id	keyword
fbem-31083	risk
fbem-31083	cooperative
fbem-31083	management
fbem-31083	risk management
fbem-31083	loan
fbem-31083	assets
fbem-31083	analysis
fbem-31083	study
fbem-31083	members
fbem-31083	impact
fbem-31083	board
fbem-31083	income
fbem-31083	credit
fbem-31083	business
fbem-31083	performance
fbem-31083	capital
fbem-31083	cash