id	sid	tid	token	lemma	pos
gujaf-113	1	1	i	i	PRON
gujaf-113	1	2	gusau	gusau	PROPN
gujaf-113	1	3	journal	journal	NOUN
gujaf-113	1	4	of	of	ADP
gujaf-113	1	5	accounting	accounting	NOUN
gujaf-113	1	6	and	and	CCONJ
gujaf-113	1	7	finance	finance	NOUN
gujaf-113	1	8	(	(	PUNCT
gujaf-113	1	9	gujaf	gujaf	NOUN
gujaf-113	1	10	)	)	PUNCT
gujaf-113	1	11	vol	vol	NOUN
gujaf-113	1	12	.	.	NOUN
gujaf-113	1	13	3	3	NUM
gujaf-113	1	14	issue	issue	NOUN
gujaf-113	1	15	1	1	NUM
gujaf-113	1	16	,	,	PUNCT
gujaf-113	1	17	april	april	PROPN
gujaf-113	1	18	,	,	PUNCT
gujaf-113	1	19	2022	2022	NUM
gujaf-113	1	20	issn	issn	NOUN
gujaf-113	1	21	:	:	PUNCT
gujaf-113	1	22	2756	2756	NUM
gujaf-113	1	23	-	-	PUNCT
gujaf-113	1	24	665x	665x	NOUN
gujaf-113	1	25	a	a	DET
gujaf-113	1	26	publication	publication	NOUN
gujaf-113	1	27	of	of	ADP
gujaf-113	1	28	department	department	NOUN
gujaf-113	1	29	of	of	ADP
gujaf-113	1	30	accounting	accounting	NOUN
gujaf-113	1	31	and	and	CCONJ
gujaf-113	1	32	finance	finance	NOUN
gujaf-113	1	33	,	,	PUNCT
gujaf-113	1	34	faculty	faculty	NOUN
gujaf-113	1	35	of	of	ADP
gujaf-113	1	36	management	management	NOUN
gujaf-113	1	37	and	and	CCONJ
gujaf-113	1	38	social	social	ADJ
gujaf-113	1	39	sciences	science	NOUN
gujaf-113	1	40	,	,	PUNCT
gujaf-113	1	41	federal	federal	ADJ
gujaf-113	1	42	university	university	NOUN
gujaf-113	1	43	gusau	gusau	NOUN
gujaf-113	1	44	,	,	PUNCT
gujaf-113	1	45	zamfara	zamfara	PROPN
gujaf-113	1	46	state	state	PROPN
gujaf-113	1	47	-nigeria	-nigeria	PROPN
gujaf-113	1	48	ii	ii	PROPN
gujaf-113	1	49	©	©	PROPN
gujaf-113	1	50	department	department	PROPN
gujaf-113	1	51	of	of	ADP
gujaf-113	1	52	accounting	accounting	NOUN
gujaf-113	1	53	and	and	CCONJ
gujaf-113	1	54	finance	finance	NOUN
gujaf-113	1	55	vol	vol	NOUN
gujaf-113	1	56	.	.	PUNCT
gujaf-113	1	57	3	3	NUM
gujaf-113	1	58	issue	issue	NOUN
gujaf-113	1	59	1	1	NUM
gujaf-113	1	60	april	april	PROPN
gujaf-113	1	61	,	,	PUNCT
gujaf-113	1	62	2022	2022	NUM
gujaf-113	1	63	issn	issn	NOUN
gujaf-113	1	64	:	:	PUNCT
gujaf-113	1	65	2756	2756	NUM
gujaf-113	1	66	-	-	PUNCT
gujaf-113	1	67	665x	665x	NOUN
gujaf-113	1	68	a	a	DET
gujaf-113	1	69	publication	publication	NOUN
gujaf-113	1	70	of	of	ADP
gujaf-113	1	71	department	department	NOUN
gujaf-113	1	72	of	of	ADP
gujaf-113	1	73	accounting	accounting	NOUN
gujaf-113	1	74	and	and	CCONJ
gujaf-113	1	75	finance	finance	NOUN
gujaf-113	1	76	,	,	PUNCT
gujaf-113	1	77	faculty	faculty	NOUN
gujaf-113	1	78	of	of	ADP
gujaf-113	1	79	management	management	NOUN
gujaf-113	1	80	and	and	CCONJ
gujaf-113	1	81	social	social	ADJ
gujaf-113	1	82	sciences	science	NOUN
gujaf-113	1	83	,	,	PUNCT
gujaf-113	1	84	federal	federal	ADJ
gujaf-113	1	85	university	university	NOUN
gujaf-113	1	86	gusau	gusau	NOUN
gujaf-113	1	87	,	,	PUNCT
gujaf-113	1	88	zamfara	zamfara	PROPN
gujaf-113	1	89	state	state	NOUN
gujaf-113	1	90	-nigeria	-nigeria	PROPN
gujaf-113	1	91	all	all	DET
gujaf-113	1	92	rights	right	NOUN
gujaf-113	1	93	reserved	reserve	VERB
gujaf-113	1	94	except	except	SCONJ
gujaf-113	1	95	for	for	ADP
gujaf-113	1	96	academic	academic	ADJ
gujaf-113	1	97	purposes	purpose	NOUN
gujaf-113	1	98	no	no	DET
gujaf-113	1	99	part	part	NOUN
gujaf-113	1	100	or	or	CCONJ
gujaf-113	1	101	whole	whole	NOUN
gujaf-113	1	102	of	of	ADP
gujaf-113	1	103	this	this	DET
gujaf-113	1	104	publication	publication	NOUN
gujaf-113	1	105	is	be	AUX
gujaf-113	1	106	allowed	allow	VERB
gujaf-113	1	107	to	to	PART
gujaf-113	1	108	be	be	AUX
gujaf-113	1	109	reproduced	reproduce	VERB
gujaf-113	1	110	,	,	PUNCT
gujaf-113	1	111	stored	store	VERB
gujaf-113	1	112	in	in	ADP
gujaf-113	1	113	a	a	DET
gujaf-113	1	114	retrieval	retrieval	NOUN
gujaf-113	1	115	system	system	NOUN
gujaf-113	1	116	or	or	CCONJ
gujaf-113	1	117	transmitted	transmit	VERB
gujaf-113	1	118	in	in	ADP
gujaf-113	1	119	any	any	DET
gujaf-113	1	120	form	form	NOUN
gujaf-113	1	121	or	or	CCONJ
gujaf-113	1	122	by	by	ADP
gujaf-113	1	123	any	any	DET
gujaf-113	1	124	means	mean	NOUN
gujaf-113	1	125	be	be	AUX
gujaf-113	1	126	it	it	PRON
gujaf-113	1	127	mechanical	mechanical	ADJ
gujaf-113	1	128	,	,	PUNCT
gujaf-113	1	129	electrical	electrical	ADJ
gujaf-113	1	130	,	,	PUNCT
gujaf-113	1	131	photocopying	photocopying	NOUN
gujaf-113	1	132	,	,	PUNCT
gujaf-113	1	133	recording	recording	NOUN
gujaf-113	1	134	or	or	CCONJ
gujaf-113	1	135	otherwise	otherwise	ADV
gujaf-113	1	136	,	,	PUNCT
gujaf-113	1	137	without	without	ADP
gujaf-113	1	138	prior	prior	ADJ
gujaf-113	1	139	permission	permission	NOUN
gujaf-113	1	140	of	of	ADP
gujaf-113	1	141	the	the	DET
gujaf-113	1	142	copyright	copyright	NOUN
gujaf-113	1	143	owner	owner	NOUN
gujaf-113	1	144	.	.	PUNCT
gujaf-113	2	1	published	publish	VERB
gujaf-113	2	2	and	and	CCONJ
gujaf-113	2	3	printed	print	VERB
gujaf-113	2	4	by	by	ADP
gujaf-113	2	5	:	:	PUNCT
gujaf-113	2	6	ahmadu	ahmadu	PROPN
gujaf-113	2	7	bello	bello	PROPN
gujaf-113	2	8	university	university	PROPN
gujaf-113	2	9	press	press	NOUN
gujaf-113	2	10	limited	limit	VERB
gujaf-113	2	11	,	,	PUNCT
gujaf-113	2	12	zaria	zaria	PROPN
gujaf-113	2	13	kaduna	kaduna	PROPN
gujaf-113	2	14	state	state	PROPN
gujaf-113	2	15	,	,	PUNCT
gujaf-113	2	16	nigeria	nigeria	PROPN
gujaf-113	2	17	.	.	PUNCT
gujaf-113	3	1	tel	tel	ADP
gujaf-113	3	2	:	:	PUNCT
gujaf-113	3	3	08065949711	08065949711	NUM
gujaf-113	3	4	,	,	PUNCT
gujaf-113	3	5	069	069	NUM
gujaf-113	3	6	-	-	SYM
gujaf-113	3	7	879121	879121	NUM
gujaf-113	3	8	e	e	NOUN
gujaf-113	3	9	-	-	NOUN
gujaf-113	3	10	mail	mail	NOUN
gujaf-113	3	11	:	:	PUNCT
gujaf-113	3	12	abupress2013@gmail.com	abupress2013@gmail.com	X
gujaf-113	3	13	abupress2020@yahoo.com	abupress2020@yahoo.com	X
gujaf-113	4	1	website	website	NOUN
gujaf-113	4	2	:	:	PUNCT
gujaf-113	4	3	www.abupress.com.ng	www.abupress.com.ng	PROPN
gujaf-113	4	4	mailto:abupress2013@gmail.com	mailto:abupress2013@gmail.com	PROPN
gujaf-113	4	5	iii	iii	PROPN
gujaf-113	4	6	editorial	editorial	PROPN
gujaf-113	4	7	board	board	NOUN
gujaf-113	4	8	editor	editor	NOUN
gujaf-113	4	9	-	-	PUNCT
gujaf-113	4	10	in	in	ADP
gujaf-113	4	11	-	-	PUNCT
gujaf-113	4	12	chief	chief	NOUN
gujaf-113	4	13	:	:	PUNCT
gujaf-113	4	14	prof	prof	PROPN
gujaf-113	4	15	.	.	PUNCT
gujaf-113	4	16	shehu	shehu	PROPN
gujaf-113	4	17	usman	usman	PROPN
gujaf-113	4	18	hassan	hassan	PROPN
gujaf-113	4	19	department	department	PROPN
gujaf-113	4	20	of	of	ADP
gujaf-113	4	21	accounting	accounting	PROPN
gujaf-113	4	22	,	,	PUNCT
gujaf-113	4	23	federal	federal	ADJ
gujaf-113	4	24	university	university	PROPN
gujaf-113	4	25	of	of	ADP
gujaf-113	4	26	kashere	kashere	PROPN
gujaf-113	4	27	,	,	PUNCT
gujaf-113	4	28	gombe	gombe	ADJ
gujaf-113	4	29	state	state	NOUN
gujaf-113	4	30	.	.	PUNCT
gujaf-113	5	1	associate	associate	NOUN
gujaf-113	5	2	editor	editor	NOUN
gujaf-113	5	3	:	:	PUNCT
gujaf-113	5	4	dr	dr	PROPN
gujaf-113	5	5	.	.	PROPN
gujaf-113	5	6	muhammad	muhammad	PROPN
gujaf-113	5	7	mustapha	mustapha	PROPN
gujaf-113	5	8	bagudo	bagudo	PROPN
gujaf-113	5	9	department	department	PROPN
gujaf-113	5	10	of	of	ADP
gujaf-113	5	11	accounting	accounting	PROPN
gujaf-113	5	12	,	,	PUNCT
gujaf-113	5	13	ahmadu	ahmadu	PROPN
gujaf-113	5	14	bello	bello	PROPN
gujaf-113	5	15	university	university	PROPN
gujaf-113	5	16	zaria	zaria	PROPN
gujaf-113	5	17	,	,	PUNCT
gujaf-113	5	18	kaduna	kaduna	PROPN
gujaf-113	5	19	state	state	PROPN
gujaf-113	5	20	.	.	PUNCT
gujaf-113	6	1	managing	manage	VERB
gujaf-113	6	2	editor	editor	NOUN
gujaf-113	6	3	:	:	PUNCT
gujaf-113	6	4	umar	umar	PROPN
gujaf-113	6	5	farouk	farouk	PROPN
gujaf-113	6	6	abdulkarim	abdulkarim	PROPN
gujaf-113	6	7	department	department	PROPN
gujaf-113	6	8	of	of	ADP
gujaf-113	6	9	accounting	accounting	NOUN
gujaf-113	6	10	and	and	CCONJ
gujaf-113	6	11	finance	finance	NOUN
gujaf-113	6	12	,	,	PUNCT
gujaf-113	6	13	federal	federal	ADJ
gujaf-113	6	14	university	university	NOUN
gujaf-113	6	15	gusau	gusau	PROPN
gujaf-113	6	16	,	,	PUNCT
gujaf-113	6	17	zamfara	zamfara	PROPN
gujaf-113	6	18	state	state	PROPN
gujaf-113	6	19	.	.	PUNCT
gujaf-113	7	1	editorial	editorial	PROPN
gujaf-113	7	2	board	board	NOUN
gujaf-113	7	3	prof.ahmad	prof.ahmad	PROPN
gujaf-113	7	4	modu	modu	PROPN
gujaf-113	7	5	kumshe	kumshe	PROPN
gujaf-113	7	6	department	department	PROPN
gujaf-113	7	7	of	of	ADP
gujaf-113	7	8	accounting	accounting	PROPN
gujaf-113	7	9	,	,	PUNCT
gujaf-113	7	10	university	university	NOUN
gujaf-113	7	11	of	of	ADP
gujaf-113	7	12	maiduguri	maiduguri	PROPN
gujaf-113	7	13	,	,	PUNCT
gujaf-113	7	14	borno	borno	PROPN
gujaf-113	7	15	state	state	PROPN
gujaf-113	7	16	.	.	PUNCT
gujaf-113	8	1	prof	prof	PROPN
gujaf-113	8	2	ugochukwu	ugochukwu	PROPN
gujaf-113	8	3	c.	c.	PROPN
gujaf-113	8	4	nzewi	nzewi	VERB
gujaf-113	8	5	department	department	PROPN
gujaf-113	8	6	of	of	ADP
gujaf-113	8	7	accounting	accounting	PROPN
gujaf-113	8	8	,	,	PUNCT
gujaf-113	8	9	paul	paul	PROPN
gujaf-113	8	10	university	university	PROPN
gujaf-113	8	11	awka	awka	NOUN
gujaf-113	8	12	,	,	PUNCT
gujaf-113	8	13	anambra	anambra	PROPN
gujaf-113	8	14	state	state	PROPN
gujaf-113	8	15	.	.	PUNCT
gujaf-113	9	1	prof	prof	PROPN
gujaf-113	9	2	kabir	kabir	PROPN
gujaf-113	9	3	tahir	tahir	PROPN
gujaf-113	9	4	hamid	hamid	PROPN
gujaf-113	9	5	department	department	PROPN
gujaf-113	9	6	of	of	ADP
gujaf-113	9	7	accounting	accounting	PROPN
gujaf-113	9	8	,	,	PUNCT
gujaf-113	9	9	bayero	bayero	PROPN
gujaf-113	9	10	university	university	PROPN
gujaf-113	9	11	,	,	PUNCT
gujaf-113	9	12	kano	kano	PROPN
gujaf-113	9	13	,	,	PUNCT
gujaf-113	9	14	kano	kano	PROPN
gujaf-113	9	15	state	state	PROPN
gujaf-113	9	16	.	.	PUNCT
gujaf-113	10	1	prof	prof	PROPN
gujaf-113	10	2	.	.	PUNCT
gujaf-113	11	1	ekoja	ekoja	PROPN
gujaf-113	11	2	b.	b.	PROPN
gujaf-113	11	3	ekoja	ekoja	PROPN
gujaf-113	11	4	department	department	PROPN
gujaf-113	11	5	of	of	ADP
gujaf-113	11	6	accounting	accounting	PROPN
gujaf-113	11	7	,	,	PUNCT
gujaf-113	11	8	university	university	PROPN
gujaf-113	11	9	of	of	ADP
gujaf-113	11	10	jos	jos	PROPN
gujaf-113	11	11	.	.	PROPN
gujaf-113	11	12	prof	prof	PROPN
gujaf-113	11	13	.	.	PUNCT
gujaf-113	12	1	clifford	clifford	PROPN
gujaf-113	12	2	ofurum	ofurum	PROPN
gujaf-113	12	3	department	department	PROPN
gujaf-113	12	4	of	of	ADP
gujaf-113	12	5	accounting	accounting	PROPN
gujaf-113	12	6	,	,	PUNCT
gujaf-113	12	7	university	university	NOUN
gujaf-113	12	8	of	of	ADP
gujaf-113	12	9	portharcourt	portharcourt	PROPN
gujaf-113	12	10	,	,	PUNCT
gujaf-113	12	11	rivers	river	NOUN
gujaf-113	12	12	state	state	PROPN
gujaf-113	12	13	.	.	PUNCT
gujaf-113	13	1	prof	prof	PROPN
gujaf-113	13	2	.	.	PUNCT
gujaf-113	14	1	ahmad	ahmad	PROPN
gujaf-113	14	2	bello	bello	PROPN
gujaf-113	14	3	dogarawa	dogarawa	PROPN
gujaf-113	14	4	department	department	PROPN
gujaf-113	14	5	of	of	ADP
gujaf-113	14	6	accounting	accounting	NOUN
gujaf-113	14	7	,	,	PUNCT
gujaf-113	14	8	ahmadu	ahmadu	PROPN
gujaf-113	14	9	bello	bello	PROPN
gujaf-113	14	10	university	university	PROPN
gujaf-113	14	11	zaria	zaria	PROPN
gujaf-113	14	12	.	.	PUNCT
gujaf-113	15	1	prof	prof	PROPN
gujaf-113	15	2	.	.	PUNCT
gujaf-113	16	1	yusuf	yusuf	PROPN
gujaf-113	16	2	.	.	PUNCT
gujaf-113	17	1	b.	b.	PROPN
gujaf-113	17	2	rahman	rahman	PROPN
gujaf-113	17	3	department	department	PROPN
gujaf-113	17	4	of	of	ADP
gujaf-113	17	5	accounting	accounting	PROPN
gujaf-113	17	6	,	,	PUNCT
gujaf-113	17	7	lagos	lagos	NOUN
gujaf-113	17	8	state	state	PROPN
gujaf-113	17	9	university	university	PROPN
gujaf-113	17	10	,	,	PUNCT
gujaf-113	17	11	lagos	lagos	NOUN
gujaf-113	17	12	state	state	NOUN
gujaf-113	17	13	.	.	PUNCT
gujaf-113	18	1	prof	prof	PROPN
gujaf-113	18	2	.	.	PUNCT
gujaf-113	19	1	suleiman	suleiman	PROPN
gujaf-113	19	2	a.	a.	PROPN
gujaf-113	19	3	s.	s.	PROPN
gujaf-113	19	4	aruwa	aruwa	PROPN
gujaf-113	19	5	department	department	PROPN
gujaf-113	19	6	of	of	ADP
gujaf-113	19	7	accounting	accounting	PROPN
gujaf-113	19	8	,	,	PUNCT
gujaf-113	19	9	nasarawa	nasarawa	PROPN
gujaf-113	19	10	state	state	PROPN
gujaf-113	19	11	university	university	PROPN
gujaf-113	19	12	,	,	PUNCT
gujaf-113	19	13	keffi	keffi	PROPN
gujaf-113	19	14	,	,	PUNCT
gujaf-113	19	15	nasarawa	nasarawa	PROPN
gujaf-113	19	16	state	state	PROPN
gujaf-113	19	17	.	.	PUNCT
gujaf-113	20	1	prof	prof	PROPN
gujaf-113	20	2	.	.	PUNCT
gujaf-113	21	1	muhammad	muhammad	PROPN
gujaf-113	21	2	junaidu	junaidu	PROPN
gujaf-113	21	3	kurawa	kurawa	PROPN
gujaf-113	21	4	department	department	PROPN
gujaf-113	21	5	of	of	ADP
gujaf-113	21	6	accounting	accounting	PROPN
gujaf-113	21	7	,	,	PUNCT
gujaf-113	21	8	bayero	bayero	PROPN
gujaf-113	21	9	university	university	PROPN
gujaf-113	21	10	kano	kano	PROPN
gujaf-113	21	11	,	,	PUNCT
gujaf-113	21	12	kano	kano	PROPN
gujaf-113	21	13	state	state	PROPN
gujaf-113	21	14	.	.	PUNCT
gujaf-113	22	1	prof	prof	PROPN
gujaf-113	22	2	.	.	PUNCT
gujaf-113	23	1	muhammad	muhammad	PROPN
gujaf-113	23	2	habibu	habibu	ADJ
gujaf-113	23	3	sabari	sabari	PROPN
gujaf-113	23	4	department	department	PROPN
gujaf-113	23	5	of	of	ADP
gujaf-113	23	6	accounting	accounting	NOUN
gujaf-113	23	7	,	,	PUNCT
gujaf-113	23	8	ahmadu	ahmadu	PROPN
gujaf-113	23	9	bello	bello	PROPN
gujaf-113	23	10	university	university	PROPN
gujaf-113	23	11	,	,	PUNCT
gujaf-113	23	12	zaria	zaria	PROPN
gujaf-113	23	13	.	.	PUNCT
gujaf-113	24	1	iv	iv	NUM
gujaf-113	24	2	prof	prof	PROPN
gujaf-113	24	3	.	.	PUNCT
gujaf-113	25	1	okpanachi	okpanachi	PROPN
gujaf-113	25	2	joshua	joshua	PROPN
gujaf-113	25	3	department	department	PROPN
gujaf-113	25	4	of	of	ADP
gujaf-113	25	5	accounting	accounting	NOUN
gujaf-113	25	6	and	and	CCONJ
gujaf-113	25	7	management	management	NOUN
gujaf-113	25	8	,	,	PUNCT
gujaf-113	25	9	nigerian	nigerian	ADJ
gujaf-113	25	10	defence	defence	PROPN
gujaf-113	25	11	academy	academy	PROPN
gujaf-113	25	12	,	,	PUNCT
gujaf-113	25	13	kaduna	kaduna	PROPN
gujaf-113	25	14	.	.	PROPN
gujaf-113	25	15	prof	prof	PROPN
gujaf-113	25	16	.	.	PUNCT
gujaf-113	26	1	hassan	hassan	PROPN
gujaf-113	26	2	ibrahim	ibrahim	PROPN
gujaf-113	26	3	department	department	PROPN
gujaf-113	26	4	of	of	ADP
gujaf-113	26	5	accounting	accounting	PROPN
gujaf-113	26	6	,	,	PUNCT
gujaf-113	26	7	ibb	ibb	NOUN
gujaf-113	26	8	university	university	NOUN
gujaf-113	26	9	,	,	PUNCT
gujaf-113	26	10	lapai	lapai	NOUN
gujaf-113	26	11	,	,	PUNCT
gujaf-113	26	12	niger	niger	NOUN
gujaf-113	26	13	state	state	NOUN
gujaf-113	26	14	.	.	PUNCT
gujaf-113	27	1	prof	prof	PROPN
gujaf-113	27	2	.	.	PUNCT
gujaf-113	28	1	ifeoma	ifeoma	PROPN
gujaf-113	28	2	mary	mary	PROPN
gujaf-113	28	3	okwo	okwo	PROPN
gujaf-113	28	4	department	department	PROPN
gujaf-113	28	5	of	of	ADP
gujaf-113	28	6	accounting	accounting	PROPN
gujaf-113	28	7	,	,	PUNCT
gujaf-113	28	8	enugu	enugu	PROPN
gujaf-113	28	9	state	state	PROPN
gujaf-113	28	10	university	university	PROPN
gujaf-113	28	11	of	of	ADP
gujaf-113	28	12	science	science	NOUN
gujaf-113	28	13	and	and	CCONJ
gujaf-113	28	14	technology	technology	NOUN
gujaf-113	28	15	,	,	PUNCT
gujaf-113	28	16	enugu	enugu	PROPN
gujaf-113	28	17	state	state	PROPN
gujaf-113	28	18	.	.	PUNCT
gujaf-113	29	1	prof	prof	PROPN
gujaf-113	29	2	.	.	PROPN
gujaf-113	30	1	aminu	aminu	PROPN
gujaf-113	30	2	isah	isah	PROPN
gujaf-113	30	3	department	department	PROPN
gujaf-113	30	4	of	of	ADP
gujaf-113	30	5	accounting	accounting	PROPN
gujaf-113	30	6	,	,	PUNCT
gujaf-113	30	7	bayero	bayero	PROPN
gujaf-113	30	8	university	university	PROPN
gujaf-113	30	9	,	,	PUNCT
gujaf-113	30	10	kano	kano	PROPN
gujaf-113	30	11	,	,	PUNCT
gujaf-113	30	12	kano	kano	PROPN
gujaf-113	30	13	state	state	PROPN
gujaf-113	30	14	.	.	PUNCT
gujaf-113	31	1	prof	prof	PROPN
gujaf-113	31	2	.	.	PUNCT
gujaf-113	32	1	ahmadu	ahmadu	PROPN
gujaf-113	32	2	bello	bello	PROPN
gujaf-113	32	3	department	department	PROPN
gujaf-113	32	4	of	of	ADP
gujaf-113	32	5	accounting	accounting	NOUN
gujaf-113	32	6	,	,	PUNCT
gujaf-113	32	7	ahmadu	ahmadu	PROPN
gujaf-113	32	8	bello	bello	PROPN
gujaf-113	32	9	university	university	PROPN
gujaf-113	32	10	,	,	PUNCT
gujaf-113	32	11	zaria	zaria	PROPN
gujaf-113	32	12	.	.	PUNCT
gujaf-113	33	1	prof	prof	PROPN
gujaf-113	33	2	.	.	PUNCT
gujaf-113	34	1	musa	musa	PROPN
gujaf-113	34	2	yelwa	yelwa	PROPN
gujaf-113	34	3	abubakar	abubakar	PROPN
gujaf-113	34	4	department	department	PROPN
gujaf-113	34	5	of	of	ADP
gujaf-113	34	6	accounting	accounting	PROPN
gujaf-113	34	7	,	,	PUNCT
gujaf-113	34	8	usmanu	usmanu	PROPN
gujaf-113	34	9	danfodiyo	danfodiyo	PROPN
gujaf-113	34	10	university	university	PROPN
gujaf-113	34	11	,	,	PUNCT
gujaf-113	34	12	sokoto	sokoto	PROPN
gujaf-113	34	13	state	state	PROPN
gujaf-113	34	14	.	.	PUNCT
gujaf-113	35	1	dr	dr	PROPN
gujaf-113	35	2	.	.	PROPN
gujaf-113	35	3	salisu	salisu	PROPN
gujaf-113	35	4	abubakar	abubakar	PROPN
gujaf-113	35	5	department	department	PROPN
gujaf-113	35	6	of	of	ADP
gujaf-113	35	7	accounting	accounting	NOUN
gujaf-113	35	8	,	,	PUNCT
gujaf-113	35	9	ahmadu	ahmadu	PROPN
gujaf-113	35	10	bello	bello	PROPN
gujaf-113	35	11	university	university	PROPN
gujaf-113	35	12	zaria	zaria	PROPN
gujaf-113	35	13	,	,	PUNCT
gujaf-113	35	14	kaduna	kaduna	PROPN
gujaf-113	35	15	state	state	PROPN
gujaf-113	35	16	.	.	PUNCT
gujaf-113	36	1	dr	dr	PROPN
gujaf-113	36	2	.	.	PROPN
gujaf-113	36	3	isaq	isaq	PROPN
gujaf-113	36	4	alhaji	alhaji	PROPN
gujaf-113	36	5	samaila	samaila	PROPN
gujaf-113	36	6	department	department	PROPN
gujaf-113	36	7	of	of	ADP
gujaf-113	36	8	accounting	accounting	PROPN
gujaf-113	36	9	,	,	PUNCT
gujaf-113	36	10	bayero	bayero	PROPN
gujaf-113	36	11	university	university	NOUN
gujaf-113	36	12	,	,	PUNCT
gujaf-113	36	13	kano	kano	PROPN
gujaf-113	36	14	state	state	PROPN
gujaf-113	36	15	.	.	PUNCT
gujaf-113	37	1	dr	dr	PROPN
gujaf-113	37	2	.	.	PROPN
gujaf-113	37	3	fatima	fatima	PROPN
gujaf-113	37	4	alfa	alfa	PROPN
gujaf-113	37	5	department	department	PROPN
gujaf-113	37	6	of	of	ADP
gujaf-113	37	7	accounting	accounting	PROPN
gujaf-113	37	8	,	,	PUNCT
gujaf-113	37	9	university	university	NOUN
gujaf-113	37	10	of	of	ADP
gujaf-113	37	11	maiduguri	maiduguri	PROPN
gujaf-113	37	12	,	,	PUNCT
gujaf-113	37	13	borno	borno	PROPN
gujaf-113	37	14	state	state	PROPN
gujaf-113	37	15	.	.	PUNCT
gujaf-113	38	1	dr	dr	PROPN
gujaf-113	38	2	.	.	PROPN
gujaf-113	38	3	sunusi	sunusi	PROPN
gujaf-113	38	4	sa'ad	sa'ad	PROPN
gujaf-113	38	5	ahmad	ahmad	PROPN
gujaf-113	38	6	department	department	PROPN
gujaf-113	38	7	of	of	ADP
gujaf-113	38	8	accounting	accounting	PROPN
gujaf-113	38	9	,	,	PUNCT
gujaf-113	38	10	federal	federal	ADJ
gujaf-113	38	11	university	university	NOUN
gujaf-113	38	12	dutse	dutse	NOUN
gujaf-113	38	13	,	,	PUNCT
gujaf-113	38	14	jigawa	jigawa	PROPN
gujaf-113	38	15	state	state	PROPN
gujaf-113	38	16	.	.	PUNCT
gujaf-113	39	1	dr	dr	PROPN
gujaf-113	39	2	.	.	PROPN
gujaf-113	39	3	nasiru	nasiru	PROPN
gujaf-113	39	4	a.	a.	PROPN
gujaf-113	39	5	ka’oje	ka’oje	PROPN
gujaf-113	39	6	department	department	PROPN
gujaf-113	39	7	of	of	ADP
gujaf-113	39	8	accounting	accounting	PROPN
gujaf-113	39	9	,	,	PUNCT
gujaf-113	39	10	usmanu	usmanu	PROPN
gujaf-113	39	11	danfodiyo	danfodiyo	PROPN
gujaf-113	39	12	university	university	PROPN
gujaf-113	39	13	sokoto	sokoto	PROPN
gujaf-113	39	14	state	state	PROPN
gujaf-113	39	15	.	.	PUNCT
gujaf-113	40	1	dr	dr	PROPN
gujaf-113	40	2	.	.	PROPN
gujaf-113	40	3	aminu	aminu	PROPN
gujaf-113	40	4	abdullahi	abdullahi	PROPN
gujaf-113	40	5	department	department	PROPN
gujaf-113	40	6	of	of	ADP
gujaf-113	40	7	accounting	accounting	PROPN
gujaf-113	40	8	,	,	PUNCT
gujaf-113	40	9	usmanu	usmanu	PROPN
gujaf-113	40	10	danfodiyo	danfodiyo	PROPN
gujaf-113	40	11	university	university	PROPN
gujaf-113	40	12	sokoto	sokoto	PROPN
gujaf-113	40	13	,	,	PUNCT
gujaf-113	40	14	state	state	PROPN
gujaf-113	40	15	.	.	PUNCT
gujaf-113	41	1	dr	dr	PROPN
gujaf-113	41	2	.	.	PROPN
gujaf-113	41	3	onipe	onipe	PROPN
gujaf-113	41	4	adebenege	adebenege	PROPN
gujaf-113	41	5	yahaya	yahaya	PROPN
gujaf-113	41	6	department	department	PROPN
gujaf-113	41	7	of	of	ADP
gujaf-113	41	8	accounting	accounting	PROPN
gujaf-113	41	9	,	,	PUNCT
gujaf-113	41	10	nigerian	nigerian	ADJ
gujaf-113	41	11	defence	defence	PROPN
gujaf-113	41	12	academy	academy	PROPN
gujaf-113	41	13	,	,	PUNCT
gujaf-113	41	14	kaduna	kaduna	PROPN
gujaf-113	41	15	state	state	PROPN
gujaf-113	41	16	.	.	PUNCT
gujaf-113	42	1	dr	dr	PROPN
gujaf-113	42	2	.	.	PROPN
gujaf-113	42	3	saidu	saidu	PROPN
gujaf-113	42	4	adamu	adamu	PROPN
gujaf-113	42	5	department	department	PROPN
gujaf-113	42	6	of	of	ADP
gujaf-113	42	7	accounting	accounting	PROPN
gujaf-113	42	8	,	,	PUNCT
gujaf-113	42	9	federal	federal	ADJ
gujaf-113	42	10	university	university	PROPN
gujaf-113	42	11	of	of	ADP
gujaf-113	42	12	kashere	kashere	PROPN
gujaf-113	42	13	,	,	PUNCT
gujaf-113	42	14	gombe	gombe	ADJ
gujaf-113	42	15	state	state	NOUN
gujaf-113	42	16	.	.	PUNCT
gujaf-113	43	1	dr	dr	PROPN
gujaf-113	43	2	.	.	PROPN
gujaf-113	43	3	nasiru	nasiru	PROPN
gujaf-113	43	4	yunusa	yunusa	PROPN
gujaf-113	43	5	department	department	PROPN
gujaf-113	43	6	of	of	ADP
gujaf-113	43	7	accounting	accounting	NOUN
gujaf-113	43	8	,	,	PUNCT
gujaf-113	43	9	ahmadu	ahmadu	PROPN
gujaf-113	43	10	bello	bello	PROPN
gujaf-113	43	11	university	university	PROPN
gujaf-113	43	12	zaria	zaria	PROPN
gujaf-113	43	13	.	.	PUNCT
gujaf-113	44	1	dr	dr	PROPN
gujaf-113	44	2	.	.	PROPN
gujaf-113	44	3	aisha	aisha	PROPN
gujaf-113	44	4	nuhu	nuhu	PROPN
gujaf-113	44	5	muhammad	muhammad	PROPN
gujaf-113	44	6	department	department	PROPN
gujaf-113	44	7	of	of	ADP
gujaf-113	44	8	accounting	accounting	PROPN
gujaf-113	44	9	,	,	PUNCT
gujaf-113	44	10	ahmadu	ahmadu	PROPN
gujaf-113	44	11	bello	bello	PROPN
gujaf-113	44	12	university	university	PROPN
gujaf-113	44	13	zaria	zaria	PROPN
gujaf-113	44	14	.	.	PUNCT
gujaf-113	45	1	dr	dr	PROPN
gujaf-113	45	2	.	.	PROPN
gujaf-113	45	3	lawal	lawal	PROPN
gujaf-113	45	4	muhammad	muhammad	PROPN
gujaf-113	45	5	department	department	PROPN
gujaf-113	45	6	of	of	ADP
gujaf-113	45	7	accounting	accounting	PROPN
gujaf-113	45	8	,	,	PUNCT
gujaf-113	45	9	ahmadu	ahmadu	PROPN
gujaf-113	45	10	bello	bello	PROPN
gujaf-113	45	11	university	university	PROPN
gujaf-113	45	12	zaria	zaria	PROPN
gujaf-113	45	13	.	.	PROPN
gujaf-113	46	1	v	v	PROPN
gujaf-113	46	2	dr	dr	PROPN
gujaf-113	46	3	.	.	PROPN
gujaf-113	46	4	farouk	farouk	PROPN
gujaf-113	46	5	adeza	adeza	PROPN
gujaf-113	46	6	school	school	NOUN
gujaf-113	46	7	of	of	ADP
gujaf-113	46	8	business	business	NOUN
gujaf-113	46	9	and	and	CCONJ
gujaf-113	46	10	entrepreneurship	entrepreneurship	NOUN
gujaf-113	46	11	,	,	PUNCT
gujaf-113	46	12	american	american	PROPN
gujaf-113	46	13	university	university	PROPN
gujaf-113	46	14	of	of	ADP
gujaf-113	46	15	nigeria	nigeria	PROPN
gujaf-113	46	16	,	,	PUNCT
gujaf-113	46	17	yola	yola	PROPN
gujaf-113	46	18	.	.	PUNCT
gujaf-113	47	1	dr	dr	PROPN
gujaf-113	47	2	.	.	PROPN
gujaf-113	47	3	bashir	bashir	PROPN
gujaf-113	47	4	umar	umar	PROPN
gujaf-113	47	5	farouk	farouk	PROPN
gujaf-113	47	6	department	department	PROPN
gujaf-113	47	7	of	of	ADP
gujaf-113	47	8	economics	economic	NOUN
gujaf-113	47	9	,	,	PUNCT
gujaf-113	47	10	federal	federal	ADJ
gujaf-113	47	11	university	university	NOUN
gujaf-113	47	12	gusau	gusau	PROPN
gujaf-113	47	13	,	,	PUNCT
gujaf-113	47	14	zamfara	zamfara	PROPN
gujaf-113	47	15	state	state	PROPN
gujaf-113	47	16	.	.	PUNCT
gujaf-113	48	1	dr	dr	PROPN
gujaf-113	48	2	emmanuel	emmanuel	PROPN
gujaf-113	48	3	omokhuale	omokhuale	PROPN
gujaf-113	48	4	department	department	PROPN
gujaf-113	48	5	of	of	ADP
gujaf-113	48	6	mathematics	mathematics	PROPN
gujaf-113	48	7	,	,	PUNCT
gujaf-113	48	8	federal	federal	ADJ
gujaf-113	48	9	university	university	NOUN
gujaf-113	48	10	gusau	gusau	NOUN
gujaf-113	48	11	,	,	PUNCT
gujaf-113	48	12	zamfara	zamfara	PROPN
gujaf-113	48	13	.	.	PUNCT
gujaf-113	49	1	state	state	PROPN
gujaf-113	49	2	advisory	advisory	PROPN
gujaf-113	49	3	board	board	NOUN
gujaf-113	49	4	members	members	PROPN
gujaf-113	49	5	prof	prof	PROPN
gujaf-113	49	6	.	.	PUNCT
gujaf-113	50	1	kabiru	kabiru	PROPN
gujaf-113	50	2	isah	isah	PROPN
gujaf-113	50	3	dandago	dandago	PROPN
gujaf-113	50	4	,	,	PUNCT
gujaf-113	50	5	bayero	bayero	PROPN
gujaf-113	50	6	university	university	PROPN
gujaf-113	50	7	kano	kano	PROPN
gujaf-113	50	8	,	,	PUNCT
gujaf-113	50	9	kano	kano	PROPN
gujaf-113	50	10	state	state	PROPN
gujaf-113	50	11	.	.	PUNCT
gujaf-113	51	1	prof	prof	PROPN
gujaf-113	51	2	a	a	DET
gujaf-113	51	3	m	m	NOUN
gujaf-113	51	4	bashir	bashir	NOUN
gujaf-113	51	5	,	,	PUNCT
gujaf-113	51	6	usmanu	usmanu	PROPN
gujaf-113	51	7	danfodiyo	danfodiyo	PROPN
gujaf-113	51	8	university	university	PROPN
gujaf-113	51	9	sokoto	sokoto	PROPN
gujaf-113	51	10	,	,	PUNCT
gujaf-113	51	11	sokoto	sokoto	PROPN
gujaf-113	51	12	state	state	PROPN
gujaf-113	51	13	.	.	PUNCT
gujaf-113	52	1	prof	prof	PROPN
gujaf-113	52	2	.	.	PUNCT
gujaf-113	53	1	muhammad	muhammad	PROPN
gujaf-113	53	2	tanko	tanko	PROPN
gujaf-113	53	3	,	,	PUNCT
gujaf-113	53	4	kaduna	kaduna	PROPN
gujaf-113	53	5	state	state	PROPN
gujaf-113	53	6	university	university	PROPN
gujaf-113	53	7	,	,	PUNCT
gujaf-113	53	8	kaduna	kaduna	PROPN
gujaf-113	53	9	.	.	PROPN
gujaf-113	53	10	prof	prof	PROPN
gujaf-113	53	11	.	.	PUNCT
gujaf-113	53	12	bayero	bayero	PROPN
gujaf-113	54	1	a	a	DET
gujaf-113	54	2	m	m	NOUN
gujaf-113	54	3	sabir	sabir	NOUN
gujaf-113	54	4	,	,	PUNCT
gujaf-113	54	5	usmanu	usmanu	PROPN
gujaf-113	54	6	danfodiyo	danfodiyo	PROPN
gujaf-113	54	7	university	university	PROPN
gujaf-113	54	8	sokoto	sokoto	PROPN
gujaf-113	54	9	,	,	PUNCT
gujaf-113	54	10	sokoto	sokoto	PROPN
gujaf-113	54	11	state	state	PROPN
gujaf-113	54	12	.	.	PUNCT
gujaf-113	55	1	prof	prof	PROPN
gujaf-113	55	2	.	.	PUNCT
gujaf-113	56	1	aliyu	aliyu	PROPN
gujaf-113	56	2	sulaiman	sulaiman	PROPN
gujaf-113	56	3	kantudu	kantudu	PROPN
gujaf-113	56	4	,	,	PUNCT
gujaf-113	56	5	bayero	bayero	PROPN
gujaf-113	56	6	university	university	PROPN
gujaf-113	56	7	kano	kano	PROPN
gujaf-113	56	8	,	,	PUNCT
gujaf-113	56	9	kano	kano	PROPN
gujaf-113	56	10	state	state	PROPN
gujaf-113	56	11	.	.	PUNCT
gujaf-113	57	1	editorial	editorial	PROPN
gujaf-113	57	2	secretary	secretary	PROPN
gujaf-113	57	3	usman	usman	PROPN
gujaf-113	57	4	muhammad	muhammad	PROPN
gujaf-113	57	5	adam	adam	PROPN
gujaf-113	57	6	department	department	PROPN
gujaf-113	57	7	of	of	ADP
gujaf-113	57	8	accounting	accounting	NOUN
gujaf-113	57	9	and	and	CCONJ
gujaf-113	57	10	finance	finance	NOUN
gujaf-113	57	11	,	,	PUNCT
gujaf-113	57	12	federal	federal	ADJ
gujaf-113	57	13	university	university	NOUN
gujaf-113	57	14	gusau	gusau	PROPN
gujaf-113	57	15	,	,	PUNCT
gujaf-113	57	16	zamfara	zamfara	PROPN
gujaf-113	57	17	state	state	PROPN
gujaf-113	57	18	.	.	PUNCT
gujaf-113	58	1	vi	vi	NOUN
gujaf-113	58	2	call	call	NOUN
gujaf-113	58	3	for	for	ADP
gujaf-113	58	4	papers	paper	NOUN
gujaf-113	58	5	the	the	DET
gujaf-113	58	6	editorial	editorial	ADJ
gujaf-113	58	7	board	board	NOUN
gujaf-113	58	8	of	of	ADP
gujaf-113	58	9	gusau	gusau	PROPN
gujaf-113	58	10	journal	journal	PROPN
gujaf-113	58	11	of	of	ADP
gujaf-113	58	12	accounting	accounting	NOUN
gujaf-113	58	13	and	and	CCONJ
gujaf-113	58	14	finance	finance	NOUN
gujaf-113	58	15	(	(	PUNCT
gujaf-113	58	16	gujaf	gujaf	NOUN
gujaf-113	58	17	)	)	PUNCT
gujaf-113	58	18	is	be	AUX
gujaf-113	58	19	hereby	hereby	ADV
gujaf-113	58	20	inviting	invite	VERB
gujaf-113	58	21	authors	author	NOUN
gujaf-113	58	22	to	to	PART
gujaf-113	58	23	submit	submit	VERB
gujaf-113	58	24	their	their	PRON
gujaf-113	58	25	unpublished	unpublished	ADJ
gujaf-113	58	26	manuscript	manuscript	NOUN
gujaf-113	58	27	for	for	ADP
gujaf-113	58	28	publication	publication	NOUN
gujaf-113	58	29	.	.	PUNCT
gujaf-113	59	1	the	the	DET
gujaf-113	59	2	journal	journal	NOUN
gujaf-113	59	3	is	be	AUX
gujaf-113	59	4	published	publish	VERB
gujaf-113	59	5	in	in	ADP
gujaf-113	59	6	two	two	NUM
gujaf-113	59	7	issues	issue	NOUN
gujaf-113	59	8	of	of	ADP
gujaf-113	59	9	april	april	PROPN
gujaf-113	59	10	and	and	CCONJ
gujaf-113	59	11	october	october	PROPN
gujaf-113	59	12	annually	annually	ADV
gujaf-113	59	13	.	.	PUNCT
gujaf-113	60	1	gujaf	gujaf	NOUN
gujaf-113	60	2	is	be	AUX
gujaf-113	60	3	a	a	DET
gujaf-113	60	4	double	double	ADJ
gujaf-113	60	5	-	-	PUNCT
gujaf-113	60	6	blind	blind	ADJ
gujaf-113	60	7	peer	peer	NOUN
gujaf-113	60	8	reviewed	review	VERB
gujaf-113	60	9	journal	journal	NOUN
gujaf-113	60	10	published	publish	VERB
gujaf-113	60	11	by	by	ADP
gujaf-113	60	12	the	the	DET
gujaf-113	60	13	department	department	NOUN
gujaf-113	60	14	of	of	ADP
gujaf-113	60	15	accounting	accounting	NOUN
gujaf-113	60	16	and	and	CCONJ
gujaf-113	60	17	finance	finance	NOUN
gujaf-113	60	18	,	,	PUNCT
gujaf-113	60	19	faculty	faculty	NOUN
gujaf-113	60	20	of	of	ADP
gujaf-113	60	21	management	management	NOUN
gujaf-113	60	22	and	and	CCONJ
gujaf-113	60	23	social	social	ADJ
gujaf-113	60	24	sciences	science	NOUN
gujaf-113	60	25	,	,	PUNCT
gujaf-113	60	26	federal	federal	ADJ
gujaf-113	60	27	university	university	NOUN
gujaf-113	60	28	gusau	gusau	NOUN
gujaf-113	60	29	,	,	PUNCT
gujaf-113	60	30	zamfara	zamfara	PROPN
gujaf-113	60	31	state	state	PROPN
gujaf-113	60	32	nigeria	nigeria	PROPN
gujaf-113	60	33	the	the	DET
gujaf-113	60	34	journal	journal	PROPN
gujaf-113	60	35	accepts	accept	VERB
gujaf-113	60	36	papers	paper	NOUN
gujaf-113	60	37	in	in	ADP
gujaf-113	60	38	all	all	DET
gujaf-113	60	39	areas	area	NOUN
gujaf-113	60	40	of	of	ADP
gujaf-113	60	41	accounting	accounting	NOUN
gujaf-113	60	42	and	and	CCONJ
gujaf-113	60	43	finance	finance	NOUN
gujaf-113	60	44	for	for	ADP
gujaf-113	60	45	publication	publication	NOUN
gujaf-113	60	46	which	which	PRON
gujaf-113	60	47	include	include	VERB
gujaf-113	60	48	:	:	PUNCT
gujaf-113	60	49	accounting	accounting	NOUN
gujaf-113	60	50	standards	standard	NOUN
gujaf-113	60	51	,	,	PUNCT
gujaf-113	60	52	accounting	account	VERB
gujaf-113	60	53	information	information	NOUN
gujaf-113	60	54	system	system	NOUN
gujaf-113	60	55	,	,	PUNCT
gujaf-113	60	56	financial	financial	ADJ
gujaf-113	60	57	reporting	reporting	NOUN
gujaf-113	60	58	,	,	PUNCT
gujaf-113	60	59	earnings	earning	NOUN
gujaf-113	60	60	management	management	NOUN
gujaf-113	60	61	,	,	PUNCT
gujaf-113	60	62	,	,	PUNCT
gujaf-113	60	63	auditing	auditing	NOUN
gujaf-113	60	64	and	and	CCONJ
gujaf-113	60	65	investigation	investigation	NOUN
gujaf-113	60	66	,	,	PUNCT
gujaf-113	60	67	auditing	auditing	NOUN
gujaf-113	60	68	and	and	CCONJ
gujaf-113	60	69	standards	standard	NOUN
gujaf-113	60	70	,	,	PUNCT
gujaf-113	60	71	public	public	ADJ
gujaf-113	60	72	sector	sector	NOUN
gujaf-113	60	73	accounting	accounting	NOUN
gujaf-113	60	74	and	and	CCONJ
gujaf-113	60	75	auditing	auditing	NOUN
gujaf-113	60	76	,	,	PUNCT
gujaf-113	60	77	taxation	taxation	NOUN
gujaf-113	60	78	and	and	CCONJ
gujaf-113	60	79	revenue	revenue	NOUN
gujaf-113	60	80	administration	administration	NOUN
gujaf-113	60	81	,	,	PUNCT
gujaf-113	60	82	corporate	corporate	ADJ
gujaf-113	60	83	governance	governance	NOUN
gujaf-113	60	84	issues	issue	NOUN
gujaf-113	60	85	,	,	PUNCT
gujaf-113	60	86	corporate	corporate	ADJ
gujaf-113	60	87	social	social	ADJ
gujaf-113	60	88	responsibility	responsibility	NOUN
gujaf-113	60	89	,	,	PUNCT
gujaf-113	60	90	sustainability	sustainability	NOUN
gujaf-113	60	91	and	and	CCONJ
gujaf-113	60	92	environmental	environmental	ADJ
gujaf-113	60	93	reporting	reporting	NOUN
gujaf-113	60	94	issue	issue	NOUN
gujaf-113	60	95	,	,	PUNCT
gujaf-113	60	96	information	information	NOUN
gujaf-113	60	97	and	and	CCONJ
gujaf-113	60	98	communication	communication	NOUN
gujaf-113	60	99	technology	technology	NOUN
gujaf-113	60	100	issues	issue	NOUN
gujaf-113	60	101	,	,	PUNCT
gujaf-113	60	102	bankruptcy	bankruptcy	NOUN
gujaf-113	60	103	prediction	prediction	NOUN
gujaf-113	60	104	,	,	PUNCT
gujaf-113	60	105	corporate	corporate	ADJ
gujaf-113	60	106	finance	finance	NOUN
gujaf-113	60	107	,	,	PUNCT
gujaf-113	60	108	personal	personal	ADJ
gujaf-113	60	109	finance	finance	NOUN
gujaf-113	60	110	,	,	PUNCT
gujaf-113	60	111	merger	merger	NOUN
gujaf-113	60	112	and	and	CCONJ
gujaf-113	60	113	acquisitions	acquisition	NOUN
gujaf-113	60	114	,	,	PUNCT
gujaf-113	60	115	capital	capital	NOUN
gujaf-113	60	116	structure	structure	NOUN
gujaf-113	60	117	,	,	PUNCT
gujaf-113	60	118	working	work	VERB
gujaf-113	60	119	capital	capital	NOUN
gujaf-113	60	120	management	management	NOUN
gujaf-113	60	121	,	,	PUNCT
gujaf-113	60	122	enterprises	enterprise	NOUN
gujaf-113	60	123	risk	risk	NOUN
gujaf-113	60	124	management	management	NOUN
gujaf-113	60	125	,	,	PUNCT
gujaf-113	60	126	entrepreneurship	entrepreneurship	NOUN
gujaf-113	60	127	,	,	PUNCT
gujaf-113	60	128	international	international	ADJ
gujaf-113	60	129	business	business	NOUN
gujaf-113	60	130	accounting	accounting	NOUN
gujaf-113	60	131	and	and	CCONJ
gujaf-113	60	132	finance	finance	NOUN
gujaf-113	60	133	,	,	PUNCT
gujaf-113	60	134	banking	banking	NOUN
gujaf-113	60	135	crises	crisis	NOUN
gujaf-113	60	136	,	,	PUNCT
gujaf-113	60	137	bank	bank	NOUN
gujaf-113	60	138	’s	’s	PART
gujaf-113	60	139	profitability	profitability	NOUN
gujaf-113	60	140	,	,	PUNCT
gujaf-113	60	141	risk	risk	NOUN
gujaf-113	60	142	and	and	CCONJ
gujaf-113	60	143	insurance	insurance	NOUN
gujaf-113	60	144	issue	issue	NOUN
gujaf-113	60	145	,	,	PUNCT
gujaf-113	60	146	islamic	islamic	ADJ
gujaf-113	60	147	finance	finance	NOUN
gujaf-113	60	148	,	,	PUNCT
gujaf-113	60	149	conventional	conventional	ADJ
gujaf-113	60	150	and	and	CCONJ
gujaf-113	60	151	islamic	islamic	ADJ
gujaf-113	60	152	banks	bank	NOUN
gujaf-113	60	153	and	and	CCONJ
gujaf-113	60	154	so	so	ADV
gujaf-113	60	155	forth	forth	ADV
gujaf-113	60	156	.	.	PUNCT
gujaf-113	61	1	guidelines	guideline	NOUN
gujaf-113	61	2	for	for	ADP
gujaf-113	61	3	submission	submission	NOUN
gujaf-113	61	4	and	and	CCONJ
gujaf-113	61	5	manuscript	manuscript	NOUN
gujaf-113	61	6	format	format	VERB
gujaf-113	61	7	the	the	DET
gujaf-113	61	8	submission	submission	NOUN
gujaf-113	61	9	language	language	NOUN
gujaf-113	61	10	is	be	AUX
gujaf-113	61	11	english	english	PROPN
gujaf-113	61	12	and	and	CCONJ
gujaf-113	61	13	must	must	AUX
gujaf-113	61	14	be	be	AUX
gujaf-113	61	15	a	a	DET
gujaf-113	61	16	well	well	ADV
gujaf-113	61	17	-	-	PUNCT
gujaf-113	61	18	researched	research	VERB
gujaf-113	61	19	original	original	ADJ
gujaf-113	61	20	manuscript	manuscript	NOUN
gujaf-113	61	21	that	that	PRON
gujaf-113	61	22	has	have	AUX
gujaf-113	61	23	not	not	PART
gujaf-113	61	24	previously	previously	ADV
gujaf-113	61	25	been	be	AUX
gujaf-113	61	26	submitted	submit	VERB
gujaf-113	61	27	elsewhere	elsewhere	ADV
gujaf-113	61	28	for	for	ADP
gujaf-113	61	29	publication	publication	NOUN
gujaf-113	61	30	.	.	PUNCT
gujaf-113	62	1	the	the	DET
gujaf-113	62	2	paper	paper	NOUN
gujaf-113	62	3	should	should	AUX
gujaf-113	62	4	not	not	PART
gujaf-113	62	5	exceed	exceed	VERB
gujaf-113	62	6	more	more	ADJ
gujaf-113	62	7	than	than	ADP
gujaf-113	62	8	15	15	NUM
gujaf-113	62	9	pages	page	NOUN
gujaf-113	62	10	on	on	ADP
gujaf-113	62	11	a4	a4	NOUN
gujaf-113	62	12	type	type	NOUN
gujaf-113	62	13	paper	paper	NOUN
gujaf-113	62	14	in	in	ADP
gujaf-113	62	15	ms	ms	ADJ
gujaf-113	62	16	-	-	PUNCT
gujaf-113	62	17	word	word	NOUN
gujaf-113	62	18	format	format	NOUN
gujaf-113	62	19	,	,	PUNCT
gujaf-113	62	20	1.5	1.5	NUM
gujaf-113	62	21	-	-	PUNCT
gujaf-113	62	22	line	line	NOUN
gujaf-113	62	23	spacing	spacing	NOUN
gujaf-113	62	24	,	,	PUNCT
gujaf-113	62	25	12	12	NUM
gujaf-113	62	26	font	font	NOUN
gujaf-113	62	27	size	size	NOUN
gujaf-113	62	28	in	in	ADP
gujaf-113	62	29	times	time	NOUN
gujaf-113	62	30	new	new	ADJ
gujaf-113	62	31	roman	roman	NOUN
gujaf-113	62	32	.	.	PUNCT
gujaf-113	63	1	manuscript	manuscript	NOUN
gujaf-113	63	2	should	should	AUX
gujaf-113	63	3	be	be	AUX
gujaf-113	63	4	tested	test	VERB
gujaf-113	63	5	for	for	ADP
gujaf-113	63	6	plagiarism	plagiarism	NOUN
gujaf-113	63	7	before	before	ADP
gujaf-113	63	8	submission	submission	NOUN
gujaf-113	63	9	,	,	PUNCT
gujaf-113	63	10	as	as	SCONJ
gujaf-113	63	11	the	the	DET
gujaf-113	63	12	maximum	maximum	ADJ
gujaf-113	63	13	similarity	similarity	NOUN
gujaf-113	63	14	index	index	NOUN
gujaf-113	63	15	acceptable	acceptable	ADJ
gujaf-113	63	16	by	by	ADP
gujaf-113	63	17	gujaf	gujaf	NOUN
gujaf-113	63	18	is	be	AUX
gujaf-113	63	19	25	25	NUM
gujaf-113	63	20	percent	percent	NOUN
gujaf-113	63	21	.	.	PUNCT
gujaf-113	64	1	furthermore	furthermore	ADV
gujaf-113	64	2	,	,	PUNCT
gujaf-113	64	3	the	the	DET
gujaf-113	64	4	length	length	NOUN
gujaf-113	64	5	of	of	ADP
gujaf-113	64	6	a	a	DET
gujaf-113	64	7	complete	complete	ADJ
gujaf-113	64	8	article	article	NOUN
gujaf-113	64	9	should	should	AUX
gujaf-113	64	10	not	not	PART
gujaf-113	64	11	exceed	exceed	VERB
gujaf-113	64	12	5000	5000	NUM
gujaf-113	64	13	words	word	NOUN
gujaf-113	64	14	including	include	VERB
gujaf-113	64	15	an	an	DET
gujaf-113	64	16	abstract	abstract	NOUN
gujaf-113	64	17	of	of	ADP
gujaf-113	64	18	not	not	PART
gujaf-113	64	19	more	more	ADJ
gujaf-113	64	20	than	than	ADP
gujaf-113	64	21	250	250	NUM
gujaf-113	64	22	words	word	NOUN
gujaf-113	64	23	with	with	ADP
gujaf-113	64	24	a	a	DET
gujaf-113	64	25	minimum	minimum	NOUN
gujaf-113	64	26	of	of	ADP
gujaf-113	64	27	four	four	NUM
gujaf-113	64	28	key	key	ADJ
gujaf-113	64	29	words	word	NOUN
gujaf-113	64	30	immediately	immediately	ADV
gujaf-113	64	31	after	after	ADP
gujaf-113	64	32	the	the	DET
gujaf-113	64	33	abstract	abstract	NOUN
gujaf-113	64	34	.	.	PUNCT
gujaf-113	65	1	all	all	DET
gujaf-113	65	2	references	reference	NOUN
gujaf-113	65	3	including	include	VERB
gujaf-113	65	4	in	in	ADP
gujaf-113	65	5	text	text	NOUN
gujaf-113	65	6	citation	citation	NOUN
gujaf-113	65	7	and	and	CCONJ
gujaf-113	65	8	reference	reference	NOUN
gujaf-113	65	9	list	list	NOUN
gujaf-113	65	10	,	,	PUNCT
gujaf-113	65	11	tables	table	NOUN
gujaf-113	65	12	and	and	CCONJ
gujaf-113	65	13	figures	figure	NOUN
gujaf-113	65	14	should	should	AUX
gujaf-113	65	15	be	be	AUX
gujaf-113	65	16	in	in	ADP
gujaf-113	65	17	line	line	NOUN
gujaf-113	65	18	with	with	ADP
gujaf-113	65	19	apa	apa	PROPN
gujaf-113	65	20	7	7	NUM
gujaf-113	65	21	th	th	X
gujaf-113	65	22	edition	edition	NOUN
gujaf-113	65	23	publication	publication	NOUN
gujaf-113	65	24	manual	manual	NOUN
gujaf-113	65	25	.	.	PUNCT
gujaf-113	66	1	finally	finally	ADV
gujaf-113	66	2	,	,	PUNCT
gujaf-113	66	3	manuscript	manuscript	NOUN
gujaf-113	66	4	should	should	AUX
gujaf-113	66	5	be	be	AUX
gujaf-113	66	6	send	send	VERB
gujaf-113	66	7	to	to	ADP
gujaf-113	66	8	our	our	PRON
gujaf-113	66	9	email	email	NOUN
gujaf-113	66	10	address	address	NOUN
gujaf-113	66	11	elfarouk105@gmail.com	elfarouk105@gmail.com	X
gujaf-113	66	12	and	and	CCONJ
gujaf-113	66	13	a	a	DET
gujaf-113	66	14	copy	copy	NOUN
gujaf-113	66	15	to	to	ADP
gujaf-113	66	16	our	our	PRON
gujaf-113	66	17	website	website	NOUN
gujaf-113	66	18	on	on	ADP
gujaf-113	66	19	journals.gujaf.com.ng	journals.gujaf.com.ng	PROPN
gujaf-113	66	20	http://www.gujaf.com.ng/	http://www.gujaf.com.ng/	PROPN
gujaf-113	66	21	vii	vii	PROPN
gujaf-113	66	22	publication	publication	NOUN
gujaf-113	66	23	procedure	procedure	NOUN
gujaf-113	66	24	after	after	ADP
gujaf-113	66	25	receiving	receive	VERB
gujaf-113	66	26	a	a	DET
gujaf-113	66	27	manuscript	manuscript	NOUN
gujaf-113	66	28	that	that	PRON
gujaf-113	66	29	is	be	AUX
gujaf-113	66	30	within	within	ADP
gujaf-113	66	31	the	the	DET
gujaf-113	66	32	similarity	similarity	NOUN
gujaf-113	66	33	index	index	NOUN
gujaf-113	66	34	threshold	threshold	NOUN
gujaf-113	66	35	,	,	PUNCT
gujaf-113	66	36	a	a	DET
gujaf-113	66	37	confirmation	confirmation	NOUN
gujaf-113	66	38	email	email	NOUN
gujaf-113	66	39	will	will	AUX
gujaf-113	66	40	be	be	AUX
gujaf-113	66	41	send	send	VERB
gujaf-113	66	42	together	together	ADV
gujaf-113	66	43	with	with	ADP
gujaf-113	66	44	a	a	DET
gujaf-113	66	45	request	request	NOUN
gujaf-113	66	46	to	to	PART
gujaf-113	66	47	pay	pay	VERB
gujaf-113	66	48	a	a	DET
gujaf-113	66	49	review	review	NOUN
gujaf-113	66	50	proceeding	proceeding	NOUN
gujaf-113	66	51	fee	fee	NOUN
gujaf-113	66	52	.	.	PUNCT
gujaf-113	67	1	at	at	ADP
gujaf-113	67	2	this	this	DET
gujaf-113	67	3	point	point	NOUN
gujaf-113	67	4	,	,	PUNCT
gujaf-113	67	5	the	the	DET
gujaf-113	67	6	editorial	editorial	ADJ
gujaf-113	67	7	board	board	NOUN
gujaf-113	67	8	will	will	AUX
gujaf-113	67	9	take	take	VERB
gujaf-113	67	10	a	a	DET
gujaf-113	67	11	decision	decision	NOUN
gujaf-113	67	12	on	on	ADP
gujaf-113	67	13	accepting	accept	VERB
gujaf-113	67	14	,	,	PUNCT
gujaf-113	67	15	rejecting	reject	VERB
gujaf-113	67	16	or	or	CCONJ
gujaf-113	67	17	making	make	VERB
gujaf-113	67	18	a	a	DET
gujaf-113	67	19	resubmission	resubmission	NOUN
gujaf-113	67	20	of	of	ADP
gujaf-113	67	21	the	the	DET
gujaf-113	67	22	manuscript	manuscript	NOUN
gujaf-113	67	23	based	base	VERB
gujaf-113	67	24	on	on	ADP
gujaf-113	67	25	the	the	DET
gujaf-113	67	26	outcome	outcome	NOUN
gujaf-113	67	27	of	of	ADP
gujaf-113	67	28	the	the	DET
gujaf-113	67	29	double	double	ADJ
gujaf-113	67	30	-	-	PUNCT
gujaf-113	67	31	blind	blind	ADJ
gujaf-113	67	32	peer	peer	NOUN
gujaf-113	67	33	review	review	NOUN
gujaf-113	67	34	.	.	PUNCT
gujaf-113	68	1	those	those	DET
gujaf-113	68	2	authors	author	NOUN
gujaf-113	68	3	whose	whose	DET
gujaf-113	68	4	manuscript	manuscript	NOUN
gujaf-113	68	5	were	be	AUX
gujaf-113	68	6	accepted	accept	VERB
gujaf-113	68	7	for	for	ADP
gujaf-113	68	8	publication	publication	NOUN
gujaf-113	68	9	will	will	AUX
gujaf-113	68	10	be	be	AUX
gujaf-113	68	11	asked	ask	VERB
gujaf-113	68	12	to	to	PART
gujaf-113	68	13	pay	pay	VERB
gujaf-113	68	14	a	a	DET
gujaf-113	68	15	publication	publication	NOUN
gujaf-113	68	16	fee	fee	NOUN
gujaf-113	68	17	,	,	PUNCT
gujaf-113	68	18	after	after	ADP
gujaf-113	68	19	effecting	effect	VERB
gujaf-113	68	20	all	all	DET
gujaf-113	68	21	suggested	suggest	VERB
gujaf-113	68	22	corrections	correction	NOUN
gujaf-113	68	23	and	and	CCONJ
gujaf-113	68	24	changes	change	NOUN
gujaf-113	68	25	made	make	VERB
gujaf-113	68	26	on	on	ADP
gujaf-113	68	27	the	the	DET
gujaf-113	68	28	manuscript	manuscript	NOUN
gujaf-113	68	29	.	.	PUNCT
gujaf-113	69	1	all	all	DET
gujaf-113	69	2	corrected	correct	VERB
gujaf-113	69	3	papers	paper	NOUN
gujaf-113	69	4	returned	return	VERB
gujaf-113	69	5	within	within	ADP
gujaf-113	69	6	the	the	DET
gujaf-113	69	7	specified	specify	VERB
gujaf-113	69	8	time	time	NOUN
gujaf-113	69	9	frame	frame	NOUN
gujaf-113	69	10	will	will	AUX
gujaf-113	69	11	be	be	AUX
gujaf-113	69	12	published	publish	VERB
gujaf-113	69	13	in	in	ADP
gujaf-113	69	14	that	that	DET
gujaf-113	69	15	issue	issue	NOUN
gujaf-113	69	16	.	.	PUNCT
gujaf-113	70	1	payment	payment	NOUN
gujaf-113	70	2	details	detail	NOUN
gujaf-113	70	3	bank	bank	NOUN
gujaf-113	70	4	:	:	PUNCT
gujaf-113	70	5	fcmb	fcmb	PROPN
gujaf-113	70	6	account	account	PROPN
gujaf-113	70	7	number	number	NOUN
gujaf-113	70	8	:	:	PUNCT
gujaf-113	70	9	7278465011	7278465011	NUM
gujaf-113	70	10	account	account	NOUN
gujaf-113	70	11	name	name	NOUN
gujaf-113	70	12	:	:	PUNCT
gujaf-113	70	13	gusau	gusau	PROPN
gujaf-113	70	14	journal	journal	NOUN
gujaf-113	70	15	of	of	ADP
gujaf-113	70	16	accounting	accounting	NOUN
gujaf-113	70	17	and	and	CCONJ
gujaf-113	70	18	finance	finance	NOUN
gujaf-113	70	19	for	for	ADP
gujaf-113	70	20	inquiry	inquiry	NOUN
gujaf-113	70	21	the	the	DET
gujaf-113	70	22	head	head	NOUN
gujaf-113	70	23	,	,	PUNCT
gujaf-113	70	24	department	department	NOUN
gujaf-113	70	25	of	of	ADP
gujaf-113	70	26	accounting	accounting	NOUN
gujaf-113	70	27	and	and	CCONJ
gujaf-113	70	28	finance	finance	NOUN
gujaf-113	70	29	,	,	PUNCT
gujaf-113	70	30	federal	federal	ADJ
gujaf-113	70	31	university	university	NOUN
gujaf-113	70	32	gusau	gusau	PROPN
gujaf-113	70	33	,	,	PUNCT
gujaf-113	70	34	zamfara	zamfara	PROPN
gujaf-113	70	35	state	state	PROPN
gujaf-113	70	36	.	.	PUNCT
gujaf-113	71	1	elfarouk105@gmail.com	elfarouk105@gmail.com	X
gujaf-113	72	1	+2348069393824	+2348069393824	PRON
gujaf-113	72	2	for	for	ADP
gujaf-113	72	3	more	more	ADJ
gujaf-113	72	4	information	information	NOUN
gujaf-113	72	5	,	,	PUNCT
gujaf-113	72	6	contact	contact	VERB
gujaf-113	72	7	the	the	DET
gujaf-113	72	8	editor	editor	NOUN
gujaf-113	72	9	-	-	PUNCT
gujaf-113	72	10	in	in	ADP
gujaf-113	72	11	-	-	PUNCT
gujaf-113	72	12	chief	chief	NOUN
gujaf-113	72	13	on	on	ADP
gujaf-113	72	14	+2348067766435	+2348067766435	NUM
gujaf-113	72	15	the	the	DET
gujaf-113	72	16	associate	associate	ADJ
gujaf-113	72	17	editor	editor	NOUN
gujaf-113	72	18	on	on	ADP
gujaf-113	72	19	+2348036057525	+2348036057525	NUM
gujaf-113	72	20	or	or	CCONJ
gujaf-113	72	21	visit	visit	VERB
gujaf-113	72	22	our	our	PRON
gujaf-113	72	23	website	website	NOUN
gujaf-113	72	24	on	on	ADP
gujaf-113	72	25	www.gujaf.com.ng	www.gujaf.com.ng	NOUN
gujaf-113	72	26	or	or	CCONJ
gujaf-113	72	27	journals.gujaf.com.ng	journals.gujaf.com.ng	VERB
gujaf-113	72	28	http://www.gujaf.com.ng/	http://www.gujaf.com.ng/	PROPN
gujaf-113	72	29	http://www.gujaf.com.ng/	http://www.gujaf.com.ng/	PROPN
gujaf-113	72	30	viii	viii	ADJ
gujaf-113	72	31	contents	content	NOUN
gujaf-113	72	32	mediating	mediate	VERB
gujaf-113	72	33	effect	effect	NOUN
gujaf-113	72	34	of	of	ADP
gujaf-113	72	35	audit	audit	NOUN
gujaf-113	72	36	committee	committee	NOUN
gujaf-113	72	37	on	on	ADP
gujaf-113	72	38	board	board	PROPN
gujaf-113	72	39	dynamic	dynamic	ADJ
gujaf-113	72	40	and	and	CCONJ
gujaf-113	72	41	creative	creative	ADJ
gujaf-113	72	42	accounting	accounting	NOUN
gujaf-113	72	43	in	in	ADP
gujaf-113	72	44	nigerian	nigerian	ADJ
gujaf-113	72	45	firms	firm	NOUN
gujaf-113	72	46	abbas	abbas	PROPN
gujaf-113	72	47	usman	usman	PROPN
gujaf-113	72	48	phd	phd	PROPN
gujaf-113	72	49	,	,	PUNCT
gujaf-113	72	50	shehu	shehu	PROPN
gujaf-113	72	51	usman	usman	PROPN
gujaf-113	72	52	hassan	hassan	PROPN
gujaf-113	72	53	phd	phd	PROPN
gujaf-113	72	54	1	1	NUM
gujaf-113	72	55	financial	financial	ADJ
gujaf-113	72	56	performance	performance	NOUN
gujaf-113	72	57	of	of	ADP
gujaf-113	72	58	banks	bank	NOUN
gujaf-113	72	59	in	in	ADP
gujaf-113	72	60	selected	select	VERB
gujaf-113	72	61	african	african	ADJ
gujaf-113	72	62	countries	country	NOUN
gujaf-113	72	63	:	:	PUNCT
gujaf-113	72	64	does	do	VERB
gujaf-113	72	65	institutional	institutional	ADJ
gujaf-113	72	66	quality	quality	NOUN
gujaf-113	72	67	matter	matter	NOUN
gujaf-113	72	68	?	?	PUNCT
gujaf-113	73	1	toluwa	toluwa	PROPN
gujaf-113	73	2	celestine	celestine	PROPN
gujaf-113	73	3	oladele	oladele	PROPN
gujaf-113	73	4	phd	phd	PROPN
gujaf-113	73	5	,	,	PUNCT
gujaf-113	73	6	peters	peters	PROPN
gujaf-113	73	7	ade	ade	PROPN
gujaf-113	73	8	sanni	sanni	PROPN
gujaf-113	73	9	22	22	NUM
gujaf-113	73	10	firm	firm	ADJ
gujaf-113	73	11	-	-	PUNCT
gujaf-113	73	12	specific	specific	ADJ
gujaf-113	73	13	characteristcs	characteristcs	NOUN
gujaf-113	73	14	and	and	CCONJ
gujaf-113	73	15	financial	financial	ADJ
gujaf-113	73	16	performance	performance	NOUN
gujaf-113	73	17	of	of	ADP
gujaf-113	73	18	listed	list	VERB
gujaf-113	73	19	agricultural	agricultural	ADJ
gujaf-113	73	20	companies	company	NOUN
gujaf-113	73	21	in	in	ADP
gujaf-113	73	22	nigeria	nigeria	PROPN
gujaf-113	73	23	abdulrazaq	abdulrazaq	PROPN
gujaf-113	73	24	t.	t.	PROPN
gujaf-113	73	25	jimoh	jimoh	PROPN
gujaf-113	73	26	,	,	PUNCT
gujaf-113	73	27	john	john	PROPN
gujaf-113	73	28	a.	a.	PROPN
gujaf-113	73	29	attah	attah	PROPN
gujaf-113	74	1	33	33	NUM
gujaf-113	74	2	effect	effect	NOUN
gujaf-113	74	3	of	of	ADP
gujaf-113	74	4	financial	financial	ADJ
gujaf-113	74	5	leverage	leverage	NOUN
gujaf-113	74	6	on	on	ADP
gujaf-113	74	7	stock	stock	NOUN
gujaf-113	74	8	returns	return	NOUN
gujaf-113	74	9	of	of	ADP
gujaf-113	74	10	listed	list	VERB
gujaf-113	74	11	companies	company	NOUN
gujaf-113	74	12	in	in	ADP
gujaf-113	74	13	nigeria	nigeria	PROPN
gujaf-113	74	14	capital	capital	PROPN
gujaf-113	74	15	market	market	PROPN
gujaf-113	74	16	abdulrahman	abdulrahman	PROPN
gujaf-113	74	17	abubakar	abubakar	PROPN
gujaf-113	74	18	,	,	PUNCT
gujaf-113	74	19	prof	prof	PROPN
gujaf-113	74	20	.	.	PUNCT
gujaf-113	75	1	ahmad	ahmad	PROPN
gujaf-113	75	2	bello	bello	PROPN
gujaf-113	75	3	,	,	PUNCT
gujaf-113	75	4	prof	prof	PROPN
gujaf-113	75	5	.	.	PUNCT
gujaf-113	75	6	s.	s.	PROPN
gujaf-113	75	7	a.	a.	PROPN
gujaf-113	75	8	abdullahi	abdullahi	PROPN
gujaf-113	75	9	,	,	PUNCT
gujaf-113	75	10	dr	dr	PROPN
gujaf-113	75	11	.	.	PROPN
gujaf-113	75	12	m.	m.	PROPN
gujaf-113	75	13	d.	d.	PROPN
gujaf-113	75	14	tahir	tahir	PROPN
gujaf-113	75	15	45	45	NUM
gujaf-113	75	16	efficiency	efficiency	NOUN
gujaf-113	75	17	of	of	ADP
gujaf-113	75	18	deposit	deposit	NOUN
gujaf-113	75	19	money	money	NOUN
gujaf-113	75	20	banks	bank	NOUN
gujaf-113	75	21	in	in	ADP
gujaf-113	75	22	nigeria	nigeria	PROPN
gujaf-113	75	23	:	:	PUNCT
gujaf-113	75	24	data	datum	NOUN
gujaf-113	75	25	envelopment	envelopment	ADJ
gujaf-113	75	26	analysis	analysis	NOUN
gujaf-113	75	27	approach	approach	NOUN
gujaf-113	75	28	mayowa	mayowa	PROPN
gujaf-113	75	29	gabriel	gabriel	PROPN
gujaf-113	75	30	ajao	ajao	PROPN
gujaf-113	75	31	,	,	PUNCT
gujaf-113	75	32	phd	phd	NOUN
gujaf-113	75	33	,	,	PUNCT
gujaf-113	75	34	lucky	lucky	ADJ
gujaf-113	75	35	charity	charity	NOUN
gujaf-113	75	36	omoregie	omoregie	PROPN
gujaf-113	75	37	,	,	PUNCT
gujaf-113	75	38	phd	phd	NOUN
gujaf-113	75	39	57	57	NUM
gujaf-113	75	40	credit	credit	NOUN
gujaf-113	75	41	appraisal	appraisal	NOUN
gujaf-113	75	42	,	,	PUNCT
gujaf-113	75	43	collection	collection	NOUN
gujaf-113	75	44	policy	policy	NOUN
gujaf-113	75	45	and	and	CCONJ
gujaf-113	75	46	loan	loan	NOUN
gujaf-113	75	47	performance	performance	NOUN
gujaf-113	75	48	of	of	ADP
gujaf-113	75	49	microfinance	microfinance	NOUN
gujaf-113	75	50	banks	bank	NOUN
gujaf-113	75	51	in	in	ADP
gujaf-113	75	52	kwara	kwara	PROPN
gujaf-113	75	53	state	state	PROPN
gujaf-113	75	54	,	,	PUNCT
gujaf-113	75	55	nigeria	nigeria	PROPN
gujaf-113	75	56	lukman	lukman	PROPN
gujaf-113	75	57	a.	a.	PROPN
gujaf-113	75	58	o.	o.	PROPN
gujaf-113	75	59	abdulrauf	abdulrauf	PROPN
gujaf-113	75	60	69	69	NUM
gujaf-113	75	61	environmental	environmental	ADJ
gujaf-113	75	62	sustainability	sustainability	NOUN
gujaf-113	75	63	disclosure	disclosure	NOUN
gujaf-113	75	64	and	and	CCONJ
gujaf-113	75	65	market	market	NOUN
gujaf-113	75	66	value	value	NOUN
gujaf-113	75	67	of	of	ADP
gujaf-113	75	68	listed	list	VERB
gujaf-113	75	69	oil	oil	NOUN
gujaf-113	75	70	and	and	CCONJ
gujaf-113	75	71	gas	gas	NOUN
gujaf-113	75	72	firms	firm	NOUN
gujaf-113	75	73	in	in	ADP
gujaf-113	75	74	nigeria	nigeria	PROPN
gujaf-113	75	75	munir	munir	PROPN
gujaf-113	75	76	aliyu	aliyu	PROPN
gujaf-113	75	77	saleh	saleh	PROPN
gujaf-113	75	78	,	,	PUNCT
gujaf-113	75	79	sirajo	sirajo	PROPN
gujaf-113	75	80	bappah	bappah	PROPN
gujaf-113	75	81	,	,	PUNCT
gujaf-113	75	82	prof	prof	PROPN
gujaf-113	75	83	.	.	PUNCT
gujaf-113	76	1	gbegi	gbegi	PROPN
gujaf-113	76	2	daniel	daniel	PROPN
gujaf-113	76	3	orsaa	orsaa	PROPN
gujaf-113	76	4	,	,	PUNCT
gujaf-113	76	5	ibrahim	ibrahim	PROPN
gujaf-113	76	6	adamu	adamu	PROPN
gujaf-113	76	7	saleh	saleh	PROPN
gujaf-113	76	8	phd	phd	PROPN
gujaf-113	76	9	81	81	NUM
gujaf-113	76	10	audit	audit	NOUN
gujaf-113	76	11	quality	quality	NOUN
gujaf-113	76	12	,	,	PUNCT
gujaf-113	76	13	tenure	tenure	NOUN
gujaf-113	76	14	and	and	CCONJ
gujaf-113	76	15	real	real	ADJ
gujaf-113	76	16	earnings	earning	NOUN
gujaf-113	76	17	management	management	NOUN
gujaf-113	76	18	of	of	ADP
gujaf-113	76	19	listed	list	VERB
gujaf-113	76	20	nonfinancial	nonfinancial	ADJ
gujaf-113	76	21	firms	firm	NOUN
gujaf-113	76	22	in	in	ADP
gujaf-113	76	23	nigeria	nigeria	PROPN
gujaf-113	76	24	ahmed	ahmed	PROPN
gujaf-113	76	25	mohammed	mohammed	PROPN
gujaf-113	76	26	,	,	PUNCT
gujaf-113	76	27	ademu	ademu	PROPN
gujaf-113	76	28	yahaya	yahaya	PROPN
gujaf-113	76	29	,	,	PUNCT
gujaf-113	76	30	musa	musa	PROPN
gujaf-113	76	31	zakariya	zakariya	PROPN
gujaf-113	76	32	95	95	NUM
gujaf-113	76	33	effect	effect	NOUN
gujaf-113	76	34	of	of	ADP
gujaf-113	76	35	ceo	ceo	NOUN
gujaf-113	76	36	pay	pay	NOUN
gujaf-113	76	37	and	and	CCONJ
gujaf-113	76	38	ceo	ceo	NOUN
gujaf-113	76	39	power	power	NOUN
gujaf-113	76	40	on	on	ADP
gujaf-113	76	41	risk	risk	NOUN
gujaf-113	76	42	-	-	PUNCT
gujaf-113	76	43	taking	taking	NOUN
gujaf-113	76	44	of	of	ADP
gujaf-113	76	45	listed	list	VERB
gujaf-113	76	46	deposit	deposit	NOUN
gujaf-113	76	47	money	money	NOUN
gujaf-113	76	48	banks	bank	NOUN
gujaf-113	76	49	in	in	ADP
gujaf-113	76	50	nigeria	nigeria	PROPN
gujaf-113	76	51	ismaila	ismaila	PROPN
gujaf-113	76	52	yusuf	yusuf	PROPN
gujaf-113	76	53	,	,	PUNCT
gujaf-113	76	54	dr	dr	PROPN
gujaf-113	76	55	.	.	PROPN
gujaf-113	76	56	salisu	salisu	PROPN
gujaf-113	76	57	abubakar	abubakar	PROPN
gujaf-113	76	58	,	,	PUNCT
gujaf-113	76	59	dr	dr	PROPN
gujaf-113	76	60	.	.	PROPN
gujaf-113	76	61	idris	idris	PROPN
gujaf-113	76	62	ahmed	ahmed	PROPN
gujaf-113	76	63	aliyu	aliyu	PROPN
gujaf-113	76	64	,	,	PUNCT
gujaf-113	76	65	dr	dr	PROPN
gujaf-113	76	66	.	.	PROPN
gujaf-113	76	67	(	(	PUNCT
gujaf-113	76	68	mrs	mrs	PROPN
gujaf-113	76	69	)	)	PUNCT
gujaf-113	76	70	aneitie	aneitie	PROPN
gujaf-113	76	71	charles	charles	PROPN
gujaf-113	76	72	dikki	dikki	PROPN
gujaf-113	76	73	104	104	NUM
gujaf-113	76	74	nexus	nexus	NOUN
gujaf-113	76	75	between	between	ADP
gujaf-113	76	76	taxation	taxation	NOUN
gujaf-113	76	77	and	and	CCONJ
gujaf-113	76	78	foreign	foreign	ADJ
gujaf-113	76	79	direct	direct	ADJ
gujaf-113	76	80	investment	investment	NOUN
gujaf-113	76	81	in	in	ADP
gujaf-113	76	82	nigeria	nigeria	PROPN
gujaf-113	76	83	daniel	daniel	PROPN
gujaf-113	76	84	ayegbeni	ayegbeni	PROPN
gujaf-113	76	85	ulokoaga	ulokoaga	PROPN
gujaf-113	76	86	,	,	PUNCT
gujaf-113	76	87	esther	esther	PROPN
gujaf-113	76	88	ikavbo	ikavbo	PROPN
gujaf-113	76	89	evbayiro	evbayiro	NOUN
gujaf-113	76	90	-	-	PUNCT
gujaf-113	76	91	osagie	osagie	NOUN
gujaf-113	76	92	(	(	PUNCT
gujaf-113	76	93	mrs	mrs	PROPN
gujaf-113	76	94	)	)	PUNCT
gujaf-113	76	95	,	,	PUNCT
gujaf-113	76	96	ph	ph	PROPN
gujaf-113	76	97	.	.	PROPN
gujaf-113	76	98	d	d	PROPN
gujaf-113	76	99	115	115	NUM
gujaf-113	76	100	working	working	NOUN
gujaf-113	76	101	capital	capital	NOUN
gujaf-113	76	102	management	management	NOUN
gujaf-113	76	103	and	and	CCONJ
gujaf-113	76	104	profitability	profitability	NOUN
gujaf-113	76	105	of	of	ADP
gujaf-113	76	106	listed	list	VERB
gujaf-113	76	107	consumer	consumer	NOUN
gujaf-113	76	108	and	and	CCONJ
gujaf-113	76	109	industrial	industrial	ADJ
gujaf-113	76	110	goods	good	NOUN
gujaf-113	76	111	companies	company	NOUN
gujaf-113	76	112	in	in	ADP
gujaf-113	76	113	nigeria	nigeria	PROPN
gujaf-113	76	114	kwasau	kwasau	PROPN
gujaf-113	76	115	ntyak	ntyak	PROPN
gujaf-113	76	116	leah	leah	PROPN
gujaf-113	76	117	,	,	PUNCT
gujaf-113	76	118	samuel	samuel	PROPN
gujaf-113	76	119	eniola	eniola	PROPN
gujaf-113	76	120	agbi	agbi	PROPN
gujaf-113	76	121	phd	phd	PROPN
gujaf-113	76	122	,	,	PUNCT
gujaf-113	76	123	lateef	lateef	PROPN
gujaf-113	76	124	olumide	olumide	PROPN
gujaf-113	76	125	mustapha	mustapha	PROPN
gujaf-113	76	126	phd	phd	PROPN
gujaf-113	76	127	125	125	NUM
gujaf-113	76	128	value	value	NOUN
gujaf-113	76	129	relevance	relevance	NOUN
gujaf-113	76	130	of	of	ADP
gujaf-113	76	131	earnings	earning	NOUN
gujaf-113	76	132	and	and	CCONJ
gujaf-113	76	133	book	book	NOUN
gujaf-113	76	134	value	value	NOUN
gujaf-113	76	135	:	:	PUNCT
gujaf-113	76	136	a	a	DET
gujaf-113	76	137	comparative	comparative	ADJ
gujaf-113	76	138	analysis	analysis	NOUN
gujaf-113	76	139	between	between	ADP
gujaf-113	76	140	big4	big4	NOUN
gujaf-113	76	141	and	and	CCONJ
gujaf-113	76	142	non	non	ADJ
gujaf-113	76	143	-	-	ADJ
gujaf-113	76	144	big4	big4	ADJ
gujaf-113	76	145	audited	audit	VERB
gujaf-113	76	146	listed	list	VERB
gujaf-113	76	147	firms	firm	NOUN
gujaf-113	76	148	in	in	ADP
gujaf-113	76	149	nigeria	nigeria	PROPN
gujaf-113	76	150	abdu	abdu	PROPN
gujaf-113	76	151	abubakar	abubakar	PROPN
gujaf-113	76	152	,	,	PUNCT
gujaf-113	76	153	ishaya	ishaya	PROPN
gujaf-113	76	154	luka	luka	PROPN
gujaf-113	76	155	chechet	chechet	PROPN
gujaf-113	76	156	phd	phd	PROPN
gujaf-113	76	157	,	,	PUNCT
gujaf-113	76	158	muazu	muazu	ADJ
gujaf-113	76	159	saidu	saidu	PROPN
gujaf-113	76	160	badara	badara	PROPN
gujaf-113	76	161	phd	phd	NOUN
gujaf-113	76	162	,	,	PUNCT
gujaf-113	76	163	yunusa	yunusa	PROPN
gujaf-113	76	164	nasiru	nasiru	PROPN
gujaf-113	76	165	phd	phd	PROPN
gujaf-113	76	166	136	136	NUM
gujaf-113	76	167	ix	ix	ADP
gujaf-113	76	168	value	value	NOUN
gujaf-113	76	169	relevance	relevance	NOUN
gujaf-113	76	170	of	of	ADP
gujaf-113	76	171	international	international	ADJ
gujaf-113	76	172	financial	financial	ADJ
gujaf-113	76	173	reporting	reporting	NOUN
gujaf-113	76	174	standard	standard	NOUN
gujaf-113	76	175	4	4	NUM
gujaf-113	76	176	(	(	PUNCT
gujaf-113	76	177	ifrs	ifrs	NOUN
gujaf-113	76	178	4	4	NUM
gujaf-113	76	179	)	)	PUNCT
gujaf-113	76	180	of	of	ADP
gujaf-113	76	181	listed	list	VERB
gujaf-113	76	182	nigerian	nigerian	ADJ
gujaf-113	76	183	insurance	insurance	NOUN
gujaf-113	76	184	firms	firm	NOUN
gujaf-113	76	185	mariya	mariya	PROPN
gujaf-113	76	186	mohammed	mohammed	PROPN
gujaf-113	76	187	hafiz	hafiz	PROPN
gujaf-113	76	188	,	,	PUNCT
gujaf-113	76	189	muhammad	muhammad	PROPN
gujaf-113	76	190	mustapha	mustapha	PROPN
gujaf-113	76	191	bagudo	bagudo	PROPN
gujaf-113	76	192	phd	phd	PROPN
gujaf-113	76	193	,	,	PUNCT
gujaf-113	76	194	salisu	salisu	ADJ
gujaf-113	76	195	abubakar	abubakar	PROPN
gujaf-113	76	196	phd	phd	NOUN
gujaf-113	76	197	145	145	NUM
gujaf-113	76	198	determinants	determinant	NOUN
gujaf-113	76	199	of	of	ADP
gujaf-113	76	200	audit	audit	NOUN
gujaf-113	76	201	fees	fee	NOUN
gujaf-113	76	202	of	of	ADP
gujaf-113	76	203	listed	list	VERB
gujaf-113	76	204	insurance	insurance	NOUN
gujaf-113	76	205	companies	company	NOUN
gujaf-113	76	206	in	in	ADP
gujaf-113	76	207	nigeria	nigeria	PROPN
gujaf-113	76	208	sagir	sagir	PROPN
gujaf-113	76	209	lawal	lawal	PROPN
gujaf-113	76	210	,	,	PUNCT
gujaf-113	76	211	phd	phd	NOUN
gujaf-113	76	212	,	,	PUNCT
gujaf-113	76	213	mohammed	mohammed	PROPN
gujaf-113	76	214	ibrahim	ibrahim	PROPN
gujaf-113	76	215	,	,	PUNCT
gujaf-113	76	216	phd	phd	NOUN
gujaf-113	76	217	158	158	NUM
gujaf-113	76	218	taxation	taxation	NOUN
gujaf-113	76	219	and	and	CCONJ
gujaf-113	76	220	social	social	ADJ
gujaf-113	76	221	services	service	NOUN
gujaf-113	76	222	:	:	PUNCT
gujaf-113	76	223	evidence	evidence	NOUN
gujaf-113	76	224	from	from	ADP
gujaf-113	76	225	nigeria	nigeria	PROPN
gujaf-113	76	226	adegbite	adegbite	PROPN
gujaf-113	76	227	,	,	PUNCT
gujaf-113	76	228	tajudeen	tajudeen	NOUN
gujaf-113	76	229	adejare	adejare	NOUN
gujaf-113	76	230	,	,	PUNCT
gujaf-113	76	231	phd	phd	NOUN
gujaf-113	76	232	,	,	PUNCT
gujaf-113	76	233	abdussamad	abdussamad	PROPN
gujaf-113	76	234	,	,	PUNCT
gujaf-113	76	235	olarinde	olarinde	VERB
gujaf-113	76	236	171	171	NUM
gujaf-113	76	237	ownership	ownership	NOUN
gujaf-113	76	238	structure	structure	NOUN
gujaf-113	76	239	and	and	CCONJ
gujaf-113	76	240	financial	financial	ADJ
gujaf-113	76	241	performance	performance	NOUN
gujaf-113	76	242	of	of	ADP
gujaf-113	76	243	quoted	quote	VERB
gujaf-113	76	244	mortgage	mortgage	NOUN
gujaf-113	76	245	banks	bank	NOUN
gujaf-113	76	246	in	in	ADP
gujaf-113	76	247	nigeria	nigeria	PROPN
gujaf-113	76	248	awotundun	awotundun	PROPN
gujaf-113	76	249	,	,	PUNCT
gujaf-113	76	250	d.	d.	PROPN
gujaf-113	76	251	a.	a.	PROPN
gujaf-113	76	252	,	,	PUNCT
gujaf-113	76	253	phd	phd	NOUN
gujaf-113	76	254	,	,	PUNCT
gujaf-113	76	255	jinadu	jinadu	ADJ
gujaf-113	76	256	,	,	PUNCT
gujaf-113	76	257	m.	m.	PROPN
gujaf-113	76	258	y.	y.	PROPN
gujaf-113	76	259	b.	b.	PROPN
gujaf-113	76	260	,	,	PUNCT
gujaf-113	76	261	fakunmoju	fakunmoju	PROPN
gujaf-113	76	262	,	,	PUNCT
gujaf-113	76	263	s.	s.	PROPN
gujaf-113	76	264	k.	k.	PROPN
gujaf-113	76	265	,	,	PUNCT
gujaf-113	76	266	phd	phd	PROPN
gujaf-113	76	267	.	.	PROPN
gujaf-113	76	268	183	183	NUM
gujaf-113	76	269	capital	capital	NOUN
gujaf-113	76	270	structure	structure	NOUN
gujaf-113	76	271	and	and	CCONJ
gujaf-113	76	272	profitability	profitability	NOUN
gujaf-113	76	273	of	of	ADP
gujaf-113	76	274	listed	list	VERB
gujaf-113	76	275	deposit	deposit	NOUN
gujaf-113	76	276	money	money	NOUN
gujaf-113	76	277	banks	bank	NOUN
gujaf-113	76	278	in	in	ADP
gujaf-113	76	279	nigeria	nigeria	PROPN
gujaf-113	76	280	rahji	rahji	PROPN
gujaf-113	76	281	ohize	ohize	PROPN
gujaf-113	76	282	ibrahim	ibrahim	PROPN
gujaf-113	76	283	,	,	PUNCT
gujaf-113	76	284	kamaldeen	kamaldeen	VERB
gujaf-113	76	285	ibraheem	ibraheem	PROPN
gujaf-113	76	286	nageri	nageri	PROPN
gujaf-113	76	287	,	,	PUNCT
gujaf-113	76	288	phd	phd	NOUN
gujaf-113	76	289	,	,	PUNCT
gujaf-113	76	290	abdullai	abdullai	NOUN
gujaf-113	76	291	agbaje	agbaje	NOUN
gujaf-113	76	292	salami	salami	NOUN
gujaf-113	76	293	,	,	PUNCT
gujaf-113	76	294	phd	phd	NOUN
gujaf-113	76	295	194	194	NUM
gujaf-113	76	296	1	1	NUM
gujaf-113	76	297	financial	financial	ADJ
gujaf-113	76	298	performance	performance	NOUN
gujaf-113	76	299	of	of	ADP
gujaf-113	76	300	banks	bank	NOUN
gujaf-113	76	301	in	in	ADP
gujaf-113	76	302	selected	select	VERB
gujaf-113	76	303	african	african	ADJ
gujaf-113	76	304	countries	country	NOUN
gujaf-113	76	305	:	:	PUNCT
gujaf-113	76	306	does	do	VERB
gujaf-113	76	307	institutional	institutional	ADJ
gujaf-113	76	308	quality	quality	NOUN
gujaf-113	76	309	matter	matter	NOUN
gujaf-113	76	310	?	?	PUNCT
gujaf-113	77	1	toluwa	toluwa	PROPN
gujaf-113	77	2	celestine	celestine	PROPN
gujaf-113	77	3	oladele	oladele	PROPN
gujaf-113	77	4	phd	phd	PROPN
gujaf-113	77	5	department	department	PROPN
gujaf-113	77	6	of	of	ADP
gujaf-113	77	7	accounting	accounting	NOUN
gujaf-113	77	8	and	and	CCONJ
gujaf-113	77	9	finance	finance	NOUN
gujaf-113	77	10	,	,	PUNCT
gujaf-113	77	11	kwara	kwara	PROPN
gujaf-113	77	12	state	state	PROPN
gujaf-113	77	13	university	university	PROPN
gujaf-113	77	14	,	,	PUNCT
gujaf-113	77	15	malete	malete	NOUN
gujaf-113	77	16	.	.	PUNCT
gujaf-113	78	1	toluphil51@gmail.com	toluphil51@gmail.com	ADJ
gujaf-113	78	2	,	,	PUNCT
gujaf-113	78	3	+2348068991525	+2348068991525	NUM
gujaf-113	78	4	peters	peters	PROPN
gujaf-113	78	5	ade	ade	PROPN
gujaf-113	78	6	sanni	sanni	PROPN
gujaf-113	78	7	department	department	PROPN
gujaf-113	78	8	of	of	ADP
gujaf-113	78	9	accounting	accounting	PROPN
gujaf-113	78	10	,	,	PUNCT
gujaf-113	78	11	kogi	kogi	PROPN
gujaf-113	78	12	state	state	PROPN
gujaf-113	78	13	polytechnic	polytechnic	PROPN
gujaf-113	78	14	,	,	PUNCT
gujaf-113	78	15	lokoja	lokoja	PROPN
gujaf-113	78	16	.	.	PUNCT
gujaf-113	79	1	abstract	abstract	ADJ
gujaf-113	79	2	the	the	DET
gujaf-113	79	3	importance	importance	NOUN
gujaf-113	79	4	of	of	ADP
gujaf-113	79	5	the	the	DET
gujaf-113	79	6	banking	banking	NOUN
gujaf-113	79	7	sector	sector	NOUN
gujaf-113	79	8	to	to	ADP
gujaf-113	79	9	any	any	DET
gujaf-113	79	10	nation	nation	NOUN
gujaf-113	79	11	's	's	PART
gujaf-113	79	12	development	development	NOUN
gujaf-113	79	13	can	can	AUX
gujaf-113	79	14	not	not	PART
gujaf-113	79	15	be	be	AUX
gujaf-113	79	16	overemphasized	overemphasize	VERB
gujaf-113	79	17	due	due	ADP
gujaf-113	79	18	to	to	ADP
gujaf-113	79	19	its	its	PRON
gujaf-113	79	20	ability	ability	NOUN
gujaf-113	79	21	to	to	PART
gujaf-113	79	22	provide	provide	VERB
gujaf-113	79	23	the	the	DET
gujaf-113	79	24	loanable	loanable	ADJ
gujaf-113	79	25	funds	fund	NOUN
gujaf-113	79	26	required	require	VERB
gujaf-113	79	27	for	for	ADP
gujaf-113	79	28	investment	investment	NOUN
gujaf-113	79	29	and	and	CCONJ
gujaf-113	79	30	capital	capital	NOUN
gujaf-113	79	31	formation	formation	NOUN
gujaf-113	79	32	.	.	PUNCT
gujaf-113	80	1	however	however	ADV
gujaf-113	80	2	,	,	PUNCT
gujaf-113	80	3	the	the	DET
gujaf-113	80	4	decline	decline	NOUN
gujaf-113	80	5	in	in	ADP
gujaf-113	80	6	the	the	DET
gujaf-113	80	7	financial	financial	ADJ
gujaf-113	80	8	performance	performance	NOUN
gujaf-113	80	9	of	of	ADP
gujaf-113	80	10	banks	bank	NOUN
gujaf-113	80	11	in	in	ADP
gujaf-113	80	12	africa	africa	PROPN
gujaf-113	80	13	coupled	couple	VERB
gujaf-113	80	14	with	with	ADP
gujaf-113	80	15	weak	weak	ADJ
gujaf-113	80	16	institutions	institution	NOUN
gujaf-113	80	17	prevalent	prevalent	ADJ
gujaf-113	80	18	in	in	ADP
gujaf-113	80	19	most	most	ADJ
gujaf-113	80	20	countries	country	NOUN
gujaf-113	80	21	in	in	ADP
gujaf-113	80	22	africa	africa	PROPN
gujaf-113	80	23	have	have	AUX
gujaf-113	80	24	limited	limit	VERB
gujaf-113	80	25	the	the	DET
gujaf-113	80	26	banks	bank	NOUN
gujaf-113	80	27	'	'	PART
gujaf-113	80	28	capacity	capacity	NOUN
gujaf-113	80	29	to	to	PART
gujaf-113	80	30	effectively	effectively	ADV
gujaf-113	80	31	stimulate	stimulate	VERB
gujaf-113	80	32	economic	economic	ADJ
gujaf-113	80	33	prosperity	prosperity	NOUN
gujaf-113	80	34	.	.	PUNCT
gujaf-113	81	1	hence	hence	ADV
gujaf-113	81	2	,	,	PUNCT
gujaf-113	81	3	this	this	DET
gujaf-113	81	4	study	study	NOUN
gujaf-113	81	5	examined	examine	VERB
gujaf-113	81	6	the	the	DET
gujaf-113	81	7	effect	effect	NOUN
gujaf-113	81	8	of	of	ADP
gujaf-113	81	9	institutional	institutional	ADJ
gujaf-113	81	10	quality	quality	NOUN
gujaf-113	81	11	on	on	ADP
gujaf-113	81	12	the	the	DET
gujaf-113	81	13	financial	financial	ADJ
gujaf-113	81	14	performance	performance	NOUN
gujaf-113	81	15	of	of	ADP
gujaf-113	81	16	banks	bank	NOUN
gujaf-113	81	17	in	in	ADP
gujaf-113	81	18	selected	select	VERB
gujaf-113	81	19	african	african	ADJ
gujaf-113	81	20	countries	country	NOUN
gujaf-113	81	21	.	.	PUNCT
gujaf-113	82	1	the	the	DET
gujaf-113	82	2	study	study	NOUN
gujaf-113	82	3	population	population	NOUN
gujaf-113	82	4	consisted	consist	VERB
gujaf-113	82	5	of	of	ADP
gujaf-113	82	6	the	the	DET
gujaf-113	82	7	1017	1017	NUM
gujaf-113	82	8	banks	bank	NOUN
gujaf-113	82	9	operating	operate	VERB
gujaf-113	82	10	in	in	ADP
gujaf-113	82	11	africa	africa	PROPN
gujaf-113	82	12	from	from	ADP
gujaf-113	82	13	2010	2010	NUM
gujaf-113	82	14	to	to	ADP
gujaf-113	82	15	2020	2020	NUM
gujaf-113	82	16	.	.	PUNCT
gujaf-113	83	1	yamane	yamane	ADJ
gujaf-113	83	2	formula	formula	NOUN
gujaf-113	83	3	and	and	CCONJ
gujaf-113	83	4	random	random	ADJ
gujaf-113	83	5	cluster	cluster	NOUN
gujaf-113	83	6	sampling	sampling	NOUN
gujaf-113	83	7	was	be	AUX
gujaf-113	83	8	employed	employ	VERB
gujaf-113	83	9	to	to	PART
gujaf-113	83	10	select	select	VERB
gujaf-113	83	11	the	the	DET
gujaf-113	83	12	top	top	ADJ
gujaf-113	83	13	200	200	NUM
gujaf-113	83	14	banks	bank	NOUN
gujaf-113	83	15	in	in	ADP
gujaf-113	83	16	terms	term	NOUN
gujaf-113	83	17	of	of	ADP
gujaf-113	83	18	assets	asset	NOUN
gujaf-113	83	19	,	,	PUNCT
gujaf-113	83	20	profits	profit	NOUN
gujaf-113	83	21	and	and	CCONJ
gujaf-113	83	22	size	size	NOUN
gujaf-113	83	23	in	in	ADP
gujaf-113	83	24	africa	africa	PROPN
gujaf-113	83	25	as	as	ADP
gujaf-113	83	26	at	at	ADP
gujaf-113	83	27	2020	2020	NUM
gujaf-113	83	28	.	.	PUNCT
gujaf-113	84	1	the	the	DET
gujaf-113	84	2	study	study	NOUN
gujaf-113	84	3	employed	employ	VERB
gujaf-113	84	4	secondary	secondary	ADJ
gujaf-113	84	5	data	datum	NOUN
gujaf-113	84	6	obtained	obtain	VERB
gujaf-113	84	7	from	from	ADP
gujaf-113	84	8	the	the	DET
gujaf-113	84	9	bank	bank	NOUN
gujaf-113	84	10	focus	focus	NOUN
gujaf-113	84	11	database	database	NOUN
gujaf-113	84	12	and	and	CCONJ
gujaf-113	84	13	the	the	DET
gujaf-113	84	14	world	world	PROPN
gujaf-113	84	15	development	development	PROPN
gujaf-113	84	16	indicator	indicator	PROPN
gujaf-113	84	17	.	.	PUNCT
gujaf-113	85	1	system	system	NOUN
gujaf-113	85	2	generalized	generalize	VERB
gujaf-113	85	3	method	method	NOUN
gujaf-113	85	4	of	of	ADP
gujaf-113	85	5	moment	moment	NOUN
gujaf-113	85	6	was	be	AUX
gujaf-113	85	7	employed	employ	VERB
gujaf-113	85	8	as	as	ADP
gujaf-113	85	9	the	the	DET
gujaf-113	85	10	estimation	estimation	NOUN
gujaf-113	85	11	technique	technique	NOUN
gujaf-113	85	12	.	.	PUNCT
gujaf-113	86	1	findings	finding	NOUN
gujaf-113	86	2	revealed	reveal	VERB
gujaf-113	86	3	that	that	SCONJ
gujaf-113	86	4	institutional	institutional	ADJ
gujaf-113	86	5	quality	quality	NOUN
gujaf-113	86	6	positively	positively	ADV
gujaf-113	86	7	and	and	CCONJ
gujaf-113	86	8	significantly	significantly	ADV
gujaf-113	86	9	affects	affect	VERB
gujaf-113	86	10	bank	bank	PROPN
gujaf-113	86	11	financial	financial	ADJ
gujaf-113	86	12	performance	performance	NOUN
gujaf-113	86	13	in	in	ADP
gujaf-113	86	14	selected	select	VERB
gujaf-113	86	15	african	african	ADJ
gujaf-113	86	16	countries	country	NOUN
gujaf-113	86	17	.	.	PUNCT
gujaf-113	87	1	consequently	consequently	ADV
gujaf-113	87	2	,	,	PUNCT
gujaf-113	87	3	this	this	DET
gujaf-113	87	4	study	study	NOUN
gujaf-113	87	5	concluded	conclude	VERB
gujaf-113	87	6	that	that	SCONJ
gujaf-113	87	7	institutional	institutional	ADJ
gujaf-113	87	8	quality	quality	NOUN
gujaf-113	87	9	is	be	AUX
gujaf-113	87	10	an	an	DET
gujaf-113	87	11	important	important	ADJ
gujaf-113	87	12	driver	driver	NOUN
gujaf-113	87	13	of	of	ADP
gujaf-113	87	14	bank	bank	NOUN
gujaf-113	87	15	financial	financial	ADJ
gujaf-113	87	16	performance	performance	NOUN
gujaf-113	87	17	.	.	PUNCT
gujaf-113	88	1	thus	thus	ADV
gujaf-113	88	2	,	,	PUNCT
gujaf-113	88	3	this	this	DET
gujaf-113	88	4	study	study	NOUN
gujaf-113	88	5	recommended	recommend	VERB
gujaf-113	88	6	that	that	SCONJ
gujaf-113	88	7	the	the	DET
gujaf-113	88	8	selected	select	VERB
gujaf-113	88	9	countries	country	NOUN
gujaf-113	88	10	'	'	PART
gujaf-113	88	11	governments	government	NOUN
gujaf-113	88	12	promote	promote	VERB
gujaf-113	88	13	policies	policy	NOUN
gujaf-113	88	14	that	that	PRON
gujaf-113	88	15	would	would	AUX
gujaf-113	88	16	strengthen	strengthen	VERB
gujaf-113	88	17	their	their	PRON
gujaf-113	88	18	nation	nation	NOUN
gujaf-113	88	19	's	's	PART
gujaf-113	88	20	institutions	institution	NOUN
gujaf-113	88	21	because	because	SCONJ
gujaf-113	88	22	of	of	ADP
gujaf-113	88	23	their	their	PRON
gujaf-113	88	24	ability	ability	NOUN
gujaf-113	88	25	to	to	PART
gujaf-113	88	26	further	far	ADV
gujaf-113	88	27	improve	improve	VERB
gujaf-113	88	28	banks	bank	NOUN
gujaf-113	88	29	'	'	PART
gujaf-113	88	30	financial	financial	ADJ
gujaf-113	88	31	performance	performance	NOUN
gujaf-113	88	32	.	.	PUNCT
gujaf-113	89	1	keywords	keyword	NOUN
gujaf-113	89	2	:	:	PUNCT
gujaf-113	89	3	institutional	institutional	ADJ
gujaf-113	89	4	quality	quality	NOUN
gujaf-113	89	5	,	,	PUNCT
gujaf-113	89	6	financial	financial	ADJ
gujaf-113	89	7	performance	performance	NOUN
gujaf-113	89	8	,	,	PUNCT
gujaf-113	89	9	banks	bank	NOUN
gujaf-113	89	10	,	,	PUNCT
gujaf-113	89	11	gmm	gmm	PROPN
gujaf-113	89	12	.	.	PROPN
gujaf-113	90	1	1	1	X
gujaf-113	90	2	.	.	X
gujaf-113	90	3	introduction	introduction	NOUN
gujaf-113	90	4	the	the	DET
gujaf-113	90	5	banking	banking	NOUN
gujaf-113	90	6	sector	sector	NOUN
gujaf-113	90	7	is	be	AUX
gujaf-113	90	8	perhaps	perhaps	ADV
gujaf-113	90	9	one	one	NUM
gujaf-113	90	10	of	of	ADP
gujaf-113	90	11	the	the	DET
gujaf-113	90	12	most	most	ADV
gujaf-113	90	13	important	important	ADJ
gujaf-113	90	14	financial	financial	ADJ
gujaf-113	90	15	intermediaries	intermediary	NOUN
gujaf-113	90	16	in	in	ADP
gujaf-113	90	17	any	any	DET
gujaf-113	90	18	nation	nation	NOUN
gujaf-113	90	19	because	because	SCONJ
gujaf-113	90	20	of	of	ADP
gujaf-113	90	21	its	its	PRON
gujaf-113	90	22	ability	ability	NOUN
gujaf-113	90	23	to	to	PART
gujaf-113	90	24	provide	provide	VERB
gujaf-113	90	25	the	the	DET
gujaf-113	90	26	capital	capital	NOUN
gujaf-113	90	27	required	require	VERB
gujaf-113	90	28	for	for	ADP
gujaf-113	90	29	economic	economic	ADJ
gujaf-113	90	30	activities	activity	NOUN
gujaf-113	90	31	.	.	PUNCT
gujaf-113	91	1	the	the	DET
gujaf-113	91	2	role	role	NOUN
gujaf-113	91	3	played	play	VERB
gujaf-113	91	4	by	by	ADP
gujaf-113	91	5	banks	bank	NOUN
gujaf-113	91	6	is	be	AUX
gujaf-113	91	7	germane	germane	ADJ
gujaf-113	91	8	for	for	ADP
gujaf-113	91	9	economic	economic	ADJ
gujaf-113	91	10	prosperity	prosperity	NOUN
gujaf-113	91	11	,	,	PUNCT
gujaf-113	91	12	particularly	particularly	ADV
gujaf-113	91	13	in	in	ADP
gujaf-113	91	14	emerging	emerge	VERB
gujaf-113	91	15	markets	market	NOUN
gujaf-113	91	16	where	where	SCONJ
gujaf-113	91	17	capital	capital	NOUN
gujaf-113	91	18	markets	market	NOUN
gujaf-113	91	19	are	be	AUX
gujaf-113	91	20	still	still	ADV
gujaf-113	91	21	developing	develop	VERB
gujaf-113	91	22	(	(	PUNCT
gujaf-113	91	23	aziz	aziz	PROPN
gujaf-113	91	24	&	&	CCONJ
gujaf-113	91	25	knusten	knusten	PROPN
gujaf-113	91	26	,	,	PUNCT
gujaf-113	91	27	2019	2019	NUM
gujaf-113	91	28	)	)	PUNCT
gujaf-113	91	29	.	.	PUNCT
gujaf-113	92	1	banks	bank	NOUN
gujaf-113	92	2	seem	seem	VERB
gujaf-113	92	3	to	to	PART
gujaf-113	92	4	be	be	AUX
gujaf-113	92	5	the	the	DET
gujaf-113	92	6	foremost	foremost	ADJ
gujaf-113	92	7	formal	formal	ADJ
gujaf-113	92	8	institution	institution	NOUN
gujaf-113	92	9	where	where	SCONJ
gujaf-113	92	10	individuals	individual	NOUN
gujaf-113	92	11	and	and	CCONJ
gujaf-113	92	12	enterprises	enterprise	NOUN
gujaf-113	92	13	can	can	AUX
gujaf-113	92	14	approach	approach	VERB
gujaf-113	92	15	for	for	ADP
gujaf-113	92	16	funds	fund	NOUN
gujaf-113	92	17	to	to	PART
gujaf-113	92	18	improve	improve	VERB
gujaf-113	92	19	their	their	PRON
gujaf-113	92	20	businesses	business	NOUN
gujaf-113	92	21	(	(	PUNCT
gujaf-113	92	22	aluko	aluko	PROPN
gujaf-113	92	23	&	&	CCONJ
gujaf-113	92	24	ajayi	ajayi	PROPN
gujaf-113	92	25	,	,	PUNCT
gujaf-113	92	26	2017	2017	NUM
gujaf-113	92	27	)	)	PUNCT
gujaf-113	92	28	.	.	PUNCT
gujaf-113	93	1	a	a	DET
gujaf-113	93	2	viable	viable	ADJ
gujaf-113	93	3	banking	banking	NOUN
gujaf-113	93	4	sector	sector	NOUN
gujaf-113	93	5	is	be	AUX
gujaf-113	93	6	better	well	ADV
gujaf-113	93	7	positioned	position	VERB
gujaf-113	93	8	to	to	PART
gujaf-113	93	9	contest	contest	VERB
gujaf-113	93	10	adverse	adverse	ADJ
gujaf-113	93	11	shocks	shock	NOUN
gujaf-113	93	12	and	and	CCONJ
gujaf-113	93	13	contribute	contribute	VERB
gujaf-113	93	14	to	to	ADP
gujaf-113	93	15	the	the	DET
gujaf-113	93	16	solidity	solidity	NOUN
gujaf-113	93	17	of	of	ADP
gujaf-113	93	18	the	the	DET
gujaf-113	93	19	financial	financial	ADJ
gujaf-113	93	20	structure	structure	NOUN
gujaf-113	93	21	.	.	PUNCT
gujaf-113	94	1	hence	hence	ADV
gujaf-113	94	2	,	,	PUNCT
gujaf-113	94	3	the	the	DET
gujaf-113	94	4	issues	issue	NOUN
gujaf-113	94	5	that	that	PRON
gujaf-113	94	6	may	may	AUX
gujaf-113	94	7	stimulate	stimulate	VERB
gujaf-113	94	8	bank	bank	NOUN
gujaf-113	94	9	financial	financial	ADJ
gujaf-113	94	10	performance	performance	NOUN
gujaf-113	94	11	have	have	AUX
gujaf-113	94	12	attracted	attract	VERB
gujaf-113	94	13	academicians	academician	NOUN
gujaf-113	94	14	,	,	PUNCT
gujaf-113	94	15	bank	bank	NOUN
gujaf-113	94	16	management	management	NOUN
gujaf-113	94	17	,	,	PUNCT
gujaf-113	94	18	financial	financial	ADJ
gujaf-113	94	19	markets	market	NOUN
gujaf-113	94	20	,	,	PUNCT
gujaf-113	94	21	regulators	regulator	NOUN
gujaf-113	94	22	,	,	PUNCT
gujaf-113	94	23	and	and	CCONJ
gujaf-113	94	24	investors	investor	NOUN
gujaf-113	94	25	(	(	PUNCT
gujaf-113	94	26	levine	levine	PROPN
gujaf-113	94	27	,	,	PUNCT
gujaf-113	94	28	1999	1999	NUM
gujaf-113	94	29	)	)	PUNCT
gujaf-113	94	30	.	.	PUNCT
gujaf-113	95	1	a	a	DET
gujaf-113	95	2	country	country	NOUN
gujaf-113	95	3	's	's	PART
gujaf-113	95	4	institutional	institutional	ADJ
gujaf-113	95	5	quality	quality	NOUN
gujaf-113	95	6	is	be	AUX
gujaf-113	95	7	one	one	NUM
gujaf-113	95	8	of	of	ADP
gujaf-113	95	9	the	the	DET
gujaf-113	95	10	major	major	ADJ
gujaf-113	95	11	factors	factor	NOUN
gujaf-113	95	12	that	that	PRON
gujaf-113	95	13	influence	influence	VERB
gujaf-113	95	14	how	how	SCONJ
gujaf-113	95	15	businesses	business	NOUN
gujaf-113	95	16	perform	perform	VERB
gujaf-113	95	17	within	within	ADP
gujaf-113	95	18	the	the	DET
gujaf-113	95	19	country	country	NOUN
gujaf-113	95	20	(	(	PUNCT
gujaf-113	95	21	aluko	aluko	PROPN
gujaf-113	95	22	&	&	CCONJ
gujaf-113	95	23	ajayi	ajayi	PROPN
gujaf-113	95	24	,	,	PUNCT
gujaf-113	95	25	2017	2017	NUM
gujaf-113	95	26	)	)	PUNCT
gujaf-113	95	27	.	.	PUNCT
gujaf-113	96	1	the	the	DET
gujaf-113	96	2	indices	index	NOUN
gujaf-113	96	3	for	for	ADP
gujaf-113	96	4	measuring	measure	VERB
gujaf-113	96	5	institutional	institutional	ADJ
gujaf-113	96	6	quality	quality	NOUN
gujaf-113	96	7	design	design	NOUN
gujaf-113	96	8	by	by	ADP
gujaf-113	96	9	world	world	PROPN
gujaf-113	96	10	bank	bank	PROPN
gujaf-113	96	11	(	(	PUNCT
gujaf-113	96	12	worldwide	worldwide	ADJ
gujaf-113	96	13	governance	governance	NOUN
gujaf-113	96	14	indicators	indicator	NOUN
gujaf-113	96	15	)	)	PUNCT
gujaf-113	96	16	provided	provide	VERB
gujaf-113	96	17	six	six	NUM
gujaf-113	96	18	wide	wide	ADV
gujaf-113	96	19	-	-	PUNCT
gujaf-113	96	20	ranging	range	VERB
gujaf-113	96	21	indicators	indicator	NOUN
gujaf-113	96	22	for	for	ADP
gujaf-113	96	23	measuring	measure	VERB
gujaf-113	96	24	governance	governance	NOUN
gujaf-113	96	25	quality	quality	NOUN
gujaf-113	96	26	.	.	PUNCT
gujaf-113	97	1	the	the	DET
gujaf-113	97	2	indices	index	NOUN
gujaf-113	97	3	are	be	AUX
gujaf-113	97	4	voice	voice	NOUN
gujaf-113	97	5	and	and	CCONJ
gujaf-113	97	6	accountability	accountability	NOUN
gujaf-113	97	7	,	,	PUNCT
gujaf-113	97	8	political	political	ADJ
gujaf-113	97	9	stability	stability	NOUN
gujaf-113	97	10	and	and	CCONJ
gujaf-113	97	11	absence	absence	NOUN
gujaf-113	97	12	of	of	ADP
gujaf-113	97	13	violence	violence	NOUN
gujaf-113	97	14	/	/	SYM
gujaf-113	97	15	terrorism	terrorism	NOUN
gujaf-113	97	16	,	,	PUNCT
gujaf-113	97	17	government	government	NOUN
gujaf-113	97	18	effectiveness	effectiveness	NOUN
gujaf-113	97	19	,	,	PUNCT
gujaf-113	97	20	regulatory	regulatory	ADJ
gujaf-113	97	21	quality	quality	NOUN
gujaf-113	97	22	,	,	PUNCT
gujaf-113	97	23	rule	rule	NOUN
gujaf-113	97	24	of	of	ADP
gujaf-113	97	25	law	law	NOUN
gujaf-113	97	26	and	and	CCONJ
gujaf-113	97	27	control	control	NOUN
gujaf-113	97	28	of	of	ADP
gujaf-113	97	29	corruption	corruption	NOUN
gujaf-113	97	30	.	.	PUNCT
gujaf-113	98	1	evaluation	evaluation	NOUN
gujaf-113	98	2	of	of	ADP
gujaf-113	98	3	institutional	institutional	ADJ
gujaf-113	98	4	quality	quality	NOUN
gujaf-113	98	5	varies	vary	VERB
gujaf-113	98	6	from	from	ADP
gujaf-113	98	7	an	an	DET
gujaf-113	98	8	average	average	NOUN
gujaf-113	98	9	of	of	ADP
gujaf-113	98	10	-2.5	-2.5	NOUN
gujaf-113	98	11	(	(	PUNCT
gujaf-113	98	12	weak	weak	ADJ
gujaf-113	98	13	)	)	PUNCT
gujaf-113	98	14	to	to	ADP
gujaf-113	98	15	2.5	2.5	NUM
gujaf-113	98	16	(	(	PUNCT
gujaf-113	98	17	strong	strong	ADJ
gujaf-113	98	18	)	)	PUNCT
gujaf-113	98	19	(	(	PUNCT
gujaf-113	98	20	kaufmann	kaufmann	PROPN
gujaf-113	98	21	et	et	PROPN
gujaf-113	98	22	al	al	PROPN
gujaf-113	98	23	.	.	PROPN
gujaf-113	98	24	,	,	PUNCT
gujaf-113	98	25	2003	2003	NUM
gujaf-113	98	26	)	)	PUNCT
gujaf-113	98	27	.	.	PUNCT
gujaf-113	99	1	mailto:toluphil51@gmail.com	mailto:toluphil51@gmail.com	X
gujaf-113	99	2	2	2	NUM
gujaf-113	99	3	the	the	DET
gujaf-113	99	4	numbers	number	NOUN
gujaf-113	99	5	of	of	ADP
gujaf-113	99	6	africans	africans	PROPN
gujaf-113	99	7	utilising	utilise	VERB
gujaf-113	99	8	banking	banking	NOUN
gujaf-113	99	9	services	service	NOUN
gujaf-113	99	10	currently	currently	ADV
gujaf-113	99	11	have	have	AUX
gujaf-113	99	12	improved	improve	VERB
gujaf-113	99	13	over	over	ADP
gujaf-113	99	14	what	what	PRON
gujaf-113	99	15	is	be	AUX
gujaf-113	99	16	obtainable	obtainable	ADJ
gujaf-113	99	17	in	in	ADP
gujaf-113	99	18	previous	previous	ADJ
gujaf-113	99	19	years	year	NOUN
gujaf-113	99	20	.	.	PUNCT
gujaf-113	100	1	however	however	ADV
gujaf-113	100	2	,	,	PUNCT
gujaf-113	100	3	the	the	DET
gujaf-113	100	4	banks	bank	NOUN
gujaf-113	100	5	operating	operate	VERB
gujaf-113	100	6	in	in	ADP
gujaf-113	100	7	the	the	DET
gujaf-113	100	8	african	african	ADJ
gujaf-113	100	9	continent	continent	NOUN
gujaf-113	100	10	are	be	AUX
gujaf-113	100	11	still	still	ADV
gujaf-113	100	12	faced	face	VERB
gujaf-113	100	13	with	with	ADP
gujaf-113	100	14	a	a	DET
gujaf-113	100	15	decline	decline	NOUN
gujaf-113	100	16	in	in	ADP
gujaf-113	100	17	their	their	PRON
gujaf-113	100	18	financial	financial	ADJ
gujaf-113	100	19	performance	performance	NOUN
gujaf-113	100	20	(	(	PUNCT
gujaf-113	100	21	kanika	kanika	PROPN
gujaf-113	100	22	,	,	PUNCT
gujaf-113	100	23	2019	2019	NUM
gujaf-113	100	24	)	)	PUNCT
gujaf-113	100	25	.	.	PUNCT
gujaf-113	101	1	the	the	DET
gujaf-113	101	2	study	study	NOUN
gujaf-113	101	3	conducted	conduct	VERB
gujaf-113	101	4	by	by	ADP
gujaf-113	101	5	euromoney	euromoney	NOUN
gujaf-113	101	6	in	in	ADP
gujaf-113	101	7	2019	2019	NUM
gujaf-113	101	8	established	establish	VERB
gujaf-113	101	9	that	that	SCONJ
gujaf-113	101	10	the	the	DET
gujaf-113	101	11	devaluation	devaluation	NOUN
gujaf-113	101	12	of	of	ADP
gujaf-113	101	13	local	local	ADJ
gujaf-113	101	14	currencies	currency	NOUN
gujaf-113	101	15	had	have	AUX
gujaf-113	101	16	contributed	contribute	VERB
gujaf-113	101	17	significantly	significantly	ADV
gujaf-113	101	18	to	to	ADP
gujaf-113	101	19	why	why	SCONJ
gujaf-113	101	20	banks	bank	NOUN
gujaf-113	101	21	operating	operate	VERB
gujaf-113	101	22	in	in	ADP
gujaf-113	101	23	africa	africa	PROPN
gujaf-113	101	24	can	can	AUX
gujaf-113	101	25	not	not	PART
gujaf-113	101	26	compete	compete	VERB
gujaf-113	101	27	with	with	ADP
gujaf-113	101	28	their	their	PRON
gujaf-113	101	29	european	european	ADJ
gujaf-113	101	30	counterparts	counterpart	NOUN
gujaf-113	101	31	in	in	ADP
gujaf-113	101	32	terms	term	NOUN
gujaf-113	101	33	of	of	ADP
gujaf-113	101	34	profitability	profitability	NOUN
gujaf-113	101	35	.	.	PUNCT
gujaf-113	102	1	an	an	DET
gujaf-113	102	2	unfavourable	unfavourable	ADJ
gujaf-113	102	3	working	working	NOUN
gujaf-113	102	4	environment	environment	NOUN
gujaf-113	102	5	coupled	couple	VERB
gujaf-113	102	6	with	with	ADP
gujaf-113	102	7	excessive	excessive	ADJ
gujaf-113	102	8	regulations	regulation	NOUN
gujaf-113	102	9	has	have	AUX
gujaf-113	102	10	contributed	contribute	VERB
gujaf-113	102	11	to	to	ADP
gujaf-113	102	12	why	why	SCONJ
gujaf-113	102	13	some	some	DET
gujaf-113	102	14	foreign	foreign	ADJ
gujaf-113	102	15	-	-	PUNCT
gujaf-113	102	16	owned	own	VERB
gujaf-113	102	17	banks	bank	NOUN
gujaf-113	102	18	like	like	ADP
gujaf-113	102	19	barclay	barclay	PROPN
gujaf-113	102	20	's	's	PART
gujaf-113	102	21	bank	bank	NOUN
gujaf-113	102	22	,	,	PUNCT
gujaf-113	102	23	bnp	bnp	PROPN
gujaf-113	102	24	paribas	paribas	PROPN
gujaf-113	102	25	,	,	PUNCT
gujaf-113	102	26	credit	credit	NOUN
gujaf-113	102	27	suisse	suisse	NOUN
gujaf-113	102	28	,	,	PUNCT
gujaf-113	102	29	and	and	CCONJ
gujaf-113	102	30	hsbc	hsbc	PROPN
gujaf-113	102	31	have	have	AUX
gujaf-113	102	32	reduced	reduce	VERB
gujaf-113	102	33	their	their	PRON
gujaf-113	102	34	african	african	ADJ
gujaf-113	102	35	stakes	stake	NOUN
gujaf-113	102	36	.	.	PUNCT
gujaf-113	103	1	some	some	DET
gujaf-113	103	2	banks	bank	NOUN
gujaf-113	103	3	are	be	AUX
gujaf-113	103	4	selling	sell	VERB
gujaf-113	103	5	off	off	ADP
gujaf-113	103	6	their	their	PRON
gujaf-113	103	7	assets	asset	NOUN
gujaf-113	103	8	and	and	CCONJ
gujaf-113	103	9	leaving	leave	VERB
gujaf-113	103	10	the	the	DET
gujaf-113	103	11	continent	continent	NOUN
gujaf-113	103	12	outright	outright	ADV
gujaf-113	103	13	(	(	PUNCT
gujaf-113	103	14	kanika	kanika	PROPN
gujaf-113	103	15	,	,	PUNCT
gujaf-113	103	16	2019	2019	NUM
gujaf-113	103	17	)	)	PUNCT
gujaf-113	103	18	.	.	PUNCT
gujaf-113	104	1	different	different	ADJ
gujaf-113	104	2	studies	study	NOUN
gujaf-113	104	3	(	(	PUNCT
gujaf-113	104	4	altman	altman	NOUN
gujaf-113	104	5	,	,	PUNCT
gujaf-113	104	6	2007	2007	NUM
gujaf-113	104	7	;	;	PUNCT
gujaf-113	104	8	azman	azman	PROPN
gujaf-113	104	9	-	-	PUNCT
gujaf-113	104	10	sain	sain	PROPN
gujaf-113	104	11	et	et	PROPN
gujaf-113	104	12	al	al	PROPN
gujaf-113	104	13	.	.	PROPN
gujaf-113	104	14	,	,	PUNCT
gujaf-113	104	15	2010	2010	NUM
gujaf-113	104	16	;	;	PUNCT
gujaf-113	104	17	brkic	brkic	NOUN
gujaf-113	104	18	2020	2020	NUM
gujaf-113	104	19	;	;	PUNCT
gujaf-113	104	20	de	de	PROPN
gujaf-113	104	21	haan	haan	PROPN
gujaf-113	104	22	&	&	CCONJ
gujaf-113	104	23	sturm	sturm	PROPN
gujaf-113	104	24	,	,	PUNCT
gujaf-113	104	25	2000	2000	NUM
gujaf-113	104	26	)	)	PUNCT
gujaf-113	104	27	have	have	AUX
gujaf-113	104	28	established	establish	VERB
gujaf-113	104	29	that	that	SCONJ
gujaf-113	104	30	institutional	institutional	ADJ
gujaf-113	104	31	quality	quality	NOUN
gujaf-113	104	32	significantly	significantly	ADV
gujaf-113	104	33	affects	affect	VERB
gujaf-113	104	34	economic	economic	ADJ
gujaf-113	104	35	growth	growth	NOUN
gujaf-113	104	36	and	and	CCONJ
gujaf-113	104	37	the	the	DET
gujaf-113	104	38	foreign	foreign	ADJ
gujaf-113	104	39	direct	direct	ADJ
gujaf-113	104	40	investment	investment	NOUN
gujaf-113	104	41	(	(	PUNCT
gujaf-113	104	42	fdi	fdi	NOUN
gujaf-113	104	43	)	)	PUNCT
gujaf-113	104	44	of	of	ADP
gujaf-113	104	45	any	any	DET
gujaf-113	104	46	nation	nation	NOUN
gujaf-113	104	47	.	.	PUNCT
gujaf-113	105	1	however	however	ADV
gujaf-113	105	2	,	,	PUNCT
gujaf-113	105	3	literature	literature	NOUN
gujaf-113	105	4	on	on	ADP
gujaf-113	105	5	the	the	DET
gujaf-113	105	6	relationship	relationship	NOUN
gujaf-113	105	7	between	between	ADP
gujaf-113	105	8	institutional	institutional	ADJ
gujaf-113	105	9	quality	quality	NOUN
gujaf-113	105	10	and	and	CCONJ
gujaf-113	105	11	bank	bank	NOUN
gujaf-113	105	12	financial	financial	ADJ
gujaf-113	105	13	performance	performance	NOUN
gujaf-113	105	14	in	in	ADP
gujaf-113	105	15	africa	africa	PROPN
gujaf-113	105	16	is	be	AUX
gujaf-113	105	17	relatively	relatively	ADV
gujaf-113	105	18	scarce	scarce	ADJ
gujaf-113	105	19	.	.	PUNCT
gujaf-113	106	1	these	these	DET
gujaf-113	106	2	inadequate	inadequate	ADJ
gujaf-113	106	3	studies	study	NOUN
gujaf-113	106	4	in	in	ADP
gujaf-113	106	5	this	this	DET
gujaf-113	106	6	regard	regard	NOUN
gujaf-113	106	7	are	be	AUX
gujaf-113	106	8	somewhat	somewhat	ADV
gujaf-113	106	9	surprising	surprising	ADJ
gujaf-113	106	10	,	,	PUNCT
gujaf-113	106	11	given	give	VERB
gujaf-113	106	12	the	the	DET
gujaf-113	106	13	role	role	NOUN
gujaf-113	106	14	banks	bank	NOUN
gujaf-113	106	15	play	play	VERB
gujaf-113	106	16	in	in	ADP
gujaf-113	106	17	stimulating	stimulate	VERB
gujaf-113	106	18	economic	economic	ADJ
gujaf-113	106	19	growth	growth	NOUN
gujaf-113	106	20	and	and	CCONJ
gujaf-113	106	21	development	development	NOUN
gujaf-113	106	22	(	(	PUNCT
gujaf-113	106	23	chinn	chinn	PROPN
gujaf-113	106	24	&	&	CCONJ
gujaf-113	106	25	ito	ito	PROPN
gujaf-113	106	26	,	,	PUNCT
gujaf-113	106	27	2007	2007	NUM
gujaf-113	106	28	;	;	PUNCT
gujaf-113	106	29	levine	levine	PROPN
gujaf-113	106	30	,	,	PUNCT
gujaf-113	106	31	1999	1999	NUM
gujaf-113	106	32	)	)	PUNCT
gujaf-113	106	33	and	and	CCONJ
gujaf-113	106	34	the	the	DET
gujaf-113	106	35	influence	influence	NOUN
gujaf-113	106	36	that	that	PRON
gujaf-113	106	37	institutional	institutional	ADJ
gujaf-113	106	38	quality	quality	NOUN
gujaf-113	106	39	may	may	AUX
gujaf-113	106	40	have	have	VERB
gujaf-113	106	41	on	on	ADP
gujaf-113	106	42	the	the	DET
gujaf-113	106	43	banking	banking	NOUN
gujaf-113	106	44	sector	sector	NOUN
gujaf-113	106	45	,	,	PUNCT
gujaf-113	106	46	especially	especially	ADV
gujaf-113	106	47	in	in	ADP
gujaf-113	106	48	africa	africa	PROPN
gujaf-113	106	49	.	.	PUNCT
gujaf-113	107	1	therefore	therefore	ADV
gujaf-113	107	2	,	,	PUNCT
gujaf-113	107	3	this	this	DET
gujaf-113	107	4	study	study	NOUN
gujaf-113	107	5	seeks	seek	VERB
gujaf-113	107	6	to	to	PART
gujaf-113	107	7	extend	extend	VERB
gujaf-113	107	8	the	the	DET
gujaf-113	107	9	research	research	NOUN
gujaf-113	107	10	work	work	NOUN
gujaf-113	107	11	on	on	ADP
gujaf-113	107	12	bank	bank	NOUN
gujaf-113	107	13	financial	financial	ADJ
gujaf-113	107	14	performance	performance	NOUN
gujaf-113	107	15	in	in	ADP
gujaf-113	107	16	an	an	DET
gujaf-113	107	17	emerging	emerge	VERB
gujaf-113	107	18	market	market	NOUN
gujaf-113	107	19	(	(	PUNCT
gujaf-113	107	20	with	with	ADP
gujaf-113	107	21	emphasis	emphasis	NOUN
gujaf-113	107	22	on	on	ADP
gujaf-113	107	23	africa	africa	PROPN
gujaf-113	107	24	)	)	PUNCT
gujaf-113	107	25	and	and	CCONJ
gujaf-113	107	26	establish	establish	VERB
gujaf-113	107	27	(	(	PUNCT
gujaf-113	107	28	if	if	SCONJ
gujaf-113	107	29	any	any	PRON
gujaf-113	107	30	)	)	PUNCT
gujaf-113	107	31	empirically	empirically	ADV
gujaf-113	107	32	the	the	DET
gujaf-113	107	33	nexus	nexus	NOUN
gujaf-113	107	34	between	between	ADP
gujaf-113	107	35	institutional	institutional	ADJ
gujaf-113	107	36	quality	quality	NOUN
gujaf-113	107	37	and	and	CCONJ
gujaf-113	107	38	banks	bank	NOUN
gujaf-113	107	39	'	'	PART
gujaf-113	107	40	financial	financial	ADJ
gujaf-113	107	41	performance	performance	NOUN
gujaf-113	107	42	in	in	ADP
gujaf-113	107	43	selected	select	VERB
gujaf-113	107	44	countries	country	NOUN
gujaf-113	107	45	of	of	ADP
gujaf-113	107	46	africa	africa	PROPN
gujaf-113	107	47	.	.	PUNCT
gujaf-113	108	1	studies	study	NOUN
gujaf-113	108	2	on	on	ADP
gujaf-113	108	3	bank	bank	NOUN
gujaf-113	108	4	performance	performance	NOUN
gujaf-113	108	5	are	be	AUX
gujaf-113	108	6	common	common	ADJ
gujaf-113	108	7	in	in	ADP
gujaf-113	108	8	the	the	DET
gujaf-113	108	9	literature	literature	NOUN
gujaf-113	108	10	(	(	PUNCT
gujaf-113	108	11	albertazzi	albertazzi	NOUN
gujaf-113	108	12	&	&	CCONJ
gujaf-113	108	13	gambacorta	gambacorta	PROPN
gujaf-113	108	14	,	,	PUNCT
gujaf-113	108	15	2009	2009	NUM
gujaf-113	108	16	;	;	PUNCT
gujaf-113	109	1	athanasoglou	athanasoglou	PROPN
gujaf-113	109	2	et	et	PROPN
gujaf-113	109	3	al	al	PROPN
gujaf-113	109	4	.	.	PROPN
gujaf-113	109	5	,	,	PUNCT
gujaf-113	109	6	2008	2008	NUM
gujaf-113	109	7	;	;	PUNCT
gujaf-113	109	8	dietrich	dietrich	PROPN
gujaf-113	109	9	&	&	CCONJ
gujaf-113	109	10	wanzenried	wanzenrie	VERB
gujaf-113	109	11	,	,	PUNCT
gujaf-113	109	12	2011	2011	NUM
gujaf-113	109	13	;	;	PUNCT
gujaf-113	109	14	park	park	NOUN
gujaf-113	109	15	&	&	CCONJ
gujaf-113	109	16	weber	weber	PROPN
gujaf-113	109	17	,	,	PUNCT
gujaf-113	109	18	2006	2006	NUM
gujaf-113	109	19	;	;	PUNCT
gujaf-113	109	20	pasiouras	pasiouras	NOUN
gujaf-113	109	21	&	&	CCONJ
gujaf-113	109	22	kosmidou	kosmidou	PROPN
gujaf-113	109	23	,	,	PUNCT
gujaf-113	109	24	2007	2007	NUM
gujaf-113	109	25	)	)	PUNCT
gujaf-113	109	26	.	.	PUNCT
gujaf-113	110	1	however	however	ADV
gujaf-113	110	2	,	,	PUNCT
gujaf-113	110	3	not	not	PART
gujaf-113	110	4	much	much	ADJ
gujaf-113	110	5	has	have	AUX
gujaf-113	110	6	been	be	AUX
gujaf-113	110	7	done	do	VERB
gujaf-113	110	8	on	on	ADP
gujaf-113	110	9	how	how	SCONJ
gujaf-113	110	10	institutional	institutional	ADJ
gujaf-113	110	11	quality	quality	NOUN
gujaf-113	110	12	affects	affect	VERB
gujaf-113	110	13	banks	bank	NOUN
gujaf-113	110	14	'	'	PART
gujaf-113	110	15	financial	financial	ADJ
gujaf-113	110	16	performance	performance	NOUN
gujaf-113	110	17	,	,	PUNCT
gujaf-113	110	18	especially	especially	ADV
gujaf-113	110	19	in	in	ADP
gujaf-113	110	20	africa	africa	PROPN
gujaf-113	110	21	.	.	PUNCT
gujaf-113	111	1	the	the	DET
gujaf-113	111	2	african	african	ADJ
gujaf-113	111	3	banking	banking	NOUN
gujaf-113	111	4	sector	sector	NOUN
gujaf-113	111	5	requires	require	VERB
gujaf-113	111	6	special	special	ADJ
gujaf-113	111	7	attention	attention	NOUN
gujaf-113	111	8	because	because	SCONJ
gujaf-113	111	9	most	most	ADJ
gujaf-113	111	10	african	african	ADJ
gujaf-113	111	11	banks	bank	NOUN
gujaf-113	111	12	have	have	AUX
gujaf-113	111	13	experienced	experience	VERB
gujaf-113	111	14	notable	notable	ADJ
gujaf-113	111	15	reforms	reform	NOUN
gujaf-113	111	16	in	in	ADP
gujaf-113	111	17	the	the	DET
gujaf-113	111	18	past	past	ADJ
gujaf-113	111	19	three	three	NUM
gujaf-113	111	20	decades	decade	NOUN
gujaf-113	111	21	(	(	PUNCT
gujaf-113	111	22	world	world	PROPN
gujaf-113	111	23	bank	bank	NOUN
gujaf-113	111	24	,	,	PUNCT
gujaf-113	111	25	2019	2019	NUM
gujaf-113	111	26	)	)	PUNCT
gujaf-113	111	27	.	.	PUNCT
gujaf-113	112	1	the	the	DET
gujaf-113	112	2	state	state	NOUN
gujaf-113	112	3	predominantly	predominantly	ADV
gujaf-113	112	4	owned	own	VERB
gujaf-113	112	5	most	most	ADJ
gujaf-113	112	6	of	of	ADP
gujaf-113	112	7	the	the	DET
gujaf-113	112	8	banks	bank	NOUN
gujaf-113	112	9	in	in	ADP
gujaf-113	112	10	the	the	DET
gujaf-113	112	11	1980s	1980	NOUN
gujaf-113	112	12	,	,	PUNCT
gujaf-113	112	13	and	and	CCONJ
gujaf-113	112	14	as	as	ADP
gujaf-113	112	15	such	such	ADJ
gujaf-113	112	16	,	,	PUNCT
gujaf-113	112	17	the	the	DET
gujaf-113	112	18	banking	banking	NOUN
gujaf-113	112	19	sector	sector	NOUN
gujaf-113	112	20	is	be	AUX
gujaf-113	112	21	wellregulated	wellregulate	VERB
gujaf-113	112	22	,	,	PUNCT
gujaf-113	112	23	like	like	ADP
gujaf-113	112	24	interest	interest	NOUN
gujaf-113	112	25	rate	rate	NOUN
gujaf-113	112	26	ceiling	ceiling	NOUN
gujaf-113	112	27	and	and	CCONJ
gujaf-113	112	28	foreign	foreign	ADJ
gujaf-113	112	29	exchange	exchange	NOUN
gujaf-113	112	30	control	control	NOUN
gujaf-113	112	31	.	.	PUNCT
gujaf-113	113	1	in	in	ADP
gujaf-113	113	2	addition	addition	NOUN
gujaf-113	113	3	,	,	PUNCT
gujaf-113	113	4	trade	trade	NOUN
gujaf-113	113	5	liberalisation	liberalisation	NOUN
gujaf-113	113	6	and	and	CCONJ
gujaf-113	113	7	globalisation	globalisation	NOUN
gujaf-113	113	8	have	have	AUX
gujaf-113	113	9	changed	change	VERB
gujaf-113	113	10	the	the	DET
gujaf-113	113	11	face	face	NOUN
gujaf-113	113	12	of	of	ADP
gujaf-113	113	13	financial	financial	ADJ
gujaf-113	113	14	systems	system	NOUN
gujaf-113	113	15	across	across	ADP
gujaf-113	113	16	the	the	DET
gujaf-113	113	17	region	region	NOUN
gujaf-113	113	18	(	(	PUNCT
gujaf-113	113	19	world	world	PROPN
gujaf-113	113	20	bank	bank	PROPN
gujaf-113	113	21	,	,	PUNCT
gujaf-113	113	22	2019	2019	NUM
gujaf-113	113	23	)	)	PUNCT
gujaf-113	113	24	.	.	PUNCT
gujaf-113	114	1	most	most	ADJ
gujaf-113	114	2	of	of	ADP
gujaf-113	114	3	africa	africa	PROPN
gujaf-113	114	4	's	's	PART
gujaf-113	114	5	countries	country	NOUN
gujaf-113	114	6	now	now	ADV
gujaf-113	114	7	have	have	VERB
gujaf-113	114	8	a	a	DET
gujaf-113	114	9	profound	profound	ADJ
gujaf-113	114	10	and	and	CCONJ
gujaf-113	114	11	more	more	ADV
gujaf-113	114	12	stable	stable	ADJ
gujaf-113	114	13	financial	financial	ADJ
gujaf-113	114	14	system	system	NOUN
gujaf-113	114	15	,	,	PUNCT
gujaf-113	114	16	despite	despite	SCONJ
gujaf-113	114	17	the	the	DET
gujaf-113	114	18	infrastructural	infrastructural	ADJ
gujaf-113	114	19	deficit	deficit	NOUN
gujaf-113	114	20	,	,	PUNCT
gujaf-113	114	21	inefficient	inefficient	ADJ
gujaf-113	114	22	capital	capital	NOUN
gujaf-113	114	23	market	market	NOUN
gujaf-113	114	24	,	,	PUNCT
gujaf-113	114	25	poor	poor	ADJ
gujaf-113	114	26	governance	governance	NOUN
gujaf-113	114	27	,	,	PUNCT
gujaf-113	114	28	and	and	CCONJ
gujaf-113	114	29	limited	limited	ADJ
gujaf-113	114	30	financial	financial	ADJ
gujaf-113	114	31	inclusion	inclusion	NOUN
gujaf-113	114	32	(	(	PUNCT
gujaf-113	114	33	beck	beck	PROPN
gujaf-113	114	34	&	&	CCONJ
gujaf-113	114	35	cull	cull	PROPN
gujaf-113	114	36	,	,	PUNCT
gujaf-113	114	37	2013	2013	NUM
gujaf-113	114	38	)	)	PUNCT
gujaf-113	114	39	.	.	PUNCT
gujaf-113	115	1	nevertheless	nevertheless	ADV
gujaf-113	115	2	,	,	PUNCT
gujaf-113	115	3	as	as	SCONJ
gujaf-113	115	4	the	the	DET
gujaf-113	115	5	institutional	institutional	ADJ
gujaf-113	115	6	quality	quality	NOUN
gujaf-113	115	7	index	index	NOUN
gujaf-113	115	8	for	for	ADP
gujaf-113	115	9	most	most	ADJ
gujaf-113	115	10	african	african	ADJ
gujaf-113	115	11	countries	country	NOUN
gujaf-113	115	12	ranked	rank	VERB
gujaf-113	115	13	below	below	ADP
gujaf-113	115	14	the	the	DET
gujaf-113	115	15	globally	globally	ADV
gujaf-113	115	16	acceptable	acceptable	ADJ
gujaf-113	115	17	standard	standard	NOUN
gujaf-113	115	18	(	(	PUNCT
gujaf-113	115	19	world	world	PROPN
gujaf-113	115	20	bank	bank	PROPN
gujaf-113	115	21	,	,	PUNCT
gujaf-113	115	22	2019	2019	NUM
gujaf-113	115	23	)	)	PUNCT
gujaf-113	115	24	,	,	PUNCT
gujaf-113	115	25	the	the	DET
gujaf-113	115	26	question	question	NOUN
gujaf-113	115	27	arises	arise	VERB
gujaf-113	115	28	about	about	ADP
gujaf-113	115	29	how	how	SCONJ
gujaf-113	115	30	banks	bank	NOUN
gujaf-113	115	31	'	'	PART
gujaf-113	115	32	financial	financial	ADJ
gujaf-113	115	33	performance	performance	NOUN
gujaf-113	115	34	will	will	AUX
gujaf-113	115	35	be	be	AUX
gujaf-113	115	36	affected	affect	VERB
gujaf-113	115	37	.	.	PUNCT
gujaf-113	116	1	will	will	AUX
gujaf-113	116	2	african	african	ADJ
gujaf-113	116	3	banks	bank	NOUN
gujaf-113	116	4	have	have	VERB
gujaf-113	116	5	an	an	DET
gujaf-113	116	6	improvement	improvement	NOUN
gujaf-113	116	7	in	in	ADP
gujaf-113	116	8	their	their	PRON
gujaf-113	116	9	financial	financial	ADJ
gujaf-113	116	10	performance	performance	NOUN
gujaf-113	116	11	?	?	PUNCT
gujaf-113	117	1	thus	thus	ADV
gujaf-113	117	2	,	,	PUNCT
gujaf-113	117	3	this	this	DET
gujaf-113	117	4	study	study	NOUN
gujaf-113	117	5	seeks	seek	VERB
gujaf-113	117	6	to	to	PART
gujaf-113	117	7	contribute	contribute	VERB
gujaf-113	117	8	to	to	ADP
gujaf-113	117	9	the	the	DET
gujaf-113	117	10	extant	extant	ADJ
gujaf-113	117	11	literature	literature	NOUN
gujaf-113	117	12	by	by	ADP
gujaf-113	117	13	examining	examine	VERB
gujaf-113	117	14	the	the	DET
gujaf-113	117	15	effect	effect	NOUN
gujaf-113	117	16	of	of	ADP
gujaf-113	117	17	institutional	institutional	ADJ
gujaf-113	117	18	quality	quality	NOUN
gujaf-113	117	19	on	on	ADP
gujaf-113	117	20	bank	bank	NOUN
gujaf-113	117	21	financial	financial	ADJ
gujaf-113	117	22	performance	performance	NOUN
gujaf-113	117	23	in	in	ADP
gujaf-113	117	24	selected	select	VERB
gujaf-113	117	25	african	african	ADJ
gujaf-113	117	26	countries	country	NOUN
gujaf-113	117	27	.	.	PUNCT
gujaf-113	118	1	2	2	X
gujaf-113	118	2	.	.	X
gujaf-113	118	3	literature	literature	NOUN
gujaf-113	118	4	review	review	VERB
gujaf-113	118	5	the	the	DET
gujaf-113	118	6	relationship	relationship	NOUN
gujaf-113	118	7	between	between	ADP
gujaf-113	118	8	institutional	institutional	ADJ
gujaf-113	118	9	quality	quality	NOUN
gujaf-113	118	10	and	and	CCONJ
gujaf-113	118	11	bank	bank	NOUN
gujaf-113	118	12	financial	financial	ADJ
gujaf-113	118	13	performance	performance	NOUN
gujaf-113	118	14	in	in	ADP
gujaf-113	118	15	selected	select	VERB
gujaf-113	118	16	african	african	ADJ
gujaf-113	118	17	countries	country	NOUN
gujaf-113	118	18	can	can	AUX
gujaf-113	118	19	be	be	AUX
gujaf-113	118	20	explained	explain	VERB
gujaf-113	118	21	in	in	ADP
gujaf-113	118	22	the	the	DET
gujaf-113	118	23	context	context	NOUN
gujaf-113	118	24	of	of	ADP
gujaf-113	118	25	the	the	DET
gujaf-113	118	26	law	law	NOUN
gujaf-113	118	27	and	and	CCONJ
gujaf-113	118	28	finance	finance	NOUN
gujaf-113	118	29	theory	theory	NOUN
gujaf-113	118	30	.	.	PUNCT
gujaf-113	119	1	as	as	SCONJ
gujaf-113	119	2	propounded	propound	VERB
gujaf-113	119	3	by	by	ADP
gujaf-113	119	4	laporta	laporta	PROPN
gujaf-113	119	5	,	,	PUNCT
gujaf-113	119	6	lopez	lopez	NOUN
gujaf-113	119	7	-	-	PUNCT
gujaf-113	119	8	de	de	NOUN
gujaf-113	119	9	-	-	NOUN
gujaf-113	119	10	silanes	silane	NOUN
gujaf-113	119	11	,	,	PUNCT
gujaf-113	119	12	shleifer	shleifer	NOUN
gujaf-113	119	13	and	and	CCONJ
gujaf-113	119	14	vishny	vishny	PROPN
gujaf-113	119	15	in	in	ADP
gujaf-113	119	16	their	their	PRON
gujaf-113	119	17	study	study	NOUN
gujaf-113	119	18	(	(	PUNCT
gujaf-113	119	19	law	law	NOUN
gujaf-113	119	20	and	and	CCONJ
gujaf-113	119	21	finance	finance	NOUN
gujaf-113	119	22	)	)	PUNCT
gujaf-113	119	23	published	publish	VERB
gujaf-113	119	24	in	in	ADP
gujaf-113	119	25	1998	1998	NUM
gujaf-113	119	26	.	.	PUNCT
gujaf-113	120	1	the	the	DET
gujaf-113	120	2	theory	theory	NOUN
gujaf-113	120	3	stressed	stress	VERB
gujaf-113	120	4	the	the	DET
gujaf-113	120	5	significance	significance	NOUN
gujaf-113	120	6	of	of	ADP
gujaf-113	120	7	law	law	NOUN
gujaf-113	120	8	in	in	ADP
gujaf-113	120	9	developing	develop	VERB
gujaf-113	120	10	an	an	DET
gujaf-113	120	11	efficient	efficient	ADJ
gujaf-113	120	12	and	and	CCONJ
gujaf-113	120	13	effective	effective	ADJ
gujaf-113	120	14	financial	financial	ADJ
gujaf-113	120	15	system	system	NOUN
gujaf-113	120	16	.	.	PUNCT
gujaf-113	121	1	the	the	DET
gujaf-113	121	2	theory	theory	NOUN
gujaf-113	121	3	is	be	AUX
gujaf-113	121	4	divided	divide	VERB
gujaf-113	121	5	into	into	ADP
gujaf-113	121	6	two	two	NUM
gujaf-113	121	7	major	major	ADJ
gujaf-113	121	8	parts	part	NOUN
gujaf-113	121	9	.	.	PUNCT
gujaf-113	122	1	the	the	DET
gujaf-113	122	2	first	first	ADJ
gujaf-113	122	3	part	part	NOUN
gujaf-113	122	4	concentrated	concentrate	VERB
gujaf-113	122	5	on	on	ADP
gujaf-113	122	6	the	the	DET
gujaf-113	122	7	legal	legal	ADJ
gujaf-113	122	8	structure	structure	NOUN
gujaf-113	122	9	.	.	PUNCT
gujaf-113	123	1	the	the	DET
gujaf-113	123	2	legal	legal	ADJ
gujaf-113	123	3	structure	structure	NOUN
gujaf-113	123	4	emphasises	emphasise	VERB
gujaf-113	123	5	that	that	SCONJ
gujaf-113	123	6	in	in	ADP
gujaf-113	123	7	countries	country	NOUN
gujaf-113	123	8	with	with	ADP
gujaf-113	123	9	an	an	DET
gujaf-113	123	10	efficient	efficient	ADJ
gujaf-113	123	11	and	and	CCONJ
gujaf-113	123	12	effective	effective	ADJ
gujaf-113	123	13	legal	legal	ADJ
gujaf-113	123	14	system	system	NOUN
gujaf-113	123	15	where	where	SCONJ
gujaf-113	123	16	contractual	contractual	ADJ
gujaf-113	123	17	agreements	agreement	NOUN
gujaf-113	123	18	are	be	AUX
gujaf-113	123	19	judiciously	judiciously	ADV
gujaf-113	123	20	followed	follow	VERB
gujaf-113	123	21	,	,	PUNCT
gujaf-113	123	22	contractual	contractual	ADJ
gujaf-113	123	23	obligations	obligation	NOUN
gujaf-113	123	24	are	be	AUX
gujaf-113	123	25	well	well	ADV
gujaf-113	123	26	entrenched	entrenched	ADJ
gujaf-113	123	27	in	in	ADP
gujaf-113	123	28	the	the	DET
gujaf-113	123	29	countries	country	NOUN
gujaf-113	123	30	'	'	PART
gujaf-113	123	31	laws	law	NOUN
gujaf-113	123	32	.	.	PUNCT
gujaf-113	124	1	such	such	ADJ
gujaf-113	124	2	countries	country	NOUN
gujaf-113	124	3	have	have	VERB
gujaf-113	124	4	a	a	DET
gujaf-113	124	5	higher	high	ADJ
gujaf-113	124	6	chance	chance	NOUN
gujaf-113	124	7	of	of	ADP
gujaf-113	124	8	having	have	VERB
gujaf-113	124	9	a	a	DET
gujaf-113	124	10	better	well	ADJ
gujaf-113	124	11	and	and	CCONJ
gujaf-113	124	12	improved	improve	VERB
gujaf-113	124	13	financial	financial	ADJ
gujaf-113	124	14	sector	sector	NOUN
gujaf-113	124	15	.	.	PUNCT
gujaf-113	125	1	the	the	DET
gujaf-113	125	2	second	second	ADJ
gujaf-113	125	3	aspect	aspect	NOUN
gujaf-113	125	4	of	of	ADP
gujaf-113	125	5	the	the	DET
gujaf-113	125	6	3	3	NUM
gujaf-113	125	7	theory	theory	NOUN
gujaf-113	125	8	recognises	recognise	VERB
gujaf-113	125	9	the	the	DET
gujaf-113	125	10	legal	legal	ADJ
gujaf-113	125	11	background	background	NOUN
gujaf-113	125	12	as	as	ADP
gujaf-113	125	13	one	one	NUM
gujaf-113	125	14	reason	reason	NOUN
gujaf-113	125	15	for	for	ADP
gujaf-113	125	16	differences	difference	NOUN
gujaf-113	125	17	amongst	amongst	ADP
gujaf-113	125	18	nations	nation	NOUN
gujaf-113	125	19	,	,	PUNCT
gujaf-113	125	20	especially	especially	ADV
gujaf-113	125	21	in	in	ADP
gujaf-113	125	22	their	their	PRON
gujaf-113	125	23	banking	banking	NOUN
gujaf-113	125	24	sector	sector	NOUN
gujaf-113	125	25	development	development	NOUN
gujaf-113	125	26	level	level	NOUN
gujaf-113	125	27	.	.	PUNCT
gujaf-113	126	1	the	the	DET
gujaf-113	126	2	theory	theory	NOUN
gujaf-113	126	3	further	far	ADV
gujaf-113	126	4	argues	argue	VERB
gujaf-113	126	5	that	that	SCONJ
gujaf-113	126	6	nations	nation	NOUN
gujaf-113	126	7	whose	whose	DET
gujaf-113	126	8	legal	legal	ADJ
gujaf-113	126	9	background	background	NOUN
gujaf-113	126	10	can	can	AUX
gujaf-113	126	11	be	be	AUX
gujaf-113	126	12	attributed	attribute	VERB
gujaf-113	126	13	to	to	ADP
gujaf-113	126	14	common	common	ADJ
gujaf-113	126	15	law	law	NOUN
gujaf-113	126	16	tend	tend	VERB
gujaf-113	126	17	to	to	PART
gujaf-113	126	18	be	be	AUX
gujaf-113	126	19	more	more	ADV
gujaf-113	126	20	advanced	advanced	ADJ
gujaf-113	126	21	than	than	ADP
gujaf-113	126	22	nations	nation	NOUN
gujaf-113	126	23	whose	whose	DET
gujaf-113	126	24	legal	legal	ADJ
gujaf-113	126	25	structure	structure	NOUN
gujaf-113	126	26	originated	originate	VERB
gujaf-113	126	27	from	from	ADP
gujaf-113	126	28	civil	civil	ADJ
gujaf-113	126	29	law	law	NOUN
gujaf-113	126	30	custom	custom	NOUN
gujaf-113	126	31	.	.	PUNCT
gujaf-113	127	1	however	however	ADV
gujaf-113	127	2	,	,	PUNCT
gujaf-113	127	3	the	the	DET
gujaf-113	127	4	study	study	NOUN
gujaf-113	127	5	of	of	ADP
gujaf-113	127	6	oto	oto	PROPN
gujaf-113	127	7	-	-	PUNCT
gujaf-113	127	8	peralias	peralias	PROPN
gujaf-113	127	9	and	and	CCONJ
gujaf-113	127	10	romero	romero	PROPN
gujaf-113	127	11	-	-	PUNCT
gujaf-113	127	12	availa	availa	PROPN
gujaf-113	127	13	(	(	PUNCT
gujaf-113	127	14	2014	2014	NUM
gujaf-113	127	15	)	)	PUNCT
gujaf-113	127	16	nevertheless	nevertheless	ADV
gujaf-113	127	17	postulated	postulate	VERB
gujaf-113	127	18	that	that	SCONJ
gujaf-113	127	19	common	common	ADJ
gujaf-113	127	20	law	law	NOUN
gujaf-113	127	21	nations	nation	NOUN
gujaf-113	127	22	do	do	AUX
gujaf-113	127	23	not	not	PART
gujaf-113	127	24	necessarily	necessarily	ADV
gujaf-113	127	25	have	have	VERB
gujaf-113	127	26	a	a	DET
gujaf-113	127	27	more	more	ADV
gujaf-113	127	28	advanced	advanced	ADJ
gujaf-113	127	29	financial	financial	ADJ
gujaf-113	127	30	sector	sector	NOUN
gujaf-113	127	31	than	than	ADP
gujaf-113	127	32	their	their	PRON
gujaf-113	127	33	counterparts	counterpart	NOUN
gujaf-113	127	34	in	in	ADP
gujaf-113	127	35	civil	civil	ADJ
gujaf-113	127	36	law	law	NOUN
gujaf-113	127	37	nations	nation	NOUN
gujaf-113	127	38	,	,	PUNCT
gujaf-113	127	39	especially	especially	ADV
gujaf-113	127	40	where	where	SCONJ
gujaf-113	127	41	there	there	PRON
gujaf-113	127	42	are	be	VERB
gujaf-113	127	43	higher	high	ADJ
gujaf-113	127	44	levels	level	NOUN
gujaf-113	127	45	of	of	ADP
gujaf-113	127	46	natural	natural	ADJ
gujaf-113	127	47	resources	resource	NOUN
gujaf-113	127	48	in	in	ADP
gujaf-113	127	49	both	both	DET
gujaf-113	127	50	countries	country	NOUN
gujaf-113	127	51	.	.	PUNCT
gujaf-113	128	1	fowowe	fowowe	NOUN
gujaf-113	128	2	(	(	PUNCT
gujaf-113	128	3	2014	2014	NUM
gujaf-113	128	4	)	)	PUNCT
gujaf-113	128	5	however	however	ADV
gujaf-113	128	6	contradicts	contradict	VERB
gujaf-113	128	7	law	law	NOUN
gujaf-113	128	8	and	and	CCONJ
gujaf-113	128	9	finance	finance	NOUN
gujaf-113	128	10	theory	theory	NOUN
gujaf-113	128	11	by	by	ADP
gujaf-113	128	12	empirically	empirically	ADV
gujaf-113	128	13	pointing	point	VERB
gujaf-113	128	14	out	out	ADP
gujaf-113	128	15	that	that	SCONJ
gujaf-113	128	16	legal	legal	ADJ
gujaf-113	128	17	background	background	NOUN
gujaf-113	128	18	does	do	AUX
gujaf-113	128	19	not	not	PART
gujaf-113	128	20	justify	justify	VERB
gujaf-113	128	21	why	why	SCONJ
gujaf-113	128	22	the	the	DET
gujaf-113	128	23	african	african	ADJ
gujaf-113	128	24	banking	banking	NOUN
gujaf-113	128	25	sector	sector	NOUN
gujaf-113	128	26	development	development	NOUN
gujaf-113	128	27	is	be	AUX
gujaf-113	128	28	not	not	PART
gujaf-113	128	29	as	as	ADV
gujaf-113	128	30	developed	develop	VERB
gujaf-113	128	31	as	as	ADP
gujaf-113	128	32	their	their	PRON
gujaf-113	128	33	european	european	ADJ
gujaf-113	128	34	counterpart	counterpart	NOUN
gujaf-113	128	35	.	.	PUNCT
gujaf-113	129	1	in	in	ADP
gujaf-113	129	2	line	line	NOUN
gujaf-113	129	3	with	with	ADP
gujaf-113	129	4	this	this	DET
gujaf-113	129	5	theory	theory	NOUN
gujaf-113	129	6	,	,	PUNCT
gujaf-113	129	7	this	this	DET
gujaf-113	129	8	study	study	NOUN
gujaf-113	129	9	hypothesises	hypothesise	VERB
gujaf-113	129	10	that	that	SCONJ
gujaf-113	129	11	an	an	DET
gujaf-113	129	12	improvement	improvement	NOUN
gujaf-113	129	13	in	in	ADP
gujaf-113	129	14	the	the	DET
gujaf-113	129	15	country	country	NOUN
gujaf-113	129	16	's	's	PART
gujaf-113	129	17	institutional	institutional	ADJ
gujaf-113	129	18	quality	quality	NOUN
gujaf-113	129	19	would	would	AUX
gujaf-113	129	20	positively	positively	ADV
gujaf-113	129	21	affect	affect	VERB
gujaf-113	129	22	the	the	DET
gujaf-113	129	23	financial	financial	ADJ
gujaf-113	129	24	performance	performance	NOUN
gujaf-113	129	25	of	of	ADP
gujaf-113	129	26	banks	bank	NOUN
gujaf-113	129	27	.	.	PUNCT
gujaf-113	130	1	on	on	ADP
gujaf-113	130	2	whether	whether	SCONJ
gujaf-113	130	3	institutional	institutional	ADJ
gujaf-113	130	4	quality	quality	NOUN
gujaf-113	130	5	influences	influence	VERB
gujaf-113	130	6	bank	bank	NOUN
gujaf-113	130	7	performance	performance	NOUN
gujaf-113	130	8	,	,	PUNCT
gujaf-113	130	9	alessandro	alessandro	NOUN
gujaf-113	130	10	and	and	CCONJ
gujaf-113	130	11	panagiotos	panagiotos	NOUN
gujaf-113	130	12	(	(	PUNCT
gujaf-113	130	13	2018	2018	NUM
gujaf-113	130	14	)	)	PUNCT
gujaf-113	130	15	,	,	PUNCT
gujaf-113	130	16	bulow	bulow	PROPN
gujaf-113	130	17	(	(	PUNCT
gujaf-113	130	18	2015	2015	NUM
gujaf-113	130	19	)	)	PUNCT
gujaf-113	130	20	,	,	PUNCT
gujaf-113	130	21	issar	issar	VERB
gujaf-113	130	22	et	et	PROPN
gujaf-113	130	23	al	al	PROPN
gujaf-113	130	24	.	.	PROPN
gujaf-113	131	1	(	(	PUNCT
gujaf-113	131	2	2017	2017	NUM
gujaf-113	131	3	)	)	PUNCT
gujaf-113	131	4	,	,	PUNCT
gujaf-113	131	5	kaouthar	kaouthar	NOUN
gujaf-113	131	6	and	and	CCONJ
gujaf-113	131	7	mondher	mondher	ADV
gujaf-113	131	8	(	(	PUNCT
gujaf-113	131	9	2014	2014	NUM
gujaf-113	131	10	)	)	PUNCT
gujaf-113	131	11	,	,	PUNCT
gujaf-113	131	12	and	and	CCONJ
gujaf-113	131	13	rajesh	rajesh	PROPN
gujaf-113	131	14	and	and	CCONJ
gujaf-113	131	15	kunal	kunal	PROPN
gujaf-113	131	16	(	(	PUNCT
gujaf-113	131	17	2017	2017	NUM
gujaf-113	131	18	)	)	PUNCT
gujaf-113	131	19	all	all	PRON
gujaf-113	131	20	agreed	agree	VERB
gujaf-113	131	21	that	that	SCONJ
gujaf-113	131	22	the	the	DET
gujaf-113	131	23	quality	quality	NOUN
gujaf-113	131	24	of	of	ADP
gujaf-113	131	25	institutions	institution	NOUN
gujaf-113	131	26	influences	influence	VERB
gujaf-113	131	27	bank	bank	NOUN
gujaf-113	131	28	performance	performance	NOUN
gujaf-113	131	29	.	.	PUNCT
gujaf-113	132	1	they	they	PRON
gujaf-113	132	2	infer	infer	VERB
gujaf-113	132	3	further	far	ADV
gujaf-113	132	4	that	that	SCONJ
gujaf-113	132	5	a	a	DET
gujaf-113	132	6	vibrant	vibrant	ADJ
gujaf-113	132	7	institution	institution	NOUN
gujaf-113	132	8	protects	protect	VERB
gujaf-113	132	9	investors	investor	NOUN
gujaf-113	132	10	,	,	PUNCT
gujaf-113	132	11	promotes	promote	VERB
gujaf-113	132	12	trust	trust	NOUN
gujaf-113	132	13	,	,	PUNCT
gujaf-113	132	14	and	and	CCONJ
gujaf-113	132	15	increases	increase	VERB
gujaf-113	132	16	bank	bank	NOUN
gujaf-113	132	17	efficiency	efficiency	NOUN
gujaf-113	132	18	.	.	PUNCT
gujaf-113	133	1	they	they	PRON
gujaf-113	133	2	equally	equally	ADV
gujaf-113	133	3	established	establish	VERB
gujaf-113	133	4	that	that	SCONJ
gujaf-113	133	5	government	government	NOUN
gujaf-113	133	6	impartiality	impartiality	NOUN
gujaf-113	133	7	builds	build	VERB
gujaf-113	133	8	confidence	confidence	NOUN
gujaf-113	133	9	in	in	ADP
gujaf-113	133	10	banks	bank	NOUN
gujaf-113	133	11	,	,	PUNCT
gujaf-113	133	12	encourages	encourage	VERB
gujaf-113	133	13	investments	investment	NOUN
gujaf-113	133	14	and	and	CCONJ
gujaf-113	133	15	supports	support	VERB
gujaf-113	133	16	financial	financial	ADJ
gujaf-113	133	17	sector	sector	NOUN
gujaf-113	133	18	development	development	NOUN
gujaf-113	133	19	.	.	PUNCT
gujaf-113	134	1	similarly	similarly	ADV
gujaf-113	134	2	,	,	PUNCT
gujaf-113	134	3	oladele	oladele	PROPN
gujaf-113	134	4	(	(	PUNCT
gujaf-113	134	5	2021	2021	NUM
gujaf-113	134	6	)	)	PUNCT
gujaf-113	134	7	equally	equally	ADV
gujaf-113	134	8	established	establish	VERB
gujaf-113	134	9	that	that	SCONJ
gujaf-113	134	10	institutional	institutional	ADJ
gujaf-113	134	11	quality	quality	NOUN
gujaf-113	134	12	is	be	AUX
gujaf-113	134	13	one	one	NUM
gujaf-113	134	14	of	of	ADP
gujaf-113	134	15	the	the	DET
gujaf-113	134	16	major	major	ADJ
gujaf-113	134	17	drivers	driver	NOUN
gujaf-113	134	18	of	of	ADP
gujaf-113	134	19	bank	bank	NOUN
gujaf-113	134	20	financial	financial	ADJ
gujaf-113	134	21	performance	performance	NOUN
gujaf-113	134	22	in	in	ADP
gujaf-113	134	23	africa	africa	PROPN
gujaf-113	134	24	.	.	PUNCT
gujaf-113	135	1	therefore	therefore	ADV
gujaf-113	135	2	,	,	PUNCT
gujaf-113	135	3	the	the	DET
gujaf-113	135	4	study	study	NOUN
gujaf-113	135	5	recommended	recommend	VERB
gujaf-113	135	6	that	that	SCONJ
gujaf-113	135	7	various	various	ADJ
gujaf-113	135	8	governments	government	NOUN
gujaf-113	135	9	in	in	ADP
gujaf-113	135	10	africa	africa	PROPN
gujaf-113	135	11	pursue	pursue	VERB
gujaf-113	135	12	policies	policy	NOUN
gujaf-113	135	13	that	that	PRON
gujaf-113	135	14	improve	improve	VERB
gujaf-113	135	15	the	the	DET
gujaf-113	135	16	country	country	NOUN
gujaf-113	135	17	's	's	PART
gujaf-113	135	18	institutional	institutional	ADJ
gujaf-113	135	19	quality	quality	NOUN
gujaf-113	135	20	.	.	PUNCT
gujaf-113	136	1	ali	ali	PROPN
gujaf-113	136	2	et	et	PROPN
gujaf-113	136	3	al	al	PROPN
gujaf-113	136	4	.	.	PROPN
gujaf-113	137	1	(	(	PUNCT
gujaf-113	137	2	2017	2017	NUM
gujaf-113	137	3	)	)	PUNCT
gujaf-113	137	4	equally	equally	ADV
gujaf-113	137	5	justified	justify	VERB
gujaf-113	137	6	their	their	PRON
gujaf-113	137	7	claim	claim	NOUN
gujaf-113	137	8	that	that	SCONJ
gujaf-113	137	9	political	political	ADJ
gujaf-113	137	10	stability	stability	NOUN
gujaf-113	137	11	and	and	CCONJ
gujaf-113	137	12	market	market	NOUN
gujaf-113	137	13	risks	risk	NOUN
gujaf-113	137	14	are	be	AUX
gujaf-113	137	15	the	the	DET
gujaf-113	137	16	main	main	ADJ
gujaf-113	137	17	drivers	driver	NOUN
gujaf-113	137	18	of	of	ADP
gujaf-113	137	19	islamic	islamic	ADJ
gujaf-113	137	20	banks	bank	NOUN
gujaf-113	137	21	'	'	PART
gujaf-113	137	22	profitability	profitability	NOUN
gujaf-113	137	23	in	in	ADP
gujaf-113	137	24	yemen	yemen	PROPN
gujaf-113	137	25	.	.	PUNCT
gujaf-113	138	1	with	with	ADP
gujaf-113	138	2	the	the	DET
gujaf-113	138	3	sample	sample	NOUN
gujaf-113	138	4	drawn	draw	VERB
gujaf-113	138	5	from	from	ADP
gujaf-113	138	6	ssa	ssa	PROPN
gujaf-113	138	7	,	,	PUNCT
gujaf-113	138	8	aluko	aluko	PROPN
gujaf-113	138	9	and	and	CCONJ
gujaf-113	138	10	ajayi	ajayi	NOUN
gujaf-113	138	11	(	(	PUNCT
gujaf-113	138	12	2017	2017	NUM
gujaf-113	138	13	)	)	PUNCT
gujaf-113	138	14	,	,	PUNCT
gujaf-113	138	15	minhaj	minhaj	PROPN
gujaf-113	138	16	et	et	PROPN
gujaf-113	138	17	al	al	PROPN
gujaf-113	138	18	.	.	PROPN
gujaf-113	138	19	(	(	PUNCT
gujaf-113	138	20	2020	2020	NUM
gujaf-113	138	21	)	)	PUNCT
gujaf-113	138	22	concluded	conclude	VERB
gujaf-113	138	23	that	that	SCONJ
gujaf-113	138	24	bank	bank	NOUN
gujaf-113	138	25	performances	performance	NOUN
gujaf-113	138	26	and	and	CCONJ
gujaf-113	138	27	the	the	DET
gujaf-113	138	28	development	development	NOUN
gujaf-113	138	29	of	of	ADP
gujaf-113	138	30	the	the	DET
gujaf-113	138	31	entire	entire	ADJ
gujaf-113	138	32	financial	financial	ADJ
gujaf-113	138	33	sector	sector	NOUN
gujaf-113	138	34	are	be	AUX
gujaf-113	138	35	significantly	significantly	ADV
gujaf-113	138	36	inspired	inspire	VERB
gujaf-113	138	37	by	by	ADP
gujaf-113	138	38	the	the	DET
gujaf-113	138	39	quality	quality	NOUN
gujaf-113	138	40	of	of	ADP
gujaf-113	138	41	the	the	DET
gujaf-113	138	42	country	country	NOUN
gujaf-113	138	43	's	's	PART
gujaf-113	138	44	institution	institution	NOUN
gujaf-113	138	45	,	,	PUNCT
gujaf-113	138	46	the	the	DET
gujaf-113	138	47	level	level	NOUN
gujaf-113	138	48	of	of	ADP
gujaf-113	138	49	the	the	DET
gujaf-113	138	50	country	country	NOUN
gujaf-113	138	51	's	's	PART
gujaf-113	138	52	openness	openness	NOUN
gujaf-113	138	53	,	,	PUNCT
gujaf-113	138	54	the	the	DET
gujaf-113	138	55	extent	extent	NOUN
gujaf-113	138	56	of	of	ADP
gujaf-113	138	57	nations	nation	NOUN
gujaf-113	138	58	liberalisation	liberalisation	NOUN
gujaf-113	138	59	,	,	PUNCT
gujaf-113	138	60	and	and	CCONJ
gujaf-113	138	61	macroeconomic	macroeconomic	ADJ
gujaf-113	138	62	factors	factor	NOUN
gujaf-113	138	63	.	.	PUNCT
gujaf-113	139	1	ahmed	ahmed	PROPN
gujaf-113	139	2	(	(	PUNCT
gujaf-113	139	3	2013	2013	NUM
gujaf-113	139	4	)	)	PUNCT
gujaf-113	139	5	,	,	PUNCT
gujaf-113	139	6	hourani	hourani	NOUN
gujaf-113	139	7	and	and	CCONJ
gujaf-113	139	8	mondello	mondello	PROPN
gujaf-113	139	9	(	(	PUNCT
gujaf-113	139	10	2019	2019	NUM
gujaf-113	139	11	)	)	PUNCT
gujaf-113	139	12	,	,	PUNCT
gujaf-113	139	13	and	and	CCONJ
gujaf-113	139	14	mutarindwa	mutarindwa	VERB
gujaf-113	139	15	et	et	PROPN
gujaf-113	139	16	al	al	PROPN
gujaf-113	139	17	.	.	PROPN
gujaf-113	140	1	(	(	PUNCT
gujaf-113	140	2	2018	2018	NUM
gujaf-113	140	3	)	)	PUNCT
gujaf-113	140	4	contended	contend	VERB
gujaf-113	140	5	that	that	SCONJ
gujaf-113	140	6	institutional	institutional	ADJ
gujaf-113	140	7	quality	quality	NOUN
gujaf-113	140	8	and	and	CCONJ
gujaf-113	140	9	an	an	DET
gujaf-113	140	10	efficient	efficient	ADJ
gujaf-113	140	11	legal	legal	ADJ
gujaf-113	140	12	system	system	NOUN
gujaf-113	140	13	improve	improve	VERB
gujaf-113	140	14	the	the	DET
gujaf-113	140	15	governance	governance	NOUN
gujaf-113	140	16	of	of	ADP
gujaf-113	140	17	banking	banking	NOUN
gujaf-113	140	18	institutions	institution	NOUN
gujaf-113	140	19	encourage	encourage	VERB
gujaf-113	140	20	different	different	ADJ
gujaf-113	140	21	categories	category	NOUN
gujaf-113	140	22	of	of	ADP
gujaf-113	140	23	banks	bank	NOUN
gujaf-113	140	24	to	to	PART
gujaf-113	140	25	increase	increase	VERB
gujaf-113	140	26	their	their	PRON
gujaf-113	140	27	credit	credit	NOUN
gujaf-113	140	28	facilities	facility	NOUN
gujaf-113	140	29	which	which	PRON
gujaf-113	140	30	ultimately	ultimately	ADV
gujaf-113	140	31	enhances	enhance	VERB
gujaf-113	140	32	their	their	PRON
gujaf-113	140	33	financial	financial	ADJ
gujaf-113	140	34	performance	performance	NOUN
gujaf-113	140	35	.	.	PUNCT
gujaf-113	141	1	similarly	similarly	ADV
gujaf-113	141	2	,	,	PUNCT
gujaf-113	141	3	elkelish	elkelish	NOUN
gujaf-113	141	4	and	and	CCONJ
gujaf-113	141	5	tucker	tucker	PROPN
gujaf-113	141	6	(	(	PUNCT
gujaf-113	141	7	2016	2016	NUM
gujaf-113	141	8	)	)	PUNCT
gujaf-113	141	9	opined	opine	VERB
gujaf-113	141	10	that	that	SCONJ
gujaf-113	141	11	legal	legal	ADJ
gujaf-113	141	12	framework	framework	NOUN
gujaf-113	141	13	and	and	CCONJ
gujaf-113	141	14	respect	respect	NOUN
gujaf-113	141	15	for	for	ADP
gujaf-113	141	16	private	private	ADJ
gujaf-113	141	17	properties	property	NOUN
gujaf-113	141	18	significantly	significantly	ADV
gujaf-113	141	19	affect	affect	VERB
gujaf-113	141	20	bank	bank	NOUN
gujaf-113	141	21	performance	performance	NOUN
gujaf-113	141	22	.	.	PUNCT
gujaf-113	142	1	they	they	PRON
gujaf-113	142	2	,	,	PUNCT
gujaf-113	142	3	however	however	ADV
gujaf-113	142	4	,	,	PUNCT
gujaf-113	142	5	could	could	AUX
gujaf-113	142	6	not	not	PART
gujaf-113	142	7	find	find	VERB
gujaf-113	142	8	established	establish	VERB
gujaf-113	142	9	if	if	SCONJ
gujaf-113	142	10	political	political	ADJ
gujaf-113	142	11	structure	structure	NOUN
gujaf-113	142	12	stimulates	stimulate	VERB
gujaf-113	142	13	bank	bank	NOUN
gujaf-113	142	14	performance	performance	NOUN
gujaf-113	142	15	.	.	PUNCT
gujaf-113	143	1	chan	chan	PROPN
gujaf-113	143	2	et	et	PROPN
gujaf-113	143	3	al	al	PROPN
gujaf-113	143	4	.	.	PROPN
gujaf-113	144	1	(	(	PUNCT
gujaf-113	144	2	2015	2015	NUM
gujaf-113	144	3	)	)	PUNCT
gujaf-113	144	4	study	study	NOUN
gujaf-113	144	5	equally	equally	ADV
gujaf-113	144	6	supported	support	VERB
gujaf-113	144	7	the	the	DET
gujaf-113	144	8	arguments	argument	NOUN
gujaf-113	144	9	that	that	SCONJ
gujaf-113	144	10	market	market	NOUN
gujaf-113	144	11	structure	structure	NOUN
gujaf-113	144	12	and	and	CCONJ
gujaf-113	144	13	institutional	institutional	ADJ
gujaf-113	144	14	framework	framework	NOUN
gujaf-113	144	15	determine	determine	VERB
gujaf-113	144	16	bank	bank	NOUN
gujaf-113	144	17	performance	performance	NOUN
gujaf-113	144	18	,	,	PUNCT
gujaf-113	144	19	especially	especially	ADV
gujaf-113	144	20	in	in	ADP
gujaf-113	144	21	the	the	DET
gujaf-113	144	22	asean	asean	ADJ
gujaf-113	144	23	countries	country	NOUN
gujaf-113	144	24	.	.	PUNCT
gujaf-113	145	1	some	some	DET
gujaf-113	145	2	studies	study	NOUN
gujaf-113	145	3	(	(	PUNCT
gujaf-113	145	4	anayiotos	anayiotos	PROPN
gujaf-113	145	5	&	&	CCONJ
gujaf-113	145	6	toroyan	toroyan	PROPN
gujaf-113	145	7	,	,	PUNCT
gujaf-113	145	8	2009	2009	NUM
gujaf-113	145	9	;	;	PUNCT
gujaf-113	145	10	faiz	faiz	PROPN
gujaf-113	145	11	et	et	PROPN
gujaf-113	145	12	al	al	PROPN
gujaf-113	145	13	.	.	PROPN
gujaf-113	145	14	,	,	PUNCT
gujaf-113	145	15	2011	2011	NUM
gujaf-113	145	16	;	;	PUNCT
gujaf-113	145	17	filippidis	filippidis	PROPN
gujaf-113	145	18	&	&	CCONJ
gujaf-113	145	19	katrakilidis	katrakilidis	PROPN
gujaf-113	145	20	,	,	PUNCT
gujaf-113	145	21	2014	2014	NUM
gujaf-113	145	22	;	;	PUNCT
gujaf-113	145	23	law	law	NOUN
gujaf-113	145	24	&	&	CCONJ
gujaf-113	145	25	demetriades	demetriade	NOUN
gujaf-113	145	26	,	,	PUNCT
gujaf-113	145	27	2006	2006	NUM
gujaf-113	145	28	;	;	PUNCT
gujaf-113	145	29	le	le	X
gujaf-113	145	30	et	et	PROPN
gujaf-113	145	31	al	al	PROPN
gujaf-113	145	32	.	.	PROPN
gujaf-113	145	33	,	,	PUNCT
gujaf-113	145	34	2016	2016	NUM
gujaf-113	145	35	;	;	PUNCT
gujaf-113	145	36	mbuluwa	mbuluwa	VERB
gujaf-113	145	37	,	,	PUNCT
gujaf-113	145	38	2015	2015	NUM
gujaf-113	145	39	)	)	PUNCT
gujaf-113	145	40	equally	equally	ADV
gujaf-113	145	41	provided	provide	VERB
gujaf-113	145	42	robust	robust	ADJ
gujaf-113	145	43	argument	argument	NOUN
gujaf-113	145	44	to	to	PART
gujaf-113	145	45	substantiate	substantiate	VERB
gujaf-113	145	46	their	their	PRON
gujaf-113	145	47	claim	claim	NOUN
gujaf-113	145	48	that	that	SCONJ
gujaf-113	145	49	the	the	DET
gujaf-113	145	50	quality	quality	NOUN
gujaf-113	145	51	of	of	ADP
gujaf-113	145	52	countries	country	NOUN
gujaf-113	145	53	institutions	institution	NOUN
gujaf-113	145	54	significantly	significantly	ADV
gujaf-113	145	55	influenced	influence	VERB
gujaf-113	145	56	financial	financial	ADJ
gujaf-113	145	57	sector	sector	NOUN
gujaf-113	145	58	development	development	NOUN
gujaf-113	145	59	and	and	CCONJ
gujaf-113	145	60	bank	bank	NOUN
gujaf-113	145	61	performance	performance	NOUN
gujaf-113	145	62	.	.	PUNCT
gujaf-113	146	1	3	3	X
gujaf-113	146	2	.	.	X
gujaf-113	146	3	methodology	methodology	NOUN
gujaf-113	146	4	and	and	CCONJ
gujaf-113	146	5	model	model	NOUN
gujaf-113	146	6	specification	specification	NOUN
gujaf-113	146	7	this	this	DET
gujaf-113	146	8	study	study	NOUN
gujaf-113	146	9	relied	rely	VERB
gujaf-113	146	10	on	on	ADP
gujaf-113	146	11	the	the	DET
gujaf-113	146	12	ex	ex	X
gujaf-113	146	13	post	post	X
gujaf-113	146	14	facto	facto	X
gujaf-113	146	15	research	research	NOUN
gujaf-113	146	16	design	design	NOUN
gujaf-113	146	17	because	because	SCONJ
gujaf-113	146	18	the	the	DET
gujaf-113	146	19	study	study	NOUN
gujaf-113	146	20	is	be	AUX
gujaf-113	146	21	relying	rely	VERB
gujaf-113	146	22	on	on	ADP
gujaf-113	146	23	data	datum	NOUN
gujaf-113	146	24	that	that	PRON
gujaf-113	146	25	is	be	AUX
gujaf-113	146	26	already	already	ADV
gujaf-113	146	27	available	available	ADJ
gujaf-113	146	28	;	;	PUNCT
gujaf-113	146	29	hence	hence	ADV
gujaf-113	146	30	,	,	PUNCT
gujaf-113	146	31	data	datum	NOUN
gujaf-113	146	32	manipulation	manipulation	NOUN
gujaf-113	146	33	is	be	AUX
gujaf-113	146	34	minimal	minimal	ADJ
gujaf-113	146	35	.	.	PUNCT
gujaf-113	147	1	the	the	DET
gujaf-113	147	2	data	datum	NOUN
gujaf-113	147	3	for	for	ADP
gujaf-113	147	4	the	the	DET
gujaf-113	147	5	study	study	NOUN
gujaf-113	147	6	were	be	AUX
gujaf-113	147	7	sourced	source	VERB
gujaf-113	147	8	from	from	ADP
gujaf-113	147	9	the	the	DET
gujaf-113	147	10	bank	bank	NOUN
gujaf-113	147	11	focus	focus	NOUN
gujaf-113	147	12	database	database	NOUN
gujaf-113	147	13	and	and	CCONJ
gujaf-113	147	14	the	the	DET
gujaf-113	147	15	world	world	PROPN
gujaf-113	147	16	development	development	PROPN
gujaf-113	147	17	indicator	indicator	PROPN
gujaf-113	147	18	database	database	PROPN
gujaf-113	147	19	.	.	PUNCT
gujaf-113	148	1	the	the	DET
gujaf-113	148	2	dependent	dependent	ADJ
gujaf-113	148	3	variable	variable	NOUN
gujaf-113	148	4	(	(	PUNCT
gujaf-113	148	5	roa	roa	PROPN
gujaf-113	148	6	)	)	PUNCT
gujaf-113	148	7	was	be	AUX
gujaf-113	148	8	lagged	lag	VERB
gujaf-113	148	9	in	in	ADP
gujaf-113	148	10	the	the	DET
gujaf-113	148	11	regressor	regressor	NOUN
gujaf-113	148	12	to	to	PART
gujaf-113	148	13	introduce	introduce	VERB
gujaf-113	148	14	dynamism	dynamism	NOUN
gujaf-113	148	15	into	into	ADP
gujaf-113	148	16	the	the	DET
gujaf-113	148	17	model	model	NOUN
gujaf-113	148	18	.	.	PUNCT
gujaf-113	149	1	the	the	DET
gujaf-113	149	2	choice	choice	NOUN
gujaf-113	149	3	of	of	ADP
gujaf-113	149	4	dynamism	dynamism	NOUN
gujaf-113	149	5	was	be	AUX
gujaf-113	149	6	based	base	VERB
gujaf-113	149	7	on	on	ADP
gujaf-113	149	8	the	the	DET
gujaf-113	149	9	assumption	assumption	NOUN
gujaf-113	149	10	that	that	SCONJ
gujaf-113	149	11	past	past	ADJ
gujaf-113	149	12	bank	bank	NOUN
gujaf-113	149	13	performance	performance	NOUN
gujaf-113	149	14	can	can	AUX
gujaf-113	149	15	affect	affect	VERB
gujaf-113	149	16	future	future	ADJ
gujaf-113	149	17	performances	performance	NOUN
gujaf-113	149	18	(	(	PUNCT
gujaf-113	149	19	aluko	aluko	PROPN
gujaf-113	149	20	&	&	CCONJ
gujaf-113	149	21	ajayi	ajayi	PROPN
gujaf-113	149	22	,	,	PUNCT
gujaf-113	149	23	2017	2017	NUM
gujaf-113	149	24	)	)	PUNCT
gujaf-113	149	25	.	.	PUNCT
gujaf-113	150	1	4	4	NUM
gujaf-113	150	2	this	this	DET
gujaf-113	150	3	study	study	NOUN
gujaf-113	150	4	's	's	PART
gujaf-113	150	5	population	population	NOUN
gujaf-113	150	6	consisted	consist	VERB
gujaf-113	150	7	of	of	ADP
gujaf-113	150	8	1017	1017	NUM
gujaf-113	150	9	operating	operate	VERB
gujaf-113	150	10	in	in	ADP
gujaf-113	150	11	the	the	DET
gujaf-113	150	12	54	54	NUM
gujaf-113	150	13	african	african	ADJ
gujaf-113	150	14	countries	country	NOUN
gujaf-113	150	15	as	as	ADP
gujaf-113	150	16	of	of	ADP
gujaf-113	150	17	2020	2020	NUM
gujaf-113	150	18	.	.	PUNCT
gujaf-113	151	1	this	this	DET
gujaf-113	151	2	study	study	NOUN
gujaf-113	151	3	employed	employ	VERB
gujaf-113	151	4	the	the	DET
gujaf-113	151	5	yamani	yamani	NOUN
gujaf-113	151	6	(	(	PUNCT
gujaf-113	151	7	1967	1967	NUM
gujaf-113	151	8	)	)	PUNCT
gujaf-113	151	9	formula	formula	NOUN
gujaf-113	151	10	to	to	PART
gujaf-113	151	11	determine	determine	VERB
gujaf-113	151	12	the	the	DET
gujaf-113	151	13	sample	sample	NOUN
gujaf-113	151	14	size	size	NOUN
gujaf-113	151	15	because	because	SCONJ
gujaf-113	151	16	of	of	ADP
gujaf-113	151	17	data	datum	NOUN
gujaf-113	151	18	constraints	constraint	NOUN
gujaf-113	151	19	.	.	PUNCT
gujaf-113	152	1	the	the	DET
gujaf-113	152	2	procedure	procedure	NOUN
gujaf-113	152	3	used	use	VERB
gujaf-113	152	4	to	to	PART
gujaf-113	152	5	derive	derive	VERB
gujaf-113	152	6	the	the	DET
gujaf-113	152	7	sampling	sample	VERB
gujaf-113	152	8	frame	frame	NOUN
gujaf-113	152	9	is	be	AUX
gujaf-113	152	10	n/	n/	ADJ
gujaf-113	152	11	(	(	PUNCT
gujaf-113	152	12	1	1	NUM
gujaf-113	152	13	+	+	NUM
gujaf-113	152	14	n(e	n(e	NOUN
gujaf-113	152	15	2	2	NUM
gujaf-113	152	16	)	)	PUNCT
gujaf-113	152	17	)	)	PUNCT
gujaf-113	152	18	.	.	PUNCT
gujaf-113	153	1	based	base	VERB
gujaf-113	153	2	on	on	ADP
gujaf-113	153	3	yamane	yamane	PROPN
gujaf-113	153	4	's	's	PART
gujaf-113	153	5	(	(	PUNCT
gujaf-113	153	6	1967	1967	NUM
gujaf-113	153	7	)	)	PUNCT
gujaf-113	153	8	formula	formula	NOUN
gujaf-113	153	9	,	,	PUNCT
gujaf-113	153	10	the	the	DET
gujaf-113	153	11	sample	sample	NOUN
gujaf-113	153	12	size	size	NOUN
gujaf-113	153	13	is	be	AUX
gujaf-113	153	14	one	one	NUM
gujaf-113	153	15	hundred	hundred	NUM
gujaf-113	153	16	(	(	PUNCT
gujaf-113	153	17	200	200	NUM
gujaf-113	153	18	)	)	PUNCT
gujaf-113	153	19	.	.	PUNCT
gujaf-113	154	1	this	this	DET
gujaf-113	154	2	study	study	NOUN
gujaf-113	154	3	then	then	ADV
gujaf-113	154	4	employs	employ	VERB
gujaf-113	154	5	random	random	ADJ
gujaf-113	154	6	cluster	cluster	NOUN
gujaf-113	154	7	sampling	sample	VERB
gujaf-113	154	8	to	to	PART
gujaf-113	154	9	select	select	VERB
gujaf-113	154	10	the	the	DET
gujaf-113	154	11	top	top	ADJ
gujaf-113	154	12	two	two	NUM
gujaf-113	154	13	hundred	hundred	NUM
gujaf-113	154	14	(	(	PUNCT
gujaf-113	154	15	200	200	NUM
gujaf-113	154	16	)	)	PUNCT
gujaf-113	154	17	banks	bank	NOUN
gujaf-113	154	18	in	in	ADP
gujaf-113	154	19	africa	africa	PROPN
gujaf-113	154	20	in	in	ADP
gujaf-113	154	21	terms	term	NOUN
gujaf-113	154	22	of	of	ADP
gujaf-113	154	23	assets	asset	NOUN
gujaf-113	154	24	,	,	PUNCT
gujaf-113	154	25	deposits	deposit	NOUN
gujaf-113	154	26	,	,	PUNCT
gujaf-113	154	27	and	and	CCONJ
gujaf-113	154	28	revenue	revenue	NOUN
gujaf-113	154	29	in	in	ADP
gujaf-113	154	30	2020	2020	NUM
gujaf-113	154	31	(	(	PUNCT
gujaf-113	154	32	the	the	DET
gujaf-113	154	33	africa	africa	PROPN
gujaf-113	154	34	report	report	PROPN
gujaf-113	154	35	,	,	PUNCT
gujaf-113	154	36	2020	2020	NUM
gujaf-113	154	37	)	)	PUNCT
gujaf-113	154	38	in	in	ADP
gujaf-113	154	39	order	order	NOUN
gujaf-113	154	40	to	to	PART
gujaf-113	154	41	increase	increase	VERB
gujaf-113	154	42	the	the	DET
gujaf-113	154	43	sample	sample	NOUN
gujaf-113	154	44	size	size	NOUN
gujaf-113	154	45	's	's	PART
gujaf-113	154	46	confidence	confidence	NOUN
gujaf-113	154	47	level	level	NOUN
gujaf-113	154	48	.	.	PUNCT
gujaf-113	155	1	the	the	DET
gujaf-113	155	2	selected	select	VERB
gujaf-113	155	3	banks	bank	NOUN
gujaf-113	155	4	operate	operate	VERB
gujaf-113	155	5	in	in	ADP
gujaf-113	155	6	33	33	NUM
gujaf-113	155	7	(	(	PUNCT
gujaf-113	155	8	mauritius	mauritius	PROPN
gujaf-113	155	9	,	,	PUNCT
gujaf-113	155	10	cameroon	cameroon	PROPN
gujaf-113	155	11	,	,	PUNCT
gujaf-113	155	12	egypt	egypt	PROPN
gujaf-113	155	13	,	,	PUNCT
gujaf-113	155	14	sudan	sudan	PROPN
gujaf-113	155	15	,	,	PUNCT
gujaf-113	155	16	tunisia	tunisia	PROPN
gujaf-113	155	17	,	,	PUNCT
gujaf-113	155	18	angola	angola	PROPN
gujaf-113	155	19	,	,	PUNCT
gujaf-113	155	20	mozambique	mozambique	PROPN
gujaf-113	155	21	,	,	PUNCT
gujaf-113	155	22	morocco	morocco	PROPN
gujaf-113	155	23	,	,	PUNCT
gujaf-113	155	24	burundi	burundi	PROPN
gujaf-113	155	25	,	,	PUNCT
gujaf-113	155	26	gabon	gabon	PROPN
gujaf-113	155	27	,	,	PUNCT
gujaf-113	155	28	zambia	zambia	PROPN
gujaf-113	155	29	,	,	PUNCT
gujaf-113	155	30	ghana	ghana	PROPN
gujaf-113	155	31	,	,	PUNCT
gujaf-113	155	32	senegal	senegal	PROPN
gujaf-113	155	33	,	,	PUNCT
gujaf-113	155	34	south	south	PROPN
gujaf-113	155	35	africa	africa	PROPN
gujaf-113	155	36	,	,	PUNCT
gujaf-113	155	37	zimbabwe	zimbabwe	PROPN
gujaf-113	155	38	,	,	PUNCT
gujaf-113	155	39	burkina	burkina	PROPN
gujaf-113	155	40	faso	faso	PROPN
gujaf-113	155	41	,	,	PUNCT
gujaf-113	155	42	mali	mali	PROPN
gujaf-113	155	43	,	,	PUNCT
gujaf-113	155	44	malawi	malawi	PROPN
gujaf-113	155	45	,	,	PUNCT
gujaf-113	155	46	tanzania	tanzania	PROPN
gujaf-113	155	47	,	,	PUNCT
gujaf-113	155	48	benin	benin	PROPN
gujaf-113	155	49	,	,	PUNCT
gujaf-113	155	50	botswana	botswana	PROPN
gujaf-113	155	51	,	,	PUNCT
gujaf-113	155	52	cote	cote	PROPN
gujaf-113	155	53	d'ivoire	d'ivoire	PROPN
gujaf-113	155	54	,	,	PUNCT
gujaf-113	155	55	democratic	democratic	ADJ
gujaf-113	155	56	republic	republic	PROPN
gujaf-113	155	57	of	of	ADP
gujaf-113	155	58	congo	congo	PROPN
gujaf-113	155	59	,	,	PUNCT
gujaf-113	155	60	congo	congo	PROPN
gujaf-113	155	61	republic	republic	PROPN
gujaf-113	155	62	,	,	PUNCT
gujaf-113	155	63	nigeria	nigeria	PROPN
gujaf-113	155	64	,	,	PUNCT
gujaf-113	155	65	algeria	algeria	PROPN
gujaf-113	155	66	,	,	PUNCT
gujaf-113	155	67	togo	togo	PROPN
gujaf-113	155	68	,	,	PUNCT
gujaf-113	155	69	ethiopia	ethiopia	PROPN
gujaf-113	155	70	,	,	PUNCT
gujaf-113	155	71	kenya	kenya	PROPN
gujaf-113	155	72	,	,	PUNCT
gujaf-113	155	73	namibia	namibia	PROPN
gujaf-113	155	74	,	,	PUNCT
gujaf-113	155	75	libya	libya	PROPN
gujaf-113	155	76	,	,	PUNCT
gujaf-113	155	77	rwanda	rwanda	PROPN
gujaf-113	155	78	,	,	PUNCT
gujaf-113	155	79	and	and	CCONJ
gujaf-113	155	80	uganda	uganda	PROPN
gujaf-113	155	81	)	)	PUNCT
gujaf-113	155	82	out	out	ADP
gujaf-113	155	83	of	of	ADP
gujaf-113	155	84	the	the	DET
gujaf-113	155	85	54	54	NUM
gujaf-113	155	86	countries	country	NOUN
gujaf-113	155	87	in	in	ADP
gujaf-113	155	88	africa	africa	PROPN
gujaf-113	155	89	.	.	PUNCT
gujaf-113	156	1	the	the	DET
gujaf-113	156	2	values	value	NOUN
gujaf-113	156	3	for	for	ADP
gujaf-113	156	4	the	the	DET
gujaf-113	156	5	chosen	choose	VERB
gujaf-113	156	6	bank	bank	NOUN
gujaf-113	156	7	have	have	AUX
gujaf-113	156	8	been	be	AUX
gujaf-113	156	9	converted	convert	VERB
gujaf-113	156	10	to	to	ADP
gujaf-113	156	11	dollars	dollar	NOUN
gujaf-113	156	12	,	,	PUNCT
gujaf-113	156	13	thus	thus	ADV
gujaf-113	156	14	eliminating	eliminate	VERB
gujaf-113	156	15	exchange	exchange	NOUN
gujaf-113	156	16	rate	rate	NOUN
gujaf-113	156	17	differences	difference	NOUN
gujaf-113	156	18	.	.	PUNCT
gujaf-113	157	1	the	the	DET
gujaf-113	157	2	eventual	eventual	ADJ
gujaf-113	157	3	sample	sample	NOUN
gujaf-113	157	4	is	be	AUX
gujaf-113	157	5	an	an	DET
gujaf-113	157	6	unbalanced	unbalanced	ADJ
gujaf-113	157	7	panel	panel	NOUN
gujaf-113	157	8	dataset	dataset	NOUN
gujaf-113	157	9	of	of	ADP
gujaf-113	157	10	200	200	NUM
gujaf-113	157	11	banks	bank	NOUN
gujaf-113	157	12	spanning	span	VERB
gujaf-113	157	13	from	from	ADP
gujaf-113	157	14	2010	2010	NUM
gujaf-113	157	15	to	to	ADP
gujaf-113	157	16	2020	2020	NUM
gujaf-113	157	17	.	.	PUNCT
gujaf-113	158	1	the	the	DET
gujaf-113	158	2	year	year	NOUN
gujaf-113	158	3	2010	2010	NUM
gujaf-113	158	4	was	be	AUX
gujaf-113	158	5	selected	select	VERB
gujaf-113	158	6	as	as	ADP
gujaf-113	158	7	the	the	DET
gujaf-113	158	8	base	base	NOUN
gujaf-113	158	9	year	year	NOUN
gujaf-113	158	10	for	for	ADP
gujaf-113	158	11	the	the	DET
gujaf-113	158	12	study	study	NOUN
gujaf-113	158	13	because	because	SCONJ
gujaf-113	158	14	the	the	DET
gujaf-113	158	15	data	datum	NOUN
gujaf-113	158	16	of	of	ADP
gujaf-113	158	17	banks	bank	NOUN
gujaf-113	158	18	that	that	PRON
gujaf-113	158	19	were	be	AUX
gujaf-113	158	20	hitherto	hitherto	NOUN
gujaf-113	158	21	not	not	PART
gujaf-113	158	22	captured	capture	VERB
gujaf-113	158	23	in	in	ADP
gujaf-113	158	24	previous	previous	ADJ
gujaf-113	158	25	years	year	NOUN
gujaf-113	158	26	was	be	AUX
gujaf-113	158	27	incorporated	incorporate	VERB
gujaf-113	158	28	into	into	ADP
gujaf-113	158	29	the	the	DET
gujaf-113	158	30	bankfocus	bankfocus	NOUN
gujaf-113	158	31	database	database	NOUN
gujaf-113	158	32	.	.	PUNCT
gujaf-113	159	1	the	the	DET
gujaf-113	159	2	study	study	NOUN
gujaf-113	159	3	could	could	AUX
gujaf-113	159	4	not	not	PART
gujaf-113	159	5	be	be	AUX
gujaf-113	159	6	extended	extend	VERB
gujaf-113	159	7	beyond	beyond	ADP
gujaf-113	159	8	2020	2020	NUM
gujaf-113	159	9	because	because	SCONJ
gujaf-113	159	10	the	the	DET
gujaf-113	159	11	database	database	NOUN
gujaf-113	159	12	of	of	ADP
gujaf-113	159	13	bankfocus	bankfocus	NOUN
gujaf-113	159	14	has	have	AUX
gujaf-113	159	15	not	not	PART
gujaf-113	159	16	been	be	AUX
gujaf-113	159	17	updated	update	VERB
gujaf-113	159	18	beyond	beyond	ADP
gujaf-113	159	19	2020	2020	NUM
gujaf-113	159	20	as	as	ADP
gujaf-113	159	21	at	at	ADP
gujaf-113	159	22	the	the	DET
gujaf-113	159	23	time	time	NOUN
gujaf-113	159	24	of	of	ADP
gujaf-113	159	25	carrying	carry	VERB
gujaf-113	159	26	out	out	ADP
gujaf-113	159	27	this	this	DET
gujaf-113	159	28	study	study	NOUN
gujaf-113	159	29	.	.	PUNCT
gujaf-113	160	1	return	return	NOUN
gujaf-113	160	2	on	on	ADP
gujaf-113	160	3	assets	asset	NOUN
gujaf-113	160	4	(	(	PUNCT
gujaf-113	160	5	roa	roa	NOUN
gujaf-113	160	6	)	)	PUNCT
gujaf-113	160	7	and	and	CCONJ
gujaf-113	160	8	return	return	VERB
gujaf-113	160	9	on	on	ADP
gujaf-113	160	10	equity	equity	NOUN
gujaf-113	160	11	(	(	PUNCT
gujaf-113	160	12	roe	roe	PROPN
gujaf-113	160	13	)	)	PUNCT
gujaf-113	160	14	was	be	AUX
gujaf-113	160	15	employed	employ	VERB
gujaf-113	160	16	as	as	ADP
gujaf-113	160	17	the	the	DET
gujaf-113	160	18	measure	measure	NOUN
gujaf-113	160	19	of	of	ADP
gujaf-113	160	20	bank	bank	NOUN
gujaf-113	160	21	financial	financial	ADJ
gujaf-113	160	22	performance	performance	NOUN
gujaf-113	160	23	while	while	SCONJ
gujaf-113	160	24	the	the	DET
gujaf-113	160	25	aggregate	aggregate	ADJ
gujaf-113	160	26	score	score	NOUN
gujaf-113	160	27	of	of	ADP
gujaf-113	160	28	the	the	DET
gujaf-113	160	29	six	six	NUM
gujaf-113	160	30	indices	index	NOUN
gujaf-113	160	31	(	(	PUNCT
gujaf-113	160	32	voice	voice	NOUN
gujaf-113	160	33	and	and	CCONJ
gujaf-113	160	34	accountability	accountability	NOUN
gujaf-113	160	35	,	,	PUNCT
gujaf-113	160	36	political	political	ADJ
gujaf-113	160	37	stability	stability	NOUN
gujaf-113	160	38	and	and	CCONJ
gujaf-113	160	39	absence	absence	NOUN
gujaf-113	160	40	of	of	ADP
gujaf-113	160	41	violence	violence	NOUN
gujaf-113	160	42	/	/	SYM
gujaf-113	160	43	terrorism	terrorism	NOUN
gujaf-113	160	44	,	,	PUNCT
gujaf-113	160	45	government	government	NOUN
gujaf-113	160	46	effectiveness	effectiveness	NOUN
gujaf-113	160	47	,	,	PUNCT
gujaf-113	160	48	regulatory	regulatory	ADJ
gujaf-113	160	49	quality	quality	NOUN
gujaf-113	160	50	,	,	PUNCT
gujaf-113	160	51	rule	rule	NOUN
gujaf-113	160	52	of	of	ADP
gujaf-113	160	53	law	law	NOUN
gujaf-113	160	54	and	and	CCONJ
gujaf-113	160	55	control	control	NOUN
gujaf-113	160	56	of	of	ADP
gujaf-113	160	57	corruption	corruption	NOUN
gujaf-113	160	58	)	)	PUNCT
gujaf-113	160	59	of	of	ADP
gujaf-113	160	60	institutional	institutional	ADJ
gujaf-113	160	61	quality	quality	NOUN
gujaf-113	160	62	was	be	AUX
gujaf-113	160	63	employed	employ	VERB
gujaf-113	160	64	as	as	ADP
gujaf-113	160	65	the	the	DET
gujaf-113	160	66	measure	measure	NOUN
gujaf-113	160	67	of	of	ADP
gujaf-113	160	68	institutional	institutional	ADJ
gujaf-113	160	69	quality	quality	NOUN
gujaf-113	160	70	.	.	PUNCT
gujaf-113	161	1	the	the	DET
gujaf-113	161	2	study	study	NOUN
gujaf-113	161	3	utilised	utilise	VERB
gujaf-113	161	4	both	both	CCONJ
gujaf-113	161	5	descriptive	descriptive	ADJ
gujaf-113	161	6	and	and	CCONJ
gujaf-113	161	7	inferential	inferential	ADJ
gujaf-113	161	8	statistics	statistic	NOUN
gujaf-113	161	9	as	as	ADP
gujaf-113	161	10	the	the	DET
gujaf-113	161	11	estimation	estimation	NOUN
gujaf-113	161	12	technique	technique	NOUN
gujaf-113	161	13	.	.	PUNCT
gujaf-113	162	1	mean	mean	VERB
gujaf-113	162	2	,	,	PUNCT
gujaf-113	162	3	minimum	minimum	ADJ
gujaf-113	162	4	,	,	PUNCT
gujaf-113	162	5	maximum	maximum	ADJ
gujaf-113	162	6	,	,	PUNCT
gujaf-113	162	7	and	and	CCONJ
gujaf-113	162	8	coefficient	coefficient	NOUN
gujaf-113	162	9	of	of	ADP
gujaf-113	162	10	variation	variation	NOUN
gujaf-113	162	11	were	be	AUX
gujaf-113	162	12	employed	employ	VERB
gujaf-113	162	13	for	for	ADP
gujaf-113	162	14	the	the	DET
gujaf-113	162	15	descriptive	descriptive	ADJ
gujaf-113	162	16	statistics	statistic	NOUN
gujaf-113	162	17	.	.	PUNCT
gujaf-113	163	1	in	in	ADP
gujaf-113	163	2	contrast	contrast	NOUN
gujaf-113	163	3	,	,	PUNCT
gujaf-113	163	4	the	the	DET
gujaf-113	163	5	system	system	NOUN
gujaf-113	163	6	generalised	generalise	VERB
gujaf-113	163	7	method	method	NOUN
gujaf-113	163	8	of	of	ADP
gujaf-113	163	9	moment	moment	NOUN
gujaf-113	163	10	(	(	PUNCT
gujaf-113	163	11	sgmm	sgmm	NOUN
gujaf-113	163	12	)	)	PUNCT
gujaf-113	163	13	was	be	AUX
gujaf-113	163	14	employed	employ	VERB
gujaf-113	163	15	to	to	PART
gujaf-113	163	16	estimate	estimate	VERB
gujaf-113	163	17	inferential	inferential	ADJ
gujaf-113	163	18	statistics	statistic	NOUN
gujaf-113	163	19	.	.	PUNCT
gujaf-113	164	1	the	the	DET
gujaf-113	164	2	sgmm	sgmm	NOUN
gujaf-113	164	3	is	be	AUX
gujaf-113	164	4	very	very	ADV
gujaf-113	164	5	appropriate	appropriate	ADJ
gujaf-113	164	6	for	for	ADP
gujaf-113	164	7	the	the	DET
gujaf-113	164	8	study	study	NOUN
gujaf-113	164	9	because	because	SCONJ
gujaf-113	164	10	of	of	ADP
gujaf-113	164	11	the	the	DET
gujaf-113	164	12	lagged	lag	VERB
gujaf-113	164	13	value	value	NOUN
gujaf-113	164	14	in	in	ADP
gujaf-113	164	15	the	the	DET
gujaf-113	164	16	regressor	regressor	NOUN
gujaf-113	164	17	.	.	PUNCT
gujaf-113	165	1	sgmm	sgmm	NOUN
gujaf-113	165	2	is	be	AUX
gujaf-113	165	3	designed	design	VERB
gujaf-113	165	4	for	for	ADP
gujaf-113	165	5	panels	panel	NOUN
gujaf-113	165	6	with	with	ADP
gujaf-113	165	7	few	few	ADJ
gujaf-113	165	8	time	time	NOUN
gujaf-113	165	9	-	-	PUNCT
gujaf-113	165	10	series	series	NOUN
gujaf-113	165	11	observations	observation	NOUN
gujaf-113	165	12	per	per	ADP
gujaf-113	165	13	individual	individual	NOUN
gujaf-113	165	14	and	and	CCONJ
gujaf-113	165	15	a	a	DET
gujaf-113	165	16	large	large	ADJ
gujaf-113	165	17	sample	sample	NOUN
gujaf-113	165	18	in	in	ADP
gujaf-113	165	19	cross	cross	ADJ
gujaf-113	165	20	-	-	ADJ
gujaf-113	165	21	section	section	ADJ
gujaf-113	165	22	dimensions	dimension	NOUN
gujaf-113	165	23	.	.	PUNCT
gujaf-113	166	1	when	when	SCONJ
gujaf-113	166	2	applied	apply	VERB
gujaf-113	166	3	to	to	ADP
gujaf-113	166	4	panel	panel	NOUN
gujaf-113	166	5	data	datum	NOUN
gujaf-113	166	6	models	model	NOUN
gujaf-113	166	7	,	,	PUNCT
gujaf-113	166	8	it	it	PRON
gujaf-113	166	9	takes	take	VERB
gujaf-113	166	10	care	care	NOUN
gujaf-113	166	11	of	of	ADP
gujaf-113	166	12	probable	probable	ADJ
gujaf-113	166	13	endogeneity	endogeneity	NOUN
gujaf-113	166	14	of	of	ADP
gujaf-113	166	15	all	all	DET
gujaf-113	166	16	explanatory	explanatory	ADJ
gujaf-113	166	17	variables	variable	NOUN
gujaf-113	166	18	,	,	PUNCT
gujaf-113	166	19	measurement	measurement	NOUN
gujaf-113	166	20	errors	error	NOUN
gujaf-113	166	21	,	,	PUNCT
gujaf-113	166	22	and	and	CCONJ
gujaf-113	166	23	misplaced	misplaced	ADJ
gujaf-113	166	24	variables	variable	NOUN
gujaf-113	166	25	.	.	PUNCT
gujaf-113	167	1	this	this	DET
gujaf-113	167	2	study	study	NOUN
gujaf-113	167	3	specifies	specify	VERB
gujaf-113	167	4	a	a	DET
gujaf-113	167	5	dynamic	dynamic	ADJ
gujaf-113	167	6	panel	panel	NOUN
gujaf-113	167	7	model	model	NOUN
gujaf-113	167	8	to	to	PART
gujaf-113	167	9	examine	examine	VERB
gujaf-113	167	10	the	the	DET
gujaf-113	167	11	effect	effect	NOUN
gujaf-113	167	12	of	of	ADP
gujaf-113	167	13	institutional	institutional	ADJ
gujaf-113	167	14	quality	quality	NOUN
gujaf-113	167	15	on	on	ADP
gujaf-113	167	16	bank	bank	NOUN
gujaf-113	167	17	financial	financial	ADJ
gujaf-113	167	18	performance	performance	NOUN
gujaf-113	167	19	.	.	PUNCT
gujaf-113	168	1	this	this	DET
gujaf-113	168	2	approach	approach	NOUN
gujaf-113	168	3	aligns	align	VERB
gujaf-113	168	4	with	with	ADP
gujaf-113	168	5	studies	study	NOUN
gujaf-113	168	6	like	like	ADP
gujaf-113	168	7	aluko	aluko	PROPN
gujaf-113	168	8	and	and	CCONJ
gujaf-113	168	9	ajayi	ajayi	NOUN
gujaf-113	168	10	(	(	PUNCT
gujaf-113	168	11	2017	2017	NUM
gujaf-113	168	12	)	)	PUNCT
gujaf-113	168	13	,	,	PUNCT
gujaf-113	168	14	oladele	oladele	PROPN
gujaf-113	168	15	(	(	PUNCT
gujaf-113	168	16	2021	2021	NUM
gujaf-113	168	17	)	)	PUNCT
gujaf-113	168	18	that	that	PRON
gujaf-113	168	19	built	build	VERB
gujaf-113	168	20	a	a	DET
gujaf-113	168	21	dynamic	dynamic	ADJ
gujaf-113	168	22	panel	panel	NOUN
gujaf-113	168	23	model	model	NOUN
gujaf-113	168	24	for	for	ADP
gujaf-113	168	25	their	their	PRON
gujaf-113	168	26	respective	respective	ADJ
gujaf-113	168	27	studies	study	NOUN
gujaf-113	168	28	on	on	ADP
gujaf-113	168	29	bank	bank	NOUN
gujaf-113	168	30	performance	performance	NOUN
gujaf-113	168	31	.	.	PUNCT
gujaf-113	169	1	hence	hence	ADV
gujaf-113	169	2	,	,	PUNCT
gujaf-113	169	3	the	the	DET
gujaf-113	169	4	study	study	NOUN
gujaf-113	169	5	listed	list	VERB
gujaf-113	169	6	a	a	DET
gujaf-113	169	7	law	law	NOUN
gujaf-113	169	8	and	and	CCONJ
gujaf-113	169	9	finance	finance	NOUN
gujaf-113	169	10	model	model	NOUN
gujaf-113	169	11	variant	variant	NOUN
gujaf-113	169	12	that	that	PRON
gujaf-113	169	13	regressed	regress	VERB
gujaf-113	169	14	financial	financial	ADJ
gujaf-113	169	15	performance	performance	NOUN
gujaf-113	169	16	on	on	ADP
gujaf-113	169	17	an	an	DET
gujaf-113	169	18	institutional	institutional	ADJ
gujaf-113	169	19	quality	quality	NOUN
gujaf-113	169	20	measure	measure	NOUN
gujaf-113	169	21	.	.	PUNCT
gujaf-113	170	1	the	the	DET
gujaf-113	170	2	model	model	NOUN
gujaf-113	170	3	is	be	AUX
gujaf-113	170	4	stated	state	VERB
gujaf-113	170	5	as	as	SCONJ
gujaf-113	170	6	follows	follow	VERB
gujaf-113	170	7	:	:	PUNCT
gujaf-113	170	8	bank	bank	NOUN
gujaf-113	170	9	financial	financial	ADJ
gujaf-113	170	10	performance	performance	NOUN
gujaf-113	170	11	is	be	AUX
gujaf-113	170	12	a	a	DET
gujaf-113	170	13	ƒ	ƒ	X
gujaf-113	170	14	(	(	PUNCT
gujaf-113	170	15	instq	instq	ADJ
gujaf-113	170	16	+	+	CCONJ
gujaf-113	170	17	control	control	NOUN
gujaf-113	170	18	variables	variable	NOUN
gujaf-113	170	19	)	)	PUNCT
gujaf-113	170	20	the	the	DET
gujaf-113	170	21	model	model	NOUN
gujaf-113	170	22	is	be	AUX
gujaf-113	170	23	further	far	ADV
gujaf-113	170	24	broken	break	VERB
gujaf-113	170	25	down	down	ADP
gujaf-113	170	26	as	as	ADP
gujaf-113	170	27	roa	roa	NOUN
gujaf-113	170	28	=	=	PROPN
gujaf-113	170	29	ƒ	ƒ	PROPN
gujaf-113	170	30	(	(	PUNCT
gujaf-113	170	31	instq	instq	ADJ
gujaf-113	170	32	+	+	CCONJ
gujaf-113	170	33	inf	inf	ADJ
gujaf-113	170	34	+	+	CCONJ
gujaf-113	170	35	gdp	gdp	NOUN
gujaf-113	170	36	+	+	CCONJ
gujaf-113	170	37	fdi	fdi	PROPN
gujaf-113	170	38	)	)	PUNCT
gujaf-113	170	39	the	the	DET
gujaf-113	170	40	model	model	NOUN
gujaf-113	170	41	is	be	AUX
gujaf-113	170	42	now	now	ADV
gujaf-113	170	43	expressed	express	VERB
gujaf-113	170	44	econometrically	econometrically	ADV
gujaf-113	170	45	as	as	ADP
gujaf-113	170	46	:	:	PUNCT
gujaf-113	170	47	for	for	ADP
gujaf-113	170	48	the	the	DET
gujaf-113	170	49	alternate	alternate	ADJ
gujaf-113	170	50	method	method	NOUN
gujaf-113	170	51	of	of	ADP
gujaf-113	170	52	measuring	measure	VERB
gujaf-113	170	53	bank	bank	NOUN
gujaf-113	170	54	performance	performance	NOUN
gujaf-113	170	55	,	,	PUNCT
gujaf-113	170	56	the	the	DET
gujaf-113	170	57	model	model	NOUN
gujaf-113	170	58	is	be	AUX
gujaf-113	170	59	stated	state	VERB
gujaf-113	170	60	as	as	ADP
gujaf-113	170	61	:	:	PUNCT
gujaf-113	170	62	where	where	SCONJ
gujaf-113	170	63	:	:	PUNCT
gujaf-113	170	64	α	α	X
gujaf-113	170	65	:	:	PUNCT
gujaf-113	170	66	constant	constant	ADJ
gujaf-113	170	67	term	term	NOUN
gujaf-113	170	68	,	,	PUNCT
gujaf-113	170	69	roa	roa	PROPN
gujaf-113	170	70	:	:	PUNCT
gujaf-113	170	71	return	return	VERB
gujaf-113	170	72	on	on	ADP
gujaf-113	170	73	asset	asset	NOUN
gujaf-113	170	74	,	,	PUNCT
gujaf-113	170	75	roait-1	roait-1	PROPN
gujaf-113	170	76	:	:	PUNCT
gujaf-113	170	77	lag	lag	NOUN
gujaf-113	170	78	of	of	ADP
gujaf-113	170	79	return	return	NOUN
gujaf-113	170	80	on	on	ADP
gujaf-113	170	81	asset	asset	NOUN
gujaf-113	170	82	,	,	PUNCT
gujaf-113	170	83	roe	roe	NOUN
gujaf-113	170	84	:	:	PUNCT
gujaf-113	170	85	return	return	NOUN
gujaf-113	170	86	of	of	ADP
gujaf-113	170	87	equity	equity	NOUN
gujaf-113	170	88	,	,	PUNCT
gujaf-113	170	89	instq	instq	PROPN
gujaf-113	170	90	:	:	PUNCT
gujaf-113	170	91	institutional	institutional	ADJ
gujaf-113	170	92	quality	quality	NOUN
gujaf-113	170	93	,	,	PUNCT
gujaf-113	170	94	inf	inf	NOUN
gujaf-113	170	95	:	:	PUNCT
gujaf-113	170	96	inflation	inflation	NOUN
gujaf-113	170	97	,	,	PUNCT
gujaf-113	170	98	gdp	gdp	NOUN
gujaf-113	170	99	:	:	PUNCT
gujaf-113	170	100	gross	gross	ADJ
gujaf-113	170	101	domestic	domestic	ADJ
gujaf-113	170	102	product	product	NOUN
gujaf-113	170	103	,	,	PUNCT
gujaf-113	170	104	fdi	fdi	NOUN
gujaf-113	170	105	:	:	PUNCT
gujaf-113	170	106	foreign	foreign	ADJ
gujaf-113	170	107	direct	direct	ADJ
gujaf-113	170	108	investment	investment	NOUN
gujaf-113	170	109	,	,	PUNCT
gujaf-113	170	110	µt	µt	PRON
gujaf-113	170	111	:	:	PUNCT
gujaf-113	170	112	unobserved	unobserved	ADJ
gujaf-113	170	113	bank	bank	NOUN
gujaf-113	170	114	/	/	SYM
gujaf-113	170	115	country	country	NOUN
gujaf-113	170	116	-	-	PUNCT
gujaf-113	170	117	specific	specific	ADJ
gujaf-113	170	118	effect	effect	NOUN
gujaf-113	170	119	,	,	PUNCT
gujaf-113	170	120	ε	ε	PROPN
gujaf-113	170	121	:	:	PUNCT
gujaf-113	170	122	error	error	NOUN
gujaf-113	170	123	term	term	NOUN
gujaf-113	170	124	,	,	PUNCT
gujaf-113	170	125	1	1	NUM
gujaf-113	170	126	-	-	SYM
gujaf-113	170	127	5	5	NUM
gujaf-113	170	128	:	:	PUNCT
gujaf-113	170	129	parameters	parameter	NOUN
gujaf-113	170	130	of	of	ADP
gujaf-113	170	131	the	the	DET
gujaf-113	170	132	explanatory	explanatory	ADJ
gujaf-113	170	133	variables	variable	NOUN
gujaf-113	170	134	,	,	PUNCT
gujaf-113	170	135	t	t	PROPN
gujaf-113	170	136	:	:	PUNCT
gujaf-113	170	137	time	time	NOUN
gujaf-113	170	138	period	period	NOUN
gujaf-113	170	139	,	,	PUNCT
gujaf-113	170	140	i	i	PRON
gujaf-113	170	141	:	:	PUNCT
gujaf-113	170	142	banks	bank	NOUN
gujaf-113	170	143	/	/	SYM
gujaf-113	170	144	countries	country	NOUN
gujaf-113	170	145	involved	involve	VERB
gujaf-113	170	146	.	.	PUNCT
gujaf-113	171	1	5	5	NUM
gujaf-113	171	2	note	note	NOUN
gujaf-113	171	3	:	:	PUNCT
gujaf-113	171	4	inf	inf	ADJ
gujaf-113	171	5	,	,	PUNCT
gujaf-113	171	6	gdp	gdp	NOUN
gujaf-113	171	7	,	,	PUNCT
gujaf-113	171	8	and	and	CCONJ
gujaf-113	171	9	fdi	fdi	NOUN
gujaf-113	171	10	were	be	AUX
gujaf-113	171	11	incorporated	incorporate	VERB
gujaf-113	171	12	in	in	ADP
gujaf-113	171	13	the	the	DET
gujaf-113	171	14	model	model	NOUN
gujaf-113	171	15	as	as	ADP
gujaf-113	171	16	control	control	NOUN
gujaf-113	171	17	variables	variable	NOUN
gujaf-113	171	18	because	because	SCONJ
gujaf-113	171	19	they	they	PRON
gujaf-113	171	20	have	have	AUX
gujaf-113	171	21	been	be	AUX
gujaf-113	171	22	identified	identify	VERB
gujaf-113	171	23	in	in	ADP
gujaf-113	171	24	the	the	DET
gujaf-113	171	25	literature	literature	NOUN
gujaf-113	171	26	(	(	PUNCT
gujaf-113	171	27	aluko	aluko	PROPN
gujaf-113	171	28	&	&	CCONJ
gujaf-113	171	29	ajayi	ajayi	PROPN
gujaf-113	171	30	,	,	PUNCT
gujaf-113	171	31	2017	2017	NUM
gujaf-113	171	32	;	;	PUNCT
gujaf-113	171	33	minhaj	minhaj	PROPN
gujaf-113	171	34	et	et	PROPN
gujaf-113	171	35	al	al	PROPN
gujaf-113	171	36	.	.	PROPN
gujaf-113	171	37	,	,	PUNCT
gujaf-113	171	38	2020	2020	NUM
gujaf-113	171	39	;	;	PUNCT
gujaf-113	171	40	oladele	oladele	PROPN
gujaf-113	171	41	,	,	PUNCT
gujaf-113	171	42	2021	2021	NUM
gujaf-113	171	43	)	)	PUNCT
gujaf-113	171	44	as	as	ADP
gujaf-113	171	45	having	have	VERB
gujaf-113	171	46	the	the	DET
gujaf-113	171	47	power	power	NOUN
gujaf-113	171	48	to	to	PART
gujaf-113	171	49	affect	affect	VERB
gujaf-113	171	50	bank	bank	NOUN
gujaf-113	171	51	financial	financial	ADJ
gujaf-113	171	52	performance	performance	NOUN
gujaf-113	171	53	.	.	PUNCT
gujaf-113	172	1	4	4	X
gujaf-113	172	2	.	.	NOUN
gujaf-113	172	3	results	result	NOUN
gujaf-113	172	4	and	and	CCONJ
gujaf-113	172	5	discussion	discussion	NOUN
gujaf-113	172	6	of	of	ADP
gujaf-113	172	7	findings	finding	NOUN
gujaf-113	172	8	table	table	NOUN
gujaf-113	172	9	1	1	NUM
gujaf-113	172	10	:	:	PUNCT
gujaf-113	172	11	descriptive	descriptive	ADJ
gujaf-113	172	12	statistics	statistic	NOUN
gujaf-113	172	13	variable	variable	ADJ
gujaf-113	172	14	observation	observation	NOUN
gujaf-113	172	15	mean	mean	NOUN
gujaf-113	173	1	std	std	PROPN
gujaf-113	173	2	.	.	PROPN
gujaf-113	173	3	dev	dev	PROPN
gujaf-113	173	4	.	.	PUNCT
gujaf-113	173	5	coe	coe	PROPN
gujaf-113	173	6	.	.	PUNCT
gujaf-113	174	1	of	of	ADP
gujaf-113	174	2	var	var	PROPN
gujaf-113	174	3	.	.	PUNCT
gujaf-113	175	1	min	min	PROPN
gujaf-113	175	2	.	.	PROPN
gujaf-113	175	3	max	max	PROPN
gujaf-113	175	4	.	.	PROPN
gujaf-113	175	5	roa	roa	PROPN
gujaf-113	175	6	1,426	1,426	NUM
gujaf-113	175	7	2.236111	2.236111	NUM
gujaf-113	175	8	2.382118	2.382118	NUM
gujaf-113	175	9	1.065295	1.065295	NUM
gujaf-113	175	10	-7.83	-7.83	NUM
gujaf-113	175	11	27.93	27.93	NUM
gujaf-113	175	12	roe	roe	NOUN
gujaf-113	175	13	1,427	1,427	NUM
gujaf-113	175	14	17.95213	17.95213	NUM
gujaf-113	175	15	16.09615	16.09615	NUM
gujaf-113	175	16	0.89662	0.89662	NUM
gujaf-113	175	17	-167.45	-167.45	PROPN
gujaf-113	175	18	155.37	155.37	NUM
gujaf-113	175	19	instq	instq	NOUN
gujaf-113	175	20	1,393	1,393	NUM
gujaf-113	175	21	-0.5513286	-0.5513286	ADJ
gujaf-113	175	22	0.6641332	0.6641332	NUM
gujaf-113	175	23	1.20457	1.20457	NUM
gujaf-113	175	24	-2.441388	-2.441388	NOUN
gujaf-113	175	25	0.881436	0.881436	NUM
gujaf-113	175	26	inf	inf	NOUN
gujaf-113	175	27	1,406	1,406	NUM
gujaf-113	175	28	6.525984	6.525984	NUM
gujaf-113	175	29	5.778849	5.778849	NUM
gujaf-113	175	30	0.88551	0.88551	NUM
gujaf-113	175	31	-2.4	-2.4	PROPN
gujaf-113	175	32	41.5	41.5	NUM
gujaf-113	175	33	gdp	gdp	NOUN
gujaf-113	175	34	1,410	1,410	NUM
gujaf-113	175	35	3.503358	3.503358	NUM
gujaf-113	175	36	3.579672	3.579672	NUM
gujaf-113	175	37	1.02178	1.02178	NUM
gujaf-113	175	38	-61	-61	SYM
gujaf-113	175	39	13.606	13.606	NUM
gujaf-113	175	40	fdi	fdi	NOUN
gujaf-113	175	41	1,430	1,430	NUM
gujaf-113	175	42	2.566506	2.566506	NUM
gujaf-113	175	43	4.137028	4.137028	NUM
gujaf-113	175	44	1.61193	1.61193	NUM
gujaf-113	175	45	-6.369877	-6.369877	NOUN
gujaf-113	175	46	39.4562	39.4562	NUM
gujaf-113	175	47	source	source	NOUN
gujaf-113	175	48	:	:	PUNCT
gujaf-113	175	49	author	author	NOUN
gujaf-113	175	50	's	's	PART
gujaf-113	175	51	computation	computation	NOUN
gujaf-113	175	52	(	(	PUNCT
gujaf-113	175	53	2022	2022	NUM
gujaf-113	175	54	)	)	PUNCT
gujaf-113	175	55	.	.	PUNCT
gujaf-113	176	1	the	the	DET
gujaf-113	176	2	summary	summary	NOUN
gujaf-113	176	3	statistics	statistic	NOUN
gujaf-113	176	4	of	of	ADP
gujaf-113	176	5	roa	roa	PROPN
gujaf-113	176	6	,	,	PUNCT
gujaf-113	176	7	roe	roe	PROPN
gujaf-113	176	8	,	,	PUNCT
gujaf-113	176	9	instq	instq	PROPN
gujaf-113	176	10	,	,	PUNCT
gujaf-113	176	11	inflation	inflation	NOUN
gujaf-113	176	12	,	,	PUNCT
gujaf-113	176	13	gdp	gdp	NOUN
gujaf-113	176	14	and	and	CCONJ
gujaf-113	176	15	fdi	fdi	PROPN
gujaf-113	176	16	for	for	ADP
gujaf-113	176	17	the	the	DET
gujaf-113	176	18	banks	bank	NOUN
gujaf-113	176	19	and	and	CCONJ
gujaf-113	176	20	nations	nation	NOUN
gujaf-113	176	21	under	under	ADP
gujaf-113	176	22	review	review	NOUN
gujaf-113	176	23	are	be	AUX
gujaf-113	176	24	presented	present	VERB
gujaf-113	176	25	in	in	ADP
gujaf-113	176	26	table	table	NOUN
gujaf-113	176	27	1	1	NUM
gujaf-113	176	28	.	.	X
gujaf-113	176	29	roa	roa	PROPN
gujaf-113	176	30	has	have	VERB
gujaf-113	176	31	a	a	DET
gujaf-113	176	32	mean	mean	ADJ
gujaf-113	176	33	score	score	NOUN
gujaf-113	176	34	of	of	ADP
gujaf-113	176	35	2.23611	2.23611	NUM
gujaf-113	176	36	,	,	PUNCT
gujaf-113	176	37	indicating	indicate	VERB
gujaf-113	176	38	that	that	SCONJ
gujaf-113	176	39	,	,	PUNCT
gujaf-113	176	40	on	on	ADP
gujaf-113	176	41	average	average	ADJ
gujaf-113	176	42	,	,	PUNCT
gujaf-113	176	43	the	the	DET
gujaf-113	176	44	selected	select	VERB
gujaf-113	176	45	banks	bank	NOUN
gujaf-113	176	46	have	have	AUX
gujaf-113	176	47	been	be	AUX
gujaf-113	176	48	relatively	relatively	ADV
gujaf-113	176	49	profitable	profitable	ADJ
gujaf-113	176	50	in	in	ADP
gujaf-113	176	51	the	the	DET
gujaf-113	176	52	years	year	NOUN
gujaf-113	176	53	under	under	ADP
gujaf-113	176	54	review	review	NOUN
gujaf-113	176	55	.	.	PUNCT
gujaf-113	177	1	however	however	ADV
gujaf-113	177	2	,	,	PUNCT
gujaf-113	177	3	the	the	DET
gujaf-113	177	4	profitability	profitability	NOUN
gujaf-113	177	5	of	of	ADP
gujaf-113	177	6	the	the	DET
gujaf-113	177	7	banks	bank	NOUN
gujaf-113	177	8	measured	measure	VERB
gujaf-113	177	9	by	by	ADP
gujaf-113	177	10	roa	roa	PROPN
gujaf-113	177	11	is	be	AUX
gujaf-113	177	12	not	not	PART
gujaf-113	177	13	evenly	evenly	ADV
gujaf-113	177	14	spread	spread	VERB
gujaf-113	177	15	.	.	PUNCT
gujaf-113	178	1	for	for	ADP
gujaf-113	178	2	example	example	NOUN
gujaf-113	178	3	,	,	PUNCT
gujaf-113	178	4	with	with	ADP
gujaf-113	178	5	a	a	DET
gujaf-113	178	6	minimum	minimum	ADJ
gujaf-113	178	7	value	value	NOUN
gujaf-113	178	8	of	of	ADP
gujaf-113	178	9	-7.83	-7.83	NOUN
gujaf-113	178	10	and	and	CCONJ
gujaf-113	178	11	a	a	DET
gujaf-113	178	12	maximum	maximum	ADJ
gujaf-113	178	13	value	value	NOUN
gujaf-113	178	14	of	of	ADP
gujaf-113	178	15	27.93	27.93	NUM
gujaf-113	178	16	,	,	PUNCT
gujaf-113	178	17	the	the	DET
gujaf-113	178	18	significant	significant	ADJ
gujaf-113	178	19	difference	difference	NOUN
gujaf-113	178	20	between	between	ADP
gujaf-113	178	21	the	the	DET
gujaf-113	178	22	minimum	minimum	NOUN
gujaf-113	178	23	and	and	CCONJ
gujaf-113	178	24	the	the	DET
gujaf-113	178	25	maximum	maximum	ADJ
gujaf-113	178	26	value	value	NOUN
gujaf-113	178	27	indicates	indicate	VERB
gujaf-113	178	28	that	that	SCONJ
gujaf-113	178	29	while	while	SCONJ
gujaf-113	178	30	some	some	DET
gujaf-113	178	31	banks	bank	NOUN
gujaf-113	178	32	have	have	AUX
gujaf-113	178	33	reported	report	VERB
gujaf-113	178	34	a	a	DET
gujaf-113	178	35	considerable	considerable	ADJ
gujaf-113	178	36	improvement	improvement	NOUN
gujaf-113	178	37	in	in	ADP
gujaf-113	178	38	their	their	PRON
gujaf-113	178	39	financial	financial	ADJ
gujaf-113	178	40	performance	performance	NOUN
gujaf-113	178	41	,	,	PUNCT
gujaf-113	178	42	others	other	NOUN
gujaf-113	178	43	have	have	AUX
gujaf-113	178	44	seen	see	VERB
gujaf-113	178	45	a	a	DET
gujaf-113	178	46	sharp	sharp	ADJ
gujaf-113	178	47	decline	decline	NOUN
gujaf-113	178	48	in	in	ADP
gujaf-113	178	49	their	their	PRON
gujaf-113	178	50	profitability	profitability	NOUN
gujaf-113	178	51	.	.	PUNCT
gujaf-113	179	1	on	on	ADP
gujaf-113	179	2	the	the	DET
gujaf-113	179	3	other	other	ADJ
gujaf-113	179	4	hand	hand	NOUN
gujaf-113	179	5	,	,	PUNCT
gujaf-113	179	6	the	the	DET
gujaf-113	179	7	standard	standard	ADJ
gujaf-113	179	8	deviation	deviation	NOUN
gujaf-113	179	9	value	value	NOUN
gujaf-113	179	10	of	of	ADP
gujaf-113	179	11	2.382118	2.382118	NUM
gujaf-113	179	12	shows	show	VERB
gujaf-113	179	13	that	that	SCONJ
gujaf-113	179	14	the	the	DET
gujaf-113	179	15	roa	roa	NOUN
gujaf-113	179	16	of	of	ADP
gujaf-113	179	17	banks	bank	NOUN
gujaf-113	179	18	in	in	ADP
gujaf-113	179	19	the	the	DET
gujaf-113	179	20	years	year	NOUN
gujaf-113	179	21	under	under	ADP
gujaf-113	179	22	review	review	NOUN
gujaf-113	179	23	have	have	AUX
gujaf-113	179	24	not	not	PART
gujaf-113	179	25	experienced	experience	VERB
gujaf-113	179	26	high	high	ADJ
gujaf-113	179	27	volatility	volatility	NOUN
gujaf-113	179	28	.	.	PUNCT
gujaf-113	180	1	however	however	ADV
gujaf-113	180	2	,	,	PUNCT
gujaf-113	180	3	roe	roe	PROPN
gujaf-113	180	4	recorded	record	VERB
gujaf-113	180	5	a	a	DET
gujaf-113	180	6	much	much	ADV
gujaf-113	180	7	higher	high	ADJ
gujaf-113	180	8	average	average	NOUN
gujaf-113	180	9	than	than	ADP
gujaf-113	180	10	roa	roa	PROPN
gujaf-113	180	11	,	,	PUNCT
gujaf-113	180	12	as	as	SCONJ
gujaf-113	180	13	inferred	infer	VERB
gujaf-113	180	14	from	from	ADP
gujaf-113	180	15	the	the	DET
gujaf-113	180	16	mean	mean	ADJ
gujaf-113	180	17	score	score	NOUN
gujaf-113	180	18	of	of	ADP
gujaf-113	180	19	17.952	17.952	NUM
gujaf-113	180	20	.	.	PUNCT
gujaf-113	181	1	the	the	DET
gujaf-113	181	2	result	result	NOUN
gujaf-113	181	3	shows	show	VERB
gujaf-113	181	4	that	that	SCONJ
gujaf-113	181	5	the	the	DET
gujaf-113	181	6	selected	select	VERB
gujaf-113	181	7	banks	bank	NOUN
gujaf-113	181	8	perform	perform	VERB
gujaf-113	181	9	better	well	ADV
gujaf-113	181	10	when	when	SCONJ
gujaf-113	181	11	the	the	DET
gujaf-113	181	12	return	return	NOUN
gujaf-113	181	13	of	of	ADP
gujaf-113	181	14	shareholders	shareholder	NOUN
gujaf-113	181	15	'	'	PART
gujaf-113	181	16	wealth	wealth	NOUN
gujaf-113	181	17	is	be	AUX
gujaf-113	181	18	considered	consider	VERB
gujaf-113	181	19	.	.	PUNCT
gujaf-113	182	1	however	however	ADV
gujaf-113	182	2	,	,	PUNCT
gujaf-113	182	3	the	the	DET
gujaf-113	182	4	standard	standard	ADJ
gujaf-113	182	5	deviation	deviation	NOUN
gujaf-113	182	6	value	value	NOUN
gujaf-113	182	7	of	of	ADP
gujaf-113	182	8	16.096	16.096	NUM
gujaf-113	182	9	indicates	indicate	VERB
gujaf-113	182	10	higher	high	ADJ
gujaf-113	182	11	volatility	volatility	NOUN
gujaf-113	182	12	on	on	ADP
gujaf-113	182	13	the	the	DET
gujaf-113	182	14	selected	select	VERB
gujaf-113	182	15	banks	bank	NOUN
gujaf-113	182	16	'	'	PART
gujaf-113	182	17	roe	roe	NOUN
gujaf-113	182	18	.	.	PUNCT
gujaf-113	183	1	the	the	DET
gujaf-113	183	2	higher	high	ADJ
gujaf-113	183	3	volatility	volatility	NOUN
gujaf-113	183	4	in	in	ADP
gujaf-113	183	5	roe	roe	NOUN
gujaf-113	183	6	may	may	AUX
gujaf-113	183	7	be	be	AUX
gujaf-113	183	8	attributed	attribute	VERB
gujaf-113	183	9	to	to	ADP
gujaf-113	183	10	how	how	SCONJ
gujaf-113	183	11	the	the	DET
gujaf-113	183	12	selected	select	VERB
gujaf-113	183	13	banks	bank	NOUN
gujaf-113	183	14	'	'	PART
gujaf-113	183	15	shares	share	NOUN
gujaf-113	183	16	are	be	AUX
gujaf-113	183	17	traded	trade	VERB
gujaf-113	183	18	in	in	ADP
gujaf-113	183	19	their	their	PRON
gujaf-113	183	20	respective	respective	ADJ
gujaf-113	183	21	countries	country	NOUN
gujaf-113	183	22	'	'	PART
gujaf-113	183	23	stock	stock	NOUN
gujaf-113	183	24	markets	market	NOUN
gujaf-113	183	25	.	.	PUNCT
gujaf-113	184	1	the	the	DET
gujaf-113	184	2	mean	mean	ADJ
gujaf-113	184	3	score	score	NOUN
gujaf-113	184	4	of	of	ADP
gujaf-113	184	5	institutional	institutional	ADJ
gujaf-113	184	6	quality	quality	NOUN
gujaf-113	184	7	has	have	VERB
gujaf-113	184	8	a	a	DET
gujaf-113	184	9	mean	mean	ADJ
gujaf-113	184	10	score	score	NOUN
gujaf-113	184	11	of	of	ADP
gujaf-113	184	12	-0.5513	-0.5513	NOUN
gujaf-113	184	13	.	.	PUNCT
gujaf-113	185	1	this	this	PRON
gujaf-113	185	2	implies	imply	VERB
gujaf-113	185	3	that	that	SCONJ
gujaf-113	185	4	the	the	DET
gujaf-113	185	5	selected	select	VERB
gujaf-113	185	6	countries	country	NOUN
gujaf-113	185	7	'	'	PART
gujaf-113	185	8	institutional	institutional	ADJ
gujaf-113	185	9	quality	quality	NOUN
gujaf-113	185	10	can	can	AUX
gujaf-113	185	11	be	be	AUX
gujaf-113	185	12	regarded	regard	VERB
gujaf-113	185	13	as	as	ADP
gujaf-113	185	14	weak	weak	ADJ
gujaf-113	185	15	.	.	PUNCT
gujaf-113	186	1	hence	hence	ADV
gujaf-113	186	2	,	,	PUNCT
gujaf-113	186	3	institutional	institutional	ADJ
gujaf-113	186	4	problems	problem	NOUN
gujaf-113	186	5	are	be	AUX
gujaf-113	186	6	still	still	ADV
gujaf-113	186	7	a	a	DET
gujaf-113	186	8	major	major	ADJ
gujaf-113	186	9	challenge	challenge	NOUN
gujaf-113	186	10	in	in	ADP
gujaf-113	186	11	the	the	DET
gujaf-113	186	12	countries	country	NOUN
gujaf-113	186	13	under	under	ADP
gujaf-113	186	14	consideration	consideration	NOUN
gujaf-113	186	15	.	.	PUNCT
gujaf-113	187	1	with	with	ADP
gujaf-113	187	2	a	a	DET
gujaf-113	187	3	standard	standard	ADJ
gujaf-113	187	4	deviation	deviation	NOUN
gujaf-113	187	5	of	of	ADP
gujaf-113	187	6	0.6641	0.6641	NUM
gujaf-113	187	7	for	for	ADP
gujaf-113	187	8	institutional	institutional	ADJ
gujaf-113	187	9	quality	quality	NOUN
gujaf-113	187	10	,	,	PUNCT
gujaf-113	187	11	one	one	PRON
gujaf-113	187	12	can	can	AUX
gujaf-113	187	13	infer	infer	VERB
gujaf-113	187	14	those	those	DET
gujaf-113	187	15	institutional	institutional	ADJ
gujaf-113	187	16	challenges	challenge	NOUN
gujaf-113	187	17	are	be	AUX
gujaf-113	187	18	persistent	persistent	ADJ
gujaf-113	187	19	in	in	ADP
gujaf-113	187	20	the	the	DET
gujaf-113	187	21	selected	select	VERB
gujaf-113	187	22	african	african	ADJ
gujaf-113	187	23	countries	country	NOUN
gujaf-113	187	24	.	.	PUNCT
gujaf-113	188	1	the	the	DET
gujaf-113	188	2	sharp	sharp	ADJ
gujaf-113	188	3	contrast	contrast	NOUN
gujaf-113	188	4	between	between	ADP
gujaf-113	188	5	the	the	DET
gujaf-113	188	6	minimum	minimum	NOUN
gujaf-113	188	7	and	and	CCONJ
gujaf-113	188	8	the	the	DET
gujaf-113	188	9	maximum	maximum	ADJ
gujaf-113	188	10	value	value	NOUN
gujaf-113	188	11	of	of	ADP
gujaf-113	188	12	institutional	institutional	ADJ
gujaf-113	188	13	quality	quality	NOUN
gujaf-113	188	14	is	be	AUX
gujaf-113	188	15	an	an	DET
gujaf-113	188	16	indication	indication	NOUN
gujaf-113	188	17	that	that	SCONJ
gujaf-113	188	18	some	some	DET
gujaf-113	188	19	countries	country	NOUN
gujaf-113	188	20	under	under	ADP
gujaf-113	188	21	review	review	NOUN
gujaf-113	188	22	have	have	AUX
gujaf-113	188	23	a	a	DET
gujaf-113	188	24	better	well	ADJ
gujaf-113	188	25	institution	institution	NOUN
gujaf-113	188	26	in	in	ADP
gujaf-113	188	27	place	place	NOUN
gujaf-113	188	28	than	than	ADP
gujaf-113	188	29	others	other	NOUN
gujaf-113	188	30	.	.	PUNCT
gujaf-113	189	1	inflation	inflation	NOUN
gujaf-113	189	2	has	have	VERB
gujaf-113	189	3	a	a	DET
gujaf-113	189	4	mean	mean	ADJ
gujaf-113	189	5	score	score	NOUN
gujaf-113	189	6	of	of	ADP
gujaf-113	189	7	6.525984	6.525984	NUM
gujaf-113	189	8	in	in	ADP
gujaf-113	189	9	the	the	DET
gujaf-113	189	10	period	period	NOUN
gujaf-113	189	11	under	under	ADP
gujaf-113	189	12	review	review	NOUN
gujaf-113	189	13	,	,	PUNCT
gujaf-113	189	14	indicating	indicate	VERB
gujaf-113	189	15	that	that	SCONJ
gujaf-113	189	16	inflation	inflation	NOUN
gujaf-113	189	17	is	be	AUX
gujaf-113	189	18	relatively	relatively	ADV
gujaf-113	189	19	high	high	ADJ
gujaf-113	189	20	in	in	ADP
gujaf-113	189	21	the	the	DET
gujaf-113	189	22	countries	country	NOUN
gujaf-113	189	23	under	under	ADP
gujaf-113	189	24	review	review	NOUN
gujaf-113	189	25	.	.	PUNCT
gujaf-113	190	1	however	however	ADV
gujaf-113	190	2	,	,	PUNCT
gujaf-113	190	3	it	it	PRON
gujaf-113	190	4	is	be	AUX
gujaf-113	190	5	essential	essential	ADJ
gujaf-113	190	6	to	to	PART
gujaf-113	190	7	note	note	VERB
gujaf-113	190	8	that	that	SCONJ
gujaf-113	190	9	the	the	DET
gujaf-113	190	10	level	level	NOUN
gujaf-113	190	11	of	of	ADP
gujaf-113	190	12	inflation	inflation	NOUN
gujaf-113	190	13	in	in	ADP
gujaf-113	190	14	each	each	DET
gujaf-113	190	15	country	country	NOUN
gujaf-113	190	16	is	be	AUX
gujaf-113	190	17	not	not	PART
gujaf-113	190	18	evenly	evenly	ADV
gujaf-113	190	19	spread	spread	VERB
gujaf-113	190	20	.	.	PUNCT
gujaf-113	191	1	a	a	DET
gujaf-113	191	2	minimum	minimum	ADJ
gujaf-113	191	3	score	score	NOUN
gujaf-113	191	4	of	of	ADP
gujaf-113	191	5	-2.4	-2.4	NOUN
gujaf-113	191	6	and	and	CCONJ
gujaf-113	191	7	a	a	DET
gujaf-113	191	8	maximum	maximum	ADJ
gujaf-113	191	9	score	score	NOUN
gujaf-113	191	10	of	of	ADP
gujaf-113	191	11	41.5	41.5	NUM
gujaf-113	191	12	shows	show	VERB
gujaf-113	191	13	the	the	DET
gujaf-113	191	14	significant	significant	ADJ
gujaf-113	191	15	difference	difference	NOUN
gujaf-113	191	16	among	among	ADP
gujaf-113	191	17	the	the	DET
gujaf-113	191	18	levels	level	NOUN
gujaf-113	191	19	in	in	ADP
gujaf-113	191	20	each	each	DET
gujaf-113	191	21	country	country	NOUN
gujaf-113	191	22	,	,	PUNCT
gujaf-113	191	23	especially	especially	ADV
gujaf-113	191	24	in	in	ADP
gujaf-113	191	25	the	the	DET
gujaf-113	191	26	year	year	NOUN
gujaf-113	191	27	under	under	ADP
gujaf-113	191	28	review	review	NOUN
gujaf-113	191	29	.	.	PUNCT
gujaf-113	192	1	also	also	ADV
gujaf-113	192	2	,	,	PUNCT
gujaf-113	192	3	the	the	DET
gujaf-113	192	4	standard	standard	ADJ
gujaf-113	192	5	deviation	deviation	NOUN
gujaf-113	192	6	of	of	ADP
gujaf-113	192	7	5.778849	5.778849	NUM
gujaf-113	192	8	indicated	indicate	VERB
gujaf-113	192	9	that	that	SCONJ
gujaf-113	192	10	inflation	inflation	NOUN
gujaf-113	192	11	has	have	AUX
gujaf-113	192	12	been	be	AUX
gujaf-113	192	13	relatively	relatively	ADV
gujaf-113	192	14	volatile	volatile	ADJ
gujaf-113	192	15	in	in	ADP
gujaf-113	192	16	the	the	DET
gujaf-113	192	17	period	period	NOUN
gujaf-113	192	18	under	under	ADP
gujaf-113	192	19	consideration	consideration	NOUN
gujaf-113	192	20	.	.	PUNCT
gujaf-113	193	1	gross	gross	ADJ
gujaf-113	193	2	domestic	domestic	ADJ
gujaf-113	193	3	product	product	NOUN
gujaf-113	193	4	(	(	PUNCT
gujaf-113	193	5	gdp	gdp	NOUN
gujaf-113	193	6	)	)	PUNCT
gujaf-113	193	7	has	have	VERB
gujaf-113	193	8	a	a	DET
gujaf-113	193	9	mean	mean	ADJ
gujaf-113	193	10	score	score	NOUN
gujaf-113	193	11	of	of	ADP
gujaf-113	193	12	3.503358	3.503358	NUM
gujaf-113	193	13	.	.	PUNCT
gujaf-113	194	1	the	the	DET
gujaf-113	194	2	score	score	NOUN
gujaf-113	194	3	indicates	indicate	VERB
gujaf-113	194	4	that	that	SCONJ
gujaf-113	194	5	the	the	DET
gujaf-113	194	6	gdp	gdp	NOUN
gujaf-113	194	7	of	of	ADP
gujaf-113	194	8	the	the	DET
gujaf-113	194	9	selected	select	VERB
gujaf-113	194	10	african	african	ADJ
gujaf-113	194	11	countries	country	NOUN
gujaf-113	194	12	has	have	AUX
gujaf-113	194	13	grown	grow	VERB
gujaf-113	194	14	at	at	ADP
gujaf-113	194	15	a	a	DET
gujaf-113	194	16	relatively	relatively	ADV
gujaf-113	194	17	good	good	ADJ
gujaf-113	194	18	pace	pace	NOUN
gujaf-113	194	19	.	.	PUNCT
gujaf-113	195	1	however	however	ADV
gujaf-113	195	2	,	,	PUNCT
gujaf-113	195	3	the	the	DET
gujaf-113	195	4	6	6	NUM
gujaf-113	195	5	growth	growth	NOUN
gujaf-113	195	6	in	in	ADP
gujaf-113	195	7	gdp	gdp	NOUN
gujaf-113	195	8	is	be	AUX
gujaf-113	195	9	not	not	PART
gujaf-113	195	10	evenly	evenly	ADV
gujaf-113	195	11	spread	spread	VERB
gujaf-113	195	12	,	,	PUNCT
gujaf-113	195	13	especially	especially	ADV
gujaf-113	195	14	in	in	ADP
gujaf-113	195	15	the	the	DET
gujaf-113	195	16	years	year	NOUN
gujaf-113	195	17	under	under	ADP
gujaf-113	195	18	review	review	NOUN
gujaf-113	195	19	.	.	PUNCT
gujaf-113	196	1	with	with	ADP
gujaf-113	196	2	a	a	DET
gujaf-113	196	3	minimum	minimum	ADJ
gujaf-113	196	4	score	score	NOUN
gujaf-113	196	5	of	of	ADP
gujaf-113	196	6	-61	-61	PUNCT
gujaf-113	196	7	and	and	CCONJ
gujaf-113	196	8	a	a	DET
gujaf-113	196	9	maximum	maximum	ADJ
gujaf-113	196	10	score	score	NOUN
gujaf-113	196	11	of	of	ADP
gujaf-113	196	12	13.606	13.606	NUM
gujaf-113	196	13	,	,	PUNCT
gujaf-113	196	14	there	there	PRON
gujaf-113	196	15	is	be	VERB
gujaf-113	196	16	a	a	DET
gujaf-113	196	17	clear	clear	ADJ
gujaf-113	196	18	indication	indication	NOUN
gujaf-113	196	19	that	that	SCONJ
gujaf-113	196	20	the	the	DET
gujaf-113	196	21	growth	growth	NOUN
gujaf-113	196	22	of	of	ADP
gujaf-113	196	23	countries	country	NOUN
gujaf-113	196	24	in	in	ADP
gujaf-113	196	25	the	the	DET
gujaf-113	196	26	years	year	NOUN
gujaf-113	196	27	under	under	ADP
gujaf-113	196	28	consideration	consideration	NOUN
gujaf-113	196	29	have	have	AUX
gujaf-113	196	30	not	not	PART
gujaf-113	196	31	been	be	AUX
gujaf-113	196	32	evenly	evenly	ADV
gujaf-113	196	33	spread	spread	VERB
gujaf-113	196	34	.	.	PUNCT
gujaf-113	197	1	the	the	DET
gujaf-113	197	2	foreign	foreign	ADJ
gujaf-113	197	3	direct	direct	ADJ
gujaf-113	197	4	investment	investment	NOUN
gujaf-113	197	5	(	(	PUNCT
gujaf-113	197	6	fdi	fdi	NOUN
gujaf-113	197	7	)	)	PUNCT
gujaf-113	197	8	has	have	VERB
gujaf-113	197	9	a	a	DET
gujaf-113	197	10	mean	mean	ADJ
gujaf-113	197	11	value	value	NOUN
gujaf-113	197	12	of	of	ADP
gujaf-113	197	13	2.566506	2.566506	NUM
gujaf-113	197	14	.	.	PUNCT
gujaf-113	198	1	the	the	DET
gujaf-113	198	2	value	value	NOUN
gujaf-113	198	3	indicates	indicate	VERB
gujaf-113	198	4	that	that	SCONJ
gujaf-113	198	5	,	,	PUNCT
gujaf-113	198	6	on	on	ADP
gujaf-113	198	7	average	average	ADJ
gujaf-113	198	8	,	,	PUNCT
gujaf-113	198	9	there	there	PRON
gujaf-113	198	10	has	have	AUX
gujaf-113	198	11	been	be	AUX
gujaf-113	198	12	an	an	DET
gujaf-113	198	13	increase	increase	NOUN
gujaf-113	198	14	of	of	ADP
gujaf-113	198	15	2.57	2.57	NUM
gujaf-113	198	16	%	%	NOUN
gujaf-113	198	17	in	in	ADP
gujaf-113	198	18	the	the	DET
gujaf-113	198	19	fdi	fdi	ADJ
gujaf-113	198	20	inflow	inflow	NOUN
gujaf-113	198	21	into	into	ADP
gujaf-113	198	22	the	the	DET
gujaf-113	198	23	selected	select	VERB
gujaf-113	198	24	countries	country	NOUN
gujaf-113	198	25	in	in	ADP
gujaf-113	198	26	the	the	DET
gujaf-113	198	27	years	year	NOUN
gujaf-113	198	28	under	under	ADP
gujaf-113	198	29	review	review	NOUN
gujaf-113	198	30	.	.	PUNCT
gujaf-113	199	1	however	however	ADV
gujaf-113	199	2	,	,	PUNCT
gujaf-113	199	3	the	the	DET
gujaf-113	199	4	significant	significant	ADJ
gujaf-113	199	5	difference	difference	NOUN
gujaf-113	199	6	between	between	ADP
gujaf-113	199	7	the	the	DET
gujaf-113	199	8	minimum	minimum	ADJ
gujaf-113	199	9	value	value	NOUN
gujaf-113	199	10	(	(	PUNCT
gujaf-113	199	11	-6.369877	-6.369877	NOUN
gujaf-113	199	12	)	)	PUNCT
gujaf-113	199	13	and	and	CCONJ
gujaf-113	199	14	the	the	DET
gujaf-113	199	15	maximum	maximum	ADJ
gujaf-113	199	16	value	value	NOUN
gujaf-113	199	17	(	(	PUNCT
gujaf-113	199	18	39.4562	39.4562	NUM
gujaf-113	199	19	)	)	PUNCT
gujaf-113	199	20	indicates	indicate	VERB
gujaf-113	199	21	that	that	SCONJ
gujaf-113	199	22	the	the	DET
gujaf-113	199	23	fdi	fdi	ADJ
gujaf-113	199	24	inflow	inflow	NOUN
gujaf-113	199	25	in	in	ADP
gujaf-113	199	26	the	the	DET
gujaf-113	199	27	countries	country	NOUN
gujaf-113	199	28	under	under	ADP
gujaf-113	199	29	review	review	NOUN
gujaf-113	199	30	is	be	AUX
gujaf-113	199	31	not	not	PART
gujaf-113	199	32	evenly	evenly	ADV
gujaf-113	199	33	spread	spread	VERB
gujaf-113	199	34	,	,	PUNCT
gujaf-113	199	35	especially	especially	ADV
gujaf-113	199	36	in	in	ADP
gujaf-113	199	37	the	the	DET
gujaf-113	199	38	year	year	NOUN
gujaf-113	199	39	under	under	ADP
gujaf-113	199	40	consideration	consideration	NOUN
gujaf-113	199	41	.	.	PUNCT
gujaf-113	200	1	furthermore	furthermore	ADV
gujaf-113	200	2	,	,	PUNCT
gujaf-113	200	3	the	the	DET
gujaf-113	200	4	fdi	fdi	NOUN
gujaf-113	200	5	has	have	VERB
gujaf-113	200	6	the	the	DET
gujaf-113	200	7	highest	high	ADJ
gujaf-113	200	8	coefficient	coefficient	NOUN
gujaf-113	200	9	value	value	NOUN
gujaf-113	200	10	of	of	ADP
gujaf-113	200	11	1.61193	1.61193	NUM
gujaf-113	200	12	%	%	NOUN
gujaf-113	200	13	,	,	PUNCT
gujaf-113	200	14	indicating	indicate	VERB
gujaf-113	200	15	a	a	DET
gujaf-113	200	16	high	high	ADJ
gujaf-113	200	17	variation	variation	NOUN
gujaf-113	200	18	in	in	ADP
gujaf-113	200	19	the	the	DET
gujaf-113	200	20	fdi	fdi	NOUN
gujaf-113	200	21	across	across	ADP
gujaf-113	200	22	countries	country	NOUN
gujaf-113	200	23	.	.	PUNCT
gujaf-113	201	1	however	however	ADV
gujaf-113	201	2	,	,	PUNCT
gujaf-113	201	3	inf	inf	PROPN
gujaf-113	201	4	has	have	VERB
gujaf-113	201	5	the	the	DET
gujaf-113	201	6	lowest	low	ADJ
gujaf-113	201	7	coefficient	coefficient	NOUN
gujaf-113	201	8	value	value	NOUN
gujaf-113	201	9	of	of	ADP
gujaf-113	201	10	0.88551	0.88551	NUM
gujaf-113	201	11	%	%	NOUN
gujaf-113	201	12	and	and	CCONJ
gujaf-113	201	13	suggests	suggest	VERB
gujaf-113	201	14	a	a	DET
gujaf-113	201	15	low	low	ADJ
gujaf-113	201	16	variation	variation	NOUN
gujaf-113	201	17	in	in	ADP
gujaf-113	201	18	the	the	DET
gujaf-113	201	19	inf	inf	NOUN
gujaf-113	201	20	of	of	ADP
gujaf-113	201	21	the	the	DET
gujaf-113	201	22	countries	country	NOUN
gujaf-113	201	23	under	under	ADP
gujaf-113	201	24	review	review	NOUN
gujaf-113	201	25	.	.	PUNCT
gujaf-113	202	1	table	table	NOUN
gujaf-113	202	2	:	:	PUNCT
gujaf-113	202	3	2	2	NUM
gujaf-113	202	4	multicollinearity	multicollinearity	NOUN
gujaf-113	202	5	test	test	NOUN
gujaf-113	202	6	variable	variable	NOUN
gujaf-113	202	7	vif	vif	NOUN
gujaf-113	202	8	1	1	NUM
gujaf-113	202	9	/	/	SYM
gujaf-113	202	10	vif	vif	PROPN
gujaf-113	202	11	instq	instq	PROPN
gujaf-113	202	12	4.91	4.91	NUM
gujaf-113	202	13	0.203807	0.203807	NUM
gujaf-113	202	14	inf	inf	NOUN
gujaf-113	202	15	1.51	1.51	NUM
gujaf-113	202	16	0.662239	0.662239	NUM
gujaf-113	202	17	gdp	gdp	NOUN
gujaf-113	202	18	1.26	1.26	NUM
gujaf-113	202	19	0.791555	0.791555	NUM
gujaf-113	202	20	fdi	fdi	NOUN
gujaf-113	202	21	1.10	1.10	NUM
gujaf-113	202	22	0.912878	0.912878	NUM
gujaf-113	202	23	mean	mean	NOUN
gujaf-113	202	24	vif	vif	PROPN
gujaf-113	202	25	2.196	2.196	NUM
gujaf-113	202	26	source	source	NOUN
gujaf-113	202	27	:	:	PUNCT
gujaf-113	202	28	author	author	NOUN
gujaf-113	202	29	's	's	PART
gujaf-113	202	30	computation	computation	NOUN
gujaf-113	202	31	(	(	PUNCT
gujaf-113	202	32	2022	2022	NUM
gujaf-113	202	33	)	)	PUNCT
gujaf-113	202	34	.	.	PUNCT
gujaf-113	203	1	multicollinearity	multicollinearity	NOUN
gujaf-113	203	2	occurs	occur	VERB
gujaf-113	203	3	when	when	SCONJ
gujaf-113	203	4	there	there	PRON
gujaf-113	203	5	is	be	VERB
gujaf-113	203	6	evidence	evidence	NOUN
gujaf-113	203	7	of	of	ADP
gujaf-113	203	8	a	a	DET
gujaf-113	203	9	strong	strong	ADJ
gujaf-113	203	10	linear	linear	ADJ
gujaf-113	203	11	relationship	relationship	NOUN
gujaf-113	203	12	among	among	ADP
gujaf-113	203	13	the	the	DET
gujaf-113	203	14	independent	independent	ADJ
gujaf-113	203	15	variables	variable	NOUN
gujaf-113	203	16	in	in	ADP
gujaf-113	203	17	a	a	DET
gujaf-113	203	18	regression	regression	NOUN
gujaf-113	203	19	model	model	NOUN
gujaf-113	203	20	.	.	PUNCT
gujaf-113	204	1	variance	variance	NOUN
gujaf-113	204	2	inflation	inflation	NOUN
gujaf-113	204	3	factors	factor	NOUN
gujaf-113	204	4	(	(	PUNCT
gujaf-113	204	5	vif	vif	NOUN
gujaf-113	204	6	)	)	PUNCT
gujaf-113	204	7	can	can	AUX
gujaf-113	204	8	test	test	VERB
gujaf-113	204	9	the	the	DET
gujaf-113	204	10	degree	degree	NOUN
gujaf-113	204	11	of	of	ADP
gujaf-113	204	12	linear	linear	PROPN
gujaf-113	204	13	relationship	relationship	NOUN
gujaf-113	204	14	among	among	ADP
gujaf-113	204	15	the	the	DET
gujaf-113	204	16	independent	independent	ADJ
gujaf-113	204	17	variables	variable	NOUN
gujaf-113	204	18	in	in	ADP
gujaf-113	204	19	a	a	DET
gujaf-113	204	20	model	model	NOUN
gujaf-113	204	21	.	.	PUNCT
gujaf-113	205	1	using	use	VERB
gujaf-113	205	2	the	the	DET
gujaf-113	205	3	vif	vif	NOUN
gujaf-113	205	4	test	test	NOUN
gujaf-113	205	5	,	,	PUNCT
gujaf-113	205	6	the	the	DET
gujaf-113	205	7	rule	rule	NOUN
gujaf-113	205	8	of	of	ADP
gujaf-113	205	9	thumb	thumb	NOUN
gujaf-113	205	10	is	be	AUX
gujaf-113	205	11	that	that	SCONJ
gujaf-113	205	12	the	the	DET
gujaf-113	205	13	value	value	NOUN
gujaf-113	205	14	for	for	ADP
gujaf-113	205	15	a	a	DET
gujaf-113	205	16	variable	variable	NOUN
gujaf-113	205	17	must	must	AUX
gujaf-113	205	18	not	not	PART
gujaf-113	205	19	exceed	exceed	VERB
gujaf-113	205	20	10	10	NUM
gujaf-113	205	21	to	to	PART
gujaf-113	205	22	confirm	confirm	VERB
gujaf-113	205	23	that	that	SCONJ
gujaf-113	205	24	it	it	PRON
gujaf-113	205	25	is	be	AUX
gujaf-113	205	26	not	not	PART
gujaf-113	205	27	highly	highly	ADV
gujaf-113	205	28	collinear	collinear	ADJ
gujaf-113	205	29	.	.	PUNCT
gujaf-113	206	1	gujarati	gujarati	PROPN
gujaf-113	206	2	(	(	PUNCT
gujaf-113	206	3	2007	2007	NUM
gujaf-113	206	4	)	)	PUNCT
gujaf-113	206	5	opined	opine	VERB
gujaf-113	206	6	that	that	SCONJ
gujaf-113	206	7	for	for	ADP
gujaf-113	206	8	variables	variable	NOUN
gujaf-113	206	9	not	not	PART
gujaf-113	206	10	to	to	PART
gujaf-113	206	11	be	be	AUX
gujaf-113	206	12	heavily	heavily	ADV
gujaf-113	206	13	collinear	collinear	ADJ
gujaf-113	206	14	,	,	PUNCT
gujaf-113	206	15	the	the	DET
gujaf-113	206	16	vif	vif	NOUN
gujaf-113	206	17	test	test	NOUN
gujaf-113	206	18	result	result	NOUN
gujaf-113	206	19	should	should	AUX
gujaf-113	206	20	be	be	AUX
gujaf-113	206	21	below	below	ADP
gujaf-113	206	22	five	five	NUM
gujaf-113	206	23	while	while	SCONJ
gujaf-113	206	24	the	the	DET
gujaf-113	206	25	tolerance	tolerance	NOUN
gujaf-113	206	26	level	level	NOUN
gujaf-113	206	27	(	(	PUNCT
gujaf-113	206	28	1	1	NUM
gujaf-113	206	29	/	/	SYM
gujaf-113	206	30	vif	vif	NOUN
gujaf-113	206	31	)	)	PUNCT
gujaf-113	206	32	should	should	AUX
gujaf-113	206	33	be	be	AUX
gujaf-113	206	34	closer	close	ADJ
gujaf-113	206	35	to	to	ADP
gujaf-113	206	36	one	one	NUM
gujaf-113	206	37	.	.	PUNCT
gujaf-113	207	1	the	the	DET
gujaf-113	207	2	vif	vif	NOUN
gujaf-113	207	3	result	result	VERB
gujaf-113	207	4	,	,	PUNCT
gujaf-113	207	5	as	as	SCONJ
gujaf-113	207	6	shown	show	VERB
gujaf-113	207	7	in	in	ADP
gujaf-113	207	8	table	table	NOUN
gujaf-113	207	9	2	2	NUM
gujaf-113	207	10	,	,	PUNCT
gujaf-113	207	11	shows	show	VERB
gujaf-113	207	12	that	that	SCONJ
gujaf-113	207	13	the	the	DET
gujaf-113	207	14	independent	independent	ADJ
gujaf-113	207	15	variables	variable	NOUN
gujaf-113	207	16	in	in	ADP
gujaf-113	207	17	the	the	DET
gujaf-113	207	18	regression	regression	NOUN
gujaf-113	207	19	model	model	NOUN
gujaf-113	207	20	have	have	VERB
gujaf-113	207	21	a	a	DET
gujaf-113	207	22	vif	vif	NOUN
gujaf-113	207	23	value	value	NOUN
gujaf-113	207	24	less	less	ADJ
gujaf-113	207	25	than	than	ADP
gujaf-113	207	26	five	five	NUM
gujaf-113	207	27	,	,	PUNCT
gujaf-113	207	28	and	and	CCONJ
gujaf-113	207	29	a	a	DET
gujaf-113	207	30	tolerance	tolerance	NOUN
gujaf-113	207	31	level	level	NOUN
gujaf-113	207	32	is	be	AUX
gujaf-113	207	33	closer	close	ADJ
gujaf-113	207	34	to	to	ADP
gujaf-113	207	35	one	one	NUM
gujaf-113	207	36	,	,	PUNCT
gujaf-113	207	37	indicating	indicate	VERB
gujaf-113	207	38	that	that	SCONJ
gujaf-113	207	39	the	the	DET
gujaf-113	207	40	model	model	NOUN
gujaf-113	207	41	is	be	AUX
gujaf-113	207	42	not	not	PART
gujaf-113	207	43	likely	likely	ADJ
gujaf-113	207	44	to	to	PART
gujaf-113	207	45	suffer	suffer	VERB
gujaf-113	207	46	from	from	ADP
gujaf-113	207	47	the	the	DET
gujaf-113	207	48	issue	issue	NOUN
gujaf-113	207	49	of	of	ADP
gujaf-113	207	50	multicollinearity	multicollinearity	NOUN
gujaf-113	207	51	.	.	PUNCT
gujaf-113	208	1	also	also	ADV
gujaf-113	208	2	,	,	PUNCT
gujaf-113	208	3	the	the	DET
gujaf-113	208	4	mean	mean	NOUN
gujaf-113	208	5	of	of	ADP
gujaf-113	208	6	the	the	DET
gujaf-113	208	7	variables	variable	NOUN
gujaf-113	208	8	(	(	PUNCT
gujaf-113	208	9	2.196	2.196	NUM
gujaf-113	208	10	)	)	PUNCT
gujaf-113	208	11	shows	show	VERB
gujaf-113	208	12	that	that	SCONJ
gujaf-113	208	13	the	the	DET
gujaf-113	208	14	variables	variable	NOUN
gujaf-113	208	15	do	do	AUX
gujaf-113	208	16	not	not	PART
gujaf-113	208	17	have	have	VERB
gujaf-113	208	18	a	a	DET
gujaf-113	208	19	strong	strong	ADJ
gujaf-113	208	20	linear	linear	NOUN
gujaf-113	208	21	relationship	relationship	NOUN
gujaf-113	208	22	.	.	PUNCT
gujaf-113	209	1	model	model	NOUN
gujaf-113	209	2	estimations	estimation	NOUN
gujaf-113	209	3	this	this	DET
gujaf-113	209	4	study	study	NOUN
gujaf-113	209	5	relies	rely	VERB
gujaf-113	209	6	on	on	ADP
gujaf-113	209	7	the	the	DET
gujaf-113	209	8	dynamic	dynamic	ADJ
gujaf-113	209	9	panel	panel	NOUN
gujaf-113	209	10	model	model	NOUN
gujaf-113	209	11	's	's	PART
gujaf-113	209	12	two	two	NUM
gujaf-113	209	13	-	-	PUNCT
gujaf-113	209	14	step	step	NOUN
gujaf-113	209	15	system	system	NOUN
gujaf-113	209	16	generalised	generalise	VERB
gujaf-113	209	17	method	method	NOUN
gujaf-113	209	18	of	of	ADP
gujaf-113	209	19	moments	moment	NOUN
gujaf-113	209	20	(	(	PUNCT
gujaf-113	209	21	gmm	gmm	NOUN
gujaf-113	209	22	)	)	PUNCT
gujaf-113	209	23	estimator	estimator	NOUN
gujaf-113	209	24	.	.	PUNCT
gujaf-113	210	1	this	this	DET
gujaf-113	210	2	estimator	estimator	NOUN
gujaf-113	210	3	is	be	AUX
gujaf-113	210	4	valid	valid	ADJ
gujaf-113	210	5	when	when	SCONJ
gujaf-113	210	6	the	the	DET
gujaf-113	210	7	arellano	arellano	PROPN
gujaf-113	210	8	-	-	PUNCT
gujaf-113	210	9	bond	bond	NOUN
gujaf-113	210	10	(	(	PUNCT
gujaf-113	210	11	ab	ab	NOUN
gujaf-113	210	12	)	)	PUNCT
gujaf-113	210	13	test	test	NOUN
gujaf-113	210	14	for	for	ADP
gujaf-113	210	15	serial	serial	ADJ
gujaf-113	210	16	correlation	correlation	NOUN
gujaf-113	210	17	fail	fail	VERB
gujaf-113	210	18	to	to	PART
gujaf-113	210	19	reject	reject	VERB
gujaf-113	210	20	the	the	DET
gujaf-113	210	21	presence	presence	NOUN
gujaf-113	210	22	of	of	ADP
gujaf-113	210	23	first	first	ADJ
gujaf-113	210	24	-	-	PUNCT
gujaf-113	210	25	order	order	NOUN
gujaf-113	210	26	serial	serial	ADJ
gujaf-113	210	27	correlation	correlation	NOUN
gujaf-113	211	1	[	[	X
gujaf-113	211	2	ar	ar	NOUN
gujaf-113	211	3	(	(	PUNCT
gujaf-113	211	4	1	1	NUM
gujaf-113	211	5	)	)	PUNCT
gujaf-113	211	6	]	]	PUNCT
gujaf-113	212	1	but	but	CCONJ
gujaf-113	212	2	rejects	reject	VERB
gujaf-113	212	3	the	the	DET
gujaf-113	212	4	existence	existence	NOUN
gujaf-113	212	5	of	of	ADP
gujaf-113	212	6	second	second	ADJ
gujaf-113	212	7	-	-	PUNCT
gujaf-113	212	8	order	order	NOUN
gujaf-113	212	9	correlation	correlation	NOUN
gujaf-113	213	1	[	[	X
gujaf-113	213	2	ar	ar	NOUN
gujaf-113	213	3	(	(	PUNCT
gujaf-113	213	4	2	2	NUM
gujaf-113	213	5	)	)	PUNCT
gujaf-113	213	6	]	]	PUNCT
gujaf-113	213	7	.	.	PUNCT
gujaf-113	214	1	similarly	similarly	ADV
gujaf-113	214	2	,	,	PUNCT
gujaf-113	214	3	the	the	DET
gujaf-113	214	4	hansen	hansen	PROPN
gujaf-113	214	5	test	test	NOUN
gujaf-113	214	6	must	must	AUX
gujaf-113	214	7	not	not	PART
gujaf-113	214	8	reject	reject	VERB
gujaf-113	214	9	the	the	DET
gujaf-113	214	10	hypothesis	hypothesis	NOUN
gujaf-113	214	11	of	of	ADP
gujaf-113	214	12	over	over	ADP
gujaf-113	214	13	-	-	PUNCT
gujaf-113	214	14	identifying	identify	VERB
gujaf-113	214	15	restrictions	restriction	NOUN
gujaf-113	214	16	,	,	PUNCT
gujaf-113	214	17	confirming	confirm	VERB
gujaf-113	214	18	that	that	SCONJ
gujaf-113	214	19	the	the	DET
gujaf-113	214	20	instruments	instrument	NOUN
gujaf-113	214	21	used	use	VERB
gujaf-113	214	22	are	be	AUX
gujaf-113	214	23	orthogonal	orthogonal	ADJ
gujaf-113	214	24	to	to	ADP
gujaf-113	214	25	the	the	DET
gujaf-113	214	26	error	error	NOUN
gujaf-113	214	27	term	term	NOUN
gujaf-113	214	28	,	,	PUNCT
gujaf-113	214	29	proving	prove	VERB
gujaf-113	214	30	their	their	PRON
gujaf-113	214	31	validity	validity	NOUN
gujaf-113	214	32	.	.	PUNCT
gujaf-113	215	1	also	also	ADV
gujaf-113	215	2	,	,	PUNCT
gujaf-113	215	3	instrument	instrument	NOUN
gujaf-113	215	4	proliferation	proliferation	NOUN
gujaf-113	215	5	should	should	AUX
gujaf-113	215	6	be	be	AUX
gujaf-113	215	7	avoided	avoid	VERB
gujaf-113	215	8	by	by	ADP
gujaf-113	215	9	keeping	keep	VERB
gujaf-113	215	10	the	the	DET
gujaf-113	215	11	number	number	NOUN
gujaf-113	215	12	of	of	ADP
gujaf-113	215	13	instruments	instrument	NOUN
gujaf-113	215	14	below	below	ADP
gujaf-113	215	15	the	the	DET
gujaf-113	215	16	number	number	NOUN
gujaf-113	215	17	of	of	ADP
gujaf-113	215	18	cross	cross	NOUN
gujaf-113	215	19	-	-	NOUN
gujaf-113	215	20	sections	section	NOUN
gujaf-113	215	21	(	(	PUNCT
gujaf-113	215	22	banks	bank	NOUN
gujaf-113	215	23	)	)	PUNCT
gujaf-113	215	24	.	.	PUNCT
gujaf-113	216	1	table	table	NOUN
gujaf-113	216	2	3	3	NUM
gujaf-113	216	3	.	.	PUNCT
gujaf-113	216	4	sgmm	sgmm	NOUN
gujaf-113	216	5	result	result	VERB
gujaf-113	216	6	for	for	ADP
gujaf-113	216	7	institutional	institutional	ADJ
gujaf-113	216	8	quality	quality	NOUN
gujaf-113	216	9	c	c	PROPN
gujaf-113	216	10	coefficient	coefficient	NOUN
gujaf-113	216	11	p	p	NOUN
gujaf-113	216	12	-	-	PUNCT
gujaf-113	216	13	value	value	NOUN
gujaf-113	216	14	constant	constant	ADJ
gujaf-113	216	15	2.24495	2.24495	NUM
gujaf-113	216	16	0.000	0.000	NUM
gujaf-113	216	17	*	*	PUNCT
gujaf-113	216	18	*	*	PUNCT
gujaf-113	216	19	*	*	PUNCT
gujaf-113	216	20	roat-1	roat-1	NUM
gujaf-113	216	21	0.2557626	0.2557626	NUM
gujaf-113	216	22	0.019	0.019	NUM
gujaf-113	216	23	*	*	PUNCT
gujaf-113	216	24	*	*	PROPN
gujaf-113	216	25	7	7	NUM
gujaf-113	216	26	instq	instq	ADJ
gujaf-113	216	27	0.4109569	0.4109569	NUM
gujaf-113	216	28	0.006	0.006	NUM
gujaf-113	216	29	*	*	PUNCT
gujaf-113	216	30	*	*	PUNCT
gujaf-113	216	31	*	*	PROPN
gujaf-113	216	32	inf	inf	PROPN
gujaf-113	216	33	0.0506966	0.0506966	NUM
gujaf-113	216	34	0.041	0.041	NUM
gujaf-113	216	35	*	*	PUNCT
gujaf-113	216	36	*	*	PROPN
gujaf-113	216	37	gdp	gdp	NOUN
gujaf-113	216	38	0.0428077	0.0428077	NUM
gujaf-113	216	39	0.067	0.067	NUM
gujaf-113	216	40	*	*	PUNCT
gujaf-113	216	41	fdi	fdi	NOUN
gujaf-113	216	42	0.0153513	0.0153513	NUM
gujaf-113	216	43	0.541	0.541	NUM
gujaf-113	216	44	model	model	NOUN
gujaf-113	216	45	diagnostics	diagnostic	NOUN
gujaf-113	216	46	ar	ar	NOUN
gujaf-113	216	47	(	(	PUNCT
gujaf-113	216	48	1	1	NUM
gujaf-113	216	49	)	)	PUNCT
gujaf-113	216	50	test	test	NOUN
gujaf-113	216	51	-2.99	-2.99	NUM
gujaf-113	216	52	0.024	0.024	NUM
gujaf-113	216	53	*	*	PUNCT
gujaf-113	216	54	*	*	PROPN
gujaf-113	216	55	ar	ar	PROPN
gujaf-113	216	56	(	(	PUNCT
gujaf-113	216	57	2	2	NUM
gujaf-113	216	58	)	)	PUNCT
gujaf-113	216	59	test	test	NOUN
gujaf-113	216	60	-1.02	-1.02	NUM
gujaf-113	216	61	0.307	0.307	NUM
gujaf-113	216	62	wald	wald	X
gujaf-113	216	63	x	x	PUNCT
gujaf-113	216	64	2	2	NUM
gujaf-113	216	65	36.47	36.47	NUM
gujaf-113	216	66	0.004	0.004	NUM
gujaf-113	216	67	*	*	PUNCT
gujaf-113	216	68	*	*	PUNCT
gujaf-113	216	69	*	*	PUNCT
gujaf-113	216	70	hansen	hansen	PROPN
gujaf-113	216	71	test	test	PROPN
gujaf-113	216	72	5.56	5.56	NUM
gujaf-113	216	73	0.162	0.162	NUM
gujaf-113	216	74	no	no	NOUN
gujaf-113	216	75	.	.	PUNCT
gujaf-113	216	76	of	of	ADP
gujaf-113	216	77	observations	observation	NOUN
gujaf-113	216	78	1181	1181	NUM
gujaf-113	216	79	no	no	NOUN
gujaf-113	216	80	.	.	PUNCT
gujaf-113	216	81	of	of	ADP
gujaf-113	216	82	banks	bank	NOUN
gujaf-113	216	83	200	200	NUM
gujaf-113	216	84	no	no	NOUN
gujaf-113	216	85	.	.	PUNCT
gujaf-113	217	1	of	of	ADP
gujaf-113	217	2	instruments	instrument	NOUN
gujaf-113	217	3	8	8	NUM
gujaf-113	217	4	notes	note	VERB
gujaf-113	217	5	:	:	PUNCT
gujaf-113	217	6	*	*	PUNCT
gujaf-113	217	7	*	*	PUNCT
gujaf-113	217	8	*	*	PUNCT
gujaf-113	217	9	,	,	PUNCT
gujaf-113	217	10	*	*	PUNCT
gujaf-113	217	11	*	*	PUNCT
gujaf-113	217	12	,	,	PUNCT
gujaf-113	217	13	and	and	CCONJ
gujaf-113	217	14	*	*	PUNCT
gujaf-113	217	15	indicate	indicate	VERB
gujaf-113	217	16	statistical	statistical	ADJ
gujaf-113	217	17	significance	significance	NOUN
gujaf-113	217	18	at	at	ADP
gujaf-113	217	19	1	1	NUM
gujaf-113	217	20	%	%	NOUN
gujaf-113	217	21	,	,	PUNCT
gujaf-113	217	22	5	5	NUM
gujaf-113	217	23	%	%	NOUN
gujaf-113	217	24	,	,	PUNCT
gujaf-113	217	25	and	and	CCONJ
gujaf-113	217	26	10	10	NUM
gujaf-113	217	27	%	%	NOUN
gujaf-113	217	28	significance	significance	NOUN
gujaf-113	217	29	level	level	NOUN
gujaf-113	217	30	,	,	PUNCT
gujaf-113	217	31	respectively	respectively	ADV
gujaf-113	217	32	.	.	PUNCT
gujaf-113	218	1	source	source	NOUN
gujaf-113	218	2	:	:	PUNCT
gujaf-113	218	3	author	author	NOUN
gujaf-113	218	4	's	's	PART
gujaf-113	218	5	computation	computation	NOUN
gujaf-113	218	6	(	(	PUNCT
gujaf-113	218	7	2022	2022	NUM
gujaf-113	218	8	)	)	PUNCT
gujaf-113	218	9	.	.	PUNCT
gujaf-113	219	1	the	the	DET
gujaf-113	219	2	regression	regression	NOUN
gujaf-113	219	3	result	result	VERB
gujaf-113	219	4	in	in	ADP
gujaf-113	219	5	table	table	NOUN
gujaf-113	219	6	3	3	NUM
gujaf-113	219	7	.	.	PUNCT
gujaf-113	219	8	revealed	reveal	VERB
gujaf-113	219	9	that	that	SCONJ
gujaf-113	219	10	the	the	DET
gujaf-113	219	11	lagged	lag	VERB
gujaf-113	219	12	roa	roa	NOUN
gujaf-113	219	13	is	be	AUX
gujaf-113	219	14	positive	positive	ADJ
gujaf-113	219	15	and	and	CCONJ
gujaf-113	219	16	has	have	VERB
gujaf-113	219	17	a	a	DET
gujaf-113	219	18	statistically	statistically	ADV
gujaf-113	219	19	significant	significant	ADJ
gujaf-113	219	20	coefficient	coefficient	NOUN
gujaf-113	219	21	(	(	PUNCT
gujaf-113	219	22	0.2557626	0.2557626	NUM
gujaf-113	219	23	,	,	PUNCT
gujaf-113	219	24	p	p	NOUN
gujaf-113	219	25	-	-	PUNCT
gujaf-113	219	26	value	value	NOUN
gujaf-113	219	27	0.019	0.019	NUM
gujaf-113	219	28	)	)	PUNCT
gujaf-113	219	29	,	,	PUNCT
gujaf-113	219	30	justifying	justify	VERB
gujaf-113	219	31	the	the	DET
gujaf-113	219	32	introduction	introduction	NOUN
gujaf-113	219	33	of	of	ADP
gujaf-113	219	34	dynamism	dynamism	NOUN
gujaf-113	219	35	into	into	ADP
gujaf-113	219	36	the	the	DET
gujaf-113	219	37	model	model	NOUN
gujaf-113	219	38	.	.	PUNCT
gujaf-113	220	1	the	the	DET
gujaf-113	220	2	positive	positive	ADJ
gujaf-113	220	3	and	and	CCONJ
gujaf-113	220	4	statistically	statistically	ADV
gujaf-113	220	5	significant	significant	ADJ
gujaf-113	220	6	coefficient	coefficient	NOUN
gujaf-113	220	7	of	of	ADP
gujaf-113	220	8	lagged	lag	VERB
gujaf-113	220	9	roa	roa	NOUN
gujaf-113	220	10	equally	equally	ADV
gujaf-113	220	11	explained	explain	VERB
gujaf-113	220	12	the	the	DET
gujaf-113	220	13	argument	argument	NOUN
gujaf-113	220	14	that	that	SCONJ
gujaf-113	220	15	banks	bank	NOUN
gujaf-113	220	16	'	'	PART
gujaf-113	220	17	past	past	ADJ
gujaf-113	220	18	financial	financial	ADJ
gujaf-113	220	19	performance	performance	NOUN
gujaf-113	220	20	influences	influence	VERB
gujaf-113	220	21	the	the	DET
gujaf-113	220	22	present	present	ADJ
gujaf-113	220	23	and	and	CCONJ
gujaf-113	220	24	future	future	ADJ
gujaf-113	220	25	performance	performance	NOUN
gujaf-113	220	26	.	.	PUNCT
gujaf-113	221	1	institutional	institutional	ADJ
gujaf-113	221	2	quality	quality	NOUN
gujaf-113	221	3	(	(	PUNCT
gujaf-113	221	4	instq	instq	PROPN
gujaf-113	221	5	)	)	PUNCT
gujaf-113	221	6	has	have	VERB
gujaf-113	221	7	a	a	DET
gujaf-113	221	8	positive	positive	ADJ
gujaf-113	221	9	and	and	CCONJ
gujaf-113	221	10	statistically	statistically	ADV
gujaf-113	221	11	significant	significant	ADJ
gujaf-113	221	12	coefficient	coefficient	NOUN
gujaf-113	221	13	(	(	PUNCT
gujaf-113	221	14	0.4109569	0.4109569	NUM
gujaf-113	221	15	,	,	PUNCT
gujaf-113	221	16	p	p	NOUN
gujaf-113	221	17	-	-	PUNCT
gujaf-113	221	18	value	value	NOUN
gujaf-113	221	19	0.006	0.006	NUM
gujaf-113	221	20	)	)	PUNCT
gujaf-113	221	21	,	,	PUNCT
gujaf-113	221	22	implying	imply	VERB
gujaf-113	221	23	that	that	SCONJ
gujaf-113	221	24	institutional	institutional	ADJ
gujaf-113	221	25	quality	quality	NOUN
gujaf-113	221	26	positively	positively	ADV
gujaf-113	221	27	affects	affect	VERB
gujaf-113	221	28	banks	bank	NOUN
gujaf-113	221	29	'	'	PART
gujaf-113	221	30	financial	financial	ADJ
gujaf-113	221	31	performance	performance	NOUN
gujaf-113	221	32	in	in	ADP
gujaf-113	221	33	the	the	DET
gujaf-113	221	34	selected	select	VERB
gujaf-113	221	35	african	african	ADJ
gujaf-113	221	36	countries	country	NOUN
gujaf-113	221	37	.	.	PUNCT
gujaf-113	222	1	the	the	DET
gujaf-113	222	2	finding	finding	NOUN
gujaf-113	222	3	also	also	ADV
gujaf-113	222	4	indicated	indicate	VERB
gujaf-113	222	5	that	that	SCONJ
gujaf-113	222	6	as	as	SCONJ
gujaf-113	222	7	nations	nation	NOUN
gujaf-113	222	8	make	make	VERB
gujaf-113	222	9	concerted	concerted	ADJ
gujaf-113	222	10	efforts	effort	NOUN
gujaf-113	222	11	to	to	PART
gujaf-113	222	12	improve	improve	VERB
gujaf-113	222	13	their	their	PRON
gujaf-113	222	14	various	various	ADJ
gujaf-113	222	15	institutions	institution	NOUN
gujaf-113	222	16	'	'	PART
gujaf-113	222	17	quality	quality	NOUN
gujaf-113	222	18	,	,	PUNCT
gujaf-113	222	19	bank	bank	NOUN
gujaf-113	222	20	financial	financial	ADJ
gujaf-113	222	21	performance	performance	NOUN
gujaf-113	222	22	increases	increase	NOUN
gujaf-113	222	23	.	.	PUNCT
gujaf-113	223	1	improvement	improvement	NOUN
gujaf-113	223	2	in	in	ADP
gujaf-113	223	3	institutional	institutional	ADJ
gujaf-113	223	4	quality	quality	NOUN
gujaf-113	223	5	connotes	connote	VERB
gujaf-113	223	6	accountability	accountability	NOUN
gujaf-113	223	7	,	,	PUNCT
gujaf-113	223	8	political	political	ADJ
gujaf-113	223	9	stability	stability	NOUN
gujaf-113	223	10	,	,	PUNCT
gujaf-113	223	11	law	law	NOUN
gujaf-113	223	12	rule	rule	NOUN
gujaf-113	223	13	,	,	PUNCT
gujaf-113	223	14	regulatory	regulatory	ADJ
gujaf-113	223	15	quality	quality	NOUN
gujaf-113	223	16	,	,	PUNCT
gujaf-113	223	17	government	government	NOUN
gujaf-113	223	18	businesses	business	NOUN
gujaf-113	223	19	'	'	PART
gujaf-113	223	20	effectiveness	effectiveness	NOUN
gujaf-113	223	21	,	,	PUNCT
gujaf-113	223	22	and	and	CCONJ
gujaf-113	223	23	corruption	corruption	NOUN
gujaf-113	223	24	control	control	NOUN
gujaf-113	223	25	.	.	PUNCT
gujaf-113	224	1	the	the	DET
gujaf-113	224	2	general	general	ADJ
gujaf-113	224	3	improvement	improvement	NOUN
gujaf-113	224	4	in	in	ADP
gujaf-113	224	5	these	these	DET
gujaf-113	224	6	areas	area	NOUN
gujaf-113	224	7	improves	improve	VERB
gujaf-113	224	8	bank	bank	NOUN
gujaf-113	224	9	financial	financial	ADJ
gujaf-113	224	10	performance	performance	NOUN
gujaf-113	224	11	.	.	PUNCT
gujaf-113	225	1	inflation	inflation	NOUN
gujaf-113	225	2	and	and	CCONJ
gujaf-113	225	3	gdp	gdp	NOUN
gujaf-113	225	4	provided	provide	VERB
gujaf-113	225	5	a	a	DET
gujaf-113	225	6	positive	positive	ADJ
gujaf-113	225	7	and	and	CCONJ
gujaf-113	225	8	statistically	statistically	ADV
gujaf-113	225	9	significant	significant	ADJ
gujaf-113	225	10	coefficient	coefficient	NOUN
gujaf-113	225	11	indicating	indicate	VERB
gujaf-113	225	12	that	that	SCONJ
gujaf-113	225	13	bank	bank	NOUN
gujaf-113	225	14	financial	financial	ADJ
gujaf-113	225	15	performance	performance	NOUN
gujaf-113	225	16	increases	increase	NOUN
gujaf-113	225	17	when	when	SCONJ
gujaf-113	225	18	inflation	inflation	NOUN
gujaf-113	225	19	and	and	CCONJ
gujaf-113	225	20	gdp	gdp	NOUN
gujaf-113	225	21	rises	rise	NOUN
gujaf-113	225	22	.	.	PUNCT
gujaf-113	226	1	fdi	fdi	PROPN
gujaf-113	226	2	,	,	PUNCT
gujaf-113	226	3	however	however	ADV
gujaf-113	226	4	,	,	PUNCT
gujaf-113	226	5	did	do	AUX
gujaf-113	226	6	not	not	PART
gujaf-113	226	7	give	give	VERB
gujaf-113	226	8	a	a	DET
gujaf-113	226	9	significant	significant	ADJ
gujaf-113	226	10	result	result	NOUN
gujaf-113	226	11	,	,	PUNCT
gujaf-113	226	12	implying	imply	VERB
gujaf-113	226	13	that	that	SCONJ
gujaf-113	226	14	fdi	fdi	NOUN
gujaf-113	226	15	does	do	AUX
gujaf-113	226	16	not	not	PART
gujaf-113	226	17	affect	affect	VERB
gujaf-113	226	18	bank	bank	NOUN
gujaf-113	226	19	financial	financial	ADJ
gujaf-113	226	20	performance	performance	NOUN
gujaf-113	226	21	.	.	PUNCT
gujaf-113	227	1	table	table	NOUN
gujaf-113	227	2	4	4	NUM
gujaf-113	227	3	.	.	PUNCT
gujaf-113	227	4	sgmm	sgmm	NOUN
gujaf-113	227	5	result	result	VERB
gujaf-113	227	6	for	for	ADP
gujaf-113	227	7	institutional	institutional	ADJ
gujaf-113	227	8	quality	quality	NOUN
gujaf-113	227	9	variable	variable	ADJ
gujaf-113	227	10	coefficient	coefficient	NOUN
gujaf-113	227	11	p	p	NOUN
gujaf-113	227	12	-	-	PUNCT
gujaf-113	227	13	value	value	NOUN
gujaf-113	227	14	constant	constant	ADJ
gujaf-113	227	15	9.366699	9.366699	NUM
gujaf-113	227	16	0.000	0.000	NUM
gujaf-113	227	17	*	*	PUNCT
gujaf-113	227	18	*	*	PUNCT
gujaf-113	227	19	*	*	PUNCT
gujaf-113	227	20	roat-1	roat-1	NUM
gujaf-113	227	21	0.3671161	0.3671161	NUM
gujaf-113	227	22	0.005	0.005	NUM
gujaf-113	227	23	*	*	PUNCT
gujaf-113	227	24	*	*	PUNCT
gujaf-113	227	25	instq	instq	ADJ
gujaf-113	227	26	0.1256466	0.1256466	NUM
gujaf-113	227	27	0.030	0.030	NUM
gujaf-113	227	28	*	*	PUNCT
gujaf-113	227	29	*	*	PROPN
gujaf-113	227	30	inf	inf	PROPN
gujaf-113	227	31	0.0879795	0.0879795	NUM
gujaf-113	227	32	0.265	0.265	NUM
gujaf-113	227	33	gdp	gdp	NOUN
gujaf-113	227	34	0.1651762	0.1651762	NUM
gujaf-113	227	35	0.071	0.071	NUM
gujaf-113	227	36	*	*	SYM
gujaf-113	227	37	8	8	NUM
gujaf-113	227	38	fdi	fdi	NOUN
gujaf-113	227	39	0.1749654	0.1749654	NUM
gujaf-113	227	40	0.345	0.345	NUM
gujaf-113	227	41	model	model	NOUN
gujaf-113	227	42	diagnostics	diagnostic	NOUN
gujaf-113	227	43	ar	ar	NOUN
gujaf-113	227	44	(	(	PUNCT
gujaf-113	227	45	1	1	NUM
gujaf-113	227	46	)	)	PUNCT
gujaf-113	227	47	test	test	NOUN
gujaf-113	227	48	-2.30	-2.30	VERB
gujaf-113	227	49	0.022	0.022	NUM
gujaf-113	227	50	*	*	PROPN
gujaf-113	227	51	*	*	PROPN
gujaf-113	227	52	ar	ar	PROPN
gujaf-113	227	53	(	(	PUNCT
gujaf-113	227	54	2	2	NUM
gujaf-113	227	55	)	)	PUNCT
gujaf-113	227	56	test	test	NOUN
gujaf-113	227	57	1.44	1.44	NUM
gujaf-113	227	58	0.150	0.150	NUM
gujaf-113	227	59	wald	wald	X
gujaf-113	227	60	x	x	PUNCT
gujaf-113	227	61	2	2	NUM
gujaf-113	227	62	35.94	35.94	NUM
gujaf-113	227	63	0.000	0.000	NUM
gujaf-113	227	64	*	*	PUNCT
gujaf-113	227	65	*	*	PUNCT
gujaf-113	227	66	*	*	PUNCT
gujaf-113	227	67	hansen	hansen	PROPN
gujaf-113	227	68	test	test	PROPN
gujaf-113	228	1	8.16	8.16	NUM
gujaf-113	228	2	0.319	0.319	NUM
gujaf-113	229	1	no	no	NOUN
gujaf-113	229	2	.	.	PUNCT
gujaf-113	229	3	of	of	ADP
gujaf-113	229	4	observations	observation	NOUN
gujaf-113	230	1	1183	1183	NUM
gujaf-113	230	2	no	no	NOUN
gujaf-113	230	3	.	.	PUNCT
gujaf-113	231	1	of	of	ADP
gujaf-113	231	2	banks	bank	NOUN
gujaf-113	231	3	200	200	NUM
gujaf-113	231	4	no	no	NOUN
gujaf-113	231	5	.	.	PUNCT
gujaf-113	232	1	of	of	ADP
gujaf-113	232	2	instruments	instrument	NOUN
gujaf-113	232	3	13	13	NUM
gujaf-113	232	4	notes	note	NOUN
gujaf-113	232	5	:	:	PUNCT
gujaf-113	232	6	*	*	PUNCT
gujaf-113	232	7	*	*	PUNCT
gujaf-113	232	8	*	*	PUNCT
gujaf-113	232	9	,	,	PUNCT
gujaf-113	232	10	*	*	PUNCT
gujaf-113	232	11	*	*	PUNCT
gujaf-113	232	12	,	,	PUNCT
gujaf-113	232	13	and	and	CCONJ
gujaf-113	232	14	*	*	PUNCT
gujaf-113	232	15	indicate	indicate	VERB
gujaf-113	232	16	statistical	statistical	ADJ
gujaf-113	232	17	significance	significance	NOUN
gujaf-113	232	18	at	at	ADP
gujaf-113	232	19	1	1	NUM
gujaf-113	232	20	%	%	NOUN
gujaf-113	232	21	,	,	PUNCT
gujaf-113	232	22	5	5	NUM
gujaf-113	232	23	%	%	NOUN
gujaf-113	232	24	,	,	PUNCT
gujaf-113	232	25	and	and	CCONJ
gujaf-113	232	26	10	10	NUM
gujaf-113	232	27	%	%	NOUN
gujaf-113	232	28	significance	significance	NOUN
gujaf-113	232	29	level	level	NOUN
gujaf-113	232	30	,	,	PUNCT
gujaf-113	232	31	respectively	respectively	ADV
gujaf-113	232	32	.	.	PUNCT
gujaf-113	233	1	source	source	NOUN
gujaf-113	233	2	:	:	PUNCT
gujaf-113	233	3	author	author	NOUN
gujaf-113	233	4	's	's	PART
gujaf-113	233	5	computation	computation	NOUN
gujaf-113	233	6	(	(	PUNCT
gujaf-113	233	7	2022	2022	NUM
gujaf-113	233	8	)	)	PUNCT
gujaf-113	233	9	.	.	PUNCT
gujaf-113	234	1	the	the	DET
gujaf-113	234	2	lagged	lag	VERB
gujaf-113	234	3	roe	roe	NOUN
gujaf-113	234	4	in	in	ADP
gujaf-113	234	5	the	the	DET
gujaf-113	234	6	regression	regression	NOUN
gujaf-113	234	7	result	result	NOUN
gujaf-113	234	8	in	in	ADP
gujaf-113	234	9	table	table	NOUN
gujaf-113	234	10	4	4	NUM
gujaf-113	234	11	.	.	PUNCT
gujaf-113	234	12	is	be	AUX
gujaf-113	234	13	positive	positive	ADJ
gujaf-113	234	14	and	and	CCONJ
gujaf-113	234	15	statistically	statistically	ADV
gujaf-113	234	16	significant	significant	ADJ
gujaf-113	234	17	,	,	PUNCT
gujaf-113	234	18	validating	validate	VERB
gujaf-113	234	19	the	the	DET
gujaf-113	234	20	argument	argument	NOUN
gujaf-113	234	21	that	that	SCONJ
gujaf-113	234	22	past	past	ADJ
gujaf-113	234	23	performance	performance	NOUN
gujaf-113	234	24	influences	influence	VERB
gujaf-113	234	25	bank	bank	NOUN
gujaf-113	234	26	financial	financial	ADJ
gujaf-113	234	27	performance	performance	NOUN
gujaf-113	234	28	.	.	PUNCT
gujaf-113	235	1	the	the	DET
gujaf-113	235	2	coefficient	coefficient	NOUN
gujaf-113	235	3	(	(	PUNCT
gujaf-113	235	4	0.3671161	0.3671161	NUM
gujaf-113	235	5	)	)	PUNCT
gujaf-113	235	6	and	and	CCONJ
gujaf-113	235	7	p	p	NOUN
gujaf-113	235	8	-	-	PUNCT
gujaf-113	235	9	value	value	NOUN
gujaf-113	235	10	(	(	PUNCT
gujaf-113	235	11	0.005	0.005	NUM
gujaf-113	235	12	)	)	PUNCT
gujaf-113	235	13	results	result	NOUN
gujaf-113	235	14	similarly	similarly	ADV
gujaf-113	235	15	provided	provide	VERB
gujaf-113	235	16	a	a	DET
gujaf-113	235	17	statistical	statistical	ADJ
gujaf-113	235	18	justification	justification	NOUN
gujaf-113	235	19	for	for	ADP
gujaf-113	235	20	the	the	DET
gujaf-113	235	21	model	model	NOUN
gujaf-113	235	22	's	's	PART
gujaf-113	235	23	dynamic	dynamic	ADJ
gujaf-113	235	24	nature	nature	NOUN
gujaf-113	235	25	.	.	PUNCT
gujaf-113	236	1	institutional	institutional	ADJ
gujaf-113	236	2	quality	quality	NOUN
gujaf-113	236	3	(	(	PUNCT
gujaf-113	236	4	instq	instq	PROPN
gujaf-113	236	5	)	)	PUNCT
gujaf-113	236	6	has	have	VERB
gujaf-113	236	7	a	a	DET
gujaf-113	236	8	positive	positive	ADJ
gujaf-113	236	9	and	and	CCONJ
gujaf-113	236	10	statistically	statistically	ADV
gujaf-113	236	11	significant	significant	ADJ
gujaf-113	236	12	coefficient	coefficient	NOUN
gujaf-113	236	13	(	(	PUNCT
gujaf-113	236	14	0.1256466	0.1256466	NUM
gujaf-113	236	15	,	,	PUNCT
gujaf-113	236	16	p	p	NOUN
gujaf-113	236	17	-	-	PUNCT
gujaf-113	236	18	value	value	NOUN
gujaf-113	236	19	0.030	0.030	NUM
gujaf-113	236	20	)	)	PUNCT
gujaf-113	236	21	,	,	PUNCT
gujaf-113	236	22	indicating	indicate	VERB
gujaf-113	236	23	that	that	SCONJ
gujaf-113	236	24	institutional	institutional	ADJ
gujaf-113	236	25	quality	quality	NOUN
gujaf-113	236	26	increases	increase	VERB
gujaf-113	236	27	banks	bank	NOUN
gujaf-113	236	28	'	'	PART
gujaf-113	236	29	financial	financial	ADJ
gujaf-113	236	30	performance	performance	NOUN
gujaf-113	236	31	.	.	PUNCT
gujaf-113	237	1	institutional	institutional	ADJ
gujaf-113	237	2	quality	quality	NOUN
gujaf-113	237	3	,	,	PUNCT
gujaf-113	237	4	however	however	ADV
gujaf-113	237	5	,	,	PUNCT
gujaf-113	237	6	has	have	VERB
gujaf-113	237	7	a	a	DET
gujaf-113	237	8	higher	high	ADJ
gujaf-113	237	9	coefficient	coefficient	NOUN
gujaf-113	237	10	on	on	ADP
gujaf-113	237	11	roa	roa	PROPN
gujaf-113	237	12	(	(	PUNCT
gujaf-113	237	13	0.4109569	0.4109569	NUM
gujaf-113	237	14	)	)	PUNCT
gujaf-113	237	15	than	than	ADP
gujaf-113	237	16	what	what	PRON
gujaf-113	237	17	is	be	AUX
gujaf-113	237	18	obtainable	obtainable	ADJ
gujaf-113	237	19	with	with	ADP
gujaf-113	237	20	roe	roe	PROPN
gujaf-113	237	21	.	.	PUNCT
gujaf-113	238	1	this	this	PRON
gujaf-113	238	2	implies	imply	VERB
gujaf-113	238	3	that	that	SCONJ
gujaf-113	238	4	while	while	SCONJ
gujaf-113	238	5	roa	roa	PROPN
gujaf-113	238	6	and	and	CCONJ
gujaf-113	238	7	roe	roe	PROPN
gujaf-113	238	8	positively	positively	ADV
gujaf-113	238	9	affect	affect	VERB
gujaf-113	238	10	bank	bank	NOUN
gujaf-113	238	11	performance	performance	NOUN
gujaf-113	238	12	,	,	PUNCT
gujaf-113	238	13	the	the	DET
gujaf-113	238	14	effect	effect	NOUN
gujaf-113	238	15	is	be	AUX
gujaf-113	238	16	higher	high	ADJ
gujaf-113	238	17	on	on	ADP
gujaf-113	238	18	bank	bank	PROPN
gujaf-113	238	19	roa	roa	PROPN
gujaf-113	238	20	than	than	ADP
gujaf-113	238	21	the	the	DET
gujaf-113	238	22	roe	roe	NOUN
gujaf-113	238	23	.	.	PUNCT
gujaf-113	239	1	the	the	DET
gujaf-113	239	2	finding	finding	NOUN
gujaf-113	239	3	shows	show	VERB
gujaf-113	239	4	the	the	DET
gujaf-113	239	5	importance	importance	NOUN
gujaf-113	239	6	of	of	ADP
gujaf-113	239	7	institutional	institutional	ADJ
gujaf-113	239	8	quality	quality	NOUN
gujaf-113	239	9	in	in	ADP
gujaf-113	239	10	improving	improve	VERB
gujaf-113	239	11	banks	bank	NOUN
gujaf-113	239	12	'	'	PART
gujaf-113	239	13	financial	financial	ADJ
gujaf-113	239	14	performance	performance	NOUN
gujaf-113	239	15	.	.	PUNCT
gujaf-113	240	1	it	it	PRON
gujaf-113	240	2	produces	produce	VERB
gujaf-113	240	3	a	a	DET
gujaf-113	240	4	consistent	consistent	ADJ
gujaf-113	240	5	result	result	NOUN
gujaf-113	240	6	with	with	ADP
gujaf-113	240	7	the	the	DET
gujaf-113	240	8	two	two	NUM
gujaf-113	240	9	methods	method	NOUN
gujaf-113	240	10	(	(	PUNCT
gujaf-113	240	11	roa	roa	PROPN
gujaf-113	240	12	&	&	CCONJ
gujaf-113	240	13	roe	roe	PROPN
gujaf-113	240	14	)	)	PUNCT
gujaf-113	240	15	employed	employ	VERB
gujaf-113	240	16	to	to	ADP
gujaf-113	240	17	proxy	proxy	ADJ
gujaf-113	240	18	banks	bank	NOUN
gujaf-113	240	19	'	'	PART
gujaf-113	240	20	financial	financial	ADJ
gujaf-113	240	21	performance	performance	NOUN
gujaf-113	240	22	in	in	ADP
gujaf-113	240	23	the	the	DET
gujaf-113	240	24	selected	select	VERB
gujaf-113	240	25	african	african	ADJ
gujaf-113	240	26	countries	country	NOUN
gujaf-113	240	27	.	.	PUNCT
gujaf-113	241	1	only	only	ADV
gujaf-113	241	2	gdp	gdp	NOUN
gujaf-113	241	3	has	have	VERB
gujaf-113	241	4	a	a	DET
gujaf-113	241	5	positive	positive	ADJ
gujaf-113	241	6	and	and	CCONJ
gujaf-113	241	7	statistically	statistically	ADV
gujaf-113	241	8	significant	significant	ADJ
gujaf-113	241	9	effect	effect	NOUN
gujaf-113	241	10	on	on	ADP
gujaf-113	241	11	banks	bank	NOUN
gujaf-113	241	12	'	'	PART
gujaf-113	241	13	financial	financial	ADJ
gujaf-113	241	14	performance	performance	NOUN
gujaf-113	241	15	for	for	ADP
gujaf-113	241	16	the	the	DET
gujaf-113	241	17	control	control	NOUN
gujaf-113	241	18	variables	variable	NOUN
gujaf-113	241	19	.	.	PUNCT
gujaf-113	242	1	the	the	DET
gujaf-113	242	2	regression	regression	NOUN
gujaf-113	242	3	result	result	NOUN
gujaf-113	242	4	shows	show	VERB
gujaf-113	242	5	that	that	SCONJ
gujaf-113	242	6	institutional	institutional	ADJ
gujaf-113	242	7	quality	quality	NOUN
gujaf-113	242	8	has	have	VERB
gujaf-113	242	9	a	a	DET
gujaf-113	242	10	positive	positive	ADJ
gujaf-113	242	11	and	and	CCONJ
gujaf-113	242	12	statistically	statistically	ADV
gujaf-113	242	13	significant	significant	ADJ
gujaf-113	242	14	effect	effect	NOUN
gujaf-113	242	15	on	on	ADP
gujaf-113	242	16	banks	bank	NOUN
gujaf-113	242	17	'	'	PART
gujaf-113	242	18	financial	financial	ADJ
gujaf-113	242	19	performance	performance	NOUN
gujaf-113	242	20	in	in	ADP
gujaf-113	242	21	the	the	DET
gujaf-113	242	22	selected	select	VERB
gujaf-113	242	23	african	african	ADJ
gujaf-113	242	24	countries	country	NOUN
gujaf-113	242	25	.	.	PUNCT
gujaf-113	243	1	the	the	DET
gujaf-113	243	2	result	result	NOUN
gujaf-113	243	3	also	also	ADV
gujaf-113	243	4	gave	give	VERB
gujaf-113	243	5	a	a	DET
gujaf-113	243	6	consistent	consistent	ADJ
gujaf-113	243	7	result	result	NOUN
gujaf-113	243	8	among	among	ADP
gujaf-113	243	9	the	the	DET
gujaf-113	243	10	different	different	ADJ
gujaf-113	243	11	proxies	proxy	NOUN
gujaf-113	243	12	of	of	ADP
gujaf-113	243	13	bank	bank	NOUN
gujaf-113	243	14	financial	financial	ADJ
gujaf-113	243	15	performance	performance	NOUN
gujaf-113	243	16	.	.	PUNCT
gujaf-113	244	1	the	the	DET
gujaf-113	244	2	consistency	consistency	NOUN
gujaf-113	244	3	shows	show	VERB
gujaf-113	244	4	how	how	SCONJ
gujaf-113	244	5	improved	improved	ADJ
gujaf-113	244	6	and	and	CCONJ
gujaf-113	244	7	efficient	efficient	ADJ
gujaf-113	244	8	government	government	NOUN
gujaf-113	244	9	institutions	institution	NOUN
gujaf-113	244	10	,	,	PUNCT
gujaf-113	244	11	political	political	ADJ
gujaf-113	244	12	stability	stability	NOUN
gujaf-113	244	13	,	,	PUNCT
gujaf-113	244	14	quality	quality	NOUN
gujaf-113	244	15	regulation	regulation	NOUN
gujaf-113	244	16	,	,	PUNCT
gujaf-113	244	17	and	and	CCONJ
gujaf-113	244	18	corruption	corruption	NOUN
gujaf-113	244	19	control	control	NOUN
gujaf-113	244	20	can	can	AUX
gujaf-113	244	21	positively	positively	ADV
gujaf-113	244	22	and	and	CCONJ
gujaf-113	244	23	significantly	significantly	ADV
gujaf-113	244	24	improve	improve	VERB
gujaf-113	244	25	bank	bank	NOUN
gujaf-113	244	26	financial	financial	ADJ
gujaf-113	244	27	performance	performance	NOUN
gujaf-113	244	28	.	.	PUNCT
gujaf-113	245	1	hence	hence	ADV
gujaf-113	245	2	,	,	PUNCT
gujaf-113	245	3	as	as	ADP
gujaf-113	245	4	nations	nation	NOUN
gujaf-113	245	5	,	,	PUNCT
gujaf-113	245	6	institutional	institutional	ADJ
gujaf-113	245	7	quality	quality	NOUN
gujaf-113	245	8	improves	improve	VERB
gujaf-113	245	9	,	,	PUNCT
gujaf-113	245	10	the	the	DET
gujaf-113	245	11	financial	financial	ADJ
gujaf-113	245	12	performance	performance	NOUN
gujaf-113	245	13	of	of	ADP
gujaf-113	245	14	banks	bank	NOUN
gujaf-113	245	15	operating	operate	VERB
gujaf-113	245	16	in	in	ADP
gujaf-113	245	17	those	those	DET
gujaf-113	245	18	countries	country	NOUN
gujaf-113	245	19	increases	increase	NOUN
gujaf-113	245	20	.	.	PUNCT
gujaf-113	246	1	the	the	DET
gujaf-113	246	2	finding	finding	NOUN
gujaf-113	246	3	also	also	ADV
gujaf-113	246	4	supports	support	VERB
gujaf-113	246	5	the	the	DET
gujaf-113	246	6	law	law	NOUN
gujaf-113	246	7	and	and	CCONJ
gujaf-113	246	8	finance	finance	NOUN
gujaf-113	246	9	theory	theory	NOUN
gujaf-113	246	10	which	which	PRON
gujaf-113	246	11	states	state	VERB
gujaf-113	246	12	that	that	SCONJ
gujaf-113	246	13	a	a	DET
gujaf-113	246	14	fair	fair	ADJ
gujaf-113	246	15	and	and	CCONJ
gujaf-113	246	16	efficient	efficient	ADJ
gujaf-113	246	17	regulatory	regulatory	ADJ
gujaf-113	246	18	framework	framework	NOUN
gujaf-113	246	19	that	that	PRON
gujaf-113	246	20	protect	protect	VERB
gujaf-113	246	21	investors	investor	NOUN
gujaf-113	246	22	and	and	CCONJ
gujaf-113	246	23	financial	financial	ADJ
gujaf-113	246	24	institutions	institution	NOUN
gujaf-113	246	25	promotes	promote	VERB
gujaf-113	246	26	an	an	DET
gujaf-113	246	27	efficient	efficient	ADJ
gujaf-113	246	28	and	and	CCONJ
gujaf-113	246	29	profitable	profitable	ADJ
gujaf-113	246	30	banking	banking	NOUN
gujaf-113	246	31	system	system	NOUN
gujaf-113	246	32	.	.	PUNCT
gujaf-113	247	1	the	the	DET
gujaf-113	247	2	result	result	NOUN
gujaf-113	247	3	supports	support	VERB
gujaf-113	247	4	the	the	DET
gujaf-113	247	5	findings	finding	NOUN
gujaf-113	247	6	of	of	ADP
gujaf-113	247	7	ahmed	ahmed	PROPN
gujaf-113	247	8	(	(	PUNCT
gujaf-113	247	9	2013	2013	NUM
gujaf-113	247	10	)	)	PUNCT
gujaf-113	247	11	,	,	PUNCT
gujaf-113	247	12	anayiotos	anayiotos	PROPN
gujaf-113	247	13	and	and	CCONJ
gujaf-113	247	14	toroyan	toroyan	NOUN
gujaf-113	247	15	(	(	PUNCT
gujaf-113	247	16	2009	2009	NUM
gujaf-113	247	17	)	)	PUNCT
gujaf-113	247	18	,	,	PUNCT
gujaf-113	247	19	faiz	faiz	PROPN
gujaf-113	247	20	et	et	PROPN
gujaf-113	247	21	al	al	PROPN
gujaf-113	247	22	.	.	PROPN
gujaf-113	248	1	(	(	PUNCT
gujaf-113	248	2	2011	2011	NUM
gujaf-113	248	3	)	)	PUNCT
gujaf-113	248	4	,	,	PUNCT
gujaf-113	248	5	filippidis	filippidis	PROPN
gujaf-113	248	6	and	and	CCONJ
gujaf-113	248	7	katrakilidis	katrakilidis	PROPN
gujaf-113	248	8	(	(	PUNCT
gujaf-113	248	9	2014	2014	NUM
gujaf-113	248	10	)	)	PUNCT
gujaf-113	248	11	,	,	PUNCT
gujaf-113	248	12	hourani	hourani	NOUN
gujaf-113	248	13	and	and	CCONJ
gujaf-113	248	14	mondello	mondello	PROPN
gujaf-113	248	15	(	(	PUNCT
gujaf-113	248	16	2019	2019	NUM
gujaf-113	248	17	)	)	PUNCT
gujaf-113	248	18	,	,	PUNCT
gujaf-113	248	19	mutarindwa	mutarindwa	VERB
gujaf-113	248	20	et	et	PROPN
gujaf-113	248	21	al	al	PROPN
gujaf-113	248	22	.	.	PROPN
gujaf-113	249	1	(	(	PUNCT
gujaf-113	249	2	2018	2018	NUM
gujaf-113	249	3	)	)	PUNCT
gujaf-113	249	4	and	and	CCONJ
gujaf-113	249	5	oladele	oladele	PROPN
gujaf-113	249	6	(	(	PUNCT
gujaf-113	249	7	2021	2021	NUM
gujaf-113	249	8	)	)	PUNCT
gujaf-113	249	9	that	that	SCONJ
gujaf-113	249	10	institutional	institutional	ADJ
gujaf-113	249	11	quality	quality	NOUN
gujaf-113	249	12	and	and	CCONJ
gujaf-113	249	13	efficient	efficient	ADJ
gujaf-113	249	14	legal	legal	ADJ
gujaf-113	249	15	system	system	NOUN
gujaf-113	249	16	improves	improve	VERB
gujaf-113	249	17	the	the	DET
gujaf-113	249	18	governance	governance	NOUN
gujaf-113	249	19	of	of	ADP
gujaf-113	249	20	banking	banking	NOUN
gujaf-113	249	21	institutions	institution	NOUN
gujaf-113	249	22	,	,	PUNCT
gujaf-113	249	23	encourage	encourage	VERB
gujaf-113	249	24	different	different	ADJ
gujaf-113	249	25	categories	category	NOUN
gujaf-113	249	26	of	of	ADP
gujaf-113	249	27	banks	bank	NOUN
gujaf-113	249	28	to	to	PART
gujaf-113	249	29	increase	increase	VERB
gujaf-113	249	30	their	their	PRON
gujaf-113	249	31	credit	credit	NOUN
gujaf-113	249	32	facilities	facility	NOUN
gujaf-113	249	33	which	which	PRON
gujaf-113	249	34	ultimately	ultimately	ADV
gujaf-113	249	35	enhances	enhance	VERB
gujaf-113	249	36	their	their	PRON
gujaf-113	249	37	financial	financial	ADJ
gujaf-113	249	38	performance	performance	NOUN
gujaf-113	249	39	.	.	PUNCT
gujaf-113	250	1	the	the	DET
gujaf-113	250	2	regression	regression	NOUN
gujaf-113	250	3	results	result	NOUN
gujaf-113	250	4	also	also	ADV
gujaf-113	250	5	show	show	VERB
gujaf-113	250	6	that	that	SCONJ
gujaf-113	250	7	inflation	inflation	NOUN
gujaf-113	250	8	has	have	VERB
gujaf-113	250	9	a	a	DET
gujaf-113	250	10	positive	positive	ADJ
gujaf-113	250	11	and	and	CCONJ
gujaf-113	250	12	statistically	statistically	ADV
gujaf-113	250	13	significant	significant	ADJ
gujaf-113	250	14	effect	effect	NOUN
gujaf-113	250	15	on	on	ADP
gujaf-113	250	16	banks	bank	NOUN
gujaf-113	250	17	'	'	PART
gujaf-113	250	18	financial	financial	ADJ
gujaf-113	250	19	performance	performance	NOUN
gujaf-113	250	20	in	in	ADP
gujaf-113	250	21	the	the	DET
gujaf-113	250	22	selected	select	VERB
gujaf-113	250	23	african	african	ADJ
gujaf-113	250	24	countries	country	NOUN
gujaf-113	250	25	.	.	PUNCT
gujaf-113	251	1	a	a	DET
gujaf-113	251	2	consistent	consistent	ADJ
gujaf-113	251	3	and	and	CCONJ
gujaf-113	251	4	sustained	sustained	ADJ
gujaf-113	251	5	rise	rise	NOUN
gujaf-113	251	6	in	in	ADP
gujaf-113	251	7	commodity	commodity	NOUN
gujaf-113	251	8	price	price	NOUN
gujaf-113	251	9	(	(	PUNCT
gujaf-113	251	10	inflation	inflation	NOUN
gujaf-113	251	11	)	)	PUNCT
gujaf-113	251	12	benefits	benefit	VERB
gujaf-113	251	13	the	the	DET
gujaf-113	251	14	bank	bank	NOUN
gujaf-113	251	15	by	by	ADP
gujaf-113	251	16	increasing	increase	VERB
gujaf-113	251	17	its	its	PRON
gujaf-113	251	18	financial	financial	ADJ
gujaf-113	251	19	performance	performance	NOUN
gujaf-113	251	20	.	.	PUNCT
gujaf-113	252	1	9	9	NUM
gujaf-113	253	1	during	during	ADP
gujaf-113	253	2	inflation	inflation	NOUN
gujaf-113	253	3	,	,	PUNCT
gujaf-113	253	4	the	the	DET
gujaf-113	253	5	increase	increase	NOUN
gujaf-113	253	6	in	in	ADP
gujaf-113	253	7	banks	bank	NOUN
gujaf-113	253	8	'	'	PART
gujaf-113	253	9	financial	financial	ADJ
gujaf-113	253	10	performance	performance	NOUN
gujaf-113	253	11	may	may	AUX
gujaf-113	253	12	be	be	AUX
gujaf-113	253	13	attributed	attribute	VERB
gujaf-113	253	14	to	to	ADP
gujaf-113	253	15	a	a	DET
gujaf-113	253	16	rise	rise	NOUN
gujaf-113	253	17	in	in	ADP
gujaf-113	253	18	demand	demand	NOUN
gujaf-113	253	19	for	for	ADP
gujaf-113	253	20	bank	bank	NOUN
gujaf-113	253	21	facilities	facility	NOUN
gujaf-113	253	22	(	(	PUNCT
gujaf-113	253	23	loans	loan	NOUN
gujaf-113	253	24	)	)	PUNCT
gujaf-113	253	25	for	for	ADP
gujaf-113	253	26	individuals	individual	NOUN
gujaf-113	253	27	and	and	CCONJ
gujaf-113	253	28	businesses	business	NOUN
gujaf-113	253	29	to	to	PART
gujaf-113	253	30	increase	increase	VERB
gujaf-113	253	31	demand	demand	NOUN
gujaf-113	253	32	for	for	ADP
gujaf-113	253	33	their	their	PRON
gujaf-113	253	34	goods	good	NOUN
gujaf-113	253	35	and	and	CCONJ
gujaf-113	253	36	services	service	NOUN
gujaf-113	253	37	.	.	PUNCT
gujaf-113	254	1	the	the	DET
gujaf-113	254	2	result	result	NOUN
gujaf-113	254	3	provided	provide	VERB
gujaf-113	254	4	statistical	statistical	ADJ
gujaf-113	254	5	support	support	NOUN
gujaf-113	254	6	to	to	PART
gujaf-113	254	7	aluko	aluko	PROPN
gujaf-113	254	8	and	and	CCONJ
gujaf-113	254	9	ajayi	ajayi	NOUN
gujaf-113	254	10	(	(	PUNCT
gujaf-113	254	11	2017	2017	NUM
gujaf-113	254	12	)	)	PUNCT
gujaf-113	254	13	mohammed	mohammed	PROPN
gujaf-113	254	14	(	(	PUNCT
gujaf-113	254	15	2014	2014	NUM
gujaf-113	254	16	)	)	PUNCT
gujaf-113	254	17	that	that	SCONJ
gujaf-113	254	18	macroeconomic	macroeconomic	ADJ
gujaf-113	254	19	variables	variable	NOUN
gujaf-113	254	20	like	like	ADP
gujaf-113	254	21	inflation	inflation	NOUN
gujaf-113	254	22	improve	improve	VERB
gujaf-113	254	23	the	the	DET
gujaf-113	254	24	banking	banking	NOUN
gujaf-113	254	25	sector	sector	NOUN
gujaf-113	254	26	development	development	NOUN
gujaf-113	254	27	and	and	CCONJ
gujaf-113	254	28	the	the	DET
gujaf-113	254	29	financial	financial	ADJ
gujaf-113	254	30	performance	performance	NOUN
gujaf-113	254	31	of	of	ADP
gujaf-113	254	32	banks	bank	NOUN
gujaf-113	254	33	.	.	PUNCT
gujaf-113	255	1	however	however	ADV
gujaf-113	255	2	,	,	PUNCT
gujaf-113	255	3	chang	chang	PROPN
gujaf-113	255	4	(	(	PUNCT
gujaf-113	255	5	2002	2002	NUM
gujaf-113	255	6	)	)	PUNCT
gujaf-113	255	7	and	and	CCONJ
gujaf-113	255	8	chang	chang	PROPN
gujaf-113	255	9	and	and	CCONJ
gujaf-113	255	10	caudil	caudil	NOUN
gujaf-113	255	11	(	(	PUNCT
gujaf-113	255	12	2005	2005	NUM
gujaf-113	255	13	)	)	PUNCT
gujaf-113	255	14	had	have	VERB
gujaf-113	255	15	a	a	DET
gujaf-113	255	16	contrary	contrary	ADJ
gujaf-113	255	17	view	view	NOUN
gujaf-113	255	18	.	.	PUNCT
gujaf-113	256	1	gross	gross	ADJ
gujaf-113	256	2	domestic	domestic	ADJ
gujaf-113	256	3	product	product	NOUN
gujaf-113	256	4	(	(	PUNCT
gujaf-113	256	5	gdp	gdp	NOUN
gujaf-113	256	6	)	)	PUNCT
gujaf-113	256	7	has	have	VERB
gujaf-113	256	8	a	a	DET
gujaf-113	256	9	positive	positive	ADJ
gujaf-113	256	10	and	and	CCONJ
gujaf-113	256	11	statistically	statistically	ADV
gujaf-113	256	12	significant	significant	ADJ
gujaf-113	256	13	effect	effect	NOUN
gujaf-113	256	14	on	on	ADP
gujaf-113	256	15	banks	bank	NOUN
gujaf-113	256	16	'	'	PART
gujaf-113	256	17	financial	financial	ADJ
gujaf-113	256	18	performance	performance	NOUN
gujaf-113	256	19	in	in	ADP
gujaf-113	256	20	the	the	DET
gujaf-113	256	21	selected	select	VERB
gujaf-113	256	22	african	african	ADJ
gujaf-113	256	23	countries	country	NOUN
gujaf-113	256	24	.	.	PUNCT
gujaf-113	257	1	this	this	PRON
gujaf-113	257	2	implies	imply	VERB
gujaf-113	257	3	that	that	SCONJ
gujaf-113	257	4	as	as	ADP
gujaf-113	257	5	the	the	DET
gujaf-113	257	6	nation	nation	NOUN
gujaf-113	257	7	's	's	PART
gujaf-113	257	8	gdp	gdp	NOUN
gujaf-113	257	9	increases	increase	NOUN
gujaf-113	257	10	,	,	PUNCT
gujaf-113	257	11	the	the	DET
gujaf-113	257	12	financial	financial	ADJ
gujaf-113	257	13	performance	performance	NOUN
gujaf-113	257	14	of	of	ADP
gujaf-113	257	15	banks	bank	NOUN
gujaf-113	257	16	operating	operate	VERB
gujaf-113	257	17	in	in	ADP
gujaf-113	257	18	those	those	DET
gujaf-113	257	19	countries	country	NOUN
gujaf-113	257	20	increases	increase	NOUN
gujaf-113	257	21	.	.	PUNCT
gujaf-113	258	1	the	the	DET
gujaf-113	258	2	finding	finding	NOUN
gujaf-113	258	3	also	also	ADV
gujaf-113	258	4	provided	provide	VERB
gujaf-113	258	5	statistical	statistical	ADJ
gujaf-113	258	6	support	support	NOUN
gujaf-113	258	7	for	for	ADP
gujaf-113	258	8	the	the	DET
gujaf-113	258	9	studies	study	NOUN
gujaf-113	258	10	of	of	ADP
gujaf-113	258	11	aluko	aluko	PROPN
gujaf-113	258	12	and	and	CCONJ
gujaf-113	258	13	ajayi	ajayi	NOUN
gujaf-113	258	14	(	(	PUNCT
gujaf-113	258	15	2017	2017	NUM
gujaf-113	258	16	)	)	PUNCT
gujaf-113	258	17	,	,	PUNCT
gujaf-113	258	18	nelson	nelson	PROPN
gujaf-113	258	19	and	and	CCONJ
gujaf-113	258	20	singh	singh	PROPN
gujaf-113	258	21	(	(	PUNCT
gujaf-113	258	22	2013	2013	NUM
gujaf-113	258	23	)	)	PUNCT
gujaf-113	258	24	and	and	CCONJ
gujaf-113	258	25	subasat	subasat	VERB
gujaf-113	258	26	and	and	CCONJ
gujaf-113	258	27	bellos	bellos	PROPN
gujaf-113	258	28	(	(	PUNCT
gujaf-113	258	29	2011	2011	NUM
gujaf-113	258	30	)	)	PUNCT
gujaf-113	258	31	that	that	SCONJ
gujaf-113	258	32	an	an	DET
gujaf-113	258	33	increase	increase	NOUN
gujaf-113	258	34	in	in	ADP
gujaf-113	258	35	gdp	gdp	NOUN
gujaf-113	258	36	stimulates	stimulate	VERB
gujaf-113	258	37	the	the	DET
gujaf-113	258	38	growth	growth	NOUN
gujaf-113	258	39	of	of	ADP
gujaf-113	258	40	the	the	DET
gujaf-113	258	41	banking	banking	NOUN
gujaf-113	258	42	sector	sector	NOUN
gujaf-113	258	43	.	.	PUNCT
gujaf-113	259	1	on	on	ADP
gujaf-113	259	2	the	the	DET
gujaf-113	259	3	other	other	ADJ
gujaf-113	259	4	hand	hand	NOUN
gujaf-113	259	5	,	,	PUNCT
gujaf-113	259	6	foreign	foreign	ADJ
gujaf-113	259	7	direct	direct	ADJ
gujaf-113	259	8	investment	investment	NOUN
gujaf-113	259	9	(	(	PUNCT
gujaf-113	259	10	fdi	fdi	NOUN
gujaf-113	259	11	)	)	PUNCT
gujaf-113	259	12	does	do	AUX
gujaf-113	259	13	not	not	PART
gujaf-113	259	14	significantly	significantly	ADV
gujaf-113	259	15	affect	affect	VERB
gujaf-113	259	16	the	the	DET
gujaf-113	259	17	financial	financial	ADJ
gujaf-113	259	18	performance	performance	NOUN
gujaf-113	259	19	of	of	ADP
gujaf-113	259	20	banks	bank	NOUN
gujaf-113	259	21	in	in	ADP
gujaf-113	259	22	selected	select	VERB
gujaf-113	259	23	african	african	ADJ
gujaf-113	259	24	countries	country	NOUN
gujaf-113	259	25	.	.	PUNCT
gujaf-113	260	1	this	this	PRON
gujaf-113	260	2	implies	imply	VERB
gujaf-113	260	3	that	that	SCONJ
gujaf-113	260	4	regardless	regardless	ADV
gujaf-113	260	5	of	of	ADP
gujaf-113	260	6	the	the	DET
gujaf-113	260	7	changes	change	NOUN
gujaf-113	260	8	in	in	ADP
gujaf-113	260	9	fdi	fdi	PROPN
gujaf-113	260	10	,	,	PUNCT
gujaf-113	260	11	the	the	DET
gujaf-113	260	12	financial	financial	ADJ
gujaf-113	260	13	performance	performance	NOUN
gujaf-113	260	14	of	of	ADP
gujaf-113	260	15	banks	bank	NOUN
gujaf-113	260	16	would	would	AUX
gujaf-113	260	17	remain	remain	VERB
gujaf-113	260	18	unaffected	unaffected	ADJ
gujaf-113	260	19	.	.	PUNCT
gujaf-113	261	1	the	the	DET
gujaf-113	261	2	outcome	outcome	NOUN
gujaf-113	261	3	,	,	PUNCT
gujaf-113	261	4	however	however	ADV
gujaf-113	261	5	,	,	PUNCT
gujaf-113	261	6	contradicts	contradict	VERB
gujaf-113	261	7	the	the	DET
gujaf-113	261	8	findings	finding	NOUN
gujaf-113	261	9	of	of	ADP
gujaf-113	261	10	hichem	hichem	NOUN
gujaf-113	261	11	and	and	CCONJ
gujaf-113	261	12	lassad	lassad	PROPN
gujaf-113	261	13	(	(	PUNCT
gujaf-113	261	14	2018	2018	NUM
gujaf-113	261	15	)	)	PUNCT
gujaf-113	261	16	that	that	SCONJ
gujaf-113	261	17	an	an	DET
gujaf-113	261	18	increase	increase	NOUN
gujaf-113	261	19	in	in	ADP
gujaf-113	261	20	fdi	fdi	NOUN
gujaf-113	261	21	can	can	AUX
gujaf-113	261	22	improve	improve	VERB
gujaf-113	261	23	bank	bank	NOUN
gujaf-113	261	24	financial	financial	ADJ
gujaf-113	261	25	performance	performance	NOUN
gujaf-113	261	26	.	.	PUNCT
gujaf-113	262	1	5	5	X
gujaf-113	262	2	.	.	X
gujaf-113	262	3	conclusion	conclusion	NOUN
gujaf-113	262	4	and	and	CCONJ
gujaf-113	262	5	policy	policy	NOUN
gujaf-113	262	6	recommendations	recommendation	NOUN
gujaf-113	262	7	base	base	VERB
gujaf-113	262	8	on	on	ADP
gujaf-113	262	9	the	the	DET
gujaf-113	262	10	findings	finding	NOUN
gujaf-113	262	11	of	of	ADP
gujaf-113	262	12	the	the	DET
gujaf-113	262	13	study	study	NOUN
gujaf-113	262	14	,	,	PUNCT
gujaf-113	262	15	this	this	DET
gujaf-113	262	16	study	study	NOUN
gujaf-113	262	17	concluded	conclude	VERB
gujaf-113	262	18	instq	instq	PROPN
gujaf-113	262	19	,	,	PUNCT
gujaf-113	262	20	inflation	inflation	NOUN
gujaf-113	262	21	and	and	CCONJ
gujaf-113	262	22	gdp	gdp	NOUN
gujaf-113	262	23	are	be	AUX
gujaf-113	262	24	the	the	DET
gujaf-113	262	25	major	major	ADJ
gujaf-113	262	26	drivers	driver	NOUN
gujaf-113	262	27	of	of	ADP
gujaf-113	262	28	bank	bank	NOUN
gujaf-113	262	29	financial	financial	ADJ
gujaf-113	262	30	performance	performance	NOUN
gujaf-113	262	31	in	in	ADP
gujaf-113	262	32	selected	select	VERB
gujaf-113	262	33	african	african	ADJ
gujaf-113	262	34	countries	country	NOUN
gujaf-113	262	35	.	.	PUNCT
gujaf-113	263	1	in	in	ADP
gujaf-113	263	2	addition	addition	NOUN
gujaf-113	263	3	,	,	PUNCT
gujaf-113	263	4	the	the	DET
gujaf-113	263	5	study	study	NOUN
gujaf-113	263	6	established	establish	VERB
gujaf-113	263	7	that	that	SCONJ
gujaf-113	263	8	the	the	DET
gujaf-113	263	9	financial	financial	ADJ
gujaf-113	263	10	performance	performance	NOUN
gujaf-113	263	11	of	of	ADP
gujaf-113	263	12	banks	bank	NOUN
gujaf-113	263	13	would	would	AUX
gujaf-113	263	14	remain	remain	VERB
gujaf-113	263	15	unchanged	unchanged	ADJ
gujaf-113	263	16	regardless	regardless	ADV
gujaf-113	263	17	of	of	ADP
gujaf-113	263	18	the	the	DET
gujaf-113	263	19	changes	change	NOUN
gujaf-113	263	20	in	in	ADP
gujaf-113	263	21	fdi	fdi	PROPN
gujaf-113	263	22	.	.	PUNCT
gujaf-113	264	1	the	the	DET
gujaf-113	264	2	study	study	NOUN
gujaf-113	264	3	infers	infer	VERB
gujaf-113	264	4	further	far	ADV
gujaf-113	264	5	financial	financial	ADJ
gujaf-113	264	6	performance	performance	NOUN
gujaf-113	264	7	of	of	ADP
gujaf-113	264	8	banks	bank	NOUN
gujaf-113	264	9	in	in	ADP
gujaf-113	264	10	the	the	DET
gujaf-113	264	11	selected	select	VERB
gujaf-113	264	12	countries	country	NOUN
gujaf-113	264	13	would	would	AUX
gujaf-113	264	14	see	see	VERB
gujaf-113	264	15	a	a	DET
gujaf-113	264	16	significant	significant	ADJ
gujaf-113	264	17	improvement	improvement	NOUN
gujaf-113	264	18	if	if	SCONJ
gujaf-113	264	19	measures	measure	NOUN
gujaf-113	264	20	are	be	AUX
gujaf-113	264	21	put	put	VERB
gujaf-113	264	22	in	in	ADP
gujaf-113	264	23	place	place	NOUN
gujaf-113	264	24	to	to	PART
gujaf-113	264	25	further	far	ADV
gujaf-113	264	26	strengthen	strengthen	VERB
gujaf-113	264	27	the	the	DET
gujaf-113	264	28	nation	nation	NOUN
gujaf-113	264	29	’s	’s	PART
gujaf-113	264	30	institutions	institution	NOUN
gujaf-113	264	31	.	.	PUNCT
gujaf-113	265	1	thus	thus	ADV
gujaf-113	265	2	,	,	PUNCT
gujaf-113	265	3	this	this	DET
gujaf-113	265	4	study	study	NOUN
gujaf-113	265	5	recommended	recommend	VERB
gujaf-113	265	6	that	that	SCONJ
gujaf-113	265	7	the	the	DET
gujaf-113	265	8	selected	select	VERB
gujaf-113	265	9	countries	country	NOUN
gujaf-113	265	10	'	'	PART
gujaf-113	265	11	governments	government	NOUN
gujaf-113	265	12	should	should	AUX
gujaf-113	265	13	promote	promote	VERB
gujaf-113	265	14	policies	policy	NOUN
gujaf-113	265	15	that	that	PRON
gujaf-113	265	16	would	would	AUX
gujaf-113	265	17	strengthen	strengthen	VERB
gujaf-113	265	18	their	their	PRON
gujaf-113	265	19	nation	nation	NOUN
gujaf-113	265	20	's	's	PART
gujaf-113	265	21	institutions	institution	NOUN
gujaf-113	265	22	because	because	SCONJ
gujaf-113	265	23	of	of	ADP
gujaf-113	265	24	its	its	PRON
gujaf-113	265	25	ability	ability	NOUN
gujaf-113	265	26	to	to	PART
gujaf-113	265	27	further	far	ADV
gujaf-113	265	28	improve	improve	VERB
gujaf-113	265	29	the	the	DET
gujaf-113	265	30	financial	financial	ADJ
gujaf-113	265	31	performance	performance	NOUN
gujaf-113	265	32	of	of	ADP
gujaf-113	265	33	banks	bank	NOUN
gujaf-113	265	34	.	.	PUNCT
gujaf-113	266	1	references	reference	NOUN
gujaf-113	266	2	ahmed	ahmed	PROPN
gujaf-113	266	3	,	,	PUNCT
gujaf-113	266	4	a.d	a.d	PROPN
gujaf-113	266	5	.	.	PROPN
gujaf-113	267	1	(	(	PUNCT
gujaf-113	267	2	2013	2013	NUM
gujaf-113	267	3	)	)	PUNCT
gujaf-113	267	4	.	.	PUNCT
gujaf-113	268	1	effects	effect	NOUN
gujaf-113	268	2	of	of	ADP
gujaf-113	268	3	financial	financial	ADJ
gujaf-113	268	4	liberalisation	liberalisation	NOUN
gujaf-113	268	5	on	on	ADP
gujaf-113	268	6	financial	financial	ADJ
gujaf-113	268	7	market	market	NOUN
gujaf-113	268	8	development	development	NOUN
gujaf-113	268	9	and	and	CCONJ
gujaf-113	268	10	economic	economic	ADJ
gujaf-113	268	11	performance	performance	NOUN
gujaf-113	268	12	of	of	ADP
gujaf-113	268	13	the	the	DET
gujaf-113	268	14	ssa	ssa	NOUN
gujaf-113	268	15	region	region	NOUN
gujaf-113	268	16	:	:	PUNCT
gujaf-113	268	17	an	an	DET
gujaf-113	268	18	empirical	empirical	ADJ
gujaf-113	268	19	assessment	assessment	NOUN
gujaf-113	268	20	.	.	PUNCT
gujaf-113	269	1	economic	economic	ADJ
gujaf-113	269	2	modelling	modelling	NOUN
gujaf-113	269	3	,	,	PUNCT
gujaf-113	269	4	30	30	NUM
gujaf-113	269	5	,	,	PUNCT
gujaf-113	269	6	261	261	NUM
gujaf-113	269	7	-	-	SYM
gujaf-113	269	8	273	273	NUM
gujaf-113	269	9	.	.	PUNCT
gujaf-113	270	1	albertazzi	albertazzi	NOUN
gujaf-113	270	2	,	,	PUNCT
gujaf-113	270	3	u.	u.	PROPN
gujaf-113	270	4	,	,	PUNCT
gujaf-113	270	5	&	&	CCONJ
gujaf-113	270	6	gambacorta	gambacorta	PROPN
gujaf-113	270	7	,	,	PUNCT
gujaf-113	270	8	l.	l.	PROPN
gujaf-113	270	9	(	(	PUNCT
gujaf-113	270	10	2009	2009	NUM
gujaf-113	270	11	)	)	PUNCT
gujaf-113	270	12	.	.	PUNCT
gujaf-113	271	1	bank	bank	NOUN
gujaf-113	271	2	profitability	profitability	NOUN
gujaf-113	271	3	and	and	CCONJ
gujaf-113	271	4	the	the	DET
gujaf-113	271	5	business	business	NOUN
gujaf-113	271	6	cycle	cycle	NOUN
gujaf-113	271	7	.	.	PUNCT
gujaf-113	272	1	journal	journal	NOUN
gujaf-113	272	2	of	of	ADP
gujaf-113	272	3	financial	financial	ADJ
gujaf-113	272	4	stability	stability	NOUN
gujaf-113	272	5	,	,	PUNCT
gujaf-113	272	6	5	5	NUM
gujaf-113	272	7	,	,	PUNCT
gujaf-113	272	8	393–409	393–409	NUM
gujaf-113	272	9	.	.	PUNCT
gujaf-113	273	1	alessandro	alessandro	PROPN
gujaf-113	273	2	,	,	PUNCT
gujaf-113	273	3	c.	c.	PROPN
gujaf-113	273	4	,	,	PUNCT
gujaf-113	273	5	&	&	CCONJ
gujaf-113	273	6	panagiotos	panagiotos	PROPN
gujaf-113	273	7	,	,	PUNCT
gujaf-113	273	8	k.	k.	PROPN
gujaf-113	273	9	(	(	PUNCT
gujaf-113	273	10	2018	2018	NUM
gujaf-113	273	11	)	)	PUNCT
gujaf-113	273	12	.	.	PUNCT
gujaf-113	274	1	institutions	institution	NOUN
gujaf-113	274	2	,	,	PUNCT
gujaf-113	274	3	economic	economic	ADJ
gujaf-113	274	4	freedom	freedom	NOUN
gujaf-113	274	5	and	and	CCONJ
gujaf-113	274	6	structural	structural	ADJ
gujaf-113	274	7	transformation	transformation	NOUN
gujaf-113	274	8	in	in	ADP
gujaf-113	274	9	11	11	NUM
gujaf-113	274	10	sub	sub	ADJ
gujaf-113	274	11	-	-	ADJ
gujaf-113	274	12	saharan	saharan	ADJ
gujaf-113	274	13	african	african	ADJ
gujaf-113	274	14	countries	country	NOUN
gujaf-113	274	15	.	.	PUNCT
gujaf-113	275	1	(	(	PUNCT
gujaf-113	275	2	fao	fao	ADJ
gujaf-113	275	3	agricultural	agricultural	ADJ
gujaf-113	275	4	development	development	NOUN
gujaf-113	275	5	economics	economic	NOUN
gujaf-113	275	6	working	working	PROPN
gujaf-113	275	7	paper	paper	PROPN
gujaf-113	275	8	18	18	NUM
gujaf-113	275	9	-	-	SYM
gujaf-113	275	10	01	01	NUM
gujaf-113	275	11	)	)	PUNCT
gujaf-113	275	12	rome	rome	PROPN
gujaf-113	275	13	:	:	PUNCT
gujaf-113	275	14	food	food	NOUN
gujaf-113	275	15	and	and	CCONJ
gujaf-113	275	16	agriculture	agriculture	NOUN
gujaf-113	275	17	organisation	organisation	NOUN
gujaf-113	275	18	.	.	PUNCT
gujaf-113	276	1	ali	ali	PROPN
gujaf-113	276	2	,	,	PUNCT
gujaf-113	276	3	t.y	t.y	PROPN
gujaf-113	276	4	.	.	PROPN
gujaf-113	276	5	,	,	PUNCT
gujaf-113	276	6	asif	asif	PROPN
gujaf-113	276	7	,	,	PUNCT
gujaf-113	276	8	a.	a.	NOUN
gujaf-113	276	9	,	,	PUNCT
gujaf-113	276	10	&	&	CCONJ
gujaf-113	276	11	mosab	mosab	PROPN
gujaf-113	276	12	,	,	PUNCT
gujaf-113	276	13	i.t	i.t	PROPN
gujaf-113	276	14	.	.	PUNCT
gujaf-113	276	15	(	(	PUNCT
gujaf-113	276	16	2017	2017	NUM
gujaf-113	276	17	)	)	PUNCT
gujaf-113	276	18	.	.	PUNCT
gujaf-113	277	1	the	the	DET
gujaf-113	277	2	impact	impact	NOUN
gujaf-113	277	3	of	of	ADP
gujaf-113	277	4	political	political	ADJ
gujaf-113	277	5	instability	instability	NOUN
gujaf-113	277	6	,	,	PUNCT
gujaf-113	277	7	macroeconomic	macroeconomic	ADJ
gujaf-113	277	8	and	and	CCONJ
gujaf-113	277	9	bank	bank	NOUN
gujaf-113	277	10	-	-	PUNCT
gujaf-113	277	11	specific	specific	ADJ
gujaf-113	277	12	factors	factor	NOUN
gujaf-113	277	13	on	on	ADP
gujaf-113	277	14	the	the	DET
gujaf-113	277	15	profitability	profitability	NOUN
gujaf-113	277	16	of	of	ADP
gujaf-113	277	17	islamic	islamic	ADJ
gujaf-113	277	18	banks	bank	NOUN
gujaf-113	277	19	:	:	PUNCT
gujaf-113	277	20	an	an	DET
gujaf-113	277	21	empirical	empirical	ADJ
gujaf-113	277	22	evidence	evidence	NOUN
gujaf-113	277	23	.	.	PUNCT
gujaf-113	278	1	investment	investment	NOUN
gujaf-113	278	2	management	management	NOUN
gujaf-113	278	3	and	and	CCONJ
gujaf-113	278	4	financial	financial	ADJ
gujaf-113	278	5	innovations	innovation	NOUN
gujaf-113	278	6	,	,	PUNCT
gujaf-113	278	7	14(4	14(4	NUM
gujaf-113	278	8	)	)	PUNCT
gujaf-113	278	9	,	,	PUNCT
gujaf-113	278	10	30	30	NUM
gujaf-113	278	11	-	-	SYM
gujaf-113	278	12	39	39	NUM
gujaf-113	278	13	.	.	PUNCT
gujaf-113	279	1	athanasoglou	athanasoglou	PROPN
gujaf-113	279	2	,	,	PUNCT
gujaf-113	279	3	p.p	p.p	PROPN
gujaf-113	279	4	.	.	PROPN
gujaf-113	279	5	,	,	PUNCT
gujaf-113	279	6	brissimis	brissimis	PROPN
gujaf-113	279	7	,	,	PUNCT
gujaf-113	279	8	s.n	s.n	PROPN
gujaf-113	279	9	.	.	PROPN
gujaf-113	279	10	,	,	PUNCT
gujaf-113	279	11	&	&	CCONJ
gujaf-113	279	12	delis	delis	PROPN
gujaf-113	279	13	,	,	PUNCT
gujaf-113	279	14	m.d	m.d	PROPN
gujaf-113	279	15	.	.	PROPN
gujaf-113	279	16	(	(	PUNCT
gujaf-113	279	17	2008	2008	NUM
gujaf-113	279	18	)	)	PUNCT
gujaf-113	279	19	.	.	PUNCT
gujaf-113	280	1	bank	bank	NOUN
gujaf-113	280	2	-	-	PUNCT
gujaf-113	280	3	specific	specific	ADJ
gujaf-113	280	4	,	,	PUNCT
gujaf-113	280	5	industry	industry	NOUN
gujaf-113	280	6	-	-	PUNCT
gujaf-113	280	7	specific	specific	ADJ
gujaf-113	280	8	and	and	CCONJ
gujaf-113	280	9	macroeconomic	macroeconomic	ADJ
gujaf-113	280	10	determinants	determinant	NOUN
gujaf-113	280	11	of	of	ADP
gujaf-113	280	12	bank	bank	NOUN
gujaf-113	280	13	profitability	profitability	NOUN
gujaf-113	280	14	.	.	PUNCT
gujaf-113	281	1	journal	journal	PROPN
gujaf-113	281	2	of	of	ADP
gujaf-113	281	3	international	international	ADJ
gujaf-113	281	4	financial	financial	ADJ
gujaf-113	281	5	markets	market	NOUN
gujaf-113	281	6	,	,	PUNCT
gujaf-113	281	7	institutions	institution	NOUN
gujaf-113	281	8	and	and	CCONJ
gujaf-113	281	9	money	money	NOUN
gujaf-113	281	10	,	,	PUNCT
gujaf-113	281	11	18(2	18(2	NUM
gujaf-113	281	12	)	)	PUNCT
gujaf-113	281	13	,	,	PUNCT
gujaf-113	281	14	121	121	NUM
gujaf-113	281	15	-	-	SYM
gujaf-113	281	16	136	136	NUM
gujaf-113	281	17	.	.	PUNCT
gujaf-113	282	1	altman	altman	PROPN
gujaf-113	282	2	,	,	PUNCT
gujaf-113	282	3	m.	m.	NOUN
gujaf-113	282	4	(	(	PUNCT
gujaf-113	282	5	2008	2008	NUM
gujaf-113	282	6	)	)	PUNCT
gujaf-113	282	7	.	.	PUNCT
gujaf-113	283	1	how	how	SCONJ
gujaf-113	283	2	much	much	ADJ
gujaf-113	283	3	economic	economic	ADJ
gujaf-113	283	4	freedom	freedom	NOUN
gujaf-113	283	5	is	be	AUX
gujaf-113	283	6	necessary	necessary	ADJ
gujaf-113	283	7	for	for	ADP
gujaf-113	283	8	economic	economic	ADJ
gujaf-113	283	9	growth	growth	NOUN
gujaf-113	283	10	?	?	PUNCT
gujaf-113	284	1	theory	theory	NOUN
gujaf-113	284	2	and	and	CCONJ
gujaf-113	284	3	evidence	evidence	NOUN
gujaf-113	284	4	.	.	PUNCT
gujaf-113	285	1	economics	economic	NOUN
gujaf-113	285	2	bulletin	bulletin	NOUN
gujaf-113	285	3	,	,	PUNCT
gujaf-113	285	4	15(2	15(2	NUM
gujaf-113	285	5	)	)	PUNCT
gujaf-113	285	6	,	,	PUNCT
gujaf-113	285	7	1	1	NUM
gujaf-113	285	8	-	-	SYM
gujaf-113	285	9	20	20	NUM
gujaf-113	285	10	.	.	PUNCT
gujaf-113	286	1	aluko	aluko	PROPN
gujaf-113	286	2	,	,	PUNCT
gujaf-113	286	3	o.a	o.a	PROPN
gujaf-113	286	4	.	.	PROPN
gujaf-113	286	5	,	,	PUNCT
gujaf-113	286	6	&	&	CCONJ
gujaf-113	286	7	ajayi	ajayi	PROPN
gujaf-113	286	8	,	,	PUNCT
gujaf-113	286	9	m.a	m.a	PROPN
gujaf-113	286	10	.	.	PROPN
gujaf-113	286	11	(	(	PUNCT
gujaf-113	286	12	2017	2017	NUM
gujaf-113	286	13	)	)	PUNCT
gujaf-113	286	14	.	.	PUNCT
gujaf-113	287	1	determinants	determinant	NOUN
gujaf-113	287	2	of	of	ADP
gujaf-113	287	3	banking	banking	NOUN
gujaf-113	287	4	sector	sector	NOUN
gujaf-113	287	5	development	development	NOUN
gujaf-113	287	6	:	:	PUNCT
gujaf-113	287	7	evidence	evidence	NOUN
gujaf-113	287	8	from	from	ADP
gujaf-113	287	9	sub	sub	ADJ
gujaf-113	287	10	-	-	ADJ
gujaf-113	287	11	saharan	saharan	ADJ
gujaf-113	287	12	african	african	ADJ
gujaf-113	287	13	countries	country	NOUN
gujaf-113	287	14	.	.	PUNCT
gujaf-113	288	1	borsa	borsa	PROPN
gujaf-113	288	2	instanbul	instanbul	PROPN
gujaf-113	288	3	review	review	PROPN
gujaf-113	288	4	,	,	PUNCT
gujaf-113	288	5	18(2	18(2	NUM
gujaf-113	288	6	)	)	PUNCT
gujaf-113	288	7	,	,	PUNCT
gujaf-113	288	8	122	122	NUM
gujaf-113	288	9	-	-	SYM
gujaf-113	288	10	139	139	NUM
gujaf-113	288	11	.	.	PUNCT
gujaf-113	289	1	anayiotos	anayiotos	PROPN
gujaf-113	289	2	,	,	PUNCT
gujaf-113	289	3	g.c	g.c	PROPN
gujaf-113	289	4	.	.	PROPN
gujaf-113	289	5	,	,	PUNCT
gujaf-113	289	6	&	&	CCONJ
gujaf-113	289	7	toroyan	toroyan	PROPN
gujaf-113	289	8	,	,	PUNCT
gujaf-113	289	9	h.	h.	PROPN
gujaf-113	289	10	(	(	PUNCT
gujaf-113	289	11	2009	2009	NUM
gujaf-113	289	12	)	)	PUNCT
gujaf-113	289	13	.	.	PUNCT
gujaf-113	290	1	institutional	institutional	ADJ
gujaf-113	290	2	factors	factor	NOUN
gujaf-113	290	3	and	and	CCONJ
gujaf-113	290	4	financial	financial	ADJ
gujaf-113	290	5	sector	sector	NOUN
gujaf-113	290	6	development	development	NOUN
gujaf-113	290	7	:	:	PUNCT
gujaf-113	290	8	evidence	evidence	NOUN
gujaf-113	290	9	from	from	ADP
gujaf-113	290	10	sub	sub	ADJ
gujaf-113	290	11	-	-	ADJ
gujaf-113	290	12	saharan	saharan	ADJ
gujaf-113	290	13	africa	africa	PROPN
gujaf-113	290	14	(	(	PUNCT
gujaf-113	290	15	imf	imf	PROPN
gujaf-113	290	16	working	working	PROPN
gujaf-113	290	17	paper	paper	NOUN
gujaf-113	290	18	no	no	INTJ
gujaf-113	290	19	.	.	NOUN
gujaf-113	290	20	258	258	NUM
gujaf-113	290	21	)	)	PUNCT
gujaf-113	290	22	.	.	PUNCT
gujaf-113	291	1	washington	washington	PROPN
gujaf-113	291	2	,	,	PUNCT
gujaf-113	291	3	d.c	d.c	PROPN
gujaf-113	291	4	.	.	PUNCT
gujaf-113	291	5	:	:	PUNCT
gujaf-113	292	1	international	international	ADJ
gujaf-113	292	2	monetary	monetary	ADJ
gujaf-113	292	3	fund	fund	NOUN
gujaf-113	292	4	.	.	PUNCT
gujaf-113	293	1	10	10	NUM
gujaf-113	293	2	aziz	aziz	PROPN
gujaf-113	293	3	,	,	PUNCT
gujaf-113	293	4	o.g	o.g	PROPN
gujaf-113	293	5	.	.	PROPN
gujaf-113	293	6	,	,	PUNCT
gujaf-113	293	7	&	&	CCONJ
gujaf-113	293	8	knusten	knusten	PROPN
gujaf-113	293	9	,	,	PUNCT
gujaf-113	293	10	j.	j.	PROPN
gujaf-113	293	11	(	(	PUNCT
gujaf-113	293	12	2019	2019	NUM
gujaf-113	293	13	)	)	PUNCT
gujaf-113	293	14	.	.	PUNCT
gujaf-113	294	1	the	the	DET
gujaf-113	294	2	banks	bank	NOUN
gujaf-113	294	3	profitability	profitability	NOUN
gujaf-113	294	4	and	and	CCONJ
gujaf-113	294	5	economic	economic	ADJ
gujaf-113	294	6	freedom	freedom	NOUN
gujaf-113	294	7	quality	quality	NOUN
gujaf-113	294	8	:	:	PUNCT
gujaf-113	294	9	empirical	empirical	ADJ
gujaf-113	294	10	evidence	evidence	NOUN
gujaf-113	294	11	from	from	ADP
gujaf-113	294	12	arab	arab	ADJ
gujaf-113	294	13	economies	economy	NOUN
gujaf-113	294	14	.	.	PUNCT
gujaf-113	295	1	journal	journal	NOUN
gujaf-113	295	2	of	of	ADP
gujaf-113	295	3	banking	banking	NOUN
gujaf-113	295	4	and	and	CCONJ
gujaf-113	295	5	financial	financial	ADJ
gujaf-113	295	6	economics	economic	NOUN
gujaf-113	295	7	,	,	PUNCT
gujaf-113	295	8	1(11	1(11	NUM
gujaf-113	295	9	)	)	PUNCT
gujaf-113	295	10	,	,	PUNCT
gujaf-113	295	11	96–110	96–110	PROPN
gujaf-113	295	12	.	.	PUNCT
gujaf-113	296	1	azman	azman	PROPN
gujaf-113	296	2	-	-	PUNCT
gujaf-113	296	3	saini	saini	PROPN
gujaf-113	296	4	,	,	PUNCT
gujaf-113	296	5	w.n.w	w.n.w	NOUN
gujaf-113	296	6	.	.	PROPN
gujaf-113	296	7	,	,	PUNCT
gujaf-113	296	8	baharunsha	baharunsha	PROPN
gujaf-113	296	9	,	,	PUNCT
gujaf-113	296	10	a.z	a.z	PROPN
gujaf-113	296	11	.	.	PROPN
gujaf-113	296	12	,	,	PUNCT
gujaf-113	296	13	&	&	CCONJ
gujaf-113	296	14	law	law	PROPN
gujaf-113	296	15	,	,	PUNCT
gujaf-113	296	16	s.h	s.h	PROPN
gujaf-113	296	17	.	.	PROPN
gujaf-113	296	18	(	(	PUNCT
gujaf-113	296	19	2010	2010	NUM
gujaf-113	296	20	)	)	PUNCT
gujaf-113	296	21	.	.	PUNCT
gujaf-113	297	1	foreign	foreign	ADJ
gujaf-113	297	2	direct	direct	ADJ
gujaf-113	297	3	investment	investment	NOUN
gujaf-113	297	4	,	,	PUNCT
gujaf-113	297	5	economic	economic	ADJ
gujaf-113	297	6	freeedom	freeedom	NOUN
gujaf-113	297	7	and	and	CCONJ
gujaf-113	297	8	economic	economic	ADJ
gujaf-113	297	9	growth	growth	NOUN
gujaf-113	297	10	:	:	PUNCT
gujaf-113	297	11	international	international	ADJ
gujaf-113	297	12	evidence	evidence	NOUN
gujaf-113	297	13	.	.	PUNCT
gujaf-113	298	1	economic	economic	ADJ
gujaf-113	298	2	modelling	modelling	NOUN
gujaf-113	298	3	,	,	PUNCT
gujaf-113	298	4	27,1079–1089	27,1079–1089	NUM
gujaf-113	298	5	.	.	NOUN
gujaf-113	298	6	beck	beck	PROPN
gujaf-113	298	7	,	,	PUNCT
gujaf-113	298	8	t.	t.	PROPN
gujaf-113	298	9	,	,	PUNCT
gujaf-113	298	10	&	&	CCONJ
gujaf-113	298	11	cull	cull	PROPN
gujaf-113	298	12	,	,	PUNCT
gujaf-113	298	13	r.	r.	PROPN
gujaf-113	298	14	(	(	PUNCT
gujaf-113	298	15	2013	2013	NUM
gujaf-113	298	16	)	)	PUNCT
gujaf-113	298	17	.	.	PUNCT
gujaf-113	299	1	banking	banking	NOUN
gujaf-113	299	2	in	in	ADP
gujaf-113	299	3	africa	africa	PROPN
gujaf-113	299	4	.	.	PUNCT
gujaf-113	300	1	(	(	PUNCT
gujaf-113	300	2	the	the	DET
gujaf-113	300	3	world	world	PROPN
gujaf-113	300	4	bank	bank	PROPN
gujaf-113	300	5	development	development	PROPN
gujaf-113	300	6	research	research	PROPN
gujaf-113	300	7	group	group	NOUN
gujaf-113	300	8	working	working	NOUN
gujaf-113	300	9	paper	paper	NOUN
gujaf-113	300	10	6684	6684	NUM
gujaf-113	300	11	)	)	PUNCT
gujaf-113	300	12	washington	washington	PROPN
gujaf-113	300	13	,	,	PUNCT
gujaf-113	300	14	dc	dc	PROPN
gujaf-113	300	15	:	:	PUNCT
gujaf-113	300	16	world	world	PROPN
gujaf-113	300	17	bank	bank	PROPN
gujaf-113	300	18	.	.	PUNCT
gujaf-113	301	1	brkic	brkic	PROPN
gujaf-113	301	2	,	,	PUNCT
gujaf-113	301	3	i.	i.	PROPN
gujaf-113	301	4	(	(	PUNCT
gujaf-113	301	5	2020	2020	NUM
gujaf-113	301	6	)	)	PUNCT
gujaf-113	301	7	.	.	PUNCT
gujaf-113	302	1	the	the	DET
gujaf-113	302	2	relationship	relationship	NOUN
gujaf-113	302	3	between	between	ADP
gujaf-113	302	4	economic	economic	ADJ
gujaf-113	302	5	freedom	freedom	NOUN
gujaf-113	302	6	and	and	CCONJ
gujaf-113	302	7	economic	economic	ADJ
gujaf-113	302	8	growth	growth	NOUN
gujaf-113	302	9	in	in	ADP
gujaf-113	302	10	eu	eu	PROPN
gujaf-113	302	11	countries	country	NOUN
gujaf-113	302	12	(	(	PUNCT
gujaf-113	302	13	unpublished	unpublished	ADJ
gujaf-113	302	14	doctoral	doctoral	ADJ
gujaf-113	302	15	thesis	thesis	NOUN
gujaf-113	302	16	)	)	PUNCT
gujaf-113	302	17	.	.	PUNCT
gujaf-113	303	1	castellón	castellón	PROPN
gujaf-113	303	2	de	de	PROPN
gujaf-113	303	3	la	la	PROPN
gujaf-113	303	4	plana	plana	PROPN
gujaf-113	303	5	:	:	PUNCT
gujaf-113	303	6	department	department	NOUN
gujaf-113	303	7	of	of	ADP
gujaf-113	303	8	economics	economic	NOUN
gujaf-113	303	9	,	,	PUNCT
gujaf-113	303	10	universitat	universitat	PROPN
gujaf-113	303	11	jaume	jaume	PROPN
gujaf-113	303	12	i.	i.	PROPN
gujaf-113	303	13	bülow	bülow	PROPN
gujaf-113	303	14	,	,	PUNCT
gujaf-113	303	15	j.	j.	PROPN
gujaf-113	303	16	(	(	PUNCT
gujaf-113	303	17	2015	2015	NUM
gujaf-113	303	18	)	)	PUNCT
gujaf-113	303	19	.	.	PUNCT
gujaf-113	304	1	does	do	VERB
gujaf-113	304	2	institutional	institutional	ADJ
gujaf-113	304	3	quality	quality	NOUN
gujaf-113	304	4	impact	impact	NOUN
gujaf-113	304	5	firm	firm	ADJ
gujaf-113	304	6	performance	performance	NOUN
gujaf-113	304	7	?	?	PUNCT
gujaf-113	305	1	evidence	evidence	NOUN
gujaf-113	305	2	from	from	ADP
gujaf-113	305	3	emerging	emerge	VERB
gujaf-113	305	4	and	and	CCONJ
gujaf-113	305	5	transition	transition	NOUN
gujaf-113	305	6	economies	economy	NOUN
gujaf-113	305	7	(	(	PUNCT
gujaf-113	305	8	unpublished	unpublished	ADJ
gujaf-113	305	9	degree	degree	NOUN
gujaf-113	305	10	thesis	thesis	NOUN
gujaf-113	305	11	)	)	PUNCT
gujaf-113	305	12	.	.	PUNCT
gujaf-113	306	1	lund	lund	PROPN
gujaf-113	306	2	:	:	PUNCT
gujaf-113	306	3	department	department	NOUN
gujaf-113	306	4	of	of	ADP
gujaf-113	306	5	economics	economics	PROPN
gujaf-113	306	6	,	,	PUNCT
gujaf-113	306	7	lund	lund	PROPN
gujaf-113	306	8	university	university	PROPN
gujaf-113	306	9	.	.	PUNCT
gujaf-113	307	1	chan	chan	PROPN
gujaf-113	307	2	,	,	PUNCT
gujaf-113	307	3	s.	s.	PROPN
gujaf-113	307	4	,	,	PUNCT
gujaf-113	307	5	koh	koh	PROPN
gujaf-113	307	6	,	,	PUNCT
gujaf-113	307	7	e.h.y	e.h.y	PROPN
gujaf-113	307	8	.	.	PROPN
gujaf-113	307	9	,	,	PUNCT
gujaf-113	307	10	zanir	zanir	PROPN
gujaf-113	307	11	,	,	PUNCT
gujaf-113	307	12	f.	f.	PROPN
gujaf-113	307	13	,	,	PUNCT
gujaf-113	307	14	&	&	CCONJ
gujaf-113	307	15	yong	yong	PROPN
gujaf-113	307	16	,	,	PUNCT
gujaf-113	307	17	c.	c.	PROPN
gujaf-113	307	18	(	(	PUNCT
gujaf-113	307	19	2015	2015	NUM
gujaf-113	307	20	)	)	PUNCT
gujaf-113	307	21	.	.	PUNCT
gujaf-113	308	1	market	market	NOUN
gujaf-113	308	2	structure	structure	NOUN
gujaf-113	308	3	,	,	PUNCT
gujaf-113	308	4	institutional	institutional	ADJ
gujaf-113	308	5	framework	framework	NOUN
gujaf-113	308	6	and	and	CCONJ
gujaf-113	308	7	bank	bank	NOUN
gujaf-113	308	8	efficiency	efficiency	NOUN
gujaf-113	308	9	in	in	ADP
gujaf-113	308	10	asean	asean	PROPN
gujaf-113	308	11	5	5	NUM
gujaf-113	308	12	.	.	PUNCT
gujaf-113	308	13	journal	journal	PROPN
gujaf-113	308	14	of	of	ADP
gujaf-113	308	15	economics	economic	NOUN
gujaf-113	308	16	and	and	CCONJ
gujaf-113	308	17	business	business	NOUN
gujaf-113	308	18	,	,	PUNCT
gujaf-113	308	19	82	82	NUM
gujaf-113	308	20	,	,	PUNCT
gujaf-113	308	21	84	84	NUM
gujaf-113	308	22	–	–	PUNCT
gujaf-113	308	23	112	112	NUM
gujaf-113	308	24	.	.	PUNCT
gujaf-113	309	1	chang	chang	PROPN
gujaf-113	309	2	,	,	PUNCT
gujaf-113	309	3	t.	t.	PROPN
gujaf-113	309	4	(	(	PUNCT
gujaf-113	309	5	2002	2002	NUM
gujaf-113	309	6	)	)	PUNCT
gujaf-113	309	7	.	.	PUNCT
gujaf-113	310	1	financial	financial	ADJ
gujaf-113	310	2	development	development	NOUN
gujaf-113	310	3	and	and	CCONJ
gujaf-113	310	4	economic	economic	ADJ
gujaf-113	310	5	growth	growth	NOUN
gujaf-113	310	6	in	in	ADP
gujaf-113	310	7	mainland	mainland	NOUN
gujaf-113	310	8	china	china	PROPN
gujaf-113	310	9	:	:	PUNCT
gujaf-113	310	10	a	a	DET
gujaf-113	310	11	note	note	NOUN
gujaf-113	310	12	on	on	ADP
gujaf-113	310	13	testing	test	VERB
gujaf-113	310	14	demand	demand	NOUN
gujaf-113	310	15	-	-	PUNCT
gujaf-113	310	16	following	follow	VERB
gujaf-113	310	17	or	or	CCONJ
gujaf-113	310	18	supply	supply	NOUN
gujaf-113	310	19	-	-	PUNCT
gujaf-113	310	20	leading	lead	VERB
gujaf-113	310	21	hypothesis	hypothesis	NOUN
gujaf-113	310	22	.	.	PUNCT
gujaf-113	311	1	applied	apply	VERB
gujaf-113	311	2	economics	economic	NOUN
gujaf-113	311	3	letters	letter	NOUN
gujaf-113	311	4	,	,	PUNCT
gujaf-113	311	5	9(13	9(13	NUM
gujaf-113	311	6	)	)	PUNCT
gujaf-113	311	7	,	,	PUNCT
gujaf-113	311	8	869	869	NUM
gujaf-113	311	9	-	-	SYM
gujaf-113	311	10	873	873	NUM
gujaf-113	311	11	.	.	PUNCT
gujaf-113	312	1	chang	chang	PROPN
gujaf-113	312	2	,	,	PUNCT
gujaf-113	312	3	t.	t.	PROPN
gujaf-113	312	4	,	,	PUNCT
gujaf-113	312	5	&	&	CCONJ
gujaf-113	312	6	caudill	caudill	PROPN
gujaf-113	312	7	,	,	PUNCT
gujaf-113	312	8	s.	s.	PROPN
gujaf-113	312	9	b.	b.	PROPN
gujaf-113	312	10	(	(	PUNCT
gujaf-113	312	11	2005	2005	NUM
gujaf-113	312	12	)	)	PUNCT
gujaf-113	312	13	.	.	PUNCT
gujaf-113	313	1	financial	financial	ADJ
gujaf-113	313	2	development	development	NOUN
gujaf-113	313	3	and	and	CCONJ
gujaf-113	313	4	economic	economic	ADJ
gujaf-113	313	5	growth	growth	NOUN
gujaf-113	313	6	:	:	PUNCT
gujaf-113	313	7	the	the	DET
gujaf-113	313	8	case	case	NOUN
gujaf-113	313	9	of	of	ADP
gujaf-113	313	10	taiwan	taiwan	PROPN
gujaf-113	313	11	.	.	PUNCT
gujaf-113	314	1	applied	apply	VERB
gujaf-113	314	2	economics	economic	NOUN
gujaf-113	314	3	,	,	PUNCT
gujaf-113	314	4	37(12	37(12	NUM
gujaf-113	314	5	)	)	PUNCT
gujaf-113	314	6	,	,	PUNCT
gujaf-113	314	7	1329	1329	NUM
gujaf-113	314	8	-	-	SYM
gujaf-113	314	9	1335	1335	NUM
gujaf-113	314	10	.	.	PUNCT
gujaf-113	315	1	chinn	chinn	PROPN
gujaf-113	315	2	,	,	PUNCT
gujaf-113	315	3	m.	m.	NOUN
gujaf-113	315	4	d.	d.	PROPN
gujaf-113	315	5	,	,	PUNCT
gujaf-113	315	6	&	&	CCONJ
gujaf-113	315	7	ito	ito	PROPN
gujaf-113	315	8	,	,	PUNCT
gujaf-113	315	9	h.	h.	PROPN
gujaf-113	315	10	(	(	PUNCT
gujaf-113	315	11	2006	2006	NUM
gujaf-113	315	12	)	)	PUNCT
gujaf-113	315	13	.	.	PUNCT
gujaf-113	316	1	what	what	PRON
gujaf-113	316	2	matters	matter	VERB
gujaf-113	316	3	for	for	ADP
gujaf-113	316	4	financial	financial	ADJ
gujaf-113	316	5	development	development	NOUN
gujaf-113	316	6	?	?	PUNCT
gujaf-113	317	1	capital	capital	NOUN
gujaf-113	317	2	controls	control	NOUN
gujaf-113	317	3	,	,	PUNCT
gujaf-113	317	4	institutions	institution	NOUN
gujaf-113	317	5	,	,	PUNCT
gujaf-113	317	6	and	and	CCONJ
gujaf-113	317	7	interactions	interaction	NOUN
gujaf-113	317	8	.	.	PUNCT
gujaf-113	318	1	journal	journal	NOUN
gujaf-113	318	2	of	of	ADP
gujaf-113	318	3	development	development	NOUN
gujaf-113	318	4	economics	economic	NOUN
gujaf-113	318	5	,	,	PUNCT
gujaf-113	318	6	81(1	81(1	NUM
gujaf-113	318	7	)	)	PUNCT
gujaf-113	318	8	,	,	PUNCT
gujaf-113	318	9	163	163	NUM
gujaf-113	318	10	-	-	SYM
gujaf-113	318	11	192	192	NUM
gujaf-113	318	12	.	.	PUNCT
gujaf-113	319	1	de	de	PROPN
gujaf-113	319	2	haan	haan	PROPN
gujaf-113	319	3	,	,	PUNCT
gujaf-113	319	4	j.	j.	PROPN
gujaf-113	319	5	,	,	PUNCT
gujaf-113	319	6	&	&	CCONJ
gujaf-113	319	7	sturm	sturm	PROPN
gujaf-113	319	8	,	,	PUNCT
gujaf-113	319	9	j.e	j.e	PROPN
gujaf-113	319	10	.	.	PROPN
gujaf-113	319	11	(	(	PUNCT
gujaf-113	319	12	2000	2000	NUM
gujaf-113	319	13	)	)	PUNCT
gujaf-113	319	14	.	.	PUNCT
gujaf-113	320	1	on	on	ADP
gujaf-113	320	2	the	the	DET
gujaf-113	320	3	relationship	relationship	NOUN
gujaf-113	320	4	between	between	ADP
gujaf-113	320	5	economic	economic	ADJ
gujaf-113	320	6	freedom	freedom	NOUN
gujaf-113	320	7	and	and	CCONJ
gujaf-113	320	8	economic	economic	ADJ
gujaf-113	320	9	growth	growth	NOUN
gujaf-113	320	10	.	.	PUNCT
gujaf-113	321	1	european	european	ADJ
gujaf-113	321	2	journal	journal	PROPN
gujaf-113	321	3	of	of	ADP
gujaf-113	321	4	political	political	ADJ
gujaf-113	321	5	economy	economy	NOUN
gujaf-113	321	6	,	,	PUNCT
gujaf-113	321	7	16(2	16(2	NUM
gujaf-113	321	8	)	)	PUNCT
gujaf-113	321	9	,	,	PUNCT
gujaf-113	321	10	215	215	NUM
gujaf-113	321	11	-	-	SYM
gujaf-113	321	12	241	241	NUM
gujaf-113	321	13	.	.	PUNCT
gujaf-113	322	1	dietrich	dietrich	PROPN
gujaf-113	322	2	,	,	PUNCT
gujaf-113	322	3	a.	a.	PROPN
gujaf-113	322	4	,	,	PUNCT
gujaf-113	322	5	&	&	CCONJ
gujaf-113	322	6	wanzenried	wanzenrie	VERB
gujaf-113	322	7	,	,	PUNCT
gujaf-113	322	8	g.	g.	PROPN
gujaf-113	322	9	(	(	PUNCT
gujaf-113	322	10	2011	2011	NUM
gujaf-113	322	11	)	)	PUNCT
gujaf-113	322	12	.	.	PUNCT
gujaf-113	323	1	determinants	determinant	NOUN
gujaf-113	323	2	of	of	ADP
gujaf-113	323	3	bank	bank	NOUN
gujaf-113	323	4	profitability	profitability	NOUN
gujaf-113	323	5	before	before	ADP
gujaf-113	323	6	and	and	CCONJ
gujaf-113	323	7	during	during	ADP
gujaf-113	323	8	the	the	DET
gujaf-113	323	9	crisis	crisis	NOUN
gujaf-113	323	10	:	:	PUNCT
gujaf-113	323	11	evidence	evidence	NOUN
gujaf-113	323	12	from	from	ADP
gujaf-113	323	13	switzerland	switzerland	PROPN
gujaf-113	323	14	.	.	PUNCT
gujaf-113	324	1	journal	journal	PROPN
gujaf-113	324	2	of	of	ADP
gujaf-113	324	3	international	international	ADJ
gujaf-113	324	4	financial	financial	ADJ
gujaf-113	324	5	markets	market	NOUN
gujaf-113	324	6	,	,	PUNCT
gujaf-113	324	7	institutions	institution	NOUN
gujaf-113	324	8	and	and	CCONJ
gujaf-113	324	9	money	money	NOUN
gujaf-113	324	10	,	,	PUNCT
gujaf-113	324	11	21(3	21(3	NUM
gujaf-113	324	12	)	)	PUNCT
gujaf-113	324	13	,	,	PUNCT
gujaf-113	324	14	307	307	NUM
gujaf-113	324	15	-	-	SYM
gujaf-113	324	16	327	327	NUM
gujaf-113	324	17	.	.	PUNCT
gujaf-113	325	1	elkelish	elkelish	PROPN
gujaf-113	325	2	,	,	PUNCT
gujaf-113	325	3	w.w	w.w	PROPN
gujaf-113	325	4	.	.	PROPN
gujaf-113	325	5	,	,	PUNCT
gujaf-113	325	6	&	&	CCONJ
gujaf-113	325	7	tucker	tucker	PROPN
gujaf-113	325	8	,	,	PUNCT
gujaf-113	325	9	j.	j.	PROPN
gujaf-113	325	10	(	(	PUNCT
gujaf-113	325	11	2016	2016	NUM
gujaf-113	325	12	)	)	PUNCT
gujaf-113	325	13	.	.	PUNCT
gujaf-113	326	1	property	property	NOUN
gujaf-113	326	2	rights	right	NOUN
gujaf-113	326	3	institutions	institution	NOUN
gujaf-113	326	4	and	and	CCONJ
gujaf-113	326	5	bank	bank	NOUN
gujaf-113	326	6	performance	performance	NOUN
gujaf-113	326	7	across	across	ADP
gujaf-113	326	8	countries	country	NOUN
gujaf-113	326	9	.	.	PUNCT
gujaf-113	327	1	the	the	DET
gujaf-113	327	2	journal	journal	NOUN
gujaf-113	327	3	of	of	ADP
gujaf-113	327	4	social	social	ADJ
gujaf-113	327	5	,	,	PUNCT
gujaf-113	327	6	political	political	ADJ
gujaf-113	327	7	and	and	CCONJ
gujaf-113	327	8	economic	economic	ADJ
gujaf-113	327	9	studies	study	NOUN
gujaf-113	327	10	,	,	PUNCT
gujaf-113	327	11	38(4	38(4	NUM
gujaf-113	327	12	)	)	PUNCT
gujaf-113	327	13	,	,	PUNCT
gujaf-113	327	14	361374	361374	NUM
gujaf-113	327	15	.	.	PUNCT
gujaf-113	328	1	faiz	faiz	PROPN
gujaf-113	328	2	,	,	PUNCT
gujaf-113	328	3	b.	b.	PROPN
gujaf-113	328	4	,	,	PUNCT
gujaf-113	328	5	tahir	tahir	PROPN
gujaf-113	328	6	,	,	PUNCT
gujaf-113	328	7	m.	m.	NOUN
gujaf-113	328	8	,	,	PUNCT
gujaf-113	328	9	&	&	CCONJ
gujaf-113	328	10	sidra	sidra	PROPN
gujaf-113	328	11	,	,	PUNCT
gujaf-113	328	12	s.	s.	PROPN
gujaf-113	328	13	(	(	PUNCT
gujaf-113	328	14	2011	2011	NUM
gujaf-113	328	15	)	)	PUNCT
gujaf-113	328	16	.	.	PUNCT
gujaf-113	329	1	what	what	PRON
gujaf-113	329	2	matters	matter	VERB
gujaf-113	329	3	for	for	ADP
gujaf-113	329	4	financial	financial	ADJ
gujaf-113	329	5	development	development	NOUN
gujaf-113	329	6	in	in	ADP
gujaf-113	329	7	d-8	d-8	NOUN
gujaf-113	329	8	countries	country	NOUN
gujaf-113	329	9	?	?	PUNCT
gujaf-113	330	1	capital	capital	NOUN
gujaf-113	330	2	flows	flow	NOUN
gujaf-113	330	3	,	,	PUNCT
gujaf-113	330	4	trade	trade	NOUN
gujaf-113	330	5	openness	openness	NOUN
gujaf-113	330	6	and	and	CCONJ
gujaf-113	330	7	institutions	institution	NOUN
gujaf-113	330	8	.	.	PUNCT
gujaf-113	331	1	journal	journal	NOUN
gujaf-113	331	2	of	of	ADP
gujaf-113	331	3	economic	economic	ADJ
gujaf-113	331	4	cooperation	cooperation	NOUN
gujaf-113	331	5	&	&	CCONJ
gujaf-113	331	6	development	development	PROPN
gujaf-113	331	7	,	,	PUNCT
gujaf-113	331	8	32(1	32(1	NUM
gujaf-113	331	9	)	)	PUNCT
gujaf-113	331	10	,	,	PUNCT
gujaf-113	331	11	71	71	NUM
gujaf-113	331	12	-	-	SYM
gujaf-113	331	13	91	91	NUM
gujaf-113	331	14	.	.	PUNCT
gujaf-113	332	1	filippidis	filippidis	PROPN
gujaf-113	332	2	,	,	PUNCT
gujaf-113	332	3	i.	i.	PROPN
gujaf-113	332	4	,	,	PUNCT
gujaf-113	332	5	&	&	CCONJ
gujaf-113	332	6	katrakilidis	katrakilidis	PROPN
gujaf-113	332	7	,	,	PUNCT
gujaf-113	332	8	c.	c.	PROPN
gujaf-113	332	9	(	(	PUNCT
gujaf-113	332	10	2014	2014	NUM
gujaf-113	332	11	)	)	PUNCT
gujaf-113	332	12	.	.	PUNCT
gujaf-113	333	1	institutions	institution	NOUN
gujaf-113	333	2	,	,	PUNCT
gujaf-113	333	3	policy	policy	NOUN
gujaf-113	333	4	and	and	CCONJ
gujaf-113	333	5	banking	banking	NOUN
gujaf-113	333	6	sector	sector	NOUN
gujaf-113	333	7	development	development	NOUN
gujaf-113	333	8	:	:	PUNCT
gujaf-113	333	9	a	a	DET
gujaf-113	333	10	reassessment	reassessment	NOUN
gujaf-113	333	11	.	.	PUNCT
gujaf-113	334	1	czech	czech	PROPN
gujaf-113	334	2	journal	journal	PROPN
gujaf-113	334	3	of	of	ADP
gujaf-113	334	4	economics	economic	NOUN
gujaf-113	334	5	and	and	CCONJ
gujaf-113	334	6	finance	finance	NOUN
gujaf-113	334	7	,	,	PUNCT
gujaf-113	334	8	64(6	64(6	NUM
gujaf-113	334	9	)	)	PUNCT
gujaf-113	334	10	,	,	PUNCT
gujaf-113	334	11	501	501	NUM
gujaf-113	334	12	-	-	SYM
gujaf-113	334	13	521	521	NUM
gujaf-113	334	14	.	.	PUNCT
gujaf-113	334	15	fowowe	fowowe	PROPN
gujaf-113	334	16	,	,	PUNCT
gujaf-113	334	17	b.	b.	PROPN
gujaf-113	334	18	(	(	PUNCT
gujaf-113	334	19	2014	2014	NUM
gujaf-113	334	20	)	)	PUNCT
gujaf-113	334	21	.	.	PUNCT
gujaf-113	335	1	law	law	NOUN
gujaf-113	335	2	and	and	CCONJ
gujaf-113	335	3	finance	finance	NOUN
gujaf-113	335	4	revisited	revisit	VERB
gujaf-113	335	5	:	:	PUNCT
gujaf-113	335	6	evidence	evidence	NOUN
gujaf-113	335	7	from	from	ADP
gujaf-113	335	8	african	african	ADJ
gujaf-113	335	9	countries	country	NOUN
gujaf-113	335	10	.	.	PUNCT
gujaf-113	336	1	south	south	ADJ
gujaf-113	336	2	african	african	ADJ
gujaf-113	336	3	journal	journal	PROPN
gujaf-113	336	4	of	of	ADP
gujaf-113	336	5	economics	economic	NOUN
gujaf-113	336	6	,	,	PUNCT
gujaf-113	336	7	82(2	82(2	NUM
gujaf-113	336	8	)	)	PUNCT
gujaf-113	336	9	,	,	PUNCT
gujaf-113	336	10	193	193	NUM
gujaf-113	336	11	-	-	SYM
gujaf-113	336	12	208	208	NUM
gujaf-113	336	13	.	.	PUNCT
gujaf-113	337	1	hichem	hichem	PROPN
gujaf-113	337	2	,	,	PUNCT
gujaf-113	337	3	d.	d.	PROPN
gujaf-113	337	4	,	,	PUNCT
gujaf-113	337	5	&	&	CCONJ
gujaf-113	337	6	lassad	lassad	PROPN
gujaf-113	337	7	,	,	PUNCT
gujaf-113	337	8	b.d	b.d	PROPN
gujaf-113	337	9	.	.	PROPN
gujaf-113	337	10	(	(	PUNCT
gujaf-113	337	11	2018	2018	NUM
gujaf-113	337	12	)	)	PUNCT
gujaf-113	337	13	.	.	PUNCT
gujaf-113	338	1	the	the	DET
gujaf-113	338	2	relationship	relationship	NOUN
gujaf-113	338	3	between	between	ADP
gujaf-113	338	4	economic	economic	ADJ
gujaf-113	338	5	freedom	freedom	NOUN
gujaf-113	338	6	and	and	CCONJ
gujaf-113	338	7	fdi	fdi	NOUN
gujaf-113	338	8	versus	versus	ADP
gujaf-113	338	9	economic	economic	ADJ
gujaf-113	338	10	growth	growth	NOUN
gujaf-113	338	11	:	:	PUNCT
gujaf-113	338	12	evidence	evidence	NOUN
gujaf-113	338	13	from	from	ADP
gujaf-113	338	14	the	the	DET
gujaf-113	338	15	gcc	gcc	NOUN
gujaf-113	338	16	countries	country	NOUN
gujaf-113	338	17	.	.	PUNCT
gujaf-113	339	1	journal	journal	NOUN
gujaf-113	339	2	of	of	ADP
gujaf-113	339	3	risk	risk	NOUN
gujaf-113	339	4	and	and	CCONJ
gujaf-113	339	5	financial	financial	ADJ
gujaf-113	339	6	management	management	NOUN
gujaf-113	339	7	,	,	PUNCT
gujaf-113	339	8	11(81	11(81	NUM
gujaf-113	339	9	)	)	PUNCT
gujaf-113	339	10	,	,	PUNCT
gujaf-113	339	11	1	1	NUM
gujaf-113	339	12	-	-	SYM
gujaf-113	339	13	17	17	NUM
gujaf-113	339	14	.	.	PUNCT
gujaf-113	340	1	hourani	hourani	PROPN
gujaf-113	340	2	,	,	PUNCT
gujaf-113	340	3	m.e	m.e	PROPN
gujaf-113	340	4	.	.	PROPN
gujaf-113	340	5	,	,	PUNCT
gujaf-113	340	6	&	&	CCONJ
gujaf-113	340	7	mondello	mondello	PROPN
gujaf-113	340	8	,	,	PUNCT
gujaf-113	340	9	g.	g.	PROPN
gujaf-113	340	10	(	(	PUNCT
gujaf-113	340	11	2019	2019	NUM
gujaf-113	340	12	)	)	PUNCT
gujaf-113	340	13	.	.	PUNCT
gujaf-113	341	1	impact	impact	NOUN
gujaf-113	341	2	of	of	ADP
gujaf-113	341	3	bank	bank	NOUN
gujaf-113	341	4	capital	capital	NOUN
gujaf-113	341	5	and	and	CCONJ
gujaf-113	341	6	institutional	institutional	ADJ
gujaf-113	341	7	quality	quality	NOUN
gujaf-113	341	8	on	on	ADP
gujaf-113	341	9	lending	lending	NOUN
gujaf-113	341	10	:	:	PUNCT
gujaf-113	341	11	empirical	empirical	ADJ
gujaf-113	341	12	evidence	evidence	NOUN
gujaf-113	341	13	from	from	ADP
gujaf-113	341	14	the	the	DET
gujaf-113	341	15	mena	mena	PROPN
gujaf-113	341	16	region	region	PROPN
gujaf-113	341	17	.	.	PUNCT
gujaf-113	342	1	(	(	PUNCT
gujaf-113	342	2	gredeg	gredeg	NOUN
gujaf-113	342	3	working	working	NOUN
gujaf-113	342	4	paper	paper	NOUN
gujaf-113	342	5	no	no	INTJ
gujaf-113	342	6	.	.	PROPN
gujaf-113	343	1	2019	2019	NUM
gujaf-113	343	2	-	-	SYM
gujaf-113	343	3	34	34	NUM
gujaf-113	343	4	)	)	PUNCT
gujaf-113	343	5	nice	nice	ADJ
gujaf-113	343	6	:	:	PUNCT
gujaf-113	343	7	groupe	groupe	PROPN
gujaf-113	343	8	de	de	X
gujaf-113	343	9	recherche	recherche	X
gujaf-113	343	10	en	en	X
gujaf-113	343	11	droit	droit	PROPN
gujaf-113	343	12	,	,	PUNCT
gujaf-113	343	13	economie	economie	PROPN
gujaf-113	343	14	et	et	PROPN
gujaf-113	343	15	gestion	gestion	PROPN
gujaf-113	343	16	.	.	PUNCT
gujaf-113	344	1	issar	issar	PROPN
gujaf-113	344	2	,	,	PUNCT
gujaf-113	344	3	a.	a.	PROPN
gujaf-113	344	4	,	,	PUNCT
gujaf-113	344	5	lim	lim	PROPN
gujaf-113	344	6	,	,	PUNCT
gujaf-113	344	7	j.j	j.j	PROPN
gujaf-113	344	8	.	.	PROPN
gujaf-113	344	9	,	,	PUNCT
gujaf-113	344	10	&	&	CCONJ
gujaf-113	344	11	mohapatra	mohapatra	PROPN
gujaf-113	344	12	,	,	PUNCT
gujaf-113	344	13	s.	s.	PROPN
gujaf-113	344	14	(	(	PUNCT
gujaf-113	344	15	2017	2017	NUM
gujaf-113	344	16	)	)	PUNCT
gujaf-113	344	17	.	.	PUNCT
gujaf-113	345	1	institutional	institutional	ADJ
gujaf-113	345	2	quality	quality	NOUN
gujaf-113	345	3	and	and	CCONJ
gujaf-113	345	4	international	international	ADJ
gujaf-113	345	5	differences	difference	NOUN
gujaf-113	345	6	in	in	ADP
gujaf-113	345	7	firm	firm	ADJ
gujaf-113	345	8	productivity	productivity	NOUN
gujaf-113	345	9	.	.	PUNCT
gujaf-113	346	1	(	(	PUNCT
gujaf-113	346	2	iim	iim	NOUN
gujaf-113	346	3	working	working	NOUN
gujaf-113	346	4	paper	paper	NOUN
gujaf-113	346	5	no	no	NOUN
gujaf-113	346	6	.	.	PROPN
gujaf-113	347	1	2017	2017	NUM
gujaf-113	347	2	-	-	NUM
gujaf-113	347	3	02	02	NUM
gujaf-113	347	4	-	-	PUNCT
gujaf-113	347	5	01	01	NUM
gujaf-113	347	6	)	)	PUNCT
gujaf-113	347	7	ahmedabad	ahmedabad	PROPN
gujaf-113	347	8	:	:	PUNCT
gujaf-113	347	9	indian	indian	PROPN
gujaf-113	347	10	institute	institute	PROPN
gujaf-113	347	11	of	of	ADP
gujaf-113	347	12	management	management	NOUN
gujaf-113	347	13	.	.	PUNCT
gujaf-113	348	1	11	11	NUM
gujaf-113	348	2	kanika	kanika	PROPN
gujaf-113	348	3	,	,	PUNCT
gujaf-113	348	4	s.	s.	PROPN
gujaf-113	348	5	(	(	PUNCT
gujaf-113	348	6	2019	2019	NUM
gujaf-113	348	7	,	,	PUNCT
gujaf-113	348	8	may	may	AUX
gujaf-113	348	9	15	15	NUM
gujaf-113	348	10	)	)	PUNCT
gujaf-113	348	11	.	.	PUNCT
gujaf-113	349	1	the	the	DET
gujaf-113	349	2	contradictions	contradiction	NOUN
gujaf-113	349	3	of	of	ADP
gujaf-113	349	4	the	the	DET
gujaf-113	349	5	african	african	ADJ
gujaf-113	349	6	banking	banking	NOUN
gujaf-113	349	7	.	.	PUNCT
gujaf-113	350	1	euromoney	euromoney	NOUN
gujaf-113	350	2	.	.	PUNCT
gujaf-113	351	1	retrieved	retrieve	VERB
gujaf-113	351	2	on	on	ADP
gujaf-113	351	3	jul	jul	PROPN
gujaf-113	351	4	15	15	NUM
gujaf-113	351	5	,	,	PUNCT
gujaf-113	351	6	2020	2020	NUM
gujaf-113	351	7	,	,	PUNCT
gujaf-113	351	8	from	from	ADP
gujaf-113	351	9	https://www.euromoney.com/50thanniversaryspecial	https://www.euromoney.com/50thanniversaryspecial	ADJ
gujaf-113	351	10	.	.	PUNCT
gujaf-113	352	1	kaouther	kaouther	PROPN
gujaf-113	352	2	,	,	PUNCT
gujaf-113	352	3	g.	g.	PROPN
gujaf-113	352	4	,	,	PUNCT
gujaf-113	352	5	&	&	CCONJ
gujaf-113	352	6	mondher	mondher	ADV
gujaf-113	352	7	,	,	PUNCT
gujaf-113	352	8	c.	c.	PROPN
gujaf-113	352	9	(	(	PUNCT
gujaf-113	352	10	2014	2014	NUM
gujaf-113	352	11	)	)	PUNCT
gujaf-113	352	12	.	.	PUNCT
gujaf-113	353	1	the	the	DET
gujaf-113	353	2	quality	quality	NOUN
gujaf-113	353	3	of	of	ADP
gujaf-113	353	4	institutions	institution	NOUN
gujaf-113	353	5	and	and	CCONJ
gujaf-113	353	6	financial	financial	ADJ
gujaf-113	353	7	development	development	NOUN
gujaf-113	353	8	in	in	ADP
gujaf-113	353	9	mena	mena	PROPN
gujaf-113	353	10	countries	countries	PROPN
gujaf-113	353	11	:	:	PUNCT
gujaf-113	353	12	an	an	DET
gujaf-113	353	13	empirical	empirical	ADJ
gujaf-113	353	14	investigation	investigation	NOUN
gujaf-113	353	15	.	.	PUNCT
gujaf-113	354	1	journal	journal	NOUN
gujaf-113	354	2	of	of	ADP
gujaf-113	354	3	risk	risk	NOUN
gujaf-113	354	4	governance	governance	NOUN
gujaf-113	354	5	&	&	CCONJ
gujaf-113	354	6	control	control	PROPN
gujaf-113	354	7	,	,	PUNCT
gujaf-113	354	8	4(4	4(4	NUM
gujaf-113	354	9	)	)	PUNCT
gujaf-113	354	10	,	,	PUNCT
gujaf-113	354	11	65	65	NUM
gujaf-113	354	12	-	-	SYM
gujaf-113	354	13	80	80	NUM
gujaf-113	354	14	.	.	PUNCT
gujaf-113	355	1	kaufmann	kaufmann	PROPN
gujaf-113	355	2	,	,	PUNCT
gujaf-113	355	3	d.	d.	PROPN
gujaf-113	355	4	,	,	PUNCT
gujaf-113	355	5	kraay	kraay	PROPN
gujaf-113	355	6	,	,	PUNCT
gujaf-113	355	7	a.	a.	NOUN
gujaf-113	355	8	,	,	PUNCT
gujaf-113	355	9	&	&	CCONJ
gujaf-113	355	10	mastruzzi	mastruzzi	PROPN
gujaf-113	355	11	,	,	PUNCT
gujaf-113	355	12	m.	m.	NOUN
gujaf-113	355	13	(	(	PUNCT
gujaf-113	355	14	2003	2003	NUM
gujaf-113	355	15	)	)	PUNCT
gujaf-113	355	16	.	.	PUNCT
gujaf-113	356	1	governance	governance	NOUN
gujaf-113	356	2	matters	matter	VERB
gujaf-113	356	3	iii	iii	NOUN
gujaf-113	356	4	:	:	PUNCT
gujaf-113	356	5	governance	governance	NOUN
gujaf-113	356	6	indicators	indicator	NOUN
gujaf-113	356	7	.	.	PUNCT
gujaf-113	357	1	washington	washington	PROPN
gujaf-113	357	2	,	,	PUNCT
gujaf-113	357	3	dc	dc	PROPN
gujaf-113	357	4	:	:	PUNCT
gujaf-113	357	5	world	world	PROPN
gujaf-113	357	6	bank	bank	PROPN
gujaf-113	357	7	.	.	PUNCT
gujaf-113	358	1	la	la	PROPN
gujaf-113	358	2	porta	porta	PROPN
gujaf-113	358	3	,	,	PUNCT
gujaf-113	358	4	r.	r.	PROPN
gujaf-113	358	5	,	,	PUNCT
gujaf-113	358	6	lopez	lopez	NOUN
gujaf-113	358	7	-	-	PUNCT
gujaf-113	358	8	de	de	NOUN
gujaf-113	358	9	-	-	NOUN
gujaf-113	358	10	silanes	silanes	PROPN
gujaf-113	358	11	,	,	PUNCT
gujaf-113	358	12	f.	f.	PROPN
gujaf-113	358	13	,	,	PUNCT
gujaf-113	358	14	shleifer	shleifer	PROPN
gujaf-113	358	15	,	,	PUNCT
gujaf-113	358	16	a.	a.	PROPN
gujaf-113	358	17	,	,	PUNCT
gujaf-113	358	18	&	&	CCONJ
gujaf-113	358	19	vishny	vishny	PROPN
gujaf-113	358	20	,	,	PUNCT
gujaf-113	358	21	r.w	r.w	PROPN
gujaf-113	358	22	.	.	PROPN
gujaf-113	358	23	(	(	PUNCT
gujaf-113	358	24	1998	1998	NUM
gujaf-113	358	25	)	)	PUNCT
gujaf-113	358	26	.	.	PUNCT
gujaf-113	359	1	law	law	NOUN
gujaf-113	359	2	and	and	CCONJ
gujaf-113	359	3	finance	finance	NOUN
gujaf-113	359	4	.	.	PUNCT
gujaf-113	360	1	journal	journal	NOUN
gujaf-113	360	2	of	of	ADP
gujaf-113	360	3	political	political	ADJ
gujaf-113	360	4	economy	economy	NOUN
gujaf-113	360	5	106	106	NUM
gujaf-113	360	6	,	,	PUNCT
gujaf-113	360	7	1113–1155	1113–1155	NUM
gujaf-113	360	8	.	.	PUNCT
gujaf-113	361	1	law	law	NOUN
gujaf-113	361	2	,	,	PUNCT
gujaf-113	361	3	s.	s.	PROPN
gujaf-113	361	4	h.	h.	PROPN
gujaf-113	361	5	,	,	PUNCT
gujaf-113	361	6	&	&	CCONJ
gujaf-113	361	7	demetriades	demetriade	VERB
gujaf-113	361	8	,	,	PUNCT
gujaf-113	361	9	p.	p.	NOUN
gujaf-113	361	10	(	(	PUNCT
gujaf-113	361	11	2006	2006	NUM
gujaf-113	361	12	)	)	PUNCT
gujaf-113	361	13	.	.	PUNCT
gujaf-113	362	1	openness	openness	NOUN
gujaf-113	362	2	,	,	PUNCT
gujaf-113	362	3	institutions	institution	NOUN
gujaf-113	362	4	and	and	CCONJ
gujaf-113	362	5	financial	financial	ADJ
gujaf-113	362	6	development	development	NOUN
gujaf-113	362	7	(	(	PUNCT
gujaf-113	362	8	wef	wef	PROPN
gujaf-113	362	9	working	working	PROPN
gujaf-113	362	10	paper	paper	PROPN
gujaf-113	362	11	series	series	PROPN
gujaf-113	362	12	no	no	PROPN
gujaf-113	362	13	.	.	PROPN
gujaf-113	362	14	0012	0012	NUM
gujaf-113	362	15	)	)	PUNCT
gujaf-113	362	16	.	.	PUNCT
gujaf-113	363	1	world	world	NOUN
gujaf-113	363	2	economy	economy	PROPN
gujaf-113	363	3	&	&	CCONJ
gujaf-113	363	4	finance	finance	PROPN
gujaf-113	363	5	research	research	NOUN
gujaf-113	363	6	programme	programme	NOUN
gujaf-113	363	7	.	.	PUNCT
gujaf-113	364	1	le	le	X
gujaf-113	364	2	,	,	PUNCT
gujaf-113	364	3	t.	t.	PROPN
gujaf-113	364	4	,	,	PUNCT
gujaf-113	364	5	kim	kim	PROPN
gujaf-113	364	6	,	,	PUNCT
gujaf-113	364	7	j.	j.	PROPN
gujaf-113	364	8	,	,	PUNCT
gujaf-113	364	9	&	&	CCONJ
gujaf-113	364	10	lee	lee	PROPN
gujaf-113	364	11	,	,	PUNCT
gujaf-113	364	12	m.	m.	NOUN
gujaf-113	364	13	(	(	PUNCT
gujaf-113	364	14	2016	2016	NUM
gujaf-113	364	15	)	)	PUNCT
gujaf-113	364	16	.	.	PUNCT
gujaf-113	365	1	institutional	institutional	ADJ
gujaf-113	365	2	quality	quality	NOUN
gujaf-113	365	3	,	,	PUNCT
gujaf-113	365	4	trade	trade	NOUN
gujaf-113	365	5	openness	openness	NOUN
gujaf-113	365	6	,	,	PUNCT
gujaf-113	365	7	and	and	CCONJ
gujaf-113	365	8	financial	financial	ADJ
gujaf-113	365	9	sector	sector	NOUN
gujaf-113	365	10	development	development	NOUN
gujaf-113	365	11	in	in	ADP
gujaf-113	365	12	asia	asia	PROPN
gujaf-113	365	13	:	:	PUNCT
gujaf-113	365	14	an	an	DET
gujaf-113	365	15	empirical	empirical	ADJ
gujaf-113	365	16	investigation	investigation	NOUN
gujaf-113	365	17	.	.	PUNCT
gujaf-113	366	1	emerging	emerge	VERB
gujaf-113	366	2	markets	market	NOUN
gujaf-113	366	3	finance	finance	NOUN
gujaf-113	366	4	and	and	CCONJ
gujaf-113	366	5	trade	trade	NOUN
gujaf-113	366	6	,	,	PUNCT
gujaf-113	366	7	52(5	52(5	NUM
gujaf-113	366	8	)	)	PUNCT
gujaf-113	366	9	,	,	PUNCT
gujaf-113	366	10	1047	1047	NUM
gujaf-113	366	11	-	-	SYM
gujaf-113	366	12	1059	1059	NUM
gujaf-113	366	13	.	.	PUNCT
gujaf-113	367	1	mbuluwa	mbuluwa	PROPN
gujaf-113	367	2	,	,	PUNCT
gujaf-113	367	3	s.	s.	PROPN
gujaf-113	367	4	(	(	PUNCT
gujaf-113	367	5	2015	2015	NUM
gujaf-113	367	6	)	)	PUNCT
gujaf-113	367	7	.	.	PUNCT
gujaf-113	368	1	determinants	determinant	NOUN
gujaf-113	368	2	of	of	ADP
gujaf-113	368	3	financial	financial	ADJ
gujaf-113	368	4	development	development	NOUN
gujaf-113	368	5	in	in	ADP
gujaf-113	368	6	southern	southern	PROPN
gujaf-113	368	7	africa	africa	PROPN
gujaf-113	368	8	development	development	PROPN
gujaf-113	368	9	community	community	PROPN
gujaf-113	368	10	(	(	PUNCT
gujaf-113	368	11	sadc	sadc	PROPN
gujaf-113	368	12	):	):	PUNCT
gujaf-113	368	13	do	do	AUX
gujaf-113	368	14	institutions	institution	NOUN
gujaf-113	368	15	matter	matter	VERB
gujaf-113	368	16	?	?	PUNCT
gujaf-113	369	1	european	european	ADJ
gujaf-113	369	2	journal	journal	PROPN
gujaf-113	369	3	of	of	ADP
gujaf-113	369	4	accounting	accounting	NOUN
gujaf-113	369	5	,	,	PUNCT
gujaf-113	369	6	auditing	auditing	NOUN
gujaf-113	369	7	and	and	CCONJ
gujaf-113	369	8	finance	finance	NOUN
gujaf-113	369	9	research	research	NOUN
gujaf-113	369	10	,	,	PUNCT
gujaf-113	369	11	3(6	3(6	NUM
gujaf-113	369	12	)	)	PUNCT
gujaf-113	369	13	,	,	PUNCT
gujaf-113	369	14	39	39	NUM
gujaf-113	369	15	-	-	SYM
gujaf-113	369	16	62	62	NUM
gujaf-113	369	17	.	.	PUNCT
gujaf-113	370	1	minhaj	minhaj	PROPN
gujaf-113	370	2	,	,	PUNCT
gujaf-113	370	3	a.	a.	PROPN
gujaf-113	370	4	,	,	PUNCT
gujaf-113	370	5	muhammad	muhammad	PROPN
gujaf-113	370	6	,	,	PUNCT
gujaf-113	370	7	i.n	i.n	PROPN
gujaf-113	370	8	.	.	PROPN
gujaf-113	370	9	,	,	PUNCT
gujaf-113	370	10	shujahat	shujahat	PROPN
gujaf-113	370	11	,	,	PUNCT
gujaf-113	370	12	h.h	h.h	PROPN
gujaf-113	370	13	.	.	PROPN
gujaf-113	370	14	,	,	PUNCT
gujaf-113	370	15	&	&	CCONJ
gujaf-113	370	16	wajeeh	wajeeh	ADJ
gujaf-113	370	17	,	,	PUNCT
gujaf-113	370	18	u.	u.	PROPN
gujaf-113	370	19	(	(	PUNCT
gujaf-113	370	20	2020	2020	NUM
gujaf-113	370	21	)	)	PUNCT
gujaf-113	370	22	.	.	PUNCT
gujaf-113	371	1	institutional	institutional	ADJ
gujaf-113	371	2	quality	quality	NOUN
gujaf-113	371	3	and	and	CCONJ
gujaf-113	371	4	financial	financial	ADJ
gujaf-113	371	5	development	development	NOUN
gujaf-113	371	6	:	:	PUNCT
gujaf-113	371	7	empirical	empirical	ADJ
gujaf-113	371	8	evidence	evidence	NOUN
gujaf-113	371	9	from	from	ADP
gujaf-113	371	10	oic	oic	PROPN
gujaf-113	371	11	countries	country	NOUN
gujaf-113	371	12	.	.	PUNCT
gujaf-113	372	1	the	the	DET
gujaf-113	372	2	singapore	singapore	PROPN
gujaf-113	372	3	economic	economic	PROPN
gujaf-113	372	4	review	review	PROPN
gujaf-113	372	5	,	,	PUNCT
gujaf-113	372	6	4	4	NUM
gujaf-113	372	7	,	,	PUNCT
gujaf-113	372	8	1	1	NUM
gujaf-113	372	9	-	-	SYM
gujaf-113	372	10	29	29	NUM
gujaf-113	372	11	.	.	PUNCT
gujaf-113	373	1	mohammed	mohammed	PROPN
gujaf-113	373	2	,	,	PUNCT
gujaf-113	373	3	a.	a.	NOUN
gujaf-113	373	4	(	(	PUNCT
gujaf-113	373	5	2014	2014	NUM
gujaf-113	373	6	)	)	PUNCT
gujaf-113	373	7	.	.	PUNCT
gujaf-113	374	1	what	what	PRON
gujaf-113	374	2	influences	influence	VERB
gujaf-113	374	3	banks	bank	NOUN
gujaf-113	374	4	'	'	PART
gujaf-113	374	5	lending	lending	NOUN
gujaf-113	374	6	in	in	ADP
gujaf-113	374	7	sub	sub	ADJ
gujaf-113	374	8	-	-	ADJ
gujaf-113	374	9	saharan	saharan	ADJ
gujaf-113	374	10	africa	africa	PROPN
gujaf-113	374	11	?	?	PUNCT
gujaf-113	375	1	(	(	PUNCT
gujaf-113	375	2	aerc	aerc	NOUN
gujaf-113	375	3	research	research	NOUN
gujaf-113	375	4	paper	paper	NOUN
gujaf-113	375	5	no	no	INTJ
gujaf-113	375	6	.	.	PUNCT
gujaf-113	375	7	267	267	NUM
gujaf-113	375	8	)	)	PUNCT
gujaf-113	375	9	nairobi	nairobi	PROPN
gujaf-113	375	10	:	:	PUNCT
gujaf-113	375	11	african	african	ADJ
gujaf-113	375	12	economic	economic	ADJ
gujaf-113	375	13	research	research	NOUN
gujaf-113	375	14	consortium	consortium	PROPN
gujaf-113	375	15	.	.	PUNCT
gujaf-113	376	1	mutarindwa	mutarindwa	PROPN
gujaf-113	376	2	,	,	PUNCT
gujaf-113	376	3	s.	s.	PROPN
gujaf-113	376	4	,	,	PUNCT
gujaf-113	376	5	schafer	schafer	PROPN
gujaf-113	376	6	,	,	PUNCT
gujaf-113	376	7	d.	d.	PROPN
gujaf-113	376	8	,	,	PUNCT
gujaf-113	376	9	&	&	CCONJ
gujaf-113	376	10	stephan	stephan	PROPN
gujaf-113	376	11	,	,	PUNCT
gujaf-113	376	12	a.	a.	NOUN
gujaf-113	376	13	(	(	PUNCT
gujaf-113	376	14	2018	2018	NUM
gujaf-113	376	15	)	)	PUNCT
gujaf-113	376	16	.	.	PUNCT
gujaf-113	377	1	the	the	DET
gujaf-113	377	2	impact	impact	NOUN
gujaf-113	377	3	of	of	ADP
gujaf-113	377	4	institutions	institution	NOUN
gujaf-113	377	5	on	on	ADP
gujaf-113	377	6	bank	bank	NOUN
gujaf-113	377	7	governance	governance	NOUN
gujaf-113	377	8	and	and	CCONJ
gujaf-113	377	9	stability	stability	NOUN
gujaf-113	377	10	:	:	PUNCT
gujaf-113	377	11	evidence	evidence	NOUN
gujaf-113	377	12	from	from	ADP
gujaf-113	377	13	african	african	ADJ
gujaf-113	377	14	countries	country	NOUN
gujaf-113	377	15	.	.	PUNCT
gujaf-113	378	1	(	(	PUNCT
gujaf-113	378	2	diw	diw	PROPN
gujaf-113	378	3	working	working	NOUN
gujaf-113	378	4	paper	paper	NOUN
gujaf-113	378	5	,	,	PUNCT
gujaf-113	378	6	173932	173932	NUM
gujaf-113	378	7	)	)	PUNCT
gujaf-113	378	8	berlin	berlin	NOUN
gujaf-113	378	9	:	:	PUNCT
gujaf-113	378	10	german	german	ADJ
gujaf-113	378	11	institute	institute	NOUN
gujaf-113	378	12	for	for	ADP
gujaf-113	378	13	economic	economic	ADJ
gujaf-113	378	14	research	research	NOUN
gujaf-113	378	15	.	.	PUNCT
gujaf-113	379	1	nelson	nelson	PROPN
gujaf-113	379	2	,	,	PUNCT
gujaf-113	379	3	m.a	m.a	PROPN
gujaf-113	379	4	.	.	PROPN
gujaf-113	379	5	,	,	PUNCT
gujaf-113	379	6	&	&	CCONJ
gujaf-113	379	7	singh	singh	PROPN
gujaf-113	379	8	,	,	PUNCT
gujaf-113	379	9	r.d	r.d	PROPN
gujaf-113	379	10	.	.	PROPN
gujaf-113	379	11	(	(	PUNCT
gujaf-113	379	12	2013	2013	NUM
gujaf-113	379	13	)	)	PUNCT
gujaf-113	379	14	.	.	PUNCT
gujaf-113	380	1	democracy	democracy	NOUN
gujaf-113	380	2	,	,	PUNCT
gujaf-113	380	3	economic	economic	ADJ
gujaf-113	380	4	freedom	freedom	NOUN
gujaf-113	380	5	,	,	PUNCT
gujaf-113	380	6	fiscal	fiscal	ADJ
gujaf-113	380	7	policy	policy	NOUN
gujaf-113	380	8	,	,	PUNCT
gujaf-113	380	9	and	and	CCONJ
gujaf-113	380	10	growth	growth	NOUN
gujaf-113	380	11	in	in	ADP
gujaf-113	380	12	ldcs	ldc	NOUN
gujaf-113	380	13	:	:	PUNCT
gujaf-113	380	14	a	a	DET
gujaf-113	380	15	fresh	fresh	ADJ
gujaf-113	380	16	look	look	NOUN
gujaf-113	380	17	.	.	PUNCT
gujaf-113	381	1	economic	economic	ADJ
gujaf-113	381	2	development	development	NOUN
gujaf-113	381	3	and	and	CCONJ
gujaf-113	381	4	cultural	cultural	ADJ
gujaf-113	381	5	change	change	NOUN
gujaf-113	381	6	,	,	PUNCT
gujaf-113	381	7	46(4	46(4	NOUN
gujaf-113	381	8	)	)	PUNCT
gujaf-113	381	9	,	,	PUNCT
gujaf-113	381	10	677696	677696	NUM
gujaf-113	381	11	.	.	PUNCT
gujaf-113	382	1	oladele	oladele	PROPN
gujaf-113	382	2	,	,	PUNCT
gujaf-113	382	3	t.c	t.c	PROPN
gujaf-113	382	4	(	(	PUNCT
gujaf-113	382	5	2021	2021	NUM
gujaf-113	382	6	)	)	PUNCT
gujaf-113	382	7	.	.	PUNCT
gujaf-113	383	1	economic	economic	ADJ
gujaf-113	383	2	freedom	freedom	NOUN
gujaf-113	383	3	,	,	PUNCT
gujaf-113	383	4	institutional	institutional	ADJ
gujaf-113	383	5	quality	quality	NOUN
gujaf-113	383	6	and	and	CCONJ
gujaf-113	383	7	financial	financial	ADJ
gujaf-113	383	8	performance	performance	NOUN
gujaf-113	383	9	of	of	ADP
gujaf-113	383	10	banks	bank	NOUN
gujaf-113	383	11	in	in	ADP
gujaf-113	383	12	selected	select	VERB
gujaf-113	383	13	african	african	ADJ
gujaf-113	383	14	countries	country	NOUN
gujaf-113	383	15	.	.	PUNCT
gujaf-113	384	1	(	(	PUNCT
gujaf-113	384	2	unpublished	unpublished	ADJ
gujaf-113	384	3	doctoral	doctoral	ADJ
gujaf-113	384	4	thesis	thesis	NOUN
gujaf-113	384	5	)	)	PUNCT
gujaf-113	384	6	.	.	PUNCT
gujaf-113	385	1	malete	malete	NOUN
gujaf-113	385	2	.	.	PUNCT
gujaf-113	386	1	department	department	NOUN
gujaf-113	386	2	of	of	ADP
gujaf-113	386	3	accounting	accounting	NOUN
gujaf-113	386	4	and	and	CCONJ
gujaf-113	386	5	finance	finance	NOUN
gujaf-113	386	6	.	.	PUNCT
gujaf-113	387	1	kwara	kwara	PROPN
gujaf-113	387	2	state	state	PROPN
gujaf-113	387	3	university	university	PROPN
gujaf-113	387	4	oto	oto	PROPN
gujaf-113	387	5	-	-	PUNCT
gujaf-113	387	6	peralías	peralías	PROPN
gujaf-113	387	7	,	,	PUNCT
gujaf-113	387	8	d.	d.	PROPN
gujaf-113	387	9	,	,	PUNCT
gujaf-113	387	10	&	&	CCONJ
gujaf-113	387	11	romero	romero	PROPN
gujaf-113	387	12	-	-	PUNCT
gujaf-113	387	13	ávila	ávila	PROPN
gujaf-113	387	14	,	,	PUNCT
gujaf-113	387	15	d.	d.	PROPN
gujaf-113	387	16	(	(	PUNCT
gujaf-113	387	17	2014	2014	NUM
gujaf-113	387	18	)	)	PUNCT
gujaf-113	387	19	.	.	PUNCT
gujaf-113	388	1	legal	legal	ADJ
gujaf-113	388	2	traditions	tradition	NOUN
gujaf-113	388	3	and	and	CCONJ
gujaf-113	388	4	initial	initial	ADJ
gujaf-113	388	5	endowments	endowment	NOUN
gujaf-113	388	6	in	in	ADP
gujaf-113	388	7	shaping	shape	VERB
gujaf-113	388	8	the	the	DET
gujaf-113	388	9	path	path	NOUN
gujaf-113	388	10	of	of	ADP
gujaf-113	388	11	financial	financial	ADJ
gujaf-113	388	12	development	development	NOUN
gujaf-113	388	13	.	.	PUNCT
gujaf-113	389	1	journal	journal	PROPN
gujaf-113	389	2	of	of	ADP
gujaf-113	389	3	money	money	NOUN
gujaf-113	389	4	,	,	PUNCT
gujaf-113	389	5	credit	credit	NOUN
gujaf-113	389	6	and	and	CCONJ
gujaf-113	389	7	banking	banking	NOUN
gujaf-113	389	8	,	,	PUNCT
gujaf-113	389	9	46(1	46(1	PROPN
gujaf-113	389	10	)	)	PUNCT
gujaf-113	389	11	,	,	PUNCT
gujaf-113	389	12	43	43	NUM
gujaf-113	389	13	-	-	SYM
gujaf-113	389	14	77	77	NUM
gujaf-113	389	15	.	.	PUNCT
gujaf-113	390	1	pasiouras	pasiouras	PROPN
gujaf-113	390	2	,	,	PUNCT
gujaf-113	390	3	f.	f.	PROPN
gujaf-113	390	4	,	,	PUNCT
gujaf-113	390	5	&	&	CCONJ
gujaf-113	390	6	kosmidou	kosmidou	PROPN
gujaf-113	390	7	,	,	PUNCT
gujaf-113	390	8	k.	k.	PROPN
gujaf-113	390	9	(	(	PUNCT
gujaf-113	390	10	2007	2007	NUM
gujaf-113	390	11	)	)	PUNCT
gujaf-113	390	12	.	.	PUNCT
gujaf-113	391	1	factors	factor	NOUN
gujaf-113	391	2	influencing	influence	VERB
gujaf-113	391	3	the	the	DET
gujaf-113	391	4	profitability	profitability	NOUN
gujaf-113	391	5	of	of	ADP
gujaf-113	391	6	domestic	domestic	ADJ
gujaf-113	391	7	and	and	CCONJ
gujaf-113	391	8	foreign	foreign	ADJ
gujaf-113	391	9	commercial	commercial	ADJ
gujaf-113	391	10	banks	bank	NOUN
gujaf-113	391	11	in	in	ADP
gujaf-113	391	12	the	the	DET
gujaf-113	391	13	european	european	PROPN
gujaf-113	391	14	union	union	PROPN
gujaf-113	391	15	.	.	PUNCT
gujaf-113	392	1	research	research	NOUN
gujaf-113	392	2	in	in	ADP
gujaf-113	392	3	international	international	ADJ
gujaf-113	392	4	business	business	NOUN
gujaf-113	392	5	and	and	CCONJ
gujaf-113	392	6	finance	finance	NOUN
gujaf-113	392	7	,	,	PUNCT
gujaf-113	392	8	21(2	21(2	NUM
gujaf-113	392	9	)	)	PUNCT
gujaf-113	392	10	,	,	PUNCT
gujaf-113	392	11	222	222	NUM
gujaf-113	392	12	-	-	SYM
gujaf-113	392	13	237	237	NUM
gujaf-113	392	14	.	.	PUNCT
gujaf-113	393	1	rajesh	rajesh	PROPN
gujaf-113	393	2	,	,	PUNCT
gujaf-113	393	3	r.s.n	r.s.n	PROPN
gujaf-113	393	4	.	.	PROPN
gujaf-113	393	5	,	,	PUNCT
gujaf-113	393	6	&	&	CCONJ
gujaf-113	393	7	kunal	kunal	PROPN
gujaf-113	393	8	,	,	PUNCT
gujaf-113	393	9	s.	s.	PROPN
gujaf-113	393	10	(	(	PUNCT
gujaf-113	393	11	2017	2017	NUM
gujaf-113	393	12	)	)	PUNCT
gujaf-113	393	13	.	.	PUNCT
gujaf-113	394	1	does	do	VERB
gujaf-113	394	2	institutional	institutional	ADJ
gujaf-113	394	3	quality	quality	NOUN
gujaf-113	394	4	matter	matter	NOUN
gujaf-113	394	5	for	for	ADP
gujaf-113	394	6	firm	firm	ADJ
gujaf-113	394	7	performance	performance	NOUN
gujaf-113	394	8	?	?	PUNCT
gujaf-113	395	1	evidence	evidence	NOUN
gujaf-113	395	2	from	from	ADP
gujaf-113	395	3	india	india	PROPN
gujaf-113	395	4	.	.	PUNCT
gujaf-113	396	1	south	south	PROPN
gujaf-113	396	2	asia	asia	PROPN
gujaf-113	396	3	economic	economic	PROPN
gujaf-113	396	4	journal	journal	PROPN
gujaf-113	396	5	,	,	PUNCT
gujaf-113	396	6	18(2	18(2	NUM
gujaf-113	396	7	)	)	PUNCT
gujaf-113	396	8	,	,	PUNCT
gujaf-113	396	9	184–213	184–213	NUM
gujaf-113	396	10	.	.	PUNCT
gujaf-113	397	1	subasat	subasat	NOUN
gujaf-113	397	2	,	,	PUNCT
gujaf-113	397	3	t.	t.	PROPN
gujaf-113	397	4	,	,	PUNCT
gujaf-113	397	5	&	&	CCONJ
gujaf-113	397	6	bellos	bellos	PROPN
gujaf-113	397	7	,	,	PUNCT
gujaf-113	397	8	s.k	s.k	PROPN
gujaf-113	397	9	.	.	PROPN
gujaf-113	397	10	(	(	PUNCT
gujaf-113	397	11	2011	2011	NUM
gujaf-113	397	12	)	)	PUNCT
gujaf-113	397	13	.	.	PUNCT
gujaf-113	398	1	economic	economic	ADJ
gujaf-113	398	2	freedom	freedom	NOUN
gujaf-113	398	3	and	and	CCONJ
gujaf-113	398	4	foreign	foreign	ADJ
gujaf-113	398	5	direct	direct	ADJ
gujaf-113	398	6	investment	investment	NOUN
gujaf-113	398	7	:	:	PUNCT
gujaf-113	398	8	a	a	DET
gujaf-113	398	9	panel	panel	NOUN
gujaf-113	398	10	gravity	gravity	NOUN
gujaf-113	398	11	model	model	NOUN
gujaf-113	398	12	approach	approach	NOUN
gujaf-113	398	13	.	.	PUNCT
gujaf-113	399	1	the	the	DET
gujaf-113	399	2	empirical	empirical	ADJ
gujaf-113	399	3	economics	economic	NOUN
gujaf-113	399	4	letters	letter	NOUN
gujaf-113	399	5	,	,	PUNCT
gujaf-113	399	6	10(7	10(7	NUM
gujaf-113	399	7	)	)	PUNCT
gujaf-113	399	8	,	,	PUNCT
gujaf-113	399	9	697	697	NUM
gujaf-113	399	10	-	-	SYM
gujaf-113	399	11	704	704	NUM
gujaf-113	399	12	.	.	PUNCT
gujaf-113	400	1	the	the	DET
gujaf-113	400	2	africa	africa	PROPN
gujaf-113	400	3	report	report	PROPN
gujaf-113	400	4	(	(	PUNCT
gujaf-113	400	5	2020	2020	NUM
gujaf-113	400	6	,	,	PUNCT
gujaf-113	400	7	september	september	PROPN
gujaf-113	400	8	23	23	NUM
gujaf-113	400	9	)	)	PUNCT
gujaf-113	400	10	.	.	PUNCT
gujaf-113	401	1	top	top	ADJ
gujaf-113	401	2	200	200	NUM
gujaf-113	401	3	african	african	ADJ
gujaf-113	401	4	banks	bank	NOUN
gujaf-113	401	5	.	.	PUNCT
gujaf-113	402	1	retrieved	retrieve	VERB
gujaf-113	402	2	from	from	ADP
gujaf-113	402	3	http://www.pressreader.com/financce/the-africareport/20190923/281595242249554/text	http://www.pressreader.com/financce/the-africareport/20190923/281595242249554/text	PROPN
gujaf-113	402	4	world	world	PROPN
gujaf-113	402	5	bank	bank	PROPN
gujaf-113	402	6	(	(	PUNCT
gujaf-113	402	7	2019	2019	NUM
gujaf-113	402	8	)	)	PUNCT
gujaf-113	402	9	.	.	PUNCT
gujaf-113	403	1	finance	finance	NOUN
gujaf-113	403	2	for	for	ADP
gujaf-113	403	3	all	all	PRON
gujaf-113	403	4	?	?	PUNCT
gujaf-113	404	1	washington	washington	PROPN
gujaf-113	404	2	,	,	PUNCT
gujaf-113	404	3	d.c	d.c	PROPN
gujaf-113	404	4	.	.	PUNCT
gujaf-113	404	5	:	:	PUNCT
gujaf-113	404	6	world	world	PROPN
gujaf-113	404	7	bank	bank	PROPN
gujaf-113	404	8	.	.	PUNCT
gujaf-113	405	1	yamane	yamane	PROPN
gujaf-113	405	2	,	,	PUNCT
gujaf-113	405	3	t.	t.	PROPN
gujaf-113	405	4	(	(	PUNCT
gujaf-113	405	5	1967	1967	NUM
gujaf-113	405	6	)	)	PUNCT
gujaf-113	405	7	.	.	PUNCT
gujaf-113	406	1	statistics	statistic	NOUN
gujaf-113	406	2	,	,	PUNCT
gujaf-113	406	3	an	an	DET
gujaf-113	406	4	introductory	introductory	ADJ
gujaf-113	406	5	analysis	analysis	NOUN
gujaf-113	406	6	,	,	PUNCT
gujaf-113	406	7	(	(	PUNCT
gujaf-113	406	8	2	2	NUM
gujaf-113	406	9	nd	nd	NUM
gujaf-113	406	10	ed	ed	NOUN
gujaf-113	406	11	)	)	PUNCT
gujaf-113	406	12	.	.	PUNCT
gujaf-113	407	1	harper	harper	NOUN
gujaf-113	407	2	and	and	CCONJ
gujaf-113	407	3	row	row	NOUN
gujaf-113	407	4	.	.	PUNCT
gujaf-113	408	1	https://www.euromoney.com/50thanniversaryspecial	https://www.euromoney.com/50thanniversaryspecial	ADJ
gujaf-113	408	2	http://www.pressreader.com/financce/the-africa-report/20190923/281595242249554	http://www.pressreader.com/financce/the-africa-report/20190923/281595242249554	PROPN
gujaf-113	408	3	http://www.pressreader.com/financce/the-africa-report/20190923/281595242249554	http://www.pressreader.com/financce/the-africa-report/20190923/281595242249554	VERB