id	keyword
fbem-8484	interest
fbem-8484	rate
fbem-8484	interest rate
fbem-8484	banks
fbem-8484	liberalization
fbem-8484	rate liberalization
fbem-8484	commercial
fbem-8484	spreads
fbem-8484	china
fbem-8484	results
fbem-8484	market
fbem-8484	margins