id	keyword
fbem-18282	interest rate
fbem-18282	rate marketisation
fbem-18282	commercial
fbem-18282	profitability
fbem-18282	banks
fbem-18282	model
fbem-18282	income
fbem-18282	impact
fbem-18282	bank profitability
fbem-18282	indicators
fbem-18282	china