id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
gujaf-374	Abdurauf, Lukman Adebayo-Oke ; Ibrahim, Sheriff Akanji ; Quadri, Yusuf Olamilekan 	MORTGAGE FINANCE, INSTITUTIONAL FACTORS AND HOUSING DEVELOPMENT IN NIGERIA 	2025	14	.pdf	application/pdf	5419	286	38	The coefficient of INSTMINT for the interaction between institutional variables and housing development and mortgage financing is -1.967599, meaning that for every unit chang in INSTMINT, the log of housing delivery (LnHDEL) decreases by 1.967599 units. The research reveals a positive relationship between mortgage finance and housing development in Nigeria, with increased access to mortgage loans promoting housing delivery, a finding consistent with that of Laura, et al (2023), Kioko (2020), and Okolie and Erhijakpor (2020).	cache/gujaf-374.pdf	txt/gujaf-374.txt