id	sid	eid	entity	type
gujaf-374	1	1	microsoft	ORG
gujaf-374	1	2	hassan	PERSON
gujaf-374	1	3	6 1	CARDINAL
gujaf-374	1	4	vol.6	NORP
gujaf-374	1	5	1, april	DATE
gujaf-374	1	6	2025	CARDINAL
gujaf-374	1	7	138	CARDINAL
gujaf-374	1	8	nigeria	GPE
gujaf-374	1	9	lukman adebayo-oke	PERSON
gujaf-374	1	10	kwara state university	ORG
gujaf-374	1	11	malete	ORG
gujaf-374	1	12	kwara state	PERSON
gujaf-374	1	13	nigeria	GPE
gujaf-374	2	1	ibrahim department of accounting	ORG
gujaf-374	2	2	kwara state university	ORG
gujaf-374	2	3	malete	ORG
gujaf-374	2	4	kwara state	PERSON
gujaf-374	2	5	nigeria	GPE
gujaf-374	3	1	+2348136488288	ORG
gujaf-374	3	2	yusuf olamilekan quadri	PERSON
gujaf-374	3	3	kwara state university	ORG
gujaf-374	3	4	malete	ORG
gujaf-374	3	5	kwara state	PERSON
gujaf-374	3	6	nigeria	GPE
gujaf-374	4	1	nigeria	GPE
gujaf-374	6	1	quarterly	DATE
gujaf-374	6	2	federal mortgage bank of nigeria	ORG
gujaf-374	6	3	between 2005	DATE
gujaf-374	6	4	2022	CARDINAL
gujaf-374	8	1	10%	PERCENT
gujaf-374	10	1	1.0	CARDINAL
gujaf-374	11	1	un	ORG
gujaf-374	11	2	2030	DATE
gujaf-374	12	1	uwatt	PERSON
gujaf-374	12	2	2019	DATE
gujaf-374	14	1	gusau journal of accounting	ORG
gujaf-374	14	2	vol.6	NORP
gujaf-374	14	3	1, april, 2025	DATE
gujaf-374	14	4	139	CARDINAL
gujaf-374	14	5	the united nations	ORG
gujaf-374	14	6	nigeria	GPE
gujaf-374	14	7	236million	CARDINAL
gujaf-374	14	8	2050	DATE
gujaf-374	14	9	400 million	CARDINAL
gujaf-374	15	1	2019	DATE
gujaf-374	15	2	nigeria	GPE
gujaf-374	15	3	the world bank	ORG
gujaf-374	15	4	20 million	CARDINAL
gujaf-374	15	5	2030	CARDINAL
gujaf-374	15	6	behr et al.	ORG
gujaf-374	15	7	2021	DATE
gujaf-374	15	8	2023	CARDINAL
gujaf-374	15	9	2023	CARDINAL
gujaf-374	15	10	nigeria	GPE
gujaf-374	15	11	28 million	CARDINAL
gujaf-374	16	1	the world bank	ORG
gujaf-374	16	2	2024	CARDINAL
gujaf-374	16	3	at least 40%	PERCENT
gujaf-374	16	4	nigerians	NORP
gujaf-374	17	1	nigerian	NORP
gujaf-374	17	2	1978	DATE
gujaf-374	18	1	274 to 80 days	DATE
gujaf-374	19	1	2022	CARDINAL
gujaf-374	19	2	mondal & dipendra, 2018	ORG
gujaf-374	20	1	2020	DATE
gujaf-374	20	2	two	CARDINAL
gujaf-374	20	3	etyang & mwengei	ORG
gujaf-374	20	4	2019	DATE
gujaf-374	20	5	2019	CARDINAL
gujaf-374	21	1	kasim	GPE
gujaf-374	21	2	2023	CARDINAL
gujaf-374	21	3	2023	CARDINAL
gujaf-374	21	4	2022	CARDINAL
gujaf-374	21	5	ouma &	ORG
gujaf-374	21	6	2021	CARDINAL
gujaf-374	21	7	mohammad	PERSON
gujaf-374	21	8	ka’oje	PERSON
gujaf-374	21	9	2021	CARDINAL
gujaf-374	21	10	2019	DATE
gujaf-374	21	11	bello	ORG
gujaf-374	21	12	2020	DATE
gujaf-374	21	13	2020	DATE
gujaf-374	24	1	nigeria	GPE
gujaf-374	24	2	nigeria	GPE
gujaf-374	26	1	i.	PERSON
gujaf-374	26	2	nigeria	GPE
gujaf-374	27	1	nigeria	GPE
gujaf-374	28	1	nigeria	GPE
gujaf-374	29	1	xudong, 2008	DATE
gujaf-374	30	1	the 17th century	DATE
gujaf-374	32	1	gusau journal of accounting	ORG
gujaf-374	32	2	vol.6	NORP
gujaf-374	32	3	1, april	DATE
gujaf-374	32	4	2025 140	CARDINAL
gujaf-374	32	5	kama	GPE
gujaf-374	32	6	al	ORG
gujaf-374	32	7	2013	DATE
gujaf-374	33	1	2019	DATE
gujaf-374	35	1	first	ORDINAL
gujaf-374	36	1	2011	DATE
gujaf-374	38	1	poopola	PERSON
gujaf-374	38	2	2016	DATE
gujaf-374	40	1	bundick	PERSON
gujaf-374	40	2	2015	CARDINAL
gujaf-374	42	1	2019	DATE
gujaf-374	43	1	eldomiaty & el-sehwagy	ORG
gujaf-374	43	2	2023	CARDINAL
gujaf-374	46	1	al, 2020	ORG
gujaf-374	49	1	2020	DATE
gujaf-374	50	1	six	CARDINAL
gujaf-374	50	2	the world bank's	ORG
gujaf-374	51	1	wgi	ORG
gujaf-374	52	1	16	CARDINAL
gujaf-374	52	2	latin american	NORP
gujaf-374	52	3	2007	DATE
gujaf-374	52	4	2019	DATE
gujaf-374	52	5	2025	DATE
gujaf-374	53	1	vol.6	NORP
gujaf-374	53	2	1, april,	DATE
gujaf-374	56	1	2023	CARDINAL
gujaf-374	56	2	africa	LOC
gujaf-374	56	3	ssa	ORG
gujaf-374	58	1	pls	NORP
gujaf-374	59	1	2022	CARDINAL
gujaf-374	59	2	three	CARDINAL
gujaf-374	63	1	osifalujo	PERSON
gujaf-374	63	2	2022	CARDINAL
gujaf-374	63	3	nigeria	GPE
gujaf-374	66	1	36	CARDINAL
gujaf-374	66	2	nigerian	NORP
gujaf-374	67	1	okolie & erhijakpor	ORG
gujaf-374	67	2	2020	DATE
gujaf-374	69	1	nigeria	GPE
gujaf-374	70	1	nigeria	GPE
gujaf-374	71	1	2020	DATE
gujaf-374	71	2	kenyan	NORP
gujaf-374	71	3	2020	DATE
gujaf-374	71	4	etyang & mwengei	ORG
gujaf-374	71	5	2019	DATE
gujaf-374	73	1	etyang & mwengei's	ORG
gujaf-374	73	2	2019	CARDINAL
gujaf-374	73	3	kisumu city	GPE
gujaf-374	73	4	kenya	GPE
gujaf-374	74	1	lien	PERSON
gujaf-374	75	1	spain	GPE
gujaf-374	75	2	nuria's	ORG
gujaf-374	75	3	2018	DATE
gujaf-374	76	1	monthly	DATE
gujaf-374	77	1	the study gusau journal of accounting	ORG
gujaf-374	77	2	vol.6	NORP
gujaf-374	77	3	1, april	DATE
gujaf-374	77	4	2025	CARDINAL
gujaf-374	82	1	the 1940s	DATE
gujaf-374	82	2	ludwig von	PERSON
gujaf-374	82	3	ross ashby	PERSON
gujaf-374	82	4	1956	DATE
gujaf-374	82	5	2016	DATE
gujaf-374	83	1	ludwig	PERSON
gujaf-374	83	2	1901–1972	CARDINAL
gujaf-374	85	1	teye & asiedu	ORG
gujaf-374	85	2	2015	DATE
gujaf-374	89	1	warnock & warnock	ORG
gujaf-374	89	2	2008	DATE
gujaf-374	90	1	3.0	CARDINAL
gujaf-374	90	2	1	CARDINAL
gujaf-374	91	1	vol.6	NORP
gujaf-374	91	2	1, april	DATE
gujaf-374	91	3	2025	CARDINAL
gujaf-374	92	1	hurley	PERSON
gujaf-374	92	2	2021	CARDINAL
gujaf-374	94	1	two	CARDINAL
gujaf-374	94	2	cohen, cohen	ORG
gujaf-374	94	3	west	LOC
gujaf-374	94	4	aiken	GPE
gujaf-374	94	5	2003	DATE
gujaf-374	99	1	+ α8∆instmequ(t-1	GPE
gujaf-374	102	1	lnhdel(t-2	PERSON
gujaf-374	103	1	instmloan(t-2	PERSON
gujaf-374	106	1	εt	ORG
gujaf-374	106	2	the past years	DATE
gujaf-374	109	1	17 years	DATE
gujaf-374	109	2	2005-2022	DATE
gujaf-374	109	3	quarterly	DATE
gujaf-374	109	4	68	CARDINAL
gujaf-374	115	1	gusau journal of accounting	ORG
gujaf-374	115	2	vol.6	NORP
gujaf-374	115	3	1, april	DATE
gujaf-374	115	4	2025	CARDINAL
gujaf-374	115	5	144 4.0	CARDINAL
gujaf-374	115	6	1	CARDINAL
gujaf-374	116	1	chi-square	PERSON
gujaf-374	116	2	49.5027	CARDINAL
gujaf-374	116	3	0.0073 adf	QUANTITY
gujaf-374	116	4	0.0104	CARDINAL
gujaf-374	117	1	max	PERSON
gujaf-374	117	2	1 67	CARDINAL
gujaf-374	117	3	1 67	CARDINAL
gujaf-374	117	4	0.0034	CARDINAL
gujaf-374	117	5	0.1931 1 1 67	QUANTITY
gujaf-374	117	6	0.1697 1 1 67	QUANTITY
gujaf-374	117	7	0.9325	CARDINAL
gujaf-374	117	8	2025	CARDINAL
gujaf-374	120	1	adf fisher	PERSON
gujaf-374	120	2	chi-square	PERSON
gujaf-374	120	3	49.5027	CARDINAL
gujaf-374	120	4	0.0073	CARDINAL
gujaf-374	120	5	0.0104	CARDINAL
gujaf-374	122	1	5%	PERCENT
gujaf-374	123	1	less than 0.05	CARDINAL
gujaf-374	124	1	lnmint	ORG
gujaf-374	124	2	0.0034	CARDINAL
gujaf-374	124	3	0.05	CARDINAL
gujaf-374	124	4	0.0535	CARDINAL
gujaf-374	124	5	0.05	CARDINAL
gujaf-374	124	6	0.0463	CARDINAL
gujaf-374	124	7	0.05	CARDINAL
gujaf-374	125	1	lnmloan	GPE
gujaf-374	125	2	lnmequ	PERSON
gujaf-374	125	3	lnpci, inf	ORG
gujaf-374	125	4	rol	PERSON
gujaf-374	125	5	0.05	CARDINAL
gujaf-374	126	1	2	CARDINAL
gujaf-374	130	1	0.07461	CARDINAL
gujaf-374	130	2	0.16404	MONEY
gujaf-374	130	3	0.6613	MONEY
gujaf-374	130	4	1.72368	CARDINAL
gujaf-374	130	5	0.0851	MONEY
gujaf-374	130	6	0.4131	CARDINAL
gujaf-374	130	7	vol.6	NORP
gujaf-374	130	8	1, april	DATE
gujaf-374	130	9	2025	CARDINAL
gujaf-374	130	10	145 instmint	QUANTITY
gujaf-374	130	11	0.23857 -2.7994 0.0232	QUANTITY
gujaf-374	132	1	0.5779	ORG
gujaf-374	133	1	0.03663	CARDINAL
gujaf-374	133	2	0.03132	MONEY
gujaf-374	133	3	0.2758	CARDINAL
gujaf-374	133	4	0.85418	CARDINAL
gujaf-374	133	5	instmloan	PERSON
gujaf-374	133	6	48.8197	CARDINAL
gujaf-374	134	1	0.6487	CARDINAL
gujaf-374	134	2	5.56991 8.69943	MONEY
gujaf-374	134	3	61.0581	CARDINAL
gujaf-374	135	1	10%	PERCENT
gujaf-374	135	2	5%	PERCENT
gujaf-374	135	3	2.5%	PERCENT
gujaf-374	135	4	1%	PERCENT
gujaf-374	135	5	2025	CARDINAL
gujaf-374	136	1	2	CARDINAL
gujaf-374	139	1	0.454833	CARDINAL
gujaf-374	140	1	3	CARDINAL
gujaf-374	143	1	0.240797	MONEY
gujaf-374	143	2	0.1296	MONEY
gujaf-374	143	3	0.5779	CARDINAL
gujaf-374	143	4	1.34948	CARDINAL
gujaf-374	144	1	0.031316	CARDINAL
gujaf-374	144	2	0.2758	CARDINAL
gujaf-374	145	1	0.955304 -2.059658	MONEY
gujaf-374	146	1	0.0734	CARDINAL
gujaf-374	146	2	0.85418	CARDINAL
gujaf-374	146	3	0.530708	CARDINAL
gujaf-374	146	4	0.502050	CARDINAL
gujaf-374	146	5	0.066344	CARDINAL
gujaf-374	146	6	vol.6	NORP
gujaf-374	146	7	1, april,	DATE
gujaf-374	146	8	2025	CARDINAL
gujaf-374	146	9	146	CARDINAL
gujaf-374	146	10	2025	CARDINAL
gujaf-374	147	1	0.406764	NORP
gujaf-374	147	2	0.667848	GPE
gujaf-374	148	1	0.410820	CARDINAL
gujaf-374	148	2	0.410820	CARDINAL
gujaf-374	149	1	one	CARDINAL
gujaf-374	149	2	two	CARDINAL
gujaf-374	149	3	1.349485	CARDINAL
gujaf-374	150	1	chang	PERSON
gujaf-374	150	2	instmint	ORG
gujaf-374	150	3	1.967599	CARDINAL
gujaf-374	151	1	0.854182	MONEY
gujaf-374	151	2	0.854182	CARDINAL
gujaf-374	152	1	one	CARDINAL
gujaf-374	154	1	instmloan	ORG
gujaf-374	154	2	two	CARDINAL
gujaf-374	156	1	instmequ	PERSON
gujaf-374	156	2	one	CARDINAL
gujaf-374	158	1	0.502050	CARDINAL
gujaf-374	158	2	half	CARDINAL
gujaf-374	158	3	almost 6%	PERCENT
gujaf-374	159	1	aic	ORG
gujaf-374	159	2	2.084242	CARDINAL
gujaf-374	161	1	4	CARDINAL
gujaf-374	161	2	3.626388	CARDINAL
gujaf-374	162	1	f(8,7	ORG
gujaf-374	162	2	0.0534	CARDINAL
gujaf-374	162	3	12.88985	CARDINAL
gujaf-374	163	1	chi-square(8	PERSON
gujaf-374	164	1	0.1157	CARDINAL
gujaf-374	164	2	2.071236	CARDINAL
gujaf-374	165	1	chi-square(8	PERSON
gujaf-374	167	1	0.391208	CARDINAL
gujaf-374	167	2	0.7085	MONEY
gujaf-374	167	3	0.117706	CARDINAL
gujaf-374	167	4	0.2242	CARDINAL
gujaf-374	167	5	0.410490 0.196688	MONEY
gujaf-374	167	6	0.158352	CARDINAL
gujaf-374	167	7	0.1431	CARDINAL
gujaf-374	168	1	0.007225	MONEY
gujaf-374	168	2	0.107911	CARDINAL
gujaf-374	168	3	0.2087	CARDINAL
gujaf-374	168	4	vol.6	NORP
gujaf-374	168	5	1, april	DATE
gujaf-374	168	6	2025 147	CARDINAL
gujaf-374	168	7	0.356661	CARDINAL
gujaf-374	168	8	0.242041	CARDINAL
gujaf-374	168	9	0.805616	CARDINAL
gujaf-374	168	10	0.583462	CARDINAL
gujaf-374	168	11	2025	CARDINAL
gujaf-374	169	1	4	CARDINAL
gujaf-374	169	2	three	CARDINAL
gujaf-374	171	1	3.626388	CARDINAL
gujaf-374	171	2	0.0534	CARDINAL
gujaf-374	172	1	0.05	CARDINAL
gujaf-374	172	2	5%	PERCENT
gujaf-374	173	1	0.1157	CARDINAL
gujaf-374	173	2	0.05	CARDINAL
gujaf-374	174	1	0.152072	CARDINAL
gujaf-374	174	2	0.410490	CARDINAL
gujaf-374	174	3	0.017756	CARDINAL
gujaf-374	174	4	0.356661	CARDINAL
gujaf-374	176	1	5%	PERCENT
gujaf-374	178	1	1	CARDINAL
gujaf-374	178	2	-10.0 -7.5 -5.0 -2.5	PERSON
gujaf-374	178	3	2022	CARDINAL
gujaf-374	178	4	5%	PERCENT
gujaf-374	178	5	2025	CARDINAL
gujaf-374	179	1	gusau journal of accounting	ORG
gujaf-374	179	2	vol.6	NORP
gujaf-374	179	3	1, april	DATE
gujaf-374	179	4	2025	CARDINAL
gujaf-374	179	5	148	PRODUCT
gujaf-374	180	1	brown et al	PERSON
gujaf-374	181	1	1975	DATE
gujaf-374	182	1	4.3	CARDINAL
gujaf-374	183	1	bhatti et al.	ORG
gujaf-374	183	2	2006	DATE
gujaf-374	184	1	5 percent	PERCENT
gujaf-374	186	1	nigeria	GPE
gujaf-374	186	2	laura	PERSON
gujaf-374	186	3	2023	CARDINAL
gujaf-374	186	4	2020	DATE
gujaf-374	186	5	2020	DATE
gujaf-374	188	1	2023	CARDINAL
gujaf-374	188	2	2022	CARDINAL
gujaf-374	189	1	2023	CARDINAL
gujaf-374	190	1	nigeria	GPE
gujaf-374	195	1	5.0	CARDINAL
gujaf-374	195	2	nigeria	GPE
gujaf-374	198	1	i.	PERSON
gujaf-374	201	1	gusau journal of accounting	ORG
gujaf-374	201	2	vol.6	NORP
gujaf-374	201	3	1, april,	DATE
gujaf-374	201	4	2025 149	DATE
gujaf-374	202	1	nigeria	GPE
gujaf-374	203	1	m. a.	PERSON
gujaf-374	203	2	chan	ORG
gujaf-374	203	3	p. c. and darko, a.	PERSON
gujaf-374	203	4	2022	CARDINAL
gujaf-374	205	1	207(8	CARDINAL
gujaf-374	206	1	doi:10.1016	GPE
gujaf-374	207	1	https://www.sciencedirect.com/science/article/abs/pii/s0360132321008830 behr	PERSON
gujaf-374	207	2	d. m.	PERSON
gujaf-374	207	3	chen	PERSON
gujaf-374	207	4	goel	PERSON
gujaf-374	207	5	haider	PERSON
gujaf-374	207	6	k. t.	PERSON
gujaf-374	207	7	singh	GPE
gujaf-374	207	8	s., & zaman, a.	ORG
gujaf-374	207	9	2021	CARDINAL
gujaf-374	209	1	world bank	ORG
gujaf-374	209	2	9830	DATE
gujaf-374	210	1	the world bank	ORG
gujaf-374	210	2	https://openknowledge.worldbank.org/handle/10986/36481	NORP
gujaf-374	210	3	2007	DATE
gujaf-374	211	1	2007	DATE
gujaf-374	211	2	february 2007	DATE
gujaf-374	213	1	2012	DATE
gujaf-374	214	1	africa	LOC
gujaf-374	214	2	africa	LOC
gujaf-374	214	3	october	DATE
gujaf-374	215	1	1976	DATE
gujaf-374	217	1	4(1	CARDINAL
gujaf-374	217	2	23	CARDINAL
gujaf-374	218	1	d.	NORP
gujaf-374	218	2	j., ekeocha	GPE
gujaf-374	218	3	p. & orji,	ORG
gujaf-374	218	4	a.	PERSON
gujaf-374	218	5	2023	CARDINAL
gujaf-374	218	6	africa	LOC
gujaf-374	219	1	october-december 2023	DATE
gujaf-374	219	2	1–13	CARDINAL
gujaf-374	220	1	t. el-sehwagy	GPE
gujaf-374	220	2	m.	PERSON
gujaf-374	220	3	2023	CARDINAL
gujaf-374	220	4	g8	ORG
gujaf-374	221	1	economics & finance	ORG
gujaf-374	223	1	11	CARDINAL
gujaf-374	223	2	1	CARDINAL
gujaf-374	223	3	1-39	CARDINAL
gujaf-374	224	1	true#abstract etyang	PERSON
gujaf-374	224	2	d. & mwengei	ORG
gujaf-374	224	3	2019	CARDINAL
gujaf-374	225	1	kisumu city	GPE
gujaf-374	225	2	kenya	GPE
gujaf-374	226	1	international journal of recent research	ORG
gujaf-374	226	2	commerce economics	ORG
gujaf-374	227	1	6(3	CARDINAL
gujaf-374	227	2	141	CARDINAL
gujaf-374	228	1	2025	CARDINAL
gujaf-374	229	1	latin america	LOC
gujaf-374	230	1	7(1),1–26	CARDINAL
gujaf-374	231	1	1975	DATE
gujaf-374	233	1	new york	GPE
gujaf-374	233	2	yale university	ORG
gujaf-374	234	1	https://books.google.com.ng/books/about/bank_management_and_portfolio_behavior	DATE
gujaf-374	234	2	y gusau journal of accounting	ORG
gujaf-374	234	3	vol.6	NORP
gujaf-374	234	4	1, april	DATE
gujaf-374	234	5	2025 150 iwundu	QUANTITY
gujaf-374	234	6	2022	CARDINAL
gujaf-374	235	1	nigeria	GPE
gujaf-374	235	2	1996	DATE
gujaf-374	235	3	2020	DATE
gujaf-374	236	1	asian journal of economics	ORG
gujaf-374	236	2	4(1	CARDINAL
gujaf-374	236	3	337	CARDINAL
gujaf-374	237	1	jansen	PERSON
gujaf-374	237	2	s. j.	PERSON
gujaf-374	237	3	h. c.	PERSON
gujaf-374	237	4	r. w.	PERSON
gujaf-374	237	5	2011	DATE
gujaf-374	241	1	yakubu	PERSON
gujaf-374	241	2	j.	PERSON
gujaf-374	241	3	adigun	PERSON
gujaf-374	242	1	m.	PERSON
gujaf-374	242	2	adegbite, o. & elisha	ORG
gujaf-374	242	3	2013	DATE
gujaf-374	243	1	nigeria	GPE
gujaf-374	244	1	central bank of nigeria	ORG
gujaf-374	245	1	50 https://www.cbn.gov.ng/out/2018/rsd/volume%2053,%20number%203,%20september %	PERCENT
gujaf-374	245	2	2020	DATE
gujaf-374	245	3	kenya	GPE
gujaf-374	246	1	university of nairobi	ORG
gujaf-374	247	1	b. & dipendra, n. (	ORG
gujaf-374	247	2	2018	DATE
gujaf-374	249	1	scs 41	ORG
gujaf-374	249	2	363	CARDINAL
gujaf-374	250	1	nd_attractiveness_can_be_shaped_by_environmental_amenities_in_an_industrial_city nuria	PERSON
gujaf-374	250	2	2018	DATE
gujaf-374	253	1	786	CARDINAL
gujaf-374	255	1	j. & erhijakpor	ORG
gujaf-374	255	2	2020	DATE
gujaf-374	256	1	nigeria	GPE
gujaf-374	257	1	delsu journal of management science	ORG
gujaf-374	258	1	2)1	CARDINAL
gujaf-374	258	2	132	CARDINAL
gujaf-374	259	1	s. & oyebiyi	ORG
gujaf-374	259	2	s.	PERSON
gujaf-374	259	3	2016	DATE
gujaf-374	262	1	6)2	CARDINAL
gujaf-374	262	2	1	CARDINAL
gujaf-374	262	3	f. g. & abiodun jogunola	PERSON
gujaf-374	263	1	2022	CARDINAL
gujaf-374	264	1	nigeria	GPE
gujaf-374	265	1	21	CARDINAL
gujaf-374	265	2	1	CARDINAL
gujaf-374	265	3	52–61	ORDINAL
gujaf-374	267	1	mortgage_system_in_nigeria	CARDINAL
gujaf-374	267	2	b.	PERSON
gujaf-374	267	3	o. & adesola	ORG
gujaf-374	267	4	m.	PERSON
gujaf-374	267	5	2022	CARDINAL
gujaf-374	270	1	6(1),1	CARDINAL
gujaf-374	271	1	https://internationalpolicybrief.org/wp-content/uploads/2023/10/article1-173.pdf	ORG
gujaf-374	271	2	ovosa, a. e., & erivwode	ORG
gujaf-374	271	3	m.	PERSON
gujaf-374	271	4	2019	DATE
gujaf-374	272	1	nigeria	GPE
gujaf-374	273	1	science gusau journal of accounting	ORG
gujaf-374	273	2	vol.6	NORP
gujaf-374	273	3	1, april,	DATE
gujaf-374	273	4	2025	CARDINAL
gujaf-374	273	5	151	PRODUCT
gujaf-374	273	6	4	CARDINAL
gujaf-374	273	7	april 2020	DATE
gujaf-374	273	8	2528–9810	CARDINAL
gujaf-374	274	1	2017	CARDINAL
gujaf-374	275	1	nigeria	GPE
gujaf-374	276	1	international journal of research -granthaalayah	ORG
gujaf-374	276	2	5	CARDINAL
gujaf-374	276	3	5	CARDINAL
gujaf-374	277	1	182–206	CARDINAL
gujaf-374	280	1	14/07/2022	DATE
gujaf-374	280	2	b. & gbonegun	ORG
gujaf-374	280	3	2019	DATE
gujaf-374	282	1	09/05/2024	DATE
gujaf-374	283	1	uwatt	PERSON
gujaf-374	283	2	b.	PERSON
gujaf-374	283	3	2019	DATE
gujaf-374	285	1	central bank of nigeria economic and financial review	ORG
gujaf-374	286	1	1	CARDINAL
gujaf-374	287	1	2019%20housing%20sector,%20economic%20growth%20and%20development%20co	CARDINAL
gujaf-374	287	2	2008	DATE
gujaf-374	289	1	ssrn	GPE
gujaf-374	290	1	https://doi.org/10.2139/ssrn.972614	PERSON
gujaf-374	291	1	2019	DATE
gujaf-374	293	1	https://projects.worldbank.org/en/projects-operations/project-detail/p165296	GPE
gujaf-374	293	2	2024	CARDINAL
gujaf-374	294	1	english	LANGUAGE
gujaf-374	295	1	washington	GPE
gujaf-374	295	2	d.c	GPE
gujaf-374	295	3	world bank	ORG