id	sid	eid	entity	type
gujaf-438	1	1	microsoft	ORG
gujaf-438	2	1	vol.5issue1,april,2024issn:2756-665x	PERSON
gujaf-438	2	2	departmentofaccountingandfinance	ORG
gujaf-438	2	3	zamfarastate-nigeria	ORG
gujaf-438	2	4	departmentofaccountingandfinance gusaujournalofaccountingandfinance	PERSON
gujaf-438	2	5	april	DATE
gujaf-438	2	6	2024	CARDINAL
gujaf-438	2	7	departmentofaccountingandfinance	ORG
gujaf-438	2	8	zamfarastate-nigeria	ORG
gujaf-438	3	1	zaria kaduna	PERSON
gujaf-438	3	2	nigeria	GPE
gujaf-438	4	1	879121	DATE
gujaf-438	4	2	gusaujournalofaccountingandfinance	PERSON
gujaf-438	4	3	hassan departmentofaccounting	PERSON
gujaf-438	6	1	ahmadu bellouniversityzaria	PERSON
gujaf-438	6	2	kaduna state	GPE
gujaf-438	10	1	prof kabirtahirhamid	PERSON
gujaf-438	11	1	prof.ekojab.ekoja departmentof accounting	ORG
gujaf-438	11	2	jos	ORG
gujaf-438	12	1	departmentof	GPE
gujaf-438	12	2	universityof portharcourt	ORG
gujaf-438	13	1	prof.ahmadbello dogarawa departmentof accounting	ORG
gujaf-438	13	2	ahmadubellouniversityzaria.	ORG
gujaf-438	15	1	rahman	PERSON
gujaf-438	16	1	keffi	GPE
gujaf-438	17	1	kurawa departmentof	ORG
gujaf-438	18	1	ahmadu bellouniversity	PERSON
gujaf-438	18	2	zaria	PERSON
gujaf-438	19	1	prof.okpanachijoshua gusaujournalofaccountingandfinance	PERSON
gujaf-438	19	2	vol.5,issue1,april,2024	DATE
gujaf-438	19	3	departmentof accountingandmanagement	ORG
gujaf-438	19	4	nigeriandefenceacademy	GPE
gujaf-438	19	5	kaduna.	GPE
gujaf-438	20	1	niger state	ORG
gujaf-438	23	1	ahmadu bellouniversity	PERSON
gujaf-438	23	2	zaria	PERSON
gujaf-438	24	1	prof.musayelwaabubakar	PERSON
gujaf-438	24	2	usmanu danfodiyouniversity	ORG
gujaf-438	24	3	sokoto state	ORG
gujaf-438	25	1	ahmadu bellouniversityzaria	PERSON
gujaf-438	25	2	kaduna state	GPE
gujaf-438	26	1	ahmad departmentof	PERSON
gujaf-438	28	1	dr.fatimaalfa	ORG
gujaf-438	29	1	dr.nasirua.ka’oje departmentof accounting	ORG
gujaf-438	31	1	abdullahi departmentof	ORG
gujaf-438	32	1	dr.onipeadebenege yahaya	GPE
gujaf-438	32	2	nigeriandefenceacademy	GPE
gujaf-438	32	3	kaduna state	GPE
gujaf-438	33	1	dr.saidu adamu departmentofaccounting	PERSON
gujaf-438	34	1	dr.nasiruyunusa departmentof accounting	ORG
gujaf-438	34	2	ahmadubellouniversityzaria.	ORG
gujaf-438	35	1	muhammad departmentof	PERSON
gujaf-438	35	2	ahmadubellouniversityzaria	ORG
gujaf-438	36	1	dr.	PERSON
gujaf-438	36	2	lawal muhammad	PERSON
gujaf-438	36	3	departmentof accounting	ORG
gujaf-438	36	4	ahmadubellouniversityzaria	ORG
gujaf-438	37	1	gusaujournalofaccountingandfinance	PERSON
gujaf-438	37	2	yola	ORG
gujaf-438	38	1	dr.bashirumar farouk departmentofeconomics	PERSON
gujaf-438	38	2	zamfara state	GPE
gujaf-438	39	1	dremmanuel omokhuale departmentofmathematics	PERSON
gujaf-438	41	1	kabiru isah	PERSON
gujaf-438	41	2	bayero university kano	ORG
gujaf-438	41	3	kano state.profambashir	ORG
gujaf-438	43	1	muhammad tanko	PERSON
gujaf-438	43	2	kaduna state university	ORG
gujaf-438	43	3	kaduna	GPE
gujaf-438	43	4	sokoto state	ORG
gujaf-438	45	1	yazidkabiribrahim departmentofaccountingand	PERSON
gujaf-438	46	1	gusaujournalofaccountingandfinance	PERSON
gujaf-438	46	2	vol.5,issue1,april,2024 vi callfor	PERSON
gujaf-438	46	3	gusau journal of accounting	ORG
gujaf-438	47	1	two	CARDINAL
gujaf-438	47	2	april and october annually	DATE
gujaf-438	48	1	the department of accounting	ORG
gujaf-438	48	2	zamfara state	GPE
gujaf-438	48	3	nigeria	GPE
gujaf-438	48	4	islamic finance	ORG
gujaf-438	48	5	islamic	NORP
gujaf-438	49	1	english	LANGUAGE
gujaf-438	50	1	more than 15	CARDINAL
gujaf-438	50	2	a4	ORG
gujaf-438	50	3	1.5	CARDINAL
gujaf-438	50	4	12	CARDINAL
gujaf-438	51	1	25 percent	PERCENT
gujaf-438	52	1	5000	CARDINAL
gujaf-438	52	2	more than 250	CARDINAL
gujaf-438	52	3	four	CARDINAL
gujaf-438	53	1	apa 7th	PRODUCT
gujaf-438	57	1	paymentdetails bank	ORG
gujaf-438	57	2	fcmb	PERSON
gujaf-438	57	3	thehead	ORG
gujaf-438	58	1	+2348069393824	DATE
gujaf-438	58	2	391	CARDINAL
gujaf-438	58	3	nageri kamaldeen	ORG
gujaf-438	58	4	department of accounting science	ORG
gujaf-438	58	5	walter sisulu university	ORG
gujaf-438	58	6	south africa https://doi.org/10.57233/gujaf.v5i1.19	GPE
gujaf-438	58	7	two	CARDINAL
gujaf-438	59	1	npl	PERSON
gujaf-438	65	1	1.0	CARDINAL
gujaf-438	67	1	nigeria	GPE
gujaf-438	68	1	nigerian	NORP
gujaf-438	68	2	central bank of nigeria	ORG
gujaf-438	68	3	cbn	ORG
gujaf-438	71	1	face(saunders& allen,2010).creditrisk	ORG
gujaf-438	71	2	392	CARDINAL
gujaf-438	71	3	nigeria	GPE
gujaf-438	71	4	obamuyi, 2013	DATE
gujaf-438	72	1	nwankwo	ORG
gujaf-438	72	2	2015	DATE
gujaf-438	73	1	2000	DATE
gujaf-438	73	2	udom & edogbanya	ORG
gujaf-438	73	3	2021	CARDINAL
gujaf-438	74	1	altman & saunders	ORG
gujaf-438	74	2	1998	DATE
gujaf-438	75	1	2017	DATE
gujaf-438	76	1	cebenoyan & strahan	ORG
gujaf-438	76	2	2004	DATE
gujaf-438	77	1	npls	NORP
gujaf-438	77	2	2009	DATE
gujaf-438	77	3	davydenko et al.	PERSON
gujaf-438	77	4	2020	DATE
gujaf-438	78	1	beck	GPE
gujaf-438	78	2	demirgüç-kunt	PERSON
gujaf-438	78	3	2013	DATE
gujaf-438	78	4	aworinde & adegboye	ORG
gujaf-438	78	5	2020	DATE
gujaf-438	79	1	nigeria	GPE
gujaf-438	80	1	the past two decades	DATE
gujaf-438	80	2	2012	DATE
gujaf-438	81	1	nigerian	NORP
gujaf-438	81	2	oluwatayo & fasanya	ORG
gujaf-438	81	3	2016	DATE
gujaf-438	82	1	2014	DATE
gujaf-438	82	2	akanbi et al.	PERSON
gujaf-438	82	3	2021	CARDINAL
gujaf-438	83	1	nigerian	NORP
gujaf-438	84	1	banksin nigeria	GPE
gujaf-438	85	1	2019	DATE
gujaf-438	86	1	nigerian	NORP
gujaf-438	86	2	nigerian	NORP
gujaf-438	86	3	sulaimon & olayiwola	ORG
gujaf-438	86	4	2013	DATE
gujaf-438	86	5	aluko & akinmoladun	ORG
gujaf-438	86	6	2021	CARDINAL
gujaf-438	87	1	nigeria	GPE
gujaf-438	87	2	akinlo &	ORG
gujaf-438	87	3	2016	CARDINAL
gujaf-438	87	4	2021	CARDINAL
gujaf-438	88	1	393	CARDINAL
gujaf-438	89	1	nigeria	GPE
gujaf-438	90	1	the nigerian exchange	ORG
gujaf-438	90	2	14 years	DATE
gujaf-438	91	1	nigeria(centralbankof	GPE
gujaf-438	91	2	1	CARDINAL
gujaf-438	91	3	nigeria	GPE
gujaf-438	92	1	2	CARDINAL
gujaf-438	92	2	nigerian	NORP
gujaf-438	93	1	3	CARDINAL
gujaf-438	93	2	nigeria	GPE
gujaf-438	94	1	4	CARDINAL
gujaf-438	95	1	nigeria	GPE
gujaf-438	96	1	nigerian	NORP
gujaf-438	97	1	nigeria	GPE
gujaf-438	99	1	nigeria	GPE
gujaf-438	101	1	natufe	PERSON
gujaf-438	101	2	2023	CARDINAL
gujaf-438	101	3	nigerian	NORP
gujaf-438	103	1	2023	CARDINAL
gujaf-438	104	1	ethiopia	GPE
gujaf-438	104	2	roba	PERSON
gujaf-438	104	3	2024	CARDINAL
gujaf-438	104	4	13 years	DATE
gujaf-438	105	1	2023	CARDINAL
gujaf-438	105	2	ethiopian	NORP
gujaf-438	106	1	tshanda	NORP
gujaf-438	106	2	2023	CARDINAL
gujaf-438	106	3	african	NORP
gujaf-438	107	1	pakistan	GPE
gujaf-438	107	2	mahmood et al	PERSON
gujaf-438	108	1	2023	CARDINAL
gujaf-438	108	2	non-performingloans	NORP
gujaf-438	108	3	andaggressiveloan growthtendtoundermineit.theirfindingssuggesttheneedforstrictercreditriskpoliciesto gusaujournalofaccountingandfinance	PERSON
gujaf-438	108	4	394	CARDINAL
gujaf-438	109	1	jamil et al	PERSON
gujaf-438	110	1	2022	CARDINAL
gujaf-438	111	1	khan et al	PERSON
gujaf-438	112	1	2023	CARDINAL
gujaf-438	112	2	pakistan	GPE
gujaf-438	114	1	williams	PERSON
gujaf-438	114	2	johnson	PERSON
gujaf-438	114	3	2024	DATE
gujaf-438	114	4	singh	GPE
gujaf-438	114	5	gupta	GPE
gujaf-438	114	6	2024	CARDINAL
gujaf-438	116	1	one	CARDINAL
gujaf-438	118	1	2014	DATE
gujaf-438	118	2	ghana	GPE
gujaf-438	119	1	2016	CARDINAL
gujaf-438	119	2	nigerian	NORP
gujaf-438	120	1	npls	NORP
gujaf-438	121	1	npls	NORP
gujaf-438	122	1	2012	DATE
gujaf-438	122	2	nigerian	NORP
gujaf-438	122	3	npls	NORP
gujaf-438	123	1	akanbi et al	PERSON
gujaf-438	124	1	2021	CARDINAL
gujaf-438	126	1	ogunleye (	ORG
gujaf-438	126	2	2017	CARDINAL
gujaf-438	126	3	roe	PRODUCT
gujaf-438	127	1	okoye et al	PERSON
gujaf-438	128	1	2019	DATE
gujaf-438	128	2	nigerian	NORP
gujaf-438	130	1	nwankwo(2015),nigerianbanksfaceauniquesetofchallengesduetothecountry‘svolatile	LAW
gujaf-438	131	1	395	CARDINAL
gujaf-438	131	2	nigeria	GPE
gujaf-438	133	1	2021	CARDINAL
gujaf-438	133	2	nigerian	NORP
gujaf-438	133	3	the central bank of nigeria	ORG
gujaf-438	133	4	cbn	ORG
gujaf-438	134	1	cbn‘s	NORP
gujaf-438	134	2	therebyenhancingtheirfinancialperformanc e. however	PERSON
gujaf-438	135	1	davydenko et al	PERSON
gujaf-438	135	2	2020	DATE
gujaf-438	137	1	cebenoyan	NORP
gujaf-438	137	2	2004	DATE
gujaf-438	139	1	nigeria	GPE
gujaf-438	140	1	nigerian	NORP
gujaf-438	141	1	2021	CARDINAL
gujaf-438	141	2	nigerian	NORP
gujaf-438	142	1	nigerian	NORP
gujaf-438	144	1	akinlo	PERSON
gujaf-438	144	2	2016	CARDINAL
gujaf-438	144	3	nigerian	NORP
gujaf-438	146	1	okoye et al	PERSON
gujaf-438	147	1	2019	DATE
gujaf-438	147	2	nigeria	GPE
gujaf-438	147	3	npls	NORP
gujaf-438	148	1	396	CARDINAL
gujaf-438	149	1	3.0	CARDINAL
gujaf-438	149	2	two	CARDINAL
gujaf-438	150	1	first	ORDINAL
gujaf-438	150	2	1	CARDINAL
gujaf-438	151	1	second	ORDINAL
gujaf-438	151	2	2	CARDINAL
gujaf-438	152	1	𝑁𝑃𝐿	DATE
gujaf-438	152	2	𝐿𝐴	DATE
gujaf-438	152	3	1) 𝐿𝐴	DATE
gujaf-438	152	4	𝑁𝑃𝐿	PERSON
gujaf-438	152	5	2) 𝐿𝐴	DATE
gujaf-438	152	6	2	CARDINAL
gujaf-438	152	7	tax;npl	ORG
gujaf-438	152	8	llp	ORG
gujaf-438	152	9	μ	ORG
gujaf-438	154	1	nplr	PERSON
gujaf-438	156	1	llp	ORG
gujaf-438	156	2	annual	DATE
gujaf-438	159	1	thesample size	ORG
gujaf-438	159	2	two	CARDINAL
gujaf-438	160	1	2000	DATE
gujaf-438	160	2	2023	CARDINAL
gujaf-438	160	3	annual	DATE
gujaf-438	160	4	nigeria	GPE
gujaf-438	161	1	nigerian exchange	ORG
gujaf-438	162	1	4.0	CARDINAL
gujaf-438	162	2	1	CARDINAL
gujaf-438	162	3	1.05	CARDINAL
gujaf-438	163	1	5.10	CARDINAL
gujaf-438	163	2	29.39	CARDINAL
gujaf-438	164	1	0.11	CARDINAL
gujaf-438	165	1	7.17	CARDINAL
gujaf-438	165	2	55.80	CARDINAL
gujaf-438	166	1	5.63	CARDINAL
gujaf-438	166	2	21.52	CARDINAL
gujaf-438	167	1	6.06	CARDINAL
gujaf-438	167	2	42.95	CARDINAL
gujaf-438	168	1	12.46	CARDINAL
gujaf-438	170	1	llp	ORG
gujaf-438	170	2	12.82	CARDINAL
gujaf-438	171	1	indicatingthatmost gusaujournalofaccountingandfinance	PERSON
gujaf-438	171	2	397	CARDINAL
gujaf-438	172	1	npl	PERSON
gujaf-438	172	2	14.20	CARDINAL
gujaf-438	174	1	3	CARDINAL
gujaf-438	174	2	5%	PERCENT
gujaf-438	174	3	0.026	CARDINAL
gujaf-438	176	1	1.62	CARDINAL
gujaf-438	177	1	logtd	PERSON
gujaf-438	178	1	lognpl	PERSON
gujaf-438	179	1	2	CARDINAL
gujaf-438	179	2	logla	PERSON
gujaf-438	179	3	0.75	CARDINAL
gujaf-438	179	4	0.01	CARDINAL
gujaf-438	180	1	logllp	PERSON
gujaf-438	180	2	0.11	CARDINAL
gujaf-438	181	1	logtd	PERSON
gujaf-438	183	1	3	CARDINAL
gujaf-438	183	2	4.6	CARDINAL
gujaf-438	183	3	0.0000	CARDINAL
gujaf-438	184	1	2.10	CARDINAL
gujaf-438	184	2	0.0836	MONEY
gujaf-438	184	3	16.69	CARDINAL
gujaf-438	184	4	0.3763	CARDINAL
gujaf-438	185	1	2.54	CARDINAL
gujaf-438	185	2	0.0037	CARDINAL
gujaf-438	186	1	55.12	CARDINAL
gujaf-438	186	2	0.01	CARDINAL
gujaf-438	187	1	randomlogpat	GPE
gujaf-438	187	2	8.85	CARDINAL
gujaf-438	187	3	1	CARDINAL
gujaf-438	188	1	logpat logllp logla lognpl logtd	ORG
gujaf-438	188	2	1.045 0.113	PERCENT
gujaf-438	188	3	14.205	MONEY
gujaf-438	188	4	0.231 0.035	MONEY
gujaf-438	188	5	0.460	MONEY
gujaf-438	188	6	13.448 16.061 15.181	CARDINAL
gujaf-438	188	7	19.600	CARDINAL
gujaf-438	188	8	172.530	CARDINAL
gujaf-438	188	9	23.920	CARDINAL
gujaf-438	188	10	8.855	MONEY
gujaf-438	188	11	0.005	CARDINAL
gujaf-438	188	12	5.199 9.403	MONEY
gujaf-438	189	1	2.960 0.369	CARDINAL
gujaf-438	189	2	21.517	MONEY
gujaf-438	189	3	3.332	CARDINAL
gujaf-438	189	4	398	CARDINAL
gujaf-438	189	5	logpat logllp logla lognpl logtd	ORG
gujaf-438	189	6	5.096	CARDINAL
gujaf-438	189	7	0.023	CARDINAL
gujaf-438	189	8	8.123	CARDINAL
gujaf-438	189	9	29.385	CARDINAL
gujaf-438	189	10	3.315	MONEY
gujaf-438	189	11	jarque	ORG
gujaf-438	190	1	10.87	CARDINAL
gujaf-438	190	2	8.646 49797.4	CARDINAL
gujaf-438	190	3	2024	CARDINAL
gujaf-438	190	4	2	CARDINAL
gujaf-438	190	5	1	CARDINAL
gujaf-438	190	6	2	CARDINAL
gujaf-438	190	7	3	CARDINAL
gujaf-438	190	8	4	CARDINAL
gujaf-438	190	9	fixlogpat randomlogpat	ORG
gujaf-438	190	10	eps epa pat pat logllp -1.22	PERSON
gujaf-438	190	11	0.097 0.11	CARDINAL
gujaf-438	190	12	0.27	CARDINAL
gujaf-438	190	13	0.12	CARDINAL
gujaf-438	190	14	0.13	CARDINAL
gujaf-438	190	15	0.063	CARDINAL
gujaf-438	190	16	0.75	CARDINAL
gujaf-438	190	17	0.79	CARDINAL
gujaf-438	190	18	0.14	CARDINAL
gujaf-438	190	19	0.58	CARDINAL
gujaf-438	190	20	0	CARDINAL
gujaf-438	190	21	0.026	CARDINAL
gujaf-438	190	22	0.17	CARDINAL
gujaf-438	190	23	0.79	CARDINAL
gujaf-438	190	24	0.24	CARDINAL
gujaf-438	190	25	1.19	CARDINAL
gujaf-438	190	26	0.29	CARDINAL
gujaf-438	190	27	0.47	CARDINAL
gujaf-438	190	28	0.27	CARDINAL
gujaf-438	190	29	0.16	CARDINAL
gujaf-438	190	30	6.04	CARDINAL
gujaf-438	190	31	0.19	CARDINAL
gujaf-438	190	32	0.63	CARDINAL
gujaf-438	190	33	0.15	CARDINAL
gujaf-438	190	34	0.058	CARDINAL
gujaf-438	190	35	3	CARDINAL
gujaf-438	190	36	4.6	CARDINAL
gujaf-438	190	37	16.69	CARDINAL
gujaf-438	190	38	2.54	CARDINAL
gujaf-438	190	39	8.85	CARDINAL
gujaf-438	190	40	0.0000	CARDINAL
gujaf-438	194	1	llp	ORG
gujaf-438	195	1	gusaujournalofaccountingandfinance	PERSON
gujaf-438	195	2	399	CARDINAL
gujaf-438	195	3	llp	ORG
gujaf-438	197	1	sghaier &	ORG
gujaf-438	197	2	2021	CARDINAL
gujaf-438	198	1	llp	ORG
gujaf-438	199	1	2020	DATE
gujaf-438	199	2	llp	ORG
gujaf-438	200	1	llp	ORG
gujaf-438	200	2	prudential risk management practices	ORG
gujaf-438	202	1	1.62	CARDINAL
gujaf-438	202	2	0.75	CARDINAL
gujaf-438	205	1	2020	DATE
gujaf-438	207	1	la	GPE
gujaf-438	208	1	npls	NORP
gujaf-438	210	1	2022	CARDINAL
gujaf-438	213	1	logtd	ORG
gujaf-438	214	1	logtd	FAC
gujaf-438	214	2	-4.43	NORP
gujaf-438	216	1	andries & pirovano	ORG
gujaf-438	216	2	2020	DATE
gujaf-438	219	1	kosmidou	DATE
gujaf-438	219	2	2022	CARDINAL
gujaf-438	219	3	400	CARDINAL
gujaf-438	220	1	npl	PERSON
gujaf-438	221	1	npl	PERSON
gujaf-438	223	1	1.19	CARDINAL
gujaf-438	223	2	fixepsmodeland0.80intherandomepsmodel	PRODUCT
gujaf-438	226	1	first	ORDINAL
gujaf-438	227	1	npls	NORP
gujaf-438	229	1	boudriga etal	ORG
gujaf-438	230	1	2020	DATE
gujaf-438	230	2	npls	NORP
gujaf-438	231	1	alshurideh et al	PERSON
gujaf-438	232	1	2022	CARDINAL
gujaf-438	232	2	npls	NORP
gujaf-438	234	1	0.75	CARDINAL
gujaf-438	234	2	0.79	CARDINAL
gujaf-438	234	3	randomlogpat models	FAC
gujaf-438	236	1	goddard et al.	PERSON
gujaf-438	236	2	2021	CARDINAL
gujaf-438	240	1	0.058	CARDINAL
gujaf-438	241	1	2023	CARDINAL
gujaf-438	242	1	gusaujournalofaccountingandfinance	ORG
gujaf-438	242	2	401	CARDINAL
gujaf-438	242	3	0.618	CARDINAL
gujaf-438	243	1	pat	GPE
gujaf-438	244	1	bikker & hu	ORG
gujaf-438	244	2	2022	CARDINAL
gujaf-438	245	1	0.0000	CARDINAL
gujaf-438	247	1	5.0	CARDINAL
gujaf-438	252	1	sghaier &	ORG
gujaf-438	252	2	2021	CARDINAL
gujaf-438	252	3	bikker & hu	ORG
gujaf-438	252	4	2022	CARDINAL
gujaf-438	255	1	managementpracticesto boostprofitabilityandlong-termfinancialstability	PERSON
gujaf-438	256	1	first	ORDINAL
gujaf-438	259	1	npl	PERSON
gujaf-438	262	1	arobustgovernanceandriskmanagementframeworkisessentialfor gusaujournalofaccountingandfinance	PERSON
gujaf-438	262	2	402	CARDINAL
gujaf-438	265	1	al-tamimi	PERSON
gujaf-438	266	1	7(1	CARDINAL
gujaf-438	266	2	31	CARDINAL
gujaf-438	267	1	basel committee	ORG
gujaf-438	268	1	2011	DATE
gujaf-438	269	1	basel iii	PERSON
gujaf-438	271	1	berger	PERSON
gujaf-438	271	2	a.n.	PERSON
gujaf-438	272	1	journal of banking & finance	ORG
gujaf-438	272	2	21(6	CARDINAL
gujaf-438	272	3	849-870	QUANTITY
gujaf-438	273	1	a., & atkinson	ORG
gujaf-438	273	2	2010	DATE
gujaf-438	275	1	oecd	ORG
gujaf-438	275	2	1-41	CARDINAL
gujaf-438	276	1	crouhy	ORG
gujaf-438	276	2	m.,galai	PERSON
gujaf-438	276	3	d., &mark	ORG
gujaf-438	276	4	2006).riskmanagement.mcgraw	CARDINAL
gujaf-438	277	1	jamil	GPE
gujaf-438	277	2	s.	GPE
gujaf-438	277	3	khan	GPE
gujaf-438	277	4	a., & ali	ORG
gujaf-438	277	5	m.	PERSON
gujaf-438	277	6	2022	CARDINAL
gujaf-438	278	1	122	CARDINAL
gujaf-438	279	1	khan	GPE
gujaf-438	279	2	z.	GPE
gujaf-438	279	3	ali	PERSON
gujaf-438	279	4	s., & haider	ORG
gujaf-438	279	5	s.	PERSON
gujaf-438	279	6	2023	CARDINAL
gujaf-438	280	1	pakistan	GPE
gujaf-438	281	1	pakistan journal of business research	ORG
gujaf-438	281	2	21(4	DATE
gujaf-438	281	3	87	CARDINAL
gujaf-438	282	1	f.	PERSON
gujaf-438	282	2	2015	DATE
gujaf-438	283	1	south africa	GPE
gujaf-438	284	1	23(4	CARDINAL
gujaf-438	284	2	282 295	CARDINAL
gujaf-438	285	1	legass	GPE
gujaf-438	285	2	a., & roba	ORG
gujaf-438	285	3	m.	PERSON
gujaf-438	285	4	2024	CARDINAL
gujaf-438	286	1	ethiopian	NORP
gujaf-438	287	1	ethiopian	NORP
gujaf-438	287	2	16(2	CARDINAL
gujaf-438	287	3	34	CARDINAL
gujaf-438	288	1	mahmood, a.	PERSON
gujaf-438	288	2	qureshi, h., & tariq	ORG
gujaf-438	288	3	s.	PERSON
gujaf-438	288	4	2023	CARDINAL
gujaf-438	289	1	pakistan	GPE
gujaf-438	290	1	journal of	ORG
gujaf-438	290	2	south asian	NORP
gujaf-438	290	3	65-80	DATE
gujaf-438	291	1	molyneux	ORG
gujaf-438	292	1	journalof banking&finance	PERSON
gujaf-438	292	2	1173-1178	CARDINAL
gujaf-438	293	1	k.	PERSON
gujaf-438	293	2	2023	CARDINAL
gujaf-438	294	1	ethiopian	NORP
gujaf-438	295	1	african	NORP
gujaf-438	295	2	11(2	CARDINAL
gujaf-438	295	3	98	CARDINAL
gujaf-438	296	1	naceur	ORG
gujaf-438	296	2	s. b.	PERSON
gujaf-438	296	3	2003	DATE
gujaf-438	297	1	tunisian	NORP
gujaf-438	297	2	13(8	CARDINAL
gujaf-438	297	3	661	CARDINAL
gujaf-438	298	1	natufe	GPE
gujaf-438	298	2	a., & evbayiro-osagie	ORG
gujaf-438	298	3	2023	CARDINAL
gujaf-438	299	1	nigeria	GPE
gujaf-438	300	1	african journal of economic and business studies	ORG
gujaf-438	300	2	19(1	CARDINAL
gujaf-438	300	3	77	CARDINAL
gujaf-438	301	1	gusaujournalofaccountingandfinance	ORG
gujaf-438	301	2	403	CARDINAL
gujaf-438	301	3	akinlo	GPE
gujaf-438	301	4	a., & ijewere	ORG
gujaf-438	301	5	s.	PERSON
gujaf-438	301	6	2023	CARDINAL
gujaf-438	302	1	ratiosin nigerian	ORG
gujaf-438	303	1	nigerian journal of economics	ORG
gujaf-438	303	2	30(3	CARDINAL
gujaf-438	303	3	15-30	CARDINAL
gujaf-438	304	1	a.	PERSON
gujaf-438	304	2	2014	DATE
gujaf-438	305	1	nigerian	NORP
gujaf-438	306	1	african	NORP
gujaf-438	306	2	2(2	CARDINAL
gujaf-438	306	3	67-80	DATE
gujaf-438	307	1	f., & kosmidou	ORG
gujaf-438	307	2	k.	PERSON
gujaf-438	307	3	2007	DATE
gujaf-438	308	1	the european union	ORG
gujaf-438	309	1	international journal of bank	ORG
gujaf-438	309	2	490	CARDINAL
gujaf-438	310	1	salas	ORG
gujaf-438	310	2	2002	DATE
gujaf-438	311	1	two	CARDINAL
gujaf-438	312	1	22(3	CARDINAL
gujaf-438	312	2	203	CARDINAL
gujaf-438	313	1	singh	GPE
gujaf-438	313	2	p., & gupta	ORG
gujaf-438	313	3	r.	NORP
gujaf-438	313	4	2024	CARDINAL
gujaf-438	315	1	44 59	DATE
gujaf-438	316	1	tshanda	NORP
gujaf-438	316	2	2023	CARDINAL
gujaf-438	318	1	african	NORP
gujaf-438	318	2	7(4	CARDINAL
gujaf-438	318	3	120135	DATE
gujaf-438	319	1	williams	PERSON
gujaf-438	319	2	l., & johnson	ORG
gujaf-438	319	3	2024	CARDINAL
gujaf-438	321	1	32(2	CARDINAL
gujaf-438	321	2	201	CARDINAL