id	keyword
fbem-10902	insurance
fbem-10902	liability
fbem-10902	green
fbem-10902	innovation
fbem-10902	directors
fbem-10902	liability insurance
fbem-10902	control
fbem-10902	risk
fbem-10902	taking
fbem-10902	control control
fbem-10902	year
fbem-10902	companies