id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
gujaf-379	Lawal, Ibrahim ; Gwadabe, Habiba Ahmed ; Abiodun, Adetokun Akeem 	FINANCIAL RISK TOLERANCE AND INVESTMENT DECISIONS AMONGST SMES IN ZAMFARA STATE: THE MODERATING ROLE FINANCIAL LITERACY	2025	16	.pdf	application/pdf	6711	345	28	This study set out to examine how financial literacy shapes and strengthens the relationship between financial risk tolerance and investment behavior among small and medium enterprise owners in Zamfara State. Financial risk tolerance may be the missing piece in unlocking the full potential of Nigerian SMEs - particularly in high-risk environments like Zamfara State where fear of financial loss often paralyzes growth.	cache/gujaf-379.pdf	txt/gujaf-379.txt