id	keyword
fbem-1908	financial
fbem-1908	consumption
fbem-1908	household
fbem-1908	literacy
fbem-1908	credit
fbem-1908	household consumption
fbem-1908	finance
fbem-1908	constraints
fbem-1908	digital
fbem-1908	effect
fbem-1908	expenditure
fbem-1908	family
fbem-1908	development