id	sid	tid	token	lemma	pos
fbem-8282	1	1	frontiers	frontier	NOUN
fbem-8282	1	2	in	in	ADP
fbem-8282	1	3	business	business	NOUN
fbem-8282	1	4	,	,	PUNCT
fbem-8282	1	5	economics	economic	NOUN
fbem-8282	1	6	and	and	CCONJ
fbem-8282	1	7	management	management	NOUN
fbem-8282	1	8	issn	issn	PROPN
fbem-8282	1	9	:	:	PUNCT
fbem-8282	1	10	2766	2766	NUM
fbem-8282	1	11	-	-	PUNCT
fbem-8282	1	12	824x	824x	NUM
fbem-8282	1	13	|	|	ADJ
fbem-8282	1	14	vol	vol	NOUN
fbem-8282	1	15	.	.	PROPN
fbem-8282	2	1	9	9	NUM
fbem-8282	2	2	,	,	PUNCT
fbem-8282	2	3	no	no	INTJ
fbem-8282	2	4	.	.	NOUN
fbem-8282	2	5	1	1	NUM
fbem-8282	2	6	,	,	PUNCT
fbem-8282	2	7	2023	2023	NUM
fbem-8282	2	8	31	31	NUM
fbem-8282	2	9	a	a	DET
fbem-8282	2	10	literature	literature	NOUN
fbem-8282	2	11	review	review	NOUN
fbem-8282	2	12	of	of	ADP
fbem-8282	2	13	studies	study	NOUN
fbem-8282	2	14	on	on	ADP
fbem-8282	2	15	financial	financial	ADJ
fbem-8282	2	16	exclusion	exclusion	NOUN
fbem-8282	2	17	in	in	ADP
fbem-8282	2	18	rural	rural	ADJ
fbem-8282	2	19	china	china	PROPN
fbem-8282	2	20	zixuan	zixuan	PROPN
fbem-8282	2	21	xia	xia	PROPN
fbem-8282	2	22	,	,	PUNCT
fbem-8282	2	23	weixin	weixin	PROPN
fbem-8282	2	24	xie	xie	PROPN
fbem-8282	2	25	,	,	PUNCT
fbem-8282	2	26	haobin	haobin	PROPN
fbem-8282	2	27	chen	chen	PROPN
fbem-8282	2	28	,	,	PUNCT
fbem-8282	2	29	jiao	jiao	PROPN
fbem-8282	2	30	wang	wang	PROPN
fbem-8282	2	31	*	*	PROPN
fbem-8282	2	32	school	school	NOUN
fbem-8282	2	33	of	of	ADP
fbem-8282	2	34	economics	economic	NOUN
fbem-8282	2	35	,	,	PUNCT
fbem-8282	2	36	guangzhou	guangzhou	PROPN
fbem-8282	2	37	college	college	PROPN
fbem-8282	2	38	of	of	ADP
fbem-8282	2	39	commerce	commerce	PROPN
fbem-8282	2	40	,	,	PUNCT
fbem-8282	2	41	guangzhou	guangzhou	PROPN
fbem-8282	2	42	,	,	PUNCT
fbem-8282	2	43	china	china	PROPN
fbem-8282	2	44	*	*	PUNCT
fbem-8282	2	45	corresponding	correspond	VERB
fbem-8282	2	46	author	author	NOUN
fbem-8282	2	47	:	:	PUNCT
fbem-8282	2	48	jiao	jiao	PROPN
fbem-8282	2	49	wang	wang	PROPN
fbem-8282	2	50	(	(	PUNCT
fbem-8282	2	51	email	email	NOUN
fbem-8282	2	52	:	:	PUNCT
fbem-8282	2	53	980709571@qq.com	980709571@qq.com	NUM
fbem-8282	2	54	)	)	PUNCT
fbem-8282	2	55	abstract	abstract	NOUN
fbem-8282	2	56	:	:	PUNCT
fbem-8282	2	57	financial	financial	ADJ
fbem-8282	2	58	exclusion	exclusion	NOUN
fbem-8282	2	59	is	be	AUX
fbem-8282	2	60	regarded	regard	VERB
fbem-8282	2	61	as	as	ADP
fbem-8282	2	62	one	one	NUM
fbem-8282	2	63	of	of	ADP
fbem-8282	2	64	the	the	DET
fbem-8282	2	65	hotspots	hotspot	NOUN
fbem-8282	2	66	and	and	CCONJ
fbem-8282	2	67	difficulties	difficulty	NOUN
fbem-8282	2	68	in	in	ADP
fbem-8282	2	69	recent	recent	ADJ
fbem-8282	2	70	years	year	NOUN
fbem-8282	2	71	,	,	PUNCT
fbem-8282	2	72	of	of	ADP
fbem-8282	2	73	which	which	PRON
fbem-8282	2	74	the	the	DET
fbem-8282	2	75	aggravation	aggravation	NOUN
fbem-8282	2	76	will	will	AUX
fbem-8282	2	77	aggravate	aggravate	VERB
fbem-8282	2	78	the	the	DET
fbem-8282	2	79	gap	gap	NOUN
fbem-8282	2	80	between	between	ADP
fbem-8282	2	81	urban	urban	ADJ
fbem-8282	2	82	and	and	CCONJ
fbem-8282	2	83	rural	rural	ADJ
fbem-8282	2	84	areas	area	NOUN
fbem-8282	2	85	,	,	PUNCT
fbem-8282	2	86	hinder	hinder	VERB
fbem-8282	2	87	the	the	DET
fbem-8282	2	88	promotion	promotion	NOUN
fbem-8282	2	89	of	of	ADP
fbem-8282	2	90	inclusive	inclusive	ADJ
fbem-8282	2	91	finance	finance	NOUN
fbem-8282	2	92	,	,	PUNCT
fbem-8282	2	93	increase	increase	VERB
fbem-8282	2	94	the	the	DET
fbem-8282	2	95	resistance	resistance	NOUN
fbem-8282	2	96	to	to	ADP
fbem-8282	2	97	the	the	DET
fbem-8282	2	98	implementation	implementation	NOUN
fbem-8282	2	99	of	of	ADP
fbem-8282	2	100	rural	rural	ADJ
fbem-8282	2	101	revitalization	revitalization	NOUN
fbem-8282	2	102	strategy	strategy	NOUN
fbem-8282	2	103	,	,	PUNCT
fbem-8282	2	104	and	and	CCONJ
fbem-8282	2	105	even	even	ADV
fbem-8282	2	106	affect	affect	VERB
fbem-8282	2	107	the	the	DET
fbem-8282	2	108	development	development	NOUN
fbem-8282	2	109	of	of	ADP
fbem-8282	2	110	agricultural	agricultural	ADJ
fbem-8282	2	111	economy	economy	NOUN
fbem-8282	2	112	in	in	ADP
fbem-8282	2	113	china	china	PROPN
fbem-8282	2	114	.	.	PUNCT
fbem-8282	3	1	since	since	SCONJ
fbem-8282	3	2	2019	2019	NUM
fbem-8282	3	3	,	,	PUNCT
fbem-8282	3	4	in	in	ADP
fbem-8282	3	5	the	the	DET
fbem-8282	3	6	face	face	NOUN
fbem-8282	3	7	of	of	ADP
fbem-8282	3	8	complicated	complicated	ADJ
fbem-8282	3	9	international	international	ADJ
fbem-8282	3	10	situation	situation	NOUN
fbem-8282	3	11	and	and	CCONJ
fbem-8282	3	12	continuous	continuous	ADJ
fbem-8282	3	13	domestic	domestic	ADJ
fbem-8282	3	14	epidemic	epidemic	NOUN
fbem-8282	3	15	situation	situation	NOUN
fbem-8282	3	16	,	,	PUNCT
fbem-8282	3	17	it	it	PRON
fbem-8282	3	18	has	have	AUX
fbem-8282	3	19	played	play	VERB
fbem-8282	3	20	an	an	DET
fbem-8282	3	21	important	important	ADJ
fbem-8282	3	22	role	role	NOUN
fbem-8282	3	23	in	in	ADP
fbem-8282	3	24	providing	provide	VERB
fbem-8282	3	25	basis	basis	NOUN
fbem-8282	3	26	and	and	CCONJ
fbem-8282	3	27	reference	reference	NOUN
fbem-8282	3	28	for	for	SCONJ
fbem-8282	3	29	china	china	PROPN
fbem-8282	3	30	to	to	PART
fbem-8282	3	31	promote	promote	VERB
fbem-8282	3	32	inclusive	inclusive	ADJ
fbem-8282	3	33	finance	finance	NOUN
fbem-8282	3	34	and	and	CCONJ
fbem-8282	3	35	rural	rural	ADJ
fbem-8282	3	36	revitalization	revitalization	NOUN
fbem-8282	3	37	strategy	strategy	NOUN
fbem-8282	3	38	through	through	ADP
fbem-8282	3	39	carrying	carry	VERB
fbem-8282	3	40	out	out	ADP
fbem-8282	3	41	indepth	indepth	ADJ
fbem-8282	3	42	research	research	NOUN
fbem-8282	3	43	on	on	ADP
fbem-8282	3	44	financial	financial	ADJ
fbem-8282	3	45	exclusion	exclusion	NOUN
fbem-8282	3	46	and	and	CCONJ
fbem-8282	3	47	improving	improve	VERB
fbem-8282	3	48	the	the	DET
fbem-8282	3	49	research	research	NOUN
fbem-8282	3	50	system	system	NOUN
fbem-8282	3	51	of	of	ADP
fbem-8282	3	52	financial	financial	ADJ
fbem-8282	3	53	exclusion	exclusion	NOUN
fbem-8282	3	54	under	under	ADP
fbem-8282	3	55	the	the	DET
fbem-8282	3	56	new	new	ADJ
fbem-8282	3	57	economic	economic	ADJ
fbem-8282	3	58	situation	situation	NOUN
fbem-8282	3	59	.	.	PUNCT
fbem-8282	4	1	therefore	therefore	ADV
fbem-8282	4	2	,	,	PUNCT
fbem-8282	4	3	this	this	DET
fbem-8282	4	4	paper	paper	NOUN
fbem-8282	4	5	combs	comb	VERB
fbem-8282	4	6	the	the	DET
fbem-8282	4	7	relevant	relevant	ADJ
fbem-8282	4	8	literature	literature	NOUN
fbem-8282	4	9	from	from	ADP
fbem-8282	4	10	the	the	DET
fbem-8282	4	11	regional	regional	ADJ
fbem-8282	4	12	level	level	NOUN
fbem-8282	4	13	,	,	PUNCT
fbem-8282	4	14	county	county	NOUN
fbem-8282	4	15	and	and	CCONJ
fbem-8282	4	16	township	township	NOUN
fbem-8282	4	17	level	level	NOUN
fbem-8282	4	18	and	and	CCONJ
fbem-8282	4	19	farmers	farmer	NOUN
fbem-8282	4	20	level	level	VERB
fbem-8282	4	21	,	,	PUNCT
fbem-8282	4	22	summarizes	summarize	VERB
fbem-8282	4	23	the	the	DET
fbem-8282	4	24	common	common	ADJ
fbem-8282	4	25	contents	content	NOUN
fbem-8282	4	26	of	of	ADP
fbem-8282	4	27	policy	policy	NOUN
fbem-8282	4	28	recommendations	recommendation	NOUN
fbem-8282	4	29	and	and	CCONJ
fbem-8282	4	30	puts	put	VERB
fbem-8282	4	31	forward	forward	ADV
fbem-8282	4	32	new	new	ADJ
fbem-8282	4	33	research	research	NOUN
fbem-8282	4	34	direction	direction	NOUN
fbem-8282	4	35	suggestions	suggestion	NOUN
fbem-8282	4	36	.	.	PUNCT
fbem-8282	5	1	keywords	keyword	NOUN
fbem-8282	5	2	:	:	PUNCT
fbem-8282	5	3	financial	financial	ADJ
fbem-8282	5	4	exclusion	exclusion	NOUN
fbem-8282	5	5	,	,	PUNCT
fbem-8282	5	6	literature	literature	NOUN
fbem-8282	5	7	review	review	PROPN
fbem-8282	5	8	,	,	PUNCT
fbem-8282	5	9	suggestion	suggestion	NOUN
fbem-8282	5	10	.	.	PUNCT
fbem-8282	6	1	1	1	X
fbem-8282	6	2	.	.	X
fbem-8282	6	3	introduction	introduction	NOUN
fbem-8282	6	4	rural	rural	ADJ
fbem-8282	6	5	revitalization	revitalization	NOUN
fbem-8282	6	6	has	have	AUX
fbem-8282	6	7	once	once	ADV
fbem-8282	6	8	again	again	ADV
fbem-8282	6	9	been	be	AUX
fbem-8282	6	10	listed	list	VERB
fbem-8282	6	11	as	as	ADP
fbem-8282	6	12	one	one	NUM
fbem-8282	6	13	of	of	ADP
fbem-8282	6	14	the	the	DET
fbem-8282	6	15	overall	overall	ADJ
fbem-8282	6	16	requirements	requirement	NOUN
fbem-8282	6	17	,	,	PUNCT
fbem-8282	6	18	main	main	ADJ
fbem-8282	6	19	objectives	objective	NOUN
fbem-8282	6	20	and	and	CCONJ
fbem-8282	6	21	policy	policy	NOUN
fbem-8282	6	22	orientations	orientation	NOUN
fbem-8282	6	23	of	of	ADP
fbem-8282	6	24	economic	economic	ADJ
fbem-8282	6	25	and	and	CCONJ
fbem-8282	6	26	social	social	ADJ
fbem-8282	6	27	development	development	NOUN
fbem-8282	6	28	by	by	ADP
fbem-8282	6	29	the	the	DET
fbem-8282	6	30	report	report	NOUN
fbem-8282	6	31	on	on	ADP
fbem-8282	6	32	the	the	DET
fbem-8282	6	33	implementation	implementation	NOUN
fbem-8282	6	34	of	of	ADP
fbem-8282	6	35	the	the	DET
fbem-8282	6	36	national	national	ADJ
fbem-8282	6	37	economic	economic	ADJ
fbem-8282	6	38	and	and	CCONJ
fbem-8282	6	39	social	social	ADJ
fbem-8282	6	40	development	development	NOUN
fbem-8282	6	41	plan	plan	NOUN
fbem-8282	6	42	in	in	ADP
fbem-8282	6	43	2022	2022	NUM
fbem-8282	6	44	and	and	CCONJ
fbem-8282	6	45	the	the	DET
fbem-8282	6	46	draft	draft	NOUN
fbem-8282	6	47	national	national	ADJ
fbem-8282	6	48	economic	economic	ADJ
fbem-8282	6	49	and	and	CCONJ
fbem-8282	6	50	social	social	ADJ
fbem-8282	6	51	development	development	NOUN
fbem-8282	6	52	plan	plan	NOUN
fbem-8282	6	53	in	in	ADP
fbem-8282	6	54	2023	2023	NUM
fbem-8282	6	55	(	(	PUNCT
fbem-8282	6	56	hereinafter	hereinafter	NOUN
fbem-8282	6	57	referred	refer	VERB
fbem-8282	6	58	to	to	ADP
fbem-8282	6	59	as	as	ADP
fbem-8282	6	60	the	the	DET
fbem-8282	6	61	report	report	NOUN
fbem-8282	6	62	)	)	PUNCT
fbem-8282	6	63	.	.	PUNCT
fbem-8282	7	1	inclusive	inclusive	ADJ
fbem-8282	7	2	financing	financing	NOUN
fbem-8282	7	3	can	can	AUX
fbem-8282	7	4	effectively	effectively	ADV
fbem-8282	7	5	promote	promote	VERB
fbem-8282	7	6	economic	economic	ADJ
fbem-8282	7	7	growth	growth	NOUN
fbem-8282	7	8	in	in	ADP
fbem-8282	7	9	rural	rural	ADJ
fbem-8282	7	10	areas	area	NOUN
fbem-8282	7	11	and	and	CCONJ
fbem-8282	7	12	narrow	narrow	VERB
fbem-8282	7	13	the	the	DET
fbem-8282	7	14	gap	gap	NOUN
fbem-8282	7	15	between	between	ADP
fbem-8282	7	16	urban	urban	ADJ
fbem-8282	7	17	and	and	CCONJ
fbem-8282	7	18	rural	rural	ADJ
fbem-8282	7	19	areas	area	NOUN
fbem-8282	7	20	,	,	PUNCT
fbem-8282	7	21	and	and	CCONJ
fbem-8282	7	22	plays	play	VERB
fbem-8282	7	23	an	an	DET
fbem-8282	7	24	important	important	ADJ
fbem-8282	7	25	role	role	NOUN
fbem-8282	7	26	in	in	ADP
fbem-8282	7	27	promoting	promote	VERB
fbem-8282	7	28	rural	rural	ADJ
fbem-8282	7	29	revitalization	revitalization	NOUN
fbem-8282	7	30	strategy	strategy	NOUN
fbem-8282	7	31	.	.	PUNCT
fbem-8282	8	1	in	in	ADP
fbem-8282	8	2	recent	recent	ADJ
fbem-8282	8	3	years	year	NOUN
fbem-8282	8	4	,	,	PUNCT
fbem-8282	8	5	experts	expert	NOUN
fbem-8282	8	6	and	and	CCONJ
fbem-8282	8	7	scholars	scholar	NOUN
fbem-8282	8	8	in	in	ADP
fbem-8282	8	9	the	the	DET
fbem-8282	8	10	financial	financial	ADJ
fbem-8282	8	11	field	field	NOUN
fbem-8282	8	12	have	have	AUX
fbem-8282	8	13	analyzed	analyze	VERB
fbem-8282	8	14	the	the	DET
fbem-8282	8	15	development	development	NOUN
fbem-8282	8	16	status	status	NOUN
fbem-8282	8	17	,	,	PUNCT
fbem-8282	8	18	development	development	NOUN
fbem-8282	8	19	prospects	prospect	NOUN
fbem-8282	8	20	and	and	CCONJ
fbem-8282	8	21	development	development	NOUN
fbem-8282	8	22	problems	problem	NOUN
fbem-8282	8	23	of	of	ADP
fbem-8282	8	24	rural	rural	ADJ
fbem-8282	8	25	inclusive	inclusive	ADJ
fbem-8282	8	26	financing	financing	NOUN
fbem-8282	8	27	from	from	ADP
fbem-8282	8	28	various	various	ADJ
fbem-8282	8	29	aspects	aspect	NOUN
fbem-8282	8	30	,	,	PUNCT
fbem-8282	8	31	but	but	CCONJ
fbem-8282	8	32	they	they	PRON
fbem-8282	8	33	lack	lack	VERB
fbem-8282	8	34	in	in	ADP
fbem-8282	8	35	-	-	PUNCT
fbem-8282	8	36	depth	depth	NOUN
fbem-8282	8	37	research	research	NOUN
fbem-8282	8	38	from	from	ADP
fbem-8282	8	39	the	the	DET
fbem-8282	8	40	perspective	perspective	NOUN
fbem-8282	8	41	of	of	ADP
fbem-8282	8	42	financial	financial	ADJ
fbem-8282	8	43	exclusion	exclusion	NOUN
fbem-8282	8	44	.	.	PUNCT
fbem-8282	9	1	financial	financial	ADJ
fbem-8282	9	2	exclusion	exclusion	NOUN
fbem-8282	9	3	,	,	PUNCT
fbem-8282	9	4	also	also	ADV
fbem-8282	9	5	known	know	VERB
fbem-8282	9	6	as	as	ADP
fbem-8282	9	7	financial	financial	ADJ
fbem-8282	9	8	exclusion	exclusion	NOUN
fbem-8282	9	9	,	,	PUNCT
fbem-8282	9	10	has	have	AUX
fbem-8282	9	11	not	not	PART
fbem-8282	9	12	been	be	AUX
fbem-8282	9	13	clearly	clearly	ADV
fbem-8282	9	14	defined	define	VERB
fbem-8282	9	15	in	in	ADP
fbem-8282	9	16	academic	academic	ADJ
fbem-8282	9	17	circles	circle	NOUN
fbem-8282	9	18	for	for	ADP
fbem-8282	9	19	the	the	DET
fbem-8282	9	20	time	time	NOUN
fbem-8282	9	21	being	be	AUX
fbem-8282	9	22	.	.	PUNCT
fbem-8282	10	1	the	the	DET
fbem-8282	10	2	early	early	ADJ
fbem-8282	10	3	research	research	NOUN
fbem-8282	10	4	perspective	perspective	NOUN
fbem-8282	10	5	of	of	ADP
fbem-8282	10	6	financial	financial	ADJ
fbem-8282	10	7	exclusion	exclusion	NOUN
fbem-8282	10	8	is	be	AUX
fbem-8282	10	9	mainly	mainly	ADV
fbem-8282	10	10	based	base	VERB
fbem-8282	10	11	on	on	ADP
fbem-8282	10	12	financial	financial	ADJ
fbem-8282	10	13	geography[1	geography[1	PROPN
fbem-8282	10	14	]	]	X
fbem-8282	10	15	.	.	PUNCT
fbem-8282	11	1	the	the	DET
fbem-8282	11	2	follow	follow	VERB
fbem-8282	11	3	-	-	PUNCT
fbem-8282	11	4	up	up	NOUN
fbem-8282	11	5	continues	continue	VERB
fbem-8282	11	6	to	to	PART
fbem-8282	11	7	heat	heat	VERB
fbem-8282	11	8	up	up	ADP
fbem-8282	11	9	,	,	PUNCT
fbem-8282	11	10	and	and	CCONJ
fbem-8282	11	11	the	the	DET
fbem-8282	11	12	research	research	NOUN
fbem-8282	11	13	scope	scope	NOUN
fbem-8282	11	14	also	also	ADV
fbem-8282	11	15	extends	extend	VERB
fbem-8282	11	16	to	to	ADP
fbem-8282	11	17	management	management	NOUN
fbem-8282	11	18	,	,	PUNCT
fbem-8282	11	19	economics	economic	NOUN
fbem-8282	11	20	,	,	PUNCT
fbem-8282	11	21	sociology	sociology	NOUN
fbem-8282	11	22	and	and	CCONJ
fbem-8282	11	23	other	other	ADJ
fbem-8282	11	24	fields	field	NOUN
fbem-8282	11	25	.	.	PUNCT
fbem-8282	12	1	financial	financial	ADJ
fbem-8282	12	2	exclusion	exclusion	NOUN
fbem-8282	12	3	is	be	AUX
fbem-8282	12	4	multi	multi	ADJ
fbem-8282	12	5	-	-	ADJ
fbem-8282	12	6	dimensional	dimensional	ADJ
fbem-8282	12	7	,	,	PUNCT
fbem-8282	12	8	and	and	CCONJ
fbem-8282	12	9	it	it	PRON
fbem-8282	12	10	is	be	AUX
fbem-8282	12	11	difficult	difficult	ADJ
fbem-8282	12	12	to	to	PART
fbem-8282	12	13	form	form	VERB
fbem-8282	12	14	a	a	DET
fbem-8282	12	15	unified	unified	ADJ
fbem-8282	12	16	definition	definition	NOUN
fbem-8282	12	17	,	,	PUNCT
fbem-8282	12	18	but	but	CCONJ
fbem-8282	12	19	it	it	PRON
fbem-8282	12	20	is	be	AUX
fbem-8282	12	21	mainly	mainly	ADV
fbem-8282	12	22	summarized	summarize	VERB
fbem-8282	12	23	into	into	ADP
fbem-8282	12	24	six	six	NUM
fbem-8282	12	25	dimensions	dimension	NOUN
fbem-8282	12	26	:	:	PUNCT
fbem-8282	12	27	geographical	geographical	ADJ
fbem-8282	12	28	exclusion	exclusion	NOUN
fbem-8282	12	29	,	,	PUNCT
fbem-8282	12	30	evaluation	evaluation	NOUN
fbem-8282	12	31	exclusion	exclusion	NOUN
fbem-8282	12	32	,	,	PUNCT
fbem-8282	12	33	conditional	conditional	ADJ
fbem-8282	12	34	exclusion	exclusion	NOUN
fbem-8282	12	35	,	,	PUNCT
fbem-8282	12	36	price	price	NOUN
fbem-8282	12	37	exclusion	exclusion	NOUN
fbem-8282	12	38	,	,	PUNCT
fbem-8282	12	39	self	self	NOUN
fbem-8282	12	40	-	-	PUNCT
fbem-8282	12	41	exclusion	exclusion	NOUN
fbem-8282	12	42	and	and	CCONJ
fbem-8282	12	43	marketing	marketing	NOUN
fbem-8282	12	44	exclusion	exclusion	NOUN
fbem-8282	12	45	[	[	X
fbem-8282	12	46	1	1	NUM
fbem-8282	12	47	]	]	PUNCT
fbem-8282	12	48	,	,	PUNCT
fbem-8282	12	49	while	while	SCONJ
fbem-8282	12	50	leyshon	leyshon	PROPN
fbem-8282	12	51	et	et	PROPN
fbem-8282	12	52	al	al	PROPN
fbem-8282	12	53	.	.	PROPN
fbem-8282	13	1	(	(	PUNCT
fbem-8282	13	2	1993	1993	NUM
fbem-8282	13	3	)	)	PUNCT
fbem-8282	13	4	interprets	interpret	VERB
fbem-8282	13	5	financial	financial	ADJ
fbem-8282	13	6	exclusion	exclusion	NOUN
fbem-8282	13	7	as	as	ADP
fbem-8282	13	8	the	the	DET
fbem-8282	13	9	behavior	behavior	NOUN
fbem-8282	13	10	and	and	CCONJ
fbem-8282	13	11	process	process	NOUN
fbem-8282	13	12	that	that	PRON
fbem-8282	13	13	hinders	hinder	VERB
fbem-8282	13	14	specific	specific	ADJ
fbem-8282	13	15	social	social	ADJ
fbem-8282	13	16	strata	strata	NOUN
fbem-8282	13	17	or	or	CCONJ
fbem-8282	13	18	groups	group	NOUN
fbem-8282	13	19	from	from	ADP
fbem-8282	13	20	obtaining	obtain	VERB
fbem-8282	13	21	formal	formal	ADJ
fbem-8282	13	22	financial	financial	ADJ
fbem-8282	13	23	services[2	services[2	PROPN
fbem-8282	13	24	]	]	PUNCT
fbem-8282	13	25	.	.	PUNCT
fbem-8282	14	1	there	there	PRON
fbem-8282	14	2	are	be	VERB
fbem-8282	14	3	few	few	ADJ
fbem-8282	14	4	researches	research	NOUN
fbem-8282	14	5	on	on	ADP
fbem-8282	14	6	financial	financial	ADJ
fbem-8282	14	7	exclusion	exclusion	NOUN
fbem-8282	14	8	theory	theory	NOUN
fbem-8282	14	9	in	in	ADP
fbem-8282	14	10	china	china	PROPN
fbem-8282	14	11	,	,	PUNCT
fbem-8282	14	12	but	but	CCONJ
fbem-8282	14	13	in	in	ADP
fbem-8282	14	14	recent	recent	ADJ
fbem-8282	14	15	years	year	NOUN
fbem-8282	14	16	,	,	PUNCT
fbem-8282	14	17	with	with	ADP
fbem-8282	14	18	the	the	DET
fbem-8282	14	19	development	development	NOUN
fbem-8282	14	20	and	and	CCONJ
fbem-8282	14	21	deepening	deepening	NOUN
fbem-8282	14	22	of	of	ADP
fbem-8282	14	23	inclusive	inclusive	ADJ
fbem-8282	14	24	financing	financing	NOUN
fbem-8282	14	25	,	,	PUNCT
fbem-8282	14	26	green	green	ADJ
fbem-8282	14	27	finance	finance	NOUN
fbem-8282	14	28	,	,	PUNCT
fbem-8282	14	29	digital	digital	ADJ
fbem-8282	14	30	finance	finance	NOUN
fbem-8282	14	31	and	and	CCONJ
fbem-8282	14	32	other	other	ADJ
fbem-8282	14	33	theories	theory	NOUN
fbem-8282	14	34	,	,	PUNCT
fbem-8282	14	35	the	the	DET
fbem-8282	14	36	research	research	NOUN
fbem-8282	14	37	on	on	ADP
fbem-8282	14	38	financial	financial	ADJ
fbem-8282	14	39	exclusion	exclusion	NOUN
fbem-8282	14	40	theory	theory	NOUN
fbem-8282	14	41	has	have	AUX
fbem-8282	14	42	gradually	gradually	ADV
fbem-8282	14	43	warmed	warm	VERB
fbem-8282	14	44	up	up	ADP
fbem-8282	14	45	,	,	PUNCT
fbem-8282	14	46	and	and	CCONJ
fbem-8282	14	47	a	a	DET
fbem-8282	14	48	series	series	NOUN
fbem-8282	14	49	of	of	ADP
fbem-8282	14	50	empirical	empirical	ADJ
fbem-8282	14	51	analyses	analysis	NOUN
fbem-8282	14	52	related	relate	VERB
fbem-8282	14	53	to	to	ADP
fbem-8282	14	54	financial	financial	ADJ
fbem-8282	14	55	exclusion	exclusion	NOUN
fbem-8282	14	56	theory	theory	NOUN
fbem-8282	14	57	have	have	AUX
fbem-8282	14	58	appeared	appear	VERB
fbem-8282	14	59	.	.	PUNCT
fbem-8282	15	1	2	2	X
fbem-8282	15	2	.	.	X
fbem-8282	15	3	the	the	DET
fbem-8282	15	4	research	research	NOUN
fbem-8282	15	5	level	level	NOUN
fbem-8282	15	6	of	of	ADP
fbem-8282	15	7	rural	rural	ADJ
fbem-8282	15	8	financial	financial	ADJ
fbem-8282	15	9	exclusion	exclusion	NOUN
fbem-8282	15	10	research	research	NOUN
fbem-8282	15	11	in	in	ADP
fbem-8282	15	12	china	china	PROPN
fbem-8282	15	13	2.1	2.1	NUM
fbem-8282	15	14	.	.	PUNCT
fbem-8282	16	1	regional	regional	ADJ
fbem-8282	16	2	level	level	NOUN
fbem-8282	16	3	2.1.1	2.1.1	NUM
fbem-8282	16	4	.	.	PUNCT
fbem-8282	17	1	regional	regional	ADJ
fbem-8282	17	2	perspective	perspective	PROPN
fbem-8282	17	3	xu	xu	PROPN
fbem-8282	17	4	shengdao	shengdao	PROPN
fbem-8282	17	5	(	(	PUNCT
fbem-8282	17	6	2008	2008	NUM
fbem-8282	17	7	)	)	PUNCT
fbem-8282	17	8	used	use	VERB
fbem-8282	17	9	the	the	DET
fbem-8282	17	10	likelihood	likelihood	NOUN
fbem-8282	17	11	function	function	NOUN
fbem-8282	17	12	maximization	maximization	NOUN
fbem-8282	17	13	method	method	NOUN
fbem-8282	17	14	of	of	ADP
fbem-8282	17	15	negative	negative	ADJ
fbem-8282	17	16	binomial	binomial	ADJ
fbem-8282	17	17	distribution	distribution	NOUN
fbem-8282	17	18	to	to	PART
fbem-8282	17	19	estimate	estimate	VERB
fbem-8282	17	20	the	the	DET
fbem-8282	17	21	model	model	NOUN
fbem-8282	17	22	parameters	parameter	NOUN
fbem-8282	17	23	,	,	PUNCT
fbem-8282	17	24	and	and	CCONJ
fbem-8282	17	25	concluded	conclude	VERB
fbem-8282	17	26	that	that	SCONJ
fbem-8282	17	27	three	three	NUM
fbem-8282	17	28	variables	variable	NOUN
fbem-8282	17	29	,	,	PUNCT
fbem-8282	17	30	government	government	NOUN
fbem-8282	17	31	ownership	ownership	NOUN
fbem-8282	17	32	,	,	PUNCT
fbem-8282	17	33	added	add	VERB
fbem-8282	17	34	value	value	NOUN
fbem-8282	17	35	of	of	ADP
fbem-8282	17	36	township	township	NOUN
fbem-8282	17	37	enterprises	enterprise	NOUN
fbem-8282	17	38	and	and	CCONJ
fbem-8282	17	39	farmers	farmer	NOUN
fbem-8282	17	40	'	'	PART
fbem-8282	17	41	financial	financial	ADJ
fbem-8282	17	42	literacy	literacy	NOUN
fbem-8282	17	43	,	,	PUNCT
fbem-8282	17	44	have	have	VERB
fbem-8282	17	45	significant	significant	ADJ
fbem-8282	17	46	positive	positive	ADJ
fbem-8282	17	47	effects	effect	NOUN
fbem-8282	17	48	on	on	ADP
fbem-8282	17	49	alleviating	alleviate	VERB
fbem-8282	17	50	financial	financial	ADJ
fbem-8282	17	51	exclusion	exclusion	NOUN
fbem-8282	17	52	[	[	X
fbem-8282	17	53	3	3	NUM
fbem-8282	17	54	]	]	PUNCT
fbem-8282	17	55	.	.	PUNCT
fbem-8282	18	1	huang	huang	PROPN
fbem-8282	18	2	hongguang	hongguang	PROPN
fbem-8282	18	3	et	et	PROPN
fbem-8282	18	4	al	al	PROPN
fbem-8282	18	5	.	.	PROPN
fbem-8282	19	1	(	(	PUNCT
fbem-8282	19	2	2018	2018	NUM
fbem-8282	19	3	)	)	PUNCT
fbem-8282	19	4	calculated	calculate	VERB
fbem-8282	19	5	the	the	DET
fbem-8282	19	6	financial	financial	ADJ
fbem-8282	19	7	exclusion	exclusion	NOUN
fbem-8282	19	8	index	index	NOUN
fbem-8282	19	9	,	,	PUNCT
fbem-8282	19	10	and	and	CCONJ
fbem-8282	19	11	found	find	VERB
fbem-8282	19	12	through	through	ADP
fbem-8282	19	13	intermediary	intermediary	ADJ
fbem-8282	19	14	effect	effect	NOUN
fbem-8282	19	15	that	that	SCONJ
fbem-8282	19	16	financial	financial	ADJ
fbem-8282	19	17	exclusion	exclusion	NOUN
fbem-8282	19	18	not	not	PART
fbem-8282	19	19	only	only	ADV
fbem-8282	19	20	inhibited	inhibit	VERB
fbem-8282	19	21	the	the	DET
fbem-8282	19	22	growth	growth	NOUN
fbem-8282	19	23	of	of	ADP
fbem-8282	19	24	china	china	PROPN
fbem-8282	19	25	's	's	PART
fbem-8282	19	26	agricultural	agricultural	ADJ
fbem-8282	19	27	economy	economy	NOUN
fbem-8282	19	28	,	,	PUNCT
fbem-8282	19	29	but	but	CCONJ
fbem-8282	19	30	also	also	ADV
fbem-8282	19	31	indirectly	indirectly	ADV
fbem-8282	19	32	affected	affect	VERB
fbem-8282	19	33	china	china	PROPN
fbem-8282	19	34	's	's	PART
fbem-8282	19	35	agricultural	agricultural	ADJ
fbem-8282	19	36	economy	economy	NOUN
fbem-8282	19	37	by	by	ADP
fbem-8282	19	38	restricting	restrict	VERB
fbem-8282	19	39	the	the	DET
fbem-8282	19	40	investment	investment	NOUN
fbem-8282	19	41	in	in	ADP
fbem-8282	19	42	agricultural	agricultural	ADJ
fbem-8282	19	43	science	science	NOUN
fbem-8282	19	44	and	and	CCONJ
fbem-8282	19	45	technology	technology	NOUN
fbem-8282	19	46	[	[	X
fbem-8282	19	47	4	4	NUM
fbem-8282	19	48	]	]	PUNCT
fbem-8282	19	49	.	.	PUNCT
fbem-8282	20	1	xiong	xiong	PROPN
fbem-8282	20	2	jian	jian	PROPN
fbem-8282	20	3	et	et	PROPN
fbem-8282	20	4	al	al	PROPN
fbem-8282	20	5	.	.	PROPN
fbem-8282	20	6	(	(	PUNCT
fbem-8282	20	7	2022	2022	NUM
fbem-8282	20	8	)	)	PUNCT
fbem-8282	20	9	held	hold	VERB
fbem-8282	20	10	that	that	SCONJ
fbem-8282	20	11	digital	digital	ADJ
fbem-8282	20	12	finance	finance	NOUN
fbem-8282	20	13	is	be	AUX
fbem-8282	20	14	more	more	ADV
fbem-8282	20	15	inclusive	inclusive	ADJ
fbem-8282	20	16	for	for	ADP
fbem-8282	20	17	farmers	farmer	NOUN
fbem-8282	20	18	with	with	ADP
fbem-8282	20	19	lower	low	ADJ
fbem-8282	20	20	financial	financial	ADJ
fbem-8282	20	21	literacy	literacy	NOUN
fbem-8282	20	22	and	and	CCONJ
fbem-8282	20	23	income	income	NOUN
fbem-8282	20	24	level	level	NOUN
fbem-8282	20	25	from	from	ADP
fbem-8282	20	26	the	the	DET
fbem-8282	20	27	perspective	perspective	NOUN
fbem-8282	20	28	of	of	ADP
fbem-8282	20	29	digital	digital	ADJ
fbem-8282	20	30	finance	finance	NOUN
fbem-8282	20	31	,	,	PUNCT
fbem-8282	20	32	but	but	CCONJ
fbem-8282	20	33	there	there	PRON
fbem-8282	20	34	is	be	VERB
fbem-8282	20	35	also	also	ADV
fbem-8282	20	36	the	the	DET
fbem-8282	20	37	risk	risk	NOUN
fbem-8282	20	38	of	of	ADP
fbem-8282	20	39	forming	form	VERB
fbem-8282	20	40	a	a	DET
fbem-8282	20	41	digital	digital	ADJ
fbem-8282	20	42	divide	divide	NOUN
fbem-8282	20	43	of	of	ADP
fbem-8282	20	44	price	price	NOUN
fbem-8282	20	45	exclusion	exclusion	NOUN
fbem-8282	20	46	,	,	PUNCT
fbem-8282	20	47	self	self	NOUN
fbem-8282	20	48	-	-	PUNCT
fbem-8282	20	49	exclusion	exclusion	NOUN
fbem-8282	20	50	and	and	CCONJ
fbem-8282	20	51	tool	tool	NOUN
fbem-8282	20	52	exclusion	exclusion	NOUN
fbem-8282	20	53	[	[	X
fbem-8282	20	54	5	5	NUM
fbem-8282	20	55	]	]	PUNCT
fbem-8282	20	56	.	.	PUNCT
fbem-8282	21	1	2.1.2	2.1.2	X
fbem-8282	21	2	.	.	X
fbem-8282	21	3	literature	literature	NOUN
fbem-8282	21	4	review	review	NOUN
fbem-8282	21	5	at	at	ADP
fbem-8282	21	6	the	the	DET
fbem-8282	21	7	regional	regional	ADJ
fbem-8282	21	8	level	level	NOUN
fbem-8282	21	9	by	by	ADP
fbem-8282	21	10	combing	comb	VERB
fbem-8282	21	11	and	and	CCONJ
fbem-8282	21	12	summarizing	summarize	VERB
fbem-8282	21	13	the	the	DET
fbem-8282	21	14	relevant	relevant	ADJ
fbem-8282	21	15	literature	literature	NOUN
fbem-8282	21	16	at	at	ADP
fbem-8282	21	17	the	the	DET
fbem-8282	21	18	regional	regional	ADJ
fbem-8282	21	19	level	level	NOUN
fbem-8282	21	20	,	,	PUNCT
fbem-8282	21	21	the	the	DET
fbem-8282	21	22	following	follow	VERB
fbem-8282	21	23	conclusion	conclusion	NOUN
fbem-8282	21	24	can	can	AUX
fbem-8282	21	25	be	be	AUX
fbem-8282	21	26	obtained	obtain	VERB
fbem-8282	21	27	:	:	PUNCT
fbem-8282	21	28	in	in	ADP
fbem-8282	21	29	the	the	DET
fbem-8282	21	30	empirical	empirical	ADJ
fbem-8282	21	31	study	study	NOUN
fbem-8282	21	32	of	of	ADP
fbem-8282	21	33	financial	financial	ADJ
fbem-8282	21	34	exclusion	exclusion	NOUN
fbem-8282	21	35	,	,	PUNCT
fbem-8282	21	36	scholars	scholar	NOUN
fbem-8282	21	37	mainly	mainly	ADV
fbem-8282	21	38	use	use	VERB
fbem-8282	21	39	two	two	NUM
fbem-8282	21	40	types	type	NOUN
fbem-8282	21	41	of	of	ADP
fbem-8282	21	42	data	datum	NOUN
fbem-8282	21	43	.	.	PUNCT
fbem-8282	22	1	the	the	DET
fbem-8282	22	2	first	first	ADJ
fbem-8282	22	3	type	type	NOUN
fbem-8282	22	4	of	of	ADP
fbem-8282	22	5	data	data	NOUN
fbem-8282	22	6	is	be	AUX
fbem-8282	22	7	the	the	DET
fbem-8282	22	8	financial	financial	ADJ
fbem-8282	22	9	exclusion	exclusion	NOUN
fbem-8282	22	10	index	index	NOUN
fbem-8282	22	11	constructed	construct	VERB
fbem-8282	22	12	by	by	ADP
fbem-8282	22	13	scholars	scholar	NOUN
fbem-8282	22	14	according	accord	VERB
fbem-8282	22	15	to	to	ADP
fbem-8282	22	16	the	the	DET
fbem-8282	22	17	needs	need	NOUN
fbem-8282	22	18	of	of	ADP
fbem-8282	22	19	research	research	NOUN
fbem-8282	22	20	,	,	PUNCT
fbem-8282	22	21	and	and	CCONJ
fbem-8282	22	22	the	the	DET
fbem-8282	22	23	second	second	ADJ
fbem-8282	22	24	type	type	NOUN
fbem-8282	22	25	of	of	ADP
fbem-8282	22	26	data	data	NOUN
fbem-8282	22	27	is	be	AUX
fbem-8282	22	28	the	the	DET
fbem-8282	22	29	panel	panel	NOUN
fbem-8282	22	30	data	datum	NOUN
fbem-8282	22	31	of	of	ADP
fbem-8282	22	32	provinces	province	NOUN
fbem-8282	22	33	and	and	CCONJ
fbem-8282	22	34	cities	city	NOUN
fbem-8282	22	35	.	.	PUNCT
fbem-8282	23	1	among	among	ADP
fbem-8282	23	2	them	they	PRON
fbem-8282	23	3	,	,	PUNCT
fbem-8282	23	4	the	the	DET
fbem-8282	23	5	selected	select	VERB
fbem-8282	23	6	indicators	indicator	NOUN
fbem-8282	23	7	and	and	CCONJ
fbem-8282	23	8	measurement	measurement	NOUN
fbem-8282	23	9	methods	method	NOUN
fbem-8282	23	10	of	of	ADP
fbem-8282	23	11	constructing	construct	VERB
fbem-8282	23	12	financial	financial	ADJ
fbem-8282	23	13	exclusion	exclusion	NOUN
fbem-8282	23	14	index	index	NOUN
fbem-8282	23	15	have	have	AUX
fbem-8282	23	16	not	not	PART
fbem-8282	23	17	been	be	AUX
fbem-8282	23	18	unified	unify	VERB
fbem-8282	23	19	.	.	PUNCT
fbem-8282	24	1	therefore	therefore	ADV
fbem-8282	24	2	,	,	PUNCT
fbem-8282	24	3	the	the	DET
fbem-8282	24	4	conclusions	conclusion	NOUN
fbem-8282	24	5	are	be	AUX
fbem-8282	24	6	not	not	PART
fbem-8282	24	7	consistent	consistent	ADJ
fbem-8282	24	8	with	with	ADP
fbem-8282	24	9	the	the	DET
fbem-8282	24	10	policy	policy	NOUN
fbem-8282	24	11	recommendations	recommendation	NOUN
fbem-8282	24	12	provided	provide	VERB
fbem-8282	24	13	,	,	PUNCT
fbem-8282	24	14	but	but	CCONJ
fbem-8282	24	15	there	there	PRON
fbem-8282	24	16	are	be	VERB
fbem-8282	24	17	still	still	ADV
fbem-8282	24	18	some	some	DET
fbem-8282	24	19	commonalities	commonality	NOUN
fbem-8282	24	20	in	in	ADP
fbem-8282	24	21	the	the	DET
fbem-8282	24	22	factors	factor	NOUN
fbem-8282	24	23	that	that	PRON
fbem-8282	24	24	can	can	AUX
fbem-8282	24	25	play	play	VERB
fbem-8282	24	26	a	a	DET
fbem-8282	24	27	positive	positive	ADJ
fbem-8282	24	28	role	role	NOUN
fbem-8282	24	29	in	in	ADP
fbem-8282	24	30	alleviating	alleviate	VERB
fbem-8282	24	31	financial	financial	ADJ
fbem-8282	24	32	exclusion	exclusion	NOUN
fbem-8282	24	33	,	,	PUNCT
fbem-8282	24	34	that	that	ADV
fbem-8282	24	35	is	is	ADV
fbem-8282	24	36	,	,	PUNCT
fbem-8282	24	37	they	they	PRON
fbem-8282	24	38	mainly	mainly	ADV
fbem-8282	24	39	focus	focus	VERB
fbem-8282	24	40	on	on	ADP
fbem-8282	24	41	government	government	NOUN
fbem-8282	24	42	financial	financial	ADJ
fbem-8282	24	43	support	support	NOUN
fbem-8282	24	44	,	,	PUNCT
fbem-8282	24	45	strengthening	strengthen	VERB
fbem-8282	24	46	local	local	ADJ
fbem-8282	24	47	financial	financial	ADJ
fbem-8282	24	48	infrastructure	infrastructure	NOUN
fbem-8282	24	49	construction	construction	NOUN
fbem-8282	24	50	,	,	PUNCT
fbem-8282	24	51	strengthening	strengthen	VERB
fbem-8282	24	52	regional	regional	ADJ
fbem-8282	24	53	32	32	NUM
fbem-8282	24	54	coordinated	coordinate	VERB
fbem-8282	24	55	development	development	NOUN
fbem-8282	24	56	and	and	CCONJ
fbem-8282	24	57	improving	improve	VERB
fbem-8282	24	58	local	local	ADJ
fbem-8282	24	59	residents	resident	NOUN
fbem-8282	24	60	'	'	PART
fbem-8282	24	61	financial	financial	ADJ
fbem-8282	24	62	literacy	literacy	NOUN
fbem-8282	24	63	.	.	PUNCT
fbem-8282	25	1	therefore	therefore	ADV
fbem-8282	25	2	,	,	PUNCT
fbem-8282	25	3	according	accord	VERB
fbem-8282	25	4	to	to	ADP
fbem-8282	25	5	the	the	DET
fbem-8282	25	6	above	above	ADJ
fbem-8282	25	7	common	common	ADJ
fbem-8282	25	8	contents	content	NOUN
fbem-8282	25	9	,	,	PUNCT
fbem-8282	25	10	the	the	DET
fbem-8282	25	11	measures	measure	NOUN
fbem-8282	25	12	can	can	AUX
fbem-8282	25	13	be	be	AUX
fbem-8282	25	14	put	put	VERB
fbem-8282	25	15	forward	forward	ADV
fbem-8282	25	16	as	as	SCONJ
fbem-8282	25	17	follows	follow	VERB
fbem-8282	25	18	:	:	PUNCT
fbem-8282	25	19	first	first	ADV
fbem-8282	25	20	of	of	ADP
fbem-8282	25	21	all	all	PRON
fbem-8282	25	22	,	,	PUNCT
fbem-8282	25	23	the	the	DET
fbem-8282	25	24	government	government	NOUN
fbem-8282	25	25	should	should	AUX
fbem-8282	25	26	increase	increase	VERB
fbem-8282	25	27	financial	financial	ADJ
fbem-8282	25	28	input	input	NOUN
fbem-8282	25	29	and	and	CCONJ
fbem-8282	25	30	strengthen	strengthen	VERB
fbem-8282	25	31	the	the	DET
fbem-8282	25	32	construction	construction	NOUN
fbem-8282	25	33	of	of	ADP
fbem-8282	25	34	local	local	ADJ
fbem-8282	25	35	financial	financial	ADJ
fbem-8282	25	36	infrastructure	infrastructure	NOUN
fbem-8282	25	37	;	;	PUNCT
fbem-8282	25	38	secondly	secondly	ADV
fbem-8282	25	39	,	,	PUNCT
fbem-8282	25	40	it	it	PRON
fbem-8282	25	41	is	be	AUX
fbem-8282	25	42	necessary	necessary	ADJ
fbem-8282	25	43	to	to	PART
fbem-8282	25	44	strengthen	strengthen	VERB
fbem-8282	25	45	regional	regional	ADJ
fbem-8282	25	46	coordinated	coordinate	VERB
fbem-8282	25	47	development	development	NOUN
fbem-8282	25	48	;	;	PUNCT
fbem-8282	25	49	thirdly	thirdly	ADV
fbem-8282	25	50	,	,	PUNCT
fbem-8282	25	51	it	it	PRON
fbem-8282	25	52	is	be	AUX
fbem-8282	25	53	necessary	necessary	ADJ
fbem-8282	25	54	to	to	PART
fbem-8282	25	55	encourage	encourage	VERB
fbem-8282	25	56	financial	financial	ADJ
fbem-8282	25	57	knowledge	knowledge	NOUN
fbem-8282	25	58	education	education	NOUN
fbem-8282	25	59	to	to	PART
fbem-8282	25	60	improve	improve	VERB
fbem-8282	25	61	the	the	DET
fbem-8282	25	62	financial	financial	ADJ
fbem-8282	25	63	literacy	literacy	NOUN
fbem-8282	25	64	of	of	ADP
fbem-8282	25	65	local	local	ADJ
fbem-8282	25	66	residents	resident	NOUN
fbem-8282	25	67	.	.	PUNCT
fbem-8282	26	1	2.2	2.2	NUM
fbem-8282	26	2	.	.	X
fbem-8282	26	3	county	county	NOUN
fbem-8282	26	4	and	and	CCONJ
fbem-8282	26	5	township	township	NOUN
fbem-8282	26	6	level	level	NOUN
fbem-8282	26	7	2.2.1	2.2.1	NUM
fbem-8282	26	8	.	.	PUNCT
fbem-8282	26	9	county	county	NOUN
fbem-8282	26	10	and	and	CCONJ
fbem-8282	26	11	township	township	PROPN
fbem-8282	26	12	perspective	perspective	PROPN
fbem-8282	26	13	dong	dong	PROPN
fbem-8282	26	14	xiaolin	xiaolin	PROPN
fbem-8282	26	15	(	(	PUNCT
fbem-8282	26	16	2012	2012	NUM
fbem-8282	26	17	)	)	PUNCT
fbem-8282	26	18	used	use	VERB
fbem-8282	26	19	quantile	quantile	ADJ
fbem-8282	26	20	regression	regression	NOUN
fbem-8282	26	21	to	to	PART
fbem-8282	26	22	analyze	analyze	VERB
fbem-8282	26	23	the	the	DET
fbem-8282	26	24	influence	influence	NOUN
fbem-8282	26	25	of	of	ADP
fbem-8282	26	26	various	various	ADJ
fbem-8282	26	27	factors	factor	NOUN
fbem-8282	26	28	on	on	ADP
fbem-8282	26	29	different	different	ADJ
fbem-8282	26	30	quantile	quantile	ADJ
fbem-8282	26	31	counties	county	NOUN
fbem-8282	26	32	from	from	ADP
fbem-8282	26	33	the	the	DET
fbem-8282	26	34	perspective	perspective	NOUN
fbem-8282	26	35	of	of	ADP
fbem-8282	26	36	financial	financial	ADJ
fbem-8282	26	37	suppliers	supplier	NOUN
fbem-8282	26	38	,	,	PUNCT
fbem-8282	26	39	and	and	CCONJ
fbem-8282	26	40	put	put	VERB
fbem-8282	26	41	forward	forward	ADV
fbem-8282	26	42	targeted	target	VERB
fbem-8282	26	43	policy	policy	NOUN
fbem-8282	26	44	suggestions	suggestion	NOUN
fbem-8282	26	45	to	to	PART
fbem-8282	26	46	reduce	reduce	VERB
fbem-8282	26	47	rural	rural	ADJ
fbem-8282	26	48	financial	financial	ADJ
fbem-8282	26	49	exclusion	exclusion	NOUN
fbem-8282	26	50	and	and	CCONJ
fbem-8282	26	51	improve	improve	VERB
fbem-8282	26	52	the	the	DET
fbem-8282	26	53	availability	availability	NOUN
fbem-8282	26	54	of	of	ADP
fbem-8282	26	55	financial	financial	ADJ
fbem-8282	26	56	services	service	NOUN
fbem-8282	26	57	in	in	ADP
fbem-8282	26	58	rural	rural	ADJ
fbem-8282	26	59	areas[6	areas[6	ADV
fbem-8282	26	60	]	]	PUNCT
fbem-8282	26	61	.	.	PUNCT
fbem-8282	27	1	he	he	PRON
fbem-8282	27	2	zhixiong	zhixiong	PROPN
fbem-8282	27	3	(	(	PUNCT
fbem-8282	27	4	2015	2015	NUM
fbem-8282	27	5	)	)	PUNCT
fbem-8282	27	6	used	use	VERB
fbem-8282	27	7	the	the	DET
fbem-8282	27	8	panel	panel	NOUN
fbem-8282	27	9	data	datum	NOUN
fbem-8282	27	10	of	of	ADP
fbem-8282	27	11	147	147	NUM
fbem-8282	27	12	counties	county	NOUN
fbem-8282	27	13	and	and	CCONJ
fbem-8282	27	14	townships	township	NOUN
fbem-8282	27	15	in	in	ADP
fbem-8282	27	16	13	13	NUM
fbem-8282	27	17	provinces	province	NOUN
fbem-8282	27	18	and	and	CCONJ
fbem-8282	27	19	cities	city	NOUN
fbem-8282	27	20	,	,	PUNCT
fbem-8282	27	21	and	and	CCONJ
fbem-8282	27	22	made	make	VERB
fbem-8282	27	23	an	an	DET
fbem-8282	27	24	empirical	empirical	ADJ
fbem-8282	27	25	study	study	NOUN
fbem-8282	27	26	by	by	ADP
fbem-8282	27	27	using	use	VERB
fbem-8282	27	28	the	the	DET
fbem-8282	27	29	heterogeneous	heterogeneous	ADJ
fbem-8282	27	30	bilateral	bilateral	ADJ
fbem-8282	27	31	stochastic	stochastic	ADJ
fbem-8282	27	32	frontier	frontier	NOUN
fbem-8282	27	33	model	model	NOUN
fbem-8282	27	34	.	.	PUNCT
fbem-8282	28	1	the	the	DET
fbem-8282	28	2	results	result	NOUN
fbem-8282	28	3	showed	show	VERB
fbem-8282	28	4	that	that	SCONJ
fbem-8282	28	5	the	the	DET
fbem-8282	28	6	heterogeneous	heterogeneous	ADJ
fbem-8282	28	7	characteristics	characteristic	NOUN
fbem-8282	28	8	such	such	ADJ
fbem-8282	28	9	as	as	ADP
fbem-8282	28	10	agricultural	agricultural	ADJ
fbem-8282	28	11	policy	policy	NOUN
fbem-8282	28	12	financial	financial	ADJ
fbem-8282	28	13	supply	supply	NOUN
fbem-8282	28	14	,	,	PUNCT
fbem-8282	28	15	social	social	ADJ
fbem-8282	28	16	consumption	consumption	NOUN
fbem-8282	28	17	level	level	NOUN
fbem-8282	28	18	and	and	CCONJ
fbem-8282	28	19	nonperforming	nonperforme	VERB
fbem-8282	28	20	loans	loan	NOUN
fbem-8282	28	21	of	of	ADP
fbem-8282	28	22	financial	financial	ADJ
fbem-8282	28	23	institutions	institution	NOUN
fbem-8282	28	24	deepened	deepen	VERB
fbem-8282	28	25	financial	financial	ADJ
fbem-8282	28	26	repression	repression	NOUN
fbem-8282	28	27	,	,	PUNCT
fbem-8282	28	28	and	and	CCONJ
fbem-8282	28	29	provided	provide	VERB
fbem-8282	28	30	suggestions	suggestion	NOUN
fbem-8282	28	31	for	for	ADP
fbem-8282	28	32	establishing	establish	VERB
fbem-8282	28	33	a	a	DET
fbem-8282	28	34	multilevel	multilevel	ADJ
fbem-8282	28	35	and	and	CCONJ
fbem-8282	28	36	complementary	complementary	ADJ
fbem-8282	28	37	rural	rural	ADJ
fbem-8282	28	38	financial	financial	ADJ
fbem-8282	28	39	system	system	NOUN
fbem-8282	28	40	[	[	X
fbem-8282	28	41	7	7	NUM
fbem-8282	28	42	]	]	PUNCT
fbem-8282	28	43	.	.	PUNCT
fbem-8282	29	1	2.2.2	2.2.2	X
fbem-8282	29	2	.	.	PUNCT
fbem-8282	29	3	literature	literature	NOUN
fbem-8282	29	4	review	review	PROPN
fbem-8282	29	5	at	at	ADP
fbem-8282	29	6	county	county	NOUN
fbem-8282	29	7	and	and	CCONJ
fbem-8282	29	8	township	township	NOUN
fbem-8282	29	9	level	level	NOUN
fbem-8282	29	10	by	by	ADP
fbem-8282	29	11	combing	comb	VERB
fbem-8282	29	12	and	and	CCONJ
fbem-8282	29	13	summarizing	summarize	VERB
fbem-8282	29	14	the	the	DET
fbem-8282	29	15	relevant	relevant	ADJ
fbem-8282	29	16	literature	literature	NOUN
fbem-8282	29	17	at	at	ADP
fbem-8282	29	18	the	the	DET
fbem-8282	29	19	county	county	NOUN
fbem-8282	29	20	and	and	CCONJ
fbem-8282	29	21	township	township	NOUN
fbem-8282	29	22	levels	level	NOUN
fbem-8282	29	23	,	,	PUNCT
fbem-8282	29	24	we	we	PRON
fbem-8282	29	25	can	can	AUX
fbem-8282	29	26	get	get	VERB
fbem-8282	29	27	:	:	PUNCT
fbem-8282	29	28	scholars	scholar	NOUN
fbem-8282	29	29	in	in	ADP
fbem-8282	29	30	the	the	DET
fbem-8282	29	31	county	county	NOUN
fbem-8282	29	32	level	level	NOUN
fbem-8282	29	33	of	of	ADP
fbem-8282	29	34	financial	financial	ADJ
fbem-8282	29	35	exclusion	exclusion	NOUN
fbem-8282	29	36	research	research	NOUN
fbem-8282	29	37	based	base	VERB
fbem-8282	29	38	on	on	ADP
fbem-8282	29	39	the	the	DET
fbem-8282	29	40	panel	panel	NOUN
fbem-8282	29	41	data	datum	NOUN
fbem-8282	29	42	of	of	ADP
fbem-8282	29	43	counties	county	NOUN
fbem-8282	29	44	and	and	CCONJ
fbem-8282	29	45	townships	township	NOUN
fbem-8282	29	46	,	,	PUNCT
fbem-8282	29	47	and	and	CCONJ
fbem-8282	29	48	the	the	DET
fbem-8282	29	49	research	research	NOUN
fbem-8282	29	50	objects	object	NOUN
fbem-8282	29	51	are	be	AUX
fbem-8282	29	52	mainly	mainly	ADV
fbem-8282	29	53	concentrated	concentrate	VERB
fbem-8282	29	54	in	in	ADP
fbem-8282	29	55	rural	rural	ADJ
fbem-8282	29	56	residents	resident	NOUN
fbem-8282	29	57	.	.	PUNCT
fbem-8282	30	1	they	they	PRON
fbem-8282	30	2	found	find	VERB
fbem-8282	30	3	that	that	SCONJ
fbem-8282	30	4	rural	rural	ADJ
fbem-8282	30	5	residents	resident	NOUN
fbem-8282	30	6	are	be	AUX
fbem-8282	30	7	deeply	deeply	ADV
fbem-8282	30	8	affected	affect	VERB
fbem-8282	30	9	by	by	ADP
fbem-8282	30	10	financial	financial	ADJ
fbem-8282	30	11	exclusion	exclusion	NOUN
fbem-8282	30	12	,	,	PUNCT
fbem-8282	30	13	so	so	CCONJ
fbem-8282	30	14	it	it	PRON
fbem-8282	30	15	is	be	AUX
fbem-8282	30	16	urgent	urgent	ADJ
fbem-8282	30	17	to	to	PART
fbem-8282	30	18	alleviate	alleviate	VERB
fbem-8282	30	19	financial	financial	ADJ
fbem-8282	30	20	exclusion	exclusion	NOUN
fbem-8282	30	21	in	in	ADP
fbem-8282	30	22	rural	rural	ADJ
fbem-8282	30	23	areas	area	NOUN
fbem-8282	30	24	.	.	PUNCT
fbem-8282	31	1	although	although	SCONJ
fbem-8282	31	2	the	the	DET
fbem-8282	31	3	current	current	ADJ
fbem-8282	31	4	policy	policy	NOUN
fbem-8282	31	5	recommendations	recommendation	NOUN
fbem-8282	31	6	given	give	VERB
fbem-8282	31	7	by	by	ADP
fbem-8282	31	8	scholars	scholar	NOUN
fbem-8282	31	9	are	be	AUX
fbem-8282	31	10	innovative	innovative	ADJ
fbem-8282	31	11	,	,	PUNCT
fbem-8282	31	12	they	they	PRON
fbem-8282	31	13	have	have	AUX
fbem-8282	31	14	not	not	PART
fbem-8282	31	15	yet	yet	ADV
fbem-8282	31	16	formed	form	VERB
fbem-8282	31	17	a	a	DET
fbem-8282	31	18	unified	unified	ADJ
fbem-8282	31	19	.	.	PUNCT
fbem-8282	32	1	there	there	PRON
fbem-8282	32	2	are	be	VERB
fbem-8282	32	3	some	some	DET
fbem-8282	32	4	innovative	innovative	ADJ
fbem-8282	32	5	policy	policy	NOUN
fbem-8282	32	6	suggestions	suggestion	NOUN
fbem-8282	32	7	,	,	PUNCT
fbem-8282	32	8	for	for	ADP
fbem-8282	32	9	example	example	NOUN
fbem-8282	32	10	:	:	PUNCT
fbem-8282	32	11	it	it	PRON
fbem-8282	32	12	is	be	AUX
fbem-8282	32	13	necessary	necessary	ADJ
fbem-8282	32	14	to	to	PART
fbem-8282	32	15	improve	improve	VERB
fbem-8282	32	16	the	the	DET
fbem-8282	32	17	county	county	NOUN
fbem-8282	32	18	financial	financial	ADJ
fbem-8282	32	19	ecology	ecology	NOUN
fbem-8282	33	1	[	[	X
fbem-8282	33	2	6	6	NUM
fbem-8282	33	3	]	]	PUNCT
fbem-8282	33	4	.	.	PUNCT
fbem-8282	34	1	in	in	ADP
fbem-8282	34	2	addition	addition	NOUN
fbem-8282	34	3	,	,	PUNCT
fbem-8282	34	4	combined	combine	VERB
fbem-8282	34	5	with	with	ADP
fbem-8282	34	6	the	the	DET
fbem-8282	34	7	previous	previous	ADJ
fbem-8282	34	8	relevant	relevant	ADJ
fbem-8282	34	9	literature	literature	NOUN
fbem-8282	34	10	on	on	ADP
fbem-8282	34	11	the	the	DET
fbem-8282	34	12	regional	regional	ADJ
fbem-8282	34	13	level	level	NOUN
fbem-8282	34	14	,	,	PUNCT
fbem-8282	34	15	we	we	PRON
fbem-8282	34	16	can	can	AUX
fbem-8282	34	17	find	find	VERB
fbem-8282	34	18	that	that	SCONJ
fbem-8282	34	19	the	the	DET
fbem-8282	34	20	commonness	commonness	NOUN
fbem-8282	34	21	of	of	ADP
fbem-8282	34	22	policy	policy	NOUN
fbem-8282	34	23	suggestions	suggestion	NOUN
fbem-8282	34	24	on	on	ADP
fbem-8282	34	25	alleviating	alleviate	VERB
fbem-8282	34	26	financial	financial	ADJ
fbem-8282	34	27	exclusion	exclusion	NOUN
fbem-8282	34	28	at	at	ADP
fbem-8282	34	29	the	the	DET
fbem-8282	34	30	county	county	NOUN
fbem-8282	34	31	and	and	CCONJ
fbem-8282	34	32	township	township	NOUN
fbem-8282	34	33	levels	level	NOUN
fbem-8282	34	34	and	and	CCONJ
fbem-8282	34	35	the	the	DET
fbem-8282	34	36	regional	regional	ADJ
fbem-8282	34	37	level	level	NOUN
fbem-8282	34	38	is	be	AUX
fbem-8282	34	39	as	as	SCONJ
fbem-8282	34	40	follows	follow	VERB
fbem-8282	34	41	:	:	PUNCT
fbem-8282	34	42	first	first	ADV
fbem-8282	34	43	of	of	ADP
fbem-8282	34	44	all	all	PRON
fbem-8282	34	45	,	,	PUNCT
fbem-8282	34	46	the	the	DET
fbem-8282	34	47	government	government	NOUN
fbem-8282	34	48	should	should	AUX
fbem-8282	34	49	support	support	VERB
fbem-8282	34	50	the	the	DET
fbem-8282	34	51	development	development	NOUN
fbem-8282	34	52	of	of	ADP
fbem-8282	34	53	rural	rural	ADJ
fbem-8282	34	54	finance	finance	NOUN
fbem-8282	34	55	;	;	PUNCT
fbem-8282	34	56	secondly	secondly	ADV
fbem-8282	34	57	,	,	PUNCT
fbem-8282	34	58	we	we	PRON
fbem-8282	34	59	must	must	AUX
fbem-8282	34	60	narrow	narrow	VERB
fbem-8282	34	61	the	the	DET
fbem-8282	34	62	gap	gap	NOUN
fbem-8282	34	63	between	between	ADP
fbem-8282	34	64	urban	urban	ADJ
fbem-8282	34	65	and	and	CCONJ
fbem-8282	34	66	rural	rural	ADJ
fbem-8282	34	67	areas	area	NOUN
fbem-8282	34	68	and	and	CCONJ
fbem-8282	34	69	coordinate	coordinate	VERB
fbem-8282	34	70	urban	urban	ADJ
fbem-8282	34	71	and	and	CCONJ
fbem-8282	34	72	rural	rural	ADJ
fbem-8282	34	73	construction	construction	NOUN
fbem-8282	34	74	;	;	PUNCT
fbem-8282	34	75	thirdly	thirdly	ADV
fbem-8282	34	76	,	,	PUNCT
fbem-8282	34	77	we	we	PRON
fbem-8282	34	78	must	must	AUX
fbem-8282	34	79	reform	reform	VERB
fbem-8282	34	80	and	and	CCONJ
fbem-8282	34	81	improve	improve	VERB
fbem-8282	34	82	the	the	DET
fbem-8282	34	83	financial	financial	ADJ
fbem-8282	34	84	service	service	NOUN
fbem-8282	34	85	system	system	NOUN
fbem-8282	34	86	;	;	PUNCT
fbem-8282	34	87	fourthly	fourthly	ADV
fbem-8282	34	88	,	,	PUNCT
fbem-8282	34	89	we	we	PRON
fbem-8282	34	90	must	must	AUX
fbem-8282	34	91	guide	guide	VERB
fbem-8282	34	92	new	new	ADJ
fbem-8282	34	93	financial	financial	ADJ
fbem-8282	34	94	institutions	institution	NOUN
fbem-8282	34	95	to	to	PART
fbem-8282	34	96	take	take	VERB
fbem-8282	34	97	root	root	NOUN
fbem-8282	34	98	in	in	ADP
fbem-8282	34	99	rural	rural	ADJ
fbem-8282	34	100	areas	area	NOUN
fbem-8282	34	101	;	;	PUNCT
fbem-8282	34	102	fifthly	fifthly	ADV
fbem-8282	34	103	,	,	PUNCT
fbem-8282	34	104	we	we	PRON
fbem-8282	34	105	must	must	AUX
fbem-8282	34	106	guide	guide	VERB
fbem-8282	34	107	financial	financial	ADJ
fbem-8282	34	108	institutions	institution	NOUN
fbem-8282	34	109	to	to	PART
fbem-8282	34	110	open	open	VERB
fbem-8282	34	111	digital	digital	ADJ
fbem-8282	34	112	financial	financial	ADJ
fbem-8282	34	113	services	service	NOUN
fbem-8282	34	114	and	and	CCONJ
fbem-8282	34	115	give	give	VERB
fbem-8282	34	116	full	full	ADJ
fbem-8282	34	117	play	play	NOUN
fbem-8282	34	118	to	to	ADP
fbem-8282	34	119	the	the	DET
fbem-8282	34	120	unique	unique	ADJ
fbem-8282	34	121	advantages	advantage	NOUN
fbem-8282	34	122	of	of	ADP
fbem-8282	34	123	digital	digital	ADJ
fbem-8282	34	124	finance	finance	NOUN
fbem-8282	34	125	.	.	PUNCT
fbem-8282	35	1	2.3	2.3	NUM
fbem-8282	35	2	.	.	PUNCT
fbem-8282	36	1	farmer	farmer	NOUN
fbem-8282	36	2	level	level	NOUN
fbem-8282	36	3	2.3.1	2.3.1	NUM
fbem-8282	36	4	.	.	PUNCT
fbem-8282	37	1	farmer	farmer	PROPN
fbem-8282	37	2	perspective	perspective	PROPN
fbem-8282	37	3	wang	wang	PROPN
fbem-8282	37	4	xiuhua	xiuhua	PROPN
fbem-8282	37	5	et	et	PROPN
fbem-8282	37	6	al	al	PROPN
fbem-8282	37	7	.	.	PROPN
fbem-8282	38	1	(	(	PUNCT
fbem-8282	38	2	2013	2013	NUM
fbem-8282	38	3	)	)	PUNCT
fbem-8282	38	4	used	use	VERB
fbem-8282	38	5	the	the	DET
fbem-8282	38	6	sample	sample	NOUN
fbem-8282	38	7	data	datum	NOUN
fbem-8282	38	8	of	of	ADP
fbem-8282	38	9	farmers	farmer	NOUN
fbem-8282	38	10	in	in	ADP
fbem-8282	38	11	many	many	ADJ
fbem-8282	38	12	provinces	province	NOUN
fbem-8282	38	13	,	,	PUNCT
fbem-8282	38	14	analyzed	analyze	VERB
fbem-8282	38	15	and	and	CCONJ
fbem-8282	38	16	processed	process	VERB
fbem-8282	38	17	the	the	DET
fbem-8282	38	18	data	datum	NOUN
fbem-8282	38	19	through	through	ADP
fbem-8282	38	20	probit	probit	NOUN
fbem-8282	38	21	model	model	NOUN
fbem-8282	38	22	,	,	PUNCT
fbem-8282	38	23	and	and	CCONJ
fbem-8282	38	24	then	then	ADV
fbem-8282	38	25	considered	consider	VERB
fbem-8282	38	26	the	the	DET
fbem-8282	38	27	financial	financial	ADJ
fbem-8282	38	28	exclusion	exclusion	NOUN
fbem-8282	38	29	of	of	ADP
fbem-8282	38	30	farmers	farmer	NOUN
fbem-8282	38	31	from	from	ADP
fbem-8282	38	32	two	two	NUM
fbem-8282	38	33	aspects	aspect	NOUN
fbem-8282	38	34	:	:	PUNCT
fbem-8282	38	35	the	the	DET
fbem-8282	38	36	dimension	dimension	NOUN
fbem-8282	38	37	and	and	CCONJ
fbem-8282	38	38	degree	degree	NOUN
fbem-8282	38	39	of	of	ADP
fbem-8282	38	40	financial	financial	ADJ
fbem-8282	38	41	exclusion	exclusion	NOUN
fbem-8282	38	42	,	,	PUNCT
fbem-8282	38	43	and	and	CCONJ
fbem-8282	38	44	put	put	VERB
fbem-8282	38	45	forward	forward	ADP
fbem-8282	38	46	suggestions	suggestion	NOUN
fbem-8282	38	47	at	at	ADP
fbem-8282	38	48	the	the	DET
fbem-8282	38	49	institutional	institutional	ADJ
fbem-8282	38	50	level	level	NOUN
fbem-8282	38	51	,	,	PUNCT
fbem-8282	38	52	institutional	institutional	ADJ
fbem-8282	38	53	level	level	NOUN
fbem-8282	38	54	and	and	CCONJ
fbem-8282	38	55	publicity	publicity	NOUN
fbem-8282	38	56	level[8	level[8	PRON
fbem-8282	38	57	]	]	PUNCT
fbem-8282	38	58	.	.	PUNCT
fbem-8282	39	1	zhang	zhang	PROPN
fbem-8282	39	2	haodong	haodong	PROPN
fbem-8282	39	3	and	and	CCONJ
fbem-8282	39	4	yin	yin	PROPN
fbem-8282	39	5	zhichao	zhichao	PROPN
fbem-8282	39	6	(	(	PUNCT
fbem-8282	39	7	2016	2016	NUM
fbem-8282	39	8	)	)	PUNCT
fbem-8282	39	9	used	use	VERB
fbem-8282	39	10	the	the	DET
fbem-8282	39	11	data	datum	NOUN
fbem-8282	39	12	of	of	ADP
fbem-8282	39	13	china	china	PROPN
fbem-8282	39	14	household	household	PROPN
fbem-8282	39	15	finance	finance	NOUN
fbem-8282	39	16	survey	survey	NOUN
fbem-8282	39	17	(	(	PUNCT
fbem-8282	39	18	chfs	chfs	PROPN
fbem-8282	39	19	)	)	PUNCT
fbem-8282	39	20	in	in	ADP
fbem-8282	39	21	2013	2013	NUM
fbem-8282	39	22	,	,	PUNCT
fbem-8282	39	23	selected	select	VERB
fbem-8282	39	24	multiple	multiple	ADJ
fbem-8282	39	25	measurement	measurement	NOUN
fbem-8282	39	26	indicators	indicator	NOUN
fbem-8282	39	27	and	and	CCONJ
fbem-8282	39	28	adopted	adopt	VERB
fbem-8282	39	29	the	the	DET
fbem-8282	39	30	maximum	maximum	ADJ
fbem-8282	39	31	likelihood	likelihood	NOUN
fbem-8282	39	32	estimation	estimation	NOUN
fbem-8282	39	33	method	method	NOUN
fbem-8282	39	34	,	,	PUNCT
fbem-8282	39	35	and	and	CCONJ
fbem-8282	39	36	found	find	VERB
fbem-8282	39	37	that	that	SCONJ
fbem-8282	39	38	encouraging	encourage	VERB
fbem-8282	39	39	the	the	DET
fbem-8282	39	40	development	development	NOUN
fbem-8282	39	41	of	of	ADP
fbem-8282	39	42	financial	financial	ADJ
fbem-8282	39	43	education	education	NOUN
fbem-8282	39	44	through	through	ADP
fbem-8282	39	45	multiple	multiple	ADJ
fbem-8282	39	46	channels	channel	NOUN
fbem-8282	39	47	,	,	PUNCT
fbem-8282	39	48	combining	combine	VERB
fbem-8282	39	49	financial	financial	ADJ
fbem-8282	39	50	knowledge	knowledge	NOUN
fbem-8282	39	51	education	education	NOUN
fbem-8282	39	52	with	with	ADP
fbem-8282	39	53	practical	practical	ADJ
fbem-8282	39	54	skills	skill	NOUN
fbem-8282	39	55	training	training	NOUN
fbem-8282	39	56	,	,	PUNCT
fbem-8282	39	57	and	and	CCONJ
fbem-8282	39	58	offering	offer	VERB
fbem-8282	39	59	financial	financial	ADJ
fbem-8282	39	60	knowledge	knowledge	NOUN
fbem-8282	39	61	courses	course	NOUN
fbem-8282	39	62	in	in	ADP
fbem-8282	39	63	schools	school	NOUN
fbem-8282	39	64	are	be	AUX
fbem-8282	39	65	conducive	conducive	ADJ
fbem-8282	39	66	to	to	ADP
fbem-8282	39	67	alleviating	alleviate	VERB
fbem-8282	39	68	the	the	DET
fbem-8282	39	69	financial	financial	ADJ
fbem-8282	39	70	exclusion	exclusion	NOUN
fbem-8282	39	71	of	of	ADP
fbem-8282	39	72	rural	rural	ADJ
fbem-8282	39	73	families	family	NOUN
fbem-8282	39	74	[	[	X
fbem-8282	39	75	9	9	NUM
fbem-8282	39	76	]	]	PUNCT
fbem-8282	39	77	.	.	PUNCT
fbem-8282	40	1	min	min	PROPN
fbem-8282	40	2	shijun	shijun	PROPN
fbem-8282	40	3	(	(	PUNCT
fbem-8282	40	4	2020	2020	NUM
fbem-8282	40	5	)	)	PUNCT
fbem-8282	40	6	used	use	VERB
fbem-8282	40	7	the	the	DET
fbem-8282	40	8	survey	survey	NOUN
fbem-8282	40	9	data	datum	NOUN
fbem-8282	40	10	of	of	ADP
fbem-8282	40	11	1849	1849	NUM
fbem-8282	40	12	farmers	farmer	NOUN
fbem-8282	40	13	in	in	ADP
fbem-8282	40	14	jiangsu	jiangsu	PROPN
fbem-8282	40	15	province	province	PROPN
fbem-8282	40	16	,	,	PUNCT
fbem-8282	40	17	applied	apply	VERB
fbem-8282	40	18	entropy	entropy	NOUN
fbem-8282	40	19	weight	weight	NOUN
fbem-8282	40	20	method	method	NOUN
fbem-8282	40	21	to	to	PART
fbem-8282	40	22	construct	construct	VERB
fbem-8282	40	23	an	an	DET
fbem-8282	40	24	index	index	NOUN
fbem-8282	40	25	system	system	NOUN
fbem-8282	40	26	,	,	PUNCT
fbem-8282	40	27	empirically	empirically	ADV
fbem-8282	40	28	investigated	investigate	VERB
fbem-8282	40	29	the	the	DET
fbem-8282	40	30	influencing	influence	VERB
fbem-8282	40	31	factors	factor	NOUN
fbem-8282	40	32	of	of	ADP
fbem-8282	40	33	farmers	farmer	NOUN
fbem-8282	40	34	'	'	PART
fbem-8282	40	35	internet	internet	NOUN
fbem-8282	40	36	financial	financial	ADJ
fbem-8282	40	37	exclusion	exclusion	NOUN
fbem-8282	40	38	,	,	PUNCT
fbem-8282	40	39	and	and	CCONJ
fbem-8282	40	40	put	put	VERB
fbem-8282	40	41	forward	forward	ADV
fbem-8282	40	42	mitigation	mitigation	NOUN
fbem-8282	40	43	measures	measure	NOUN
fbem-8282	40	44	from	from	ADP
fbem-8282	40	45	multiple	multiple	ADJ
fbem-8282	40	46	levels	level	NOUN
fbem-8282	40	47	[	[	X
fbem-8282	40	48	10	10	NUM
fbem-8282	40	49	]	]	PUNCT
fbem-8282	40	50	.	.	PUNCT
fbem-8282	41	1	2.3.2	2.3.2	X
fbem-8282	41	2	.	.	X
fbem-8282	41	3	literature	literature	NOUN
fbem-8282	41	4	review	review	NOUN
fbem-8282	41	5	at	at	ADP
fbem-8282	41	6	the	the	DET
fbem-8282	41	7	farmer	farmer	NOUN
fbem-8282	41	8	level	level	NOUN
fbem-8282	41	9	by	by	ADP
fbem-8282	41	10	combing	comb	VERB
fbem-8282	41	11	and	and	CCONJ
fbem-8282	41	12	summarizing	summarize	VERB
fbem-8282	41	13	the	the	DET
fbem-8282	41	14	relevant	relevant	ADJ
fbem-8282	41	15	literature	literature	NOUN
fbem-8282	41	16	at	at	ADP
fbem-8282	41	17	the	the	DET
fbem-8282	41	18	farmer	farmer	NOUN
fbem-8282	41	19	level	level	NOUN
fbem-8282	41	20	,	,	PUNCT
fbem-8282	41	21	the	the	DET
fbem-8282	41	22	following	follow	VERB
fbem-8282	41	23	conclusion	conclusion	NOUN
fbem-8282	41	24	can	can	AUX
fbem-8282	41	25	be	be	AUX
fbem-8282	41	26	obtained	obtain	VERB
fbem-8282	41	27	:	:	PUNCT
fbem-8282	41	28	first	first	ADV
fbem-8282	41	29	of	of	ADP
fbem-8282	41	30	all	all	PRON
fbem-8282	41	31	,	,	PUNCT
fbem-8282	41	32	when	when	SCONJ
fbem-8282	41	33	scholars	scholar	NOUN
fbem-8282	41	34	study	study	VERB
fbem-8282	41	35	financial	financial	ADJ
fbem-8282	41	36	exclusion	exclusion	NOUN
fbem-8282	41	37	at	at	ADP
fbem-8282	41	38	the	the	DET
fbem-8282	41	39	farmer	farmer	NOUN
fbem-8282	41	40	level	level	NOUN
fbem-8282	41	41	,	,	PUNCT
fbem-8282	41	42	most	most	ADJ
fbem-8282	41	43	of	of	ADP
fbem-8282	41	44	the	the	DET
fbem-8282	41	45	data	datum	NOUN
fbem-8282	41	46	are	be	AUX
fbem-8282	41	47	household	household	NOUN
fbem-8282	41	48	survey	survey	NOUN
fbem-8282	41	49	data	datum	NOUN
fbem-8282	41	50	,	,	PUNCT
fbem-8282	41	51	which	which	PRON
fbem-8282	41	52	are	be	AUX
fbem-8282	41	53	represented	represent	VERB
fbem-8282	41	54	by	by	ADP
fbem-8282	41	55	the	the	DET
fbem-8282	41	56	data	datum	NOUN
fbem-8282	41	57	of	of	ADP
fbem-8282	41	58	china	china	PROPN
fbem-8282	41	59	household	household	PROPN
fbem-8282	41	60	finance	finance	NOUN
fbem-8282	41	61	survey	survey	NOUN
fbem-8282	41	62	in	in	ADP
fbem-8282	41	63	2011	2011	NUM
fbem-8282	41	64	,	,	PUNCT
fbem-8282	41	65	2013	2013	NUM
fbem-8282	41	66	,	,	PUNCT
fbem-8282	41	67	2015	2015	NUM
fbem-8282	41	68	,	,	PUNCT
fbem-8282	41	69	2017	2017	NUM
fbem-8282	41	70	and	and	CCONJ
fbem-8282	41	71	2019	2019	NUM
fbem-8282	41	72	released	release	VERB
fbem-8282	41	73	by	by	ADP
fbem-8282	41	74	china	china	PROPN
fbem-8282	41	75	household	household	PROPN
fbem-8282	41	76	finance	finance	NOUN
fbem-8282	41	77	survey	survey	NOUN
fbem-8282	41	78	and	and	CCONJ
fbem-8282	41	79	research	research	NOUN
fbem-8282	41	80	center	center	NOUN
fbem-8282	41	81	of	of	ADP
fbem-8282	41	82	southwestern	southwestern	ADJ
fbem-8282	41	83	university	university	PROPN
fbem-8282	41	84	of	of	ADP
fbem-8282	41	85	finance	finance	NOUN
fbem-8282	41	86	and	and	CCONJ
fbem-8282	41	87	economics	economic	NOUN
fbem-8282	41	88	.	.	PUNCT
fbem-8282	42	1	secondly	secondly	ADV
fbem-8282	42	2	,	,	PUNCT
fbem-8282	42	3	the	the	DET
fbem-8282	42	4	empirical	empirical	ADJ
fbem-8282	42	5	methods	method	NOUN
fbem-8282	42	6	applied	apply	VERB
fbem-8282	42	7	by	by	ADP
fbem-8282	42	8	scholars	scholar	NOUN
fbem-8282	42	9	have	have	AUX
fbem-8282	42	10	not	not	PART
fbem-8282	42	11	been	be	AUX
fbem-8282	42	12	unified	unify	VERB
fbem-8282	42	13	.	.	PUNCT
fbem-8282	43	1	for	for	ADP
fbem-8282	43	2	example	example	NOUN
fbem-8282	43	3	,	,	PUNCT
fbem-8282	43	4	wang	wang	PROPN
fbem-8282	43	5	xiuhua	xiuhua	PROPN
fbem-8282	43	6	et	et	PROPN
fbem-8282	43	7	al	al	PROPN
fbem-8282	43	8	.	.	PROPN
fbem-8282	44	1	(	(	PUNCT
fbem-8282	44	2	2013	2013	NUM
fbem-8282	44	3	)	)	PUNCT
fbem-8282	44	4	applied	apply	VERB
fbem-8282	44	5	probit	probit	NOUN
fbem-8282	44	6	model	model	NOUN
fbem-8282	44	7	[	[	X
fbem-8282	44	8	8	8	NUM
fbem-8282	44	9	]	]	PUNCT
fbem-8282	44	10	,	,	PUNCT
fbem-8282	44	11	zhang	zhang	PROPN
fbem-8282	44	12	haodong	haodong	PROPN
fbem-8282	44	13	et	et	PROPN
fbem-8282	44	14	al	al	PROPN
fbem-8282	44	15	.	.	PROPN
fbem-8282	45	1	(	(	PUNCT
fbem-8282	45	2	2016	2016	NUM
fbem-8282	45	3	)	)	PUNCT
fbem-8282	45	4	applied	apply	VERB
fbem-8282	45	5	maximum	maximum	ADJ
fbem-8282	45	6	likelihood	likelihood	NOUN
fbem-8282	45	7	estimation	estimation	NOUN
fbem-8282	45	8	method[9	method[9	PROPN
fbem-8282	45	9	]	]	PUNCT
fbem-8282	45	10	,	,	PUNCT
fbem-8282	45	11	min	min	PROPN
fbem-8282	45	12	shijun	shijun	PROPN
fbem-8282	45	13	(	(	PUNCT
fbem-8282	45	14	2020	2020	NUM
fbem-8282	45	15	)	)	PUNCT
fbem-8282	45	16	applied	apply	VERB
fbem-8282	45	17	entropy	entropy	NOUN
fbem-8282	45	18	weight	weight	NOUN
fbem-8282	45	19	method	method	NOUN
fbem-8282	45	20	to	to	PART
fbem-8282	45	21	construct	construct	VERB
fbem-8282	45	22	financial	financial	ADJ
fbem-8282	45	23	exclusion	exclusion	NOUN
fbem-8282	45	24	index	index	NOUN
fbem-8282	45	25	and	and	CCONJ
fbem-8282	45	26	logit	logit	PROPN
fbem-8282	45	27	model	model	NOUN
fbem-8282	45	28	to	to	PART
fbem-8282	45	29	check	check	VERB
fbem-8282	45	30	empirical	empirical	ADJ
fbem-8282	45	31	analysis	analysis	NOUN
fbem-8282	45	32	.	.	PUNCT
fbem-8282	46	1	finally	finally	ADV
fbem-8282	46	2	,	,	PUNCT
fbem-8282	46	3	the	the	DET
fbem-8282	46	4	commonness	commonness	NOUN
fbem-8282	46	5	of	of	ADP
fbem-8282	46	6	policies	policy	NOUN
fbem-8282	46	7	put	put	VERB
fbem-8282	46	8	forward	forward	ADV
fbem-8282	46	9	by	by	ADP
fbem-8282	46	10	scholars	scholar	NOUN
fbem-8282	46	11	is	be	AUX
fbem-8282	46	12	as	as	SCONJ
fbem-8282	46	13	follows	follow	VERB
fbem-8282	46	14	:	:	PUNCT
fbem-8282	46	15	first	first	ADV
fbem-8282	46	16	,	,	PUNCT
fbem-8282	46	17	innovate	innovate	VERB
fbem-8282	46	18	rural	rural	ADJ
fbem-8282	46	19	financial	financial	ADJ
fbem-8282	46	20	products	product	NOUN
fbem-8282	46	21	to	to	PART
fbem-8282	46	22	meet	meet	VERB
fbem-8282	46	23	the	the	DET
fbem-8282	46	24	financial	financial	ADJ
fbem-8282	46	25	needs	need	NOUN
fbem-8282	46	26	of	of	ADP
fbem-8282	46	27	farmers	farmer	NOUN
fbem-8282	46	28	;	;	PUNCT
fbem-8282	46	29	second	second	ADV
fbem-8282	46	30	,	,	PUNCT
fbem-8282	46	31	improve	improve	VERB
fbem-8282	46	32	the	the	DET
fbem-8282	46	33	financial	financial	ADJ
fbem-8282	46	34	literacy	literacy	NOUN
fbem-8282	46	35	of	of	ADP
fbem-8282	46	36	rural	rural	ADJ
fbem-8282	46	37	residents	resident	NOUN
fbem-8282	46	38	[	[	X
fbem-8282	46	39	10	10	NUM
fbem-8282	46	40	]	]	PUNCT
fbem-8282	46	41	.	.	PUNCT
fbem-8282	47	1	3	3	X
fbem-8282	47	2	.	.	X
fbem-8282	47	3	commonality	commonality	NOUN
fbem-8282	47	4	of	of	ADP
fbem-8282	47	5	policy	policy	NOUN
fbem-8282	47	6	recommendations	recommendation	NOUN
fbem-8282	47	7	according	accord	VERB
fbem-8282	47	8	to	to	ADP
fbem-8282	47	9	the	the	DET
fbem-8282	47	10	previous	previous	ADJ
fbem-8282	47	11	literature	literature	NOUN
fbem-8282	47	12	review	review	NOUN
fbem-8282	47	13	on	on	ADP
fbem-8282	47	14	regional	regional	ADJ
fbem-8282	47	15	level	level	NOUN
fbem-8282	47	16	,	,	PUNCT
fbem-8282	47	17	county	county	NOUN
fbem-8282	47	18	and	and	CCONJ
fbem-8282	47	19	township	township	NOUN
fbem-8282	47	20	level	level	NOUN
fbem-8282	47	21	and	and	CCONJ
fbem-8282	47	22	farmer	farmer	NOUN
fbem-8282	47	23	level	level	NOUN
fbem-8282	47	24	,	,	PUNCT
fbem-8282	47	25	the	the	DET
fbem-8282	47	26	following	follow	VERB
fbem-8282	47	27	commonalities	commonality	NOUN
fbem-8282	47	28	of	of	ADP
fbem-8282	47	29	policy	policy	NOUN
fbem-8282	47	30	suggestions	suggestion	NOUN
fbem-8282	47	31	are	be	AUX
fbem-8282	47	32	summarized	summarize	VERB
fbem-8282	47	33	:	:	PUNCT
fbem-8282	47	34	first	first	ADV
fbem-8282	47	35	of	of	ADP
fbem-8282	47	36	all	all	PRON
fbem-8282	47	37	,	,	PUNCT
fbem-8282	47	38	the	the	DET
fbem-8282	47	39	government	government	NOUN
fbem-8282	47	40	should	should	AUX
fbem-8282	47	41	increase	increase	VERB
fbem-8282	47	42	financial	financial	ADJ
fbem-8282	47	43	input	input	NOUN
fbem-8282	47	44	to	to	PART
fbem-8282	47	45	support	support	VERB
fbem-8282	47	46	the	the	DET
fbem-8282	47	47	development	development	NOUN
fbem-8282	47	48	of	of	ADP
fbem-8282	47	49	rural	rural	ADJ
fbem-8282	47	50	finance	finance	NOUN
fbem-8282	47	51	.	.	PUNCT
fbem-8282	48	1	agricultural	agricultural	ADJ
fbem-8282	48	2	economy	economy	NOUN
fbem-8282	48	3	is	be	AUX
fbem-8282	48	4	fragile	fragile	ADJ
fbem-8282	48	5	,	,	PUNCT
fbem-8282	48	6	and	and	CCONJ
fbem-8282	48	7	agricultural	agricultural	ADJ
fbem-8282	48	8	economy	economy	NOUN
fbem-8282	48	9	is	be	AUX
fbem-8282	48	10	also	also	ADV
fbem-8282	48	11	the	the	DET
fbem-8282	48	12	source	source	NOUN
fbem-8282	48	13	of	of	ADP
fbem-8282	48	14	rural	rural	ADJ
fbem-8282	48	15	financial	financial	ADJ
fbem-8282	48	16	development	development	NOUN
fbem-8282	48	17	.	.	PUNCT
fbem-8282	49	1	therefore	therefore	ADV
fbem-8282	49	2	,	,	PUNCT
fbem-8282	49	3	ensuring	ensure	VERB
fbem-8282	49	4	the	the	DET
fbem-8282	49	5	smooth	smooth	ADJ
fbem-8282	49	6	operation	operation	NOUN
fbem-8282	49	7	of	of	ADP
fbem-8282	49	8	agricultural	agricultural	ADJ
fbem-8282	49	9	economy	economy	NOUN
fbem-8282	49	10	and	and	CCONJ
fbem-8282	49	11	the	the	DET
fbem-8282	49	12	balance	balance	NOUN
fbem-8282	49	13	between	between	ADP
fbem-8282	49	14	supply	supply	NOUN
fbem-8282	49	15	and	and	CCONJ
fbem-8282	49	16	demand	demand	NOUN
fbem-8282	49	17	in	in	ADP
fbem-8282	49	18	agricultural	agricultural	ADJ
fbem-8282	49	19	market	market	NOUN
fbem-8282	49	20	are	be	AUX
fbem-8282	49	21	the	the	DET
fbem-8282	49	22	fundamental	fundamental	ADJ
fbem-8282	49	23	requirements	requirement	NOUN
fbem-8282	49	24	of	of	ADP
fbem-8282	49	25	rural	rural	ADJ
fbem-8282	49	26	financial	financial	ADJ
fbem-8282	49	27	development	development	NOUN
fbem-8282	49	28	,	,	PUNCT
fbem-8282	49	29	and	and	CCONJ
fbem-8282	49	30	also	also	ADV
fbem-8282	49	31	the	the	DET
fbem-8282	49	32	inevitable	inevitable	ADJ
fbem-8282	49	33	need	need	NOUN
fbem-8282	49	34	to	to	PART
fbem-8282	49	35	alleviate	alleviate	VERB
fbem-8282	49	36	financial	financial	ADJ
fbem-8282	49	37	exclusion	exclusion	NOUN
fbem-8282	49	38	.	.	PUNCT
fbem-8282	50	1	therefore	therefore	ADV
fbem-8282	50	2	,	,	PUNCT
fbem-8282	50	3	the	the	DET
fbem-8282	50	4	government	government	NOUN
fbem-8282	50	5	should	should	AUX
fbem-8282	50	6	increase	increase	VERB
fbem-8282	50	7	efforts	effort	NOUN
fbem-8282	50	8	to	to	PART
fbem-8282	50	9	subsidize	subsidize	VERB
fbem-8282	50	10	the	the	DET
fbem-8282	50	11	agricultural	agricultural	ADJ
fbem-8282	50	12	economy	economy	NOUN
fbem-8282	50	13	and	and	CCONJ
fbem-8282	50	14	enhance	enhance	VERB
fbem-8282	50	15	the	the	DET
fbem-8282	50	16	resilience	resilience	NOUN
fbem-8282	50	17	of	of	ADP
fbem-8282	50	18	the	the	DET
fbem-8282	50	19	agricultural	agricultural	ADJ
fbem-8282	50	20	economy	economy	NOUN
fbem-8282	50	21	.	.	PUNCT
fbem-8282	51	1	at	at	ADP
fbem-8282	51	2	the	the	DET
fbem-8282	51	3	same	same	ADJ
fbem-8282	51	4	time	time	NOUN
fbem-8282	51	5	,	,	PUNCT
fbem-8282	51	6	it	it	PRON
fbem-8282	51	7	should	should	AUX
fbem-8282	51	8	comprehensively	comprehensively	ADV
fbem-8282	51	9	promote	promote	VERB
fbem-8282	51	10	the	the	DET
fbem-8282	51	11	modernization	modernization	NOUN
fbem-8282	51	12	of	of	ADP
fbem-8282	51	13	agriculture	agriculture	NOUN
fbem-8282	51	14	and	and	CCONJ
fbem-8282	51	15	rural	rural	ADJ
fbem-8282	51	16	areas	area	NOUN
fbem-8282	51	17	,	,	PUNCT
fbem-8282	51	18	improve	improve	VERB
fbem-8282	51	19	the	the	DET
fbem-8282	51	20	profit	profit	NOUN
fbem-8282	51	21	rate	rate	NOUN
fbem-8282	51	22	of	of	ADP
fbem-8282	51	23	agricultural	agricultural	ADJ
fbem-8282	51	24	products	product	NOUN
fbem-8282	51	25	,	,	PUNCT
fbem-8282	51	26	enhance	enhance	VERB
fbem-8282	51	27	the	the	DET
fbem-8282	51	28	anti	anti	ADJ
fbem-8282	51	29	-	-	ADJ
fbem-8282	51	30	risk	risk	ADJ
fbem-8282	51	31	ability	ability	NOUN
fbem-8282	51	32	of	of	ADP
fbem-8282	51	33	rural	rural	ADJ
fbem-8282	51	34	families	family	NOUN
fbem-8282	51	35	engaged	engage	VERB
fbem-8282	51	36	in	in	ADP
fbem-8282	51	37	agricultural	agricultural	ADJ
fbem-8282	51	38	production	production	NOUN
fbem-8282	51	39	,	,	PUNCT
fbem-8282	51	40	provide	provide	VERB
fbem-8282	51	41	guarantee	guarantee	NOUN
fbem-8282	51	42	for	for	ADP
fbem-8282	51	43	rural	rural	ADJ
fbem-8282	51	44	financial	financial	ADJ
fbem-8282	51	45	development	development	NOUN
fbem-8282	51	46	,	,	PUNCT
fbem-8282	51	47	and	and	CCONJ
fbem-8282	51	48	provide	provide	VERB
fbem-8282	51	49	a	a	DET
fbem-8282	51	50	realistic	realistic	ADJ
fbem-8282	51	51	basis	basis	NOUN
fbem-8282	51	52	for	for	ADP
fbem-8282	51	53	alleviating	alleviate	VERB
fbem-8282	51	54	rural	rural	ADJ
fbem-8282	51	55	financial	financial	ADJ
fbem-8282	51	56	exclusion	exclusion	NOUN
fbem-8282	51	57	.	.	PUNCT
fbem-8282	52	1	secondly	secondly	ADV
fbem-8282	52	2	,	,	PUNCT
fbem-8282	52	3	it	it	PRON
fbem-8282	52	4	is	be	AUX
fbem-8282	52	5	necessary	necessary	ADJ
fbem-8282	52	6	to	to	PART
fbem-8282	52	7	coordinate	coordinate	VERB
fbem-8282	52	8	urban	urban	ADJ
fbem-8282	52	9	and	and	CCONJ
fbem-8282	52	10	rural	rural	ADJ
fbem-8282	52	11	financial	financial	ADJ
fbem-8282	52	12	development	development	NOUN
fbem-8282	52	13	and	and	CCONJ
fbem-8282	52	14	promote	promote	VERB
fbem-8282	52	15	the	the	DET
fbem-8282	52	16	integration	integration	NOUN
fbem-8282	52	17	of	of	ADP
fbem-8282	52	18	urban	urban	ADJ
fbem-8282	52	19	and	and	CCONJ
fbem-8282	52	20	rural	rural	ADJ
fbem-8282	52	21	financial	financial	ADJ
fbem-8282	52	22	resources	resource	NOUN
fbem-8282	52	23	.	.	PUNCT
fbem-8282	53	1	in	in	ADP
fbem-8282	53	2	addition	addition	NOUN
fbem-8282	53	3	to	to	ADP
fbem-8282	53	4	the	the	DET
fbem-8282	53	5	need	need	NOUN
fbem-8282	53	6	for	for	SCONJ
fbem-8282	53	7	the	the	DET
fbem-8282	53	8	government	government	NOUN
fbem-8282	53	9	to	to	PART
fbem-8282	53	10	continuously	continuously	ADV
fbem-8282	53	11	increase	increase	VERB
fbem-8282	53	12	financial	financial	ADJ
fbem-8282	53	13	input	input	NOUN
fbem-8282	53	14	,	,	PUNCT
fbem-8282	53	15	it	it	PRON
fbem-8282	53	16	is	be	AUX
fbem-8282	53	17	imperative	imperative	ADJ
fbem-8282	53	18	to	to	PART
fbem-8282	53	19	integrate	integrate	VERB
fbem-8282	53	20	urban	urban	ADJ
fbem-8282	53	21	and	and	CCONJ
fbem-8282	53	22	rural	rural	ADJ
fbem-8282	53	23	financial	financial	ADJ
fbem-8282	53	24	resources[3	resources[3	NOUN
fbem-8282	53	25	]	]	PUNCT
fbem-8282	53	26	.	.	PUNCT
fbem-8282	54	1	for	for	ADP
fbem-8282	54	2	example	example	NOUN
fbem-8282	54	3	,	,	PUNCT
fbem-8282	54	4	the	the	DET
fbem-8282	54	5	electronic	electronic	ADJ
fbem-8282	54	6	trading	trading	NOUN
fbem-8282	54	7	system	system	NOUN
fbem-8282	54	8	of	of	ADP
fbem-8282	54	9	the	the	DET
fbem-8282	54	10	central	central	PROPN
fbem-8282	54	11	bank	bank	NOUN
fbem-8282	54	12	's	's	PART
fbem-8282	54	13	inter	inter	ADJ
fbem-8282	54	14	-	-	ADJ
fbem-8282	54	15	bank	bank	ADJ
fbem-8282	54	16	payment	payment	NOUN
fbem-8282	54	17	can	can	AUX
fbem-8282	54	18	be	be	AUX
fbem-8282	54	19	used	use	VERB
fbem-8282	54	20	to	to	PART
fbem-8282	54	21	build	build	VERB
fbem-8282	54	22	a	a	DET
fbem-8282	54	23	payment	payment	NOUN
fbem-8282	54	24	and	and	CCONJ
fbem-8282	54	25	settlement	settlement	NOUN
fbem-8282	54	26	network	network	NOUN
fbem-8282	54	27	integrating	integrate	VERB
fbem-8282	54	28	urban	urban	ADJ
fbem-8282	54	29	and	and	CCONJ
fbem-8282	54	30	rural	rural	ADJ
fbem-8282	54	31	areas	area	NOUN
fbem-8282	54	32	;	;	PUNCT
fbem-8282	54	33	implement	implement	VERB
fbem-8282	54	34	the	the	DET
fbem-8282	54	35	integration	integration	NOUN
fbem-8282	54	36	project	project	NOUN
fbem-8282	54	37	of	of	ADP
fbem-8282	54	38	banks	bank	NOUN
fbem-8282	54	39	and	and	CCONJ
fbem-8282	54	40	rural	rural	ADJ
fbem-8282	54	41	mutual	mutual	ADJ
fbem-8282	54	42	33	33	NUM
fbem-8282	54	43	aid	aid	NOUN
fbem-8282	54	44	organizations	organization	NOUN
fbem-8282	54	45	.	.	PUNCT
fbem-8282	55	1	the	the	DET
fbem-8282	55	2	above	above	ADJ
fbem-8282	55	3	measures	measure	NOUN
fbem-8282	55	4	can	can	AUX
fbem-8282	55	5	effectively	effectively	ADV
fbem-8282	55	6	reduce	reduce	VERB
fbem-8282	55	7	the	the	DET
fbem-8282	55	8	financial	financial	ADJ
fbem-8282	55	9	transaction	transaction	NOUN
fbem-8282	55	10	barriers	barrier	NOUN
fbem-8282	55	11	and	and	CCONJ
fbem-8282	55	12	friction	friction	NOUN
fbem-8282	55	13	costs	cost	NOUN
fbem-8282	55	14	between	between	ADP
fbem-8282	55	15	urban	urban	ADJ
fbem-8282	55	16	and	and	CCONJ
fbem-8282	55	17	rural	rural	ADJ
fbem-8282	55	18	areas	area	NOUN
fbem-8282	55	19	,	,	PUNCT
fbem-8282	55	20	promote	promote	VERB
fbem-8282	55	21	the	the	DET
fbem-8282	55	22	flow	flow	NOUN
fbem-8282	55	23	of	of	ADP
fbem-8282	55	24	urban	urban	ADJ
fbem-8282	55	25	and	and	CCONJ
fbem-8282	55	26	rural	rural	ADJ
fbem-8282	55	27	financial	financial	ADJ
fbem-8282	55	28	resources	resource	NOUN
fbem-8282	55	29	,	,	PUNCT
fbem-8282	55	30	improve	improve	VERB
fbem-8282	55	31	the	the	DET
fbem-8282	55	32	use	use	NOUN
fbem-8282	55	33	efficiency	efficiency	NOUN
fbem-8282	55	34	of	of	ADP
fbem-8282	55	35	financial	financial	ADJ
fbem-8282	55	36	resources	resource	NOUN
fbem-8282	55	37	,	,	PUNCT
fbem-8282	55	38	and	and	CCONJ
fbem-8282	55	39	then	then	ADV
fbem-8282	55	40	alleviate	alleviate	VERB
fbem-8282	55	41	the	the	DET
fbem-8282	55	42	rural	rural	ADJ
fbem-8282	55	43	financial	financial	ADJ
fbem-8282	55	44	exclusion	exclusion	NOUN
fbem-8282	55	45	problem	problem	NOUN
fbem-8282	55	46	.	.	PUNCT
fbem-8282	56	1	thirdly	thirdly	ADV
fbem-8282	56	2	,	,	PUNCT
fbem-8282	56	3	it	it	PRON
fbem-8282	56	4	is	be	AUX
fbem-8282	56	5	necessary	necessary	ADJ
fbem-8282	56	6	to	to	PART
fbem-8282	56	7	strengthen	strengthen	VERB
fbem-8282	56	8	the	the	DET
fbem-8282	56	9	construction	construction	NOUN
fbem-8282	56	10	of	of	ADP
fbem-8282	56	11	rural	rural	ADJ
fbem-8282	56	12	financial	financial	ADJ
fbem-8282	56	13	infrastructure	infrastructure	NOUN
fbem-8282	56	14	and	and	CCONJ
fbem-8282	56	15	attract	attract	VERB
fbem-8282	56	16	new	new	ADJ
fbem-8282	56	17	financial	financial	ADJ
fbem-8282	56	18	institutions	institution	NOUN
fbem-8282	56	19	to	to	PART
fbem-8282	56	20	deploy	deploy	VERB
fbem-8282	56	21	in	in	ADP
fbem-8282	56	22	rural	rural	ADJ
fbem-8282	56	23	areas	area	NOUN
fbem-8282	56	24	.	.	PUNCT
fbem-8282	57	1	strengthening	strengthen	VERB
fbem-8282	57	2	rural	rural	ADJ
fbem-8282	57	3	infrastructure	infrastructure	NOUN
fbem-8282	57	4	construction	construction	NOUN
fbem-8282	57	5	and	and	CCONJ
fbem-8282	57	6	reducing	reduce	VERB
fbem-8282	57	7	the	the	DET
fbem-8282	57	8	operating	operating	NOUN
fbem-8282	57	9	costs	cost	NOUN
fbem-8282	57	10	of	of	ADP
fbem-8282	57	11	financial	financial	ADJ
fbem-8282	57	12	institutions	institution	NOUN
fbem-8282	57	13	in	in	ADP
fbem-8282	57	14	rural	rural	ADJ
fbem-8282	57	15	areas	area	NOUN
fbem-8282	57	16	are	be	AUX
fbem-8282	57	17	the	the	DET
fbem-8282	57	18	key	key	ADJ
fbem-8282	57	19	measures	measure	NOUN
fbem-8282	57	20	to	to	PART
fbem-8282	57	21	achieve	achieve	VERB
fbem-8282	57	22	financial	financial	ADJ
fbem-8282	57	23	inclusiveness	inclusiveness	NOUN
fbem-8282	57	24	in	in	ADP
fbem-8282	57	25	rural	rural	ADJ
fbem-8282	57	26	areas	area	NOUN
fbem-8282	57	27	.	.	PUNCT
fbem-8282	58	1	taking	take	VERB
fbem-8282	58	2	internet	internet	NOUN
fbem-8282	58	3	infrastructure	infrastructure	NOUN
fbem-8282	58	4	as	as	ADP
fbem-8282	58	5	an	an	DET
fbem-8282	58	6	example	example	NOUN
fbem-8282	58	7	,	,	PUNCT
fbem-8282	58	8	according	accord	VERB
fbem-8282	58	9	to	to	ADP
fbem-8282	58	10	the	the	DET
fbem-8282	58	11	data	datum	NOUN
fbem-8282	58	12	of	of	ADP
fbem-8282	58	13	the	the	DET
fbem-8282	58	14	50th	50th	ADJ
fbem-8282	58	15	statistical	statistical	ADJ
fbem-8282	58	16	report	report	NOUN
fbem-8282	58	17	on	on	ADP
fbem-8282	58	18	internet	internet	NOUN
fbem-8282	58	19	network	network	NOUN
fbem-8282	58	20	development	development	NOUN
fbem-8282	58	21	in	in	ADP
fbem-8282	58	22	china	china	PROPN
fbem-8282	58	23	(	(	PUNCT
fbem-8282	58	24	2022	2022	NUM
fbem-8282	58	25	)	)	PUNCT
fbem-8282	58	26	,	,	PUNCT
fbem-8282	58	27	there	there	PRON
fbem-8282	58	28	is	be	VERB
fbem-8282	58	29	still	still	ADV
fbem-8282	58	30	a	a	DET
fbem-8282	58	31	certain	certain	ADJ
fbem-8282	58	32	gap	gap	NOUN
fbem-8282	58	33	between	between	ADP
fbem-8282	58	34	the	the	DET
fbem-8282	58	35	internet	internet	NOUN
fbem-8282	58	36	penetration	penetration	NOUN
fbem-8282	58	37	rate	rate	NOUN
fbem-8282	58	38	in	in	ADP
fbem-8282	58	39	rural	rural	ADJ
fbem-8282	58	40	areas	area	NOUN
fbem-8282	58	41	and	and	CCONJ
fbem-8282	58	42	that	that	SCONJ
fbem-8282	58	43	in	in	ADP
fbem-8282	58	44	cities	city	NOUN
fbem-8282	58	45	and	and	CCONJ
fbem-8282	58	46	towns	town	NOUN
fbem-8282	58	47	,	,	PUNCT
fbem-8282	58	48	which	which	PRON
fbem-8282	58	49	leads	lead	VERB
fbem-8282	58	50	to	to	ADP
fbem-8282	58	51	relatively	relatively	ADV
fbem-8282	58	52	high	high	ADJ
fbem-8282	58	53	information	information	NOUN
fbem-8282	58	54	acquisition	acquisition	NOUN
fbem-8282	58	55	costs	cost	NOUN
fbem-8282	58	56	in	in	ADP
fbem-8282	58	57	rural	rural	ADJ
fbem-8282	58	58	areas	area	NOUN
fbem-8282	58	59	,	,	PUNCT
fbem-8282	58	60	and	and	CCONJ
fbem-8282	58	61	then	then	ADV
fbem-8282	58	62	leads	lead	VERB
fbem-8282	58	63	to	to	ADP
fbem-8282	58	64	relatively	relatively	ADV
fbem-8282	58	65	high	high	ADJ
fbem-8282	58	66	operating	operating	NOUN
fbem-8282	58	67	costs	cost	NOUN
fbem-8282	58	68	of	of	ADP
fbem-8282	58	69	financial	financial	ADJ
fbem-8282	58	70	institutions	institution	NOUN
fbem-8282	58	71	rooted	root	VERB
fbem-8282	58	72	in	in	ADP
fbem-8282	58	73	rural	rural	ADJ
fbem-8282	58	74	areas	area	NOUN
fbem-8282	58	75	.	.	PUNCT
fbem-8282	59	1	therefore	therefore	ADV
fbem-8282	59	2	,	,	PUNCT
fbem-8282	59	3	the	the	DET
fbem-8282	59	4	motivation	motivation	NOUN
fbem-8282	59	5	of	of	ADP
fbem-8282	59	6	financial	financial	ADJ
fbem-8282	59	7	institutions	institution	NOUN
fbem-8282	59	8	to	to	PART
fbem-8282	59	9	lay	lay	VERB
fbem-8282	59	10	out	out	ADP
fbem-8282	59	11	in	in	ADP
fbem-8282	59	12	rural	rural	ADJ
fbem-8282	59	13	areas	area	NOUN
fbem-8282	59	14	is	be	AUX
fbem-8282	59	15	weak	weak	ADJ
fbem-8282	59	16	,	,	PUNCT
fbem-8282	59	17	which	which	PRON
fbem-8282	59	18	is	be	AUX
fbem-8282	59	19	not	not	PART
fbem-8282	59	20	conducive	conducive	ADJ
fbem-8282	59	21	to	to	ADP
fbem-8282	59	22	alleviating	alleviate	VERB
fbem-8282	59	23	the	the	DET
fbem-8282	59	24	problem	problem	NOUN
fbem-8282	59	25	of	of	ADP
fbem-8282	59	26	financial	financial	ADJ
fbem-8282	59	27	exclusion	exclusion	NOUN
fbem-8282	59	28	.	.	PUNCT
fbem-8282	60	1	therefore	therefore	ADV
fbem-8282	60	2	,	,	PUNCT
fbem-8282	60	3	the	the	DET
fbem-8282	60	4	government	government	NOUN
fbem-8282	60	5	should	should	AUX
fbem-8282	60	6	further	far	ADV
fbem-8282	60	7	tilt	tilt	VERB
fbem-8282	60	8	financial	financial	ADJ
fbem-8282	60	9	funds	fund	NOUN
fbem-8282	60	10	to	to	ADP
fbem-8282	60	11	infrastructure	infrastructure	NOUN
fbem-8282	60	12	construction	construction	NOUN
fbem-8282	60	13	,	,	PUNCT
fbem-8282	60	14	appropriately	appropriately	ADV
fbem-8282	60	15	lower	low	ADJ
fbem-8282	60	16	the	the	DET
fbem-8282	60	17	threshold	threshold	NOUN
fbem-8282	60	18	of	of	ADP
fbem-8282	60	19	market	market	NOUN
fbem-8282	60	20	access	access	NOUN
fbem-8282	60	21	,	,	PUNCT
fbem-8282	60	22	allow	allow	VERB
fbem-8282	60	23	various	various	ADJ
fbem-8282	60	24	forms	form	NOUN
fbem-8282	60	25	of	of	ADP
fbem-8282	60	26	financial	financial	ADJ
fbem-8282	60	27	institutions	institution	NOUN
fbem-8282	60	28	to	to	PART
fbem-8282	60	29	be	be	AUX
fbem-8282	60	30	laid	lay	VERB
fbem-8282	60	31	out	out	ADP
fbem-8282	60	32	in	in	ADP
fbem-8282	60	33	rural	rural	ADJ
fbem-8282	60	34	areas	area	NOUN
fbem-8282	60	35	,	,	PUNCT
fbem-8282	60	36	develop	develop	VERB
fbem-8282	60	37	diversified	diversified	ADJ
fbem-8282	60	38	and	and	CCONJ
fbem-8282	60	39	multi	multi	ADJ
fbem-8282	60	40	-	-	ADJ
fbem-8282	60	41	level	level	ADJ
fbem-8282	60	42	rural	rural	ADJ
fbem-8282	60	43	financial	financial	ADJ
fbem-8282	60	44	organizations	organization	NOUN
fbem-8282	60	45	,	,	PUNCT
fbem-8282	60	46	further	far	ADV
fbem-8282	60	47	expand	expand	VERB
fbem-8282	60	48	rural	rural	ADJ
fbem-8282	60	49	financial	financial	ADJ
fbem-8282	60	50	scale	scale	NOUN
fbem-8282	60	51	,	,	PUNCT
fbem-8282	60	52	and	and	CCONJ
fbem-8282	60	53	alleviate	alleviate	VERB
fbem-8282	60	54	financial	financial	ADJ
fbem-8282	60	55	exclusion	exclusion	NOUN
fbem-8282	60	56	.	.	PUNCT
fbem-8282	61	1	fourthly	fourthly	ADV
fbem-8282	61	2	,	,	PUNCT
fbem-8282	61	3	it	it	PRON
fbem-8282	61	4	is	be	AUX
fbem-8282	61	5	necessary	necessary	ADJ
fbem-8282	61	6	to	to	PART
fbem-8282	61	7	improve	improve	VERB
fbem-8282	61	8	the	the	DET
fbem-8282	61	9	rural	rural	ADJ
fbem-8282	61	10	financial	financial	ADJ
fbem-8282	61	11	service	service	NOUN
fbem-8282	61	12	system	system	NOUN
fbem-8282	61	13	and	and	CCONJ
fbem-8282	61	14	innovate	innovate	VERB
fbem-8282	61	15	rural	rural	ADJ
fbem-8282	61	16	financial	financial	ADJ
fbem-8282	61	17	products	product	NOUN
fbem-8282	61	18	according	accord	VERB
fbem-8282	61	19	to	to	ADP
fbem-8282	61	20	local	local	ADJ
fbem-8282	61	21	conditions	condition	NOUN
fbem-8282	61	22	.	.	PUNCT
fbem-8282	62	1	rural	rural	ADJ
fbem-8282	62	2	areas	area	NOUN
fbem-8282	62	3	should	should	AUX
fbem-8282	62	4	develop	develop	VERB
fbem-8282	62	5	diversified	diversified	ADJ
fbem-8282	62	6	and	and	CCONJ
fbem-8282	62	7	multi	multi	ADJ
fbem-8282	62	8	-	-	ADJ
fbem-8282	62	9	level	level	ADJ
fbem-8282	62	10	financial	financial	ADJ
fbem-8282	62	11	service	service	NOUN
fbem-8282	62	12	institutions	institution	NOUN
fbem-8282	62	13	,	,	PUNCT
fbem-8282	62	14	such	such	ADJ
fbem-8282	62	15	as	as	ADP
fbem-8282	62	16	micro	micro	NOUN
fbem-8282	62	17	-	-	NOUN
fbem-8282	62	18	credit	credit	ADJ
fbem-8282	62	19	companies	company	NOUN
fbem-8282	62	20	,	,	PUNCT
fbem-8282	62	21	rural	rural	ADJ
fbem-8282	62	22	mutual	mutual	ADJ
fbem-8282	62	23	fund	fund	NOUN
fbem-8282	62	24	associations	association	NOUN
fbem-8282	62	25	and	and	CCONJ
fbem-8282	62	26	other	other	ADJ
fbem-8282	62	27	rural	rural	ADJ
fbem-8282	62	28	financial	financial	ADJ
fbem-8282	62	29	institutions	institution	NOUN
fbem-8282	62	30	,	,	PUNCT
fbem-8282	62	31	to	to	PART
fbem-8282	62	32	form	form	VERB
fbem-8282	62	33	a	a	DET
fbem-8282	62	34	diversified	diversified	ADJ
fbem-8282	62	35	layout	layout	NOUN
fbem-8282	62	36	of	of	ADP
fbem-8282	62	37	rural	rural	ADJ
fbem-8282	62	38	financial	financial	ADJ
fbem-8282	62	39	institutions	institution	NOUN
fbem-8282	62	40	,	,	PUNCT
fbem-8282	62	41	and	and	CCONJ
fbem-8282	62	42	then	then	ADV
fbem-8282	62	43	promote	promote	VERB
fbem-8282	62	44	the	the	DET
fbem-8282	62	45	improvement	improvement	NOUN
fbem-8282	62	46	and	and	CCONJ
fbem-8282	62	47	innovation	innovation	NOUN
fbem-8282	62	48	of	of	ADP
fbem-8282	62	49	local	local	ADJ
fbem-8282	62	50	financial	financial	ADJ
fbem-8282	62	51	system	system	NOUN
fbem-8282	62	52	and	and	CCONJ
fbem-8282	62	53	financial	financial	ADJ
fbem-8282	62	54	service	service	NOUN
fbem-8282	62	55	system	system	NOUN
fbem-8282	62	56	.	.	PUNCT
fbem-8282	63	1	at	at	ADP
fbem-8282	63	2	the	the	DET
fbem-8282	63	3	same	same	ADJ
fbem-8282	63	4	time	time	NOUN
fbem-8282	63	5	,	,	PUNCT
fbem-8282	63	6	we	we	PRON
fbem-8282	63	7	should	should	AUX
fbem-8282	63	8	combine	combine	VERB
fbem-8282	63	9	the	the	DET
fbem-8282	63	10	local	local	ADJ
fbem-8282	63	11	financial	financial	ADJ
fbem-8282	63	12	development	development	NOUN
fbem-8282	63	13	level	level	NOUN
fbem-8282	63	14	and	and	CCONJ
fbem-8282	63	15	ecology	ecology	NOUN
fbem-8282	63	16	,	,	PUNCT
fbem-8282	63	17	innovate	innovate	VERB
fbem-8282	63	18	rural	rural	ADJ
fbem-8282	63	19	financial	financial	ADJ
fbem-8282	63	20	products	product	NOUN
fbem-8282	63	21	,	,	PUNCT
fbem-8282	63	22	and	and	CCONJ
fbem-8282	63	23	meet	meet	VERB
fbem-8282	63	24	the	the	DET
fbem-8282	63	25	financial	financial	ADJ
fbem-8282	63	26	needs	need	NOUN
fbem-8282	63	27	of	of	ADP
fbem-8282	63	28	local	local	ADJ
fbem-8282	63	29	farmers	farmer	NOUN
fbem-8282	63	30	.	.	PUNCT
fbem-8282	64	1	fifthly	fifthly	ADV
fbem-8282	64	2	,	,	PUNCT
fbem-8282	64	3	it	it	PRON
fbem-8282	64	4	is	be	AUX
fbem-8282	64	5	necessary	necessary	ADJ
fbem-8282	64	6	to	to	PART
fbem-8282	64	7	encourage	encourage	VERB
fbem-8282	64	8	rural	rural	ADJ
fbem-8282	64	9	financial	financial	ADJ
fbem-8282	64	10	knowledge	knowledge	NOUN
fbem-8282	64	11	education	education	NOUN
fbem-8282	64	12	and	and	CCONJ
fbem-8282	64	13	improve	improve	VERB
fbem-8282	64	14	the	the	DET
fbem-8282	64	15	financial	financial	ADJ
fbem-8282	64	16	literacy	literacy	NOUN
fbem-8282	64	17	of	of	ADP
fbem-8282	64	18	rural	rural	ADJ
fbem-8282	64	19	residents	resident	NOUN
fbem-8282	64	20	.	.	PUNCT
fbem-8282	65	1	most	most	ADJ
fbem-8282	65	2	farmers	farmer	NOUN
fbem-8282	65	3	in	in	ADP
fbem-8282	65	4	china	china	PROPN
fbem-8282	65	5	have	have	VERB
fbem-8282	65	6	a	a	DET
fbem-8282	65	7	relatively	relatively	ADV
fbem-8282	65	8	low	low	ADJ
fbem-8282	65	9	level	level	NOUN
fbem-8282	65	10	of	of	ADP
fbem-8282	65	11	education	education	NOUN
fbem-8282	65	12	,	,	PUNCT
fbem-8282	65	13	a	a	DET
fbem-8282	65	14	relatively	relatively	ADV
fbem-8282	65	15	narrow	narrow	ADJ
fbem-8282	65	16	vision	vision	NOUN
fbem-8282	65	17	,	,	PUNCT
fbem-8282	65	18	poor	poor	ADJ
fbem-8282	65	19	ability	ability	NOUN
fbem-8282	65	20	to	to	PART
fbem-8282	65	21	accept	accept	VERB
fbem-8282	65	22	new	new	ADJ
fbem-8282	65	23	affairs	affair	NOUN
fbem-8282	65	24	,	,	PUNCT
fbem-8282	65	25	and	and	CCONJ
fbem-8282	65	26	some	some	DET
fbem-8282	65	27	cognitive	cognitive	ADJ
fbem-8282	65	28	biases	bias	NOUN
fbem-8282	65	29	on	on	ADP
fbem-8282	65	30	some	some	DET
fbem-8282	65	31	financial	financial	ADJ
fbem-8282	65	32	instruments	instrument	NOUN
fbem-8282	65	33	,	,	PUNCT
fbem-8282	65	34	which	which	PRON
fbem-8282	65	35	restrict	restrict	VERB
fbem-8282	65	36	the	the	DET
fbem-8282	65	37	solution	solution	NOUN
fbem-8282	65	38	of	of	ADP
fbem-8282	65	39	financial	financial	ADJ
fbem-8282	65	40	exclusion	exclusion	NOUN
fbem-8282	65	41	.	.	PUNCT
fbem-8282	66	1	therefore	therefore	ADV
fbem-8282	66	2	,	,	PUNCT
fbem-8282	66	3	the	the	DET
fbem-8282	66	4	low	low	ADJ
fbem-8282	66	5	level	level	NOUN
fbem-8282	66	6	of	of	ADP
fbem-8282	66	7	financial	financial	ADJ
fbem-8282	66	8	literacy	literacy	NOUN
fbem-8282	66	9	of	of	ADP
fbem-8282	66	10	rural	rural	ADJ
fbem-8282	66	11	residents	resident	NOUN
fbem-8282	66	12	is	be	AUX
fbem-8282	66	13	an	an	DET
fbem-8282	66	14	important	important	ADJ
fbem-8282	66	15	factor	factor	NOUN
fbem-8282	66	16	in	in	ADP
fbem-8282	66	17	financial	financial	ADJ
fbem-8282	66	18	exclusion	exclusion	NOUN
fbem-8282	66	19	.	.	PUNCT
fbem-8282	67	1	therefore	therefore	ADV
fbem-8282	67	2	,	,	PUNCT
fbem-8282	67	3	it	it	PRON
fbem-8282	67	4	is	be	AUX
fbem-8282	67	5	urgent	urgent	ADJ
fbem-8282	67	6	to	to	PART
fbem-8282	67	7	carry	carry	VERB
fbem-8282	67	8	out	out	ADP
fbem-8282	67	9	financial	financial	ADJ
fbem-8282	67	10	knowledge	knowledge	NOUN
fbem-8282	67	11	education	education	NOUN
fbem-8282	67	12	related	relate	VERB
fbem-8282	67	13	activities	activity	NOUN
fbem-8282	67	14	in	in	ADP
fbem-8282	67	15	rural	rural	ADJ
fbem-8282	67	16	areas	area	NOUN
fbem-8282	67	17	,	,	PUNCT
fbem-8282	67	18	so	so	SCONJ
fbem-8282	67	19	that	that	SCONJ
fbem-8282	67	20	rural	rural	ADJ
fbem-8282	67	21	residents	resident	NOUN
fbem-8282	67	22	can	can	AUX
fbem-8282	67	23	correctly	correctly	ADV
fbem-8282	67	24	understand	understand	VERB
fbem-8282	67	25	a	a	DET
fbem-8282	67	26	series	series	NOUN
fbem-8282	67	27	of	of	ADP
fbem-8282	67	28	financial	financial	ADJ
fbem-8282	67	29	instruments	instrument	NOUN
fbem-8282	67	30	and	and	CCONJ
fbem-8282	67	31	improve	improve	VERB
fbem-8282	67	32	their	their	PRON
fbem-8282	67	33	financial	financial	ADJ
fbem-8282	67	34	literacy	literacy	NOUN
fbem-8282	67	35	.	.	PUNCT
fbem-8282	68	1	sixthly	sixthly	ADV
fbem-8282	68	2	,	,	PUNCT
fbem-8282	68	3	it	it	PRON
fbem-8282	68	4	is	be	AUX
fbem-8282	68	5	necessary	necessary	ADJ
fbem-8282	68	6	to	to	PART
fbem-8282	68	7	strengthen	strengthen	VERB
fbem-8282	68	8	the	the	DET
fbem-8282	68	9	construction	construction	NOUN
fbem-8282	68	10	of	of	ADP
fbem-8282	68	11	digital	digital	ADJ
fbem-8282	68	12	financial	financial	ADJ
fbem-8282	68	13	infrastructure	infrastructure	NOUN
fbem-8282	68	14	and	and	CCONJ
fbem-8282	68	15	improve	improve	VERB
fbem-8282	68	16	the	the	DET
fbem-8282	68	17	coverage	coverage	NOUN
fbem-8282	68	18	rate	rate	NOUN
fbem-8282	68	19	of	of	ADP
fbem-8282	68	20	digital	digital	ADJ
fbem-8282	68	21	financial	financial	ADJ
fbem-8282	68	22	services	service	NOUN
fbem-8282	68	23	.	.	PUNCT
fbem-8282	69	1	digital	digital	ADJ
fbem-8282	69	2	finance	finance	NOUN
fbem-8282	69	3	is	be	AUX
fbem-8282	69	4	a	a	DET
fbem-8282	69	5	new	new	ADJ
fbem-8282	69	6	financial	financial	ADJ
fbem-8282	69	7	sub	sub	NOUN
fbem-8282	69	8	-	-	NOUN
fbem-8282	69	9	field	field	NOUN
fbem-8282	69	10	.	.	PUNCT
fbem-8282	70	1	scholars	scholar	NOUN
fbem-8282	70	2	have	have	AUX
fbem-8282	70	3	found	find	VERB
fbem-8282	70	4	that	that	SCONJ
fbem-8282	70	5	it	it	PRON
fbem-8282	70	6	has	have	VERB
fbem-8282	70	7	many	many	ADJ
fbem-8282	70	8	advantages	advantage	NOUN
fbem-8282	70	9	,	,	PUNCT
fbem-8282	70	10	such	such	ADJ
fbem-8282	70	11	as	as	ADP
fbem-8282	70	12	crossing	cross	VERB
fbem-8282	70	13	geographical	geographical	ADJ
fbem-8282	70	14	restrictions	restriction	NOUN
fbem-8282	70	15	and	and	CCONJ
fbem-8282	70	16	low	low	ADJ
fbem-8282	70	17	-	-	PUNCT
fbem-8282	70	18	cost	cost	NOUN
fbem-8282	70	19	acquisition	acquisition	NOUN
fbem-8282	70	20	.	.	PUNCT
fbem-8282	71	1	therefore	therefore	ADV
fbem-8282	71	2	,	,	PUNCT
fbem-8282	71	3	digital	digital	ADJ
fbem-8282	71	4	finance	finance	NOUN
fbem-8282	71	5	has	have	AUX
fbem-8282	71	6	played	play	VERB
fbem-8282	71	7	a	a	DET
fbem-8282	71	8	significant	significant	ADJ
fbem-8282	71	9	role	role	NOUN
fbem-8282	71	10	in	in	ADP
fbem-8282	71	11	alleviating	alleviate	VERB
fbem-8282	71	12	the	the	DET
fbem-8282	71	13	knowledge	knowledge	NOUN
fbem-8282	71	14	exclusion	exclusion	NOUN
fbem-8282	71	15	,	,	PUNCT
fbem-8282	71	16	self	self	NOUN
fbem-8282	71	17	-	-	PUNCT
fbem-8282	71	18	exclusion	exclusion	NOUN
fbem-8282	71	19	,	,	PUNCT
fbem-8282	71	20	tool	tool	NOUN
fbem-8282	71	21	exclusion	exclusion	NOUN
fbem-8282	71	22	and	and	CCONJ
fbem-8282	71	23	economic	economic	ADJ
fbem-8282	71	24	exclusion	exclusion	NOUN
fbem-8282	71	25	of	of	ADP
fbem-8282	71	26	rural	rural	ADJ
fbem-8282	71	27	residents	resident	NOUN
fbem-8282	71	28	[	[	X
fbem-8282	71	29	5	5	NUM
fbem-8282	71	30	]	]	PUNCT
fbem-8282	71	31	,	,	PUNCT
fbem-8282	71	32	so	so	CCONJ
fbem-8282	71	33	it	it	PRON
fbem-8282	71	34	is	be	AUX
fbem-8282	71	35	very	very	ADV
fbem-8282	71	36	important	important	ADJ
fbem-8282	71	37	to	to	PART
fbem-8282	71	38	promote	promote	VERB
fbem-8282	71	39	the	the	DET
fbem-8282	71	40	development	development	NOUN
fbem-8282	71	41	of	of	ADP
fbem-8282	71	42	digital	digital	ADJ
fbem-8282	71	43	finance	finance	NOUN
fbem-8282	71	44	business	business	NOUN
fbem-8282	71	45	in	in	ADP
fbem-8282	71	46	rural	rural	ADJ
fbem-8282	71	47	areas	area	NOUN
fbem-8282	71	48	.	.	PUNCT
fbem-8282	72	1	digital	digital	ADJ
fbem-8282	72	2	financial	financial	ADJ
fbem-8282	72	3	infrastructure	infrastructure	NOUN
fbem-8282	72	4	is	be	AUX
fbem-8282	72	5	the	the	DET
fbem-8282	72	6	premise	premise	NOUN
fbem-8282	72	7	of	of	ADP
fbem-8282	72	8	digital	digital	ADJ
fbem-8282	72	9	financial	financial	ADJ
fbem-8282	72	10	development	development	NOUN
fbem-8282	72	11	,	,	PUNCT
fbem-8282	72	12	and	and	CCONJ
fbem-8282	72	13	the	the	DET
fbem-8282	72	14	main	main	ADJ
fbem-8282	72	15	body	body	NOUN
fbem-8282	72	16	of	of	ADP
fbem-8282	72	17	infrastructure	infrastructure	NOUN
fbem-8282	72	18	construction	construction	NOUN
fbem-8282	72	19	is	be	AUX
fbem-8282	72	20	the	the	DET
fbem-8282	72	21	government	government	NOUN
fbem-8282	72	22	.	.	PUNCT
fbem-8282	73	1	therefore	therefore	ADV
fbem-8282	73	2	,	,	PUNCT
fbem-8282	73	3	the	the	DET
fbem-8282	73	4	local	local	ADJ
fbem-8282	73	5	government	government	NOUN
fbem-8282	73	6	should	should	AUX
fbem-8282	73	7	play	play	VERB
fbem-8282	73	8	a	a	DET
fbem-8282	73	9	leading	lead	VERB
fbem-8282	73	10	role	role	NOUN
fbem-8282	73	11	in	in	ADP
fbem-8282	73	12	digital	digital	ADJ
fbem-8282	73	13	financial	financial	ADJ
fbem-8282	73	14	infrastructure	infrastructure	NOUN
fbem-8282	73	15	construction	construction	NOUN
fbem-8282	73	16	,	,	PUNCT
fbem-8282	73	17	improve	improve	VERB
fbem-8282	73	18	local	local	ADJ
fbem-8282	73	19	digital	digital	ADJ
fbem-8282	73	20	financial	financial	ADJ
fbem-8282	73	21	infrastructure	infrastructure	NOUN
fbem-8282	73	22	construction	construction	NOUN
fbem-8282	73	23	,	,	PUNCT
fbem-8282	73	24	and	and	CCONJ
fbem-8282	73	25	at	at	ADP
fbem-8282	73	26	the	the	DET
fbem-8282	73	27	same	same	ADJ
fbem-8282	73	28	time	time	NOUN
fbem-8282	73	29	,	,	PUNCT
fbem-8282	73	30	use	use	VERB
fbem-8282	73	31	national	national	ADJ
fbem-8282	73	32	policy	policy	NOUN
fbem-8282	73	33	support	support	NOUN
fbem-8282	73	34	to	to	PART
fbem-8282	73	35	guide	guide	VERB
fbem-8282	73	36	financial	financial	ADJ
fbem-8282	73	37	institutions	institution	NOUN
fbem-8282	73	38	rooted	root	VERB
fbem-8282	73	39	in	in	ADP
fbem-8282	73	40	rural	rural	ADJ
fbem-8282	73	41	areas	area	NOUN
fbem-8282	73	42	to	to	PART
fbem-8282	73	43	set	set	VERB
fbem-8282	73	44	up	up	ADP
fbem-8282	73	45	digital	digital	ADJ
fbem-8282	73	46	financial	financial	ADJ
fbem-8282	73	47	related	relate	VERB
fbem-8282	73	48	businesses	business	NOUN
fbem-8282	73	49	and	and	CCONJ
fbem-8282	73	50	provide	provide	VERB
fbem-8282	73	51	digital	digital	ADJ
fbem-8282	73	52	financial	financial	ADJ
fbem-8282	73	53	services	service	NOUN
fbem-8282	73	54	for	for	ADP
fbem-8282	73	55	local	local	ADJ
fbem-8282	73	56	rural	rural	ADJ
fbem-8282	73	57	residents	resident	NOUN
fbem-8282	73	58	.	.	PUNCT
fbem-8282	74	1	4	4	X
fbem-8282	74	2	.	.	X
fbem-8282	74	3	general	general	ADJ
fbem-8282	74	4	review	review	NOUN
fbem-8282	74	5	of	of	ADP
fbem-8282	74	6	literature	literature	NOUN
fbem-8282	74	7	according	accord	VERB
fbem-8282	74	8	to	to	ADP
fbem-8282	74	9	the	the	DET
fbem-8282	74	10	research	research	NOUN
fbem-8282	74	11	of	of	ADP
fbem-8282	74	12	scholars	scholar	NOUN
fbem-8282	74	13	we	we	PRON
fbem-8282	74	14	can	can	AUX
fbem-8282	74	15	see	see	VERB
fbem-8282	74	16	that	that	SCONJ
fbem-8282	74	17	financial	financial	ADJ
fbem-8282	74	18	exclusion	exclusion	NOUN
fbem-8282	74	19	has	have	VERB
fbem-8282	74	20	many	many	ADJ
fbem-8282	74	21	negative	negative	ADJ
fbem-8282	74	22	effects	effect	NOUN
fbem-8282	74	23	on	on	ADP
fbem-8282	74	24	rural	rural	ADJ
fbem-8282	74	25	development	development	NOUN
fbem-8282	74	26	and	and	CCONJ
fbem-8282	74	27	many	many	ADJ
fbem-8282	74	28	scholars	scholar	NOUN
fbem-8282	74	29	have	have	AUX
fbem-8282	74	30	also	also	ADV
fbem-8282	74	31	applied	apply	VERB
fbem-8282	74	32	various	various	ADJ
fbem-8282	74	33	data	datum	NOUN
fbem-8282	74	34	research	research	NOUN
fbem-8282	74	35	methods	method	NOUN
fbem-8282	74	36	and	and	CCONJ
fbem-8282	74	37	proposed	propose	VERB
fbem-8282	74	38	a	a	DET
fbem-8282	74	39	variety	variety	NOUN
fbem-8282	74	40	of	of	ADP
fbem-8282	74	41	measures	measure	NOUN
fbem-8282	74	42	to	to	PART
fbem-8282	74	43	alleviate	alleviate	VERB
fbem-8282	74	44	financial	financial	ADJ
fbem-8282	74	45	exclusion	exclusion	NOUN
fbem-8282	74	46	but	but	CCONJ
fbem-8282	74	47	scholars	scholar	NOUN
fbem-8282	74	48	for	for	ADP
fbem-8282	74	49	financial	financial	ADJ
fbem-8282	74	50	exclusion	exclusion	NOUN
fbem-8282	74	51	research	research	NOUN
fbem-8282	74	52	is	be	AUX
fbem-8282	74	53	not	not	PART
fbem-8282	74	54	systematic	systematic	ADJ
fbem-8282	74	55	.	.	PUNCT
fbem-8282	75	1	first	first	ADV
fbem-8282	75	2	of	of	ADP
fbem-8282	75	3	all	all	PRON
fbem-8282	75	4	,	,	PUNCT
fbem-8282	75	5	the	the	DET
fbem-8282	75	6	definition	definition	NOUN
fbem-8282	75	7	of	of	ADP
fbem-8282	75	8	the	the	DET
fbem-8282	75	9	concept	concept	NOUN
fbem-8282	75	10	of	of	ADP
fbem-8282	75	11	financial	financial	ADJ
fbem-8282	75	12	exclusion	exclusion	NOUN
fbem-8282	75	13	is	be	AUX
fbem-8282	75	14	still	still	ADV
fbem-8282	75	15	unclear	unclear	ADJ
fbem-8282	75	16	;	;	PUNCT
fbem-8282	75	17	secondly	secondly	ADV
fbem-8282	75	18	,	,	PUNCT
fbem-8282	75	19	scholars	scholar	NOUN
fbem-8282	75	20	have	have	AUX
fbem-8282	75	21	not	not	PART
fbem-8282	75	22	yet	yet	ADV
fbem-8282	75	23	formed	form	VERB
fbem-8282	75	24	a	a	DET
fbem-8282	75	25	unity	unity	NOUN
fbem-8282	75	26	in	in	ADP
fbem-8282	75	27	data	datum	NOUN
fbem-8282	75	28	selection	selection	NOUN
fbem-8282	75	29	;	;	PUNCT
fbem-8282	75	30	thirdly	thirdly	ADV
fbem-8282	75	31	,	,	PUNCT
fbem-8282	75	32	when	when	SCONJ
fbem-8282	75	33	some	some	DET
fbem-8282	75	34	scholars	scholar	NOUN
fbem-8282	75	35	build	build	VERB
fbem-8282	75	36	their	their	PRON
fbem-8282	75	37	own	own	ADJ
fbem-8282	75	38	financial	financial	ADJ
fbem-8282	75	39	exclusion	exclusion	NOUN
fbem-8282	75	40	index	index	NOUN
fbem-8282	75	41	as	as	ADP
fbem-8282	75	42	the	the	DET
fbem-8282	75	43	data	data	NOUN
fbem-8282	75	44	base	base	NOUN
fbem-8282	75	45	,	,	PUNCT
fbem-8282	75	46	the	the	DET
fbem-8282	75	47	indicators	indicator	NOUN
fbem-8282	75	48	and	and	CCONJ
fbem-8282	75	49	measurement	measurement	NOUN
fbem-8282	75	50	methods	method	NOUN
fbem-8282	75	51	they	they	PRON
fbem-8282	75	52	choose	choose	VERB
fbem-8282	75	53	to	to	PART
fbem-8282	75	54	build	build	VERB
fbem-8282	75	55	financial	financial	ADJ
fbem-8282	75	56	exclusion	exclusion	NOUN
fbem-8282	75	57	index	index	NOUN
fbem-8282	75	58	are	be	AUX
fbem-8282	75	59	not	not	PART
fbem-8282	75	60	uniform	uniform	ADJ
fbem-8282	75	61	;	;	PUNCT
fbem-8282	75	62	fourthly	fourthly	ADV
fbem-8282	75	63	,	,	PUNCT
fbem-8282	75	64	when	when	SCONJ
fbem-8282	75	65	scholars	scholar	NOUN
fbem-8282	75	66	conduct	conduct	VERB
fbem-8282	75	67	empirical	empirical	ADJ
fbem-8282	75	68	research	research	NOUN
fbem-8282	75	69	on	on	ADP
fbem-8282	75	70	financial	financial	ADJ
fbem-8282	75	71	exclusion	exclusion	NOUN
fbem-8282	75	72	,	,	PUNCT
fbem-8282	75	73	the	the	DET
fbem-8282	75	74	empirical	empirical	ADJ
fbem-8282	75	75	research	research	NOUN
fbem-8282	75	76	methods	method	NOUN
fbem-8282	75	77	used	use	VERB
fbem-8282	75	78	have	have	AUX
fbem-8282	75	79	not	not	PART
fbem-8282	75	80	yet	yet	ADV
fbem-8282	75	81	been	be	AUX
fbem-8282	75	82	unified	unify	VERB
fbem-8282	75	83	;	;	PUNCT
fbem-8282	75	84	finally	finally	ADV
fbem-8282	75	85	,	,	PUNCT
fbem-8282	75	86	the	the	DET
fbem-8282	75	87	policy	policy	NOUN
fbem-8282	75	88	recommendations	recommendation	NOUN
fbem-8282	75	89	for	for	ADP
fbem-8282	75	90	alleviating	alleviate	VERB
fbem-8282	75	91	financial	financial	ADJ
fbem-8282	75	92	exclusion	exclusion	NOUN
fbem-8282	75	93	are	be	AUX
fbem-8282	75	94	still	still	ADV
fbem-8282	75	95	not	not	PART
fbem-8282	75	96	uniform	uniform	ADJ
fbem-8282	75	97	.	.	PUNCT
fbem-8282	76	1	however	however	ADV
fbem-8282	76	2	,	,	PUNCT
fbem-8282	76	3	there	there	PRON
fbem-8282	76	4	are	be	VERB
fbem-8282	76	5	still	still	ADV
fbem-8282	76	6	some	some	DET
fbem-8282	76	7	common	common	ADJ
fbem-8282	76	8	contents	content	NOUN
fbem-8282	76	9	.	.	PUNCT
fbem-8282	77	1	first	first	ADV
fbem-8282	77	2	of	of	ADP
fbem-8282	77	3	all	all	PRON
fbem-8282	77	4	,	,	PUNCT
fbem-8282	77	5	there	there	PRON
fbem-8282	77	6	is	be	VERB
fbem-8282	77	7	data	data	NOUN
fbem-8282	77	8	selection	selection	NOUN
fbem-8282	77	9	.	.	PUNCT
fbem-8282	78	1	the	the	DET
fbem-8282	78	2	data	data	NOUN
fbem-8282	78	3	sources	source	NOUN
fbem-8282	78	4	at	at	ADP
fbem-8282	78	5	the	the	DET
fbem-8282	78	6	regional	regional	ADJ
fbem-8282	78	7	level	level	NOUN
fbem-8282	78	8	are	be	AUX
fbem-8282	78	9	mainly	mainly	ADV
fbem-8282	78	10	the	the	DET
fbem-8282	78	11	financial	financial	ADJ
fbem-8282	78	12	exclusion	exclusion	NOUN
fbem-8282	78	13	index	index	NOUN
fbem-8282	78	14	constructed	construct	VERB
fbem-8282	78	15	by	by	ADP
fbem-8282	78	16	scholars	scholar	NOUN
fbem-8282	78	17	themselves	themselves	PRON
fbem-8282	78	18	or	or	CCONJ
fbem-8282	78	19	the	the	DET
fbem-8282	78	20	panel	panel	NOUN
fbem-8282	78	21	data	datum	NOUN
fbem-8282	78	22	of	of	ADP
fbem-8282	78	23	provinces	province	NOUN
fbem-8282	78	24	and	and	CCONJ
fbem-8282	78	25	cities	city	NOUN
fbem-8282	78	26	;	;	PUNCT
fbem-8282	78	27	the	the	DET
fbem-8282	78	28	data	data	NOUN
fbem-8282	78	29	sources	source	NOUN
fbem-8282	78	30	at	at	ADP
fbem-8282	78	31	the	the	DET
fbem-8282	78	32	county	county	NOUN
fbem-8282	78	33	and	and	CCONJ
fbem-8282	78	34	township	township	NOUN
fbem-8282	78	35	level	level	NOUN
fbem-8282	78	36	are	be	AUX
fbem-8282	78	37	mainly	mainly	ADV
fbem-8282	78	38	the	the	DET
fbem-8282	78	39	panel	panel	NOUN
fbem-8282	78	40	data	datum	NOUN
fbem-8282	78	41	of	of	ADP
fbem-8282	78	42	counties	county	NOUN
fbem-8282	78	43	and	and	CCONJ
fbem-8282	78	44	townships	township	NOUN
fbem-8282	78	45	;	;	PUNCT
fbem-8282	78	46	the	the	DET
fbem-8282	78	47	data	datum	NOUN
fbem-8282	78	48	source	source	NOUN
fbem-8282	78	49	at	at	ADP
fbem-8282	78	50	the	the	DET
fbem-8282	78	51	farmer	farmer	NOUN
fbem-8282	78	52	level	level	NOUN
fbem-8282	78	53	is	be	AUX
fbem-8282	78	54	mainly	mainly	ADV
fbem-8282	78	55	the	the	DET
fbem-8282	78	56	data	datum	NOUN
fbem-8282	78	57	of	of	ADP
fbem-8282	78	58	china	china	PROPN
fbem-8282	78	59	household	household	PROPN
fbem-8282	78	60	finance	finance	NOUN
fbem-8282	78	61	survey	survey	NOUN
fbem-8282	78	62	(	(	PUNCT
fbem-8282	78	63	chfs	chfs	NOUN
fbem-8282	78	64	)	)	PUNCT
fbem-8282	78	65	.	.	PUNCT
fbem-8282	79	1	secondly	secondly	ADV
fbem-8282	79	2	,	,	PUNCT
fbem-8282	79	3	research	research	NOUN
fbem-8282	79	4	methods	method	NOUN
fbem-8282	79	5	.	.	PUNCT
fbem-8282	80	1	scholars	scholar	NOUN
fbem-8282	80	2	'	'	PART
fbem-8282	80	3	research	research	NOUN
fbem-8282	80	4	methods	method	NOUN
fbem-8282	80	5	on	on	ADP
fbem-8282	80	6	financial	financial	ADJ
fbem-8282	80	7	exclusion	exclusion	NOUN
fbem-8282	80	8	are	be	AUX
fbem-8282	80	9	mainly	mainly	ADV
fbem-8282	80	10	empirical	empirical	ADJ
fbem-8282	80	11	research	research	NOUN
fbem-8282	80	12	and	and	CCONJ
fbem-8282	80	13	literature	literature	PROPN
fbem-8282	80	14	review	review	NOUN
fbem-8282	80	15	.	.	PUNCT
fbem-8282	81	1	thirdly	thirdly	ADV
fbem-8282	81	2	,	,	PUNCT
fbem-8282	81	3	policy	policy	NOUN
fbem-8282	81	4	recommendations	recommendation	NOUN
fbem-8282	81	5	.	.	PUNCT
fbem-8282	82	1	the	the	DET
fbem-8282	82	2	commonness	commonness	NOUN
fbem-8282	82	3	of	of	ADP
fbem-8282	82	4	policy	policy	NOUN
fbem-8282	82	5	recommendations	recommendation	NOUN
fbem-8282	82	6	is	be	AUX
fbem-8282	82	7	as	as	ADV
fbem-8282	82	8	above	above	ADV
fbem-8282	82	9	.	.	PUNCT
fbem-8282	83	1	based	base	VERB
fbem-8282	83	2	on	on	ADP
fbem-8282	83	3	this	this	PRON
fbem-8282	83	4	,	,	PUNCT
fbem-8282	83	5	how	how	SCONJ
fbem-8282	83	6	to	to	PART
fbem-8282	83	7	systematically	systematically	ADV
fbem-8282	83	8	study	study	VERB
fbem-8282	83	9	the	the	DET
fbem-8282	83	10	problem	problem	NOUN
fbem-8282	83	11	of	of	ADP
fbem-8282	83	12	financial	financial	ADJ
fbem-8282	83	13	exclusion	exclusion	NOUN
fbem-8282	83	14	is	be	AUX
fbem-8282	83	15	a	a	DET
fbem-8282	83	16	direction	direction	NOUN
fbem-8282	83	17	worthy	worthy	ADJ
fbem-8282	83	18	of	of	ADP
fbem-8282	83	19	in	in	ADP
fbem-8282	83	20	-	-	PUNCT
fbem-8282	83	21	depth	depth	NOUN
fbem-8282	83	22	study	study	NOUN
fbem-8282	83	23	by	by	ADP
fbem-8282	83	24	scholars	scholar	NOUN
fbem-8282	83	25	.	.	PUNCT
fbem-8282	84	1	for	for	ADP
fbem-8282	84	2	example	example	NOUN
fbem-8282	84	3	,	,	PUNCT
fbem-8282	84	4	in	in	ADP
fbem-8282	84	5	terms	term	NOUN
fbem-8282	84	6	of	of	ADP
fbem-8282	84	7	data	datum	NOUN
fbem-8282	84	8	selection	selection	NOUN
fbem-8282	84	9	,	,	PUNCT
fbem-8282	84	10	we	we	PRON
fbem-8282	84	11	can	can	AUX
fbem-8282	84	12	refer	refer	VERB
fbem-8282	84	13	to	to	ADP
fbem-8282	84	14	the	the	DET
fbem-8282	84	15	digital	digital	ADJ
fbem-8282	84	16	inclusive	inclusive	ADJ
fbem-8282	84	17	financing	financing	NOUN
fbem-8282	84	18	index	index	NOUN
fbem-8282	84	19	compiled	compile	VERB
fbem-8282	84	20	by	by	ADP
fbem-8282	84	21	the	the	DET
fbem-8282	84	22	digital	digital	ADJ
fbem-8282	84	23	finance	finance	NOUN
fbem-8282	84	24	research	research	NOUN
fbem-8282	84	25	center	center	NOUN
fbem-8282	84	26	of	of	ADP
fbem-8282	84	27	peking	peking	PROPN
fbem-8282	84	28	university	university	PROPN
fbem-8282	84	29	and	and	CCONJ
fbem-8282	84	30	the	the	DET
fbem-8282	84	31	china	china	PROPN
fbem-8282	84	32	household	household	PROPN
fbem-8282	84	33	finance	finance	NOUN
fbem-8282	84	34	survey	survey	NOUN
fbem-8282	84	35	data	datum	NOUN
fbem-8282	84	36	released	release	VERB
fbem-8282	84	37	by	by	ADP
fbem-8282	84	38	the	the	DET
fbem-8282	84	39	china	china	PROPN
fbem-8282	84	40	household	household	PROPN
fbem-8282	84	41	finance	finance	NOUN
fbem-8282	84	42	survey	survey	NOUN
fbem-8282	84	43	and	and	CCONJ
fbem-8282	84	44	research	research	NOUN
fbem-8282	84	45	center	center	NOUN
fbem-8282	84	46	of	of	ADP
fbem-8282	84	47	southwestern	southwestern	ADJ
fbem-8282	84	48	university	university	PROPN
fbem-8282	84	49	of	of	ADP
fbem-8282	84	50	finance	finance	NOUN
fbem-8282	84	51	and	and	CCONJ
fbem-8282	84	52	economics	economic	NOUN
fbem-8282	84	53	,	,	PUNCT
fbem-8282	84	54	select	select	VERB
fbem-8282	84	55	unified	unified	ADJ
fbem-8282	84	56	data	datum	NOUN
fbem-8282	84	57	indicators	indicator	NOUN
fbem-8282	84	58	and	and	CCONJ
fbem-8282	84	59	construction	construction	NOUN
fbem-8282	84	60	methods	method	NOUN
fbem-8282	84	61	,	,	PUNCT
fbem-8282	84	62	and	and	CCONJ
fbem-8282	84	63	build	build	VERB
fbem-8282	84	64	a	a	DET
fbem-8282	84	65	unified	unified	ADJ
fbem-8282	84	66	digital	digital	ADJ
fbem-8282	84	67	financial	financial	ADJ
fbem-8282	84	68	exclusion	exclusion	NOUN
fbem-8282	84	69	index	index	NOUN
fbem-8282	84	70	in	in	ADP
fbem-8282	84	71	china	china	PROPN
fbem-8282	84	72	;	;	PUNCT
fbem-8282	84	73	in	in	ADP
fbem-8282	84	74	terms	term	NOUN
fbem-8282	84	75	of	of	ADP
fbem-8282	84	76	research	research	NOUN
fbem-8282	84	77	methods	method	NOUN
fbem-8282	84	78	,	,	PUNCT
fbem-8282	84	79	empirical	empirical	ADJ
fbem-8282	84	80	research	research	NOUN
fbem-8282	84	81	is	be	AUX
fbem-8282	84	82	the	the	DET
fbem-8282	84	83	main	main	ADJ
fbem-8282	84	84	research	research	NOUN
fbem-8282	84	85	method	method	NOUN
fbem-8282	84	86	;	;	PUNCT
fbem-8282	84	87	in	in	ADP
fbem-8282	84	88	terms	term	NOUN
fbem-8282	84	89	of	of	ADP
fbem-8282	84	90	policy	policy	NOUN
fbem-8282	84	91	recommendations	recommendation	NOUN
fbem-8282	84	92	,	,	PUNCT
fbem-8282	84	93	from	from	ADP
fbem-8282	84	94	the	the	DET
fbem-8282	84	95	three	three	NUM
fbem-8282	84	96	levels	level	NOUN
fbem-8282	84	97	of	of	ADP
fbem-8282	84	98	region	region	NOUN
fbem-8282	84	99	,	,	PUNCT
fbem-8282	84	100	county	county	NOUN
fbem-8282	84	101	and	and	CCONJ
fbem-8282	84	102	township	township	NOUN
fbem-8282	84	103	and	and	CCONJ
fbem-8282	84	104	farmers	farmer	NOUN
fbem-8282	84	105	,	,	PUNCT
fbem-8282	84	106	combined	combine	VERB
fbem-8282	84	107	with	with	ADP
fbem-8282	84	108	the	the	DET
fbem-8282	84	109	empirical	empirical	ADJ
fbem-8282	84	110	research	research	NOUN
fbem-8282	84	111	results	result	NOUN
fbem-8282	84	112	and	and	CCONJ
fbem-8282	84	113	local	local	ADJ
fbem-8282	84	114	reality	reality	NOUN
fbem-8282	84	115	,	,	PUNCT
fbem-8282	84	116	this	this	DET
fbem-8282	84	117	paper	paper	NOUN
fbem-8282	84	118	puts	put	VERB
fbem-8282	84	119	forward	forward	ADV
fbem-8282	84	120	three	three	NUM
fbem-8282	84	121	levels	level	NOUN
fbem-8282	84	122	of	of	ADP
fbem-8282	84	123	suggestions	suggestion	NOUN
fbem-8282	84	124	.	.	PUNCT
fbem-8282	85	1	acknowledgment	acknowledgment	NOUN
fbem-8282	85	2	we	we	PRON
fbem-8282	85	3	thank	thank	VERB
fbem-8282	85	4	jiao	jiao	PROPN
fbem-8282	85	5	wang	wang	PROPN
fbem-8282	85	6	and	and	CCONJ
fbem-8282	85	7	pin	pin	PROPN
fbem-8282	85	8	wang	wang	PROPN
fbem-8282	85	9	.	.	PUNCT
fbem-8282	86	1	this	this	DET
fbem-8282	86	2	work	work	NOUN
fbem-8282	86	3	was	be	AUX
fbem-8282	86	4	supported	support	VERB
fbem-8282	86	5	in	in	ADP
fbem-8282	86	6	part	part	NOUN
fbem-8282	86	7	by	by	ADP
fbem-8282	86	8	a	a	DET
fbem-8282	86	9	grant	grant	NOUN
fbem-8282	86	10	from	from	ADP
fbem-8282	86	11	guangdong	guangdong	PROPN
fbem-8282	86	12	climbing	climbing	NOUN
fbem-8282	86	13	program	program	NOUN
fbem-8282	86	14	(	(	PUNCT
fbem-8282	86	15	project	project	NOUN
fbem-8282	86	16	number	number	NOUN
fbem-8282	86	17	pdjh2021b0576	pdjh2021b0576	NOUN
fbem-8282	86	18	)	)	PUNCT
fbem-8282	86	19	.	.	PUNCT
fbem-8282	87	1	references	reference	NOUN
fbem-8282	87	2	[	[	X
fbem-8282	87	3	1	1	NUM
fbem-8282	87	4	]	]	PUNCT
fbem-8282	87	5	h.	h.	PROPN
fbem-8282	87	6	kempson	kempson	PROPN
fbem-8282	87	7	and	and	CCONJ
fbem-8282	87	8	c.	c.	PROPN
fbem-8282	87	9	whyley	whyley	PROPN
fbem-8282	87	10	,	,	PUNCT
fbem-8282	87	11	kept	keep	VERB
fbem-8282	87	12	out	out	ADP
fbem-8282	87	13	or	or	CCONJ
fbem-8282	87	14	opted	opt	VERB
fbem-8282	87	15	out	out	ADP
fbem-8282	87	16	understanding	understanding	NOUN
fbem-8282	87	17	and	and	CCONJ
fbem-8282	87	18	combating	combat	VERB
fbem-8282	87	19	financial	financial	ADJ
fbem-8282	87	20	exclusion	exclusion	NOUN
fbem-8282	87	21	.	.	PUNCT
fbem-8282	88	1	west	west	PROPN
fbem-8282	88	2	sussex	sussex	PROPN
fbem-8282	88	3	:	:	PUNCT
fbem-8282	88	4	biblios	biblio	NOUN
fbem-8282	88	5	publishers	publisher	NOUN
fbem-8282	88	6	,	,	PUNCT
fbem-8282	88	7	1999	1999	NUM
fbem-8282	88	8	.	.	PUNCT
fbem-8282	89	1	[	[	X
fbem-8282	89	2	2	2	NUM
fbem-8282	89	3	]	]	PUNCT
fbem-8282	89	4	a.	a.	NOUN
fbem-8282	89	5	leyshon	leyshon	PROPN
fbem-8282	89	6	and	and	CCONJ
fbem-8282	89	7	n.	n.	NOUN
fbem-8282	89	8	thrift	thrift	NOUN
fbem-8282	89	9	,	,	PUNCT
fbem-8282	89	10	“	"	PUNCT
fbem-8282	89	11	the	the	DET
fbem-8282	89	12	restructuring	restructuring	NOUN
fbem-8282	89	13	of	of	ADP
fbem-8282	89	14	the	the	DET
fbem-8282	89	15	u.k	u.k	PROPN
fbem-8282	89	16	.	.	PROPN
fbem-8282	89	17	financial	financial	PROPN
fbem-8282	89	18	services	service	NOUN
fbem-8282	89	19	industry	industry	NOUN
fbem-8282	89	20	in	in	ADP
fbem-8282	89	21	the	the	DET
fbem-8282	89	22	1990s	1990s	NUM
fbem-8282	89	23	:	:	PUNCT
fbem-8282	89	24	a	a	DET
fbem-8282	89	25	reversal	reversal	NOUN
fbem-8282	89	26	of	of	ADP
fbem-8282	89	27	fortune	fortune	NOUN
fbem-8282	89	28	,	,	PUNCT
fbem-8282	89	29	”	"	PUNCT
fbem-8282	89	30	j.	j.	PROPN
fbem-8282	89	31	rural	rural	ADJ
fbem-8282	89	32	stud	stud	PROPN
fbem-8282	89	33	.	.	PUNCT
fbem-8282	89	34	,	,	PUNCT
fbem-8282	89	35	vol	vol	NOUN
fbem-8282	89	36	.	.	PROPN
fbem-8282	89	37	9	9	NUM
fbem-8282	89	38	,	,	PUNCT
fbem-8282	89	39	no	no	INTJ
fbem-8282	89	40	.	.	NOUN
fbem-8282	89	41	3	3	NUM
fbem-8282	89	42	,	,	PUNCT
fbem-8282	89	43	pp	pp	ADJ
fbem-8282	89	44	.	.	PUNCT
fbem-8282	90	1	223–241	223–241	NUM
fbem-8282	90	2	,	,	PUNCT
fbem-8282	90	3	jul	jul	PROPN
fbem-8282	90	4	.	.	PROPN
fbem-8282	90	5	1993	1993	NUM
fbem-8282	90	6	.	.	PUNCT
fbem-8282	91	1	34	34	NUM
fbem-8282	92	1	[	[	X
fbem-8282	92	2	3	3	X
fbem-8282	92	3	]	]	PUNCT
fbem-8282	92	4	s.	s.	PROPN
fbem-8282	92	5	d.	d.	PROPN
fbem-8282	92	6	xu	xu	PROPN
fbem-8282	92	7	and	and	CCONJ
fbem-8282	92	8	l.	l.	PROPN
fbem-8282	92	9	tian	tian	PROPN
fbem-8282	92	10	,	,	PUNCT
fbem-8282	92	11	“	"	PUNCT
fbem-8282	92	12	a	a	DET
fbem-8282	92	13	study	study	NOUN
fbem-8282	92	14	of	of	ADP
fbem-8282	92	15	financial	financial	ADJ
fbem-8282	92	16	exclusion	exclusion	NOUN
fbem-8282	92	17	in	in	ADP
fbem-8282	92	18	rural	rural	ADJ
fbem-8282	92	19	areas	area	NOUN
fbem-8282	92	20	of	of	ADP
fbem-8282	92	21	china	china	PROPN
fbem-8282	92	22	,	,	PUNCT
fbem-8282	92	23	”	"	PUNCT
fbem-8282	92	24	j.	j.	PROPN
fbem-8282	92	25	financ	financ	PROPN
fbem-8282	92	26	.	.	PUNCT
fbem-8282	93	1	res	re	NOUN
fbem-8282	93	2	.	.	PROPN
fbem-8282	93	3	,	,	PUNCT
fbem-8282	93	4	no	no	INTJ
fbem-8282	93	5	.	.	NOUN
fbem-8282	93	6	7	7	NUM
fbem-8282	93	7	,	,	PUNCT
fbem-8282	93	8	pp	pp	ADJ
fbem-8282	93	9	.	.	PUNCT
fbem-8282	94	1	195–206	195–206	NUM
fbem-8282	94	2	,	,	PUNCT
fbem-8282	94	3	jul	jul	PROPN
fbem-8282	94	4	.	.	PROPN
fbem-8282	94	5	2008	2008	NUM
fbem-8282	94	6	.	.	PUNCT
fbem-8282	95	1	[	[	X
fbem-8282	95	2	4	4	X
fbem-8282	95	3	]	]	PUNCT
fbem-8282	95	4	h.	h.	PROPN
fbem-8282	95	5	g.	g.	PROPN
fbem-8282	95	6	huang	huang	PROPN
fbem-8282	95	7	,	,	PUNCT
fbem-8282	95	8	c.	c.	PROPN
fbem-8282	95	9	q.	q.	PROPN
fbem-8282	95	10	huang	huang	PROPN
fbem-8282	95	11	and	and	CCONJ
fbem-8282	95	12	x.	x.	PROPN
fbem-8282	95	13	yi	yi	PROPN
fbem-8282	95	14	,	,	PUNCT
fbem-8282	95	15	“	"	PUNCT
fbem-8282	95	16	financial	financial	ADJ
fbem-8282	95	17	exclusion	exclusion	NOUN
fbem-8282	95	18	,	,	PUNCT
fbem-8282	95	19	agricultural	agricultural	ADJ
fbem-8282	95	20	science	science	NOUN
fbem-8282	95	21	and	and	CCONJ
fbem-8282	95	22	technology	technology	NOUN
fbem-8282	95	23	inputs	input	NOUN
fbem-8282	95	24	and	and	CCONJ
fbem-8282	95	25	agricultural	agricultural	ADJ
fbem-8282	95	26	economic	economic	ADJ
fbem-8282	95	27	development	development	NOUN
fbem-8282	95	28	,	,	PUNCT
fbem-8282	95	29	”	"	PUNCT
fbem-8282	95	30	j.	j.	PROPN
fbem-8282	95	31	manag	manag	PROPN
fbem-8282	95	32	.	.	PUNCT
fbem-8282	96	1	world	world	NOUN
fbem-8282	96	2	,	,	PUNCT
fbem-8282	96	3	vol	vol	NOUN
fbem-8282	96	4	.	.	PROPN
fbem-8282	96	5	34	34	NUM
fbem-8282	96	6	,	,	PUNCT
fbem-8282	96	7	no	no	INTJ
fbem-8282	96	8	.	.	NOUN
fbem-8282	96	9	9	9	NUM
fbem-8282	96	10	,	,	PUNCT
fbem-8282	96	11	pp	pp	ADJ
fbem-8282	96	12	.	.	PUNCT
fbem-8282	97	1	67–78	67–78	NOUN
fbem-8282	97	2	,	,	PUNCT
fbem-8282	97	3	sep	sep	PROPN
fbem-8282	97	4	.	.	PROPN
fbem-8282	97	5	2018	2018	NUM
fbem-8282	97	6	.	.	PUNCT
fbem-8282	98	1	[	[	X
fbem-8282	98	2	5	5	X
fbem-8282	98	3	]	]	PUNCT
fbem-8282	98	4	j.	j.	PROPN
fbem-8282	98	5	xiong	xiong	PROPN
fbem-8282	98	6	and	and	CCONJ
fbem-8282	98	7	j.	j.	PROPN
fbem-8282	98	8	yang	yang	PROPN
fbem-8282	98	9	,	,	PUNCT
fbem-8282	98	10	“	"	PUNCT
fbem-8282	98	11	rural	rural	ADJ
fbem-8282	98	12	financial	financial	ADJ
fbem-8282	98	13	exclusion	exclusion	NOUN
fbem-8282	98	14	in	in	ADP
fbem-8282	98	15	the	the	DET
fbem-8282	98	16	context	context	NOUN
fbem-8282	98	17	of	of	ADP
fbem-8282	98	18	digitalization	digitalization	NOUN
fbem-8282	98	19	:	:	PUNCT
fbem-8282	98	20	digital	digital	ADJ
fbem-8282	98	21	opportunity	opportunity	NOUN
fbem-8282	98	22	or	or	CCONJ
fbem-8282	98	23	digital	digital	ADJ
fbem-8282	98	24	divide	divide	NOUN
fbem-8282	98	25	,	,	PUNCT
fbem-8282	98	26	”	"	PUNCT
fbem-8282	98	27	j.	j.	PROPN
fbem-8282	98	28	agrotech	agrotech	PROPN
fbem-8282	98	29	.	.	PUNCT
fbem-8282	98	30	econ	econ	PROPN
fbem-8282	98	31	.	.	PUNCT
fbem-8282	99	1	,	,	PUNCT
fbem-8282	99	2	pp	pp	PROPN
fbem-8282	99	3	.	.	PUNCT
fbem-8282	100	1	1–12	1–12	PROPN
fbem-8282	100	2	,	,	PUNCT
fbem-8282	100	3	dec	dec	PROPN
fbem-8282	100	4	.	.	PROPN
fbem-8282	100	5	2022	2022	NUM
fbem-8282	100	6	.	.	PUNCT
fbem-8282	101	1	[	[	X
fbem-8282	101	2	6	6	NUM
fbem-8282	101	3	]	]	PUNCT
fbem-8282	101	4	x.	x.	PROPN
fbem-8282	101	5	l.	l.	PROPN
fbem-8282	101	6	dong	dong	PROPN
fbem-8282	101	7	and	and	CCONJ
fbem-8282	101	8	h.	h.	PROPN
fbem-8282	101	9	xu	xu	PROPN
fbem-8282	101	10	,	,	PUNCT
fbem-8282	101	11	“	"	PUNCT
fbem-8282	101	12	an	an	DET
fbem-8282	101	13	empirical	empirical	ADJ
fbem-8282	101	14	analysis	analysis	NOUN
fbem-8282	101	15	of	of	ADP
fbem-8282	101	16	the	the	DET
fbem-8282	101	17	factors	factor	NOUN
fbem-8282	101	18	influencing	influence	VERB
fbem-8282	101	19	rural	rural	ADJ
fbem-8282	101	20	financial	financial	ADJ
fbem-8282	101	21	exclusion	exclusion	NOUN
fbem-8282	101	22	in	in	ADP
fbem-8282	101	23	china	china	PROPN
fbem-8282	101	24	--	--	PUNCT
fbem-8282	101	25	based	base	VERB
fbem-8282	101	26	on	on	ADP
fbem-8282	101	27	the	the	DET
fbem-8282	101	28	perspective	perspective	NOUN
fbem-8282	101	29	of	of	ADP
fbem-8282	101	30	the	the	DET
fbem-8282	101	31	distribution	distribution	NOUN
fbem-8282	101	32	of	of	ADP
fbem-8282	101	33	county	county	NOUN
fbem-8282	101	34	financial	financial	ADJ
fbem-8282	101	35	institutions	institution	NOUN
fbem-8282	101	36	'	'	PART
fbem-8282	101	37	network	network	NOUN
fbem-8282	101	38	,	,	PUNCT
fbem-8282	101	39	”	"	PUNCT
fbem-8282	101	40	j.	j.	PROPN
fbem-8282	101	41	financ	financ	PROPN
fbem-8282	101	42	.	.	PUNCT
fbem-8282	102	1	res	re	NOUN
fbem-8282	102	2	,	,	PUNCT
fbem-8282	102	3	no	no	INTJ
fbem-8282	102	4	.	.	NOUN
fbem-8282	102	5	9	9	NUM
fbem-8282	102	6	,	,	PUNCT
fbem-8282	102	7	pp	pp	ADJ
fbem-8282	102	8	.	.	PUNCT
fbem-8282	103	1	115–126	115–126	NUM
fbem-8282	103	2	,	,	PUNCT
fbem-8282	103	3	sep	sep	PROPN
fbem-8282	103	4	.	.	PROPN
fbem-8282	103	5	2012	2012	NUM
fbem-8282	103	6	.	.	PUNCT
fbem-8282	104	1	[	[	X
fbem-8282	104	2	7	7	X
fbem-8282	104	3	]	]	PUNCT
fbem-8282	104	4	z.	z.	PROPN
fbem-8282	104	5	x.	x.	NOUN
fbem-8282	104	6	he	he	PRON
fbem-8282	104	7	and	and	CCONJ
fbem-8282	104	8	r.	r.	PROPN
fbem-8282	104	9	x.	x.	PROPN
fbem-8282	104	10	qu	qu	PROPN
fbem-8282	104	11	,	,	PUNCT
fbem-8282	104	12	“	"	PUNCT
fbem-8282	104	13	agricultural	agricultural	ADJ
fbem-8282	104	14	policy	policy	NOUN
fbem-8282	104	15	finance	finance	NOUN
fbem-8282	104	16	provision	provision	NOUN
fbem-8282	104	17	and	and	CCONJ
fbem-8282	104	18	rural	rural	ADJ
fbem-8282	104	19	financial	financial	ADJ
fbem-8282	104	20	disincentives	disincentive	NOUN
fbem-8282	104	21	empirical	empirical	ADJ
fbem-8282	104	22	evidence	evidence	NOUN
fbem-8282	104	23	from	from	ADP
fbem-8282	104	24	147	147	NUM
fbem-8282	104	25	counties	county	NOUN
fbem-8282	104	26	,	,	PUNCT
fbem-8282	104	27	”	"	PUNCT
fbem-8282	104	28	j.	j.	PROPN
fbem-8282	104	29	financ	financ	PROPN
fbem-8282	104	30	.	.	PUNCT
fbem-8282	105	1	res	re	NOUN
fbem-8282	105	2	.	.	PROPN
fbem-8282	105	3	,	,	PUNCT
fbem-8282	105	4	no	no	INTJ
fbem-8282	105	5	.	.	NOUN
fbem-8282	105	6	2	2	NUM
fbem-8282	105	7	,	,	PUNCT
fbem-8282	105	8	pp	pp	ADJ
fbem-8282	105	9	.	.	PUNCT
fbem-8282	106	1	148–159	148–159	NUM
fbem-8282	106	2	,	,	PUNCT
fbem-8282	106	3	feb	feb	NOUN
fbem-8282	106	4	.	.	PROPN
fbem-8282	106	5	2015	2015	NUM
fbem-8282	106	6	.	.	PUNCT
fbem-8282	107	1	[	[	X
fbem-8282	107	2	8	8	NUM
fbem-8282	107	3	]	]	PUNCT
fbem-8282	107	4	x.	x.	NOUN
fbem-8282	107	5	h.	h.	PROPN
fbem-8282	107	6	wang	wang	PROPN
fbem-8282	107	7	,	,	PUNCT
fbem-8282	107	8	y.	y.	PROPN
fbem-8282	107	9	fu	fu	PROPN
fbem-8282	107	10	,	,	PUNCT
fbem-8282	107	11	x.	x.	PROPN
fbem-8282	107	12	j.	j.	PROPN
fbem-8282	107	13	he	he	PROPN
fbem-8282	107	14	,	,	PUNCT
fbem-8282	107	15	and	and	CCONJ
fbem-8282	107	16	k.	k.	PROPN
fbem-8282	107	17	t.	t.	PROPN
fbem-8282	107	18	tan	tan	PROPN
fbem-8282	107	19	,	,	PUNCT
fbem-8282	107	20	“	"	PUNCT
fbem-8282	107	21	a	a	DET
fbem-8282	107	22	study	study	NOUN
fbem-8282	107	23	on	on	ADP
fbem-8282	107	24	the	the	DET
fbem-8282	107	25	financial	financial	ADJ
fbem-8282	107	26	exclusion	exclusion	NOUN
fbem-8282	107	27	of	of	ADP
fbem-8282	107	28	chinese	chinese	ADJ
fbem-8282	107	29	farmers	farmer	NOUN
fbem-8282	107	30	--	--	PUNCT
fbem-8282	107	31	based	base	VERB
fbem-8282	107	32	on	on	ADP
fbem-8282	107	33	data	datum	NOUN
fbem-8282	107	34	from	from	ADP
fbem-8282	107	35	1547	1547	NUM
fbem-8282	107	36	farmers	farmer	NOUN
fbem-8282	107	37	in	in	ADP
fbem-8282	107	38	29	29	NUM
fbem-8282	107	39	counties	county	NOUN
fbem-8282	107	40	in	in	ADP
fbem-8282	107	41	8	8	NUM
fbem-8282	107	42	provinces	province	NOUN
fbem-8282	107	43	in	in	ADP
fbem-8282	107	44	china	china	PROPN
fbem-8282	107	45	,	,	PUNCT
fbem-8282	107	46	”	"	PUNCT
fbem-8282	107	47	j.	j.	PROPN
fbem-8282	107	48	financ	financ	PROPN
fbem-8282	107	49	.	.	PUNCT
fbem-8282	108	1	res	re	NOUN
fbem-8282	108	2	.	.	PROPN
fbem-8282	108	3	,	,	PUNCT
fbem-8282	108	4	no	no	INTJ
fbem-8282	108	5	.	.	NOUN
fbem-8282	108	6	7	7	NUM
fbem-8282	108	7	,	,	PUNCT
fbem-8282	108	8	pp	pp	ADJ
fbem-8282	108	9	.	.	PUNCT
fbem-8282	109	1	139–152	139–152	NUM
fbem-8282	109	2	,	,	PUNCT
fbem-8282	109	3	jul	jul	PROPN
fbem-8282	109	4	.	.	PROPN
fbem-8282	109	5	2013	2013	NUM
fbem-8282	109	6	.	.	PUNCT
fbem-8282	110	1	[	[	X
fbem-8282	110	2	9	9	NUM
fbem-8282	110	3	]	]	X
fbem-8282	110	4	h.	h.	PROPN
fbem-8282	110	5	d.	d.	PROPN
fbem-8282	110	6	zhang	zhang	PROPN
fbem-8282	110	7	,	,	PUNCT
fbem-8282	110	8	and	and	CCONJ
fbem-8282	110	9	z.	z.	PROPN
fbem-8282	110	10	c.	c.	PROPN
fbem-8282	110	11	yin	yin	PROPN
fbem-8282	110	12	,	,	PUNCT
fbem-8282	110	13	“	"	PUNCT
fbem-8282	110	14	financial	financial	ADJ
fbem-8282	110	15	literacy	literacy	NOUN
fbem-8282	110	16	and	and	CCONJ
fbem-8282	110	17	financial	financial	ADJ
fbem-8282	110	18	exclusion	exclusion	NOUN
fbem-8282	110	19	of	of	ADP
fbem-8282	110	20	chinese	chinese	ADJ
fbem-8282	110	21	households	household	NOUN
fbem-8282	110	22	an	an	DET
fbem-8282	110	23	empirical	empirical	ADJ
fbem-8282	110	24	study	study	NOUN
fbem-8282	110	25	based	base	VERB
fbem-8282	110	26	on	on	ADP
fbem-8282	110	27	chfs	chfs	NOUN
fbem-8282	110	28	data	datum	NOUN
fbem-8282	110	29	,	,	PUNCT
fbem-8282	110	30	”	"	PUNCT
fbem-8282	110	31	j.	j.	PROPN
fbem-8282	110	32	financ	financ	PROPN
fbem-8282	110	33	.	.	PUNCT
fbem-8282	111	1	res	re	NOUN
fbem-8282	111	2	.	.	PROPN
fbem-8282	111	3	,	,	PUNCT
fbem-8282	111	4	no	no	INTJ
fbem-8282	111	5	.	.	NOUN
fbem-8282	111	6	7	7	NUM
fbem-8282	111	7	,	,	PUNCT
fbem-8282	111	8	pp	pp	ADJ
fbem-8282	111	9	.	.	PUNCT
fbem-8282	112	1	80–95	80–95	NUM
fbem-8282	112	2	,	,	PUNCT
fbem-8282	112	3	jul	jul	PROPN
fbem-8282	112	4	.	.	PROPN
fbem-8282	112	5	2016	2016	NUM
fbem-8282	112	6	.	.	PUNCT
fbem-8282	113	1	[	[	X
fbem-8282	113	2	10	10	NUM
fbem-8282	113	3	]	]	PUNCT
fbem-8282	113	4	s.	s.	PROPN
fbem-8282	113	5	y.	y.	PROPN
fbem-8282	113	6	min	min	PROPN
fbem-8282	113	7	,	,	PUNCT
fbem-8282	113	8	“	"	PUNCT
fbem-8282	113	9	study	study	NOUN
fbem-8282	113	10	on	on	ADP
fbem-8282	113	11	the	the	DET
fbem-8282	113	12	influencing	influence	VERB
fbem-8282	113	13	factors	factor	NOUN
fbem-8282	113	14	of	of	ADP
fbem-8282	113	15	farmers	farmer	NOUN
fbem-8282	113	16	'	'	PART
fbem-8282	113	17	internet	internet	NOUN
fbem-8282	113	18	financial	financial	ADJ
fbem-8282	113	19	rejection	rejection	NOUN
fbem-8282	113	20	from	from	ADP
fbem-8282	113	21	the	the	DET
fbem-8282	113	22	perspective	perspective	NOUN
fbem-8282	113	23	of	of	ADP
fbem-8282	113	24	financial	financial	ADJ
fbem-8282	113	25	needs	need	NOUN
fbem-8282	113	26	-	-	PUNCT
fbem-8282	113	27	based	base	VERB
fbem-8282	113	28	on	on	ADP
fbem-8282	113	29	the	the	DET
fbem-8282	113	30	survey	survey	NOUN
fbem-8282	113	31	data	datum	NOUN
fbem-8282	113	32	of	of	ADP
fbem-8282	113	33	1849	1849	NUM
fbem-8282	113	34	farmers	farmer	NOUN
fbem-8282	113	35	in	in	ADP
fbem-8282	113	36	jiangsu	jiangsu	PROPN
fbem-8282	113	37	province	province	PROPN
fbem-8282	113	38	,	,	PUNCT
fbem-8282	113	39	”	"	PUNCT
fbem-8282	113	40	j.	j.	PROPN
fbem-8282	113	41	audit	audit	PROPN
fbem-8282	113	42	econ	econ	PROPN
fbem-8282	113	43	.	.	PUNCT
fbem-8282	113	44	,	,	PUNCT
fbem-8282	113	45	vol	vol	NOUN
fbem-8282	113	46	.	.	PROPN
fbem-8282	113	47	35	35	NUM
fbem-8282	113	48	,	,	PUNCT
fbem-8282	113	49	no	no	INTJ
fbem-8282	113	50	.	.	NOUN
fbem-8282	113	51	2	2	NUM
fbem-8282	113	52	,	,	PUNCT
fbem-8282	113	53	pp	pp	ADJ
fbem-8282	113	54	.	.	PUNCT
fbem-8282	114	1	117–127	117–127	NUM
fbem-8282	114	2	,	,	PUNCT
fbem-8282	114	3	may	may	AUX
fbem-8282	114	4	2020	2020	NUM
fbem-8282	114	5	.	.	PUNCT