id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
gujaf-387	Perpetua , Ehiogu Chizoba ; Freedom, Kologa Inebimowei 	RISK MANAGEMENT STRATEGIES FOR MICROFINANCE BANKS IN NIGERIA: A CREDIT RISK FOCUS	2025	13	.pdf	application/pdf	5371	304	39	Abstract This study, Risk Management Strategies for Microfinance Banks in Nigeria with a Credit Risk Focus, explores the critical role of credit risk management in sustaining capital adequacy and promoting financial stability among Nigerian microfinance banks a sector fundamental to financial inclusion but often overlooked in mainstream banking research. Keywords: Credit risk management, capital adequacy, financial stability, microfinance banks, loan loss reserves, credit insurance, collateralization, Nigeria 1.0 Introduction Microfinance banks in Nigeria have increasingly become pivotal for economic development and financial inclusion.	cache/gujaf-387.pdf	txt/gujaf-387.txt