id	keyword
fbem-18291	banks
fbem-18291	fintech
fbem-18291	commercial
fbem-18291	liquidity
fbem-18291	financial
fbem-18291	china
fbem-18291	development
fbem-18291	impact
fbem-18291	bank liquidity
fbem-18291	model
fbem-18291	risk
fbem-18291	technology
fbem-18291	data
fbem-18291	interest
fbem-18291	business
fbem-18291	income
fbem-18291	ratio
fbem-18291	variables
fbem-18291	finance
fbem-18291	test
fbem-18291	banking
fbem-18291	index
fbem-18291	results
fbem-18291	effect
fbem-18291	analysis
fbem-18291	liquidity risk
fbem-18291	table