19	becoming	become	VERB
fbem-7454	96	20	increasingly	increasingly	ADV
fbem-7454	96	21	fragile	fragile	ADJ
fbem-7454	96	22	.	.	PUNCT
fbem-7454	97	1	the	the	DET
fbem-7454	97	2	blockchain	blockchain	PROPN
fbem-7454	97	3	is	be	AUX
fbem-7454	97	4	composed	compose	VERB
fbem-7454	97	5	of	of	ADP
fbem-7454	97	6	data	datum	NOUN
fbem-7454	97	7	management	management	NOUN
fbem-7454	97	8	layer	layer	NOUN
fbem-7454	97	9	,	,	PUNCT
fbem-7454	97	10	network	network	NOUN
fbem-7454	97	11	layer	layer	NOUN
fbem-7454	97	12	,	,	PUNCT
fbem-7454	97	13	consensus	consensus	NOUN
fbem-7454	97	14	management	management	NOUN
fbem-7454	97	15	layer	layer	NOUN
fbem-7454	97	16	,	,	PUNCT
fbem-7454	97	17	incentive	incentive	NOUN
fbem-7454	97	18	layer	layer	NOUN
fbem-7454	97	19	,	,	PUNCT
fbem-7454	97	20	collaboration	collaboration	NOUN
fbem-7454	97	21	layer	layer	NOUN
fbem-7454	97	22	,	,	PUNCT
fbem-7454	97	23	contract	contract	NOUN
fbem-7454	97	24	management	management	NOUN
fbem-7454	97	25	layer	layer	NOUN
fbem-7454	97	26	and	and	CCONJ
fbem-7454	97	27	other	other	ADJ
fbem-7454	97	28	modules	module	NOUN
fbem-7454	97	29	.	.	PUNCT
fbem-7454	98	1	the	the	DET
fbem-7454	98	2	main	main	ADJ
fbem-7454	98	3	functions	function	NOUN
fbem-7454	98	4	of	of	ADP
fbem-7454	98	5	different	different	ADJ
fbem-7454	98	6	modules	module	NOUN
fbem-7454	98	7	are	be	AUX
fbem-7454	98	8	the	the	DET
fbem-7454	98	9	combination	combination	NOUN
fbem-7454	98	10	of	of	ADP
fbem-7454	98	11	asymmetric	asymmetric	ADJ
fbem-7454	98	12	network	network	NOUN
fbem-7454	98	13	encryption	encryption	NOUN
fbem-7454	98	14	p2p	p2p	NOUN
fbem-7454	98	15	module	module	NOUN
fbem-7454	98	16	network	network	NOUN
fbem-7454	98	17	,	,	PUNCT
fbem-7454	98	18	hash	hash	NOUN
fbem-7454	98	19	algorithm	algorithm	NOUN
fbem-7454	98	20	,	,	PUNCT
fbem-7454	98	21	merkel	merkel	NOUN
fbem-7454	98	22	tree	tree	NOUN
fbem-7454	98	23	and	and	CCONJ
fbem-7454	98	24	other	other	ADJ
fbem-7454	98	25	network	network	NOUN
fbem-7454	98	26	technologies	technology	NOUN
fbem-7454	98	27	and	and	CCONJ
fbem-7454	98	28	encryption	encryption	NOUN
fbem-7454	98	29	algorithms.[5	algorithms.[5	NOUN
fbem-7454	98	30	]	]	PUNCT
fbem-7454	98	31	because	because	SCONJ
fbem-7454	98	32	traditional	traditional	ADJ
fbem-7454	98	33	code	code	NOUN
fbem-7454	98	34	writing	write	VERB
fbem-7454	98	35	errors	error	NOUN
fbem-7454	98	36	can	can	AUX
fbem-7454	98	37	not	not	PART
fbem-7454	98	38	be	be	AUX
fbem-7454	98	39	transmitted	transmit	VERB
fbem-7454	98	40	,	,	PUNCT
fbem-7454	98	41	they	they	PRON
fbem-7454	98	42	will	will	AUX
fbem-7454	98	43	not	not	PART
fbem-7454	98	44	cause	cause	VERB
fbem-7454	98	45	major	major	ADJ
fbem-7454	98	46	accidents	accident	NOUN
fbem-7454	98	47	,	,	PUNCT
fbem-7454	98	48	and	and	CCONJ
fbem-7454	98	49	blockchain	blockchain	PROPN
fbem-7454	98	50	technology	technology	PROPN
fbem-7454	98	51	will	will	AUX
fbem-7454	98	52	store	store	VERB
fbem-7454	98	53	all	all	DET
fbem-7454	98	54	information	information	NOUN
fbem-7454	98	55	at	at	ADP
fbem-7454	98	56	each	each	DET
fbem-7454	98	57	node	node	NOUN
fbem-7454	98	58	,	,	PUNCT
fbem-7454	98	59	so	so	SCONJ
fbem-7454	98	60	it	it	PRON
fbem-7454	98	61	is	be	AUX
fbem-7454	98	62	difficult	difficult	ADJ
fbem-7454	98	63	to	to	PART
fbem-7454	98	64	make	make	VERB
fbem-7454	98	65	up	up	ADP
fbem-7454	98	66	for	for	ADP
fbem-7454	98	67	errors	error	NOUN
fbem-7454	98	68	once	once	SCONJ
fbem-7454	98	69	they	they	PRON
fbem-7454	98	70	occur	occur	VERB
fbem-7454	98	71	.	.	PUNCT
fbem-7454	99	1	3.2.2	3.2.2	X
fbem-7454	99	2	.	.	PUNCT
fbem-7454	99	3	legal	legal	ADJ
fbem-7454	99	4	risk	risk	NOUN
fbem-7454	99	5	the	the	DET
fbem-7454	99	6	payment	payment	NOUN
fbem-7454	99	7	process	process	NOUN
fbem-7454	99	8	of	of	ADP
fbem-7454	99	9	blockchain	blockchain	PROPN
fbem-7454	99	10	is	be	AUX
fbem-7454	99	11	anonymous	anonymous	ADJ
fbem-7454	99	12	,	,	PUNCT
fbem-7454	99	13	so	so	SCONJ
fbem-7454	99	14	users	user	NOUN
fbem-7454	99	15	may	may	AUX
fbem-7454	99	16	encounter	encounter	VERB
fbem-7454	99	17	the	the	DET
fbem-7454	99	18	problem	problem	NOUN
fbem-7454	99	19	of	of	ADP
fbem-7454	99	20	stealing	steal	VERB
fbem-7454	99	21	or	or	CCONJ
fbem-7454	99	22	deleting	delete	VERB
fbem-7454	99	23	personal	personal	ADJ
fbem-7454	99	24	private	private	ADJ
fbem-7454	99	25	keys	key	NOUN
fbem-7454	99	26	,	,	PUNCT
fbem-7454	99	27	which	which	PRON
fbem-7454	99	28	seriously	seriously	ADV
fbem-7454	99	29	threatens	threaten	VERB
fbem-7454	99	30	the	the	DET
fbem-7454	99	31	interests	interest	NOUN
fbem-7454	99	32	of	of	ADP
fbem-7454	99	33	relevant	relevant	ADJ
fbem-7454	99	34	assets	asset	NOUN
fbem-7454	99	35	and	and	CCONJ
fbem-7454	99	36	information	information	NOUN
fbem-7454	99	37	owners	owner	NOUN
fbem-7454	99	38	.	.	PUNCT
fbem-7454	100	1	however	however	ADV
fbem-7454	100	2	,	,	PUNCT
fbem-7454	100	3	due	due	ADP
fbem-7454	100	4	to	to	ADP
fbem-7454	100	5	the	the	DET
fbem-7454	100	6	imperfect	imperfect	ADJ
fbem-7454	100	7	domestic	domestic	ADJ
fbem-7454	100	8	laws	law	NOUN
fbem-7454	100	9	on	on	ADP
fbem-7454	100	10	blockchain	blockchain	PROPN
fbem-7454	100	11	,	,	PUNCT
fbem-7454	100	12	it	it	PRON
fbem-7454	100	13	is	be	AUX
fbem-7454	100	14	difficult	difficult	ADJ
fbem-7454	100	15	to	to	PART
fbem-7454	100	16	provide	provide	VERB
fbem-7454	100	17	effective	effective	ADJ
fbem-7454	100	18	protection	protection	NOUN
fbem-7454	100	19	for	for	ADP
fbem-7454	100	20	similar	similar	ADJ
fbem-7454	100	21	issues	issue	NOUN
fbem-7454	100	22	.	.	PUNCT
fbem-7454	101	1	3.2.3	3.2.3	X
fbem-7454	101	2	.	.	PUNCT
fbem-7454	101	3	financial	financial	ADJ
fbem-7454	101	4	risk	risk	NOUN
fbem-7454	101	5	the	the	DET
fbem-7454	101	6	issuing	issue	VERB
fbem-7454	101	7	mode	mode	NOUN
fbem-7454	101	8	of	of	ADP
fbem-7454	101	9	digital	digital	ADJ
fbem-7454	101	10	currency	currency	NOUN
fbem-7454	101	11	on	on	ADP
fbem-7454	101	12	the	the	DET
fbem-7454	101	13	blockchain	blockchain	PROPN
fbem-7454	101	14	platform	platform	NOUN
fbem-7454	101	15	can	can	AUX
fbem-7454	101	16	not	not	PART
fbem-7454	101	17	be	be	AUX
fbem-7454	101	18	adjusted	adjust	VERB
fbem-7454	101	19	with	with	ADP
fbem-7454	101	20	the	the	DET
fbem-7454	101	21	market	market	NOUN
fbem-7454	101	22	at	at	ADP
fbem-7454	101	23	present	present	ADJ
fbem-7454	101	24	,	,	PUNCT
fbem-7454	101	25	which	which	PRON
fbem-7454	101	26	is	be	AUX
fbem-7454	101	27	likely	likely	ADJ
fbem-7454	101	28	to	to	PART
fbem-7454	101	29	cause	cause	VERB
fbem-7454	101	30	serious	serious	ADJ
fbem-7454	101	31	interference	interference	NOUN
fbem-7454	101	32	to	to	ADP
fbem-7454	101	33	the	the	DET
fbem-7454	101	34	market	market	NOUN
fbem-7454	101	35	order	order	NOUN
fbem-7454	101	36	in	in	ADP
fbem-7454	101	37	the	the	DET
fbem-7454	101	38	future	future	NOUN
fbem-7454	101	39	.	.	PUNCT
fbem-7454	102	1	although	although	SCONJ
fbem-7454	102	2	the	the	DET
fbem-7454	102	3	blockchain	blockchain	PROPN
fbem-7454	102	4	has	have	AUX
fbem-7454	102	5	been	be	AUX
fbem-7454	102	6	gradually	gradually	ADV
fbem-7454	102	7	applied	apply	VERB
fbem-7454	102	8	and	and	CCONJ
fbem-7454	102	9	has	have	AUX
fbem-7454	102	10	become	become	VERB
fbem-7454	102	11	a	a	DET
fbem-7454	102	12	new	new	ADJ
fbem-7454	102	13	cross	cross	ADJ
fbem-7454	102	14	-	-	ADJ
fbem-7454	102	15	border	border	ADJ
fbem-7454	102	16	payment	payment	NOUN
fbem-7454	102	17	mode	mode	NOUN
fbem-7454	102	18	,	,	PUNCT
fbem-7454	102	19	china	china	PROPN
fbem-7454	102	20	has	have	AUX
fbem-7454	102	21	not	not	PART
fbem-7454	102	22	yet	yet	ADV
fbem-7454	102	23	fully	fully	ADV
fbem-7454	102	24	trusted	trust	VERB
fbem-7454	102	25	it	it	PRON
fbem-7454	102	26	.	.	PUNCT
fbem-7454	103	1	4	4	X
fbem-7454	103	2	.	.	X
fbem-7454	103	3	conclusion	conclusion	VERB
fbem-7454	103	4	the	the	DET
fbem-7454	103	5	application	application	NOUN
fbem-7454	103	6	of	of	ADP
fbem-7454	103	7	blockchain	blockchain	PROPN
fbem-7454	103	8	technology	technology	PROPN
fbem-7454	103	9	for	for	ADP
fbem-7454	103	10	cross	cross	ADJ
fbem-7454	103	11	-	-	ADJ
fbem-7454	103	12	border	border	ADJ
fbem-7454	103	13	payment	payment	NOUN
fbem-7454	103	14	is	be	AUX
fbem-7454	103	15	an	an	DET
fbem-7454	103	16	important	important	ADJ
fbem-7454	103	17	innovation	innovation	NOUN
fbem-7454	103	18	in	in	ADP
fbem-7454	103	19	the	the	DET
fbem-7454	103	20	financial	financial	ADJ
fbem-7454	103	21	field	field	NOUN
fbem-7454	103	22	,	,	PUNCT
fbem-7454	103	23	which	which	PRON
fbem-7454	103	24	has	have	VERB
fbem-7454	103	25	a	a	DET
fbem-7454	103	26	good	good	ADJ
fbem-7454	103	27	market	market	NOUN
fbem-7454	103	28	prospect	prospect	NOUN
fbem-7454	103	29	,	,	PUNCT
fbem-7454	103	30	but	but	CCONJ
fbem-7454	103	31	there	there	PRON
fbem-7454	103	32	are	be	VERB
fbem-7454	103	33	also	also	ADV
fbem-7454	103	34	many	many	ADJ
fbem-7454	103	35	uncertainties	uncertainty	NOUN
fbem-7454	103	36	,	,	PUNCT
fbem-7454	103	37	and	and	CCONJ
fbem-7454	103	38	it	it	PRON
fbem-7454	103	39	is	be	AUX
fbem-7454	103	40	necessary	necessary	ADJ
fbem-7454	103	41	to	to	PART
fbem-7454	103	42	do	do	VERB
fbem-7454	103	43	a	a	DET
fbem-7454	103	44	good	good	ADJ
fbem-7454	103	45	job	job	NOUN
fbem-7454	103	46	in	in	ADP
fbem-7454	103	47	applying	apply	VERB
fbem-7454	103	48	the	the	DET
fbem-7454	103	49	new	new	ADJ
fbem-7454	103	50	model	model	NOUN
fbem-7454	103	51	of	of	ADP
fbem-7454	103	52	security	security	NOUN
fbem-7454	103	53	measures	measure	NOUN
fbem-7454	103	54	.	.	PUNCT
fbem-7454	104	1	25	25	NUM
fbem-7454	104	2	4.1	4.1	NUM
fbem-7454	104	3	.	.	PUNCT
fbem-7454	105	1	strengthen	strengthen	VERB
fbem-7454	105	2	the	the	DET
fbem-7454	105	3	development	development	NOUN
fbem-7454	105	4	of	of	ADP
fbem-7454	105	5	blockchain	blockchain	PROPN
fbem-7454	105	6	technology	technology	PROPN
fbem-7454	105	7	blockchain	blockchain	PROPN
fbem-7454	105	8	technology	technology	PROPN
fbem-7454	105	9	should	should	AUX
fbem-7454	105	10	improve	improve	VERB
fbem-7454	105	11	decentralized	decentralized	ADJ
fbem-7454	105	12	data	datum	NOUN
fbem-7454	105	13	results	result	NOUN
fbem-7454	105	14	and	and	CCONJ
fbem-7454	105	15	interaction	interaction	NOUN
fbem-7454	105	16	mechanisms	mechanism	NOUN
fbem-7454	105	17	,	,	PUNCT
fbem-7454	105	18	lay	lie	VERB
fbem-7454	105	19	a	a	DET
fbem-7454	105	20	good	good	ADJ
fbem-7454	105	21	data	datum	NOUN
fbem-7454	105	22	and	and	CCONJ
fbem-7454	105	23	credit	credit	NOUN
fbem-7454	105	24	foundation	foundation	NOUN
fbem-7454	105	25	for	for	ADP
fbem-7454	105	26	business	business	NOUN
fbem-7454	105	27	,	,	PUNCT
fbem-7454	105	28	optimize	optimize	VERB
fbem-7454	105	29	cross	cross	ADJ
fbem-7454	105	30	-	-	ADJ
fbem-7454	105	31	border	border	ADJ
fbem-7454	105	32	payment	payment	NOUN
fbem-7454	105	33	systems	system	NOUN
fbem-7454	105	34	,	,	PUNCT
fbem-7454	105	35	and	and	CCONJ
fbem-7454	105	36	better	well	ADV
fbem-7454	105	37	serve	serve	VERB
fbem-7454	105	38	the	the	DET
fbem-7454	105	39	parallel	parallel	ADJ
fbem-7454	105	40	social	social	ADJ
fbem-7454	105	41	space	space	NOUN
fbem-7454	105	42	.	.	PUNCT
fbem-7454	106	1	[	[	X
fbem-7454	106	2	6]at	6]at	NUM
fbem-7454	106	3	the	the	DET
fbem-7454	106	4	same	same	ADJ
fbem-7454	106	5	time	time	NOUN
fbem-7454	106	6	,	,	PUNCT
fbem-7454	106	7	we	we	PRON
fbem-7454	106	8	will	will	AUX
fbem-7454	106	9	increase	increase	VERB
fbem-7454	106	10	efforts	effort	NOUN
fbem-7454	106	11	to	to	PART
fbem-7454	106	12	train	train	VERB
fbem-7454	106	13	technical	technical	ADJ
fbem-7454	106	14	talents	talent	NOUN
fbem-7454	106	15	in	in	ADP
fbem-7454	106	16	the	the	DET
fbem-7454	106	17	blockchain	blockchain	PROPN
fbem-7454	106	18	field	field	NOUN
fbem-7454	106	19	,	,	PUNCT
fbem-7454	106	20	build	build	VERB
fbem-7454	106	21	a	a	DET
fbem-7454	106	22	complete	complete	ADJ
fbem-7454	106	23	training	training	NOUN
fbem-7454	106	24	system	system	NOUN
fbem-7454	106	25	for	for	ADP
fbem-7454	106	26	talents	talent	NOUN
fbem-7454	106	27	in	in	ADP
fbem-7454	106	28	the	the	DET
fbem-7454	106	29	"	"	PUNCT
fbem-7454	106	30	finance+blockchain	finance+blockchain	PROPN
fbem-7454	106	31	"	"	PUNCT
fbem-7454	106	32	field	field	NOUN
fbem-7454	106	33	,	,	PUNCT
fbem-7454	106	34	and	and	CCONJ
fbem-7454	106	35	reserve	reserve	NOUN
fbem-7454	106	36	talents	talent	NOUN
fbem-7454	106	37	for	for	ADP
fbem-7454	106	38	the	the	DET
fbem-7454	106	39	development	development	NOUN
fbem-7454	106	40	of	of	ADP
fbem-7454	106	41	china	china	PROPN
fbem-7454	106	42	's	's	PART
fbem-7454	106	43	cross	cross	ADJ
fbem-7454	106	44	-	-	ADJ
fbem-7454	106	45	border	border	ADJ
fbem-7454	106	46	payment	payment	NOUN
fbem-7454	106	47	field	field	NOUN
fbem-7454	106	48	.	.	PUNCT
fbem-7454	107	1	4.2	4.2	NUM
fbem-7454	107	2	.	.	PUNCT
fbem-7454	108	1	improve	improve	VERB
fbem-7454	108	2	blockchain	blockchain	PROPN
fbem-7454	108	3	industry	industry	NOUN
fbem-7454	108	4	standards	standard	NOUN
fbem-7454	108	5	and	and	CCONJ
fbem-7454	108	6	supervision	supervision	NOUN
fbem-7454	108	7	regulations	regulation	NOUN
fbem-7454	108	8	at	at	ADP
fbem-7454	108	9	present	present	ADJ
fbem-7454	108	10	,	,	PUNCT
fbem-7454	108	11	china	china	PROPN
fbem-7454	108	12	has	have	AUX
fbem-7454	108	13	not	not	PART
fbem-7454	108	14	promulgated	promulgate	VERB
fbem-7454	108	15	a	a	DET
fbem-7454	108	16	complete	complete	ADJ
fbem-7454	108	17	set	set	NOUN
fbem-7454	108	18	of	of	ADP
fbem-7454	108	19	laws	law	NOUN
fbem-7454	108	20	and	and	CCONJ
fbem-7454	108	21	regulations	regulation	NOUN
fbem-7454	108	22	on	on	ADP
fbem-7454	108	23	the	the	DET
fbem-7454	108	24	blockchain	blockchain	PROPN
fbem-7454	108	25	technology	technology	PROPN
fbem-7454	108	26	field	field	NOUN
fbem-7454	108	27	,	,	PUNCT
fbem-7454	108	28	which	which	PRON
fbem-7454	108	29	leads	lead	VERB
fbem-7454	108	30	to	to	ADP
fbem-7454	108	31	the	the	DET
fbem-7454	108	32	lack	lack	NOUN
fbem-7454	108	33	of	of	ADP
fbem-7454	108	34	compliance	compliance	NOUN
fbem-7454	108	35	in	in	ADP
fbem-7454	108	36	solving	solve	VERB
fbem-7454	108	37	problems	problem	NOUN
fbem-7454	108	38	related	relate	VERB
fbem-7454	108	39	to	to	ADP
fbem-7454	108	40	blockchain	blockchain	PROPN
fbem-7454	108	41	,	,	PUNCT
fbem-7454	108	42	the	the	DET
fbem-7454	108	43	difficulty	difficulty	NOUN
fbem-7454	108	44	of	of	ADP
fbem-7454	108	45	achieving	achieve	VERB
fbem-7454	108	46	fair	fair	ADJ
fbem-7454	108	47	and	and	CCONJ
fbem-7454	108	48	fair	fair	ADJ
fbem-7454	108	49	supervision	supervision	NOUN
fbem-7454	108	50	,	,	PUNCT
fbem-7454	108	51	and	and	CCONJ
fbem-7454	108	52	the	the	DET
fbem-7454	108	53	easy	easy	ADJ
fbem-7454	108	54	disruption	disruption	NOUN
fbem-7454	108	55	of	of	ADP
fbem-7454	108	56	market	market	NOUN
fbem-7454	108	57	order	order	NOUN
fbem-7454	108	58	.	.	PUNCT
fbem-7454	109	1	therefore	therefore	ADV
fbem-7454	109	2	,	,	PUNCT
fbem-7454	109	3	the	the	DET
fbem-7454	109	4	legislative	legislative	ADJ
fbem-7454	109	5	department	department	NOUN
fbem-7454	109	6	needs	need	VERB
fbem-7454	109	7	to	to	PART
fbem-7454	109	8	work	work	VERB
fbem-7454	109	9	together	together	ADV
fbem-7454	109	10	with	with	ADP
fbem-7454	109	11	the	the	DET
fbem-7454	109	12	government	government	NOUN
fbem-7454	109	13	and	and	CCONJ
fbem-7454	109	14	blockchain	blockchain	PROPN
fbem-7454	109	15	-	-	PUNCT
fbem-7454	109	16	related	relate	VERB
fbem-7454	109	17	technology	technology	NOUN
fbem-7454	109	18	companies	company	NOUN
fbem-7454	109	19	to	to	PART
fbem-7454	109	20	balance	balance	VERB
fbem-7454	109	21	the	the	DET
fbem-7454	109	22	interests	interest	NOUN
fbem-7454	109	23	of	of	ADP
fbem-7454	109	24	all	all	DET
fbem-7454	109	25	parties	party	NOUN
fbem-7454	109	26	and	and	CCONJ
fbem-7454	109	27	improve	improve	VERB
fbem-7454	109	28	relevant	relevant	ADJ
fbem-7454	109	29	laws	law	NOUN
fbem-7454	109	30	and	and	CCONJ
fbem-7454	109	31	regulations	regulation	NOUN
fbem-7454	109	32	.	.	PUNCT
fbem-7454	110	1	references	reference	NOUN
fbem-7454	110	2	[	[	X
fbem-7454	110	3	1	1	NUM
fbem-7454	110	4	]	]	PUNCT
fbem-7454	110	5	wang	wang	PROPN
fbem-7454	110	6	dalan	dalan	PROPN
fbem-7454	110	7	.	.	PUNCT
fbem-7454	111	1	(	(	PUNCT
fbem-7454	111	2	2022	2022	NUM
fbem-7454	111	3	)	)	PUNCT
fbem-7454	111	4	research	research	NOUN
fbem-7454	111	5	on	on	ADP
fbem-7454	111	6	new	new	ADJ
fbem-7454	111	7	cross	cross	ADJ
fbem-7454	111	8	-	-	ADJ
fbem-7454	111	9	border	border	ADJ
fbem-7454	111	10	payment	payment	NOUN
fbem-7454	111	11	mode	mode	NOUN
fbem-7454	111	12	based	base	VERB
fbem-7454	111	13	on	on	ADP
fbem-7454	111	14	blockchain	blockchain	PROPN
fbem-7454	111	15	technology	technology	PROPN
fbem-7454	111	16	.	.	PUNCT
fbem-7454	112	1	china	china	PROPN
fbem-7454	112	2	market	market	PROPN
fbem-7454	112	3	,	,	PUNCT
fbem-7454	112	4	18	18	NUM
fbem-7454	112	5	:	:	SYM
fbem-7454	112	6	163165	163165	NUM
fbem-7454	112	7	.	.	PUNCT
fbem-7454	113	1	[	[	X
fbem-7454	113	2	2	2	NUM
fbem-7454	113	3	]	]	X
fbem-7454	113	4	zhang	zhang	PROPN
fbem-7454	113	5	liang	liang	PROPN
fbem-7454	113	6	.	.	PUNCT
fbem-7454	114	1	(	(	PUNCT
fbem-7454	114	2	2019	2019	NUM
fbem-7454	114	3	)	)	PUNCT
fbem-7454	114	4	the	the	DET
fbem-7454	114	5	application	application	NOUN
fbem-7454	114	6	of	of	ADP
fbem-7454	114	7	blockchain	blockchain	PROPN
fbem-7454	114	8	technology	technology	PROPN
fbem-7454	114	9	in	in	ADP
fbem-7454	114	10	cross	cross	ADJ
fbem-7454	114	11	-	-	ADJ
fbem-7454	114	12	border	border	ADJ
fbem-7454	114	13	payment	payment	NOUN
fbem-7454	114	14	.	.	PUNCT
fbem-7454	115	1	thesis	thesis	NOUN
fbem-7454	115	2	of	of	ADP
fbem-7454	115	3	huazhong	huazhong	PROPN
fbem-7454	115	4	university	university	PROPN
fbem-7454	115	5	of	of	ADP
fbem-7454	115	6	science	science	NOUN
fbem-7454	115	7	and	and	CCONJ
fbem-7454	115	8	technology	technology	NOUN
fbem-7454	115	9	,	,	PUNCT
fbem-7454	115	10	01	01	NUM
fbem-7454	115	11	:	:	SYM
fbem-7454	115	12	56	56	NUM
fbem-7454	115	13	.	.	PUNCT
fbem-7454	116	1	[	[	X
fbem-7454	116	2	3	3	X
fbem-7454	116	3	]	]	PUNCT
fbem-7454	116	4	he	he	PRON
fbem-7454	116	5	hongliang	hongliang	PROPN
fbem-7454	116	6	.	.	PUNCT
fbem-7454	117	1	(	(	PUNCT
fbem-7454	117	2	2016	2016	NUM
fbem-7454	117	3	)	)	PUNCT
fbem-7454	117	4	ripple	ripple	ADJ
fbem-7454	117	5	currency	currency	NOUN
fbem-7454	117	6	and	and	CCONJ
fbem-7454	117	7	the	the	DET
fbem-7454	117	8	operating	operating	NOUN
fbem-7454	117	9	mechanism	mechanism	NOUN
fbem-7454	117	10	of	of	ADP
fbem-7454	117	11	ripple	ripple	ADJ
fbem-7454	117	12	system	system	NOUN
fbem-7454	117	13	.	.	PUNCT
fbem-7454	118	1	time	time	NOUN
fbem-7454	118	2	finance	finance	NOUN
fbem-7454	118	3	,	,	PUNCT
fbem-7454	118	4	29	29	NUM
fbem-7454	118	5	:	:	SYM
fbem-7454	118	6	267	267	NUM
fbem-7454	118	7	,	,	PUNCT
fbem-7454	118	8	278	278	NUM
fbem-7454	118	9	.	.	PUNCT
fbem-7454	119	1	[	[	X
fbem-7454	119	2	4	4	X
fbem-7454	119	3	]	]	X
fbem-7454	119	4	liu	liu	PROPN
fbem-7454	119	5	xiaoming	xiaoming	PROPN
fbem-7454	119	6	.	.	PUNCT
fbem-7454	120	1	(	(	PUNCT
fbem-7454	120	2	2016	2016	NUM
fbem-7454	120	3	)	)	PUNCT
fbem-7454	120	4	application	application	NOUN
fbem-7454	120	5	of	of	ADP
fbem-7454	120	6	ripple	ripple	PROPN
fbem-7454	120	7	based	base	VERB
fbem-7454	120	8	blockchain	blockchain	PROPN
fbem-7454	120	9	technology	technology	PROPN
fbem-7454	120	10	in	in	ADP
fbem-7454	120	11	payment	payment	NOUN
fbem-7454	120	12	field	field	NOUN
fbem-7454	120	13	.	.	PUNCT
fbem-7454	121	1	financial	financial	ADJ
fbem-7454	121	2	technology	technology	PROPN
fbem-7454	121	3	times	time	NOUN
fbem-7454	121	4	,	,	PUNCT
fbem-7454	121	5	09	09	NUM
fbem-7454	121	6	:	:	PUNCT
fbem-7454	121	7	38	38	NUM
fbem-7454	121	8	-	-	SYM
fbem-7454	121	9	40	40	NUM
fbem-7454	121	10	.	.	PUNCT
fbem-7454	122	1	[	[	X
fbem-7454	122	2	5	5	X
fbem-7454	122	3	]	]	PUNCT
fbem-7454	122	4	wang	wang	PROPN
fbem-7454	122	5	yu	yu	PROPN
fbem-7454	122	6	.	.	PUNCT
fbem-7454	122	7	(	(	PUNCT
fbem-7454	122	8	2021	2021	NUM
fbem-7454	122	9	)	)	PUNCT
fbem-7454	122	10	research	research	NOUN
fbem-7454	122	11	on	on	ADP
fbem-7454	122	12	cross	cross	ADJ
fbem-7454	122	13	-	-	ADJ
fbem-7454	122	14	border	border	ADJ
fbem-7454	122	15	payment	payment	NOUN
fbem-7454	122	16	and	and	CCONJ
fbem-7454	122	17	settlement	settlement	NOUN
fbem-7454	122	18	innovation	innovation	NOUN
fbem-7454	122	19	based	base	VERB
fbem-7454	122	20	on	on	ADP
fbem-7454	122	21	blockchain	blockchain	PROPN
fbem-7454	122	22	technology	technology	PROPN
fbem-7454	122	23	.	.	PUNCT
fbem-7454	123	1	hainan	hainan	PROPN
fbem-7454	123	2	finance	finance	PROPN
fbem-7454	123	3	,	,	PUNCT
fbem-7454	123	4	10	10	NUM
fbem-7454	123	5	:	:	SYM
fbem-7454	123	6	71	71	NUM
fbem-7454	123	7	-	-	SYM
fbem-7454	123	8	79	79	NUM
fbem-7454	123	9	,	,	PUNCT
fbem-7454	123	10	87	87	NUM
fbem-7454	123	11	.	.	PUNCT
fbem-7454	124	1	[	[	X
fbem-7454	124	2	6	6	NUM
fbem-7454	124	3	]	]	X
fbem-7454	124	4	sun	sun	PROPN
fbem-7454	124	5	baoyang	baoyang	PROPN
fbem-7454	124	6	.	.	PUNCT
fbem-7454	125	1	(	(	PUNCT
fbem-7454	125	2	2018	2018	NUM
fbem-7454	125	3	)	)	PUNCT
fbem-7454	125	4	development	development	NOUN
fbem-7454	125	5	status	status	NOUN
fbem-7454	125	6	and	and	CCONJ
fbem-7454	125	7	prospect	prospect	NOUN
fbem-7454	125	8	of	of	ADP
fbem-7454	125	9	blockchain	blockchain	PROPN
fbem-7454	125	10	technology	technology	PROPN
fbem-7454	125	11	.	.	PUNCT
fbem-7454	126	1	digital	digital	ADJ
fbem-7454	126	2	communication	communication	NOUN
fbem-7454	126	3	world	world	NOUN
fbem-7454	126	4	,	,	PUNCT
fbem-7454	126	5	11	11	NUM
fbem-7454	126	6	:	:	SYM
fbem-7454	126	7	51	51	NUM
fbem-7454	126	8	.	.	PUNCT
